WHAT DOES PSTC Employees Federal Gredit DO WITH YOUR

Rev, 1A2U0
WHATDOES PSTCEmployeesFederalGredit
DO WITHYOUR PERSONALINFORMATION?
Financialcompanieschoosehow they shareyour personalinformation.Federallaw gives
consumersthe rightto limitsomebut not all sharing.Federallaw alsorequiresus to tellyou
how we collect,share,and protectyour personalinformation.Pleasereadthis noticecarefullyto
understandwhat we do.
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credithistory
and creditscores
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All financialcompaniesneedto sharemembers' personalinformationto run their everyday
business.In the sectionbelow,we listthe reasonsfinancialcompaniescan sharetheir
members' personalinformation;the reasonsPSTCEmployeesFederalCreditUnion
choosesto share;and whetheryou can limitthis sharing.
Forour everydaybusinesspurposes*
suchas to processyourtransactions,
maintain
youraccount(s),
respondto courtordersandlegal
investigations,
or reportto creditbureaus
For our marketingpurposesto offerour productsandservices
to you
For joint marketingwith other financialcompanies
For our affiliates'everydaybusinesspurposesinformation
aboutyourtransactions
andexperiences
YES
NO
YES
YES
NO
NO
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For our affiliates' everydaybusiness purposesinformationabout your creditworthiness
i
NO
I
For nonaffiliatesto market to you
l
r
Call 610-352-2000 -our menuwill promptyou throughyour choice(s)
or
r
Visitus online:www.pstcfcu.org
YES
Pleasenote:
lf you are a new customer,we can beginsharingyour information30 days from the date we
sent this notice,Whenyou arena longerour customer,we continueto shareyour informationas
describedin this notice.
However,you can contactus at any time to limitour sharing.
Call610-352-2000or goto www.pstcfcu.org
EFI
To protectyour personalinformationfrom unauthorizedaccess
and use,we use securitymeasuresthat complywith federallaw,
Thesemeasuresincludecomputersafeguardsand securedfiles
and buildings.
Howdoes PSTCEFCU
protect my personal information?
How does PsTc EFGU
i We collectyour personalinformation,for example,when you
r openan account
money
or dePosit
r payyourbills
or applyfora loan
i r useyourcreditor debitcard
information
fromothers,suchas,credit
I W" alsocollectyourpersonal
non-afiiliates
or othercompanies
I bureaus,
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wttv can't I limii arl
"rt"iinge
i t"o"r"' tawgivesyoutherightto timitonty
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sharingfor affiliates'everydaybusinesspurposes-information
aboutyour creditworlhiness
affiliatesfrom usingyour informationto marketto you
sharingfor nonaffiliates
to marketto you
State laws and individualcompaniesmay give you additionalrightsto
limitsharing.
What happens when I limit sharing
for an account I hold jointly with
someone else?