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The San Francisco Post is now USD TO PHP: $1 = P44.77 as of Oct. 29, 2014 S WE PROVIDE PRESS COVERAGE FOR ANY EVENTS OR PROMOTIONS. FIL-AM POST AN FRANCISCO -- The San Francisco Post enters its third year of publication starting with this issue with a firm commitment to continue serving the information needs of the (Story cont. on page 2) Contact 1-855-454-7678 for more details. ENTERTAINMENT Ellen Adarna is the new 2015 Ginebra San Miguel Calendar Girl - page 13 VOL. 3 ISSUE 1 Serious investment impact of FATCA P eople in the business sector here and abroad are talking about a US Federal tax regulation that aims to discourage tax evasion by US citizens and US green card holders who have assets in foreign financial institutions (FFIs) - (like banks, stock brokers, hedge funds, pension funds, insurance companies and trusts). The law requires FFIs to provide annual reports directly to the US Internal Revenue Service (IRS) including the name, address, largest account balance in the year, total debits and credits of any account owned by a US person (US citizen or US green card holder). The US federal tax regulation that I am referring to is the Foreign Account Tax Compliance Act (FATCA) that was signed into law in 2010 but will finally take effect on July 1, 2014 – after the US Treasury granted (Cont. on Page 9 ) M VIEW US ONLINE: WWW.SF-POST.COM FREE Foreign bank accounts and properties must be OCT 30, 2014 - NOV 5, 2014 reported to IRS he number of Americans renouncing U.S. citizenship increased 39 percent in the three months through September after rules that make it harder to hide assets from tax authorities came into force. People giving up their nationality at U.S. embassies increased to 776 in the third quarter, from 560 in the year-earlier period, according to Federal Register data published yesterday. T ILOILO CONVENTION CENTER. Graft and plunder charges were filed against Senate Pres. Franklin Drilon, Tourism Secretary Ramon Jimenez, Public Works Secretary Rogelio Singson and other Department of Public Works and Highways officials in connection with the allegedly overpriced construction of the Iloilo Convention Center. Binay in panic mode, says Cayetano ANILA, Philippines–Vice President Jejomar Binay, by accusing the country’s rich of waging a war against a “poor man” like himself, was now in a “panic mode,” Sen. Alan Peter Cayetano said on Monday. But contrary to his claims, Binay attended parties with the country’s rich, and count some of them as among his financial backers, Cayetano said. “He’s in a panic mode. Like someone gasping for breath… he’s trying to read all the political books and all the strategies used by other politicians, and applying them to himself, although they do not apply,” he told reporters. In a radio interview in Pagadian City on Friday, Binay accused his opponents of hatching a plot to remove him from office, describing it as a political war waged by the rich against the poor. The Vice President has been fending off charges of corruption and ill-gotten wealth, from pocketing kickbacks from infrastructure deals as a Makati mayor to owning a P1.2-billion highend farm in Batangas province. He has dismissed the charges, which is being investigated by the Senate blue ribbon subcommittee, as attempts at derailing his bid to become the country’s next President in 2016. Cayetano observed that Binay’s use of the rich vs poor card wasn’t very original. He recalled that then President Joseph Estrada also accused the country’s elite of spearheading his (Cont. on Page 7) Tougher asset-disclosure rules that started July 1 under the Foreign Account Tax Compliance Act, or Fatca, prompted more of the estimated 6 million Americans living overseas to give up their passports. The appeal of U.S. citizenship for expatriates faded further as more than 100 Swiss banks began to turn over data on American clients to avoid prosecution for helping tax evaders. (Cont. on Page 15 ) Drilon sued for plunder M ANILA, Philippines–“Malicious and baseless,” says Senate President Franklin Drilon. Drilon was charged on Wednesday in the Office of the Ombudsman with plunder in connection with the allegedly overpriced P488-million Iloilo Convention Center (ICC) financed with pork barrel funds from Congress and Malacañang. Manuel Mejorada, former provincial administrator of Iloilo, filed the complaint, saying Drilon’s pet project, which is being undertaken by the controversial Hilmarc’s Construction Corp. (HCC), was a “high-level” conspiracy engineered by the senator “to build an avenue for corruption.” Mejorada said funds for the project came from Drilon’s allocation under the Priority Development Assistance Fund (PDAF) and Malacañang’s government savings impounding mechanism called Disbursement Acceleration Program (DAP). The Supreme Court has declared both facilities unconstitutional. Drilon dismissed as “ridiculous” the charge by Mejorada, a former aide. The Senate President said he did not take active part in the bidding of the project in Iloilo City being rushed for completion in time to host Asia-Pacific Economic Cooperation meetings in September next year. (Cont. on Page 7) Immigration officer union sounds alarm over DHS order on for millions of blank work permits, green cards Story page 10 TRENDING Liza Soberano not ready for a romantic relationship -page 13 PAGE 2 Oct 30, 2014 - Nov 5, 2014 FIL-AM POST San Francisco Post is now Fil-Am Post various communities in Northern California, particularly the dynamic Filipino community. “We wish to thank our readers, advertisers and the Filipino community for their continued support to our publication. This has inspired us to strive even better to give you valuable information and commentaries about our homeland and keep you abreast of latest developments nationally, the world, business, real estate, entertainment, sports and health,” said Teresita Estanislao, CEO and editor-in-chief of the newspaper. San Francisco Post was first published on October 25, 2012 with a mission “to inform and educate varied communities primarily in Northern California, through bridging the information highway by disseminating factual news and informative issues that are relevant with the times.” San Francisco Post reaches wide audiences globally via its online website: www.sfpost.com that enables strong connections reaching as far as Canada, Europe and the (Continued on page 1) Middle East. Recently, San Francisco Post introduced its own apps that would enable smart phone users to instantly get the latest news on their iPhone, iPad and Android phones and tablets. Users can also find exclusive injury cases, and tax account concerns,” Estanislao added. “We have widened our editorial coverage to reach out to more sectors of the community.” With the name change, expect the new app for Filam Post to be available two weeks from now. deals and coupons from the paper’s advertisers available only through its app. App users can also get the latest developments on immigration, current priority dates and USCIS forms by clicking “visas’ on their app or the latest news about money, bankruptcy and taxes by clicking “money” on the app. “It is a medium where constituents could advertise their businesses, air their grievances, seek help from reputable lawyers for bankruptcy, immigration and physical The newspaper, which is based in Hayward, started as SF Fil-Am Post “Your Bridge to the Fil-Am Community” with the first issue coming out on Oct. 25, 2012. It was then a monthly publication but on March 7, 2013, the newspaper was renamed The San Francisco Post “Bay Area’s best Source of Information” and became a weekly publication, coming out every Thursday. In order to reach more Filipino Americans in the United States, the management decided to rebrand the company name to Fil-Am Post. Syndicated columnists Val G. Abelgas, who has been a professional journalist for 42 years, and Perry Diaz, write political columns for the newspaper along with Atty. Crispin C. Lozano, who also serves as the publication’s general counsel, and Don Orozco, bureau chief in Silicon Valley. Other members of the staff are Adda Humady, general advertising manager; Rene Amon, account executives; and Alvin Maglan, controller. The San Francisco Post has a website, www.sf-post.com that enables the publication to reach Filipinos all over the world. It has its offices at 1290 B Street, Suite 203 Hayward CA 94541, and may be reached thru telephone number (510) 885-8827; Fax (510) 538-7115; and e-mail: infos@ sf-post.com. THEFT OF FREE NEWSPAPER IS A CRIME IN THIS STATE. WORLD BRIEF FIL-AM POST Singapore’s top court upholds anti-gay law SINGAPORE — Singapore’s highest court on the courts to consider. Wednesday dismissed a constitutional challenge In a statement, Tan’s lawyer M. Ravi said the judgagainst an archaic law criminalizing sex between ment was a “huge step backwards for human rights men, striking a fresh blow to the city-state’s growing in Singapore.” gay-rights movement. Ravi added that it was “disturbing” that “the SuThe Court of Appeal uppreme Court has now held rulings by lower courts thrown this issue back to that it was up to Parliament Parliament, when other to repeal the provision in Commonwealth countries the penal code, known as have struck down this legSection 377A. islation as discriminatory “Whilst we understand the and (an) absurd relic of the deeply held personal feelcolonial past.” ings of the appellants, there Section 377A, first introis nothing that this court duced in 1938 by British can do to assist them,” colonial administrators, judges Andrew Phang, Becarries a maximum penalty linda Ang and Woo Bih Li of two years in jail for hosaid in a written verdict. mosexual acts. Singapore’s top court upholds anti-gay law “Their remedy lies, if The law states: “Any male at all, in the legislative person who, in public or sphere,” the judges said. private, commits, or abets the commission of, or proThe ruling addressed two separate challenges to the cures or attempts to procure the commission by any law. male person of, any act of gross indecency with anOne was by Tan Eng Hong, who was arrested after other male person, shall be punished with imprisonbeing caught with a male partner in a public toilet ment for a term which may extend to 2 years.” Alhough Section 377A is not actively enforced, the cubicle in 2010, while the other was filed by a gay government has said it should stay on the books becouple. most Singaporeans are conservative and do not The judges said they only considered “legal argu- cause accept homosexuality. ments” and not “extra-legal considerations and matA scientific survey conducted by researchers at the ters of social policy which were outside the remit of Nanyang Technological University in 2010 and pubthe court.” lished last year found Singaporeans’ views towards According to the judges, examples of extra-legal homosexuality gradually becoming more positive arguments put forward by the appellants’ lawyers compared to attitudes in 2005. Over 20,000 people gathered in a peaceful rally included that Section 377A represented “the tyranny of the majority” and that the sexual conduct of their supporting gay rights last June despite a fierce online campaign against the event by conservative Muslims clients caused no harm to others. However judges said such arguments were not for and Christians. Israeli Forces Clash With Palestinians in East Jerusalem JERUSALEM — Israeli forces clashed with Palestinians in East Jerusalem overnight amid ongoing tensions almost a week after a car rammed a crowd waiting at a railway stop in the city, killing two. The epicenter of the unrest was Silwan, the hometown of the driver AbdelRahman S h a loudi, w h o was shot d e a d by police after he tried to flee the alleged attack. “Last night there were clashes all over the place, my kids were screaming from the tear gas couldn’t breathe, couldn’t sleep all night,” Ahmad Abbasi, a taxi driver from Silwan, told NBC News on Tuesday. “We were surprised that hundreds off [Israeli] border police and special units were on every corner.” Israeli police spokesman Mickey Rosenfeld said that 1,000 police reinforcements had been sent to different ar- eas of Jerusalem in the last five days, including Silwan. “Those forces are units who deal with riots and violent incidents,” he said. “The forces only react to events of disorder through using stun grenades and other riot control means but they don’t go into houses of residents unless there is a need to make an arrest.” P r i m e Minister Benjamin Netanyahu has vowed to “use whatever force is necessary” to combat militant violence. On Monday, an official close to Netanyahu told NBC News on condition of anonymity that the government would expedite plans for around 1,000 settler homes in East Jerusalem. Palestinian officials and some members of the international community have criticized settlement building on territory that Palestinians hope will one day form part of an independent state. Australia instigates Ebolaprompted ban on travel from West Africa CNN -- In the fight against Ebola, Australia has said: No thanks. Immigration Minister Scott Morrison announced “strong controls” on arrivals from West African countries affected by cases of the deadly disease. Telling Australia’s parliament during a question time session Monday that his ministry was currently “not processing any application from these (Ebola) affected countries,” he said that the government was also suspending its humanitarian program. He added that holders of permanent Australian visas based in these countries would be subject to a mandatory, three-week quarantine process prior to their departure. Visitors approved to travel to Australia will also face further screening and followup checks upon arrival. The announcement came as a “surprise,” the Australian Medical Association (AMA) president Brian Owler told CNN, who said that the chance of the disease entering the country through a migrant from the region was very low. “It’s not necessarily a very well-focused decision. The bigger picture needs to be on our preparedness at home but more importantly our involvement in West Africa itself, putting doctors and nurses and other logistical elements in place and trying to combat the crisis there.” He added that the government had sought the advice of “very few people,” and had excluded the AMA. Australian Prime Minister Tony Abbott said: “I not always agree with the Australian Medical Association, but I take them seriously and I think that the AMA invariably has the national interest at heart.” Marysville high school shooting: Jaylen Fryberg lured victims via text message, police say The student