DOn`T GeT ScammeD - Calgary Residential Rental Association
Transcription
DOn`T GeT ScammeD - Calgary Residential Rental Association
WINTER 2013 4653 Macleod Trail S.W., Calgary, Alberta T2G 0A6 Tel: (403) 265-6055 • Fax: (403) 265-9696 • www.crra.ca DON’T GET SCAMMED We continually hear about scammers trying to take advantage of landlords and tenants. You hear about the various scams through the media (newspapers, television and radio). Sadly we sometimes hear from someone we know who fell victim to these criminals. We often wonder how it is that despite all the warnings, people still seem to fall victim to these scams. The answer may lie in the following: • By nature most of us are law abiding and we trust people. • Everyone wants to take advantage of a good deal. You just have to be sure that you aren’t being taken advantage of. Remember, scammers are criminals. They have no ethical principles and no conscience. They’re vultures trying to pick you clean. They are liars and tricksters, and they prey on other people. Let’s take a look at a couple of the more common scams that continually make the rounds through our industry. The Over Payment Scam This scam targets landlords. A property owner or property manager advertises a rental property on an internet website. They provide details of the property, including address, rent and pictures. A phone number and/or an email address is usually included in the Ad so potential renters can contact the landlord. Once the Ad goes online, it is available for viewing by people all over the world. Scammers who surf rental housing websites send an e-mail to the landlord and express interest in renting the apartment or rental property. The scammer usually indicates that they are from the United Kingdom or Africa. They go into some detail to explain why they want to rent the property. Their email also contains a lot of personal information about themselves. All of this is intended to create a friendly bond with the landlord with the hope they can get you interested in helping them out. Their story goes something like this: The scammer claims to be a highly educated professional (engineers, scientists, doctors, etc.). They say they are either being transferred by their company, or they may just simply indicate that they wish to relocate to Calgary. Another ploy used by the scammer is meant to tug at your ‘heart strings’. The scammer tells the landlord that his wife has just died and he is left to raise his small children. He wants to start a new life and his children may, or may not, be coming with him. The story they use may change but there is a common theme. In all of these cases the scammer confirms the rent and security deposit and offers to send a cheque. He then goes on to explain he has a ‘shipping agent’ who will be handling his travel arrangements as well as the shipping arrangements for his belongings. The scammer then states that he will make the cheque for the rent and security deposit larger than the landlord is asking for. He requests that the landlord immediately deposit the cheque and take the difference between the cheque amount and the total of the rent and security deposit and then send the difference to his ‘shipping agent’ by Western Union. Red Flags 1. In many cases after the scammer contacts the landlord by email, he asks the landlord to provide information about the rental property, such as where it is, the amount of rent and he wants some pictures. All of this information was in the Ad that the scammer responded to. So why is the scammer asking for the details? Well, these scammers respond to so many Ads as they try to defraud and fleece huge numbers of landlords around the world that they can’t keep track of all the Ads they have responded to, so they need the landlord to remind them. 2. In the email exchanges, and there are usually several, the scammer goes to great lengths to reassure the landlord of their honesty and sincerity. They quite often try to reinforce their honesty by using words like ‘trust’ and ‘God’. (Continued on Page 10) President’s Message Editor’s Notes Keith McMullen Tim Sommer With the dawn of a new year upon us, I would like to take a moment to reflect on 2012 and look forward to 2013. One of our most important duties is hosting our Annual General Meeting (AGM). This year the AGM with be held on Thursday, February 21, 2013 during the monthly luncheon at the Hotel Blackfoot. We need to elect your Board Directors and approve our financials and last year’s AGM minutes. We need your support to ensure we have a quorum and can conduct business. We are fortunate again this year to have Tim Sommer back as our Luncheon speaker that day. Tim will bring us up to date with his “Looking Back...Looking Forward” - An update on Calgary’s Rental Market This past year was one in which we saw a changing marketplace in Calgary. The Alberta economy was ramping up and doing well, and job growth was on the rise. As a result many people moved to Alberta from other locales in anticipation of being able to find employment, or in some cases better jobs than they were leaving behind. This in-migration meant that many people would be looking for a new home. Some would look to purchase as mortgage rates continued to be low; while others preferred to rent - good news for our industry. We watched throughout the year as vacancy levels gradually began to decline and this trend has continued. With the decline in vacancies, rents began to slowly inch upwards. In my conversations with some of the bigger companies I found that rent increases were generally modest, in the 3% to 5% range. Unfortunately, we still continue to hear a few stories where rents have been increased by what can only be described as a “huge” amount. Exorbitant rent increases are not helpful and leave the door open for calls for ‘rent controls”, something that is as damaging to our industry as the National Energy Program (NEP) was to the oil industry and the economy. Thankfully, the majority of landlords are reasonable and responsible when it comes to managing their business, including the increasing of rents for their tenants. The CMHC Rental Market Survey was completed in the fall of this year and was released on December 13th. We have posted the Calgary Report on our website, www.crra.ca and I would encourage you to read it if you haven’t already done so. It provides a great deal of information and you will undoubtedly find it very useful. It’s a snapshot of the industry and comments on vacancies and rents in the rental 2 As I’m sure many of you are witnessing first hand with your operations, we are in a period of rapid rent growth. Numerous “blockbuster” deals occurred in 2012 as result – in fact, the dollar volume of two portfolio sales in 2012 alone almost equaled the annual sales activity in dollars of 2010 and 2011 combined. After several sleepy post-recession years, Calgary’s apartment market is very much awake again. The primary factor driving this activity appears to be low interest rates, which is fueling the strong desire by the big national companies to increase their presence in the west. It’s important to differentiate the nature of this demand however – it is for BIG. And Calgary doesn’t often have much for sale that is BIG, so we end up with two distinct markets – big and small, separated at about the 100-suite count. Rent growth is not restricted to big buildings though, and the small building market is witnessing a similar surge in rents. This should allow the “private guy” to play in the game too. I sense that 2013 is going to be a busy year, and that we are going to see more blockbuster trades. Good luck and best wishes to all for what should prove to be a dynamic and exciting New Year. market and includes data from the secondary rental market (condominium rentals). The CMHC Rental Market Report supports what we have noticed in the rental industry. There is reason for optimism as we move into 2013. Based on the forecast provided by CMHC at their November Housing Outlook Conference, it’s expected that vacancies will likely remain close to where they are now, and may average just slightly lower; and, rents may edge higher, but only moderately. By now you will have heard that the City of Calgary plans to increase property taxes next year by more than 5%. This is only one cost increase that landlords can expect each year. Others include insurance costs, utility costs, material and product costs, and of course labour costs, just to name a few. By being reasonable and responsible members in our industry should enjoy a good 2013. Calgary Residential Rental Association - Winter 2013 Executive Director’s Report Gerry Baxter The Association has a number of members in the Lethbridge area. In the spring of 2012 we heard from several members who said they would like to see something that would help to bring local area landlords together. The question was, “could the CRRA help?” We held several meetings in Lethbridge to determine what landlords felt were their greatest needs. One of the key issues identified was that landlords don’t talk to each other. There was nothing in place to bring them together that would allow them to network, learn and share information. It was at these meetings that a small group of people expressed interest in acting as a steering committee in order to identify what would benefit landlords in the Lethbridge area. It was felt that offering educational opportunities would be a good place to start. They would provide the vehicle to meet the needs identified by the committee. The seminars would bring people together for a common cause and would provide excellent learning opportunities, as well as enable landlords to get to know each other, network and share information. Table