Ready - California Mortgage Bankers Association

Transcription

Ready
For The Next
Generation of Leaders
43rd Annual Western
Secondary Market Conference
|
|
July 8-10, 2015 Westin St. Francis San Francisco
Pre-Conference Program
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43rd Annual Western
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California MBA Board of Directors
Officers
Res i d e n t ia l Pr es ident
M r. Kev in R a n dl e s
CB RE Ca p i ta l M a r kets, In c.
Res i d e n t ia l Pr es ident
M r. M at t h ew J. Ost ra n d er
Pa rk s i de Le nd in g, LLC
Exe c u t ive D i r e c tor
M s. Susan M i l a zzo
C MBA E xe cut i ve D ir e c to r
Im m e dia te Past C h a irm a n /Tre as ure r
M r. Ch r i s top h er G eo rg e
C MG Fi na n c ial, In c
Com m erc ial Pre s i de n t
M r. Ch arl es H a llad ay
H FF
S e c re ta r y
M s. S u s an n e L i vi n g sto n
Resi d enti al Whol esa l e M or tgage, In c.
Officers
Ms. Annemaria Allen
The Complia nce Group, Inc.
M r. David B attany
Guild Mor tgage Compa ny
M r. R yan Chapman
Walker & D unlop
M r. Rob Chrisman
Chrisma n, LLC
M r. Thomas ‘ Tup’ Fisher
Washington Ca pital
Ma nagement
M r. Brandon Haefele
Ca tal yst Mor tgage
M r. Kennon J. Brok aw
Inter vest Mor tgage
M r. Jeffrey Burns
Walker & D unlop
Ms. M argaret Chiavini
M r. Don Cur tis
Calib er Home Loa ns
OSC / A Bre ckenridge Compa ny
M r. Kenny Harmer
Wells Fa rgo Home Mor tgage
M r. Buck Hawk ins
Former C MBA Cha irma n
Directors
M r. Wes Iseley
Ca rrington Mor tgage
S er vices, LLC
M r. Bill Lowman
A merica n Pac ific Mor tgage
M r. Kevin Parra
Plaza Home Mor tgage
M r. Ar t Shafer
Comerica Ba nk
M r. Dennis Sidbur y
Nor thma rq Ca pital
M r. S cott Whittle
Incal Asso c ia tes, Ltd.
M r. Clem Ziroli, Jr.
First Mor tgage Corp.
M r. David Zitting
Prima r y Residential
Mor tgage, Inc.
Ms. Terr y S chmidt
Guild Mor tgage Compa ny
M r. M itch Zeemont
Newma rk Realt y
Ca pital, Inc.
Ready
For The Next
43rd Annual Western
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Conference Schedule
Don’t miss “How Will You Engage the Next Generation?”
43rd Annual Western
July 9th at 10:15 a.m.
Moderated by:
Matthew Ostrander
Chairman and CEO, Parkside Lending, LLC
Chairman of the Western Secondary Market Conference
Current President of Residential Real Estate for the CMBA
The mortgage industry is in a period of significant change. From consumers to
employees, mortgage bankers are working to find new and innovative ways to reach
millennials and emerging markets. Are you prepared? Does your company have a
strategy to get young people excited about mortgage banking and homeownership?
Don’t miss the keynote panel, moderated by Parkside Lending’s CEO,
Matt Ostrander, and featuring some of the industry’s top subject matter experts.
Stop by our Booth 102 and we’ll donate $2 to the
NATIONAL PARKS CONSERVATION ASSOCIATION
for every business card we receive
Succeed with the
power of caring
National wholesale and correspondent lending
Sensible underwriting and integrity
Never compete for your customers
www.ParksideLending.com
NMLS #176162
Ready
Conference Schedule
43rd Annual Western Secondary
Market Conference
For The Next
July 8-10, 2015 | Westin St. Francis | San Francisco
Wednesday, July 8, 2015
1:00 p.m. - 5:00 p.m.
Conference Registration Open
1:15 p.m. - 2:45 p.m.
Location: California West Room
Capital Markets - Wall Street, Main Street and Private Money
Sponsored by: PennyMac
Panelists will be providing an update of the capital market’s recent activity, including discussion of new players and their
roles for creating a robust (non-GSE) marketplace including the key drivers and moves from public to private
money. Lastly, capital market trends that will assist the participant in achieving better execution will be covered.
Moderator:
Laura Pephens, Pephens & Co., Inc.
Speakers:
David Battany, Guild Mortgage Company
Rob Branthover, Mortgage Industry Advisory Corporation - MIAC
Bill Chudy, Parkside Lending, LLC
Mike Duncan, Compass Analytics
Nancy Pollard, Impac Mortgage Corp.
3:00 p.m. - 4:00 p.m.
Location: California West
Updates from the “Insiders”
Sponsored by: MERSCORP Holdings, Inc.
Important changes continue to rock the mortgage world - how can you keep up? Hear from some of the industry’s
ultimate “insiders” on what keeps them up at night, what gets their attention, and what they see ahead for the
industry.
Moderator:
Chris George, CMG Financial
Speakers:
Kate Berry, American Banker
Rob Chrisman, Chrisman, LLC
Pete Mills, Mortgage Bankers Association (MBA)
Keynote Sponsored by Wells Fargo Home Mortgage
Luncheon Sponsored by LoanLogics
WE TREAT OUR CLIENTS
LIKE THEY MATTER.
BECAUSE THEY DO.
CORRESPONDENT LENDING AND WAREHOUSE FINANCING,
BUILT ON A CLIENT-FOCUSED FOUNDATION
We know the most successful businesses are based on relationships. It’s why we place such a premium
on communication and follow through. When you have questions, we get you answers. Because when it
comes to making sure your business has what it needs to thrive, our focus stays fixed on you.
Learn more about us at
everbank.com/home
15PCL0034.02 EverBank NMLS ID: 399805
© 2015 EverBank. All rights reserved.
C o r r e s p o n d e n t
L e n d i n g
Helping
Lenders Thrive
Nationwide
Our unique team approach allows us to offer extraordinary service to each client. With experienced
regional sales managers and a team of client liaisons, we are dedicated to helping lenders succeed in
all 50 states. Let us help you achieve your goals while building a partnership that you can count on.
Why Choose CMG?
Agency Direct Relationships
Multiple Execution Options
Dedicated, Client Centric Team
Full Product Menu
Jumbo, Condos, Foreign Nationals and more
Led by Seasoned Mortgage Professionals
Visit us in the Cambridge Room to learn more about how CMG Financial
can support your business needs today.
800.501.2001 | www.cmgfi.com/correspondent
NMLS# 1820 | 3160 Crow Canyon Rd. | San Ramon CA, 94583
© 2015 CMG Financial, All Rights Reserved. CMG Financial is a registered trade name of CMG Mortgage, Inc., NMLS #1820 in most, but not all states. CMG Mortgage,
Inc. is an equal opportunity lender, licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150025; Loans
made or arranged pursuant to a California Finance Lenders Law license No. 6053674. For information about our company, please visit us at www.cmgfi.com. To verify
our complete list of state licenses, please visit www.nmlsconsumeraccess.org. For more information on State licenses, please visit www.cmgfi.com/licensing.php.
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Market Conference
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4:00 p.m. - 5:00 p.m.
Welcoming Reception
Location: Exhibit Hall
5:00 p.m. - 7:00 p.m.
Wine Tasting
7:00 p.m. - 9:30 p.m.
*Separate Registration Required for
Wine Tasting & Charity Event Program*
Go to www.CMGEvent.com for Details
Annual Charity Dinner/Wine Tasting/Auction Event
Location: Grand Ballroom
Thursday, July 9, 2015
8:00 a.m. - 5:00 p.m.
Registration Open
8:00 a.m. - 5:00 p.m.
Networking Room Open
7:30 a.m. - 10:00 a.m.
Breakfast Buffet and Barista Cart with Gourmet Coffees!
Join us in the Exhibit Hall for breakfast and to meet our sponsors!
8:00 a.m. - 8:45 a.m. | Location: Grand Ballroom
Conference Welcome
Speakers:
Matt Ostrander, CEO, Parkside Lending, LLC, Conference Chairman
Bill Cosgrove, CEO, Union Home Mortgage Corp., MBA 2015 Chairman
Conference Survival Packet Sponsored
by Parkside Lending, LLC
Networking Lounge Sponsored
By National MI
Elevator Skin Sponsored
By Got Appraisals
Charging Station Sponsored
by Texas Capital Bank
Conference Mobile App Sponsored
by EverBank
Wi-Fi Sponsored
by Luther Burbank Savings
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Ready
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8:45 a.m. - 10:15 a.m.
Location: Grand Ballroom
Point/Counterpoint: All Sides of Non-QM Lending
Sponsored by: Caliber Home Loans
Join us for a discussion that analyzes various perspectives of lending channels as it relates to this product. From an
investor, wholesale, retail, correspondent, servicer and warehouse lender – everyone has their points and counterpoints.
Moderator:
Margaret Chiavini, Caliber Home Loans
Speakers:
Bill Ashmore, Impac Mortgage Corp.
Bill Lowman, American Pacific Mortgage Corp.
Dan Perl, Citadel Servicing Corp.
Jason Pendergist, Luther Burbank Savings
Clint Rosenthal, Parkside Lending, LLC
10:15 a.m. - 10:30 a.m. | Location: Exhibit Hall
Refreshment Break
Keynote Panel: Ready for the Next Generation
Sponsored by: Wells Fargo Home Mortgage
- How are companies recruiting/mentoring rising stars within their organizations?
- How do the emerging markets (i.e. Latinos, Asians, Millennials, etc.) view homeownership?
- How is the mortgage industry reaching the emerging markets?
Moderator:
Matt Ostrander, CEO, Parkside Lending, LLC, Conference Chairman
Speakers:
Paul Fielding, Social Finance (SoFi)
Kristin Messerli, Mortgage Industry Consultant
Ken Perry, The Knowledge Coop
11:45 a.m. - 1:00 p.m. | Location: Exhibit Hall
Hosted Buffet Luncheon
Water Station Sponsored
By Optimal Blue
Breakfast Sponsored
by Chase Correspondent Lending
Opening Reception Sponsored
by Alight Mortgage Lending
Morning Break Sponsored
By Compass Analytics
Afternoon Break Sponsored
By Flagstar Bank
Grand Reception Sponsored
By Guild Mortgage Company
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1:00 p.m. - 2:30 p.m. | Location: Grand Ballroom
Performance Trends Favor Independent Mortgage Bankers
Sponsored by: Stearns Lending, LLC
- Takeaways from the latest MBA/STRATMOR Peer Group results
- Strategic implications for midsize independents
- Quick M&A update
Moderator:
Nick Pabarcus, Stearns Lending, LLC
Speakers:
Jeff Babcock, STRATMOR Group
Richard Koss, Fannie Mae
2:30 p.m. - 5:00 p.m. | Location: Networking Lounge, General Session Room and Company Meeting Rooms
Need a place to meet? Get “Down to Business”!
California MBA has formatted the conference agenda this year to accommodate designated times for meetings with
customers during the conference. Please be respectful of the work put into developing our conference agenda and the
speakers who are sharing their market intellect. Join us for the conference agenda and set your meetings for the “Down
to Business” timeslot. Need a place to meet? No problem, meet in our Networking Lounge accessed through the Exhibit
Hall and use our seating area, complimentary wifi, charging station, water station and all day refreshments. Don’t walk
five blocks to your next meeting! Use the Networking Lounge to get more done - efficiently!
2:30 p.m. - 2:45 p.m. | Location: Exhibit Hall
Refreshment Break
5:00 p.m. - 6:00 p.m. | Location: Exhibit Hall
Grand Reception
Friday, July 10, 2015
Networking Room Open
Continental Breakfast
Lanyard Sponsored
By Plaza Home Mortgage
Morning Break Sponsored
By American Pacific Mortgage
Room Key Sponsored
By The StoneHill Group, Inc.
Notepad Sponsored
By Arch Mortgage Insurance
Notepad Sponsored
By Residential Wholesale Mortgage, Inc.
Pen Sponsored
By BofI Federal Bank
Conference Bag Sponsored
By Comerica Bank
Conference Schedule
Ready
Market Conference
For The Next
Federal Update
Sponsored by: LoanCare, A ServiceLink Company & Genworth Mortgage Insurance
Moderator:
David Green, The StoneHill Group, Inc.
Speakers:
Roy Hormuth, Ginnie Mae
Dave Lowman, Freddie Mac
Patricia McClung, Consumer Financial Protection Bureau (CFPB)
Zach Oppenheimer, Fannie Mae
Refreshment Break
10:00 a.m. - 12:00 p.m. | Location: Networking Lounge, General Session Room and Company Meeting Rooms
“Down to Business”
10:00 a.m. - 12:00 p.m.
Conference Adjourns
Sessions Sponsored By
Genworth Mortgage Insurance
Stearns Lending, LLC
Caliber Home Loans
MERSCORP Holdings, Inc.
PennyMac
LoanCare, A ServiceLink Company
BUILT TO PAY CLAIMS:
Clear Solutions
Confident Decisions
Meet the National MI team
in the Yorkshire room or in
the networking lounge.
www.nationalmi.com
|
cu.nationalmi.com
|
855.317.4NMI (4664)
|
Emeryville, CA
Ready
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43rd Annual Western
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Speaker Biographies
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Speaker Biographies
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William Ashmore
Impac Mortgage Corp.
William S. Ashmore has been President of the Company since August 1995 and a
Director since July 1997. Mr. Ashmore also served as the Chief Operating Officer
from August 1995 to May 2006. Mr. Ashmore has over 30 years of combined experience in real estate, asset liability management, risk management, and mortgage
banking. Mr. Ashmore received a B.S. degree in Psychology from the University of
California at Los Angeles in 1971 and a Master’s degree in Social Psychology from
California State University at Northridge in 1974.
Jeff Babcock
Stratmor Group
Jeff Babcock leads STRATMOR’s mergers and acquisitions practice and was an original partner in the formation of STRATMOR Group’s predecessor company in 1981.
Prior to this time, he was with the Robert A. McNeil Company, where he co-managed the mortgage banking subsidiary. Previously, Mr. Babcock was a co-founder
of PMI Mortgage Insurance Company in San Francisco beginning in 1973.
During his years at PMI he was responsible for national sales, lender marketing and
secondary marketing. He participated in the development of the first mortgage
conduit (Pennie Mae) and the original mortgage pool insurance product for the Bank of America’s pioneering mortgage-backed pass through security.
Jeff’s initial mortgage banking experience was acquired at Security Pacific Mortgage in Denver. Mr.
Babcock’s financial services career began with Wells Fargo Bank in 1967, followed by the start-up of
On-Line Decisions, an entrepreneurial subsidiary of Inland Steel Company, which developed some of
the first interactive financial models for corporate America.
His lengthy and diverse background in mortgage banking enables Mr. Babcock to bring to the firm an
exceptional knowledge of the industry and its participants. Based in San Francisco, Jeff received an
undergraduate and MBA degrees from the University of California at Berkeley.
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David Battany
Guild Mortgage Company
Mr. David Battany serves as an Executive Vice President of Capital Markets at Guild
Mortgage Company, Inc. Mr. Battany has more than 30 years of experience in the
mortgage industry. He served as Vice President of Product Strategy for PennyMac
(NYSE: PFSI) for the past two years and served in leadership positions with Fannie
Mae for 12 years. At PennyMac, the largest non-bank correspondent lender in the
country, he was responsible for relationships with Fannie Mae, Freddie Mac and
other government agencies, mortgage insurance companies and trade associations.
He led new product strategies and successfully implemented 12 major new products to support company retail and corporate business objectives.
Kate Berry
American Banker
Kate Berry is American Banker’s consumer finance reporter. She has been a reporter at the Orange County Register, the Associated Press and Dow Jones Newswires.
She began her media career as a clerk at the New York Times.
Rob Branthover
Mortgage Industry Advisory Corp. (MIAC)
Mr. Branthover Co-Heads MIAC’s Secondary Solutions Group and works with over 100
originators to mitigate interest rate risk. Rob has helped over 50 originators move from Best Efforts
to Mandatory as well as analyze the retained/released execution alternatives and assisting
customers as they transition to selling directly to the GSE’s and GNMA.
Rob has formally worked for Lehman Brothers, Chase Home Finance and JPMorgan Chase.
At Lehman Brothers, Rob was a Fixed Income Salesman in the Bank Specialist Group and
headed of the Community Banking Team.
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While at Chase, Rob was responsible for the Jumbo/Alt-A Fixed rate Mortgage Pipeline between
1998-2003. He was charged with pricing, hedging, selling or securitizing this product segment
into the secondary markets. Jumbo/Alt-A Fixed volume represented approximately $4Billion per
annum.
Rob spent seven years in the Interest Rate Risk Management department of The Chase
Manhattan Bank, where he was directly involved with hedging the banks Assets and Liability’s
mismatch as well as the Mortgage Servicing Rights (MSR) Portfolio.
This included participating in the establishment and maintenance of the Funds Transfer Pricing
model, which aggregated all interest rate risk to the Treasury department. Rob has experience
pricing and trading, Interest Rate Swaps, Cap/Floor’s, Swaptions, MBS, PO’s, Treasury and
Eurodollar Futures and Options.
