Jul 2009 - Capture Media

Official News Magazine of the Lake Ridge Homeowners’ Association
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Zionsville, IN 46077
Permit No. 54
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this Highland
Springs Home?
Be a winner ...
clues inside!
2009
July
Page
LAKE RIDGE
2009 LAKE RIDGE HOMEOWNERS’
ASSOCIATION BOARD OF DIRECTORS
Bob Razumich • President
[email protected], [email protected]
10
Ty Blankenbaker • Vice President &
Architectural Chair
Meet Julie Getty-Downham
from Century 21 Realty
Group 1
[email protected]
William Carter • Treasurer
[email protected]
Jennifer Alexander • Secretary
Page
Guide to Local Farmers Market
15 Your
Find the best Farmers Market for you
Page
16
Page
Page
Eliminate that Garage Grime
Simple solutions to keep
up on the never ending
garage grime
For All
19 Organize
Simple steps to get organized
20 Build Your Financial Foundation
[email protected]
Ken Davidson • Board Member
[email protected]
WWW.LAKE-RIDGE.NET
PROPERTY MANAGER
ALETA DITTMAIER
[email protected]
317-451-2267
COMMUNITY ASSOCIATION
SERVICES OF INDIANA
11711 NORTH COLLEGE AVE, SUITE 100
CARMEL, IN 46032
317-875-5600 • DIRECT DIAL: 317-451-2251
TOLL FREE: 877-875-5600 • FAX: 317-875-5614
Review your current financial situation
SERVING YOUR COMMUNITY
Brownsburg
Highland Springs
Lake Ridge
Carmel
Avian Glen
Foster Estates
Saddle Creek
Smokey Ridge
Village of WestClay
Williamson Run
Woodland Springs
Fishers
Gray Eagle
Geist Overlook
Parkshore
River Glen
Sandstone
N. Carmel/Westfield
Centennial
Merrimac
Springmill Ponds
The Village Farms
Fishers/Geist
Highland Springs South
Windermere
Northwest Indy
College Park Estates
The homes in the
Traders Point triangle
Huntington Communities
Normandy Farm
West 86th
Zionsville
Austin Oaks
Colony Woods
Fox Hollow
Oak Ridge
Preserve at Spring Knoll
Royal Run
Woodlands of
Irishman’s Run
Zionsville Village
Publication of paid advertisements in this news magazine is not an endorsement or recommendation of any advertised product or
service. The Homeowners’ Association and Capture Media are neither responsible nor liable for the content of any advertisements
published, here within. Please refer to your subdivision covenants and Board of Directors for appropriate guidelines and restrictions.
2
© Copyright 2009. All Rights Reserved.
Lake Ridge

July 2009
Lake Ridge
News Magazine
Carol Brewer • Homeowners Association Liaison
Michell Randolph • Account Executive
Capture Media • 44 S. 8th Street
Noblesville, IN 46060 • (317) 733-4300
[email protected]
www.capturemedia.com
This News Magazine is published by Capture Media
Lake Ridge

July 2009
3
HOA Board President’s Message for July, 2009
Hello everyone,
Since the last time I communicated with all of
you, it has turned into an interesting month. We’ve
had problems with vandalism at the swimming pool, residents
wondering about whom is laying traps by the retention ponds,
problems with non-residents fishing in the retention ponds,
and questions about some very bare spots in the common
areas. As I write this month’s message, the Homeowners
Association board just finished having a meeting to discuss
the above issues and come to a plan of actions to help in
all areas. By the time you read this message, some of the
action items will be visible to everyone.
I’ll start with the pool and pool house. On the night of June
3, 2009, we had some vandalism at the pool that came very
close to taking away the pool for all residents. On that night
person’s unknown made a mess of the deck chairs and float
rope in the main area, including tossing furniture into the pool
and tossing other items over the fence. The same people
broke the shower head in the Men’s restroom and then left
the hot water running through the night. The resulting steam
blackened the ceiling of the restroom. But the worst event was
in the women’s restroom, where toilet paper was mounded
up and had been set on fire. Happily the fire did not spread
anywhere and for all intents and purposes was confined to
the toilet paper. If the fire had spread and burnt down the
pool house, it is very likely that for health reasons the pool
would have had to be closed for the summer.
As a result of this and some subsequent events, the board
elected to take the following measures. First, a deadbolt was
added to the entry gate. The deadbolt cannot be unlocked
by the pool keys that residents have. The bolt will be set
to keep the gate locked during the hours that the pool is
closed. Effective Monday, June 22, the hours for the pool will
be adjusted to be 9 a.m. to 9 p.m. Hours for pool monitors
will be extended to work from Noon to 9 p.m. At that time
everyone will need to leave the pool area, the bathrooms will
be locked, and the deadbolt on the gate will be locked till the
next morning. We are also going to have lighting installed
PLEASE MARK YOUR CALENDARS!
The Annual Meeting for the Lake Ridge
Homeowners Association will be held
on Tuesday, November 10, 2009, at
6:30 p.m. The site is to be determined.
Watch for more details!
to better illuminate the pool area with a goal to have lights
aimed towards the trees north of the pool to mitigate any
lights shining into residents homes that are on the south side
of the pool area. The board will also price options for any
other more long term solutions to secure what is arguably
the most valuable common resource used by residents at
Lake Ridge.
The next hottest item has been non-residents fishing in
the retention ponds. While from time to time this has been
a problem in the past, this year non-residents appearing to
fish appear to be doing this more frequently. The board voted
to price and then purchase signs that will, in effect, advise
that amenities and common areas within the community are
reserved for the use of residents and accompanied guests
only. We also will be putting up signs at all the retention ponds
advising no swimming and fishing is for residents only. The
signs will include a “No Trespassing” statement geared to give
added weight in case there is any argument as to whether or
not non residents can use the retention ponds. If the process
goes as scheduled, ideally the signage will be up during the
month of July. We plan to have the signs match as best as
possible the look of other signs in the community, such as
the street signs.
In mid-June I sent a mass emailing to all residents who have
registered on the community web site (http://www.lake-ridge.
net) to advise that the board had authorized trapping of
muskrats in the retention ponds. The reason for sending out
the message was to do our best to make sure all were on
the same page as to the purpose of the trapping, as some
residents were not aware of this going on, and the company
does not have marked trucks. A final reason for the message
was to enlist your help in watching that none of the traps are
removed or stolen by anyone. Per the contract the HOA has
with the trapping company, the HOA is responsible to make
up the cost of any traps that have been stolen or damaged.
