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Capital Region
May/June 2016
Volume 1 • No. 2
FREE
REAL ESTATE GUIDE
Real Estate Agent
Patricia Edick
518-673-2820
Licensed Real Estate Broker
Laurie Weingart
518-673-2820
Real Estate Agent Real Estate Agent Assoc. Real Estate Broker Real Estate Agent Real Estate Agent Real Estate Agent Real Estate Agent
Shane Buddles Gary “Dart” Jones
Barbara Krutz
Jamie Lawrence
Milt Krutz
Joseph DiVisconti II
Robert Buck
Farm Specialist
518-673-2820
518-694-2176
518-673-2820
518-568-3113
518-860-4480
518-698-3004
518-937-0564
Call the Pros
59 W. Main St., Canajoharie 518-673-2820 www.krutz-properties.com
RESIDENTIAL - COMMERCIAL - FARMS - INVESTMENTS - ACREAGE
CALL THE PROS AT KRUTZ PROPERTIES LLC
- Your Hometown Realtors Krutz Properties is #1 per Capital District MLS for property SOLD in Montgomery County!
See our ad on
page 15
$155,000
St. Johnsville
Anyway You Like It... We Deliver!
PRSRT STD
US POSTAGE PAID
ALBANY, NY
PERMIT #1078
To Advertise (518) 224-8065 or [email protected]
PRESORTED
FIRST CLASS MAIL
US POSTAGE PAID
UTICA, NY
PERMIT NO 55
3 Print 3 Online
4748 St. Hwy. 30N,
AMSTERDAM
518-843-WARM (9276)
2808 St. Hwy. 29,
JOHNSTOWN
518-762-FIRE (3473)
Mon-Thur 10-5, Fri 10-6, Sat 9-4
Mon-Thur 10-5, Fri 10-6, Sat 9-4
“Your Hometown Hearth Shops”
We Have A New Name...But Same Great Service and Products from Josh & Amanda Mormile!
Full Service Department for All Makes & Models
LOPI EVERGREEN WOOD STOVE
AVALON AGP PELLET STOVE
FPX GAS FIREPLACE INSERT
0% Interest for 12 Months
(if credit qualified)
The HEARTH. It’s the place where families gather, a place to
entertain. It’s seen families grow and celebrate for centuries.
It’s provided warmth, a place to cook food that nourishes both body
and soul. It’s a place to relax and let the stress of the day melt
away. It’s a place for romance and a place that comforts.
It’s mantle holds the photos of our children, our vacations,
our parents. Memories.
It’s the HEART of the home.
You see, it’s MORE than just a fireplace or a stove to us. We truly
believe that no house is a home without one. For 18 years we have
worked to build a business that sells a product that not just provides
warmth and value, but creates memories. Fully certified and trained
in every aspect of the business, we strive to make sure that our
customers are 100% satisfied with their purchase now...
and for many generations to come.
Josh and Amanda Mormile
May / June 2016 • 3
CAPITAL REGION REAL ESTATE GUIDE
Four Star Realty Group
310 Main Street
Middleburgh, NY 12122
Lisa Tenneson
Broker/Owner
518-209-5369 Lisa cell • Office 518-702-4194 • Fax 518-702-4059
Summit - More than meets the eye! 3 bed/2 full baths, nice
bright new kitchen, formal dining and living room, office Wright - When only the BEST will do! This top of the line
and a new addition family room.. that's just upstairs. Full
custom built dream home will be the reason you no
finished basement with bar + 2 small rooms, this could be a
longer go on vacation. Sit on your wrap around deck
mother/daughter or just additional living space offering
overlooking the most unbelievable view while enjoying a
plenty of space for guests. Home has had so much work
swim in your pool and gazing at your horses that are
done within past 4 years, offers great views and privacy.
relaxing in the 40x40 barn complimented by the electric
$
139,900
fence. This home has been built to last! $269,900
Westerlo - “MOTIVATED SELLER“ Freshly painted, post & Gilboa - BIG BANG for your BUCK & walk to 250 acres
of STATE LAND, 2 houses on just under 1 acre setting
beam solar passive home w/great Catskill Mountain views.
Ceramic tile, late windows, beautiful gardens and gazebo. back off the road with brand new 1 car detached garage
Extremely cost efficient. Kitchen upgraded with all new with finished area above. 1st home all redone 3 bed 1 full
bath, great big kitchen area with that country cabin
appliances. Home offers fireplace and wood stove, 2 car
garage, a den above garage, large mudroom, family room charm. Wood stove in dining area and wood floors. Large
bedrooms all new windows, metal roof and more.
off kitchen can be a master bed with full bath and Jacuzzi
309,999
$
$
134,500
Our inventory is getting low and there are buyers out there. If you’re thinking of listing give us a call.
Visit us at www.fourstarrealtygroup.com for these and more
E N E R G Y • I N N O V A T I O N• R E S U L T S
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128 First Ave, Tribes Hill
Lovely 3BR ranch w/ gleaming hardwood!
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25 Smith St, Canajoharie
Charming 3BR w/ beautiful woodwork!
$ 69,500
MLS 201514933
Five mistakes
new homeowners make that attract pests
(Family Features) — Spring is househunting season and with warmer temperatures and increased rain, it is also the
season when pesky creatures can invade
homes. Even minor flaws in a new home
should not be ignored as they can potentially lead to pest damage.
Ron Harrison, Ph.D., entomologist with
Orkin, recommends new homeowners
avoid making these five mistakes:
Overlooking tiny cracks
Even tiny cracks and crevices in the
foundation, doorways and walls where
pipes enter the home could be inviting
ants, roaches, spiders, rodents and other
pests inside.
A rat can squeeze through an opening
as small as a quarter and a mouse can fit
through a hole the size of a dime. Cockroaches, ants and spiders can enter
through tiny crevices, too.
Pests are attracted to shelter, food and
water. Homeowners should promptly
clean up all water and food spills, seal
any cracks and crevices around doors,
windows and pipes and install weather
stripping around and under all doors, including garage doors.
Obtaining second-hand furniture
Buying a home is an expensive investment and it may be tempting to save money with furniture from a thrift shop or
garage sale, but bed bugs, spiders and
even scorpions have been known to dwell
in second-hand upholstered furniture.
Once inside, they can spread from room
to room. That's why it's important to inspect and quarantine — for several
months if possible — all second-hand furniture before bringing it inside your home.
Ignoring insulation
A home's attic can be a gateway inside
for many pests, such as rodents and
cockroaches, that nest in insulation. It's
important to inspect insulation for pest
activity and damage: insulation that is
wet, matted down, chewed or covered
with droppings.
New insulation technology incorporates materials specifically designed to
help deter household pests.
Ignoring flooring and siding damage
Termites are called “silent destroyers”
because they may be secretly hiding and
thriving in a home or yard without immediate signs of damage. They cause more
than $5 billion in damage every year in
the United States, according to the National Pest Management Association.
House foundations, wood framing, furniture and shelves are all possible feeding sites for termites. In spring, termites
can be seen swarming around windows
or doors. Other signs of termite activity
include buckling wood, swollen floors
and ceilings and areas that appear to be
suffering from slight water damage.
Brick and mortar homes are not termite-proof as they have wooden components, such as framing and flooring, that
can host termite infestations. It's important to work with a licensed professional
to provide regular inspections.
Not repairing leaks
Minor leaks may seem to be just that —
minor — but leaks or condensation,
combined with increasing temperatures
in the spring, can create ideal conditions
for cockroaches and other pests.
American cockroaches, “camel crickets” and springtails can enter homes
through tiny cracks and are attracted to
damp areas, both in the attic or crawl
space and indoors in the basement,
kitchen or bathroom.
Small steps make a big difference. Fix
leaking faucets, water pipes and A/C
units and eliminate standing water on the
roof or in gutters to help prevent an infestation.
For more information to help prevent
common
household
pests,
visit
Orkin.com.
PENDING!
62 3rd Ave, Canajoharie
Arts & crafts-style 3BR house near schools!
$ 92,000
MLS 201507926
586 Brower Rd, Palatine Bridge
Well-maintained 4BR home on 5 acres!
$ 124,900
MLS 201520355
Photo courtesy of Getty Images
4 • May / June 2016
Selling your home?
Let the bidding wars begin
(BPT) — No wonder you're thinking of selling your
home - it's a "seller's market" right now. The housing
supply has dwindled, creating more demand for fewer
homes.
At the same time, according to Realtor Tammy
Reinke, buyers' expectations are higher than ever.
They've become accustomed to model-perfect homes.
What's the upshot? "Sellers have a choice," says
Reinke. "You can win the price war - or win the beauty
contest." By winning the beauty contest, you'll gain
pricing leverage. And if your home shows well, it can
even spark a bidding war - generating offers that exceed
your asking price.
Here are three top "beauty" tips to set your home
apart from other contestants, and set yourself up for a
fatter settlement check.
1. Dirt's a deal-breaker: Make a clean sweep
"Buyers want to see a clean home," says Reinke. "And
the first thing to deal with is stained carpets and ceilings."
Stained carpets should be cleaned or replaced. Stained
ceilings deserve your attention, too. They can scare off
prospective buyers who fear that ceiling imperfections
might be a sign of bigger problems.
"If you've got a stained popcorn ceiling, don't bother
trying to spot paint over it, it doesn't work," Reinke says.
Even professionals find it difficult to match the original
finish and color. In addition, flocked or heavily textured
ceilings are best replaced because they look so outdated.
Instead, consider installing ceiling tiles or panels directly over the offending ceiling, using a simple DIY
track-and-clip system. To weigh all your ceiling replacement options, pop some real popcorn and settle
back with the Armstrong Ceiling video guide to ceilings
for lots of ideas and inspiration.
2. Declutter de house
Buyers can't picture themselves in your home if they
can't see past your piles of stuff. "There's a difference between clutter and an intentional collection," says Tiffany
Little, a senior interior design at Albion Associates.
Pull together different items - like pottery or framed
photography - using a common design element like color, similar patterns, texture or materials. "It's OK to
leave some surfaces empty, and to create a display of
personal mementos in a stylish, organized manner in
other areas," says Little. "This makes the personal items
even more special."
3. Spark design interest
So you've cleaned and decluttered, but now your
rooms seem blah and uninviting. Nothing enlivens a
space like a splash of color. Toss some bright new pillows on the sofa or add tasteful artwork or accessories
to complement your color scheme.
Paint adds personality, too, but choose your colors
carefully so your wall palette flows naturally from room
to room. "I like using a neutral color palette for larger
rooms - from ivory tones to values of grey," says Little.
She adds mid-tone colors to smaller rooms, while selectively using vivid or deeper colors as accents with accessories and artwork throughout the home.
Finally, don't forget to add texture, whether with a
woven area rug or sculptural wire baskets. "Texture
adds great dimension and depth to a room," says Little.
