Season for cash register bells ringing
Transcription
Season for cash register bells ringing
Frontier Design is all in the family 2A Two local businesses find new life 7A Dakota Future leaders aim high 10A ANDREW MILLER JOHN GESSNER JEFF ACHEN dakotacountytribune.biz NOVEMBER 12, 2009 VOLUME 30, NUMBER 37 'DNRWD&RXQW\7ULEXQH Since 1884 B U S I N E S S w e e k Season for cash register bells ringing l y INSIDE BIZ FORUM As the holiday season approaches, retailers gear up for important time of year Personal service, deals attract shoppers by Kara Hildreth DAKOTA COUNTY TRIBUNE Personal service is what main street shop owners offer customers all year long. But during this holiday season, main street business owners plan to work even harder to lay out the red carpet. Many local merchants want to remind residents how important it is – especially in this economic recession – to support local businesses that can offer more personalized service. Farmington merchants Photo by Kara Hildreth plan to extend retail busi- Fan Club Athletics in Farmington looks to capture up to 30 percent of its reness hours to entice shoppers tail sales business during the upcoming holiday shopping season. Store owner to stop downtown for good Stacey Schultz (back) and Kathleen Hanson, store manager, are ready to help deals and to save time versus customers with their holiday shopping lists, with many gift options under $20 driving to a strip mall or me- for Tiger fans and college sports fanatics.. gamall. “We expect about Pillsbury Doughboy plays a third of our busion a swing. The average adult spends about $850 ness will come durSales of holiday each year during the holiday shopping ing the holiday season season from November through December, treats will give the Farmfrom our pre-ordered ington Bakery a rise in according to the National Retail Federation. cookie platters for corbusiness that begins with In October, the federation released its porate events or small Thanksgiving sales of clo2009 holiday forecast, projecting holiday grab-and-go gifts for verleaf rolls and pies. retail industry sales to decline 1 percent teacher gifts,” said Bakery gift certhis year to $437.6 billion. While this Gina King, owner of tificates are popular for number falls significantly below the 10-year Farmington Bakery. teachers, hair dressers or average of 3.39 percent holiday season Baking cookies, others who need a special growth, the decline is not expected to be candies and breads to as dramatic as last year’s 3.4 percent drop “thank you” during the fill holiday gift basholidays, King said. in holiday retail sales. kets and platters, King “The aroma, This edition of the Dakota County Tribune Business Weekly takes a look at said the bakery’s triedthe sounds and sights of three businesses and their approach to the Christmas are what the and-true from-scratch holiday shopping season. recipes go back genholidays are all about,” erations. King said. but the big attraction for kids of all “We have been Fan Club Athserving the Twin Cities for over 60 ages is the giant gingerbread house letics in downtown Farmington is years with our award-winning cakes adorned with shiny candies, a Santa gearing up to offer special deals on Claus and small toys. and bakery goods,” King said. new apparel and gift items for Tiger Royal icing drips from the roof- fans. This year the sports shop also Each holiday season the Farmington Bakery turns on twinkling top in the shape of icicles, a red is selling gift items for fans of many See Service, Page 48A lights and hangs festive decorations, candle sits in the window sill, and a In Brief +&//:800%4 "/ 45"$&:"$,&3. 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While Bachman’s is busy with shoppers during the spring planting months, as the chill of winter begins to set in the greenhouse and gift shop looks to entice holiday shoppers. The business, founded in Lakeville, uses e-mail marketing and special events to have shoppers thinking green even in winter. Bachman’s has a strong marketing presence online with its free E-Club that has more than 50,000 members, who are subscribers at www. bachmans.com. Special deals are introduced every other week. “We use that as a vehicle to hear from our members and hear suggestions,” said Beth Peterson, market manager for Bachman’s. “We do a survey every year to get feedback.” Members can take advantage of added-value pricing when it comes to landscaping, holiday decorating or gift giving by being an online email subscriber, Peterson said. The offers range from 15 percent off pre-cut bouquets or an extended two-year warSee Marketing, Page 48A The success of an organization depends on having people with a diversity of experiences, skills and backgrounds. JEFF 5A APPELQUIST BEST PRACTICES Personalize your brand’s message by tapping into the emotions that will motivate people to use your products and services. STACEY 5A ACKERMAN BUSINESS 101 Businesses should conduct a regular analysis of all of its existing accounts to determine if they net positive returns. KARI 6A GRITTNER General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011 Interested in a FREE subscription? XQH 'DNRWD&RXQW\7ULE "6(6 45 Marketing efforts, special events, reasonable prices lure customers to local businesses Legislators should realize that the state has survived without a bonding bill gaining approval in the past. 4A &&,-: #64*/ #VSOTWJMMF CJ[ $P3E PVOUZ5SJCVOF XXX%BLPUB$ "%7&35*4*/( Just complete this form and mail it to: Attention: Subscriptions Dakota County Tribune 12190 County Road 11 Burnsville, MN 55337 or fax to: 952-846-2010 __________________________________________________ _____________________________ BUSINESS NAME ATTENTION ________________________________________________________________________________ ADDRESS ________________________________________________________________________________ CITY/STATE/ZIP __________________________________________________ _____________________________ SIGNATURE DATE ________________________________________________________________________________ EMAIL 2A November 12, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY It’s all ‘for the family’ at Frontier Design Burnsville custom-apparel print shop is home away from home for owner Leann Litterer and family by Andrew Miller DAKOTA COUNTY TRIBUNE Frontier Design in Burnsville is taking the concept of a family-run business to a whole new level. Started three years ago by Burnsville resident Leann Litterer as a home business producing spirit wear for area sports teams, Frontier Design expanded earlier this year after purchasing the production equipment of a Hastings screenprinting shop. Litterer moved the business to a strip mall at the corner of Nicollet Avenue and McAndrews Road in January 2009, a few blocks from her family’s home, and Frontier Design now specializes in screenprinting, embroidery, banners and signs, vinyl cutting and business cards. Litterer, a graphic designer by trade, runs the business with her husband, Tom, who also works as a manager for a major medical-device company. “I’m very creative and outside the box, he’s very inside the box and thinks very linear,” Litterer said. “I’m the driving force and he’s got the steering wheel, because otherwise I’d go in 20 different directions. Staffing the shop are seven of Litterer’s eight children. (Her oldest daughter, Chelsea, is away at college.) “They all pitch in,” Litterer said. “Any job that we have, everybody kind of has a role in it. … We have a motto at the house: ‘It’s for the family.’ That’s just the mentality of how we’ve done everything.” Chad Brewer, 20, a 2008 graduate of Apple Valley High School, does screen printing, signs, and vinyl work, while 15-year-old Hailey Spriggs, an Apple Valley High School freshman, lends a hand with accounting. “She’s got a really good head for numbers,” Litterer said. Michael Litterer, 14, handles embroidery hooping and shirt loading, while Kyleigh Spriggs, 13, is the shop’s equivalent of a utility infielder. Photo by Andrew Miller Chad Brewer screenprints a T-shirt at Frontier Design. Photo by Andrew Miller Siblings Chad Brewer, 20, and Kyleigh Spriggs, 13, help fill an order at Frontier Design. The Burnsville print shop at 13765 Nicollet Ave. opened in January 2009 and is owned by Brewer and Spriggs’ mom, Leann Litterer. “There isn’t a job you could put that girl on that wouldn’t get done in a hurry,” Litterer said. Even the youngest children have chores around the shop. Matt Litterer, 12, and Megan Litterer, 10, vacuum, dust and take out the trash. Three-year-old Sean Litterer, who has a wall set aside in the back-room work area for coloring projects, is responsible for all “the heavy lifting” around the shop, Litterer joked. His duties include turning the lights off when the family heads home at the end of the day. And, “he catches shirts when they come off the dryer – it’s very cute,” Litterer said. Litterer’s ex-husband, Darrell Spriggs, also helps out around the shop. One advantage of having a family-run business, Litterer said, is the flexibility it allows. “It doesn’t have to be nine to five,” she said. “I was a single mom working as an administrative assistant for four years (in Albuquerque, N.M.), and if something happened with the kids, you’d have to take time off. Having that flexibility is very important.” Litterer recognizes the limitations of having family members, especially children, serve as employees. “You can’t really push them too much – we have to plan our time well,” she said. Plus, “it’s kind of hard to fire your kids if somebody messes up,” she joked. For the children, they get more out of working at Frontier Design than they would at a garden-variety after-school job. Whether its producing letter jackets for high school athletes or logoed T-shirts for big corporations, every project brings the family closer together. “We take each job as a little mini quest,” Litterer said. “They know that these jobs benefit the family. They get a huge sense of accomplishment.” Frontier Design is on the Web at www.frontierdesignonline.com. Andrew Miller is at [email protected]. Photo by Andrew Miller Frontier Design owner Leann Litterer and her daughter Kyleigh Spriggs fill an embroidery order at Frontier Design in Burnsville. DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 12, 2009 %X]] People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community 0RYLQJ8S $FFRODGHV %XVLQHVV%ULHIV ATTORNEY TO LEAD NEW LAWYER SECTION FOR ASSOCIATION US Federal has presented the program the past two years. Students have been vying for the Production Excellence Awards since submission of their projects earlier this spring. Production Excellence Award recipients each received a $1,000 scholarship for their cinema endeavors. CITY WILL NOT REQUIRE REGISTRY FOR TOBACCO-PRODUCT BUYS SECONDHAND SHOP OPENS IN DOWNTOWN FARMINGTON Lakeville’s City Council will not be making changes to the city’s tobacco ordinance. On Nov. 2, the council voted unanimously against approving a change to the city’s tobacco ordinance that would require an age verification log on purchases of tobacco-related devices such as pipes and papers. City Administrator Steve Mielke said the feeling of the council during a recent work session was that an age verification log was “probably not the proper technique” to stay on top of sales of pipes and other devices that could be used to smoke illicit drugs. – Derrick Williams The new secondhand shop Shidor recently opened in downtown Farmington as a place to buy and donate household goods and clothing and as a way to fund a new nonprofit organization. Entrepreneur Michelle Overbey welcomed community members into her new shop for a grand opening Monday, Nov. 2. Located at the corner of Third and Oak streets, Shidor is neatly organized and filled with children’s and adult clothing, books, toys and household items, home interiors and gently used furniture. Shidor will be run by 25 volunteers who are friends and will help Overbey collect items and organize the store. – Kara Hildreth The Minnesota Association of Justice has named attorney Martin Paavola cochair of its New Lawyer section. Paavola is an associate with Burnsville-based Otten & Seymour and practices in the areas of personal injury and workers compensation. The Minnesota Association for Justice brings lawyers together for training seminars and conventions to increase their expertise in practice areas. Based in Minneapolis, the association began in 1954 and operated as the Minnesota Trial Lawyers Association until 2007. “The committee brings new attorneys together with those who are more experienced in law practice for mentorship and professional development, and it’s exciting to be at the center of that effort,” Paavola said. Paavola is a graduate of the William Mitchell College of Law, St Paul, and is a member of the Minnesota State Bar Association, the First Judicial District Bar Association and the Dakota County Bar Association. $FFRODGHV LAKEVILLE COMPANY HONORED WITH WALK MS CUP Lakeville resident Aimee Goldberg’s company, Benchmark Reporting Agency, has been honored with the Walk MS Cup by the National Multiple Sclerosis Society. The traveling trophy was awarded to Benchmark on Oct. 21 for excelling in fundraising and recruitment. Benchmark’s team included more than 60 staff, clients, friends and family. Benchmark donated $150 per walker and raised a total of $14,819. The 20th Anniversary Walk MS was held May 3. Nearly 10,000 participants at 17 sites throughout Minnesota and western Wisconsin participated in the walk. Benchmark Reporting Agency, a court reporting firm, is headquartered in Minneapolis. Its Web site can be found at www.benchmark-reporting.com. US FEDERAL AWARDS MCTC PRODUCTION EXCELLENCE US Federal Credit Union recently showed its support for the arts, students of the community, and education through its Presenting Sponsorship of the Cinema Division Production Excellence Awards at the Minneapolis Community and Technical College honoring young cinema talents for their outstanding works. %XVLQHVV%ULHIV ANCHOR BANK-FARMINGTON DONATES TO SENIOR CENTER The Rambling River Center’s activity room is the sixth space in the new Farmington senior center to earn a formal name as part of the naming-rights fundraiser. For a $4,500 donation, the space will be called the Anchor Bank Activity Room, according to Randy Distad, city parks and recreation director. The Farmington City Council approved the agreement Nov. 2 with Anchor Bank-Farmington, which is located across the street from the senior center. Senior center building naming rights are still available for $50,000. The building name can go up as soon as the donation offer is made. Other naming rights available are $25,000 for the banquet hall and $10,000 for the arts and crafts room. – Kara Hildreth TECHNICAL COLLEGE SEEKS FUNDING FOR REMODELING Dakota County Technical College in Rosemount is seeking $13 million to remodel 118,000 square feet of its campus. “The goal is to keep us a state-of-theart school over the future,” said Mike Opp, the dean of transit and industry at DCTC. The remodel will be the campus’ first major upgrade since the 1970s, Opp said. The college plans to improve electrical systems, air quality and technological capabilities within the automotive, heavy construction, heavy duty trucks, nanotechnology and engineering departments, among others. DCTC already received $300,000 last year to create a pre-design of its remodeling plans. The $13 million the college is currently seeking would be broken down into two phases. DCTC is currently seeking a $6.5 million state grant to begin the first phase, which consists of drafting a final design plan and starting the remodel by 2011. DCTC plans to ask for the second installment in 2012 for the second phase. – Jessica Harper ONE NOISE WALL ON CEDAR AVENUE WON’T BE NEEDED In an Oct. 22 letter to U.S. Rep. John Kline, the Federal Highway Administration agreed to drop its requirement that a 10-feet tall noise wall be built in Apple Valley, north of County Road 46. The letter said nothing about changing its requirement for the installation of a 20-foot tall, 360-foot long noise wall on the west side of Cedar Avenue, just south of 153rd Street. With cost estimates between $250,000 and $500,000, the federal requirement adds additional expense to redeveloping Cedar Avenue for bus rapid transit, said Cedar Project Manager Kristine Elwood. “This is new information. We are looking to see if we have the money in the budget,” Elwood said. But if the county doesn’t build the wall, it could lose $22.5 million in federal funds for the project. Elwood said she will present a project update at the Dakota County Regional Rail Authority meeting, Nov. 17. – Laura Adelmann %XVLQHVV%ULHIV BURNSVILLE PLEDGES TO CLEAN UP WATER SYSTEM PROBLEMS Response to complaints about taste and odor in the city of Burnsville water dominated Nov. 3 proceedings at City Hall. The offensive water is coming from the city’s surface-water treatment plant, which opened in mid-August. The plant treats water pumped from the Kraemer Mining and Materials limestone quarry next to the Minnesota River. The surface water is blended with water from the city’s groundwater-treatment plant. About 8 million gallons of the blend is delivered to water customers daily, with surface water comprising about half. City officials assured concerned Burnsville residents that the water meets federal and state health standards. – John Gessner Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to [email protected], fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers. Submissions to Buzz: www.DakotaCountyTribune.biz 3A 4A November 12, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY )RUXP Thirty years serving readers, thanks to advertisers by Larry Werner DAKOTA COUNTY TRIBUNE Thirty years ago, a guy named Dan and a guy named Doug wanted to start new businesses. Because each man had something the other needed, a relationship evolved that has given residents of Dakota County Thisweek Newspapers and Cole’s Salon. As we at the newspaper celebrate our 30th anniversary, it seemed appropriate to offer a lesson in newspaper economics through the words of Dan Clay, who started Thisweek in 1979 with his brother, Joe, and Doug Cole, who started Cole’s Salon the same year. The relationship between the two institutions is a story of how the free newspaper serves readers by providing customers to advertisers. Let’s start with the Clay brothers, who were the fourth generation of their family to run the Dakota County Tribune, which is, by the way, celebrating its 125th anniversary this year. The Tribune was a subscription paper that was competing against a new trend – the free newspaper that is delivered to virtually all homes in a community. The Clay brothers decided they wanted to add a free newspaper to the company so advertisers could reach more potential customers and so the Clays could compete with papers that included the Burnsville Current (now the Sun-Current) and “shoppers,” ad circulars that don’t contain real news. “What happened is what I call ‘disruptive technology,’ ” Clay said in an interview the other day. “The idea of giving the newspapers out free to everybody was starting to take hold.” The Current was covering the Burnsville market with a free paper. So the Clay 7ULEXQH&ROXPQLVW Larry Werner brothers decided to launch a paper called Thisweek with about 60,000 circulation through much of Dakota County. “Our advertisers were demanding more circulation,” said Clay, who lives in Credit River Township. “So we decided to give it to them.” Thisweek was launched in March of 1979. Meanwhile, a barber named Doug Cole had decided the same year that he wanted to open a salon in Burnsville that would serve the entire family with hair-care services south of the river. And he needed a way to spread the word. Cole started out advertising in both the Burnsville Current and Thisweek. But he found it too expensive to advertise in both papers. Even though the Current was the dominant paper in Burnsville at the time, Cole said, Thisweek had broader circulation in the county and seemed to have the readership edge. “We listened to our clients,” Cole said. “I felt comfortable with the readership and that we were hitting the right market.” Cole chose to partner with the Clays, and both businesses grew. Every week, on Page 3 of our papers, Cole’s Salon runs an ad promoting services at its five salons in Burnsville, Apple Valley, Eagan and Savage. Those ads provide revenue for the newspaper op- erations and exposure for Cole’s. That’s how the free newspaper works. There is no revenue from subscriptions. The advertisers cover the cost of printing and distributing 65,000 copies of the paper each week and the cost of paying a staff, paying the rent and many other expenses. But as both Dan Clay and Doug Cole know, the advertisers don’t determine what goes into the paper. Our reporters and editors, under the direction of Managing Editor Tad Johnson, decide what news should be reported based on their devotion to serving readers – not advertisers. If readers trust our news coverage, they will read the paper, and, as a result, see the ads. “There were shoppers around, but there hadn’t been the news angle,” Clay said of the decision to launch Thisweek. “Full circulation with news.” The local news is what Cole, the advertiser, talks about also. “People love the local paper with local news,” Cole said. “You guys have done a great job of communicating what’s important to the community.” So that’s how it works: We cover the news in Burnsville and Eagan, Apple Valley and Rosemount, Farmington and Lakeville. And advertisers who understand that we are read, advertise their goods and services to our readers. As Cole’s Salon celebrates its 30-year anniversary by giving $30,000 to employees and a similar amount to customers, we are thankful for advertisers like Cole who understand how the business works with its two sets of customers. Cole says he’s built his company from 2010 bonding bill – to be or not to be? by Phil Krinkie SPECIAL TO THE TRIBUNE As next year’s legislative session approaches, discussions regarding the 2010 bonding bill are ratcheting up. Each evennumbered year, the Legislature shifts its focus from the budget to consideration of building projects around the state. These projects range from state trails and parks to buildings on college campuses and zoos, all of which are paid for by the issuance of state bonds. The list of projects under consideration is always three to four times the number the Legislature ends up funding in the final bill. This takes the horse trading and political gamesmanship to a new level. However, the debate next year may not be as much about the overall dollar amount of the bill, but whether there should even be a bonding bill. In legislative circles of the big spenders, that statement is almost considered blasphemy. But there are sound economic reasons for taking this fiscally prudent approach. For more than three decades, Minnesota has had a guideline that debt-service payments should be no more than 3 percent of general-fund revenue. Maintaining a low debt service cost has helped the state obtain a triple-A bond rating. This excellent bond rating means the state pays less in interest on its debt. Last March, the state’s Management and Budget Office projected that for the first time, state debt-service payments would exceed the 3 percent limit. This has led to questioning by some lawmakers as to whether there should be any bonding *XHVW&ROXPQLVW Phil Krinkie bill in 2010. Adding to the state’s debt during a period of declining revenue will push debt-payment levels above the 3 percent level for many years into the future and could jeopardize our triple-A bond rating. Seldom in the past have lawmakers been able to resist the desire to place more debt on the state’s credit card, and 2010 is likely to be the same. As a veteran of the process and a former chair of the House Capital Investment Committee, I can attest to the validity of the old axiom, “the most dangerous place to be is between the hogs and the trough.” With 2010 being an election year for all 201 state legislators, the pressure will be on legislators to bring home the bacon, and the results of that attitude will be to heap more debt on to the taxpayers. The last time the Legislature didn’t pass a bonding bill was in 2004, the second year of my chairmanship of the House Capital Investment Committee. That year, the House passed a bonding bill with more than 100 votes, but the Senate didn’t. In a strange twist, all of the GOP senators voted against the bill. Because bonding incurs debt, it requires a three-fifths majority to pass a bonding bill. Therefore in 2004, the DFL-controlled Senate needed at least some Republicans to support the bill. After the first attempt to pass a bill failed, the DFL Capital Investment chair, Sen. Keith Langseth, refused to bring the bill back up for reconsideration. The result was no bonding bill in 2004. Somehow, business went on as usual, even without more state building projects adding to our debt load. Given that DFLers have the necessary three-fifths majority in both the Senate and the House to pass any bonding bill they desire, in 2010 the scenario of nobonding bill would likely have to originate with Gov. Tim Pawlenty. Only Pawlenty’s threat of a veto could keep the big spenders from putting the state deeper in debt. Not passing a bonding bill in 2010 would certainly be the fiscally responsible action to take. With a projected shortfall of $7 billion in the next biennial budget, why would any responsible lawmaker incur even greater debt by voting for a bonding bill in 2010? The big spenders at the Capitol have already maxed out the state’s credit card. It’s time to say no to more credit-card spending, rather than begging the creditcard company, i.e. the taxpayers, to increase their spending limit. Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@ taxpayersleague.org. Submissions to Forum: www.DakotaCountyTribune.biz one location and a few employees to five locations, 330 “team members” and $25 million in annual revenue. Because he wanted to share his success with employees, he decided 15 years ago to add an employee stock plan. Today, 40 percent of Cole’s is owned by an ESOP – an Employee Stock Ownership Plan. As it happens, Thisweek and the Dakota County Tribune are also part of a company that shares ownership with employees. In 1999, the Clay brothers decided to sell their papers to ECM Publishers, a Coon Rapidsbased company started by former Gov. Elmer Andersen. The Andersen family, like the Cole family, shares ownership with employees through an ESOP. I’m proud to report that ECM has done far better than our competitors through a recession that has taken many newspapers into bankruptcy or put them under. We have faced our own challenges convincing advertisers to keep spending money in tough times and that the Internet isn’t the only answer for all readers and advertisers. That’s a point on which Dan Clay and Doug Cole agree 30 years after they decided to become partners in building Thisweek and Cole’s. “What we’ve always done is stick to our home ground and cover the people of the home area,” Clay said. “People still like to have a paper in their hands,” said Cole. “I think Thisweek is going to be around 30 years from now.” Larry Werner is editor and general manager of Thisweek Newspapers and the Dakota County Tribune Business Weekly. He can be reached at [email protected]. Corrections A story in the Nov. 5 edition about Mainstream Boutique incorrectly identified it as Mainstreet Boutique. A column in the Nov. 5 edition by Antar Salim should have been attributed to Katja Jeanneret, adjunct business instructor at Rasmussen College - Eagan Campus. The Tribune regrets the errors. 'DNRWD&RXQW\7ULEXQH BUSINESS WEEKLY (USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor .....................Tad Johnson Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Business briefs....... [email protected] Story ideas [email protected] Letters [email protected] Advertising ..................... [email protected] Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville. Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday 12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 12, 2009 5A %HVW3UDFWLFHV Lewis and Clark show that diversity is strength by Jeff Appelquist SPECIAL TO THE TRIBUNE From 1804 to 1806, Army officers Meriwether Lewis and William Clark led an amazing team known as the “Corps of Discovery” on an 8,000-mile journey over 863 days into the unknown reaches of the western United States and safely home again. They were commissioned by President Thomas Jefferson to find an all-water thoroughfare- the fabled “Northwest Passage”- to the Pacific Ocean. Though they failed in that mission (no such waterway existed), they succeeded in exploring and documenting virtually everything they saw along the way, establishing the boundaries of the young nation, and opening the great American West to future expansion. What is perhaps most remarkable about Lewis and Clark and their incredible journey of discovery is that they achieved this feat – in a day and age when people gave no thought to the importance of celebrating and incorporating differences – with a team of talented individuals who were truly diverse in the broadest sense of the term. Lewis and Clark dramatically demonstrated a fundamental principle that all modern-day business leaders *XHVW&ROXPQLVW Jeff Appelquist should know and understand: Diversity is strength. We all remember the story from our school days of Sacagawea, the 16-yearold Shoshone Indian woman who accompanied the expedition. She was the wife of Toussaint Charbonneau, who had been added to the team en route as an interpreter. Sacagawea was a nursing mother who traversed 5,000 miles with her infant son Jean Baptiste (known as “Pomp”) on her back. There is a common misconception that she guided the expedition throughout the journey, which she did not, but her value to the Corps of Discovery was nevertheless profound. She was skilled and knowledgeable in field craft: building shelters, making and repairing clothing, and finding food. Through her quick thinking, she once saved valuable equipment and supplies when a canoe nearly capsized. Most important, Sacagawea served as the physical embodiment of the Corps of Discovery’s peaceful intentions. She was instrumental in securing necessary cooperation from Native American tribes along the way. M e r i wether Lewis described Sacagawea as “our only dependence for a friendly negotiation with the Snake (Shoshone) Indians on whom we depend for horses to assist us in our portage from the Missouri to the Columbia River.” Another important member of the team was York, who was William Clark’s black slave. In a time when it was a criminal offense for a slave to be taught how to operate a gun, York carried a musket throughout the expedition and used it with great skill to hunt. York was valuable during the many months spent rafting on a river because, unlike other members of the expedition, he could swim. York physically accompanied Clark on all of the most dangerous phases of the mission, suggesting that Clark fully trusted York’s ability to handle any perilous situation. Finally, by virtue of his skin color, York fascinated the Indian tribes encountered on the journey. They referred to him as “Big Medicine.” He was perceived as hav- Talk to me! Personalizing your brand’s message by Stacey Ackerman SPECIAL TO THE TRIBUNE As a small business owner, it’s easy to fall into the trap of marketing based on your own needs — “we need sales,” “we need to turn over old product,” “we need to do what our competition is doing.” These things are all vital for a business, but the best marketers forget their own needs and focus on how to meet their customers’ needs. When you take this approach, the other areas will fall into place. Great marketing campaigns solve a problem and create a desire. Let’s Dish, a meal preparation store, saw a problem when creating its brand. People (working mom’s in particular) want to have healthy homemade meals, but don’t have enough time. They built their brand around resolving this problem with a new solution – create healthy meals in a store that you can take home to your family. Their marketing campaigns enhance this desire to dine in. When developing your own marketing campaign, remember to think about what your best customer needs and then pretend that you are talking face-to-face with him. Does he want more time in his day? Does he need to be more organized? Does he want to feel more secure? The next step is to create a consistent campaign that meets those desires. By tak- *XHVW&ROXPQLVW Stacey Ackerman ing a few hours to reflect on the true needs of your customer, your marketing campaigns will be much more impactful. Think about the 10 things your clients desire. Below are some common things people want in their lives. What can your product or service offer to meets these desires? What messages will you use to reach your customers? 1. More time with family 2. Financial freedom 3. Security 4. Belongingness 5. Spiritual fulfillment 6. More time for self 7. A sense of accomplishment 8. Preservation of memories 9. Adventure 10. Relaxation Stacey Ackerman, runs Small Business Builders, a marketing consulting business. She is a speaker, writer and instructor on small business marketing. She can be reached at sackerman@ smallbusinessbuilders.com. ing greater value because of his uniqueness, and made negotiations with the Indians easier than they would otherwise have been. In the end, because of the special gifts they each brought, Sacagawea and York became regarded, in effect, as fully equal members of the team. The Corps of Discovery was also diverse in less obvious ways. In an era when social status mattered a great deal, Lewis and Clark did not select a single member of the expedition based on any criteria other than merit. They cast their net far and wide in search of people who were not just physically strong, but who also possessed intelligence, discipline, and distinctive skills. One of the men they hired was a master carpenter; another was a veteran blacksmith. They recruited a tailor, a fisherman, a boatman, and several excellent hunters. They hired interpreters who would help them in their discussions with Native American tribes. The team members came from a variety of cultures: Irish, German, French and English. There were several men who were mixed-race, half-white and half-Native American. In his wonderful book, “Into the Unknown: Leadership Lessons From Lewis and Clark’s Daring Westward Expedition,” author Jack Uldrich says, “It would be unrealistic to say that Lewis and Clark started their selection process with diversity as an end goal or even a deciding factor. As products of the late-eighteenth century, this was not how they thought. The lesson, however, is that by focusing on their end goal – reaching the Pacific – they were led, by necessity, to assemble a diverse team. As the famous architect Ludwig Mies van der Rohe said, ‘Form follows function.’ And to conquer the unknown, that ‘form’ manifested itself as a diverse team.” Even Lewis and Clark themselves possessed complementary skills as co-commanders of the expedition. They were both seasoned soldiers, strong, and experienced in the ways of the wilderness. They were also both curious, ambitious, and excellent leaders. But Lewis was better educated, and a superb hunter and botanist. Clark was a talented boatman and cartographer. Lewis tended to be reserved, humorless, and even prone to bouts of depression, while Clark was warm and engaging, with an easy manner that made him popular with the men. Together they formed a formidable duo, arguably the most successful leadership team in American history. Do you belong to a diverse business team? A team that is diverse not just in the obvious, visible sense, but that possesses diversity of skills, backgrounds, and experiences? Or does everyone on your team more or less think and act alike? With the increasing complexity of business missions in today’s global economy, leaders who ignore the imperative to seek diversity in their approach will lose. As Lewis and Clark taught us so ably more than 200 years ago, diversity is an absolute necessity, because diversity is strength. Jeff Appelquist is founder and president of Blue Knight Battlefield Seminars, which provides individual leadership and team development training. Jeff is a former Marine officer, practicing attorney, and corporate executive. His website is www.blueknightseminars.com, and he can be reached at jeff.appelquist@ blueknightseminars.com. SBA creates secondary market guarantee program for loan pools Regulations published recently by the U.S. Small Business Administration will create a secondary market guarantee program to provide greater liquidity for lenders and expand access to capital for small businesses. Funded through the American Recovery and Reinvestment Act, the new program would encourage sales into the secondary market of the “first mortgage” portion of small business financing made possible through the SBA’s 504 Certified Development Company (CDC) program. As a result of the economic recession and the disruption in the credit markets, there has been a significant decline in secondary market activity for 504 first mortgage loans. “This new program will stimulate activity in the secondary market, ensuring lenders have a place to sell first mortgage loans on their books and in turn have liquidity to make more loans to small businesses,” SBA Ad- ministrator Karen Mills said. “This is another tool in our Recovery toolbox that will expand access to the capital small businesses need to drive economic growth and create jobs.” The 504 CDC program provides credit for the purchase of real estate and other fixed assets tied to a business’ expansion. Financing under the program includes three components: 1) a first mortgage or lien, which is made by a private commercial lender for 50 percent of the total project and does not come with a government guarantee, 2) a second mortgage or lien, which is made by a CDC for 40 percent of the total project and guaranteed fully by the SBA, and 3) borrower equity for the remaining 10 percent of the total project. Under the new program, portions of eligible 504 first mortgages pooled by originators or broker dealers could be sold with an SBA guarantee to third-party investors in the secondary market. Lenders will retain at least 15 percent of each individual loan, pool originators will assume 5 percent of the risk, and the SBA will guarantee the remaining 80 percent. To be eligible to be included in a pool, the first mortgage must be associated with a 504 loan disbursed on or after Feb. 17, 2009. The program will be in place until Feb. 16, 2011, or until $3 billion in new pools are created, whichever occurs first. SBA will begin accepting applications to become a pool originator from banks and broker dealers immediately, and expects to be operational for the settlement of pools in about 60 days. For more information, lenders or broker/dealers can contact James W. Hammersley, Deputy Assistant Administrator for Policy and Strategic Planning at james. [email protected]. 6A November 12, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY %XVLQHVV Usability testing is essential for Web sites Organization’s online presences must be customer-friendly by Erin Edlund SPECIAL TO THE TRIBUNE In our Internet journeys, we often take for granted the pleasant stroll through the Google experience or the ease with which we navigate our favorite sites. Take us away from the routes that we are used to roaming, though, and too often we find ourselves trapped in a gauntlet of endless clicking, a winding path of illogical navigation, or a sea of irrelevant content. Thankfully, there is a way that your business or organization can avoid becoming the Web equivalent of summer road construction in Minnesota: usability testing. For those not familiar with the concept of usability testing, the notion is really quite simple. Usability testing is an examination of the ease with which consumers can visit your site and accomplish their goals. When your site undergoes thorough usability testing, you end up with an online environment where consumers don’t have to think too hard or too long about what they are doing or where they are going. The consumer experience on your site becomes fast, efficient and fruitful. While this may seem easy enough, most people involved with Web site design often don’t consider that as designers or businesspersons they are not representative of the 0DNH,W+DSSHQ Erin Edlund average user. What might make sense for the Web developer or seem completely reasonable to the business owner is often not at all logical to the consumer. People occupied with Web site design frequently make assumptions, use industry lingo, and/or flood sites with more content and information than is really necessary or helpful. How can you avoid this pitfall? Better yet, how can you help your Web site avoid becoming an unusable ordeal of terror without paying some consultant an outrageous amount of money? Here are a few suggestions that we have implemented into our own Web best practices at DCTC to help manage our Web site: Get statistics If for some reason you don’t already have some kind of Web statistics for monitoring your Web site, consider using free software like Google Analytics that can help you keep track of your site traffic. Once you have your statistics, take a look at potential problems or high-traffic areas. Are visitors exiting at a certain page? Are they spending more time on certain pages? What search words are bringing them to In Brief If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or [email protected]. your site? All this information will help give you insights into how you can make your site more usable. result, we ended up boosting our search engine optimization, further increasing traffic to the bios, and making our customers happier. Go for the goals Dump content Think about what goals the majority of your online visitors have when they arrive at your site. What do they want to accomplish? Does this match up with what you want them to accomplish? This is also a good place to refer to your Web statistics to get a better sense of what people are doing when they visit your site. A good example of this happened on the DCTC Web site about a year and a half ago. While analyzing Web stats one afternoon, my Web developer and I noticed a huge jump in the number of visitors looking at instructor bios. Upon further examination, we realized that the bios were fairly difficult to find and not all that interesting. Armed with the information, we quickly worked to totally overhaul the content and build them in as part of the site’s higher traffic areas. As a This is much harder than it seems because when you are proud of something, it is easy to talk about it endlessly and never actually pare it down. Most users just want you to get to the point. If you really need more extensive content, try putting it on sublevel pages to keep things flowing for users who might not want all that detail. Optimize content Once you have eliminated the information that you really don’t need, overhaul what you have left behind. Use your Web statistics to incorporate words that are being used in searches to reach your site. Change paragraphs into bullets. Build in hyperlinks on keywords so that people can click through. For example, if you are talking about an event, hyperlink the name of the event to go to the page where more information about the event can be found. By tightening the content and creating more links, not only will you create a better user experience, but you will also get a boost on search engines. Watch and learn use eye scanning devices and other specialized equipment for tracking activity. However, the DIY way described here can reveal about as much useful information. While there are a number of other things that could be suggested to improve usability on your Web site, the five listed above are a great place to start. As I mentioned before, DCTC regularly conducts usability testing on our campus to ensure that our Web site is doing what it needs to do. Particularly when you have as many pages and as much content as our college does, regular usability testing is critical to satisfying customers old and new. If you are interested in digging a little deeper, check out Janice (Ginny) Redish’s “Letting Go of the Words” or Steve Krug’s “Don’t Make Me Think.” Both books provide brilliant and practical insight into building Web sites that are designed to be functional for your target audiences. For some cool ideas about Web site design, please visit the award-winning DCTC Web site, which has benefited tremendously from usability testing, at www.dctc.edu. If you only choose to do one of these five suggestions, this is the one. Write a list of tasks that people might do on your site. An example of a task might be “Locate our map and directions.” Next, select one or two individuals who aren’t familiar with your site to complete these tasks with you present. Have them complete the tasks one at a time and watch as they work. Pay attention to where they scroll, what they click on, where they get lost, and where their eyes and mouse are going. Once they have finished the task, ask them questions about the site and why they did certain things. Chances are good you will end up seeing some things that might need fixing. Erin Edlund is director of If you have the funds, marketing and communicathere are formal usability tions at Dakota County Techtesting centers out there that nical College in Rosemount. Customer profitability analysis can yield better returns by Kari Grittner SPECIAL TO THE TRIBUNE “Gain market share,” “focus on customer service,” “build customer relationships” – these are all buzz words in the practice of customer relationship management. Marketing and sales managers tell us all the time that a current customer is easier to service and maintain than finding and teaching a new customer. Intuitively though, we all know that some customers are more profitable than others and that some customers are just plain not profitable at all. In spite of this knowledge, we still offer enhanced product features, better shipping and payment terms, and increased customer support to all customers equally. This poses a problem: managers must determine how to *XHVW&ROXPQLVW Kari Grittner manage customer relationships while increasing over all company profits. Most companies have in depth information concerning product profit margins but few have gathered and analyzed information about customer profitability. Despite varying levels of profitability, companies continue to foster relationships with unprofitable customers. They offer all customers the same level of services failing to receive revenues that cover the costs for these additional features and services. The answer to this dilemma is managing customer profitability to increase the bottom line. The first step in managing customer profitability is determining which customers are profitable, which are marginally profitable, and which are completely unprofitable. By segmenting customers based on common traits, such as service levels, profit margins can be determined and decisions can be made to improve segment profitability at the customer level. Activity-based costing can prove to be invaluable in this process. Usually a complicated and costly system, activity-based costing for the purpose of measuring customer profitability can be driven by one simple measure such as hours of use. By allocating marketing, support, and sales costs through ABC to individual customer segments revenues and gross profit can be determined by segment. Once segment profitability is determined companies may be surprised to find the 80/20 rule to be true. Twenty percent of the customers are providing 80 percent of the profits. The ability to measure customer profitability opens the door to other measurements such as percent of unprofitable customers and dollars lost on unprofitable customer relationships. This develops into a company focus based on increasing customer service and support for the purpose of increasing company profits. What then, you may ask, can be done with this new information? What if a large customer is found to be only marginally profitable or worse yet, unprofitable? In this case, the company should first look internally. Perhaps processes already in place can be improved. Online ordering, reduced set-ups, and centralized services may be the answer. Alternatively, selling services with higher profit margins to this customer may turn them from an unprofitable position to one that is profitable. Pricing policies should also be examined. A company should set prices for standard products or services but also develop a menu of options to customize these services. In this way companies can set prices at levels that cover costs and provide a fair profit. Armed with all of this information and possible creative actions, what should a company do if a customer is found to be unprofitable? The company must be prepared to drop the cus- tomer. This decision however is made easier with the knowledge that this customer is actually draining company profits. Organizing a company around measurement and management of customer profitability for the purpose of increasing company profits will reorient and refocus everyone to the bottom line; answering the question “how will this customer contribute to both short and long term profit growth for the company.” If you are experiencing profitless revenue growth perhaps what you consider adding customer value is actually costing you dearly in profits. Kari Grittner is professor of accounting at Rasmussen College in Eagan. DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 12, 2009 7A Pair of locally owned businesses will live to fight another day Touch of Home moving to Towne and Country, where AppleWood restaurant will reopen by John Gessner THISWEEK NEWSPAPERS File photo by John Gessner After losing their lease, Micky and Steve Mariette will move their Touch of Home Furnishings store to the Towne and Country center in Burnsville. “In these economic times, these stores are all getting a lot of traffic and are experiencing really good sales,” Roess said. “What we haven’t really had was a business that had home items and furniture – although CHAP has furniture – but to a level that Micky does it at.” Mariette got her start as a crafter before she and her husband opened Touch of CounTree in 1982 at Cobblestone Court in Burnsville. They later moved to Burnhill Plaza in Burnsville, where they had disputes with the landlord over a newer mall tenant, Prime Time Sports Bar and Grill. Three years ago Touch of Home moved to Val- ley Ridge. Mariette said the store’s three-year lease was up Sept. 30, leaving it on a month-to-month lease. Ryan Burke, who manages the property for owner Kraus-Anderson Realty, wouldn’t comment on the termination of Touch of Home’s lease. A longtime tenant, Haugen’s Antiques and Furniture, left the mall in August, Burke said. Rumors have swirled about whether Burnsville’s oldest shopping mall, which Burke said is more than 75 percent occupied, is about to be redeveloped. In a 2002 study of potential reuses of aging and obsolete strip malls, the city of Burnsville identified it as a “strong candidate for reuse.” “We do not have plans to redevelop our property,” Burke insisted, adding that rumors about the mall are nothing new. Mariette said a flood of sympathy in e-mails and from store visitors followed news of her lease termination. “I feel I owe it to the community (to keep the business alive), and I honestly feel we’re a very viable, needed business in Burnsville,” said Mariette, who will move from a 12,000-square-foot space to a 6,500-square-foot space. “So many people are losing their houses. So many people are having to downsize.” Terms of Touch of Home’s new lease will be generous, Roess indicated. “We’re taking good care of her, trust me,” he said. “It’s going to be easy for her to come here and see if it’s going to work.” AppleWood The AppleWood restaurant and event center, owned by Nate Bode, also had generous terms under which he paid only common-area maintenance fees and property taxes, Roess said. “We had him basically on a stipend,” he said. “We had several points where we were at least supposed to start getting some rent. He John Gessner is at burnsville. [email protected]. Two Burnsville businesses – one that has closed and another that was about to – will live on at the Towne and Country center at Highway 13 and Cliff Road. Touch of Home Furnishings, a used-goods consignment store that opened in 1982, will move to Towne and County from the Valley Ridge center near Burnsville Parkway and County Road 5. AppleWood Rustic Grille and AppleWood Event Center, which lasted for one year at Towne and Country, closed on Oct. 23. But the president of the mall’s ownership group said it will reopen the Rustic Grille restaurant and bar in its current space, perhaps by mid-December. Meanwhile, Touch of Home plans to reopen at Towne and Country around Thanksgiving in the event center space next to the restaurant. That will please the many Touch of Home shoppers saddened by initial reports that the store would close after losing its lease at Valley Ridge. “It’s kind of confusing,” said Sandy Bergsten, a resident of North River Hills in Burnsville. “But I’m glad they’re now going to be able to relocate to the shopping center that’s up here (in north Burnsville) that’s real close to my house. My husband’s kind of worried, being that it’s so close.” Micky Mariette, who owns Touch of Home with her husband, Steve, said she was prepared to close the business after her leasing agent declared the store had until Nov. 30 to clear out. But after learning of the Mariettes’ plight, Mike Roess, president of Towne and Country owner iMetro Property Inc., personally invited Micky to move the store to Towne and Country. Roess said Touch of Home will be a good fit in a mall that’s already home to Family Dollar and usedgoods retailers CHAP Value Store and High End Consignment. missed those points.” Bode couldn’t be reached for comment. The 1997 graduate of Apple Valley High School opened the adjoining businesses last fall. Bode, who had purchased Kraemer’s Catering, a Burnsville business he used to work for, was burdened by debt from the purchase and fell victim to a bad economy in his new ventures, Roess said. “The restaurant was doing fine, doing really nice volume,” Roess said. “But the catering business has gone to 15 percent of what it once was. All the corporate catering business has disappeared for Kraemer’s Catering. And the wedding business has decreased not only in the numbers of weddings that are happening but the types of weddings that are happening.” Many wedding celebrations have been downsized to match the economy, Roess said. He said Bode has job offers elsewhere as well as an opportunity to join him in relaunching the restaurant. “He will be involved on a consulting level, and maybe even more than that,” Roess said. “There’s probably a period of time I will own part of it just to get it back up on its feet.” Some service problems need to be addressed at the restaurant, whose menu was well-liked, Roess said. The AppleWood will continue to host live music, he said. Roess said he, Bode and another partner are also interested in reviving Kraemer’s Catering. �� /0.' & &' % 1. % 2 .