Joe Kokela calls for greater effort to help SA`s dispossessed
Transcription
Joe Kokela calls for greater effort to help SA`s dispossessed
The official organ of Sasbo, The Finance Union, est. 1916 www.sasbo.org.za Vol 37 No 7 December 2015 Vol 37 No 7 December 2015 page 3 Meet the new Mancom members page 4-7 Feedback from Executive National Congress 2015 page 10 page 16 Black Women Charter Bursary applications Sasbo’s study grants The Sasbo Black Women Charter creates educational opportunities. Applications for Sasbo’s study grants are open. Moses Lekota’s inaugural Joe Kokela calls for presidential address greater effort to help M SA’s dispossessed oses Lekota, who has been elected to succeed Joe Kokela as Sasbo’s president, began his first presidential address to the union’s National Executive Congress by thanking the delegates for democratically electing him and giving him the honour of becoming the union’s leader. “To become the president of an organisation as dynamic, sophisticated and old as Sasbo is humbling but invigorating. It is a responsibility that I will not take lightly. I will do my utmost to take Sasbo forward in the interests of all finance workers,” he told Congress. “Mine is not a job for one man alone; I will work with you all. Transparency and member involvement will be the key to our success.” Moses paid tribute to Joe Kokela saying: “He was a strong president who 1 I n his final presidential address to Sasbo, Joe Kokela, who, after his record 15 consecutive years in office, is the union’s longest-serving and most popular president, made an impassioned call for a better deal for South Africa’s poor and dispossessed. Moses Lekota, Sasbo president. steered us through many challenges. He always stood up for members and represented Sasbo very well in UNI thereby putting Sasbo on the global map. He had brilliant ideas and was not afraid to network. He played a Continued on page 3 Joe, who has relinquished his presidential reins to become the union’s first black general secretary from January 2016, devoted a significant portion of his address to thanking the union’s members and Management Committee for the guidance and support they gave him during his years as president. Joe’s speech was a highlight of Congress 2016. Here is what he said: We are making history – Sasbo is 99 years old and next year we are celebrating 100 years. This makes Sasbo the oldest union in South Africa. Joe Kokela, Sasbo general secretary. We have had to face challenges as a country and as a union. In 2015 there were more than 30 demonstrations in six Continued on page 9 The official organ of Sasbo, The Finance Union, est. 1916 Vol 37 No 7 December 2015 www.sasbo.org.za Editorial The stats tell a tale of dedicated service A Sasbo National Executive Congress is the occasion when Sasbo’s leaders gather on behalf of the union’s members to evaluate their union’s negotiating achievements, the effectiveness of past policies and to set new policies and priorities. Equally importantly, they monitor the extent and quality of the union’s services to its members over the preceding year. When measured against the country’s weakening economy and what is happening elsewhere in the employment market the salary improvements achieved (they are detailed elsewhere in this edition) are impressive, more especially when measured against the high levels of job security that Sasbo has achieved. Sasbo Head Office Fourmall Office Park West, Sasbo House, Roos Road, Fourways. Private Bag X84, Bryanston, 2021. Tel: (011) 467 0192. Fax: (011) 467 0188. Sasbo News Fax (011) 234 1501. e–mail [email protected]. The Sasbo News contact number is specifically for matters regarding the newspaper (changes of address and non–receipt of newspapers should be advised to Sasbo Headquarters). Along with the foregoing are the commendable levels of corporate care that finance sector workers enjoy (more about that later in this editorial). The extent to which Sasbo works to serve its members is remarkable. Over and above the hundreds of meetings with members and managements, the hundreds of legal interventions and the many thousands of telephone calls, over the past year Sasbo officials conducted 11 128 branch visits – more than 40 each working day – and sent out more than 200 000 SMS messages. This newspaper, which gives members a further link with their union’s efforts on their behalf, was rated South Africa’s fourth best corporate newspaper out of the many hundreds. Some unions might consider the fore- going sufficient. Not Sasbo. Congress 2015 has instructed its secretariat to investigate and adopt further measures aimed at intensifying two-way communication between the union and its members. Employment conditions and job protection in the South African finance sector – more particularly those at the five major banks – rank amongst the best in the world. They might even be the best. This happy circumstance did not happen in isolation. Nor is it a gift bestowed on employees by management. It is the result of the century of consistent Sasbo interaction with finance sector employers on behalf of its members. The result: Sasbo and the finance sector employers with which it interacts stand head Relax while you can ahead of a rough year T he opportunity to ease the pressures and relax that the Festive Season affords is always welcome. This year the break and opportunity to recharge our batteries will be more welcome than most because 2016 promises to be a rough year. The negative forces lining up against working people are becoming increasingly overwhelming. Our overriding political situation cannot be labelled either stable or happy. Our parliament is becoming dysfunctional. Demonstrations against inequalities, poor service delivery, crime and corruption are mounting with alarming frequency. If these pressures are not soon eased, mayhem could result. To say that the country’s economy is facing grave difficulties is an understatement. The serious problems being faced by key areas of our economy aside, the South African economy is heading towards being accorded junk status rating by the international rating agencies. A junk status rating will trigger a host of financial difficulties - slashed foreign investments, rising interest rates, increased import costs, supply shortages and job losses amongst them. With our pockets already ravaged by power bills, we have not yet seen the end of the crisis. Eskom is calling for further increases to our barely manageable electricity prices and they might be granted. The serious drought our country is experiencing is already increasing the cost of basic foods on which the poor depend. Added to that must be the and shoulders above all other South African industries in terms of mutual trust and co-operation. Now comes the important part of this message. Whose achievement is the employee’s side of this fine coin? Is it the efforts of the union’s various secretariats through the decades, or of the dedication and good sense of the union members? The answer is, of course, that the credit must go to both parties. But most of all it must go to the union members – rank and file employees all – who have had the good sense to form a union to protect their interests and to support it and involve themselves in its administration these many years. It goes without saying that, for our own sakes, we must all continue along this healthy path. S country’s looming water crisis. Our water supply systems are already under threat. With the drought scheduled to last till around March they will come under further strain bringing as yet unpredictable negative consequences for communities and wage-earners. With the EFF threatening to target their bank for a series of sit-in demonstrations, Absa employees might be in for a particularly rough ride. In times like these finance workers have to bless the fact that they are working in an sector which is more stable than most. And that they have Sasbo to protect their interests. As with any crisis, the best way forward for each one of us is to remain calm and focused; tighten our spending; do our outmost to increase our own value at whatever work we do; help to promote the strength and stability of the company that has become our second home, and to strengthen the unity and influence of Sasbo, the trade union that safeguards our security. S 2 The official organ of Sasbo, The Finance Union, est. 1916 Vol 37 No 7 December 2015 www.sasbo.org.za The new Mancom is ready to make a difference O nly two of the previous Management Committee members remain on the committee for the next term. They are President Moses Lakota and Liesl Hollis. For the first time Mancom also boast three female members. Sasbo News asked them a few questions to get to know them better: Moses Lekota Why did you want to be on Mancom? The duty of the Management Committee is to safeguard the financial interest of the Union. I joined Mancom to make a contribution and a positive difference that would benefit our members in particular and the union at large. What are you plans? What do you want to accomplish? I highlighted three priorities during my opening speech, i.e. membership growth, unity and cohesion as well as transformation of the finance sector. We need to put the interests of our members first and be continually responsive to the growing needs of our members, thus ensuring that we are “making a positive difference” in the lives of our members. Message for the Union? Sasbo is for all who believe and belong in it. Robert Motlhabane I was nominated by my BEC, so to me it was an honour to serve the members. I have been deployed by members and my plan is to serve them in dignity and be loyal and abide by the Constitution and the Resolutions of the Congress as mandated. As a Deputy President , I need to support the President’s vision. I cannot run a different vision from the President, so the issue of serving members is very vital and that must be accomplished. I wish to see a strong Sasbo and a worker controlled Union. The Centenary Celebrations means that it is the time for Sasbo to do things differently; we need to speak the language of our members. It is our opportunity to take Sasbo to its members, to show that the Union has stood the test of time in advancing and protecting workers rights and interest. As Sasbo we will continue to defend the Unity and the founding principles of Cosatu our Federation. Liesl Hollis I believe that my knowledge and experience will add value to the Management Committee, which enables this Union to grow from strength to strength, for the benefit of all of our members. I want to continue growing the strength of Sasbo, making it a force to 3 The newly elected Management Committee members are: Robert Motlhabane (deputy president), Nommy Jonas, Manny Captain, Stella Dinyake, Moses Lekota (president), Liesl Hollis and David Cedras. be reckoned with, in both the financial sector, as well as within South Africa. Making a positive difference is Sasbo’s new mantra, and I would like to see every member adopt this as their own personal mantra to build our nation. Noxolo (Nommy) Jonas I wanted to be on Mancom to be the voice of the women in Sasbo and in the financial sector as a whole. My plans will be to gain all the knowledge from the existing members, work hand in glove with them together with my new comrades, to push Sasbo to higher limits; to fight for the rights of the workers who are the members of Sasbo; to assist recruitment of more members and to promote our union to the whole universe. Here I am use me, let me be your slave who will bring unity, love, respect and harmony. I promise to go an extra mile to grow our union and be the voice of women in our structures. Amandla! Power to the women! Stella Dinyake I was approached by comrades from our BEC and other branches. They knew my leadership experience, qualifications and they trusted me. They had trust that I am the woman they need. I am in Mancom to serve the interest of our members. My plan is to make Sasbo the talk in the financial sector such that ever employee need to become a member. I want to accomplish a 100 000 members’ mark. To Sasbo, I am part of a Mancom that is serious about membership drive. One Sector, one Union as it is about to happen in Nedbank. We will participate in policymaking that affects our members to make a positive difference. We are the leadership you need. David Cedras I did not choose to be on Mancom. My BEC felt that I could add value to this structure and therefore nominated me which ultimately led me being democratically elected to the position. I consider my election to Mancom a great honour and with the support of my fellow Mancom members I will strive to help grow and strengthen the Union to much greater heights. Manny Captain I was elected to serve the interests of our members, make a difference in their lives as a whole. I would like to add value in the sector and industry. S Moses Lekota’s inaugural presidential address Continued from page 1 crucial role in Cosatu CEC ensuring unity. I am grateful and honoured to be chosen to fill such big shoes. “My future priorities for our union are: • Membership growth. It is crucial for us to embark on a recruitment campaign. We are at the crossroads with many jobs disappearing. But new jobs will be created and we have to be there. Our members must learn new skills to take the new jobs. As a trade union we have to be available. We must equip our members to learn new skills. • Unity and cohesion. We have no option but to strengthen unity and cohesion. We have to build good relationships between us. We must stand together. • Transformation in the finance sector. We have a big role to play in this regard. We need the employers to come to us in their decisionmaking so that we can advise them and protect our members. ‘We must work harder and even closer together to strengthen our alliances. “I am proud to be your president. I will be a working president. I want to make a difference. “The main part of my talent and energy will go into serving you, the members. I will need your help and support, good advice, network and resources. We can move the world together. Together, we are going to make a positive difference. Thank you.” S The official organ of Sasbo, The Finance Union, est. 1916 www.sasbo.org.za Vol 37 No 7 December 2015 Sasbo Annual Congress 2015 Sasbo the positive difference in a negative economic environment D elivering a wide-ranging Secretariat’s Report that covered inter alia global and local economic development, the union’s vision communications and achievement and the outstanding success of Sasbo’s legal department and wage