Buy! Sell! Improve!
Transcription
Buy! Sell! Improve!
Indiana County AT HOME Buy. Sell. Improve. Finance. First-Nest Reality Check POPULAR PROJECTS WITH HIGH PAYBACKS Is Your Home a Little Less than (Curb) Appealing? Supplement to April 21, 2011 2 — Indiana Gazette “Your Home” Supplement, Thursday, April 21, 2011 How to sell your home faster By NICOLE ROSER [email protected] SMALL CHANGES can make a big difference when trying to sell your home. Metro Creative Graphic Come on in! PAGE 6 ■ So you know you need to boost your curb appeal, but how do you do it? We’ll tell you where to start. PAGE 8 ■ Options abound for making porches and patios into an outdoor oasis. Find out how to make them work for years to come. PAGE 11 ■ Don’t get rid of those hardwood floors yet. Sanding and staining — or even painting — can give them a whole new look. PAGE 14 ■ Ready for the big move? We’ll tell you the best and safest ways to transport your belongings. PAGE 16 ■ See how a couple turned an old farmhouse into their dream home. PAGE 18 ■ Follow a 70-year-old man as he builds his own home from the ground up. Want a faster closing, fewer complications and money in your wallet? With the peak season for real estate already under way, knowing how to make a home more marketable could make a major difference in both time and money. According to Frank Previte, broker and owner of Previte Realty, the first step to make a home more appealing is “curb appeal.” In order to get the outside of your house dressed to impress, he suggests having the lawn clean and mowed, the house painted and shrubs manicured. Once you get the potential buyer inside, he said, the house shouldn’t be cluttered, and walls should be painted, preferably in a neutral color. “A little bit of paint goes a long way,” Previte said. To tidy up the clutter, Wally Putt, broker and owner of Putt Real Estate, suggests organizing the mess in a garage — typically a place where buyers aren’t going to be as critical. He also said if you can’t afford to have the carpet redone, getting the carpet professionally cleaned could make a difference, especially if pets live inside the home. “It is better to do as much as you can financially for getting your home ready to sell,” Putt said. He suggests having a home inspection done prior to selling, because it gives an idea on what needs to be done when preparing to get your house ready to show buyers. He said people expect the electricity to work, a roof that doesn’t leak, a basement without water flooding and plumbing free of issues. “You have to get it done,” he said. “It helps the home to sell better or quicker.” Dawn Wilson, a Realtor at Northwood Realty Services, said kitchens and bathrooms are what sell the home, so the best thing to do is have both of those rooms updated. “I don’t think that somebody should totally redo a house to sell, because somebody is going to come in with their own ideas.” she said. “Don’t put your taste into a house.” Also to add value to your home, Steve White, broker and appraiser and owner of Norma White Realty, said if renovations have to be made, they should be done to the above-grade square footage — meaning the living area in the dwelling. For example, he said adding a game room in the basement won’t be as beneficial, because that is below-grade square footage, which may only add a small amount of value. After the home is cleaned and painted and proper renovations have been made, White said, it is important to not overprice your home, because higherpriced homes aren’t selling as well. He suggested trying to price your home below market value if you want to sell the house faster. Indiana Gazette “Your Home” Supplement, Thursday, April 21, 2011 — 3 Is that renovation project really worth it? Maybe you’ve watched one too many home improvement shows. Perhaps you’re still stinging from that holiday guest’s comment about how your kitchen countertop has seen better days. Or maybe you’re just really tired of looking at the same old, same old every day. Whatever the reason the remodeling itch has settled into your brain, before you bring in a contractor — or pick up a hammer — you should consider two important questions: How will you fund your project? And will it be worth it in the end? Fortunately, it’s not difficult to evaluate the potential resale value of any home project. In terms of resale value, here are some popular projects with high paybacks, according to Remodeling Magazine’s 20092010 Cost versus Value Report: ■ Adding an attic bedroom: 83.1 percent ■ Adding a wooden deck: 80.6 percent ■ Minor kitchen remodel: 78.3 percent ■ Major kitchen remodel: 72.1 percent ■ Basement remodel: 75.4 percent ■ Bathroom remodel: 71 percent Keep in mind that smaller remodels, while costing less than major jobs, can still have a major impact on how your home looks and feels. For example, simply replacing that old front door with a steel version can cost around $1,000 but offers a return on investment of nearly 129 percent, according to the report. Another factor to consider when weighing the value of any remodeling project is how it will affect your quality of life in terms of financial security. It’s important to be sure the cost of the project won’t be a financial burden that detracts from your enjoyment of the results. — Courtesy of ARAcontent Beautifying Homes Since 1984 Affordable Interiors 1515 PHILADELPHIA STREET 724.349.8821 • www.affordable-interiors.com BEFORE STARTING a DIY project, see what the changes will really be worth. ARAcontent Complete Professional Design & Installation for Kitchen, Bath & Flooring “OUR PEOPLE MAKE THE DIFFERENCE” We have affordable CUSTOM GRANITE COUNTERTOPS, too! FLOORCOVERINGS Residential & Commercial CORK & BAMBOO FLOORING AVAILABLE NOW FEATURING KARNDEAN #1 Quality & Value Indiana Area’s Only ONE Dealer Mannington Laminate Tile • Hardwood • Stylish Flooring • Realistic • Warm & Quiet HIGH QUALITY, HIGH PERFORMANCE CARPETING 50%OFF KABINART ALL WOOD CABINETRY ONLY 3-4 WEEKS DELIVERY TIME PA050830 4 — Indiana Gazette “Your Home” Supplement, Thursday, April 21, 2011 How to make a deck an outdoor living room Nothing beats relaxing in the shade or entertaining a group of guests on your own private deck. When you take the time to plan your deck for the way you live, the result can be a versatile living space and a value-boosting addition to your home. Trent Boozer, publisher of Extreme How-To magazine, notes his readers have made it clear that decks are one of the top projects they love to design and build. The Internet is full of deck plans and planning tools — and with the range of decking products and accessories on the market, every deck can take on a personality of its own, he says. Personalization is what makes the deck an extension of the home, says Rick Preble of Deckorators, the leading deck accessory brand ARAcontent ADDING STONE to wood is becoming a popular trend in deck design. that embraces the concept of deck personalization. “The idea of an outdoor living room has really materialized as people have reattached to their existing homes,” says Preble. A cost- PA 053918 H2O Restoration, Inc. Authorized Independent Kinetico Dealer 724-354-3222 • 866-304-3222 www.h2orestoration.net provides access to more than 1,750 different building products companies. Homeowners who want to build or who are renovating an existing deck will find new trends for 2011. One material making its move onto decks is stone. “Stone or simulated stone on a deck has become possible with new products, and it’s another example of interior design trends and the mixing of various elements making their way to outdoor living areas,” Preble says. Experts agree that putting the time into planning your deck up front and knowing what your product options are is the best way to ensure you end up with a space your family will embrace as a true outdoor living room. — Courtesy of ARAcontent Compare Our Quality & Prices WATER PROBLEMS? Join the thousands of satisfied customers. Call us for an honest, no hassle, whole house water analysis by one of our certified specialists. effective way to add square footage and upgrade your lifestyle without moving is with a deck. With all the deck products and accessories available today, homeowners can customize their outdoor rooms.” The North American Deck and Railing Association website (nadra.org) is another good place for consumers to start when gathering information for a deck build. The organization has a large gallery of photographs of decks that have received national awards for design or construction. Michael Beaudry, executive vice president of NADRA, says consumers are definitely hungry for deck design ideas and information on new products. NADRA offers resources to help consumers with deck and rail design and deck safety. The organization’s website also FREE DELIVERY WITHIN 30 MILES Smith’s Furniture of New Germany, Inc. Rt. 422 W., Indiana, PA 724-349-6921 M-W-F 9am-9pm • T-Th-Sat 9am-5pm • Living Rooms • Dining Rooms • Recliners • Mattresses • Curios • Entertainment Centers • Rockers • Cedar Chests 129 Tower Road, Summerhill, PA 800-288-1510 It’s Spring ... Jump out of your shoes in your Dream Home! Call us at (724) 349-3661 for a Private Tour Today.