Where to Go for More Information
Transcription
Where to Go for More Information
2010 | Where to Go for More Information Where to Go for More Information Important Benefits Information Contact Information for Employee Benefits Plans and Programs This is a summary of material modifications (SMM) for some of your benefits plans and programs. See the Appendix for more information. Please keep this booklet for future reference. DISTRIBUTION Distributed to all employees and retirees (including LTD recipients) of all AT&T companies (excluding employees of AT&T Support Services Company, Inc., Sterling Commerce, Inc. and YELLOWPAGES.COM; bargained employees of AT&T Alascom, Inc. and Stevens Graphics, Inc.; and international employees not on U.S. payroll). Distributed to alternate payees and beneficiaries receiving benefits from the retirement plans. Distributed to COBRA participants, recipients of company-extended coverage, surviving dependents and alternate recipients (QMCSOs) of the populations noted above receiving benefits from the health and welfare plans. NIN: 78-20670 Benefits Summary of Material Modifications | April 2010 IMPORTANT INFORMATION In all cases, the official documents for the Plans govern and are the final authority on the terms of the Plans, and if there are any discrepancies between the information in this SMM and the Plans, the Plan documents will control. AT&T reserves the right to terminate or amend any and all of its employee benefits plans or programs, subject to any applicable collective bargaining obligation. Participation in the plans and programs is neither a contract nor a guarantee of future employment. What is this document? This is an updated summary of material modifications (SMM) for the Contact Information for Employee Benefits Plans and Programs. This SMM is a one-stop reference guide for frequently called numbers, Web site addresses and other important AT&T benefits contact information. Este documento contiene un resumen de las modificaciones materiales (SMM), en inglés. Why did I receive this document? This SMM replaces your existing Where to Go for More Information: Contact Information for Employee Benefits Plans and Programs SMM dated April 2009. What action do I need to take? You should review this SMM and your plan and program SPDs in their entirety so that you can understand the details of your plans and programs. No other action is necessary. How do I use this document? As you read this SMM, pay special attention to the “Important” boxes that contain helpful examples and important notes. Questions? If you have questions about this SMM, call the AT&T Benefits Center at 877-722-0020. If you still have questions about the plans and programs after reading your SPDs, you can call the applicable administrator listed in the “Contact Information for AT&T Benefits Administrators” section beginning on Page 7 for more information. Si usted tiene dificultad en entender este SMM, entre en contacto por favor con AT&T Benefits Center, 877-722-0020. CONTENTS Contents at a Glance About This Summary of Material Modifications..................................................................................................................................................... 6 Agent for Service of Process............................................................................................................................................................................................... 6 How Do I Look Up a Contact?............................................................................................................................................................................................ 6 Contact Information for AT&T Benefits Administrators..................................................................................................................................... 7 Requests for Copies of Documents............................................................................................................................................................................... 18 Filing Claims and Appeals.................................................................................................................................................................................................... 20 Address Changes....................................................................................................................................................................................................................... 26 Glossary........................................................................................................................................................................................................................................... 27 Appendix: Affected Benefits Plans, Policies and Programs............................................................................................................................. 28 About This Summary of Material Modifications....... 6 Information You Need to Know to Use This SMM.................... 6 Agent for Service of Process....................................... 6 How Do I Look Up a Contact?...................................... 6 Contact Information for AT&T Benefits Administrators................................ 7 Adoption Reimbursement..................................................................... 7 AT&T Benefits Center.......................................................................... 7 Beneficiary Designations and Survivor Benefits..................... 7 Fidelity Service Center....................................................................... 7 CarePlus and MedPlus............................................................................. 7 UnitedHealthcare.................................................................................. 7 Commuter Benefit...................................................................................... 8 WageWorks............................................................................................... 8 Dental................................................................................................................. 8 CIGNA Dental........................................................................................... 8 Disability (Short-Term and Long-Term), Workers’ Compensation and Job Accommodations............. 8 Sedgwick Claims Management Services................................ 8 Eligibility for Health and Welfare Benefits Plans..................... 8 AT&T Benefits Center.......................................................................... 8 Employee Voice Discount Programs and Other AT&T Employee Discounts and Offer Programs......... 8 Active Employees and Retirees Who Receive Discounts on an AT&T Bill................................................................ 8 Employee and Retiree Wireless Discount Plans................ 9 Retired Employees Who Receive Reimbursement for Their Wireline Voice..................................................................... 9 AT&T Telephone Discount Administration............................. 9 Flexible Spending Accounts.................................................................. 9 SHPS.............................................................................................................. 9 Health Savings Accounts........................................................................ 9 Optum Health Bank............................................................................. 9 International Expatriate and Inpatriate Benefits (Medical, Prescription Drugs, Dental and Vision)..................... 10 CIGNA International............................................................................ 10 Leaves of Absence...................................................................................... 10 Life Insurance................................................................................................. 10 AT&T Benefits Center.......................................................................... 10 Long-Term Care Insurance..................................................................... 10 John Hancock Life Insurance Company.................................. 10 Metropolitan Life Insurance Company..................................... 11 Medical............................................................................................................... 11 Employee Assistance Plan/Employee and Family Assistance Program................................................................... 8 Aetna............................................................................................................. 11 ValueOptions........................................................................................... 8 Blue Cross and Blue Shield of Alabama................................. 11 United Behavioral Health................................................................. 8 Blue Cross and Blue Shield of Georgia................................... 11 Legend - Mailing Address Web Site ( Telephone Hours of Availabiilty 2 Fax * Email 2010 | Where to Go for More Information Page 3 CONTENTS Blue Cross and Blue Shield of Illinois....................................... 12 AT&T Benefits Center.......................................................................... 17 Blue Cross and Blue Shield of South Carolina.................... 12 Vision................................................................................................................... 17 Cancer Resource Service.................................................................. 12 EyeMed Vision Care.............................................................................. 17 CIGNA........................................................................................................... 12 Voluntary Benefits...................................................................................... 17 Consumer’s Medical Resource...................................................... 12 Marsh PersonalPlans........................................................................... 17 Humana....................................................................................................... 13 Work/Life Program..................................................................................... 17 TelaDoc........................................................................................................ 13 LifeCare........................................................................................................ 17 UnitedHealthcare.................................................................................. 13 Requests for Copies of Documents............................ 18 Medicare Part B Premium Reimbursement................................. 13 AT&T Benefits Center................................................................................ 18 AT&T Benefits Center.......................................................................... 13 Pension Plans................................................................................................ 18 Mental Health, Chemical Dependency and Substance Abuse............................................................................... 14 Fidelity Service Center....................................................................... 18 ValueOptions........................................................................................... 14 AT&T Benefits Center.......................................................................... 18 BlueCross and BlueShield of Georgia...................................... 14 Savings Plans................................................................................................. 19 Blue Cross and Blue Shield of Illinois....................................... 14 Fidelity Service Center....................................................................... 19 BlueCross and BlueShield of South Carolina...................... 14 Scarborough Alliance Corporation............................................ 19 United Behavioral Health................................................................. 14 Benefits Not Specifically Listed.......................................................... 19 CIGNA Behavioral Health................................................................. 15 HMOs................................................................................................................... 19 Pension Plans . ............................................................................................. 15 Bargaining Agreements.......................................................................... 19 Fidelity Service Center....................................................................... 15 Official Plan Documents......................................................................... 19 AT&T Pension Service Center (PSC)............................................ 15 Filing Claims and Appeals........................................... 20 AT&T Benefits Center.......................................................................... 15 Beneficiary Designations and Survivor Benefits..................... 20 National Electric Benefits Fund.................................................... 15 CarePlus and MedPlus............................................................................. 20 Prescription Drugs...................................................................................... 15 Dental................................................................................................................. 20 CVS Caremark.......................................................................................... 15 Aetna............................................................................................................. 16 Disability (Short-Term and Long-Term), Workers’ Compensation and Job Accommodations.................................. 20 BlueCross and BlueShield of Georgia...................................... 16 Eligibility for Health and Welfare Benefits Plans..................... 20 BlueCross and BlueShield of South Carolina...................... 16 CIGNA........................................................................................................... 16 Employee Assistance Plan/Employee and Family Assistance Program................................................................... 21 Savings Plans................................................................................................. 16 Flexible Spending Accounts.................................................................. 21 Fidelity Service Center....................................................................... 16 International Expatriate and Inpatriate Benefits..................... 21 Scarborough Alliance Corporation............................................ 16 Life Insurance................................................................................................. 21 Stock Options................................................................................................ 