&& '&. & '&& & /0 % 2& &' & .&& %% � !" � # $! $ $ %& '! ()(*+ (( , -. //001 2 & */)3�563)+(+ � /0.& % && % %3 & '.& 4%& 5 /0, % & % && % % /0& .& & & 6 % .&& ( &) ! * "" + * '""$ & + , * "" - �* '"" � � !"#!" $ % && % % & & & ''& 8A November 12, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY 'DNRWD&RXQW\ Input helps create smooth ride for Cedar Avenue commuters Dakota County hosts open house Nov. 19 Folks who drive down Cedar Avenue in Lakeville, Apple Valley and Eagan are seeing changes like the construction of transit stations and parking ramps. With some plans decided, Dakota County Transportation staff continues to collect ideas on other aspects of the Cedar Avenue Transitway project. During one of the last open houses for the project from 6 to 7:30 p.m. Thursday, Nov. 19, residents are invited to offer ideas about service schedules, streetscaping, public art, options for buses, ideas to reduce congestion and other project related topics. The Cedar Avenue Corridor connects Lakeville to Bloomington. Forecasts suggest the traffic at County Road 42 and Cedar Avenue will almost double from 70,000 vehicles per day to 130,000 vehicles by 2030. After an extensive study that included feedback from the community, bus rapid transit (BRT) along with highway improvements was determined to be the best transit solution. BRT combines the flexibility of buses with the frequency, speed and reliability of light rail transit. With bus rapid transit, the buses operate on existing roadways just like regular bus transit, but have the advantage of bus-only lanes and enhanced stations to achieve service similar to light rail. Transportation staff invites residents to stop by the open house at the Dakota County Western Service Center, 14955 Galaxie Ave., Apple Valley. Residents can learn more about construction on Cedar Avenue for the Lakeville Cedar Park and Ride at 181st Street, the Apple Valley Transit Station at 155th Street, and the Cedar Grove Transit Station at Highway 13 in Eagan. Residents who cannot make it to the open house or who would like more information are invited to call or e-mail Kristine Elwood, Cedar Avenue project manager, (952) 891-7104, kristine.elwood@ co.dakota.mn.us or call Sam O’Connell, Dakota County Transit, (952) 891-7105. Find more information Photo submitted about the project at www.dakotacounty.us by searching Bus service schedules along Cedar Avenue in anticipation will be among the topics of an Dakota County Transportation staff open house Thursday, Nov. 19. Cedar. Dakota County Community Development Agency prepares for a ‘flood of data’ with broadband With U.S. Internet traffic growth anticipated to increase at least 14 times over what it is now by 2015, 11 Dakota County cities and the Dakota County Community Development Agency have launched an educational campaign about why residents and businesses should work for next generation broadband to meet the needs of their citizens. “Robust broadband networks are as important today for growing economies as transportation networks were the past few decades,” Rosemount Mayor Bill Droste said. “We must set state and regional goals to achieve the bandwidth necessary for competing in today’s world economy,” he said. “If we do it well, 20 years from now our best students will stay in Minnesota. And we can expect Dakota County will be the location they choose to start their leading edge businesses that will lift all segments of our regional economy.” Analysts describe “a flood of data” coming to Dakota County, growing as residents use more HDTVs and hand-held electronic devices, conduct more business from home, download more movies, and watch Internetbased TV. One consultant predicts by 2015 the bandwidth crunch nationwide could be the data-equivalent of 50 million Libraries of Congress. A short video has been created which features business executives from Thom- ! "#$## #""# % & ! son Reuters in Eagan and Image Trend in Lakeville, Dakota Communications Center Manager Kent Therkelsen, Farmington City Manager Peter Herlofsky, an educator, a health care expert, and a grandmother talking about the benefits that would come from significantly higher broadband than residents have today. If more people are able to video conference from home in real time, for instance, that opens up possibilities for consulting medical experts, conducting business meetings from home, accessing online educational classes, and more. The video points out other societal benefits, too. A significant factor in economic development, business location decisions, and employment growth is the availability of world class broadband. Next generation broadband could enable so-called smart homes and appliances that monitor their own energy consumption and allow homeowners to costeffectively make their own decisions about energy use, not to mention have less wear and tear on roadways and lower auto emissions if people telecommute more. Producing the video were the cities of Rosemount, Apple Valley, Burnsville, Eagan, Farmington, Hastings, Inver Grove Heights, Lakeville, Northfield, South St. Paul, West St. Paul, and the Dakota County CDA. It will be shown on local government or public access channels (Charter channel 22 and FTTH channel 7), used for presentations to civic groups and at city council meetings – all in an effort to prompt citizens to learn more about the importance of next generation broadband to their future. The video can also be seen from a link on the homepage of the City Web site, www.ci.rosemount. mn.us. The release of the video comes just as the State’s Ultra High-Speed Broadband Task Force released its recommendations to the governor about broadband improvements the state should make by 2015. The report was releasedNov. 6 and states that even though there is some broadband availability today in 94 percent of the state under the Federal Communications Commission’s low standard of 768 kilobits per second, when one looks at the needs of the future: • No counties in Minnesota currently meet or exceed the higher 2015 download speed target • No counties currently meet or exceed the lower or higher 2015 upload speed targets Dakota County is known as “A Premier County in Which to Live & Work” and next generation broadband is something aims to preserve this status. County Board says it is cutting costs, protecting services The Dakota County Board of Commissioners knows it’s not going to be easy. The budget recommendation they received from staff Nov. 3 makes it clear that the county must adjust operations to function with lower revenue, and maintain flexibility to face future fiscal challenges, according to a county press release. All of this while doing everything possible to protect a full menu of services; and with a zero percent increase to the property tax levy for next year. Recognizing the impact of the tough economy on residents, the board had previously capped any levy increase for 2010 at zero. The elimination of 55 vacant staff positions, reduced spending on travel and training, no increase in wages (including for commissioners, who froze their wages for 2009), and deferring building projects and equipment purchases are all part of the strategy to lower costs. Recognizing the instability of the state budget and the increasing unreliability of promised aid to continue, the 2010 budget will shift the use of state aid to a mix of operating and capital budgets to allow the county some flexibility should there be further cuts to such aid in coming years. Protecting daily service delivery is the priority. Dakota County had the lowest county tax rate in the state in 2009. With the zero percent levy increase for next year Dakota County will continue to have among the lowest tax rates in the state in 2010. The 2010 budget faces a unique set of pressures. While there are some signs of recovery in the economy, job losses continue, driving more demand for county services. State tax collection growth, and any potential to help fund local services, will rebound only after employment and incomes grow again. Property values continue to decline, eroding the tax base. There is good news in all of this for most residents. The board’s decision to cap the levy increase at zero means that 92 percent of homes will see their county tax go down in 2010. The county share of the property tax is less than 20 percent of the total tax, so an individual taxpayer’s costs will vary based on city, school or other taxes. Changing property values will cause a slight shift in taxes from -residential property to commercial businesses. The Dakota County Board of Commissioners will hold a Truth-inTaxation hearing at 6 p.m. Thursday, Dec. 3, in the third-floor boardroom at the Administration Center, 1590 Highway 55, Hastings. In the same boardroom, the board is scheduled to adopt the 2010 budget during its 9 a.m. meeting Dec. 15. DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 12, 2009 9A ProAct names 2009 Employers of the Year Eagan-based nonprofit selects T.J. Maxx, Rapala and Apothecary Products ProAct Inc., an Eaganbased organization serving individuals with disabilities, has selected three organizations for “Employer of the Year” awards. T.J. Maxx in Eagan, Rapala in Eagan and Apothecary Products in Burnsville were each recognized at ProAct’s 37th Annual Awards Dinner in October for their exceptional efforts in employing people with disabilities. “Employers are at the heart of ProAct’s mission,” said ProAct President Steve Ditschler. “The work they provide is invaluable to ProAct’s individuals, and we salute them.” The winners were chosen for three categories, Supported Employment, Community Employment and Business Partner. Each was honored before a crowd of nearly 600 at the Prom Center in Oakdale. Winning recognition for the Supported Employment category, T.J. Maxx in Eagan has maintained an eight year relationship with ProAct. “They’re always very caring and patient with our people,” said Ken Gray, a ProAct coordinator of Vocational Services. The off-price store that sells clothing and products for the home hosts ProAct job tryouts for multiple positions, including stocking, processing, fitting rooms, cashiering and building maintenance, said Gray. Photo by Tad Johnson Presenting the ProAct Employer Award for Supported Employment was KARE-11 weekend anchor Rena Sarigianopoulos, left, and ProAct vocational coordinator Ken Gray, right. At center are T.J. Maxx operations manager Barbara McGregor and, Beth Wyatt, who manages the back room at the Eagan store. Photo submitted Accepting the award for ProAct’s Business Partner Employer of the Year was Apothecary Products’ Ken Halvorsen, who heads the company’s master scheduling and forecasting area. Several individuals from ProAct were hired for competitive employment positions by T.J. Maxx. The store has employed people from ProAct in funded internships, temporary work assignments funded by Minnesota Vocational Rehabilitation Services. T.J. Maxx Operations Manager Barbara McGregor said the store sets up a comfortable environment for ProAct individuals where they can learn new skills. “It’s a win-win situation for both of us,” she said. ProAct knows the store’s business routines, its poli- cies and procedures and people from ProAct are willing to learn something new when there are changes, the manager explained. “They work here like they’re part of our store. It doesn’t feel like they’re separate because they’ve been here for so long,” McGregor said. Reeling in the win for the Community Employment category, Rapala and its Eagan distribution center were selected based on a strong connection with ProAct, one that has led to greater work variety for people with disabilities. “They’ve allowed us many opportunities to excel,” said ProAct employment manager Catherine McCoy, “From simple packaging tasks to the assembly of a various items for dealers throughout the U.S.” The distributor of fishing lures and other products manages about 10,000 different items, shipping them to the entire U.S. through its 130,000 square-foot Eagan warehouse, according to Rapala Distribution Manager Jim George. ProAct individuals work on packaging for products headed to 43 Walmart distribution centers. “They’re excellent in terms of communications,” said George. “They have always been able to provide for our needs.” Staffing flexibility has been a highlight for Rapala, which has hosted ProAct crews as large as 25, but Proposal would move state primary election to August 2010 Minnesotans will likely be heading to the polls a month earlier next year to cast their vote in the state’s primary election. Three senators announced last week that they will be working next legislative session to move the primary election date from September to August. Sen. Terri Bonoff, DFLMinnetonka, the bill’s author, Sen. Ann H. Rest, DFL-New Hope, chair of the Senate State and Local Government Operations and Oversight Committee and Sen. Katie Sieben, DFL-Cottage Grove, chair of the Senate Elections Subcommittee are hopeful that the prima- ry date change will be one of the first bills signed by the governor in 2010. Moving up the primary has been a topic of discussion for several years in the Legislature. Last year, the primary date change was included in a larger elections policy bill that was passed by both the House and Senate, but was later vetoed by Gov. Tim Pawlenty. Due to a recent change in federal law that requires states to give military and overseas voters at least 45 days to receive and mail back their general election ballot, the change is now a necessity, according to the legislators. “The next election is right around the corner,” Bonoff said. “We need to get this legislation passed as soon as possible to make sure we are ready to comply with the new federal election requirements next August and to allow local election officials to make the necessary preparations. Our plan is to have the bill presented in committee in the first few days of session and to have it passed by the Senate in the first week of session.” The Secretary of State’s office reported that over 11,000 Minnesotans voted from overseas in the last general election. Of those, about 4 percent arrive too late to be counted. “A primary in September does not give our overseas voters, especially those men and women who are serving in the military, enough time to get their vote in to be counted,” Rest said. “Moving the primary to August will help to ensure that their votes count.” “This is a common sense bill that we are confident will see support from both sides of the aisle,” said Sieben. “Every Minnesotan has the right to vote and it is our job to ensure that every vote is counted. Moving the primary up is an easy way to accomplish this.” typically employs a crew of 10. “I know we have a very good partnership and it’s grown,” George said. “We’ve got additional kits that we build now and we’re very happy.” The third Employer of the Year Award goes to Apothecary Products, a major pharmacy supplier based in Burnsville. Winning recognition for the Business Partner category, Apothecary utilizes ProAct for a substantial amount of work on a regular basis, said Dave Cavalier, ProAct’s Eagan director of production services. The tasks fit ProAct especially well because they require people with different skill levels, Cavalier explained. Apothecary’s Kent Halvorsen, who heads the company’s master scheduling and forecasting area, said ProAct has three pri- mary strong points that have made an impression: its quality, communication and customer service and the turnaround time for jobs. The nonprofit handles Apothecary products that help administer medications and vitamins. “I hope our relationship in business keeps growing as they’ve been a good partner so far,” he said. ProAct is headquartered in Eagan and has additional operations in Red Wing, Zumbrota, Hudson and River Falls, Wis. Its mission is to serve individuals experiencing barriers to employment and self-sufficiency due to intellectual and developmental disabilities, physical disabilities, mental health, traumatic brain injuries, and other challenges. County joins state’s fixed-price Fuel Consortium Program To save money on fuel, Dakota County will participate in the state of Minnesota’s fixed-price Fuel Consortium Program. The county hopes to reduce the effect of fuel market volatility by purchasing 73 percent of its estimated unleaded gas supplies and 64 percent of its estimated diesel fuel through the consortium. Based on the county’s fiveyear average fuel use, staff estimated this would equate to the purchase of 147,200 gallons of unleaded fuel and 110,000 gallons of diesel through the program. At current fuel prices, the county would commit to expending about $753,280 of an estimated $1.1 million fuel budget for 2010 on the fixed program. The remaining fuel purchases would be completed on the spot price market, which involves purchasing a month’s worth of fuel. This marks the county’s second year of involvement in the new program, which allows government entities to purchase fuels at a fixed price. In 2009, the county locked in a fixed price of $1.70 per gallon for 67 percent of its unleaded fuel needs and a fixed price of $2.25 per gallon for 64 percent of the county’s diesel needs. The result was a $600,000 savings. 10A November 12, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY Fostering a wired county, connected community Dakota Future Executive Director Bill Coleman and Chairwoman LaDonna Boyd helping to advance local technology In October, Dakota Future, a community development organization that links education, government and business, launched its drive for Dakota County to be recognized as an official Intelligent Community by 2012. That designation is bestowed upon communities that demonstrate economic development standards in the areas of broadband, knowledge workers, innovation in business and government, digital inclusion, and marketing/advocacy. To explain what that means, I invited Dakota Future Executive Director Bill Coleman and Chairwoman LaDonna Boyd on to the Nov. 3 episode of “Thisweeklive the Show.” To start, Boyd explained that Dakota Future is a private organization, led by private-sector individuals and businesses. Rosemount Mayor Bill Droste, Dakota County Commissioner Will Branning, Eagan Community Development Director Jon Hohenstein each serve on the board. From the education sector, Dakota County Technical College’s Sharon LaComb and Inver Hills Community 7ULEXQH&ROXPQLVW The Takeaway The Takeaway is a regularly appearing feature in which “Thisweeklive the Show” host Jeff Achen reflects on the television show’s in-depth interviews with south-of-the-river newsmakers. College’s Cheryl Frank also serve on the board. “It started about five years ago and it was a group of individuals that came together that felt that it was time to take a look at what are issues that aren’t being addressed by any other entity,” Boyd said. “We’ve taken on a number of issues and this led us this year to the Intelligent Community Forum.” One of the major accomplishments for Dakota Future has been a county-wide broadband survey (which can be found at www.dakotafuture.com/initiative.html). This latest initiative, to become an Intelligent Community, is really about making Dakota County a hightechnology community and attract business and economic development. “Already as we announced our Intelligent Community Initiative we’ve had businesses contact us about sites in Dakota County for investment,” Coleman said. “So before we even began we saw positive results.” The Intelligent Community Forum, a New Yorkbased think tank that studies economic and social development, is the organization that bestows the Intelligent Community of the Year award. Coleman said Dakota County has already been recognized in the top 21 communities in the world competing for the award. Broadband connection is still lacking in parts of the county, south of Lakeville and areas near Hastings. Marketing and advocacy of Dakota County’s technology offerings has also been lacking. “If you ask MinneapolisSt. Paul residents what they would think of as far as being high-tech they would probably mention Eden Prairie or Fridley or Plymouth or Photo submitted Dakota Future Executive Director Bill Coleman and Chairwoman LaDonna Boyd were on the Nov. 3 episode of “Thisweeklive the Show.” those communities,” Boyd said, “but Dakota County has companies like Thomson Reuters, Delta, Unisys, Lockheed (Martin) and several others that are very high-tech and yet we don’t go back to that marketing ourselves, we don’t talk about it and we just don’t market it and promote that, so that’s one of the areas that we’re really going to focus on.” “Dakota County, when you talk about innovation, has been very innovative,” Coleman said. “A real leader in the metro area in terms of what they call their ‘iNet,’ institutional net. It serves the schools, county, municipal Pollution Control Agency cites lead levels at Eagan business lead in ambient air. The MPCA also requested that areas around three other facilities - Grede Foundries Inc. in St Cloud, Dotson Co. Inc. in Mankato, and Federal Cartridge Corp. in Anoka - be designated as unclassifiable, which means more monitoring is needed to make the determination. The rest of the state meets the new ambient standard and is in attainment. The request for the new federal classifications, for the most part, is not due to increases in emissions. GRC’s emissions have dropped in the past year. The recommendation is due to a 10-fold decrease in the national lead standard, promulgated in October 2008, which lowered the threshold for attainment. The MPCA requested special consideration for the GRC-area nonattainment designation due to signifi- cant measures undertaken by the facility to reduce air emissions in July and August 2009, as well as ongoing remediation of lead-contaminated soils at the site. The MPCA asked the EPA to withhold final designation for one year because the current recommendation for nonattainment is based on data from the past three years and does not fully reflect the recent mitigation efforts. If the EPA grants the request, the four areas would be designated next year based on additional monitoring data. Nonattainment designation triggers additional federal requirements for monitoring and mitigation. The MPCA must submit a plan to EPA to improve air quality in an area within 18 months of its designation as nonattainment. The new EPA standard is based on new scientific The Minnesota Pollution Control Agency is recommending that the U.S. Environmental Protection Agency designate an area around Gopher Resources Corp., a lead-processing facility in Eagan, as a federal “non-attainment” area for lead in ambient air. The EPA tightened the national standard for lead in ambient air to protect at-risk groups, especially children. The new standard required the MPCA to review its monitoring data and recommend designations to the EPA within one year for any areas of the state that are out of compliance with the new, lower standard. The EPA has up to two years to decide on final designation. The entire state was in compliance with the federal standard prior to the change. The area surrounding the GRC facility does not meet the new federal standard for evidence from health studies that shows that adverse effects occur at much lower levels of lead in blood than previously thought. Children are particularly vulnerable to the effects of lead, and exposures to low levels of lead early in life have been linked to effects on IQ, learning, memory and behavior. There is no known safe level of lead in the body. In addition to lowering the lead standard, the EPA also announced an expanded lead monitoring network, including both population and source-oriented monitoring. The 2010 Source-oriented Lead Monitoring Plan for Minnesota is now available for public comment through Nov. 12, 2009. The plan and instructions on how to comment are now available at http://www.pca. state.mn.us/air/monitoringnetwork.html. governments with big bandwidth kind of technologies that enables them to do their job, maintain public safety records, all kinds of different applications.” In regards to “digital inclusion,” Boyd rates Dakota County fairly high. She said the county’s workforce centers and public libraries have provided access to the public so those without computers or Internet access can take advantage of technology. Coleman also mentioned Dakota County’s recent award for its Web site and the kind of technology access that Intelligent Community status embodies. Boyd said pulling everyone together will be the biggest challenge to making Dakota County an Intelligent Community by 2012, but she’s hopeful the goal of this award will give everyone involved a shared focus. For the complete interview, visit www.thisweeklive. com/theshow. Online Editor Jeff Achen interviews guests on “Thisweeklive the Show” each week. Dakota County Tribune Business Weekly features weekly highlights from the show. Contact Jeff at jeff.achen@ ecm-inc.com. Business Planning Center offers free resources to help businesses The Minnesota Business Planning Center is a one-stop location for free information, counseling, and technical assistance designed to help entrepreneurs start, operate, and grow their businesses. Minnesota’s BPC operates under the direction of the U.S. Small Business Administration with financial support from local private sector co-sponsors. The BPC helps entrepreneurs and small business owners by providing the tools and advice to write a comprehensive business plan, evaluate and improve marketing and sales techniques, diversify into new product and service areas, price products, and explore other business opportunities. Resource tools available at the Business Planning Center include: state-of-the-art computer hardware; copy and fax machine; high speed DSL by Jeff Achen DAKOTA COUNTY TRIBUNE access to the Internet and current business software; a videotape reference library; Entrepreneur Start-up Business Manuals for more than 50 specific businesses and business magazines. Local bankers are available to discuss financial matters with business owners and entrepreneurs every Thursday afternoon from 2 to 6 p.m. On the second and fourth Tuesday of each month from 4 to 7 p.m., an attorney is present to answer small-business legal questions. Minnesota SCORE volunteer counselors provide free, on-site counseling and assistance at the BPC. The BPC is open from 9 a.m. to 4 p.m. Monday, Wednesday and Friday, and from 9 a.m. to 7 p.m. Tuesdays and Thursdays. It is located at 2324 University Ave. W., Midtown Commons, Suite 112, St. Paul. DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 12, 2009 11A %XVLQHVV%ULHIV US Federal donates $20,000 to charity US Federal Credit Union surpassed its standing record by raising over $20,000 with this year’s annual drive for Combined Federal Campaign. The campaign – which ran throughout the month of October – was titled “Super Mario CFC.” The classic Nintendo game theme provided employees with a chance to play for charity through a variety of different game levels, or company-wide initiatives. The program challenged USFCU employees to raise funds in an effort to bring them closer to saving Princess Peach, the goal of the popular game. Employees were entertained by brothers, Mario and Luigi, as they discussed how campaign activities such as Pledging, Casual for a Cause, Branch and Department Competitions and Corporate Match would help the players reach their goal. The month-long events kicked-off with a Breakfast for Charity, followed by a Photo submitted US Federal compliance officer Greg Berry and AVP/director of operations David Tolle played “super status brothers” Mario and Luigi during October’s game-themed CFC drive for charity - “Super Mario CFC.” variety of other happenings to provide an opportunity for voluntary giving. A total of $20,691.57 was raised, exceeding the corporate goal by over $7,000. A total of $14,815.57 raised through corporate initiatives and matches was donated to the credit union’s designated charity – the Children’s Miracle Network. “Employees exhibited exceptional hard work, dedication and generosity to- ward this year’s CFC. The collaborative efforts that were shown have once again proven US Federal’s values and long-time philosophy of ‘people helping people’”, said credit union president/ CEO Bill Raker. bd’s Mongolian Grill raises over $3,400 for local charity bd’s Mongolian Grill opened its newest restaurant Monday, Oct. 26 in Burnsville and raised $3,418 to benefit the Community Action Council. The restaurant donated all proceeds from alcoholic beverage sales during VIP lunch and dinner seatings Oct. 23 and 24 to this local charity. “At bd’s Mongolian Grill, we pride ourselves on giving back to the community,” said Rodger Head, president and chief executive officer of bd’s. “Our corporate headquarters is based in Burnsville, and it’s important that we can do our part to raise funds to support this great local organization,” he said. The restaurant is located on County Road 42, in front of the Burnsville Center and represents the first bd’s to open in Minnesota. “We are very excited about our partnership with bd’s Mongolian Grill,” said Mary Ajax, CAC president and chief executive officer. “By giving back to the community, bd’s is taking pride in caring for the people of Burnsville. We give great thanks to bd’s Mongolian Grill for the support of our community with this generous gift. It is through support such as this that Community Action Council was able to provide help to about 14,000 local people last year,” Ajax said. Thrivent Financial for Lutherans, a Minnepolis-based financial services organization with more than 300,000 members across Minnesota, recently received a silver Alexander Hamilton Award for “Best Green Strategy” by Treasury & Risk magazine. Thrivent Financial was one of just three organizations nationwide to be honored by Treasury & Risk for excellence in finance and treasury management related to environmental awareness, conservation and social responsibility. “We’ve learned that sound financial management and environmental stewardship can go hand-in-hand,” said Paul Zastrow, Thrivent Financial treasurer and vice president of corporate accounting. “We are proud to be recognized by Treasury & Risk for our commitment to excellence in both areas.” In 2003, Thrivent Financial began a four-year concerted effort to improve its energy efficiency in its 17-story corporate center in downtown Minneapolis. The organization recommissioned, replaced or renovated a number of major systems. Recommissioning involves taking existing systems and making low cost alterations to achieve optimal performance. Recommissioning work included redesigning sills to better control air flow and reconfiguring the building automation system to an optimal start. Replacement and renovation work included elevators, roof and chiller plant system and elevators, relamping, digital controls and variable frequency speed drives on fans and pumps all to gain greater efficiencies. Through those efforts, the organization nearly doubled its energy efficiency, and earned the ENERGY STAR designation from the U.S. Environmental Protection Agency. The designation is given only to those buildings that rank in the top 25 percent in the nation for energy efficiency. Thrivent Financial’s conservation efforts generated annual energy savings of $600,000 and increased occupant comfort. In the process, it also reduced Thrivent Financial’s carbon dioxide emissions by more than 6,000 tons — roughly the equivalent of removing 1,100 cars from the road. Thrivent Financial’s green strategy is about more than buildings. It also includes employee education, employee commuting, recycling and procurement, among others. New Jazzercise Fitness Center opens in Apple Valley Photo submitted Rodger Head (right), president and chief executive officer of bd’s Mongolian Grill, and Mike Niznik, senior vice president of operations at bd’s, presented a check for $3,418 to Mary Ajax, Community Action Council president and chief executive officer. M&I Bank hosts cell phone drop-offs to promote recycling Globe University hosts global workforce open house Nov. 16 M&I Bank, Minnesota region, is collecting unwanted cell phones in an effort to urge the community to “go green” and dispose old technology in an environmentally-friendly manner. Old cell phones can be dropped off at any of M&I Bank’s Twin Cities locations through Dec. 12. Area M&I Bank locations are in: • Burnsville, 14201 Grand Ave. S., • Apple Valley, 7095 151st St. W., and • Lakeville, 17636 Kenwood Trail. Globe University/Minnesota School of Business has joined Vision Slovakia to form an academic and cultural cooperative with the University of Zilina in the Slovak Republic. The public is invited to a panel discussion from 11 to 11:45 a.m. Monday, Nov. 16, with leaders from both institutions. The discussion will touch on building international academic cooperatives and implications for the fastemerging global workforce. The event will be held at Globe University’s downtown Minneapolis campus, located in the concourse level of the To further promote going “green,” cell phones will be recycled by Waste Management and proceeds will be donated to Great River Greening, to plant trees in spring 2010. In exchange for dropping off old cell phones, Chipotle will donate a free Chipotle burrito coupon to program participants, while supplies last. For more information on M&I Bank’s commitment to the environment or the cell phone recycling program visit mibank.com/ recycle. Thrivent Financial honored for ‘Best Green Strategy’ IDS center, 80 S. Eighth St. A networking session will follow the discussion. Space is limited for the panel discussion; RSVP to ensure your participation in the discussion. The networking session will be an openhouse format designed to allow business and academic associates to exchange ideas and engage in conversation about building global communities through education. RSVP by Nov. 11 to Kathey Gartland, kgartland@ globeuniversity.edu or (652) 332-8065. Hors d’oeuvres, desserts and refreshments will be served. Jazzercise, the largest dance-fitness program in the world, opened its newest fitness center in Apple Valley on Monday, Nov. 16. Located at 14751 Energy Way, the center will initially offer 30 classes each week. The 60-minute Jazzercise class includes a warm-up, high-energy aerobic routines, muscle-toning and a cooldown stretch segment. Jazzercise combines elements of dance, resistance training, Pilates, yoga, kickboxing and more to create programs for women of every age and fitness level. The Apple Valley Fitness Center will feature a 2,000-square-foot dance area, with special Pavigym fitness flooring, personal training, child care, and a boutique offering a variety of fitness apparel. “Jazzercise has become so popular in Apple Valley that we found it necessary to open our own facility,” owner Lynda Isaacs said. “Now we can offer our students the best accommodations and the most convenient class times.” Classes formerly held at Apple Valley Community Center and Valley Middle School will take place at the new Jazzercise Fitness Center. For more information on Jazzercise contact Lynda Isaacs at (952) 210-8557. For class information, go to www. south-metro-jazz.com. Dakota County business to receive ‘Working with Experience’ award The DARTS/Dakota County Living Longer and Stronger Work and Community Team will announce on Nov. 13 the business selected as winner of the first “Working with Experience Award.” The team created the award to recognize a Dakota County employer that demonstrates an exemplary work- place free of age bias and is welcoming to older workers. All types of employers were eligible, for-profit, nonprofit and the public sector. The award will be presented at the Dakota-Scott Workforce Annual Legislative and Awards Luncheon on Dec. 4. 12A November 12, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY &DSLWRO&RPPHUFH Iowans polite in response to governor Pawlenty applauded, but no rousing cheers greet him in early caucus state by T.W. Budig ECM CAPITOL REPORTER Gov. Tim Pawlenty insists that his political focus is on the upcoming 2010 election. But some Iowa Republicans are thinking of Pawlenty in terms of 2012. “I think he’s (Pawlenty) is well liked. And I hope he runs for president, actually,” said Mitchel Thoms, 25, of Cedar Rapids, standing in line at the Iowa State Fairgrounds in Des Moines on Saturday, Nov. 7 for a Iowa Republican candidate forum at which Pawlenty delivered the keynote address. That Pawlenty, nationally seen as potential presidential candidate, was appearing in the sometimes make-orbreak early caucus state of Iowa, has drawn wide attention — a small cadre of Minnesota political reporters were sprinkled among the 500 or 600 Iowa Republicans gathered at the fairgrounds. Not all the Iowans knew about the visiting governor, and former Minnesota representative and city council member from Eagan. Dennis Price, a retired stable owner from Davenport who now raises his own hors- Capitol Roundup Photo by T.W. Budig Gov. Tim Pawlenty addressed on Nov. 7 about 500 Iowan Republicans at the state fairgrounds in Des Moines. es on a 56-acre spread, said “I know the name. But I he came to the fairgrounds don’t know anything about really to listen to the guber- him,” said Price of Pawlenty. natorial candidates more than But from the little that Pawlenty. he’s heard, Pawlenty sounds To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com. OK, he said. Darrell Kearney, of Des Moines, 68, former finance director for the Iowa Republican Party, said Iowans do have a sense of Pawlenty. “He’s our good neighbor to the north,” said Kearney, adding Pawlenty visited Iowa twice in recent years for Republican fundraisers. That is something people remember, he indicated. “He has a very good reputation down here,” Kearney said. Asked how a Pawlenty presidential run might fare in Iowa, Kearney said people were interested. “From the people I’ve talked to, I think there’s a lot of interest in Governor Pawlenty,” he said. But first things first. Get the 2010 election out of the way before focusing on 2012, Kearney said. Julia Ruetten, a 21-yearold university student from Cedar Falls, suggested that Pawlenty is still somewhat of a vague figure to some Iowans. But an appealing one. “What people know about him they like,” she said. There may be a sense Pawlenty hasn’t had a wealth of experience, she said. Still, Pawlenty is of person of note to Iowa Republicans. “They definitely see him as the future of the Republican Party,” she said. There are a handful of Republican governors at the forefront of the party nationwide, she explained. “I definitely think Governor Pawlenty is one,” she said. Iowa Republican U.S. Sen. Chuck Grassley, whom Pawlenty lavishly praised during his speech, said Pawlenty served two “outstanding” terms as governor – held to his conservative principles in a liberal state. “He’s arrived,” said Grassley, asked about Pawlenty achieving national status. “Has he arrived enough – only time will tell,” he said. Iowa State Republican Party Chairman Matt Strawn said the candidate forum netted the party about $100,000 in contributions. “I think the governor did a fantastic job here tonight, illustrating that it is our principles that will guide us to victory next November,” he said. Pawlenty, asked if his appearance at the fairgrounds served as an audition for the 2012, repeated what he has often said when asked about a presidential run. “I’m focused as you know on the 2010 election,” he said, meeting with reporters after the forum. During his 25-minute speech, Pawlenty exhorted the audience to actions, using a variant of an exhortation used by President Obama. “Are you fired up and ready to fight back?” Pawlenty asked the crowd. In general Pawlenty received polite applause from the audience, some of strongest coming when he spoke of not fearing to mention God in political discourse. T.W. Budig is at tim.budig@ ecm-inc.com. Pawlenty tests the waters in Iowa Possible presidential run could be decided by his reception in early-vote state by T.W. Budig ECM CAPITOL REPORTER Gov. Tim Pawlenty addressed this past weekend a crowd of some 700 Republicans who could have a lot to say about how he spends his future years. Pawlenty spoke on Saturday, Nov. 7 to Iowa Republicans at a “Leadership for Iowa” reception at the state fairgrounds in Des Moines. With its early presidential caucus, Iowa is a proving grounds for presidential hopefuls — that Pawlenty appeared there is seen as significant. Nationally, Pawlenty is viewed as a possible presidential candidate for 2012. Media reports have former Alaskan governor Sarah Palin currently eyeing a visit to Iowa. The state recently has been visited by former Republican Arkansas governor and presidential candidate Mike Huckabee with Mississippi Gov. Haley Barbour — another Republican on lists of possible presidential candidates— speaking to Iowa Republicans this summer. C-SPAN broadcasted Pawlenty’s speech nationally. Iowa State Republican Party Chairman Matt Strawn said Iowa Republicans would be “well served” to listen to Pawlenty, who was asked to speak to the gathering in part because of his national standing. But the name “Pawlenty” may not roll off the tongues of Iowa Republicans with ease. “He’s not as well known as other governors,” said University of Iowa Political Science Professor Timothy Hagle of Pawlenty. Perhaps in northern Iowa, with its cross border media coverage, Pawlenty is better known, he said. “I think it leans more toward the big deal side of things,” said Hagle of Pawlenty’s speech when asked how important it will be. The appearance is a good chance for Pawlenty “to get (Republican) passions rolling,” Hagle said. Pawlenty can spotlight the recent Republican gubernatorial victories in New Jersey and Virginia as evidence of a resurgent party, he explained. Hamline University professor and political commentator David Schultz viewed Saturday’s speech as important. “He’s (Pawlenty) got to get a buzz going,” said Schultz, citing recent low national poll standings for the governor. Pawlenty is an unknown, Schultz said. Just go stand on a street corner in Des Moines and ask people who Tim Pawlenty is, Schultz suggested. “They have no idea,” he said. Pawlenty has a tough chore ahead, Schultz explained. “Tim Pawlenty is not known as a dynamic speaker,” he said. Former Pawlenty chief of staff and longtime friend Charlie Weaver, Minnesota Business Partnership executive director, cautioned that Saturday’s speech needs to be kept in perspective. “I don’t think it’s just another speech, but I don’t think it’s pivotal,” he said. Pawlenty is not well known in Iowa, but the seeds of a favorable impression are there, Weaver said. For instance, Pawlenty is in good standing with Minnesota farmers. And that could carry weight in an agricultural state like Iowa, Weaver suggested. Weaver does not consider a Pawlenty run for the White House a foregone conclusion. The governor will spend the next year or so travelling, speaking to Republicans, he said. “I think his message will resonate,” said Weaver, who considers Pawlenty one of the major Republican talents in the country. But if the message fails, Weaver believes Pawlenty will sense it and draw back. “He’s not the kind of guy who goes blindly forward because he has a need to have his ego stroked,” Weaver said. Hagle stresses the need of having a good ground game in place for a presidential candidate to do well in Iowa. “I don’t want to say it’s way too early,” he replied when asked about timing. Photo by T.W. Budig Gov. Tim Pawlenty traveled to Iowa this past weekend to talk at a meeting of Republicans. Former presidential candidates like Huckabee and former Massachusetts governor Mitt Romney already have “remnant” campaigns in place, Hagle explained. They may not be active but the organization is intact, Hagle said. One Republican hopeful from a neighboring state, former Wisconsin governor Tommy Thompson, saw his past presidential ambitions wrecked in Iowa. For some reason, Thompson just didn’t click with Iowa Republicans, Hagle said. T.W. Budig is at tim.budig@ ecm-inc.com. DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 12, 2009 13A &DSLWRO&RPPHUFH Governor proposes amendment Move would restrict state spending to revenues in current budgeting cycle by T.W. Budig ECM CAPITOL REPORTER Gov. Tim Pawlenty is proposing to change the state constitution so lawmakers would look less to the future in determining state spending limits than the past. Pawlenty proposed on Thursday, Nov. 5 placing before voters next year a constitutional amendment that would restrict lawmakers from spending more on an upcoming biennium than the amount of revenue brought in during the current, two-year spending cycle. “We need to change the way we budget in the state of Minnesota from what we want to spend to what we have brought in the door,” said Pawlenty, Photo by T.W. Budig speaking at a Capitol press conference. “In the overall scheme Gov. Tim Pawlenty proposed on Nov. 5 a constitutional amendment that, if passed by votof things, this is not draconian.” ers, would limit state spending in an upcoming bienniums to the amount of revenue the state took in during the current biennium. The state would reduce its spending by $22 Spending reduction billion had this amendment been in place since 1960, Pawlenty said. Had the amendment been in place since 1960, state gen- binding spending decisions his proposal, but estimates for ity Leader Larry Pogemiller, eral fund spending would have based on these numbers, he ar- much shorter periods of time. DFL-Minneapolis, both expressed willingness to explore been reduced by more than $22 gued. Under his proposal, law- K-12 funding shifts the proposal. billion, Pawlenty said. Pawlenty indicated that he “At first blush it does seem He portrayed the level of makers would still be free to state spending prior to his ad- determine exactly how bud- did not know how the proposal odd that on your way out the ministration as “amazing, star- get dollars are spent, Pawlenty would affect K-12 funding door, with a projected $5 (bilshifts — the Pawlenty Admin- lion) to $7 billion deficit, you pointed out. tling, frightening.” In times of surplus revenues, istration and others have used would recommend something That the state has a spending problem should be plain to Pawlenty proposed the extra these shifts in balancing tight that you never even proposed to the Legislature,” said Pogemipeople of all political colors, he dollars be allocated to the bud- state budgets. “I suspect they won’t like it,” ller of Pawlenty’s proposal. argued. “It’s a simple matter of get reserve, one-time spending, and tax relief. But he indicated Pawlenty said of DFL reaction But Pogemiller encouraged math,”Pawlenty said. Pawlenty to pursue it. While praising the expertise a willingness to discuss alterna- to the amendment proposal. But Senate Tax Commit“I would hope that’s not the of state fiscal planners, Pawlen- tives. Pawlenty acknowledged tee Chairman Tom Bakk, path Governor Pawlenty is on, ty argued that state budget prothat some budget projections DFL-Cook, a gubernatorial holding a press conference and jections tended to be off. Yet, lawmakers make legally would still be needed under candidate, and Senate Major- not talking about the issue,” said Photo by T.W. Budig Senate Tax Committee Chairman Tom Bakk, DFL-Cook, said his committee would certainly hear the proposal — be flexible to meet with the governor’s schedule, he said. But DFLers questioned why Pawlenty was proposing the amendment at the end of his term. Pogemiller, saying that former proposal in a December tax state senator Michele Bach- committee hearing. mann, now a congresswoman, Other DFLers offered took that path with similar leg- sharper critiques. islation. “Similar constitutional amendments, like the TaxpayMotivation ers Bill of Rights in Colorado Pogemiller said he had no and Proposition 13 in Califoridea about the governor’s mo- nia, have been disastrous for the tivation in bring forth the pro- states that have adopted them,” posal. said DFL State Party ChairHe questioned whether man Brian Melendez. Pawlenty’s own budgets fell within the proposed amend- T.W. Budig is at tim.budig@ ment’s threshold. ecm-inc.com. Bakk indicated his committee would hear the governor’s Lawmakers, stakeholders to review broadband suggestions The state’s Ultra HighSpeed Broadband Task Force released last week recommendations to the State Legislature and Gov. Tim Pawlenty regarding the creation of a statewide high-speed Internet access goal and a plan for implementation by 2015. The task force, chaired by Thomson Reuters COO Rick King, was created by legislation passed in April 2008, and has met 19 times since July of last year. King, representatives from Pawlenty’s office, and key legislative committees will review the Task Force’s work. Lawmakers and key stakeholders agree these recommendations will play a crucial role in Minnesota’s economic recovery. “If you want to run a successful business in a fast-paced 21st century global economy, you need a modern, high-speed Internet connection,” said Chair of the House Telecommunications Regulation and Infrastructure Division Rep. Sheldon Johnson, DFL-St. Paul. “Minnesota families and businesses shouldn’t be chained to a fossilized dial-up network – no matter where you live. But some areas of the state are still hooked up to Internet connections built nearly two decades ago. Worse, some have no connection at all.” “We have allowed our internet access in Minnesota to lag for too long,” said Chair of the Senate Utilities, Technology and Communications Committee Sen. Yvonne Prettner Solon, DFL-Duluth. “I appreciate the efforts of the experts on the Ultra High-Speed Broadband Task Force, and look forward to implementing their recommendations early this session in order to ensure all Minnesotans can have access to the Internet connection they need.” “It’s time to start thinking of broadband as a baseline utility accessible to every Minnesota home and business,” said Sen. John Doll, DFL - Burnsville who serves as vice-chair of the Senate Energy, Utilities, Technology, and Communications Committee. “Today’s competitive global market requires a re- Photo submitted Rep. Sheldon Johnson speaks at last week’s news conference. With Johnson are State Sen. John Doll, DFL-Burnsville, and Department of Employment and Economic Development Commissioner Dan McElroy. liable, high quality communica- the recently passed American tions infrastructure. The work Recovery and Reinvestment of the task force lays out recom- Act invested more than $7.2 mendations that will both, raise billion in expanding access to our standard of living, and our broadband infrastructure in ability to compete with any re- rural parts of the nation. The gion in the world.” funds are being distributed naJohnson and Doll argue tionwide through two competiMinnesota’s broadband short- tive grants: the RUS Broadband comings are a barrier to the Initiatives Program and the state’s economic recovery. NTIA Broadband Technology President Obama agrees. Opportunities Program. At the president’s request, “This is an area of our recov- ery the state and federal governments must work together on to achieve swift, sustainable solutions for underserved regions of our state,” said Doll. “But Minnesota can’t be content to rely solely on federal grants,” Johnson said. “We need direct, aggressive action on the state level, working with business and industry, to ensure all corners of Minnesota have equal access to high-speed telecommunications infrastructure. The health of our economy, the future of Minnesota businesses, and our quality of life rely on it.” The Broadband Task Force’s recommendations are extensive and detailed. Recommendations support a central set of objectives for improving Minnesota’s telecommunication infrastructure. Generally, the Task Force’s recommendations include: • Minnesota should have ubiquitous High-Speed Broadband coverage as soon as possible, no later than 2015 • At a minimum, the Task Force recommends speeds of 10-20 megabits per second (download) and 5-10 mbps (upload) by 2015 • The Task Force believes Minnesota can and should be: In the top 5 states in the US for overall Internet speed, in the top 5 states for broadband penetration and in the top 15 globally for broadband penetration. Proposals are made in different areas, ranging from financial policies and incentives to organizational changes. In order to monitor the achievement of these results, the Task Force has also recommended the creation of a Broadband Advisory Council of Minnesota to oversee the actions put forth in today’s report, and to ensure the objectives are achieved within the next five years. “Broadband isn’t just a luxury anymore,” said Task Force Chair, Rick King. “It is an absolute necessity for both citizens and businesses. The recommendations we’ve put forward today will pave the way for a more modern, more competitive Minnesota economy. It is a blueprint for our state’s success and a roadmap for Minnesota’s long-term economic prosperity.” 