Rob brings considerable market insight to MIAC Analytics from a practical hedging perspective.
MIAC AnalyticsTM is licensed by over half of the top 25 largest mortgage banking firms in the
country, and each month over $2.5 trillion dollars of mortgages and MSRs are valued in MIAC
Analytics. MIAC Analytics is a complete integrated mortgage banking asset/liability model.
Mr. Branthover is a graduate of The University of Maryland, earning a MS in Finance.
Margaret Chiavini
Caliber Home Loans
Ms. Chiavini is the Regional Vice President of the Western United States for Caliber
Home Loans. She is responsible for leading Caliber’s team of Correspondent Lending Sales Directors and Sales Executives in the Western United States and for building partnerships with Correspondent Lenders to increase homeownership for the
American public. Ms. Chiavini possesses more than 27 years of mortgage banking
experience. Prior to joining Caliber Home Loans, Ms. Chiavini was a Senior Sales
Director at GMAC / Ally Bank where she was responsible for a territory of over $5
billion in annual volume.
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Rob Chrisman
Chrisman, LLC
Rob Chrisman began his career in mortgage banking – primarily capital markets –
29 years ago in 1985. His background includes hedging pipelines, running a small
subprime company, and running Capital Markets departments. He left the daily
working world in late 2008 to focus on his family but continued to publish a widely
read daily market commentary on current mortgage events which some of you may
read. He spends 4-5 hours a day on this, and wakes up at 4AM to check overnight
news and edit the commentary before sending it out.
In addition to owning Chrisman LLC, he is on the board of directors of several financial services companies, is a member of the Secure Settlements Advisory Board (NJ), an associate of the STRATMOR
Group, a member of the California Mortgage Bankers Association, and of the Mortgage Bankers Association of the Carolinas and its membership committee. Rob has provided expert witness services for
mortgage and real estate-related cases, has lectured to groups around the country, and still finds time
to take his Dad to lunch once or twice a week. Rob holds a BS from Cal Poly, San Luis Obispo, and an
MBA from UC Berkeley.
Bill Chudy
Parkside Lending, LLC
Bill manages Parkside Lending’s mortgage portfolio, pricing, and product development, as well as develops business intelligence and strategic partnerships. He has
more than 10 years of experience managing credit, liquidity, interest rate risk, capital markets, mortgage and home equity pricing, product development, and loan
production.
Prior to joining Parkside Lending in February 2013, Bill was the Asset Liability
Manager of a large regional bank where he managed enterprise interest rate risk and the mortgage
portfolio within the treasury division. His responsibilities included behavioral modeling for mortgage
prepayments, originations volume, loan and deposit balances and pricing, credit analysis, and price
elasticity modeling.
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Bill Cosgrove
Union National Mortgage Co., Chairman,
Mortgage Bankers Association (MBA)
Bill Cosgrove, Chairman of the Mortgage Bankers Association, is the Owner and
CEO of Union Home Mortgage Corp. headquartered in Strongsville, Ohio. His
mortgage banking career began in 1986 as a residential loan officer. In 1994 Mr.
Cosgrove joined Union National Mortgage Co. and in 1998 was named President.
Mr. Cosgrove purchased and became 100% stockholder of the company in 1999. In
2013, the Company’s name was changed to Union Home Mortgage Corp. to reflect
the Company’s mission of supporting successful homeownership in America.
AT
AMERICAN
PACIFIC
MORGAGE
In 2007-2008 Mr. Cosgrove was President of
the Ohio Mortgage Bankers Association. He
is the first person from Ohio to serve as both
President of the Ohio MBA and Chairman of
National MBA.
ONE WORD DRIVES OUR BUSINESS:
He has served the National Mortgage Bankers
Association’s Residential Board of Governors,
the Steering Committee of RESBOG and currently serves the Board of Directors as Chairman. From 2008 to 2010, Bill was the National
Chairman for MBA’s MORPAC Committee. This
prestigious appointment consists of leading
the fund raising efforts for MORPAC throughout the country. MORPAC raised $1.1 million
for industry activism during Bill’s Chairmanship
of MORPAC.
In 2000 at the age of 38 he was named in
Crain’s Cleveland Business “40 under 40” honored as one of the top 40 young executives in
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Northeast Ohio. In 2003 Mr. Cosgrove was inducted into the Bedford, Ohio High School Distinguished
Hall Of Fame for his accomplishments in Mortgage Banking. In 2004, he earned the coveted Certified
Mortgage Banker designation (CMB). In 2008, he was awarded the distinguished Hoddup Award for
his many contributions to the Ohio Mortgage Bankers Association and In 2011 Bill was awarded the
National Mortgage Bankers Associations Burton C. Wood, National Legislative Service Award for his
superior legislative efforts representing the mortgage banking industry.
Mr. Cosgrove has testified on behalf of the industry in Washington D.C before the House Financial
Services Sub Committee, Senate Banking Committee and the Ohio House of Representatives. He has
been interviewed by national publications, The Wall Street Journal, USA Today, numerous trade publications, national and local news networks.
Mike Duncan
Compass Analytics
Mike joined Compass Analytics as an Account Manager in December 2011. He
manages Pipeline and MSR clients and assists with the development of the Compass Analytics MSR cash flow and pipeline risk management models. Prior to
joining Compass Analytics, Mike spent 4 years at Bank of America working on their
Assignment of Trade pricing analytics desk and covering large mortgage originators
as a National Account Executive. His current responsibilities include hedging the
pipeline risk for a number of large mortgage originators, assisting with MSR model
client training and development, working with Correspondent Investors on behalf of Compass and its
clients, and providing software demonstrations for prospective clients.
Paul Fielding
Social Finance (SoFi)
Currently a Director in SoFi’s Capital Markets group responsible for securitization
transactions. Formerly Head of Products and Co-Founder at MeasureOne, a student
lending focused data and analytics firm with responsibility in portfolio management,
servicing oversight, and regulatory issues. Director of Data Strategy and New Products at LoanPerformance, now CoreLogic (NYSE: CLGX). BA in Economics and Accounting with honors from University of California, Los Angeles, and was elected Phi Beta Kappa.
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Christopher M. George
CMG Financial
Christopher M. George is the founder, President and CEO of CMG Financial, a privately held Mortgage Bank, headquartered in San Ramon, California. The Company
conducts business in 48 states and the District of Columbia and holds federal agency lending approvals with HUD, VA, RHS, GNMA, FNMA and FHLMC. CMG Financial
also holds a patent for its proprietary product, the All In One™
home loan.
Founded in 1993, the company is widely known for responsible lending practices, industry and consumer advocacy, market innovation and operational agility. Under Christopher’s direction, CMG Financial has developed into a robust firm making its products and services available to the market nationally through three distinct origination channels including Wholesale Lending, Correspondent Lending
and Consumer Services which also serves the home builder, real estate and credit union communities.
In 2012, Christopher established the CMG Foundation, a philanthropic endeavor to support non-profit
organizations at both the community and national levels. To date, the CMG Foundation has provided
valued funding for the Gary Sinise Foundation’s “Building for America’s Bravest”, the Mortgage Bankers Association’s “MBA Opens DoorsSM, Homes For Our Troops and the Cancer Support Community SF
Bay Area programs, as well as benefitting a host of other local organizations.
In addition to his role at CMG Financial, Christopher serves as Chairman of the California Mortgage
Bankers Association and sits on the Mortgage Bankers Association Board of Directors.
David Green
The StoneHill Group, Inc.
David Green is the founder, President and CEO of the StoneHill Group. David has
over 30 years of senior management and executive experience in the real estate
and mortgage banking industry. Since 1996, David has led the StoneHill Group’s
team of mortgage professionals in offering a wide array of outsourcing solutions to
the real estate financing community.
David began his real estate and mortgage banking career at Cameron Brown and
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held leadership roles at First Union, Resolution Trust Corporation (RTC) and the Federal Deposit Insurance Corporation (FDIC) before forming the StoneHill Group. David has served as an industry leader
and consultant to top mortgage banking firms including managing a $500 million investor-owned portfolio of home equity loans at Bank One.
David attended The University of North Carolina at Chapel Hill and the University of Tampa where he
holds a Bachelor’s degree in Business Administration. David has spoken at mortgage industry conferences and conventions, has written articles for leading publications and is considered an industry
expert on quality control, mortgage outsourcing and risk management.
Roy Hormuth
Ginnie Mae
Roy Hormuth joined Ginnie Mae in 2012 as Director of the Single-Family Division in the Office of Issuer
and Portfolio Management. He has more than 28 years of experience in housing finance and capital
markets.
In his role at Ginnie Mae, Mr. Hormuth directs the organization’s $ 1.4 Trillion Single-Family MBS
Program, which also includes MBS backed by manufactured housing and reverse mortgage collateral.
Mr. Hormuth manages all issuer relationships in the Single-Family MBS program and is responsible for
enhancing issuer outreach and training opportunities. He is responsible all issuer portfolio management nationwide as well as transaction management and his team processed over $94BB in servicing
transfers last year.
Prior to joining Ginnie Mae, Mr. Hormuth was the Senior Manager/Team Lead at the Federal National
Mortgage Association (Fannie Mae), where he managed teams responsible for top-tier national bank
and investment banking customer relationships. He also led cross-functional teams, including risk
management and loan servicing consultants responsible for managing the performance of several
top-tier mortgage loan servicers. In addition, earlier in his career, Mr. Hormuth also managed a team
responsible for negotiating non-standard structured transactions and was instrumental in developing
Fannie Mae’s first Senior-Subordinate REMIC structure.
Mr. Hormuth received a Bachelor of Science degree in Economics, with a minor in Finance, and a Bachelor of Arts degree in International Relations
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Richard Koss
Fannie Mae
Richard Koss is Director of Economics in the Economic and Strategic Research
Group at Fannie Mae. In this leadership role, Koss provides strategic insight to
the company’s economic, housing, and mortgage market forecasts and analyses
and serves as a company thought leader internally and with external constituent
groups. Koss is an important source of information and commentary and a key
spokesperson on the external business, economic, and housing environment.
Prior to joining Fannie Mae, Koss spent more than 20 years in senior positions on Wall Street, most recently as Senior Vice President and Director of Global Investments at Brown Brothers Harriman (BBH).
In this role he had primary responsibility for investment strategy across a wide variety of institutional
and wealth management clients. He served as a central spokesperson on economic and capital market
developments at BBH, the largest and oldest private bank in the U.S.
Prior to joining BBH in 1998, Koss worked as Senior Advisor to the General Motors financial staffs in
New York, providing economic and market analysis to the firm’s top management. Prior positions
include Staff Economist at the Council of Economic Advisers under Chairman Alan Greenspan. Koss is
past Chairman of the Conference of Business Economists and a member of The Economic Club of New
York. He is a frequent speaker on global economic outlooks and market conditions. Koss received a
Ph.D. in economics from the University of Pennsylvania and a B.S. in mathematics and statistics from
Case Western Reserve University.
Bill Lowman
American Pacific Mortgage
Bill began work at American Pacific Mortgage in 2002 and has served as president
since 2004. As President, he oversees the day-to-day operations of the company,
leveraging over 25 years in the mortgage industry to better serve the company.
He believes strongly in the value of unparalleled service and cooperation to drive
business forward.
In managing the day-to-day operations of American Pacific Mortgage, Bill oversees
operations, credit/risk, capital markets, the branch network and the overall financial performance of
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the company. His position facilitates sustainable growth with the upmost service for branches.
Mr. Lowman received his bachelor’s degree in Business Administration from State University of New
York at Fredonia. He is an active member of the Mortgage Bankers Association and California Association of Mortgage Professionals.
Bill lives in Folsom, California and enjoys spending time with his three sons, who are all sports enthusiasts. He is heavily involved in the community, serving on the American Cancer Society’s Relay for Life
board and has also worked with the Northern California Special Olympics.
Dave Lowman
Freddie Mac
David Lowman was named executive vice president for the Single-Family Business
in May 2013. He is a member of the company’s senior operating committee and
reports directly to CEO Don Layton.
As head of Single-Family, Lowman has broad responsibility for the line of business, including managing the company’s relationships with its Seller/Servicers, the
performance of Freddie Mac’s guarantee book of business, securitization of new
business, and all sourcing, servicing and business operations. Lowman has worked in the mortgage
and consumer finance business for over 30 years, serving at some of the nation’s largest mortgage operations. Lowman served as CEO of Chase Home Lending from 2006 to 2011, overseeing $150 billion
in annual production and a $1.2 trillion servicing portfolio at what was then the country’s third largest
mortgage originator and servicer. Prior to that, he spent a decade in senior leadership roles in various
lending businesses of Citigroup, including head of CitiMortgage and Citicorp Trust Bank, FSB.
Before joining Citigroup, Lowman spent 11 years at The Prudential Home Mortgage Company, Inc. in
progressively senior leadership roles. He started his career in the Washington, D.C. office of KPMG
where his clients included banks, thrifts and mortgage bankers. Lowman holds a Bachelor of Science
degree in Business Management and Accounting from the University of Maryland’s College of Business
and Management.
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Patricia McClung
Consumer Financial Protection Bureau (CFPB)
Tricia has been recently named the Assistant Director for Mortgage Markets at the
Consumer Financial Protection Bureau. In this role, she is accountable for articulating a fact-based, up-to-date perspective on current and potential future dynamics
in the markets for origination and servicing across various types of mortgages and
home-equity loans. She engages with industry stakeholders to refine that perspective and share it within the Bureau to inform rule-making, policy, and to drive key
initiatives that aid in strengthening the mortgage finance industry. Prior to joining the Bureau, Tricia
was at FHA as a Senior Housing Policy Advisor for the Single Family business. Since January of 2014,
Ms. McClung was the acting Director of Program Development in Single Family Housing. In this capacity she was responsible for the Home Mortgage Insurance Division, Valuation Division, and Program
Support Divisions. She was accountable for credit policy, technology, outreach and communications
for the Single Family FHA loan endorsement business.
Prior to joining HUD, Tricia was with Realtors Property Resource, a technology subsidiary of NAR with
responsibility for developing their use of property data into analytical tools and bringing them to the
mortgage market. In addition to consulting to national lenders and others on strategic efforts, the
majority of her career in the mortgage industry was spent at Freddie Mac holding numerous positions
as Vice President accountable for Single Family Product Management, including the implementation of
policy, systems development, training, industry outreach, marketing and mission. Specifically, during
her career, she has led the development and management of industry offerings including: automated
underwriting (Loan Prospector), collateral evaluation (Home Value Explorer), the Seller/Servicer guide,
Making Home Affordable HAMP and HARP products, numerous mortgage products, the Uniform
Mortgage Data program, and use of MISMO data standards.
Kristin Messerli
Cultural Outreach Solutions
Kristin specializes in assisting companies in the financial industry better reach and
serve emerging market segments. She has a background in the mortgage industry,
international outreach, and public policy, and she is known by some as “the Millennial gal.” Kristin is a frequent speaker at national conferences in the industry and
has written for numerous publications including HousingWire, National Mortgage
News, and Mortgage Compliance Magazine among others.
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Pete Mills
Mortgage Bankers Association
Pete Mills is Senior Vice President of Residential Policy and Member Engagement
at the Mortgage Bankers Association (MBA). In this position, he leads MBA’s residential policy team and state and local advocacy program, directs MBA’s residential
member engagement and recruitment efforts, and oversees business development
for industry education and professional development programs under the MBA
Education brand. Mills is an experienced financial services industry executive with
30 years of expertise in public affairs, government relations, public policy and research, all in the housing and mortgage finance arena. Most recently, he served as Managing Director
of the Community Mortgage Banking Project, a public policy organization that represents the interests of companies and coalitions involved in the housing and mortgage finance industries. During his
career, Mills lead corporate public affairs for Countrywide Financial, managed trade association policy
advocacy for the California Mortgage Bankers Association and the California Association of Realtors,
and conducted housing policy research at the Federal Reserve Board. He has a BA in Economics from
the University of California at Berkeley, where he graduated with distinction in 1982.
Zach Oppenheimer
Fannie Mae
Zach Oppenheimer is Fannie Mae’s Senior Vice President and Head of Customer
Engagement. Reporting to the President and Chief Executive Officer, Mr. Oppenheimer oversees all customer engagement activities including Business Development, Customer Strategy, Customer Solution Development and Implementation,
and Customer Marketing and Support. He directs all corporate-wide support for
positive external relationships and is responsible for refining the customer segmentation approach, establishing a strategy to enable a more customer-centric
approach, and for increasing focus on competitive future positioning.
Previously at Fannie Mae, Mr. Oppenheimer was Senior Vice President, Single-Family Mortgage Business - East Region, and Senior Vice President, Chief Acquisition Officer. He also served as Associate
Quality Control Representative in the company’s Philadelphia office, Account Manager, Manager of
the Regional MBS Department, Director of Marketing, and Vice President – Marketing.
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Prior to joining Fannie Mae in 1983, Mr. Oppenheimer was a Savings Manager and Corporate Lending
Supervisor at Progress Savings Bank, Norristown, PA.
Mr. Oppenheimer serves on the boards of several community and religious organizations. He has a
master of business administration from Drexel University and a bachelor of business administration
from Temple University, and has completed post-graduate courses at the Wharton School, University
of Pennsylvania.