of Contents President’s Message............................................2 Editor’s Notes.......................................................2 In mid October 2012, the CRRA and the Lethbridge steering committee hosted the first organized seminar for landlords in Lethbridge and surrounding area. The steering committee was extremely helpful in notifying their contacts and helping to get the word out. We were very fortunate to have Trevor Schulz from Service Alberta deliver his excellent presentation, “Common Mistakes Made by Landlords and How to Avoid Them”. More than 50 people registered and attended this extremely informative seminar. There were a lot of questions asked by the participants and the feedback was excellent. People who attended indicated they would like to have more seminars as they really liked being able to meet and speak with other landlords in a friendly, non-competitive learning environment. Following this seminar almost a dozen people stepped forward and offered to become part of the steering committee and help organize future events. Several people also became new members of the CRRA. A month later, the first ‘Residential Tenancies in Alberta’ course was held in Lethbridge. There were 18 people who attended the course, including folks from Lethbridge, Medicine Hat and Pincher Creek. The feedback was excellent. The CRRA applauds the efforts of the Lethbridge steering committee and we look forward to continuing our relationship with our members from southern Alberta as more courses and seminars are planned. Annual General Meeting Thursday, February 21, 2013 Blackfoot Inn 12:00 p.m. - 1:00 p.m. Executive Director’s Report.................................3 AGM Notice..........................................................3 CMHC Enhancements.........................................5 Agenda Welcome New Members - Service Companies...5 1. Call to Order Residential Tenancies Courses...........................7 2. Approval of the 2012 AGM Minutes Member & Volunteer Profiles...............................9 Security Depost Interest Rates..........................11 3. Treasurer’s Report Your Tenant Is Behind In Their Rent?...............12 4. Recognition of Retiring Directors Energy Star Windows........................................15 5. Election of Directors Welcome New Members....................................15 Marijuana Grow-Ops..........................................17 6. Adjournment Service Member Directory.................................22 Calgary Residential Rental Association - Winter 2013 3 PEDDIE ROOFING A lbertA e levAting D evices & A musement r iDes s Afety A ssociAtion & WATERPROOFING CRRA Members will receive a FREE Roof Condition Report and a five (5) year Preventative Maintenance Proposal. ppliare . a hardw rdware . . ls o o t a hting . inets h . plumbing We offer 24/7mbemergency ing . lig afety . cabservice. orial n 209, 264 Midpark Way SE Calgary, AB T2X 1J6 Contact Ken Cotterill at 273-7000. 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The enhancements are offered on a two year pilot basis and include: • B orrowers may be able to receive instant savings by choosing to receive an up-front premium reduction at the time of financing. • F or multi-unit rental properties undergoing energy-efficient retrofits, the level of premium refund is based on the reduction in energy consumption and the maximum refund increases from 10% to 15%. • C MHC energy efficiency incentives are now available for qualifying new construction projects –the building is required to be the higher of 5% more energy-efficient than if constructed to meet provincial/territorial requirements (where they exist) or 20% more energy-efficient than if constructed to meet the Model National Energy Building Code for Buildings (MNECB). • B orrowers are now able to use a variety of documents to demonstrate eligibility such as reports prepared by other government organizations and utility companies that provide grants. • In addition to heat and hydro, CMHC will now also recognize an estimated reduction in water consumption. MHC recognizes energy-efficient improvements that have been made within a 12 month period prior to • C the current mortgage loan advance. • C MHC continues to recognize energy savings for valuation purposes. When used in conjunction with other energy efficiency incentive programs, these flexibilities will encourage borrowers to make energy-efficient improvements to their buildings. Building/unit owners and tenants may benefit from reduced operating costs when energy efficiency measures are implemented and certain energy efficiency initiatives may also contribute to the prolonged life span of the structure itself. In addition, we encourage you to leverage the wealth of energy-saving information and ideas on reducing energy and water consumption in multi-unit residential buildings available on the CMHC website. You can access specific information at: http://www.cmhc-schl.gc.ca/en/inpr/bude/himu/waensati/index.cfm CMHC brings a unique combination of proven industry expertise, knowledgeable service and flexible products helping you focus your time on building greater possibilities. Yannick Monaghan is CMHC’s Manager of Business Development for multi-unit mortgage loan insurance – Prairie and Territories Region. He can be reached at (403) 515-2985. WELCOME NEW MEMBERS — Service Companies 24 Hour Property Leasing Goodbye Graffiti 911 Cleaning Green Seal Cleaning Company Consolidated Civil Enforcement Homebath Universal Rehabilitation Service Agency Enmax RentersInsured.ca We Kill Bed Bugs Ltd. Calgary Residential Rental Association - Winter 2013 Royal LePage Benchmark Turtledove Cleaning Services 5 2013 Building Maintenance Catalogue now available! Do you have one? For all of your property maintenance needs, trust the largest Canadian building maintenance and renovation products supplier. For more information, please contact : Paul O'Connor Phone: (403) 464-1640 [email protected] Our Building Maintenance Catalogue for CRRA includes our top selling products with wholesale pricing! Call us for details! We do Real Estate Financing RONA_J_CRRA_3,5wx5h_ad_May2011.indd 1 11-05-09 3:29 PM CMHC & Conventional Loans for: Multi-Family Rental Properties Seniors’ Housing Projects Commercial Properties Construction Projects Contact us: Daniel Stewart Dennis Aitken Vice President & Regional Manager Direct Phone: 403-205-8203 Email: [email protected] AVP Commercial Mortgages Direct Phone: 403-205-8202 Email: [email protected] ® 6 Calgary Residential Rental Association - Winter 2013 Residential Tenancies in Alberta: A Course That Helps All Landlords In the early 2000’s we used to receive a lot of calls from our members with questions and seeking assistance dealing with problems they were having in their tenancies. Many of the issues that landlords faced stemmed from a lack of knowledge of the laws governing residential tenancies and how to apply the laws in their business. It became quite apparent that one thing the Association could to meet the needs of landlords was to develop a course that would focus on best practices and the Residential Tenancies legislation. We had a pretty good idea about what needed to be addressed in the course. In late 2004, we had a conversation with the Alberta Real Estate Foundation, and they subsequently and very generously approved a grant for the development of the course. As a result, we partnered with the Alberta Real Estate Association and they provided a course writer and curriculum designer. We were fortunate to have a small group of “content experts” work with us to ensure the information that was being included in the course was relevant and accurate. One of the things our group recommended was that the course should be two days in length. Any longer would make it difficult for owners and property managers and their staff to take the time away from their business. It took us a while before we were satisfied with the results but finally we had an Instructor’s Guide, a PowerPoint presentation and two workbooks. We offered the first course in June 2007, followed by the next one in September. Since then we offered five courses a year through to the end of 2011. We planned five courses for 2012, but we ended up hold eight. Two of the additional three courses we held were ‘in-house’ for one of our members who registered over 40 of their staff. The third additional course was held in Lethbridge and there were eighteen people who registered from the Lethbridge area, as well as Pincher Creek and Medicine Hat. Since we began offering the 2-day Residential Tenancies In Alberta course, 500 people have attended. From single unit holding landlords to seasoned and very experienced property managers and owners, the feedback has always been very positive. The first day of the course covers getting into the business of becoming a landlord; landlord and tenant rights and responsibilities; before you rent; and, during the tenancy. It discusses best practices and doing everything right at the beginning, thereby reducing the potential for conflict and problems and having to take steps to terminate the tenancy. The second day focuses on managing tenancy problems and ending tenancies. It covers no fault tenancy terminations; dealing with many of the problems landlords encounter; and, it touches on the options and remedies available to landlords. In addition, you learn about what notices to use, when to use them and when not; abandonment and abandoned goods; going to court; the role of the Director of Residential Tenancies; and, offences under the legislation. If you own or manage residential rental property, this course will benefit you and your staff. Knowledgeable landlords have fewer