"I especially love the look of Armstrong Ceilings decorative metal ceiling panels in textured tin or copper as accents above a kitchen island. This turns the ordinary,
smooth sheetrock ceiling into a wow factor. By adding
this textured ceiling color in with a few of the dishes, or
countertop items, it unifies the room's palette," she added.
With a bit of primping, your home can win the ultimate
beauty contest and attract a buyer who's willing to meet
your price, or even pay a premium to call it their own.
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Tim — 762-3325 — Ted
Capital Region
REAL ESTATE GUIDE
Published by Lee Publications
6113 St. Hwy. 5, Palatine Bridge, NY 13428
Publisher, President Frederick W. Lee
V.P., General Manager Bruce Button
V.P., Treasurer Janet Lee Stanley
Controller.......Lyndsay Bock
Production Coordinator.......Jessica Mackay
Shop Foreman.......Harry DeLong
Ad Sales
John Snyder, Sales Manager
518-378-3279, [email protected]
Jed Suits, Sales Associate
Bruce Button - Corporate Sales Manager
Accounting/Billing - Pauline Tripp
Commercial Printing - Beth Snyder
Send all correspondence to:
PO Box 121, Palatine Bridge, NY 13428
Advertising e-mail: [email protected]
518-673-0129 Phone • 518-673-2699 Fax
With a bit of primping, your home can win the ultimate beauty contest and attract a buyer who’s willing to
meet your price, or even pay a premium to call it their own.
We cannot GUARANTEE the return of photographs. Publisher not responsible for
typographical errors. Size, style of type and locations of advertisements are left to the
discretion of the publisher. The opinions expressed in this publication are not necessarily those of the publisher. We will not knowingly accept or publish advertising
which is fraudulent or misleading in nature. The publisher reserves the sole right to
edit, revise or reject any and all advertising with or without cause being assigned
which in his judgement is unwholesome or contrary to the interest of this publication. We assume no financial responsibility for typographical errors in advertisement, but if at fault, will reprint that portion of the ad in which the error appears.
May / June 2016 • 5
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Tours
and Display
Models at
Bill Lake
Plant
Let Us Help Design
Your New Home
Design Center For All Your Upgrade Needs
FOR DETAILS CALL TIM OR TED
Bill Lake Modular Dealer is Red Carpet Housing, Johnstown, NY
www.redcarpethousing.info
6 • May / June 2016
Nine tips
to help you make a smooth move
(NAPSA) — Millions of Americans
move to a new home every year. The
next time you’re among them, you may
be able to save time, trouble and money
if you heed a few hints on driving a
moving truck. These come from the experts at Penske Truck Rental:
1. Give yourself plenty of time.
Chances are, the trip will take longer
than the GPS predicts. Be aware of when
rush hour is likely to be in communities
you’ll drive through.
2. Sit awhile before you drive. Don’t
take off until you’ve familiarized yourself with all the truck’s switches and
gauges. Make sure the mirrors are properly adjusted.
3. Watch out for blind spots. The Federal Motor Carrier Safety Administration
points out that trucks have oversized
blind spots known as the “No-Zone.”
Bear these in mind, especially when
changing lanes or coming to a stop.
4. The things you carry. Truck rental
agreements generally include language
from the U.S. Department of Transportation prohibiting the “carrying or hauling
of explosives and other dangerous articles.” That means don’t pack such flammable items as paint, chemicals, cleaning materials, solvents, propane, gasoline and so on. Your rental agent can
11 Critical
Home Inspection Traps
to be Aware of
Weeks Before Listing
Your Capital Region
Home for Sale
help you tell whether something you
want to bring along is allowed.
5. Be smart about size. “Trucks are
taller, wider and may weigh up to 10
times more than the average car,” explained Don Mikes, senior vice president-rental, Penske Truck Leasing. They
also take longer to stop. Ease off of the
accelerator early when approaching a
stop. This also helps keep your cargo
from shifting.
6. Protect your property. “Most insurance and credit card companies won’t
cover truck rentals under existing policies,” Mikes added. If your insurance
company is among them, consider signing up for additional coverage options to
protect yourself and your belongings.
You may feel more confident knowing
that his company offers free 24/7 emergency roadside assistance.
7. Look for a sign. Pay attention to
road signs pertaining to trucks such as
weigh station stops, truck or lane restriction signs and overhead clearance postings.
8. Park smart. Set the emergency
brake every time.
Capital Region - According to industry
experts, there are over 33 physical
problems that will come under scrutiny
during a home inspection when your
home is for sale. A new report has been
prepared which identifies the eleven
most common of these problems, and
what you should know about them before you list your home for sale.
Whether you own an old home or a
brand new one, there are a number of
things that can fall short of requirements during a home inspection. If not
identified and dealt with, any of these
11 items could cost you dearly in terms
of repair. That's why it’s critical that you
read this report before you list your
home. If you wait until the building inspector flags these issues for you, you
will almost certainly experience costly
delays in the close of your home sale
or, worse, turn prospective buyers away
altogether. In most cases, you can
make a reasonable pre-inspection
yourself if you know what you're looking
for, and knowing what you're looking for
can help you prevent little problems
from growing into costly and unmanageable ones.
To help homesellers deal with this
issue before their homes are listed, a
free report entitled “11 Things You Need
to Know to Pass Your Home Inspection" has been compiled which explains
the issues involved.
To order a FREE Special Report, visit
www.CapRegionInspectionTraps.com
or to hear a brief recorded message
about how to order your FREE copy of
this report call toll-free 1-800-377-9817
and enter 4003. You can call any time,
24 hours a day, 7 days a week.
Get your free special report NOW to
learn how to ensure a home inspection
doesn't cost you the sale of your home.
This report is courtesy of EXIT Realty Capital's Choice 11 Herbert Drive Latham, NY 12110.
Not intended to solicit buyers or sellers currently under contract. Copy right © 2016
9. Learn more. You can find further
useful moving facts and tips at
www.PenskeTruckRental.com .
AMY J. GOEBEL
LICENSED REAL ESTATE
ASSOCIATE BROKER
OFFICE: (518) 725-3405
FAX: (518) 725-2663
CELL: (518) 848-5506
EMAIL: [email protected]
www.glovecityrealty.com
28 SOUTH MAIN STREET • GLOVERSVILLE, NY 12078
YEAR ROUND HOME
ON THE LAKE
Enjoy the beautiful West Caroga Lake at this
3+ bedroom, 2 bath year round home! 60’ of
direct waterfront this home has lots of privacy, newer deck, outdoor fireplace and dock.
Tons of updates in the last few years. Great
open floor plan layout with lots of space for
the whole family and guests.
Don’t miss this one!
Proper preparation can make your next move a much better one.
Visit us at
www.capitolregionrealestateguide.com
ASKING $325,000
EXQUISITE CUSTOM BUILT
LOG HOME
Built in 2005 on 68+ acres of land in the
Town of Stratford. Quiet and peaceful this
home has amazing top of the line finishes and
details. Lots of living space and great open
concept design. Huge 2 story garage with
workshop and shed plus trails throughout the
property for the outdoor enthusiast. This
home must be seen to be appreciated!
ASKING $339,000
May / June 2016 • 7
Three questions
for first timers to consider
(NAPSI) — If you or someone you care about is like many renters, you may be
wondering if the time to buy a home is now.
According to the experts at the National Association of Realtors (NAR), the answer
may be “yes.” Interest rates remain low and job growth is holding steady, leading to
the strongest year of existing-home sales since 2007.
While renting is a short-term decision and usually involves signing a yearlong
lease, homeowners typically stay in their home around eight to 10 years before selling. That’s why, when determining what you want in your first home, it’s important
to think about how your life may be different at least five years from now.
have to compromise on some features when buying a resale.
Once you’ve made your decision, to ensure a smoother buying experience, find a
Realtor with expertise working with clients in your desired area. You’ll get invaluable insight on local market conditions and have a guiding hand through the complex process of closing on your first home.
Where To Get Help
To find a Realtor, enter the zip code of the area you want to live in, at www.realtor.com/realestateagents .
What To Ask
Consider these three questions if ysou’re taking the exciting leap to homeownership:
1. What can you afford? Analyze your financial situation. Have all current debt
obligations — credit cards, student loans —been repaid on time? Find out what
you’re qualified to borrow by visiting a lender and getting a preapproval.
2. Do you want a walkable community or leafy suburb? A recent survey by NAR
and Portland State University found that 79 percent of participants place importance
on being within easy walking distance of places. Having lots of dining and shopping
options outside your door is popular but often comes with trade-offs. Consider this:
If kids are in your short-term future, you might prefer a large single-family home
with a yard to a similarly priced but smaller town house or condo.
3. Would you prefer shiny and customized or a resale with more character? Buying new or used may come down to your wallet. The most recent median price for
newly built homes was $292,700, compared to $228,700 for existing homes, according to NAR. A new home comes with such perks as being move-in ready and
giving you the option of customizing the interior. On the other hand, an existing
home may have architectural charm and original hardwood flooring but you may
Junell Pasquarelli ~ Licensed Real Estate Broker/Owner
152 Devendorf Road, Amsterdam, NY 12010
“ Because Your”
Move Matters
Office: (518) 588-5141
www.junellrealty.com • [email protected]
Local, Honest & Dependable. Call today for all your real estate needs.
REDUCED $264,000
NEW $215,000
REDUCED $210,000
161 Honeywell Corners Road, Broadalbin
208 Round Barn Rd, Town of Glen
489 Sara Lib Rd., Charleston
This is a stunning 4 bdrm, 2 full bath home that has a ton of history &
charm behind it. Situated on 5.9+/- acres, 1 car garage, full basement & 2
huge walk up attics. Private & Gorgeous Country Setting
NEW $229,000
151 Keller Drive, Fonda
Lots of space here in this 4 BDRM, 3 1/2 bath home w/in-law
apartment/recreation room/home office, 0.88 +/- acres, 2 car garage, full
basement, shed, in-ground pool & DEAD END RD
This is a beautiful, completely
remodeled 3BR, 2 full bath
home w/a 2 car attached & 2 car
detached garage on 3.3+/acres, FONDA-FULTONVILLE
SCHOOL DISTRICT, located in a
nice country setting off the
beaten path & has a brand new
kitchen w/cherry cabinets,
granite countertops & offers an
open concept. CALL TODAY!
WHAT A GORGEOUS 4/5 BDRM 2 1/2 BATH CUSTOM BUILT HOME THIS IS!
10 yrs young, 3 acres, large 2 car garage, 9 ft. ceilings in home &
basement, full walkout basement for even more space, HUGE BONUS
ROOM could be a 5th bdrm (currently a recreation room), lots of closets,
HUGE KITCHEN, wood floors, CENTRAL AIR, propane furnace & fireplace,
RADIANT HEAT with garage floors heated too! Only 20 mins to Saratoga &
minutes to Sacandaga Lake.
