Version 10.0

Transcription

Version 10.0

UNICEDE®/px Data Exchange Format
Preparer’s Guide – Version 10.0
Primary Property and Workers’ Compensation* Exposures
* Workers’ compensation supported for U.S. exposures only
Copyright
2008 AIR Worldwide Corporation. All rights reserved.
Trademarks
CATMAP, CATRADER, CATStation and UNICEDE are registered trademarks and ACM, AIR Geocode Express, AIR ImportExpress,
AIRMapExpress, AIRMapX, ALERT, ALF, AIR Worldwide Weather, CATapps, CATools, CATSCREEN, CEDE, CLASIC, CLASIC/1,
CLASIC/2, CLASIC/2i, CLASVIEW, and CLF are trademarks of AIR Worldwide Corporation (AIR).
In accordance with international patent conventions and treaties, if you use these trademarked items in any document you must also include the
trademark symbol and prominently acknowledge AIR as the owner of the trademarks.
Restrictions and Limitations
This document contains proprietary and confidential information. Use and disclosure of the information in this document is governed by the terms
of your contract with AIR.
If you have any questions regarding this document, contact:
AIR Worldwide Corporation
131 Dartmouth Street
Boston, Massachusetts 02116
USA
Tel: (617) 267-6645
Fax: (617) 267-8284
Release Date: June 2008
Table of Contents
1 Introduction .................................................................................................................................................................... 1
1.1
What's New in Version 10.0 ....................................................................................................................................................................... 1
2 UNICEDE/px Data Exchange Format ............................................................................................................................ 2
2.1
Important Notes about Preparing a UNICEDE/px File ............................................................................................................................... 2
3 Summary of the Record Types ..................................................................................................................................... 3
3.1
3.2
3.3
3.4
3.5
3.6
3.7
3.8
Header Record Summary ........................................................................................................................................................................... 4
Policy Record Summary ............................................................................................................................................................................. 5
Layer Record Summary .............................................................................................................................................................................. 6
Sublimit Record Summary .......................................................................................................................................................................... 7
Location Record Summary ......................................................................................................................................................................... 8
Location Detail Record Summary ............................................................................................................................................................. 11
Offshore Location Detail Record Summary .............................................................................................................................................. 13
Workers’ Compensation Record Summary .............................................................................................................................................. 14
4 Details of Each Record Type....................................................................................................................................... 16
4.1
4.2
4.3
4.4
4.5
4.6
4.7
Policy Record (Record Type 60) .............................................................................................................................................................. 16
Layer Record (Record Type 61) ............................................................................................................................................................... 19
Sublimit Record (Record Type 62) ........................................................................................................................................................... 26
Location Record (Record Type 63) .......................................................................................................................................................... 30
Location Detail Record (Record Type 64) ................................................................................................................................................ 45
Offshore Location Detail Record (Record Type 64.1) .............................................................................................................................. 49
Workers Compensation Record (Record Type 65) .................................................................................................................................. 52
5 Appendices .................................................................................................................................................................. 55
5.1
5.2
5.3
5.4
Appendix A: Geographic Resolution ........................................................................................................................................................ 55
Appendix B: Country Codes ..................................................................................................................................................................... 56
Appendix C: Area Schemes ..................................................................................................................................................................... 60
Appendix D: Area Codes .......................................................................................................................................................................... 64
5.4.1
5.4.2
5.4.3
Australia (country code = 23)................................................................................................................................................................................ 64
Austria Bezirkes (country code = 26) .................................................................................................................................................................... 64
Bahamas Districts (country code = 12) ................................................................................................................................................................. 66
i
5.4.4
5.4.5
5.4.6
5.4.7
5.4.8
5.4.9
5.4.10
5.4.11
5.4.12
5.4.13
5.4.14
5.4.15
5.4.16
5.4.17
5.4.18
5.4.19
5.4.20
5.4.21
5.4.22
5.4.23
5.4.24
5.4.25
5.4.26
5.4.27
5.4.28
5.4.29
5.4.30
5.4.31
5.4.32
5.4.33
5.4.34
5.4.35
5.4.36
5.4.37
5.4.38
Barbados Parishes (country code = 39) ............................................................................................................................................................... 66
Belgium Arrondissements (country code = 2) ....................................................................................................................................................... 66
Belize (country code = 54) .................................................................................................................................................................................... 67
Bermuda Parishes (country code = 14) ................................................................................................................................................................ 67
Canada Provinces (country code = 18) ................................................................................................................................................................ 68
Cayman Island Districts (country code = 40) ........................................................................................................................................................ 68
China Provinces (country code = 53).................................................................................................................................................................... 68
Costa Rica (country code = 49) ............................................................................................................................................................................ 69
Denmark Amters (country code = 3) ..................................................................................................................................................................... 69
Dominican Republic Provinces (country code = 41) ............................................................................................................................................. 69
El Salvador (country code = 47) ........................................................................................................................................................................... 70
France Departements (country code = 4) ............................................................................................................................................................. 70
Germany Bundesländers (country code = 5) ........................................................................................................................................................ 72
Greece Provinces (country code = 37) ................................................................................................................................................................. 72
Guatemala (country code = 46) ............................................................................................................................................................................ 73
Gulf of Mexico Administrative Areas (country code = 57) ..................................................................................................................................... 73
Honduras (country code = 48) .............................................................................................................................................................................. 73
Ireland Counties (country code = 27).................................................................................................................................................................... 74
Israel Sub-Districts (country code = 20)................................................................................................................................................................ 74
Italy Provinces (country code = 19) ...................................................................................................................................................................... 75
Jamaica Parishes (country code = 22) ................................................................................................................................................................. 76
Japan Prefectures (country code = 21)................................................................................................................................................................. 76
Luxembourg Districts (country code = 6) .............................................................................................................................................................. 77
Mexico States (country code = 28) ....................................................................................................................................................................... 77
Netherlands Provinces (country code = 7)............................................................................................................................................................ 78
New Zealand (country code = 24) ........................................................................................................................................................................ 78
Nicaragua (country code = 55) ............................................................................................................................................................................. 78
Norway Fylkers (country code = 8) ....................................................................................................................................................................... 79
Panama (country code = 56) ................................................................................................................................................................................ 79
Portugal Districts (country code = 35)................................................................................................................................................................... 79
Puerto Rico Municipals (country code = 15) ......................................................................................................................................................... 80
Sweden Läns (country code = 9) .......................................................................................................................................................................... 81
Switzerland Kantones (country code = 10) ........................................................................................................................................................... 81
Trinidad and Tobago Counties (country code = 42) ............................................................................................................................................. 82
Turkey Provinces (country code = 38) .................................................................................................................................................................. 82
ii
5.4.39
5.4.40
5.4.41
5.5
United Kingdom Postal Area Codes (country code = 11) ..................................................................................................................................... 83
U.S. States (country code = 1) ............................................................................................................................................................................. 85
U.S. Virgin Islands Districts (country code = 13) .................................................................................................................................................. 86
Appendix E: CRESTA Codes ................................................................................................................................................................... 87
5.5.1
5.5.2
5.5.3
5.5.4
5.5.5
5.5.6
5.5.7
5.5.8
5.5.9
5.5.10
5.5.11
5.5.12
5.5.13
5.5.14
5.5.15
5.5.16
5.5.17
5.5.18
5.5.19
5.5.20
5.5.21
5.5.22
5.5.23
5.5.24
5.5.25
5.6
5.7
5.8
5.9
5.10
Australia (country code = 23)................................................................................................................................................................................ 87
Austria (country code = 26) .................................................................................................................................................................................. 88
Belgium (country code = 2)................................................................................................................................................................................... 89
Belize (country code = 54) .................................................................................................................................................................................... 90
China (country code = 53) RESERVED FOR FUTURE USE ............................................................................................................................ 90
Costa Rica (country code = 49) ............................................................................................................................................................................ 91
Denmark (country code = 3) ................................................................................................................................................................................. 91
El Salvador (country code = 47) ........................................................................................................................................................................... 91
France (country code = 4) .................................................................................................................................................................................... 92
Germany (country code = 5) ................................................................................................................................................................................. 93
Greece (country code = 37) .................................................................................................................................................................................. 95
Guatemala (country code = 46) ............................................................................................................................................................................ 95
Honduras (country code = 48) .............................................................................................................................................................................. 96
Israel (country code = 20) ..................................................................................................................................................................................... 96
Italy (country code = 19) ....................................................................................................................................................................................... 96
Mexico (country code = 28) .................................................................................................................................................................................. 97
Netherlands (country code = 7) ............................................................................................................................................................................ 99
New Zealand (country code = 24) ...................................................................................................................................................................... 101
Nicaragua (country code = 55) ........................................................................................................................................................................... 101
Norway (country code = 8) ................................................................................................................................................................................. 101
Panama (country code = 56) .............................................................................................................................................................................. 102
Portugal (country code = 35) .............................................................................................................................................................................. 102
Switzerland (country code = 10) ......................................................................................................................................................................... 103
Turkey (country code = 38)................................................................................................................................................................................. 104
United Kingdom (country code = 11) .................................................................................................................................................................. 105
Appendix F: Subarea Codes .................................................................................................................................................................. 108
Appendix G: Postal Delivery Areas ........................................................................................................................................................ 109
Appendix H: Workers’ Compensation Defaults ...................................................................................................................................... 110
Appendix I: Currency Codes................................................................................................................................................................... 111
Appendix J: Perils Covered Codes ......................................................................................................................................................... 114
iii
5.11
5.12
5.13
5.14
5.15
5.16
5.17
5.18
Appendix K: Validation Rules for Unknown Construction/Occupancies ................................................................................................ 115
Appendix L: Construction Class Codes .................................................................................................................................................. 116
Appendix M: Construction Class Descriptions ....................................................................................................................................... 122
Appendix N: Occupancy Class Codes ................................................................................................................................................... 132
Appendix O: Residential/Commercial Occupancy Descriptions ............................................................................................................. 136
Appendix P: Industrial Occupancy Descriptions ..................................................................................................................................... 138
Appendix Q: Other Occupancy Descriptions .......................................................................................................................................... 141
Appendix R: Location Detail Codes ........................................................................................................................................................ 145
iv
UNICEDE®/px Preparer’s Guide — Version 10.0
1
Introduction
CLASIC/2™ is the premier interactive desktop underwriting system for the assessment and management of catastrophe risk. Its flexible, intuitive
software interface, the ability to support a wide variety of detailed risk information, and extensive detailed output combine to make CLASIC/2 the
tool of choice for companies who need to accurately assess risk down to the individual location level.
CATStation provides browser-based access to the tools that underwriters need to evaluate risk and enforce corporate guidelines for risk
accumulation and loss potential. AIR’s CATStation is designed to improve catastrophe risk management throughout an organization. This
translates to better information with which to support risk selection, underwriting, and pricing decisions.
The UNICEDE®/px Primary Data Exchange Format allows primary insurers to transfer detailed exposure information to CLASIC/2 and
CATStation. Primary companies can use this format for all types of workers’ compensation insurance and property insurance, including
commercial, residential, single-location, multi-location and excess insurance.
Important:
Data in the UNICEDE /px Primary Data Exchange Format intended for international use (e.g., CRESTA codes, currencies, exchange rates, etc.) is applicable
solely for CLASIC/2. CATStation evaluates risks and loss potential for the U.S. only.
Facultative reinsurers should use UNICEDE/fx Facultative Data Exchange Format to enter exposure information on assumed facultative business.
Note:
1.1
For CLASIC/2 import instructions, see the CLASIC/2 Online Help or the CLASIC/2 User Manual. For CATStation import instructions, see the CATStation
Online Help.
What's New in Version 10.0
Version 10.0 of the UNICEDE/px format includes the following changes:
Support for offshore platform exposures in the Gulf of Mexico, including valid areas and construction occupancy codes specific to the
Offshore Platform Model for the Gulf of Mexico.
Support for non-modeled and non-licensed exposures, including valid country codes, CRESTA codes and currencies.
Support for hurricane exposures in Mexico, including valid areas and construction and occupancy codes specific to the Mexico hurricane
model
New optional Offshore Location Detail Record (Record Type 64.1) used to provide detailed information on offshore platform risks in the Gulf
of Mexico.
New Participation field on the Location Detail Record (Field 43), used to specify the percentage of the risk that the insurer is covering.
New coverage-specific limit (A-D) and attachment point fields on the Layer Record (Fields 10-17).
1
New coverage-specific limit (A-D) and attachment point amount fields on the Sublimit Record (Fields 9-13).
Support for minimum and maximum deductibles on the Sublimit Record (Fields 14-16).
Other updates and clarification to the documentation
2
UNICEDE/px Data Exchange Format
A UNICEDE/px Data Exchange Format (or UNICEDE/px) file contains all of the data necessary for performing a CLASIC/2 or CATStation
analysis. AIR designed the format based on the following considerations:
The contents of the file should be easy to read by both people and computer software in any operating system. It is particularly important that the
information contained in a UNICEDE/px file be readable by people who are not computer specialists so that the data can be easily proofread and
the individual elements of the file can be easily referenced.
The protocol should be easily extended when necessary while remaining compatible with prior versions, if any.
The file must be a pure ASCII text file. It must contain only the following ASCII characters:
Printable decimal ASCII values 32 through 126
Nonprintable decimal ASCII values 13 (i.e., CARRIAGE RETURN) and 10 (LINEFEED).
The presence of any other characters may result in the software rejecting the source file or ignoring the character.
2.1
Important Notes about Preparing a UNICEDE/px File
In general, the body of the UNICEDE/px file contains a series of records with one record per line and successive records separated by a record
separator, i.e., a pair of characters — carriage return and linefeed. Each record contains a number of fields separated by a comma.
No field in the file should be skipped or left blank.
All monetary values should be in the currency indicated for that record.
Data intended for international use (e.g., CRESTA codes, currencies, exchange rates, etc.) is applicable solely for CLASIC/2. CATStation
evaluates risks and loss potential for the U.S. only.
All values must be provided in single units, and not in hundreds, thousands or millions.
Records must be organized in the following order:
1. The first line represents the header record.
2. The next line represents the 1st policy record, followed by all other records for this policy.
3. The sublimit (62) should immediately following the corresponding limit (61) record.
2
4. The location detail (64) should immediately follow the corresponding location (63) record. For offshore platform policies, the offshore
location detail (64.1) should immediately follow the corresponding location (63) record.
5. The worker’s compensation (65) should immediately follow the corresponding location (63) and location detail (64) records.
Figure 1 - Sample UPX File, Excerpt
3
Summary of the Record Types
There are eight types of records in the body of a UNICEDE/px file:
Header Record (see page 4)
Policy Record (see page 5)
Layer Record (see page 6)
Sublimit Record (see page 7)
Location Record (see page 8)
Location Detail Record (see page 11)
Offshore Location Detail Record (see page 13)
Workers’ Compensation Record (see page 14)
3
3.1
Header Record Summary
Required record.
#
Field
Required
Type
1
Size
RecTypeCode
*
const
int
2
Version
*
char
8
3
SourceDate
*
char
8
4
SourceContact
char
30
5
SourceCompany
char
60
6
SourcePhone
char
20
7
SourceEmail
char
30
8
ProjectName
char
30
9
ProjectContact
char
30
10
InforceDate
char
8
11
PerilsCovered
char
30
12
DataFor
char
30
13
PolicyType
*
char
14
BaseCurrency
*
char
3
15
Comments
char
100
Default
Value
Code
Description
***1
10.0.0
Format: ##.#.##
Format: YYYYMMDD
Format: YYYYMMDD
SL
ML
EX
FR
USD
Single location
Multiple Location
Excess
Facultative/Reinsurance
Reserved for future use. A base currency of USD
is assumed.
4
3.2
Policy Record Summary
Required record. For details about these fields, see section 4.1 beginning on page 16.
#
Field
Description
1
RecTypeCode
Use record type 60 for policy records
2
PolID
Policy identifier
3
Name
Insured name
4
Address
Insured address
5
UDF1
User-defined field 1
6
UDF2
7
UDF3
8
UDF4
9
UDF5
10
InsuredIDType
Insured ID type
11
InsuredID
Insured ID
12
EffFrom
Effective start date
13
EffTo
Effective end date
14
Currency
Currency name
15
ExchRate
Currency exchange rate (Reserved for future use)
16
UserLob
User line of business
17
Peril
Peril code
18
PolForm
Policy form
19
Status
Status
20
ContractType
Type of contract
5
3.3
Layer Record Summary
REQUIRED FOR: (1) Excess policies, (2) policies containing blanket coverage terms or (3) policies with coverage-specific terms. Provide a layer
record for each layer.
For details about these fields, see section 4.2 beginning on page 19.
#
Field
Description
1
RecTypeCode
Use record type 61 for layer records
2
PolID
Policy identifier
3
LayerID
Policy layer identifier
4
Premium
Premium
5
Peril
Peril codes
6
LimitType
Limit type
7
Limit1
Limit 1
8
Limit2
Limit 2
9
AttachPt
Attachment point amount
10
LimitA
Limit for Coverage A
11
LimitB
Limit for Coverage B
12
LimitC
Limit for Coverage C
13
LimitD
Limit for Coverage D
14
AttachPtA
Attachment point for Coverage A
15
AttachPtB
Attachment point for Coverage B
16
AttachPtC
Attachment point for Coverage C
17
AttachPtD
Attachment point for Coverage D
18
DedType
Deductible type
19
DedAmt1
Deductible amount 1
20
DedAmt2
Deductible amount 2
6
#
Field
Description
21
Reinst
Number of reinstatements of limit
22
ReinsCount
Number of ceded reinsurance contracts
23
ReinsOrder
Reinsurance order field
24
ReinsType
Ceded reinsurance type
25
ReinsCID
Certificate or program ID
26
ReinsField1
Ceded reinsurance field 1
27
ReinsField2
28
ReinsField3
29
ReinsField4
3.4
Note:
Sublimit Record Summary
Provide a sublimit record for each peril for each geographic area, only if required by the terms of the contract.
For details about these fields, see section 4.3 beginning on page 26.
#
Field
Description
1
RecTypeCode
Use record type 62 for sublimit records
2
PolID
Policy identifier
3
LayerID
Policy layer identifier
4
AreaCode
Sublimit area code
5
Peril
Sublimit peril code
6
LimitType
Sublimit type
7
Limit1
Sublimit field 1
8
Limit2
Sublimit field 2
9
LimitA
Coverage A limit
10
LimitB
Coverage B limit
7
#
Field
Description
11
LimitC
Coverage C limit
12
LimitD
Coverage D limit
13
AttachPt
Attachment point amount
14
DedType
Deductible type
15
DedAmt1
Deductible amount 1
16
DedAmt2
Deductible amount 2
17
Reinst
Number of reinstatements of limit
3.5
Location Record Summary
Required record. For details about these fields, see section 4.4 beginning on page 30.
3.5 — Location Record Summary
#
Field
Description
1
RecTypeCode
Use record type 63 for location records
2
PolID
Policy identifier
3
LocID
Location identifier
4
Name
Location name
5
Address
Street address
For offshore platforms, Complete Area Definition
6
City
City
For offshore platforms, AIR ID
7
AreaScheme
Area scheme
8
Area
Area — state, CRESTA zone, etc.
9
SubArea
Subarea — in the U.S. this is the county code
10
PostalArea
Postal area
For offshore platforms, Block
11
Country
Country code
8
#
Field
Description
12
GeoLat
Latitude
13
GeoLong
Longitude
14
EffFrom
Effective start date
15
EffTo
Effective end date
16
Currency
Currency name
17
ExchRate
Currency exchange rate (Reserved for future use)
18
RiskCount
Number of risks
19
RepValBldg
Replacement value for Coverage A
20
RepValOStr
Replacement value for Coverage B
21
RepValCont
Replacement value for Coverage C
22
RepValTime
Replacement value for Coverage D
23
RVDaysCovered
Number of days covered by RepValTime
24
Premium
Premium
25
ConType
Construction code type
26
ConBldg
Construction class — building
27
ConOStr
Construction class — other structures
28
DamageModFactor
Contents damage modification factor
29
OccType
Occupancy code type
30
Occ
Occupancy class
31
YearBuilt
Year built/upgrade
32
Stories
Number of stories
33
GRCBldg
Guaranteed replacement cost factor, building (default 1.0)
34
GRCCont
Guaranteed replacement cost factor, contents (default 1.0)
35
GrossArea
Gross area of the building (e.g., square feet or square meters)
36
PerilCount
Number of peril combinations
9
#
Field
Description
37
Peril
Peril(s) covered code
38
LimitType
Limit type
39
Limit1
Building or site limit
40
Limit2
Other structures limit
41
Limit3
Contents limit
42
Limit4
Time element limit
43
Participation
Percentage of risk covered by the insurer
44
DedType
Deductible type
45
Ded1
Deductible 1
46
Ded2
Deductible 2
47
Ded3
Deductible 3
48
Ded4
Deductible 4
49
Territory
User-defined territory code
50
SublimitArea
User-defined sublimit area code
51
ReinsCount
Number of reinsurance contracts
52
ReinsOrder
Reinsurance order
53
ReinsType
Ceded reinsurance type
54
ReinsCID
Certificate or program ID
55
Reinsfield1
56
Reinsfield2
57
Reinsfield3
58
Reinsfield4
10
3.6
Location Detail Record Summary
The location detail record is supported for U.S. Tropical Cyclone, U.S. and Canada Earthquake and U.S. Wildfire. For details about these fields,
see section 4.5 beginning on page 45.
3.6 — Location Detail Record Summary
#
Field
Description
1
RecTypeCode
Use record type 64 for location detail records
2
PolID
Policy identifier
3
LocID
Location identifier
4
SealApprove
Seal of approval
5
IrFloorOfInterest
Floor of concern
6
IrBldCond
General qualitative description of building condition from visual inspection
7
IrProximity
Distance to the closest structure
8
IrTreeExposure
Tree hazard around the building
9
IrSmallDebris
Potential of small debris in a radius of 200 feet
10
IrLargeMissile
Potential of large missiles in a radius of 100 feet
11
IrTerrainRoughness
Terrain conditions
12
IrAdBldHeight
Average height of buildings adjacent to the building of interest
13
IrBldOrientation
Orientation of the building
14
IrShape
Overall shape of the building in plan
15
IrTorsion
Layout of structural elements that can lead to torsional loads
16
IrSoftStory
A structural weakness at any floor
17
IrStrucIrreg
Irregularity in such things as floor plan, structural components, uneven weight
distribution, etc.
18
IrSpecial
Earthquake resistive systems installed in building
19
IrRetrofit
Building or some components thereof may have been retrofitted to resist earthquake
loads
11
#
Field
Description
20
IrRoofGeometry
Shape of the roof
21
IrRoofPitch
Roof slope
22
IrRoofCover
Nature of material used to cover the roof
23
IrRoofDeck
Material and construction type of the roof deck of the building
24
IrRoofCoverAttch
Nature of the connections used to secure the roof covering to the roof deck
25
IrRoofDeckAttch
Nature of the connections used to secure the roof deck to the underlying roof
support system
26
IrRoofAnchorage
Nature of the connections used to secure the roof support system to the walls
27
IrRoofBuilt
Year in which the roof was built
28
IrWall
Materials used for external walls of building
29
IrWallSiding
Materials used for weather protection of walls
30
IrGlassType
Type of glass used in building
31
IrGlassPercent
The percent area of the walls covered by glass
32
IrWindowProt
Nature of wind protection systems used
33
IrExteriorDoors
Nature of the exterior doors in the building
34
IrBldFndConn
Connection type between the structure and foundation
35
IrFoundation
Form of construction of the building foundation
36
IrIntPartition
Nature of the interior partition walls
37
IrAttachStruct
Components of a property that are not integral parts of the main building but are
physically attached to it
38
IrAppurtStruct
Components of a property that are not integral parts of the main building and are
not physically connected to it
39
IrMechSystem
Description of the mechanical and other equipment on top of roofs
12
3.7
Offshore Location Detail Record Summary
The offshore location detail record is supported for the Offshore Platform Model for the Gulf of Mexico. For details about these fields, see section
4.6 beginning on page 49.
#
Field
Description
1
RecTypeCode
Use record type 64.1 for offshore location detail records
2
PolID
Policy identifier
3
LocID
Location identifier
4
GasProductionRate
Rate of gas produced by the platform per day, measured in Mcf (1,000 cubic feet)
5
OilProductionRate
Rate of oil produced by the platform per day, measured in barrels
6
DeckHeight
Height of the deck above the water, measured in meters
7
SlotCount
Number of wells on the platform
8
SlotDrillCount
Total number of holes, with and without wells
9
LegCount
Number of legs on the platform
10
DeckCount
Number of decks on the platform
11
TransFrameType
Type (or shape) of transverse framing used to brace the platform legs.
12
TopsideCost
Cost of the deck(s) and equipment on the platform
13
MannedFlag
Indicates whether the platform is manned
14
CompanySize
Size of the company that operates the platform
15
ExposureClass
Exposure level used to determine appropriate design criteria for new platforms
13
3.8
Workers’ Compensation Record Summary
Required record for workers’ compensation analyses. The workers’ compensation record is supported for the U.S. only. For details about these
fields, see section 4.6 beginning on page 49.
3.8 — Workers’ Compensation Record Summary
#
Field
Description
1
RecTypeCode
Use record type 65 for workers’ compensation records
2
PolID
Policy identifier
3
LocID
Location identifier
4
NumEmployees
Number of Employees at this location
5
PctDayShift
Percentage of NumEmployees working day shift at this location
6
PctEveningShift
Percentage of NumEmployees working evening shift at this location
7
PctNightShift
Percentage of NumEmployees working night shift at this location
8
AnnualPayroll
Annual payroll for all employees at this location
9
AvgAnnWage
Average annual payroll per employee at this location
10
PerilsCovered
Perils covered for work comp coverage (Reserved for future use)
11
MedMinorEV
Expected value of medical or indemnity payment per Minor injuries claim
12
MedMinorSD
Standard deviation of medical or indemnity payment per Minor injuries claim
(Reserved for future use)
13
MedModerEV
Expected value of medical or indemnity payment per Moderate injuries claim
14
MedModerSD
Standard deviation of medical or indemnity payment per Moderate injuries claim
15
MedMajorEV
Expected value of medical or indemnity payment per Major injuries claim
16
MedMajorSD
Standard deviation of medical or indemnity payment per Major injuries claim
17
MedFatalEV
Expected value of medical or indemnity payment per Fatal injuries claim
18
MedFatalSD
Standard deviation of medical or indemnity payment per Fatal injuries claim
14
3.8 — Workers’ Compensation Record Summary
#
Field
Description
19
IndemMinorEV
Expected value of indemnity payment per Minor injuries claim (Reserved for
future use)
20
IndemMinorSD
Standard deviation of indemnity payment per Minor injuries claim (Reserved for
future use)
21
IndemModerEV
Expected value of indemnity payment per Moderate injuries claim (Reserved for
future use)
22
IndemModerSD
Standard deviation of indemnity payment per Moderate injuries claim (Reserved
for future use)
23
IndemMajorEV
Expected value of indemnity payment per Major injuries claim (Reserved for
future use)
24
IndemMajorSD
Standard deviation of indemnity payment per Major injuries claim (Reserved for
future use)
25
IndemFatalEV
Expected value of indemnity payment per Fatal injuries claim (Reserved for
future use)
26
IndemFatalSD
Standard deviation of indemnity payment per Fatal injuries claim (Reserved for
future use)
15
4
Details of Each Record Type
4.1
Policy Record (Record Type 60)
The purpose of the policy record is to provide identifying information for the policy. Most fields in this record are not used in an analysis, but they
can be used for portfolio management and reporting purposes. Each field in this record is described below. The last column in this table indicates
how to supply the value for the field.
4.1 — Policy Record (Record Type 60)
#
Field
Description
Details
1
RecTypeCode
Record Type Code: Defines the type of data
in this record.
Enter 60.
2
PolID
Policy Identifier: This is the number that
identifies a policy that covers one or more
risks.
Maximum 32 characters. Characters may be alphanumeric and may
include hyphens and underscores. Must be unique for the Book. A
valid Policy Identifier entry is required for each record.
3
Name
Insured Name: This is a text field that
contains the name of the insured party.
Maximum 60 characters. Must be unique for the Book.
If none, enter X, but this field cannot be X if the Insured ID (field
11) is X.
4
Address
Insured address: This field contains the
insured’s address but is not used in the
analysis.
Maximum 100 characters. If none, enter X.
Use semicolons (;) rather than commas (,) in addresses.
5
UDF1
User-defined field 1: This is a field to be
defined by the user and used for purposes of
aggregation.
include hyphens and underscores. If none, enter X.
6
UDF2
aggregation.
7
UDF3
aggregation.
16
#
Field
Description
Details
8
UDF4
aggregation.
9
UDF5
aggregation.
10
InsuredIDType
Insured ID Type: This field identifies the
type of Insured ID code used in field 11,
InsuredID.