negotiations, acting general secretary, Ben Venter, gave the delegates to Congress 2015 irrefutable evidence of a Sasbo continuing to be the positive difference for its members in an employment climate weighed down by negatives. He told the delegates that the union’s vision for the future was to remain the premier trade union in the finance sector. Sasbo’s mission remained to continue making a positive difference to the lives of its members by influencing the sector’s stakeholders to adopt enlightened employment practices and by giving its members the support they need through its highly developed professional services. Here are summarised highlights of his address. The Global Economy The global economy continued on a road to recovery and recorded a disappointingly slow pace of growth the past year. The global environment has been dominated by heightened uncertainty relating to the debt crisis in Greece and the sharp decline in equity prices in China, registering the slowest pace of expansion in more than six years. Africa experienced declining export revenues translating into a weakening of the trade balances and deteriorating growth prospects, lower export prices and furthermore the reduced international investor risk appetite translated into currency depreciation. South African Economy In South Africa, the growth outlook remains weak. We have seen declining business and consumer confidence in 2015. The rand has been volatile and depreciated significantly. Employment growth in the private sector continued to disappoint, aggravated by factors such as weak domestic demand and electricity supply constraints. Inflation is expected to breach the upper end of the Reserve Bank’s target range next year. The forecast for core inflation is expected to average 5,6% in 2015, and declining to 5,4% and 5,2% in 2016 and 2017. Rival Union A number of Pretoria BEC members formed a union in Absa Waltloo Processing Centre. The Union is called FUWO. Their shop stewards have planned this union for some time. Communication Channels At the previous Congress, a resolution was passed calling on the Management Committee to urgently investigate the feasibility of introducing a Sasbo App, Facebook and Twitter to enable members to have more information on a regular basis. The Management Committee tasked Ipsos, a market research company, to do an independent study on Sasbo’s Corporate Reputation. A representative sample was taken from our members as well as non-members. A total of 910 interviews were conducted. Among the research were specific questions about social media. The Management Committee unpacked these results at a strategic offsite meeting earlier this year. The following questions were posed to Sasbo members: 1. Which medium would you prefer Sasbo to use when providing information? 2. How would you like Sasbo to contact you directly? 3. How satisfied are you with the current communication from Sasbo? On the 28th of May the results were sent to all the Branch Executive Committees. Our members prefered emails above any other form of communication to be used when providing information. Members also prefered emails above any other medium to interact with Sasbo directly. A Sasbo app or social media is therefore not considered to be strategic priorities for the short to medium term. The Ipsos Survey covered a broad spectrum of communication needs and as a result Sasbo is in the process of rejuvenating its total communi- cation model. Over and above the statistics to be presented on communication, Congress viewed some of the Sasbo videos produced during the past year. Sasbo News was voted 4th best corporate newspaper by South African Publication Forum held annually. Marketing Sasbo’s latest advertisements in the SA Banker and Bounce Magazines have received positive feedback. Ben Venter, Sasbo acting general secretary. New logo The union’s new logo includes the words 100 years and is especially designed to celebrate the union’s centenary in 2016. UNI Congress 2014 This global labour congress was a first for Africa; 109 countries were represented in Cape Town. Job creation and world inequality were some of the issues discussed at the congress. Legal Sasbo’s Legal Department once again had an exceptional year and made a huge difference in its members’ lives. The union’s legal files have increased six-fold in the past ten years. Definite trends are: • A growing willingness on the members’ part to challenge the banks • An increase in dishonesty related issues • More and more members are ignoring Sasbo’s advice not to take their chances with dire consequences (resulting in cost orders against them) • A total of 2060 for the year Membership The union’s membership figures remain stable in a shrinking financial environment with positive growth in the new generation banks and in particular Old Mutual. External impact Strike ballots are under the microscope. The contentious issue is currently on the table for discussion at Nedlac. Changes to the Pension Act may not take effect in March 2016. Wage Negotiations Once again, Sasbo’s wage negotiations resulted in inflation-beating settlements. The total quantum of the settlements including bonuses far outpaced other sectors in South Africa. Membership Services For the period 1 September 2014 to 31 August 2015, our Branch Executive Committees met 253 times with 300 Sasbo officials attendances For the period September 2014 to August 2015, Sasbo officials assisted members in the following ways: Conducted 11 128 branch visits Recruited 12 234 new members Telesales recruited 4 097 new members Sent out 204 355 SMSs Unity is Strength! S Since the recession our legal cases reached an all-time high in 2014. In 2015 (about 66% of 2014 figure) • Represented 364 members in Grievance Hearings • Represented 1 696 members in Disciplinary Hearings Wage Negotiations 12 10 8 % 6 4 2 0 1 2 Nedbank 3 4 5 Absa 6 7 FNB 8 Year 9 10 11 Standard 12 13 14 15 Cpl 4 The official organ of Sasbo, The Finance Union, est. 1916 Vol 37 No 7 December 2015 www.sasbo.org.za Sasbo Annual Congress 2015 Sasbo’s substantial negotiation achievements at a glance S asbo’s National Executive Congress is the time when the union’s achievements in negotiating better salaries and working conditions come under member scrutiny. Given the times we live in, and the deals and insecurities elsewhere in the jobs market, it is not surprising that Sasbo’s 2015/6 negotiating achievements at the various banks were well received. Here is a summarised breakdown of those results as presented by the respective assistant general secretaries: Eugene Ebersohn, Sasbo assistant general secretary. Standard Bank Eugene Ebersohn, assistant general secretary presented this feedback. Salary Negotiations • Overall settlement – 8.5% with a minimum of 7.6% for all staff rated as Met Some but Not All and above. However, for the second year, staff rated as Did Not Meet also received a minimum increase of 5.3%. Only staff rated as Did Not Meet for two consecutive years or who were on a Poor Performance Programme as at 31 December did not qualify for the increase (only around 0.1% of staff fell into this category). • A bonus payment of 7% was also paid to staff based on individual performance. Averaging Hours of Work (170 hours/4-week cycle) was introduced and agreed to and all were voluntary conversions in the following areas: • Credit Rehabilitation and Recoveries (“CRR”) – Fixed Hours into Flexi Hours of Work. Bonuses were paid and the bank had to • • • • improve their offer twice before Sasbo agreed to the proposal. Cash Shared Services (“CSS”) – Conversion to Averaging of Hours of Work (170/4-week cycle) with a 7% increase to their basic salaries. Operations Shared Services (“OSS”) – Introduced Averaging of Hours of Work. 25/25 Hour Contract – scheduled for 25 “long” weeks (6 days) and 25 short weeks (5 days or less) in a year. Affected staff who converted received an increase in salary. Group Technology Operations – Extending Existing Averaging of Working Hours Agreement – Employees were allowed to accept the new terms and conditions on a voluntary basis and for those who accepted a 15% increase was added on to their GP. Conversion of Temp Staff to Permanent Staff • Sasbo takes pride in the fact that the union played a pivotal role to secure terms and conditions for the appointment of approximately 3 000 Quest employees to positions in the branch network, through a process of professional negotiations with Standard Bank and in a way that struck a balance between Standard Bank’s operational needs and arriving at the best possible deal for these new employees. • Staff will work 110 hours – Sasbo made a significant impact in making this happen. • There were a total of 1 600 staff converted in the following areas: Cash Centres, OSS and Contact Centres/Call Centres. Section 197 Transfer: Mahikeng and Mthatha Cash Centres • Standard Bank Cash Centres situated in Mahikeng and Mthatha was identified for operations to be handed over to SBV as a going concern. • 32 employees were transferred on a Section 197 at the Mthatha Cash Centre to SBV. • Some functionality will remain with Standard Bank, and will in future be referred to as “Blue Rooms”. • Sasbo attended the presentation at Mthatha were the feedback from employees was that they perceived the terms and conditions of transfer as fair. There has been a significant reduction in Section 189 retrenchments and restructuring exercises this past year. OBR i.e. variable portion of the salary above this level • The OBR Unit rate was increased by 11% • This higher unit rate was backdated to the salary increase date Restraint of Trade Employees at a particular business unit received a Restraint of Trade contract with instructions to sign acceptance. The union raised concern with the blanket approach and requested that the document be withdrawn. Agreement was reached that the document would be withdrawn from all but Brokers within the business. Vanessa Hattingh, Sasbo assistant general secretary. FNB Vanessa Hattingh delivered this presentation: Salary Settlement 2015/2016 FNB’s settlement led to the highest guaranteed minimum of the “Big Four” banks for Bands D – F. • 2.5 – 2.9 rating were promised a minimum overall spend 4.5%. • 3 performers within FNB – minimum guaranteed 7.6% with minimum overall spend of 9% • 3 performers within Wesbank – minimum guaranteed 6.0% • 4 performers – minimum guaranteed 9% with minimum overall spend of 10% • 5 performers – minimum guaranteed 13% with no cap • 10% overall spend Recognition payments and Bonuses Band D – F • 3 – 3.5 performers – R8 500 • 3.6 – 3.9 performers – Minimum payment of R11 000 or 8% of annual package (whichever is the higher) • 4 performers – Minimum payment of R14 000 or 10.5% of annual package (whichever is the higher) • 5 performers – Minimum payment of R20 000 or 15% of annual package (whichever is the higher) 2016 OBR Recalibration Increase • Outcome based Remuneration employees received a 6% increase • Sasbo requested the Bank to urgently consider increasing the Bonus Payments The SJC raised concern about employees who have their employment terminated through no fault of their own, e.g. retrenchment or retirement, potentially not benefiting from a bonus. Agreement that once settlement is reached employees who proceed on a no fault termination will benefit from the agreed bonus Wesbank CCMA Application • Sasbo and the bank were in discussions on a transfer of employees where there was potentially extensive additional travel. • The Bank unilaterally implemented a hardship application process with limits that were unacceptable. • Sasbo requested Wesbank retract the communication – Wesbank refused. • Sasbo made an application to the CCMA to have the communication retracted and to have Wesbank consult Sasbo on the matter. • Wesbank retracted the communication and entered into discussions with Sasbo. Agreements reached • Banking Channels Subsidised Accommodation Minor changes and updates • Transfer Allowance • Recognition Agreement – Minor changes and updates • FNB Enterprise and Customer Services Dress Code Policy • Wesbank Naming Conventions, i.e Milestones and Occupational Levels • FNB Conference and Learning Centre Corporate Wardrobe Policy SASBOsure Exclusive Personal Insurance – The Perfect Union of Trust and Care. Call SASBOsure on 0860 744 447 for a quote. 5 The official organ of Sasbo, The Finance Union, est. 1916 www.sasbo.org.za Vol 37 No 7 December 2015 Sasbo Annual Congress 2015 Extended Hours and Sunday work • The Bank expressed a wish to extend operating hours and implement Sunday work in all branches i.e. 7-day work week. • Sasbo expressed concern with both the extended hours and the proposed 7-day work week which would result in Sunday work being normal hours. • The parties agreed on a pilot group of branches in Gauteng with the following provisions: - Sunday work must be voluntary and paid double time - The Bank will report back on a monthly basis - The Union will visit these selected branches regularly to gauge employee sentiment - Overtime must be paid where employees wish. Employees cannot be forced to take time off in lieu of overtime - There must be a continuous rest period of 36 hours per week as per the BCEA Operational Requirements • Various interventions by the union resulted in reduced numbers of employees being retrenched. • Retrenchment processes were stopped when the Union were of the view that the Bank did not follow proper agreed procedures. • Natural attrition and transfers were used to avoid retrenchments in a large business case. • Voluntary retrenchments were used as a method of avoiding forced retrenchments. Gizelle Conradie, Sasbo assistant general secretary. Absa Gizelle Conradie reported back on the Absa portfolio: Branch Banking Incentive Scheme entails: • Five payments of incentive bonuses (Quarterly Incentive payments based on Bank Business overall performance and a 5th Annual payment will be based on individual performance) • There is an alignment between incentive and the balance scorecard (5 Cs) • It is intended to move towards the “Go To” bank • If Business Performance Scorecard is ‘off Track’ – no incentives are paid out • Individuals with a Final Written Warning on file during a quarter will qualify for a proportionate payment in the applicable quarter • Annual Incentive Plan is based on Distribution Methodology (‘Outstanding’ performance will receive 2.5 X quarterly amount, etc.) There was a workshop on 21 May 2015 on Performance Development and the following improvements were tabled: • Shorter timelines to expedite feedback on year-end ratings • More time on self review and it opens sooner