Matt Ostrander
Parkside Lending, LLC, Conference Chairman
Matthew Ostrander is co-founder, majority owner, Chairman and CEO of Parkside
Lending, LLC. Ostrander oversees day-to-day operations, drives Parkside’s business
vision and develops subsidiary projects. Since founding the company in 2004, he
has grown Parkside to a national Wholesale and Correspondent Platform, emphasizing a highly automated business model and creating a company culture that
fosters creativity, trust and enthusiasm for the work and the industry.
Parkside is a Third Party Originator that has produced strong returns through up and down cycles in
Mortgage Lending. He and his veteran management team navigated the company through the mortgage deterioration of 2007 and 2008 that consumed many mortgage banks, commercial banks and
other financial services companies in the United States.
Ostrander has a history of building companies from start-up to success by breaking down complex
processes and working collaboratively with others to create simple systems that yield proven results.
His experience spans an array of industries, including music, interactive media, medical software and
entertainment production.
He is a Director for the California Mortgage Bankers Association Board, where he serves as the President of Residential Real Estate, and a Board member of the Freddie Mac Advisory Board.
Ostrander also serves as President of the Mill Valley Soccer Club, a nonprofit youth sports organization
serving 2,500 families in Marin County; serves as President and Chairman of the Board for Parkside
Mortgage Trust REIT; and is a co-founder and major shareholder of @Home Financial Services Compa-
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ny, Van Ness Insurance Services, LLC, and ParkSoft, LLC, a mortgage software company. He has formerly served as a Director on the board of TeraRecon, a medical software company.
Originally from Long Island, New York, Ostrander graduated from Cornell University in 1993 with a
Bachelor’s Degree in Communications. He lives in Marin County with his wife and three children. He
coaches children’s soccer and enjoys traveling, photography, drawing, surfing, skiing and music.
Nick Pabarcus
Nick Pabarcus is the Senior Vice President for Correspondent Lending West at Stearns Lending LLC. In his current role Nick has responsibilities which include management of counterparty risk, operational processes, direct trade and bulk bid modeling along with overall margin and P&L management. Before joining Stearns in
2011, he was with the combined organization of Countrywide-Bank of America in
various roles and channels. Nick is active in the Mortgage Bankers Association and
the California MBA where he serves on several committees in a leadership role.
Jason Pendergist
Luther Burbank Savings
Jason Pendergist has over 15 years of financial analysis, project management,
coaching and sales management experience. Prior to his banking career, Mr. Pendergist attended the University of Colorado Boulder, where he received an MBA in
Finance at the Leeds School of Business, before spending three years as a business
consultant. After more than a decade serving as Managing Director and Head of
the Eastern Region for the Commercial Term Lending business at JP Morgan Chase,
Jason was recently named Chief Lending Officer for Luther Burbank Savings. Mr.
Pendergist’s responsibilities include the leadership and oversight of all commercial and consumer
lending functions within the institution.
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Laura Pephens
Pephens & Co., Inc.
Ms. Pephens founded Pephens & Co., Inc. during 1995 where she is the Managing
Principal. Laura manages all engagements and continues to have a hands-on approach with all Client Relationships.
Laura has devoted 25 years to the financial services industry and since 1995 has
successfully assisted over 200 Clients address pressing business issues. Pephens’
expertise includes a broad spectrum of Strategic, Financial, Productivity and Technology matters. Laura’s success is primarily attributable to her careful approach, best-practice expertise and expansive industry insight.
Ms. Pephens recently rolled off from her Board position with the California Mortgage Bankers Association after 9 years, 6 of which she served on the Executive Committee. She also maintains Board
positions with the Harbour Area Halfway Houses, Inc.; Christ Lutheran Church and several mid-sized
mortgage lenders. She is a member of the American Institute of Certified Public Accountants; California and Texas Society of CPA’s; the San Diego State Alumni Association; and, the Alpha Chi Omega
Foundation. Ms. Pephens is a CPA licensed in California and Texas and has a B.S. in Accounting from
San Diego State University.
Between 1995 and today, Laura has embarked upon various ventures in addition to PC. These ventures have included an ownership interest in Strategy + Capital Partners, LLC (focus upon increasing
Client market capitalization with a unique combination of capital infusion and the design and implementation of innovative strategies with radical new business models. Additionally, Laura acquired a
portion of Global Systems Integration, Inc. (a technology integration company) and became its President and Chairman. In this role, Ms. Pephens was responsible for leading the professional services
division of the company as well as managing marketing, strategy, financial, legal, HR and the general
operations of the company.
Prior to these ventures Ms. Pephens directed the Southern California Mortgage Banking practice for
Coopers & Lybrand and was an integral part of the firm’s National Mortgage Banking Industry Service
Group; worked for Grant Thornton where her responsibilities included coordinating consulting services and financial audits with a specialization in mortgage banking, commercial banking and the thrift
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industries. Her primary responsibility was to administer and manage all services for Countrywide
Credit Industries, Inc., Grant Thornton’s largest and most active financial institution; and earliest in
her professional career, Laura worked at Touche Ross & Co., where she provided audit and consulting
services primarily relating to annual audits, regulatory reporting, budgetary and operational forecasts,
operational efficiency evaluations, and testing collateral valuations of financial institutions operating
throughout the states of California and Texas.
Dan Perl
Citadel Servicing Corp.
Mr. Perl has more than 35 years of experience in all aspects of mortgage finance
including operations, financial and risk management, asset valuation, and trading.
He is currently active and involved in the management of Citadel Servicing Corporation (“CSC”). CSC is a preeminent wholesale and correspondent acquirer of NonPrime Mortgages.
From 1994 to 1999 Mr. Perl was the architect behind the renaissance of LIFE Bank.
From 1987 to 1993 LIFE Bank was a $70 million single-branch federally chartered savings bank with 32
employees located in San Bernardino, California and lending primarily in the Inland Empire area. Mr.
Perl took over operations in January of 1994 when approximately 20% of the assets were either in delinquent status or foreclosure. Over the following six years, Mr. Perl, as Chairman, President, and CEO,
created a nationwide mortgage and regional banking institution with over $700 million in assets. As an
aggregator, seller, and securitizer of a diverse group of mortgage assets, LIFE Bank originated in excess
of $1.0 billion annually and by late 1999 was servicing more than $3 billion in assets. Mr. Perl was
actively involved in day-to-day operations directly controlling opportunistic asset acquisition and secondary market pricing through LIFE Bank’s Capital Markets Group, while interfacing directly with asset
servicing and management in addition to his other duties directing bank management policies and
procedures. Mr. Perl was the founder of First Street Financial, Inc. (FSFI) in 2002. FSFI was designed as
a vehicle to originate and sell a variety of Non-Prime mortgages. This entity was soon followed by CSC
in 2003 to manage and service the assets originated by FSFI. FSFI was shuttered in June of 2007 in an
orderly liquidation as Mr. Perl was among the first to realize the potential issues and depth of distress
affecting the mortgage industry in what has since become called the “Great Recession”. He organized a
successful re-emergence of CSC in late 2007 as an acquirer of distressed mortgage assets.
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This was followed by another transition in 2011 as CSC became the first company to enter the
Non-Qualified Mortgage (“Non QM”) mortgage space. Over the past four years, CSC has become
one of, and possibly, the largest originator and servicer of Non-Prime First and Second Mortgages in
the United States. As an innovator in the Specialty Finance space, CSC has reintroduced such diverse
products as First and Second Mortgages for underserved or disenfranchised borrowers that are unable
to qualify for conventional financing. From just missed “Alt-A” via CSC’s Maggi Loan Program to its
700+ to 500 credit score Non-Prime offering, CSC provides solutions for this borrower segment in full
compliance with Dodd-Frank Ability to Repay (“ATR”) standards. Mr. Perl holds a Real Estate Broker
License through the California Department of Real Estate, a Principal Representative License through
the Florida Department of Financial Services and is approved as a Mortgage Loan Originator via the
Nationwide Mortgage Licensing System & Registry. He is a graduate of the University of California at
Los Angeles (UCLA).
Ken Perry
The Knowledge Coop
Ken Perry was born and raised in Concord, CA surrounded by a supportive family
and amazing group of friends. In 1995, he married the girl of his dreams and headed off to finish college in Denver, CO with a BA in Speech Communication. It was in
college that Ken found his fascination with research, and his passion for speaking
through the debate team. He competed and coached at the highest level and fell
madly in love with learning. In 1997, Ken created his first website for a mass communication class. The site would allow people to post things they wanted to sell.
Then, others would connect with those people to buy things from them. Ken shut that down after
getting his “A” and has regretted killing what would have been “Ken’s List” ever since!
He, with his Bachelor’s, and his wife, with her Masters, headed back to California where he did what
any good speech communication major would do… tended bar at a local brew pub while thinking
there must be something bigger than this for him. One day his friend Mark Shaffer asked him if he
wanted a real job. Ken was confused because he HAD a real job. Then Mark told him about his clients
in the mortgage industry who were “rolling in it” and, with his wife’s encouragement, Ken took the
interview and became a loan originator for a national company in Pleasanton, CA.
Ken immediately started reading guidelines realizing that if he wasn’t an expert he would not be suc-
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cessful. He quickly became the top producer at the company and was asked to take a training leadership position to onboard branches throughout the western half of the U.S.
Ken realized he could not be everywhere at once, so he created his second innovative, collaborative
web based system called “The House of Knowledge”, an intranet for uploading training materials, quizzes, and more. It was 1998.
In 2000, Ken transferred to the Pacific Northwest to take a sales job with a major wholesale lender.
That allowed him the opportunity to call on originators throughout the Portland market. He found
himself saddened by the lack of training for originators, so in 2003 he left a high paying job and started Broker Knowledge Group with his Mother-in-Law, Pam. In September of that year, he was invited to
speak at a conference, and that led to more and more speaking gigs throughout the country. In 2005,
he became the first private company to be approved to teach live continuing education classes in Oregon. With the passage of the SAFE Act in 2008, these continuing education classes became required in
every state. Broker Knowledge Group was one of the first providers approved, and the company took
off like wild fire.
In December 2011, Ken attended a technology conference in Vegas that changed his life and rewrote
the future of his business. In 2012, with the guidance of his business partner Frank, a partnership with
two amazing men named Dan and Larry, a spectacular sales director named Gwen, an organizational
wizard named Yvonne, and of course, his very special mother-in-law Pam, Ken launched The Knowledge Coop®, a social learning system that allows companies to upload and assign documents, videos
and notes and grow their companies through collaboration and education. This is Ken’s third cutting
edge web innovation, and the one for which he is most proud. Ken lives in Camas, WA with his wife of
18 years, and the most amazing three kids you could ever meet!
Nancy Pollard
Nancy Pollard has managed the Capital Markets for Impac since June 2006. In late
2011, she facilitated the development of the Correspondent Lending Division,
which has grown to be Impac’s largest channel and a major contributor to profitability. With 30 years of experience, she has extensive knowledge in all aspects of
the mortgage business. She holds a BLS in Economics from Boston University and
an MBA in Finance/Real Estate from the Haas Business School at the University of
California at Berkeley.
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Clint Rosenthal
Clint oversees the National Sales Team, guiding it to consistently higher production
levels while continually improving the customer experience, and originally joined
Parkside Lending in 2008 as an Account Executive. He is a member of the Executive
Committee which sets direction for the company, and has been instrumental in
architecting Parkside’s strong growth over the past 6+ years.
Since entering the wholesale lending industry over a decade ago, Clint quickly became a top producing Account Executive and then progressed into Sales Management. As a manager
he leveraged his sales and management expertise to build top producing regions. Clint is a founding
board member of the Marilyn Rosenthal foundation, dedicated to empowering our youth through
education and activity. Previously, Clint had a successful career in the field of High Tech spanning two
decades, where he held senior and executive management positions at well-known international tech
companies.
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43rd Annual Western
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1
Source Inside Mortgage Finance, January 2015.
Some restrictions may apply. All borrowers are subject to credit approval. Programs subject to change. The information provided herein is for
dissemination to and for real estate and financial business entities only and is not an advertisement for the extension of credit to consumers.
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wholesale.flagstar.com
Flagstar Bancorp, Inc (NYSE:FBC) is a $11.6 billion savings and loan holding company headquartered in Troy,
MI. Flagstar is the ninth largest national originator of mortgage loans, top 20 mortgage servicer and one
of the leading warehouse lenders. Flagstar originates loans through their wholesale network of brokers and
correspondents in all 50 states.
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GOLD SPONSOR
Got Appraisals
5000 Executive Parkway, Ste. 520
San Ramon, CA 94583
P (925) 400-6066 | F (925) 263-1777
www.gotappraisals.com
Got Appraisals delivers appraisal management on a national scale, with industry leading turn times, unparalleled responsiveness, a relentless focus on customer satisfaction, and the local market experience you need.
Find out why Got Appraisals has been selected as one of the Top 50 Mortgage Service Providers in America.
Impac Mortgage Corp - Correspondent
19500 Jamboree Rd.
Newport Beach, CA 92612
P (949) 475-3944 | F (949) 706-6205
www.impaccorrespondent.com
Impac Mortgage Corp. Correspondent is licensed in 49 states as a leading investor, warehouse capital provider, and Ginnie Mae, Fannie Mae and Freddie Mac approved seller/servicer. Founded in 1995, we have originated and purchased over $90 billion in residential loans and continue to innovate with our AltQM™ IMPortfolio
series as a non–agency investor/servicer.
Plaza Home Mortgage, Inc.
National Correspondent Division
4820 Eastgate Mall, #100
San Diego, CA 92121
P (858) 346-1208
www.plazahomemortgage.com
Plaza Home Mortgage offers a variety of simple, affordable financing options, such as Conventional Fixed rate,
Conventional ARM, FHA, VA, Reverse Mortgages and non-conforming loans. Plaza is dedicated to building
quality, long-term relationships with its customers by offering comprehensive programs and exceptional
customer support.
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SILVER SPONSOR
Alight Mortgage Lending
44 Montgomery Street, Ste. 600
P (800) 960-7717 | www.alightinc.com
Alight Mortgage Lending is the industry’s solution for continuous financial optimization. Alight lets mortgage lenders
get current forecasts, understand cash flows, evaluate productivity, ensure targets are met, and turn challenges into
opportunities.
American Pacific Mortgage
3000 Lava Ridge Ct., Ste. 200
Roseville, CA 95661
P (916) 960-1325 | F (916) 960-5487 | www.apmortgage.com
American Pacific Mortgage is a company built and led by originators that deliver the necessary support that allows our
loan officers to win business in today’s competitive marketplace. From helping Americans realize the dream of homeownership, to the personal ownership every employee takes in bringing those dreams to reality, ownership is a key
concept at APM.
Chase Correspondent Lending
10151 Deerwood Park Blvd.
Jacksonville, FL 32256
www.chaseb2b.com
We’re Right Here - Supporting your business. Responsiveness and exceptional service are more than just words to us.
They’re what drive us to help build your success and to partner with you – even in a changing market. It’s our focus. It’s
our promise to you: to be right here – supporting your business. To learn more about Chase Correspondent and Rural
Housing, visit chaseb2b.com.
Compass Analytics
580 California St., Ste. 1725
P (415) 462-7500 | www.compass-analytics.com
Compass Analytics, with offices in San Francisco, Washington, D.C., and New York City, provides
pricing/valuation, eligibility, hedging and accounting solutions to mortgage originators, bankers,
servicers, investors and secondary marketing departments. In addition to licensing its analytics,
Compass uses its analytics internally to provide outsource hedge execution services, drawing on
Compass’s considerable expertise and access to market color.
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SILVER SPONSOR
Deephaven Mortgage, LLC
3440 Toringdon Way, Ste. 200
Charlotte, NC 28277
P (704) 628-4100 | www.deephavenmortgage.com
Deephaven is the premier provider of private-capital liquidity for non-prime residential mortgage loans responsibly
made to the millions of borrowers who are unable to obtain a traditional government-financed mortgage. We partner
with lenders who share our vision for rebuilding the non-government mortgage market: making common-sense-driven
underwriting decisions centered around a borrower’s ability-to-repay.
6333 Greenwich Drive
San Diego, CA 92122
P (858) 790-0701 | www.guildcorrespondent.com
Guild Mortgage offers correspondent and fulfillment services designed to provide our partners access to a wide range of
secondary and capital market options without putting their borrower in harms way of being cross sold or solicited by a
competing depository institution. We offer Jumbo, FNMA, FHA, VA, HARP, RD, and Manufactured home products.
Western Alliance Bank
1 East Washington St., Ste. 1400
Phoenix, AZ 85004
P (818) 689-1919 | F (480) 899-4769 | www.westernalliancewl.com
Western Alliance Warehouse Lending, a division of Western Alliance Bank, provides financing to well-qualified mortgage
bankers with an unmatched level of expertise and responsiveness. The group’s team of leading professionals has extensive industry experience, and serves over 40 clients with nearly $800 million in outstanding warehouse commitments.
Western Alliance Bank is the primary affiliate of Phoenix-based Western Alliance Bancorporation. Western Alliance Bancorporation (NYSE:WAL) is one of the fastest-growing bank holding companies in the U.S. With more than $11 billion
in assets and regionally branded banking divisions in Arizona, California and Nevada, Western Alliance succeeds with
local teams of experienced bankers who deliver superior, personalized services and a full spectrum of deposit, lending,
treasury management and online banking products and services.
