The Voice of Real Estate in West Central Ohio

The Voice of Real Estate in
West Central Ohio
I S S U E
OFFICERS
Tim Heinz
President
Kim Eilerman
President-Elect
Jason Liening
Vice President
Dick Clark
Past President
BOARD OF DIRECTORS
Dawne Anderson
Dawn Arheit
Dan Irwin
Kate Shulaw
Jaylene Smith
Tim Stanford
CEO
Roxann Shaffer
INSIDE THIS ISSUE
Welcome
Pg.2
Realtor Safety Tip
Pg.2
Legally Speaking
Pg.2
Upcoming CE/Events Pg.2
Upcoming Meetings
Pg.2
BOD Mtg. Minutes
Pg.3
Birthdays
Pg.3
OAR News
Pg.4
Legal Article
Pg.5
3 0
West Central Association of REALTORS®
400 S. Cable Road Lima, OH 45805
Phone: 419.227.5432
www.wcare.net
West Central Association of REALTORS®
2017 Slate of Officers and Directors
Pg.7
Affiliates
Pg.8-9
Calendar
Pg.10
VISIT OUR NEW WEBSITE!
The Board has a new modern
and user friendly website.
When and Where can I vote?
President Elect—Jason Liening; Cowan REALTORS®
Vice President—(One to be Elected)
Kate Shulaw; Real Living CCR, REALTORS®
2:00-4:00
Board Of Directors— (Three to be Elected)
Jeff Dulmage; Hartsock Realty
Kelly Martino; Real Living CCR, REALTORS®
Lisa Quaintance; Oakridge Realty & Auction Company
Kris Stevely; Ron Spencer Real Estate
Additional candidates for the offices to be elected may
be placed in nomination by request, signed by the candidate, with the Executive Officer at two (2) weeks before
the election.
No candidate shall hold more than one office position at
a time.
2 0 1 6
Fax: 419.229.1842
Friday, October 7, 2016
10:30-12:30
Sunway Realty
930 E. Columbus
Kenton, OH 43326
Charter Realty
117 E. Lincoln Ave
Ada, OH 45810
Tuesday, October 11, 2016
12:00-4:00
Bee Gee Realty
122 N. Washington
Van Wert, OH 45891
October 10-12, 2016
9:00-5:00
Board Office
October 13, 2016
3:00-4:00
Board Office
Electronic Voting
Open 9:00 AM October 7 thru 4:00 PM October 13
Election results will be announced at the Annual
Meeting on Thursday, October 13, 2016.
THE EVENT / CLEVELAND...SEPT. 19-21, 2016
Get Smart About Smart Homes and Your Safety
Free Safety Webinar
September 14, 2016
Instructor: Tara Christianson
President Sales Club Pg.6
Golf Outing Flyer
S E P T E M B E R
Register Now!
For details and registration information go to
www.oarconvention.com
Realtor Tip:
If you are putting a property up for preview please
ensure that other agents are able to access the property by either having a Supra lockbox or other type of
lockbox on the property. Agents can’t preview a home
that they can’t get in to.
Check it out today!
www.wcare.net
And follow us on Facebook!
NOTICE
THE BOARD OFFICE DOES
NOT TAKE CASH PAYMENTS.
CREDIT CARDS, CHECKS OR
MONEY ORDERS ONLY.
IMPORTANT REMINDER!
The Fourth Quadrennial Period for the NAR
Professional Standards Requirement Code of
Ethics Course began January 1, 2013.
THIS COURSE MUST BE COMPLETED BY
DECEMBER 31, 2016.
Please fax or email your certificate to the Board
Office upon completion as your certificate number
is needed to meet this requirement.
HOLIDAY HOURS
THE BOARD OFFICE WILL BE CLOSED:
MONDAY, SEPTEMBER 5, 2016
Page 2
West Central’s Online CE Resource
WELCOME
NEW MEMBERS
Dana Addis– Doyle Realty
NEW MLS MEMBERS
Renee Drumm– Home Experts Realty
Alan Tyrrell– Cowan REALTORS®
Betty DuBry– Hall Realty
Susan Walter– Hartsock Realty
Sheryl Harner– Hall Realty
Kelley Saam– Binkley Real Estate
To enroll in a Continuing Education class go to:
http://www.wcaremls.net
Then select West Central’s Online
Education link, from there you
can select a class and use the
discount code offered monthly !!