NEW $145,000
2525 State Hwy. 10, Town of Caroga
NEW $99,900
2294 State Hwy. 10, Caroga Lake
This is a very charming & spacious 4 BDRM 1.5 bath home, 2 car
garage, 1.7 +/- acres with 2 additional lots, included for one price.
One lot included is waterfront. Call for details
PRICED TO SELL! This is a cute & cozy 3 BDRM, 1 full bath,
GLORIFIED CAMP or Year Round Home with fenced yard, shared
dock & lake rights. Caroga Lake Marina is across the street.
8 • May / June 2016
Home-hunting tips
in a seller's market
(StatePoint) — Are you on a serious
hunt for a new home? Whether it’s your
first time as a real estate buyer or you’ve
done this many times before, you may
experience a learning curve. After all,
the market is forever in-flux, and experts
advise that, these days, there are some
distinctive challenges involved in becoming a homeowner.
“If you want to snag your dream home
in a seller’s market, then you’d better be
on your game,” says Grant Simmons,
who drives the consumer marketing
strategy for Homes.com, a leading online real estate resources site, with close
to three million real estate listings for
sale or for rent.
Simmons is offering expert tips to give
buyers a leg up in today’s competitive
marketplace.
• Know what you want: Make a list of
the features you desire in your next
home, and then separate them into
wants and needs. Having your priorities
in order will help you better determine
whether a house truly suits your needs
and where you’re willing to compromise.
• Use your imagination: Buying a livein ready home offers convenience, but
you can potentially save thousands of
dollars on the front end on an ugly or
tired home with great bones or personality. Choose a real estate agent with vision who can help you find the diamond
in the rough in your desired location.
Remember, there can be large return on
small, affordable updates.
• Know the deal-breakers: In a seller’s
market, you may feel pressured to sign
on the dotted line as soon as you find
that home you really like. Before committing to a mortgage, do your due diligence. A shoddy roof, bad plumbing,
foundation issues, outdated wiring and
water damage are costly headaches you
may not want to take on in a new home.
• Do smart research: The Internet is
your friend. So rather than cast a wide
net, conduct smart searches. Sites like
Homes.com make real estate searches
easier by connecting buyers with timely
and accurate listing information, as well
as the listing agent. The site also features
comprehensive, valuable data on the
quality of life in local neighborhoods,
including market reports, commute calculators, school scores and cost-of-living analyses. For more information, as
well as such free resources as downloadable house-hunting checklists, tips
and
mortgage
calculators,
visit
www.Homes.com.
• Get serious: Busy real estate agents
with a tight schedule prioritize serious
prospective buyers. Be first on their list.
Before you discover your dream home,
get your financial ducks in a row, because when competition is fierce, you
can’t afford to wait for mortgage approval.
It may be a seller’s market, but with
smart research, foresight and planning,
you can make a wise purchase.
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518-842-8812 or 518-883-3419
HOURS: Mon - Fri 9 to 6, Sat 9-2, Closed Sun
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May / June 2016 • 9
Make a home offer
they can’t refuse
be more likely to accept a lower offer from a buyer they
like than a higher offer from someone they don’t like.
Buying a home can be very competitive. A well-maintained property with all of the bells and whistles that today’s buyers demand figures to attract many offers, and
buyers who have found their dream homes must be prepared to make an offer that sellers can’t refuse.
Standing out in a sea of other potential home buyers
is not always so easy, but there are steps buyers can
take to ensure their offer is the one sellers ultimately accept.
• Don’t delay an inspection. When a property is
drawing significant interest, buyers can set their offers
apart from the rest by arranging for a near-immediate inspection. Some buyers may want sellers to give them a
couple of weeks to arrange for an inspection, and that
may irritate sellers who want to sell their homes as
quickly as possible. Have an inspector ready to perform
an inspection within days of making your offer.
• Get preapproved for a mortgage. Sellers’ patience
may wear thin with buyers who are not preapproved for
a mortgage when making their offers. Preapproval can
speed up the selling process, as buyers won’t need to
secure financing afterward. When sellers receive multiple offers on their homes, they are more likely to sell
their homes to buyers whose financing is already lined
up as opposed to buyers who have to scramble to secure loans.
• Establish a strong rapport with the sellers. It’s not
uncommon for homeowners to develop emotional attachments to their homes, and buyers should keep that
in mind when viewing a home and negotiating their
purchase. Sellers won’t want to hear about how ugly a
home is or how much money buyers will have to spend
to bring the home up to their standards. While buyers
must weigh such variables when making their offers,
keep it as cordial as possible and avoid any inflammatory remarks during the negotiation process. Sellers may
• Include an escalation clause. When making an offer on a home, prospective buyers can include an escalation clause. Such a clause acknowledges that a potential buyer is willing to increase his or her initial offer by
a predetermined amount to exceed any bids that are
higher than that initial offer. When sellers trigger such
clauses, they are often required to show the other offers
they received that triggered the escalation clause. Escalation clauses show the sellers you really want the
house while keeping potential buyers’ hopes of buying
the home alive when the bids are competitive.
A few simple strategies can make an offer stand out
and increase the chance of buying the ideal home.
Prospective home buyers may find themselves in
some stiff competition upon finding their dream homes.
But a few simple strategies can make their offers stand
out and increase their chances of buying their ideal
homes.
10 • May / June 2016
Bruce Tanski
CONSTRUCTION & DEVELOPMENT
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appeal to a broad range of consumers. The company is based in Halfmoon, New York. They have several strategically
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May / June 2016 • 11
We h Caroga
Licensed Assoc. Real Estate Broker
Randi Kuhn Smith - 762-9553
That’s what our sign has said for over 40 years... you will too!!!
These Super Bargain Prices Will Allow Everyone To Have A Lake area Property This Year!!!
NEW!! Terrific Caroga
Brand New Listing
Commercial zoned but surrounded by country
and near a snowmobile trail. Needs some finishing touches, but has new septic, new bath and
kitchen, metal roof. Great furnace and pellet
stove. A marvelous buy at $45,000
NEW!!
Bleecker
Acreage
“This has
it all”
NEW!! Charming Ephratah Village
Approximately 4 acres and spacious manufactured home with additions. Large fireplaced
living room and dining room, kitchen with appliances and 2 baths. Insulated with vinyl siding a
3 car heated garage and outbuildings. Very versatile home with lots of pluses. Asking $78,500
Approximately 16 roadfront acres with the
hidden beauty of a pond and trout stream. Not
far from Caroga Lake, golf course and ski area.
Just a wonderful buy with 1300’ roadfront, low
taxes and a bargain at $25,900. Do not miss!!!
Can be subdivided
An Incredible Find!!
161 acres in Caroga with a private road
leading into it! 4 bedroom year round
home where owners and friends enjoy skiing at Royal Mountain winters! Swimming
in the summers and a wonderful hunting
camp in season. Only $210,000.
Brand New Listing!!
Gorgeous West Caroga Lake Waterfront home on North Shore
Road!! SO many special features here make this a complete
steal!! The unique lakehouse is on a full foundation, with an
exit from the basement level! A marvelous boathouse complete
with a stunning sun deck and docks allow for breathtaking
Super Lakehouse!
views of the entire lake! A nice kitchen, dining room and bedWatch your kids on the 3rd Ave beach and
rooms will add to our comfort and fun. The oversize garage
dock your boats! You’re so close to the lake
across the road and the beauty of this area on an acre plus is it’s wonderful! The double lot is deep and
more than you expect for the price!!
goes back to 4th Ave. A marvelous family
Asking $220,000
buy. Make Some Offers.
Pine Lake
Downtown Caroga With Beach!
Just bring your bathing suits and flip flops. Sandy
beach, mini golf and ice cream! Really cute mobile home
at an absolute steal! Amazing new appliances. All this
on a quiet paved road. Asking $25,000
On pretty Lake Ave and close to our friendly business district and the lake. Almost year round, with
furnace, insulation and 100 amp cb wiring. Large
level lot. Only $49,900
Just Listed
3 Bedroom Ranch, stunning interior & beautiful
grounds with stream in rear. Sacandaga-Mayfield
Lake Area, 300’ road front and acreage.
Beautifully landscaped. Mayfield Schools.
Only $199,000
Another Price Buster! Lake Ave.
This house offers 3 bedrooms, appliances, metal
roof and insulation. Nice lot, near beach!
Steal At $39,900
Rt. 10, Caroga Lake • 762-9553
Visit us at www.rogerandsuekuhnrealty.com
12 • May / June 2016
Host a
successful open house
When selling their
homes, homeowners can
employ several strategies
in an effort to drum up interest among potential
buyers. One such strategy
is to host an open house,
which invites prospective
buyers to tour the property.
Realtors have long used
open houses to introduce
properties to the market,
and a well-planned open
house can help sellers
generate numerous offers
in a single day. Whether
working with a realtor or
listing homes on their
own, homeowners can
follow a few simple tips to
ensure their open house is
a success.
• Generate publicity
online. Nowadays many
prospective home buyers
do the bulk of their research via their computers
and devices. By advertising their open houses online, sellers have the potential to reach a wide array of buyers. Many real
estate agents employ sites
such as Zillow.com and
Trulia.com to promote
open houses and showcase properties, so sellers
can make sure their agents
are taking advantage of
these wildly popular sites.
Some even allow sellers to
list their homes on apps
that buyers can peruse on
their smartphones.
• Generate publicity in
traditional ways as well.
Traditional
publicity
should not be overlooked
when promoting an open
house. A $5 “Open
House” lawn sign is an effective and inexpensive
way to attract buyers who
are driving through desirable neighborhoods looking for their next homes.
While the Internet is a
valuable resource to promote your open house,
the sheer volume of online listings can make it
hard to reach potential
buyers. A traditional lawn
sign and a listing in your
local newspaper are
budget-friendly promotional opportunities that
can generate interest in
your open house.
• Invite your neighbors.
Neighbors can be great
salesmen for your home
and the community where
you live. Invite friendly
neighbors to your open
house and encourage
them to chat with prospective buyers. Buyers will
appreciate neighbors’ firsthand knowledge about the
community, and their
friendliness can help to
create a strong first impression that increases buyer
interest in your home.
•
Consider
some
changes to your home
decor. When hosting an
open house, you might
not need to go so far as to
stage your home, but you
773-3298
FAX: (518) 725-8615
Virginia M. Mackey
GRI - CRS
725-3348
may want to make some
changes to the decor to
make your home more
neutral and appealing to
buyers from all walks of
life. Remove any potentially controversial artwork or decorative items,
replacing them with more
neutral items that won’t
offend or distract any potential buyers.
