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. . HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY INDIA Head Office Delhi Office 3rd Floor, Parishram Bhavan Gate No. 3, 1st Floor, Jeevan Tara Basheerbagh, Hyderabad – 500 004 Parliament Street, New Delhi – 110 001 INDIA.INDIA. Phone : +91-40-2338 1100 / 1300 Phone : +91-11-2374 7648 Fax : +91-40-6682 3334 Fax : +91-11-2374 7650 Website: www.irda.gov.in E-mail: [email protected] . . . . pes. nefj veeje³eCe yeercee efJeefve³eecekeÀ Deewj efJekeÀeme He´eefOekeÀjCe DeO³e#e INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY J. Hari Narayan Chairman FOREWORD Comprehensive, detailed and quality database enables a better understanding of the industry and also provides the basis for formation of policy framework at the macro level. It facilitates in comprehending and understanding various facets of the industry. Envisaging the felt need for such data, the IRDA had taken the initiate of publishing the “Handbook on Indian Insurance Statistics 2007-08” in 2009. This has now culminated into an annual publication. The present edition is the fourth in the series, and its scope has been enlarged to include additional industry-wide data. This fourth edition of the Handbook has widened the coverage by incorporating statistics on individual business in force both in terms of number of policies and sum assured, linked and non-linked components of premium and commission, and duration wise settlement of claims. Besides, data on micro insurance portfolio like premium received, claims paid, and duration wise settlement of claims are included in the latest edition of the Handbook. Further, data on health insurance premium and claims paid and performance of Ombudsmen at various centers have also been added in this edition of the Handbook. Overall, a total of 30 new tables have been added to the previous year’s list of 50 tables making this edition of Handbook an essential kit for the insurance analysts and researchers. I commend the contribution of Dr. Mamta Suri and her team who have brought out this enlarged edition of Handbook at an appropriate stage of time to cater to the increasing needs of the industry. I trust all stakeholders of the insurance industry will find this Handbook useful. IRDA will continue to strive at improving the coverage and content of the Handbook in its subsequent editions and therefore welcomes feedback and suggestions. (J. HARI NARAYAN) Place: Hyderabad Date: 30.03.2012 HeefjÞece YeJeve, leermeje leue, yeMeerj yeeie, nwojeyeeo - 500 004. Yeejle : +91-40-66820957, HewÀkeÌme : 91-40-66823334 F&-cesue : [email protected] Jesye: www.irdaindia.org Parishram Bhavan, 3rd Floor, Basheer Bagh, Hyderabad - 500 004. INDIA Ph.: +91-40-66820957, Fax : 91-40-66823334 E-mail: [email protected] Web.: www.irdaindia.org . . . . HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 CONTENTS SI. No. A B C D Particulars Life Insurance Sector Non-Life Insurance Sector International Comparison of Insurance Penetration International Comparison of Insurance Density Page No. SUMMARY 3-4 5 6-7 8-9 CHARTS 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 Life Insurance Number of Insurers Region wise Distribution of Offices Number of New Policies Issued Total Life Insurance Premium Channel wise New Business Premium (Individual + Group) Equity Share Capital Assets Under Management Profitability of Sector Non-Life Insurance Number of Insurers Number of Policies Issued Gross Direct Premium Segment wise Net Premium Income Earned Equity Share Capital Share of each fund in Total Assets Under Management Profitability of Sector Incurred Claim Ratio 13 13 14 14 15 15 16 16 17 17 18 18 19 19 20 20 TABLES PART-I LIFE INSURANCE 1 2 3 4 5 6 7 Life Insurance Companies Operating in India First Year Life Insurance Premium Total Life Insurance Premium Individual New Business Performance of Life Insurers - Channel Wise Group New Business Performance of Life Insurers - Channel Wise State Wise Individual New Business Underwritten Number of New Policies Issued i 23 24 25 26 27 28 . HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 SI. No. Particulars Page No. 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 Individual Business (Within India) - Business in Force (Number of Policies) Individual Business (Within India) - Business in Force (Sum Assured) Linked and Non - Linked Premium of Life Insurers Linked and Non - Linked Commission of Life Insurers Individual Death Claims Group Death Claims Duration Wise Settlement of Death Claims - Individual Category Duration Wise Settlement of Death Claims - Group Category Assets Under Management of Life Insurers Equity Share Capital of Life Insurers Solvency Ratio of Life Insurers Life Insurers - Policyholders Account Life Insurers - Shareholders Account Life Insurers - Balance Sheet Life Insurance Corporation of India - Policyholders Account (Non-Participating) Life Insurance Corporation of India - Shareholders Account (Non-Participating) Life Insurance Corporation of India - Balance Sheet (Non-Participating) Individual Business - Details of Forfeiture/Lapsed Policies in Respect of Non-Linked Business Number of Individual Agents of Life Insurers Number of Corporate Agents of Life Insurers State Wise Distribution of Offices of Life Insurers Region Wise Distribution of Offices of Life Insurers State Wise Distribution of Individual Agents New Business Under Micro Insurance Portfolio Death Claims Under Micro Insurance Portfolio - Individual Category Death Claims Under Micro Insurance Portfolio - Group Category Duration Wise Settlement of Claims- Micro Insurance - Individual Category Duration Wise Settlement of Claims- Micro Insurance Claims - Group Category Company Wise Number of Micro-Insurance Agents Status of Grievances - Life Insurance Performance of Ombudsmen at different centers - Life Insurance 29-37 38-50 51-53 54 55 56 57-62 63-67 68 69 70 71-85 86-99 100-111 112 113 114 115 116 117 118-122 123 124-132 133 134-135 136-137 138-139 140 141 142 143 PART-II NON-LIFE INSURANCE 39 40 41 42 Non-Life Insurance Companies Operating in India Gross Direct Premium of Non-Life Insurance (Within & Outside India) Segment Wise Gross Direct Premium of Non-Life Insurers (Within India) Segment Wise Net Premium Income in India (Earned) ii 147 148 149-153 154-158 . . . HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 SI. No. Particulars Page No. 43 44 Health Insurance: Premium and Number of Persons Covered Channel Wise Gross Direct Premium of Non Life Insurers 159 160 45 State Wise Gross Direct Premium Income 46 Number of New Policies Issued : Non-Life Insurers 163 47 Net Retentions of Non Life Insurers 164 48 Incurred Claims Ratio - Public & Private Sector Non-Life Insurers 49 Health Insurance: Details of Claims Paid and Incurred Claims Ratio 50 Underwriting Experience and Profits of Public Sector Companies 180-184 51 Underwriting Experience and Profits of Private Sector Companies 185-193 52 Assets Under Management of Non-Life Insurers 194 53 Equity Share Capital of Non-Life Insurers 195 54 Solvency Ratio of Non-Life Insurers 196 55 Public Sector Non-Life Insurers - Policyholders Account 197-212 56 Public Sector Non Life Insurers - Shareholders Account 213-217 57 Public Sector Non-Life Insurers - Balance Sheet 218-222 58 Private Sector Non-Life Insurers - Policyholders Account 223-252 59 Private Sector Non-Life Insurers - Shareholders Account 253-261 60 Private Sector Non-Life Insurers - Balance ShWWeet 262-270 61 Health Insurers - Policyholders Account 271 62 Health Insurers - Shareholders Account 272 63 Health Insurers - Balance Sheet 273 64 Export Credit Guarantee Corporation Ltd. (ECGC) - Policyholders Account 274 65 Export Credit Guarantee Corporation Ltd.(ECGC) - Shareholder Account 275 66 Export Credit Guarantee Corporation Ltd. (ECGC) – Balance Sheet 276 67 Agriculture Insurance Company of India Ltd. (AIC) - Policyholders Account 277 68 Agriculture Insurance Company of India Ltd. (AIC) - Shareholders Account 278 69 Agriculture Insurance Company of India Ltd. (AIC) – Balance Sheet 279 70 General Insurance Corporation (GIC) - Policyholders Account 280 71 General Insurance Corporation (GIC) - Shareholders Account 281 72 General Insurance Corporation (GIC) – Balance Sheet 282 73 State Wise Number of Offices of Non-Life Insurers 74 State Wise Number of Registered Brokers 75 Third Party Administration – Number of Claims Received & Duration Wise Settlement of Claims 286-290 76 Status of Grievances - Non-Life Insurers 291-292 77 Performance of Ombudsmen at different centers - Non-Life Insurance 293-294 78 Performance of Ombudsmen at different centers - Life and Non-Life Insurance Combined 295-296 161-162 165-178 179 283-284 285 iii HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 SUMMARY Calender Year Calender Year Insurance penetration Insurance density 3 FY FY Commission paid Operating Expenses related to Insurance Business FY FY FY FY FY No of claims submitted (Individual) No of claims submitted (Group) Amount Claimed (Individual) Amount Claimed (Group) Total Benefit Paid POLICYHOLDERS' SERVICES (` Lakh) As on 31st March No of corporate agents (` Lakh) (` Crore) (` Crore) No of Lives No. of policices (` Lakh) Nos. As on 31st March Nos. (` Crore) No of individual agents INTERMEDIARIES FY In Thousands As on 31st March Individual Business in Force (Number of policies) Individual Business in Force (Sum Assured) in Percent FY Market share of LIC (based on Total Premium) (` Crore) FY Total Premium (` Crore) FY in Lakhs US $ in percent Nos. Nos. Unit First year premium (Including single premium) Number of new policies issued As on 31st March As on 31st March No of branch offices BUSINESS FIGURES As on 31st March Remarks No of companies PROFILE Particulars 99.98 34898 9707 2199 5 2000-01 1747952 467417 456691 275 476902 99.46 50094 19857 9.10 2.15 2306 12 2001-02 2054522 545115 515273 757 1038802 97.99 55748 16942 253.71 11.70 2.59 2445 13 2002-03 2399357 642483 615838 2436 1556817 95.32 66654 19788 286.27 12.90 2.26 2612 13 2003-04 2875133 821560 709861 819 481250 90.67 82855 26218 262.11 15.70 2.53 3001 14 2004-05 A. LIFE INSURANCE SECTOR 3520986 961105 863548 216 1423839 1554045 193601 85.75 105876 38786 354.62 18.30 2.53 3865 15 2005-06 5571501 1358584 1226864 656 1993199 3857531 451963 81.90 156076 75649 461.52 33.20 4.10 5373 16 2006-07 6168637 1114.31 4625.95 162837 577322 2030673 1468058 2415 2520492 2396646 257911 74.39 201351 93713 508.74 40.40 4.00 8913 18 2007-08 5837029 1383.04 5279.02 264138 640620 2583190 1549598 2506 2937435 2913703 291618 70.92 221785 87331 509.23 41.20 4.00 11815 22 2008-09 9556491 1678.77 6541.04 309151 762435 2890628 1803559 2930 3742439 3338541 318927 70.10 265447 109894 532.25 47.70 4.60 12018 23 2009-10 14215045 2118.01 8286.40 436201 851534 3294230 1828029 2165 2639392 3856219 329187 69.78 291605 126381 481.52 55.70 4.40 11546 23 2010-11 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 Remarks Unit 2000-01 2001-02 FY FY FY FY FY FY FY (` Crore) (` Crore) (` Crore) (` Crore) (` Crore) (` Crore) (` Crore) 4 (` Crore) (` Crore) (` Crore) (` Crore) (` Lakh) (` Lakh) (` Crore) As on 31st March As on 31st March As on 31st March As on 31st March As on 31st March No of grievances reported during the year No. of complaints reported with the Ombudsmen at difference centres Nos. Nos. FY FY REDRESSEL OF CONSUMER GRIEVANCES Life Fund Pension & General Annuity & Group fund Unit ULIP Fund Total Fund Income from Investments Profit / (Loss) after tax Equity Capital As on 31st March As on 31st March Nos. Assets Under Management Total As on 31st March In Lakhs In Lakhs In Lakhs In Lakhs In Lakhs In Lakhs In Lakhs Nos. Nos. Nos. Nos. FY FY FY FY FY FY FY Region Wise distribution of offices Metro As on 31st March Urban As on 31st March Semi-Urban As on 31st March Others As on 31st March Individual agents Corporate agents-Banks Corporate agents-Others Brokers Direct selling Total Referrals 230369 229649 30638 2002-03 307309 43627 2003-04 366220 54705 2004-05 397189 64074 2005-06 465555 71575 5373 549 1347 2159 1318 423.29 29.06 17.53 7.51 174.97 660.15 7.79 54611 3690 1829 363 13847 75597 1258 2006-07 541630 91262 8913 939 1637 3540 2797 499.89 34.62 32.74 9.48 277.23 853.96 13.52 67611 6822 3503 573 15174 93683 2347 2007-08 629650 113952 11815 1265 2123 4513 3914 462.66 41.43 33.35 9.50 490.92 1037.85 19.57 56884 7307 3511 857 18340 86900 2731 2008-09 731291 143627 19575 1244 2105 4530 4139 540.33 32.66 103.59 53.66 608.64 1338.88 12.86 66906 9288 3912 1476 28262 109845 2610 2009-10 841075 189927 11546 1132 1988 4668 3758 450.17 65.88 97.24 51.69 648.40 1313.39 8.68 68094 12391 3277 1685 40886 126333 875 2010-11 1967 2481 3404 519 4893 1433 4980 2516 5433 861 5565 2057 5753 1794 8967 2449 11017 9565 266 1688 7527 25888 67050 133077 172763 337540 399116 230369 260552 352625 428452 487151 604180 765969 916365 1212458 1430118 2385532 2607813 2998481 3671478 4284632 4813388 6251328 3189534 15467386 12053585 -41456 -16483 -45242 -115960 -341281 -488301 -98882 265704 29115 59398 11064 1669 2234 3244 4353 5892 8124 12296 18255 21020 23662 194010 194010 Channel Wise-New Business (No. of Lives Covered)-Individual plus Group Individual agents Corporate agents-Banks Corporate agents-Others Brokers Direct selling Total Referrals Channel Wise-New Businesss (Amount of Premium)-Individual plus Group Particulars A. LIFE INSURANCE SECTOR (Concld.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 Remarks 5 FY FY FY FY FY FY FY FY Net Retentions of Non-Life Insurers Fire Marine Cargo Marine Hull Engineering Motor Aviation Miscellaneous Total- All Segments Incurred Claims Ratio REDRESSEL OF CONSUMER GRIEVANCES No of grievances reported during the year No. of complaints reported with the Ombudsmen at difference centres FY FY Fire FY Marine FY Motor FY Health FY Miscellaneous FY Total- All Segments FY Assets Under Management As on 31st March Underwriting Profit/Loss FY Equity Share Capital (Including specialised As on 31st March insurers but excluding GIC) Commission expenses FY Operating expenses realted to Insurance business FY Operating profit/(Loss) FY Income from investments FY Profit after tax (Industry Total) FY FY FY FY FY FY FY Fire Marine Motor Health Others Total FY FY As on 31st March Calender Year Calender Year Segment Wise Gross Direct Premium (Within India ) Number of new policies issued Gross Direct Premium (Within & Outside India) Market share of PSUs (Excluding GIC, AIC & ECGC) BUSINESS FIGURES No of companies (incl reinsurer) Insurance penetration Insurance density PROFILE Particulars Nos. Nos. (` Lakh) (` Lakh) (` Lakh) (` Lakh) (` Lakh) In Per Cent In Per Cent In Per Cent In Per Cent In Per Cent In Per Cent (` Crore) (` Lakh) (` Crore) In Per Cent In Per Cent In Per Cent In Per Cent In Per Cent In Per Cent In Per Cent In Per Cent (` Lakh) (` Lakh) (` Lakh) (` Lakh) (` Lakh) (` Lakh) (5319) 225842 (2554) 1514 (1358) 24462 38442 2969 3898 4311 11075 420346 46452 126067 141100 8634 308449 10696 91224 68064 (2420) 268069 (57594) 78077 (7210) 53.03 50.97 34075 142536 2149 54.79 52.06 30334 63191 1723 22.46 23.03 23400 (26646) 1517 27.18 81.89 22.00 65.93 80.5 89.5 26.7 81.3 99.0 26.0 94.7 87.9 315005 111754 86.35 417 16542 15 0.62 3.5 23.35 34.31 295478 121519 90.92 436 14870 14 0.67 3.0 4534 30384 440489 87824 142246 153811 50.76 51.16 37412 129350 2299 37.91 87.82 76.0 85.1 25.6 75.8 99.6 23.5 88.4 86.5 333092 122810 81.00 498 18456 15 0.64 4.0 74.87 511 21339 15 0.61 4.4 66.60 467 25930 16 0.60 5.2 61.48 573 28806 19 0.60 6.2 59.74 671 31428 21 0.60 6.2 59.20 675 35816 25 0.60 6.7 2009-10 58.22 793 43842 25 0.70 8.7 2010-11 4094 40078 520001 38922 192612 174723 52.35 68.03 42332 147366 2784 52.72 107.71 85.8 91.8 39.8 91.6 100.0 48.5 94.5 92.6 4756 25233 541293 205785 211079 355134 43.92 112.57 64.28 103.42 47.11 68.02 50383 313711 3056 65.7 77.1 18.3 72.9 96.2 21.9 89.6 83.4 74.97 109.02 75.64 85.33 59.11 76.84 58893 39707 4400 77.4 88.6 31.3 71.3 100.0 23.7 97.0 94.5 65.4 79.2 25.1 70.2 98.9 37.5 90.6 88.2 72.79 75.16 86.40 82.12 80.42 93.70 92.22 85.15 56.81 49.76 80.79 86.9 66372 82520 120451 (101894) 5255 6276 74.0 85.4 23.3 68.9 100.0 25.6 91.4 90.3 2229 5300 2202 5640 2076 7097 5274 10048 61750 104660 119879 131763 632209 760976 874600 1116319 135774 (104451) (104774) (340340) 260384 226494 277048 318973 286300 84212 117061 (74128) 50.69 100.32 71.95 94.81 46.1 72.23 56280 224932 3661 75.7 84.4 20.0 77.5 100.0 24.2 97.1 91.3 377453 413238 345921 338468 386927 455512 128409 162784 32857 195615 216759 251877 873338 1069666 1268525 1333602 1504699 1818052 222075 331929 489442 608800 731137 994403 675744 772485 973695 1132722 1292158 434697 512929 498604 558698 622522 737801 980695 1144582 1390692 1559481 1748060 2035972 2490549 2788134 3035183 3462045 4257645 206436 266739 98515 1105340 96.22 In Per cent 12 0.56 2.4 12385 9 2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 In Lakhs (` Crore) Nos. In percent US $ Unit B. NON-LIFE INSURANCE SECTOR HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 3.10 10.50 7.20 2.30 14.80 9.90 12.40 8.00 Brazil France Germany Russia South Africa Switzerland United Kingdom United States 6 11.40 5.10 10.10 4.80 0.70 3.80 6.10 11.20 1.40 18.40 4.30 6.90 Hong Kong India# Japan Malaysia Pakistan PR China Singapore South Korea Sri Lanka Taiwan Thailand World 4.00 2.60 15.40 0.60 7.00 4.60 2.50 0.30 3.20 8.00 4.40 10.10 0.70 3.50 9.50 5.50 12.00 0.00 3.50 7.40 1.60 3.10 Life 2010 2.90 1.70 3.00 0.90 4.20 1.60 1.30 0.30 1.60 2.10 0.70 1.40 0.20 4.50 2.90 4.40 2.80 2.30 3.70 3.10 1.50 2.80 Non-Life 7.00 4.00 16.80 1.40 10.40 4.00 2.40 13.80 0.60 6.50 5.10 2.30 3.40 6.80 0.30 2.90 7.80 4.60 9.60 0.70 3.50 10.00 5.40 10.00 0.00 3.30 7.20 1.60 3.40 Life 0.70 4.40 9.90 5.20 11.00 0.90 8.00 12.90 9.80 12.90 2.50 7.00 10.30 3.10 6.40 Total 2009 3.00 1.60 3.00 0.90 3.90 1.70 1.10 0.40 1.60 2.10 0.60 1.40 0.20 4.50 3.00 4.50 2.90 2.50 3.70 3.10 1.50 3.00 Non-Life 7.10 3.30 16.20 1.40 11.80 7.80 3.30 0.80 4.30 9.80 4.60 11.20 0.90 8.70 15.70 9.90 15.30 2.30 6.60 9.20 3.00 7.30 Total * Insurance penetration is measured as ratio of premium (in US Dollars) to GDP (in US Dollars). # data relates to financial year. Source: Swiss Re, Sigma various volumes. 0.90 Bangladesh Asian Countries 5.90 Total Australia Countries 4.10 1.80 13.30 0.60 8.00 6.30 2.20 0.30 2.80 7.60 4.00 9.90 0.70 4.10 12.80 5.50 12.50 0.00 3.00 6.20 1.40 4.40 Life 2008 2.90 1.50 2.90 0.90 3.70 1.60 1.00 0.40 1.50 2.20 0.60 1.30 0.20 4.60 2.90 4.40 2.90 2.30 3.50 3.00 1.60 2.90 Non-Life 7.50 3.40 15.70 1.50 11.80 7.60 2.90 0.70 4.60 9.60 4.70 11.80 0.70 8.90 15.70 10.30 15.30 2.40 6.60 10.30 3.00 6.80 Total 4.40 1.80 12.90 0.60 8.20 6.20 1.80 0.30 3.10 7.50 4.00 10.60 0.50 4.20 12.60 5.70 12.50 0.10 3.10 7.30 1.40 3.80 Life 2007 3.10 1.50 2.80 0.90 3.60 1.50 1.10 0.40 1.50 2.10 0.60 1.20 0.20 4.70 3.00 4.60 2.80 2.40 3.60 3.00 1.60 3.00 Non-Life C: INTERNATIONAL COMPARISON OF INSURANCE PENETRATION* 7.50 3.50 14.50 1.60 11.10 6.50 2.70 0.80 4.90 10.50 4.80 10.50 0.60 8.80 16.50 11.00 16.00 2.30 6.70 11.00 2.80 7.00 Total 4.50 1.90 11.60 0.60 7.90 5.40 1.70 0.30 3.20 8.30 4.10 9.20 0.40 4.00 13.10 6.20 13.00 0.10 3.10 7.90 1.30 3.80 Life 2006 3.00 1.60 2.90 0.90 3.20 1.10 1.00 0.50 1.70 2.20 0.60 1.20 0.20 4.80 3.40 4.90 3.00 2.30 3.60 3.10 1.60 3.20 Non-Life (In Per cent) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 3.01 10.21 6.79 2.27 13.87 11.19 12.45 9.15 Brazil France Germany Russia South Africa Switzerland United Kingdom United States 7 9.93 3.14 10.54 5.42 0.67 2.70 7.47 10.25 1.46 14.11 3.61 7.52 Hong Kong India# Japan Malaysia Pakistan PR China Singapore South Korea Sri Lanka Taiwan Thailand World 4.34 1.99 11.17 0.62 7.27 6.00 1.78 0.27 3.60 8.32 2.53 8.63 0.42 4.14 8.90 6.20 10.84 0.12 3.06 7.08 1.33 3.51 Life 3.18 1.62 2.93 0.84 2.98 7.99 3.52 14.13 1.37 9.52 7.5 3.26 0.92 1.48 0.71 5.4 10.51 3.17 9.27 0.57 9.36 12.6 11.75 14.38 2.83 6.97 9.52 2.98 8.02 Total 0.40 1.82 2.22 0.61 1.29 0.20 5.01 3.55 4.99 3.03 2.15 3.73 3.13 1.68 3.09 Non-Life 4.55 1.94 11.06 0.6 6.75 6.02 2.21 0.28 3.52 8.26 2.53 7.88 0.37 4.22 8.92 6.73 11.43 0.61 3.11 6.38 1.36 4.17 Life 2004 3.44 1.58 3.07 0.77 2.77 1.48 1.05 0.43 1.88 2.25 0.64 1.39 0.2 5.14 3.68 5.02 2.95 2.22 3.86 3.14 1.62 3.85 Non-Life 8.06 3.45 11.31 1.3 9.63 7.59 3.33 0.62 5.35 10.81 2.88 7.88 0.57 9.61 13.37 12.74 15.88 3.25 6.99 9.15 2.96 7.99 Total * Insurance penetration is measured as ratio of premium (in US Dollars) to GDP (in US Dollars). # data relates to financial year. Source: Swiss Re, Sigma various volumes. 0.61 Bangladesh Asian Countries 6.60 Total Australia Countries 2005 4.59 2.25 8.28 0.55 6.77 6.09 2.3 0.24 3.29 8.61 2.26 6.38 0.37 4.38 8.62 7.72 12.96 1.12 3.17 5.99 1.28 4.42 Life 2003 3.47 1.2 3.03 0.75 2.86 1.5 1.03 0.38 2.06 2.2 0.62 1.5 0.2 5.23 4.75 5.02 2.92 2.13 3.82 3.16 1.68 3.57 Non-Life 8.14 3.24 10.16 1.3 11.61 4.91 2.98 0.62 4.91 10.86 3.26 6.65 0.46 9.58 14.75 13.36 18.78 2.77 6.76 8.58 2.79 8.48 Total 4.76 2.09 7.35 0.55 8.23 3.48 2.03 0.24 2.94 8.64 2.59 5.2 0.29 4.6 10.19 8.14 15.92 0.96 3.06 5.61 1.05 5.02 Life 2002 3.38 1.15 2.81 0.75 3.38 1.43 0.95 0.38 1.97 2.22 0.67 1.45 0.17 4.98 4.56 5.22 2.86 1.81 3.7 2.97 1.74 3.46 Non-Life 7.83 2.94 8.62 1.2 12.07 4.58 2.2 0.68 5.18 11.07 2.71 6.34 0.46 8.97 14.18 12.71 17.97 3.06 6.59 8.58 2.14 9.15 Total C: INTERNATIONAL COMPARISON OF INSURANCE PENETRATION* (Concld.) 4.68 1.86 6.03 0.53 8.69 3.4 1.34 0.3 3.38 8.85 2.15 5.13 0.29 4.4 3.15 1.08 2.59 0.67 3.38 1.18 0.86 0.38 1.8 2.22 0.56 1.21 0.17 4.57 3.45 4.76 7.95 10.73 2.78 1.51 3.59 2.85 1.78 3.45 Non-Life 15.19 1.55 3 5.73 0.36 5.7 Life 2001 (In Per cent) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 327.6 4186.6 2903.8 296.8 1054.7 6633.7 4496.6 3758.9 Brazil France Germany Russia South Africa Switzerland United Kingdom United States 8 364.3 121.9 2756.8 13.7 1454.3 2101.4 105.5 3.2 282.8 3472.8 55.7 3197.3 4.4 1631.8 3436.3 3666.8 854.6 6.4 1402.2 2937.6 169.9 1766.3 Life 2010 263.0 77.5 539.3 20.6 885.1 722.1 52.9 2.9 138.3 917.4 8.7 438.2 1.4 2127.2 1060.2 2966.9 200.1 290.4 1501.6 1249.0 157.7 1603.0 Non-Life 595.1 154.4 2752.1 29.5 1890.3 341.2 91.7 2257.3 11.8 1180.6 1912.0 81.1 121.2 2557.6 3.0 206.9 3138.7 47.7 2886.6 3.9 1602.6 3527.6 3405.6 574.2 4.5 1356.7 2979.8 127.9 1524.8 Life 6.6 321.8 3979.0 54.3 3304.0 5.2 3710.0 4578.8 6257.7 738.1 280.9 2878.4 4269.2 251.7 2832.7 Total 2009 253.9 62.7 494.8 17.7 709.7 645.6 40.0 3.6 115.0 840.4 6.7 417.5 1.3 2107.3 1051.2 2852.1 163.9 276.4 1518.7 1289.4 123.8 1307.9 Non-Life * Insurance density is measured as ratio of premium (in US Dollar) to total population. # data relates to financial year. Source: Swiss Re, Sigma various volumes. 627.3 World 2339.4 South Korea 199.4 2823.4 Singapore Thailand 158.4 PR China 3296.2 6.1 Pakistan Taiwan 421.1 Malaysia 34.2 4390.2 Japan Sri Lanka 64.4 3635.5 Hong Kong India# 5.8 Bangladesh Asian Countries 3369.2 Total Australia Countries 633.9 142.1 2787.6 32.1 1968.7 3179.0 105.4 6.8 345.4 3698.6 47.4 3310.3 4.4 4078.0 6857.8 6379.4 870.6 273.5 2919.2 4131.0 244.5 3386.5 Total 369.7 77.2 2281.1 12.8 1347.7 2549.0 71.7 2.8 225.9 2869.5 41.2 2929.6 3.3 1900.6 5582.1 3551.5 707.0 5.4 1346.5 2791.9 115.4 2038.0 Life 2008 264.2 64.9 499.6 19.3 621.0 630.0 33.7 4.0 119.5 829.2 6.2 380.8 1.1 2177.4 1275.7 2827.9 163.6 268.1 1572.7 1339.2 129.1 1348.6 Non-Life 608 129.7 2628.0 24.9 2384.0 2776.0 69.9 6.5 332.1 3319.9 46.6 3373.2 2.9 4086.5 7113.7 5740.7 878.5 209.4 2662.1 4147.6 202.2 3000.2 Total 358 70.8 2165.7 10.2 1656.6 2244.7 44.2 2.6 221.5 2583.9 40.4 3031.9 1.9 1922.0 5730.5 3159.1 719.0 6.1 1234.1 2928.3 95.3 1674.1 Life 2007 249.6 58.9 462.3 14.7 727.3 531.2 25.5 3.9 110.6 736.0 6.2 341.3 0.9 2164.4 1383.2 2581.7 159.5 203.3 1427.9 1219.3 106.9 1326.1 Non-Life D: INTERNATIONAL COMPARISON OF INSURANCE DENSITY* 555 110.1 2250.2 21.3 2071.3 1957.7 53.5 5.9 292.2 3589.6 38.4 2787.6 2.6 3923.7 6466.7 5561.9 855.8 150.9 2436.8 4075.4 160.9 2580.8 Total 331 60.0 1800.0 8.5 1480.0 1616.5 34.1 2.3 189.2 2829.3 33.2 2456.0 1.8 1789.5 5139.6 3111.8 695.6 4.0 1136.1 2922.5 72.5 1389.0 Life 2006 224.2 50.0 450.3 12.8 591.2 341.2 19.4 3.6 103.0 760.4 5.2 331.6 0.8 2134.2 1327.1 2450.1 160.2 146.9 1300.7 1152.9 88.4 1191.9 Non-Life (In US Dollar) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 128.9 3568.5 2310.5 122.8 714.6 5558.4 4599.0 3875.2 Brazil France Germany Russia South Africa Switzerland United Kingdom United States 9 299.5 54.6 1699.1 6.9 1210.6 1591.4 30.5 1.9 188.0 2956.3 18.3 2213.2 1.7 1753.2 3287.1 3078.1 558.3 6.3 1042.1 2474.6 56.8 1366.7 Life 2005 219.0 44.4 446.4 9.4 495.5 511.5 92.1 1909.0 14.1 1419.3 1849.3 40.2 15.8 392.0 3.7 256.5 3874.8 19.7 2217.2 2.3 3755.1 4508.4 5716.4 686.5 114.4 2286.6 3207.9 101.1 2471.4 Total 2.8 95.3 790.4 4.4 331.7 0.8 2122.0 1311.9 2480.3 156.2 116.5 1268.4 1093.9 72.1 1203.2 Non-Life 291.5 50.8 1494.6 6.2 1006.8 1483.9 27.3 1.5 167.3 3044.0 15.7 1884.3 1.5 1692.5 3190.4 3275.1 545.5 24.8 1021.3 2150.2 45.9 1285.1 Life 2004 220.0 41.3 414.4 7.9 412.5 365.4 12.9 2.2 89.2 830.8 4.0 332.9 0.8 2062.6 1318.0 2441.3 141.0 89.6 1265.3 1057.7 55.2 1186.3 Non-Life * Insurance density is measured as ratio of premium (in US Dollar) to total population. # data relates to financial year. Source: Swiss Re, Sigma various volumes. 518.5 World 1706.1 South Korea 99.0 1983.4 Singapore Thailand 46.3 PR China 2145.5 4.6 Pakistan Taiwan 283.3 Malaysia 16.3 3746.7 Japan Sri Lanka 22.7 2544.9 Hong Kong India# 2.5 Bangladesh Asian Countries 2569.9 Total Australia Countries 469.6 79.6 1433.3 12.5 1243.0 1620.5 36.3 2.9 227.0 3770.9 16.4 1832.6 2.1 3637.7 4058.5 5660.3 583.9 98.2 2051.2 2698.3 82.6 2041.4 Total 267.1 52.0 1050.1 5.3 873.6 1300.2 25.1 1.1 139.8 3002.9 12.9 1483.9 1.4 1657.5 2617.1 3431.8 476.5 33.9 930.4 1767.9 35.8 1129.3 Life 2003 202.5 27.6 383.2 7.2 369.4 320.3 11.2 1.8 87.2 768.0 3.5 348.7 0.7 1980.2 1441.4 2228.5 107.4 64.3 1120.8 930.4 46.8 912.1 Non-Life 422.9 65.2 1279.2 10.6 1159.8 1030.7 28.7 2.7 198.0 3498.6 14.7 1583.0 1.6 3461.6 3879.1 4922.4 425.3 66.6 1627.7 2064.2 72.2 1705.9 Total 247.3 42.1 925.1 4.5 821.9 730.1 19.2 1.0 118.7 2783.9 11.7 1237.9 1.0 1662.6 2679.4 3099.7 360.5 23.1 736.7 1349.5 27.2 1010.4 Life 2002 175.6 23.1 354.1 6.1 337.9 300.6 9.5 1.7 79.3 714.7 3.0 345.1 0.6 1799.0 1199.7 1822.7 64.8 43.5 891.0 714.7 45.0 695.5 Non-Life D: INTERNATIONAL COMPARISON OF INSURANCE DENSITY* (Concld.) 393.3 53.9 1088.5 9.7 1060.1 959.0 20.0 2.7 198.3 3507.5 11.5 1545.2 1.6 3266.0 3393.8 4342.8 446.3 65.8 1484.2 1898.8 64.0 1668.3 Total 235.0 34.1 760.9 4.3 763.4 713.2 12.2 1.2 129.5 2806.4 9.1 1249.7 1.0 1602.0 158.3 19.8 327.6 5.4 296.7 245.8 7.8 1.5 68.8 701.1 2.4 295.5 0.6 1664.0 825.9 1627.1 2715.7 2567.9 69.1 32.6 809.9 630.6 53.2 628.0 Non-Life 377.2 33.2 674.3 1268.2 10.8 1040.3 Life 2001 (In US Dollar) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 CHARTS HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 LIFE INSURANCE 13 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 14 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 15 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 16 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 NON-LIFE INSURANCE 17 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 18 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 19 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 20 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 PART-I LIFE INSURANCE HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 TABLE 1: DETAILS OF LIFE INSURANCE COMPANIES OPERATING IN INDIA* Sl. No. Insurers Foreign Partners Regn. No. Date of Registration Year of Operation 1 Life Insurance Corporation of India ––– 512 01.09.1956 1956-57 2 HDFC Standard Standard Life Assurance, UK 101 23.10.2000 2000-01 3 Max New York New York Life, USA 104 15.11.2000 2000-01 4 ICICI Prudential Prudential Plc, UK 105 24.11.2000 2000-01 5 Kotak Mahindra Old Mutual Old Mutual, South Africa 107 10.01.2001 2001-02 6 Birla Sun Life Sun Life, Canada 109 31.01.2001 2000-01 7 TATA AIG American International Assurance Co., USA 110 12.02.2001 2001-02 8 SBI Life BNP Paribas Assurance SA, France 111 29.03.2001 2001-02 9 ING Vysya ING Insurance International B.V, Netherlands 114 02.08.2001 2001-02 10 Bajaj Allianz Allianz, Germany 116 03.08.2001 2001-02 11 Metlife Metlife International Holdings Ltd., USA 117 06.08.2001 2001-02 12 Reliance ––– 121 03.01.2002 2001-02 13 Aviva Aviva International Holdings Ltd., UK 122 14.05.2002 2002-03 14 Sahara ––– 127 06.02.2004 2004-05 15 Shriram Sanlam, South Africa 128 17.11.2005 2005-06 16 Bharti AXA AXA Holdings, France 130 14.07.2006 2006-07 17 Future Generali Generali, Italy 133 04.09.2007 2007-08 18 IDBI Federal Ageas, Europe 135 19.12.2007 2007-08 19 Canara HSBC OBC HSBC, UK 136 08.05.2008 2008-09 20 Aegon Religare Aegon ,Netherlands 138 27.06.2008 2008-09 21 DLF Pramerica Prudential of America, USA 140 27.06.2008 2008-09 22 Star Union Dai-ichi Dai-ichi Mutual Life Insurance,Japan 142 26.12.2008 2008-09 23 IndiaFirst Legal & General Middle East Limited, UK 143 05.11.2009 2009-10 24 Edelweiss Tokio Tokio Marine Holding Inc,Japan 147 12.05.2011 2011-12 * as on 31st December, 2011. 23 74.15 448.61 4059.33 7862.14 444.95 704.77 DLF Pramerica Future Generali HDFC Standard ICICI Prudential IDBI Federal IndiaFirst 24 91.83 7572.39 571.99 758.69 1332.21 39368.65 (2.60) 126381.00 (15.00) Reliance Sahara SBI Life Shriram Star Union Dai-ichi TATA AIG Private Total Industry Total 109893.91 (25.84) 38372.01 (12.36) 1322.01 519.87 419.50 7040.74 124.83 3920.78 1061.85 1849.08 1333.98 642.43 201.59 400.56 6334.03 3257.51 486.08 37.38 622.62 2960.01 437.43 4451.10 798.37 150.37 71521.90 (34.49) 2009-10 87331.08 (-6.81) 34152.00 (1.29) 1142.67 50.19 314.47 5386.64 134.01 3513.98 1144.70 1842.91 1343.03 688.95 – 316.78 6811.83 2651.11 149.97 3.37 296.41 2820.85 292.93 4491.43 724.56 31.21 53179.08 (-11.36) 2008-09 2007-08 93712.52 (23.88) 33715.95 (73.56) 964.51 – 309.99 4792.82 122.12 2751.05 825.35 1597.83 1106.62 704.44 – 11.90 8034.75 2685.37 2.49 – – 1965.01 113.24 6674.48 1053.98 – 59996.57 (6.71) “–” indicates the company has not started its operation. Note: Figure in bracket indicates the growth over the previous year in per cent. 706.22 3034.94 MetLife 2061.39 817.29 Canara HSBC Max New York 2080.30 Birla Sun Life 660.49 347.78 Bharti AXA 1253.14 3465.82 Bajaj Allianz Kotak Mahindra 745.39 Aviva ING Vysya 274.87 87012.35 (21.66) LIC Aegon Religare 2010-11 INSURER 75649.21 (94.96) 19425.65 (88.84) 644.82 – 181.17 2563.84 43.00 932.11 340.44 912.11 614.94 467.66 – – 5162.13 1648.85 – – – 882.72 7.78 4302.74 721.35 – 56223.56 (97.17) 2006-07 38785.54 (47.94) 10269.67 (84.55) 464.53 – 10.33 827.82 26.34 193.56 148.53 471.36 396.06 283.98 – – 2602.50 1042.65 – – – 678.12 – 2716.77 407.12 – 28515.87 (38.07) 2005-06 26217.64 (32.49) 5564.57 (127.99) 297.55 – – 484.85 1.74 91.33 57.52 233.63 373.99 282.42 – – 1584.34 486.15 – – – 621.31 – 857.45 192.29 – 20653.06 (19.05) 2004-05 19788.32 (16.80) 2440.71 (152.74) 181.59 – – 207.05 – 27.21 23.41 137.28 125.51 72.10 – – 750.84 209.33 – – – 449.86 – 179.55 76.96 – 17347.62 (8.58) 2003-04 16942.45 (-14.68) 965.69 (259.65) 59.77 – – 71.88 – 6.32 7.70 67.31 35.21 17.66 – – 364.11 129.31 – – – 129.57 – 63.39 13.47 – 15976.76 (-18.44) 2002-03 19857.28 (104.56) 268.51 (4061.70) 21.14 – – 14.69 – 0.28 0.48 38.80 7.58 4.19 – – 113.33 32.78 – – – 28.11 – 7.14 – – 19588.77 (101.93) 2001-02 TABLE 2: FIRST YEAR (INCLUDING SINGLE PREMIUM) LIFE INSURANCE PREMIUM 9707.43 6.45 – – – – – – – 0.16 – – – – 5.97 0.002 – – – 0.32 – – – – 9700.98 2000-01 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 25 291605.00 (9.85) Industry Total 265447.25 (19.69) 79369.94 (23.06) 3493.78 530.37 250.59 6604.90 2536.01 4860.54 2868.05 1642.65 221785.47 (10.15) 64497.43 (25.09) 2747.50 50.19 436.17 7212.10 206.47 4932.54 1996.64 3857.26 2343.19 1442.28 – 318.97 15356.22 5564.69 152.60 3.37 296.41 4571.80 360.41 10624.52 1992.87 31.21 157288.04 (5.01) 2008-09 201351.41 (29.01) 51561.42 (82.50) 2046.35 – 358.05 5622.14 143.49 3225.44 1159.54 2714.60 1691.14 1158.87 – 11.90 13561.06 4858.56 2.49 – – 3272.19 118.41 9725.31 1891.88 – 149789.99 (17.19) 2007-08 “–” indicates the company has not started its operation. Note: Figure in bracket indicates the growth over the previous year in per cent. 88131.60 (11.04) Private Total 12911.64 SBI Life 3985.22 243.41 Sahara TATA AIG 611.27 6571.15 Reliance 821.52 2508.17 MetLife 933.31 5812.63 Max New York Shriram 2975.51 Kotak Mahindra Star Union Dai-ichi 10104.03 1708.95 ING Vysya 201.60 798.43 571.12 16528.75 IndiaFirst 17880.63 ICICI Prudential 7005.10 811.00 9004.17 HDFC Standard 541.51 38.44 842.45 5505.66 669.73 11419.71 2378.01 165.65 186077.31 (18.30) 2009-10 IDBI Federal 95.04 726.16 Future Generali 1531.86 Canara HSBC DLF Pramerica 792.02 5677.07 Birla Sun Life 9609.95 Bajaj Allianz Bharti AXA 388.61 2345.17 Aviva 203473.40 (9.35) 2010-11 Aegon Religare LIC INSURER 156075.84 (47.41) 28253.00 (87.31) 1367.18 – 184.17 2928.49 51.00 1004.66 492.71 1500.28 971.51 707.20 – – 7912.99 2855.87 – – – 1776.71 7.78 5345.24 1147.23 – 127822.84 (40.79) 2006-07 105875.76 (27.78) 15083.54 (95.19) 880.19 – 10.33 1075.32 27.66 224.21 205.99 788.13 621.85 425.38 – – 4261.05 1569.91 – – – 1259.68 – 3133.58 600.27 – 90792.22 (20.85) 2005-06 82854.80 (24.31) 7727.51 (147.65) 497.04 – – 601.18 1.74 106.55 81.53 413.43 466.16 338.86 – – 2363.82 686.63 – – – 915.47 – 1001.68 253.42 – 75127.29 (18.25) 2004-05 TABLE 3: TOTAL LIFE INSURANCE PREMIUM 66653.75 (19.56) 3120.33 (178.83) 253.53 – – 225.67 – 31.06 28.73 215.25 150.72 88.51 – – 989.28 297.76 – – – 537.54 – 220.80 81.50 – 63533.43 (16.30) 2003-04 55747.55 (11.28) 1119.06 (310.59) 81.21 – – 72.39 – 6.47 7.91 96.59 40.32 21.16 – – 417.62 148.83 – – – 143.92 – 69.17 13.47 – 54628.49 (9.65) 2002-03 50094.46 (43.54) 272.55 (4124.31) 21.14 – – 14.69 – 0.28 0.48 38.95 7.58 4.19 – – 116.38 33.46 – – – 28.26 – 7.14 – – 49821.91 (42.79) 2001-02 34898.47 6.45 – – – – – – – 0.16 – – – – 5.97 0.002 – – – 0.32 – – – – 34892.02 2000-01 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 2988481 (6.21) Corporate Agents- Others* 26 548772 (1.14) Referrals 1232079 (2.32) 53195191 (100.00) 1814558 (3.41) 439396 (0.83) 3819790 (7.18) 2084543 (3.92) 45036904 (86.44) 2009-10 1952102 (3.83) 50904871 (100.00) 2442772 (4.80) 306277 (0.60) 2798776 (5.50) 1896457 (3.73) 43460589 (85.38) 2008-09 1349398 (2.65) 50847196 (100.00) 1573849 (3.10) 227403 (0.45) 2599723 (5.11) 1693610 (3.33) 44752611 (88.01) 2007-08 Number of Policies Issued 715933 (1.55) 45411865 (100.00) 139077 (0.31) 259177 (0.57) 1284785 (2.83) 1426919 (3.14) 42301907 (93.15) 2006-07 * Any entity other than banks but licensed as a corporate agent. Note: 1) The leads obtained through referral arrangements have been included in the respective channels. 2) New business premium includes first year premium and single premium. 3) Figures in bracket show percentage to total individual new business procured through respective channels. 48106668 (100.00) 1088426 (2.26) TOTAL Direct Selling 511388 (1.06) 1936562 (4.03) Corporate Agents-Banks Brokers 41581811 (86.44) 2010-11 Individual Agents Particulars 835.91 (1.01) 83174.03 (100.00) 2016.32 (2.42) 1471.80 (1.77) 2957.75 (3.56) 11062.63 (13.30) 65665.52 (78.95) 2010-11 2567.61 (3.13) 82007.05 (100.00) 3389.85 (4.13) 1128.50 (1.38) 3510.76 (4.28) 8688.68 (10.60) 65289.25 (79.61) 2009-10 2714.81 (3.90) 69529.41 (100.00) 3310.33 (4.76) 773.62 (1.11) 3380.54 (4.86) 6737.38 (9.69) 55327.54 (79.57) 2008-09 Amount of Premium 2345.63 (2.95) 79422.97 (100.00) 2642.71 (3.33) 473.73 (0.60) 3461.89 (4.36) 6329.22 (7.97) 66515.43 (83.75) 2007-08 1256.51 (2.04) 60361.32 (100.00) 235.33 (0.39) 331.63 (0.55) 1825.89 (3.02) 3363.17 (5.57) 54605.30 (90.46) 2006-07 (Premium in ` Crore) TABLE 4: INDIVIDUAL NEW BUSINESS PERFORMANCE OF LIFE INSURERS – CHANNEL WISE HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 27 1834 (5.99) 671 (2.19) 1266 (4.14) 21713 (70.97) 30596 (100.00) 3 (0.01) Corporate Agents-Banks Corporate Agents- Others* Brokers Direct Selling TOTAL Referrals 13 (0.05) 28655 (100.00) 21612 (75.42) 1072 (3.74) 1891 (6.60) 444 (1.55) 3636 (12.69) – – 24764 (100.00) 18851 (76.12) 541 (2.18) 132 (0.53) 1358 (5.48) 3882 (15.68) 2008-09 2 (0.01) 24858 (100.00) 19271 (77.52) 462 (1.86) 278 (1.12) 765 (3.08) 4082 (16.42) 2007-08 Number of Schemes 2009-10 4657417 (5.60) 6735374 (8.09) 4651600 (5.59) 3435632 (4.13) 2010-11 4926933 (6.11) 6539250 (8.10) 1181334 (1.46) 8996036 (11.15) 643499 (1.22) 536188 (1.01) 2246435 (4.25) 2805100 (5.30) 2008-09 720816 (2.09) 674212 (1.95) 1767953 (5.12) 5236297 (15.16) 2007-08 Number of Lives Covered 2009-10 492044 (2.46) 467838 (2.34) 1479025 (7.40) 27384 (0.13) 2006-07 2 (0.01) 319262 (0.38) 53746.00 (0.07) 4771 (0.01) 2183 (0.01) 62913 (0.31) 23102 83232045 80693285 52880550 34548616 19824304 (100.00) (100.00) (100.00) (100.00) (100.00) (100.00) 22507 63752022 59049732 46649328 26149338 17358013 (97.50) (76.60) (73.18) (88.22) (75.69) (87.36) 261 (1.09) 8 (0.03) 275 (1.19) 49 (0.18) 2006-07 *Any entity other than banks but licensed as a corporate agent. Note: 1) The leads obtained through referral arrangements have been included in the respective channels. 2) New business premium includes first year premium and single premium. 3) Figures in bracket show percentage to total individual new business procured through respective channels. 5112 (16.71) 2010-11 Individual Agents Particulars 39.23 (0.09) 43159.21 (100.00) 38869.75 (76.60) 213.54 (0.49) 318.92 (0.74) 1328.61 (3.08) 2428.39 (5.63) 2010-11 42.29 (0.15) 27838.37 (100.00) 24872.06 (89.34) 347.90 (1.25) 401.73 (1.44) 599.57 (2.15) 1617.12 (5.81) 2009-10 15.83 (0.09) 17370.32 (100.00) 15029.91 (86.53) 83.72 (0.48) 130.74 (0.75) 569.19 (3.28) 1556.76 (8.96) 2008-09 1.64 (0.01) 14259.83 (100.00) 12531.47 (87.88) 99.55 (0.70) 40.83 (0.29) 492.69 (3.46) 1095.28 (7.68) 2007-08 Amount of Premium 1.50 (0.01) 13979.49 (100.00) 13611.19 (97.39) 31.01 (0.21) 3.17 (0.02) 326.98 (2.33) 5.63 (0.04) 2006-07 (Premium in ` Crore) TABLE 5: GROUP NEW BUSINESS PERFORMANCE OF LIFE INSURERS – CHANNEL WISE HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 TABLE 6: STATE WISE INDIVIDUAL NEW BUSINESS* UNDERWRITTEN (LIFE INSURANCE) (Policies in Numbers) (Premium in ` Crore) State / Union Territory andhra Pradesh Arunachal Pradesh 2010-11 2009-10 2008-09 2007-08 2006-07 Policies Premium Policies Premium Policies Premium Policies Premium Policies Premium 4134985 5935.93 5033973 5572.37 4661915 4912.54 4705896 5707.75 4590505 5150.05 14250 39.51 21475 40.74 14774 26.30 13682 32.44 11778 16.67 Assam 1013067 1379.42 1147104 1392.92 1068332 1090.30 986682 1152.23 940729 970.26 Bihar 2541171 2459.16 2874562 2768.78 2551196 2235.68 2333424 2267.62 2015894 1795.18 Chattisgarh 728889 749.54 735256 718.33 746858 585.12 495942 711.6 910886 1010.89 Goa 143937 433.40 121306 431.96 152811 366.76 153612 324.12 120666 194.58 Gujarat 2464183 5623.17 2508343 5286.79 2938482 4686.39 2703402 4398.88 2399812 3493.73 Haryana 802421 1634.80 964886 1485.97 802335 1285.51 830714 1675.68 864779 1555.91 Himachal Pradesh 419388 879.75 571106 959.56 418696 690.05 436029 977.46 332171 810.59 Jammu & Kashmir 246749 620.93 312365 592.89 202105 436.57 271996 620.85 223881 495.92 Jharkhand 872659 1486.40 1046319 1454.22 1014194 1227.13 984865 1285.94 905158 995.87 Karnataka 3185958 4818.71 3385546 4714.64 3374040 4238.31 3554507 5007.13 3240376 3703.85 Kerala 2193836 4645.81 2435371 4635.06 2513726 4073.22 2667048 6347.4 2038410 3913.36 Madhya Pradesh 1966708 3200.27 2044796 3172.47 2029821 2552.70 1784882 2609.67 2006889 2346.94 Maharashtra 5628117 12570.95 5471792 12476.44 6034206 10929.95 6643175 11257.38 5482681 7189.75 Manipur 92004 109.66 82840 108.12 83361 69.75 55048 96.72 40891 53.36 Meghalaya 27011 89.36 27639 84.53 32044 76.62 28561 84.09 22661 45.35 Mizoram 6620 37.74 9418 48.14 10905 60.21 11296 53.42 8316 50.98 Nagaland 19707 54.85 33066 72.56 30064 47.55 23498 43.22 23932 45.41 1611715 2021.38 1826498 2061.39 1607331 1653.33 1630089 1917.20 1348973 1302.23 Punjab 1138228 2447.18 1404191 2543.22 1304873 2351.72 1193593 3119.18 940184 2340.48 Rajasthan 2251502 3295.1 2612195 3371.59 2121980 2694.09 2077792 3397.49 2112791 3237.61 orissa Sikkim Tamil Nadu Tripura Uttar Pradesh 17618 48.43 19893 38.58 21198 35.53 21987 58.81 23544 51.73 3429971 6568.47 3892855 6032.66 3896649 5315.17 4754322 8294.8 3827785 5614.57 132017 238.88 133017 224.08 108267 161.15 123237 194.85 127669 141.07 5132460 7685.31 6176057 7601.30 5301049 5981.39 5395340 6853.05 5021447 5922.41 UttraKhand 576776 963.77 678103 885.38 510583 612.69 523911 679.18 507404 611.54 West Bengal 5467384 7662.28 5697386 7655.61 5404180 5730.76 4465811 5315.71 3831294 3716.55 17466 31.90 23331 70.42 23104 49.21 28420 48.87 31474 48.76 198953 723.72 134611 723.26 118764 756.65 120840 864.99 316003 853.61 andaman & Nicobar Chandigarh Dadra & Nagra Haveli 2156 4.94 1393 3.98 1157 8.69 932 1.52 313 0.64 Daman & Diu 4897 28.03 3086 112.22 6641 262.37 6689 10.23 4944 6.07 1565792 4561.31 1705367 4572.54 1748045 4214.90 1749006 3903.92 1810466 3876.06 Delhi 247 0.56 257 0.96 525 1.07 252 3.47 245 0.07 Puducherry Lakshadweep 57825 123.41 59788 93.38 50660 110.03 70716 106.12 42846 55.79 ALL INDIA 48106668 83174.03 53195191 82007.05 50904871 69529.41 50847196 79422.97 46127798 61617.83 * New Business Premium includes first year premium and single premium. 28 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 TABLE 7: LIFE INSURERS: NUMBER OF NEW POLICIES ISSUED INSURERS LIC Private Sector Total (in Lakhs) 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 370.38 (-4.70) 388.63 (8.21) 359.13 (-4.52) 376.13 (-1.61) 382.29 (21.01) 315.91 (31.75) 239.78 (-11.09) 269.68 (9.87) 245.46 (96.75) 111.14 (-22.61) 143.62 (-4.32) 150.11 (13.19) 132.62 (67.40) 79.22 (104.64) 38.71 (73.37) 22.33 (34.62) 16.59 (101.05) 8.25 (3.25) 481.52 (-9.53) 532.25 (4.52) 509.23 (0.10) 508.74 (10.23) 461.52 (30.14) 354.62 (35.29) 262.11 (– 8.44) 286.27 (12.83) 253.71 Note: Figure in bracket indicates the growth over the previous year in per cent. 29 2003-04 2002-03 30 721 334 114 941 941 1036 157 1820 8587 6690 8277 7248 82 0.7 0.5 6.9 1.3 0.4 7.8 69 6.7 6.9 7542 6721 93 0.5 0.5 6.6 6.6 259 78 721 540 6184 5608 30 0.4 0.2 6.6 6.5 122 92 540 511 3653 2458 0 0.0 0.0 6.0 6.0 196 80 511 395 1112 710 0.6 0.7 6.4 6.5 215 68 395 248 * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Bajaj Allianz Reliance Aviva 5279 46 3262 18 14.6 0.7 13.9 1547 208 1939 600 4633 52 3981 450 84 600 234 3313 63 3015 106 92 234 220 1454 1203 32 77 46 220 189 803 326 0 0.0 0.0 0.0 0.0 162 49 189 77 125 48 47 18 77 48 864 711 0.7 0.0 1.0 0.3 124 34 152 62 983 922 0.3 0.1 0.3 0.1 37 38 62 62 886 824 0.1 0.0 0.1 46 33 62 48 732 684 37 40 48 51 587 438 41 24 51 34 259 226 29 19 34 23 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars (Policies in '000) TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (NUMBER OF POLICIES) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 31 676 739 421 993 993 649 790 852 2997 7 2130 3312 6 2305 8 0.2 0.0 0.1 0.9 0.1 1.0 6 0.0 0.1 2423 0 1737 10 0.0 0.0 0.0 458 107 676 325 1401 1076 0.0 0.0 158 66 325 234 1249 713 109 34 234 159 607 448 0.0 0.0 0.0 73 16 159 102 * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Birla Sun Life HDFC Standard ICICI Prudential 3588 1894 15 9.2 8.0 81.2 79.9 314 214 1598 1497 3244 1667 13.1 12.3 79.9 79.1 427 174 1497 1244 2744 1404 17 20.0 15.4 79.1 74.5 368 120 1244 996 2098 1028 7.1 6.3 74.5 73.6 317 73 996 752 2249 520 4.0 3.0 74.0 73.0 198 36 752 590 896 233 3.5 3.4 72.6 72.6 222 42 590 410 6251 92 4945 6321 88 5089 115 2.6 2.1 57.3 3.3 1.8 58.8 66 56.8 523 863 972 1312 57.3 620 502 1090 972 6449 37 4826 217 4.1 2.2 56.8 54.9 913 637 1313 1037 5355 4036 227 4.6 2.6 54.9 52.9 706 403 1037 734 4408 2407 93 5.0 2.0 53.0 50.0 426 165 734 473 1764 1238 2 1.1 1.3 50.3 50.5 237 138 473 374 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars (Policies in '000) TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 32 157 34 28 163 163 135 32 265 1150 1081 913 0.4 0.4 5.9 1.0 0.4 6.5 878 6.0 5.9 951 788 0.2 0.4 6.0 6.1 42 35 157 149 571 415 0.2 0.4 5.9 6.1 53 27 149 123 494 189 6.0 6.0 37 22 123 108 97 189 74 0.2 0.4 6.5 6.7 39 27 108 * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Kotak Mahindra SBI Life Tata AIG 4477 3549 0 15.4 9.8 138.8 133.2 289 79 789 579 3879 3167 0 19.4 8.7 133.2 122.5 147 57 579 489 2642 2030 41.9 11.2 122.5 91.8 122 53 489 420 1809 1657 499 14.0 2.0 77.0 23.2 8.4 91.8 1297 64.0 148 89 411 352 76.9 94 85 420 411 508 92 10.7 0.1 64.5 54.0 186 35 352 200 1933 17 1000 79 1.1 0.7 19.7 19.3 314 235 819 740 1809 16 933 101 0.5 1.1 19.3 19.9 288 258 740 710 1627 10 781 106 0.7 1.7 19.9 21.0 264 132 710 579 1122 432 90 1.5 2.4 21.0 21.8 208 196 579 567 1709 195 72 3.0 3.0 22.0 22.0 243 129 567 453 600 86 39 7.4 2.8 22.3 17.7 205 81 453 329 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars (Policies in '000) TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 33 101 38 23 116 116 55 21 150 318 283 166 0.0 0.0 0.3 0.1 0.0 0.4 167 0.3 0.3 238 136 0.0 0.0 0.3 0.3 44 20 101 76 156 79 0.0 0.0 0.3 0.3 49 14 76 42 118 20 26 7 42 22 * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Sahara India Shriram Bharti AXA 28 6 0.2 0.1 0.3 0.2 17 5 22 10 321 248 0.0 0.0 0.0 0.0 42 9 72 40 325 266 227 0.0 0.0 285 0.0 0.0 15 16 39 40 0.0 0.0 18 16 40 38 184 144 0.0 0.0 0.0 12 25 39 53 179 54 42 9 53 21 21 21 21 393 266 8 0.3 0.0 0.3 94 21 118 45 308 257 25 19 45 39 226 188 42 14 39 10 71 61 13 4 10 1 7 5 1 1 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars (Policies in '000) TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 34 56 167 45 178 178 257 69 367 551 379 197 1.9 0.1 4.0 1.7 0.2 5.5 179 2.1 4.0 98 40 2.3 0.1 2.1 62 7 56 1 1 1 1 * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Futura Generali IDBI Federal Canara HSBC 250 129 1 0.5 0.5 77 4 120 47 162 115 37 0 47 10 81 71 10 0 10 0 3 3 0 0 215 200 15 0 15 1 130 129 1 0 1 0 36 36 0 0 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars (Policies in '000) TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 35 6 12 2 15 15 42 3 54 139 72 12 59 44 0.0 0.0 0.0 0.4 0.4 0.0 0.0 23 17 6 0 6 0 * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Aegon Religare DLF Pramerica Star Union Dai-Ichi 54 33 22 3 21 1 21 20 2 1 1 1 3 2 1 0 1 0 188 151 0.1 0.1 0.0 29 5 37 12 118 106 0.0 0.0 12 0 12 1 13 13 1 1 0 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars (Policies in '000) TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 36 169 169 0 0.0 0.0 0.0 0.0 1 0 1 2010-11 70 70 2009-10 2008-09 2007-08 IndiaFirst * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars 2006-07 2005-06 43251 162 29496 302 404 75 28 451 9007 6589 2757 12839 2010-11 40363 161 30428 363 372 64 32 404 7531 4031 2555 9007 2009-10 33795 110 25264 516 306 100 35 372 5741 3431 1638 7533 2008-09 23970 17532 392 284 45 23 306 4745 2316 1321 5740 2007-08 Private Total 20479 8439 165 261 32 11 285 3545 2096 894 4746 2006-07 7200 3352 40 245 28 10 263 2408 1768 631 3545 2005-06 (Policies in '000) TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 37 285936 344 42462 0 2780 256 286 2749 226058 35392 21069 240381 2010-11 278563 291 49434 0 2789 256 265 2780 210154 32907 17003 226058 2009-10 LIC 257823 198 44682 0 2829 201 241 2789 192428 32017 14291 210154 2008-09 * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars 233941 38582 102 2909 220 300 2829 189419 20496 17487 192428 2007-08 431484 20240 0 2923 176 190 2909 179564 22959 13104 189419 2006-07 186401 3914 0 2868 293 239 2923 162951 30947 14334 179564 2005-06 329187 506 71958 302 3184 331 314 3200 235065 41981 23825 253221 2010-11 318927 453 79862 363 3161 319 296 3184 217685 36939 19558 235065 2009-10 291618 308 69946 516 3135 302 276 3161 198169 35448 15930 217687 2008-09 Total 257911 56114 494 3193 265 323 3135 194164 22812 18808 198168 2007-08 451963 28679 165 3184 208 201 3194 183109 25055 13998 194165 2006-07 193601 7266 40 3114 322 249 3186 165359 32715 14965 183109 2005-06 (Policies in '000) TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (NUMBER OF POLICIES) (Concld.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 38 205253 – 164151 2822 219 23 17 225 19098 23556 4600 38055 2010-11 200912 – 178770 2825 226 13 20 219 15195 7496 3593 19098 2009-10 198477 – 180727 2329 226 17 17 226 12998 4604 2407 15195 2008-09 168501 – 154938 339 239 10 24 226 12554 3427 2983 12998 2007-08 Bajaj Allianz * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars 95793 – 64816 – 288 20 68 239 10619 4562 2627 12554 2006-07 29805 – 18898 – 217 97 26 288 8041 5033 2455 10619 2005-06 61640 970 38236 385 – – – – 8723 16075 2748 22050 2010-11 50401 1086 40592 – – – – – 6069 4485 1831 8723 2009-10 39431 1199 32163 – – – – – 4102 2782 814 6069 2008-09 21962 – 17337 524 – – – – 3339 1555 793 4102 2007-08 Reliance 15116 – 6201 – – – – – 1767 2691 1118 3339 2006-07 TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (SUM ASSURED) 2253 – 486 – – – – – 992 1050 275 1767 2005-06 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 39 36672 – 26459 – 2 14 – 16 3146 8332 1280 10198 2010-11 30055 – 26907 – 3 2 3 2 828 2751 433 3146 2009-10 24889 – 24058 – – 3 1 3 294 703 168 828 2008-09 21659 – 21365 – – – – – 415 199 320 294 2007-08 Aviva * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars 15120 – 14282 – – – – – 201 218 4 415 2006-07 7855 – 7655 – – – – – 113 137 49 201 2005-06 130095 742 113594 704 – 1 – 1 6544 10843 2333 15054 2010-11 116924 578 109029 773 – – – – 4830 2819 1106 6544 2009-10 84551 – 78955 766 – – – – 4654 1055 879 4830 2008-09 54199 – 49545 – – – – – 5113 694 1153 4654 2007-08 Birla Sun Life 41869 – 30297 – – – – – 3933 1853 673 5113 2006-07 TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (SUM ASSURED) (Contd.) 22437 – 18505 – – – – – 2951 1381 399 3933 2005-06 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 40 110822 – 73239 377 1580 434 183 1830 29563 9024 3212 35376 2010-11 89016 – 57892 – 1502 315 237 1580 22252 10525 3232 29544 2009-10 69640 – 45479 408 1434 258 191 1502 16973 7510 2233 22251 2008-09 55885 – 37478 – 1485 95 146 1434 14253 4067 1347 16973 2007-08 HDFC Standard * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars 55144 – 21487 – 1478 105 98 1485 11801 3444 992 14253 2006-07 23636 – 10358 – 1448 109 79 1478 8153 4552 904 11801 2005-06 177188 176 127584 11585 1552 97 84 1565 27347 16214 7282 36278 2010-11 137984 112 89388 19586 1568 62 78 1552 29118 9027 10798 27347 2009-10 161595 32 95995 35085 1538 102 71 1569 21644 13433 6163 28914 2008-09 135339 – 84912 27245 1559 67 89 1538 15403 9242 3000 21644 2007-08 ICICI Prudential 98306 – 56319 4043 1560 83 85 1559 13438 3890 1925 15403 2006-07 TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (SUM ASSURED) (Contd.) 42740 – 27686 55 1557 79 76 1560 11030 4063 1655 13438 2005-06 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 41 22991 – 11253 – 360 261 22 599 8198 4435 1494 11139 2010-11 20035 – 11477 – 213 169 22 360 7253 2790 1845 8198 2009-10 18380 – 11127 – – – – – 5600 2818 1164 7253 2008-09 15099 – 9499 – – – – – 5036 1441 877 5600 2007-08 ING Vysya * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars 16605 – 4804 – – – – – 4393 1508 865 5036 2006-07 5744 – 1351 – – – – – 3580 1706 893 4393 2005-06 98623 – 48743 460 133 5 13 125 41554 16478 8737 49295 2010-11 90299 – 47876 735 139 8 14 133 40914 12296 11656 41554 2009-10 82914 – 40593 1268 145 7 13 139 29887 17517 6490 40914 2008-09 58240 – 27989 218 157 6 17 145 24525 9755 4392 29887 2007-08 Max New York 69757 – 14906 – 167 9 19 157 19191 8057 2724 24525 2006-07 TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (SUM ASSURED) (Contd.) 24533 – 5174 – 176 18 26 167 14132 7917 2858 19191 2005-06 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 42 47056 – 35064 23 15 5 1 19 9336 4803 2191 11949 2010-11 41314 – 31918 44 15 2 2 15 7198 3707 1568 9336 2009-10 36768 – 29555 – 15 3 2 15 5522 2654 978 7198 2008-09 25086 – 19550 – 15 1 2 15 5018 1396 892 5522 2007-08 Metlife * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars 19198 – 6706 – 16 2 3 15 4491 1737 1211 5018 2006-07 5747 – 1240 – 16 3 4 16 2633 2908 1049 4491 2005-06 47286 – 27295 – 224 53 17 259 8738 13250 2257 19732 2010-11 37992 – 29030 – 236 6 17 224 8479 1967 1707 8738 2009-10 33874 – 25160 – 248 7 20 236 7561 2340 1423 8479 2008-09 24678 – 16868 – 260 6 19 248 7159 1806 1403 7561 2007-08 Kotak Mahindra 25556 – 9268 – 262 7 9 260 6083 1792 716 7159 2006-07 TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (SUM ASSURED) (Contd.) 12016 – 5671 – 275 6 19 262 5351 1863 1132 6083 2005-06 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 43 87349 – 56779 5 816 43 19 840 18018 14914 3208 29725 2010-11 74754 – 55777 142 976 177 336 816 14455 5642 2080 18018 2009-10 55441 – 40010 – 526 467 17 976 10997 5035 1576 14455 2008-09 37801 – 26278 – 331 196 – 526 9155 3156 1314 10997 2007-08 SBI Life * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars 31616 – 10734 – 249 89 7 331 7254 2849 948 9155 2006-07 9557 – 2054 – 172 77 – 249 3713 4092 551 7254 2005-06 60813 2940 33626 5143 434 29 14 448 14846 5908 2097 18657 2010-11 54062 2380 31035 5367 444 9 20 434 13518 3158 1831 14846 2009-10 44209 215 25751 4281 460 14 30 444 12550 2678 1710 13518 2008-09 36345 – 18787 4548 475 26 42 460 12428 3469 3346 12550 2007-08 Tata AIG 42046 – 8504 3233 486 48 58 475 10303 4318 2193 12428 2006-07 TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (SUM ASSURED) (Contd.) 15507 – 3886 833 525 54 94 486 7216 4382 1295 10303 2005-06 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 44 4878 – 2712 – 7 3 1 10 1700 855 399 2156 2010-11 4583 – 2875 – 8 – 1 7 1454 592 345 1700 2009-10 4013 – 2551 – 8 – – 8 1085 644 275 1454 2008-09 2696 – 1604 – 8 1 1 8 568 694 176 1085 2007-08 Sahara India * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars 1699 – 392 – 8 1 1 8 289 356 77 568 2006-07 380 – 84 – 5 4 1 8 137 214 61 289 2005-06 7906 – 6020 – – – – – 989 1191 294 1886 2010-11 8533 – 7544 – – – – – 916 327 254 989 2009-10 6710 – 5794 – – – – – 1004 283 372 916 2008-09 4556 – 3552 – – – – – 1380 204 580 1004 2007-08 Shriram 4230 – 1164 – – – – – 443 1090 153 1380 2006-07 TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (SUM ASSURED) (Contd.) 443 – – – – – – – 0 443 0 443 2005-06 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 45 10058 – 6071 147 – 28 2 26 1412 3566 1164 3814 2010-11 7025 – 5487 126 – – – – 1314 1210 1112 1412 2009-10 5462 – 4148 – – – – – 582 1419 687 1314 2008-09 1164 – 582 – – – – – 65 682 165 582 2007-08 Bharti AXA * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars 312 – 175 – – – – – – 68 4 65 2006-07 – – – – – – – – – – – – 2005-06 20204 – 4708 – 1 – – 2 4179 12943 1627 15495 2010-11 9223 – 5043 – 1 1 – 1 2041 3845 1707 4179 2009-10 2933 – 891 – – 1 – 1 33 2297 288 2041 2008-09 33 – – – – – – – – 33 – 33 2007-08 Future Generali – – – – – – – – – – – – 2006-07 TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (SUM ASSURED) (Contd.) – – – – – – – – – – – – 2005-06 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 46 14370 – 3249 – – – – – 5063 6310 252 11121 2010-11 7810 – 2747 – – – – – 1026 4060 24 5063 2009-10 2682 – 1655 – – – – – 11 1017 1 1026 2008-09 74 – 64 – – – – – – 11 – 11 2007-08 IDBI Federal * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars – – – – – – – – – – – – 2006-07 – – – – – – – – – – – – 2005-06 13404 – 12374 – – – – – 366 723 59 1030 2010-11 7152 – 6786 – – – – – 59 341 34 366 2009-10 2521 – 2462 – – – – – – 59 – 59 2008-09 – – – – – – – – – – – – 2007-08 Canara HSBC – – – – – – – – – – – – 2006-07 TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (SUM ASSURED) (Contd.) – – – – – – – – – – – – 2005-06 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 47 13363 – 2965 492 – 9 – 9 3287 7274 664 9896 2010-11 4492 – 1193 – 1 12 1 12 903 2823 439 3287 2009-10 1261 – 358 – – – – – – 999 96 903 2008-09 – – – – – – – – – – – – 2007-08 Aegon Religare * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars – – – – – – – – – – – – 2006-07 – – – – – – – – – – – – 2005-06 1773 – 1250 – – – – – 114 572 164 522 2010-11 666 – 552 – – – – – 49 123 58 114 2009-10 78 – 29 – – – – – – 55 6 49 2008-09 – – – – – – – – – – – – 2007-08 DLF Pramerica – – – – – – – – – – – – 2006-07 TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (SUM ASSURED) (Contd.) – – – – – – – – – – – – 2005-06 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 48 3673 – 2931 – 1 8 – 9 230 582 79 733 2010-11 2804 – 1854 – – 669 – 669 15 273 8 280 2009-10 343 – 328 – – – – – – 15 – 15 2008-09 – – – – – – – – – – – – 2007-08 Star Union Dai-Ichi * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars – – – – – – – – – – – – 2006-07 – – – – – – – – – – – – 2005-06 2833 – 2722 – – – – – – 111 – 111 2010-11 566 – 566 – – – – – – – – – 2009-10 – – – – – – – – – – – – 2008-09 – – – – – – – – – – – – 2007-08 IndiaFirst – – – – – – – – – – – – 2006-07 TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (SUM ASSURED) (Contd.) – – – – – – – – – – – – 2005-06 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 49 1178249 4827 801025 22143 5345 1012 373 5984 212452 177960 46141 344271 2010-11 996603 4157 744339 29599 5330 1445 749 6026 177887 80256 45661 212483 2009-10 876172 1447 647791 44136 4599 879 361 5117 135496 69917 27731 177682 2008-09 663317 – 490348 32874 4530 408 339 4599 116408 41831 22743 135496 2007-08 Private Total * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars 532367 – 250055 7276 4514 364 348 4529 94206 38433 16230 116411 2006-07 202653 – 103046 888 4391 448 326 4513 68041 39741 13577 94205 2005-06 2677970 12498 178479 – 46927 11196 6525 51597 2061034 566583 192221 2435396 2010-11 2341937 10852 223125 – 46964 6281 6318 46927 1784880 454767 178613 2061034 2009-10 2037531 7217 198470 – 47269 232873 233178 46964 1485380 411205 111705 1784880 2008-09 LIC 1733328 – 196936 3744 87027 11270 51029 47269 1397468 215251 127339 1485380 2007-08 3325164 – 106381 – 63912 25460 2345 87027 1280159 239860 122551 1397468 2006-07 TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (SUM ASSURED) (Contd.) 1351392 – 7321 – 63769 8858 8715 63912 1065095 311408 96344 1280159 2005-06 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 50 3856219 17325 979504 22143 52271 12208 6899 57581 2273486 744543 238362 2779667 2010-11 * Includes New Policies issued, Old Policies reinstated/revived. ** Includes policy terminations by death, maturity, lapse, surrenders or cancellations. # Excluding linked Health Business, if any. Source: Actuarial Report and Abstract as on 31.03.2011 Business in force at end of the financial year Grand Total Business in force at end of the financial year Linked Health Business Business in force at end of the financial year Linked Business # Business in force at end of the financial year Non linked Health Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year General Annuity and Pension Business Life Business Business in force at start of the financial year Additions during the year* Deletions during the year** Business in force at end of the financial year Particulars 3338541 15008 967464 29599 52294 7726 7067 52952 1962767 535023 224274 2273517 2009-10 2913703 8664 846261 44136 51867 233753 233539 52081 1620876 481122 139436 1962562 2008-09 Industry Total 2396646 – 687284 36618 91557 11678 51368 51867 1513876 257081 150082 1620876 2007-08 3857531 – 356436 7276 68426 25824 2693 91556 1374365 278293 138781 1513879 2006-07 1554045 – 110367 888 68160 9306 9041 68425 1133136 351149 109921 1374364 2005-06 (` Crore) TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (SUM ASSURED) (Concld.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 51 431.54 18.34 113.05 250.81 91.07 Aviva Sahara Shriram Bharti AXA Future Generali 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 d. Renewal 2008-09 183.49 2918.06 38.85 237.67 1.38 3.50 11.91 109.98 666.91 543.09 51.28 197.80 650.10 286.66 170.54 255.42 435.96 61.86 519.86 1732.02 479.20 857.88 2436.27 4465.98 875.34 882.87 6082.84 1749.70 3493.54 145.35 201.59 470.87 37.00 141.57 614.78 343.70 315.41 402.77 374.62 84.24 752.18 3588.88 788.34 1289.86 3748.84 4356.00 1113.37 1202.03 6073.63 2928.34 2692.44 318.74 44.75 3.24 27.20 296.15 287.34 107.62 229.66 308.05 106.33 693.95 3441.19 1027.86 1446.21 4197.07 3230.69 958.82 1243.46 6395.52 2699.56 2266.58 526.47 93.66 160.26 20.75 105.58 713.36 283.52 200.36 437.95 223.58 90.13 1567.21 3326.71 1446.71 2662.68 5543.65 4583.52 1985.75 1603.25 9564.93 3550.68 3898.47 702.12 0.01 10.12 1.04 13.73 219.65 120.70 35.43 228.36 168.88 77.44 1570.66 2567.85 1282.61 2107.71 6536.42 2444.60 1543.58 1416.02 9746.75 2514.84 3081.19 732.00 0.00 0.00 0.00 0.00 1.28 0.00 61.60 100.49 39.18 1258.88 1319.32 701.47 1230.29 5789.33 1287.58 927.57 876.66 8107.79 1723.32 2462.86 524.61 2669.11 27040.46 31839.19 29537.74 42764.83 36419.61 26412.22 14.65 0.00 0.62 7.58 103.85 4.72 1.65 135.32 51.63 24.53 548.14 42.67 150.04 465.77 494.49 38.91 18.71 232.82 40.67 269.97 22.36 69805.28 760.57 703.35 72.03 303.38 1363.46 570.18 370.90 693.37 659.53 151.99 2087.07 5058.73 1925.91 3520.56 7979.93 9049.49 2861.09 2486.11 15647.77 5300.38 7392.01 847.47 39196.78 68258.80 201.60 480.99 38.05 155.30 834.42 464.40 350.84 631.13 543.51 161.68 2322.84 6156.72 2070.95 3397.56 10285.27 6800.60 2656.95 2618.06 15820.38 5443.18 5773.63 1050.75 47262.15 21783.06 33761.61 31327.85 31759.59 26163.84 13332.46 53542.64 59925.45 44660.31 55459.42 55595.51 45986.75 109002.07 115520.96 8361.02 261.57 353.50 5.00 21.79 5.28 173.44 8.74 3.82 112.82 42.29 54.04 265.57 30.48 81.54 796.19 535.30 19.42 187.63 113.15 40.92 216.00 6.87 2009-10 Industry Total 30.10 3.24 26.59 288.57 79.47 4.61 322.91 43.52 88.32 719.62 139.58 94.55 1141.26 1963.38 162.54 277.44 1904.66 23.29 556.22 19.06 2010-11 e. Total (c+d) 18679.43 28921.13 26868.63 162.74 233.20 35.62 138.06 602.87 228.01 398.96 102.90 172.72 54.70 669.42 2893.05 985.20 1296.16 3731.30 2736.21 919.91 1224.75 6162.70 2658.89 1996.62 504.10 261.80 41.95 757.86 1208.31 1093.95 1014.41 5960.48 2887.42 2476.44 2010-11 c. First Year (a+b) 4459.22 23398.56 23245.78 10663.35 26502.19 28086.26 15122.57 12694.60 19175.90 19574.53 2008-09 b. Single A. LINKED PREMIUM 90647.06 55949.96 44.75 3.24 27.20 296.15 288.62 107.62 291.26 408.54 145.51 1952.83 4760.51 1729.33 2676.49 9986.40 4518.27 1886.39 2120.12 14503.31 4422.89 4729.45 1051.08 34697.10 2008-09 (Premium in ` Crore) Private Total 189.58 1012.40 Reliance 405.34 339.62 Metlife IndiaFirst 763.33 Star Union Dai-ichi 1295.01 Bajaj Allianz Max New York 46.28 2502.60 SBI Life DLF Pramerica 233.72 712.79 Tata AIG 176.01 306.67 605.42 Aegon Religare 698.14 4178.18 ICICI Prudential Kotak Mahindra 113.22 3323.31 1726.41 Birla Sunlife 644.82 2952.65 2937.32 HDFC Standard IDBI Federal 3820.70 126.29 Canara HSBC 4840.47 3103.62 LIC ING Vysya 311.88 2009-10 a. Regular 2010-11 Insurer TABLE 10: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 52 70.95 275.79 Bharti AXA Future Generali 2008-09 3343.43 924.28 0.00 26.96 0.00 0.45 6.54 5.04 0.41 28.53 37.68 0.00 0.06 25.06 44.06 120.06 83.56 223.63 28.97 62.59 162.34 1.82 37.86 215.60 22.87 77.07 167.19 158.28 278.06 92.36 136.03 29.97 225.53 1302.92 227.02 1203.51 1029.55 3106.41 456.87 370.27 1779.30 330.60 565.79 515.13 819.86 12328.19 3.86 0.00 1.69 0.00 28.71 0.61 15.60 0.39 0.00 21.42 -106.29 35.62 99.15 13.28 327.26 33.54 36.92 233.69 16.22 44.78 13.41 6532.82 0.00 49.00 0.38 8.80 7.84 56.85 170.67 34.66 44.88 40.59 46.20 331.90 273.51 559.22 702.26 2684.75 208.64 131.95 260.29 31.67 565.06 323.69 4614.26 5.44 0.13 4.01 0.26 29.43 42.35 63.27 6.42 27.68 30.61 72.79 116.84 396.70 294.36 2155.95 183.85 99.56 416.31 121.29 384.53 162.49 5998.12 0.00 14.36 0.14 8.16 1.21 82.53 77.20 6.28 25.96 61.45 32.57 209.50 355.24 1088.56 600.48 755.74 667.26 119.12 453.56 46.08 1046.37 346.34 42146.49 26952.54 18475.80 30691.86 23015.92 24194.97 72838.36 49968.46 42670.77 109764.57 3794.41 14.98 61.39 0.00 1.93 15.29 7.93 2.28 21.42 89.65 0.00 1.33 30.70 12.82 191.85 12.47 2234.83 61.96 118.72 264.79 27.75 57.61 8.90 2008-09 Industry Total 5608.54 1.59 0.13 2.32 0.26 0.72 41.73 47.67 6.03 27.68 9.19 179.08 81.22 297.55 281.08 1828.69 150.31 62.65 182.62 105.07 164.05 7.29 2009-10 8984.76 0.00 22.04 0.38 8.36 1.30 40.59 229.45 439.16 179.67 69.36 97.95 29.85 339.74 149.07 2010-11 Private Total 22.87 46.38 Shriram 154.21 29.97 Star Union Dai-ichi 224.20 Aviva Sahara IndiaFirst 1272.22 Reliance 22.87 51.81 214.20 Metlife DLF Pramerica 170.26 1011.66 75.14 6.13 1017.08 Bajaj Allianz Max New York Aegon Religare 7.20 871.59 SBI Life 150.35 46.14 394.92 Tata AIG 151.89 306.84 251.55 IDBI Federal 618.70 1514.51 ICICI Prudential Kotak Mahindra Canara HSBC 2461.12 302.86 Birla Sunlife 507.45 401.73 HDFC Standard 314.79 507.84 2009-10 99957.83 4578.32 0.00 0.38 0.02 1.55 0.19 49.87 20.01 3.94 22.89 48.33 8.98 116.27 191.55 903.76 432.19 618.68 628.19 118.04 448.08 30.80 666.41 268.21 95379.51 2010-11 d. Renewal 33161.73 21344.01 14681.40 27348.43 22091.64 23375.11 60510.16 43435.65 38056.51 103766.45 2008-09 c. First Year (a+b) 2009-10 2009-10 b. Single B. NON-LINKED PREMIUM 2010-11 2010-11 a. Regular ING Vysya LIC Insurer 2010-11 2009-10 e. Total (c+d) 2008-09 (Premium in ` Crore) 18326.31 37.86 229.96 23.01 85.23 168.40 240.82 355.26 98.65 161.99 91.42 258.10 1512.42 582.26 2292.07 1630.02 3862.15 1124.13 489.40 2232.86 376.68 1612.16 861.47 11111.14 0.00 49.38 0.40 10.36 8.03 106.72 190.68 38.60 67.76 88.91 55.18 448.17 465.06 1462.98 1134.45 3303.43 836.83 249.99 708.37 62.47 1231.47 591.90 8547.47 5.44 0.13 4.01 0.26 30.35 44.99 69.15 27.64 60.95 40.04 172.03 267.32 1180.77 638.12 2693.83 861.11 223.07 852.91 148.92 835.24 391.21 88467.64 182602.93 149926.29 131138.41 3933.21 0.00 0.00 0.00 0.00 0.92 2.64 5.88 21.21 33.27 9.43 99.24 150.48 784.06 343.76 537.88 677.26 123.51 436.60 27.63 450.72 228.72 84534.43 164276.61 138815.16 122590.94 2008-09 TABLE 10: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 2009-10 2008-09 2010-11 2009-10 b. Single 2008-09 269.00 405.09 2029.27 5692.69 856.98 1107.71 3374.19 2312.09 1774.99 553.81 2284.63 655.74 48.30 159.43 321.76 366.86 263.58 796.71 251.14 69.15 343.79 428.21 Birla Sunlife ICICI Prudential Kotak Mahindra Tata AIG SBI Life Bajaj Allianz Max New York Metlife Reliance Aviva Sahara 53 Shriram Bharti AXA Future Generali IDBI Federal Canara HSBC Aegon Religare DLF Pramerica Star Union Dai-ichi IndiaFirst 3488.97 18.51 0.00 2.30 7.58 132.57 5.33 17.25 135.71 51.63 45.95 441.85 78.28 249.19 479.04 821.75 72.45 55.63 466.51 56.89 314.75 35.78 39368.65 704.77 758.69 74.15 274.87 817.29 444.95 448.61 347.78 571.99 91.83 745.39 3034.94 706.22 2061.39 3465.82 7572.39 1332.21 1253.14 7862.14 2080.30 4059.33 660.49 87012.35 38372.01 201.59 519.87 37.38 150.37 622.62 400.56 486.08 437.43 419.50 124.83 798.37 3920.78 1061.85 1849.08 4451.10 7040.74 1322.01 1333.98 6333.92 2960.01 3257.51 642.43 71521.90 63929.55 60714.15 49803.65 62451.45 49179.76 37527.43 126381.00 109893.91 3842.34 38.85 264.63 1.38 3.95 18.45 115.02 9.15 32.35 150.50 42.29 54.10 290.62 74.54 201.60 879.75 758.93 48.39 250.22 275.49 42.75 273.62 15.77 Industry Total 276.56 414.90 5.00 23.73 20.57 181.37 81.75 26.03 412.55 43.52 89.65 750.31 152.40 286.40 1153.73 4198.21 224.50 396.16 2169.45 51.04 720.28 26.35 27664.19 34529.67 30663.04 11704.46 31.69 3.37 28.91 288.83 184.21 144.63 275.68 178.76 82.38 678.61 3072.13 1066.42 1593.72 4012.39 4564.89 1070.22 1287.39 6345.32 2763.96 2336.36 653.18 2009-10 Private Total 162.74 255.24 36.00 146.42 604.17 285.53 476.93 82.53 744.28 3630.15 987.31 1647.47 3571.35 6281.82 1273.62 1083.77 6058.43 2917.26 2983.89 3339.05 HDFC Standard 626.66 634.13 2010-11 2008-09 2010-11 2009-10 d. Renewal 2008-09 2010-11 2009-10 e. Total (c+d) 2008-09 (Premium in ` Crore) 48762.94 93.66 174.62 20.89 113.74 714.57 366.05 277.55 444.23 249.54 151.58 1599.79 3536.21 1801.95 3751.24 6144.13 5339.25 2653.01 1722.37 10018.49 3596.76 4944.85 1048.46 40997.93 0.01 10.50 1.07 15.28 219.83 170.56 55.44 232.30 191.77 125.77 1579.64 2684.12 1474.16 3011.46 6968.61 3063.28 2171.76 1534.07 10194.83 2545.65 3747.60 1000.22 30345.43 0.00 0.00 0.00 0.00 2.20 2.64 67.48 121.70 72.45 1268.31 1418.56 851.94 2014.35 6133.09 1825.46 1604.83 1000.17 8544.39 1750.95 2913.58 753.33 88131.60 798.43 933.31 95.04 388.61 1531.86 811.00 726.16 792.02 821.52 243.41 2345.17 6571.15 2508.17 5812.63 9609.95 12911.64 3985.22 2975.51 17880.63 5677.07 9004.17 1708.95 79369.94 201.60 530.37 38.44 165.65 842.45 571.12 541.51 669.73 611.27 250.59 2378.01 6604.90 2536.01 4860.54 11419.71 10104.03 3493.78 2868.05 16528.75 5505.66 7005.10 1642.65 64497.44 50.19 3.37 31.21 296.41 318.97 152.60 360.41 436.17 206.47 1992.87 4932.54 1996.64 3857.26 10624.52 7212.10 2747.50 2343.19 15356.22 4571.80 5564.69 1442.28 87331.09 165223.99 155553.34 134454.39 291604.99 265447.25 221785.47 34152.01 50.19 3.37 31.21 296.41 316.78 149.97 292.93 314.47 134.01 724.56 3513.98 1144.70 1842.91 4491.43 5386.64 1142.67 1343.03 6811.83 2820.85 2651.11 688.95 53179.08 116461.05 114555.41 104108.96 203473.40 186077.31 157288.04 c. First Year (a+b) C. TOTAL OF LINKED AND NON-LINKED PREMIUM (A+B) 36265.36 26184.48 19140.61 50746.99 45337.42 34038.47 2010-11 a. Regular ING Vysya LIC Insurer TABLE 10: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Concld.