They wants better condition
Transcription
They wants better condition
6 34.5% of Indonesia citizens are youth 49.7% of Indonesia citizens are female 33% of Indonesia citizens are connected to the internet A generation of TRENDSETTER to whom other generations are looking at NOW 2010 LATER Women: 49.7% 2030 75 + 75 + 70 - 74 70 - 74 65 - 69 65 - 69 60 - 64 60 - 64 55 - 59 55 - 59 50 - 54 50 - 54 45 - 49 Youth: 34.5% 40 - 44 40 - 44 35 - 39 30 - 34 30 - 34 25 - 29 25 - 29 20 - 24 20 - 24 15 - 19 15 - 19 10 - 14 10 - 14 05 - 09 05 - 09 00 - 04 00 - 04 Total: 237 mio Female Total: 296 mio Male Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 8 28.5% 45 - 49 35 - 39 17.5% Female Male 233 236 239 242 252 256 260 263 267 142 122 105 91 43 52 63 8 14 24 2010 2011 2012 75 32 2013 78 43 2014 Indonesia Citizen Internet Users (mio) Expon. (Internet Users (mio)) Linear (Netizen (mio)) Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 50 2015P 58 2016P Netizen (mio) 67 2017P 78 2018P Source: http://www.techinasia.com/line-registered-users-indonesia-30-million/ Source: http://www.huffingtonpost.com/christine-henseler/a-bubble-generation-the-millenials_b_5691564.html B2C Ecommerce Sales Growth Worldwide by Region and Country, 2011 - 2017 2011 2012 2013 2014 2015 2016 2017 Worldwide 23.30% 21.70% 17.10% 18.30% 14.50% 12.40% 11.00% Asia Pacific 37.20% 32.80% 23.10% 29.00% 20.90% 16.70% 14.20% Indonesia 104.50% 85% 71.30% 45.10% 37.20% 26% 22% China 103.70% 94.10% 65% 51.20% 30.60% 22.60% 28.30% India 47.20% 39.70% 34.60% 27.10% 23.70% 18.20% 16.60% South Korea 17.60% 6% 6.90% 9.30% 8.30% 8.20% 7.30% Australia 11.00% 10.50% 6.00% 5.70% 5.10% 5% 4.20% Japan 27.10% 13.20% -7.20% 7.10% 6.70% 5.60% 5% Source: http://www.emarketer.com/Article/B2C-Ecommerce-Climbs-Worldwide-Emerging-Markets-Drive-Sales-Higher/1010004 Youth: 12,652 Women: 9,823 Netizen: 3,642 17 Youth Women Values: Naïve and Idealist Values: Multiple-roles Desires: To be Established and Powerful Desires: To be Fruitful and Loveable Desires: To be Productive and Limitless Anxieties: Being Unsuccessful Anxieties: Being ‘Alone’ Anxieties: To be Left Behind 1. 2. 3. To be Faster, Better and Easier To be more Androgynous To work Smarter than Harder Netizen Values: Open-minded They don’t like to be ordered, they would prefer to own a relaxed type of business “I don’t like to be ordered around just to make some money.. When people are busy finding a job, i just make one of my own, I can be working on it in a more relaxed manner. Like right now, i have my own Bantam farm.” (Youth) They wants better condition “I really like traveling. On the internet, I can do internet banking and also book airline tickets online, so I don’t have to bother with calling a travel agent. It’s all just a matter of clicks, faster and way more practical..” (Netizen) They wants everything runs so fast! “I realized that many people have sacrificed in order for me to have my own business. That’s why I think we have to really take steps to make it better and better. I have worked in a conventional job once and i saw my supervisor who worked for 20 years and still stayed at the same position. I don’t want to be like that! I want to see real results in the next 15 years, I work really hard now for my life to get better” (Women) “Actually my parents didn’t allow me to do my own business. That made me just a bit rebellious. But in the end, I am very proud of what I have achieved.” (Youth) Multi-roles “I stay connected with my workers via Facebook, Twitter or follow their BBM status.. You might think it is trivial but actually it is very effective. Most male and female nowadays want to get attention in the social media… ” (Netizen) “So far, in caring and educating children, my husband and I have shared the responsibility. I can’t handle it myself, I don’t have that much patience with feeding, showering.. Sometimes my husband