• Leave the hosting to
the professionals. Unless
you’re selling the home
on your own, resist the
temptation to attend your
open house. Let your realtor do the work. Your absence can make it easier
for potential buyers to see
themselves in your home,
while your presence may
make them uncomfortable
or hesitant to explore the
property and ask any
questions.
(518)
• Certified Residential Appraiser
• 45 Years Experience
• Fulton County & Capital District MLS
Carol Paciolla, Assoc. Broker 332-3279
Eugene D. Reppenhagen 773-3298
Markie King 774-2717
Karen R. Bischoffberger 727-6484
www.vmackey.ihouse2000.com
[email protected]
226 E Fulton St.
Gloversville, NY 12078
CREATE AN OASIS FOR YOUR FAMILY WITHOUT
GIVING UP CITY CONVENIENCES (Gloversville):
MLS 201601211
Lovely Colonial w/open
w/fireplace, DR and cust
heated sunporch/den an
3BRs and full bath up PLUS
attic BR. Family room, w
laundry in basement.
overlooks pool. Detache
Asking $155,000
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When hosting an open house,
sellers can take several steps to make their homes
more appealing to buyers.
3953 ST. HWY 30, AMSTERDAM
518-842-8812 or 518-883-3419
HOURS: Mon - Fri 9 to 6, Sat 9-2, Closed Sun
May / June 2016 • 13
Things to consider
before buying an investment property
Real estate can be an incredibly fruitful investment.
Buying a property at the right time can provide investors
with a substantial return when they decide to sell, and
that opportunity compels many men and women to consider investing in real estate.
While there’s no denying real estate can yield a great return on buyers’ initial investments, there’s more to making
money in real estate than simply buying a property and
waiting for its value to rise. Buyers who are thinking of investing in real estate should consider a host of factors before purchasing an investment property.
Price trends
Recent sale activity in a given town or neighborhood is
something prospective real estate investors should study before buying an investment property. Would-be real estate investors can explore real estate websites such as Zillow.com
for recent sale information, which may also be available
through local government agencies. Such data can be invaluable, showing potential investors which neighborhoods
are in demand and which may be in decline.
Taxes
Investment properties are not eligible for as many tax
benefits as primary residences. However, landlords can
write off repairs, management costs and other fees associated with rental properties. But it’s not just their own tax
bill prospective investors should consider before buying
an investment property. Many potential buyers down the
road may prefer a property in an area where property taxes are relatively low, so even if you can afford the tax on
the investment property, you may find buyers are unwilling to assume that burden when you put the property up
for sale in the future.
Location
Prospective real estate investors no doubt know the value of location with regard to real estate, but if you can’t afford to buy in a neighborhood that’s currently hot, that does
not necessarily mean you can’t still capitalize on that area’s
popularity. When a town becomes popular, its property
values rise, and many buyers find themselves just barely
priced out. When that happens, the surrounding towns
tend to become the next hot neighborhood, as these areas
are nearly as close to the attractions that make the initial
neighborhood so desirable. Buying on the outskirts of a hot
neighborhood can set you up to benefit nicely when that
area gets too pricey.
Schools
School systems should be examined even if you do not
have children. In a recent Trulia.com survey of American
home buyers, 35 percent of respondents with children
under age 18 indicated they want to live in great school
districts. GreatSchools.org has profiles of 200,000 public,
public charter and private preK-12 schools. Investors can
use the GreatSchools.org search engine to find information about local schools and school systems so they can
better position themselves to buy properties in areas that
will appeal to buyers down the road.
Real estate can be a fruitful investment,
and investors who want to benefit the most from
their properties will explore various factors
before purchasing a home or homes.
“It’s Time To Make A Move!”
LANA RUGGIERO, GRI, ASP, CNE
11 Forest St., Gloversville (518) 470-4738
www.ruggierorealtyllc.com • [email protected]
119 First Ave., Gloversville
123 Longview Dr., Lake Pleasant
298 Houseman St., Town of Northampton
One of the most exquisite homes in the area, this beautiful French
Provincial was custom built by a French contractor. 12 rooms on 3 floors,
inground pool plus large lot that has access from 2 avenues. You are
enveloped in beauty the minute you walk into the front foyer.
$379,000
Beautiful newer custom contemporary in the heart of the Adirondacks.
Gourmet kitchen, grand living room with magnificent fireplace and
prairie windows to see all that nature has to offer! 3 bedrooms, 2.5
baths. Just minutes to the lake, golf course and 4 seasons of outdoor
recreation. Priced well below cost to build.... $399,900
Unique next to new year round ranch with permit on the Great
Sacandaga Lake and an unbelievable indoor pool! This is just a perfect
home and location for relaxing - every season! Included is a large
24x40 pole barn plus a large 2 car garage. NEW PRICE $274,900
128 Landon Drive, Town of Johnstown
115 Bertrand Rd., Town of Mayfield
127
Priddle
Point Rd.,
Town of
Mayfield
Wonderful year round Great Sacandaga Lake home, close to the
Beautifully located at the end of newer cul de sac, atop a hill, sits this
village of Mayfield. 4 bedrooms, 2 baths, large family room, 1st fl
next to new raised ranch in the Broadalbin-Perth School District. Nicely
laundry, office plus open concept kitchen, living & dining areas.
Large garage and private, spacious yard... beautiful beach associa- appointed with cherry hardwood floors, vaulted ceiling, tiled bath. 3 bedrooms, includes a master suite. JUST REDUCED TO $229,900
tion just steps away. $254,900
Adorable 3 bedroom cottage with HRBRRD permit on the Great
Sacandaga Lake. Modern kitchen and bath. Awesome enclosed
porch with stove plus screened in back porch. BONUS...small
rental or guest cottage included on same parcel. $215,000
14 • May / June 2016
Four ways
to improve your home’s curb appeal
(BPT) — You never get a second chance to make a
first impression. This steadfast advice isn’t just for interviews and first dates; it’s also applicable to your home.
Whether it’s a potential buyer or simply a visitor, within seconds of seeing your home’s exterior, that first impression will be made. That’s why experts from home
builders to real estate agents sing the praises of stellar
curb appeal.
If you’re thinking of selling your home or just want to
give it a facelift, here are ways you can increase your
home’s curb appeal:
Revamp the roof
Your roof is an important element of the exterior design aesthetic. If a dingy old roof is killing your curb appeal, a style and color upgrade can breathe new life
into your home’s facade.
The first step is to evaluate roofing options for style
cohesion with your home’s existing siding. For a traditional look, try TAMKO’s Heritage shingle line with colors and tones that mimic what’s found in nature. Some
styles are manufactured to resemble wood shake for a
classic upscale look at a lower cost. Visit
www.tamko.com for facade inspiration.
Shake up shutters
Don’t be tempted to ignore your shutters. Much like
how jewelry adds the perfect finishing touch to an outfit, stylish shutters in attractive hues can pull your
home’s entire front exterior look together.
Shutters provide a great opportunity to add a splash of
color for a touch of personality to your home’s exterior
without going overboard. Pull shutters down and clean
them up with soap and water before adding a fresh coat
of paint. Make sure to get enough paint so you can
freshen your front door in the matching color as well for
a coordinating look that can enhance curb appeal.
Pretty the patio
Front patios should convey an inviting appearance
that complements the entryway. For dated and dirty
concrete slabs, special paint can instantly provide an
eye-catching focal point that looks like new. For old or
rotting wood surfaces, consider replacing that deck or
patio surface with composite
deck boards like Evergrain
Composite Decking. This
compression-molded product creates the look of wood
without painting or staining.
Finish beautifying patio
spaces with a few extra touches that warm the area. Depending on the space parameters, the addition of a wicker
chair, a few potted plants and
a new welcome mat can
make a world of difference in
boosting curb appeal.
Love the landscaping
Overgrown plants, messy mulch and low-hanging
tree branches can kill curb appeal fast. Take a look at
your home from the street and notice whether plants
and landscape beds could use a tidy touch.
Keeping bushes and trees neatly trimmed can increase curb appeal, but don’t stop there. Deadhead
flowers and pull plants that are past season. Finally, add
a fresh layer of mulch to cut down on weeds and provide a freshly landscaped look.
May / June 2016 • 15
The financial solution
you've been looking for might be right under your roof
rough time for many homeowners, but
today's market has shown signs of continued recovery and as it does, homes
continue to increase in value. Sixty percent of homeowners report equity in
their homes has increased since 2013,
and almost half expect their equity will
increase even more this year, according
to research from loanDepot. And as that
equity continues to grow, more and more
homeowners are realizing that capitalizing on it can be a valuable tool to support their financial
stability.
“Homeowners
who bought during
the housing boom
are regaining equity many thought
was lost forever,
yet too many are
not aware of the
equity they have
gained or they are
unclear about how
to
determine
changes in their
equity,” says Bryan
Everyone could use a little extra money and finding it
Sullivan,
chief fiis easier than you may think, you just have to capitalize
(BPT) — What would you do with a little extra money? Chances are, you
thought of something pretty fast - and
you probably had more than one idea.
Whether you're looking to improve your
home, pay off outstanding debt or take a
vacation, a little cash can go a long way
and you can find the money without
changing jobs or cutting expenses. The
answer lies within the walls around you
in your own home.
The housing bust of 2007-09 was a
nancial officer of loanDepot. “People
who bought after the housing boom
when prices were low are realizing
homeownership can be a great investment and asset leveraged through equity
to realize many dreams. Whether they
choose to leverage their home equity
now or reserve it for future needs, millions of homeowners have choices today
not available just a few years ago.”
To better understand how homeowners
would leverage additional funds from a
home equity loan, loanDepot surveyed
1,000 homeowners to get their responses. The most common uses for funds
from a home equity loan included:
• Remodeling projects. The majority of
respondents, 39 percent, said they would
reinvest the money acquired by their
loan into making further improvements
to their home, continuing to support its
value.
• Consolidating high interest debt. For
homeowners with significant debt obligations, a home refinancing loan can offer the opportunity to pay down that debt
and replace it with a home loan that fea-
tures a more favorable interest rate.
• Save for retirement. More than 17
percent of those surveyed said they
would use the money to bolster their current retirement package or even start a
retirement fund.
• Pay down student loans. College was
a wonderful part of your life, the loans not so much. Nine percent of respondents said they would use the money to
be done with those payments once and
for all.
• Take a trip. If that dream trip seems
to always be just slightly out of your financial reach, a home equity loan can
help. Nearly five percent of respondents
said they would use the additional money for vacation and travel purposes.
Everyone could use a little extra money
and finding it is easier than you may
think, you just have to capitalize on your
home's inherent value. To learn more
about obtaining a second mortgage and
the flexibility such equity would offer
you, visit www.loanDepot.com/homequity today.
on your home’s inherent value.
