BCW Summer 2010 - Camden County Woman

Transcription

6/14/10
10:19 AM
Page 1
SUMMER 2010
BCW2010_Q2Summr.qxp:Layout 2
C O M P L I M E N TA R Y C O P Y
Continuing Education
Opportunities
Community
Farmers’ Markets
4th Annual
Women’s Expo
See page 7 for details
Anne Gutos
An ovarian cancer survivor dedicated
to raising awareness about causes
impacting the community
6/14/10
10:20 AM
Page 2
We extend our invitation
…our heartfelt HOPE
for your beautiful,
natural & healthy
transformation.
Redefining “Excellence in Laser and
Cosmetic Dermatology” to create
healthy, gorgeous, beautiful skin;
empowering you in every facet of
your health, creating balance for
emotional, nutritional, hormonal,
spiritual and energetic well-being —
a journey like no other.
Dr. Nadia
Our HOPE is for you to be powerful,
vibrant and glow from within as you “Discover Your Beauty
Beneath”. — The HOPE Medical Team
The Gift of HOPE...
A Gift to Yourself !
Smooth, sexy summer skin...for all skin types and tones
Synergistic Solutions for your Personal Best!
• Wrinkles
Erased
• Brows Lifted
• Cheeks
Redefined
• Jowls
Tightened
BEFORE
10 DAYS AFTER
HOPE’s Signature Blend of Fillers and Lasers
“
I finally decided to have laser hair removal on my legs.
I never have to waste my time, effort or money on shaving
or waxing again. I am so happy with the results and have
recommended HOPE Medical Spa to my friends and family.
They are the best!
— JAIMINI P.
”
12000 Lincoln Drive West • Suite 202 • Marlton, NJ 08053
856-988-8230 www.hopemedicalspa.com
SUMMER OFFERS
BREAK FREE FROM THE
MAINTENANCE.
Enjoy a carefree summer...
NO more shaving,
NO more waxing!
LASER HAIR REMOVAL: bikini
area, legs, underarms and more. Purchase
one treatment area and receive a second
treatment area of equal or lesser value
at 50% off!
THERMALIFT SKIN TIGHTENING:
Instantly tones and tightens sagging skin.
Give a little lift to your face and we’ll
give you the gift of a free lift to the neck!
CELLULITE SOLUTIONS: Using
the latest in laser innovations. Purchase
one treatment area and receive a second
treatment area of equal or lesser value
at 50% off!
FREE
Consultations
6/14/10
10:20 AM
Monday - Fri
Friday
iday • 8 a.m. - 5 p.m.
Exte
Extended
ended evening hours:
T
uesdays and T
hursdays • 5 - 8 p.m.
Tuesdays
Thursdays
*W
We
ednesdays starting in July
*Wednesdays
W
Walk-in
alk-in hours:
ays • 10 a.m. - 6 p.m.
Sundays
Sunda
Page 3
e has never b
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1 Third
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Bordentown,
NJ 08505 | 609.298.2005
bordentownfamilymedical.com
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medical.com
www.burlingtoncountywomanonline.com
| 3 |
Burlington County Woman Summer 2010
6/14/10
11:18 AM
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4
PUBLISHER’S NOTE
Burlington County
WOMAN Readers Are
Educated Consumers
The publication of choice for
proactive women consumers.
Summer 4 2010
Publisher/Editor . . . . . . . . . . . . . . . . . . . Ingrid Edelman
[email protected]
Layout/Design . . . . . . . . . . . . . Rose Colored Graphics
856.461.6155 • [email protected]
Printing . . . . . . . . . . . . . . . . . . . . . . . . Superior Graphics
Photographer . . . . . . . . . . . . . . . . . . . . . . . . . . Ron Farina
Ron Farina Photography
Outstanding Women Profiles . . . . . . . . . Glori Gayster
GDG Consulting, Inc.
Contributing Writers
Renee Borstad
David S. Bross, Esq.
Damon B. Chandler, M.D.
Marilyn Kleinberg
Jill Mayo, M.Ed
Susan Rosner
fulfill our mission of providing women
with informative articles for their
education, awareness and enjoyment. I am
so grateful to our contributors for sharing
their knowledge and expertise in their
respective fields with our readers in each
issue! Their wisdom empowers our readers
to make educated and informed decisions
for themselves and their families.
Our high quality, glossy magazine with
interesting articles and localized content,
is available FREE of charge (yes, some of
the best things in life are still FREE) in
Genuardi’s and ShopRite Supermarkets
and in more than 250 locations throughout
Burlington County. For a list of locations
visit our website at www.burlingtoncounty
womanonline.com.
I could not agree more with the late Mr.
Syms: Educated consumers are the best
customers.
Thanks for reading!
t was clothing retailer Sy Syms,
founder of Syms Corporation, who
coined the phrase, “An educated
consumer is our best customer”.
I am continually reminded of this
truism every time an advertiser tells me that
their message reaches “a more educated
consumer” in Burlington County Woman.
The term “prosumer” has been around
for many years. Though not widely recognized outside the marketing world, a
“prosumer” is a proactive consumer.
Whether it’s health care, clothing, electronics
or automobiles, these educated consumers
do their homework before making
purchasing decisions. Without question, our
readers are definitely “prosumers”!
Women make or influence more than 80
percent of all consumer purchases. As this
issue goes to press, I am immersed in an
informative and entertaining book about
the world’s most powerful consumers…
WOMEN! Bridget Brennan’s Why She Buys
is a must-read for anyone who does, or
wants to do business with these influential
consumers. To quote Brennan, “women
have never been more powerful in terms of
their buying power.”
As Burlington County Woman
celebrates 12 years in print, we continue to
P.S. I welcome your feedback and
suggestions on topics you would like to
know more about. Please email me at
[email protected]. www.burlingtoncountywomanonline.com
| 4 |
I
4
4
~Ingrid
Ingrid Edelman, Publisher
Stephen W. Sawin, M.D., F.A.C.O.G.
Thomas J. Simms, R.N., CHPN
Donald F. Starn, M.A.T., M.Div., C.P.S.
Angela Veloudios, M.D., F.A.C.S.
Advertising Sales / Marketing
For advertising inquiries and distribution,
please call 1-877-403-4334 or contact
Account Executives Maria Elliott or Jane Leonetti:
Maria Elliott
Jane Leonetti
Distribution
CCN Newspaper Delivery Services
215.627.NEWS • www.ccndelivery.com
Burlington County Woman is published quarterly.
Reproduction of any portion of Burlington County
Woman is prohibited without written permission
from the publisher. The information presented in
Burlington County Woman is for informational
purposes only and is not a substitute for advice
from qualified professionals. Burlington County
Woman assumes no responsibility for errors or
omissions appearing herein.
All correspondence should be addressed to:
Burlington County Woman
122 E. Kings Highway, #504
Maple Shade, NJ 08052
4
6/16/10
3:25 PM
Page 5
TABLE
Inside BC WOMAN
4
OF
CONTENTS
Summer 2010
HEALTH
COMMUNITY
Who Is This Kid?......................................................8
Irregular Periods? It Might Be Polycystic Ovary
Syndrome (PCOS) ....................................................9
Many People Are Not Examining Their Skin..........10
Looking Your Best with Lower Eyelid Surgery ......11
Greater Benefits From Longer Hospice Stays and
Earlier Referrals ....................................................13
Women’s Health from Age 50 On ..........................14
Anti-Aging Rx: Dermal Fillers ..............................15
Save Money on Healthcare and Prescription Costs16
Drop10 Fitness: South Jersey’s ONLY Women’s
Functional Fitness Center......................................17
Community Resources Directory ..........................27
LIST
EVENTS
HOPE Medical Spa & Holistic Health Center ............2
Girls Just Want to Have Fun! ................................28
Capital Health ......................................................................3
OUTSTANDING WOMEN
ADVOCATE SPEAKS
Outstanding Women of Burlington County ......18-19
When it Comes to Consumer Affairs and Personal
Finances, Women Need to Take Charge! ..................32
WOMAN TO WOMAN
On the Edge? Come on In...The Water’s Fine! ......20
STYLE
ADVERTISERS
4th Annual Women’s Expo ..............................................7
CHILDREN
St. Andrew’s Nursery School and Kindergarten ....29
Kennedy Health System ..................................................8
South Jersey Fertility Center ..........................................9
Replenish Center..............................................................10
INSURANCE
Insurance Needs Can Change................................30
Damon Barrett Chandler, M.D. ....................................11
Upright MRI of Cherry Hill ............................................12
HOME
Lighthouse Hospice, Inc. ..............................................13
PSE&G Suggests Ways to Keep Cool & Cut Costs ..31
Take Shape For Life..........................................................14
Richard G. Tucker, D.O., FACOOG (Dist.)....................14
Angela Veloudios, M.D., F.A.C.S. ..................................15
Transformations Holistic Learning Center ..............15
Komfort & Kare Health & Wellness Expo..................16
LEGAL
Masonic Hospice Services ............................................16
Disability Insurance: More Important
Than Life Insurance? (Part 1 of 3) ........................33
Premier Dental..................................................................16
Drop10 Fitness for Women ..........................................17
Diet To Go ..........................................................................17
Tips to Avoid a Flip-Flop Fiasco............................21
FOOD
BUSINESS
Community Farmers’ Markets in Burlington Co. ....34
Harvest Dates Availability Chart ..........................34
Tropical Sunrise Parfait Recipe ............................34
SCORE Helps Women Entrepreneurs with Online
Resources ..............................................................22
OF
eWomenNetwork ............................................................20
Women’s Opportunity Center ....................................20
Emerald 2000 Salon & Hair Replacement Center 21
Mary Kay / Maria Elliott Beauty Consultant............21
Miche Bag / Lindsay McClellan, Distributor ..........21
EDUCATION/CAREER
Cathy Ann's Domestic Service ....................................22
COURT REPORTING: A Secure, Flexible
Career At Their Fingertips ....................................23
AAUW Medford Area Branch Awards
Scholarship to BurlCo Woman ..............................24
United Way of Burlington County Announces
2010 Campaign Chair ..........................................25
Wulfhart Management Group ....................................22
Orleans Technical Institute ..........................................23
Burlington County College ..........................................24
Prudential / Fay Reynolds Agency Recruiter..........25
H.O.P.E. Helping Other People Evolve, Inc...............26
St. Andrew’s Nursery School and Kindergarten....29
CROSSWORD
Crossword Puzzle ..................................................26
Solution to Crossword Puzzle ..............................30
page
24
AuPairCare Live-In Childcare ......................................29
Cipriani Builders Remodeling Solutions..................31
16th Annual Taste of Burlington County ................32
Although every precaution is taken to ensure accuracy of published materials, Burlington County Woman cannot be
held responsible for opinions expressed or facts supplied by authors and/or advertisers. Burlington County Woman
reserves the right to accept or reject advertising, at its sole discretion, for any product or service submitted for publication.
Copyright 2010. All rights reserved. Reproduction in whole or in part without written permission is prohibited.
David S. Bross Attorney at Law ..................................33
Ron Farina Photography ..............................................35
Moorestown Community Center ..............................36
Burlington County WOMAN
is Available in Print and Online!
Read BCW in print and online! Visit us at
to view our digital edition with links to our
advertisers’ and contributors’ websites!
| 5 |
Burlington County Woman 4 Summer 2010
6/14/10
10:21 AM
Page 6
CONTRIBUTORS
Inside BC WOMAN
Health
is a board certified and
fellowship trained oculofacial surgeon, a specialist
of cosmetic and reconstructive surgeries around
the eyes and on the face.
Having trained at Duke,
Harvard and the University
of Pennsylvania, Dr. Chandler is expertly trained
to perform the delicate surgery to make you
look your best!
Susan Rosner is a resident
of Moorestown, mother of
two and owns Drop 10
Fitness for Women with
her husband Eric. Susan
and Eric have owned
and operated the Mount
Laurel gym since 2006.
Susan is a graduate of
Rutgers University and an ACE Certified Personal
Trainer. In addition, Susan has trained with
Anthony DiLuglio a nationally recognized
Kettlebell expert and founder of Art of Strength
Training Centers & Punch Gyms, a national
franchise company. Susan is also TRX Certified.
Tom Simms, RN, CHPN is Director of
Education and Quality at
Lighthouse Hospice, Inc
located in Cherry Hill,
NJ. With over 35 years
experience as a Registered Nurse, he lends a
significant expertise to
the Lighthouse hospice
program. Mr. Simms is
also Section Leader for the National Council of
Hospice and Palliative Professionals Steering
Committee on Development, Public Relations
and Marketing. He was formerly co-Chairman
of the Hospice-Veterans Partnership for the NJ
Hospice and Palliative Care Organization.
Contributors
of Partners for Kids and Families and Chair of the
New Jersey Child-hood Drinking Coalition.
Stephen W. Sawin, M.D.,
F.A.C.O.G. completed
both his Residency in
Obstetrics and Gynecology and his fellowship in reproductive
E n d o c r i n o l og y a n d
Infertility at the University of Pennsylvania.
After fellowship, Dr. Sawin moved to Asheville,
NC where he was the director of Reproductive
Endocrinology and Infertility for the Mountain
Area Health Education Center. He joined South
Jersey Fertility Center in 1992. His special
interest andexpertise is in the areas of polycystic
ovary syndrome (PCOS), surgical management
of uterine fibroids (myomectomy), ovulation
induction and in vitro fertilization (IVF).
Angela Veloudios, M.D.,
F.A.C.S. is a fellow of the
prestigious American
Society of Ophthalmic
Plastic and Reconstructive
Surgery (ASOPRS), one
of only approximately
400 surgeons nationally
who has received certification for this subspecialty of ophthalmology.