Enter a valid letter code, maximum 6 characters. This field is case
sensitive. The ID Type may be:
AMB = A.M. Best
FEIN = Federal Employers Identification Number
USER = user-defined
X = no insured ID
11
InsuredID
Insured ID: This is a field containing the
insured ID.
Note: Each insured must have a unique ID number
12
EffFrom
Effective Start Date: The date of the first
day on which the policy is effective.
Specify the date using eight digits in the YYYYMMDD format
where:
YYYY is the year (e.g., 2005)
MM is the month (e.g., 03 for March)
DD is the day (e.g., 08 for day 8)
Example: March 8, 2005 would be entered as 20050308.
13
EffTo
Effective End Date: The date of the last day
on which the policy is effective.
Specify the date using eight digits in the YYYYMMDD format
14
Currency
Currency Name: The base currency for this
policy; for analysis at policy level, all
locations will be converted to base currency.
Maximum 3 characters. Enter a valid currency code. For the U.S.,
enter USD. For other countries, see Appendix I: Currency Codes.
15
ExchRate
Currency Exchange Rate
Reserved for future use. Enter 0.
Note: Currency exchange rates are specified in the CLASIC/2
Options table (choose Tools | Options from the main menu).
17
#
Field
Description
Details
16
UserLOB
User LOB: This field contains the user’s
Line of Business.
Maximum 10 characters.
Note: Lines of business should be unique between property and
workers’ compensation if you need to see data separately for
property and workers compensation.
17
Peril
Peril code: This code defines the peril(s)
covered by this policy.
See Appendix J: Perils Covered Codes for a list of valid codes. If
entering multiple perils, separate the codes with a + symbol (e.g.,
PWH+PES). This field is case sensitive.
18
PolForm
Policy Form: This field contains the userdefined policy form.
19
Status
Status: This field indicates the status of the
policy.
Enter one of the valid letter codes:
S = Submitted
Q = Quoted
B = Bound
C = Cancelled
R = Rejected
Note: This field is case sensitive.
20
ContractType
Contract Type: This field indicates the type
of policy.
PP = Primary Property
PWC = Primary Workers’ Compensation (U.S. only)
18
4.2
Layer Record (Record Type 61)
This record contains information about a single layer in this policy. It is required for excess policies, policies containing blanket terms or policies
with a combined single limit (CSL). If the policy contains multiple layers, a separate layer record is required for each. All layer record terms will
be applied to each location covered by the policy. Some of the fields in this record are not used in the analysis, but can be used for portfolio
management and reporting purposes. Each field is described below. The last column in the table indicates how to supply the value for each field.
4.2 — Layer Record (Record Type 61)
#
Field
Description
Details
1
RecTypeCode
Record Type Code: Defines the type of data in this
record.
Enter 61.
2
PolID
Policy Identifier: This number identifies the policy for
which this layer is defined. The value of this field links
this record to its policy record.
Maximum 32 characters. A valid entry is required for each
record, and it must exactly match the PolID value in the
policy record (record type 60).
3
LayerID
Policy Layer Identifier: Identifies the layer with which
this record is associated. Layers should be numbered as
1, 2, 3, etc.
Maximum 60 characters. A valid numeric entry is required
for each layer record. The numbers should be sequential
starting with 1 for the first layer of the policy.
4
Premium
Premium: This is the total premium you receive for this
layer.
Maximum 30 characters. Enter the actual premium value.
Otherwise enter 0.
5
Peril
Layer Peril: Identifies the peril covered by this layer.
See Appendix J: Perils Covered Codes for a list of valid
codes. If entering multiple perils, separate the codes with a
+ symbol (e.g., PWH+PES). This field is case sensitive.
19
#
Field
Description
Details
6
Limit Type
Limit Type: This field indicates whether the policy is
an excess policy, a blanket policy or a policy with
coverage-specific terms.
Enter the valid letter code:
B = Blanket
E = Excess
C = Limit by Coverage
CB = Combined limit for Coverages A, B and C with
separate limit for Coverage D
CSL100 = Combined Single Limit (CSL) with 100%
participation (intended for use with Offshore model)
CSLAI = CSL with Assured Interest (AI) (intended
for use with Offshore model)
7
Limit1
Limit 1: For blanket (B) policies, this field represents
the total insured (blanket) limit.
For excess (E) policies, this field represents the
―primary‖ limit as being the total limit for this layer
irrespective of your participation. For example, if you
are insuring 4% of 100 million excess of 5 million,
then the primary limit is 100 million.
For limit by coverage (C) and combined limit (CB)
policies, this field is not used.
Maximum 30 characters. Enter the actual limit value.
Note: For Workers’ Compensation policies, terms are
entered in the layer record, not on locations. For statutory
coverage with no deductible or retention, no layer is
required (loss is unlimited). If a deductible applies,
include a layer record, and be sure that Limit1 is a large
value. For excess policies, enter the appropriate limit. If
statutory coverage applies above on excess layer another
layer record should be included.
For CSL100 and CSLAI policies, this field represents
the limit.
8
Limit2
Limit 2: For excess policies, this field will represent
the ―gross‖ limit for your participation in this layer,
before ceded reinsurance if any. For example, if you
are insuring 4% of 100 million excess of 5 million,
then the gross limit is 4 million.
For excess policies, enter the actual value. Maximum
30 characters. Must be less than or equal to the value
of Limit 1.
For all other policies, enter 0.
20
#
Field
Description
Details
9
AttachPt
Attachment Point Amount: This is the amount of
original risk above which your limit attaches.
Deductibles can be entered separately or can be
included as part of the Attachment Point Amount with
a $0 deductible used.
Maximum 30 characters. Enter the appropriate monetary
value, or 0.
10
LimitA
Not used for limit by coverage (C) or combined limit (CB)
policies.
Limit A: Limit for Coverage A.
For by-coverage (C) policies, enter the actual limit
value for coverage A.
For combined coverage (CB), enter the combined
limit value for coverages A, B and C.
For CSL policies, enter the priority of Coverage A (14). If coverage A is not part of the CSL, enter 0.
For blanket (B) and excess (E) policies, enter 0.
11
LimitB
Limit B: Limit for Coverage B.
value for coverage B.
For CSL policies, enter the priority of Coverage B (14). If coverage B is not part of the CSL, enter 0.
12
LimitC
Limit C: Limit for Coverage C.
value for coverage C.
For CSL policies, enter the priority of Coverage C (14). If coverage C is not part of the CSL, enter 0.
13
LimitD
Limit D: Limit for Coverage D.
For by-coverage (C) and combined coverage (CB)
policies, enter the actual limit value for coverage D.
For CSL policies, enter the priority of Coverage D (14). If coverage D is not part of the CSL, enter 0.
For blanket and excess policies, enter 0.
21
#
Field
Description
Details
14
AttachPtA
Attachment Point A: Attachment point for Coverage A
For by-coverage (C) policies, enter the coverage A
attachment point
For combined coverage (CB) policies, enter the
combined coverage A, B and C attachment point.
15
AttachPtB
Attachment Point B: Attachment point for Coverage B
For by-coverage (C) policies, enter the coverage B
attachment point
16
AttachPtC
Attachment Point C: Attachment point for Coverage C
For by-coverage (C) policies, enter the coverage C
attachment point
17
AttachPtD
Attachment Point D: Attachment point for Coverage D
For by-coverage (C) and combined coverage (CB)
policies, enter the coverage D attachment point
22
#
Field
Description
Details
18
DedType
Deductible Type: This field identifies the type of
deductible being used for this layer or, in the case of
excess policies, the attachment point. The deductible
specified here applies to all locations covered by the
policy.
Maximum 2 characters. Enter one of the valid letter codes.
If none, only location level deductibles are used. This field
is case sensitive. Deductible type and deductible value
must be the same for all layers within a policy.
For AP, FR, BL, and PL deductible types, the location
level deductibles, if any, will be applied first. For all
Min\Max Deductible types, the location deductibles
(for the risks affected by a given event) will be
compared to the layer deductible to determine the
deductible amount. For example, if the Layer
Deductible is MI=$5000 and the applicable Location
deductibles = $1000, $5000 will be the resulting
deductible amount.
Note: The minimum policy deductible should be at
least as large as the smallest location deductible.
19
DedAmt1
Deductible Amount 1: Depending on the Deductible
Type, this field contains the actual value of:
Attachment point
Minimum deductible (for Deductible Types MM or
MI). Property exposures only.
NO
AP
FR
MM
MI
MA
BL
PL
=
=
=
=
=
=
=
=
None
Attachment Point
Franchise
Minimum and Maximum Deductible
Minimum Deductible
Maximum Deductible
Blanket Deductible
Percent of loss (blanket) deductible
Deductible types MM, MI and MA are not supported for
workers’ compensation policies.
Maximum 30 characters. Enter the actual monetary value,
up to 2 decimal places.
For Percent of Loss Deductible (PL), enter the percentage
of the deductible as a decimal between 0 and 1.
Maximum deductible (for Deductible Type MA).
Property exposures only.
Blanket deductible (for Deductible Type BL or
FR). This field contains a percentage for
Deductible Type PL.
20
DedAmt2
Deductible Amount 2: The field represents the actual
value of the maximum deductible amount for
Deductible Type MM. Property exposures only.
Maximum 30 characters. Enter the actual monetary value
of the maximum deductible amount, up to 2 decimal
places, for Deductible Type MM; otherwise enter 0.
23
#
Field
Description
Details
21
Reinst
Number of Reinstatements of the Limit: This is the
maximum number of times the gross layer occurrence
limit can be reinstated during the period of coverage.
22
ReinsCount
Number of Ceded Reinsurance Contracts: This field
represents the number of reinsurance contracts (both
treaty and facultative) that protect this layer.
If none enter 0; there will be no further fields in this
record. Otherwise, enter the appropriate number and
complete each of the subsequent fields.
Note: Reinsurance, which applies to individual
location(s), must be shown on those records.
Note: Fields 23-29 (below) must be repeated for each
reinsurance contract.
Reinsurance Order Field: This field represents the
order in which the reinsurance will be applied.
Enter a positive integer.
23
ReinsOrder
1 = Indicates that this reinsurance contract is applied
first and inures to the benefit of all other reinsurance
contracts.
2 = Indicates that this contract is applied 2nd and
inures to the benefit of all reinsurance contracts with
order 3 and higher.
Contracts that don’t inure to each other should have the
same Reinsurance Order number. For example, if an
excess-per-risk program inures to the benefit of quota
share reinsurance, each layer of the excess-per-risk
program would have a Reinsurance Order of 1.
Note: All facultative reinsurance inures to the benefit
of treaty reinsurances and all facultative reinsurance is
applied in parallel, i.e., without regard to inuring order.
24
ReinsType
Ceded Reinsurance Type: This field contains a code
indicating the ―type‖ of reinsurance.
Note: Examples of Ceded Reinsurance Types NFG.
Assume you are insuring 4% of 100 million excess of 5
million; the primary limit in this example is $100M
and the gross limit is $4M.
You can buy excess facultative on this risk and express
the ceded facultative reinsurance in terms of your $4M
gross limit as $2M excess of $2M.
3 = Indicates that this contract is applied 3rd and inures
to the benefit of all reinsurance contracts with order 4
and higher.
etc.
Maximum 4 characters. Enter one of the valid letter codes:
PFCP = Proportional facultative reinsurance
expressed as ceded percent
PFCA = Proportional facultative reinsurance
expressed as ceded amount
NFG = Non-proportional fac expressed in terms of
your gross limit (before ceded reinsurance)
SS = Surplus share treaty
PFCA not supported for workers’ compensation policies.
24
#
Field
Description
Details
25
ReinsCID
Certificate or Program ID: This field contains the
unique identifier that has been assigned to the
reinsurance certificate or to the reinsurance program
that will be described in the following fields.
Maximum 32 characters. Enter the unique, user-defined
certificate or program ID.
26
ReinsField1
Ceded Reinsurance Field 1:
If Ceded Reinsurance Type (field 24) is PFCP, this
field contains the percent of proportional
facultative reinsurance ceded
If Ceded Reinsurance Type (field 24) is PFCA, this
field contains the monetary value of the ceded
proportional facultative reinsurance
If Ceded Reinsurance Type (field 24) is NFG or
SS, this field contains the layer number of the
ceded excess facultative reinsurance. Each layer
should be identified by a number 1, 2, 3, etc.
Note: the actual terms of the treaties will be entered in
the user interface.
27
ReinsField2
If Ceded Reinsurance Type (field 24) is PFCP, enter the
appropriate percentage as a decimal greater than 0 and less
than 1. For example, 0.12 for 12%.
If Ceded Reinsurance Type (field 24) is PFCA, enter the
monetary value.
If Ceded Reinsurance Type (field 24) is NFG or SS, enter
a positive integer.
If Ceded Reinsurance Type (field 24) is NFG or SS,
this field will contain the ―gross‖ limit for the layer of
coverage of which the reinsurance is a part.
the appropriate monetary value.
Otherwise enter 0.
28
ReinsField3
Ceded Reinsurance Field 3: If Ceded Reinsurance
Type (field 24) is NFG or SS, this field will contain the
attachment point for the ceded facultative reinsurance.
Enter the appropriate monetary value. Otherwise enter 0.
29
ReinsField4
Type (field 24) is NFG or SS, this field will contain the
percent of ceded reinsurance.
Enter the appropriate percent as a decimal greater than 0
and less than 1. For example, 0.12 for 12%.
25
4.3
Sublimit Record (Record Type 62)
If a policy contains area-specific sublimits, its layer record (see section 4.2) must be followed by an applicable sublimit record or records. It is
important to note that each sublimit record applies to a specific geographic area. Therefore, if there are two such sublimits, then you will need two
sublimit records for the policy.
Note:
The geographic area covered by a sublimit is identified by a user-defined value, the description of which is only known to the person creating this file. In other
words, the software using this data has no direct knowledge of this description. This makes it very easy to specify any arbitrary geographic area (e.g., “east of
Interstate Highway 95 and south of the Massachusetts turnpike”) by any arbitrary but unique code, e.g., 567. Accordingly, in the location records that are
covered by the terms and conditions of a specific sublimit, you must specify the appropriate sublimit area identifier, such as 567.
Each of the fields of this record is described below. The last column in the table indicates what you must do to supply the value for the field, if this
record is included in the data file.
4.3 — Sublimit Record (Record Type 62)
#
Field
Description
Details
1
RecTypeCode
Record Type Code: This code defines the type of data
in this record.
Enter 62
2
PolID
Policy Identifier: This is the number that identifies the
policy for which this sublimit is defined. The value of
this field links this record to its policy record.
Maximum 32 characters. A valid entry is required for
each record, and it must exactly match the PolID value
in the policy record (record type 60).
3
LayerID
Policy Layer Identifier: This identifies the layer for
which this sublimit is defined. The value of this field
links this record to its layer record.
each record, and it must exactly match the LayerID
value in the layer record (record type 61).
4
AreaCode
Sublimit Area Code: This value identifies the area for
which the sublimit applies.
Enter the user-defined code of the area for which the
Sublimit applies. Maximum 20 alphanumeric characters,
which may include hyphens and underscores.
Note: You need to define your areas and specify a
unique code for each one. Locations will only be
included in the sublimit area if they are properly
identified with Sublimit Area Codes on the location
records (Rt = 63).
If the Sublimit applies for all areas, enter ALL.
26
#
Field
Description
Details
5
Peril
Sublimit Peril Code: This code identifies the peril for
which the sublimit applies.
codes. If entering multiple perils, separate the codes
with a + symbol (e.g., PWH+PES). This field is case
sensitive.
6
LimitType
Sublimit Type: This field indicates whether the sublimit
is an excess, blanket or by-coverage sublimit.
Enter the valid letter code:
An excess sublimit is one in which the sublimit has
an attachment point that is different from those in
the policy/layer.
A blanket sublimit is one in which the limit and/or
the deductibles is different from those in the
policy.
If both the limit and the attachment point are different
than those in the policy, use the excess sublimit.
B = Blanket
E = Excess
C = Limit by coverage (location participation
percentages)
CB = Combined limit for Coverages A, B and C,
with separate limit for Coverage D
C100 = Limit by coverage with 100% participation
CAI = Limit by coverage with Assured Interest
(AI)
7
Limit1
Sublimit Field 1: For blanket (B) sublimits, this field
represents the total insured (blanket) limit applicable to
the sublimit.
For blanket (B) and excess (E) sublimits, enter the
actual limit value. Maximum 30 characters
For all other sublimits, not used.
For excess (E) sublimits, this field represents the
―primary‖ limit being the total for the sublimit area or
peril irrespective of your participation.
8
Limit2
Sublimit Field 2: For excess (E) sublimits, this field
will represent the ―gross limit,‖ the limit for your
participation, before ceded reinsurance.
For excess (E) sublimits, enter the actual value.
Maximum 30 characters. Must be less than or equal
to Limit 1.
For all other sublimits, not used.
27
#
Field
Description
Details
9
LimitA
Limit A: Coverage A limit
For by-coverage (C, C100 and CAI) sublimits, enter
the actual limit value for Coverage A.
For combined coverage (CB) sublimits, enter the
actual combined limit for Coverages A, B and C.
Not used for blanket or excess sublimits.
10
LimitB
Limit B: Coverage B limit
the actual limit value for Coverage B.
Not used for all other sublimits.
11
LimitC
Limit C: Coverage C limit
the actual limit value for Coverage C.
Not used for all other sublimits.
12
LimitD
Limit D: Coverage D limit
For by-coverage (C, C100 and CAI) and combined
coverage (CB) sublimits, enter the actual limit value
for Coverage D.
Not used for blanket or excess sublimits.
13
AttachPt
Attachment Point Amount
28
#
Field
Description
Details
14
DedType
deductible being used for this sublimit or, in the case of
excess policies, the attachment point. The deductible
specified here applies to all locations covered by the
policy.
Enter a valid code:
NO = None
For all Min\Max Deductible types, the location
deductibles (for the risks affected by a given event)
will be compared to the sublimit deductible to
determine the deductible amount. For example, if the
Sublimit Deductible is MI=$5000 and the applicable
Location deductibles = $1000, $5000 will be the
resulting deductible amount.
MM = Minimum and Maximum
MI = Minimum
MA = Maximum
Sublimit deductibles types MM, MI and MA are only
valid when the corresponding layer deductible type is
NO, MM, MI or MA.
Note: The minimum policy deductible should be at
least as large as the smallest location deductible.
15
DedAmt1
Deductible Amount 1: Depending on the Deductible
Type, this field contains the actual value of:
Minimum deductible (for Deductible Types MM or
MI). Property exposures only.
Maximum deductible (for Deductible Type MA).
Property exposures only.
For minimum and maximum (MM) deductibles,
enter the actual value of the minimum deductible.
For minimum (MI) deductibles, enter the actual
value of the minimum deductible.
For maximum (MA) enter the actual value of the
maximum deductible.
If no deductibles are used, enter 0.
16
17
DedAmt2
Reinst
Deductible Amount 2: The field represents the actual
value of the maximum deductible amount for
Deductible Type MM. Property exposures only.
Number of Reinstatements: The maximum number of
times the sublimit can be reinstated during the
coverage period.
For minimum and maximum (MM) deductibles,
enter the actual value of the maximum deductible.
For all other deductible types (NO, MI and MA),
enter 0.
29
4.4
Location Record (Record Type 63)
This record contains information on risk(s) at a single location. The fields in this record define the risk in terms of its location, its key structural
characteristics, any risk-specific assumptions, insurance conditions applicable to the location, and any reinsurance provisions. Any insurance terms
that apply on a blanket basis across locations should be entered on the layer or sublimit records.
Note:
Insurance terms on this record are ignored for workers’ compensation policies (contract type PWC).
You can specify data on multiple risks in a single record if they meet the following conditions:
All of the risks are at the same location (i.e., have the same Area, Subarea and PostalArea values. See below.)
All of the risks have essentially identical location level insurance conditions (i.e., have essentially the same replacement values, sums-insured
values, deductibles, etc.)
All of the risks have essentially identical structural characteristics (i.e., same construction, occupancy, age, height, etc.)
In other words, all of the risks are homogeneous. If the risks are not homogeneous, then each risk must be defined in a record of its own.
Combining heterogeneous risks in a single record can produce incorrect results.
When combining risks, make sure to enter total number of risks in field 18 (RiskCount). This will ensure that Claims Count, if selected in
the analysis options, will be accurate.
Each field of this record is described below. The last column in the table indicates how to supply the value for the field.
4.4 — Location Record (Record Type 63)
#
Field
Description
Details
1
RecTypeCode
record.
Enter 63
2
PolID
Policy Identifier: Identifies a policy that covers the
risks in this record.
Maximum 32 characters. A valid entry is required for each
record, and it must match exactly the PolID value in the
policy record (record type 60) record.
3
LocID
Location Identifier: This identifies a location that
covers the risks in this record.
Maximum 60 characters. A valid entry is required. Entry
can be alphanumeric characters and may include hyphens
and underscores.
4
Name
Location Name: This text field contains the name of
the location.
Maximum 60 characters. If none, enter X. This field is not
used in analyses
30
#
Field
Description
Details
5
Address
Street Address: Identifies the street address of the
location and is critical for purposes of geocoding.
Maximum 100 characters. Use semicolons (;) rather than
commas (,) in addresses.
For offshore platforms, this field corresponds to the
Complete Area Definition, a combination of the
platform’s Protraction, Block and Structure Name.
For offshore platforms, enter the Area/Protraction
followed by the Block followed by the Structure Name.
These values should be separated by spaces. For example,
SS 26 B-HTR. If unknown, enter X.
City: Identifies the city.
6
City
location’s AIR ID, a unique AIR-assigned
identification number for the platform.
7
AreaScheme
Area Scheme: Identifies the type of area codes to be
used.
Enter the area scheme corresponding to the type of
location area information (see Appendix C: Area Schemes).
In the case of multiple schemes (in a particular country),
use the scheme associated with the highest level of
resolution according to the area information entered.
For example, if entering area/postal code, select the
scheme listed for the postal code; if entering area only,
select the scheme listed for area.
8
Area
Area: Identifies the area (that is, state or CRESTA
zone) in which the risks represented in this record
are located.
Enter a valid code (see Appendix D: Area Codes). If
unknown, enter 0.
Note: When entering CRESTA codes, locations must be
aggregated such that one location record (with the
appropriate number of risks) is used for each unique
combination of CRESTA, Construction, Occupancy (etc).
Whenever possible, users should avoid having one location
for each risk in a CRESTA zone. See Appendix E:
CRESTA Codes for information on the application of
reinsurance to CRESTA distributed locations.
31
#
Field
Description
Details
9
SubArea
Subarea: Identifies the subarea of the area in Area
(field 8).
Enter a valid code (see Appendix F: Subarea Codes). If
unknown, enter 0.
10
PostalArea
PostalArea: Identifies the postal code where the
risks are located.
Enter a valid code; if postal code is unknown, enter 0. For
example, in the U.S., enter either a valid 5-digit zip code or
a valid 9-digit zip code. The 9-digit zip code must be
entered with a hyphen between the 5-digit zip and the
additional 4 digits, i.e., #####-####.
Block.
For other countries, see Appendix G: Postal Delivery
Areas.
11
Country
Country Code: Identifies the country in which
exposures are located.
Enter a valid code. For the U.S., enter 01. For other
countries, see Appendix B: Country Codes
12
GeoLat
GeoCodeN: Identifies the latitude (degrees north) of
the risk. If the latitude is south of the equator, then
enter it as a negative number.
Maximum 16 characters. Enter the latitude with at least 2
decimal places. If unknown, enter 0.
13
GeoLong
GeoCodeE: Identifies the longitude (degrees east)
of the risk. If the longitude is west of the Greenwich
meridian, then enter it as a negative number.
Maximum is 16 characters. Enter the longitude with at
least 2 decimal places. If unknown, enter 0.
14
EffFrom
Effective Start Date: The date of the first day on
which coverage for this location is effective.
Reserved for future use. Policy effective start date is used
in analysis. Enter the effective date from the Policy record,
in the YYYYMMDD format where:
YYYY is the year (e.g., 2004)
MM is the month (e.g., 03 for March)
DD is the day (e.g., 08 for day 8)
Example: March 8, 2004 would be entered as 20040308.
15
EffTo
Effective End Date: The date of the last day on
which coverage for this location is effective.
Reserved for future use. Policy effective start date is used
in analysis. Enter the effective date from the Policy record,
in the YYYYMMDD format
32
#
Field
Description
Details
16
Currency
Currency Name: This is a text field that identifies
the currency in which replacement values, limits,
etc. have been provided for this location.
Enter a valid currency code. For U.S., enter USD. For
other countries, see Appendix I: Currency Codes.
17
ExchRate
Currency Exchange Rate
18
RiskCount
Number of Risks for this record. This field
represents the number of risks covered for this
record.
Maximum 30 characters. Enter the appropriate positive
integer.
19
RepValBldg
Total Replacement Value of the Building: This field
represents the sum of the replacement values of all
Buildings covered in this record.
Maximum 30 characters. Enter the actual value or the
insurance-to-value assumption as a decimal between 0 and
1. Enter 0 if the building is not covered, or for any
workers’ compensation policy. For the Plate Glass model,
enter the total replacement value of all of the glass in the
building.
20
RepValOStr
Total Replacement Value of the Other Structures:
This field represents the sum of the replacement
values of all Other Structures covered in this
record.
insurance-to-value assumption as a decimal greater than 0
and less than 1.
Enter 0 if other structures are not covered or for any
workers’ compensation or offshore platform policies. Not
supported for Plate Glass model.
21
RepValCont
Total Replacement Value of the Contents: This field
represents the sum of the replacement values or
actual cash values of all Contents covered in this
record.
insurance-to-value assumption as a decimal greater than 0
and less than 1.
Enter 0 if contents are not covered or for any workers’
compensation or offshore platform policies. Not supported
for Plate Glass model.
33
#
Field
Description
Details
22
RepValTime
Total Replacement Value Time Element: This field
represents the yearly cost for all time element
coverage for the risks covered in this record.
Maximum 30 characters. Enter the actual value.
Enter 0 if time element is not covered or for any workers’
compensation or offshore platform policies. Not supported
Note: Extra expense is automatically included for Japan
Typhoon. Additional time element calculations are not
currently supported in the Japan Typhoon, Earthquake and
Fire Following models. Therefore RepValTime is not used
for Japan analyses (enter 0).
23
RVDaysCovered
Replacement Value Days Covered: This field
represents the number of days represented by the
value in the Total Replacement Value Time
Element.
Enter the number of days for which RepValTime applies.
For example, if RepValTime is per diem, enter 1; if
RepValTime is an annual total, enter 365.
Enter 0 for any offshore platform policies.
The value of RepValTime will be divided by
RVDaysCovered, so users may select any number between
1 and 365 that generates the best estimate of a per diem
payout.
24
Premium
Premium: This field represents the sum of the
written premiums for all the risks covered in this
record. This field is not used in the analysis.
Maximum 30 characters. Enter the actual value, or enter 0.
34
#
Field
Description
Details
25
ConType
Construction Code Type: This field identifies the
construction code source used in this record.
Enter a valid value:
AIR = AIR codes
ATC = ATC codes
ISE = ISO earthquake codes
ISF = ISO fire codes
ISW = ISO dwelling codes
RMI = RMS Industrial Facility codes
RMS = RMS codes
26
ConBldg
Construction Class of Building: This defines the
construction class of the building(s) covered in this
record.
Enter the corresponding code from your code source. See
Appendix L: Construction Class Codes for AIR’s
construction class codes.
27
ConOStr
Construction Class of Other Structures: This
defines the construction class of the other
structure(s) covered in this record.
Enter the corresponding code from your code source. See
Appendix L: Construction Class Codes.
For workers’ compensation policies, this should match
ConBldg.
For offshore platform policies, enter X.
28
DamageModFactor
Contents Damage Modification Factor
Reserved for future use. Enter 1.0.
35
#
Field
Description
Details
29
OccType
Occupancy Code Type: This field identifies the
occupancy code source used in this record.
Enter a valid value:
AIR = AIR codes
ATC = ATC codes
ISB = ISO Business Owners (BOP) codes
ISC = ISO Commercial, Fire and Allied Lines
(COMFAL) codes
ISO = ISO codes
RMI = RMS Industrial Facility Codes
RMS = RMS codes
RWC = RMS Workers’ Compensation codes
SIC = SIC codes
30
Occ
Occupancy Class: This field defines the type of
activity carried out in the risks covered in this
record.
Enter a valid value. Enter the corresponding code from
your code source. See Appendix N: Occupancy Class
Codes.
31
YearBuilt
Year Built: This field identifies the year in which
the building was built or underwent a major
upgrade.
Used for Earthquake and Florida Hurricane analysis. For
Florida Hurricane, entering Year Built of 2002 (or later)
specifies that the building has been constructed to 2001
Florida Building Code standards.
Enter a valid year (YYYY). Otherwise enter 0.
32
Stories
Stories: This field represents the number of floors
or stories of the risks covered in this record.
Enter a valid value. Otherwise enter 0.