14A November 12, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY BBB offers helpful tips for boosting office morale Many small business owners are struggling to stay afloat and are being forced to make tough decisions — such as instituting layoffs or budget cuts. In the wake of these decisions, office morale can dip as employees face uncertainty about their jobs. The Better Business Bureau offers guidance for small business owners on how to keep office morale high in a tough economy. The unemployment rate in the U.S. is already at a 26-year high and layoffs are still in the future for many small businesses. According to an August report by the National Federation of Independent Businesses, 14 percent of small business owners plan to cut staff in the coming months. Even for employees that survive a layoff, job uncertainty remains. Equifax reports that small business bankruptcies were up 81 percent in June over the previous year. “Layoffs, budget cuts and the pressure of an unstable economy can cause office morale to dip,” said Dana Badgerow, president and CEO of the Better Busi- ness Bureau of Minnesota and North Dakota. “When employees aren’t happy and morale is low, productivity suffers, resulting in a downward spiral for an already struggling business owner.” The BBB offers the following advice to small business owners on how to maintain office morale in a tough economy: • Enlist management in setting the right tone. In the wake of layoffs and budget cuts, it can be difficult to strike the right tone that will inspire trust with employees. Small business owners and management need to be on the same page in expressing optimism for the future. • Acknowledge individual achievements. When morale is low it’s more important than ever to encourage employees and recognize the work that they do. Consider starting an Employee of the Month program or rewarding employees for completing projects or meeting goals. • Be open and listen. Talk to employees and listen to their concerns and recommendations. Sometimes little things can have a big impact on office mo- rale; talk to employees to find out what keeps them happy and what they would like to change around the office. Keeping the lines of communication open with employees can also help quell rumors that can undermine office morale. • Provide an extra day off or a flexible schedule option. Especially around the holidays, employees will appreciate an extra day off, the opportunity to work from home or flexible hours. • Keep the holiday party, but lose the excess. Many businesses have had to cut office parties altogether because of budget concerns, but events like office parties are a way to show appreciation, boost camaraderie and inject levity. Consider less expensive options for a party such as hosting a holiday lunch instead of a dinner or instituting a volunteer day to get everyone out of the office and working together. 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Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Web site: www.burnsvillechamber.com E-mail: [email protected] Burnsville Convention & Visitors Bureau Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337 Phone: (952) 898-5646 Fax: (952) 487-1777 Web site: www.burnsvillemn.com Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: [email protected] Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: [email protected] Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: [email protected] tax increment financing, local loan funds or state or federal Address: 8790 207th St. W., Suite 204, P.O. Box 371, business finance programs. Lakeville, MN 55044 Apple Valley, Bruce Nordquist E-mail: [email protected] Phone: (952) 953-2576 Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. E-mail: [email protected] Judy Tschumper is the director of the Downtown LakevWeb site: www.ci.apple-valley.mn.us ille Business Association. Burnsville, Skip Nienhaus Phone: (952) 895-4454 Positively Minnesota Marketing E-mail: [email protected] Partnership Web site: www.burnsville.org Minnesota Department of Employment & Economic Farmington, Tina Hansmeier Development Phone: (651) 280-6821 Address: 1st National Bank Building, 332 Minnesota St., E-mail: [email protected] Suite E200, St. Paul, MN 55101 Web site: www.ci.farmington.mn.us Phone: (651) 259-7298 Hastings, Shannon Rausch Fax: (651) 215-3841 Phone: (651) 480-2344 E-mail: [email protected] E-mail: [email protected] Web site: www.ci.hastings.mn.us Dakota Future Inver Grove Heights, Jennifer Gale Role: Provide site location assistance for firms considering Phone: 651-451-2266 Dakota County locations and serves as a general gateway for E-mail: [email protected] economic development services within Dakota County. Web site: www.ci.inver-grove-heights.mn.us Address: P.O. Box 240874, Apple Valley MN 55124-0874 Mendota Heights, Jim Danielson E-mail: [email protected] Phone: 651-452-1850 Phone: (651)491-2551 E-mail: [email protected] Web site: www.dakotafuture.com Web site: www.mendota-heights.com Lakeville, Dave Olson Minnesota Workforce Centers in Burnsville Phone: 952-985-4421 E-mail: [email protected] and West St. Paul Web site: www.ci.lakeville.mn.us Role: Assist in the hiring and training of new employees, Rosemount, Kim Lindquist general gateway into Minnesota Department of EmployPhone: 651-322-2020 ment and Economic Development and other state agencies E-mail: [email protected] Phone: 612-821-4411 Web site: www.ci.rosemount.mn.us E-mail: [email protected] South St. Paul, Jennifer Gale Phone: 651-451-2266 South Metro SCORE E-mail: [email protected] Role: Counselors to America’s small businesses, free, www.southstpaul.org confidential, face-to-face assistance from successful business West St. Paul, Jim Hartshorn mentors. Phone: 651-552-4140 Phone: (952) 890-7020 E-mail: [email protected] E-mail: [email protected] Web site: www.ci.west-saint-paul.mn.us Web site: www.score-southmetro.org City Governments *Inver Grove Heights and South St. Paul use Progress Role: Provide guidance through any real estate devel- Plus, an affiliate of the River Heights Chamber of Comopment process; may provide financial incentives through merce, for their city’s economic development services. %XVLQHVV'LUHFWRU\ ! " � # $ % ! �& ! � !�! '() * +, -. � � "# $ # ! � !"# $%&"" ' !" !"# Book Your Company Event at... !! "# $$ %!& '(' )**+),-.!/-* 000),-.!/-* 8075 Lucerne Blvd. 3 Miles West of I-35 952-440-4656 • HeritageLinks.com Lakeville, MN 55044 To advertise in the Dakota County Tribune Business Directory call 952-894-1111 � PUBLIC NOTICE MINNESOTA PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE MINNESOTA PUBLIC NOTICE PUBLIC NOTICE SECRETARY OF STATE ORDER FOR NOTICE OF SALE SECRETARY OF STATE NOTICE TO MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Norcia Design Solutions. 2. State the address of the principal place of business: 18183 Lansford Path, Lakeville, MN 55044-4956 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Beth J. Norcia, 18183 Lansford Path, Lakeville, MN 55044-4956 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date Oct. 19, 2009 Beth J. Norcia, Sole Proprietor 1964929 11/5-11/12/09 CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Adminasport. 2. State the address of the principal place of business: 3795 Briarwood Lane, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Outsource Advantage, LLC, 3795 Briarwood Lane, Eagan, MN 55123 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date October 6, 2009 Anne Kane, President 1971638 11/12-11/19/09 PUBLIC NOTICE PUBLIC NOTICE SUMMONS SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION Court File No.: 19HA-FA-09-916 In Re the Matter of: Jeffrey Michael Hendricks, Petitioner, and Kathleen Carol Hendricks, Respondent. THE STATE OF MINNESOTA TO THE ABOVE NAMED RESPONDENT: YOU ARE HEREBY SUMMONED and required to serve upon the Petitioner’s attorney an Answer to the Petition for Third Party Custody which is herewith served upon you within thirty days (30) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition. Civil cases are subject to alternative dispute resolution processes as provided in Rule 114 of the General Rules of Practice for the District Courts. You may contact the Court Administrator for more information about alternative dispute resolution. Dated: 7-21-2009 STACY K. MORGAN, P.A. By: Stacy K. Morgan Attorney Registration No. 304505 906 Vermillion Street Hastings, MN 55033 Telephone: 651-437-8933 1952194 10/29-11/12/09 PUBLIC NOTICE NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-09-685 In Re: Estate of Robert Lee Dalke, also known as Bob Dalke, Decedent. It is Ordered and Notice is given that on November 30, 2009 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirs of the decedent, and for the appointment of Arvin Dalke, whose address is 1313 2nd Street SE, Jamestown, North Dakota 580401-3716, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or the claims will be barred. Dated: 11/4/09 BY THE COURT David Knutson Judge of District Court David J. Raymond (MN# 221818) Raymond Law Offices PA 5838 Blackshire Path Inver Grove Heights, Minnesota 55076 Telephone: (651) 455-3100 Facsimile: (651) 455-4811 1972944 11/12-11/19/09 STATE OF MINNESOTA COUNTY OF SHERBURNE DISTRICT COURT TENTH JUDICIAL DISTRICT Civil Division Court File No. Talbot Lumber, Inc., Plaintiff, vs. Paul Ostlund, Duane Ylitalo, and Toney Corrow, Defendants. THE STATE OF MINNESOTA TO DEFENDANT ABOVE NAMED: YOU ARE HEREBY SUMMONED and required to serve upon Plaintiff’s attorneys within twenty (20) days after service of this Summons upon you, exclusive of the date of such service, an Answer to the Complaint which is herewith served upon you. If you fail to do so, Judgment by Default will be taken against you for the relief prayed for in the Complaint. PARTIES ARE REQUIRED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION UNDER MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. Dated: 6/11/2009 BLACK, MOORE, BUMGARDNER, MAGNUSSEN, LTD. By: James Bumgardner, ID #256997 Ethne O. Hedren, ID #0328066 First National Financial Center 812 Main Street, Suite 102 Elk River, MN 55330 (763) 441-7040 Attorneys for Plaintiff 1963248 11/5-11/19/09 PUBLIC NOTICE NOTICE TO CREDITORS: FOREIGN PERSONAL REPRESENTATIVE ACTING IN MINNESOTA STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-09-681 ESTATE OF CURTIS J. SALEN, DECEDENT. Notice is given that Steven M. Salen residing at 173 Ridge Road, Evergreen, CO 80439 is the domiciliary foreign personal representative (“Personal Representative”) for the estate of Curtis J. Salen a resident of the State of Florida. On November 3, 2009, the Personal Representative filed with the Court a document stating an intention to exercise, as to assets in Minnesota, all powers of a local personal representative and to maintain actions and proceedings in Minnesota in accordance with Minn. Stat. 524.4-205. Notice is also given that any Minnesota creditor who objects to the Personal Representative’s exercise of power over assets in Minnesota must file a written objection within 60 days from the Personal Representative’s filing. If no objections are filed, the representative may, after the expiration of the 60 day period, exercise all powers of a local personal representative. Dated 11/3/09 Richard G. Spicer Judge Attorney For Foreign Personal Representative Barbara A. Frick, Esq. (0334313) Law Office of Barbara A. Frick, PLC Rosedale Towers 1700 West Highway 36 Roseville, MN 55113 (651) 528-7023 1968583 11/12-11/19/09 HEARING AND NOTICE (Child in Need of Protection or Services PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JF-09-3874 In the Matter of the Welfare of E.M.S., Child. TO: Marcelino Garcia-Lopez Dakota County Human Services, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: Section 260C.007: Subd. 6(8), in that the child is without proper parental care Subd. 6(9), in that the child is one whose behavior, condition, or environment is such as to be injurious or dangerous to the child or others. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on November 25, 2009 at 9:30am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by 1 week publication in a legal newspaper as provided by law, viz: Marcelino Garcia-Lopez. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: November 4, 2009 Richard G. Spicer Judge 1973582 11/12/09 PUBLIC NOTICE AMENDED ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-4746 In the Matter of the Petition of: Aurora Loan Services, LLC, In Relation to Certificate of Title No. 64538 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Three (3), Block Four (4) in PARK RIDGE, according to the recorded plat thereof. TO: MICHAEL SAFI; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter IT IS ORDERED, that you, and all persons interested, appear before this Court on the 9th day of December, 2009, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 130904 and enter a new Certificate of Title for the land therein described in favor of Willie’s Real Estate Holdings, LLC, a Minnesota Limited Liability Company, subject to the memorials of Document No. 16176, but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 649295, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to hearing by first class mail to his address as stated on the Certificate of Title in an address is so stated. Dated: 10-16-09 Approved: Examiner of Titles James P. O'Connell By: James P. O'Connell Examiner of Titles BY THE COURT: Rex Stacy Judge of District Court Attorney for Petitioner: David R. McCalip Wilford & Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above-described Order. 1975318 11/12-11/19/09 OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1990 Skyline, 16’ X 76’, Light Blue, Mobile home, Serial Number 5030-01732 currently located at 12142 Geneva Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 30th day of November, 2009 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Mary Patricia Kellogg (02/09/1959), Gene Jennrich and Linda M. Lukitsh as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Four-Hundred, Thirty-Five Dollars and 36/100 ($3,435.36) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant’s personal property remaining on landlord’s premises following abandonment by tenant. Dated: November 02, 2009 Carol Williams, Agent Hometown Homes 1966980 11/5-11/19/09 PUBLIC NOTICE MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Everest Material Handling. 2. State the address of the principal place of business: 2999 West County Road 42, Suite 156, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. RPJ Enterprises LLC, 2999 West Cty Rd 42, Suite 156, Burnsville, MN 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 10/29/09 Paul Donald Lealos, Partner 1971679 11/12-11/19/09 PUBLIC NOTICE NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-09-683 ESTATE OF Daniel B. Buchler, DECEDENT. It is Ordered and Notice is given that on November 30, 2009 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated August 15, 2000 (“Will”), and for the appointment of Marlys C. Buchler whose address is: 2601 Woods Trail South, Burnsville, MN 55306 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 11/4/09 Richard G. Spicer Judge (COURT SEAL) Attorney For Personal Representative Richard D. Bunin Richard D. Bunin Law Offices 1670 Metropoint Tower 600 Highway 169 South St. Louis Park, MN 55426 (952) 544-2345 12956 1971557 11/12-11/19/09 AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Jade Logistics 2. State the address of the principal place of business: 3340 Sherman Court #101, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jade Logistics, Inc., 3340 Sherman Court #101, Eagan, MN 55121 4. This certificate is an amendment of Certificate of Assumed name number 3084471-2 originally filed on November 13, 2008. 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 10-26-09 Nayana Suphavong, President 1973833 11/12-11/19/09 PUBLIC NOTICE ORDER TO SHOW CAUSE IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-5842 In the Matter of the Petition of: U.S. Bank, N.A., In Relation to Certificate of Title No. 126967 issued for land in the County of Anoka and State of Minnesota and legally described as: Unit No. 908 Common Interest Community Number 176, Vermilion Carriage Homes, a Condominium, located in the County of Dakota TO: Senait Medhanie Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter: IT IS ORDERED, that you, and all persons interested, appear before this Court on the 9th day of December, 2009, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or soon thereafter as said matter can be heard, show cause, in any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 126967 and enter a new Certificate of Title for the land therein described in favor of U.S. Bank, N.A., subject to the memorials of Document Nos. 326384, 326387, 332788, 340316, 344804, 345539, 346930,348516, 351208, 352901, 357404, 360131 and 362297 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 637638, and free from the Memorial of this Order. IT IS FURTHER ORDERED, That this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) upon each of the above-named parties who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat. Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25. Dated: October 15, 2009 Approved: Examiner of Titles James P. O'Connell By: James P. O'Connell Examiner of Titles BY THE COURT: Richard G. Spicer Judge of District Court Lawrence A. Wilford Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 (Phone) (651) 209-3339 (Fax) File ID No. 35822 Attendance is not required at said time except to object to the entry of the above-described Order. 1967056 11/5-11/12/09 TRANSPORTATION PROVIDERS Ebenezer Ridges hereby provides notice that it intends to apply to the Minnesota Department of Transportation for the following transportation equipment to serve elderly and persons with disabilities in Dakota County. We are intending to replace our current 16 passenger bus with 3 wheelchair seats. Individuals or agencies seeking to request transportation service, coordinate transportation with Ebenezer Ridges or comment about the application should contact Erin Hilligan, Campus Administrator, 13820 Community Drive, Burnsville, MN 55337, 952-898-8400. The deadline for submitting this application is December 1, 2009. 1968729 11/12/09 PUBLIC NOTICE FORTY DAY SUMMONS STATE OF WISCONSIN MILWAUKEE COUNTY CIRCUIT COURT Case No. 09-CV-14052 Code No. 30404 Foreclosure of Mortgage Dollar Amount Greater Than $5,000.00 Hon. Judge William H. Sosnay WISCONSIN HOUSING AND ECONOMIC DEVELOPMENT AUTHORITY, 201 West Washington Avenue, #700 Madison, Wisconsin 53701, Plaintiff, vs. TENISHA L. BOWMAN and JOHN DOE, unknown spouse of Tenisha L. Bowman 2322 West Lawn Avenue Milwaukee, WI 53209 THE WISCONSIN PARTNERSHIP FOR HOUSING DEVELOPMENT, INC. c/o William C. Perksins 121 South Pinckney Street, Suite 200 Madison, WI 53703 CITIFINANCIAL, INC. c/o CT Corporation System 8040 Excelsior Drive Suite 200 Madison, WI 53717 C H R Y S L E R FI N A N C I A L S E R V I C E S AMERICAS, LLC. f/k/a Daimler Chrysler Financial Services Trust c/o The Corporation company 30600 Telegraph Road Suite 2345 Bingham Farms, MI 48025 Defendants. THE STATE OF WISCONSIN, TO : TENISHA L. BOWMAN and JOHN DOE, unknown spouse of Tenisha L. Bowman 12810 Morgan Avenue South Burnsville, MN 55337 -or2322 West Lawn Avenue Milwaukee, WI 53209 Y o u a r e h e r e b y n o t i f i e d that the plaintiff named above has filed a lawsuit or other legal action against you. The complaint, which is also served upon you, states the nature and basis of the legal action. Within 40 days after November 12, 2009, you must respond with a written answer, as that term is used in Chapter 802 of the Wisconsin Statutes, to the complaint. The court may reject or disregard an answer that does not follow the requirements of the statutes. The answer must be sent or delivered to the court, whose address is: Clerk of Circuit Court Milwaukee County Courthouse 901 North Ninth Street Milwaukee, WI 53233 and to O'Dess and Associates, S.C., Plaintiff's attorneys, whose address is: O'Dess and Associates, S.C. 1414 Underwood Avenue, Suite 403 Wauwatosa, Wisconsin 53213 You may have an attorney help or represent you. If you do not provide a proper answer within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. O'DESS AND ASSOCIATES, S.C. Attorneys for Plaintiff By: M. ABIGAIL O'DESS Bar Code No. 1017869 POST OFFICE ADDRESS: 1414 Underwood Avenue, Suite 403 Wauwatosa, WI 53213 (414) 727-1591 O'Dess and Associates, S.C., is attempting to collect a debt and any information obtained will be used for that purpose. If you have previously received a Chapter 7 Discharge in Bankruptcy, this correspondence should not be construed as an attempt to collect a debt. 1972898 11/12-11/26/09 PUBLIC NOTICE SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-09-6540 Judicial Knolls Townhouse Association, Inc., Plaintiff, v. Darren Sylvander, John F. Benson, and Trent Erlandson, Defendants. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to serve upon Plaintiff's attorney an Answer to the Complaint which is herewith served upon you, within twenty (20) days from the date of service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. You are advised pursuant to Minn. Stat. § 543.22 that this action is subject to the provisions of the Minnesota General Rules of Practice concerning alternative dispute resolution processes, including but not limited to court ordered mediation and/or non-binding arbitration. Information concerning this can be found in the Minnesota General Rules of Practice. Dated: September 18, 2009 BRUTLAG, HARTMANN & TRUCKE, P.A. By: Ryan J. Trucke (#030590X) Attorney for Plaintiff 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 Telephone: (763) 222-2504 1966629 11/5-11/19/09 PUBLIC NOTICE NOTICE TO CREDITORS AND CLAIMANTS NOTICE IS HEREBY GIVEN by Stephen E. Otto of Otto & Associates P.A. of the following: A. On October 30, 2009, the shareholders of BUTTLEMAN, INC. elected to commence voluntary dissolution of the corporation pursuant to Minnesota Statutes Section 302A.721. B. On or about November 3, 2009, the corporation filed with the Minnesota Secretary of State its Notice of Intent to Dissolve. C. Any and all claims against the corporation must be presented to its attorney, Stephen E. Otto, at Otto & Associates P.A., 3116 Fairview Avenue North, St. Paul, Minnesota 55113. D. Any and all claims against the corporation must be received by the attorneys for the corporation no later than 90 days from the date of publication of this notice. Any creditor or claimant who fails to file a claim by this date is forever barred from taking legal action to collect its claim, except as otherwise provided by Minnesota Statute Section 302A.781. OTTO & ASSOCIATES P.A. By: Stephen E. Otto Attorney I.D. #169110 3116 Fairview Avenue North St. Paul, MN 55113 (651) 636-1076 1971407 11/12-12/3/09 PUBLIC NOTICE NOTICE AND ORDER FOR HEARING STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DIVISION CIVIL DIVISION Court File No. 19HACV-09-6695 In the Matter of the Dudley Family Irrevocable Trust Agreement dated January 1, 1997. John B. Dudley, the trustee herein, having filed his Petition for Approval of Sale of Property, Termination of Trust and Other Relief, and the Court, having assumed jurisdiction of said trust as a proceeding in rem under Minn. Stat. §501B.24, now upon motion of Briggs and Morgan and Andrew M. Baese, attorneys for petitioner, IT IS ORDERED THAT: (1) Hearing upon said petition shall be had by this Court to be held at the Dakota County Judicial Center, 1560 W Highway 55 in Hastings, Minnesota, on 12/7/09, 2009, at 9:00 a.m., or as soon thereafter as counsel may be heard. (2) Notice of such hearing shall be given by publishing a copy of this Order one time in a legal newspaper of Dakota County, Minnesota, and by mailing a copy thereof at least fifteen (15) days before the date of hearing to each beneficiary of the trust who is known to or reasonably ascertainable by the petitioner, all as provided by law. (3) The parties in interest herein are hereby referred to said Petition on file in the office of the Clerk of this Court for a specification of the matters to be considered at said hearing, and counsel for petitioner designated below are hereby directed to supply a copy of said petition to any party in interest, or the representative of any party in interest, requesting the same. Dated: 10/29, 2009 Tim D. Wermager Judge of District Court BRIGGS AND MORGAN Andrew M. Baese, Atty. Reg. #0284336 W-2200 First National Bank Building 332 Minnesota Street Saint Paul, Minnesota 55101 Tel: (651) 808-6444 Fax: (651) 808-6450 Attorneys for Petitioner 1971495 11/12/09 PUBLIC NOTICE MINNESOTA PUBLIC NOTICE PUBLIC NOTICE NOTICE OF SALE SECRETARY OF STATE ORDER AND NOTICE OF OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 12/01/2009 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Susan Whisney Bill of Lading #: 77756 Amount: $660.00 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 1966340 11/5-11/19/09 PUBLIC NOTICE MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: MISA 2. State the address of the principal place of business: 60 Marie Ave E, Suite 209, W. St. Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Minnesota Insurance Service Agency, LLC; 60 Marie Ave E, Suite 209; W. St. Paul, MN 55118 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 10/06/2009 Paul Dormody, President 1963612 11/5-11/12/09 PUBLIC NOTICE ORDER FOR HEARING AND NOTICE (PETITION FOR TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-09-3549 In the Matter of the Welfare of C.C. and K.C., Children TO: Chad Philippi Social Worker, Rochelle Thompson, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: All rights of the parent(s) to the children should be terminated pursuant to Minnesota Statutes, section: 260C.301, Subd. 1(b)(2), because the parent(s) have substantially, continuously, or repeatedly refused or neglected to comply with the duties imposed upon the parents by the parent/child relationship, including but not limited to providing the children with necessary food, clothing, shelter, education, and other care and control necessary for the children’s physical mental or emotional health and development, if the parents are physically and financially able, and either reasonable efforts by the social services agency have failed to correct the conditions that formed the basis of the petition or reasonable efforts would be futile and therefore unreasonable. 260C.301, Subd. 1(b)(5), because following the children’s placement out of the home, reasonable efforts, under the direction of the court, have failed to correct the conditions leading to the children’s placement. IF YOU FAIL TO APPEAR FOR THIS HEARING, THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND IT MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on November 25, 2009 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Chad Philippi. Dated: October 26, 2009 Richard G. Spicer Judge 1958919 10/29-11/12/09 CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: DanDee Difference. 2. State the address of the principal place of business: 9262 Cheney Trail, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Deedee Hagen, 9262 Cheney Trail, Inver Grove Heights, MN 55076 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 10/28/09 Deedee Hagen 1971962 11/12-11/19/09 PUBLIC NOTICE MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: MJJ Automotive Designs. 2. State the address of the principal place of business: 14827 Hillside Trail, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Michael J. Jundt, 14827 Hillside Trail, Savage, MN 55378 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 9/14/2009 Michael J. Jundt, President 1964968 11/5-11/12/09 PUBLIC NOTICE NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-09-671 In Re: Estate of Carolyn Ann Anderson, also known as Carolyn A. Anderson, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated April 28, 1997. The Registrar accepted the application and appointed David P. Anderson , whose address is 1026 Boston Hill Road, Eagan, Minnesota 55123, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: October 29th, 2009 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Kirsten J. Libby (MN# 326227) Strusinski, Libby & Associates, P.A. Western Bank Building, Ste 280 1740 Rice Street Saint Paul, Minnesota 55113 Telephone: (651) 487-1208 Facsimile: (651) 487-0662 ATTORNEY FOR PERSONAL REPRESENTATIVE 1965036 11/5-11/12/09 HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE COURT DIVISION FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-09-691 In the Matter of the Estate of: Sheryl R. Herman, a/k/a Sheryl Rutman Herman, a/k/a Sheri Herman, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 14th day of December, 2009, at 9:00 a.m., a hearing will be held in the above-named Court at 1560 Highway 55, Dakota County Judicial Center, Hastings, Minnesota, for the formal adjudication of intestacy, determination of heirs, and appointment of Kari A. Brackman, whose address is 4266 Boulder Ridge Point, Eagan, MN 55122, as personal representative of the estate of the above-named decedent in unsupervised administration, that that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said administrator or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 11/6/09 Richard G. Spicer Judge of District Court Scott M. Hoffman, I.D. No. 0317020 Attorney at Law 1108 Nicollet Mall, Suite 210 Minneapolis, MN 55403 (612) 333-8225 1974348 11/12-11/19/09 PUBLIC NOTICE NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-09-692 Estate of George A. Waters, Decedent. It is Ordered and Notice is given that on Dec. 14, 2009, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated September 17, 2008, Minn Stat. 524.2-513 (“Will”), and for the appointment of Security Bank & Trust Co., whose address is 2202 11th Street East, P.O. Box 9, Glencoe, Minnesota 55336 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with all power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 11-6-09 Richard G. Spicer Judge (COURT SEAL) Attorney for Petitioner James D. Bates 16670 Franklin Trail SE, Suite 250 Prior Lake, MN 55372 Attorney License No. 5265 Telephone (952) 226-2100 FAX (952) 447-4685 Email: [email protected] 1974013 11/12-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2006 MORTGAGORS: Michelle L. Stinnett and Christopher M. Stinnett, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered January 19, 2007, Dakota County Registrar of Titles, Document No. 604385, Certificate of Title No. 133757. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 24, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000707386 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advantage Funding Group, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 7394 Dawn Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D.#: 20-71150-080-01 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 8, Block 1, of South Grove, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,777.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,297.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-410 6800070738 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1932715 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 7 , 2008 MORTGAGORS: Valerie Lafave and Benjamin Lafave, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 11, 2008, Dakota County Recorder, Document No. 2571537. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 24, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000129564 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13905 Steven Road, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-15401-230-04 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 4, Burnsville Heights Second Addition, Dakota County, y Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,946.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,835.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-420 6800136736 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1932683 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Leslie M. McCarthy and Michael A. McCarthy, wife and husband MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: July 26, 2004 Dakota County Recorder, Document Number: 2230074 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation, Dated: June 18, 2004, Recorded: July 26, 2004 Dakota County Recorder, Document Number: 2230075 And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 01, 2006, Recorded: May 05, 2006 Dakota County Recorder, Document Number: 2425962 And assigned to: U.S. Bank National Association, Dated: September 30, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001965951 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3521 Upper 143rd St W, Rosemount, MN 55068-4038 Tax Parcel ID Number: 34-16400-210-02 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Carrollton, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,166.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Decem- MN Stat. §580.07. ber 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 08, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006261F03 1932076 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 2 , 2008 MORTGAGOR: M a r i n a F a r b e r , a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded August 25, 2008, Dakota County Recorder, Document No. 2609795. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 21, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2060 Kings Road, Eagan, MN 55122 TAX PARCEL I.D.#: 10-81950-051-05 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 5, Block 5, Vienna Woods, according to recorded plat thereof lying Southwesterly of a line drawn from a point on the Northwesterly line of said Lot 5 distant 46.15 feet Southwesterly from the most Northerly corner thereof to a point on the Southeasterly line of said Lot 5, distant 32.27 feet Southwesterly from the most Easterly corner thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,852.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7056 1766480795 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1932601 10/8-11/12/09 PUBLIC NOTICE ORDER TO SHOW CAUSE IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-5841 In the Matter of the Petition of: Mortgage Electronic Registration Systems, Inc., In Relation to Certificate of Title No. 140238 issued for land in the County of Anoka and State of Minnesota and legally described as: Lot Sixteen (16) in Block Two (2) of Maple Island according to the plat thereof on file and of record in the office of the Registrar of Titles in and for said County and State. TO: William Joseph Solomon Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter: IT IS ORDERED, that you, and all persons interested, appear before this Court on the 9th day of December, 2009, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 140238 and enter a new Certificate of Title for the land therein described in favor of Mortgage Electronic Registration Systems, Inc., subject to the memorials of Document Nos. 16152 and 615784 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 638220, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, That this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) upon each of the above-named parties who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat. Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25. Dated: October 15, 2009 Approved: Examiner of Titles James P. O'Connell By: James P. O'Connell Examiner of Titles BY THE COURT: Richard G. Spicer Judge of District Court Lawrence A. Wilford Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 (Phone) (651) 209-3339 (Fax) File ID No. 32415 Attendance is not required at said time except to object to the entry of the above-described Order. 1967104 11/5-11/12/09 PUBLIC NOTICE NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF LOST WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-09-687 In Re: Estate of DORIS ELOUISE ERICKSON, aka DORIS E. ERICKSON and DORIS ERICKSON, Decedent. It is Ordered and Notice is given that on December 14, 2009 at 9:00 a.m., a hearing will be held in this Court at 1590 Highway 55 Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be a copy of the decedent’s Will dated May 16, 2002, and for the appointment of Reed D. Erickson, whose address is 14158 Flintwood Way Apple Valley, MN 55124 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/5/09 BY THE COURT Richard G. Spicer Judge of District Court Attorney for Personal Representative Jeffrey P. Scott Jeffrey P. Scott & Associates, LLC 2356 University Avenue West, Suite 400 St. Paul, MN 55114 651-647-9533 tel 651-647-9544 fax 1973131 11/12-11/19/09 PUBLIC NOTICE NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-09-684 Estate of Monte Allen Wise, Decedent. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 30th day of November 2009, at 9:00 o’clock a.m., a hearing will be held in the above-named Court at 1560 Highway 55, Dakota County Judicial Center, Hastings, Minnesota, adjudication of intestacy, determination of heirs and for the appointment of Shannon M. Wise, whose address is 114 East 31st Street, Unit 308, Austin, TX 78705, as Personal Representative of the Estate of the above-named Decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper and no objections are filed, a Personal Representative will be appointed to administer the Estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate. Notice is further given that ALL CREDITORS having claims against said Estate are required to present the same to said Personal Representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 11/3/09 Richard G. Spicer Judge (COURT SEAL) Attorney for Personal Representative G.H. Albers ALBERS LAW OFFICE 2605 East Cliff Road Burnsville, MN 55337 Off: 952-894-8899 Fax: 952-894-8959 Email: [email protected] MN Atty Lic No: 838 1972699 11/12-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 12, 2006 MORTGAGORS: Andy Lee and Rachel Lee, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 5, 2006, Dakota County Recorder, Document No. 2458667. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK,N.A.AS TRUSTEE FOR HOLDERS OF SAMI II TRUST 2006-AR7, Dated: January 9, 2009, Recorded: January 13, 2009, Document No. 2630779. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700015351185 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: LHS Mortgage RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 4590 Blackhawk Road, Eagan, MN 55122 TAX PARCEL I.D. #: 101775002002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Clearview, Dakota County, Minnesota, except that part shown as parcel 43 on the plat designated as Minnesota Department of Transportation Right of Way Plat 19-23. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $468,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $545,184.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2009. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-695 141270361 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1929708 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 05, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,800.00 MORTGAGOR(S): Diane M Auger, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 13, 2004 Dakota County Recorder, Document Number: 2275514 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000038504 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14935 Echo Way, Apple Valley, MN 55124-6848 Tax Parcel ID Number: 01-20509-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Diamond Path 10th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $124,549.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2010, or the next business day if May 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 08, 2009 M O R TG A G E E : M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008617F01 1925972 10/8-11/12/09 PUBLIC NOTICE NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-09-686 ESTATE OF James P. Byrne aka James Patrick Byrne and James Byrne, DECEDENT. Notice is given that an application for informal probate of the Decedent’s will dated February 24, 2006, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Renee M. Plante whose address is: 2062 Copper Lane, Eagan, MN 55122 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 11/4/09 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney For Personal Representative Timothy O. Davis, Esq., #21544 HELLMUTH & JOHNSON, PLLC 10400 Viking Drive Suite 500 Eden Prairie, MN 55344 Phone: 952-941-4005 Fax: 952-941-2337 E-Mail: [email protected] 1972143 11/12-11/19/09 PUBLIC NOTICE NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (intestate) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No: 19HA-PR-09-689 In Re The Estate of: ESTHER CECELIA COTONE (a/k/a Esther C. Cotone or Esther Cotone), Decedent. It is Ordered and Notice is given that on 12/14/09 at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55 Hastings, MN 55033 on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Judith K. Barrows, whose address is 1705 Hines Lakeview Drive, Cumberland, WI 54829 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/6/09 BY THE COURT Richard G. Spicer Judge of District Court Attorney for Petitioner: John Del Vecchio, PA 481 South Wabasha Street St. Paul, MN 55107 651-221-0871 1972235 11/12-11/19/09 PUBLIC NOTICE NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-09-688 Estate of Michael N. Kuntz, Decedent. Notice is given that an application for informal probate of the Decedent’s will dated December 5, 2005, has been filed with the Registrar. The Application has been granted. Notice is also given that the Registrar has informally appointed Joanne Hoeger, whose address is 946 Logan Lane, So. St. Paul, MN 55075, as Personal Representative of the estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the Personal Representative has full power to administer the estate including, after 30 days from the date of issuance of Letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 11-5-09 CAROL M. RENN Registrar By: Joann Bauer Deputy Registrar Rosalind Denise Keppler Attorney I.D. No. 146511 Kuehn & Keppler, Lawyers Ltd. 332 Minnesota Street, #W2610 St. Paul, MN 55101 Phone: 651/222-2586 Fax: 651/228-9237 1971920 11/12-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,800.00 MORTGAGOR(S): Gerard J. Kuntz and Carrie L. Kuntz, husband and wife MORTGAGEE: Option One Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: July 27, 2006 Dakota County Recorder, Document Number: y 2448753 ASSIGNMENTS OF MORTGAGE: And assigned to: LaSalle Bank National Association, Trustee, c/o Residential Funding Company, LLC, Attorney in Fact, Dated: July 11, 2006, Recorded: April 09, 2008 Dakota County Recorder, Document Number: 2583357 And assigned to: Bank of America, National Association, as successor by merger to LaSalle Bank National Association, Trustee, Mortgage Asset-Backed Pass-Through Certificates Series 2007-RP3, Dated: September 30, 2009 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Option One Mortgage Corporation Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5050 Upper 182nd St W, Farmington, MN 55024-9160 Tax Parcel ID Number: 14-19501-090-08 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 8, Dakota County Estates 2nd Addition, according to the recorded plat thereof, and situate Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $191,823.