She is also a Fellow of the American College
of Surgeons (F.A.C.S.) and has published
numerous journal articles on various topics in
her subspecialty. Dr. Veloudios is an attending
surgeon at the Wills Eye Surgery Center, Cooper
University Medical Center, Virtua Memorial
Hospital and Lourdes Rancocas Hospital.
Woman to Woman
Donald F. Starn, M.A.T.,
M.Div., C.P.S., has served
in hospital administration,
public and private school
teaching, and the pastoral
ministry. He founded
P r eve n t i o n P l u s o f
Burlington County in 1991
and serves as Executive
Director. Mr. Starn serves as Chair of the
Burlington County Human Services Advisory
Committee and the Children’s Interagency
Coordinating Committee, President of the Board
Marilyn Kleinberg is
the Executive Managing
Director of eWomenNetwork South Jersey.
eWomenNetwork is a
membership-based
marketing and media
company designed and
created to provide women
with opportunities to promote, g row and
transact business with other women business
professionals. A high tech, high touch organization with a focus on each member from a
holistic point of view – healthy mind, healthy
body, healthy business – eWomenNetwork
events are designed to educate and enlighten so
women work smarter, with better tools and better
understanding of the process of success.
| 6 |
Children
Jill Mayo, M.Ed., has
been the Director of St.
Andrew’s Nursery School
and Kindergarten since
1989. Committed to
nurturing and educating
young children in a
positive manner, she has
carefully selected a loving
and dedicated staff of twenty. The school’s
philosophy is to provide children with a wellrounded program that emphasizes age appropriate
learning through play and teacher interaction with
each child individually as well as in a group
situation. St. Andrew’s has been licensed by the
State of New Jersey since 1966, and its solid
reputation draws families from the tri-county areas.
Advocate Speaks
Renee Borstad has been
an aggressive consumer
advocate for the past
32 years, who not only
stresses the importance of
educating consumers to
be sure they get what
they pay for, but also
makes them aware of
how to avoid fraudulent activities designed to part
consumers from their money. Renee is the first
woman to head the Burlington County Office of
Consumer Affairs/Weights & Measures. A 1977
graduate of Burlington County College, Renee
earned her Bachelor of Science degree in 1981
through Thomas Edison State College.
Legal
David S. Bross, Esquire
has been licensed in the
state and federal courts
o f N ew J e r s ey a n d
Pennsylvania since 1981.
Mr. Bross was formerly a
Benefit Authorizer for the
Social Security Administration. He is a sustaining
and active member of the National Organization
of Social Security Claimants’ Representatives
(NOSSCR), the National Organization of
Veterans (NOVA), the New Jersey chapter of
the American Trial Lawyers Association
(ATLA), and various county associations. He
has written a regular column for Burlington and
Camden County Woman for the past 10 years.
For information on how to become a BCW Contributor
or for other inquiries, please call 1-877-403-4334 or
visit www.burlingtoncountywomanonline.com.
6/14/10
10:21 AM
Page 7
&
proudly present the
SPONSORED BY:
4th Annual
•
Saturday •
November 13, 2010
9 AM to 3 PM
New
Location
for
2010!
(On the Mount Laurel Campus of Burlington County College)
3331 Route 38 • Mount Laurel • New Jersey 08054
• A Day For You! •
•
•
•
•
•
Shopping
Pampering
Makeovers
Health Screenings
Informative Seminars
•
•
•
•
•
Exhibits
Book Signings
Demonstrations
Live Entertainment
Restaurant Sampling
Mini Salon & Spa Services provided by:
FREE Admission, Door Prizes and Giveaways!
For Sponsor and Exhibitor opportunities
call 1-877-403-4334 or email
[email protected]
Visit our website for schedule, speakers and exciting Expo updates!
EXHIBITORS (PARTIAL LIST):
• Alberts Transportation •
• Arbonne International •
• Avon - Sheryl Steinmetz, AUL •
• Brendenwood •
• Bridge of Hope Burlington County •
• Burlington County College •
• ByNatureProducts.com •
• Cathy Ann’s Domestic Service, Inc. •
• Color Me Mine •
• Culinary Express •
• Dichroic Glass •
• Future Fitness Centers •
• Gigi Hill Bags •
• Home Care Assistance •
• H.O.P.E. (Helping Other People Evolve) •
• Jersey Sound Chorus •
• Juice Plus+ •
• Law Office of Lynda L. Hinkle •
• Lia Sophia •
• Liberty Lake Day Camp •
• Lighthouse Hospice Inc. •
• Lourdes Medical Associates, P.A. •
• Lourdes Wellness Center •
• MacKenzie’s Family Karate •
• Mary Kay •
• Masonic Hospice Services •
• Miche Bags / Concierge Club •
• Moorestown Visiting Nurse Association •
• Performance Health & Chiropractic •
• Protocall Homecare •
• Scentsy Wickless Candles •
• Sciacca’s Upholstering & Design Center •
• Scotch Bonnets Catering •
• Silpada Designs •
• Tastefully Simple •
• Teal Talk on Tour 2010 •
• The New Leaf Tea Room & Gift Shop •
• TLC HomeCare Services, LLC •
• Transformations Holistic Learning Center •
• Upright MRI of Cherry Hill •
?
H EALTH
6/16/10
3:25 PM
Page 8
Who Is This Kid?
connections that get used the
mpulsive, rebellious, styleleast get pruned away while
obsessed, sleep deprived,
those that are used the most get
non-communicative, riskstronger. In other words, the
taker, irritable – do any of
more time your teen spends in
these words describe someone
positive, healthy activities, the
you know?
stronger those brain connections
New developments in
become, while, unfortunately, the
adolescent brain development
opposite is true as well.
may help adults better underFrom early adolescence
stand and more effectively deal
Donald F. Starn,
through the mid-20’s, a teen’s
with their teenager’s behaviors.
Until relatively recently, M.A.T., M.Div., C.P.S. brain develops from back to
front. Those parts of the brain
most scientists believed that the
which develop first control physical
brain was fully developed by the teen
coordination, emotion, and motivation. The
years. Recent research, however, indicates
part of the brain which controls reasoning
that the brain continues to develop well
and impulse control, known as the
into the mid-20’s.
Prefrontal Cortex, is, as the name implies,
Most of us recognize the importance of
near the front of the brain, and therefore
the early years when the brain is developing
develops last.
rapidly. Science is now showing that
Why is it, then, that the teen years are
adolescents go through a similar period of
those in which experimentation with drugs
rapid development during which a “pruning
and alcohol, along with other high risk
and strengthening” process is taking place
behaviors, takes place? One reason may be
in their brains. Brain cells and neural
I
You don’t have to suffer
in silence anymore.
that the brain region that is
in charge of making complex
judgments, the Prefrontal
Cortex, isn’t fully developed.
As a result, better judgment
is being undermined by those
areas of the brain that involve
the emotions and motivation
which are more fully developed.
Emotion and underdeveloped
impulse control win out over
sound reasoning and judgment.
Sound familiar?
You may have noticed
some of these characteristics
in your teen:
Difficulty controlling emotions;
Preference for physical activity;
Preference for high excitement
and low effort activities (e.g.
video games);
Poor planning and judgment
(forgetting to take negative
consequences into consideration);
Risky, impulsive behaviors
such as experimenting
with drugs and alcohol.
?
These characteristics can, to a significant
degree, be better understood
in the light of the brain
research that we have discussed.
You can help your teen stay safe and
make healthy decisions during this period
of rapid brain development by:
Talking, talking, talking. Keep your lines
of communication open. With your new
knowledge, you now may have a better
understanding of your teen’s behavior
and you can adjust your attitudes and
responses appropriately. Remember,
while your teen is capable of wise and
thoughtful decisions, they are still in the
midst of a significant developmental
period where their reasoning and
judgment capacities are growing;
Setting clear limits;
Staying involved in your teen’s day in
and day out activities. You or your loved one can become free from
drug and alcohol dependency with the
support of Kennedy’s Behavioral Health
Services. Our specially-trained, caring
clinicians and multi-faceted treatment
programs have helped thousands
of people. Call 1-800-528-3425
to learn how we can help YOU.
Kennedy Behavioral Health: We offer HOPE.
?
| 8 |
For more information, please call Prevention
Plus of Burlington County at (609) 261-0001 or
visit www.prevplus.org.
6/14/10
10:21 AM
Page 9
H EALTH
Irregular Periods? It Might Be
Polycystic Ovary Syndrome (PCOS)
olycystic ovary syndrome (PCOS) is the most
several attempts. There is a modest increase in the risk of
common hormonal disorder in women, affecting 5having twins (7%) with clomiphene. Some patients do not
10% of the female population. It is characterized by
respond to clomiphene and may require other therapies. One
irregular menstrual periods and infertility due to a
option is metformin to help the ovaries ovulate. Another
lack of ovulation (release of an egg), and by signs of excess
option is to use fertility shots that contain follicle stimulating
male hormones overproduced by the ovaries. Unwanted
hormone (FSH). These shots directly stimulate the ovaries,
facial hair is sometimes a sign of excess male hormones. The
but must be used with care because patients with PCOS can
symptoms usually start in adolescence, but can appear in her
have an excessive response to these medicines and make too
20’s or 30’s. Many patients with PCOS are overweight. The
many eggs, increasing the risk of multiple pregnancies
ovaries are usually enlarged and contain multiple small cysts
including the possibility of triplets or higher-order
seen on an ultrasound exam. The small cysts are actually
pregnancies. Therefore, these medicines must be monitored
Stephen W. Sawin,
follicles (the small fluid sacs that house the eggs) that have
carefully by a trained Fertility Specialist (Reproductive
M.D., F.A.C.O.G.
not grown large enough to release their egg.
Endocrinologist). Some patients will benefit from in Vitro
The actual cause of PCOS is unknown. It appears that
Fertilization (IVF), where eggs are removed from the ovaries
women are genetically prone to this disorder. Female relatives of a patient
after stimulation with fertility shots and then introduced to sperm in a
with PCOS have a 50% chance of having it themselves. Certain lifestyle
laboratory dish to create embryos. One or more embryos then can be
factors such as a high calorie, high carbohydrate diet and inadequate
placed into the uterus. Any remaining embryos can be frozen, if desired,
exercise may worsen many of the symptoms. PCOS causes a woman not
to limit the risk if higher order multiple pregnancies (triplets or more)
to ovulate reliably. By not ripening an egg fully, her body fails to make an
and for use in future fertility attempts.
important female hormone, progesterone. Progesterone protects the
In summary, there is hope for women affected by this common
uterine lining from overgrowth and from potentially cancerous changes.
syndrome called PCOS to regulate their periods or to conceive a baby. A woman with PCOS is not necessarily going to exhibit all of the
For more information, please call South Jersey Fertility Center at (856)
aspects of the syndrome. Some may be lean and others may not have any
596-2233 or visit www.sjfert.com.
unwanted hair growth. The treatment for a woman with PCOS is directed
toward alleviating her particular symptoms and limiting their risk for
developing cancer of the uterus. The most common treatment for irregular
periods is the birth control pill. “The pill” provides both estrogen and
progesterone to regulate the menstrual periods and to protect the lining of
the uterus from getting too thick. This effect allows for lighter periods
and a reduced risk of cancerous changes to the lining. Another hormonal
option is to give progesterone alone for 10-12 days each month, though
this option doesn’t prevent unintended pregnancies.
The polycystic ovary makes more testosterone than usual. High testosterone levels can lead to excess facial hair and acne. One effective
treatment is the birth control pill, which lowers testosterone levels so as to
slow the formation of new thick hair follicles and lessen acne. It takes
several months to see the improvement. Other medicines that block testosterone production such as spironolactone (Aldactone) can be prescribed.
A prescription facial cream called Vaniqa is also available to help slow
facial hair growth. Electrolysis and laser hair removal can also be used to
temporarily remove the hair, once the testosterone levels are suppressed.
Many women with PCOS are relatively resistant to their own body’s
insulin. The resulting high levels of insulin promote the storage of fat,
making it hard to lose weight. A vicious cycle is created because
overweight women make even more insulin and become even more
resistant to it. Women with PCOS, particularly those who are overweight,
are at an increased risk of diabetes and benefit most from losing weight.
Changing her diet and exercising more are the usual recommendations
for such a woman to lessen her symptoms and lessen her risks. Medications can be tried to possibly help control insulin and help with weight
loss. One such medication is metformin (Glucophage), which can result
in more regular menstrual cycles, ovulation, and pregnancy.
Infertility problems occur with PCOS because of the lack of
ovulation. The most common treatment for inducing ovulation is to give
the fertility pill clomiphene citrate (Clomid,). Eighty percent of patients
will ovulate and half of those who ovulate will ultimately conceive within
P
| 9 |
6/14/10
10:21 AM
Page 10
H EALTH
Many People Are N t Examining Their Skin
for Signs of Skin Cancer or Getting Screened By a Health Care Provider
new survey by the American
Academy of Dermatology reports
that a large number of people
are not taking the time to
examine their skin for any changes that
could be warning signs of skin cancer or
seeing a health care provider for a skin
cancer screening.
The “Suntelligence: How Sun Smart
A
is Your City?” online survey polled
more than 7,000 adults nationwide to
determine their knowledge, attitudes
and behaviors toward tanning, sun
protection and skin cancer detection.
