HIGH PERFORMANCE LAW™

HIGH PERFORMANCE LAW™
MORTGAGE DEFAULT SERVICES
FOR MORTGAGE SERVICERS, LENDERS, CREDITORS
FORECLOSURE
|
BANKRUPTCY
|
LITIGATION
|
REO
|
COLLECTIONS
|
EVICTIONS
|
TITLE
CURATIVE
BY THE BOOK. ON TIME.
W IT H I N A L L O W A B L E F E E S .
Lately, the road for mortgage banking has
Carolina and South Carolina for our high
been an especially difficult one. With the
performance professionalism. While that
recent economic downturn, it’s littered with
reputation is built upon legal expertise, what
obstacles that range from borrowers and
has honed it —from foreclosure to litigation
lenders hitting the wall financially to new
— is experience.
regulatory challenges that have sprung up
in response. Legally, it’s currently one of
In that time, we have developed a deep
the most complex courses to navigate – and
knowledge of creditors’ rights law and have
increasingly, to litigate.
successfully applied it in all areas of practice
including:
To do so successfully, you need an
• FORECLOSURE
• COLLECTIONS
experienced, knowledgeable law firm with
• BANKRUPTCY
• EVICTIONS
sharp focus, flawless legal reflexes, and most
• LITIGATION
• TITLE CURATIVE
of all, a steady hand to safely guide you
• REO, COMMERCIAL AND RESIDENTIAL CLOSINGS
proactively and reactively with finesse and
precision.
With a field this complicated, you want a
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For over 35 years, Hutchens Law Firm has
law firm with not just the expertise to know
done just that for banks, mortgage lenders,
which direction to take, but whose experience
mortgage servicers and creditors.
makes getting there second nature.
We’ve established a well-earned reputation
You want Hutchens Law Firm’s high
among courts and clients throughout North
performance legal services.
WHAT SETS US APART
Our reputation for high performance law has
made our law firm the “go to” for mortgage
servicers, lenders, and GSEs. That reputation stems
from our unique mix of priorities and investments:
AN ESTABLISHED INDUSTRY PRESENCE
Recognition and awards from industry associations,
clients, and peers attest to our commitment to
client satisfaction. Our Firm’s membership in the
USFN (America’s Mortgage Banking Attorneys)
and our USFN Diamond Award (2007-2014)* are
testaments to our proven experience in the industry.
We also serve as members in the National Mortgage
Bankers Association, North Carolina Bankers
Association, Mortgage Bankers of the Carolinas,
North Carolina Creditors’ Bar Association, and the
Legal League 100.
DEDICATION TO THE FIELD
For the attorneys in our default servicing
practice, this industry is our professional passion.
Throughout the year, we travel across the country
to speak at seminars and conferences held by the
USFN, MBA, and other industry organizations. We
also provide on-site continuing education courses
to clients upon request, participating in speaking
engagements nationwide.
TECHNOLOGICAL EFFICIENCY
We’re strong believers in leveraging technology
to maximize efficiency and minimize costs for
clients. Our dedicated in-house IT department
continually tracks the latest innovations to see how
we may streamline processes. Our customized
database and case management software allows
for seamless workflow reporting and document
tracking throughout all areas of practice.
LEGAL WORK DONE IN-HOUSE
The Firm believes using our own staff and
attorneys provides accountability, efficiency,
oversight, and yields the best results. No cutting
corners - full compliance done right, done timely
and securely.
CASE MANAGEMENT
Our custom-designed case management system
(CMS) offers integrated solutions that help to
create the most efficient processing possible.
This software streamlines every aspect from legal
research to data and document management.
Plus, our investment in ongoing staff training on
credit and legal issues helps ensure that time isn’t
wasted in ramping up for each individual case.
Together, these efficiencies support our pledge
to work within agreed upon budgets and related
benchmarks while keeping clients fully informed.
