I N S I D E - Sacramento Association of REALTORS
Transcription
I N S I D E - Sacramento Association of REALTORS
Sacramento Association of REALTORS® PRSRT STD US Postage PAI D Permit No. 538 Sacramento, CA 2003 Howe Avenue Sacramento, California 95825 ® A PUBLICATION OF SACRAMENTO ASSOCIATION OF REALTORS® February 2007 Volume 9, Number 2 INSIDE THIS ISSUE P r e s i d e n t ’s Perspective Page 2 Masters Club Page 5 MLS Stats Page 11–12 Installation 2007 President Tracey Saizan Starts the Year Off with a Hawaiian Luau A packed auditorium was on hand to celebrate SAR’s achievements and champions of 2006 and to launch the Association’s 99th year with a bang. Tracey Saizan’s son Chris Saizan set things in motion, leading the Pledge of Allegiance. Master of Ceremonies Dave Howe took over by thanking the luncheon’s sponsors, Realty World and Chicago Title. Dave followed with the introduction of the very special guests from MetroList, Yolo Board of REALTORS®, Placer County Association of REALTORS®, Lodi Association of REALTORS® and the 11 SAR Past Presidents in attendance: Chuck Manly (1977), Judy Schoer (1989), Gil Albiani (1990), Paula Colombo (1991), Michael Lyon (1992), Clay Sigg (1998), James Day (2001), John Quinn (2002), Dick Swayne (2003), Nancy Arndorfer (2004), and Dave Tanner (2005). 2007 Region 3 Chair and Past President of the Sutter-Yuba Association of REALTORS® Brad Burris presided over the swearing-in and installation of SAR’s new leadership: President Tracey Saizan of Realty World, President-Elect Alan Wagner of RE/MAX Gold Elk Grove, Secretary/Treasurer Charlene Singley of Lyon Real Estate and Immediate Past President Leigh Rutledge of Dunnigan Sierra Oaks all accepted their charges to the Executive Committee at SAR’s helm for 2007. SAR Educational Offerings Also taking the oath of leadership were the elected Members of the 2007 Board of Directors – Ed Anderson of RE/MAX Gold Folsom Lorin Brown of Lyon Real Estate, Elk Grove; Doug Covill of Coldwell Banker; Judy Covington of Keller Williams Realty, Elk Grove; Sally Dunbar of Lyon Real Estate, Fair Oaks; Kathy Fox of Coldwell Banker, Barbara Harsch of Lyon Real Estate, Downtown; Gina LaPlaca of Coldwell Banker-Dunnigan; Patrick Lieuw of RE/MAX Gold, Greenhaven; Carl Olson of Riverpoint Realty, Sacramento; Betty Pomeroy of RE/MAX Gold, Fair Oaks; Sherri Radovich of Washington Mutual; Cathryn Snow of Lyon Real Estate, Fair Oaks East; and Dave Tanner of RE/MAX Gold. Directors Anderson, Dunbar and Fox are serving for the first time in 2007. The ceremony hit its full stride when incoming President Tracey Saizan took the podium to honor and thank the Associations’ many REALTOR® volunteers and to encourage Members to achieve even higher levels of professional performance in 2007. Down the home stretch, Immediate Past President Leigh Rutledge had the honor of presenting the Association’s 2006 Service Awards in various categories to individuals for extraordinary efforts to improve the programs and services of SAR. In the area of internal Association activities, honorees were: Continued on page 8 Page 13–14 March Calendar Page 16 PRESIDENT’S AWARD RECIPIENT DOUG COVILL DIRECTORS JUDY COVINGTON AND ED ANDERSON SAR WEBSITE: www.sacrealtor.org WITH WALLY BORLAND IS HONORED FOR HIS SAR MEMBER EVELYN MORGAN IS RECOGNIZED CIVIC AFFAIRS WORK FOR HER MANY YEARS OF PARTICIPATION IN THE ASSOCIATION LEIGH RUTLEDGE RECEIVES THE NEWLY INSTALLED BOARD MEMBERS LORIN BROWN, SALLY DUNBAR JIM HANSON, SAR’S 2006 AFFILIATE OF 2006 REALTOR® OF THE YEAR AND CHARLENE SINGLEY THE YEAR WITH ROBERT TURRIETTA, LAST AWARD FROM LAST YEAR’S AWARDYEAR’S RECIPIENT EE PERRY GEORGALLIS Sacramento Association of REALTORS® President’s Sacramento Association 2003 Howe Avenue, Sacramento, CA 95825 (916)of 922-7711 REALTORS® FAX (916) 922-1221 or FAX (916) 922-3904 2003 Howe Avenue METROLIST 1164 W. National Dr. Suite 60 Sacramento, CA 95834 (916) 922-2234 or (916) 922-7584 2007 SAR BOARD OF DIRECTORS Tracey Saizan President Charlene Singley Secretary/Treasurer Alan Wagner President-Elect Leigh Rutledge Immediate Past President DIRECTORS Ed Anderson Doug Covill Sally Dunbar Barbara Harsch Patrick Lieuw Betty Pomeroy Cathy Snow Lorin Brown Judy Covington Kathy Fox Gina LaPlaca Carl Olson Sherri Radovich Dave Tanner SAR MISSION STATEMENT The purpose of the Sacramento Association of REALTORS® is to enhance the ability of its Members to practice their profession ethically and effectively through ongoing training and accountability. Keeping Our Profession Strong and Vigilant February marks the final month of our annual political action fundraising campaign. I’m very pleased to report that of 115 REALTOR® associations in California, SAR ranked eighth statewide in total 2006 Member investment, with just over $150,000 invested. In that same positive vein, your collective contributions to the 2007 REALTOR® Action Fund through the dues renewal process also have some newsworthy highlights. As of mid-January, over 60% of membership renewals included a contribution to the REALTOR® Action Fund. Contributions at the “True Cost of Doing Business” level of $197 were up 62% over last year. That’s with only about a quarter of our Member renewals tallied! To those of you who contributed for the first time or increased your annual contribution in 2007, I applaud you and offer my heartfelt appreciation. For those who have not yet contributed, I would like to take this one final opportunity to remind you of the extremely important political work and legal protection that the REALTOR® Action Fund affords. Here are just a few examples of the very real political challenges facing Members today: • Unnecessary New Fees and Taxes on Real Estate – Elected and appointed officials in seven cities and the County are constantly seeking new revenue. SAR must be vigilant on fees and taxes that unfairly burden REALTORS® and property owners. An unnecessary Sacramento rental inspection fee is just one we challenged successfully in 2006. • Privately negotiated transfer taxes and conveyance fees – New home developers are hiding fees of up to 1.5%, deep in deed restrictions, to be levied on future resales. SAR has led the statewide fight to disclose, restrict or eliminate such fees. VISION STATEMENT Our vision is to promote the highest level of professionalism and ethics and to affect changes in the real estate industry to benefit our Members and the community at large. Here to Serve You SAR STAFF • Feel free to call us directly. Nelson Janes – 916.437.1201 Executive Vice President Jennifer Macias – 916.437.1204 Director of Finance and Operations Aaron Truby – 916.437.1203 Staff Accountant Greg Vlasek – 916.437.1208 Director of Public Affairs Pat Lowell – 916.437.1206 Director of Professional Standards Judy Wegener – 916.437.1207 Director of Education and Communications Traci Sarria – 916.437.1202 Education Assistant Cassie Papin – 916.437.1209 Director of Meetings & Events Liliya Mishchuk – 916.437.1212 Meetings & Events Coordinator Todd Nicholson – 916.437.1214 Building Superintendent Janet Whitney - 916.780.5846 Commercial Real Estate Advisor Debbie Anno - 916.437.1226 Administrative Assistant Daniel Allen – 916.437.1225 IT Manager SAR Member Services Nancy Manly – 916.437.1217 Director of Member Services Lyndsey Harank – 916.437.1221 Member Services Robin Mayer – 916.437.1216 Member Services Denise Stone – 916.437.1219 Member Services Amelia Warrington – 916.437.1218 Member Services Barbara Wells – 916.437.1220 Member Services SAR Retail Center Carl Carlson – 916.437.1223 Director of Retail Operations Doreen Lambrite - 916.437.1224 Retail Center Specialist Kimberly Mar – 916.437.1222 Retail Center Assistant MONDAY–FRIDAY 7:30AM - 4:30PM SATURDAY 9:00AM-1:00PM EQUAL HOUSING HOUSING EQUAL OPPPPO ORRTTUUNNIITTYY O EQUAL HOUSING OPPORTUNITY Perspective • More disclosure liability and costly point-of-sale ordinances – SAR was instrumental in removing a costly point-of-sale fireplace retrofit provision from new residential air pollution control rules approved for Sacramento in September 2006. The retrofit mandate could be back on the table as soon as this year. Support for and access to local elected officials -- the PAC Trustee Committee interviewed 28 candidates for local public office prior to the June and November elections in 2006, and made strategic contributions in support of a number of these candidates who will be influential in future issues affecting your business. In a letter enclosed with your 2007 dues renewal invoice, I called on every SAR REALTOR® Member to invest $197 – “The True Cost of Doing Business” as determined by C.A.R. - in the REALTOR® Action Fund for 2007. That’s only a $3.80 per week investment for “legal insurance” that protects your business interests against very real political and legislative threats. Tracey Saizan 2007 SAR President Here are a few more statistical tidbits that help put our Association’s REALTOR® Action Fund participation into perspective. While we ranked eighth statewide in total investments, we are the sixth-largest association in California, so our percentage of Member participation for 2006 was much further down the ranking list, at 66th out of 