bathes my child himself.” (Women) “If I can make a query via social media, why should I go to the bank?!” (Youth) “I quit my job and built a rental house, I’m sure that this business will be profitable, no matter what. We just act as a foreman and monitor the business..” (Women) “Internet sure is making my life easier. Say I don’t want to go to mall. What I need can all be found on the internet. Transfer the money and it’ll be at your doorstep the next day. Can be sooner as well if you asked.” (Netizen). Why complicate things, when you can make them easier Spending Allocation (%) Spending Allocation – by Gender (%) Base: All Youth Respondents (n=12,652) Base: All Married Youth Respondents Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents Daily Needs Spending (%) Lifestyle Spending (%) Investment (%) Base: All Youth Respondents (n=12,652) Base: All Youth Respondents (n=12,652) Base: All Youth Respondents (n=12,652) Food & Beverages 65.0 Monthly Bill 41.5 Transportation Communication Cost 33.1 28.1 Fashion Social Gadget 17.2 Sport Health Cost 14.6 Hang Out 10.0 31.4 Recreation Credit Card Bills Internet Cost 52.6 Book 59.9 Savings 37.3 22.0 Insurance 20.1 Jewellery 0.5 Education 0.3 Land 0.2 Gold 0.1 17.3 14.1 1.1 Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 23 None 6.3 How big is the portion of Indonesian Women who care about investment? Only 1 out of 2 Indonesian Women care about investment Spending Allocation (%) Spending Habit – Marital Status (%) Base: All Women Respondents (n=9,823) Base: All Women Respondents 8.1 10.8 28.6 24.5 63.4 64.6 Single (n=3,553) Married (n=6,270) 9.8 26.0 Daily needs 64.2 Lifestyle Investment Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents Spending Habit – Bandung (%) Base: All Respondents 6.7 34.0 26.9 14.0 10.6 36.8 14.4 15.4 14.6 12.5 10.7 6.4 1.7 9.5 5.9 12.3 66.4 Fashion Gadget Hang out Recreation Social Sports 1.2 Others BANDUNG (n=459) Daily needs Investment 26 Lifestyle Daily Food & Beverages Transportation Communication Cost Internet Cost Health Cost Monthly Bill Monthly Installment Others Daily Needs (%) Lifestyle (%) Investment (%) Base: All Women Respondents (n=9,823) Base: All Women Respondents (n=9,823) Food & Beverages 65.9 Monthly Bill 45.4 Transportation 32.7 Communication Cost Monthly Investment Health Cost Internet Cost 27.7 18.9 15.3 8.2 Fashion 51.6 Social 38.8 Base: All Women Respondents (n=9,823) None 55.4 Saving 41.1 Recreation 21.5 Insurance Gadget 18.0 Jewellery 0.5 Education 0.3 Land 0.2 Gold 0.2 Sport 15.8 Hang Out Book 12.3 1.2 Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 27 7.7 Spending Allocation (%) Spending Allocation – by Gender (%) Base: All Netizen Respondents (n=3,642) Base: All Respondents 9.8 10.1 27.2 27.4 63.0 62.5 Male (n=1,926) Female (n=1,716) 9.9 27.3 Daily needs Lifestyle 62.8 Investment Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents Daily Needs (%) Lifestyle (%) Investment (%) Base: All Netizen Respondents (n=3,642) Base: All Netizen Respondents (n=3,642) Internet Cost 68.0 Food & Beverages 65.8 Monthly Bill 44.8 Transportation Communication Cost Monthly Installment Health Cost 36.4 32.0 20.0 14.4 Fashion 51.6 Social 32.9 Recreation Gadget Sport Books Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 29 46.5 Saving 39.1 Insurance 24.1 Jewellery 0.5 Land 0.4 Education 0.3 Gold 0.3 16.3 1.0 None 24.6 19.0 Hang Out Base: All Netizen Respondents (n=3,642) 9.1 Youth (%) Women (%) Netizens (%) Base: All Youth Respondents (n=12,652) Base: All Women Respondents (n=9,823) Gold 33.6 Property 13.4 Savings Unit Link 5.3 1.2 Gold 39.4 Property 14.8 Base: All Netizen Respondents (n=3,642) Gold Property 0.9 Business 0.3 16.5 Savings Savings Unit Link Unit Link Stock 2.6 1.5 1.1 0.8 Business Business 5.2 5.0 Stock Stock 34.3 0.2 Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 0.4 Do You Manage Your Spouse’s Income ? (%) Reason