problems. They have a good understanding of the Residential Tenancies legislation and they know how to apply it in their business. They know how to deal with issues before they become problems. The Association will once again be offering five courses in 2013. The dates are as follows: • February 8th & 22nd, 2013 • April 12th & 19th, 2013 • June 4th & 11th, 2013 • September 13th & 20th, 2013 • November 15th & 22nd, 2013 The February course is already more than half full. We endeavour to hold the class size to a maximum of 24, so I encourage you to register early. You can go to the CRRA website www.crra.ca and download the registration form for whichever of these course dates best suits you and fits your schedule. Calgary Residential Rental Association - Winter 2013 7 UNPAID RENT? TROUBLE TENANTS? ETAA_0512.pdf 1 5/18/2012 9:23:09 AM Quick closings with competitive LTV. C Thats our commitment to you. M Y First National is committed to working with you to provide the ideal mortgage solution. We specialize in multi-family and commercial mortgage financing, and are a leading lender of CMHC insured mortgages for multi-family properties. CM MY CY CMY K • Commitment documents in as little as 7 days • Higher loan amounts (up to 85% LTV) • Attractive rates (fixed or floating) • Terms up to 20 years • Extended amortization Make First National your first call. 8 Troy Barker Assistant Vice President Commercial Mortgages, Prairie Region T: 403.261.5589 / 888.923.9194 E: [email protected] Damir Jesic Manager Commercial Mortgages T: 403.261.5591 / 888.923.9194 E: [email protected] Calgary Residential Rental Association - Winter 2013 Member in profile: Steve Richards Steve was born in Belleville, Ontario and he grew up in Nepean, which is adjacent to Ottawa. He received his formal education here and graduated from Sir Robert Borden High School. When he was 20 years old he took a sales position with an international company. This eventually led to an opportunity for Steve to own and operate a business franchise. He says that his business gave him a chance to move from Ottawa to Winnipeg to Thunder Bay and finally to Calgary in 1987. After 20 great years of operating his business, Steve tells us he was looking for a change, so he sold his company and joined a good friend as a business partner at Reggin Technical Services Ltd. He says this has been a great experience and he just loves what he does. One of the things he likes the most about his job is that he works with some of the most talented mechanical trades people in Calgary, and he has the pleasure of working with many fantastic property owners and managers. Steve says that Reggin Technical Services Ltd. has been a member of the CRRA for about 10 years. Many of their customers are members and he and his company enjoy supporting and being involved with the many events and seminars put on by the CRRA. In fact Steve has provided very knowledgeable members of his staff to participate in numerous seminars hosted by the Association. He has always ensured that Reggin Technical Services Ltd. is a regular sponsor of CRRA events. Steve and his family live on an acreage in De Winton. He and his wife Caroline have two children, Mae and Sean. Steve says that he and his wife are very fortunate to live close to their two grandchildren, Gabriel and Oaklee. Steve says that his family is very important to him and he spends as much time as he can with them. His spare time finds him out on the links as he loves to golf. The CRRA really appreciates the contribution that Steve has made to our members over the years. VOLUNTEER in profile: jennifer stephen Jennifer was born in Windsor, Ontario. She says that when she was three years old the family moved to England. Her Mom is English and so Jennifer says she grew up in England. After completing her high school education she began working as a health care aid. She married young and she and her husband began a family. She tells us that her job gave her the opportunity to stay at home and raise her children, which was something she loved and was very grateful for being able to do. Jennifer returned to Canada in 1998 and the following year she started a new career as a resident manager of a downtown high rise, owned by Boardwalk. She says had never worked in property management before. She moved to Southern Alberta in 2005 and soon re-married. She changed companies and began working for Weidner Investment Services. She is now the Community Director, Westhaven Estates, which is a Westside apartment and townhouse community in Lethbridge. She tells us that she has moved quite a bit since leaving school. This has really helped her to empathize with anyone going though the change in housing. As she says “moving is very stressful!” Last year she went back to school to obtain her GED, mainly to prove to her kids that you are never too young to learn! She says there was so much she had forgotten and it was not as easy as she thought it would be!! Jennifer says, “for quite a while now, I have been interested Calgary Residential Rental Association - Winter 2013 in getting together with local Lethbridge and area landlords to improve the industry from the inside out. I think there is a great deal we can all learn from each other. When I attended the RTA course in Calgary, I mentioned to Gerry Baxter that Lethbridge is sorely lacking in a local voice for the rental housing community. It was an idea that really seemed to fit well with the Calgary Residential Rental Association’s desire to widen their membership. I have been working with the CRRA and some local landlords and social housing agency representatives to form a steering committee to get Lethbridge housing providers more involved in education, as well as providing an opportunity for fellowship on a local industry level.” Jennifer lives in Coaldale, Alberta, which is a town between Lethbridge and Taber. She lives with her husband Les and two children, Chloe, who is 15 and Daniel, who is 9. Sharing their home with them is Cinderellie, a cat that thinks she is the queen. Jennifer is a member of the board of directors for the Coaldale Food Bank. She tells us that she recently joined the local fish and game/gun club, which helps her to relieve stress after work. The CRRA is very grateful to Jennifer for the time and effort she has devoted to help organize landlords in the Lethbridge area. Her interest and commitment to helping others in the industry is very commendable. 9 (Cover Story... continued from Page 1) 3. The emails in every case contain spelling errors, poor grammar and punctuation. They don’t read the way we normally speak – the language is stilted. One of the most common errors is the use of the word ‘I”. It is always in lower case and not uppercase. This is not the sign of a highly educated individual, something they indicate they are. 4. The scammer wants to send a cheque for considerably more than the landlord requires. 5. The scammer goes to some length to assure the landlord that the cheque is good. 6. The scammer wants the landlord to deposit the cheque right away and then send the overpayment to his ‘shipping agent’. 7. The cheque arrives and it’s very credible looking. 8. The scammer in most cases wants the money sent as a wire transfer using Western Union. Results of the Scam The Landlord deposits the cheque and sends the money to the ‘shipping agent’. It may take up to a week for the cheque to clear your bank and it could possibly take 4-8 weeks to be processed at the bank upon which the cheque was drawn. The cheque in most cases turns out to be stolen or it’s a very good fraudulent document. The landlord must repay the bank all of the money that was withdrawn and used as a direct result of cashing the cheque. The landlord has no tenant and the scammer and their ‘shipping agent’ have disappeared. How Can You Avoid Being a Victim of the Over-Payment Scam? • B e aware of the Red Flags mentioned above. • If you identify any of the Red Flags immediately cease any and all communication with the Scammer, even if they persist in sending you emails. • Never, Never, Never send money out of the country. If you do....you money is gone forever. You will never get it back. • Always remember, the local market usually has more than enough prospective tenants from which to choose to fill your vacancy. • Always meet with prospective tenants so you have a chance to speak directly with them. • No one should ever get into your property unless you have performed your due diligence (reference and credit checks). • It’s better, and cheaper, to let a rental property sit empty for a month than to take in a bad tenant or get fooled and taken in by a Scammer. 10 The Hijacked Advertising Scam This scam targets tenants, but can also impact landlords. In this scam, a legitimate property owner or property manager landlord advertises a rental property on internet website – with details of the property, including address, rent and pictures. Scammers who surf these websites hijack the legitimate Ad by copying it, including the pictures, from the legitimate landlord’s online posting. The scammers then, claiming to be the landlord, arrange to have the rental property displayed on another rental website (using a fictitious name) and they usually only include their e-mail address for contact. The rental price is generally greatly reduced by the scammer to make it very appealing, seem like a great deal and create a sense of urgency to rent (better get it before someone else does). Because the rental property does exist, the unsuspecting potential tenants may actually drive by it to see what it looks like. Unsuspecting potential tenants see the hijacked Ad and contact the scammer who they believe to be the landlord. The scammer then tells the tenant that he is out of the county (the United Kingdom and Africa see to be the most chosen locations). This usually results in several e-mail exchanges between the two parties. The scammer says that he doesn’t have anyone local to show the property but, if the address was included in the original ad, the scammer may suggest that the tenant can drive by and have a look at it. The scammer e-mails a rental agreement and encourages the unsuspecting potential tenant to fill it in and email it back. The unsuspecting potential tenant is instructed to send the landlord the rent payment (he may ask for several months rent in advance) and the security deposit using a Western Union money transfer. The scammer says that once he has the signed agreement and the rent and security deposit he will send you the signed rental agreement and the keys. Red Flags 1. The scammer landlord is out of the country and has no one locally who can show you the property. 