115 associations. This is surely below the median. Our ranking in average amount invested, spread over the entire membership, was only 96th out of 115. Our numbers in amount invested per contributor was no better, at 108th, with an average contribution of about $53. What do these figures tell us about ourselves? To me they say that, collectively, we did a very good job of supporting our SAR political action program last year. We can, however, do better than that in 2007 and in the years to come. Even with the correction in the real estate market, we all need to dig a little deeper to protect the long term health of the real estate industry. If you haven’t done so this year, please take a moment to set aside that small $3.80 a week. Write a check and contribute to the REALTOR® Action Fund, or increase your contribution. Your profession might depend on it. Young Professionals Council The purpose of the Young Professional Council is to provide networking, social and educational opportunities to young Members paving a path to success and innovative growth in the real estate industry. MEETINGS Open to all SAR Members in their 20’s and 30’s. How much is your time worth? In an ever changing market outsourcing your transaction file management is a must. If you are an agent or investor that wants: more time to focus on profit making tasks, rather than chasing paperwork... 3rd Thursday of each month 8:30- 9:30am a streamlined transaction process managed by experienced and reliable transaction coordinators... SAR Mack Powell Auditorium and a “virtual” staffing solution where you pay per transaction only, instead of paying wage taxes and other costs associated with having an “employee”... The meetings are filled with networking, educational speakers, community, charity projects and much more. FEBRUARY NETWORKING MIXER Thursday, February 22 5:30 - 7:30 pm Lucca Restaurant 1615 J Street, Sacramento 916-669-5300 (valet parking is available for $5.00) Cost: $20 (registration includes food and one beverage ticket) Saving time and money is easy with TCS! www.t-c-sonline.com Then TCS is the solution! We are a team of professional transaction coordinators that are ready to assist you now. We offer a comprehensive menu of services that are designed to fit your needs. START SAVING TODAY! Toll Free: 1-800-431-8826 [email protected] Register at ims.sacrealtor.org. For more information, please contact Cassie Papin at [email protected] Sacramento REALTOR® is published monthly by the Sacramento Association of REALTORS® for the benefit of its membership. Advertisements and statements of fact and opinion are the responsibility of the authors alone and do not imply an opinion or endorsement on the part of SAR officers, members or staff. All material copyright 2006, Sacramento Association of REALTORS®. All rights reserved. 2 Sacramento REALTOR® • February 2007 Sacramento REALTOR® Newsletter Editor: Judy Wegener Publisher: Ned Foley, Foley Publications Design & Layout: BrioCreative To Advertise: Foley Publications 1-800-628-6983 Editorial Policy The Sacramento Association of REALTORS® (SAR) welcomes articles of educational interest to its members. Published articles will feature the author’s name, title and company; however, no direct compensation will be paid to the author. SAR reserves the right to edit submitted articles for length, grammar, and appropriateness. Articles will be printed in SAR’s publications on a space available basis. Attempt will be made to publish submitted articles in a timely manner; however, submission of an article does not guarantee when, or if, it will be published. New SAR Members As of December 2006 New REALTOR® Members Maria Corazon Allison HomeMart Realty Services 730 Howe Ave Ste 300 Sacramento, CA 95825 Nancy J. Anderson Coldwell Banker-Res R E Srv 605 Coolidge Dr #100 Folsom, CA 95630 Nancy Anguiano Coldwell Banker Professionals 8011 Elsie Ave Sacramento, CA 95828 Oscar Armella ERA Preferred Properties 7811 Laguna Blvd., Suite 161 Elk Grove, CA 95758 Alfonso T. Armendariz Maximum Real Estate & Finance 5858 Florin Road Sacramento, CA 95823 Johnny B. Awwad Hillcrest Realty 1020 Suncast Lane, Suite 101 El Dorado Hills, CA 95762 Mary L. Bellefleur Coldwell Banker-Res R E Srv 2450 Del Paso Road Sacramento, CA 95834 David J. Bonaldi Sterling Homes 4343 Marconi Ave Ste 4 Sacramento, CA 95821 Serina A. Carlos Triple E Realty 7801 Folsom Blvd, Suite 335 Sacramento, CA 95826 Brad C. Carter RE/MAX Gold Fair Oaks 5252 Sunrise Blvd, Ste 6 Fair Oaks, CA 95628 Jamal Ghafari Century 21 Landmark Network 8801 Folsom Blvd #260 Sacramento, CA 95826 Arlyn J. Morgan First Nationwide Realty, Inc. 3336 Bradshaw Road, Ste 270 Sacramento, CA 95827 Diosdado C. Cervania US Capital Realty 8001 Fruitridge Road, Suite A Sacramento, CA 95820 Maureen L. Gildersleeve Prudential CA Realty 1819 K Street, Ste 100 Sacramento, CA 95814 Joshua L. Nead R & C Associates Inc. 50 Iron Point Circle Folsom, CA 95630 Magdalena F. Ciurar Westfort Realty 5441 Fair Oaks Blvd #C2 Carmichael, CA 95608 Yuv R. Gill Sweet Homes 3841 Innovator Dr Sacramento, CA 95834 Manjit S. Pabla Mack J McBeth Realty 7000 Franklin Blvd, Ste 310 Sacramento, CA 95823 Eric A. Cornick Lyon RE Downtown 2801 J Street Sacramento, CA 95816 Lesli G. Gomez Broadbase Realty Inc. 2378 Maritime Dr Ste 110 Elk Grove, CA 95758 Arcy G. Currie Mistro Realty 5050 Laguna Blvd., Ste 112-507 Elk Grove, CA 95758 Tracy N. Hamilton Realty World Premier Choice 9464 Soaring Oaks Drive Elk Grove, CA 95758 Anne E. Daily RE/MAX Gold Folsom 2340 E Bidwell St Folsom, CA 95630 Dana S. Hawkins Lyon RE Davis 401 2nd St Davis, CA 95616 Domnica R. Dan Lyon RE Fair Oaks 6815 Madison Ave Fair Oaks, CA 95628 Marc T. Heinzer Lyon RE Elk Grove 9591 Laguna Springs Dr Elk Grove, CA 95758 John L. Domeier Coldwell Banker-Res R E Srv 605 Coolidge Dr #100 Folsom, CA 95630 Paul M. Hornick RE/MAX Gold Folsom 2340 E Bidwell St Folsom, CA 95630 Kristi L. Francis ZipRealty, Inc. 7311 Greenhaven Dr #206 Sacramento, CA 95831 Georgeta Iacob Westfort Realty 5441 Fair Oaks Blvd #C2 Carmichael, CA 95608 Guillermina Garcia Vision Brokers 1540 River Park Drive, Ste 116 Sacramento, CA 95815 Catherine L. Mackey Prudential CA Realty 785 Orchard Drive, Ste 110 Folsom, CA 95630 Monika E. Geczy Century 21 All Professional 711 East Bidwell, Ste 2 Folsom, CA 95630 Ross D. Miller Homestead Properties 8080 Madison Ave #201D Fair Oaks, CA 0 C U S T O M I Z E D H O M E Federico K. Palma Prudential CA Realty 7801 Laguna Blvd., Suite 100 Elk Grove, CA 95758 Jimmy M. Pinto ZipRealty, Inc. 7311 Greenhaven Dr #206 Sacramento, CA 95831 Roger R. Qutami Hillcrest Realty 1020 Suncast Lane, Suite 101 El Dorado Hills, CA 95762 Aurelio N. Rodriguez Delta Homes and Lending 931 Howe Ave Sacramento, CA 95825 Ellen L. Rosellini Prudential CA Realty 7801 Laguna Blvd., Suite 100 Elk Grove, CA 95758 Maria Santa Westfort Realty 5441 Fair Oaks Blvd #C2 Carmichael, CA 95608 Ron R. Singh Real Estate Connection 2265 Watt Ave #B Sacramento, CA 95825 Elizabeth R. Siregar RE/MAX Gold Sacramento 550 Howe Avenue # 100 Sacramento, CA 95825 Continued on page 14 L O A N S ALL YOUR CLIENTS’ HOME LOAN ANSWERS NOW IN 2 CONVENIENT LOCATIONS! Christy Andrei (916) 567-5354 Fluent in Romanian Maya Vang (916) 419-1503 John Kim (916) 419-1508 Jake MacNeil (916) 419-1509 Phong Huynh (916) 419-1507 Fluent in Vietnamese Linda Morgan (916) 419-1506 Michael Quihuiz (916) 567-5350 Sherri Radovich (916) 567-5345 Russian Mark Shelton (916) 567-5359 Robyn Sims (916) 419-1502 John Burgess (916) 567-5327 Bob Capparelli (916) 419-1505 NATOMAS HOME LOAN CENTER 2281 Del Poso Center Rd., Sacramento, CA 95835 (916) 419-1501 OFFICE • (916) 419-1513 FAX SACRAMENTO HOME LOAN CENTER 1950 Arden Way, 2nd Floor, Sacramento, CA 95815 (916) 567-5300 OFFICE • (916) 567-5305 FAX Programs subject to change. We have loan offices and accept applications in Washington Mutual Bank. FA - many states: Washington Mutual Bank - ID, OR, UT, WA; and Washington Mutual Bank fsb - ID, MT, UT. Sacramento REALTOR® • February 2007 3 REALTORS ® IN ACTION SAR would like to acknowledge and thank all ® Members who contributed to the REALTOR Action Fund in 2006. This is a continuation of the list of Association Members who are stepping up on behalf ® of all REALTORS , affiliates and DRE licensees to ensure that our mutual political interests are protected. They are making Sacramento a better place to do business and a better place to call home. Bonnie Silva, Davis & Davis Associates Dorothea Silva, Keller Williams Realty Frances Silva, Cook Real Estate Kelli Silva, RE/MAX Gold of Gold River Sandra Silva, Keller Williams Realty Tammy Silva, Amcap Realty Anne Silva-Rico, Prudential CA Realty Michael Silver, Security Pacific Real Est Ralph Sima, Keller Williams Realty Lori Simas, Lyon RE Sierra Oaks Susan Sinclair, Avalar R.E. & Mortgage Network Amardeep Singh, Statewide Realty & Mortgage` Avtar Singh, Century 21 Select Real Estate Jack Singh, RE/MAX Gold Sacramento Jatinder Singh, Altas Realty Manjeet Singh, iSELL Real Estate Raminderjit Singh, Dreamland Properties Rick Singh, RE/MAX Gold Elk Grove Sandra Singh, RE/MAX Gold Folsom Colleen Sinkey, West Coast Commercial Realty William