Upcoming CE
Optimizing Features of the MLS
(3 Hours Elective CE Credit)
October 20, 2016
9:30-1:00 @ Board Office
Upcoming Event
2016 Annual Golf Outing
Wednesday, Sept. 14, 2016
12:00 Registration
1:00 Shotgun Start
Tamarac Golf Course
See Pg. 7 for details!
Notice: The Board Office will be
closing at 12:00 on September 14
for the Golf Outing.
Upcoming Meetings
Board of Directors Mtg.
September 7, 2016 @ 8:30
Board Office
Golf Committee Mtg.
September 9, 2016 @ 11:00
Board Office
Realtor Safety Tips
Tip #19
Hide personal information
Tell your sellers: DON'T leave
personal information like mail
or bills out in the open where
anyone can see it. Be sure to
lock down your computer and
lock up your laptop and any
other expensive, easy-topocket electronics, like iPods,
before your showing.
Legally Speaking: Is it ever OK for unlicensed persons to show your listings?
By Peg Ritenour, OAR Vice President of Legal Services/Administration, ohiorealtors.com
Every REALTOR this summer has told me the same
thing — they are incredibly busy! Certainly having a
robust real estate market is great, but many agents
need help to keep up with the demanding pace. Recently the OAR Legal Assistance Hotline has received
inquiries about whether it is OK to use unlicensed
persons to hold open houses or to help with showings.
Below are the answers to some of these frequently
asked questions.
of Real Estate has indicated that an unlicensed person may be present as a host at an open house if their
conduct is limited to only to greeting persons; they
may not answer even basic questions or provide any
information to prospective purchasers. With this limitation, it is unlikely that having an unlicensed person
staff an open house will be very effective and may
prove frustrating for buyers seeking additional information.
Q: Can my unlicensed assistant show a house for
me?
A: Under Ohio license law, a real estate license is
required of anyone who assists in the procuring of
prospects for the sale of real estate. The Ohio Division
of Real Estate and Professional Licensing considers
showing property to prospective buyers to be activity
that falls in this category. Therefore, unlicensed persons are not permitted to show a property.
Q: My seller wants me to have an open house on a
date I am unavailable. My best friend, Sally is a
salesperson at another brokerage and is willing to
hold the open house for me. Is that OK?
A: Although your friend Sally is a licensed agent, this
poses several concerns and, in my opinion, is a bad
idea. First, Sally would need the permission of her
own broker to staff the open house for another brokerage and the listing broker’s consent would be needed
as well. Secondly, under Ohio License law, Sally can
Q: What if they just meet the buyer at the property only perform acts that require a license in the name of
and unlock the door to let the buyers in, but don’t the brokerage with whom she is licensed. Therefore,
accompany them throughout the house?
Sally would have to make it clear to anyone attending
A: Allowing an unlicensed person to unlock the door to the open house that she is not licensed with the listing
grant buyers access to a property could be a problem broker, and is instead at the open house in her capacion a couple of levels. First, your MLS rules may be
ty as the salesperson of another brokerage.
violated if you are providing access to the property to
Of course most importantly, the seller would have to
an unlicensed person via a lock box. Secondly, if the
consent to Sally staffing the open house and her
buyer is touring the house unattended, this could pose agency relationship would need to be established. Will
security issues for the seller and safety issues for the
she be there representing the seller? Or is Sally going
buyer. For this reason, Standard of Practice 3-10 of
to be at the open house to capture and represent
the NAR Code of Ethics prohibits REALTORS from
prospective buyers? Either way, it is crucial that her
providing access to listed property on terms other than agency role be disclosed and agreed upon by the
those established by the seller or the listing brokerseller. If Sally will be at the open house to represent
age. Such conduct could also potentially be considthe seller, he would need to be provided with her broered misconduct under the license law as well. There- kerage’s Consumer Guide to Agency Relationships
fore, it is necessary to obtain the authorization of the
and paperwork should be signed by the seller agreeseller or listing agent to allow the buyer to enter the
ing to Sally and her brokerage representing him. This
property without an agent. If such permission is grant- should clarify how long will Sally be representing the
ed, this should be documented in your records for
seller — will it be for just this one open house or longyour protection.
er? Finally, if Sally is going to represent the seller, she
would owe full fiduciary duties to the seller, including
Q: Can I use an unlicensed person to serve as a
the duty to disclose to the seller any material inforhost or hostess at an open house?
mation she learned from any buyers and to maintain
A: As stated above, a real estate license is required of any confidential information of the seller.
anyone who assists in the procuring of prospects for
While technically it may be possible to have a licensee
the sale of real estate. Because the purpose of an
from another brokerage staff an open house, doing
open house is to capture prospects to buy the house, this correctly requires considerable attention to the
generally only licensed persons should represent the
license law and the agency implications involved. For
brokerage at an open house. However, The Division
this reason, is not recommended.