Real Estate Agent
Patricia Edick
518-673-2820
Laurie Weingart
518-673-2820
Real Estate Agent Real Estate Agent Assoc. Real Estate Broker Real Estate Agent Real Estate Agent Real Estate Agent Real Estate Agent
Shane Buddles
Barbara Krutz
Jamie Lawrence
Milt Krutz
Gary “Dart” Jones
Joseph DiVisconti II
Robert Buck
Farm Specialist
518-673-2820
518-694-2176
518-673-2820
518-568-3113
518-860-4480
518-698-3004
518-937-0564
Call the Pros
59 W. Main St., Canajoharie 518-673-2820 www.krutz-properties.com
RESIDENTIAL - COMMERCIAL - FARMS - INVESTMENTS - ACREAGE
CALL THE PROS AT KRUTZ PROPERTIES LLC
- Your Hometown Realtors Krutz Properties is #1 per Capital District MLS for property SOLD in Montgomery County!
010:
196 County Hwy. 108,
ST. JOHNSVILLE:
We have a 49 acre
24 x 60 ranch home
with oversized heated (3 year old heat
pump) in-ground
pool. The pool has been meticulously maintained and in excellent
condition. The driveway was sealed in August of this year and is
done every other year. The roof was new in 2007. Two-car detached 208: 8 Rockefeller Drive, ST. JOHNSVILLE: Lovely home located on
garage with storage above and an attached shed. Amazing view
a quiet residential street. Home is meticulously cared for inside and
from the porch of the Mohawk and Cherry Valleys. Four or five acres out. View of the valley from your backyard with in-ground pool and
are mowed, approx. 38 acres tillable hay and corn fields.
hot tub. Finished basement with kitchen area. Total of 3 parcels.
Asking $279,000
Asking $199,900
657:
663: 143
7 Waddell Ave.,
Carlisle Road,
FORT PLAIN:
CANAJOHARIE:
Now you can
Custom built
own this National
executive
Registry
home on 1.6
Queen Anne on
acres, just
“Prospect Hill”
outside the
overlooking the
village. Close
Historical
to schools,
Mohawk Valley 1.5 miles to exit 29 Interstate 90. Hardwood floors throughout, tiled
of Central NY.
floors in the kitchen and bath rooms, granite counter tops, 15x30
The original Victorian woodwork, stained glass, pocket doors,
living room, 15x40 screened porch, amazing valley views. Updated
butler’s pantry, veranda, fireplace and turret await. EASY commute
roof, 3 heating sources and water treatment system. Fireplace in
to Albany, Saratoga and Cooperstown! Asking $194,500
unfinished basement. Asking $236,900
819: 160 H. Gray
Road, FORT PLAIN:
This was an Amish
home (2005) and
has been completely
redone. Plumbing,
Electric (200 amp),
On Demand Hot
Water, Septic, Tin
Roof, Full Attic,
Hardwood Flooring: Open Kitchen/dining area, LR, Den, Master
Bedroom with bath and 9’x9’ closet. VERY PRIVATE 35 acres/12-15
tillable, 8-10 pasture. Barn built in 2005, Stalls, a lot of storage area
for hay, water, electric, open to pasture in back. HOBBY FARM
CLOSE TO JOHNSTOWN/CANAJOHARIE. Asking $224,900
991: 1175 County Highway
955: 31 N.
50, CHERRY VALLEY: A
Division Street,
Rare Find!!! Hobby farm
ST. JOHNSVILLE:
that offers something for
Words can’t
everyone!!! Located in
describe this
Historic Cherry Valley this
absolute beauty!
89 acre property, overlookThis charming
ing the Catskill Mountains
5 bedroom,
and surrounded by the
2.5 bath home
1566 acre Cherry Valley State Forest, offers complete privacy. A
features a grand
staircase, original Perfect spot for Hunters, Snowshoeing, Snowmobiles, Horseback
hardwood floors, Riding or maybe just a Summer Retreat. Located only 10 minutes
from Historic Sharon Springs and the Glimmer Glass Opera and 20
3 wood burning fireplaces and an inground pool. Updated kitchen
minutes to Cooperstown. A thriving Art and Cultural Community
and bathrooms. Let your eyes be the judge, COME TAKE A LOOK!!!
awaits your arrival. Asking $265,000
Asking $155,000
820:
797 Mapletown
Road,
CANAJOHARIE:
A beautiful
country home
on 32.4 acres.
Large remodeled eat-in
kitchen, family
room and living
room. Cozy wood stove for those cold winter days. Beautiful 3 season room leading to your fenced-in backyard. Remodeled downstairs bath. Exterior is vinyl sided. 30x60 pole barn with electric.
Large pond fully stocked. Asking $224,900
16 • May / June 2016
Capital Region
REAL ESTATE GUIDE
Anyway You Like It... We Deliver!
Print Online
Published Six Times A Year
March 2016 • May 2016 • July 2016
September 2016 • November 2016 • January 2017
July 2016 Issue
Glossy Deadline Wednesday, June 8
Newsprint Deadline Wednesday, June 22
Reaching Homes in Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer,
Saratoga, Schenectady, Schoharie, Warren, Washington Counties,
Bennington, VT & Berkshire, MA
For More Information Contact Jed Suits (518) 224-8065 • [email protected]
John Snyder, Sales Manager (518) 378-3279
17 • May / June 2016
Factors to
consider when choosing a neighborhood
When shopping for a home, it’s easy
for buyers to fall in love with a property.
A well-maintained home with updated
features can be hard to resist, but buyers
must consider more than just a home’s
appearance before submitting an offer.
One variable prospective home buyers
tend to value more highly than others is
the neighborhood where they will ultimately choose to live. Many buyers even
value neighborhoods more than homes,
feeling they can always fix a home but
cannot necessarily fix an undesirable
neighborhood. When considering which
neighborhood to begin a home search,
buyers should research a host of factors.
Crime
Crime statistics are public domain,
meaning buyers can examine crime figures for any neighborhood where they
are considering buying a home. Some
real estate websites list neighborhood
crime ratings among the information
they offer about a given property. In addition, buyers interested in learning
Choosing a neighborhood where you will enjoy living
requires some forethought and research.
about crime in a given neighborhood
can visit a site such as CrimeReports.com
to access data on crimes committed near
a particular address.
Home values
Home values are another factor to consider when choosing a neighborhood in
which to buy a home. Buyers can work
with a local realtor to find a neighborhood or area where real estate prices are
trending upwards. While buyers might
be able to find a great deal on a home in
a neighborhood where home prices are
dropping, it’s important to remember
those home prices are dropping for a reason. Work with your realtor to find a
neighborhood where you can afford a
home and where property values are not
in decline. Realtors will have access to
recent sales figures so you can get an
idea of whether a neighborhood is trending upward or in decline.
Amenities
The proximity of amenities such as
shopping, restaurants and parks is attractive to many buyers, and that’s something all buyers should consider before
buying a home. Even if you prefer a
home in a remote location, that could
limit your market of buyers when you
want to sell the home down the road.
While your own comfort and preferences
should ultimately prevail over potential
resale value, it’s important that you at
least consider access to amenities before
making a decision. You might be able to
find a compromise in a home that is a
short drive away from a town center, but
still remote enough that you are not in
the middle of the hustle and bustle.
Commute
Quality of life is heavily influenced by
commute time. Many men and women
feel their quality of life improves dramatically the shorter their daily commute is.
When considering a particular neighborhood, do a test run before making an offer on a home. Wake up early and drive
to the area where you are thinking of
buying, and then commute from there
during rush hour. Also, do the reverse
commute come quitting time. You might
be able to get an estimated commute
time online, but a test run can give you a
more accurate idea of what your daily
trips to and from the office will be like.
Ross Noel Everett
Office 518-694-2941
Cell 518-248-0589
29 Church St. Canajoharie, NY 13317
MURRAY RD
MEADE RD
SARATOGA
WARREN COUNTY
COUNTY
water front Log Home
This classic Log
on small limited
Home with all the
access lake. Beautiful
rustic elegance
wooded lot. Features
we have come to
3 BR with lofted
expect with modern Log Home construction is the Dream
master, 1 -1/2 bath
Home of your plans. The 10 inch full round logs with their
and finished baseSwedish cope construction increases the structural
ment. Go fishing in
integrity over many basic Log Home types. But best of all
your back yard! 2nd
is the comfortable feeling this home will provide for you,
cottage can be used
your family & your friends. Schedule a viewing & see for
as guest house.
yourself how this home matches the Dream Home you
Only $325,000
have been looking for! Only $364,900
SUNRISE DR
SCHOHARIE
Log Home
Hunting lodge
with 36 acres
and state land
near by.
Current
owner has
samples of
local trophies
mounted on his walls. Well built log home features 3 BRs
2 Bath and wonderful views.
Call for appointment and use the property this season.
PRICE REDUCED $199,000
BADEAU HILL RD
OTSEGO
COUNTY
Beautiful hunting
lodge with many
trophies taken
from this location. Total of 52+
acres mostly
wooded with
year round creek & fruit trees. Log Home is spacious 3 BR
2 bath with full basement setup for equipment room & a
great room with view of the mountain. It's not too late for
this season yet but you need to hurry..
REDUCED TO $514,000
NEW LISTING
NEW LISTING
DIPPIKILL RD
LINCOLN HILL RD
WARREN
WASHINGTON
COUNTY
Lake George - Beautiful chalet style Log Home on dead
COUNTY
Spacious 2,000 end road just minutes to Lake George. Private setting with
Custom built
SF 3 BR log
Beaver Mountain
over 2 acres. Features 3 BR, 2 Bath and 2 fireplaces
home in excelLog Home with
lent condition. Warren County - Log Cabin with views of Glen Lake plus
views of the VerHome includes
mont Mountains.
deeded dock space. Low taxes, 1/2 acre and 700 SF.
136 acres and
Features cathedral ceiling over great room with gas fireplace, master suite can not be seen from the road and is very private. Open
NEW LISTING GANSEVOORT RD SARATOGA COUNTY
Greene County Town of Jewett -Custom built Log Home
Grand views of Vermont. Beautiful custom built Log Home with jetted tub, beautiful red oak spiral staircase, finished concept living area with beautiful great room, master suite
features oversized hand cut logs, 3 BR, 2 bath and 1600
and
finished
basement.
The
property
has
stocked
stream
basement,
heated
garage
with
workshop
and
pool.
Addifeatures 3 BR w/master suite, 2 full bath, stoned fireplace,
SF.
Home sits on 8 acres, has wonderful great room and a
with
3
waterfalls.
Fish
for
trout
right
on
the
property.