Sipes, Pacific National, REALTOR®S Clifford Sirmans, California Land & Ranch Realty Bonnie Sirsi, Sirsi & Company Real Estate David Sirsi, Sirsi & Company Real Estate Rudy Sisson, Coldwell Banker-Res R E Srv Roger Sitcler, Sitcler REALTOR®s Eric Sizemore, Coldwell Banker-Res R E Srv Natasha Skillsky, Lyon RE Elk Grove Oksana Sklyaruk, Coldwell Banker Professionals Stepan Skots, Town & Country R.E. Brokers Frank Skover, Skover, F R & Associates Russell Skutley, VRS Properties Claire Slotton, Coldwell Banker-Arnold, Doug Dianne Slutsky, Coldwell Banker Professionals Dale Smith, Coldwell Banker-Res R E Srv Debra Smith, Prudential CA Realty Dorothy Smith, Dorothy Smith Edward Smith, ECS Mortgage & Realty Kathleen Smith, ECS Mortgage & Realty Kathy Smith, Better Homes Realty/North Vlly Larry Smith, Smith, Larry Broker Marissa Smith, Capital Realty & Loans, Inc. Ozell Smith, Metro Realty Paul Smith, Metro Realty Robin Smith, Giannini Realty Roger Smith, Pacific National, REALTOR®S Shalawn Smith, California Real Estate Corp. Sheila Smith, Keller Williams Realty Victoria Smolich, G B C, REALTOR®S Michael Snider, Dick Shelton Investment Prop. William Snyder, Delta Homes and Lending Michael Soares, Keller Williams Realty Rachel Soares, Century 21 Landmark Network Laura Solis, Ron Allen & Associates R. E. Michael Solomon, Solomon Properties Kenneth Southward, 5K Realty Kathy Souza, Coldwell Banker-Res R E Srv Robert Souza, The Souza/Sasse Group Sally Souza, The Souza/Sasse Group Barbara Ire Sowa, RE/MAX Gold Fair Oaks Heather Sparks, Priority 1st Realty Clarissa Spears, Erlinda Canto Real Estate Jack Spielman, Lyon RE Natomas Brad Springman, Century 21 Select Real Estate Bill Spurgin, Tower Realty Thomas Stacy, Lyon RE Elk Grove Lisa Stagnaro-Dean, Century 21-Haley & Assoc, Inc Morgan Staines, Morgan L. Staines Gary Stalick, SellSmart PRO Douglas Stalker, Reliance Realty James Stalling, James L Stalling & Assoc. Jeannie Stanford, Keller Williams Realty William Stanley, Real Estate Masters Maria Starbird, Hodges & Associates R E Chuck Starks, Coldwell Banker-Res R E Srv Timothy Stearns, Prudential CA Realty Laura Steed, Coldwell Banker-Res R E Srv Raymond Steele, Steele Realty & Invest, Inc Timothy Stein, Coldwell Banker-Res R E Srv Jacklyn Steiner, Lyon RE Sierra Oaks Laura Stella, RE/MAX Gold of Carmichael Paula Stemmle, Coldwell Banker-Res R E Srv Douglas Stephan, Real Estate Funding Group Jeffrey Sterett, RE/MAX Gold El Dorado Hills Kristin Sterett, RE/MAX Gold El Dorado Hills Keri Sternberg, Keller Williams Realty Jacqueline Stevens, Pacific National, REALTOR®S Judi Stewart, Coldwell Banker-Res R E Srv Barbara Stingley, Global Real Estate Kenneth Stinson, Coldwell Banker-Res R E Srv Rose Stinson, G B C, REALTOR®S Don Stocker, Patriots Marianne Stockton, Lyon RE Sierra Oaks John Stoian, 1st American Realty Kenneth Stone, Lyon RE Elk Grove Deborah Storey, Lyon RE Downtown Janet Storm, Coldwell Banker-Res R E Srv Donald Stover, Stover & Assoc, REALTOR®S Julie Stradiota, Keller Williams Realty Tamara Strandberg, Coldwell Banker-Res R E Srv Cathy Stratton, Bruce A Mills, Inc. Galina Straub, The Sacramento Cornerstone RE Douglas Street, Davis & Davis Associates Bill Streng, Streng Bros Homes, Inc Lisa Strong, Lyon RE Folsom Marc Strozenski, Friendly Real Estate Christine Stuart, Valley Crossroads Realty Anne Suh, Keller Williams Realty Sean Suh, Heritage Realty Group, Inc. Amarjit Sullan, Assist 2 Sell-Sac/Elk Grove Roosevelt Sullen, Century 21 All Professional Betsy Sullivan, Keller Williams Realty Jack Summers, Realty World-Sacramento Valley Hui Juan Sun, Keller Williams Realty Erik Swanson, Lyon RE Fair Oaks East James Swanson, RE/MAX Gold Robert Swanson, Keller Williams Realty Rose Swart, Lyon RE Downtown Paula Swayne, Dunnigan Associates Edmon Sweis, Keller Williams Realty Madeline Swim, Camelot R E & Ins Artur Synkov, Capitol Ciry Real Estate Michael Szarek, Dunnigan Associates Benjamin Tan, Realty Consultants Olivia Tan, AmCap Realty Celsa Taraya, AtHome Realty Ramon Taraya, AtHome Realty Meaggin Tatarakis, Realty World-Superior Realty Kenneth Tateishi, Heritage Realty Group, Inc. Artavia Taylor, Taylor Real Estate Brokerage Diane Taylor, RE/MAX Gold of Greenhaven Harold Taylor, Mike Guttridge Realty Natachia Taylor, Natachia Taylor Realty/JRP Pro Timothy Taylor, Potter-Taylor & Co Valorie Taylor, Goins Realty Inc. Russell Teague, Coldwell Banker-Res R E Srv Barbara Tealdi, Keller Williams Realty Gregory Teehan, Keller Williams Realty Florenio Tejada, Amcap Realty Sara Telleen, McMahon Phillips Real Estate Sergey Terebkov, Advanta Homes Olga Terletskiy, Lyon RE Sierra Oaks Oscar Terrazas, American Home Lending Nancy Terry, River View Real Estate Dewey Textor, Lyon RE Natomas Jasvir Thandi, iSELL Real Estate Mayia Thao, Davis & Davis Associates Katherine Tharp, Lawrence Realty Andrew Thielen, Lyon RE Downtown David Thomas, Coldwell Banker-Res R E Srv Floria Thomas, Thomas & Turner Realty Gregory Thomas, Colliers International Jolie Thomas, Better Homes Realty-Folsom Leslie Thomas, ERA Preferred Properties Donald Thompson, Coldwell Banker-Res R E Srv Jean Thompson, Serious Sellers Judy Thompson, Judy Thompson, REALTOR® Kyle Thompson, Judy Thompson, REALTOR® Michael Thompson, Pacific National, REALTOR®S Scott Thompson, Thompson + Brown Real Estate Shirley Thompson, Riverpoint Realty Tad Thompson, Judy Thompson, REALTOR® Kenneth Thorne, Thorne Realty Group Kittie Tiernan, Prudential CA Realty Diana Timoshenko, Coldwell Banker-Res R E Srv Lawrence Tinkham, Lawrence Tinkham Norma Tinney, Kraft Real Estate Lai Ping Tjen-a-looi, California Real Estate & Loans Continued on page 5 More Home For The Loan Reduced monthly payments during the interest-only period means that your clients can make their dream home a reality.* The Golden 1 offers a diverse array of products built around meeting your client’s financial goals, through features such as interest-only payments. Learn more about the ways we make the loan process easier. Mortgage loan applications are available online,** at Golden 1 offices, by mail or by phone. Our convenient and personalized service means that your clients will have the time and tools they need to find a perfect home. Golden 1 Interest-Only Loans feature: • Up to 100% financing • Competitive low rates • Variety of loan programs • Free pre-qualification and free pre-approval • Flexible underwriting • Timely decisions and quick turnaround • Exceptional service * Information shown is for the use of licensed Real Estate Professionals only, not intended for consumer use. ** Interest-Only Mortgage Loan applications are not currently available online ” 4 Sacramento REALTOR® • February 2007 View our low rates at www.golden1.com, or call us at (916) 732-2828 or 1-800-462-1663. Anyone who lives or works in the greater Sacramento area is welcome at The Golden 1. REALTORS® In Action Continued from page 4 Natalya Tkach, Capitol Ciry Real Estate Jill Todd, River Rock Realty, Inc. Phillip Todd, Pacific Properties Mark Tollefson, 1st American Realty Timothy Tomlins, Coldwell Banker-Res R E Srv Ned Tompkins, Ned Tompkins, REALTOR® Savitri Tompkins, Pacific National, REALTOR®S Percy Tong, 1st American Realty Katherine Torres, Real Estate Masters Oscar Torres, Westcoast Mortgage Grp & Rlty Ray Torres, Liberty Companies Stephanie Toso, RE/MAX Gold Folsom Anneta Toulopoulos, Davis & Davis Associates Marisol Tovar, Delta Homes and Lending Miguel Tovar, Delta Homes and Lending Moctezuma Tovar, Delta Homes and Lending Rosalyn Tovar, Delta Homes and Lending Terri Townsend, Coldwell Banker-Res R E Srv Susan Trachtenberg, Century 21-Noel David Realty Bich Tran, WonderAgents, Inc. Dylan Tran, Titan Realty Services Phuong Tran, Trandao Consulting Rosie Tran, Coldwell Banker Professionals Van Tran, Century 21 Landmark Network Marc Traverse, Lyon RE Elk Grove Carli Traverso, Lyon RE Davis Zoe Treaster, Coldwell Banker-Res R E Srv Daniel Trescott, Davis & Davis Associates Anthony Trias, AtHome Realty Michael Triglia, McMartin Realty Jenny Trinh, Capital Realty & Loans, Inc. Ted Trinh, RealtyWise Incorporated Sanford Triphan, Thompson + Brown Real Estate Andrea Trishell, WonderAgents, Inc. Preston Trotter, Real Estate Funding Group Wonieta Trotti, A Better Way Realty Darren Trueman, Allied Realty Group Phuoc Truong, Keller Williams Realty Sung Truong, RE/MAX Gold Elk Grove Tommy Truong, Pacific Real Estate & Mortgage Ling Tseng, RE/MAX Gold Davis Hiro Tsuji, Re/Max Gold Aisa Tu, Selection Realty Inc. Muoi Tu, Tri-Star Realty & Mortgage, In Jeremey Tuchsen, Kraft Real Estate Malcolm Tucker, Malcolm Tucker and Associates Susan Tucker, Security Pacific Real Est Kitty Tulga, Lyon RE Fair Oaks Bryan Turner, West Sacramento Land Co George Turner, Turner and Associates Howard Turner, West Sacramento Land Co Kara Turner, Coldwell Banker-Res R E Srv Mary Turner, American Sunrise Realty Nicholas Twiford, Faze One Real Estate, Inc Linda Tyler, Keller Williams Realty Roger Tyson, Priority 1st Realty Teresa Ubag, Capital City Realty, Inc. Lisa Ung, Coldwell Banker-Res R E Srv Kelly Upchurch, Upchurch Properties Inc. Joy Upshire, Altas Realty Roberta Urban, O’Hara Realty Samuel Urner, Coldwell Banker-Res R E