One may argue or not about this arrangement, but it is what
it is, and our agent at Community Association Services of
Indiana negotiated the contract at the board’s direction.
As of this writing (June 18) traps have been set for about two
and a half weeks, and 63 muskrats have been collected. The
reason we have authorized the trapping of these animals is
because of the damage that they cause burrowing into the
earth by the shores of the ponds. This burrowing helps cause
erosion of the shores of the ponds, and partially contributed
to one of the lawn care company’s mowers tilting into a pond
last year. It is already going to cost the association a good
amount of money long term to help with the worst erosion
continued on next page
4
Lake Ridge

July 2009
President’s Message, continued
problems, but we first have to get the muskrat
population down to where they will not cause
problems on a large scale. Left untreated the
costs for erosion repair would only go up. We understand
that they can be very entertaining to watch in the water, but
without any natural predators to control their population we
need to do this to ensure the long term viability of the ponds.
If those residents that live along retention ponds see anyone
pulling traps out or damaging them, we strongly request that
you contact the Brownsburg Police to assist. We are all in
this together and we appreciate your help.
Finally, we are aware of several sparse looking common
areas on the north side of Lake Ridge, particularly the small
common area by Barbara Drive and around the retention
pond that is east of Harvest Lake Drive. One question many
have posed to me is why Jade, our lawn service company,
has not seeded or otherwise tried to help grass to grow there.
Well, the simple reason is that they are only contracted to
cut the grass and apply fertilizer in the spring. As I write this
(yes, I know I have used that phrase to excess) our CASI
agent, Aleta, is working to schedule a time where she, the
manager of Jade and I can get together to walk some of the
worst areas and come up with the best way to address these
issues. Keep in mind that we may not plant any grass before
later in summer to give any landscaping the best chance of
succeeding. It won’t be an overnight process, but we will work
to get it done over time.
Outside of all of that, it’s been a pretty nice spring up till
now. While we have had more rain than we know what to do
with, the upside is that families that really like green lawns
are making a killing in savings on their water bills. My lawn
hasn’t looked this green since the sod was put down when I
moved in. With the sewer rates tied directly to water usage
here in Brownsburg, I am sure that those who like to water
their lawns are appreciating the price break provided by
Mother Nature.
I will close by asking everyone to mark the date of
November 10, 2009, on their calendars. Why, you might
ask? At our meeting this evening we decided to set the date
for the Annual Meeting. The site is to be determined, but the
meeting will be on Tuesday, November 10 at 6:30 p.m. It is
at this meeting that new board members are elected, the
budget for the following year is reviewed and approved, and
in those instances where it is on the agenda, changes to the
covenants can be voted on. Whether or not anything in the
covenants are changed (and at this time nothing is on the
docket for that) we would like to be sure to have a quorum
for the annual meeting, whether it be by actual attendance
or by proxies sent in for voting. It is something we all need
to get in the habit of doing. If there ever comes a time that
the covenants need to be amended, a vote can only be
taken if two thirds of the total homes in the community are
represented for a meeting, either by their physical presence
or by returning proxy cards. As the date gets closer, you will
all get a mailing announcing the date and location of the
meeting. This year there will be two board vacancies coming
up. One is the position held by Ken Davidson, and the other
is my position. Anyone who is a homeowner and is paid up
on their association dues is eligible to run for a board seat.
That’s about it for now. Have a good summer and we’ll see
you in the August issue.
Bob Razumich
President, Lake Ridge HOA Board
Attention Youths! Your neighbors need
some help, you could use the extra money.
Advertise your services with us for free!
To submit your name to our directory,
go to www.capturemedia.com
and click on Working Youth Directory.
Please discuss this with your parents
and get their permission.
B=Babysitting • C=Computer Repair • H=House Sitting
MH=Mother’s Helper • O=Odd Job • P=Pet Sitting
RC=Red Cross Certified • S=Safe Sitter Certified
SS=Snow Shoveling • ST=Spanish Tutor • T=Tutor
Y=Yard Help • W=Window Washing • CC=Car Care
NAME
AGE
NUMBER
SERVICE
14
12
15
16
13
658-3327
852-5064
852-5064
858-1472
292-9498
Andrew Stevens 14
Jordan Mutnansky 13
858-3095
858-9685
SS, H, O, W, P, Y
B, S, MH, T, O, P
SS, O, W, Y
H, T, W, P, Y
B, C, SS, H, MH,
T, O, W, P, Y
SS, H, O, W, P, Y
B, S, H, MH, T, O, P
Drew Deas
Kaitlyn Braun
Kyle Braun
Nick Galley
Dayvon Long
Lake Ridge

July 2009
5
By Stephanie Jones
First of all, Lisa Gallo and I would like to thank everyone
who not only participated in our first ever Trade Fair, but to
those that stopped by and talked with the vendors! It was
an absolutely beautiful day to meet and get to know our
neighbors who all have a true passion for what they do! We
had a great crowd that came to check out this event and
even those over at the pool were able to enjoy the music
played by DJ Dereck! Each booth had information, samples
of their products, and free goodies to share! Excellent mix
of individuals and their talents, definitely something for
everyone! There were a total of 13 participants in all and we
want to acknowledge everyone that was there.
The event went over so well and we got such positive
feedback, that we are hoping to plan this again for next year!
Hopefully making this an annual event that will grow each
year! It was also a great way to network with one another
and find out if your business could benefit from someone
else’s. Perfect weather helped along with being able to use
the signs for both the neighborhood yard sale and the Trade
Fair to get the word out!
Tom Jones has a little help from his son’s,
Blake and Nathan ~ Sylvan Learning Center
[email protected]
If this is something that sounds interesting and you would
like to participate, definitely let us know and we can start
our list for next May! Please contact Stephanie Jones at
[email protected] or Lisa Gallo gallole@indy.
rr.com if you would like more information.
Not Pictured:
Diana Hernandez ~ Child care service
[email protected]
Christian & Nada Jimenez ~ Online travel agency
www.bookitbaby.com
Dereck & Teresa Wireman ~ Electric Avenue Mobile DJ
www.electricavenuemobiledj.com
6
Lake Ridge

July 2009
Karen Flasher ~ Arbonne International
[email protected]
Barbara Walker ~ Cake and cookie decorating
www.walkerscakes.com
Bill Carter ~ College Funding Solutions, Inc.