16 Long-Term Care Insurance..................................................................... 21 Merrill Lynch............................................................................................. 16 Medical............................................................................................................... 21 AT&T Equity Administration............................................................. 17 Aetna............................................................................................................. 21 Terms of Employment............................................................................... 17 Blue Cross and Blue Shield of Alabama................................. 21 Fidelity Service Center....................................................................... 17 Blue Cross and Blue Shield of Georgia................................... 22 AT&T Pension Service Center (PCS)............................................ 17 Blue Cross and Blue Shield of Illinois....................................... 22 Legend Page 4 HROneStop................................................................................................ 18 - Mailing Address Web Site ( Telephone Hours of Availabiilty 2 Fax * Email Where to Go for More Information | 2010 CONTENTS Blue Cross and Blue Shield of South Carolina.................... 22 Prescription Drugs...................................................................................... 24 CIGNA........................................................................................................... 22 CVS Caremark.......................................................................................... 24 Humana....................................................................................................... 22 Aetna............................................................................................................. 24 UnitedHealthcare.................................................................................. 22 Blue Cross and Blue Shield of Georgia................................... 25 Medicare Part B Premium Reimbursement................................. 23 Blue Cross and Blue Shield of South Carolina.................... 25 Mental Health, Chemical Dependency and Substance Abuse......................................................................................... 23 CIGNA........................................................................................................... 25 ValueOptions........................................................................................... 23 Terms of Employment............................................................................... 25 Aetna............................................................................................................. 23 Vision................................................................................................................... 25 Blue Cross and Blue Shield of Georgia................................... 23 Address Changes.......................................................... 26 Blue Cross and Blue Shield of Illinois....................................... 23 Active Employee Address and Telephone Number Changes............................................................... 26 Blue Cross and Blue Shield of South Carolina.................... 23 Savings Plans................................................................................................. 25 CIGNA Behavioral Health................................................................. 24 Retired and Inactive Employee Home Address Changes.......................................................................... 26 Pension Plans................................................................................................ 24 Glossary.......................................................................... 27 United Behavioral Health................................................................. 24 Appendix: Affected Benefits Plans, Policies and Programs.............................. 28 Legend - Mailing Address Web Site ( Telephone Hours of Availabiilty 2 Fax * Email 2010 | Where to Go for More Information Page 5 ABOUT THIS SUMMARY OF MATERIAL MODIFICATIONS This summary of material modifications (SMM) is a one-stop reference guide for frequently called numbers, Web sites and other important AT&T benefits contact information. It is designed to help you find information quickly and easily. See the “Requests for Copies of Documents” section on Page 18 for more information on how to obtain a copy of this SMM. Information You Need to Know to Use This SMM AT&T offers a wide variety of benefits, employee discounts and other programs. You may not be eligible to participate in every program listed in this SMM. Eligibility to participate in a program depends on certain factors, such as your: •Employment status (for example, active or retired). •Job title classification (for example, bargained or management). •Employing company. •Service history (for example, hire date, termination date or Term of Employment [also known as net credited service or NCS]). To understand what programs apply to you, you will need to know the preceding information. The AT&T Benefits Center can provide these details. See the “Eligibility for Health and Welfare Benefits Plans” section on Page 8 for more information about how to contact the AT&T Benefits Center. Important: Please verify your eligibility for (or participation in) a program before taking any action. Benefit eligibility for employees classified as nonmanagement nonunion (NMNU) employees (company nonrepresented personnel) varies by employing company and type of benefit. If you are uncertain whether you should receive management or bargained benefits, call the administrator listed under the type of benefit that you have questions about. See the “How Do I Look Up a Contact” section below for more information. See the Appendix for a list of employee benefits plans and programs for which this SMM applies. Important: Legacy AT&T means AT&T Corp. and its subsidiaries before the merger with SBC Communications Inc. Legacy BellSouth means BellSouth Corporation and its subsidiaries before the merger with AT&T. Legacy SBC means subsidiaries of SBC Communications Inc. before the merger with AT&T. A name change of the subsidiary you work for or retired from does not affect what legacy group of companies of which it is a part. Agent for Service of Process This Section of the SMM only applies to ERISA plans. See the Appendix for more details. If you wish to bring a legal action concerning your right to participate in a plan or your right to receive any benefits under a plan (or any of its programs), you must first file a claim for benefits and go through the ERISA claim and appeal process. A legal action should not be filed until you complete the claim and appeal process. Legal action involving a plan should be filed directly against the plan. AT&T Services, Inc. P.O. Box 132160 Dallas, TX 75313-2160 HOW DO I LOOK UP A CONTACT? It’s simple. Refer to this section any time you need contact information for employee benefits, discounts or other programs. Here’s how: •Determine the factors that describe what kind of employee you are. See the “Information You Need to Know to Use This SMM” section above for more information. •Find the type of benefit, employee discount or other program — e.g., medical, prescription drugs or commuter. •Find the administrator for your employee group. Important: If you do not see your employee group listed, call the administrator at the beginning of the section. Example: Assume you are a manager who retired from BellSouth Telecommunications, Inc. in 2005. You live in Florida and have questions about your employee voice discount. Find the “Employee Voice Discount Programs and Other AT&T Employee Discounts and Offer Programs” section on Page 8. See the “Active Employees and Retirees Who Receive Discounts on an AT&T Bill” within that section, and call the AT&T Employee Discounts and Offers Sales and Service Center at 877-377-9010, Monday through Friday from 9 a.m. to 6 p.m. Central time. •Under the administrator for your employee group, you will find available Web site addresses, telephone numbers, hours of operation and mailing addresses. Page 6 Where to Go for More Information | 2010 Savings Plans Pension Life Insurance Leave of Absence Paid Time Off CONTACT INFORMATION FOR AT&T BENEFITS ADMINISTRATORS Tuition Aid Product Concessions Adoption Commuter LifeCare Adoption Reimbursement AT&T Benefits Center stock options shares of stock 1-Color Benefits Icons workers compensation Wellness Web site Expats For information on adoption reimbursement and eligibility, contact the AT&T Version 02.20.02 EMS Benefits Center. www.netbenefits.fidelity.com 8 00-416-2363 ( D ial your country’s toll-free AT&T ( Direct Access number, then enter 800-416-2363 (international). 888-343-0860 (hearing-impaired) ( Monday through Friday from Use SBC Emphasis Black or SBC Brand Mark Blue. Interior of circle in white. No screens. Addition of Energy Yellow radial gradiant fill TBD. Net Credited Beneficiary Designations and Survivor Benefits -AT&T Benefits Center 100 Half Day Road20078 2200009 P.O. Box 1474 Lincolnshire, IL 60069-1474 Eligibility for Health/Welfare Voluntary Benefits Service General Benefits Vision Dental CarePlus Long-Term Care Flexible Spending Accounts Prescription Drugs An interactive voice response system is available 24 hours a day (except Sunday from 1 a.m. to noon Central time and periodically during the week for one hour between midnight and 5 a.m. for maintenance and updates) Tuition Aid Pension Adoption Life Insurance Product Concessions Paid Time Off Commuter Important: To access the Web site, you will need your AT&T Benefits Center user ID and password. To access the AT&T Benefits Center via the phone, you will need to provide the last four digits of your Social Security number, your date of birth and your AT&T Benefits Center password. stock options shares of stock Beneficiary Designations and Survivor Benefits Eligibility for Health/Welfare workers compensation Voluntary Benefits Wellness Web site Net Credited Service 7 Beneficiary Designations 00 8 2 2200009 and Survivor Benefits Fidelity Service Center Call the Fidelity Service Center to report the death of an employee, a retiree, an inactive employee and/or an eligible dependent, or ask questions about beneficiary designation forms. Visit the Fidelity NetBenefits Web site or call the Fidelity Service Center to request an AT&T Beneficiary Designation Form. Return completed forms to the mailing address below. -Fidelity Service Center Important: The AT&T Beneficiary Designation Form applies to most, but not all, AT&T-provided benefits. Carefully The automated voice response review the AT&T Rules for Employee system is available 24 hours a day, Beneficiary Designations, the AT&T seven days a week. Beneficiary Designation Form and the Many benefits plans and programs allow accompanying instructions to determine you to designate a beneficiary. Although whether the AT&T Beneficiary Designation Form applies to all of your benefits. If one you are not required to update your of your company-sponsored benefit plans beneficiary designation forms, it is or programs does not use the AT&T Rules recommended that you do so when for Employee Beneficiary Designations to certain life events occur (for example, distribute the proceeds of your benefits in getting married or divorced, having or the event of your 1-Color Benefits Icons Version 02.20.02 EMS death, please refer to adopting a child, or losing a loved one). the SPD of that plan or program. Use SBC Emphasis Black or SBC Brand Mark Blue. Interior of circle in white. No screens. Addition of Energy Yellow Many company-sponsored benefits You will need your Fidelity Service plans and programs use the same AT&T Beneficiary Designation Form. For those Center PIN and Social Security number/ customer ID when you access the plans, you need to have only one form on file with the Fidelity Service Center. (If Fidelity NetBenefits Web site or IVR or you have submitted an AT&T Beneficiary to speak to a service associate. You do Designation Form to the Fidelity Service not need a Fidelity Service Center PIN or Center, service associates will be able to Social Security number/customer ID to report a death. answer questions regarding the form that you have on file.) You may, however, have more than one AT&T Beneficiary CarePlus and MedPlus Designation Form on file if you want to indicate different beneficiaries for any plan or program. UnitedHealthcare If you have not completed an AT&T To confirm whether a specific procedure Beneficiary Designation Form, or if you is covered under CarePlus or MedPlus or wish to change your beneficiary on file, to obtain preapproval for a procedure: you can: -AT&T CarePlus/Cingular Wireless Review and print or request an MedPlus Plan AT&T Beneficiary Designation Form P.O. Box 30886 through Fidelity’s NetBenefits Web Salt Lake City, UT 84131 site at www.netbenefits.fidelity.com. Disability Mental Health/ Employee Assistance Chemical Dependency Plan 7 a.m. to 7 p.m. Central time Savings Plans Beneficiary Designation Form by going to the Your Benefits section of HROneStop at hronestop.att.com (from work) or the Your Benefits section of access.att.com (from home). Click on Your Finances, and then click Beneficiary Designation. 