Srv Betty Vaden, Vaden Realty Elahe Vaghefi, Coldwell Banker-Res R E Srv Linda Valentin, Coldwell Banker-Res R E Srv Troy Valentine, Prudential CA Realty Minerva Valerio, Amcap Realty Magda Van Brunt, Coldwell Banker-Diez & Leis RE Tracy Van Curler-Kruse, VGC Real Estate Group Bradley Van Den Hoek, Real Estate Solutions David Van Dermyden, Pacific Coast Realty Rick Van Dermyden, Keller Williams Realty Tim Van Gelder, VGC R.E. Grp Linker & Assoc. Sheila Van Noy, Dunnigan Associates Justin Van Winkle, Tara Harris, Broker Linh Van, AtHome Realty Cornel Vancea, ATM Loans Plus Realty World Timothy VanKeuren, Century 21-Noel David Realty Nadia Varlamov, Capitol City Real Estate Martha Vasquez, Arriaga Real Estate Rafael Vasquez, Delta Homes and Lending Vance Vasu, Lyon RE Elk Grove Tetyana Vasylyeva, VGC R.E. Grp Linker & Assoc. Kenneth Vaughn, Coldwell Banker-Res R E Srv Luanna Vaughn, Davis & Davis Associates Estela Vega, Priority 1st Realty Shaun Velayas, Crestone Mortgage Philip Velez, Cook Realty Carlos Velez-Balay, Altas Realty Christine Vella, Coldwell Banker-Res R E Srv Robert Vellanoweth, Westcoast Mortgage Grp & Rlty Diane Velten, RE/MAX Gold of Gold River John Vera, American Dream Homes Geayne Verhees, Lyon RE Folsom Frank Verni, Quest Properties John Veth, Veth, John J, Broker Jennifer Vicari-Cox, Fidelity National Title Louise Vidaurri, Security Pacific Real Est Corey Vien, DCY Realty Ernesto Villalta, ABBA Real Estate Services Mike Villanueva, Villanueva Enterprises Peter Villanueva, Villanueva Enterprises Julie Villata, Lyon RE Folsom Sue Vitiello, Lyon RE Downtown David Vogel, Vogel Real Estate Services Sue Vogel-Heaney, Pacific National, REALTOR®S Patrick Vogeli, Coldwell Banker-Res R E Srv Catherine Voigt, Davis & Davis Associates Yelena Volkov, Altas Realty Alice Vong, Western Pacific Realty Edward Voorhees, Pacific Properties Frank Voqui, V1 Real Estate & Lending Colleen Voss-Vakili, Lyon RE Folsom Irina Vyskribova, Davis & Davis Associates Hattie Wadley Garmon, Altas Realty Michael Wafer, Burke Realty Group, Inc. Joseph Waggy, Coldwell Banker-Res R E Srv David Wagner, Keller Williams Realty Norman Wagner, RE/MAX Gold Elk Grove Daniel Wakabayashi, Lyon RE Downtown Donald Waklee, Keller Williams Realty Margo Walcott, 1st American Realty Catherine Walden, Realty World-The Max Debra Walenta-Pope, Prudential CA Realty Brian Walike, Better Homes Realty/North Vlly Alest Walker, Sterling Homes Jennifer Ann Walker, Coldwell Banker-Res R E Srv Pamela Walker, O’Hara Realty Ron Walker, RE/MAX Gold of Roseville Lynette Wall, Vintage Real Estate Services Olga Walsh, Walsh Realty Joan Walter, RJ Walter Properties, Inc. David Waltermire, RE/MAX Gold of Roseville Thomas Waltman, Coldwell Banker-Dunnigan Samuel Walton, Walton, Sam Larry Ward, Coldwell Banker Professionals Patrick Warholic, Coldwell Banker-Res R E Srv Lorena Warix, Lyon RE Fair Oaks East Mark Warmack, Cook Realty Vicki Warner, Pacific National, REALTOR®S C Linda Warren, Coldwell Banker-Res R E Srv Lorene Warren, Dunnigan Associates Charles Washington, Century 21-Haley & Assoc, Inc James Waters, Lyon RE Folsom Kelley Waters, Lyon RE Sierra Oaks Sterling Watkins, Help-U-Sell of Folsom George Watson, Capital Region Real Estate Peter Watterson, Preferred Buyers Real Estate David Watts, Realty Shoot John Weaver, JRP Properties, Inc Juliet Webb, AtHome Realty Mary Webb, Marshall & Associates Patricia Webb, Lyon RE Downtown William Webb, Security Pacific Real Est Craig Wedgeworth, Hancock Investment Real Estate Tim Weisbeck, Weisbeck Properties, Inc Shelley Weisman, Lyon RE Rocklin Jennifer Wellman, Keller Williams Realty Sue Wells, Sacramento Land and Home Tena Wells, Keller Williams Realty Tommie Welts, MacBride Realty D Max Werking, American Home & Inv Co Pamela Wertz, Pamela R Wertz, Broker Tim Wesely, RE/MAX Gold Fair Oaks Bob West, Golden West Real Estate Larry West, Pacific National, REALTOR®S Marty Westlotorn, Riverpoint Realty Kathryn Weston, Coldwell Banker-Res R E Srv Gail Westrup, Lyon RE Fair Oaks Marvelene Weyer, Lyon RE Elk Grove Patrick Whalen, Calif. Real Estate Solutions George Wheeler, Security Pacific Real Est Benjamin Whichard, Ron Roberts Realty Bennie Whipple, Pacific Coast Realty Mark Whisler, Whisler Land Company Marin Whitaker, Icon Funding Bonnie White, Cal State Relocation Services Christopher White, Lyon RE Folsom J Ted White, Sac. Delta Property Management James White, Jim White Real Estate Kim White, Lyon RE Folsom Russell White, Realty World White House R E Toussaint White, Esquire Real Estate Vera White, Lawrence Realty David Whitesel, Riverpoint Realty Jaclyn Whittle, Gold Nugget Realty Colleen Wifvat, Dunnigan - Sierra Oaks C Fred Wilcox, RE/MAX Gold Folsom Angela Wilder, Carl & Associates Johnnie Wilhite, Lyon RE Fair Oaks Patricia Wilkerson, Coldwell Banker-Res R E Srv Tina Wilks, Prudential CA Realty Mary Willett, Metro Realty Paula Willhite, Paula Willhite & Assoc. R.E. Albert Williams, Members Realty & Loans Alvin Williams, Ron Allen & Associates R. E. Anna Williams, Members Realty & Loans Cecil Williams, Coldwell Banker-Res R E Srv Clyde Williams, ahomecoach.com Douglas Williams, Century 21 Select Real Estate Randy Williams, Willow Creek Homes Rosalyn Williams, Vintage Real Estate Services Scott Williams, Cook Realty Shirley Williams, ERA Town and Country RE Stephanie Williams, Prudential CA Realty Valerie Williams, Keller Williams Realty Evelyn Willsey, Lyon RE Fair Oaks R Willsey, Willsey, R T CCIM Terrie Wilson, RE/MAX Gold Tracy Wilson, Capital City Realty, Inc. Robert Winger, Whisler Land Company Zachary Winner, Help-U-Sell Fireside Homes Michelle Wirth, Davis & Davis Associates Nichole Wise, Re-Sell Real Estate Nicole Wise, RESA Real Estate Britt Wiseman, Coldwell Banker-Res R E Srv Martin Witter, Century 21 Select Real Estate Anne Wolfe, Wolfe Realty Virginia Wolfe, Century 21-Haley & Assoc., Inc Sheryl Wolhart, ERA Town and Country RE Michael Wollen, Investors Realty Solutions Benita Womack, Centurion Realty Arthur Wong, Century 21 All Professional John Wong, Dunnigan Associates Susan Wong, Lyon RE Fair Oaks East Frank Woo, California Real Estate & Loans Elizabeth Wood, Pacific National, REALTOR®S Jo Wood, Lyon RE Fair Oaks Julie Wood, Keller Williams Realty Laurie Wood-Gundlach, Lyon RE Downtown John Woodall, Americana Realty Briny Woods, Woods Realty Lani Woods, Woods Realty Loraine Woods, Woods of California Real Estat Alice Woodside, Lyon RE Sierra Oaks Nannette Woolford, Lyon RE Downtown William Woolford, Lyon RE Downtown Kathy Worley, Kyle Realty Inc. Michael Wortell, Lyon RE Elk Grove Ann Worthington, Dunnigan - Sierra Oaks James Wrieden, Mariposa Management Martie Wrieden, Mariposa Management Becky Wright, RE/MAX Gold of Gold River George Wright, Sacramento First Realty Joel Wright, Joel E. Wright Karen Wright, Keller Williams Realty Oliva Wright, Lyon RE Sierra Oaks Fred Wristen, Riverpoint Realty Bing Wu, B. William Real Estate Richard Wyatt, RE/MAX Gold of Gold River Izzy Y-Devine, HomeGuard, Inc Elsa Yadao, AtHome Realty Marigold Yang, Coldwell Banker Professionals Pao Yang, Global Realty Marketing Inc. Phoua Yang, Keller Williams Realty Susan Yang, Lyon RE Elk Grove Alex Yarmolyuk, Davis & Davis Associates Stephanie Yarrigle, RE/MAX Gold of W. Roseville Ron Yasny, Radiance Investment & Finance Kelli Yates, Sun Real Estate Team, Inc James Yee, Century 21 Select Real Estate Timothy Yee, RE/MAX Gold- Corporate Watson Yeh, EZ Max Realty Marilyn Yelo, Real Estate America Scott Yesitis, Pacific National, REALTOR®S Derek Yeung, DCY Realty Joseph Young, Rivergroup Realty Sara Young, Lyon RE Folsom Carl Youngdahl, Golden Sierra Home Sales Grace Yount, RE/MAX Gold Folsom David Zachariou-Rempp, Cook Realty Roche Zefo, Roche Zefo, REALTOR® Ramsey Zeidan, Keller Williams Realty Marina Zhilovskiy, Keller Williams Realty Anna Zhovinsky, VLD Realty Geoff Zimmerman, Dunnigan - Sierra Oaks Mark Zimmerman, Zimmerman Land Corp Shohaib Zohdi, Altas Realty Joseph Gibson, Coldwell Banker-Res R E Srv Vicki Macy, Keller Williams Realty Stuart Chase, Holsum Realty Lori Prizmich, Pacific Coast Realty Jim Eggleston, The Sign Post Bruce Slaton, Keller Williams Realty Bob Croom, Davis & Davis Associates Stephanie Mattes, Mattes Realty Alida Martinez, SacCentral Real Estate Ilah Turner, Coldwell Banker-Res R E Srv Alex Chernyshov, Gold Financial & Real Estate Brandon Hansard, Superior Realty & Investments Javier Chapa, 1st National Realty Group Jennifer Merica, Dunnigan Associates Nicholas Righter, Ryco Real Estate Donald White, Coldwell Banker-Dunnigan Jill Sommerville, Lyon RE Elk Grove Behrooz Badie, Above & Beyond, REALTOR®S Catherine Lane, Cathy Lane & Associates Karen Mullins, Lyon RE Downtown Peggy Coughlin, Sacramento Credit Union Masters Club Corner By Ted Russert, Masters Club Steering Committee Member Increase Your Business with Networking Networking is a fundamental key to success and the annual Masters Club Luncheon is a great opportunity to have some fun, relax and network with fellow Masters Club Members. This year the Masters Club Awards Luncheon will be held at the Hyatt Regency Sacramento Ballroom at 1209 L Street on Wednesday, March 14, 2007. This is a different