The NEW Finance on AOL.com Portfolios User Guide
Transcription
The NEW Finance on AOL.com Portfolios User Guide
TheNEWFinanceonAOL.com Portfolios Poweredby UserGuide Contents NewFeatures.............................................................................................................................3 NewViewVSOldView............................................................................................................4 OverviewPage..........................................................................................................................6 HoldingsPage............................................................................................................................7 ChartsPage................................................................................................................................8 GuidancePage........................................................................................................................10 HowtoCreateaPortfolio...................................................................................................11 HowtoEditaPortfolio........................................................................................................14 HowtoaddapurchaseorsaletoanExistingHolding.............................................15 HowtoaddanewHoldingtoanExistingManualPortfolio...................................16 HowtoDeleteaHoldingfromaPortfolio.....................................................................18 HowtoDeleteaPortfolio...................................................................................................19 GeneralQuestions................................................................................................................21 TransitionQuestions...........................................................................................................22 SubmitanIssue,QuestionorComment........................................................................23 NewAdditionstothePortfolio Justlikebefore,theAOLFinancePortfolioisanonlinetoolthatallowsyouoran investorofanyleveltotrackandmanageinvestmentsacrossoneormultiple portfolios,forfree.Yourportfolioisnowlocatedathttp://aol.com/portfolios NewFeatures WehaveupgradedPortfoliostobringyouaproductthat’seasiertouse,alongwith newtoolsandfeaturesthatwehavedeveloped.We’reexcitedthatthenewfeatures we’velauncheddeliveronthisandhelpyouanalyzeandevaluateyourholdings,so youcanbecomeabetterinvestor.WiththenewPortfolio,youhave: ·SyncedAccounts:Younowhavethechoiceofsyncingyour401K,IRA,brokerage andadvisoraccountstoyourFinanceportfolioonAOL.com,inadditiontomanually enteringyourholdings.Withallyouraccountsonhttp://aol.com/portfoliosyou alsohavetheconvenienceofnothavingtosignintomultiplebrokersites. ·HoldingsthatUpdateAutomatically:Withsyncedaccounts,yourinformation willbepulledinstraightfromyourbrokerages.Aspartofourportfolioupgrade, we’vealsomadesurethatstockvaluesinyourportfolioupdatefasterthanbefore. ·BetterChartsandComparisons:Ourupgradedanalyticsgiveyoubetter transparencyintoyourmoney.Ourworld-classchartsdisplayyourportfolio’s performanceandrisk;soyoucanprojectyourdividends,perfectyourasset allocationandmore.Ourdetailedperformancecomparisonshelpyoubenchmark yourportfolioagainsteverymajorindex. ·CustomViewsofInvestmentMetrics:Younowhavetheabilitytocreatecustom viewsbasedontheinformationyoucareabout.Choosefromawealthofmetrics. Forexample,netmargin,revenuegrowth,EPSandBeta.Youcanalsosortyour holdingsagainstthesedatapoints. ·BrandNewFeatures:GuidanceandManagedAccounts:OurnewGuidance