RESPONSIVE REPRESENTATION
When we take you on as a client, your interests
become our interests, and we vigorously defend
them to the fullest extent. Part of any successful
partnership is communication, and our staff,
infrastructure, and technology combined ensure
that you receive prompt response to address and
answer any and all of your needs at a moment’s
notice.
Each year we undergo extensive audits from our
clients to ensure compliance with their requirements.
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FORECLOSURE
We know the rules: state, federal, and
QUASI-JUDICIAL FORECLOSURE
bankruptcy. Our attorneys are well-versed
After exhausting all avenues for collection of
and understand the GSE, Agency and
mortgage debts, certain circumstances allow
Servicer guidelines, the pertinent provisions
for non-judicial foreclosure proceedings in
of the CFPB regulations, the applicable
North Carolina to reclaim your collateral and
provisions of the national settlements
mitigate losses.
involving banks and servicers, and we have
both trial and appellate court experience in
consumer initiated litigation arising out of
mortgage loan transactions and servicing
activities.
Stage 1: Preparation, Title Examination,
and Documentation
Stage 2: Review, Notices, and Hearing
Stage 3: The Sale
Compliance in all of these areas is essential
FORECLOSURES - JUDICIAL FORECLOSURES
and we have the knowledge and experience
In mortgage servicing, errors and mistakes
to help our clients meet the necessary
performed at loan origination can rise to
mandates. Hutchens Law Firm has received
the forefront in foreclosure, preventing you
a “no objection” determination from Fannie
from effectively recovering your collateral.
Mae and Freddie Mac for each of the many
We provide seasoned advice and advocacy
servicer clients who have requested the
in judicial foreclosures and title curative
review of our Firm. We have fully executed
litigation ranging from a simple reformation
legal retention agreements from each of the
of a clerical error to more complex issues.
GSEs in both North and South Carolina.
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We have over 35 years’ experience in handling
foreclosure, bankruptcy, and default-related matters.
BANKRUPTCY
When creditors are faced with a borrower’s
expertise. You can put that same expertise
bankruptcy filing, it takes a quick legal reflex
to work in protecting your own interests with
and accelerated response to stay ahead
our comprehensive services to guide you
of the chain reaction and to ensure your
through every step of the bankruptcy process,
financial interests are at the front of the line.
including:
At Hutchens Law Firm, our proven strategies
• Preparing and filing proofs of claims
are designed to help you successfully
maneuver through the complex process
• Defending objections to proofs of claims
in order to protect your interests, mitigate
• Objections to plan confirmation
losses, and ensure the best possible solution.
• Plan reviews (Chapters 11, 12, & 13)
We represent lenders, banks, mortgage
servicers, landlords, and all creditors —
regardless of size — in North Carolina and
South Carolina.
We’ve earned a well-respected reputation
• Preparation of reaffirmation agreements
• Motions for relief from the automatic stay
• Defense and prosecution of adversary
proceedings, as well as other forms of
bankruptcy litigation
within the industry that frequently results in
• Appeals at the district court and fourth
our being invited as lecturers, presenters,
and panelists throughout the country on
• Loss mitigation issues
circuit court of appeals
bankruptcy topics to share our specific
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LITIGATION
Unfortunately, sometimes credit default disputes
become intractable and you’re forced to file or
defend a lawsuit. Successful litigation demands
the highest level of performance that combines a
solid foundation through knowledge of default,
banking, and regulatory law; the intricate
procedures of trial practice, from motions to
appeals; and the Firm resolve and confidence
that can only come with experience. It’s exactly
the type of HIGH PERFORMANCE LAW™
upon which we’ve built our successful reputation.
In mortgage-related credit default litigation,
attacks on your interests can spring from many
directions, and we’re highly adept at defending
against them all. Examples of issues that can
arise include:
FORECLOSURE CHALLENGES…
Brought by borrowers or any party with an
ownership interest in the subject property. These
challenges can include alleged issues with the
loan origination, servicing of the loan, or the
foreclosure itself.