* www.BastianCustomHomes.com Astor Rober ts Bastian B H Homes Heritage Elizabeth Avery Edgewater *Private tours may be given during the construction phases. 60 HAMILL ROAD INDIANA, PA Mon.-Thurs. 10-6; Fri. 9-5; Sat. 9-12 PA007674 or Call for an Appointment Building Quality Homes In PA For Over 35 Years Indiana Gazette “Your Home” Supplement, Thursday, April 21, 2011 — 5 Think outside the box to improve value and magazines for inspiration and practical tips. Some of the top-ranked garden attributes for improving home value included: ■ A well-maintained lawn ■ An inviting social area ■ Stone paths and walkways ■ Decorative trees, bushes and shrubs ■ Well-kept hedges ■ Nicely designed flower beds Gardening season and the high real estate season coincide for a reason: Houses look their best surrounded by growing plants and blooming flowers. As the warmer months progress, remember that not only can investing in your garden give you a good return, it could also be the deciding factor in drawing a buyer to your property. — Courtesy of ARAcontent ARMED WITH the right tools, most homeowners are capable of improving their own lawns. ARAcontent ➾ ProTech Design Group ➾ ➾ ➾ ➾ ➾➾ ➾ For years, the conversation about strengthening your home’s value has revolved around interior projects. However, by keeping the focus inside, you might be ignoring one of the most effective ways to bring your property value up: the garden. When discussing home value, “garden” means more than just flower beds. It includes your lawn, gathering spaces on your property, paths and walkways, in addition to the trees, shrubs and flowers that decorate the space. In a housing market where it’s still difficult to stand out, turning your attention and efforts to these areas might be just the thing that will attract buyers. It’s a simple concept: A more attractive house is a more valuable house. And since your yard and garden are often what buyers see first, it’s your best opportunity to set the tone as they consider your property and what they’re willing to pay for it. In fact, well-designed landscaping was shown to raise perceived residential property value by as much as 18 percent, in a study recently released by Swedish power tool maker Husqvarna. In terms of return on investment, maintaining an attractive lawn and garden was shown to return $1.80 per dollar spent. For those who want to improve their home’s value but can’t afford to hire contractors for major interior repairs, garden improvements can be an affordable alternative. Armed with the right tools, most homeowners are capable of tackling garden projects that can improve their property value, and at a relatively low cost. To get a better understanding of what lawn and landscaping equipment would be most beneficial to your yard, visit an outdoor power manufacturer website like www.husqvarna.com. Simply edging your yard with a string trimmer helps create a clean, finished look outdoors and can be achieved for less than $200. While many Americans are reluctant to spend much on their yards — some 65 percent of people spent less than $400 on it annually — keeping return on investment in mind can help you make better smarter decisions. If you want to call in the pros, consider projects that are highly sought-after, like in-ground irrigation systems. Those not sure where to start can look to the wide variety of gardening websites, television programs Remodels/Additions J. Christian Haller 2166 Davis Road • Home, PA 15747 724.397.9652 SIDING WINDOWS DRYWALL [email protected] Your Industry Source • Central Vacuum Systems • GPS Tracking Devices • Computers & Hardware • Home Theatre Products • Full Range of Flat Screen Televisions • Home & Business Security Systems & Cameras • Cordless Telephones - Extended Warranties KITCHEN BATH ROOFING New Construction FLOORING CERAMIC TILE DECKS GARAGES TRIM WORK SOFFIT/FASCIA Call today to interview us ... We’ll exceed your expectations! AFFORDABLE HOME REPAIR CALL JACK: 724-840-8769 • HOMER CITY 20+ YEARS EXPERIENCE • INSURED • FREE ESTIMATES • PA 041984 Keeping Homes Safe Since 1978 A nderson’s Chimney Service & FIREPLACE SHOP Largest selection of Japanese Maples Shop Hours Tues. - Fri. 11:00-5:00 - Appointments Welcome GAS LOGS - FIREPLACES WOODSTOVES - PELLET STOVES EDEN PURE ELECTRIC HEATERS 953 N. Ben Franklin Road, Indiana (exactly 2 miles from the YMCA) PA 022215 • CLEANING • REPAIRS • RELINING • CHIMNEY CAPS • DUCT CLEANING (724) 349-5768 Hundreds of varieties of shade, ornamental, and specialty trees & shrubs M-F 8 am-7 pm Sat 9 am-5 pm Sun 12 pm-4 pm 3135 Airport Rd . Indiana . 724.463.7634 . www.twolickvalleynursery.com 6 — Indiana Gazette “Your Home” Supplement, Thursday, April 21, 2011 Cost-effective ways to boost curb appeal Anyone who’s ever bought, sold or even just looked at a house can tell you first impressions matter. A house can be filled to the rafters with luxury touches, but if it lacks curb appeal, few potential buyers will never step in the door to see what’s inside. With real estate sales still sluggish across the country, curb appeal is taking on a new meaning for many homeowners. While an attractive home exterior can still boost potential resale value, homeowners are also looking at curb appeal as a way to enhance the enjoyment of their homes. Giving the exterior of their home a facelift not only makes the house stand out on the street, it also allows homeowners to “move up” without the expense of remodeling or moving. Fortunately, many curb appeal-enhancing projects can be cost-effective too, yielding significant improvements for a modest investment. “Projects can be inexpensive and simple while adding tremendous value and curb appeal,” says Mark Clement, HGTVPro.com how-to expert and host of “MyFixIt UpLife.” If you’re looking for low-cost, high-impact ways to create or improve curb appeal, consider these ideas: ■ Make small improvements that have a big impact. Simple touches like repainting the front door, window trim and shutters, planting flowers, and switching outdated light fixtures can create a whole new look. Plus, these simple improvements have the advantage of being scalable. Instead of re-siding the entire house, you can fresh- CEC en the facade by tackling smaller portions, such as a porch or garage. Later, if you want to continue the improvement, you can re-side other areas of the facade. ■ Choose materials that are durable and stylish. Skimping on materials may seem like a great way to save money, but you could end up spending more in the long run if you have to redo a job that was first done with lower quality materials. Purchase the best quality materials you can afford — not only will they look better than cheaper goods, they’ll last longer and provide more enjoyment and value. ■ Dress up the exterior with accents. Adding touches like accents to gables, posts and beams, drain chains in place of downspouts or Continued on Page 7 CUTTING EDGE COUNTERTOPS Buy Direct From The Manufacturer 10064 Rt. 119 N., Marion Center, PA 724.397.8605 • TOLL FREE 888.816.8575 Hours: Monday - Friday 8-5 • Saturday 9-12 • Evenings By Appointment www.cutting-edge-countertops.com Because You Deserve It! Dutch Acres 50 + Active Community Indian Springs Road Indiana, PA 15701 724-388-1335 Dutch Acres is a 50+ active adult community with three different individual single story homes. Each home features 2-3 bedrooms, fire place and full basement! Kitchen & baths are designed with your choice of high-quality finishings. With a homeowners association, no need to worry about snow removal, lawn care and a home security system. Conveniently located near shopping, hospital, golf course and the Hoodlebug Trail. Don’t Wait Any Longer! Now Is The Time To Get What You Deserve. ARAcontent FIRST IMPRESSIONS matter in real estate and are what get potential buyers in the door. ZADRAVEC CONTRACTING 1170-C Wayne Ave., Indiana Spring Sale! ON ON INTERIOR INTERIOR && EXTERIOR EXTERIOR REMODELING REMODELING Sign a contract with us now, and we’ll remodel your home when the weather is suitable. You must have a contract with us by May 31 for this sale price. 