[email protected]
Renee Harlor ~ Memorable Moments
www.memorablemomentsindy.com
Laura Elkins ~ Rents signs for any event
[email protected]
Cindy Gerber ~ Guided Giving
Wendy Schwartz ~ Prepaid Legal Advice
[email protected]
Lisa Gallo ~ Lia Sophia Jewelry
[email protected]
Julie Thompson ~ Homemade greeting
cards, invitations and hair bows
[email protected]
Lake Ridge

July 2009
7
Concerned...even worried about paying for college....
Would you like to save some time, eliminate the
stress, and find everything you need - all in a
proven, easy-to-follow plan?
Are you looking for answers regarding college
funding (particularly free funding), deadlines,
and college applications? What about choosing
the right college, major, and career?
Would you like to have all of this information and more all in
a proven, easy to follow plan?
Great News! There are local college advisors that can work
with you that have the solution. Through years of research
and hands-on experience, we have developed a “College
Graduate Program” for families with high school students. No
wild promises.....any quick fix.....instead, a program that has
proven successful for thousands of families just like yours.
We understand that preparing and paying for college (as early
as the student’s freshman year) can be a very stressful time...
We know how important it is for you to have the answers you
can depend on. And, most importantly, answers from your
point of view, not the colleges or a misinformed third party.
interested in involving their students in the program may
contact us for further information.
Does this program work? View this comparison. The College
Board currently states that only 48% of college students are
graduating with a degree and the process is taking them an
average of 5.2 years to do so. The high dropout rate is due
primarily due to the lack of funds.
During the time of its existence, students participating in
this College Graduate Program are graduating at an 88%
clip in 4-years average time....and the best news is that no
participating student has ever had to drop out of college due
to the lack of college funding.
Remember - family consultations (approx 45 Minutes) are
FREE ...and nothing is sold during these sessions....they
are strictly educational only. More info is available on this
website www.mycollegeinfo.com.
For your free local consultation, contact Bill Carter, College
Advisor, at 317-858-1795 or send an email to his attention
at [email protected]
Most colleges only talk about “fluff” and not the real “nuts &
bolts” of the college process. The College Graduate Program,
on the other hand, considers issues like:
* How scholarships generally help the college more than
the student
* Methods colleges use to select students and award
funding
* Who has the final say about the college funding your
student will receive.
* The real money sources and how to access them
effectively.
This program helps high school students explore career
options...find the perfect college...improve student odds
of being admitted and get the best education for the least
money.
Our role is to educate parents about the facts regarding the
college process and to counsel with them throughout the
college preparation process.
This educational process is offered FREE to interested
parents.....we show you what and how to prepare for college.
Nothing is sold at these instructional sessions.......parents
8
Lake Ridge

July 2009
Capture Media would like
to invite you to share with
us anyone you know in your
neighborhood who goes the
extra mile. We, all in our
own way, give back to our
community–Brownsburg–but
is there someone that you
know who is exceptional?
We are looking for nominations for our
Someone You Should Know article. Please
submit names with a brief description of
why you think that they are Someone You
Should Know to [email protected] for
submission.
A Home For Macy
When I was a young child I always found a way to find a
stray cat or dog. Running through the door I would plead
with my Mother to let me keep him or her. Most of the time
the answer was “no, but we will find it a home”, a couple of
times I got to keep a kitten. My Mother would make phone
calls and put ads in the paper until just the right person
came along and took the ragged animal I had dragged into
the family home. They always came in dirty and hungry and
left clean with a full stomach. At that time I was a child in
elementary school and didn’t realize the work that went into
each animal I wanted to save. My Mother often sighed but
always helped find these animals a good home.
As a teenager I tried convincing my Mother we needed
to set up a place in our home and bring in as many dogs
as we could. I recall her words “when you have your own
home you can do whatever you want.” Those words stuck
with me. For a few years after college I rented different
apartments and often dogs were not allowed. Finally when
I was able to, I adopted my first rescue dog, her name is
Misty. This was five years ago and she is now seven. She
was going to be put down because she growled and snarled
at everyone who crossed her path and no one wanted a
dog like that. When I said I would take her, the shelter just
looked at me, they warned me, they told me she couldn’t be
trusted. She looked sad to me. All of her puppies had been
adopted and there she sat scrawny, dirty and miserable.
Just my kind of dog! I got her in the car and home we
went. The first few nights I really thought she was going
to bite me. I thought if I were her I would be cautious too.
Her life had been spent in an abusive situation and then
she became pregnant and was thrown into a cold cage at
a shelter. So there we sat each night I would pet her and
give her treats, which she often would not even take. She
would go to the bathroom on my floor and look at me like I
deserved it. After a few long months and a lot of love she
was the best dog in the world, and she still is. She gained
twenty pounds and is a beautiful golden retriever mix that
goes everywhere with my husband and I.
Misty is a great example of a dog that would have been
put to sleep simply because the first couple years of her
life were horrible and she needed to learn to trust again.
There are so many Misty dogs in this world.
I am happy to say my husband and I own two great dogs
named Misty and Maddie. We also foster an occasional
dog set to be euthanized and listed as *URGENT* in animal
control. Today we have a forty-five pound black and tan
dog staying in our home and her name is Macy. She is
Fond Memories
Over the summer family and friends gather to celebrate
birthdays, anniversaries, and graduations. Families
travel from all over to come together for reunions. Old
friends are reunited at class reunions. The summer is
full of conversations of “the good old days”. Family and
friends recall those who have passed and share stories
with the younger generations and new additions. Here
are five great ways to use photos to make your family
and friends laugh, cry and take a trip down memory
lane.
1. Restore an old photo and present it to an older
family member and a younger family member.
2. Restore and or frame old wedding photos for
anniversary gifts.
3. Create a family history DVD, the older generation
will love to take a trip down memory lane and the
younger generation will have a connection to their
family history.
4. Use an old photo and current photo to play a new
version of the match game with your children.
(match a young Grandpa to a current Grandpa)
5. Use a photo of a family member and write a
story about that person and what makes them
special. Frame it and present it. People love to
feel special.