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 54 11.46 Aegon Religare 2730.42 3747.96 Private Total Grand Total 26.23 141.63 Canara HSBC IndiaFirst 6.84 16.51 IDBI Federal 4.93 3.78 11.67 29.27 4.30 29.83 Bharti AXA Future Generali DLF Pramerica 5.43 4.31 8.25 28.41 Sahara Shriram Star Union Dai-ichi 3.04 63.49 Aviva 3.44 3.91 3.45 4.16 10.39 2.90 3.18 2.79 2.29 44.11 141.31 Reliance 5.84 3.57 3.37 2.63 5.65 Metlife 205.70 Max New York 4.45 402.87 83.71 138.77 Kotak Mahindra Tata AIG 284.50 411.24 ICICI Prudential SBI Life 4.85 299.62 4.43 327.33 Birla Sunlife 2.31 2.60 HDFC Standard Bajaj Allianz Traditional 2010-11 2241.20 0.69 10.92 4.79 10.44 10.17 50.12 84.11 9.61 13.05 13.83 37.55 373.49 43.21 334.20 331.98 268.19 107.51 46.45 149.44 80.96 149.48 111.01 20.50 14532.33 54.92 97.45 72.84 50.70 52.32 93.30 24.78 12.18 75.64 68.52 37.37 62.84 27.45 50.52 38.10 46.15 60.03 56.35 64.31 73.35 78.73 68.65 14.98 7.65 12291.13 7.97 12.23 1.81 4.75 20.83 12.25 6.04 20.81 23.68 9.74 8.06 15.13 14.55 24.69 7.42 14.58 20.37 6.94 9.56 9.49 6.69 21.49 9.27 12.86 7.48 4971.61 26.92 40.19 9.72 21.91 151.80 66.63 95.78 39.43 41.46 22.08 101.04 514.80 87.32 539.90 616.47 671.05 246.28 130.17 560.68 380.58 476.81 130.58 79.50 18280.29 45.08 2.55 27.16 49.30 47.68 6.70 75.22 87.82 24.36 31.48 62.63 37.16 72.55 49.48 61.90 53.85 39.97 43.65 35.69 26.65 21.27 31.35 85.02 92.35 13308.68 ULIP Traditional 2009-10 Total (Commission in ` Crore) 6.27 5.64 3.37 4.31 10.23 5.64 9.91 8.22 13.19 4.98 5.05 9.07 4.31 7.83 3.48 9.29 6.41 5.20 6.18 4.37 3.14 6.70 5.30 7.95 6.54 6376.55 4895.41 14.56 33.82 4.24 11.73 203.10 22.73 72.02 62.12 62.35 12.83 151.38 542.50 231.96 273.42 803.43 534.39 230.69 160.83 561.91 510.61 337.33 57.46 1481.14 5.52 7.17 7.22 7.03 11.14 7.55 24.34 4.89 20.53 9.84 11.47 7.93 6.52 8.81 11.20 8.05 7.81 7.86 8.68 6.14 3.55 9.38 5.84 5.47 3.13 1048.31 0.00 5.46 0.05 0.63 0.26 21.46 57.44 1.14 4.14 10.86 6.91 85.36 60.55 147.79 159.13 131.78 50.16 7.09 41.06 5.59 188.17 63.30 35.32 11677.48 82.36 100.00 86.09 98.86 94.87 99.87 51.43 55.63 98.20 93.78 54.16 95.63 86.41 79.30 64.91 83.47 80.22 82.14 95.78 93.19 98.92 64.19 47.58 12.23 10629.17 0.13 7.79 9.43 0.00 11.06 12.28 5943.72 14.56 39.28 4.29 12.36 203.37 44.19 129.45 63.26 66.49 23.68 158.29 6.80 7.49 7.22 7.41 11.15 7.46 24.14 7.74 23.91 9.45 10.88 9.45 6.66 9.51 11.53 292.51 627.85 8.67 8.43 6.59 8.04 5.85 3.65 9.38 7.50 7.35 6.51 421.21 962.57 666.17 280.85 167.92 602.97 516.20 525.50 120.76 64.68 18054.03 17.64 0.00 13.91 1.14 5.13 3.27 6.12 48.57 44.37 1.80 6.22 45.84 4.37 13.59 20.70 35.09 16.53 19.78 17.86 4.22 6.81 1.08 35.81 52.42 87.77 12110.31 20.11 30.12 2.95 6.11 12.21 12.53 19.05 13.02 10.10 14.03 3.99 5.99 2.84 5.77 8.94 15.28 10.69 7.66 % To % To Commis- % To Tra% To Total % of % of Commission ULIP Total sion ditional Total CommisTotal Total Premium CommisPremium Commission ComCommission sion sion mission To Total To Total Premium Premium Total % To % To Commis- % To Tra% To Total ULIP Total sion ditional Total CommisPremium CommisPremium Commission sion sion 19.56 1017.55 Commission ULIP ING Vysya LIC Insurer TABLE 11: LINKED AND NON-LINKED COMMISSION OF LIFE INSURERS HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 TABLE 12: INDIVIDUAL DEATH CLAIMS OF LIFE INSURERS Particulars NUMBER OF POLICIES 2010-11 2009-10 2008-09 2007-08 2006-07 15892 16915 14548 11985 11468 Claims intimated / booked (B) 835642 745520 626072 565337 615564 Total Claims (C=A+B) 851534 762435 640620 577322 627032 Claims paid (D) Claims pending at start of year (A) 813932 726109 605128 553408 604178 Claims repudiated (E) 17350 14693 12781 9027 10869 Claims written back (F) 3837 5741 5796 339 0 16415 15892 16915 14548 11985 Claims pending at end of year (G=C-D-E-F) (Benefit Amount in ` Crore) Particulars AMOUNT OF BENEFIT PAID 2010-11 2009-10 2008-09 2007-08 2006-07 286.32 242.84 206.66 250.07 222.19 Claims intimated / booked (B) 8000.08 6298.20 5072.36 4375.88 4611.02 Total Claims (C=A+B) 8286.40 6541.04 5279.02 4625.95 4833.20 Claims paid (D) 7595.24 5958.13 4798.22 4235.00 4444.74 Claims repudiated (E) 336.24 244.77 179.59 152.66 138.39 Claims written back (F) 48.52 51.83 58.36 31.64 0.00 306.40 286.31 242.84 206.66 250.07 Claims pending at start of year (A) Claims pending at end of year (G=C-D-E-F) 55 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 TABLE 13: GROUP DEATH CLAIMS OF LIFE INSURERS Particulars NUMBER OF POLICIES 2010-11 2009-10 2008-09 2007-08 1872 2148 2229 2351 Claims intimated / booked (B) 434329 307003 261909 160486 Total Claims (C=A+B) 436201 309151 264138 162837 Claims paid (D) Claims pending at start of year (A) 421930 305739 260507 159333 Claims repudiated (E) 2404 1520 1412 1241 Claims written back (F) 266 20 71 34 11601 1872 2148 2229 Claims pending at end of year (G=C-D-E-F) (Benefit Amount in ` Crore) Particulars AMOUNT OF BENEFIT PAID 2010-11 2009-10 2008-09 2007-08 22.56 29.50 41.54 33.07 Claims intimated / booked (B) 2095.45 1649.27 1341.50 1081.24 Total Claims (C=A+B) 2118.01 1678.77 1383.04 1114.31 Claims paid (D) 2059.82 1634.37 1327.48 1053.86 Claims repudiated (E) 19.87 20.92 24.08 18.29 Claims written back (F) 0.61 0.89 2.00 0.58 37.71 22.58 29.49 41.57 Claims pending at start of year (A) Claims pending at end of year (G=C-D-E-F) 56 8 4 0 68 91 to 180 Days 181 Days to 1 Year More than 1 Year Total Claims Settled 24 0 1 2 10 11 2009-10 1.96 0.76 1.17 0.16 0.00 4.05 Within 30 Days of Intimation 32 to 90 Days 92 to 180 Days 182 Days to 1 Year More than 1 Year Total Claims Settled 2010-11 57 1.07 0.00 0.05 0.30 0.20 0.53 2009-10 Aegon Religare 24 31 to 90 Days Particulars 32 2010-11 Aegon Religare Within 30 Days of Intimation Particulars – – – 36.08 0.87 0.25 0.95 5.76 – 28.25 – 2010-11 1906 25 16 32 219 1614 2010-11 – 2008-09 – – – – – – 2008-09 25.37 0.37 0.24 0.43 2.50 21.83 2009-10 Aviva 1635 10 13 23 115 1474 2009-10 Aviva 23980 61 345 1388 6717 15469 2010-11 22.38 0.33 0.99 2.54 4.43 14.09 2008-09 326.84 1.02 7.65 26.52 103.56 188.09 2010-11 294.92 1.10 5.88 50.87 143.85 93.22 2009-10 Bajaj Allianz 20316 46 215 2964 9524 7567 2009-10 Bajaj Allianz BENEFIT AMOUNT PAID 1032 23 41 102 185 681 2008-09 NUMBER OF POLICIES 174.42 0.76 2.14 17.07 73.84 80.61 2008-09 10484 55 127 889 3863 5550 2008-09 11.52 0.00 0.55 2.67 4.79 3.51 2010-11 686 0 19 101 218 348 2010-11 108 – 1 28 55 24 2008-09 7.57 0.01 0.31 1.94 3.73 1.59 2009-10 Bharti AXA 3.11 – 0.02 0.96 1.68 0.46 2008-09 ( Amount in ` crore) 382 1 9 69 147 156 2009-10 Bharti AXA TABLE 14: DURATION WISE SETTLEMENT OF DEATH CLAIMS – INDIVIDUAL CATEGORY HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 15 1 1 91 to 180 Days 181 Days to 1 Year More than 1 Year 58 0.48 0.03 0.05 92 to 180 Days 182 Days to 1 Year More than 1 Year 185.96 17.31 Total Claims Settled 168.09 32 to 90 Days 2010-11 Within 30 Days of Intimation Particulars 9307 204 31 to 90 Days Total Claims Settled 9086 2010-11 Within 30 Days of Intimation Particulars 102.76 0.01 0.14 1.62 59.11 0.34 0.78 1.69 34.28 22.01 71.75 2008-09 2457 6 10 65 640 1736 2008-09 29.25 2009-10 Birla Sunlife 5275 1 5 16 577 4676 2009-10 Birla Sunlife 36 0 1 6 19 10 2009-10 9.07 0.12 1.74 2.04 2.92 2.26 2010-11 1.15 0.00 0.05 0.17 0.72 0.22 2009-10 5 – – – 2 3 2008-09 42 0 2 6 18 16 2010-11 0.20 – – – 0.06 0.14 2008-09 0.49 0.00 0.02 0.10 0.18 0.20 2010-11 0.48 0.00 0.00 0.00 0.47 0.00 2009-10 DLF Pramerica 4 0 0 0 2 2 2009-10 DLF Pramerica BENEFIT AMOUNT PAID Canara HSBC 201 3 18 49 77 54 2010-11 Canara HSBC NUMBER OF POLICIES – – – – – – 2008-09 – – – – – – 2008-09 10.92 0.47 2.48 3.53 3.61 0.83 2010-11 17 – – 4 11 2 2008-09 3.61 0.00 0.21 1.08 1.85 0.47 2009-10 0.62 – – 0.20 0.35 0.07 2008-09 ( Amount in ` crore) 176 0 6 54 78 38 2009-10 Future Generali 629 7 101 210 238 73 2010-11 Future Generali TABLE 14: DURATION WISE SETTLEMENT OF DEATH CLAIMS – INDIVIDUAL CATEGORY (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 211 39 15 91 to 180 Days 181 Days to 1 Year More than 1 Year 3497 29 115 314 1062 1977 2009-10 48.92 20.38 8.17 1.16 1.95 80.58 32 to 90 Days 92 to 180 Days 182 Days to 1 Year More than 1 Year Total Claims Settled 2010-11 59 66.58 1.33 3.28 14.43 37.83 1.17 5.10 8.15 8.88 14.53 26.95 2008-09 2549 40 190 352 753 1214 2008-09 20.59 2009-10 HDFC Standard Within 30 Days of Intimation Particulars 4369 720 31 to 90 Days Total Claims Settled 3384 2010-11 HDFC Standard Within 30 Days of Intimation Particulars 14479 30 462 1016 2231 10740 2009-10 201.68 8.43 19.63 23.81 31.96 117.85 2010-11 218.04 0.87 8.34 15.56 28.01 165.25 2009-10 9298 10 178 573 1263 7274 2008-09 272 0 2 0 0 270 2010-11 101.69 0.20 3.10 12.79 22.30 63.30 2008-09 5.59 0.00 0.08 0.00 0.00 5.51 2010-11 2.70 0.00 0.00 0.38 0.88 1.44 2009-10 IDBI Federal 104 0 0 17 28 59 2009-10 IDBI Federal BENEFIT AMOUNT PAID ICICI Prudential 15160 308 280 765 1637 12170 2010-11 ICICI Prudential NUMBER OF POLICIES 0.19 – – 0.05 0.08 0.06 2008-09 12 – – 2 7 3 2008-09 2.23 0.00 0.00 0.00 0.00 2.23 2010-11 155 0 0 0 0 155 2010-11 – – – – – – 2008-09 0.07 0.00 0.00 0.00 0.00 0.07 2009-10 IndiaFirst – – – – – – 2008-09 ( Amount in ` crore) 7 0 0 0 0 7 2009-10 IndiaFirst TABLE 14: DURATION WISE SETTLEMENT OF DEATH CLAIMS – INDIVIDUAL CATEGORY (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 177 27 2 91 to 180 Days 181 Days to 1 Year More than 1 Year 16.53 7.08 3.66 1.07 0.06 28.41 32 to 90 Days 92 to 180 Days 182 Days to 1 Year More than 1 Year Total Claims Settled 2010-11 Within 30 Days of Intimation Particulars 2075 525 31 to 90 Days Total Claims Settled 1344 2010-11 Within 30 Days of Intimation Particulars 60 24.91 0.11 1.48 4.07 17.18 0.08 1.52 5.64 2.66 7.29 9.25 2008-09 1180 39 168 344 420 209 2008-09 10.01 2009-10 ING Vysya 1720 9 72 234 543 862 2009-10 ING Vysya 1983 6 3 465 431 1078 2009-10 57.49 0.67 0.89 13.08 19.77 23.09 2010-11 55.91 0.09 0.05 13.25 10.30 32.23 2009-10 1002 15 35 247 319 386 2008-09 7033 52 68 235 2585 4093 2010-11 16.21 0.23 0.43 4.08 5.87 5.60 2008-09 148.04 1.25 1.73 6.03 61.94 77.09 2010-11 78.07 0.00 2.48 20.84 35.55 19.19 2009-10 Max NewYork 3943 0 75 943 1632 1293 2009-10 Max NewYork BENEFIT AMOUNT PAID Kotak Mahindra 2411 5 10 443 596 1357 2010-11 Kotak Mahindra NUMBER OF POLICIES 66.74 0.68 4.20 14.37 39.01 8.48 2008-09 3545 43 280 793 2097 332 2008-09 54.51 0.02 0.25 12.57 15.59 26.08 2010-11 1565 1 14 148 446 956 2010-11 422 7 22 79 132 182 2008-09 40.50 0.04 2.26 8.12 20.42 9.66 2009-10 MetLife 17.13 0.25 1.81 3.35 5.21 6.50 2008-09 ( Amount in ` crore) 1111 2 52 220 444 393 2009-10 MetLife TABLE 14: DURATION WISE SETTLEMENT OF DEATH CLAIMS – INDIVIDUAL CATEGORY (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 9 More than 1 Year SBI Life Star Union Shriram 3204 15 13 30 73 3073 503 69 79 165 155 35 Sahara 461 29 103 171 146 12 198 67 88 30 12 1 6022 35 45 294 1443 4205 3262 20 108 404 965 1765 SBI Life BENEFIT AMOUNT PAID 8249 2 8 139 1528 6572 234 0 6 48 122 58 Star Union 35 0 1 15 18 1 – – – – – – 876 10 66 240 365 195 312 3 25 76 138 70 Shriram ( Amount in ` crore) 461 9 18 143 168 123 61 1.56 0.15 6.15 0.24 0.20 119.46 92 to 180 Days 182 Days to 1 Year More than 1 Year Total Claims Settled 62.68 79.61 2.37 12.85 78.90 33.97 Within 30 Days of Intimation 35.06 0.21 0.28 0.59 1.74 32.24 4.49 0.61 0.78 1.37 1.31 0.42 4.73 0.33 1.23 1.78 1.31 0.08 1.78 0.62 0.73 0.23 0.19 0.01 138.84 0.29 0.27 4.58 38.80 94.90 92.44 1.02 1.41 7.05 28.51 54.45 46.99 0.31 2.03 7.61 16.04 21.00 2.86 0.00 0.08 0.88 1.47 0.44 0.61 0.00 0.01 0.16 0.43 0.02 – – – – – – 11.63 0.27 0.94 3.51 5.06 1.86 5.47 0.14 0.17 1.85 1.99 1.32 4.12 0.09 0.60 0.90 1.74 0.78 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 Reliance Life 7797 7 58 32 to 90 Days Particulars 13254 5 229 181 Days to 1 Year 681 2685 31 to 90 Days 91 to 180 Days 72 6979 Total Claims Settled Sahara NUMBER OF POLICIES 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 Reliance Life 10326 Within 30 Days of Intimation Particulars TABLE 14: DURATION WISE SETTLEMENT OF DEATH CLAIMS – INDIVIDUAL CATEGORY (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 40.49 15.37 5.06 0.40 0.04 61.36 32 to 90 Days 92 to 180 Days 182 Days to 1 Year More than 1 Year Total Claims Settled 2010-11 3428 Within 30 Days of Intimation Particulars Total Claims Settled 2 More than 1 Year 106 91 to 180 Days 7 674 31 to 90 Days 181 Days to 1 Year 2639 2010-11 Within 30 Days of Intimation Particulars 62 52.00 0.00 0.00 6.04 28.36 0.07 0.07 3.48 9.78 14.96 26.09 2008-09 1652 12 4 89 744 803 2008-09 19.87 2009-10 Tata AIG 2732 0 0 92 935 1705 2009-10 Tata AIG 1502.10 16.30 40.40 126.32 391.60 927.48 2010-11 96403 572 1117 4715 19753 70246 2010-11 1158.58 5.57 29.14 152.31 372.52 599.04 2009-10 40739 355 1290 4107 11679 23308 2008-09 717529 8025 26954 45041 84312 553197 2010-11 633.12 5.35 23.81 83.69 231.33 288.94 2008-09 6093.14 68.50 228.67 378.43 709.46 4708.08 2010-11 BENEFIT AMOUNT PAID Private Total 72200 214 1254 7130 20234 43368 2009-10 Private Total NUMBER OF POLICIES 4799.55 40.07 260.93 445.83 707.60 3345.12 2009-10 LIC 653909 5440 35203 60148 95463 457655 2009-10 LIC 4165.10 41.72 291.49 504.84 828.03 2499.02 2008-09 564389 4840 39502 69544 111874 338629 2008-09 7595.24 84.80 269.07 504.75 1101.06 5635.56 2010-11 605128 5195 40792 73651 123553 361937 2008-09 5958.13 45.64 290.07 598.14 1080.12 3944.16 2009-10 4798.22 47.07 315.30 588.53 1059.36 2787.96 2008-09 ( Amount in ` crore) 726109 5654 36457 67278 115697 501023 2009-10 Industry Total 813932 8597 28071 49756 104065 623443 2010-11 Industry Total TABLE 14: DURATION WISE SETTLEMENT OF DEATH CLAIMS – INDIVIDUAL CATEGORY (Concld.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 0 2 More than 1 Year Total Claims Settled 1 0 0 Bajaj Allianz Bharti AXA Birla Sunlife – – – – – – 10502 7 4 10 46 10435 Aviva 4550 3 7 12 62 4466 2759 4 4 30 67 2654 38988 80 212 633 4545 33518 13300 42 109 230 1628 11291 Bajaj Allianz BENEFIT AMOUNT PAID 98040 43 75 1767 7882 88273 59 0 3 9 26 21 Bharti AXA 19 0 0 0 10 9 6 – – 1 1 4 540 – – 4 44 492 ( Amount in ` crore) 900 0 0 1 34 865 Birla Sunlife 1247 0 0 1 12 1234 63 0.00 0.00 0.00 0.00 0.00 0.08 91 to 180 Days 181 Days to 1 Year More than 1 Year Total Claims Settled 0.00 0.00 0.00 0.00 0.03 0.05 Within 30 Days of Intimation 31 to 90 Days – – – – – – 25.79 0.02 0.01 0.02 0.10 25.64 11.53 0.01 0.03 0.02 0.37 11.10 6.49 0.02 0.02 0.06 0.69 5.70 150.73 0.16 0.45 2.75 14.66 132.71 66.05 0.21 0.71 2.02 11.47 51.65 43.64 0.18 0.50 1.00 4.67 37.29 0.51 0.00 0.02 0.26 0.18 0.05 0.53 0.00 0.00 0.00 0.41 0.12 0.04 – – 0.00 0.00 0.03 15.87 0.00 0.00 0.01 0.07 15.80 11.07 0.00 0.00 0.01 0.61 10.45 7.72 – – 0.02 2.29 5.41 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 Aegon Religare 0 181 Days to 1 Year 0 0 1 0 1 1 31 to 90 Days Particulars Aviva NUMBER OF LIVES 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 Aegon Religare 91 to 180 Days Within 30 Days of Intimation Particulars TABLE 15: DURATION WISE SETTLEMENT OF DEATH CLAIMS – GROUP CATEGORY HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 – 18 More than 1 Year Total Claims Settled 64 More than 1 Year – – 0.18 – – – 0.01 91 to 180 Days – – – 0.02 0.14 Within 30 Days of Intimation Total Claims Settled Future Generali HDFC Standard ICICI Prudential – – – – – – – – – – – – DLF Pramerica – – – – – – – – – – – 2236 36 82 357 1028 733 96 Future Generali – 6 20 41 29 BENEFIT AMOUNT PAID 7618 2 11 17 23 7565 286 – – – – 286 HDFC Standard 283 1 0 3 279 212 1 2 4 6 199 1104 – 6 36 64 998 ( Amount in ` crore) 1863 4 13 54 99 1693 ICICI Prudential 3976 1 11 125 943 2896 – – – – – – – – – – – – – – – – – – – – – – – 16.72 0.01 0.10 1.06 1.10 14.45 17.20 2.39 2.46 4.08 3.39 4.88 1.96 – 0.14 0.33 1.45 0.04 2.78 – – 0.02 2.77 2.36 – – – – 2.36 2.71 0.04 0.12 0.13 0.20 2.22 45.06 – 0.95 1.88 11.90 30.34 33.34 0.30 0.55 2.40 3.58 26.51 22.34 – 0.34 1.37 2.91 17.72 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 31 to 90 Days 181 Days to 1 Year – – – Canara HSBC 1 181 Days to 1 Year – – 3 4 – 10 31 to 90 Days Particulars DLF Pramerica NUMBER OF LIVES 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 Canara HSBC 91 to 180 Days Within 30 Days of Intimation Particulars TABLE 15: DURATION WISE SETTLEMENT OF DEATH CLAIMS – GROUP CATEGORY (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 – 918 More than 1 Year Total Claims Settled 65 – 0.79 – More than 1 Year – – 181 Days to 1 Year 0.04 – – – 0.04 91 to 180 Days 0.79 – Total Claims Settled ING Vysya Kotak Mahindra Max NewYork 5 – – – – 5 307 – – – 5 302 IndiaFirst – – – – – – – – – – – – 230 1 2 22 75 130 97 ING Vysya – – 13 30 54 BENEFIT AMOUNT PAID 166 1 1 27 70 67 1157 34 8 122 265 728 Kotak Mahindra 2426 6 1 118 270 2031 729 23 36 139 207 324 434 12 65 128 198 31 ( Amount in ` crore) 10421 – 2 112 945 9362 Max NewYork 45084 25 352 1127 2411 41169 – – – – – – 1.73 – – – 0.07 1.67 – – – – – – – – – – – – 1.52 0.01 – 0.16 0.48 0.87 3.46 0.01 0.01 0.32 1.13 2.00 1.65 – – 0.15 0.64 0.86 44.88 0.07 0.03 2.28 10.63 31.87 35.62 0.65 0.17 2.75 7.00 25.05 18.68 0.36 0.88 3.35 5.54 8.54 73.42 0.04 0.47 1.57 5.22 66.12 19.87 – – 0.20 1.85 17.82 6.16 0.07 0.81 1.87 2.76 0.65 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 31 to 90 Days Within 30 Days of Intimation 49 – – IDBI Federal – 181 Days to 1 Year – – – – 49 918 31 to 90 Days Particulars IndiaFirst NUMBER OF LIVES 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 IDBI Federal 91 to 180 Days Within 30 Days of Intimation Particulars TABLE 15: DURATION WISE SETTLEMENT OF DEATH CLAIMS – GROUP CATEGORY (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 0 More than 1 Year Sahara SBI Life Shriram 617 21 28 42 91 435 1869 2 2 9 36 1820 Reliance Life 1145 1 0 0 42 1102 995 5 3 8 37 942 7 0 0 1 5 1 Sahara BENEFIT AMOUNT PAID 17 0 0 0 3 14 5 – – – 2 3 11936 8 8 86 906 10928 SBI Life 25817 201 75 163 989 24389 16387 172 169 402 1292 14352 1232 0 0 0 82 1150 2 – – – – 2 Shriram ( Amount in ` crore) 82 0 0 1 15 66 66 0.11 0.02 0.29 0.05 0.00 46.28 91 to 180 Days 181 Days to 1 Year More than 1 Year Total Claims Settled 25.82 0.50 1.91 0.66 23.28 45.28 Within 30 Days of Intimation 17.83 0.28 0.52 1.21 3.49 12.33 26.36 0.01 0.00 0.00 1.71 24.65 25.59 0.01 0.01 0.18 1.61 23.76 20.61 0.03 0.16 0.27 0.56 19.59 0.05 0.00 0.00 0.00 0.00 0.05 0.03 0.00 0.00 0.00 0.02 0.00 0.03 – – – 0.02 0.01 178.54 1.41 0.46 3.53 24.49 148.65 170.32 5.98 1.35 3.72 23.52 135.74 151.63 3.87 3.60 6.31 26.23 111.62 20.03 0.00 0.00 0.00 0.25 19.79 1.89 0.00 0.00 0.00 0.33 1.56 0.08 – – – – 0.08 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 MetLife 954 1 9 31 to 90 Days Particulars 2551 8 181 Days to 1 Year 110 40 111 31 to 90 Days 91 to 180 Days 33 801 Total Claims Settled Reliance Life NUMBER OF LIVES 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 MetLife 2392 Within 30 Days of Intimation Particulars TABLE 15: DURATION WISE SETTLEMENT OF DEATH CLAIMS – GROUP CATEGORY (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 Tata AIG Private Total LIC Industry Total 0 202 More than 1 Year Total Claims Settled Star Union 16 0 1 – – – – – – 1069 0 20 59 95 895 Tata AIG 809 6 6 122 269 406 912 222 97 113 184 296 90254 368 419 1650 8489 79328 38200 502 525 1170 3892 32111 Private Total BENEFIT AMOUNT PAID 188798 95 504 3477 12882 171840 233132 48 601 1445 2909 228129 LIC 215485 12 142 85 202 215044 222307 6 5 801 1769 219726 260507 508 530 1971 5661 251837 ( Amount in ` crore) 305739 380 561 1735 8691 294372 Industry Total 421930 143 1105 4922 15791 399969 67 0.04 0.00 0.66 0.33 0.00 1.79 91 to 180 Days 181 Days to 1 Year More than 1 Year Total Claims Settled 0.04 0.41 0.20 0.13 0.60 0.20 Within 30 Days of Intimation 31 to 90 Days – – – – – – 13.20 0.00 0.44 0.82 3.03 8.91 13.96 0.05 0.08 2.32 6.58 4.94 20.76 2.57 2.15 4.15 6.40 5.48 666.31 1.74 3.30 15.30 74.94 571.04 439.08 9.63 5.52 18.72 63.92 341.29 0.30 3.31 5.59 19.84 0.23 2.23 0.93 1.99 0.07 0.07 5.77 29.11 2.04 6.61 20.89 94.78 9.86 7.75 19.65 65.91 7.50 9.30 25.99 86.97 970.13 1935.51 1531.19 1197.72 322.33 1393.51 1195.28 1005.15 2059.82 1634.36 1327.48 7.43 9.23 20.22 57.86 227.59 1364.47 1189.90 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 9 181 Days to 1 Year 8 2 19 16 5 158 31 to 90 Days Particulars Star Union NUMBER OF LIVES 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 91 to 180 Days Within 30 Days of Intimation Particulars TABLE 15: DURATION WISE SETTLEMENT OF DEATH CLAIMS – GROUP CATEGORY (Concld.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 68 Total (Pension & General Annuity & Group Fund) Investments Approved Investments State Govt & Other Approved Securities Central Govt – Securities 2009 2008 2007 2006 2005 2004 45894.15 (10.76) 18152.70 (25.68) 27215.01 (73.38) 91261.86 (27.51) 311668.71 151489.89 111629.43 (105.73) (35.71) (93.84) 25871.42 21272.87 21448.05 (21.61) (-0.82) (126.66) 337540.14 172762.76 133077.48 (95.37) (29.82) (98.48) 53351.21 46918.58 (13.71) (2.23) 23591.16 18434.55 (27.97) (1.55) 66684.57 48598.49 (37.21) (78.57) 143626.93 113951.62 (26.04) (24.86) 57587.24 (146.09) 9462.56 (280.460 67049.80 (159.00) 41434.52 (13.80) 14443.79 (-0.31) 15696.40 (19.14) 71574.70 (11.71) 23401.01 (247.62) 2487.12 (212.58) 25888.13 (243.92) 36410.66 (17.01) 14488.56 (23.71) 13174.69 (10.94) 64073.91 (17.13) 6731.78 (326.77) 795.66 (617.24) 7527.45 (345.86) 31116.51 (26.76) 11712.11 (36.70) 11876.01 (12.97) 54704.63 (25.39) 1577.38 (505.83) 110.93 (1900.27) 1688.31 (534.82) 24546.62 (51.20) 8567.91 (67.60) 10512.76 (13.14) 43627.30 (42.40) 2011 58.81 13.28 27.91 100.00 Life Fund Pension & Group Fund ULIP Fund TOTAL 100.00 60.79 11.69 27.52 2010 100.00 68.71 12.44 18.85 2009 100.00 70.71 11.91 17.37 2008 100.00 77.06 11.85 11.10 2007 100.00 81.53 13.15 5.31 2006 100.00 85.48 12.77 1.76 2005 100.00 87.15 12.37 0.48 2004 SHARE OF EACH FUND IN TOTAL ASSETS UNDER MANAGEMENT (As on 31st March) Particulars 2003 2002 2001 265.91 5.55 260.36 30638.05 9291.53 5112.19 16234.34 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 307095.57 269091.17 250793.31 233664.31 201678.32 170433.39 144665.52 123704.98 128813.10 47512.68 (14.12) (7.30) (7.33) (15.86) (18.33) (17.81) (16.94) (-3.97) (171.11) 113644.46 88755.04 67045.41 45644.64 43799.61 39474.78 30028.12 23380.50 3364.38 52523.95 (28.02) (32.38) (46.89) (4.21) (10.96) (31.46) (28.43) (594.54) (-93.59) 85674.54 66673.33 63262.13 69836.78 49638.45 45521.01 38636.84 32962.63 20740.87 24886.86 (28.49) (5.39) (-9.41) (40.69) (9.05) (17.82) (17.21) (58.93) (-16.66) 190398.99 153870.47 118338.70 86360.96 75373.71 84412.93 77132.81 42703.36 60928.74 50502.28 (23.73) (30.02) (37.03) (14.58) (-10.71) (9.44) (80.62) (-29.91) (20.65) 34477.30 51260.39 42190.44 30048.61 26698.56 26377.73 16845.63 6897.04 16521.65 18583.83 (-32.74) (21.50) (40.41) (12.55) (1.22) (56.59) (144.24) (-58.25) (-11.10) 731290.86 629650.40 541629.99 465555.30 397188.65 366219.85 307308.91 229648.52 230368.74 194009.60 (16.14) (16.25) (16.34) (17.21) (8.46) (19.17) (33.82) (-0.31) (18.74) 2010 (` Crore) 100.00 88.14 11.76 0.10 2003 100.00 100.00 0.00 0.00 2002 100.00 100.00 0.00 0.00 2001 (Per Cent) 1430117.6 1212457.93 916364.78 765969.33 604179.80 487150.69 428451.93 352624.52 260552.48 230368.74 194009.60 (17.95) (32.31) (19.63) (26.78) (24.02) (13.70) (21.50) (35.34) (13.10) (18.74) 371898.63 (19.32) 27217.13 (5.20) 399115.76 (18.24) 67575.74 (26.66) 32375.68 (37.23) 89975.83 (34.92) 189927.26 (32.23) Note: Figure in the bracket indicates the growth over the previous year in per cent. GRAND TOTAL Total (ULIP Funds) Other than Approved Investments (OTAI) ULIP Funds Approved Investments Pension & General Annuity Fund Total (Life Fund) Other than Approved Investments (OTAI) Approved Investments Infrastructure Investments State Govt & Other Approved Securities 353376.05 (15.07) 141357.66 (24.38) 89180.75 (4.09) 215000.98 (12.92) 42159.12 (22.28) 841074.55 (15.09) Life Fund Central Govt – Securities 2011 Particulars TABLE 16: ASSETS UNDER MANAGEMENT OF LIFE INSURERS (As on 31st March) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 69 150.71 1525.35 1969.50 700.00 293.96 1052.00 1994.88 1428.46 700.00 1464.88 325.00 510.29 1841.00 1969.57 1165.84 232.00 1000.00 175.00 250.00 1953.50 23656.85 Bajaj Allianz Bharti AXA Birla Sun Life Canara HSBC DLF Pramerica Future Generali HDFC Standard ICICI Prudential IDBI Federal ING Vysya IndiaFirst Kotak Mahindra Max New York MetLife Reliance Sahara SBI Life Shriram Star Union Dai-ichi TATA AIG Private Total 23661.85 21020.00 5.00 21015.00 1920.50 250.00 125.00 1000.00 232.00 1164.65 1774.79 1838.82 510.29 200.00 1019.15 450.00 1428.14 1968.00 702.00 221.30 500.00 1969.50 1131.35 150.71 1888.80 570.00 2010 Note: "–" indicates the company has not started its operation. Industry Total 5.00 2004.90 Aviva LIC 950.00 2011 Aegon Religare Insurer 18254.77 5.00 18249.77 1519.50 150.00 125.00 1000.00 232.00 1162.33 1580.00 1782.43 510.29 – 12296.42 5.00 12291.42 870.00 – 125.00 1000.00 232.00 1147.70 761.08 1032.43 480.27 – 790.00 200.00 1019.15 1401.11 450.00 1271.00 185.00 – – 1274.50 366.11 150.71 1004.50 – 2008 1427.26 1795.82 468.50 137.05 400.00 1879.50 668.43 150.71 1491.80 300.00 2009 8124.41 5892.05 5.00 5887.05 8119.41 5.00 447.00 – 125.00 425.00 157.00 331.00 235.00 557.43 244.58 – 490.00 – 1185.00 620.00 – – – 460.00 1.10 150.23 458.70 – 2006 547.00 – 125.00 500.00 157.00 664.00 530.00 732.43 330.35 – 690.00 – 1312.30 801.26 – – – 671.50 150.00 150.37 758.20 – 2007 4352.81 5.00 4347.81 321.00 – – 350.00 157.00 217.10 235.00 466.08 211.76 – 325.00 – 925.00 320.00 – – – 350.00 – 150.07 319.80 – 2005 TABLE 17: EQUITY SHARE CAPITAL OF LIFE INSURERS (As on 31st March) 3243.71 5.00 3238.71 231.00 – – 175.00 157.00 160.00 160.00 346.08 151.26 – 245.00 – 675.00 255.50 – – – 290.00 – 150.07 242.80 – 2004 2234.13 5.00 2229.13 185.00 – – 125.00 – 125.00 110.00 255.00 131.30 – 170.00 – 425.00 218.00 – – – 180.00 – 150.03 154.80 – 2003 1669.00 5.00 1664.00 185.00 – – 125.00 – 125.00 110.00 250.00 101.00 – 110.00 – 190.00 168.00 – – – 150.00 – 150.00 – – 2002 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 70 1.58 1.87 7.07 3.63 2.16 5.06 1.59 2.61 1.63 3.06 3.26 6.90 2.45 3.24 1.80 2.19 1.63 4.00 2.50 2.91 1.92 1.66 1.79 7.47 2.52 2.22 4.87 1.55 2.69 1.67 2.82 3.37 7.43 3.04 3.05 1.92 1.62 1.97 7.36 2.38 2.25 4.70 1.58 2.75 1.69 3.04 3.11 5.01 3.64 3.09 2.02 1.80 1.88 2.76 3.38 2.23 3.78 2.86 4.26 3.55 2.62 2.24 4.39 2.99 3.44 4.18 1.54 2.11 7.46 2.69 2.17 4.50 1.86 2.79 1.65 3.22 1.79 5.27 4.05 2.90 1.80 2.34 1.67 2.58 2.11 1.68 2.68 5.12 2.66 June March 2010 2010 1.66 1.80 7.77 2.61 2.52 4.51 1.91 3.05 1.65 1.90 1.82 7.77 4.91 2.89 1.95 2.32 1.74 3.89 1.75 1.86 2.59 5.59 2.07 1.72 2.05 7.66 2.63 2.64 4.33 2.22 3.07 1.82 2.22 2.32 – 5.33 2.57 2.14 2.25 1.59 3.26 1.96 2.58 2.53 5.23 1.93 December September 2009 2009 1.74 1.91 7.89 2.91 2.73 4.04 2.25 3.02 1.76 2.43 2.96 – 5.67 2.54 2.32 1.99 1.53 4.45 1.94 2.16 2.35 3.61 2.14 2.55 1.54 2.51 2.53 3.05 2.92 3.60 2.50 2.27 3.23 – 3.25 2.91 4.04 3.96 2.61 2.27 2.69 3.58 2.18 – 2.10 2.77 3.18 2.47 1.56 7.37 2.58 2.54 2.58 3.78 1.94 3.04 2.26 – 6.11 2.31 2.58 3.17 1.71 5.74 2.44 2.07 2.62 5.91 1.93 June March December 2009 2009 2008 Note: “–” indicates that the company has not started its operation. Source : Actuarial Report and Abstract as on 31.03.2011 & 31.03.2010 and respective quarterly Solvency Statements. LIC 1.54 2.16 TATA AIG Public Insurer 6.70 Star Union Dai-ichi 4.82 Sahara India 2.04 1.66 Reliance 3.96 2.67 Kotak Mahindra SBI Life 1.69 Metlife India Shriram 3.65 Max New York 3.27 ICICI Prudential 3.00 1.72 HDFC Standard ING Vysya 2.21 Future Generali 6.60 2.53 DLF Pramerica 6.36 3.07 Canara HSBC IDBI Federal 2.89 Birla Sun IndiaFirst 2.14 Bharti AXA 3.37 4.13 5.40 2.86 Aviva 2.74 3.22 March December September 2011 2010 2010 Bajaj Allianz Aegon Religare Private Insurers INSURERS TABLE 18: SOLVENCY RATIO OF LIFE INSURERS (At the end of the Quarter) 1.79 2.64 – 2.98 2.71 4.21 2.83 2.31 1.73 2.02 1.66 – 2.63 1.99 3.09 2.62 1.77 4.44 2.10 2.42 1.99 5.45 2.65 September 2008 2.02 2.93 – 2.74 1.99 4.23 2.57 1.85 2.06 2.66 1.74 – 3.13 2.04 2.85 2.47 – 5.48 2.00 2.50 2.16 2.67 – 1.52 2.50 – 2.85 3.30 4.32 1.65 2.41 1.70 2.25 2.36 – 3.45 1.74 2.38 2.94 – – 2.37 2.73 2.34 4.29 – 1.50 2.59 – 2.74 1.78 2.68 1.62 1.64 1.73 2.08 2.87 – – 1.53 2.05 – – – 1.80 1.96 2.45 6.31 – 1.30 2.70 – 2.20 2.90 2.70 2.00 1.80 1.70 2.00 2.30 – – 1.60 2.90 – – – 2.00 – 2.80 2.80 – June March March March 2008 2008 2007 2006 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 71 Note: Figure in bracket represents negative value Premiums earned – net (a) Premium (b) Reinsurance ceded (c) Reinsurance accepted Income from Investments (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/Gain on revaluation/change in fair value (e) Amortization of Premium/Discount on Investments (f) Appropriation/Expropriation Adjustment Account Unrealised Gains/Loss Other Income Transfer from Shareholders' Account Unit Linked Recoveries TOTAL (A) Commission Operating Expenses related to Insurance Business Provision for doubtful debts Bad debts written off Provision for Tax Provisions (other than taxation) (a) For diminution in the value of investments (Net) (b) Others TOTAL (B) Benefits Paid (Net) Interim Bonuses Paid Change in valuation of liability in respect of life policies (a) Gross (b) Amount ceded in Reinsurance (c) Amount accepted in Reinsurance (d) Transfer to Linked Fund(Fund Reserve) TOTAL (C) SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) Prior Period Items Balance at the beginning of the year Transfer from Linked Fund (Lapsed Policies) Surplus available for appropriations APPROPRIATIONS Transfer to Shareholders’ Account Fund for future appropriations (Reserve for lapsed unit linked policies unlikely to be revived) Balance being funds for future appropriations-Policyholders Balance being funds for future appropriations-Shareholders Balance transferred to Balance Sheet TOTAL (D) Particulars 31838 – 34053 – 29872155 1211031 1224582 (104530) – 362529 50455 – 12256 2756324 7913066 100354 11722395 – – 7276923 27012738 103092 – – – 103092 103092 – – – – 103092 29927263 1330868 1698028 (44141) – 397318 35345 – (6868) 3410550 11124119 110533 14595689 – – 572611 26402951 113762 – – – 113762 113762 – – – – 113762 – 92912 – 92912 – 10771117 – – 1472001 17568156 92912 – – – 92912 20028065 1003324 906429 27311 – 334848 93177 – 1909 2366998 5247814 77223 5658279 508993 (190329) (1699371) – – 6719788 1017242 (192374) 3694853 – – 7766669 1842358 (234862) 209195 – – – 8098 – 15728804 (10091) (57) 2008-09 18607731 (9492) 352 2009-10 20347340 (11936) 401 2010-11 – – – 82959 82959 – 8955640 – – 3663043 18381025 82959 – – – 82959 20636298 956810 830932 13568 – 351046 15791 – 4167 2172314 5655033 107309 113522 – – 4799879 1108636 (163831) (107288) 14978999 (8795) 355 2007-08 – – – 75781 75781 – 7394339 – – 2364517 15227074 75781 – – – 75781 17442476 916907 708584 41167 – 466582 12233 – (5851) 2139622 5328646 139571 96011 – 4057240 767174 (145943) (110232) – – 12782284 (4167) 109 LIC 2006-07 – – – 62177 62177 – 6926623 – – 1062908 11411965 62177 – – – 62177 13214688 709492 604156 20976 – 396775 4036 – 5110 1740546 3392711 29724 134128 – 3547864 610719 (153943) – – – 9079222 (3454) 151 2005-06 – – – 69660 69660 – 6016358 – – 378623 9258555 69660 – – – 69660 11239274 624517 598718 109937 – 561925 16480 – (518) 1911059 2844045 19529 99382 – 3297750 430727 (96922) – – – 7512729 (4295) (97) 2004-05 TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT – – – 54813 54813 – 4838442 – – – 7254178 54813 – – – 54813 9308890 573384 504233 50849 – 150628 720805 – – 1999899 2392375 23362 11250 – 2721569 349699 (86694) – – – 6316760 (3831) 137 2003-04 – – – 48810 48810 – 4010200 – – – 6084875 48810 – – – 48810 8098781 499861 462109 26541 – 125862 – 26077 824646 1965097 2053039 21635 35533 – 2507983 128251 (33223) – – – 5462849 (2794) 182 2002-03 – 350218 – 1215687 43325 822144 3403227 – – – 5170429 1215687 – – – – 7378007 451791 426040 17987 – 86817 – 8397 859 991891 1747664 19538 12464 – 2286190 112377 (13618) – – – 4982191 (1676) 79 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 72 Note: Figure in bracket represents negative value Premiums earned – net (a) Premium (b) Reinsurance ceded (c) Reinsurance accepted Income from Investments (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/Gain on revaluation/change in fair value (e) Amortization of Premium/Discount on Investments (f) Appropriation/Expropriation Adjustment Account Unrealised Gains/Loss Other Income Transfer from Shareholders' Account Unit Linked Recoveries TOTAL (A) Commission Operating Expenses related to Insurance Business Provision for doubtful debts Adjustment related to previous year Bad debts written off Provision for Tax Provisions (other than taxation) (a) For diminution in the value of investments (Net) (b) Others TOTAL (B) Benefits Paid (Net) Interim Bonuses Paid Change in valuation of liability in respect of life policies (a) Gross (b) Amount ceded in Reinsurance (c) Amount accepted in Reinsurance (d) Transfer to Linked Fund(Fund Reserve) TOTAL (C) SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) Prior Period Items Balance at the beginning of the year Transfer from Linked Fund (Lapsed Policies) Surplus available for appropriations APPROPRIATIONS Transfer to Shareholders’ Account Fund for future appropriations (Reserve for lapsed unit linked policies unlikely to be revived) Balance being funds for future appropriations-Policyholders Balance being funds for future appropriations-Shareholders Balance transferred to Balance Sheet TOTAL (D) Particulars 3135 219 16213 – – 60 17846 1236 27825 – – – – – – 29118 50 – 44073 2191 40631 12 121 – (23787) (23666) 194 (29843) (29649) (29649) 30888 (29649) 12633 (289) – – 12394 (23666) – – – (23666) – – – 31468 (779) 42834 199 – 2974 136 864 (191) 490 39 29 – – – 615 1394 (774) 1181 116 69 5 – (15432) (15427) – – 2096 (41) – – 2071 (15427) – – – (15427) – – 16492 15 – 15 13 (39) 35 4 – – – – 16565 (86) – 38861 (363) 3121 (13) – AEGON RELIGARE 2010-11 2009-10 2008-09 22528 2033 20495 22528 208574 22528 89610 (86) 66977 118976 74 – 298080 10104 56873 20129 (658) 24740 27862 (4922) (1748) 234517 (1839) 2010-11 2752 – – 2803 51 258208 (397) – – 320967 2803 – – – 2803 – – – – – 86848 63094 62 410618 15829 71019 – 237801 (1651) – – 18282 10085 (5027) 114670 – 456 – – 36002 2009-10 6243 – – 6296 – 53 91519 (391) – – 111296 6296 – – – 6296 – – 93174 20116 52 – 588 210766 15196 77390 – 51984 15240 2242 (3249) (53158) – – – 199287 (1580) – 2008-09 2548 – – 2595 – 48 115514 (239) – – 133337 2595 – – – 2595 – – 89977 18031 32 – 579 225909 21797 67601 – 22615 9913 4041 (525) 1297 – – – 189815 (1247) – 2007-08 583 – – 622 – 39 68796 (177) – – 75738 622 – – – 622 – – 61052 7092 27 – 417 137412 17886 42749 – 14916 4733 554 (239) 3442 – – – 114723 (717) – AVIVA 2006-07 1707 – – 1733 – 26 45193 (89) – – 46864 1733 – – – 1733 – – 36087 1755 5 – 272 84684 10317 25498 – 15095 1916 576 (17) 7421 – – – 60027 (334) – 2005-06 TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) – – – – – – 16829 (186) – – 17164 – – – – – – – 18950 522 – – – 36114 4593 14357 – 9637 498 183 (85) 843 – – – 25342 (305) – 2004-05 – – – – – – 4368 (7) – – 4437 – – – – – – – 11886 77 – – – 16324 1936 9950 – 7678 116 248 (4) 177 – – – 8150 (40) – 2003-04 – – – – – – 839 (3) – – 842 – – – – – – – 5050 6 – – – 5892 210 4841 – 4480 49 31 (6) – – – – 1347 (8) – 2002-03 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 73 Note: Figure in bracket represents negative value. Premiums earned – net (a) Premium (b) Reinsurance ceded (c) Reinsurance accepted Income from Investments (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/Gain on revaluation/change in fair value (e) Amortization of Premium/Discount on Investments (f) Appropriation/Expropriation Adjustment Account Unrealised Gains/Loss Other Income Transfer from Shareholders' Account Unit Linked Recoveries TOTAL (A) Commission Operating Expenses related to Insurance Business Provision for doubtful debts Adjustment related to previous year Bad debts written off Provision for Tax Provisions (other than taxation) (a) For diminution in the value of investments (Net) (b) Others TOTAL (B) Benefits Paid (Net) Interim Bonuses Paid Change in valuation of liability in respect of life policies (a) Gross (b) Amount ceded in Reinsurance (c) Amount accepted in Reinsurance (d) Transfer to Linked Fund(Fund Reserve) TOTAL (C) SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) Prior Period Items Balance at the beginning of the year Transfer from Linked Fund (Lapsed Policies) Surplus available for appropriations APPROPRIATIONS Transfer to Shareholders’ Account Fund for future appropriations (Reserve for lapsed unit linked policies unlikely to be revived) Balance being funds for future appropriations-Policyholders Balance being funds for future appropriations-Shareholders Balance transferred to Balance Sheet TOTAL (D) Particulars 52448 10237 – – 62684 10237 11056 105388 93551 11837 105388 446956 1027151 84095 122952 – – 1434932 1821007 40961 – 10720 11004 62685 81533 241544 498467 196 10720 – – 21044 415 9908 73692 – – 311113 460461 11550 – 9494 – 21044 – – 1577 – – 294311 75651 5 – – 6531 – – 279951 263020 104 19239 1352790 61647 160658 869 3167 41288 45921 (217401) (191895) – – – 11910 16391 – 766322 105155 187579 – 64538 334710 (49701) 643474 – – – 2816 6945 – 2141918 96257 177163 – 93783 349772 (38265) (14053) 1062452 (2345) – 2008-09 1141971 (2835) – 2009-10 960995 (3477) 2010-11 9494 – – (6849) (327) (16016) 39161 – – 576733 701062 19803 – 6709 (675) 25837 – – 933 – – 351053 85140 27 19586 90009 (15526) (30084) – – – 7211 29518 – 1071918 149686 200434 – 972531 (1327) – 2007-08 6709 – – 19433 313 12411 26699 – – 261752 358324 13788 – 5645 – 19433 – 731 – – – 202701 69854 20 11533 37146 (10550) (10366) – – – 3728 9724 – 574812 94668 107302 – 534524 (926) – 5645 – – 6822 – 1177 19123 – – 155761 240244 6182 – 640 – 6822 – 410 – – – 83278 65348 12 2111 1066 (53) – – – – 2902 10855 – 329704 34187 48681 – 313358 (536) – BAJAJ 2006-07 2005-06 640 – – 640 – – 64169 – – – 69823 (265) – 904 – 640 – – – – – 36130 5651 3 856 24 (37) – – – – 530 4512 – 105688 14584 21439 107 100168 (364) – 2004-05 TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) 904 – – 904 – – 7459 – – – 7738 493 – 411 – 904 – – – – – 18281 278 1 318 134 – – – – – 135 4000 – 26512 5044 13237 – 22080 (155) – 2003-04 – (16) 411 395 – – 2749 – – – 2785 395 – – – 395 – – – – – 7914 36 – 117 32 – – – – – 83 4000 – 11095 1242 6672 – 6917 (56) – 2002-03 – – 16 16 – – 341 – – – 341 (2384) – 2400 – – – – – – – 2746 – – – – – – – – – – – – 703 235 2511 – 714 (11) – 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 74 Note: Figure in bracket represents negative value Premiums earned – net (a) Premium (b) Reinsurance ceded (c) Reinsurance accepted Income from Investments (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/Gain on revaluation/change in fair value (e) Amortization of Premium/Discount on Investments (f) Appropriation/Expropriation Adjustment Account Unrealised Gains/Loss Other Income Transfer from Shareholders' Account Unit Linked Recoveries TOTAL (A) Commission Operating Expenses related to Insurance Business Provision for doubtful debts Adjustment related to previous year Bad debts written off Provision for Tax Provisions (other than taxation) (a) For diminution in the value of investments (Net) (b) Others TOTAL (B) Benefits Paid (Net) Interim Bonuses Paid Change in valuation of liability in respect of life policies (a) Gross (b) Amount ceded in Reinsurance (c) Amount accepted in Reinsurance (d) Transfer to Linked Fund (Fund Reserve) TOTAL (C) SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) Prior Period Items Balance at the beginning of the year Transfer from Linked Fund (Lapsed Policies) Surplus available for appropriations APPROPRIATIONS Transfer to Shareholders’ Account Fund for future appropriations (Reserve for lapsed unit linked policies unlikely to be revived) Balance being funds for future appropriations-Policyholders Balance being funds for future appropriations-Shareholders Balance transferred to Balance Sheet TOTAL (D) Particulars (` Lakh) 34771 3873 56587 – – – 306 – – 60766 262 – 244 695 87263 6326 66071 – – – – – – 72397 893 – 1388 6661 97292 3943 60151 – – – – – – (28343) (47729) (41515) – – – – – – – – (28343) (47729) (41515) – – 30851 60 – 36852 1264 29494 – – – 93 246 25080 5980 (39) – – 6001 – – – – – 547 1215 46 45 (20) (359) – – 11841 (27) – 61979 15385 (277) (126) – – – – 61541 62595 15520 (28343) (47729) (41515) – – – – – – (28343) (47729) (41515) 57268 (121) 64094 4394 165 789 6546 (639) 12648 – 236 2182 11204 (2999) (49) 252 55 (304) (2941) – – 66973 (229) – 79202 (463) 36041 (93) – 550566 (8029) – 2368 6198 – – – – – – 48762 15855 32907 624 316927 – (321) – 64 – 624 510108 – 48762 – – – – 48762 – – 8690 158347 – 193437 – 9314 717217 56 38058 8607 120348 – – – 27 (59) 73 8467 16947 – – 18438 1491 – 683250 (7599) – – 789529 18438 – – – 18438 – – 184295 113878 – 992261 51620 132675 – – – – 1435 47975 1002 49410 317 15473 1610 7019 690 6762 4501 511 (243) – – – 91547 (1388) – – – 57961 12484 – – – 40571 7379 – 10308 – – 13169 2862 – 2585 – – 5192 2607 – – – – – – – – – – – – – 212457 275170 139681 117714 (1235) (2893) (1326) (1107) – – – – – – – – 275865 315245 150838 123986 13169 5192 – – – – – – – – – – – – – – 13169 – – – – – – – 173670 101011 64644 42968 – – – – – – – – 69100 (688) – – 71714 – – – – – – – 30666 3303 – 462705 421448 208800 164557 102380 48179 33555 20138 15964 12922 124876 67073 37587 24393 17744 – – – – – – – – – – – – – – – 615 383 237 214 – 1709 76399 8880 8395 (2314) 17660 (75) – 457180 325713 176617 125566 (5517) (3406) (3101) (2184) – – – – 3 77156 52157 38845 25045 15771 1 159965 241291 32790 63154 22877 – (38949) (34109) (111613) (10228) (5541) (5) (47785) 141402 (27083) (29177) (13550) – (1194) (426) (6) (65) (63) – – – – – 778 567707 (2) (8250) – – – – – – – 40377 (633) – – 40516 – – – – – – – 22226 772 – 62743 7779 14446 1 – – – 193 8216 1312 128 (91) – – – 53754 (770) – – – – – – – 9782 (665) – – 9219 – – – – – – – 11859 102 – 21079 2951 8907 1 – – – 15 6770 287 22 (6) – – – 14392 (403) – – – – – – – 1943 (56) – – 1917 – – – – – – – 5256 30 – 7174 440 4816 – – – – 2 – 61 26 (1) 4406 – – 2826 (146) – BHARTI AXA BIRLA SUN LIFE 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 75 Note: Figure in bracket represents negative value. Premiums earned – net (a) Premium (b) Reinsurance ceded (c) Reinsurance accepted Income from Investments (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/Gain on revaluation/change in fair value (e) Amortization of Premium/Discount on Investments (f) Appropriation/Expropriation Adjustment Account Unrealised Gains/Loss Other Income Transfer from Shareholders' Account Unit Linked Recoveries TOTAL (A) Commission Operating Expenses related to Insurance Business Provision for doubtful debts Adjustment related to previous year Bad debts written off Provision for Tax Provisions (other than taxation) (a) For diminution in the value of investments (Net) (b) Others TOTAL (B) Benefits Paid (Net) Interim Bonuses Paid Change in valuation of liability in respect of life policies (a) Gross (b) Amount ceded in Reinsurance (c) Amount accepted in Reinsurance (d) Transfer to Linked Fund (Fund Reserve) TOTAL (C) SURPLUS/ (DEFICIT) (D) =(A)–(B)–(C) Prior Period Items Balance at the beginning of the year Transfer from Linked Fund (Lapsed Policies) Surplus available for appropriations APPROPRIATIONS Transfer to Shareholders’ Account Fund for future appropriations (Reserve for lapsed unit linked policies unlikely to be revived) Balance being funds for future appropriations–Policyholders Balance being funds for future appropriations–Shareholders Balance transferred to Balance Sheet TOTAL (D) Particulars 84245 (254) – 1873 4207 (258) 16645 230 – 26114 132800 20337 19235 – – – – – – 39571 433 – 92818 (23) – – 93229 – – – – – – – – – – – 153186 (621) – 5205 10907 (2633) (2608) 268 – 19760 183465 15180 26045 – – – – – – 41225 609 – 141690 (59) – – 142240 – – – – – – – – – – – CANARA HSBC 2010-11 2009-10 – – – – – – 24507 – – – 24571 – – – – – – – 25599 64 – 50170 10565 14893 – – – 141 – 21086 197 144 (129) (742) – – 29641 (27) – 2008-09 – – – – – 5491 – – – 5584 – – – – – – – 15761 93 – 21345 972 14788 – – – – – 11450 176 156 (31) 105 (0) 14 9504 (30) – – – – – – 2921 – – – 2896 – – – – – – – 11000 (25) – 13896 429 10571 – – – – – 9794 9 44 43 (19) 186 3844 (4) – DLF PRAMERICA 2010-11 2009-10 – – – – – – 259 – – – 259 – – – – – – – 4097 – – 4356 8 4055 – – – 34 – 4015 – 4 1 (2) 3 337 (0) – 2008-09 – – – – – – 58813 – – – – – 54968 (159) 109499 9578 41108 – – – – – – – 50686 4005 146 32778 3214 4160 (543) (1858) – – 72616 (1013) – 2010-11 TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) – – – – – – 37223 – – – 38621 – – – – – 95712 11044 46047 – – – – – – – 57091 1398 – 207 36837 1325 1100 (131) 2890 – – 54151 (667) – – – – – – – 11867 (258) – – 11829 – – – – – – – 29522 220 – 41351 2204 27186 – – – 132 11 26341 120 53 (52) 80 – – 15260 (463) – FUTURE GENERALI 2009-10 2008-09 – – – – – – 134 (54) – – 119 – – – – – – – 3325 39 – 3444 4 3309 – – – 12 11 3372 4 – – – – – 249 (192) – 2007-08 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 76 Note: Figure in bracket represents negative value Premiums earned – net (a) Premium (b) Reinsurance ceded (c) Reinsurance accepted Income from Investments (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/Gain on revaluation/change in fair value (e) Amortization of Premium/Discount on Investments (f) Appropriation/Expropriation Adjustment Account Unrealised Gains/Loss Other Income Transfer from Shareholders' Account Unit Linked Recoveries TOTAL (A) Commission Operating Expenses related to Insurance Business Provision for doubtful debts Adjustment related to previous year Bad debts written off Provision for Tax Provisions (other than taxation) (a) For diminution in the value of investments (Net) (b) Others TOTAL (B) Benefits Paid (Net) Interim Bonuses Paid Change in valuation of liability in respect of life policies (a) Gross (b) Amount ceded in Reinsurance (c) Amount accepted in Reinsurance (d) Transfer to Linked Fund (Fund Reserve) TOTAL (C) SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) Prior Period Items Balance at the beginning of the year Transfer from Linked Fund (Lapsed Policies) Surplus available for appropriations APPROPRIATIONS Transfer to Shareholders’ Account Fund for future appropriations (Reserve for lapsed unit linked policies unlikely to be revived) Balance being funds for future appropriations-Policyholders Balance being funds for future appropriations-Shareholders Balance transferred to Balance Sheet TOTAL (D) Particulars 62142.17 94552 (16419) 428328 (458) 4136.49 3028 35594 1306468 52549 150904 – – – – – – 203454 133789 37 952640 (2546) – – 1083920 19094 – – – 19094 4729 – 5329 9036 – 19094 92041 187150 (13780) (57712) 905 (3021) 1730 20057 1122841 47681 149521 – – – – – – 197202 283091 51 639045 (3246) 918942 6698 – – – 6698 4463 14903 4271 (16939) 6698 700510 (4947) – 2009-10 900417 (4946) – 2010-11 2850 5864 – 16664 7950 – 134542 6028 – – 208745 16664 – – – 16664 – – 219159 68127 – 444568 42489 176007 – – – 663 3555 61490 44518 20341 (54725) (182065) (383) – 556469 (4632) – 2008-09 1875 – – 7038 5163 – 378072 1029 – – 429286 7038 – – – 7038 – – 137049 50146 39 573373 35126 101298 – – – 626 3247 32482 27694 34152 (11230) 5835 (569) – 485856 (4095) – 2007-08 339 – – 339 – – 226253 (1411) – – 242299 339 – – – 339 – – 79025 17454 3 321662 20993 57674 – – – 358 2330 14504 15895 10434 (4119) 1014 (658) – 285587 (3324) – 255 – – 255 – – 152476 (1192) – – 155772 255 – – – 255 – – 52150 4483 4 208176 12033 39849 – – – 268 2327 13970 6897 9449 (150) 21590 (602) – 156991 (2296) – HDFC STANDARD 2006-07 2005-06 – – – – – – – – – – – – – – – – – – – – 21644 (999) – – 20916 – – 13688 270 2 34604 3871 9817 – – – – (83) 2864 1424 1428 (11) – – – 29776 (794) – 2003-04 50465 (2527) – – 49512 – – 30384 1572 2 79896 7309 23075 – – – – 96 9547 – 2671 1087 (1139) 340 68663 (1371) – 2004-05 – – (321) (321) – – 12291 (706) – – 11641 (321) – – – (321) – – 8950 55 – 20270 1977 6973 – – – – 528 46 – – – – – (64) 5355 14882 (477) – 2002-03 TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) – 273 – 298 25 – 3070 (379) – – 2694 298 – – – – – – 4788 3 – 7780 662 4126 – – – – 107 5 – – – – – 4461 3346 (139) – 2001-02 522 522 522 76520 522 76131 15782 388 92825 2692 13090 72 8923 1065 1593 (99) 1141 349 79843 (62) 2 – – 2 – – 17472 – – – 17488 2 – – – 2 25769 1456 6822 – – – – – – – 8278 17 – 33 55 (4) 413 – – – 18 5095 – 20160 INDIAFIRST 2010-11 2009-10 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 77 Note: Figure in bracket represents negative value 426105 (684) – 20293 23161 (6271) 105135 – – – 47 23067 590854 28339 72500 – – – 610 – – 101450 20947 – 467452 – – – 488398 1006 – – – 1006 759 – 248 – – 1006 791299 (1617) – 38054 54231 (13857) 17386 – 3092 – 16 75800 964403 52551 152296 – – – 1226 – – 206073 72750 – 671979 – – – 744729 13601 – – – 13601 3461 – 10141 – – 13602 3175 – – 3175 – – 201373 – – – 211492 3176 – – – 3176 – – 63947 10120 – 278614 17796 46151 – – – – 9579 2251 (283) 7722 – – – 10 23335 236382 (382) – – – – – – – 24843 – – 63734 89393 – – – – – – – 39546 816 – 128939 9562 28728 – – – 1257 2656 2315 (20) (115) – – – 1690 23677 98928 (191) – – – – – – – 18723 – – 19881 38920 – – – – – – – 21159 316 – 60078 3776 17383 – – – – 1863 626 – – – – – 17 15838 41762 (28) – – – – (10643) (12417) 1774 12825 – – 725 13615 (10643) – – – – – – 8967 65 – 11939 1447 8485 – – – (965) 170 117 – – – – – 18 – 11637 (3) – ICICI PRUDENTIAL 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 Premiums earned – net 1788063 1652875 1535622 1356106 (a) Premium (b) Reinsurance ceded (6365) (5292) (3803) (2430) (c) Reinsurance accepted – – – – Income from Investments 190214 136165 114414 63572 (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments 1338224 393183 157903 190333 (c) (Loss on sale/ redemption of investments) (695719) (63470) (329367) (26177) (d) Transfer/Gain on revaluation/change in fair value – – – 63249 (e) Amortization of Premium/Discount on Investments – – – – (f) Appropriation/Expropriation Adjustment Account (1648) (2702) 160 1341 Unrealised Gains/Loss (207918) 1294821 (557821) – Other Income 1028 735 381 313 Transfer from Shareholders' Account 13590 52550 94857 160635 Unit Linked Recoveries 2419469 3458864 1012345 1806942 TOTAL (A) Commission 56068 60297 69999 81097 Operating Expenses related to Insurance Business 218739 256915 274059 291994 Provision for doubtful debts – – – – Adjustment related to previous year – – – – Bad debts written off – – – – Provision for Tax 9219 (305) 2114 2896 Provisions (other than taxation) (a) For diminution in the value of investments (Net) – – – – (b) Others – – – – TOTAL (B) 284026 316907 346172 375987 Benefits Paid (Net) 1059117 720999 220656 201487 Interim Bonuses Paid 56 5 5 6 Change in valuation of liability in respect of life policies 1015510 2291183 424219 1196952 (a) Gross (b) Amount ceded in Reinsurance – – – – (c) Amount accepted in Reinsurance – – – – (d) Transfer to Linked Fund (Fund Reserve) – – – – TOTAL (C) 2074682 3012187 644880 1398444 SURPLUS/ (DEFICIT) (D) =(A)–(B)–(C) 60760 129770 21293 32512 Prior Period Items – – – – Balance at the beginning of the year 123242 71733 53785 – Transfer from Linked Fund (Lapsed Policies) – – – – Surplus available for appropriations 184002 201503 75078 32512 APPROPRIATIONS 86782 78262 3344 212 Transfer to Shareholders’ Account Fund for future appropriations – – – – (Reserve for lapsed unit linked policies unlikely to be revived) Balance being funds for future appropriations–Policyholders (26021) 51508 17948 32300 Balance being funds for future appropriations–Shareholders 123242 71733 53785 – Balance transferred to Balance Sheet – – – – TOTAL (D) 184002 201503 75078 32512 Particulars TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) – 75858 75506 (413) 27660 765 103517 6663 20997 13 13511 5977 6483 (1641) (1876) 303 99 81100 (452) – – – – – – 61166 (278) – – 61239 – – – – – 80508 4419 14850 – – – – – – – 19269 351 – 2995 6256 (1140) 3011 59 127 – – 12299 57112 (210) – – – – – – – 29245 (117) – – 29204 – – – – – – – 13529 76 – 42733 1545 11915 – – – 69 703 862 (2392) 89 7 – – – 11611 31897 (43) – – – – – – – 1164 (1) – – 1164 – – – – – – – 1045 – – 2209 37 1004 – – – 3 – – – – – – – – 1019 1190 – – IDBI FEDERAL 2010-11 2009-10 2008-09 2007-08 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 78 Note: Figure in bracket represents negative value. Premiums earned – net (a) Premium (b) Reinsurance ceded (c) Reinsurance accepted Income from Investments (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/Gain on revaluation/change in fair value (e) Amortization of Premium/Discount on Investments (f) Appropriation/Expropriation Adjustment Account Unrealised Gains/Loss Other Income Transfer from Shareholders' Account Unit Linked Recoveries TOTAL (A) Commission Operating Expenses related to Insurance Business Provision for doubtful debts Adjustment related to previous year Bad debts written off Provision for Tax Provisions (other than taxation) (a) For diminution in the value of investments (Net) (b) Others TOTAL (B) Benefits Paid (Net) Interim Bonuses Paid Change in valuation of liability in respect of life policies (a) Gross (b) Amount ceded in Reinsurance (c) Amount accepted in Reinsurance (d) Transfer to Linked Fund (Fund Reserve) TOTAL (C) SURPLUS/ (DEFICIT) (D) =(A)–(B)–(C) Prior Period Items Balance at the beginning of the year Transfer from Linked Fund (Lapsed Policies) Surplus available for appropriations APPROPRIATIONS Transfer to Shareholders’ Account Fund for future appropriations (Reserve for lapsed unit linked policies unlikely to be revived) Balance being funds for future appropriations–Policyholders Balance being funds for future appropriations–Shareholders Balance transferred to Balance Sheet TOTAL (D) Particulars – 433 – – 51357 8958 3 134926 11038 46392 – – 223 – – 57652 13371 7 1499 14630 282045 12076 46727 – – – – – – 58803 24544 7 196597 104 – – 221251 1991 – 661 – 2653 – – – 1991 661 – 2653 220116 13058 49441 – – – – – – 62499 58627 11 96866 21 – – 155525 2092 – 2653 – 4744 – 2395 – (303) 2653 – 4744 (1388) 2049 – 1008 65026 (89) – – 78314 (1041) – 2049 – 1008 – 347 – 2249 20840 2049 – – 2113 86993 (57) – – 95898 2113 – – – – – 64 – 149369 10555 40370 – 208 20707 7011 14526 (4983) (3428) – – 179 11496 10244 6432 (34378) (13933) – – 15559 39112 (6751) 54139 – – 115887 (559) – 2007-08 22618 22252 (7157) 199 – – 144228 (758) – 2008-09 164265 (409) – 2009-10 170895 (366) – 2010-11 – – – – 50463 (4) – – 55514 – – – – – – – – – – 40042 5051 3 – 271 95555 9417 30353 – 50 18867 4019 3878 (1069) (592) – – 70720 (318) – – – – – 28507 (41) – – 31501 – – – – – – – – – – 28238 3034 – 242 59739 6913 21083 – 39 12624 2012 481 (83) 2380 – – 42538 (251) – ING VYSYA 2006-07 2005-06 – – – – 25090 (40) – – 25311 – – – – – – – – – – 18755 260 1 – – 44067 4107 14649 – 56 9822 522 76 – (175) – – 33886 (121) – 2004-05 TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) – – – – 4487 (3) – – 4589 – – – – – – – – – – 11883 96 11 – – 16472 1993 9891 – 39 7503 102 – – – – – 8851 (22) – 2003-04 – – – – 458 (3) – – 484 – – – – – – – – – – 6420 29 – – – 6904 645 5775 – 5 4752 35 – – – – – 2116 (4) – 2002-03 – – – (3800) (3800) – 354 (1) – – 353 (3800) – – – – – 1417 3864 – – – – 417 135 2312 – – – – – – – – – 419 (2) – 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 79 Note: Figure in bracket represents negative value Premiums earned – net (a) Premium (b) Reinsurance ceded (c) Reinsurance accepted Income from Investments (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/Gain on revaluation/change in fair value (e) Amortization of Premium/Discount on Investments (f) Appropriation/Expropriation Adjustment Account Unrealised Gains/Loss Other Income Transfer from Shareholders' Account Unit Linked Recoveries TOTAL (A) Commission Operating Expenses related to Insurance Business Provision for doubtful debts Adjustment related to previous year Bad debts written off Provision for Tax Provisions (other than taxation) (a) For diminution in the value of investments (Net) (b) Others TOTAL (B) Benefits Paid (Net) Interim Bonuses Paid Change in valuation of liability in respect of life policies (a) Gross (b) Amount ceded in Reinsurance (c) Amount accepted in Reinsurance (d) Transfer to Linked Fund (Fund Reserve) TOTAL (C) SURPLUS/ (DEFICIT) (D) =(A)–(B)–(C) Prior Period Items Balance at the beginning of the year Transfer from Linked Fund (Lapsed Policies) Surplus available for appropriations APPROPRIATIONS Transfer to Shareholders’ Account Fund for future appropriations (Reserve for lapsed unit linked policies unlikely to be revived) Balance being funds for future appropriations–Policyholders Balance being funds for future appropriations–Shareholders Balance transferred to Balance Sheet TOTAL (D) Particulars (` Lakh) 290 1770 392437 16792 57384 – – – – (717) – 73458 49668 – – 21659 – – 230754 302082 16896 380 – 17276 7085 – 9663 – 528 17276 415 882 360761 13017 58006 – – – – – – 71022 103615 – – 23347 – – 154108 281070 8669 528 – 9197 8951 – (176) – 422 9197 5541 – 380 7942 2021 – 370 – 7942 – 268 – 5 – 83583 24304 – – 17497 – – 66594 108395 7572 199551 22543 60767 – 286 3013 4018 – 370 6327 1939 – 363 – 6327 – 282 – 712 – 58991 26255 – – 12979 – – 99180 138414 5963 203369 15511 42487 – 108 10888 26006 17108 10137 35815 13704 32018 (8651) (57479) (5748) 52223 (7855) (10306) – – – – – – 36933 48481 (17295) (2752) – – 169114 (2843) – 286805 (1820) – 297551 (3455) – 234319 (3545) – 1146 – 363 1653 143 – (4848) – 1653 – 189 – – – 32239 17317 – – 12081 – – 50803 80201 6501 118941 8020 24031 – 70 11799 6158 10336 (2779) (1776) – – 97151 (2018) – 147 – (4848) (4702) – – (4967) – (4702) – 107 – – – 19427 4197 – – 12468 – – 42217 58882 265 78574 5912 13408 – 24 4998 3514 2000 (446) 7415 – – 62185 (1115) – 244 – (4967) (4967) – – (2256) – (4967) – – – – 243 15266 456 – – 8541 – – 28404 37400 (2711) 49956 3890 11133 – 26 2173 1239 369 (273) 484 – – 46616 (678) – 74 – 4330 4404 – – – – 4404 – – – – 77 10981 408 – – 4389 – – 5031 9829 4404 25213 1920 8984 – 7 9758 448 255 (3) 74 – – 15072 (398) – (993) – (4233) (5226) – – – – (5226) – – – – – 6898 21 – – 2320 – – – 2341 (5226) 4014 761 6138 – – – 41 – – – – – 4032 (60) – – – – – 1146 – – – – – – – – 1 3880 – – – 347 – – – 347 (3490) 737 181 3698 – – – – – – – – – 758 (21) – – – 919 181 – – 324 143 – 4181 – – 63852 74631 132 – 192 – 324 8788 – – 46199 78525 738 – 181 – 919 919 – 24269 80 3324 (1566) 93812 6649 12399 – – – – – – – 19048 6595 3 3276 4344 (975) – – 61127 (67) – 5877 4766 (14) – – (6) 4046 85 474 (666) 96669 4146 13116 – – – 144 – – – 17406 23529 8 82152 (47) – 192 – – 256 65 – 1421 – – 17269 20123 233 – 23 – 256 2175 – (674) – – – (11623) 29 516 (1193) 32798 5599 6782 – – – 62 – – – 12442 1430 3 43617 (49) – 23 – – 66 43 – 1803 – – 25780 27967 140 – (74) – 66 1165 610 – 37677 4478 5090 – – – 2 – – – 9570 382 2 114 – – – – – 35805 (17) – (74) – – (49) 25 – 1169 – – 11120 12465 (38) – (12) – (50) 137 – – 18580 3604 2448 – – – 101 – – – 6153 176 – 42 – – – – – 18417 (14) – (12) – – (12) – – 27 – – – 27 (12) – – – (12) – – – 1017 – – – – – 1032 358 659 – – – 1 – – – – – 1033 (1) – KOTAK SHRIRAM 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 80 Note: Figure in bracket represents negative value. Premiums earned – net (a) Premium (b) Reinsurance ceded (c) Reinsurance accepted Income from Investments (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/Gain on revaluation/change in fair value (e) Amortization of Premium/Discount on Investments (f) Appropriation/Expropriation Adjustment Account Unrealised Gain/Loss Other Income Transfer from Shareholders' Account Unit Linked Recoveries TOTAL (A) Commission Operating Expenses related to Insurance Business Provision for doubtful debts Adjustment related to previous year Bad debts written off Provision for Tax Provisions (other than taxation) (a) For diminution in the value of investments (Net) (b) Others TOTAL (B) Benefits Paid (Net) Interim Bonuses Paid Change in valuation of liability in respect of life policies (a) Gross (b) Amount ceded in Reinsurance (c) Amount accepted in Reinsurance (d) Transfer to Linked Fund (Fund Reserve) TOTAL (C) SURPLUS/ (DEFICIT) (D) =(A)–(B)–(C) Prior Period Items Balance at the beginning of the year Transfer from Linked Fund (Lapsed Policies) Surplus available for appropriations APPROPRIATIONS Transfer to Shareholders’ Account Fund for future appropriations (Reserve for lapsed unit linked policies unlikely to be revived) Balance being funds for future appropriations–Policyholders Balance being funds for future appropriations–Shareholders Balance transferred to Balance Sheet TOTAL (D) Particulars 486054 (5968) – 32384 72233 (9806) 102913 1241 – 46 5862 – 684959 42121 150439 22 20 – – – 192602 58917 – 419620 (1050) – – 477487 14869 1695 16564 10335 6229 – 16564 45051 71058 (13582) (3685) (195) 434 243 1183 – 674128 53990 144044 315 8 – – – 198356 123679 – 310190 10 – – 433879 41892 6229 48122 32986 15136 – 48122 2009-10 581263 (7642) – 2010-11 2796 1695 – 1101 2796 4335 176276 (480) – – 197878 (1539) – – 200986 22082 – 6 794 95 37158 – 397324 39158 160896 132 21178 12000 (41177) (14411) 577 – 385726 (3823) – 2008-09 4431 – 3640 791 4431 – 166557 (523) – – 179634 4431 – – 125549 13601 – 1 469 36 17913 – 309615 38446 86533 100 12008 11452 (2816) 1736 30 – 271460 (2205) – 2007-08 153 127 14 12 153 – 82385 (100) – – 90623 153 – – 74593 8337 – 0 311 99 7419 – 165368 22852 51370 58 7028 1974 (460) 842 (76) – 150028 (1486) – 560 499 55 6 560 – 38605 (212) – – 42646 560 – – 47650 4254 – 5 256 123 6516 – 90856 13447 33932 9 3852 331 (47) 2260 (152) – 78813 (841) – MAX NEW YORK 2006-07 2005-06 – – – – – – 21068 (240) – – 22070 – – 31171 1242 – 3 – (78) 10267 – 53241 6509 24641 17 2131 9 – 40 – – 41343 (471) – 2004-05 TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) – – – – – (15713) 9558 (139) – – 10584 15713 – – 20301 1164 – – – (38) 24501 – 46598 4028 16273 929 – – – – – 21525 (318) – 2003-04 – – (15713) (15713) – (15713) (7823) 4546 (25) – – 4770 (7890) – – 13043 249 – – – 12 – – 9923 1849 11194 406 – – – – – 9659 (154) – 2002-03 (7824) – – – (7824) – – 2037 (16) – – 2088 (7824) – – 9674 67 – – – 1 – – 3938 1186 8488 77 – – – – – 3895 (35) – 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 81 Note: Figure in bracket represents negative value. Premiums earned – net (a) Premium (b) Reinsurance ceded (c) Reinsurance accepted Income from Investments (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/Gain on revaluation/change in fair value (e) Amortization of Premium/Discount on Investments (f) Appropriation/Expropriation Adjustment Account Unrealised Gain/Loss Other Income Transfer from Shareholders' Account Unit Linked Recoveries TOTAL (A) Commission Operating Expenses related to Insurance Business Provision for doubtful debts Adjustment related to previous year Bad debts written off Provision for Tax Provisions (other than taxation) (a) For diminution in the value of investments (Net) (b) Others TOTAL (B) Benefits Paid (Net) Interim Bonuses Paid Change in valuation of liability in respect of life policies (a) Gross (b) Amount ceded in Reinsurance (c) Amount accepted in Reinsurance (d) Transfer to Linked Fund (Fund Reserve) TOTAL (C) SURPLUS/ (DEFICIT) (D) =(A)–(B)–(C) Prior Period Items Balance at the beginning of the year Transfer from Linked Fund (Lapsed Policies) Surplus available for appropriations APPROPRIATIONS Transfer to Shareholders’ Account Fund for future appropriations (Reserve for lapsed unit linked policies unlikely to be revived) Balance being funds for future appropriations–Policyholders Balance being funds for future appropriations–Shareholders Balance transferred to Balance Sheet TOTAL (D) Particulars 11934 13065 (3305) – – – 114181 299 – – 386798 29251 68199 – – – – – 97450 17250 6 – 298273 (568) – – 314961 (25613) – (136394) – (162007) 74 – 4301 – (166383) (162007) 19858 19144 (12413) – – – 32634 234 – – 306280 8732 56360 – – – – – 65093 47792 9 – 193886 (1326) – – 240361 827 – (166383) 112 – (293) – (165375) (165556) (165556) 253601 (2980) – 2009-10 250817 (3993) – 2010-11 2167 – (136394) (134162) (1362) – (1362) (2723) – – 97354 (378) – – 100441 (48878) – (30079) – (78956) 110326 (663) – – 117334 (53844) – (80318) – (134162) 65 – – – 69569 3465 – – 280 3613 2320 – 257 – – – 93 – – 121133 26629 42661 – 115954 (1105) – 2007-08 – – 98602 7669 2 – 356 7547 – (4107) – – – (39367) 191 – – 162092 34956 63290 – 199664 (1837) – 2008-09 (244) – (30079) (30323) – – 40236 (74) – – 42240 (22111) – 7724 – (29835) – – 33867 2077 – – 165 1656 252 – 908 – – – 69 2279 – 53996 10505 23197 – 49271 (439) – – – (7724) (7724) – – 13361 (161) – – 13797 (3601) 1834 (5957) – (7724) – – 20407 597 – – 201 643 98 – 797 – – – 1 8658 – 30603 4050 16157 – 20599 (194) – MET LIFE 2006-07 2005-06 – – (5957) (5957) – – 3814 (112) – – 4052 (1236) – (4721) – (5957) – – 10987 350 – – – 231 – – – – – – 5 5629 – 13803 1449 9538 – 8153 (214) – 2004-05 TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) – – (4721) (4721) – – 1488 (42) – – 1500 (1751) – (2970) – (4721) – – 5138 54 – – – 77 – – – – – – – 1976 – 4887 673 4465 – 2873 (39) – 2003-04 – – (2790) (2790) – – 523 – – – 541 (2970) – – – (2790) – – 3212 18 – – – 3 – – – – – – – – – 783 167 3044 – 791 (11) – 2002-03 – – – (631) (631) – 9 – – – 9 (631) – – – – – – 669 – – – – – – – – – – – – – – 47 16 653 – 48 (1) – 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 82 Note: Figure in bracket represents negative value Premiums earned – net (a) Premium (b) Reinsurance ceded (c) Reinsurance accepted Income from Investments (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/Gain on revaluation/change in fair value (e) Amortization of Premium/Discount on Investments (f) Appropriation/Expropriation Adjustment Account Unrealised Gains/Loss Other Income Transfer from Shareholders' Account Unit Linked Recoveries TOTAL (A) Commission Operating Expenses related to Insurance Business Provision for doubtful debts Adjustment related to previous year Bad debts written off Provision for Tax Provisions (other than taxation) (a) For diminution in the value of investments (Net) (b) Others TOTAL (B) Benefits Paid (Net) Interim Bonuses Paid Change in valuation of liability in respect of life policies (a) Gross (b) Amount ceded in Reinsurance (c) Amount accepted in Reinsurance (d) Transfer to Linked Fund (Fund Reserve) TOTAL (C) SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) Prior Period Items Balance at the beginning of the year Transfer from Linked Fund (Lapsed Policies) Surplus available for appropriations APPROPRIATIONS Transfer to Shareholders’ Account Fund for future appropriations (Reserve for lapsed unit linked policies unlikely to be revived) Balance being funds for future appropriations-Policyholders Balance being funds for future appropriations-Shareholders Balance transferred to Balance Sheet TOTAL (D) Particulars (` Lakh) 73 10494 37229 1433 11593 – 131 32922 827313 1035645 505047 394773 136389 51480 62785 59691 27578 9877 156270 163673 192297 103076 42904 – – – – – – – 8677 1587 – 10264 9216 10264 – 19886 1587 – – 1587 – – – – – – – – – – – – – – 75552 – – – 83446 – – – – – 408773 731162 235123 246968 – – – – – – – – – – – – 609942 800509 250681 263213 9621 8677 1587 – – – 10264 1587 – – – – 19886 10264 1587 – 405 – – – 13152 3279 1 – – 52942 7891 3 – – – – – – 20797 – – – 24077 – – – – – – 126 – 161 – – – – – – 791 907 – – – – – – – – – – 207750 226459 252778 131560 201159 69342 15553 16242 9 5 5 3 2024 78276 5205 16581 240 110618 731 937 (140) 3014 (100) – 1390 7499 (3034) (2562) (9) – 40119 24497 12204 5411 94777 67713 6418 31688 (29397) (18375) (79813) (15269) 40737 270262 (40188) (29244) 4506 1316 4035 562 – – – – 864 30534 22421 (200) – 657115 660490 493254 322544 100466 (2329) (1656) (1720) (1218) (414) – – – – – – – – – – – 7557 (102) – – 8150 – – – – – – – 8466 695 – – – 16616 787 7680 – 12 5742 269 111 (16) (10) – – 10655 (147) – – – – – – – 1647 – – – 1697 4236 – (4236) – – – – 5766 50 – – – 11699 547 5219 – 9 8638 48 14 – (4) (15) – 3106 (96) – – – (4236) – – – 157 – – – 166 (3122) – (1114) (4236) – – – 3565 9 – – – 609 167 3398 – – – 8 – – – – – 647 (46) – – – – (1113) – (1113) 11 – – – 11 (1113) – – – – – – – 1130 – – 28 7 1123 – – – – – – – – – 28 – – 1821 475 1347 1821 11026 20687 1821 4883 5808 4777 302 28316 2208 3298 74 (2) 325 2761 827 24341 (9) 770 – – 770 – – – – 6241 1483 – – 6421 (3) – 26978 34879 770 – – – 770 – 172 1791 680 – 14331 – 2 – 34 – – 41890 2368 3700 – 25059 (7) – 19 – – 19 – – 4303 (2) – 6821 11740 19 – – – 19 140 – 6542 618 – – 13 18301 2415 3973 – 27 1670 1263 379 – (5678) – (0) 20647 (7) – (5) – – (5) – – 3025 (1) – 8894 12444 (5) – – – (5) 3 – 4439 527 – – 8 16879 2055 2373 – 7 1478 488 764 – (207) – 1 14349 (3) – 4 – – 4 – – 1232 (1) – 2942 4331 4 – – – 4 – – 2215 157 – – 5 6550 668 1542 – 5 1054 266 130 (1) (4) – – 5100 (1) – 29 – – 29 – – 502 – – 1739 2263 29 – – – 29 – – 1500 22 – – – 3791 379 1121 – 16 922 87 – – – – – 2766 – – – – – – – – 1084 – – – 1084 – – – – – – – 243 – – – – 1327 66 177 – 1 1152 – – – – – – 174 – – RELIANCE SAHARA 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 83 Note: Figure in bracket represents negative value Premiums earned – net (a) Premium (b) Reinsurance ceded (c) Reinsurance accepted Income from Investments (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/Gain on revaluation/change in fair value (e) Amortization of Premium/Discount on Investments (f) Appropriation/Expropriation Adjustment Account Unrealised Gains/Loss Other Income Transfer from Shareholders' Account Unit Linked Recoveries TOTAL (A) Commission Operating Expenses related to Insurance Business Provision for doubtful debts Adjustment related to previous year Bad debts written off Provision for Tax Provisions (other than taxation) (a) For diminution in the value of investments (Net) (b) Others TOTAL (B) Benefits Paid (Net) Interim Bonuses Paid Change in valuation of liability in respect of life policies (a) Gross (b) Amount ceded in Reinsurance (c) Amount accepted in Reinsurance (d) Transfer to Linked Fund (Fund Reserve) TOTAL (C) SURPLUS/ (DEFICIT) (D) =(A)–(B)–(C) Prior Period Items Balance at the beginning of the year Transfer from Linked Fund (Lapsed Policies) Surplus available for appropriations APPROPRIATIONS Transfer to Shareholders’ Account Fund for future appropriations (Reserve for lapsed unit linked policies unlikely to be revived) Balance being funds for future appropriations–Policyholders Balance being funds for future appropriations–Shareholders Balance transferred to Balance Sheet TOTAL (D) Particulars 2009-10 17775 – 2462 – – 20237 33552 – 4022 – – 37574 812 – – 10923 10111 – 402380 (566) – – 441488 10845 – 77 – 10923 1108539 1371721 (1344) (90) – – – – 1399783 1456775 35112 19426 – – 2462 812 – – 37574 20237 157857 292577 12 4 2449 – – 1592753 67105 88299 – 403 15820 – 566996 46788 62050 – (1184) – 374 – 6634 – 114663 39675 – 77248 52745 254992 36747 (42428) (196338) 302655 (62619) – – 4288 – 721210 (971) – 2008-09 635 – – 1605438 66617 75298 – (21) – 1022 – (13679) – 129237 85138 – 2706 3542 132845 244623 (63953) (13026) – (1536) 1291164 1010403 (3612) (2355) – – 2010-11 77 – – 8156 8079 – 484087 (713) – – 518459 8156 – – – 8156 253 9975 – 621672 40538 44694 – – – 2303 – 7523 – 95057 35085 – 24175 48219 (6759) (15310) – – 562214 (1093) – 2007-08 – – – – – – 253083 (296) – – 266794 1 – – – 1 173 4375 – 318858 19597 32238 – – – 228 – – – 52063 14006 – 12603 8928 (1894) 2330 – – 292849 (505) – – – – – – – 90754 (111) – – 98885 – – – – – 87 4559 – 125030 6969 18996 – – – 180 – – – 26145 8243 – 5760 5124 (76) 2266 – – 107532 (223) – SBI LIFE 2006-07 2005-06 – – – – – – 47981 (1178) – – 51439 – – – – – 227 2170 – 66235 2339 12456 – – – – – – – 14796 4636 – 2776 1133 (2) – – – 60118 (189) – 2004-05 – – – – – – 17634 (20) – – 19759 – – – – – – 2699 – 26439 945 5735 – – – – – – – 6679 2145 – 1041 159 (12) – – – 22567 (14) – 2003-04 – – – – – – 7029 – – – 7304 – – – – – – 2080 – 9821 187 2330 – – – – – – – 2517 274 – 358 144 – – – – 7239 – – 2002-03 TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) – – – – 1092 – 1435 – – – 1435 (1092) – – – – – – – 1489 19 1127 – – – – – – – 1146 – – 21 – – – – – 1468 – – 2001-02 – – (270) (4661) (4391) – 21333 (281) – 68895 90655 (4661) – – – (4661) 3197 2692 (1554) – – 98 2409 455 – – 100553 4019 10541 – – – – – – – 14559 709 – 93331 (75) – – – – (3405) (3405) – 48905 (28) – 45026 49009 (3405) – – – (3405) 721 1056 (183) – – 87 1476 – – – 56166 3928 6635 – – – – – – – 10563 132 – 53037 (28) – – – – (1972) (1972) – 3911 – – – 3911 (1972) – – – (1972) 1 1 – – – – 31 – – – 5052 676 2436 – – – 2 – – – 3113 – – 5019 – – STAR UNION DAI-ICHI 2010-11 2009-10 2008-09 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 84 Note: Figure in bracket represents negative value. Premiums earned – net (a) Premium (b) Reinsurance ceded (c) Reinsurance accepted Income from Investments (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/Gain on revaluation/change in fair value (e) Amortization of Premium/Discount on Investments (f) Appropriation/Expropriation Adjustment Account Unrealised Gains/Loss Other Income Transfer from Shareholders' Account Unit Linked Recoveries TOTAL (A) Commission Operating Expenses related to Insurance Business Provision for doubtful debts Bad debts written off Provision for Tax Provisions (other than taxation) (a) For diminution in the value of investments (Net) (b) Others TOTAL (B) Benefits Paid (Net) Interim Bonuses Paid Change in valuation of liability in respect of life policies (a) Gross (b) Amount ceded in Reinsurance (c) Amount accepted in Reinsurance (d) Transfer to Linked Fund (Fund Reserve) TOTAL (C) SURPLUS/ (DEFICIT) (D) =(A)–(B)–(C) Prior Period Items Balance at the beginning of the year Transfer from Linked Fund (Lapsed Policies) Surplus available for appropriations APPROPRIATIONS Transfer to Shareholders’ Account Fund for future appropriations (Reserve for lapsed unit linked policies unlikely to be revived) Balance being funds for future appropriations–Policyholders Balance being funds for future appropriations–Shareholders Balance transferred to Balance Sheet TOTAL (D) Particulars 64403 (141) – 377556 474276 1268 – – 3867 5135 3403 – 1731 – – 5135 4989 – 4001 – – 8990 606901 28085 102631 641 – – 500200 24628 93877 279 – – 66982 (140) – 238657 376419 4996 – – 3994 8990 3196 44339 (342) 1752 – – 131357 32458 – 29607 20203 (12567) 173968 – – 42473 41990 (8946) 25987 – – – – 118784 70920 – 349378 – (1222) 2009-10 398522 (1235) – 2010-11 – – (3459) 321 3780 – 62805 (151) – 56695 134031 40 – – 281 321 – – 131795 14683 – 265866 23978 107119 214 – 484 2728 62420 21253 6459 (28193) (72256) – – 274750 – (1294) 2008-09 – – 6289 6521 232 – 46441 (157) – 109818 167320 6403 – – 117 6521 – – 93640 11218 – 267363 22892 70252 (92) 96 491 1000 35629 12796 15225 (28) (538) – – 204635 (1356) – 2007-08 – – 6453 7924 1471 – 38962 (96) – 52159 99234 7104 – – 820 7924 – – 55173 8209 – 161511 19124 35702 73 – 274 441 10434 7664 6400 (63) 1040 – – 136718 (1123) – – – 1327 1678 351 – 28188 (102) – 29716 62541 1254 – – 424 1678 – – 43171 4738 – 106966 13755 29078 27 – 310 379 7608 3735 1506 (12) 7036 – – 88019 (1305) – TATA AIG 2006-07 2005-06 – – – 3418 400 3018 14951 (259) – 7718 24691 3418 – – – 3418 – – 28801 2282 – 56911 8994 19802 5 – – 565 5764 1727 – (0) – – – 49704 (849) – 2004-05 TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) – – – – – – 13424 – – 2107 16383 – – – – – – – 15662 852 – 32045 4158 11504 – – – 21 6307 754 26 – – – – 25353 (416) – 2003-04 – – – – – – 4409 – – – 4776 – – – – – – – 7832 367 – 12607 1480 6353 – – – 2 4355 216 – – – – – 8121 (87) – 2002-03 – – – – 3076 – 451 – – – 574 (3076) – – – – – – 4610 123 – 2108 572 4038 – – – – – – – – – – – 2114 (6) – 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 85 Note: Figure in bracket represents negative value. Premiums earned – net (a) Premium (b) Reinsurance ceded (c) Reinsurance accepted Income from Investments (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/Gain on revaluation/change in fair value (e) Amortization of Premium/Discount on Investments (f) Appropriation/Expropriation Adjustment Account Unrealised Gains/Loss Other Income Transfer from Shareholders' Account Unit Linked Recoveries TOTAL (A) Commission Operating Expenses related to Insurance Business Adjustment related to previous year Provision for doubtful debts Bad debts written off Provision for Tax Provisions (other than taxation) (a) For diminution in the value of investments (Net) (b) Others TOTAL (B) Benefits Paid (Net) Interim Bonuses Paid Change in valuation of liability in respect of life policies (a) Gross (b) Amount ceded in Reinsurance (c) Amount accepted in Reinsurance (d) Transfer to Linked Fund (Fund Reserve) TOTAL (C) SURPLUS/ (DEFICIT) (D) =(A)–(B)–(C) Prior Period Items Balance at the beginning of the year Transfer from Linked Fund (Lapsed Policies) Surplus available for appropriations APPROPRIATIONS Transfer to Shareholders’ Account Funds for future appropriations (Reserve for lapsed unit linked policies unlikely to be revived) Balance being funds for future appropriations–Policyholders Balance being funds for future appropriations–Shareholders Balance transferred to Balance Sheet TOTAL (D) Particulars 12869974 1907 1930493 20716753 66842 – (10185) 281 56939 81539 12759 19434755 (13185) 9456020 38534671 277777 – (48615) 14870 244032 227754 5331 126607 73982 (189641) 244032 40247 136158 (212006) 384705 58254 55834 (151447) 56939 5021491 1646584 (263139) (153567) (42) 1342 – 45267 499606 – 26900243 1468058 2030673 13576 – 97 360813 16725 8237 4167 3902346 6168637 107422 6059594 851457 (1351762) (2373988) 4233 160 (608780) 56198 617443 (1193) 25389242 1549598 2583190 27657 (1184) 6 344515 93177 6779 1909 4605647 5837029 77350 53602 3640 5297 1483333 101762 (15968) 4483448 22869473 128423 – (23080) (558) 99594 12113993 (4027) 20134262 (31918) 355 2007-08 22178547 (42610) (57) 2008-09 26544725 (50208) 352 – 7283288 2619346 (466521) 6029502 1771 6897 1434747 48431 370356 (1566) 43821032 1803559 2890628 (103867) (21) 20 369950 50455 (14396) 12256 5008584 9556491 100589 2009-10 29160499 (62580) 401 – 8614767 4491836 (1189526) 131719 4789 (5723) (168828) 24967 195107 (666) 41196764 1828029 3294230 (43535) – 12 428613 35345 – (6868) 5535826 14215045 110958 – 19424423 (8244) 64 1538451 35280696 380242 – (10587) 15050 384705 – 404881 15425 2010-11 18731 14 (23262) 89138 81205 12450 2743293 17534472 95746 – (6939) 820 89626 9083534 (3483) 4184055 931814 (189550) (112125) (806) 3092 – 103650 228030 – 20734628 1226864 1358584 – 41298 – 471282 12233 – (5851) 3104410 5571501 139627 15606531 (20172) 109 8517 55 (11245) 61823 63293 1203 1292341 12801847 69848 1834 (10284) 424 61822 7961790 (3017) 3608296 663843 (163552) 176974 (929) – – 141756 126385 – 15126483 863548 961105 – 21012 5 399971 4036 – 5110 2254787 3520986 29746 10587174 (13616) 151 INDUSTRY TOTAL 2006-07 2005-06 – 3815 (10924) 65969 70060 3018 414744 9852458 72042 – (6072) – 65970 6548377 (5331) 3324751 436483 (99000) 9244 – – – 101522 96513 – 12144122 709861 821560 – 110062 3 561929 – 16480 (275) 2219620 2875133 19536 8285480 (10774) (97) 2004-05 TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Concld.) – 904 (391) 55400 54813 74 70872 7481520 77908 – (22508) – 55400 4989759 (1843) 2730795 354404 (86839) 121 – – – 13222 107817 – 9741366 615838 642483 – 50849 1 151885 – 720805 77 2181938 2399357 23375 6628793 (7085) 137 2003-04 – (2986) (4142) 20740 47817 – 19881 6168664 29677 – (8937) – 20740 4074027 (1402) 2511894 129153 (33234) – – – – 35604 47631 – 8261855 515273 545115 – 26542 125862 – – 26077 824646 2063515 2054522 21636 5574754 (4127) 182 2002-03 – 350507 – 1200927 34216 823918 725 5193813 1181932 – – 7714 – 3426050 (452) 2286626 112525 (13619) – – – – – 21352 – 7414367 456691 467417 – 17987 – 85852 – 8397 2277 1038621 1747952 19538 5009444 (2040) 79 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 40 Other Income 86 – – – – (a) For diminution in the value of investments (Net) (b) Provision for doubtful debts (c) Others Contribution to Policyholders Account – – (a) Balance at the beginning of the year (b) Interim dividends paid during the year Note: Figure in bracket represents negative value Profit carried to the Balance Sheet – 3419 – (d) Dividend distribution tax (e) Transfer to reserves/ other accounts 113762 (c) Proposed final dividend APPROPRIATIONS – Prior Period Items – 2979 – 103092 – – – – 106072 117180 106072 Profit / (Loss) after tax 117180 0 – – – – – – 0 106071 – – – (9) 65 2923 103092 2009-10 Provision for Taxation Profit/ (Loss) before tax (2) – TOTAL (B) – Provisions (Other than taxation) (2) Bad debts written off Expenses other than those directly related to the insurance business 117178 – TOTAL (A) – (e) Amortization of Premium/Discount on Investments (16) (c) (Loss on sale/ redemption of investments) (d) Transfer/gain on revaluation/Change in Fair value 69 3323 113762 2010-11 (b) Profit on sale/redemption of investments (a) Interest, Dividends & Rent – Gross Income From Investments: Amounts transferred from the Policyholders Account (Technical Account) Particulars – 2823 – 92912 – – – 95735 – 95735 (16) – – – – – – (16) 95719 – – – (9) – 2816 92912 2008-09 – 1504 – 82959 – – – 84463 – 84463 49 – – – – – – 49 84511 – – – (9) – 1562 82959 2007-08 – 1581 – 75781 – – – 77362 – 77362 0 – – – – – – – 77362 – – – (4) – 1585 75781 2006-07 LIC – 981 – 62177 – – – 63158 – 63158 14 – – – – – – 14 63172 – – – – – 995 62177 2005-06 TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT – 1176 – – 368 – – 54813 – – – 55181 – 55181 644 – – – – 69660 – – 70837 – 70837 (91) – – – – – – – 644 55825 – – – – – 1012 54813 2003-04 – (91) 70746 – – – – 22 1063 69660 2004-05 – 887 – 48810 – – – 49697 – 49697 – – – – – – – – 49697 – – – – – 887 48810 2002-03 82179 10788 – – 43325 28066 – 82179 – 82179 – – – – – – – – 82179 – – – – – 788 81391 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 87 – – – – (a) For diminution in the value of investments (Net) (b) Provision for doubtful debts (c) Others Contribution to Policyholders Account – – (d) Dividend distribution tax (e) Transfer to reserves/ other accounts Note: Figure in bracket represents negative value (4369) – Profit carried to the Balance Sheet – (c) Proposed final dividend (1997) – (b) Interim dividends paid during the year (a) Balance at the beginning of the year APPROPRIATIONS Prior Period Items – (2373) Profit / (Loss) after tax (2373) Provision for Taxation Profit/ (Loss) before tax 3541 – Provisions (Other than taxation) TOTAL (B) – Bad debts written off 567 Expenses other than those directly related to the insurance business – 1168 TOTAL (A) Other Income – 461 (1) (c) (Loss on sale/ redemption of investments) (e) Amortization of Premium/Discount on Investments 99 (d) Transfer/gain on revaluation/Change in Fair value 609 (b) Profit on sale/redemption of investments – 2010-11 (1997) – – – – (2379) – 382 – 382 133 – – – – – – 133 515 – 81 – (2) 53 382 – 2009-10 – 2875 – 2875 20924 20129 – – – – – 794 23799 – – (16) 161 3159 20495 2010-11 – (34472) – (34472) 36893 36002 – – – – – 892 2422 – – – – 312 2059 51 2009-10 – – – – – – – – – – – – (66749) – (49505) – (49505) 52507 51984 – – – (66749) – – (46501) – – – – – (33325) – (13175) – (13175) 15111 14916 – – – – – 195 1935 – – – (5) 70 1831 39 2006-07 – (46501) – (20249) – (20249) 22790 22615 – – – – – – 176 2542 – – – (10) 91 2412 48 2007-08 AVIVA – 523 3002 – – – (21) 75 2895 53 2008-09 (2379) (147851) (150726) (116255) – – – – (2787) (150726) (116255) – 408 20 428 274 – – – – – – 274 702 – 144 – (6) 119 446 – 2008-09 AEGON RELIGARE (a) Interest, Dividends & Rent – Gross Income From Investments: Amounts transferred from the Policyholders Account (Technical Account) Particulars TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) (33325) – – – – (18939) – (14387) – (14387) 15256 15095 – – – – – 162 870 – – – – 36 809 26 2005-06 (18939) – – – – (9842) – (9097) – (9097) 9743 9637 – – – – – 105 646 – – – (55) 36 664 – 2004-05 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 88 BAJAJ ALLIANZ BHARTI AXA (` Lakh) 52448 9834 1063 (54) – – – 63291 647 – – – – – 6945 7592 55699 1471 54229 – (56058) – – – – (1830) 93551 17591 961 (314) – – – 111789 455 – – – – – 3167 3623 108166 2463 105704 – (1830) – – – – 103874 (56058) – – – – (48990) – – 16391 16550 (7067) 1 (7068) – – – – – 9483 159 – – (195) 8463 800 415 (48990) – – – – (27601) – – 29518 29666 (21388) 1 (21389) – – – – – 8277 147 – – (230) 7640 540 327 (27601) – – – – (20431) – – 9724 10254 (7170) – (7170) – – – – – 3084 531 – – (198) 2731 238 313 (20431) – – – – (10577) – – 10855 10923 (9854) – (9854) – – – – – 1069 67 – – (139) 1136 72 – (10576) – – – – (6901) – – 4512 4558 (3675) – (3675) – – – – – 883 46 – – (26) 782 127 – (6901) – – – – (4220) – – 4000 4040 (2681) 1 (2681) – – – – – 1359 40 – – (1) 1008 352 – (4220) – – – – (1565) – 8 4000 4040 (2655) – (2655) – – – – – 1385 32 – – – 970 415 – (34039) – – – 6661 6801 (34039) – – – – (27237) 141 – – (22) 951 177 (28343) – – – – – – – – (73990) – – 695 847 (47817) – (47817) – – – – – (46969) 152 – – (48) 621 187 (47729) (1565) (155846) (121807) – – – – – (121807) – – – 204 (1564) 1 (1565) – – – – – (1360) 204 – – (15) 846 209 (2400) (73990) – – – – (32244) – – 1215 1329 (41746) – (41746) – – – – – (40417) 114 – – (26) 1033 91 (41515) (32244) – – – – (8043) – – 25080 25297 (24201) – (24201) – – – – – 1095 217 – – (14) 997 112 – (8043) – – – – – – – 8467 8623 (8043) – (8043) – – – – – 580 156 – – (9) 565 25 – 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 2006-07 Note: Figure in bracket represents negative value Amounts transferred from the Policyholders Account (Technical Account) Income From Investments: (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/gain on revaluation/ Change in Fair value (e) Amortization of Premium/Discount on Investments Other Income TOTAL (A) Expenses other than those directly related to the insurance business Bad debts written off Provisions (Other than taxation) (a) For diminution in the value of investments (Net) (b) Provision for doubtful debts (c)Others Contribution to Policyholders Account TOTAL (B) Profit/(Loss) before tax Provision for Taxation Profit/(Loss) after tax Prior Period Items APPROPRIATIONS (a) Balance at the beginning of the year (b) Interim dividends paid during the year (c) Proposed final dividend (d) Dividend distribution tax (e) Transfer to reserves/ other accounts Profit carried to the Balance Sheet Particulars TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 89 1571 83 (8) – (107) – 1538 39 – – – – – 15473 15512 (13974) – (13974) – (30486) – – – – (44460) 2001 168 (7) – 140 – 4909 26 – – – – – 49410 49437 (44528) – (44528) – (44460) – – – – (88987) Note: Figure in bracket represents negative value – 2607 2006–07 Amounts transferred from the 32907 1491 2862 Policyholders Account (Technical Account) Income From Investments: (a) Interest, Dividends & Rent – Gross 3663 3039 3018 (b) Profit on sale/redemption of 334 177 243 investments (c) (Loss on sale/ redemption of (3) – (1) investments) (d) Transfer/gain on revaluation/ – – – Change in Fair value (e) Amortization of Premium/Discount (156) (203) 164 on Investments Other Income – – – TOTAL (A) 36745 4504 6286 Expenses other than those directly 48 80 100 related to the insurance business Bad debts written off – – – Provisions (Other than taxation) – – – (a) For diminution in the value of – – – investments (Net) (b) Provision for doubtful debts – – – (c) Others – – – Contribution to Policyholders Account 6198 47975 76399 TOTAL (B) 6246 48055 76499 Profit/ (Loss) before tax 30500 (43550) (70214) Provision for Taxation – – – Profit / (Loss) after tax 30500 (43550) (70214) Prior Period Items – – – APPROPRIATIONS (a) Balance at the beginning of the (202750) (159201) (88987) year (b) Interim dividends paid during the – – – year (c) Proposed final dividend – – – (d) Dividend distribution tax – – – (e) Transfer to reserves/ other – – – accounts Profit carried to the Balance Sheet (172251) (202750) (159201) 2009–10 2007–08 2010–11 (30486) – – – – (24373) – – 7019 7049 (6113) – (6113) – – – – (156) 936 29 – – (16) 1073 36 – 2005–06 (24373) – – – – (18312) – – 6762 6797 (6061) – (6061) – – – – (213) 736 36 – – (14) 937 26 – 2004–05 BIRLA SUNLIFE 2008–09 Particulars (18312) – – – – (10538) – – 8216 8235 (7774) – (7774) – – – – (81) 461 19 – – (33) 564 12 – 2003–04 (10538) – – – – (4442) – – 6771 6890 (6096) – (6096) – – – – 45 794 119 – – (2) 576 175 – 2002–03 (4442) – – (832) – – – – – 41 (3610) – (3610) – – – – 195 (3569) 41 – – – 598 44 (4406) 2001–02 (832) – – – – – – – – – (832) – (832) – – – – 51 (832) – – – – 94 11 (988) 2000–01 TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) (66841) – – – – (47703) (19138) – – – 19760 20117 (19138) – – – 1 979 356 – – (73) 893 158 – 2010–11 (47703) – – – – (23087) – – 26114 26236 (24616) – (24616) – – – – 2 1621 122 – – (35) 1124 530 – 2009–10 (23087) – – – – (2880) – – 21171 22654 (20199) 8 (20207) – – – – – 2370 1483 – – (40) 2186 224 – 2008–09 CANARA HSBC (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 90 7085 1761 282 – – – – 9127 435 – – – – – 1770 2205 6922 – 6922 – – (32434) – – – – (25512) 2186 76 (1) – – – 11212 83 – – – – – 882 965 10247 – 10247 – – (25512) – – – – (15264) 2009-10 8951 2010-11 Note: Figure in bracket represents negative value Amounts transferred from the Policyholders Account (Technical Account) Income From Investments: (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/gain on revaluation/ Change in Fair value (e) Amortization of Premium/Discount on Investments Other Income TOTAL (A) Expenses other than those directly related to the insurance business Bad debts written off Provisions (Other than taxation) (a) For diminution in the value of investments (Net) (b) Provision for doubtful debts (c) Others Contribution to Policyholders Account TOTAL (B) Profit/ (Loss) before tax Provision for Taxation Profit / (Loss) after tax Prior Period Items APPROPRIATIONS (a) Balance at the beginning of the year (b) Interim dividends paid during the year (c) Proposed final dividend (d) Dividend distribution tax (e) Transfer to reserves/ other accounts Profit carried to the Balance Sheet Particulars (32434) – – – – – – 3013 3217 1434 – 1434 – – (33868) – – – – 4651 204 – – (642) 2096 1176 2021 2008-09 (33868) – – – – – – 10888 10914 (7271) (83) (7187) – – (26681) – – – 2 3644 26 – – (692) 1606 788 1939 2007-08 – – – – 643 4 – – (39) 656 25 – 2005-06 (26681) – – – – (15541) – – – – – – – – 11799 4998 11823 5002 (10964) (4360) 83 83 (11047) (4442) – – – – – (15634) (11099) – – – – 860 24 – – (408) 964 160 143 2006-07 KOTAK MAHINDRA (10875) – – – – (9230) – – 2173 2180 (1645) – (1645) – – – – – 535 7 – – (30) 545 20 – 2004-05 – (9230) – – – – 12 – – 9758 9762 (9242) – (9242) – – – – (225) 520 4 – – (2) 615 132 – 2003-04 – 12 – – – – 12 – 269 993 1270 – – – – – – – – 1270 8 – – – 1015 256 – 2002-03 – 12 – – – – 12 – – – 257 – – – – – 253 – 2 257 2 – – – 1409 (8) (1146) 2001-02 TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) (24731) – – – – (13775) – – 11450 11681 (10956) – (10956) – – – – – 725 231 (51) – – 697 79 – 2010-11 (13775) – – – – (4446) – – 9794 9965 (9329) – (9329) – – – – – 636 171 (70) – – 615 91 – 2009-10 DLF PRAMERICA (4446) – – – – – – – 4015 5277 (4446) – (4446) – – – – 1 831 1262 (17) – (5) 508 344 – 2008-09 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 91 FUTURE GENERALI HDFC STANDARD (` Lakh) – 765 544 (18) – – – 1291 139 – – – – – 36837 36976 (35685) 2 (35686) – (28955) – – – – (64642) – 744 200 (29) – – – 915 150 – – – – – 32778 32928 (32012) – (32012) – (64642) – – – – (96654) (28955) – – – – (3362) – – 26341 26875 (25594) – (25594) – – – – – 1281 534 – – (169) 1107 343 – (3362) – – – – (357) – – 3372 3524 (3005) – (3005) – – – – – 520 152 – – – 455 65 – – – 20057 20151 (9900) – (9900) – – – – 0 10250 94 (30) – (17) 3999 3999 4463 – – 35594 35634 (27518) – (27518) – – – – 35 8116 40 (26) – (5) 2891 492 4729 – – – – – – – – – – – – (68835) – – 61490 61543 (50296) – (50296) – – – – 3 11246 53 (30) 519 (359) 3024 139 7950 (356) (156550) (146650) (119131) – – – – – (146650) (119131) – – – 362 (356) – (356) – – – – – 6 362 – – – 2 4 – (68834) – – (270) – (44213) – – 32482 32608 (24351) – (24351) – – – – 5 8257 126 6 (214) (111) 2421 987 5163 (44213) – – – – (31657) – – 14504 14586 (12556) – (12556) – – – – 8 2030 83 (24) (239) (125) 1268 1142 – (31657) – – – – (18782) – – 13970 14153 (12875) – (12875) – – – – 37 1277 183 (89) (66) (69) 1385 80 – (18782) – – – – (9808) – – 9547 9652 (8973) – (8973) – – – – (36) 679 105 – – (40) 653 102 – (9809) – – – – (7465) – – 2864 3877 (2344) – (2344) – – – – (49) 1534 1013 – – (51) 929 704 – (7465) – – – – (2645) – – 5355 6014 (4820) – (4820) – – – – (74) 1194 659 – – – 952 315 – (2645) – – – – (134) – – – 557 (2511) – (2511) – – – – 69 (1952) 557 – – (2) 1504 936 (4461) (135) – – – – – – – – 205 (135) – (135) – – – – – 70 205 – – (1) 271 – (200) 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01 Note: Figure in bracket represents negative value Amounts transferred from the Policyholders Account (Technical Account) Income From Investments: (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/gain on revaluation/ Change in Fair value (e) Amortization of Premium/Discount on Investments Other Income TOTAL (A) Expenses other than those directly related to the insurance business Bad debts written off Provisions (Other than taxation) (a) For diminution in the value of investments (Net) (b) Provision for doubtful debts (c) Others Contribution to Policyholders Account TOTAL (B) Profit/ (Loss) before tax Provision for Taxation Profit / (Loss) after tax Prior Period Items APPROPRIATIONS (a) Balance at the beginning of the year (b) Interim dividends paid during the year (c) Proposed final dividend (d) Dividend distribution tax (e) Transfer to reserves/ other accounts Profit carried to the Balance Sheet Particulars TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 92 25712 2233 940 (49) – – – 28836 783 – – – – – – 783 28053 2256 25797 – (377646) – – – – (351849) 9288 1353 (54) – – – 83778 528 – – – – – – 528 83250 2488 80762 – (351849) – – – – (271087) 2009-10 73192 2010-11 Note: Figure in bracket represents negative value Amounts transferred from the Policyholders Account (Technical Account) Income From Investments: (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/gain on revaluation/ Change in Fair value (e) Amortization of Premium/Discount on Investments Other Income TOTAL (A) Expenses other than those directly related to the insurance business Bad debts written off Provisions (Other than taxation) (a) For diminution in the value of investments (Net) (b) Provision for doubtful debts (c) Others Contribution to Policyholders Account TOTAL (B) Profit/ (Loss) before tax Provision for Taxation Profit / (Loss) after tax Prior Period Items APPROPRIATIONS (a) Balance at the beginning of the year (b) Interim dividends paid during the year (c) Proposed final dividend (d) Dividend distribution tax (e) Transfer to reserves/ other accounts Profit carried to the Balance Sheet Particulars (377646) – – – – (299676) – – 94857 94942 (88070) 10100 (77970) – – – – – 6872 85 – – (251) 2569 1209 3344 2008-09 (299676) – – – – (160170) – – 160635 160751 (154314) 14808 (139506) – – – – – 6437 116 – – (299) 1171 5353 212 2007-08 (160170) – – – – (95279) – – 75800 75946 (69167) 4276 (64891) – – – – – 6779 146 – – (359) 2671 1007 3461 2006-07 (95279) – – (7922) – (68570) – – 23067 23125 (20333) 1545 (18788) – – – – 23 2792 59 – – (16) 1658 369 759 2005-06 (68570) – – – – (47407) – – 23335 23376 (22241) (1079) (21162) – – – – 15 1135 41 – – (156) 963 313 – 2004-05 ICICI PRUDENTIAL (47407) – – – – (25249) – – 23677 23836 (22391) (233) (22158) – – – – 11 1445 159 – – (18) 975 477 – 2003-04 (25249) – – – – (10531) – – 15838 15924 (14718) – (14718) – – – – 14 1206 86 – – – 620 572 – 2002-03 (10531) – – (45) – 23 – – – 111 (10321) (188) (10509) – – – – 11 (10210) 111 – – – 1073 1123 (12417) 2001-02 TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) 23 – – – – – – – – 647 23 – 23 – – – – 10 670 647 – – – 613 46 – 2000-01 (11679) – – – – (5204) – – 8923 9015 (6475) – (6475) – – – – – 2540 92 890 – (114) 1095 669 – 2010-11 (5204) – – – – (725) – – 5095 5096 (4479) – (4479) – – – – – 703 2 (50) – 0 511 241 – 2009-10 INDIAFIRST (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 93 1 1133 21 – – – – 1663 3 – – – – – 20707 20709 (19046) 7 (19053) – (52713) – – – – (71766) (36) – – 1739 339 – – – – – 20840 21180 (19441) 9 (19450) – (71765) – – – – (91215) Note: Figure in bracket represents negative value – 1425 174 1245 182 (52713) – – – – (34956) – – 18867 18888 (17754) 3 (17757) – – – – – (29) 1083 79 – 64 347 2006-07 Amounts transferred from the 2741 – Policyholders Account (Technical Account) Income From Investments: (a) Interest, Dividends & Rent – Gross 1427 984 (b) Profit on sale/redemption of 655 177 investments (c) (Loss on sale/ redemption of – – investments) (d) Transfer/gain on revaluation/ – – Change in Fair value (e) Amortization of Premium/Discount – – on Investments Other Income – – TOTAL (A) 4823 1161 Expenses other than those directly 333 202 related to the insurance business Bad debts written off – – Provisions (Other than taxation) – – (a) For diminution in the value of – – investments (Net) (b) Provision for doubtful debts – – (c) Others – – Contribution to Policyholders Account 11496 14630 TOTAL (B) 11829 14832 Profit/ (Loss) before tax (7006) (13671) Provision for Taxation 2 5 Profit / (Loss) after tax (7008) (13676) Prior Period Items – – APPROPRIATIONS (a) Balance at the beginning of the (104892) (91215) year (b) Interim dividends paid during the – – year (c) Proposed final dividend – – (d) Dividend distribution tax – – (e) Transfer to reserves/ other – – accounts Profit carried to the Balance Sheet (111899) (104892) 2007-08 2008-09 2010-11 (34956) – – – – (22555) – – 12624 13506 (12398) 2 (12400) – – – – 5 1108 883 – – (25) 1092 36 – 2005-06 ING VYSYA 2009-10 Particulars (22555) – – – – (13179) – – 9822 9904 (9374) 2 (9376) – – – – – 530 82 – – (81) 503 108 – 2004-05 (13179) – – – – (6880) – – 7503 7578 (6299) – (6299) – – – – – 1279 75 – – – 548 731 – 2003-04 (6880) – – – – (3094) – – 4752 4774 (3786) – (3786) – – – – – 988 22 – – – 645 343 – 2002-03 (3094) – – – – – – – – 67 (3094) – (3094) – – – – – (3027) 67 – – – 515 258 (3800) 2001-02 (36249) – – – – (24071) – – 13511 13649 (12178) – (12178) – – – – 4 1470 137 215 – (121) 1184 188 – 2010-11 TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) (24071) – – – – (13576) – 1 12299 12453 (10495) – (10495) – – – – – 1958 154 (3) – (159) 1810 310 – 2009-10 (13576) – – – – (2553) – 1 11611 11886 (11023) – (11023) – – – – – 863 275 14 – (416) 1147 118 – 2008-09 IDBI FEDERAL (2553) – – – – – – 9 1019 3218 (2550) (3) (2553) – – – – – 668 2191 4 – – 665 – – 2007-08 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 94 – (c) Others – – – (d) Dividend distribution tax (e) Transfer to reserves/ other accounts Note: Figure in bracket represents negative value – – – – (82961) (102367) – (c) Proposed final dividend Profit carried to the Balance Sheet – (2091) – (2091) 16411 5862 – 242 (474) (102367) (100275) – (b) Interim dividends paid during the year (a) Balance at the beginning of the year APPROPRIATIONS Prior Period Items – 19406 Profit / (Loss) after tax 19406 Profit/ (Loss) before tax Provision for Taxation 22137 TOTAL (B) 1183 – (b) Provision for doubtful debts Contribution to Policyholders Account – (a) For diminution in the value of investments (Net) – – – – Bad debts written off Provisions (Other than taxation) 10781 20954 Expenses other than those directly related to the insurance business 3 14319 41543 1 129 – (99) 710 3241 10335 2009-10 TOTAL (A) Other Income – 354 (2) (c) (Loss on sale/ redemption of investments) (e) Amortization of Premium/Discount on Investments 752 (d) Transfer/gain on revaluation/Change in Fair value 7453 (b) Profit on sale/redemption of investments 32986 2010-11 (a) Interest, Dividends & Rent – Gross Income From Investments: Amounts transferred from the Policyholders Account (Technical Account) Particulars (` Lakh) 18652 17913 – – 51 – – 688 2959 1 27 – (78) 635 1582 791 – – – (6047) – (6047) 7878 7419 – – – – – 459 1831 407 32 – (22) 270 1131 12 – (6006) – (6006) 6787 6516 – – – – – 271 781 – 45 – – 90 640 6 – – – – – – – – – – – – – – – – – – – – – – – 15 – (9966) (23276) (100275) (60974) (45281) (39234) (33228) (23261) – – – – 24660 24501 – – – (9966) (23276) 10438 10267 – – – – – – – 159 1384 525 – – – 58 800 – 171 472 10 – – – 106 356 – (60974) (45281) (39234) (33228) (23261) – (39302) (15693) – (39302) (15693) 43788 37158 – – 422 – – 6208 4487 3 655 – (550) 654 2624 1101 15 – – – – (467) – 482 – 482 631 565 – – – – – 67 1113 1 – – – 19 1094 – (467) – – – – (1605) – 1138 – 1138 169 – – – – – – 169 1307 2 – – – 42 1263 – (1606) – – – – – – (1606) – (1606) 152 4 – – – – – 148 (1454) – – – – 14 331 (1799) 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01 MAX NEWYORK TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 – Other Income 95 – – – – – 24 Provisions (Other than taxation) (a) For diminution in the value of investments (Net) (b) Provision for doubtful debts (c) Others Contribution to Policyholders Account TOTAL (B) – – (e) Transfer to reserves/ other accounts Note: Figure in bracket represents negative value (7934) – (d) Dividend distribution tax Profit carried to the Balance Sheet – – (b) Interim dividends paid during the year (c) Proposed final dividend (10462) APPROPRIATIONS (a) Balance at the beginning of the year – Profit / (Loss) after tax Prior Period Items – 2528 Provision for Taxation 2528 – Bad debts written off Profit/ (Loss) before tax 24 Expenses other than those directly related to the insurance business 2552 – TOTAL (A) – (9) (c) (Loss on sale/ redemption of investments) (e) Amortization of Premium/Discount on Investments 244 (d) Transfer/gain on revaluation/Change in Fair value 2205 (b) Profit on sale/redemption of investments 112 2010-11 (a) Interest, Dividends & Rent – Gross Income From Investments: Amounts transferred from the Policyholders Account (Technical Account) Particulars (10462) – – – – (12968) – – 2506 – 2506 – – – – – – – – 2506 – – – – 465 1967 74 2009-10 (12968) – – – – (14420) – – 1452 – 1452 – – – – – – – – 1452 – – – (860) – 2247 65 2008-09 (14420) – – – – (16545) – – 2125 – 2125 – – – – – – – – 2125 – – – – 232 1893 – 2007-08 (16545) – – – – (15348) – – (1197) – (1197) 2279 2279 – – – – – – 1082 – 176 – – 106 800 – 2006-07 (15348) – – – – (5574) – (1834) (7940) – (7940) 8658 8658 – – – (5574) – – – – (693) – – (4881) – (4881) 5629 5629 – – – – – – – 748 13 – – – 11 725 – 2004-05 – – 719 63 – – – 30 626 – 2005-06 MET LIFE TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) (693) – – 520 – – – – – – (284) – – 804 – 804 11 – – – – – – 11 815 (44) – – – 1 858 – 2002-03 520 – – (1213) – (1213) 1976 1976 – – – – – – 763 – – – (33) 65 732 – 2003-04 (284) – – – – – – – (284) – (284) 248 – – – – – – 248 (36) – – – – (12) 607 (631) 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 96 (476) – 136 – 2574 419 – – – – – 30534 30953 110644 (28379) (108491) – – (241) – 234 – 3786 134 – – – – – 16581 16715 (12929) 206 – – – – 822 – – – – (6959) 139 616 – – – 108 – – – (203) 756 31 – – – 934 25 – 822 – – 8638 – – – (273) 891 142 – – (9) 764 409 – 616 – – – 5742 – – – (253) 455 115 – – (71) 702 77 – (7780) – 10598 (9840) – – – 10494 – – – (189) 758 104 – – (20) 834 133 – Profit / (Loss) after tax (12929) (28379) (108491) (76807) (31511) (9840) (5401) Prior Period Items – – – – – – – APPROPRIATIONS (a) Balance at the beginning of the (267387) (239008) (130517) (53710) (22200) (12360) (6958) year (b) Interim dividends paid during – – – – – – – the year (c) Proposed final dividend – – – – – – – (d) Dividend distribution tax – – – – – – – (e) Transfer to reserves/ other – – – – – – – accounts Profit carried to the Balance Sheet (280316) (267387) (239008) (130517) (53711) (22199) (12360) – – 32922 – – – – 1503 92 (58) – (165) 1338 388 – 78355 33013 (76807) (31511) – – – – 78276 – – – – 1548 79 303 – (259) 952 553 – 8780 (7889) (108) – – 110618 – – – – 2153 26 752 – (635) 1852 184 1993 922 – 2658 729 Note: Figure in bracket represents negative value SAHARA (` Lakh) 206 – – – – – 206 – – 206 – – – – – – – – 206 – – – – 206 – – 3542 – – – – 747 2795 – 75 2983 188 – – – – – – 5 3058 75 – (74) (3) 1696 87 1347 747 – – – – (2874) 3621 – 35 3880 259 – – – – – – 4 3915 35 – 1379 (6) 1432 1106 – (2873) – – – – (1058) (1815) – 3295 (1815) – – – 1670 – – 1583 2 1480 41 – – (33) 1231 280 – (1058) – – 205 – (1597) 334 – 1512 334 – – – 1478 – – – 6 1847 34 – – – 1167 673 – (1596) – – – – (1545) (51) – 1079 (51) – – – 1054 – – – 1 1028 26 – – (22) 788 261 – (784) – – – – – (784) – 1503 (791) 7 – – 922 – – – – 711 580 – – (164) 813 62 – (747) – – – – – (747) – 1608 (747) – – – 1152 – – – (262) 861 455 – – (70) 1154 39 – 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 – 2009-10 405 2010-11 RELIANCE 5857 (5401) – Amounts transferred from the Policyholders Account (Technical Account) Income From Investments: (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/gain on revaluation/ Change in Fair value (e) Amortization of Premium/ Discount on Investments Other Income TOTAL (A) Expenses other than those directly related to the insurance business Bad debts written off Provisions (Other than taxation) (a) For diminution in the value of investments (Net) (b) Provision for doubtful debts (c) Others Contribution to Policyholders Account TOTAL (B) Profit/ (Loss) before tax Provision for Taxation Particulars TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 97 SBI LIFE SHRIRAM (` Lakh) 17775 6065 2697 (3548) – – – 22989 39 – – (4799) – – – (4761) 27749 103 27646 – (2158) – – – – 25487 33552 5469 1683 (251) – – 408 40860 302 – – (29) – – 3542 3815 37045 411 36634 – 25487 – – – – 62122 (2158) – – – – 473 – – 15820 18859 (2664) 33 (2631) – – – 2990 16195 49 – – (1987) 6787 1284 10111 473 – – – – (2966) – – 9975 11977 3475 37 3438 – – – 1910 2 15453 93 – – (729) 4208 3892 8079 (2966) – – – – (3349) – – 4375 4423 384 1 383 – – – – – 4807 49 – – (103) 3074 1836 – (3347) – – – – (3550) – – 4559 4599 203 – 203 – – – – – 4802 40 – – (2) 1950 2855 – (3550) – – – – (2400) – – 2170 2302 (1150) – (1150) – – – – 2 1152 132 – – – 1025 124 – (2400) – – – – (760) – – 2699 2716 (1641) – (1641) – – – – 5 1075 17 – – – 811 259 – (760) – – – – (11) – – 2080 2164 (749) – (749) – – – – 15 1416 84 – – – 1079 322 – (11) – – – – 18 – – – 197 (29) – (29) – – – – – 168 197 – – – 1105 155 (1092) 2461 – – – – 730 – – 474 502 1731 – 1731 – – – – 273 2233 27 – – (91) 1019 112 919 730 – – – – 2536 – – 3324 3358 (1806) – (1806) – – – – 133 1551 34 – – – 1078 198 143 2536 – – – – 1726 – – 516 890 1019 208 811 – – – 349 119 1909 25 – – – 1130 595 65 1726 – – – – 1168 – – 610 869 723 165 558 – – – 237 41 1592 21 – – – 1048 460 43 1168 – – – – 218 – – – 28 1089 139 950 – – – – 12 1117 28 – – – 1001 79 25 218 – – – – – – – – 114 250 32 218 218 – – – 2 363 114 – – – 347 14 – 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 Note: Figure in bracket represents negative value Amounts transferred from the Policyholders Account (Technical Account) Income From Investments: (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/gain on revaluation/ Change in Fair value (e) Amortization of Premium/Discount on Investments Other Income TOTAL (A) Expenses other than those directly related to the insurance business Bad debts written off Provisions (Other than taxation) (a) For diminution in the value of investments (Net) (b) Provision for doubtful debts (c) Others Contribution to Policyholders Account TOTAL (B) Profit/ (Loss) before tax Provision for Taxation Profit / (Loss) after tax Prior Period Items APPROPRIATIONS (a) Balance at the beginning of the year (b) Interim dividends paid during the year (c) Proposed final dividend (d) Dividend distribution tax (e) Transfer to reserves/ other accounts Profit carried to the Balance Sheet Particulars TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 98 (3405) 2000 697 (125) – – – (833) 1173 – – – – – – 1173 (2006) – 134 (2140) (1965) – – – – (4106) 2603 377 (72) – – 54 (1429) 1365 – – – – – – 1365 (2794) – 35 (2829) (4106) – – – – (6935) 2009-10 (4391) 2010-11 (1965) – – – – (107) – – – 198 (1858) – (1858) – – – – – (1660) 198 – – (14) 304 22 (1972) 2008-09 STAR UNION DAI-ICHI Note: Figure in bracket represents negative value Amounts transferred from the Policyholders Account (Technical Account) Income From Investments: (a) Interest, Dividends & Rent – Gross (b) Profit on sale/redemption of investments (c) (Loss on sale/ redemption of investments) (d) Transfer/gain on revaluation/ Change in Fair value (e) Amortization of Premium/Discount on Investments Other Income TOTAL (A) Expenses other than those directly related to the insurance business Bad debts written off Provisions (Other than taxation) (a) For diminution in the value of investments (Net) (b) Provision for doubtful debts (c) Others Contribution to Policyholders Account TOTAL (B) Profit/ (Loss) before tax Provision for Taxation Profit / (Loss) after tax Prior Period Items APPROPRIATIONS (a) Balance at the beginning of the year (b) Interim dividends paid during the year (c) Proposed final dividend (d) Dividend distribution tax (e) Transfer to reserves/ other accounts Profit carried to the Balance Sheet Particulars (155807) – – – – (160986) – – 1752 2212 5179 – 5179 – – – – – 7391 460 – – (25) 2422 4 4989 2010-11 (160986) – – – – (120985) – – 44339 44582 (40001) – (40001) – – – – – 4581 243 – – – 1163 15 3403 2009-10 (120985) – – – – (64461) – – 62420 62674 (56524) – (56524) – – – – – 6150 254 – – (44) 2325 89 3780 2008-09 (64461) – – 37 – (30567) – – 35629 36296 (33930) – (33930) – – – – – 2365 667 – – – 2131 3 232 2007-08 (30567) – – – – (23331) – – 10434 10484 (7236) – (7236) – – – – – 3248 51 – – (6) 1783 – 1471 2006-07 (23331) – – – – (17940) – – 7608 7674 (5391) – (5391) – – – – – 2283 66 – – (30) 1194 767 351 2005-06 TATA AIG (17540) – – – – (12981) – – 5364 5627 (4559) – (4559) – – – – – 1068 263 – – (12) 657 22 400 2004-05 TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) (12981) – – – – (7172) – – 6307 6428 (5809) – (5809) – – – – – 619 121 – – (3) 613 9 – 2003-04 (7171) – – – – (2882) – 14 4355 5161 (4289) – (4289) – – – – 11 872 792 – – (2) 862 2 – 2002-03 (2882) – – – – (358) – – – 549 (2524) – (2524) – – – – – (1975) 549 – – – 828 273 (3076) 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 175204 391637 99 Note: Figure in bracket represents negative value Profit carried to the Balance Sheet (e) Transfer to reserves/ other accounts (d) Dividend distribution tax (c) Proposed final dividend (b) Interim dividends paid during the year (a) Balance at the beginning of the year APPROPRIATIONS 134 (98882) – 2979 – 103092 (1633226) (1781750) 3419 113762 (1781750) (1576796) 35 4096 5552 265704 Provision for Taxation Profit / (Loss) after tax Prior Period Items (94562) 271291 Profit/ (Loss) before tax 317806 329537 178543 208837 1 242 (5273) Contribution to Policyholders Account – (29) TOTAL (B) (c) Others (b) Provision for doubtful debts (a) For diminution in the value of investments (Net) – – – Bad debts written off Provisions (Other than taxation) – 16677 27349 Expenses other than those directly related to the insurance business 177 234886 480129 787 (5) TOTAL (A) Other Income 1379 (74) 1915 (d) Transfer/gain on revaluation/Change in Fair value (1473) (c) (Loss on sale/ redemption of investments) (e) Amortization of Premium/Discount on Investments (4634) 11002 12275 76334 (a) Interest, Dividends & Rent – Gross 50490 2009-10 2010-11 (b) Profit on sale/redemption of investments Income From Investments: Amounts transferred from the Policyholders Account (Technical Account) Particulars (` Lakh) 506624 499606 9 – 2198 – – 4811 150412 58 480 (214) (2438) 14726 35336 102464 230290 228030 – – – – – 2260 104174 428 19 (239) (1462) 24184 81245 14931 4502 – – (1834) (45242) 1670 (46676) 128960 126385 – – – – – 2575 82284 67 (326) (66) (522) 4605 15207 63319 – (16483) (1077) (17560) 98204 96738 – – – – – 1466 80644 (461) – – (555) 1134 10467 70060 – 1270 – 82959 – 1581 – 75781 – (6941) – 62177 – 1176 – 69660 368 – 54813 – (64337) (108) (41456) (233) (41797) 110354 107817 – – – – – 2537 68558 (118) – – (118) 4000 9981 54813 (1576071) (985951) (559879) (349860) (248293) (160974) 2823 – 92912 – (992036) (560236) (366557) (247547) (160974) – (488301) (341281) (115960) 10380 (498188) (356211) (126115) 634981 617443 1 – 5345 – – 12192 136878 128 1683 519 (6297) 8169 51052 81539 (64336) 887 – 48810 – (25703) – 11064 – 11064 51518 – 964 – – – – 1929 62582 (235) – – (5) 2833 11179 48810 56476 9911 – – 43325 26022 – 59398 (188) 59586 2400 – 2 – – 253 – 2145 61986 279 – – (17) 3020 10742 47962 (2550) – – – – 31665 – 29115 – 29115 1004 4 – – – – 1000 30119 61 – – (1) 71 1309 28679 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01 INDUSTRY TOTAL TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Concld.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 100 Note: Figure in bracket represents negative value SOURCES OF FUNDS SHAREHOLDERS’ FUNDS: Share Capital Share Application Money Pending Allotment Employees Stock Option Outstanding Reserves and Surplus Credit/[Debit] Fair Value Change Account Sub-Total Borrowings POLICYHOLDERS’ FUNDS: Credit/[Debit] Fair Value Change Account Revaluation Reserve–Investment Property Policy Liabilities Insurance Reserves Provision For Linked Liabilities Sub-Total Deferred Tax Liability Funds For Future Appropriations TOTAL APPLICATION OF FUNDS Investments Shareholders’ Policyholders’ Assets Held To Cover Linked Liabilities Loans Fixed Assets Incidental Expenses Pending Capitalisation Deferred Tax Asset A. CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) B. CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) MISCELLANEOUS EXPENDITURE (To The Extent Not Written off or Adjusted) Debit Balance In Profit & Loss Account (Shareholders’ Account) Debit Balance In Policyholders’ A/C TOTAL Particulars 500 – – 36087 – 36587 – 11386815 – 83940026 366457 16003617 111696915 – 8116 111741618 35376 83304127 17032518 8299709 312299 – – 1415893 3531917 4947809 592822 1597398 2190220 2757590 – – – 11741618 12447396 98535715 605030 16580852 128168993 – 3491 128212858 38257 97016710 17998971 8388265 283941 – – 2327286 3807208 6134493 39711 1608067 1647778 4486715 – – – 128212858 2010 500 – – 39506 368 40374 – 2011 – 84127287 – 1729264 3142203 4871467 371805 1587217 1959022 2912445 – 31950 63896170 9041029 7947712 297980 – – 2776896 – 72217682 364292 8728878 84087748 – 5931 84127287 500 – – 33108 – 33608 – 2009 – 77690494 – 1773977 2505526 4279503 631520 1577265 2208785 2070718 – 29320 60539701 7517630 7321356 211770 – – 8590252 – 61445776 360874 7262808 77659709 – – 77690494 500 – – 30285 – 30785 – 2008 – 62595699 – 1329807 2101767 3431574 456585 1570086 2026671 1404902 – 27945 51111283 3603060 6308152 140356 – – 6205110 – 52480868 280675 3599764 62566418 – – 62595699 500 – – 28781 – 29281 – 2007 2006 – 53139035 – 1280202 1824126 3104328 574273 1556483 2130756 973572 – 16640 45278642 1231528 5512438 126214 – – 6522245 – 44960307 284328 1351731 53118612 – 2724 53139035 500 – – 17200 – 17700 – LIC – 41691036 – 800156 1619705 2419861 489025 1563966 2052991 366870 – 12063 35568558 422510 5199193 121843 – – 2815572 – 38102276 282624 474879 41675351 – 1966 41691036 500 13219 – – – 13719 – 2005 TABLE 21: LIFE INSURERS : BALANCE SHEET (As on 31st March) – 34602254 – 1007389 1365278 2372667 499802 1469444 1969247 403421 – 11613 29696518 20987 4355818 113897 – – 2167263 – 32135683 247095 37173 34587214 – 2498 34602254 500 12043 – – – 12543 – 2004 – 27716034 – 981697 1609746 2591443 473072 864890 1337962 1253481 – 10753 22637442 565 3707474 106319 – – 154382 – 27299386 248980 590 27703338 – 520 27716034 500 11675 – – – 12175 – 2003 – 23844953 – 716962 1375798 2092760 377682 43325 421007 1671753 – 10500 18641460 – 3426790 94450 – – 304142 – 22939514 239429 362 23483447 – 350218 23844953 500 – – 10788 – 11288 – 2002 – 18770059 – 478706 1264053 1742759 315397 166008 481405 1261354 – – 14249243 – 3169685 89777 – – 17061 – 18752237 42 219 18769559 – – 18770059 500 – – – – 500 – 2001 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 101 Note: Figure in bracket represents negative value SOURCES OF FUNDS SHAREHOLDERS’ FUNDS: Share Capital Share Application Money Pending Allotment Employees Stock Option Outstanding Reserves and Surplus Credit/[Debit] Fair Value Change Account Sub-Total Borrowings POLICYHOLDERS’ FUNDS: Credit/[Debit] Fair Value Change Account Revaluation Reserve–Investment Property Policy Liabilities Insurance Reserves Provision For Linked Liabilities Sub-Total Deferred Tax Liability Funds For Future Appropriations TOTAL APPLICATION OF FUNDS Investments Shareholders’ Policyholders’ Assets Held To Cover Linked Liabilities Loans Fixed Assets Incidental Expenses Pending Capitalisation Deferred Tax Asset A. CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) B. CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) MISCELLANEOUS EXPENDITURE (To the extent not written off or adjusted) Debit Balance In Profit & Loss Account (Shareholders’ Account) Debit Balance In Policyholders’ A/C TOTAL Particulars 57000 – – – 1 57001 – 13076 – 1323 – – 14399 – 126 71526 10357 1364 13202 4521 – – 2526 4871 7397 6172 359 6531 866 – 1997 39220 71526 95000 – – – – 95000 – 40918 – 4168 – – 45086 – 322 140408 18931 4235 41240 2160 – – 4848 7715 12563 11917 235 12152 411 – 4369 69063 140408 AEGON RELIGARE 2011 2010 15432 32060 2379 959 3401 4361 2541 762 3303 1058 – 5315 450 1658 – 5768 – – 1653 – 402 – – 2055 – 5 32060 30000 – – – – 30000 – 2009 – 905655 147851 5024 15375 20399 29835 1704 31540 (11141) – 3506 – – – 802488 150726 16621 11441 28061 32710 2062 34772 (6711) – 40674 9121 603856 – 4822 – – 590024 599776 – 13832 802488 666052 689301 – 15865 905655 58556 24967 681917 188880 – – – – 188880 – – – – 9752 2010 200490 – – – – 200490 – – – – 23248 2011 – 502225 116255 2553 12248 14801 20517 1128 21645 (6844) – 35162 15450 336925 – 5277 – – 335028 341965 – 11080 502225 – – 6937 149180 – – – – 149180 – 2009 – 356124 66749 17567 14573 32140 29762 1376 31138 1002 – 25348 9621 247963 – 5441 – – 246493 250837 – 4837 356124 – – 4343 100450 – – – – 100450 – 2008 – 213672 46501 15183 5405 20588 19058 1007 20065 523 – 26249 5460 132557 – 2383 – – 131861 135562 – 2290 213672 – – 3701 75820 – – – – 75820 – AVIVA 2007 TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.) (As on 31st March) – 114520 33325 7762 1418 9180 15871 458 16329 (7149) – 18458 1542 67111 – 1232 – – 65406 66943 – 1707 114520 – – 1537 45870 – – – – 45870 – 2006 – 53941 18939 5202 1591 6792 5308 156 5465 1328 – 10614 813 21070 – 1177 – – 21026 21961 – – 53941 122 – 813 31980 – – – – 31980 – 2005 – 29539 9842 2128 870 2998 2197 55 2252 746 – 12656 187 5066 – 1042 – – 5009 5254 – – 29539 57 – 187 24280 – – – 5 24285 – 2004 – 16317 3422 531 577 1108 1257 36 1293 (185) – 10984 21 1438 – 637 – – 830 836 – – 16317 1 – 5 15480 – – – 2 15482 – 2003 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 102 48990 – 1362868 35530 17831 53360 80138 4267 84405 (31045) – 56058 21869 31116 52985 105187 6602 111789 (58804) – 1830 – – – 3927490 3304492 1757881 – 676319 27601 41980 8545 50525 80930 977 81908 (31383) – – 354299 20431 29585 7629 37214 38905 524 39429 (2215) – 37309 13679 50988 102447 2755 105202 (54214) – 43851 38325 82176 95009 10682 105691 (23515) – 65365 90508 518684 186 5357 – – 27809 47661 256932 34 3646 – – 15023 – – 34953 7 49984 – 114589 146870 1095417 309 10907 – – 15037 – – 55016 1 70054 – – 235208 154538 76952 409372 346223 232171 3288417 2841462 1406530 1471 1303 770 16537 17940 16444 – – – – 995 – 106290 15071 – – 105996 1 121067 – 256932 297492 – 6823 354299 70 – 179982 15071 – – 105996 – 121066 – 2009 3288417 2841462 1406530 1095417 518684 3673259 3144680 1586582 1202702 585968 – – – – 29290 38746 50233 39098 20297 3927490 3304492 1757881 1362868 676319 384467 284 – 302934 15071 – – 105996 – 121066 – 2010 130 – 40430 375 224941 209870 15071 2011 BAJAJ ALLIANZ 2008 2007 2006 154 – 67129 Note: Figure in bracket represents negative value. SOURCES OF FUNDS SHAREHOLDERS’ FUNDS: Share Capital Share Application Money Pending Allotment Employees Stock Option Outstanding Reserves And Surplus Credit/[Debit] Fair Value Change Account Sub-Total Borrowings POLICYHOLDERS’ FUNDS: Credit/[Debit] Fair Value Change Account Revaluation Reserve-Investment Property Policy Liabilities Insurance Reserves Provision For Linked Liabilities Sub-Total Deferred Tax Liability Funds For Future Appropriations TOTAL APPLICATION OF FUNDS Investments Shareholders’ Policyholders’ Assets Held To Cover Linked Liabilities Loans Fixed Assets Incidental Expenses Pending Capitalisation Deferred Tax Asset A. CURRENT ASSETS Cash And Bank Balances Advances And Other Assets Sub-Total (A) B. CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) MISCELLANEOUS EXPENDITURE (To the extent not written off or adjusted) Debit Balance In Profit & Loss Account (Shareholders’ Account) Debit Balance In Policyholders’ A/C TOTAL Particulars – 104110 10577 8473 4008 12481 15611 155 15766 (3285) – 16370 22018 55350 10 3071 – – 55350 76727 – 641 104110 70 – 21308 14976 – – 11766 – 26742 – 2005 – 36256 6901 4400 2329 6729 5895 119 6014 715 – 14076 8591 2856 5 3112 – – 2856 10543 – 904 36256 – – 7687 14943 9867 – – (1) 24809 – 2004 – 23342 4220 1473 1551 3024 2729 0 2729 295 – 12879 3501 – 1 2448 – – – 3090 – 411 23342 – – 3090 14908 4933 – – – 19841 – 2003 – 15229 1564 737 1295 2032 1647 1 1648 384 – 10985 357 – – 1939 – – – 341 – 16 15229 – – 341 14872 – – – – 14872 – 2002 311344 155846 32563 214213 89244 4521 9280 13801 16033 386 16419 (2618) – 2052 – – 871 – – 3432 10226 13658 12473 613 13086 571 – 9444 4298 79230 79230 83527 – – 214213 2 – 4295 113135 – – 17399 152 130687 – 2010 13867 6266 133922 8 311344 133914 140677 6750 13 17929 194 170659 152535 2011 TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.) (As on 31st March) 41515 107453 32475 2928 9694 12621 14637 348 14985 (2363) – – 9589 1924 19900 – 4413 – – 19900 21823 – – 107453 – – 1923 66843 10000 – 8957 (170) 85630 – – 53945 32244 1445 3389 4834 10262 348 10610 (5776) – – 17371 581 5986 – 3540 – – 5986 6564 – – 53945 – – 578 36611 3000 – 7689 81 47381 – BHARTI AXA 2009 2008 – 19416 8043 139 1790 1930 3749 43 3792 (1863) – – 11544 81 543 – 1069 – – 543 624 – – 19416 – – 81 15000 3800 – – (7) 18793 – 2007 – 978 – 140 371 511 540 – 540 (29) – – – – – – 349 658 – – – – – 978 – – – 110 868 – – 0 978 – 2006 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 103 Note: Figure in bracket represents negative value. SOURCES OF FUNDS SHAREHOLDERS’ FUNDS: Share Capital Share Application Money Pending Allotment Employees Stock Option Outstanding Reserves and Surplus Credit/[Debit] Fair Value Change Account Sub-Total Borrowings POLICYHOLDERS’ FUNDS: Credit/[Debit] Fair Value Change Account Revaluation Reserve–Investment Property Policy Liabilities Insurance Reserves Provision For Linked Liabilities Sub-Total Deferred Tax Liability Funds For Future Appropriations TOTAL APPLICATION OF FUNDS Investments Shareholders’ Policyholders’ Assets Held To Cover Linked Liabilities Loans Fixed Assets Incidental Expenses Pending Capitalisation Deferred Tax Asset A. CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) B. CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) MISCELLANEOUS EXPENDITURE (To The Extent Not Written off or Adjusted) Debit Balance In Profit & Loss Account (Shareholders’ Account) Debit Balance In Policyholders’ A/C TOTAL Particulars 7 – 78608 1 2008 67150 – – – 3 67153 – 46000 – – – 1 46001 – 35000 – – – – 35000 – 1 1 6 3 – – – – – – 39994 18884 11769 7720 4901 – – – – – 819694 629582 364420 230114 116327 859688 648467 376195 237837 121228 – – – – – 12896 2588 3 3 3 1072536 778507 443351 283841 156230 187950 127450 – – – – 12000 – 2 1 199952 127451 – – 2009 – – 3067 – 50840 53907 – 3 82910 29000 – – – – 29000 – 2004 – – 1237 – 9777 11014 – 3 29017 18000 – – – – 18000 – 2003 74 – 287 – 1616 1977 – 3 16888 14908 – – – – 14908 – 2002 50000 – – 12500 62500 – 70000 – – 12500 82500 – – (24) – – – – – 26286 9659 – – 16 232648 107644 16 258910 117303 – – – 3 – – 11927 341410 179803 11908 – – – – 11908 – 2001 – – 3119 – 21388 24507 – – 77007 52500 – 40000 – – 12500 CANARA HSBC 2011 2010 2009 44460 30486 8269 3777 12046 16071 2209 18281 (6235) – 5478 2046 7524 10334 1759 12093 (4569) – 5107 1666 6773 8050 1216 9266 (2493) – – 82910 88987 18381 5802 24183 30899 2902 33800 (9618) – – – – – – – 2142656 1810140 1072536 778507 443351 283841 156230 159201 41259 7014 48273 53860 2771 56631 (8358) – 18312 202750 172251 51897 10443 62340 73996 2524 76519 (14179) – 24373 56980 12154 69133 81135 3231 84367 (15233) – 58852 13717 72570 80083 4695 84778 (12208) – 29017 10538 2173 1161 3334 4537 472 5009 (1675) – – 16888 4442 693 905 1598 2675 35 2710 (1112) – – 11927 832 445 363 808 1072 – 1072 (264) – 47703 4954 3878 8832 14138 117 14255 (5423) – – – 341410 179803 66841 8576 7834 16410 18598 191 18789 (2379) – – 77007 23087 2306 2800 5106 8723 120 8843 (3737) – – – – – – – – – – – – – – 69727 50440 46701 42228 27444 18170 12351 10738 6456 9578 9960 13523 14502 27737 160335 105817 50442 17464 10141 7199 4627 2412 1183 290 4 27782 9534 3277 1745922 1456730 819694 629582 364420 230114 116327 50840 9777 1616 15 232648 107644 21388 2631 2655 2235 1499 816 202 35 10 – – – – – – 3998 6982 8443 7104 5688 3904 3086 3091 2738 2074 1380 2994 5843 5254 – – – – – – – – – – – – – – – – – – – – – – – – – – 1745922 1456730 1852008 1535344 – 45697 29842 2142656 1810140 106086 48000 0 244950 196950 – – 48000 3 244953 – 2010 196950 2011 BIRLA SUNLIFE 2007 2006 2005 TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.) (As on 31st March) – 46193 24731 1051 2645 3696 4746 177 4922 (1226) – 374 – 13737 491 8087 – – 584 – 8087 8671 – – 46193 29396 – – 8126 1 37522 – – 25311 13775 743 1741 2485 3034 118 3152 (668) – 8354 165 3081 – 604 – – – – 99 – 3081 3180 – – 25311 22131 – 22130 – – – – 13969 4446 464 790 1254 1156 76 1232 22 – 7824 16 255 – 1406 – – – – 4 – 255 259 – – 13969 13705 – – – 5 13710 – (` Lakh) DLF PRAMERICA 2011 2010 2009 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 104 Note: Figure in bracket represents negative value. SOURCES OF FUNDS SHAREHOLDERS’ FUNDS: Share Capital Advance Against Share Capital Share Application Money Pending Allotment Employees Stock Option Outstanding Reserves and Surplus Credit/[Debit] Fair Value Change Account Sub-Total Borrowings POLICYHOLDERS’ FUNDS: Credit/[Debit] Fair Value Change Account Revaluation Reserve–Investment Property Policy Liabilities Insurance Reserves Provision For Linked Liabilities Sub-Total Deferred Tax Liability Funds For Future Appropriations TOTAL APPLICATION OF FUNDS Investments Shareholders’ Policyholders’ Assets Held To Cover Linked Liabilities Loans Fixed Assets Incidental Expenses Pending Capitalisation Deferred Tax Asset A. CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) B. CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) MISCELLANEOUS EXPENDITURE (To The Extent Not Written off or Adjusted) Debit Balance In Profit & Loss Account (Shareholders’ Account) Debit Balance In Policyholders’ A/C TOTAL Particulars – – 18884 – 27838 46721 – 2190 125363 10202 19019 30028 – 753 – – 5254 6437 11691 10694 278 10972 719 – 64642 – 125363 – – 39017 11104 38047 64610 – 393 – – 3769 8919 12688 9217 412 9629 3060 – 96654 – 213868 9354 213868 55349 94366 70200 – 6258 – – (6) 76452 – 105200 – 5000 – – (52) 110148 – 2011 – 61947 28955 2224 4088 6312 7885 178 8063 (1751) – – 15279 3079 8471 – 7914 1 – 3217 – 8471 11690 – – 61947 46850 – 3404 – – 3 50257 – – 18580 3362 1139 1003 2142 1361 37 1398 744 – 12959 201 – – 1315 – – 80 – – 18580 – – 80 – 18500 – – – – – 18500 – FUTURE GENERALI 2010 2009 2008 (154) 199488 – – – 22068 (4) 221552 2011 156550 38373 67703 106076 130376 1501 131877 (25801) 146650 30302 49178 79479 124854 1876 126732 (47251) – 119131 41087 54287 95374 88202 2088 90290 5083 – 42916 301527 687829 302 14513 – – – 16939 – – 605 2830767 2160620 1171303 357 55 243 297 701 0 701 (404) – 179582 – – – 5529 (776) 184335 – 2009 2051 (2969) – – 376669 290924 – – 1552178 687829 1930898 975785 – – 25548 11184 2160620 1171303 196800 – – – 5529 1844 204173 – 2010 – 69997 63048 – 533498 434154 – 2052313 1552178 – 3312 404 652 23957 11438 – – – – – 512333 0 2052313 – 2564492 – – 44723 605 2830767 – – 5 – 600 – – – 605 – 2007 – 975222 68835 44932 40825 85757 61291 1220 62512 23246 – 42131 232990 594516 186 13318 – – 1937 – 243667 – 594516 840121 – 2470 975222 127064 – – – 5529 39 132631 – 2008 – 544195 44214 33636 19620 53255 38747 308 39055 14200 – 15297 177829 285168 126 7361 – – 912 – 173915 – 285168 459995 – 595 544195 83604 – 80071 2874 – – 659 – 299909 31658 28796 9901 38697 26586 287 26873 11824 – 13809 116950 119361 294 6013 – – 2096 – 114880 – 119361 236337 – 255 299909 61927 – – – 659 731 63317 – – 116651 18782 7335 4095 11430 10696 207 10904 527 – 9843 60879 19183 120 7318 – – 1750 – 63774 – 19183 84707 – – 116651 31909 – – – – 36 31945 – HDFC STANDARD 2007 2006 2005 TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.) (As on 31st March) – 60833 9808 5826 2344 8170 4094 183 4277 3893 – 6395 33995 1655 58 5028 – – 344 – 33364 – 1655 35363 – – 60833 25441 – – – – 29 25469 – 2004 – 35995 7465 3726 1639 5365 2946 92 3038 2327 – 8800 13104 – 65 4234 – – – – 14375 – – 14375 – 26 35995 21673 – – – – (78) 21594 – 2003 – 19753 2644 1452 993 2445 1495 23 1518 927 – 9731 3016 – 67 3368 – – – – – 2789 – 2789 – 321 19753 16618 – – – 25 – 16643 – 2002 – 16765 135 4460 711 5171 941 – 941 4230 – 11980 141 – – 279 – – – – – 99 – 99 – 48 16765 16618 – – – – – 16618 – 2001 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 105 2011 142726 – 23 85 335292 (15) 478111 – 2009 140111 – 11 192 237131 98 377543 – 2008 131230 – – 194 75938 2910 210273 – 92500 – – – – 1 92501 – 299676 160170 – – – – 7018693 6030029 3660499 3133384 1729261 377646 68570 47407 5032 4664 9697 16184 195 16379 (6683) – 21853 57449 86500 216 5481 – – – – – 956849 442509 212224 95279 351849 271087 48238 23593 71831 99478 7625 107103 (35272) – 24590 19959 11211 7144 35800 27102 59349 37909 1631 842 60980 38750 (25180) (11648) – – 61651 45466 107117 160819 20099 180917 (73801) – 30540 29660 60200 157170 2988 160158 (99358) – 33032 33473 66505 158967 491 159458 (92953) 35588 36155 71743 113037 11979 125017 (53274) – 67500 – – – – 5 67505 – 2004 12467 2074 1333 – – – 112248 79353 56886 – – – 699963 265406 86500 824678 346833 144720 – – – 11344 3175 – 956849 442509 212224 118500 – – 524 – 1803 120827 – 44847 32095 125146 80454 707885 265406 142 252 6301 6105 – – 2624 1079 24934 2132 17752 10150 6689 3163 3163 3163 358933 299871 235459 176562 – – – – 5037610 2805489 2445682 1307627 5428166 3110655 2702056 1497502 – – – – 123242 71733 53785 21485 6030029 3660499 3133384 1729260 142814 – 11 9 335884 (96) 478622 – 2010 ICICI PRUDENTIAL 2007 2006 2005 197647 128503 66201 21102 15672 721719 445657 