to get maximum participation • More time for colleagues to prepare • No colleague feedback on system because staff members are overloaded with requests at the end of year to provide feedback and an improved communication plan is proposed • Manager review will open sooner • Because ratings were not clearly defined (i.e., improvement needed, good, strong, very strong and outstanding) the “good” rating descriptor was simplified • Business-led consistency checks ensures a fair rating differentiation. There is no central global signingoff anymore • More simpler review forms to complete Working hours policy • Sasbo had a Special INC on 9 May 2015 and one of the concerns raised was overtime payment and timeoff. Sasbo sent questionnaires to our members. It was evident that minimal staff complement had a major impact on the granting of time-off. Managers resort to the excuse that there is no budget for the payment of overtime and the Bank confirmed that there is a budget for it! A senior official referred to the claiming of overtime as nothing but “professional fraud”. The union informed the Bank of the magnitude of this problem. The Bank was stunned and sent out a communication regarding undisclosed and the non-payment of overtime. Corporate wardrobe • Fittings were done until November 2015 • Extra clothing was included: Overdraft loan facility of R 3000 repayable over 12 months at a minimum rate of R100 pm subject to normal scoring processes (Excludes staff receiving Debt Counselling) • Applications declined did not affect the applicant’s credit rating • Branch Administration training is important in the next round because it was a major problem. Project Sunrise • Examples of how Project Sunrise is implemented in the branch network: Consultants must complete Daily Huddle Boards every afternoon after the ‘wash-up’ meeting for the following morning. After the Daily Huddle meeting, the Consultants meet other SBUs (if any) in the Branch for a DAS (Daily Appointment Schedule) to exchange client contacts • Consultants are also provided with a time structure board where they have to schedule what they will be doing every hour of the day The problems experienced include: • Staff complement decreased dramatically even during peak periods, while administration has increased • Systems are often off-line • Multi-skilling becomes difficult yet expected • The drive is to complete paperless banking, e.g. no proof of deposit or withdrawal slips • Budgets for things like cash transportation, overtime and staff refreshments are constantly decreased and sales targets increased Pension Fund & GLA • New and old employees between 55 and 62 may join the fund • Once off option for married women to join the Fund • Members given the choice to purchase an annuity from an external provider. New joiners have the option to either purchase an external annuity or opt for the living annuity from the Absa Fund • New joiners will not receive a spouse’s and children’s pension but instead pay-out lump sum death benefits and only the member share of the Fund. • Disability Fund is a lump sum of 2 X annual pensionable salary payable for the loss of limbs/vision • Due to tax changes the disability benefit in payment has increased. It is now being investigated to bring it back to 66.67% Special projects • Project Jemima – The Section 197(6) Agreement has been signed and the roll-out phase is almost complete • Project Genesis - Collections Call Centre transfer - the Union successfully secured good benefits for the affected staff members • Absa Collections Incentive Plan • Negotiations commenced on updating Employee Relations Policy which includes the Disciplinary Policy, Grievance Procedure and Capacity Policy • Under review still was the Retrenchment and Reassignment Collective Agreement and the impact of S 189A on restructuring in Absa • Annual Salary Negotiations to commence in January 2016 Wayne Hattingh, Sasbo assistant general secretary. Nedbank Wayne Hattingh, gave these annual overviews for Nedbank and SBV. Salary Negotiations Salaries 2015 • The total spend by the Bank – 15.0 % • Increases on Guaranteed Remuneration – 7.50 % • Annual STI – 7.50 % • Minimum Remuneration – R 132 000 p/a Car Allowance Sasbo raised this matter with the bank on the basis that the bank has as a requirement that employees need to travel at least 3 000 kms per annum in order to structure car/travel allowance into their salary package. Sasbo contends that there should be no minimum requirement related to actual business mileage travelled. There is no requirement in the Income Tax Act, save to say that there is actual business mileage travelled and that the job requires an individual to travel on bank business. Various negotiations have taken place with the bank and they remain steadfast in their views that they have no legal obligation to remove the limitation. We are continuing to address this matter. Bank Assisted Matric Qualifications This matter was raised with the bank following this year’s INC. The bank responded by advising that there were a number of employees who have been assisted in obtaining their matric and the bank will continue to do so. Restructuring There were a number of restructuring exercises during the course of 2015. 6 The official organ of Sasbo, The Finance Union, est. 1916 Vol 37 No 7 December 2015 www.sasbo.org.za Sasbo Annual Congress 2015 These included among others: • BAC - Branch Administration Centres • HR (Part of SAP) • Nedbank Insurance • Integration of Corporate and Capital (CIB) There was limited disruption to the working conditions of employees. No reduction in remuneration. There was some reporting line changes and some instances employees were relocated which was within banks policy. None of the restructuring resulted in wholesale retrenchments. Corporate Wardrobe • The bank will fund an amount of up to R3 600 per annum over a two-year period. This full amount is subsidised. • The previous benefit allowed for R3 000 per annum over a twoyear period of which 80% was subsidised • This applies to all permanent employees with immediate effect. Overtime • We have through the year addressed a number of areas in the bank not compensating staff for overtime. • This has resulted in meeting with the Area and Regional Management • These matters have all been resolved in that staff will be paid or given time off. • It has been confirmed, following intervention on the part of Sasbo, that staff determine how they wish to be rewarded for the overtime worked. • A communication was sent to members in this regard. Recognition agreement • Both unions were given notice cancelling the current Relationship Agreement. • The main thrust of the proposed changes relate to thresholds. • Sasbo has nothing to be concerned about as our membership numbers are in positive territory. SBV Salary negotiations • Increases based on performance ratings • 92% of employees received an increase of 8.5% and more • Shift, standby and callout allowances increased by 20% • Overall salary bill increased by 8.75% Uniforms A demand for uniforms for processing staff was made and the company will be rolling this out in due course. Maternity leave • Maternity leave was 30% of salary • Now it is 100% of salary Subsistence allowance increases (meals only) Breakfast from R45 to R70 Lunch from R45 to R70 Dinner from R80 to R105 Long service award • Five years stays a certificate • Ten years used to be a framed certificate and cash/gift to the value of R1 000 now it is R5 000 • 15 years didn’t have an award before, it is now R5 000 • 20 years used to be a framed certificate and cash/gift to the value of R2 000 now it is R10 000 • 30 years used to be a framed certificate and cash/gift to the value of R3 000 now it is R15 000 • 40 years used to be a framed certificate and cash/gift to the value of R5 000 now it is R20 000 Myan Soobramoney, Sasbo national secretary. Other banks Myan Soobramoney is the union’s national secretary. He gave a presentation on the activities on the other banks: Sasbo Recognition Agreements Sasbo has, aside from the Big Four Banks, Recognition Agreements with the following other banks and other financial institutions: • African Bank • Bank of Athens • Bankserv Africa •IPS •Landbank • National Housing Finance Corporation (NHFC) • Old Mutual •Samwumed •Santam • SA Reserve Bank •SBV • U Bank (Previously Teba Bank) • VBS Mutual Bank No or limted organisational rights Sasbo is also actively pursuing membership growth towards the achievement of FULL Organisational Rights with the following other financial institutions: • Capitec Bank African Bank • 2015 – 2016 Salary Negotiations refer to Sasbo News V37N6 in this regard • 2014 – 2015 Salary Settlement - Salary Negotiations took place while the Bank was under curatorship – which was unprecedented - Performance related salary increase guaranteed minimum of 7.25%, total spend 8.22% - Minimum salaries increased by 6.3% - Medical Aid Subsidy increased from R700 to R750 • African Bank was placed under curatorship on 10 August 2014. At Sasbo’s insistence, an historic Memorandum of Understanding (MOU) was signed off between the parties with emphasis on job protection, certainty and stability, regular communication and the setting up of an “ideas forum” • Several branches closed, however, most employees were accommodated at neighbouring branches • Section 189 Retrenchment process commenced and Sasbo was actively involved in ensuring our members’ best interests are protected and promoted throughout this process • Zero forced retrenchments since curatorship to date • Jan Molefe re-elected employee representative as a Provident Fund Trustee • Medical Aid – the Bankmed’s intention to move to Discovery may have member implications • Debt Collector Registration Process affected approximatly 1 500 employees Bank of Athens • Minimum Salary Increases ranged from 7% for 3 raters to 8.75% for those rated 4 and above Bankserv Africa • 7.25% Performance based, plus 0.5% for Adjustments • Transport, Shift Allowances and Salary Scales also increased • Sasbo consulted on restructuring, forced retrenchments were mitigated through voluntary severance options • Conversion of a number of temporary/labour broker staff to permanent following amendments to the LRA IPS • Sasbo negotiated salary increases for IPS of an overall spend of 8.4%, with a minimum increase of 7.5% for all staff with acceptable performance. A performance based bonus of 6.2% was also agreed upon. NHFC (National Housing Finance Corporation) • Salary Settlement provides for a guaranteed minimum of 7% for 3 rater, outstanding performers eligible for a higher percentage increase based on management discretion. Old Mutual • Following the signing of the Recognition Agreement, this was our second (Salary Negotiations) Remuneration Review Consultation process with Old Mutual • Following a referral process back to members for a fresh mandate Sasbo secured a total salary settlement of 6.5% • Sasbo is currently in the process to renegotiate a new collective agreement to ensure inter alia proper access. Landbank • Salary Increase Settlement of 6.9% across the board. Performance ratings used for bonus allocations only • Sasbo reviewed and signed off the following policies: Declaration of Interest, Long service awards, Post-retirement medical aid scheme, Chronic Medical Condition Management, Incapacity Policy and Incapacity Management, Cellular Phone Allowance, Staff Recognition, Overtime, Compensation Management and Performance Management Santam • Following a referral process back to members for a fresh mandate, the following Salary Increase Settlement was agreed to: - Total spend of 6.5% of which the Performance Based guaranteed minimum salary increase is 5.4% - Bonus payment 15% VBS Mutual Bank Despite the chronic financial challenges and difficulties of the Bank, we were able to reach a settlement of 6% SA Reserve Bank • Salary Negotiations: - Intense negotiation process. Bank’s team exhausted their mandate SASBOsure Exclusive Personal Insurance – The Perfect Union of Trust and Care. Call SASBOsure on 0860 744 447 for a quote. 7 Continued on page 10 The official organ of Sasbo, The Finance Union, est. 1916 Vol 37 No 7 December 2015 www.sasbo.org.za How to survive December holiday blues A to mow the lawn or arrange with your garden services. Long grass is a good advertisement that the owner is away. But as the holiday hits, there are a hundred things to think of, leaving one drained and exhausted as the New Year arrives. Here are some handy hints to avert a December disaster! Make sure your municipal bills are paid so that your water and electricity are fine while you’re gone. Switch geysers off. Pull out cords of your electronic equipment to avoid lightning damage. Vacation If you plan to go away for the holidays, decide now and make the arrangements. The longer you wait, the less choice you have and the more expensive it all becomes. If you have reservations, confirm them. Make sure of rules and regulations for flights, border control, etc. Staying home If all that sounds like too much trouble, just stay at home. But don’t let those precious vacation days just slip away. Plan your holiday even if you are at home. If your reason for staying at home is a restricted budget, you can always make day trips that cost less, but are lots of fun and will make memories. Explore your local area. There might be some interesting shops, museums, galleries etc. that you haven’t seen. t this time of year everyone is wishing for December. 