to Manage Spouse’s Income (%) Base: All Women Respondents (n=9,823) Base: All Women Respondents who Answer Yes (n=6,434) My husband let me do it 13.5 To make it controlable 21.2 Yes No 12.9 To manage my family spending Don’t know the specific reason It's my responsibility as a wife To be allocated for my daily needs 10.1 8.1 7.8 7.5 To save some money 4.8 I understand household matters better 4.5 78.8 That's our agreement Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 2.7 I plan it better 2.0 I understand it better 2.0 Managing Spouse Income – by City (%) 12.2 17.7 Base: All Respondents 10.5 24.9 87.8 82.3 75.1 MEDAN (n=589) PADANG (n=591) 36.4 63.6 ACEH (n=704) PEKANBARU (n=664) 89.5 83.9 YOGYAKARTA (n=527) 13.4 77.1 84.5 BANDUNG (n=582) 24.4 18.2 75.6 81.8 SEMARANG (n=587) SOLO (n=577) No 30.2 24.5 25.0 28.7 69.8 75.5 75.0 71.3 DENPASAR (n=598) PONTIANAK (n=581) BANJARMASIN (n=752) BALIKPAPAN (n=659) 86.6 SURABAYA (n=837) 15.5 PALEMBANG JABODETABEK (n=630) (n=1813) Yes 16.1 22.9 14.5 85.5 MANADO (n=533) 22.1 77.9 MAKASSAR (n=639) 33.7 66.3 JAYAPURA (n=789) Husband’s Decision Strong Influence from others Husband Husband’s Decision Spouse’s Influence Only Insurance Vehicles Investment Electronic House Vacation Furniture Restaurant/Cafe School Kids plaything Household Kitchenware Wife Wife’s Decision Spouse’s Influence Only Savings Medicine Food & Beverages Kids outfit Home cleaner Cosmetics Personal clothing Self/Spouse Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents Wife’s Decision Strong Influence from others Families/relatives/friends Participated Community (%) Community Involvement (%) Base: Youth in Community (n=2,385) Base: All Youth (n=12,652) Religious 26.8 Arisan 22.1 Hobby 17.7 Social 10.7 PKK 10.1 Online Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 34 7.2 Sport 4.3 Professionals 4.2 Participated Community (%) Community Involvement (%) Base: Women in Community (n=2,312) Base: All Women (n=9,823) Arisan 36.1 Religion 32.9 PKK Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 35 21.5 Hoby 8.1 Social 7.7 Professionals 3.4 Online 3.2 Participated Community (%) Community Involvement (%) Base: Netizen in Community (n=800) Base: All Netizen (n=3,642) Religion 26.1 Hobby 20.8 Arisan 20.8 Social 12 PKK Online 4.9 Professional 4.6 Sports College/University Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 36 8.6 4.1 4 #1 Celebrate Achievement, Share Results #2 Empowerment, especially for Women #3 Identify Leaders and Leverage Them What is the most popular media among Youth? Television, but soon will be replaced by Internet Accessed Sources of Information (%) Base: All Youth Respondents (n=12,652) 87.9 TV 65.9 65.1 Internet 23.1 40.4 Newspaper Radio Magazine Tabloid 8.9 accessed accessed the most 9.7 0.8 6.1 0.6 4.6 0.4 Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 39 Accessed Sources of Information (%) – by Age (%) Base: All Youth Respondents (n=12,652) TV Internet Newspaper Radio Tabloid BBM 90.2 87.9 87.3 86.1 Magazine 76.8 69.9 60.0 54.5 45 44 39 32 11 10 6 4.9 0.2 15-19 y.o (n=2,447) 6 4.2 10 9 7 4.9 0.2 5 4.6 0.2 20-24 y.o (n=4,010) 25-29 y.o (n=3,200) Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 40 0.2 30-34 y.o (n=2,995) Accessed Sources of Information (%) Base: All Women Respondents (n=9,823) 90.0 TV 74.0 54.1 Internet 16.6 36.8 Newspaper 7.1 accessed accessed the most Radio Magazine Tabloid 10.4 0.8 7.7 0.8 6.4 0.5 Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 41 Accessed Sources of Information – by Age (%) Base: All Respondents (n=3,642) TV Newspaper Radio Magazine 92.7 91.7 88.8 87.7 87.4 Internet Tabloid 92.8 90.7 76.2 69.5 57.1 51.2 44.2 39 31 37 36 34 44 39 34.8 29.4 12 10 6.4 15-19 yo (n=1,330) 11 8 20-24 yo (n=1,862) 5.4 11 9 6.4 25-29 yo (n=1,630) 8 7 5.8 30-34 yo (n=1,544) Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 42 11 7 7.6 35-39 yo (n=1,408) 10 7 