341641 344930 234211 5882653 5146926 2861395 2486615 1325232 869 1160 1960 379 404 19826 26340 33121 32774 21944 – – – – 17844 29552 31808 21708 6900 97220 7018693 5823298 6441896 23154 6689 588755 336069 656 479577 5 142846 Note: Figure in bracket represents negative value. SOURCES OF FUNDS SHAREHOLDERS’ FUNDS: Share Capital Advance Against Share Capital Share Application Money Pending Allotment Employees Stock Option Outstanding Reserves and Surplus Credit/[Debit] Fair Value Change Account Sub-Total Borrowings POLICYHOLDERS’ FUNDS: Credit/[Debit] Fair Value Change Account Revaluation Reserve–Investment Property Policy Liabilities Insurance Reserves Provision For Linked Liabilities Sub-Total Deferred Tax Liability Funds For Future Appropriations TOTAL APPLICATION OF FUNDS Investments Shareholders’ Policyholders’ Assets Held To Cover Linked Liabilities Loans Fixed Assets Incidental Expenses Pending Capitalisation Deferred Tax Asset A. CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) B. CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) MISCELLANEOUS EXPENDITURE (To The Extent Not Written off or Adjusted) Debit Balance In Profit & Loss Account (Shareholders’ Account) Debit Balance In Policyholders’ A/C TOTAL Particulars – 95254 25249 3204 2101 5304 6968 123 7091 (1787) – 12814 32994 20817 – 4142 – 1024 – – 32044 – 20817 52861 – – 95254 42500 – – – – –107 42393 – 2003 – 33074 10532 1071 1196 2267 2740 – 2740 (473) – 5159 13258 754 – 2819 – 1024 – – 13320 – 754 14074 – – 33074 19000 – – – – – 19000 – 2002 235683 140009 165883 26263 (389) 69935 – – – – (135) 69799 2011 – 13451 – 341 638 979 1100 – 1100 (121) – 24071 10853 8451 19304 19123 136 19259 45 – 19492 9381 81402 – 1721 – – 1 – 9778 – 81402 91181 – – 136111 44924 – – – – 7 44930 – – 75155 13576 6180 5311 11492 11043 170 11212 280 – 29120 2516 27766 – 1897 – – – – 2526 – 27766 30292 – – 75155 44891 – – – – (28) 44863 – IDBI FEDERAL 2010 2009 – 235683 136111 36249 7810 11570 19380 18709 174 18882 498 – 12154 32187 – 25037 – 140009 – 1418 1703 – – – – – – 494 (2065) – (1571) – – 13451 15000 – – – 22 – 15022 – 2001 TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.) (As on 31st March) – 13000 6 45506 32500 – 11679 23134 3871 27005 28436 10 28446 (1440) – 3313 – 30860 4644 90577 – 21048 139633 2553 2352 1672 4024 2226 38 2264 1750 – 14996 3 1137 – 599 – – – 0 – 27 3549 – 1137 90054 1164 93603 – – 524 21048 139633 19891 – – – – (7) 19884 – 2008 – 50518 5204 1533 666 2199 10104 29 10133 (7934) – 32866 125 17349 – 2908 – – 17347 17472 – 2 50518 – – 125 20000 – – – 13000 44 33044 – (` Lakh) INDIAFIRST 2011 2010 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 106 79 – 129994 327772 457845 – 2653 580712 18359 131922 327729 823 1732 – – 9868 13463 23330 27978 96 28074 (4744) – 104892 – 580712 16 – 184365 370302 554682 – 1990 703351 41169 178843 369776 1341 964 – – 9465 18928 28393 28921 114 29035 (641) – 111899 – 703351 – – 191 146679 – 101915 – 18235 – – 64 120214 – 2010 146488 – 2011 Note: Figure in bracket represents negative value. SOURCES OF FUNDS SHAREHOLDERS’ FUNDS: Share Capital Advance Against Share Capital Share Application Money Pending Allotment Employees Stock Option Outstanding Reserves and Surplus Credit/[Debit] Fair Value Change Account Sub-Total Borrowings POLICYHOLDERS’ FUNDS: Credit/[Debit] Fair Value Change Account Revaluation Reserve–Investment Property Policy Liabilities Insurance Reserves Provision For Linked Liabilities Sub-Total Deferred Tax Liability Funds For Future Appropriations TOTAL APPLICATION OF FUNDS Investments Shareholders’ Policyholders’ Assets Held To Cover Linked Liabilities Loans Fixed Assets Incidental Expenses Pending Capitalisation Deferred Tax Asset A. CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) B. CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) MISCELLANEOUS EXPENDITURE (To The Extent Not Written off or Adjusted) Debit Balance In Profit & Loss Account (Shareholders’ Account) Debit Balance In Policyholders’ A/C TOTAL Particulars – 369692 91215 11760 18905 30665 31303 106 31409 (744) – 23386 83721 169014 464 2634 – – 169728 260650 – 661 369692 (447) – 91368 101915 – 6459 – – 6 108380 1 2009 – 287791 71765 14018 8938 22956 25761 348 26109 (3153) – 19229 67560 129055 223 3112 – – 128748 197232 – 2049 287791 1027 – 67456 79000 – 9500 – – 1 88501 10 2008 – 179432 52713 8128 6945 15074 23283 726 24009 (8935) – 24787 45909 60839 102 4018 – – 60839 110388 – – 179432 1120 – 48429 69000 – – – – 4 69004 41 2007 – 108994 34956 8664 6291 14955 17386 563 17949 (2994) – 16704 27265 28331 42 4690 – – 28331 59882 – – 108994 1073 – 30478 49000 – – – – 2 49002 111 2006 ING VYSYA – 69552 22555 18458 6131 24589 20162 292 20454 4135 – 13516 12084 13326 9 3927 – – 18807 30388 – – 69552 46 – 11535 32476 – 6500 – – 3 38979 185 2005 – 29951 13179 6351 1534 7885 3169 121 3290 4595 – 3942 3097 2124 11 3003 – – 2124 5305 – – 29951 12 – 3169 24458 – – – – 4 24461 185 2004 – 17882 6880 1870 1166 3036 2151 71 2222 814 – 7580 809 – 11 1789 – – – 942 – – 17882 – – 809 16939 – – – – – 16939 133 2003 613 56233 5204 51029 2011 15264 10473 9923 20396 26318 1906 28224 (7828) – 11351 871628 3094 165 781 946 1558 34 1592 (646) – 7501 32226 354 128367 – 698635 11 577 1037 4385 – – 115715 422 – 678262 430 795012 – – 20383 11351 871628 – – 353 10921 – – – – – 10921 77 2002 – 694222 25512 8695 10628 19757 26432 1714 28416 (8388) – 24918 101474 544585 522 5599 – – 498 – 92368 528 524026 617420 – 20569 694222 51029 – – – 5204 – 56233 – 2010 – 430411 32434 12827 9392 22219 23204 1398 24603 (2383) – 28231 62777 303080 583 5690 – – – – 70708 380 292228 363316 – 10862 430411 51029 – – – 5204 – 56233 – 2009 – 337766 33868 15356 6765 22122 22825 1106 23931 (1809) – 13130 57044 230944 333 4256 – – – – 53211 370 225634 279215 – 5320 337766 48027 – – – 5204 – 53231 – 2008 TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.) (As on 31st March) – 206596 26681 12486 4442 16928 15517 710 16227 701 – 8538 40269 127747 232 2428 – – 5 – 40232 363 126454 167055 – 1303 206596 33035 – – – 5204 – 38238 – 2007 2006 – 130256 15541 5710 3432 9142 8189 267 8457 685 – 6570 29752 75798 72 1836 – – 1505 – 28151 (4849) 75652 100458 – 157 130255 24437 – – – – 5204 29641 – KOTAK 4967 75616 11099 5270 2051 7320 5165 228 5392 1928 – 5882 15717 33692 23 2307 – – 151 – 15683 – 33434 49269 – 10 75616 21133 – – – – 5204 26337 – 2005 2256 32471 9230 2942 1704 4645 3895 108 4002 643 – 5718 7271 5031 26 2296 – – 22 – 7142 – 5031 12195 – 10 32471 15062 – – – – 5204 20265 – 2004 – 14385 – 1567 1588 3155 1329 76 1405 1750 – 7908 2679 – 48 2001 – – – – 2679 – (6576) (3897) – – 14385 13066 – 5216 – – – 18282 – 2003 – 13279 – 2059 829 2888 1000 32 1032 1856 – 10031 349 – 40 1003 – – (1995) – – 13279 – – 349 (2344) 10058 – – – 5216 – 15274 – 2002 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 107 2009 2008 0 – 195050 – 303488 498539 – 1695 679354 55743 – – – 570 8 56321 – 2006 – 83337 1601 4381 5982 10295 33 10328 (4347) 527 – 11379 34390 2533 2 5625 – – – – – – – 1128944 679354 431994 231794 131299 2212 8226 10438 14676 185 14861 (4423) 371 – 14083 57399 17796 – 6839 – – 33228 45281 3969 15164 19132 26431 189 26620 (7488) 498 – 27097 91936 65460 – 9011 – – – – 33498 – 2533 36031 – – 83337 46608 – – – 690 7 47305 – 2005 39234 102367 100275 82961 60974 18404 2165 1937 44536 44500 27912 62940 46665 29849 83780 56502 46768 28 270 95 83809 56772 46863 (20869) (10107) (17014) 7580 254 374 1448623 73243 – – – 800 347 74390 – 2007 MAX NEW YORK – – – – – – 136860 91250 56628 – – – 185883 65460 17796 322743 156709 74424 – – – 4335 695 554 431994 231794 131299 – – – 83013 52291 41673 270750 200183 144343 657794 303488 185883 861 483 – 27448 32487 15761 – – – – – – 7 – 259314 – 657794 917115 – 6229 1128944 183882 178243 103243 – – – – – 7900 799 – 13414 748 404 78 925 205599 179121 104916 – – – 2010 19249 48405 67654 108350 26 108376 (40722) 7559 131989 364698 886956 1162 14020 15136 1448623 886956 1227330 340353 21 184100 – – 7995 13518 544 206157 2011 Note: Figure in bracket represents negative value. SOURCES OF FUNDS SHAREHOLDERS’ FUNDS: Share Capital Advance Against Share Capital Share Application Money Pending Allotment Employees Stock Option Outstanding Reserves and Surplus Credit/[Debit] Fair Value Change Account Sub-Total Borrowings POLICYHOLDERS’ FUNDS: Credit/[Debit] Fair Value Change Account Revaluation Reserve–Investment Property Policy Liabilities Insurance Reserves Provision For Linked Liabilities Sub-Total Deferred Tax Liability Funds For Future Appropriations TOTAL APPLICATION OF FUNDS Investments Shareholders’ Policyholders’ Assets Held To Cover Linked Liabilities Loans Fixed Assets Incidental Expenses Pending Capitalisation Deferred Tax Asset A. CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) B. CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) MISCELLANEOUS EXPENDITURE (To The Extent Not Written off or Adjusted) Debit Balance In Profit & Loss Account (Shareholders’ Account) Debit Balance In Policyholders’ A/C TOTAL Particulars – 50624 23262 1694 2719 4413 7096 34 7130 (2717) – – 8520 16012 – – 5548 – – – – 16012 – – 16012 – – 50624 34608 – – – – 4 34612 – 2004 15712 32611 – 503 1761 2264 3957 3 3960 (1696) – – 8646 6558 – – 3391 – – – – 7122 – – 7122 – – 32611 25474 – 15 – – – 25489 – 2003 – 19177 466 958 1309 2267 2024 2 2026 241 – – 14125 2053 – – 2292 – – – – 2036 (7822) – (5786) – – 19177 24963 – – – – – 24963 – 2002 2011 7781 955131 636574 748042 109859 7934 – 165375 10469 955131 1605 36 9248 796 12746 832 21993 670 31975 – 1838 670 33812 162 (11819) – – 7516 28821 – 117633 – 638692 – 1123 1186 7372 – – – – 16 – – 16 – – 10469 10453 196957 – – – 2351 – – – 10453 199308 – 1609 2001 2009 2008 12968 14420 11495 13463 13714 9065 25209 22528 33070 35172 1804 928 34874 36100 (9665) (13573) – – 166383 136394 80318 764288 444506 271810 10462 9336 12745 22080 39311 2011 41322 (19242) – – – – 27434 25762 26078 82387 56586 36095 485242 210583 122893 977 414 170 10645 11464 5409 – – – – – – – – – – – – 75008 54541 33917 – – – 481961 208889 122122 560247 267377 156039 – – – 8074 3773 1605 764288 444506 271809 177479 158000 76108 18487 15342 34449 – – – – – – – – – 2 14 13 195968 173356 110570 3278 3947 3595 2010 TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.) (As on 31st March) 30079 122270 16545 4154 4701 8855 17373 495 17869 (9014) – – 21961 24049 36896 50 1704 – – – – 21905 – 37152 59057 – 244 122270 53000 9100 – – – 48 62148 820 2007 7724 52139 15348 2090 2793 4882 6350 319 6669 (1786) – – 9583 11731 7424 7 2108 – – – – 11463 – 7424 18887 – – 52139 23500 9000 – – – 48 32548 704 2006 METLIFE 5957 29668 5574 1785 2000 3785 3298 125 3423 362 – – 9850 5473 215 – 2238 – – (3) – 5473 – 215 5685 – – 29668 23500 – – – – 31 23531 452 2005 4721 18220 693 1396 853 2249 1568 74 1642 607 – – 9231 1985 – – 984 – – – – 1985 – – 1985 – – 18220 16000 – – – – 3 16003 232 2004 2970 12197 – 1054 648 1702 1139 30 1169 534 – – 5029 2970 – – 695 – – – – 539 – – 669 – – 12197 11000 – 520 – – 9 11528 130 2003 – 11068 284 574 533 1107 262 – 262 845 – – 9833 – – – 106 – – 11000 – 59 – – 9 – – 68 – – 11068 11000 – – – – 2002 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 108 2011 39470 34266 555238 2991 4415 – – 41025 14293 55318 68634 111 68745 (13427) – 239008 – 861962 49878 13452 63330 73514 243 73757 (10427) – 267387 27220 20566 47786 60132 – 60132 (12346) 280316 – 2057389 1627456 19481 2057389 93096 – 1634550 1728294 37775 36931 99112 52645 1648640 1276505 3080 3018 813 1397 – – 116233 – – – 158101 (729) 273605 – 2009 (942) – 32472 – 555238 586769 – 1587 861962 116464 – – – 180970 207 297641 – 2010 677 – 48758 – 1270115 1319550 – 10264 1627456 648 192850 180 309615 116584 Note: Figure in bracket represents negative value. SOURCES OF FUNDS SHAREHOLDERS’ FUNDS: Share Capital Advance Against Share Capital Share Application Money Pending Allotment Employees Stock Option Outstanding Reserves and Surplus Credit/[Debit] Fair Value Change Account Sub-Total Borrowings POLICYHOLDERS’ FUNDS: Credit/[Debit] Fair Value Change Account Revaluation Reserve–Investment Property Policy Liabilities Insurance Reserves Provision For Linked Liabilities Sub-Total Deferred Tax Liability Funds For Future Appropriations TOTAL APPLICATION OF FUNDS Investments Shareholders’ Policyholders’ Assets Held To Cover Linked Liabilities Loans Fixed Assets Incidental Expenses Pending Capitalisation Deferred Tax Asset A. CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) B. CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) MISCELLANEOUS EXPENDITURE (To The Extent Not Written off or Adjusted) Debit Balance in Profit & Loss Account (Shareholders’ Account) Debit Balance in Policyholders’ A/C TOTAL Particulars – 503585 130517 41342 16799 58141 69931 – 69931 (11790) – 22223 25293 330159 140 7044 – – (200) – 22428 – 330159 352387 – – 503585 114770 – – – 36630 (202) 151198 – – 172069 53710 14672 5621 20292 19771 8993 28764 (8471) – 14640 14212 92119 123 5736 – – 36 – 13500 – 92119 105655 – – 172069 66400 – – – – 14 66414 – – 63460 22199 5101 1799 6900 7390 72 7462 (562) – 9864 6826 23500 188 1445 – – 102 – 6568 – 23500 30169 – – 63460 33100 – – – – 190 33290 1 RELIANCE LIFE 2008 2007 2006 – 31419 12360 1032 991 2022 2129 32 2161 (139) – 8679 1790 7482 – 1247 – – 9 – 1790 – 7480 9279 – – 31419 21710 – – – – 11 21721 419 2005 – 18166 6959 690 686 1376 1378 14 1392 (16) – 8617 819 983 – 805 – – 1 – 832 – 983 1816 – – 18166 16000 – – – – 6 16006 343 2004 – 9649 – 645 429 1075 841 33 873 201 – 8440 254 23 – 730 – – – – 254 (4236) 23 (3595) – – 9649 12436 – 822 – – (15) 13244 364 2003 27120 3920 23200 2011 2783 3405 6188 3334 67 3401 2788 22791 23756 58491 23 530 – 11913 108379 – 12013 129 12142 919 4 923 11219 – – – – – 694 – – – 31 – 11 21444 (1114) – 58491 (730) 79966 – – 1293 11913 108379 12436 – – – 207 – 12643 373 2002 2874 – 54232 – 89241 1565 2112 3676 1741 56 1797 1879 – 17967 10208 20487 2 815 – – – – 10143 – 20487 30630 – 48 54232 23200 – – – 354 – 23554 – – 43115 1058 407 1281 1688 1484 30 1514 174 – 21565 5934 13663 – 722 – – – – 5841 – 13663 19504 – 29 43115 23187 – – – 354 41 23583 – SAHARA 2009 2008 – 2248 2456 4704 2735 40 2775 1929 – 22355 16809 47465 10 673 – – 95 – 16561 – 47462 64118 – 821 89241 23200 – – – 1102 – 24302 – 2010 TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.) (As on 31st March) – 23385 1412 289 779 1068 827 6 833 235 – 13301 2987 4769 – 681 – – 3 – 2817 – 4769 7589 – 33 23385 15675 – – – – 88 15763 – 2007 – 19125 1360 354 734 1088 412 1 413 674 – 12926 1823 1539 – 801 – – – – 1585 – 1827 3412 – 29 19125 15662 – – – – 22 15683 – 2006 – 16733 562 350 674 1024 200 1 201 824 503 12994 1086 – – 764 – – 1084 – – 16733 – – 1084 – 15649 – – – – – 15649 – 2005 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 109 Note: Figure in bracket represents negative value. SOURCES OF FUNDS SHAREHOLDERS’ FUNDS: Share Capital Advance Against Share Capital Share Application Money Pending Allotment Employees Stock Option Outstanding Reserves and Surplus Credit/[Debit] Fair Value Change Account Sub-Total Borrowings POLICYHOLDERS’ FUNDS: Credit/[Debit] Fair Value Change Account Revaluation Reserve–Investment Property Policy Liabilities Insurance Reserves Provision For Linked Liabilities Sub-Total Deferred Tax Liability Funds For Future Appropriations TOTAL APPLICATION OF FUNDS Investments Shareholders’ Policyholders’ Assets Held To Cover Linked Liabilities Loans Fixed Assets Incidental Expenses Pending Capitalisation Deferred Tax Asset A. CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) B. CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) MISCELLANEOUS EXPENDITURE (To The Extent Not Written off or Adjusted) Debit Balance in Profit & Loss Account (Shareholders’ Account) Debit Balance in Policyholders’ A/C TOTAL Particulars – – 0 100000 – 100000 – 2009 100000 – – – 473 205 100677 – 2008 50000 – – – – (936) 49064 – – 463297 – – – – 3952581 2814312 1402472 1000988 15042 14836 29878 39097 150 39247 (9369) – 59152 231806 174954 – 3789 – – 2966 – – 11690 16743 28433 44286 2514 46801 (18368) – 100586 385751 528530 – 4488 – – – 12806 27728 40534 100712 975 101687 (61153) – 32189 32197 64387 143039 617 143657 (79270) – 26566 53254 79821 170652 1189 171841 (92020) – 2158 93537 682835 678096 – 6998 – – 12197 160 547 (2079) – – – – 966862 624216 371157 241359 – – – – 1706268 677284 528530 174954 2685327 1301659 900233 414234 – – – – 2462 812 77 – 2814312 1402472 1000988 463298 100000 – – – 25487 1036 126523 – 2010 96508 72830 1466870 1088751 2452908 1708731 – – 28316 23270 – – – – 4022 3952581 2448886 3785589 1331439 5264 100000 – – – 62122 848 162970 2011 – 209875 3349 9768 11950 21718 22587 95 22683 (965) – 44075 136133 24398 – 2885 – – 3146 – 139128 – 24398 166671 – – 209875 42500 – – – – 704 43204 – SBI LIFE 2007 2006 – 108341 3550 5588 5304 10892 11934 13 11947 (1055) – 33837 70219 210 – 1580 – – 299 – 72673 – 210 73181 – – 108341 35000 – – – – 160 35160 – 2005 – 43893 2400 5072 2580 7653 4766 6 4772 2881 – 14806 23116 – – 690 – – 239 – 26079 – – 26318 – – 43893 17500 – – – – 75 17575 – 2004 – 20955 760 844 2067 2911 1205 5 1209 1701 – 10851 7230 – – 412 – – 0 – 8466 – – 8466 – – 20955 12500 – – – – (11) 12489 – 2003 – 13936 11 652 2301 2953 564 1 565 2388 – 10934 462 – – 141 – – – – 1436 – – 1436 – – 13936 12500 – 12500 – – – – 2002 201965 8406 2160 10565 9783 253 10035 530 17345 17523 164611 22 1934 – – 201965 164611 182000 17389 2461 5 19965 17500 – – 2011 TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.) (As on 31st March) – 140474 – 5102 2173 7275 10797 133 10929 (3654) – 15412 8334 118412 12 1959 – – – – 8601 – 118412 127012 – 181 140474 12500 – – – 730 50 13280 – 2010 – 74208 – 6408 1651 8059 8503 89 8593 (533) – 15410 4182 54560 – 589 – – – – 4420 – 54560 58980 – 192 74208 12500 – – – 2536 1 15037 – – 54234 – 5137 2087 7225 7277 89 7366 (141) – 14707 2260 36987 – 423 – – – – 2999 – 36987 39986 – 23 54234 12500 – – – 1726 0 14226 – SHRIRAM 2009 2008 74 25923 – 1489 2655 4144 4364 46 4410 (266) – 13630 923 11003 – 559 – – – – 1196 – 11003 12199 – – 25923 12500 – – – 1168 39 13707 – 2007 12 12745 – 903 300 1202 1586 92 1678 (476) – 12603 338 – – 265 – 2 – – 27 – – 27 – – 12745 12500 – – – 218 0 12718 – 2006 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 110 Note: Figure in bracket represents negative value SOURCES OF FUNDS SHAREHOLDERS’ FUNDS: Share Capital Advance Against Share Capital Share Application Money Pending Allotment Employees Stock Option Outstanding Reserves and Surplus Credit/[Debit] Fair Value Change Account Sub-Total Borrowings POLICYHOLDERS’ FUNDS: Credit/[Debit] Fair Value Change Account Revaluation Reserve–Investment Property Policy Liabilities Insurance Reserves Provision For Linked Liabilities Sub-Total Deferred Tax Liability Funds For Future Appropriations TOTAL APPLICATION OF FUNDS Investments Shareholders’ Policyholders’ Assets Held To Cover Linked Liabilities Loans Fixed Assets Incidental Expenses Pending Capitalisation Deferred Tax Asset A. CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) B. CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) MISCELLANEOUS EXPENDITURE (To The Extent Not Written off or Adjusted) Debit Balance in Profit & Loss Account (Shareholders’ Account) Debit Balance in Policyholders’ A/C TOTAL Particulars – 94841 270 184762 – 18928 1965 – 12500 11 3449 – 2155 – – – 4348 630 4978 6107 24 6131 (1153) – – 35369 3605 48474 – 2062 – – – 11649 3418 15067 13660 182 13842 1225 – 4106 18928 – – 462 – 3449 3911 – – 4318 – 48474 52792 94841 15000 – – – – 17 15017 – 25000 – – – 17000 48 42048 – 6935 1767 – – – 13224 5543 18768 17642 12 17654 1114 34394 22913 117370 184762 117369 142769 25400 25000 – – – 17000 (7) 41993 STAR UNION DAI-ICHI 2011 2010 2009 1414223 155807 – 13974 25487 39461 57586 636 58222 (18761) 44833 361962 859016 6251 5115 – 19360 1414223 853441 1199509 340059 6010 195350 – – – – 3 195353 2011 – 1100685 160986 – 39835 286568 619149 4534 10828 – – – 13569 20569 34138 54604 748 55352 (21214) – 273246 – 615554 893276 – 15359 1100685 4476 192050 – – – – – 192050 – 2010 – 618708 120985 – 23910 221325 245819 2897 15579 – – – 19550 20563 40114 50971 949 51920 (11807) – (2043) – 209042 – 246132 453131 – 13628 618708 – – 151950 – 151950 – – 2009 – 446451 64461 – 27889 163743 194202 1207 9785 – – – 7493 17426 24919 38890 865 39755 (14836) – 1041 – 146388 – 194935 342364 – 17087 446451 87000 – – – – – 87000 – 2008 – 253266 30567 – 23747 112057 86813 465 3567 – – – 8270 11246 19516 23084 382 23466 (3950) – 436 – 100105 – 87227 187768 – 10798 253266 54700 – – – – – 54700 – – 148885 23331 – 16771 67174 37308 147 4116 – – – 7266 8309 15575 15473 62 15536 39 – 1152 – 61239 – 37449 99840 – 4345 148885 44700 – – – – – 44700 – TATA AIG LIFE 2007 2006 TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.) (As on 31st March) – 77194 17940 – 12151 34880 8342 50 3945 – – – 5239 6516 11755 11487 383 11870 (115) – 33152 – 8342 41505 – 3018 77194 10 – – – 572 32672 – 32100 2005 – 43548 12981 – 7342 18051 1812 22 1662 – – – 3251 4197 7449 5683 88 5771 1678 – – – 18460 – 1812 20272 – – 43548 22935 – – – – 341 23276 – 2004 7172 23337 108 – 9257 4518 – – 1534 – – – 1598 2179 3777 3009 20 3029 748 – – – 5029 – – 5029 – – 23337 18335 – (28) – – – 18308 – 2003 – 18903 2882 – 10276 451 117 – 1543 – – – 3203 1478 4681 1284 – 1284 3397 237 – – 451 – 117 568 – – 18903 18335 – – – – – 18335 – 2002 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 111 Note: Figure in bracket represents negative value SOURCES OF FUNDS SHAREHOLDERS’ FUNDS: Share Capital Advance Against Share Capital Share Application Money Pending Allotment Employees Stock Option Outstanding Reserves and Surplus Credit/[Debit] Fair Value Change Account Sub-Total Borrowings POLICYHOLDERS’ FUNDS: Credit/[Debit] Fair Value Change Account Revaluation Reserve–Investment Property Policy Liabilities Insurance Reserves Provision For Linked Liabilities Sub-Total Deferred Tax Liability Funds For Future Appropriations TOTAL APPLICATION OF FUNDS Investments Shareholders’ Policyholders’ Assets Held To Cover Linked Liabilities Loans Fixed Assets Incidental Expenses Pending Capitalisation Deferred Tax Asset A. CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) B. CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) MISCELLANEOUS EXPENDITURE (To the extent not written off or adjusted) Debit Balance in Profit & Loss Account (Shareholders’ Account) Debit Balance in Policyholders’ A/C TOTAL Particulars 11445200 6689 86986116 366985 33595999 132404265 – 308257 135687405 954251 86732230 34799690 8315986 483834 – 29552 1763961 3856425 5620836 1649027 1621394 3270421 2349965 7580 1808714 205602 135687405 12523892 6689 102836340 605452 38666368 158364690 – 335939 158364765 1291451 101754780 40256381 8410128 428790 – 17844 2699647 4228997 6928645 1152769 1634991 2787760 4140885 7559 1805225 251648 158364690 7356 7995 1004143 2798 3388412 1609 2101923 18487 24503 7908 818302 3759 2974883 3278 2010 2366119 2011 193342 97613794 1537093 2034927 3452740 5487667 1174427 1616639 2791066 2696601 254 727211 66204758 17776656 7960813 485259 – 31808 2774512 3163 74339003 364672 17392713 94878010 – 196318 97613794 1825369 15342 19886 884 679577 (1591) 2539466 3948 2009 80318 87767904 988459 2092488 2740162 4832650 1345966 1611884 2957850 1874800 374 607131 62180383 14351161 7325803 337766 – 21708 8613352 3163 62895362 361243 14048281 85921401 – 133303 87767904 1229484 34449 12511 192 431763 1196 1709594 3605 2008 30153 67900550 561218 1555918 2233152 3789070 899895 1594646 2494540 1294530 498 396371 52193660 6890261 6310656 216304 – 6900 6215855 3163 53474819 281038 6868044 66842919 18 57743 67900550 812366 11974 4400 194 167565 2511 999010 861 7736 56026207 366497 1421411 1902266 3323677 825644 1563249 2388894 934783 371 282912 45915582 2829025 5513567 172450 658 2626 6543917 – 45572388 279479 2939883 55335668 – 27941 56026207 589073 9000 868 524 53600 8719 661783 815 INDUSTRY TOTAL 2007 2006 10924 43056337 248108 885925 1666634 2552560 633553 1568191 2201744 350816 1030 201624 35912989 965646 5199693 164430 – 1079 2820100 – 38447312 282624 1023193 42573229 – 8812 43056337 435041 – 19719 – 12456 6024 473240 1055 2005 2004 6977 35260818 160974 1051284 1555928 2607212 647166 1552802 2199968 407244 – 135458 29869372 177985 4356168 146638 – – 2169259 – 32310352 247095 194112 34921578 – 3415 35260815 308225 – 27113 – – 484 335822 760 TABLE 21: LIFE INSURERS : BALANCE SHEET (Concld.) (As on 31st March) 18682 28046974 68675 1000886 1626612 2627497 505138 865852 1370990 1256507 108 120398 22713263 32621 3707598 131069 – 1024 154383 – 27375035 238168 32038 27800251 – 960 28046974 222811 – 23153 – – (198) 245763 628 2003 – 24029524 25920 740539 1387547 2128086 393846 43461 437307 1690779 237 108653 18662050 2487 3426908 111466 – 1024 304216 – 22960896 228149 2849 23496619 – 350558 24029524 166111 – – – 16236 – 182347 509 2002 – 18822671 2572 483988 1266561 1750549 319180 166008 485188 1265361 – 41610 14249388 15 3169685 94040 – – 17061 – 18752747 (1924) 235 18768119 – 51 18822671 54479 – – – 22 – 54501 – 2001 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 112 Note: Figures in brackets indicates the negative value. TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account 38 38 Operating Profit/(Loss) C = (A - B) APPROPRIATIONS 812 0 Others TOTAL (B) 60 Operating Expenses related to Insurance Business 6 13 17 717 Claims Incurred (Net) Commission Provision for Taxation 850 TOTAL (A) Provision for Bad & Doubtful Debts 1416 5 (1325.46) (26.64) 781 Interest, Dividend & Rent - (Gross) Interest on premium Others Change in Policy Liabilities Profit/ Loss on sale/redemption of Investments Premiums earned (Net) 2010-11 (84) (84) 835 0 0 0 59 14 762 751 1283 0 (1283.18) (26.64) 778 2009-10 (146) (146) 826 16 91 19 700 680 1076 (1291) (26.64) 921 2008-09 (261) (261) 1063 (11) 21 970 802 941 (1166) (26) 1053 2007-08 (218) (218) 608 15 70 26 497 390 871 0 (1805) (20) 1344 2006-07 (346) (346) 515 60 22 433 169 722 1 (1793) (27) 1266 2005-06 (946) (946) 532 62 26 444 (414) 533 1 (5091) 2912 1231 2004-05 (2993) (2993) (2993) 584 11 109 41 423 (2409) 328 1 (4042) (2) 1306 2003-04 (773) (773) (773) 449 (116) 69 47 450 (324) 281 3 (1818) 89 1122 2002-03 TABLE 22: LIFE INSURANCE CORPORATION OF INDIA - POLICYHOLDER ACCOUNT ( NON - PARTICIPATING) (211) (211) (211) 550 177 16 2 355 339 471 0 (214) (12) 93 2001-02 312 312 312 537 174 27 7 329 849 484 16 349 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 38 INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less: Loss on sale of investments TOTAL (A) 113 38 APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax (d) Transfer to any Reserves or Other Accounts (e) Transfer to General Reserve (f) Balance of profit/ loss brought forward from last year (g) Balance carried forward to Balance Sheet Note: Figures in brackets indicate the negative values. (84) 38 (84) (84) 38 (84) (84) 2009-10 OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others TOTAL (B) Profit Before Tax Provision for Taxation Profit after Tax PROVISIONS (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (C) Others 38 2010-11 OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c) Miscellaneous Insurance Particulars (146) (146) (146) (146) (146) 2008-09 (261) (261) (261) (261) (261) 2007-08 (218) (218) (218) (218) (218) 2006-07 (346) (346) (346) (346) (346) 2005-06 (946) (946) (946) (946) (946) 2004-05 (2993) (2993) (2993) (2993) (2993) 2003-04 (773) (773) (773) (773) (773) 2002-03 TABLE 23: LIFE INSURANCE CORPORATION OF INDIA -SHAREHOLDER ACCOUNT ( NON - PARTICIPATING) (211) (211) (211) (211) (211) 2001-02 (` Lakh) (312) (312) (312) (312) (312) 2000-01 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 114 346 17311 18629 209 591 800 453 0 453 186 572 758 199 55 254 504 16964 17311 18629 18125 17247 36 28 2009-10 18573 36 21 2010-11 Note: Figures in bracket indicate the negative values Net Current Assets (C) = (A - B) Miscellaneous Expenditure (to the extent not written off) Debit balance in Profit and Loss A/c TOTAL APPLICATION OF FUNDS Investments Loans Fixed Assets Current Assets: Cash and Bank Balances Advances and Other Assets Total Current Assets (A) Current Liabilities Provisions Total Current Liabilities (B) SOURCES OF FUNDS Share Capital Policy Liabilities Reserves and Surplus Fair value change account Borrowings TOTAL Particulars 16090 14945 1763 79 1616 (1049) 1827 16 1842 79 13182 14945 14903 36 7 2007-08 398 169 567 1616 17140 16090 16048 36 7 2008-09 14040 829 68 4 893 897 68 13211 14040 13997 36 7 2006-07 12453 2000 427 1566 860 2427 427 10453 12453 12411 36 7 2005-06 11006 509 79 16 571 587 79 10497 11006 10963 36 7 2004-05 9626 1240 74 15 1299 1314 74 8386 9626 6819 36 2772 2003-04 6671 2807 86 2487 406 2893 86 3864 6671 5770 36 865 2002-03 TABLE 24: LIFE INSURANCE CORPORATION OF INDIA - BALANCE SHEET ( NON - PARTICIPATING) 5601 529 63 10 582 592 63 5072 5601 4725 36 840 2001-02 5076 225 16 555 569 56 288 344 4846 5 5076 5035 34 7 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 76.73 ING Vysya 89.11 968.89 114.09 60.53 776.76 76.07 45.04 32.47 90.91 96.14 53.62 439.24 36.47 16.11 39.71 43.46 105.91 45.04 179.97 29.32 7.82 24.19 47.13 77.42 40.73 136.54 40.55 5.26 18.60 17.58 66.47 115 0.22 3.52 2.16 4.42 Canara HSBC Aegon Religare DLF Pramerica Star Union Dai-ichi 0.28 0.81 2.45 0.00 0.05 44.39 22.49 0.00 0.01 0.74 0.003 0.003 5.28 11.24 16.11 19.39 198.54 47.89 30.86 26.56 197.77 – – – – – – 2.57 – – – – – – – 8.98 6.74 14.38 25.20 150.93 85.29 21.31 36.87 163.09 237.72 78.84 24.56 27.59 142.22 – – – – – – – – 5.24 92.49 31.52 27.07 31.12 104.02 1524.00 808.06 165.63 678.68 1723.27 2008-09 4706.44 997.51 32353.92 25269.40 2716.23 1577.90 377.58 1531.28 10852.05 2009-10 762.27 6853.82 908.73 1017.02 124.86 662.53 2392.49 2007-08 788.14 2460.90 787.29 596.62 3.23 691.90 2364.27 2006-07 70.29 137.90 671.16 58.99 196.81 1594.34 939.37 154.20 296.17 5363.50 2035.08 1614.21 15825.79 7677.97 6.88 55.14 432.40 0.00 20.94 1678.78 1043.32 593.49 340.19 12971.58 5903.89 4812.82 6689.13 11369.81 0.44 0.47 95.93 0.44 0.44 215.55 596.11 365.76 257.11 4728.56 1355.59 1179.97 738.50 5914.84 – – – – – – 108.59 568.69 174.47 5043.85 1108.38 1103.98 879.78 3393.83 – – – – – – – 139.30 77.71 3041.64 772.89 546.37 1157.45 2666.28 Lapse Ratio (Based on number of policies) (In per cent) 855.40 1377.46 793.56 359.97 48.99 259.80 2417.74 – 18 9 19 – 3 6 25 19 15 15 33 7 12 31 13 – – – – – – 61.83 1615.67 459.43 520.55 1008.37 2657.78 5 14 46 5 72 31 16 11 4 80 24 0 0 37 38 41 21 42 7 14 25 23 4 1 2 23 4 0 18 46 41 22 26 9 19 18 19 4 16 53 81 19 6 9 59 40 14 8 39 24 31 17 – – – – – – 45 55 24 35 16 17 24 17 6 17 40 4 6 80 21 19 – – – – – – – 24 21 26 19 17 34 25 4 17 26 4 4 57 35 17 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 89860.47 114767.41 52926.09 73685.88 63206.46 61640.00 1195.07 16581.87 2777.51 2647.13 1290.80 2362.68 4944.94 2010-11 Sum Assured (` Crore) * Includes Non-Linked Health Business, if any. A policy is treated as lapsed if the premium is not paid within the grace period (generally ranging from 15 to 30 days) Lapse Ratio during the year = Lapses (including forfeitures) during the year/Arithmetic Mean of the business inforce at the beginning and at the end of the year Source of Data: Actuarial Report and Abstract as on 31-03-2009, 31-03-2010 & 31-03-2011 of the life insurers. 4.70 IDBI Federal 17.20 26.81 68.33 Bharti AXA 8.68 Shriram Future Generali 16.04 20.66 Sahara 46.49 329.19 54.37 22.91 297.01 25.63 Kotak OM 44.99 SBI Life 79.12 Met Life 286.84 TATA AIG 209.28 Max NewYork 11483.44 9744.37 7372.61 11008.50 7773.00 9568.88 547.89 ICICI Prudential LIC 80.54 HDFC Standard 323.43 37.36 33.28 666.16 AVIVA Life Birla Sun Life 80.96 202.12 Reliance Life 160.62 2009-10 2008-09 2007-08 2006-07 2005-06 156.33 2010-11 Number of policies in '000 Bajaj Allianz Insurers TABLE 25: INDIVIDUAL BUSINESS (WITHIN INDIA) - DETAILS OF FORFEITURE/ LAPSED POLICIES IN RESPECT OF NON-LINKED BUSINESS* HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 144573 Birla Sunlife 168124 32661 167741 116 21554 79628 10139 SBI Life 1402807 * the number of Individual agents was Nil as on 31st March, 2011. Note: "–" indicates that the company has not started its operations. 2978283 1337064 2639392 LIC Industry Total 151557 1575476 87223 69 13856 195565 1302328 Private Total TATA AIG Star Union Dai-ichi 128 14180 Sahara Shriram 65532 189433 Reliance Life 63300 72828 35897 43542 38269 Kotak Mahindra 53273 28840 34957 ING Vysya – 7737 Max New York 296 241830 198879 42613 MetLife 7882 190407 ICICI Prudential IndiaFirst 136009 HDFC Standard IDBI Federal 5199 52666 DLF Pramerica Future Generali 2115 15210 – 189667 Bajaj Allianz Bharti AXA 32728 7617 2010 – 23219 Aviva Canara HSBC* 10861 2011 Aegon Religare Insurer 2937435 1344856 1592579 107670 – 19759 68993 13515 149613 60727 84651 42083 76058 – 6509 299879 207626 24437 113 – 164363 28495 204941 30838 2309 2009 2520492 1193744 1326748 52544 – 17659 40643 12839 184194 36798 36901 34723 52760 – 279 306354 144714 11 – – 109034 11749 250239 1993199 1103047 890152 28105 – 10384 25356 9797 95622 20848 25044 24484 33944 – – 234460 79109 – – – 56490 1266 216191 29052 – – 35307 2007 2008 1423839 1052993 370846 35336 – 5759 8128 78 19956 9985 15275 12523 18683 – – 72383 34887 – – – 17738 – 109141 10974 – 2006 481250 353634 127616 17737 – – 2165 – 5005 3336 6997 2900 7622 – – 29890 10305 – – – 5288 – 32565 3806 – 2005 1556817 1341597 215220 32890 – – 24690 – 6381 3155 10296 6511 11671 – – 46639 19038 – – – 12696 – 36251 5002 – 2004 TABLE 26: NUMBER OF INDIVIDUAL AGENTS OF LIFE INSURERS (As on 31st March) – 1038802 947405 91397 15451 – – 2218 – 1599 1454 5773 3730 3906 476902 442680 34222 7038 – – 719 – 484 417 2620 1348 1135 – – – 10861 3214 – – – 2009 – 4377 – – 2002 23825 11237 – – – 6179 – 14157 1868 – 2003 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 7 7 12 8 15 6 6 Canara HSBC DLF Pramerica Future Generali HDFC Standard ICICI Prudential IDBI Federal IndiaFirst 117 7 9 18 Shriram Star Union Dai-ichi TATA AIG 2930 510 2420 72 2 9 127 9 225 29 81 95 58 2 8 22 374 9 11 5 380 13 864 15 10 2010 Note: "–" indicates that the company has not started its operations. 2165 100 SBI Life Industry Total 8 Sahara 295 67 Reliance Life 1870 12 MetLife Private Total 55 Max New York LIC 25 Kotak Mahindra 1027 164 Birla Sunlife ING Vysya 13 Bharti AXA 11 289 Aviva Bajaj Allianz 4 2011 Aegon Religare Insurer 2506 415 2091 83 2 4 94 5 126 37 84 100 53 – 41 47 371 4 2 3 317 12 682 17 7 2009 2415 345 2070 63 – 4 23 1 39 35 29 235 41 – 2 46 848 – – – 161 2 520 21 – 2008 656 226 430 29 1 – 27 1 12 21 21 53 22 1 2 17 33 – – 3 93 2 87 5 – 2007 216 74 142 20 – – 8 – 4 2 12 11 – – – 7 15 – – – 34 – 26 819 139 680 42 – – 10 1 8 38 1 76 98 – – 40 51 – – – 187 – 115 13 – – 3 2005 2006 2436 602 1834 186 – – 172 – 43 41 12 225 161 757 160 597 108 – – 6 – 9 10 4 55 8 – – – 136 – 75 – – – 139 – 45 2 – 2003 179 171 – – – 511 – 91 42 – 2004 TABLE 27: NUMBER OF CORPORATE AGENTS OF LIFE INSURERS (As on 31st March) 275 20 255 68 – – – – 1 5 – 12 3 – – 80 35 – – – 33 – 18 – – 2002 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 118 Aviva Bajaj Allianz Bharti AXA Birla Sunlife 3 – 1 – 1 1 6 4 – – 2 5 4 3 9 – – – – 1 5 3 – 5 – 5 1 3 – – – – 4 – – 66 6 – 1 1 2 2 9 4 1 1 2 9 7 6 20 – – – – 3 8 6 1 10 – 13 1 7 – – – – 8 – – 128 – 3 – – 58 – – 3 – 1 – 1 – 4 3 – – 2 5 3 3 9 – – – – 1 5 2 – 4 – 5 1 3 – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 9 – – 142 1 – 5 1 6 3 2 1 8 9 – 1 4 7 8 6 17 – 1 – – 6 9 6 – 6 1 10 1 14 – – 9 – 1 186 1 – 8 1 8 6 2 1 13 9 1 1 4 8 12 8 20 – 1 – – 8 11 9 1 10 1 13 2 17 – – 8 – 1 224 1 – 9 1 9 6 2 1 17 11 2 1 4 9 17 10 26 – 1 – – 9 12 9 1 13 1 18 4 21 – 1 213 – 8 1 – 1 4 9 17 10 26 – 1 – – 9 12 8 1 11 1 18 4 18 7 1 9 5 2 1 17 11 – 4 – 1 140 1 – 6 – 4 2 1 1 11 8 – 1 3 8 12 7 12 – 1 – – 6 7 6 1 10 1 15 1 10 – – 20 – 5 1092 3 – 91 1 26 55 16 2 56 23 12 18 40 63 76 64 103 – 3 1 – 53 50 58 3 60 2 107 17 64 – – 21 – 6 1151 3 – 97 1 27 55 17 2 62 25 12 18 41 64 93 66 105 – 3 1 – 56 53 59 3 61 2 115 17 66 – – 21 – 6 1164 3 – 97 1 27 55 17 3 66 25 12 18 40 65 98 66 108 – 3 1 – 56 53 59 3 62 2 115 17 65 – – 16 – 5 1007 3 – 81 1 26 53 16 1 64 21 12 14 37 55 86 64 94 – 3 1 – 40 50 47 3 48 2 95 11 58 – – 14 – 3 877 1 – 69 1 25 41 8 1 55 17 11 13 30 48 79 55 76 – 3 1 – 34 50 45 3 46 2 80 11 55 – – 6 – 1 181 1 – 14 – 2 2 2 1 15 8 1 1 5 14 11 5 23 – – – – 5 9 9 1 16 – 16 3 10 – – 5 – 1 203 1 – 14 – 2 2 2 1 19 8 2 1 6 16 14 5 27 – 1 – – 5 11 9 1 19 – 16 3 12 – – 5 – 1 200 1 – 14 – 2 2 2 1 19 8 2 1 6 16 14 5 25 – 1 – – 5 11 9 1 18 – 16 3 12 – – 2 – 1 77 1 – 5 – 7 7 3 – – – – – 10 2 – – 2 4 9 2 10 – – – – 3 8 1 – 1 – – 16 – – 1 – – – – – 1 – – – – 1 1 1 4 – – – – 1 2 – – 1 – 1 – 1 – 1 18 – – 652 1 – 1 – – 14 – 1 617 48 1 18 27 8 4 38 21 5 3 14 37 44 19 77 1 3 1 2 20 53 27 1 42 1 61 4 52 – 43 1 17 31 8 3 36 20 5 3 15 32 42 21 80 1 3 1 2 19 53 27 1 36 1 60 4 36 – 1 19 – – 660 1 – 49 1 18 27 8 5 41 22 5 3 15 39 43 20 79 1 3 1 2 20 52 29 1 44 1 57 4 49 – 1 18 – – 538 1 – 32 1 18 26 7 5 38 22 3 1 15 38 25 19 74 1 3 1 2 16 33 20 1 26 1 53 4 33 – – 8 – – 148 1 – 10 – 4 7 2 1 11 7 – – 5 10 7 6 21 – 1 – 1 3 5 8 – 10 – 12 1 7 – 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 Aegon Religare * Offices opened after seeking approval of the Authority Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938. Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is. Chandigarh Dadra & Nagra Haveli Daman & Diu Delhi Lakshadweep Puducherry Company Total State / Union Territory TABLE 28: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 119 DLF Pramerica Future Generali HDFC Standard ICICI Prudential 2 – 1 1 – – 1 4 – – – 4 2 1 3 – – – – 1 3 1 – 3 – 4 – 1 – – – – 1 – – 33 2 – 1 1 – – 1 4 – – – 4 2 1 3 – – – – 1 3 1 – 3 – 4 – 1 – – – – 1 – – 33 – 1 – – 32 – – 1 – 1 1 – – 1 4 – – – 4 2 1 3 – – – – 1 3 1 – 3 – 4 – 1 – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 3 – – 41 1 – – – – – – – 4 8 1 – – 1 – – 1 – – – – – 17 1 – – – 3 – 1 – – 3 – – 32 1 – – – – – – – 3 7 – – – – – – – – – – – – 17 – – – – 1 – – – – 3 – – – 15 1 – – – – – – – – 4 – – – – – – – – – – – – – 7 – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 2 – – 185 – – 15 – 1 17 1 1 7 11 2 1 11 5 8 8 19 – – – – 6 7 6 – 9 – 37 3 8 – – 2 – – 90 – – 5 – 1 1 1 1 5 5 1 1 2 4 6 4 16 – – – – 2 5 6 – 6 – 10 1 5 – – 2 – – 93 – – 5 – 1 1 1 1 6 5 1 1 2 5 6 4 17 – – – – 2 5 6 – 6 – 10 1 5 – 9 1 1 1 1 2 1 1 1 – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 16 – 1 498 1 – 44 1 9 4 8 1 28 14 6 2 5 34 56 28 56 1 2 1 1 13 25 26 1 38 1 43 7 25 – – 20 – 1 568 1 – 50 – 8 4 8 1 34 15 7 2 5 41 62 34 68 – 1 – – 14 26 28 1 50 2 50 7 28 – – 21 – 1 609 1 – – 12 – 1 569 1 – 57 56 – – 9 9 4 2 8 11 2 2 39 37 16 13 7 7 3 3 5 5 42 39 63 63 35 32 79 70 – – 1 1 – – – – 12 18 32 27 30 30 1 1 50 46 2 2 52 51 8 7 29 23 – – – 8 – 1 448 1 – 41 – 8 1 11 1 23 12 4 3 4 27 61 27 58 – 1 – – 14 23 24 1 29 2 43 5 15 – – 28 – 1 1402 2 – 253 – 12 24 7 3 154 34 6 15 15 46 106 28 108 – 3 1 – 23 110 157 1 71 1 110 8 74 1 – 30 – 1 1921 2 – 408 – 13 24 8 3 204 36 6 15 18 61 192 31 136 – 3 1 – 25 159 231 1 90 1 123 10 88 1 1 44 – 1 2102 3 – 426 – 13 24 8 3 235 42 6 15 19 68 202 34 162 – 3 1 – 25 175 239 1 104 1 130 11 105 1 1 43 – 1 1958 3 – 361 – 13 24 8 3 229 39 6 15 18 60 189 34 150 – 3 1 – 24 173 227 1 99 1 120 11 100 1 1 28 – 1 584 3 – 42 – 9 15 2 2 50 15 3 4 9 32 48 28 76 – 1 – – 20 33 18 1 37 1 57 3 45 – 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 Canara HSBC * Offices opened after seeking approval of the Authority Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938. Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is. Chandigarh Dadra & Nagra Haveli Daman & Diu Delhi Lakshadweep Puducherry Company Total State / Union Territory TABLE 28: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 120 IndiaFirst ING Vysya Kotak Mahindra Max NewYork 3 – 1 1 – 1 3 1 – – 1 2 3 1 7 – – – – – 1 2 – 2 – 3 1 2 – 1 – – 1 – – 37 5 – 1 2 1 2 4 2 – – 2 3 5 1 10 – – – – – 2 3 – 3 – 6 1 4 – 1 – – 2 – – 60 – 1 – – 33 1 – 3 – – – – 1 3 1 – – – 2 3 1 7 – – – – – 1 2 – 2 – 3 1 1 – – – – – 2 – – – – – – – – – – – – – – – – 2 – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 1 – – 13 – – 1 – – – – – – – – – – 1 1 1 4 – – – – – – 1 – 1 – 1 – 1 – – – – – 2 – – – – – – – – – – – – – – – – 2 – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 3 – 1 247 1 – 44 – 1 1 1 1 12 8 1 2 1 28 21 10 16 – – – – 5 15 15 – 42 – 15 1 2 – – 3 – 1 254 1 – 44 – 1 2 1 1 12 9 1 2 – 29 25 10 16 – – – – 5 15 14 – 44 – 15 1 2 – – 3 – 2 265 1 – 44 – 1 2 1 1 12 9 1 2 – 29 30 10 16 – – – – 7 15 14 – 47 – 15 1 2 – – 3 – 2 265 1 – 29 30 10 15 – – – – 7 15 14 – 46 – 16 1 3 – 1 2 1 1 12 9 1 2 44 – 3 – 2 183 1 – 35 – 1 1 1 1 10 5 1 1 1 21 21 5 11 – – – – 4 9 8 – 26 – 11 1 3 – – 9 – 1 203 – 1 10 – 3 1 2 1 37 16 – 1 3 10 11 7 32 – – – – 1 14 8 – 11 – 16 2 6 – – 11 – 1 215 – 1 10 – 3 1 2 1 39 19 – 1 3 10 11 7 34 – – – – 1 16 8 – 12 – 16 2 6 – – 11 – 1 198 – 1 8 – 3 1 1 1 38 19 – 1 3 10 11 7 31 – – – – 1 13 7 – 10 – 12 2 6 – 151 – 8 – – 8 2 6 – 8 9 5 3 9 7 5 25 – – – – 6 – 3 1 1 1 31 13 – – 6 – – 75 – – 3 – 3 – – – 20 4 – – 1 3 2 2 14 – – – – – 5 2 – 5 – 1 – 4 – – 21 – 1 504 1 1 30 – 3 4 4 4 64 55 6 4 4 19 24 14 89 – 1 – – 9 35 20 – 29 1 42 5 14 – – 26 – 1 705 2 1 33 – 4 5 5 4 70 87 6 4 6 23 25 17 108 – 1 – – 10 122 23 – 36 1 61 5 19 – 2 1 2 1 – 27 – 1 705 16 1 6 – – 9 – 1 194 – – 2 33 7 – 14 8 – 1 1 1 1 17 14 2 1 3 8 7 6 32 – 35 – 4 5 5 4 70 86 6 3 6 23 25 17 108 – 1 – – 10 122 23 – 36 1 61 5 18 – – 8 – – 118 1 1 7 – 1 1 1 1 10 4 1 – 2 6 – 4 17 – – – – 1 32 3 – 5 – 6 1 5 – 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 IDBI Federal * Offices opened after seeking approval of the Authority Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938. Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is. Chandigarh Dadra & Nagra Haveli Daman & Diu Delhi Lakshadweep Puducherry Company Total State / Union Territory TABLE 28: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 121 Reliance Life Sahara SBI Life Shriram 21 – 3 4 3 2 22 14 – 7 5 17 28 5 26 – – – – 8 22 8 – 16 1 18 3 14 – 1 – – 7 – – 255 21 1 4 6 3 2 17 10 5 8 5 15 24 9 22 – – – – 7 23 8 – 27 1 24 3 18 – 1 – – 6 – – 270 – 8 – – 190 1 – 11 – 1 1 3 1 23 7 – 2 3 15 28 4 24 – – – – 3 17 5 – 9 – 13 1 10 – – 4 – – 94 1 – 4 1 6 2 3 10 13 2 12 – – – – 2 4 1 – 7 1 1 1 1 8 3 7 – 3 – – 53 – – 5 – – – – 1 3 1 – 2 – 8 9 – 7 – – – – 1 2 1 – 6 – 1 – 3 – – 25 – – 1248 – – 133 2 33 44 12 3 85 39 18 14 20 78 62 59 121 – 3 1 1 36 51 60 2 105 3 140 22 76 – – 24 – – 1247 – – 133 2 33 43 7 2 87 27 10 12 22 77 63 64 121 – 3 1 1 34 72 61 2 104 3 147 17 75 – – 20 – – 1145 – – 132 2 32 38 7 2 86 22 10 – 21 77 59 62 113 – 3 1 1 29 65 52 1 100 3 132 14 61 – – 14 – – 745 – – 13 38 49 46 87 – 3 1 1 15 57 27 1 76 1 86 1 33 – 71 1 12 30 4 1 64 10 3 – 1 – – 164 – – 26 – 1 1 1 – 9 2 1 – 2 17 19 2 23 – – – – 1 5 4 – 33 – 11 – 5 – – 1 – – 135 1 – 8 – 4 19 1 – 8 7 – – 6 4 – 5 2 – – – – 3 1 14 – 1 – 40 1 9 – – 1 – – 49 1 – 2 – 1 6 1 – 2 1 – – 5 1 – 3 1 – – – – 1 1 5 – 1 – 14 – 2 – – 1 – – 49 1 – 2 – 1 6 1 – 2 1 – – 5 1 – 3 1 – – – – 1 1 5 – 1 – 14 – 2 – – 1 – – 33 1 – 1 – 1 – 1 3 1 – 2 1 – – 2 1 – 2 1 – – – – 1 – 3 – 1 – 10 – 1 – – 33 1 – 1 – 1 3 1 – 2 1 – – 2 1 – 2 1 – – – – 1 – 3 – 1 – 10 – 1 – – 10 – 1 629 3 – 58 1 15 25 12 6 32 24 10 3 16 38 39 34 58 1 1 1 1 26 24 27 1 56 1 53 9 42 1 – 8 – 1 494 3 – 48 1 13 20 11 4 26 17 5 3 11 24 33 31 45 – 1 1 1 21 17 21 1 52 – 38 6 31 – – 8 – 1 489 3 – 48 1 12 19 11 4 26 17 5 3 11 24 32 31 45 – 1 1 1 21 17 21 1 50 – 38 6 31 – – 3 – 1 200 2 – 14 15 9 6 9 1 19 1 4 7 5 2 11 6 2 1 6 12 15 8 23 18 – 2 – 1 138 2 – 13 – 2 5 4 1 7 4 1 1 6 6 9 5 14 – 1 – – 7 4 7 1 13 – 11 – 11 – – 4 – – 162 2 – 77 – – – 2 – 6 4 – – 3 2 5 6 7 – – – – – 4 2 – 29 – 6 2 1 – – 3 – – 162 2 – 77 – – – 2 – 6 5 – – 3 2 5 6 7 – – – – – 4 2 – 29 – 6 2 1 – – – – – 98 – – 77 – – – 2 – 1 2 – – – 2 4 5 3 – – – – – – – – 2 – – – – – – – 53 – – – – 2 – 2 1 2 3 – – – – – – 1 1 – – 41 – – – – – – – 12 – – 5 – – – – – – – – – – 2 1 1 1 – – – – – – – – 2 – – – – – 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 Met Life * Offices opened after seeking approval of the Authority Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938. Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is. Chandigarh Dadra & Nagra Haveli Daman & Diu Delhi Lakshadweep Puducherry Company Total State / Union Territory TABLE 28: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 122 Tata AIG State Total (Private) LIC 1 – – – – – – – – – – 1 – – 2 – – – – – 1 – – 1 – – – – – – – – 1 – – 7 1 – 1 2 – – 1 – – – 1 1 1 1 4 – – – – 1 1 1 – 1 – 2 – 1 – 1 – – 1 – – 22 – – – – 2 – – – – – – – – – – – – – – – – 1 – – – – – – – – 1 – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 11 – 1 363 – – 18 – 19 16 4 1 29 14 4 – 10 18 25 7 39 – 1 1 – 16 13 19 – 20 2 26 1 48 – – 14 – 2 439 – – 26 – 13 20 6 2 36 15 5 – 12 20 34 10 52 – 1 1 – 18 16 24 – 24 2 33 1 52 – – 17 – 2 454 – – 24 – 13 14 7 2 41 11 4 – 14 25 37 11 60 – 1 1 – 18 20 25 1 29 1 28 2 46 – 1 283 10 15 1 18 1 34 11 10 17 1 9 15 23 6 39 9 6 2 1 29 8 2 15 21 2 21 2 20 2 879 1033 1045 8 6 6 159 151 148 258 222 206 88 85 85 34 31 32 613 688 730 314 329 315 78 61 61 74 70 53 168 160 156 432 446 461 534 656 677 321 325 329 834 882 917 3 1 1 18 18 18 7 6 6 5 4 4 233 230 221 474 630 626 475 541 538 11 11 11 574 607 591 14 14 12 774 749 723 91 83 81 462 476 467 2 1 1 17 1 752 4 107 161 60 20 570 174 38 40 120 330 534 248 665 1 16 4 3 157 438 417 9 425 9 518 44 340 1 12 1 269 1 63 80 33 10 218 82 22 25 68 195 276 146 348 0 8 1 1 95 181 136 7 228 6 262 23 173 0 10 1 274 3 80 127 62 16 185 69 37 28 63 226 180 203 359 4 1 1 4 106 101 176 2 308 16 358 46 235 2 17 1 264 3 79 119 51 14 177 65 35 25 62 218 175 199 344 4 1 1 4 103 100 168 2 297 16 347 44 230 1 9 1 249 3 75 109 51 14 170 61 32 20 55 206 162 187 325 4 1 1 4 94 91 148 2 277 16 329 42 210 1 9 219 2 61 77 42 14 160 50 28 20 45 175 112 152 299 4 1 1 4 69 75 127 1 208 5 266 38 182 1 9 198 2 56 68 35 14 157 44 27 20 41 154 95 130 291 4 1 1 4 62 69 120 1 193 4 240 36 154 1 31 3 1153 11 239 385 150 50 798 383 115 102 231 658 714 524 1193 7 19 8 9 339 575 651 13 882 30 1132 137 697 4 201011 38 3 1297 9 230 341 136 45 865 394 96 95 222 664 831 524 1226 5 19 7 8 333 730 709 13 904 30 1096 127 706 2 200910 29 3 1294 9 223 315 136 46 900 376 93 73 211 667 839 516 1242 5 19 7 8 315 717 686 13 868 28 1052 123 677 2 200809 1 158 0 13 5373 21 1 26 1 2 224 – 17 8913 467 3 119 148 68 24 375 126 49 45 109 349 371 276 639 4 9 2 5 157 250 256 8 421 10 502 59 327 1 200607 971 6 168 238 102 34 730 224 66 60 165 505 646 400 964 5 17 5 7 226 513 544 10 633 14 784 82 522 2 200708 State Total (Industry) – – 1 2 2 1 – – – 1 2 4 201 212 223 152 91 81 77 74 72 67 282 289 297 – – – – 0 – – – – 0 17 14 10 7 7 7 3 3 21 23 24 1 14 16 89 8175 8768 8785 6391 3072 3371 3250 3030 2522 2301 11546 12018 11815 – – 5 – 4 2 1 – 6 2 – – 4 6 8 1 15 – – – – 2 3 8 – 6 – 3 – 8 – 2010- 2009- 2008- 2007- 2006- 2010- 2009- 2008- 2007- 2006- 2010- 2009- 2008- 2007- 2006- 2010- 2009- 2008- 2007- 200611 10 09 08 07 11 10 09 08 07 11 10 09 08 07 11 10 09 08 07 Star Union Dai-ichi * Offices opened after seeking approval of the Authority Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938. Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is. Chandigarh Dadra & Nagra Haveli Daman & Diu Delhi Lakshadweep Puducherry Company Total State / Union Territory TABLE 28: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Concld.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 123 12 8 22 38 72 30 90 6 34 25 IDBI Federal India First ING Vysya Kotak Mahindra Max NewYork MetLife Reliance Life Sahara SBI Life Shriram 338 927 80 2 11 48 6 88 41 106 39 23 9 142 939 311 628 51 11 23 6 62 27 43 34 24 2 132 57 3 63 15 46 29 87 14 49 124 35 120 61 99 64 57 5 30 114 83 49 11 17 89 60 149 45 66 123 1 49 119 27 119 73 137 70 58 20 151 104 48 9 17 100 66 164 62 38 143 24 116 27 118 66 139 67 61 17 200 114 49 4 17 100 66 164 68 34 560 550 529 468 1169 88 18 73 22 101 38 73 57 63 193 103 4 91 36 143 66 168 85 334 73 570 145 227 92 153 17 494 285 66 23 6 370 86 438 56 27 9 185 85 251 15 570 121 235 95 159 6 526 298 30 19 6 383 93 452 69 7 184 61 251 15 551 73 233 84 161 6 569 326 30 8 6 396 92 455 95 116 24 83 5 443 27 70 54 158 553 320 2 318 25 403 91 20 1 43 5 80 13 38 19 91 305 251 60 375 61 53 1 3 137 21 468 34 106 9 15 1 715 71 58 1 104 9 441 13 3 59 3 76 1 468 21 231 9 14 1 1140 85 1 98 11 470 21 89 66 1 415 27 47 2 74 1 388 10 227 8 20 1 28 21 139 2 8 6 20 1191 1080 85 91 10 479 27 499 953 923 910 848 797 1495 1430 1253 895 772 546 3 13 6 1 6 2 15 61 79 1 348 11 2011 2010 2009 2008 2007 Others 848 3715 3607 3603 2692 1362 2262 2709 2661 1902 46 9 68 24 54 25 49 36 63 140 84 60 11 124 55 2011 2010 2009 2008 2007 Semi-urban 3371 8175 363 22 162 629 135 1248 270 504 203 247 13 60 1402 498 185 41 33 617 181 1092 142 128 2011 3250 8768 439 7 162 494 49 1247 255 705 215 254 2 37 1921 568 90 32 33 652 203 1151 186 66 2010 3030 8785 454 2 98 489 49 1145 190 705 198 265 33 2102 609 93 15 32 660 200 1164 224 58 2009 8913 2522 6391 283 53 200 33 745 94 194 151 265 2 1958 569 9 538 77 1007 213 2008 Company Total 549 1988 2105 2123 1637 1347 4668 4530 4513 3540 2159 3758 4139 3914 2797 1318 11546 12018 11815 233 316 1428 1555 1594 20 2 14 4 19 14 25 18 14 77 34 27 5 30 13 * Offices opened after seeking approval of the Authority. Note: 1) Data collected from life insurers through a special return. 2) Based on the HRA classification of places done by the Ministry of Finance. Metro: Delhi, Mumbai, Chennai, Kolkata, Hyderabad and Bangalore. Urban: A, B-1 and B-2 class cities of the HRA classification. Semi-urban: C class cities of the HRA classification. Others: Places not listed in the HRA classification. 347 897 72 6 25 48 6 90 40 102 41 23 2 10 104 84 14 363 79 ICICI Prudential 81 12 1132 1244 1265 59 HDFC Standard 3 9 Industry total 12 Future Generali 3 10 LIC 6 DLF Pramerica 73 769 10 Canara HSBC 71 32 66 Private total 54 Birla Sunlife 33 65 7 26 Bharti AXA 34 17 55 64 Bajaj Allianz 34 19 Tata AIG 28 Star Union Dai-ichi 32 2011 2010 2009 2008 2007 2011 2010 2009 2008 2007 Aviva Urban Metro Aegon Insurer TABLE 29: REGION WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS *- 2010-11 (As on 31st March) 5373 2301 3072 89 12 138 33 159 53 118 75 183 583 448 148 16 877 140 2007 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is Chandigarh Dadra & Nagra Haveli Daman & Diu Delhi Lakshadweep Puducherry Company Total State / Union Territory 558 – 64 33 178 112 866 515 73 52 286 693 633 576 1195 4 7 – 119 298 895 338 30 1108 _ 1000 110 537 – 43 – – 538 – – 10861 2010-11 373 – 125 2 90 87 623 402 12 – 205 556 393 449 742 1 6 – 23 277 563 220 – 701 – 670 140 444 – 81 – – 432 – – 7617 2009-10 Aegon Religare 151 – 51 – 30 – 194 97 7 – 30 145 165 132 232 – – – – 124 139 74 – 166 – 242 38 121 – 39 – – 132 – – 2309 2008-09 1101 154 1256 1365 313 156 1191 1250 239 85 358 855 813 1377 1915 19 62 28 16 2366 667 1040 93 661 428 2146 89 1442 5 73 2 1 1608 – 45 23219 2010-11 2600 180 1455 1825 311 151 1581 1496 200 148 608 1161 1464 1965 2881 19 82 30 16 2912 1372 1216 99 1737 400 2888 139 1777 5 47 2 1 1852 – 108 32728 2009-10 2450 110 960 1386 374 105 1597 1510 159 138 425 1204 1299 2167 2732 15 9 14 2 2340 1207 1350 81 1747 287 3334 257 1574 – 25 – 1 1874 – 105 30838 2008-09 Aviva 2964 55 1018 1791 374 104 1884 1514 39 147 752 1390 2108 2180 3201 – 85 – 2 2042 1348 984 70 2019 215 3308 76 2727 – 167 – 1 2679 – 63 35307 2007-08 1900 – 767 1051 237 84 1755 1424 11 91 657 1057 1603 1144 3332 – 65 – 1 1261 1159 801 59 1698 157 3074 70 2301 – 193 – 1 3056 – 43 29052 2006-07 15934 135 9421 17963 3917 91 8436 2377 2114 2598 8484 7642 9043 9104 11944 145 345 220 123 15456 7545 5356 356 9220 1125 21174 504 14789 – 563 116 6 3303 – 118 189667 2010-11 15083 95 8247 15817 3251 74 7604 2069 1956 2283 7488 7279 8440 8210 10467 131 278 101 103 12367 7072 4646 227 8686 983 18431 283 12538 – 372 98 6 2977 – 79 167741 2009-10 20891 8 8948 16910 3042 174 8314 2196 1889 2460 8172 9116 9994 12365 12366 60 185 27 6 15711 8081 6137 182 10286 1069 26593 940 14554 – 119 16 5 3600 – 525 204941 2008-09 Bajaj Allianz TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS 25502 – 9965 17754 3553 332 11022 3558 2737 3280 9113 11596 14618 16604 16282 67 283 8 – 16242 9927 8775 235 12756 1184 33745 1857 13752 – 39 11 2 4845 – 595 250239 2007-08 18165 – 9970 13505 2705 316 10241 3088 1590 2921 7561 9564 14254 13720 14336 – 370 – – 14148 9872 7882 205 11038 741 29849 1679 13592 – 25 – 11 4412 – 431 216191 2006-07 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 124 Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is Chandigarh Dadra & Nagra Haveli Daman & Diu Delhi Lakshadweep Puducherry Company Total State / Union Territory 904 – 118 299 213 42 1223 253 142 119 582 888 628 357 1717 – – – – 380 790 693 49 1126 _ 1830 259 1397 – 342 – – 859 – – 15210 2010-11 1939 – 389 743 259 114 2263 284 184 239 911 1860 1501 1103 3706 – 143 – – 978 1856 1477 –14 2356 155 3936 509 3303 – 636 – – 1831 – – 32661 2009-10 2001 – 294 846 292 87 1862 235 206 197 713 1490 1242 1043 3172 – 132 – – 882 1647 1110 16 1637 155 3580 467 3172 – 546 – – 1471 – – 28495 2008-09 Bharti AXA 589 – – 230 – 1 1025 – 9 – 191 527 935 351 1372 – – – – 698 953 427 – 997 – 1452 – 1071 – 259 – – 662 – – 11749 2007-08 125 – – 123 – – 1266 183 – – – – – 20 – – – – 71 – – 297 – – – – 125 27 – – 99 – 133 – 188 – 2006-07 16545 262 8759 10045 2426 725 6433 4781 791 397 3241 7933 5387 5250 14245 587 874 209 1060 6631 5304 6861 200 7460 173 13387 348 9866 79 481 42 5 3502 – 284 144573 2010-11 19483 – 8874 11408 2389 693 7594 4755 1121 323 3665 9095 4914 5308 15208 450 1033 90 1125 7532 8318 7725 784 8573 1 17522 1470 13237 – 563 – – 4389 – 482 168124 2009-10 18361 1 7810 9978 1908 579 7955 5484 731 242 3216 8397 4437 5326 14010 433 883 68 1263 5938 10224 8030 748 7983 1 21535 1851 10311 – 791 – – 5100 – 769 164363 2008-09 Birla Sunlife 10459 1 4469 5051 939 372 4931 4066 119 – 2489 6151 2563 3984 9949 268 601 92 1113 2095 7245 6098 45 4893 1 16656 1525 5753 – 963 – – 5535 – 608 109034 2007-08 593 1257 2677 3092 4 3296 – 7067 755 3368 – 721 – – 3496 – 318 56490 3856 – 1921 2892 641 274 3026 1314 – – 1396 2883 1814 2386 6986 – 457 2006-07 – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 2010-11 – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 2009-10 Canara HSBC TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.) – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 2008-09 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is Chandigarh Dadra & Nagra Haveli Daman & Diu Delhi Lakshadweep Puducherry Company Total State / Union Territory – – – – – – 603 831 30 – – 4 – – – – – – – _ 2459 – – – – 114 5 4 – 521 – – 628 – – 5199 2010-11 – – – – – – 202 379 – – – – – – – – – – – – 1024 – – – – 27 – – – 221 – – 262 – – 2115 2009-10 DLF Pramerica – – – – – – – 19 – – – – – – – – – – – – 46 – – – – – – – – 13 – – 35 – – 113 2008-09 126 2773 1697 2763 _ 3157 _ 6436 440 2972 – 557 – – 1964 – _ 52666 6119 – 700 847 246 266 2722 3015 797 896 2264 1283 2388 2228 6136 – – – 2010-11 5282 – 528 s 171 250 2426 2446 655 822 1999 1109 1782 1657 5072 – – – – 2041 1512 2142 – 2550 – 4765 409 2256 – 495 – – 1723 – – 42613 2009-10 3273 – 302 372 – 156 1755 1449 344 619 1293 564 588 1074 2899 – – – – 903 1009 1010 – 1087 – 2818 275 1248 – 380 – – 1019 – – 24437 2008-09 Future Generali – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 11 – – 11 2007-08 9986 – 2982 2147 1467 297 7491 4248 693 866 1451 7574 10745 6141 24296 _ 238 _ – 4098 4611 4919 150 7887 1149 12401 1128 8732 – 1131 – – 9009 – 172 136009 2010-11 18891 – 3762 2660 2382 345 11456 5385 797 979 2035 12245 13682 9627 30263 – 327 – – 5724 7596 9454 268 11475 1041 20340 1282 14200 – 1567 – – 10812 – 284 198879 2009-10 22954 – 4277 2431 3461 449 12118 5116 708 939 2098 11649 15585 11364 27608 – 375 – – 5971 7704 10250 324 12425 900 21765 1228 14872 – 1542 – – 9152 – 361 207626 2008-09 HDFC Standard 16222 – 3292 1466 3374 368 7771 3488 552 1254 2038 6834 10806 9123 17579 – 330 – – 3469 7514 7098 906 8794 530 15119 909 8665 – 665 – – 6413 – 135 144714 2007-08 TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.) 5734 – 1826 716 1611 339 3956 2447 225 732 1286 2922 8598 4576 10558 – 354 – – 1518 5816 3449 873 4895 – 8077 527 3758 – – – – 4316 – – 79109 2006-07 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is Chandigarh Dadra & Nagra Haveli Daman & Diu Delhi Lakshadweep Puducherry Company Total State / Union Territory 13538 – 6282 10877 1699 265 12219 3828 2550 2128 4500 6049 15518 6016 19857 12 135 196 – 9720 11101 11374 173 9069 910 17402 1071 11865 171 878 – – 10786 – 218 190407 2010-11 26125 – 7789 12824 1869 333 17969 4682 2858 3120 5803 7036 16303 7055 21233 – 213 140 – 11999 15313 16565 411 9803 1161 20858 1387 16326 282 983 – – 11148 – 242 241830 2009-10 37781 – 7016 12690 1830 448 25294 4282 2610 3798 6576 8477 20212 7596 24839 390 294 124 – 11926 21719 18525 374 14107 1278 26562 2236 21900 294 1255 – 4 15007 – 435 299879 2008-09 ICICI Prudential 36804 – 5643 9311 1918 455 24096 3789 1561 3637 5180 10414 22461 8504 29229 386 400 88 – 11851 18509 17430 460 18333 1201 33562 2268 17423 238 1590 – 87 18933 – 593 306354 2007-08 14159 – 5208 5976 1111 405 23098 3959 742 2613 4017 11193 17107 8941 25032 – 327 – – 9227 14839 10605 365 11725 – 26286 1051 15980 – 2835 – – 17207 – 452 234460 2006-07 821 21 343 197 5 116 499 218 25 3 270 404 698 221 820 34 1 7 33 20 286 746 1 424 2 828 98 329 17 54 – – 338 – 3 7882 2010-11 917 8 324 94 6 122 583 180 19 1 159 454 575 298 832 62 1 4 30 21 345 519 – 396 2 943 147 241 18 55 – – 379 – 2 7737 2009-10 663 4 174 42 5 111 669 167 19 – 90 352 362 252 839 26 – – 13 10 398 425 – 209 – 914 178 144 8 56 – – 378 – 1 6509 2008-09 IDBI Federal 127 279 26 9 22 25 12 10 2 20 1 15 35 6 65 8 1 22 2007-08 6293 – 238 – – 138 1071 550 126 296 229 4522 2491 1161 1975 – – – – 1310 1171 2231 – 6638 – 1929 153 880 – 195 – – 1252 – 108 34957 2010-11 10165 – 312 – – 193 1311 1088 273 703 150 6362 3819 2330 2994 – – – – 2116 2346 3247 – 9477 – 2925 253 1097 – 316 – – 1667 – 129 53273 2009-10 15901 – 471 – – 262 1861 1665 337 1057 360 7359 5355 3339 3508 – – – – 2606 4179 4343 – 12643 – 5403 499 1679 – 453 – – 2456 – 322 76058 2008-09 ING Vysya 11171 – 325 – – 207 1421 1350 369 609 209 5365 3374 2151 2528 – – – – 1392 2885 2639 1 8023 – 4118 487 1127 – 487 – – 2320 – 202 52760 2007-08 TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.) 6988 – 312 – – 121 1337 616 288 272 – 3201 1875 2072 1980 – – – – 846 922 1608 – 4403 – 2232 421 1198 – 974 – – 2278 – – 33944 2006-07 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is Chandigarh Dadra & Nagra Haveli Daman & Diu Delhi Lakshadweep Puducherry Company Total State / Union Territory 4 – – 7 – – 2 8 5 _ 3 23 27 15 34 – 1 – – 2 1 52 – 10 – 52 – 9 – – – – 40 – 1 296 2010-11 – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 2009-10 India First 1035 – 946 33 19 – 8049 3636 – 5 288 1739 820 861 7409 – – – – 84 2654 1167 – 1518 – 1912 16 1418 – 570 124 – 3950 – 16 38269 2010-11 953 – 1235 33 15 4 7209 3396 – 1 366 1444 736 651 6669 – – – – 92 2439 1130 – 1476 – 2068 23 1177 – 493 101 – 4173 – 13 35897 2009-10 1023 – 1334 25 10 1 8575 4168 – – 392 1359 974 858 7178 – – – – 106 2924 1245 – 1883 – 2361 42 1402 – 446 78 – 5698 – 1 42083 2008-09 Kotak Mahindra 910 – 974 – 3 4 7230 3086 – – 454 1061 996 750 5278 – – – – – 2168 988 – 1789 – 1691 – 1391 – 565 – – 5385 – – 34723 2007-08 128 1168 – 537 – – 3920 – – 24484 1106 734 – 1213 – 1000 855 – 1150 – – – 4854 1628 – – 169 788 451 804 4107 – – – – 2006-07 2751 _ 82 395 371 429 4569 2916 433 312 561 1384 1705 1296 7840 – 24 – – 813 2908 1918 – 1936 42 4066 960 1280 – 486 – – 3999 – 66 43542 2010-11 4704 5 417 649 596 737 7684 4508 844 520 594 2358 2473 2389 13241 14 22 9 2 1810 5533 3352 15 3637 63 6997 1073 2073 5 513 3 4 5967 – 17 72828 2009-10 5598 2 590 747 601 735 9170 4257 966 494 679 2510 2598 2911 15992 14 87 9 – 2328 6372 3539 11 4295 53 8440 1262 2440 6 723 3 3 7128 – 88 84651 2008-09 Max NewYork 2127 – 311 266 182 259 5061 1687 231 189 379 890 764 1412 6615 – – – – 671 3863 1577 – 1616 – 3087 592 1184 – 551 – – 3368 – 19 36901 2007-08 TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.) 1417 – 175 158 152 130 3749 709 17 32 264 801 612 1159 4597 – – – – 285 3220 998 – 1225 – 1433 304 770 – 420 – – 2417 – – 25044 2006-07 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is Chandigarh Dadra & Nagra Haveli Daman & Diu Delhi Lakshadweep Puducherry Company Total State / Union Territory 2749 40 722 320 520 76 1409 833 82 1263 443 1977 3847 426 2298 7 1 – 23 922 1572 627 1 1962 80 2361 262 2000 15 169 2 3 1792 – 36 28840 2010-11 7692 10 1412 659 624 194 3115 1520 44 2686 939 5238 8461 637 6205 70 5 1 18 2326 4335 1515 5 3496 44 3757 481 3538 6 466 2 5 3771 1 22 63300 2009-10 7843 18 1229 847 474 246 3348 1265 33 1578 1356 5402 7841 650 6298 109 10 – 13 1752 4478 1328 12 3339 36 3007 593 3622 7 441 – 2 3537 – 13 60727 2008-09 MetLife 5069 15 506 594 65 148 1712 538 16 247 1027 4101 5571 416 3982 49 9 – 13 1052 1868 537 13 2953 35 1192 384 2496 1 282 – – 1901 – 6 36798 2007-08 2835 – 253 17 1 2 759 295 6 2 34 3389 3111 145 2158 – 2 – 1 482 1000 363 10 2322 1 562 159 1516 – 162 – – 1259 – 2 20848 2006-07 22229 599 10478 11295 1926 386 10191 4891 1589 1891 5659 6822 5476 10406 12350 – 769 189 189 10678 4895 7340 107 12306 1534 25152 3211 10740 – 258 – – 5653 – 224 189433 2010-11 25484 572 10053 11231 1818 329 10371 5890 1606 1739 5349 8090 6298 10719 11823 – 596 216 243 10145 5144 7087 116 14512 1008 23146 3071 10827 – 490 – – 7136 – 456 195565 2009-10 19138 312 5883 9665 883 245 9357 3272 693 671 2345 7100 5546 8472 9042 – 580 168 168 5834 5216 4672 134 12614 670 19093 760 8223 – 829 – – 7799 – 229 149613 2008-09 Reliance Life 19022 – 3921 7541 709 13 10775 6219 1090 10 4271 8625 11371 7578 9782 – 473 43 56 10517 6744 9199 83 18809 258 28725 559 5630 – 2445 – – 9685 – 41 184194 2007-08 TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.) 9748 – 1568 3182 163 – 7397 2372 605 – 2048 5377 6055 2837 6297 – 435 – – 5213 4806 4865 – 11240 – 12802 – 3399 – 1677 – – 3536 – – 95622 2006-07 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 129 Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is Chandigarh Dadra & Nagra Haveli Daman & Diu Delhi Lakshadweep Puducherry Company Total State / Union Territory 790 _ 347 2344 101 – 593 154 – – 819 175 – 588 272 – – – – 539 41 1645 – 44 – 4281 182 844 – 77 – – 344 – – 14180 2010-11 770 – 342 2364 100 – 587 144 – – 806 159 – 577 308 – – – – 548 39 1591 – 47 – 4058 181 832 – 76 – – 327 – – 13856 2009-10 730 – 358 2045 116 – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 2008-09 Sahara 712 – 371 1981 64 – 571 109 – – 739 168 – 672 284 – – – – 506 32 1660 – 106 – 3688 144 563 – 44 – – 425 – – 12839 2007-08 178 – 334 1557 – – 550 88 – – 660 107 – 634 262 – – – – 319 32 1438 – 62 – 2790 145 249 – 25 – – 367 – – 9797 2006-07 8269 144 1285 2808 2600 369 3193 2227 851 316 1909 5121 6819 4834 8651 97 74 111 110 4333 1501 3284 50 8663 86 6005 786 3698 16 167 – – 1045 – 206 79628 2010-11 7247 79 850 2389 1726 284 2422 1691 594 261 1582 5180 5776 3904 6574 55 71 32 60 3374 1217 2713 20 8097 57 4453 434 3312 – 170 1 – 710 – 197 65532 2009-10 8332 19 716 2757 2022 155 1962 2058 543 298 1410 5108 6313 3359 5886 64 30 84 6 3652 1730 3103 15 9306 21 4795 433 3787 1 285 – – 727 – 16 68993 2008-09 SBI Life 4542 5 318 1754 1423 59 1594 1110 186 177 915 2770 4323 1980 3012 87 73 – 6 2206 1119 2034 12 6020 27 1976 45 2103 – 196 – – 557 – 14 40643 2007-08 2652 2 118 1262 1084 – 1508 613 86 89 831 875 2266 1553 2335 – 95 – 4 1931 683 1347 6 2471 3 1376 22 1386 – 160 – – 595 – 3 25356 2006-07 – – 14 45 1 _ 2 1 – – 8 – – 22 12 – – – _ 2 1 1 – 1 – 14 – 3 – – – – 1 – – 128 2010-11 1 – – 2 1 – 2 1 – – 7 – – 21 13 – – – – 2 1 1 – 1 – 12 – 3 – – – – 1 – – 69 2009-10 Star Union TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.) – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – 2008-09 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 130 Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is Chandigarh Dadra & Nagra Haveli Daman & Diu Delhi Lakshadweep Puducherry Company Total State / Union Territory 6602 – – 22 192 1 20 4 – – 145 490 100 957 413 – – – _ 49 1 7 – 1072 – 17 6 – – 1 – – 15 – 25 10139 2010-11 16101 – – 29 286 1 116 – – – 212 771 149 1336 562 – – – – 13 – 8 – 1899 – 14 3 13 – 1 – – 4 – 36 21554 2009-10 15092 5 – 2 113 1 114 – – – 45 690 144 1215 421 – – – – 10 – 2 – 1848 – 3 – 16 1 – – – – – 37 19759 2008-09 Shriram 13777 5 – 2 15 1 109 – – – 45 662 135 791 308 – – – – 10 – 1 – 1753 – 1 – 16 1 – – – – – 27 17659 2007-08 8113 4 – – 7 1 – – – – – 488 116 328 149 – – – – 6 – – – 1153 – – – – – – – – – – 19 10384 2006-07 3715 35 7096 4000 880 86 6823 4043 768 5 2552 1725 5898 1921 7679 189 67 151 321 5434 1703 4647 29 5712 1236 5929 390 11958 4 134 11 12 1844 2 224 87223 2008-09 7834 56 11964 6532 1543 146 11067 6598 1301 7 4916 3724 9352 3270 13791 348 292 336 173 8794 2963 8551 171 7782 1595 10854 730 22317 5 257 23 19 4039 4 203 151557 2009-10 4577 29 6558 4529 1027 85 8802 5412 854 5 3451 2861 7659 2202 9069 114 145 138 42 5946 2095 5911 142 6133 733 8911 585 15911 5 208 20 21 3330 4 156 107670 2008-09 Tata AIG 1880 14 2441 2096 455 29 4440 2590 382 2 1915 1092 4368 1007 4808 11 36 3 4 3055 448 2975 116 3055 225 4983 379 7352 5 806 8 – 1512 2 50 52544 2007-08 2010-11 2009-10 2008-09 2007-08 561 119943 230128 186759 151772 – 1390 1787 508 95 1723 51133 84921 46971 33554 841 65042 97650 65272 49837 194 17074 30707 16188 13074 – 3555 4773 3839 2358 2032 77605 122932 103530 83707 255 40579 67379 42788 33112 161 11308 17034 10099 7292 – 11232 12392 12496 9552 976 34052 56370 33450 29717 582 57303 89717 73949 61666 2787 73036 129241 90314 84394 162 53757 83925 64907 57518 2745 131058 198032 146401 114244 – 1094 2059 1225 868 16 2598 3497 2730 2290 – 1111 1966 632 234 – 1994 2720 1513 1194 1839 65908 107389 66598 55806 120 51803 65449 79209 64633 2517 57009 97209 72639 62424 13 1239 1813 2039 1941 1338 79974 146446 101753 91928 37 6765 10785 5203 3676 841 128436 185098 163393 153325 13 10018 14133 11858 9250 4542 84763 161992 105781 71253 – 307 345 322 245 1522 6700 10676 8237 9068 – 297 360 117 19 – 27 79 36 90 2275 52470 69917 68761 64257 – 2 14 4 2 13 1746 2972 3058 2353 28105 1302328 1575476 1592579 1326748 2006-07 Private Total (State-wise) TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.) 