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BRONZE SPONSOR
Arch Mortgage Insurance
3003 Oak Rd.
Walnut Creek CA 94597
www.archmi.com
Expect More from Arch MI, which delivers truly innovative solutions to expand lenders’ origination opportunities. Our new Portfolio PowerSM product, available through top-rated Arch Mortgage Guaranty with day-one rescission relief, insures eligible Jumbo,
non-QM and portfolio loans, as well as loans intended for private securitization. Learn more at archmi.com
BofI Federal Bank
4350 La Jolla Village Dr., Suite 100
San Diego CA 92122
P (858) 350-6200 | www.bofifederalbank.com
National portfolio lender; expanded guidelines and exception lending; super-jumbo loans up to $10M. Qualify with asset-depletion
underwriting, pledged-asset and foreign nationals program; aggressive pricing for 30 year fixed-rate product.
Caliber Home Loans
59 Damonte Ranch Pkwy # B-361
Reno, NV 89521-1907
P (775) 741-3000 | www.caliberhomeloans.com
Caliber Home Loans, Inc., headquartered in Irving, TX, is a full service national mortgage investor that purchases loans in 49 states,
and is one of the largest independently owned mortgage companies. Caliber acquires loans nationally through a network of
well-established strategically located, relationship driven correspondent lenders, offering a variety of execution options.
Citadel Servicing
15707 Rockfield Blvd., 3rd Fl.
Irvine, CA 92618
P (949) 900-6630 | www.citadelservicing.com
Citadel Servicing Corporation is the first Wholesale Lender since 2007 to reemerge in the Non-Prime / Non QM lending space. As a
new style finance company CSC offers a suite of mortgage programs to expand financing available to borrowers with FICO’s down to
500, LTV’s to 85%, and little to no seasoning for life events.
Comerica Bank
2000 Avenue of the Starts, 2nd Flr
Los Angeles, CA 90067
P (310) 712-6763 | www.comerica.com
Comerica Incorporated (NYSE: CMA) is a financial services company headquartered in Dallas, Texas, and strategically aligned by
three business segments: The Business Bank, The Retail Bank, and Wealth Management. Comerica also has offices in Arizona, California, Florida and Michigan. Comerica’s Mortgage Banker Finance Department is a nationally recognized industry leader providing
warehouse lines to residential mortgage banking companies. Comerica reported total assets of $69.3 billion at March 31, 2015.
Proud Supporter of
The Western Secondary Conference
Responsible Non-Prime Products


New Website Launch
We partner with lenders who share our vision for rebuilding
the non-government mortgage market by making commonsense-driven eligibility decisions centered around a
borrower’s ability to repay. Our products and processes are
designed to:
o
Be Responsible – lenders should be confident they
are offering loan options that are good for
borrowers.
o
Be Good for Your Business – lenders should be
confident that the loans they close will be
purchased.
We are able to honor these commitments because we are a
long term investor. We understand our success is entirely
dependent on the success and growth of our clients. Our
products and processes are validated by our track record of
purchase pull-through and loan performance.
Contacts:
Brett Hively, Managing Director
(704) 628- 4038
[email protected]
Diane Capers, Vice President
(314) 593-5015
[email protected]
http://www.deephavenmortgage.com
Interactive Scenario Desk
http://www.deephavenmortgage.com/products/products-scenario/
Shelly Griffin, Vice President
(704) 628-4165
[email protected]
Jeff Newcome, Vice President
(704) 628-4043
[email protected]
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BRONZE SPONSOR
Essent Guaranty, Inc.
100 Matsonford Rd.
Radnor, PA 19087
P (877) 673-8190 | www.essent.us
Essent Guaranty, a wholly-owned subsidiary of Essent Group, Ltd. (NYSE:ESNT), is a private mortgage insurer focused on managing
risk and dedicated to serving as a strong and fair counterparty. Essent’s strength is derived from its strong capital position, consistent best-in-class customer service, and collaborative approach to building long-term business relationships.
504 Acacia Ave.
Corona Dl Mar, CA 92625-1905
P (949) 629-0189 |www.genworth.com
Genworth Financial’s U.S. mortgage insurance business is headquartered in Raleigh, North Carolina, and operates in all 50 states
and the District of Columbia. Genworth has provided mortgage insurance products and services to help people responsibly achieve
and maintain the dream of homeownership in the U.S. since 1981.
@Home Valuation Management Solutions
180 Redwood St., Ste. 325
P (415) 614-3880 | www.alexandermccabe.com
@Home VMS is a California-based, appraisal management company designed for one simple task: to place the right appraiser with
the right order, returning the most accurate value in a timely manner. @Home VMS is100% AIR compliant and we only invite appraisers that meet our rigorous set of guidelines.
Informative Research
13030 Euclid St.
Garden Grove, CA 92843
P (800) 473-4633 | F (714) 638-3749 | www.informativeresearch.com
Informative Research is one of the nation’s top mortgage information service providers. Their business model is built
on delivering high quality products and services that exceed customer expectations and yield a high degree of consumer
satisfaction. Informative Research is dedicated to offering innovative solutions, generating real value to their customers
while introducing market-desirable products. Informative Research’s dedication to customer excellence has earned the
trust of over 2,500 Mortgage Companies and Quality Control Specialists throughout the country.
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BRONZE SPONSOR
3637 Sentara Way
Virginia Beach, VA 23452
P (800) 274-9900 | F (757) 466-2827 | www.loancareservicing.com
LoanCare, a ServiceLink company, is a leading national provider of full-service residential servicing to the mortgage industry. As a
company focused on customer satisfaction and loyalty, LoanCare leverages its exemplary service, technology and best practices to
assist lenders, services and investors reach their business objectives. For more information about LoanCare, please visit
www.LoanCareServicing.com
1818 Library St., Ste. 300
Reston, VA 20190
P (703) 761-1270 | www.mersinc.org
MERSCORP Holdings, Inc. is a privately held corporation that owns and manages the MERS® System and all other MERS® products.
The MERS® System is a national electronic database that tracks changes in mortgage servicing and beneficial ownership interests in
residential mortgage loans on behalf of its members. Mortgage Electronic Registration Systems, Inc. (MERS) serves as the mortgagee in the land records for loans registered on the MERS® System, and is a nominee (or agent) for the owner of the promissory note.
Mortgage Industry Advisory Corporation - MIAC
521 Fifth Ave., 9th Fl.
New York, NY 10175
P (212) 233-1250 | F (212) 233-2265 | www.miacanalytics.com
Since 1989, MIAC has been the leading provider of asset pricing & brokerage, pipeline & MSR risk management, and accounting
solutions for the mortgage and financial services industries. We enable and promote your company’s success in today’s challenging
markets.
PennyMac
6101 Condor Dr.
Moorpark, CA 93021
P (818) 224-7442 | www.gopennymac.com
PennyMac Financial Services, Inc. (NYSE: PFSI) is a mortgage specialist firm focused on the production and servicing of mortgages
and management of investments related to the U.S. mortgage market. It provides fulfillment and servicing activities for PennyMac
Mortgage Investment Trust (NYSE: PMT). PennyMac is the largest non-bank Correspondent investor in the United States.
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BRONZE SPONSOR
Radian Group, Inc.
1601 Market Street
Philadelphia, PA 19103
P (877) Radian1 | www.radian.biz
Radian provides mortgage insurance and risk management products and services that help promote and preserve borrowers’ homeownership dream, while protecting lenders from default-related losses on mortgages. Learn more at www.radian.biz.
Residential Wholesale Mortgage, Inc.
11234 El Camino Real
San Diego, CA 92130
P (858) 794-2155 | F (858) 794-2160 | www.rwmloans.com
Residential Wholesale Mortgage, Inc. (RWMI) is a longstanding California based community mortgage banker offering a diverse
lending platform which blends traditional correspondent/ broker channels, with innovative marketing solutions. RWMI is a perfect
strategic partner for those seeking an alternative to big corporate structure. Call Susanne Livingston 800-865-6266 or visit www.
RwmLoans.com.
4 Hutton Centre Drive, 10th Flr.
Santa Ana, CA 92707
P (800) 350-LEND | www.stearnscorrespondent.com
Stearns is licensed and approved to conduct business in 49 states and the District of Columbia (DC) with HUD, (United States Department of Housing and Urban Development). Additionally, Stearns is a Ginnie Mae Approved Single Family Issuer (Government
National Mortgage Association); an approved Seller/Servicer for Fannie Mae, (Federal National Mortgage Association) also known
as Fannie Mae; and, an approved Seller/Servicer for FHLMC, (Federal Home Loan Mortgage Corporation) also known as Freddie
Mac. Stearns is also approved for VA, (United States Department of Veterans Affairs); USDA (United States Department of Agriculture); and is an approved lending institution with FHA, (Federal Housing Administration). Stearns also provides Conventional and
Portfolio loan products.
Stonegate Mortgage Corporation
9190 Priority Way West
Indianapolis, IN 47240
P (317) 663-5100 | www.stonegatemtg.com
Founded in 2005, Stonegate Mortgage Corporation (NYSE:SGM) is a leading, publicly-traded mortgage company that originates,
finances and services agency and non-agency residential mortgages through its network of approved banks, credit unions and approved third party originators. Stonegate Mortgage also provides financing through its fully integrated warehouse lending platform,
NattyMac.
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BRONZE SPONSOR
1117 Perimeter Center West #E212
Atlanta, GA 30338
P (770) 399-1936 | www.stonehillgroup.com
The StoneHill Group provides outsourcing solutions to help mortgage lenders improve loan quality and manage risk.
Including a complete range of QC solutions to help meet all investor and regulatory requirements. Services include QC
program development and audit services, closing, post-closing, shipping, MERS services, FHA/VA insuring, underwriting and loan processing. We also offer access to LES™ (Loan Evaluation Software), state-of-the-art software.
PUBLICATION SPONSOR
HousingWire
2701 Dallas Parkway, Ste. 200
Plano, TX 75093
P (469) 893-1480 | F (469) 893-1481 | www.housingwire.com
Mortgage Banking Magazine
1919 M Street NW, 5th Floor
Washington, DC 20036
www.mortgagebankingmagazine.com
National Mortgage News / Origination News
SourceMedia, Inc.
One State Street Plaza, 27th Floor
New York, NY 10004
P (212) 803-8333 | F (212) 292-5216
www.nationalmortgagenews.com / www.nationalmortgagenews.com/origination
Secondary Marketing Executive
MortgageOrb.com
Zackin Publications
P.O. Box 2180
Waterbury, CT 06722
P (800) 325-6745 | F (203) 262-4680 | www.mortgageorb.com
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PUBLICATION SPONSOR
DS News / MReport
1909 Woodall Rodgers, Ste. 300
Dallas, TX 75201
P (214) 525-6700 | (214) 525-6795
www.dsnews.com / www.themreport.com
Scotsman Guide Media
P.O. Box 692
Bothell, WA 98041-0692
P (425) 485-2282 | F (425) 485-3550
www.scotsmanguide.com
Mortgage Compliance Magazine
3616 Far West Blvd., Ste. 117 MC 337
Austin, TX 78731
P (512) 879-4363 | F (512) 879-4361
www.mortgagecompliancemagazine.com
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43rd Annual Western
|
|
Conference Exhibitors
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Alight Mortgage Lending
Byte Software (CBC Companies)
Alight Mortgage Lending is the industry’s solution for continuous financial optimization. Alight lets mortgage lenders
get current forecasts, understand cash flows, evaluate productivity, ensure targets are met, and turn challenges into
opportunities.
Byte Software delivers innovative loan origination software
to mortgage bankers, banks and credit unions. The BytePro solution is an end-to-end, scalable, customizable and
affordable system that provides tools to easily move loans
from origination through sale on the secondary market.
Citadel Servicing
Expect More from Arch MI, which delivers truly innovative
solutions to expand lenders’ origination opportunities. Our
new Portfolio PowerSM product, available through top-rated Arch Mortgage Guaranty with day-one rescission relief,
insures eligible Jumbo, non-QM and portfolio loans, as well
as loans intended for private securitization. Learn more at
archmi.com
Citadel Servicing Corporation is the first Wholesale Lender since 2007 to reemerge in the Non-Prime / Non QM
lending space. As a new style finance company CSC offers
a suite of mortgage programs to expand financing available
to borrowers with FICO’s down to 500, LTV’s to 85%, and
little to no seasoning for life events.
1 Corporate Drive
Lake Zurich, IL 60047
P (847) 550-7550 | www.dovenmuehle.com
Booth #207
44 Montgomery Street, Ste. 600
P (800) 960-7717 | www.alightinc.com
Booth #203
3003 Oak Rd.
Walnut Creek CA 94597
www.archmi.com
Booth #111
200 East Randolph Street, 8th Floor
Chicago, IL 60601
P (800) 689-3965 | www.bankersinsuranceservice.com
Booth #201
Since 1952, Bankers Insurance Service has been the leading
provider of Fidelity Bond and E&O insurance coverages
that are specific to the mortgage banking industry. We also
provide Privacy Liability(cyber) coverage. Please visit our
booth for further details. You can also contact Maria Heller
at [email protected].
12020 113th Ave NE
Kirkland, WA 98034
P (800) 695-1008 | www.bytesoftware.com
Booth #204
15707 Rockfield Blvd., 3rd Fl.
Irvine, CA 92618
P (949) 900-6630 | www.citadelservicing.com
Booth #107
Dovenmuehle Mortgage, Inc.
Dovenmuehle is the largest and oldest subservicing firm in
the United States with more than 275 clients nationwide.
Dovenmuehle works with lenders of all sizes to subservice
their mortgage loan and MSR portfolios. For more information, please contact David Allison at 847-550-7550 or
visit www.dovenmuehle.com.
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Ellie Mae, Inc.
ment services. Our proprietary platforms include Kaizen™
and Income Analyzer. Kaizen efficiently audits, tracks, and
reports on key areas of risk. Income Analyzer electronically reads, analyzes, and calculates income from borrower
documents. Visit Indecomm at www.indecomm.net.
Ellie Mae (NYSE:ELLI) is a leading provider of innovative
on-demand software solutions and services for the residential mortgage industry. Ellie Mae’s Encompass® all-inone mortgage management solution provides one system
of record that allows banks, credit unions and mortgage
lenders to originate and fund mortgages and improve
compliance, loan quality and efficiency. In addition, the
company’s AllRegs product line is the exclusive electronic
publisher of underwriting and loan product guidelines for
Fannie Mae, Freddie Mac, Wells Fargo Home Mortgage,
Citigroup and JPMorgan Chase, among other top lending
institutions
4155 Hopyard Road, Ste. 200
Pleasanton, CA 94588
P (925) 227-7000 | www.elliemae.com
Booth #206
Got Appraisals
5000 Executive Parkway, Ste. 520
San Ramon, CA 94583
P (925) 400-6066 | www.gotappraisals.com
Booth #100
Got Appraisals delivers appraisal management on a national scale, with industry leading turn times, unparalleled
responsiveness, a relentless focus on customer satisfaction, and the local market experience you need. Find out
why Got Appraisals has been selected as one of the Top 50
Mortgage Service Providers in America.
Indecomm
379 Thornall Street, 2nd Flr
Edison, NJ 08837
P (908) 906-4086 | www.indecomm.net
Booth #205
Indecomm Mortgage Services is a trusted partner, providing quality assurance, risk management, and loan fulfill-
3637 Sentara Way
Virginia Beach, VA 23452
P (800) 274-9900 | www.loancareservicing.com
Booth #104
LoanCare, a ServiceLink company, is a leading national
provider of full-service residential servicing to the mortgage industry. As a company focused on customer satisfaction and loyalty, LoanCare leverages its exemplary service,
technology and best practices to assist lenders, services
and investors reach their business objectives. For more
information about LoanCare, please visit www.LoanCareServicing.com
LoanLogics
4800 E. Street Road, Suite 50
Trevose, PA 19035
P (215) 367-5500 | www.loanlogics.com
Booth #101
The mortgage Industry’s premier, Life-of-Loan, Enterprise
Loan Quality and Performance Analytics Platform serves
the needs of residential mortgage lenders, servicers, insurers and investors with the LoanDecisions pricing engine,
the LoanHD Quality Management and LoanHD Portfolio
Monitoring platform. LoanLogics was founded to improve
the transparency, accuracy and quality of loans.
1500 Rosecrans Avenue, Suite 300
P (310) 220-2040 |www.lutherburbanksavings.com
Booth #200
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The Residential Lending division of Luther Burbank Savings has deep roots in California and Washington with a
strong understanding of the local marketplace. True portfolio underwriting enables us to set our own guidelines,
and provide excellent service. Dedicated account executives present brokers and mortgage bankers with unique
loan programs for 1 to 4 unit properties.
Mortgage Industry Advisory Corp.
(MIAC)
521 Fifth Ave., 9th Fl.
New York, NY 10175
P (212) 233-1250 | www.miacanalytics.com
Booth #105
Since 1989, MIAC has been the leading provider of asset
pricing & brokerage, pipeline & MSR risk management,
and accounting solutions for the mortgage and financial
services industries. We enable and promote your company’s success in today’s challenging markets.
