kead Y owr Po liry Cu, {wLLy

WaitingPerLod
There is a 30 day waiting period following
the effective date of the polic.v.
Dependar* Covetage
The Family Rider will cover the individuai,
spouse,and all dependant children under the age
of 25 for one price. At age 25, the childrer:rcan
apply for their orvn individuai coverage.
Retur"n
of Pr evnntrn RLder
The Associationwill refund ali the premiurns
paid over the 20 year perlod in which the rider
rr'asinforce, and no claims were filed during this
period. Rider must be purchasedat the tirne of
the initial application.
Exc[r,sions
No benefits r,vill be paid to anyone with
pre-existingdiagnosedcancer,inch.rdingskin cancer.
keadYowrPoliry Cu,{wLLy
'Ihis or-rtiineprovides a very brief description
of the imponant featuresof your policy. Please
referto the policy ianp;uagefor exactbenefits.'Ihe
contractsetsfoi-th the rights and obligations for
vou and PFIA;it is important that you read vour
contract carefully.
. *
#-
;i",
ion PLartHEh tights:
C wrcerPr"otect
lndw tdwal,Pl"anPr evnnwns
Issuedbetweenages1B-70.
No e xam inat ionr equ i re d .
H
a
Coverageis available to anyone who has not
been diagnosedwith internal cancer.
CoveraE;eavailabie for you, your spouse and
children up to age25
Return of premium rider* availablefor issue
ages18-55, must be claim free for 20 year period.
* Cannotbe renewed.
Individual r,r,ithout
Return of lremium
Individual with
Retun-rof Premium
18-39
3$8.s0/mo
Q$15.05/mo
40-50
010.35
f
lnsured
Issue Ase
Benefitof $5,000or $ 10,000 for individuals and families'
Lo
4
-+..1
--s
18.70
5i-55
J12.20
J21.75
56-64
J
14.75
Not Auailable
65-70
.l
18.45
Not Auailaltle
J
18-39
tr$i-1.60/mo
40-50
:l 16.70
51-55
J20.40
-li.'10
I39.50
56-64
Ll 25.50
Nor AlalLible
65-70
tr 32.90
Not .{r,aillble
'
$26.10/mo
f,
Cashpaid directly to you to Llseas you rvish,
regardlessof other insurancecoverage.
Self& Fami[vPl"anPremtttms
Insured
lssuer\ge
t
41,
s
Seif & Familv r'r'ithor-ri Self & lran.rilyr,r'ith
Return of Premium
Return of Premiun'r
1E -39
11i 13.00/m0
J$22.60/mo
40-50
n
-l
15.70
2.7.)0
51-55tr19.20J-11.85
4
u)
@
Aerial photoof lrcmeofJiceCarmel,Indiantt:
JayCrummtz,AhoueAll Photography
CouerPhoto: ChrisE. Nlikal, New()rleans[:L)
56-64
al 24.40
NotAtttilitble
65-70
f
3i.90
Not At,tiluble
18-39
I
$22.00/mo
J
$4l.20lnto
40-50
tr
27.40
f
50.40
51-55
U
34.40
I59.70
56-64
I
44.80
Not A.vaildltle
65-7A
f
59.80
Not Auailable