77344 6 25325 31157 7906 1672 64282 18808 3731 6752 19899 43298 60649 40461 85171 – 2121 – 599 38457 46279 39699 1535 58178 939 97522 5146 53415 – 9251 – 12 49257 – 1281 890152 2006-07 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 131 Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is Chandigarh Dadra & Nagra Haveli Daman & Diu Delhi Lakshadweep Puducherry Company Total State / Union Territory 111629 623 34600 68912 17167 3906 61431 21194 11900 6660 24063 85659 69416 55517 169012 1603 588 336 810 44916 36920 69486 581 109362 3736 150878 14228 115929 758 3638 5 98 39652 2 1849 1337064 2010-11 129364 577 37858 74947 14663 3937 67062 19917 13400 7154 27286 95249 73766 58209 160844 1782 584 390 859 48171 35601 67386 633 116634 3859 160697 19397 118062 634 2967 2 138 38988 2 1788 1402807 2009-10 123772 507 38192 66372 15952 3900 62765 18046 11392 6870 27111 92303 69094 55858 154632 1954 643 384 833 44598 33184 61629 706 113258 3943 158026 19299 116344 1003 2667 2 109 37756 2 1749 1344856 2008-09 LIC 114430 407 36280 60787 14384 3620 58528 17942 9929 6633 24868 76719 55705 54404 131795 1724 600 358 799 35631 29461 54043 656 93718 3730 142942 16750 106346 747 2450 2 92 35891 2 1371 1193744 2007-08 100314 383 38215 58983 17725 3379 53800 16724 8290 6506 24387 67749 49478 45954 124471 1446 603 291 663 33377 18953 51071 612 81331 1446 132832 14966 103163 485 8683 2 125 35450 2 1188 1103047 2006-07 231572 2013 85733 133954 34241 7461 139036 61773 23208 17892 58115 142962 142452 109274 300070 2697 3186 1447 2804 110824 88723 126495 1820 189336 10501 279314 24246 200692 1065 10338 302 125 92122 4 3595 2639392 2010-11 331886 2396 123948 192937 51966 10840 192836 78497 31498 24398 82502 210711 191930 155228 424541 4143 3789 1738 3467 144201 107676 177566 2432 270667 11947 412146 39212 303855 1550 19021 304 250 127572 6 4783 2978283 2009-10 310531 1015 85163 131644 32140 7739 166295 60834 21491 19366 60561 166252 159408 120765 301033 3179 3373 1016 2346 111196 112393 134268 2745 215011 9146 321419 31157 222125 1325 10904 119 145 106517 6 4807 2937435 2008-09 Industry Total (State-wise) 266202 502 69834 110624 27458 5978 142235 51054 17221 16185 54585 138385 140099 111922 246039 2592 2890 592 1993 91437 94094 116467 2597 185646 7406 296267 26000 177599 992 11518 21 182 100148 4 3724 2520492 2007-08 TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Concld.) 177658 389 63540 90140 25631 5051 118082 35532 12021 13258 44286 111047 110127 86415 209642 1446 2724 291 1262 71834 65232 90770 2147 139509 2385 230354 20112 156578 485 17934 2 137 84707 2 2469 1993199 2006-07 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 132 – 133 735.09 839.78 Note: New business premium includes first year premium and single premium. 610851 3650968 2983954 2152069 13040.85 15822.29 998809 Industry Total – 255.20 2951235 1985145 1541218 12305.76 14982.51 – 217.69 – LIC – 84019 – – 4.90 699733 – 80903 – – 12.24 – 7.19 4.21 – – – – – – – – 288.18 – – – – 263.72 – 2.42 18.17 – Private Total – Star Union Dai-ichi – – 604 – 734 – – – – 256.08 – – – – 186.00 – – 58.87 – 2009-10 68243 – Shriram – 324 – 125 – – – – – 234299 – – – – 280659 – 10226 310 – 2010-11 Premium Tata AIG – SBI Life – 1483 Sahara Reliance Life 3501 – Max NewYork MetLife – Kotak Mahindra – – – 344926 – 324889 ICICI Prudential – – ING Vysya – HDFC Standard India First – Future Generali – – – DLF Pramerica – 568647 – 127 3757 – 2009-10 IDBI Federal – Canara HSBC 290395 Bharti Axa Birla Sunlife – 11222 – 2010-11 2008-09 Individual Category No. of Policies Bajaj Allianz Aviva Aegon Religare Insurer 3656.55 3118.74 537.81 154.17 – – – 8.21 – 18.69 – – – – – 122.05 – – – – 147.69 – 85.47 1.52 – 5469 5446 23 – – 3 12 1 – – – – – – 5 – – – 1 – – – – 1 – 5207 5190 17 – – 1 1 – – – – – – – 13 – – – 1 – – – – 1 – 1983537 – – 357563 70683 69 – – – – – – 648835 – – – 10010 – – – – 896377 – 2010-11 1895143 – – 15525 281856 – – – – – – – 41442 – – 1498994 – – – 558910 50 – – – – 40000 22602 – – – 2602 7500 – 2586 – – – 872244 – 2008-09 – – – – 1548820 – 2009-10 No. of Lives covered 1719.14 – – 343.20 78.23 – – – – – – 178.41 – – – 1.00 – – – – 1118.30 – 2010-11 1472.09 – – 4.10 622.17 – – – – – – – 11.02 – – – 0.01 – – – – 834.79 – 2009-10 Premium 3326.80 – – – 3303.85 0.10 – – – – 0.78 – 2.97 – – – 0.01 2.34 – – – 16.75 – 2008-09 6897 15259001 16842070 12551809 15522.81 24341.81 20595.34 6883 13275464 14946927 11052815 13803.67 22869.72 17268.54 14 – – – 7 1 – – – – 2 – 2 – – – 1 1 – – – – – 2008-09 2010-11 2009-10 2008-09 No. of Schemes Group Category (Premium in ` lakh) TABLE 31: NEW BUSINESS UNDER MICRO-INSURANCE PORTFOLIO (LIFE INSURANCE) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 0.00 2.10 0.20 0.00 0.00 Claims paid Claims repudiated Claims written back Claims pending at end of year 0 0 11 11 10 1 0 0 Claims intimated / booked Total Claims Claims paid Claims repudiated 134 Claims written back Claims pending at end of year 0 0 0 0 1 1 0 0 20 21 21 0 0.20 0.00 0.00 2.98 3.18 3.18 0.00 2010-11 0 0 0 0 0 0 0 16 16 16 0 0.00 0.00 0.00 2.02 2.02 2.02 0.00 2009-10 Bajaj Allianz Note: No death claims has been paid by the rest of the companies during these two years. 0 More than 12 months 0 0 0 0 Within 3-6 months 0 0 Within 6-12 months Within 3 months Break up of claims pending -- duration wise (Number of Policies) 0 0 0 0 0 0 0.00 0.00 0.00 Claims pending at start of year Number of Policies 0.00 2.30 Total Claims 0.00 0.00 2.30 0.00 2009-10 Claims pending at start of year 2010-11 Aviva Claims intimated / booked Amount of Benefit Paid Particulars 0 0 0 0 0 0 1 2209 0 0 0 0 0 0 4 915 919 919 2210 2210 0 0.00 0.00 0.43 86.91 87.34 87.34 0.00 2009-10 0 0.00 0.00 0.07 316.44 316.51 316.51 0.00 2010-11 Birla Sunlife 0 0 1 1 2 0 2 1429 1433 1433 0 0.15 0.00 0.10 141.01 141.26 141.26 0.00 2010-11 0 0 0 0 0 0 0 2077 2077 2057 20 0.00 0.00 0.00 1.65 1.65 1.64 0.01 2009-10 ICICI Prudential 0 0 0 0 0 0 0 16 16 16 0 0.00 0.00 0.00 0.24 0.24 0.24 0.00 2010-11 0 0 0 0 0 0 0 29 29 29 0 0.00 0.00 0.00 0.36 0.36 0.36 0.00 2009-10 ING Vysya 0 0 0 1 1 0 0 1 2 2 0 0.00 0.00 0.00 0.00 0.01 0.01 0.00 2010-11 0 0 0 0 0 0 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2009-10 MetLife (Benefit Amount in ` Lakh) TABLE 32: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - INDIVIDUAL CATEGORY HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 0.00 0.55 0.00 0.00 0.00 Claims paid Claims repudiated Claims written back Claims pending at end of year 135 0 Claims pending at end of year 0 0 0 0 0 0 0 24 350 374 369 5 0.00 0.00 8.64 41.91 50.55 49.47 1.08 2010-11 Tata AIG Note: No death claims has been paid by the rest of the companies during these two years. 0 More than 12 months 0 0 0 0 Within 3-6 months 2 2 0 0 0 Within 6-12 months Within 3 months Break up of claims pending -- duration wise (Number of Policies) 0 Claims written back 5 4 0 Claims repudiated 4 Total Claims Claims paid 7 2 Claims intimated / booked 5 2 2 0.20 0.90 1.10 Claims pending at start of year Number of Policies 0.00 0.55 Total Claims 0.65 0.20 0.35 0.45 2009-10 Claims pending at start of year 2010-11 Sahara Claims intimated / booked Amount of Benefit Paid Particulars 0 0 1 4 5 0 24 364 393 387 6 1.08 0.00 4.55 90.21 95.84 52.89 42.95 2009-10 0 0 1 3 4 0 28 4039 4071 4064 7 0.35 0.00 9.01 505.23 514.59 513.31 1.28 2010-11 0 0 1 6 7 0 28 3406 3441 3413 28 1.28 0.00 4.98 182.05 188.31 144.90 43.41 2009-10 Private Total 0 0 0 16 16 0 60 7244 7320 7315 5 2.64 0.00 13.41 1174.12 1190.17 1189.05 1.12 2010-11 LIC 0 0 0 5 5 1 25 4102 4133 4115 18 1.12 0.27 4.36 637.17 642.92 639.65 3.27 2009-10 0 0 1 19 20 0 88 11283 11391 11379 12 2.99 0.00 22.42 1679.35 1704.76 1702.36 2.40 2010-11 0 0 1 11 12 1 53 7508 7574 7528 46 2.40 0.27 9.34 819.22 831.23 784.55 46.68 2009-10 Industry Total (Benefit Amount in ` Lakh) TABLE 32: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - INDIVIDUAL CATEGORY (Concld.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 0.00 Claims pending at end of year 136 0 Claims pending at end of year 0 0 1 0 0 0 0 Within 3 months Within 3-6 months Within 6-12 months More than 12 months 0 0 0 0 (0.00) (0.00) (0.00) 50 50 0 19 987 918 1092 987 0 20.41 0.00 1.71 79.13 101.25 101.25 0.00 2010-11 0 0 0 0 0 0 0 49 49 49 0 0.00 0.00 0.00 3.59 3.59 3.59 0.00 2009-10 IDBI Federal 1091 1091 1 0.00 0.00 0.12 175.82 175.94 175.79 0.15 2009-10 Break up of claims pending -- duration wise (Number of Policies) 0 Claims written back 1553 Claims paid 3 1556 Total Claims Claims repudiated 1556 Claims intimated / booked Claims pending at start of year 0 0.00 Number of Lives 0.56 307.34 Claims paid Claims written back 307.89 Total Claims Claims repudiated 307.89 0.00 2010-11 Aviva Claims intimated / booked Claims pending at start of year Amount of Benefit Paid Particulars 1 6 3 22 32 0 1 144 177 174 3 4.33 0.00 0.10 16.45 20.88 20.62 0.26 2010-11 ING Vysya 0 0 0 3 3 0 3 136 142 125 17 0.26 0.00 0.25 10.58 11.09 9.39 1.70 2009-10 0 0 0 4 4 0 105 1275 1384 1383 1 1.55 0.00 40.53 506.65 548.73 548.22 0.51 2010-11 SBI Life 0 0 0 1 1 0 58 1011 1070 1069 1 0.51 0.00 22.89 389.38 412.78 412.53 0.25 2009-10 0 0 0 0 0 0 0 395 395 395 0 0.00 0.00 0.00 118.50 118.50 118.50 0.00 2010-11 Shriram 0 0 0 0 0 0 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2009-10 (Benefit Amount in ` Lakh) TABLE 33: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - GROUP CATEGORY HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 0.00 26.29 Claims pending at end of year 137 4499 4285 128 0 86 Total Claims Claims paid Claims repudiated Claims written back Claims pending at end of year 76 3 6 1 Within 3 months Within 3-6 months Within 6-12 months More than 12 months Break up of claims pending -- duration wise (Number of Policies) 4495 Claims intimated / booked Claims pending at start of year 4 23.26 42.90 Claims repudiated Claims written back Number of Lives 579.57 1028.07 Claims paid 0 0 0 4 4 0 62 2288 2354 2335 19 0.77 0.00 603.60 1097.25 Total Claims 601.50 2.10 2009-10 1096.48 0.77 2010-11 Private Total Claims intimated / booked Claims pending at start of year Amount of Benefit Paid Particulars 0 0 0 341 341 0 0 45965 46306 45819 487 138.57 0.00 0.00 19607.62 19746.19 19606.55 139.64 2010-11 LIC 1 6 0 0 3 417 427 0 128 50250 50805 50314 491 164.86 0.00 42.90 20635.69 20843.44 20703.03 140.41 2010-11 0 487 487 0 0 41175 41662 41546 116 139.64 0.00 0.00 17188.61 17328.25 17294.27 33.98 2009-10 Industry Total 0 0 0 491 491 0 62 43463 44016 43881 135 140.41 0.00 23.26 17768.18 17931.85 17895.77 36.08 2009-10 (Benefit Amount in ` Lakh) TABLE 33: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - GROUP CATEGORY (Concld.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 2010-11 Aviva 0.00 0.00 0.00 0.00 2.10 Within 1-3 months Within 3-6 months Within 6-12 months More than 12 months Total Claims Settled 138 0 0 0 0 10 Within 1-3 months Within 3-6 months Within 6-12 months More than 12 months Total Claims Settled 0 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 20 0 0 0 2 18 2.98 0.00 0.00 0.00 0.58 2.40 2010-11 16 0 0 2 7 7 2.02 0.00 0.00 0.25 0.93 0.84 2009-10 Bajaj Allianz 2209 0 0 0 1 2208 316.44 0.00 0.00 0.00 0.06 316.38 2010-11 915 0 0 0 0 915 86.91 0.00 0.00 0.00 0.00 86.91 2009-10 Birla Sunlife Note: No death claims has been paid by the rest of the companies during these two years. 10 Within 1 month Settlement of claims- Number of Policies 2.10 Within 1 month 0.00 2009-10 Settlement of claims- Benefit Amount Paid Particulars 1429 0 1 12 28 1388 141.10 0.00 0.00 0.01 0.03 1.36 2010-11 2077 0 16 13 27 2021 1.65 0.00 0.01 0.04 0.02 1.58 2009-10 ICICI Prudential 16 0 0 0 11 5 0.24 0.00 0.00 0.00 0.11 0.13 2010-11 29 0 0 0 2 27 0.36 0.00 0.00 0.00 0.05 0.31 2009-10 ING Vysya TABLE 34: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE INDIVIDUAL CATEGORY 1 0 0 0 0 1 0.00 0.00 0.00 0.00 0.00 0.00 2010-11 MetLife 0 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0.00 2009-10 (Benefit Amount in ` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 0.45 0.10 0.00 0.00 0.55 Within 1-3 months Within 3-6 months Within 6-12 months More than 12 months Total Claims Settled 139 3 1 0 0 4 Within 1-3 months Within 3-6 months Within 6-12 months More than 12 months Total Claims Settled 5 0 0 2 2 1 0.90 0.00 0.00 0.45 0.35 0.10 2009-10 Tata AIG 350 0 0 0 8 342 41.91 0.00 0.00 0.00 0.96 40.95 2010-11 Note: No death claims has been paid by the rest of the companies during these two years. 0 Within 1 month Settlement of claims- Number of Policies 0.00 2010-11 Sahara Within 1 month Settlement of claims- Benefit Amount Paid Particulars 364 0 0 0 11 353 90.21 0.00 0.00 0.00 2.33 87.88 2009-10 4039 0 1 13 53 3972 365.63 0.00 0.00 0.11 2.20 363.32 2010-11 3406 0 16 17 49 3324 182.04 0.00 0.01 0.74 3.68 177.62 2009-10 Private Total 7244 0 0 0 2 7242 1174.12 0.00 0.00 0.00 0.50 1173.62 2010-11 LIC 4102 0 0 5 0 4097 637.17 0.00 0.00 1.03 0.00 636.14 2009-10 TABLE 34: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE INDIVIDUAL CATEGORY (Concld.) 11283 0 1 13 55 11214 1539.75 0.00 0.00 0.11 2.70 1536.94 2010-11 7508 0 16 22 49 7421 819.21 0.00 0.01 1.77 3.68 813.76 2009-10 Industry Total (Benefit Amount in ` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 0.00 0.15 0.00 307.34 Within 3-6 months Within 6-12 months More than 12 months Total Claims Settled 140 1 0 Within 6-12 months More than 12 months ING Vysya 1091 2 4 2 9 918 0 0 0 0 918 79.13 0.00 0.00 0.00 0.00 79.13 49 0 0 0 0 49 3.59 0.00 0.00 0.00 0.00 3.59 144 0 1 24 63 56 16.45 0.00 0.12 2.99 6.86 6.48 136 0 0 12 45 79 10.58 0.00 0.00 0.92 2.41 7.25 Note: No death claim has been paid by the rest of the companies during these two years. 1553 0 Within 3-6 months Total Claims Settled 3 1549 Within 1-3 months Within 1 month 1074 175.82 0.37 0.80 0.26 1.47 172.92 Settlement of claims- Number of Lives 0.48 306.71 Within 1-3 months Within 1 month IDBI Federal SBI Life Shriram Private Total 1275 0 0 7 24 1244 506.65 0.00 0.00 2.86 10.20 493.59 1011 0 1 7 29 974 389.38 0.00 0.25 2.30 11.41 375.42 395 0 0 0 82 313 118.50 0.00 0.00 0.00 24.60 93.90 0.00 0.27 5.85 42.14 979.81 0 0 0 0 0 0 4285 0 2 31 172 4080 0.00 1028.07 0.00 0.00 0.00 0.00 0.00 2010-11 LIC 2009-10 2010-11 2009-10 Industry Total 0.00 0.00 0.00 185.34 0.00 0.00 0.00 33.98 0.00 0.27 5.85 227.48 0.37 1.05 3.68 49.27 2288 2 5 22 83 2176 45965 0 0 0 599 45366 41175 0 0 0 116 41059 50250 0 2 31 771 49446 43463 2 5 22 199 43235 579.57 19607.62 17188.61 20635.69 17768.18 0.37 1.05 3.68 15.29 559.18 19422.28 17154.63 20402.09 17713.81 2010-11 2009-10 2010-11 2009-10 2010-11 2009-10 2010-11 2009-10 2010-11 2009-10 2010-11 2009-10 Aviva Settlement of claims- Benefit Amount Paid Particulars (Benefit Amount in ` Lakh) TABLE 35: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE-GROUP CATEGORY HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 TABLE 36: COMPANY WISE NUMBER OF MICRO-INSURANCE AGENTS (As on 31st March) Insurer 2011 2010 2009 2008 Aegon Religare 0 0 0 0 Aviva 1 1 1 0 210 210 193 168 Bajaj Allianz Bharti AXA 0 0 0 0 Birla Sunlife 33 129 104 77 Canara HSBC 0 0 0 0 DLF Pramerica 0 0 0 0 Future Generali 0 0 0 0 HDFC Standard 0 0 0 0 ICICI Prudential 47 14 14 0 IDBI Federal 0 0 0 0 IndiaFirst 0 0 0 0 ING Vysya 0 0 0 0 Kotak Mahindra 0 0 0 0 Max NewYork 0 0 0 0 Met Life 9 0 0 0 Reliance Life 0 0 0 0 Sahara 15 15 13 8 SBI Life 0 0 0 0 Shriram 0 1 1 1 Star Union 0 0 0 0 TATA AIG 443 400 277 164 Private Total 758 770 603 418 9724 7906 6647 4166 10482 8676 7250 4584 LIC Industry Total 141 142 5 1 5 0 0 12 245 395 Sahara SBI Life Shriram Star Union Dai-ichi TATA AIG PRIVATE TOTAL GRAND TOTAL 0 Max New York 15 29 Kotak Mahindra Reliance 10 ING Vysya Met Life 0 2 Future Generali 2 0 DLF Pramerica IndiaFirst 0 Canara HSBC IDBI Federal 21 Birla Sun Life 48 17 Bharti Axa ICICI Prudential 16 Bajaj Allianz 39 23 Aviva HDFC Standard 0 150 O/S at the start of the year Aegon Religare PRIVATE SECTOR LIC PUBLIC SECTOR Insurer 9656 7068 279 16 28 293 12 540 246 525 779 99 0 25 1294 528 72 22 26 533 267 799 631 54 2588 Reported during the year 2010-11 9797 7125 276 16 21 284 12 458 272 16 0 0 19 1 9 23 247 40 10 21 0 1 14 56 2 0 0 9 0 38 13 0 186 541 523 757 106 0 27 1342 562 63 17 24 515 277 811 654 50 2672 Resolved O/S at the during the start of the year year 2449 1843 79 1 16 80 2 184 75 187 151 29 0 5 330 154 24 0 4 153 38 173 152 6 606 Reported during the year 2009-10 2512 1870 83 1 16 94 2 192 79 227 132 40 0 4 296 171 24 0 4 141 21 195 142 6 642 1017 332 24 0 2 16 1 19 29 33 17 6 0 0 20 57 0 0 0 13 0 78 17 0 685 Resolved O/S at the during the start of the year year 1794 1313 65 0 4 62 1 79 46 112 95 35 0 1 196 94 5 0 0 109 5 211 193 0 481 Reported during the year 2008-09 2007-08 2353 1373 73 0 6 59 1 75 66 105 102 20 0 0 202 95 3 0 0 113 5 251 197 0 980 299 102 8 0 0 23 0 6 3 7 6 3 0 0 13 1 0 0 0 2 0 20 10 0 197 2057 1406 66 0 2 101 2 89 49 84 51 26 0 0 233 106 0 0 0 67 0 403 127 0 651 1339 1176 50 0 0 108 1 76 23 58 40 23 0 0 226 50 0 0 0 56 0 345 120 0 163 Resolved O/S at the Reported Resolved during the start of the during the during the year year year year TABLE 37: STATUS OF GRIEVANCES - LIFE INSURERS HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 143 2009-10 2008-09 2007-08 2006-07 888 TOTAL 2005-06 11017 485 210 238 1268 933 1445 280 1388 515 1392 1448 1415 9551 210 121 227 626 928 1378 223 1324 441 1484 1188 1401 557 8 66 99 120 16 99 17 20 35 55 0 22 2004-05 8967 301 379 220 931 941 1471 308 815 370 1111 1004 1116 8636 302 407 286 767 955 1326 317 822 369 971 1004 1110 390 11 13 137 61 5 23 16 7 16 64 16 21 2003-04 5753 155 376 166 620 777 163 197 614 284 798 852 751 5586 158 323 204 561 766 87 196 601 265 807 868 750 603 26 2 140 46 7 127 23 13 28 87 52 52 2002-03 5565 131 555 201 515 705 108 155 524 235 726 970 740 5778 146 544 204 500 707 212 162 530 247 749 1006 771 588 23 4 151 61 12 147 34 11 6 64 29 46 2001-02 5433 159 513 189 472 682 195 177 556 166 916 896 512 5418 156 515 200 487 687 215 188 554 144 893 873 506 547 TOTAL 132 470 256 441 640 283 109 543 128 904 852 222 4980 O/S : Outstanding; NA: Not Available. 39 20 60 73 19 168 15 22 8 38 38 47 Ahmedabad Bhopal Bhubaneshwar Chandigarh Chennai Delhi Guwahati Hyderabad Kochi Kolkata Lucknow Mumbai 4926 148 486 165 440 646 305 90 554 130 878 861 223 674 21 102 46 37 7 118 10 57 7 77 113 79 4893 84 337 135 463 604 439 83 564 100 770 1008 306 5020 66 419 121 427 592 389 78 599 99 809 1083 338 564 17 81 21 30 26 126 7 35 5 135 59 22 3404 60 171 112 208 378 293 91 504 111 622 574 280 3289 55 151 87 201 397 296 88 482 109 680 520 223 NA NA NA NA NA NA NA NA NA NA NA NA NA 2481 68 235 105 131 288 340 88 137 62 443 312 270 1917 51 154 84 101 262 214 81 102 57 308 253 248 NA NA NA NA NA NA NA NA NA NA NA NA NA 1967 57 230 76 48 183 473 53 77 52 249 321 148 1506 27 209 62 37 181 274 41 59 46 154 316 100 O/S at Reported Resolved O/S at Reported Resolved O/S at Reported Resolved O/S at Reported Resolved O/S at Reported Resolved the start during during the start during during the start during during the start during during the start during during of the the year the year of the the year the year of the the year the year of the the year the year of the the year the year year year year year year 7 38 33 284 2 244 8 13 36 195 0 28 Name of Centre 2010-11 O/S at Reported Resolved O/S at Reported Resolved O/S at Reported Resolved O/S at Reported Resolved O/S at Reported Resolved the start during during the start during during the start during during the start during during the start during during of the the year the year of the the year the year of the the year the year of the the year the year of the the year the year year year year year year Ahmedabad Bhopal Bhubaneshwar Chandigarh Chennai Delhi Guwahati Hyderabad Kochi Kolkata Lucknow Mumbai Name of Centre TABLE 38: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE INSURANCE) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 PART-II NON-LIFE INSURANCE ––– ––– ––– Oriental Insurance United India Insurance 147 QBE, Australia Insurance Australia Group Limited (IAG), Australia ––– Raheja QBE SBI General L & T General Munich Re Bupa Finance PLC, UK Apollo Munich Max Bupa * as on 31st August, 2011. General Insurance Corporation of India ––– ––– Agriculture Insurance Company REINSURER ––– Export Credit Guarantee Corporation Ltd. SPECIALISED INSURERS Individual Promoters, UAE Star Health & Allied Insurance HEALTH INSURERS AXA Holdings, France ERGO, Germany HDFC ERGO Sanlam, South Africa Fairfax Financial Holding Ltd, Canada ICICI Lombard Bharti AXA General Mitsui Sumitomo, Japan Cholamandalam MS Shriram General Allianz, Germany Bajaj Allianz Sompo, Japan American International Group (AIG), USA TATA AIG Universal Sompo Tokio Marine Asia Pte. Ltd, Japan IFFCO-TOKIO Participatie Maatschapij Graafsschap Holland NV, Netherlands (“Generali”) ––– Reliance General Future Generali India Royal Sun Alliance, UK Royal Sundaram PRIVATE SECTOR ––– National Insurance Foreign Partners New India Assurance PUBLIC SECTOR Insurers 112 126 124 145 131 129 146 144 141 139 137 134 132 125 115 123 113 108 106 103 102 545 556 58 190 Regn. No. 2001 2003 1957 26.02.2010 03.08.2007 16.03.2006 12.07.2010 15.12.2009 11.12.2008 27.06.2008 08.05.2008 16.11.2007 04.09.2007 27.09.2002 03.08.2001 15.07.2002 02.05.2001 22.01.2001 04.12.2000 23.10.2000 23.10.2000 1919 1947 1906 1919 Date of Registration TABLE 39: DETAILS OF NON-LIFE INSURANCE COMPANIES OPERATING IN INDIA* 2001-02 2003-04 1957-58 2009-10 2007-08 2006-07 2010-11 2009-10 2008-09 2008-09 2008-09 2007-08 2007-08 2002-03 2001-02 2002-03 2001-02 2000-01 2000-01 2000-01 2000-01 1919-20 1947-48 1906-07 1919-20 Year of Operation HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 148 26417.21 (20.96) 2869.96 553.90 967.99 600.16 1279.91 4251.87 1783.18 4.90 1655.43 1143.99 780.89 1173.09 299.10 43.02 17.24 17424.63 (24.67) 43841.84 (22.41) Public Total Bajaj Allianz Bharti AXA Cholamandalam Future Generali HDFC Ergo ICICI Lombard IFFCO Tokio Raheja QBE Reliance Royal Sundaram Shriram TATA AIG Universal Sompo SBI General L&T General Private Total Total 282.69 25.46 1227.55 114.66 0.13 961.65 1520.70 813.00 35815.85 (13.96) 13977.00 (13.44) 2482.33 310.82 784.85 376.61 915.40 3295.06 1457.84 1.32 1979.65 913.11 416.93 853.80 189.28 – – 21838.85 (14.30) 4645.99 7099.14 4854.67 5239.05 2009-10 48.14 – 509.86 833.44 744.68 31428.40 (9.11) 12321.09 (12.09) 2619.29 28.50 685.44 186.49 339.21 3402.04 1374.06 – 1914.88 803.36 113.76 823.92 30.14 – – 19107.31 (7.26) 4295.85 6455.79 4077.90 4277.77 2008-09 2.97 – 168.19 835.11 668.37 28805.60 (11.09) 10991.89 (27.12) 2379.92 – 522.34 9.81 220.60 3307.12 1128.15 – 1946.42 694.41 – 782.64 0.48 – – 17813.71 (3.07) 4021.97 6151.97 3900.22 3739.56 2007-08 Note: Figure in the bracket represents the growth over the previous year in per cent. Apollo Munich Max Bupa Star Health Stand-alone Health Insurers AIC ECGC 1950.05 885.47 6245.17 8225.51 5569.88 6376.66 National New India Oriental United Specialised Insurers 2010-11 Insurer – – – 555.83 577.33 21339.10 (15.62) 5362.66 (52.89) 1272.29 – 220.18 – 200.94 1582.86 892.72 – 162.33 458.64 – 572.70 – – – 15976.44 (6.87) 3536.34 5675.54 3609.77 3154.78 2005-06 – – – 549.72 515.55 18456.45 (11.57) 3507.62 (55.35) 851.62 – 169.25 – 175.63 873.86 496.64 – 161.68 330.70 – 448.24 – – – 14948.82 (4.65) 3810.65 5103.16 3090.55 2944.46 2004-05 – – – 369.21 445.48 16542.49 (11.25) 2257.83 (67.27) 476.53 – 97.05 – 112.95 486.73 322.24 – 161.06 257.76 – 343.52 – – – 14284.65 (5.65) 3399.97 4921.47 2899.74 3063.47 2003-04 "–" indicates the company has not started its operation. – – 22.51 564.67 617.66 25930.02 (21.51) 8646.57 (61.24) 1786.34 – 311.73 – 194.00 2989.07 1144.47 – 912.23 598.20 – 710.55 – – – 17283.45 (8.18) 3827.12 5936.78 4020.78 3498.77 2006-07 – – – – 374.78 14870.25 (20.06) 1349.80 (188.64) 296.48 – 14.79 – 9.49 211.66 213.33 – 185.68 184.44 – 233.93 – – – 13520.44 (13.45) 2869.87 4812.79 2868.15 2969.63 2002-03 TABLE 40: GROSS DIRECT PREMIUM OF NON-LIFE INSURERS (WITHIN & OUTSIDE INDIA) – – – – 338.52 12385.24 (17.97) 467.65 (6453.98) 141.96 – – – – 28.13 70.51 – 77.46 71.13 – 78.46 – 11917.59 (13.59) 2439.41 4198.06 2498.64 2781.48 2001-02 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 188.05 159.29 283.46 263.81 56.81 180.17 59.12 55.85 4.42 38.81 0.25 23.10 2.46 1467.70 4555.12 IFFCO Tokio TATA AIG ICICI Lombard Bajaj Allianz Cholamandalam HDFC Ergo Future Generali Universal Sompo Shriram Bharti AXA Raheja QBE SBI General L&T General Private Total Grand Total 3087.42 Public Total 106.27 805.33 United Reliance 662.05 Oriental 45.83 1049.26 New India Royal Sundaram 570.79 2010-11 National Insurer 149 3869.27 1293.29 0.13 28.33 1.74 42.54 34.29 132.97 47.77 240.06 270.06 143.40 171.62 139.57 40.81 2575.98 652.25 573.42 923.78 426.53 2009-10 3384.68 1204.32 2.80 0.22 10.76 16.09 58.79 53.84 253.06 283.02 144.76 195.28 136.84 48.84 2180.36 572.79 440.65 773.33 393.59 2008-09 3459.21 1332.55 0.48 3.03 12.83 68.30 273.49 417.35 129.77 215.17 143.27 68.87 2126.65 524.30 478.20 743.43 380.72 2007-08 4132.38 1525.47 11.10 77.98 370.31 393.83 136.95 291.02 145.88 98.39 2606.91 664.34 540.07 909.98 492.52 2006-07 3774.53 1258.59 6.81 72.83 351.40 308.47 116.27 263.29 47.76 91.74 2515.94 645.48 546.89 839.63 483.94 2005-06 Fire 3330.92 919.54 1.81 47.78 219.42 277.45 83.71 172.78 53.58 63.01 2411.38 590.91 493.95 788.88 537.64 2004-05 3150.05 703.76 0.36 25.44 120.29 2949.85 437.72 5.32 60.65 49.91 128.69 78.44 103.52 55.41 39.15 2512.13 604.18 532.64 867.46 507.85 2002-03 239.46 142.88 46.36 50.53 2446.29 631.32 524.00 775.20 515.77 2003-04 2667.39 158.11 27.88 10.98 19.36 36.15 45.84 17.90 2509.28 635.89 521.67 859.89 491.83 2001-02 TABLE 41: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS (WITHIN INDIA) 2064.36 4.64 3.70 0.94 0.00 2059.72 526.11 471.28 654.24 408.09 2000-01 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 43.68 48.42 30.72 5.97 0.93 11.22 0.03 0.17 0.43 716.74 2518.77 Cholamandalam HDFC Ergo Future Generali Universal Sompo Shriram Bharti AXA Raheja QBE SBI General L&T General Private Total Grand Total 166.37 ICICI Lombard 78.98 153.63 TATA AIG Bajaj Allianz 127.98 IFFCO Tokio 1802.03 Public Total 23.00 501.53 United Reliance 446.38 Oriental 25.20 549.56 New India Royal Sundaram 304.57 2010-11 National Insurer 150 2167.59 612.63 0.02 5.44 0.04 3.85 15.36 24.89 42.39 73.94 146.57 115.11 132.41 29.61 23.02 1554.96 453.56 388.12 474.30 238.97 2009-10 1956.15 639.76 0.61 0.54 6.63 8.29 36.56 88.17 216.47 111.82 113.70 37.00 19.97 1316.39 336.93 332.59 446.10 200.78 2008-09 1798.82 546.66 0.72 3.29 32.66 75.18 216.72 97.86 66.43 34.24 19.55 1252.16 300.83 339.06 437.28 174.98 2007-08 1627.84 490.15 2.41 26.56 71.25 155.24 70.15 128.26 17.85 18.44 1137.69 263.95 347.83 321.02 204.89 2006-07 1284.09 281.80 1.72 17.00 54.33 85.71 47.88 46.13 10.74 18.29 1002.29 203.97 325.11 299.78 173.43 2005-06 Marine 1228.10 245.11 0.50 15.90 44.96 82.53 40.85 30.87 12.70 16.80 982.99 243.80 235.41 252.49 251.29 2004-05 1117.54 152.08 5.82 1214.82 84.15 0.16 7.41 9.27 20.72 27.33 30.89 18.42 8.91 13.02 1130.67 339.14 228.07 344.40 219.06 2002-03 43.59 24.49 13.19 13.38 965.46 300.14 218.93 259.21 187.18 2003-04 11053.40 46.08 1.36 9.18 31.02 1.74 2.78 11007.32 255.21 205.65 339.30 207.16 2001-02 TABLE 41: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS (WITHIN INDIA ) (Contd.) 985.15 0.05 0.05 985.10 279.56 187.90 313.84 203.80 2000-01 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 1611.06 1826.64 1745.95 Oriental 1318.71 1074.87 151 10.95 9232.19 18180.52 Private Total Grand Total 0.07 SBI General L&T General 0.24 Raheja QBE 411.48 768.30 416.06 Shriram 163.44 Universal Sompo Bharti AXA 78.90 319.33 Future Generali 15046.99 7355.62 0.17 184.51 209.78 289.92 450.10 1445.55 623.59 1714.07 Bajaj Allianz 1379.16 420.70 1544.96 ICICI Lombard 229.75 Cholamandalam 421.47 TATA AIG 730.67 HDFC Ergo 961.11 IFFCO Tokio Reliance 626.91 793.03 Royal Sundaram 7691.37 2124.00 8948.33 United Public Total 2070.94 2303.38 New India 2182.73 2009-10 2775.00 2010-11 National Insurer 319.53 13336.02 6134.65 17.39 112.72 3.92 94.88 158.78 12685.25 5461.36 1.77 140.38 224.41 1386.37 1279.07 1321.29 1503.39 253.25 499.19 1267.37 409.56 7223.88 1434.90 1608.38 2034.30 2146.31 2007-08 224.79 683.24 1164.82 529.91 7201.37 1563.48 1491.30 2000.29 2146.29 2008-09 Motor 10696.66 3702.78 138.32 97.16 843.87 1142.55 273.09 448.90 455.51 303.39 6993.88 1233.18 1739.39 2034.73 1986.58 2006-07 8733.38 2078.94 158.03 52.35 536.61 454.44 239.82 378.08 26.52 233.09 6654.44 1138.16 1495.36 2174.50 1846.41 2005-06 9944.03 3031.48 52.78 23.49 133.31 328.73 148.14 339.70 1281.30 110.71 179.21 254.28 179.10 6912.55 1711.76 1516.03 2003.37 1681.40 2010-11 7311.37 2330.21 49.19 17.41 82.31 268.74 149.51 295.55 856.76 82.30 164.22 238.75 125.47 4981.16 1265.41 1084.54 1552.47 1078.74 2009-10 6088.00 2224.53 1.51 3.08 50.81 56.01 165.89 333.43 973.80 73.89 140.99 310.82 114.31 3863.46 900.72 709.85 1355.67 897.22 2008-09 Health 4894.42 1767.05 3.43 28.23 109.38 243.40 815.89 68.30 114.02 275.62 108.78 3127.37 694.96 532.63 1209.42 690.36 2007-08 TABLE 41: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS (WITHIN INDIA ) (Contd.) 3319.29 1160.64 10.27 38.60 158.26 664.97 53.36 71.89 67.18 96.12 2158.65 465.25 448.54 765.29 479.57 2006-07 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 1079.57 1041.19 1086.93 Oriental 152 2.81 2976.52 7378.01 Private Total Grand Total 19.56 SBI General L&T General 4.37 Raheja QBE 3.66 7.23 35.03 Shriram 50.35 Universal Sompo Bharti AXA 46.59 57.68 Future Generali 95.08 6225.22 2385.25 1.00 43.34 34.88 198.89 95.77 427.24 301.90 473.40 Bajaj Allianz 642.52 Cholamandalam 975.78 ICICI Lombard 283.24 258.93 HDFC Ergo 327.99 TATA AIG 253.01 197.01 326.82 Reliance IFFCO Tokio 96.89 100.82 Royal Sundaram 3839.97 1234.05 4401.49 United Public Total 1021.02 1191.57 New India 698.20 2009-10 888.95 2010-11 National Insurer 5586.98 2117.83 0.00 6.18 0.82 11.84 18.08 57.35 109.62 441.23 607.44 268.66 240.86 265.41 90.34 3469.15 903.85 989.83 933.44 642.02 2008-09 87.58 4986.04 1884.26 0.86 35.88 5129.29 1767.53 31.90 71.43 342.66 632.48 578.09 401.49 177.00 204.40 225.81 81.85 3361.77 872.04 852.69 986.18 650.85 2006-07 233.46 233.34 225.91 87.65 3101.79 784.56 849.86 852.49 614.87 2007-08 4346.97 1247.15 29.83 56.89 232.26 509.59 131.53 153.38 68.71 64.96 3099.82 807.91 800.03 886.01 605.87 2005-06 Others 12921.58 2342.99 173.32 105.57 587.24 513.89 323.68 292.99 95.41 250.89 10578.59 2109.75 2288.42 3169.44 3010.98 2004-05 11327.22 1401.89 112.57 65.77 335.50 203.68 234.17 154.86 101.49 193.85 9925.33 2136.73 2089.18 3011.27 2688.15 2003-04 9733.21 819.72 9.49 9.31 228.41 74.58 156.68 91.39 121.34 132.26 8913.49 2024.74 2042.70 2709.38 2136.67 2002-03 7724.85 262.40 112.71 16.13 49.91 3.34 29.87 50.44 7462.45 1763.68 1719.16 2313.14 1666.47 2001-02 TABLE 41: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS (WITHIN INDIA ) (Contd.) 6757.44 2.45 2.09 0.13 0.24 6754.99 1635.42 1540.49 2073.09 1505.99 2000-01 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 1143.99 1655.43 1783.18 1173.09 4251.87 2869.96 967.99 1279.91 600.16 299.10 780.89 553.90 4.90 43.02 17.24 17424.63 42576.45 Royal Sundaram IFFCO Tokio TATA AIG ICICI Lombard Bajaj Allianz Cholamandalam HDFC Ergo Future Generali Universal Sompo Shriram Bharti AXA Raheja QBE SBI General L&T General Private Total Grand Total 25151.83 Public Total Reliance 5457.33 6376.66 Oriental 7097.14 New India United 6220.70 2010-11 National Insurer 153 34620.45 13977.00 1.32 310.82 416.93 189.28 376.61 915.40 784.85 2482.33 3295.06 853.80 1457.84 1979.65 913.11 20643.45 5239.05 4736.71 6042.51 4625.17 2009-10 30351.83 12321.09 28.50 113.76 30.14 186.49 339.21 685.44 2619.29 3402.04 823.92 1374.06 1914.88 803.36 18030.74 4277.77 3964.23 5508.83 4279.90 2008-09 27823.74 10991.89 0.48 9.81 220.60 522.34 2379.92 3307.12 782.64 1128.15 1946.42 694.41 16831.85 3739.56 3808.14 5276.92 4007.23 2007-08 24905.49 8646.59 194.00 311.73 20359.72 5362.66 200.94 220.18 1272.29 1582.86 2989.07 1786.34 572.70 892.72 162.33 458.64 14997.06 3154.78 3527.11 4791.50 3523.67 2005-06 710.55 1144.47 912.23 598.20 16258.90 3498.77 3928.52 5017.20 3814.42 2006-07 TOTAL 17480.60 3507.64 175.63 169.25 851.62 873.87 448.24 496.64 161.69 330.70 13972.96 2944.46 3017.78 4210.81 3799.91 2004-05 15594.81 2257.73 112.93 97.03 476.51 486.73 343.50 322.23 161.04 257.76 13337.08 3068.19 2832.11 4045.68 3391.10 2003-04 13897.89 1341.60 9.49 14.79 296.47 212.54 233.92 213.33 185.66 184.43 12556.29 2968.06 2803.41 3921.24 2863.58 2002-03 11445.82 466.59 141.95 27.11 78.45 70.51 77.45 71.12 10979.23 2654.96 2446.48 3512.33 2365.46 2001-02 TABLE 41: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS (WITHIN INDIA ) (Concld.) 9806.95 7.14 5.83 1.07 0.24 9799.81 2441.09 2199.67 3041.17 2117.88 2000-01 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 154 2954.86 Grand Total 2562.41 366.29 -0.74 2.34 0.75 12.63 3.01 3.32 15.97 118.47 89.93 20.11 46.84 40.74 12.93 2196.12 410.45 364.73 1067.58 353.35 2009-10 Note: Figures in brackets indicates the negative values. 414.40 2.18 Shriram Private Total 22.44 Universal Sompo -0.22 9.67 Future Generali L&T General 14.01 HDFC Ergo -1.51 19.49 Cholamandalam SBI General 113.14 Bajaj Allianz 6.32 112.87 ICICI Lombard -0.94 20.04 TATA AIG Raheja QBE 50.35 IFFCO Tokio Bharti AXA 30.75 2540.47 Public Total Reliance General 452.91 United 15.81 448.27 Oriental Royal Sundaram 426.81 1212.47 New India 2010-11 National Insurer 2354.07 373.19 -0.37 -0.40 -2.67 0.92 0.88 20.32 115.88 101.04 20.64 60.49 41.51 14.95 1980.88 408.61 314.93 962.92 294.42 2008-09 2424.18 403.71 -0.43 -1.48 1.61 32.66 122.56 108.65 16.62 63.64 38.45 21.44 2020.46 434.56 324.42 970.31 291.17 2007-08 2360.27 319.86 1.57 31.80 93.82 69.82 14.89 54.81 23.94 29.20 2040.40 418.67 341.53 941.84 338.36 2006-07 2150.18 216.32 1.58 14.44 73.99 34.80 10.85 43.68 13.57 23.40 1933.86 408.08 337.63 830.88 357.27 2005-06 Fire 2089.57 175.76 1.09 10.85 52.64 36.16 8.10 31.58 16.25 19.09 1913.81 425.48 336.90 798.84 352.59 2004-05 2001.40 108.62 3.38 26.41 23.88 8.23 24.32 9.00 13.40 1892.78 421.17 329.14 794.19 348.28 2003-04 2005.22 41.75 0.12 1887.32 2.41 0.68 0.21 7.44 9.74 -0.46 0.94 0.39 0.67 1884.91 446.30 392.82 679.24 366.55 2001-02 3.46 9.67 2.68 8.64 1963.47 452.80 360.30 790.27 360.10 2002-03 TABLE 42: SEGMENT WISE NET PREMUM INCOME IN INDIA (EARNED) 1770.91 0.10 0.00 0.10 0.00 0.00 1770.91 412.33 393.43 599.64 365.51 2000-01 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 155 -0.18 -0.24 284.14 1127.64 SBI General L&T General Private Total Grand Total 1006.72 237.77 -0.05 1.45 2.51 3.01 12.16 56.43 32.28 Note: Figures in brackets indicates the negative values. -0.26 0.81 Universal Sompo Raheja QBE 0.02 5.25 Future Generali 0.90 7.77 3.34 12.23 Cholamandalam HDFC Ergo Shriram 57.28 Bajaj Allianz Bharti AXA 0.13 42.48 ICICI Lombard 39.69 61.69 38.82 91.93 IFFCO Tokio 18.00 10.45 768.96 211.70 189.37 TATA AIG 12.56 Reliance General 843.51 Public Total 11.44 245.21 United Royal Sundaram 226.97 Oriental 237.66 130.22 142.34 228.99 National 2009-10 2010-11 New India Insurer 945.83 218.80 -0.28 -0.05 -0.22 1.07 1.92 11.45 54.76 27.28 55.63 44.60 15.11 7.54 727.03 186.23 185.00 231.77 124.03 2008-09 765.65 170.15 -0.15 1.42 9.81 38.97 18.30 44.26 42.07 10.94 4.53 595.50 129.37 169.39 188.57 108.17 2007-08 654.28 122.80 0.96 7.09 26.74 12.24 30.99 30.35 6.21 8.23 531.48 105.31 159.44 164.38 102.35 2006-07 629.20 98.96 0.50 5.46 21.96 11.64 24.84 19.28 4.27 11.01 530.24 106.56 136.32 168.60 118.76 2005-06 Marine 598.55 81.45 0.16 3.80 15.86 15.91 18.02 16.02 3.30 8.38 517.10 113.29 117.84 172.97 113.00 2004-05 708.14 49.06 1.50 6.96 6.49 15.19 10.19 1.81 6.92 659.08 131.70 128.79 200.43 198.16 2003-04 674.02 21.71 0.94 2.16 1.68 7.99 3.66 0.92 4.36 652.31 180.49 128.92 210.09 132.81 2002-03 TABLE 42: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Contd.) 661.67 2.47 0.15 0.15 1.84 0.02 0.14 0.18 659.20 142.77 179.20 188.12 149.11 2001-02 601.73 0.00 0.00 601.73 142.78 121.71 188.12 149.12 2000-01 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 156 2311.93 1550.12 1755.42 7890.24 632.64 994.36 784.03 340.86 1430.04 1476.36 435.02 352.25 230.53 122.45 325.52 256.09 0.10 -0.78 0.91 7380.39 15270.63 Oriental United Public Total Royal Sundaram Reliance General IFFCO Tokio TATA AIG ICICI Lombard Bajaj Allianz Cholamandalam HDFC Ergo Future Generali Universal Sompo Shriram Bharti AXA Raheja QBE SBI General L&T General Private Total Grand Total 12758.41 5727.56 -0.57 61.31 134.28 27.90 135.27 202.05 324.89 1255.27 1112.43 274.42 612.45 1050.72 537.13 7030.75 1483.16 1407.06 2173.01 1967.53 2009-10 Note: Figures in brackets indicates the negative values. 2272.77 New India 2010-11 National Insurer 11372.37 4926.06 -1.70 18.39 0.33 36.13 128.19 251.28 1295.82 974.62 281.72 523.82 990.23 427.23 6446.31 1247.57 1324.52 2022.40 1851.83 2008-09 Motor 9751.64 3701.54 0.02 120.17 140.73 925.66 873.33 248.09 379.45 716.60 297.49 6050.11 1060.80 1370.12 1940.78 1678.41 2007-08 7937.50 2144.76 118.30 51.95 492.54 551.05 228.88 346.13 149.18 206.73 5792.74 944.41 1328.46 1985.59 1534.28 2006-07 6761.84 1271.12 119.88 42.08 336.23 222.53 170.73 205.05 17.91 156.72 5490.72 904.37 1166.83 1874.07 1545.46 2005-06 7738.29 2281.03 0.16 0.01 38.47 19.12 65.18 154.74 108.06 291.99 994.15 92.70 146.38 206.96 163.13 5457.25 1334.53 1179.15 1612.42 1331.15 2010-11 5753.40 1815.42 15.04 10.56 38.79 164.01 61.96 258.54 751.66 65.31 123.50 221.76 104.29 3937.98 972.02 807.69 1269.00 889.27 2009-10 4694.38 1599.51 0.18 0.44 18.02 36.35 55.18 231.21 684.75 3135.52 959.83 0.25 16.92 29.67 178.08 406.62 72.23 37.08 87.92 136.17 83.05 2175.68 481.46 406.05 820.12 468.06 2007-08 110.55 276.92 97.99 3094.87 700.11 545.77 1169.00 679.99 2008-09 Health TABLE 42: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Contd.) 1904.70 587.51 5.00 8.84 106.39 305.93 29.74 46.56 30.17 54.87 1317.20 329.81 323.71 306.12 357.56 2006-07 1486.05 317.26 3.01 11.03 70.89 138.73 27.32 30.37 7.47 28.44 1168.79 261.27 254.08 335.36 318.08 2005-06 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 157 -0.07 SBI General 3919.35 897.49 -1.95 3.51 1.00 24.02 7.90 27.66 47.30 195.49 206.51 168.20 99.74 68.03 50.06 3021.86 Note: Figures in brackets indicates the negative values. 4543.31 -0.65 Raheja QBE Grand Total 11.48 Bharti AXA -0.33 1.43 1074.98 27.93 Universal Sompo Shriram Private Total 18.49 Future Generali L&T General 77.59 210.88 Bajaj Allianz HDFC Ergo 276.63 ICICI Lombard 52.57 181.16 TATA AIG Cholamandalam 49.17 115.52 Reliance General IFFCO Tokio 53.17 760.86 859.56 3468.33 United Public Total Royal Sundaram 821.97 910.38 Oriental 963.61 1107.51 New India 475.42 2009-10 590.88 2010-11 National Insurer 3478.31 789.85 0.00 -0.60 -0.79 1.24 0.67 12.13 47.14 193.60 185.97 141.56 93.47 65.09 50.35 2788.47 656.58 696.59 863.20 472.10 2008-09 3210.50 643.98 0.08 9.93 35.99 150.17 160.28 107.79 82.28 57.88 39.33 2566.52 595.90 606.26 891.64 472.72 2007-08 3189.77 504.90 14.45 27.60 119.04 127.61 77.14 69.75 34.76 34.54 2684.87 575.04 537.63 1137.19 435.01 2006-07 2682.82 372.09 13.38 15.37 83.30 119.99 51.82 47.61 10.75 29.87 2310.73 514.05 460.98 912.08 423.61 2005-06 Others 9430.08 1143.87 118.01 56.39 302.41 163.53 201.48 127.77 28.47 145.81 8286.21 1623.87 1668.43 2795.36 2198.55 2004-05 8152.65 618.15 39.86 18.95 197.28 48.72 120.20 65.72 15.51 111.91 7534.50 1583.77 1514.53 2594.83 1841.37 2003-04 6940.03 327.55 0.41 0.04 6292.70 37.20 8.99 1.21 18.10 142.20 11.29 2.79 0.69 12.23 6255.50 1383.72 1248.69 1991.51 1301.13 2001-02 71.44 26.16 5.71 63.49 6612.48 1476.08 1366.56 2296.79 1473.05 2002-03 TABLE 42: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Contd.) 5713.45 0.33 0.14 0.19 5713.12 1329.27 1210.21 1883.72 1289.92 2000-01 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 158 726.69 2856.16 2149.65 627.37 606.36 329.12 192.75 330.03 315.70 -1.75 -2.53 0.28 11434.93 31634.73 TATA AIG ICICI Lombard Bajaj Allianz Cholamandalam HDFC Ergo Future Generali Universal Sompo Shriram Bharti AXA Raheja QBE SBI General L&T General Private Total Grand Total 26000.20 9044.53 -3.31 83.64 136.05 75.24 187.48 400.06 462.29 1884.20 2192.82 589.73 922.22 1399.25 714.86 16955.66 3838.19 3590.83 5710.86 3815.79 2009-10 Note: Figures in brackets indicates the negative values. 1135.10 IFFCO Tokio 20199.80 Public Total 1293.80 4647.63 United Reliance 4314.90 Oriental 876.19 6473.32 Royal Sundaram 4763.95 New India 2010-11 National Insurer 22944.97 7907.41 -2.78 17.15 -0.87 56.82 179.47 385.36 1891.27 1973.65 587.48 832.93 1388.86 598.06 15037.56 3199.10 3066.80 5249.30 3522.36 2008-09 19287.48 5879.20 -0.43 -1.29 150.05 248.86 1415.44 1567.18 453.85 639.67 960.03 445.83 13408.28 2702.09 2876.23 4811.43 3018.53 2007-08 16046.52 3679.83 140.29 127.28 838.53 1066.65 381.65 547.60 244.26 333.58 12366.69 2373.24 2690.77 4535.11 2767.57 2006-07 13710.09 2275.75 138.35 88.40 586.37 527.68 285.56 345.98 53.97 249.44 11434.33 2194.33 2355.84 4120.99 2763.17 2005-06 TOTAL 12118.20 1401.08 119.26 71.04 370.91 215.60 227.60 175.37 48.02 173.28 10717.12 2162.64 2123.17 3767.17 2664.14 2004-05 10862.19 775.83 39.86 23.83 230.65 79.09 143.62 100.23 26.32 132.23 10086.36 2136.64 1972.46 3589.45 2387.81 2003-04 9619.27 391.01 0.41 1.10 8511.24 42.08 9.82 1.56 27.22 154.10 12.67 3.74 1.21 13.08 8469.16 1972.79 1820.71 2858.87 1816.79 2001-02 82.89 39.49 9.31 76.49 9228.26 2109.37 1855.78 3297.15 1965.96 2002-03 TABLE 42: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Concld.) 8086.20 0.44 0.25 0.19 8085.76 1884.38 1725.35 2671.48 1804.55 2000-01 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 2774 _ 3 14 2 United Public Total Royal Sundaram 1030 159 25 39 Private Total Grand Total 189067 153715 _ 159 _ ** 2198.00 1613.49 _ 5.87 888.68 _ _ 11.38 _ _ _ 46.61 85.71 _ 473.53 14.16 60.17 _ 27.38 584.51 174.95 176.88 32.22 200.46 37 23 _ 1 5 _ _ 1 _ _ _ 2 2 _ 8 1 1 1 1 14 3 2 7 2 **Bharati AXA has not recorded the number of lives as it is a co-insurer. NA: Not Available. _ Max Bupa 126933 5 2 _ Raheja QBE Star Health _ SBI General Apollo Munich _ 1 Bharti AXA _ _ _ _ _ Universal Sompo _ Future Generali 179 6626 641 Shriram 1 HDFC Ergo _ _ 1 Bajaj Allianz 7 ICICI Lombard Cholamandalam 16403 1 TATA AIG 0.30 _ 5 Reliance IFFCO Tokio 35352 14520 5389 7 2 New India 14413 Oriental 2 Government Schemes 167351 147149 _ 27 131747 _ _ ** _ _ _ 55 3533 _ 9803 880 0.30 11 1093 20202 5898 3481 2133 8689 1587.42 1310.52 _ 1.33 775.51 _ _ 17.63 _ _ _ 31.89 47.84 _ 336.42 14.00 71.21 2.12 12.57 276.90 67.72 65.05 95.27 48.86 72223 27660 NA 395 6067 _ _ 1330 _ 467 12232 235 895 2733 2091 _ 842 NA 373 44563 NA 24159 2853 17551 2010-11 2009-10 No.of No.of Premium No.of No.of Premium Schemes persons Amount Schemes persons Amount No.of covered covered Schemes National Insurer 22619 5107 1 407 140 _ _ 264 _ 81 312 934 125 399 1424 _ 0.01 908 112 17512 5429 2736 3213 6133 4952.12 1360.65 0.28 132.28 31.35 _ _ 36.10 _ 13.20 91.58 88.75 39.54 134.15 511.68 _ 94.17 149.10 38.47 3591.47 985.00 815.28 1008.01 783.18 2010-11 Group No.of Premium persons Amount covered 7010 2693 29 306 802 _ _ 13 _ 43 1 334 57 315 298 106 35 136 218 4317 789 585 1611 1333 3880.37 1367.36 59489 18148 _ 523 25.18 3284 128.06 _ _ 438 _ 445 7421 290 1374 1835 1327 _ 866 _ 345 41341 _ 31108 2757 7476 279.66 _ _ 5.30 _ 10.25 5.16 184.97 22.89 165.52 296.09 40.51 22.40 68.12 113.25 2513.02 551.81 300.42 963.14 697.65 Individual No.of Premium No.of Policies Amount Schemes 18223 5023 _ 232 173 _ _ 144 _ 125 3543.49 1022.51 _ 47.95 16.07 _ _ 29.17 _ 6.55 60.36 162.81 825 358 91.46 94.10 294.33 _ 72.65 129.16 17.90 2520.98 807.30 609.50 642.00 462.18 505 341 1328 _ 0.01 869 121 13200 3752 1552 3104 4792 6127 2135 0.25 124 490 _ _ 9 _ 36 0 130 15 327 303 104 47 297 255 3992 764 589 1444 1196 2978.27 899.19 0.13 52.68 148.09 _ _ 2.39 _ 5.67 3.00 67.65 8.94 166.65 226.00 29.42 18.02 75.56 95.00 2079.08 390.39 296.79 815.20 576.70 Individual No.of Premium Policies Amount (Premium Amount in ` crore) 2009-10 Group No.of Premium persons Amount covered (No.of Persons in '000) Others TABLE 43: HEALTH INSURANCE PREMIUM AND NUMBER OF PERSONS COVERED HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 160 1042 14733 Miscellaneous Grand Total 13729 1040 0 78 2851 3018 4203 Note: Figure in bracket indicates negative value. 0 301 3211 Personal Accident Medical Insurance Crop Insurance 250 Liability Insurance 75 294 2863 Motor Third Party Overseas Medical Insurance 233 4694 Motor Own Damage 51 419 56 494 Marine (Hull) 465 Engineering 504 Marine (Cargo) 1075 2849 149 0 34 725 182 34 342 1069 73 16 61 164 2819 74 1 27 369 80 15 518 1578 25 4 42 86 2010-11 2009-10 2010-11 2009-10 1242 Corporate Agents – Others Individual Agents Fire Type of Channel 4184 372 1931 3 217 145 8 225 746 32 2 10 494 3219 336 1457 6 166 144 6 181 447 24 4 6 443 2010-11 2009-10 Corporate Agents – Banks 9331 676 10 28 2275 229 395 969 1821 1258 112 531 1029 5665 496 14 18 1335 155 323 546 931 478 106 417 847 2010-11 2009-10 Brokers 602 46 8 6 51 10 3 122 273 17 4 7 54 526 77 0 9 74 14 3 76 238 5 0 4 26 2010-11 2009-10 Referral Arrangements 14418 2214 4 188 4034 288 228 1557 3380 (117) 757 409 1477 11949 1486 31 149 2981 344 216 1354 2044 680 777 518 1370 2010-11 2009-10 Direct Business TABLE 44: CHANNEL WISE GROSS DIRECT PREMIUM INCOME 903 84 17 1 345 20 12 61 54 60 51 22 176 561 47 11 3 134 6 5 165 45 39 21 13 73 2010-11 2009-10 Others 47012 4583 1960 335 10858 1175 930 6139 12036 1816 999 1544 4637 38469 3558 1514 290 7911 1036 801 5857 9486 1669 963 1465 3919 2010-11 2009-10 Total (` crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 161 1386 34836 16260 1619 1799 1153 18799 7818 5449 129433 33 219 128 52 3607 10607 6680 33 33851 164 13643 2163 20885 90 2903 153 175 40800 0 389 389628 27229 54 2915 1617 2687 2009-10 777 11138 6356 198 275 292 7780 1183 4198 43564 6 25 1 11 954 2599 3273 18 16300 23 5715 748 9056 20 1210 39 78 26895 0 904 154427 9143 13 634 249 754 611 8508 5270 146 250 295 6799 1046 2728 34354 4 14 1 12 716 1941 2667 11 11580 18 4586 444 7273 18 1037 24 55 27653 0 106 125521 5864 11 568 216 697 2009-10 Marine Cargo 2010-11 OD- Own Damage. 1814 42843 19779 3206 1987 1499 23000 8433 7360 148751 32 257 60 57 5535 12912 8790 92 37551 166 16386 3568 25132 198 3260 171 238 47772 0 781 463747 Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharasthra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is. Chandigarh Dadra & Nagara Haveli Daman & Diu Delhi Lakshadweep Puducherry ALL INDIA Note: TP- Third Party; 33820 73 3302 1770 3149 2010-11 Fire Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh States/Union Territory 1320 6135 2901 0 0 0 847 790 1 75930 0 0 0 0 76 788 6 0 5035 17 306 5 629 70 3 0 0 2124 0 2 99896 2797 0 108 4 0 2010-11 1217 4880 2003 0 0 0 837 459 1 77811 0 1 0 0 35 390 7 0 5483 0 503 3 427 74 1 0 0 950 0 3 96426 1308 0 22 3 9 2009-10 Marine Hull 421 11095 6824 218 538 1018 7681 1418 2234 55149 21 104 18 10 3317 3701 1913 54 19313 87 6390 628 12152 6 987 20 104 26180 0 324 191202 24931 11 1739 587 2009 2010-11 362 9442 4957 255 436 775 7296 1375 1785 49675 2 62 4 7 2295 3128 1458 106 14755 70 4194 436 10984 8 1071 26 41 22800 0 53 165686 24309 6 1533 514 1468 2009-10 Engineering 8547 89615 50688 7578 8965 14178 85809 64110 43277 188253 533 1464 540 648 24584 42417 55986 673 110475 1358 82955 10562 55116 342 17626 187 127 88835 0 2820 1194184 80966 448 16515 19916 18074 2010-11 7388 61793 42930 5264 7969 10427 68106 52762 32579 140754 425 1068 481 532 18058 34125 44901 477 89408 1516 65334 8235 38607 199 12941 140 143 76030 0 2303 934483 65923 509 13989 15353 13817 2009-10 Motor OD 4685 41705 18006 4780 6113 6574 47095 43939 26221 88139 262 906 367 263 14221 20348 32835 478 72387 1197 45016 6970 29931 318 6549 146 93 29062 2 1602 623060 43454 175 9726 10267 9229 4350 38211 28883 3988 5633 5723 41944 40530 22020 73778 207 775 337 292 11450 17603 29404 301 64002 1026 39283 5670 24503 186 6502 136 124 28114 1 1215 561332 39118 208 8710 9079 8025 2009-10 Motor TP 2010-11 TABLE 45: STATE-WISE GROSS DIRECT PREMIUM INCOME ( ` Lakh) 224 6112 2290 189 140 242 10459 1152 841 35882 16 12 4 9 460 567 924 13 7016 26 1897 287 4402 2 358 86 33 12779 0 148 92970 5151 3 285 204 758 2010-11 184 4930 1941 144 131 152 9395 1031 687 32980 15 10 5 10 322 472 746 12 6146 24 1503 232 2563 1 234 56 34 8772 0 32 77722 3953 2 234 202 567 2009-10 Liability Insurance HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 162 Note: TP- Third Party; Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharasthra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is. Chandigarh Dadra & Nagara Haveli Daman & Diu Delhi Lakshadweep Puducherry ALL INDIA Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh States/Union Territory 273 7957 3313 144 480 905 5999 2581 1093 35857 2 28 5 0 917 1382 3717 7 9507 99 4582 290 2613 2 498 10 17 9824 2 82 100443 6458 5 367 568 858 2009-10 OD- Own Damage. 301 9785 4066 175 468 939 7992 3161 1592 36212 3 21 5 3 1339 1528 2859 12 12624 98 4676 423 3991 4 630 16 18 13769 3 102 117474 8337 4 651 617 1051 2010-11 Personal Accident 1862 69325 43326 1859 467 2580 94636 24018 9493 326796 7 66 286 237 4646 8135 9526 38 138392 765 49744 2367 56219 17 6247 138 229 113477 0 648 1086030 105003 4 2400 11681 1398 2010-11 Health 1463 52428 17916 663 310 5571 71818 18360 7268 248119 19 48 0 246 1566 5534 6202 27 116148 458 24463 1426 40638 3 6467 95 182 86778 0 433 797950 80114 4 1348 753 1079 2009-10 103 2014 369 14 22 60 3236 772 209 14697 0 2 0 0 57 589 277 1 2947 1 415 45 997 0 465 0 0 3656 0 34 33527 2472 0 24 19 30 2010-11 95 2051 377 13 22 75 2667 736 203 12069 0 2 0 0 27 475 261 1 2833 0 407 40 887 0 377 1 0 2958 0 20 28974 2312 0 17 18 30 2009-10 Overseas Mediclaim 3 12502 816 1042 11 1164 4188 624 23526 14490 3 48 0 0 6603 0 44449 0 9618 5 9775 929 10108 1 0 0 0 0 0 16 196043 25910 0 296 26770 3146 2010-11 0 11230 626 356 12 2833 5365 435 14676 11390 75 34 1 0 5829 46 21978 1 6952 16 8684 427 8390 1 0 0 0 0 0 20 151390 24010 0 232 24762 3011 2009-10 Crop Insurance 494 27942 15991 1376 2708 4668 23742 13150 13326 127541 69 251 58 87 4662 9755 27626 99 34345 315 25760 10760 16616 31 4375 30 27 40650 0 274 457524 22291 67 2108 19392 6940 2010-11 458 20994 12393 1262 2513 1862 20759 10603 8103 104927 83 157 102 109 4310 9193 14066 49 28773 206 26238 2387 14339 21 2199 24 30 31572 0 206 351701 19820 40 1951 7456 4492 2009-10 Miscellaneous TABLE 45: STATE-WISE GROSS DIRECT PREMIUM INCOME (Concld.) 20550 330211 171411 20635 21695 33213 316465 162750 132279 1155405 952 3156 1338 1323 66452 103339 188465 1479 466003 4060 249036 37292 224349 1008 41708 834 946 405198 6 7654 4710084 364273 798 37788 91475 46537 2010-11 Total 17787 257259 136870 13854 19556 29772 259785 137736 96593 951146 865 2419 1063 1259 49131 84896 132087 1024 389437 3597 193418 21752 172109 603 34230 664 800 336250 4 4862 3781255 300419 839 31886 60542 36740 2009-10 ( ` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 TABLE 46: NON-LIFE INSURERS: NUMBER OF POLICIES ISSUED (` Lakhs) Insurer 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 Public Sector 505.76 (16.52) 434.04 (-3.84) 451.37 (17.09) 385.47 (13.47) 339.72 (-19.48) 421.93 (-5.47) 446.34 (16.15) 384.27 (-8.26) 418.85 (96.15) Private Sector 287.652 (19.44) 240.84 (9.86) 219.23 (17.21) 187.03 (47.36) 126.92 (41.85) 89.48 (73.92) 51.45 (55.96) 32.99 (96.72) 16.77 (3.85) 793.41 (17.56) 674.88 (0.64) 670.60 (17.13) 572.50 (22.69) 466.64 (-8.75) 511.41 (2.74) 497.79 (19.30) 417.26 (-4.21) 435.62 TOTAL Note: Figure in bracket indicates the growth over the previous years in per cent. 163 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 TABLE 47: NET RETENTIONS* OF NON-LIFE INSURERS (In per cent) Segment Fire Marine Cargo Marine Hull Engineering Motor Aviation Miscellaneous Total 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 65.39 79.18 73.99 85.35 77.35 88.59 75.65 84.43 65.72 77.10 85.76 91.77 76.00 85.07 80.46 89.46 25.06 23.31 31.26 20.01 18.30 39.76 25.55 26.68 70.15 68.88 71.26 77.52 72.89 91.55 75.78 81.29 98.88 99.99 99.99 100.00 96.15 100.00 99.64 99.02 37.5 25.64 23.71 24.21 21.93 48.53 23.53 25.98 90.63 91.39 96.95 97.11 89.63 94.47 88.35 94.70 88.24 90.30 94.45 91.26 83.41 92.58 86.45 87.90 * Within the country. 164 44827 42681 45291 254047 Oriental National United PUBLIC-TOTAL 165 2004 3075 5035 11287 1949 1401 967 2244 218 632 (94) (151) (22) TATA AIG Reliance IFFCO TOKIO ICICI Lombard Cholamandalam HDFC Ergo Future Generali Universal Sompo Shriram Bharti AXA Raheja QBE SBI General L&T General 295487 89 (267) (40) (37) – – – 37316 301 1263 75 234 (74) – – 36629 235404 88 332 256241 2032 1597 6049 4684 10104 4151 4074 8993 2064 2011 198088 219612 11588 40861 41045 11847 29442 35335 1495 31493 36473 1293 96292 2008-09 106758 2009-10 Note: Figure in bracket indicates negative values. GRAND TOTAL 41440 11314 Bajaj Allianz PRIVATE-TOTAL 1581 Royal Sundaram PRIVATE 121247 2010-11 New India PUBLIC INSURER 242417 40371 – – – – – (43) 1662 2144 3845 10865 (148) 3266 161 6364 65428 202046 43456 29117 32442 97031 2007-08 236025 31985 – – – – – – – 157 3180 6982 5481 2394 1489 9382 2920 204040 41867 33836 34153 94184 2006-07 215715 25226 – – – – – – – 144 2317 3567 5240 955 1095 9116 2792 190489 38947 35332 33134 83076 2005-06 NET EARNED PREMIUM (` Lakh) 218425 21416 – – – – – – – 208 1576 4272 3428 1843 804 6892 2393 197009 43395 36122 34392 83100 2004-05 TABLE 48: INCURRED CLAIMS RATIO-FIRE INSURANCE 201447 15691 – – – – – – – 10 737 3802 3178 1338 1025 3888 1713 185756 41702 34396 32989 76669 2003-04 200521 7774 – – – – – – – – 45 1633 1686 675 643 1786 1306 192747 42532 35206 32839 82170 2002-03 201033 1139 – – – – – – – – – 130 207 76 49 344 333 199894 48028 36760 39222 75884 2001-02 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 166 1215 522 549 879 63 906 1 – – 26663 204764 1217 1370 838 1037 31 714 7 84 14 31147 254358 4383 4853 6581 3172 1761 11221 1022 1315 178101 223211 6877 19807 31138 6195 20288 24176 494 31128 40670 490 106878 2009-10 127227 2010-11 Note: Figure in bracket indicates negative values. GRAND TOTAL PRIVATE-TOTAL L&T General SBI General Raheja QBE Bharti AXA Shriram Universal Sompo Future Generali HDFC Ergo Cholamandalam ICICI Lombard IFFCO TOKIO Reliance TATA AIG Bajaj Allianz Royal Sundaram PRIVATE PUBLIC-TOTAL United National Oriental New India PUBLIC INSURER 178301 28033 – – – 10 4 39 172 19 1609 9698 4414 2889 1166 7263 763 150268 29593 23761 36245 60668 2008-09 166510 20465 – – – – – – 3 34 1172 5794 4226 2674 657 4976 929 146045 30400 24447 31038 60160 2007-08 138126 14050 – – – – – – – 118 894 2474 2592 1786 635 5009 542 124076 31486 20645 15939 56006 2006-07 139277 13299 – – – – – – – 252 1357 1701 1195 1299 797 5769 929 125978 18079 24658 23090 60151 2005-06 CLAIMS INCURRED (NET) (` Lakh) 86365 8121 – – – – – – – 52 756 1445 1245 785 321 2546 971 78244 15246 14411 15885 32702 2004-05 61106 4265 – – – – – – – 10 183 936 1183 672 271 606 404 56841 11082 9009 10616 26134 2003-04 TABLE 48: INCURRED CLAIMS RATIO-FIRE INSURANCE (Contd.) 94317 1673 – – – – – – – – – 151 293 544 122 276 287 92644 20029 13326 12552 46737 2002-03 93521 266 – – – – – – – – 12 36 29 23 103 63 93255 17578 19236 19258 37183 2001-02 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 167 76.05 157.05 182.34 69.6 84.3 387.66 (1.49) – – 72.79 79.91 62.42 97.83 86.69 46.20 14.37 112.87 (7.00) (56) (60) 75.16 86.08 93.57 96.39 73.18 77.86 57.26 99.41 50.83 65.61 81.10 87.86 58.05 48.26 68.75 54.76 57.42 56.64 38.18 85.35 90.73 31.01 100.11 2009-10 104.93 2010-11 Note: Figure in bracket indicates negative values. GRAND TOTAL PRIVATE-TOTAL L&T General SBI General Raheja QBE Bharti AXA Shriram Universal Sompo Future Generali HDFC Ergo Cholamandalam ICICI Lombard IFFCO TOKIO Reliance TATA AIG Bajaj Allianz Royal Sundaram PRIVATE PUBLIC-TOTAL United National Oriental New India PUBLIC INSURER 75.74 74.97 – – – (26) (9) (15) 193 21.29 79.17 95.98 72.97 69.60 56.49 62.68 51.05 75.86 72.42 80.71 115.09 63.00 2008-09 68.69 50.69 – – – – – (0) 0 1.57 30.47 53.33 -2860.54 81.88 406.84 78.19 7.58 72.28 69.96 83.96 95.67 62.00 2007-08 58.52 43.92 – – – – – – – 74.85 28.10 35.43 47.29 74.62 42.62 53.39 18.54 60.81 75.21 61.01 46.67 59.46 2006-07 64.57 52.72 – – – – – – – 175.47 58.54 47.70 22.80 136.05 72.81 63.29 33.26 66.13 46.42 69.79 69.69 72.40 2005-06 INCURRED CLAIMS RATIO (Per cent) 39.54 37.91 – – – – – – – 24.98 47.99 33.81 36.30 42.58 39.89 36.95 40.56 39.72 35.13 39.90 46.19 39.35 2004-05 30.33 27.18 – – – – – – – 104.99 24.79 24.61 37.23 50.22 26.45 15.58 23.61 30.60 26.57 26.19 32.18 34.09 2003-04 TABLE 48: INCURRED CLAIMS RATIO-FIRE INSURANCE (Contd.) 47.04 22.00 – – – – – – – 0.00 0.00 9.00 17.00 81.00 19.00 15.00 22.00 48.07 47.10 37.80 38.22 56.90 2002-03 46.52 23.35 – – – – – – – – – 9 17 38 47 30 19 46.65 36.6 52.3 49.1 49 2001-02 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 22697 14234 24521 84351 Oriental National United PUBLIC-TOTAL 168 9193 1256 3882 4248 1223 777 525 81 90 334 (26) (18) (24) TATA AIG Reliance IFFCO TOKIO ICICI Lombard Cholamandalam HDFC Ergo Future Generali Universal Sompo Shriram Bharti AXA Raheja QBE SBI General L&T General 112765 107 (22) (5) (28) – – – 21880 251 13 2 145 (5) – – 23777 94583 192 301 100672 1145 1216 4460 3969 2728 1511 1800 3228 5563 6169 72703 76895 5476 18623 21170 5643 12403 13022 754 18500 18937 1045 23177 2008-09 23766 2009-10 Note: Figure in bracket indicates negative values GRAND TOTAL 28414 5728 Bajaj Allianz PRIVATE-TOTAL 1144 Royal Sundaram PRIVATE 22899 2010-11 New India PUBLIC INSURER 76565 17015 – – – – – 0 4426 453 1094 1830 (15) 981 142 4207 3897 59550 12937 10817 16939 18857 2007-08 65429 12281 – – – – – – – 96 709 1224 3035 621 3099 2674 823 53148 10531 10235 15944 16438 2006-07 63756 10727 – – – – – – – 75 629 796 2645 394 2582 2359 1247 53029 10367 10314 15910 16438 2005-06 NET EARNED PREMIUM (` Lakh) 61719 9380 – – – – – – – 29 459 1663 1585 460 2093 2136 955 52339 11126 12318 12035 16860 2004-05 58749 6446 – – – – – – – 1 302 1056 1414 202 1668 1081 722 52303 11467 11535 12004 17297 2003-04 TABLE 48: INCURRED CLAIMS RATIO-MARINE INSURANCE (Contd.) 64213 3687 – – – – – – – – 9 347 852 159 1318 341 661 60526 13587 14488 12408 20043 2002-03 61643 781 – – – – – – – – – 0.3 153 27 417 61 123 60862 12661 13281 13911 21009 2001-02 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 19612 11266 21712 78355 Oriental National United PUBLIC-TOTAL 169 7677 791 3841 4722 739 633 520 189 TATA AIG Reliance IFFCO TOKIO ICICI Lombard Cholamandalam HDFC Ergo Future Generali Universal Sompo 78601 20543 – – 1 178 1 88 301 465 993 2668 4085 1781 4724 4577 682 58058 21852 4752 12379 19075 2009-10 Note: Figure in bracket indicates negative values 101687 6 L&T General GRAND TOTAL 0 SBI General 23332 3 Raheja QBE PRIVATE-TOTAL 241 Bharti AXA 8 3231 Bajaj Allianz Shriram 731 Royal Sundaram PRIVATE 25764 2010-11 New India PUBLIC INSURER 97358 23890 – – – 3 5 132 108 788 5502 4448 1849 5320 5098 638 73468 15071 13460 17226 27711 2008-09 66302 17068 – – – – – – 4 132 978 3220 4301 1288 3612 3166 367 49234 12397 10006 11007 15824 2007-08 56609 13824 – – – – – – – 75 892 1156 4222 581 2552 3727 619 42785 10886 10085 15584 6230 2006-07 47438 11554 – – – – – – – 37 602 2019 2452 766 2156 2480 1041 35884 7268 8560 8531 11525 2005-06 CLAIMS INCURRED (NET) (` Lakh) 41113 8238 – – – – – – – 8 340 2107 1797 250 1301 1890 545 32875 7822 7244 7959 9850 2004-05 36536 5278 – – – – – – – 1 138 1275 1175 133 1194 922 440 31258 7170 9145 6749 8194 2003-04 TABLE 48: INCURRED CLAIMS RATIO-MARINE INSURANCE (Contd.) 43085 2431 – – – – – – – – – – 190 451 140 1101 146 403 40654 9970 10563 8431 11690 2002-03 36804 268 – – – – – – – – 0.1 36 44 122 17 49 36536 8166 7809 7428 13133 2001-02 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 86.41 79.15 88.55 92.89 Oriental National United PUBLIC-TOTAL 170 90.18 GRAND TOTAL 78.08 86.40 – – (10.32) 122.52 78.95 673.85 119.88 154.59 81.65 82.64 102.93 98.95 76.57 81.11 65.28 75.50 103.22 36.49 65.37 80.26 2009-10 Note: Figure in bracket indicates negative values. 82.12 PRIVATE-TOTAL (26) 233.56 Universal Sompo L&T General 99.10 Future Generali (1) 81.41 HDFC Ergo SBI General 60.41 Cholamandalam (13) 111.17 ICICI Lombard Raheja QBE 98.93 IFFCO TOKIO 72.27 62.94 Reliance Bharti AXA 83.51 TATA AIG 8.79 56.40 Bajaj Allianz Shriram 63.89 Royal Sundaram PRIVATE 112.51 2010-11 New India PUBLIC INSURER 102.93 109.02 – – – (10) – (24) 123 56.47 68.83 201.69 99.75 122.4 95.63 93.1 84.69 101.05 80.93 108.52 93.11 119.56 2008-09 86.60 100.32 – – – – – – 0 29.23 89.46 175.93 (27822) 131.27 2546.24 75.26 9.41 82.68 95.83 92.50 64.98 83.91 2007-08 86.52 112.57 – – – – – – – 78.44 125.78 94.46 139.13 93.63 82.35 139.37 75.14 80.50 103.36 98.53 97.75 37.90 2006-07 74.41 107.71 – – – – – – – 49.54 95.67 253.54 92.70 194.67 83.51 105.15 83.49 67.67 70.10 83.00 53.62 70.11 2005-06 INCURRED CLAIMS RATIO (Per cent) 66.61 87.82 – – – – – – – 28.17 73.95 126.69 113.36 54.42 62.17 88.48 57.05 62.81 70.31 58.81 66.13 58.42 2004-05 62.19 81.89 – – – – – – – 73.04 45.86 120.67 83.07 65.97 71.60 85.28 61.00 59.77 62.53 79.28 56.23 47.34 2003-04 TABLE 48: INCURRED CLAIMS RATIO-MARINE INSURANCE (Contd.) 67.10 65.93 – – – – – – – – 0.00 55.00 53.00 88.00 84.00 43.00 61.00 67.17 73.38 72.91 67.95 58.32 2002-03 59.70 34.31 – – – – – – – – – 33 24 163 29 28 40 59.94 64.5 58.8 53.4 62.5 2001-02 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 155012 227277 175542 789024 Oriental National United PUBLIC-TOTAL 171 43502 35225 23053 12245 32552 25609 Cholamandalam HDFC Ergo Future Generali Universal Sompo Shriram Bharti AXA 1137237 492606 – – – (170) 1839 33 3613 12819 25128 97462 52382 99023 28172 129582 42723 644631 124757 185183 132452 202240 2008-09 Note: Figure in bracket indicates negative values. 1527063 1275830 GRAND TOTAL 572755 738039 – – (57) 6131 13428 2790 13527 20205 32489 111243 61245 105072 27442 125527 53713 703075 148316 196753 140706 217301 2009-10 975165 370154 – – – – – 0 24809 29749 71660 87333 2 14073 12017 37945 92566 605011 106080 167841 137012 194078 2007-08 NET EARNED PREMIUM (` Lakh) PRIVATE-TOTAL 91 143004 ICICI Lombard L&T General 78403 IFFCO TOKIO (78) 99436 Reliance SBI General 34086 TATA AIG 10 147636 Bajaj Allianz Raheja QBE 63264 Royal Sundaram PRIVATE 231193 2010-11 New India PUBLIC INSURER 691523 168 178 49 23061 25396 9695 19775 35756 37314 149367 68805 101467 34629 131245 54618 876628 191646 259953 163732 261297 2010-11 460633 – – 14 5175 9497 2244 11522 17408 21535 102816 45428 83414 21407 97630 42544 617574 126182 170140 126844 194409 2009-10 372749 – – – 223 1191 138 3158 10429 17045 81946 40296 71889 19659 93515 33260 637527 92854 198563 141045 205064 2008-09 793750 1568151 1078207 1010276 214476 – – – – – – – 11830 5195 55105 34613 14918 22888 49254 20673 579274 94441 153428 132846 198559 2006-07 900127 266316 – – – – – – – 8491 9353 66505 28976 53013 15305 61817 22856 633811 116943 170449 136423 209996 2007-08 CLAIMS INCURRED (NET) (` Lakh) 672242 137870 – – – – – – – 6995 3883 33463 22395 9149 13695 33010 15280 534372 90049 133293 130377 180653 2006-07 102.69 93.7 184 (229) 510 90.05 78.02 79.17 85.78 101.51 85.77 104.45 87.76 102.04 101.59 88.90 86.33 111.10 109.17 114.38 105.63 113.02 2010-11 84.51 80.42 – – (24.98) 84.41 70.73 80.42 85.18 86.16 66.28 92.42 74.17 79.39 78.01 77.78 79.21 87.84 85.08 86.47 90.15 89.47 2009-10 376.71 127.36 162.91 24.69 104.76 110.24 101.55 99.57 108.20 2007-08 88.84 75.64 – – – (131) 64.76 415.14 87.39 81.35 67.83 84.08 92.31 71.95 – – – – – – – 28.54 13.05 76.15 76.93 1583383 72.6 69.78 72.17 77.85 98.90 74.43 107.23 106.49 101.40 2008-09 84.69 64.28 – – – – – – – 59.13 74.75 60.73 64.70 61.33 59.83 67.02 73.91 92.25 95.35 86.88 98.14 90.98 2006-07 INCURRED CLAIMS RATIO (Per cent) TABLE 48: INCURRED CLAIMS RATIO-MOTOR INSURANCE (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 172 6531 22176 12350 75166 6196 16401 3879 1056 0 1504 0 – – 181542 575340 9270 20696 14638 99415 10806 15474 6518 1912 0 3847 0 1 16 228103 773828 393798 545725 25854 97202 133453 29199 88927 133115 10429 80769 117915 16313 126900 2009-10 161242 2010-11 32981 35756 32371 30612 96008 – – – – – 0 3708 8305 13617 40662 25 2967 1692 7223 17808 58751 – – – – – – – 500 884 30593 4656 3017 2974 10639 5487 217569 131720 48146 46806 40605 82012 2007-08 2006-07 469371 313577.26 190471 159884 – – – 18 – 44 1735 3635 5518 68475 11055 27692 8792 23121 9799 309487 70011 67999 54577 116900 2008-09 NET EARNED PREMIUM (` Lakh) Note: Figure in bracket indicates negative values. GRAND TOTAL PRIVATE-TOTAL L&T General SBI General Raheja QBE Bharti AXA Shriram Universal Sompo Future Generali HDFC Ergo Cholamandalam ICICI Lombard IFFCO TOKIO Reliance TATA AIG Bajaj Allianz Royal Sundaram PRIVATE PUBLIC-TOTAL United National Oriental New India PUBLIC INSURER 774415 194233 21 1 – 2810 0 2243 5710 11057 7375 91871 15065 25591 4923 19172 8395 580182 153287 140465 121096 165335 2010-11 639404 167422 – – – 1536 0 1445 4033 19362 7277 67693 13499 25687 3859 17931 5099 471982 127884 96511 104119 143468 2009-10 497281 136411 – – – 17 – 24 2448 3654 6014 58939 13512 25406 4107 18039 4269 360870 84901 75664 74746 125559 2008-09 335494 91029 – – – – – – – 2411 2761 40170 8750 15269 2778 15171 3719 244465 65170 55238 50256 73801 2007-08 CLAIMS INCURRED (NET) (` Lakh) 268599 60761 – – – – – – – 436 703 36313 7119 3410 100.08 85.15 2 1 0 73.05 0.00 117.34 87.60 71.45 68.25 92.41 102.91 123.65 53.11 65.66 8367 1835 51.46 106.31 114.86 105.52 102.7 102.54 2010-11 2578 207838 52787 47010 42895 65146 2006-07 111.13 92.22 – – – 102.1 – 136.86 103.99 118.05 117.45 90.06 109.3 115.83 59.1 69.36 48.89 119.85 131.56 108.53 128.91 113.06 2009-10 514.58 164.18 210.03 20.88 112.36 135.36 118.01 123.77 89.88 2007-08 105.95 85.33 – – – 94 – 53.56 141.12 100.5 108.99 86.07 106.99 94.81 – – – – – – – 29.03 20.27 98.79 122.23 35128.38 91.74 46.71 78.02 43.57 116.60 121.27 111.27 136.96 107.41 2008-09 141.02 103.42 – – – – – – – 87.1 79.51 118.7 152.89 113.01 61.69 78.64 46.99 157.79 160.05 131.47 132.51 212.81 2006-07 INCURRED CLAIMS RATIO (Per cent) TABLE 48: INCURRED CLAIMS RATIO-HEALTH INSURANCE (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 91038 59088 85956 346833 Oriental National United PUBLIC-TOTAL 173 18116 4917 11552 27663 5257 7759 1849 2793 143 1148 (65) (7) (33) TATA AIG Reliance IFFCO TOKIO ICICI Lombard Cholamandalam HDFC Ergo Future Generali Universal Sompo Shriram Bharti AXA Raheja QBE SBI General L&T General 454331 137 124 (79) (60) – – – 79055 790 2402 100 351 (195) – – 89749 347898 1213 2766 391935 4714 4730 9347 9974 18597 6509 6803 20651 14156 16820 268843 302186 19360 65658 76086 19549 47206 47542 5035 69659 82197 5006 86320 2008-09 96361 2009-10 Note: Figure in bracket indicates negative values GRAND TOTAL 107498 21088 Bajaj Allianz PRIVATE-TOTAL 5317 Royal Sundaram PRIVATE 110751 2010-11 New India PUBLIC INSURER 321023 64371 – – – – – 0 10779 3933 5788 16028 8 3599 993 8228 15017 256652 59590 47272 60626 89164 2007-08 318976 50489 – – – – – – – 1445 2760 12761 6975 3476 7714 11904 3454 268487 57504 43501 53763 113719 2006-07 1179950 248273 – – – – – – – 14147 6909 69024 39945 4206 29999 58394 25649 931677 173270 222653 201002 334752 2005-06 NET EARNED PREMIUM (` Lakh) 1009853 147405 – – – – – – – 13189 6912 26153 18462 3893 23081 38901 16814 862448 162745 234777 175375 289551 2004-05 879212 84470 – – – – – – – 8856 3795 8123 8742 1915 16171 23672 13196 794742 161968 204934 158311 269529 2003-04 TABLE 48: INCURRED CLAIMS RATIO-MISCELLANEOUS (Contd.) 