This
tional
garage
with
storage
for
snowmobiles,
quakes,
boat
great room and finished basement. Total of 25+ acres..
fantastic view.
is a must see property. $479,000
and all other toys. Too much to list in this. $425,000
$585,000
COMING SOON:
18 • May / June 2016
Sell or stay,
these home improvements pay off in the long run
(BPT) — Homeowners
undertake home improvements for two basic reasons: to please themselves
or to please others who
may one day buy their
home. Some types of improvements are for the
sake of a speedier sale,
such as planting a row of
shrubs between your
backyard and a busy street
behind your home. Others
are for your own enjoyment, like painting your
rec room your favorite
shade of neon pink.
The best home improvements, however, pay off in
the long run whether
you're staying or selling.
Here are a handful of projects that are worth the investment whether you're
hoping to please potential
buyers or make your
home more enjoyable for
yourself:
Add skylights
Any real estate professional will agree: buyers
love balanced natural
light. You probably do as
well! Adding Energy Starqualified no leak skylights
is a cost-effective improvement that enhances
a home's appeal to potential buyers, as well as its
livability for the people
currently occupying it.
They're particularly popu-
lar in bathrooms (where
fresh air and privacy is a
concern) and kitchens
(where they also provide
passive ventilation of
cooking odors and excessive heat), but skylights
can go in any room where
you want more natural
light, an open, airy feeling
and a brightened appearance.
Solar powered fresh-air
skylights can help improve indoor air quality
while brightening things
up and cutting down on
the need for artificial light.
Add solar powered blinds
to boost the energy performance rating by as
much as 45 percent and
you'll love your skylights
even more. Solar-powered
skylights and blinds are
operated by a touchpad
programmable
remote
control and are eligible for
a 30 percent federal tax
credit, as is the cost of installation.
And skylight blinds can
help you decorate while
boosting energy efficiency. They are available in a
variety of designer colors
and patterns to coordinate
with your décor while giving you complete control
of the light that enters
your rooms. The choices
include light diffusing,
light blocking, and light
controlling
Venetian
blinds, all of which can be
operated manually or by
remote control.
Visit
www.whyskylights.com to learn more.
Add or upgrade a deck
When the weather
warms, your family will
want to spend more time
outdoors and a deck is the
perfect platform for outdoor enjoyment. Potential
buyers also perceive it as
a benefit, and adding or
upgrading a deck can
boost your home's value.
In fact, a wooden deck
will recoup 75 percent of
its installation costs at
time of resale, and a composite deck recoups 64
percent, according to Remodeling
Magazine's
Cost vs. Value Report.
Bigger is better right
now in the world of deck
building,
with
more
homeowners looking to
increase the size of their
decks. Multi-level decks
are also on trend, with
many people dedicating
different deck levels for
different functions, such
as an outdoor kitchen, spa
area with hot tub, and entertainment seating.
Exterior paint
Repainting the exterior
of your home is a big job,
but one that's well worth
the investment, whether
you're trying to impress
potential buyers with
great curb appeal, or simply make your house a
more enjoyable place to
return to each day. Exterior paint greatly affects the
overall look of a home,
plus quality paint helps
protect siding from the elements. Your color choice
could also affect your utility bills; if you live in a hot
environment, lighter colors will help reflect heat
away from your home. If
you're selling, a fresh, attractive paint job could increase your home's purchase price.
greatest amount of time,
so anything you do to improve a kitchen is well
worth the investment. Taking care of basic items like
replacing old cabinet
hardware,
upgrading
faucets and lighting, and
investing in quality countertops can be cost-effective ways to elevate your
home's value and boost
the usability of the
kitchen.
Even a minor kitchen re-
model can recoup more
than 83 percent of its cost
at the time of resale, according to Remodeling
Magazine.
Whether you plan to put
your home on the market
this spring or summer, or
intend to stay put for years
to come, it pays to invest
in home improvements
that enhance both resale
value and your enjoyment
of your home.
Kitchen cosmetics
Great kitchens sell
homes, and the kitchen is
also the room where
many families spend the
(156) 4 Carman
Ct Palatine
Bridge, NY.
Corner lot. 3 BR
1 Bath home is
equipped with
central air and
generator backup.
Wood mode
Kitchen. Chairlifts to upstairs and to the
basement. Appliances included. $69,500
(83) 124 Melick Rd
Canajoharie, NY.
3 BR / 2 full baths.
Home is situated on
3.3 acres with
commanding views.
French doors to
deck and pool.
New stainmaster
carpet throughout. Oak Kitchen. Now offered @
$174,900
(114) 7 High St
Fort Plain, NY.
Meticulously cared
for 3 BR home has
updated Cherry
Kitchen. Jacuzzi
tub in updated 2nd
floor bath. First
floor laundry in half
bath. Fireplace in LR. MOTIVATED asking
$105,000
(80) 321 St Hwy
162 Sprakers, NY.
New to the
market. A frame
was gutted to the
studs, reinsulated,
rewired and
sheetrocked. New
hickory Kitchen.
New siding and windows. New chimney, hot
water heater and furnace. $137,500
(81) 29 W Main St
(82) 135 Otsego
Nelliston, NY.
St Canajoharie,
4 BR home is a
NY. Classic
bargain!! Offered
Dutch Colonial
far below full
with 3 BR's.
market value.
Original features
Updated Oak
including wood
Kitchen with
floors, French door
Island. Laundry,
to 3 season room,
original wainscoting in mud room and original bathroom and BR on first floor. Double LR with
fireplace. Large back yard. ONLY $69,000
stepback in the Kitchen. ONLY $98,500
(131) 52 Phillips
Ave Canajoharie,
NY. 3 BR home
only a block from
the school.
Freshly painted
throughout.
Refinished
hardwood floors.
Ceramic tile in baths and Kitchen. New kitchen
counter and sink. Many updates. $119,000
Richard
Euler
Privacy in the bath, plus healthful natural light and passive ventilation,
comes with Energy Star-qualified solar powered fresh air skylights.
Solar powered binds in designer colors and patterns further brighten the décor.
Real Estate
(97) 329 Dygert Rd Canajoharie, NY.
3 BR's 2 Baths. Large LR full width of home
with corner wood burning fireplace. Private
country setting on 3.1 acres. 2 car garage. New
lower taxes with the reevaluation.
New Price $87,500
48 Church Street,
Canajoharie, NY 13317
May / June 2016 • 19
The right mortgage counts
With competitive rates, online applications and an attentive team of
expert mortgage originators, you can count on NBT Bank to make
financing your new home as simple and stress-free as possible.
What to know
about applying for a mortgage
(StatePoint) Although homeownership
doesn’t make good financial sense for
everyone, some experts say you may be
qualified to purchase real estate without
realizing it.
“Factor in today’s very low interest
rates and current home prices, and affordable mortgages are within reach for
many qualified borrowers who may have
been hesitant to enter the market,” says
Christina Boyle, senior vice president
and head of single-family sales and relationship management at Freddie Mac.
After receiving your application, along
with the required paycheck stubs, W-2s,
bank statements and tax returns, lenders
will evaluate the four Cs:
• Capacity: Your income, employment
history, savings, and monthly debt payments — such as credit card charges and
other financial obligations — help
lenders determine whether you have the
means to take on a mortgage comfortably.
• Capital: The money and savings you
have on hand, plus investments, properties, and other salable assets.
• Collateral: The value of the home
that you plan to buy.
• Credit: Your bill- and debt-paying
record.
More loan application tips can be
found at myhome.freddiemac.com.
“You have choices, so interview
lenders to compare costs,” says Boyle,
who also recommends getting the
process started early. “Getting pre-approved for a loan can help you shop with
confidence.”
for everything that counts
800.NBT.BANK nbtbank.com
David Pentak
Mortgage Originator
NMLS #763686
518-428-9972
Member FDIC
C a l l To d ay a n d
Ask About Our
C o m p e t i t i ve R a t e s & D i s c o u n t s
Your Local Farmers
Agent Currently Offers
Savings For:
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We are Insurance.
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518-280-1396
[email protected]
www.farmersagent.com/mobrien1
635 Plank Rd., Clifton Park, NY 12065
The Capital Region Real Estate Guide
will be printed six times a year –
Call now to advertise!
20 • May / June 2016
SAFETY TIPS
• Whether you have a wood burning or gas fireplace, get your chimney inspected annually by a certified chimney specialist.
• Smoke alarms should be installed inside and outside each bedroom and on every level of the home, including the basement.
Test all alarms at least once a month.
• People often store pesticides, automotive fluids, antifreeze and paint haphazardly in the garage.
Keep dangerous liquids in their original containers, sealed tightly, off the floor, locked in a central cabinet and away from a pilot light.
Source: National Association of Realtors®
Have you heard?
W E ’ RE O N
FACEBOOK !
www.facebook.com/LeePublicationsRealEstate
IN THE SPOTLIGHT
“It’s Time To Make A Move!”
LANA RUGGIERO, GRI, CNE, ASP
11 Forest St., Gloversville (518) 470-4738
www.ruggierorealtyllc.com • [email protected]
Professional:
Lana Ruggiero, Licensed Real Estate Broker and owner of Ruggiero Realty LLC, was recently honored by the Women's Council of REALTORS Capital Region for
MULTI MILLION DOLLAR SALES PERFORMANCE for the YEAR 2015 at their annual Breakfast of Champions at The Glen Sander's Mansion in Scotia.
Lana has consistently been a top producer over the past 10 years and her sales volume in 2015 was over $7,000,000 with the majority of her sales in the
Fulton-Montgomery county region.
Getting prepared for 2016 and what is predicted to be another record breaking year for sales, Lana completed the Real Estate Negotiation Institute's
"Certified Negotiation Expert" Designation Program in February and has added that designation to her profile. The two day course enabled her to better protect her
buyers and achieve better results in negotiations. This program also covered the complexities of written negotiations and how to maximize the outcomes.
Lana says "The joy of being a real estate professional is making new friends and helping them with their real estate needs. You can count on my
experience and knowledge to bring you great results!
REALTOR® certification
CNE Certified Negotiation Expert
GRI® Graduate, REALTOR® Institute
ASP - Accredited Staging Professional
REALTOR of the Year - 2011/2012
Notary Public
Member - Greater Capital Association of REALTORS
Certifications and Recognitions:
Member - Fulton County Board of REALTORS
Member - Fulton Montgomery County Regional Chamber of Commerce
Board of Directors
Member - Capital Region Multiple Listing Service
President-Gloversville Women's Alumni Club
Member-National Association of REALTORS
Member-New York State Association of REALTORS
May / June 2016 • 21
Time your move
right to save money
Filling out your ballot to your future
Hire Jamie Mattison when you need to buy
or sell real estate.
Hire Jamie Mattison because he is
passionate and excited to be your realtor.
ELECTION
2016
Hire Jamie Mattison because he is
trustworthy and experienced.
Hire Jamie Mattison because he
always answers the call.
Hire Jamie Mattison when others won’t listen to your wants or needs.
Hire Jamie Mattison when it matters.