Renee Harlor is happy to answer any questions you
may have about photo preservation, restoration or
creating the perfect video for any occasion. She can
be reached at [email protected]
or 317-456-4183.
seven months old and was never touched by people. She
was at animal control and no one wanted her because she
was so introverted. She is making huge progress and is
a great dog. We won’t put her up for adoption until she is
ready. Until then we will continue working with her. The
most important thing we will do during her stay with us is
simply love her. If you would like more information on
rescue dogs or Macy, or if you need assistance spaying,
neutering or caring for your dog please contact me at 317284-1829.
Lake Ridge

July 2009
9
Julie Getty-Downham • Century 21 Realty Group 1
Where is your
business located?
I am at Century 21
Realty Group 1, on East
82nd street between
Keystone and Castleton.
I can be reached
at 317-710-6696 or
julie@gettydrewhomes.
com.
How long have you
had your business?
I have been in the
business for 15 years.
I have a partner, Drew
Schroeder; he and I have
been together for five and a half years.
How would you describe your business?
I would describe our business as full-service. We do about
the same number of buyers and sellers every year, at all
price ranges.
What makes your business unique?
I think personalized attention and communication with clients
makes us unique. For instance, we give what I call the “coastto-coast” tour; when someone wants to live on the north
side, I show them listings from Zionsville to Geist, including
Carmel, Noblesville, Westfield, Fishers—because they might
not know exactly where they want to be, and these are all
good areas with good school systems. Or, coast to coast
could be downtown to the north side. We handle listings all
over the Indianapolis area.
Century 21 Realty Group 1 has been Century 21
International’s highest-producing office for six of the
past eight years. Is there something specific that you
attribute your success to—especially in a depressed
real estate market?
I would say staying positive. We’re focusing a lot on first-time
home buyers right now because of the $8,000 tax credit; that
tax credit has really stimulated the market in our opinion.
And now it’s filtering up—those people who are selling those
houses can now afford to buy the next level of house. We
really feel like that has made a difference.
What are you most proud of in relationship to your
business?
The fact that especially in today’s market I can really help
people. You know there are people in situations that are
10 Lake Ridge

July 2009
almost scary—people who are in homes that they can’t afford
or bad personal situations. I would say the thing I’m most
proud of is when someone is satisfied with what they bought
or sold through me—a satisfied client.
How is your business growing?
We started using virtual tours about a year ago. The Internet
is huge—people do start their searches with the Internet.
We still believe, though, that buying a home is a “touchy”
thing—you can look at it online, you can look at the pictures,
you can read about it, but you still need to go touch and feel
a home in order to buy it. We have incorporated all those
Internet tools, but yet still have that personal touch, too, in
terms of helping people buy or sell their house. I think being
candid with people is crucial as well, in terms of letting them
know what it’s going to take to get a house sold today. I had
one house that I sold in a day, and we got two offers on it;
this was a couple of weeks ago, which is kind of unheard of.
But these people really listened: they got their home ready, it
was in pristine condition and it sold. And they priced it right.
If homes are pristine and they’re priced right, they will sell,
across the board.
What is your favorite part about being an
entrepreneur?
My favorite part is the problem-solving, which is really what
our job is. And the fact that every day is different—every day
and every client. I would also say that being able to give back
after this many years is very important to me. I am the cohost
of a major golf outing for Noble of Indiana. This is our fourth
year for the tournament (held June 15-19 at Sagamore Golf
Course in Noblesville), and each year we have continued to
get more money for this cause, which is just incredible. This
year we’re on track to do one a half times what we did last
year. I’m really proud of that. It’s a really fun event and for a
great cause. Noble of Indiana helps children and adults who
are developmentally challenged; they have three different
facilities throughout Indianapolis and help adults get work
doing things that are meaningful. They have a school as
well.
Where do you see your business in five years?
I’m very encouraged by what has happened in the past three
months. I see our business continuing to grow. I think that
real estate in general is getting back to the essentials--not
the crazy real estate market that we had for a while. We’re
getting back to basics, and people are really honing in on
what they want and what they need. That’s what we like to
focus on. I believe it is a really great time to buy right now- and people are starting to take advantage of that because
they are understanding it.
Lake Ridge

July 2009 11
Dental Care
Industry Expert
Makeover of the Month
By Kevin Spees, DDS
BEFORE
AFTER
12 Lake Ridge

July 2009
In my practice, having whiter teeth is a top
priority for many patients. For most, the takehome custom whitening system included in the
New Patient Comprehensive Exam is sufficient
to achieve a brilliant white smile. For others,
however, bleaching just isn’t effective. Not all
discolored teeth are created equal. Yellow
teeth, for instance, generally respond very
well to chemical whitening systems while grey
teeth usually show little or no improvement. The photos below
are more than 15 years old but show a very good example
of “tetracycline staining” caused by using an antibiotic while
the teeth were forming. Notice also that one incisor is darker
than the other from a childhood injury and subsequent root
canal. This patient is not a good candidate for whitening. In
consideration of the patient’s budget, six porcelain laminates
were used to improve the shade and shape of this smile.
The dark grey is effectively “masked out” by using an opaque
resin to adhere the laminates to the teeth, thus giving me full
control of the patient’s color choice. Once thought to be difficult to treat with unpredictable results, grey teeth are now
routine and relatively easy to correct.
Gardening
Industry Expert
Green Conservation and
Protecting Your Yard
By Mike Cline - Perkins Landscaping & Rail Trail Gardens
GREAT SELECTION OF
SPRING COLOR ... INDOOR & OUT!
New At Rail Trail Gardens – “Kid’s Korner”
We have dedicated an area for kids to learn about growing plants,
along with toys, games and coloring books to use when they visit
the store. This spring we will have pots and seeds available for
the kids to plant and take home to watch plants grow.
4102 S. 875 E., Zionsville, IN 46077
317-769-6993
Mon – Sat: 9:30 – 6:00, Sun: 11:00 – 4:00
Save up to 50%
Early spring pricing on trees
Maples, Pears, Serviceberry, Birch,
Hawthorn, others available
When thinking about green conservation and protecting one’s
yard against insects and diseases, peopleoften feel that they
don’t know where to start to make a difference. One easy
way that most people can help conserve water is to apply 2
inches of hardwood mulch to the landscape beds each year.
Besides adding beauty to your landscape, this will conserve
moisture and reduce the amount of chemicals needed to
control weeds in bed areas throughout the year.