Not supported for offshore platform policies.
33
GRCBldg
Guaranteed Replacement Cost Factor for Building
34
GRCCont
Guaranteed Replacement Cost Factor for Contents
35
GrossArea
Gross Area: This field represents the total area of
the building, in square feet or square meters.
Numeric
Not supported for offshore platform policies.
36
#
Field
Description
Details
36
PerilCount
Number of Peril Combinations: This field
represents the number of unique combinations of
perils for which terms are the same.
Enter the appropriate numeric value:
1 = Insurance terms are the same for all perils.
2 = One peril has different insurance terms; all other perils
have the same terms.
etc.
Note: Fields 37 – 58 (below) must be completed
for each peril combination.
For Workers’ Compensation policies, enter 1; only fields
37 and 51-58 will be used.
37
Peril
Peril(s) Covered: This field identifies the peril(s)
covered for the risk in this record.
codes. If entering multiple perils, separate the codes with a
+ symbol (e.g., PWH+PES). This field is case sensitive.
For Workers’ Compensation policies, valid entries are
PES, PTR or PES+PTR. The entry will dictate application
of reinsurance terms (if any) included in fields 51-58.
38
LimitType
Limit Type: This field indicates the type of limit to
be applied to this location.
Maximum 1 character. Enter one of the valid letter codes:
N = None (see layer record)
C = Limit applies by coverage
S = Limit is computed by combining the limit amounts
for all coverages and applying that total limit to total
loss from all coverages
Enter N for workers’ compensation policies.
37
#
Field
Description
Details
39
Limit1
Building or Site Limit: This field represents the
building insured limit.
Maximum 30 characters. Enter a valid value, or 0 if there
is no limit at the location level. Enter 0 for workers’
compensation policies.
Note: 0 indicates no limit — losses will be limited only by
the amount of replacement value. Enter 0 in the
Replacement Value field for policies that provide no
coverage.
40
Limit2
Other Structures Limit: This field represents the
insured limit for other structures.
Maximum 30 characters. Enter a valid value or 0. Enter 0
for workers’ compensation policies. Not applicable for
Plate Glass model.
Note: 0 indicates no limit—losses will be limited only by
coverage.
41
Limit3
Contents Limit: This field represents the insured
limit for contents.
Plate Glass model.
coverage.
38
#
Field
Description
Details
42
Limit4
Time Element Limit: This field represents the
insured limit for time element coverage.
Plate Glass model.
When the deductible type (field 44) is site percentage (SP),
this limit must be entered as a monetary value.
coverage.
Note: Extra expense is automatically estimated for Japan
Typhoon, and losses are limited by the amount specified in
Limit 4. For Fire Following Earthquake (PEF peril) the
Earthquake Fire Expense Insurance (EFEI) is included (if
applicable) with losses limited by the amount specified in
Limit 4.
43
Participation
Participation: The percentage of the risk that is
covered by the insurer.
Enter a decimal value 0 – 1.
If the Limit Type on the Layer Record (Field 6) is a
combined single limit and/or the Limit Type on the
Sublimit Record (Field 6) is C100 or CAI, this field
represents the assured interest percentage, which is
applied by conditioning the layer losses by a
weighted average of the losses for each location in
the subarea/policy.
44
DedType
deductible being used for this location.
($ indicates the entry should be a monetary value;
% indicates the entry should be a percentage)
Maximum 2 characters. This field is case sensitive. Enter
one of the valid letter codes:
NO = None
BA = $ Combined - excluding Time
39
#
Field
Description
Details
Combined (Site/Standard): These deductibles are
computed by combining the deductible amounts
for all coverages (A, B, C, D) and applying that
total amount across loss from all coverages. If
deductible percents are provided, the percents
will first be applied to the respective limit (or
replacement value if no limit is provided). The
respective deductible amount will then be
combined and applied across loss from all
coverages. For example, if the deductible is
$1000 for each coverage, enter DedType = SA,
and 1000 for each deductible type field (Ded1,
Ded2, Ded3, Ded4).
Note: When coverage is provided for one coverage
type (i.e., building, other structures, contents,
time element), or when a deductible applies to
only one coverage type, a CA or CP deductible
type should be used. For example, renter’s
policies covering contents and additional living
expenses should be coded as CA or CP when the
specified deductible applies only to the contents
loss.
Combined – including Time separately: Same as
Site/Standard except the time element is
computed separately and not combined with the
other coverages. Building, other structures, and
contents deductibles will be combined and
applied across the losses for those coverages. The
time element deductible will be applied
separately to the time element loss.
Combined – excluding Time: Same as
Site/Standard except that time element is not
BP = % Combined - excluding Time
CA = $ Coverage
CP = % Coverage
DA = $ Combined - including Time separately
DP = % Combined - including Time separately
FR = $ Franchise
MA = $ Mini-policy
ML = Maximum of dollar amount or percent of loss
MP = % Mini-policy
SA = $ Site/Standard Combined
SP = % Site/Standard Combined
SL = Site % of loss
AA = Annual Amount
Enter NO for workers’ compensation policies.
40
#
Field
Description
Details
included; no deductible will be applied to time
element loss. No value should be entered in the
time element deductible field.
Coverage deductibles: These deductibles are
computed by coverage and applied by coverage.
Franchise Deductibles: These deductibles apply on
a combined basis to all coverages. The franchise
deductible acts as a ―trigger‖ such that the entire
amount of loss is used once the loss exceeds the
deductible.
Mini-policy deductibles: These deductibles are
computed based on the building limit and applied
to building loss only. Loss from contents will
only be considered if building loss exceeds the
deductible. Deductibles other than the building
deductibles (Ded1) will be disregarded.
Maximum of amount or percent loss: The
maximum of the site or percent of loss applies to
losses combined for buildings, other structures or
contents. Separate deductibles apply for losses
from time.
Percent of loss deductible: These deductibles are
applied across loss from all coverages.
Annual deductible: If the deductible type is AA
(annual amount), place the hurricane deductible
in the field for Deductible 1 (field 45). Place the
minimum all other perils deductible in the field
for Deductible 2 (field 46).
45
Ded1
Deductible 1: For all Deductible Types (field 44),
this field contains the actual monetary value of the
building or site deductible, or the percent that will
be applied to Limit 1 (field 39).
For the deductible type SL (% of loss), this field
Maximum 30 characters. Enter a valid monetary value, a
percentage as a decimal greater than 0 and less than 1. For
example, 0.12 for 12%.
Enter 0 for workers’ compensation policies.
41
#
Field
Description
Details
contains the percent of loss that will be applied
across loss from all coverage and can only be
entered in this field.
46
Ded2
Deductible 2: If Deductible Type (field 44) is SA,
SP, C*, D* or B*, this field represents the actual
value of the other structures deductible or the
percent that will be applied to Limit 2 (field 40).
If Deductible Type is ML, this field represents the
percent of loss deductible that will be applied to
losses combined for buildings, other structures and
contents.
47
Ded3
Deductible 3: If Deductible Type (field 44) is SA,
SP, C*, D* or B*, this field represents the actual
value of the contents deductible or the percent that
will be applied Limit 3 (field 41).
Enter 0 for workers’ compensation policies. Not applicable
Enter 0 for workers’ compensation policies. Not applicable
48
Ded4
Deductible 4: If Deductible Type (field 44) is ML,
SA, SP, D* or C*, this field represents the actual
value of the time element deductible or the percent
that will be applied to the Limit 4 (field 42).
Enter 0 for workers’ compensation policies.
49
Territory
User-defined territory: This field identifies the
user-defined territory in which the risks are located.
Maximum 30 characters. If applicable, enter an
alphanumeric code. The code may include hyphens and
underscores. Otherwise enter 0.
50
SublimitArea
User-defined sublimit area code: This code
identifies the sublimit area in which the risks are
located. If defined, it should match a
SublimitAreaCode field in the sublimit record.
Maximum 30 characters. If applicable, enter an alphanumeric code. The code may include hyphens and
underscores. Otherwise enter 0. Do not use ―All‖ or
―None‖ in the sublimit area code.
42
#
Field
Description
Details
51
ReinsCount
Number of Ceded Reinsurance Contracts: This field
represents the number of reinsurance contracts
(both treaty and facultative) that protect this
location. This and the following reinsurance fields
are required only for reinsurance contracts that
contain terms that are unique for this location. If the
policy contains a layer record, reinsurance should
be applied at the layer level, not at the location
level.
If none, enter 0; there are no further fields in this record.
Otherwise, enter the appropriate number and complete
each of the following fields.
Reinsurance Order Field. This field represents the
order in which the reinsurance will be applied.
Enter a positive integer:
52
ReinsOrder
Note: Fields 52-58 below must be repeated for each
reinsurance contract.
Contracts that don’t inure to each other should have
the same Reinsurance Order number. For example,
if an excess-per-risk program inures to the benefit
of a quota share reinsurance, each layer of the
excess-per-risk program would have a Reinsurance
Order of 1.
Note: All facultative reinsurance inures to the
benefit of treaty reinsurances and all facultative
reinsurance is applied in parallel, i.e., without
regard to inuring order.
1 = Indicates that this reinsurance contract is applied
first and inures to the benefit of all other reinsurance
contracts.
2 = Indicates that this contract is applied second and
order 3 and higher.
3 = Indicates that this contract is applied third and
order 4 and higher.
etc.
43
#
Field
Description
Details
53
ReinsType
Ceded Reinsurance Type: This field contains a code
indicating the ―type‖ of reinsurance:
PFCP = Proportional facultative reinsurance
expressed as ceded percent
PFCA = Proportional facultative reinsurance
expressed as the ceded amount
NFG = Non-proportional facultative reinsurance
expressed in terms of your gross limit (before ceded
reinsurance.
Examples of Ceded Reinsurance Type NFG:
Assume you are insuring 4% of 100 million
excess of 5 million; the primary limit in this
example is $100M and the gross limit is $4M.
You can buy excess facultative on this risk and
express the ceded facultative reinsurance in
terms of your $4M gross limit as $2M excess of
$2M.
SS = Surplus share treaty.
This field is case sensitive. PFCA is not supported for
workers’ compensation policies.
54
ReinsCID
Certificate or Program ID: This field contains the
unique identifier that has been assigned to the
reinsurance certificate or to the reinsurance program
that will be described in the following fields.
Maximum 32 characters. Enter the unique, user-defined ID
for the certificate or program.
55
ReinsField1
If Ceded Reinsurance Type (field 53) is PFCP,
this field contains the percent of proportional
facultative reinsurance ceded.
If Ceded Reinsurance Type (field 53) is PFCA,
this field contains the monetary value of the
ceded proportional facultative reinsurance.
If Ceded Reinsurance Type (field 53) is NFG or
SS, this field contains the layer number of the
ceded excess facultative reinsurance. Each layer
should be identified by a number — 1, 2, 3, etc.
If Ceded Reinsurance Type (field 53) is PFCP, enter the
appropriate percentage as a decimal greater than 0 and less
than 1. For example, 0.12 for 12%.
If Ceded Reinsurance Type (field 53) is PFCA, enter the
monetary value.
a positive integer.
Note: the actual terms of the treaties will be entered
in the user interface.
44
#
Field
Description
Details
56
ReinsField2
If Ceded Reinsurance Type (field 53) is NFG or SS,
this field will contain the ―gross‖ limit for the layer
of coverage of which this reinsurance is a part.
the appropriate monetary value.
Otherwise enter 0.
57
ReinsField3
Type (field 53) is NFG or SS, this field will contain
the attachment point for the ceded facultative
reinsurance.
Enter the appropriate monetary value; otherwise enter 0.
58
ReinsField4
Type (field 53) is NFG or SS, this field will contain
the percent of ceded reinsurance.
Enter the appropriate percent as a decimal greater than 0
and less than 1. For example, 0.12 for 12%.
4.5
Location Detail Record (Record Type 64)
The location detail record is supported for U.S. Tropical Cyclone, U.S. Wildfire, and U.S. and Canada Earthquake.
This record is optional. It contains detailed information on risk(s) at a single location. The information should be provided whenever possible to
produce the most credible and realistic analysis results. The fields in this record define the risk in terms of its key structural characteristics. The
user must select a construction class other than ―Unknown‖ in Field 26 of Record 63, in order for the following characteristics to affect loss
results.
Important:
For Florida Hurricane analyses, if the user supplies a location detail record (record type 64) and the Year Built field in the location record (record type 63) is
greater than or equal to “2002”, then certain fields in the location detail record are pre-selected. User input for the following fields will be ignored if the Year
Built = 2002 (or later): Roof Geometry, Roof Pitch, Roof Deck, Roof Deck Attachment, Roof Cover, Roof Cover Attachment, Roof Anchorage, Glass Percent,
Window Protection and Exterior Doors.
4.5
#
Field
Description
Details
1
RecTypeCode
Record Type Code: This code defines the type of
data in this record.
Enter 64.
45
4.5
#
Field
Description
Details
2
PolID
Policy Identifier: This is the number that identifies
the policy that covers the risks in this record.
Maximum 32 characters. A valid entry is required
for each record, and it must exactly match the
PolID value in the policy record (Rt = 60).
3
LocID
A valid entry is required for each record, and it must
exactly match the LocID value in the location
record (Rt = 63).
4
SealApprove
Seal of Approval
Reserved for future use. Enter X.
5
IrFloorOfInterest
Floor of Interest: Identifies the floor of concern.
See Appendix R: Location Detail Codes.
6
IrBldCond
Building Condition: A general description of
building condition from visual inspection.
See Appendix R: Location Detail Codes
7
IrProximity
Proximity exposure: Distance to the closest
structure.
8
IrTreeExposure
Tree exposure: Tree hazard around the building.
9
IrSmallDebris
Small debris source: Potential of small debris in a
radius of 200 ft.
10
IrLargeMissile
Large missile source: Potential of large missiles in
a radius of 100 feet.
11
IrTerrainRoughness
Terrain roughness: Terrain conditions
12
IrAdBldHeight
Average building height: Average height of
buildings adjacent to the building of interest.
13
IrBldOrientation
Building Orientation: Orientation of the building
14
IrShape
Building shape: Overall shape of the building
15
IrTorsion
Torsion: Layout of structural elements that can
lead to torsional loads
16
IrSoftStory
Soft-story: A structural weakness at any floor. First
floor garages and taller first floors are likely to
exhibit soft-story behavior.
46
4.5
#
Field
Description
Details
17
IrStrucIrreg
Structural irregularity: Irregularity in such things
as floor plan, structural components, etc.
18
IrSpecial
Special earthquake-resistive systems: Earthquakeresistive systems installed in the building.
19
IrRetrofit
Retrofit measures: Retrofit measures used
20
IrRoofGeometry
Roof geometry: Shape of the roof
21
IrRoofPitch
Roof pitch: Slope of the roof
22
IrRoofCover
Roof covering: Material used to cover the roof
23
IrRoofDeck
Roof deck: Material used in the roof deck of the
building
24
IrRoofCoverAttch
Roof covering attachment: Type of connections
used to secure the roof covering to the roof deck.
25
IrRoofDeckAttch
Roof deck attachment: Type of connections used to
secure the roof deck to the roof support system.
26
IrRoofAnchorage
Roof anchorage: Type of connections used to
secure the roof support system to the walls of the
building.
27
IrRoofBuilt
Roof Built: The year in which the roof was built
28
IrWall
Wall type: Material used in the external walls of
the building
29
IrWallSiding
Wall siding: Material used for weather protection
of the external walls of the building
30
IrGlassType
Glass type: Type of glass used in the building
31
IrGlassPercent
Glass percent: Indicates the percent of the walls
covered by glass
32
IrWindowProt
Window protection: Type of wind protection
system used for the windows of the building
47
4.5
#
Field
Description
Details
33
IrExteriorDoors
Exterior doors: Type of doors used on the exterior
of the building
34
IrBldFndConn
Building-foundation connection: Type of
connection used between the structure and the
foundation
35
IrFoundation
Foundation type: Form of the construction of the
building foundation
36
IrIntPartition
Internal partition walls: Nature of the interior
partition walls
37
IrAttachStruct
Wall attached structures: Structures that are
physically attached to the building
38
IrAppurtStruct
Appurtenant structures: Structures that are not
physically attached to the building
39
IrMechSystem
Roof attached structures: Mechanical and other
equipment on the roof of the building
48
4.6
Offshore Location Detail Record (Record Type 64.1)
The offshore location detail record is for offshore risks in the Gulf of Mexico only. This optional record contains detailed information for a single
offshore location. If the Country is 57 (Gulf of Mexico), this optional record should follow the related location record (record type 63).
Each field of this record is described below. The last column indicates how to supply the value for the field.
4.6
#
Field
Description
Details
1
RecTypeCode
record.
Enter 64.1
2
PolID
each record and it must match exactly the PolID value
3
LocID
Location Identifier: Identifies a location that covers
the risks in this record.
each record and it must match exactly the LocID value
in the location record (record type 63).
4
GasProductionRate
Gas Production Rate: The rate of gas produced by the
platform per day, measured in Mcf (1,000 cubic feet).
Enter the appropriate value in Mcf. If unknown, enter
-1.
5
OilProductionRate
Oil Production Rate: The rate of oil produced by the
platform per day, measured in barrels.
Enter the appropriate number of barrels. If unknown,
enter -1.
6
DeckHeight
Deck Height: The height of the deck above the water,
measured in meters.
Enter the appropriate value in meters. If unknown,
enter -1.
7
SlotCount
Slot Count: The number of wells on the platform.
Enter the appropriate value: 0 - 50. If unknown, enter
-1.
8
SlotDrillCount
Slot Drill Count: The total number of holes, with and
without wells.
Enter the appropriate value: 0 - 50. If unknown, enter
-1.
9
LegCount
Leg Count: The number of legs on the platform.
Enter the appropriate value: 0 – 44. If unknown, enter
0.
10
DeckCount
Deck Count: The number of decks on the platform.
Enter the appropriate value: 0 – 10. If unknown, enter
0.
49
4.6
#
Field
Description
Details
11
TransFrameType
Transverse Frame Type: The type (or shape) of
transverse framing used to brace the platform legs.
Enter a valid number code:
0 = Unknown
4 = KH
1 = XH
2=X
5=K
6 = /H
3=N
7=/
12
TopsideCost
Topside Cost: The cost of the deck(s) and equipment
on the platform, entered as a percentage of the
platform replacement cost.
Enter a percent value between 0 – 1.
13
Manned
Manned: Indicates whether the platform is manned.
0 = Unknown
1 = Manned
2 = Unmanned
14
CompanySize
Company Size: The size of the company that operates
the platform.
0 = Unknown
1 = Small
2 = Medium
3 = Large
50
4.6
#
Field
Description
Details
15
ExposureClass
Exposure Class: Exposure level used to determine
appropriate design criteria for new platforms:
Level 1 (L1): Platforms that are permanently
manned and not evacuated prior to an
environmental event (e.g., a hurricane). These
platforms have high consequences of failure, in
that they are major platforms and/or platforms
which have a potential for oil and/or sour gas flow
(production not shut in) during an environmental
event or in the event of platform failure. Platforms
that support major oil pipelines and/or storage
facilities are also considered to be in this
category.
0 = Unknown
3 = L3
1 = L1
2 = L2
4 = NEW
Level 2 (L2): Platforms that are manned but
evacuated during an environmental event.
Consequences of failure are categorized as
medium. These platforms are typical of the life
safety and consequence of failure considerations
for the vast majority of the Gulf of Mexico
platforms installed to date. All wells on these
platforms that could flow on their own in the
event of platform failure must contain fully
functional subsurface safety valves.
Level 3 (L3): Platforms that are either unmanned.
Consequences of failure are categorized as low.
These platforms are typical of the life safety and
consequence of failure considerations for the vast
majority of the Gulf of Mexico platforms installed
to date. All wells on these platforms that could
flow on their own in the event of platform failure
must contain fully functional subsurface safety
valves.
51
4.7
Workers Compensation Record (Record Type 65)
The workers’ compensation record is supported for the U.S. only. This record contains information on the workers compensation exposure for a
single location. If the Contract Type is ―PWC‖ this is a required record and must follow the related location record (record type 63) for each
location at which the user provides workers compensation coverage.
Each field of this record is described below. The last column indicates how to supply the value for the field.
4.7
Workers’ Compensation Record (Record Type 65)
#
Field
Description
Details
1
RecTypeCode
record.
Enter 65
2
PolID
each record and it must match exactly the PolID value
3
LocID
each record and it must match exactly the LocID value
in the location record (record type 63).
4
NumEmployees
Number of Employees at this location: This field
represents the number of covered employees at this
location.
Maximum 30 characters. Enter the number of
employees at this location. Enter 0 if Annual Payroll
and Average Annual Payroll are to be used instead.
5
PctDayShift
Percentage of NumEmployees in Day Shift at this
location: This field indicates the percentage of
covered employees who will be at this location during
normal working hours (9 a.m. – 4:59 p.m.). This
percentage of employees will be assumed to be at this
location for eight hours per day.
Maximum 30 characters. Enter the percentage as a
decimal greater than 0 and less than 1. For example,
0.12 for 12%. To use AIR default values enter X.
For a list of AIR default values see Appendix H:
Workers’ Compensation Defaults.
6
PctEveningShift
Percentage of NumEmployees in Evening Shift at this
location: This field indicates the percentage of covered
employees who will be at this location during evening
hours, or during typical commute times (7 a.m. – 8:59
a.m., 5 p.m. – 6:59 p.m.). This percentage of
employees will be assumed to be at this location for
four hours per day.
52
4.7
#
Field
Description
Details
7
PctNightShift
Percentage of NumEmployees in the Night Shift at this
location: This field indicates the percentage of
covered employees who will be at this location during
the night shift (7 p.m. – 6:59 a.m.). This percentage of
employees will be assumed to be at this location for
twelve hours per day.
8
AnnualPayroll
Annual Payroll for employees at this location: This
field provides the total annual payroll for all covered
employees at this location.
Maximum 30 characters. Enter the actual value of
covered employee payroll. If Number of Employees is
provided, enter 0 for this and for AvgAnnWage.
9
AvgAnnWage
Average Annual Payroll per employees at this
location: This field provides the average wage for all
covered employees at this location.
Maximum 30 characters. Enter the actual value of the
average wage for all covered employees at this
location. If Number of Employees is provided, enter 0
for this and for AnnualPayroll field. To use default
value (state average), enter X.
10
PerilsCovered
Perils Covered
11
MedMinorEV
Expected Value of Medical payment per Minor
injuries claim: This field provides the expected value
of the medical component of minor injuries.
Applies for medical and indemnity payments.
To use AIR default values, enter X.
12
MedMinorSD
Standard Deviation of Medical payment per Minor
injuries claim
13
MedModerEV
Expected Value of Medical payment per Moderate
of the medical component of moderate injuries.
Maximum 30 characters. Enter the actual value. To use
AIR default values, enter X.
14
MedModerSD
Standard Deviation of Medical payment per Moderate
injuries claim
15
MedMajorEV
Expected Value of Medical payment per Major
of the medical component of major injuries.
Maximum 30 characters. Enter the actual value. To use
AIR default values, enter X.
16
MedMajorSD
Standard Deviation of Medical payment per Major
injuries claim
53
4.7
#
Field
Description
Details
17
MedFatalEV
Expected Value of Medical payment per Fatal injuries
claim: This field provides the expected value of the
medical component of fatal injuries.
To use AIR default values, enter X.
18
MedFatalSD
Standard Deviation of Medical payment per Fatal
injuries claim
19
IndemMinorEV
Expected Value of Indemnity payment per Minor
injuries claim
20
IndemMinorSD
Standard Deviation of Indemnity payment per Minor
injuries claim
21
IndemModerEV
Expected Value of Indemnity payment per Moderate
injuries claim
22
IndemModerSD
Standard Deviation of Indemnity payment per
Moderate injuries claim
23
IndemMajorEV
Expected Value of Indemnity payment per Major
injuries claim
24
IndemMajorSD
Standard Deviation of Indemnity payment per Major
injuries claim
25
IndemFatalEV
Expected Value of Indemnity payment per Fatal
injuries claim
26
IndemFatalSD
Standard Deviation of Indemnity payment per Fatal
injuries claim
54
5
Appendices
5.1
Appendix A: Geographic Resolution
The following lists the minimum geographic resolution needed to be able to successfully import a location.
Country
Geographic Resolution
Country
Australia
Area or Postal
Ireland
City or Area
Austria
City or Area or Postal
Israel
Bahamas
Italy
Barbados
City or Area
Jamaica
City or Area
Belgium
Japan
Area or Subarea
Belize
Area
Luxembourg
City or Area or Municipality
Bermuda
Mexico
City or Area or Subarea or Postal
Canada
Area/Subarea or Postal
Netherlands
Cayman Islands
New Zealand
China
Area or Subarea or Postal
Nicaragua
Area
Costa Rica
Area
Norway
Denmark
Panama
Area
Dominican Republic
City or Area
Portugal
El Salvador
Area
Puerto Rico
France
St. Maarten
Country
Germany
City or Area or Subarea or Postal
St. Martin
Country
Greece
Sweden
City or Area or Municipality
Guatemala
Area
Switzerland
Gulf of Mexico
Protraction/Block
Trinidad and Tobago
Area
Honduras
Area
Turkey
55
Country
Country
United Kingdom
U.S. Virgin Islands
United States
City/Area or Area/Subarea or Postal
5.2
Appendix B: Country Codes
Enter the numeric country code. Countries modeled by AIR are listed in bold text.