602087 38607 – – – – – – – 652 394 4452 4465 1093 10707 15949 895 563480 153122 16334 144595 249429 2002-03 630146 16410 – – – – – – – – – 966 952 132 3141 8001 3218 613736 143818 131271 128717 209930 2001-02 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 174 3414 1830 511 1094 38 826 30 – – 50989 221997 1935 4414 1059 1052 73 769 124 301 36 53496 255034 5872 6483 10504 4514 3528 15884 8626 5767 171008 201538 11641 37200 40781 10284 32846 26467 2089 51548 61426 1787 49415 2009-10 72864 2010-11 Note: Figure in bracket indicates negative values. GRAND TOTAL PRIVATE-TOTAL L&T General SBI General Raheja QBE Bharti AXA Shriram Universal Sompo Future Generali HDFC Ergo Cholamandalam ICICI Lombard IFFCO TOKIO Reliance TATA AIG Bajaj Allianz Royal Sundaram PRIVATE PUBLIC-TOTAL United National Oriental New India PUBLIC INSURER 188455 46809 – – – 36 5 35 144 280 2123 12368 6832 5332 5314 12076 2305 141646 29086 27919 36457 48184 2008-09 168603 29676 – – – – – – 50 409 1302 7143 4221 2824 2344 9439 1944 138927 25718 23743 31499 57967 2007-08 168592 23786 – – – – – – – 379 705 7979 3531 2392 1994 5451 1355 144806 28998 28390 31091 56327 2006-07 1025095 129971 – – – – – – – 7684 4935 35205 20761 1379 13061 32750 14196 895124 178930 249815 174854 291525 2005-06 CLAIMS INCURRED (NET) (` Lakh) 871237 74816 – – – – – – – 7853 4376 11925 8881 2801 10928 18197 9855 796421 176785 204696 166994 247946 2004-05 782024 44794 – – – – – – – 3092 1768 4795 4928 1569 6993 13533 8116 737230 165965 192836 141399 237030 2003-04 TABLE 48: INCURRED CLAIMS RATIO-MISCELLANEOUS (Contd.) 656971 21155 – – – – – – – 90 62 1435 2106 1917 4783 10245 517 635816 160545 138077 125671 211523 2002-03 662620 3687 – – – – – – – – – 166 355 87 875 1153 1051 658933 152303 145448 156080 205102 2001-02 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 175 72.18 66.15 64.63 45.52 37.62 235.29 (15.13) – – 56.81 56.64 36.80 56.89 57.27 37.67 50.88 67.02 (191) (4317) (109) 49.76 56.13 58.87 56.12 50.87 66.37 71.75 57.42 51.28 31.83 56.59 58.11 59.55 48.89 47.44 48.77 69.09 44.79 41.72 62.71 67.47 33.61 51.28 2009-10 65.79 2010-11 Note: Figure in bracket indicates negative values. GRAND TOTAL PRIVATE-TOTAL L&T General SBI General Raheja QBE Bharti AXA Shriram Universal Sompo Future Generali HDFC Ergo Cholamandalam ICICI Lombard IFFCO TOKIO Reliance TATA AIG Bajaj Allianz Royal Sundaram PRIVATE PUBLIC-TOTAL United National Oriental New India PUBLIC INSURER 54.17 59.11 – – – (60) (7) 27.98 105.26 23.08 45.03 66.51 73.09 81.92 37.54 62.38 45.77 52.69 44.30 59.14 52.34 55.82 2008-09 52.52 46.10 – – – – – – 0.47 10.41 22.49 44.57 54461.42 78.47 236.07 114.72 12.95 54.13 43.16 50.23 51.96 65.01 2007-08 52.85 47.11 – – – – – – – 26.26 25.56 62.52 50.62 68.82 25.85 45.79 39.23 53.93 50.43 65.26 57.83 49.53 2006-07 86.88 52.35 – – – – – – – 54.32 71.42 51.00 51.97 32.78 43.54 56.08 55.35 96.08 103.27 112.20 86.99 87.09 2005-06 INCURRED CLAIMS RATIO (Per cent) 86.27 50.76 – – – – – – – 59.54 63.31 45.60 48.10 71.95 47.35 46.78 58.61 92.34 108.63 87.19 95.22 85.63 2004-05 88.95 53.03 – – – – – – – 34.91 46.59 59.03 56.37 81.93 43.24 57.17 61.50 92.76 102.47 94.10 89.32 87.94 2003-04 TABLE 48: INCURRED CLAIMS RATIO-MISCELLANEOUS (Contd.) 109.12 54.79 – – – – – – – 13.00 16.00 58.00 47.00 113.00 45.00 64.00 58.00 112.80 104.80 84.50 86.90 84.80 2002-03 105.15 22.46 – – – – – – – – – 17.00 37.00 66.00 28.00 14.00 33.00 107.36 105.90 95.1 121.30 97.70 2001-02 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 431490 476395 464763 2019980 Oriental National United PUBLIC-TOTAL 176 72669 129380 113510 285616 62737 60636 32912 19275 33003 31570 (175) (253) 28 TATA AIG Reliance IFFCO TOKIO ICICI Lombard Cholamandalam HDFC Ergo Future Generali Universal Sompo Shriram Bharti AXA Raheja QBE SBI General L&T General 3163473 5682 (87) 1715 (278) – – – 790741 18748 7524 13605 8364 (331) – – 904453 2284493 17947 40006 2600020 38536 46229 83293 92222 197365 138886 139925 219282 58748 58973 1493752 1695567 189127 319910 383819 188420 342232 381579 59806 306680 359083 71486 524930 2008-09 571086 2009-10 Note: Figure in bracket indicates negative values. GRAND TOTAL 1143493 214965 Bajaj Allianz PRIVATE-TOTAL 87619 Royal Sundaram PRIVATE 647332 2010-11 New India PUBLIC INSURER 1928747 587919 – – – – – (43) (129) 15005 24886 156718 63967 96003 45385 141544 44583 1340828 270209 301853 287623 481143 2007-08 1604653 367984 – – – – – – – 14029 12728 106665 54760 24426 38165 83853 33358 1236669 237324 276757 269077 453511 2006-07 1371008 227575 – – – – – – – 13835 8840 52768 34598 5397 28556 58637 24944 1143433 219433 276317 235584 412099 2005-06 NET EARNED PREMIUM (` Lakh) 1289996 178201 – – – – – – – 13425 8947 32089 23476 6196 25977 47929 20162 1111795 217266 283217 221802 389510 2004-05 TABLE 48: INCURRED CLAIMS RATIO-TOTAL (Contd.) 1139406 106607 – – – – – – 8867 4833 12982 13334 3455 18864 28641 15631 1032799 215136 250865 203303 363495 2003-04 1019947 56134 – – – – – – – 652 448 4452 7003 1927 12668 18067 10917 963813 209241 213088 189842 351642 2002-03 902689 28197 – – – – – – – – – 10963 1312 235 3607 8406 3674 874492 204507 181312 181850 306823 2001-02 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 177 34434 39586 16915 5749 9500 8619 45 – – 730725 2227448 48578 53230 27902 14216 25508 27596 183 564 245 993731 2953645 73267 99046 194838 118569 133138 273064 39637 54311 1496723 1959914 138657 332924 438564 170127 324536 462328 50907 326018 406536 66022 513245 2009-10 652487 2010-11 Note: Figure in bracket indicates negative values. GRAND TOTAL PRIVATE-TOTAL L&T General SBI General Raheja QBE Bharti AXA Shriram Universal Sompo Future Generali HDFC Ergo Cholamandalam ICICI Lombard IFFCO TOKIO Reliance TATA AIG Bajaj Allianz Royal Sundaram PRIVATE PUBLIC-TOTAL United National Oriental New India PUBLIC INSURER 1970257 606478 – – – 289 1200 241 6054 14489 27578 168454 69502 107366 35567 135992 41235 1363779 251505 339367 305719 467187 2008-09 1637112 424631 – – – – – – 58 11477 15565 122832 50474 75068 24771 94570 29815 1212481 250628 283884 260222 417748 2007-08 1304164 250289 – – – – – – – 8003 7077 81384 39859 17318 20711 55563 20374 1053875 214206 239422 235886 364361 2006-07 1211807 154822 – – – – – – – 7973 6893 38925 24407 3444 16015 40999 16166 1056985 204277 283033 206474 363201 2005-06 CLAIMS INCURRED (NET) (` Lakh) 998786 91246 – – – – – – – 7913 5472 15476 11923 3836 12623 22633 11370 907540 199853 226351 190838 290498 2004-05 TABLE 48: INCURRED CLAIMS RATIO-TOTAL (Contd.) 879666 54336 – – – – – 3103 2089 7005 7285 2374 8458 15061 8961 825330 184217 210990 158765 271358 2003-04 798339 29225 – – – – – – – 87 62 1776 2850 1917 6006 10667 5860 769114 190544 161966 146654 269950 2002-03 794548 5824 – – – – – – – – – 1781 427 160 1020 1273 1163 788724 178047 172493 182766 255418 2001-02 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 94.22 97.05 94.36 97.03 Oriental National United PUBLIC-TOTAL 178 87.26 95.61 77.43 87.79 84.78 73.75 77.29 87.41 (104) (223) 869 IFFCO TOKIO ICICI Lombard Cholamandalam HDFC Ergo Future Generali Universal Sompo Shriram Bharti AXA Raheja QBE SBI General L&T General 85.67 80.79 – – (14) 103.05 69.83 76.41 90.23 98.95 74.49 88.85 79.45 84.74 67.21 73.59 71.21 88.27 86.74 85.05 90.79 89.87 2009-10 Note: Figure in bracket indicates negative values 93.37 102.90 Reliance GRAND TOTAL 74.74 TATA AIG 86.90 79.14 Bajaj Allianz PRIVATE-TOTAL 75.35 Royal Sundaram PRIVATE 100.80 2010-11 New India PUBLIC INSURER 86.24 76.84 – – – (104) 70.00 (277) 107.00 80.73 71.56 85.35 83.44 77.30 60.54 71.90 68.95 91.30 78.62 99.16 99.69 89.00 2008-09 84.88 72.23 – – – – (0.25) (44.84) 76.49 62.55 78.38 78.91 78.19 54.58 66.81 66.88 90.43 92.75 94.05 90.47 86.82 2007-08 81.27 68.02 – – – – – – – 57.05 55.60 76.30 72.79 70.90 54.27 66.26 61.08 85.22 90.26 86.51 87.66 80.34 2006-07 88.39 68.03 – – – – – – – 57.63 77.98 73.77 70.54 63.80 56.08 69.92 64.81 92.44 93.09 102.43 87.64 88.13 2005-06 INCURRED CLAIMS RATIO (Per cent) 77.43 51.16 – – – – – – – 58.94 61.16 48.23 50.79 61.91 48.59 47.22 56.39 81.63 91.99 79.92 86.04 74.58 2004-05 TABLE 48: INCURRED CLAIMS RATIO-TOTAL (Concld.) 77.20 50.97 – – – – 34.99 43.22 53.96 54.63 68.71 44.84 52.59 57.33 79.91 85.63 84.10 78.09 74.65 2003-04 78.27 52.06 – – – – – – – 13.34 13.84 39.89 40.70 99.48 47.41 59.04 53.68 79.80 91.06 76.01 77.25 76.77 2002-03 88.02 23.03 – – – – – – – – – 16.24 32.55 68.09 28.28 15.14 31.65 90.19 87.06 95.14 100.50 83.25 2001-02 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 179 _ 2.77 1201.15 1699.61 Private Sector Industry Total _ 642.21 646.84 Star Health Apollo Munich Max Bupa _ _ Raheja QBE 1564.50 1163.85 _ 0.83 _ _ SBI General 3.95 _ 7.97 Bharti AXA Shriram _ _ Universal Sompo _ 12.69 11.49 _ 43.77 63.74 _ 379.71 3.29 58.34 _ 19.08 Future Generali HDFC Ergo Cholamandalam _ 381.54 ICICI Lombard Bajaj Allianz 46.60 10.68 IFFCO-Tokio TATA AIG – 29.52 Royal Sundaram 400.65 184.54 157.46 498.46 United Public Sector 76.15 118.30 28.84 111.12 Oriental 164.38 58.32 Reliance Others Group Individual Government Schemes Others Group 2009-10 Individual 92 97 _ 30 99 _ _ 50 _ _ _ 110 69 _ 100 31 125 _ 65 80 117 64 49 68.0 4021.14 1067.24 0.02 59.64 23.23 _ _ 26.79 _ 11.06 51.06 92.30 29.92 118.90 420.01 _ 79.72 120.47 34.14 2953.90 763.43 735.26 813.00 642.21 4303.32 1004.55 0.01 55.42 14.06 _ _ 22.33 _ 11.34 47.76 81.48 25.50 106.22 391.40 _ 76.22 148.37 24.43 3298.78 893.21 741.92 886.00 777.65 107 94 72 93 61 _ _ 83 _ 103 94 88 85 89 93 _ 96 123 72 112 117 101 109 121 3062.86 893.55 8.05 76.16 161.32 _ _ 3.71 _ 8.06 _ 44.31 14.35 173.09 195.33 33.62 17.94 58.13 99.47 2169.31 413.64 442.92 740.68 572.07 2678.36 521.33 4.05 33.18 101.87 _ _ 1.83 _ 10.34 _ 13.24 3.19 85.50 111.63 7.40 15.03 93.62 40.45 2157.04 455.12 414.57 738.16 549.19 87 58 50 44 63 _ _ 49 _ 128 _ 30 22 49 57 22 84 161 41 99 110 94 100 96 1077.18 886.51 _ 0.30 526.91 _ _ 5.29 _ _ _ 26.11 16.66 _ 268.54 1.47 30.44 2.12 8.67 190.67 60.95 43.37 46.08 40.27 962.02 797.00 _ 0.04 475.62 _ _ 1.53 _ _ _ 14.02 15.31 _ 262.41 0.04 20.85 1.67 5.51 165.02 62.78 33.49 42.98 25.77 89 90 _ 12 90.27 _ _ 28.96 _ _ _ 54 92 _ 98 3 68 79 64 87 103 77 93 64 2883.05 830.97 _ 40.36 6.27 _ _ 9.02 _ 8.57 31.32 125.68 11.70 85.93 285.18 _ 76.93 122.83 27.18 2052.08 603.16 507.92 560.00 381.00 3764.16 922.79 _ 46.81 9.57 _ _ 9.47 _ 9.59 36.15 175.93 15.17 83.81 286.26 _ 100.35 142.49 7.19 2841.37 849.65 725.64 776.00 490.08 131 111 _ 116 152.63 _ _ 105 112 115 140 130 98 100 _ 130 116 26 138 141 143 139 129 2391.59 602.47 0.00 22.07 77.25 _ _ 0.72 _ 3.65 _ 6.83 4.44 172.61 200.00 27.00 14.29 72.88 0.74 1789.12 307.91 350.31 662.92 467.98 2131.13 383.10 0.00 10.15 47.26 _ _ 4.36 _ 5.53 _ 1.35 3.63 95.50 93.82 7.88 12.42 100.88 0.32 1748.03 366.41 316.34 616.02 449.26 89 64 58 46 61 _ _ 607 _ 151 _ 20 82 55 47 29 87 138 43 98 119 90 93 96 Net Claims Incurred Net Claims Incurred Net Claims Incurred Net Claims Incurred Net Claims Incurred Net Claims Incurred Earned Incurred Claims Earned Incurred Claims Earned Incurred Claims Earned Incurred Claims Earned Incurred Claims Earned Incurred Claims Premium (Net) Ratio Premium (Net) Ratio Premium (Net) Ratio Premium (Net) Ratio Premium (Net) Ratio Premium (Net) Ratio Government Schemes New India National Insurer 2010-11 (Claims incurred ratio is in per cent) (Amount in ` Lakh) TABLE 49: HEALTH INSURANCE: DETAILS OF CLAIMS PAID AND INCURRED CLAIMS RATIO HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 180 (51) 7489 Income Tax Deducted at Source and Provision for Tax Net Profit after Tax Note: Figures in bracket represents negative value. 7540 (18381) Other Income Less other Outgo Profit Before Tax 182142 62576 11.61% Increase in Reserve for Unexpired Risk Gross Investment Income 170289 31.60% Commission, Expenses of Management (156222) -32.79% 462328 85.78% Claims incurred (Net) Underwriting Profit / Loss 538971 2010-11 Net Premium Particulars 22486 (4373) 26859 (20010) 134845 (87976) -23.06% 16187 4.07% 145019 36.46% 324536 81.59% 397765 2009-10 (14921) (1567) (13354) (3731) 103962 (113585) -33.19% 23127 6.33% 116454 31.87% 339367 92.88% 365363 2008-09 16343 863 17206 (8696) 118092 (92190) -30.54% 16945 5.32% 110159 34.55% 283884 89.05% 318798 2007-08 42128 3455 45583 (5280) 105480 (54617) -19.73% 8780 3.07% 91952 32.20% 239422 83.85% 285536 2006-07 (10625) 4661 (5964) 2092 100976 (109032) -41.89% (8017) -2.99% 102316 38.14% 283033 105.49% 268300 2005-06 NATIONAL 13113 1009 14122 (690) 68517 (53705) -18.96% 16802 5.93% 93769 33.11% 226350 79.92% 283216 2004-05 7122 178 7300 (6285) 66268 (52683) -21.00% 12084 4.82% 80474 32.08% 210990 84.10% 250865 2003-04 13492 451 13943 (4489) 48587 (30155) -14.15% 16492 7.74% 64785 30.40% 161966 76.01% 213088 2002-03 TABLE 50: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR NON-LIFE INSURERS (9045) (350) (9395) (7121) 43978 (46252) -25.51% (387) -0.21% 55458 30.59% 172493 95.14% 181312 2001-02 10259 830 11089 (4451) 40329 (24789) -13.74% 9984 5.53% 49097 27.21% 146163 81.00% 180455 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 181 (1019) (42156) Income Tax Deducted at Source and Provision for Tax Net Profit after Tax Note: Figures in bracket represents negative value. (11943) (41137) Other Income Less other Outgo Profit Before Tax 235151 71891 10.00% Increase in Reserve for Unexpired Risk Gross Investment Income 259190 36.04% Commission, Expenses of Management (264344) -40.84% 652487 90.72% Claims incurred (Net) Underwriting Profit / Loss 719223 2010-11 Net Premium Particulars 40467 4540 35927 (6249) 214082 (171905) -30.10% 29180 4.86% 229743 38.27% 513245 85.50% 600263 2009-10 22415 (7308) 29723 5876 167686 (143840) -27.40% 25101 4.56% 201583 36.65% 467187 84.94% 550031 2008-09 140113 12033 152146 1966 234619 (84439) -17.55% 10285 2.09% 147834 30.08% 417748 85.01% 491428 2007-08 145995 15398 161393 1084 225507 (65198) -14.38% 21666 4.56% 154348 32.48% 364361 76.68% 475177 2006-07 71638 13919 85557 (3318) 208294 (119419) -28.98% 22166 5.10% 168317 38.76% 363201 83.64% 434265 2005-06 NEW INDIA 40223 39565 79788 (1040) 149253 (68425) -17.57% 12794 4.31% 154644 39.70% 290498 74.58% 389511 2004-05 59022 5768 64790 7021 126679 (68910) -18.96% 4549 1.25% 156498 43.05% 271358 74.65% 363495 2003-04 25582 5701 31283 (524) 88106 (56299) -16.01% 21925 6.24% 116064 33.01% 269951 76.77% 351641 2002-03 TABLE 50: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR NON-LIFE INSURERS (Contd.) 14098 6620 20718 (9606) 85716 (55392) -19.30% 20935 6.80% 85762 29.20% 255518 83.30% 306823 2001-02 22366 6500 28866 (5394) 79585 (45325) -16.97% 9502 3.56% 74997 28.07% 227974 85.34% 267148 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 182 Note: Figures in bracket represents negative value. Net Profit after Tax 5462 (12579) Profit Before Tax Income Tax Deducted at Source and Provision for Tax (725) 18041 Other Income Less other Outgo 179656 29668 6.43% Increase in Reserve for Unexpired Risk Gross Investment Income 185844 40.30% Commission, Expenses of Management (160891) -37.29% 406536 88.16% Claims incurred (Net) Underwriting Profit / Loss 461158 2010-11 Net Premium Particulars (4425) (13249) 8823 (1983) 116944 (106138) -29.56% 37170 9.38% 139202 35.13% 326018 82.28% 396253 2009-10 (5266) 3576 (8842) 2182 99562 (110586) -36.06% 16830 5.20% 111546 34.48% 305719 94.50% 323510 2008-09 930 43305 44235 (1986) 114315 (68095) -23.67% 244 0.08% 95496 33.17% 260222 90.40% 287868 2007-08 49727 13237 62964 (853) 116010 (52194) -19.40% 18897 6.56% 85385 29.65% 235886 81.91% 287973 2006-07 28392 5027 33419 (12026) 111751 (66306) -28.15% 14463 5.78% 95416 38.16% 206474 82.57% 250047 2005-06 ORIENTAL 33053 14118 47171 91 108219 (61139) -27.56% 9485 4.28% 82618 37.25% 190838 86.04% 221802 2004-05 31644 13786 45430 (2595) 94313 (46288) -22.77% 6058 2.98% 84769 41.70% 158765 78.09% 203304 2003-04 6399 11190 17589 (862) 48734 (30283) -15.95% 4265 2.25% 64205 36.45% 146655 77.25% 189842 2002-03 TABLE 50: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR NON-LIFE INSURERS (Contd.) (23573) 63 (23510) (7956) 43762 (59316) -32.60% (222) -0.10% 58596 32.20% 182792 100.50% 181850 2001-02 7418 42 7460 (4511) 39571 (27600) -16.00% 4148 2.40% 45781 26.53% 150206 87.06% 172535 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 183 Note: Figures in bracket represents negative value. Net Profit after Tax 13054 (28) Profit Before Tax Income Tax Deducted at Source and Provision for Tax (695) 13083 Other Income Less other Outgo 187271 46931 9.17% Increase in Reserve for Unexpired Risk Gross Investment Income 199692 39.03% Commission, Expenses of Management (173493) -37.33% 438564 85.71% Claims incurred (Net) Underwriting Profit / Loss 511694 2010-11 Net Premium Particulars 70779 (11505) 82284 1526 168857 (88099) -22.95% 35196 8.40% 138994 33.17% 332924 79.45% 419016 2009-10 47605 (2686) 50291 (3797) 108767 (54679) -17.09% 31131 8.87% 123084 35.06% 251505 71.65% 351041 2008-09 63162 2651 65814 (6576) 157725 (85335) -31.58% 17857 6.20% 104916 36.42% 250628 87.00% 288066 2007-08 52886 (852) 52034 (6288) 131426 (73104) -30.80% 15629 6.18% 96222 38.04% 214206 84.68% 252953 2006-07 42523 2751 45274 (5860) 140042 (88907) -40.52% 3152 1.42% 104063 46.75% 204277 91.78% 222585 2005-06 UNITED 30771 1059 31830 (530) 107029 (74669) -34.37% 1001 0.46% 91081 41.92% 199853 91.99% 217266 2004-05 38044 1295 39339 (1254) 94560 (53967) -25.09% 1473 0.68% 83413 38.77% 184217 85.63% 215136 2003-04 17100 4317 21417 (1114) 67100 (44569) -21.30% (1695) -0.81% 64961 31.05% 190546 91.06% 209243 2002-03 TABLE 50: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR NON-LIFE INSURERS (Contd.) 15339 330 15669 (1454) 62431 (45308) -70.20% 7226 3.53% 64542 31.56% 178047 87.06% 204507 2001-02 (225) (1042) 817 (5623) 48564 (42124) -22.35% 6233 3.31% 46636 24.75% 177693 94.30% 188438 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 184 (2473) (13678) (16151) Other Income Less other Outgo Profit Before Tax Income Tax Deducted at Source and Provision for Tax Net Profit after Tax Note: Figures in bracket represents negative value. 784220 (31744) Gross Investment Income (754950) -37.37% 211066 9.46% Increase in Reserve for Unexpired Risk Underwriting Profit / Loss 815015 36.53% Commission, Expenses of Management 129307 (24587) 153894 (26715) 634727 (454118) -26.78% 117733 6.49% 652958 36.01% 1496723 82.54% 1813297 2231046 1959914 87.85% Net Premium 2009-10 2010-11 Claims incurred (Net) Particulars 49833 (7985) 57818 529 479978 (422690) -28.30% 96189 6.05% 552667 34.76% 1363779 85.78% 1589946 2008-09 220548 58851 279400 (15292) 624751 (330059) -24.62% 45331 3.27% 458406 33.07% 1212481 87.47% 1386159 2007-08 290736 31238 321974 (11337) 578423 (245112) -19.82% 64971 4.99% 427906 32.87% 1053875 80.97% 1301640 2006-07 131928 26358 158286 (19112) 561063 (383664) -33.55% 31763 2.70% 470113 40.00% 1056985 89.94% 1175197 2005-06 117160 55751 172911 (2169) 433018 (257938) -23.20% 40082 3.61% 422112 37.97% 907539 81.63% 1111795 2004-05 ALL COMPANIES 251988 135832 21027 156859 62516 21660 84176 (24088) 381820 (3113) (143724) -14.91% 40962 4.25% 297461 30.86% 769114 79.80% 963813 2002-03 (221848) -21.48% 24164 2.34% 405154 39.23% 825330 79.91% 1032800 2003-04 TABLE 50: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR NON-LIFE INSURERS (Concld.) (20470) 7015 (13455) (31173) 218848 (201130) -23.00% 27555 3.15% 259167 29.64% 788900 90.21% 874492 2001-02 39818 6330 48232 (19979) 208049 (139838) -17.29% 29867 3.69% 216511 26.78% 702036 86.82% 808576 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 6191 Profit Before Tax 185 Note: Figures in bracket represents negative value. Net Profit after Tax 4327 (1864) 1984 Other Income Less other Outgo Income Tax Deducted at Source and Provision for Tax 28017 16085 6.96% Increase in Reserve for Unexpired Risk Gross Investment Income 68648 29.71% Commission, Expenses of Management (23810) -11.08% 170127 73.63% Claims incurred (Net) Underwriting Profit / Loss 231050 2010-11 Net Premium Particulars 12083 (5898) 17980 2909 23336 (8265) -4.39% 8747 4.44% 58028 29.43% 138657 70.32% 197167 2009-10 9516 (5461) 14977 2628 21475 (9126) -4.83% 11532 5.75% 62261 31.03% 135992 67.77% 200658 2008-09 10562 6228 16790 1240 18648 (3098) -2.19% 33711 19.24% 50072 28.57% 94570 53.96% 175255 2007-08 7537 4166 11703 1198 8890 1615 1.93% 20123 19.35% 26676 25.66% 55563 53.44% 103976 2006-07 5157 3026 8183 682 5204 2297 3.92% 11232 16.08% 15341 21.96% 40999 58.68% 69869 2005-06 4709 2987 7696 67 3888 3741 7.81% 10837 22.61% 10718 22.36% 22633 47.22% 47929 2004-05 BAJAJ ALLIANZ 2170 1008 3178 7 3060 111 0.39% 5577 19.47% 7892 27.55% 15061 52.59% 28641 2003-04 960 750 1710 12 2073 (375) -2.07% 2666 14.75% 5118 28.31% 10667 59.01% 18076 2002-03 TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (961) (365) (1326) (30) 1429 (2725) -32.42% 7424 88.32% 2433 28.94% 1274 15.16% 8406 2001-02 (127) – (127) (127) – – – – – – – – – – 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 11897 27.37% (20117) -36.33% 2328 759 Increase in Reserve for Unexpired Risk Underwriting Profit / Loss Gross Investment Income Other Income Less other Outgo 186 (17035) (5) Note: Figures in bracket represents negative value. Net Profit after Tax Income Tax Deducted at Source and Provision for Tax (17030) 24091 55.42% Commission, Expenses of Management Profit Before Tax 27596 63.49% 43468 2010-11 Claims incurred (Net) Net Premium Particulars 1520 122.38% 5333 429.48% 289 23.26% 1242 2008-09 (14230) (4) (14226) (317) 909 (5775) (44) (5732) (597) 765 (14819) (5899) -177.17% 2123.20% 10305 55.20% 14564 78.01% 8619 46.17% 18669 2009-10 BHARTI AXA (2293) (34) (2259) 93 6622 (8974) -14.30% 9949 13.69% 23132 31.83% 48578 66.83% 72686 2010-11 236 51 185 314 5326 (5455) -11.80% 5235 10.17% 17250 33.52% 34434 66.91% 51463 2009-10 699 (486) 1185 (30) 3851 (2636) -6.84% 4877 11.23% 13595 31.31% 27578 63.52% 43414 2008-09 724 330 1054 37 2643 (1626) -6.53% 7227 22.51% 10946 34.09% 15565 48.47% 32113 2007-08 1249 130 1379 (12) 1574 (183) -1.43% 3198 20.08% 5834 36.63% 7077 44.43% 15926 2006-07 (312) 62 (250) 44 1300 (1594) -18.04% 1016 10.31% 3541 35.93% 6893 69.94% 9856 2005-06 CHOLAMANDALAM (334) (334) 11 1076 (1421) -15.88% 1843 20.60% 3053 34.12% 5472 61.16% 8947 2004-05 TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Contd.) (615) (615) 3 1554 (2172) -44.95% 2449 50.68% 2466 51.03% 2089 43.23% 4832 2003-04 (311) (311) 759 (1070) -237.78% 338 75.11% 1120 248.89% 62 13.78% 450 2002-03 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 17992 44.54% 7484 18.53% (12983) -39.45% 3977 Commission, Expenses of Management Increase in Reserve for Unexpired Risk Underwriting Profit / Loss Gross Investment Income 187 (8952) – (8952) Note: Figures in bracket represents negative value. Net Profit after Tax Income Tax Deducted at Source and Provision for Tax Profit Before Tax 54 27902 69.07% Claims incurred (Net) Other Income Less other Outgo 40395 2010-11 Net Premium Particulars 58 31.41% 184 2007-08 6861 53.83% 312 170.04% 9142 1934 71.73% 1052.68% 6003 47.70% 12745 2008-09 16878 21.77% 19056 24.58% 53230 68.67% 77514 2010-11 (8970) – (8970) (118) 1863 (8533) (37) (8496) (410) 1174 (1709) 8 (1701) (123) 542 (3643) – (3643) (197) 8204 (10176) (9260) (2121) (11650) -57.16% -157.35% 1647.72% -12.34% 5900 23.94% 12548 50.91% 16915 68.63% 24647 2009-10 FUTURE GENERALI (9430) 16 (9446) (117) 4787 (14116) -18.16% 18863 32.04% 14535 24.69% 39586 67.25% 58868 2009-10 (2575) (53) (2521) 42 2695 (5259) -25.03% 1529 7.85% 8717 44.75% 14489 74.39% 19477 2008-09 (1700) 23 (1677) 313 1440 (3430) -18.53% 1753 10.46% 6958 41.52% 11477 68.49% 16758 2007-08 200 50 250 (359) 1463 (853) -6.77% (718) -5.39% 6879 51.68% 8003 60.12% 13311 2006-07 HDFC ERGO 441 39 480 (179) 1344 (685) -4.77% 530 3.69% 6547 45.58% 7973 55.50% 14365 2005-06 (799) – (799) (271) 1139 (1667) -12.42% 1500 11.17% 5679 42.30% 7913 58.94% 13425 2004-05 TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Contd.) 610 93.56% 916 140.49% 87 13.34% 652 2002-03 (2219) – (2219) (82) 1246 (633) – (633) 48 280 (3383) (961) -38.15% -147.39% 4882 55.06% 4265 48.10% 3103 34.99% 8867 2003-04 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 188 Note: Figures in bracket represents negative value. Net Profit after Tax Income Tax Deducted at Source and Provision for Tax (8034) 200 (8234) 1753 Other Income Less other Outgo Profit Before Tax 40009 17702 5.84% Increase in Reserve for Unexpired Risk Gross Investment Income 62549 20.62% Commission, Expenses of Management (49997) -17.50% 273064 90.03% Claims Incurred (Net) Underwriting Profit / Loss 303318 2010-11 Net Premium Particulars 14393 (1438) 15831 2552 46454 (33175) -15.13% 12126 5.24% 57619 24.90% 194838 84.20% 231409 2009-10 2362 2335 27 (5159) 36574 (31388) -15.90% 14282 6.75% 60300 28.49% 168454 79.52% 211648 2008-09 10287 2735 13022 (852) 22448 (8573) -5.47% 21258 11.94% 42460 23.86% 122832 69.02% 177977 2007-08 6836 1176 8012 (33) 13590 (5545) -5.20% 38413 26.48% 30826 21.25% 81384 56.10% 145077 2006-07 5031 422 5453 (27) 8892 (3411) -4.65% 20619 28.10% 17254 23.51% 38925 53.04% 73387 2005-06 ICICI-LOMBARD 4834 553 5387 (21) 5138 270 0.84% 10528 32.81% 5815 18.12% 15476 48.23% 32089 2004-05 3178 1046 4224 (127) 2547 1804 13.90% 5073 39.08% (901) -6.94% 7005 53.96% 12981 2003-04 TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Contd.) 341 89 430 457 1489 (1516) -34.05% 1719 38.61% 2473 55.55% 1776 39.89% 4452 2002-03 (848) (265) (1111) (332) 569 (1348) -122.88% 955 87.06% 1311 119.51% 179 16.32% 1097 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 33375 26.65% 11719 9.36% (18911) -16.66% 13875 Commission, Expenses of Management Increase in Reserve for Unexpired Risk Underwriting Profit / Loss Gross Investment Income 189 Note: Figures in bracket represents negative value. Net Profit after Tax Income Tax Deducted at Source and Provision for Tax Profit Before Tax (3270) 1667 (4937) 99 99046 79.09% Claims incurred (Net) Other Income Less other Outgo 125229 2010-11 Net Premium Particulars 2538 (1323) 3861 360 11991 (8490) -9.21% 6861 6.92% 27446 27.70% 73267 73.94% 99083 2009-10 250 (442) 692 0.36 10541 (9849) -11.82% 5275 5.96% 23639 26.69% 69502 78.47% 88568 2008-09 716 470 1186 50 7354 (6219) -9.72% 9808 13.29% 19711 26.72% 50474 68.42% 73775 2007-08 2713 1533 4246 (76) 5708 (1387) -2.53% 3297 5.68% 16287 28.05% 39859 68.66% 58057 2006-07 1462 948 2410 (115) 3583 (1059) -3.06% 13232 27.67% 11250 23.52% 24407 51.03% 47830 2005-06 IFFCO TOKIO 1472 892 2364 62 1881 421 1.79% 5939 25.30% 5193 22.12% 11923 50.79% 23476 2004-05 958 462 1420 – 1502 (82) 0.61% 3311 24.83% 2820 21.15% 7285 54.63% 13334 2003-04 636 301 937 (21) 1278 (320) -4.57% 3053 43.60% 1420 20.28% 2850 40.70% 7003 2002-03 TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Contd.) 167 6 171 (17) 1070 (882) -67.17% 939 71.52% 828 63.06% 428 32.60% 1313 2001-02 152 95 247 – 366 (119) -476.00% – – 120 480.00% – – 25 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 190 115480 2947 2.06% 44583 31.21% 118569 82.99% 142872 17118 (31160) (184) – (579) (30976) (1856) (579) (13) 1006 (5043) 4012 (9055) (1140) 15313 (1571) (46238) (23228) 474.56% -35.74% -16.60% 49 (13900) -17.32% -12.04% 42480 36.79% 45 133138 -16.09% 115.29% (282) 1195 -423.36% Note: Figures in bracket represents negative value. Net Profit after Tax (727) (727) Profit Before Tax Income Tax Deducted at Source and Provision for Tax 1237 (141) (1823) 1040.02% Underwriting Profit / Loss Other Income Less other Outgo 171 -3583.13% Increase in Reserve for Unexpired Risk Gross Investment Income 1465 -30774.37% Commission, Expenses of Management (5) 183 -3847.90% 2009-10 (5232) (215) (5017) (199) 14650 (19468) -14.02% 1070 0.76% 50989 36.43% 107366 76.71% 139956 2008-09 (16555) 271 (16284) 711 10411 (27406) -28.55% 37741 28.22% 48341 36.14% 75068 56.13% 133745 2007-08 163 61 224 91 3195 (3062) -12.53% 26006 51.57% 10169 20.16% 17318 34.34% 50431 2006-07 1436 671 2107 (1) 1503 603 11.17% 157 2.82% 1350 24.31% 3444 62.01% 5554 2005-06 2010-11 2010-11 2009-10 RELIANCE RAHEJA QBE Claims incurred (Net) Net Premium Particulars 583 138 721 (181) 1399 (497) -8.03% 1393 22.49% 1464 23.63% 3836 61.91% 6196 2004-05 900 149 1049 (35) 1624 (540) -15.63% 822 23.80% 798 23.10% 2374 68.73% 3454 2003-04 115 48.94% 637 271.06% 160 68.09% 235 2001-02 1433 101 1534 (21) 2347 677 60 737 (35) 1449 (792) (677) -41.10% -288.09% 995 51.63% (193) -10.02% 1917 99.48% 1927 2002-03 TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Contd.) 45 – 45 (43) 508 (420) – – – 367 – – – – 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 191 172 1826 (571) 1255 Other Income Less other Outgo Profit Before Tax Income Tax Deducted at Source and Provision for Tax Net Profit after Tax 1587 (887) 2474 248 1582 Note: Figures in bracket represents negative value. 3493 Gross Investment Income 644 2.06% 39.32% (1840) -5.58% 26.15% Underwriting Profit / Loss 8815 11685 15.44% 20.89% Increase in Reserve for Unexpired Risk 3461 9335 Commission, Expenses of Management 9500 42.37% 22420 2009-10 25508 57.08% 44688 2010-11 SHRIRAM Claims incurred (Net) Net Premium Particulars (390) 139 (529) (78) 902 (1354) -12.87% 71.96% 4402 30.56% 1869 1200 19.62% 6117 2008-09 (2014) (526) (1488) 18 9450 (10955) -12.50% 8.97% 8630 33.82% 32553 66022 68.59% 96250 2010-11 3097 (304) 3401 18 9278 (5894) -8.25% 5.27% 3974 35.08% 26474 50907 67.46% 75460 2009-10 566 (407) 973 8 7557 (6591) -11.02% 10.51% 7026 37.65% 25161 41235 61.70% 66831 2008-09 471 6 477 (34) 4802 (4291) -9.62% 16.36% 8723 35.75% 19060 29815 55.93% 53306 2007-08 2119 600 2718 (11) 3287 (559) -1.67% 14.37% 5597 34.77% 13543 20374 52.30% 38955 2006-07 864 151 1015 (10) 2109 (1084) -4.35% 15.98% 4745 33.22% 9862 16166 54.45% 29689 2005-06 501 34 535 (8) 1345 (802) -3.98% 14.06% 2834 33.52% 6759 11371 56.40% 20162 2004-05 ROYAL SUNDARAM 802 – 802 (12) 1790 (976) -6.24% 15.40% 2407 33.51% 5238 8961 57.33% 15630 2003-04 64.41% 2367 97.58% 3586 1163 31.65% 3675 – – 7815.79% 1485 2 10.53% 19 2000-01 (` Lakh) (459) – (459) (10) 1908 (2453) – (2452) (22) 1011 (1088) – (1088) – 402 (2357) (3441) (1475) -21.59% -93.63% -7763.16% 29.55% 3226 38.36% 4188 5860 53.68% 10917 2002-03 2001-02 TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 9520 192 (458) Net Profit after Tax 58749 424 (526) 950 (536) 7172 (5686) -9.68% 0 0.00% 28867 49.14% 35567 60.54% Note: Figures in bracket represents negative value. 670 191 1647 Income Tax Deducted at Source and Provision for Tax (1133) 478 (583) (973) -1.68% (2105) 11441 Gross Investment Income (12963) (7908) -17.84% -13.41% Underwriting Profit / Loss Other Income Less other Outgo 14884 17.00% Increase in Reserve for Unexpired Risk 27244 46.97% 31321 35.77% 39637 68.34% 58000 Commission, Expenses of Management 87553 54311 62.03% Profit Before Tax TATA AIG 1617 1075 2692 14 5035 (2357) -5.19% 7417 14.05% 22971 43.50% 24771 46.91% 52801 2157 1148 3305 177 3797 (669) -1.75% 3418 8.22% 18122 43.58% 20711 49.81% 41582 1361 1326 2687 (273) 3012 (52) -0.18% 5121 15.20% 12593 37.39% 16015 47.56% 33677 1224 1216 2440 (341) 2576 205 0.79% 3217 12.39% 10006 38.52% 12549 48.31% 25977 1020 28.28% 3607 4380 34.58% 2340 64.87% 4723 3930 37.28% 108.95% 6006 47.41% 12668 1530 (804) 726 (248) 2109 (1292) – (1292) (411) 1560 (2758) – (2758) (294) 1219 (1135) (2441) (3683) -6.02% -19.27% -93.72% 4502 23.87% 7039 37.31% 8458 44.84% 18864 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 Claims incurred (Net) Net Premium Particulars (358) – (358) – 182 (520) – – – 520 – – – – 2000-01 (5125) (73) (5051) (351) 2656 (7357) -38.17% 3291 14.58% 12416 55.02% 14216 63.00% 22566 2010-11 0.11 -0.26% -42.57 2007-08 1882 104.84% 0.74 -1.74% 2843 725.88 158.37% -1705.14% 241 13.42% 1795 2008-09 (` Lakh) (5207) 146 (5353) (163) 2064 (1439) (20) (1419) (11) 1763 (30) (9) (39) (151) 881 (7254) (3171) -769.3 -96.41% 3624.64% 1776.26% 7293 49.22% 9029 60.93% 5749 38.80% 14817 2009-10 UNIVERSAL SOMPO TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 391707 31.03% 118742 9.41% (241945) -21.16% 153963 Commission, Expenses of Management Increase in Reserve for Unexpired Risk Underwriting Profit / Loss Gross Investment Income 193 (85743) 256 (85999) Note: Figures in bracket represents negative value. Net Profit after Tax Income Tax Deducted at Source and Provision for Tax Profit Before Tax 1983 993731 78.73% Claims incurred (Net) Other Income Less other Outgo 1262235 2010-11 Net Premium Particulars (8856) (5436) (3420) 3399 133429 (140248) -15.51% 90141 9.06% 313976 31.57% 730725 73.47% 994594 2009-10 (10126) (5216) (4910) (4343) 109120 (109687) -13.87% 60256 7.08% 292715 34.39% 607916 71.42% 851199 2008-09 4383 11136 15519 1204 74205 (59890) -10.19% 127951 17.87% 223178 31.18% 424631 59.32% 715871 2007-08 22974 8863 31837 975 41504 (10642) -2.89% 99333 21.26% 128337 27.46% 250289 53.56% 467316 2006-07 15438 6645 22085 123 26947 (4987) -2.19% 56651 19.93% 77740 27.35% 154822 54.47% 284226 2005-06 ALL COMPANIES 12190 5820 18010 (682) 18442 250 0.14% 38092 21.38% 48687 27.32% 91173 51.16% 178202 2004-05 6704 1861 8565 (494) 15432 (6373) -5.98% 29023 27.23% 29617 27.78% 54336 50.97% 106603 2003-04 675 1241 1916 54 11694 (9832) -17.51% 16987 30.26% 19765 35.20% 29225 52.05% 56145 2002-03 TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR NON-LIFE INSURERS (Concld.) – – 2492 5663.64% 2 4.55% 44 2000-01 (6176) (564) (6739) (730) 6747 (1376) 95 (1281) (170) 1458 (12756) (2534) -69.58% -5759.09% 14140 77.13% 12725 69.41% 4224 23.04% 18333 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 194 66371.92 (12.70) (-0.68) 82520.18 (24.33) 3943.74 (-11.09) (15.34) 3506.08 24256.10 (30.97) (15.51) (17.76) 31768.76 10373.01 12215.89 (12.86) (45.59) 58893.27 (4.64) (-8.56) 3970.65 (4.11) 21030.50 (17.23) 8979.82 (9.09) 4244.15 (-0.91) 6076.92 14591.22 (3.82) 2009 36.55 8.45 14.80 38.50 4.25 Housing & Loans to Housing and FFE* Infrastructure Investments Approved Investments Other than Approved Investments * FFE:Fire Fighting Equipment. 100.00 15.63 9.93 TOTAL 24.16 24.07 Central Govt. Securities State Govt & Other Approved Securities 100.00 5.94 7.22 10.50 2010 2011 Particulars 50382.81 (19.02) (-4.78) 3884.30 (32.56) 17787.25 (22.49) 6102.33 (20.41) 3742.06 (11.15) 5635.29 13231.57 (13.33) 2007 42332.39 (13.15) (1.35) 4079.50 (17.85) 13417.92 (13.49) 4981.88 (17.39) 3107.78 (10.26) 5069.97 11675.34 (12.63) 2006 2005 37411.97 (9.79) (-4.02) 4025.04 (7.63) 11385.60 (21.92) 4389.70 (12.78) 2647.38 (36.52) 4598.05 10366.19 (3.79) * Housing and Fire Fighting Equipments. 56280.10 (11.70) (11.79) 4342.37 (13.57) 20200.89 (25.52) 7659.80 (3.97) 3890.53 (8.83) 6132.78 14053.74 (6.21) 2008 34074.90 (12.33) (12.62) 4193.67 (-1.46) 10578.32 (31.44) 3600.36 (12.46) 2347.32 (42.56) 3368.01 9987.22 (14.97) 2004 100.00 6.74 35.71 15.25 7.21 10.32 24.78 2009 100.00 7.72 35.89 13.61 6.91 10.90 24.97 2008 100.00 7.71 35.30 12.11 7.43 11.18 26.26 2007 100.00 9.64 31.70 11.77 7.34 11.98 27.58 2006 100.00 10.76 30.43 11.73 7.08 12.29 27.71 2005 100.00 12.31 31.04 10.57 6.89 9.88 29.31 2004 SHARE OF EACH FUND IN TOTAL ASSETS UNDER MANAGEMENT OF NON-LIFE INSURERS (Concld.) (As on 31st March) Note: Figure in the bracket indicates the growth over the previous year in per cent. TOTAL Other than Approved Investments Approved Investments Infrastructure Investments 4789.74 6973.44 (14.72) (17.49) Housing & Loans to Housing and FFE* 6971.21 8191.11 State Govt & Other Approved Securities 16038.12 (9.92) 2010 19864.9 (23.86) 2011 Central Govt. Securities Particulars (As on 31st March) (-46.77) 2739.21 (10.26) 2087.20 (12.79) 2362.49 8687.09 (25.76) 2003 100.00 12.28 35.39 9.03 6.88 7.79 28.64 2003 30334.30 (29.63) (25.29) 3723.80 (144.70) 10734.51 TABLE 52: ASSETS UNDER MANAGEMENT OF NON-LIFE INSURERS 100.00 12.70 18.75 21.99 8.09 8.95 29.52 2002 23400.43 (-4.34) (-20.98) 2972.10 (-58.16) 4386.87 (491.09) 5145.93 (15.33) 1892.97 (-2.77) 2094.64 6907.92 (24.49) 2002 100.00 15.38 42.86 3.56 6.71 8.81 22.68 2001 (Per cent) 24462.03 3761.24 10485.57 870.58 1641.38 2154.29 5548.97 2001 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 195 110.23 200.00 266.96 280.00 415.00 403.63 247.00 207.00 115.22 210.00 105.00 300.00 150.00 150.00 – 3160.04 100.00 200.00 100.00 150.00 550.00 3710.04 200.00 900.00 129.30 151.00 164.33 430.00 200.00 900.00 196.20 271.00 202.99 430.00 2010 110.23 422.27 266.96 475.00 486.00 404.57 247.00 207.00 116.67 250.00 105.00 365.00 150.00 150.00 200.00 3955.70 100.00 200.00 100.00 150.00 550.00 4505.70 2011 "–" indicates the company has not started its operation. Bajaj Allianz Bharti AXA Cholamandalam Future Generali HDFC Ergo ICICI Lombard IFFCO Tokio Raheja QBE Reliance Royal Sundaram Shriram TATA AIG Universal Sompo SBI General L & T General Private Total National New India Oriental United India Public Total Total Specialised insurers AIC ECGC Stand-alone Health insurance companies Apollo Munich Max Bupa Star Health & Allied Re-insurer GIC Insurer 430.00 107.37 – 109.30 200.00 900.00 110.23 162.58 141.96 190.25 200.00 403.14 247.00 200.00 113.08 210.00 105.00 300.00 150.00 – – 2533.23 100.00 200.00 100.00 150.00 550.00 3083.23 2009 430.00 100.55 – 108.60 200.00 900.00 110.23 – 141.96 150.00 150.00 377.36 220.00 – 107.15 170.00 – 225.00 150.00 – – 1801.70 100.00 200.00 100.00 150.00 550.00 2351.70 2008 430.00 – – 105.00 200.00 800.00 110.13 – 141.96 – 125.00 335.71 220.00 – 103.07 140.00 – 225.00 – – – 1400.87 100.00 200.00 100.00 150.00 550.00 1950.87 2007 430.00 – – 105.00 200.00 700.00 110.05 – 141.96 – 125.00 245.00 220.00 – 102.00 140.00 – 195.00 – – – 1279.01 100.00 200.00 100.00 100.00 500.00 1779.01 2006 215.00 – – – 200.00 600.00 110.00 – 141.96 – 120.00 220.00 100.00 – 102.00 130.00 – 125.00 – – – 1048.96 100.00 150.00 100.00 100.00 450.00 1498.96 2005 TABLE 53: EQUITY SHARE CAPITAL OF NON-LIFE INSURERS (As on 31st March) 215.00 – – – 200.00 500.00 110.00 – 141.96 – 120.00 220.00 100.00 – 102.00 130.00 – 125.00 – – – 1048.96 100.00 100.00 100.00 100.00 400.00 1448.96 2004 215.00 – – – – 440.00 110.00 – 105.00 – 101.00 110.00 100.00 – 102.00 130.00 – 125.00 – – – 883.00 100.00 100.00 100.00 100.00 400.00 1283.00 2003 215.00 – – – – 390.00 110.00 – 49.50 – – 110.00 100.00 – 102.00 130.00 – 125.00 – – – 726.50 100.00 100.00 100.00 100.00 400.00 1126.50 2002 (` Crore) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 1.15 12.00 1.32 Reliance SBI General Shriram 196 3.46 1.34 2.89 Oriental GIC RE-INSURER 3.35 1.50 Star Health 4.11 1.74 1.92 6.63 9.05 2.03 ECGC Max BUPA Health 1.94 1.89 Apollo Munich Health 3.13 3.71 AIC SPECIALISED INSURERS United India 1.41 2.90 New India 3.22 1.34 1.53 2.02 2.49 1.82 1.71 12.54 1.95 1.51 3.74 1.53 1.63 1.95 2.12 1.64 1.69 2.02 Dec 2010 National PUBLIC INSURERS 2.30 1.56 Royal Sundaram L & T General 3.65 Raheja QBE 2.14 1.23 IFFCO Tokio Universal Sompo 1.56 ICICI Lombard 1.68 1.71 HDFC Ergo TATA AIG 1.61 2.06 Cholamandalam 1.70 Bharti AXA Future Genrali 1.73 Mar 2011 Bajaj Allianz PRIVATE INSURERS Insurer 3.87 1.96 2.14 14.41 1.72 2.68 3.77 1.26 3.22 1.52 – 2.58 2.00 1.86 12.79 2.18 1.53 3.78 1.61 1.66 1.71 2.05 1.75 1.62 1.96 Sept 2010 3.99 2.38 2.05 13.66 1.93 2.46 3.46 1.54 3.50 1.61 – 2.72 1.77 2.16 12.87 1.68 1.51 3.79 1.63 1.78 1.75 1.68 1.78 2.43 1.92 June 2010 2.22 3.71 1.68 2.07 14.17 1.64 2.07 3.41 1.56 3.55 1.60 – 3.15 1.88 1.75 12.8 1.70 1.39 3.89 1.62 – 24.50 1.68 2.61 3.91 1.51 2.83 1.63 – 3.57 1.83 2.18 12.97 1.91 2.07 3.81 1.76 3.79 2.08 1.91 1.83 1.56 1.71 2.18 Dec 2009 2.07 1.49 1.54 1.76 2.38 1.54 Mar 2010 3.04 1.97 – 26.23 1.58 4.54 3.79 1.56 3.45 1.75 – 3.86 1.85 2.06 – 2.37 2.10 3.84 2.33 2.08 2.72 1.85 1.65 1.78 2.18 Sept 2009 3.49 2.55 – 27.71 1.52 31.37 2.55 1.67 3.34 1.60 – 4.09 1.92 1.99 – 2.60 2.51 3.93 2.37 1.98 1.52 1.80 2.14 1.78 2.18 June 2009 3.67 1.38 – 16.42 1.82 4.58 3.32 1.66 3.41 1.56 – 4.23 1.97 1.94 – 1.59 1.64 – 1.77 2.03 2.48 1.83 1.02 2.11 1.62 Mar 2009 3.76 1.56 – 25.95 1.74 11.52 3.61 1.75 3.15 1.67 – 4.49 1.88 1.98 – 1.88 1.51 – 2.30 2.24 2.19 1.76 1.60 2.91 1.85 Dec 2008 2.13 9.22 3.53 2.11 3.79 6.96 1.78 – NA 1.96 – 45.95 1.15 41.55 3.50 2.01 NA NA – – 2.00 4.63 1.76 1.97 – 3.77 1.89 – 1.98 1.54 1.62 2.44 1.87 2.23 2.48 June 2008 4.60 1.65 1.97 – 2.96 1.59 – 1.91 2.49 2.32 2.13 1.72 2.01 2.30 Sept 2008 39.87 TABLE 54: SOLVENCY RATIOS OF NON-LIFE INSURERS 3.36 1.97 – 18.90 1.39 3.27 3.24 1.91 4.00 2.22 – 4.68 1.91 – – 1.64 1.59 – 1.51 2.03 2.02 2.61 2.00 – 1.55 Mar 2008 4.1 1.91 – 11.41 – 2.05 3.00 2.17 3.57 1.76 – – 1.85 – – 1.95 1.64 – 1.70 2.08 1.69 – 2.63 – 1.56 Mar 2007 3.41 – – 9.39 – 2.16 2.23 1.97 3.09 1.08 – – 1.68 – – 3.04 1.66 – 1.95 1.29 1.78 – 2.51 – 1.22 Mar 2006 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 197 Figure in bracket represents negative value Transfer to Other Reserves TOTAL (C ) Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) from Fire/Marine/ Miscellaneous Business C= (A – B) TOTAL (B) Foreign Taxes Others- Amortizations, Write offs & Provisions Operating Expenses related to Insurance Business Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars 11646 – – 11646 – – 15723 11646 15723 15723 – 134 106 33825 12183 14424 – 1220 1421 40126 45471 20288 4199 4854 55850 – – 24176 35335 5937 2009-10 42681 8314 2010-11 1884 – – 1884 1884 34586 – 81 9660 1085 23761 36470 3665 5 29442 3359 2008-09 2128 – – 2128 2128 34354 – 90 8881 936 24447 36482 3383 – 29117 3982 2007-08 FIRE – 12332 – – 12332 12332 2722 – – 2722 2722 39153 – 29050 27 13145 1323 24658 41875 2896 – 35727 3252 2005-06 2 11076 (2672) 20645 41383 3654 – 33836 3892 2006-07 NATIONAL 13869 – – 13869 13869 25491 – – 13150 (2069) 14411 39360 2598 56 35259 1447 2004-05 19743 – – 19743 19743 20046 – 11 11833 (807) 9009 39789 3362 – 34828 1599 2003-04 17805 – – 17805 17805 22772 – – 11531 (2085) 13326 40577 3606 32 36010 929 2002-03 TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT 10956 – – 10956 10956 30155 – 37 12647 (1765) 19236 41111 4256 – 36655 200 2001-02 9208 – – 9208 9208 28843 – 35 12103 (1198) 17903 38051 – – 38051 – 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 198 Figure in bracket represents negative value Transfer to Other Reserves TOTAL (C ) Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) from Fire/Marine/ Miscellaneous Business C= (A – B) TOTAL (B) Foreign Taxes Others- Amortizations, Write offs & Provisions Operating Expenses related to Insurance Business Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (30572) – – (30572) – – (38728) (30572) (38728) (38728) 2 10 235 155684 35967 40425 1 12827 17780 185667 125112 106878 10506 14823 146939 – – 127227 106758 7847 2009-10 121247 10869 2010-11 5954 – – 5954 5954 103636 2 (79) 29340 13705 60668 109590 9681 – 96292 3616 2008-09 30 28336 – – 28336 28336 23302 – – 23302 23302 92436 3 89804 36 28432 7933 56006 115738 10514 – 94184 11040 2006-07 8 19611 10023 60160 118140 10619 – 97031 10490 2007-08 FIRE 1957 – – 1957 1957 98630 139 606 30556 7178 60151 100588 7935 – 83088 9564 2005-06 NEW INDIA 23083 – – 23083 23083 69246 – 366 29058 7119 32702 92329 7328 – 79884 5117 2004-05 29477 – – 29477 29477 62813 59 174 32508 3937 26134 92290 8737 – 79419 4133 2003-04 11538 – – 11538 11538 75852 83 1129 24561 3341 46737 87390 6837 – 79027 1525 2002-03 15795 – – 15795 15795 60507 56 1027 21397 850 37177 76302 7827 – 67924 551 2001-02 TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) 10686 – – 10686 10686 59327 56 – 20128 (126) 39269 70014 7535 (793) 62768 503 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 199 Figure in bracket represents negative value Transfer to Other Reserves TOTAL (C ) Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) from Fire/Marine/ Miscellaneous Business C= (A – B) TOTAL (B) Foreign Taxes Others- Amortizations, Write offs & Provisions Operating Expenses related to Insurance Business Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars 14415 (17) 19872 77 345 – – 345 (2158) – – (2158) 345 (146) 1949 (2158) 31128 – 45725 60410 40670 45380 4852 6355 – (88) (4) 62568 36473 4488 2009-10 44827 9233 2010-11 (8727) – – (8727) (8727) 47154 – 26 10582 301 36245 38427 4284 (79) 31493 2729 2008-09 – (1677) – – (1677) (1677) 14498 – – 14498 14498 26070 – 41087 106 11340 (1315) 15939 40568 3083 29 34153 3303 2006-07 12 10688 (651) 31038 39410 3470 28 32442 3469 2007-08 FIRE 5161 – – 5161 5161 36361 – 143 14160 (1032) 23090 41522 3243 (71) 33763 4586 2005-06 ORIENTAL 12585 – – 12585 12585 28542 – 104 13094 (543) 15885 41126 4235 98 33690 3103 2004-05 16163 – – 16163 16163 25340 – 414 15806 (1496) 10616 41503 3980 15 32914 4594 2003-04 17568 – – 17568 17568 24134 – 710 13445 (2573) 12552 41702 4617 61 36030 993 2002-03 12529 – – 12529 12529 31921 – – 14541 (1895) 19275 44450 4862 (30) 39282 336 2001-02 TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) 2285 – – 2285 2285 38022 – 3 13349 (1958) 26628 40307 – – – 40307 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 200 Figure in bracket represents negative value Transfer to Other Reserves TOTAL (C ) Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) from Fire/Marine/ Miscellaneous Business C= (A – B) TOTAL (B) Foreign Taxes Others- Amortizations, Write offs & Provisions Operating Expenses related to Insurance Business Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars 268 – 66 – 19975 – – 19975 – – 2341 19975 2341 2341 33729 – 14095 21809 53253 246 (441) 240 48168 4417 – – 4417 4417 43751 13858 54 29593 53704 4724 19807 5582 4772 2 31138 585 (8) 40861 2580 2008-09 55594 41045 6491 2009-10 45291 5539 2010-11 9713 – – 9713 9713 44095 – 429 13012 253 30400 53807 4223 316 43456 5812 2007-08 FIRE 283 – – 283 283 48785 – 331 18041 (1073) 31486 49069 3568 (1) 41867 3634 2006-07 11574 – – 11574 11574 38089 – 422 20988 (1401) 18079 49663 3932 (10) 40808 4933 2005-06 UNITED 18477 – – 18477 18477 31502 – 269 19075 (3088) 15246 49979 4177 67 42548 3186 2004-05 23346 – – 23346 23346 27069 – 330 17986 (2329) 11082 50415 5131 14 42117 3152 2003-04 20538 – – 20538 20538 31449 – 608 14262 (3451) 20030 51988 4982 72 45280 1654 2002-03 21186 – – 21186 21186 29830 – 1141 14874 (3745) 17560 51016 5515 (7) 44630 878 2001-02 TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) – 6351 – – 6351 6351 38519 – – 13534 (3834) 28819 44870 – (129) 44999 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 201 Figure in bracket represents negative value Transfer to Other Reserves TOTAL (C ) Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) from Fire/Marine/ Miscellaneous Business C= (A – B) TOTAL (B) Foreign Taxes Others- Amortizations, Write offs & Provisions Operating Expenses related to Insurance Business Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars – 10434 7101 – 17672 1747 7101 82 61 1747 4504 5154 – 1096 1190 – 4752 11266 – 17535 19419 – 1870 1912 7101 – – 1747 13022 2643 2009-10 14234 3274 2010-11 (2782) – – (2782) (2782) 18187 – 76 3538 1112 13460 15405 1559 13 12403 1429 2008-09 (387) – – (387) (387) (1103) – – (1103) (1103) 14058 – 14056 – – 3406 566 10085 12955 1317 – 10235 1402 2006-07 65 2982 1003 10006 13669 1310 – 10817 1542 2007-08 MARINE 2493 – – 2493 2493 12433 – 3 3369 501 8560 14926 1437 – 11876 1613 2005-06 NATIONAL 2325 – – 2325 2325 11323 – 81 4514 (515) 7244 13648 1508 – 11300 840 2004-05 11213 – – 11213 11213 12447 – 10 3101 191 9145 23660 2605 – 19816 1239 2003-04 2662 – – 2662 2662 13474 – 11 3599 (700) 10563 16136 2270 – 13281 585 2002-03 6973 – – 6973 6973 10987 – – 3829 (651) 7809 17960 2905 7 14912 136 2001-02 TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) 5626 – – 5626 5626 8301 – 13 3505 (911) 5694 13927 – – – 13927 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 202 Figure in bracket represents negative value Transfer to Other Reserves TOTAL (C ) Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) from Fire/Marine/ Miscellaneous Business C= (A – B) TOTAL (B) Foreign Taxes Others- Amortizations, Write offs & Provisions Operating Expenses related to Insurance Business Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (8900) 1189 – – 1189 (8900) 1189 29645 38722 (8900) 4 – 8658 9672 – 1907 3223 63 30834 19075 4046 3994 29822 – – 25764 23766 3022 2009-10 22899 2929 2010-11 (9009) – (9009) (9009) 36919 1 (28) 7780 1455 27711 27910 3446 – 23177 1287 2008-09 766 – 766 766 10199 – 10199 10199 12896 1 24160 11 1 5231 1423 6230 23094 3247 – 16438 3410 2006-07 2 5663 2669 15824 24926 3053 – 18857 3016 2007-08 MARINE 5016 – 5016 5016 18478 2 230 5899 822 11525 23494 3008 – 16860 3626 2005-06 NEW INDIA 5500 – 5500 5500 16964 – 146 5389 1579 9850 22465 3043 – 17297 2125 2004-05 10969 – 10969 10969 14862 5 78 6299 286 8194 25831 3929 – 20043 1859 2003-04 8537 – 8537 8537 16528 8 547 5322 (1040) 11691 25065 3316 – 21009 740 2002-03 5089 – 5089 5089 17739 9 492 5138 (1034) 13134 22828 3751 – 18812 264 2001-02 TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) 256 5081 – 5081 5081 17850 12 – 5385 (1722) 14175 22931 3839 (376) 19212 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 203 Figure in bracket represents negative value Transfer to Other Reserves TOTAL (C ) Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) from Fire/Marine/ Miscellaneous Business C= (A – B) TOTAL (B) Foreign Taxes Others- Amortizations, Write offs & Provisions Operating Expenses related to Insurance Business Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars 1953 (2109) (2109) 1953 – 21007 31169 – – – – (8) 32 – 7099 9298 1953 1536 2227 (2109) 22960 12379 2253 2667 29061 (315) (179) 19612 18937 2084 2009-10 22697 3875 2010-11 (2281) – – (2281) (2281) 24018 – 12 5613 1167 17226 21737 2029 (83) 18500 1292 2008-09 3027 – – 3027 3027 (1558) – – (1558) (1558) 21326 – 17594 63 – 5255 424 15584 19769 1832 30 15944 1963 2006-07 6 5560 1020 11007 20621 1852 (21) 16939 1851 2007-08 MARINE 1753 – – 1753 1753 15491 – 66 6189 706 8531 17244 1496 2 13632 2115 2005-06 ORIENTAL 2569 – – 2569 2569 13222 – 57 4581 626 7959 15791 2292 36 11784 1680 2004-05 5964 – – 5964 5964 11085 – 201 4748 (614) 6749 17049 1936 (1) 12879 2235 2003-04 2794 – – 2794 2794 12418 – 288 4414 (715) 8432 15212 1872 46 12892 403 2002-03 9429 – – 9429 9429 11080 – – 4118 (465) 7427 20509 2421 – 17921 167 2001-02 TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) 1420 – – 1420 1420 11794 – – 3348 (689) 9135 13214 – – 6 13208 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 204 Figure in bracket represents negative value Transfer to Other Reserves TOTAL (C ) Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) from Fire/Marine/ Miscellaneous Business C= (A – B) TOTAL (B) Foreign Taxes Others- Amortizations, Write offs & Provisions Operating Expenses related to Insurance Business Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (5381) (2523) (2523) (5381) – 31355 32699 – – – – 100 36 – 7122 9604 (5381) 2282 1347 (2523) 25974 21852 2085 2617 30176 296 1 21712 21170 2424 2009-10 24521 3037 2010-11 (596) – – (596) (596) 22154 – 99 5613 1371 15071 21558 1905 (10) 18623 1040 2008-09 (2406) – – (2406) (2406) 19225 – 160 5399 1269 12397 16819 1571 148 12937 2163 2007-08 MARINE (1535) – – (1535) (1535) 2503 – – 2503 2503 12594 – 15864 194 – 4913 220 7268 15097 1808 365 10656 2268 2005-06 175 5161 (358) 10886 14329 1888 (13) 10531 1923 2006-07 UNITED 1920 – – 1920 1920 12861 – 125 5503 (590) 7822 14781 1949 16 11329 1487 2004-05 4601 – – 4601 4601 12350 – 150 5995 (966) 7170 16951 2343 (1) 13170 1439 2003-04 7080 – – 7080 7080 14301 – 302 5491 (1462) 9970 21380 2473 36 18050 821 2002-03 6784 – – 6784 6784 11474 – 703 4136 (1529) 8164 18258 3393 47 14278 540 2001-02 TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) – 484 – – 484 484 14430 – – 4445 (1898) 11885 14916 (34) 14950 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 205 Figure in bracket represents negative value Transfer to Other Reserves TOTAL (C ) Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) from Fire/Marine/ Miscellaneous Business C= (A – B) TOTAL (B) Foreign Taxes Others- Amortizations, Write offs & Provisions Operating Expenses related to Insurance Business Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars 105190 8081 596 434190 (6658) 125167 15486 166 590637 (44561) (44561) (6658) (6658) 20825 22933 (44561) 427532 299497 546077 426885 (39500) (39500) (39500) 410962 – 7757 81439 19620 302146 371462 36566 995 – 39070 300391 33510 2008-09 333221 55241 2009-10 46668 419480 79929 2010-11 (12153) (12153) (12153) 354780 – 8993 77907 18450 249431 342627 37068 – 261919 43640 2007-08 MISCELLANEOUS 13393 13393 13393 294470 – 6203 66065 13510 208692 307863 36403 – 232685 38774 2006-07 (35732) (35732) (35732) 333793 – – 71747 12231 249815 298061 32632 75 228715 36639 2005-06 NATIONAL (16435) (16435) (16435) (33272) (33272) (33272) 258970 – 283305 246 – 58100 7789 192836 225698 28166 – 184137 13395 2003-04 – 68276 10334 204696 266870 30127 109 219855 16779 2004-05 (13520) (13520) (13520) 190506 – 140 44969 7319 138077 176986 23601 – 147305 6080 2002-03 (31932) (31932) (31932) 186826 – – 39958 1403 145465 154894 23399 263 130131 1101 2001-02 TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (39371) (39371) (39371) 158116 – – 33622 1928 122566 118745 252 118493 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 206 Figure in bracket represents negative value Transfer to Other Reserves TOTAL (C ) Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) from Fire/Marine/ Miscellaneous Business C= (A – B) TOTAL (B) Foreign Taxes Others- Amortizations, Write offs & Provisions Operating Expenses related to Insurance Business Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (79513) (20974) (20974) (20974) (79513) (79513) 70 51 969 557796 128981 144225 – 41402 43865 688555 536822 387292 609042 499496 (47232) (47232) (47232) 527806 141 (446) 108381 40923 378807 480574 54685 – 55102 – – 61075 405460 20429 2008-09 440562 41158 2009-10 503186 44781 2010-11 21835 21835 21835 451738 66 40 76636 33231 341764 473574 54493 – 365254 53827 2007-08 MISCELLANEOUS 373 40172 40172 40172 (3371) (3371) (3371) 419356 99 413736 3596 94234 29628 291525 415985 47083 – 312151 56750 2005-06 183 81596 29733 302125 453908 54155 – 342890 56864 2006-07 NEW INDIA (5305) (5305) (5305) 358932 – 2126 84371 24490 247946 353627 43626 – 279536 30465 2004-05 (29592) (29592) (29592) 350181 181 826 95004 17140 237030 320589 41482 – 259483 19623 2003-04 (22483) (22483) (22483) 293636 323 5598 59179 17013 211523 271153 33909 – 229680 7564 2002-03 (29732) (29732) (29732) 267238 261 4705 48902 8167 205203 337506 35834 – 199151 2521 2001-02 TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (19019) (19019) (19019) 225793 389 48548 2327 174529 206775 32125 (3163) 2146 175666 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 207 Figure in bracket represents negative value Transfer to Other Reserves TOTAL (C) Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) from Fire/Marine/ Miscellaneous Business C= (A – B) TOTAL (B) Foreign Taxes Others- Amortizations, Write offs & Provisions Operating Expenses related to Insurance Business Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (19952) (19952) (21742) (21742) (21742) (135) 569 (19952) 93562 128084 398673 22736 24414 499320 376931 282510 38123 47132 479369 (125) (206) 346254 303672 35261 2009-10 363966 68477 2010-11 (28643) (28643) (28643) 346354 223 75249 18634 252248 317711 37313 (55) 256687 23765 2008-09 10543 10543 10543 297174 118 66112 12766 218177 307717 34730 30 238242 34715 2007-08 MISCELLANEOUS 16893 16893 16893 275265 1221 58828 10853 204362 292158 35362 (67) 218980 37883 2006-07 7524 7524 7524 251538 1292 64727 10666 174854 259062 29385 (61) 188189 41550 2005-06 ORIENTAL 6185 6185 6185 231692 1011 55313 8374 166994 237878 41013 (27) 166843 30048 2004-05 7629 7629 7629 207109 3053 57657 5001 141399 214738 29349 60 151453 33877 2003-04 (9690) (9690) (9690) 179308 4160 47400 2077 125671 169619 27066 74 136656 5822 2002-03 (47632) (47632) (47632) 198357 – 42244 24 156089 150725 24185 – 124869 1671 2001-02 TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (31266) (31266) (31266) 146171 – 33601 (1873) 114443 114905 – – 33 114872 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 208 Figure in bracket represents negative value Transfer to Other Reserves TOTAL (C ) Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) from Fire/Marine/ Miscellaneous Business C= (A – B) TOTAL (B) Foreign Taxes Others- Amortizations, Write offs & Provisions Operating Expenses related to Insurance Business Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (61522) (61522) 3477 3477 3477 1931 601 (61522) 94483 141126 409132 21454 25567 553007 412609 291265 40215 45965 491485 4027 105 385714 321604 46763 2009-10 394951 50465 2010-11 7455 7455 7455 310976 1948 83668 18519 206841 318431 37472 71 260426 20463 2008-09 5781 5781 5781 296519 3706 72843 12140 207830 302301 36491 1775 213817 50218 2007-08 MISCELLANEOUS 12746 12746 12746 249851 3567 66243 8207 171834 262597 38446 64 184926 39161 2006-07 (9022) (9022) (9022) 262333 4059 71765 7579 178930 253310 37827 56 167969 47458 2005-06 UNITED (18175) (18175) (18175) 246571 2404 61706 5676 176785 228396 37373 133 162387 28504 2004-05 (11414) (11414) (11414) 228212 2337 55729 4181 165965 216798 36392 (329) 158377 22358 2003-04 (21070) (21070) (21070) 209756 3741 42488 2982 160546 188687 30652 249 147608 10178 2002-03 (24809) (24809) (24809) 201319 6664 38777 3521 152357 176510 32205 804 138372 5129 2001-02 TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) – (48869) (48869) (48869) 171378 – 34275 114 136989 122509 226 28 122255 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 209 Figure in bracket represents negative value Transfer to Other Reserves TOTAL (C ) Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) from Fire/Marine/ Miscellaneous Business C= (A – B) TOTAL (B) Foreign Taxes Others- Amortizations, Write offs & Provisions Operating Expenses related to Insurance Business Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars 596 478449 12090 166 648435 (27090) (27090) 12090 – – 8298 15653 – – 121878 144745 12090 23141 25544 (27090) 490538 324536 621346 462328 45138 – – 53433 381579 63821 2009-10 476395 91517 2010-11 (40398) – – (40398) (40398) 463735 – 7914 94636 21818 339367 423338 41790 1013 342236 38298 2008-09 (10411) – – (10411) (10411) 403190 – 9148 89770 20389 283884 392779 41761 – 301853 49165 2007-08 24622 – – 24622 24622 (30517) – – (30517) (30517) 385379 – 337578 29 – 88261 14055 283033 354862 36965 75 276317 41505 2005-06 6205 80547 11405 239422 362200 41374 – 276757 44069 2006-07 NATIONAL TOTAL (FIRE+MARINE+MISCELLANEOUS) (240) – – (240) (240) 320119 – 81 85939 7749 226350 319879 34234 165 266414 19066 2004-05 (2317) – – (2317) (2317) 291464 – 267 73034 7173 210990 289147 34133 – 238781 16232 2003-04 6947 – – 6947 6947 226751 – 152 60100 4534 161966 233699 29476 32 196596 7594 2002-03 (14003) – – (14003) (14003) 227968 – 37 56434 (1013) 172510 213965 30560 270 181698 1437 2001-02 TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (24537) – – (24537) (24537) 195260 – 48 49230 (181) 146163 170723 – 252 170471 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 210 Figure in bracket represents negative value Transfer to Other Reserves TOTAL (C ) Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) from Fire/Marine/ Miscellaneous Business C= (A – B) TOTAL (B) Foreign Taxes Others- Amortizations, Write offs & Provisions Operating Expenses related to Insurance Business Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (127141) (50358) – – (50358) (127141) (50358) 743125 912945 (127141) 65 73 173606 194323 1 56137 64867 1267 692768 513245 785803 652487 69654 571086 52028 2009-10 79892 647332 58579 2010-11 (50288) – (50288) 50938 – 50938 50938 565702 668362 (50288) 70 50 101910 45924 417748 616640 68165 481143 67332 2007-08 144 (553) 145501 56083 467187 618074 67812 524930 25333 2008-09 73673 – 73673 73673 519068 129 230 115259 39089 364361 592741 67916 453511 71313 2006-07 3602 – 3602 3602 536464 514 4432 130689 37628 363201 540066 58027 412099 69940 2005-06 NEW INDIA TOTAL (FIRE+MARINE+MISCELLANEOUS) 23278 – 23278 23278 445142 – 2638 118819 33188 290498 468420 53996 376717 37707 2004-05 10854 – 10854 10854 427856 246 1078 133812 21362 271358 438710 54148 358946 25615 2003-04 (2409) – (2409) (2409) 386015 414 7274 89062 19314 269951 383607 44061 329716 9829 2002-03 (8848) – (8848) (8848) 345484 327 6224 75437 7982 255514 336636 47413 285887 3336 2001-02 TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (3252) – (3252) (3252) 302970 457 – 74060 480 227973 299719 43499 257646 2906 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 211 Figure in bracket represents negative value Transfer to Other Reserves TOTAL (C ) Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) from Fire/Marine/ Miscellaneous Business C= (A – B) TOTAL (B) Foreign Taxes Others- Amortizations, Write offs & Provisions Operating Expenses related to Insurance Business Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (19443) (24218) (19443) (24218) – 465060 593058 – – – – (161) 677 – 115076 157254 (19443) 24127 28590 (24218) 445616 326018 45228 56154 568840 (528) (389) 406536 359083 41834 2009-10 431490 81585 2010-11 (39651) – – (39651) (39651) 417526 – 260 91444 20102 305719 377875 43626 (216) 306680 27786 2008-09 11893 – – 11893 11893 355855 – 136 82361 13135 260222 367747 40052 37 287623 40035 2007-08 29834 – – 29834 29834 14438 – – 14438 14438 303390 – 322661 1500 – 85076 10340 206474 317828 34124 (131) 235584 48251 2005-06 1391 75423 9962 235886 352495 40277 (8) 269077 43148 2006-07 ORIENTAL TOTAL (FIRE+MARINE+MISCELLANEOUS) 21339 – – 21339 21339 273456 – 1172 72989 8457 190838 294795 47540 107 212317 34831 2004-05 29756 – – 29756 29756 243534 – 3668 78211 2890 158765 273291 35265 74 197246 40706 2003-04 10673 – – 10673 10673 215860 – 5157 65259 (1211) 146655 226533 33555 182 185577 7218 2002-03 (25674) – – (25674) (25674) 241358 – – 60903 (2337) 182791 215684 31468 (30) 182072 2174 2001-02 TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (27561) – – (27561) (27561) 195987 – 3 50298 (4520) 150206 168426 – 39 168387 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 212 Figure in bracket represents negative value Transfer to Other Reserves TOTAL (C ) Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) from Fire/Marine/ Miscellaneous Business C= (A – B) TOTAL (B) Foreign Taxes Others- Amortizations, Write offs & Provisions Operating Expenses related to Insurance Business Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars 18071 – – 18071 (61704) – – (61704) 18071 – (61704) – 2299 703 474217 115699 172538 638959 2292 23294 27154 388157 11276 – – 11276 11276 376882 103140 19944 251505 492288 44101 332924 47882 53354 63 577255 4908 97 319910 24083 2008-09 438564 383819 55678 2009-10 464763 59041 2010-11 13088 – – 13088 13088 359839 – 4294 91255 13661 250628 372927 42285 2239 270209 58193 2007-08 11495 – – 11495 11495 314500 – 4073 89445 6776 214206 325995 43902 50 237324 44718 2006-07 – 5055 – – 5055 5055 2222 – – 2222 2222 290934 – 313015 2798 86284 1999 199853 293156 43499 215 216265 33177 2004-05 4675 97666 6398 204277 318071 43567 412 219433 54659 2005-06 UNITED TOTAL (FIRE+MARINE+MISCELLANEOUS) 16533 – – 16533 16533 267630 – 2817 79711 885 184217 284164 43866 (316) 213663 26950 2003-04 6548 – – 6548 6548 255507 – 4651 62240 (1931) 190546 262055 38107 357 210938 12654 2002-03 3161 – – 3161 3161 242623 – 8508 57787 (1753) 178081 245784 41113 844 197280 6547 2001-02 TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Concld.) (42034) – – (42034) (42034) 224329 – – 52254 (5618) 177693 182295 226 (135) 182204 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 213 Figure in bracket represents negative value OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c) Miscellaneous Insurance sub-total INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less:Loss on sale of investments OTHER INCOME TOTAL (A) PROVISIONS (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others TOTAL (B) Profit Before Tax Provision for Taxation Profit after Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax Contingency reserves for Unexpired Risks (Schedule 16B) (d) Transfer to any Reserves or Other Accounts Transfer to General Reserve Balance of Profit / Loss B/f from last year Balance C/f to Balance Sheet Particulars 10723 15162 – 1772 39747 (198) 11498 13663 23529 (420) 2673 – – – – (14921) 1313 12888 26859 (4373) 22486 – 4398 747 – 17341 579 3150 7540 (51) 7489 7489 985 (1807) (13354) (1567) (14921) 275 208 (3907) 907 12458 11717 (301) 1363 15160 1884 (2782) (39500) (40398) 2008-09 318 716 10690 11646 7101 (6658) 12090 2009-10 15723 1747 (44561) (27090) 2010-11 – 12522 – 3266 555 604 1161 17206 863 16343 257 (212) 512 12477 14797 (109) 1612 18366 2128 (387) (12153) (10411) 2007-08 – 32345 – 8361 1421 1027 408 45583 3455 42128 181 (751) (49) 9702 10334 – 1332 45991 12332 (1103) 13393 24622 2006-07 – (10625) – – – 1196 (953) (5964) 4661 (10625) 151 (3029) 729 10602 11918 (14) 1095 (6917) 2722 2493 (35732) (30517) 2005-06 NATIONAL – 10262 – 2500 351 1075 1910 14121 1009 13112 88 196 551 9774 5445 (2) 1055 16031 13869 2325 (16435) (241) 2004-05 – 4303 – 2500 320 1083 7040 7301 178 7123 74 5757 126 10777 5126 (1) 755 14341 19743 11213 (33272) (2317) 2003-04 – 10671 – 2500 320 2005 5420 13943 451 13492 65 2791 559 9158 2369 (10) 898 898 17805 2662 (13520) 6947 2002-03 TABLE 56: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) – (9045) – – – 3738 8042 (9395) (350) (9045) 534 3171 599 11448 549 (16) 669 (1353) 10956 6973 (31932) (14003) 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 214 Figure in bracket represents negative value OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c) Miscellaneous Insurance sub-total INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less:Loss on sale of investments OTHER INCOME TOTAL (A) PROVISIONS (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others TOTAL (B) Profit Before Tax Provision for Taxation Profit after Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax Contingency reserves for Unexpired Risks (Schedule 16B) (d) Transfer to any Reserves or Other Accounts Transfer to General Reserve Balance of Profit / Loss B/f from last year Balance C/f to Balance Sheet Particulars – (93) 7708 35927 4540 40467 – 8500 1445 – – 30523 – 185 10376 (41137) (1019) (42156) – (33) – – (42123) 455 7379 (34) 355 9123 713 – 52893 39508 – 1592 43635 55780 40899 – (300) (30761) – (30572) 1189 (20974) (50358) 2009-10 (38728) (8900) (79513) (127141) 2010-11 – 12655 – 4500 765 4495 – (47) (490) 29723 (7308) 22415 – 476 (744) (175) 54269 20273 – 4978 29233 5954 (9009) (47232) (50288) 2008-09 – 107003 – 28300 4810 – – (21) 16 152146 12033 140113 – 493 (426) (30) 49866 49256 – 2102 152162 28336 766 21835 50938 2007-08 – 111832 – 29200 4963 – – (76) 66 161393 15398 145995 – 321 (313) 135 42086 44265 (74) 1509 161459 23302 10199 40172 73673 2006-07 – 56815 – 13000 1823 – – (546) 2236 85557 13919 71638 – 108 172 2502 36424 43909 (6) 3864 87793 1957 5016 (3371) 3602 2005-06 NEW INDIA – 31120 2000 6000 1103 – – 729 2341 79788 39565 40223 – 825 507 280 33886 23887 (224) 1301 82129 23083 5500 (5305) 23278 2004-05 – 53944 – 4500 577 – – (5688) (5054) 64789 5768 59021 – 323 541 (230) 31849 15285 (218) 1967 59735 29477 10969 (29592) 10854 2003-04 – 21069 – 4000 513 – – (1904) 2714 31282 5701 25581 – 1618 2363 637 27975 6241 – 2190 33997 11538 8537 (22483) (2409) 2002-03 TABLE 56: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) – 12200 2000 – – – – 1926 6215 20820 6620 14200 – 2114 1596 579 32669 2298 – 916 27035 15795 5089 (29732) (8848) 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 215 Figure in bracket represents negative value Balance C/f to Balance Sheet OTHER INCOME TOTAL (A) PROVISIONS (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others TOTAL (B) Profit Before Tax Provision for Taxation Profit after Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax Contingency reserves for Unexpired Risks (Schedule 16B) (d) Transfer to any Reserves or Other Accounts Transfer to General Reserve Balance of Profit / Loss B/f from last year OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c) Miscellaneous Insurance sub-total INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less:Loss on sale of investments Particulars – – (345) 1195 8823 (13249) (4425) – – – – (4425) – – (54) 1015 18041 (12579) 5462 – – – 2379 – 3083 – (5) 1250 295 (4) 804 268 – (420) 10018 15523 14358 (128) 17089 24828 1357 19056 345 1953 (21742) (19443) 2009-10 – (2109) (19952) (24218) 2010-11 – – (5266) – – – 1 (272) 271 (8842) 3576 (5266) – 66 168 309 2929 (8571) 17197 10953 – (8727) (2281) (28643) (39651) 2008-09 – – 53 – 750 127 1 (310) 1683 44235 43305 930 – 5 961 1027 (203) 45918 17118 17110 – (1677) 3027 10543 11893 2007-08 – – 38027 – 10000 1700 2 226 108 62964 13237 49727 – 12 (437) 305 653 63071 15732 16874 (21) 14498 (1558) 16893 29834 2006-07 – – 22690 – 5000 701 4 467 11066 33419 5028 28392 – (216) 10527 283 671 44485 12169 17207 – 5161 1753 7524 14438 2005-06 ORIENTAL 29644 – – 1250 1750 409 (103) 81 701 47170 14118 33052 – 179 308 236 685 47871 14918 10930 – 12585 2569 6185 21339 2004-05 28827 – – – 2500 320 – 985 2654 45433 13786 31647 – (257) 1766 160 (11) 48087 8514 9828 – 16163 5964 7629 29756 2003-04 4143 – – – 2000 256 – 795 1413 17589 11190 6399 – 121 403 94 368 19002 6552 1409 – 17568 2794 (9690) 10673 2002-03 TABLE 56: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) (24633) (811) – – – – – 2 8456 (23486) (1958) (25444) – 1186 2739 4529 525 (15030) 9465 654 – 12529 9429 (47632) (25674) 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 216 Figure in bracket represents negative value Balance C/f to Balance Sheet (c) Others TOTAL (B) Profit Before Tax Provision for Taxation Profit after Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax Contingency reserves for Unexpired Risks (Schedule 16B) (d) Transfer to any Reserves or Other Accounts Transfer to General Reserve Balance of Profit / Loss B/f from last year OTHER INCOME TOTAL (A) PROVISIONS (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c) Miscellaneous Insurance sub-total INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less:Loss on sale of investments Particulars 2125 1449 82284 (11505) 70779 14200 2412 – 54167 1866 479 13083 (28) 13054 3000 486 – 9569 91 36 (803) 306 (1178) 98 366 83734 30190 35107 34655 40221 390 13562 19975 (5381) 3477 18071 2009-10 2341 (2523) (61522) (61704) 2010-11 – 36375 9600 1630 1723 1362 50291 (2686) 47605 59 66 168 309 (133) 51653 26202 14308 4417 (596) 7455 11276 2008-09 – 48383 12633 2147 1446 2355 65814 2651 63162 78 5 961 1027 (28) 68169 23192 31918 9713 (2406) 5781 13088 2007-08 – 40511 10577 1798 1312 1967 52034 (852) 52886 64 12 (437) 305 (299) 54001 21206 21600 283 (1535) 12746 11495 2006-07 UNITED – 32717 8600 1206 1170 1990 45274 2751 42523 50 (216) 10527 283 393 47264 18547 23278 11574 2503 (9022) 5055 2005-06 – 23694 6200 877 1110 1108 31830 1059 30771 39 179 308 236 363 32938 17220 13136 18477 1920 (18175) 2222 2004-05 – 34660 3000 384 – 945 39339 1295 38044 876 (257) 1766 160 7 40284 14708 9039 23346 4601 (11414) 16533 2003-04 – 14279 2500 320 – 1497 21416 4317 17099 975 121 403 94 26 22913 12266 4173 20538 7080 (21070) 6548 2002-03 TABLE 56: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) – 12339 3000 – 1299 2637 15669 330 15339 28 1186 2739 4529 374 18306 12742 2118 21186 6784 (24809) 3161 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 217 Figure in bracket represents negative value OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c) Miscellaneous Insurance sub-total INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less:Loss on sale of investments OTHER INCOME TOTAL (A) PROVISIONS (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others TOTAL (B) Profit Before Tax Provision for Taxation Profit after Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax Contingency reserves for Unexpired Risks (Schedule 16B) (d) Transfer to any Reserves or Other Accounts Transfer to General Reserve Balance of Profit / Loss B/f from last year Balance C/f to Balance Sheet Particulars 1394 4863 (45897) (39641) 109330 104135 – 3310 177134 288 19324 262 366 – 3000 23239 153894 (24587) 129307 – 27098 4604 – 97605 – 121187 129477 (128) 2163 12547 (375) 11422 981 416 – 2576 15020 (2473) (13678) (16151) – 3000 453 2379 – (21983) – 2009-10 (22821) (11785) (205547) (240153) 2010-11 – 4495 28843 – 14100 2395 1 2389 (664) 57818 (7985) 49833 268 (3479) 24 134 110125 57252 (301) 9138 57154 3528 (14668) (107920) (119061) 2008-09 – – 167961 – 44949 7639 1 1719 5215 279400 58851 220548 335 528 1635 997 102652 113082 (109) 3483 284615 38501 1000 26007 65507 2007-08 – – 222716 – 58139 9881 2 2489 2549 321974 31238 290736 245 (396) (231) 440 88726 93073 (95) 3196 324523 50415 6003 83204 139623 2006-07 – – 101597 – 26600 3731 4 2287 14339 158286 26359 131927 201 (3156) 12218 2785 77742 96312 (29) 6023 172626 21414 11765 (40601) (7422) 2005-06 ALL COMPANIES 29644 – 65076 3250 16450 2740 (103) 2995 6059 172910 55751 117159 127 1109 1415 516 75798 53398 (228) 3403 178969 68013 12315 (33730) 46598 2004-05 28827 – 92907 – 12500 1602 – (3620) 5585 156862 21026 135835 950 5667 2658 (69) 65848 39277 (222) 2718 162447 88729 32748 (66650) 54827 2003-04 4144 49818 3 11944 1530 – – 896 11044 91820 24386 67434 1040 4485 3893 730 69139 14193 (110) 3586 102864 67449 21072 (72465) 16057 2002-03 TABLE 56: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Concld.) 