location than in recent years and space is limited. Be sure and purchase your tickets as soon as possible. Masters Club Members should be receiving invitations in the mail shortly, otherwise feel free to contact the Masters Club Awards Luncheon Chair Gina LaPlaca at 916-548-1628 for more information. The Awards Luncheon is $35 per person and no-host cocktails will be available at the 11:00 a.m. reception with the lunch program starting at noon. The Masters Club Awards Luncheon is a fantastic themed lunch event with dynamic speakers, great food and a fun, relaxed atmosphere. Meet the new power house agents in our region as well as the veterans we all admire in the industry. This is the perfect opportunity to network and increase your business. The Sacramento Association of REALTORS® Masters Club represents the core values of our Association. The Awards Luncheon kicks off a year of activities that represent the best of what local REALTORS® have to offer to the community. Please take the time to get involved and join us throughout the year. Upcoming events sponsored by the Masters Club include educational roundtables, network mixers, community volunteer work and the annual charity golf tournament and dinner. To find out more about the Masters Club and to get involved contact the Masters Club President Doug Covill at 916-341-7772. Sacramento REALTOR® • February 2007 5 EVP Exchange By Nelson Janes, SAR Executive Vice President Real Estate Advertising Q and A We frequently get questions at the SAR office concerning advertising. It is a complicated issue, governed by federal and state law, MetroList and the Code of Ethics. Following are excerpts from the California Association’s legal department to give you some guidance… REALTORS® have both a legal and ethical obligation to be truthful when advertising property or services. Legally, licensees may be held liable for fraud, intentional misrepresentation, or negligent misrepresentation if they make material false statements or material omissions in any medium of advertising. [Cal. Bus. & Prof. Code § 17500.] In addition, licensees may face discipline from the DRE. [Cal. Bus. & Prof. Code § 10177(c)]. Furthermore, licensees who place listings in a Multiple Listing Service in expectation of compensation are responsible for the truth of all representations in such listings which the licensees had knowledge or reasonably should had have knowledge of to anyone injured by their falseness or inaccuracy. Similarly, REALTORS® have an ethical duty under the NAR Code of Ethics to avoid false advertising. For example, Article 12 states, “REALTOR® shall be careful at all times to present a true picture in their advertising and representations to the public. . . .” Additionally, most Multiple Listing Service (MLS) rules incorporate the provisions of Article 12, so MLS-only participants are also bound by its provisions. Q Are there any guidelines or descriptions of what is prohibited false or misleading advertising? A Here are a few general guidelines: • Avoid any advertising in which the advertisement can be interpreted a number of different ways. In other words, if a licensee is not willing to stand behind or live with all possible interpretations, he/she should not use the ad. • Avoid "half truths" or inflated claims. Courts have consistently held that half truths are equivalent to lies, and licensees should be prepared to defend in court any claim made in their advertising. • Licensees should set forth clearly any limitations intended to be imposed on offers made in their advertising. For example, if a licensee advertises a $500 rebate to the seller for listing with the licensee, but intends to pay the full $500 only if the licensee also represents the buyer in the transaction, this limitation must be specified in the advertisement. Q Has the DRE provided any specific examples, such as case studies, of false or misleading advertising? A Yes. For example, in one edition of the DRE Bulletin, the Department described a case where a brokerage company advertised that it sold $500,000 worth of property, when in fact the value of the property had only been $250,000. The reason the firm had arrived at the figure of $500,000 was that it had employed both the listing and selling agents in the transaction and claimed that it was standard practice to count both the listing and selling ends of the transaction. The Department held this to be a false and misleading advertisement because, while it may be common practice for both the listing and selling agents to count the sale toward their volume, that would be true only if those agents were from separate companies. Q Are there any limitations on advertising offers of prizes or gifts, when the advertiser intends to offer a sales presentation as well? A The only requirement is that the intent to offer such sales presentation be clearly and unequivocally made along with the mention of the prize or gift (NAR Code of Ethics Standard of Practice 12-3). Q May a real estate licensee who is soliciting potential buyers advertise a property that he/she does not have listed? A Not without permission. A REALTOR® may not advertise property without authority. NAR Code of Ethics Standard of Practice 12-4. That means, a REALTOR® may not advertise a property that he/she does not have listed unless the owner gives his/her permission. It is highly recommended that this permission be in writing. For more information on advertising, visit car.org and go to the legal tab. You can also call me at (916) 437-1201. For specific MetroList rules, consult your copy of MetroList Multiple Listing Service Rules or contact Dave Howe at (916) 922-7584 x. 261. Misrepresentation of Membership Misrepresentation of Membership provides that the California Department of Real Estate (DRE) may revoke, suspend or deny a license to anyone who knowingly authorized, directed, connived at or aided in the publication of any material false statement or representation concerning his or her designation or certification of special education; credential; or membership in a trade organization. If a licensee puts the REALTOR® “R” on their card when they do not belong to NAR, falsely state they are a CRS when they have not earned the designation or paid the renewal fee, or claiming to be a Member of Masters Club when they are not currently a Member, and they could lose their license. CA B&PC § 10177. 6 Sacramento REALTOR® • February 2007 We’re experienced, we’re empowered, we’re here. Up-Front Approvals that can give your clients the edge in the home buying process Fast Closings to meet your buyers’ timelines One of the widest selections of loan products and services—some with as little as no down payment—helping more borrowers qualify More flexible qualifying guidelines to help you reach out to more potential homebuyers Local experts with home financing solutions, which means personalized service for faster closing We’re here...and ready to work with you and your buyers. Contact a team member today. Dave Mahoney Patti Mikulin Branch Manager 916.643.7010 1515 River Park Drive Suite 150 Sacramento, CA 95815 Branch Manager 916.727.5700 6301 Sunrise Blvd. Citrus heights, CA 95610 Scott Kearsing Dave Cusano Branch Manager 916.478.3900 9280 W Stockton Blvd. Elk Grove, CA 95758 Branch Manager 916.781.2100 2901 Douglas Blvd. Roseville, CA 95661 Jose Luis Garcia Jr. Branch Manager 916.515.4400 2250 Del Paso Road B Sacramento, CA 95834 Larry Nichols Branch Manager 916.817.8200 2296 E Bidwell Street Folsom, CA 95630 Marcus Davis Dennis Calmes V.P., Area Sales Manager 916.612.1400 V.P., Area Sales Manager 916.939.2140 x225 Countrywide Financial Corporation is America’s #1 home loan* lender and a member of the prestigious Standard & Poor’s 500 and Fortune 500. † Up-Front Approval is subject to satisfactory appraisal and title review and no change in financial condition. If the rate is not locked or rate protection expires, any rate increases may lower the loan amount for which the borrower qualifies.. Equal Housing Lender. © 2006 Countrywide Home Loans, Inc., 4500 Park Granada, Calabasas, CA 91302. Trade/servicemarks are the property of Countrywide Financial Corporation and/or its subsidiaries. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. For California residents and properties only. Some products may not be available in California. This is not a commitment to lend. Restrictions apply. All rights reserved. *As ranked for 2004 by Inside Mortgage Finance (Jan. 28, 2005), Copyright 2005. 