Code
Description
Abbrev
Code
Description
Abbrev
Code
Description
Abbrev
23
Australia
AS
48
Honduras
HN
42
Trinidad and Tobago
TD
26
Austria
AU
27
Ireland
EI
38
Turkey
TU
12
Bahamas
BF
20
Israel
IS
11
United Kingdom
UK
39
Barbados
BB
19
Italy
IT
1
United States
US
2
Belgium
BE
22
Jamaica
JM
13
Virgin Islands (US)
VQ
54
Belize
BZ
21
Japan
JA
230
Afghanistan
AF
14
Bermuda
BD
6
Luxembourg
LU
90
Åland Islands
AX
18
Canada
CA
28
Mexico
MX
231
Albania
AL
40
Cayman Islands
CJ
7
Netherlands
NL
232
Algeria
DZ
53
China
CH
24
New Zealand
NZ
233
American Samoa
AS
49
Costa Rica
CR
55
Nicaragua
NI
234
Andorra
AD
3
Denmark
DA
8
Norway
NO
235
Angola
AO
41
Dominican Republic
DR
56
Panama
PA
181
Anguilla
AI
47
El Salvador
SV
35
Portugal
PO
236
Antarctica
AQ
4
France
FR
15
Puerto Rico
PQ
237
Antigua and Barbuda
AG
5
Germany
GM
16
St. Maarten
SS
32
Argentina
AR
37
Greece
GR
17
St. Martin
SJ
238
Armenia
AM
46
Guatemala
GT
9
Sweden
SW
154
Aruba
AW
57
Gulf of Mexico
GOM
10
Switzerland
SZ
239
Azerbaijan
AZ
56
Code
Description
Abbrev
Code
Description
Abbrev
Code
Description
Abbrev
240
Bahrain
BH
25
Colombia
CO
95
Gabon
GA
241
Bangladesh
BD
69
Comoros
KM
97
Gambia
GM
60
Belarus
BY
72
Congo
CD
96
Georgia
GE
78
Benin
BJ
71
Congo, Republic of
CG
99
Ghana
GH
245
Bhutan
BT
73
Cook Islands
CK
100
Gibraltar
GI
246
Bolivia
BO
116
Côte D'Ivoire
CI
102
Greenland
GL
Bosnia and
Herzegovina
74
Croatia
HR
103
Grenada
GD
247
BA
75
Cuba
CU
104
Guadeloupe
GP
248
Botswana
BW
76
Cyprus
CY
105
Guam
GU
199
Bouvet Island
BV
77
Czech Republic
CZ
242
Guernsey
GG
31
Brazil
BR
94
Djibouti
DJ
106
Guinea
GN
192
British Indian Ocean
Territory
IO
79
Dominica
DM
172
Guinea-Bissau
GW
80
Brunei Darussalam
BN
34
Ecuador
EC
107
Guyana
GY
220
Bulgaria
BG
219
Egypt
EG
108
Haiti
HT
223
Burkina Faso
BF
81
Equatorial Guinea
GQ
Heard Island and
Mcdonald Islands
HM
59
Burundi
BI
61
Cambodia
KH
62
Cameroon
CM
63
Cape Verde
CV
64
Central African
Republic
66
83
Eritrea
ER
109
84
Estonia
EE
52
Hong Kong
HK
82
Ethiopia
ET
111
Hungary
HU
85
Faeroe Islands
FO
112
Iceland
IS
86
Falkland Islands
FK
113
India
IN
CF
88
Fiji
FJ
45
Indonesia
ID
Chad
TD
89
Finland
FI
114
Iran
IR
30
Chile
CI
91
French Guiana
GF
115
Iraq
IQ
67
Christmas Island
CX
92
French Polynesia
PF
221
Isle of Man
IM
68
Cocos Islands
CC
243
Jersey
JE
93
French Southern
Territories
118
Jordan
JO
TF
57
Code
Description
Abbrev
Code
Description
Abbrev
Code
Description
Abbrev
117
Kazakhstan
KZ
141
Mauritius
MU
167
Papua New Guinea
PG
119
Kenya
KE
70
Mayotte
YT
168
Paraguay
PY
101
Kiribati
KI
163
Micronesia
FM
33
Peru
PE
120
Korea
KP
144
Moldova
MD
44
Philippines
RP
122
Kuwait
KW
142
Monaco
MC
170
Pitcairn
PN
123
Kyrgyzstan
KG
143
Mongolia
MN
171
Poland
PL
Lao People's
Democratic Republic
145
Montenegro
ME
174
Qatar
QA
124
LA
146
Montserrat
MS
175
Reunion
RE
127
Latvia
LV
147
Morocco
MA
176
Romania
RO
125
Lebanon
LB
148
Mozambique
MZ
177
Russian Federation
RU
126
Lesotho
LS
58
Myanmar
MM
178
Rwanda
RW
128
Liberia
LR
150
Namibia
NA
244
Saint Barthélemy
BL
129
Libya
LY
151
Nauru
NR
179
Saint Helena
SH
130
Liechtenstein
LI
152
Nepal
NP
180
Saint Kitts and Nevis
KN
131
Lithuania
LT
153
Netherlands Antilles
AN
182
Saint Lucia
LC
132
Macao
MO
155
New Caledonia
NC
218
Macedonia
MK
157
Niger
NE
183
Saint Pierre and
Miquelon
PM
133
Madagascar
MG
158
Nigeria
NG
184
Saint Vincent and the
Grenadines
VC
227
Samoa
WS
185
San Marino
SM
186
Sao Tome and
Principe
ST
187
Saudi Arabia
SA
188
Senegal
SN
189
Serbia
RS
134
Malawi
MW
159
Niue
NU
135
Malaysia
MY
160
Norfolk Island
NF
136
Maldives
MV
137
Mali
ML
161
Northern Mariana
Islands
MP
138
Malta
MT
149
Oman
OM
164
Marshall Islands
MH
166
Pakistan
PK
139
Martinique
MQ
165
Palau
PW
140
Mauritania
MR
98
Palestinian Territories
PS
58
Code
Description
Abbrev
Code
Description
Abbrev
Code
Description
Abbrev
190
Seychelles
SC
204
Swaziland
SZ
211
United Arab Emirates
AE
191
Sierra Leone
SL
205
Syrian Arab Republic
SY
United States Minor
Outlying Islands
UM
51
Singapore
SG
43
Taiwan
TW
162
193
Slovakia
SK
206
Tajikistan
TJ
224
Uruguay
UY
195
Slovenia
SI
222
Tanzania
TZ
225
Uzbekistan
UZ
169
Solomon Islands
SB
207
Thailand
TH
156
Vanuatu
VU
196
Somalia
SO
173
Timor-leste
TL
110
Vatican City
VA
197
South Africa
ZA
208
Togo
TG
29
Venezuela
VE
209
Tokelau
TK
194
Vietnam
VN
87
South Georgia and the
South Sandwich
Islands
GS
210
Tonga
TO
KR
TN
VG
South Korea
Tunisia
121
50
212
Virgin Islands
(British)
WF
ES
TM
Wallis and Futuna
Spain
Turkmenistan
226
36
213
200
Western Sahara
EH
65
Sri Lanka
LK
214
Turks and Caicos
Islands
TC
228
Yemen
YE
201
Sudan
SD
215
Tuvalu
TV
229
Zambia
ZM
202
Suriname
SR
216
Uganda
UG
198
Zimbabwe
ZW
203
Svalbard and Jan
Mayen
SJ
217
Ukraine
UA
59
5.3
Note:
Appendix C: Area Schemes
When importing CRESTAs for modeled countries, enter 1011 in the area scheme field, the CRESTA code in the Area field (field 8 on the UNICEDE/px
location records) and be sure to use the correct country code. When entering CRESTAs for non-modeled countries, enter 9998 in the area scheme field.
The CRESTA option is available for European Wind countries (with the exception of Luxembourg, Ireland and Sweden), Mediterranean
Earthquake countries, non-modeled countries, Australia, New Zealand and Mexico. Please note that risk-based reinsurances are not supported for
CRESTA-aggregated data in these countries. Reinsurance terms included in the UNICEDE files will not be considered during the analysis. Please
also see the note on CRESTA codes in the Area field description in the Location Record. For lists of accepted CRESTA codes, see Appendix E:
CRESTA Codes.
The CRESTA option is also available for Central America Earthquake model countries. While aggregate data can be distributed to a higher
resolution for these countries, the risk-based reinsurances are supported.
For China, data provided at the province and/or county level is disaggregated according to the industry distribution of exposure.
Appendix C: Valid Area Schemes
Area Scheme
Code
Country/Zone
Description
Example
1042
Australia
4-digit postal code
PostalArea=1234
1024
Austria
3-digit district (bezirke) code
Area = 305 (Amstetten)
1027
Austria
4-digit postal code
PostalArea = 1010
1024
Bahamas
1- or 2-digit district code
Area = 3 (Abaco)
1027
Bahamas
1- or 2-character district postal code
PostalArea = FH
1025
Barbados
1- or 2-digit parish code
Area = 1 (Christ Church)
1024
Belgium
2-digit district (arrondissement) code
Area = 41 (Aalst)
1027
Belgium
4-digit postal code
PostalArea = 1741
1047
Belize
1-digit area (CRESTA) code
Area = 1 (Belize City)
1025
Bermuda
1-digit parish code
Area = 6 (Devonshire)
1028
Bermuda
2-character parish postal code
PostalArea = GE
1013
Canada
3-character FSA code
SubArea = K2T
60
Area Scheme
Code
Country/Zone
Description
Example
1014
Canada
3-character FSA or 6-character LDU code
PostalArea = V3W4G3
1024
Cayman Islands
1-digit district code
Area = 3 (George Town)
1027
Cayman Islands
1- to 3-character district postal code
PostalArea = APO
1012
China
2-digit province code
Area = 14 (Shanxi)
1038
China
6-digit subarea (county) code
Subarea = 510123 (Wenjiang Xian – Chengdu)
1039
China
6-digit postal code
PostalArea = 220011
1047
Costa Rica
Area = 2 (Prov. De Alajula)
1011
CRESTA*
CRESTA code
Country = 2, Area = 1
1024
Denmark
3-digit district (amter) code
Area = 102 (Frederiksberg)
1027
Denmark
4-digit postal code
PostalArea = 1200
1012
Dominican Republic
1- or 2-digit province code
Area = 1 (Azua)
1047
El Salvador
Area = 2 (Resto del país)
1023
France
1- or 2-digit/character county (department) code
Area = 67 (Bas-Rhin)
1032
France
5-digit postal code
PostalArea = 13118
1030
Germany
1- or 2-digit region (bundesländer) code
Area = 9 (Bayern)
1031
Germany
5-digit district (kreise) code
SubArea = 16063
1033
Germany
5-digit postal code
PostalArea = 99831
1012
Greece
Province code
Area = 11 (Lisboa)
1034
Greece
2-digit postal code
PostalArea = 10
1040
Greece
5-digit postal code
PostalArea = 153 49
1047
Guatemala
Area = 401 (Tononicapán)
1051
Gulf of Mexico
2-character protraction code and alphanumeric
block code
SubArea = VN, PostalArea = 588
1047
Honduras
Area = 5 (Depto. Choluteca)
61
Area Scheme
Code
Country/Zone
Description
Example
1023
Ireland
County code
Area = 34 (Cavan)
1024
Israel
Sub-district code
Area = 5 (Golan)
1027
Israel
5-digit postal code
PostalArea = 10292
1012
Italy
Province code
Area = 19 (Asti)
1034
Italy
5-digit postal code
PostalArea = 10010
1025
Jamaica
Parish code
Area = 2 (Hanover)
1009
Japan
Prefecture code
Area = 650 (Aichi)
1010
Japan
Wards (KU) code
SubArea = 23422
1024
Luxembourg
District code
Area = 2 (Capellen)
1027
Luxembourg
Municipality (commune) code
PostalArea = 0501
1043
Mexico
5-digit state+municipality code
20456 (Ixcuintepec)
1044
Mexico
5-digit postal code
09449
1046
Mexico
9-digit locality code
020030073 (la Paz)
1012
Netherlands
Province code
Area = 22 (Drenthe)
1034
Netherlands
4-digit postal code
PostalArea = 4001
1042
New Zealand
4-digit postal code
3038
1045
New Zealand
6-digit area unit (city) code
547700 (St. Leonards)
1047
Nicaragua
Area = 1 (Managua)
1024
Norway
District (fylker) code
Area = 2 (Akershus)
1027
Norway
2-digit postal code
PostalArea = 35
1006
Non-modeled
Countries
2-3 digit country code
Country = 238 (Armenia)
9998
Non-modeled
CRESTAs
CRESTA code
Country = 255, Area = 2 (District of Sofiya,
Bulgaria)
62
Area Scheme
Code
Country/Zone
Description
Example
1047
Panama
Area = 2 (Colón, zona libre)
1024
Portugal
District code
Area = 10 (Leiria)
1027
Portugal
4-digit postal code
PostalArea = 3720
1026
Puerto Rico
Municipality code
Area = 109 (Patillas)
1029
Puerto Rico
Municipality postal code
PostalArea = 00733
1024
St. Maarten
Country code
Country = 16
1024
St. Martin
Country code
Country = 17
1012
Sweden
Province (län) code
Area = 10 (Blekinge)
1034
Sweden
2-digit postal code
Area = 41
1041
Sweden
4-digit municipality code
Postal = 0184 (Solna)
1030
Switzerland
Region (kantone) code
Area = 19 (Aargau)
1035
Switzerland
4-digit postal code
PostalArea = 5246
1023
Trinidad and Tobago
County code
Area = 1 (Caroni)
1012
Turkey
Province code
Area = 3 (Afyon)
1036
Turkey
2-digit IL (province) code + 2-digit ILCE (district) PostalArea = 3412
code
1021
United Kingdom
Postcode area code
Area = AB (Aberdeen)
1022
United Kingdom
Postal sector code
PostalArea = AB10 1
1003
United States
5-digit ZIP postal code
PostalArea = 02166
1008
United States
9-digit ZIP postal code
PostalArea = 90012-1234
1024
U.S. Virgin Islands
District code
Area = 10 (St. Croix)
1027
U.S. Virgin Islands
District postal code
PostalArea = 00802
63
5.4
Appendix D: Area Codes
5.4.1
Australia (country code = 23)
At the area level, only CRESTA codes are supported. See Appendix E: CRESTA Codes beginning on page 87.
5.4.2
Austria Bezirkes (country code = 26)
Area Codes — Austria
Code
Bezirke
Code
Bezirke
Code
Bezirke
305
Amstetten
308
Gänserndorf
704
Kitzbühel
615
Bad Radkersburg
309
Gmünd
201
Klagenfurt (Stadt)
306
Baden
407
Gmunden
204
Klagenfurt Land
801
Bludenz
601
Graz
609
Knittelfeld
404
Braunau am Inn
606
Graz-Umgebung
312
Korneuburg
802
Bregenz
408
Grieskirchen
313
Krems an der Donau (Land)
307
Bruck an der Leitha
104
Güssing
301
Krems an der Donau (Stadt)
602
Bruck an der Mur
502
Hallein
705
Kufstein
603
Deutschlandsberg
607
Hartberg
706
Landeck
803
Dornbirn
203
Hermagor
610
Leibnitz
405
Eferding
310
Hollabrunn
611
Leoben
103
Eisenstadt (Land)
311
Horn
707
Lienz
101
Eisenstadt (Stadt)
702
Imst
612
Liezen
604
Feldbach
703
Innsbruck-Land
314
Lilienfeld
804
Feldkirch
701
Innsbruck-Stadt
401
Linz
210
Feldkirchen
105
Jennersdorf
410
Linz-Land
406
Freistadt
608
Judenburg
106
Mattersburg
605
Fürstenfeld
409
Kirchdorf an der Krems
315
Melk
64
Code
Bezirke
Code
Bezirke
Code
Bezirke
316
Mistelbach
402
Steyr
908
Wien VIII Josefstadt
317
Mödling
415
Steyr-Land
910
Wien X Favoriten
614
Murau
505
Tamsweg
911
Wien XI Simmering
613
Mürzzuschlag
321
Tulln
912
Wien XII Meidling
318
Neunkirchen
416
Urfahr-Umgebung
913
Wien XIII Hietzing
107
Neusiedl am See
202
Villach (Stadt)
914
Wien XIV Penzing
108
Oberpullendorf
207
Villach Land
919
Wien XIX Döbling
109
Oberwart
417
Vöcklabruck
915
411
Perg
616
Voitsberg
Wien XV RudolfsheimFünfhaus
708
Reutte
208
Völkermarkt
916
Wien XVI Ottakring
412
Ried im Innkreis
322
Waidhofen an der Thaya
917
Wien XVII Hernals
413
Rohrbach
303
Waidhofen an der Ybbs
918
Wien XVIII Währing
102
Rust
617
Weiz
920
Wien XX Brigittenau
501
Salzburg
403
Wels
921
Wien XXI Floridsdorf
503
Salzburg-Umgebung
418
Wels-Land
922
Wien XXII Dounaustadt
504
Sankt Johann im Pongau
901
Wien I Innere Stadt
923
Wien XXIII Liesing
205
Sankt Veit an der Glan
902
Wien II Leopoldstadt
323
Wiener Neustadt (Land)
414
Schärding
903
Wien III Landstraße
304
Wiener Neustadt (Stadt)
320
Scheibbs
904
Wien IV Wieden
324
Wien-Umgebung
709
Schwaz
909
Wien IX Alsergrund
209
Wolfsberg
206
Spittal an der Drau
905
Wien V Margareten
506
Zell am See
319
St. Pölten (Land)
906
Wien VI Mariahilf
325
Zwettl
302
St. Pölten (Stadt)
907
Wien VII Neubau
65
5.4.3
Bahamas Districts (country code = 12)
Area Codes — Bahamas
Code
District
Code
District
Code
District
Code
District
3
Abaco
8
Cat Island
13
Harbour Island
16
Ragged Island
4
Acklins
9
Crooked Island
14
Inagua
17
Rum Cay
5
Andros
10
Eleuthra
12
Long Island
18
San Salvador
6
Berry Islands
11
Exuma and Cays
15
Mayaguana
19
Spanish Wells
7
Biminis
2
Grand Bahama
1
New Providence
5.4.4
Barbados Parishes (country code = 39)
Area Codes — Barbados
Code
Parish
Code
Parish
Code
Parish
1
Christ Church
5
St. John
9
St. Peter
2
St. Andrew
6
St. Joseph
10
St. Philip
3
St. George
7
St. Lucy
11
St. Thomas
4
St. James
8
St. Michael
5.4.5
Belgium Arrondissements (country code = 2)
Area Codes — Belgium
Code
Arrondissement
Code
Arrondissement
Code
Arrondissement
41
Aalst
53
Bergen
42
Dendermonde
81
Aarlen
64
Borgworm
32
Diksmuide
51
Aat
31
Brugge
91
Dinant
11
Antwerpen
21
Brussel-Hoofdstad
57
Doornik
82
Bastenaken
52
Charleroi
43
Eeklo
66
Code
Arrondissement
Code
Arrondissement
Code
Arrondissement
44
Gent
12
Mechelen
56
Thuin
23
Halle-Vilvoorde
54
Moeskroen
37
Tielt
71
Hasselt
92
Namen
73
Tongeren
61
Hoei
84
Neufchâteau
13
Turnhout
33
Ieper
25
Nijvel
63
Verviers
34
Kortrijk
35
Oostende
38
Veurne
24
Leuven
45
Oudenaarde
85
Virton
62
Luik
93
Philippeville
55
Zinnik
72
Maaseik
36
Roeselare
83
Marche-en-Famenne
46
Sint-Niklaas
5.4.6
Belize (country code = 54)
5.4.7
Bermuda Parishes (country code = 14)
Area Codes — Bermuda
Area Codes — Bermuda
Code
Parish
Code
Parish
6
Devonshire
7
Smith's
8
Hamilton
2
Southampton
4
Paget
9
St.Georges
5
Pembroke
3
Warwick
1
Sandy’s
67
5.4.8
Canada Provinces (country code = 18)
Area Codes — Canada
Area Codes — Canada
Code
Abbrev.
Province
Code
Abbrev.
Province
48
AB
Alberta
12
NS
Nova Scotia
59
BC
British Columbia
35
ON
Ontario
46
MB
Manitoba
11
PE
Prince Edward Island
13
NB
New Brunswick
24
QC
Quebec
10
NF
Newfoundland
47
SK
Saskatchewan
61
NT
Northwest Territories
60
YT
Yukon
5.4.9
Cayman Island Districts (country code = 40)
Area Codes — Cayman Islands
Area Codes — Cayman Islands
Code
1
7
2
3
Code
6
4
5
District
Bodden Town
Cayman Brac
East End
George Town
District
Little Cayman
North Side
West Bay
5.4.10 China Provinces (country code = 53)
Area Codes — China
Code
Province
Code
Province
Code
Province
Code
Province
34
Anhui
44
Guangdong
23
Heilongjiang
32
Jiangsu
11
Beijing
45
Guangxi
41
Henan
36
Jiangxi
50
Chongqing
52
Guizhou
42
Hubei
22
Jilin
35
Fujian
46
Hainan
43
Hunan
21
Liaoning
62
Gansu
13
Hebei
15
Inner Mongolia
64
Ningxia
68
Code
Province
Code
Province
Code
Province
Code
Province
63
Qinghai
31
Shanghai
12
Tianjin
53
Yunnan
61
Shaanxi
14
Shanxi
65
Xinjiang
33
Zhejiang
37
Shandong
51
Sichuan
54
Xizang
5.4.11 Costa Rica (country code = 49)
5.4.12 Denmark Amters (country code = 3)
Area Codes — Denmark
Code
700
Amter
Århus Amt
Code
150
Amter
Københavns Amt
Code
350
Amter
Storstrøms Amt
400
102
200
420
101
Bornholms Amt
Frederiksberg
Frederiksborg Amt
Fyns Amt
København
800
550
650
250
500
Nordjyllands Amt
Ribe Amt
Ringkøbing Amt
Roskilde Amt
Sønderjyllands Amt
600
300
760
Vejle Amt
Vestsjællands Amt
Viborg Amt
5.4.13 Dominican Republic Provinces (country code = 41)
Area Codes — Dominican Republic
Code
Province
Code
Province
Code
Province
1
Azua
4
Dajabon
8
El Seibo
2
Bahoruco
5
Distrito National
7
Elias Pina
3
Barahona
6
Duarte
9
Espaillat
69
Code
Province
Code
Province
Code
Province
10
Hato Mayor
17
Monte Cristi
25
San Cristobal
11
Independencia
18
Monte Plata
26
San Juan
12
La Altagracia
19
Pedernales
27
San Pedro de Macoris
13
La Romana
20
Peravia
24
Sánchez Ramirez
14
La Vega
21
Puerto Plata
28
Santiago
15
Maria Trinidad Sánchez
22
Salcedo
29
Santiago Rodriguez
16
Monsenor Nouel
23
Samana
30
Valverde
5.4.14 El Salvador (country code = 47)
5.4.15 France Departements (country code = 4)
Area Codes — France
Code
Departement
Code
Departement
Code
Departement
1
Ain
11
Aude
19
Corrèze
2
Aisne
12
Aveyron
2A
Corse-du-Sud
3
Allier
67
Bas-Rhin
21
Côte-d'Or
4
Alpes-de-Haute-Provence
13
Bouches-du-Rhône
22
Côtes-du-Nord
6
Alpes-Maritimes
14
Calvados
23
Creuse
7
Ardèche
15
Cantal
79
Deux-Sèvres
8
Ardennes
16
Charente
24
Dordogne
9
Ariège
17
Charente-Maritime
25
Doubs
10
Aube
18
Cher
26
Drôme
70
Code
Departement
Code
Departement
Code
Departement
91
Essonne
40
Landes
66
Pyrénées-Orientales
27
Eure
42
Loire
69
Rhône
28
Eure-et-Loir
44
Loire-Atlantique
71
Saône-et-Loire
29
Finistère
45
Loiret
72
Sarthe
30
Gard
41
Loir-et-Cher
73
Savoie
32
Gers
46
Lot
77
Seine-et-Marne
33
Gironde
47
Lot-et-Garonne
76
Seine-Maritime
2B
Haute-Corse
48
Lozère
93
Seine-Saint-Denis
31
Haute-Garonne
49
Maine-et-Loire
80
Somme
43
Haute-Loire
50
Manche
81
Tarn
52
Haute-Marne
51
Marne
82
Tarn-et-Garonne
5
Hautes-Alpes
53
Mayenne
90
Territoire-de-Belfort
70
Haute-Saône
54
Meurthe-et-Moselle
94
Val-de-Marne
74
Haute-Savoie
55
Meuse
95
Val-d'Oise
65
Hautes-Pyrénées
99
Monaco
83
Var
87
Haute-Vienne
56
Morbihan
84
Vaucluse
68
Haut-Rhin
57
Moselle
85
Vendée
92
Hauts-de-Seine
58
Nièvre
86
Vienne
34
Hérault
59
Nord
75
Ville-de-Paris
35
Ille-et-Vilaine
60
Oise
88
Vosges
36
Indre
61
Orne
89
Yonne
37
Indre-et-Loire
62
Pas-de-Calais
78
Yvelines
38
Isère
63
Puy-de-Dôme
39
Jura
64
Pyrénées-Atlantiques
71
5.4.16 Germany Bundesländers (country code = 5)
Area Codes — Germany
Code
Bundesländer
Code
Bundesländer
Code
Bundesländer
8
Baden-Württemberg
6
Hessen
14
Sachsen
9
Bayern
13
Mecklenburg-Vorpommern
15
Sachsen-Anhalt
11
Berlin
3
Niedersachsen
1
Schleswig-Holstein
12
Brandenburg
5
Nordrhein-Westfalen
16
Thüringen
4
Bremen
7
Rheinland-Pfalz
2
Hamburg
10
Saarland
5.4.17 Greece Provinces (country code = 37)
Area Codes — Greece
Code
Province
Code
Province
Code
Province
65
Agion Opos
5
Evritania
91
Iraklio
13
Ahaia
71
Evros
41
Karditsa
1
Aitolias Kai Akarnanias
63
Florina
56
Kastoria
A2
Anatoliki Attiki
7
Fokida
55
Kavala
11
Argolidos
6
Fthiotida
23
Kefallonia
12
Arkadias
51
Grevena
22
Kerkira (Corfu)
31
Arta
64
Halkida
82
Kiklades (Cyclades)
A1
Athina (Athens)
94
Hania
57
Kilkis
A3
Ditiki Attiki
85
Hios
15
Korinthos
81
Dodekanissa (Dodecanese)
14
Ilia
58
Kozani
52
Drama
53
Imathia
16
Lakonia
4
Eivoias
33
Ioannina
42
Larissa
72
Code
Province
Code
Province
Code
Province
92
Lasithioi
61
Pieria
54
Thessaloniki
24
Lefkada
34
Preveza
44
Trikala
83
Lesvos
93
Rethimno
3
Voiotia
43
Magnisias
73
Rodopi
72
Xanthi
17
Messinia
84
Samos
21
Zakinthos
A4
Peiria
62
Seres
59
Pela
32
Thesprotia
5.4.18 Guatemala (country code = 46)
5.4.19 Gulf of Mexico Administrative Areas (country code = 57)
Area Codes — Gulf of Mexico
Area Codes — Gulf of Mexico
Code
Administrative Area
Code
Administrative Area
01
Alabama State Waters
28
Mississippi State Waters
12
Florida State Waters
48
Texas State Waters
22
Louisiana State Waters
OSC
Federal Waters
5.4.20 Honduras (country code = 48)
73
5.4.21 Ireland Counties (country code = 27)
Area Codes — Ireland
Code
County
Code
County
Code
County
1
Carlow
6
Kildare
32
Roscommon
34
Cavan
7
Kilkenny
33
Sligo
16
Clare
8
Laoighis
3
South Dublin
19
Cork
30
Leitrim
24
Tipperary North Riding
18
Cork County Borough
23
Limerick
25
Tipperay South Riding
35
Donegal
22
Limerick County Borough
28
Waterford
2
Dublin County Borough
9
Longford
27
Waterford County Borough
5
Dun Laoghaire-Rathdown
10
Louth
13
Westmeath
4
Fingal
31
Mayo
14
Wexford
29
Galway
11
Meath
15
Wicklow
37
Galway County Borough
36
Monaghan
20
Kerry
12
Offaly
5.4.22 Israel Sub-Districts (country code = 20)
Area Codes — Israel
Code
Sub-District
Code
Sub-District
Code
Sub-District
Code
Sub-District
1
Akko
6
Hadera
11
Petah Tiqwa
16
Yizreel
2
Ashqelon
7
Haifa
12
Ramla
17
Zefat
3
Beer Sheva
8
Jericho
13
Rehovot
4
Gaza Area
9
Jerusalem
14
Sharon
5
Golan
10
Kinneret
15
Tel Aviv
74
5.4.23 Italy Provinces (country code = 19)
Area Codes — Italy
Code
Province
Code
Province
Code
Province
Code
Province
84
Agrigento
78
Cosenza
20
Mantova
39
Ravenna
6
Alessandria
19
Cremona
45
Massa Carrara
80
Reggio Calabria
42
Ancona
101
Crotone
77
Matera
35
Reggio Emilia
51
Arezzo
4
Cuneo
83
Messina
57
Rieti
44
Ascoli Piceno
86
Enna
15
Milano
99
Rimini
5
Asti
38
Ferrara
36
Modena
58
Roma
64
Avellino
48
Firenze
63
Napoli
29
Rovigo
72
Bari
71
Foggia
3
Novara
65
Salerno
25
Belluno
40
Forli-Cesena
91
Nuoro
999
San Marino
62
Benevento
60
Frosinone
95
Oristano
90
Sassari
16
Bergamo
10
Genova
28
Padova
9
Savona
96
Biella
31
Gorizia
82
Palermo
52
Siena
37
Bologna
53
Grosseto
34
Parma
89
Siracusa
21
Bolzano
8
Imperia
18
Pavia
14
Sondrio
17
Brescia
94
Isernia
54
Perugia
73
Taranto
74
Brindisi
11
La Spezia
41
Pesaro E Urbino
67
Teramo
92
Cagliari
66
L’Aquila
68
Pescara
55
Terni
85
Caltanissetta
59
Latina
33
Piacenza
1
Torino
70
Campobasso
75
Lecce
50
Pisa
81
Trapani
61
Caserta
97
Lecco
47
Pistoia
22
Trento
87
Catania
49
Livorno
93
Pordenone
26
Treviso
79
Catanzaro
98
Lodi
76
Potenza
32
Trieste
69
Chieti
46
Lucca
100
Prato
30
Udine
13
Como
43
Macerata
88
Ragusa
7
Valle d'Aosta
75
Code
Province
Code
Province
Code
Province
12
Varese
2
Vercelli
24
Vicenza
27
Venezia
23
Verona
56
Viterbo
103
Verbano-CusioOssola
102
Vibo Valentia
5.4.24 Jamaica Parishes (country code = 22)
Area Codes — Jamaica
Code
Parish
Code
Parish
Code
Parish
1
Clarendon
6
St.Andrew
11
St.Mary
2
Hanover
7
St.Ann
12
St.Thomas
3
Kingston
8
St.Catherine
13
Trelawny
4
Manchester
9
St.Elizabeth
14
Westmoreland
5
Portland
10
St.James
5.4.25 Japan Prefectures (country code = 21)
Area Codes — Japan
Code
Prefecture
Code
Prefecture
Code
Prefecture
Code
Prefecture
650
Aichi
330
Fukushima
720
Ishikawa
820
Kyoto
220
Akita
610
Gifu
310
Iwate
660
Mie
210
Aomori
410
Gumma
1010
Kagawa
320
Miyagi
510
Chiba
930
Hiroshima
1170
Kagoshima
1160
Miyazaki
1030
Ehime
100
Hokkaido
530
Kanagawa
620
Nagano
730
Fukui
810
Hyogo
1040
Kochi
1130
Nagasaki
1110
Fukuoka
440
Ibaraki
1140
Kumamoto
850
Nara
76
Code
Prefecture
Code
Prefecture
Code
Prefecture
Code
Prefecture
240
Niigata
1120
Saga
420
Tochigi
860
Wakayama
1150
Oita
430
Saitama
1020
Tokushima
230
Yamagata
920
Okayama
830
Shiga
520
Tokyo Metropolis
950
Yamaguchi
1200
Okinawa
940
Shimane
910
Tottori
630
Yamanashi
840
Osaka
640
Shizuoka
710
Toyama
5.4.26 Luxembourg Districts (country code = 6)
Area Codes — Luxembourg
Code
District
Code
District
Code
District
2
Capellen
12
Grevenmacher
13
Remich
6
Clervaux
4
Luxembourg-Campagne
10
Vianden
7
Diekirch
1
Luxembourg-ville
9
Wiltz
11
Echternach
5
Mersch
3
Esch-Alzette
8
Redange
5.4.27 Mexico States (country code = 28)
Area Codes — Mexico
Code
State
Code
State
Code
State
01
Aguascalientes
06
Colima
11
Guanajuato
02
Baja California
07
Chiapas
12
Guerrero
03
Baja California Sur
08
Chihuahua
13
Hidalgo
04
Campeche
09
Distrito Federal
14
Jalisco
05
Coahuila de Zaragoza
10
Durango
15
Mexico
77
Code
State
Code
State
Code
State
16
Michoacan
22
Queretaro
28
Tamaulipas
17
Morelos
23
Quintana Roo
29
Tlaxcala
18
Nayarit
24
San Luis Potosi
30
Veracruz
19
Nuevo Leon
25
Sinaloa
31
Yucatan
20
Oaxaca
26
Sonora
32
Zacatecas
21
Puebla
27
Tabasco
5.4.28 Netherlands Provinces (country code = 7)
Area Codes — Netherlands
Code
Province
Code
Province
Code
Province
22
Drenthe
20
Groningen
23
Overijssel
24
Flevoland
31
Limburg
26
Utrecht
21
Friesland
30
Noord-Brabant
29
Zeeland
25
Gelderland
27
Noord-Holland
28
Zuid-Holland
5.4.29 New Zealand (country code = 24)
5.4.30 Nicaragua (country code = 55)
78
5.4.31 Norway Fylkers (country code = 8)
Area Codes — Norway
Code
Fylker
Code
Fylker
Code
Fylker
Code
Fylker
2
Akershus
12
Hordaland
3
Oslo
8
Telemark
9
Aust-Agder
15
Møre og Romsdal
1
Østfold
19
Troms
6
Buskerud
18
Nordland
11
Rogaland
10
Vest-Agder
20
Finnmark
17
Nord-Trøndelag
14
Sogn og Fjordane
7
Vestfold
4
Hedmark
5
Oppland
16
Sør-Trøndelag
5.4.32 Panama (country code = 56)
5.4.33 Portugal Districts (country code = 35)
Area Codes — Portugal
Code
District
Code
District
Code
District
1
Aveiro
31
Ilha da Madeira
10
Leiria
2
Beja
48
Ilha das Flores
11
Lisboa
3
Braga
32
Ilha de Porto Santo
12
Portalegre
4
Braganta
41
Ilha de Santa Maria
13
Porto
5
Castelo Branco
45
Ilha de Sao Jorge
14
Santarem
6
Coimbra
42
Ilha de Sao Miguel
15
Setubal
7
Evora
49
Ilha do Corvo
16
Viana do Castelo
8
Faro
47
Ilha do Faial
17
Vila Real
9
Guarda
46
Ilha do Pico
18
Viseu
44
Ilha da Graciosa
43
Ilha Terceira
79
5.4.34 Puerto Rico Municipals (country code = 15)
Area Codes — Puerto Rico
Code
Municipal
Code
Municipal
Code
Municipal
Code
Municipal
1
Adjuntas
41
Cidra
79
Lajas
119
Rio Grande
3
Aguada
43
Coamo
81
Lares
121
Sabana Grande
5
Aguadilla
45
Comerio
83
Las Marias
123
Salinas
7
Aguas Buenas
47
Corozal
85
Las Piedras
125
San German
9
Aibonito
49
Culebra
87
Loiza
127
San Juan
11
Anasco
51
Dorado
89
Luquillo
129
San Lorenzo
13
Arecibo
53
Fajardo
91
Manati
131
San Sebastian
15
Arroyo
54
Florida
93
Maricao
133
Santa Isabel
17
Barceloneta
55
Guanica
95
Maunabo
135
Toa Alta
19
Barranquitas
57
Guayama
97
Mayaguez
137
Toa Baja
21
Bayamon
59
Guayanilla
99
Moca
139
Trujillo Alto
23
Cabo Rojo
61
Guaynabo
101
Morovis
141
Utuado
25
Caguas
63
Gurabo
103
Naguabo
143
Vega Alta
27
Camuy
65
Hatillo
105
Naranjito
145
Vega Baja
29
Canovanas
67
Hormigueros
107
Orocovis
147
Vieques
31
Carolina
69
Humacao
109
Patillas
149
Villalba
33
Catano
71
Isabela
111
Penuelas
151
Yabucoa
35
Cayey
73
Jayuya
113
Ponce
153
Yauco
37
Ceiba
75
Juana Diaz
115
Quebradillas
39
Ciales
77
Juncos
117
Rincon
80
5.4.35 Sweden Läns (country code = 9)
Area Code — Sweden
Code
Läns
Code
Läns
Code
Läns
10
Blekinge län
8
Kalmar län
1
Stockholms län
20
Dalarnas län
7
Kronobergs län
3
Uppsala län
21
Gävleborgs län
25
Norrbottens län
17
Värmlands län
9
Gotlands län
18
Örebro län
24
Västerbottens län
13
Hallands län
5
Östergötlands län
22
Västernorrlands län
23
Jämtlands län
12
Skåne län
19
Västmanlands län
6
Jönköpings län
4
Södermanlands län
14
Västra Götalands län
5.4.36 Switzerland Kantones (country code = 10)
Area Codes — Switzerland
Code
19
15
16
13
12
2
10
Code
25
8
18
26
3
24
7
Code
6
14
5
11
17
20
21
Code
4
23
22
9
1
Kantone
Aargau
Appenzell A.Rh.