featuregivesyouananalysisofyourportfolio,comparingitagainstanoptimalone basedonyourinvestmentriskpreference.Thiswillbreakdowncommonpitfalls thateffectinvestorsandseeinwhatareasofinvestingyoumayhaveanissue.You canalsoopttousetheManagedAccountfeature,whichletstheprofessionalsat SigFigmanageyourportfolioforyou(feesmayapply).They’llbalanceyourexisting portfolioandmakesureitstaysontrack. WhatFeaturesarestayingtheSame? Sowhat’sNOTchanging?Allofthefeaturesyouhaveusedinthepast.Weknowthat yourelyonthese,sotheyarebeingpreserved.Restassuredknowingthatyoucan continueto: ·Seeyourentireinvestmentportfolioatonce,inoneconvenientdashboard. ·SignintoPortfolioswitheitheryourAOLorFacebookcredentialsasyounormally would. ·Printoredityourportfoliosatanytimeandasoftenasyouwant. ·Receivedailyorweeklyemailsofyourportfolioperformance. ·Whileyoucannowsyncyourinvestmentaccounts,youwillstillbeabletoputin yourholdingsmanually. WhoisSigFig? SigFig.comisaleadinginvestmenttrackingandadviceplatform,whichpowersthe newFinanceportfolioonAOL.comMorethanhalfamillioninvestorsnationwide withover$50billionininvestmentstrackandmanagetheirinvestmentportfolios onlinewithSigFig.com. Security SigFigusesbank-levelsecuritytokeeptheirinvestmentplatformsafetouse.Some oftheirsecuritystandardsinclude: ·256-bitSSLencryption(thesamelevelyourbankorbrokerageuses),soyourdata includingyouraccountnumberandlogininformationishidden. ·Routinesecurityauditsandphysicalprotectionofservers,withdataprotectedby severallayersofauthenticationandencryption. ·Transmissionofcredentialsthroughasecurehttpsconnection. ·Independentlyverifiedsecuritytests. NewViewVSOldView Youshouldbeabletoaccessallofthesametoolsyouwereabletobefore.Thelargestchangeis thatthetabsthatusedtobealongthelefthandsideoftheportfolioarenowalongthetopofthe pageinstead. OLDVIEW NewView 1. Overview:Thisiswhereyoucanseeaquickoverviewofyourportfolio totalsandchartsshowingperformanceovertime.Youcanalsofindrelevant newsarticlesonthistab. 2. Holdings:Thisiswhereyoucanviewyourportfoliosmoreindepth.Here youcanseeyourindividualholdingsandtheircurrentperformances. 3. Guidance:GuidanceisthereplacementfortheReportCardfeature. Guidanceallowsyoutodigdeeperintoyourportfoliosandseehowyour portfoliostacksupagainstabalancedSigFigportfolio. 4. Charts:Thisiswhereyoucanviewadditionaldetailsonyourportfoliosin theformofcharts,graphs,andotheritems. OverviewPage TheOverviewpageiswhereyoucanchecktogetaquicktop-levelviewofyour portfolio.ThispageislocatedinthetopblackbaratthetopofthePortfoliopage.On thispageyouwillfindthingslikenewsarticles,charts,dailychange,andthedaily movers. 1. PortfolioTotals:Thisareaiswhereyouwillseeyourportfoliograndtotal, thedailygain/loss,andthetotalgain/loss.Thisisthetotalcombinedamount ofallofyourportfoliosaddedtogether. 2. PortfolioChart:Here,youcanseethevisualperformanceofyourportfolio overdifferenttimeframes.Youcanchangethetimeframebyclickingthe differentlengthsoftimeatthebottomofthechart. 3. PortfolioBreakdownandIndices:Here,youcanseehowthevariousindices (S&P,NADAQ,ETC)areperforming,alongwithyourindividualportfoliosas well.Clickthe+Signnexttoeachportfolioforfurtherdetails. 4. Settings:Hereyoucandigdeeperintohowyourportfoliosaresetupand performeditsonyourholdings. 5. DailyMovers:Thiswillgiveyoualistoftheholdingsthataremovingthe mostinyourportfolioonthatday. 6. Articles:HereyoucanfindarticlesregardinginvestingfromushereatSigFig andotherplacesaroundtheweb.Scrolldownonthepageformoreoptions! HoldingsPage TheHoldingspageisthemainpageforviewingallofyourindividualsecuritiesand holdingsthatareinyourportfolios.Thisisalsowhereyoucangotoedityour portfolios,addnewholdings,orevencreatebrandnewportfolios. 