60131 Sacramento REALTOR® • February 2007 7 Installation Continued from page 1 Scott Short of Empire Home Loan Corp; Patrick Lieuw of RE/MAX Gold, Greenhaven; and Bruce Slaton of Keller Williams Realty. Receiving service awards in the area of Political Affairs were: Doug Covill, of Coldwell Banker, Dave Tanner of RE/MAX Gold and Leigh Rutledge of Dunnigan, Sierra Oaks. Receiving the service award for contributions to SAR’s exceptional education programs was Corey Wilkerson of Core Realty. Receiving the service award in the area of Civic Affairs was Wally Borland of Vitek Mortgage Group. THE SAIZAN FAMILY: NICOLE, TRACEY AND CHRIS Receiving the service award for leadership contributions at the State (C.A.R.) level was Tracey Saizan of Realty World. Receiving the award for leadership contributions at the national (NAR) level was Dave Tanner of RE/MAX Gold. LEIGH REVIEWS THE SCRAPBOOK SHE RECEIVED FOR HER PRESIDENTIAL YEAR WITH ERIC RASMUSSON. The SAR President’s Award is bestowed each year on the one SAR Member who - in the opinion of the President - best exemplifies the professionalism and dedication to service for which the Association was established. The 2006 President’s award was presented to Doug Covill of Coldwell Banker for his committed volunteer service as a Director of SAR and C.A.R., Member of the Budget and Government Relations Committees, and Chair of the PAC Trustees and President of the Masters Club. To receive the Lifetime Service Award, the recipient must have been a Member of SAR for at least 15 years and a Member of NAR for at least 20 years at the time of selection. The recipient must have actively contributed to SAR for at least ten of those years and be a current Member of SAR. The 2006 Lifetime Service Award was presented to Geoff Zimmerman, founding Member of the Masters Club and a 30 year SAR Member. She has been a C.A.R. Director and served on the Scholarship Trust and Pro-Standards Committees. Upcoming Events March Main Meeting Tuesday, March 6, 2007 9:00am-10:30am Speaker: Alex Creel Topic: Legislative Update SAR Mack Powell Auditorium Masters Club Awards Luncheon Wednesday, March 14, 2007 11:00am - No host cocktails Noon-1:00pm - Lunch & Program Hyatt Regency Sacramento Ballroom DAVE HOWE AMUSES TRACEY AS MASTER OF CEREMONIES Jim Hanson, Senior Representative for Commerce Financing Home Mortgage was presented the 2006 Affiliate of the Year Award by 2005 recipient Robert Turrietta, Senior Loan Consultant with Vitek Mortgage, Sacramento. Jim was recognized for his outstanding service on the CanTree, Education and Housing Opportunity Committees along with active participation in SAR’s regional and main meetings. Leigh Rutledge of Dunnigan, Sierra Oaks was presented the 2006 award for SAR REALTOR® of the Year in recognition of her outstanding achievements as the 2006 SAR President, including the resurrection of the Health Fair and the beginning of SAR’s participation in the Race for the Cure. Leigh also brought to SAR wonderful speakers such as Erik Weihenmayer, a blind mountain climber, and Helen Klein, an 80-year-old Marathon runner. She also serves as a C.A.R. and NAR Director, and is an active participant in Sacramento’s “Partnership for Prosperity” program and Cap-to-Cap legislative efforts. 2005 recipient Perry Georgallis principal of GBC REALTORS®, made the presentation. SAR Members have a record of excellence in professional leadership and community service. The Association looks forward to building on the tradition of excellence in 2007, by showing they have a Passion for Professionalism! 8 Sacramento REALTOR® • February 2007 April Main Meeting/Health Fair Tuesday, April 3, 2007 8:30am-11:00am Speaker: Kevin Bracey SAR Mack Powell Auditorium Always Dedicated to Partnering with the Broker Community for Success Attention Sacramento Broker Community We can offer higher co-op amounts & quicker closing which results in faster income. Up to 5% in Commissions Thank you for partnering with JTS Communities QUICK MOVE-INS 1 The Premier Series & The Masters Series at Castle Oak Ione — from the high $200’s Premier Series (916) 484-5228 Masters Series (916) 484-5236 Sales office open daily 10am – 5pm; Tues. 2pm – 5pm 6 The Ranch Equestrian Estates Wilton — from the high $700’s (916) 484-5222 2 The Estates at Lincoln Crossing Lincoln — from the $500’s (916) 484-5229 7 Silvershore at The Rivers West Sacramento — from the $1.4 millions (916) 484-5230 Sales office open Fri.-Mon. 10am – 5pm, Tues. 1pm – 5pm 3 Encore Elk Grove — from the $400’s (916) 484-5227 8 Verdera Lincoln — from the $1 millions (916) 484-5229 4 Grandview at The Rivers West Sacramento — from the $600’s (916) 484-5230 All Sales Offices: Open daily 10am – 5pm; Tues. 1pm – 5pm 5 The Masters and The Estates at Anatolia Rancho Cordova — from the $400’s Masters (916) 484-5233 Estates (916) 484-5234 Coming Soon The Ranch at Sheldon Hills Sunrise Crossing at Anatolia The Orchard at Live Oak Traditions at Castle Oaks www.jtscommunities.com BrokerSAR-Feb07.indd 1 1/10/07 5:22:32 PM Sacramento REALTOR® • February 2007 9 ETHICS CORNER CODE OF ETHICS - ARTICLE 17 In the event of contractual disputes or specific non-contractual disputes as defined in Standards of Practice 174 between REALTORS® (principals) associated with different firms, arising out of their relationship as REALTORS®, the REALTORS® shall submit the dispute to arbitration in accordance with the regulations of their Board or Boards rather than litigate the matter. In the event clients of REALTORS® wish to arbitrate contractual disputes arising out of real estate transactions, REALTORS® shall arbitrate those disputes in accordance with the regulations of their Board, provided the clients agree to be bound by the decision. adjourned the hearing and went into executive session to reach a decision. It was the opinion of the Hearing Panel that the arbitration process is provided to all REALTORS® and REALTORASSOCIATE S® by the Board to avoid any unnecessary expenses. The hiring of an attorney was REALTOR® A’s own decision, not required by Article 17 of the Code of Ethics, the Hearing Panel, the Code of Ethics and Arbitration Manual, or the Board of REALTORS®. The Hearing Panel decided the commission dispute based strictly on the merits of the case presented. The Hearing Panel disallowed the request by REALTOR® A that he be awarded attorney’s fees or other administrative expenses. “Copyright National Association of REALTORS®, Reprinted from REALTOR. org with permission.” The obligation to participate in arbitration contemplated by this Article includes the obligation of REALTORS® (principals) to cause their firms to arbitrate and be bound by any award. CASE INTERPRETATION: Case #176: Request for Arbitration Expenses (Reaffirmed Case #14-11 May, 1988. Transferred to Article 17 November 1994.) REALTOR® A, the listing broker, and REALTOR® B, a cooperating broker, engaged in a heated dispute as to which REALTOR® was the procuring cause of a sale and, therefore, entitled to the commission. Finding that they could not resolve the matter themselves, they agreed to arbitrate in accordance with Article 17 of the Code of Ethics. REALTOR® A initiated the request for arbitration with a letter to the Board; the letter was received and reviewed by the Grievance Committee which agreed that it was an arbitratable matter. The case was sent on to the Professional Standards Committee for a hearing. The President of the Board, consistent with the Board’s Code of Ethics and Arbitration Manual, appointed a five-member Hearing Panel to hear the case. The proper forms agreeing to the arbitration were sent to both REALTORS®, each signed his agreement and returned it to the Secretary. Prior to the date set for the hearing, REALTOR® A learned that REALTOR® B had practiced law before he entered the real estate business. REALTOR® A then decided that he would be at a disadvantage in presenting his case to the Hearing Panel without an attorney due to the legal background of REALTOR® B. REALTOR® A sent in an amended arbitration request in which he asked that he be awarded the commission and attorney’s fees and any other administrative expenses that he might incur in the presentation of his case before the Hearing Panel. The Chairperson accepted the amended complaint as part of the case and mailed REALTOR® B a copy. The case was set and a hearing was held at which REALTOR® A appeared with his attorney and a court reporter. REALTOR® B acted as his own attorney. The Hearing Panel had the Board’s attorney and a secretary with a tape recorder present. After giving both parties the opportunity to present their case, the Hearing Panel 10 Sacramento REALTOR® • February 2007 New AT&T Welcome Kit Makes Life Easier for Clients on the Move More than 42 million Americans move each year, according to the U.S. Census Bureau. That translates to approximately 18.2 million households who change residence each year. AT&T knows that today’s consumers rely on staying connected, not only before and after, but also during a move. The Sacramento Association of REALTORS® (SAR) and AT&T have partnered to provide a unique time- and money-saving offer to customers of SAR Members to help make the move into their new home a little easier. SAR Members will have the opportunity to provide each of their customers, prior to the closing of their home, with an AT&T Welcome Kit. Each AT&T Welcome Kit includes a $50 bill credit coupon, along with a simple how-to guide to set-up all of their communication and entertainment services. AT&T provides all the services new homeowners want, including high-speed Internet, flexible calling plans, wireless, and digital satellite TV, all on one convenient bill. Prior to moving, SAR Member customers simply call the unique 800 number listed in their AT&T Welcome Kit to set up services and receive their $50 bill credit, which will be