2. The emails sent by the scammer are generally full of typing and grammatical errors. They don’t read the way we normally speak – the language is stilted. There is often a reference to “God” and “trust”. 3. The rent is unusually low for the type of property being rented (if it seems too good to be true – it usually is). 4. They rental agreements various scammers use may look and appear different, but they all share some striking similarities --- for example: • they don’t contain the legislated wording required for lease agreements in Alberta • there are typing and grammatical errors throughout the document • t he language is stilted • there is often a reference to “God” and “trust” in the document Calgary Residential Rental Association - Winter 2013 • t hey seek information that is prohibited by law (for example what is your religion – are you a convicted felon??? American term). 5. The emails and the lease agreements almost always use the lower case ‘i’ instead of the capital ‘I’ is almost always in lower case. Results of the Scam The tenant sends the required rent and security deposit. The lease agreement and the keys never arrive. Further inquiries reveal that the legitimate landlord has already rented the unit to a tenant. You have lost all your money, and you may very well be left homeless if you have already given notice at your current address. You may not have enough money to rent a new home. The legitimate owner and tenant may be inundated with calls and visits from people who believe they are or have already rented the property. How Can You Avoid Being a Victim of the Hijacked Advertising Scam? • B e aware of the Red Flags mentioned above. • If you identify any of the Red Flags immediately cease any and all communication with the Scammer, even if they persist in sending you emails. • Don’t rent property unless you have had the chance to see it, inside and out. NOTICE: Security Deposit Interest Rate for 2013 Residential Tenancies Act & Mobile Home Sites Tenancies Act The rate of interest to be paid on tenant security deposits by landlords, effective January 1, 2013, is 0%. Landlords must pay interest to their tenants annually at the end of each tenancy year, unless both parties agree otherwise, in which case the interest must be compounded annually. By an Order in Council passed on September 8, 2004, the Security Deposit Interest Rate Regulation includes a permanent formula setting the yearly interest rate payable on security deposits. The annual rate is 3% below the rate of interest that is in effect on November 1 of the previous year for cashable one-year guaranteed investment certificates held or offered by Alberta Treasury Branches Financial (ATB Financial). ATB Financial’s rate for cashable one-year guaranteed investment certificates on November 1, 2012 was .90 %. For more information, contact Service Alberta’s Consumer Contact Centre in Edmonton at (780) 427-4088 or toll free in Alberta at 1-877-427-4088. Landlords and tenants can use the security deposit interest calculator to determine the amount of interest that is owed based on the regulated interest rates. The calculator can be found by visiting the Landlord and Tenant page on Service Alberta’s website at www.servicealberta.ca Calgary Residential Rental Association - Winter 2013 • I f there is an address, drive by the property and have a look at it from the outside. If it looks like someone is living there, knock on the door and confirm the information the landlord has given you. • In some cases there is a ‘For Sale’ on the property. In this case if the property is occupied, knock on the door and confirm the information you have been given. If the property is unoccupied, call the real estate agent who is listing the property. Their name and contact number will be on the ‘For Sale’ sign. • Most landlords who are renting their property want to meet with their prospective tenants – we always caution landlords not to rent to unseen and un-screened tenants, and tenants should be aware of who they are renting from. Most landlords will do credit and reference checks on their prospective tenants. • If the landlord is out of the city they quite often have a local property management company or other licensed person (realtor) looking after their property. • Never, Never, Never send money out of the country. If you do....you money is gone forever. You will never get it back. You work hard for your money. Hang on to it until you are sure of what you are doing and what you are getting. ost of these scams pertain to houses. • M PRESCRIBED INTEREST RATES FOR SECURITY DEPOSITS PERIOD OF TIME Prior to 1982 January 1, 1982 to December 31, 1983 January 1,1984 to February 28, 1987 March 1, 1987 to January 31, 1993 February 1, 1993 to June 30, 1994 July 1, 1994 to December 31, 1994 January 1, 1995 to December 31, 1995 January 1, 1996 to December 31, 1996 January 1, 1997 to December 31, 1998 January 1, 1999 to December 31, 1999 January 1, 2000 to December 31, 2000 January 1, 2001 to December 31, 2001 January 1, 2002 to December 31, 2006 January 1, 2007 to December 31, 2007 January 1, 2008 to December 31, 2008 January 1, 2009 to December 31, 2013 Interest Rate (per Annum basis) 6% 12% 8% 6% 3% 1.5% 2.75% 2.5% 0.0% 0.75% 1.15% 1.75% 0.0% 0.3% 0.5% 0.0% You can calculate the interest rate owing on Security Deposits here: http://www.servicealberta.ca/978.cfm 11 Your Tenant Is Behind In Their Rent — What Now?? By Patricia Wilson As a Landlord in the Province of Alberta you have two main options available to you when you find yourselves with a tenant who is behind, or in arrears, with respect to their rent. The first option is to obtain an Order for Possession allowing you to have the tenant(s) removed from your rental premises. Civil Enforcement Agencies in Alberta conducted over 1,300 Orders for Possession last year alone. While this method is very useful in dealing with a delinquent tenant, it provides no relief with respect to your outstanding rent. This brings us to the second option – Conducting a Landlord Distress Seizure. Section 105 of the Civil Enforcement Act of Alberta allows a Landlord to instruct a Civil Enforcement Agency to conduct a “Distress Seizure” against a tenant’s personal property in an effort to collect rent that is in arrears. In other words, with the assistance of a Civil Enforcement Agency, you can seize and sell the personal property of your tenant, to recoup your rental arrears. To determine which of these options is best for your particular situation you should ask yourself the following question: What is my objective? Is it more important to get this tenant out of my premises or is more important to recover my rental arrears? If you are more concerned about getting your tenant out of your property, due to concerns over damages, belligerent or abusive behavior, or habitually late or non-existent rental payments, an Order for Possession is probably your best option. If your objective is to recover your rental arrears; because this is a good tenant who just fell behind in their rent, or because it is important to receive your arrears before you take any further action with respect to terminating your relationship with this tenant, then a Landlord Distress Seizure is the option to consider. Conducting a Landlord Distress Seizure Now that you have decided to proceed with a Landlord Distress Seizure you probably have a few more questions – like: How do I get this process started? What does the Bailiff actually do? How much does this cost? Who pays the Bailiff’s bill? And most importantly, when do I get paid my rental arrears? The Landlord Distress procedure is actually quite straight forward. You will need to provide some basic information to the Civil Enforcement Agency of your choice and you will need to answer a few simple questions. You will need to provide your tenant’s name and the address of the rental property and a statement detailing your rental arrears. Most agencies will also ask for a copy of your lease agreement or some other proof of your landlord/tenant relationship. If you are aware of specific goods you would like seized, a car, a recreational vehicle, etc., please include this information in your instructions to the agency. The Agency should then ask you a couple simple questions: have you already served your tenant with a termination notice; and if so, has this notice expired? These two questions are vital to your ability to conduct a Landlord Distress Seizure. If you have already served your tenant with an Eviction or Termination Notice and it has expired – you no longer have a ‘Landlord /Tenant Relationship’ and therefore you no longer have the right to distress for rent. If this is the situation you find yourself in, your agency should discuss the option of you obtaining a judgment