1. PortfolioTotals:Thisareaiswhereyouwillseeyourportfoliograndtotal, thedailygain/loss,andthetotalgain/loss.Thisisthetotalcombinedamount ofallofyourportfoliosaddedtogether. 2. PortfolioViews:Youcanclickthesetoviewdifferentcolumnsofdetailsnext toyourportfolios.Ifyoudon’tlikethecurrentsetup,trysomeoftheothers toseeifitisagoodfit.Or,justclick+NewViewtobuildacustomviewwhere youcanseetheexactdetailsyouwantnexttoeachholding. 3. Grouping:Thisbuttonyoucangroupyourportfoliosindifferentways.For example,ifyouwantedalloftheaccountsatthesamebrokeragetobe includedinasinglelist,orifyouwanteditbrokendownbyassetclass.Just clickonwhereitsays“Account”onthispagetoseethefulllist. 4. Expand/CollapseAll:Thisishowyoucancontrolifyouwantyourportfolios tobe“Open”(showingeachindividualsecurityinside)or“Closed”(showing onlythehighleveldetailsliketotalamountanddailygain).PressingExpand willopenalloftheseup,whileCollapsewillclosethem.Ifyouwishtodothis individually,justclicktheplusorminussymbolnexttoeachportfolio. 5. IndividualHoldings:Whenyourportfoliosareopen,youcanseethe individualsecuritiesinside.Togetfurtherdetails,youcanclickdirectlyon thetickersymboltogetadeeperbreakdown.Alladditionaldetailswillbe heldincolumnstotheleftofthetickersymbol. 6. Download/Print:Hereiswhereyoucandownloadtheentireportfolioasa .csvfile(ExcelCompatible)orprinttheportfolio.Justclickthebuttonandit willdotheworkforyou. 7. +AddPortfolio:Hereishowyoucanaddanewportfolio.Justclickandselect yourbrokeragefromourlist.Or,createamanualportfolioatthebottomby clicking“CreateManualPortfolio”. 8. EditThisPortfolio:Youcanclickonthistoedittheholdingsandsharesthat arecurrentlyinaportfolio.Thiswillopenanewwindowthatwillletyou changethevaluesassociatedwithyourportfolioswhenthereisachange. ChartsPage TheChartspageiswhereyoucandigalittledeeperintoyourchartsandgraphs regardingyourholdings.Youcanviewsingleportfolios,comparethemtoindices, andseethebreakdownofyourportfolio. 1. PortfolioTotals:Thisareaiswhereyouwillseeyourportfoliograndtotal, thedailygain/loss,andthetotalgain/loss.Thisisthetotalcombinedamount ofallofyourportfoliosaddedtogether. 2. ChartControls:Here,youcanselecttheaccounttowishtoview(Note:Itwill defaulttoshowingallofyourportfoliosinacombinedfashion),theIndex youwantitcomparedto,andthedaterangeyouwouldliketosee.Simply clicktheportionsyouwouldliketochangetoalterthem. 3. %ChartVs$Chart:Thechartwilldefaultthe%chart,whichshowsthe changeinvalueoftheholdingsovertime.However,ifyouwantedtoviewthe purecashvalueofyourportfolioandhowitchanges,youcanclickthe$ buttonheretoswaptothe$chart.Thiswillshowthe$valueofyour portfolio,includingdepositsandwithdrawalsthatmayhaveoccurredduring thetimeperiod. 4. ChartTimeframes:Clickonthesetoswaptoadifferenttimeframeforyour portfolio.Currently,themaximumamountofdatawecanshowisupto1 yearinthepast. 5. AdditionalCharts:Scrolldowntoseeadditionaldetailsonyourportfoliolike AssetAllocationandBeta.Wehaveadditionalchartsanddetailsonthispage thatgivesyouabetterideaofhowyourportfoliosareputtogetherandhow theyareperforming. GuidancePage TheGuidancepageisanexpandedversionofwhattheReportCardusedtobe.Now, youcandigdeeperintoissuesthatmaybeeffectingyourportfolioandreceive furtherdetailsonwhatexactlywearemeasuringandwhyitisimportant. PleasenotethatcurrentlytheGuidancepagecanonlyworkwithSyncedaccounts. Thismeansitwillbeunabletoanalyzeanymanualaccounts. 