who opened fire at a Washington state high school Friday leaving three dead, including himself, lured his victims to lunch by text message, investigators said Monday. Snohomish County Sheriff Ty Trenary told a news conference that five students were all at a lunch table when they were shot by 15-year-old Jaylen Fryberg. Trenary also confirmed that the .40-caliber handgun used in the shooting had been legally purchased by one of Fryberg’s relatives. It remains unclear how Fryberg obtained the weapon. The sheriff said investigators continue to comb through a massive amount of text messages, phone records and social media posts as they search for an explanation for the shooting — but he also said they may never find one. The sheriff’s disclosure came one day after a 14-year-old girl shot by Fryberg died, the third person to die in the shooting. Officials at Providence Regional Medical Center in Everett identified the victim as Gia Soriano, a freshman at Marysville-Pilchuk High School, about 30 miles north of Seattle. The other victim was identified Monday as 14-year-old Zoe R. Galasso, by the Snohomish County Medical Examiner’s office. Galasso lived in Marysville and was a student at the school. The Snohomish County Sheriff’s office issued a statement saying Galasso died of a gunshot wound to the head. The statement also said the medical examiner identified Fryberg, 15, saying he died of a “handgun wound of the head,” and ruled his death a suicide. Three other student victims remained hospitalized. PAGE 3 Oct 30, 2014 - Nov 5, 2014 Kerry says Canadian parliament attack clearly ‘terrorist act’ OTTAWA (Reuters) - U.S. Secretary of State John Kerry said on Tuesday that an attack on the Canadian parliament and the country’s National War Memorial last week in which a soldier was killed was clearly a terrorist act. “Clearly, anybody who walks up in a premeditated way with a loaded rifle and attacks someone in uniform then purposely goes to a parliament, is committing, by common sense standards, a terrorist act,” Kerry told a news briefing after talks in Ottawa with his Canadian counterpart, Foreign Minister John Baird. Two days before the attack in Ottawa on Oct. 22, a car driven by a man described by police as a homegrown radical ran down two soldiers, killing one in Quebec. Since then Canadians have debated whether the attackers were motivated by Islamist ideology and a desire to sow terror or whether they were merely mentally unstable and marginalized individuals. Baird echoed the Canadian government’s view that whatever the mental state of the attackers, their acts were terrorism. Kerry came to Ottawa on his first visit to Canada since becoming secretary of state last year to show solidarity and discuss security issues following the attacks. PAGE 4 Oct 30, 2014 - Nov 5, 2014 OPINION FIL-AM POST The ‘mystery man’ behind Binay V Graft-congested port Editorial t has been said that in the Philippines, every single law, regulation, directive or ordiIindirectly, nance presents an opportunity for someone somewhere to make money, directly or legally or otherwise. This observation has made itself painfully felt in real world, specifically in the Port of Manila, the main transshipment point of goods to and from this country. No thanks to a “perfect storm” of ill-conceived local government policies, the absence of the national government’s strong hand, and a creaking transportation infrastructure, Filipinos are now expected to feel the impact of clogged economic arteries through more expensive goods and services during the holiday season. This is aggravated by the issue of corruption in and around the port system, which has made it more difficult and more expensive for companies to move imports out of the docks and container yards and into the factories and markets where they are needed. The gravity of the situation cannot be stressed enough. A cursory examination of the Port of Manila will show steel containers stacked five high (where they used to be only double stacked) due to the slow process of moving them out to their consignees. Due to the longer time it takes to unload their cargo (some have been refusing to take on Philippine-bound cargo altogether), shipping lines have raised their charges, thus effectively doubling the cost of transporting goods to the Philippines through the Port of Manila. Trucking fees have also spiked, caused by illicit “facilitators” at the Philippine Ports Authority (PPA) and the Bureau of Customs, who are able to exact higher “tong” from increasingly desperate truckers and importers. The port congestion that began with the Manila city government’s ill-conceived truck ban has now been institutionalized by entrepreneurial gatekeepers (no doubt, with powerful backers) who speak to the business community with one intimidating voice: “If you want your cargo released early, pay up.” Malacañang must shake off its lethargy, communicate clearly to the heads of the two agencies where shippers say corruption is endemic—PPA and Customs—and jolt them, all the way down to their foot soldiers (An Employees owned Publication) on the ground and their agents, out of their Distributed weekly in Northern California business-as-usual mindsets, that corruption will not be tolerated. 1290 B Street, Suite 203, Hayward, Ultimately, however, one must recognize CA 94541 that policing the ranks of government agenTel # 510-885-8827, cies to stop “pay-as-you-go tong systems” is not the most efficient and effective way Fax # 510-538-7115 of fighting corruption. Combating this [email protected] / ease at the “retail level” is akin to the legend [email protected] of that little Dutch boy who tried to stem the www.sf-post.com flood by plugging holes in the dyke with his fingers. One’s fingers are limited, and the Teresita Estanislao holes that breed corruption are legion. Editor-in-Chief & CEO No, the kind of corruption that causes and profits handsomely from port congestion Atty. Crispin C. Lozano must be addressed at the wholesale level. Exec. Vice President In the end, one must recognize that corrupt elements share a common trait with many Adda Humady legitimate businessmen: They look for marGeneral Advertising Manager ket imbalances and asymmetries that present money-making opportunities. Don Orozco ice President Jejomar Binay has been accused by his former associates, in their testimonies in the Senate, of using dummies to hide As I See It his immense by Neal H. Cruz wealth derived from kickbacks from Makati infrastructure projects. One of them, businessman Antonio Tiu, appeared last Wednesday at the Senate to claim ownership of the alleged Binay hacienda in Rosario, Batangas, but admitted that he had no title to the property—yet. Other alleged dummies, subpoenaed by the Senate blue ribbon subcommittee investigating the corruption charges against Binay, have chosen to remain silent. Somewhere out there is a man who knew how to parlay a personal friendship into a multimillion-peso nest egg. This man continues to make himself scarce to elude the subpoena-servers of the Senate subcommittee, whose inquiry into the corruption scandal has gripped the nation for the past two months. So elusive has the man been that Sen. Koko Pimentel, who chairs the subcommittee, could only scratch his head when the crew he sent out to deliver the panel’s invitation came back empty-handed. The man is not your average snake-oil salesman. He comes with some pedigree and respectable academic credentials. He is Gerardo “Gerry” Limlingan Jr., son of a former governor of Pampanga. He received a bachelor’s degree in economics from Ateneo de Manila in 1961 after graduating from Ateneo High School in 1957. That’s at least eight years of Jesuit education. Not much is known about Limlingan’s early job experience before he joined the Binay campaign in the 2010 presidential election. During that campaign, he had his proverbial 15 minutes of fame when he was wounded in an ambush. He was then Binay’s campaign manager and finance officer. To illustrate Limlingan’s closeness to Binay, the latter issued a statement after the failed ambush: “Gerry Limlingan is a very dear family friend. The attempt on his life is a despicable act that deserves condemnation.” Since that time until 2013, Limlingan had, according to testimonies at the Senate, managed to bag more than P1.3 billion in contracts with the Makati City government for security and janitorial services. This amount does not cover the previous years when Omni Investigation and Gen- eral Services Inc., a company organized in 1999, virtually gobbled up security and janitorial services bid out by the city government when Binay, and subsequently, his wife Elenita, were the mayors, according to a report by Rappler. The company has since been split into two—Omni Security Investigation (for security), and Corporate Solutions Manpower and General Services Inc. (for janitorial services). Both firms, however, have the same address and contact numbers, based on their submissions to the Securities and Exchange Commission. Limlingan’s ties to the embattled Binay surfaced during the Senate hearing when former Makati vice mayor Ernesto Mercado claimed that he had delivered to Limlingan money representing Binay’s kickbacks from city government projects. That prompted the invitation to Limlingan from the subcommittee. The Rappler report said Omni Security’s current chair is Marguerite E. Lichnock, identified as Limlingan’s wife. Other officials in the company are also said to be identified with the Binays. Omni Security’s sister company, Corporate Solutions, incorporated in June 2012, has the same set of incorporators, with the exception of Lichnock. Corporate Solutions lists Limlingan as chair and president. From a fledgling company a scant four years ago, Omni Security Investigation and General Services has transformed itself into a major supplier of the Makati government. From 2010 to 2014, the firm was awarded contracts worth a total of P1.321 billion. This included the contracts after the company was split into two. Limlingan was tagged by Mercado in his testimony as a “bagman” of then Mayor Binay. Mercado claimed at the Senate hearing that Limlingan acted as a dummy of Binay in businesses and properties not declared in Binay’s statement of assets, liabilities and net worth. These allegedly include Agri-Fortuna Inc., the company that supposedly bought Binay’s piggery business in Rosario, Batangas. In his testimony before the Senate subcommittee, Mercado claimed that two companies—Omni Security Investigation and Meriras Realty and Development Corp.— were used as “dummies” by Binay. Limlingan is the managing director of Meriras, and is also president of Binay’s foundation, JCB Foundation. Omni Security was the No. 2 contractor/ awardee of the Makati government from 2009 to 2014. The top spot belongs to Hilmarc’s Construction (with P3.7 billion in contracts). Hilmarc’s is the firm currently on the carpet for its role in the construction of the allegedly overpriced Makati parking building. Bureau Chief, Silicon Valley Fishy Alvin Maglan, CPA Controller Inquirer.Net Content Syndication Partner San Francisco FilAm Post, LLC Publisher of The San Francisco Post & Filam Post The Fil-Am Post will be happy to hear from you. 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Disclaimer: Views and opinions expressed herein by writers, columnists, contributors and advertisers are their own and do not necessarily reflect those of the publisher, management and staff of Fil-Am Post. Our publication will not be responsible for incorrect printing, reproduction, photographical errors or information list or for loss or damage of unsolicited manuscripts. Reproduction or redistribution in whole or in part is prohibited. he informaT tion we’ve been getting from the Senate hearings on the corruption in Makati and the apparent unexplained wealth of Vice President By and ex-Makati Solita Collas - Munsod Mayor Jejomar Binay is mesmerizing. So I will continue to analyze and comment on it for the duration of the hearings. The latest characters to arrive at the scene are the Tiu brothers, James and Anthony. James and his wife, we now know, contributed P15 million to the Binay campaign in 2010. James was 27 at the time, we are given to understand. Pretty young to be so generous a campaign funder. He also was, together with Martin Subido’s father (Martin Subido is partner in Abigail Binay’s law firm and best friend of Anthony Tiu), a principal candidate in the Ani-Pilipinas party-list group for Congress. The Tius, Subidos and Binays seem to be cozily interconnected. But the undoubted star of the hearings was Anthony Tiu, James’ older brother. Anthony was pretty well known before he even appeared in the Senate, because after news of “Hacienda Binay” came out, he had already proclaimed to all and sundry, on TV, on radio and in print, that he was the owner of the property, not Binay. Thus, what was being brought out in the Senate hearings was all wrong. Not content with that, he had also cast aspersions on the senators conducting the inquiry, apparently accusing them of having the “talangka” (crab) mentality in trying to bring Binay down. Well, what new things did we learn from Wednesday’s hearing? The most important, to me, was that Anthony did not yet own—not by a long shot, anyway—“Hacienda Binay.” The owner of the property he is not. Anyone who pays some P11 million for a P450-million property, and naturally has no TCT to show proof of ownership, cannot be called an owner. And Anthony admitted it in the Senate. So why make ownership claims? But here’s what else was fishy to me (from listening to the hearing, as the documents are not available to me): 1. Anthony says he paid P11 million in two yearly installments starting in 2011 or 2012, but nothing in his financial statements shows that he paid that amount (at least as shown during the hearing). 2. No other installments were paid since then, because he said the seller, Laureano Gregorio, had to first show that the property was indeed his (Gregorio’s), and only then would he pay the rest, also presumably in installments. 