against the debtor to enable a Writ of Enforcement Seizure. If you have served an Eviction Notice/Termination Notice and it has not expired – you can proceed with your Landlord Distress Seizure. Your Civil Enforcement Agency should ask you to complete a letter of instruction. Upon completion of the letter of instruction and the submission of the required retainer, the agency will conduct a Distribution Seizure Search 12 Calgary Residential Rental Association - Winter 2013 against the debtor and Motor Vehicle Searches or Serial Number Collateral Searches if applicable – thereby providing you with information pertaining to any other parties who may have an interest or claim to the debtor’s goods or vehicles. Once these searches are completed and you have received the information pertaining to the same, a bailiff will be assigned the file and will proceed to the rental address to conduct the seizure. When a Bailiff arrives at the rental location their first objective should be to work with the debtor to obtain full payment of the rental arrears and the civil enforcement costs. This enables the landlord to recover their arrears quickly and without incurring any additional costs. If the debtor is unable or unwilling to provide this payment, then the Bailiff will proceed to seize. The Bailiff will make every effort to seize enough goods to cover the rental arrears and the civil enforcement costs incurred. Goods to be seized must be located at or on the rental location. If your tenants vehicle is located on the street in front of the rental location it cannot be seized. Under the regulations contained within the Civil Enforcement Act, a bailiff cannot enter residential premises without the permission of a resident of the premises over the age of 18. They cannot enter an attached garage without the same permission. Civil Enforcement Bailiffs are trained to work with the tenants in such a manner as to obtain entrance whenever possible. Unfortunately there are circumstances where a Bailiff is denied entrance and therefore is unable to seize goods within the premises. In these circumstance a break and enter order will be required. The Civil Enforcement Regulations also deem certain goods as exempt from a Landlord Distress Seizure. These goods are as follows: clothing for the tenant and their dependents valued up to $4,000, specific household furnishings and appliances valued up to $1,000, items required for the tenant to earn their income (tools etc.) valued up to $10,000. These exemptions are automatic and must be adhered to by the bailiff. All other goods belonging to the tenant are eligible for seizure and sale. If the Bailiff does not receive settlement and the Bailiff must conduct a seizure the Landlord will need to determine what the Bailiff is to do with the seized goods. Should they be removed from the tenant’s possession and put in storage to await sale? Should the goods be left in the tenant’s possession on a Bailee’s Undertaking? It is important to note that a Landlord cannot take possession of the goods nor can the Bailiff give them the goods in lieu of their rental arrears. Goods under seizure must be sold by the Civil Enforcement Agency. It is important to recognize that if you decide to remove the goods to secured storage to await sale – the cost of the removal and the costs of the storage will be your responsibility, until such a time as the goods are sold. If you decide to leave the goods with the tenant, the tenant will be required to sign a Bailee’s Undertaking agreeing to keep the seized goods in good condition, not to sell or dispose of the goods and to turn the goods over to the Civil Enforcement Agency upon demand. A tenant has the right to object to the seizure of their goods within 15 days of being served the seizure documents. If a tenant objects to the seizure, you will be required to obtain legal counsel and obtain an order from the Court of Queen’s Bench before these goods can be sold. A Bailee’s Undertaking is a very useful tool when you believe the tenant might object to the seizure or if you believe the tenant will work with you to make payment arrangements. With a Bailee’s Undertaking you will not be responsible for storage costs while the objection is being heard in court. If you believe the goods are in jeopardy of disappearing, or if you believe the tenant has no intention of settling, you may wish to instruct the agency to remove the goods at the time of seizure. Sale of Seized Goods / Payment of Costs and Rental Arrears Once the objection period has expired the Civil Enforcement Agency should contact you for further instructions pertaining to the sale of the seized goods. Civil Enforcement Agencies are required to conduct the sale of seized goods in a commercially reasonable manner. The most common methods of sale are: public auction, private sale to a third party or to the Landlord, private sale by tender. The Civil Enforcement Agency should review these three options with you and the requirements for the same before proceeding to sale. (continued on Page 21) Calgary Residential Rental Association - Winter 2013 13 Proudly Working with the Crra/Caa Since 1996 Manufacturing Custom Roller, Venetian & Vertical Blinds Since 1994 #140, 2770 107 Ave SE T2Z 3R7 Phone: 403-287-8264 Internet Fax: 1-866-908-5524 Website: www.blinds2000mfg.com CHECK OUT THE CRRA WEBSITE www.crra.ca Latest News Events Calendar Upcoming Events Registration Forms CAL-RID EXTERMINATORS INC. Family Owned and Operated Since 1958 Unmarked vehicles for your privacy. On time service with uncompromising quality. Call NOW for FREE advice. Open 7 days a week 233-0646 www.cal-rid.com email: [email protected] 14 Calgary Residential Rental Association - Winter 2013 ENERGY STAR Windows Guarantee Energy Efficiency ® By Everett Fradsham, All Weather Windows Renovations Heating a multi-family building can be a costly endeavour. Windows and doors can be a major source of heat loss in Canadian homes, so it’s a good idea to keep energy efficiency in mind when buying new or replacement units. Inefficient windows and doors not only waste energy and money, they also increase your tenant’s comfort, cut down noise levels from outside the building, and have less condensation in cold weather than standard products. Windows and Doors that bear the ENERGY STAR® symbol have been proven to meet the program’s strict performance requirements for energy efficiency, which include independent testing of the unit’s thermal performance. For building owners this is a virtual guarantee (assuming proper installation) of energy and cost savings, increased comfort and reduced exterior noise. In addition to selecting products that offer a high insulation value, be sure that the installation is done professionally. Poor installation can completely offset any benefits you might expect from an energy-efficient window or sliding glass door, and could even end up costing you money in the long run. Everett Fradsham is a Project Specialist with All Weather Windows Renovations. He can be reached at the following e-mail address: [email protected] WELCOME NEW Owners & Managers Basel Abou Laban Steve Henrich Pincher Creek Foundation Mian Masood Ahmad Lindsay & Shane Herbert Rachelle Pinnow & Matt Hassall Alana Arthur Deanna Hoffart Salimah Pirbhai Wale Balogun Dorothy Honeysett & Jim McNeil Jeff Plante Shelley & Richard Bischke Steve Jakubec Power Properties Ltd. Hernandez & Marietta Buenaventura John Jersz Igor Pruteanu Terri Canmore Jeff Jordan Murray Rundle Jason Caplette Rob & Kamaljit Manhas James Sardachuk Phoebe Chung Ian Kelly Don & Leslie Sawchenko Garry Schock Sharon Cleland Joan & Allan Kovacik Copperwood Management Ltd. – Kelly Janzen Una Krstic - Remax Pamela Sheahan Tom Davis & Diane Livingstone Karim Lalani Stan & Tracy Siudy Sherrie Day & Sharon Udy Lethbridge Housing Authority Erika Somerville & Anita Mitzner Das Inc. - Kris Nordal Melvin Long - Lethbridge Cara Moser Bill Dowhaluk Glen McIntosh - McIntosh Holdings Ltd. Rod Squance & Karen Lee Darcy Fabbro Rahim, Karim & Mansurali Murji Colleen Sullivan Brian & Jackie Faber Tyler Martineau - Lethbridge Marlene Taylor Ben Falconer Olga & Jorge Mate Michael Teasdale Natalie Fosty - RDL Investments Ltd. Lynne Mayhew Clifton Thornton Jackie Gemmill Mark & Heather McMillen Gabor Timis Audrey & Victor Gonzalez Jean & Allan Minchau Marilise Turnbull Maxine Grant - Lethbridge Louesta Moonie Roberts & Charles Roberts Rose Vas Peter Greenaway Karl & Susan Mueller - Lethbridge Xiaodu (Dulles) Wang Mark & Jane Hagel/ Heather White Ray O’Neil Claudia, Chase and Curtis Westersund Pam Hartman Devon Osecki & Heather Rogan Sue Williams Shawna Henderson Eric Palmiere Dariusz Witukiewicz Ivy Heng Noreen & Michael Park Jon Wong Phil Heninger – Lethbridge David Perez Hiro Yoshizumi Calgary Residential Rental Association - Winter 2013 15 ALEC (Alberta Landlord Evictions Company) And ALLIED CIVIL ENFORCEMENT AGENCY INC. ONE STOP SHOPPING FOR LANDLORDS WITH PROBLEM TENANTS WE WILL ATTEND AT YOUR OFFICE Evictions Provincial Court $579.00 • Queen’s Bench $750.00 (includes all disbursements) Seizures Allied Civil Enforcement Agency Inc. will affect seizure against tenants under the correct conditions this will cost the landlord nothing. Writs of Possession Allied Civil Enforcement Agency Inc. will enforce your Writ of Possession Litigation ALEC represents Landlords who are being sued or need to sue. Provincial Court limit has increased to $25,000.00. For free advice call John Shortridge Suite 126, 1111 - 6th Ave S.W. Calgary T2P 5M5 Telephone (403) 560-9406 or (403) 455-6955 Fax 274-7403 e:mail [email protected] Insurance Risk Management Specialists for Property Owners • Property Managers • Service Industries Brenda Klassen, CCIB Senior