START JULY WITH A BANG! - United Local Credit Union

BRANCH INFORMATION
Main Branch
Located at Ashlan & Millbrook
3650 E. Ashlan Avenue
Fresno, CA 93726
New! West Branch
LOCAL AUTO DEALERSHIP! LOCAL CREDIT UNION!
FEE SCHEDULE
Effective January 1, 2014 United Local Credit Union has
implemented the following fees over the next 90 day period of time per
regulation. Other fees will apply to Business Accounts. Refer to full
disclosure at www.unitedlocal.org or ask at the branch.
SW Corner West/Bullard
Pavilion Shopping Center
2033 W. Bullard
Fresno, CA 93711
OFFICE HOURS
NSF Transactions ..........................................................$25.00
Main & West Branch
Monday – Thursday:
9:00 a.m. – 5:00 p.m.
Friday: 9:00 a.m. – 5:30 p.m.
DRIVE THROUGH HOURS
Main Branch
Monday – Thursday:
8:30 a.m. – 5:30 p.m.
Friday: 8:30 a.m. – 6:00 p.m.
New Fee
Stop Pymnt .....................................................................$20.00
Stop Pymnt CU CK .......................................................$25.00
&
CU Checks ........................................................................ $3.00
Levy Processing ............................................................$40.00
Safe Deposit Lost Key .................................................$30.00
Safe Deposit Box Drilling ..........................................$30.00
Check By Phone ............................................................. $5.00
Statement Copy ............................................................. $5.00
PHONE SERVICES
Incoming Wire .............................................................. $10.00
Main Branch (559) 227.8329
Checking Account Re-Open .................................. $10.00
Toll-Free (800) 446.8329
Mortgage Modification .............................................$50.00
TeleContact Service Hours
Mortgage App ................................................................. $250
Monday – Friday:
9:00 a.m. – 5:30 p.m.
NOW THRU JULY 31ST
Are teamed up for 1.99% APR up to 84 Months
Huge Rebates and 90 days No Payments
Anyone in Fresno Can Join
Apply for Credit Union Membership
Right at the Dealership!
Mortgage Payoff Demand .......................................$20.00
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Local News Matters
START JULY WITH A BANG!
END JULY WITH A SPARKLE!
QUALIFY FOR A
1.99% APR AUTO LOAN
UP TO 84 MONTHS
90 DAYS NO PAYMENTS
Membership Fee ......................................................... $10.00
Early Closure <180 days ........................................... $10.00
!
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GET IT LOCAL
USE YOURRSHIPS!
DEALE
Dormant Account >12 months/monthly ........... $5.00
Fraud Protection Monthly Service ......................... $2.00 VISA Cash Advance 2% or $3.00 Min .................... $3.00
VISA Payment 4% of Total Balance
Your account is insured by the National Credit Union
Share Insurance Fund a federal agency up to $250,000
per account!
227-8329 • WWW.UNITEDLOCAL.ORG • BULLARD/WEST & MILLBROOK/ASHLAN
NCUA Insured Upon Approved credit. $25,000 loan @ 1.99% apr for 84 months = $14.75/$1,000
Upon Approved Credit; Details at the Credit Union
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Fax to (559) 227-3728 or drop off at our nearest branch.
United Local Credit Union Easy Loan Application
AMOUNT OF LOAN
LOAN PURPOSE
NAME (LAST, FIRST, MIDDLE)
HOME ADDRESS
CITY, STATE, ZIP
GROSS MO. INCOME*
HOW LONGAT THIS ADDRESS?
SOCIAL SECURITY NO.
MOS.
MONTHLY RENT OR MORTGAGE PAYMENT
❏ OWN
❏ LIVE WITH RELATIVE
$
EMPLOYER
HOW LONG?
BIRTH DATE
Celebrate the Hard-working
folks in our Valley
KEEP IT LOCAL
KEEP IT LABOR
VISA AT
8.99% A
P
FIXED! R
PREVIOUS HOME ADDRESS (IF LESS THAN TWO YEARS AT CURRENT ADDRESS)
CITY, STATE, ZIP
CO-APPLICANT NAME (LAST, FIRST, MIDDLE)
HOME ADDRESS
CITY, STATE, ZIP
TRAVEL WITH SECURITY
LOCAL OR INTERNATIONAL
USE A VISA GIFT CARD
UP TO $5,000
)
CITY, STATE, ZIP
HOW LONG?
HOME PHONE NO.
(
GROSS MO. INCOME*
)
*Income from alimony, child support or separate maintenance need not
be revealed unless you wish such income to support a request for credit.
$
SOCIAL SECURITY NO.
HOW LONGAT THIS ADDRESS?
MOS.
MONTHLY RENT OR MORTGAGE PAYMENT
$
EMPLOYER
❏ OWN
❏ LIVE WITH RELATIVE
Minimal Closing Costs
21-Day Processing
CALL 227-8329 X118!
❏ RENT
❏ OTHER
JOB TITLE OR OCCUPATION
BIRTH DATE
WORK PHONE NO.
(
EMPLOYER ADDRESS
❏ RENT
❏ OTHER
WORK PHONE NO.
EMPLOYER ADDRESS
HOW LONG?
4.25% FOR 30 YEARS • 3.25% FOR 15 YEARS
NO POINTS – NO PMI • 80% LTV
JULY 4TH FREEDOM DAY
JOB TITLE OR OCCUPATION
(
YEARS
New Purchase or Re-Fi
)
*Income from alimony, child support or separate maintenance need not
be revealed unless you wish such income to support a request for credit.
$
YEARS
GET YOUR MORTGAGE AT UNITED LOCAL!
HOME PHONE NO.
(
LIVING THE LOCAL LIFE IN THE VALLEY?
)
Qualify At The Credit Union; Conventional Loans
CITY, STATE, ZIP
APPLICANT’S SIGNATURE ❏ WE INTEND TO APPLY FOR JOINT CREDIT
DATE
CO-APPLICANT’S SIGNATURE ❏ WE INTEND TO APPLY FOR JOINT CREDIT
DATE
X _____________________________________________
X _____________________________________________
I/We certify everything I/we have stated in this application and on any attachments is correct. You may keep this application whether or not it is approved, and
I/we authorize you to share this application with any of your affiliates for the purpose of determining whether I/we might qualify for other products you or those
affiliates offer. I/We authorize you to check my/our credit and employment history and to answer questions others may ask you about my/our record with you.
I/We understand that I/we must update credit information at your request if my/our financial condition changes.
HAVE YOU REQUESTED AN E-STATEMENT YET?
HAVE YOU LOOKED UP YOUR ACCOUNT ON LINE?
HAVE YOU TRIED EASY BILL PAY?
HAVE YOU USED THE UNITED LOCAL
CREDIT UNION ATM AT THE SW
CORNER BULLARD/WEST
EASY-TO-FIND! PAVILION SHOPPING CENTER!
CATCH THE CLASSIC CAR SHOW
EVERY WEDNESDAY IN JULY!