3. But he has had full use of the property since he paid the installments (usufruct) even if he doesn’t own it. Which means Gregorio gets nothing from it. Only consider, Reader, from the point of view of the seller Gregorio. He lets go of a P450-million property (with a standing orchard of 3,000 mango trees, plus at least a house with a pool area and another house with an English-style garden, and arguably a piggery and a fighting-cock farm) for the full use of someone who has paid only P11 million. Now, if that were a normal transaction, he would have P450 million in his pocket, from which, assuming he puts it in a bank and gets a minimum of 2 percent for it, he should have been earning P9 million a year. But I am told that nowadays, with a judicious choice of financial assets to invest in, he could be getting more like 6 percent, or P27 million a year. So the opportunity cost of this deal with Anthony Tiu ranges from P9 million to P27 million a year. In the three years since he made this deal, therefore, he has already lost anywhere from P16 million to P70 million (subtract P11 million from P9 million x 3 and P27 million x 3). HOMELAND FIL-AM POST PAGE 5 Oct 30, 2014 - Nov 5, 2014 Congress okays P2.606-trillion 2015 budget The House of Representatives voted 198 for and 18 against to approve on third and final reading the proposed 2015 General Appropriations Act which included controversial new definitions of the words “errata” and “savings” that will likely be sent for final interpretation by the Supreme Court. Claiming that the huge House majority had railroaded the legislative process for the P2.606 trillion budget, majority of the 18 nay voters gave notice that objectionable portions of the measure will be questioned before the High Court for being both illegal and unconstitutional. “We denounce in the strongest sense the House majority’s blatant railroading of the 2015 national budget, which contains midnight insertions also known as ‘errata sheets’ that only favor the Aquino administration and his cohorts,” declared Kabataan Partylist Rep. Terry Ridon. Senior Minority Leader Nery Colmenares demanded plenary deliberations for the 269 pages of errata that resulted to amendments to a whopping P4.7 billion allocation. The Department of Budget Management sought the corrections to the budget measure that was approved on second reading last month. Colmenares’ motion was soundly rejected by Malacañang allied majority bloc whose members left hurriedly after registering their votes during the roll call. Absence of Pemberton’s fingerprint, DNA samples hurting Laudes’ case—lawyer MANILA, Philippines – The Roque said this was the reason continued absence of US Marine why they were set to file a petition Private First Class Joseph Scott before the Supreme Court (SC) to Pemberton has started to baffle the allow the Philippines to get cusfamily of Jeffrey “Jennifer” Laude, the transgender whom he allegedly murdered in Olongapo City last October 11. Pemberton should be made to appear even to just accommodate the Laudes’ request for fingerprint and DNA samples to be used as bases for comparison, said the family’s counsel From left: Julita Laude, Atty. Virgie Suarez. Marc Sueselbeck, Atty. Harry Roque, Marilou Laude arrive at the preliminary investigation. JOAN BONDOC Harry Roque. “I don’t understand why, in my 25 years of practicing tody of Pemberton. criminal law, this is the only case “We are going file a petition to where there are no fingerprints [of get hold of Pemberton because the suspect],” said Roque at a fo- our understanding of the Visiting rum at the University of the Philip- Forces Agreement (VFA) is that pines Law Center Tuesday. the Philippines should have cus“There is no basis for comparison tody ‘from the commission of ofof the semen specimen and fin- fence’,” Roque said. gerprints found at the scene of the Despite his detention inside a crime, and the VFA is the reason Philippine military base, Pemberwhy we don’t have that evidence,” ton remains under US custody. he said. VFA is the Visiting Forces The suspect was a no-show in two Agreement, which contains a pro- preliminary investigation hearings vision that allows US custody of of conducted by the city prosecutor. its erring personnel personnel until He has also not submitted a counthe end of all judicial proceedings. ter affidavit. Scrap terminal fees for OFWs, court asked At least 12 Overseas Filipino Workers (OFW) groups and non-government organizations (NGOs) filed yesterday a court petition to stop the government from collecting a P550 airport terminal fee from OFWs leaving for abroad, saying it is illegal. In their petition for certiorari, the petitioners said the MIAA directive is a “clear violation “ of Section 35 of RA 1022. The section grants migrant workers exemption from “payment of travel tax and airport fee” as soon as they can show proof of entitlement as granted by the Philippine Overseas Employment Administration. The OFW groups have resorted to a court action after failing to convince President Aquino to heed their complaint against the allegedly unlawful airport collection. The protesting organizations also slammed the MIAA proposal to create a trust fund for unclaimed terminal fees as unworthy of belief. Poe: No plans to run for president in ’16 MANILA, Philippines– Poe said. People should not read too She said that she used the much into her use of her fa- line in 2013 when she ran ther’s altanghap campaign for senator and that she was line in her privilege speech just fulfilling her promon hunger, Sen. Grace Poe ise, which was why she said on Tuesday, as she was pushing to address the continued to be skittish problem. The lunch prowhen the topic of 2016 was gram for children is close brought up. to her heart, she said. Poe insisted that she had no intention to run in the country’s next presidential election. “No plans at all,” she told reporters on Tuesday. She said her use of altanghap, shorthand for almusal, tanghalian, hapunan (breakfast, lunch, dinner) should not be an issue. In her privilege speech on Monday on the grow- Grace Poe ing number of hungry Filipinos, Poe said that as her “As I said, fighting corlate father Fernando Poe ruption is crucial, infraJr. had noted, altanghap re- structure is vital, Bangsammained the problem of or- oro is necessary, but let’s dinary citizens. not forget the most imporA political analyst made tant, capital, our people, esmuch of the term, saying pecially the children,” she it was possible that Poe said. was positioning herself for Casiple said Poe could be 2016. a strong contender considThe late Poe used the term ering the results of the 2013 altanghap when he ran for senatorial election that she president in 2004. He said topped, her performance in the main problem of Fili- the Senate and the latest ratpinos was almusal, tangha- ings of potential presidenlian, hapunan. tial candidates, particularly “Don’t make an issue of the decline in the ratings altanghap. I just used it be- of Binay who nevertheless cause it sounded good and still leads potential rivals in it is hard to forget,” Senator the 2016 elections. Hilmarc’s pulls out of bidding ILOILO CITY, Philippines—The bidding for the second phase of construction of the Iloilo Convention Center (ICC) failed after the controversial contractor, Hilmarc’s Construction Corp. (HCC), withdrew from the equally controversial pet project of Senate President Franklin Drilon and the winner was subsequently disqualified. Director Edilberto Tayao of the Department of Public Works and Highways (DPWH) said another bidding would be held following the disqualification, in a later evaluation, of WERR Corp. International, which made the lowest offer. Ranking cop sued for raping bar woman in his SPD office Agree to have sex or go to jail. on Oct. 25, to make a formal complaint in These were the tough choices that a rank- the Women’s Desk. However, she said, the ing official of the Southern Police District desk officers on duty did not get her stateallegedly gave a nightclub model, one of the ment right away when they learned that bar workers he ordered arrested in a recent Emelo was the subject of the complaint, SPD raid in Pasay City. despite the fact that she had already underThe woman, an unwed mother of five, now gone a medical examination to support her accuses Supt. Erwin Emelo of rape—an allegations. assault she allegedly suffered right inside “They asked me to come back the followEmelo’s office and in the presence of a fel- ing day for my statement and make sure that low female employee of the Universe Club. I have correctly identified the police official “Leila,” the 29-year-old complainant, who assaulted me. They said there are two went to the Napolice officials tional Bureau with the last of Investigation name Emelo, (NBI) assisted the other one by a lawyer on being a capMonday to sue tain,” she said. Emelo, who was NBI superappointed chief vising agent of the SPD’s Alan Tubi, Special Operawho met Leila tions Unit just and her lawlast week. He yer when they is also a highly filed the comtrusted aide of plaint Monday, SHOCKER’ The alleged rape victim (right) takes her said the bureau the district direc- SPD complaint to the National Bureau of Investigation against tor, Chief Supt. a Southern Police District official on Monday. CONTRIB- would like to Henry Rañola, UTED PHOTO talk to the other according to bar worker who sources. supposedly witThe woman alleged that Emelo sexually nessed the rape. abused her around 2 p.m. on Oct. 23 inside “We are trying to get the statement of the his quarters at the SPD compound in Fort witness but she has apparently gone into Bonifacio. “The (police) colonel ordered hiding, fearing for her life.” Tubi told the my friend, who was with us inside the room, Inquirer. to turn around while he was raping me. He He said the NBI would also like to hear had his gun placed on a table nearby,” she from three more women who could also said in a complaint affidavit. shed light on the incident, but they too had She returned to the CIDG two days later, reportedly left for the provinces. In the bidding held on Oct. 20, WERR submitted the lowest bid of P166.1 million for the project, lower than the approved budget for the contract of P187.6 million. JD Legaspi Construction made a tender of P178.4 million and HSO Construction Corp., P180 million. HCC, contractor of the allegedly overpriced Makati City Hall Building II, is undertaking the first phase of the convention’s construction, originally under a P480million contract, which was later increased by P12 million to cover components of the second phase. It withdrew from the second phase, saying it could not keep cost within the amount set by the DPWH. TAX CORNER PAGE 6 Oct 30, 2014 - Nov 5, 2014 IMPLICATIONS ON FBAR (FOREIGN BANK ACCOUNT REPORT) ON TAX AND CRIMINAL PENALTY AND RECENT CHANGES IN THE FATCA (FOREIGN ACCOUNT TAX COMPLICANCE ACT) R e c e n tl y, the IRS had stepped up the enforcement of FBAR disclosure requirements on U.S. citizen and green card holder who holds foreign bank accounts or have interests in financial accounts located in foreign countries. The law requires FFI (Foreign Financial Institutions ) like banks, stock brokers, hedge funds, pension funds, insurance companies and trusts to provide annual reports directly to the US Internal Revenue Service (IRS) including the name, address, largest account balance in the year, total debits and credits of any account owned by US citizen or green card holder. A US person must file an FBAR if he or she has a financial interest or signature authority over any financial account(s) outside the United States and the aggregate maximum value of these accounts are in the excess of $10,000 at any time during the calendar year. Civil penalties up to $10,000 for each negligence considered as non-willful violations. However, willful violations involving a financial transaction will cause the IRS to impose a penalty of $100,000 or 50 per cent of the balance in the account at by: Alvin C. Maglan, CPA the time of the violation. FATCA took effect on July 1, 2014. The good news is that IRS is offering a program called OVDP (Offshore Voluntary Disclosure Program). To be eligible for the streamlined offshore procedures for U.S. residents, the taxpayer must meet certain requirements, such as failure to meet non residency requirements and have failed to report the income from a foreign financial asset and pay tax and have failed to file an FBAR resulting from non willful conduct. There are certain requirements for taxpayers to reduce the penalties being imposed by the IRS and each case have to be decided on their own merit. Also, both U.S. and nonresident taxpayers are required to remit the full amount of the tax, interest, and where applicable, miscellaneous offshore penalty due when they file the returns. Alvin Maglan is a CPA licensed in California and Nevada. After working for SyCip, Gorres, Velayo and Company, he emigrated to California and had varied experiences as an audit manager of a regional accounting firm, an internal auditor and controller of Dole, Inc., a fortune 500 company and three decades experiences as a tax consultant for various individuals, professionals, small business firms, corporations, partnerships, and other nonprofit entities. You may contact him @510 432 7438 for your tax problems. You may e-mail tax questions @[email protected]. Lawsuits Against I.R.S. Are Dismissed A federal judge Thursday dismissed two lawsuits against the Internal Revenue Service related to the treatment of conservative groups seeking tax-exempt status, ruling that no remedy was necessary because the applications were approved. “The allegedly unconstitutional governmental conduct, which delayed the processing of the plaintiff’s tax-exempt application and brought about this litigation, is no longer impacting the plaintiff,” Judge Reggie B. Walton, of the United States District Court in the District of Columbia, wrote of the lead plaintiff in the case, True the Vote, a Tea Party-affiliated group. The I.R.S. has said it acted improperly when it held up tax-exempt applications from dozens of conservativeleaning groups before the 2012 election, using search terms like “Tea Party,” “Patriot” and “9/12.” Italian Court Clears Designers of Tax Evasion The Court of Cassation in Rome, Italy’s highest court, acquitted the fashion designers Domenico Dolce and Stefano Gabbana of tax evasion on Friday. The court overturned two lower court convictions, and also acquitted the designers’ tax accountant, two managers and Mr. Dolce’s brother, bringing to an end a seven-year court battle. Prosecutors had said that a Luxembourg company that owned the designers’ trademark had been set up with the intent of evading Italian taxes. The case led to a dispute with the city of Milan, which said tax dodgers should not be permitted use of city spaces. Dolce & Gabbana designers protested by closing their Milan stores for three days. FIL-AM POST IRS Announces 2015 Pension Plan Limitations; Taxpayers May Contribute up to $18,000 to their 401(k) plans in 2015 WASHINGTON — The Internal Revenue Service today announced cost of living adjustments affecting dollar limitations for pension plans and other retirement-related items for tax year 2015. Many of the pension plan limitations