Account Executive 300, 334 - 11th Avenue S.E., Calgary, AB T2G 0Y2 T: 403.299.1031 | F: 403.266.5177 | TF: 1.800.661.9897 [email protected] Our Community Partners: Calgary Residential Rental Association Canadian Condominium Association Southern Alberta Chapter Block Watch / Condo Watch Calgary Regional Home Builders Association www.renfrew-insurance.com A proud member of the Southern Alberta business community since 1948 16 Calgary Residential Rental Association - Winter 2013 Marijuana Grow-Ops A Landlord’s Worst and Most Costly Nightmare On December 6th, the CRRA hosted a Special Morning Seminar that focussed on Marijuana Grow Ops. We don’t normally hold any events in December, but due to the number of Grow-ops found in rental properties, and given the number of questions we receive about what happens when a Grow-op is found and what the impact is on the rental property owner, we felt this seminar was timely. We were very fortunate to have the following people join us and share their knowledge and expertise in dealing with Marijuana Grow Ops, based on the hundreds that they have attended and dismantled. Staff Sergeant Tom Hanson from the Calgary Police Service Drug Unit; Vicki Wearmouth and Daria Romanish, Executive Officers, Public Health Inspectors, Alberta Health Services; Wayne Brown, Team Leader, Coordinated Safety Response Team, City of Calgary; and Christopher Souster, LLB, a sole proprietor lawyer at Souster Law. Each speaker made a presentation during the morning and the seminar concluded with our panel of experts fielding questions from the audience. The information that was shared with us was both interesting and very informative. It was also extremely frightening when we watched the video and looked at the pictures taken inside some of the Grow-op homes. The damage is unbelievable from: mold; to holes cut in stairs; to holes cut in the floor; to other holes cut though the foundation; to sweating houses where the gyproc was ruined and the siding was stained and ruined. The problems caused by condensation in some cases literally destroy the home. The illegal tampering with the electrical panel and the installation of large amounts of additional wiring and other electrical equipment by who knows who, and with what if any knowledge or skill, is frightening beyond belief. These places are at best fire traps. Now just imagine if this describes your rental property after the tenants have left. What will you do? We learned that a grow-op can be up and running within 36 hours of a tenant signing the lease and moving in. Depending on the size of the grow-op and the way these criminals set up their grow-op, the first crop can be harvested in three months and additional crops can be harvested each month thereafter. Once discovered, a considerable number of resources are activated, including many area of the Police Service, Public Health Inspectors, the Coordinated Safety Response Team, City of Calgary and involves three building inspectors. When a grow-op is confirmed it must be dismantled. The Public Health Inspector posts an “Unfit for Human Habitation” notice on the property. Once the on-sight investigation is complete the Coordinated Safety Response Team usually fences the property and places a large “Do Not Enter” placard on the fence to prevent unauthorized entry. Because of the significant presence of mold and chemicals used in the grow-op, and booby-traps designed to inflict injury or death, these places pose a very significant health risk and safety risk. Some people have said that if they found a Grow-op on their property they would not report it and just fix the place up and repaint. The reason they say is because of the high cost of properly remediating the property to a point where it is safe and no longer poses a health and safety risk. In addition to the remediation costs, the rental property will be out of commission meaning there is no rent coming in, so your revenue dries up. All the while you still have a mortgage to pay, as well as property taxes, and there may be other costs. And, the chances are most likely that your insurance will not cover the damage. We learned about the remediation process and once it was explained, it was easy to understand why the cost to remediate a property was so expensive. In some cases, depending on the extent of the Grow-op and the length of (continued on Page 19) Calgary Residential Rental Association - Winter 2013 17 Providing sustainable solutions for non-profit housing communities. ■ Reduce utility costs and maximize revenues with our robust leading edge equipment ■ Enhance resident loyalty and experience with our guaranteed nation-wide service ■ Enjoy a hassle-free experience with our multilingual Customer Care Centre for management and resident support 24/7 ■ Enjoy well designed laundry rooms that residents want to use Coinamatic continues to evolve the laundry business with earth friendly products and services that both our Clients and their residents value. TOTAL CONFIDENCE Try us risk free for six months. If you are not happy with our services, we will cancel the contract and remove our equipment at no cost to you. To receive a complimentary survey of your laundry services, call: 1.877.755.5302 | email: [email protected] | visit: www.coinamatic.com THANK YOU TO ALL OUR MEMBERS WHO CONTRIBUTED TO THE CRRA’S “ WARM HEADS, HANDS & HEARTS” Thanks to you we were able to make a significant donation to CUPS who used your contribution to help many less fortunate people 18 Commercial Mechanical Services is your one call does it all solution for all your building mechanical maintenance needs. Our team of qualified plumbers, electricians, heating and refrigeration specialists will be quick to respond to your call, 24 hours a day, 7days a week. Our competitive rates, combined with high quality service and professionalism, as well as combined strong troubleshooting skills, will prove to be invaluable to your operation. Some of the areas we can be of assistance are as follows: 403.219.1010 Service 403.219.1010 • Fax 403.219.1011 [email protected] • www.commercialmechanical.ca Calgary Residential Rental Association - Winter 2013 (Grow-Ops... continued from Page 17) time it was in place, the cost might only be in the low tens of thousands of dollars. In more severe cases it could run into the hundreds of thousands of dollars, or perhaps even result in the building having to be demolished. I believe Christopher Souster quickly put the notion of not reporting a Grow-op to rest. While he indicated that it was an ethical decision that the property owner must make. He did outline the liabilities and risks that face landlords and property owners and based on his comments and the legal ramifications it’s simply not worth the risk to keep quiet. Remember, even if you believe that you can repair the property and then sell or re-rent it without notifying the authorities, there are likely neighbours who either know or suspect that there was a Grow-op on your property and you can bet the new tenant or purchaser will hear about it. Then your legal troubles really begin. Grow-ops have been found in apartments, townhouses, condos, houses, and on acreages. No rental property is immune. Fortunately, there are some things that landlords can do to reduce the likelihood that their property will be used as a Grow-op. Make sure you do your due diligence with prospective new tenants. This includes using good application forms and checking references (employment, current landlords and one or two previous landlords), and making sure you do credit checks. Advise prospective tenants that you make frequent inspections of the property, but at irregular intervals and usually every couple of months. The purpose of the inspections is to check for the state of repairs in order to ensure the property is being well maintained and that it’s functioning properly for your tenant. Because it takes about three months to harvest a marijuana crop, your frequent inspections will in all probability increase the risk of being caught to someone who wants to start a Grow-op. Remember, when you are making your inspection, check everywhere, including the attic, if there is one. In one case at a townhouse complex, the tenant dismantled the Grow-op and moved all the plants in their pots, and the lighting from the basement into the attic after the landlord issued a 24hour Notice to Enter. The Grow-op was put back together following the inspection by the landlord. Here are some of the telltale signs that may indicate that a property may be used as a grow-op, as provided by the Vicki Wearmouth and Daria Romanish during their presentation. 4 Snow melting off the roof or from around the foundation when other properties are snow covered 4 Staining down the exterior siding 4 The residence appears to be unlived in 4 Residents are seldom seen, as they come and go at odd hours 4 Windows remain covered at all times. 4 Heavy condensation on windows 4 Strange odors coming from the property (pungent of skunk type odor) 4 Humming noises 4 Discarded equipment 4 No garbage or recycle bin use The CRRA extends its sincere appreciation to each of our presenters. They did a great job and thanks to them, we are better able to protect ourselves from the devastation that a Marijuana Grow-op can inflict on our property and our pocketbook. 