Our Deepest Sympathy
To the family and friends of Dawn Arheit
who lost her mother, Joyce Hart, on
August 1, 2016.
To the family and friends of Diane Spradlin
who lost her husband, Gary Spradlin, on
August 17, 2016.
Our thoughts and prayers are with you.
Page 3
BOARD OF DIRECTOR’S MEETING
Wednesday, July 5, 2016 via email
Due to a light agenda the July Board of Directors meeting was conducted via email
Approved June minutes
Approved June Financial statements
Approved New Member Applications: Justin T. Irons, Berkshire Hathaway Home Services Pro Realty; Todd M. Neu, Cowan Realtors; Trevor Louis Pellegrini, Merritt
Real Estate Professionals; Joseph MacBenn, Yocum Realty;
Approved Supra Key Affiliate Applicant: Anthony Perry, Aardvark Home Inspectors,
Inc. Fort Wayne, IN;
The next meeting is scheduled for August 10, 2016 at 8:30 AM
SEPT BIRTHDAYS
Kelly Becker
Jackie Caprella
Kayla Dahlinghaus
Marsha Dudgeon
Sandra Foreman
Michelle Gunter
Timothy Heinz
Krista Hughes
Michael Jordan
Pamela Klinger
Wes Kroeger
Ronnie LaRoche
Kelli McKinney
Michael Miller
Sharon Music
Tony Nichols
Amie Nungester
Tara Roberts
Lisa Schott
Ryan Stackhouse
Doris Staschiak
Greg Stolly
Sheila Tewksbury
Sara Weber
Randall Westrick
John Whitling
Chad Wright
Internet Security Best Practices Part 2:
How to prevent malware installation and successful phishing
Ohiorealtors.org
This is the second installment of a three-part report
prepared by the National Association of REALTORS‘ Information Services. The series — Internet
Security Best Practices — offers a number of security
practices to help keep you and your business safe
online. Click here to access Internet Security Best Practices — Part 1: The Basics.
How to Prevent Malware Installation and Successful
Phishing
Unfortunately, phishing and malware schemes are not
going away any time soon — cybercriminals have
found such methods far too lucrative to stop. So, we
recommend instead focusing on prevention. Cybercrime schemes are in a constant state of change, making it vital to keep up-to-date with the latest best practice tips. Included below you will find several measures
that focus on prevention, but keep in mind that ongoing prevention requires active engagement in learning about the latest trends.
Please note this guidance is intended for computers
and accounts that you personally own. If you are looking to take any of these steps either on a computer or
account managed by your company, you may want to
consult the IT department first. For example, installing a
virus scanner on a computer that already has one can
cause that computer to seize up, and can often make a
bad situation much worse.
Prevention: Make sure your Firewall is on!
The first step in the line of defense is turning on your
computer or mobile device’s firewall. Much like the
firewalls used in commercial real estate buildings —
designed to prevent the spread of fire — computer
firewalls seek to prevent hackers from spreading the
vicious tricks of their trade (i.e. viruses, worms, and
malware). Firewall software is often included in basic
computer software packages. For example, firewall
software is included in the Windows software suite.
Often, upon installation of such software, the firewall is
automatically turned on. However, it is always important
to double-check that your computer or mobile device’s
firewall is turned on

Why should I turn on my firewall?
In the world of Internet security, turning on your
computer or device’s firewall is the first line of defense.
There are many steps to take to increase security;
consider turning on the firewall as your first important
step.
How to turn on the firewall for Mac, Mac for Applications, and Windows
Prevention: Password vaults and storage tools
Another tool of prevention is to use an encrypted password vault to store logins and passwords for the various
websites and tools that you use. Password vaults can
generate super secure passwords and increase security. Examples of password vaults include 1password, LastPass, or Password
Safe (source: New York Times). If you decide to use a
password vault, make sure the password to your password vault is extremely tricky, and only use this password once for this particular tool. Never forget this
password, either! The password to your vault will be the
key to access all of your logins and passwords to other
tools.
Another important tool related to prevention is to create
extremely tricky passwords, particularly for your most
important accounts (credit card, email used to retrieve
passwords, bank, and insurance sites). It’s time to step
into the 21st century and use something more complicated than “password” or your pet’s name.
When creating passwords: try not to spell out words.