At Rail Trail Gardens & Perkins Landscaping we are happy
to help customers with any question or concerns that they
might have about their lawn or landscape needs. When you
are considering applying a chemical treatment to control
a weed or insect problem, make sure you have identified
the correct weed or insect that you want to control. It is
important to know its growth or life cycle to understand the
most effective time to apply an application to receive the
best control. If you have problems identifying an insect or a
weed that is invading your lawn, feel free to bring the item in
question into the garden center as we will be happy to help
you with identification and possible treatment.
Lake Ridge
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July 2009 13
Financial
Industry Expert
A Note From the Coach
By Scott Doehrman, The Finance Coach
Have you ever sat down on payday, ready to pay all the
bills, only to have the money run out before you even make
a dent? A client once told me that there was one rule in his
house: his wife couldn’t tell them they were out of money
on payday. He wanted to believe, at least for one day, that
things would get better. The reality hits home with many of
us. How often has your paycheck been spent by the time it
hits your bank account?
How do you break this cycle? You need a financial game plan,
which starts with a budget. I realize many of you don’t want
to read about budgeting. You want to enjoy your money. But
“budget” is not a four-letter word. It doesn’t mean you can
never spend money again. A budget lets you decide what
YOU want to do with your money—what’s important in your
life. It helps you organize your finances and see the progress
you are making. And it will put joy back in your payday.
If you think your family needs a financial game plan, but you
are not sure where to start, give me a call. I offer a free, 45minute initial consultation.
The Finance Coach
317-858-7270
14 Lake Ridge
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July 2009
Your Guide to Local Farmers Markets
Find a farmers market near your neighborhood - or check out
several in and around the Indianapolis area!
Binford Farmers Market
E. 62nd and Binford Blvd., Indianapolis
8am - 12pm Saturdays, now - October 24. Located in the
Hawthorn Plaza parking lot with a wide variety of fruits,
vegetables, and other fresh produce. Live music. Call
317-841-0755 or visit
www.binfordfarmersmarket.com.
Green Market at Traders Point Creamery
9101 Moore Rd., Zionsville
4pm - 8pm, Fridays, now - October. Fresh produce, flowers,
artisan products, homemade jellies, organic meats, and
more. Call 317-733-1700 or visit www.tpforganics.com.
Indianapolis Farmers Market
Indianapolis City Market, 222 E. Market St.,
Indianapolis
10am - 1:30pm, Wednesdays, now October. An outdoor market taking up an
entire city block in the street between the
City Market and the City-County Building.
Rain or shine. Call 317-634-9266 or visit
www.indycm.com.
Broad Ripple Farmers Market
Broad Ripple High School, 1115 Broad
Ripple Ave., Indianapolis. Locally grown,
seasonal plants, fruits, vegetables, dips,
baked goods and more. Call 841-0755 or
visit www.broadripplefarmersmarket.com.
Carmel Farmers Market
Carmel City Hall, South Parking Lot,
Carmel
8am - 11:30am, Saturdays (except 7/4),
now - September 26. Fresh fruits and
vegetables, flowers, plants, perennials,
meats, cheese, dips, salsas, baked good,
country eggs, cooking demos, live music,
and more. Visit www.carmelfarmersmarket.
org.
Fresh produce is featured at the
Fishers Farmers Market.
Waterman’s Farm Market
7010 E. Raymond St., Indianapolis
9am - 8pm, now - October. A large variety of
produce and food related products throughout
the operating season. Call 317-357-2989 or
visit www.watermansfarmmarket.com.
Fishers Farmers Market
11601 Municipal Dr., Fishers
8am - 12pm Saturdays, now - September
26. Offering fresh produce, live goods,
bakery items, specialty products, meat,
cheese and handcrafted gifts. Call 5780700 or visit www.fisherschamber.com.
Geist Farmers Market
Holy Cross Lutheran Church, 8115
Oaklandon Rd., Indianapolis
2:30pm - 6:30pm Thursdays. Flowers,
fruits, vegetables, cheese, honey, bread,
soaps and natural skin-care products. Call
517-0484 or visit www.hclc.in.lcms.org.
Noblesville Farmers Market
Onsite Market, State Road 32, Noblesville
8am - 12:30pm Saturdays, now - October
31. A wide selection of locally grown fruits,
vegetables, plants, etc. Located next to
Riverview Hospital on State Road 32. Call
317-776-0205 or visit www.destinationnoblesville.com.
Wilson Farm Market
1720 E. 256th St., Arcadia
9am - 6pm daily, now - October. Food
products, fresh produce, gift sets and
baskets, homemade fudge, hand-dipped
ice cream, and lots more. Call 317-7585734 or visit www.wilsonfarmmarket.com.
Bakery items like sugar cookies and
biscotti are popular.
Go Green Farmers Market
Lawrence United Methodist Church, 5200 N. Shadeland
Ave., Indianapolis
4pm - 7pm, Wednesdays, now - September 30. Fresh
fruits, vegetables, meats, dairy products, baked goods,
foods and more, offered by a variety of vendors. Call
317-546-1724 or visit www.lawrenceumc.com/farmersmarket.
Westfield Farmers Market
Walnut and Main Streets, Westfield
4pm - 8pm Fridays. Fresh produce, fruits,
bakery items, jams, cut flowers, plants, meat and handcrafted gifts. Call 867-2880 or visit www.dwna.org.
Zionsville Farmers Market
Hawthorne and Main Streets, Zionsville
8am - 11am Saturdays. Fresh fruits, vegetables, flowers,
baked goods and other products.
Lake Ridge
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July 2009 15
Eliminate Your Garage Grime:
Simple Summer Clean-up Solutions
G
reen grass can finally be seen again and people
across the country are realizing they can’t avoid
it anymore. That’s right; summer is here and it’s time
to clean the garage. All winter long you kept the
garage door shut, but summertime means that door
is inevitably going to be open. You don’t want to be
embarrassed when the neighbors stop by, do you?
This year, after you’re done wrestling the two most
important summer accessories out of your garage -the grill and the lawn mower -- take the time to give
the space a thorough cleaning and update. There are
a number of simple steps you can take to clean and
organize your garage so that when your neighbors do
walk by, they’ll be amazed at the transformation.