7:30 a.m. to 11 p.m. Central time 877-722-0020 ( (847-883-0866 (international) Monday through Friday from Medical Review and/or print the AT&T P.O. Box 770003 Cincinnati, OH 45277-0088 Leave of Absence General Benefits LifeCare Medical Vision Dental CarePlus Long-Term Care Flexible Spending Accounts Savings Plans Pension Life Insurance Tuition Aid Adoption Product Concessions Prescription Drugs Disability Expats Request an AT&T Beneficiary ( Designation Form through the Fidelity Service Center. An AT&T Beneficiary Designation Form will be mailed to you within three business days. 2010 | Where to Go for More Information Mental Health/ Employee Assistanc Chemical Dependency Plan Paid Time Off Leave of Absence Commuter LifeCare 877-261-3340 ( 8 77-246-8173 (international) ( Monday through Friday from stock options shares of stock Beneficiary Designations and Survivor Benefits Eligibility for Health/Welfare workers compensation Voluntary Benefits Wellness Web site Net Credited Service 7 a.m. to 7 p.m. Central time 7 00 8 2 2200009 Page 7 Expats fe Insurance Leave of Absence Paid Time Off stock options shares of stock workers compensation Wellness Web site Expats Medical Vision Prescription Drugs Dental Disability CONTACT INFORMATION FOR AT&T BENEFITS ADMINISTRATORS uct Concessions Commuter kers compensation Beneficiary Designations and Survivor Benefits LifeCare Voluntary Benefits Net Credited Service 7 Eligibility for and 00Health 8 2 2200009 Welfare Benefits Plans CarePlus Commuter Benefit WageWorks AT&T Benefits Center -WageWorks -AT&T Benefits Center Wellness Web site Expats Long-Term Care Savings Plans P.O. Box 14053 Lexington, KY 40512 Voluntary Benefits Eligibility for Health/Welfare Net Credited Service www.wageworks.com 7 00 8 [email protected] 2 * 2200009h 877-924-3967 ( 2877-353-9236 (Claims submission) Monday through Friday from Pension 100 Half Day Road P.O. Box 1474 Lincolnshire, IL 60069-1474 http://resources.hewitt.com/att 8 77-722-0020 ( 847-883-0866 (international) ( Monday through Friday from Adoption shares of stock 7 a.m. to 7 p.m. Central time, 7 a.m. to 7 p.m. Central time excluding holidays. An interactive voice response system is available An interactive voice response EMS system is available 24 hours a day 24 hours a day, 7 days a week. ue. Interior of circle in white. No screens. Addition of Energy Yellow radial gradiant fill TBD. (except Sunday from 1 a.m. to noon Central time and periodically Important: Commuter Benefits are not during the week for one hour available to employees located in Guam, between midnight and 5 a.m. for Puerto Rico and the Virgin Islands. or Benefits Icons Version 02.20.02 EMS maintenance and updates). Beneficiary Designations and Survivor Benefits Eligibility for Health/Welfare General Benefits Vision Prescription Drugs Dental Disability BC Emphasis Black or SBC Brand Mark Blue. Interior of circle in white. No screens. Addition of Energy Yellow radial gradiant fill TBD. ong-Term Care Dental General Benefits CIGNA Dental Flexible Spending Accounts Mental Health/ Employee Assistance Chemical Dependency Plan Prescription Drugs -AT&T Dental Service Center Medical Vision Dental P.O. Box 188040 Chattanooga, TN 37422 www.mycigna.com 8 88-722-5505 ( Monday through Friday from Pension Life Insurance Paid Time Off fill TBD. ens. Addition of Energy Yellow radial gradiant CarePlus Adoption Prescription Drugs Long-Term Care Leave of Absence Flexible Spending Accounts Disability Savings Plans Commuter Pension hares of stock workers compensation Mental Health/ Employee Assistance mical Dependency Plan Tuition Aid Wellness Web site Adoption LifeCare Life Insurance Paid Time Off Expats Product Concessions Commuter Sedgwick Claims Management Services Eligibility for ealth/Welfare Paid Time Off Voluntary Benefits Leave of Absence stock options Net Credited Service -AT&T Integrated Disability shares of stock workers compensation 07 Service220Center 008 2009 P.O. Box 14627 Lexington, KY 40512-4627 Commuter Wellness Web site 8 66-276-2278 ( Monday through Friday from Beneficiary Designations LifeCare and Survivor Benefits Eligibility for Health/Welfare Voluntary Benefits 7 a.m. to 7 p.m. Central time Page 8 Expats Disability Employee Assistance Plan/Employee and Family Assistance Program Disability (Short-Term and Long-Term), Workers’ Compensation and Job Accommodations Important: To access the Web site, you will need your AT&T Benefits Center user ID and password. To access the AT&T Benefits Center via the phone, you will need to provide the last four digits of your Social Security number, your date of birth and your AT&T Benefits Center password. Mental Health/ Employee Assistance Chemical Dependency Plan 7 a.m. to 7 p.m. Central time Product Concessions Wellness Web site Net Credited Service Leave of Absence ValueOptions www.achievesolutions.net/att 8 00-554-6701 ( Available 24 hours a day, LifeCare seven days a week Important: This service is separate and distinct from any mental health, chemical dependency and substance abuse coverage that may be available through your company-offered non-HMO medical program. Expats Flexible Spending Accounts Mental Health/ Employee Assistance Chemical Dependency Plan For AT&T mobility bargained employees www.liveandworkwell.com 8 66-328-6572 ( Available 24 hours a day, Life Insurance Paid Time Off Leave of Absence seven days a week Tuition Aid stock options United Behavioral Health Product Concessions Commuter LifeCare Employee Voice Discount Programs and Other AT&T Employee Discounts and Offer Programs workers compensation Wellness Web site Expats Active Employees and Retirees Who Receive Discounts on an AT&T Bill Voluntary Benefits Net Credited Service 7 00 8 2 2200009 Employee discount and offer program provides discounts on the following AT&T products and services: AT&T Wireline Voice, AT&T Wireless, AT&T U-verse TV/Voice, AT&T High Speed Internet and AT&T | DIRECTV (retirees are not eligible for DIRECTV Employee Offer). Active Employees Direct questions regarding eligibil( ity on AT&T employee discounts to HROneStop at: 888-722-1787 Customer-care specialists are available Monday through Friday from 8 a.m. to 6 p.m. Central time. Direct questions regarding your ( service and account issues to the AT&T Employee Discounts and Offers Sales and Service Center at 877-377-9010. Monday through Friday from 9 a.m. to 6 p.m. Central time Retirees Direct questions regarding your ( eligibility on AT&T employee discounts to Wells Fargo TPA at 888-251-0645. Monday through Friday from 8 a.m. to 6 p.m. Eastern time 7 00 8 2 2200009 Where to Go for More Information | 2010 CONTACT INFORMATION FOR AT&T BENEFITS ADMINISTRATORS AT&T Telephone Discount Administration at a financial institution. An HSA can help you cover, on a tax preferred basis, service and account issues to the medical expenses that require some AT&T Employee Discounts and To pursue a program eligibility issue, element of cost-sharing under your Offers Sales and Service Center at write to the AT&T Employee Discount medical plan, such as annual deduct877-377-9010. Administrator. ibles, coinsurance or copayments. 1-Color Benefits Icons Version 02.20.02 EMS from 9 a.m. Monday Use SBC through Emphasis BlackFriday or SBC Brand Mark Blue. Interior of circle in white. No screens. Addition of Energy Yellow radial gradiant fill TBD. -Telephone Discount Administrator It may even be used to pay for, among other things, certain medical expenses to 6 p.m. Central time One AT&T Way not covered under the consumer-driven Room 4A158D Employee and Retiree Wireless health program. Many financial Bedminster, NJ 07921 Discount Programs institutions offer HSAs. You may wish to check with your financial Active Management Employees Important: Please direct all billing, institution concerning the availservice, repair, reimbursement or Direct questions about your account ability and terms of an HSA. To payment inquiries to the identified and service issues by going to the facilitate employee participation in an sources previously listed. Employee Mobility Offer Web site at: HSA, the company has arranged to https://emprateplan.edc.cingular.net/ permit payroll deductions by eligible emo/. Please use the “Click to Chat” Flexible Spending employees into an HSA established function to get real-time help. with OptumHealth Bank (formerly Accounts Exante Bank). Active and Retired Nonmanagement Employees SHPS -OptumHealth Bank Direct questions regarding your ( P.O. Box 271629 -SHPS Spending Accounts service and account issues to your Salt Lake City, UT 84127-1629 P.O. Box 34740 local AT&T Customer Care Team at Louisville, KY 40232-4740 www.optumhealthbank.com 800-331-0500, or dial 611 from your wireless phone. www.myshps.com 866-234-8913 ( Retired Employees Who Are 1-Color Benefits Icons Version 800-283-3211 02.20.02 EMS ( 2Yellow866-538-9701 Eligible to Receive ReimburseUse SBC Emphasis Black or SBC Brand Mark Blue. Interior of circle in white. No screens. Addition of Energy radial gradiant fill TBD. 502-297-4900 (international) ment for Their Wireline Voice ( Monday through Friday from For Legacy AT&T 7 a.m. to 6 p.m. Central time 800-952-0450 (hearing-impaired) ( Direct questions regarding your The IVR is available 24 hours a day, 2 866-643-2219 telephone reimbursement program to: seven days a week. Monday through Friday from -Wells Fargo TPA 7 a.m. to 077 p.m. Central time Important: The HSA offered by P.O. Box 11296 0 8 2 2200009 OptumHealth is not an arrangement Charleston, WV 25339-1296 The IVR is available 24 hours a day, that is established and maintained by seven days a week. the company. Rather, the OptumHealth 888-251-0645 ( HSA is established and maintained by Important: Employees located in Monday through Friday from OptumHealth Bank, the HSA trustee. It is Puerto Rico are not eligible for an FSA. 8 a.m. to 6 p.m. Eastern time the Company’s intention to comply with Department of Labor guidance set forth For Legacy BellSouth in Field Assistance Bulletin No. 2004-1, Health Savings Direct questions regarding your which specifies that an HSA is not an Accounts telephone reimbursement program to: ERISA plan if certain requirements are satisfied. OptumHealth Bank -Wells Fargo TPA P.O. Box 2911 For all participants in the ConsumerCharleston, WV 25330-2911 Driven Health Program under the Direct questions regarding your ( General Benefits Medical Vision Dental CarePlus Long-Term Care Flexible Spending Accounts Savings Plans Pension Life Insurance Tuition Aid Adoption Product Concessions stock options shares of stock Beneficiary Designations and Survivor Benefits Eligibility for Health/Welfare 8 a.m. to 7 p.m. Eastern time Voluntary Benefits Disability Mental Health/ Employee Assistance Chemical Dependency Plan workers compensation Medical 866-444-5207 ( Monday through Friday from Prescription Drugs Paid Time Off Leave of Absence Commuter LifeCare Wellness Web site General Benefits Expats Vision Net Credited Service Prescription Drugs Dental CarePlus Long-Term Care Flexible Spending Accounts Savings Plans Pension Life Insurance Tuition Aid Adoption Product Concessions Disability Mental Health/ Employee Assistance Chemical Dependency Plan Paid Time Off Leave of Absence Commuter LifeCare AT&T Medical Plan A heath savings account (HSA) is an account funded by you or any other person on your behalf that is maintained stock options shares of stock Beneficiary Designations and Survivor Benefits Eligibility for Health/Welfare 2010 | Where to Go for More Information workers compensation Voluntary Benefits Wellness Web site Expats Net Credited Service 7 00 8 2 2200009 Page 9 Commuter LifeCare CarePlus Long-Term Care Flexible Spending Accounts Mental Health/ Employee Assistance Chemical Dependency Plan Medical Vision Prescription Drugs Dental Disability CONTACT INFORMATION FOR AT&T BENEFITS ADMINISTRATORS ellness Web site Expats et Credited Service 7 00 8 2 2200009 Savings Plans Pension International Expatriate and Inpatriate Benefits FOR Medical, Prescription Drugs, Dental and Vision Tuition Aid Adoption -CIGNA International stock options shares of stock The following numbers are available 24 hours a day, seven days a week: Beneficiary Designations and Survivor Benefits Eligibility for Health/Welfare 800-441-2668 (If dialing ( internationally, use that country’s AT&T Direct Access number.) 302-797-3100 (reverse charges ( ens. Addition of Energy Yellow radial gradiant fill TBD. accepted) 00-243-6998 (If dialing 28 internationally, use that country’s AT&T Direct Access number.) Prescription Drugs Disability 2 302-797-3150 www.cignaenvoy.com ental Health/ Employee Assistance mical Dependency Plan Important: Registration is required to use the member Web site. Secure mail is also available at this site. Leave of Absence aid Time Off Commuter ellness Web site et Credited Service 7 00 8 2 2200009 Leaves of Absence For information regarding leaves of absence, use the following resources in the order listed: LifeCare • Your immediate supervisor. • Go to: Expats the HROneStop home page, and select Leaves of Absence in the Your Time and Attendance section. • If you need additional information, contact HROneStop. 8 88-722-1787 ( Customer-care specialists are available Monday through Friday from 8 a.m. to 6 p.m. Central time. Page 10 Paid Time Off Leave of Absence CarePlus AT&T Benefits Center Product Concessions Commuter Savings Plans LifeCare Wellness Web site Tuition Aid Expats http://resources.hewitt.com/att 8 77-722-0020 ( 847-883-0866 (international) ( 7 0008 09 Friday from Monday22200through Voluntary Benefits Net Credited Service Flexible Spending Accounts Mental Health/ Employee Assistance Chemical Dependency Plan Long-Term Care Insurance John Hancock Life Insurance Company Pension Life Insurance Paid Time Off Leave of Absence For legacy AT&T active and retired 100 Half Day Road P.O. Box 1474 Lincolnshire, IL 60069-1474 workers compensation Long-Term Care Life Insurance -AT&T Benefits Center CIGNA International Expatriate Benefits P.O. Box 15050 Wilmington, DE 19850 USA Life Insurance stock options 7 a.m. to 7 p.m. Central time Beneficiary Designations and Survivor Benefits An interactive voice response system is available 24 hours a day (except Sunday from 1 a.m. to noon Central time and periodically during the week for one hour between midnight and 5 a.m. for maintenance and updates). Important: To access the Web site, you will need your AT&T Benefits Center user ID and password. To access the AT&T Benefits Center via the phone, you will need to provide the last four digits of your Social Security number, your date of birth and your AT&T Benefits Center password. Call the Fidelity Service Center to report the death of an employee, a retiree, an inactive employee and/or an eligible dependent. You do not need a Fidelity Service Center PIN or Social Security number/customer ID to report a death. See the “Beneficiary Designations and Survivor Benefits” section on Page 7 for contact information. management employees, legacy SBC active and retired manageConcessions Adoption Commuter ment Product employees, legacy SBCLifeCare active and retired bargained employees who participate in the AT&T Group Long-Term Care Insurance Plan shares of stock workers compensation Wellness Web site -John Hancock Life Insurance Expats Company Group Long-Term Care Department B-6 P.O. Box 111 Boston, MA 021172000078 Eligibility for Health/Welfare Voluntary Benefits Net Credited Service 22009 http://att.jhancock.com 800-247-3020 ( 617-572-0048 (international) ( 800-255-1808 (hearing-impaired) ( Monday through Friday from 7:30 a.m. to 5:30 p.m. Central time Important: To log in to the member Web site, the username is T, and the password is mybenefit. For legacy BellSouth employees and retirees; AT&T Mobility employees and retirees; and all management employees and SWBAG and SBCIS-Tier 1 bargained employees hired on or after Jan. 1, 2008, who participate in the AT&T Consolidated Long-Term Care Insurance Plan -John Hancock Life Insurance Company Group Long-Term Care Department B-6 P.O. Box 111 Boston, MA 02117 http://att.ltc.jhancock.com 8 00-732-3220 ( Where to Go for More Information | 2010 CONTACT INFORMATION FOR AT&T BENEFITS ADMINISTRATORS 617-572-0048 (international) ( 8 00-255-1808 (hearing-impaired) ( Monday through Friday from 800-638-1004 (hearing-impaired) ( M onday through Friday from ( Important: To log in to the member Web site, the username is ATTLTC, and the password is mybenefit. Important: You will need to create a user ID and password to use the member Web site. The customer service center is available Monday through Friday from 7 a.m. to 7 p.m. Central time. 8 a.m. to 11 p.m. Eastern time Blue Cross and Blue Shield EMS of Alabama www.metlife.com/mybenefits 7:30 a.m. to 5:30 p.m. Central time Use SBC