Words are easy for hackers to systematically guess
using snippets of programming code. Instead perhaps
use an anagram — i.e. “How much wood did a wood
chuck chuck?”—would be hmwdawcc and then add in
some capitals, numbers, and special characters:
Hmw!daw?cc563#
To read the rest of this article follow the link below:
http://ohiorealtors.org/2016/06/28/internet-securitybest-practices-part-2-how-to-prevent-malware-installationand-successful-phishing/
Page 4
Potential $25 OAR Dues Increase for 2017
WHY? to ensure that OAR is sufficiently armed with enough
funds to fight for your industry rights!
NAR REQUIRES MORE
"skin in the game"
NAR recently reviewed OAR's finances and discovered
that we are on the low side of funds held for issue campaigns.
We also discovered that coalition partner contributions
do not count toward the required minimum contribution
towards an issue campaign.
NAR requires that State and Local Associations contribute 10% - 50% of total funds needed towards mobilizing
an issue. For requests over $1 million, a minimum 50%
is required as an association contribution. Guess how
much the average cost is to put an issue on a state ballot
for general vote? Yup, approximately $1 million. For
requests over $1 million, a minimum 50% association
contribution is required for an NAR Issues Mob Grant.
That's $500K from the State or Local Association.
OUCH!
Learn more
WHAT IS ISSUES MOBILIZATION?
NAR Issues Mob Grants provide monies to state and
local associations to support legislative efforts and public
policy that effects our industry, your work as a REALTOR, and your clients' interests.
ISSUES MOBILIZATION EXAMPLES
OAR Defeats Sales Tax on Services (i.e. Your Commissions)
NAR Sales Tax on Services White Paper
Things Funded by Issues Mob Grants:

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





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Direct Mail
Public Opinion Surveys/Polls
Phone Banks/Automated Calls
Social Media/Websites
Grassroots Mobilization
Lobbying
Advertising (TV, radio, print, online)
Research
Billboards, brochures, banners, etc.
Consultant Assistance (i.e. lobbying, public relations, advocacy, research, media, etc.)

NAR Campaign Services
NAR isn't requiring more 'skin in the game' to be a bully. They require more because it costs more to fight
issues that hurt us and our business; it's the increased
cost of politics overall in today's world .
Learn more
A MESSAGE FROM THE OHIO
ASSOCIATION OF REALTORS CEO:
I realize that it's a busy time of the year, but wanted to
take a quick moment to let you know that our Board
of Directors will be considering a motion that will
have an
impact on 2017 dues. The Board of Directors will
meet at our State convention on Wednesday, September 21.
Specifically, the Executive Committee will be bringing
forth a motion that will establish a $25 per member
dues assessment to be allocated to the establishment
of a Political Action Fund in Ohio. If approved, this
assessment will be levied for a five year period. Click
HERE for a document which sets forth the advocacy
initiatives to which the funds will be directed.
As your OAR Leadership Team has explained in our
various In-District meetings that we've held throughout the state, the Political Action Fund will be an important tool for the REALTOR organization in providing support to campaigns and issues of concern to
private property rights at the state and local level.
I know many of you start budgeting for the new year
in late summer and I felt it important to let you know
now. Should you have any questions, please feel free
to contact me.
Thanks,
Robert E. Fletcher, CEO
Ohio Association of REALTORS
[email protected]
RPAC versus ISSUES MOBILIZATION FUND
What's the Difference?
Q. What is the Issues Mobilization Fund (IMF)?
A. The IMF is specifically allocated for one of three purposes: Ballot issues or
board-approved Independent Expenditures, research and development of legislative
issues, and local issue advocacy.
Q. What is the difference between IMF and RPAC?
A. RPAC investments are used for the direct support of candidates for public
office. The Citizens United decision opened up new avenues of financial support for
candidates and issues. This required us to look beyond the traditional RPAC funds
in order to keep our strong voice in real estate. IMF funds can only be used for Ballot Proposals and Independent Expenditure races in addition to local and state issues research and advocacy. An Independent Expenditure campaign is when funds
are allocated to support or oppose a candidate or issue. There are strict controls on
the Association not coordinating with a candidate or candidate committee.
Q. Will the IMF take away from RPAC Dollars?
A. Other states that have adopted similar IMF assessments have actually seen
their RPAC contributions increase. This has been attributed to more members realizing the important and different mission of the Issues Mobilization Fund (IMF)
versus Realtors® Political Action Committee (RPAC).