Appenzell I.Rh.
Basel-Land
Basel-Stadt
Bern
Fribourg
Kantone
Genève
Glarus
Graubünden
Jura
Luzern
Neuchâtel
Nidwalden
Kantone
Obwalden
Schaffhausen
Schwyz
Solothurn
St. Gallen
Thurgau
Ticino
Kantone
Uri
Valais
Vaud
Zug
Zürich
81
5.4.37 Trinidad and Tobago Counties (country code = 42)
Area Codes — Trinidad and Tobago
Area Codes — Trinidad and Tobago
Code
County
Code
County
1
Caroni
6
St. George
2
Mayaro
7
St. Patrick
3
Nariva
9
Tobago
4
St. Andrew
8
Victoria
5
St. David
5.4.38 Turkey Provinces (country code = 38)
Area Codes — Turkey
Code
Province
Code
Province
Code
Province
Code
Province
1
Adana
69
Bayburt
23
Elazig
46
K.Maras
2
Adiyaman
11
Bilecik
24
Erzincan
78
Karabuk
3
Afyon
12
Bingol
25
Erzurum
70
Karaman
4
Agri
13
Bitlis
26
Eskisehir
36
Kars
68
Aksaray
14
Bolu
27
Gaziantep
37
Kastamonu
5
Amasya
15
Burdur
28
Giresun
38
Kayseri
6
Ankara
16
Bursa
29
Gumushane
79
Kilis
7
Antalya
17
Canakkale
30
Hakkari
71
Kirikkale
75
Ardahan
18
Cankiri
31
Hatay
39
Kirklareli
8
Artvin
19
Corum
33
Icel
40
Kirsehir
9
Aydin
20
Denizli
76
Igdir
41
Kocaeli
10
Balikesir
21
Diyarbakir
32
Isparta
42
Konya
74
Bartin
81
Duzce
34
Istanbul
43
Kutahya
72
Batman
22
Edirne
35
Izmir
44
Malatya
82
Code
Province
Code
Province
Code
Province
Code
Province
45
Manisa
80
Osmaniye
73
Sirnak
65
Van
47
Mardin
53
Rize
58
Sivas
77
Yalova
48
Mugla
54
Sakarya
59
Tekirdag
66
Yozgat
49
Mus
55
Samsun
60
Tokat
67
Zonguldak
50
Nevsehir
63
Sanliurfa
61
Trabzon
51
Nigde
56
Siirt
62
Tunceli
52
Ordu
57
Sinop
64
Usak
5.4.39 United Kingdom Postal Area Codes (country code = 11)
Area Codes — U.K.
Area Codes — U.K.
Area Codes — U.K.
Code
AB
BA
B
BB
FY
BL
BH
BD
BN
BS
BR
CB
CT
CF
Code
CA
IC
CM
CH
TS
CO
CV
CW
CR
DL
DA
DE
DN
DT
Code
DY
DG
DD
DH
EH
EN
EX
FK
TD
G
GL
GU
HX
HG
Postcode Area
Aberdeen
Bath
Birmingham
Blackburn
Blackpool
Bolton
Bournemouth
Bradford
Brighton
Bristol
Bromley
Cambridge
Canterbury
Cardiff
Postcode Area
Carlisle
Channel Islands
Chelmsford
Chester
Cleveland
Colchester
Coventry
Crewe
Croydon
Darlington
Dartford
Derby
Doncaster
Dorchester
Postcode Area
Dudley
Dumfries
Dundee
Durham
Edinburgh
Enfield
Exeter
Falkirk
Galashiels
Glasgow
Gloucester
Guildford
Halifax
Harrogate
83
Area Codes — U.K.
Area Codes — U.K.
Area Codes — U.K.
Code
HA
HP
HR
HD
HU
IG
IV
IP
IM
KA
KT
KY
KW
LA
LS
LE
ZE
LN
L
LD
LL
E
EC
N
NW
SE
SW
Code
W
WC
LU
M
ME
MK
ML
NE
NP
NN
BT
NR
NG
OL
HS
OX
PA
PH
PE
PL
PO
PR
RG
RH
RM
SP
S
Code
SY
SL
UB
SO
SS
AL
SG
SK
ST
SR
SM
SA
SN
TA
TF
TN
TQ
TR
TW
WF
WS
WA
WD
WN
WV
WR
YO
Postcode Area
Harrow
Hemel Hempstead
Hereford
Huddersfield
Hull
Ilford
Inverness
Ipswich
Isle of Man
Kilmarnock
Kingston upon Thames
Kirkcaldy
Kirkwall
Lancaster
Leeds
Leicester
Lerwick
Lincoln
Liverpool
Llandrindod Wells
Llandudno
London E
London EC
London N
London NW
London SE
London SW
Postcode Area
London W
London WC
Luton
Manchester
Medway
Milton Keynes
Motherwell
Newcastle upon Tyne
Newport
Northampton
Northern Ireland
Norwich
Nottingham
Oldham
Outer Hebrides
Oxford
Paisley
Perth
Peterborough
Plymouth
Portsmouth
Preston
Reading
Redhill
Romford
Salisbury
Sheffield
Postcode Area
Shrewsbury
Slough
Southall
Southampton
Southend-on-Sea
St Albans
Stevenage
Stockport
Stoke-on-Trent
Sunderland
Sutton
Swansea
Swindon
Taunton
Telford
Tonbridge
Torquay
Truro
Twickenham
Wakefield
Walsall
Warrington
Watford
Wigan
Wolverhampton
Worcester
York
84
5.4.40 U.S. States (country code = 1)
Area Codes — U.S.
FIPS
Code
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
Postal
Abbrev.
Unknown
AL
AK
AZ
AR
CA
CO
CT
DE
DC
FL
GA
HI
ID
IL
IN
Area Codes — U.S.
State
Unknown
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Dist. Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
FIPS
Code
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
Postal
Abbrev.
IA
KS
KY
LA
ME
MD
MA
MI
MN
MS
MO
MT
NE
NV
NH
NJ
NM
NY
NC
Area Codes — U.S.
State
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
FIPS
Code
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
Postal
Abbrev.
ND
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VT
VA
WA
WV
WI
WY
State
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
85
5.4.41 U.S. Virgin Islands Districts (country code = 13)
Area Codes — U.S. Virgin Islands
Code
District
10
St. Croix
20
St. John
30
St. Thomas
86
5.5
Note:
5.5.1
Appendix E: CRESTA Codes
When using CRESTA, enter 1011 in the area scheme field, the CRESTA code in the Area field (field 8 on the UNICEDE/px location records) and make sure
to use the correct country code.
Australia (country code = 23)
CRESTA Codes — Australia
Code
Description
Code
Description
1
Gold Coast
19
Broome/Wyndham
2
Brisbane
20
Dampier/Port Headland
3
Caloundra
21
Carnarvon/Geraldton
4
Bundaberg
22
Perth
5
Gladstone
23
Bunbury/Albany
6
Rockhampton
24
WA Remainder/SA Remainder
7
Mackay
25
Port Lincoln/Whyalla
8
Bowen
26
Gulf St.Vincent/Kangaroo Isle
9
Townsville
27
Adelaide and Surroundings
10
Halifax
28
Adelaide Remainder
11
Cairns
29
Tasmania
12
N. Queensland
30
Vict. Center/lower S.E. SA
13
Cape York Peninsula
31
Geelong/Warrnambool/Gambier
14
Burketown
32
Wontaggi/Foster
15
Queensland Center/NSW Center
33
Melbourne and Surroundings
16
N. Northern Territory
34
Emerald
17
Darwin
35
Mallacata and Bega
18
Northern Territory Remainder
36
E. Vict/S.E. NSW
87
Code
Description
Code
Description
37
N. Vict/S. NSW/upper S.E. SA
44
Central Coast/Gosford
38
Wagga Wagga/Griffith
45
Blue Mountains
39
Canberra/ACT/etc.
46
Newcastle
40
Wollongong
47
Dubbo/Armidale
41
S. and Central Sydney
48
Port Macquarie
42
W. Sydney
49
Coffs Harbour
43
N. Sydney
5.5.2
Austria (country code = 26)
CRESTA Codes — Austria
Code
Description
Code
Description
Code
Description
10
Wien
30
Boheimkirchen
43
St. Georgen am Walde
11
Wien
31
Kernhof
44
Kleinreifling
12
Wien
32
Langau bei Gaming
45
Molln
13
Wien-Flughafen
33
Gostling an der Ybbs
46
Grunau im Almtal
20
Hollabrunn
34
Hausleiten
47
Grieskirchen
21
Mistelbach an der Zaya
35
Gfohl
48
Ebensee
22
Zistersdorf
36
Yspertal
49
Obernberg am Inn
23
Gross-Enzersdorf
37
Sitzendorf an der Schmida
50
Unken
24
Nickelsdorf
38
Litschau
51
Ostermiething
25
Alland
39
Zwettl
52
Munderfing
26
Schwarzau im Gebirge
40
Linz
53
St. Gilgen
27
Gutenstein
41
Vorderweissenbach
54
Abtenau
28
Aspang
42
Liebenau
55
Tamsweg
88
Code
Description
Code
Description
Code
Description
56
Rauris
71
Illmitz
88
Oberwolz
57
Krimml
72
Mattersburg
89
Stein an der Enns
60
Innsbruck
73
Nikitsch
90
Klagenfurt
61
Neustift im Stubaital
74
Pinkafeld
91
Eisenkappel
62
Mayrhofen
75
Gussing
92
Portschach am Worther See
63
Hopfgarten im Brixental
80
Heiligenkreuz am Waasen
93
Metnitz
64
St. Leonhard im Pitztal
81
Frohnleiten
94
St. Gertraud
65
Feichten im Kaunertal
82
Pollau bei Hartberg
95
Feldkirchen in Kernten
66
Reutte
83
Gnas
96
Hermagor
67
Schruns
84
Leutschach
97
Feistritz an der Drau
68
Dornbirn
85
Deutschlandsberg
98
Malta
69
Hittisau
86
Thorl
99
Matrei in Osttirol
70
Oggau
87
Rottenmann
5.5.3
Belgium (country code = 2)
CRESTA Codes — Belgium
CRESTA Codes — Belgium
Code
Description
Code
Description
1
Bruxelles
6
Charleroi and Libramont
2
d’Anvers and Mechelen
7
Tournai, Ath and Mons
3
Louvain, Tienen and Hasselt
8
Oostende, Brugge, Kortrijk
4
Liege
9
Gent
5
Namur
89
5.5.4
Belize (country code = 54)
CRESTA Codes — Belize
Code
Description
1
Belize City
2
Rest of Belize
5.5.5
China (country code = 53)
RESERVED FOR FUTURE USE
CRESTA Codes — China
Code
Description
Code
Description
Code
Description
Code
Description
1
China 1
22
China 22
43
China 43
64
China 64
2
China 2
23
China 23
44
China 44
65
China 65
3
China 3
24
China 24
45
China 45
66
China 66
4
China 4
25
China 25
46
China 46
67
China 67
5
China 5
26
China 26
47
China 47
71
China 71
6
China 6
27
China 27
51
China 51
72
China 72
7
China 7
30
China 30
52
China 52
73
China 73
10
China 10
31
China 31
53
China 53
74
China 74
11
China 11
32
China 32
54
China 54
75
China 75
12
China 12
33
China 33
55
China 55
81
China 81
13
China 13
34
China 34
56
China 56
83
China 83
15
China 15
35
China 35
57
China 57
84
China 84
16
China 16
36
China 36
61
China 61
85
China 85
20
China 20
41
China 41
62
China 62
21
China 21
42
China 42
63
China 63
90
5.5.6
Costa Rica (country code = 49)
CRESTA Codes — Costa Rica
CRESTA Codes — Costa Rica
Code
Description
Code
Description
1
Prov. de San José
6
Prov. de Puntarenas
2
Prov. de Alajuala
7
Prov. de Limón
3
Prov. de Cartago
4
Prov. de Heredia
5
Prov. de Guanacaste
5.5.7
Denmark (country code = 3)
CRESTA Codes — Denmark
Code
Description
Code
Description
Code
Description
1
Jylland North
5
Jylland South
9
Frederiksborg
2
Jylland West
6
Fyn
10
Kobenhavn
3
Jylland East
7
Sjaelland West
11
Bornholm
4
Jylland South
8
Sjaelland South
5.5.8
El Salvador (country code = 47)
CRESTA Codes — El Salvador
Code
Description
1
Departamento de San Salvador y La Libertad
2
Resto del país
91
5.5.9
France (country code = 4)
CRESTA Codes — France
Code
Description
Code
Description
Code
Description
1
Ain
24
Dordogne
47
Lot-et-Garonne
2
Aisne
25
Doubs
48
Lozere
3
Allier
26
Drome
49
Maine-et-Loire
4
Alpes-de-Haute-Provence
27
Eure
50
Manche
5
Alpes(Haute-)
28
Eure-et-Loire
51
Marne
6
Alpes-Maritimes
29
Finistere
52
Marne(Haute-)
7
Ardeche
30
Gard
53
Mayenne
8
Ardennes
31
Garonne(Haute-)
54
Meurthe-et-Moselle
9
Ariege
32
Gers
55
Meuse
10
Aube
33
Gironde
56
Morbihan
11
Aude
34
Herault
57
Moselle
12
Aveyron
35
Ille-et-Vilaine
58
Nievre
13
Bouches-du-Rhone
36
Indre
59
Nord
14
Calvados
37
Indre-et-Loire
60
Oise
15
Cantal
38
Isere
61
Orne
16
Charente
39
Jura
62
Pas-de-Calais
17
Charente-Maritime
40
Landes
63
Puy-de-Dome
18
Cher
41
Loir-et-Cher
64
Pyrenees-Atlantique
19
Correze
42
Loire
65
Pyrenees(Haute-)
20
Corse
43
Loire(Haute-)
66
Pyrenees-Oriental
21
Cote-d’Or
44
Loire-Atlantique
67
Rhin(Bas-)
22
Cotes-d’Armor
45
Loiret
68
Rhin(Haut-)
23
Creuse
46
Lot
69
Rhone
92
Code
Description
Code
Description
Code
Description
70
Saone(Haut-)
79
Deux-Sevres
88
Vosges
71
Saone-et-Loire
80
Somme
89
Yonne
72
Sarthe
81
Tarn
90
TerritoiredeBelfort
73
Savoie
82
Tarn-et-Garonne
91
Essonne
74
Savoie(Haute-)
83
Var
92
Hauts-de-Seine(Paris)
75
Paris(Ville_de)
84
Vaucluse
93
Seine-Saint-Denis(Paris)
76
Seine-Maritime
85
Vendee
94
Val-de-Marne(Paris)
77
Seine-et-Marne
86
Vienne
95
Val-d’Oise
78
Yvelines
87
Haute-Vienne
96
Monte Carlo
5.5.10 Germany (country code = 5)
CRESTA Codes — Germany
Code
Description
Code
Description
Code
Description
1
Dresden
14
Potsdam and Brandenburg
25
Elmshorn
2
Bautzen/Gorlitz
15
Frankfurt and Oder
26
Emden and Oldenburg
3
Cottbus
16
Oranienburg
27
Bremerhaven
4
Leipzig
17
Neubrandenburg
28
Bremen
6
Halle
18
Rostock and Stralsund
29
Celle
7
Gera
19
Schwerin
30
Hannover
8
Zwickau
20
Hamburg
31
Hannover
9
Chemnitz
21
Hamburg Sud
32
Herford
10
Berlin
22
Hamburg
33
Bielefeld
12
Berlin
23
Lubeck
34
Kassel
13
Berlin
24
Flensburg and Kiel
35
Giessen
93
Code
Description
Code
Description
Code
Description
36
Fulda
58
Hagen
80
Munchen
37
Gottingen
59
Arnsberg and Hamm
81
Munchen
38
Braunschweig
60
Frankfurt am Main
82
Garmisch-Partenkirchen
39
Magdeburg and Stendal
61
Bad Homburg and Friedberg
83
Rosenheim
40
Dusseldorf
63
Aschaffenburg
84
Landshut
41
Monchengladbach
64
Darmstadt
85
Ingolstadt
42
Wuppertal
65
Wiesbaden
86
Augsburg
44
Dortmund
66
Saarbrucken
87
Kempten
45
Essen
67
Kaiserslautern
88
Friedrichshafen
46
Oberhausen
68
Mannheim
89
Ulm
47
Duisburg
69
Heidelberg
90
Nurnberg
48
Munster
70
Stuttgart
91
Ansbach
49
Osnabruck
71
Ludwigsburg and Leonberg
92
Amberg
50
Koln
72
Tubingen
93
Regensburg
51
Koln/Leverkusen
73
Goppingen
94
Passau
52
Aachen
74
Heilbronn
95
Hof
53
Bonn
75
Pforzheim
96
Bamberg
54
Trier
76
Karlsruhe
97
Wurzburg
55
Mainz
77
Offenburg
98
Suhl
56
Koblenz
78
Konstanz
99
Erfurt
57
Siegen
79
Freiburg
94
5.5.11 Greece (country code = 37)
CRESTA Codes — Greece
CRESTA Codes — Greece
Code
Description
Code
Description
1
Thraki and island of Samothraki
10
2
Makedhonia and island of Thasos (excl. Thessaloniki)
Southern Ionian islands (Levkas, Kefallinia, Ithaki,
Zakinthos etc.)
3
City of Thessaloniki
11
Peleponnisos (excl. Patrai)
4
Ipiros and northern Ionian islands (Kerkira, Paxoi, etc.)
12
City of Patrai
5
Thessalia (excl. Volos)
13
6
City of Volos
Northern Sporades, Kikladhes, Limnos, Lesvos, Khios,
Ikaria, Samos
7
Sterea Ellas (excl. Athinai and Piraievs)
14
Crete
8
Evvoia
15
City of Iraklion
9
City of Athinai and Piraievs
16
Dodecanese, Rodhos, Karpathos, Kos
5.5.12 Guatemala (country code = 46)
CRESTA Codes — Guatemala
Code
Description
Code
Description
Code
Description
100
Guatemala City
306
Escuintla
404
Alta Verapaz
200
Resto del Departamento de
Guatemala
307
Santa Rosa
405
El Progreso
308
Jutiapa
406
Jalapa
301
San Marcos
309
Chimaltenango
407
Zacapa
302
Quezaltenango
310
Sacatepequez
408
Izabal
303
Retalhuleu
401
Totonicapan
409
El Peten
304
Solola
402
El Quiche
410
Chiquimula
305
Suchitepequez
403
Baja Verapaz
411
Huehuetenango
95
5.5.13 Honduras (country code = 48)
CRESTA Codes — Honduras
CRESTA Codes — Honduras
Code
Description
Code
Description
1
Distrito Central incl. Tegucigalpa
5
Depto. Choluteca
2
Depto. Francisco Morazán
6
Demás departamentos de Honduras
3
Depto. Cortés
4
Depto. Valle
5.5.14 Israel (country code = 20)
CRESTA Codes — Israel
CRESTA Codes — Israel
Code
Description
Code
Description
1
North zone
5
Jerusalem zone
2
Haifa and Haifa Bay
6
South zone
3
Central zone
4
Greater Tel Aviv
5.5.15 Italy (country code = 19)
CRESTA Codes — Italy
Code
Description
Code
Description
1
Piemonte, Valle d’Aosta, Liguria
3
Veneto, Trentino-Alto Adige Friuli-Venezia Giulia
1.1
Torino
3.1
Udine e Pordenone
2
Lombardia, Emilia-Romagna
4
Toscana, Lazio
2.1
Milano
4.1
Roma
2.2
Bologna
5
Marche, Umbria, Abruzzo, Molise
96
Code
Description
Code
Description
5.1
L’Aquila
7.3
Potenza
6
Puglia
7.4
Catanzaro e Reggio Calabria
6.1
Foggia
8
Sicilia
7
Campania, Basilicata, Calabria
8.1
Messina e Catania
7.1
Napoli
8.2
Siracusa e Ragusa
7.2
Benevento e Avellino
9
Sardegna
5.5.16 Mexico (country code = 28)
Important:
There are two CRESTA coding schemes in Mexico, one for earthquake and one for hurricane. For hurricane exposures in Mexico, use the CRESTA codes on
page 98.
Mexico Earthquake
CRESTA Codes — Mexico Earthquake
Code
Description
Code
Description
E01
Z01:Aguascalientes-A
E11
Z11:Distrito Federal-E
E02
Z02:Baja California Norte-B
E12
Z12:Distrito Federal-F
E03
Z03:Baja California Norte-C
E13
Z13:Distrito Federal-G
E04
Z04:Baja California Sur-B
E14
Z14:Distrito Federal-H
E05
Z05:Campeche Norte Oriental-A
E15
Z15:Durango-A
E06
Z06:Campeche Sur Occidental-B
E16
Z16:Guanajuato-B
E07
Z07:Chiapas-D
E17
Z17:Guerrero Norte Oriental-C
E08
Z08:Chihuahua-A
Z18:Guerrero Sur
Occidental-D
Z19:Acapulco Resto-I
E09
Z09:Coahuila De Zaragoza-A
E18
E10
Z10:Colima-D
E19
97
Code
Description
Code
Description
E20
Z20:Acapulco Relleno-J
E35
Z35:Puebla-B
E21
Z21:Hidalgo-B
E36
Z36:Queretaro de Arteaga-B
E22
Z22:Jalisco Norte Oriental-B
E37
Z37:Quintana Roo-A
E23
Z23:Jalisco Central-C
E38
Z38:San Luis Potosi-A
E24
Z24:Jalisco Sur Occidental-D
E39
Z39:Sinaloa-B
E25
Z25:Mexico-B
E40
Z40:Sonora-B/C
E26
Z26:Mexico-B1
E41
Z41:Tabasco-B
E27
Z27:Michoacan Norte Oriental-B
E42
Z42:Tamaulipas-A
E28
Z28:Michoacan Central-C
E43
Z43:Tlaxcala-B
E29
Z29:Michoacan Sur Occidental-D
E44
Z44:Veracruz Norte-A
E30
Z30:Morelos-B
E45
Z45:Veracruz Central-B
E31
Z31:Nayarit-B
E46
Z46:Veracruz Sur-C
E32
Z32:Nuevo Leon-A
E47
Z47:Yucatan-A
E33
Z33:Oaxaca Norte Oriental-C
E48
Z48:Zacatecas-A
E34
Z34:Oaxaca Sur Occidental-D
Mexico Hurricane
Important:
There are two CRESTA coding schemes in Mexico, one for earthquake and one for hurricane. For earthquake exposures in Mexico, use the CRESTA codes
in the previous table.