MORTGAGE LIEN LITIGATION…
Brought by interested parties seeking to pursue
their own financial interests at the expense of
yours. Such parties may include lenders and
servicers, tax sale purchasers, HOAs, and
internet-educated scammers.
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REO LITIGATION…
That can hinder the disposition of REO
assets and include neighboring property
disputes, code enforcement issues, or disputes
surrounding contracts and sales.
EMINENT DOMAIN CHALLENGES…
Brought by the government or utility companies
seeking to obtain title to easements from the
property for public works.
You can put our brand of HIGH
PERFORMANCE LAW™ to work for your
interests in any area of creditor litigation
including:
• Contested foreclosures and foreclosure
appeals
• Injunctions and temporary restraining orders
• Code violations and enforcement
• Easement and boundary disputes
• Title reformation
• Defense of TILA, RESPA, Fair Debt, Breach
of Contract, and Unfair and Deceptive Trade
Practices claims
• Mediation and arbitration
• Surplus funds
• Bankruptcy matters including, but not limited
to: Adversary proceedings, cramdowns,
lien stripping, preference actions, proof of
claim defense, and sanctions
REO
Sometimes as a creditor you end up on
the entire legal process from contract to
a road you never intended to be on. But
closing, taking the burden off of you.
following foreclosure proceedings, you
may find yourself in possession of an REO
We can work with your REO agents,
property, an asset you need to liquidate.
negotiate and prepare the sales contract,
After all, you’re in the business of lending,
clear title issues, prepare your closing
not selling real estate.
documents and assure that the settlement is
completed in accordance with the contract
The disposition of REOs requires having the
terms.
proper real estate network and infrastructure
in place so you can sell the property
We coordinate the closing, contacting listing
efficiently and at the highest value possible
brokers, selling brokers, and the buyer’s
to recoup your losses and mitigate your
attorney to ensure that the closing takes
financial burden.
place on time and that settlement proceeds
are disbursed expeditiously in accordance
At Hutchens Law Firm, we’ve developed a
with your requirements.
system and legal/closing team that work
together with your asset management group
As a testament to our professionalism and
and listing agents to successfully close REO
expertise, our Firm has represented Federal
transactions quickly and at fixed rates. Our
National Mortgage Association with regards
comprehensive REO services can manage
to its REO portfolio for more than a decade.
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COLLECTIONS
As a creditor, nothing is more fundamental
communications to determine the disposition
to protecting your interests than ensuring
of the debtor and his/her intent or ability to
the money you have lent comes back.
repay. The purpose of these communications
Unfortunately, collecting unpaid debts can be
is to avoid unnecessary conflict that can add
a time-consuming process.
time and expense to the collection process.
It takes a system, consistency, hitting target
Depending on those variables, we offer the
dates, and action to convince the debtor
appropriate solutions that are going to result
that the action will be pursued to collection/
in your recovery of the outstanding debt.
repossession.
This includes:
In collections, return on investment (ROI )
• Structured payment agreements
is a critical consideration in regards to the
• Property repossession
amount being collected and the cost of that
• Foreclosure and eviction
collection. It’s always the first consideration
• Consent judgments
we make in determining the proper strategy.
• Debt modifications
Collection laws are consumer friendly. We
will avoid turning a potentially profitable
When all else fails, and the amount owed
collection action into a disastrous counter-
warrants it from a cost perspective, our
claim for collection law violations.
attorneys can lend their extensive experience
in pursuing your interests in the Bankruptcy,
In those circumstances requiring a
State and Federal Courts in North Carolina
specialized approach, we have the attorneys
and South Carolina.
and staff to achieve the most timely and
cost-efficient solution. In most instances,
our process begins with firm but respectful
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EVICTIONS
We approach every eviction with diplomacy
evictions. We can guide clients through
guided by an empathetic but firm hand in an
difficult decisions such as whether to seek the
attempt to resolve any issues quickly and cost-
appointment of a rent receiver and how to deal
efficiently so you can obtain possession of your
with personal property left behind after the
collateral. This may include offering a cash-
lockout.
for-keys agreement or other option to transfer
possession of the collateral to you without the
cost of an eviction proceeding.
