"My Card" Credit Card Disclosures

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á«fɪàF’G ÜÉ°S äÉbÉ£H
Initial Disclosure
SABB Credit Cards
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Summary of the Credit Card Agreement
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Cardholder Information
*ábÉ£ÑdG πeÉM º°SG
Cardholder Name*
*…QÉéàdG πé°ùdG hCG ÊóŸG πé°ùdG ºbQ
ID No./Commercial Registration No.*
á«bÉØJ’G ïjQÉJ
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Date of Agreement
Reference No.
¿ÉªàF’G ábÉ£H äÉfÉ«H
Credit Card Information
Credit Limit (Saudi Riyals)
™eh ÜÉ°ù◊G ∞°ûc »`a ô¡¶«°S
ójÈdG ᣰSGƒH ºµd á∏°SôŸG ábÉ£ÑdG
Credit limit will appear on the
account statement along with
the credit card via mail
(∫ÉjQ 50 »àbÉ£H)
(My Card SAR 50)
Management Fee (Saudi Riyals)
N/A at the moment
(My Card: one time fee SAR 50)
Foreign Currency Exchange Fee
Depends on the country of
transaction
Other Fees
N/A at the moment
(∫ÉjQ) ájQGOE’G Ωƒ°SôdG
á«ÑæLC’G á∏ª©dG πjƒ– Ωƒ°SQ
kÉ«dÉM ≥Ñ£æj ’
iôNCG Ωƒ°SQ
(APR) …ƒæ°ùdG áÑ°ùædG ∫ó©e
πLC’G áØ∏c
≥ëà°ùŸG ≈fOC’G ó◊G ≠∏Ñe
** %28.68
28.68%**
Term Cost
N/A at the moment
Minimum Amount Due
5% of the credit limit or SAR 100,
which is higher (My card 100%)
Depends on the date of
submission of theapplication
Late Payment Fee
(IóMGh IôŸ ∫ÉjQ 50 :»àbÉ£H) kÉ«dÉM ≥Ñ£æj ’
ádhódG Ö°ùM
Annual Percentage Rate (APR)
Settlement Date
Ék «dÉM ≥Ñ£æj ’
∫ÉjQ 100 hCG ÊɪàF’G ó◊G øe %5
(% 100 »àbÉ£H) ÌcCG ɪ¡jG
Ö∏£dG Ëó≤J ïjQÉJ ≈∏Y óªà©j
ájƒ°ùàdG ïjQÉJ
ôNCÉàŸG OGó°ùdG Ωƒ°SQ
**∫ÉjQ 100
SAR 100**
á«fɪàF’G ábÉ£ÑdG á«bÉØJG ΩɵMCG RôHCG
Major provisions of the Credit Card Agreement
Article
(∫ÉjQ) ábÉ£Ñ∏d ÊɪàF’G ó◊G
Page
áëØ°üdG óæÑdG hCG IOÉŸG
Consequences of payment of the
Minimum Amount Due**
5
1
1
5
Consequences of payment default
(grace period of 20 days)**
9 - 7.8
2
2
9 - 7.8
Consequences of cash
withdrawals**
6.2
1
1
6.2
IòØæŸG äÉ«∏ª©dG ≈∏Y áÑJΟG QÉKB’G
á«ÑæLC’G äÓª©dÉH
ó◊G ≠∏Ñe OGó°S ≈∏Y áÑJΟG QÉKB’G
**≥ëà°ùŸG ≠∏Ѫ∏d ÊOC’G
OGó°ùdG »`a Ì©àdG áé«àf áÑJΟG QÉKB’G
**(Ωƒj 20 IóŸ ìɪ°S IÎa)
**ájó≤ædG äÉHƒë°ùdG ≈∏Y áÑJΟG QÉKB’G
Consequences of cash
transfers**
2.4 A-5
1
1
2.4 A-5
**ájó≤ædG äÓjƒëàdG ≈∏Y áÑJΟG QÉKB’G
Consequences of transactions in
foreign currencies
Account Statement errors/
disputed transactions
10.13
2
5
1
2
10.13
1
5
âfÎfE’G ™bƒe ™LGQ
Credit Card features
Please visit our website
www.sabb.com
– You won’t be charged any additional fees when you pay the full
amount due.