Colorful, but still clean
Stroll by a dozen open garages and you’ll likely see
one common thread. All the garages are painted white. There’s
no rule against painting the walls of your garage something
other than white. But, choosing paint for your garage is
more than color. Garage paint has to be strong enough to
withstand grime, water and general dirt. Consider applying
a paint that is specifically designed for durability. Some paint
companies manufacture paint that is actually infused with
bonded ceramic beads that create an impenetrable film that
doesn’t allow dirt and stains to set in. So, if you’re cleaning
your lawn mower and happen to splash grassy, muddy water
on the wall, all you have to do is wipe it off with a wet rag.
The paint won’t become discolored or chip off.
Power wash and kitty clean
Once you have the walls sealed and painted, you can
now power wash the concrete floor without concern about
damaging exposed drywall. Many large home and hardware
stores will rent out power washers by the hour or day. Power
washing is relatively easy and you’ll be amazed at how
effective it is at removing dirt and paint splatter from your
garage floor.
Once the floor is clean, break out the kitty litter. That’s right;
kitty litter is an excellent absorbent and can remove those
hard-to-clean oil stains. Simply spread the kitty litter on the
stain and use a heavy object, such as a brick, to work the
kitty litter into the stain. Once it’s worked in, let it sit for a few
hours before sweeping up. After you’re all swept up, finish by
taking a stiff-bristled brush and some soapy water to clean
any remaining residue.
Waterproofed and weatherized
Notoriously, the garage is a receptacle for dirt, mud, salt
and water. Dirt and water from car tires, lawn mowers, snow
blowers and garden tools all seem to meld into one big mess
that defies cleaning. Not only does this mess make the garage
look bad, these elements can have a very detrimental effect
on your garage floor. One way to combat the wear and tear
is to consider waterproofing the concrete with a protective
coating.
Storage, not shelving
Just about every garage in America has the standard-issue
white organizer shelving. Though the shelving does provide
functionality, it still doesn’t look clean. All the car washing
sponges, bug spray, small garden tools and miscellaneous
tools are still visible and sitting out.
Instead of shelving, install storage cabinets. There are dozens
of industrial grade and strength garage storage cabinets
that will help hide all of the small items that you store in
your garage behind magnetic, closable doors. Even if you
still can’t seem to organize the items inside the cabinets, at
least they won’t be visible, and it will provide a much cleaner
appearance to your garage.
Once you’ve cleaned and sealed the floor, painted the walls
and housed all your miscellaneous tools and supplies in
storage cabinets, you’re ready for the fun part; relaxing. Plus,
the fact that these simple solutions provide lasting durability
means that next year, you won’t have to do this again.
Courtesy of ARA content
16 Lake Ridge
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July 2009
More Days, More Fun
at Indiana State Fair
The Indiana State Fair has long been one of the country’s
great agricultural fairs, highlighting Hoosiers’ farming
heritage within an exciting atmosphere of food, fun and
entertainment. Since 1982, the fair has been a 12-day
event traditionally opening on a Wednesday and wrapping
up on a Sunday. This year, however, the fair opens for the
first time as a 17-day event beginning on Friday, August 7
and running through Sunday, August 23.
Why the change? A few different reasons.
First and foremost, Indiana has a very strong 4-H program
that is at the heart of what the State Fair is all about.
For the past several years, there have been many 4-H
competitions and activities that have taken place prior to
the official opening of the State Fair – our “Pre-Fair” events
– because there wasn’t enough time to conduct everything
within a 12-day span. As a result, these competitors
and their families received only part of the entire State
Fair experience. With the additional five days, the PreFair events will now be folded into the official fair dates
allowing all 4-Hers to not only compete, but also enjoy a full
complement of concessionaires, the midway, stage shows
and other exhibits.
Starting the fair earlier also has other benefits:
• It counteracts the impact of mid-August starting dates
at hundreds of Indiana’s public schools.
• It provides two more weekend days that will offer visitors
alternatives for weekend events that could alleviate
potential traffic congestion around the fairgrounds
during peak times.
• It offers a major family entertainment attraction for
Indianapolis over three August weekends.
The Fair has seen tremendous growth in recent years.
Since 2003, attendance has grown to an average of nearly
850,000 visitors, and sponsorship revenues have been at
record levels each of the last four years. We have been
working with a number of different
groups for the past two years to
prepare for this exciting change, so
we are expecting to have a smooth
transition. We have committed to
17-day Fairs through 2011, and if
all goes as planned, expect this
to be a permanent change, thus
giving more families the opportunity
to make more lifelong memories at
the Great Indiana State Fair.
We think it’s pretty simple, really:
“More Days, More Fun!”
Tasty BBQ Corn on the Cob
Prep Time: 15 Minutes
Ready In: 45 Minutes
Cook Time: 30 Minutes Servings: 6
“This recipe is for hot, buttery and spicy corn. A yummy herb mixture is stirred up - cayenne, garlic, chili powder,
oregano, and onion powder. Softened butter is added and this zippy herbed butter is spread on each ear of corn.”
Submitted by Deann
Ingredients:
1 teaspoon chili powder
garlic powder to taste
1/8 teaspoon dried oregano
salt and pepper to taste
1 pinch onion powder
1/2 cup butter, softened
cayenne pepper to taste
6 ears corn, husked and cleaned
Directions:
1. Preheat grill for medium-high heat.
2. In a medium bowl, mix together the chili powder, oregano, onion powder, cayenne pepper, garlic powder, salt,
and pepper. Blend in the softened butter. Apply this mixture to each ear of corn, and place each ear onto a piece
of aluminum foil big enough to wrap the corn. Wrap like a burrito, and twist the ends to close.
3. Place wrapped corn on the preheated grill, and cook 20 to 30 minutes, until tender when poked with a fork. Turn
corn occasionally during cooking.
ALL RIGHTS RESERVED © 2009 Allrecipes.com • Printed from Allrecipes.com 6/11/2009
Lake Ridge
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July 2009 17
Child Education
Industry Expert
Bless Children With Gifts That
Money Can Never Buy
By Lee Ann Balta, Director of Small Blessings
The best gifts for children are the ones money can’t buy.