Emphasis Black or SBC Brand Mark Blue. Interior of circle in white. No screens. Addition of Energy Yellow radial gradiant fill TBD. 1-Color Benefits Icons Version 02.20.02 General Benefits Medical For AT&T Mobility employees and retirees who participate in the Long-Term Care Insurance Plan for Cingular Wireless -John Hancock Life Insurance Company Group Long-Term Care Department B-6 P.O. Box 111 Boston, MA 02117 http://cingular.jhancock.com 800-247-3020 ( 617-572-0048 (international) ( 800-255-1808 (hearing-impaired) ( Monday through Friday from 7:30 a.m. to 5:30 p.m. Central time Important: To log in to the member Web site, the username is cingular, and the password is mybenefit. Metropolitan Life Insurance Company For legacy AT&T employees and retirees who participate in the AT&T Long-Term Care Plan for Management Employees, the AT&T Long-Term Care Plan for Occupational Employees or the AT&T Long-Term Care Plan for Retired Employees -Metropolitan Life Insurance Company Long-Term Care Group P.O. Box 937 Westport, CT 06881-0937 800-438-6388 ( Vision Dental Prescription Drugs Alabama enrolled in the POS Plan -Blue Cross and Blue Shield Disability Medical For information regarding self-insured medical programs, see the contact information listed in this section of the SMM. The AT&T Benefits Center can provide contact information for fullyinsured HMOs. See the “Eligibility for Health and Welfare Benefits Plans” section on Page 8 for more information on how to contact the AT&T Benefits Center. CarePlus Long-Term Care Flexible Spending Accounts Savings Plans Pension Life Insurance Tuition Aid Adoption Product Concessions Paid Time Off Commuter www.bcbsal.com 888-232-8927 ( 800-248-2342 (for medical ( Leave of Absence services requiring precertification) The customer service center is LifeCare available Monday through Friday from 8 a.m. to 5 p.m. Central time. For medical services requiring For legacy AT&T and legacy BellSouth active and retired bargained employees, legacy stock options shares of stock workers compensation Wellness Web site AT&T management employees who retired before March 1, 1990, and legacy BellSouth management Net Credited Beneficiary Designations Eligibility for Voluntary employees who retired Service and Survivor Benefits Health/Welfare Benefits before Jan. 1, 1992 -Aetna of Alabama 450 Riverchase Parkway East P.O. Box 830279 Birmingham, AL 35283-0279 Mental Health/ Employee Assistance Chemical Dependency Plan Aetna 7 00 8 2 2200009 P.O. Box 981106 El Paso, TX 79998-1106 8 00-288-8742 (POS, Indemnity ( and HMO Plans) 800-282-5366 (Medicare ( Advantage) 800-245-1206 (Medicare ( Advantage – For medical services requiring precertification) 800-628-3323 (hearing-impaired) ( 800-556-1555 (NurseLine) ( www.aetna.com 2010 | Where to Go for More Information For legacy BellSouth participants in Expats precertification, the customer service center is available Monday through Friday from 8 a.m. to 5 p.m. Central time. Blue Cross and Blue Shield of Georgia For legacy AT&T bargained POS participants in Georgia and legacy BellSouth participants in Georgia POS or self-insured HMO -Blue Cross and Blue Shield of Georgia P.O. Box 9907 Columbus, GA 31908-6007 www.bcbsga.com (800-441-2273 (800-662-9023 (for medical services requiring precertification) (888-724-2583 (NurseLine) The customer service center is available Monday through Friday from 6:30 a.m. to 6 p.m. Central time. Page 11 CONTACT INFORMATION FOR AT&T BENEFITS ADMINISTRATORS For medical services requiring precertification, the customer service center is available Monday through Friday from 7 a.m. to 4 p.m. Central time Blue Cross and Blue Shield of South Carolina CIGNA For legacy AT&T and legacy Bell- For legacy BellSouth participants in the South Carolina POS or self-insured HMO The NurseLine is available 24 hours -BlueChoice HealthPlan a day, seven days a week. Blue Cross and Blue Shield of Illinois For legacy SBC employees or retirees enrolled in ConsumerWise Medical Program or the Ameritech Comprehensive Health Care Plan – PPO/Non-PPO/ONA Option, legacy AT&T bargained employees enrolled in a POS in any state (except Georgia), legacy BellSouth participants enrolled in the PPO or Indemnity plan -Blue Cross and Blue Shield of Illinois P.O. Box 805107 Chicago, IL 60680-4112 P.O. Box 6170 Columbia, SC 29260-6170 www.bluechoicesc.com 800-868-2528 ( The customer service center is available Monday through Friday from 8:30 a.m. to midnight Eastern time. Cancer Resource Service For all active and retired managers, and active and retired bargained employees of SWBAG, enrolled in the AT&T Medical Plan www.bcbsil.com/att 800-621-7336 ( 800-621-0965 (for medical ( The Cancer Resource Service is designed to help you better understand oncology/ cancer diagnoses and available treatment options, and to give you access to the providers and services available at many of the country’s leading cancer centers — all at network rates. 800-299-0274 (NurseLine) ( The customer service center is 866-936-6002 ( Monday through Friday from services requiring precertification) available Monday through Friday 7 a.m. to 7 p.m. Central time. For medical services requiring precertification, the customer service center is available Monday through Friday from 8 a.m. to 5 p.m. Central time. The NurseLine is available 24 hours a day, seven days a week. During off hours, the IVR is available Monday through Friday from 7 a.m. to 8 p.m. and on Saturday from 8 a.m. to noon. South active and retired bargained employees, legacy AT&T management employees who retired before March 1, 1990, and legacy BellSouth management employees who retired before Jan. 1, 1992, enrolled in CIGNA POS, self-insured HMOs, Puerto Rico PPO or Medicare Indemnity plans Claims address for all plans except Puerto Rico: -CIGNA P.O. Box 5200 Scranton, PA 18505-5200 Claims address for Puerto Rico: -CIGNA P.O. Box 71203 San Juan, PR 00936-8703 www.mycigna.com 8 88-722-5505 ( The customer service center is available 24 hours a day, seven days a week, except on some holidays. The IVR and NurseLine are available 24 hours a day, seven days a week. 7 a.m. to 7 p.m. Central time Consumer’s Medical Resource Important: To receive the network level of benefits, you must contact the Cancer Resource Service before receiving treatment. All provisions, terms and conditions of the AT&T Medical Plan continue to be applicable when services are provided through the Cancer Resource Service. For legacy AT&T bargained employees Consumer’s Medical Resource provides Medical Decision Support, a service that provides you with current, comprehensive, objective and personalized information about medical conditions, your treatment options and their effectiveness. The service is for you and your dependents who are facing a serious or chronic illness. 888-426-7435 ( www.medicaldecisionsupport.com Monday through Friday from 8:30 a.m. to 5 p.m. Eastern time Page 12 Where to Go for More Information | 2010 CONTACT INFORMATION FOR AT&T BENEFITS ADMINISTRATORS Important: Consumer’s Medical Resource does not provide advice or recommend a particular treatment. Humana For legacy BellSouth active and retired bargained employees, and legacy BellSouth management employees who retired before Jan. 1, 1992, in Louisiana -Humana Claims Center P.O. Box 14601 Lexington, KY 40512-4601 www.humana.com 8 77-227-8187 ( 866-396-8810 or 800-833-3301 ( (hearing impaired) (Medicare eligible only) 800-523-0023 (for medical ( services requiring precertification) 8 00-622-9529 (NurseLine for ( legacy BellSouth only) The customer service center is available Monday through Friday from 8 a.m. to 6 p.m. Central time. The NurseLine is available 24 hours retirees, and all participants in the AT&T Medical Plan -UnitedHealthcare schedule a consult) 800-835-2362 ( 24 hours a day, seven days a week For medical services requiring precertification, preauthorization or prenotification, the customer center is available Monday Versionservice 02.20.02 EMS through Friday from 8 a.m. to 5Addition p.m. of Energy Yellow Use SBC Emphasis Black or SBC Brand Mark Blue. Interior of circle in white. No screens. www.myuhc.com (for information Central time, except some holidays. on claims, benefits, explanation of benefits, ID cards, search for The IVR and Optum NurseLine are hospitals, physicians, specialists available 24 hours a day, seven and more) days a week. P.O. Box 30557 Salt Lake City, UT 84130-0557 1-Color Benefits Icons General Benefits 866-705-9767 (AT&T Medical Plan) ( 8 77-506-7221 (for all programs ( except the AT&T Medical Plan) 877-246-8173 (international – ( all programs) The customer service center is www.teladoc.com (to enroll or available Monday through Friday from 7 a.m. to 7 p.m. Central time, except some holidays. For legacy SBC employees and For all active and retired managers, TelaDoc allows you to call a national network of board-certified, licensed physicians. For many minor concerns, this means that you no longer have to wait several days to see your doctor or spend hours waiting at an urgent-care facility. The price of using TelaDoc is significantly lower than the cost of visiting your physician. 877-506-7221 ( 877-246-8173 (international) ( 877-449-6611 (hearing-impaired) ( The customer service center is UnitedHealthcare TelaDoc and active and retired bargained employees of SWBAG, in the AT&T Medical Plan on claims, benefits, explanation of benefits, ID cards, search for hospitals, physicians, specialists and more) Participants located in Puerto Rico are not eligible for TeleDoc 8 77-449-6611 (hearing-impaired – ( all programs) a day, seven days a week. www.myuhc.com (for information Important: When you log on to the member Web site for the first time, under Employee or Association Member Signup, enter ATTMP as the Company Name/Group ID # and follow the instructions on the screen to create a username and password. available Monday through Friday from 7 a.m. to 7 p.m. Central time, except some holidays. For medical services requiring precertification, preauthorization or prenotification, the customer service center is available Monday through Friday from 8 a.m. to 5 p.m. Central time, except some holidays. The IVR and Optum NurseLine are available 24 hours a day, seven days a week. For all other employees and retirees Medical Vision Prescription Drugs Dental Medicare Part B Premium Reimbursement AT&T Benefits Center CarePlus Long-Term Care Flexible Spending Accounts Mental Health/ Employee Assistanc Chemical Dependency Plan -AT&T Benefits Center 100 Half Day Road P.O. Box 1474 Lincolnshire, IL 60069-1474 Savings Plans Pension Life Insurance Paid Time Off h ttp://resources.hewitt.com/att 877-722-0020 ( 847-883-0866 (international) ( Monday through Friday from 7 a.m. Tuition Aid Adoption Product Concessions Commuter Leave of Absence LifeCare to 7 p.m. Central time An interactive voice response stock options shares of stock workers compensation Wellness Web site system is available 24 hours a day (except Sunday from 1 a.m. to noon Central time and periodically during the week for one hour between midnight and 5 a.m. 7 00 8 2 for maintenance and updates). 200009 Beneficiary Designations and Survivor Benefits Eligibility for Health/Welfare Voluntary Benefits Net Credited Service 2 -UnitedHealthcare P.O. Box 740800 Atlanta, GA 30374−0800 2010 | Where to Go for More Information Disability Page 13 Expats CONTACT INFORMATION FOR AT&T BENEFITS ADMINISTRATORS e in white. No screens. Addition of Energy Yellow radial gradiant fill TBD. Important: To access the Web site, you will need your AT&T Benefits Center user ID and password. To access the AT&T Benefits Center via the phone, you will need to provide the last four digits of your Social Security number, your date of birth and your AT&T Benefits Center password. eneral Benefits Prescription Drugs Dental xible Spending Accounts Disability Mental Health/ Employee Assistance Chemical Dependency Plan Mental Health, Chemical Dependency and Substance Abuse ife Insurance Paid Time Off Leave of Absence ValueOptions For legacy AT&T active and retired duct Concessions rkers compensation Voluntary Benefits bargained employees (excluding those in the AT&T of Puerto Rico Commuter LifeCare Inc. Group Health Coverage Plan), legacy AT&T managers who retired before March 1, 1990, legacy SBC employees and retirees not in the AT&T Medical Wellness Web site Expats Plan, the AT&T ConsumerWise Medical Program or the AT&T Health Care PPO Program, and legacy BellSouth employees and retirees not in the AT&T Medical Net Credited Service Plan or a self-insured HMO/EPO 7 00 8 2 2200009 -ValueOptions P.O. Box 1860 Latham, NY 12110 www.achievesolutions.net/att 8 00-554-6701 ( The IVR is available 24 hours a day, seven days a week. Aetna For legacy BellSouth participants in the Aetna self-insured HMO -Aetna P.O. Box 981106 El Paso, TX 79998-1106 www.aetna.com 8 00-424-5679 ( The customer service center is available Monday through Friday from 7 a.m. to 7 p.m. Central time. Page 14 Blue Cross and Blue Shield of Georgia The customer service center is For legacy BellSouth participants in the Georgia self-insured HMO United Behavioral Health -Blue Cross and Blue Shield of Georgia P.O. Box 9907 Columbus, GA 31908-6007 For employees and retirees in the AT&T Medical Plan www.bcbsga.com 800-292-2879 ( The customer service center is available Monday through Friday from 6:30 a.m. to 6:00 p.m. Central time. Blue Cross and Blue Shield of Illinois For retirees in the AT&T Consumer- Wise Medical Program -Blue Cross and Blue Shield of Illinois P.O. Box 805107 Chicago, IL 60680-4112 8 00-851-7498 (precertification for ( inpatient medical care) The precertification line is available Monday through Friday from 8 a.m. to 5 p.m. Central time. Blue Cross and Blue Shield of South Carolina For legacy BellSouth participants P.O. Box 6170 Columbia, SC 29260-6170 www.bluechoicesc.com 8 00-868-1032 ( P.O. Box 30755 Salt Lake City, UT 84130-0755 www.liveandworkwell.com 8 66-705-9767 ( 877-246-8173 (international) ( 877-449-6611 (hearing-impaired) ( The customer service center is available Monday through Friday from 7 a.m. to 7 p.m. Central time, except some holidays. seven days a week. available Monday through Friday from 7 a.m. to 7 p.m. Central time. -BlueChoice HealthPlan -United Behavioral Health The IVR is available 24 hours a day, www.bcbsil.com/att 8 00-621-7336 ( The customer service center is in the South Carolina self-insured HMO available Monday through Friday from 8:30 a.m. to midnight Eastern time. For legacy BellSouth employees and retirees in the United Choice EPO -United Behavioral Health P.O. Box 30755 Salt Lake City, UT 84130-0755 www.liveandworkwell.com 8 77-506-7221 ( 877-449-6611 (hearing-impaired) ( The customer service center is available Monday through Friday from 7 a.m. to 7 p.m. Central time, except some holidays. The IVR is available 24 hours a day, seven days a week. For legacy SBC RETIRED bargained employees in the AT&T Health Care PPO Program -United Behavioral Health P.O. Box 30755 Salt Lake City, UT 84130-0755 www.liveandworkwell.com 8 00-695-0090 ( Where to Go for More Information | 2010 CONTACT INFORMATION FOR AT&T BENEFITS ADMINISTRATORS 800-695-5526 (hearing-impaired) ( The customer service center is available Monday through Friday from 7 a.m. to 7 p.m. Central time, except some holidays. The IVR is available 24 hours a day, seven days a week For AT&T Mobility active and retired bargained employees www.netbenefits.fidelity.com 800-416-2363 ( D ial your country’s toll-free AT&T ( -AT&T Benefits Center P.O. Box 785038 Orlando, FL 32878-5038 888-343-0860 (hearing-impaired) ( Monday through Friday from http://resources.hewitt.com/att 877-722-0020 ( 847-883-0866 (international) ( Monday through Friday from The interactive voice response The automated voice response Important: You will need your Fidelity Service Center PIN and Social Security number/customer ID when you access the Fidelity NetBenefits Web site or IVR or to speak to a service associate. Important: To access the Web site, you will need your AT&T Benefits Center user ID and password. To access the AT&T Benefits Center via the phone, you will need to provide the last four digits of your Social Security number, your date of birth and your AT&T Benefits Center password. Direct Access number, then enter 800-416-2363 (international). 