Mortech, A Zillow Business
5960 South 57th Street
Lincoln, NE 68516
P (402) 441-4647 | www.mortech.com
Booth #202
Mortech® specializes in best execution pricing, compliance, secondary desk and lead management solutions.
Marksman® connects originators, secondary desks &
investors resulting in a higher loan conversion rate. With
Marksman, users can price loans, trigger marketing email
campaigns, setup RateTracker alerts & determine a prospect’s eligibility in one system.
Optimal Blue
5340 Legacy Drive
Plano, TX 75024
P (972) 781-0200 | www.optimalblue.com
Booth #110
Optimal Blue is a cloud-based provider of managed-content, product eligibility and pricing (PPE), secondary
marketing, point-of-sale and compliance technology and
services. Based in Plano, Texas, Optimal Blue has developed an enterprise class suite of products and services designed to automate a lender’s complex processes, improving efficiency and profitability while gaining a competitive
advantage.
1130 Howard Street
P (415) 252-0842 | www.parksidelending.com
Booth #102
Parkside Lending is a national wholesale and correspondent lender that cares. Our sensible approach to underwriting, innovative suite of products, and proprietary
technology help loan officers and lenders close more loans.
Learn more at www.ParksideLending.com. Experience the
power of caring!
Path Software
3500 Maple Ave Ste 500
Dallas TX 75219
P (866) 302-2599 | www.pathsoftware.com
Booth #103
Path is task-based workflow software that solves structural organization complexities and enforces the lenders’
management rules and policies. Work moves from deskto-desk as each step is completed; allowing each person
to play their role in seamless collaboration with everyone
who touches a loan.
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Stearns is licensed and approved to conduct business in
49 states and the District of Columbia (DC) with HUD,
(United States Department of Housing and Urban Development). Additionally, Stearns is a Ginnie Mae Approved
Single Family Issuer (Government National Mortgage
Association); an approved Seller/Servicer for Fannie Mae,
(Federal National Mortgage Association) also known as
Fannie Mae; and, an approved Seller/Servicer for FHLMC,
(Federal Home Loan Mortgage Corporation) also known
as Freddie Mac. Stearns is also approved for VA, (United
States Department of Veterans Affairs); USDA (United
States Department of Agriculture); and is an approved
lending institution with FHA, (Federal Housing Administration). Stearns also provides Conventional and Portfolio
loan products.
The StoneHill Group provides outsourcing solutions to
help mortgage lenders improve loan quality and manage
risk. Including a complete range of QC solutions to help
meet all investor and regulatory requirements. Services
include QC program development and audit services,
closing, post-closing, shipping, MERS services, FHA/VA
insuring, underwriting and loan processing. We also offer
access to LES™ (Loan Evaluation Software), state-of-theart software.
4 Hutton Centre Drive, 10th Flr.
Santa Ana, CA 92707
P (800) 350-LEND | www.stearnscorrespondent.com
Booth #211
Texas Capital Bank
2350 Lakeside Boulevard
Richardson, TX 75082
P (866) 503-6365 | www.tcbmortgagefinance.com
Booth #106
Texas Capital Bank is a commercial bank that delivers
financial services to businesses across the country, including credit and treasury solutions designed for mortgage
bankers through our Mortgage Finance division. Texas
Capital Bank is a wholly owned subsidiary of Texas Capital
Bancshares, Inc. (NASDAQ®: TCBI) and is recognized as
one of Forbes Best Banks in America.
1117 Perimeter Center West #E212
Atlanta, GA 30338
P (770) 399-1936 | www.stonehillgroup.com
Booth #210
WESTERN SECONDARY MORTGAGE CONF 2015
JULY 8-10, 2015
ITALIAN & COLONIAL ROOM, WESTIN ST FRANCIS
COLONIAL ROOM
110
111
210
211
SERVICE AREA
STORAGE
EXIT
106
107 206
207
104
105 204
205
102
103 202
203
100
101 200
201
ENTRANCE
ITALIAN ROOM FOYER
BAR
Network
Lounge
EXIT
EXIT
TELEPHONES
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43rd Annual Western
|
|
Registration List
Ed Abbott
Freddie Mac
1551 Park Run Dr
McLean, VA 22102-3106
(571) 382-3841
[email protected]
43rd Annual Western Secondary Market Conference
Pre-Conference Attendee List (7-2-15)
Corrine Abele
RJ O'Brien & Associated
222 S Riverside Plz Ste 900
Chicago, IL 60606-5975
(312) 373-4847
[email protected]
John Adams
Ellie Mae, Inc.
4420 Rosewood Dr Ste 500
Pleasanton, CA 94588-3007
(925) 227-7000
[email protected]
Peter Alami
LoanScoreCard
3240 El Camino Real Ste 220
Irvine, CA 92602-1385
(949) 975-9008
[email protected]
Paul Allard
Inhouse, Inc.
822 A1A N Ste 202
Ponte Vedra Beach, FL 32082-8213
(425) 308-5542
[email protected]
Annemaria Allen
The Compliance Group, Inc.
1901 Camino Vida Roble Ste 115
Carlsbad, CA 92008-6560
(760) 571-5410
[email protected]
David Allison
Dovenmuehle Mortgage, Inc.
1 Corporate Dr Ste 360
Lake Zurich, IL 60047-8945
(847) 550-7550
[email protected]
Brent Amos
PlainsCapital Bank
3233 S. Fairway, Ste 3
Visalia, CA 93277
(559) 553-5695
[email protected]
Keith Anderson
Optimal Blue
5340 Legacy Dr
Plano, TX 75024-3178
(972) 781-0200
[email protected]
Russ Anderson
Texas Capital Bank
2000 McKinney Ave Ste 700
Dallas, TX 75201-1985
(214) 932-6871
[email protected]
Matt Antenore
San Diego, CA 92130-2678
(858) 794-2155
[email protected]
John Ardy
Resitrader, Inc.
27001 Agoura Rd Ste 350
Calabasas, CA 91362
(310) 469-1640
[email protected]
Gillian Arledge
Freddie Mac
1551 Park Run Dr
McLean, VA 22102-3106
(847) 756-4101
[email protected]
Greg Armstrong
123 Technology Dr
Irvine, CA 92618-2402
(949) 430-3893
[email protected]
Scott Asaro
Point Mortgage Corporation
864 Amena Ct
Chula Vista, CA 91910-7802
(619) 475-4095
[email protected]
Allison Ashmore
19500 Jamboree Rd
Irvine, CA 92612-2401
(323) 400-8906
[email protected]
Bill Ashmore
Impac Mortgage Holdings, Inc.
19500 Jamboree Road
Newport Beach, CA 92612
(949) 475-3940
[email protected]
John Aslanian
Ellie Mae, Inc.
(925) 227-7000
[email protected]
Frederick Assini
Franklin First Financial
538 Broadhollow Rd Ste 401
Melville, NY 11747-3668
(631) 393-8025
[email protected]
Sandy Au
19500 Jamboree Rd
Irvine, CA 92612-2401
(818) 516-9268
[email protected]
Robin Auerbach
Edge Mortgage Advisory Company (EdgeMAC)
2125 E Katella Ave Ste 350
Anaheim, CA 92806-6025
(714) 564-5821
[email protected]
Greg Austin
19500 Jamboree Rd
Irvine, CA 92612-2401
(949) 475-3937
[email protected]
Jeff Babcock
Stratmor Group
PO Box 492
Ross, CA 94957-0492
(770) 632-4455 x306
[email protected]
Alzora Baker
Vendor Resource Management / PCV MURCOR
PO Box 115002
Carrollton, TX 75011-5002
(972) 232-6372
[email protected]
Kathleen Balaschak
3003 Oak Rd
Walnut Creek, CA 94597-4541
(310) 256-0060
[email protected]
Stan Baldwin
13030 Euclid Street
Garden Grove, CA 92843-1334
(714) 422-5964
[email protected]
Kim Banz
Peirson & Patterson, LLP
4400 Alpha Rd
Dallas, TX 75244-4505
(972) 392-7770
[email protected]
Brandon Barajas
1500 Rosecrans Ave Ste 320
Manhattan Beach, CA 90266-3771
(424) 218-3430
[email protected]
Dennis Baranowski
Geraci Law Firm
90 Discovery
Irvine, CA 92618-3105
(949) 379-2600
[email protected]
Wendy Barnett
3003 Oak Rd
(925) 658-7528
[email protected]
Raymond Basa
American Pacific Mortgage Corp.
3000 Lava Ridge Ct Ste 200
Roseville, CA 95661-2803
(916) 960-1325
[email protected]
Pat Bassett
Wells Fargo Home Mortgage
6th St
Minneapolis, MN 55479-0001
(612) 667-6719
[email protected]
Carrie Bates
Kushner, Smith, Joanou & Gregson, LLP (KSJG)
100 Spectrum Center Dr Ste 1000
Irvine, CA 92618-4976
(949) 261-2808
[email protected]
Robert Bates
Mortgage Guaranty Insurance (MGIC)
25910 Acero Ste 150
Mission Viejo, CA 92691-7905
(714) 747-0268
[email protected]
David Battany
5898 Copley Dr
(626) 716-1453
[email protected]
Jeffrey Becker
Wells Fargo Securities / Warehouse Lending
San Francisco, CA
(925) 789-0688
[email protected]
Bill Beckmann
1818 Library St Ste 300
Reston, VA 20190-6280
(703) 738-0222
[email protected]
Mike Beeman
Summit Funding
2241 Harvard St Ste 200
Sacramento, CA 95815-3332
(916) 571-3000
[email protected]
David Bernard
3033 W Ray Rd
Chandler, AZ 85226-2498
(818) 689-1919
[email protected]
Tim Bernard
Freedom Mortgage Corporation
907 Pleasant Valley Ave Ste 3
Mount Laurel, NJ 08054-1287
(317) 537-3077
[email protected]
Gary Berringer
1500 Rosecrans Ave., Ste 300
(415) 497-2138
[email protected]
Kate Berry
American Banker
E 2nd Street
Long Beach, CA 90803
(562) 434-5432
[email protected]
Paul Best
People's United Bank
101 Bullitt Ln Ste 100
Louisville, KY 40222-5444
(502) 653-6315
[email protected]
Richard Bills
HighTechLending, Inc.
2030 Main St Ste 350
Irvine, CA 92614-7248
(949) 468-2614
[email protected]
Jim Blatt
Mortgage Returns
1335 Strassner Dr
Saint Louis, MO 63144-1872
(314) 266-2602
[email protected]
Jeff Bolen
Goldome Financial, LLC
2905 Corporate Cir
Flower Mound, TX 75028-2266
(469) 826-6455
[email protected]
Roy Bollinger
EverBank
301 W Bay St
Jacksonville, FL 32202-5184
(805) 501-1310
[email protected]
Linda Bomar
Indecomm Global Services
379 Thornall St Ste 2
Edison, NJ 08837-2226
(214) 354-2859
[email protected]
Ralph Bonner
Fannie Mae
1 S Wacker Dr
(312) 368-6228
[email protected]
Brad Bordelon
ZVN Properties, Inc.
PO Box 583
Canal Fulton, OH 44614-0583
(330) 854-5890 x2251
[email protected]
Leif Boyd
3000 Lava Ridge Ct., Ste 200
Roseville, CA 95661
(916) 960-1325
[email protected]
Rick Boyd
2500 Northwinds Pkwy Fl 2
Alpharetta, GA 30009-2243
(678) 867-1835
[email protected]
Andrew Boylan
McCarthy & Holthus, LLP
1770 4th Ave
(619) 955-1455
[email protected]
Chris Boyle
Freddie Mac
1551 Park Run Dr
McLean, VA 22102-3106
(571) 382-3556
[email protected]
John Boyles
Shelikof Advisors
PO Box 6994
Napa, CA 94581-1994
(415) 713-5873
[email protected]
Kevin Brackett
CMG Financial
3160 Crow Canyon Rd Ste 400
San Ramon, CA 94583-1382
(925) 884-2710
[email protected]
Brian Branigan
SunTrust Robinson Humphrey
850 Ridge Lake Blvd., #400
Memphis, TN 38120
(901) 842-3772
[email protected]
Robert Branthover
Mortgage Industry Advisory Corporation (MIAC)
521 5th Ave Fl 5
New York, NY 10175-0500
(212) 233-1250
[email protected]
Brian Brennan
Whole Loan Solutions
34 W 34th St Ste 912
New York, NY 10001-2946
(646) 517-6700
[email protected]
Ryan Brennan
Whole Loan Solutions
434 Mamaroneck Ave Ste 102
Mamaroneck, NY 10543-2694
(646) 517-6706
[email protected]
Dennis Brodhecker
WinWater Home Mortgage LLC
712 5th Ave Fl 24
New York, NY 10019-4108
(562) 659-9462
[email protected]
Kennon Brokaw
Intervest Mortgage Investment Company
180 Grand Ave Ste 1400
Oakland, CA 94612
(510) 457-2248
[email protected]
David Brown
Skyline Home Loans
Calabasas, CA 91301-5112
(818) 995-1700
[email protected]
Don Brown
Optimal Blue
110 16th St Ste 820
Denver, CO 80202-5273
(972) 781-0200
[email protected]
Steve Brown
6333 Greenwich Dr Ste 200
San Diego, CA 92122
(858) 780-0692
[email protected]
Vicki Brown
3637 Sentara Way Ste 303
Virginia Beach, VA 23452-4262
(757) 892-1727
[email protected]
Kimberly Browne
UBS
98 San Jacinto Blvd
Austin, TX 78701-4082
(512) 479-5203
[email protected]
Cindy Bruce
10151 Deerwood Park Blvd
(760) 814-2349
[email protected]
Kevin Buechler
5601 S Broadway Ste 420
Littleton, CO 80121-8040
(303) 730-5456
[email protected]
Jeffrey Burns
Walker & Dunlop
1277 Treat Blvd Ste 925
(925) 946-5903
[email protected]
Joe Cabrall
CMG Financial
(925) 983-3172
[email protected]
Kimberly Callas
CMG Financial
(925) 983-3000
[email protected]
Rory Cambra
SBS Trust Deed Network
31194 La Baya Dr Ste 106
Westlake Village, CA 91362-6426
(818) 991-4600
[email protected]
Ryan Cameron
5960 S 57th St
Lincoln, NE 68516-5231
(402) 434-0470
[email protected]
James Campagna
Plaza Loans
1155 Meridian Ave Ste 100
San Jose, CA 95125-4331
(408) 754-3855
[email protected]
Jeffrey Cantor
The Debt Exchange Inc.
204 E. 2nd Ave., Suite 249
San Mateo, CA 94401
(650) 344-6719
[email protected]
Diane Capers
Deephaven Mortgage LLC
3440 Toringdon Way
Charlotte, NC 28277-3190
(704) 628-4100
[email protected]
Bruce Carr
Michigan Mutual, Inc.
100 Galleria Officentre, Ste 101
Southfield, MI 48034
(248) 203-1340
[email protected]
Susan Carroll
Ginnie Mae
451 7th St SW
Washington, DC 20410-0001
(202) 475-4961
[email protected]
Lisa Chadband
1130 Howard St
San Francisco, CA 94103-3914
(408) 710-6413
[email protected]
Greg Chaffin
FirstFunding, Inc.
3322 Shorecrest Dr Ste 225
Dallas, TX 75235-2012
(214) 270-0465
[email protected]
Wassim Chaker
AAA Appraisal Management Company LLC
3420 Bristol St Fl 6
Costa Mesa, CA 92626-1996
(949) 330-7680
[email protected]
Paul Champagne
Texas Capital Bank
2350 Lakeside Blvd Ste 375
Richardson, TX 75082-4312
(972) 656-6524
[email protected]
Margaret Chiavini
Caliber Correspondent Lending
59 Damonte Ranch Pkwy Ste B-361
Reno, NV 89521-1907
(775) 853-1933
[email protected]
Hanford Chiu
1130 Howard St
(415) 614-3860
[email protected]
Paul Chmielinski
EverBank
301 W Bay St
(617) 956-2827
[email protected]
Raymond Chou
General Mortgage Capital Corporation
1350 Bayshore Hwy Ste 740
Burlingame, CA 94010-1816
(650) 340-7802
[email protected]
Robert Chrisman
Chrisman LLC
97 Southern Heights Blvd.
San Rafael, CA 94901
(415) 794-7506
[email protected]
Robbie Chrisman
SoFi Lending
1 Letterman Dr Bldg 4700
(415) 697-2081
[email protected]
Shana Chrisman
97 Southern Heights Blvd Ste 199
San Rafael, CA 94901-5188
(415) 453-4197
[email protected]
Chris Christensen
Peirson & Patterson, LLP
4400 Alpha Rd
Dallas, TX 75244-4505
(972) 392-7770
[email protected]
Eric Christensen
UHS America
1851 E 1st St Ste 750
Santa Ana, CA 92705-4027
(714) 614-7763
[email protected]
Stan Christensen
Ellie Mae, Inc.
(925) 227-7000
[email protected]
Kyle Chuang
Googain, Inc.