“Each year, substantially more than 1
million cases of skin cancer are diagnosed
in the United States,” said dermatologist
Zoe D. Draelos, MD, FAAD, consulting
Physician-Supervised
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C ENTER
FOR
N ATURAL /B IOIDENTICAL H ORMONE R ESTORATION
professor at Duke University School of
Medicine, Durham, N.C. “Like many
cancers, skin cancer is highly treatable if
caught early before it spreads. In fact,
studies show that the five-year survival
rate for people whose melanoma is
detected and treated before it spreads to
the lymph nodes is 99 percent — making
early detection essential.”
The survey found that more than onequarter of all respondents indicated that
they never examine their skin for changes
to moles and other skin blemishes.
Analyzing the data by gender and age,
more men than women indicated that
they never examine their skin. In
addition, more young adults 18-29 years
old reported never examining their skin
than any other age group.
When asked about getting screened
for skin cancer by a health care provider,
about three in five respondents had
never been examined. More young
adults age 18-29 reported never getting
screened for skin cancer by a health care
provider.
“The fact that younger people are not
getting screened for skin cancer is
alarming, especially since research shows
that melanoma — the most serious form
of skin cancer — is the most common
form of cancer for young adults 25-29
years old and the second most common
form of cancer for adolescents and young
adults 15-29 years old,” said Dr. Draelos.
To help people of all ages spot any
new or developing lesions that could be
potential warning signs of skin cancer,
the Academy recommends periodic selfexaminations of the entire body
(including hard-to-reach spots). Enlisting
the help of a loved one can be beneficial
in monitoring changes in the skin and
spotting skin cancer.
“Studies show that involving a
partner in the self-examination process
and having regular screenings by a
health care provider can improve the
early detection of skin cancer,” explained
Dr. Draelos. “These types of regular
screenings could lead to fewer deaths if
Continued on page 12
| 10 |
6/14/10
10:21 AM
Page 11
H EALTH
Looking Your Best with
Lower Eyelid Surgery
r e yo u u n h a p py
improve this
with how tired you
region of the
always look even if
face. While it is
you feel rested? Do
understandable that
friends or coworkers ask you
minimal approaches be
constantly if you’re getting
tried initially, often a more
enough sleep? Have you tried
significant solution is necessary.
eye creams with minimal or no
Surgical correction of the
results? Do you wish you could
lower eyelids is called blepharoturn back the clock and look and
plasty surgery and it aims to
Damon Barrett
feel like you did years ago? As
restore a refreshed and more
Chandler, M.D.
we age, the lower eyelids often
youthful look. This kind of
Oculofacial Surgeon
show aging changes earlier and
surgery is typically performed
more significantly than other areas of
as an outpatient same-day surgery with
the face. The eyelid skin is the thinnest skin
minimal discomfort. Sometimes this
on the body surface and with age it
surgery is performed together with an
becomes even thinner. Changes that become
eyebrow lift or with an upper eyelid
noticeable include puffiness, extra skin,
procedure. I perform this surgery with
bulging of fatty tissue, and “bags” under
precise and extremely fine suturing
the eyes. The area below the eyes is a region
techniques. Here you can see a before and
of the face that cannot be hidden and when
after photograph of an actual patient of
people look at and speak with us they
mine about 1 month after surgery. Notice
invariably look at our eyes. Many people
that her bags are gone and yet the shape
try everything from cucumber slices, to tea
and contour of her eyes remain the same.
bags, to expensive lotions in an effort to
She just looks great!
A
Blepharoplasty:
Surgical Correction
of the Lower Eyelids
Before…
…After
Look as good as you feel!
Fight back against the effects of aging.
• Tired Eyes • Sagging & Loose Skin
• Unsightly Growths • Drooping Eyelids
Look better and feel better about yourself! Through
various cosmetic procedures, the effects of aging can be
reversed — permanently! Dr. Damon Chandler is a Board
Certified and Ivy League trained Oculofacial Surgeon.
Before
After
Oculofacial Surgeon
Burlington County Eye Physicians
609.877.2800 Willingboro
856.235.2448
Moorestown
Dr. Chandler’s patient one month after upper eyelid surgery.
www.chandlercosmetic.com
Refresh • Revive • Restore OCULOFACIAL Rejuvenation
| 11 |
Dr. Chandler’s patient just
one month after surgery.
• ACTUAL, UNRETOUCHED PHOTOS •
As a board certified ophthalmic plastic
surgeon, I recognize the delicate nature of
eyelid surgery. I always perform my surgery
to ensure that the eyes are protected and
will not be adversely affected. My plastic
surgical training ensures that each patient
is evaluated and treated with an individual
approach that results in a rested, naturally
refreshed appearance. For more information contact Dr. Chandler at
609.877.2800 or www.chandlercosmetic.com.
6/15/10
11:59 PM
Page 12
H EALTH
Skin Cancer Screening
Continued from page 10
How to check your spots:
Follow these instructions regularly for a thorough skin-exam:
1. Examine your skin, 2. Know your spots, 3. Record your
spots so you can refer back during your next exam!
2
Skin cancer can develop anywhere on the skin. Ask someone for help when checking your skin, especially in hard to see places.
If you notice a mole that is different from others, or that changes, itches or bleeds (even if it is small), you should see a dermatologist.
ry
A
Checking your skin means taking note of all
the spots on your body, from moles to freckles
to age spots. Remember, some moles are
black, red, or even blue. If you see any kind of
change on one of your spots, you should have
a dermatologist check it out.
The ABCDEs of Melanoma
Asymmet
B o rd er
One half unlike the
other half.
B
Irregular, scalloped
or poorly defined
border.
C ol o r
C
Varied from one area
to another; shades of
tan and brown, black;
sometimes white, red
or blue.
D
Diameter
0 mm
E
Evolving
A mole or skin lesion
that looks different
from the rest or
is changing in size,
shape or color.
Skin Cancer
Self-Examination
10
1
Examine body front
and back in mirror,
then right and left
sides, arms raised.
While melanomas are
usually greater than
6mm (the size of a
pencil eraser) when
diagnosed, they can
be smaller.
2
Bend elbows,
look carefully at
forearms, back
of upper arms,
and palms.
3
Look at backs of
legs and feet,
spaces between
toes, and soles.
4
Examine back of
neck and scalp
with a hand mirror.
Part hair and lift.
5
Finally, check back
and buttocks with a
hand mirror.
EXAMPLE:
3
20
30
40
To download
this Body Mole Map
Asymmetrical?
MOLE #
A Shape
B
of Mole
for your
personal
use, please visit:
www.melanoma
monday.org
50
For more information, contact the
American Academy of Dermatology at
1-(888)462-DERM or visit www.aad.org.
1
Body Mole Map
1MM 10
skin cancer is caught early in
its most treatable stages.”
The Academy offers a body
mole map, a tool individuals
can use to track their moles.
The map provides information
on how to perform a skin
exam, images of the ABCDEs
of Melanoma Detection and
space for people to track
their moles to determine any
changes over time. Visit
www.melanomamonday.org
to take the Academy’s “Suntelligence” survey, as well as to
find out how to perform a skin
self-exam, download a body
mole map or find free skin
cancer screenings in your
area. Type of Border?
C
Color of mole
D
Diameter/Size of
Mole. Use ruler
provided.
E
How has mole
changed?
© 2009 American Academy of Dermatology
BODY MOLE MAP NOT TO SCALE.
Claustrophobic? No worries. At Upright MRI of Cherry Hill, you won’t lie in a tube for your scan. NO MORE TUBE.
Instead, you’ll be able to sit and relax while watching a 42 inch flat screen TV during your scan.
Why Upright MRI of Cherry Hill?
Visit us on the web!
www.uprightmriofcherryhill.com
701 Route 38 East, Cherry Hill, NJ 08002
• G. Tom Morea, MD, our Board-Certified Radiologist, is one of the most
experienced MRI physicians in the world with over 25 years providing
unparalleled MRI expertise.
• Dedicated, highly trained, friendly staff and convenient hours.
• Most reports are sent to your physician’s office within 24 hours of your study.
• Accredited by American College of Radiology.
• The Fonar Upright MRI, at 0.6 Tesla, is twice as powerful as most other open
MRI scanners and yields high-quality, routine MRI and MRA studies as well as
our unique positional studies.
• Most insurances accepted including workers comp and MVA cases.
• Accommodates patients up to 500 lbs.
• Scans done in your position of pain: seated, standing, lying down or bending.
856-486-9000 phone
| 12 |
856-486-9149 fax
6/14/10
10:22 AM
Page 13
H EALTH
Greater Benefits From Longer
Hospice Stays and Earlier Referrals
ccording to academic studies,
bereaved family members whose
loved ones were enrolled in hospice
at least three months before death
reported receiving nearly 95% of the services
they expected. In addition, they found these
services to be of greater benefit than families
of patients with shorter lengths of stay.
In 2005, the median length of stay in
hospices across the country was about three
Thomas J. Simms,
weeks, with 10% of the patients enrolled in
RN, CHPN
the last day of life. In a study conducted by
researchers from Pennsylvania, it was shown
that “when a patient enrolls in hospice close to the time of death, hospice
providers have little time to perform assessments, establish relationships,
and initiate effective interventions.”
Results of this and other studies indicate that families feel they
receive far greater benefits from longer lengths of stay in hospice.
Benefits rated by families as important include (1) pain and symptom
control, (2) regular nursing visits, (3) assistance with care-giving,
(4) emotional and spiritual support, (5) 24-hour clinical support and,
(6) delivery of medications, medical supplies and equipment. The
implication is many families find benefits in hospice that they consider
valuable and that would have motivated their decision to enroll
earlier had they been so advised by their medical providers. The
comment most frequently reported was, “We wish we had known about
hospice much sooner.”
In addition to improved access to services through earlier referrals, a
report published in the Journal of Pain and Symptom Management in
March, 2007, suggests that hospice care may be linked to longer survival.
These study findings “provide important information to dispel the myth
that hospice hastens death and, instead, suggests that hospice is related to
longer length of survival by days, even months, in certain terminallyill patients.” This “extra time” might be particularly important to patients
A
and their families as it may allow people to use the time at the
end of life as a time of resolution and closure.
If you would like more information about hospice
and palliative care, please contact Lighthouse Hospice at
1-800-HOSPICE or, www.lighthousehospice.net. Hospice Is
A CONCEPT OF CARING
Our specially-trained team of professionals
provides comfort and compassion
to individuals and their loved ones
through end-of-life situations.
Save the Date!
We’ll be with you every step of the way.
To learn more,
call 1-888-HOSPICE
1040 N. Kings Highway, Suite 100
Cherry Hill, New Jersey 08060
ATTENTION ALL HEALTHCARE PROVIDERS!
PLEASE MARK YOUR CALENDAR FOR
A VERY SPECIAL EVENING EVENT!
www.lighthousehospice.net
“Providing solutions for difficult times”
FRIDAY,
NOVEMBER 12, 2010
1-888-HOSPICE
| 13 |
6/16/10
3:25 PM
Page 14
H EALTH
Women’s Health from Age 50 On
ost people know
the rock-bottom
basics of good
health: eat right,
exercise, don’t smoke, get plenty
of sleep. But there’s actually more to
staying healthy than that, especially for
middle-aged and older women.
A Guide to Women’s Health Fifty and Forward, a new Special
Health Report from Harvard Medical School, addresses health
issues of special concern to these women — osteoporosis, breast
cancer, ovarian cancer, and microvascular disease (a type of heart
disease that’s more common in women). It also offers advice on
age-related health issues that are more bothersome than serious,
including wrinkles, hair loss, and hot flashes.
Many women begin making more and more health-related
decisions at midlife — when to have a mammogram, colonoscopy,
or bone density test; how much to exercise; whether to take a boneprotecting medication; and more. A Guide to Women’s Health Fifty
and Forward aims to help women take stock of their health at
midlife, understand their health risks, and learn what they can do
to stay healthy and strong.
Lifestyle choices, of course, are significant contributors to
overall health. Women’s health studies have shown that it’s never
too late to feel better by living better. Women who simply replace
animal fats with vegetable oils in their diet cut their risk of heart
attack almost in half. And according to one study, four lifestyle
changes—stopping smoking, becoming more active, reducing
blood pressure, and controlling diabetes — greatly reduces a
woman’s likelihood of landing in a nursing home.
M
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The report gives women important
information and advice on such matters
as these:
their 10-year risk of heart disease
when to have a mammogram
the major medical conditions that
confront women and how to avoid them
sleeping soundly
minimizing the risk of potentially
disabling disorders
four types of depression that may affect
women. A Guide to Women’s Health Fifty and Forward
is available for purchase from Harvard Health
Publications (www.health.harvard.edu), the
publishing division of Harvard Medical School.
Order it online at www.health.harvard.edu/
WHFF or by calling 877–649–9457 (toll-free).
| 14 |
6/14/10
10:22 AM
Page 15
H EALTH
Anti-Aging Rx: Dermal Fillers
atients are seeking a longer lasting
product that fills in lines, such as the
lines around the mouth, as part of
their overall anti-aging skin care
regimen. Dermal fillers such as Juvèderm™
injectable gel are
designed to reduce
the appearance of
facial folds by
using hyaluronic
acid (HA), a
naturally hydrating
substance, to restore
the skin’s volume
Angela Veloudios, MD, and smooth out
FACS
the wrinkles and
folds on your face.
A long-lasting, reversible filler such as
Juvèderm™ can provide a natural look which
can be modified or adjusted according to each
individual’s face over time. New clinical studies
have shown that the effects of this product may
last up to one year with a single treatment.
You can experience the benefits of
Juvèderm™ injectable gel in a quick,
in-office treatment by a properly trained
physician who has expertise in facial
aesthetic procedures. Typically, a topical
anesthetic is used to numb the area such as
the nasolabial folds (parentheses) around
the mouth. For patients requesting upper
P
lip treatments, a small amount of
anesthetic is injected to maximize comfort.