7:30 a.m. to 11 p.m. Central time -United Behavioral Health P.O. Box 30755 Salt Lake City, UT 84130-0755 www.liveandworkwell.com 8 66-328-6572 ( 866-216-9926 (hearing-impaired) ( The customer service center is available Monday through Friday from 7 a.m. to 7 p.m. Central time, except some holidays. The IVR is available 24 hours a day, seven days a week 9 a.m. to 5 p.m. Eastern time system is available 24 hours a day, seven days a week. system is available 24 hours a day, seven days a week. AT&T Pension Service Center (PSC) For legacy AT&T employees and National Electrical Benefit Fund retirees CIGNA Behavioral Health For Legacy BellSouth participants in For bargained employees of -AT&T Pension Service Center SBC Global Services, Inc. – IBEW Local 494 P.O. Box 770 Arlington Heights, IL 60006-0770 the CIGNA self-insured HMO and legacy AT&T active and retired 8 00-736-7779 bargained employees in the AT&T ( ns Version 02.20.02 EMS of Puerto Rico Inc. Group Health lack or SBC Brand Mark Blue. Interior of circle in white. No screens. Addition of Energy Yellow radial gradiant fill TBD. 888-736-5500 (hearing-impaired) ( Coverage Plan General Benefits -CIGNA Behavioral Health Medical CarePlus Prescription Drugs www.mycigna.com 8 88-722-5505 ( The customer service center is Vision Dental Flexible Spending Accounts Disability Mental Health/ Employee Assistance Chemical Dependency Plan available 24 hours a day, seven days a week, except some holidays. Long-Term Care The IVR is available 24 hours a day, seven days a week. Savings Plans Pension Life Insurance Paid Time Off Leave of Absence Pension Plans Version 02.20.02 Fidelity Service Center Adoption Product Concessions Commuter LifeCare -Fidelity Service Center tional locations without 800-number access, call the PSC direct or collect at 801-559-8469. Use SBC Emphasis Black or SBC Brand Mark Blue. Interior of circle in white. No screens. Addition of Energy Yellow radial gradiant fill TBD. General Benefits PSC representatives are available shares of stock workers compensation Wellness Web site 8 a.m. to 5 p.m. Eastern time Monday through Friday from 8 a.m. to 5 p.m. Central time. Medical Vision Prescription Drugs Dental https://www.attpsc.com CarePlus Long-Term Care Flexible Spending Accounts Life Insurance AT&T Benefits Center and retirees Tuition Aid Adoption Prescription Drugs CVS Caremark Mental Health/ Employee Assistance Chemical Dependency Plan Important: You will need your AT&T Human Resources ID and password when using the Web site. Pension Disability p [email protected] * For legacy BellSouth employees P.O. Box 770003 Cincinnati, OH 45277-0065 stock options www.nebf.org 301-556-4300 ( 2301-869-4322 Monday through Friday from EMS Savings Plans Tuition Aid 2400 Research Blvd., Suite 500 Rockville, MD 20850-3266 To contact the PSC from interna( 1-Color Benefits Icons P.O. Box 46270 Eden Prairie, MN 55344-6270 -National Electrical Benefit Fund Product Concessions -CVS Caremark Inc. Attn: Research Team P.O. Box 832407 Richardson, TX 75083 Paid Time Off Leave of Absence www.caremark.com 800-378-8851 ( Commuter LifeCare Expats 2010 | Where to Go for More Information Page 15 stock options shares of stock workers compensation Wellness Web site Expats CONTACT INFORMATION FOR AT&T BENEFITS ADMINISTRATORS 800-231-4403 (hearing-impaired) ( Monday through Friday from 7 a.m. to 11 p.m. and Saturday from 7 a.m. to 5 p.m. Central time, except some holidays The IVR is available 24 hours a day, seven days a week. Important: To access the member Web site, you must be a registered user and will need your username and password. If you’re not registered, select Not Registered and follow the instructions listed. The group code is ATTRX. To access the IVR or to speak to a service associate, you will need the CVS Caremark ID or Social Security number of the primary member. The customer service center is Dial your country’s toll-free AT&T ( Benefits Icons Version 02.20.02 EMS available Monday through1-Color Friday Direct Access number, then enter Use SBC Emphasis Black or SBC Brand Mark Blue. Interior of (international). circle in white. No screens. Addition of Energy Yellow radial from 6:30 a.m. to 6 p.m. 800-416-2363 Central time. 888-343-0860 (hearing-impaired) ( Blue Cross and Blue Shield Monday through Friday from of South Carolina 7:30 a.m. to 11 p.m. Central time, For legacy BellSouth participants in except some holidays General Benefits Medical the South Carolina self-insured HMO Vision Dental Prescription Drugs Scarborough Alliance Corporation For bargained employees of SBC -BlueChoice HealthPlan P.O. Box 6170 Columbia, SC 29260-6170 Global Services,Flexible Inc. LocalMental 21Health/ Spending Long-Term Care Chemical Dependency who participate inAccounts The IBEW Local Unions Savings and Security Plan CarePlus www.bluechoicesc.com 800-364-6331 ( The customer service center is available Monday through Friday from 8:30 a.m. to midnight Eastern time. -Scarborough Alliance Corporation One Bridge St., Suite 70 Irvington, NY 10533 Savings Plans Pension Life Insurance Paid Time Off www.scarboroughalliance.com 800-223-7608 ( 2914-591-8801 Monday through Friday from If you have a claim or wish to use the mail service program, claim forms and/ CIGNA or mail service order forms are available For legacy BellSouth participants in on the Web site or by phone. Mailing the CIGNA self-insured HMO 9 a.m. to 5 p.m. Eastern time addresses are listed on the form. 1-Color Benefits Icons Version 02.20.02 EMS CIGNA Aetna Use SBC Emphasis Black or SBC Brand Mark Blue. Interior of circle in white. No screens. Addition of Energy gradiant fill TBD. Yellow radial Stock Options P.O. Box 5200 For legacy BellSouth participants in Scranton, PA 18505-5200 Tuition Aid stock options Adoption shares of stock Product Concessions workers compensation -Aetna P.O. Box 981106 El Paso, TX 79998-1106 www.aetna.com 800-288-8742 ( The customer service center is available Monday through Friday from 7 a.m. to 7 p.m. Central time. Blue Cross and Blue Shield of Georgia www.mycigna.com 888-722-5505 ( The customer service center is Medical -Blue Cross and Blue Shield of Georgia P.O. Box 9907 Columbus, GA 31908-6007 www.bcbsga.com 800-441-2273 ( Page 16 Prescription Drugs Dental available 24 hours a day, seven days a week, except on some holidays. CarePlus Long-Term Care Flexible Spending Accounts available 24 hours a day, seven days a week. Savings Plans Pension Life Insurance Paid Time Off Savings Plans Fidelity Service Center Tuition Aid Adoption Eligibility for Health/Welfare Voluntary Benefits Product Concessions Commuter -Fidelity Service Center Wellness Web site Expats Net Credited Service 7 00 8 www.benefits.ml.com 2 2200009 Online is available 24 hours a day, Disability seven days a week 888-722-6767 ( 6 09-818-8849 (international) ( Important: No person has been authorized to give any information or to make representations other than those contained in the Plan Prospectus. Leave of Absence To access the Web site, you will need your Merrill Lynch PIN. Call Merrill Lynch for a PIN reset, if needed. LifeCare P.O. Box 770003 Cincinnati, OH 45277-0070 www.netbenefits.fidelity.com 800-416-2363 ( stock options shares of stock Beneficiary Designations and Survivor Benefits Eligibility for Health/Welfare workers compensation Voluntary Benefits Wellness Web site Expats Net Credited Service 7 00 8 2 2200009 Leave of Absence LifeCare Mental Health/ Employee Assistance Chemical Dependency Plan The IVR and NurseLine are For legacy BellSouth participants in the Georgia self-insured HMO Vision Merrill Lynch Beneficiary Designations and Survivor Benefits Employee Assistance Plan Commuter General Benefits the Aetna self-insured HMO Disability Where to Go for More Information | 2010 CarePlus Long-Term Care Flexible Spending Accounts Mental Health/ Employee Assistance Chemical Dependency Plan CONTACT INFORMATION FOR AT&T BENEFITS ADMINISTRATORS AT&T Equity Administration To contact the PSC from ( Pension Tuition Aid Adoption Savings Plans international locations without 800-number access, call the PSC direct or collect at 801-559-8469. If Merrill Lynch is unable to resolve your issue, you may contact the AT&T Equity Administration Team. PSC representatives are available a [email protected] * 8 66-533-4390 ( Monday through Friday from Monday through Friday from 8 a.m. to 5 p.m. Central time. p [email protected] * https://www.attpsc.com stock options 7 a.m. to 5 p.m. Central time 1-Color Benefits Icons Term of Employment (also Version 02.20.02 shares of stock Paid Time Off Leave of Absence Commuter LifeCare ( 800-638-4288 8 66-308-5375 (hearing-impaired) ( www.eyemedvisioncare.com The IVR is available 24 hours a day, Life Insurance Product Concessions seven days a week (except during days that require scheduled maintenance). workers compensation Wellness Web site Expats Service associates are available EMS Monday through Saturday from 7 a.m. to 10 p.m. and Sunday from 10 a.m. to 7 p.m. Central time. Use SBC Emphasis Black or SBC Brand Mark Blue. Interior of circle in white. No screens. Addition of Energy Yellow radial gradiant fill TBD. known as Net Credited Service) Important: You will need your AT&T Human Resources ID and password when using the Web site. General Benefits Beneficiary Designations and Survivor Benefits Fidelity Service Center -Fidelity Service Center Medical Vision AT&T Benefits Center P.O. Box 770003 Cincinnati, OH 45277-0065 Eligibility for Health/Welfare For legacy BellSouth employees and www.netbenefits.fidelity.com 8 00-416-2363 ( Dial your country’s toll-free AT&T ( Direct Access number, then enter 800-416-2363 (international). 8 88-343-0860 (hearing-impaired) ( Monday through Friday from 7:30 a.m. to 11 p.m. Central time retirees -AT&T Benefits Center CarePlus Flexible Spending Accounts Long-Term Care http://resources.hewitt.com/att 877-722-0020 ( 847-883-0866 (international) ( Monday through Friday from Pension Tuition Aid Adoption Life Insurance system is available 24 hours a day, seven days a week. Disability www.volbenefitsadvisor.com 8 66-909-5149 ( Monday through Friday from Product Concessions 8 a.m. and 6 p.m. Central time Leave of Absence Important: Employees located in Guam, Puerto Rico and the Virgin Islands are not eligible for voluntary benefits. Commuter LifeCare The automated voice response system is available 24 hours a day, seven days a week. stock options shares of stock Marsh PersonalPlans Paid Time Off 9 a.m. to 5 p.m. Eastern time The interactive voice response 7 00 8 2 2200009 Voluntary Benefits Mental Health/ Employee Assistance Chemical Dependency Plan P.O. Box 785038 Orlando, FL 32878-5038 Savings Plans Prescription Drugs Dental Net Credited Service Voluntary Benefits workers compensation Wellness Web site Work/Life Program LifeCare Expats Important: You will need your Fidelity www.lifecare.com Service Center PIN and Social Security Important: To access the Web site, you number/customer ID when you access willEMSneed your AT&T Benefits Center user 800-873-4636 ( 1-Color Benefits Icons Version 02.20.02 the Fidelity NetBenefits Web site or IVR ID and password. To access the AT&T Use SBC Emphasis Black or SBC Brand Mark Blue. Interior of circle in white. No screens. Addition of Energy Yellow radial gradiant fill TBD. 8 00-873-1322 (hearing-impaired) ( or to speak to a service associate. Benefits Center via the phone, you will 7 need to provide the last four digits of2your 00 8 2200009 Available 24 hours a day, seven Social Security number, your date of birth AT&T Pension Service Center days a week and your AT&T Benefits Center password. (PSC) Beneficiary Designations and Survivor Benefits Eligibility for Health/Welfare Voluntary Benefits Net Credited Service General Benefits For legacy AT&T employees and Medical Vision Dental retirees -AT&T Pension Service Center P.O. Box 770 Arlington Heights, IL 60006-0770 CarePlus 800-736-7779 ( 8 88-736-5500 (hearing-impaired) ( Savings Plans Disability Vision EyeMed Vision Care Long-Term Care Flexible Spending Accounts Mental Health/ Employee Assistance Chemical Dependency Plan -EyeMed Vision Care Attn: Quality Assurance 4000 Luxottica Place Mason, OH 45040-7111 Pension 2010 | Where to Go for More Information Tuition Aid Prescription Drugs Adoption Life Insurance Product Concessions Paid Time Off Leave of Absence Commuter LifeCare Important: When you log on to the member Web site for the first time, enter the Registration Code att and Member ID, which is your AT&T User ID. Then follow the instructions on the screen to create a username and password. Page 17 Requests for Copies of Documents If you would like a summary plan description (SPD), a summary of material modifications (SMM) or a printed policy, please: •Visit one of the following administrators directly at the addresses in this section, or •Go to the Your Benefits section of HROneStop at hronestop.att.com, which provides access to administrator Web sites, or •Go to the Your Benefits section of access.att.com (AT&T’s secure Internet site) for benefits information at home AT&T Benefits Center For any of the following plans, you may access the AT&T Benefits Center Web site or call the AT&T Benefits Center: •Adoption Reimbursement •CarePlus and MedPlus •Commuter Benefits •Dental Important: To access the Web site, you will need your AT&T Benefits Center user ID and password. To access the AT&T Benefits Center via the phone, you will need to provide the last four digits of your Social Security number, your date of birth and your AT&T Benefits Center password. Pension Plans Fidelity Service Center -Fidelity Service Center •Long-Term Care Insurance •Medical (including prescription drugs) •Vision -AT&T Benefits Center 100 Half Day Road P.O. Box 1474 Lincolnshire, IL 60069-1474 http://resources.hewitt.com/att 8 77-722-0020 ( 8 47-883-0866 (international) ( Monday through Friday from 7 a.m. to 7 p.m. Central time An interactive voice response system is available 24 hours a day (except Sunday from 1 a.m. to noon Central time and periodically during the week for one hour between midnight and 5 a.m. for maintenance and updates). Page 18 retirees Go to the Your Benefits section of HROneStop at hronestop.att.com, or the Your Benefits section of access.att.com (AT&T’s secure Internet site) for benefits information at home. For legacy BellSouth employees and retirees •Employee Assistance Plans •Group Life Insurance For legacy AT&T employees and AT&T Benefits Center •Disability •Flexible Spending Accounts HROneStop -AT&T Benefits Center P.O. Box 785038 Orlando, FL 32878-5038 P.O. Box 770003 Cincinnati, OH 45277-0065 www.netbenefits.fidelity.com 8 00-416-2363 ( Dial your country’s toll-free AT&T ( Direct Access number, then enter 800-416-2363 (international). 