(650) 600-1868
[email protected]
Bill Chudy
1130 Howard St
(415) 500-6232
[email protected]
Charles Clark
EverBank
301 W Bay St
(215) 219-5875
[email protected]
Gary Clark
Sierra Pacific Mortgage
1180 Iron Point Rd Ste 200
Folsom, CA 95630-8325
(916) 932-1700
[email protected]
Jason Cole
Inhouse, Inc.
822 A1A N Ste 202
(206) 853-4021
[email protected]
Patti Conley
PrimeLending
18111 Preston Rd Ste 900
Dallas, TX 75252-6601
(972) 447-5818
[email protected]
Thomas Connally
Associated Bank
130 E Randolph St
(312) 565-5273
[email protected]
Mark Cook
Flagstar Bank
1990 N California Blvd Fl 8
(510) 427-8797
[email protected]
Chris Cordry
PrimeLending
18111 Preston Rd Ste 900
Dallas, TX 75252-6601
(469) 737-5769
[email protected]
Sue Cornwell
100 Matsonford Rd
Radnor, PA 19087-4559
(805) 206-6424
[email protected]
William Cosgrove
Union Home Mortgage Corporation
8241 Dow Circle W.
Strongsville, OH 44136
(440) 234-4300
[email protected]
John Costa
Comerica Bank
Dallas, TX 75201-4612
Tanya Coye
The Compliance Group, Inc.
1901 Camino Vida Roble Ste 115
Carlsbad, CA 92008-6560
(760) 571-5410
[email protected]
Mike Coyne
Texas Capital Bank
(972) 656-6914
[email protected]
Joshua Craven
Pythius Home Loans
131 E. Fig St #1
Fallbrook, CA 92028
(760) 728-0900
[email protected]
Vince Credle
Connective Mortgage Advisory Company
230 N Elm Street
Greensboro, NC 27401
(336) 615-8912
[email protected]
Al Crisanty
Michigan Mutual, Inc.
800 Michigan St
Port Huron, MI 48060-3913
(810) 982-9948
[email protected]
Kelly Cruz
Flagstar Bank
10900 NE 8th St Ste 400
Bellevue, WA 98004-4453
(429) 939-4177
[email protected]
Joseph Cunningham
ReNew Lending, Inc.
4980 Hillsdale Cir Ste D
El Dorado Hills, CA 95762-5726
(916) 939-2700
[email protected]
Kat Cunningham
19500 Jamboree Rd
Irvine, CA 92612-2401
(208) 258-4469
[email protected]
Steve Curley
3033 W Ray Rd
(602) 952-5414
[email protected]
Don Currie
HighTechLending, Inc.
2030 Main St., Ste. 350
Irvine, CA 92612
(949) 468-2614
[email protected]
Donald Curtis
OSC, a Breckenridge Company
245 Town Park Dr., Ravine One, Ste 200
Kennesaw, GA 30144
(760) 342-3525
[email protected]
Jayson Dammen
19500 Jamboree Rd
Irvine, CA 92612-2401
(480) 515-3648
[email protected]
Phil Dandridge
DLJ Financial
19500 Jamboree Rd, Suite 200
Irvine, CA 92612
(714) 675-7124
[email protected]
Dean Dardzinski
(800) 533-0056
[email protected]
Ivan Darius
Optimal Blue
5601 Democracy Dr., Ste 245
Plano, TX 75024
(972) 781-0200
[email protected]
Jeff Davis
Path Software
Minneapolis, MN
(312) 566-7828
[email protected]
Jerry Davis
LegacyTexas Bank
5851 Legacy Cir
Plano, TX 75024-5966
(972) 509-2020
[email protected]
Scott Davis
LegacyTexas Bank
211 Allmond Ln
Alpharetta, GA 30004-2421
(972) 801-5749
[email protected]
Terri Davis
CMG Financial
(925) 983-3000
[email protected]
James Deane
Comergence Compliance
25910 Acero Ste 260
(714) 489-8856
[email protected]
Tony D'Eccliss
13030 Euclid St Ste 200
Garden Grove, CA 92843-1334
(714) 928-0891
[email protected]
Casey Delinsky
CU Companies
500 Main St Ste 100
New Brighton, MN 55112-3269
(651) 787-9536
[email protected]
Gary DeLuca
Fremont Bank
25151 Clawiter Rd
Hayward, CA 94545-2731
(510) 723-5901
[email protected]
Dean Doering
1130 Howard St
(415) 209-3139
[email protected]
Timothy Donley
Suburban Mortgage, Inc.
7500 N Dreamy Draw Dr Ste 110
Phoenix, AZ 85020-4681
(602) 942-7777
[email protected]
Taran Dosanjh
Capital City Lending
2335 American River Dr Ste 406
(916) 561-0561
[email protected]
Mike Duncan
Compass Analytics
580 California St
(415) 462-7500
[email protected]
Jim Dunkerley
FirstFunding, Inc.
3322 Shorecrest Dr Ste 225
Dallas, TX 75235-2012
(214) 270-0461
[email protected]
Mike Dunlap
Merchants Bank of Indiana
11555 N Meridian St
Carmel, IN 46032-6934
(317) 805-4323
[email protected]
Peter Dunlap
1130 Howard St
(415) 872-0620
[email protected]
Amy Dunn
Clear Capital
10875 Pioneer Trl
Truckee, CA 96161-0235
(530) 550-2545
[email protected]
Ditrick Dunn
BSI Financial Services, Inc.
1425 Greenway Drive Ste 400
Irving, TX 75038
(972) 457-8724
[email protected]
Stephanie Durflinger
Ellie Mae, Inc.
(925) 227-7000
[email protected]
Laura Dutkowski
Comerica Bank
2000 Avenue of the Stars Ste 210
Los Angeles, CA 90067-4704
(310) 557-4041
[email protected]
Mike Eberl
Titan Capital Solutions
5353 W Dartmouth Ave Ste 302
Denver, CO 80227-5545
(720) 305-9381
[email protected]
Travis Eckhardt
5960 S 57th St
Lincoln, NE 68516-5231
(402) 434-2363
[email protected]
Hanh Edwards
7700 Irvine Center Dr Ste 680
Irvine, CA 92618-4948
(877) 673-8190
[email protected]
Michael Ehrlich
Thomson Reuters
3 Times Sq
New York, NY 10036-6564
(646) 223-5043
[email protected]
Seth Elbaum
BOK Financial Corporation
7060 S. Yale Ave
Tulsa, OK 74136
(617) 543-1071
[email protected]
Jon Ellis
The Money Source, Inc.
4120 Douglas Blvd Ste 263
Granite Bay, CA 95746-5936
(916) 955-9100
[email protected]
Keith Falk
DLJ Financial
19500 Jamboree Rd Ste 200
Irvine, CA 92612-2401
(714) 677-1483
[email protected]
Fadi Faraj
Premier Lending, Inc.
1199 Howard Ave., Ste 200
Burlingame, CA 94010
(650) 579-1000 x110
[email protected]
Tim Fazio
Heritage Oaks Bank
3380 S Higuera St
San Luis Obispo, CA 93401-6926
(805) 369-5138
[email protected]
John Feehan
Indecomm Global Services
379 Thornall St Ste 2
Edison, NJ 08837-2226
(760) 212-2268
[email protected]
Sharon Ferline
EverBank
301 W Bay St
(412) 882-9494
[email protected]
Dan Ferris
Byte Software
12020 113th Ave NE
Kirkland, WA 98034-6938
(800) 544-9656
[email protected]
Paul Fielding
SoFi Lending
1 Letterman Dr Ste 4700
(415) 697-2038
[email protected]
Elaine Figlia
Optimal Blue
5340 Legacy Dr Ste 250
Plano, TX 75024-3178
(972) 781-0200
[email protected]
Gloria Fillmon
3000 Lava Ridge Ct
(916) 960-1325
[email protected]
Will Fisher
Citadel Servicing Corporation
15707 Rockfield Blvd Ste 320
Irvine, CA 92618-2829
(949) 284-4334
[email protected]
Robert Fisherman
1130 Howard St
(415) 793-8010
[email protected]
Jenine Fitter
Opus Capital Market Consulting
100 Tri State Intl Ste 300A
Lincolnshire, IL 60069-4403
(201) 344-1344
[email protected]
Norman Fitzgerald
NMI Holdings, Inc. / National Mortgage Insurance
Corporation (National MI)
2100 Powell St Fl 12
Emeryville, CA 94608-1826
(510) 858-0531
[email protected]
Sheli Fleiger
Norcom Mortgage
38 Security Dr
Avon, CT 06001-4226
(860) 676-8003
[email protected]
Jeffrey Flory
First American Mortgage Solutions
30005 Ladyface Ct
Agoura Hills, CA 91301-2583
(800) 333-4510
[email protected]
Michael Forester
CrossCheck Compliance LLC
810 W Washington Blvd
(312) 423-2766
[email protected]
Katharina Foster
5898 Copley Dr
(858) 348-6060
[email protected]
Kimberlee Foster
Matic Home, Inc.
4558 Sherman Oaks Ave
Sherman Oaks, CA 91403-3060
(206) 778-2755
[email protected]
Leah Fox
LoanLogics, Inc.
4800 E Street Rd Ste 50
Trevose, PA 19053-6658
(215) 367-5500
[email protected]
Shelia Frank
Republic Bank & Trust Warehouse Lending
601 W Market St
(502) 560-8670
[email protected]
Ryan Freas
(424) 832-3339
[email protected]
Larry Fried
Ellie Mae, Inc.
4420 Rosewood Dr
(925) 227-7000
[email protected]
Ed Fuchs
Paramount Equity Mortgage
[email protected]
Janet Fuller
6333 Greenwich Dr., Ste 200
San Diego, CA 92122
(702) 524-6767
[email protected]
R. Andrew Gaia
850 Ridge Lake Blvd Ste 400
Memphis, TN 38120-9450
(901) 842-3815
[email protected]
Eric Gallagher
Kushner, Smith, Joanou & Gregson, LLP (KSJG)
100 Spectrum Center Dr Ste 1000
Irvine, CA 92618-4976
(949) 261-2808
[email protected]
Theresa Gellens
(619) 402-4772
[email protected]
Andrew George
CMG Financial
(925) 983-3000
[email protected]
Christopher George
CMG Financial
(925) 983-3003
[email protected]
Cristi Germany
(650) 340-7800
[email protected]
Kenneth Giebel
California Housing Finance Agency
500 Capitol Mall Fl 14
(916) 326-8606
[email protected]
Tim Gillis
BSI Financial Services, Inc.
1425 Greenway Dr Ste 400
Irvine, TX 75038
(972) 347-4354
[email protected]
Patrick Gilmore
3200 Park Center Dr Fl 4
(714) 327-2744
[email protected]
Robin Gilmore
1130 Howard St
(949) 238-2807
[email protected]
Charles Glenn
Mortgage Capital Partners
12400 Wilshire Blvd Ste 900
(424) 488-3569
[email protected]
Peter Goldberg
Pinnacle Capital
PO Box 1223
Maroubra Sydney, NSW 2035
(043) 310-1090
[email protected]
Andrew Goldthorpe
Irvine, CA 92618-2829
(949) 900-6630
[email protected]
Patty Gong
1130 Howard St
(415) 614-3805
[email protected]
Omar Gonzalez
Ellie Mae, Inc.
(925) 227-7000
[email protected]
Karin Good
Optimal Blue
5340 Legacy Dr
Plano, TX 75024-3178
(972) 781-0200
[email protected]
Kerry Goodman
LoanLogics, Inc.
(215) 367-5500
[email protected]
Jeremy Goodson
3003 Oak Rd
(925) 457-4408
[email protected]
Jennifer Goralski
Colony American Finance
4 Park Plz Ste 1950
Irvine, CA 92614-2529
(310) 752-5287
[email protected]
John Grafflin
(214) 256-3534
[email protected]
Curtis Green
Luther Burbank Mortgage
660 Newport Center Dr Ste 1030
Newport Beach, CA 92660-6411
(949) 999-9701
[email protected]
David Green
1117 Perimeter Center West, Ste E212
Atlanta, GA 30338
(770) 399-1936
[email protected]
John Gregg
Richey, May & Co
9605 S Kingston Ct Ste 200
Englewood, CO 80112-6021
(303) 721-6131
[email protected]
Shelly Griffin
3440 Toringdon Way
(704) 628-4165
[email protected]
Suzanne Guille
Dart Appraisal
2600 W Big Beaver Rd Ste 540
Troy, MI 48084-3337
(310) 766-8173
[email protected]
Kyle Gunderlock
Irvine, CA 92618-2829
(949) 900-6630 ext. 202
[email protected]
Annette Gustafson
(310) 606-8970
[email protected]
Philip Guth
Freddie Mac
1551 Park Run Dr
McLean, VA 22102-3106
(571) 382-3352
[email protected]
Brandon Haefele
Catalyst Mortgage
1375 Exposition Blvd Ste 207
(916) 287-7777
[email protected]
Kenneth Halverson
First Rate Financial Group
2625 Townsgate Rd Ste 320
(818) 707-4131
[email protected]
Tisha Hamari
Denver, CO 80227-5545
(720) 305-9381
[email protected]
Wade Hamby
1117 Perimeter Ctr Ste E212
Atlanta, GA 30338-5417
(770) 399-1936
[email protected]
Brianna Hamilton
Carrington Mortgage Services, LLC
25 Enterprise
Aliso Viejo, CA 92656-2708
(949) 517-7088
[email protected]
Pat Hamilton
1117 Perimeter Ctr Ste E212
Sandy Springs, GA 30338-5417
(877) 339-1936
[email protected]
Kathy Hancock
19500 Jamboree Rd
Irvine, CA 92612-2401
(949) 475-3822
[email protected]
James Kirk Hankla
International City Mortgage, Inc.
333 S Anita Dr Ste 300
Orange, CA 92868-3367
(714) 637-6200
[email protected]
Kenneth Harmer
5401 California Ave Ste 300
Bakersfield, CA 93309-0702
(661) 805-6513
[email protected]
Gregory Harney
3637 Sentara Way Ste 303
(336) 812-8009
[email protected]
Patrick Harrigan CMB
Radian Guaranty, Inc.
8424 E Calle Buena Vista
Scottsdale, AZ 85255
(480) 823-0013
[email protected]
Ron Harrison
CMG Financial
(925) 983-3026
[email protected]
Tisha Hartman
Keypoint Credit Union
2805 Bowers Ave
Santa Clara, CA 95051-0971
(408) 431-4259
[email protected]
Buck Hawkins
124 N Charles Lindbergh Dr
Salt Lake City, UT 84116-2820
(619) 548-9456
[email protected]
John Hedlund
AmeriHome Mortgage Company, LLC
21300 Victory Blvd Ste 900
Woodland Hills, CA 91367-7728
(747) 800-4228
[email protected]
Robert Hefty
Pacific Residential Mortgage
4949 Meadows Rd Ste 350
Lake Oswego, OR 97035-3164
(503) 781-8221
[email protected]
Maria Heller
9808 Bajada Drive NW
Albuquerque, NM 87114-4365
(800) 689-3965
[email protected]
Cheryl Hemingway
Ellie Mae, Inc.
(925) 227-7000
[email protected]
John Hendriksen
ACT Appraisal, Inc
23201 Lake Forest Center Dr., Ste 204
Lake Forest, CA 92630
(888) 377-8901
[email protected]
Rosemary Hernandez
(310) 606-8965
[email protected]
Sandeep Hinduja
Wipro Technologies
18001 Old Cutler Rd #651
Palmetto Bay, FL 33157
(786) 208-4430
[email protected]
Ralph Hints
(916) 677-8456
[email protected]
Brett Hively
7621 Little Ave Ste 216
(704) 628-4038
[email protected]
Mary Margaret Holt
Franklin American Mortgage Co.
31 Madrone Ave
San Anselmo, CA 94960-2013
(415) 258-8521
[email protected]
Thong Hong
3440 Flair Dr Fl 1
El Monte, CA 91731-2823
(805) 791-0577
[email protected]
Kai Hopton
emeryville, CA 94608-1826
(510) 788-8423
[email protected]
Mike Horan
Ellie Mae, Inc.
(925) 227-7000
[email protected]
Wesley Horbatuck
Norcom Mortgage
38 Security Dr
Avon, CT 06001-4226
(860) 676-8003
[email protected]
Roy Hormuth
Ginnie Mae
550 12th St. SW, First Floor
Washington, DC 20024
(202) 475-8869
[email protected]
Anders Hostelley
Honolulu HomeLoans
745 Fort Street Mall Ste 1001
Honolulu, HI 96813-3809
(808) 681-7500
[email protected]
Chris Howley
LoanLogics, Inc.
(215) 367-5000
[email protected]
Tom Huddleston
25 Enterprise Fl 5
(412) 491-2325
[email protected]
Lawrence Huff
Optimal Blue
5340 Legacy Dr Ste 250
Plano, TX 75024
(972) 781-0200 x765
[email protected]
Phil Huff
Platinum Data Solutions, Inc.
12 Journey Ste 200
(949) 616-5130
[email protected]
Chuck Hughes
Resource Lenders, Inc.
7330 N Palm Ave Ste 106
Fresno, CA 93711-5768
(559) 225-0500
[email protected]
Jay Hughes
270 E Kilbourn Ave
Milwaukee, WI 53202-3199
(800) 533-0056
[email protected]
Ron Hughes
PitchPoint Solutions
1597 Washington Pike Ste B14
Bridgeville, PA 15017-2876
(412) 569-0814
[email protected]
Derek Hugo
Ellie Mae, Inc.