2015 has been a long year! Have a look at the weather in the area of your destination. Check your clothes to make sure that bikini or snow shoes still fit. If possible, plan your itinerary ahead of time. Do some homework if you are going to a new destination. This will save time and assure that you know what’s hot and happening and won’t miss a thing. BPS Benefits Financial Institutions Pensioners Society (BPS) Bankmed: Dedicated pensioner option on the toll free helpline 0800 22605633 to assist with claims and queries. Also dedicated pensioner tab on www.bankmed.co.za Funeral cover: Competitive premium available from AVBOB. Call 011 442 0030 (BPS Office) or 021 912 8000 or 082 453 5789, fax 0866 162 281 (Kobus Bruwer of Be Wise). Benevolent fund: Apply via your BPS branch to the National Council for financial assistance, only in deserving and exceptional cases. Insurance: Pensure from firstEquity especially for BPS members. Call 011 510 1300. Heart2Care: Caring is what we do and love. For all you health needs and care in the comfort of your home, contact us at 011 675 2716 or 082 920 2538 or visit www.heart2care.co.za BPS Enrollment and Information update form PO Box 1871, Saxonwold, 2132 • 159 Jan Smuts Avenue, Parkwood, 2193 Tel: 011 442 0030 • Fax: 011 442 0034 or 011 447 3498 E–mail: [email protected] Please enroll me as a member of the BPS and debit my Account no. at (bank) Branch name: Branch code no. annually with the amount of R57,00*. Full names: ID number: Address: Postal code: Home tel:Fax: email:Cell: Date:Signature: Enrolled by:Membership no. * This amount may be adjusted annually www.bps-fips.co.za A free copy of SASBO News will be posted to each BPS member every month Make sure of all medical specifications. Do you need shots? Do you need malaria medication? Take care of this in time. December is no time to take chances. Make sure to carry all your medical information in case of an accident. When travelling overseas, check your medical insurance. If you are driving, make sure your vehicle is in ship-shape condition. Check tyres, batteries, fan belts, shocks, wipers, water and oil levels. Life is a journey, enjoy it! Don’t just travel from A to B when you’re driving. Make the journey part of the adventure. Sometimes the best parts of the holiday can surprise you in that small detour. Security When going away for the holidays, safeguard your home as well as you can. Notify the security company or neighbourhood watch. If you have one of those rare things, the good neighbour, around, let them know. They can keep an eye on your home. With current water restrictions your automatic sprinkler system might be taboo. Ask a neighbour or a friend to water your special plants. Put pets in a good kennel or ask someone to look after them. New Year is an especially difficult time for pets if there are fireworks in the neighbourhood. Make sure that your best friend is safe. A house sitter may be the best answer. This will ensure good security, someone to look after the pets and water the plants. Leave contact numbers!You can put your swimming pool pump as well as strategic lights on a timer. Cancel your paper delivery.Ask someone If you live in a city explore nearby rural areas.. A visit to a farm or small village can be lots of fun and very educational. Shopping Do your shopping in time. The best way to shop for presents is with a list. This will save you from last minute shopping sprees and impulse-buying, all fatal to the budget. Make sure that everyone knows the allowed budget for gifts. Kids love doing their own Christmas shopping, and they learn so much if you give them their budget or allowance. Look for an original gift that will last longer than the 26th of December? What about grocery shopping for the holiday? Plan shopping to avoid the crowds. Watch out for advertising temptations! Make use of holiday specials. Plan special meals and shop in advance. Guests If you have guests over, enjoy them. If you plan ahead, it can make the whole experience enjoyable. Make sure if your guests have any special dietary needs or allergies. Buy or bake rusts for a quick early morning snack. Keep affordable fruit juices, water and ice handy. Make sure your linen and towels are ready in advance. If it is your mother-in-law, call in help now! If your preparations are done well, you will have time to relax and enjoy the visit. Plan easy meals. Make preparations and freeze what you can beforehand. If you are just having friends over for dinner, call in the troops. Have the kids help you with table decorations or small gifts for the table. Kids Plan activities for the kids. Boredom creates whiny kids and whiny kids create irritated parents. Find an edu- Continued on page 9 8 The official organ of Sasbo, The Finance Union, est. 1916 Vol 37 No 7 December 2015 www.sasbo.org.za Sasbo walked that extra mile for this member – and won N ot all Sasbo involvements are dramatic salary and survival issues. Many aim at achieving day-to-day fair play for members who find themselves inconvenienced by circumstances. This case study is a good example of the lengths that the union goes to on behalf of individual members. It concerns the working hours of a member we’ll call Janey. When her bank asked its staff to sign new working hour contracts Janey opted to retain the working hours of her existing contract. This became a problem when her bank tried to force her to work the new hours or face being transferred to another branch. Continued from page 8 There are lots of craft ideas in books and on the internet to fit all ages and creative skills. cational place to visit like a museum or art gallery. Museums are very interactive nowadays and hosts interesting exhibitions. Plan play dates to vary your own schedule. Going to the movies with a bunch of kids can be very expensive. Organise a sleepover and movie night or LANgames night. You can have them create their own pizza. Bake or buy the base and have a table filled with different toppings. With pop corn and snacks, it can be a wonderful feast. Bake holiday cookies. This keeps the cake tins full and makes precious memories. Make your own gifts. Even if you make something small, a handmade gift is always precious and great fun. Even though the bank was seeking to unfairly depart from an agreement, Kobus van Straaten, Sasbo’s KZN re- Use this time to get those rooms clean and clear up the cupboards. For teenagers, you can create a meal-night or lunch. They can be responsible for a meal once a week. Take on a gardening project. Kids love to watch things grow and this is an ideal time to spend quality time together and have some fresh herbs or veggies for the kitchen. Plant radishes, they give the fastest results. Whatever you do, make this holiday season a memorable one. Life is short and when all is said and done, memories are what make your heart warm! S Joe Kokela calls for greater effort to help SA’s dispossessed Continued from page 1 months. Some of them were just. Others without purpose. After 21 years of democracy our country is unfortunately still not free from segregation and discrimination. We are still battling with identity.We are still not sure how to relate to people of different colour and gender. Our biggest challenge is the high rate of unemployment – 25% of our employable people are without jobs; that is 5,5 million people. Enough is enough. We must reduce the rate of unemployment. The economic climate makes it a dangerous time for employees in South Africa. A tsunami of retrenchments is coming to South Africa. What must we do? We have to face the challenge head-on. We have to protect our members. We have to stand up for the next generation. We have to protect our workers. Plant a tree for your children to sit under. Now is the time to rise and lift our nation from unemployment. Never overlook the urgency of the moment. Condemn job losses of any member. Bring back Cosatu’s old slogan – an injury to one is an injury to all. 9 We who are privileged do not realise how lucky we are. How does it feel to leave food to be thrown away? It is tough to see a man on the street with a board begging for food for his family. It is even worse to hear that CEOs think the only solution for business is to retrench members. The equality gap is becoming bigger and bigger. The rich are becoming richer and the poor poorer. The rich want to make sure no one will be able to share in their riches. An example is the universities: the fees are very high and I talk from my own experience. I support the revolution of the students. Not only rich people’s children deserve to be taught. Next time we as parents must join our children in the demonstrations. This country has a Freedom Charter. We have to make sure that Cosatu stands up for our students. We must all pay the same fees, black or white, rich or poor. We must transform university boards so that they are representative of the poor people, too. We have to stand up as a country and say enough is enough. Today we are here – we can talk to each other. All of us can go to the same schools and churches. This is possible through serious conversations among the leaders gional secretary adopted a reasonable tone saying: Even though the proposed solution suggested by you is beneficial to the bank, it does require a significant compromise by our member and as you know our mandate is to protect our members’ rights and seek the best possible deal for them. We, along with our member, are acutely aware that the bank cannot force or entice or pressure any member to ‘agree’ to a new contract of employment, nor force the employee to accept a transfer. This we believe is against the interests of the bank as well as what was agreed to between Sasbo and the bank in 2012, i.e. that no employee would be prejudiced as a result of his/ her choice with regard to selecting the old or new contract. However, because both our member and Sasbo are reasonable and keen to find a solution, we are prepared to make the following compromise: Our member will agree when asked and when operationally required, to work longer hours until 31 May 2016 – only. She will therefore not refuse to work voluntary overtime and will commit to work within the required before us. But negotiations did not come cheap. Transition happened through crucial true negotiations. If we don’t lead, we will have a problem. We have to change the way things are happening. You have to be the change you want to be. You can’t sit back and moan. operating hours. However, her starting times will remain unchanged as per her current contract of employment and should she be required to work longer hours (until 18h00, these additional hours will be regarded additional hours over her contracted 170 hours and will therefore constitute overtime. Staff who in 2013 opted to convert to the 170 hour Flexible Contract do not have an averaging of hours agreement so overtime on one day cannot be offset by shorter hours the next. Such an agreement would require a new contact with Sasbo. The bank’s response to Kobus’s letter was equally conciliatory. After first explaining that the conditions at Janey’s branch were an exception rather than the norm and that Janey performed a specialist role in an area where there were scarce skills, the bank detailed four different employment options that it had devised for Janey’s situation, leaving the door open to her to make alternate proposals. The resulting three-way negotiations between Janey, Sasbo and the bank achieved a satisfactory solution. S 15 years? I think it comes down to two words: Love and respect. I took you all seriously. Thank you very much for returning that love and respect. I thank you for the opportunities you gave me. All those years ago the members promised to assist me and stand by me and they did. We want to be part of profit sharing. We have to ask the question – how much of it is for our members? To our new leaders, I say: a good leader listens to his people. Do not ignore the ordinary people. There is a trend among the banks to move out of South Africa.We are faced with a challenge – everything we own is being taken away from us. Sometimes the decisions we make are coming back to haunt us. Where did we go wrong as a country? The Management Committee members who served with me, guided me and made me a good leader. I thank them. We fight other African countries, but what about the Chinese who are seriously exploiting our resources? Half of the mines in North West are owned by Chinese. Mandarin is going to be taught in schools while our children cannot even speak other African languages. We must condemn Mandarin. It must be up to the children what languages they want to learn. Unionism is not about promises – we take action. Promises are for politicians. We are doers. I took over the presidency in 2000. From then, year by year, I’ve grown. I’ve asked myself what made Joe be the president for I can now proudly tell the world that I have completed what I was supposed to do. Together we have made Sasbo a force to be reckoned with. I served on Mancom before I became president so in total I spent 18 years in your service. I grew up in the ranks – BEC, Congress, Mancom, President. You cannot take shortcuts. My heart was with the workers and even a managerial position in the bank could not take me away from the union. Sasbo is my union and it will be forever. To the incoming leaders – I pledge my support. All that I ask from you is to know where you want to take this union. The future is now in the new leaders’ hands. Congratulations and good luck. S The official organ of Sasbo, The Finance Union, est. 1916 Sasbo’s Black Women Chapter invites bursary applications T he Sasbo Black Women Chapter, which creates educational opportunities for the children of Black, Coloured and Indian women whose joint income is R180 000 or less per annum, is inviting bursary applications. The closing date for applications is 31 January 2016. Under no circumstance will a late application be considered. A Selection Committee is appointed by the Sasbo Black Women’s Chapter. The funding provided by the scheme will be determined on an annual basis by this committee for a single student at any South African State high school (up to R6 000) or tertiary education body (up to R15 000). The decision of that committee will be final. Qualifying criteria The definitions and criteria covering the selection process are: • Applicants must be African, Coloured or Indian women resident in the Republics of South Africa and Namibia, or in the Kingdoms of Lesotho and Swaziland. • The joint remuneration threshold of applicants must not exceed R180 000 per annum. • Applicants must be Sasbo members in good standing, as defined by the union’s constitution. • In order to qualify for the assistance on offer, applicants must be able to demonstrate the ability to advance to the next level of education. • In the event where a learner fails to demonstrate the ability to be promoted to the next level of learning based on the learner’s year-end results, the committee of this Scheme reserves the right to decline or withdraw such assistance. • Assistance will be limited to only one learner per family. • The committee may consider the number of learners per family in relation to the household income. • The Sasbo Black Women Chapter Committee will have the sole discretion to make decisions that it considers to be reasonable and fair under the circumstances. Applicants are urged to fill in their applications neatly and accurately as unclear applications will not qualify for consideration. Supporting documents An application will be considered only if the following certified copies are submitted to the Committee Sasbo Black Women Chapter Education Assistance Scheme Name of Applicant: Sasbo Membership No: Name of