724-465-7511 PA004151 WHY Major Credit Cards Accepted RENT OWN? WHEN YOU CAN • First Time Home Buyer Program • ZERO Money Down = 100% Financing • ALL Closing Costs Can Be Included In The Loan (based on appraised value) • No Mortgage Insurance • Min. 620 Credit Score on Purchases American Dream Mortgage • FHA Financing Available (As Low As 164 Philadelphia Street 580 Credit) Office: 724-464-2274 • Refinancing Cell: 724-422-3668 • Investment Property Email: [email protected] Licensed by PA Department of Banking • FREE NMLS# 131182 Pre-Qualification Call Ron Markle at American Dream Mortgage Indiana Gazette “Your Home” Supplement, Thursday, April 21, 2011 — 7 Cost-effective ways to boost curb appeal Continued from Page 6 planter boxes made with beautiful, sustainable materials like red cedar is a great way to improve curb appeal while stretching your budget. Quality materials retain their beauty over time better than cheaper materials. ■ Illuminate. Light is a powerful accent, and, thanks to the availability of easy-to-install solar lights, you don’t need to pay a professional to light your landscape. Solar lights — readily available in home improvement stores — provide decorative illumination to driveways, walkways and gardens. ■ Introduce shade. Arbors and trellises adorned with flowering vines are not only beautiful in warm months; they’re a great way to add areas of shade to your landscape. They can even be used to block the scorching heat from the afternoon sun from parts of your home’s interior. Building an arbor or trellis is well within the capabilities of most do-it-yourselfers. For free ideas and plans, visit www.wrcla.org. ■ Add a splash of color to your landscape with low-maintenance plantings that require little attention. As an added “green” step, consider plants that require less water, too. Your local home extension office can help you identify what types of plants will grow best in your region. — Courtesy of ARAcontent Enhance your home’s look By SARAH WELCH and ALICIA ROCKMORE getbuttonedup.com We’re all told not to judge a book by its cover. But, like it or not, your house definitely doesn’t get the same break. Everyone, from neighbors to friends, dinner-party guests and especially visitors to your open house, will form an impression before setting one foot inside. How, you ask? Things like unkempt flower beds, weeds in the driveway cracks and peeling paint on the front door might not seem like much, but fix them up, and you’ll go a long way toward making your home seem more welcoming and inviting. Spring is one of the most popular times in the real-estate market for a reason, so whether or not you’re planting a “For Sale” sign in your front yard, use this time to rework your entrance. You’ll start hearing that treasured phrase — curb appeal — directed your way. your property and make a list of things that need repair. Pay particular attention to outside lights as well as yard accessories, like wind chimes and birdbaths. WINTER MESS: If you thought rakes were just for the fall, think again. Spring is a great time to bring them out again to clean up messy beds and grassy areas that have lingering winter debris, like small branches. A CAN OF PAINT: Now it’s time to tackle that tired outdoor furniture. Just because a piece looks a little long in the tooth, your first instinct shouldn’t be to replace it, but to repaint it. There’s almost nothing, short of total rot, that a coat or two of fresh paint can’t help. The same goes for fences. MULCH: This doesn’t take a lot of time but makes a huge improvement. Mulch makes everything look neater and cleaner. It even hides some of those dreaded weeds, which translates to less maintenance over time. GRAB A NOTEPAD: Walk around LANDSCAPING: Just like mulch or a fresh coat of paint, nothing makes a house more inviting than a few blooming plants. They will brighten up your front yard considerably. Scripps Howard News Service Hardscape and Waterfeature Specialists For All Your Needs! • TOPSOIL • MULCH • COMPOST • GRAVEL • SAND • DECORATIVE STONE Give your home new life with a home improvement loan from MC Bank Marion Center Bank Your Friendly, Independent Community Bank (Toll-Free): 1-800-556-6262 WE DELIVER! WWW.KREVELSUPPLY.COM Member F.D.I.C. Dayton: 814-257-8213 Clymer: 724-254-4315 Big Run: 814-427-2051 Willow Springs: 724-465-7921 Marion Center: 724-397-5582 Punxsutawney: 814-938-0271 8 — Indiana Gazette “Your Home” Supplement, Thursday, April 21, 2011 Create a stylish and durable porch By MELISSA RAYWORTH For The Associated Press Associated Press USING paint on floors is an easy way to bring color and pattern. It’s been a long, hard winter in much of the country. Towering snowdrifts, icy roads, freak hailstorms. For many of us, spring can’t come fast enough, and with it the chance to enjoy our porches, patios and sunrooms. Options abound for making these indoor/outdoor spaces look stylish. But can we have all that gorgeous style while using durable, easy-to-care-for items that will stay looking good all season? The experts say yes — if you choose carefully. “When it comes to materials, now more than ever the gap has been bridged between indoor and outdoor. There are a ton of pieces that look fit for your actual living We Sell Your Furniture An upscale furniture consignment store room, but they’re meant to be outdoors,” says designer and decordemon.com founder Brian Patrick Flynn. “A lot of people are beginning to find that perfect outdoor sofa and bring it into their sunroom.” Here, Flynn and two other experts — Los Angeles-based interior designer Betsy Burnham and decorator and design blogger Nick Olsen — offer advice on creating beautiful sunrooms and porches that you can enjoy effortlessly. THE OLDEST OBJECTS “Something that’s been through a lot already is going to be able to put up with even more,” Burnham says. She suggests using vintage furniture and accessories that have already withstood the elements to give porches and sun- rooms a dose of personality. Search flea markets for items made of worn wood and metal. If they become further scuffed, it only adds to the beauty. If you prefer a fresh sheen on vintage items, metal pieces such as old wrought-iron furniture can be sprayed with automotive paint at an auto-body shop. This creates a glossy, colorful surface impervious to the elements. a good option. “Thom Felicia has a line you can get on overstock.com right now that’s super-affordable,” Flynn says. Olsen also visits overstock.com for outdoor rugs, which he says are very durable. “The dog can chew it up and nothing happens. ... But if worst comes to worst and it’s damaged, you don’t feel guilty, because it was no major investment.” THE EASIEST FLOORS THE STURDIEST ACCESSORIES Flynn suggests using porch paint on wood or cement floors to bring color and pattern without a rug. Spill some food or drink? It wipes up easily. And if the painted floor gets worn as the summer wears on, no problem. A faded patina adds to the charm. Rugs in outdoor fabrics are also Like outdoor fabrics, plastic dinnerware has come a long way in recent years. Burnham has found chic Suzani-print plates that are “fabulous. You’d never imagine they were plastic.” For durable seating, Burnham says L.L. Bean’s basic rocking chairs have a classic style and are built to last. For planters, “instead of going crazy with really nice pottery” that can be expensive and fragile, Flynn suggests buying an inexpensive aluminum trash bin (think Oscar the Grouch), remove the label and add casters to the bottom. Fill the entire thing with used two-liter plastic soda bottles, which weigh very little. Then pour in potting soil, packing it tightly at the top. “Put in a combination of plants that drape over the side, plants that grow really tall like grasses, mossy things that are short and then flowering things,” Flynn says. “You’re