will change for 2015 because the increase in the cost-ofliving index met the statutory thresholds that trigger their adjustment. However, other limitations will remain unchanged because the increase in the index did not meet the statutory thresholds that trigger their adjustment. Highlights include the following: The elective deferral (contribution) limit for employees who participate in 401(k), 403(b), most 457 plans, and the federal government’s Thrift Savings Plan is increased from $17,500 to $18,000. The catch-up contribution limit for employees aged 50 and over who participate in 401(k), 403(b), most 457 plans, and the federal government’s Thrift Savings Plan is increased from $5,500 to $6,000. The limit on annual contributions to an Individual Retirement Arrangement (IRA) remains unchanged at $5,500. The additional catch-up contribution limit for individuals aged 50 and over is not subject to an annual cost-of-living adjustment and remains $1,000. The deduction for taxpayers making contributions to a traditional IRA is phased out for singles and heads of household who are covered by a workplace retirement plan and have modified adjusted gross incomes (AGI) between $61,000 and $71,000, up from $60,000 and $70,000 in 2014. For married couples filing jointly, in which the spouse who makes the IRA contribution is covered by a workplace retirement plan, the income phase-out range is $98,000 to $118,000, up from $96,000 to $116,000. For an IRA contributor who is not covered by a workplace retirement plan and is married to someone who is covered, the deduction is phased out if the couple’s income is between $183,000 and $193,000, up from $181,000 and $191,000. For a married individual filing a separate return who is covered by a workplace retirement plan, the phase-out range is not subject to an annual cost-of-living adjustment and remains $0 to $10,000. The AGI phase-out range for taxpayers making contributions to a Roth IRA is $183,000 to $193,000 for married couples filing jointly, up from $181,000 to $191,000 in 2014. For singles and heads of household, the income phaseout range is $116,000 to $131,000, up from $114,000 to $129,000. For a married individual filing a separate return, the phase-out range is not subject to an annual cost-of-living adjustment and remains $0 to $10,000. The AGI limit for the saver’s credit (also known as the retirement savings contribution credit) for low- and moderate-income workers is $61,000 for married couples filing jointly, up from $60,000 in 2014; $45,750 for heads of household, up from $45,000; and $30,500 for married individuals filing separately and for singles, up from $30,000. Below are details on both the adjusted and unchanged limitations. Section 415 of the Internal Revenue Code provides for dollar limitations on benefits and contributions under qualified retirement plans. Section 415(d) requires that the Secretary of the Treasury annually adjust these limits for cost of living increases. Other limitations applicable to deferred compensation plans are also affected by these adjustments under Section 415. Under Section 415(d), the adjustments are to be made under adjustment procedures similar to those used to adjust benefit amounts under Section 215(i)(2) (A) of the Social Security Act. Effective January 1, 2015, the limitation on the annual benefit under a defined benefit plan under Section 415(b)(1)(A) remains unchanged at $210,000. For a participant who separated from service before January 1, 2015, the limitation for defined benefit plans under Section 415(b)(1)(B) is computed by multiplying the participant’s compensation limitation, as adjusted through 2014, by 1.0178. The limitation for defined contribution plans under Section 415(c)(1)(A) is increased in 2015 from $52,000 to $53,000. The Code provides that various other dollar amounts are to be adjusted at the same time and in the same manner as the dollar limitation of Section 415(b)(1)(A). After taking into account the applicable rounding rules, the amounts for 2015 are as follows: The limitation under Section 402(g)(1) on the exclusion for elective deferrals described in Section 402(g)(3) is increased from $17,500 to $18,000. The annual compensation limit under Sections 401(a)(17), 404(l), 408(k)(3)(C), and 408(k)(6)(D)(ii) is increased from $260,000 to $265,000. The dollar limitation under Section 416(i)(1)(A)(i) concerning the definition of key employee in a top-heavy plan remains unchanged at $170,000. The dollar amount under Section 409(o) (1)(C)(ii) for determining the maximum account balance in an employee stock ownership plan subject to a 5 year distribution period is increased from $1,050,000 to $1,070,000, while the dollar amount used to determine the lengthening of the 5 year distribution period remains unchanged at $210,000. The limitation used in the definition of highly compensated employee under Section 414(q)(1)(B) is increased from $115,000 to $120,000. The dollar limitation under Section 414(v)(2)(B)(i) for catch-up contributions to an applicable employer plan other than a plan described in Section 401(k)(11) or Section 408(p) for individuals aged 50 or over is increased from $5,500 to $6,000. The dollar limitation under Section 414(v) (2)(B)(ii) for catch-up contributions to an applicable employer plan described in Section 401(k)(11) or Section 408(p) for individuals aged 50 or over is increased from $2,500 to $3,000. FIL-AM POST BANKRUPTCY What happens during Sec. 341 Meeting of Creditors? ued until another date . What is Sec. 341 meeting of By Atty. Crispin C. Lozano when the information Q can be provided and creditors? . Every debtor, regardless of any questions answered. the chapter, must make one apA pearance in the case, though it is not Note: This is not a legal advice. really in “court” since the judge is not present. The court schedules a meeting of creditors in each case, usually about 30 days after the filing. The meeting is called the “§341 meeting” after the section of the bankruptcy code that requires it. Who presides at the meeting Q.of. creditors? The trustee assigned to the case presides and asks questions A about the contents of the bankruptcy schedules. The debtor must appear at the meeting and answer questions under oath about his assets and liabilities. In cases where there are assets with value in excess of the available exemptions, the trustee tries to gather information to aid in his liquidation of those assets for payment to creditors. He may ask for the business records (if any) or other documents concerning the assets or the debtor’s financial history. What happens in a Sec. 341 Q.meeting? . The §341 meeting is not a test or an inquisition. Neither the A trustee nor the creditors can take any action at the meeting that decides any question central to the case. It is a fact finding meeting. Of course, if new or troubling facts come out at the meeting, the trustee or a creditor can file a motion or an adversary proceeding in the bankruptcy court for the judge’s consideration. The trustee swears you in and begins his questioning. The meeting is either tape recorded or recorded by a court reporter. The trustee may also ask how you reached the values on your assets and for more information about unusual assets or business interests. If the trustee needs more information or documents that aren’t available at the meeting, the meeting may be contin- (Cont. from page 1... BINAY IN PANIC MODE) impeachment on charges of corruption, incompetence and inefficiency in 2000. Part of ‘drama’ The only difference, he said, was that Estrada’s pronouncement was on the record. “He’s trying to do an Erap,” the senator said. “Whether you believe President Erap’s statement or not, that’s on the record. As for Vice President Binay, he’s known to party officially or unofficially with the richest of the rich of the country,” he said. Fewer than five percent of the rich do not know Binay or have problems with him, Cayetano said. “But most have either told him that they will support him or are very close to him for the longest time. That’s why we wonder who are the rich he’s talking about that are against him,” he added. This strategy by Binay is all part of a “drama” (Cont. from page 1... DRILON SUED FOR ) On June 27, President Aquino, accompanied by Drilon and Public Works Secretary Rogelio Singson, inspected the center, which has a sail-like design representing the Iloilo Paraw Regatta, on a 1.7-hectare sprawl at Iloilo Business Park. Aquino said he was impressed with the facility and likened it to the renowned Sydney Opera House. Reacting to Mejorada’s charge, Drilon told reporters on Wednesday that the project was funded with P200 million from the Tourism Infrastructure and Enterprise You should seek the advice of your attorney about your specific case. ankruptcy Basics B 1. Bankruptcy will actually improve your credit within one year because your unsecured debts are discharged. Although the bankruptcy will be in your records for 10 years, not filing bankruptcy will make your credit even worse until most your debts are paid. 2. If you are being sued by your creditors, most money judgment can be eliminated in bankruptcy. 3. Collection actions continue and you can be sued if you are in debt settlement. 4. Chapter 7 will eliminate all unsecured debts. If you are near retirement age, you must eliminate most of your debts. 5. Bankruptcy will stop foreclosure actions. If your trustee sale date is 10 days before, you can still file for bankruptcy. 6. If your salary is being garnished, you have a court case about debts or you are being harassed by creditors, bankruptcy can stop garnishment, court cases, harassing creditors and eliminate the debt. 7. Bankruptcy is cheaper, faster and safer than debt settlement which has no guaranteed success. 8. Preserve your health, eliminate stress and live a happy life by eliminating your debts which is the root of all problems. Crispin Caday Lozano is an active member of the State Bar of California, the American Immigration Lawyers Association and the National Association of Consumers Bankruptcy Attorneys. He specializes in immigration law and bankruptcy law. to endear himself to the poor, Cayetano said. The subcommittee is to meet Wednesday to decide whether to hold in contempt Hilmarc’s chair Efren Canlas and president Robert Henson for repeatedly snubbing the hearing on Makati’s allegedly overpriced carpark. “There will be a review if the contempt is justified,” said Sen. Aquilino Pimentel III, chair of the subcommittee who moved to cite the pair in contempt. But Sen. Antonio Trillanes IV on Tuesday withdrew his recommendation that Canlas and Henson be cited in contempt for failing to appear in an earlier hearing of the subcommittee despite being summoned. Hilmarc’s built the P2.28 billion Makati City Hall II. Trillanes said the two executives had showed up in a subsequent hearing of the subcommittee, and this remedied the situation. “Hence, the contempt recommendation was withdrawn,” he said. Zone Authority and P500 million from the national budget. Renowned architect William Coscolluela designed the center on the recommendation of Megaworld Corp., which donated the land. “I have never nominated any bidder. The bidding was supervised by the Office of the [Department of Public Works and Highways] secretary and supervised by Secretary Singson. It is obvious that this complaint has absolutely no basis,” Drilon said. PAGE 7 Oct 30, 2014 - Nov 5, 2014 How Bankruptcy Affects College, Grad School Financing Bankruptcy is a dirty word. One that is equated with disaster and financial ruin or, as Merriam Webster puts it, “utter failure or impoverishment.” Bankruptcy is also a way out. It allows borrowers suffocating under medical bills, credit card debt and home foreclosures to catch a breath and start to rebuild. Sometimes, it is their o n l y way out. Nearly 1.2 mill i o n people filed for bankruptcy in 2012, according to reports by the Administrative Office of the U.S. Courts. That figure is down from a peak of more than 1.5 million in 2010. Filing for bankruptcy comes with consequences, though, including difficulty securing loans. The fallout can, in some cases, affect college financing. “Parents are ineligible to borrow from the PLUS loan program for five years after their discharge of debts in bankruptcy,” says Shane McClelland, an attorney based in Columbus, Ohio. In addition to Parent Direct PLUS Loans, private loans may also be out of the question for as long as seven to 10 years, depending on the lender. That may sound discouraging, but in reality the effect on students is minimal, as those considering bankruptcy already have bad credit, McClelland says. “All things considered, if you are in my office or another attorney’s office discussing bankruptcy, there’s a good chance you wouldn’t qualify for the creditbased loans a n y w a y, ” he says. In fact, undergraduates could benefit from their parents’ bankruptcy. Students whose parents are denied a PLUS loan can get a boost in their Stafford loan eligibility, increasing the amount awarded by as much as $5,000, McClelland notes. “To be frank, this may actually be a better option for the student, as the interest rate is actually lower for the Stafford loans than it is for the PLUS loans,” he says. While a parent’s bankruptcy has no impact on a student’s eligibility for Pell Grants, Perkins loans and other federal funding, students who file bankruptcy could run into funding roadblocks if they go to graduate school. PAGE 8 Oct 30, 2014 - Nov 5, 2014 FIL-AM POST FIL-AM POST IMMIGRATION PAGE 9 Oct 30, 2014 - Nov 5, 2014 Unlawful presence may avail of a green card though provisional waiver his provisional waiver will allow the following aliens who are married to U.S. citizens to seek waiver of unlawful presence and be able to go to their home country to apply for green card. To qualify, they must prove extreme hardship to the U.S. citizen spouse or parents if their application for permanent residence is denied. T The beneficiaries of this provisional waiver will include: 1. Seamen who entered the U.S. on a C or D visa and overstayed their visa and are not beneficiaries of Sec. 245(i). 2. Those who entered without inspection and are not beneficiaries of Sec. 245(i) 3. Those who entered as Fiancée and did not marry the visa petitioner. 4. Those aliens who have lost their passports and have no proof of legal entry to the U.S. Eligibility Requirements To be eligible for a provisional unlawful presence waiver you must fulfill ALL of the following conditions: 1. Be 17 years of age or older. 2. Be an immediate relative of a U.S. citizen (not a preference category immigrant who has a visa available). An immediate relative is an individual who is the spouse, child or parent of a U.S. citizen. 