– Disclaimer: This summary does not relieve you from reading the
complete content of the Credit Card Agreement and its appendices.
*These fields have to be filled in when you apply for a Credit Card.
**This does not apply to my card
Credit Card Agreement and its appendices.
The Low-limit cardholder shall pay all amounts due as per the account
statement, regardless of his objection on transactions until the
verification of such objections. Failure to pay all amounts due, including
the objected transaction according to the account statement will have a
negative effect on the credit history of the cardholder.
Stamp and Authorised Signatory
of the issuer
á¡é∏d ¢VƒØŸG ¢üî°ûdG ™«bƒJ
ºàÿGh IQó°üoŸG
For further information, please call 920007222
»`a É¡«∏Y ´RÉæàŸG hCG áÄWÉÿG äÉ«∏ª©dG
ÜÉ°ù◊G ∞°ûc
¿ÉªàF’G ábÉ£H äGõ«‡
ájƒæ°ùdG Ωƒ°SôdG
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Annual Fees
Card Type
…Oƒ©°S ∫ÉjQ
∂«°SÓc
SAR 225
…Oƒ©°S ∫ÉjQ
SAR 300-400
…Oƒ©°S ∫ÉjQ
SAR 350-475
…Oƒ©°S ∫ÉjQ
Classic
Ωƒ«fÉà«J
Titanium
á«æ«JÓÑdG
Platinum
ô°ûàæé«°S
SAR 1,000
Signature
AÓª©d kÉfÉ›
¢ùfÉaOCG ÜÉ°S
Advance
Free for
SABB Advance
Customers
¢ùfÉ"OCG
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á«bÉØJG äÉjƒà áaÉc IAGôb øY »æ¨j ’ ¢üî∏ŸG Gòg ≈∏Y ´ÓW’G :¬jƒæJ .¬«a IOQGƒdG äÉeGõàd’G øe »Ø©j ’h ¬JÉ≤ë∏eh á«fɪàF’G ábÉ£ÑdG
.ábÉ£ÑdG Ö∏£H Ωó≤àdG óæY äÉfÉÿG √òg áÄÑ©J ºàj*
.»àbÉ£H ≈∏Y ≥Ñ£æj ’ **
.¬«a √OQGƒdG äÉeõàd’G øe ≈Ø©j’h ¬JÉ≤ë∏eh ¿ÉªàF’G ábÉ£H á«bÉØJEG
,ÜÉ°ù◊G ∞°ûc ܃LƒÃ á≤ëà°ùŸG ≠dÉÑŸG ™«ªL OGó°ùH ¢†ØîæŸG ó◊G äGP ábÉ£ÑdG πeÉM Ωõà∏j
≈∏Y ¬°VGÎYG áë°U ióe øe ≥≤ëàdG ÚM ¤EG ∂dPh äÉ«∏ª©dG ≈∏Y ¬°VGÎYG øY ô¶ædG ¢†¨H
äÉ«∏ª©dG ∂dP ‘ Éà ɡ©«ªL á≤ëà°ùŸG ≠dÉÑŸG OGó°S ‘ ¥ÉØNEG …CGh É¡«∏Y óªà©j »àdG äÉ«∏ª©dG
.ábÉ£ÑdG πeÉ◊ ÊÉ“E’G πé°ùdG ≈∏Y kÉÑ∏°S ¢ùµ©æj ób ÜÉ°ù◊G ∞°ûc ≥ah É¡«∏Y ¢VΩŸG
Cardholder Signature
ΩÓà°S’Gh ´ÓW’ÉH ábÉ£ÑdG πeÉM ™«bƒJ
920007222 - á«fɪàF’G äÉbÉ£ÑdG IQGOEG - ÜÉ°S ∂æH