Bank/Institution: Name of Student: Student No. Name of School/Institution: Grade/Course: Contact details Tel – Home: www.sasbo.org.za Vol 37 No 7 December 2015 within the stipulated time period as mentioned above to: Sasbo Black Women Chapter Committee Private Bag X84 Bryanston 2021 Please don’t hand it to individuals who may be visiting your branch as this may result in it being a late application: The closing date for all applications is 31 January 2016. Applications need to include: • The learner’s latest results. • Both parents’ most recent payslips. • The learner’s copy of birth certificate and/or identification document and/or passport. • The identification document of the mother or guardian. • An original letterhead of the school or institution containing the following banking details: • The name of the bank • The branch • The bank code (six digit number) • The account type • The account number • The school/institution fees S Sasbo’s substantial negotiation achievements at a glance Continued from page 7 - 60% of employees that fall within the FC 1 to FC 3 categories should receive an increase of at least 6,5% calculated on the total cash packages of employees (as opposed to the salary of an employee which is ordinarily used in the industry as the base on which settlement is reached) - 20% of employees will receive an increase of at least 6% which is still marginally above the inflation rate (5,6%) for the period under consideration - In terms of distribution, as much as 80% of all staff would receive not less than 6.0% • Multiple Career Path (MCP) Policy was introduced: - Completely new human resource dispensation – implication is the review of almost all the HR policies in the bank - The MCP- Policy has also necessitated the review of the Recognition Agreement and redetermination of the Bargaining Unit - Numerous consultation sessions have taken place between the parties. No agreement has been reached yet U Bank • Salary Negotiations: - The protracted strike in the platinum belt negatively impacted the Bank- severe financial losses are projected - Feedback meetings with members held across the country - Guaranteed Minimum of 6.8% for Full Performers (F/NYF2 Raters) agreed - Medical Aid Subsidy increased from R725 to R800 (10.34%) - Increase in Minimum Salaries • Medical Aid – Sasbo protected members from disciplinary action due to not being on medical aid, through a SJC initiative • Revised Disciplinary Code and Procedure signed off • Section 189 Retrenchment process: - Sasbo consulted on a number of Branch Closures - Most affected members were successfully redeployed - Zero forced retrenchments S Tel – Work: Cell No: SASBOsure Exclusive Personal Insurance – The Perfect Union of Trust and Care. Call SASBOsure on 0860 744 447 for a quote. 10 The official organ of Sasbo, The Finance Union, est. 1916 Vol 37 No 7 December 2015 www.sasbo.org.za Global Labour Briefs Business, NGOs, faith groups and trade unions agree on zero carbon future Insurance tips for the festive season T he management and staff of firstEquity Risk Management Services would like to thank all of our clients for their patronage and wish them good cheer over this festive period. Many of you are taking a well-earned break and spending time with family and we would like you to enjoy every minute; however before relaxing completely remember to check and implement the follow safety rules: Check that your vehicles are physically locked by checking the doors at shopping centres and petrol stations as thieves now have the ability to block remote locking mechanisms and are therefore at liberty to remove personal items from your unattended vehicles while you are shopping or taking a travel-break. Don’t forget to test your immobiliser or tracking device. Make sure that your tracking service providers are picking up a signal. Check the roadworthiness of your vehicles tyre tread and brake discs and keep a safe following distance so that potholes are more easily avoided. If you are traveling outside of South African boarders make sure that your vehicle is still covered (call us to check) and ask about any repatriation clause that may apply if you have an accident in a different terrritory. Check the cover limitations of your household policy when you travel. Have you arranged travel insurance? Have you arranged All Risks cover for valuables? Is your house security sufficient/ is your response alarm company receiving a signal (test please)? If you’re in South Africa this December, please remember the use the firsEquity Asssit Number 0861 339 260 at all times and, more importantly, to dial the number yourself. Unscrupulous tow -truck operators are once again costing unsuspecting accident victims money by offering advice and assistance and then fraudulently placing the assist call to an unknown entity who will charge you exorbitant fees to have the vehicle released to the insurer. If you’ve taken the trouble to mentally tick this list and took care of outstanding issues, then it’s time for that well-earned rest. Enjoy! S Business groups and civil society representing more than half a million people and a thousand businesses have backed the international trade union call for dialogue between workers, business and governments that will ensure a just transition to a zero carbon future. The joint declaration in support of a just transition was signed by the International Trade Union Confederation’s We Mean Business, The B Team and seven major international NGOs and civil society organisations including CID, the international alliance of Catholic development agencies, Friends of the Earth, Action Aid, Greenpeace, Christian Aid, WWF and Oxfam International at the opening of the UN climate talks in Paris. “A global agreement on climate change in Paris must commit to just transition. We are minutes from midnight. We need a strong climate agreement. We need a commitment from everyone “governments, employers, unions and civil society to work towards the industrial transformation that is vital to deal with climate change,” said Sharan Burrow, General Secretary, ITUC. The call for dialogue was signed in Paris as 150 world leaders gathered for the start of the UN Climate Change conference to negotiate a new deal on climate to keep the world within a two-degree temperature rise. “We can plan for the industrial transformation required to keep the world within a two-degree rise, or it can happen in a disorderly way, it is a choice. But a just transition is an imperative if we are to leave no one behind. Climate action requires an investment in jobs and social protection. The call for dialogue for just transition puts this into action,” said Sharan Burrow. UNI Global Union and ITUC are working hand in hand at the COP21 in Le Bourget, France near Paris to build and develop collective action with the unions being represented at the climate summit. UNI is also working with ITUC to give a voice to the union movement on climate change and amplify the messages from the union leaders from both the North and the South, who are fighting together for climate justice. Safe climate is a human right—UNI The UNI Global Union World Executive Board recognises the urgent need for mobilisation and action against climate change. “A safe climate is a human right, it is not an option,” said Philip Jennings, the UNI Global Union General Secretary. “In Bangladesh, where we are working hard to protect workers’ lives after the Rana Plaza disaster, climate change could put ten million refugees on the road. If we don’t act urgently, there could be five hundred million climate refugees worldwide. With these migrations, we know that many governments will be tempted to restore authoritarian regimes putting democracy and freedom at risk.” “But climate change is also an unprecedented opportunity to refit our economies, refit our cities, buildings and transport systems. A 1% increase in public investments would create 40 million jobs. This might be the greatest job creation opportunity ever.” In a passionate speech, Samantha Smith, the Leader of the WWF International Global Climate and Energy Initiative clearly connected the dots between climate and the union movement. Climate change will have major impacts on workers worldwide. But unions also have the political legitimacy and organising power to mobilise people for a just transition. “Climate change is not only about polar bears, it is about people,” said Samantha Smith. “Workers have the right to know what their companies will look like in the future and they have the right to be trained and retrained in this transition. The just transition will also imply a huge shift in financial investments from fossil fuel sources of energy towards renewable energy, energy efficiency, recycling and reusing hence creating new jobs in the services economy.” G20 recognises inequality as risk to growth For the first time in a Leaders’ statement, the G20 – the forum for international co-operation which brings together nineteen countries and the EU on the most important aspects of the international economic and financial agenda—has acknowledged that rising inequality is a major risk to ‘social cohesion and an objective to lift growth.’ Drakensberg AGM well attended The Annual General Meeting (AGM) held for Drakensburg (Ladysmith) Branch Executive Committee in November was well attended. Members were given comprehensive feedback on their branch and union’s progress and also had the opportunity to socialise. S 11 Leaders at the Antalya Summit have acknowledged that reducing inequality, creating jobs and ensuring inclusion are essential to generate a stable economy. The summit took place in the shadow of terrorism, the flight of refugees from fear and the threat of further economic crisis. The meeting called on ‘Finance Labour and Employment Ministers to review growth strategies and employment plans to strengthen action against inequality.’ With global unemployment still 30 per cent above the level before the crisis and the global jobs gap forecast to rise to 80 million by 2018 and the risk of further recession, action is needed in the short term to raise growth. The official organ of Sasbo, The Finance Union, est. 1916 Vol 37 No 7 December 2015 www.sasbo.org.za Current Add-On Benefits Please note that these benefits are only available to paid–up Sasbo members. Sasbo Benevolent Fund Sasbo Legal Line The Sasbo Benevolent Fund, which draws its resources from This is the union’s popular free 24–hours–a–day, 365–days–a–year legal advice through europ assistance service to members. Sasbo callers receive professional guidance and save millions of rands in legal costs. Call 0860 111 000 union funds and member donations, renders financial assistance to members who are suffering extreme financial hardship. Funeral Cover Your Funeral benefit (included in union membership) Since 1 January 2005 all paying members of Sasbo under 63 years old are covered in the event of death. The cover increased to R10 000 in January 2008. An additional R10 000 will be paid out in the case of unnatural death in the line of duty. This means a potential total cover of R20 000 per member. Claims should be directed to your nearest Old Mutual Servicing branch or contact the Old Mutual Call Centre on 086 060 7000 for assistance. Please relay this information to your family members. Old Mutual Educational Trust scholarships Sasbo News Members are kept up–to–date about Sasbo personalities and activities through its own newspaper, Sa s b o News . Sa s b o News keeps them abreast of developments in the local and international finance industry, international socio–economic trends and developments in the labour movement. Sasbo Study Grants Each year the union offers study grants (on a rand–for–rand basis) to members or their children undergoing second year tertiary education or beyond. Sasbo Holiday & Travel Sasbo has been admitted to the Old Mutual educational trust that promotes tertiary education by providing scholarships for worthy causes. The scholarship provides funding to study on a full time, part time or on a distance basis, for a first time undergraduate degree or diploma (including BTech) at an accredited Higher Education Institution. You may apply only if you are: • A member or staff member of one of the participating trade unions. • A child of a member or staff member, and are under the age of 25. • A grandchild or other child blood relation of the member or staff member, and are under the age of 25, and are solely financially dependent on the member. For Mauritius, Spain and Canary Islands Toucan Travel Promotions – offers travel and accommodation packages to Mauritius, Spain and Canary Islands. For info contact Lauren at Sasbo Head office 011 467 0192, [email protected] or visit www.toucantravel.co.za. Old Mutual Group Schemes firstEquity and Sasbosure During their 20–year association with Old Mutual, Sasbo members have invested in the wide range of financial plans (investment, education, capital accumulation and funeral plans) made available to members at competitive rates. Their collective stake in Old Mutual qualified the 11 000 members with Old Mutual investments for shares worth an estimated R40 million when the company privatised its operation in 1999. Old Mutual continues to offer an expanding range of investment opportunities which members would be wise to investigate. Sasbo Smalls This ‘shop window’ in Sa s b o News enables members to advertise – free of charge for a prescribed period and at a modest cost thereafter – their goods, services, properties of sale or rent and other items. Sasbo members now have two options to enjoy affordable and discounted holidays. For Southern African & European Destinations The Sasbo Holiday Fair with Chakela Hotels’ KashBack option caters for Southern African and European destinations. Contact Chakela Central Reservations: 021 425 1171 or [email protected]; or visit www.chakelahotels.com. Sasbosure is an exciting new insurance offering from firstEquity. Designed exclusively for Sasbo members, it’s flexibility takes into consideration your individual insurance needs without loading you with unnecessary frills if you would prefer to contain the already very competitive costs. The choice is yours. Not only is this particular product designed to accommodate your current circumstance, lifestyle and pocket, but it is backed by the excellent reputation and financial strength of Santam, an A-rated Insurer. A few of the nice-to-haves include (and are free of charge for Sasbo members) a unique Retrenchment Benefit, an excesShield, free 7 day car hire and a premier claims service. In addition the exclusive Sasbocare emergency assistance program provides full membership to the AA and emergency household assistance, a helicopter evacuation service following an accident and legal assistance. Sasbosure encourages a proactive role in containment of premiums where you are positioned to reduce your personal monthly premiums or excess with acknowledged behaviours or by referral incentives on an ongoing basis. Website: www.firstequity.co.za Tel no 0860 744 447 12 The official organ of Sasbo, The Finance Union, est. 1916 Vol 37 No 7 December 2015 Keep Sasbo updated For the Record Whatever our religion, or lack thereof, Christmas is a great time; the time when the mood relaxes, bonhomie rules and families can be families again. How can we make the most of this restful opportunity? We all have different ways. For some the seasonal rest means partying and drinking too much. That way provides superficial fun, to be sure. But the financial, physical and long-term health hangovers can often dull those pleasures. Others see the holiday time as a time to linger in bed in the morning; lounge by a pool or on a beach; do some gardening; go for walks; visit friends and relatives; linger in attractive shopping centres; go to the movies; eat out; curl up with a good book—maybe do all of those things in a single day - it is possible. However we relax the trick is to get our minds right so that we can relax with same intensity that we work and worry. How to manage that? The solution is quite simple. Those who flop into an easy chair saying: ‘Gosh, I’m tired,’ are going to experience less instant relief than those who do the same thing and say: ‘Isn’t it heavenly to be able to relax.’ We’ve used this analogy before, but we’ll use it again. Boxers are the masters of instant relaxation. They get just one minute between rounds to recover their battered bodies and to get their minds right. Those who say, ‘Gee, it’s tough out there; I’m hurting; he’s better than me,’ usually end up losing. It is those fighters who put a positive spin on their short breaks who end up winning. Let’s learn from them. Coffee Break 1 2 3 4 5 6 7 9 10 11 12 14 15 16 18 19 20 21 22 23 24 All Sasbo members need to keep their contact details updated to ensure that they receive all communication. Ask yourself these questions: Do you receive Sasbo News regularly? Do you receive emails from Sasbo? Do you receive SMSs with news updates? Does your branch/department receive fax messages from Sasbo? If your answer to any of the above questions is ‘no,’ then you need to complete the form below and email or fax it to Sasbo on [email protected] or 011 467 0188 as soon as possible. If you retire you can no longer be a Sasbo member but you can become a member of the Bank Pensioners’ Society (BPS). See page 8 for their contact details. If you make yourself a part of the communication chain, you will never again have to wonder what your union is doing for you! Name: Sasbo membership no: Managerial/General staff: Bank and department/branch: Postal address: Email address: Cellphone number: Telephone number: Fax number: Crossword 8 13 www.sasbo.org.za 17 Across 4. Cher’s with me! He plots! (7) 8. Left to peer at it or reject it? (5) 9. Calculates times teas take to arrange (9) 10.Can it be seen as a mere caper? (5) 11.Seen on guns when they turn in, son! (9) 13.It acts as if it wasn’t moving (6) 15.Is Enid disturbed because it was called ‘Not out!’? (6) 19.Have that alien evicted or get him to look for clues (9) 21.Leers, then staggers out (5) 22.Let Sid an it or take it down! (9) 23.Some skill! I am out – you are in! It’s gone to your head! (5) 24.How Rene’s Ed showed contempt (7) Down 1. Scared a change of shopping centres is possible? (7) 2. Paul went to Tasmania just to spoon? (7) 3. Meant a chocking end for someone! (8,5) 4. Means non-participation for me when I get stout (3,3) 5. When it comes to mankind and making money – that’s another story! (5,8) 6. Tom meets Her Majesty in the Paris subway (5) 7. They’re pretty but they may produce sores (5) 12.Bradman returned and let his head fall warily (3) 14.This mound is only partly steep (3) 16.Showing momentum; that little devil, the alien, joins us (7) 17.It’s written in spite of the French intervention (7) 18.You’ll stop breathing, Ted, now that you’ve slimmed (6) 19.American men know how to use a Doctor of Divinity (5) 20.State the sort of sample required (5) 2016 Sasbo subs At its last meeting, Sasbo’s Management Committee set the union’s 2016 subscriptions at R108 a month. The new subscriptions will come into effect on 1 January 2016. SASBOsure Exclusive Personal Insurance – The Perfect Union of Trust and Care. Call SASBOsure on 0860 744 447 for a quote. 13 The official organ of Sasbo, The Finance Union, est. 1916 SMALLS HOLIDAY ACCOMMODATION TO LET AND FOR SALE/TIMESHARE ACCOMMODATION TO LET Knysna Self-Catering, fully equipped two bedroomed house. Spectacular view of Heads and lagoon. Reasonable rates. Visit moms-placeknysna.blogspot.com for more details. Contact Anita 083 456 4663 or rscott@ kingsley.co.za. Cape Town/Milnerton Ridge Fully equipped, self-catering, one bedroom apartment with separate lounge. Suitable for 2 adults and 2 small children. Minimum 4 nights, own parking bay, with use of swimming pool and tennis court. Near Century City, golf course, beaches and 15 minutes from Cape Town Central and Waterfront at R450 per night. Call Dave at 083 414 7638 or (021) 558 4780. Cape Town/Panorama Fully equipped, immaculate self-catering flatlet with secure parking and braai area, sleeps 2. Near Century City, 15 minutes from Cape Town, Waterfront and Bloubergstrand. R250 per night out of season. Contact Fransie at 021 930 4054 or 083 772 2783. North Coast www.northcoastholiday.co.za. Contact Eileen hulinfamilytrust@ absamail.co.za or 082 497 2664. East London Niki-Nana Backpackers – dorms, doubles and camping available – up-market, exclusive. Contact Lee on 043 722 8509 or 071 263 0904. Visit our site: www. nikinana.co.za or e-mail us: [email protected]. Knysna Fully equipped self-catering unit, sleeps two (double bed) full bathroom, (shower and bath), TV and offstreet parking, own patio with braai facilities and magnificent views of lagoon and mountains, R350 per day out of season, R400 per day in season, Contact 044 384 0562 or 083 269 1751 Durban North Comfortable, fully furnished one bedroom flatlet/ granny cottage to let. 6 Months’ lease (1st May or 1st June) private garden/ braai area, parking. Rent R6 000, suitable for young couple. Contact Priscilla work 031 575 8051 or home 031 564 4283 or email gordonjd@ telkomsa.net. Durban North Spacious one bedroom flat let/granny cottage. Comfortable, fully equipped self-catering with private garden braai area and parking. Sleeps 6, colour TV. R550 per day out of season and in season R650 per day. Phone Priscilla 083 403 7437 or home 031 564 4283 or 031 575 8001 or e-mail [email protected] Uvongo: South Coast 4 and 6 sleeper beach front flats to let at very competitive rates. Within walking distance to main beach, fully fitted units including, TV, microwave, dishwasher etc. Secure complex with braai and laundry facilities. Tel Johan at 082 492 6677. Gordons Bay – House of Pearls Free standing upmarket 3 bedroomed house, large private enclosed garden, stunning mountain view, 800 m to beach, shops and restaurants, bathroom with full shower, lounge, dining room, plus fully equipped kitchen, TV, Hi-fi, DVD player. Braai area, bedding and towels supplied. Beach towels not included. Contact Pearl Jason 083 707 2015 [email protected]. View photos on www.houseofpearls.co.za. 10 St Ellen Great Brakriver Fully equipped self-catering holiday accommodation. Pool in complex. Sleeps 4 in cottage R500 per day and sleeps 6 – 3 bedrooms R800, situated near Hartenbos/ Mossel Bay & George. TV, DVD (DStv with card) and braai facilities. Contact Erna at 082 925 6128 or 016 455 6071 or [email protected]. Langebaan Accommodation 2 Bedroomed fully equipped self-catering ground unit suitable for 6 people, 700 m from Club Mykenos. R500 per night. Call Gideon 084 901 1936 or (oh) 021 950 6614. Hartenbos Fully equipped 1 bedroomed self-catering. TV, DVD, braai area and parking. Sleeps 4. Walk to beach. R500 per night. Call Erna Le Roux 082 925 6128. Jeffreys Bay 2 x fully equipped units. Sleeps 10 per unit, 800 m from beach. Fully enclosed with electric gates. Contact Marlene on 083 328 2645 or 041 372 1475 or 041 372 1274 fax. Margate Accomodation Immaculate, upmarket apartment with sea view in secure complex, 5 min walk to Margate beach, sleeps max 5, pool and covered parking bay. Daily rates: Low R350, High R550, Peak R700. Contact Colin or Lyn at 039 315 1945 or 076 422 0006. Strand Strand (W-Cape) safe and quiet, 1 bedroom, large Granny Flat for 2. Available for holiday/permanent. Please no smokers, children or pets. Walking distance to beach and shopping centre. Please call/SMS 072 494 4756. Waterford House in Clarens Luxury 4 star graded self-catering lodge on golf estate. Very special mid week rates for bank pensioners. Phone Jean 083 285 0021. web: www.clarensgolfbreaks.co.za. email: [email protected]. Zia’s Accommodation Holiday apartments available Sea Point, Rondebosch Village and Green Point. Modern tastefully furnished and fully equipped. Close to beach. Contact Ruby Bake 021 705 9836 or 083 707 0803. South Coast Margate – Uvongo KZN Self-catering houses and cottages. Close to beaches and entertainment, 1bedroom cottages, 2 and 3 bedroom cottages and 5 bedroomed houses. Group bookings up to 30 persons. Corporate bookings welcome, team building also welcome. Sports teams, club bookings. Rates on request. Sea Spray and Eagles Nest 011 683 8381 or 083 267 3562 or www.seaspray.co.za. Margate Fully equipped 6 sleeper flat with fantastic view, not even 50 m from main beach, two rooms and sleeper couch, TV in all rooms, big braai on balcony, dishwasher, washing machine and 2 secure parkings. Contact Bernadette 082 337 8885 or e-mail [email protected]. Flexiclub Points Flexi holiday club points for sale, price negotiable. Market value per pt R11,40. Points up for sale 10 500. Please contact Johan Visser 012 804 8622. Timeshare for Sale Global Grand Vacation Package with RCI, which is a yearly holiday for sale – points available immediately, contact Mandy @ 033 395 5612 (w) or 084 505 8524. Mosselbaai/Tergniet Netjiese 2 slaapkamer huis te huur, slaap 6, 4 volwas- Vol 37 No 7 December 2015 www.sasbo.org.za Your contact person for Sasbo Smalls is Stephne Anders. She can be contacted during working hours at 011 467 0192. senes en 2 kinders, branderuitsig, besigtig walvisse en dolfyne uit die bad, stapafstand van die see, toesluit motorhuis, kontak Joey 041 933 2466 of 083 257 7222. Chakas Rock (Ballito) Self catering holiday accommodation, magnificent sea views, air con & ceiling fans, pool in complex, 5min walk from the famous Thompson Tidal pool and beach, 7min drive to all shopping centres, 4 sleeper from R650 per unit pn and 2 sleeper from R450 per unit pn contact 032 525 7698 or 082 482 5740 House to Rent Alberton, Mayberry Park 2 bedroom, lounge, dining room, 1bathroom with shower, separate toilet, single garage in complex R5 000. Contact Estelle 078 386 6835. Holiday in Knysna Self-catering, luxury flatlet for couple. Stunning views, 5 min walk from town, private lock-up garage, full DStv. R480 per night/unit incl l & w. Contact Irene 084 503 9409 or [email protected]. Wanted Looking for 1 bed or bachelors flat or garden flat around Sandton Area to rent. Contact Carol Fearick 083 417 1530. Kruger Park – Home from Home Stay in private house in your own en suite bedroom. We are 5 min drive from Kruger National Park, with or without breakfast, very reasonable rates, suitable for 2 people sharing. Contact 013 793 8371 or 071 144 4187 – Christopher. Banana Beach Fully equipped self-catering flat, 2 bedrooms, lounge, fully fitted kitchen, bathroom, and shower, fully furnished, 300m from beach, undercover parking, remote gate, sleeps 5, laundry, gym, games room, TV and DStv. R700 out of season, and R900 in season per day. Photos on request. Phone Piet 082 893 5421. Jeffrey’s Bay Holiday Accommodation Situated on the beach of Jeffrey’s Bay, Eurentia is ideal for holidaymakers looking for sun, sea, sand and to experience the famous Jeffrey’s Bay waves. Walking distance to the main beach and central town. Units sleep from 2 – 6 people. Contact Thea 0794936114 Sumiz Vacations You work so hard you need a break. The experience is worth it. For holiday + mini breaks specials in SA contact Somayya 084 245 8761 or 082 222 5222 or [email protected]. B&B New fully furnished secure B&B self-catering flat, Hayfields Pietermaritzburg, for conferences, Argus, Comrades etc. Contact Chanel 084 625 2853 (photos on request). Amanzimtoti Stunning sea views, sleeps 4-6 people, walking distance to Amazimtoti shopping centre, restaurants are within walking distance, secured underground parking, braai facilities are available on the ground floor, a swimming pool in the complex, washing machines and dryers on the roof of the building, contact Denise on 078 487 9910 or e-mail Denise.Singh@standardbank. co.za. Franskraal – Woonstelle vakansie of Naweke 2 slaapkamer woonstel te huur ten volle toegerus, slaap 6 persone, 100 tree na see. Stapafstand na strand en Suprette, 40 km vanaf Hermanus en 3 km na Gansbaai. Woonstel aan seefront met pragtige seeuitsig. Ten volle toegerus, slaap 4 persone. Kontak Roseline 079 707 8556 of 028 388 0230. Jeffreys Bay Self-catering, sleeps 4, fully equipped, close to beach and shops, R900 pd in season, R600 pd mid-season, R400 pd low season. Contact 082 857 2156. Hartenbos Accommodation Fully equipped 3 bedroom house, with braai and lock-up gates, walking distance to beach. R500 per day out of season and R1 300 per day in season. ATKV Waterwurm in Hartenbos contact Diana 084 725 0384. Margate/Umzumbe Beautiful self-catering 3 bedroom timeshare chalets to let from 16 Dec to 1 Jan. The chalets are fully serviced, have a 180 degree sea view, 24 hr good security with lots of facilities, like swimming pools, restaurants, hairdressers, gym etc. Contact 044 870 7288 or 083 412 4599. Blue Horizon Bay Port Elizabeth 2 bedrooms, 1 study, sleeps 3 to rent, R300 per day, sea view, self-contained with towels. Contact Hantie 083 478 7478. KZN South Coast Margate Uvongo Fully equipped, self-catering 4 sleeper situated 200 m from Uvongo’s main beach in a secure complex with under cover parking from R350 per night. Contact 083 262 3843 or [email protected]. KZN North Coast Stunning 1 bedroom self-catering granny cottage, fully equipped private braai area, partial sea views, ideal for a couple and 2 children under 10 years old. R600 pn. Contact Nalini 032 943 3395 between 6-8 pm. Plettenberg Bay Retired bank manager will let his holiday cottage at Keurboomstrand (Plett) and luxury flat in Goose Valley Golf Estate (a golfer’s dream) both fully furnished, to Sasbo members at half price, out of school holidays, also available in school holidays. Phone 044 870 7288 or 083 412 4599. Property for Sale Vacant stand for sale in established area. – 1154 m? of prime land in Umhlatuzana, Durban, Kwa Zulu Natal. Close to Chatsworth Centre, Schools and Highways – 7-58th Avenue Umhlatuzana, asking R960 000 neg contact Millicent on 0829015134 or Winston 0824530159 or 079 626 5112 or 011 762 8751 House in Margate to rent for Holiday Accommodation R500 per day, sleeps 8 people, 3 bedroom, 3 bathroom, DStv available. Contact Thea/Leon Rautenbach 083 247 1138 or 073 184 5787 after hours. Timeshare Accommodation Kruger National Park Fully equipped 6 sleeper self-catering cottage, 100m from Paul Kruger gate, next to Protea Hotel, 23/05/14 to 06/06/14, available as weekend, week or 2 weeks, DSTV, fully equipped kitchen, services daily. Call Biba 072 110 0116. Somerset-Wes Ruim een-slaapkamer woonstel met balkon, berg uitsig, toesluit motorhuis, hysbak, moderne kombuis en sekuriteit in die pragtige Somerset Wes, lae heffing en belasting, naby Kaapstad en see. R630 000. Kontak Janet 083 688 7050. Albertinia 52 km from Mossel Bay and 40 km from Still Bay, 3 bedroom house with built-in cupboards, large kitchen, lounge, one big bathroom, 1 garage on 1 200 square meter stand, R599 000. Elize 084 732 5100. Mossel Bay Mossel Bay at Twee Kuilen/Diaz Beach. Situated 500 m from the much sought after Diaz Hotel and Resort. 