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Call 1-877 Multi GO or visit www.cmhc.ca/multi-unit. 20 Calgary Residential Rental Association - Winter 2013 apartmentS toWnHomeS #1 • • • • • • HiGHriSeS For WindoW & door replacement 5 year installation warranty Over 30 years experience Licensed, bonded, insured, WCB certified Comprehensive product warranty Knowledgeable staff Commercial financial solutions 1-800-639-9463 | awwreno.ca 000071.27.07.12 (Tenant Rent... continued from Page 13) Once a sale method has been determined, the agency will serve the tenant and any other creditors with an interest in the goods a Civil Enforcement Sale Notice. Upon the expiry of the required waiting period of 15 days, the agency will conduct the sale on your behalf. The agency will receive the sales proceeds and will issue the bill of sale for the goods. The agency is now required to distribute the sales proceeds as follows: first to the costs incurred in the civil enforcement action, second to any priority claimants and/or the instructing parties’ rental arrears, thirdly to another eligible creditor(s). It is important to remember that the costs incurred in completing a Landlord Distress seizure are the responsibility of the landlord until such a time as the goods are sold. Any shortcomings from the sale remain the responsibility of the landlord. In closing I would like to remind you that a Landlord’s Distress Seizure can be conducted as soon as your tenant is in arrears for rent. They do not have to be in arrears three months or even three days, if their rent is due on the first day of the month and it is not paid, you can seize on the second day of the month. It is very important to remember that allowing your tenant to carry their arrears ahead month after month is a generous practice; unfortunately this can create a situation where it becomes almost impossible for your tenant to ever catch these arrears up. Patricia Wilson is the Director of Civil Enforcement with Consolidated Civil Enforcement. If you have any questions on the above noted article or would like further information on Landlord Distress Seizure actions you can reach Patricia at (403) 668-8804 or (780) 448-5833 ext. 8804. Calgary Residential Rental Association - Winter 2013 21 Service Member Directory Accounting & Bookkeeping Dorward & Company LLP Stephen Johnson PH: 403-983-7211 FAX: 403-983-7212 Advertising/Promotions Calgary Herald Sherry McKinley 215 - 16 St SE T2P 0W8 235-7207.Fax: 235-8694 HomeRent.ca Ruby Jeaurond Suite 109 120 – 2 Avenue Airdrie T4B 3N2 912-0102 Fax: 912-0953 Metro News Warren Smith 120, 3030 3 Avenue NE T2A 6T7 539-4948 Places4Rent, Inc. The Rent Board of Canada Brent Daviduck #246, 4819C – 48 Ave Red Deer AB T4N 3T2 403-347-7388 Fax : 403-347-7153 RentCalgary.com Cindy Ridley #348, 14032 23 Ave Edmonton AB T6R 3L6 780-905-4062 4rent.ca Leo Racioppo 783 McTavish Rd NE T2E 7G6 1-866-448-4223 Rentfaster.ca Darren Paddock 98 Discover Ridge Gardens SW T3H 5L7 283-9907 Fax: 866-259-2984 Rent Spot Craig Bedard 7412 5 Street SW T2V 1B1 703-3987 Viewit.ca Online Advertising Ryan Schwerdtner 1128 Dundas St E. Unit 218 Toronto ON M4M 1R9 877-843-9487 Fax: 416-465-7218 Wall2Wall Media Carolyn Porteous Renters Guide Edmonton/Calgary Home Décor & Renovation Guide Tel: 780-668-3570 Fax: 780-417-0973 AIR QUALITY & MOULD INVESTIGATIONS Bio Sweep Alberta Andrew Holden 37 Arbour Ridge Park NW T3G 4C4 403-818-7505 DF Technical & Consulting Services Ltd. Dennis French 152, 1500 - 14th Street SW T3C 1C9 403-554-5040 Fax: 403-609-2503 Environmental Air Cleaning Ltd. Tom Charlton 5543 1A Street SW T2H 0E6 253-3112 Fax: 686-2822 Mold Plus Ltd. Bret Mckay 10 Ranchers Place T1S 0G5 403-801-4350 22 Appliances/Coin Laundry/ Repair/Parts Amre Supply Larry Schaufele 119, 3851 Manchester Rd SE T2G 3Z8 243-6662 Fax: 243-9368 Castle Appliance Service Ltd. Wayne Barritt Bay 18, 3220 – 5 Ave NE T2A 5N1 250-9592 Fax: 291-4972 Coast Wholesale Appliances James Johnson 10 2151 32nd Street NE 717-0548 Fax: 717-2584 Coinamatic Canada Inc. Candace Duchscher 3048 - 9 St SE T2G 3B9 287-2562 Fax: 243-7256 Phelps Smart Laundry Jiubasco Padoani Bay 112, 2880 – 45 Ave SE T2B 3M1 236-3200 Fax: 252-7449 Trail Appliances Joel Wasnidge 6880 – 11 St SE T2H 2T9 605-2775 Fax: 250-2895 Appraisers/Tax Appeals & Assessments City of Calgary Jim Toogood PO Box 2100, Stn “M” T2P 2M5 268-5819 Fax: 268-5424 Linnel Taylor Lipman Appraisers Terry Taylor #802 - 1039-17Ave SW T2T 0B2 403-228-4001 Bailiff / Legal Services Alberta Landlord Evictions Company John Shortridge 126 1111 – 6 Ave SW T2P 5M5 560-9406 Fax: 274-7403 Consolidated Civil Enforcement Sabrina Wilson 403-668-8813 FX: 403-262-8801 #200, 807 Manning Road NE Calgary Alberta T2E 7M8 Kahane Law Office Jeff Kahane 7309 Flint Road SE T2H 1G3 403-225-8810 Landlord 911 Melissa Costea 126, 1111 – 6 Ave SW T2P 5M5 259-0029 Fax: 215-5776 Private Home Management Jai Schullen 403-243-0009 Serv-It Bailiff Services Inc. Brad Longeway #111, 2719 – 7 Ave NE T2A 2L9 244-4782 Fax : 244-9804 Torry Lewis Abells LLP James Possin #110 Chancery Court - #220 4 Street S Lethbridge T1J 4J7 403-327-4406 Banking/Financial/Mortgages BMO Nesbitt Burns Christopher Burns 403-261-9571 CVC Market Point Alex Tye 900 645 – 7 Ave SW T2P 4G8 539-4789 Fax: 262-9520 First National Financial LP Troy Barker 120, 326 - 11 Ave SW T2R 0C5 261-5589 Fax : 265-3519 Peoples Trust Co. Dennis Aitken 955 808-4 Ave SW T2P 3E8 205-8203 Fax: 266-5002 Royal LePage Benchmark Tim Crough PH:403-540-4102 #110 - 7220 Fisher Street SE T2H 2H8 Scotiabank Henrik Jensen Suite 3950, 700 2nd St SW T2P 2W2 299-6399 Fax: 221-6414 William J. Rhind & Associates Ltd. Stephen A. Tomchishin, CMA 455 Marsh Rd. NE T2E 5B2 287-9140 Fax: 287-9133 Bathroom Renovations Homebath Don Waldorf PH: 403-230-4663 Bay #2, 507 35th Avenue NE T2E 2K9 Bathtub Refinishing Covenant Restorations Ltd. Erin Rollock or Dave Freeman 307 151 East Lake Blvd. T4A 2G1 912-1212 Fax 912-0790 Blinds/Window Coverings Blinds 2000 Manufacturing Ltd. Lara Wiebe PH: 403-287-8264 #140, 2770 107 Ave SE Calgary, AB T2Z 3R7 Cordell’s Abdul Durdu 5836 Burbank Rd SE T2H 1Z3 301-0016 Fax: 301-0018 Fitz Flooring Ltd. John Fitzsimmons 201, 1610 37 Street SW T3C 3P1 246-1477 Fax: 246-0137 BUILDERS HARDWARE Amre Supply Larry Schaufele 119, 3850 Manchester Rd SE T2G 3Z8 243-6662 Fax: 243-9368 Building Materials Rona Inc. Paul O’Connor 90 Crowfoot Way NW Calgary Alberta T3G 4C8 464-1640 Fax: 219-5824 Cabinets/CounterTops Action Cabinets Rahma Diamande 972 - 72 Ave NE T2E 8V9 403 532 9721 Fax: 532-9726 Carpet Cleaning/Services Green Ingenuity Bob Keast #3, 603 77 Ave SE T2H 2B9 243-8420 Fax: 720-5924 Gus Restoration Calgary Inc. Michael Newton Bay #2, 6303 Burbank Road SE T2H 2E1 403-255-0002 Magiclean Cleaning Services 1700 – 10 Ave SW T3C 0J8 229-3323 Fax: 291-0553 ProStar Cleaning & Restoration Jodi Scarlett #15 – 2916 5th Ave NE T2A 6K4 403-234-7827 Red Dot Services Inc. Chris Wardrop Bay #2, 6303 Burbank Road SE T2H 2E1 403-255-0002 ServiceMaster of Calgary Jay LaPlante 403-287-7700 Fax: 403-536-4556 920 – 26 St NE T2A 2M4 Cleaning Services 911 Cleaning Calvin Onuoha 403-289-0911 [email protected] Green Seal Cleaning Company Brian Crothers PH: 403-874-2468 #2, 1911 25A Street SW Calgary, Alberta T3E 1Y6 Top 2 Bottom Green Cleaning Services Inc. Natalie Holroyd #207, 607 69 Ave SW T2V 0P1 403-651-1369 Turtledove Cleaning Services Alaba Onitiri PH:403-796-3458 159 - 919 Centre Street NW Calgary, Alberta T2E 2P6 www.turtledovecleaning.com CLEANING SUPPLIES & EQUIPMENT Amre Supply Larry Schaufele 119, 3850 Manchester Rd SE T2G 3Z8 243-6662 Fax: 243-9368 Executive Mat & Janitorial Supply Jason Side #6, 115 28th Street SE 403-998-8203 www.executivemat.com Janico Cleaning Solutions Mark Sedlak #149, 3901-54 Avenue NE PH: 403-280-5033 Wesclean Equipment & Cleaning Supplies Jay Strauss 36 Highfield Circle SE T2G 5N5 243-0677 Calgary Residential Rental Association - Winter 2013 Communications/TV Service/ Telephone/Internet TELUS Home Solutions Darren Meek 5, 411 – 1 St SE T2G 4Y5 530-4702 Fax : 269-1197 Consumer Protection Organizations Better Business Bureau Nancy Brown 350 7330 Fisher St. SE T2H 2H8 531-8791 Fax: 640-2514 CONTRACTORS, GENERAL Artec Construction Marvin Boyko 11435 Wilkes Rd SE T2J 2E5 242-1861 Fax: 225-9550 Jonco Building Repair & Services Nick Nicholson #3, 2235 30th Ave NE 403-471-0140 National Construction Design Joe Pagano Ph: (800) 500-7155 Fax: (905) 625-9815 [email protected] The Pascoal Group John Pascoal Ph: (403) 245-9153 Fax: (905) 625-5351 [email protected] CREDIT REPORTING Landlord 911 Melissa Costea 126, 1111 – 6 Ave SW T2P 5M5 259-0029 Fax: 215-5776 Rent Check Credit Bureau 109, 120 – 2 Ave NE T4B 2N2 (403) 945-2011, 1-800-661-7312 Fax : (403) 945-2012, 1-800-871-3380 TVS Tenant Verification Service Inc. Marv Steier 1-604-576-3004 DISASTER RESTORATION First On Site Restorations LP Ian Newman 3016 21 St NE T2E 6Z2 520-7778 Fax: 520-7779 Gus Restoration Calgary Inc. Michael Newton Bay #2, 6303 Burbank Road SE T2H 2E1 403-255-0002 Magiclean Cleaning 1700 - 10 Ave SW T3C 0J8 229-3323 Fax: 228-2499 ProStar Cleaning & Restoration Jodi Scarlett 15- 2916 5th Ave NE T2A 6K4 234-7827 Fax: 204-1375 Red Dot Services Inc. Chris Wardrop Bay #2, 6303 Burbank Road SE T2H 2E1 403-255-0002 ServiceMaster of Calgary Jay LaPlante 920 – 26 St NE T2A 2M4 287-7700 Fax : 536-4556 Electricians Bar Electric Bruce Crawford 403-969-2385 Cougar Technical Services Ltd. Rod Stagg 2435 81 Street SW T3H 3V8 403-255-3555 Reggin Technical Services Ltd. Steve Richards Bay 24, 21 Highfield Circle SE T2G 5N6 287-2540 Fax: 287-2519 Elevators/escalators AEDARSA Tracy Mamer 403-216-5750 FX: 403-216-5755 209, 264 Midpark Way SE T2K 1J6 Energy Management/Energy Conservation Access Gas Services Allison Passas 403-234-8787 ext. 227 www.accessgas.com Building Technologies Inc. Christian Findt 19825 Stony Plain Rd. T5S 2Y4 Edmonton AB 780-702-1602 Fax: 780-484-9412 ENMAX Jo-Ann Visser PH: 403-514-3382 PO Box 2900 STN M, Calgary, AB T2P 4S7 Engineers Parsons Brinckerhoff Halsall Inc. Chris Love 900 5940 Macleod Trail SW T2H 2G4 255-7946 Fax : 255-7996 EXCAVATING & PAVING City Wide