Evictions fall into two main categories – those
following foreclosure of a property and those
stemming from non-foreclosure tenant issues.
We can effectively represent you in both
scenarios.
FORECLOSURE EVICTIONS
OUR COMPREHENSIVE SERVICE INCLUDES:
• Confirming military and bankruptcy status
of prior owners/occupants
• Review of Lease Agreements provided by
the occupants
• Sending the appropriate Notice to Vacate
the property to the occupants
Following foreclosure, the eviction process is
• Complying with HUD regulations and
Occupied Conveyance procedures
governed by statute, but can vary depending
• Petitioning the court for a Writ of Possession
on the courts’ and sheriffs’ caseloads, and
particular county requirements. We handle
every step of the process to ensure a timely and
• Coordinating a lockout with the sheriff
where possible
efficient outcome so you can take ownership of
• Dealing with personal property left behind
the property as an asset.
• Property preservation concerns
NON-FORECLOSURE EVICTIONS
We are experienced in representing landlords
in both residential and commercial property
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TITLE CURATIVE
The fine details. When it comes to title
PROPERTY WITH A TITLE INSURANCE
claims, any defects in the details can present
POLICY
serious issues when it comes to investment
or disposition of real property or mobile
homes. Whether it’s a matter of faulty
documentation, improper title conveyance,
delinquent taxes and liens, or the discovery
that your customer does not hold 100%
If we find title issues upon examination, and
there is a title insurance policy covering your
interest, we will file a title insurance claim for
a potential curative resolution. Our successful
interest in the title – just to name a few
experience in pursuing curative measures
issues – our dedicated team of title curative
applies to all potential issues – from superior
attorneys and staff are well-practiced in
liens of record to more extensive issues like a
navigating the complexities of the
missing interest or incorrect legal description.
process for successful resolution.
Our well-established working relationship
In North Carolina, we have a team of inhouse title examiners and paralegals that
perform all of the Firm’s title work in all
100 counties in North Carolina. This team
with all title insurance companies working in
North and South Carolina and their claims
offices, helps us address these issues with
efficiency in both time and cost. In addition,
has been trained and is supervised by the
our practice has earned us the respect of
Firm’s title attorneys, and has an eagle eye
litigation counsel throughout NC and SC
to research titles, identify issues, and propose
retained by title insurance companies to
methods for resolution.
resolve defects. In fact, many often contact
our office for guidance. This ongoing
Title curative measures generally fall into two
professional relationship again helps us
main categories, and our expertise covers
increase efficiency in more complex matters.
both.
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PROPERTY WITH NO TITLE INSURANCE
OR REJECTION OF POLICY CLAIM BY
TITLE COMPANY
While properties without title insurance can
• Filing reformation actions to cure
be more complex matters, we are equally
adept at resolving such issues as well.