3. Have an approved Form I-130, Petition for Alien Relative, or Form I-360, Petition for Amerasian, Widow(er), or Special Immigrant. 4. Have a pending immigrant visa case with DOS for the approved immediate relative petition and have paid the DOS immigrant visa processing fee. 5. Be able to demonstrate that refusal of your admission to the United States will cause extreme hardship to your U.S. citizen spouse or parent. 6. Be physically present in the United States to file your application for a provisional unlawful presence waiver and provide biometrics. 7. Not have been scheduled for an immigrant visa interview by DOS before January 3, 2013. 8. Meet all other requirements for the provisional unlawful presence waiver, as detailed in 8 CFR 212.7(e) and the Form I601A and its instructions. You are not eligible for a provisional unlawful presence waiver if any of the following conditions apply to you: 1. You are subject to one or more grounds of inadmissibility other than unlawful presence. 2. DOS initially acted before January 3, 2013, to schedule your Immigrant Visa (IV) interview for the approved immediate relative petition upon which your provisional unlawful presence waiver application is based, even if your immigrant visa interview has been canceled, you failed to appear for the interview, or your interview was rescheduled on or after Jan. 3, 2013. Note: The date and time that you are scheduled to appear for your immigrant visa interview at the designated U.S. Embassy or Consulate is not the date USCIS will use to determine if you are eligible to file a Form I-601A. If DOS initially acted before January 3, 2013, to schedule your immigrant visa interview, you are not eligible to file a Form I-601A, even if you failed to appear for your interview or if you or DOS cancelled or rescheduled your interview for a date on or after January 3, 2013. Instead, you may file a By Atty. Crispin C. Lozano married. Form I-601, Application 17. On January 24, 2014, for Waiver of Grounds we received another apof Inadmissibility, from outside the United proval for waiver of misrepresentation States after you have been interviewed for from the Immigration Court for an alien your immigrant visa, and the consular offi- who entered as single but actually married. cer has found that you are inadmissible for 18. On January 14, 2014, we received an a ground that may be waived. approval from USCIS of a green card un3. You are in removal proceedings that der law on Registry for a person who has have not been administratively closed. been in the U.S. since before 1972. 4. At the time of filing, you are in removal 19. On January 6, 2014, we received an approceedings that have been administrative- proval of waiver of misrepresentation from ly closed but have been placed back on the Immigration Judge for a client who entered EOIR calendar to continue your removal as single but actually married. proceedings. 20. On November 21, 2013, we received 5. You do not meet one or more of the re- an approval from USCIS for adjustment of quirements, as outlined in the Form I-601A status under SAME SEX MARRIAGE. and its instructions. Note: This is not a legal advice. The Law Office of Crispin C. Lozano has the experience and expertise in helping clients apply for provisional waiver. SUCCESS STORIES 1. On October 7, 2014, we received an approval from the U.S. Embassy in Manila an immigrant visa for a client who entered the US without inspection under the Provisional Waiver Program. 2. On September 26, 2014, we received an approval from the Immigration Court for waiver of misrepresentation for a client who entered as single but actually married at the time of entry to the U.S. 3. On September 9, 2014, we received an approval from Immigration Court of adjustment of status for a client who was previously denied an asylum. 4. On September 8, 2014, we received an approval from USCIS of Form I-601A provisional waiver for two clients. 5. On September 5, 2014, we received an approval from USCIS for Fiancée visa based on same sex petition. 6. On September 4, 2014, we received an approval of DACA for a client who has problem in her birth certificate. 7. On August 28, 2014, we received an approval of green card based on spousal abuse. 8. On August 25, 2014, we received an approval of green card based on same sex marriage with big age difference. 9. On August 1, 2014, we received an approval of waiver of joint filing of I-751 based on spousal abuse. With the approval she was granted permanent residence. 10. On July 21. 2014, we received an approval of green card based on marriage that was initially denied due to inconsistencies in interview response. 11. On July 19, 2014, we received an approval of I-751 removal of condition on residence waiver based on battered spouse. 12. On June 11, 2014, we received an approval from USCIS of green card under Violence against Women Act. 13. On May 12. 2014, we received an approval from USCIS of green card under the same sex marriage law and the corresponding waiver of certain misrepresentation. 14. On April 21, 2014, we received an approval of green card after the denial was appealed to the Board of Immigration Appeals. 15. On March 31, 2014, we received an approval of green card for a client under Violence against Women Act. 16. On March 25, 2014, we received another approval from the Immigration Court for waiver of misrepresentation for a client who entered the U.S. as single but actually (Cont. from page 1... SERIOUS INVESTMENT) two extensions in the past for the suspension of the effectivity of FATCA Law. One may ask: Can the foreign financial institutions (FFIs) ignore or refuse to comply with FATCA? Yes, they can but the FFIs will be levied by the US-IRS a thirty (30%) percent withholding tax on the investment (like interests and dividends) income in the US of the FFIs before transferring the FFIs accounts overseas. This 30% withholding tax is the reason why the FFI’s voluntarily register with the US-IRS. Many of our own banks have reportedly already voluntarily “registered” with the USIRS even before the Philippine Government has entered into a so-called agreement with the US government. To date, many countries have already signed up the so-called Intergovernmental Agreement (IGA) and agreed to cooperate with the US on FATCA implementation. Based on internet reports, among the countries that signed the IGA agreement with the US are France, Germany, Italy, Spain, United Kingdom, Switzerland, Japan and South Africa. One may ask: What about the Philippine Government? What is its stand? Did the Philippine banks that reportedly “registered” with the US-IRS consult or seek legal advice from the Bangko Sentral ng Pilipinas (BSP) before said banks voluntarily registered with the US-IRS?… considering that we have an existing Philippine Law on the secrecy/confidentiality of bank deposits? In short, there are other countries like the Philippines that have domestic laws that need to be reconciled with the FATCA Law. Crispin Caday Lozano is an active member of the State Bar of California, the American Immigration Lawyers Association and the National Association of Consumers Bankruptcy Attorneys. He specializes in immigration law and bankruptcy law. He earned his Juris Doctor at Western State University College of Law in Fullerton, California. He is also a Certified Public Accountant, a Real Estate Broker and a Bachelor of Business Administration Cum Laude graduate. He has offices in San Francisco, Hayward, San Jose, and Cerritos, California. You can contact him at 1-877-456-9266. Email questions to [email protected]/. Visit our website at www.crispinlozanolaw.com. PAGE 10 Oct 30, 2014 - Nov 5, 2014 IMMIGRATION Ahead of 2016, Immigration Activists Want Answers From Clinton CHARLOTTE, N.C. — Hillary Rodham Clinton had just finished telling the crowd that North Carolina families could count on Senator Kay Hagan when the chants of Oliver Merino — a 25-year-old whose mother, an undocumented Mexican immigrant, faces deportation — grew louder. He held a sign that read, “Hillary, do you stand with our immigrant families?” and shouted that his mother lives in constant fear of deportation. “I have to say that I understand immigration is an important issue, and we appreciate that,” Mrs. Clinton said. “We thank you for your advocacy.” President Obama has promised executive action on immigration change after the midterm elections. But immigration activists have already turned their focus — and their frustration — to his potential successor. The incident at a rally here on Saturday was only the latest time members of a group of young, undocumented immigrants who call themselves Dreamers have aggressively confronted Mrs. Clinton. Continue reading the main story Related Coverage Thom Tillis, right, a North Carolina Republican who is running for Senate, and Jeb Bush, the former governor of Florida, in Greensboro, N.C., in September. The Bushes, Led by W., Rally to Make Jeb ‘45’OCT. 26, 2014 Behind the public confrontations is a quieter but concerted effort by a critical bloc of young Latinos to urge others like them not to automatically support Mrs. Clinton in an increasingly likely 2016 presidential campaign. “If you’re going to pick politics over our families, you should know that you can’t take this constituency for granted,” said Cristina Jimenez, managing director of United We Dream, the largest national network of young undocumented immigrants. The targeting of Mrs. Clinton comes amid growing disillusionment about Mr. Obama’s failure to enact immigration change and his handling of the arrival of thousands of Central American children on the United States border. The four mem- bers of the Dream Organizing Network who attended the rally here on Saturday urged Mrs. Clinton to support executive action to stop deportations. By mobilizing against Mrs. Clinton two years before the next presidential election, the self-named Dreamers hope to pressure her to commit to immigration change or risk losing critical Latino votes. Mrs. Clinton had overwhelming sup- port among Hispanics in the 2008 Democratic primaries; in the 16 Super Tuesday contests that year, 63 percent of Latinos voted for Mrs. Clinton, compared with 35 percent for Mr. Obama. But in the past six years, the immigration issue has become a flash point among the 25.2 million Latinos who are eligible to vote in the 2014 midterm elections. “Immigration is not the only issue, but it is the defining issue, and she will need to learn that the old lines and old dynamics no longer apply,” said Frank Sharry, executive director of America’s Voice, a pro-immigration group. Mrs. Clinton has drawn criticism from some Latinos by campaigning for Democrats like Ms. Hagan, who was one of five Senate Democrats to vote against the Dream Act that would have given undocumented immigrants who came to the United States as children a path to legal status. This month, Mrs. Clinton headlined a rally in Kentucky for Alison Lundergan Grimes, the Senate candidate, shortly after her campaign released a TV ad criticizing her Republican opponent, Senator Mitch McConnell, for voting to grant “amnesty and taxpayer-funded benefits to three million illegal aliens.” FIL-AM POST Immigration officer union sounds alarm over DHS order for millions of blank work permits, green cards A union that represents thousands of federal immigration officers is raising alarm after the U.S. government ordered supplies to create millions of blank work permits and green cards, touching off speculation that the Obama administration may be preparing executive action on immigration. The Associated Press reported last week that the new federal contract proposal from the Homeland Security Department would allow the government to buy enough supplies to make as many as 34 million immigrant work permits and residency cards over the next five years. Though the Obama administration now says the proposal is unrelated to any executive action, the move raised concerns the administration is preparing for a surge of work permit applications from illegal immigrants. Kenneth Palinkas, the president of the National Citizenship and Immigration Services Council, said in a press release Monday that he believes the move indicates the administration is planning to enact “massive unilateral amnesty” after the midterm elections. “…If you care about your immigration security and your neighborhood security, you must act now to ensure that Congress stops this unilateral amnesty,” he said. “Let your voice be heard and spread the word to your neighbors. We who serve in our nation’s immigration agencies are pleading for your help – don’t let this happen. Express your concern to your Senators and Congressmen before it is too late.” However, the Obama administration on Tuesday claimed the order is unrelated to any pending executive action. USCIS claims the order pertains only to the Senate-passed immigration bill which never became law. “Solicitations of this nature are frequent practice for USCIS contracts and allow the Agency to be prepared for fluctuations in the number of immigration applications received, which can arise for a number of reasons,” spokesman Christopher S. Bentley said in a statement. “For this particular solicitation, USCIS analyzed, during the spring of 2013, the pending comprehensive immigration reform bill passed by the U.S. Senate to determine the surge capacity needed. This estimate had nothing to do with immigration relief actions planned by the president.” Last week, though, White House Press Secretary Josh Earnest was less clear. Asked if the order was tied to a forthcoming presidential policy, Earnest said: “I would not suggest that that is an indication that that’s what we’re preparing to do.” He said those trying to “read into” the orders for cards “are a little too cleverly trying to divine what the president’s ultimate conclusion might be.” But he repeatedly would not say whether the orders were unrelated to a move by the president, claiming these kinds of decisions “are not micromanaged by the White House.” The USCIS union represents 12,000 officers of U.S. Citizenship and Immigration Services, the agency responsible for processing visas and other immigration papers. Palinkas said federal immigration officers are already struggling to complete their mission, and the new contract indicates things could get worse. “Whether it’s the failure to uphold the public charge laws, the abuse of our asylum procedures, the admission of Islamist radicals, or visas for health risks, the taxpayers are being fleeced and public safety is being endangered on a daily basis,” he said. It produces about 3 million work permits