applied to their bill within 3 billing cycles. Plus, SAR will receive a $25 bounty, which will be used to provide more benefits to SAR Members! For more information or to reserve AT&T Welcome Kits for your customers, please contact Carl Carlson at (916) 437-1222. PROPERTY MANAGEMENT EVICTION SERVICES Arbour Real Estate Management Inc. Law Office of Gary Link Inc. Free Eviction Services Serving Sacramento area landlords since 1979 916 for tenants we place in our client’s rental 447-8101 • High Referral Fees Paid • Fast evictions-Low rates-Highly experienced • Residential Management Professional (RPM) • Legal representation in most areas of law • Creator of the “Certified Rental Program” • McGeorge School of Law Graduate - 1979 • Full-time property managers • Director – California Apartment Association • Experienced vendors available for all needs • Sacramento, El Dorado, Yolo, Placer counties • No buy-sell competition • Special Legal Advisor to Rental Housing Assn • DRE licensed broker since 1967 • Internet advertising of rental properties 33,500 + • SAC Assn of Realtors affiliate member • Electronic debt services available • Rental Housing Association member • Vice-President of NARPM www.arbourpm.com 1-888-551-5114 NO BAD TENANTS evictions 10,000 + trials www.sacramentolandlord.com 1-800-553-8428 This is a shared advertisement. Each advertiser is a separate and independent business; neither is in partnership with the other, nor in a joint venture with one another. Neither advertiser warrants or guarantees the success or quality of services of the other. This information provided in this ad is not a warranty or guarantee of success. Sacramento REALTOR® • February 2007 11 “Really enjoyed class; you brought up several points I haven’t used; rentals are for retirement; I may return to San Diego, but am keeping Sac properties in case I return” Yvonne Phillips “Thanks for the talk. Appreciated discussing and handouts” Alisa Harrison � FREE “Nuts & Bolts” Property Management Class 2nd Tuesday each month 7pm 1401 El Camino Ave. Ste. 200 Sacramento, CA 95815 REALTORS®–if you have any questions in reference to tenant/landlord situations please give me a call That M&M made life as a landlord simpler and more cost effective. 12 Sacramento REALTOR® • February 2007 SAR Educational Offerings To download registration fliers, visit www.sacrealtor.org/education. To register for a class, visit ims.sacrealtor.org or contact Traci Sarria at [email protected] All classes listed below are held in the SAR Mack Powell Auditorium PARTIAL LIST OF TOPICS: • • CRS 201: Listing Strategies for the Residential Specialist • • Tuesday – Wednesday, February 13-14, 2007 DAY 1: 8:00am – 8:30am Registration; 8:30am – 5:00pm Course Presentation DAY 2: 8:30am – 4:00pm; Course Presentation with Exam to follow Cost: $285 when paid by February 12, 2007; $310 after that date • The quality of an individual’s listing skills can give him or her a strong competitive edge. Only those professionals who learn proven listing strategies will win over the client and increase their conversion rate. Listing Strategies provides students with the important skills necessary to conduct successful listing presentations, price a home to sell, close the transaction and market and promote effectively. The course takes students through an actual listing presentation that helps them understand the key steps in this process and create a system for success. • Course Content: • Conducting an effective listing presentation • Seller guidance and counseling • Pricing a home to sell • Closing techniques • Marketing plans and servicing systems • Sellers’ needs and motivations Course Topics: • Marketing • Customer Service • Listing Short Sales/Short Payoffs Find, List and Sell Learn Firsthand From Someone Who Practices What He Preaches! Thursday, February 15, 2007 1:00 – 4:00pm -Registration; 12:30 – 1:00pm Cost: $35 when paid by Tuesday - February 13, 2007; $40 after that date Instructor: Larry Blachman is an active Broker in Southern California. He has been successfully involved in real estate investments, sales and education for over 30 years, and has an extensive background in purchasing, listing and selling foreclosure properties as well as properties in a short sale/short payoff situation. Larry is also a highly respected real estate educator and a recognized authority in the field of foreclosures. He has been interviewed by CNN News and has written two foreclosure books, which can be purchased at the SAR’s Bookstore. In 2006, Larry was invited by the C.A.R. to speak on Foreclosures at the California REALTOR® EXPO. • • • • Define short sales/short payoffs Options available to homeowners who are in a short sale/payoff situation The nonjudicial foreclosure process Dealing with short sale/payoff listings that are in and not in foreclosure Possible tax consequences of a short payoff Special disclosures to include in contracts Tips on convincing a lender to participate in a short payoff Preparing a successful short payoff package for the lender Short sales/payoffs you DON’T want to pursue! Finding short sale/payoff situations Foreclosure & REO Properties: Find, List, Purchase & Sell! Friday, February 16, 2007 9:00am – 1:00pm -Registration; 8:30 – 9:00am Cost: $99 when paid by Wednesday February 14, 2007; $109 after that date Instructor: Larry Blachman Foreclosure properties still play a role in today’s real estate market. Unfortunately, most agents and investors don’t have the necessary tools to tap into ths lucrative foreclosure market. This seminar offers a unique opportunity to learn what agents and investors who specialize in foreclosure properties don’t want you to know! The principal objective is to present a thorough, realistic, easy-to-understand picture of how to find, list, purchase and sell foreclosure and REO properties. The seminar is designed for all real estate licensees and investors. No previous foreclosure experience needed. Instructor: Ken Hunsinger Topics: • A brief explanation of the laws and regulations that affect an appraiser • The Appraisal Standards that govern the performance of the appraiser • The inspection of the property and what it is and is not • What is included in the square footage measurement? • How are the comparables chosen and what is a comparable property? • How does that appraiser analyze the property and come up with a value? Senior Real Estate Specialist Thursday, February 22, 2007 9:00am – 4:00pm SAR Mack Powell Auditorium Cost: $399 DAY 1: 8:00am – 8:30am Registration; 9:00am – 4:00pm Course Presentation DAY 2: Online To register call 1-800-918-9637 or visit www. realestatepowertraining.com How to Handle an Upside Down/ Underwater Home Sale Thursday, March 1, 2007 9:00am – 12noon SAR Mack Powell Auditorium Cost: $35 if paid by Tuesday, February 27; $40 after that date Instructor: Dennis McKenzie Topics • How to compute a home seller’s short fall from escrow • If a seller owes more than what the home is worth, which is the best way to go? Add cash? Short sale? Foreclosure? Pros & Cons of each. • Recourse versus non-recourse loans.. personally liability issues • Impact on FICO scores and debt forgiveness income tax considerations • Hardship reasons the lender might consider to allow a short sale • Disclosures in the listing agreement, MLS, deposit receipt when there is a short sale 45 Hours in 1/2 Day License Renewal Thursday, March 29 1:00 – 4:00pm SAR Mack Powell Auditorium Cost: $70 Instructor: Duane Gomer This is a Home Study Course with a 90minute Review and Update Registration - 12:45pm Live Course - 1:00pm Exam - 2:45pm Participants must register and pick up class (home study) materials at SAR at least 7 days prior to the seminar (Thursday, March 22) Continued on page 14 PARTIAL LIST OF TOPICS: • • • • • • • • Detailed explanation of the foreclosure process in California Finding & using notices of default & sale Saving listings that are in or going into foreclosure Section 1695 of the California Civil Code - A must for all agents & investors!!! Listing/ Selling/Purchasing properties in foreclosure & REOs Obtaining REO inventory lists & working with buyers Secrets of the trade!! A QUALIFIED 1031 EXCHANGE INTERMEDIARY “Trust Your Exchange to the National Leader” Understanding the Appraisal Process Thursday, February 22, 2007 9:00am – Noon Join the Roseville Termite & Pest Control Team “Customer Satisfaction is Our Only Goal.” Receive a $20 credit on your Termite Inspection Fee and/or a $50 credit towards any Termite Repairs by redeeming this ad. Call Today 1-866-245-4913 Cost: $35 if paid by Tuesday, February 20; $40 after that date Toll Free California State LicensePR0182 • • • • • • Nationwide Exchange Services Forward and Reverse Exchange Expertise Legal Counsel on Staff Seminars - Newsletter Updates Free Consultation and Review Secure Funds Guaranteed by: “The First American Corporation” Proudly serving Realtors and Homeowners in Sacramento, Placer, El Dorado & Yolo Counties Since 1981 CALL TODAY TO SCHEDULE AN INSPECTION (916) 969-7567 Debra Culbertson Vice President Director of Marketing Kim Nettleman San Jose Account Manager Michele MacMartin Nicole M. De Santis East Bay Sacramento