If children don’t receive these gifts in daily doses, they’ll
be short-changed for life, no matter how much money you
spend on them. The following gifts aren’t in any order, and
they won’t cost you a cent. But they’ll be the most valuable
gifts your child will ever receive:
• Hope and Optimism
• A Moral Compass
• Tenderness
• Loving Touch
• Healthy Habits
• Generosity
• Family Harmony
• Stability and Security
• Fun and Laughter
• Gratitude
• Reassurance
• Active Compassion
• Work Ethic Pride
• Self-Restraint and Moderation
Parents give children the gift of patience, self-control and
moderation when we refrain from over-indulgence and overspending. And so you see, there are many ways to bestow a
worthwhile gift on your child. It turns out that the best things
in life are free.
DIA Learning Centers to Sponsor Dyslexia Dash on July 25
In the United States, one out of five persons
has the medical condition dyslexia, which is a
neurologically based disorder that interferes with
how people acquire and process language with
varying degrees of severity. Dyslexics are bright
individuals with normal intelligence who, despite
conventional classroom experience, struggle to
attain the language, reading, writing and spelling
skills equal to their potential.
Please join us in raising awareness about dyslexia
by registering today for the Dyslexia Dash 5K
Run/Walk on Saturday, July 25. Sponsored by
the DIA Learning Centers, this fun family event
will start and finish at LA Fitness, 9763 E. 116th
Street in Fishers. Runners will start at 8:00 a.m.
and walkers at 8:05 a.m.
18 Lake Ridge
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July 2009
Proceeds from the race will be used to improve
dyslexia awareness in the community, and also
to help provide need-based scholarships for
students seeking service for dyslexia. Awards will
be given for top male and female participants in
10 age groups, and participants who are 6 years
old or younger run or walk for free. To register
for this event, please visit www.getmeregistered.
com, and click on “Dyslexia Dash.” Register by
July 17 to guarantee a t-shirt.
DIA Learning Centers Inc., is a not-for-profit clinic
doing business as Dyslexia Institutes of America,
which provides identification and treatment for
dyslexia. The DIA mission is to ease the daily
burdens for those with dyslexia and their families,
and to provide solutions for lifelong success. For
more information, contact Joanie Zigmond at
317-816-1512 or email [email protected].
Organize for All
G
etting organized benefits the entire
family, the community and the world at
large. “How?” you ask.
Well, let’s begin with the family. Clutter leads
to chaos, and very few people are able to
function at their maximum potential in the
midst of chaos; so clearing out the clutter in
your home helps to establish an environment
of peace and order for you and your family
that is conducive to maximum functionality.
What are the steps to getting organized?
First, tackle the clutter by sorting through
your possessions. So that the process does
not become too overwhelming, start with one
space in your home, such as the corner of a
room or a closet. Go through each item and
determine what things you truly use. A good
question to ask yourself is: “When is the last time I used this?” If you cannot remember, then it’s a no-brainer…
pack it up and move it out!
Create categories for the items you are sorting through: keep, relocate, toss and donate. Only keep those items
that you absolutely use. As a guide, keep the 20/80 rule in mind. Most people use 20% of their possessions 80%
of the time. Applying this rule to the process of de-cluttering should help provide clarity in discerning what to keep
and will drastically reduce those possessions which are not a necessity.
Group “like items” together. Label and store them in
bins, containers or baskets. Purchase a label maker
(approximately $25 at any office supply or superstore).
Labeling is essential to getting and keeping organized.
The items not used or needed are to be placed into the
relocate, toss and donate piles.
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Possessions to be relocated are to be placed in rooms
where they are most often used or needed. Some items
to be tossed will no longer be of use to you or anyone else
and are truly rubbish to be placed in the nearest dumpster.
Items that can be recycled, however, benefit local
fundraising campaigns and ultimately the environment
and the world at large. Items donated assist charitable
organizations and help those in need. Getting organized
and clearing clutter pays off in more ways than one.
Get organized. Get involved. Help yourself while helping
others at the same time!
Shelley Jackson is a professional organizer with
Organized Interiors, LLC and works as a Realtor® with
Carpenter Realtors. She offers homeowners assistance
with residential organizing, home staging, home buying
and selling services. See www.organizeyourinterior.com
or www.callcarpenter.com/shelleysells for additional
information.
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Lake Ridge
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July 2009 19
Building Your Financial Foundation
By Kevin Clasen CFP, WestPoint Private Client Group
Life in the 21st Century offers challenges and opportunities.
Today, there are many financial strategies that can help
you reach your short-and long term goals. Your financial
professional can be a valuable resource as you review your
financial situation, ascertain your progress, and make any
necessary adjustments.
Once a year get organized and review:
1. Cash flow analysis - Does your income equal or exceed
your fixed and variable expenses?
contributing pre-tax dollars to an employer-sponsored
retirement plan.
2. Save for special goals – For every financial goal you
establish, you need to address the projected cost,
the amount of time until your goal will be realized and
your funding method. Plan your goals according to
priorities. Most importantly, establish an emergency
fund of at least three months of income to handle life’s
unexpected turns.
5. Manage unexpected risks – Life involves risk, which
could lead to financial loss. For example, you could
become disabled and unable to earn an income, or an
untimely death could cause financial hardship for your
family. Consider making insurance the cornerstone
of your overall financial strategy because it offers
protection that can help cover potential liabilities and
risks.
3. Enrich your retirement - Are you going to have enough
money when you retire? Pensions and social security
may not provide sufficient income to maintain your
current lifestyle during your retirement years.
4. Minimize income taxes – Many taxpayers reduce their
liability by taking advantage of tax breaks, such as
20 Lake Ridge

July 2009
Kevin Clasen is a registered representative of and offers
securities, investment advisory, and financial planning
services through MML Investor Services, Inc., 900 East 96th
Street, Suite 300 Indianapolis, IN 46240. WestPoint Private
Client Group is not a subsidiary or affiliate of MML Investors
Services, Inc.
Classifieds
Services & Businesses
‘Cates’ & Dogs: At Home Pet Service. Leave your pet in
the comfort of your home while you are away! Reasonable
rates, fully insured and references available. Discount for
all Lake Ridge residents. 317.417.9557.
Auto-Detailing-Boat Detailing-This college student wants
to make you and your car happy! Home for the summer,
phone today. Eric 317-879-0706.
House/pet/tutoring/child-sitting-Responsible w/
references: Worked at a vet, had horse, dogs, cat & been
a child-sitter/au pair. DePauw University grad, taking
college classes in Indy part of summer/fall. Rachel 317442-2426.