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 08, 2009 ASSIGNEE OF MORTGAGEE: Bank of America, National Association, as successor by merger to LaSalle Bank National Association, Trustee, Mortgage Asset-Backed Pass-Through Certificates Series 2007-RP3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006894F02 1930702 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Lynn A. Ault, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 30, 2007 Dakota County Recorder, Document Number: 2520552 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003768220 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 720 3rd St, Farmington, MN 55024-1597 Tax Parcel ID Number: 14 49000 100 34 LEGAL DESCRIPTION OF PROPERTY: Lot 10 and the South 10 feet of Lot 9, all in Block 34, M. Moe's Addition to Farmington, Minn. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $238,614.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 08, 2009 MORTGAGEE: Mo r t gage E lectronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008929F01 1927403 10/8-11/12/09 PUBLIC NOTICE NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-09-678 Estate of Clifford F. Hiatt, Sr., also known as Clifford Frederick Hiatt, Clifford F. Hiatt, C.F. Hiatt, and Fred Hiatt, Decedent. It is Ordered and Notice is given that on November 30, 2009 at 9:00 am, a hearing will be held in this Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, August 24, 2000, and (“Will”), and for the appointment of Carolynn Hiatt, whose address is 17797 Layton Path, Lakeville, MN, 55044 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: Nov. 2, 2009 BY THE COURT Kathryn D. Messerich Judge of District Court (COURT SEAL) Attorney for Petitioner Leonard M. Addington Best & Flanagan 225 South Sixth Street, Suite 4000 Minneapolis, MN 55402 Attorney License No: 53X Telephone: (612) 339-7121 FAX: (612) 339-5897 Email: [email protected] 1968740 11/12-11/19/09 PUBLIC NOTICE NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-09-682 In Re: Estate of Josephine F. Jewell, Decedent. It is Ordered and Notice is given that on November 30, 2009 at 9:00 am a hearing will be held in this Court at 1560 Highway 55, Hastings, MN for the formal probate of an instrument purporting to be the decedent’s Will dated November 21, 2005, and for the appointment of David P. Jewell, whose address is 6393 S. Helena Street, Centennial, Colorado 80016, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11-3-09 BY THE COURT Thomas Poch Judge of District Court Scott M. Nelson (MN# 177283) Lommen, Abdo, Cole, King & Stageberg, P.A. 2000 IDS Center 80 South Eight Street Minneapolis, MN 55402 Telephone: (612) 339-8131 Facsimile: (612) 339-8064 1968439 11/12-11/19/09 PUBLIC NOTICE NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-09-673 In Re: Estate of WILLIAM F. KREBES, Deceased. NOTICE TO ALL INTERESTED PERSONS AND CREDITORS: Notice is given that an application for informal probate of the Decedent’s Last Will and Testament dated September 3, 2009 has been filed with the Registrar. The Application has been granted. Any objections may be filed with this Court and will be heard by the Court after proper notice of hearing. Notice is also given that the Registrar has informally appointed Lynn M. Krebes-Lufkin, whose address is 1169 Commonwealth #1, Allston, Massachusetts 02134, as personal representative of the Estate of the Decedent. Any heir, devisee, or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letter, the power to sell, encumber, lease or distribute real estate. Notice is also given that (subject to Minn. Stat. 524.3-801), ALL CREDITORS having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: October 30th, 2009 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Heather L. L. Koering, #30394X Eastlund, Solstad, Cade & Hutchinson, Ltd. 4200 County Rd. 42 W. Savage, MN 55378 (952) 894-6400 1967135 11/5-11/12/09 PUBLIC NOTICE NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-09-669 Estate of Marshall M. Olson, Decedent It is Ordered and Notice is given that on Nov. 30, 2009, at 9:00 a.m., a hearing will be held in this Court at 1560 West Highway 55, Hastings, Minnesota, g y g for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Ann M. Hansen, whose address is 415 Murray, Owatonna, MN, 55060 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 10-29-09 BY THE COURT Tim D. Wermager Judge of District Court COURT SEAL Attorney for Petitioner Terrence A. Merritt Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No.: 0072151 Telephone: (952) 953-8824 FAX: (952) 432-3780 Email: [email protected] 1965355 11/5-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 28, 2005 MORTGAGOR: D u k e G i c h a n a , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 8, 2005, Dakota County Recorder, Document No. 2302586. ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc., Dated: January 5, 2009, Recorded: January 20, 2009, Document No. 2631506. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100077910003319007 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Decision One Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: HSBC Bank USA, N.A. MORTGAGED PROPERTY ADDRESS: 1855 Silver Bell Road Unit #201, Eagan, MN 55122 TAX PARCEL I.D.#: 10-22451-130-01 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 201-1B, Garage No. 24, Condominium No 32, Shannon Glen Condominium I COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $83,120.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $86,484.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2009. HSBC Mortgage Services Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-351 0009861477 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1930773 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 MORTGAGOR(S): Louis M. Weitzman and Terry Swack, husband and wife and Bernard Weitzman and Alice Weitzman, husband and wife MORTGAGEE: Anchor Bank, West St. Paul, N.A. DATE AND PLACE OF REGISTERING: Registered: December 27, 2005 Dakota County Registrar of Titles Document Number: 581673 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: March 15, 2005, Registered: December 27, 2005 Dakota County Registrar of Titles Document Number: 581674 And assigned to: Amtrust Bank, Dated: September 30, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500030618897 Lender or Broker: Anchor Bank, West St. Paul, N.A. Residential Mortgage Servicer: AmTrust Bank Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138464 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1077 Sibley Memorial Hwy, Lilydale, MN 55118-3667 Tax Parcel ID Number: 24-63100-360-00 LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. 410, in building 1, Lexington-Riverside Condominium, Condominium No. 14 (with post office address of 1077 Sibley Memorial Highway, Lilydale, Minnesota 55118); said condominium being located upon Tracts B and C of Registered Land Survey No. 6, according to the recorded survey thereof, subject to the right-of-way of State Trunk Highway No. 13. TOGETHER WITH an undivided .75890% of the Common Areas and Facilities; an exclusive easement to maintain a private passenger automobile at and on Lower Level Garage Stall No. 36 and Lower Level Garage Stall No. 37; an exclusive easement to the Corridor and Balcony serving the Residential Unit above described; and the right of ingress to and egress from the Residential Unit above described and the right of common usage, for all proper purposes, of any and/or all portions of the Condominium Property designated as Common Areas and Facilities, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,174.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 08, 2009 ASSIGNEE OF MORTGAGEE: Amtrust Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009187F01 1930996 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 25, 2008 MORTGAGORS:T a m a r a J . W i n d s chitl and Chad A. Windschitl, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 19, 2008, Dakota County Recorder, Document No. 2590979. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 20, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000823549035 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Coporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7678 172nd Street West, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-67504-060-03 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 6, Block 3, Shady Oak Shores 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,838.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $262,757.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7320 1962557869 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1975160 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 25, 2004 MORTGAGOR: K w i - H a W o n g , a n unmarried woman. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank as successor to Long Beach Mortgage Company. DATE AND PLACE OF RECORDING: Recorded August 23, 2004, Dakota County Recorder, Document No. 2240755. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as trustee for Long Beach Mortgage Loan Trust 2004-4, Dated: May 2, 2009, Recorded: May 26, 2009, Document No. 2659090. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Long Beach Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 7489 162nd Street West, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-21178-012-01 L E GA L DE S C R IP T I ON OF PROPERTY: That part of Lot 1, Block 1, Donnay’s Valley Park 9th, as platted and of record in the office of the County Recorder, Dakota County, Minnesota, lying Easterly of the following described line: Commencing at the Northwest Corner of said Lot 1; thence East, along the north line of said Lot 1, a distance of 64.62 feet to the point of beginning of the line to be described; thence Southerly, to a point on the South Line of said Lot 1, distant 64.88 feet Easterly of the Southwest corner of said Lot 1, and there terminating. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,336.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2129 0665526711 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1975266 11/12-12/17/09 NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE OF MORTGAGE NOTICE OF MORTGAGE NOTICE OF MORTGAGE NOTICE OF MORTGAGE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,777.00 MORTGAGOR(S): Paula J. Comfort, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 21, 2007 Dakota County Recorder, Document Number: 2562999 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: July 06, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100257100030070656 Lender or Broker: MidCountry Bank, Federal Savings Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16349 Griffon Trl, Lakeville, MN 55044-7242 Tax Parcel ID Number: 22-17001-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Chapel Hills 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $229,876.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006276F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 03, 2009 at 10:00 AM has been postponed to November 12, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 03, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006276F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2009 at 10:00 AM has been postponed to March 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 12, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006276F01 1974991 11/12/09 FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $335,500.00 MORTGAGOR(S): Huong Kim Nguyen, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2006 Dakota County Recorder, Document Number: 2422970 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039295046575493 Len d er or B r oker : F ir st M agn us Financial Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20701 Gemini Trl, Lakeville, MN 55044-2514 Tax Parcel ID Number: 22-71450-080-03 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Spyglass, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $334,144.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 14, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 02, 2009 M OR T GA GE E : M or t gage E lectronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005824F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 14, 2009 at 10:00 AM has been postponed to November 12, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 14, 2009 M OR T GA GE E : M or t gage E lectronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005824F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2009 at 10:00 AM has been postponed to December 17, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 12, 2009 M OR T GA GE E : M or t gage E lectronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005824F01 1973856 11/12/09 FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2004 MORTGAGOR: K e l l y S . S m i l e r , a n unmarried woman. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded April 20, 2004, Dakota County Recorder, Document No. 2196346. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank MORTGAGED PROPERTY ADDRESS: 4283 Gadwall Court, Eagan, MN 55122 TAX PARCEL I.D.#: 10-47253-220-01 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Mallard Park 4th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $319,750.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2458 0675816136 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 19, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 9, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2458 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1973822 11/12/09 FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 9, 2006 MORTGAGOR: L i n d a A . F o s t e r , a single person. MORTGAGEE: National City Mortgage a division of National City Bank of Indiana n/k/a National City Bank. DATE AND PLACE OF RECORDING: Registered July 13, 2006, Dakota County Registrar of Titles, Document No. 593923, Certificate of Title No. 132715. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank of Indiana n/k/a National City Bank RESIDENTIAL MORTGAGE SERVICER: National City Real Estate Services LLC MORTGAGED PROPERTY ADDRESS: 14755 Cambrian Avenue, Rosemount, MN 55068 TAX PARCEL I.D.#: 34-47400-050-00 LEGAL DESCRIPTION OF PROPERTY: Lot 5 of Marian Terrace Replat, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $220,055.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 31, 2009. National City Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1126 0004725788 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 25, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 6, 2009. National City Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1972230 11/12/09 FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $500,000.00 MORTGAGOR(S): Michael J. Ries and Pat Ries, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 07, 2008 Dakota County Registrar of Titles, Document Number: T630448 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Trustee, under the Pooling and Servicing Agreement dated February 1, 2004, Fremont Home Loan Trust 2004-A, Mortgage-Backed Certificates, Series 2004-A, Dated: June 08, 2009, Registered: July 08, 2009 Dakota County Registrar of Titles, Document Number: T646855 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001944-5000077045-4 Lender or Broker: Fremont Investment & Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 74561 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19245 Michael Ave, Hastings, MN 55033-8611 Tax Parcel ID Number: 25-02200-030-01 LEGAL DESCRIPTION OF PROPERTY: The East Half of the Northeast Quarter (E 1/2 of NE 1/4) of Section Twenty-two (22), Township One Hundred Fourteen (114), Range 17 described as: The North 650.27 feet of the East 565.00 feet of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of Section 22, Township 114, Range 17, Dakota County, Minnesota, and The South 200.00 feet of the east 341.00 feet of the Northeast Quarter of the Northeast Quarter (NE 1/4 of NE 1/4) of Section 22, Township 114, Range 17, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $493,804.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2010, or the next business day if June 10, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 22, 2009 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Trustee, under the Pooling and Servicing Agreement dated February 1, 2004, Fremont Home Loan Trust 2004-A, Mortgage-Backed Certificates, Series 2004-A Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004925F01 1949579 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 5 , 2007 MORTGAGOR: T h e r e s a J . M c C o r mick, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 11, 2007, Dakota County Recorder, Document No. 2508986. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: April 3, 2009, Recorded: April 28, 2009, Document No. 2652865. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039222142515843 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 109 14th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D.#: 36-83900-290-01 L E GA L DE S C R IP T I ON OF PROPERTY: Lot 29, Block 1, Wharton and Miller's Addition to South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,606.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2073 5304406332 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1975285 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 MORTGAGOR(S): Colleen Ann Fulghum Koltes and Scott Koltes, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 27, 2007 Dakota County Recorder, Document Number: y 2533566 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604745613051 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4827 Bisset Ln, Inver Grove Heights, MN 55076-1319 Tax Parcel ID Number: 20-44026-106-08 LEGAL DESCRIPTION OF PROPERTY: Unit #8106 CIC #434 LaFayette Park East AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $176,924.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 08, 2009 MORTGAGEE: Mo r t gage E lectronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004380F02 1928499 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 0 , 2004 MORTGAGORS: Gordon W. Edwards and Mary L. Edwards, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 3, 2004, Dakota County Recorder, Document No. 2211890. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: September 17, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600063961887 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: 1 Mortgage Place, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13108 Manor Boulevard West, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-16200-050-01 LEGAL DESCRI PTI O N OF PR OPERTY: Lot Five, Block One, Burnsville Woods COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $203,065.97 That prior to the commencement of this mortgage foreclosure proceeding g g g Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19 , 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2322 6396188 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1932343 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,750.00 MORTGAGOR(S): Michael D. Knutson and Georgia L. Knutson, husband and wife MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 28, 2005 Dakota County Recorder, Document Number: 2375465 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2751 River Hills Dr S, Burnsville, MN 55337-3338 Tax Parcel ID Number: 02-53726-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Oak Ridge Park Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,481.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 20, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 20, 2010, or the next business day if May 20, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 08, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008862F01 1930745 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 MORTGAGOR(S): Jennifer McCloud, an unmarried woman MORTGAGEE: Tradition Mortgage DATE AND PLACE OF REGISTERING: Registered: March 21, 2005 Dakota County Registrar of Titles, Document Number: 561343 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Document Custody Services, a Division of Treasury Bank, N.A., Dated: March 21, 2006, Registered: April 17, 2006 Dakota County Registrar of Titles, Document Number: 588172 And assigned to: Countrywide Home Loans, Inc., Dated: April 05, 2005, Registered: May 08, 2006 Dakota County Registrar of Titles, Document Number: 589612 And assigned to: The Bank Of New York Mellon Fka The Bank Of New York, as trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB2, Dated: September 23, 2009 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Tradition Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135553 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19530 Blue Jay Ct, Farmington, MN 55024-2000 Tax Parcel ID Number: 14-82500-006-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 6, CIC 323, Vermillion Grove Condominiums, a Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,732.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 24, 2010, or the next business day if May 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 08, 2009 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, as trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007955F01 1931621 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2003 MORTGAGOR: Charles Macdonald, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 10, 2003, Dakota County Recorder, Document No. 2076266. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 3, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500054077103 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1382-1384 East Balsam Street, Eagan, MN 55123 TAX PARCEL I.D.#: 10-84354-060-01 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 6, Block 1, Wilderness Run Fifth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $281,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $269,181.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 4, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6481 1998801994 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1975175 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 9 , 2007 MORTGAGORS: R o g e r A . B u l l y a n and Lynn M. Bullyan, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 31, 2007, Dakota County Recorder, Document No. 2492824. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 5, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154070001023378 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2470 Birch Street, Rosemount, MN 55068 TAX PARCEL I.D.#: 34-14502-010-01 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 1, Block 1, Biscayne Pointe 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $293,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $312,711.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7404 1991232675 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1975220 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,600.00 MORTGAGOR(S): Thong Lee, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 29, 2007 Dakota County Recorder, Document Number: 2558599 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- DUE AS OF DATE OF NOTICE, INCLUD g g g cation Number: 100052550157247262 Lender or Broker: Mortgage Banking Corporation Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2402 Rushmore Rd, Hastings, MN 55033-3728 Tax Parcel ID Number: 19-29702-320-03 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 3, Glendale Heights 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $260,840.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 08, 2009 MOR T G A GE E : Mor tgage El ectronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009292F01 1932091 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 9 , 2003 MORTGAGOR: Craig J. Anderson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 6, 2003, Dakota County Registrar of Titles, Document No. 520715, Certificate of Title No. 134917, as corrected by Corrective Mortgage Recorded January 13, 2005 as Document No. 556629. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: September 24, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061903241000065 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 8317 Delaney Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D.#: 20-18102-034-05 LEGAL DESCRIPTION OF PROPERTY: Unit 34, CIC No. 351, a condominium, Cobblestone Oaks III Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,760.00 AMOUNT DUE AND CLAIMED TO BE ING TAXES, IF ANY, PAID BY MORTGAGEE: $124,625.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-854 0017067208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1932660 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2007 MORTGAGORS: Esteban Smith and Kiana Elise Walton, both single persons. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 20, 2007, Dakota County Recorder, Document No. 2503702. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: September 17, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000158906 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18855 Dylan Drive, Farmington, MN 55024 TAX PARCEL I.D.#: 14-47801-110-05 LEGAL DESCRI PTI O N OF PR OPERTY: Lot 11, Block 5, Meadow Creek Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,720.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,247.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19 , 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said y y Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2331 2004043284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1932516 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,300.00 MORTGAGOR(S): Jerry Mefford and Dee Ann Schoff-Mefford, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 22, 2004 Dakota County Recorder, Document Number: 2218213 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000339192 Lender or Broker: Home Town Mortgage, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 957 Oakdale Ave, West Saint Paul, MN 55118-1540 Tax Parcel ID Number: 42-32000-120-00 LEGAL DESCRIPTION OF PROPERTY: Lot 12 and the North one-half of Lot 11, Hardwick's Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,883.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2010, or the next business day if May 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 08, 2009 M OR T GA GE E : M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008620F01 1925944 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2007 MORTGAGORS: S o u l i D a o h e u a n g and Malalack Daoheuang, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 4, 2007, Dakota County Recorder, Document No. 2521549. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-4, Dated: October 13, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014394289 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1496 Auburn Court, Eagan, MN 55122 TAX PARCEL I.D.#: 10-75950-030-01 LE GA L DE SC R IPT IO N O F P R O P ERTY: Lot 3, Block 1, Thomas Lake Heights, according to the plat thereof now on file and of record within and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $274,146.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3497 1044886480 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1975112 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 3 , 2007 MORTGAGORS: M a r y K a b i i Wangongu and Stephen Mwaura, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 7, 2007, Dakota County Recorder, Document No. 2542657. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13921 Autumn Court, Rosemount, MN 55068 TAX PARCEL I.D.#: 34-48301-040-01 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 4, Block 1, Meadows of Bloomfield 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $376,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $400,810.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 2, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2587 3014242170 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1974848 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 5 , 2007 MORTGAGOR: Michael A. Wilkens, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 12, 2007, Dakota County Recorder, Document No. 2495945. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: July 10, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000756599 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Elite Mortgage Group, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17407 Goodhue Avenue, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-17052-190-03 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 3, Cherry Highlands Third, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $306,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $322,485.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-275 6800075659 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1932778 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 0 , 2007 MORTGAGORS: Janice Wollesen and Robert C. Wollesen, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 11, 2007, Dakota County Registrar of Titles, Document No. 612267, Certificate of Title No. 134939. ASSIGNMENTS OF MORTGAGE: Assigned to: ACT Properties, LLC, Dated: April 6, 2009, Recorded: April 13, 2009, Document No. T641983. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100055140031498468 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Lending Corporation RESIDENTIAL MORTGAGE SERVICER: UBS MORTGAGED PROPERTY ADDRESS: 10045 205th Court West, Lakeville, MN 55044 TAX PARCEL I.D. #: 224820411001 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block One (1) in Meadows West 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $297,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $334,334.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2009. ACT Properties, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1231 0335705831 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1932214 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 14, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,200.00 MORTGAGOR(S): Damyong Tieng and Bounthanh Tieng, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 17, 2007 Dakota County Recorder, Document Number: 2510142 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003705321 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1804 Slater Ln, Burnsville, MN 55337-5801 Tax Parcel ID Number: 02-18551-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Crosstown Estates 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $262,038.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within y j six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2010, or the next business day if May 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 08, 2009 MORTGAGEE: Mo r t gage E lectronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008738F01 1926015 10/8-11/12/09 PUBLIC NOTICE NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE Date: October 6, 2009. YOU ARE NOTIFIED THAT: 1. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. 2. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3. Default has occurred in the conditions of that Declaration filed in the office of the County Recorder of Dakota County, Minnesota, on April 9, 1985, as Document No. 683873 (hereinafter the "Declaration"), which covers the following described real property located in Dakota County, Minnesota: Lot 31, Block 1, Thomas Lake Heights 2nd Addition. 4. The above described land is not registered land. 5. Pursuant to Minn. Stat. Section 515A.3-115(a), said debt creates a lien upon the above described premises in favor of Horizon Hills Home Owners Association, as evidenced by a Lien Statement dated August 28, 2009, and filed in the office of the County Recorder of Dakota County, Minnesota, on August 31, 2009, as Document No. 2681501. 6. Pursuant to the Declaration, there is claimed to be due and owing on the lien as of the date hereof by Daniel Bengtson, owner of said premises, to Horizon Hills Home Owners Association, a Minnesota non-profit corporation, the principal amount of $1,572.20 for assessments, late charges and legal fees, plus additional assessments, legal fees and other amounts that accrue thereafter, including the costs of foreclosure. 7. No other action or proceeding at law is now pending to recover said debt. 8. All conditions precedent to foreclosure of the lien have been fulfilled. 9. By virtue of the power of sale granted by the owner in taking title to the above described premises subject to Minn. Stat. Section 515A.3-115(a), said lien will be foreclosed, and the above described real property will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on December 2, 2009, at 10:00 a.m. at the sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. 10. T h e t i m e a l l o w e d b y l a w f o r redemption by the owner or his personal representatives or assigns is six months after the date of sale. 11. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER OR THE OWNER'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION AND ARE ABANDONED. 12. Said owner has not been released from his financial obligation to pay said amount. 13. The foreclosing party, to the best of its knowledge, provides the following information regarding the subject premises: (a) The physical street address, city, and zip code of the premises are: 1572 Clemson Drive, Unit B, Eagan, Minne- g sota, 55122. (b) The tax parcel identification number of the premises is: 10-75951-310-01. HORIZON HILLS HOME OWNERS ASSOCIATION /s/ Anna C. Mickelson ANNA C. MICKELSON Atty. I.D. #347814 MURNANE BRANDT Attorneys for Homeowners Association 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 1932423 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2007 MORTGAGORS: Pernella F. Bull and Charles R. Bull, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 1, 2007, Dakota County Recorder, Document No. 2513350. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., as successor trustee to Bank of America, N.A., as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3, Dated: December 1, 2007, Recorded: February 20, 2008, Document No. 2572978. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240013822678 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corp. RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 353 4th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D.#: 36-64300-140-12 LE GA L DE SC R IPT ION OF PR OPERTY: Lot 14, Block 12, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,534.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-1886 1044875761 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1975122 11/12-12/17/09 g PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 8, 2007 MORTGAGORS: Fredrick Palkar and Mary Palkar, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded November 26, 2007, Dakota County Recorder, Document No. 2557627. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14433 Atwater Way, Rosemount, MN 55068 TAX PARCEL I.D.#: 34-14704-170-01 LE GA L DE SC R IPT IO N O F P R O P ERTY: Lot 17, Block 1, Bloomfield 5th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $335,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $356,731.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 4, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1560 3014894426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1974810 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 7, 2006 MORTGAGOR: S e d r i c k B . P a g e , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 20, 2006, Dakota County Recorder, Document No. 2421814. ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC BANK USA,NATIONAL ASSOCIATION AS TRUSTEE FOR THE HOLDERS OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST, SERIES 2006-CW1 ASSET BACKED PASS-THROUGH CERTIFICATES, Dated: September 9, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700066440419 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 15728 France Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013215005001 LEGAL DESCRIPTION OF PROPERTY: Lot 50, Block 1, Hawthorne, CiC No. 369, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $246,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $286,462.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2009. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-655 135053989 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1929738 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,900.00 MORTGAGOR(S): Danelle R Magtibay, unmarried MORTGAGEE: Charterwest Mortgage of Minnesota, LLC DATE AND PLACE OF RECORDING: Recorded: July 05, 2001 Dakota County Recorder, Document Number: 1789961 ASSIGNMENTS OF MORTGAGE: And assigned to: JPMorgan Chase Bank, as trust administrator, on behalf of the holders of the Mortgage-Backed Pass-Through Certificates, Series 2002-5, Dated: September 03, 2009 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Charterwest Mortgage of Minnesota, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 26 Oak St, Farmington, MN 55024-1236 Tax Parcel ID Number: 14-26050-010-03 14-77000-033-13 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, P.H. Feely's Addition to the Town (now City) of Farmington. AND The North 1/2 of Lot 3, Block 13, Town (now City) of Farmington, excepting the East 40 feet thereof, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,218.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 08, 2009 ASSIGNEE OF MORTGAGEE: JPMorgan Chase Bank, as trust administrator, on behalf of the holders of the Mortgage-Backed Pass-Through Certificates, Series 2002-5 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006890F02 1932035 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 12, 2003 MORTGAGOR: A n t h o n y T h o o f t , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 8, 2004, Dakota County Recorder, Document No. 2162061. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE BENEFIT OF HARBORVIEW 2003-3 TRUST FUND, Dated: September 9, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700031346402 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 15819 Cicerone Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 343025122002 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, Geronime Pond 2nd Addition CIC No. 260, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,175.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,313.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as y g allowed by law subject to redemption required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 25, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-688 45905776 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1932243 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 9 , 2006 MORTGAGORS: Matthew J. Khoury and Tosha L. Khoury, HUSBAND AND WIFE. MORTGAGEE: ADVISOR'S Mortgage, LLC. DATE AND PLACE OF RECORDING: Recorded February 22, 2006, Dakota County Recorder, Document No. 2407733. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc. NKA CitiMortgage, Inc., Dated: February 9, 2006, Recorded: February 22, 2006, Document No. 2407734. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ADVISOR'S Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15586 Dwellers Way, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-18052-802-20 LEGAL DESCRIPTION OF PROPERTY: Unit No. 802, CIC No. 397, Bayside, a Condominium. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $292,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $300,552.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2333 652027640 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1932436 10/8-11/12/09 PUBLIC NOTICE NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 14, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declarations of Lakebridge Property Owners' Association (hereinafter the "Association"). The Declarations were filed with the Dakota County Recorder on December 20, 1971 for the Condominium Association No. 1 as Document No. 392791 and for the Lakebridge Property Owners Association - a master association as Document No. 392793, and pursuant to Minn. Stat. Sec. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Apartment No. 15, Building No. 4, Condominium File #5, Lakebridge Condominium No. 1, Dakota County, MN STREET ADDRESS: 3295 Lower 67th Street East, Inver Grove Heights, MN 55078 TAX PARCEL ID NUMBER: 20-44350-150-03 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 14, 2009, from Jill A. Bierbaum, title holder, to the Association, a Minnesota non-profit corporation, the amount of $6,285.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 14, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 6, 2009, as Document No. 2641832 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 24th day of November, 2009, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on May 24, 2010, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. LAKEBRIDGE PROPERTY OWNERS' ASSOCIATION, INC. Attorneys for Lakebridge Property Owners' Association: THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3300 Edinborough Way, Suite 600 Edina, Minnesota 55435 (952) 835-7000 (Lakebridge-Bierbaum 08-7-968D) 1919808 10/8-11/15/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2006 MORTGAGOR: Robert I. Black, Jr., a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 31, 2006, Dakota County Recorder, Document No. 2472552. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 16, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000674768 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 832 Bailey Street, Hastings, MN 55033 TAX PARCEL I.D.#: 19-13200-060-03 LE GA L DE SC R IPT ION OF PR OPERTY: Lot 6, Block 3, Henry G. Bailly's Addition to the Town of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,816.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,968.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-460 6800067476 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1974743 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2005 MORTGAGORS: J a m e s P . C a r l s o n and Lorraine Carlson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 12, 2005, Dakota County Recorder, Document No. 2387984. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 16, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278925444478 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2232 Liberty Lane, Eagan, MN 55122 TAX PARCEL I.D.#: 10-22427-250-02 LE GA L DE SC R IPT IO N O F P R O P ERTY: Lot 25, Block 2, Eagan Heights Townhomes 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,518.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,957.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-467 7892544447 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1974786 11/12-12/17/09 PUBLIC NOTICE NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 14, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Covenants of Highland Village Association, Inc. (hereinafter the "Association") which was recorded as Document No. 2614818 on September 25, 2008, in the Office of the County Recorder of Dakota County, Minnesota, covering the following property: LEGAL DESCRIPTION: Lot 4, Block 2, Pilot Knob Estates 7th Addition, Dakota County, Minnesota STREET ADDRESS: 14314 Empire Avenue, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-57506-040-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 14, 2009, from Joshua D. Grages and Sarah E. Grages, title holders, to the Association, a Minnesota non-profit corporation, the amount of $5,042.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 14, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owners have not been released from their financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 13, 2009, as Document No. 2678097 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 24th day of November, 2009, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on May 24, 2010, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HIGHLAND VILLAGE ASSOCIATION, INC. Attorneys for Highland Village Association, Inc.: THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3300 Edinborough Way, Suite 600 Edina, Minnesota 55435 (952) 835-7000 (Highland Village - Grages 08-7-509D) 1919772 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 6 , 2007 MORTGAGORS: Harry W. Tobjinski and Irma Tobjinski, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded September 5, 2007, Dakota County Recorder, Document No. 2541949. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 21, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1686 Walnut Lane, Eagan, MN 55122 TAX PARCEL I.D.#: 10-84600-020-07 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 7, Woodgate, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $189,457.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the y y Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7078 1796259981 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1932555 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 MORTGAGORS: Jeremiah T. Packer and Susan M. Packer, HUSBAND AND WIFE. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 11, 2007, Dakota County Recorder, Document No. 2487316. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: September 17, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000141701 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3944 76th Way East, Inver Grove Heights, MN 55076 TAX PARCEL I.D.#: 20-53651-050-11 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 5, Block 11, The Oaks Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,761.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the y g g mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2314 654791515 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1932400 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 MORTGAGORS: Burton Kegan and Emilce Kegan, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 17, 2006, Dakota County Registrar of Titles, Document No. 585055, Certificate of Title No. 139064. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 21, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010400202677751 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Lending Company LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1508 Earle Way, Burnsville, MN 55306 TAX PARCEL I.D.#: 02-22475-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Earle Place, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $245,305.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7104 1914208891 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1932570 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 9 , 2004 MORTGAGOR: F r i e d a A . S m i t h , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 26, 2004, Dakota County Recorder, Document No. 2198098. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon, as Successor Trustee under NovaStar Mortgage Funding Trust, Series 2004-2, Dated: October 19, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100080190023595069 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NovaStar Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 1855 Silver Bell Road #314, Eagan, MN 55122 TAX PARCEL I.D.#: 10-22451-165-01 LEGAL DESCRI PTI O N OF PR OPERTY: Unit 314-2A, Garage Unit No. 16, Shannon Glen Condominium, I, Condominium file No. 32, Located on Lot 1, Block 1, Eagan Metro Center 2nd Addition of Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $80,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $78,863.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2009. The Bank of New York Mellon, as Successor Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-584 2000334028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1974730 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2005 MORTGAGORS: Kaiphet Soukvilay and Manivone Syhalath, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 8, 2005, Dakota County Recorder, Document No. 2328787. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 5, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000058181 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13709 Steven Road, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-15401-350-01 LE GA L DE SC R IPT ION OF PR OPERTY: Lot 35, Block 1, Burnsville Heights Second Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $201,245.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-445 6800012540 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1974762 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 19, 2002 MORTGAGORS: Donald M. Walmann and Marvel H. Walmann, husband and wife. MORTGAGEE: ABN Amro Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded March 28, 2002, Dakota County Recorder, Document No. 1878303. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: October 29, 2002, Recorded: January 27, 2003, Document No. 1989643. And thereafter assigned to: Chase Home Finance LLC, Dated: September 24, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 234 Riverwoods Lane, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-77006-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Townhouse Villages at River Woods 7th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $115,626.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7109 1693259746 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1930917 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 8 , 2007 MORTGAGORS: Richard E. Fritz and Barbara J. Fritz, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 26, 2007, Dakota County Registrar of Titles, Document No. 606663, Certificate of Title No. 113918. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 18, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011507713339611 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citibank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 11350 Albavar Path, Inver Grove Heights, MN 55077 TAX PARCEL I.D.#: 20-84001-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1 in Whistlewood Farms 2nd Addition, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,123.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7095 930251403 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1932585 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 10, 2007. M O R TG A G O R (S ): R a fi k M o o r e , a married individual. MORTGAGEE: Boundary Waters Bank. DATE AND PLACE OF RECORDING: Recorded December 18, 2007, as Document No. 2561899 in the office of the County Recorder of Dakota County, Minnesota. ASSIGNMENT(S) OF MORTGAGE: Not applicable. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Boundary Waters Bank. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Boundary Waters Bank. MORTGAGED PROPERTY ADDRESS: 301 South 10th Avenue, South St. Paul, Minnesota, 55075. TAX PARCEL I.D. NO.: 36-31000-010-00. LEGAL DESCRIPTION OF PROPERTY: Lot 1, Fanny T. Grannis Rearrangement No. 1. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,000.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $156,732.53. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. No action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 1, 2009, at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor, his personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NA. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION AND ARE ABANDONED. Dated: September 29, 2009. BOUNDARY WATERS BANK, Mortgagee /s/ Anna C. Mickelson ANNA C. MICKELSON Atty. I.D. #347814 MURNANE BRANDT Attorneys for Mortgagee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 1002627 1932264 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 5, 2004 MORTGAGORS: P a t r i c k W . B r a u l t and Kathleen M. Brault, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 14, 2004, Dakota County Recorder, Document No. 2276036. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMC SPECIALTY MORTGAGE LLC, Dated: August 17, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100194450001200352 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fremont Investment & Loan RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 650 Wesley Lane, Mendota Heights, MN 55118 TAX PARCEL I.D. #: 277590002002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, The Ponds of Mendota Heights, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $388,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $436,996.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 30, 2009. JPMC Specialty Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-621 69902810 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1932224 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 2 , 2004 MORTGAGORS: Carlos D. Rocha and Fabiola V. Rocha, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 23, 2004, Dakota County Recorder, Document No. 2270180. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 29, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002380376 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Greenacres Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14130 Crocus Way, Rosemount, MN 55068 TAX PARCEL I.D.#: 34-67429-140-02 L E GA L DE S C R IP T I ON OF PROPERTY: Lot 14, Block 2, Shannon Hills 5th Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $117,205.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2679 2002350009 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1974666 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2007 MORTGAGORS: Linda S. Swanson, a single person and Nicole Beuthien and Martin Beuthien, wife and husband. MORTGAGEE: Tradition Mortgage. DATE AND PLACE OF RECORDING: Recorded February 13, 2007, Dakota County Recorder, Document No. 2496330. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 22, 2007, Recorded: March 20, 2007, Document No. 2503897. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13230 Galena Way, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-73125-060-01 LEGAL DESCRI PTI O N OF PR OPERTY: Lot 6, Block 1, Summerfield Townhomes, CIC No. 317. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $271,858.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 2, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2659 2004075332 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1974642 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2005 MORTGAGORS: E r i k M . L u n d s t e d and Carrie A. Lundsted, husband and wife. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Registered June 29, 2005, Dakota County Registrar of Titles, Document No. 568460, Certificate of Title No. 136578. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: June 1, 2005, Recorded: June 29, 2005, Document No. 568461. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 703 South Oaks Drive, Hastings, MN 55033 TAX PARCEL I.D.#: 19-71025-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, South Oaks of Hastings COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,730.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,088.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 29, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weigarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-423 6800014362 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1932744 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,600.00 MORTGAGOR(S): Michael P. Berneck and Kimberly J. Berneck, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 07, 2006 Dakota County Registrar of Titles, Document Number: 597048 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800905217259 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140679 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17800 Firebird Ct, Lakeville, MN 55044 Tax Parcel ID Number: 22-41626-230-02 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-three (23), Block Two (2), Kenridge Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $246,327.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti- g tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 08, 2009 M OR T GA GE E : M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009036F01 1931639 10/8-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 15, 2004 MORTGAGOR: Julia K. Morehouse, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2004, Dakota County Recorder, Document No. 2204318. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 16, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278842850732 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 12924 Nicollet Avenue South #101, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-01300-493-16 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 101, 12924 Nicollet Avenue South, Condominium Ownership Number 15, Ridgeview Condominium Homes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $68,720.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $64,348.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns g unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 2, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-398 7884285073 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1941579 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 26, 2003 MORTGAGORS: Gregory T. Rutledge and Kimberly A. Rutledge, Husband and wife. MORTGAGEE: Provincial Bank. DATE AND PLACE OF RECORDING: Recorded January 21, 2004, Dakota County Recorder, Document No. 2166072. ASSIGNMENTS OF MORTGAGE: Assigned to: Ohio Savings Bank, Dated: December 26, 2003, Recorded: January 21, 2004, Document No. 2166073. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 25, 2005, Recorded: June 6, 2005, Document No. 2327859. And thereafter assigned to: MetLife Home Loans, a division of MetLife Bank, N.A., Dated: September 16, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provincial Bank RESIDENTIAL MORTGAGE SERVICER: MetLife Home Loans MORTGAGED PROPERTY ADDRESS: 16676 Galena Avenue West, Rosemount, MN 55068 TAX PARCEL I.D.#: 22-21171-230-05 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 5, Donnay's Valley Park 2nd Addition, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $121,454.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 2, 2009. MetLife Home Loans, a division of MetLife Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-412 0830119137 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1941770 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,083.00 MORTGAGOR(S): Eric J Freeberg and Andrea R. Freeberg, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 23, 2007 Dakota County Recorder, Document Number: 2490738 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P., Dated: November 06, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100315900000037787 Lender or Broker: River City Mortgage & Financial, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14745 Endicott Way, Apple Valley, MN 55124-6340 Tax Parcel ID Number: 01-81456-340-01 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 1, Valley Way Village 7th Addition, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $142,096.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2010, or the next business day if July 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 12, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010044F01 1974529 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 1, 2007 MORTGAGORS: Justin L. Schreader and Jolene Schreader, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 14, 2008, Dakota County Recorder, Document No. 2572207. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 27, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520048289427 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16099 Flagstaff Avenue, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-73400-160-01 L E G A L DE S C R IP T I ON OF PROPERTY: Lot 16, Block 1, Sunrise Village, CIC No. 586. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $296,063.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2635 2004828942 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1974631 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $405,450.00 MORTGAGOR(S): Jeremy Hein and Jennifer Hein, husband and wife MORTGAGEE: First Franklin, a division of National City Bank of IN DATE AND PLACE OF REGISTERING: Registered: August 15, 2005 Dakota County Registrar of Titles, Document Number: 572052 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial g Corporation, Dated: January 11, 2006, Registered: January 30, 2006 Dakota County Registrar of Titles, Document Number: 583812 And assigned to: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10., Dated: August 04, 2009, Registered: September 17, 2009 Dakota County Registrar of Titles, Document Number: T650984 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of National City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 119383 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 10564 Alison Way, Inver Grove Heights, MN 55077-5467 Tax Parcel ID Number: 20-71398-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), Southern Lakes 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $432,357.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2010, or the next business day if May 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006437F01 1939659 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 3, 2007 MORTGAGOR: Virginia L. Bilotta, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 28, 2007, Dakota County Recorder, Document No. 2540648. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 22, 2009 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000313173 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SER- VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 111 12th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D.#: 36-48800-290-03 LEGAL DESCRIPTION OF PROPERTY: Lot 28 and the South 1 foot of Lot 29, Block 3, Minnesota and Northwestern Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,567.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-395 6800098239 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1941626 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,100.00 MORTGAGOR(S): Juan Bueno-Ramos and Norma Bueno-Gomez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 11, 2006 Dakota County Recorder, Document Number: 2428509 LOAN MODIFICATION: Dated: March 01, 2009, Recorded: June 26, 2009, Document Number: 2666988 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000206858 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2106 Aztec Ln, Mendota Heights, MN 55120-1608 Tax Parcel ID Number: 272780001005 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Friendly Hills Rearrangement AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $227,095.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High- g way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 M OR T GA GE E : M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007810F02 1939749 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,500.00 MORTGAGOR(S): Kris Tjaden, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 08, 2007 Dakota County Recorder, Document Number: 2515120 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003777080 Lender or Broker: Lehman Brothers Federal Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16187 Flagstaff Ct S, Rosemount, MN 55068-1263 Tax Parcel ID Number: 225135140001 LEGAL DESCRIPTION OF PROPERTY: Lot 40, Block 1, Niakwa Village 2nd Addition, together with appurtenant easements created pursuant to Declaration, Document # 564890, as amended AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,929.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009282F01 1941322 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $416,500.00 M O R TG A G O R (S ): D a v i d J. W h e tstone and Nancy R. Whetstone, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 05, 2005 Dakota County Recorder, Document Number: 2310329 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-backed Certificates, Series 2005-4, Dated: May 04, 2008, Recorded: May 20, 2008 Dakota County Recorder, Document Number: 2591495 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0300077537-2 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16624 Jackdaw Path, Lakeville, MN 55044-4637 Tax Parcel ID Number: 22.30950.070.04 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 4, Greenwood Estates, According to the recorded plat thereof, in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $509,378.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 05, 2010, or the next business day if July 05, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 12, 2009 ASSIGNEE OF MORTGAGEE: Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-backed Certificates, Series 2005-4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008375F01 1974485 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Joseph P. Restifo, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 10, 2006 Dakota County Recorder, Document Number: 2467155 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177050500024005 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13385 Fordham Ave, Apple Valley, MN 55124-7948 Tax Parcel ID Number: 01-31001-170-10 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 10, Greenleaf Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $229,089.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 05, 2010, or the next business day if July 05, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 12, 2009 M O R TG A G E E : M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009797F01 1974464 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,450.00 MORTGAGOR(S): Sado Abshir Mohamed and Abdi Hersy, wife and husband MORTGAGEE: 2004-0000318, LLC DATE AND PLACE OF RECORDING: Recorded: March 27, 2006 Dakota County Recorder, Document Number: 2415589 ASSIGNMENTS OF MORTGAGE: And assigned to: Guidance Residential, LLC, Dated: January 27, 2006, Recorded: March 27, 2006 Dakota County Recorder, Document Number: 2415590 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: 2004-0000318, LLC Residential Mortgage Servicer: Dovenmuehle Mortgage, Inc. Mortgage Originator: Not Applicable g g g g g plied with all notice requirements as g g g COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5424 Brewer Ln, Inver Grove Heights, MN 55076-6000 Tax Parcel ID Number: 20-15095-450-01 LEGAL DESCRIPTION OF PROPERTY: Lot 45, Block 1, Brentwood Village, Common Interest Community No. 407, Dakota County, Minnesota, together with appurtenant easements created pursuant to Declaration Document No. 2131594 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,794.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: Guidance Residential, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008712F01 1938874 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2003 MORTGAGOR: Bunthoeun Pol and Sopath Soeun, husband and wife. MORTGAGEE: E a g l e V a l l e y B a n k , National Association. DATE AND PLACE OF RECORDING: Registered June 23, 2003, Dakota County Registrar of Titles, Document No. 504045, Certificate of Title No. 117030. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A. as successor in interest to Washington Mutual Bank, FA, Dated: May 2, 2003, Recorded: June 23, 2003, Document No. 504046. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Eagle Valley Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, N.A. as successor in interest to Washington Mutual Bank MORTGAGED PROPERTY ADDRESS: 3681 Robin Lane, Eagan, MN 55122 TAX PARCEL I.D.#: 10-14325-240-03 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 3, Blackhawk Forest COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $412,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $380,945.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2542 0606692713 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1941396 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,524.00 MORTGAGOR(S): Chad L Mills, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2006 Dakota County Recorder, Document Number: 2431017 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P., Dated: October 05, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020000325772311 Lender or Broker: PHH Home Loans, LLC dba Burnet Home Loans Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14000 Park Ave, Burnsville, MN 55337-4695 Tax Parcel ID Number: 02-84810-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Wood Park Plat Eleven, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $150,414.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009318F01 1941222 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $292,480.00 MORTGAGOR(S): Thomas R. Heine, a single person and Rachel R. Frandrup, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 14, 2007 Dakota County Recorder, Document Number: 2516996 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604723618155 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17748 Galery Dr, Lakeville, MN 55044 Tax Parcel ID Number: 22-18601-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Crossroads 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,967.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 05, 2010, or the next business day if July 05, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 12, 2009 M OR T GA GE E : M or t gage E lectronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009799F01 1974443 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,600.00 MORTGAGOR(S): Carlos D. Rocha, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 16, 2006 Dakota County Recorder, Document Number: 2412855 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100031432005120338 Lender or Broker: First Guaranty Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1268 Timbershore Ln, Eagan, MN 55123-1019 Tax Parcel ID Number: 10-76502-010-08 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 8, Timbershore Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $122,945.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2010, or the next business day if July 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 12, 2009 M OR T GA GE E : M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009916F01 1974218 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 06, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,072.00 MORTGAGOR(S): Nathan J. Bauer, a single person MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF REGISTERING: Registered: December 28, 2007, Dakota County Registrar of Titles, Document Number: 621887 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135805 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19687 Meadowlark Way, Farmington, MN 55024-2013 Tax Parcel ID Number: 14-82501-257-08 LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 2, Vermillion Grove 2nd Addition Now Platted as: Unit No. 257, Common Interest Community No. 323, a condominium, Vermillion Grove Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $212,331.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009067F01 1938705 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,800.00 MORTGAGOR(S): Nicole Karnowski, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 28, 2005 Dakota County Recorder, Document Number: 2392431 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604264620990 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3233 Valley Ridge Dr Unit 47, Eagan, MN 55121-1722 Tax Parcel ID Number: 104130004707 LEGAL DESCRIPTION OF PROPERTY: Unit 47, Common Interest Community Number 347, a planned community, Valley Ridge Townhomes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,953.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. g If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 M O R TG A G E E : M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009078F01 1940057 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2007 MORTGAGORS: Scott R. Borhauer and Wendy C. Borhauer, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered January 8, 2008, Dakota County Registrar of Titles, Document No. 622269, Certificate of Title No. 144130. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: September 30, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100418429445010031 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 16863 Dynamic Drive, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-71300-020-02 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 2, Block 2, Spirit of Brandtjen Farm, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $650,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $679,217.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-919 0040908113 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1941456 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,200.00 MORTGAGOR(S): Carol L. Markwardt and Danny R. Markwardt, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 20, 2007 Dakota County Recorder, Document Number: 2511267 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604734200084 Lender or Broker: Homecomings Financial, LLC f/k/a Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3201 Skyview Dr, Burnsville, MN 55337-1858 Tax Parcel ID Number: 02-73252-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Sunset Terrace Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $233,627.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2010, or the next business day if June 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 12, 2009 MOR T G A GE E : Mor tgage El ectronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006151F02 1969146 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 1989 MORTGAGORS: J o h n D . E r b a n d Jean M. Kenny, both single. MORTGAGEE: I n v e s t o r s S a v i n g s Bank, F.S.B.. DATE AND PLACE OF RECORDING: Recorded January 9, 1990, Dakota County Recorder, Document No. 920500. ASSIGNMENTS OF MORTGAGE: Assigned to: Fleet Mortgage Corp., Dated: January 3, 1990, Recorded: March 5, 1990, Document No. 928300. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: April 26, 1999, Recorded: November 13, 2000, Document No. 1731166. And thereafter assigned to: BAC Home Loans Servicing L.P. f/k/a Countrywide Home Loans Servicing L.P., Dated: October 7, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Investors Savings Bank, F.S.B. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 231 East Ash Street, South Saint Paul, MN 55078 TAX PARCEL I.D. #: 364750012003 LEGAL DESCRI PTI ON OF PR OPERTY: Lot 11 except the West 20 feet thereof, and Lot 12 except the East 10 feet thereof, Block 3, Mathew's Addition to South St. Paul, together with that part of the vacated alley adjacent thereto which accrued thereto be reason of the vacation thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $66,016.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $47,308.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: November 4, 2009. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-771 9846546 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1973969 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 15, 2005 MORTGAGORS: Chua Van Nguyen and Hoa Thi Nguyen, HUSBAND AND WIFE, and Trang Thuy Nguyen and Richard Hoa Nguyen, wife and husband. MORTGAGEE: New Century Mortgage Corporation. DATE AND PLACE OF RECORDING: Registered October 6, 2005, Dakota County Registrar of Titles, Document g y No. 576198, Certificate of Title No. 137731. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee, for HSI Asset Securitization Corporation Trust 2005-I1, Mortgage Pass-Through Certificates, Series 2005-l1, Dated: September 25, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: New Century Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 20920 Idaho Avenue, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-47476-060-07 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 7, Marion Fields Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $282,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $294,537.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 2, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3786 21301825 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1941655 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,800.00 MORTGAGOR(S): Katherine A. Nelson and Jason J. Nelson, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 24, 2006 Dakota County Recorder, Document Number: 2432205 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003215-0001160068-0 Lender or Broker: Timberland Mortgage Services, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1332 Windcrest Ave, Eagan, MN 55123-1476 Tax Parcel ID Number: 10-84461-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Windcrest 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,567.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008290F01 1941304 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 12, 2007 MORTGAGORS: Victoria L. Kuykendall and Brandon A. Kuykendall, WIFE AND HUSBAND. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 28, 2007, Dakota County Recorder, Document No. 2505918. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2007-CH4, Asset Backed Pass-Through Certificates, Series 2007-CH4, Dated: September 25, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 16850 Embers Avenue, Farmington, MN 55024 TAX PARCEL I.D.#: 22-47051-705-06 LEGAL DESCRIPTION OF PROPERTY: Unit 1705, CIC No. 362, Mallard Shores Condominiums. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,244.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8 , 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disburse- ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 5, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3781 24224289 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1941548 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2007 MORTGAGORS: Matthew J. Sandgren and Melissa L. Sandgren, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 9, 2007, Dakota County Recorder, Document No. 2529164. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 18, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500039643631 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: 1st Trust Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14417 Guthrie Way, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-16401-050-01 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 5, Block 1, Carrollwood Village Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $288,803.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7093 1991534991 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1941371 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,500.00 MORTGAGOR(S): Kathryn R. Shufelt, unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 23, 2007 Dakota County Recorder, Document Number: 2552079 ASSIGNMENTS OF MORTGAGE: And assigned to: AmTrust Bank, Dated: October 26, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500049196067 Lender or Broker: AmTrust Bank Residential Mortgage Servicer: AmTrust Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15478 Pennock Ln, Apple Valley, MN 55124-7165 Tax Parcel ID Number: 01-77000-040-14 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Fourteen (14), Townhouse Fourth Addition, according to the duly recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $142,981.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2010, or the next business day if July 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 12, 2009 ASSIGNEE OF MORTGAGEE: AmTrust Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009810F01 1973329 11/12-12/17/09 LEGAL DESCRIPTION PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,600.00 MORTGAGOR(S): Afanwi L. Kube and Robert Y. Kube, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 31, 2005 Dakota County Recorder, Document Number: 2356846 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100175200002685173 Lender or Broker: Mila, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5922 126th St W, Saint Paul, MN 55124-8230 Tax Parcel ID Number: 01-57651-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Pinecrest 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $255,131.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2010, or the next business day if July 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 12, 2009 MOR T G A GE E : Mor tgage El ectronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010064F01 1971157 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,800.00 MORTGAGOR(S): Kellybeth A. Sinkbeil, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 13, 2005 Dakota County Registrar of Titles, Document Number: 569338 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100154070001011381 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131345 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7759 142nd St W Apt 307, Apple Valley, MN 55124-6765 Tax Parcel ID Number: 01-57001-023-02 OF PROPERTY: Residential Unit No. RA 307 and Garage Unit No. GA 307 in Condominium No. 57, The Pennock Place Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $98,440.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 MORTGAGEE: Mo r t gage E lectronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009264F01 1939956 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2004 MORTGAGORS: Robert J. Blaszczak and Susie L. Blaszczak, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 14, 2005, Dakota County Recorder, Document No. 2285482. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 16, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000056193 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 23662 Cardinal Court, Hampton, MN 55031 TAX PARCEL I.D.#: 18-26101-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Fesba Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,251.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 2, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-411 6800004898 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1941526 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2003 MORTGAGORS: Jesus Sanchez and Carmen Sanchez, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 18, 2003, Dakota County Recorder, Document No. 2096131. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 2, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500060075356 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 416 19th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D.#: 36-32900-140-02 LE GA L DE SC R IPT ION OF PR OPERTY: Lot 13 and the South 1/2 of Lot 14, Block 2, Hillside Terrace. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,038.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 6, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7150 1998782379 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1941143 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 02, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $746,050.00 MORTGAGOR(S): Eric M Tschida and Nancy E. Tschida, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 22, 2006 Dakota County Recorder, Document Number: 2477313 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P., Dated: October 05, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000138-0090872920-1 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1442 Wellington Way, Eagan, MN 55122-2961 Tax Parcel ID Number: 10-72540-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Steeplechase of Eagan, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $815,755.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009324F01 1941244 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2008 MORTGAGORS: Jeremy J. Johnson and Tinah Jo Johnson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 30, 2008, Dakota County Recorder, Document No. 2593780. ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing L.P. f/k/a Countrywide Home Loans Servicing L.P., Dated: October 5, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248908040002119 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage, Inc. dba Mortgage Depot RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1820 Pine Street, Hastings, MN 55033 TAX PARCEL I.D. #: 196330025500 LEGAL DESCRIPTION OF PROPERTY: Lot 255, Replat of Westwood Addition Fourth Section, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,369.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,559.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 2, 2009. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-754 184185496 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1973902 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Valeriy T. Babich and Svetlana A. Babich, husband and wife MORTGAGEE: Riverview Community Bank DATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota County Recorder, Document Number: 2347540 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: July 21, 2005, Recorded: August 04, 2005 Dakota County Recorder, Docu- y ment Number: 2347541 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Riverview Community Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18846 Everest Path, Farmington, MN 55024-7060 Tax Parcel ID Number: 14-50505-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Nelsen Hills Farm 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $226,883.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008966F01 1938671 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $468,000.00 MORTGAGOR(S): Linh H. Nguyen, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 10, 2005 Dakota County Registrar of Titles, Document Number: 576460 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc., Dated: May 30, 2008, Registered: June 02, 2008 Dakota County Registrar of Titles, Document Number: T628745 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100131020509250062 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: CitiMortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137798 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1847 Deer Pond Cir, Eagan, MN 55122-1145 Tax Parcel ID Number: 10-14325-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Two (2), Blackhawk Forest AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $532,807.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any y g g y part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007255F02 1938821 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 13, 2003 MORTGAGORS: Craig A. Ingalls and Jeannine Leonard-Ingalls, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 31, 2003, Dakota County Recorder, Document No. 2087206. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: September 17, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981126227249 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1501 Dally Street, Burnsville, MN 55306 TAX PARCEL I.D.#: 02-48600-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1 Block 3 Minne Elk Park to Crystal Lake, together with that part of vacated First Avenue adjacent which accrued thereto by reason of the vacation thereof, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $600,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $569,417.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 8, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption j y within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2334 626412580 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1940876 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Aleksandr Vishnevetskiy, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: May 24, 2006 Dakota County Recorder, Document Number: 2432347 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank National Association ND Residential Mortgage Servicer: U.S. Bank Consumer Finance Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14850 Endicott Way, Apple Valley, MN 55124-6447 Tax Parcel ID Number: 01-81450-021-03 LEGAL DESCRIPTION OF PROPERTY: Unit 21, Garage 21A, Valley Way Village Condominium, Condominium File No. 78, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $166,121.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 MORTGAGEE: U.S. Bank National Association ND Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009191F01 1938798 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 29, 2006 MORTGAGOR: Irene K. Njongwa, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered October 31, 2006, Dakota County Registrar of Titles, Document No. 600452, Certificate of Title No. 112414. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee under NovaStar Mortgage Funding Trust, Series 2006-5, Dated: September 22, 2008, Recorded: November 26, 2008, Document No. T636064. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100080190060243755 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NovaStar Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 13420 Commonwealth Drive, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-31103-210-01 LE GA L DE SC R IPT ION OF PR OPERTY: Lot 21, Block 1, in Grosse Pointe Fourth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,895.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-414 2000399032 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966878 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2006 MORTGAGORS: Joseph C. Yetzer and Jennifer N. Yetzer, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 22, 2006, Dakota County Recorder, Document No. 2439862. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 6 - O A 1 0 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2006-OA10, Dated: March 23, 2009, Recorded: April 14, 2009, Document No. 2650095. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700014532702 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 22145 Chippendale Avenue West, Farmington, MN 55024 TAX PARCEL I.D. #: 140060001001 LEGAL DESCRIPTION OF PROPERTY: That part of the South 660 feet of the North 1,320.00 feet of the Northeast Quarter of Section 6, Township 113, Range 19, bounded and described as follows: Commencing at a point on the line drawn parallel to and 660 feet South of the North line of said NE 1/4 distance 2,325.40 feet East of the North and South Quarter line running through said Section 6, a distance of 180 feet; thence East and parallel to the North line of said Northeast Quarter to the Westerly right of way of State Trunk Highway Number 65 (now State Trunk Highway No. 3) thence North along said Westerly right of way line of said Highway to its intersection with a line drawn parallel to and 660 feet South of the North line of said NE 1/4; thence West; along the aforementioned and described parallel line, to the point of beginning, according to the recorded plat thereof, Dakota County, Minnesota. Together with the perpetual easement for utility purposes over the West 10 feet of Lot 19, Block 4, of Sunnyside Addition to Farmington, Dakota County, Minnesota. Abstract Property. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $247,919.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 6, 2009. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-354 138953049 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1940707 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 MORTGAGOR: Jacqueline A. Harden, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 5, 2006, Dakota County Recorder, Document No. 2435013. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 10, Dated: September 17, 2008, Recorded: October 9, 2008, Document No. 2617177. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700067301511 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 12916 Morgan Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 021950115001 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 15, Block 1, Dakota Place 2nd Addition, CIC No. 527. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,120.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,650.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 15, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2009. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-174 136651942 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1941415 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 9 , 2007 MORTGAGOR: Kathleen Barlament, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered July 10, 2007, Dakota County Registrar of Titles, Document No. 613807, Certificate of Title No. 142908. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 2, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500039407771 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19638 Meadowlark Way, Farmington, MN 55024 TAX PARCEL I.D.#: 14-82501-143-08 L E G A L D E S C R I P TI O N O F P R O P ERTY: Unit No. 143, Common Interest Community No. 323, a Condominium, Vermillion Grove Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,679.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 6, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7146 1991533423 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1941155 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 11, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,991.00 MORTGAGOR(S): Jeffrey W. Kuhn and Christine K. Kuhn, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 24, 2007 Dakota County Recorder, Document Number: 2519598 Property Address: 1005 E 145th St, ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: March 23, 2009, Recorded: March 30, 2009 Dakota County Recorder, Document Number: 2646565 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000882213 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1700 Highland Dr, Hastings, MN 55033-3231 Tax Parcel ID Number: 19-32850-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Highland Hills First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $267,402.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001579F02 1938779 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 29, 1998 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $80,930.00 MORTGAGOR(S): Julie A. Beckman, single MORTGAGEE: Burnet Home Loans, A Partnership DATE AND PLACE OF RECORDING: Recorded: June 16, 1998 Dakota County Recorder, Document Number: 1509018 ASSIGNMENTS OF MORTGAGE: And assigned to: Cendant Mortgage Corporation, Dated: May 29, 1998, Recorded: June 16, 1998 Dakota County Recorder, Document Number: 1509019 And assigned to: Knutson Mortgage Corporation, Dated: May 29, 1998, Recorded: May 14, 1999 Dakota County Recorder, Document Number: 1605465 And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: June 27, 2005, Recorded: July 05, 2005 Dakota County Recorder, Document Number: 2336559 And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, Dated: October 06, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100012900040000288 L e n d er o r B ro k er: Bur net Hom e Loans, A Partnership Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Burnsville, MN 55337-4626 Tax Parcel ID Number: 02-84803-250-02 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 2, Wood Park Plat Four AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $68,693.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009416F01 1941204 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,500.00 MORTGAGOR(S): Dale C. Nathan, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 12, 2006 Dakota County Recorder, Document Number: 2460240 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, National Association, as Trustee for the holders of the First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-through Certificates, Series 2006-FF15, Dated: July 10, 2009, Recorded: August 13, 2009 Dakota County Recorder, Document Number: 2678036 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240009709533 Lender or Broker: First Franklin, a division of National City Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1308 Kolstad Ln, Eagan, MN 55123-1013 Tax Parcel ID Number: 10-76501-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Timbershore Second Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $201,019.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County y Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, National Association, as Trustee for the holders of the First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-through Certificates, Series 2006-FF15 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006712F03 1940850 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2005 MORTGAGORS: Boualong Phongsisattanak and Kongvaly Souvannasone, husband and wife. MORTGAGEE: C o m m o n w e a l t h United Mortgage a division of National City Bank of Indiana n/k/a National City Bank. DATE AND PLACE OF RECORDING: Recorded July 20, 2005, Dakota County Recorder, Document No. 2342328. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Commonwealth United Mortgage a division of National City Bank of Indiana n/k/a National City Bank RESIDENTIAL MORTGAGE SERVICER: National City Real Estate Services LLC MORTGAGED PROPERTY ADDRESS: 4316 Fox Ridge Road, Eagan, MN 55122 TAX PARCEL I.D.#: 10-72979-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Sun Cliff 5th. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $241,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,476.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwell- g y ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2009. National City Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1844 0004144813 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1941430 10/15-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 7 , 2003 MORTGAGORS: J a m e s T . S c h e m i onek and Laurie A. Schemionek, husband and wife. MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation N/K/A Chase Home Finance LLC. DATE AND PLACE OF RECORDING: Recorded October 17, 2003, Dakota County Recorder, Document No. 2126621. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18408 Embers Avenue, Farmington, MN 55024 TAX PARCEL I.D.#: 14-19503-040-06 LE GA L DE SC R IPT IO N O F P R O P ERTY: Lot 4, Block 6, Dakota County Estates 4th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,115.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7260 1766105752 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1949231 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $304,000.00 MORTGAGOR(S): Ann L. Maruska and John S. Maruska, Wife and Husband MORTGAGEE: Wachovia Mortgage FSB, f/k/a World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: November 22, 2006 Dakota County Registrar of Titles, Document Number: 601557 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage FSB, f/k/a World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 105564 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1101 Woodland Trl, Northfield, MN 55057-5285 Tax Parcel ID Number: 43-16400-440-00 LEGAL DESCRIPTION OF PROPERTY: Lot Forty-four (44), Cannon Valley Estates, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $319,863.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2010, or the next business day if June 10, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 22, 2009 MORTGAGEE: Wachovia Mortgage FSB, f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007532F01 1949391 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: g g g DATE OF MORTGAGE: April 30, 2008 MORTGAGOR: Randy G. McAlpine, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 4, 2008, Dakota County Recorder, Document No. 2594646. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: September 17, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000149356 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14760 Embry Path, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-20505-024-01 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 1, Diamond Path Sixth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,325.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,241.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2429 2005419749 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1949595 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 MORTGAGOR(S): Patricia Gay Harris fka Patricia Gaye Buck a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 04, 2006 Dakota County Recorder, Document Number: 2450970 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604297649131 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13340 Flagstaff Ave, Apple Valley, MN 55124-5329 Tax Parcel ID Number: 01-31001-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8 Block 1 Greenleaf 2nd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $271,980.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2010, or the next business day if June 10, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 22, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005106F02 1949286 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 28, 2007 MORTGAGORS: D a r r e l l Y a t e s a n d Julie Lieberthal, Husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 23, 2007, Dakota County Recorder, Document No. 2552092. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: September 23, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520045510668 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1635 City View Drive, Unit 15 Saint Paul, MN 55121 TAX PARCEL I.D.