(925) 227-3409
[email protected]
Kurt Hurdsman
Mountain American Credit Union
7167 S Center Park Dr
West Jordan, UT 84084-5512
(801) 325-6472
[email protected]
David Ingram
Texas Capital Bank
(602) 595-8680
[email protected]
Tony Inskeep
DocuTech Corporation
PO Box 1835
Idaho Falls, ID 83403-1835
(208) 535-9741
[email protected]
Kathy Iseley
SWBC (Southwest Business Corporation)
9311 San Pedro Ave Ste 600
San Antonio, TX 78216-4459
(800) 527-0066
[email protected]
Wes Iseley
25 Enterprise Fl 5
(949) 517-7310
[email protected]
Ted Iturriria
AimLoan.com
4121 Camino Del Rio S
(619) 814-8210
[email protected]
Randy Jackson
FACTintel
12740 Foxpaw Trail
Fort Worth, TX 76244
(214) 609-2407
[email protected]
AJ Jacobson
19500 Jamboree Rd
Irvine, CA 92612-2401
(714) 309-7900
[email protected]
Laura Jeffery
1130 Howard St
(415) 614-3877
[email protected]
Conner Jensen
Bank of Utah
2605 Washington Blvd
Ogden, UT 84401-3613
(801) 409-5123
[email protected]
James Jin
(650) 996-1982
[email protected]
Kyle Johnson
1st Security Bank
6920 220th St SW
Mountlake Terrace, WA 98043-2177
(425) 697-8098
[email protected]
Jim Jorgensen
(312) 346-4600
[email protected]
Darin Judis
BofI Federal Bank
4350 La Jolla Village Dr Ste 100
(858) 764-2932
[email protected]
Jorge Kalb
Atlas One Financial Group, LLC
200 S Biscayne Blvd Ste 1860
Miami, FL 33131-2388
(305) 960-9991
[email protected]
Bruce Karda
Texas Capital Bank
(972) 656-6436
[email protected]
Chris Karnes
SunTrust Mortgage, Inc.
901 Semmes Ave
Richmond, VA 23224-2270
(214) 973-5592
[email protected]
James Karr
Galton Capital Management
300 Madison Ave Fl 36
New York, NY 10017-6232
(626) 390-8534
[email protected]
Felix Katz
Rilend, Inc.
(805) 530-5618
[email protected]
Windy Keefe
Clear Capital
10875 Pioneer Trl
Truckee, CA 96161-0235
(866) 316-4690
[email protected]
David Keeney
Clayton Holdings, LLC
100 Beard Sawmill Rd Ste 200
Shelton, CT 06484-6156
(203) 926-8183
[email protected]
Steve Kelley
Planet Home Lending LLC
4120 Dublin Blvd Ste 150
Dublin, CA 94568-3171
(925) 239-0682
[email protected]
Jennifer Kennelly
Freddie Mac
1551 Park Run Dr
McLean, VA 22102-3106
(206) 420-7134
[email protected]
Lisa Kepler
(425) 417-2268
[email protected]
Reza Khaladj
Ellie Mae, Inc.
4155 Hopyard Rd., Ste 200
Pleasanton, CA 94588
(818) 223-2024
[email protected]
Julie Kind
Freddie Mac
1551 Park Run Dr # MXD2Q
McLean, VA 22102-3106
(571) 382-3549
[email protected]
Susan King
United Guaranty Mortgage Insurance Co.
12595 N Distant Wash Dr
Marana, AZ 85658-4845
(336) 778-7240
[email protected]
Erin Kirkeeng
8325 Six Forks Rd
Raleigh, NC 27615-3272
(949) 374-2618
[email protected]
Shawn Kirkland
(503) 833-2760
[email protected]
Barbara Klegin
PowerSeller Solutions LLC
7261 Engle Rd Ste 304
Middleburg Heights, OH 44130-3479
(844) 769-7355
[email protected]
James Knight
BofI Federal Bank
(858) 764-6597
[email protected]
Richard Knox
Peak Corporate Network
5900 Canoga Ave Ste 400
(818) 591-3300
[email protected]
Shelly Kobb
EverBank
301 W Bay St
(904) 623-2980
[email protected]
Darla Kollar
Optimal Blue
5340 Legacy Dr
Plano, TX 75024-3178
(972) 781-0200
[email protected]
Ed Komski
DocMagic, Inc
1800 W 213th St
Torrance, CA 90501-2832
(800) 649-1362
[email protected]
Keith Korth
Mid Valley Financial Services
7644 N Palm Ave
Fresno, CA 93711-5732
(559) 256-3615
[email protected]
Richard Koss
Fannie Mae
3900 Wisconsin Ave NW
(202) 752-5296
[email protected]
John Kozak
Ginnie Mae
451 7th St SW
(202) 475-4927
[email protected]
Adam Krahn
Quicken Loans
Washington, DC
(202) 725-7922
[email protected]
Donna Kreisler
Peak Corporate Network
5900 Canoga Ave Ste 400
(818) 591-3300
[email protected]
Hugh Kretschmer
Customers Bank
420 27th St
(310) 308-3076
[email protected]
Jim Labbe
25910 Acero Ste 150
(800) 533-0056
[email protected]
Lorne Lahondy
DLJ Financial
Irvine, CA 92612-2401
(714) 904-0063
[email protected]
Jill Lantz
AimLoan.com
4121 Camino Del Rio S
(619) 814-8220
[email protected]
Ken Larsen
Banner Bank
11 S 2nd Ave
Walla Walla, WA 99362-1901
(360) 752-8251
[email protected]
David Latta
Freddie Mac
1551 Park Run Dr
McLean, VA 22102-3106
(571) 382-5836
[email protected]
Michael Lau
Pingora Asset Management
1755 Blake St Ste 200
Denver, CO 80202-1479
(720) 475-1292
[email protected]
Tani Lawrence
VidVerify
7800 Forsyth Blvd Ste 810
(760) 717-9519
[email protected]
Elizabeth Lee
Denver, CO 80227-5545
(720) 305-9381
[email protected]
Melissa Leidy
Best Capital Funding
6930 Owensmouth Ave Ste 102
Canoga Park, CA 91303-2096
(818) 887-2779
[email protected]
Cindy Levreault
Texas Capital Bank
Dallas, TX 75201-1985
(214) 932-6820
[email protected]
Jennifer Lewis
Optimal Blue
5340 Legacy Dr
Plano, TX 75024-3178
(972) 781-0020
[email protected]
Eric Linden
10765 Double R Blvd Ste 100
Reno, NV 89521-6500
(866) 204-4311
[email protected]
Kimberly Littlefield
(310) 405-1253
[email protected]
Brad Livingston
(858) 794-2155
[email protected]
Kristen Livingston
11234 El Camino Real
(858) 794-2155
[email protected]
Susanne Livingston
11234 El Camino Real, Ste 100
San Diego, CA 92130
(858) 794-2155 x202
[email protected]
Robert Loesch
Irvine, CA 92618-4948
(612) 719-5645
[email protected]
Susan Loomis
Envoy Mortgage Correspondent Lending Division
1000 Oliver Rd
Monroe, LA 71201-5738
(925) 457-3535
[email protected]
Jeremiah Loughry
Rabobank America
991 Bennett Ave
Arroyo Grande, CA 93420-2510
(805) 473-6820
[email protected]
William Lowman
(916) 960-1337
[email protected]
Dave Lowman
Freddie Mac
1551 Park Run Dr
McLean, VA 22102-3106
(703) 903-2230
[email protected]
Kevin Lowman
(415) 939-7749
[email protected]
Mark Lyons
William Fall Group
300 Madison Ave Ste 900
Toledo, OH 43604-1595
(419) 725-5127
[email protected]
Marcy MacDonnell
Fifth Third Bank
Denver, CO
(303) 808-6456
[email protected]
Benjamin Madick
Mortgage Quality Management & Research (MQMR)
(818) 304-8395
[email protected]
Don Mann
Mann Financial, Inc.
1220 Whitefish Stage
Kalispell, MT 59901-2753
(406) 751-6250
[email protected]
Johnny Margarini
Point Mortgage Corporation
864 Amena Ct
Chula Vista, CA 91910-7802
(619) 475-4095
[email protected]
David Margulies
American Financial Resources, Inc.
9 Sylvan Way
Parsippany, NJ 07054-3816
(973) 712-5859
[email protected]
Gary Martell
Mountain West Financial, Inc.
1209 Nevada St Ste 200
Redlands, CA 92374-4581
(909) 557-2246
[email protected]
Ronald Martin
(602) 942-7777
[email protected]
Rich Martinson
4820 Eastgate Mall Ste 100
(858) 346-1212
[email protected]
Richard Mason
Vertical Fund Group
Irvine, CA 92618-3008
(714) 273-5847
[email protected]
Joseph Matteo
WinWater Home Mortgage LLC
712 5th Ave Fl 24
New York, NY 10019-4108
(212) 974-4735
[email protected]
Jon Maughan
Security Connections, Inc.
240 Technology Drive
Idaho Falls, ID 83401
(208) 552-8302
[email protected]
Matt Maurer
MountainView Capital Holdings
999 18th St Ste 1001
Denver, CO 80202-2401
(303) 633-4796
[email protected]
Douglas Mayers
Mortgage Industry Advisory Corporation (MIAC)
521 5th Ave Fl 9
New York, NY 10175-0999
(212) 233-1250
[email protected]
Tim McAvenia
Amherst Mortgage Banking Services, LLC
100 Shoreline Hwy
Mill Valley, CA 94941-3645
(925) 255-3639
[email protected]
Kevin McCafferty
9190 Priority Way West Dr
Indianapolis, IN 46240-6426
(480) 320-4797
[email protected]
Patricia McClung
Consumer Financial Protection Bureau
1275 1st St NE
(202) 435-7875
[email protected]
Tom McCormick
Nationwide Appraisal Group
80 Micro Court, 3rd Floor
Markham, ON L3R 9Z5
(416) 917-3773
[email protected]
Jim McElroy
Dart Appraisal
2600 W Big Beaver Rd Ste 540
Troy, MI 48084-3337
(248) 273-8640
[email protected]
Gerald McKissick
Sindeo, Inc
1 Union St Ste 210
(415) 299-8182
[email protected]
Julie McLaurine
EverBank
501 Riverside Ave
(904) 623-2039
[email protected]
Matthew Mead
PennyMac
6101 Condor Dr
Moorpark, CA 93021-2602
(925) 482-0941
[email protected]
Sheila Meagher
UHS America
1851 E 1st St Ste 750
Santa Ana, CA 92705-4027
(714) 409-3619
[email protected]
George Meillarec
Southwest Securities, Inc.
100 SE 3rd Ave Ste 1107
Ft. Lauderdale, FL 33394
(855) 712-1235
[email protected]
Carl Meiswinkel
P360, Inc.
Irvine, CA 92612-2401
(949) 347-7700
[email protected]
Michelle Mencarini
Property Sciences
130 N Brand Blvd Ste 415
Glendale, CA 91203-4635
(213) 443-4550
[email protected]
Tom Mendoza
Pacific Premier Bank
17901 Von Karman Ave Ste 1200
Irvine, CA 92614-5248
(949) 864-8572
[email protected]
Deb Meogrossi
Mortgage Forums, LLC
7731 S Uravan Ct
Centennial, CO 80016-1846
(303) 909-5936
[email protected]
Kristin Messerli
Cultural Outreach Solutions
Tulsa, OK
(918) 324-6271
[email protected]
Tricia Migliazzo
1919 M St NW Fl 5
(314) 497-6999
[email protected]
Daniel Miller
IDS Inc.
11629 S 700 E Ste 210
Draper, UT 84020-8376
(800) 554-1872
[email protected]
David Miller
Cenlar FSB
425 Phillips Blvd
Ewing, NJ 08618-1430
(609) 883-0900
[email protected]
Pete Mills
1919 M St NW Fl 5
(202) 557-2700
[email protected]
Craig Milton
Catalyst Mortgage
(916) 283-9922
[email protected]
Marlene Minite
AAA Appraisal Management Company LLC
3420 Bristol St Fl 6
(949) 254-6358
[email protected]
Dianne Minor
19500 Jamboree Rd
Irvine, CA 92612-2401
(949) 475-3973
[email protected]
Doug Mitchell
Path Software
3500 Maple Ave Ste 500
Dallas, TX 75219-3943
(856) 985-1241
[email protected]
Gene Mitchell
Catalyst Mortgage
(916) 678-4003
[email protected]
David Mitrany
Rogue Credit Union
524 Manzanita St
Central Point, OR 97502-2352
(541) 622-7347
[email protected]
Caleb Mittelstet
CMG Financial
(925) 983-3248
[email protected]
Elizabeth Mix
3033 W Ray Rd
(602) 797-3655
[email protected]
Michael Modell
4820 Eastgate Mall Ste 100
(858) 346-1212
[email protected]
Jim Modrycki
19500 Jamboree Rd
Irvine, CA 92612-2401
(214) 707-0267
[email protected]
Michael Moeller
Pacific Funding Mortgage Division
25350 Magic Mountain Pkwy Ste 190
Valencia, CA 91355-1170
(661) 406-6453
[email protected]
Jennifer Monnot
Denver, CO 80227-5545
(720) 305-9381
[email protected]
Cindy Moon
Mann Financial, Inc.
1220 Whitefish Stage
Kalispell, MT 59901-2753
(406) 751-6260
[email protected]
Oscar Moran
GreenBox Loans, Inc
6930 Owensmouth Ave Ste 102
(818) 887-2779
[email protected]
Jeremy Moreno
Optimal Blue
110 16th St Ste 820
Denver, CO 80202-5202
(303) 483-2200
[email protected]
Shawn Morris
Peoples Mortgage Company
3215 W Ray Rd
(602) 321-1322
[email protected]
Joseph Moyer
Bayview Asset Management
4425 Ponce De Leon Blvd Fl 5
Coral Gables, FL 33146-1837
(305) 341-3671
[email protected]
Katie Muttera
ComplianceEase
1350 Bayshore Highway
(650) 373-1111 ext. 1145
[email protected]
Lynette Nagy
(714) 564-5800
[email protected]
George Naoumovitch
5600 Cox Rd., Mail Code INSB 1612
Glen Allen, VA 23060
(818) 957-5653
[email protected]
Rania Nassar
1659 E Calaveras St
Altadena, CA 91001-3307
(626) 298-4501
[email protected]
Walter Neil
Franklin Loan Center
44-800 Village Court
Palm Desert, CA 92260
(760) 779-8100
[email protected]
Dirk Nelson
1130 Howard St
(925) 513-1831
[email protected]
Jeff Newcome
3440 Toringdon Way
(704) 628-4043
[email protected]
David Newell
Clear Capital
10875 Pioneer Trail
Truckee, CA 96161
(530) 550-2518
[email protected]
David Neylan
San Diego, CA 92122
(858) 790-0662
[email protected]
Dong Nguyen
Bankers Xpress LLC
20720 Ventura Blvd Suite 200
Woodland Hills, CA 91364
(818) 884-0800
[email protected]
Mary Nguyen
CMG Financial
(925) 983-3000
[email protected]
Kimberly Nichols
PennyMac
6101 Condor Dr
Moorpark, CA 93021-2602
(925) 631-0647
[email protected]
Laurie Nilsen
133 Technology Dr Ste 250
Irvine, CA 92618-2441
(925) 519-0527
[email protected]
Jennifer Norris
Comerica Bank
2000 Avenue of the Stars Fl 2
(310) 712-6707
[email protected]
Jack Nunnery
Texas Capital Bank
(972) 656-6967
[email protected]
Wendy Obradovich
100 Matsonford Rd
Radnor, PA 19087-4559
(949) 233-7353
[email protected]
Wendy Odo
Honolulu HomeLoans
745 Fort Street Mall Ste 1001
Honolulu, HI 96813-3809
(808) 782-1406
[email protected]
Dave O'Malley
LoanLogics, Inc.
(561) 573-5353
[email protected]
Dave O'Malley
LoanLogics, Inc.
(561) 573-5353
[email protected]
Zach Oppenheimer
Fannie Mae
3900 Wisconsin Ave NW
(215) 575-1434
[email protected]
Rudy Orman
16309 Heathrow Dr
Tampa, FL 33647-2640
(813) 632-0614
[email protected]
Tommy Orosco
19500 Jamboree Rd
Irvine, CA 92612-2401
(949) 475-3770
[email protected]
Gary Ort
Texas Capital Bank
Dallas, TX 75201-1985
(214) 932-6686
[email protected]
Matthew Ostrander
1130 Howard St
(415) 771-3700
[email protected]
William Owen
CTBC Bank Corp. USA
638 S Atlantic Blvd Fl 2
Monterey Park, CA 91754-3818
(562) 254-0989
[email protected]
Nick Pabarcus
555 Anton Blvd., 3rd Floor
Costa Mesa, CA 92626
(818) 298-8038
[email protected]
Brad Padratzik
1919 M St NW Fl 5
(202) 557-2920
[email protected]
James Palda
Standard Pacific Mortgage, Inc.
