jan 2015.pub - Members United Credit Union

PROUDLY SERVING OUR MEMBERS SINCE 1934
JANUARY 2015
MEMBERS UNITED
CREDIT UNION NEWSLETTER
OUR FUTURE REVOLVES AROUND YOURS!
MAIN OFFICE
1115 N. WESTOVER BLVD
ALBANY, GA 31707
229-439-1448
1-888-822-1633
FAX: 229-432-6374
BRANCHES
1110 CENTENNIAL AVE
ALBANY, GA 31707
229-439-9797
FAX: 229-439-0510
MUCU ANNUAL BUSINESS MEETING
TUESDAY, FEBRUARY 10
5:15 PM - MAIN OFFICE
START YOUR OWN
HOLIDAY TRADITION
217-A JOHNSON RD
ALBANY, GA 31705
229-438-1834
FAX: 229-438-1837
709 VETERANS PKWY
COLUMBUS, GA 31901
706-987-8000
1-800-233-1037
FAX: 706-327-4589
TELLER 24
229-439-1191
1-888-212-1191
WWW.MEMBERSUNITED
CREDITUNION.ORG
OPEN A CHRISTMAS CLUB ACCOUNT
Save a set amount either weekly, monthly or on a
time period you select for those holiday expenses.
Earn interest until the dawn of the holiday
shopping season. Funds will be transferred to your
MUCU savings account on November 2, 2015.
Save money & reduce your dependence on
credit cards.
FEDERALLY INSURED
BY NCUA
Now, that’s a
Merry Christmas!
4110-NL-0115
HOLIDAY SKIP-A-PAYMENT 2014/2015
Looking for some extra cash this holiday season? Skip your MUCU loan payment in either November, December or
January. (Mortgages, Home Equity & $mart Money Loans excluded.) Simply fill out the form below and drop it by any of
our locations. A $30.00 processing fee per loan applies. For more information, please contact a loan officer.
Requirements are as follows:
All accounts must be current to qualify. - Your first loan payment may not be skipped. - Gap Insurance will cover only two skips for the life of the loan.
If more than two skips are made the member is responsible for the amount of the skipped payments in the event the vehicle is totaled.
If you pay with direct deposit or payroll deduction, money will be deposited in your MUCU account.
Form must be received before payment is due. - Allow up to 2 weeks for your request to be processed.
I hereby authorize MUCU to skip my November, December or January loan payment. I understand that interest will continue to accrue on all new and existing balances during the
skip payment period pursuant to my agreements with MUCU. For closed end loans the skip payment will extend the loan term. After the skip payment period ends, the payment
will resume to the regular payment amount, and all existing terms and conditions will apply.
A. All Makers of Loan(s) must Sign
B. $30 fee(s) to come from: (Circle One)
Name:________________________________________________
Signature: _____________________________________________
Joint Signature: _________________________________________
Telephone # (Home) _______________ (Cell) _______________
C. Loan account number & suffix(s) you wish to skip:
Acct. #________
Acct. #________
Acct. #________
Suffix _____
Suffix _____
Suffix _____
2015 HOLIDAY CLOSINGS
JANUARY 1—NEW YEAR’S DAY*
JANUARY 19—MLK JR’S BIRTHDAY
FEBRUARY 16—PRESIDENTS’ DAY
MAY 25—MEMORIAL DAY
JULY 3—INDEPENDENCE DAY
SEPTEMBER 7—LABOR DAY
OCTOBER 12—COLUMBUS DAY
NOVEMBER 11—VETERANS’ DAY
NOVEMBER 26 & 27—THANKSGIVING DAY*
DECEMBER 25—CHRISTMAS DAY*
*ALL OFFICES WILL CLOSE AT 1:00PM THE DAY BEFORE
THANKSGIVING, CHRISTMAS & NEW YEAR’S.
IRA WITHHOLDING NOTICE
Payments from your IRA are subject to federal income tax
withholding, unless you elect no withholding. You may
change your withholding election at any time prior to your receipt of a payment. To change your withholding election, complete the appropriate form provided by your credit union.
Withholding from IRA payments, when combined with other
withholding, MAY relieve you from payment of estimated income taxes. However, your withholding election does not affect the amount of income tax you pay. You may incur penalties under the estimated tax rules if your withholding and estimated tax payments are insufficient.
Checking
Savings
D. Month you wish to skip: (Circle One)
November ’14
December ’14
January ’15
MUCU has made buying your next auto even more
convenient! We have established a Dealer Direct
Lending partnership with Finnicum Motors, which
allows customers to get approval for MUCU auto financing right at the dealership without stepping foot
inside the credit union. Conventional financing for
vehicles purchased from other dealerships is still
available through any of our branches locations.
ALL TAX RETURN CHECKS THAT ARE NOT ISSUED BY THE US TREASURY OR A STATE DEPARTMENT OF REVENUE WILL BE SUBJECT
TO A 10 DAY MINIMUM HOLD.
HAVE YOUR FUNDS SENT BY
DIRECT DEPOSIT TO AVOID A HOLD.
MOVING???
DON’T FORGET
TO GIVE US YOUR NEW ADDRESS.
If your address isn’t updated
with the credit union you could
incur a mail code fee(s).