The most commonly reported side
effects are temporary injection-site redness,
swelling, mild tenderness, firmness, and
mild bruising. Patients who are taking any
medications such as aspirin, non-steroidal
anti-inflammatory agents (ibuprofen,etc.)
or other potential blood thinners such as
Vitamin E, fish oil, flax seed or herbal
supplements, should inform the physician
prior to any treatment.
If you are looking for an in-office,
long-lasting wrinkle treatment with
immediate results and no downtime,
consider an injectable dermal filler. For more information visit our Web site at:
www.eyecareofnewjersey.com.
Transformations Holistic Learning Center
Presents
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Are You Ready to
Transform Your Life?
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A Shaman’s Way of Healing
Weston Hotel, Mt. Laurel, NJ
Saturday, November 20
Marriott Hotel, Mt. Laurel, NJ
September 24-25
Life & Business Coaching
Career Coaching
Life Balance
Health & Nutrition
Learn to Trust Your Vibes
Donna Meyer, CPC, CHC
Wyndham Hotel, Mt. Laurel, NJ
Saturday, October 30
Sonia Choquette
Certified Life & Personal
Development Coach
Call to schedule a free
no obligation consultation
(856)470-1399
For more information and to register, visit
www.readytotransform.com or call (856) 470-1399
2301 Evesham Road (The Pavilions) y Suite 109 y Voorhees, NJ 08043
| 15 |
6/14/10
10:22 AM
Page 16
H EALTH
In Home Hospice Care by
Masonic Hospice Services
Commissioner Urges Low-Income
Medicare Beneficiaries to
Living Life
Save Money on
Healthcare and
Prescription Costs
with Care
and
Dignity
c It takes a very special person to do the job you
and your caregivers do every day. We would like you
to know we think you have an incredible group of
'Angels'. We know first hand how very special they
are and we thank every single one of them from the
— J.M., Marlton, NJ
bottom of our hearts. d
Why choose Masonic Hospice Services?
ealth and Senior Services Commissioner Poonam
Alaigh, M.D. is encouraging low-income Medicare
beneficiaries to enroll in two under-utilized federal
programs that can help reduce their out-of-pocket
health and prescription drug costs.
The two programs, known as Medicare Savings Programs
(MSPs) and the Low Income Subsidy (LIS), help eligible
individuals pay some or all their Medicare Parts B and D premium,
deductible, coinsurance and/or co-pay costs. A person on MSP
can save at least $1,000 a year, while individuals on LIS save an
average of $3,900 annually.
“For individuals with low incomes and limited assets these
programs can be, if accessed, a true life-saver,” said Dr. Alaigh.
“Unfortunately, too few seniors and people with disabilities on
Medicare know about these programs or where and how to apply.” H
Serving patients, families
and caregivers living in
Burlington, Camden and
Mercer Counties in private
residences, Assisted
Living and Skilled Nursing
facilities.
On-call RNs available
24/7 for referrals, admissions and emergencies.
Our team of hospice specialists focus on providing
services and palliative treatment to enhance the physical,
emotional and the spiritual needs of your loved one in
the comfort of their home.
MASONIC HOSPICE SERVICES
902 Jacksonville Road • Burlington, NJ 08016
609.589. 4444
For assistance learning about and applying for these programs, contact Burlington
County’s Retired and Senior Volunteer Program (RSVP) at 609-894-9311 x 1498.
Masonic Hospice Services is a not-for-profit organization
operating under the Masonic Charity Foundation of New Jersey
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| 16 |
6/14/10
10:22 AM
Page 17
H EALTH
Drop10 Fitness: South Jersey’s ONLY
Women’s Functional Fitness Center
et’s face it ladies, most of us would
be happier not having to work out
to keep or get fit, but that’s not
reality! So if you’re going to do it
“make it Fun and meaningful!”
L
We are different. We know it and
we’re proud of it!
We take ordinary individuals and give
them the tools they need to get extraordinary results.
Susan Rosner
Real fitness is a lifestyle change that
should include an integrated approach of exercise, nutrition, support
and accountability…so…NO more excuses…you really have nothing
to lose except the part of you that you didn’t want anyway!
There are so many choices when it comes to choosing a fitness
center it’s sometimes hard to know what to look for. As a Fitness and
Training studio, we differentiate ourselves from a standard fitness
facility because we operate from a “quality of experience” focus
rather than a pure volume model like most large clubs.
You see, there are a lot of people out there who pay for a gym
membership but never actually use it. And that’s a critical aspect of any
health club membership — you actually have to use it to get results!
Our primary focus is to ensure that you achieve the goals you
have set for yourself. Having a coach overseeing your program and
progress is the key to success. Without this type of personalized
attention, many people fail. We want our members to achieve lifechanging results.
Taking all of the basic principles and proven concepts of “functional
& endurance” training and a comprehensive fitness assessment, you will
soon see your daily activities becoming easier, your endurance will
increase, you’ll feel better about your appearance and your overall health
will improve. Nothing brings us more joy than to know that we have
positively impacted someone’s life.
Our “Road Map to Success” is fairly simple. First you need to start
with a program that’s properly designed and second you need personal
accountability and a good coach. If you don’t show up, we’ll be calling
to find out why! It’s exactly this type of accountability that most people
need to help them stick to a program and get great results!
We make exercise fun!
You won’t get bored here, our trainers create new programs every
week. Our exercise disciplines range from beginner to experienced
exerciser and our enthusiasm to help you succeed is never ending!
If you like personalized attention, creative and fun workouts,
small group training classes and being in a non-judgmental,
comfortable environment at a very affordable cost…then check out
our website, look at our videos and then schedule a FREE fitness
& nutrition consultation!
We are so confident that you will achieve results…we will give
you a “90 Day Money Back Guarantee”. For more information visit Drop10Fitness.com or call 856-234-6422.
RESULTS!
0 .+'-"
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| 17 |
6/14/10
10:23 AM
O
Page 18
utstanding
Our greatest
glory is not in
never falling
but in getting up
every time
we do.
Anne Gutos
At 24 years old, Anne Gutos was
pregnant with her first child. She was
experiencing all the side effects one may
think to be normal but as those ills
worsened, it became clear that something
more was wrong. Anne was diagnosed
with stage one ovarian cancer with a
tumor the size of a cantaloupe.
Throughout surgery and treatment, she
maintained a positive attitude and her
child survived as she did with even more
strength and courage.
Anne took her renewed appreciation
for life and made a commitment to
increase awareness about ovarian cancer.
Currently, she is working with the State of
New Jersey Comprehensive Cancer
Control Plan task force. By bringing
together smaller organizations throughout
the State, the team is focused on cancer
prevention, early detection and treatment.
Understanding the importance of
education, Anne is the facilitator of the
University of Medicine and Dentistry New
Jersey (UMDNJ) “Survivor Teaching
Students” program. The goal is to enlighten
“soon-to-be” specialists in the value of
listening to patients and share stories that
reach beyond textbook facts. In addition,
she is an integral part of Teal Talk On Tour
and works closely with the Ovarian Cancer
National Alliance to further awareness of
signs and symptoms as well as the
challenges of undiagnosed cases. Anne is
also a Past President of The Southern New
Jersey Chapter of the National Ovarian
Cancer Coalition.
When it comes to role models, Anne is
one who likes to observe and find
admirable traits in everyone. It is these
| 18 |
A
positive characteristics and responsible
actions that have been a big part in
making Anne the woman she is today.
At the same time, she truly respects the
work and outlook of other women. Anne is
inspired by Kathy Black, author of Basic
Black and referred to as the First Lady of
American Magazines. She is extremely
responsible in her reporting, courageous
and most importantly, true to herself.
Locally, Elaine Grobman, executive director,
the local affiliate of Susan G. Komen for the
Cure, and Pat Ciarrocchi, Emmy Awardwinning CBS 3 news anchor and co-host of
Talk Philly, quickly come to mind.
Like the women she admires, Anne has
followed her passionate vision to make a
difference in the lives of others. She has
clearly done so with her work – both past
and present. Anne also keeps an eye on the
future and is currently putting the final
touches on her newest endeavor. Launching
this fall, a new online e-mall will promote
shopping consciously and advocate causes,
in which consumers hold a personal
connection. Recently, she has also become
more involved in creating awareness of
substance abuse and specifically, the impact
of addiction to pain medications.
Anne’s forward-thinking efforts clearly
shine even within her own home. Through
her work and inherent spirit, she has
instilled similar values in her children. Anne
thinks to a recent race at school when her
son stopped and waited for his friend
instead of being concerned with beating
the clock. Teaching her children to be kind
to others and leaders in community
responsibility are two of Anne’s most
important personal accomplishments.
Brenda Jones
A
A breast cancer diagnosis in October
2008 sent Brenda Jones on a frightening
roller coaster of emotions. By the time
she started radiation treatments three
months later, Brenda was a self-admitted
“angry” cancer patient. The idea of wearing
a demeaning hospital gown for daily
treatments told Brenda and the world,
“I’m a patient and I’m sick.”
For Brenda, this was unbearable so she
took matters into her own hands. The
solution was to make her own hospital
6/14/10
10:23 AM
Page 19
Women OF BURLINGTON COUNTY
Be the
answer to
someone
else’s
prayers.
hope, strength and inspiration. In May, Hug Wraps became a 501c
gown alternative – something bright, warm and soft. As she says to
this day, “You need to wear something louder than cancer.” While
(3) Non-Profit Corporation – a step that Brenda sees as an integral
Brenda’s vision was clear, she needed her friend Judy to teach her
part of reaching an even greater number of patients and survivors.
how to sew, join her in choosing a vibrant patterned flannel and
Visit www.hugwraps.org to learn more. bring the kimono–style, belted wrap to life. The result – a robe that
Profiles by Glori Gayster, GDG Consulting, Inc., www.gdgconsulting.com.
“feels like a nice warm hug.” Thus, the name of “Hug Wrap” was born.
Photographs by Ron Farina Photography, www.ronfarina.com.
The first time Brenda wore her Hug Wrap to
treatment, it caused quite a stir and after making one
for a fellow patient, more and more patient requests
followed. Brenda soon realized that sewing, especially
to the music of her favorite Sugarland CD, was therapeutic and eased her anger. By making Hug Wraps,
Brenda found a new mission and way to help herself
N O M I N AT E A B U R L I N G TO N CO U N T Y
and others in the process.
Today, Brenda continues her mission and makes
Hug Wraps in various sizes for women, men, teens and
children. The non-restrictive Hug Wraps are easy to
wear and the open front allows easy access for
How do you define OUTSTANDING? Women today are busier than ever
dressing changes, ports and drains. More importantly,
yet there are those who are truly making a difference in the lives of
Brenda turned her anger into inspiration for more than
others through their personal or professional efforts.
350 patients in the United States, Canada, England and
Do you know a woman in Burlington County who is OUTSTANDING?
Poland. Knowing that Hug Wraps are made from one
In each issue of Burlington County Woman, we highlight these
cancer patient for another, there is an inherent underenergetic, compassionate, dynamic women who make an impact in their
standing that helps give patients back dignity during
community each and every day. For more information or to download a
difficult treatments, procedures and after surgery.
nomination form, visit www.burlingtoncountywomanonline.com.
Brenda is a frequent speaker at various churches,
support groups and survivor events, sharing her story of
Outstanding Woman
| 19 |
WOMAN
TO
6/14/10
10:23 AM
Page 20
WOMAN
On the Edge? Come on In...
The Water’s Fine!
or those of you (myself
included) that work from home,
it is really easy to get pulled off
course when the kids are home,
the beach is calling, or your backyard
pool looks undeniably refreshing.
Don't torture yourself...fit down
Marilyn Kleinberg
time into your schedule. It's okay to
Executive Managing
Director
partake in life as long as you schedule it
eWomenNetwork
around the priorities of running your
South Jersey
business.
But don't get lulled into the
slowdown mode. There is plenty of business to be done and the
best part is that people are happier and easier to work with when
the sun is shining! Okay, I don't have any statistical data to back
that up, but come on, it's gotta be
true!
Okay, the summer is
More important is that your
here and the Great customers and potential customers
American Slowdown won't be slowing down. But maybe
your competition will...what a
begins....NO!!!!!!!
fabulous chance to stand out from
Now is NOT the
the crowd, to be heard, and to grow
time to slow down. your business.
Now is the time to
There is no time like NOW to take
step off the edge and action. I know that. I have been busy
dive into the future. making changes in my personal and
business life that I should have done
2 years ago. But I am energized. I am
eager to start fresh. And I am so thrilled that I will be letting go
of so much negativity.
If you thought I was passionate about what I do, wait to you
see the combined force of passion and possibilities! eWomenNetwork and my commitment to the success of our members
will be the main focus of my professional life as Milt and our
families will be the focus of my personal life. And yes, there
will be times when the two combine!
So grab your goggles and let's dive into the water of opportunities that await!
At eWomenNetwork events we encourage our members and
guests to adopt a give first-share always approach to
networking. Getting to know someone and then asking how you
can help them can be an unexpected gift and a powerful tool in
your business development toolkit.
eWomenNetwork members are aren't afraid to dive in and
help each other! Why not join a group where you, too, can dive
onto success! F
For more information contact eWomenNetwork at (609) 601-1333 or visit
www.ewomennetwork.com/ chapter/snj.
| 20 |
Get On
Board…
And Up Your Game!