#: 10-41300-015-07 L E GA L DE S C R IP T I ON OF PROPERTY: Unit No. 15, CIC No. 347, a planned community, Valley Ridge Townhomes. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $146,873.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said g g y premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2463 2004551066 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1949616 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 02, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Yen Pham, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 28, 2006 Dakota County Recorder, Document Number: 2477966 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100073000811442979 Lender or Broker: Freedom Mortgage Corporation Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2150 Cool Stream Cir, Eagan, MN 55122-1936 Tax Parcel ID Number: 10-22426-701-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1701, The Enclave at River Ridge, CIC No. 189, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,041.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2010, or the next business day if June 10, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 22, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009675F01 1949437 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 0 , 2006 MORTGAGOR: William E. Johnson, a single person. MORTGAGEE: N e w C e n t u r y M o r t gage Corporation. DATE AND PLACE OF RECORDING: Recorded July 12, 2006, Dakota County Recorder, Document No. 2444545. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC3 Asset-Backed Pass-Through Certificates, Dated: October 6, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: New Century Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Carrington Mortgage Services LLC MORTGAGED PROPERTY ADDRESS: 16846 Embers Avenue, Farmington, MN 55024 TAX PARCEL I.D.#: 22-47051-804-06 LEGAL DESCRIPTION OF PROPERTY: Unit 1804, Common Interest Community No. 362, Mallard Shores Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $186,901.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2009. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 85-534 1008572252 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1949675 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 27, 2006 MORTGAGORS: Michael Russell and Kristen Anderson, Both single persons. MORTGAGEE: ABN Amro Mortgage Group, Inc. NKA CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded March 8, 2006, Dakota County Recorder, Document No. 2411002. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 11855 River Hills Drive, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-17350-020-02 LE GA L DE SC R IPT IO N O F P R O P ERTY: Lot 2, Block 2, Churchill Place, a planned community, CIC No. 221. Dakota County together with appurtenant easements created pursuant to Declaration Doc # 1444785 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,077.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2515 651859202 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1949650 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,501.00 MORTGAGOR(S): Julie A Hoffman, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 18, 2006 Dakota County Recorder, Document Number: 2462169 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P., Dated: October 19, 2009 g Transaction Agent: Mortgage Elec- to pay the debt secured by said morttronic Registration Systems, Inc. gage and taxes, if any, on said preTransaction Agent Mortgage Identifi- mises and the costs and disbursecation Number: 100020410001335640 ments, including attorney fees allowed Lender or Broker: DHI Mortgage by law, subject to redemption within Company Limited Partnership six (6) months from the date of said Residential Mortgage Servicer: BAC sale by the mortgagor(s), their perHome Loans Servicing, L.P. sonal representatives or assigns. Mortgage Originator: Not Applicable If the Mortgage is not reinstated COUNTY IN WHICH PROPERTY IS under Minn. Stat. §580.30 or the propLOCATED: Dakota erty is not redeemed under Minn. Stat. Property Address: 17875 Glasgow §580.23, the Mortgagor must vacate Way, Lakeville, MN 55044-4721 the property on or before 11:59 p.m. on T a x P a r c e l I D N u m b e r : June 10, 2010, or the next business 22-18607-080-01 day if June 10, 2010 falls on a SaturL E G A L D E S C R I P T I O N O F P R O P - day, Sunday or legal holiday. ERTY: Lot 8, Block 1, CIC No. 437, Mortgagor(s) released from financial Crossroads 8th Addition, Dakota obligation: NONE County, Minnesota. THIS COMMUNICATION IS FROM AMOUNT DUE AND CLAIMED TO BE A DEBT COLLECTOR ATTEMPTD U E A S O F D A T E O F N O T I C E : ING TO COLLECT A DEBT. ANY $261,931.94 INFORMATION OBTAINED WILL BE THAT all pre-foreclosure require- USED FOR THAT PURPOSE. ments have been complied with; that THE RIGHT TO VERIFICATION OF no action or proceeding has been insti- THE DEBT AND IDENTITY OF THE tuted at law or otherwise to recover the ORIGINAL CREDITOR WITHIN THE debt secured by said mortgage, or any T I M E P R O V I D E D B Y L A W I S N O T part thereof; AFFECTED BY THIS ACTION. PURSUANT to the power of sale conTHE TIME ALLOWED BY LAW FOR t a i n e d i n s a i d m o r t g a g e , t h e REDEMPTION BY THE MORTGAGOR, above-described property will be sold THE MORTGAGOR'S PERSONAL REPby the Sheriff of said county as fol- RESENTATIVES OR ASSIGNS, MAY BE lows: REDUCED TO FIVE WEEKS IF A JUDIDATE AND TIME OF SALE: Decem- CIAL ORDER IS ENTERED UNDER ber 10, 2009 at 10:00 AM MINNESOTA STATUTES, SECTION PLACE OF SALE: Dakota County 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Law Enforcement Center, 1580 High- OTHER THINGS, THAT THE MORTway 55, Lobby S-100, Hastings, Minne- GAGED PREMISES ARE IMPROVED sota WITH A RESIDENTIAL DWELLING OF to pay the debt secured by said mort- LESS THAN FIVE UNITS, ARE NOT gage and taxes, if any, on said pre- PROPERTY USED IN AGRICULTURAL mises and the costs and disburse- PRODUCTION, AND ARE ABANDONED. ments, including attorney fees allowed DATED: October 22, 2009 by law, subject to redemption within MORTGAGEE: M & I Bank FSB Wilford & Geske, P.A. six (6) months from the date of said sale by the mortgagor(s), their per- Attorneys for Mortgagee Lawrence A. Wilford sonal representatives or assigns. If the Mortgage is not reinstated James A. Geske under Minn. Stat. §580.30 or the prop- 8425 Seasons Parkway, Suite 105 erty is not redeemed under Minn. Stat. Woodbury, MN 55125-4393 §580.23, the Mortgagor must vacate (651) 209-3300 the property on or before 11:59 p.m. on File Number: 006364F02 June 10, 2010, or the next business 1949370 10/22-11/26/09 day if June 10, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial NOTICE OF MORTGAGE obligation: NONE FORECLOSURE SALE THIS COMMUNICATION IS FROM NOTICE IS HEREBY GIVEN that A DEBT COLLECTOR ATTEMPTdefault has occurred in the conditions ING TO COLLECT A DEBT. ANY of the following described mortgage: INFORMATION OBTAINED WILL BE DATE OF MORTGAGE: October 01, USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF 2002 ORIGINAL PRINCIPAL AMOUNT OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE MORTGAGE: $176,000.00 MORTGAGOR(S): Marvin J. Shock, a TIME PROVIDED BY LAW IS NOT single person AFFECTED BY THIS ACTION. MORTGAGEE: Prime Mortgage CorTHE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, poration DATE AND PLACE OF REGISTERTHE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE ING: Registered: November 01, 2002 REDUCED TO FIVE WEEKS IF A JUDI- Dakota County Registrar of Titles, CIAL ORDER IS ENTERED UNDER Document Number: 479977 ASSIGNMENTS OF MORTGAGE: And MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G assigned to: TCF Mortgage Corporation, Dated: October 01, 2002, RegisOTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED t e r e d : N o v e m b e r 0 1 , 2 0 0 2 D a k o t a WITH A RESIDENTIAL DWELLING OF County Registrar of Titles, Document LESS THAN FIVE UNITS, ARE NOT Number: 479978 And assigned to: Mortgage ElecPROPERTY USED IN AGRICULTURAL tronic Registration Systems, Inc., PRODUCTION, AND ARE ABANDONED. Dated: May 01, 2006, Registered: May DATED: October 22, 2009 ASSIGNEE OF MORTGAGEE: 05, 2006 Dakota County Registrar of BAC Home Loans Servicing, L.P. Titles, Document Number: 589472 And assigned to: U.S. Bank National Wilford & Geske, P.A. Association, Dated: October 03, 2009 Attorneys for Assignee of Mortgagee Transaction Agent: Mortgage ElecLawrence A. Wilford tronic Registration Systems, Inc. James A. Geske Transaction Agent Mortgage Identifi8425 Seasons Parkway, Suite 105 cation Number: 100021248001775848 Woodbury, MN 55125-4393 Lender or Broker: Prime Mortgage (651) 209-3300 Corporation File Number: 009527F01 Residential Mortgage Servicer: U.S. 1949446 10/22-11/26/09 Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 55983 NOTICE OF MORTGAGE COUNTY IN WHICH PROPERTY IS FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t LOCATED: Dakota default has occurred in the conditions Property Address: 500 21st Ave S, of the following described mortgage: South Saint Paul, MN 55075-2182 DATE OF MORTGAGE: April 25, 2008 Tax Parcel ID Number: ORIGINAL PRINCIPAL AMOUNT OF 36-83700-010-04 MORTGAGE: $204,000.00 LEGAL DESCRIPTION OF PROPMORTGAGOR(S): Janet M Arnold a ERTY: Lot One (1), Block Four (4), single person Western Addition, according to the MORTGAGEE: M & I Bank FSB recorded plat thereof. DATE AND PLACE OF RECORDING: AMOUNT DUE AND CLAIMED TO BE Recorded: May 12, 2008 Dakota County D U E A S O F D A T E O F N O T I C E : Recorder Document Number: 2589734 $164,385.22 Transaction Agent: Not Applicable THAT all pre-foreclosure requireTransaction Agent Mortgage Identifi- ments have been complied with; that cation Number: Not Applicable Lender no action or proceeding has been instior Broker: M & I Bank FSB Residential tuted at law or otherwise to recover the Mortgage Servicer: M & I Mortgage debt secured by said mortgage, or any Corp. part thereof; that this is registered property; Mortgage Originator: Not Applicable PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: t a i n e d i n s a i d m o r t g a g e , t h e 5376 172nd St W, Lakeville, MN 55024 above-described property will be sold T a x P a r c e l I D N u m b e r : by the Sheriff of said county as fol22-18103-704-05 lows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: DecemERTY: Unit No. 704, Common Inter- ber 10, 2009 at 10:00 AM est Community No. 402, CornerPLACE OF SALE: Dakota County s t o n e L a k e 4 t h A d d i t i o n Law Enforcement Center, 1580 HighCondominiums, Dakota County, way 55, Lobby S-100, Hastings, MinneMinnesota. sota AMOUNT DUE AND CLAIMED TO BE to pay the debt secured by said mortD U E A S O F D A T E O F N O T I C E : gage and taxes, if any, on said pre$210,884.45 mises and the costs and disburseTHAT all pre-foreclosure require- ments, including attorney fees allowed ments have been complied with; that by law, subject to redemption within no action or proceeding has been insti- six (6) months from the date of said tuted at law or otherwise to recover the sale by the mortgagor(s), their perdebt secured by said mortgage, or any sonal representatives or assigns. part thereof; If the Mortgage is not reinstated PURSUANT to the power of sale con- under Minn. Stat. §580.30 or the propt a i n e d i n s a i d m o r t g a g e , t h e erty is not redeemed under Minn. Stat. above-described property will be sold §580.23, the Mortgagor must vacate by the Sheriff of said county as fol- the property on or before 11:59 p.m. on lows: June 10, 2010, or the next business DATE AND TIME OF SALE: Decem- day if June 10, 2010 falls on a Saturber 10, 2009 at 10:00 AM day, Sunday or legal holiday. PLACE OF SALE: Dakota County Mortgagor(s) released from financial Law Enforcement Center, 1580 High- obligation: NONE way 55, Lobby S-100, Hastings, Minne sota PUBLIC NOTICE PUBLIC NOTICE ASSIGNEE OF MORTGAGEE: g THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 22, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009154F01 1949258 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $73,500.00 MORTGAGOR(S): Vanessa L. Kahle and Steven R. Kahle, wife and husband MORTGAGEE: U.S. Family Mortgage Corporation DATE AND PLACE OF REGISTERING: Registered: June 07, 2004 Dakota County Registrar of Titles, Document Number: 538842 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: April 23, 2004, Registered: June 07, 2004 Dakota County Registrar of Titles, Document Number: 538843 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Family Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 119541 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14630 Garrett Ave Apt 511, Apple Valley, MN 55124-8440 Tax Parcel ID Number: 01-81401-167-01 (Unit no. 511) 01-81401-204-01 (Unit no. 20) LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. 511 and Garage Unit No. 20, in Condominium No. 36, Garrett Square Condominium Homes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $72,638.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2010, or the next business day if June 10, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 22, 2009 U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006475F02 1943686 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 29, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,200.00 MORTGAGOR(S): Patrick L. Judd and Laurie A. Judd, husband and wife MORTGAGEE: Homestead Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: July 29, 2002 Dakota County Recorder, Document Number: 1920816 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation, Dated: May 29, 2002, Recorded: November 06, 2002 Dakota County Recorder, Document Number: 1956390 And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 01, 2006, Recorded: May 10, 2006 Dakota County Recorder, Document Number: 2428023 And assigned to: U.S. Bank National Association, Dated: September 25, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001752540 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16785 Firestone Way, Lakeville, MN 55044 Tax Parcel ID Number: 22-41750-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Kilkenny Pond, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $207,239.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2010, or the next business day if June 10, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 22, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008969F01 1943651 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,000.00 MORTGAGOR(S): Michael Jerome Sicora and Angela Rae Sicora, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 07, 2006 Dakota County Recorder, Document Number: 2403961 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037506557445047 Lender or Broker: GMAC Mortgage Corporation dba ditech.com Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1904 Big Oak Dr, Burnsville, MN 55337-2024 Tax Parcel ID Number: 02-15680-153-03 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 3, Burnsville Manor, as filed in Plat Book P, Page 14, Recorded 07/11/1962, in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,738.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2010, or the next business day if June 10, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 22, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008974F01 1949279 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2003 MORTGAGORS: M i c h a e l J . L i n d o r and Debra K. Lindor, husband and wife. MORTGAGEE: Anchor Bank, West St. Paul N.A. DATE AND PLACE OF RECORDING: Recorded May 30, 2003, Dakota County Recorder, Document No. 2054598. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: April 23, 2003, Recorded: May 30, 2003, Document No. 2054600. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 16, 2006, Recorded: May 22, 2006, Document No. 2431540. And thereafter assigned to: U.S. Bank, N.A., Dated: August 10, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Anchor Bank, West St. Paul N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17054 Huntington Path, Lakeville, MN g 55044 TAX PARCEL I.D.#: 22-18590-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Crystal Lake Fairways COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $303,981.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 9, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-334 4800185370 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1948054 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,750.00 MORTGAGOR(S): Leon Earl Martin and Barbara L. Martin, husband and wife and Michael Martin, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 23, 2005 Dakota County Recorder, Document Number: 2363700 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P., Dated: October 19, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700008669163 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19905 Everhill Ave, Farmington, MN 55024-8421 Tax Parcel ID Number: 14-16503-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Charleswood 4th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $268,697.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mort- y y gage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2010, or the next business day if June 10, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 22, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009523F01 1949459 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 2 , 2003 MORTGAGOR: Gloria Kahler, a single person. MORTGAGEE: CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Registered February 25, 2004, Dakota County Registrar of Titles, Document No. 0530841, Certificate of Title No. 118399. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8745 134th Street West, Saint Paul, MN 55124 TAX PARCEL I.D.#: 01-18076-020-01 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 2, Block 1, Cobblestone Manor 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $80,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $57,517.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2408 2001065714 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1949247 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,400.00 MORTGAGOR(S): Mohamed Elbana and Meredith Salama, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 31, 2006 Dakota County Recorder, Document Number: 2433525 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100194450002138189 Lender or Broker: Fremont Investment & Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1019 Wedgewood Ln N, Eagan, MN 55123-1986 Tax Parcel ID Number: 10-83550-040-05 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Wedgwood First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $252,807.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2010, or the next business day if June 10, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 22, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005312F02 1949419 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2006 MORTGAGOR: S u s a n E. Mul l en, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded November 30, 2006, Dakota County Recorder, Document No. 2478693. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank MORTGAGED PROPERTY ADDRESS: 8489 195th Street West, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-02100-012-30 L E G A L DE S C R IP T I ON OF PROPERTY: That part of the Southwest Quarter (SW 1/4) of the Northwest Quarter (NW 1/4) of Section Twenty One (21), Township One Hundred Fourteen (114), Range Twenty (20), Dakota County, Minnesota, described as follows: The South 562 feet of the West 401 feet of the Southwest Quarter (SW 1/4) of the Northwest Quarter (NW 1/4) of said Section Twenty One (21), Excepting therefrom the South 150 feet of the West 290.40 feet of said Southwest Quarter (SW 1/4) of the Northwest Quarter (NW 1/4) COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $254,160.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 13, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2553 3011338229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1949724 10/22-11/26/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 23, 2003 MORTGAGOR: J o s e p h P . Y u n g , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recor ded August 6, 2003, Dakot a County Recorder, Document No. 2090123. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 15, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100229801000048276 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prestige Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 800 21st Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D.#: 36-70204-151-01 LEGAL DESCRI PTION OF PR OPERTY: The South 20.75 Feet of Lot 15, Block 1, South Park Division No. 5 and that portion of the North 1/2 of Cullen Avenue accruing thereto, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,817.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,301.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7221 1928280810 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1958406 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,086.00 MORTGAGOR(S): Peter D Banaszewski and Andrea L Banaszewski, husband and wife MORTGAGEE: The Secretary of Veterans Affairs, an officer of the United States of America DATE AND PLACE OF RECORDING: Recorded: August 15, 2006 Dakota County Recorder, Document Number: 2453790 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Co., as trustee for Vendee Mort- gage Trust 2008-1, C/O Countrywide Home Loans, Dated: March 18, 2008, Recorded: May 05, 2008 Dakota County Recorder, Document Number: 2588382 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The Secretary of Veterans Affairs, an officer of the United States of America Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19289 Eureka Ave W, Farmington, MN 55024-9255 Tax Parcel ID Number: 14-256-00-020-03 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Fair Hills Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $212,393.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2010, or the next business day if June 17, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 29, 2009 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Co., as trustee for Vendee Mortgage Trust 2008-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006605F01 1957440 10/29-12/3/09 PUBLIC NOTICE NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 5, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages, Inc. (hereinafter the "Association") which was recorded as Document No. 537352 on April 6, 1979, in the Office of the Dakota County Recorder, covering the following property: LEGAL DESCRIPTION: Lot 18, Block 1, Diamond Path Villages 6th Addition, Dakota County, Minnesota STREET ADDRESS: 14722 Embry Path, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-20505-018-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of Oct ob er 5, 2009, f r om Pet er Bohlig, title holder, to the Association, a Minnesota non-profit corporation, the amount of $10,973.29 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after October 5, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on September 23, 2009, as Document No. 2686180 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 10th day of December, 2009, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 10, 2010, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGE ASSOCIATION, INC. Attorneys for Diamond Path Village Association, Inc. THOMSEN NYBECK By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path Village Bohlig/09-7-195D) 1956614 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 0 , 2005 MORTGAGOR: Michel Paul Wolf, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 14, 2005, Dakota County Recorder, Document No. 2340033. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: September 19, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074387796 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4874 Bisset Lane, Inver Grove Heights, MN 55076 TAX PARCEL I.D.#: 20-44026-403-09 LE GA L DE SC R IPT IO N O F P R O P ERTY: Unit No. 9403, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,396.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,708.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec- g g tion 580.30 or the property is not RESENTATIVES OR ASSIGNS, MAY BE redeemed under section 580.23 is REDUCED TO FIVE WEEKS IF A JUDI11:59 p.m. on June 10, 2010. CIAL ORDER IS ENTERED UNDER MORTGAGOR(S) RELEASED FROM MINNESOTA STATUTES, SECTION FINANCIAL OBLIGATION ON MORT- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G GAGE: None OTHER THINGS, THAT THE MORT"THE TIME ALLOWED BY LAW FOR GAGED PREMISES ARE IMPROVED REDEMPTION BY THE MORTGAGOR, WITH A RESIDENTIAL DWELLING OF THE MORTGAGOR'S PERSONAL REP- LESS THAN FIVE UNITS, ARE NOT RESENTATIVES OR ASSIGNS, MAY BE PROPERTY USED IN AGRICULTURAL REDUCED TO FIVE WEEKS IF A JUDI- P R O D U C T I O N , A N D A R E CIAL ORDER IS ENTERED UNDER ABANDONED." MINNESOTA STATUTES, SECTION Dated: October 22, 2009. 582.032, DETERMINING, AMONG Bank of America, N.A., trustee OTHER THINGS, THAT THE MORTMortgagee/Assignee of Mortgagee GAGED PREMISES ARE IMPROVED USSET, WEINGARDEN AND LIEBO, P.L.L.P. WITH A RESIDENTIAL DWELLING OF By: Paul A. Weingarden LESS THAN FIVE UNITS, ARE NOT Attorneys for Mortgagee/Assignee of PROPERTY USED IN AGRICULTURAL Mortgagee P R O D U C T I O N , A N D A R E 4500 Park Glen Road #300 ABANDONED." Minneapolis, MN 55416 Dated: October 14, 2009. (952) 925-6888 CitiMortgage, Inc. 60-1603 Mortgagee/Assignee of Mortgagee 3013413806 USSET, WEINGARDEN AND LIEBO, P.L.L.P. THIS IS A COMMUNICATION FROM By: Paul A. Weingarden A DEBT COLLECTOR. 10/29-12/3/09 Attorneys for Mortgagee/Assignee of 1958831 Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 NOTICE OF MORTGAGE (952) 925-6888 FORECLOSURE SALE 10-2421 THE RIGHT TO VERIFICATION OF 12268247 THE DEBT AND IDENTITY OF THE THIS IS A COMMUNICATION FROM ORIGINAL CREDITOR WITHIN THE A DEBT COLLECTOR. 1958440 10/29-12/3/09 T I M E P R O V I D E D B Y L A W I S N O T AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: NOTICE OF MORTGAGE DATE OF MORTGAGE: February 19, FORECLOSURE SALE THE RIGHT TO VERIFICATION OF 2004 THE DEBT AND IDENTITY OF THE MORTGAGORS: John McDevitt and ORIGINAL CREDITOR WITHIN THE Jolene Robinson-McDevitt, husband T I M E P R O V I D E D B Y L A W I S N O T and wife. AFFECTED BY THIS ACTION. MORTGAGEE: Ameriquest Mortgage NOTICE IS HEREBY GIVEN, that Company. default has occurred in conditions of DATE AND PLACE OF RECORDING: the following described mortgage: Recorded March 10, 2004, Dakota DATE OF MORTGAGE: M a r c h 1 1 , C o u n t y R e c o r d e r , D o c u m e n t N o . 2183961. 2007 ASSIGNMENTS OF MORTGAGE: MORTGAGOR: Robert L. Rick, a marAssigned to: Mortgage Electronic Regried person. MORTGAGEE: J P M o r g a n C h a s e istration Systems, Inc., Dated: FebruBank, N.A. as successor in interest to ary 26, 2004, Recorded: September 13, 2004, Document No. 2247140. And Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: thereafter assigned to: Household R e c o r d e d M a y 1 0 , 2 0 0 7 , D a k o t a Industrial Finance Company, Dated: C o u n t y R e c o r d e r , D o c u m e n t N o . October 13, 2009. TRANSACTION AGENT: NONE 2515696. TRANSACTION AGENT'S MORTASSIGNMENTS OF MORTGAGE: A s s i g n e d t o : B a n k o f A m e r i c a , GAGE IDENTIFICATION NUMBER ON National Association as successor by MORTGAGE: NONE LENDER OR BROKER AND MORTmerger to LaSalle Bank NA, as trustee for Washington Mutual Mortgage GAGE ORIGINATOR STATED ON Pass-Through Certificates WMALT MORTGAGE: Ameriquest Mortgage S e r i e s 2 0 0 7 - O C 1 T r u s t , D a t e d : Company RESIDENTIAL MORTGAGE SERNovember 5, 2008, Recorded: May 6, 2009, Document No. 2654936. And VICER: HSBC Bank USA, N.A. MORTGAGED PROPERTY ADDRESS: thereafter assigned to: Bank of America, National Association as suc- 4351 Jennifer Court, Saint Paul, MN cessor by merger to LaSalle Bank NA, 55123 as trustee for Washington Mutual TAX PARCEL I.D.#: 10-45093-090-02 LEGAL DESCRIPTION OF PROPERTY: Mortgage Pass-Through Certificates WMALT Series 2007-OA4 Trust, Dated: Lot 9, Block 2, Lexington Pointe 9th September 15, 2009 Addition. TRANSACTION AGENT: NONE COUNTY IN WHICH PROPERTY IS T R A N S A C T I O N A G E N T ' S M O R T - LOCATED: Dakota GAGE IDENTIFICATION NUMBER ON ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $486,000.00 MORTGAGE: NONE AMOUNT DUE AND CLAIMED TO BE LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N DUE AS OF DATE OF NOTICE, INCLUDM O R T G A G E : W a s h i n g t o n M u t u a l ING TAXES, IF ANY, PAID BY MORTGAGEE: $482,772.21 Bank, FA That prior to the commencement of RESIDENTIAL MORTGAGE SERV I C E R : J P M o r g a n C h a s e B a n k , this mortgage foreclosure proceeding National Association as successor in Mortgagee/Assignee of Mortgagee cominterest to Washington Mutual Bank plied with all notice requirements as MORTGAGED PROPERTY ADDRESS: required by statute; That no action or 2406 Rushmore Road, Hastings, MN proceeding has been instituted at law or otherwise to recover the debt 55033 TAX PARCEL I.D.#: 19-29702-310-03 secured by said mortgage, or any part L E G A L D E S C R I P TI O N O F P R O P - thereof; PURSUANT to the power of sale conERTY: Lot 31, Block 3, Glendale Heights tained in said mortgage, the above described property will be sold by the 3rd Addition COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: DATE AND TIME OF SALE: DecemLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ber 29, 2009 at 10:00 AM MORTGAGE: $203,020.00 PLACE OF SALE: S h e r i f f ' s O f f i c e , AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 Hwy DUE AS OF DATE OF NOTICE, INCLUD- 55, Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said GAGEE: $233,533.51 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. TIME AND DATE TO VACATE PROPthereof; PURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, the date on or before which the mortSheriff of said county as follows: DATE AND TIME OF SALE: Decem- gagor(s) must vacate the property if the ber 17, 2009 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE: S h e r i f f ' s O f f i c e , tion 580.30 or the property is not Law Enforcement Center, 1580 Hwy redeemed under section 580.23 is 11:59 p.m. on June 29, 2010. 55, Lobby #S-100, Hastings, MN MORTGAGOR(S) RELEASED FROM to pay the debt then secured by said Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE: None "THE TIME ALLOWED BY LAW FOR ments, including attorneys' fees allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." redeemed under section 580.23 is Dated: October 21, 2009. 11:59 p.m. on June 17, 2010. Household Industrial Finance MORTGAGOR(S) RELEASED FROM Company FINANCIAL OBLIGATION ON MORTMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE: None "THE TIME ALLOWED BY LAW FOR By: Paul A. Weingarden REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- PUBLIC NOTICE PUBLIC NOTICE g County Recorder, Document y g Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-373 0008436586 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1957693 10/29-12/3/09 PUBLIC NOTICE NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 5, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Jefferson Commons Association (hereinafter the "Association") which was recorded as Document No. 1443836 on September 11, 1997, in the Office of the Dakota County Recorder, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 3, Block 2, Heritage Square Addition, CIC No. 228, Dakota County, Minnesota STREET ADDRESS: 20104 Homefire Way, Lakeville, MN 55044 TAX PARCEL ID NUMBER: 22-32100-030-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 5, 2009, from Patricia Rasmussen, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,722.50 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after October 5, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on January 23, 2009, as Document No. 2632218 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 10th day of December, 2009, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 10, 2010, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. JEFFERSON COMMONS ASSOCIATION Attorneys for Jefferson Commons Association: THOMSEN NYBECK By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 ( J e f f e r s o n C o m m o n s Rasmussen/08-7-891D) 1956584 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 23, 2008 MORTGAGORS: D e b o r a h L . R e i n ardy and Keith L. Reinardy, WIFE AND HUSBAND. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 15, 2008, Dakota No. 2608561. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. , Dated: September 19, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100445508070100204 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: OCM INC., DBA HELP U FINANCE RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1371 Westview Drive, Hastings, MN 55033 TAX PARCEL I.D.#: 19-19501-060-05 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, Dakota Hills Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,879.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2422 2005568648 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1958480 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,000.00 MORTGAGOR(S): Mary Lackore aka Mary Louise Lackore, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 03, 2005 Dakota County Recorder, Document Number: 2301030 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon fka The Bank Of New York as trustee for the Certificateholders Of CWABS 2005-AB1, Dated: August 18, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700046109357 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 364 Upper Wood Way, Burnsville, MN 55337-5730 Tax Parcel ID Number: 02-84812-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 4, Wood Park Plat 13, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $177,397.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 10, 2010, or the next business day if June 10, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 29, 2009 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon fka The Bank Of New York as trustee for the Certificateholders Of CWABS 2005-AB1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007957F01 1957895 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2004 MORTGAGORS: Annamai E. Cooper and Barry R. Cooper, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 1, 2004, Dakota County Recorder, Document No. 2254107. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 15, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100315900000008143 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14355 Banyan Lane, Rosemount, MN 55068 TAX PARCEL I.D.#: 34-14700-370-05 LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 5, Bloomfield, Common Interest Community Number 250, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,386.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,241.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 22, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said g g y premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 20, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-452 7810413703 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1958557 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Josette M Tuione, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Delta Funding Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600001230428 SERVICER: Ocwen Loan Servicing LLC LENDER: Delta Funding Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on August 30, 2007, as Document No. 2541005 ASSIGNED TO: HSBC Bank USA N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust 2007-D1 Asset Backed Pass-Through Certificates Dated: December 26, 2007 , and recorded September 29, 2009 by Document No. 2687048 . LEGAL DESCRIPTION OF PROPERTY: Lot 2,Block 2,Schindeldecker Third Addition, According To The Recorded Plat Thereof,and Situate in Dakota County, Minnesota PROPERTY ADDRESS: 1716 63rd Street East, Inver Grove Heights, MN 55077 PROPERTY I.D: 20-67602-020-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Five Thousand Three Hundred Sixty-Six and 03/100 ($205,366.03) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 15, 2009 PLA C E OF SA LE : Sh e r i ff` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 29, 2009 HSBC Bank USA N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust 2007-D1 Asset Backed Pass-Through Certificates Randall S. Miller & Associates P.C. Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza 120 South Sixth Street , Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00074-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3314075 1958225 10/29-12/03/2009 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 23, 2004 MORTGAGOR: Mark A. Swenson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 25, 2004, Dakota County Recorder, Document No. 2241777. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: October 13, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053030006471800 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Wholesale Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 873 Highway 110, Mendota Heights, MN 55118 TAX PARCEL I.D. #: 271860029001 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 29, Block 1, Crown Point, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $265,929.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 22, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 16, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-713 0018118778 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1958553 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2008 MORTGAGORS: M a n u e l V . S e v i l l a and Norma G. Zamora Morales, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 26, 2008, Dakota County Recorder, Document No. 2580461. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: September 15, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520050952227 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1434 Bellows Street,West Saint Paul, MN 55118 TAX PARCEL I.D.#: 42-48300-100-00 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Ron Meyers Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,769.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 14, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2395 2005095222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1958497 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2007 MORTGAGORS: Eric M. Knutson and Tracy L. Knutson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 12, 2007, Dakota County Recorder, Document No. 2523509. ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Asso- g g ciates, L.P., Dated: October 19, 2009 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017995170503403 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 17745 Idalia Path, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-19600-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Daniels Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $277,102.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2009. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1460 9517050340 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1958858 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,500.00 MORTGAGOR(S): Michele L Estes and James H. Estes, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 23, 2005 Dakota County Recorder, Document Number: 2353634 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificate Holders CWABS, INC., Asset-backed Certificates, Series 2005-11, Dated: September 17, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700055993931 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 982 Winslow Ave, Saint Paul, MN 55118-1342 Tax Parcel ID Number: 42-38000-101-49 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 49, "Jackson and Bidwell's Addition to West Saint Paul", according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $210,419.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 14, 2010, or the next business day if June 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 29, 2009 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificate Holders CWABS, INC., Asset-backed Certificates, Series 2005-11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008339F01 1957755 10/29-12/3/09 PUBLIC NOTICE NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE This NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE is published and given pursuant to Minn. Stat. § 582.32. The date of the Agreement for Voluntary Foreclosure Pursuant to Minn. Stat. § 582.32, executed by Manley Brothers Construction, Inc., a Minnesota corporation, and Lakeland Construction Finance, LLC, a Minnesota limited liability company, is September 15, 2009 and filed for record on September 24, 2009 in the office of the Dakota County Recorder in and for the County of Dakota and State of Minnesota, as Document No. 2686467 and filed for registration in the office of the Dakota County Registrar of Titles in and for the County of Dakota and State of Minnesota, as Document No. 651345 and memorialized on Certificate of Title Nos. 139157, 139162, 139170, 139178, 139185, 139186, 139187, 139188, 139194, 139196, 139197,139173, 139174, 144043 and 139154. NOTICE IS HEREBY GIVEN: that default has occurred in the conditions of that certain Mortgage executed by Manley Brothers Construction, Inc., a Minnesota corporation, as Mortgagor, in favor of Lakeland Construction Finance, LLC, a Minnesota limited liability company, as Mortgagee, which is dated February 10, 2004, and filed for record on February 11, 2004, in the office of the Dakota County Recorder in and for the County of Dakota and State of Minnesota, as Document No. 2174794 and filed for registration in the office of the Dakota County Registrar of Titles in and for the County of Dakota and State of Minnesota, as Document No. 529940 and memorialized on Certificate of Title Nos. 139157, 139162, 139170, 139178, 139185, 139186, 139187, 139188, 139194, 139196, 139197,139173, 139174, 144043 and 139154. ("Mortgage"); that Manley Brothers Construction Inc. assumed all obligations under the Mortgage when it acquired the Real Property from Manley Land pursuant to that certain warranty deed dated February 23, 2005, and recorded on February 28, 2006 as document number 2409181 in the office of the Dakota County Recorder, and on February 28, 2006 as document number 585660 in the office of the Dakota County Registrar of Titles. Manley Brothers Construction Inc. subsequently conveyed parcels IV and V of the Real Property to Kevin Manley pursuant to that certain warranty dated November 26, 2007, and recorded on December 21, 2007 as document number 2562788 in the office of the Dakota County Recorder; that portions of the land described in the Mortgage is registered land; that the original principal amount secured by said Mortgage being $2,400,000.00; that no action or proceeding at law is now pending to recover the debt secured by the Mortgage or any part thereof; that the holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage and all notice and other requirements of applicable statutes; that, as of the date of this notice, the amount due and claimed to be due on the Mortgage, including interest to the date hereof and taxes, if any, paid by the holder of the Mortgage is $1,963,307.03, plus attorneys' fees and costs; and that pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows to wit (the "Land"): PARCEL I: Lots 1 and 6, Block 1; Lot 8, Block 2; and all in Long Acres 1st Addition, Dakota County, Minnesota (Torrens Certificate of Title Nos. 139157, 139162, and 139170) Lots 3, 10, 11, 12, 13, 19, 21, and 22, Block 1, Long Acres 2nd Addition, Dakota County, Minnesota. (Torrens Certificate of Title Nos. 139178, 139185, 139186, 139187, 139188, 139194, 139196 and 139197) PARCEL II: The Southwest Quarter of the Southeast Quarter of Section 36, Township 27 North, Range 23 West, Dakota County, Minnesota, described as follows: Commencing at the southwest corner of said Southwest Quarter of the Southeast Quarter of Section 36; thence on an assumed bearing of South 89 degrees 59 minutes 10 seconds East along the south line of said Southwest Quarter of the Southeast Quarter of Section 36 a distance of 414.44 feet; thence North 240.34 feet to the point of beginning; thence South 79 degrees 16 minutes 47 seconds East a distance of 435.00 feet; thence South 00 degrees 09 minutes 42 seconds West to the south line of said Southwest Quarter of the Southeast Quarter of Section 36; thence North 89 degrees 59 minutes 10 seconds West along said south line of said Southwest Quarter of the Southeast Quarter of Section 36 to a point 414.44 feet East of said southwest corner; thence North 174.34 feet; thence West 343.26 feet to the easterly right of way line of the Chicago, Milwaukee, St. Paul and Pacific Railroad; thence northerly along said easterly right of way line to its intersection with a line bearing West from the point of beginning; thence East a distance of 341 feet to the point of beginning. (Torrens Certificate of Title No. 139173) PARCEL III: That part of the West Half of Government Lot Two (2) in Section 9, Township 115, Range 19, Dakota County, Minnesota, lying Westerly of the following described line: Commencing at the northwest corner of said Government Lot 2; thenc e South 89 degrees, 59 minutes, 10 seconds East (assumed bearing) along the north line thereof a distance of 370.3 feet to the point of beginning of line to be described; thence South a distance of 122.66 feet more or less to its intersection with the South line of said Government Lot 2 and there terminating. And That part of Government Lot One (1) in Section 8, Township 115, Range 19, lying easterly of the Chicago, Milwaukee, St. Paul and Pacific Railroad, Dakota County, Minnesota. (Torrens Certificate of Title No. 139174) PARCEL IV: The West 365 feet of the North 418 feet of the West Half of the Northwest Quarter of the Northwest Quarter of Section 16, Township 115, Range 19, Dakota County, Minnesota, together with an easement for purposes of ingress and egress over and across the west 20 rods of the South 4 rods of Government Lot 2 in Section 9, Township 115, Range 19. And All that part of the East Half of the Northeast Quarter of Section 17, Township 115, Range 19, Dakota County, Minnesota, lying East of the right of way of the Chicago, Milwaukee, St. Paul Railway and North of the following described line: Beginning at a point on the East line of the Northeast Quarter of said Section 17, 2093.9 feet north of the Southeast corner of said Northeast Quarter; thence Northwesterly along the centerline of the town road as now established, on a 23 degree curve, a distance of 277.6 feet to the Easterly right of way line of the Chicago, Milwaukee, St. Paul Railway. (Abstract) PARCEL V: All that part of the South Half of the Southeast Quarter of Section 36, Township 27; Range 23 described as follows: Commencing at a point on the south line of said tract 35.49 feet east of the southwest corner thereof, being the point of intersection of said south line with the easterly right of way line of the Chicago, Milwaukee, St. Paul and Pacific Railroad; thence from said point of beginning on an assumed bearing of South 89 degrees, 59 minutes, 10 seconds East along the south line thereof a distance of 378.95 feet; thence North 174.34 feet; thence West 343.26 feet more or less to the easterly right of way line of said Railroad; thence Southwesterly along y g said Railroad right of way line to the point of beginning. (Torrens - Certificate No. 144043) PARCEL VI: Outlot A, Long Acres 1st Addition, Dakota County, Minnesota. (Torrens - Certificate No. 139154) together with all rights to the real property and improvements on the real property Portions of said Land being registered land. The property addresses and identification numbers of the Real Property are as follows: Parcel I, Long Acres 1st Addition Lot1Block1 Address: 565Spruce Circle, E a g a n , MN 55123 Property ID No.10.45800.010.01 Lot6Block1 Address: 564Spruce Circle, E a g a n , MN 55123 Property ID No.10.45800.060.01 Lot8Block2 Address: 533Spruce Street, E a g a n , MN 55123 Property ID No.10.45800.080.02 Parcel I, Long Acres 2nd Addition Lot3Block1 Address: 511Brooklyn Court, Eagan, MN 55123 Property ID No.10.45801.030.01 Lot10Block1 Address: 575Caylin Court, E a g a n , MN 55123 Property ID No.10.45801.100.01 Lot11Block1 Address: 571Caylin Court, E a g a n , MN 55123 Property ID No.10.45801.110.01 Lot12Block1 Address: 567Caylin Court, E a g a n , MN 55123 Property ID No.10.45801.120.01 Lot13Block1 Address: 563Caylin Court, E a g a n , MN 55123 Property ID No.10.45801.130.01 Lot19Block1 Address: 558Caylin Court, E a g a n , MN 55123 Property ID No.10.45801.190.01 Lot21Block1 Address: 566Caylin Court, E a g a n , MN 55123 Property ID No.10.45801.210.01 Lot22Block1 Address: 570Caylin Court, E a g a n , MN 55123 Property ID No.10.45801.220.01 Parcel II Address: Not yet assigned Eagan, MN 55123 Property ID No.10.03600.015.81 Parcel III Address: Not yet assigned Eagan, MN 55123 Property ID No.34.00900.010.31 and 34.00800.010.06 Parcel IV Address: 1 2 0 0 0 R o b e r t T r a i l S , Rosemount, MN 55068 Property ID No.34.01610.010.37 a n d -034.01710.060.14 Parcel V Address: Not yet assigned Eagan, MN 55123 Property ID No.10.03600.030.81 Parcel VI Address: Not yet assigned Eagan, MN 55123 Property ID No.10.45800.010.00 together with all buildings, structures, improvements, and all other property, proceeds, and rights as set forth in the Mortgage, will be sold by the Sheriff of said County at public auction on the 25th day of November, 2009 at 10:00 a.m., at the Dakota County Sheriff's Office, Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, Minnesota, 55033, to pay the debt then secured by said Mortgage and taxes, if any, on said premises and the costs and disbursements allowed by law. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is two months from the date of sale, except that if the real estate is subject to a federal tax lien under which the United States is entitled to a 120-day redemption period under section 7425(d)(1) of the Internal Revenue Code, as amended, the mortgagor's redemption period is 120 days from the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. § 582.32, Subdivision 9, beginning after the expiration of the Mortgagors' redemption period. Pursuant to Minn. Stat. § 582.32, Subdivision 9, a person holding a junior lien upon the real estate or some part of the real estate may redeem in the order and manner specified in Minn. Stat. §§ 580.24 and 580.25, but only if before the end of the Mortgagor's redemption period the creditor files with the county recorder or registrar of titles of each county where the real estate is located, a notice of intention to redeem. If a junior creditor fails to timely file a notice of intention to redeem or fails to redeem, its lien on the real estate is extinguished. Dated: October 6, 2009 Lakeland Construction Finance, LLC, a Minnesota limited liability company FAFINSKI MARK & JOHNSON, P.A. Connie A. Lahn, #0269219 Christopher J. Knapp, #0344412 Flagship Corporate Center 775 Prairie Center Drive, Suite 400 Eden Prairie, Minnesota 55344 Telephone:952.995.9500 Facsimile:952.995.9577 ATTORNEYS FOR LAKELAND CONSTRUCTION FINANCE, LLC THIS INSTRUMENT WAS DRAFTED BY: FAFINSKI MARK & JOHNSON, P.A. (CJK) 775 Prairie Center Drive, Suite 400 Eden Prairie, Minnesota 55344 Telephone: 952.995.9500 LOAN NUMBER: 214582 1957281 10/29-11/19/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 MORTGAGORS: A r m a n d o S a n c h e z and Nickie Yang, both single. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank as successor in interest to Long Beach Mortgage Company. DATE AND PLACE OF RECORDING: Recorded May 18, 2006, Dakota County Recorder, Document No. 2430568. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-6, Dated: October 8, 2009 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Long Beach Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank MORTGAGED PROPERTY ADDRESS: 1507 Circle Drive, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-82203-040-02 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot Four (4), Block Two (2) of Vista View 4th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,465.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 21, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2541 0698047560 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1958810 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 16, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,200.00 MORTGAGOR(S): Romulo Edward B. Sarceda and Marissa G. Sarceda, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 22, 2007 Dakota County Registrar of Titles, Document Number: 607766 AND CORRECTIVE MORTGAGE REGISTERING: November 08, 2007 Dakota County Registrar of Titles, Document Number: 619889 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600097118629 Lender or Broker: Universal American Mortgage Company LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142183 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4002 Cedar Grove Ln, Eagan, MN 55122-1626 Tax Parcel ID Number: 105090102001 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, CIC No. 530, Nicols Ridge 2nd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $231,100.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2010, or the next business day if June 17, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 29, 2009 M O R TG A G E E : M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009465F01 1957537 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2003 MORTGAGOR: J o h n E . R o s s e , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 11, 2003, Dakota County Recorder, Document No. 2107769. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: October 6, 2009 TRANSACTION AGENT: Mortgage DUE AS OF DATE OF g g Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100160500150266800 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Express, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, N.A. as successor in interest to Washington Mutual Bank MORTGAGED PROPERTY ADDRESS: 14668 Embry Path, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-20505-047-01 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 1, Diamond Path 6th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $144,088.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 19, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2530 0607711231 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1958685 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Matthew T Dewey and Angie C. Hallows, both single persons MORTGAGEE: First Bank DATE AND PLACE OF RECORDING: Recorded: November 16, 2004 Dakota County Recorder, Document Number: 2267869 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: January 06, 2006, Recorded: January 23, 2006 Dakota County Recorder, Document Number: 2398909 And assigned to: LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund, Dated: August 24, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700040769560 Lender or Broker: First Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13059 Ferris Ct, Apple Valley, MN 55124-8138 Tax Parcel ID Number: 01-31004-180-05 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 5, Greenleaf Fifth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE NOTICE: $225,869.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2010, or the next business day if June 17, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 29, 2009 ASSIGNEE OF MORTGAGEE: LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007588F01 1957944 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2005 MORTGAGOR: J a s o n R . L a r s o n , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 14, 2005, Dakota County Recorder, Document No. 2380661. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4, Dated: August 5, 2009, Recorded: August 31, 2009, Document No. 2681431. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700059309084 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 4110 Rahn Road #214, Eagan, MN 55122 TAX PARCEL I.D. #: 102247021402 LEGAL DESCRIPTION OF PROPERTY: Unit No. A214, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,062.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $121,164.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January y 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 21, 2009. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-593 119995433 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1957735 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,000.00 MORTGAGOR(S): Tara Traux-Newhouse and Robert Newhouse, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as a nominee for Paragon Home Lending, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100200700000632522 SERVICER: Ocwen Loan Servicing LLC LENDER: Paragon Home Lending, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on January 4, 2007, as Document No. 2485902 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP1, Asset Backed Pass-Through Certificates Dated: March 21, 2007 , and recorded September 21, 2009 by Document No. 2685475 . LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, West Ridge First Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 4314 159th Court West, Rosemount, MN 55068 PROPERTY I.D: 34-83700-320-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Forty Thousand Four Hundred Forty-Eight and 82/100 ($240,448.82) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 15, 2009 PLA C E OF SA LE : Sh er if f `s M ain Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 29, 2009 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, P.C. Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00066-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3317285 1958262 10/29-12/03/2009 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,800.00 MORTGAGOR(S): Eugene K. Cherney and Arvilla M. Cherney, husband and wife, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as a nominee for Aegis Lending Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100055140027026760 SERVICER: Ocwen Loan Servicing, LLC LENDER: Aegis Lending Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 18, 2006, as Document No. 2469120 ASSIGNED TO: Deutsche Bank National Trust Company, as Indenture Trustee for the registered Noteholders of Aegis Asset Backed Securities Trust 2006-1, Mortgage Backed Notes Dated: April 28, 2008 , and recorded May 12, 2008 by Document No. 2589550 . LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 8, Diamond Path Third Addition, according to the recorded Plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota. PROPERTY ADDRESS: 14733 Durham Court, Apple Valley, MN 55124 PROPERTY I.D: 01-20502-210-08 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-Nine Thousand Eight Hundred Sixty-Eight and 95/100 ($239,868.95) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 15, 2009 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 29, 2009 Deutsche Bank National Trust Company, as Indenture Trustee for the registered Noteholders of Aegis Asset Backed Securities Trust 2006-1, Mortgage Backed Notes Randall S. Miller & Associates, P.C. Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza 120 South Sixth Street Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00087-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3314090 1958171 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 MORTGAGOR(S): Darin R. Pederson and Laina D. Pederson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 21, 2004 Dakota County Recorder, Document Number: 2217657 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000062371 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 643 14th Ave N, South Saint Paul, MN 55075-1631 Tax Parcel ID Number: 36-70207-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5 and the South 1/2 of Lot 4, Block 1, South Park Division No. 8, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,367.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2010, or the next business day if July 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 12, 2009 M O R TG A G E E : M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009851F01 1969210 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2005 MORTGAGORS: W a d e H a n s o n a n d Dana Hanson, husband and wife. MORTGAGEE: Beneficial Loan and Thrift Co. DATE AND PLACE OF RECORDING: Recorded January 5, 2006, Dakota County Recorder, Document No. 2394643. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Beneficial Loan and Thrift Co. RESIDENTIAL MORTGAGE SERVICER: HSBC Bank USA, N.A. MORTGAGED PROPERTY ADDRESS: 4365 Bearpath Trail, Eagan, MN 55122 TAX PARCEL I.D.#: 10-48050-095-01 LEGAL DESCRIPTION OF PROPERTY: Lot 95, in Block 1, Meadowland First Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$273,476.24 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$283,508.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2009. Beneficial Loan and Thrift Co. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A.Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-368 0012306890 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1955829 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 6 , 2004 MORTGAGOR: L o r i L . G r a h a m , a single person. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded September 24, 2004, Dakota County Recorder, Document No. 2251783. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: August 6, 2004, Recorded: September 24, 2004, Document No. 2251784. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 7666-7668 Barbara Court, Inver Grove Heights, MN 55077 TAX PARCEL I.D.#: 20-36400-220-04 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 22, Block 4, Inver Grove Estates, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,154.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $232,874.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part y g g y thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-471 7810407171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1958609 10/29-12/3/09 PUBLIC NOTICE NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 12, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Highland Village Association, Inc. (hereinafter the "Association") which w a s d ate d S e p temb er 9, 1991 and recorded as Document No. 1011292, in the Office of the Dakota County Recorder, covering the following property: LEGAL DESCRIPTION: Lot 41, Block 1, Pilot Knob Estates Ninth Addition, Dakota County, Minnesota STREET ADDRESS: 14362 Estates Avenue, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-57508-410-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 12, 2009, from Sohandralal Nandlall and Tharundra Nandlall, title holders, to the Association, a Minnesota non-profit corporation, the amount of $6,918.60 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after October 12, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owners have not been released from their financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on January 29, 2008, as Document No. 2568691 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 17th day of December, 2009, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 17, 2010, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HIGHLAND VILLAGE ASSOCIATION, INC. Attorneys for Highland Village Association, Inc.: THOMSEN NYBECK By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Highland Village/Nandlall 07-7-572D) 1956741 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,900.00 MORTGAGOR(S): Joseph M. Cortelli, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 26, 2006 Dakota County Recorder, Document Number: 2471036 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP, Dated: September 21, 2009, Recorded: September 23, 2009 Dakota County Recorder, Document Number: 2686029 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003215-0001160195-1 Lender or Broker: Timberland Mortgage Services, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4488 Cinnamon Ridge Trl Unit 52, Eagan, MN 55122-2385 Tax Parcel ID Number: 101740019200 LEGAL DESCRIPTION OF PROPERTY: Building G, Unit 52, Cinnamon Ridge, Carriage Homes, a Condominium, Condominium Ownership No. 41 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $129,412.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 04, 2010, or the next business day if July 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 05, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008645F01 1969260 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 MORTGAGOR(S): Nancy E. Ogrezovich, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 05, 2006 Dakota County Recorder, Document Number: 2418089 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052624198413173 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18228 Kerrville Trl # 101, Lakeville, MN 55044-7295 Tax Parcel ID Number: 22-58500-101-20 LEGAL DESCRIPTION OF PROPERTY: Unit No. 101, Prairie Lake Lodges, CIC No. 372, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,117.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 30, 2010, or the next business day if June 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 12, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010023F01 1968968 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,000.00 MORTGAGOR(S): Peter M. Weesner, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 15, 2004 Dakota County Recorder, Document Number: 2225722 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100058900003349883 Lender or Broker: RBC Mortgage Company Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17375 Jade Ter, Lakeville, MN 55044-9000 Tax Parcel ID Number: 221320212001 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Barrett Third Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $248,051.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2010, or the next business day if June 17, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 29, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009635F01 1957615 10/29-12/3/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 4, 2008 MORTGAGOR: Michelle L. Molitor, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 22, 2008, Dakota County Recorder, Document No. 2586066. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 15, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000165882 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1628 River Bluff Court, Eagan, MN 55121 TAX PARCEL I.D.#: 10-41300-098-05 LE GA L DE SC R IPT IO N O F P R O P ERTY: Unit 98, Common Interest Community No. 358 Cedar Bluff Townhouse Condominium, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $113,124.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $115,563.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said y y Mortgage, and taxes, if any, on said WITH A RESIDENTIAL DWELLING OF premises, and the costs and disburse- LESS THAN FIVE UNITS, ARE NOT m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s PROPERTY USED IN AGRICULTURAL allowed by law subject to redemption PRODUCTION, AND ARE ABANDONED. within six (6) months from the date of DATED: November 05, 2009 said sale by the mortgagor(s), their MORTGAGEE: U.S. Bank personal representatives or assigns National Association ND unless reduced to Five (5) weeks under Wilford & Geske, P.A. Attorneys for Mortgagee MN Stat. §580.07. TIME AND DATE TO VACATE PROP- Lawrence A. Wilford E R T Y : I f t h e r e a l e s t a t e i s a n James A. Geske owner-occupied, single-family dwell- 8425 Seasons Parkway, Suite 105 ing, unless otherwise provided by law, Woodbury, MN 55125-4393 the date on or before which the mort- (651) 209-3300 gagor(s) must vacate the property if the File Number: 009199F01 11/5-12/10/09 mortgage is not reinstated under sec- 1965883 tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 23, 2010. NOTICE OF MORTGAGE MORTGAGOR(S) RELEASED FROM FORECLOSURE SALE FINANCIAL OBLIGATION ON MORTNOTICE IS HEREBY GIVEN that GAGE: None default has occurred in the conditions "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, of the following described mortgage: DATE OF MORTGAGE: November 01, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE 2004 ORIGINAL PRINCIPAL AMOUNT OF REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MORTGAGE: $115,200.00 MORTGAGOR(S): Leona Gines, a MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G single woman MORTGAGEE: Mortgage Electronic OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED Registration Systems, Inc. DATE AND PLACE OF REGISTERWITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT ING: Registered: December 01, 2004 Dakota County Registrar of Titles, PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Document Number: 553336 ASSIGNMENTS OF MORTGAGE: And ABANDONED." assigned to: The Bank of New York Dated: October 20, 2009. Mellon fka the Bank of New York as U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee Trustee for the Certificateholders USSET, WEINGARDEN AND LIEBO, P.L.L.P. CWABS, Inc. Asset-backed Certificates, Series 2004-13, Dated: October 21, By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 2009 Transaction Agent: Mortgage ElecMortgagee tronic Registration Systems, Inc. 4500 Park Glen Road #300 Transaction Agent Mortgage IdentifiMinneapolis, MN 55416 cation Number: 100015700043043211 (952) 925-6888 Lender or Broker: America's Whole19-451 sale Lender 6800144918 Residential Mortgage Servicer: BAC THIS IS A COMMUNICATION FROM Home Loans Servicing, L.P. A DEBT COLLECTOR. Mortgage Originator: Not Applicable 1958570 10/29-12/3/09 CERTIFICATE OF TITLE NUMBER: 134357 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota NOTICE OF MORTGAGE Property Address: 1004 E Travelers FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t Trl, Burnsville, MN 55337-2983 default has occurred in the conditions Tax Parcel ID Number: of the following described mortgage: 02-16500-142-01 DATE OF MORTGAGE: February 21, LEGAL DESCRIPTION OF PROP2007 ERTY: Residential Unit No. 42 and ORIGINAL PRINCIPAL AMOUNT OF Garage Unit No. 42A, Condominium MORTGAGE: $182,000.00 No. 56, Castle Crest Condominiums, MORTGAGOR(S): Matthew R Dakota County, Minnesota. Kachman, single AMOUNT DUE AND CLAIMED TO BE MORTGAGEE: U.S. Bank National D U E A S O F D A T E O F N O T I C E : Association ND $134,591.68 DATE AND PLACE OF RECORDING: THAT all pre-foreclosure requireRecorded: March 22, 2007 Dakota ments have been complied with; that County Recorder, Document Number: no action or proceeding has been insti2504474 tuted at law or otherwise to recover the Transaction Agent: Not Applicable debt secured by said mortgage, or any Transaction Agent Mortgage Identifi- part thereof; that this is registered cation Number: Not Applicable property; Lender or Broker: U.S. Bank National PURSUANT to the power of sale conAssociation ND tained in said mortgage, the Residential Mortgage Servicer: U.S. above-described property will be sold Bank Consumer Finance by the Sheriff of said county as folMortgage Originator: Not Applicable lows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: January LOCATED: Dakota 05, 2010 at 10:00 AM Property Address: 20732 Hampshire PLACE OF SALE: Dakota County Cir, Lakeville, MN 55044-4667 Law Enforcement Center, 1580 HighT a x P a r c e l I D N u m b e r : way 55, Lobby S-100, Hastings, Minne22-82052-180-02 sota L E G A L D E S C R I P T I O N O F P R O P - to pay the debt secured by said mortERTY: Lot 18, Block 2, Village Creek gage and taxes, if any, on said pre3rd Addition, CIC No. 327, Dakota mises and the costs and disburseCounty, Minnesota ments, including attorney fees allowed AMOUNT DUE AND CLAIMED TO BE by law, subject to redemption within D U E A S O F D A T E O F N O T I C E : six (6) months from the date of said $189,718.08 sale by the mortgagor(s), their perTHAT all pre-foreclosure require- sonal representatives or assigns. ments have been complied with; that If the Mortgage is not reinstated no action or proceeding has been insti- under Minn. Stat. §580.30 or the proptuted at law or otherwise to recover the erty is not redeemed under Minn. Stat. debt secured by said mortgage, or any §580.23, the Mortgagor must vacate part thereof; the property on or before 11:59 p.m. on PURSUANT to the power of sale con- July 05, 2010, or the next business day t a i n e d i n s a i d m o r t g a g e , t h e if July 05, 2010 falls on a Saturday, above-described property will be sold Sunday or legal holiday. by the Sheriff of said county as folMortgagor(s) released from financial lows: obligation: NONE DATE AND TIME OF SALE: DecemTHIS COMMUNICATION IS FROM ber 17, 2009 at 10:00 AM A DEBT COLLECTOR ATTEMPTPLACE OF SALE: Dakota County ING TO COLLECT A DEBT. ANY Law Enforcement Center, 1580 High- INFORMATION OBTAINED WILL BE way 55, Lobby S-100, Hastings, Minne- USED FOR THAT PURPOSE. sota THE RIGHT TO VERIFICATION OF to pay the debt secured by said mort- THE DEBT AND IDENTITY OF THE gage and taxes, if any, on said pre- ORIGINAL CREDITOR WITHIN THE mises and the costs and disburse- T I M E P R O V I D E D B Y L A W I S N O T ments, including attorney fees allowed AFFECTED BY THIS ACTION. by law, subject to redemption within THE TIME ALLOWED BY LAW FOR six (6) months from the date of said REDEMPTION BY THE MORTGAGOR, sale by the mortgagor(s), their per- THE MORTGAGOR'S PERSONAL REPsonal representatives or assigns. RESENTATIVES OR ASSIGNS, MAY BE If the Mortgage is not reinstated REDUCED TO FIVE WEEKS IF A JUDIunder Minn. Stat. §580.30 or the prop- CIAL ORDER IS ENTERED UNDER erty is not redeemed under Minn. Stat. MINNESOTA STATUTES, SECTION §580.23, the Mortgagor must vacate 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the property on or before 11:59 p.m. on OTHER THINGS, THAT THE MORTJune 17, 2010, or the next business GAGED PREMISES ARE IMPROVED day if June 17, 2010 falls on a Satur- WITH A RESIDENTIAL DWELLING OF day, Sunday or legal holiday. LESS THAN FIVE UNITS, ARE NOT Mortgagor(s) released from financial PROPERTY USED IN AGRICULTURAL obligation: NONE PRODUCTION, AND ARE ABANDONED. DATED: November 05, 2009 THIS COMMUNICATION IS FROM ASSIGNEE OF MORTGAGEE: A DEBT COLLECTOR ATTEMPTThe Bank of New York Mellon ING TO COLLECT A DEBT. ANY fka the Bank of New York as INFORMATION OBTAINED WILL BE Trustee for the CertificateholdUSED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF ers CWABS, Inc. Asset-backed THE DEBT AND IDENTITY OF THE Certificates, Series 2004-13 ORIGINAL CREDITOR WITHIN THE Wilford & Geske, P.A. T I M E P R O V I D E D B Y L A W I S N O T Attorneys for Assignee of Mortgagee AFFECTED BY THIS ACTION. Lawrence A. Wilford THE TIME ALLOWED BY LAW FOR James A. Geske REDEMPTION BY THE MORTGAGOR, 8425 Seasons Parkway, Suite 105 THE MORTGAGOR'S PERSONAL REP- Woodbury, MN 55125-4393 RESENTATIVES OR ASSIGNS, MAY BE (651) 209-3300 REDUCED TO FIVE WEEKS IF A JUDI- File Number: 009839F01 CIAL ORDER IS ENTERED UNDER 1963863 11/5-12/10/09 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED PUBLIC NOTICE PUBLIC NOTICE g g ners, Inc. dba Partner Loan Services PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated September 24, 1999, executed by Rahn Family Limited Partnership, a Minnesota limited partnership, as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal amount of Three Million Eight Hundred Eighty-five Thousand ($3,885,000.00) Dollars, recorded with the Dakota County Recorder, State of Minnesota, on October 6, 1999, as doc. no. 1643467; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of Three Million Seven Hundred Fifty-seven Thousand One Hundred Sixty ($3,757,160.00) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Dakota County, Minnesota, described as follows: Parcel 1: The West 1⁄2 of Northeast 1⁄4; and the East 1⁄2 of the Northwest 1⁄4 of Section 30, Township 115, Range 18, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. Parcel 2: The Northeast 1⁄4 of the Southwest 1⁄4; the Southeast 1⁄4 of the Northwest 1⁄4; the Northeast 1⁄4 of the Northwest 1⁄4; and a strip of land 1 rod wide off and along the North side of the Southwest 1⁄4 of the Northwest 1⁄4 all in Section 14, Township 27, Range 23, according to the United States Government Survey thereof excepting that portion platted as Carriage Hills Clubhouse Addition and situate in Dakota County, Minnesota. Lot 1, Block 1, Carriage Hills Clubhouse Addition, Dakota County, Minnesota. Property address: Parcel 1: 3855 145th Street East, Rosemount, MN 55068 Parcel 2: 3535 Wescott Woodlands, Eagan, MN 55123 Parcel I.D.#: Parcel 1: 34-03000-010-09;34-03000-010-2 5; 34-03000-010-30 / Parcel 2: 10-01400-011-25;10-01400-011-5 0; 10-16500-010-01 will be sold by the sheriff of said county at public auction on November 3 , 2 0 0 9 , at 10:00 o'clock A.M. at Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), its heirs or assigns, within twelve (12) months from the date of sale. Dated: September 2, 2009 Vermillion State Bank, Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minn. Stat. §580.07, the foregoing foreclosure sale is postponed until November 17, 2009, at 10:00 a.m. at the Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, Hastings, Dakota County, Minnesota. The Mortgagor(s) must vacate the property on or before 11:59 on November 17, 2010, if the sheriff’s sale is not further postponed, the mortgage is not reinstated under §580.30, the property is not redeemed under §580.23, or the redemption period is not reduced under §582.032. Dated: November 2, 2009 Vermillion State Bank Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, Suite W-1650 St. Paul, MN 55101 (651) 224-9683 1968328 11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 7 , 2006 MORTGAGORS: Richard W. Lee and Virginia Lee, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 20, 2006, Dakota County Recorder, Document No. 2421750. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 19, 2009 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000166024 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Part- RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 629 Evergreen Drive, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-84810-015-01 LEGAL DESCRI PTION OF PR OPERTY: Lot 15, Block 1, Wood Park Plat Eleven COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,148.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 21, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7263 1915300459 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966377 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,700.00 MORTGAGOR(S): Lisa M. Vavra and Allen C. Vavra, wife and husband MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: June 04, 2003 Dakota County Recorder Document Number: 2056916 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation, Dated: April 24, 2003, Recorded: June 04, 2003 Dakota County Recorder Document Number: 2056917 And assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 01, 2006, Recorded: May 10, 2006 Dakota County Recorder Document Number: 2427777 And assigned to: U.S. Bank, N.A., Dated: October 02, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001842333 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 616 2nd St, Farmington, MN 55024-1229 Tax Parcel ID Number: 14-77000-080-05 LEGAL DESCRIPTION OF PROPERTY: Lot 8, and the South 15 feet of Lot 7, Block 5, Town of Farmington, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $109,741.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con- tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2010, or the next business day if June 17, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 05, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005360F01 1965980 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 3 , 2009 MORTGAGOR: Gillian M. Pearson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 3, 2009, Dakota County Registrar of Titles, Document No. T641665, Certificate of Title No. 146489. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 19, 2009 Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000482496 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, dba Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 652 West 35th Street, Hastings, MN 55033 TAX PARCEL I.D.#: 19-71025-110-01 LE GA L DE SC R IPT ION OF PR OPERTY: Lot Eleven (11), Block One (1), South Oaks of Hastings COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,463.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,202.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 21, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7279 1771820101 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966363 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 2005 MORTGAGOR: T i m o t h y M . M o n t gomery, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 8, 2005, Dakota County Recorder, Document No. 2328486. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: October 19, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039223350003654 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 3937 156th Street West, Rosemount, MN 55068 TAX PARCEL I.D.#: 34-81310-320-02 LE GA L DE SC R IPT IO N O F P R O P ERTY: Lot 32, Block 2, Valley Oak Addition Replat, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,985.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-925 0030701205 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966694 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2007 MORTGAGORS: Errol M. Fisher and Sherry A. Fisher, both single. MORTGAGEE: Option One Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded May 9, 2007, Dakota County Recorder, Document No. 2515432. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2007-6 Asset-Backed Certificates, Series 2007-6, Dated: October 10, 2008, Recorded: October 17, 2008, Document No. 2618400. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Option One Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 412 1st Street, Farmington, MN 55024 TAX PARCEL I.D.#: 14-77000-060-13 L E G A L D E S C R I P TI O N O F P R O P ERTY: The North 50 feet of Lots 4, 5, and 6, Block 13, Town of Farmington, Dakota County, MN., according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,992.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,583.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2009. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2424 0023086432 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966842 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,600.00 MORTGAGOR(S): Matthew Zeidler, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 10, 2006 Dakota County Recorder, Document Number: 2411634 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100194450002028646 Lender or Broker: Fremont Investment & Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 700 14th St, Farmington, MN 55024-1792 Tax Parcel ID Number: 14-22505-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, East Farmington Sixth Addition, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,091.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2010, or the next business day if July 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 12, 2009 M O R TG A G E E : M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010071F01 1969311 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 5 , 2004 MORTGAGORS: Daniel J. Lick and Dana M. Lick, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded July 23, 2004, Dakota County Recorder, Document No. 2229489. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 220 North 18th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D.#: 36-17200-060-00 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Choban's Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,811.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2573 0680393337 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966966 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 1 , 2007 MORTGAGORS: G i l b e r t o Y b a r r a A/K/A Gilbert Ybarra and Estela S. Ybarra, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded February 16, 2007, Dakota County Recorder, Document No. 2497323. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 20, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13020 Welcome Lane, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-56600-110-01 L E GA L DE S C R IP T I ON OF PROPERTY: Lot 11, Block 1, Parkwood South 1st Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $234,608.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- g g g g g plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7208 1064126624 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966346 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2004 MORTGAGORS: Ronald S. Baker and Carolyn T. Baker, husband and wife. MORTGAGEE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded September 27, 2004, Dakota County Recorder, Document No. 2252250. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 408 Elm Street, Farmington, MN 55024 TAX PARCEL I.D.#: 14-77000-040-24 LEGAL DESCRI PTI O N OF PR OPERTY: Lot Four in Block Twenty-Four, Town of Farmington COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,776.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 26, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2510 646320928 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966136 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $310,840.00 MORTGAGOR(S): Benzir Ahmed and Tanjina Helaly, husband and wife MORTGAGEE: 2004-0000329, LLC DATE AND PLACE OF RECORDING: Recorded: October 12, 2007 Dakota County Recorder, Document Number: 2550272 ASSIGNMENTS OF MORTGAGE: And assigned to: Guidance Residential, LLC, Dated: September 27, 2007 Recorded: October 12, 2007 Dakota County Recorder, Document Number: 2550273 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: 2004-0000329, LLC Residential Mortgage Servicer: Dovenmuehle Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19600 Estes Path, Farmington, MN 55024-7200 Tax Parcel ID Number: 14-16600-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Charleswood Crossing, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $318,461.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2010, or the next business day if July 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 05, 2009 ASSIGNEE OF MORTGAGEE: Guidance Residential, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009418F01 1965833 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $350,000.00 MORTGAGOR(S): Glenn L. Hofer and MaryLou Hofer, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 19, 2004 Dakota County Recorder Document Number: 2269295 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc., Dated: October 28, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000079912 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16602 Hearthside Way, Lakeville, MN 55044-4207 Tax Parcel ID Number: 22-75100-040-05 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Tarry Creek, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $327,358.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2010, or the next business day if June 17, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 05, 2009 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009688F01 1965812 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 04, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 MORTGAGOR(S): Lucy Nelson, and Dennis Nelson, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 12, 2007 Dakota County Recorder, Document Number: 2487774 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee of Mastr Adjustable Rate Mortgages Trust 2006-OA2 Dated: May 08, 2008, Recorded: May y y 13, 2008 Dakota County Recorder, ORIGINAL PRINCIPAL AMOUNT OF Document Number: 2589783 MORTGAGE: $388,900.00 Transaction Agent: Mortgage ElecAMOUNT DUE AND CLAIMED TO BE tronic Registration Systems, Inc. DUE AS OF DATE OF NOTICE, INCLUDTransaction Agent Mortgage Identifi- ING TAXES, IF ANY, PAID BY MORTcation Number: 100133700016976469 GAGEE: $394,026.28 Lender or Broker: Countrywide That prior to the commencement of Bank, N.A. this mortgage foreclosure proceeding Residential Mortgage Servicer: BAC Mortgagee/Assignee of Mortgagee comHome Loans Servicing, L.P. plied with all notice requirements as Mortgage Originator: Not Applicable required by statute; That no action or COUNTY IN WHICH PROPERTY IS proceeding has been instituted at law LOCATED: Dakota or otherwise to recover the debt Property Address: 912 Oakdale Ave, secured by said mortgage, or any part West Saint Paul, MN 55118-1537 thereof; Tax Parcel ID Number: PURSUANT to the power of sale contained in said mortgage, the above 42-43300-140-01 L E G A L D E S C R I P T I O N O F P R O P - described property will be sold by the ERTY: Lot 12, 13 and 14, Block 1, Sheriff of said county as follows: DATE AND TIME OF SALE: January except the East 40 feet thereof and except the South 10 feet of Lot 14, 14, 2010 at 10:00 AM Block 1, Krey and Stoven's Addition PLACE OF SALE: S h e r i f f ' s O f f i c e , to St. Paul, Dakota County, Minne- Law Enforcement Center, 1580 Hwy sota 55, Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said D U E A S O F D A T E O F N O T I C E : Mortgage, and taxes, if any, on said $232,495.58 premises, and the costs and disburseTHAT all pre-foreclosure require- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ments have been complied with; that allowed by law subject to redemption no action or proceeding has been insti- within six (6) months from the date of tuted at law or otherwise to recover the said sale by the mortgagor(s), their debt secured by said mortgage, or any personal representatives or assigns part thereof; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07. tained in said mortgage, the TIME AND DATE TO VACATE PROPabove-described property will be sold E R T Y : I f t h e r e a l e s t a t e i s a n by the Sheriff of said county as fol- owner-occupied, single-family dwelllows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: January the date on or before which the mort07, 2010 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE: Dakota County mortgage is not reinstated under secLaw Enforcement Center, 1580 High- tion 580.30 or the property is not way 55, Lobby S-100, Hastings, Minne- redeemed under section 580.23 is sota 11:59 p.m. on July 14, 2010. to pay the debt secured by said mortMORTGAGOR(S) RELEASED FROM gage and taxes, if any, on said pre- FINANCIAL OBLIGATION ON MORTmises and the costs and disburse- GAGE: None ments, including attorney fees allowed "THE TIME ALLOWED BY LAW FOR by law, subject to redemption within REDEMPTION BY THE MORTGAGOR, six (6) months from the date of said THE MORTGAGOR'S PERSONAL REPsale by the mortgagor(s), their per- RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIsonal representatives or assigns. If the Mortgage is not reinstated CIAL ORDER IS ENTERED UNDER under Minn. Stat. §580.30 or the prop- MINNESOTA STATUTES, SECTION erty is not redeemed under Minn. Stat. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G §580.23, the Mortgagor must vacate OTHER THINGS, THAT THE MORTthe property on or before 11:59 p.m. on GAGED PREMISES ARE IMPROVED July 07, 2010, or the next business day WITH A RESIDENTIAL DWELLING OF if July 07, 2010 falls on a Saturday, LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Sunday or legal holiday. Mortgagor(s) released from financial P R O D U C T I O N , A N D A R E ABANDONED." obligation: NONE Dated: October 28, 2009. THIS COMMUNICATION IS FROM Chase Home Finance LLC A DEBT COLLECTOR ATTEMPTMortgagee/Assignee of Mortgagee ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Attorneys for Mortgagee/Assignee of THE DEBT AND IDENTITY OF THE Mortgagee ORIGINAL CREDITOR WITHIN THE 4500 Park Glen Road #300 T I M E P R O V I D E D B Y L A W I S N O T Minneapolis, MN 55416 (952) 925-6888 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 30-7198 REDEMPTION BY THE MORTGAGOR, 1064171968 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. 11/5-12/10/09 REDUCED TO FIVE WEEKS IF A JUDI- 1966191 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION OF WITH A RESIDENTIAL DWELLING OF THE DEBT AND IDENTITY OF THE LESS THAN FIVE UNITS, ARE NOT ORIGINAL CREDITOR WITHIN THE PROPERTY USED IN AGRICULTURAL TIME PROVIDED BY LAW IS NOT PRODUCTION, AND ARE ABANDONED. AFFECTED BY THIS ACTION. DATED: November 05, 2009 NOTICE IS HEREBY GIVEN, that ASSIGNEE OF MORTGAGEE: default has occurred in conditions of U.S. Bank National Association, the following described mortgage: as Trustee of Mastr Adjustable DATE OF MORTGAGE: J u n e 2 9 , Rate Mortgages Trust 2006-OA2 2007 Wilford & Geske, P.A. MORTGAGORS: E r v i n A . K o o i s t r a Attorneys for Assignee of Mortgagee and Carol M. Kooistra, husband and Lawrence A. Wilford wife. James A. Geske MORTGAGEE: Mortgage Electronic 8425 Seasons Parkway, Suite 105 Registration Systems, Inc. Woodbury, MN 55125-4393 DATE AND PLACE OF RECORDING: (651) 209-3300 Registered August 8, 2007, Dakota File Number: 007427F01 County Registrar of Titles, Document 1966586 11/5-12/10/09 No. 615273, Certificate of Title No. 143154. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, NOTICE OF MORTGAGE LLC, Dated: October 19, 2009. FORECLOSURE SALE Said Mortgage being Registered THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE Land. TRANSACTION AGENT: Mortgage ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTAFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGE IDENTIFICATION NUMBER ON default has occurred in conditions of MORTGAGE: 100062604742953427 LENDER OR BROKER AND MORTthe following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE: May 25, 2007 MORTGAGORS: Kannan Solayappan MORTGAGE: Homecomings Financial, and Vallikannu K. Solayappan, hus- LLC f/k/a Homecomings Financial Network, Inc. band and wife. RESIDENTIAL MORTGAGE SERMORTGAGEE: J P M o r g a n C h a s e VICER: Aurora Loan Services LLC Bank, N.A. MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: R e c o r d e d J u n e 1 3 , 2 0 0 7 , D a k o t a 13121 Longview Drive, Burnsville, MN C o u n t y R e c o r d e r , D o c u m e n t N o . 55337 TAX PARCEL I.D.#: 02-31101-110-02 2523767. L E G A L D E S C R I P TI O N O F P R O P ASSIGNMENTS OF MORTGAGE: ERTY: Assigned to: Chase Home Finance Lot 11, Block 2, in Grosse Pointe LLC, Dated: October 20, 2009. Second Addition, Dakota County, TRANSACTION AGENT: NONE Minnesota. TRANSACTION AGENT'S MORTCOUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON LOCATED: Dakota MORTGAGE: NONE ORIGINAL PRINCIPAL AMOUNT OF LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N MORTGAGE: $403,200.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGE: JPMorgan Chase Bank, DUE AS OF DATE OF NOTICE, INCLUDN.A. R E S I D E N T I A L M O R T G A G E S E R - ING TAXES, IF ANY, PAID BY MORTGAGEE: $445,959.08 VICER: Chase Home Finance LLC That prior to the commencement of MORTGAGED PROPERTY ADDRESS: 1 4 8 8 D e e r w o o d B e n d , E a g a n , M N this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com55122 TAX PARCEL I.D.#: 10-84900-300-01 plied with all notice requirements as L E G A L D E S C R I P TI O N O F P R O P - required by statute; That no action or proceeding has been instituted at law ERTY: Lot 30, Block 1, Woodstone Town- o r o t h e r w i s e t o r e c o v e r t h e d e b t homes, Common Interest Commu- secured by said mortgage, or any part nity No. 333, Dakota County, Minne- thereof; PURSUANT to the power of sale consota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota PUBLIC NOTICE PUBLIC NOTICE g y ing, unless otherwise provided by law, tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-930 0021438809 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 196663 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 9 , 2007 MORTGAGORS: Burton Erickson and Danelle Erickson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 18, 2007, Dakota County Recorder, Document No. 2544605. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: October 20, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200018151478 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 16073 Flagstaff Avenue, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-73400-020-01 L E GA L DE S C R IP T I ON OF PROPERTY: Lot 2, Block 1, Sunrise Village Common Interest Community No. 586. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $273,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $307,157.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwell- the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-929 0124846312 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966715 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2003 MORTGAGOR: G l e n d a L o r r a i n e McCalister, a single person. MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Registered August 19, 2003, Dakota County Registrar of Titles, Document No. 0510829, Certificate of Title No. 103570. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3206 Marice Court, Eagan, MN 55121 TAX PARCEL I.D.#: 10-20960-040-04 LEGAL DESCRI PTI O N OF PR OPERTY: Lot 4, Block 4, Donnywood. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$126,992.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 26, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2441 638056818 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966147 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 4 , 2006 MORTGAGORS:Dedi Ekasa and Dian Wisdianawati, HUSBAND AND WIFE. MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded July 24, 2006, Dakota County Recorder, Document No. 2447806. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-CH2, Asset Backed Pass-Through Certificates, Series 2006-CH2, Dated: September 28, 2009, Recorded: October 7, 2009, Document No. 2688960. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 14724 Hayes Road, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-16301-010-01 LE GA L DE SC R IPT ION OF PR OPERTY: Lot 1, Block 1, Carrollton Estates 2nd Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $222,639.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3779 22681167 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966825 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2006 MORTGAGOR: Katherine Sorensen n/k/a Katherine Ann Harris, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 21, 2006, Dakota County Recorder, Document No. 2463036. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: October 19, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000011874 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 15657 Eagle Stone Road, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011805230531 LE GA L DE SC R IPT IO N O F P R O P ERTY: Unit No. 1305, CIC Number 484, a condominium, Legacy Homes at Cobblestone Lake North Shore, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $241,394.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-931 0033226978 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966645 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2005 MORTGAGORS: Michael R. Erickson and Heidi J. Erickson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 3, 2005, Dakota County Recorder, Document No. 2318703. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: September 28, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061905111000026 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5253 180th Street, Farmington, MN 55024 TAX PARCEL I.D.#: 14-19500-030-09 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 3, Block 9, Dakota County Estates. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,275.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 22, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2505 550136189 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1965571 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 MORTGAGOR(S): Richard A. Gorans and Karen R. Gorans, husband and wife MORTGAGEE: Anchor Bank, West St. Paul, N.A. DATE AND PLACE OF REGISTERING: Registered: December 03, 2001 Dakota County Registrar of Titles, Document Number: 453685 ASSIGNMENTS OF MORTGAGE:And assigned to: TCF Mortgage Corporation, Dated: September 26, 2001, Registered: December 03, 2001 Dakota County Registrar of Titles, Document Number: 453686 And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 01, 2006, Registered: May 09, 2006 Dakota County Registrar of Titles, Document Number: 589832 And assigned to: U.S. Bank National Association, Dated: October 03, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001721412 Lender or Broker: Anchor Bank, West St. Paul, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 97350 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 721 22nd Ave N, South Saint Paul, MN 55075-1318 Tax Parcel ID Number: 36-76800-250-01 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 1, Tower Heights, according to the recorded plat thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,214.