15360 Barranca Pkwy
Irvine, CA 92618-2215
(949) 724-7809
[email protected]
Tracie Panish
3200 Central Ave
(916) 517-8339
[email protected]
Les Parker
LoanLogics, Inc.
(215) 367-5500
[email protected]
Robert Pathman
West Hills, CA
(818) 932-9800
[email protected]
Michael Patricio
180 Redwood St Ste 325
(415) 614-3880
[email protected]
Edmund Payant
3000 Lava Ridge Ct
(916) 960-1325
[email protected]
John Pecoraro
5898 Copley Dr
(858) 560-6330
[email protected]
Donald Pelgrim
Wilshire Finance Partners, Inc.
1990 S Bundy Dr Ste 630
(310) 736-1370
[email protected]
Chris Pellegrini
Starboard Financial
4145 E Baseline Rd
Gilbert, AZ 85234-2807
(480) 999-7133
[email protected]
Jason Pendergist
(310) 616-0347
[email protected]
Laura Pephens
Pephens & Co., Inc.
501 N El Camino Real Ste 200
San Clemente, CA 92672-4789
(949) 248-4596
[email protected]
Randy Peralta
LoanLogics, Inc.
(215) 367-5500 x1051
[email protected]
Nathan Perez
Catalyst Mortgage
(916) 287-7777
[email protected]
Daniel Perl
Irvine, CA 92618-2829
(949) 284-4975
[email protected]
Ken Perry
The Knowledge Coop
14707 NE 13th Ct # A102
Vancouver, WA 98685-1445
(360) 693-4285
[email protected]
Chris Perzel
EMortgage Logic, LLC
9151 Boulevard 26, Ste 400
North Richland Hills, TX 76180
(817) 788-4428
[email protected]
Alan Peviani
Irvine, CA 92618-2829
(949) 795-5365
[email protected]
Michael Pfeifer
Pfeifer & DeLaMora, LLP
765 the City Dr S Ste 380
Orange, CA 92868-6917
(714) 703-9300
[email protected]
Dustin Pfluger
Richey, May & Co
9605 S Kingston Ct Ste 205
Englewood, CO 80112-6020
(303) 409-2691
[email protected]
Lori Pinto
Cenlar FSB
425 Phillips Blvd
Ewing, NJ 08618-1430
(609) 883-3900 ext. 2147
[email protected]
Alyce Piper
Ellie Mae, Inc.
(925) 227-7000
[email protected]
Nina Polen
Freddie Mac
1551 Park Run Dr
McLean, VA 22102-3106
(213) 705-9705
[email protected]
Nancy Pollard
19500 Jamboree Rd
Irvine, CA 92612-2401
(949) 475-3956
[email protected]
Andrew Pollock
West Side Advisors, LLC
50 University Ave Ste 302
Los Gatos, CA 95030-6028
(408) 402-2402
[email protected]
Todd Potter
Envoy Mortgage Correspondent Lending Division
1000 Oliver Rd
Monroe, LA 71201-5738
(318) 547-1357
[email protected]
Elizabeth Price
CBC Innovis, Inc.
250 E Broad St
Columbus, OH 43215-3708
(614) 223-0613
[email protected]
Bill Quick
Rogue Credit Union
524 Manzanita St
Central Point, OR 97502-2352
(541) 858-7339
[email protected]
Rod Quinlan
850 Ridge Lake Blvd Ste 400
Memphis, TN 38120-9450
(901) 569-2452
[email protected]
Angelina Ramirez
Inhouse, Inc.
822 A1A N Ste 202
(714) 566-4169
[email protected]
David Rashty
Flagstar Bank
(248) 312-2000
[email protected]
Raymond Redlingshafer
(917) 544-7999
[email protected]
Jody Reid
Got Appraisals
5000 Executive Pkwy Ste 520
(925) 400-6066
[email protected]
Thomas Reid
(602) 942-7777
[email protected]
Edward Reilly
Flagstar Bank
949 S Coast Dr Ste 100
(714) 549-9100
[email protected]
Kurt Reisig
(916) 960-1325
[email protected]
Eric Reisig
[email protected]
Martha Reitz
LegacyTexas Bank / Warehouse Lending
5851 Legacy Cir Ste 1100
Plano, TX 75024-5966
(972) 801-5792
[email protected]
Tom Rice
Optimal Blue
110 16th St Ste 820
Denver, CO 80202-5202
(972) 781-0200
[email protected]
Marty Richardson
19500 Jamboree Rd
Irvine, CA 92612-2401
(925) 360-9130
[email protected]
Doug Ricketts
Ellie Mae, Inc.
(925) 227-7000
[email protected]
Steve Ridder
ComplianceEase
1350 Bayshore Hwy
(650) 373-1111
[email protected]
Sam Ringer
Acceptance Capital Mortgage Corporation
113 E Magnesium Rd Ste D
Spokane, WA 99208-5942
(509) 462-9208
[email protected]
Von Ringger
Comerica Bank
411 Lafayette Blvd., MC 3256
Detroit, MI 48226
(313) 222-9285
[email protected]
Kris Ringrose
Summit Funding
2241 Harvard St Ste 200
(916) 571-3004
[email protected]
Holly Rittenhouse
(510) 858-0528
[email protected]
Michelle Rizzo
Inhouse, Inc.
822 A1A N Ste 202
(714) 313-7369
[email protected]
Ronya Rjaile
1130 Howard St
(415) 614-3839
[email protected]
Mark Roberge
1818 Library St Ste 300
Reston, VA 20190-6280
(630) 377-1666
[email protected]
Nick Roberson
Got Appraisals
(925) 400-6066
[email protected]
Matt Robertson
Mortgage Returns
1335 Strassner Dr
(314) 989-9100
[email protected]
Pamela Robinson
Goldome Financial, LLC
543 W Main St Ste 202
Lewisville, TX 75057-3628
(469) 444-9803
[email protected]
Blake Rodgers
Columbia Pacific Advisors
1910 Fairview Ave E Ste 200
Seattle, WA 98102-3620
(206) 576-1292
[email protected]
Ruben Romero
Camino Real Mortgage Bankers
707 N Maclay Ave
San Fernando, CA 91340-2138
(818) 365-8768 x 112
[email protected]
Rick Roper
Golden Empire Mortgage, Inc.
1200 Discovery Dr Ste 300
(661) 328-1600
[email protected]
Clint Rosenthal
1130 Howard St
(408) 315-2721
[email protected]
Gene Ross
3637 Sentara Way
(757) 893-1345
[email protected]
Jonathan Ross
KP Public Affairs
1201 K St Ste 800
(916) 448-2162
[email protected]
Robert Ross
BOK Financial Corporation
7060 S Yale Ave
Tulsa, OK 74136-5716
(918) 488-7081
[email protected]
Brionne Rossi
3000 Lava Ridge Ct
(916) 960-1325
[email protected]
Kevin Rost
Republic Bank & Trust
601 W Market St
(502) 560-8670
[email protected]
Neil Russell
3033 W Ray Rd
(360) 882-0719
[email protected]
Lloyd Rutherford
Academy Mortgage Corporation
1220 E 7800 S
Sandy, UT 84094-7285
(801) 568-4752
[email protected]
Parvesh Sahi
Ellie Mae, Inc.
(925) 227-7000
[email protected]
Christopher Saitta
Resitrader, Inc.
Calabasas, CA 91301-5105
[email protected]
Adam Salti
ACH Trust
70 E 55th St Fl 22
New York, NY 10022-3378
(646) 829-8721
[email protected]
Lloyd San
PO Box 488
(877) 851-5476
[email protected]
Julia Sanchez - Contreras
(510) 858-0559
[email protected]
Tony Santini
333 S Anita Dr Ste 300
Orange, CA 92868-3367
(714) 551-9460
[email protected]
Robert Satnick
Golden Empire Mortgage, Inc.
1200 Discovery Dr Ste 300
(661) 328-1600
[email protected]
David Schaede
PHH Mortgage
One Mortgage Way
Mount Laurel, NJ 08054
(435) 659-1205
[email protected]
Barry Schaffner
Ellie Mae, Inc.
(925) 227-7000
[email protected]
Aaron Schiff
Matic Home, Inc.
(818) 465-5388
[email protected]
Terry Schmidt
5898 Copley Dr.
San Diego, CA 92111
(858) 492-5830
[email protected]
Chito Schnupp
(916) 960-1325
[email protected]
Brett Scott
(408) 612-9147
[email protected]
Liz Scott
(510) 858-0543
[email protected]
John Seroka
Seroka Brand Development & Strategic
Communications
8391 Beverly Blvd Ste 118
(866) 379-0400
[email protected]
John Severino
Rilend, Inc.
(805) 530-5618
[email protected]
Art Shafer
Comerica Bank
2000 Avenue of the Stars Fl 2
(310) 712-6763
[email protected]
Sanat Shankardass
Freddie Mac
1551 Park Run Dr
McLean, VA 22102-3106
(571) 382-5810
[email protected]
Scott Shaw
Pacific Residential Mortgage
4949 Meadows Rd Ste 350
Lake Oswego, OR 97035-3164
(503) 756-4449
[email protected]
Derrick Shea
Atlas One Financial Group, LLC
11780 US Highway 1 Ste 203N
West Palm Beach, FL 33408-3080
(305) 960-9991
[email protected]
David Sheeler
(856) 380-9021
[email protected]
Gene Sheen
Open Bank
(213) 593-4810
[email protected]
Doug Sheridan
LoanLogics, Inc.
(215) 367-5500
[email protected]
Diana Short
Catalyst Lending, Inc.
6530 S Yosemite St
Greenwood Village, CO 80111-5171
(720) 440-6630
[email protected]
Patricia Shumate
6031 Connection Dr., Ste 200
Irving, TX 75039
(469) 208-8018
[email protected]
Adam Silverman
NewBridge Capital & Trust
(213) 688-3409
[email protected]
Suzanne Singer
11209 River View Dr
Potomac, MD 20854-1565
(203) 926-8024
[email protected]
Robert Smedley, CFA
Republic Bank & Trust
601 W Market St
(502) 560-8670
[email protected]
Daniel Smith
Resource Lenders, Inc.
7330 N Palm Ave Ste 106
Fresno, CA 93711-5768
(559) 225-0500
[email protected]
Brandon Snow
Ally Bank
440 S Church St
(704) 444-6868
[email protected]
Michael Soldati
First Priority Financial, Inc.
3700 Hilborn Rd Ste 700
Fairfield, CA 94534-7997
(707) 432-1008
[email protected]
Rebecca Sommer
901 Semmes Ave
Richmond, VA 23224-2270
(916) 677-7080
[email protected]
Shawn Song
Googain, Inc.
1288 Kifer Rd Ste 208
Sunnyvale, CA 94086-5328
(408) 212-8801
[email protected]
Dave Sorsabal
AmericanWest Bank
110 S Ferrall St
Spokane, WA 99202-4800
(509) 434-3797
[email protected]
Matthew Soto
National Mortgage Advisors
23091 Cecelia
(949) 533-4815
[email protected]
Bryan Specht
PO Box 488
(414) 347-4819
[email protected]
Craig Spring
Loan Simple
9635 Maroon Circle, Suite 100
Englewood, CO 80112
(303) 565-2632
[email protected]
Sue Sroka
Ellie Mae, Inc.
(925) 227-7000
[email protected]
David Statham
Got Appraisals
(925) 400-6019
[email protected]
Susan Stein Lascko
Freddie Mac
1551 Park Run Dr
West McLean, VA 22102-3106
(703) 623-7830
[email protected]
Thomas Stenson
U.S. Bank, NA
7607 Snowmass Mtn
Littleton, CO 80127-3632
(303) 748-8328
[email protected]
Justin Stow
Heritage Oaks Bank
3380 S Higuera St
San Luis Obispo, CA 93401-6926
(805) 369-5255
[email protected]
Chris Sullivan
Simplifile
4844 N 300 W Ste 202
Provo, UT 84604-5540
(405) 514-6488
[email protected]
Darin Sullivan
BofI Federal Bank
(858) 649-2229
[email protected]
Steven Summerlot
(619) 960-1325
[email protected]
Brian Swanson
BofI Federal Bank
(858) 764-9988
[email protected]
Rich Swerbinsky
The Mortgage Collaborative
(440) 552-0691
[email protected]
Teresa Talavera-King
25240 Hancock Ave Fl 4
Murrieta, CA 92562-5990
(951) 816-3798
[email protected]
Dusty Tanabe
Freddie Mac
333 W Wacker Dr Ste 2500
(312) 407-7515
[email protected]
Gary Timmerman
UBS
1285 Avenue of the Americas Fl 11
New York, NY 10019-6028
(212) 649-8156
[email protected]
Mark Todd
Byte Software
12020 113th Ave NE
Kirkland, WA 98034-6938
(425) 823-7290
[email protected]
Tonya Todd
Mountain West Financial, Inc.
1209 Nevada St Ste 200
Redlands, CA 92374-4581
(213) 220-5309
[email protected]
Glenn Toher
DLJ Financial
Irvine, CA 92612-2401
(714) 677-4190
[email protected]
Chi Tran
Bankers Xpress LLC
20720 Ventura Blvd Ste 200
(818) 884-0800
[email protected]
Casey Turner
DLJ Financial
Irvine, CA 92612-2401
(714) 677-4191
[email protected]
Mary Anne Turner
Got Appraisals
(925) 400-6066
[email protected]
Nolan Turner
15 Park Ave Apt 10B
New York, NY 10016-4322
(646) 709-7611
[email protected]
Bob Tyson
CMG Financial
(925) 884-2710
[email protected]
Nicole Valentin-Smith
Accenture Mortgage Cadence
El Segundo, CA 90245-7518
(310) 489-6692
[email protected]
Chad Van Til
Pacific Trust Mortgage
735 Tank Farm Rd Ste 210
San Luis Obispo, CA 93401
(805) 543-4422
[email protected]
Dan Vanek
(720) 947-6877
[email protected]
Kyle Vaughn
8325 Six Forks Rd
Raleigh, NC 27615-3272
(916) 606-7359
[email protected]
Ardavan Vaziri
Bloomberg
[email protected]
Kimberley Veeder
Franklin American Mortgage Co.
Seattle, WA
(866) 326-2677
[email protected]
Jeff Voyles
First Tennessee Bank Mortgage Warehousing Group
7640 Poplar Ave Ste 210
Germantown, TN 38138-3927
(615) 807-1935
[email protected]
Linda Wagner
(415) 269-3973
[email protected]
Jason Walker
Paramount Equity Mortgage
[email protected]
Scott Walker
First Tennessee Bank Mortgage Warehousing Group
7640 Poplar Ave Ste 210
Germantown, TN 38138-3927
(901) 759-7770
[email protected]
Kate Walton
EverBank
301 W Bay St
(702) 246-9090
[email protected]
Terry Ward
DataVerify
Walnut Creek, CA
(925) 677-0799 ext. 153
[email protected]
Sharon Weatherholt
(856) 380-9982
[email protected]
Stephen Weaver
First Priority Financial, Inc.
405 W College Ave Ste C
Santa Rosa, CA 95401-6506
(707) 432-1004
[email protected]
Mark Whalen
Pacific Premier Bank
17901 Von Karman Ave Ste 1200
Irvine, CA 92614-5248
(949) 864-8579
[email protected]
Theresa Whaley
LoanScoreCard
Irvine, CA 92602-1385
(214) 929-6044
[email protected]
Arvin Wijay
Consolidated Analytics, Inc
18 Palazzo
(949) 988-7236
[email protected]
Chris Willsher
Inhouse, Inc.
822 A1A N Ste 202
(650) 430-2774
[email protected]
Stephen Wojnar
Santander Bank
75 State St
Boston, MA 02109-1827
(617) 346-7339
[email protected]
Michael Wold
Redwood Trust
4000 MacArthur Blvd Ste 900
(949) 783-4108
[email protected]
Eugene Woo
Ellie Mae, Inc.
(925) 227-7000
[email protected]
Matt Woolley
LoanLogics, Inc.
(215) 367-5500
[email protected]
Judy Wright
1130 Howard St
(408) 230-7216
[email protected]
Ben Wu
LoanScoreCard
Irvine, CA 92602-1385
(800) 362-2599
[email protected]
Mike Yates
Best Capital Funding
6930 Owensmouth Ave
(818) 887-2779
[email protected]
Art Yeend
MountainView Capital Holdings
999 18th St Ste 1001
Denver, CO 80202-2401
(303) 633-4758
[email protected]
Carmel York
14255 49th St North
Clearwater, FL 33762
(831) 241-2477
[email protected]
Lisa Yowell
Texas Capital Bank
(972) 656-6648
[email protected]
Maribel Zamora
(714) 564-5800
[email protected]
Erica Zankich
100 Matsonford Rd
Radnor, PA 19087-4559
(760) 613-6979
[email protected]
Pat Zenzola
KP Public Affairs
1201 K Street, Ste 800
Sacramento, CA 95814
(916) 448-2162
[email protected]
Charles Zhao
(650) 340-7800 x100
[email protected]
Andi Zimmerman
DS News
689 Airport Fwy
Hurst, TX 76053
(214) 525-6724
[email protected]

Ready - California Mortgage Bankers Association

Transcription

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