888-343-0860 (hearing-impaired) ( Monday through Friday from 7:30 a.m. to 11 p.m. Central time The interactive voice response system is available 24 hours a day, seven days a week. Important: You will need your Fidelity Service Center PIN and Social Security number/customer ID when you access the Fidelity NetBenefits Web site or IVR or to speak to a service associate. http://resources.hewitt.com/att 8 77-722-0020 ( 847-883-0866 (international) ( Monday through Friday from 9 a.m. to 5 p.m. Eastern time The interactive voice response system is available 24 hours a day, seven days a week. Important: To access the Web site, you will need your AT&T Benefits Center user ID and password. To access the AT&T Benefits Center via the phone, you will need to provide the last four digits of your Social Security number, your date of birth and your AT&T Benefits Center password. Where to Go for More Information | 2010 Requests for Copies of Documents Savings Plans Fidelity Service Center -Fidelity Service Center P.O. Box 770003 Cincinnati, OH 45277-0070 www.netbenefits.fidelity.com 8 00-416-2363 ( Dial your country’s toll-free AT&T ( Direct Access number, then enter 800-416-2363 (international). 888-343-0860 (hearing-impaired) ( Monday through Friday from 7:30 a.m. to 11 p.m. Central time, except some holidays Scarborough Alliance Corporation For bargained employees of SBC Global Services, Inc. Local 21 who participate in The IBEW Local Unions Savings and Secuity Plan -Scarborough Alliance Corporation 1 Bridge St., Suite 70 Irvington, NY 10533 800-223-7608 ( Monday through Friday from 9 a.m. to 5 p.m. Eastern time Benefits Not Specifically Listed If you would like to request information for all other programs, employee discounts and offers, or plans, please contact the particular administrator listed in the “Contact Information for AT&T Benefits Administrators” section beginning on Page 7 for more information. HMOs If you would like to request an Evidence of Coverage of the provisions of an HMO in which you are enrolled, contact the HMO directly. For information regarding self-insured HMOs, see the “Medical” section beginning on Page 11. Certain self-insured HMOs also provide coverage for prescription drugs, mental health, chemical dependency and substance abuse. For information on these benefits, see the “Prescription Drugs” section beginning on Page 15 and the “Mental Health, Chemical Dependency and Substance Abuse” section beginning on Page 14. The AT&T Benefits Center can provide contact information for fully-insured HMOs. See the “Eligibility for Health and Welfare Benefits Plans” section on Page 8 for more information on how to contact the AT&T Benefits Center. 2010 | Where to Go for More Information Bargaining Agreements If you would like to request a copy of the collective bargaining agreement that covers you, please contact your immediate supervisor or write to the address in the “Official Plan Documents” section below. Official Plan Documents If you wish to request copies of ERISA plan documents — or other documents under which an ERISA plan is established or operated — you must send your request in writing to the following address: -AT&T Services, Inc. Attn: Plan Documents P.O. Box 132160 Dallas, TX 75313-2160 Page 19 CarePlus Long-Term Care Flexible Spending Accounts Mental Health/ Employee Assistance Chemical Dependency Plan General Benefits FILING CLAIMS AND APPEALS Savings Plans Pension Life Insurance Paid Time Off Medical Leave of Absence Vision Prescription Drugs Dental Disability This section applies only to ERISA plans. See the Appendix for more details. Unless your provider submits the claim for you, or allows you to call to initiate a claim for benefits, claims for benefits must be mailed to the applicable claims administrator for the plan in which you are enrolled at the addresses listed in this section. However, urgent care medical claims that require expedited action may be initiated by calling the number for your claims administrator listed in this section. CarePlus Tuition Aid Adoption Product Concessions Commuter Long-Term Care Flexible Spending Accounts Mental Health/ Employee Assistance Chemical Dependency Plan LifeCare If your claim is denied, ERISA requires you to exhaust administrative remedies, including filing an appeal of the claim denial, Versionyou 02.20.02 EMS before commence a lawsuit. Some claims administrators have a different address to file an appeal of a denied claim. If so, the appeal address in thisAddition section. BC Emphasis Black or SBC Brand Mark Blue. Interioralso of circleis in listed white. No screens. of Energy Yellow radial gradiant fill TBD. or Benefits Icons Savings Plans stock options shares of stock workers compensation Wellness Web site Pension Life Insurance Paid Time Off Leave of Absence Expats Administrative remedies are considered to be exhausted either when your appeal is denied or when the claims administrator fails to issue a decision on your appeal before the end of the time frames described in the applicable SPD or SMM. General Benefits Benefits Icons Emphasis Version 02.20.02 EMS If you wish to file a written claim or a written appeal of a denied claim for benefits, use the appropriate address in this section. Beneficiary Designations Black or SBC Brand Mark and Survivor Benefits Medical Eligibility for Blue. Interior of Health/Welfare Vision Net Credited Prescription Drugs Benefits Dental General Benefits 7 00 8 Beneficiary Designations 2 2200009 and Survivor Benefits -Beneficiary Designation Administrator Personnel Center P.O. Box 770003 Cincinnati, OH 45277-0072 Medical CarePlus Flexible Spending Dental Accounts Vision Long-Term Care CarePlus Savings Plans Long-Term Care Pension stock options To initiate a claim for benefits, call the AT&T Integrated Disability Service Center. Beneficiary Designations and Survivor Benefits 8 66-276-2278 ( Monday through Friday from Flexible Spending Mental Health/ Employee Assistance Leave of Accounts Dependency Plan Life Insurance ChemicalPaid Absence Time Off Claims incurred in the United States: Savings Plans Pension Life Insurance Paid Time Off Written claims: -AT&T CarePlus Plan/Cingular -AT&T Integrated Disability Service Center P.O. Box 14627 Lexington, KY 40512-4627 Product Concessions Commuter Concessions Adoption shares of stock Product workers compensation Commuter Wellness Web site Tuition stockAid options Beneficiary Designations Eligibility for Voluntary stock options of stock and Survivor Benefits shares Health/Welfare workers compensation Benefits International Claims P.O. Box 740817 Atlanta, GA 30374 Appeals: Beneficiary Designations and Survivor Benefits Eligibility for Health/Welfare -UnitedHealthcare Voluntary Benefits Net Credited WellnessService Web site 0 8 2 Attn: Appeals - AT&T CarePlus 2200009 Plan/Cingular Wireless MedPlus Plan Coordinator P.O. Box 740816 Atlanta, GA 30374-0816 Vision Prescription Drugs Dental Disability Dental -AT&T Dental Service Center Flexible Spending Accounts Mental Health/ Employee Assistance Chemical Dependency Plan P.O. Box 188044 Chattanooga, TN 37422 Life Insurance Page 20 Paid Time Off shares of stock Wellness Web site Expats Important: UNUM insures claims that occurred Jan. 1, 2004, through Dec. 31, 2008. Eligibility for Health/Welfare Voluntary Benefits Net Credited Service ance, Medicare Part B premium reimbursement and vision -AT&T Benefits Center Benefits Determination Review Team P.O. Box 1407 Lincolnshire, IL 60069-1407 866-224-4627 Urgent Care claims regarding ( Expats Service Center Quality Review Unit P.O. Box 14626 Lexington, KY 40512-4626 2 workers compensation For FSA, medical, dental, life insur- -AT&T Integrated Disability Net Credited Service General Benefits LifeCare P.O. Box 100158 Columbia, SC 29202-3158 LifeCare Expats 7 00 8 2 2200009 ue. Interior of circle in white. No screens. Addition of Energy Yellow radial gradiant 07 fill TBD. Commuter -UNUM – The Benefits Center Appeals for denied disability claims: -UnitedHealthcare Product Concessions 7 00 8Health Eligibility for 2 2200009 and Welfare Benefits Plans Leave of Absence LifeCare 2 Claims incurred outside of the United States: Pension Disability (Short-Term and Long-Term), Workers’ Compensation and Job Accommodations Wireless MedPlus Plan P.O. Box 30886 Salt Lake City, UT 84131 ng-Term Care 7 a.m. to 7 p.m. Central time Adoption Adoption Disability Prescription Mental Health/ Employee Assistance Disability Drugs Dependency Chemical Plan CarePlus and MedPlus Tuition Aid EMS Tuition Aid circle inVoluntary white. No screens.Service Addition of Energy Yellow radial gradiant fill TBD. eligibility that require expedited action may be initiated by calling 877-722-0020 or 847-883-0866 (international). Monday through Friday from 866-224-4627 7 a.m. to 7 p.m. Central time For legacy SBC East employees Written claims for Supplemental Long-Term Disability Benefits under the AT&T East Disability Benefits Program must be sent to the carrier of the insurance policy under which the particular claimant is covered. -Prudential Disability Management 2 847-554-1397 Important: To access the AT&T Benefits Center via the phone, you will need to provide the last four digits of your Social Security number, your date of birth and your AT&T Benefits Center password. Services P.O. Box 13480 Philadelphia, PA 19176 Leave of Absence Where to Go for More Information | 2010 g Mental Health/ Employee Assistance Chemical Dependency Plan Prescription Drugs 20.02 EMS Disability FILING CLAIMS AND APPEALS 1-Color Benefits Icons Version 02.20.02 EMS Mark Blue. Interior of circle in white. No screens. Addition of Energy Yellow radial gradiant fill TBD. Use SBC Emphasis Black or SBC Brand Mark Blue. Interior of circle in white. No screens. Addition of Energy Yellow radial gradiant fill TBD. g Paid Time Off LeaveBenefits of General Absence General Benefits Employee Assistance Plan/Employee and Family Assistance Program Mental Health/ Employee Assistance Chemical Dependency Plan ons ation ns 20.02 Vision Dental Long-Term Care Wellness Web site Disability Medical Commuter Paid Time Off Prescription Drugs Important: Call the Fidelity Service Center to report the death of an employee, a retiree, an inactive employee and/or an eligible dependent. See the “Beneficiary Designations and Survivor Benefits” section on Page 7 for contact information. LifeCare -AT&T Services, Inc. Leave of Absence P.O. Box 132160 Dallas, TX 75313-2160 Flexible Spending Accounts Commuter EMS Expats LifeCare Mental Health/ Employee Assistance Chemical Dependency Plan CarePlus Flexible Spending Accounts Vision Dental Long-Term Care Flexible Spending Accounts ation ons ts ons ts Net Credited Service 7 00 8 2 2200009 -SHPS Spending Accounts General Benefits Life Insurance Adoption Leave of Absence P.O. Box 34740 Louisville, KY 40232-4740 Wellness Web site Vision Paid Time Off Dental Pension Product Concessions Disability Commuter LifeCare Tuition Aid Net Credited Service 7 00 8 2 2200009 shares of stock Long-Term Care Pension Eligibility for Health/Welfare dentalMental and vision Health/ Employee Assistance Wellness Web site Expats Expatriate Benefits P.O. Box 15050 Wilmington, DE 19850 USA Life Insurance Paid Time Off Net Credited Service Voluntary Benefits stock options 00 8 2 2200009 Beneficiary Designations and Survivor Benefits 1-Color Benefits Icons Claims that Evidence of Insurability (EOI) Commuter LifeCare has been denied: Eligibility for Health/Welfare Appeals Unit P.O. Box 6081 Utica, NY 13504-6081 Wellness Web site Expats Claims of Life Insurance, Accidental Death & Dismemberment or Accelerated Death Benefit thatNet have been denied: Credited Voluntary Benefits Service Life Claims -MetLife 0Group 078 09 P.O. Box222006100 0 Scranton, PA 18505-6100 800-638-6420, ext. 6837 ( For legacy AT&T bargained employees Claims of Special Accidental Loss Insurance that have been denied: -ACE American Insurance Company 1 Beaver Valley Road P. O. Box 15417 Wilmington, DE 19850 Product Concessions Commuter Appeals: -National Account CRT P. O. Box 14463 Lexington, KY 40512 LifeCare Blue Cross Blue Shield of Alabama For legacy BellSouth participants in Alabama enrolled in the POS Plan Claims: -Blue Cross and Blue Shield of Alabama P.O. Box 830279 450 Riverchase Parkway East Birmingham, AL 35283-0279 Use SBC Emphasis Black or SBC Brand Mark Blue. Interior of circle in0white. No screens. Addition of Energy Yellow radial gradiant fill TBD. 7 -Metropolitan Life Insurance 0 8 2 2200009 General Benefits Company Long-Term Care Group P.O. Box 937 Westport, CT 06881-0937 Product Concessions workers compensation Paid Time Off retirees who participate in the workers compensation Wellness site Expats AT&T Long-Term CareWebPlan for Management Employees, the AT&T Long-Term Care Plan for Occupational Employees or the AT&T Long-Term Care Plan for Net Credited Eligibility for Voluntary Health/Welfare Benefits EmployeesService VersionRetired 02.20.02 EMS -MetLife Statement of Health shares of stock P.O. Box 981106 El Paso, TX 79998-1106 Leave of Absence shares of stock Leave of Absence Life Insurance 7 Claims: -Aetna For legacy AT&T employees and Plan -CIGNA International workers compensation Adoption Chemical Dependency Life Insurance Adoption For medical, prescription drugs, Flexible Spending Accounts Mental Health/ Employee Assistance Chemical Dependency Plan Company Group Long-Term Care Department, B-6 Attn: Claim Unit P.O. Box 111 Boston, MA 02117 International Expatriate and Inpatriate Benefits Prescription Drugs South active and retired bargained employees, legacy AT&T management employees who retired before March 1, 1990, and legacy BellSouth managers who retired before Jan. 1, 1992 -John Hancock Life Insurance Savings Plans Expats For legacy AT&T and legacy Bell- Disability Long-Term Care Insurance Mark Blue. Interior of circle in white. No screens. Addition of Energy Yellow radial gradiant fill TBD. Pension Prescription Drugs Aetna Medical Vision Dental Prescription Drugs -Blue Cross and Blue Shield Medical For information regarding self-insured medical programs, see the contact information listed in this section of the SMM. For information regarding fully insured HMOs, please refer to your Evidence of Coverage. The AT&T Benefits Center can also provide addresses for fully insured