CRESTA Codes — Mexico Hurricane
Code
Description
Code
Description
Code
Description
H01
Z01: Aguascalientes (B)
Norte (A)
H04
Z04: Campeche (A) Zona
H02
Z02: Baja California
Z03: Baja California Sur (A)
H05
Z05: Chiapas costera (A)
H03
98
Code
Description
Code
Description
Code
Description
H06
Z06: Chiapas interior (B)
H19
Z19: Michoacán costera (A)
H32
Z32: Sinalóa interior (B)
H07
Z07: Chihuahua (B)
H20
Z20: Michoacán interior (B)
H33
Z33: Sonora costera (A)
H08
Z08: Coahuila (B)
H21
Z21: Morelos (B)
H34
Z34: Sonora interior (B)
H09
Z09: Colima (A)
H22
Z22: Nayarit costera (A)
H35
Z35: Tabasco (A)
H10
Z10: Distrito Federal (B)
H23
Z23: Nayarit interior (B)
H36
Z36: Tamaulipas costera (A)
H11
Z11: Durango (B)
H24
Z24: Nuevo León (B)
H37
Z37: Tamaulipas interior (B)
H12
Z12: Guanajuato (B)
H25
Z25: Oaxaca costera (A)
H38
Z38: Tlaxcala (B)
H13
Z13: Guerrero costera (A)
H26
Z26: Oaxaca interior (B)
H39
Z39: VeracruZcostera (A)
H14
Z14: Guerrero interior (B)
H27
Z27: Puebla (B)
H40
Z40: VeracruZinterior (B)
H15
Z15: Hidalgo (B)
H28
Z28: Querétaro (B)
H41
Z41: Yucatán (A)
H16
Z16: Jalisco costera (A)
H29
Z29: Quintana Roo (A)
H42
Z42: Zacatecas (B)
H17
Z17: Jalisco interior (B)
H30
Z30: San Luis Potosí (B)
H18
Z18: México (B)
H31
Z31: Sinalóa costera (A)
5.5.17 Netherlands (country code = 7)
CRESTA Codes — Netherlands
Code
Description
Code
Description
Code
Description
10
Amsterdam
17
Heerhugow
24
AlphenAan
11
Amsterdam
18
Alkmaar
25
'S-Graven
12
Hilversum
19
Castricum
26
Delft
13
Almere
20
Haarlem
27
Zoetermee
14
Bussum
21
Heemstede
28
Gouda
15
Zaandam
22
Noordwijk
29
CapelleAa
16
Oosterlee
23
Leiden
30
Rotterdam
99
Code
Description
Code
Description
Code
Description
31
Schiedam
54
Uden
77
Balkbrug
32
Spijkenis
55
Veldhoven
78
Emmen
33
Dordrecht
56
Eindhoven
79
Hoogeveen
34
Benschop
57
Helmond
80
Zwolle
35
Utrecht
58
Venray
81
Broekland
36
Maarssen
59
Venlo
82
Lelystad
37
Zeist
60
Weert
83
Tollebeek
38
Amersfoor
61
Echt
84
Lippenhui
39
Veenendaa
62
Maastrich
85
Delfstrah
40
Tiel
63
Valkenbur
86
Sneek
41
Culemborg
64
Heerlen
87
Bolsward
42
Gorinchem
65
Nijmegen
88
Franeker
43
Oosterlan
66
Niftrik
89
Leeuwarde
44
Yerseke
67
Wageninge
90
Idaard
45
Oostburg
68
Arnhem
91
Rinsumage
46
BergenOpZ
69
Zevenaar
92
Drachten
47
Roosendaa
70
Doetinche
93
Lieveren
48
Breda
71
Winterswi
94
Assen
49
Oosterhou
72
Zutphen
95
Stadskana
50
Tilburg
73
Apeldoorn
96
Hoogezand
51
Dongen
74
Deventer
97
Groningen
52
'S-Hertog
75
Enschede
98
Noordhorn
53
Brakel
76
Almelo
99
Appingeda
100
5.5.18 New Zealand (country code = 24)
CRESTA Codes — New Zealand
Code
Description
Code
Description
Code
Description
1
Northland
7
Manawatu
13
Canterbury
2
Auckland
8
Hawkes Bay
14
Westland
3
Waikato
9
Wairarapa
15
Otago
4
Bay of Plenty
10
Wellington
16
Southland
5
Taranaki
11
Nelson
6
East Coast
12
Marlborough
5.5.19 Nicaragua (country code = 55)
CRESTA Codes — Nicaragua
Code
Description
1
Managua
2
Resto del país
5.5.20 Norway (country code = 8)
CRESTA Codes — Norway
Code
Description
Code
Description
Code
Description
Code
Description
1
Østfold
6
Buskerud
11
Rogaland
17
Nord-Trøndelag
2
Akershus
7
Vestfold
12
Hordaland
18
Nordland
3
Oslo
8
Telemark
14
Sogn og Fjordane
19
Troms
4
Hedmark
9
Aust-Agder
15
Møre og Romsdal
20
Finnmark
5
Oppland
10
Vest-Agder
16
Sør-Trøndelag
SJ
Svalbard and Jan
Mayen Islands
101
5.5.21 Panama (country code = 56)
CRESTA Codes — Panama
CRESTA Codes — Panama
Code
Description
Code
Description
1
Prov. de Panamá
6
2
Colón, zona libre
Provincias Oeste (Bocas del Toro, Chiriquí, Veraguas,
Herrera, Los Santos, Coclé)
3
Colón, zona libre nueva
7
Provincias Este (Darién, Comarca de San Blas)
4
Resto de la provincia de Colón
5
Archipiélago de las Perlas y otras islas
5.5.22 Portugal (country code = 35)
CRESTA Codes — Portugal
Code
Description
Code
Description
Code
Description
10
Portugal – 10
24
Portugal – 24
38
Portugal – 38
11
Portugal – 11
25
Portugal – 25
40
Portugal – 40
12
Portugal – 12
26
Portugal – 26
41
Portugal – 41
13
Portugal – 13
27
Portugal – 27
42
Portugal – 42
14
Portugal – 14
28
Portugal – 28
43
Portugal – 43
15
Portugal – 15
29
Portugal – 29
44
Portugal – 44
16
Portugal – 16
30
Portugal – 30
45
Portugal – 45
17
Portugal – 17
31
Portugal – 31
46
Portugal – 46
18
Portugal – 18
32
Portugal – 32
47
Portugal – 47
19
Portugal – 19
33
Portugal – 33
48
Portugal – 48
20
Portugal – 20
34
Portugal – 34
49
Portugal – 49
21
Portugal – 21
35
Portugal – 35
50
Portugal – 50
22
Portugal – 22
36
Portugal – 36
51
Portugal – 51
23
Portugal – 23
37
Portugal – 37
52
Portugal – 52
102
Code
Description
Code
Description
Code
Description
53
Portugal – 53
76
Portugal – 76
89
Portugal – 89
54
Portugal – 54
77
Portugal – 77
90
Portugal – 90
60
Portugal – 60
78
Portugal – 78
91
Portugal – 91
61
Portugal – 61
79
Portugal – 79
92
Portugal – 92
62
Portugal – 62
80
Portugal – 80
93
Portugal – 93
63
Portugal – 63
81
Portugal – 81
94
Portugal – 94
64
Portugal – 64
82
Portugal – 82
95
Portugal – 95
70
Portugal – 70
83
Portugal – 83
96
Portugal – 96
71
Portugal – 71
84
Portugal – 84
97
Portugal – 97
72
Portugal – 72
85
Portugal – 85
98
Portugal – 98
73
Portugal – 73
86
Portugal – 86
99
Portugal – 99
74
Portugal – 74
87
Portugal – 87
75
Portugal – 75
88
Portugal – 88
5.5.23 Switzerland (country code = 10)
CRESTA Codes — Switzerland
Code
Description
Code
Description
Code
Description
1
Aargau
7
Freiburg
13
Neuenburg
2
Appenzell A.Rh.
8
Geneve
14
Nidwalden
3
Appenzell I.Rh.
9
Glarus
15
Obwalden
4
Basel-Land
10
Graubunden
16
Schaffhausen
5
Basel-Stadt
11
Jura
17
Schwyz
6
Bern
12
Luzern
18
Solothurn
103
Code
Description
Code
Description
Code
Description
19
St. Gallen
22
Uri
25
Zurich
20
Ticino
23
Vaud
26
Zug
21
Thurgau
24
Valais
5.5.24 Turkey (country code = 38)
CRESTA Codes — Turkey
Code
Description
Code
Description
Code
Description
Code
Description
1
Istanbul
6.1
Eskisehir
9.2
Kirsehir
11.8
Karabuk
2.1
Edirne
6.2
Kutahya
9.3
Yozgat
12.1
Bayburt, Samsun
2.2
Kirklareli
6.3
Usak
9.4
Kayseri
12.2
Amasya
2.3
Tekirdag
6.4
Afyon
9.5
Nevsehir
12.3
Tokat
2.4
Canakkale (north
of Dardanelles)
6.5
Denizli
9.6
Nigde
12.4
Sivas
6.6
Burdur
9.7
Karaman
12.5
Ordu
3.1
Kocaeli
6.7
Isparta
9.8
Aksaray
12.6
Giresun
3.2
Sakarya
7.1
Mugla
10.1
Ankara
12.7
Trabzon
3.3
Yalova
7.2
Antalya
10.2
Kirikkale
12.8
Gumushane
4.1
Bursa
8.1
Icel
11.1
Bolu
12.9
Erzincan
4.2
Bilecik
8.2
Adana
11.2
Zonguldak
12.10
Bayburt
4.3
Balikesir
8.3
K.Maras
11.3
Kastamonu
13.1
Rize
4.4
Canakkale (south
of Dardanelles)
8.4
Gaziantep
11.4
Cankiri
13.2
Artvin
5.1
Izmir
8.5
Hatay
11.5
Corum
13.3
Erzurum
5.2
Manisa
8.6
Kilis
11.6
Sinop
13.4
Kars
5.3
Aydin
9.1
Konya
11.7
Bartin
13.5
Ardahan
104
Code
Description
Code
Description
Code
Description
Code
Description
13.6
Igdir
14.5
Diyarbakir
14.10
Agri
15.4
Hakkari
14.1
Agri, Malatya
14.6
Mus
14.11
Batman
15.5
Sirnak
14.2
Tunceli
14.7
Bitlis
15.1
Adiyaman
14.3
Elazig
14.8
Siirt
15.2
Sanliurfa
14.4
Bingol
14.9
Van
15.3
Mardin
5.5.25 United Kingdom (country code = 11)
CRESTA Codes — U.K.
Code
Description
Code
Description
Code
Description
AB
Aberdeen
CH
Chester
DY
Dudley
AL
St. Albans
CM
Chelmsford
E
London E
B
Birmingham
CO
Colchester
EC
London EC
BA
Bath
CR
Croydon
EH
Edinburgh
BB
Blackburn
CT
Canterbury
EN
Enfield
BD
Bradford
CV
Coventry
EX
Exeter
BH
Bournemouth
CW
Crewe
FK
Falkirk
BL
Bolton
DA
Dartford
FY
Blackpool
BN
Brighton
DD
Dundee
G
Glasgow
BR
Bromley
DE
Derby
GL
Gloucester
BS
Bristol
DG
Dumfries
GU
Guildford
BT
Northern Ireland
DH
Durham
HA
Harrow
CA
Carlisle
DL
Darlington
HD
Huddersfield
CB
Cambridge
DN
Doncaster
HG
Harrogate
CF
Cardiff
DT
Dorchester
HP
Hemel Hempstead
105
Code
Description
Code
Description
Code
Description
HR
Hereford
ML
Motherwell
SL
Slough
HS
Outer Hebrides
N
London N
SM
Sutton
HU
Hull
NE
Newcastle upon Tyne
SN
Swindon
HX
Halifax
NG
Nottingham
SO
Southampton
IC
Channel Islands
NN
Northampton
SP
Salisbury
IG
Ilford
NP
Newport
SR
Sunderland
IM
Isle of Man
NR
Norwich
SS
Southend-on-Sea
IP
Ipswich
NW
London NW
ST
Stoke-on-Trent
IV
Inverness
OL
Oldham
SW
London SW
KA
Kilmarnock
OX
Oxford
SY
Shrewsbury
KT
Kingston upon Thames
PA
Paisley
TA
Taunton
KW
Kirkwall
PE
Peterborough
TD
Galashiels
KY
Kirkcaldy
PH
Perth
TF
Telford
L
Liverpool
PL
Plymouth
TN
Tonbridge
LA
Lancaster
PO
Portsmouth
TQ
Torquay
LD
Llandrindod Wells
PR
Preston
TR
Truro
LE
Leicester
RG
Reading
TS
Cleveland
LL
Llandudno
RH
Redhill
TW
Twickenham
LN
Lincoln
RM
Romford
UB
Southall
LS
Leeds
S
Sheffield
W
London W
LU
Luton
SA
Swansea
WA
Warrington
M
Manchester
SE
London SE
WC
London WC
ME
Medway
SG
Stevenage
WD
Watford
MK
Milton Keynes
SK
Stockport
WF
Wakefield
106
Code
Description
Code
Description
Code
Description
WN
Wigan
WS
Walsall
YO
York
WR
Worcester
WV
Wolverhampton
ZE
Lerwick
107
5.6
Appendix F: Subarea Codes
Please contact your AIR representative for valid subarea codes. Currently supported codes are as follows:
Country
Supported Subarea Codes
Country
Supported Subarea Codes
Australia
Not supported
Italy
Not supported
Austria
Not supported
Jamaica
Not supported
Bahamas
Not supported
Japan
Ward (Ku) codes
Barbados
Not supported
Luxembourg
Not supported
Belgium
Not supported
Mexico
County (municipo) codes
Belize
Not supported
Netherlands
Not supported
Bermuda
Not supported
New Zealand
Not supported
Canada
3-character FSA codes
Nicaragua
Not supported
Cayman Islands
Not supported
Norway
Not supported
China
County codes
Panama
Not supported
Costa Rica
Not supported
Portugal
Not supported
Denmark
Not supported
Puerto Rico
Not supported
Dominican Republic
Not supported
St. Maarten
Not supported
El Salvador
Not supported
St. Martin
Not supported
France
Not supported
Sweden
Not supported
Germany
Districts (Kreise)
Switzerland
Not supported
Greece
2-digit postal codes
Trinidad/Tobago
Not supported
Guatemala
Not supported
Turkey
Not supported
Gulf of Mexico
2-character protraction codes
United Kingdom
Not supported
Honduras
Not supported
United States
FIPS county codes
Ireland
Not supported
U.S. Virgin Islands
Not supported
Israel
Not supported
108
5.7
Appendix G: Postal Delivery Areas
Please contact your AIR representative for valid postal codes. Currently supported codes are as follows:
Country
Supported Postal Codes
Country
Supported Postal Codes
Australia
4-digit postcodes
Luxembourg
Municipalities (Communes)
Austria
4-digit postcodes
Mexico
5-digit postcodes or locality codes
Bahamas
District postcodes
Netherlands
4-digit postcodes
Barbados
Not supported
New Zealand
Belgium
4-digit postcodes
4-digit postcodes or 6-digit area
unit codes
Bermuda
Parish postcodes
Norway
2-digit postcodes
Canada
3-character FSA or 6-character
FSA/LDU codes
Portugal
4-digit postcodes
Puerto Rico
5-digit ZIP Codes
District postcodes
St. Maarten
Not supported
Cayman Islands
1
1
China
6-digit postcodes
St. Martin
Not supported
Denmark
4-digit postcodes
Sweden
4-digit municipality codes
Dominican Republic
Not supported
Switzerland
4-digit postcodes
France
5-digit postcodes
Trinidad/Tobago
Not supported
Germany
5-digit postcodes
Turkey
Greece
5-digit postcodes
2-digit IL (province) code +
2-digit ILCE (district) code
Gulf of Mexico
1-4 character block code
United Kingdom
Postcode sectors
Ireland
Not supported
United States
5- or 9-digit ZIP Codes
Israel
5-digit postcodes
U.S. Virgin Islands
5-digit ZIP Codes
Italy
5-digit postcodes
Jamaica
Not supported
Japan
Not supported
China postcodes are mapped to the corresponding subarea for analysis
109
5.8
Appendix H: Workers’ Compensation Defaults
These are the AIR default rates for the percentage of covered employees who will be at the location during the specified times.
Night (PctNightShift)
7pm – 6:59am
Day (PctDayShift)
9am - 4:59pm
Commute (PctEveningShift)
7am – 8:59am, 5pm – 6:59pm
Residential Occupancy Codes
301-310
0.99
0.80
0.95
Commercial Occupancy
Codes 311– 320
0.02
0.98
0.50
Industrial Occupancy Codes
321-330
0.10
0.80
0.50
Others (incl. Unknown)
0.02
0.98
0.50
Occupancy Category
Occupancy rates also vary with the day of the week. The above occupancy times are assumed for Monday through Saturday; occupancy rates for
Sunday are assumed to be the same as the nighttime rates shown above. Holidays are handled like any other day.
110
5.9
Appendix I: Currency Codes
Currencies used in countries modeled by AIR are listed in bold text.
Code
Description
Code
Description
Code
Description
ANG
Netherlands Antillian
Guilder
IDR
Indonesian Rupiah
VEB
Venezuelan Bolivar
ILS
Israeli New Shekel
XCD
Eastern Caribbean Dollar
ARP
Argentine Peso
INR
Indian Rupee
ZAR
South African Rand
AUD
Australian Dollar
JMD
Jamaican Dollar
AED
BBD
Barbados Dollar
JPY
Japanese Yen
United Arab Emirates
Dirham
BRR
Brazilian Real
KRW
Korean Won
AFN
Afganistan Afghani
BZD
Belize Dollar
KYD
Cayman Islands Dollar
ALL
Albania Lek
CAD
Canadian Dollar
MXP
Mexican Peso
AMD
Armenian Dram
CHF
Swiss Franc
NIO
Nicaraguan Cordoba Oro
AOA
Angola Kwanza
CLP
Chilean Peso
NOK
Norwegian Kroner
ATS
Austrian Schilling
CNY
Chinese Renminbi
NZD
New Zealand Dollar
AWG
Aurban Guilder
COP
Colombian Peso
PAB
Panamanian Balboa
AZN
Azerbaijanian Manat
CRC
Costa Rica Colon
PHP
Philippine Peso
BAM
Bosnia Convertible Marks
CYP
Cyprus Pound
PSS
Peruvian Nuevo Sol
BDT
Bangladeshi Taka
DKK
Danish Krone
SEK
Swedish Krona
BEF
Belgian Franc
DOP
Dominican Rep. Peso
SVC
El Salvadoran Colon
BGN
Bulgarian Lev
ESS
Ecuador Sucre
TRL
Turkish Lira
BHD
Bahraini Dinar
EUR
Euro
TRY
Turkish New Lira
BIF
Burundian Franc
GBP
British Pound
TTD
Trinidad/Tobago Dollar
BMD
Bermuda Dollar
GTQ
Guatemalan Quetzal
TWD
Taiwan Dollar
BND
Brunei Dollar
HKD
Hong Kong Dollar
UF
Unidad de Fomento
BOB
Boliviano
HNL
Honduran Lempira
USD
U.S. Dollar
BOV
Bolivian Mvdol
111
Code
Description
Code
Description
Code
Description
BSD
Bahamian Dollar
GYD
Guyana Dollar
MAD
Moroccan Dirham
BTN
Bhutan Ngultrum
HRK
Croatian Kuna
MDL
Moldovan Leu
BWP
Bostwana Pula
HTG
Haiti Gourde
MGA
Madagascar Malagasy Ariary
BYR
Belarussian Ruble
HUF
Hungary Forint
MKD
Macedonia Denar
CDF
DR Cango Franc Congolais
IEP
Irish Punt
MMK
Myanmar Kyat
CUP
Cuban Peso
IQD
Iraqi Dinar
MNT
Mongolia Tugrik
CVE
Cape Verde Escudo
IRR
Iranian Rial
MOP
CZK
Czech Koruna
ISK
Iceland Krona
Macau Spl.Adm.Region
Pataca
DEM
German Mark
ITL
Italian Lira
MRO
Mauritania Ouguiya
DJF
Djibouti Franc
JOD
Jordanian Dinar
MUR
Mauritius Rupee
DZD
Algerian Dinar
KES
Kenyan Shilling
MVR
Maldives Rufiyaa
EEK
Estonia Kroon
KGS
Kyrgyzstan Som
MWK
Malwai Kwacha
EGP
Egyptian Pound
KHR
Combodia Riel
MYR
Malaysian Ringgit
ERN
Eritrea Nakfa
KMF
Comoro Franc
MZN
Mozambique Metical
ESP
Spanish Peseta
KPW
North Korean Won
NAD
Namibian Dollar
ETB
Ethiopian Birr
KWD
Kuwaiti Dinar
NGN
Nigeria Naira
FIM
Finnish Markka
KZT
Kazakhstan Tenge
NLG
Dutch Guilder
FJD
Fiji Dollar
LAK
Laos Kip
NPR
Nepalese Rupee
FKP
Falkland Islands Pound
LBP
Lebanese Pound
OMR
Rial Omani
FRF
French Franc
LKR
Sri Lanka Rupee
PEN
Peruvian Nuevo Sol
GEL
Georgia Lari
LRD
Liberian Dollar
PGK
Papua New Guinea Kina
GHS
Ghana Cedi
LSL
Lesotho Loti
PKR
Pakistan Rupee
GIP
Gibraltar Pound
LTL
Lithuanian Litas
PLN
Poland Zloty
GMD
Gambia Dalasi
LUF
Luxembourg Franc
PTE
Portuguese Escudo
GNF
Guinea Franc
LVL
Latvian Lats
PYG
Paraguay Guarani
GRD
Greek Drachma
LYD
Libyan Dinar
QAR
Qatari Rial
112
Code
Description
Code
Description
Code
Description
RON
Romanian New Leu
SRD
Surinam Dollar
UYU
Peso Uruguayo
RSD
Serbian Dinar
STD
UZS
Uzbekistan Som
RUB
Russian Ruble
Sao Tome and Principe
Dobra
VND
Vietnamese Dong
RWF
Rwanda Franc
SYP
Syrian Pound
VUV
Vanuatu Vatu
Saudi Riyal
SZL
Swaziland Lilangeni
WST
Samoan Tala
SBD
Solomon Islands Dollar
THB
Thailand Baht
XAF
CFA Franc BEAC
SCR
Seychelles Rupee
TJS
Tajikistan Simoni
XOF
CFA Franc BCEAO
Sudanese Pound
TMM
Turkmenistan Manat
XPF
CFP Franc
Singapore Dollar
TND
Tunisian Dinar
YER
Yemeni Rial
Saint Helena Pound
TOP
Tonga Paanga
ZMK
Zambia Kwacha
Slovak Koruna
TZS
Tanzanian Shilling
ZWD
Zimbabwe Dollar
SLL
Sierra Leone
UAH
Ukraine Hryvnia
SOS
Somali Shilling
UGX
Uganda shilling
SAR
SDG
SGD
SHP
SKK
113
5.10
Appendix J: Perils Covered Codes
Code
If the risks are covered
for…
U.S.
Canada
Mexico
Gulf of
Mexico
Caribbean
Central
America
Europe
China
Japan
Australia
New
Zealand
PAL
All perils1
X
X
X
X
X
X
X
X
X
X
X
PEA
All earthquake perils
X
PEF
Fire (wildfire, fire following
earthquake)2
X
X
PES
Earthquake — shake only
X
X
X
X
PFL
Flood
PSH
Hurricane storm surge
X
PSL
Earthquake — sprinkler
leakage only
X
PTR
Terrorism
X
PWA
All wind perils (tropical
cyclone and severe storm4)
X
X
PWF
All wind plus fire2
X
X
PWH
Tropical cyclone only
(extratropical cyclone for
Europe)5
X
Severe thunderstorm
X
PWW
Winter storm
X
PWX
Severe storm (wind
excluding tropical cyclone4)
X
PWT6
6
X
X
X
X
X
X3
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
1
All licensed perils
Wildfire sub-peril is available for U.S. exposures only, by separate license
3
Earthquake is supported for the following countries: Greece, Israel, Italy, Portugal, Switzerland and Turkey.
4
Winter storm sub-peril valid for U.S. exposures only
5
Plate glass sub-peril is available with the U.S. Hurricane model, if licensed.
6
Code only appears in exports done by peril. Users should continue to use PWX to import these perils.
2
114
5.11
Appendix K: Validation Rules for Unknown Construction/Occupancies
Construction
Code A
Construction
Code B
Occupancy
Code
Result
unknown
unknown
unknown
Imports successfully, assigning ―General Commercial‖ as the
occupancy code.
known
unknown
unknown
Assigns Construction A to Construction B and imports
successfully
unknown
known
unknown
Assigns Construction B to Construction A and imports
successfully
known
known
unknown
Imports successfully
unknown
unknown
known
known
unknown
known
unknown
known
known
known
known
known
115
5.12
Appendix L: Construction Class Codes
Construction class codes play an important role in helping determine the vulnerability of the risks (in the record) to the various perils.
Support for construction classes varies by country as indicated in the table.
Note:
See Appendix K for import rules for unknown construction/unknown occupancy combinations.
Appendix L: Valid Construction Class Codes
Code
Category
Construction Class
U.S. and
Canada
Mexico
100
Unknown
101
Unknown
X
Wood
Wood frame
X
102
Wood
Light wood frame
X
X
103
Wood
Masonry veneer
X
X
104
Wood
Heavy timber
X
X
105
Wood
Okabe
X
106
Wood
Shinkabe
X
111
Masonry
Masonry
X
Caribbean
Central
America
Europe
Japan
China
Australia and
New Zealand
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
Gulf of
Mexico
X
X
X
X
X
X
X
X
*
X
112
Masonry
Adobe
X
X
X
X
X
X
113
Masonry
Rubble stone masonry
X
X
X
X
X*
X
X
114
Masonry
Unreinforced masonry—
bearing wall
X
X
X
X
X
X
X
115
Masonry
Unreinforced masonry—
bearing frame
X
116
Masonry
Reinforced masonry
X
*
†
X
X
X†
X
X
X
X
Valid for European Earthquake model only
Not valid for Caribbean earthquake model
116
Code
Category
Construction Class
U.S. and
Canada
Mexico
Gulf of
Mexico
Caribbean
117
Masonry
Reinforced masonry
shear wall—with mrf
X
X
X
X
118
Masonry
Reinforced masonry
shear wall—without mrf
X
X
X
X
119
Masonry
Joisted masonry
X
X
120
Masonry
Confined Masonry
131
Concrete
Reinforced concrete
X
X
X
X
X
X
X
X
132
Concrete
Reinforced concrete
shear wall—with mrf
X
X
X
X
X
X
X
X
133
Concrete
Reinforced concrete
shear wall—without mrf
X
X
X
X
X
X
X
X
134
Concrete
Reinforced concrete
mrf—ductile
X
X
X
X
X
135
Concrete
Reinforced concrete
mrf—non-ductile
X
X
X
X
X
136
Concrete
Tilt-up
X
X
X
X
X
137
Concrete
Pre-cast concrete
X
X
X
X
138
Concrete
Pre-cast concrete w/
shear wall
139
Concrete
Reinforced concrete
MRF
X
X
X
X
140
Concrete
Reinforced concrete
MRF w/ URM
X
X
X
X
X
151
Steel
Steel
X
X
X
X
X
X
X
X
152
Steel
Light metal
X
X
X
X
X
X
153
Steel
Braced steel frame
X
X
X
X
X
X
X
X
Central
America
Europe
Japan
Australia and
New Zealand
X
X
X
China
X
X
X
X
X
X
117
Code
Category
Construction Class
U.S. and
Canada
154
Steel
Steel mrf—perimeter
X
155
Steel
Steel mrf—distributed
X
156
Steel
Steel MRF
X
X
X
X
157
Steel
Steel frame w/ URM
X
X
X
X
X
158
Steel
Steel frame w/ concrete
shear wall
X
X
X
X
X
159
Steel
Steel reinforced concrete
X
160
Steel
Steel long span
X
181
Special
Long-span
X
Special
Semi-wind resistive
X
‡
182
‡
183
Mexico
Gulf of
Mexico
Caribbean
Europe
Japan
X
X
X
X
X
X
X
X
X
Special
Wind resistive
X
§
Special
Unknown glass
X
186
§
Special
Safety glass
X
187
§
Special
Impact resistance glass
X
191
Mobile
Homes
Mobile homes
X
192
Mobile
Homes
Mobile homes — no tie
down
X
X
193
Mobile
Homes
Mobile homes — part tie
down
X
X
194
Mobile
Homes
Mobile homes — full tie
down
X
X
185
‡
§
Central
America
X
X
China
Australia and
New Zealand
X
X
X
Not supported for U.S. Earthquake models
Valid only for U.S. Plate Glass model, and only with occupancy code 306 or 311
118
Code
Category
Construction Class
201**
Bridges
Conventional — multiple
span bridges
X
202**
Bridges
Conventional —
continuous bridges
X
203**
Bridges
Major bridges
X
††
204
U.S. and
Canada
Pavements
Railroads
X
205
**
Pavements
Highways
X
206
**
Pavements
Runways
X
211
**
Dams
Concrete dams
X
212**
Dams
Earthfill dams
X
213
**
Tunnels
Alluvium tunnels
X
214
**
Tunnels
Rock tunnels
X
215
**
Tunnels
Cut and cover tunnels
X
221
**
Storage Tanks
Underground liquid tanks
X
222
**
Storage Tanks
Underground solid tanks
X
223
**
Storage Tanks
On ground liquid tanks
X
224
**
Storage Tanks
On ground solid tanks
X
225
**
Storage Tanks
Elevated liquid tanks
X
226
**
Storage Tanks
Elevated solid tanks
X
227**
Pipelines
Underground pipelines
X
228
**
Pipelines
At-grade pipelines
X
231
**
Chimneys
Masonry chimneys
X
**
††
Mexico
Gulf of
Mexico
Caribbean
Central
America
Europe
Japan
China
Australia and
New Zealand
Must be used in conjunction with occupancy class 300
Must be used in conjunction with occupancy class 300, except when the peril code is PSH (wind)
119
Code
Category
Construction Class
U.S. and
Canada
232**
Chimneys
Concrete chimneys
X
233
**
Chimneys
Steel chimneys
X
234
**
Towers
Electrical transmission —
conventional
X
235**
Towers
Electrical transmission —
major
X
236**
Towers
Broadcast towers
X
237
**
Towers
Observation towers
X
238
**
Towers
Offshore towers
X
241**
Equipment
Residential equipment
X
242
**
Equipment
Office equipment
X
243
**
Equipment
Electrical equipment
X
244
**
Equipment
Mechanical equipment
X
245
**
Equipment
High-technology
equipment
X
246**
Equipment
Trains, trucks, airplanes
etc.