Depending on the type of issue, our team can
defective legal description issues
• Negotiating with owners (current and
prior) to obtain corrective documents
cure defects in titles where there is not a title
• Drafting Warranty, Non-Warranty and
policy, by leveraging our extensive experience
with numerous issues and curative methods
• Drafting easements, shared driveway
such as:
Quit-Claim Deeds
or well agreements, and boundary line
agreements
• Negotiating or litigating with title
companies to provide leverage
• Reaching out to prior lien holders for
cancellation of satisfied liens that have
not been cancelled of record
• Negotiating settlement of liens that have
not been paid and satisfied
• Drafting subordination agreements,
satisfactions, and releases
• Filing quiet title actions to resolve missing
interest issues or some lien issues
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HUTCHENS PARTNERS
TERRY HUTCHENS
WAKE FOREST SCHOOL OF LAW
As managing partner, Mr. Hutchens directs the Firm in the area of
default legal services and has 37 years of experience in foreclosure,
bankruptcy, REO closings, evictions, and civil litigation. Awards:
American Business Ethics Award 2011; AV® rated by MartindaleHubbell; Best Lawyers in America 2009-2014; North Carolina
Superlawyers 2005-2014.*
“We recognize that our clients are judged by the company they keep. We
work tirelessly to ensure that our reputations as both lawyers and members
of our community reflect favorably upon them.” – Terry Hutchens
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JOSEPH J. VONNEGUT
MERCER UNIVERSITY SCHOOL OF LAW
Mr. Vonnegut has over 20 years of experience in bankruptcy, civil
litigation and creditors’ rights, and is a frequent contributor on
bankruptcy-related issues, authoring articles in national publications
and speaking at bar and industry gatherings. Mr. Vonnegut has
received an AV® rating by Martindale-Hubbell.*
Joe believes that representing both creditors’ rights and bankruptcy
clients gives him a rare perspective on these cases.
“You can never look at a case from just one angle. The ability to
understand all sides of each case helps me deliver the best possible
outcome for my clients.” – Joe Vonnegut
WILLIAM WALT PETTIT
MERCER UNIVERSITY SCHOOL OF LAW
With over 30 years of experience, Mr. Pettit’s practice areas
include civil litigation, commercial and residential foreclosure and
bankruptcy, and creditors’ rights. Walt has been appointed as a
Federal Court Receiver and a Chapter 11 trustee in numerous highprofile cases.
“A Federal Court Receiver appointment is certainly an honor; but I bring
the same principled dedication to every case and every client.”
– W. Walt Pettit
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J. SCOTT FLOWERS
CAMPBELL UNIVERSITY, NORMAN ADRIAN WIGGINS
SCHOOL OF LAW
With an AV® rating from Martindale-Hubbell* and 13 years of
experience, Mr. Flowers’ areas of practice include default related
litigation, collections, and judicial foreclosures.
Scott’s philosophy for working with clients always starts with listening.
“If a client is talking to a litigation attorney, it’s probably a stressful time
for them. They need to know that you are listening and that you are on
their side.” – J. Scott Flowers
LAUREN S. THURMOND
UNIVERSITY OF SOUTH CAROLINA SCHOOL OF LAW
Ms. Thurmond’s practice areas include commercial and residential
foreclosure, eviction, creditors’ rights, and real estate title litigation.
Ms. Thurmond regularly visits mortgage companies throughout the
country to provide on-site mortgage related training sessions and
also teaches foreclosure continuing legal education courses. Ms.
Thurmond has received an AV® rating from Martindale-Hubbell.*
Lauren is one of the Firm’s compliance officers and in that role is
always reviewing the Firm’s practices to ensure it is adhering to
industry best practices.
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“We are constantly evolving to ensure that our infrastructure both from
a technology and management standpoint is tailored to ensure timeline
adherence, the protection of client confidential information, timely
communication and escalation of matters, accurate reporting, and costeffective competent legal representation.” – Lauren S. Thurmond
SUSAN R. BENOIT
CAMPBELL UNIVERSITY, NORMAN ADRIAN WIGGINS
SCHOOL OF LAW
Ms. Benoit is Real Estate/Title Supervising Partner and has over 20
years of experience in the real estate field. Ms. Benoit has a deep
understanding of commercial and residential closings, REO, and title
curative.
“My path to the Firm is unique – and my added perspective gives my
clients a unique advantage that I’m proud to offer.” – Susan Benoit
HILTON T. HUTCHENS, JR.
CAMPBELL UNIVERSITY, NORMAN ADRIAN WIGGINS
SCHOOL OF LAW
Mr. Hilton Hutchens brings energy and gumption to his position as
the Default Servicing Litigation Supervising Partner for Hutchens
Law Firm where he also practices in the areas of civil litigation,
collections, creditors’ rights, and foreclosure.