24633 (811) 15494 – 5000 – 3738 3227 25350 3609 4642 (1033) 562 6904 5811 5108 66324 5619 (105) 2484 28959 60466 28275 (134104) (45363) 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 218 281948 672809 290024 962833 Sub-Total (A) CURRENT LIABILITIES Provisions Sub-Total (B) Figure in bracket represent negative value Profit & Loss Account (Debit Balance) TOTAL Misc. Expenditure (to the extent not written off or adjusted) – 979860 6170 (680885) 202985 Advances and Other Assets Net Current Assets (C)= (A-B) 78963 Cash & Bank Balance CURRENT ASSETS – 8360 Fixed Assets Deferred Tax Assets 34237 1611977 979860 Loans Investments APPLICATION OF FUNDS TOTAL – 814081 Fair Value Change Account – 155779 Reserves & Surplus Deferred Tax Liability 10000 Share Capital Borrowings 2011 SOURCES OF FUNDS Particulars – 963806 5578 (506593) 841819 230340 611479 335226 291062 – 501598 655 (457602) 753380 197708 555671 295778 256409 39369 – – 44164 5611 37840 915093 501598 – – 360649 130949 10000 2009 10990 35977 1417854 963806 – – 805516 148290 10000 2010 – 886800 913 (431463) 689288 181402 507886 257825 195899 61926 – 6371 39180 1271798 886800 – – 730930 145870 10000 2008 – 735449 6002 (382054) 630641 170118.8 460522.5 248587 145448 103139 – 6000 41721 1063780 735449 – – 592101 133348 10000 2007 (As on 31st March) – 792626 12168 (366436) 600186 152356.8 447829.4 233750 136601 97149 – 6758 45913 1094224 792626 – – 681624 101002 10000 2006 NATIONAL – 518284 18340 (297543) 527152 165524.4 361627.1 229609 109505 120103 – 8985 50846 737656 518284 – – 396656 111627 10000 2005 – 441151 23001 (285106) 474473 147945 326528 189366 88075 101292 888 7973 51384 643011 441151 – – 329631 101520 10000 2004 TABLE 57: PUBLIC SECTOR NON-LIFE INSURERS: BALANCE SHEET – 250819 – (241170) 402957 129978 272978 161787 63619 98168 462 7198 49957 434372 250819 – – 143602 97217 10000 2003 – 274830 – (229593) 369345 107316 262029 139752 71504 68248 – 6819 52924 444680 274830 – – 178438 86392 10000 2002 – 105437 – (199270) 335249 106137 229112 135979 65149 70830 – 4545 55987 244175 105437 – – – 95437 10000 2001 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 Reserves & Surplus 15683 10186 Deferred Tax Assets 219 1127836 463661 1591497 (551627) CURRENT LIABILITIES Provisions Sub-Total (B) Net Current Assets (C)= (A-B) Figure in bracket represent negative value Profit & Loss Account (Debit Balance) TOTAL – 2384355 13725 1039870 Sub-Total (A) Misc. Expenditure (to the extent not written off or adjusted) 530445 509425 Cash & Bank Balance Advances and Other Assets CURRENT ASSETS 48566 Fixed Assets 2847822 2384355 Loans Investments APPLICATION OF FUNDS TOTAL Deferred Tax Liability Borrowings 1673201 20000 691154 Share Capital Fair Value Change Account 2011 SOURCES OF FUNDS Particulars – 2307194 – (394735) 1376096 428039 948057 981361 544842 436519 9458 16215 55935 2620322 2307194 1564174 723021 20000 2010 – 1473945 – (380346) 1219132 356961 862171 838785 506702 332084 2331 15817 59386 1776757 1473945 741729 712215 20000 2009 – 2093208 – (448396) 1101206 324998 776208 652811 367018 285793 1016 11524 65776 2463287 2093208 1395927 677280 20000 2008 – 1696851 4761 (506782) 1047606 287128 760479 540824 224597 316227 4056 13265 74545 2107007 1696851 1094835 582016 20000 2007 (As on 31st March) – 1701930 10116 (471645) 1000628 287154 713474 528983 223012 305971 6175 12106 78652 2066526 1701930 1221127 460803 20000 2006 NEW INDIA – 1116338 15472 (463918) 866382 257857 608525 402465 173855.97 228609 8407 11441 87413 1457523 1116338 684697 416641 15000 2005 – 978139 20828 (423563) 772905 227717 545188 349342 151908 197434 3525 10418 94089 1272842 978139 583789 384350 10000 2004 – 570582 2380 (426443) 727893 222084 505809 301450 142703 158746 2150 10925 96733 884837 570582 230176 330406 10000 2003 TABLE 57: PUBLIC SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.) – 591991 – (389336) 631624 183320 448304 242288 127002 115286 – 10727 101344 869256 591991 273046 308945 10000 2002 – 306775 – (323202) 548918 157704 391214 225716 110247 115469 – 7785 107997 514195 306775 – 296775 10000 2001 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 220 170628 191508 362136 630283 289250 919534 Cash & Bank Balance Advances and Other Assets Sub-Total (A) CURRENT LIABILITIES Provisions Sub-Total (B) Figure in bracket represent negative value Profit & Loss Account (Debit Balance) TOTAL Misc. Expenditure (to the extent not written off or adjusted) – 1031182 11885 (557398) – CURRENT ASSETS Net Current Assets (C)= (A-B) – 8736 Fixed Assets Deferred Tax Assets 27414 1540546 Loans Investments APPLICATION OF FUNDS TOTAL 1031182 811716 182940 – 1004656 – (416209) 805917 282632 523286 389708 239763 149946 – 594921 – (391697) 751341 224289 527053 359645 244632 115013 – – – 8547 – 33636 944434 594921 – – 397556 187365 10000 2009 9078 30999 1380788 1004656 – 832781 Fair Value Change Account Deferred Tax Liability 188402 Reserves & Surplus 10000 – 10000 Share Capital 2010 Borrowings 2011 SOURCES OF FUNDS Particulars – 964116 – (399475) 657752 192446 465305 258277 137664 120613 – – 9423 37417 1316751 964116 – – 761484 192632 10000 2008 – 785894 4851 (354377) 611418 199543 411875 257041 108541.87 148499.38 – – 7364 41083 1086973 785894 – – 583314 192579 10000 2007 – 835255 10298 (353040) 529548 174972 354576 176507 73831.12 102676.28 – – 8460 43269 1126268 835255 – – 670703 154552 10000 2006 ORIENTAL – 511008 15746 (332680) 491925 143036 348889 159245 57394.76 101850.3 – 5681 6350 49491 766420 511008 – – 369147 131861 10000 2005 – 435660 21193 (326960) 464228 132606 331622 137268 52740 84528 – – 5754 51041 684632 435660 – – 323442 102218 10000 2004 – 224406 2386 (300843) 423471 121476 301995 122628 57879 64749 – – 5934 51490 465438 224406 – – 141015 73391 10000 2003 TABLE 57: PUBLIC SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.) (As on 31st March) – 242878 – (287188) 401137 108048 293089 113949 59677 54272 – – 5686 53537 470843 242878 – – 175599 57279 10000 2002 – 92723 – (246977) 352645 104638 248007 105668 57203 48465 – – 6040 57188 276472 92723 – – – 82723 10000 2001 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 221 673130 298237 971366 CURRENT LIABILITIES Provisions Sub-Total (B) Figure in bracket represent negative value Profit & Loss Account (Debit Balance) TOTAL Misc. Expenditure (to the extent not written off or adjusted) – 896419 – (679263) 292103 Sub-Total (A) Net Current Assets (C)= (A-B) 98780 193324 Advances and Other Assets – 896090 – (504934) 824887 288805 536082 319953 235577 84376 – 10838 8642 – 45356 1344830 896090 – – 480845 400245 15000 2010 40367 1526672 896419 Cash & Bank Balance CURRENT ASSETS Deferred Tax Assets Fixed Assets Loans Investments APPLICATION OF FUNDS TOTAL – 471625 Fair Value Change Account Deferred Tax Liability 409793 Reserves & Surplus – 15000 Share Capital Borrowings 2011 SOURCES OF FUNDS Particulars – 547441 – (483290) 749467 236086 513382 266177 204352 61825 – 12396 50414 967921 547441 – – 186082 346359 15000 2009 – 827802 – (476876) 700080 201201 498879 223203 152638 70565 – 8236 56079 1240363 827802 – – 503743 309059 15000 2008 – 679433 – (449234) 648679 175932 472747 199445 114471 84974 222 9841 58675 1059930 679433 – – 403248 261186 15000 2007 (As on 31st March) – 731492 – (418966) 624646 153623 471023 205680 116631 89048 – 7067 62982 1080409 731492 – – 495752 225740 10000 2006 UNITED – 496898 21864 (427572) 588908 146974 441934 161335 81811 79524 – 6493 70299 825814 496898 – – 293940 192958 10000 2005 – 448818 29350 (456322) 587582 133605 453978 131261 60226 71034 – 7325 75742 792722 448818 – – 269554 169264 10000 2004 – 240319 2547 (394511) 529762 130301 399462 135251 81787 53464 – 7593 74358 550332 240319 – – 95715 134603 10000 2003 TABLE 57: PUBLIC SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.) – 250561 – (352377) 502159 131160 370999 149782 100199 49583 – 7650 75568 519720 250561 – – 120236 120325 10000 2002 – 117985 – (338234) 448543 114965 333578 110309 70449 39860 – 5892 77709 372618 117985 – – – 107985 10000 2001 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 9458 41421 10186 Fixed Assets Deferred Tax Assets 222 1976057 3104057 1341172 4445230 Sub-Total (A) CURRENT LIABILITIES Provisions Sub-Total (B) Figure in bracket represent negative value Profit & Loss Account (Debit Balance) TOTAL Misc. Expenditure (to the extent not written off or adjusted) 3848720 1229815 2618904 2026249 1311244 715004 3473321 1015044 2458277 1760386 1212095 548291 2331 42372 181277 4604205 3117905 – – 1686016 1376889 55000 2009 3148325 900047 2248278 1392116 853219 538897 1016 35554 198452 6292200 4771925 – – 3392085 1324841 55000 2008 – 5291815 31780 – 5171746 5578 – 3117905 655 – 4771925 913 (2469172) (1822471) (1712935) (1756209) 1097241 Advances and Other Assets Net Current Assets (C)= (A-B) 878816 Cash & Bank Balance CURRENT ASSETS 47121 150583 168268 7527018 Loans 6763793 5171746 – – 3662251 1454495 55000 2010 Investments APPLICATION OF FUNDS 5291815 – TOTAL – Deferred Tax Liability 3791688 Fair Value Change Account Borrowings 1445128 55000 Share Capital Reserves & Surplus 2011 SOURCES OF FUNDS Particulars – 3897627 15614 (1692447) 2938344 832721 2105624 1245897 593057 652840 4278 36468 216025 5317689 3897627 – – 2673499 1169128 55000 2007 (As on 31st March) – 4061304 32583 (1610088) 2755008 768105 1986902 1144920 550076 594844 6175 34391 230815 5367427 4061304 – – 3069206 942097 50000 2006 TOTAL 2299188 641872 1657315 807236 352949 454288 4413 31470 272256 3393207 2303767 – – 1506416 757352 40000 2004 2084083 603839 1480244 721116 345988 375127 2612 31650 272538 2334979 1286126 – – 610508 635617 40000 2003 1904265 529844 1374421 645771 358382 287389 – 30882 283373 2304499 1360260 – – 747319 572941 40000 2002 1685355 483444 1201911 577672 303048 274624 – 24262 298881 1407460 622920 – – – 582920 40000 2001 (` Lakh) – 2642528 71422 – 2303767 94372 – 1286126 7313 – 1360260 – – 622920 – (1521713) (1491951) (1362967) (1258494) (1107683) 2474367 713391 1760976 952654 422567 530086 14088 33268 258050 3787412 2642528 – – 1744440 853088 45000 2005 TABLE 57: PUBLIC SECTOR NON-LIFE INSURERS: BALANCE SHEET (Concld.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 1972 13522 6195 Interest, Dividend & Rent – Gross TOTAL (A) Claims Incurred (Net) 223 6936 4799 2943 4903 (6968) 5009 10863 1377 (84) 188 9382 2006-07 3826 4747 (6690) 5769 8517 799 213 105 7399 2005-06 1307 3550 (4789) 2546 6031 597 32 138 5264 2004-05 931 2707 (2382) 606 3183 420 10 112 2641 2003-04 29 1066 (1313) 276 1226 202 19 31 974 2002-03 (136) 424 (663) 103 101 23 – 10 68 2001-02 1716 (520) 714 807 149 26 0 632 2010-11 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account 3724 3724 3724 Operating Profit/(Loss) C= (A – B) APPROPRIATIONS 9798 TOTAL (B) 3964 3964 3964 2980 2980 2980 7192 7192 7192 7921 7921 7921 4691 4691 4691 4724 4724 4724 2252 2252 2252 1197 1197 1197 237 237 237 (1134) (1134) (1134) 1941 7 10246 4803 (2838) 4976 14128 1183 256 433 12256 2007-08 Other Miscellaneous 9706 4402 (1820) 7263 13226 1441 78 119 11588 2008-09 (1671) (1671) (1671) (497) (497) (497) 511 536 1422 1959 (34) 10 15 21 20 11 (37) 2008-09 (` Lakh) (368) 906 288 53 2 – 234 2009-10 BHARTI AXA 24 5191 (1574) 6877 13670 1617 138 67 11847 2009-10 BAJAJ ALLIANZ Premium Deficiency Solatium Fund Co- Insurance administration fee Operating Expenses related to Insurance Business (1588) 222 Others Commission 14 11314 2010-11 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars FIRE TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 224 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) C= (A – B) TOTAL (B) Other Miscellaneous Premium Deficiency Solatium Fund 45 45 45 2356 1544 Operating Expenses related to Insurance Business Co- Insurance administration fee 1217 (404) Commission 2401 TOTAL (A) Claims Incurred (Net) 443 4 Others Interest, Dividend & Rent – Gross 6 1949 2010-11 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars 196 196 196 1792 1053 (476) 1215 1988 342 5 45 1597 2009-10 663 663 663 1749 991 (851) 1609 2411 358 5 17 2032 2008-09 1950 1950 1950 1693 1499 (977) 1172 3643 331 9 38 3266 2007-08 1790 1790 1790 1738 2073 (1229) 894 3528 327 9 12 3180 2006-07 (76) (76) (76) 1814 1919 (1462) 1357 1738 271 7 15 1444 2005-06 CHOLAMANDALAM FIRE 179 179 179 1040 1218 (934) 756 1219 110 9 15 1085 2004-05 40 40 40 394 864 (653) 183 434 44 3 49 338 2003-04 (305) (305) (305) 321 454 (133) – 16 1 – 3 12 2002-03 2246 (1018) (1018) (1018) (75) 2100 (617) 838 1228 239 1 21 967 2001-02 1443 (1060) (1060) (1060) (483) (483) (483) 595 744 1452 50 – (321) 172 112 22 – 1 89 2009-10 (607) 549 383 73 1 9 300 2010-11 FUTURE GENARALI TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (444) (444) (444) 296 – 368 (76) 3 (148) – – – (148) 2008-09 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 235 1690 1370 Interest, Dividend & Rent – Gross TOTAL (A) Claims Incurred (Net) 225 1067 – – 1067 – 1067 (650) – – – – 650 Note: Figure in brackets indicates negative value 1036 – Transfer to Other Reserves TOTAL (C ) – 1036 – Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS 654 1036 – Other Miscellaneous Operating Profit/(Loss) C= (A – B) – Premium Deficiency TOTAL (B) – – Co- Insurance administration fee 1018 Solatium Fund Operating Expenses related to Insurance Business 522 416 79 (3) 8 332 (1734) (1822) 38 Others 1401 17 Commission HDFC ERGO ICICI LOMBARD (` Lakh) 691 – – 691 – 691 (524) – – – – 201 (743) 19 167 29 46 4 88 223 – – 223 – 223 11 – – – – 250 (272) 34 235 21 53 – 161 164 – – 164 – 164 37 – – – – 153 (234) 118 201 23 21 – 157 (67) – – (67) – (67) 239 – – – – 133 (146) 252 173 16 (1) – 158 (27) – – (27) – (27) 141 – – – – 121 (32) 52 114 6 (1) – 109 548 – 314 531 (75) 561 591 (91) 469 455 (9) 154 8993 10104 10865 6581 9698 5794 – – – 7695 – – (54) (2707) – – (54) (2707) – – – – (142) (2301) – – (142) (2301) – 1605 – – 1605 – 1605 9860 – – – 6410 (142) (2301) – – – – 4688 53 16008 10152 13374 (54) (2707) – – – – 4583 – – 2474 7458 324 (8) 160 6982 1701 4075 237 – 358 3480 1445 4081 196 – 269 3616 936 2643 181 4 70 2388 151 842 75 – 23 744 7385 – – 7385 – 7385 73 – – – – 6939 – – – – 4796 – – – – 5039 4813 – – 4813 – 4813 5235 – – 5235 – 5235 3831 – – 3831 – 3831 (738) (1154) (1188) – – – – 5903 (471) – – (471) – (471) 1313 – – – – 2588 204 (1118) (2734) (3629) (9339) (8343) (7395) (7163) (1426) – – – – – 48 (5) 10 11221 (1) 13301 10010 11073 11464 1 – 1 (2) 11287 (6) – – (6) – (6) 29 – – – – 333 (316) 12 24 3 – – 21 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars FIRE TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 226 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) C= (A – B) TOTAL (B) Other Miscellaneous Premium Deficiency Solatium Fund (1734) (1734) (1734) 7306 3358 Operating Expenses related to Insurance Business Co- Insurance administration fee 4853 (906) 5572 TOTAL (A) Commission 580 Interest, Dividend & Rent – Gross Claims Incurred (Net) (58) 14 5035 2010-11 Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (1211) (1211) (1211) 6266 2931 (1047) 4383 5055 595 (235) 12 4684 2009-10 514 514 514 6161 3402 (1654) 4414 6676 609 (5) 23 6049 2008-09 1499 1499 1499 5329 3845 (2742) 4226 6828 447 – 17 6364 2007-08 3697 3697 3697 2177 5209 (5624) 2592 5874 380 – 13 5481 4600 4600 4600 199 4511 (5507) 1195 4799 421 – 10 4368 2005-06 IFFCO TOKIO 2006-07 FIRE 2815 2815 2815 576 3376 (4045) 1245 3390 212 18 2 3158 2004-05 1566 1566 1566 1026 2846 (3003) 1183 2592 135 25 – 2432 2003-04 962 962 962 57 2363 (2599) 293 1019 52 – – 967 2002-03 (108) (108) (108) 220 1210 (1027) 36 112 18 – – 94 2001-02 (` Lakh) (315) (315) (315) 236 233 (4) 7 (79) 15 0 (94) 2010-11 (171) (171) (171) 98 97 (1) 1 (73) 0 – – (74) 2009-10 RAHEJA QBE TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 8 227 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) C= (A – B) TOTAL (B) Other Miscellaneous Premium Deficiency Solatium Fund (873) (873) (873) 858 872 Operating Expenses related to Insurance Business Co- Insurance administration fee (28) 14 (16) Commission Claims Incurred (Net) TOTAL (A) Interest, Dividend & Rent – Gross Others (1) Profit/ Loss on sale/redemption of Investments (3966) (3966) (3966) 3864 3788 (8) 84 (102) 49 0 (151) 2010-11 2010-11 (22) SBI L&T Premiums earned (Net) Particulars (1559) (1559) 1559 2009 1074 (827) 1761 3567 445 – 47 3075 2010-11 1898 1898 1898 2902 1149 (1419) 3172 4801 593 – 134 4074 2009-10 1810 1810 1810 3043 1634 (1481) 2889 4853 575 – 127 4151 2008-09 FIRE 2444 2444 2444 1899 1882 (2657) 2674 4343 334 – 164 3845 2007-08 3577 3577 3577 (912) 1218 (3916) 1786 2665 194 – 78 2394 2006-07 793 793 793 701 468 (1066) 1299 1494 122 – 16 1357 2005-06 RELIANCE 734 734 734 1054 1112 (843) 785 1788 142 – 21 1625 2004-05 600 600 600 465 1139 (1346) 672 1065 136 – 29 900 2003-04 931 931 931 (409) 927 (1880) 544 522 163 – 91 268 2002-03 TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (96) (96) (96) 191 859 (697) 29 95 56 – – 39 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 228 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account 659 659 659 Operating Profit/(Loss) C= (A – B) APPROPRIATIONS 1255 951 TOTAL (B) Other Miscellaneous Premium Deficiency Solatium Fund Co- Insurance administration fee Operating Expenses related to Insurance Business (186) 490 Claims Incurred (Net) Commission 327 1914 TOTAL (A) 748 748 748 944 702 (251) 494 1693 351 – – Others Interest, Dividend & Rent – Gross 49 1293 2009-10 6 1581 2010-11 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars 533 533 533 1388 971 (346) 763 1922 397 – 30 1495 2008-09 638 638 638 1844 1574 (660) 929 2482 329 – 9 2144 2007-08 1881 1881 1881 1224 2324 (1642) 542 3105 179 – 5 2920 2006-07 1153 1153 1153 1321 2055 (1663) 929 2474 127 – 7 2340 2005-06 ROYAL SUNDARAM FIRE 742 742 742 1246 1223 (948) 971 1988 80 – (2) 1909 2004-05 923 923 923 511 1217 (1110) 404 1434 60 – 34 1340 2003-04 608 608 608 330 968 (925) 287 938 47 – 27 864 2002-03 (493) (493) (493) 573 876 (366) 63 81 13 – 1 67 2001-02 197 197 197 47 53 (37) 31 244 16 10 218 2010-11 4 4 4 75 25 (13) 63 79 4 0 – 75 2009-10 SHRIRAM TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (47) (47) (47) 8 4 0 4 (39) 1 – – (40) 2008-09 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 1315 Claims Incurred (Net) 229 94 TOTAL (B) 2368 2368 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS 2368 – Other Miscellaneous Operating Profit/(Loss) C= (A – B) – 33 1214 Premium Deficiency Solatium Fund Co- Insurance administration fee Operating Expenses related to Insurance Business (2468) 2462 TOTAL (A) Commission 402 3 Others Interest, Dividend & Rent – Gross 53 2004 2184 2184 2184 263 – – 30 1140 (1928) 1022 2447 375 13 48 2011 2280 2280 2280 194 – – – 1570 (2542) 1166 2474 381 22 7 2064 2493 2493 2493 (394) – 2249 2249 2249 (554) – – 1589 1302 – (2778) 635 1695 176 14 15 1489 (2352) 657 2099 427 9 1 1662 UNIVERSAL SOMPO (` Lakh) 2808 2808 2808 (1581) – – 1238 (3616) 797 1227 111 17 15 1085 1793 1793 1793 (861) – 696 – (1878) 321 931 107 14 0 810 1963 1963 1963 (1079) – 17 410 (1777) 271 884 61 – – 823 1018 1018 1018 (647) – – 265 (1034) 122 371 30 (6) 1 346 124 124 124 (170) – – 237 (430) 23 (46) – – – (46) (759) (759) (759) 3231 2175 20 1037 2473 215 (14) 28 2244 (1452) (1452) (1452) 2823 5 – 1875 64 879 1370 105 (8) 11 1263 (1198) (1198) (1198) 974 – – 981 (46) 39 (223) 43 – – (267) (766) (766) (766) 724 – – 727 (3) – (42) – 1 – (43) 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 TATA AIG 2010-11 2009-10 2008-09 2007-08 2006-07 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars FIRE TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 590 6336 3231 429 1682 Interest, Dividend & Rent – Gross TOTAL (A) Claims Incurred (Net) Commission Operating Expenses related to Insurance Business 230 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account 995 995 995 Operating Profit/(Loss) C= (A – B) APPROPRIATIONS 5341 TOTAL (B) Other-Miscellaneous Premium Deficiency Solatium Fund – 13 Others Co-Insurance administration fee 4 5728 2010-11 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (268) (268) (268) 6438 – 1512 349 4577 6171 498 9 21 5643 2009-10 (1079) (1079) (1079) 7131 – 1637 395 5098 6052 502 33 41 5476 2008-09 (74) (74) (74) 4434 (387) 1478 177 3166 4361 325 20 119 3897 2007-08 (2289) (2289) (2289) 5260 387 1270 (124) 3727 2970 265 (5) 36 2674 2006-07 (586) (586) (586) 2978 – 756 (259) 2480 2392 124 57 16 2196 2005-06 BAJAJ ALLIANZ MARINE (555) (555) (555) 2323 (44) 642 (166) 1890 1767 122 31 28 1586 2004-05 (336) (336) (336) 1140 44 334 (160) 922 804 72 17 19 696 2003-04 74 74 74 173 – 112 (85) 146 247 25 2 216 216 2002-03 2 2 2 14 – 19 (22) 17 17 1 – 1 15 2001-02 (272) (272) (272) 650 496 (87) 241 378 36 7 0 334 2010-11 439 (284) (284) (284) (139) (139) (139) 118 – 117 273 – (2) 3 (21) 3 3 2 (28) 2008-09 (` Lakh) (12) 178 156 10 0 0 145 2009-10 BHARTI AXA TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 231 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account 192 192 192 APPROPRIATIONS 1118 Operating Profit/(Loss) C= (A – B) 812 TOTAL (B) Other-Miscellaneous Premium Deficiency Solatium Fund Co-Insurance administration fee Operating Expenses related to Insurance Business (432) 739 Commission Claims Incurred (Net) 84 Interest, Dividend & Rent – Gross 1311 2 Others TOTAL (A) 2 1223 2010-11 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (208) (208) (208) 1563 – 925 (355) 993 1355 113 2 24 1216 2009-10 178 178 178 1084 – 680 (384) 788 1262 110 2 5 1145 2008-09 (239) (239) (239) 1320 (24) 701 (336) 978 1081 89 1 10 981 2007-08 (506) (506) (506) 1282 24 667 (301) 892 776 64 1 2 709 2006-07 (345) (345) (345) 939 – 438 (101) 602 594 45 1 2 546 2005-06 CHOLAMANDALAM MARINE (111) (111) (111) 517 (6) 402 (219) 340 406 23 – 3 380 2004-05 (82) (82) (82) 284 6 198 (58) 138 202 25 – 27 150 2003-04 (7) (7) (7) 12 – 13 (1) – 5 – – 1 4 2002-03 (610) (610) (610) 1246 925 (199) 520 636 102 0 9 525 2010-11 (458) (458) (458) 738 – 531 (94) 301 280 26 0 3 251 2009-10 403 (287) (287) (287) (104) (104) (104) 89 – 92 317 – (7) 4 (15) – – – (15) 2007-08 (` Lakh) (46) 132 116 9 – – 107 2008-09 FUTURE GENARALI TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 848 633 TOTAL (A) Claims Incurred (Net) 232 48 (143) (143) (143) 475 – 184 (174) 465 332 29 (1) 3 301 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account 48 48 Operating Profit/(Loss) C= (A – B) APPROPRIATIONS 800 – 374 TOTAL (B) Other-Miscellaneous Premium Deficiency Solatium Fund Co-Insurance administration fee Operating Expenses related to Insurance Business (207) 67 Interest, Dividend & Rent – Gross 5 777 (1) Commission HDFC ERGO ICICI LOMBARD (` Lakh) (185) (185) (185) 394 – 371 (85) 108 209 16 0 2 192 (176) (176) (176) 333 – 218 (17) 132 156 11 3 0 142 (55) (55) (55) 156 – 93 (12) 75 101 6 (1) 0 96 (19) (19) (19) 72 – 44 (9) 37 52 3 (1) – 50 (7) (7) (7) 23 – 16 (1) 8 17 1 – – 16 6744 185 2658 (822) 4722 4524 266 (143) 153 4248 (2) (2220) (2) (2220) (2) (2220) 3 – 2 – 1 1 – – – 1 3220 2015 157 (26) 53 1830 1156 1324 69 (2) 34 1224 2019 1366 81 (2) 124 1164 9121 680 4268 5827 305 3631 2528 – 2565 2570 – 1606 543 (5740) (3812) (1204) (1204) 543 (5740) (3812) (1204) (1204) 543 (5740) (3812) (1204) (1204) 3361 (985) 2468 (790) (1329) (1330) (1193) (1055) 3381 5502 3904 399 (62) 316 2728 2668 344 (32) 364 3228 (819) (819) (819) 2614 (110) 1420 (803) 2107 1795 86 – 118 1591 (702) (702) (702) 1460 80 683 (577) 1275 757 78 – 30 649 (174) (174) (174) 362 30 172 (37) 197 188 14 1 4 169 6 6 6 10 – – – 10 16 1 – – 15 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars MARINE TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 2285 Operating Expenses related to Insurance Business 233 Note: Figure in brackets indicates negative value TOTAL (C ) (1197) (1185) (884) (792) (3175) (3175) (3175) 6555 – 2289 43 4222 3380 334 – 11 3035 2006-07 (1278) (1278) (1278) 3402 50 792 108 2452 2124 191 – 5 1928 2005-06 (651) (651) (651) 2390 10 607 (24) 1797 1739 136 – 1 1602 2004-05 (438) (438) (438) 1572 – 489 (91) 1175 1134 115 – – 1019 2003-04 (306) (306) (306) 728 – 419 (141) 450 422 56 – – 366 2002-03 (92) (92) (92) 97 – 112 (51) 37 5 3 – – 2 2001-02 (50) (50) (50) 24 20 1 3 (26) 0 0 (26) 2010-11 (15) (15) 10 – 9 0 1 (5) 0 – – (5) 2009-10 (15) – (792) (792) 5533 (100) 1179 152 4301 4742 516 – 19 4207 2007-08 – (884) (884) 5959 – 1980 (469) 4448 5075 605 (12) 23 4460 2008-09 RAHEJA QBE Transfer to Other Reserves (1185) (1185) 6021 – 2260 (324) 4085 4836 585 271 12 3969 2009-10 IFFCO TOKIO (` Lakh) Transfer to Catastrophe Reserve Transfer to Shareholders' Account (1197) Operating Profit/(Loss) C= (A – B) APPROPRIATIONS 5684 (1197) TOTAL (B) Other-Miscellaneous Premium Deficiency Solatium Fund Co-Insurance administration fee 3841 4487 TOTAL (A) (442) 569 Interest, Dividend & Rent – Gross Commission 21 Others Claims Incurred (Net) 14 3882 2010-11 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars MARINE TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 402 Commission Operating Expenses related to Insurance Business 234 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account 222 222 222 Operating Profit/(Loss) C= (A – B) APPROPRIATIONS 1141 TOTAL (B) Other-Miscellaneous Premium Deficiency Solatium Fund Co-Insurance administration fee 791 (51) Claims Incurred (Net) 1363 96 10 1256 2010-11 TOTAL (A) Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (2) (2) (2) 1956 (254) 482 (53) 1781 1954 126 – 28 1800 2009-10 (1135) (1135) (1135) 2835 254 722 10 1849 1700 155 – 34 1511 2008-09 (580) (580) (580) 1793 – 591 (86) 1288 1213 80 – 39 1094 2007-08 (220) (220) (220) 874 – 319 (26) 581 654 24 – 9 621 (397) (397) (397) 855 – 193 (104) 766 458 27 – 4 427 2005-06 RELIANCE 2006-07 MARINE (83) (83) (83) 452 286 – (84) 250 369 34 – 5 330 2004-05 37 37 37 191 – 207 (150) 133 227 39 – 8 181 2003-04 (130) (130) (130) 263 – 182 (59) 140 133 26 – 15 92 2002-03 (48) (48) (48) 64 – 33 (13) 44 16 2 – – 14 2001-02 (179) (179) (179) 156 151 (1) 6 (23) 1 0 (0) (24) 2010-11 L&T TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (46) (46) (46) 28 28 (0) 0 (18) 0 (18) 2010-11 SBI (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 235 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account 156 156 156 APPROPRIATIONS 1094 Operating Profit/(Loss) C= (A – B) 363 TOTAL (B) Other-Miscellaneous Premium Deficiency Solatium Fund Co-Insurance administration fee Operating Expenses related to Insurance Business 0 731 Claims Incurred (Net) Commission 1250 TOTAL (A) 70 70 70 1092 – 385 24 682 1162 96 103 Interest, Dividend & Rent – Gross 21 1045 2009-10 – 3 1144 2010-11 Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (181) (181) (181) 1025 – 355 32 638 844 80 – 9 754 2008-09 44 44 44 469 – 299 (197) 367 513 58 – 2 453 2007-08 194 194 194 706 – 318 (230) 619 900 75 – 2 823 2006-07 (224) (224) (224) 1390 – 306 43 1041 1166 61 – 3 1101 2005-06 ROYAL SUNDARAM MARINE (6) (6) (6) 881 – 317 19 545 875 37 – (1) 838 2004-05 59 59 59 682 – 313 (72) 440 742 32 – 18 692 2003-04 (151) (151) (151) 626 – 317 (94) 403 475 25 – 14 436 2002-03 (151) (151) (151) 174 – 136 (11) 49 24 5 – 1 18 2001-02 5 5 5 8 3 (3) 8 13 3 0 9 2010-11 (0) (0) (0) 2 – 0 0 1 2 0 – – 2 2009-10 SHRIRAM TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (5) (5) (5) – – – – – (5) – – – (5) 2008-09 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 (25) 573 9904 7677 1309 2807 Others Interest, Dividend & Rent – Gross TOTAL (A) Claims Incurred (Net) Commission Operating Expenses related to Insurance Business 236 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account (1889) (1889) Operating Profit/(Loss) C= (A – B) APPROPRIATIONS 11793 (1889) TOTAL (B) Other-Miscellaneous Premium Deficiency Solatium Fund 0 163 Profit/ Loss on sale/redemption of Investments Co-Insurance administration fee 9193 2010-11 Premiums earned (Net) Particulars (703) (703) (703) 7403 – 1 2531 147 4724 6699 426 (13) 117 6169 2009-10 (1878) (1878) (1878) 7873 – 2623 (70) 5320 5995 387 29 16 5563 2008-09 (709) (709) (709) 5435 – 1992 (168) 3612 4726 295 3 2 4426 2007-08 (485) (485) (485) 3812 – 1386 (127) 2552 3327 195 4 28 3099 2006-07 (367) (367) (367) 3066 – 959 (50) 2156 2699 172 6 38 2484 2005-06 TATA AIG MARINE (86) (86) (86) 2068 761 – 6 1301 1983 180 1 – 1802 2004-05 (206) (206) (206) 1882 – 749 (61) 1194 1676 157 – – 1519 2003-04 (641) (641) (641) 1511 – 575 (165) 1101 870 89 (20) 3 798 2002-03 (386) (386) (386) 569 – 526 (78) 122 184 – – – 184 2001-02 (` Lakh) (454) (454) (454) 558 170 233 (33) 189 104 22 (221) (221) (221) 240 1 (69) (69) (69) 49 – 50 170 – (6) 5 (20) 1 – 0 (22) 2008-09 (19) 88 19 6 (0) 1 3 (1) 13 2009-10 81 2010-11 UNIVERSAL SOMPO TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 160701 Claims Incurred (Net) 237 (4934) – Transfer to Other Reserves Note: Figure in brackets indicates negative value (4934) – Transfer to Catastrophe Reserve TOTAL (C ) (4934) Transfer to Shareholders' Account APPROPRIATIONS 223272 Operating Profit/(Loss) C= (A – B) (535) 171 TOTAL (B) Other-Miscellaneous Premium Deficiency Solatium Fund Co-Insurance administration fee 57739 218338 TOTAL (A) Operating Expenses related to Insurance Business 18890 Interest, Dividend & Rent – Gross 5195 1392 Others Commission 133 197923 2010-11 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars 8578 – – 8578 8578 180898 212 145 48937 4401 127203 189476 14606 3332 607 170931 2009-10 7739 – – 7739 7739 181402 – – 53443 4329 123630 189141 12972 3035 1070 172063 2008-09 5241 – – 5241 5241 133040 – – 45827 786 86428 138281 8784 887 3219 125391 2007-08 3663 – – 3663 3663 74021 (487) – 28452 (772) 46828 77683 5002 201 683 71797 2006-07 2577 – – 2577 2577 49130 293 – 15360 728 32750 51707 1971 435 260 49042 2005-06 BAJAJ ALLIANZ MISCELLANEOUS 2496 – – 2496 2496 29721 51 – 10713 760 18197 32216 1599 9 368 30241 2004-05 313 – – 313 313 20882 90 – 7025 234 13533 21194 1153 2 312 19728 2003-04 (465) – – (465) (465) 15637 54 – 5489 (151) 10245 15172 761 73 118 14220 2002-03 (2779) – – (2779) (2779) 3828 – – 3270 (596) 1154 1049 94 15 41 899 2001-02 (16200) – – (16200) (16200) 48969 260 (428) 9 22274 213 26641 32769 1833 332 1 30604 2010-11 (12692) – – (12692) (12692) 21212 428 (4904) – – (4904) (4904) 4992 – – – 4794 13909 – (78) 276 88 122 113 65 (212) 2008-09 (` Lakh) (660) 7536 8521 516 18 1 7986 2009-10 BHARTI AXA TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 46623 Claims Incurred (Net) 238 – Transfer to Other Reserves Note: Figure in brackets indicates negative value (4276) – Transfer to Catastrophe Reserve TOTAL (C ) (4276) Transfer to Shareholders' Account APPROPRIATIONS 68107 (4276) Operating Profit/(Loss) C= (A – B) (128) 20955 TOTAL (B) Other-Miscellaneous Premium Deficiency Solatium Fund Co-Insurance administration fee Operating Expenses related to Insurance Business 658 63832 TOTAL (A) Commission 4135 2 130 59565 2010-11 Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (1557) – – (1557) (1557) 48457 128 – 17417 (1314) 32226 46900 3051 1 433 43415 2009-10 (635) – – (635) (635) 38340 – – 14724 (1565) 25181 37705 2234 6 106 35360 2008-09 (1461) – – (1461) (1461) 23474 – – 11011 (952) 13415 22013 1231 3 140 20639 2007-08 (532) – – (532) (532) 9915 – – 5209 (585) 5291 9383 524 2 18 8839 2006-07 (440) – – (440) (440) 7688 – – 3363 (609) 4935 7248 343 38 19 6849 2005-06 CHOLAMANDALAM MISCELLANEOUS (1042) – – (1042) (1042) 6967 (8) – 2672 (73) 4376 5925 251 – 35 5639 2004-05 (1680) – – (1680) (1680) 3877 8 – 2231 (130) 1768 2196 142 – 159 1895 2003-04 (717) – – (717) (717) 848 – – 828 (42) 62 131 6 – 31 94 2002-03 (8915) – – (8915) (8915) 42359 32 16301 (517) 26544 33444 1855 7 162 31420 2010-11 (8448) – – (8448) (8448) 27326 (26) 21 12290 (1025) 16066 18878 601 5 76 18197 2009-10 (8475) – – (8475) (8475) 14207 – (1573) – – (1573) (1573) 1607 – – 1599 8817 – (42) 50 34 – – – 34 2007-08 (` Lakh) (360) 5750 5732 232 1 13 5485 2008-09 FUTURE GENARALI TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 51226 (1924) 21529 Claims Incurred (Net) Commission Operating Expenses related to Insurance Business 239 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account (7199) (7199) (7199) Operating Profit/(Loss) C= (A – B) APPROPRIATIONS 70831 TOTAL (B) (11729) (11729) (11729) 54297 – Premium Deficiency Other-Miscellaneous – 17444 (1747) 38600 42568 Solatium Fund Co-Insurance administration fee 63632 TOTAL (A) 2270 689 282 4562 Others 236 39373 2009-10 330 58458 2010-11 Interest, Dividend & Rent – Gross Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (3982) (3982) (3982) 23336 – – 10179 (1206) 14363 19353 1207 317 161 17668 2008-09 MISCELLANEOUS (2311) (2311) (2311) 18092 – – 6942 (162) 11311 15780 758 305 15 14702 2007-08 (308) (308) (308) 14689 – – 6149 730 7810 14382 727 (144) 23 13776 2006-07 HDFC ERGO 187 187 187 14210 – – 5590 935 7684 14397 701 57 11 13627 2005-06 (1160) (2958) (2958) (2958) (1160) (1160) 7312 – – 3982 239 3092 4355 188 – 180 3986 2003-04 13427 – – 4470 1104 7853 12266 525 (93) 33 11801 2004-05 TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (902) (902) (902) 955 – – 915 (48) 88 53 12 (2) 1 42 2002-03 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 4013 257121 (4812) 60738 Claims Incurred (Net) Commission Operating Expenses related to Insurance Business 240 Transfer to Shareholders' Account Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve (13136) (13136) (13136) Operating Profit/(Loss) C= (A – B) APPROPRIATIONS 313046 TOTAL (B) 835 835 835 233384 – Premium Deficiency Other-Miscellaneous – 48357 234219 Solatium Fund Co-Insurance administration fee 181014 299911 13962 TOTAL (A) (1582) 4784 15928 Others 14778 207061 2009-10 9117 270081 2010-11 Interest, Dividend & Rent – Gross Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (735) (735) (735) 206938 – – 57181 (3496) 153253 206203 13221 (2029) 10478 184533 2008-09 6940 6940 6940 149910 – – 44790 (8697) 113818 156850 9739 (205) 3293 144024 2007-08 MISCELLANEOUS (3889) (3889) (3889) 109608 – – 40370 (8516) 77754 105719 4945 (123) 2439 98459 2006-07 1806 1806 (1806) 54348 – – 22318 (3175) 35205 52543 1758 (40) 2701 48124 2005-06 ICICI LOMBARD (1773) (1773) (1773) 19832 – – 8878 (729) 11925 18057 720 (2) 986 16353 2004-05 (430) (430) (430) 5832 – – 3220 (2425) 4795 5402 378 7 146 4872 2003-04 (60) (60) (60) 2096 – – 1434 (258) 1435 2036 162 14 50 1810 2002-03 TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (1301) (1301) (1301) 1461 – – 867 (88) 166 160 38 – – 121 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 115012 90352 2859 26221 TOTAL (A) Claims Incurred (Net) Commission Operating Expenses related to Insurance Business 241 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account (4420) (4420) (4420) APPROPRIATIONS 119432 TOTAL (B) Operating Profit/(Loss) C= (A – B) Other-Miscellaneous Premium Deficiency Solatium Fund Co-Insurance administration fee 10173 (7) Others Interest, Dividend & Rent – Gross 253 104593 2010-11 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars 4543 4543 4543 88425 – 19736 3890 64799 92968 9277 (64) 185 83570 2009-10 (914) (914) (914) 81021 – 18581 1801 60640 80107 7041 13 269 72784 2008-09 (1688) (1688) (1688) 59248 – 15106 2195 41947 57560 4009 7 148 53396 2007-08 1593 1593 1593 47448 – 12975 1428 33045 49042 2699 7 92 46244 2006-07 (2222) (2222) (2222) 32134 – 9986 1388 20761 29912 1568 3 39 28303 2005-06 IFFCO TOKIO MISCELLANEOUS (649) (649) (649) 14150 – 5735 (466) 8881 13501 666 51 7 12777 2004-05 (560) (560) (560) 7507 – 3095 (516) 4928 6947 375 – – 6572 2003-04 (679) (679) (679) 3485 – 2086 (707) 2106 2806 189 – – 2617 2002-03 (622) (622) (622) 939 – 1043 (459) 355 317 38 – – 279 2001-02 (` Lakh) (1410) (1410) (1410) 1388 1176 39 173 (22) 27 6 0 (55) 2010-11 (1380) (1380) (1380) 1132 1088 1 44 (247) 3 2 0 (252) 2009-10 RAHEJA QBE TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 10 130587 (1373) 43211 Claims Incurred (Net) Commission Operating Expenses related to Insurance Business 242 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account (37046) (37046) (37046) Operating Profit/(Loss) C= (A – B) APPROPRIATIONS 172424 TOTAL (B) Other-Miscellaneous Premium Deficiency Solatium Fund Co-Insurance administration fee 135378 TOTAL (A) 9481 Others Interest, Dividend & Rent – Gross 837 125049 2010-11 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (14519) (14519) (14519) 158002 – 46433 (2047) 113616 143483 7686 12 1735 134051 2009-10 (10539) (10539) (10539) 152691 – 51748 (1684) 102627 142152 7311 3 1614 133224 2008-09 (22472) (22472) (22472) 119686 – 53813 (5234) 71107 97214 4123 (1) 2026 91065 2007-08 (4697) (4697) (4697) 27506 – 16555 (4001) 14951 22809 994 5 398 21412 694 694 694 3217 – 2063 (225) 1379 3912 265 – 34 3613 2005-06 RELIANCE 2006-07 MISCELLANEOUS (637) (637) (637) 3795 2034 – (1040) 2801 3157 253 20 37 2847 2004-05 (605) (605) (605) 2516 – 1986 (1039) 1569 1911 297 – 62 1551 2003-04 (723) (723) (723) 1870 – 1559 (922) 1233 1147 356 19 200 572 2002-03 (437) (437) (437) 543 – 560 (104) 87 106 37 – – 69 2001-02 TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (3704) (3704) (3704) 3637 3240 (82) 480 (67) 16 2 0 (84) 2010-11 SBI (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 243 – Transfer to Other Reserves Note: Figure in brackets indicates negative value (4536) – Transfer to Catastrophe Reserve TOTAL (C ) (4536) Transfer to Shareholders' Account APPROPRIATIONS 96226 (4536) Operating Profit/(Loss) C= (A – B) – Other-Miscellaneous TOTAL (B) – Premium Deficiency 29158 Operating Expenses related to Insurance Business – 2268 Commission – 64800 Claims Incurred (Net) Solatium Fund 91690 TOTAL (A) Co-Insurance administration fee 6651 17 Others Interest, Dividend & Rent – Gross 127 84894 2010-11 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars 267 – – 267 267 75345 – – – – 22310 3304 49731 75612 5509 9 946 69148 2009-10 (1288) – – (1288) (1288) 63983 – – – – 20629 3521 39834 62695 4672 6 459 57557 2008-09 (1465) – – (1465) (1465) 46562 – – – – 15562 2481 28519 45097 2985 11 113 41987 2007-08 (335) – – (335) (335) 31987 – – – – 10998 1775 19213 31651 1976 3 58 29614 2006-07 (604) – – (604) (604) 23318 – – – – 8121 1001 14196 22714 1148 3 60 21502 2005-06 ROYAL SUNDARAM MISCELLANEOUS (710) – – (710) (710) 16003 – – – – 5742 407 9855 15294 724 3 (14) 14581 2004-05 (996) – – (996) (996) 13006 – – – – 5046 (156) 8116 12010 525 2 292 11191 2003-04 (2124) – – (2124) (2124) 9091 – – – – 4250 (328) 5169 6967 392 – 226 6349 2002-03 (2654) – – (2654) (2654) 4001 – – – – 3189 (239) 1051 1347 112 – 12 1223 2001-02 1001 1001 1001 34966 178 – – – 7816 1504 25469 35967 2892 299 32776 2010-11 1924 – – 1924 1924 12983 – – – 4078 (629) 9535 14907 1061 317 13528 2009-10 SHRIRAM TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (925) – – (925) (925) 3062 – – – 1857 8 1197 2137 320 57 – 1760 2008-09 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 244 68518 45319 3057 25402 TOTAL (A) Claims Incurred (Net) Commission Operating Expenses related to Insurance Business 73899 (5381) TOTAL (B) Operating Profit/(Loss) C= (A – B) Note: Figure in brackets indicates negative value (5381) – – Transfer to Catastrophe Reserve Transfer to Other Reserves TOTAL (C ) (5381) Transfer to Shareholders' Account (2997) – – (2997) (2997) 59369 96 (1228) – – (1228) (1228) 56610 – 72 Other-Miscellaneous – – 22934 4594 29081 55381 3941 186 134 51121 – 24 4 21345 4009 33892 56372 4729 (140) 989 50793 Premium Deficiency 5 5955 Interest, Dividend & Rent – Gross 43 (228) Others Solatium Fund 1318 Profit/ Loss on sale/redemption of Investments Co-Insurance administration fee 61472 APPROPRIATIONS TATA AIG L&T UNIVERSAL SOMPO (` Lakh) (1037) – – (1037) (1037) 42920 – – – – 19825 2668 20427 41882 2524 45 18 39296 (239) (632) – – – – (632) (632) 27541 – – – – 12916 1564 13061 26909 1511 78 332 24987 (239) (239) 35864 – – – – 16379 1961 17524 35625 1753 45 252 33576 307 – – 307 307 21348 – 9198 – – – 1222 10928 21654 1391 112 3 20148 (1615) – – (1615) (1615) 14694 – – – – 6450 1251 6993 13079 – – 1059 12020 (2295) – – (2295) (2295) 9864 – – – – 4805 276 4783 7569 524 (115) 16 7144 (3422) – – (3422) (3422) 4551 – – – – 3817 (141) 875 1129 – – – 1129 (5200) (5200) (5200) 5315 11 5086 (7) 225 116 45 0 (4) 75 – (4948) (4948) (4948) 23039 – – 27 (4989) – – (4989) (4989) 11731 2 – 8 – 6299 640 9239 4782 782 6742 485 (30) 39 6248 12990 18091 1027 (18) 132 16950 (1752) – – (1752) (1752) 2064 – – – – 1736 132 197 312 102 9 – 201 (2) – – (2) (2) 2 – – – – 2 – – – – – – – 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2010-11 2009-10 2008-09 2007-08 Premiums earned (Net) Particulars MISCELLANEOUS TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 170127 Claims Incurred (Net) 245 – Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS Operating Profit/(Loss) C= (A – B) (215) (215) (215) 238411 – Other-Miscellaneous TOTAL (B) (535) 171 Premium Deficiency Solatium Fund Co-Insurance administration fee 64612 238196 TOTAL (A) Operating Expenses related to Insurance Business 21453 Interest, Dividend & Rent – Gross 4036 1627 Others Commission 151 214965 2010-11 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars 12274 12274 12274 197042 – 212 145 – 54851 3177 138657 209316 16721 3480 695 188420 2009-10 9640 9640 9640 198779 – 354 172 – 59883 2378 135992 208419 14915 3146 1231 189127 2008-09 12395 12395 12395 144375 – (231) – – 51911 (1876) 94570 156770 10291 1163 3771 141544 2007-08 9294 9294 9294 82223 – (100) – – 34625 (7864) 55563 91517 6644 112 908 83853 2006-07 6682 6682 6682 55934 – 293 – – 20864 (6222) 40999 62616 2893 705 382 58637 2005-06 BAJAJ ALLIANZ 6664 6664 6664 33351 – 7 – – 14905 (4194) 22633 40015 2319 71 534 37092 2004-05 TOTAL (FIRE+MARINE+MISCELLANEOUS) 2229 2229 2229 22953 – 133 – – 10066 (2307) 15061 25182 1645 29 444 23064 2003-04 806 806 806 15839 – 54 – – 6667 (1549) 10667 16645 988 94 153 15410 2002-03 (2540) (2540) (2540) 3706 – – – 3713 (1280) 1273 1165 117 15 52 982 2001-02 (17606) (17606) (17606) 51560 267 (403) 9 – 24485 (395) 27596 33954 2018 365 1 31570 2010-11 (14647) (14647) (14647) 23611 – 428 – (5540) (5540) (5540) 5622 – – – – 5447 15604 – (114) 289 82 146 135 78 (278) 2008-09 (` Lakh) (1040) 8619 8964 579 20 1 8364 2009-10 BHARTI AXA TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 23311 Operating Expenses related to Insurance Business 246 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS (4038) (4038) 71582 (4038) Operating Profit/(Loss) C= (A – B) – Other-Miscellaneous TOTAL (B) (128) Premium Deficiency – (178) Commission – 48578 Claims Incurred (Net) Solatium Fund 67544 TOTAL (A) Co-Insurance administration fee 4661 7 138 62737 2010-11 Interest, Dividend & Rent – Gross Others Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (1569) (1569) (1569) 51812 – 128 – – 19395 (2145) 34434 50243 3506 7 501 46229 2009-10 206 206 206 41173 – – – – 16395 (2801) 27578 41378 2702 12 128 38536 2008-09 250 250 250 26488 – (24) – – 13212 (2266) 15565 26738 1651 13 188 24886 2007-08 752 752 752 12934 – 24 – – 7949 (2115) 7077 13687 915 11 32 12728 2006-07 (860) (860) (860) 10440 – – – – 5719 (2172) 6893 9580 659 45 36 8840 2005-06 CHOLAMANDALAM (974) (974) (974) 8524 – (14) – – 4293 (1226) 5472 7550 383 9 53 7104 2004-05 TOTAL (FIRE+MARINE+MISCELLANEOUS) (1722) (1722) (1722) 4555 – 14 – – 3293 (841) 2089 2833 211 3 236 2383 2003-04 (1029) (1029) (1029) 1181 – – – – 1295 (176) 62 152 7 – 35 110 2002-03 (10543) (10543) (10543) 45851 (75) 32 19325 (1333) 27902 35308 2196 8 192 32912 2010-11 (9967) (9967) (9967) 29508 – 24 21 – 14274 (1726) 16915 19542 700 6 88 18748 2009-10 (9245) (9245) (9245) 15205 – 51 9 (2121) (2121) (2121) 1992 – – – – 2059 9878 – (125) 58 (129) – – – (129) 2007-08 (` Lakh) (737) 6003 5960 262 2 15 5682 2008-09 FUTURE GENERALI TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 66170 53230 (3864) 22920 Interest, Dividend & Rent – Gross TOTAL (A) Claims Incurred (Net) Commission Operating Expenses related to Insurance Business 247 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account (6115) (6115) (6115) Operating Profit/(Loss) C= (A – B) APPROPRIATIONS 72286 TOTAL (B) Other-Miscellaneous Premium Deficiency Solatium Fund Co-Insurance administration fee 319 4864 Others 352 60636 2010-11 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (10805) (10805) (10805) 54121 18278 (3743) 39586 43316 2378 686 247 40006 2009-10 (3476) (3476) (3476) 23206 10751 (2034) 14489 19730 1252 363 167 17947 2008-09 (2264) (2264) (2264) 18436 7409 (451) 11477 16172 790 361 16 15005 2007-08 (198) (198) (198) 14882 6395 484 8003 14684 756 (125) 24 14029 2006-07 HDFC ERGO TOTAL (FIRE+MARINE+MISCELLANEOUS) 101 101 101 14521 5767 780 7973 14622 720 55 12 13835 2005-06 (1195) (1195) (1195) 13592 4608 1071 7913 12397 532 (94) 34 11925 2004-05 (3013) (3013) (3013) 7368 4032 234 3101 4355 189 – 181 3985 2003-04 TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (902) (902) (902) 955 915 (48) 88 53 12 (2) 1 42 2002-03 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 248 Transfer to Shareholders' Account Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve (18063) (18063) (18063) Operating Profit/(Loss) C= (A – B) APPROPRIATIONS 335798 – TOTAL (B) 185 Premium Deficiency Other-Miscellaneous – 67979 Solatium Fund (5430) Commission Operating Expenses related to Insurance Business – 2106 273064 Claims Incurred (Net) Co-Insurance administration fee 194838 317735 TOTAL (A) 3677 1515 1515 1515 251473 – (985) – – 55514 252987 14325 5793 16742 Others 15703 219282 2009-10 9583 285616 2010-11 Interest, Dividend & Rent – Gross Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (8776) (8776) (8776) 4733 4733 4733 165597 – 229433 305 – – 56116 (13656) 122832 170329 10351 (240) 3500 156718 2007-08 680 – 67858 (7558) 168454 220657 14211 (2182) 11263 197365 2008-09 2292 2292 2292 112210 – – – 49873 (19048) 81384 114502 5337 (133) 2633 106665 2006-07 1804 1804 1804 56180 – – – 29827 (12573) 38925 57984 2076 (49) 3189 52768 2005-06 ICICI LOMBARD TOTAL (FIRE+MARINE+MISCELLANEOUS) 2644 2644 2644 21291 – (352) – 15094 (8927) 15476 23935 1003 (2) 1373 21561 2004-05 2699 2699 2699 6104 – 322 – 8941 (10164) 7005 8803 638 11 246 7908 2003-04 (704) (704) (704) 3771 – (485) – 4195 (1721) 1782 3066 251 15 77 2723 2002-03 TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (1307) (1307) (1307) 1490 – 515 – 1200 (404) 179 184 42 – 1 141 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 249 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account (7351) (7351) (7351) APPROPRIATIONS 132422 – Other-Miscellaneous Operating Profit/(Loss) C= (A – B) – Premium Deficiency TOTAL (B) – – Co-Insurance administration fee 31864 Solatium Fund Operating Expenses related to Insurance Business 1511 99046 Claims Incurred (Net) Commission 125070 TOTAL (A) 11323 (44) Others Interest, Dividend & Rent – Gross 282 113510 2010-11 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars 2147 2147 2147 100713 – – – – 24927 2519 73267 102860 10457 (28) 208 92222 2009-10 (1284) (1284) (1284) 93142 – – – – 23962 (323) 69502 91858 8254 (4) 315 83293 2008-09 (981) (981) (981) 70110 – (100) – – 20131 (395) 50474 69129 4972 7 184 63967 2007-08 2115 2115 2115 56180 – – – – 20473 (4152) 39859 58295 3412 7 116 54760 2006-07 1100 1100 1100 35735 – 50 – – 15289 (4011) 24407 36835 2180 3 54 34598 2005-06 IFFCO TOKIO 1515 1515 1515 17115 – 10 568 568 568 10105 – – – – – – 6430 (3610) 7285 10673 625 25 – 10023 2003-04 9718 (4535) 11923 18631 1014 69 11 17537 2004-05 TOTAL (FIRE+MARINE+MISCELLANEOUS) (23) (23) (23) 4270 – – – – 4868 (3447) 2849 4247 297 – – 3950 2002-03 (823) (823) (823) 1256 – – – – 2365 (1537) 428 432 58 – – 374 2001-02 (` Lakh) (1774) (1774) (1774) 1648 – – – – 1429 36 183 (126) 43 6 1 (175) 2010-11 (1566) (1566) (1566) 1240 – – – – 1195 – 45 (326) 3 2 – (331) 2009-10 RAHEJA QBE TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 133138 (2252) 44687 Claims Incurred (Net) Commission Operating Expenses related to Insurance Business 250 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account (35266) (35266) Operating Profit/(Loss) C= (A – B) APPROPRIATIONS 175574 (35266) TOTAL (B) (12623) (12623) (12623) 162860 – Other-Miscellaneous – (254) – – 48063 (3519) 118569 150237 8404 12 1897 139925 2009-10 Premium Deficiency Solatium Fund – 140308 TOTAL (A) Co-Insurance administration fee 10023 10 Others Interest, Dividend & Rent – Gross 894 129380 2010-11 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars (9864) (9864) (9864) 158569 – 254 – – 54104 (3155) 107366 148705 8041 3 1775 138886 2008-09 (20608) (20608) (20608) 123378 – – – – 56286 (7976) 75068 102770 4537 (1) 2230 96003 2007-08 (1340) (1340) (1340) 27468 – – – – 18092 (7943) 17318 26128 1212 5 485 24426 2006-07 1091 1091 1091 4773 – – – – 2724 (1395) 3444 5864 414 0 53 5397 2005-06 RELIANCE 15 15 15 5301 – – 32 32 32 3172 – – – – – – 3333 (2535) 2374 3203 472 99 2632 2003-04 3431 (1967) 3836 5315 429 20 64 4803 2004-05 TOTAL (FIRE+MARINE+MISCELLANEOUS) 78 78 78 1724 – – – – 2668 (2861) 1917 1802 545 19 306 932 2002-03 (581) (581) (581) 798 – – – – 1451 (814) 161 217 95 – – 121 2001-02 (6252) (6252) (6252) 6329 – 11 – – 6109 (36) 245 77 54 – (5) 28 2010-11 L&T TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) (7716) (7716) (7716) 7529 – – – – 7055 (90) 564 (186) 65 2 0 (253) 2010-11 SBI (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 251 Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account APPROPRIATIONS (3721) (3721) 98575 (3721) Operating Profit/(Loss) C= (A – B) – Other-Miscellaneous TOTAL (B) – Premium Deficiency 30471 Operating Expenses related to Insurance Business – 2082 Commission – 66022 Claims Incurred (Net) Solatium Fund 94854 TOTAL (A) Co-Insurance administration fee 7082 17 Others Interest, Dividend & Rent – Gross 136 87619 2010-11 Profit/ Loss on sale/redemption of Investments Premiums earned (Net) Particulars 1086 1086 1086 77381 – – – – 23397 3077 50907 78467 5956 9 1016 71486 2009-10 (937) (937) (937) 66397 – – – – 21955 3206 41235 65460 5149 6 499 59806 2008-09 (783) (783) (783) 48875 – – – – 17435 1624 29815 48092 3373 11 124 44583 2007-08 1740 1740 1740 33916 – – – – 13640 (97) 20374 35657 2230 3 66 33358 2006-07 325 325 325 26028 – – – – 10481 (619) 16166 26354 1337 3 70 24944 2005-06 ROYAL SUNDARAM 27 27 27 18130 – – – – 7282 (523) 11371 18156 841 3 (16) 17328 2004-05 TOTAL (FIRE+MARINE+MISCELLANEOUS) (14) (14) (14) 14199 – – – – 6576 (1338) 8961 14185 617 2 343 13223 2003-04 (1667) (1667) (1667) 10047 – – – – 5535 (1347) 5859 8380 464 – 267 7649 2002-03 (3298) (3298) (3298) 4749 – – – – 4200 (615) 1163 1452 130 – 14 1308 2001-02 1203 1203 1203 35021 178 – – – 7871 1464 25508 36224 2912 309 – 33003 2010-11 1928 1928 1928 13060 – – – (977) (977) (977) 3069 – – – – 1861 4103 – 9 1200 2093 320 57 – 1715 2008-09 (` Lakh) (642) 9500 14988 1066 319 – 13605 2009-10 SHRIRAM TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 252 (4902) Note: Figure in brackets indicates negative value TOTAL (C ) Transfer to Other Reserves Transfer to Catastrophe Reserve Transfer to Shareholders' Account (4902) Operating Profit/(Loss) C= (A – B) APPROPRIATIONS 85786 (4902) TOTAL (B) 72 29422 Operating Expenses related to Insurance Business Other-Miscellaneous 1899 Commission – 54311 Claims Incurred (Net) Premium Deficiency 80884 TOTAL (A) 43 6930 Interest, Dividend & Rent – Gross 38 (249) Others Solatium Fund 1534 Profit/ Loss on sale/redemption of Investments Co-Insurance administration fee 72669 2010-11 Premiums earned (Net) Particulars UNIVERSAL SOMPO (` Lakh) (1517) (1517) (1517) 67035 96 – 24 34 25016 2229 39637 65518 5531 (141) 1155 58973 (826) (826) (826) 64503 173 – 23 46 26885 1982 35567 63850 4709 236 157 58748 747 747 747 47962 – – – 1525 1525 1525 39121 – – – – 19355 23119 – (944) 20711 40647 2124 63 295 38165 147 24695 48708 3245 57 21 45385 1809 1809 1809 29026 – – – – 15113 (2102) 16015 30836 1794 101 385 28556 2014 2014 2014 22555 – – – – 10655 (649) 12549 24569 1679 127 3 22760 142 142 142 15497 – 17 – – 7609 (587) 8458 15639 218 – 1059 14362 (1918) (1918) (1918) 10728 – – – – 5645 (923) 6006 8810 643 (141) 20 8288 (3683) (3683) (3683) 4950 – – – – 4579 (649) 1020 1267 – – – 1267 (6161) (6161) (6161) 26828 – 170 27 – 11646 769 14216 20667 1263 (33) 162 19275 (6663) (6663) (6663) 14794 8 – 8 – 8344 685 5749 8131 596 (39) 50 7524 (3019) (3019) (3019) 3087 3 – – – 2743 100 241 68 146 9 – (87) (768) (768) (768) 726 – – – – 729 (3) – (42) – 1 – (43) 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 TATA AIG TOTAL (FIRE+MARINE+MISCELLANEOUS) TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Concld.