Account Manager Exchange Counsel www.firstam.com/1031 Call Today - 800.833.4343 Sacramento REALTOR® • February 2007 13 Education Continued from page 14 Classes to Fulfill the 18Month Conditional License Requirements: Real Estate Practice and Property Management Friday, March 30, 2007 8:30am – 5:00pm SAR Mack Powell Auditorium Instructor: Duane Gomer Cost: $140 for both classes; $75 for one class Must purchase study materials in person no later than Friday, February 23 to take the test on March 30 This course is a home study with live review and testing New Members Continued from page 3 Libby F. Woolford Lyon RE Downtown 2801 J Street Sacramento, CA 95816 Aaron G. New American Preferred Real Estate 2420 Del Paso Rd Ste 145 Sacramento, CA 95834 Heredia L. Solis Vidrio AtHome Realty Bldg 2212 Ringwood Ave San Jose, CA 95131 New Designated REALTORS® George M. Tate Realty World Premier Choice 9464 Soaring Oaks Drive Elk Grove, CA 95758 David P. Stone Bruce A Mills, Inc. 1401 El Camino Ave, Ste 200 Sacramento, CA 95815 Hoang (Johnny) Q. To Golden Land Realty & Mortgage 2466 Starling Lane West Sacramento, CA 95691 Kevin A. Watkins Ron Allen & Associates R. E. 2251 Florin Road, Ste 108 Sacramento, CA 95822 Is $350 Worth 1 Call ? Real estate agents involved in investment property sales are often asked whom they would recommend for property management. The question is, what are the differences between the various companies? To help you find out, call for our free report, Selecting A Property Manager. Many agents refer to HomePointe, and are rewarded with the highest referral fees paid in the area. Call us to learn more. Linda J Clifford Clifford Land Associates 3286 Fitzgerald Rd Rancho Cordova, CA 95742 Valentin Fedorovici Westfort Realty 5441 Fair Oaks Blvd #C2 Carmichael, CA 95608 Monther J. Helo Hillcrest Realty 1020 Suncast Lane, Suite 101 El Dorado Hills, CA 95762 Mila I. Tison Millbrae Realty 800 El Camino Real Ste E Millbrae, CA 94030 New Affiliate Members Steven C. Parrish Building Pi Home Inspection 2401 E Street Rio Linda, CA 95673 “We don’t just teach Real Estate Investing... we create Real Estate Investors one at a time!” (916) 429-1205 Bob Machado President CPM, MPM Visit us for a list of services, FREE information & rental listings WWW.homepointe.com HOUSES - DUPLEXES - CONDOS- APARTMENTS NOW WITH 3 LOCATIONS TO SERVE YOU! 5896 South Land Park Dr. Sacramento, CA 95822 (916) 429-1205 8856 Greenback Ln. #A Orangevale, CA 95662 (916) 988-5300 14 Sacramento REALTOR® • February 2007 3931 Durock Rd. Cameron Park, CA 95682 (530) 677-7917 Get started by calling me directly or visiting www.nruniversity.com for more information on our ACE (American Council on Education) approved courses! Tonia Parker Independent Student Advisor (916) 983-9840 Thank You to All of Those Who Helped Build Our Three Wonderful CanTrees! Alan Wagner Ava Simpson Bob Baker Bobby Campbell Brandie Kachur Brandy de la Cruz Bruce Durham Carol Edon Cassie Papin Chris Clark Chuck Manly Chun Lee Claudia Niedzelski Cora Lee Holman Cynthia Koezko Dan McCurry Daniel Camarena Daniel Kloczko Dave Howe Dave Lehman Dave Tanner David Boliard David Coal David Hagar Debi Poole Denise Larson Dennis Jay Johnson Dennis Meyers Des Lenz Don Driever Doug Covill Eddie Fairchild Eric Rasmusson Erin Pace Francisco Cuellar Frank Babcock Gary Sekigahama Ginger Berenguer Gloria Ferry Greg Vlasek Ilah Turner James Hanson Jean Priest Joe Orbeck John Adams Jon Nastro Juan Lashley Judie Brooks Julie Williams Karen Funk Kathy Fox Kellie Swayne Keri Rasmussen Leigh Rutledge Liz Eisenhower Lori Davidson Lori Mode Luci Htain Mark Degennar Mary McCall Matt Walton Melissa Demas Michael Chand Michelle Martin Michelle Kloss Michelle Lehman Nelson Janes Nicole Saizan Nita Castro Norm Wagner Pam Poore Patricia Ann Calloway Patrick Lieuw Patrick O’Hare Paula Swayne Pauline Sheppard Peggy Coughlin Rick Beardsley Rosanna Garcia Samantha Toronto Shelley Hescock Shirley Delao Shon Knight Stacy Gonzalez Stephen Thompson Steve Cassani Sue Chand Sue Olson Terry Brown Tim McGuire Tim Weisbeck Tina Wilks Victor Banda Wayne Saunders Wendy Moore *Regional Meeting Locations Meeting: CENTRAL Days held: 2nd-5th Tuesdays Time: 8:30 - 9:30am Location: SAR Mack Powell Auditorium Coordinator: Sherri Radovich, Washington Mutual 567-5345 Izzy Y-Devine, Home Guard 568-7300 Organized caravan: yes Meeting: LAND PARK/POCKET Days held: 2nd-5th Tuesdays Time: 8:30 - 9:30am Location:Elk’s Lodge, 6446 Riverside Blvd., Sacramento Coordinator: Karla Oppliger, Coldwell BankerDunnigan, 422-3756 Linda Morgan, Washington Mutual 284-6167 Organized caravan: no Meeting: ORANGEVALE Days held: 2nd-5th Tuesdays Time: 8:15 - 9:15am Location: Orangevale Community Center, 6826 Hazel Avenue, Orangevale Coordinator: Pam Poore, Century 21 – Select 536-4200 Organized caravan: yes Meeting: ELK GROVE Days held: 2nd-5th Tuesdays Time: 8:30 - 9:15am Location: Stockman’s Community Serv., 9275 E. Stockton Blvd., Elk Grove Coordinators: Bruce Slaton, Keller Williams, 480-8658 [email protected] Gary Palmer, Lyon Elk Grove, 683-6600 Organized caravan: yes Meeting: FOLSOM Days held: 2nd-5th Tuesdays Time: 8:30 - 9:15am Location: Folsom Community Center, West Rm, 52 Natomas Street, Folsom Coordinators: Brie Cropp, Chicago Title, 673-1400 Jack Falk, Keller Williams, 220-7653 Organized caravan: yes Meeting: WEST SACRAMENTO Days held: 2nd and 4th Tuesdays Time: 8:30 - 9:30am Location: Yacht Club, 3365 S. River Rd., West Sacramento Coordinator: Joanie Kapell, North American Title 869-7048 Organized caravan: yes Meeting: NATOMAS Days held: 2nd-5th Tuesdays Time: 9:00 - 10:00am Location: Johnny Carino’s, 3860 Truxel Rd., Sacramento Coordinators: Alyc Maselli, North American Title 761-5226 Eric Olsen, Prudential Natomas 646-2900 Organized caravan: yes Sacramento REALTOR® • February 2007 15 Meetings subject to change March — (T) Training Rm; (B) Board Rm; (A) Auditorium 1 2 Upside Down/Under Water (Short Sale) (A) 9:00am-Noon Affiliate/Finance Forum (A) 9:00 – 10:30am CanTree Committee (B) 10:15 – 11:30am REVEI (T) 12:30 – 3:30pm 5 6 7 MetroList Hands-On (T) 8:30am – 4:00pm Main Meeting (A) 9:00 – 10:30am New Member Orientation (B) 8:30am – 12:30pm REVEI (T) 9:30am – 12:30pm Interns (B) 2:00 – 3:00pm WCR (A) Noon– 1:30pm New Member Orientation (B) 12:30 – 4:30pm 8 GRI (A) 8:00am – 5:00pm Realtist (A) 9:00 – 11:00am Masters Club Committee (B) 9:30 – 11:00am Community Relations Committee (B) 10:15 – 11:45am 9 Equal Opportunity/Cultural Diversity Committee (B) 11:15am – 12:30pm REVEI (T) 12:30 – 3:30pm Exams (T) 2:00 – 4:30pm 12 13 14 15 16 MetroList Training (A) 9:00am – 3:30pm Regional Meetings (Various locations) New Member Orientation (A)8:30am – 12:30pm Masters Club Luncheon (offsite – Hyatt) 11:00am – 2:00pm E Pro (A) 2:00 – 3:30pm Young Professionals Council (A) Legislative Committee (B) 9:30 – 10:30am Building Common Wealth Class (A) 10:00am - Noon REVEI (T) 9:30am – 12:30pm Education Committee (B) 10:30 – 11:30am New Member Orientation (B) 12:30– 4:30pm 8:30 – 9:30am WCR Luncheon (A) 11:00am – 2:00pm REVEI (T) 12:30 – 3:30pm Interns (T) 2:00 – 3:00pm 19 20 21 22 23 MetroList Hands-On (T) 8:30am – 4:00pm Regional Meetings (Various locations) New Member Orientation (A) 8:30am – 12:30pm Commercial Speaker Series Event (A) 8:30am – 12:30pm Broker/Manager Forum (B) 9:00 – 10:00am New Member Orientation (B) 12:30 – 4:30pm REVEI (T) 9:30am – 12:30pm Interns (B) 2:00 – 3:00pm REVEI (T) 12:30 – 3:30pm Hometown Hero Committee (P) 1:00–2:00pm Board of Directors Meeting (B) 9:00 -11:00am Exams (T) 2:00 – 4:30pm 26 27 MetroList Training (A) 9:00am – 3:30pm Regional Meetings (Various locations) WinForms (A) 9:00am – Noon REVEI (T) 9:30am – 12:30pm New Member Orientation (B) 12:30 – 4:30pm Exams (T) 2:00 – 4:30pm 28 CCIM 101 Class (A) 9:00am – 6:00pm New Member Orientation (B) 8:30am–12:30pm SAR Closed 1:00 – 2:00pm Housing Opportunity Committee (B) 2:00 – 3:00pm 29 30 45 Hours in ½ Day (A) 1:00 – 4:00pm Conditional License Class (A) 8:30am – 5:00pm REVEI (T) 12:30 – 3:30pm RETI Series (A) 9:00am - Noon Interns (B) 2:00 – 3:00pm ExperienceCounts American Home Mortgage’s Sacramento branch 2006 achievements: • #1 Loan production out of 150 American Home Mortgage branches. • #1 Pacific Region Branch for the past Twelve Years. • Closed more than 1,500 loans in 2006. Dave Heard Vice President Branch Manager Chairman’s Club Ext.100 Dave Whiteside Loan Officer Chairman’s Club Ext.101 Jim Marco Ray Gin Loan Officer Chairman’s Club Ext.104 Loan Officer Ext.102 Jack Maple Senior Mortgage Consultant Ext.110 916.923.9130 800.469.5363 Toll Free American Home Mortgage 1610 Arden Way, Suite 275 Sacramento, CA 95815 Lic by the Dept. of Corp. Under the CRML Act. Equal Housing Lender. © 2007 Licensed or authorized mortgage lender throughout the fifty states and the District of Columbia as American Home Mortgage Corp. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. AHMLR - 061200611. American Home Mortgage’s knowledgeable loan professionals will assist your buyers in finding the right loan program to fit their needs! 20 Minute loan approvals! Call today to discuss your clients needs! 16 Sacramento REALTOR® • February 2007