HMOs. See the “Eligibility for Health and Welfare Benefits Plans” section on Page 8 for more information on how to contact the AT&T Benefits Center. CarePlus Long-Term Care Flexible Spending Accounts Savings Plans Pension Life Insurance Tuition Aid Adoption Product Concessions stock options shares of stock Beneficiary Designations and Survivor Benefits Eligibility for Health/Welfare Appeals: Disability of Alabama Attention: AT&T Appeals Coordinator P.O. Box 13126 Birmingham, AL 35202-3126 Mental Health/ Employee Assistance Chemical Dependency Plan workers compensation Paid Time Off Leave of Absence Commuter LifeCare Wellness Web site Expats 800-336-0627 ( 2010 | Where to Go for More Information Voluntary Benefits Net Credited Service 7 00 8 2 2200009 Page 21 FILING CLAIMS AND APPEALS Blue Cross Blue Shield of Georgia For legacy AT&T bargained employees in Georgia enrolled in a POS and legacy BellSouth participants enrolled in Georgia POS or self-insured HMO Claims: -BCBS-GA P.O. Box 9907 Columbus, GA 31908-6007 Appeals: -BCBS-GA Attn: Appeals P.O. Box 9907 Columbus, GA 31908-6007 Blue Cross Blue Shield of Illinois For legacy SBC employees and retirees enrolled in the AT&T ConsumerWise Medical Program or the Ameritech Comprehensive Health Care Plan – PPO/Non-PPO/ ONA Option, legacy AT&T bargained employees enrolled in a POS in any state (except Georgia), legacy BellSouth participants enrolled in the PPO or Indemnity Plan Claims: -Blue Cross and Blue Shield of Illinois P.O. Box 805107 Chicago, IL 60680-4112 8 00-621-7336 ( Appeals: -Blue Cross and Blue Shield of Illinois Attn: Appeals Coordinator 3405 Liberty Drive Springfield, IL 62704 Blue Cross Blue Shield of South Carolina For legacy BellSouth participants enrolled in the South Carolina POS or self-insured HMO Page 22 Claims: Appeals: -BlueChoice HealthPlan -Humana Insurance Company P.O. Box 6170 Columbia, SC 29260-6170 Grievance and Appeals Department P.O. Box 14546 Lexington, KY 40512 Appeals: -BlueChoice HealthPlan UnitedHealthcare Appeals Department Mail Code AX-325 P.O. Box 6170 Columbia, SC 29260-6170 Claims incurred in the United States: For all participants in the AT&T CIGNA For legacy AT&T and legacy Bell- South active and retired bargained employees, legacy AT&T management employees who retired before March 1, 1990, and legacy BellSouth management employees who retired before Jan. 1, 1992, enrolled in CIGNA POS, self-insured HMOs, Puerto Rico PPO or Medicare Indemnity plans For all plans except Puerto Rico: -CIGNA P.O. Box 5200 Scranton, PA 18505-5200 Medical Plan and all legacy SBC employees and retirees, all legacy AT&T active and retired bargained employees, and legacy AT&T active and retired management employees not enrolled in the AT&T Medical Plan -UnitedHealthcare P.O. Box 30557 Salt Lake City, UT 84130-0557 For legacy BellSouth active and retired bargained employees and legacy BellSouth active and retired management employees not enrolled in the AT&T Medical Plan -UnitedHealthcare For Puerto Rico (except mental health/ substance abuse): P.O. Box 740800 Atlanta, GA 30374−0800 For AT&T Mobility active and retired -CIGNA bargained employees and AT&T Mobility active and retired management employees not enrolled in the AT&T Medical Plan P.O. Box 71203 San Juan, PR 00936-8703 Appeals: -CIGNA -UnitedHealthcare Attn: Appeals P.O. Box 5225 Scranton, PA 18505-5225 P.O. Box 740800 Atlanta, GA 30374−0816 Humana Claims incurred outside of the United States (all programs): For legacy BellSouth bargained -UnitedHealthcare employees, and legacy BellSouth retirees enrolled in a Humana HMO International Claims P.O. Box 740817 Atlanta, GA 30374 Claims: -Humana P.O. Box 14601 Lexington, KY 40512 Where to Go for More Information | 2010 Medical Vision Prescription Drugs Dental Disability FILING CLAIMS AND APPEALS Appeals: CarePlus Flexible Spending Accounts Long-Term Care Mental Health/ Employee Assistance Chemical Dependency Plan Mental Health, Chemical Dependency and Substance Abuse For all participants in the AT&T Medical Plan, all legacy SBC employees and retirees, all Savings Plans Pension Life Insurance legacy AT&T active and retired bargained employees, and legacy AT&T active and retired management employees not enrolled in the AT&T Medical Plan Tuition Aid Adoption Product Concessions -UnitedHealthcare Attention: Appeals P.O. Box 740816 Atlanta, GA 30374-0816 stock options shares of stock Paid Time Off Leave of Absence ValueOptions For legacy SBC employees and retirees not enrolled in the AT&T Medical Plan, the AT&T Commuter LifeCare ConsumerWise Medical Program or the AT&T Health Care PPO Program Claims: workers compensation Eligibility for Health/Welfare Expats P.O. Box 1860 Latham, NY 12110 -UnitedHealthcare P. O. Box 30432 Salt Lake City, UT 84130-0432 Wellness Web site -ValueOptions For all other participants Beneficiary Designations and Survivor Benefits Voluntary Benefits Medicare Part B Premium Reimbursement -AT&T Benefits Center Benefits Determination Review Team P.O. Box 1407 Lincolnshire, IL 60069-1407 Urgent Care claims regarding ( eligibility that require expedited action may be initiated by calling 877-722-0020 or 847-883-0866 (international). Monday through Friday from 7 a.m. to 7 p.m. Central time 2847-554-1397 Important: To access the AT&T Benefits Center via the phone, you will need to provide the last four digits of your Social Security number, your date of birth and your AT&T Benefits Center password. Net Credited Service Appeals: 7 00 8ValueOptions (AT&T Appeals) 2 220000 9 P.O. Box 1860 Latham, NY 12110 Aetna For legacy BellSouth participants in the Aetna self-insured HMO Claims -Aetna P.O. Box 981106 El Paso, TX 79998-1106 Appeals -Aetna P.O. Box 2293 Blue Bell, PA 19422 Blue Cross Blue Shield of Georgia For legacy BellSouth participants enrolled in the Georgia self-insured HMO Claims: -BCBS-GA Blue Cross Blue Shield of Illinois For retirees enrolled in the AT&T ConsumerWise Medical Program Claims: -Blue Cross and Blue Shield of Illinois P.O. Box 805107 Chicago, IL 60680-4112 800-621-7336 ( Appeals: -Blue Cross and Blue Shield of Illinois Attn: Appeals Coordinator 3405 Liberty Drive Springfield, IL 62704 Appeals: -Blue Cross and Blue Shield of Illinois Attn: Appeals Coordinator 3405 Liberty Drive Springfield, IL 62704 Blue Cross Blue Shield of South Carolina For legacy BellSouth participants enrolled in the South Carolina self-insured HMO Claims: -BlueChoice HealthPlan P.O. Box 6170 Columbia, SC 29260-6170 Appeals: -BlueChoice HealthPlan Appeals Department Mail Code AX-325 P.O. Box 6170 Columbia, SC 29260-6170 P.O. Box 9907 Columbus, GA 31908-6007 Appeals: -BCBS-GA Attn: Appeals P.O. Box 9907 Columbus, GA 31908-6007 2010 | Where to Go for More Information Page 23 FILING CLAIMS AND APPEALS 1-Color Benefits Icons Version 02.20.02 EMS Use SBC Emphasis Black or SBC Brand Mark Blue. Interior of circle in white. No screens. Addition of Energy Yellow radial gradiant fill TBD. General Benefits United Behavioral Health Claims: 1-Color Benefits Icons For employees and retirees enrolled Version 02.20.02 Claims: -CIGNA Behavioral Health -United Behavioral Health Prescription Drugs Dental 888-722-5505 ( Medical Appeals: Long-Term Care Flexible Spending Accounts Tuition Aid Appeals: 2713-599-5549 For employees and retirees enrolled in the United Choice EPO Claims: -United Behavioral Health P.O. Box 30755 Salt Lake City, UT 84130-0755 Appeals: -United Behavioral Health Attn: Appeals Unit 100 E. Penn Square Suite 400 Philadelphia, PA 19107 2888-881-7453 CIGNA Behavioral Health For legacy BellSouth participants enrolled in the CIGNA selfinsured HMO and legacy AT&T active and retired bargained employees enrolled in the AT&T of Puerto Rico, Inc. Group Health Coverage Plan Page 24 Prescription Drugs Dental Central Appeals Unit P.O. Box 46090 Eden Prairie, MN 55344 CarePlus Pension Life Insurance Paid Time Off Product Concessions Commuter workers compensation Adoption Voluntary Benefits Product Concessions Expats workers compensation Net Credited Service 07 20 08 Eligibility for Health/Welfare Voluntary Benefits participate in the AT&T Legacy Bargained Program or the AT&T Legacy Management Program of the AT&T Pension Benefit Plan, or the AT&T Legacy Bargained Program or the AT&T Legacy Management Program of the AT&T Puerto Rico Pension Benefit Plan -AT&T Pension Plan Administrator c/o Aon Consulting 400 Atrium Drive Fifth Floor South Somerset, NJ 08873 Claim forms and/or mail-service order forms are available via the Web site or by phone. See the “Prescription Drugs” section on Page 15 for more information on how to contact CVS Caremark. Mailing addresses are listed on the form. Wellness Web site Expats have been denied: Net Credited Service 7 CVS Caremark Inc. 00 8 2 20009 20 2 Appeals Department/AT&T MC109 P.O. Box 52084 Phoenix, AZ 85072-2084 866-689-3092 Aetna in the Aetna self-insured HMO Claims retired employees who participate in the Southeast Management Program or the Southeast Program of the AT&T Pension Benefit Plan P.O. Box 785038 Orlando, FL 32878-5038 Requests for prescription drugs by mail Commuter LifeCare service: For legacy BellSouth participants For legacy BellSouth active and -AT&T Benefits Center Leave of Absence Attn: Claims Department P.O. Box 52196 Phoenix, AZ 85072-2196 Paid Time Off For retail or mail-order claims that 220009 For legacy AT&T employees who Beneficiary Designations and Survivor Benefits Claims for reimbursement for retail prescription drugs: LifeCare Overnight: Fidelity Service Center Claims and Appeals 100 Crosby Parkway, KC1F-D Covington, KY 41015 Eligibility for Health/Welfare CVS Caremark -CVS Caremark Inc. Life Insurance Wellness Web site shares of stock Prescription Drugs Mental Health/ Employee Assistance Chemical Dependency Plan Leave of Absence Pension Fidelity Service Center Claims and Appeals P.O. Box 770003 Cincinnati, OH 45277-1060 shares of stock Flexible Spending Accounts Pension Plans -Regular Mail: Adoption Long-Term Care Disability -CIGNA Behavioral Health stock options Beneficiary Designations and Survivor Benefits 2400 Research Blvd., Suite 500 Rockville, MD 20850-3266 Mental Health/ Employee Assistance Chemical Dependency Plan Tuition Aid stock options -National Electrical Benefit Fund Disability Vision Savings Plans P.O. Box 30755 Salt Lake City, UT 84130-0755 General Benefits P.O. Box 46270 Eden Prairie, MN 55344-6270 Vision Attn: Appeals Unit 4212 San Felipe, PMB 448 Houston, TX 77027 SBC Global Services, Inc. – IBEW Local 494 Use SBC Emphasis Black or SBC Brand Mark Blue. Interior of circle in white. No screens. Addition of Energy Yellow radial gradiant fill TBD. in the AT&T Medical Plan, legacy Medical AT&T active and retired bargained employees (excluding those in the AT&T of Puerto Rico, Inc. Group Health Coverage Plan), legacy AT&T managers who CarePlus retired before March 1, 1990, legacy SBC retired bargained employees enrolled in the AT&T Heath Care PPO Program, and AT&T Mobility active and retired Savings Plans bargained employees -United Behavioral Health For bargained employees of EMS -Aetna P.O. Box 981106 El Paso, TX 79998-1106 Appeals -Aetna National Account CRT P. O. Box 14463 Lexington, KY 40512 Where to Go for More Information | 2010 CarePlus Long-Term Care Flexible Spending Accounts Pension Life Insurance Mental Health/ Employee Assistance Chemical Dependency Plan FILING CLAIMS AND APPEALS Blue Cross Blue Shield of Georgia For legacy BellSouth participants enrolled in the Georgia selfinsured HMO Claims: -BCBS-GA P.O. Box 9907 Columbus, GA 31908-6007 Appeals: -BCBS-GA Attn: Appeals P.O. Box 9907 Columbus, GA 31908-6007 Blue Cross Blue Shield of South Carolina For legacy BellSouth participants enrolled in the South Carolina self-insured HMO Claims: -BlueChoice HealthPlan P.O. Box 6170 Columbia, SC 29260-6170 Appeals: -BlueChoice HealthPlan Appeals Department Mail Code AX-325 P.O. Box 6170 Columbia, SC 29260-6170 CIGNA For legacy BellSouth participants enrolled in the CIGNA self-insured HMO Claims: -CIGNA Pharmacy Service Center P.O. Box 3598 Scranton, PA 18505-0598 Savings Plans Paid Time Off Savings Plans -Regular Mail: Tuition Aid Product Concessions Adoption Fidelity Service Center Claims and Appeals P.O. Box 770003 Cincinnati, OH 45277-1060 stock options shares of stock workers compensation Commuter Wellness Web site Overnight: Fidelity Service Center Claims and Appeals 100 Crosby Parkway, KC1F-D Covington, KY 41015 Beneficiary Designations and Survivor Benefits Eligibility for Health/Welfare Voluntary Benefits Net Credited Service Leave of Absence Important: If you are a legacy AT&T employee who does not participate in the AT&T Legacy Bargained Program or the AT&T Legacy Management Program of the AT&T Pension Benefit Plan, or the AT&T Legacy Bargained Program or the AT&T Legacy Management Program of the AT&T Puerto Rico Pension Benefit Plan, contact your local human resources department for questions regarding your Term of Employment. LifeCare Expats For legacy BellSouth active and retired employees who participate in the Southeast For bargained EMSManagement Program or the Global Services, Inc. Local 21 Southeast Program of the Use SBC Emphasis Black or SBC Brand Mark Blue. Interior of circle in white. No screens. Addition of Energy Yellow radial gradiant fi who participate in The IBEW AT&T Pension Benefit Plan General Benefits Local Unions Savings and 7 00 8 2 2200009 employees of SBC 1-Color Benefits Icons Version 02.20.02 Security Plan -Scarborough Alliance Corporation 1 Bridge St., Suite 70 Irvington, NY 10533 -AT&T Benefits Center P.O. Box 785038 Orlando, FL 32878-5038 Medical Vision Term of Employment (also known as Net Credited Service) CarePlus -Fidelity Service Center Benefits Plan Administrator P.O. Box 770003 Cincinnati, OH 45277-1060 Prescription Drugs Dental Disability Vision Claims: Long-Term Care Flexible Spending Accounts Mental Health/ Employee Assistance Chemical Dependency Plan -EyeMed Vision Care Savings Plans For legacy AT&T employees who participate in the AT&T Legacy Bargained Program or the AT&T Legacy Management Program of Tuition Aid the AT&T Pension Benefit Plan, or the AT&T Legacy Bargained Program or the AT&T Legacy Management Program of the AT&T Puerto Rico Pension stock options Benefit Plan Attn: Out-of-Network Claims P.O. Box 8504 Mason, OH 45040-7111 Pension Life Insurance Paid Time Off Leave of Absence Appeals: -EyeMed Vision Care Attn: Quality Assurance 4000 Luxottica Place Mason, OH 45040-7111 Adoption shares of stock Product Concessions workers compensation Commuter LifeCare Wellness Web site Expats -AT&T Pension Plan Administrator c/o Aon Consulting 400 Atrium Drive Fifth Floor South Somerset, NJ 08873 Appeals: Beneficiary Designations and Survivor Benefits Eligibility for Health/Welfare Voluntary Benefits Net Credited Service 7 00 8 2 2200009 -CIGNA Attn: Appeals P.O. Box 5225 Scranton, PA 18505-5225 2010 | Where to Go for More Information Page 25 ADDRESS CHANGES Active Employee Address and Telephone Number Changes It’s important to keep your work and home addresses current because the majority of your benefits, payroll or similar information is