It`s Time for a RealPool. - Chartway Federal Credit Union

Member Newsletter May 2013
It’s Time for a
Real Pool.
 Look inside for the Real Deal
Dive in to Your New Equity Loan
The flowers are blooming. The sun is shining. It must be Spring! Warm summer
days are around the corner. How are you going to stay cool?
With a Chartway equity loan or line of credit.
At Chartway, we offer a full range of fixed-rate equity loans and variable-rate lines of
credit including lines of credit with a fixed-rate option. We have flexible terms to fit
your needs, and cash from home equity can be used for anything. What better way to
start the summer than by increasing the value of your home with the addition of that
deck that you have always wanted or the installation of a brand new pool?
Experience the benefits of a home equity loan or line of credit. You’ll get:
EQUITY
Rates as low as
APR
 NO payment for 60 days
 Closing costs waived1
 NO junk fees
 Quick closings
For a limited time, we’re giving you $100 for
every $10,000 that you fund on your new equity
loan. That’s right. We’re putting cash back in
your pocket this summer!2
It’s Time for a
Real Car.
Rather than giving your hardearned money to the dealer for
repairs, get on the road with a
new car.
Not only will you get the best
rate in town, you’ll get up to
$150 in bonus cash!*
 NO payment for 60 days
 Up to 120% financing available
 Fast approvals and easy terms
Get behind the wheel of a new car.
APPLY TODAY!
(757) 552-1000 or (800) 678-8765
chartway.com
This credit union is federally insured by the National Credit Union Administration.
Closing costs will be waived if loan is open for at least 24 months and initial advance is $10,000 or more new money.
Members will receive $100 for every $10,000 of new money advanced on an equity loan or line, up to a total of $300 as
a deposit into their savings accounts at closing. No payment required for 60 days. During this time, interest will continue
to accrue. Equity line rates are variable. Fees, ranging from $300 to $500, may be incurred. Property insurance required.
Maximum APR of 18%. Existing Chartway, HeritageWest, SouthWest Community, and Utah Central loans are not eligible.
Normal underwriting guidelines apply. Limited time only. Texas residents subject to the Homestead Act. Other restrictions
apply. For complete details and full disclosures, see a member specialist.
1
2
APPLY TODAY!
*Members will receive $50 for every $10,000 funded
on an auto loan up to a total of $150 as a deposit into
their savings accounts. No payment required for 60 days.
During this time, interest will continue to accrue. Existing
Chartway, HeritageWest, SouthWest Community, and
Utah Central loans are not eligible. Normal underwriting
guidelines apply. Limited time only. Other restrictions
may apply. For complete details and full disclosures, see
a member specialist.
It’s Time for a Real House.
Let us help you get moving with a Chartway mortgage.
Our friendly, knowledgeable mortgage team will help you pick the right type of
mortgage that will comfortably fit your needs, budget, and lifestyle.
For a limited time, we’re giving away $100 bonus cash and a chance to win a
$1,000 Home Depot® gift card when you open a new mortgage loan or refinance
an existing mortgage loan!*
*Members will receive a $100 bonus as a deposit into their savings accounts at closing. Odds of winning Home Depot® gift card depend on
total number of entries. No purchase necessary to enter drawing. One winner will be selected. Potential winner must claim prize within seven
(7) days of notification. Chartway may, in its sole discretion, award or not award a forfeited prize to an alternate winner. Employees, officers,
and directors of Chartway and its related companies and agents, and members of the immediate family and household of each are not eligible.
Any applicable state and/or federal taxes are the sole responsibility of the winner. By participating, winner consents to the release of his/her
name as the winner of the award, unless such use is prohibited by applicable law. Existing Chartway, HeritageWest, SouthWest Community,
and Utah Central loans are not eligible. Normal underwriting guidelines apply. Limited time only. Other restrictions may apply. For complete
details and full disclosures, see a member specialist.
QUICK APPLICATION PROCESS!
(757) 552-1000 or
(800) 678-8765
chartway.com