1. Questionnaire:TousetheGuidancepage,firstweneedtoknowwhatkindof investoryouare.Takethequickquestionnairesothatwecanassignarisk leveltobaseyouroptimalportfolioon.Onceyouhavetakenthequiz,youcan alwaysclickthe“RetakeQuestionnaire”buttontotakeitagain. 2. ChooseAccounts:Here,youcandecideexactlywhichportfoliosyouwould likethesystemtoanalyze.Simplyclickthisanduncheckanyaccountsyoudo notwantincludedintheGuidancetool. 3. AddAccounts:Ifyouhaveanyaccountsthatarenotcurrentlylinked,click heretosyncyourbrokerageaccountssoourGuidancesystemcantakea look. Onceyourportfolioisanalyzed,youwillgetabreakdownofyourportfolio.Clickon anyoftheitemsforfurtherdetails,orsimplyscrolldownonthepage. HowToInstructions HowtoCreateaPortfolio Whenyouwouldliketocreateanewportfolio,therearetwotypesyoucancreate. First,youcancreatea“Synced”portfoliowhichisaportfoliothatislinkeddirectly toyourbrokerage.Thiswillupdateallyoursharesandcostbasisautomatically, insteadofrequiringyoutoenterinthedetailsforeachholding.Theotherisa Manualportfolio,whichdoesnotupdateautomatically,butallowsforfinercontrol asyoucanchangethenumberofsharesandcostbasiswheneverthereisachange. Tostarteither,justclickthe+AddPortfolioButtononyourHoldingspage. SyncedPortfolio Tocreateasyncedportfolio,youcanstartbyclickingthe+AddPortfoliobutton. Fromthere,youcanchooseyourbrokeragefromthelistthatappearsorusethe searchbaratthetoptofindabrokeragethatisn’tlisted. Whenyouselectabrokerage,itwillwalkyouthroughthestepsofenteringinyour credentials.Makesureyoufollowtheinstructionsastheymayaskfordifferent detailsthanwhatyounormallyusetologintoyourbrokeragesite. Whenyouaredone,justpresstheblueSyncBrokeragebuttonatthebottomofthe page.ThiswillconnectyourportfolioandyouwillbeabletoseeitonyourHoldings page. ManualPortfolio JustliketheSyncedportfolio,youwillstartbyclickingthe+AddPortfoliobutton. Fromhere,selectthe“CreateaManualPortfolio”buttonatthebottomofthebox thatappears. Onceyouclickthis,youwillstarttosetupyourportfolio. 1. Enterinyourportfolioname.Thisisrequiredtocreatetheportfolioandwill bedisplayedontheHoldingspageasthetitlefortheportfolio. 2. +AddHoldings–Clickthistoaddinanewholding.Anewbarwillappear whenyouclickthisbutton.Simplyputintheticker,clickthecompanyname thatappears,andthenyouwillseewheretoenterinsharesandcost information. 3. +AddCash–Clickthistocreateanewfieldwhereyoucanenterinacash amountfortheportfolio. 4. CreatePortfolio–Clickingherewillcreatetheportfolio.Thiswillsaveallof theworkyouhavedoneandcreatetheportfolioontheHoldingspage. HowtoEditaPortfolio Toeditaportfoliothatalreadyexists,allyouneedtodoisclickonthe“EditThis Portfolio”buttontotherightofyourportfolioname.Ifyoudonotseethisright away,makesureyourportfolioisopenbyclickingthe+signtotheleftofthe portfolioname. Clickingherewillopenuptheportfolioandshowalloftheindividualholdings.To edit,simplyclickonthenumberyouwouldliketoeditandreplaceitwithan updatednumber. Whenyouaredoneediting,justpresstheSAVECHANGESbuttoninthebottomright handcornertosavetheworkyouhavecompleted.Ifthereisaproblem,youwillnot beabletosave.Checkwhatyouhavebeeneditingtoseeifanyoftheboxeshave turnedlightred.Ifso,itmeansthereisaprobleminthatparticularbox.Common issuesareincluding$signs,commas,orotherspecialcharacters.Removetheseand itshouldSAVEnormally. Note:IfyourportfolioisaSYNCEDportfolio,youwillonlybeabletoeditthecost basisontheportfolio.Thesharesarelocked,asthisisinformationthatisupdated automaticallyfromthebrokerage. HowtoaddapurchaseorsaletoanExistingHolding Toeditaholdingthatalreadyexists,allyouneedtodoisclickonthe“EditThis Portfolio”buttontotherightofyourportfolioname.Ifyoudonotseethisright