Hilton strives for success for each of his clients, be they local or
national, for which he has earned North Carolina SuperLawyers’
Rising Star each year from 2011-2015*.
“Whether it is a national bank or an aggrieved individual, our laws
provide the same protections for each; and each deserves competent
and thorough legal representation.” – Hilton (Hutch) Hutchens
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N O R T H
C A R O L I N A
DEFAULT SERVICES TEAM
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LANÉE BORSMAN | WAKE FOREST UNIVERSITY SCHOOL OF LAW
Lanée Borsman practices in the areas of foreclosure, eviction, title curative and litigation as
an associate with Hutchens Law Firm. She came to law through title examination and still
enjoys tackling the puzzle-like challenges of title issues. Lanée speaks across the country
on mortgage servicing seminars and does onsite client visits, conducts continuing legal
education training for paralegals and attorneys. She is an active volunteer and board
member for the Lawyer’s Assistance Program of the North Carolina State Bar.
S. TROY STALEY | CAMPBELL UNIVERSITY, NORMAN ADRIAN WIGGINS SCHOOL OF LAW
Troy Staley brings a healthy work ethic and a keen eye for research to Hutchens Law Firm as
an associate practicing in the Firm’s Bankruptcy group. He helps manage the Chapter 7 and
Chapter 13 default practice for the firm. Throughout the year, Troy travels to various national
industry conferences to speak on panels involving bankruptcy issues. He also participates in
onsite client trainings. When it comes to representing his clients, Troy always tries to exceed
his client’s expectations.
WILLIAM F. KIRK, III | WASHINGTON AND LEE UNIVERSITY SCHOOL OF LAW
William Kirk currently practices in the areas of bankruptcy, creditors‘ rights, and real estate
litigation and has more than a decade of experience in a wide variety of litigated and
transactional areas of law. He is active with Hutchens’ national bankruptcy consulting group,
which involves advising large financial institutions on individual cases and developing issues
in Chapter 11 and Chapter 13 cases across the country. Mr. Kirk is licensed to practice in
five states and has appeared in various others by pro hac vice admission.
JEFFREY BUNDA | EMORY UNIVERSITY SCHOOL OF LAW
Jeff Bunda practices with the firm’s litigation practice group, focusing on contested
foreclosures, title curative litigation and consumer protection defense. Jeff has become a
fixture of North Carolina’s default servicing practice, and his expertise is sought by both
national clients and local practitioners. Jeff routinely conducts seminars on creditor’s rights
litigation and has been published in several industry publications. Jeff has also advocated
for his clients before legislative and regulatory bodies.
GRAHAM KIDNER | GENERAL COUNSEL
As Hutchens Law Firm General Counsel, Graham Kidner is involved in client relations and
development activities, firm compliance, and mortgage default and civil litigation. Prior to
joining the Firm, Kidner spent 21 years in Freddie Mac’s legal division, rising to the position
of Managing Associate General Counsel, where he had oversight of all single-family loan
level litigation affecting Freddie Mac loans nationwide. He also managed the company’s
Designated Counsel Program that, at its peak, consisted of approximately 100 law firms
across 27 states handling approximately 80 percent of all Freddie Mac foreclosures.
SOUTH CAROLINA
He holds a bachelor of law degree from The University of Leeds, England, and after attending
The College of Law in Guildford, England, passed the Solicitors’ Final Examinations. He then
received his J.D. from Wake Forest University School of Law. Kidner is admitted to practice law
in North Carolina, the U.S. Supreme Court, the U.S. Court of Federal Claims, and various
federal district and appellate courts.
JOHN S. KAY | UNIVERSITY OF SOUTH CAROLINA SCHOOL OF LAW
Mr. Kay brings almost 30 years of experience and perseverance to his position as the Default
Services Managing Attorney of the Columbia, SC office. John focuses his practice in the
areas of mortgage default servicing, real estate, and bankruptcy, and throughout the year is
a frequent speaker at continuing legal education seminars on issues related to these areas.