2 bedrooms (1x en suite), kitchen, open plan lounge. Xtra braai area, shower, toilet, deck, sleeps 6, swimming pool in complex, 24 hr security with surveillance camera. Price R900 000. Contact Ronnie 083 394 0634. For Sale R250 000: two bedroom, one bathroom house for sale in Hlanganani Village, Springs close to N17 toll road. Phase two houses sold for R276 500. School and clinic are planned for the development. Ideal first home or investment property to rent. Contact Melanie 011 734 4750. Flat for Sale Pretoria between Schoeman & Hamilton street, one bedroom, sitting room, kitchen & bathroom on the 1st floor, only working class allowed on premises. Contact James 086 507 9230 or james.zulu@standardbank. co.za. Te Koop Erf te koop, Hartenbosheuwels, Mosselbaai, 1 049 vierkante meter, uitsig onbelemmerbaar. Kontak Magda 083 946 1474. Noordwyk 3 bed home on very large plot for sale in Noordwyk, Midrand JHB, R820 000 neg. Contact Indhra for details 021 685 0257 or 082 695 7460. Mtunzini KZN North Coast 2 bedroom, fully equipped park home, open plan kitchen/dining/lounge with sleeper couch, plus second separate lounge, swimming pool and games room on site, five minutes’ drive to Umlalazi Nature reserve with fishing, boating and unspoilt beaches. Contact Sharon 082 062 0519. Goose Valley Golf Estate: Plettenberg Bay Luxury 2 bedroom unit overlooking the golf course, with lock-up garage. R1 150 000 or best offer. Contact 044 870 7288 or 083 412 4599. Te Koop Aftree en/of vakansiehuis te Keurboomstrand, Plettenbergbaai, volledig gemeubileerd en geleë binne ? vakansieoord (The Dunes) teen R950 000. Baie goeie huurinkomste reg deur die jaar. Bejaarde pensioenaris moet verkoop. Skakel 044 870 7288 of 083 412 4599. Special for Sasbo members Stunning 2 B/room/4 sleeper self-catering apartment including secure parking on Durban’s Golden Mile. R580 pn (normal R680 pn off-peak/R780 pn w/end/ peak excl school holidays). Like FB page ‘Holzjust4u’ for pics/info. Call Soni 083 544 8313. House to Let- Verulam 3 bedroom fully furnished house to let for R4 600 excl L/W close to MtView High School, R102, King Shaka Airport, Gateway, Umhlanga – Gumtree Ad Id 439781109. Contact Soni 083 544 8313. House for Sale Pretoria West 3 bedroom, close to mall and schools, contact Colleen 072 588 8143 Jefferey’s Bay Fully equipped 2 bedroomed townhouse. Close to shops and beach. Sleeps 4. http://www.7villarosa.co.za. Stand Lydenburg Vacant stand in Lydenburg (Mpumalanga) 866sq.m corner stand in new security area on Sabie Road, hour’s drive from Kruger National Park and opposite new shopping centre, plans was approved for a double storey house. Owner transferred price R300 000. Call Lorraine 082 493 5811 or 011 418 5022. Huis te Koop – Redelinghuys 5 slaapkamers, 3 badkamers, garage, putwater, 1486 m2. R700 000neg. Kontak Loretta 073 589 8513. Boksburg 2 bedroom ground floor townhouse for sale in Boksburg, Klippoortjie, it has 1 bathroom (bath and shower), lounge and kitchen, private garden. Price R550 000. contact Maloko at 078 621 5080, [email protected]. Vaal River Have you always wanted to own your own farm as well as live the life of luxury - boating on Millionaires Bend on the Vaal River? Now you can have both - small holding / farm 12 hectares on Millionaires Bend for sale. Main house consisting of 4 bedrooms, 2 bathrooms plus 1 bedroom cottage with bathroom plus smaller bachelor cottage with bathroom. (All under thatch). Boat shed / workshop for 4 cars or boats. Stabling for 3 horses. 3 bedroom, 1 bathroom staff quarters. R7 Million. Land alone worth R5 million. Phone Matt 082 337 4772 or email cadickson50@ gmail.com. 2 Bedroom apartment at Manaba for Sale R980 000 neg 180% sea and beach view tastefully furnished spacious two beds two baths flat, which is opposite rock pool at Manaba and 100 metres to Lucien beach. Less than 5 kms to Shelly Beach & Uvongo, 2 km to Margate. Lounge with large cane suite, six-seater dining table and chairs, beautiful kitchen, 2 spacious bedrooms (sleeps 6), 2 tiled bathrooms, Levy R1537pm, rates per month R817pm, Selling price R980 000neg, Contact owner Russell on 082 325 7929 or russelloverbury@ outlook.com House for Sale Tivvit Suburb Golden Gardens, Vanderbijl Park, Gauteng. Two Bedroom house, walled, gate and battlers. R370 000. Contact Sikhumbuzo 083 678 4026. Roodepoort flat for sale 2 bed, 1 bath (Eagles Grove complex) in Honeydew on Zeiss Road. Neat condition, easy lock-up-and-go lifestyle with security. Close to Clearwater Mall and the mega FNB building. R440K, contact sunithag@ nedbank.co.za or 076 022 9013 or 011 294 1806. Timeshare Margate Villa de Sol, fully furnished apartment, 2 bedrooms, 12th and 13th week usually in March, prime time, high time, R8 000 per week. Contact Joy Robbison 031 916 3062 or 073 153 1820. Flat for Sale Scottburg R720 000, 3 bedrooms, 2 bathrooms, secure undercover parking, north facing, overlooking golf course with some sea view, walk to beach, secure complex. Contact John 072 359 3622. Boggomsbaai Erf te koop met seeuitsig, R400 000 of naaste aanbod. Kontak Hannerie 084 517 6963. Port Alfred Eastern Cape Self-catering 2 bedroom townhouse, sleeps 4, 5 min to beach, R500 per day out of season, R900 pd in season. Contact Ellen 083 307 1853. Timeshare Margate Villa de Sol, fully furnished apartment, 2 bedrooms, 12th and 13th week, usually in March 2015, prime time, high time, R8 000 per week. Contact Joy Robbison 031 916 3062 or 073 153 1820. Townhouse for sale in Roodekrans Spacious double storey, 3 bedrooms, 2 bathrooms & guest toilet, separate kitchen & scullery, garage & carport, near primary schools. R980 000. Contact Geoff Tumber 083 307 0877. Roodepoort flat for sale 2 bed, 1 bath (Eagles Grove complex) in Honeydew on Zeiss Road. Neat condition, easy lock- up-and-go lifestyle with security, close to Clearwater Mall and the mega FNB building. R440 K. Contact sunithag@ nedbank.co.za or 076 022 9013 or 011 294 1806. Flat for Sale Scottburg R720 000, 3 bedrooms, 2 bathrooms, secure undercover parking, north-facing, overlooking golf course with some sea view, walk to beach, secure complex, Contact John 072 359 3622. Flat for sale Somerset West Beautiful spacious one bedroom modern kitchen, large sitting/dining room, balcony, mountain view lock up garage with space for 2nd car on outside, no transfer duty or agent fees. Levy R620 pm, price R600 000. Ideal for retirement or holidays. Contact Janet on 083 688 7050. Retirement Cluster Lodge Musgrave Magnificent Study apartment with glass fronted porch, panoramic views of Durban. All meals and teas daily, maid, bed linen towels supplied, free daily transport to shopping centres and evening shows. Guest suite available R475 000, reasonable levy R7 300 pm. Contact Mildred 031 201 9536 or 082 657 7055. Tulbagh Visit scenic Tulbagh (125 km from Cape Town) and stay at Alfa Apartments, clean, spacious well equipped apartments with secure undercover parking, twin, double or king-size beds. S/C or B/B, R550 for 2 sleeper unit and R850 pn for 4 sleeper unit. See info www. tulbaghinfo.co.za or contact Mandy at mandykriel@ telkomsa.net or 023 230 2977 or 072 270 6651. Accommodation to swop Owner of Holiday cottage in Plettenberg bay will swop his holiday cottage in Keurboomstrand/Plettenberg Bay from time to time for accommodation at another resort or timeshare anywhere except Dec and April, school holidays. Phone 044 870 7288 or 083 412 4599. Timeshare for Sale Formosa Bay Resor,t Plettenberg Bay to own week 47 (flexi white season). It consists of 2 bedrooms & sleeps 6. The levy for 2015 is already paid. Sale includes 4164 points that can be used any time at any RCI venue subject to availability. Price R4 000. Contact [email protected]. House for sale Southbroom Southbroom retired bank manager selling lovely home and garden, 4 bedrooms, 3.5 bathrooms and separate flat, best street close to beach and golf course. Contact 083 566 1262. Melkbaai Gemeubileerde 2 slaapkamer grondvloerwoonstel met toesluitgarage en DStv op kusweg regoor Melkbaai, slaap 5, minimum tydperk 3 aande. Skakel Rassie 084 461 4139 of 021 853 8707. Umzumbe chalets KZN south coast Week 11 (16 - 22/3) unit 47. 3 bedrooms all with bathrooms en suite. Self-catering chalet. DStv, take your own sim card and book your decoder before you go. Recently renovated. Contact Debby 083 262 5606. Melkbaai Gemeubileerde 2 slaapkamer grondvloerwoonstel met toesluitgarage en DStv op kusweg regoor Melkbaai, slaap 5, minimum tydperk 3 aande, skakel Rassie 084 461 4139 of 021 853 8707. Tulbagh Visit scenic Tulbagh (125 km from Cape Town) and stay at Alfa Apartments, clean, spacious well equipped apartments with secure undercover parking, twin, double or king-size beds. S/C or B/B, R550 for 2 sleeper unit and R850 pn for 4 sleeper unit. See info www. tulbaghinfo.co.za or contact Mandy at mandykriel@ telkomsa.net or 023 230 2977 or 072 270 6651. Timeshare Timeshare for sale at Formosa Bay Resort Plettenberg Bay to own week 46 (flexi white season). 2 bedrooms & sleeps 6. The levy for 2015 is already paid. Sale includes 4164 points that can be used any time at any RCI venue subject to availability. Price R4 000. Contact [email protected]. B& B Westville Durban Large accommodation with full DSTV, air con and private entrance, on-suite bathroom, parking secured on property, approx. 12km from the beach, contact Mrs Van Rooyen on 031 262 3553 or e-mail [email protected] Time Share Holiday Accommodation Ngwenya Lodge Holiday Resort, available 13/05/2016 to 20/05/2016, 7 nights, sleeps 6, normal tariff R472 per person sharing asking only R4800 to cover annual levy, please contact Willie de Beer 016 341 7331 or 082 491 1002 or [email protected] Stand for sale Drakensbur Stand for sale Drakensburg foothill area, Village Geluksburg, area 1391m². Borehole has been sunk, pump to be fitted, Eskom electricity in present owners name, can be transferred to new owner, approx. 30km to Ladysmith, Natal and approx. 25km to Bergville, Natal, approx. 20km to Durban N3 highway, contact Angelo Stanier 082 457 3964 R135 000 neg. Kaysers Beach Kaysers Beach (20 min from East London Airport). 4 Bedrooms; 3 bathrooms; heated swimming pool; braai area; sea view. R1 795 000 (neg).Contact D Hume 043 781 8406 Cell: 083 330 8301. FOR SALE 4 previously used burglar bars of different sizes, plastic coated and 1 metal gate size width 135 cm, length 199 cm bars, R500 and gate R500 neg. Contact Ilona 083 255 5497 or 021 715 6097. One left and one right light fittings for a Volkswagen car – Jumbo Golf – R200 for both negotiable. Contact Ilona 083 255 5497 or 021 715 6097. 2001 Mercedes Benz C320 Elegance, White with grey leather. Full House FSH only 125 000 km. Price R115 000. Contact Louis 083 707 2936. Jazz l/p’s wanted – must be in good condition. Contact Kenneth 082 418 2179. Chevrolet Spark LT 2007: R40 000, 44 000 kms, manual, front wheel drive (FWD). Contact Charlot 078 855 7636 or 079 813 7807 or charlot.kubeka@ standardbank.co.za. Four wheeler 150cc special edition Suzuki, 300 km on the clock, in good condition, Price R10 000 but negotiable, contact Leana 057 573 1323 or 083 615 7525. 1979 Escort panel van merk 2, lime green mags, and radio CD Player R40 000 on the road Contact. Mr Vosloo 072 432 6217 1976 white Escort merk 2, 2lt Mazda turbo engine, mags. R50 000 on the road. Contact Mr Vosloo 072 432 6217. Single Golf Cart 9 white excellent condition R8000 cash contact Hennie 083 255 8249. ChellinoBaby Stroller, almost brand new, R400, Gauteng based, contact 082 807 7116 or treedog@ telkomsa.net for further details. Stand for sale at Bathurst, Port Alfred R70k neg, 289 sqm oner is Joburg based, municipal valuation R155k, contact [email protected] or 073 298 3879 Flexi club points for sale, price negotiable. Market value per point R11.50, points for sale 6504. Please contact Faeza ; 0834629313. 2008 Opel Corsa 1.4 litre sport, A/c, p/steering, cd player, alloy wheels, R63 000 km, Price R55 000 neg, contact Ismail 083 526 1786. 