Excavating & Paving Trymer Morrow 104 Lake Crimson Close SE T2J 3K7 403-287-8685 Fire Safety Fahrenheit 451 Fire & Security Randy Brown 1229 Millview Rd SW T2Y 3Y7 256-6622 Fax: 256-6331 Mircom Lawrence Bunyan B17 6020 - 2 St SE T2H 2L8 873-1091 Fax: 873-1092 SimplexGrinnell Dave Chapman 431 Manitou Rd SE T2G 4C2 287-3202 Fax: 243-6966 Sprouse Fire & Safety Perry Richelhoff 1323 - 9 Ave SE T2G 0T2 265-3891 Fax: 237-7861 Flooring/Carpets/Installation Fitz Flooring Ltd. John Fitzsimmons 201, 1610 37 street SW T3C 3P1 246-1477 Fax: 246-0137 iSO Canada Ltd. Scott Berry Unit H, 7003 5th Street SE 403-385-4273 KBM Commercial Floor Coverings Inc. Michael Kulyk 1260 - 26 Ave SE T2G 5S2 403-274-5292 Kraus - Floors with More Val Kilback #116, 7139 - 44 Street SE T2C 4E9 403-852-8543 National Construction Design Joe Pagano Ph: (800) 500-7155 Fax: (905) 625-9815 [email protected] Calgary Residential Rental Association - Winter 2013 The Pascoal Group John Pascoal Ph: (403) 245-9153 Fax: (905) 625-5351 [email protected] Universal Flooring Systems Susan Shipley 1, 1820 - 30 Ave NE T2E 7M5 250-3900 Fax: 250-3939 Graffiti Removal Goodbye Graffiti Andrea Gittel PH: 403-287-2796 FX:403-287-2757 1155 Bay G, 44th Avenue SE Calgary, Alberta T2G 4X4 HANDYMAN & RENOVATIONs Jonco Building Repair & Services Nick Nicholson #3, 2235 30th Ave NE 403-471-0140 LT Framing & Renovations Corp. Valerie McQuaid 509 Edinburgh Road W Lethbridge T1J 5A8 403-320-1082 That Handy Guy John Ashton 132 Templeby Place NE T1Y 5G9 403-860-3043 Insurance BFL Canada Insurance Services Inc. Eddie Fung #200, 1167 Kensington Crescent NW T2N 1X7 403-451-4132 Canada ICI Capital (CGY) Corp. Yvan Repka 1630, 717 - 7th Avenue SW T2P-0Z3 297-9320 Fax: 297-9325 Renfrew Insurance Ltd. Bill Jeffray 300, 334 11th Ave SE T2G 0Y2 299-1002 Fax: 266-5177 Rentersinsured.ca Dane Gordon PH: 403-702-3662 Suite 228, 1500 - 14th Street SW T3C 1C9 Landscaping/Irrigation/ Snow Removal Avalanche Property Services Warren Yost 403-226-2271 Great Escapes Landscaping Ltd. Chantel Naves 403-204-0742 Green Drop Sustainable Landscapes Brad Hamilton 1230 Meridian RD NE T2A 2N9 207-7503 Fax: 265-2299 High View Services Colin Moore Bay 15 6991 48 St S.E (403) 236-4428 Fax: (403) 236-8801 Lighting Amre Supply Larry Schaufele 119, 3850 Manchester Rd SE T2G 3Z8 243-6662 Fax: 243-9368 Locksmith RnR Lockworks Ltd. Bob Hopkins PH: 403-479-6161 MECHANICAL/HVAC Hank’s Plumbing & Gas Fitting Ltd. Terry Froese 121 Discovery Place SW T3H 4N5 259-0049 Fax: 217-9725 Reggin Technical Services Ltd. Steve Richards Bay 24, 21 Highfield Circle SE T2G 5N6 287-2540 Fax : 287-2519 ONLINE PAYMENTS Ease Management Inc. Jeff Kok 403-700-3293 overhead doors Creative Door Services Ltd. John Silcox #8, 3740 - 27 St. NE T1Y 5E2 291-2375 Fax: 291-4969 Paint/painting Benjamin Moore Calgary North Decorating Alex Cheslock 920 Northmount Drive NW T2L 0A9 289-6227 Fax: 289-6223 Big Al’s Texturing & Drywall Bay 113 1324 - 44 Ave NE T2E 6L6 210-1352 Fax: 210-1867 MV Painting Victor Mansilla 403-667-3064 National Construction Design Joe Pagano Ph: (800) 500-7155 Fax: (905) 625-9815 [email protected] Pascoal Painting & Decorating (2004) John Pascoal Ph: (403) 245-9153 Fax: (905) 625-5351 [email protected] parkade resurfacing Artec Construction Marvin Boyko 11435 Wilkes Rd SE T2J 2E5 403-242-1861 Fax: 403-225-9550 Parking Lot & Parkade Cleaning Elite Sweep Bruce Theunissen 206 35th Avenue NE PH: 403-616-0975 pest control Cal-Rid Exterminators Inc. Keith Petrie 2508 – 76 Ave SE T2C 0H5 233-0646 Fax : 236-1528 Japco Pest Control Ltd. John Patton 1550 246 Stewart Green SW T2N 3C8 242-2467 Fax: 949-4986 Peregrine General Pest Control Inc. Nicholas Holland PO Box 89019 829-6619 Fax : 452-9068 We Kill Bed Bugs Ltd. Steve Stein PH: 403-764-4964 [email protected] PLUMBING/DRAIN SERVICE Commercial Mechanical Services Gary McLeod Suite 4038, 614-33 Heritage Meadows SE T2H 3B8 219-110 Fax: 219-1011 23 Cougar Technical Services Ltd. Rod Stagg 2435 81 Street SW T3H 3V8 403-255-3555 Hank’s Plumbing & Gas Fitting Ltd. Terry Froese 259-0049 Fax: 217-9725 Phase Canada Inc. John Kyselka 7919 Huntington Road NE 403-454-2467 Reggin Technical Services Ltd. Steve Richards Bay 24, 21 Highfield Circle SE T2G 5N6 287-2540 Fax : 287-2519 RPR Industries Remi Paradis 552 – 42 Ave SE T2G 1Y6 243-7740 Fax : 243-7520 The Drain Doctor Bill Treherne Box 5842, Stn “A” T2H 1Y3 243-3490 Fax: 243-3498 Property Assistant Services 24 Hour Property Leasing Rafal Kaczmarek PH: 403-472-5151 FX: 587-352-8884 #301, 5819-2 Street SW Calgary, Alberta T2H 0H2 Efficient Property Assistants Laura Atherton 403-618-6337 www.efficientpropertyassistants.com Real Estate Brokers Colliers International Eric Horvath 1000, 335 – 8 Ave SW T2P 1C9 215-7257 Fax: 265-6495 Cushman & Wakefield LePage Tim Sommer 1730, 111 – 5 Ave SW T2P 3Y6 261-1188 Fax : 264-2053 Realty Edge Group Inc. Elaine Krug and Richard Young 511, 55 Arbour Grove Close NW T3G 4K3 252-4549 REAL ESTATE INVESTMENTS CVC Market Point Linda Hill 900 645 – 7 Ave SW T2P 4G8 539-4798 Fax: 262-9520 Realty Advisors CIR Realty Betty Anne Tarini 403-274-6769 RE/MAX Realty John William Wade 403-463-9909 The Real Estate Company Ltd. Prem S. Dave PH: 403-568-3515 FAX: 403-366-3763 Bonus Products & Services 24 REFRIGERATION Reggin Technical Services Ltd. Steve Richards Bay 24, 21 Highfield Circle SE T2G 5N6 287-2540 Fax : 287-2519 Renovations/Windows/Doors/ Siding All Weather Windows David Cree Bay 4 3900 - 106th Avenue SE T2C 5B6 720-8055 Fax: 720-0084 Artec Construction Marvin Boyko 11435 Wilkes Rd SE T2J 2E5 242-1861 Fax: 225-9550 Economy Glass/Superior Paint & Body Service Glenda Geisler 101 17 Avenue SW T2S 0A1 228-6961 Fax: 228-7954 Greg Martineau Projects Greg Martineau #5 - 2816 - 21 ST NE T2E 6Z2 250-8201 Fax : 250-8285 Jo-Co Interiors Limited Mike Gilhooly PH: 403-815-7302 FAX: 403-313-1223 Lux Windows and Glass Ltd. Norma Ambrogiano 6875 – 9 St NE T2E 8R9 276-7770 Fax: 276-7792 National Construction Design Joe Pagano Ph: (800) 500-7155 Fax: (905) 625-9815 [email protected] S.I.S. Supply Install Services Ltd. Jody Roberts 3517 64 Avenue SE T2C 1N3 604-1334 Fax: 604-1337 The Pascoal Group John Pascoal Ph: (403) 245-9153 Fax: (905) 625-5351 [email protected] Window Works Inc. Robyn Carrier 101 1915 - 27 Ave NE T2E 7E4 291-5200 Roofing Claw Construction & Coverings Peter Gerrard 903-4555 Varsity Ln NW T3A 2V6 969-2439 Fax: 284-2204 Goodmen Roofing (Calgary) Ltd. Rob Christensen #1-43 East Lake Crescent Airdrie T4A 2H5 948-4433 Fax: 948-4481 Peddie Roofing & Waterproofing Ken Cotterill 3352 - 46 Ave SE T2B 3J2 273-7000 Fax: 273-7701 Renaissance Roofing & Siding Roger Leslie 408 Douglasbank Court SE T2Z 1X1 333-8114 Ferocious Grape Kim Chernow 833 - 10th Ave SW PH: 403 457-0099 Royal Roofing Ltd. Ilia Pengu #218 - 2 3012 17Ave SE T2A 0P9 (403) 248-6397 Fax : (403) 248-6300 United Roofing Inc. Patrick Genest 1010-8th Ave NE T2E 0S3 403-870-2753 SCREENS & GLASS REPAIR Economy Glass - Superior Paint & Body Services Glenda Geisler 101 - 17th Avenue SW T2S 0A1 PH: 403-228-6961 FX: 403-228-7954 Lux Windows and Glass Ltd. Norma Ambrogiano 2620 Centre Ave NE T2A 2L3 276-7770 Fax: 276-7792 SEWER & WATER MAIN EXCAVATION RPR Industries Remi Paradis 552 – 42 Ave SE T2G 1Y6 243-7740 Fax : 243-7520 SHEET METAL Reggin Technical Services Ltd. Steve Richards Bay 24, 21 Highfield Circle SET2G 5N6 287-2540 Fax : 287-2519 societies, housing Accessible Housing Society Alana Healy/Robyn Jackson 103, 2003 – 14 St NW T2M 3N4 282-1872 Fax: 284-0304 Canadian Mortgage & Housing Corporation Richard Cho 1000 - 7th Ave SW, Suite 200 T2P 5L5 403- 515-2996 Calgary Alpha House Adam Melnyk 203 15th Ave SE T2G 1G4 403-234-7388 ext 129 Calgary Homeless Foundation Martina Jileckova 308, 925 7th Ave SW Calgary, Alberta T2P 1A5 CUPS Community Health Centre Mike Harvey 128 – 7 Ave SE T2G 0H5 221-8789 Fax: 221-8791 Horizon Housing Society Louise Fisher 400, 105 - 12th Avenue SE PH: 403-297-1746 FAX: 403-297-1403 Inn from the Cold Trevor Loria #106, 110 - 11Ave SE T2G 0X5 403-263-8384 The Mustard Seed Feven Gebremicael 7025 44th Street SE 403-269-1319 Universal Rehabilitation Service Agency Pam McGladdery PH: 403-272-7722 FX: 403-273-7852 808 Manning Road NE Calgary, Alberta T2E 7N8 James Auto Body Bay 5, 3601 19th Street NE PH: 403-291-3552 Stenia Health Kelsey Andries [email protected] PH: 403-238-0001 SPECIALIZED Revive Pipe Restoration Inc. Brendan MacFarlane 217 Arbour Grove Close NW T3G 4J4 403-903-4445 Stucco, Parging & Acrylic Architectural Moldings Brown & Finish Acrylics Ltd. Rob Harrison PH: 403-279-7207 FAX: 279-7297 TILING National Construction Design Joe Pagano Ph: (800) 500-7155 Fax: (905) 625-9815 [email protected] The Pascoal Group John Pascoal Ph: (403) 245-9153 Fax: (905) 625-5351 [email protected] WAste/recycling BFI Canada Inc. Cora Dawson 5566 - 54 Ave SE T2C 3A5 236-3883 Fax: 720-0515 City of Calgary Wate & Recycling Services Phillipa Wagner Waste Diversion Specialist PO Box 2100, Stn M, #27 T2P 2M5 268-8478 Fax: 268-8481 Harvest Recycling Peter Ogundimu 100, 111 5 Ave SW, Unit 273 T2P 3Y6 700-7780 Outta Site Trash Removal Keith Barnaec Suite 615, 440-10816 Macleod Trail South 403-238-9000 [email protected] Waste Solutions Group Rob Perry 3600, 19th Street NE, Unit 8 T2E 6V2 403-774-7497 WAter Conservation ExactET Systems Inc. Bill Poole Suite 278, 339 - 50 Ave SE T2G 2B3 888-2467 WATER MANAGEMENT/PRODUCTS/ HYDRO SUB-METERING City of Calgary Waterworks Division Aaron Boulton-Chaykowski Location 433 2100 Stn M T2P 2M5 268-5247 Fax: 268-5709 Enercare Connections Inc. Rob Filyk 235 Slopeview Drive T3H 4G6 461-6040 ExactET Systems Inc. Bob Poole Suite 278, 339 50 Ave SE T2G 2B3 542-2055 YOUR NAME COULD BE HERE Calgary Residential Rental Association - Winter 2013