away,makesureyourportfolioisopenbyclickingthe+signtotheleftofthe portfolioname. Now,youwillneedtoclickonthebuttonmarkedEdittotherightofthetickerthat youwishtoedit.Thiswillopenupthetransactionwindowthatwillletyouaddina purchaseorasaletoaholdingthatalreadyexists. Onthenewwindow,tostart,pressthe+AddTransactionsbuttontoaddanewline fortheportfolio. Youcanaddasmanynewlinesasyouwouldlikebypressingthe+Add Transactionbutton.Forpurchases,useapositivenumberofshares,andforsales, useanegativeamountofshares. Whenyouaredone,justpressSaveUpdatesintheverybottomrightcorner.Ifyou havetroublesaving,pleasemakesureyouhaveadatefilledinforeverytransaction. Ifyouaremissingadate,itwillnotsaveproperly. HowtoaddanewHoldingtoanExistingManualPortfolio Ifyouhaveanewholdingthatyouwouldliketoaddtoyourmanualportfolio,you candosoeasily.Allyouneedtodoisclickonthe“EditThisPortfolio”buttontothe rightofyourportfolioname.Ifyoudonotseethisrightaway,makesureyour portfolioisopenbyclickingthe+signtotheleftoftheportfolioname. Onceyouareinsidetheportfolio,youwillneedtoclickthe“AddHolding”button, justlikeyoudidwhenyouwerecreatingtheportfolio. Inthenewboxthatappears,enterinthetickersymboloftheholdingyouwantto addandthenselectthecompanynamethatappearsbelow.Thiswilladdtheholding intotheportfoliosoyoucanenterinthesharesandcostbasis. Onceyouclickonthecompanyname,thetickersymbolwillbeaddedtoyour portfolioandthenyoucanenterinthesharesandcostbasis.Whenyouaredone, justpressSAVECHANGES. Ifthereisaproblem,youwillnotbeabletosave.Checkwhatyouhavebeenediting toseeifanyoftheboxeshaveturnedlightred.Ifso,itmeansthereisaproblemin thatparticularbox.Commonissuesareincluding$signs,commas,orotherspecial characters.RemovetheseanditshouldSAVEnormally. HowtoDeleteaHoldingfromaPortfolio Ifyouwishtoremoveaholdingfromyourmanualportfolio,youcandosoeasily.All youneedtodoisclickonthe“EditThisPortfolio”buttontotherightofyour portfolioname.Ifyoudonotseethisrightaway,makesureyourportfolioisopenby clickingthe+signtotheleftoftheportfolioname. OnceyouhaveopenedyourportfoliowiththeEditthisPortfoliobutton,youshould seeacolumnmarkedDELETEtotherightofeachholdinginyourportfolio.To deleteaholding,simplychecktheboxinthecolumnmarkeddeletenexttothe holdingyouwantremoved. Whenyouhaveselectedalloftheholdingsyouwantremoved,clicktheSave Changesbutton.Thiswillaskthatyouconfirmthedeletionandthenwillremove theholdingfromyourportfolio. HowtoDeleteaPortfolio Beforeremovingaportfolio,pleasenotethatonceaportfolioisremovedwecannot restoreitfromourend.Alldeletionsarepermanent,sopleasekeepthisinmind. Tostart,clickontheSettingsbuttonintheupperrighthandcornerofyour portfolio. OnceyouclickSettingsyoushouldseeawindowthatwilllistallofyourportfolios. Totherighthandside,youwillseeaDELETEoptionnexttoeachportfolio.Simply clickthis,thenconfirm,andyourportfoliowillbefullyremoved. Onceconfirmed,youshouldnolongerseetheportfolioappearinganywhereonyour account. FrequentlyAskedQuestions GeneralQuestions • HowdoIgettomyportfolio? Yourportfoliohaschangedpages,soitisnowlocatedathttp://aol.com/portfolios Rememberthatyoumustbesignedintoseeyourportfolio. • Whatbrowserisbesttousetoviewmyportfolio? Allmodernbrowsersarerecommended.IfyouuseInternetExplorer,we recommendIE9oruporusingGoogleChromeorFirefoxtoaccesstheportfolioif anyissuesareexperiencedwitholderbrowsers. • Howaretheportfoliosordered? Yoursyncedaccountswillshowupfirst,followedbyyourmanualaccounts.Click theExpandAll/CollapseAlllink • HowcanIsortmyholdings? Youcansortwithineachaccount,whethersyncedormanual.Yourholdingscanalso