and residency identification, known as green cards, annually. The new contract for at least 5 million cards a year would provide the administration with the flexibility to issue far more work permits or green cards even if it chose not to exercise that option. Obama announced earlier this year that if Congress didn’t pass immigration legislation, he would act on his own. After twice postponing a final decision, he said as recently as last month that he would hold off on executive actions until after November’s midterm elections. FIL-AM POST AROUND TOWN PAGE 11 Oct 30, 2014 - Nov 5, 2014 Rob Bonta: The First Fil Am elected to the California State Assembly s promised, A this week we will focus on As- PROUD PARENTS. Mr Deo and wife Minda are all smiles as they celebrate the wedding of their only son Dennis to Ms April Ebojo Reyes. Deo and Minda and choir leaders of INC from the local of San Jose. DENNIS and APRIL ENTOURAGE. After the wedding, Dennis and April pose together with their entire entourage inside the of Chapel of Hayward. Reception followed at Double Tree by Hilton Hotel in Fremont, California. TGIF @ DAVE and BUSTERS. Thank God it’s Friday is now Fabulous. Zeny Soria wife of Romeo Soria celebrated her birhday at this flashy D&B restaurant. In photo are officers and members of the FilAm Chamber Commerce of Santa Clara County and FilCom Center of San Jose. They gather to eat, to chat and to dance the nigth away. Belated Happy Birthday Zeny. KATHRYN FOR BRONZE. Our very own Kathryn Victory Magno earned the bronze medal in the recently held Asian Open Short Track Speed Skating held at SM Mega Mall Skating Rink in Manila, Philippines. Kathryn was the only entry fielded by the Philippines in this skating competion. by filling bags of concrete mix to be used in the construction of approximately 150 units of housing for residents whose homes were destroyed. What do you think are your biggest accomplishment as assemblymember of your district? One accomplishment I’m proud of is passing AB 123, a bill to require the state school curriculum to include the contributions of Filipinos to the Farm Labor Movement in California. Within a matter of weeks of introducing the bill, I received thousands of letters of support, calls from experts and professors from across the country asking to help write the curriculum, thank you’s from classrooms of children, and strong support from the API community throughout California. It was almost overwhelming. But, again, I had tapped into an issue that moved and inspired our community, creating the momentum to get this first of its kind bill to the Governor’s desk and signed! How is your relationship with the Filipino American community? I have a wonderful relationship with the Filipino American community. semblymember Rob Bonta who has the distinction of being the first LET’S HAVE COFFEE Filipino American By to be elected in the Don Augusto Orozco California State Assembly. In the meantime for next week, we will feature the late Paul Membrere, regarded as the pioneering Minister of the Gospel of the Iglesia Ni Cristo in the West. Ka Paul, as he is fondly called is after all a Hero of Faith and a proud resident of the Bay Area. People of the Bay Area here is Assemblymember Rob Bonta: From where are you from in the Philippines? I was born at St. Luke’s Hospital in Quezon City. At the time, my family was living in Manila, where my parents were doing youth work as part of their mission- Specifically, when I first introduced AB 123, I saw ary assignment under the United Methodist Church first-hand how thirsty our community had been for Global Ministries. representation. It helped wake the sleeping giant that Do you think your kids have some Filipino traits? I live in Alameda with my wife and three kids, Reina, Iliana, and Andres. My full name is Robert Andres Bonta, and I was named after Andres Bonifacio, a Philippine national hero. And I am proud my son now carries this name as well. Additionally, we are fortunate to have my mother Cynthia, who they call Lola, living next door and to live in a diverse community that celebrates different cultures. My kids have attended and participated in Filipino events with me, including the Alameda Philippine Independence Day Celebration, where they sang a Tagalog song alongside other children from my son’s ABC Preschool program. Reina, specifically, is my eldest and a competitive athlete, and she has demonstrated herself as a strong, determined young woman, not unlike many Filipina women I know. Does your kids enjoy their travel to the Philippines? Do they support you in your activities? As I mentioned, I was able to go the Philippines with my daughter, Reina, who is a sophomore in high school and helped support my work there. It happened to be her birthday during our time in the Philippines, and our celebration will remain in my memory for many years to come. Unbeknownst to us, the residents of a Gawad Kalinga village in Ormoc rolled out the red carpet to make sure my eldest daughter, Reina, enjoyed her Rob Bonta fifteenth birthday in true, Filipino fashion. Musical entertainment with choreographed dance, a full spread that fed the entire village, and banners and is the Filipino community. balloons adorned with her name put a truly special Our work together in the rehabilitation efforts in the touch on her birthday celebration an ocean away Philippines after Typhoon Yolanda has also been an from home. incredible experience and representation of what colAre you willing to work with a Philippine Non- laboration looks like in our community. Government Organizations in any rehabilitation I serve as a mentor to Michael, a gifted student and effort?Yes, I look forward to continuing my efforts athlete with a 4.0 GPA, through the West Bay Filiwith Gawad Kalinga and others to help in commu- pino Multi-Services Center. He joined me in Sacnity efforts. ramento to be an “Assemblymember for the Day” How was your experience seeing first-hand the earlier this spring. devastation of typhoon Yolanda? This past April, I I am also proud to support different efforts throughhad the privilege of visiting the Philippines during out the state aimed at uplifting the Filipino commuHoly Week. Nearly six months had passed since the nity, including One Pilipino, spearheaded by Tony strongest Typhoon ever recorded in history wreaked Olaes. havoc in the central Philippines, yet the evidence of Through my work in the Assembly, I’ve seen firstits destruction was still very apparent in and around hand what kind of changes we can make when we Tacloban, the area where we visited. Notwithstand- engage our community. ing the tragedy that killed thousands and displaced And I am looking forward to continuing these efforts thousands more in its wake, I experienced many in the next legislative session. memorable instances of resilience, resolve, and de- As the first and only Filipino American elected to the termination. The spirit to continue on and rebuild has California State Legislature, it has been a priority and become synonymous with the people of this archi- an obligation for me to support and promote the vipelago nation. sion of Filipino What efforts have you done personally and as a polit- What are your message to the FilAm Community? ical leader to the victims of the typhoon? In the days During this process of engaging my community in following the aftermath of Super Typhoon Haiyan, the political process, I’ve learned that we need more: I was met overwhelming support from community we need more engagement, more community activmembers as well as my colleagues in Sacramento, ism, more instruction, more money, more inspiration, including Speaker Emeritus John Perez and Presi- and more of us elected to public office. dent pro Tem Darrell Steinberg. With their support, It’s so important for each of us to realize the role we I helped lead an effort that garnered $40,000 for each play in inspiring the API community, and the Gawad Kalinga USA, a non-profit that sent 200,000 role each and every one of you can play in ensuring food packs for the victims immediately following the we have a voice in our local communities, in our state tragedy. legislatures, and all the way to the White House! In April, I had the opportunity to join Gawad Ka- If we properly tap into our own political power and linga’s USA delegation to the Philippines to assist in talent, we are capable of achieving things beyond our one of the rebuild efforts. Shortly after arriving in wildest dreams. Tacloban, my daughter and I and others got to work ARE YOU CELEBRATING YOUR BIRTHDAY, ANNIVERSARY, GRADUATION OR BUSINESS GRAND OPENING? Fil-Am Post can cover an exclusive feature of your event! Call us at 1-855-454-7678 or email us at [email protected] to learn more. FIL-AM POST REAL ESTATE 5 Steps to Selling Your Home PAGE 12 Oct 30, 2014 - Nov 5, 2014 A Guide to Investing in Real Estate N obody decides to sell a home overnight. Getting the best price for your home, with the least amount of stress, takes time and planning. Here are the five steps you should follow as you prepare to put your home on the market. he single most important first step for aspiring real estate investors is to determine one’s exit strategy, according to Andy Heller, author of “Buy Low, Rent Smart, Sell High.” There are quite a few options, but the two basic strategies are to buy and hold rental properties and become a landlord, or to become a flipper and hopefully make a substantial profit upon the sale of the property. For Heller personally, his business has flourished over the years with 3-year lease options. “You need to ask yourself what characteristics will make that exit strategy work. You need to buy the right property to be successful,” says Heller, who has specialized in the Atlanta real estate market for decades. Like any investment, real estate investing requires an action plan. “Once you decide you want to scale it, it is important to look at the funds, the time, your credit and your long-term goals so that what you want to do is achievable and realistic,” Heller says. His recommendation for novices is to join a local investor’s club and get to know the people there. “It’s rare that you can find somebody who can start up in real estate without some guidance. My advice to a new investor would be to join an association, find seasoned investors, buy them lunch and present your plan. Ask them to poke holes in it.” T 1. Learn your home’s market value Most homeowners have a relatively good idea of their home’s value. They get fliers in the mail, look at nearby homes for sale online, or even go to open houses. Maybe they recently refinanced and saw an appraisal. But when it comes time to think about selling, you need a firm idea of your home’s “market” value. Market value is what a buyer is willing to pay on the open market. Having a local agent look at your home is the first step toward getting a practical idea of your home’s value. Any good agent would welcome the opportunity to meet a potential seller and put together what insiders call a Comparative Market Analysis (CMA). After touring your home, the agent will get back to you with some information about the market, recent comparable sales and an opinion of your home’s value. Even if you’re months or years away from selling, having an agent over early on engages you in the process and allows you to start gathering information. 2. Assess your home’s physi- cal condition Every homeowner thinks of their home as simply their home: a place to live and make memories. But when you look to sell, you should start thinking like a seller. That means seeing your home as a ‘product’ and its potential for sale on the open market. By looking at it this way, you’ll understand that the deep purple living room paint or the overly cluttered office, which doubles as a guest room, may not look enticing to buyers. In most cases, you’ll have some work to do to sell your home. A good agent, along with a CMA, will give you ideas for home improvements to consider. This could be as minor as moving things into storage or as major as a full paint job with kitchen and bathroom renovations. Additionally, you need to know your home’s overall condition. A property inspection could be an excellent investment. If you discover you need a new roof or that the furnace is about to expire, you’ll have time to address it before a buyer catches it. Ultimately, this can save you time and money. Knowing what your home needs, early in the process, will help orient you towards a successful sale. 3. Start watching the comps The train to a successful home sale truly pulls out of the station once you’ve gathered all of the informa- tion. Armed with knowledge about your home’s current market value and what you would need to make it “market ready,” you should start watching the comps, going to open houses and fully engaging with the local real estate market. The more homes you see, either in person or via your agent (who should be keeping you in the loop), the better you’ll understand what it will take to get your home sold. Pay attention to how homes that go before yours fare on the market. Get a sense for what the highest and best price would be for your home in your neighborhood. 4. Do your homework After speaking to a good local agent, you may have any number of assignments or things to do before you can list your home for sale. Start speaking to painters, general ‘fix-it’ contractors, landscapers, and stagers. Ask your agent for referrals. Get bids for what would need to be done. Start understanding how much work you’re willing to do, what needs to be fixed and how much you want to spend. Working with your agent, prioritize the work and get things lined up. In this next generation of real estate, sellers need to stay one step ahead of buyers. Google your address, check your home’s records with the building department, check your title report and find out as much as a buyer would if they were about to make an offer on your home. Things come up, and it’s better to find and fix them now — before you get into contract with the buyer. 