Q. Why is a strong IMF fund important right now?
A. Your Realtor® leadership strongly supports making ours the strongest voice at
the state and local level. A robust IMF is used to fend off multiplying attacks on our
industry, private property rights, and our economic recovery. Realtors needs to be
well positioned to defend the real estate industry and our elected Realtor champions.
Page 5
Rising Trend of “Coming Soon” Signage & “Pocket Listings” is Raising Legal, Ethical Questions
By Peg Ritenour, OAR Vice President of Legal Services/Administration
If you drive around many residential neighborhoods in Ohio you may notice a relatively new marketing technique used by some brokerages:
“Coming Soon” signs. The use of such signs has been questioned by
cooperating REALTORS and their buyers who want to see a property that
appears to be for sale, but are told it’s not ready to be shown, only to find
out that the property is in contract a few days later.
Another practice that has raised eyebrows is the increase in what has
been referred to as “pocket listings.” This is a slang term used to refer to
listings that are held by the listing brokerage, not submitted to the Multiple
Listing Service (MLS) or made available to cooperating REALTORS to
show. In some cases the listing is held back for a portion of the listing term
and in other cases for the entire length of the listing.
Are such practices legal? Are they ethical? In most situations they are.
However in other situations such practices may not only run afoul of the
National Association of REALTORS’ Code of Ethics and the MLS rules,
they may also violate the license law and the fiduciary duties owed to a
seller.
Let’s look first at the “Coming Soon” sign. Certainly there is no law that
prohibits this type of signage and in many cases they are appropriate. The
reasons why such signs are used can vary, but generally such signs are
utilized by listing REALTORS and sellers who want to generate some
“buzz” or interest in the listing by starting the marketing process although
the property is not yet in a condition where it is ready to be shown. Such
situations commonly include REO properties when repairs are still being
made, investment property that is being renovated or homes where the
seller still needs to do a lot of purging and cleaning before it is ready to be
shown.
As to the appropriateness of marketing such properties, there are several
factors that need to be considered. First, does the brokerage/agent placing the “Coming Soon” sign on the property actually have it listed? If it’s
not listed, is it legal to place such a sign on the property?
Despite what most REALTORS believe, Ohio license law does not require
a licensee to have a signed listing before advertising a property or placing
a sign on it. Instead, all that is needed is the owner’s consent. Of course to
establish that such consent was given, it is recommended that this be
obtained in writing from the seller, however that consent does not have to
be in the form of a listing.
REALTORS who advertise a property without benefit of a listing agreement also need to make sure they do not misrepresent to others that they
have the property listed. When other agents or their buyer clients see the
“Coming Soon” sign they may question whether the property is in fact
listed. Certainly if asked this by other REALTORS, the REALTOR marketing the property cannot misrepresent that the property is listed if it is not.
Doing so could be found to be a knowing misrepresentation that could
subject the agent to disciplinary action by the Ohio Real Estate Commission.
In most cases, however, a REALTOR using a “Coming Soon” sign does
have the property listed. If the brokerage is a participant in an MLS, the
MLS rules require listings to be submitted to the MLS within a certain number of days or hours (three days or 72 hours is common). If the owner
does not want his property submitted to the MLS or will not permit showings, the listing REALTOR must be sure to follow the MLS requirements to
document the seller’s instructions. As these requirements can vary, it is
crucial for listing agents to check their MLS rules and to comply with them.
As stated above, one of the most common complaints about “Coming
Soon” signs is that the listing agent will not allow other REALTORS to
show the property because it is not in “showing” condition, but will show
the listing to his own buyers and may even write an offer for them. Other
REALTORS and their buyers who were refused access to the property are
understandably upset when they later see it in the MLS in a “pending”
status or see a sold sign on the property.
Listing agents who represent to other REALTORS or buyers that the property is not available to be shown but show it to their own buyers could face
both ethical and legal challenges. First, it may be alleged that the agent
violated Standard of Practice 3-8 of the NAR Code of Ethics, which provides that “REALTORS shall not misrepresent the availability of access to
show…a listed property.” Such a complaint would be handled through the
Professional Standards process at the Local Board/Association of REALTORS.
A similar allegation could also be filed with the Ohio Division of Real Estate and Professional Licensing. And if it is proven that the listing agent
lied about the availability of the property to be shown, the agent could
possibly be disciplined by the Ohio Real Estate Commission for making a
knowing misrepresentation or for misconduct.