using nature as art, and you’re containing the plants with something used out of context” that is durable. For more fragile accessories, it’s all about location: Olsen says a large framed mirror brings indoor glamour to any porch, and should be safe if it’s hung properly in an area away from the flow of foot traffic. Ditto for table lamps. Powering Homes & Businesses with professional services & reasonable rates HEINLE ELECTRIC Phone 724-465-5212 Email: [email protected] Web: www.heinleelectric.com Commercial • Residential • Bucket Truck Service New Construction Existing Buildings Repair-Maintenance Remodeling PA#38624 PA #045220 THE SOFTEST LIGHTING CHECK WITH US BEFORE YOU BUY ANYTHING NEW! 1225 Scalp Avenue Johnstown, PA 15904 Richland Plaza Phone: 814.254.4464 Hours: Mon-Fri 11AM-7PM, Sat 10AM-6PM, Sun Closed www.wesellyourfurniture.com -Roofing -Additions -Kitchens -Basements -Bathrooms -Decks -Custom Carpentry Call for a FREE estimate on PA’s most energy efficient replacement windows! Brent Amon • 814-592-6141 [email protected] In the evening, you can raise the style quotient of your porch or sunroom by using warm, flattering light. “Hanging lighting is a very interesting way to dress up your porch,” Burnham says, “and there are certain kinds of fixtures that you can use safely outside.” Look for ones that are “wet-rated,” meaning they’re safe even in rain. And for the simplest, easiest dash of beauty, Flynn says, “you’d be surprised how far those inexpensive paper lanterns will go.” Hang one over a bare light bulb and it instantly “adds a beautiful soft glow.” Indiana Gazette “Your Home” Supplement, Thursday, April 21, 2011 — 9 Make your home attractive to potential buyers First impressions are important and the same holds true when you are showcasing your home for a potential sale. While larger home improvement projects are often necessary to catch the eye of someone in the market for a new home, they require a great deal of time and money. Sometimes simple cleaning and organization is all that is needed for your home to become more appealing to potential buyers. Home staging expert and TLC host Lisa Lynch says giving the perception of clean home is of utmost importance for people looking to sell or rent their homes. “Presenting a sparkling clean property gives the impression that it was well maintained,” says Lynch. “This gives potential buyers and renters a feeling of security. Often they will pay a premium for a place that has been well-maintained and has a clean appearance.” Lynch offers these tips to impress your guests and convince potential buyers that you took outstanding care of your home: SIMPLIFY Begin by de-cluttering your home. By removing personal items that might distract prospective buyers, you’ll help them focus on how they think the home might look when they move in. You don’t want buyers to focus on possessions that you’ll be taking with you when you move. NEUTRALIZE When showing your home to others, it’s best to set your personal Continued on Page 10 ✓Mortgage Protection ❑ ❑ Business Insurance ❑ Roth IRA ❑ Disability Income* ❑ Educational Funding/ 529 Plan** ❑ Estate Conservation ❑ Mutual Funds** FIRST IMPRESSIONS are what often get a home sold. I would like information about… ❑ 401(k) Rollovers ❑ Retirement Income ❑ Long-Term Income* ❑ Personal Financial Checkup ❑ Tax Deferred Income ❑ Other NAME ADDRESS CITY STATE ZIP CODE DATE OF BIRTH TELEPHONE Clip and mail this today. Call one of our professional advisors, or call our main office at 724-465-6471. *Offered through Marketing Agreements. **Securities offered through Ameritas Investment Corp. Member FINRA/SIPC. AIC and Ameritas Financial Services of WPA are not affiliated. Steven Tunink Managing Partner Inner Circle Indiana Office 724-465-6471 Frank Kinter, Jr., CLU, ChFC Leader’s Court MDRT Indiana Office 724-463-5933 Ronald LoPresti, LUTCF Leaders Court Monroeville Office 412-374-9461 Joseph Mauro, LUTCF MDRT Indiana Office 724-465-1000 Nathanael Arthurs Indiana Office 724-465-6471 Jim Mentch President’s Club UNIFI New Associate Award Indiana Office 724-465-6471 David Myers MDRT Indiana Office 724-465-4398 John Antalis Indiana Office 724-465-6471 William Simmons, III MDRT Indiana Office 724-463-7337 Tricia Momyer Indiana Office 724-465-1000 Karen Duhala Indiana Office 724-465-6471 10 — Indiana Gazette “Your Home” Supplement, Thursday, April 21, 2011 Make your home attractive to buyers Continued from Page 9 tastes aside by decorating in a way that will appeal to a broad range of people. Think about replacing strong patterns with solid colors on items like bedding, carpets and drapes. It might also be a good call to store that dramatic piece of art somewhere out of sight. You can show it off again when you move into your new house. A PHOTOGENIC HOME WELCOME TO OUR HOME: stbank.com/homecenter Many potential buyers will make decisions on which homes they would like to look at by looking at photos posted online. Do whatever you can to make your home sparkle in the images you and your real estate agent select for your listing. Focus on glass and metal surfaces that will add shine to your photos. For other bathroom surfaces, a bath scrubber should be used to remove easy-to-spot and unappealing grime and scum from bathtubs and showers. Thoroughly cleaning these surfaces in bathrooms and kitchens can make your home look fresher and newer. AREAS THAT MUST SPARKLE Shopping for a vacation home? Building your dream kitchen? It’s all here. Visit the S&T Bank HOME Center for home buying and borrowing made easy. Whether you’re buying, building or UHÀQDQFLQJ67KDVWKHPRUWJDJHSODQWR KHOS\RXJHWWKHPRVWRXWRI\RXUKRPH $QVZHUDIHZVLPSOHTXHVWLRQVRQOLQHWR DSSO\IRUDQ67ORDQULJKWIURP\RXU FRPSXWHU$QG\RXFDQDOZD\VUHO\RQKHOS IURPRXUPRUWJDJHSURIHVVLRQDOV While it’s important to keep the entire home spotless, there are two rooms in particular that require special attention: the kitchen and the bathroom. In a recent survey, the Mr. Clean company asked consumers which room they would By DWIGHT BARNETT ,QIRUPDWLYHYLGHRVDQGKHOSIXOFDOFXODWRUV 67SURYLGHV\RXZLWKDOORIWKHUHVRXUFHV \RXQHHGWRPDNHWKHULJKWGHFLVLRQIRU \RXUIDPLO\ %$1.VWEDQNFRPKRPHFHQWHU MEMBER FDIC SCENT Whether they know it or not, people entering your home will notice more than just appearances. Attractive scents can create good feelings. Candles, diffusers, potpourri and cookies all offer inviting and familiar aromas. Use a cleaner with a pleasant scent to keep your home smelling fresh. DETAILS MATTER Eliminate any small imperfections that might cause uneasiness with potential buyers by replacing broken light bulbs, fixing loose doorknobs or getting your closet door moving smoothly on it tracks. Even something as minor as a little mess in the microwave could turn off a prospective renter or buyer, so make sure every place you can think of is squeaky clean. Since first impressions are so important, having your home properly cleaned and staged will help you make a sale or rental more quickly and net the price you deserve. — Courtesy of ARAcontent Keep an eye on radon levels Scripps Howard News Service 8QORFNWKHHTXLW\LQ\RXUKRPHZLWKDORDQRU OLQHRIFUHGLWIURP67*HWORZORZUDWHV DQGGHGXFWLEOHLQWHUHVW clean first if moving into a new home. Of the more than 1,000 participants, 41 percent responded the kitchen and 38 percent said the bathroom. When selling your home, it is always important to make the extra effort in these two rooms; you’ll never know if it will be a make or break a deal. Question: Our daughter’s family (with a 2-year-old and a 10-dayold) just rented a home in Tacoma, Wash., that was built in 1920. It was recently remodeled, except the basement. The basement is dry, but the kids play there. Should they be concerned about radon? Answer: We should all be concerned about radon gas in our homes, and all homes should be checked. Radon is a colorless, odorless, naturally occurring radioactive gas, the result of the decay of radium in the soils. Radon is a known health hazard, estimated by the Environmental Protection Agency to be the second-leading cause of lung cancer in the United States, responsible for 20,000 deaths each year. Radon gas is always with us, whether we are outdoors or inside our homes or offices. Radon can accumulate to unhealthy levels in any home, but now that we have been encouraged to make our homes more energy-efficient, we may be sealing in the radon with the air