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2010, or the next business day if June 17, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 05, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009152F01 1966003 11/5-12/10/09 PUBLIC NOTICE ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-6022 In the Matter of the Petition of: Assured Funding Trust II, in Relation to Certificate of Title Nos. 136606, 136607, 136608, 136609, 136610, 136611, and 136612 issued for land in the County of Dakota and State of Minnesota legally described as follows: The South 75.00 feet of Lot Eight (8), Block One (1), VALLEY OAKS ESTATES, according to the plat thereof, and That part of Lot Four (4), Block Two (2), VALLEY OAKS ESTATES, according to the recorded palt thereof, which lies within the North 75 feet of the South Half of the North Half of the South Half of the Northeast Quarter of the Southeast Quarter (S 1/2, N 1/2, S 1/2, NE 1/4 of the SE 1/4) of Section 21, Township 115, Range 20, and That part of Lot Five (5), Block Two (2), VALLEY OAKES ESTATES, according to the recorded plat thereof, which lies within the North 75 feet of the South Half of the North Half of the South Half of the Northeast Quarter of the Southeast Quarter (S 1/2, N 1/2, S 1/2, NE 1/4 of the SE 1/4) of Section 21, Township 115, Range 20, and That part of Lot Six(6), Block Two (2), VALLEY OAKES ESTATES, according to the recorded plat thereof, which lies within the North 75 feet of the South Half of the North Half of the South Half of the Northeast Quarter of the Southeast Quarter (S 1/2, N 1/2, S 1/2, NE 1/4 of the SE 1/4) of Section 21, Township 115, Range 20, and The South 75.00 feet of Lot Seven (7), Block Two (2), VALLEY OAKS ESTATES, according to the plat thereof, and The South 75.00 feet of Lot Eight (8), Block Two (2), VALLEY OAKS ESTATES, according to the plat thereof, and The South 75.00 feet of Lot Nine (9), Block Two (2), VALLEY OAKS ESTATES, according to the plat thereof. BARTS HOMES, LLC, A TO: MINNESOTA LIMITED LIABILITY COMPANY; DONALD J. ERICKSON; MARY K. ERICKSON; MINNWEST BANK CENTRAL; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 25th day of November, 2009, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: 1.) That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title Nos. 136612, 136606, and 136611 and enter a new Certificate of Title for the land therein described in favor of Assured Funding Trust II, subject to the memorials of Document Nos. 568662, 568666, 620927, 620931, 622010 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 622010, and free also from the Memorial of this Order. 2.) That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 136607 and enter a new Certificate of Title for the land therein described in favor of Assured Funding Trust II, subject to the memorials of Document Nos. 568666, 620927, 620931, 622010 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 622010, and free also from the Memorial of this Order. 3.) That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title Nos. 136608 and 136609 and enter a new Certificate of Title for the land therein described in favor of Assured Funding Trust II, subject to the memorials of Document Nos. 112890, 120674, 568665, 568666, 620927, 620931, 622010 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 622010, and free also from the Memorial of this Order. 4.) That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 136610 and enter a new Certificate of Title for the land therein described in favor of Assured Funding Trust II, subject to the memorials of Document Nos. 112890, 228326, 568662, 568665, 568666, 620927, 620931, 622010 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 622010, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 10/7/09 BY THE COURT: David Knutson Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Jeffrey A. Scott Coleman, Hull & Van Vliet 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, MN 55437 Attendance is not required at said hearing except to object to the entry of the above described Order. 1966207 11/5-11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 0 , 2007 MORTGAGORS: Patricia Antwi and Patience Senkyire, both single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 19, 2007, Dakota County Recorder, Document No. 2510869. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 13, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. g y TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053030011320927 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Wholesale Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18234 Kerrville Trail #104, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-58500-104-20 LEGAL DESCRIPTION OF PROPERTY: Unit 104, Prairie Lake Lodges, Common Interest Community Number 372 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,317.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 26, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2465 2004300643 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1965534 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 1 , 2006 MORTGAGORS: Ronald S. Baker and Carolyn T. Baker, husband and wife. MORTGAGEE: ABN Amro Mortgage Group, Inc. n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded August 22, 2006, Dakota County Recorder, Document No. 2455448. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 505 Elm Street, Farmington, MN 55024 TAX PARCEL I.D.#: 14-23570-080-00 LEGAL DESCRI PTI O N OF PR OPERTY: Lot Eight of Elmway Addition, in the Village (now City) of Farmington COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $146,762.30 That prior to the commencement of this mortgage foreclosure proceeding g g g Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 26, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2509 653752060 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966159 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2004 MORTGAGORS: Nathan D. Johnson and Anna M. Johnson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 24, 2004, Dakota County Recorder, Document No. 2241482. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 8, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600064230159 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freeland Financial Services Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20558 Camden Path, Farmington, MN 55024 TAX PARCEL I.D.#: 14-74900-080-03 LE GA L DE SC R IPT ION OF PR OPERTY: Lot 8, Block 3, Tamarack Ridge, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,919.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns g unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 26, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2038 6423015 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966174 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 5 , 2008 MORTGAGORS: Kurt D. Peton and Lauren L. Lightner-Peton, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 20, 2008, Dakota County Recorder, Document No. 2609129. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 20, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900141072669 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 716 Caribou Lane, Eagan, MN 55123 TAX PARCEL I.D.#: 10-25801-100-05 LE GA L DE SC R IPT IO N O F P R O P ERTY: Lot 10, Block 5, Fawn Ridge 2nd Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $281,575.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 29, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2598 2005656193 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966787 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 8, 2007 MORTGAGORS: Hiep T. Nguyen and Oanh T. Nguyen, husband and wife. MORTGAGEE: National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded June 15, 2007, Dakota County Recorder, Document No. 2524511; as Corrected by Corrective Mortgage, Recorded: September 10, 2007, Document NO.2542947. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: National City Real Estate Services LLC MORTGAGED PROPERTY ADDRESS: 14901 Crystal Lake Road West, Burnsville, MN 55306 TAX PARCEL I.D.#: 02-53715-270-01 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 27, Block 1, Oak Ridge, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $292,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $275,772.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2009. National City Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1850 0005578689 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966123 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $348,000.00 MORTGAGOR(S): Aaron P. Welborn and Jane M. Welborn, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder, Document Number: 2378823 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company, Dated: February 27, 2009, Recorded: April 14, 2009 Dakota County Recorder, Document Number: 2650088 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100131022500832211 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12593 Eden Ct, Apple Valley, MN 55124-5745 Tax Parcel ID Number: 01-15150-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Briar Knoll 1st Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $373,686.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2010, or the next business day if June 17, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 05, 2009 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002172F02 1963422 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 5 , 2007 MORTGAGORS: A u d r e y S m i t h a n d Stanley Smith, WIFE AND HUSBAND. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered October 18, 2007, Dakota County Registrar of Titles, Document No. 618937, Certificate of Title No. 127213. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 21, 2009. Said Mortgage being Registered LEGAL DESCRI PTI ON g g g g Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520047168358 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16110 Inglewood Drive, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-14500-050-05 L E G A L DE S C R IP T I ON OF PROPERTY: Lot 5, Block 5, Bluebill Bay Estates. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,511.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 27, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2613 2004716835 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1966810 11/5-12/10/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A p r i l 2 2 , 2003 MORTGAGORS: Joel D. Bennett and Constance C. Bennett, husband and wife. MORTGAGEE: N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded June 11, 2003, Dakota County Recorder, Document No. 2061032. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: National City Real Estate Services LLC MORTGAGED PROPERTY ADDRESS: 7 Roanoke Road, West St. Paul, MN 55118 TAX PARCEL I.D.#: 38-88801-050-01 & 38-88801-040-01 OF PR OPERTY: LOTS 4 AND 5, BLOCK 1, ZEHNDER ACRES NO. 2, ACCORDING TO THE RECORDED PLAT THEREOF, AND SITUATE IN DAKOTA COUNTY, MINNESOTA; TOGETHER WITH A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS OVER OUTLOT A, BLOCK 1, ZEHNDER ACRES NO. 2, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $500,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $454,966.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 3, 2009. National City Real Estate Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1824 0002266682 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 10, 2009. PNC Mortgage, a division of PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1824 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1974597 11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Manuel Salgado-Ruacho and Ana Luisa Dominquez, husband and wife and Jose Ramon Salgado, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 01, 2006 Dakota County Recorder, Document Number: 2478828 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052647007403176 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 109 7th St, Farmington, MN 55024-1119 Tax Parcel ID Number: 14-20600-120-03 LEGAL DESCRIPTION OF PROPERTY: The South 85 feet of Lots 11 and 12, Block 3, C.M. Dittman's Addition to Farmington, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,998.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 06, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 06, 2010, or the next business day if May 06, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 24, 2009 M OR T GA GE E : M or t gage E lectronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008369F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 06, 2009 at 10:00 AM has been postponed to January 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 06, 2009 M OR T GA GE E : M or t gage E lectronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008369F01 1973881 11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2006 MORTGAGORS: Sarah Ackerman and Michael A. Ackerman, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 25, 2006, Dakota County Recorder, Document No. 2432539. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon, as Successor Trustee under NovaStar Mortgage Funding Trust, Series 2006-2, Dated: August 10, 2009, Recorded: August 19, 2009, Document No. 2679275. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100080190056228430 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NovaStar Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 4530 Cinnamon Ridge Trail, Eagan, MN 55122 TAX PARCEL I.D.#: 10-17400-122-01 LE GA L DE SC R IPT IO N O F P R O P ERTY: That part of Lot 12, Block 1, Cinnamon Ridge, City of Eagan, Dakota County, Minnesota lying Southwesterly of a line drawn from a point on the Southeasterly line of said Lot 12, Distant 58.80 feet southwesterly of the most Easterly corner thereof, to a point on the Northwesterly line of said Lot 12, 58.80 feet Southwesterly of the most Northerly corner thereof, and reserving drainage and utility easements as shown on the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $147,022.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 14, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2009. The Bank of New York Mellon, as Successor Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-561 2000370520 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1974711 11/12-12/17/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,000.00 MORTGAGOR(S): Southasack Sivongsay, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: July 06, 2004 Dakota County Recorder, Document Number: 2222723 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15612 Gateway Path, Apple Valley, MN 55124-5159 Tax Parcel ID Number: 01-16700-176-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 176, Condominium No. 117, Cedar Pointe Carriage Homes Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,700.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Septem- ber 25, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 25, 2010, or the next business day if March 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003643F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 25, 2009 at 10:00 AM has been postponed to November 05, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 25, 2009 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003643F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 05, 2009 at 10:00 AM has been postponed to December 10, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 05, 2009 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003643F01 1969066 11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,500.00 MORTGAGOR(S): Michael L. Pierson and Vikki A. Pierson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 03, 2006 Dakota County Recorder, Document Number: 2465777 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P., Dated: June 04, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935160801664 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2149 140th St W, Rosemount, MN 55068-2244 Tax Parcel ID Number: 34-14503-220-02 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, Biscayne Pointe Fourth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $258,525.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti- g tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004933F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 27, 2009 at 10:00 AM has been postponed to October 01, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 27, 2009 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004933F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2009 at 10:00 AM has been postponed to November 05, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2009 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004933F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 05, 2009 at 10:00 AM has been postponed to December 17, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 05, 2009 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004933F01 1973388 11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $78,000.00 MORTGAGOR(S): Mark R. Nestingen and Barbara L. Nestingen, husband and wife MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: November 12, 2002 Dakota County Registrar of Titles, Document Number: 480569 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126361 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14630 Garrett Ave, Apple Valley, MN 55124-8445 Tax Parcel ID Number: 01-81401-146-01 (Unit No. 404) 01-81401-223-01 (Garage Unit 39) LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. 404 and Garage Unit No. 39 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $86,843.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2010, or the next business day if April 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006681F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2009 at 10:00 AM has been postponed to November 12, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006681F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2009 at 10:00 AM has been postponed to December 03, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 12, 2009 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. f/k/a Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006681F01 1974610 11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $359,800.00 MORTGAGOR(S): Ken Rubenzer and Lynn Rubenzer, husband and wife and Kenneth S. Rubenzer, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 08, 2005 Dakota County Recorder, Document Number: 2338270 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016500005168595 Lender or Broker: GN Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 930 Wescott Trl, Eagan, MN 55123-1219 Tax Parcel ID Number: 108361202501 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Wescott Hills Revised 3rd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $371,429.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 25, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 25, 2010, or the next business day if March 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007272F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 25, 2009 at 10:00 AM has been postponed to November 12, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 25, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007272F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2009 at 10:00 AM has been postponed to January 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 12, 2009 MORTGAGEE: Mortgage Electronic g g Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007272F01 1975302 11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,300.00 MORTGAGOR(S): Dana R. Martin, a single person MORTGAGEE: River City Mortgage Corp. DATE AND PLACE OF REGISTERING: Registered: September 30, 2003 Dakota County Registrar of Titles, Document Number: 516294 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation, Dated: July 21, 2003, Registered: September 30, 2003 Dakota County Registrar of Titles, Document Number: 516295 And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 01, 2006, Registered: May 09, 2006 Dakota County Registrar of Titles, Document Number: 589855 And assigned to: U.S. Bank, N.A., Dated: July 16, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001902087 Lender or Broker: River City Mortgage Corp. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129433 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1598 Summit Shores Cir, Burnsville, MN 55306-5818 Tax Parcel ID Number: 02-73084-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), Summit Shores Fifth, CIC No. 376, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $267,314.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005181F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2009 at 10:00 AM has been postponed to November 05, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 17, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 y Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005181F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 05, 2009 at 10:00 AM has been postponed to November 19, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 05, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005181F01 1971794 11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,729.00 MORTGAGOR(S): Michael Vlasak, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 07, 2004 Dakota County Recorder, Document Number: 2245416 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0003494497-1 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1362 Easter Ln, Eagan, MN 55123-1732 Tax Parcel ID Number: 10-84354-220-03 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 3, Wilderness Run Fifth Addition, according to the plat thereof on file and of record in the Office of the County Recorder, in and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,200.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006478F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 03, 2009 at 10:00 AM has been postponed to October 09, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 03, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006478F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 09, 2009 at 10:00 AM has been postponed to November 12, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 09, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006478F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2009 at 10:00 AM has been postponed to December 17, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 12, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006478F01 1974514 11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 10, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,900.00 MORTGAGOR(S): Francine M. Katz, a single person MORTGAGEE: Anchor Bank, West St. Paul, N.A. DATE AND PLACE OF REGISTERING: Registered: June 17, 2004 Dakota County Registrar of Titles, Document Number: 539937 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation, Dated: March 10, 2004, Registered: June 17, 2004 Dakota County Registrar of Titles, Document Number: 539938 And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 01, 2006, Registered: May 09, 2006 Dakota County Registrar of Titles, Document Number: 589783 And assigned to: U.S. Bank, N.A., Dated: May 18, 2007, Registered: June 11, 2007 Dakota County Registrar of Titles, Document Number: 612105 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001947272 Lender or Broker: Anchor Bank, West St. Paul, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130234 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4678 Traverse Pt, Eagan, MN 55122-2634 Tax Parcel ID Number: 10-63983-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2), in Ridgecliffe Fourth Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,062.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2010, or the next business day if April 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 27, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006258F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2009 at 10:00 AM has been postponed to November 12, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006258F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2009 at 10:00 AM has been postponed to December 17, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 12, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006258F01 1975042 11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 29, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $294,000.00 MORTGAGOR(S): Robert J. Schmitz and Michelle M. Schmitz, husband and wife MORTGAGEE: Provincial Bank DATE AND PLACE OF RECORDING: Recorded: April 17, 2003 Dakota County Recorder, Document Number: 2031868 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation, Dated: January 29, 2003, Recorded: April 17, 2003 Dakota County Recorder, Document Number: 2031869 And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 01, 2006, Recorded: May 12, 2006 Dakota County Recorder, Document Number: 2428805 And assigned to: U.S. Bank, N.A., Dated: July 16, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001815826 Lender or Broker: Provincial Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19620 Ireland Pl, Lakeville, MN 55044-7020 Tax Parcel ID Number: 22-56200-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Paradise Hills, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $328,828.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said ORIGINAL PRINCIPAL AMOUNT OF sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2010, or the next business day if April 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 13, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004120F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2009 at 10:00 AM has been postponed to November 12, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004120F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2009 at 10:00 AM has been postponed to January 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 12, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004120F01 1974981 11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 6, 2006 MORTGAGOR: J e f f r e y J . Z e i s a n d Jeanette F. Zeis, husband and wife. MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Registered February 12, 2007, Dakota County Registrar of Titles, Document No. 605859, Certificate of Title No. 132524. ASSIGNMENTS OF MORTGAGE: Assigned to: Netbank, Dated: November 6, 2006, Recorded: February 12, 2 00 7 , Do cu men t N o . 605860. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: June 26, 2007, Recorded: July 2, 2007, Document No. 613489. And thereafter assigned to: JPMorgan Chase Bank, N.A., Dated: October 14, 2008, Recorded: November 7, 2008, Document No. T635386. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Washington Mutual Bank MORTGAGED PROPERTY ADDRESS: 373 Runge Lane, West Saint Paul, MN 55118 TAX PARCEL I.D.#: 42-56701-160-08 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Eight (8), in Parkview 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota MORTGAGE: $274,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $294,550.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 24, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1561 5304053522 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 6, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 2, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1561 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 5, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 7, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1561 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 10, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1561 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1974583 11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: g g g DATE OF MORTGAGE: April 5, 2005 MORTGAGOR: Michelle Campos, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 15, 2005, Dakota County Recorder, Document No. 2313291. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Bank, Dated: August 18, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177700000371948 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Kleinbank, dba KleinMortgage RESIDENTIAL MORTGAGE SERVICER: National City Real Estate Services LLC MORTGAGED PROPERTY ADDRESS: 811 5th Street South, South Saint Paul, MN 55075 TAX PARCEL I.D.#: 36-75100-301-01 LEGAL DESCRIPTION OF PROPERTY: Lots 29 and 30, Block 1, Tarbox Addition to South Saint Paul, Except the East 80 feet thereof, Together with an Easement for Sewer Lines over the East 80 feet of Said Lots 29 and 30, Block 1, Tarbox Addition to South Saint Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,437.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $137,007.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 28, 2009. National City Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1815 0004094490 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 17, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 4, 2009. National City Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1815 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1968807 11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Ann Sands, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 25, 2006 Dakota County Registrar of Titles, Document Number: 598315 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP, Dated: September 21, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100060677002669000 Lender or Broker: Superior Financing, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140977 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12245 175th St W, Lakeville, MN 55044-9227 Tax Parcel ID Number: 224690109004 224690008004 224690009000 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8) and the West one quarter (W 1/4) Of Lot Nine (9), Block Four (4), Lyndale Lakes Club 2nd Addition, Dakota County, Minnesota, according to the recorded plat thereof on file and of record in the office of the Register Of Deeds, in and for said County. Lot 8, Block 4, Lyndale Lakes Club 1st Addition, according to the recorded plat thereof on file and of record in the office of the Register Of Deeds, Dakota County, Minnesota. And That part of Club Beach, Lyndale Lake Club 1st Addition, lying between the East and West line of Lot 8, Block 4 ,Lyndale Lakes Club 1st Addition, extended Northerly to the shore of Orchard Lake, according to the recorded plat thereof on file and of record in the office of the Register Of Deeds, Dakota County, Minnesota. And That part of Club Beach Lyndale Lakes Club 2nd Addition lying between the West line of the East 3/4 of Lot 9 and the West line of Lot 8, Block 4, Lyn d ale Lakes C lub 2 n d A ddi t i on extended Northerly to the Shore of Orchard Lake, according to the recorded plat thereof on file and of record in the office of the Register Of Deeds, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $333,776.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2010, or the next business day if May 12, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 01, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 y Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008642F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2009 at 10:00 AM has been postponed to December 03, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 12, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008642F01 1949330 11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2007 MORTGAGOR: Michael Asmondy, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 14, 2007, Dakota County Recorder, Document No. 2517045. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3, Dated: August 14, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240013901100 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 6458 157th Street West, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-63402-020-21 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 21, Regatta 3rd Addition, CIC No. 281, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,147.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 31, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3432 1044874861 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 4, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3432 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1968828 11/12/09 PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2001 MORTGAGOR: Jeffrey P. Bistodeau, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 22, 2002, Dakota County Recorder, Document No. 1865728. ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: October 26, 2009 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935111100349 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 1100 Vista Drive, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-82200-021-00 L E G A L D E S C R I P TI O N O F P R O P ERTY: REAL PROPERTY IN DAKOTA COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS: THE VACATED PART OF DUPONT AVE. SO. IN VISTA VIEW 1st ADDITION DESCRIBED AS FOLLOWS; COMMENCING AT THE NORTHEASTERLY CORNER OF LOT 1, BLOCK 3, OF SAID VISTA VIEW 1st ADDITION; THENCE ON A CURVE TO THE RIGHT HAVING A RADIUS OF 60.0 FEET AND A CENTRAL ANGLE OF 240 DEGREES 00 MINUTES A DISTANCE OF 251.33 FEET TO THE NORTHWESTERLY CORNER OF LOT 2, BLOCK 4, OF SAID VISTA VIEW OT ADDITION; THENCE SOUTHWESTERLY ALONG THE NORTHWESTERLY LINE OF SAID LOT 2 A DISTANCE OF 103.92 FEET; THENCE NORTHWESTERLY AT RIGHT ANGLES TO THE AFOREMENTIONED NORTHWESTERLY LINE OF LOT 2 A DISTANCE OF 60.0 FEET TO THE EASTERLY LINE OF LOT 1, BLOCK 3 OF SAID ADDITION; THENCE ON A CURVE TO THE LEFT HAVING A RADIUS OF 60.0 FEET AND A CENTRAL ANGLE OF 60 DEGREES 00 MINUTES A DISTANCE OF 62.83 FEET TO PLACE OF BEGINNING, ALSO ON THAT PART OF OUTLOT “B” OF SAID VISTA VIEW 1ST ADDITION DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHEAST CORNER OF SAID OUTLOT “B”; THENCE SOUTHEASTERLY ALONG THE EASTERLY LINE OF SAID OUTL O T A D I S TA N C E O F 5 7 . 7 7 FE E T; THENCE IN A SOUTH AND WESTERLY DIRECTION ALONG THE SOUTH LINE OF SAID OUTLOT ALSO BEING THE NORTHERLY LINE OF SAID VACATED DUPONT AVE. SO., A DISTANCE OF 137.01 FEET TO THE NORTHEASTERLY CORNER OF LOT 1, BLOCK 3 OF SAID VISTA VIEW 1st ADDITION; THENCE IS A NORTHWESTERLY DIRECTION IN A STRAIGHT LINE TO A POINT ON THE NORTHERLY LINE OF SAID OUTLOT “B” DISTANT 120.0 FEET WESTERLY FROM THE NORTHEAST CORNER OF SAID OUTLOT; THENCE NORTHEASTERLY ALONG THE NORTHERLY LINE OF SAID OUTLOT “B” A DISTANCE OF 120.0 FEET TO THE PLACE OF BEGINNING. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $129,599.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 12, 2009 contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 12, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 30, 2009. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1462 3511110034 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1974883 11/12-12/17/09 Workshop set to help businesses increase profits New strategies to help businesses maximize their growth and profits by building or optimizing a business development engine will be presented at a Nov. 12 workshop at Southview Country Club in West St. Paul from 8:30 a.m. to 3 p.m. The event will feature Joe Abraham, founder and managing director of En Corpus, Chicago. At the event, participants will learn: • The importance and benefits of having a business development “engine.” • The parts of a functional business development engine and how to assemble them yourself. • The art of building your marketing funnel to achieve optimal results. • How to build a scalable marketing plan from the ground up. • The power of the Communication Matrix and how to install it today. By the end of the workshop attendees will have: • A new body of knowledge in the area of business development/marketing. • The outline of your 2010 marketing plan. • An actionable 90-day plan to prepare your business systems for growth in 2010. Cost to attend is $149, and space is limited to 150 participants. To register, go to www.riverheights.com. People can opt out of having phone books delivered Tired of phone books piling up on your front doorstep, especially if you don’t use them anymore? Visit www. yellowpagesoptout.com to opt out. This Web site is the only online opt out service recognized by publishers. People may enter their ZIP code to find the participating phone book publishers that allow people to opt out of receiving phone books. Opting out is better than recycling, according to a press release from the Minnesota Pollution Control Agency. While recycling saves many resources, reducing or not creating waste in the first place saves even more. Currently, Minnesotans recycle about 20 percent of the 5,000 tons of phone books that are delivered in the state each year. The opt-out takes 60 days to process. You may miss the deadline for a few of the phone books this year, but opting out today will ensure you won’t receive them next year. If you have phone books that you need to recycle, contact your county for information on your recycling options or visit www.recyclemoreminnesota.org, which has a list of all of the county recycling programs in the state. Most curbside programs take phone books year around. You can also call these companies to opt out: Dex (Qwest) – Phone 866-606-9339. Idearc Inc. (Verizon) – Call 800-888-8448; then select option 2. Yellow Books USA Inc. – Call 800-929-3556, then press 2. Minnesota, Wisconsin to end income tax reciprocity Minnesota will end individual income tax reciprocity with Wisconsin on Jan. 1, 2010. As a result, Minnesota and Wisconsin residents who work across the state line must file individual income tax returns in both states for 2010 and beyond if they meet minimum filing require- ments. This change does not affect 2009 income tax returns for individual taxpayers. For Wisconsin residents working in Minnesota, on Jan. 1 Minnesota will start taxing personal service income earned in Minnesota, such as wages and salaries, as Minnesota income tax. Nominees selected for Burnsville Chamber Board Two directors have been nominated for second terms on the Burnsville Chamner of Commerce Board of Directors. They are Brian Knapp of Fairview Ridges Hospital and Dave Edmunds of Kraemer Mining & Materials. Don Reynolds of Goodrich Sensor Systems) has been nominated for his first three- year term. According to chamber by-laws, the nominating committee’s slate of candidates shall be declared elected by the board if no petition of the slate is presented by the general membership. A general election by the membership is necessary only if additional nominations are presented by petition. 47A 1HZ%XVLQHVV Photo by Kara Hildreth New secondhand shop Shidor opened Monday, Nov. 2, in downtown Farmington next door to the post office. The store welcomes donations of clothing, books, toys, household items and gently used furniture. Shidor is open six days a week: from 9 a.m. to 7 p.m. Monday through Friday, and from 8 a.m. to 5 p.m. Saturday. The store can be reached at (612) 298-5241. Lower state unemployment rate takes maximum jobless benefits from 79 to 72 weeks The U.S. Department of Labor certified this week that the state is no longer eligible for the final tier of extended federal unemployment benefits. As a result, the potential number of weeks of jobless benefits available must be reduced from 79 to 72. The change in program eligibility was triggered by September’s unemployment rate of 7.3 percent. The lower rate dropped Minnesota’s average unemployment rate for the past three months to 7.8 percent. The final seven weeks of federal benefits are only available in states where the three-month average unemployment rate is 8 percent or higher. The change will immediately affect about 3,500 applicants who are already in the final seven weeks of benefits. There are currently about 170,000 people requesting unemployment insurance Unemployment report Following are the unemployment rates reported Nov. 2 by the Minnesota Department of Employment and Economic Development. Sept Aug Sept 2009 2009 2008 Minnesota Seasonally Adjusted 7.3% 8.0% 5.4% Not Seasonally Adjusted 7.1% 7.6% 5.4% United States Seasonally Adjusted 9.8% 9.7% 6.2% Not Seasonally Adjusted 9.5% 9.6% 6.0% 6RXUFH/RFDO$UHD8QHPSOR\PHQW6WDWLVWLFV'(('%/6 each week. The change takes effect the week beginning Nov. 15. State officials will begin notifying affected people of the change this week. Unemployment benefits typically are available for up to 26 weeks in Minnesota up to a maximum of $585 per week, but various state and federal extensions in the past year pushed the maximum amount of time that eligible clients could receive benefits to 79 weeks. People who are looking for work should visit their nearest WorkForce Center for assistance. For locations, go online to www.PositivelyMinnesota. com or call 1-888-GETJOBS (1-888-438-5627). SBA proposes new regulations to strengthen development program for small businesses The U.S. Small Business Administration today announced proposals aimed at strengthening opportunities for disadvantaged small businesses to benefit from its 8(a) Business Development program. The proposed 8(a) regulation changes are the result of the first comprehensive review of the 8(a) program in a number of years and were published today in the Federal Register. The rules cover a variety of areas of the program, ranging from providing further clarification on determining economic disadvantage to requirements on Joint Ventures and the Mentor-Protégé program. The public comment period on the proposed changes is open for 60 days. “The 8(a) program has a proven record as an effective program for helping disadvantaged small businesses gain access to training and contracting opportunities to help them grow, create jobs and ultimately succeed in the marketplace once they graduate from the program,” SBA Administrator Karen Mills said. “These proposed changes build on that foundation of success, and will strengthen the program and maximize its benefits for eligible small businesses.” The 8(a) program is a nine-year business development program for small businesses that fit the SBA’s criteria of being socially and economically disadvantaged. The 8(a) program helps these firms develop their business and provides them with access to government contracting opportunities, allowing them to become solid competitors in the federal marketplace. It also provides specialized business training, counseling, marketing assistance and high-level executive development to its participants. In FY08, small businesses received $16.1 billion in 8(a) contracts. Some of the components of the 8(a) program that the proposed changes will affect include: • Joint Ventures – qualifying that 8(a) firms are required to perform a significant portion of the work to ensure that these companies are able to build capacity; • Economic Disadvantage – providing more clarification on economic disadvantage as it relates to total assets, gross income, retirement accounts and a spouse of an 8(a) company owner in determining the owner’s access to capital and credit; • Mentor-Protégé Program – requiring that assistance provided through the Mentor-Protégé relationship is directly tied to the protégé firm’s business plan; • Ownership and Control Requirements – providing flexibility in admitting individuals of immediate family members of current and former 8(a) participants; • Tribally-Owned Firms – seeking public comments on the best way to determine whether a tribe meets the criteria of being economically disadvantaged for the 8(a) program; • Excessive Withdrawals – amending regulations on what is considered excessive as a basis for termination or early graduation from the 8(a) program; and • Business Size for Primary Industry – requiring that a firm’s size status remain small for its primary industry code during its participation in the 8(a) program. Small businesses may submit comments to this proposed rule on or before Dec. 28, 2009, to www. regulations.gov, where they will be posted or mailing them to 409 3rd St. S.W., Mail Code: 6610, Washington, D.C. 20416 or via e-mail at: [email protected]. 48A November 12, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY City plans Downtown Dazzle Photo by Kara Hildreth “We have so much fun stuff to offer contrary to the perception,” said Lisa Thole, store manager at Bachman’s in Apple Valley, who models a wacky, stacked present hat, part of a Department 56 line of tall hats that includes a Santa’s elf hat with pointy ears. Photo by Kara Hildreth The Fan Club Athletics sporting goods and apparel store in downtown Farmington is gearing up for a busy retail holiday season and is stocking many Farmington High School Tigerware gifts, including apparel for newborn babies to adults. Service from Page 1A area college teams. The third and fourth quarters are Fan Club’s busiest season, with fall sports and homecoming leading up to the holidays, said Stacey Schultz, owner of Fan Club Athletics on Oak Street. Retail sales during the holiday season make up about 25 to 30 percent of total annual retail sales at Fan Club, Schultz estimates. Opened in September 2006, Fan Club Athletics is filled with lots of orange and black Tiger-wear. Popular holiday apparel this year includes letter jackets, team patches, winter coats, winter outerwear, sweatshirts, blankets and luggage that all can be personalized with a name. Fan Club offers many special holiday gifts under $20, stocking stuffers, baby-sized tiger slippers and clothing, and orange- and black-striped fleece Grand- ma Pants in all sizes. One effective marketing tool Fan Club Athletics uses to connect with customers is e-mail, providing information on special sales and coupons via E-blast notices. “We send out our E-blast two times a month on the first and the 15th of the month to offer specials,” Schultz said. Fan Club also sells corporate logo apparel and team sporting equipment. If In Brief Located at 212 Oak St., Farmington Bakery takes holiday pre-orders at (651) 463-2242 or through e-mail at www. farmingtonbakery.net. Fan Club Athletics, located at 306 Oak St., plans to offer extended holiday shopping hours beginning Nov. 23. Business hours will run from 10 a.m. to 8 p.m. Monday through Friday and from 10 a.m. to 6 p.m. Saturday. The store will also be open from 10 a.m. to 3 p.m. Christmas Eve, Dec. 24. To get on Fan Club’s e-mail list, go online at www.fanclubathletics.com or call the store at (651) 460-8485. orders are placed with youth athletic associations (teams or groups with 12 or more), discounts will be given. “This year we are offering affordable price points and sales more often,” Schultz said. A room in the back of the store offers discounts on sports apparel. “Our business is family owned and operated with your needs and budget in mind,” Schultz said. “Holi- Downtown Dazzle Days in Farmington will run from 10 a.m. to 6 p.m. Saturday, Dec. 5, and will feature special holiday shopping deals. The community is invited to attend the annual Community Tree Lighting Ceremony at 6 p.m. in the McVicker Lot on Third Street in downtown Farmington. Individuals and families are invited to purchase ribbons from downtown merchants and write family names on them; the large red ribbons will be hung on the tree. Santa Claus will also make a visit to Farmington throughout the day. One scheduled visit will be from 4:30 to 5:30 p.m. inside the new secondhand store Shidor located at the corner of Third and Oak streets. day sales are a big deal because it is the end of our busiest time of year and it is our last hurrah.” E-mail Kara Hildreth at: [email protected] Marketing from Page 1A ranty on trees, shrubs and perennials. E-Club members also get significant discounts on special entertainment packages throughout the Twin Cities. Special events Special events are another way Bachman’s brings shoppers in the door. The Apple Valley Bachman’s is ready for the upcoming holiday season, and is gearing up to welcome guests at its open house Nov. 21 and 22. Visitors can create holiday gift bags and magic reindeer food made from rabbit food, colored sugars and oatmeal. “Kids love to sprinkle it in the yard,” Peterson said. Prize drawings and hands-on holiday projects are planned and cookies and warm cider will be served. Bachman’s Cedar Acres in Farmington is closed for the season but will open for a special poinsettia event Nov. 28 and 29. Reservations are being taken to attend “The Picture Perfect Poinsettia Greenhouse Tour.” “The poinsettias make a great Christmas family photo backdrop, and the tour gives everyone a chance to shop from the greenhouse,” Peterson said. Tour groups of 40 are welcome to see the more than 50,000 tropical holiday poinsettias in blooming glory. Free four-and-a-half-inch poinsettias will be given to tour guests. Photo by Kara Hildreth Bachman’s in Apple Valley is ready to deck the halls and inspire customers to get in the holiday spirit with fresh and permanent trees, blooming plants, and spruce top porch plants adorned with festive touches. Photo by Kara Hildreth Bachman’s in Apple Valley offers a large selection of fresh trees and pre-lit permanent trees in many sizes and styles. The gift area is filled with holiday home interior decorating pieces such as tabletop poinsettia trees that add festive touches to a holiday buffet table. In Brief Several Bachman’s Floral, Gifts & Garden locations are scattered about the Twin Cities. There are two stores located south of the river: in Apple Valley off County Road 42, and Bachman’s Cedar Acres located in Farmington off Cedar Avenue, four miles south of County Road 50. People interested in taking part in the poinsettia tour at Cedar Acres can RSVP at (612) 861-7311. Pricing Lisa Thole, store manager at Bachman’s in Apple Valley, said only a few retailers have done well in this economic slump. “What we are selling is a ‘want’ and not a ‘need,’ and that is the kind of discretionary spending that gets curbed, and we have felt the effects of that,” Thole said. This year Bachman’s gift and garden centers are offering a diverse collection of holiday gifts, including $10 gifts. “We are focusing this year on pricing to make sure we are as competitive as possible,” Peterson said. For example, each week Bachman’s selects a Hero Product that is designated as a sale item. “Our buyers have made an extra effort company-wide to buy items that are reasonably priced, and so folks are not going to walk in here Photo by Kara Hildreth and not buy anything,” Thole Bachman’s garden and gift centers offer a diverse collection said. of holiday gifts with prices to meet any budget, according to Beth Peterson, market manager for Bachman’s. Gifts are E-mail Kara Hildreth at: available for the outdoorsman, the gardene, the pet lover or [email protected] even the chef or foodie in the family.