7.7 40-44 yo (n=1,162) 9 7 6.0 45-49 yo (n=887) Accessed Sources of Information (%) Base: All Netizen Respondents (n=3,642) 100.0 Internet 49.7 89.6 TV 44.6 35.1 Newspaper 4.4 accessed Radio Magazine Tabloid accessed the most 9.3 0.5 7.3 0.4 5.2 0.2 Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 43 Accessed Sources of Information – by Age (%) Base: All Netizen Respondents (n=3,642) 100.0 100.0 89.0 100.0 100.0 100.0 96.0 91.6 49 49 45 41 37 100.0 91.5 91.4 88.6 88.0 100.0 31 24 11 8 4.6 15-19 yo (n=800) 9 7 3.9 20-24 yo (n=948) Television 9 8 5.9 25-29 yo (n=615) Internet 9 6 4.5 30-34 yo (n=465) Newspaper Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 44 10 7 7.9 35-39 yo (n=366) Radio Magazine 9 9 7.9 40-44 yo (n=214) Tabloid 10 8 5.6 45-49 yo (n=126) Used Gadget for Internet Access (%) Base: All Netizen (n= 3,642) 82.8 82.6 83.0 All (n=3,642) Male (n=1,926) Female (n=1,716) 39.8 39.9 39.7 12.7 Smartphone Laptop / Notebook 12.3 Tablet Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 45 13.1 12.9 14.7 10.9 Personal Computer Activities in The Internet (%) Base: All Netizen (n= 3,642) 85.9 83.3 Male (n=1,926) 66.064.2 54.7 48.7 Female (n=1,716) 43.4 39.6 25.1 22.4 23.221.4 17.2 8.7 11.7 7.5 2.5 3.0 Social Media Browsing Check on News Chatting Read emails Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 46 Video's Buy Online Download / Upload Online Games Sell Online Social Media Platform (%) Base: All Netizen Respondents (n= 3,642) Total 15-19 y.o 20-24 y.o 25-29 y.o 30-34 y.o 35-39 y.o 40-44 y.o 45-49 y.o 50-55 y.o 55-59 y.o (n=3,642) (n=800) (n=948) (n=615) (n=465) (n=366) (n=214) (n=126) (n=66) (n=42) Facebook 83.5 86.4 85.4 85.0 80.6 82.8 79.0 72.2 74.2 69.0 BBM Groups Twitter 50.3 26.0 44.3 36.6 53.8 32.7 55.3 23.6 50.5 17.6 48.1 12.6 52.8 19.6 47.6 13.5 47.0 9.1 31.0 11.9 Google+ 25.3 27.1 26.7 22.3 23.4 25.1 27.1 23.0 22.7 28.6 Whatsapp 19.9 18.5 21.2 19.3 19.4 20.5 25.7 18.3 12.1 9.5 Line 9.6 13.0 12.2 8.3 8.6 3.3 6.1 8.7 4.5 2.4 Instagram 8.2 11.5 11.7 5.9 4.9 3.0 5.1 7.9 4.5 Kakao Path 5.5 4.9 7.3 8.0 6.4 7.0 4.2 4.1 5.4 2.4 3.6 1.6 3.7 2.3 7.1 1.6 3.0 1.5 What is the proportion of Netizen who shop online? Only 1 out of 5 Indonesian Netizen shop online Shopping Online or Not (%) Online Purchases – by Product (%) Base: All Respondents (n=3,642) Base: All Respondents (n=752) Cloth 57.2 Shoes 20% 31.9 Bag, Wallet 28.6 Watch Handphone/ Tablet Cinema Ticket Yes 10.8 9.9 7.4 80% Medicine 6.1 Airplane ticket 5.9 Cosmetic 5.2 Book 3.9 No Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 49 Cinema Tickets (%) Handbags & Wallets (%) Clothes (%) Base: All buyers (n=125) Base: All buyers (n=455) Base: All buyers (n=998) Interesting ads 24.8 Discount promotion Affordable price 20.0 Affordable price 22.0 Famous brands 19.8 Interesting ads 8.8 Avg. Expenditure : Rp. 47,561 16.7 Affordable price Famous brands 33.3 Interesting ads 88.9 Avg. Expenditure : Rp. 253,096 Avg. Expenditure : Rp. 343,084 Handphones/Tablets (%) Watches (%) Base: All buyers (n=174) Base: All Buyers (n=168) Affordable price Famous brands Discount Affordable price 20.7 15.5 Avg. Expenditure : Rp. 2,063,817 22.0 Famous brands 18.5 Discount 18.5 13.2 Avg. Expenditure : Rp. 453,284 Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 50 22.2 Footwear (%) Book (%) Cosmetics (%) Base: All Respondents (n=532) Base: All Respondents (n=65) Base: All Respondents (n=78) Famous brands 20.1 Recommendation Affordable price 18.4 Famous brands Discount 17.3 Discount Avg. Expenditure : Rp. 279,582 Interesting ads 25.6 15.4 Affordable price 24.4 15.4 Discount 20.0 Avg. Expenditure : Rp. 455,147 Avg. Expenditure : Rp. 229,396 Medicine (%) Plane Ticket (%) Base: All Respondents (n=97) Base: All Respondents (n=121) Famous brands 2.1 Discount 27.3 Discount 2.1 Affordable price 25.6 Affordable price 2.1 Recommendation Avg. Expenditure : Rp. 241,666 13.2 Avg. Expenditure : Rp. 1,279,096 Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 51 19.2 Level of Trustworthiness (%) Satisfaction Level (%) Base: Respondents who shop at official website (n=274) Base: Respondents who shop at website (n=274) 11.7 12.4 88.3 Trusted 87.6 Untrusted Satisfied Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 52 Unsatisfied Level of Trustworthiness (%) Satisfaction Level (%) Base: Respondents who shop at online store (n=417) Base: Respondents who shop at online store (n=417) 14.6 14.1 85.4 Trusted 85.9 Satisfied Untrusted Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 53 Unsatisfied Level of Trustworthiness (%) Satisfaction Level (%) Base: Respondents who shop at online forum (n=274) Base: Respondents who shop at online forum (n=274) 32.8 44.9 55.1 67.2 Trusted Untrusted Satisfied Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 54 Unsatisfied Level of Trustworthiness (%) Satisfaction Level (%) Base: Respondents who shop at social media (n=234) Base: Respondents who shop at social media(n=274) 15.4 27.8 72.2 84.6 Trusted Untrusted Satisfied Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 55 Unsatisfied Level of Trustworthiness (%) Satisfaction Level (%) Base: Respondents who shop at Base: Respondents who shop at blackberry messenger (n=404) blackberry messenger (n=404) 12.6 34.9 65.1 87.4 Trusted Untrusted Satisfied Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 56 Unsatisfied Level of Trustworthiness (%) Satisfaction Level (%) Base: Respondents who shop at blog (n=76) Base: Respondents who shop at blog (n=76) 23.7 42.1 57.9 76.3 Trusted Untrusted Satisfied Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 57 Unsatisfied Hobby – by Gender (%) Base: All Youth Respondents Listening to music Reading Doing sports Travelling 44.2 41.5 38.8 27.4 22.4 18.9 18.4 15.4 11.0 Total (n=12,652) 10.8 Male (n=6,286) Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 58 9.5 Female (n=6,366) 11.3 Hobby – by Marital Status (%) Base: All Youth Respondents Listening Music Reading Cooking Traveling 50.2 38.4 31.7 25.9 21.5 19.0 10.4 12.5 14.8 10.1 8.7 2.6 All (n=9,823) Single (n=3,553) Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 59 Married (n=6,270) Hobby – by Gender (%) Base: All Respondents Listen to music Reading Doing sports Travelling 48.0 44.5 41.4 29.9 25.9 20.6 20.2 14.1 15.8 14.2 14.0 9.4 All (n=3,642) Male (n=1,926) Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 60 Female (n=1,716) Top Ten Products Bought Within A Year (%) Base: All Youth Respondents (n= 1 Smartphone 22.7 6 Car 3.1 2 Headphone 21.3 7 Camera 2.8 3 Motorcycle 13.9 8 Sport Utility 1.1 4 Laptop 8.3 9 Cloth 0.7 5 Tablet 6.6 10 Shoes Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 61 0.4 INSTALLED PAY TV AT HOME? (%) Base: All Youth Respondents (n=12,652) Reasons for Not Installing (%) Base: No Pay TV Subscribers (n=10,025) High installment cost 20.8 21.9 Enough shows from current… 10.1 Not interested 9.6 Reasons for Installing (%) Base: All Pay TV Subscribers (n=2,627) 79.2 It is not important Lots of channel 39.9 Clean 20.3 No Yes Lots of shows 12.6 3.8 Interesting shows 3.0 Foreign channel Satisfy with current channel's shows Source: MarkPlus Insight: Indonesia Consumer Survey 2014, 18 provinces, 21,283 respondents 65 6.0 4.3 Savings Accounts Youth Anxieties & Desires Becoming rich and established Needs & Expectations • Simple Requirements • High return • Customizable Savings Accounts Women Anxieties & Desires Becoming fruitful and productive in her multiple roles Needs & Expectations • • • Multifunctional accounts No additional (admin) fees Creates compulsive savings Savings Accounts Netizen Anxieties & Desires Get better, faster and easier Productive and limitless Needs & Expectations • • Friendly Internet Banking Interface Additional features on internet banking (stocks transaction, etc) • Accessible Customer Care