John also conducts training sessions for mortgage servicers around the country. He believes
in working hard to consistently exceed client expectations.
JOHN B. KELCHNER | UNIVERSITY OF SOUTH CAROLINA SCHOOL OF LAW
Mr. Kelchner has over 17 years of experience representing mortgage creditors in the default
servicing industry. John’s practice is concentrated in the areas of consumer bankruptcy,
mortgage foreclosure, title curative issues, and real estate. John has served as a panelist at
educational seminars and conferences for the bar and mortgage servicers. He believes that
thorough preparation and attention to detail are the keys to meeting his clients’ goals.
ASHLEY Z. STANLEY | UNIVERSITY OF SOUTH CAROLINA SCHOOL OF LAW
Ms. Stanley has over 8 years of experience and focuses her practice in the areas of mortgage
default servicing and bankruptcy. She is a member of the Richland County Bar Association,
South Carolina Bar, and American Bar Association. She has spent the last three years as a
Compliance Attorney focusing on ensuring legal, regulatory, and servicer compliance as well
as Quality Assurance.
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HIGH PERFORMANCE LAW ™
At Hutchens Law Firm, we provide HIGH PERFORMANCE LAW™ services for banks, servicers,
and other creditors rooted in legal expertise, guided by extensive experience, and informed by
ethics and empathy. We understand that this industry in particular has an emotional as well as
financial cost for everyone involved.
With that in mind, we work every avenue to try and achieve a beneficial resolution both outside
and inside the courtroom, while keeping an eye on time and cost efficiencies.
To examine our credit default services more in-depth, visit us online at:
HutchensLawFirm.com/areas-of-practice/creditors-rights
* INDUSTRY AWARDS
American Business Ethics
AV® rated by Martindale-Hubbell
Best Lawyers in America
North Carolina Superlawyers
USFN Diamond Award
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Methodist.edu/cfe/awards.htm
Martindale.com
Bestlawyers.com
Superlawyers.com/north-carolina
USFN.org
CONTACT
- OFFICES IN NORTH CAROLINA -
CHARLOTTE
6230 Fairview Rd., Ste. 315
Charlotte, NC 28210
FAYETTEVILLE
4317 Ramsey St.
Fayetteville, NC 28311
SOUTHERN PINES
105 Commerce Ave.
Southern Pines, NC 28387
WILMINGTON
7029 Wrightsville Ave.
Wilmington, NC 28403
Mailing Address
P.O. Box 12497
Charlotte, NC 28220
Mailing Address
P.O. Box 2505
Fayetteville, NC 28302
Mailing Address
P.O. Box 2505
Fayetteville, NC 28302
Mailing Address
P.O. Box 12969
Wilmington, NC 28405
P: 704-357-6262
F: 704-357-6233
P: 910-864-6888
F: 910-864-6848
P: 910-684-8688
F: 910-684-8689
P: 910-509-7480
F: 910-884-3912
- OFFICES IN SOUTH CAROLINA -
COLUMBIA
240 Stoneridge Dr., Ste 400
Columbia, SC 29210
Mailing Address
PO Box 8237
Columbia, SC 29202
MYRTLE BEACH
1021 Sea Mountain Hwy
Ste. B-2
N. Myrtle Beach, SC 29582
P: 910-864-6888, ext. 1760
F: 803-252-6822
P: 803-726-2700
F: 803-252-6822
HIGH
PERFORMANCE
LAW™
In North Carolina, contact Terry Hutchens at (910) 864-6888 or Lauren Thurmond at (704) 357-6262.
In South Carolina, contact John Kay or John Kelchner at (803) 726-2700.
PUBLISHED 7.2015
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H
HIGH PERFORMANCE LAW™
HutchensLawFirm.com