we breathe. Sealing and insulating just might provide an environment in which radon gas can accumulate to higher levels than what is normally found outside the homes. For that reason, the EPA recommends that all homes in the United States be tested for radon. In my area of southern Indiana, I have found that a normal outside level of 1.0 to 1.5 picocuries is norContinued on Page 13 Indiana Gazette “Your Home” Supplement, Thursday, April 21, 2011 — 11 Rethink and refinish old hardwood floors Don’t look down on your hardwood floors just because they’re old and you want a new look underfoot. Your existing hardwoods can be the foundation, literally, of a fresh new decorating scheme anywhere in your home. In addition to saving time and money, you’re also sparing Mother Earth when you don’t choke landfills with wood that’s still perfectly good and usable. “Hardwood floors are so naturally durable and wear-resistant they can go on looking beautiful for years,” says Linda Jovanovich of the American Hardwood Information Center. “But when you’re ready for a ‘fresh’ look, remember that there’s a new decorative role for that ‘old’ hardwood flooring.” In Redondo Beach, Calif., designer Jackie Balint has customized old wood floors with floral patterns hand-painted to match the homeowner’s favorite plates. In Lexington, Ky., kitchen designer Laura Dalzell used contrasting stain colors to create checkerboards and borders on traditional hardwood floors. New York designer John Buscarello swears by fauxpainted finishes like checkerboards and pretend parquet. And Arizona designer Karen Wirrig uses a unique glazing process that wins a floor prize for special effects. To revitalize old oak floors in a client’s California home, Wirrig worked with a master cabinet contractor who repurposed his custom cabinet-glazing techniques from furniture to the floors. “I have to admit I was skeptical,” Wirrig says. But when the glaze was applied over the sanded and stained floor, the grain was enhanced and the “old” floors looked seamless. “The individual planks receded visually, giving the floor a much more continuous look,” she reports. “It’s a rich and elegantly rustic look, just what the homeowner had in mind.” Manhattan designer Buscarello believes in bypassing the demolition crew in favor of a decorative painter. For him, it’s all about cherishing the old wood and the patina it develops over time. “Designers really covet old floors,” said Buscarello. “Old wood is different; it has a beauty that’s hard to replicate. Unless it’s really too worn to refinish — and that rarely happens — there’s no point in tearing out an old floor.” Buscarello likes to refresh old floors instead, sometimes with just a gentle cleaning process called “screening” that merely lifts the dirt and old wax from the surface of the wood. It doesn’t change the color of the wood itself, which can then be re-waxed or coated with polyurethane to look like new. When he wants a more dramatic transformation, Buscarello calls for painted designs, classic floor treatments that “will never go out of fashion,” he says. This approach applies not only in casual country-style rooms but also in sophisticated contemporary settings. Buscarello remembers the time his work crew pulled up 20-yearold linoleum in a Manhattan apartment foyer, revealing splendid hardwood flooring underneath. Buscarello had a decorative artist paint a crisp black-andwhite checkerboard on the floor, instantly brightening the entry, delighting the homeowner and leav- ing enough in the budget for extra decorating projects. Even Park Avenue-posh clients appreciate the classic good looks (and budget-loving price tag) of faux-painted floors. Buscarello made a grand Park Avenue apartment “even grander” with faux painting on the half-century-old floors — a pattern that looks like warm Old World parquet running diagonally throughout all the elegant upfront rooms. “Everyone has a budget,” the designer points out. “You can save thousands by refurbishing existing hardwood.” Drama is what New York designer Darren Henault has in mind when he sets out to renew a worn wood floor. Over the top and ultra-bold, Henault loves pattern on wood floors, a message visitors got twice-over at the most recent Kips Bay Decorator Show House in Manhattan. Henault floored adjoining sitting rooms — “His ‘n Hers” — with intricate entwined patterns lifted from an adjacent carpet and stencil-painted on the maple floors. “His” was darker and touched with ebony; “Hers,” the reverse, painted in milky white and lavender to match the walls. “Every surface is an opportunity to do something dramatic,” the designer believes. “Especially a hardwood floor.” Design pros across the U.S. agree. Don’t show your hardwood floor the door. Simply refresh, renew and redecorate to make hardwood floors look new and stylish again. — Courtesy of ARAcontent ARAcontent PAINT works well to bring life back to old hardwood flooring. IN STOCK SALE SAVE 25-65% TEX PLUSH NO WAX VINYL Carpet Installed Reg. Price SAVE UP TO 2 48 65 sq. ft. % sq. ft. Moving Across Town or Across The Country www.puttre.com 119sq.ft. ¢ $ 00 WE CAN HELP! 724-465-5606 $ VINYL & CARPET REMNANTS While Supplies Last! BLAIRSVILLE FLOOR Serving the area for 54 years. Free Parking Behind Store C OV E R I N G 26 W. Market St., Blairsville • 724-459-9350 Mon 9-7; Tues, Thurs & Fri 9-5; Wed & Sat 9-1 PATRONS’ MUTUAL FIRE INSURANCE CO. Providing the public with personal service and affordable costs for property and casualty insurance needs. Fire • Homeowners • Liability • Theft & Vandalism 724 Philadelphia St., Downtown Indiana 724-465-2101 647 Phila. Street • 724-465-4922 12 — Indiana Gazette “Your Home” Supplement, Thursday, April 21, 2011 Getting a first-nest reality check By MIMI ANDELMAN St. Petersburg Times With mortgage rates so low, some brave first-time homebuyers are checking their bank accounts, ready to go shopping. The perfect home calls to them. And once the monthly payments are set — the principal, interest, taxes and insurance — they’re ready for the closing, the keys and a whole new life. But when the excitement subsides, they begin to understand that there’s more to ownership than the monthly mortgage payment. “I’m in favor of sustainable homeownership, buying a home that you can afford, and not just the payments, but also the maintenance,” said Jillayne Schlicke, CEO and founder of the National Asso- ciation of Mortgage Fiduciaries (mortgagefiduciaries.com). First-timers usually don’t budget for regular maintenance, the routine stuff that’s going to cost them money in the next six months, next year or beyond. “I personally recommend a buyer to budget at least $200 a month that they would put aside in a special bank account to use for only maintaining a home,” said Schlicke, 46, who describes herself as a mortgage educator, teaching real-estate agents nationwide about the ins and outs of sales and homebuyer finances. “You might want to up your monthly account deposit to $300” for an older or bigger home, she said. Whereas renters call the owner or rental office for repairs, you as homeowner have to plan for — and pay for — those inevitable repairs and replacements. The refrigerator or water heater that has 18 months left. The garage door that’s going to jam up. The tree that fell over after a storm and landed on your pool cage. And, oh, the plumbing. Maybe not now, but in six months, or a year, you’ll be asking friends for the number of a good plumber. The best heads-up on potential repair and replacement costs, large and small, is from a professional home inspection, which you’ll need before a final contract is made. “Most inspectors encourage the buyer to tag along, to take the time to educate them about the house,” said David N. 