The second trend that has occurred in the last year has been an increase
in “pocket” listings. Also referred to as an “office exclusives,” these are
listings that are not submitted to the MLS and the listing brokerage generally does not offer cooperation or compensation to other brokerages. Instead, all showings and negotiations are handled exclusively through the
listing REALTOR. Such listings have historically been entered into in situations where the seller wishes to limit access to his property based on privacy or security concerns, and for this reason, only wants the listing agent
to handle the sale.
Such listings are not a new phenomenon, but have they have gone from a
rarity in the marketplace to something occurring more frequently, making
some question if they are truly the result of an increase in security and
privacy concerns or are instead motivated by the listing REALTOR’s desire to retain the entire commission.
While this type of listing isn’t illegal per se, potential ethical, legal, and
MLS issues may be involved. First, Article 3 of the NAR Code of Ethics
provides that “REALTORS shall cooperate with other brokers except when
cooperation is not in the client’s best interest.” Standard of Practice 3-10
clarifies that “The duty to cooperate established in Article 3 relates to the
obligation to share information on listed property, and to make property
available to other brokers for showing to prospective purchasers/tenants
when it is in the best interests of sellers/landlords.”
The basis for these provisions in the Code of Ethics is a belief that cooperation among REALTORS increases the exposure of a listing in the marketplace and that such broad exposure will not only expand the pool of potential buyers, but will also result in better offers for the seller. Thus, offering
such cooperation to other REALTORS is presumed to be in the seller’s
best interests. For this reason, listing REALTORS who do not offer such
cooperation must be able to establish that they are acting in this seller’s
best interests to avoid a violation of the Code of Ethics.
Beyond these ethical considerations, a REALTOR’s fiduciary duties also
require him to act in the seller’s best interests. Of course the determination
as to what is in the seller’s best interests ultimately lies with the seller.
However it is important that the seller has all of the necessary information
in order to make an informed decision about how the sale of his property
will be handled. Thus, before a seller agrees to a pocket listing, a listing
REALTOR should explain the expanded market exposure that is gained
by placing a property in the MLS and the benefits of offering cooperation.
Such an explanation will allow the seller to make an informed decision as
to whether it is in his best interests to keep his property out of the MLS
and to limit showings to those handled exclusively by the listing brokerage.
By obtaining such informed consent, the listing REALTOR can avoid a
potential civil claim by the seller that the reduced exposure of his property
resulted in a lower sales price.
Finally, as with “Coming Soon” signage, REALTORS taking such pocket
listings must also be sure to follow local MLS rules regarding submission
of listings and to provide any necessary documentation to the MLS to
establish that the listing is not being submitted per the seller’s instructions.
In conclusion, while both “Coming Soon” signs and pocket listing are not
illegal, there are ethical and legal issues involved, as well as MLS rules
that must be followed by REALTORS. And most importantly, when representing a property owner in the sale of their home, the client’s best interests must be a REALTOR’s primary focus.
Page 6
CONGRATULATIONS TO THE RECIPIENTS OF THE
OAR PRESIDENT’S SALES CLUB AWARD FOR 2016
PINNACLE AWARD
$7.5 Million in Sales Volume or 100 Sales/Lease Transactions
Mark Jarvis; Yocum Realty
Debbie Lane; Cowan REALTORS®
AWARD OF EXCELLENCE
$5 Million in Sales Volume or 75 Sales/Lease Transactions