Carpet Cleaning & Stain Correction--The cleanest
carpets you’ve ever had after a cleaning guaranteed. We
specialize in stain removal: pet stain/odor, Kool-Aid, paint,
nail polish & more. We also repair & re-stretch. 10% off
w/ad. ALL PRO 317-345-4300.
Home Improvement and Remodeling. Call R J & E for
kitchen and bathroom remodeling, basement finishing,
decks, room additions, siding and crown molding. Free
Estimates. Fully Insured. Accredited. 317-403-8931. Email
at [email protected]. Website is www.rjecorp.com.
SAHM has one childcare opening in my Lake Ridge home for
a child 2+ years old. Call Cindy at 858-7190 for more info.
College Funding Solutions, Inc. provides free consultations
and a written plan for families to follow with their high school
students preparing for college. Tips & strategies suggested to
obtain free college financial aid. For info call 858-1795.
Video montages make great gifts and are great to show at
the celebration itself. Anniversaries, Graduations, Weddings
and more. Also offering VHS transfers and editing services.
Lake Ridge discount 10%. www.MemorableMomentsIndy.com.
317-456-4183.
Attention Pet Lovers: Create a work of art from your pet’s
photo! These make great gifts and are a must have for any pet
lover! Please visit our website for more information. www.Harlor.
com. Lake Ridge residents will receive a 10% discount.
Have you lost touch with your Arbonne consultant? Or have
you heard about our pure, safe and beneficial products and
would like to try a sample? Receive 35% off of your first order
or e-mail me to try a sample. [email protected].
Babysitting--ASHLEY CARR, 317-370-0383 (cell), Flexible
Schedule, not available on Mondays, however other days are
negotiable. Age 19, has own transportation.
Home Daycare. Now enrolling - Infant/Toddlers. Loving,
structured care with 25 years experience. CPR cert. and
references upon request. Call 858-1795 after 5:00PM Please
ask for Diana.
Need a NOTARY PUBLIC in off hours? Notary service in Lake
Ridge now available weekdays 5-8 p.m. and weekends 10 a.m.
– 8 p.m. Call 317-858-1795 for an appointment.
Lake Ridge in-home daycare-8 weeks to 6 years. Experienced,
fresh cooked meals, not processed, boxed or commercial foods,
proven curriculum, warm, comfortable environment. My goal is to
send your child home satisfied having been engaged throughout
the day. 317-852-3656.
Dryer Vent Cleaning. Avoid Dryer vent fires, reduce drying
times. Have your dryer vent exhaust cleaned today! $99 for
complete cleaning. Call Bryan at 557-4988.
Safe,reliable child care in my Lake Ridge home. Available from
6am-6pm. Looking for children ages 1+. Available for summer
as well. For more information call Krystal 765-376-3580.
Certified teacher living in Lake Ridge is available to tutor
children up to 6th grade. I can help your child improve, maintain
or expand reading, math or writing skills throughout the summer.
Be ready for the fall! 630-235-1720.
In home IRONING, 1300 Blue Ridge Lane, $1.00/Shirts, $1.50/
pants. Call to drop off..NANCY at 858-0338.
Wanted
If you are interested in a full-time or part-time marketing
opportunity with Pre-Paid Legal, or would like to know more
about our legal service plans, call your Independent Associate
today! Bill Deas at 317-446-1562
LOOKING FOR ENTHUSIASTIC HOME-BASED SALES
ASSOCIATES-Are you hard and smart working, honest,
personable, solution-centric, results-oriented, and fun? Do
you appreciate and enjoy marketing, consultative sales,
interior design, and phenomenal customer service? And
do you want to be financially, and emotionally rewarded
based on your own choices and capabilities? Then become
a DreamTrust Associate! Visit www.wearedreamtrust.com
or email [email protected].
Looking for occasional Friday or Saturday night sitter for 8
year old boy and 10 year old girl. My home, teenager is ok, able
to provide transportation if needed. Please call Stephanie 4564002 (home) or 937-6525 (cell).
For Sale
Toshiba 50” Projection TV Model 50A61, 2002, $500 obo.
PIP, remote + owner manual inc. Call 696-2796.
Gas Dryer, good shape, works great. Tan in color. $50. Please
call 317-858-4908.
Like new ProForm Crosswalk Treadmill, $225. Stores upright
and easy to move. Please call 317-858-8203.
LIKE NEW - 5 String Fender Bass Guitar with Hard Shell Case
and Fender Amp. $800.00 Call only from 8am till 5pm Monday
thru Friday. 317-417-5677.
How to Place a Classified
Classifieds are a free service for all residents. You can place
a classified for a Service or Business, something that you want to
sell, something that you want to buy, or something that you want
to rent. To place a classified, please go to www.capturemedia.
com and click on Classifieds. Submissions cannot be longer
than 40 words and will continue to run monthly until removal is
requested. They need to be received by the 10th of the month
to be included in the following month’s publication. If you wish
to place a classified in any other Capture Media publication, the
cost is $25 per town per month.
Lake Ridge
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July 2009 21
22 Lake Ridge
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July 2009
Amanda Foundation
317-858-4268
Brighthouse
317-972-9700
Brownsburg Beautification
317-852-6572
Brownsburg Fire Department
317-852-1190
Brownsburg Library
317-852-3167
Brownsburg Parks and Rec
317-858-4172
Eaton Hall Rental
317-858-3280
Brownsburg
Police Department
Brownsburg Utility Office
317-852-1109
317-852-1102
Brownsburg
Chamber of Commerce
317-852-7885
Comcast
800-266-2278
Duke Energy
800-343-3525
Hendricks Power
317-745-5473
Hendricks Co. Sheriff
317-745-6269
Hendricks Co. Convention
317-718-8750
Hendricks Regional Health
317-745-4451
Indianapolis Power and Light
317-261-8261
Emergency
317-261-8111
Kiwanis
317-852-7885
Lions Club
317-852-0552
Optimist Club
317-450-6597
Pet Waste Disposal Program
317-852-1120
Rotary Club
317-275-5400
Sertoma
317-892-4230
Town Manager
317-852-1120
United Sates Post Office
317-852-3943
Vectren
800-227-1376
Gas Emergency
812-464-4760
Water Quality - Office
317-852-1138
Waste Water Department
317-852-1114
Yard Waste Recycling
317-858-4175
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Lake Ridge
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July 2009 23