Cell: 518-221-9877
www.jamie.518realty.com
Call......Click......Text......
MOHAWK Towne & Country Realty
Sue Leavitt, Licensed Real Estate Broker
Corner Rte. 5 & McKinley Rd., Palatine Bridge, NY • 518-673-5482
2 Family Money Maker
$35,000
Gloversville, good income,
fully rented remodeled &
repaired kitchen, living
room, bedroom & bath
each apartment; or can live
in one & let the rental help
pay your mortgage.
Either way – a darn good
investment.
Loads of
Storage Here.
3 Bedroom
Home w/Apt.
Excellent Ft.
Plain home
with apartment
& 5 stall
garage for
rentable
income. Owner’s side has built in dining hutch, den,
open hallway and sunporch; Apt. is single BR,
kitchen, living room & bath. Asking $79,900
Country Home
24 Acres
Canajoharie
Cape Style.
"Open" kitchendining-living
room, (den w/
separate entrance), 3 bedrooms; 2 full baths, loads
of closets; sun porch, wired for generator back-up,
updated electric, 2 car garage,
outbldgs., spacious yard. $72,500
Old Sprakers Rd,
Canajoharie. Private 3 BR
has hdwd floors, original
woodwork, living, dining,
den, new bath, huge attic,
good roof, drilled well,
nice big yard & new outbldg for storage, some land
on hillside but usable; (owners have goats
& chickens). Well worth a look. Asking $129,900.
St. Johnsville
4 Family
Valley Brook
Country Home
in good condition. Hardwood
floors, French
doors, updated
electric, steel
roof, Lg. apts 3,2,2,1 bedrooms; full baths, living room; kitchens
with applicances. New sewer pipes, tenant parking.
Asking $99,500
Owners remodeled this 3 bedroom Ft. Plain
home on 13+
acres with woods.
Colonial kitchen, new bath / laundry;
master bedroom has double closets, full basement,
updated utilities, multi car garage. Asking $137,500*
*(will also sell home separately.)
46.60 Acres T/O Palatine • 100% Owner Financing Available
Nelliston, Route 5 - good traffic exposure for your business, frontage on 2 roads, 1000+ frontage on main
highway; land is level to sloped, undeveloped, with some woods. Owner will finance to qualified buyer
(an interest only loan for 5 years) with a respectable down payment. Asking $399,500
Amanda Haig, Sales Assoc.
Art Meka, Sales Assoc.
Carol Meka, Assoc. Broker
Michaela Germond, Sales Assoc.
518-673-3235
518-673-5401
518-673-5401
315-219-1510
Visit Us: www.mohawk-realty.com
Buying a new home is
the most expensive purchase a person is likely to
make in his or her lifetime. It also can be one of
the more stressful. The
Employee
Relocation
Council states that moving
is the third most stressful
event in life, following
death and divorce. But a
well-timed move can reduce stress and save money.
Moving during certain
times of the year can result in considerable savings. Moving during the
summer, when children
are out of school and the
weather is nice, can make
a move more manageable. Keep in mind that
because late spring and
summer are the peak
moving seasons, they also
tend to be more expensive. Many moving companies and truck rental
agencies will charge a
premium if you use their
services during the summer. Furthermore, crews
may change in the summer when students on vacation could fill in for regular, more experienced
movers.
High prices are not only
reserved for those who
buy a new house during
the spring and summer.
Renters may find spring
and summer is also the
peak season for rentals.
Many apartment managers can attest that the
dates between June 2 and
Aug. 30 are quite busy in
terms
of
apartment
turnover. College students
are more likely to move as
soon as the academic year
ends, and many landlords
plan leases to expire in the
summer months to ensure
that re-renting places will
be easier thanks to a
flooded apartment market. According to Apartment Wiz, a Houstonbased apartment locating
service, although there
might be greater apartment availability during
the
warm-weather
months, it also means
greater competition between prospective tenants. That greater competition can drive up prices.
But apartments are harder to fill in the fall or at the
onset of winter. That’s because many people do not
want the hassle of moving
once school has started or
the weather has chilled.
Landlords who are stuck
paying utilities and advertising fees for vacant
apartments are far more
likely to negotiate rent
prices, lease terms and
even security deposits
during the winter in an effort to fill the apartment
quickly.
People sitting with
homes on the market are
also more likely to negotiate during cooler months
when foot traffic has fizzled out. That can make
shopping for a home in
the fall advantageous to
home buyers.
Here are some other tips
to reduce stress and save
money when moving into
a new home or apartment.
• Move mid-week. Weekends are a prime time for
truck rentals and moving
companies. Pick a Tuesday
or a Wednesday to move,
and you’re much more like-
ly to find an available moving service (even during
peak moving months); you
may even be able to negotiate a lower rate.
• Pick a mid-month
moving date. Many people move at the beginning
of the month when leases
are up or after mortgage
payments are made. Fewer people move in the
middle of the month, so
you might find more affordable moving deals if
you can wait a few extra
weeks.
• Schedule a fall or winter move. The American
Moving and Storage Association says half of all
moves occur during onethird of the year — between the beginning of
May and Labor Day. Beat
the rush by moving outside of these dates.
• Get an early start.
Many people underestimate the amount of time it
takes to actually move
their belongings. Try to
schedule a moving company to come very early in
the morning to give you
ample time to pack up the
truck and unpack at your
new home.
A well-timed move can
reduce stress and save money.
22 • May / June 2016
Five home-buying trends
for this year's market
(BPT) — If you're in the
market for a new house
this year, now is the perfect time to start your
planning. Space requirements such as bedrooms,
bathrooms and square
footage are essential, but a
house is more than just
shelter, it's your home,
and the great ones not
only have everything you
need, but everything you
want.
“Each family lives in
their home differently,”
says Beazer Homes Senior
Creative
Manager
Michael Phillips. “Some
buyers prefer a private
dining room, while others
want an open-concept
kitchen with a more casual eating area. Where one
buyer might prefer an
owner's suite on the main
level, others may want all
their bedrooms on the upper level.”
Although every home
buyer's needs are unique,
the market is often dictated by common trends. To
better understand your
own buying preferences
and to see if you're
aligned with others in the
real estate marketplace,
take a look at these five
home-buying trends.
1. Function over aesthetics. When you think
kitchen trends, you probably think of design fea-
tures like granite countertops and stainless steel appliances. While both
these options remain popular and are common in
new construction, surveys
by the National Association of Realtors and the
National Association of
Home Builders (NAHB)
found that buyers were
extremely interested in
functional attributes like
new appliances, eat-in
layouts, walk-in pantries
and double sinks.
2. Living rooms are no
longer a must. Given today's diverse home-buying population, the formal
living room is becoming
less prevalent. “Many
buyers would rather use
traditional living room
square footage in a new
way,”
said
Phillips.
“We're seeing families using the living room as a
home office or choosing
to forgo the space altogether in exchange for extra square footage in other
areas of the home.”
3. New is number one.
According to the NAHB,
more than half of surveyed buyers want to purchase a new home. It can
be a challenge for buyers
to find everything they desire in a resale home, and
because renovations are
often costly and time con-
suming, it's hard to deny
the appeal of purchasing a
brand-new home that is
move-in ready.
4. Let there be (energyefficient) light. Home
buyers have coveted
homes that make good
use of natural light for
years and that trend is
continuing in 2016. In addition to large windows,
NAHB research shows
homeowners are putting
an increased emphasis on
the energy savings that accompany the installation
of high-performance windows.
5. Make it your own.
Personalizing a new home
is easier and more affordable than ever before.
Whether you want a
kitchen for entertaining or
a breakfast nook for family dining, an office space
instead of an extra bedroom, you choose.
Come stay on beautiful Peck’s Lake!!!!
We still have weekly & daily
cottage rentals available, but hurry
they are filling
up fast!!
Call today at 518-725-1294
for availability
Come enjoy an old fashioned family
vacation or fun day on the lake.
Fulton county's #1 fishing lake with a family atmosphere.
Controlled boating with blacktop launch ramp available
(max boat length 14', max hp 40).
We have
something for the
whole family!
If you’re planning a great get away vacation,
think about Peck’s Lake!
180 Peck’s Lake Road, Gloversville, NY 12078
518-725-1294 • www.peckslake.com
Start your preparation
today
It's never too early to
start preparing for shopping for a new home. The
more work you do ahead
of time, the more time you
can spend exploring the
market. So start your research now and you'll be
moved into the home of
your dreams before you
know it.
Beautiful Home with large
fenced in yard close to exit 10
This home enjoys a well appointed setting with a large
fenced yard in a great neighborhood. A casual and formal
living room with a gas fireplace, 4 bedrooms (large master
with bathroom), 2.5 updated bathrooms and a spacious
kitchen, along with a partially finished basement and brand
new roof makes this a great move in ready family home.
MLS#201606510
Please Call Tim Halladay
to Schedule a Showing of
this Beautiful Property
Personalizing a new home is easier and more affordable than ever before.
518-899-5000
518-835-ADKS (2357)
www.ADKSrealty.com
MaryEllen Charles,
NYS Licensed RE Broker/Owner
Cell: 518-705-5616
Email: [email protected]
2144 State Hwy. 10,
Caroga Lake, NY 12032
IT
DEPOS
$219,900
PLEASANT
LAKE,
STRATFORD
Caroga Custom Cape
14+ Acres borders state
One of the few priforest! Enjoy this 2
vate Adirondack lakes
owner home! 3BR/2BA
with no public
beauty. FHA & pellet
access. Surrounded
stove (can switch fireby state land, enjoy
place back to wood),
BLEECKER MT! $149,900
listening to the loons
open living room, dining room & kitchen. SS appliances.
4+ Acres with a year round stream. Raised ranch with hot
from this waterfront
HUGE master bedroom w/private bath. 2nd floor is awewater heat, wood stove and propane for easy low cost heat- home. 3BR/2BA plus loft. Open living room and dining room for
casual living all opens to the level lawns to the sandy lake front.
some family room with cutom bar or could be more beding. 2BR/1BA w/big tub & shower up. Finished basement
Huge heated 2 car garage with potential for more living space
could be additional bedrooms. Main floor laundry. 2 Car
rooms! 2 Car garage plus pole barn. On the snowmobile
above. On a private road with just 2 other homes. $349,000
attached garage. Nice deck wraps around the house!
trails and close to the lakes!
NEW!
RESTORED
FULTONVILLE
CHURCH!
$150,000
NEW!
NEW!
and it’s yours.
Once a school
house & a home.
Now ready for
your TLC to enjoy
valley views,
deep lot and
make history
come alive!
Stop by and
see this unique property!
Owners apartment up.
1.5 baths. Super property
10 ACRES COMMERCIAL $250,000
for artist, musician,
Grist mill on this property is 2 sides of the river. Lots of ideas
commercial
for this super property on the corner of Cayadutta Street
or residential use!
and Rte 5!