1 x 3 draw office desk, measurement 163cm x 80cm, metal frame and wood grain work top, still in good condition R800, please call Val on 071 565 2655. Black hairdressing basin for sale R2 800, very good condition. Contact Bernadette 082 446 0390 or Vivian 082 572 6738. Adult stainless steel folding wheelchair R500 o.n.c.o. Tel Binks 082 343 5777 – Jukskei Park area. Annique Rooibos Products for skin and health. Contact Zharina 073 166 5464 or [email protected] Leeu Pootnael te verkoop Die leeu is deur my oupagrootjie gejag, en die toonnael in goud gemonteer in 1850. Foto beskikbaar, collectors item R10 000 of naaste aanbod, kontak Yvonne Malan 076 403 1841of [email protected] GENERAL Birth Chart Interpreter: You will be amazed at what you will discover about yourself, partner and your children. Read how you could develop in both your personal and professional life as every aspect of your character is analysed in detail. Focusing on life path, identity, emotions and mentality + 12 additional character traits. R150 per birth chart. To order reply mail with your name, surname, place and time of birth to [email protected]. Come fishing with Tigerfish Tours on the Jozini dam in KZN. Packages incl accommodation, b/fast, small lunch, boat, skipper, all fishing tackle and 1 tank petrol for the boat. See www.tigerfishtour.wordpress.com or contact Shaun at [email protected]. Maid 4 U: For a reliable, screened and trained domestic worker, maid, nanny or helper, call Maid 4U 073 011 5462 or visit our website on www.maid4u.co.za. Robert Mkuba 072 865 5284, professional and reliable gardener currently working for Sasbo in Johannesburg Regional Office is looking for a job. Any opportunity in the Gauteng Region will be welcome. For reference contact Venessa Botha 011 442 0030/1. Vacancies available in Dubai for Retail Sales Associate – Fashion. Requirements: Female, 1-2 years of experience in sales, between 23 and 29 years old. Provide excellent customer service at all times and assist customers throughout their time in the store. Will be responsible for customer service and ensuring display is as per company set standards. Maximize retail sales of the store through the implementation of efficient selling techniques. Should have excellent communication skills. Have to be well-groomed with a good personality. Salary: AED 4000. This is a great opportunity with excellent benefits. Kindly forward a copy of your CV with a recent passport size photo and a full length photo to [email protected] or fax to 086 240 3140. For more information contact Zara +27 71 815 5730 Global Career Solutions. Cooking Demos – The Ray Marcie Lifestyle Club meets every second Sat of the month. The Club features a Mediterranean cooking demonstration by renowned chef Marcie G. & a variety of demos & lectures on décor, crafts, self improvement, health, beauty. Al this is rounded off with a scrumptious lunch, music and dancing. R150 pp 11:00-16:00. Cash bar. Marcelle 083 252 1684. With the art of laser engraving we reproduce artwork, photos, logos, as well as create keepsakes and memorials. Laser engraving is a way to make a truly lasting memory. Call and let Laser Tek change your image in stone. Clive 078 583 5270 or [email protected]. Professional Photographer Couples Shoot: 1hr from R450, families up to 5 people from R550, extras R50, studio or location Southern Suburbs within the 15 km or extra travel applies, wedding specials, book before end September. Contact Jacques 082 825 5611 or [email protected] or www.jbphotography. co.za. Health, Nutrition Financial Freedom: Hebalife, join for 25% discount or buy any products. Lose weight, ask me how. Be healthy. Contact Yash 071 365 0074 or [email protected]. Sphamandla Curtain Designers - We make all types of curtains, cushions and bedding, pinch pleat, goblet, beaded curtain, eyelid, bullnose. Contact Esther Msimanga 076 553 0890 or IdahMsimanga 073 243 0284 or [email protected] or facebooksphamandla curtain designer. Gravestone, tombstone and memorial engraving, photographs of the deceased loved ones etched into a tombstone by laser. Honour your loved one in a truly special way, amazing wedding mementoes engraved on mirror or glass. Branding and logo engraving also done. Clive 078 583 5270 or [email protected]. Adult stainless steel folding wheelchair R500 o.n.c.o. Tel Binks 082 343 5777 – Jukskei Park area. Black hairdressing basin for sale R2 800, very good condition. Contact Bernadette 082 446 0390 or Vivian 082 572 6738. Kiaat tongue and groove panelling: 30 square metres of 2.5 metre length square-cut tongue and groove panelling. Used but in excellent condition. Ideal to upgrade bar area, study or man-cave. R5 000 negotiable. Contact Gordon Fraser 083 207 9511. Piano: John Spencer and Co London upright burled walnut piano made in about 1920. Very good condition. Beautiful piece of furniture. Will need tuning once moved. R4 000 negotiable. Contact Gordon Fraser 083 207 9511. 8 Dining room chairs, solid oak and upholstered, finished in distressed technique in light grey, R500 each. 2 Tub chairs,1 cane/upholstered, 1 wood/upholstered, R600 each. Sleigh baby compactum, pine with antique stain, 3 drawers and shelves/hanging space,113cm wide x 60cm deep x 90cm high, good condition. R2 000. Contact Manny Cabrita 083 307 6570 or 011 636 4285 or [email protected] or 011 636 4285 (w). 1 x 3 draw office desk, measurement 163cm x 80cm, metal frame and wood grain work top, still in good condition R800, please call Val on 071 565 2655. 14 The official organ of Sasbo, The Finance Union, est. 1916 Vol 37 No 7 December 2015 Making a positive difference www.sasbo.org.za Sasbo Membership Application Form A FOR OFFICE USE ONLY TELL US ABOUT YOURSELF ID Number Title Surname Male Status Female Title Code Payment Type Full First Names Acc Type Code & Tel (W) Bank AT Code & Tel (H) Work AT Cell No Label Race (Govt Statistics) B Black Coloured Indian White Recruiter Area Code Address Deduct Subs email E Private Postal (as alternate address for Sasbo News)** my bank account via ACB Magtape. I hereby authorise my employer to deduct from my salary each month and pay on my behalf, my subscription fee to Sasbo as determined by the Union from time to time. Postal Code ** Absa & Nedcor receive Sasbo News at workplace address C Debit Authorisation – Indicate which is applicable I agree to pay Sasbo monthly subscriptions as determined by the Union from time to time, and authorise you to recover my subscriptions from F WHERE DO YOU WORK? Institution Department Employee Number Job Grade Signature Branch Code (Nedcor) Enrolled by: Cost Centre (Absa) Bank: D Date Branch: BANKING ACCOUNT DETAILS Name of member recruited: Name of Bank Branch One month’s written notice is required for the cancellation of membership. Account Number Branch Clearing Code Type of Account Cheque Transmission Signature Savings Date Sasbo OFFICES Headquarters: Fourmall O Durban Headquarters staff, Administration, Research and Information, Training and Legal Department: Tel: (011) 467 0192. Fax: (011) 467 0188. Johannesburg and Bank Pensioners’ Society: 159 Jan Smuts Ave, Parkwood. Bloemfontein Park West, Sasbo House, Roos Road, Fourways. Private Bag X84, Bryanston, 2021. Tel: (011) 467 0192. Fax: (011) 467 0188. 10 Sookhai Place, Derby Downs, Suite 3, Grosvener Square, Westville. PO Box 337, Westville, 3630 . Tel: (031) 266 9355. Fax: (031) 266 9359. e–mail: [email protected] : 4 Ascot Road, Mill Park, Port Elizabeth, 6001. PO Box 63708, Greenacres, Port Elizabeth 6057. Tel: (041) 373 9471/2/3. Fax: (041) 373 9475. e–mail: [email protected] Tel: (011) 442 0030. Fax: (011) 442 0034. e–mail: [email protected] Pretoria : 18 Botano, Cnr Embankment Street & Lenchen North Ave, Centurion. PO Box 11912, Centurion, 0046. Tel: (012) 663 6673. Fax: (012) 663 6713. e–mail: [email protected] : Unit 14, Westdene Centre, Cnr First Ave and Reid Street, Bloemfontein. PO Box 12310, Brandhof, 9324. Tel: (051) 447 7422. Fax: (051) 447 7430. e–mail: [email protected]. Sasbo News: Fax (011) 234 1501. e–mail: [email protected]. The Sa s b o News contact number is for matters regarding the newspaper (changes of Cape Town address and non–receipt of newspapers should be advised to Sasbo Headquarters). All other 42 Burg Street, 6th Floor, Cape Town, 8001. PO Box 2256, Cape Town, 8000. Tel: (021) 424 5941. Fax: (021) 424 3014. e–mail: [email protected] enquiries should be directed to the relevant numbers on this page. SECRETARIES’ DIRECTORY DIRECTORY SECRETARIES’ COMMITTEE COMMITTEE NAMENAME Bloemfontein Diamond Fields Goldengate Diamondfields Cavin Clarke Gakebabope Platinah Nedbank Nomvula Kubheka Moletsane BSA Gakebabope Phindiwe Mbakza Ubank Nomvula Kubheka Brendon Gallant SBSA Ntombomzi Dyalevane Louisa Muller SBSA Johanna Jansen van Rensburg Colin Goldberg Landbank Goldengate Upington Goldfields Boland Upington CapeTown Boland Langeberg SWD Town Cape Tygerberg South Western District Drakensberg Tygerberg Durban Drakensburg Natal South Coast Durban Newcastle Northern Natal Natal South Coast Pietermaritzburg Newcastle 3201 Northern Natal Zululand Pietermaritzburg Johannesburg Zululand Rustenburg Vaal Triangle Johannesburg East London Mahikeng Port Alfred Rustenburg Queenstown Vaal Port Triangle Elizabeth East London Uitenhage Polokwane Port Elizabeth East Alfred Mpumalanga Port Pretoria 15 CELL NO EMAIL ADDRESS E–MAIL ADDRESS ABSA 053 802 6510 Nedbank058 307 0722 910 Standard057 Bank 1900 054 338 8316 FNB 021 807 6538 FNB 021 974 2233 Standard028 Bank 8309 SandraAnthea HorsfallFortuin SBSA 514 MelissaColin Labuscahagne Nedbank Landbank 044 Goldberg 805 2038 VenetiaTrantaal Melissa Labuschagne Old Mutual Nedbank021 950 6712 Shaheda Asvat SBSA 036 638 2171 Mandy Daniels ABSA Janice Canny Absa 031 304 9925 Asvat Standard039 Bank 4216 Sanke Shaheda Duma Absa 688 Janice Canny Absa 034 328 9825 Inge Schirge Absa Charmain Strydom SBSA 034 989 8603 Lilann Govender FNB Vino Naidoo SBSA Wandile Khumalo Nedbank033 328 3109 [email protected] 083 789 0758 [email protected] 83 575 0690 [email protected] [email protected] 079 595 5182 [email protected] [email protected] 071 404 1304 [email protected] [email protected] 082 704 8046 [email protected] [email protected] 082 979 5763 [email protected] [email protected] [email protected] 083 419 9848 [email protected] [email protected] 083 981 6449 [email protected] 084 209 6845 [email protected] P [email protected] 084 503 7734 [email protected] [email protected] 079 571 1654 [email protected] [email protected] 082 459 3702 [email protected] 084 511 2216 [email protected] [email protected] 084 250 8527 [email protected] [email protected] 344 Tumelo Str, Kimberly, 8345 PO Box 53, Bethlehem, 9700 PO Box 16, Odendaalsrus, 9480 PO Box 20, Upington, 8800 PO Box 207, Paarl, 7646 PO Box 15236, Vlaeberg, 8018 PO Box 607, Swellendam, 6740 PO Box 201, George, 6530 40 Koppiesdam Road, Bishop Lavis, Cape Town, 8000 O Box 22, Ladysmith, 3370 83 School Road, Bluff, 4052 PO Box 836, Margate, 4275 PO Box 12512, Newcastle, 2940 PO Box 4, Vryheid, 3100 7 Dunveria Heights, Raisethorpe, Pietermaritzburg, Sifiso Zulu Carol Fearick VinoMonganye Naidoo Sasabona TrienieCarol SteynFearick ConnieLebohang Semono Keetse ClaudiaDimakatso van der Westhuizen Khonyane Sylvia Ndzima Tefo Scholtz Bukelwa Damana BiancaConfidence Madliwa Semono MartieShawn Laas Cole [email protected] 083 417 1530 [email protected] [email protected] 072 684 7360 [email protected] [email protected] 083 530 5331 [email protected] 083 707 0736 [email protected] [email protected] 073 647 4984 [email protected] [email protected] 083 707 0218 [email protected] [email protected] 071 993 9195 [email protected] [email protected] 076 608 9183 [email protected] [email protected] 084 812 5978 [email protected] 082 313 1306 [email protected] [email protected] 082 448 8518 [email protected] [email protected] 079 497 5957 [email protected] PO Box 13, Empangeni, 3880 8th Avenue, 259 Venue, Bezvalley PO Box 22, Rustenburg, 0300 Plot 20, Loutratz Str, De Deur 20 Elizabeth Court, Quigney, East London, 5241 PO Box 52, Port Alfred, 6170 7 Hexagon Cathcart Road, Queenstown, 5319 321 Cape Road, Newton Park, Port Elizabeth, 6502 PO Box 43020, Kwadwesi, 6004 41 Nagel Str, Westernburg, Polokwane, 0699 Box 3020, Nespruit, 1200 Montagu, 447 Reetz Str, Sunnyside, 0002 Netta Buchanan Percy Mali ThandoYvonne Masinga Duma Gobusamang Moilwe BANK FNB Nedbank Landbank FNB SBSA Nedbank Absa Absa FNB Absa Absa Absa BANK FAX NO Standard Bank 035 772 6763 Standard011 Bank 1776 500 FNB 014 590 6923 Nedbank016 421 3150 043 711 6411 Old Mutual 046 604 3900 Absa 045 807 3900 FNB 041 399 7003 Nedbank041 995 6543 Nedbank015 290 5520 753 Standard013 Bank 4635 012 317 3740 The official organ of Sasbo, The Finance Union, est. 1916 www.sasbo.org.za Vol 37 No 7 December 2015 It’s time again for Sasbo’s scholars to apply for study grants M y, how quickly the years come round! It is already time for Sasbo scholars involved in a recognised form of tertiary education to apply for one of the 50 study grants worth up to R4 000 that Sasbo is offering to members and/or their children in 2016. Sasbo financial manager, Samantha Anthony, who administers the flood of applications for grants received each year, offers the following guidelines: Proof of successful completion of your 2015 studies. The grants are solely for students undergoing approved forms of tertiary education. They do not apply to any other branch of education. We receive many applications. Only 50 of the applicants whose names will be drawn from the box in April or May next year will be fortunate enough to receive Sasbo’s help. Do not submit more than one application. Additional applications are discarded. “Best of luck with your application,” says Samantha. Sasbo 2016 Study Grant Private Bag X84 Bryanston 2021 Proof of your 2016 tuition fees paid, or payable. To ensure that their applications are considered, applicants should answer all the questions on the application form on this page. Please write clearly. or Applications may be faxed to: 011 388 6066. The closing date for applications is 29 February 2016. Successful applicants will be contacted telephonically in April or May 2016 after the final draw has taken place and the names of the successful applicants will be published in Sasbo News. S Application for a 2016 Sasbo Study Grant Sasbo membership number Sasbo member’s name & surname Institution where Sasbo member is employed Closest centre to member: JHB (please tick) Durban Randburg PE Rules The rules governing the allocation of Sasbo study grants are: Applicant’s name & surname Applicants have to be Sasbo members in good standing. Applicant’s year of study (eg: 2nd year) CT Pta Bloem Relationship of applicant to member Postal address & code If the required grant is for a child, at least one parent should be a Sasbo member in good standing. Tel home ( No other relatives (i.e. sisters, brothers, in-laws, etc.) will be considered. Bank Deposit Details The student has to be in his/her second year of study - or beyond at a recognised tertiary educational institution. on page 13 Completed forms can be mailed to: Proof of your 2016 registration/ enrolment. There is no age ceiling to the grant qualifications. Solution to Crossword Fax ( ) Tel work ( ) ) e-mail Name of account holder Bank name Bank account number The grants are not available to cover school fees or other forms of education. Bank branch (compulsory) Each application needs to be accompanied by: Type of account (eg: Current) Bank branch number (compulsory) **Note: Incomplete applications will not be considered 16