X
251**
Miscellaneous
Pumping stations
X
252
**
Miscellaneous
Compressor stations
X
253
**
Miscellaneous
Cranes
X
254
**
Miscellaneous
Conveyor systems
X
255
**
Miscellaneous
Canals
X
256
**
Miscellaneous
Earth retaining structures
X
257
**
Miscellaneous
Waterfront structures
X
258
**
Miscellaneous
Offshore structures
X
Mexico
Gulf of
Mexico
Caribbean
Central
America
Europe
Japan
China
Australia and
New Zealand
120
Code
Category
Construction Class
U.S. and
Canada
Mexico
X
X
Gulf of
Mexico
261**‡‡
Automobiles
Automobiles
800
Offshore
Unknown
X
801
Offshore
Caisson
X
802
Offshore
Compliant Tower
X
803
Offshore
Fixed Jacket Platform
X
804
Offshore
Jackup
X
805
Offshore
Mini Tension Leg
Platform
X
806
Offshore
Drill Rig
X
807
Offshore
Semi Submersible
Floating Production
System
X
808
Offshore
Drill ship
X
809
Offshore
SPAR Floating
Production System
X
810
Offshore
Submersible Production
System
X
811
Offshore
Underwater Production
Units, Completion Units,
and Templates
X
812
Offshore
Tension Leg Platform
X
813
Offshore
Well Protector
X
Caribbean
Central
America
X
X
Europe
Japan
China
Australia and
New Zealand
X
X
‡‡
For U.S. Severe Thunderstorm only there is a Standard Auto damage function and an Auto Dealer damage function. Use 261 in conjunction with 300
Occupancy Code for Standard Auto. Use 261 in conjunction with 312 or 313 Occupancy Code for Auto Dealer.
121
5.13
Appendix M: Construction Class Descriptions
AIR Code
Category
Construction Description
100
Unknown
The construction class is not known.
101
Wood Frame
Wood frame structures tend to be mostly low rise (one to three stories, occasionally four). Stud
walls are typically constructed of 2x4 inch or 2x6 inch wood members vertically set 16 or 24
inches apart. These walls are braced by plywood or by diagonals made of wood or steel. Many
detached single and low-rise multiple family residences in the United States are of stud wall
wood frame construction.
102
Light Wood Frame
Light wood frame structures are typically not built in the United States but would be found in
other countries such as Japan. In Hawaii, this classification would include single wall (studless)
construction framed with light timber trusses.
103
Masonry Veneer
A wood-framed structure faced with a single width of non-load-bearing concrete, stone or clay
brick attached to the stud wall.
104
Heavy Timber
―Heavy Timber‖ structures typically have masonry walls with heavy wood column supports,
and the floor and roof decks are 2-3 inch tongue-and-groove planks.
111
Masonry
Use this option when the exterior walls are constructed of masonry materials, but detailed
construction information is unavailable or unknown.
112
Adobe
Adobe construction uses adobe (clay) blocks with cement or cement-clay mixture as mortar,
with a roof consisting of timber frame with clay tiles, or in some cases metal roofing.
113
Rubble Stone Masonry
―Rubble stone masonry‖ consists of low-rise perimeter load bearing walls composed of irregular
stones laid as coursed or uncoursed rubble in a cement mortar bed with floor and roof joists
constructed with wood framing.
114
Unreinforced Masonry Bearing Wall
Unreinforced masonry buildings consist of structures in which there is no steel reinforcing
within a load bearing masonry wall. Floors, roofs, and internal partitions in these bearing wall
buildings are usually of wood.
115
Unreinforced Masonry Bearing Frame
Unreinforced masonry is used for infill walls of buildings with a bearing frame. In this structure
type, the masonry is intended not to support gravity loads but to assist with lateral loads.
122
AIR Code
Category
116
Reinforced Masonry
Reinforced masonry construction consists of load bearing walls of reinforced brick or concreteblock masonry. Floor and roof joists constructed with wood framing are common.
117
Reinforced Masonry Shear
Wall (with MRF)
Reinforced masonry construction consists of load bearing walls of reinforced brick or concreteblock masonry. Reinforced masonry buildings with ―Moment Resisting Frames‖ carry lateral
loads by bending. ―Shear Walls‖ are continuous reinforced brick, or reinforced hollow concrete
block walls extending from the foundation to the roof and can be exterior walls or interior walls.
118
Reinforced Masonry Shear
Wall (without MRF)
Reinforced masonry construction consists of load bearing walls of reinforced brick or concreteblock masonry. ―Shear Walls‖ are continuous reinforced brick, or reinforced hollow concrete
block walls extending from the foundation to the roof and can be exterior walls or interior walls.
119
Joisted Masonry
Masonry exterior walls with roof of combustible materials on non-combustible supports.
120
Confined Masonry
Confined masonry is a construction system in which plain masonry walls are confined on all
four sides by reinforced concrete or reinforced masonry members. The walls themselves,
however, carry all of the gravity and lateral loads. Currently supported only for locations in
China.
131
Reinforced Concrete
Reinforced concrete buildings consist of reinforced concrete columns and beams. Use this if the
other technical characteristics of the building are unknown.
132
Reinforced Concrete Shear
Wall (With MRF)
Building constructed with reinforced concrete columns and beams, as well as reinforced
concrete floor and roof. ―Moment Resisting Frames‖ carry lateral loads by bending. ―Shear
Walls‖ are continuous reinforced concrete extending from the foundation to the roof and can be
exterior walls or interior walls.
133
Reinforced Concrete Shear
Wall (Without MRF)
Building constructed with reinforced concrete columns and beams, as well as reinforced
concrete floor and roof. Reinforced concrete ―Shear Walls‖ are continuous reinforced concrete,
extending from the foundation to the roof and can be exterior walls or interior walls. This
category typically consists of buildings, with a concrete box structural system with shear walls.
The entire structure, along with the usual concrete diaphragm, is typically cast in place.
134
Reinforced Concrete MRF –
Ductile
Buildings constructed with reinforced concrete columns, beams, and slabs. Reinforced concrete.
―Moment Resisting Frames‖ carry lateral loads due to earthquakes by bending. This kind of
structural system can sustain large deformations, and absorb energy without brittle failure.
123
AIR Code
Category
135
Reinforced Concrete MRF –
Non-Ductile
Buildings constructed with reinforced concrete columns, beams, and slabs. ―Moment Resisting
Frames‖ carry lateral loads due to earthquakes by bending. This kind of structural system can
sustain large deformations, and absorb energy without brittle failure. These structures have
insufficient reinforcing steel embedded in the concrete and thus display low ductility.
136
Tilt-Up
Tilt-up buildings are constructed with reinforced concrete wall panels that are cast on the
ground and then tilted upward into their final positions. These wall units are then anchored to
the foundation and attached to each other. The roof and floor decks are typically wood. More
recently, the wall panels are fabricated off-site and trucked in. These buildings tend to be one or
two stories in height.
137
Precast Concrete
The precast frame is essentially a post and beam system in concrete in which columns, beams
and slabs are prefabricated and assembled on site.
138
Precast Concrete with Shear
Wall
The precast frame is essentially a post and beam system in concrete in which columns, beams
and slabs are prefabricated and assembled on site. Lateral loads due to earthquakes are carried
by cast-in-place concrete ―shear‖ walls. Currently supported only for locations in Japan.
139
Reinforced Concrete MRF
A building constructed with reinforced concrete columns, beams, and slabs. ―Moment-resisting
frames‖ carry lateral loads due to earthquakes by bending. Information on the reinforcing steels
is not sufficient to determine the building’s level of ductility. Currently supported only for
locations in China and Japan.
140
Reinforced Concrete MRF
with URM
Reinforced concrete columns and beams form ―moment-resisting frames‖ to carry lateral loads
due to earthquakes. Unreinforced masonry walls are used as infills between the columns to add
lateral load resistance, but are not intended to serve as gravity load-bearing elements. Currently
supported only for locations in China and Japan.
151
Steel
Steel frame buildings consist of steel columns and beams. Use this if the other technical
characteristics of the building are unknown.
152
Light Metal
Light metal buildings are made of light gauge steel frame and are usually clad with lightweight
metal or asbestos siding and roof, often corrugated. They typically are low-rise structures.
153
Braced Steel Frame
Buildings constructed with steel columns and beams that are braced with diagonal steel
members to resist lateral forces.
124
AIR Code
Category
154
Steel MRF – Perimeter
Buildings constructed with steel columns and beams that use only the frame members on the
periphery of the structure to carry lateral loads. The internal beams and columns only carry the
gravity load to the foundation.
155
Steel MRF – Distributed
Buildings constructed with steel columns and beams to carry lateral loads distributed throughout
the building. The diaphragms are usually concrete, sometimes over steel decking. This structural
type is seldom used for low-rise buildings.
156
Steel MRF
Steel MRF buildings consist of structural steel columns and beams. Lateral loads due to
earthquakes are carried by the ―moment-resisting frames,‖ but the locations of the momentresisting frames in the building are unknown. Currently supported only for locations in China
and Japan.
157
Steel Frame with URM
Structural steel columns and beams form ―moment-resisting frames‖ to carry lateral loads due to
earthquakes. Unreinforced masonry walls are used as infills between the columns to add lateral
load resistance, but are not intended to serve as vertical load-bearing elements. Sometimes the
steel frames are completely hidden in the masonry walls. Currently supported only for locations
in China and Japan.
158
Steel Frame with Concrete
Shear Wall
Structural steel columns and beams form exterior frames, but the joints are not designed for
moment resistance. Lateral loads due to earthquakes are carried by reinforced concrete ―shear‖
walls. The concrete walls are continuous from the foundation to the roof. Currently supported
only for locations in China and Japan.
159
Steel Reinforced Concrete
Structural steel sections (beams and columns) are encased in reinforced concrete. The encased
structural steel columns are sometimes discontinued in the upper portions of the buildings,
making the columns in the upper floor regular reinforced concrete columns. Currently supported
only for locations in Japan.
160
Steel Long Span
Steel long-span buildings create unobstructed, column-free spaces greater than 100 feet for a
variety of activities or functions. These include activities where visibility is important for large
audiences (e.g., auditoriums and covered stadiums), where flexibility is important (e.g.,
exhibition halls and certain types of manufacturing facilities), and where large movable objects
are housed. Two-hinge (made of a single member hinged at each end) and three-hinge (made of
two members hinged at each end and at the meeting point at the crown) trussed arches are
widely used. Currently supported only for locations in Japan.
125
AIR Code
Category
181
Long Span
Building constructed with steel frame and metal siding and roof of wood or other combustible
material. Typically gymnasiums or auditoriums.
182
Semi-Wind Resistive
A building for which a licensed engineer does not design the structure, but an attempt is made to
build in accordance with an accepted wind building code; code compliance is not assured. Some
engineering input may have occurred. Most of the details in a wind resistive structure are found
in a semi-wind resistive structure, but not all components are wind resistive.
This construction type is currently not supported for U.S. earthquake models.
183
Wind Resistive
A structure that was designed by a licensed engineer to comply with the wind code.
Characterized by the presence of properly sized wind-resistant connectors, adequate bracing,
and a continuous load path from the roof to the foundation (i.e., the roof is tied to the walls, the
floors are attached to each other, and the walls are tied to the foundation).
This construction type is currently not supported for U.S. earthquake models.
185
Unknown glass
Use this construction code for the U.S. Plate Glass model when the type of glass is unknown.
This construction type is supported only for the U.S. Plate Glass model, and only when used in
conjunction with occupancy code 306 or 311.
186
Safety glass
Safety glass includes fully tempered and laminated glass. Fully tempered glass is created by
heating common annealed glass uniformly to make a high-strengthened glass. Laminated glass
is made by sandwiching a plastic sheet between two glass panels, which prevents shattering and
helps maintains the integrity of the building envelop even after its breakage.
187
Impact resistance glass
Impact-resistant glass similar to laminated glass (as described above), which has been tested to
resist breakage from flying debris during hurricanes. Impact-resistant glass is typically thicker
than safety glass and is packaged as unit which includes a special frame.
191
Mobile Homes
Represents a weighted average of tie-down types, including no tie-downs. This code would be
used for mobile homes (manufactured homes) when the tie down information is unknown.
192
Mobile home with no tiedowns
This code would be used for mobile home (manufactured homes) with no anchoring systems
present.
126
AIR Code
Category
193
Mobile home with partial tiedowns
This code would be useful for mobile homes (manufactured homes) when the tie-downs are
either over-the-top ties, but frame ties but not both or with fewer ties than recommended by the
manufacturer.
194
Mobile home with full tiedowns
This code would be useful for mobile homes (manufactured homes) when the anchoring
systems are both over-the-top ties, and frame ties. Typically 10 frame ties and 7 over-the-top
ties are required for full tie down in singlewide mobile homes.
201
Conventional - Multiple Span
Bridges
Bridges having multiple simple spans with each span being less than 500 feet. These bridges
may be constructed of concrete, steel, or timber.
202
Conventional - Continuous
Bridges
Bridges having continuous spans of less than 500 feet. These bridges may be constructed of
concrete, steel, or timber.
203
Major Bridges
Bridges having individual spans of 500 feet or more. These bridges may be constructed of
concrete, or steel.
204
Railroads
Railroads of any kind used to carry trains
205
Highways
Concrete, asphalt, or gravel highways
206
Runways
Concrete or asphalt airport runways
211
Concrete Dams
Poured in place reinforced concrete dams
212
Earthfill Dams
Dams constructed from earth
213
Alluvium Tunnels
Tunnels that were drilled through unconsolidated sedimentary deposits and then typically lined
with concrete
214
Rock Tunnels
Rock Tunnels are lined or unlined tunnels that were drilled through rock
215
Cut and Cover Tunnels
Tunnels that were constructed by cutting a trench, installing a liner, and then covering the liner
with earth
221
Underground Liquid Tanks
Underground tanks that are designed to hold liquids
222
Underground Solid Tanks
Underground storage tanks that are designed to hold solid material
223
On Ground Liquid Tanks
Above ground storage tanks located on the ground surface that are designed to hold liquids
224
On Ground Solid Tanks
Above ground storage tanks located on the ground surface that are designed to hold solid
material
127
AIR Code
Category
225
Elevated Liquid Tanks
Storage tanks located above the ground surface that are designed to hold liquids
226
Elevated Solid Tanks
Storage tanks located above the ground surface that are designed to hold solid material
227
Underground Pipelines
Pipelines located under the surface of the ground
228
At Grade Pipelines
Pipelines located at the surface of the ground
231
Masonry Chimneys
Masonry chimneys over 30 feet high
232
Concrete Chimneys
Reinforced concrete chimneys over 30 feet high
233
Steel Chimneys
Steel chimneys over 30 feet high
234
Electrical Transmission Conventional
Steel towers under100 ft high designed to hold up electrical transmission lines
235
Electrical Transmission Major
Steel towers over 100 ft high designed to hold up electrical transmission lines
236
Broadcast Towers
Steel towers designed to carry radio, TV, or cell phone transmission equipment
237
Observation Towers
Elevated towers designed for people to look out of such as airport control or fire observation
towers
238
Offshore Towers
Offshore towers are towers with a platform that are anchored to the ground under the ocean
241
Residential Equipment
Residential furnishings including furniture, and appliances
242
Office Equipment
Office furniture, file cabinets, PC’s etc.
243
Electrical Equipment
Non high tech electrical equipment other than electrical equipment included as part of the
function of the building
244
Mechanical Equipment
All equipment not otherwise classified in a building
245
High Technology Equipment
Sensitive equipment easily damaged by shaking
246
Trains, Trucks, Airplanes
Any type of train, truck or airplane
251
Pumping Stations
Pumping stations are structures with mechanical devices that are used typically when a fluid
material must be raised from a low point to a point of higher elevation, or where the topography
prevents downhill gravity flow.
128
AIR Code
Category
252
Compressor Stations
Compressor stations are structures with mechanical devices that are used for increasing the
pressure of a gas by mechanically decreasing its volume.
253
Cranes
A machine for raising, shifting, and lowering heavy weights by means of a projecting swinging
arm or with the hoisting apparatus supported on an overhead track
254
Conveyor Systems
Devices used for moving loose material (typically on a belt, on rollers or in an auger).
255
Canals
An artificial waterway of any depth used for draining or irrigating land or for navigation.
256
Earth Retaining Structures
Earth retaining structures taller than 20 feet high
257
Waterfront Structures
Wharves or docks built next to the shore of navigable waters so that ships may receive and
discharge cargo and passengers or walls of artificially enclosed basins into which vessels are
brought for inspection and repair.
261
Automobiles
Typically a four-wheeled automotive vehicle designed for passenger transportation.
800
Unknown
The platform construction class is not known.
801
Caisson
Caisson platforms utilize large diameter caissons to support a single well completion with a
minimal deck. The deck is capable of supporting limited production, control equipment and
navigational aids. Caisson platform completions are limited to water depths of 100 feet or less.
802
Compliant Tower
Compliant Towers consist of narrow, flexible towers and piled foundations that can support a
conventional deck for drilling and production operations. Unlike fixed platforms, Compliant
Tower withstand large lateral forces by sustaining significant lateral deflections and are usually
used in water depths between 1,000 and 2,000 feet.
803
Fixed Jacket Platform
Fixed platforms consist of jackets (a tall vertical section made of tubular steel members
supported by piles driven into the seabed) with a deck placed on top, providing space for crew
quarters, a drilling rig, and production facilities. Fixed platforms are economically feasible for
installation in water depths up to 1,500 feet.
804
Jackup
Jackups are platforms that can be jacked up above the sea using legs which can be lowered like
jacks. These platforms, used in relatively low depths, are designed to move from place to place,
and then anchor themselves by deploying the jack-like legs.
129
AIR Code
Category
805
Mini Tension Leg Platform
Mini Tension Leg Platforms (MTLP) are floating platforms of relatively low cost developed for
production of smaller deepwater reserves that would be uneconomic to produce using more
conventional deepwater production systems. They can also be used as a utility, satellite, or early
production platform for larger deepwater discoveries.
806
Drill Rig
Drill rig
807
Semi Submersible Floating
Production System
Semi-submersible floating production platforms have legs of sufficient buoyancy to cause the
structure to float, but weight sufficient to keep the structure upright. These rigs can be moved
from place to place and ballasted up or down by altering the amount of flooding in buoyancy
tanks. They are generally anchored by cable anchors during drilling operations, though they can
also be kept in place by the use of dynamic positioning. Semi-submersible can be used in depths
from 200 to 6,000 feet.
808
Drill ship
Drill ships are maritime vessels that have been fitted with drilling apparatuses. They are most
often used for exploratory drilling of new oil or gas wells in deep water, but can also be used for
scientific drilling. They are often built on modified tanker hulls and outfitted with dynamic
positioning systems to maintain their position over a well. Drill ships are able to drill in water
depths of over 6,500 feet.
809
SPAR Floating Production
System
SPARs consist of a large diameter single vertical cylinder supporting a deck. They have typical
fixed platform topsides (surface decks with drilling and production equipment), three types of
risers (production, drilling, and export), and hulls moored with taut caternary systems of six to
twenty lines anchored into the seafloor. SPARs are generally used in water depths up to 3,000
feet.
810
Submersible Production
System
Floating vessels, usually used as mobile offshore drilling units (MODUs), which are supported
primarily on large pontoon-like structures submerged below the sea surface. The operating
decks are elevated 100 or more feet above the pontoons on large steel columns. Once on the
desired location, this type of structure is slowly flooded until it rests on the sea floor. After the
well is completed, the water is pumped out of the buoyancy tanks, the vessel refloated and
towed to the next location. Submersibles operate in relatively shallow water, since they must
rest on the seafloor.
130
AIR Code
Category
811
Underwater Production Units,
Completion Units, and
Templates
Subsea System ranges from single subsea wells producing to a nearby platform, FPS, or TLP to
multiple wells producing through a manifold and pipeline system to a distant production
facility. These systems are presently used in water depths greater than 5,000 feet.
812
Tension Leg Platform
Tension Leg Platforms consist of a floating structure held in place by vertical, tensioned tendons
connected to the sea floor by pile-secured templates. Tensioned tendons provide for the use of a
TLP in a broad water depth range with limited vertical motion. Larger TLPs have been
successfully deployed in water depths approaching 4,000 feet.
813
Well Protector
Well head protection structures.
131
5.14
Appendix N: Occupancy Class Codes
The primary codes for occupancy classes define the type of activity carried out in the risks reported in a record. Use the best possible occupancy
class code from the following list. Support for occupancy classes varies by country as indicated in the table.
Note:
See Appendix K for validation information for unknown construction/unknown occupancy combinations
Appendix N: Valid Occupancy Class Codes
Code
Category
Occupancy Class
U.S. and
Canada
Mexico
300
Unknown
Unknown
X
301
Residential
General residential
302
Residential
303
Caribbean
Central
America
X
X
X
X
X
X
X
Permanent dwelling: singlefamily
X
X
X
Residential
Permanent dwelling: multifamily
X
X
304
Residential
Temporary lodging
X
305
Residential
Group institutional housing
X
306
Residential
Apartments/Condos
X
Gulf of
Mexico
Japan
China
Australia and
New Zealand
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
Europe
§§
X
307
Residential
Terraced Housing
311
Commercial
General commercial
X
X
X
X
X
X
X
X
312
Commercial
Retail trade
X
X
X
X
X
X
X
X
313
Commercial
Wholesale trade
X
X
X
X
X
X
X
X
314
Commercial
Personal and repair services
X
X
X
X
X
X
X
X
315
Commercial
Professional, technical and
business services
X
X
X
X
X
X
X
X
316
Commercial
Health care services
X
X
X
X
X
X
X
X
§§
X
§§
Valid for European Wind model only
132
Code
Category
Occupancy Class
U.S. and
Canada
Mexico
317
Commercial
Entertainment and recreation
X
318
Commercial
Parking
X
319
Commerical
Golf courses
X
321
Industrial
General industrial
X
X
322
Industrial
Heavy fabrication and
assembly
X
323
Industrial
Light fabrication and
assembly
324
Industrial
325
Gulf of
Mexico
Caribbean
Central
America
Europe
Japan
China
Australia and
New Zealand
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
Food and drug processing
X
X
X
X
X
X
X
X
Industrial
Chemical processing
X
X
X
X
X
X
X
X
326
Industrial
Metal and minerals
processing
X
X
X
X
X
X
X
X
327
Industrial
High technology
X
X
X
X
X
X
X
X
328
Industrial
Construction
X
X
X
X
X
X
X
X
329
Industrial
Petroleum
X
X
X
X
X
X
X
X
330
Industrial
Mining
X
X
X
X
X
X
X
X
331
Restaurants
Restaurants
X
X
X
335
Mercantile
Gasoline stations
X
X
X
336
Mercantile
Automotive repair services
and carwashes
X
X
X
341
Religion and
Nonprofit
Religion and nonprofit
X
X
X
X
X
X
X
X
342
Religion and
Nonprofit
Churches
X
X
X
X
X
X
X
X
343
Government
General services
X
X
X
X
X
X
X
X
344
Government
Emergency services
X
X
X
X
X
X
X
X
X
133
Code
Category
Occupancy Class
U.S. and
Canada
Mexico
345
Education
Universities, colleges and
technical schools
X
346
Education
Primary and secondary
schools
351
Transportation
352
Gulf of
Mexico
Caribbean
Central
America
Europe
Japan
China
Australia and
New Zealand
X
X
X
X
X
X
X
X
X
X
Highway
X
X
X
X
X
X
X
X
Transportation
Railroad
X
X
X
X
X
X
X
X
353
Transportation
Air
X
X
X
X
X
X
X
X
354
Transportation
Sea and inland waterways
X
X
X
X
X
X
X
X
355
Transportation
Aircraft Hangars
X
X
X
361
Utilities
Electrical
X
X
X
X
X
X
X
362
Utilities
Water
X
X
X
X
X
X
X
363
Utilities
Sanitary sewer
X
X
X
X
X
X
X
364
Utilities
Natural gas
X
X
X
X
X
X
X
365
Utilities
Telephone and telegraph
X
X
X
X
X
X
X
371
Miscellaneous
Communication
X
X
X
X
X
X
X
X
372
Miscellaneous
Flood control
X
X
X
X
X
X
X
X
373
Miscellaneous
Agriculture
X
X
X
X
X
X
X
X
X
§§
374
Miscellaneous
Green House
381
Miscellaneous
Construction/Erection Risks
X
382
Residential
X
383
Commercial
X
384
Industrial
X
900
Offshore
Unknown
X
901
Offshore
Oil production only
X
134
Code
Category
Occupancy Class
U.S. and
Canada
Mexico
Gulf of
Mexico
902
Offshore
Gas production only
X
903
Offshore
No production
X
904
Offshore
Oil and gas production
X
905
Offshore
Drilling
X
906
Offshore
Workover
X
907
Offshore
Ready Stacked
X
908
Offshore
Waiting on Location
X
Caribbean
Central
America
Europe
Japan
China
Australia and
New Zealand
135
5.15
Appendix O: Residential/Commercial Occupancy Descriptions
AIR
Code
AIR Category
SIC
Code
300
Unknown
The occupancy is unknown
301
General Residential
General Residential is a composite of all other Residential Occupancies. This occupancy code
can be selected if the user has no specific information about the risk.
302
Permanent dwelling:
single family
Single unit detached dwellings usually occupied by a single family.
303
Permanent dwelling:
multi family
Multiple unit dwellings usually occupied by more than one family.
304
Temporary Lodging
305
Group Institutional
Housing
Residential units under institutional control. Examples include college dormitories, nursing
homes, and retirement centers where medical care is incidental.
306
Apartments/
Condominiums
Attached, multi-unit housing usually occupied by one family per unit.
307
Terraced Housing
Attached residential unit. Commonly found in Europe, e.g., United Kingdom.
311
General Commercial
General Commercial is a composite of all other Commercial Occupancies. This occupancy code
can be selected if the user has no specific information about the risk.
312
Retail Trade
70
52 – 59
Occupancy Description
Commercial establishments known to the public as hotels, motels, motor hotels, or tourist courts
primarily engaged in providing lodging or lodging and meals to the general public. This category
includes hotels that are operated by organizations for members only. Also, establishments
primarily engaged in renting, such as boarding houses, lodging houses or rooming houses.
Retail stores including those establishments that sell building materials and hardware, general
merchandise, food, apparel and accessories, home furniture, furnishings and appliances, prepared
food and drinks. Automotive dealers, gasoline service stations, motorcycle, boat and recreational
vehicle dealers. Other retail such as drug stores, liquor stores, book stores, used merchandise,
jewelry stores and piece goods stores. Also includes non-store retailers and fuel dealers.
Note: For exposures in the U.S., Canada and the Caribbean, restaurants (331) and gasoline
stations (335) have separate occupancy codes. In other regions, use 312 for these occupancies.
136
AIR
Code
AIR Category
SIC
Code
313
Wholesale Trade
50 – 51
Includes wholesale distribution of durable goods including motor vehicles and parts, home
furnishings, lumber and construction materials, professional and commercial equipment, metals
and minerals, electrical goods, hardware, plumbing and heating equipment, machinery,
equipment and supplies and other miscellaneous durable goods. Also includes wholesale
distribution of non-durable goods including paper and paper products, drugs, apparel, groceries,
farm-product raw materials, chemicals, petroleum and petroleum related products, alcoholic
beverages, and other miscellaneous non-durable goods.
314
Personal and Repair
Services
72, 75,
76
This occupancy class includes personal services such as laundry and dry cleaning services,
beauty and barbershops, shoe repair shops, photographic studios and funeral services, automotive
rental and leasing, automotive repair shops, other automotive service including carwashes and
miscellaneous repair-services.