5. Set a deadline and get to work You and your agent should pick a date to get the property officially “listed” and then work back from there to plan the work. Your home should be “open house ready” for the photo shoot. Listing photos are people’s first impression of your home today. While curb appeal still matters, photos are the single most important part. Plan to get all the work done before the photo shoot. The hardest part for most sellers is these weeks and months leading up to a sale. Once the home is on the market, the home is out there, in its full glory for all the buyers to see. No 2 homeowners or sellers are alike, of course. The process is filled with bumps along the way, and red flags can appear out of nowhere. Engaging with a good local real estate agent early on in the process is the best first step to becoming a successful home seller. Take your time and do your due diligence. The more you plan, the better off you’ll be and the quicker your home will sell — and for top dollar. For more info, contact Genex Realty office at 510 432 7438. You may e-mail tax questions at [email protected]. SPORTS Pacquiao focused on Algieri and Colorado Man Vanishes at Stadium During Broncos Game not basketball, says brother MANILA, Philippines—If there’s anyone who knows Manny Pacquiao well, it’s his younger brother Bobby Pacquiao. welterweight champion also a Congressman in Saranggani, a playing-coach for the Kia Sorento in the PBA and also a team owner in the DLeague. But as far as Bobby is concerned, there’s no need to worry. “Nakafocus kami sa training. Nasa kundisyon na siya ngayon (We’re focused on his training. He’s already in good conWBO Welterweight champion Manny Pacquiao, left, and WBO junior welterweight champion. Chris Algieri AP PHOTO/VINCENT YU And Bobby, a former featherweight and lightweight contender before hanging up his gloves, knows the Fighter of the Decade is in laser-light focus for his upcoming bout against unbeaten Chris Algieri next month. “Nasa sarili na niya ’yon. Magaling si Manny mag-adjust (It’s in him. Manny’s good in managing his time),” said the 33-year-old Bobby, whom Manny has appointed as the team manager of the MP Hotel Warriors in the D-League, on Monday at the Ynares Sports Arena where the opening day of the 2015 Season of the PBA’s developmental league unfolded. “Kapag talagang nasa training siya sa boxing yun lang talaga nasa isip niya. Wala, hindi siya iniisip na basketball naka-focus kami sa training niya,” he added. Manny’s concentration has been a cause for concern to many with the current WBO dition right now).” The only concern Bobby has to deal with for now is their team in the D-League, which suffered a beating in its debut. Bobby said he oversees the Warriors’ training in General Santos City and right now he is tasked to run the team before the former pound-for-pound king returns home from his title fight set on Nov. 23 in Macau. “Nanibago. Siguro kasi walang naka-tuneup dito. Next game magadjust kami sa plays namin (They weren’t used to the game yet. Maybe because they weren’t able to play a tuneup game here. Next game we’ll make adjustments with our plays).” Paul Kitterman told his friend Tia Bakke that the experience of being at his first ever Denver Broncos game in person with his son was “awesome” - and that was the last she heard of him. The 53-year-old from Kremmling, Colorado, seemingly vanished into the Sports Authority Field crowd at the Broncos-Chargers game Thursday night in what Denver police now call a missing persons case. “He would never bail on his son, or anyone,” Bakke told ABC News, “so by Friday night, we knew something was really, really, wrong.” Bakke, who traveled with Kitterman and his son, Jarod, to the game, said they had plans to meet afterwards at a stadium gate. “We go down to gate 8. No Paul. We wait an hour. No Paul,” she said. Bakke’s group contacted stadium security and searched around the grounds until 1 a.m. before finally heading back to Kremmling without Kitterman. Kitterman has few contacts in Denver and had no cell phone, credit card or vehicle with him, Bakke said. She added he had plans to go hunting with his son the next morning. Denver police have filed a missing persons report, are assisting the family and are investigating, but are not actively searching on foot because they are not certain a crime was committed. “With 70,000 people and cameras all over the stadium, you would see something if a violent crime occurred,” Sonny Jackson, a police spokesman, told ABC News. Now, friends and family are posting signs around Denver and appealing to the public to help with the search, Bakke said. But as time goes on, they are growing more concerned they are running out of options. “Now we’re just sick about it, and we have no idea what to do,” Bakke said. SHOWBIZ FIL-AM POST It’s official: Marvin-Jolina serye on ABS-CBN MANILA - It’s official: One of the most Without giving details about her role in popular love teams of the ‘90s returns as “Flordeliza,” Magdangal said she has never Marvin Agustin and Jolina Magdangal are done a similar character in her career. She back with ABS-CBN as the lead stars of a added, in jest, that whatever limitations she drama series. had as a wholesome actress, Deramas will On Monday, Magdangal reported to her completely disrefirst shooting day gard in this new for “Flordeliza,” project. confirming weeks “Lahat nung of speculation mga ‘di ko that she will renagagawa dati, unite with Agustin parang ipagaganearly two decades wa sa akin ni diafter they were rek dito, eh!” she launched as a tantold ABS-CBN dem via “Gimik” News. “First time in 1996. ko talaga siya Agustin earlier gagawin. Hinanannounced in his da ko talaga sarreturn to ABSCBN with the lead Jolina Magdangal and Marvin Agustin on the poster of the ili ko. Nakailang role in “Flordeli- 1999 film ‘Hey Babe.’ Star Cinema beses ako ng basa za,” but could not ng script!” confirm if MagAsked why she agreed to take up the dangal had officially signed up as his lead- role, Magdangal said: “Kung pare-pareing lady in the project. ho ‘yung gagawin, ano pang excitement The new series is under the direction ang mabibigay sa’yo sa showbiz, ‘di ba? of Wenn Deramas, who was also behind Dapat iba nang iba ‘yung ginagawa mo at Magdangal and Agustin’s last film together pinapakita mo sa mga tao.” as ABS-CBN stars, “Kung Ikaw Ay Isang “Kaya ako na-e-excite sa project na ‘to Panaginip,” in 2002. kasi alam ko na iba ‘yung mapapakita ko Magdangal transferred to GMA-7 that sa mga tao sa huli nila akong makita dito year. Agustin followed suit in 2006. sa Kapamilya network.” (reports abscbn) The big comeback of ‘Palibhasa Lalake’ ONE of the most memorable sitcoms in the history of Philippine television is back TV. Palibhasa Lalake has returned to Jeepney TV and airs Monday to Fridays, bringing a daily dose of nostalgia. Again, it’s time to look at Richard Gomez, Joey Marquez, John Estrada, Gloria Romero, Amy Perez, Mark Anthony Fernandez, Eric Fructoso, Jomari Yllana, Jao Mapa, Claudine Barretto, Rica Peralejo, G. Toengi, Regine Tolentino, Lindsay Custodio, and many more. Jeepney TV is going all out in bringing the Palibhasa Lalake craze back. Jeepney TV recently threw a special Palibhasa Lalake Basaan Reunion for the sitcom’s fans at Eastwood Central Plaza. Jeepney TV celebrated the reunion by giving out free beers to attendees. To add sizzle, Banana Split mainstay, Jeff Gaitan was also present. The night also highlighted the mash up live rendition of the man behind Palibhasa Lalake’s OST “Katawan,” rock music icon and Hagibis producer-song- Stars of Palibhasa Lalake: Anjo Yllana, John Estrada, Richard Gomez, Eric Fructoso, and Jomari Yllana writer—Mike Hanopol. Get ready to get wet with the biggest and most epic television reunion of the year! Catch the nostalgic Palibhasa Lalake craze this month of October on the ultimate throwback channel, Jeepney TV (SkyCable Channel 9). Assunta still longing to have baby with Jules MANILA – Assunta de Rossi said she and her husband, Jules Ledesma, have been trying to have a baby for years now but the circumstances just won’t allow them. Speaking on “The Buzz” on Sunday, De Rossi said both of them wanted to have their own child since 2008, but their hectic schedules are keeping them from pursuing this plan. “Gusto namin since 2 0 0 8 pa kaso a n g daming nangyari. Nung 2008, noong n a g kakaroon ng global Assunta de Rossi crisis, ng economic meltdown, kaming dalawa we made a commitment na saluhin namin lahat sa San Carlos. We are putting everything in our two haciendas in San Carlos. Lahat yun tinaya namin because we are putting everything in a trust. Mabusisi siya so laging nabubulilyaso,” she said. Ledesma, who is the representative of the first district of Negros Occidental in Congress, hails from San Carlos City. De Rossi said she sometimes feels frustrated that they have so many things to take care of that they no longer have time for themselves. “Kunyari we want to relax, time is a luxury we don’t have eh. Minsan dumdating na sa point na nakaka-frustrate din kasi hindi lang naman yun, we are both busy sa careers namin and ang daming istorbo. Ang dami namin kailangan asikasuhin lagi,” she said. Nonetheless, the actress said they will still try to have their own family. De Rossi married Ledesma in civil rites at the congressman’s hometown in San Carlos City in December 2002. PAGE 13 Oct 30, 2014 - Nov 5, 2014 Liza Soberano not ready for a romantic relationship MANILA – While admitting that she has a crush on Enrique Gil, young actress Liza Soberano said she is not yet ready to enter into a romantic relationship with anyone. In an interview with ABS-CBN News on Sunday, Soberano said she is still young and her focus at this time is her career. “Sa ngayon hindi pa po talaga [ako ready sa kahit anong relationship] kasi bata pa po ako. My focus is on acting and being better. Hindi ko pa po talaga iniisip ‘yung mga love life or whatever,” she said. The actress said it would be unwise for her to prioritize her love life over all the opportunities that are coming her way. Currently, Soberano is working on the upcoming ABS-CBN series “Forevermore” with Gil, which is set to premiere on Monday after “Hawak Kamay.” “It makes me very happy but nervous at the same time because everybody is watching me. Of course, I’m honored. I’m thankful to everybody for noticing my talent and for appreciating me,” she said. Soberano said she is also excited for her supporters as they can finally see what they have been working on. “Aabangan niyo po yung funny scenes ng ‘Forevermore’ and ‘yung pagi-Ilocano ko. Marunong naman talaga ako, nakakaintindi ako, but I’m not fluent in speaking. Tinuruan lang ako ng tita ko in the scenes,” she said. Meanwhile, the actress shrugged off talks comparing her love team with Gil to that of Kathryn Bernardo and Daniel Padilla. “Est a b lished na ‘yung l o v e t e a m n i l a . Hindi namin i n i i s i p Liza Soberano na kailangan kapantay namin ‘yung Kathniel or anything. Whatever the outcome, okay lang sa amin,” she said. Asked if she is ready for the intrigues that come with being in a love team, she said: “I have to be ready, I have to be strong to face those issues. I have my family and a good set of friends who will take care of me and guide me through the process.” Ellen Adarna is it! It was no surprise when Ellen Adarna was in- 2015 calendar girl.” troduced as 2015’s Ginebra San Miguel calenIn line with the brand’s 180th anniversary, dar girl on Thursday at the ballroom of Hotel the theme of its 2015 calendar is “Ganado Sa Rembrandt in Quezon City. After all, she is, to Buhay” as it aims to pay tribute and give homuse the ‘90s slang for “every man’s dream,” the age to hard working Filipino men who are the reigning “pantasya ng bayan.” main consumers of the range of drinks. The 26-year-old Cebuana of Spanish and Chi“They work hard so they could provide a nese descent seemed overwhelmed by the grand good future for their family and to keep them gathering the liquor brand organized for the of- ready to face the challenges of tomorrow— ficial announcement. and they drink GSM,” said Elises. “They’ve always gotten huge celebrities to be In keeping with the theme, Ellen was shot their cover girl so it’s such an honor to be cho- against the backdrops of a rice field, a consen for 2015,” she gushed. struction site, and the sea-side to honor and The Manila Times represent farmers, consoon learned that struction workers, and fishbesides revealing ermen. the coming year’s At the calendar launch, the cover girl—concompany duly honored the sidered a highly working class Filipino men anticipated showas represented by farmer biz event—GSM Dick Alipio Evasco from is actually celAtok, Benguet; construcebrating its 180th tion worker Alfredo “Ada” year, thus the big Abastas from Metro Makickoff. nila; and fisherman Mosies On the up Mesa from Binangonan, Ellen recently Rizal. They were each givconcluded her en plaques of recognition, starring role on and special GSM packages. ABS-CBN’s topThe brand also mounted rating afternoon a Ginebra San Miguel 180 series Moon of Travelling Exhibit that Desire, and she is has been going around the gearing up for a country since its launch brand new series earlier this year. She is 2015’s GSM calendar girl on the same net“This is GSM’s way of work titled Pasion de Amor. She is also part of showing its appreciation for the patronage the ensemble cast of Skylight Films and Quan- and support of millions of Filipinos for the tum Films’ current sexy comedy Beauty In A past 180 years, and for keeping the brand as Bottle. the number 1 selling gin in the world,” Elises Being GSM’s newest calendar girl for 2015 is continued. another milestone in Ellen’s career as she joins The travelling exhibit features the brand’s the ranks of the country’s most iconic and sexi- past calendar girls which include Anjanette est women who have posed for the legendary Abayari (1994), Alma Concepcion (1995), and highly anticipated annual calendar. Michelle Aldana (1998), Janna Victoria Explaining their choice in the fairly new show- (1999), Patricia Javier (2000), Geneva Cruz biz celebrity, GSMI vice president and market- (2001), Rica Peralejo (2002), Aubrey Miles ing manager Nelson Elises said, “Ellen Adarna (2003), Belinda Bright and Maricar De Mesa is arguably the hottest and sexiest young actress (2004), Angelica Panganiban (2007), Marian in the industry today. She has a very strong and Rivera (2009 and 2014), Anne Curtis (2011), loyal fan base and we are very proud and gana- Solenn Heusaff (2012), and Georgina Wilson dong-ganado to welcome her on board as our (2013). Angelica: No big fight with John Lloyd in 3 years MANILA - Angelica Panganiban is concerned that she hasn’t had a major fight with her boyfriend, actor John Lloyd Cruz, almost three years since they became a couple. In a live interview on “Aquino & Abunda Tonight” on Monday, the 27-year-old actress said, in jest, that she is “scared” by the fact that she and Cruz hardly argue, despite their relationship frequently making headlines or becoming the subject of rumors. “Never [kaming naapektuhan]. Wala naman pong [nakaapekto sa amin]. Siguro kasi po ‘yung relationship namin, masaya lang kami, eh,” Panganiban told host Boy Abunda. She added, laughing: “Medyo nakakatakot na nga po kasi magtatatlong taon na kami, ‘Parang masaya parin tayo, hindi pa rin tayo nag-aaway nang malala.’” The latest controversy to beset the couple was the filing of a concubinage complaint of Mary Christine Jolly, the estranged wife of Panganiban’s ex-boyfriend, Derek Ramsay, against her and the actor. Shortly after Jolly filed the complaint earlier this month, Panganiban posted on Instagram a photo of her with Cruz, captioned: “This is us happy. God be with you.” Asked if her positive posts about Cruz on social media are her way of defending their relationship, Panganiban said: “Hindi po. Minsan kasi, gusto mo lang kasi siya i-share.” “As much as possible, lagi niyang sinasabi na, ‘Sana, kung ano ‘yung sa atin, huwag nalang natin i-share.’ Medyo madamot siya sa gano’ng aspeto, kaming dalawa. Pero may mga panahon talaga na sa kanya na mismo nanggagaling na, ‘Ay, i-post mo nga ‘to kasi ang saya ng picture natin na ‘yan.’” When Cruz and Panganiban were first rumored to be a couple, they had come from highprofile breakups with their respective ex-partners -- his with actress Shaina Magdayao, and hers with Ramsay. Panganiban’s relationship with Ramsay lasted six years. The “Beauty in a Bottle” star said she has not necessarily learned lessons from her relationships when asked, but added that she always makes certain there is mutual respect between her and her partner. 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CARDS & COUPONS TRAVEL TOUR PACKAGES BUS TOURS of Orchid Farms, Gardens, Historical Sites, etc. from $80.00. CRUISES - round-trips from San Francisco or LA, CA to Mexico ($550.00), Canada ($250.00), Hawaii ($1,449.00). Fascinating tour onto the life Pope Francis in Argentina and learn it’s history and role of the church on its culture, society; and their famous tango (land /tour w/ some meals $2,950.00). FOR MORE INFO PLEASE EMAIL US AT [email protected] All prices are for double occupancy and subject to chage. CST 2099748 VISIT OUR WEBSITE AT WWW.SF-POST.COM Become a nursing professional in few weeks! ACADEMY OF HEALTH CAREERS Certification Classes 2014 CNA, HHA & Sterile Processing Training Classes (Day & Night Classes Available) 777 Southland Dr., Suite 240 Hayward CA 94545 (510) 712-4009 GAMES & ENTERTAINMENT CROSSWORD Across 1. Bad, as a prognosis 5. Allays 10. Hook’s accomplice 14. Chaplin, nee O’Neill 15. Fabius’s 557 16. Shopper’s mecca 17. Not plan A or B, or even X or Y 19. Jump in a rink 20. Preserved, in a way 21. Brand of petroleum jelly 23. Hawaiian thrush 26. Comic actress Tracey 27. Buckle 32. F.D.R.’s Blue Eagle grp. 33. Seat at a bar 34. To be, in Tijuana 38. ___ vobiscum: God be with you 40. Have a chair by, as a table 42. Head, in Paris 43. Prevent in court 45. Eyelid nuisances 47. North or Ross 48. Influential 17th/18thcentury theologian 51. Polaris, in Paris 54. “To ___ His Own” (1946 Olivia de Havilland movie) 55. Card games 58. Take back to the car pound 62. Captain obsessed 63. Matt Dillon film based on an S. E. Hinton novel 66. Dinner freebie 67. Durant who co-wrote “The Story of Civilization” 68. Sony rival 69. Prefix with photo or phone 70. Outmoded 71. ___ instant (quickly) Down 1. Game on a green 2. Safari sound 3. ____ many words 4. Passover bread 5. B-F links 6. Pacino and Gore 7. Ukrainian city 8. Sorvino of ‘Mighty Aphrodite’ 9. Assumes better chair posture 10. Guinness category 11. Adage 12. “Maria ___” (1933 song) 13. Controversial ‘90s sitcom 18. Romulus’ brother 22. Author/lecturer Wiesel 24. Statement figures: Abbr. 25. Double-reed woodwind player 27. “The NeverEnding Story” author Michael 28. God of war 29. Strung tightly 30. Game at the corner store 31. Boosler of comedy 35. Hart’s longtime “Entertainment Tonight” cohost 36. Fit to____ 37. Tower 39. Gregarious 41. Melodic subject 44. Experts in votegetting 46. Holy, to Henri 49. Group of four 50. TV crime show starring Efrem Zimbalist Jr. 51. Cocteau’s “Le Grand ____” 52. California/Nevada resort lake 53. ___ fours (crawling) 56. Outward glow 57. Struck 59. Noun-forming suffix 60. Mount in Greek myth 61. One of the five W’s 64. “Busy” one 65. Lawyer’s deg. SUDOKU To solve a Sudoku puzzle, place a number into each box so that each row across, each column down, and each small 3x3 square within the larger diagram (there are 9 of these) will contain every number from 1 through 9. In other words, no number will appear more than once in any row, column, or smaller 3x3 square. Working with the numbers already given as a guide, complete each diagram with the missing numbers that will lead to the correct solution. (Answers for Crossword and Sudoku on page 15) VIEW ALL OF OUR PAST WEEKLY ISSUES AT WWW.SF-POST.COM HOROSCOPE Aries March 20 - April 18 If you’ve been planning a long trip by air, Aries, today you might doubt whether you should continue with your plans. Money might be the issue. Be aware that your fears may run away with you. The situation may be more secure than it appears. Taurus April 19 - May 19 Today you might feel too overwrought to concentrate on whatever goals you’re trying to reach, particularly if they’re financial. Past issues might crop up at inopportune times but will still need to be released. Gemini May 20 - June 19 You tend to be pretty self-assured, Gemini, but self-esteem issues dating from long ago could surface today. You might feel like a schoolchild called on to recite. This could cause a few snags in your relationships or interfere with your effectiveness at social occasions. Cancer June 20 - July 21 Today you might feel a bit bloated and slow, Cancer, which could interfere with your daily routine. You could also feel unmotivated about work. You might not feel like exercising, but it’s important that you do it anyway. Leo July 22 - August 21 Today your job or another activity could require your artistic skills for a particular project, Leo. You may not be used to this, so it could throw you into a bit of a panic. There should be others around who can collaborate with you, so you will be all right. Virgo August 22 - September 21 A subject of interest that you’ve been pursuing could bring up some deeply buried emotions today, Virgo. You might want to retreat into your mind and try to make sense of it, although analyzing it intellectually may not be the answer. Libra September 22 - October 21 This could be a confusing day for you, Li- bra. Financial issues might be complicated by computer glitches or failures in communication. Keep pushing, however, and whatever you’re trying to straighten out will be resolved. Scorpio October 22 - November 20 Financial issues might have you and your partner a bit more on edge than you need to be, Scorpio. Perhaps money is tighter than usual right now, and you have to put off purchases you want to make. Try to work it out. Sagittarius November 21 - December 20 Today your intellect is flying high, Sagittarius. A number of new ideas, perhaps about political or social issues, might excite your curiosity and cause you to want to spend hours in the library or on the Internet. Mundane tasks still need handling, however. Capricorn December 21 - January 18 Your imagination is working overtime today, Capricorn, and you might spend hours at a computer writing or in front of an easel or piano creating your own brand of painting or music. This drive to create comes from the heart and shouldn’t be ignored no matter what other issues come up. Aquarius January 19 - February 17 A conflict between your responsibilities to family and obligations to friends could rear its ugly head today, Aquarius. You might want to attend an event but need to deal with emotional issues in the home immediately. It could be difficult to keep a cool head under these circumstances. Pisces February 18 - March 19 Dissatisfaction with certain job conditions might come to a head today, Pisces. A discussion with colleagues might be necessary to defuse a potentially explosive situation. Clear, honest communication is necessary in order to avoid misunderstandings. Try to remain objective. Don’t let your emotions take control. Things will work out to everyone’s satisfaction. HOW TO PLACE AN AD IN THE SAN FRANCISCO POST: BY PHONE: 1-855-454-7678 Please have this info ready: Company Name, Contact Person, Contact Numbers & Complete Address. BY EMAIL: [email protected] Please include Company Name, Contact Person, Contact Numbers & Complete Address. Artwork should be attached. AUTOMOTIVE FIL-AM POST PAGE 15 Oct 30, 2014 - Nov 5, 2014 Surge of used cars stings: Falling prices may trigger incentives on new vehicles A rising supply of used vehicles, particularly late-model cars and trucks coming off lease, already is hitting some companies in their pocket books. That supply -- and the number of companies affected -- will continue to grow. Analysts predict the number of off-lease vehicles entering the used-vehicle market will rise steadily through at least 2020. Although most analysts say the market can absorb the increased volume, softer used-car prices reduce the value of shoppers’ trade-ins, which may make it more difficult for consumers to afford new vehicles’ rising sticker prices. Some analysts, therefore, warn that higher used volumes, if accompanied by overproduction of new vehicles, could be a catalyst for increased sales incentives, which would hurt automakers’ profits. Lithia Motors Inc. already has felt the sting. The nation’s eighthlargest dealership group told investors that its third-quarter profit margins narrowed on a dip in used-vehicle values. Similarly, Avis Budget Group Inc. said falling used-vehicle prices pushed per-unit fleet costs in the third quarter higher than the company expected. At Group 1 Automotive Inc., the nation’s third-largest dealership group, used-vehicle retail unit sales in the U.S. rose 12 percent in the third quarter, but gross profits on those sales rose only half that: 6 percent. “There was some pressure in the used-car business in the quarter,” CEO Earl Hes- terberg said. He cited ordinary seasonal declines in prices and the added pressure of more offlease vehicles, plus some “pretty aggressive” marketing drives on new vehicles in August, which pulled usedcar shoppers into new vehicles. “When the market shifts like that and UP professor in road rage files raps vs Bulacan mayor MANILA, Philippines–“My family is shaken by the brazenness of these men,” Inquirer publisher Raul Pangalangan said, shaking his head. Those men gave his family—wife Elizabeth, son Miguel Enrico, 21, daughter-in-law Trizha O. Pangalangan and two granddaughters age 6 and 5 and their two nannies—a shock in a road rage incident in Quezon City on Monday morning, he said. Elizabeth, a law professor at the University of the Philippines, said she was sitting in the front passenger seat beside her son in the family vehicle when the incident happened. After learning the identities of the owners of the vehicles the men used, Elizabeth Pangalangan filed a complaint in the National Bureau of Investigation on Wednesday against Bulacan Mayor Patrick Meneses and his mother over the incident that she said left her family traumatized. The complainant is also the director of the Institute of Human Rights at the UP Law Center. Meneses is better known today as the partner of actress Ara Mina. He used to be with another actress, Aiko Melendez. NBI Director Virgilio Mendez said he had assigned a division to investigate the incident following the filing of the complaint. “I will assign a team to conduct an investigation based on the complaint,” Mendez told the Inquirer in an interview at his office on Wednesday. Mendez said Meneses and his security men and those named in the complaint would be invited to give their side of the incident. The others named in the complaint were the mother of Meneses, Priscila, who is the listed owner of one of two vehicles involved in the incident, a silver Innova with Plate No. ZEL 124; one Joel Piñon; and several John Does. Elizabeth said she filed a complaint because Meneses’ mother refused to identify the men in the two vehicles that she and her family encountered on Congressional Avenue Extension on Monday morning. She said one of the men pointed a gun at her and her family. An initial police investigation showed that the man with a gun was from the Innova. In a visit to the Inquirer on Tuesday night to talk to publisher Pangalangan, Priscila said her family owned the Innova and the other vehicle involved in the incident, a Land Cruiser. She said, however, that she was not in one of the vehicles and that no security men were traveling in them. She said her son Patrick, mayor of Bulacan town, Bulacan province, should be spared because he was at the municipal hall at the time of the incident. there’s pressure on demand, we all try to keep our inventory turning,” Hesterberg said. So Group 1 retailed some vehicles at lower prices rather than send them to auction. Expect more pressure on prices and profits. The number of off-lease vehicles returning to the market will grow by almost 400,000 this year to 2.1 million, predicts Manheim, the nation’s largest auction company. It also predicts that consumers will lease about 3.5 million new cars and trucks this year, up from 3.2 million in 2013. That rise will continue, filling a pipeline with vehicles ready to come off lease. The number of off-lease vehicles will climb to 3.5 million in 2017 -- topping the record of 3.4 million set in 2002 -- and to 3.9 million in 2020, Manheim forecasts. (Cont. from page 1... FOREIGN BANK ACCOUNTS) The U.S., the only Organization for Economic Cooperation and Development nation that taxes citizens wherever they reside, stepped up the search for tax dodgers after UBS AG (UBSN) paid a $780 million penalty in 2009 and handed over data on about 4,700 accounts. Shunned by Swiss and German banks and with Fatca starting, more than 9,000 Americans living overseas gave up their passports over the past five years. Fatca requires U.S. financial institutions to impose a 30 percent withholding tax on payments made to foreign banks that don’t agree to identify and provide information on U.S. account holders. It allows the U.S. to scoop up data from more than 77,000 institu- tions and 80 governments about its citizens’ overseas financial activities. In establishing the 2010 Fatca law, Congress and President Barack Obama in effect threatened to cut off banks and other companies from easy access to the U.S. market if they didn’t pass along such information. It was projected to generate $8.7 billion over 10 years, according to the congressional Joint Committee on Taxation. So far, 2,353 Americans have renounced their citizenship this year, close to the alltime high of 2,369 in the first nine months of 2013. PAGE 16 Oct 30, 2014 - Nov 5, 2014 FIL-AM POST