Cynthia Liening; Cowan REALTORS®
Maria Sanko; Real Living CCR, REALTORS®
Larry Smith; Smith’s Realty Professionals
Scott Weaver; Real Living CCR, REALTORS®
AWARD OF DISTINCTION
$2.5 Million in Sales Volume or 50 Sale/Lease Transactions
Bruce Binkley; Real Living CCR, REALTORS®
Dick Clark; Dick Clark Real Estate
Lynn Culver; Cowan REALTORS®
Dominic DeRose; Real Living CCR, REALTORS®
Jeffrey Dulmage; Hartsock Realty
Devin Dye; Ron Spencer Real Estate
Joseph Guagenti; Yocum Realty
Jason Liening; Cowan REALTORS®
Kelly Martino; Real Living CCR, REALTORS®
Krista Schrader; Schrader Realty
Steven Shulaw; Real Living CCR, REALTORS®
Renee Smiler; Cowan REALTORS®
Elaine Wehri; Real Living CCR, REALTORS®
Chad Wright; Ron Spencer Real Estate
AWARD OF ACHIEVEMENT
$1 Million in Sales Volume or 25 Sales/Lease Transactions
Dawne Anderson; Cowan REALTORS®
David Beach; Cowan REALTORS®
William Bible; Yocum Realty
Tammy Breneman-Cummins; CCR, REALTORS®
Julie Brodbeck; Cowan REALTORS®
Jane Bushong; Cowan REALTORS®
Kyle Bushong; Cowan REALTORS®
Greg Butcher; Yocum Realty
Brenda Caprella; Yocum Realty
Jacqueline Caprella; Cowan REALTORS®
Aaron Cunningham; CCR, REALTORS®
Judith Dickman; Yocum Realty
Shelly Diepenbrock; Cowan REALTORS®
Randall Faulder; Ron Spencer Real Estate
Rick Gable; Dick Clark Real Estate
Debra Goodwin; Plus One Professionals
Louis Guagenti; CCR, REALTORS®
Michelle Gunter; Schrader Realty
Ralph Haggard; Ron Spencer Real Estate
Luke Hefner; CCR,REALTORS®
Jonathan Henry; Hartsock Realty
Krista Hughes; Irwin Real Estate
Daniel Irwin; Irwin Real Estate
Michelle Jordan; CCR, REALTORS®
Bailey Joseph; Hartsock Realty
Judith Kelly; CCR, REALTORS®
Tod Kitchen; Cowan REALTORS®
Craig Kohli; Berkshire Hathaway
Jennifer Loetz; Yocum Realty
Michael Miller; CCR, REALTORS®
Donnie Nichols; Merritt Real Estate
Jennifer Nichols; CCR, REALTORS®
Tony Nichols; CCR, REALTORS®
Lori Page; Cowan REALTORS®
Linda Painter-Stemen; Cowan REALTORS®
H. Edward Parker; Yocum Realty
Melissa Pfenning; Merritt Real Estate
Ryan Place; Merritt Real Estate
Jill Resor; Yocum Realty
Duane Ridenour; Yocum Realty
Mary Jo Rupert; MJ Rupert Realty
Nicholas Sanchez; CCR, REALTORS®
Melinda Sebenoler; Cowan REALTORS®
James Shaffer; Jim Shaffer Realty
Bonnie Shelley; Ron Spencer Real Estate
Paul Shenk; CCR, REALTORS®
Kate Shulaw; CCR, REALTORS®
Tim Stanford; Yocum Realty
Kristine Stevely; Ron Spencer Real Estate
Pamela Vickers; Yocum Realty
V. Michelle Witham; Yocum Realty
Temple Wright; Cowan REALTORS®
Page 7
Page 8
THANK YOU TO OUR GREAT AFFILIATES
Aardvark Home Inspections
Congressional Bank
First Lima Title Agency
Joe Mishak
7716 Lima Road
Ft. Wayne, IN 46818
P: 260-471-2800 F: 260-471-2805
[email protected]
BJ DeFinis
6016 Waynesfield Rd
Cridersville, OH 45806
P: 419-230-0184 F: 419-648-9984
[email protected]
Pam Jennings
1617 Allentown Ste 100
Lima, Ohio 45805
P: 419 228-2272 F:419 228-3779
[email protected]
Anthony Perry
7716 Lima Road
Ft. Wayne, IN 46818
P: 260-471-2800 F: 260-471-2805
[email protected]
Farm Credit of Mid-America
Staci L. Freeman
1617 Allentown Ste 100
Lima, Ohio 45805
P: 419 228-2272 F:419 228-3779
[email protected]
American Home Shield
Fifth Third Bank
Huntington National Bank
Elizabeth Kimbler
10100 Atchison Rd.
Dayton, OH 45458
P: 800-735-4663
C: 937-716-3557
[email protected]
Greg Elmore
39 West Whipp Rd.
Dayton, OH 45459
P: 937 436-4714 F: 937 319-4142
[email protected]
Chrisa McGhee NMLS#451617
631 W. Market Street
Lima, Ohio 45801
P: 419 226-6020 F: 877 238-4052
[email protected]
Jack Hayzlett
1311 Bellefontaine Street
Wapakoneta, OH 45895
P: 419-738-7158 F: 419-738-9610
[email protected]
Kilco Title Agency
Chase Bank
Jennifer Lombardi NMLS#295570
500 S. Main Street
Findlay, OH 45840
P: 419 424-7517 F: 866 628-9709
[email protected]
Cynthia R. Sawmiller NMLS#824021
2665 Fort Amanda Rd
Lima, OH 45804
P: 419-733-2128 F: 855-244-0221
[email protected]
Alexis von Stein NMLS#1207527
1625 E. Fifth Street
Delphos, OH 45833
P:419 695-6000 F:419 695-6007
[email protected]