Note: For exposures in the U.S., Canada and the Caribbean, use code 336 rather than 314 for
automotive repair services and carwashes. In other regions, use 314 for these occupancies.
315
Professional, Technical
and Business Services
60 – 67,
73, 81,
87,
91,
93 – 97
Occupancies involved in the financial industry including depository institutions, non-depository
credit institutions, security and commodity brokers, dealers and exchanges, insurance carriers,
insurance agents and brokers, real estate and other investment offices. Business services such as:
advertising agencies, consumer credit reporting agencies, mailing services, reproduction services,
commercial art services, building cleaning and pest control services, equipment rental/leasing
operations, employment agencies, computer programming, and computer rental/maintenance
services. Also included in this occupation class are legal services, engineering and architectural
services, accounting services, research and development services and management/public
relations services.
Executives offices, legislative bodies and government offices are included in this occupancy
class as are: government establishments engaged in finance and taxation, in environmental
quality and housing programs, in the administration of economic programs including
transportation, communications and utilities, agriculture, space and technology, national security
and internal affairs, as well as government establishments engaged in human resource programs
such as public health, veterans affairs, education and social and human resources.
316
Health Care Services
80
Occupancies include medical, surgical and other health services including clinics, laboratories,
hospitals and other health services.
137
AIR
Code
AIR Category
SIC
Code
317
Entertainment and
Recreation
78,79,8
4
This occupancy class includes motion picture production and distribution facilities including
motion picture theaters and video tape rental establishments, dance studios, theatrical production
(other than motion picture), bowling centers, sports clubs, physical fitness facilities and
amusement parks, museums, art galleries, arboreta, botanical and zoological gardens.
Note: For exposures in the U.S., Canada and the Caribbean,use code 319 rather than 317 for
golf courses. In other regions, use 317 for golf courses.
318
Parking
75
Automobile Parking Facilities
319
Golf Course
79
Golf courses and related buildings and facilities. Valid for exposures in the U.S., Canada and the
Caribbean only. In other regions, use code 317 for golf courses.
5.16
Appendix P: Industrial Occupancy Descriptions
AIR Code
AIR Category
321
General Industrial
322
Heavy Fabrication and
Assembly
SIC 2-Digit
General industrial is a composite of all other industrial occupancies. This occupancy
code can be selected if the user has no specific information about the risk.
08,09, 24,
26, 30, 32,
35, 37, 99
Includes commercial fishing, hunting and trapping, operation of timber tracts, tree
farms, forestry, nurseries and related activities, establishments engaged in the cutting of
timber and pulpwood. Includes the manufacture of: furniture and other wood products,
of pulps from wood and other sources, tires and various other rubber and plastic
products, glass products, cement, structural clay products, pottery, concrete and gypsum
products, cut stone and abrasive and asbestos products. Includes the manufacture of
industrial and commercial machinery and equipment such as engines and turbines, farm
and garden machinery, construction and mining equipment, metalworking machinery,
general industrial machinery, computer and office equipment, refrigeration machinery
and miscellaneous industrial machinery. Also includes the manufacture of motor
vehicles, aircraft and aircraft parts, ship/boat building and repair, railroad equipment,
motorcycles and bicycles, guided missiles, space vehicles, and transport equipment.
138
AIR Code
AIR Category
SIC 2-Digit
323
Light Fabrication and
Assembly
22, 23, 25,
27, 31, 39
Occupancies involved in the preparation and manufacture of yarn, thread, twine and
cordage, in the manufacture of fabrics, carpets and rugs, in the dyeing and finishing of
fiber, yarn and fabrics. Includes the manufacture of apparel, felt goods, lace goods, nonwoven fabrics, miscellaneous textiles, and textile products.
Includes the manufacture of household, office and restaurant furniture and of office and
store fixtures. Occupancies involved in the publishing and/or printing trade and in
service industries related to the printing trade. This occupancy class also includes
tanning, currying and finishing of hides and skins, manufacturing of finished leather
and artificial leather products, of jewelry, musical instruments, dolls, toys and other
miscellaneous manufacturing.
324
Food and Drug
Processing
20, 21
Includes food and beverage manufacturing and processing and the manufacturing of
cigarettes, cigars, chewing and smoking tobacco.
325
Chemical Processing
28
Establishments involved in the manufacture of basic chemicals including acids, alkalis,
salts and organic chemicals and of chemical products that are to be used in further
manufacturing including synthetic fibers, plastic materials, dry colors, and pigments.
Includes the manufacture of finished products used for ultimate consumption including
drugs, cosmetics and soaps, and products used as supplies in other industries including
paints, fertilizers and explosives.
326
Metal and Mineral
Processing
33, 34
Includes the smelting and refining of metals, the manufacture of castings, other basic
metal products, nails, spikes, insulated wire and cable, the production of coke, the
fabrication of metal products including metal cans, tinware, handtools, cutlery, general
hardware and metal forging.
327
High Technology
36, 38
Includes occupancies involved in the manufacture of machinery and supplies for the
generation, storage transmission, transformation and utilization of electrical energy
including electricity distribution equipment, industrial apparatus, household appliances,
electrical lighting and wiring equipment. Includes manufacturing instruments for
measuring, testing, analyzing and controlling, optical instruments and lenses, surveying
and drafting instruments, hydrological, meteorological, navigational, surgical, medical,
ophthalmic and photographic equipment. Also included are watches and clocks.
139
AIR Code
AIR Category
SIC 2-Digit
328
Construction
15 – 17
This occupancy includes general contractors and builders of residential, farm,
industrial, commercial and other buildings, as well as general contractors involved in
heavy construction including highways, streets, bridges, tunnels, etc. Also included are
special trade contractors including painting, electrical work, carpentry work, plumbing,
heating, roofing, etc.
329
Petroleum
29, 46
Establishments involved in petroleum refining, in the manufacture of paving and
roofing materials, of compounding and lubricating oils and greases. Also includes the
transportation of petroleum and other commodities, other than natural gas, through
pipelines
330
Mining
10, 12 – 14
Includes mining and exploring for metallic and nonmetallic minerals, mining and
preparation of coal. Includes the extraction of oil from sand and shale and the
production of natural gasoline.
331
Restaurant
58
This occupancy includes restaurants, fast food centers, café and bars.
Valid for exposures in the U.S., Canada and the Caribbean only. In other regions, use
code 312 for restaurants.
335
Gasoline Station
55
Retail establishments selling gasoline for use in motor vehicles, including associated
retail stores and service bays.
code 312 for gasoline stations.
336
Automotive Repair
Shops and Carwashes
75
Includes carwashes and motor vehicle repair and service businesses that do not also sell
gasoline. If the repair service is part of a gasoline station, with gasoline pumps under a
canopy, use occupancy 335.
code 314 for these occupancies.
140
5.17
Appendix Q: Other Occupancy Descriptions
AIR Code
AIR Category
SIC 2-Digit
341
Religion and Nonprofit
86
Includes organizations operating on a membership basis for the promotion of the
interests of their members. Included are organizations such as trade associations;
professional membership organizations; labor unions and similar labor organizations;
and political and religious organizations.
342
Church
343
Government –General
Services
91
Includes offices of executives, legislative bodies, and general government offices, not
elsewhere classified.
344
Government –
Emergency Services
92
Includes government establishments engaged in justice, public order and safety.
345
Universities, Colleges
and Technical Schools
82
Establishments providing academic or technical instruction. Also included are
establishments providing educational services such as libraries, student exchange
programs, and curriculum development.
Note: For exposures in the U.S., Canada and the Caribbean, use code 346 for primary
and secondary schools. In other regions, those occupancies are included in 345.
346
Primary and Secondary
Schools
82
Includes institutions engaged in instruction at primary and secondary level.
code 345 for these occupancies.
351
Highway
41, 42
Establishments primarily engaged in furnishing highway passenger transportation and
establishments furnishing highway passenger terminal or maintenance facilities.
352
Railroad
40
Includes establishments furnishing transportation by line-haul railroad, and switching
and terminal establishments.
353
Air
45
Establishments furnishing services incidental to transportation, such as forwarding and
packing services, and the arrangement of passenger and freight transportation.
Establishments of religious organizations operated for worship, religious training or
study, government or administration of an organized religion, or for promotion of
religious activities.
141
AIR Code
AIR Category
SIC 2-Digit
354
Sea and Inland
Waterways
44
Businesses engaged in freight and passenger transportation on the open seas or inland
waters, and establishments furnishing such incidental services as lighterage, towing,
and canal operation. Also includes excursion and sightseeing boats, and water taxis.
355
Aircraft Hangars
361
Electrical Utilities
362
Water Utilities
363
Sanitary Sewer
49
Establishments primarily engaged in the collection and disposal of wastes conducted
through a sewer system, including such treatment processes as may be provided and
establishments primarily engaged in the collection and disposal of refuse by processing
or destruction or in the operation of incinerators, waste treatment plants, landfills, or
other sites for disposal of such materials.
364
Natural Gas
49
Establishments engaged in the transmission and distribution and/or storage of natural
gas for sale.
365
Telephone and
Telegraph
48
Includes establishments primarily engaged in providing paging and beeper services and
those engaged in leasing telephone lines or other methods of telephone transmission,
such as optical fiber lines and microwave or satellite facilities, and reselling the use of
such methods to others.
371
Communication
48
Includes establishments furnishing point-to-point communications services, whether
intended to be received aurally or visually; and radio and television broadcasting.
372
Flood Control
Aircraft parking facilities.
code 353 for aircraft hangars.
49
Establishments engaged in the generation, transmission, and/or distribution of electric
energy for sale. Includes electric power generation, transmission, or distribution.
Establishments primarily engaged in distributing water for sale for domestic,
commercial, and industrial use.
Government establishments primarily engaged in regulation, planning, protection and
conservation of air and water resources; solid waste management; water and air
pollution control and prevention; flood control; drainage development, and
consumption of water resources; coordination of these activities at intergovernmental
levels; research necessary for air pollution abatement and control and conservation of
water resources.
142
AIR Code
AIR Category
SIC 2-Digit
373
Agriculture
07
Establishments primarily engaged in performing soil preparation services, crop
services, veterinary services, other animal services, farm labor and management
services, and landscape and horticultural services, for others on a contract or fee basis.
374
Green Houses
01
Includes establishments (e.g., farms, orchards, greenhouses, nurseries) primarily
engaged in the production of crops, plants, vines, and trees (excluding forestry
operations). This major group also includes establishments primarily engaged in the
operation of sod farms, and cranberry bogs; in the production of mushrooms, bulbs,
flower seeds, and vegetable seeds; and in the growing of hydroponic crops.
381
Misc. Construction/
Erection Risks
Miscellaneous construction/erection risk is a composite of all buildings that are under
construction. This occupancy can be selected if the user has no specific information
about the occupancy type. Currently supported only for locations in China.
382
Residential
Construction/ Erection
Risks
Residential construction/erection risk is an under-construction building that is intended
for a general residential occupancy. Currently supported only for locations in China.
383
Commercial
Risks
Commercial construction/erection risk is an under-construction building that is intended
for a general commercial occupancy. Currently supported only for locations in China.
384
Industrial
Risks
Industrial construction/erection risk is an under-construction building that is intended
for a general industrial occupancy. Currently supported only for locations in China.
900
Unknown
The offshore platform occupancy is unknown. Currently supported only for offshore
platforms in the Gulf of Mexico.
901
Oil production only
Offshore platforms that produce oil only. Currently supported only for offshore
902
Gas production only
Offshore platforms that produce gas only. Currently supported only for offshore
903
No production
Offshore platforms that do not produce oil or gas. Currently supported only for offshore
904
Oil and gas production
Offshore platforms that produce oil and gas. Currently supported only for offshore
143
AIR Code
AIR Category
905
Drilling
Platforms used for drilling. Currently supported only for offshore platforms in the Gulf
of Mexico.
Workover
Platforms that repair or stimulate existing production wells for the purpose of restoring,
prolonging or enhancing the production of hydrocarbons. Currently supported only for
offshore platforms in the Gulf of Mexico.
907
Ready Stacked
Rigs that are not under contract but generally are ready for service. Currently supported
only for offshore platforms in the Gulf of Mexico.
908
Waiting on Location
Waiting on location. Currently supported only for offshore platforms in the Gulf of
Mexico.
906
SIC 2-Digit
144
5.18
Appendix R: Location Detail Codes
Note:
The location detail record is supported only for U.S. Tropical Cyclone, U.S. Wildfire, and U.S. and Canada Earthquake. Some fields in this record only support
a subset of these perils, as noted by the following icons in the Code column:
•
= Hurricane
•
= Earthquake
•
= Wildfire
Code
Description
Valid Options
Comments
IrFloorOfInterest
Floor of Interest: Identifies
the floor concerned, if
coverage is not for the entire
building
Numeric value (beginning with
the ground floor as 1)
Different floors of the building experience varying
degrees of damage. The nature of damage
experienced by each floor can also be different.
IrBldCond
Building Condition: A
general qualitative
description of building
condition from visual
inspection
Enter a number 0-3:
0 = Unknown/default
1 = Average
2 = Good
3 = Poor
The external appearance of cladding and
maintenance give a qualitative estimate of
expected performance.
IrProximity
Proximity Exposure:
Distance to the nearest
structure
Enter a number 0-4:
0 = Unknown/default
1 = 0-0.25 m
2 = 0.25-0.5 m
3 = 0.5-1.0 m
4 = > 1.0 m
This factor usually concerns high-rise buildings in
densely built areas like business districts of cities.
If the gap between adjacent tall buildings is not
adequate, there is potential danger of the two
structures colliding during earthquake shaking; this
phenomenon is known as ―pounding effect.‖
IrTreeExposure
Tree Exposure: Describes
the tree hazard around the
building
Enter a number 0-2:
0 = Unknown/default
1 = No
2 = Yes
Trees snap in strong winds, and can damage
adjacent buildings.
145
Code
Description
Valid Options
Comments
IrSmallDebris
Small Debris Source:
Describes the potential of
small debris in a radius of
200 feet
Enter a number 0-2:
0 = Unknown/default
1 = No
2 = Yes
Small debris, such as roof gravel, trash bins, or tree
branches may be picked up by high wind and
breach window glass. Small debris can be carried
to all elevations at high wind speed.
IrLargeMissile
Large Missile Source:
Describes the potential of
large missiles in a radius of
100 feet
Enter a number 0-2:
0 = Unknown/default
1 = No
2 = Yes
Garden furniture, or wood planks or studs
dislodged from nearby buildings may become
missiles at high wind speed and breach the
building envelope.
IrTerrainRoughness
Terrain Roughness:
Describes the terrain
conditions
Enter a number 0-4:
0 = Unknown/default
1 = Terrain Type A
2 = Terrain Type B
3 = Terrain Type C
4 = Terrain Type D
1. Type A. Large city centers with at least 50% of
the buildings having a height in excess of 70 ft
(21.3 m). Use of this exposure category shall be
limited to those areas for which terrain
representative of Exposure A prevails in the
upward direction for a distance of at least 0.5
mi. (0.8km) or 10 times the height of the
building or other structure, whichever is greater.
Possible channeling effects or increased
velocity pressures due to the building or
structure being located in the wake of adjacent
building will be taken into account.
2. Type B. Urban and suburban areas, wooded
areas, or other terrain with numerous closely
spaced obstructions having the size of singlefamily dwellings or larger. Use of this exposure
category shall be limited to those areas for
which terrain representative of Exposure B
prevails in the upwind direction for a distance of
at least 1,500 ft. (460 m) or 10 times the height
of the building or other structure, whichever is
greater.
3. Type C. Open terrain with scattered
146
Code
Description
Valid Options
Comments
obstructions having heights generally less than
30 ft. (9.1 m). This category includes flat open
country and grasslands.
4. Type D. Flat, unobstructed areas exposed to
winds flowing over open water for a distance of
at least 1 mi. (1.61 km). This exposure shall
apply only to those buildings and other
structures exposed to the winds coming off the
water. Exposure D extends inland from the
shoreline a distance of 1,500 ft (460 m), or 10
times the height of the building or structure,
whichever is greater.
IrAdBldHeight
Adjacent Building Height:
Describes average height of
buildings adjacent to the
building of interest
0 = Unknown/default
N = Numeric value indicating the
number of stories
IrBldOrientation
Building Orientation:
Describes the orientation of
the building
0 = default
Not currently supported. Enter 0.
IrShape
Building Shape: The overall
shape of the building’s
footprint
Enter a number 0-8:
0 = Unknown/default
1 = Square
2 = Rectangle
3 = Circular
4 = L-shaped
5 = T-shaped
6 = U-shaped
7 = H-shaped
8 = Complex
Shape is critical for the performance of a structure,
especially for large commercial buildings. In
general simple regular forms like squares and
rectangles perform better than combinations of
those, such as L and T shaped buildings. The sharp
corners in these complex shapes are vulnerable.
147
Code
Description
Valid Options
Comments
IrTorsion
Torsion: Layout of
structural elements that can
lead to torsional loads
Enter a number 0-3:
0 = Unknown/default
1 = Symmetric
2 = Asymmetric
3 = Corner building
Wedge-shaped buildings and corner buildings are
typical examples in which the lateral load-resisting
components in a building are placed
asymmetrically. This leads to torsional forces
being induced when the building is shaken, which
can lead to significant damage.
IrSoftStory
Soft Story: Describes a
structural weakness at any
floor
Enter a number 0-2:
0 = Unknown/default
1 = No
2 = Yes
The weakness is usually in the lateral load resisting
capacity of the floor and can often result in total
(pancaking) collapse of the floor. In residential
buildings, it is most often found in the first-floor
due to large openings or garages. In multi-story
buildings it can be present at any floor although a
large number of case-histories exist with collapse
of the first floor.
Note: Soft story will only be
enabled if the number of stories
(field 32 on the location record)
is 2 or greater.
IrStrucIrreg
Structural Irregularity:
Irregularity in such things as
floor plan, structural
components, uneven weight
distribution, etc.
Enter a number 0-5:
0 = Unknown/default
1 = Regular
2 = Vertical Offset
3 = Non-uniform Floor Area
(e.g., sudden change in floor
area along the height)
4 = Discontinuous Shear Wall
(i.e., main load resisting
components are not provided
in a regular, symmetric
pattern)
5 = Heavy floor (placement of
heavy equipment on higher
floors
Such structural irregularities can lead to
catastrophic collapse of properties as witnessed in
the Mexico City and Kobe earthquakes.
148
Code
Description
Valid Options
Comments
IrSpecial
Special EQ-Resistant
Systems: Earthquakeresistive systems installed in
building
Enter a number 0-3:
0 = Unknown/default
1 = Base isolation
2 = Visco-elastic dampers
3 = Other energy dissipaters
Some new commercial buildings (mainly in
California & Japan) have special devices/design
elements to resist earthquake loads. Structures with
special design have performed satisfactorily in
recent events such as Northridge.
IrRetrofit
Retrofit Measures: The
building or some
components may have been
retrofitted to resist
earthquake loads
Enter a number 0-5:
0 = Unknown/default
1 = Bracing of cripple walls
2 = Bracing of parapets
3 = Bracing of soft-story
4 = Foundation anchorage
(bolting)
5 = Glass/window strengthening
A properly retrofitted structure can resist
earthquakes even though the original structural
form had weaknesses.
IrRoofGeometry
Roof Geometry: Describes
the shape of the roof
Enter a number 0-10:
0 = Unknown/default
1 = Flat
2 = Gable end without bracing
3 = Hip
4 = Complex
5 = Stepped
6 = Shed
7 = Mansard
8 = Gable end with bracing
9 = Pyramid
10 = Gambrel
Geometry of the roof affects the intensity of wind
pressures and the resulting uplift resistance.
Note: For Florida hurricane risks, if the Year Built
field in the location record (record type 63) is
equal to or greater than 2002, then this field is preselected. The user selection will be overwritten by
the default value.
149
Code
Description
Valid Options
Comments
IrRoofPitch
Roof Pitch: Addresses the
roof slope
Enter a number 0-3:
0 = Unknown/default
1 = Low (<10 )
2 = Medium (10 to 30 )
3 = High (> 30 )
Low pitch roofs have greater uplift forces acting
on the roof as compared to high pitch roofs.
0 = Unknown/default
1 = Asphalt shingles
2 = Wooden shingles
3 = Clay/concrete tiles
4 = Light metal panels
5 = Slate
6 = Built-up roof with gravel
7 = Single ply membrane
8 = Standing seam metal roofs
9 = Built-up roof without gravel
10 = Single ply membrane
ballasted
11 = Florida Building Code
(FBC) Equivalent
Damage to the roof covering can result in
significant water damage to the interior of the
building and contents.
Enter a number 0-8:
0 = Unknown/default
1 = Plywood
2 = Wood planks
3 = Particle board/OSB
4 = Metal deck with insulation
board
Roof decks transfer the roof loads to the
underlying joists and purlins. Damage to the roof
deck results in the breach of the building envelope
resulting in significant building and interior
damage.
IrRoofCover
IrRoofDeck
Roof Covering: The nature
of material used to cover the
roof
Roof Deck: Material and
construction type of the roof
deck of building
the default value.
the default value.
With respect to seismic performance, the weight of
the roof can be critical. It is not desirable to make
150
Code
IrRoofCoverAttch
IrRoofDeckAttch
Description
Roof Covering Attachment:
Nature of the connections
used to secure the roof
covering to the roof deck
Roof Deck Attachment:
Nature of the connections
used to secure the roof deck
to the underlying roof
support system
Valid Options
Comments
5 = Metal deck with concrete
6 = Pre-cast concrete slabs
7 = Reinforced concrete slabs
8 = Light metal
the roof heavy because it induces higher lateral
forces in the structure during shaking.
Enter a number 0-4:
0 = Unknown/default
1 = Screws
2 = Nails/staples
3 = Adhesive/epoxy
4 = Mortar
Damage to the roof can result due to the improper
attachment of the roof covering to the underlying
roof deck.
Enter a number 0-7:
0 = Unknown/default
1 = Screws/bolts
2 = Nails
3 = Adhesive/epoxy
4 = Structurally connected
5 = 6d nails @ 6‖ spacing, 12‖ on
center
center
center
Damage to the roof can result due to the improper
attachment of the roof deck to the underlying roof
support system.
the default value.
the default value.
the default value.
151
Code
Description
Valid Options
Comments
IrRoofAnchorage
Roof Anchorage: Nature of
connections used to secure
the roof support systems to
the walls
Enter a number 0-7:
0 = Unknown/default
1 = Hurricane Ties
2 = Nails/Screws
3 = Anchor bolts
4 = Gravity/friction
5 = Adhesive epoxy
6 = Structurally Connected
7 = Clips
Roof anchorage establishes a load path to transfer
wind loads from the roof to the walls. Hurricane
straps provide such an anchorage.
the default value.
IrRoofBuilt
Year Roof Built: The year
the roof was put in place
0 = Unknown/default
NNNN = Four-digit numeric
value indicating the
year in which the roof
was built
With age, roofs lose their strength to resist wind
loads and hence are more vulnerable.
IrWall
Wall Type: Materials used
for external walls of the
building
Enter a number 0-9:
0 = Unknown/default
1 = Brick/unreinforced masonry
2 = Reinforced masonry
3 = Plywood
4 = Wood planks
5 = Particle board/OSB
6 = Metal panels
7 = Pre-cast concrete elements
8 = Cast-in-place concrete
9 = Gypsum board
Different types of wall materials offer varying
degrees of resistance to wind-induced lateral loads.
Breaches in the wall can result in internal pressure
buildup.
Enter a number 0-7
0 = Unknown/default
1 = Veneer brick/masonry
2 = Wood shingles
Wall sidings offer protection from wind and rain.
Different types of wall siding materials have
varying degrees of wind load resistance. Breach in
wall sidings can expose wall to wind and rain,
IrWallSiding
Wall Siding: Materials used
for weathering protection of
walls
With respect to seismic performance, some wall
forms can contribute to increasing the lateral-load
capacity of a building while others tend to act
independently when shaken.
152
Code
Description
Valid Options
Comments
3 = Clapboards
4 = Aluminum/vinyl siding
5 = Stone panels
6 = Exterior insulation finishing
system (EIFS)
7 = Stucco
resulting in water intrusion and internal pressure
buildup.
Different types of cladding materials offer varying
degrees of resistance to earthquake induced lateral
loads. Veneer and stone-panels in particular are
more susceptible to falling off in an earthquake.
IrGlassType
Glass Type: Type of glass
used in building
Enter a number 0-5:
0 = Unknown/default
1 = Annealed
2 = Tempered
3 = Heat strengthened
4 = Laminated
5 = Insulating glass units
Different glass types have varying degrees of
resistance to wind loads and debris impact.
IrGlassPercent
Glass Percent: The percent
area of the walls covered by
glass
Enter a number 0-4:
0 = Unknown/default
1 = Less than 5%
2 = Between 5% and 20%
3 = Between 20% and 60%
4 = Greater than 60%
The greater the percent of glass in a wall, the
greater the vulnerability to damage, in general.
Enter a number 0-3:
0 = Unknown/default
1 = No protection
2 = Non-engineered shutters
3 = Engineered shutters
Protecting the windows can reduce the potential
damage to a building.
IrWindowProt
Window Protection:
Describes the nature of wind
protection systems used
the default value.
153
Code
Description
Valid Options
Comments
IrExteriorDoors
Exterior Doors: Describes
the nature of the exterior
doors in the building
Enter a number 0-6:
0 = Unknown/default
1 = Single width Doors
2 = Double width Doors
3 = Reinforced single width doors
4 = Reinforced double width
doors
5 = Sliding doors
6 = Reinforced sliding doors
Exterior doors are weak in resisting wind loads and
so is the frame that holds the doors. They deflect
considerably under high wind loads and thus fail.
IrBldFndConn
Building-Foundation
Connection: Connection
type between the structure
and foundation
Enter a number 0-6:
0 = Unknown/default
1 = Hurricane ties
2 = Nails/Screws
3 = Anchor Bolts
4 = Gravity/Friction
5 = Adhesive/Epoxy
6 = Structurally Connected
Transfers the vertical and lateral loads on the
building to the foundation during wind events.
Foundation Type: The form
of construction of the
building foundation
Enter a number 0-9:
0 = Unknown/default
1 = Masonry basement
2 = Concrete basement
3 = Masonry wall
4 = Crawlspace—cripple wall
5 = Crawlspace—masonry
6 = Post & pier
7 = Footing
8 = Mat / slab
9 = Pile
Single-family dwellings are often built on
basements or on shallow foundations. Most midrise buildings are built on mat foundations. Highrise buildings tend to be supported on pilefoundations. Piles are generally better performers
in earthquakes.
IrFoundation
Critical in single-family dwellings made of woodframe and tilt-up construction. Loss of anchorage
between building and foundation has been a
common type of failure in California earthquakes.
154
Code
Description
Valid Options
Comments
IrIntPartition
Internal Partition Walls:
Describes the nature of the
interior partition walls
Enter a number 0-5:
0 = Unknown/default
1 = Wood
2 = Gypsum boards
3 = Plastered masonry
4 = Brick
5 = Other
Internal partitions, when effective, can protect the
interior of the building when the building envelope
is breached.
IrAttachStruct
Wall Attached Structures:
Components of a property
that are not an integral part
of the main building but are
physically attached to it
Enter a number 0-8:
0 = Unknown/default
1 = Carports/ Canopies/Porches
2 = Single Door Garages
3 = Double Door Garages
4 = Reinforced Single Door
Garages
5 = Reinforced Double Door
Garages
6 = Screened Porches/Glass Patio
Doors
7 = Balcony
8 = No attached wall structures
Attached structures are often more vulnerable than
the main building especially if there is inadequate
anchorage.
Appurtenant Structures:
Components of a property
that are not an integral part
of the main building and are
not connected to it
Enter a number 0-7:
0 = Unknown/default
1 = Detached garage
2 = Pool enclosures
3 = Shed
4 = Masonry boundary wall
5 = Other fence
6 = No appurtenant structures
7 = No pool enclosures
Appurtenant structures may require a different
treatment in analysis from the main building. For
example, the masonry boundary wall can collapse
under moderate shaking whereas the wood-frame
house it surrounds may remain undamaged.
IrAppurtStruct
With respect to seismic performance, unreinforced
masonry chimneys, as an example, generally
collapse even under moderate levels of shaking.
155
Code
Description
Valid Options
Comments
IrMechSystem
Roof Attached Structures:
Description of the
mechanical and other
equipment on top of roofs
0 = Unknown/default
1 = Chimneys
2 = A/C Units
3 = Skylights
4 = Parapet Walls
5 = Overhang/Rake (8-36 in.)
6 = Dormers
7 = Other
8 = No Attached Structures
9 = Overhang/Rake (< 8 in.)
10 = Overhang/Rake (> 36 in.)
11 = Waterproof membrane/
fabric
12 = Secondary water resistance
(e.g., bitumen tape) - Yes
13 = Secondary water resistance
– No
Attached structures are often more vulnerable than
the main building especially if there is inadequate
anchorage.
156

Version 10.0

Transcription

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