"Accelerated Networking"
Luncheon
Date: Wednesday, July 7, 2010
Time: 11:00 AM EST (Registration)
11:30 AM - 3:00 PM EDT
Location: The Mansion on Main Street
Plaza 3000
Voorhees, NJ 08043
Cost: $45.00
$35.00 for eWN Members
$55.00 After 07/05/2010
You have the opportunity to display your
products/services at the event. A limited
number of exhibit tables are available.
Fee: $115.00/ $85.00 eWN Members
Please note: The exhibit table fee is in
addition to the registration fee and both
are nonrefundable.
Contact Information:
Marilyn Kleinberg
Executive Managing Director
(609) 601-1333
www.ewomennetwork.com/ chapter/snj
T
he majority of board appointments
begin with an invitation. If you have
spent a career establishing yourself as a
leader, you need only put the word out
that you are interested in board service,
and recruiters will start calling.:
Build direct relationships with the board.
Join industry groups.
Stay strategic.
Understand the commitment.
Other Upcoming Summer Events:
August 4 “Women, Wine & Winning:
the Money Relationship Game”
The Mansion on Main Street
6:00 - 8:00 PM
September 1 “Your Business Check
up with Kathleen Cashman”
The Mansion on Main Street
11:00 AM - 1:30 PM
WOMEN’S
OPPORTUNITY CENTER
This special program is designed to assist those who have lost
emotional or financial support as the result of separation, divorce,
death or disability of a spouse and:
Are a single head of household
Need to learn new skills
Can’t “make ends meet”
Can’t get yourself going
Want a different career
FREE SERVICES INCLUDE...
Educational and vocational
information
Interest and aptitude assessments
Community referrals
Empowerment
Legal workshops
Job search skills: resume
writing, business ethics, interview
techniques, and computer training
Job search assistance
Life skills workshops
Financial planning
For more information or to schedule an appointment,
call Cathi Rendfrey, Director for the Center,
at 856-234-6200, ext. 224 or e-mail [email protected].
Visit us online at: www.woc-bc.org
This program was made possible by a grant from
New Jersey Division on Women, Department of Community Affairs.
6/14/10
10:23 AM
Page 21
S TYLE
Tips to Avoid a Flip-Flop Fiasco
Donning flip-flops to enjoy warm weather? Follow these “do’s”
and “don’ts” from the American Podiatric Medical Association.
Emerald 2000 Salon
& Hair Replacement Center
DO’S:
DO shop for a flip-flop made of
high-quality, soft leather. Leather minimizes the potential
for blisters and other types of irritation.
DO look for flip-flops that hold APMA’s Seal of Acceptance.
For a list, visit www.apma.org.
DO gently bend the flip-flop from end to end, ensuring it
bends at the ball of the foot. Shoes of any kind should
never fold in half.
DO wear a sturdy pair of flip-flops when walking around
a public pool, at the beach, in hotel rooms and in locker
room areas. Walking barefoot can expose foot soles to
plantar warts and athlete’s foot.
DO ensure that your foot doesn’t hang off of the edge of
the flip-flop.
Specializing in Solutions
for Medically Related Hair
Loss and Fine & Thinning Hair
Individually Customized
Hair Replacement Solutions
Free Private, Confidential
Consultations for Women
and Men
Healthy Color Options for
Fine & Thinning Hair
ANNOUNCING
Human Hair
Extensions
for fine/thin hair
DONT’S:
DON’T re-wear flip-flops year after year. Inspect older pairs
for wear. If they show signs of severe wear, discard them.
DON’T ignore irritation between toes, where the toe thong
fits. This can lead to blisters and possible infections.
DON’T wear flip-flops while walking long distances. Even
the sturdiest flip-flops offer little in terms of shock absorption
and arch support.
DON’T do
yard work while
wearing flip-flops.
Always wear a
shoe that fully
protects feet when
doing outside
activities such as
mowing the lawn
or using a weedeater.
Over 25 Years Experience
that do not cause
damage or breakage.
$10 OFF
YOUR FIRST
COLOR
TREATMENT
New Clients Only.
Must present coupon at time of service.
Not valid with other offer or prior
purchase. Expires 9/15/10.
Kathy D’Alonzo, Owner
856-751-1881
324 RT. 73 SOUTH
VOORHEES, NJ 08043
www.emerald2000salon.com
DON’T play sports in flip-flops. This practice can lead to
twisting of the foot or ankle, as well as sprains and breaks. For more information, visit www.apma.org
Maria Elliott
Independent Beauty Consultant
609-499-8155
www.marykay.com/mariaelliott
| 21 |
6/14/10
10:24 AM
Page 22
B USINESS
SCORE Helps
Women Entrepreneurs
with Online Resources
CORE “Counselors to America’s
Small Business” is the premier
source of free and confidential
small business advice for
entrepreneurs.
SCORE offers online resources for
women entrepreneurs at www.score.org/
women. SCORE provides articles, tools
and mentoring that can help women small
business owners grow a business and
recover from the recession.
The SCORE women’s web site offers
interactive tools, mentoring, workshops
and articles. Complete a simple registration form to use the sales forecast
tool and monthly checklist. Featured
content at www.score.org/women
includes:
S
I d e n t i f y Yo u r S a l e s S t ra t e g y
Workshop. Try SCORE’s most
popular online workshop to develop a
sales plan that will bring maximum
results.
Start a Business Webinar. Sign up for
a free webinar, “How to Really Start
Your Own Business”, July 13th at Noon
EDT. SCORE experts will share startup success secrets, including focusing
your business idea and where to look
for small business financing.
Boost Your Sales. Take the Strategies
to Attract & Keep Your Customers
online workshop. Check out the Sony
eGuide for Demystifying Social Media.
Use the Sales Forecast template. Get 8
Great Tips to Boost Your Sales.
SCORE Women’s Success Blog.
Women SCORE leaders offer their
insights and advice on issues facing
women entrepreneurs across America
at http://womensblog.score.org.
Give Me Five. American Express and
WIPP help women business owners
secure federal government contracts
with the Give Me 5% program.
SCORE Mentoring. Get free online
and face-to-face mentoring and
workshops.
SCORE is a nonprofit association
dedicated to educating entrepreneurs and
helping small business start, grow and
succeed nationwide. SCORE is a resource
partner with the U.S. Small Business
Administration. Since 1964, SCORE has
helped more than 8.5 million aspiring
entrepreneurs and s m a l l b u s i n e s s
ow n e r s t h r o u g h
mentoring and
business workshops.
More than 12,400
volunteer business
counselors in 364
chapters serve their
communities
through entrepreneur education
dedicated to the
formation, growth
and success of small
businesses. Volunteers are working
or retired business
owners, executives
and corporate
leaders who share
their wisdom and
lessons learned in
business. Cathy Ann’s
Domestic Service
E E E
Premium House Cleaning
for Particular People
Celebrating over 10
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Call 856-596-2584 or
visit www.cads-nj.com
Cathy Ann’s
Domestic Service
856-596-2584
America’s Best
House Cleaning
Franchise!
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ISE
OPPORTU
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For more information
ab o u t s t a r t i n g o r
o p e ra t i n g a s m a l l
business, call Southern
New Jersey SCORE
Chapter 254 at (856)
406-1532 or visit at
www.score254.org.
| 22 |
6/14/10
10:24 AM
Page 23
E DUCATION /C AREER
COURT REPORTING:
A Secure, Flexible Career At Their Fingertips
W
here can you find women who love their careers,
have work-life balance with a flexible schedule, and
feel that their jobs are rewarding and important to
society? They’re court reporters, those who are not
only enjoying a world of unique job opportunities, but they’re also
in high demand—a rarity in the current job market.
Many assumed that electronic recording equipment would
replace the human court reporter. But, the fact is that technology
has increased the demand, and the field is alive and well.
“We have nearly 100 percent of our recent graduates landing
jobs, and many are receiving multiple offers even before they
graduate,” said Marlene Cohen, employment specialist at The Court
Reporting Program at Orleans Technical Institute in Philadelphia,
which offers the only court reporting program in the tri-state region
approved by the National Court Reporters Association.
Orleans has been providing court reporting training for nearly 25
years, offering an Associate in Specialized Business degree, comprehensive curriculum pairing stenography skill building and legal
classes, internship program, and on-site department dedicated to
career advisement and job search assistance.
Variety of Career Opportunities
student who is hard-of-hearing or deaf and provide an instant
conversion of the teacher’s lecture, notes and class discussions into
text that is readable live on the student’s laptop.
“I enjoy providing CART services because the students are so
thankful,” said Ulvi, a 2005 graduate of The Court Reporting Program
at Orleans Technical Institute. “They tell me that they couldn’t have
succeeded in the class without me.”
With this technology, a person who doesn’t use sign language or
has a limited ability to read lips can sit alongside a court reporter who
provides instant word-for-word, speech-to-text. Ulvi has also
provided this service to students while working remotely from home.
With endless career opportunities at her fingertips, Ulvi is
working toward expanding her skills to provide broadcast
captioning, which are the captions seen running across the bottom
of live news broadcasts.
Court Reporting Training
The Court Reporting Program at Orleans Technical Institute is
now enrolling for day and evening classes that start in September.
Visit their open house on Saturday, July 17 at 10am. For more
information, visit www.orleanstech.edu or call 215-728-4426. Court reporters hold a prestigious position, delivering an official
written transcript of what it is spoken at trial, during motions or in
depositions. The role of court reporters continues to evolve from
serving as information managers in the courtroom, to capturing
business proceedings in digital format, to assisting hard-of-hearing
and deaf persons through advanced “realtime” captioning
technology.
Many court reporters are attracted to the job security and
potential earnings, but Cohen notes that the majority of Orleans
court reporting graduates especially enjoy the independence that
comes with working as freelancers. Attorneys hire freelance court
reporters to create a record of pretrial depositions. Freelance
reporters are also hired to create verbatim, computer-based
transcripts of proceedings beyond the walls of the courtroom, from
corporate meetings, roundtable discussions and stockholder
sessions to public hearings, arbitrations and webcasts. Freelancers
can determine their own availability; they’re paid per job and receive
a per-page fee for transcripts.
Train for a new, exciting career in
COURT REPORTING that offers
flexible schedules
schedules, career longevity & independence
independence..
Train in a unique field that’s in high demand—employment
is projected to grow by 25 percent over the next decade.
(According to Bureau of Labor Statistics, U.S. Department of Labor, 9/1/09)
Learn stenography skills that can be applied to a variety
of professional settings in and out of the courtroom.
High-Tech Success
For 28-year-old freelance court reporter Chiara Ulvi, RPR,
working as an independent contractor allows her the “flexibility to
choose my own schedule” and apply her transcription skills to an
array of specialized services. She may be hired to transcribe a
deposition one day, and another day she could provide realtime
captioning at a convention or seminar.
One type of realtime technology that Ulvi provides is called
CART, which stands for Communication Access Realtime Translation.
With CART, a court reporter can be paid to accompany a college
The Potential
of Your Future
is in Your Hands.
| 23 |
Courtrooms · Law Firms · Freelance · Businesses · Schools
Realtime Reporting · Webcasting · Broadcast Captioning
Transcription Services for the Deaf & Hard-of-Hearing
The Court Reporting Program at Orleans Technical Institute
An Associate in Specialized Business Degree Program
2770 Red Lion Road, Phila. PA (Close to area bridges)
ENROLLING NOW FOR SEPTEMBER CLASS Call 215-728-4426
www.orleanstech.edu
Accredited by the Accrediting Commission of Career Schools & Colleges
6/14/10
10:24 AM
Page 24
E DUCATION /C AREER
AAUW Medford Area Branch
Awards Scholarship to BurlCo Woman
he American Association of University
Women (AAUW ), Medford Area Branch,
awarded a $1,000 college scholarship to Ann
Kennedy, 39, of Woodland Township at the
branch’s May 11 dinner.
The scholarship is awarded annually to a non-traditional female student who may have had to leave college
for family or financial reasons and is now looking to return
or advance in her studies.
Kennedy is a first semester nursing student at
Burlington County College (BCC) where she attends
class in the evening while caring for her three children
—Dillon, 7, and twins Jordan and Mackenzie, 3 —
during the day. Her husband Patrick is in construction
and is feeling the economic downturn in that industry
as many are across the state. He cares for the children
when his wife is in class.
When Kennedy graduated from Pennsauken High
School, she went to cosmetology school but always
T
Continued on page 30
(L to R) Mary Ann Brookes, new President of the AAUW Medford Area Branch,
Ann Kennedy recipient of the $1,000 AAUW college scholarship and
Lynne Poag, outgoing President of AAUW.
Too busy for college?
Want to start college, but don’t know how?
Thinking about returning to college to finish your degree?
Burlington County College can make the decision easy for you.
• Flexible Schedules – day, evening, weekend and online courses;
accelerated semesters available
• Convenient Locations – Pemberton, Mt. Laurel, Willingboro, Mt. Holly,
Joint Base MDL, Burlington City, local high schools or
even at home on your computer
• Affordable Tuition – one of the lowest in the state with Financial Aid
and Scholarships available
• More than 70 Associate Degree programs to choose from!
Free tutoring and academic advising available to all students.
Contact Recruitment at (856) 222-9311 or (609) 894-9311
ext. 1310 and get your questions answered.
Apply online today at www.bcc.edu
| 24 |
6/14/10
10:24 AM
Page 25
E DUCATION /C AREER
United Way of
Burlington County
Announces 2010
Campaign Chair
YOU’RE DRIVEN TO
BUILD YOUR OWN
BUSINESS.
BUT YOU WOULDN’T
MIND A ROCK-SOLID
FOUNDATION.