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 253 Note :Figure in brackets indicates negative value OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c ) Miscellaneous Insurance INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less: Loss on sale of investments Other Income TOTAL (A) Provisions (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others -preliminary & pre-operative, amortizations TOTAL (B) Profit Before Tax Prior Period Adjustment Account Provision for Taxation Profit After Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax (d) Transfer to any Reserves or Deferred Tax of last year or Reserve for Unexpired Risks (e) Catastrophe Reserve Balance of profit/ loss B/f from last year Balance C/f to Balance Sheet Particulars 280 17980 (5898) 12083 39562 51645 184 6191 (1864) 4327 51645 55973 31 33 249 5650 270 (35) 102 18261 6260 152 (108) 286 6375 151 3964 (268) 8578 2009-10 3724 995 (4934) 2010-11 30047 39562 (5461) 9516 446 14977 277 169 4923 812 (406) 453 15423 2980 (1079) 7739 2008-09 19485 30047 6228 10562 393 16790 357 36 3356 1319 (89) 203 17183 7196 (73) 5271 2007-08 12036 19573 4166 7537 217 11703 217 2051 326 (46) 295 11920 7921 (2289) 3663 2006-07 6879 12036 3026 5156 18 193 8183 175 981 166 (36) 584 8376 4691 (586) 2577 2005-06 BAJAJ ALLIANZ 2170 6880 2987 4709 60 7696 42 18 841 255 (61) 56 7756 4724 (555) 2496 2004-05 1 2170 1008 2169 18 58 3177 40 741 233 (3) 36 3235 2252 (336) 313 2003-04 TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (961) 1 750 963 18 27 1713 9 808 126 (1) 2 1740 1197 74 (466) 2002-03 (962) (365) (962) 45 47 (1326) 2 871 395 (6) 1 (1280) 237 2 (2780) 2001-02 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 254 Note :Figure in brackets indicates negative value OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c ) Miscellaneous Insurance INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less: Loss on sale of investments Other Income TOTAL (A) Provisions (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others -preliminary & pre-operative, amortizations TOTAL (B) Profit Before Tax Prior Period Adjustment Account Provision for Taxation Profit After Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax (d) Transfer to any Reserves or Deferred Tax of last year or Reserve for Unexpired Risks (e) Catastrophe Reserve Balance of profit/ loss B/f from last year Balance C/f to Balance Sheet Particulars BHARTI AXA (` Lakh) – 1090 229 0 535 285 50 1733 89 (43) – 60 1185 (486) 699 561 – 401 539 – 100 185 51 236 – – 539 775 (2259) (34) (2293) 775 (1518) – 50 (2259) 975 46 – 18 1245 194 (163) (1600) 45 192 (4276) 663 178 (635) – (323) 401 – 330 724 – – 1054 – – 722 82 – – 1054 1950 (239) (1461) – (1571) (323) – 130 1249 – – 1379 – – 605 21 – – 1379 1790 (506) (532) – (1259) (1571) – 62 (312) – – (250) – – 573 36 (5) – (250) (70) (345) (440) – (926) (1259) – – (334) – – (334) – – 562 78 – – (334) 179 (111) (1042) – (311) (926) – – (615) – – (615) – – 522 585 – – (615) 40 (82) (1680) 214 – – – – – – – (21358) (7127) (311) (38392) (21358) – – (5) (4) (311) (17035) (14230) 279 – 330 214 (311) (17030) (14226) 51 – 163 106 204 886 203 125 – – – 481 91 19 (16816) (14226) (306) (1134) (1671) (7) (272) (284) (717) (16200) (12692) – (1352) (7127) – (44) (5775) 35 597 (5732) 562 – 165 88 – 152 (5135) (497) (139) (4904) 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2010-11 2009-10 2008-09 CHOLAMANDALAM TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 255 Note: Figure in brackets indicates negative value OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c ) Miscellaneous Insurance INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less: Loss on sale of investments Other Income TOTAL (A) Provisions (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others -preliminary & pre-operative, amortizations TOTAL (B) Profit Before Tax Prior Period Adjustment Account Provision for Taxation Profit After Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax (d) Transfer to any Reserves or Deferred Tax of last year or Reserve for Unexpired Risks (e) Catastrophe Reserve Balance of profit/ loss B/f from last year Balance C/f to Balance Sheet Particulars HDFC ERGO (` Lakh) (224) (1933) 123 (1701) (19436) (10466) (1933) (28388) (19436) (10466) – (8970) – (8952) 37 146 (8496) 123 552 – – (10) (1578) (665) (157) (1299) 8 (1709) 42 54 (8970) – 20 (8952) 109 858 48 – (11) (8350) (683) (287) (8275) (37) (8533) 12 958 117 – (25) (8917) 1459 129 – 22 (8932) 20 (1060) (458) (8448) (1018) (610) (8915) (3643) 32 (3643) 16 (9430) 4 (9446) 4 (54) (9442) (68) (3611) 32 1284 133 2399 174 1036 1067 48 (143) (7199) (11729) – (16715) (7284) (224) (20357) (16715) 0 (224) 231 (223) 231 2 – 5 – 7 – – – (4710) (7284) (53) (2575) (2521) – (1) (2521) 843 113 691 (185) (3982) (3010) (4710) 23 (1700) 44 (1677) 44 (4) (1633) 623 12 224 (176) (2311) (3210) (3010) 50 200 81 250 81 (153) 331 662 21 164 (55) (308) (3651) (3210) 39 441 81 480 81 (152) 561 602 10 (66) (19) 187 (2852) (3651) – (799) 17 81 (799) 64 (96) (717) 539 34 (27) (7) (1160) (633) (2852) – (2219) 17 81 (2219) 64 – (2138) 447 429 (54) (3) (2958) – (633) – (633) 8 37 (633) 29 – (596) 284 23 – – (903) 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 FUTURE GENERALI TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 256 Note: Figure in brackets indicates negative value OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c ) Miscellaneous Insurance INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less: Loss on sale of investments Other Income TOTAL (A) Provisions (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others -preliminary & pre-operative, amortizations TOTAL (B) Profit Before Tax Prior Period Adjustment Account Provision for Taxation Profit After Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax (d) Transfer to any Reserves or Deferred Tax of last year or Reserve for Unexpired Risks (e) Catastrophe Reserve Balance of profit/ loss B/f from last year Balance C/f to Balance Sheet Particulars L&T SBI (` Lakh) (1438) 14393 6452 1097 1079 – 11686 17450 200 (8034) 5659 – 940 1052 – 17450 1765 – 9324 11686 – – – – 2335 2362 104 4518 27 802 1179 15831 4352 – – 62 – 307 – – 2704 – 8141 6452 (1272) 1 4546 70 7837 8589 (956) 24 17009 9156 4528 (204) 248 (4335) (2301) (5740) (735) 136 250 810 3899 (8234) 511 525 479 (2707) (2220) (13136) – 6816 9324 5912 – 1005 863 2735 10287 – 534 13022 59 475 – – 6679 2258 (134) 20 13557 1605 (3812) 6940 – 5320 6816 4384 – 615 342 1176 6836 – 53 8012 53 – – – 3918 1933 (98) 20 8065 7385 (1204) (3889) – 2940 5320 2325 – 326 – 422 5031 – 35 5453 35 – – – 1468 2256 (40) 0 5488 4813 (1204) (1806) – 593 2940 – 2200 288 – 553 4835 – 25 5387 25 – – – 1166 1694 (98) 8 5412 5235 (819) (1773) – (598) 593 1761 – 226 – 1046 3178 117 140 4224 23 – – – 1199 464 (2) 4 4364 3831 (702) (430) – (928) (598) – – – – 89 330 16 43 419 27 – – – 888 298 (26) 5 461 (471) (174) (59) – (127) (929) – – – (47) (264) (849) 16 332 (1113) 316 – – – 520 6 – – (780) (6) – (1301) – – (127) – – – – – (127) 7 127 (127) 120 – – – – – – – – – – – (809) (6741) – – – – (5932) 16 (5932) 16 – – – 370 12 (47) 0 (5917) (873) (179) (5200) – (1099) (3781) – – – – (2682) 13 13 (2682) – – – – 7 (2669) 5018 22 (3966) (46) (3704) 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01 2010-11 2010-11 ICICI LOMBARD TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 257 Note: Figure in brackets indicates negative value OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c ) Miscellaneous Insurance INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less: Loss on sale of investments Other Income TOTAL (A) Provisions (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others -preliminary & pre-operative, amortizations TOTAL (B) Profit Before Tax Prior Period Adjustment Account Provision for Taxation Profit After Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax (d) Transfer to any Reserves or Deferred Tax of last year or Reserve for Unexpired Risks (e) Catastrophe Reserve Balance of profit/ loss B/f from last year Balance C/f to Balance Sheet Particulars 49 49 3861 (1323) 2538 – 741 126 – – 5629 7300 52 (4937) 1667 (3270) – (3) – – 7300 4033 1300 26 – 437 3910 2216 55 – 196 (4885) 52 (1211) (1185) 4543 2009-10 (1734) (1197) (4420) 2010-11 – 5379 5629 – – – – (442) 250 38 692 38 1899 73 – 42 730 514 (884) (914) 2008-09 – 4662 5379 – – – – 470 716 83 1186 83 2120 78 – 51 1269 1499 (792) (1688) 2007-08 – 2979 4662 – 880 150 – 1533 2713 76 4246 76 2109 72 – 27 4322 3697 (3175) 1593 2006-07 – 2520 2979 – 880 123 – 948 1462 39 2410 39 1316 33 – – 2449 4600 (1278) (2222) 2005-06 IFFCO TOKIO – 1048 2520 – – – – 892 1472 25 2364 25 847 9 – 17 2389 2815 (651) (649) 2004-05 – 654 1048 – 500 64 – 462 958 25 1421 25 877 – – – 1446 1566 (438) (560) 2003-04 – 243 654 – 200 26 – 301 636 20 937 20 981 – – – 957 962 (307) (679) 2002-03 – 141 307 – – – – 6 167 17 173 17 1012 – – – 189 (108) (92) (622) 2001-02 TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) 12 – 141 – – – – 95 152 247 366 – – – 247 (81) (1) (37) 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 258 Note: Figure in brackets indicates negative value OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c ) Miscellaneous Insurance INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less: Loss on sale of investments Other Income TOTAL (A) Provisions (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others -preliminary & pre-operative, amortizations TOTAL (B) Profit Before Tax Prior Period Adjustment Account Provision for Taxation Profit After Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax (d) Transfer to any Reserves or Deferred Tax of last year or Reserve for Unexpired Risks (e) Catastrophe Reserve Balance of profit/ loss B/f from last year Balance C/f to Balance Sheet Particulars RELIANCE (` Lakh) (215) 271 (5232) (16555) (920) (21589) (16547) (11315) 5240 (1484) (52749) (21589) (16547) (11315) 4012 (5043) (1499) (2226) (31) – – (39) (31) (5017) (16284) (39) – (184) (564) (31160) – (1415) (9055) (39) – – – – (727) (45) – – – 3960 2443 910 1305 (36) (104) 51 711 (4978) (16253) – – (1449) (564) (30976) – (1404) – – (1376) 3955 1058 (165) 135 (7640) – 16 (727) 16 – – – – – – 4819 1382 (875) 412 (564) (29527) 992 10 (171) 1559 1898 1810 2444 (15) 222 (2) (1135) (580) (1380) (37046) (14519) (10539) (22472) 1173 (110) – – (711) (315) (50) (1410) 5078 5240 61 163 – (20) 224 (20) – – – 1070 428 – 86 244 3577 (220) (4697) 3641 5077 671 1437 – 21 2107 21 – – – 918 118 – 1 2128 793 (397) 694 3057 3641 138 583 37 191 721 42 111 – – 789 142 (25) (8) 912 734 (83) (637) 2159 3057 149 899 37 37 1048 – – – – 870 199 (16) 2 1085 600 37 (605) 724 2159 101 1435 37 58 1536 – 21 – – 958 540 (2) 18 1594 932 (130) (723) – 45 – (13) 45 735 – 45 37 43 45 – 5 – – 469 39 – – 88 (53) (367) 61 678 37 37 738 – – – – 1348 336 (330) 2 775 (96) (48) (437) 2010-11 2009-10 2009-10 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01 RAHEJA QBE TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 259 Note: Figure in brackets indicates negative value OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c ) Miscellaneous Insurance INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less: Loss on sale of investments Other Income TOTAL (A) Provisions (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others -preliminary & pre-operative, amortizations TOTAL (B) Profit Before Tax Prior Period Adjustment Account Provision for Taxation Profit After Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax (d) Transfer to any Reserves or Deferred Tax of last year or Reserve for Unexpired Risks (e) Catastrophe Reserve Balance of profit/ loss B/f from last year Balance C/f to Balance Sheet Particulars SHRIRAM (` Lakh) – 5 3401 (304) 3097 1282 4379 – 5 (1488) (526) (2014) 4379 2365 20 3405 6 (1483) 5 1888 411 2179 54 5 748 70 267 659 157 (4536) 715 1282 (407) 566 3 31 973 28 1708 201 – 32 1004 533 (181) (1288) 244 715 6 471 21 52 477 31 1255 50 – 6 529 638 44 (1465) (1875) 244 600 2119 8 15 2718 7 963 29 – 1 2733 1881 194 (335) (2738) (1875) 151 863 – 15 1015 15 668 35 (1) 2 1030 1153 (224) (604) (3239) (2738) 34 501 10 15 535 5 530 38 (48) 3 550 742 (6) (710) (4040) (3238) – 801 10 15 801 5 532 296 – 3 817 923 59 (996) (3540) (4039) – (499) 10 10 (499) – 748 430 – – (489) 609 (151) (2124) (1088) (3540) – (2453) 15 25 (2453) 10 785 82 – 3 (2428) (493) (151) (2654) – (1088) – (1088) – 10 (1088) 10 395 2 – – (1077) (4) – (1471) 1197 2452 (571) 1255 – 15 1826 15 582 – 31 24 1841 197 5 1001 (390) 1197 (887) 1587 – 11 2474 11 516 – 26 14 2485 4 (0) 1925 – (390) 139 (390) 73 78 (529) 5 511 – 13 1 (452) (47) (5) (925) 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01 2010-11 2009-10 2008-09 ROYAL SUNDARAM TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 260 Note: Figure in brackets indicates negative value OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c ) Miscellaneous Insurance INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less: Loss on sale of investments Other Income TOTAL (A) Provisions (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others -preliminary & pre-operative, amortizations TOTAL (B) Profit Before Tax Prior Period Adjustment Account Provision for Taxation Profit After Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax (d) Transfer to any Reserves or Deferred Tax of last year or Reserve for Unexpired Risks (e) Catastrophe Reserve Balance of profit/ loss B/f from last year Balance C/f to Balance Sheet Particulars 0 – – 2 1178 (700) 191 670 2409 3079 (2) 9 – 72 (2105) 1647 (458) 3079 2620 3497 2409 1512 (5) 86 – 593 950 – (526) 424 512 – 1880 3497 (2) 18 – (57) 2692 – 1075 1617 – (73) 127 – – 366 2687 – 1326 1360 239 – 1149 255 (234) 73 3053 2808 (367) (632) 200506 200304 200203 200102 140 – 374 514 2440 – 1216 1224 – – 892 2 – 47 2955 – – – – 870 1219 27 – – – 61 7 (959) (2457) 140 140 – – – – 228 191 301 368 332 301 725 (1291) (2758) – – – (804) – – 1529 (1291) (2758) – – 832 – – 120 1093 1793 1963 1018 124 (86) (206) (641) (386) 307 (1615) (2295) (3422) 200405 (277) (1638) (2862) (4391) (3100) (342) 1880 (277) (1638) (2862) (4391) (3100) (2) – – (168) 3305 – 1148 2157 43 (209) 1 – 1874 14 (47) 48 2635 65 – 2179 93 13 85 1542 1526 260 (197) 23 3137 200607 2223 611 (177) 40 1180 200708 2318 659 (165) 57 (2033) 200809 2249 (485) (239) 200910 2368 2027 2280 2499 (1889) (485) (1878) (673) (5381) (3059) (1228) (1079) 201011 TATA AIG 200809 (73) (5125) 8 8 (5051) – – 1651 – – (42) (1411) 0 0 – – 8 8 8 8 (5353) (1419) – – 146 (20) (5207) (1439) – – 1288 130 – 30 (100) (5044) (5345) 1020 211 (759) (1452) (1198) (454) (221) (69) (4948) (4989) (1752) 200910 – (6676) (1469) (30) (342) (11800) (6676) (1469) – – 44 44 (342) – – (342) – – 234 8 – – (298) (102) (73) (365) 2000- 2010-11 01 – (30) 141 – 5 146 (38) – (9) (30) – – 881 – – (5) 107 (766) – (2) 200708 (` Lakh) UNIVERSAL SOMPO TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 261 Note: Figure in brackets indicates negative value OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c ) Miscellaneous Insurance INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less: Loss on sale of investments Other Income TOTAL (A) Provisions (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others -preliminary & pre-operative, amortizations TOTAL (B) Profit Before Tax Prior Period Adjustment Account Provision for Taxation Profit After Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax (d) Transfer to any Reserves or Deferred Tax of last year or Reserve for Unexpired Risks (e) Catastrophe Reserve Balance of profit/ loss B/f from last year Balance C/f to Balance Sheet Particulars 29184 11710 (1307) 1219 407 50 339 (1376) 40809 7559 (1411) 1702 (80005) – 2801 (1404) 432 – 852 298 (2720) (700) (5436) (8856) 6452 741 1223 1079 – 16905 (1447) 256 (85743) 5659 – 937 1052 – (3355) (96746) 610 259 831 3097 (85999) 4849 (2628) (42625) 2009-10 (2918) (5298) (120302) 2010-11 – 30024 17825 – – – 2073 1037 86 259 6476 (4910) – (5216) (10126) 4412 681 – 27812 8836 (1688) 782 1644 4746 (11404) (27440) 2008-09 – 34772 31376 5912 – 1005 863 805 18 25 1287 15520 – 11136 4384 475 36 (73) 20504 5119 (374) 1021 16869 16622 (6457) (19565) 2007-08 – 18479 34898 4384 880 764 342 643 – 8 485 31653 – 8864 22789 – 43 (209) 12906 3089 (336) 298 32137 28663 (7739) (4744) 2006-07 – 6695 18478 2325 880 450 – 494 – 18 751 22085 – 6646 15438 – 239 – 7675 2909 (315) 508 22836 18723 (4419) (2245) 2005-06 – (3009) 6695 – 2200 288 – 343 – 457 911 18011 – 5819 12192 111 – – 6166 2253 (233) 27 18922 16195 (2318) (3169) 2004-05 PRIVATE TOTAL – (7159) (3009) 1761 500 290 – 298 – 428 726 8562 – 1861 6701 – – – 6020 2205 (21) 165 9288 11121 (1671) (8531) – (7562) (7157) – 200 26 – 277 – 559 857 1871 – 1240 630 21 – – 5700 2330 (28) 86 2727 3941 (1337) (7965) 2003-04 2002-03 – (1371) (7488) – – – (34) 345 – 413 759 (6740) – (562) (6177) – – – 5755 820 (336) 13 (5981) (340) (675) (11216) 2001-02 TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Concld.) 12 – (1370) – – – – 130 – 88 224 (1263) – 95 (1358) 5 – – 1465 49 – – (1040) (554) (74) (1926) 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 262 Note: Figure in bracket indicates negative value. TOTAL SOURCES OF FUNDS Share Capital Reserves & Surplus Share Application Money Fair Value Change Account Borrowings Others Deferred Tax Liability TOTAL APPLICATION OF FUNDS Investments Loans Fixed Assets Deferred Tax Asset CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) Misc. Expenditure (to the extent not written off or adjusted) Profit & Loss Account (Debit Balance) Particulars 79279 253146 15336 3785 29649 71323 100972 180080 113879 293959 (192987) 83561 330949 15607 4175 66559 27366 93925 231041 130055 361096 (267171) 79279 (51) (97) 83561 11023 68307 2010 11023 72634 2011 67247 28490 54463 82953 144953 104503 249456 (166503) 12854 1521 219375 67247 11023 56224 2009 57478 22646 30237 52884 101047 92408 193455 (140572) 10075 1652 186323 57478 (253) 11023 46709 2008 41157 22404 11383 33787 70169 58280 128449 (94662) 4778 1001 130041 41157 816 11013 29328 2007 27674 9810 16651 26461 40811 37844 78655 (52194) 3530 536 75802 27674 967 11005 15702 2006 BAJAJ ALLIANZ 18242 7313 4177 11490 28300 27215 55515 (44025) 3069 842 58355 18242 380 10982 6879 2005 2004 13804 4215 3492 7707 16467 15667 32135 (24428) 2892 477 34863 13804 670 10964 2170 TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (As on 31st March) 10915 3217 1619 4836 8378 10189 18567 (13730) 1705 583 22357 10915 (33) 10946 1 2003 10928 961 2334 1854 4188 5089 8178 13267 (9079) 1186 1178 16682 10928 10928 2002 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 263 57215 1403 34 1671 14807 16479 19890 27196 47086 (30607) 96610 2892 0 698 16590 17288 53861 37183 91044 (73757) 26703 28045 28045 26703 957 112 47 2010 26696 1336 (99) 2011 26696 0 (40) Note: Figure in bracket indicates negative value. TOTAL SOURCES OF FUNDS Share Capital Reserves & Surplus Share Application Money Fair Value Change Account Borrowings Others Deferred Tax Liability TOTAL APPLICATION OF FUNDS Investments Loans Fixed Assets Deferred Tax Asset CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) Misc. Expenditure (to the extent not written off or adjusted) Profit & Loss Account (Debit Balance) Particulars 14924 727 13650 14377 17218 21523 38740 (24363) 2811 0 14571 1481 7724 9205 13160 16880 30040 (20835) 2298 108 32999 14571 73 14924 36476 226 14196 401 (252) 2008 171 14196 1100 (617) 2009 14119 323 3062 3963 7025 10356 9456 19812 (12787) 1148 25435 14119 (77) 14196 2007 CHOLAMANDALAM 14196 1571 1330 2210 3540 9485 5830 13315 (9775) 802 21598 14196 14196 2006 14197 1259 951 1491 2442 5565 4653 10218 (7776) 896 19818 14197 1 14196 2005 14196 926 892 1032 1924 3640 2799 6440 (4516) 705 17081 14196 14196 2004 10500 311 333 331 664 1599 351 1950 (1286) 588 10888 10500 10500 2003 55895 38392 2121 7335 9456 32145 24326 56471 (47014) 3466 61051 55895 42227 13665 0 2 2011 TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.) (As on 31st March) 33408 21358 2844 3056 5900 12565 12001 24566 (18666) 3178 27538 33408 20000 5891 7500 17 2010 BHARTI AXA 19011 7127 566 1594 2160 3085 1616 4701 (2541) 2825 11600 19011 11 16258 2742 2009 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 264 16715 Note: Figure in bracket indicates negative value. 41574 2468 8327 20357 62368 122361 62800 41574 62800 TOTAL 1 120 4 70 20121 7284 5141 8049 13190 19226 10114 29341 (16151) 1697 27291 20121 20000 41500 2009 48600 10400 3700 39 61 6709 18209 24917 35929 28965 64894 (39977) 2010 10325 11876 22200 64547 45899 110446 (88246) 2011 SOURCES OF FUNDS Share Capital Reserves & Surplus Share Application Money Fair Value Change Account Borrowings Others Deferred Tax Liability TOTAL APPLICATION OF FUNDS Investments Loans Fixed Assets Deferred Tax Asset CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) Misc. Expenditure (to the extent not written off or adjusted) Profit & Loss Account (Debit Balance) Particulars 15231 4710 1399 3377 4776 8964 8563 17527 (12751) 1142 22130 15231 29 202 15000 2008 12706 3010 2310 2620 4929 7720 6821 14541 (9612) 35 1458 17814 12706 6 204 12491 2007 HDFC ERGO 12491 3210 1541 1980 3521 6393 7538 13930 (10410) 99 909 18682 12491 2 16 12474 2006 11986 3651 940 1590 2529 6021 6999 13020 (10491) 163 966 17696 11986 0 30 11957 2005 11956 2852 859 969 1828 3605 5625 9230 (7402) 228 892 15386 11956 2 15 11940 2004 10048 633 152 318 470 603 627 1230 (760) 292 512 9372 10048 1 25 10022 2003 49748 28388 2048 20401 22449 40221 21599 61819 (39370) 2152 58578 29503 19436 953 13087 14040 19531 13430 32961 (18921) 2994 25994 29503 1500 3 2250 (2) 49748 28000 2010 47500 2011 19807 10466 2148 7215 9363 7861 7862 15723 (6360) 2187 13514 19807 759 23 19025 2009 15003 1933 1480 1098 2578 946 485 1431 1147 841 11082 15003 3 15000 2008 FUTURE GENERALI TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.) (As on 31st March) 605 224 399 174 286 287 573 399 208 605 600 5 2007 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 265 Note: Figure in bracket indicates negative value. TOTAL SOURCES OF FUNDS Share Capital Reserves & Surplus Share Application Money Fair Value Change Account Borrowings Others Deferred Tax Liability TOTAL APPLICATION OF FUNDS Investments Loans Fixed Assets Deferred Tax Asset CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) Misc. Expenditure (to the extent not written off or adjusted) Profit & Loss Account (Debit Balance) Particulars 376057 14334 4529 5034 273247 278282 367364 126594 493958 (215676) 466530 38813 4729 39001 273797 312798 484155 144315 628470 (315672) 179244 179244 194399 194399 40363 126949 19 11913 2010 40457 112626 34023 7293 2011 152834 7305 216398 223703 279845 115741 395586 (171883) 15677 5967 303074 152834 105809 13633 112897 126530 173622 99988 273610 (147080) 12531 2982 237376 105809 (1787) (7432) 2 37736 69860 2008 40314 119951 2009 93029 34790 79642 114432 124701 77674 202375 (87943) 8694 1232 171047 93029 15000 (1241) 33571 45700 2007 41678 10779 57193 67972 83094 39137 122231 (54258) 4730 561 90646 41678 4386 24500 12792 2006 ICICI LOMBARD 25606 5001 21774 26774 32776 18511 51286 (24512) 3366 343 46409 25606 665 22000 2940 2005 22925 6293 13697 19990 22923 8844 31768 (11778) 1066 350 33287 22925 332 22000 593 2004 10944 929 598 10964 1258 2819 4077 4113 1470 5584 (1507) 233 11290 10944 10944 2002 3267 2717 5984 14858 2746 17604 (11620) 21001 250 449 286 10964 4 10960 2003 TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.) (As on 31st March) (71) 127 301 (209) 91 91 301 11 (71) (71) 2001 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 266 Note: Figure in bracket indicates negative value. TOTAL SOURCES OF FUNDS Share Capital Reserves & Surplus Share Application Money Fair Value Change Account Borrowings Others Deferred Tax Liability TOTAL APPLICATION OF FUNDS Investments Loans Fixed Assets Deferred Tax Asset CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) Misc. Expenditure (to the extent not written off or adjusted) Profit & Loss Account (Debit Balance) Particulars 1516 758 47963 53736 101699 85507 52517 138024 (36324) 2372 2472 58535 30290 88826 109925 63368 173293 (84467) 47432 81482 123789 44166 47432 24700 22732 2010 44166 1 24700 19465 2011 45761 38544 48764 87308 68976 44789 113765 (26457) 1326 587 70305 45761 24700 21061 2009 30390 37676 23364 61040 47746 39515 87261 (26221) 1458 857 54297 30390 22000 8390 2008 29674 27956 12466 40422 29096 30836 59932 (19510) 1643 160 47381 29674 22000 7674 2007 27990 27951 9578 37530 20677 27513 48190 (10660) 1608 737 36305 27990 22000 5990 2006 IFFCO-TOKIO 12532 16083 2880 18964 14003 13468 27471 (8507) 1280 400 19359 12532 10000 2532 2005 11144 8224 3633 11857 8279 7892 16171 (4314) 1288 14170 84 11144 10000 1060 2004 10735 6251 2819 9070 6533 4242 10775 (1705) 1335 11104 34 10735 10000 701 2003 TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.) (As on 31st March) 10319 6846 882 7728 5138 963 6101 1628 1142 7549 10319 10000 319 2002 10152 6138 251 6388 1064 24 1088 5300 132 4720 10152 10000 152 2001 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 267 1499 Note: Figure in bracket indicates negative value. 354 213 20703 18186 18175 2226 20703 20701 114935 52749 213718 3006 3022 3887 114935 29 20701 3 1 TOTAL 20700 20700 11667 103239 2011 17 6722 940 23807 957 30529 233 134441 59 57537 292 191978 665 (161449) 2010 22 747 770 449 233 682 88 2011 RAHEJA QBE SOURCES OF FUNDS Share Capital Reserves & Surplus Share Application Money Fair Value Change Account Borrowings Others Deferred Tax Liability TOTAL APPLICATION OF FUNDS Investments Loans Fixed Assets Deferred Tax Asset CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) Misc. Expenditure (to the extent not written off or adjusted) Profit & Loss Account (Debit Balance) Particulars 99818 21589 8243 74275 82517 110286 71523 181809 (99291) 165666 3006 4751 4097 99818 (888) 11522 89184 2010 72748 16547 11424 55949 67373 88098 69000 157098 (89725) 136397 3006 6437 85 72748 (6958) 11308 68398 2009 59718 11315 7269 29776 37045 57639 67994 125632 (88588) 5832 85 131073 59718 (982) 10715 49985 2008 26038 1815 5533 7348 17839 29759 47598 (40251) 2889 85 63315 26038 98 10307 15633 2007 15719 1084 2108 3192 6188 3568 9756 (6564) 341 9 21934 15719 442 10200 5078 2006 RELIANCE 13841 3025 1629 4654 4872 3512 8385 (3731) 283 6 17283 13841 10200 3641 2005 13257 561 2677 3238 6513 1952 8465 (5227) 37 236 18210 13257 10200 3057 2004 12358 980 2206 3186 8090 1125 9216 (6030) 75 18149 1 163 12358 10200 2158 2003 TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.) (As on 31st March) 10938 338 1286 1623 5803 123 5926 (4303) 112 162 (3) 14966 10935 10200 735 2002 10245 85 260 345 137 1 138 207 150 143 9745 10245 10200 45 2001 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 268 Note: Figure in bracket indicates negative value. 21996 3824 16083 19907 40812 37646 78458 (58552) 17619 9229 10288 19518 30637 29909 60546 (41028) 1914 830 14244 6058 4827 10885 22486 21186 43673 (32788) 1463 45570 14244 1307 36650 14004 1 3 13026 1360 25825 13026 26 13000 2005 2738 4050 27123 31174 58106 41094 99200 (68026) 4539 13557 18096 78727 49587 128314 (110218) 1751 1043 55903 17619 (96) 14000 2006 1875 1662 1041 1269 516 77754 21996 (286) 14000 244 2007 14004 90639 138271 25316 25316 29839 29839 (63) (26) 17000 715 2008 TOTAL 21000 4379 25000 4865 21000 1282 2009 2921 2545 5466 11518 10845 22363 (16897) 2010 3348 3634 6982 17206 15604 32809 (25827) 2011 ROYAL SUNDARAM SOURCES OF FUNDS Share Capital Reserves & Surplus Share Application Money Fair Value Change Account Borrowings Others Deferred Tax Liability TOTAL APPLICATION OF FUNDS Investments Loans Fixed Assets Deferred Tax Asset CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) Misc. Expenditure (to the extent not written off or adjusted) Profit & Loss Account (Debit Balance) Particulars 13050 3239 2224 1775 3999 7911 8010 15921 (11923) 1129 20605 13050 60 12990 2004 13074 4040 3420 1468 4888 5834 5603 11437 (6549) 1088 14495 13074 94 12979 2003 13054 3540 2027 891 2919 2814 2376 5191 (2272) 886 10900 85 13054 12969 2002 10100 1088 646 479 1125 522 9 531 594 41 759 7618 10100 10100 2001 2011 11697 2473 2608 5081 8587 13328 21914 (16834) 19806 2533 22339 48072 24994 73066 (50727) 12952 2135 529 25867 11697 10500 1197 2010 SHRIRAM 2092 772 60815 12952 10500 2452 TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.) (As on 31st March) 10500 390 1231 2824 4055 3972 4646 8618 (4563) 1344 353 12977 10500 10500 2009 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 269 1107 35698 85597 2933 988 (362) 40271 136241 3285 1189 2755 748 71443 33473 (448) 30000 3921 2009 2692 247 68192 26263 265 22500 3497 2008 2953 77 52834 24542 162 22500 1880 2007 43204 1 2485 20225 680 44 19500 2006 TATA AIG 30244 12 1911 12592 92 12500 2005 22073 34 1562 804 12348 (2) 12350 2004 16496 11 1845 12350 12350 2003 40271 35698 33473 26263 24542 20225 277 12592 1638 12348 2862 12350 4391 5323 6417 4666 3068 5281 3619 5315 3608 2450 22719 32096 29149 12588 11309 9938 4407 2862 2197 28042 38514 33815 15656 16590 13557 9722 6470 4646 83799 62063 43142 29210 24560 19735 16195 10486 8713 44687 30270 32146 31315 23351 19565 14857 11227 6725 128486 92333 75287 60525 47911 39300 31052 21713 15438 (100444) (53820) (41473) (44868) (31322) (25743) (21330) (15244) (10791) 117 257 398 30000 4591 2010 36500 4133 2011 Note: Figure in bracket indicates negative value. TOTAL SOURCES OF FUNDS Share Capital Reserves & Surplus Share Application Money Fair Value Change Account Borrowings Others Deferred Tax Liability TOTAL APPLICATION OF FUNDS Investments Loans Fixed Assets Deferred Tax Asset CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) Misc. Expenditure (to the extent not written off or adjusted) Profit & Loss Account (Debit Balance) Particulars 12350 3100 1574 1369 2943 4422 2345 6767 (3824) 538 10327 13 2196 12350 12350 2002 2347 82 32964 23387 (193) 15000 8580 2011 2421 155 25814 23574 (6) 15000 8580 2010 12350 342 23387 11800 23574 6676 526 1782 1709 622 7688 6457 1147 9469 8166 1947 20627 10453 4 12649 9204 1952 33276 19657 (804) (23807) (11491) 678 10851 15 1268 12350 12350 2001 30 23580 1469 23580 11138 1144 12283 662 18 679 11604 792 13 11142 23580 15000 8580 2008 (` Lakh) 3368 1859 5227 1641 1904 3546 1682 2157 8 18264 23580 15000 8580 2009 UNIVERSAL SOMPO TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.) (As on 31st March) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 270 1295569 3006 55483 15916 117731 590966 708697 970595 540059 1510654 (801957) 87273 1921427 3006 100709 17822 225095 462938 688032 1392925 658799 2051723 (1363691) 165393 844667 TOTAL Note: Figure in bracket indicates negative value. 655291 844667 655291 301004 333146 9019 11940 182 2010 395570 402369 39973 6647 108 2011 SOURCES OF FUNDS Share Capital Reserves & Surplus Share Application Money Fair Value Change Account Borrowings Others Deferred Tax Liability TOTAL APPLICATION OF FUNDS Investments Loans Fixed Assets Deferred Tax Asset CURRENT ASSETS Cash and Bank Balances Advances and Other Assets Sub-Total (A) CURRENT LIABILITIES Provisions Sub-Total (B) NET CURRENT ASSETS (C) = (A – B) Misc. Expenditure (to the extent not written off or adjusted) Profit & Loss Account (Debit Balance) Particulars 502001 43283 107433 455997 563430 718829 451491 1170320 (606890) 998470 3006 53820 10312 233324 283260 759 (15706) 291 2 73 502001 2009 17987 365662 256115 3556 103961 132029 235990 307327 257363 564690 (328700) 35 25232 2555 39574 6774 109021 232493 341514 463632 387074 850706 (509192) 553437 (237) 204 15600 6 256115 (3074) 428 0 0 365662 810518 140083 100459 2007 180170 188138 2008 173977 6933 59462 103292 162754 201589 561598 358187 (195432) 99 344821 1 15712 1843 173933 6477 19 127875 39562 2006 PRIVATE TOTAL 122022 9286 41549 40492 82041 119250 100059 219310 (137268) 280 234990 12 13132 1591 122022 1139 56 104835 15992 2005 112680 9878 26875 30137 57012 79825 62018 141843 (84831) 522 90944 9973 20070 13675 33745 54608 31608 86216 (52471) 765 123863 262 7684 869 34 90944 84 112680 175674 34 9771 1632 (28) 120 87958 2861 2003 1002 75 104639 6881 2004 TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Concld.) (As on 31st March) 68530 8530 14377 9101 23478 27379 15455 42834 (19356) 650 71713 13 5806 1175 85 68531 67392 1054 2002 42776 1556 7395 1702 9097 3971 38 4009 5088 869 32934 15 2314 42776 42579 197 2001 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 271 Note: Figure in bracket indicate negative values Premiums earned (Net) Profit/ Loss on sale/redemption of Investments Others Interest, Dividend & Rent – Gross TOTAL (A) Claims Incurred (Net) Commission Operating Expenses related to Insurance Business Others- Amortizations, Write offs & Provisions Foreign Taxes TOTAL (B) Operating Profit/(Loss) from Fire/Marine/Miscellaneous Business C= (A – B) APPROPRIATIONS Transfer to Shareholders' Account Transfer to Catastrophe Reserve Transfer to Other Reserves TOTAL (C ) Particulars 6996 300 7296 5974 1056 9830 16860 (9564) (9564) (9564) 670 15544 9215 1774 13326 24316 (8772) (8772) (8772) 2009-10 14874 2010-11 (7810) (7810) 10070 (7810) 96 2260 2473 359 7238 2164 2008-09 APOLLO MUNICH (3197) (3197) 3226 (3197) 1 29 25 33 3168 28 2007-08 (12284) (12284) 13205 (12284) 114 921 406 139 12660 807 2010-11 (3855) (3855) 3856 (3855) 0 0 0 0 3855 0 2009-10 MAX BUPA 383 383 84008 383 1251 84391 75814 (883) 9077 83140 2010-11 (159) (159) 543 543 30889 (159) 442 30730 25847 (1228) 6270 30145 142 61217 543 717 61760 53173 (1267) 9311 61043 (392) (392) 9388 (392) 172 8996 6724 (814) 3477 8823 2008-09 2007-08 STAR HEALTH 2009-10 TABLE 61: HEALTH INSURERS: POLICYHOLDERS ACCOUNT (1136) (1136) 1645 (1136) 20 509 150 (303) 1798 489 2006-07 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 272 Note: Figure in bracket indicate negative values. INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross Amortisation of discount/ premium (b) Profit on sale of investments Less:loss on sale of investments OTHER INCOME TOTAL (A) PROVISIONS (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others TOTAL (B) Profit Before Tax Provision for Taxation Profit after Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax (d) Transfer to any Reserves or Other Accounts Transfer to General Reserve Balance of Profit / Loss B/f from last year Balance C/f to Balance Sheet OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c) Miscellaneous Insurance Particulars 63 63 (8970) 0 (8970) (10077) (19047) 82 99 (7943) 1 (7944) (19047) (26991) (2859) (10077) 16 (7182) 36 (7218) 16 1 (7166) 2 (8907) 18 469 94 80 539 13 104 621 82 42 (18) 169 (7844) (7810) (7810) 2008-09 (9564) (9564) 2009-10 (8772) (8772) 2010-11 APOLLO MUNICH (25) (2859) 32 (2815) 20 (2834) 32 1 (2782) (3197) (3197) 414 2007-08 (4296) (15921) 30 30 (11625) 0 (11625) 9 (11595) 596 84 (12284) (12284) 2010-11 (636) (4296) (3660) 0 (3660) 13 (3660) 57 125 (3855) (3855) 2009-10 MAX BUPA (258) (258) 526 739 (258) (258) 19 19 1022 496 526 1041 498 543 543 2009-10 (258) (258) 124 26 28 527 404 124 2 555 540 174 (159) (159) 2008-09 (385) (258) 39 39 316 188 128 355 746 1 (392) (392) 2007-08 STAR HEALTH 16 16 1167 428 739 1183 800 383 383 2010-11 TABLE 62: HEALTH INSURERS: SHAREHOLDERS ACCOUNT (126) (385) 6 6 (439) (180) (259) (433) 703 (1136) (1136) 2006-07 (` Lakhs) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 273 Note: Figure in brackets indicate negative values. SOURCES OF FUNDS Share Capital Share Application Money Reserves & Surplus Fair Value Change Account Deferred Tax Liability Borrowings TOTAL APPLICATION OF FUNDS Investments Loans Fixed Assets Deferred Tax Assets CURRENT ASSETS Cash & Bank Balance Advances and Other Assets Sub-Total (A) CURRENT LIABILITIES Provisions Sub-Total (B) Net Current Assets (C)= (A-B) Misc. Expenditure (to the extent not written off or adjusted) Profit & Loss Account (Debit Balance) TOTAL Particulars 3901 6166 258 31279 17452 23484 258 38007 31279 38007 17035 20733 37768 12697 15805 28502 9266 403 329 691 11516 30599 42115 10418 23597 34016 8100 16433 13867 650 2010 20299 10308 6708 2011 258 11285 2755 11473 14228 4470 9458 13928 300 8106 500 2122 11285 232 124 10930 2009 STAR HEALTH 258 10860 3556 2029 5585 1212 3639 4851 733 8652 500 641 76 10860 10860 2008 385 10501 2788 486 3275 404 489 893 2381 411 188 7135 10501 1 10500 2007 (As on 31st March) 26991 37522 5435 3800 9235 12294 13176 25470 (16235) 1556 25209 37522 17878 23 19620 2011 19047 28001 1099 2545 3643 5044 5144 10188 (6544) 2068 13431 28001 12930 374 14696 2 2010 10077 19682 2474 1989 4463 2348 2587 4935 (472) 1966 8111 19682 10737 3491 5472 (18) 2009 APOLLO MUNICH TABLE 63: HEALTH INSURERS: BALANCE SHEET 2859 10055 3288 1066 4354 1179 247 1427 2927 1205 3064 10055 10055 2008 15921 27110 668 1447 2115 4088 1597 5684 (3569) 2132 12626 27110 10 27100 2011 4296 15107 1150 1137 2288 1934 63 1997 291 1261 9260 15107 7 15100 2010 (` Lakh) MAX BUPA HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 274 Note: Figure in brackets indicate negative values Premiums earned (Net) Profit/ Loss on sale/redemption of Investments Others Interest, Dividend & Rent – Gross TOTAL (A) Claims Incurred (Net) Commission Operating Expenses related to Insurance Business Other – Premium Deficiency Others- Amortizations, Write offs & Provisions Foreign Taxes TOTAL (B) Operating Profit/(Loss) from Fire/Marine/Miscellaneous Business C= (A – B) APPROPRIATIONS Transfer to Shareholders' Account Transfer to Catastrophe Reserve Transfer to Other Reserves TOTAL (C ) Particulars (8548) (8548) (3023) 79540 (8548) 85118 (3023) (3023) 57599 175 1464 11753 70992 67518 (3157) 10360 4820 2009-10 67486 346 601 13662 82096 75744 (953) 15148 (4820) 2010-11 25786 25786 42484 25786 59 15684 68270 35523 (2476) 9437 52527 2008-09 62207 62207 5442 62207 54576 1 37 13035 67649 (1598) (3408) 10448 2007-08 44887 44887 26089 44887 78 11454 70976 18711 (17) 7396 59444 2006-07 27718 27718 36265 27718 67 9611 63983 24964 (7) 11308 54305 2005-06 8785 8785 45966 8785 47613 1 71 7066 54751 40386 (49) 5628 2004-05 TABLE 64: EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LTD. (ECGC): POLICYHOLDERS ACCOUNT (2893) (2893) 61625 (2893) 58733 56956 (87) 4757 29 58704 2003-04 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 275 Note: Figure in brackets indicate negative values INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less: Loss on sale of investments OTHER INCOME TOTAL (A) PROVISIONS (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others TOTAL (B) Profit Before Tax Provision for Taxation Prior Period Adjustments Profit after Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax (d) Transfer to any Reserves or Other Accounts Transfer to General Reserve Balance of Profit / Loss B/f from last year Balance C/f to Balance Sheet OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c) Miscellaneous Insurance Particulars 1075 183 4116 2 2 5534 2 1 712 6 2610 423 158 7426 1063 12054 167 879 6548 2756 (1581) 5373 15584 233 13667 346 285 291 11763 3589 (393) 8566 (8548) (8548) 2009-10 (3023) (3023) 2010-11 28694 2 1 9657 8200 1394 11583 8100 1377 7279 1 2 93 96 77175 28861 371 47943 4 319 77271 14744 1 62207 62207 2007-08 203 504 43829 15213 277 28339 301 381 44333 18166 0 25786 25786 2008-09 23067 2 2 2500 10000 1403 55174 18908 (704) 36970 126 55174 10161 0 44887 44887 2006-07 17259 2 2 1000 3435 482 28 34257 12294 (100) 22176 28 417 34285 6149 0 27718 27718 2005-06 TABLE 65: EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LTD. (ECGC): SHAREHOLDERS ACCOUNT 5892 2 2 1523 199 713 12519 4338 568 7614 713 104 13232 4343 8785 8785 2004-05 5309 2 2 1371 176 28 9093 2523 (286) 6856 28 (1) 123 9121 11891 (2893) (2893) 2003-04 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 276 Note: Figure in bracket indicates negative value. Share Capital Reserves & Surplus Fair Value Change Account Borrowings Deferred Tax Liability TOTAL APPLICATION OF FUNDS Investments Loans Fixed Assets CURRENT ASSETS Cash & Bank Balance Advances and Other Assets Sub-Total (A) CURRENT LIABILITIES Provisions Sub-Total (B) Net Current Assets (C)= (A-B) Deferred Tax Assets Misc. Expenditure (to the extent not written off or adjusted) Profit & Loss Account (Debit Balance) TOTAL SOURCES OF FUNDS Particulars 90000 102738 3156 27 195921 262046 13568 79228 37946 117174 160672 38257 198929 (81755) 2063 195921 206222 316356 14319 87686 44383 132069 208767 48160 256927 (124858) 405 206222 2010 90000 108271 7951 2011 191755 200179 29997 230176 121584 39907 161491 68685 219 3024 13629 106198 182190 142914 260246 9212 269459 116173 48540 164713 104745 1780 227726 12805 240531 93290 37706 130995 109535 46 1518 12470 22808 1487 12094 142914 80000 62914 2007 58621 182190 848 3133 191755 90000 91342 2008 90000 98622 2009 (As on 31st March) 109847 248671 10171 258842 116470 45121 161591 97251 1906 4672 402 5616 109847 70000 39847 2006 82588 201062 12302 213364 114151 28301 142452 70912 381 4672 964 5660 82588 60000 22588 2005 TABLE 66: EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LTD. (ECGC): BALANCE SHEET 66827 169677 12422 182099 102245 24451 126696 55403 4672 1105 5648 131 66827 50000 16696 2004 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 116720 (3303) (3303) 88564 52028 52028 277 30891 30891 53926 30891 10555 84816 52962 (894) 1588 269 74261 2008-09 Note: Figure in the bracket indicates negative values. * Data given for the period from 20.12.2002 to 31.03.2004. (3303) 11058 113417 118919 (4430) 2024 207 12848 140592 95015 (12687) 4060 2176 52028 102252 107 127592 152 Premiums earned (Net) Profit/ Loss on sale/redemption of Investments Others Interest, Dividend & Rent – Gross TOTAL (A) Claims Incurred (Net) Commission Operating Expenses related to Insurance Business Others- Amortizations, Write offs & Provisions Foreign Taxes TOTAL (B) Operating Profit/(Loss) from Fire/Marine/Miscellaneous Business C= (A – B) APPROPRIATIONS Transfer to Shareholders' Account Transfer to Catastrophe Reserve Transfer to Other Reserves TOTAL (C ) 2009-10 2010-11 Particulars 21049 21049 52431 21049 9810 73480 52954 (2194) 1412 259 63614 56 2007-08 6232 6232 56309 6232 6661 62541 55075 (0) 1023 211 55876 4 2006-07 6567 6567 53236 6567 4711 59803 51873 (24) 1217 169 55092 2005-06 21732 21732 28576 21732 4771 50309 27685 (10) 845 57 45537 2004-05 (9294) (9294) 28792 (9294) 541 588 19498 28251 18910 2003-04* (` Lakh) TABLE 67: AGRICULTURE INSURANCE COMPANY OF INDIA LTD. (AIC): POLICYHOLDERS ACCOUNT HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 278 485 4025 36 220 65 57353 (136) 84 2000 340 20921 35705 126 264 35594 12333 23261 138 33 35859 4935 30891 30891 2008-09 2000 324 127 383 3642 302 3340 6777 66 5199 61 110 59 57294 19265 38030 (3303) (3303) 2009-10 52028 52028 2010-11 Note: Figure in the bracket indicates negative values. * Data given for the period 20.12.2002 to 31.03.2004 INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less: Loss on sale of investments OTHER INCOME TOTAL (A) PROVISIONS (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others TOTAL (B) Profit Before Tax Provision for Taxation Profit after Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax (d) Transfer to any Reserves or Other Accounts Transfer to General Reserve Balance of Profit / Loss B/f from last year Balance C/f to Balance Sheet OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c) Miscellaneous Insurance Particulars 13791 2000 340 105 144 24936 8805 16131 39 13 25081 3996 23 21049 21049 2007-08 4898 91 604 8523 3625 4898 4 19 490 44 9127 2849 2 6232 6232 2006-07 5181 358 522 8271 3091 5181 91 73 56 8793 2020 150 6567 6567 2005-06 92 8462 (8292) 45 69 22417 5571 16846 3 21 5 22486 749 21732 21732 2004-05 (` Lakh) (8292) (8292) 63 68 (8292) 5 (8224) 1070 (9294) (9294) 2003-04* TABLE 68: AGRICULTURE INSURANCE COMPANY OF INDIA LTD. (AIC): SHAREHOLDERS ACCOUNT HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 279 Note: Figure in brackets indicate negative values SOURCES OF FUNDS Share Capital Reserves & Surplus Fair Value Change Account Borrowings TOTAL APPLICATION OF FUNDS Investments Loans Fixed Assets Deferred Tax Assets CURRENT ASSETS Cash & Bank Balance Advances and Other Assets Sub-Total (A) CURRENT LIABILITIES Provisions Sub-Total (B) Net Current Assets (C)= (A-B) Misc. Expenditure (to the extent not written off or adjusted) Profit & Loss Account (Debit Balance) TOTAL Particulars 20000 56578 618 77196 144209 129 2944 277 93324 45840 139164 144484 65043 209527 (70363) 77196 112665 156484 125 2349 194 162946 49535 212481 190743 68224 258967 (46486) 112665 2010 20000 92283 382 2011 73255 104786 18268 123055 100339 42788 143127 (20072) 92334 139 462 392 73255 20000 53237 18 2009 (As on 31st March) 52654 72716 19882 92597 89388 39213 128601 (36004) 87678 144 493 343 52654 20000 32317 337 2008 38783 74537 15957 90494 91997 29642 121639 (31145) 69308 146 475 38783 20000 18540 243 2007 33718 81252 13882 95135 95080 28643 123723 (28588) 61813 34 459 33718 19909 13642 167 2006 30459 63808 6284 70093 50861 29948 80809 (10717) 40666 25 484 19864 8462 73 2061 30459 2005 TABLE 69: AGRICULTURE INSURANCE COMPANY OF INDIA LTD. (AIC): BALANCE SHEET 8292 20000 81294 4496 85790 66335 18031 84366 1424 189 9688 10 396 20000 20000 2004 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 280 Note: Figure in bracket indicates negative value. 51322 23260 51322 885809 51322 1063094 23260 23260 807643 48792 (82) 80778 937131 685639 193025 7146 954403 43191 (2041) 90800 1086354 862578 192635 7882 Premiums earned (Net) Profit/ Loss on sale/redemption of Investments Others Interest, Dividend & Rent – Gross TOTAL (A) Claims Incurred (Net) Commission Operating Expenses related to Insurance Business Foreign Taxes TOTAL (B) Operating Profit/(Loss) C = (A – B) APPROPRIATIONS Transfer to Shareholders' Account Transfer to Catastrophe Reserve Transfer to Other Reserves TOTAL (C) 2009-10 2010-11 Particulars 92351 92351 802943 92351 780617 31786 794 82096 895294 621714 174918 6312 2008-09 35989 35989 815811 35989 722896 58721 (72) 70255 851800 601150 208965 5697 2007-08 115410 115410 534094 115410 526380 54523 (98) 68700 649505 362271 167012 4811 2006-07 (16448) (16448) 572133 (16448) 445884 50067 74 59661 555686 457307 110293 4533 2005-06 27823 27823 495089 27823 437368 28282 379 56882 522912 370280 120749 4060 2004-05 84340 84340 400083 84340 399178 33349 (925) 52820 484423 289536 107164 3383 2003-04 8904 8904 368321 8904 318632 12555 722 45316 377225 274440 90901 2980 2002-03 TABLE 70: GENERAL INSURANCE CORPORATION: POLICYHOLDERS ACCOUNT 5194 5194 295654 5194 243846 11513 69 45420 300848 229508 63633 2513 2001-02 17913 17913 237215 17913 203968 9332 (313) 42141 255128 185183 49610 2422 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 281 Note: Figure in bracket indicates negative value. INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross (b) Profit on sale of investments Less: Loss on sale of investments OTHER INCOME TOTAL (A) PROVISIONS (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related insurance business (b) Loss on Exchange (c) Bad debts written off (d) Others (e) Interest on Service Tax TOTAL (B) Profit before Tax Provision for Taxation Profit after Tax Balance brought forward from last year Profit Available for appropriation APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax (d) Transfer to any Reserves or other Accounts (e) Transfer to General Reserve (f) Balance of Profit / Loss B/f from last year (g) Balance c/f to Balance Sheet OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c) Miscellaneous Insurance (d) Life Insurance Particulars 32771 26312 (8246) 485 51322 51201 30927 22007 155457 1303 (1438) 2544 145 23835 0 0 47 26437 129020 (48440) 177461 1 177461 35260 5856 136339 6 59639 28369 17190 128458 3192 3643 2273 183 0 0 13 219 9523 118935 15594 103341 6 103347 20640 3428 79273 6 2009-10 24694 17533 (19370) 401 23260 2010-11 108020 1 1 27950 4750 0 0 (22) 0 3906 181159 40439 140720 112 977 (131) 2969 27703 185065 46865 18145 (3872) (7078) 102368 932 92351 2008-09 76140 5 1 116910 2 5 30960 5262 4089 178947 25811 153134 10933 106730 7451 99278 19780 3362 30 109 1793 (1339) 3496 5694 183036 34529 27403 6047 (8132) 117405 90 115410 2006-07 24 7664 143 657 (945) 3389 7113 117662 40614 33946 (23031) (19197) 77762 453 35989 2007-08 50050 6 2 8600 1206 2008 44294 (15558) 59852 374 (4750) 6384 458 46302 33868 28424 14039 3940 (34470) 43 (16448) 2005-06 12650 8 6 6450 905 8220 80008 60006 20002 73 1228 3580 3338 5595 88228 36608 18202 24144 (1803) 5670 (188) 27823 2004-05 96480 3 8 6450 826 7086 127691 23927 103764 1239 2348 1170 2329 1269 134777 30139 19028 45336 6665 32352 (12) 84340 2003-04 22830 3 3 4730 606 15319 34289 6123 28166 66 7667 6300 1286 3585 49608 26915 1 4300 10313 35670 4453 31217 22 3308 6940 43 31310 7936 (1) 1544 45983 5194 8904 29066 8053 (137) 10776 (5445) 2001-02 20236 4201 (15533) 2002-03 TABLE 71: GENERAL INSURANCE CORPORATION: SHAREHOLDERS ACCOUNT 1 36968 4300 4386 7101 47601 5895 41706 257 111 2927 3806 923 54702 29363 6503 17913 11675 16917 (10679) 2000-01 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 282 0 2605503 3357393 69515 4465 7535 277311 667994 945305 1229704 549005 1778710 (833404) 2605503 0 2863793 3669248 59539 4489 152 475660 763768 1239428 1476642 632421 2109064 (869636) 2863793 2010 43000 859657 1702846 2011 43000 939022 1881771 Note: Figure in brackets indicate negative values SOURCES OF FUNDS Share Capital Reserves & Surplus Fair Value Change Account Borrowings Deferred Tax Liability TOTAL APPLICATION OF FUNDS Investments Loans Fixed Assets Deferred Tax Asset CURRENT ASSETS Cash & Bank Balance Advances and Other Assets Sub-Total (A) CURRENT LIABILITIES Provisions Sub-Total (B) Net Current Assets (C)= (A-B) Misc. Expenditure (to the extent not written off or adjusted) Profit & Loss Account (Debit Balance) TOTAL Particulars 1385999 313270 512929 826199 1144044 471921 1615964 (789765) 2099471 71932 4361 191 1385999 43000 735334 607474 2009 2097120 252759 411083 663842 1004706 499458 1504164 (840321) 2851378 68017 4102 13944 2097120 43000 625377 1428743 2008 1575668 180375 296054 476429 872919 403811 1276730 (800301) 2290511 74910 4369 6179 1575668 43000 579826 982843 2007 (As on 31st March) 1507074 187645 220088 407732 872167 263162 1135329 (727597) 2138083 75323 4276 16989 1507074 43000 432913 1031161 2006 940742 149437 258286 407723 649893 364550 1014442 (606719) 1463026 80405 4031 402 940742 21500 404426 514414 2005 829216 178791 168788 347579 510854 304043 814898 (467319) 1212696 80045 3794 529 829216 21500 391778 415409 2004 2003 432361 151681 151434 303115 477497 259653 737150 (434035) 782716 79582 4098 601 432361 21500 295293 114968 TABLE 72: GENERAL INSURANCE CORPORATION: BALANCE SHEET 447025 111080 127822 238902 394677 196182 590859 (351957) 713282 81589 4111 447025 21500 271622 153903 2002 266204 121126 98367 219493 839468 171694 511162 (291669) 471893 83391 2589 266204 21500 244704 2001 (` Lakh) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 Andhra Pradesh Arunachal Pradesh Assam Bihar Chhattisgarh Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharasthra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Isand Chandigarh Dadra & Nagra Haveli Daman & Diu Delhi Lakshadweep Puducherry Total States/Union Territory 91 1 34 39 13 8 52 41 17 14 23 59 51 52 126 1 2 1 1 40 87 68 1 96 4 109 9 96 0 14 0 0 64 0 5 1219 2011 91 1 34 39 13 8 55 42 17 14 23 59 51 52 124 1 2 1 1 37 88 73 1 94 4 105 9 103 0 11 0 0 63 0 4 1220 2010 National 79 1 23 20 11 5 64 29 8 11 22 64 58 39 153 1 3 1 2 35 52 34 1 95 1 99 16 50 1 12 1 0 45 1 4 1041 2011 77 1 23 20 11 5 64 29 8 11 22 66 58 39 151 1 3 1 2 35 52 34 1 95 1 99 16 50 1 12 1 0 45 1 4 1039 2010 New India 78 2 30 38 20 4 73 34 15 14 19 90 67 50 111 1 3 1 2 35 74 61 1 96 2 104 16 42 0 8 0 2 52 0 1 1146 2011 68 0 26 36 14 4 67 33 15 14 16 73 56 43 103 1 3 1 2 30 61 57 1 71 3 95 13 38 0 7 0 2 46 0 1 1000 2010 Oriental 143 1 49 30 14 8 74 48 13 13 18 101 96 54 138 1 5 1 1 31 83 88 1 190 4 96 24 50 1 7 1 0 47 0 5 1436 2011 145 1 49 31 14 8 79 46 13 13 18 99 97 53 140 1 5 1 1 30 83 90 1 186 4 81 34 48 1 9 0 0 51 0 5 1437 2010 United 3 0 0 0 0 0 1 1 0 0 0 3 2 0 10 0 0 0 0 1 1 1 0 5 0 2 0 2 0 1 0 0 6 0 0 39 2011 1 0 0 0 0 0 1 2 0 0 0 2 2 0 6 0 0 0 0 1 1 1 0 3 0 2 0 1 0 1 0 0 6 0 0 30 2010 Apollo Munich 20 0 2 4 4 3 18 4 2 2 3 16 8 7 24 0 0 0 0 6 8 6 0 26 0 9 1 14 1 1 0 0 9 0 1 199 2011 22 0 3 5 4 4 27 5 2 2 4 16 9 6 32 0 0 0 0 6 13 7 0 25 0 10 1 14 1 0 0 0 13 0 1 232 2010 Bajaj Allianz 4 0 1 0 2 1 3 2 0 0 1 5 1 2 8 0 0 0 0 1 3 2 0 4 0 4 1 2 0 1 0 0 3 0 0 51 2011 4 0 1 0 1 1 3 1 0 0 1 5 1 2 8 0 0 0 0 1 3 3 0 4 0 3 1 2 0 1 0 0 4 0 0 50 2010 Bharti AXA 5 0 1 1 1 1 9 4 0 0 2 6 7 4 16 0 0 0 0 2 3 3 0 19 0 6 1 3 0 0 0 0 1 0 1 96 2011 5 0 1 1 1 1 9 3 0 0 2 6 7 3 18 0 0 0 0 2 4 2 0 27 0 6 1 3 0 0 0 0 3 0 1 106 2010 Chola mandalam 4 0 1 2 1 1 10 5 1 1 2 4 6 4 15 0 0 0 0 2 4 6 0 7 0 11 0 4 0 1 0 0 2 0 0 94 2011 4 0 1 2 1 1 6 5 1 1 2 4 6 4 15 0 0 0 0 2 4 6 0 7 0 11 0 4 0 1 0 0 3 0 0 91 2010 Future Generali 6 0 1 1 1 1 5 2 0 1 2 4 8 3 11 0 0 0 0 2 4 5 0 5 0 5 1 2 0 1 0 0 6 0 1 78 2011 6 0 1 1 1 1 5 2 0 1 2 4 8 3 11 0 0 0 0 2 4 5 0 6 0 5 1 2 0 1 0 0 6 0 0 78 2010 HDFC Ergo TABLE 73: STATE-WISE NUMBER OF OFFICES OF NONLIFE INSURERS (Contd.) (As on 31st March, 2011) 31 0 3 4 7 2 25 13 2 2 4 22 15 17 36 0 1 0 0 16 16 14 1 21 1 30 6 16 0 1 0 0 8 0 1 315 2011 31 0 3 4 7 2 26 16 2 2 4 23 16 19 43 0 1 0 0 17 19 17 1 22 1 36 7 20 0 2 0 0 8 0 1 350 2010 ICICI Lombard 3 0 0 0 1 1 8 3 0 1 0 4 1 3 16 0 0 0 0 1 2 1 0 3 0 3 1 3 0 1 0 0 10 0 0 66 2011 3 0 0 0 1 1 7 3 0 0 0 4 1 3 16 0 0 0 0 1 1 1 0 3 0 3 0 3 0 1 0 0 8 0 0 60 2010 IFFCO Tokio HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 283 Andhra Pradesh Arunachal Pradesh Assam Bihar Chattisgarh Goa Gujarat Haryana Himachal Pradesh Jammu & Kashmir Jharkhand Karnataka Kerala Madhya Pradesh Maharasthra Manipur Meghalaya Mizoram Nagaland Orissa Punjab Rajasthan Sikkim Tamil Nadu Tripura Uttar Pradesh Uttrakhand West Bengal Andaman & Nicobar Is. Chandigarh Dadra & Nagra Haveli Daman & Diu Delhi & NCR Lakshadweep Puducherry Total STATES/UNION TERRITORY 1 0 0 0 0 0 1 0 0 0 0 1 0 0 2 0 0 0 0 1 0 0 0 2 0 0 0 1 0 0 0 0 1 0 0 10 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 1 0 0 2 0 0 0 0 0 1 1 0 1 0 0 0 1 0 0 0 0 2 0 0 11 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2010 2011 2011 2010 Max Bupa L&T General 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 2011 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2010 Raheja QBE 16 0 2 1 2 1 21 7 1 1 4 15 13 13 33 0 0 0 0 3 7 9 0 15 0 17 3 11 0 1 0 0 15 0 1 212 2011 16 0 2 1 2 1 21 7 1 1 4 15 13 13 33 0 0 0 0 3 8 9 0 15 0 20 0 11 0 0 0 0 15 0 1 212 2010 Reliance General 9 0 1 1 1 1 10 1 0 0 1 9 7 3 8 0 0 0 0 2 0 1 0 17 0 3 0 5 0 1 0 0 2 0 1 84 2011 9 0 1 0 1 1 10 1 0 0 1 7 7 3 8 0 0 0 0 2 0 1 0 17 0 3 0 4 0 1 0 0 2 0 1 80 2010 Royal Sundaram 2 0 1 0 0 1 1 0 0 0 0 1 0 1 2 0 0 0 0 1 0 1 0 2 0 1 0 1 0 1 0 0 1 0 0 17 2011 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2010 SBI General 7 0 0 0 0 0 3 5 1 0 0 1 1 3 8 0 0 0 0 0 3 9 0 6 0 11 2 2 0 1 0 0 5 0 0 68 2011 6 0 0 0 0 0 3 5 0 0 0 1 1 2 5 0 0 0 0 0 3 7 0 6 0 8 1 1 0 1 0 0 5 0 0 55 2010 Shriram General 29 0 2 1 4 0 8 5 1 2 4 22 29 14 30 0 1 0 0 11 5 11 0 65 0 10 3 26 0 2 0 0 12 0 2 299 2011 29 0 1 1 2 0 2 4 1 1 1 20 15 10 23 0 1 0 0 4 3 6 0 57 0 6 0 13 0 2 0 0 11 0 2 215 2010 Star Health 2 0 1 0 1 1 6 1 0 0 2 3 2 1 13 0 0 0 0 1 2 2 0 4 0 4 1 3 0 1 0 0 2 0 1 54 2011 2 0 1 0 1 1 4 1 0 0 2 2 1 1 12 0 0 0 0 1 2 1 0 4 0 3 1 3 0 1 0 0 3 0 0 47 2010 Tata AIG 3 0 1 1 1 0 3 2 0 1 2 3 1 2 10 0 0 0 0 2 2 3 0 4 0 4 2 4 0 1 0 0 2 0 0 54 2011 3 0 0 1 1 0 3 0 0 0 0 2 1 2 8 0 0 0 0 2 1 2 0 3 0 2 2 2 0 1 0 0 3 0 0 39 2010 Universal Sompo 1 0 1 1 1 0 1 0 0 0 1 1 1 1 1 0 0 0 0 1 0 1 0 1 0 1 1 1 0 1 0 0 1 0 0 18 2011 AIC 1 0 1 1 1 0 0 0 0 0 1 1 1 1 1 0 0 0 0 1 1 1 0 1 0 1 1 1 0 1 0 0 1 0 0 18 2010 TABLE 73: STATE-WISE NUMBER OF OFFICES OF NONLIFE INSURERS (Concld.) (As on 31st March, 2011) 3 0 0 0 0 0 4 2 0 1 0 3 1 1 10 0 0 0 0 1 2 2 0 9 0 5 0 2 0 1 0 0 4 0 0 51 2011 3 0 1 0 0 0 4 2 0 1 0 4 1 1 11 0 0 0 0 1 2 2 0 10 0 5 0 3 0 1 0 0 5 0 0 57 2010 ECGC 542 5 154 144 85 39 401 209 61 64 110 438 375 274 784 4 15 4 6 195 359 329 5 693 12 534 88 341 3 58 2 2 300 1 24 6660 2011 526 3 149 143 76 39 396 207 60 61 103 413 352 260 769 4 15 4 6 178 353 325 5 656 13 504 88 326 3 54 1 2 301 1 21 6417 2010 Total HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 284 Maharashtra Delhi West Bengal Tamil Nadu Andhra Pradesh Uttar Pradesh Gujarat Karnataka Punjab Kerala Rajasthan Chandigarh Madhya Pradesh Haryana Total State 98 63 28 28 18 18 13 12 11 8 5 4 3 2 311 2011 98 59 27 27 19 16 12 12 12 7 5 5 3 1 303 2010 95 59 27 27 19 15 11 11 12 6 5 5 3 1 296 2009 88 56 24 24 19 16 11 11 12 6 5 5 3 1 281 2008 (As on 31st March) 76 56 22 20 19 15 10 10 11 6 5 5 3 0 258 2007 68 51 17 17 15 8 10 10 11 3 5 4 3 0 222 2006 TABLE 74: STATE-WISE NUMBER OF REGISTERED BROKERS 63 44 14 14 14 8 8 7 9 3 5 3 3 0 195 2005 51 31 11 11 12 6 6 7 7 3 3 3 3 0 154 2004 HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 285 286 Alankit Health Care Anmol Medicare Anyuta Medinet Healthcare Bhaichand Amoluk Dedicated Healthcare Services Dawn Services E Meditek Services East West Assist Family Health Plan Focus Healthcare Genins India Good Healthplan Grand Healthcare Services Health India Services Heritage Health I Care Health Management MD India Healthcare Services Med Save Health Care Medi Assist India Medicare Services Paramount Health Services Parekh Health Management Park Mediclaim Raksha Rothshield Healthcare Services Safeway Services Spurthi Meditech Solutions Sri Gokulam Health Services TTK Healthcare Universal Medi-Aid Services Vipul Med Corp TOTAL 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 NA: Not Available. NAME OF THE TPA SI.No. 331278 49015 163163 1741 82832 42461 – 147458 98387 16541 876693 105654 411308 71530 182395 93141 33773 159758 1332 10035 – – 272223 NA 240582 3641584 104332 6615 82 82 139255 2010-11 85987 13036 76 – 157109 – 319807 51110 130104 1469 78476 36709 – 234058 75440 5479 405852 118426 376000 74307 148527 81989 9257 394606 529 13856 – – 305017 – 248790 3365940 2009-10 217799 2894 215396 – 106543 14017 – 80464 36684 – 108730 81740 210089 64238 325176 14305 17064 95451 – 209 – – 289709 1232 57784 1986859 29356 – 259635 – 94013 338 81651 24886 – 190859 65674 – 208331 327640 327640 75250 185743 35229 20671 250211 20 8101 – – 313948 – 109119 2446713 17961 18 – 2007-08 55308 4186 49 2008-09 11552 – 23 13245 597 – 150102 86 431725 – 104704 7069 – – – – 63067 64044 157204 65358 351055 10291 8805 88276 – 4 – – 241994 1513 38123 1840298 2006-07 12413 – 24 12917 – – 59521 55 191526 – 30215 5900 – – 37180 – 18779 40509 116655 63074 277225 7987 1398 61535 – – – – 175280 950 13752 1126895 2005-06 NUMBER OF CLAIMS RECEIVED DURING THE FINANCIAL YEAR – 4587 – 78055 78 6157 119 – 33438 51160 2215 2980 54517 66582 41255 230441 1223 2 52863 – – – – 117597 708 1917 807114 37915 – – – – 59732 439 – 474939 12542 993 340 56652 37067 28938 150338 553 – 23 42 3032 122583 9 17114 1749 411 2003-04 5687 2004-05 TABLE 75: TPA – NUMBER OF CLAIMS RECEIVED AND DURATION WISE SETTLEMENT OF CLAIMS HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 287 Alankit Health Care Anmol Medicare Anyuta Medinet Healthcare Bhaichand Amoluk Dedicated Healthcare Services Dawn Services E Meditek Services East West Assist Family Health Plan Focus Healthcare Genins India Good Healthplan Grand Healthcare Services Health India Services Heritage Health I Care Health Management MD India Healthcare Services Med Save Health Care Medi Assist India Medicare Services Paramount Health Services Parekh Health Management Park Mediclaim Raksha Rothshield Healthcare Services Safeway Services Spurthi Meditech Solutions Sri Gokulam Health Services TTK Healthcare Universal Medi-Aid Services Vipul Med Corp TOTAL 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 NA: Not Available. NAME OF THE TPA SI.No. 93708 3935 76 – 92685 – 267332 33870 58588 886 70662 10790 – 125941 53206 11525 631694 70039 344845 40577 144164 57680 9874 156455 639 6631 – – 225040 NA 234819 2745661 2010-11 28099 8926.00 76 – 93376 – 255866 29879 52525 109 52605 10912 – 118807.00 30427 3099 373118 70909 308818.00 49085 117013 47357 8164 325415.00 363 9679 – – 162303 – 191293 2348147 2009-10 75907 151 63827 20598 – 129603 27990 – 185144 80068 202631 52004 167612 19769 8671 242082 12 3782 – – 262397 – 51379 1847163 24282 2218 49 – – – 227036 2008-09 11559 4 – – 21018 – 189659 1693 147064 – 72316 12584 – 60393 21329 – 93026 41777 117984 43039 319173 9490 9595 76745 – 125 – – 246766 855 17181 1513375 2007-08 8410 – 23 6439 490 – 145724 15 309977 – 68111 5145 – – 14010 – 49098 33905 88771 52923 302777 6324 6617 73692 – 3 – – 217575 1050 15736 1406815 2006-07 7376 – 24 6395 – – 44955 18 44286 – 22657 5813 – – 18088 – 14868 14838 78384 36476 217914 7327 1234 50310 – – – – 153515 568 5223 730269 2005-06 NUMBER OF CLAIMS SETTLED WITHIN 1 MONTH OF CLAIMS INTIMATION 4602 – 42 941 – – 28260 – 73014 – 7119 1528 – – 18550 1772 2487 32843 48961 25713 109970 930 2 50814 – – – – 103061 194 991 511794 2004-05 254823 51268 296 35889 1157 – 290 18332 22150 12224 66916 394 – 2671 – 40735 24 1964 112 – – 22 379 2003-04 TABLE 75: TPA – NUMBER OF CLAIMS RECEIVED AND DURATION WISE SETTLEMENT OF CLAIMS (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 288 Alankit Health Care Anmol Medicare Anyuta Medinet Healthcare Bhaichand Amoluk Dedicated Healthcare Services Dawn Services E Meditek Services East West Assist Family Health Plan Focus Healthcare Genins India Good Healthplan Grand Healthcare Services Health India Services Heritage Health I Care Health Management MD India Healthcare Services Med Save Health Care Medi Assist India Medicare Services Paramount Health Services Parekh Health Management Park Mediclaim Raksha Rothshield Healthcare Services Safeway Services Spurthi Meditech Solutions Sri Gokulam Health Services TTK Healthcare Universal Medi-Aid Services Vipul Med Corp TOTAL 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 NA: Not Available. NAME OF THE TPA SI.No. 15055 839 3 – 32722 – 19906 9281 46118 290 7862 16497 – 26480 34725 1845 141432 29233 12313 10911 11924 27569 11400 972 464 1061 – – 38046 NA 20121 517069 2010-11 35661 3390 – – 59626 – 31984 18454 36166 604 23332 16518 – 72889.00 36248 744 19692 36857 18019 8137 12546 22366 201 35412.00 117 2667 – – 94294 – 11484 597408 2009-10 22247 581 – – – – 18578 – 17851 – 12583 2477 – 39384 26030 – 6942 36950 72555 7755 364 11103 7042 8129 3 2280 – – 29359 – 37960 360173 2008-09 5813 4 – – 2498 – 16220 527 61129 – 24145 6 – 14710 11697 – 2356 25488 57024 7332 8376 3592 5397 10806 – 23 – – 22607 295 22785 302830 2007-08 2410 – – 4571 7 – 139071 17 64759 – 19838 1394 – – 14508 – 1248 13587 36300 8809 7272 3071 121 10438 – – – – 23299 310 16268 367298 2006-07 3982 – – 4448 – – 9616 19 127365 – 4912 11 – – 14565 – 451 15710 24128 13662 41964 660 10 7093 – – – – 17927 228 5015 291766 2005-06 NUMBER OF CLAIMS SETTLED BETWEEN 1 -3 MONTHS 2 – 1 – 1647 – 25832 34 1069 – 4128 – 17 14208 11262 10263 45259 141 – 6869 114 – 120846 – 1373 – 3242 – 40224 9 5381 21 24614 178 185 9061 9947 5394 68632 279 – – 12917 292 754 183171 2003-04 668 2004-05 TABLE 75: TPA – NUMBER OF CLAIMS RECEIVED AND DURATION WISE SETTLEMENT OF CLAIMS (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 289 Alankit Health Care Anmol Medicare Anyuta Medinet Healthcare Bhaichand Amoluk Dedicated Healthcare Services Dawn Services E Meditek Services East West Assist Family Health Plan Focus Healthcare Genins India Good Healthplan Grand Healthcare Services Health India Services Heritage Health I Care Health Management MD India Healthcare Services Med Save Health Care Medi Assist India Medicare Services Paramount Health Services Parekh Health Management Park Mediclaim Raksha Rothshield Healthcare Services Safeway Services Spurthi Meditech Solutions Sri Gokulam Health Services TTK Healthcare Universal Medi-Aid Services Vipul Med Corp TOTAL 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 NA: Not Available. NAME OF THE TPA SI.No. 1663 53 3 – 4935 – 10058 5401 17329 – 2409 6995 – 3594 5807 198 38864 5786 763 3172 3372 2126 13208 – 143 884 – – 6231 NA 2814 135808 2010-11 11241 415 – – 6880 – 7803 1742 11055 638 7162 5787 – 24667.00 9355 14 1538 6422 865 208 1248 1184 53 0 24 935 – – 21343 – 906 121485 2009-10 4744 249 – – – – 4543 – – – 4387 93 – 5305 6227 – 773 2833 8952 240 58 847 3939 – – 1474 – – 8020 – 8338 61022 2008-09 2397 – – – 636 – 4969 86 – – 9828 1 – 2370 2144 – 410 2916 8141 156 593 160 500 2512 – 2 – – 3840 117 7130 48908 2007-08 276 – – 862 – – 6653 8 – – 8557 198 – – 4219 – 217 3968 5223 755 163 93 19 4099 – – – – 5948 30 3423 44711 2006-07 64 – – 631 – – 2729 2 – – 1039 2 – – 4361 – 28 1827 2459 3251 13527 – 2 693 – – – – 4505 42 889 36051 2005-06 NUMBER OF CLAIMS SETTLED BETWEEN 3-6 MONTHS 97 – – 183 – – 931 – – – 1914 – – – 5670 117 9 1705 2092 1622 12559 12 – – – – – – 3430 177 13 30531 2004-05 1893 2 – 39975 – 2134 36 – 9625 2426 2321 9989 17 – – – 10488 2 1042 – – – – 2003-04 TABLE 75: TPA – NUMBER OF CLAIMS RECEIVED AND DURATION WISE SETTLEMENT OF CLAIMS (Contd.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 290 Alankit Health Care Anmol Medicare Anyuta Medinet Healthcare Bhaichand Amoluk Dedicated Healthcare Services Dawn Services E Meditek Services East West Assist Family Health Plan Focus Healthcare Genins India Good Healthplan Grand Healthcare Services Health India Services Heritage Health I Care Health Management MD India Healthcare Services Med Save Health Care Medi Assist India Medicare Services Paramount Health Services Parekh Health Management Park Mediclaim Raksha Rothshield Healthcare Services Safeway Services Spurthi Meditech Solutions Sri Gokulam Health Services TTK Healthcare Universal Medi-Aid Services Vipul Med Corp TOTAL 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 NA: Not Available. NAME OF THE TPA SI.No. 521 4827 – – 734 – – 265 6788 415 388 1835 – – 1259 7 6968 1841 312 963 909 297 – – 25 265 – – 1544 NA 9696 39859 2010-11 3143 – – – 1679 – – 265 3807 24 2190 1302 – 5231 1769 – – 1613 276 111 749 183 6 – 5 – – – 6857 – 152 29362 2009-10 1446 – – – – – – – – – 2064 – – – 1191 – – 350 2245 66 125 41 125 – – 215 – – 3101 – 1965 12934 2008-09 1460 – – – – – – 11 – – 1889 – – – 279 – – 258 2358 58 88 13 98 – – – – – 2987 – 3156 12660 2007-08 27 – – 80 – – – 1 – – 2585 88 – – 796 – – 1889 1312 84 33 – 39 47 – – – – 2508 6 796 10291 2006-07 24 – – 56 – – 1035 – – – 2815 – – – 1583 – – 453 443 1704 457 – 2 236 – – – – 1650 – 139 10597 2005-06 NUMBER OF CLAIMS SETTLED AFTER 6 MONTHS 18 – – 3 – – 54 – – – 711 – – – 1789 115 – 2195 – 397 3326 2 – – – – – – 1011 – – 9621 2004-05 – – – 9160 – 643 778 – 3668 466 2098 1149 1 – – – – – 357 – – – – 2003-04 TABLE 75: TPA – NUMBER OF CLAIMS RECEIVED AND DURATION WISE SETTLEMENT OF CLAIMS (Concld.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 291 O/S: Outstanding National New India Oriental United India ECGC AIC PUBLIC TOTAL Apollo Munich Bajaj Allianz Bharati AXA Cholamandalam Future Generali HDFC Ergo ICICI Lombard IFFCO Tokio L&T Max Bupa Reliance Royal Sundaram SBI General Shriram Star Health TATA AIG Universal Sompo Raheja QBE PRIVATE TOTAL GRAND TOTAL Insurer 683 800 605 743 9 4 2844 29 184 51 77 37 101 449 142 – – 960 107 – 38 90 124 41 – 2430 5274 643 593 250 598 11 5 2100 28 177 51 81 32 101 461 126 – – 833 122 – 38 88 125 38 – 2301 4401 185 384 436 166 0 0 1171 2 31 0 3 5 1 4 38 – – 162 4 – 0 2 1 5 – 258 1429 136 220 44 42 1 0 443 0 38 0 5 3 1 25 16 – – 74 20 – 0 2 26 0 – 210 653 269 338 170 277 3 4 1061 8 105 1 34 9 15 315 75 – – 286 55 – 2 23 84 3 – 1015 2076 260 381 133 298 2 3 1077 7 119 1 32 12 15 324 69 – – 325 56 – 2 25 108 1 – 1096 2173 145 177 81 21 2 1 427 1 24 0 7 0 1 16 22 – – 35 19 – 0 0 2 2 – 129 556 O/S at the start Reported during Resolved during O/S at the end of of the year the year the year the year O/S at the start Reported during Resolved during O/S at the end of of the year the year the year the year 145 177 81 21 2 1 427 1 24 0 7 0 1 16 22 – – 35 19 – 0 0 2 2 – 129 556 2009-10 2010-11 TABLE 76: STATUS OF GRIEVANCES: NON LIFE INSURERS HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 292 O/S: Outstanding National New India Oriental United India ECGC AIC PUBLIC TOTAL Apollo Munich Bajaj Allianz Bharati AXA Cholamandalam Future Generali HDFC Ergo ICICI Lombard IFFCO Tokio L&T Max Bupa Reliance Royal Sundaram SBI General Shriram Star Health TATA AIG Universal Sompo Raheja QBE PRIVATE TOTAL GRAND TOTAL Insurer 245 280 153 240 2 1 921 2 143 – 51 9 5 384 55 – – 332 85 – 1 27 187 – – 1281 2202 327 332 181 316 3 1 1160 2 129 – 71 6 8 396 65 – – 282 77 – 1 25 203 – – 1265 2425 136 220 44 42 1 0 443 0 38 – 5 3 1 25 16 – – 74 20 – 0 2 26 – – 210 653 172 189 21 135 0 0 517 – 5 – 3 – 3 37 8 – – 7 9 – – – 34 – – 106 623 341 366 272 351 7 2 1339 – 110 – 37 – 12 371 61 – – 99 65 – – – 135 – – 890 2229 295 283 221 368 5 2 1174 – 91 – 15 – 11 371 43 – – 82 62 – – – 127 – – 802 1976 218 272 72 118 2 0 682 – 24 – 25 – 4 37 26 – – 24 12 – – – 42 – – 194 876 O/S at the start Reported during Resolved during O/S at the end of of the year the year the year the year O/S at the start Reported during Resolved during O/S at the end of of the year the year the year the year 218 272 72 118 2 0 682 0 24 – 25 0 4 37 26 – – 24 12 – 0 0 42 – – 194 876 2007-08 2008-09 TABLE 76: STATUS OF GRIEVANCES: NON LIFE INSURERS (Concld.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 O/S: Outstanding Ahmedabad Bhopal Bhubaneshwar Chandigarh Chennai Delhi Guwahati Hyderabad Kochi Kolkata Lucknow Mumbai TOTAL Name of the Centre 2009-10 2008-09 2007-08 2006-07 44 39 26 349 17 295 20 37 61 215 0 278 1381 1834 126 146 814 905 1318 213 861 517 815 352 2147 10048 915 64 113 482 883 1204 172 706 394 801 315 1639 7688 29 22 63 176 17 138 38 15 43 130 0 167 838 832 136 109 987 719 1050 241 423 469 683 225 1223 7097 817 119 146 814 719 893 259 401 451 598 225 1112 6554 57 14 207 85 37 195 106 27 42 116 0 143 1029 384 119 105 777 663 338 198 466 335 824 265 1166 5640 412 111 249 686 683 395 266 478 334 810 265 1142 5831 60 5 204 78 12 310 50 35 36 220 1 333 1344 406 188 90 686 550 337 234 501 285 768 269 986 5300 409 179 87 679 525 452 178 509 279 872 270 1176 5615 123 5 181 126 18 386 53 21 14 214 4 196 1341 367 131 110 392 557 347 169 358 218 835 292 980 4756 430 130 87 440 563 423 172 344 196 829 295 843 4752 O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved start of during the during the start of during the during the start of during the during the start of during the during the start of during the during the the year year year the year year year the year year year the year year year the year year year 2010-11 TABLE 77: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (NON-LIFE INSURANCE) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 293 O/S: Outstanding Ahmedabad Bhopal Bhubaneshwar Chandigarh Chennai Delhi Guwahati Hyderabad Kochi Kolkata Lucknow Mumbai TOTAL Name of the Centre 2004-05 2003-04 2002-03 2001-02 221 82 113 121 25 234 47 18 20 282 10 368 1541 342 155 131 355 377 440 146 424 210 894 275 345 4094 440 232 63 347 383 288 140 421 216 962 281 517 4290 158 371 74 55 102 122 30 68 131 441 53 575 2180 338 219 123 257 443 695 86 363 249 778 365 618 4534 275 508 85 191 518 584 69 413 360 937 408 825 5173 138 304 55 32 77 67 20 49 38 293 54 269 1396 274 189 142 159 480 591 127 347 260 719 259 764 4311 254 122 123 136 455 536 117 329 167 571 260 458 3526 NA NA NA NA NA NA NA NA NA NA NA NA NA 316 457 262 173 293 474 91 273 161 538 189 671 3898 178 153 207 141 216 406 71 222 123 245 134 401 2497 NA NA NA NA NA NA NA NA NA NA NA NA NA 325 264 236 109 202 615 60 222 95 357 199 285 2969 186 173 138 86 175 436 47 203 77 262 181 177 2141 O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved start of during the during the start of during the during the start of during the during the start of during the during the start of during the during the the year year year the year year year the year year year the year year year the year year year 2005-06 TABLE 77: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (NON-LIFE INSURANCE) (Concld.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 294 Ahmedabad Bhopal Bhubaneshwar Chandigarh Chennai Delhi Guwahati Hyderabad Kochi Kolkata Lucknow Mumbai TOTAL Name of the Centre 2009-10 2008-09 2007-08 2006-07 51 77 59 633 19 539 28 50 97 410 0 306 2269 2319 336 384 2082 1838 2763 493 2249 1032 2207 1800 3562 21065 1125 185 340 1108 1811 2582 395 2030 835 2285 1503 3040 17239 37 88 162 296 33 237 55 35 78 185 0 189 1395 1133 515 329 1918 1660 2521 549 1238 839 1794 1229 2339 16064 1119 526 432 1581 1674 2219 576 1223 820 1569 1229 2222 15190 68 27 344 146 42 218 122 34 58 180 16 164 1419 539 495 271 1397 1440 501 395 1080 619 1622 1117 1917 11393 570 434 453 1247 1449 482 462 1079 599 1617 1133 1892 11417 86 7 344 124 19 437 73 48 64 307 53 385 1947 537 743 291 1201 1255 445 389 1025 520 1494 1239 1726 10865 555 723 291 1179 1232 664 340 1039 526 1621 1276 1947 11393 146 9 332 187 30 533 87 32 20 278 33 242 1929 526 642 299 864 1239 542 346 914 384 1751 1188 1492 10187 586 646 287 927 1250 638 360 898 340 1722 1168 1349 10168 O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved start of during the during the start of during the during the start of during the during the start of during the during the start of during the during the the year year year the year year year the year year year the year year year the year year year 2010-11 TABLE 78: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE & NON-LIFE COMBINED) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 295 O/S: Outstanding Ahmedabad Bhopal Bhubaneshwar Chandigarh Chennai Delhi Guwahati Hyderabad Kochi Kolkata Lucknow Mumbai TOTAL Name of the Centre 2004-05 2003-04 2002-03 2001-02 260 102 173 194 44 402 62 40 28 320 48 415 2088 474 625 387 796 1017 723 255 967 338 1798 1127 567 9074 588 718 228 787 1029 593 230 975 346 1840 1142 740 9216 179 473 120 92 109 240 40 125 138 518 166 654 2854 422 556 258 720 1047 1134 169 927 349 1548 1373 924 9427 341 927 206 618 1110 973 147 1012 459 1746 1491 1163 10193 155 385 76 62 103 193 27 84 43 428 113 291 1960 334 360 254 367 858 884 218 851 371 1341 833 1044 7715 309 273 210 337 852 832 205 811 276 1251 780 681 6817 NA NA NA NA NA NA NA NA NA NA NA NA NA 384 692 367 306 581 814 179 410 223 981 501 941 6379 229 307 291 244 478 620 152 324 180 553 387 649 4414 NA NA NA NA NA NA NA NA NA NA NA NA NA 382 494 312 157 385 1088 113 299 147 606 520 433 4936 213 382 200 123 356 710 88 262 123 416 497 156 3647 O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved start of during the during the start of during the during the start of during the during the start of during the during the start of during the during the the year year year the year year year the year year year the year year year the year year year 2005-06 TABLE 78: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE & NON-LIFE COMBINED) (Concld.) HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11 296 . .