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Here’s where you begin to make your homeowner’s budget. Foremost, experienced inspectors zero in on the big-ticket items: the electrical system, the plumbing, air-conditioning and the roof. They also note many other areas where problems may surface. Tamny describes those as latent problems, “something that may be unsafe that hasn’t turned into an issue yet, but it certainly may.” Electrical issues, for example, are a safety concern. If a house was built more than 30 years ago, Tamny said, “especially with homeowner modifications, or an ungrounded system,” the buyer needs to take note. The first-time buyer may expect that it’s the seller’s responsibility to make repairs large and small. “A seller isn’t going to make an old house new,” Tamny said. That’s never more true than in the current foreclosure market. “Homes that have been vacant for a long time, with utilities not restored,” Tamny said, are a new problem. “There’s no disclosure, no upkeep, as the house has been shut down. A potential buyer may think, ‘Wow, here’s a house that sold for $300,000 that I’m now getting for $200,000,’ but the house needs major repairs.” First love is a wonderful thing. But when the right house catches your eye, stop and take a deep breath. As Schlicke said of the first-timer, “In their minds, they’re already moving their furniture in.” Make sure you’ve got a realistic financial cushion to fall back on. Continued on Page 13 The perfect loan for that perfect home. □ Residential Home Mortgages □ Home Equity Loans □ Home Equity Lines of Credit $ Cub Cadet 2011 Sub-Compact Tractor • • • • Shift-On-The-Go® Curved boom attachments 24 hp* diesel engine 5 year limited warranty Everything Shown Including A FREE Front Loader! SC 2450 Cash Price Only 17,999 $ And many other loans for your everyday needs! Service. Knowledge. Selection. Financing. Delivery. DEBNAR’S Pools & Spas, Lawn & Garden 1429 Rt. 22 Hwy West Blairsville (724) 459-7460 2030 Shelley Drive Indiana (724) 465-9965 * As rated by engine manufacturer. Taxes, freight, set-up and handling charges may be additional and may vary. Models subject to limited availability. Elderton State Bank 143 North Main Street ELDERTON www.eldertonbank.com Member FDIC 724-354-2111 Indiana Gazette “Your Home” Supplement, Thursday, April 21, 2011 — 13 Savvy ways to make smartest home upgrades If you’re looking to sell your home or upgrade your current space, you need to know which home improvement projects will pay off in the long run and which ones will end up costing you. The best home improvements will increase your resale value, positively affect utility bills, or reduce the cost of maintenance. ■ Seek out safety: How sturdy are your stairs? Are your walkways free from tripping hazards, such as cracked concrete or uneven paving? How secure are your doors and windows? Are your entrances and pathways well lit? Upgrading these areas will make your home safer for your family and help alleviate concerns for any potential buyFamily Features ers. RE-SIDING is one of the best investments. ■ Get energy efficient: Making energy-efficient additions and repairs helps reduce the home’s operational costs. Improvements, such as added insulation and upgraded HVAC systems, could reduce cooling costs by up to 30 percent, according to the U.S. Department of Energy. Home appliances account for about 20 percent of your utility bills, so efficient choices can cut your costs while helping the environment. When planning an improvement project, consider the longterm benefits of high-quality materials. Using low-grade products to save money now can actually cause more headaches — and potentially cost you more money — later. Cheaper materials usually don’t hold up as well over time and often require more maintenance. When upgrading building materials, look for options that require little maintenance and have a high perceived value. Fiber cement siding is a great example of this concept because it can recoup as much as 84 percent of the cost upon resale. According to Remodeling magazine’s 2009-10 Cost vs. Value Report, re-siding with fiber cement is one of the best home improvement investments, providing more of a return on investment than kitchen and bathroom remodels. Additional benefits, like termite and fire resistance, add to the savings in the overall cost of maintenance. For more information, visit www.jameshardie.com. What home improvements are not worth the money? ■ Room additions can be costly and risky, especially if the space added is customized, such as a sauna or wine cellar, which may not appeal to future buyers. ■ Marble countertops may look nice in the beginning, but the porous stone needs constant maintenance. Marble can be damaged by water, burned by hot pans and eroded by cleaning products. Unless extreme care is used, it is possible that marble countertops will need to be replaced at the time of sale. ■ High-tech systems for the Internet or sound are a nice luxury, but because technology is continuously improving, updates will become outdated rather quickly. — courtesy of Family Features and James Hardie 24 Years of Quality Personal Service Remember to keep an eye on radon levels Continued from Page 10 mal (1/10,000th of a curie of radiation). With our soil conditions, many of the homes tested in this area are above 4.0 picocuries. The EPA recommends that any home found to have a reading of 4.0 picocuries or higher be mitigated to reduce the dangers of radon exposure. Depending on the design of the home, proper mitigation techniques can range in cost from $1,000 to more than $2,000. By checking the EPA’s national radon map at www.epa.gov/radon/zone map.html, I found that your daughter’s home is in an area First nest Continued from Page 12 But wait, there’s more, Renters are used to paying for rent and phone, electric, Internet service and cable. But consider these new-to-you costs, some weekly, some monthly. If you’re the handy sort, some tasks will cost you only time. Others can’t be avoided: Utilities: water, sewer and trash collection. Homeowners association dues (if applicable). Landscape maintenance. Professional tree trimming. Pool cleaning. Pest control, indoors and out. Scripps Howard News Service where most indoor readings are less than 2.0 picocuries per deciliter of air. Mike Brennan at the Washington State Health Department explained that the glacial soil conditions in your area generally do not lead to elevated levels of radon contamination; however, they do find homes with radon levels above 4.0 picocuries, and he suggested having the home tested either professionally or by using a DIY radon test kit. Radon test kits can be procured online, or you can contact your state’s health department for ordering information. Radon test kits are also available at home stores such as Home Depot and Lowe’s. The total cost for the kit and the associated lab fees should be less than $50. Professional testing will cost more, but the results should be more accurate. You should not attempt to ventilate the air from inside the home yourself, as this can lead to elevated levels of radon gas inside the home. Radon gas comes from the soils under the home, so as air is ventilated from the home, fresh air enters from all points, including the basement foundation. 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Overdorff Broker, Realtor, Appraiser 724-349-6900 [email protected] 724-349-6900 UNIVERSITY SQUARE, STE. 104, 1163 GRANT STREET, INDIANA, PA 15701 Log on to our website for our property listings: www.joyrealty.com 33 Years Of Paving A More Beautiful Indiana County EXCAVATING & BLACKTOPPING • Asphalt Driveways • Parking Lots • Bonded Road Repairs FREE ESTIMATES 724-354-3232 • Commercial • Residential • Industrial Proud Member of the Indiana-Armstrong Builders PA006111 SHARP PAVING RT. 422, SHELOCTA 14 — Indiana Gazette “Your Home” Supplement, Thursday, April 21, 2011 Packing, transporting tips for DIY movers The economy is moving again — and so are Americans. About 38 million people moved to new locations, according to the U.S. Census Bureau. Warm weather locales seem to be top-of-mind these days. If you’re planning a move to any state this year, Penske, who has been renting out moving trucks to do-it-yourselfers for more than 40 years, offers some advice: ■ For long-distance moves, a moving truck is a must. But even if you’re just moving across town, renting a moving truck makes sense. Making multiple trips can be exhausting — not to mention the gas you’ll use. ReAssociated Press serve your truck at least two weeks in advance of moving LOAD HEAVY items into the truck first. day. A 12- or 16-foot truck works for moving a few large items or the contents of a small condo or apartment. ■ Pack in increments. Start early to avoid the stress of lastminute rushing. It’s OK to leave a box open in case you need something you’ve packed inside it; it’s much easier to tape a box shut on moving day than it is to pack at the last moment. ■ Buy sturdy boxes in a variety