®
Now you can have an insurance
and financial sales career that
offers the kind of flexibility you
want, with the resources and
proven business model of a
Global Leader. The Prudential
Insurance Company of
America’s Financial Services
Associate Program is where it
starts.
D
r. Dolores Szymanski, Superintendent of the Burlington
County Institute of Technology
for the past five years, takes on
the challenging role of Campaign Chair
for a second time. As the 2009 Campaign
Chair, Szymanski led the organization to
raise more than $4.6 million for Burlington
County, despite the turbulent economy.
Szymanski will once again lead the
hundreds of community volunteers, representing local businesses, government and
non-profit agencies, as they work to raise
money for our community.
The money raised by United Way is
returned to the community through
programs that address the health and human
service needs of county residents. Dedicated
to improving the quality of life for the people
of our community, United Way strives to
strengthen families, invest in children and
youth, respond to crisis and promote healthy
living. The largest fundraising campaign of
its kind in Burlington County, United
Way raises nearly $5 million each year,
with several hundred organizations participating.www.uwburlington.org. www.burlingtoncountywomanonline.com
You’ll learn hands-on from
seasoned professionals, in the
classroom and in the field. And
you’ll get the support you need
to prepare for required
licensing exams. All while
receiving a generous
compensation and benefits
package. After your training
period, you’ll have a world of
opportunities—including the
chance to lead your own practice.
Fay Reynolds
Agency Recruiter
5 Greentree Centre, 2nd Floor, Suite 200
Marlton, NJ 08053
Telephone 856-396-0300 ext.7246
Fax 856-489-8132
[email protected]
©2009. The Prudential Insurance Company of America and its affiliates, Newark, New
Jersey are Equal Opportunity/Affirmative Action Employers. Prudential, Prudential
Financial, Rock-Solid, the Rock Logo, and the Rock Prudential Logo are registered
service marks of The Prudential Insurance Company of America, and its affiliates.
0164650-00001-00 Ed. 10/2009
| 25 |
6/14/10
10:24 AM
Page 26
C ROSSWORD
Crossword Puzzle
ACROSS
DOWN
1.
“Vamoose!”
1.
Arctic transport
6.
Party animal?
2.
Zoo enclosure
10. Swindle
3.
Floor coverings
14. Petrarch's beloved
4.
Oklahoma Indian
15. Nuts or crackers
5.
Change for Norma Jean
16. First name in folk
6.
Glossy
7.
Rocky pinnacle
8.
Vitriol
9.
Racing vehicle
17. Actress Samantha
18. Composer Satie
19. Diving bird
20. Be unable to stand
22. Auto race place
24. Equally
11. Sing like Bing
12. Unaccompanied
13. Simple organism
26. Done for
http://thinks.com. All rights reserved.
10. Heraldic cross
21. Fathers
27. Gentle breeze
23. Beijing coin
30. Persian Gulf state
25. Ready for
32. Mistaken
27. Enthusiasm
34. Stairway post
28. Mother of the Valkyries
38. Commotion
29. Support
39. Slowpoke
31. Land east of the Urals
41. Had a bite
33. Formerly
42. Capital of Bolivia
35. Power unit
45. Actress Colbert
36. James of jazz
48. River flowing from the
Carpathian mountains
37. Wine sediment
50. Rodeo equipment
51. Heavy silk fabric
54. Parting words
56. Wry writer
58. Reeled off
62. NZ bird
40. “Imaginary Friends”
author
43. Stupid
44. Penne alternative
46. Abandons
47. Least demanding
49. Did a double take?
51. “Oliver Twist” villain
63. Enormous
52. Take for __
65. Spyri book
53. Lawn cutter
66. Heaven on earth
55. Multiply
67. Tony’s cousin
57. London transport
68. Lauder of cosmetics
59. Former Yugoslav leader
69. Withered
60. Fulda feeder
70. Care for
61. Carpe _______
71. Rage
64. _______ rummy — Solution on page 30
| 26 |
6/14/10
10:24 AM
Page 27
C OMMUNITY
Community Resources Directory
Abuse (Child)
Child Advocacy Center............................609-265-5881
NJ Child Abuse & Neglect Hotline......1-877-NJ-ABUSE
NJ Division of Youth &
Family Services ......................................1-800-331-DYFS
Abuse (Domestic Violence)
Domestic Violence Advocacy Center
of Burl. Co. ..................................................609-265-9000
National Domestic Violence Hotline ....1-800-799-SAFE
NJ Domestic Violence Hotline..........1-800-572-SAFE
Providence House Catholic Charities Domestic
Violence Hotline ....................................1-877-871-7551
Tree House Haven 24-Hour
Resource Line ............................................856-630-8642
Animal Welfare
Animal Sanctuary Society, Inc. ............856-642-0004
Burlington County Animal Shelter ....609-265-5073
NJ Aid for Animals ....................................856-498-3978
Addiction
Alcoholics Anonymous of NJ............1-800-245-1377
Burlington County Drug &
Alcohol Abuse Unit ..................................609-265-5536
Clutterers Anonymous............................609-668-3785
Gamblers Anonymous of SNJ ..........1-888-746-1427
Narcotics Anonymous of NJ
Helpline ....................................................1-800-992-0401
NJ Drug Abuse Hotline ......................1-800-225-0196
NJ Quitline ..............................................1-866-NJ-STOPS
Prevention Plus of Burlington County......609-261-0001
Adoption /Foster Care
Catholic Charities ......................................609-278-1213
NJ Dept. of Children and
Families ..........1-800-99-ADOPT or 1-877-NJ-FOSTER
New Jersey MENTOR............................1-800-864-4354
Child Care
BCCAP Child Care Resource and
Referral Agency..........................................609-267-7674
NJ Dept. of Children and Families,
Office of Licensing ................................1-877-667-9845
Family Service ..........................................609-267-5928
Family Support Organization of
Burlington County ..................................609-265-8838
H.O.P.E. Support Group for Widows &
Widowers....................................................856-234-2200
Intensive Family Support
Services ..........................................609-386-8653 x 107
National Suicide Prevention Lifeline ....1-800-273-8255
NJ Information & Assistance Network.... Dial 2-1-1
NJ Mental Health Cares ....................1-866-202-HELP
Overeaters Anonymous ......................609-239-0022
Parents Anonymous of NJ 24-hour
Helpline....................................................1-800-THE KIDS
SpeakEasy Breast Cancer Support ....856-662-5474
Tapestries of Hope ..................................856-302-5595
The Drenk Center ....................................609-267-5656
Crime Reporting
Police/Fire Emergency ..................................Dial 9-1-1
We Tip......................................................1-800-78-CRIME
Disabled Citizens
Arc of Burlington County......................856-764-9494
NJ Commission for the Blind &
Visually Impaired ....................................856-482-3700
NJ Division of Developmental
Disabilities ............................................1-800-832-9173
Emergency Services
Catholic Charities ....................................856-764-6940
American Red Cross, Burlington County
Chapter ......................................................609-267-9595
Burlington County Dept. of Public
Safety ..........................................................609-261-3900
Employment
Occupational Training Center of
Burl. Co. ......................................................609-267-6677
Education
NJ Dept. of Education
(Burl. Co. Office)........................................609-265-5060
Counseling /Support
Bridge of Hope Burlington County ....609-354-8548
Community Counseling Center of
Moorestown VNA......................................856-380-1070
CONTACT of Burlington County
24-Hour Helpline ......................................856-234-8888
Health
Alzheimer’s Association
Delaware Valley Chapter ......................856-797-1212
American Cancer Society ................1-800-ACS-2345
American Heart Association ........1-800-AHA-USA1
American Lung Association ..........1-800-LUNG-USA
Arthritis Foundation, NJ Chapter ....1-888-467-3112
Autism New Jersey ............................1-800-4-AUTISM
Burlington County Health Dept. ........609-265-5548
Leukemia & Lymphoma Society ........856-638-1250
Lourdes Cancer Center ..........................609-835-5432
Lupus Foundation of SJ ........................856-988-5444
March of Dimes ........................................856-874-9050
Masonic Hospice Services ....................609-589-4444
Moorestown Visiting Nurses &
Hospice ..................................................1-877-862-4663
Multiple Sclerosis Association of
America ......................................................856-488-4500
N.J. Organ and Tissue Sharing
Network ..................................................1-800-742-7365
National Cancer Institute Cancer
Information Service ........................ 1-800-4-CANCER
| 27 |
Community Outreach / Volunteer Opportunities
Goodwill Industries ..................................856-439-0200
Habitat for Humanity ..............................856-303-8080
Literacy Volunteers of Burl. Co. ............609-877-5566
Retired & Senior Volunteer Program
of Burl. Co.......................................609-894-9311 x 1498
United Way of Burlington County ......609-267-4500
YMCA of Burlington County ................856-234-6200
Consumer Protection
Burlington Co. Office of Consumer
Affairs ............................................................609-265-5098
Better Business Bureau of NJ, Inc. ......609-588-0808
National CDC Info Hotline ..............1-800-CDC-INFO
NJ Poison Control Center ................1-800-764-7661
NJDEP Radon Section ......................1-800-648-0394
Planned Parenthood of SNJ ................609-871-4220
Hospitals
Buttonwood Hospital of Burl. Co. ......609-726-7000
Deborah Heart and Lung Center ......609-893-6611
Hampton Behavioral Health Center ....609- 267-7000
Lourdes Medical Center of
Burlington County ................................609- 835-2900
Marlton Rehabilitation Hospital........856- 988-8778
Virtua Memorial Hospital
Burlington County ..................................609-267-0700
Virtua West Jersey Hospital-Marlton....856-355-6000
Weisman Children’s Rehabilitation
Hospital ......................................................856-489-4520
Housing
U.S. Department of Housing &
Urban Development ..........................1-800-669-9777
Miscellaneous
Dept. of Transportation Vehicle
Safety Hotline ......................................1-800-424-9393
US Consumer Product Safety
Hotline ....................................................1-800-638-2772
Missing & Runaway Children
Child Find of America ......................1-800-I-AM-LOST
National Runaway Switchboard....1- 800-RUN-AWAY
National Center for Missing &
Exploited Children ..............................1-800-843-5678
Seniors
Burlington County Board of Social
Services ......................................................609-261-1000
Burlington County Office on Aging ....609-265-5069
CONTACT of Burlington County
24-Hour Helpline ....................................856-234-8888
Meals on Wheels ....................................609-702-7053
NJ 2-1-1 Partnership ......................................Dial 2-1-1
Social Security Administration ......1-800-772-1213
The Tender Social Day Center ............856-234-5999
Veterans
Burlington County Office of Veterans
Affairs ..........................................................609-265-5008
U.S. Dept. of Veterans Affairs ..........1- 800-827-1000
Youth
Big Brothers / Big Sisters ......................856-616-2340
Boy Scouts of America
Burlington County Council ..................609-261-5850
Girl Scouts of Central &
Southern NJ ..............................................856-795-1560
MOMS Club of Burlington, NJ ............609-386-0742
Every effort has been made to ensure accuracy of
listings at time of print. To have your organization
considered for inclusion, please email listing along
with desired category to [email protected].
Inclusion in directory does not imply endorsement
by Burlington County Woman.
6/15/10
11:59 PM
Page 28
E VENTS
Girls Just Want to Have Fun!
njoy these FREE or low-cost Summer events
in Burlington County. For more events visit:
E
JUNE
6.26 Craft Show
Rancocas Woods, Creek Rd., Mount Laurel
8am – 3pm (Raindate 6/27)
www.rancocaswoods.net
JULY
7.9 Artwalk
Main Street, Moorestown; 6pm – 9pm
www.moorestown.com/mba
Showcase of artists, restaurants and businesses
7.10 Burlington County Amphitheater
presents Odessa Klezmer
5 Pioneer Boulevard, Westampton
7pm – FREE Admission, www.bcls.lib.nj.us
Happy foot-dancing music of the Klezmirim
musician and traditional music of Eastern Europe
presents The Lightyears
Popular British band’s only appearance in NJ
on their U.S. tour
presents Rock & Roll Circus
Rolling Stones tribute featuring authentic
guitars from 1969 to present
7.17 Burlington Jazz, Blues & Heritage
Festival
Riverfront Promenade, City of Burlington
12pm – 8pm
www.burlingtonnj.us
Good food, great music & family togetherness
presents Curley Taylor & Zydeco Trouble
Edgy Zydeco/R & B music
7.21 – 7.24 Burlington County Farm Fair
Village Green, Route 541, Lumberton
www.burlingtoncountyfarmfair.com
Entertainment and exhibits for the whole family
presents 52nd Street
7pm – FREE Admission
www.bcls.lib.nj.us
6-piece, live concert, re-creating performances
of Billy Joel
7.24 Craft Show
Rancocas Woods, Creek Rd., Mount Laurel
8am- 3pm (Raindate 7/25)
presents Reference Point
www.bcls.lib.nj.us
R&B, classic soul, funk and jazz
presents Friends
www.bcls.lib.nj.us
Classic Rock concert
presents Jay Henley
www.bcls.lib.nj.us
Jay Henley was First Runner-Up in
Kenny Chesney’s “Next Big Star Contest”
AUGUST
presents Spook Handy Trio
www.bcls.lib.nj.us
Blend of Americana, folk, bluegrass, and blues
8.13 & 8.14 Bordentown Annual
Sidewalk Sale
Downtown Bordentown
www.downtownbordentown.com
Weekend of sales by Bordentown merchants
8.13 Artwalk
Main Street, Moorestown
6pm – 9pm
presents Parrotbeach
www.bcls.lib.nj.us
Best of Jimmy Buffett and island music
8.14 Burlington City’s Festival of Lights
Riverfront Promenade, Cityof Burlington
www.burlingtonnj.us
Carnival rides, vendors, boat parade, fireworks
presents Bare Bones
www.bcls.lib.nj.us
BurlCo musicians provide styles and songs to
please everyone
presents Joe Vadala & Friends
Unique vocal and guitar styles - Joe Vadala has
shared the stage with Bruce Springsteen
| 28 |
presents An Evening with the Music of
John Denver
Singer/guitarist Charlie Zahm, fiddler Tad
Marks and guitarist Steve Hobson recreate
Denver’s most popular selections
8.28 Craft Show
Rancocas Woods Village of Shops,
Creek Road, Mount Laurel
8am – 3pm (Raindate 8/29)
presents the Pine Barrons Chorus and
Sweet Adelines
www.bcls.lib.nj.us
Award winning Men and Women barbershop
choruses singing acappella four-part harmony
SEPTEMBER
9.10 Artwalk
Main Street, Moorestown
6pm – 9pm
9.11 A Taste of Medford
Freedom Park, Medford, Noon - 3pm
www.medfordbusiness.org
Showcase of Medford restaurants and
businesses
9.11 Maple Shade 38th Annual
Sidewalk Sale
Main Street (between Fellowship Rd. and
Coles Ave.), Maple Shade, 9am-3pm
www.MapleShadeABC.com
9.11 40th Annual Wood Street Fair
Wood Street and along the Riverfront,
City of Burlington, 9am-4pm (Raindate 9/12)
www.woodstreetfair.com
Over 175 artisans and crafters, food, tours of
historic homes, Jazz Festival
9.18, 9.19, 9.25 & 9.26
The New Jersey Renaissance Faire
Liberty Lake, 1195 Florence-Columbus Rd.,
Bordentown
11am – 6pm (Saturday & Sunday 9/18, 9/19,
9/25 & 9/26)
To purchase tickets call 1-888-864-8222 or
visit www.njrenfaire.com
Robin Hood-themed, authentic Renaissance
experience for the whole family To submit your upcoming event, please e-mail
[email protected]. Space is limited. Please
note that events may be subject to change.