besortedbyanyofthedatapointsshown,likeSymbol,Shares,NetChangeandso on.Simplyclickontheheadertoenablethesorting. Togroupyourholdingsbyaccount,marketcap,industry,orassetclass,byusingthe “GroupHoldingsby”dropdownwindow. • Howcomemytickerisnotbeingrecognized(Ican’tfind/addaticker symbol)? Themostlikelyreasonisbecauseyouareinputtinganinternationaltickeror preferredstock.Bothinternationalstocksandpreferredstocksarenotsupportedin ournewPortfolios.However,ifyouhadthesestocksbeforeourupgrade,youshould seetheminyouraccount.Goto“Holdings”tabatthetopofthepageandthenclick on“EditThisPortfolio”totherightofyourportfolionametoviewtheindividual holdings. • Howcomemyinternationalorpreferredstockisnotbeingrecognized? InternationalandpreferredstocksarenolongersupportedinournewPortfolios. However,ifyouhadthesestocksbeforeourupgrade,youshouldseetheminyour account.Goto“EditAPortfolio”andfindyourmanualportfolioandclick“Edit Holdings.”Then,clickthedrop-downarrownexttotheTickernameandyou’llsee yourtransactionhistory. • HowdoIdeleteallmydata? Gotothe“Settings”buttonintheupperrighthandcornerandhitdeleteonallof youraccounts.Youwillfirstreceivea“Areyousure?”prompt.Onceyouhit“Delete” afterthisprompt,yourportfoliowillbedeleted.Pleasenote:IFYOUDELETEA MANUALPORTFOLIO,WEWILLNOTBEABLETORECOVERYOURDATA.Ifyou deleteasyncedaccount,youcanadditbackbygoingto“EditAPortfolio”,selecting “AddPortfolio”,findingyourbrokerageaccountandenteringyourcredentialsagain. TransitionQuestions • Iamunabletoaccess/pullupmyportfolio. Youaremostlikelyenteringthewrongusernameorpasswordwhenyou’resigning in.Doublecheckyouareenteringtherightcredentials.Ifyouneedtoresetyour password,refertothisAOLHelppage: http://help.aol.com/help/microsites/microsite.do?cmd=displayKC&docType=kc&e xternalId=219092 • Iammissingdatainmyportfolio/myholdingshavedisappeared. Themostcommonreasonisexpiredordelistedholdings.Internationalholdingsand marketindexesarealsonotsupportedinournewPortfoliosexperience.To compareyourportfolioagainstmarketindexes,refertotheinteractiveperformance chartontheHoldingspage. • HowdoIgettheoldDailyFinanceview(theviewbeforetheupgrade)? WhenyougotheHoldingstabaftersigningin,yourdefaultviewistheSummary View,whichistheoldDailyFinanceview.Youwillseeallofthedatapointsyouwere usingtoseeing:Shares,LastPrice,NetChange(whichisToday’sGain/Loss),Cost Basis/Share,Value,Gain/Loss(sincepurchase),%Gain/Loss(sincepurchase)and %ofPortfolio. GettingHelp InDepthFAQs Togethelponcommonuserissuesandquestions,lookthroughourFAQs,locatedat https://financeonaol.zendesk.com/hc/en-usBrowseourFAQsorifyouprefer, typeinyourquestionorkeyword(s)inthesearchboxandclickSearchAnswers button.Anyotherquestionscanalsobeemaileddirectlytoaolfinancesupport@sigfig.com SubmitanIssue,QuestionorComment TosubmitaspecificPortfolioissueorfeedback,clicktheSupportbuttononthe rightrailofanyofourPortfoliopages.Thiswillopenupaform(picturedhereon theright).FillouttheformandclickSubmittoreceiveSigFigassistancebyemail. Beforeyoudothis,seeifyourquestionorissueisincludedinourFAQslocatedin theHelpCenterintheupperrightcorneroftheportfolio. Forurgentportfolioquestionsorconcerns,AOLisprovidingphonesupportat(855) 267-6269,MondaytoFridayfrom8AMto8PMEST. IfyourissueisrelatedtosigningintoPortfolioswithyourAOLaccount,firstdouble checkthatyouhaveenteredyourcredentials(usernameandpassword)correctly.If youbelieveyouhave,clickontheSupporttabonourPortfoliosSign-inpagetoget assistancefromAOL.Ifyouneedtoresetyourpassword,refertothisAOLHelp page: http://help.aol.com/help/microsites/microsite.do?cmd=displayKC&docType=k c&externalId=219092