sent to them. Please include any room, cubicle or suite number that will help make mail-routing more efficient. For employees with access to the employee intranet: Home and Work address updates: •Go to insider.web.att.com. •Click on HROneStop (hronestop.att. com) and select eLink (eCORP) in the right navigation bar. •Enter your AT&T User ID and password for the AT&T Global Logon. (If you do not know your password, please follow the instructions on the screen.) •Once logged on, click OK. •On the eCORP home page, click on Employee Services. Note: Please be sure the far right-hand scroll bar is all the way to the top. •Select Personal Information. •Select Maintain Addresses and Phone Numbers. •To update your home address, select Edit at the bottom of the Permanent Residence box, make any necessary changes, and click Save. •To update your work address, select Edit at the bottom of the Cubicle/ Office box, make any necessary changes, and click Save. For employees without access to the employee intranet: Contact your supervisor or eLink assistant. Page 26 Retired and Inactive Employee Home Address Changes It’s important to keep your home address up to date because your benefits information is sent there. Important: These instructions are also for LTD recipients, employees on a leave of absence, as well as COBRA participants, alternate payees and survivors that have a pension benefit (including a retiree death benefit) or savings plan benefit that has yet to be paid to you. If you are not eligible to receive a pension or savings plan benefit, or have already received your entire pension and savings plan benefits in a lump sum and are not eligible for a retiree death benefit from your pension plan, contact the AT&T Benefits Center to update your home address. See the “Eligibility for Health and Welfare Benefits Plans” section on Page 8 for more information on how to contact the AT&T Benefits Center. For all retired and inactive employees of legacy SBC and AT&T Mobility For retired and inactive employees of legacy AT&T You must change your address for both pension and savings. To change your address for both purposes, contact both the AT&T Pension Service Center (PSC) and the Fidelity Service Center (savings). -AT&T Pension Service Center P.O. Box 770 Arlington Heights, IL 60006-0770 800-736-7779 ( 888-736-5500 (hearing-impaired) ( To contact the AT&T PSC from an ( international location without 800 number access, call the PSC direct or collect at 801-559-8469. Monday through Friday from 8 a.m. to 5 p.m. Central time https://www.attpsc.com [email protected] * Important: You will need your AT&T Human Resources ID and password when using the Web site. Fidelity Service Center Call the Fidelity Service Center to change your address. 800-416-2363 ( D ial your country’s toll-free AT&T ( Fidelity Service Center 800-416-2363 ( D ial your country’s toll-free AT&T ( Direct Access number, then enter 800-416-2363 (international). 888-343-0860 (hearing-impaired) ( Monday through Friday from 7:30 a.m. to 11 p.m. Central time Important: You will need your Fidelity Service Center PIN and Social Security number/customer ID when you speak to a service associate. Direct Access number, then enter 800-416-2363 (international) 888-343-0860 (hearing-impaired) ( Monday through Friday from 7:30 a.m. to 11 p.m. Central time. Important: You will need your Fidelity Service Center PIN and Social Security number/Customer ID to speak to a service associate. Where to Go for More Information | 2010 ADDRESS CHANGES For retired and inactive employees of legacy BellSouth: You must change your address for both pension and savings. To change your address for both purposes, contact both the AT&T Benefits Center and the Fidelity Service Center (savings). -AT&T Benefits Center P.O. Box 785038 Orlando, FL 32878-5038 http://resources.hewitt.com/att 877-722-0020 ( 847-883-0866 (international) ( Monday through Friday from The automated voice response system is available 24 hours a day, seven days a week. Important: To access the Web site, you will need your AT&T Benefits Center user ID and password. To access the AT&T Benefits Center via the phone, you will need to provide the last four digits of your Social Security number, your date of birth and your AT&T Benefits Center password. Fidelity Service Center 800-416-2363 ( D ial your country’s toll-free AT&T ( Direct Access number, then enter 800-416-2363 (international). 888-343-0860 (hearing-impaired) ( Monday through Friday from 7:30 a.m. to 11 p.m. Central time Important: You will need your Fidelity Service Center PIN and Social Security number/Customer ID to speak to a service associate. 9 a.m. to 5 p.m. Eastern time GLOSSARY ACE — Special Accidental Loss Insurance claims administrator for legacy AT&T bargained employees; this is the actual company name CIGNA — Dental and medical claims administrator; this is the actual company name COBRA — Consolidated Omnibus Budget Reconcilation Act of 1985 CVS — Prescription drugs claims administrator; this is the actual company name EPO — Exclusive Provider Organization ERISA — Employee Retirement Income Security Act of 1974 FSA — Flexible Spending Account HMO — Health Maintenance Organization IBEW — International Brotherhood of Electrical Workers IVR — Interactive Voice Response (System) Legacy AT&T — AT&T Corp. and its subsidiaries before the merger with SBC Communications Inc. Legacy BellSouth — BellSouth Corporation and its subsidiaries before the merger with AT&T Legacy SBC — Subsidiaries of SBC Communications Inc. before the merger with AT&T LTD — Long-Term Disability NCS — Net Credited Service, officially known as Term of Employment PIN — Personal Identification Number 2010 | Where to Go for More Information POS — Point-of-Service PPO — Preferred Provider Organization SBCIS — SBC Internet Services, Inc. SHPS — FSA claims administrator; this is the actual company name SMM — Summary of Material Modifications SPD — Summary Plan Description SWBAG — Southwestern Bell Advertising Group, Inc. UNUM — Supplemental LTD claims administrator for legacy SBC East bargained employees for claims that occurred Jan. 1, 2004, through Dec. 31, 2008; this is the actual company name Page 27 APPENDIX: AFFECTED BENEFITS PLANS, POLICIES AND PROGRAMS This document applies to several employee benefits plans, policies and programs sponsored by AT&T. Some of the plans, policies and programs are subject to ERISA, and some are not. ERISA is a federal law that gives you certain rights and protections. Refer to the applicable summary plan description for more details about ERISA. ERISA Plans and Programs For the following employee benefits plans, this document is a summary of material modifications. n Pension Plans AT&T Pension Benefit Plan AT&T Legacy Bargained Program AT&T Legacy Management Program Bargained Cash Balance Program Bargained Cash Balance Program #2 n Savings Plans AT&T Medical Expense Plan for Occupational Employees AT&T Long Term Savings and Security Plan AT&T Medical Plan AT&T of Puerto Rico Inc. Long Term Savings and Security Plan AT&T of Puerto Rico, Inc. Group Health Coverage Plan AT&T Puerto Rico Retirement Savings Plan The BellSouth Medical Assistance Plan The BellSouth Retiree Medical Assistance Plan AT&T Puerto Rico Savings Plan AT&T Savings and Security Plan Cingular Wireless Health and Welfare Benefits Plan for Bargained Employees AT&T Savings Plan Cingular Wireless Medical Plus Plan BellSouth Savings and Security Plan Pacific Telesis Group Health Care Network Plan AT&T Retirement Savings Plan Centennial Communications Corp. Retirement Investment Plan Centennial PR Operations Corporation Retirement Investment Plan n Health and Welfare Benefits Plans East Program Management Cash Balance Program Medical Programs Midwest Program Ameritech Management Umbrella Welfare Benefit Plan – Ameritech Medical Expense Plan Nonbargained Program Southeast Management Program Southeast Program Southwest Program West Program Wireless Bargained Program Wireless Program AT&T Puerto Rico Pension Benefit Ameritech Non-Management Umbrella Welfare Benefit Plan – Ameritech Comprehensive Health Care Plan and Ameritech Medical Expense Plan AT&T CarePlus – A Supplemental Medical Plan AT&T ConsumerWise Medical Program AT&T Corp. Postretirement Welfare Benefits Plan AT&T Legacy Bargained Program AT&T International Health Plan AT&T Legacy Management Program AT&T Medical & Group Life Insurance Plan – CustomCare Wireless Program Page 28 SNET Active Bargaining Unit Employee Health Plan – SNET Point-of-Service SNET Bargaining Unit Retiree Health Plan – SNET Point-of-Service, SNET Medical Plan for Retirees and SNET Medical Expense Plan AT&T Umbrella Benefit Plan No. 1 Midwest Publishing Ventures Program Pacific Telesis Group Medical Expense Plan for Retirees SNET Management Retiree Health Plan – SNET Point-of-Service, SNET Medical Plan for Retirees and SNET Medical Expense Plan Dental Programs Ameritech Non-Management Umbrella Welfare Benefit Plan – Ameritech Dental Expense Plan AT&T Corp. Postretirement Welfare Benefits Plan AT&T Dental Expense Plan for Active Employees AT&T Dental Plan AT&T International Health Plan AT&T of Puerto Rico, Inc. Group Health Coverage Plan Where to Go for More Information | 2010 APPENDIX: AFFECTED BENEFITS PLANS, POLICIES AND PROGRAMS The BellSouth Dental Assistance Plan The BellSouth Retiree Dental Assistance Plan Cingular Wireless Health and Welfare Benefits Plan for Bargained Employees Pacific Telesis Group Dental Expense Plan SNET Active Bargaining Unit Employee Health Plan – SNET Dental Plan Cingular Wireless Health and Welfare Benefits Plan for Non-Bargained Employees AT&T Umbrella Benefit Plan No. 2 L.M. Berry and Company Health & Accident, Weekly Indemnity, Long-Term Disability, Dental Benefits & Retired Lives Plan AT&T Employee Assistance Plan Pacific Telesis Group Basic & Supplemental Death Benefit Plan SNET Retiree Life Insurance Plan Disability Programs Medical Programs Vision Programs AT&T Retiree Vision Care Program Life Insurance Programs Ameritech Supplementary Life Insurance Plan Ameritech Long Term Disability Plan AT&T Dependent Accidental Loss Insurance Plan Vision Programs Ameritech Sickness and Accident Disability Benefit Plan AT&T Dependent Group Life Insurance Plan Ameritech Vision Care Program AT&T Disability Income Program AT&T International Health Plan AT&T Disability Income Program for Bargained Employees AT&T Dependent Group Life Insurance Program SNET Bargaining Unit Retiree Health Plan – SNET Dental Plan AT&T of Puerto Rico, Inc. Group Health Coverage Plan AT&T Vision Care Program AT&T Vision Program The BellSouth Vision Assistance Program Cingular Wireless Vision Program Pacific Telesis Group Vision Care Program SNET Active Bargaining Unit Employee Health Plan – SNET Vision Program Life Insurance Programs Ameritech Group Life Insurance Plan AT&T Corp. Postretirement Welfare Benefits Plan AT&T Group Life Insurance Plan AT&T Medical & Group Life Insurance Plan – Group Life Insurance BellSouth Group Life Plan Cingular Wireless Health and Welfare Benefits Plan for Bargained Employees AT&T Special Accidental Death Policy AT&T Disability Income Program for Southwest Bargained Employees AT&T Special Accidental Loss Insurance Plan AT&T East Disability Benefits Program AT&T Supplementary Accidental Loss Insurance Plan AT&T Long Term Disability Plan for Occupational Employees AT&T Mobility Disability Benefits Program AT&T of Puerto Rico Sickness and Accident Disability Benefit Plan for Occupational Employees AT&T of Puerto Rico Long Term Disability Plan for Occupational Employees AT&T Sickness and Accident Disability Benefit Plan for Occupational Employees AT&T West Disability Benefits Program (formerly the Pacific Telesis Group Comprehensive Disability Benefits Plan BellSouth Long Term Disability Plan for Non-Salaried Employees AT&T Supplementary Group Life Insurance Program AT&T Supplementary Life Insurance Plan The BellSouth Special Accidental Death Plan Long-Term Care INSURANCE Programs AT&T Group Long-Term Care Insurance Plan AT&T Long-Term Care Plan for Occupational Employees AT&T Long-Term Care Plan for Retired Employees AT&T Consolidated Long-Term Care Insurance Plan (formerly the BellSouth Long-Term Care Insurance Plan) BellSouth Short Term Disability Plan Cingular Wireless Disability Benefits Plan for Bargained Employees 2010 | Where to Go for More Information Page 29 APPENDIX: AFFECTED BENEFITS PLANS, POLICIES AND PROGRAMS n Flexible Spending Account Plans AT&T Child/Elder Care Reimbursement Account Plan n Employee Voice Discount Programs and Other AT&T Employee Discounts and Offer Programs AT&T Flexible Spending Account Plan AT&T Voice Discount Plan AT&T Health Care Reimbursement Account Plan Employee Mobility Offer (EMO) BellSouth Family Care Reimbursement Account Plan Legacy BellSouth Telephone Concession Program Cingular Wireless Flexible Benefits Plan for Bargained Employees Legacy Cingular Wireless Employee Rate Plan (ERP) Benefits, Policies and Programs Not Subject to ERISA This document is not a summary of material modifications for the following employee benefits, policies or programs because they are not subject to ERISA. This document is provided for your information and review; no other action is necessary. Legacy SBC East Telephone Concession Policy n Adoption Reimbursement AT&T Adoption Reimbursement Program Cingular Wireless Adoption Assistance Program n Commuter Benefit AT&T Commuter Benefit Program Long-Term Care Insurance Plan for Cingular Wireless n Voluntary Benefit Programs Marsh PersonalPlans Legacy AT&T Telephone Concession Plan Legacy SBC Midwest Telephone Concession Policy Legacy SBC Southwest Telephone Concession Policy Legacy SBC West Telephone Concession Policy n Leaves of Absence AT&T Leave of Absence Policy AT&T Mobility Bargained Edge Leave of Absence Policy AT&T Mobility Bargained Leave of Absence Policy for Bargained Employees in District 6 n Work/Life Programs LifeCare Pension and Savings Plans Not Sponsored by AT&T Some AT&T employees and retirees participate in pension and savings plans that are sponsored by unions, not the Company. Therefore, this document is not a summary of material modifications for the following plans. Summary plan descriptions, SMMs and other documents required by ERISA are the responsibility of, and will be sent directly from, the plan sponsor, not AT&T. This document is provided for your information and review; no other action is necessary. The contents of this document for the following plans are subject to change without notice from AT&T: National Electric Benefit Fund AT&T Southeast Leave of Absence Policy Legacy AT&T Leaves of Absence Administrative Guidelines for Occupational Employees n Long-Term Care Insurance The IBEW Local Unions Savings and Security Plan Midwest Leave of Absence Policy PTG Leave of Absence Policy SNET Leaves of Absence Policy Page 30 Where to Go for More Information | 2010 Standard Presort Mail U.S. Postage Paid St. Louis, MO AT&T Inc. and Participating Companies Human Resources-Benefits P.O. Box 460582 St. Louis, MO 63146 Forwarding Service Requested NIN: 78-20670 Permit No. 1082