Contact the promoter or visit their website
before attending an event to confirm date, time,
location and other details.
6/14/10
10:24 AM
Page 29
C HILDREN
St. Andrew’s Nursery School and Kindergarten
A NINE YEAR WINNER IN THE “BEST OF SOUTH JERSEY” CONTEST
t. Andrew’s Nursery School and
Kindergarten (www.staNursery
School.com) located on Route 70
next to Ponzio’s Diner in Cherry Hill,
opens its doors this fall for the 45th year.
The school, voted
a winner as the Best
Nursery School in
South Jersey by The
Inquirer and Courier
Post (9 years), began
as an outreach of the
church in 1966 and
continues to provide
for children a warm and
nurturing environment
Jill Mayo, M.Ed
in which to explore and
be creative. According to Director, Jill Mayo, B.S.,
M.Ed., “St. Andrew’s offers a well-rounded program
with many more certified teachers than the state
requires, and we keep the number of children
in each class less than the state allows. These two factors ensure that
the children receive necessary and valuable one-on-one attention.”
S
KINDERGARTEN ENRICHMENT includes the forgotten FUN
part of kindergarten. It also reinforces the academic skills children
are learning in their traditional kindergarten class. This program
enhances children’s public or private kindergarten program by
adding experiences that enrich their skills-academically,
emotionally, physically and socially. The Enrichment Program
includes math, reading readiness, language arts, science, physical
activities, music and creative arts. It encourages the development
of positive self-esteem as children see themselves as readers,
writers, artists, dancers and singers…and so much more!
The TRANSITIONAL KINDERGARTEN (5 years by December
31st) and NURSERY SCHOOL (21⁄2 - 4 years) hands-on curriculum
helps prepare children for kindergarten and is centered around
language arts, science, creative arts and music with the goal of
fostering individual curiosity, language development and readiness
for learning. Classes are offered morning and afternoon.
MOTHER’S MORNING OUT is a program for children who are
2 years by October 1st. The class is designed to aid in the development of a positive self-image, socialization skills and early
school routines. Creative crafts, imaginative play, language development, physical development experiences, stories and songs are
all provided in a nurturing environment.
TODDLER AND PARENT CLASSES are available for children
who are 18-35 months by October 1st. In addition to the benefits
for children, the objectives of the program are to enable parents to
gain insight into the growth and learning patterns of their toddlers
during this critical developmental stage. Inquiries and inspection of the school facilities are invited. Summer
Open House every Thursday from 10 a.m. to 1 p.m. Call the office (856)
429-4470 for a brochure or for more information. Visit our website
at www.staNurserySchool.com.
| 29 |
6/14/10
10:24 AM
Page 30
I NSURANCE
Insurance Needs Can Change
As Economy Forces More Young Adults to Move Back in with Parents
n today’s difficult economy, many new
college graduates are moving back in
with their parents. When an adult child
is forced to make that move because of
a layoff, a lack of job opportunities, a divorce
or any other reason, the family should review
their health, homeowner’s and auto insurance
policies immediately to make sure everyone
has the proper coverage, says New Jersey
Department of Banking and Insurance Acting
Commissioner Tom Considine.
“A grown child moving back home can
change a family’s insurance situation and
inadvertently leave someone uncovered or
under covered,” said Considine. “When this
occurs, when a so-called boomerang child
comes back home, families should take a
close look at their insurance.”
A Pew Research Center study in
November 2009 found that in the past year,
nearly 13 percent of parents with grown
children have had at least one of their adult
sons or daughters return home to live for
financial reasons. Saddled with college loans
and unexpected job loss, these young adults
are forced to live at home until they can find
a job and get their finances back on track.
Commissioner Considine recommends
that families who find themselves in this
situation consider the following:
I
Review Your Insurance Policies
Families might find they can save money
by combining existing insurance policies. For
example, young adults renting before moving
AAUW Awards
Continued from page 24
back home no longer need renter’s insurance;
instead, they could potentially be added to the
homeowner’s policy. However, they need to be
sure that their parents’ homeowner’s policy has
a broad enough scope to include them as
“insured.” Additionally, young adults might
need additional coverage if the move back
home forced them to rent a storage locker for
their belongings or if they have big-ticket items,
like jewelry, expensive electronic equipment or
other valuables that may require coverage
beyond what their parents’ homeowners’ policy
currently provides.
Auto Insurance
Auto insurance coverage is another
important consideration. Does the young
adult have his or her own car that needs to
be added to the parent’s policy? Or does the
young adult need to be added as another
driver of an existing family vehicle? The
good news is parents can keep any member
of the family on their auto insurance policy
as long as that person lives in the same
house. But rates may increase, so parents
should look for discounts such as those
given for multiple vehicles, multiple
policies (homeowner’s, life, health, and
disability), anti-theft devices and good
driving records.
Parents should discuss the situation with
their insurance agent or carrier to determine
what level of coverage their family needs. To
learn more, young adults can visit the National
Association of Insurance Commissioners’
course at a time to try and get used to
going to school again.
“This scholarship will be a tremendous
help to me now,” said Kennedy, who added
that applications for the scholarship were
put in mailboxes at BCC. AAUW received a
record-high 16 applications for the 2010
scholarship.
“It’s taken me so long to get back to
school so late in life. This award will be a big
help,” said Kennedy. harbored a strong interest in nursing.
When her children were born, Kennedy
says she wanted to explore a more stable
career like nursing to help support her
family. But with high risk pregnancies and
then three children, that goal was put off.
“Financial reasons, mainly tuition
and expenses, were a main reason why
it was difficult to go back to school for
nursing,” Kennedy said. Children and an
unpredictable family income were also
factors that kept delaying her return to
school. Slowly, she began taking one
The AAUW raises funds for its annual scholarship
through a fundraiser Gala each November
when many area businesses donate auction
items and gift certificates. For more information,
contact Mary Ann Brookes at 609-953-4035 or
[email protected].
| 30 |
section for young singles on Insure U:
www.insureuonline.org/course_singles.htm
Health Insurance
In New Jersey the law allows young
adults to continue coverage or become
covered under a parent’s group health plan as
an overage dependent until the young adult’s
31st birthday. There are a number of conditions — the most important are: the coverage
must be insured (not self-funded) and the
underage child must have no dependents of
his or her own (be unmarried and childless).
Individuals who reside in New Jersey are
guaranteed the right to purchase health
coverage under standard individual health
benefits plans designed by the Individual
Health Coverage Program Board as well as
under the more limited “Basic and Essential”
plans without regard to health status. Some
of these plans are rated based on age with
lower premiums being charged for younger
persons. And the Basic and Essential plans
have more limited benefits and lower
premiums, which may be appropriate for a
young healthy person. For more information
on individual health coverage in New Jersey,
consumers can go to: www.state.nj.us/dobi/
division_insurance/ihcseh/shop_ihc.htm
For more information about auto, home, life and
health insurance options, as well as tips for
choosing the coverage that is right for you, visit
www.InsureUonline.org, www.njdobi.org or call
1-800-446-SHOP (7467).
Solution to Crossword Puzzle
— Crossword Puzzle located on page 26
6/14/10
10:24 AM
Page 31
H OME
PSE&G Suggests Ways to Keep Cool & Cut Costs
New YouTube video shows you how!
ummer is here, which likely means
higher electric bills as people turn on
fans and air conditioners to help keep
cool. Demand for electricity can also
increase if you have house guests or children
home for the summer. The following tips from
PSE&G can help you plan ahead and control
energy costs:
Use ceiling fans in the counter-clockwise
direction to create a wind-chill effect,
making you feel cooler. Also, whole-house
fans that bring in cooler night-time air can
pre-cool a house and reduce energy use in
the daytime if heat is kept out by closing
windows and shades.
Install a programmable thermostat. If health
conditions permit, raise the setting from 73
to 78 degrees. You can save 3 to 5 percent
on your air conditioning costs for each
degree you raise the thermostat.
Close doors leading to uncooled parts of
your home. If you have central air conditioning, close off vents to unused rooms.
Keep filters clean.
S
Plant shade trees close to the house on the
South and West sides.
Seal holes and cracks around doors and
windows. Eliminate air leaks between
window air conditioners and windows with
foam insulation or weather-stripping.
Turn off power sources. TVs, computers and
other electronic devices draw power when
they are in standby mode or turned off but
still plugged in. Plug electronics into power
strips and turn off the power switch when
the items are not in use.
Switch to compact fluorescent light bulbs
(CFLs), which use 75 percent less electricity
and burn more coolly than incandescent
bulbs. Keep in mind that CFLs are especially
handy in hard-to-reach fixtures and won’t
need to be replaced for about five years.
Use timers and motion detectors on indoor
and outdoor lighting.
Delay heat-producing tasks such as laundry
until later in the day. Wash full loads, using
cold water whenever possible.
Run the dishwasher at night, using the
shortest cycle
that will get the
dishes clean. If
manufacturers’
directions
permit, turn the dishwasher
off before the dry cycle or use the air dry
feature if your machine has one.
Take short showers. They use less hot water
than a bath.
Replace old appliances with new energy
efficient ENERGY STAR appliances.
Unplug the extra refrigerator in your garage
or basement and use it only when
necessary. Refrigerators that are only 10
years old can use twice as much electricity
as new ENERGY STAR labeled models. To view demonstrations of how to save money in
your home, visit PSEG’s YouTube channel
at www.youtube.com/psegvideo. For additional
ways to save energy and money, visit
www.pseg.com/customer/home.
For more information about ENERGY STAR
products visit www.energystar.gov.
License No. 13VH00028600
| 31 |
6/15/10
11:59 PM
ADVOCATESPEAKS
Page 32
AdvcateSpeaks
are not aware there are Consumer
Protection laws in New Jersey
which have been in effect for over
40 years. Consumers are also not
aware that 20 counties and 10
municipalities have their own
Renee Borstad
Consumer Affairs office. Each
Burlington
County
omen who have
office is staffed with investigators
Consumer Affairs /
b e e n r e ly i n g
Weights & Measures
who not only provide inforon their “man”
mation and education, but also
to tackle their
investigate consumer complaints.
personal problems when it comes to issues
And – this is prime season for consumer
or problems in the grand marketplace need
phone calls requesting information before
to take control.
selecting a home improvement contractor.