Lisa Harding NMLS#482696
225 N. West St.
Lima, Ohio 45801
P: 419-229-4450 F: 844-210-4366
[email protected]
1st American Home Buyers Protection
Dawn Weinbrecht
3460 E. Lincolnshire Blvd.
Toledo, Ohio 43606
P: 419 494-2054
[email protected]
First Federal Bank
Citizens National Bank
Mary Ann George
201 N. Main Street
Lima, Ohio 45801
P: 419 224-0400 F: 419 229-2095
[email protected]
Gwen Sackinger
2526 Shawnee Road
Lima, Ohio 45805
P: 419 221-1312 F: 419 222-7434
[email protected]
Elaine Evans
230 E. Second Street
Delphos, Ohio 45833
P: 419 695-1055 F: 419 695-5749
[email protected]
Ed Pedlow
119 N. West St, Ste 101
Lima, Ohio 45801
P: 419 228-8989 F: 419 228-9111
[email protected]
Liberty National Bank
Angela Hersh
118 S. Main Street, P. O. Box 135
Ada, Ohio 45810
P: 419 634-5015 F: 419 634-0335
[email protected]
Joyce Rostorfer
100 E. Franklin Street, P. O. Box 234
Kenton, Ohio 43326
P: 419 673-1217
[email protected]
Lane’s Moving & Storage
Mark Bowsher
245 E. Murphy Street
Lima, OH 45801
P: 419-228-3624
[email protected]
Page 9
THANK YOU TO OUR GREAT AFFILIATES
The Lima News
Superior Title, LLC
The Union Bank Company
Pam Stricker
3515 Elida Road
Lima, Ohio 45807
P: 419 223-1010 F: 419 221-2884
[email protected]
T. Blain Brock, II
540 W. Market
Lima, Ohio 45801
P: 419 221-5342 F: 419-227-0582
[email protected]
Kim Verhoff
100 S. High Street
Columbus Grove, Ohio 45830
P:419 659-2141 x 4224 F:419 659-2069
[email protected]
Neidert’s Mowers
Anita Lindeman
540 Market Street
Lima, OH 45802
P: 419-221-5343
[email protected]
Vicky Gilbert
100 S. High Street
Columbus Grove, Ohio 45830
P:419 659-2141 x 4224 F:419 659-2069
[email protected]
Macy Schroeder
540 W. Market Street
Lima, OH 45801
P: 419-221-5341 F: 419-227-5258
[email protected]
Union Home Mortgage
Old Republic Home Protection
The State Bank
US Bank
Christine Dern
5165 Valley View Dr.
Medina, OH 44256
P: (330) 441-1737 F: (800) 866-2488
[email protected]
Greg Roebuck
903 W. Market St
Lima, OH 45805
P: (419)228-4425 F: (419)228-4425
[email protected]
Keesha Lawrence
730 W. Market Street
Tiffin, OH 44883
P: 419-448-5379 F: 419-447-7643
[email protected]
Superior Credit Union
TopMark Federal Credit Union
Wells Fargo Home Mortgage
Michelle Snyder
4230 Elida Rd.
Lima, Ohio 45807
P: 419 879-3491 F: 419 227-5258
[email protected]
Michelle Boughan
3800 S. Dixie Highway
Lima, Ohio 45806
P: 419 879-1500 F: 419 879-2223
[email protected]
Todd Johnson
435 Ford Rd. 7th Floor
St. Louis Park, MN 55426
P: 612-382-7461
[email protected]
Mark Kline
507 E. Kiracofe St.
Elida, OH 45807
P: 419-331-5296 F: 419-331-5296
[email protected]
Northwest Title Services
Chris DuBois
101 N. Elizabeth Street
Lima, Ohio 45801
P:419 222-1122 F: 419 224-6181
[email protected]
Ana Ford
3800 S. Dixie Highway
Lima, Ohio 45806
P: 419 224-2941 F: 419 224-6338
[email protected]
Rex Grasz
250 Highland Parkway, Suite D
Upper Sandusky, OH 43351
P: 567-998-4276 x1833 F: 567-998-4105
[email protected]
Page 10
SEPTEMBER 2016
Sun
4
Mon
5 Labor Day
Tue
6
Closed
11
12
Wed
7
Thu
Fri
Sat
1
2
3
8
9
10
15
16
17
24
BOD Meeting
8:30 @ Board
Office
13
14
2016 WCARE
Golf Outing
1:00 start
@ Tamarac
18
19
20
21
22
23
25
26
27
28
29
30