NEW!
Direct Waterfront
Summer home &
wooded back lot!
5BR/2BA.
Fireplaced living
room. Over sized kitchen w/dining area, 2 car garage! Nice
level lot and easy access into the sandy waterfront!
$159,900 BLEECKER 46 ACRES
3-4BR. Huge Garage
NEW!
210 S
SHORE
W.
CAROGA
$280,000
THE
VINTAGE
MANOR
$98,000
GLEN
SCHOOL
HOUSE
$25,000
NEW!
FORT
HUNTER
45 ACRES
$200,000
NEW!
Once part of
the Queen
Anne
Parsonage,
now wooded
with locust &
pines. The bike
trail is near by
as is Schoharie Crossing... Developers?
NEW!
138 FIRST
AVE
$75,000
Less than a hotel!
Sweet year round
cotttage
w/1BR/1BA, full
basement. Double
lot all fenced in for
safe play or pets!
Walk to E. Caroga
Assoc. Beach!
S SHORE W. CAROGA
Sandy beach, deep lot, 4BR/1BA w/full basement! Easy to
use year round. Walk to Sherman’s restaurant, etc. Come
enjoy the lake!
NEW!
Land! Lots of Land!!
12 E. Fulton
Street. Amazing
building, 3
floors of living,
perfect banquet
368 FICAL ROAD $189,000
hall, business. Nice acreage and private location! 3BR/2BA post and beam
Once an Elk’s style. HUGE heated garage will fit all the cars and toys. Really
Lodge.
nice home and ready to move in.
ED
REDUC
STRATFORD HUNTING CABIN!
3.8 acres w/log cabin perfect for hunting or building your
dream home! Drive way in, clearing in place. Walk to the
W Canada Creek & ride the trails. $19,900
CAROGA COMMERCIAL PROPERTY!
Get in on the action! Large store w/apartment above plus a
2BR house! Possible owner financing... $59,900
Caroga Lake - 50+ Wooded acres $68,000. Road frontage on Shutts
Rd & Cty Hwy 125
Caroga Lake - 1 Acre borders state land w/DEEDED lake access to
East & West Stoner lake!................................................$24,900
Caroga - 10 Acres South Shore East Caroga high and dry overlooking the lake .....................................................................$38,500
Caroga - West Stoner Lake - 48 Acres w/waterfront $119,000. Call
about the ADDITIONAL ACRES w/waterfront available!
Caroga - Hilley Rd., 38 Acres, heavily wooded ....................$47,000
Cooperstown! Town of Danube - 13 Acres level land ........................
.......................................................................................$22,500
Town of Mohawk - 65 Surveyed acres, heavily wooded! .....$85,000
Town of Johnstown - 4 Acres...............................................$29,900
Custom Craftsmanship on
6+ acres. This magnificent
home is very private.
Nothing to do but move in
and enjoy 4 bedrooms and 3
baths. 2 story fireplace
accents the living room. The
kitchen is a chef’s dream
with every feature you could
dream of! Master suite with
private deck. Full high pour
122 WOODPECKER LANE - PINE LAKE PARK!
CAROGA LAKE RANCH $99,000
Lot Rent $1900/yr! Used seasonally & just a short walk to Pine Lake from this elegant 3 walk out basement ready to finish with more living space and bathroom if needed.
Even the furnishings can be purchased to make this turn-key! $349,000
3BR/1BA with open floor plan. Full basement! Close to lakes, golf, skiing and more! bedroom! Modern conveniences. Corner lot. Out building for extra guests! $69,900
OWNER G
CIN
FINAN
CITY PROPERTY
$89,900
GLOVERSVILLE 2 FAMILIES
$56,000
Colonial home with all the woodwork ready
$39,900
HUGE Warehouse pennies/sq. ft. Freight
to be finished. 3-4BR, 2.5 baths, finished Make a move to this BIG home! New furnace,
elevator, 3 floors of useful space. Tractor basement, walk up attic AND 2 family 2nd new windows. 3 Bedrooms, dry basement,
trailer parking. Owner says bring all offers! unit bringing in $900/month income! Live
walk up attic. Needs TLC but can be
low cost living!!
Broad St., Gloversville.
in the main house and collect the rent!!
$47,900 24 JAY ST.
$49,900 31 NORTH ST.
Updated, long term tenants. Up and down Updated fully rented earning $$$ w/long term
flats w/2 or 3BR. Off street parking!
tenants. 1 Car garage plus off street parking.
$54,900 86 WEST ST.
UP and down 2-3BR w/many updates.
Big barn & long-term tenants!
NEW LISTINGS: www.ADKSRealty.com
Coldwell Banker Arlene M. Sitterly, Inc.
www.coldwellbankerams.com
363 N. Comrie Ave., Johnstown, NY 12095 • 518-762-9885
4781 St. Hwy 30, Amsterdam, NY 12010 • 518-212-2503
Whether Buying Or
Selling Let Any Of
Our Representatives
Guide You
Along The Way
Please Feel Free To Call
On Cells Or Home
Phones
MLS 201518709 $725,000
275ft of LAKEFRONT on pure and pristine Peck's Lake. Enjoy the bay, the open lake and the
level, sandy lakefront. This 2000 sqft contemporary style home features exquisite stone work
on the exterior, new siding, new deck, new dock, replacement windows and a newer roof.
The interior of this lakefront home features 3 bedrooms, 2.5 baths, 3 gas fireplaces, new custom built kitchen with granite countertops, stainless appliances and new flooring. This is not a
drive by, as it cannot be seen from the road.
MLS 201602635 $479,900 WOW! WOW! WOW! 126 FT. OF PRIVATE & PURE PECK LAKE
WATER FRONTAGE WITH A VIEW that will knock your socks off and an incomparable 4 bedroom, 3 bath home with bells and whistles with room for your in-laws and more. Stunning
home and a solid value
BROKERS
Terri Easterly 441-5425
Shelley Yerdon, EPro,
SRS 774-6668
LICENSED ASSOCIATE
REAL ESTATE BROKERS
Clark Easterly Jr. 774-0554
Leslie Garber 577-8334
Margaret (Peggy) Geniti 774-7653
Matthew J. Gifford 573-9212
Selena Long 725-2021
Tammy Mytelka 774-7141
Carole J. Petrelia, GRI, ASP 527-3299
Cheri Riemann 844-2636
Clayton J. Sitterly 762-9885
Loretta Weldner 762-9885 ext. 121
Karen Wheeler, SRS, ABR 424-9826
Donna Yerdon, ASP 774-6600
SALES PERSONS
Shannon Brott 361-8704
Frank Glover 844-4769
Mythili Madhyastha 705-3160
Kimberly Martuscello 866-1215
Dustin Ponzi 332-2017
Tyler Troy Rush 330-4096
Chris Simonds 844-9013
Charlene Strauser 848-7369
Don Toscano 332-2959
Beth Wanmer 420-5953
Bradley Yerdon 332-2583
And our dedicated staff:
Nancy Blowers, Beth Connelie,
Michelle Foster,
and Mike Suchy
MLS 201507997 $439,000 ENJOY ADIRONDACK LIVING ON SCENIC PECK’S LAKE
MLS 201516087 $345,000
with 180 ft. direct waterfront. Perfect for seasonal or year-round living with 4 bedrooms, 2 full Beautiful serene Lakefront with 927ft. on a peninsula in a private cove of Peck's Lake. A wonand 2 half baths, master suite and one other bedroom down - great for guests with privacy havderful enclosed porch overlooking the lake makes for a great place to find peace and quiet.
ing two extra bedrooms, baths and family room up! Applianced kitchen with large eating bar,
Open floor plan living with beautiful hardwood floors floors. Living room with gas stove, large
fireplaced living room plus vaulted sun room. Relaxing deck overlooking the lake plus the water- eat-in kitchen, large master bedroom with picture perfect views of the lake and first floor bedfront deck and docks with sand beach! Private bay great for fishing/ boating asking $439,000!
room and full bath.
MLS 201409673 $339,000
Unique, open concept octagon cottage with 120ft of Peck Lake waterfront. Beautiful new
granite and maple kitchen, updated 1.5 baths, 4 bedrooms plus a reading/sleeping loft, great
room with pellet stove and an enormous screened in porch. It's nicely furnished-all bedding
and most furniture is new-and comes with a floating dock, 3 decks and storage shed.
Property is fully equipped and being sold turnkey!
MLS 201508517 $329,900
Thinking of a Lake home,you found it, this 2 bedroom year round home sitting right on the
lake with deep lot and additional lot across from home, sit on your deck and enjoy the view
and magnificent sunsets, dock your boat steps away from your dream home. Wake up in the
master bedroom to a spectacular sunrise!!!!!!!!
MLS 201515099 $295,000
Lakefront and Privacy on Northville Lake plus additional 10ft permit for lake access on the
Great Sacandaga Lake. This ranch home is being sold with a total of 3 lots. Enjoy the scenery
that surrounds you and the deck overlooking Northville Lake. Featuring 3 bedrooms, 2.5
baths, 2 fireplaces and an overall nice traffic pattern and all on one floor. Also featuring a
large shed/workshop and a year round stream along the right side of the property. This house
is ready for its new owners.
MLS 201519845 $279,900
75FT OF LAKEFRONT ON CANADA LAKE. Enjoy the stunning views of the lake and surrounding from this 3 bedroom, 1.5 bath cottage. Just off a foot path, it’s a lakefront, family hide-away. This property connects to Canada Lake, Green Lake and Stewart’s Landing for 50+/miles of shoreline to explore
MLS 201517709 $625,000
Come see the “Best View On The Lake” from all 3 levels of this lakefront home. The main level
features a wall of windows, a spacious open living area, incredible stone fireplace, a newer
kitchen, laundry in the closet, hardwood floors, cedar walls & ceilings, a bedroom & full bath.
The 2nd floor has 2 huge bedrooms, a half bath, & of course, the amazing view. The lower
level walks out to the patio & has a big family room w/wet bar, large bedroom, full bath & a
storage room. 70’ HRBRRD Permit
MLS 201605955 $185,000
Peaceful lake and mountain setting overlooking East Stoner Lake. 60 foot direct waterfront
with dock and spectacular lake views. Cozy year-round cottage sporting a family room/
enclosed porch with panoramic lake view. Nice equipped kitchen, 1.5 baths plus 2 bedrooms
on the main level and a large bonus bedroom up. Full basement and plenty of storage. Enjoy
4-season recreation at you door step with fishing, boating, hiking and snowmobiling trails.
Cottage is being sold fully furnished!
© Coldw ell Banker Real Estate Cor por ation. An Equal Oppor tunity Company.
Equal Housing Oppor tunity. All offices independently ow ned & oper ated.

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