A good man is a good thing – but
Contractors who undertake home improvetaking charge of your own financial
ments in excess of $500 must register with
problems is not only satisfying – it gives
the N.J. Division of Consumer Affairs.
you an opportunity to gain confidence in
Registered contractors are required to
the money decisions you make.
have a minimum of $500,000 ACTIVE
Case in point: While I was speaking to
commercial general liability insurance. Ask
a group of homeowners on New Jersey
to see the contractor’s Certificate of General
consumer law, one of our consumers – a
Liability Insurance. No registration number,
widow – requested information on home
no liability insurance…NO DEAL!
improvements contractors because she
Again – take charge. Consumers can
needed a new roof.
even resort to the Internet, and tap into
This lady, our consumer, said that her
www.state.nj.us/lps/ca to check out each
late husband always made repairs around
home improvement contractor on their list.
the house, or contacted someone else
Write down the registration number for
depending on what had to be done. She
each. If no registration number exists,
said she didn’t know what to do.
continue with the names or trade names of
She said her roof was leaking. She had
additional contractors.
spoken to her neighbor and explained what
Consumers should also contact the
was happening. The neighbor suggested she
consumer office in their county or municlook in the phone book “yellow pages” and
ipality to discuss a contractor’s complaint
contact a home improvement contractor
history, if one is available. The office you
specializing in roof repairs and installation.
contact will also assist in obtaining
Despite reading advertisements in the
contractor registration information.
phone book, the community newspaper
Once you have selected three registered
and online advertisements, she never called
contractors, or more, call and make
anyone.
appointments for a roof inspection
She said she noticed contractor signs
requesting written contracts from each.
posted on other homeowner properties,
Carefully review and make sure the
wrote down the names printed on several
following is stated on each contract:
signs, phone numbers and web sites, but
Contractor’s trade name, if there is one,
still did not contact anyone.
or individual name;
She said her family lived out-of-state
Contractor Registration number which
and she did not want to contact them
starts 13VH;
because they wanted her to sell the house,
Contractor’s business address and phone
get rid of her extensive clutter and move
number ( a post office box number is not
into an apartment.
acceptable unless accompanied by a
Finally, she said that she wanted to stay
physical address);
in her house, fix what has to be done and
The required three-day notice of canceleven redecorate. But the roof was number
lation. By law you have three days from
one on her list.
the date you signed the contract to cancel;
Well, here’s the deal: many consumers
When it Comes to
Consumer Affairs and
Personal Finances,
Women Need to Take
Charge!
W
| 32 |
Exact description of the work to be
performed, the brand name of the
products to be used, the manufacturer’s
written warranty for each item plus the
contractor’s job guarantee, which must
also be in writing;
The total price must also be stated on the
contract including the start date and
completion date;
An agreed payment schedule leaving a
greater amount to be paid to the
contractor AFTER the work has been
inspected and approved by your
township’s Construction Code office; and
Make sure the contractor will apply for a
permit before the job is started.
Contact your local municipal office and
discuss permit requirements with the
Construction Code officer. Any questions? Contact your Burlington County
Office of Consumer Affairs at (609) 265-5054
or email [email protected].
16th Annual Taste of
Burlington County
Benefiting Providence House
Domestic Violence Services
of Catholic Charities
October 13, 2010
6:00 p.m to 9:30 p.m.
sss
The Merion
2OUTE3OUTH
s#INNAMINSONs
.EW*ERSEY
Questions? Interested in being a sponsor,
donating gift auction items, or want to
buy tickets? Please contact: Allison Kulak
at 856.824.0599 or [email protected].
www.providencehousenj.org
6/14/10
10:25 AM
Page 33
L EGAL
Disability Insurance: More Important
Than Life Insurance? (Part 1 of 3)
hile most Americans insure their lives and material assets,
like their homes, cars, etc., many overlook the need to
protect their most valuable asset — the ability to earn an
income.
According to Kenneth Podell, CLU, a financial advisor with Mass
Mutual, insurance claims studies indicate that the odds of becoming disabled
for 90 days or longer are much greater than dying during one’s work years.
• At age 27 = 2.7 times greater
This article will briefly review individual disability insurance (“D.I.”).
W
Individual Contract (“D.I.” Policy)
An individual who is concerned that a disability may drastically
reduce or eliminate current income will often purchase individual income
insurance – a “paycheck protector”– from an insurance carrier. An application is completed, providing medical history for at least the past five
years, employment background and income for at least the past three
years, and other documentation, which may be required for underwriting
purposes (the company assesses whether it’s worth taking the risk). These
policies are commonly underwritten for white-collar workers. There are
some available for blue-collar workers, but they are often limited to five
years of coverage. Most of these policies do not offset for workers’
compensation or social security benefits.
Benefits, Costs, Options
Underwriting guidelines until the past few years were, generally, to
allow insurance to cover up to 60% of gross income. There is very
aggressive risk management now, so applicants may be lucky to get 50%.
If an applicant’s income is $3,000 per month, the company may allow
$1,800 per month in Disability Income. The less expensive policies have
longer elimination periods (or “deductibles”). That is, if one secures a
policy with a 30-day elimination period (where the check becomes payable
for the period commencing on the 31st day of disability), that will be much
more expensive than a policy with a 90-day elimination period. Just as
with a life insurance policy, options or “riders” a/k/a “endorsements,” are
available at additional costs. There is the “option to purchase additional
insurance” without medical re-examination, which is generally offered
every three to five years up until a cut-off age, and, which still requires
proof that current income has increased to justify the amount of increased
coverage requested. Some D.I. policies stop coverage at age 65, or reduce
benefits payable if disability occurs after age 60, but then offer “lifetime”
riders so that the monthly income will go up annually with inflation.
Finally, as to cost, D.I. policies cost more to initially purchase the older you
get, but, premiums do not go up once purchased. Benefits are tax-free,
since the insured pays the entire premium.
perform only a portion of his or her duties.
The provision may also pay benefits in the
event the disability reduces the insured’s
income by a certain amount (for example,
20% or more) from pre-disability levels.
Cost of Living Adjustment: Is there a
cost-of-living adjustment (COLA) which
would increase benefit payments after a
disability occurs?
David S. Bross,
Cancellability and Renewability of a
Esquire
Policy: Except for nonpayment of premiums,
is the policy non-cancellable or guaranteed renewable? “Non-cancellable”
generally means that the policy can be renewed each year at a fixed
premium, for a specified time period. Guaranteed renewable is similar,
but allows the insurance company to increase the premium.
Waiting and Elimination Period: Is the waiting or elimination
period proper for the insured’s circumstances? Commonly available
periods include 90, 180 and 360 days. Naturally, the longer the elimination period one selects, the lower his or her premium payments will be.
However, a person’s needs, cash reserves and income sources should be
the deciding factors in selecting a proper elimination/waiting period.
Benefit Period — What benefit period should be selected? Since a
long-term medical disability can be financially devastating, one should elect
a long term benefit where possible. Some companies offer lifetime benefit
periods, but periods as short as 24 months to 60 months are also available.
My next column will look at group disability insurance policies,
commonly referred to as “LTD” policies. For more information, please call (856) 795-8880 or (609) 702-0700 or visit
www.davidsbross.com.
SOCIAL SECURITY DISABILITY
DAVID S. BROSS
ATTORNEY AT LAW
25+ Years Experience SSI/SSD
Voted by the readership of South Jersey
Magazine as an “Awesome Attorney”
in each of the past three years
Member of NOSSCR
Proudly serving
Veterans.
Free Initial Consultation
Ask about our
No Recovery, No Fee
VETERANS’
Disability Insurance Claims DISCOUNT.
Former Social Security Benefit Authorizer
What to Look for in a Disability Insurance Policy
Definition of Disability: Are education, experience, and past
earnings taken into account in determining whether the insured is
qualified to resume work? Many policies provide for an initial ownoccupation definition of disability, for a specified period of time, after
which a different definition of disability applies.
Partial or Residual Benefits: Partial or residual disability benefits
may be paid in some policies when the impairment allows the insured to
| 33 |
“The knowledge of a Social Security advocate
with the skills of a trial attorney.”
Bross & Group, P.A.
www.davidsbross.com
Faith S. Steinberg, Esq.
Of Counsel
(856) 795-8880
(609) 702-0700
102 Browning Lane • Cherry Hill
37 Grant Street • Mount Holly
6/14/10
10:25 AM
Page 34
F OOD
Community Farmers’ Markets
I
ncluding fruits and vegetables in your daily consumption
has been shown to help maintain good health and possibly
prevent certain health conditions. Make Jersey Fresh
produce part of your daily routine.
HARVEST DATES AVAILABILITY CHART
COMMUNITY FARMERS’ MARKETS
IN BURLINGTON COUNTY
Harvest dates listed may vary depending upon weather conditions and
geographic location of the farm. Call ahead to avoid disappointment.
Bordentown City Community Farmers’ Market
Farnsworth Avenue, Bordentown City
Web site: cityofbordentown.com
Open: June 9 - October 27, 2010, Wednesdays, 4 p.m. - dusk
Burlington County Farmers’ Market
Hartford and Centerton Roads, Moorestown
Web site: www.co.burlington.nj.us/pages/pages.aspx?cid=631
Open: May 15 - October 30, 2010, Saturdays, 8:30 a.m. - 1 p.m.
Columbus Farmers’ Market
2919 Route 206, Columbus • www.columbusfarmersmarket.com
Open Year-Round (Visit Web site for Indoor & Outdoor Markets days & times)
Medford Lakes Farmers Market
Trading Post Way and Aetna Way, Medford Lakes (Behind PJ Whelihan’s)
Web site: www.marketatthelakes.org
Open: June 19 - October 2, 2010, Saturdays, 8:30 a.m. - 12:30 p.m. Open rain or shine except during declared weather emergencies. WIC & Senior FMNP
vouchers accepted by some farmers.
Tropical Sunrise Parfait
Recipe from Fruits & Veggies–More Matters™
This taste from the tropics will put a splash of sunshine
in your morning. Preparation time: 15 minutes. Serves: 4.
Cups of Fruits and Vegetables per Serving: 1
Ingredients:
• 2 cups canned pineapple tidbits or chunks in 100%
fruit juice, drained
• 1 cup (½ pint) raspberries (fresh or frozen)
• 1 cup low-fat vanilla yogurt
• 1 medium banana, sliced
• 1/3 cup dates, chopped
• ¼ cup whole almonds, toasted and chopped
Heat oven to 300°F. Put almonds on a non-stick baking
pan. Place in oven for 5-6 minutes, shake pan several times
during toasting. Remove from oven, cool and coarsely chop.
While almonds are toasting, layer the pineapple, raspberries,
yogurt, banana, and dates in parfait glasses. Sprinkle the almonds on
top and serve. (Garnish with or add your favorite fruit.)
Each serving provides: An excellent source of vitamin C and fiber,
and a good source of calcium and potassium. Nutritional Information per Serving: Calories: 238, Total Fat: 5.7g, Saturated
Fat: 0.9g, % of Calories from Fat: 20%, Protein: 6g, Carbohydrates: 46g,
Cholesterol: 3mg, Dietary Fiber: 6g, Sodium: 42mg
Fruits & Berries
Early
Most Active
Late
Apples
Blackberries
Blueberries
Cherries
Cranberries
Grapes
Peaches, Nectarines
Pears
Plums
Red Raspberries
Traditional
Fall Bearing**
Strawberries
July 15
July 10
June 20
June 10
Sept. 20
Aug. 25
July 5
Aug. 1
July 1
Sept. 1 - Oct. 25
July 15 - July 30
July 5 - Aug. 10
June 10 - June 25
Oct. 1 - Nov. 1
Sept. 10 - Sept. 20
July 20 - Sept. 1
Aug 10. - Aug 31
July 15 - Aug. 15
Oct. 31
Aug. 10
Aug. 15
June 25
Nov. 10
Sept. 30
Sept. 15
Sept. 10
Sept. 1
July 1
Aug. 15
May 20
July 5 - July 21
Sept. 1 - Sept 20
June 1 - June 10
Aug. 1
Oct. 15
June 25
Early
Most Active
Late
Apr. 23
June 1
June 20
June 1
Sept. 1
May 15
June 25
July 10
May 1 - May 30
July 1 - Oct. 31
July 1 - Oct. 31
June 10 - Oct. 31
Oct. 5 - Nov. 20
Aug. 20 - Oct. 31
July 5 - Aug. 15
July 20 - Sept. 30
June 25
Nov. 30
Nov. 1
Nov. 15
Dec. 5
Nov. 20
Sept. 15
Oct. 15
May 15
Sept. 1
July 10
July 15
June 25
May 20
July 5
July 10
Sept. 15
June 10
June 15
April 15
July 1
July 5
May 20 - July 15
Sept 15. - Nov. 15
July 15 - Aug. 31
Aug. 15 - Sept. 15
June 25 - July 31
June 15 - June 25
July 15 - Oct. 31
July 20 - Sept. 30
Oct. 1 - Oct. 15
June 20 - July 20
June 25 - Sept. 1
May 5 - June 25
July 5 - Aug. 31
July 10 - Sept. 15
Aug. 31
Nov. 30
Oct. 31
Oct. 15
Sept. 30
July 5
Nov. 5
Oct. 15
Oct. 31
Aug. 31
Sept. 30
June 30
Sept. 25
Oct. 15
Early
Most Active
Late
July 15 - Sept. 15
Oct. 1
Vegetables
Asparagus
Beets
Broccoli
Cabbage
Cauliflower
Collards
Cucumbers
Eggplant**
Lettuce
Late Spring
Early Fall
Lima Beans
Okra**
Onions
Peas
Peppers
Potatoes
Pumpkins
Snap Beans
Squash
Spinach
Sweet Corn
Tomatoes**
Other
Everlastings,
Flowers, Herbs
July 1
** Late date is Oct. 15 or killing frost. Recipe courtesy of Produce for Better Health Foundation (PBH). This recipe
meets PBH and Centers for Disease Control & Prevention (CDC) nutrition
standards that maintain fruits and vegetables as healthy foods.
| 34 |
6/14/10
10:25 AM
Page 35
W W W . R O N FA R I N A . C O M
6/14/10
10:25 AM
Page 36
Memories
to Last
a Lifetime
Your wedding is one of the biggest moments of your life. Why celebrate in anything less than luxury?
With room for up to 180 guests, the Moorestown Community House’s luxurious Ballroom, Garden
Room, Bride’s Room, patios and grounds are all available exclusively to you on your special day.
For additional information and to schedule a tour of the facility, please call 856-235-0326 extension
100 or email us at [email protected]
The Moorestown Community House
16 East Main Street Moorestown, NJ 08057
(856) 235-0326
thecommunityhouse.com

BCW Summer 2010 - Camden County Woman

Transcription

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