of sizes, along with foam and bubble wrap to protect fragile items. You’ll also need a good supply of packing tape and markers for sealing boxes. ■ Make sure you have moving blankets and hand trucks on moving day to make the process easier. ■ Purge before packing. It’s much easier to throw away, donate, sell or give away items that you don’t need than it is to pack them and move them. As a rule of thumb, if you haven’t used something in the past 12 months — or it’s still packed in a box from the last time you moved — you can probably get rid of it. ■ Label boxes as you pack. First, list the room that the contents belong in, and, if necessary, a few details such as “glass,” “fragile” or “dishes.” As you load the truck, try to keep boxes from each room grouped together. ■ Load the heaviest items onto the truck first to create a sturdy base, then start stacking on top. ■ Moving trucks are taller, wider and heavier than the passenger vehicles you are used to driving. They require more distance to stop. Be extra careful driving your moving truck, especially after it’s loaded. Be aware of low-hanging tree branches and building overhangs, and use caution when cornering. Park only in well-lit areas and keep the rear door padlocked and the passenger compartment doors locked. ■ Finally, create a travel bag for moving day and keep important paperwork, credit cards, identification, a change of clothes, beverages and snacks close at hand. — Courtesy of ARAcontent The Difference Between ... A House & A Home Rt. 119, 6 Miles North of Indiana email: [email protected] Phone: 724-465-5684 • Fax: 724-465-9893 Building Your Dream Home? Ottelia Estates, located in White Township, Indiana School District, is a residential community with restrictive covenants on which to build your home. Close to shopping. golfing, the Hoodlebug Trail & more! OTTELIA ESTATES Lots starting at $52,000 CALL TODAY... WE CAN BUILD YOUR DREAMS TOGETHER. 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Using old materials saved him money, and added interest to the structure. “I really liked the look of using old windows,” he said. “It met all of my needs.” Many homeowners these days are considering using secondhand items for home-improvement projects. “The interest keeps growing,” said Justin Green, program direc- tor for Build It Green NYC, in New York City. “The No. 1 driver is you can save a lot of money. The No. 2 is people are interested in being green.” Used building supplies can cost 50 percent to 90 percent less than new, said Shane Endicott, executive director of the Rebuilding Center in Portland, Ore. “It’s a huge motivator for people to reuse,” he said. Lots of large cities, including Seattle, Los Angeles and Austin, Texas, now have stores that sell used building materials, such as lumber, kitchen cabinets, lighting fixtures and sinks. Many of the stores are operated by Habitat for Humanity, which sells donated goods to raise money to build houses (using new materials) for low-income families. Some of the resale shops also operate deconstruction businesses that tear down old buildings to salvage as much material as possible. “Our goal is to be competitive with the wrecking ball,” said Tom Longstreth, executive director of ReSOURCE, a nonprofit that offers deconstruction services and sells used building materials in Burlington, Vt. “It really is a win-win. There’s a huge volume we are able to keep out of landfills.” Karen and Bradford “Skip” Hardy routinely find quality materials they could not normally afford at ReSOURCE. Past purchases have included bathroom faucets and windows. “We seem to get lucky. We get there at the right time,” Bradford Over 200 Years of Combined Experience Working For You! Bending Over Backwards For YOU! Hardy said. “On a bad year, we probably spend 2,000 bucks there. In a good year, we spend eight to $10,000.” The store also allows the couple to indulge their creative sides. He recently found large wooden pipes from an old organ, and intends to use them for giant garden wind chimes. She has turned old tile pieces into coasters. Pam Kueber of Retrorenova tion.com hears from lots of secondhand-goods shoppers who have found creative uses for old building materials and household products. “This is something you do out of joy and creativity as much as utility and frugality,” said Kueber, who lives in a 1951 Colonial-ranch house in Lenox, Mass. The growth in the number of stores around the country has made it possible for more people to consider used materials, she said. In the past, she added, it was mostly people restoring old homes and looking for items from a specific era who were drawn to used items. Bart Niswonger has shopped at the ReStore Home Improvement Center in Springfield, Mass., for period pieces and bargains. “We’ve bought a whole bunch of stuff from them,” said Niswonger, of Worthington, Mass. He has purchased light fixtures, sinks and doors, including some items for a 1920s house he restored. A furniture maker, he also used items from the store while creating his workshop. Always Affordable Water Treatment Products For over 60 years Culligan is #1 in Service, Value, Warranty & Price! Don’t spend $3,000+ on a non electric system before getting the real facts (and don’t settle for generic replacements) Steve White GRI, CRS, CREA Broker/Appraiser Realtor Marsha Delaney Associate Broker/ Realtor Mary Jane Bracken Realtor Karen Conrad GRI, Realtor Patty Gahagan Realtor/Appraiser ZERO INTEREST FO R 12 MONTHS Bonnie Houck Realtor Rich Gallo Realtor Rusty, hard or smelly water? RENT OR OWN Jimmy James Realtor Janice Kennedy Realtor Lynn M. 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The Greenes undertook an initial remodeling, building a Frenchchateau-style master suite on the back of the house and adding a large screened porch. But the front, with its low ceilings and small, chopped-up rooms, still felt dark and claustrophobic. The kitchen and den were dreary and dated and the family rarely sat in the drafty, cold living room. “The front foyer was so cold that wet gloves would freeze,” said Karla. GO ALL THE WAY FCB Member FDIC. Equal Housing Lender. The Greenes hired Tim Oskey of Woodstone Renovation in St. Louis Park, Minn., to determine how they could make the front of the house more appealing and roomy enough to entertain their large ex- tended family. After assessing the home, Oskey told them it wouldn’t be cost-effective or practical to piece things together. “So we decided to just tear it off and start all over,” Karla said. THE SOLUTION On the main floor, Oskey, with the help of Alexander Design Group in Wayzata, Minn., demolished the front section of the home and rebuilt it, adding 12 feet to the footprint in the front and 6 feet on the side. That additional space allowed him to create a great room, an eating area off the kitchen and a front entryway. To give the main floor a more cohesive look, he also remodeled the existing den, dining room and kitchen. On the second floor, Oskey tore off a bedroom to raise the ceiling on the main floor. Then, he built a new bedroom in what had been the attic and updated the existing second-floor rooms. “We kept the charm of the original farmhouse,” said Oskey. “We just moved it out and up.” STRUCTURAL CHALLENGES Before he built the new section, Oskey had to install proper footings and steel beams. “After 100 years of one mistake built on another, we needed to stabilize the structure,” he said. Continued on Page 17 Indiana Gazette “Your Home” Supplement, Thursday, April 21, 2011 — 17 Rejuvenating an old farmhouse “YOU GET used to workers and commotion every day. But when it was done, it felt good to be home alone.” Tips ■ Do your homework regarding materials, fixtures and finishes and bring your ideas to the design meetings. ■ “Start with a big wish list and then tweak it to what’s really important,” Karla said. ■ If you can, take a vacation during the construction to get a break from the mess. ■ Choose a contractor you feel comfortable working with. “He’ll be your new best friend for six months,” Karla said. Karla Greene, homeowner Continued from Page 16 FARMHOUSE FLAVOR To give the new addition an oldhouse aesthetic, Oskey incorporated rich wood trim, coffered ceilings and a massive river-rock fireplace in the new great room. In a nod to the home’s century-old roots, the Greenes display one of the home’s original wood doors by the front entry. BIGGEST SPLURGE Reclaimed barn-wood beams, which were nailed across the ceiling of the new eating area and the remodeled kitchen, “give it that French-farmhouse feel,” Karla said. NEW OLD WORLD KITCHEN Karla designed the Europeanstyle kitchen with textural limestone atop a large center island, which was built to look like an old piece of furniture. “It was one of the hardest decisions because we loved the look of limestone but were warned about the maintenance,” she said. THE GREENES opted for a gas fireplace instead of a traditional wood-burning option. CONVENIENCE OVER CRACKLING LOGS The Greenes are glad they put in gas, rather than wood-burning, fireplaces, in the den and great room. “We’re not that strict on the whole farmhouse thing,” Karla said. LIFE DURING REMODELING The family lived in the basement with a makeshift kitchen for six months. “You get used to workers and commotion every day,” said Karla. “But when it was done, it felt good to be home alone.” BEST PART “Every room is comfortable and warm, and I can go barefoot in the winter,” Karla said. Scripps Howard News Service Lane and England Dealer INDIANA’S ORIGINAL SUPPLY YARD DELIVERING QUALITY & SERVICE FOR OVER 33 YEARS DON’T Send Your Dollars Out Of Town! We have Close to Home Prices that are Close to Budget! • • • • Living Room Dining Room Bedroom Entertainment & Computer Centers • Lamps • Occasional Tables Keep Your Dollars HERE! • BARK MULCHES (INCLUDING RED HEMLOCK) • MUSHROOM MANURE • TOP SOIL • SEED• LIME • FERTILIZER • SAND & GRAVEL • DECORATIVE STONE PRICE TALKS! LITTLE ITALY The remodeled den features new windows and an energy-efficient gas fireplace dressed up with an Italian-look stone surround. Scripps Howard News Service Scripps Howard News Service PA064336 BRUNNER Landscaping & Supply OPEN: Monday thru Friday 8:30 a.m.-5 p.m. Saturday 8 a.m. ‘til ? 1 Mi. N. of the YMCA on Ben Franklin Rd. N 724-463-7980 We Deliver Yes you can! BUY YOUR DREAM HOME NOW! •Cheaper than Renting •Call for Information on Mortgage Rates! Fine Furniture Friendly Salespeople Faithful Service Delivery Available* *See Store For Details EQUAL HOUSING OPPORTUNITY Visit one of our offices or check online at www.northwood.com or call Indiana Office: 724-349-8040 Blairsville Office: 724-459-6770 4115 Crawford Avenue, Rt 219 • Northern Cambria CREDIT … FREE Interest For One Year! 814-948-6251 Store Hours: Mon.-Sat. 9-5, Friday Evenings til 7 18 — Indiana Gazette “Your Home” Supplement, Thursday, April 21, 2011 70-year-old man builds his own home By MARK S. KRZOS The News-Press VICTOR CAMP is nearly finished building his home, which he has been working on for the past three years. Associated Press SPRING WINDOW & DOOR SPECIAL! OUR ALREADY LOW FACTORY DIRECT PRICES! Special applies to all windows and patio doors with Low-E glass. • DOUBLE-HUNG WINDOWS • SLIDING WINDOWS • CASEMENT WINDOWS • PICTURE WINDOWS • GARDEN WINDOWS • AWNING WINDOWS • PATIO DOORS • BOW & BAY WINDOWS H U R RY ! OFFER ENDS SOON! Gorell Windows & Doors—2004 to 2010 ENERGY STAR® Partner of the Year. 2006 to 2010 Sustained Excellence Award winner. VISIT OUR SHOWROOM 1380 Wayne Avenue Indiana, PA 15701 724-465-1843 or 877-946-7355 HOURS: Mon.-Fri. 7am-6pm Sat. 9am-3pm www.gorelloutlet.com BONITA SPRINGS, Fla. — Victor Camp has refused to take his retirement in Southwest Florida lying down. The 70-year-old Bonita Springs resident is nearing the completion of a three-year project and a lifelong dream. He’s building his own house. Sure, he’s had help here and there with duties that are difficult or impossible for just one person — laying the foundation and putting up the roof trusses and tie beams, for example — but almost everything else is of his own doing, a true labor of love. That includes the hauling, lifting, nailing, finishing as well as the plumbing and electrical work. “I decided to build my own home because I could,” said Camp, who graduated from a trade school in Chicago and spent some of his 20s building high rises, including the John Hancock Center, before embarking on a career in zoology in St. Paul, Minn. “I liked building things, but not as a profession,” he said. He bought a lot in Bonita Shores in 2004. He then began to design and construct a three-bedroom/ three-bathroom home with Spanish-style architecture, 13 arches over doorways, high ceilings, custom-made cabinetry, extra-wide hallways and gas-powered appliances including a stove and hot water heater. “We just loved this area and neighborhood,” he said. “My wife, Carolyn, and I used to vacation with the kids on Fort Myers Beach and while we really liked it there, I didn’t want to live in a stilt house, and it’s just too busy there during season.” The quiet neighborhood west of U.S. 41 and in the section of Bonita in Collier County seemed like the perfect place. So after budgeting $275,000 for the 2,400-square-foot construction, securing all the required permits, paying $34,000 in impact fees and hiring and later firing an architect who refused to meet Camp’s design demands, Camp broke ground in early 2008. Getting to the point of breaking ground, however, proved to be tedious. “There was a lot of paperwork for the permitting,” Camp said. “I did it all myself and it took almost a month. If I were to do it all over again, it would take me about half that time. If you know exactly what you need and where to go and what line to get into, it’s a lot easier.” The construction permit covers most of it — plumbing, electrical, concrete blocks, roof and trusses, he said. “I carry that as the builder,” he said. “I found out later I needed separate permits for the propane and gas lines and the outdoor sprinkler system.” When neighbors found out about Camp’s building plan, they thought he was crazy, he said. Neighbor and retired building contractor Ty Thelin, 81, said Camp’s accomplishment is reContinued on Page 19 Indiana Gazette “Your Home” Supplement, Thursday, April 21, 2011 — 19 70-year-old man builds his own home Continued from Page 18 markable. “It takes a long time for someone to do that,” he said. “I wouldn’t want to do it. I give him an awful lot of credit.” Everything in the home is designed for Camp and his wife. Terra cotta surrounds outdoor windows and French doors lead directly into one of the guest bedrooms. “If we have guests, they can go right into their room without having to come in to the main house,” he said. The kitchen, which was designed by Camp’s daughter, Lindsey Schultz — an interior architectural designer — is the centerpiece of the home. Granite countertops and top-ofthe-line appliances complement the Amish cabinetry. Each shelf was designed specifically for different uses, Camp said. “I love it. My daughter won the 2007 National Kitchen & Bath Association’s Kitchen of the Year,” he said. Friend Chris Shippen said Camp and her late husband often talked about building their own boat back in high school. “I think in the back of his mind, he always wanted to build something,” she said. “I just don’t think that he ever thought it (would) take this long to do it.” Camp has worked eight hours a day, Monday through Friday, since February 2008. “I lost a lot of weight working through the summers,” he said. trusted. respected. “But you wouldn’t know it if you had just met him. He is built solid, like a linebacker, and his strong, meaty hands suggest that, even though he may have spent most of his life working with animals, a hammer and nails were never far away. He was busy this past week installing his cabinets. It’s usually one step at a time — making sure there’s a line drawn on the wall and then using a laser to ensure each cabinet is installed evenly. “I celebrated a little bit yesterday because I laid all the sod just before it started raining,” he said last week. “But I never say, ‘I’ve got to get this done today.’ It’s not a matter of getting it done. It’s a matter of getting it right. I think that’s why this whole thing has taken so long.” s3ERVING7ESTERN0!SINCE s,OCALLONGDISTANCEINTERNATIONALMOVES s$ETAILEDFREEESTIMATESNOOBLIGATION McNaughton Moving & Storage !N)NTERSTATE!GENTFOR!LLIED6AN,INES 724-463-3571 140 Old Route 119 Hwy. South, Indiana, PA Ê!LLIED6AN,INES)NC53$/4.O 0!05#! WWWMCNAUGHTONALLIEDCOM Hugill Sanitation, Inc. U CALL, WE HAUL!! 779 Front Street, Mahaffey, PA Family Owned and Operated For Over 43 Years! 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