monstrumWaveXT - Monstrum Media

Transcription

monstrumWaveXT - Monstrum Media
NPOTUSVN8BWF95
$SPTT1MBUGPSNTPGUXBSFFEJUPSGPSUIF8BMEPSG.JDSPXBWF**95BOE95L
PRQVWUXP:DYH;78VHU0DQXDO
6(37
0RQVWUXP:DYH;7LVDFURVVSODWIRUPVWDQGDORQHHGLWRUIRUWKH:DOGRUI0LFUR:DYH,,;7DQG;7NZDYHWDEOH
V\QWKHVL]HUVZKLFKSURYLGHVHDV\DFFHVVWRQHDUO\HYHU\XQGHUWKHKRRGVHWWLQJDQGSDUDPHWHUZKLFKZRXOG
RWKHUZLVHRQO\EHDYDLODEOHE\VFUXEELQJWKURXJKSDJHVRIVXEPHQXVRQWKHV\QWK¶VWLQ\/&'VFUHHQ
7KHGHVLJQDQGOD\RXWRIPRQVWUXP:DYHWDNHVFXHVIURPWKHQRZFODVVLFZDYHWDEOHV\QWKWKHPLFURZDYH
;7ZKLOHH[SDQGLQJRQWKHFRQFHSWWRSURYLGHZKDW,KRSH\RXVHHDVDFOHDUHDV\WRXVHLQWHUIDFHZKLFK
H[SDQGVRQWKHXVDELOLW\DQGHQMR\PHQWRIWKLVH[FHOOHQWV\QWKHVL]HUIURP:DOGRUI
+DUGZDUH6RIWZDUH5HTXLUHPHQWV
6LQFHPRQVWUXP:DYHLVDXWKRUHGLQDFURVVSODWIRUPHQYLURQPHQWLWLVFDSDEOHRIUXQQLQJRQDOPRVWDQ\
FRPSXWHUROGRUQHZRQHLWKHU26;:LQGRZVRU/LQX[
%HIRUH<RXVWDUW
Ɣ
PRQVWUXP:DYH;7GRHVQRW\HWVXSSRUWPXOWLPRGHDOOHGLWVDUHPDGHHLWKHUWRDVRXQGSURJUDPD
ZDYHIRUPRUZDYHWDEOH
Ɣ <RXUV\QWKPXVWEHVHWWR'HYLFH,'<RXGRQRWQHHGWRFKDQJHWKLVVHWWLQJRQ\RXUV\QWKXQOHVV
\RXKDYHPXOWLSOH0LFURZDYHV0,',FKDLQHGWRJHWKHU)XWXUHXSGDWHVWRPRQVWUXP:DYH;7ZLOO
IHDWXUHDYDULDEOH'HYLFH,'VHWWLQJ
Ɣ PRQVWUXP:DYH;7VXSSRUWVXSWR:DOGRUI¶VV\VWHPVRIWZDUH,I\RXKDYHDQHDUOLHU26RQ\RXU
0LFURZDYH;7EHDZDUHVRPHSDUDPHWHUVDQGYDOXHVZLOOQRWEHDYDLODEOHWR\RX
8VHU0DQXDO&RQYHQWLRQV
Ɣ
Ɣ
Ɣ
:KHQWKHPDQXDOUHIHUVWR³WKHSDQHO´LWPHDQVWKHPRQVWUXP:DYH
:KHQWKHPDQXDOUHIHUVWR³WKHV\QWK´LWPHDQVWKH:DOGRUI0LFURZDYHKDUGZDUH
:KHQWKHPDQXDOUHIHUVWRD³SURJUDP´LWPHDQVZKDWDOVRLVVRPHWLPHVFDOOHGDVRXQG%DVLF
6RXQG3URJUDPRUSDWFKLQ:DOGRUI¶VGRFXPHQWDWLRQ
Ɣ :KHQWKHPDQXDOUHIHUVWRD³:DYHWDEOH´LWPHDQVZKDWDOVRLVVRPHWLPHVFDOOHGD:DYH
&RQWUROWDEOHRU&RQWURO7DEOHLQ:DOGRUI¶VGRFXPHQWDWLRQ
Ɣ 7RVHUYHWKHODUJHVWDXGLHQFHSRVVLEOHPRQVWUXP:DYHLVDELWDSSOLFDWLRQ$SSOLFDWLRQILOHVIRU
26;:LQGRZVDQG/LQX[DUHVXSSOLHG
Ɣ
7KLVV\PEROLQGLFDWHVVRPHWKLQJFUXFLDOZKLFK\RXVKRXOGEHVXUHWRUHYLHZDYHV;7;7N,,
0,',FKDLQHGWRJHWKHU
,QVWDOODWLRQ
7KHPRQVWUXP:DYH;7]LSILOHZLOOFRQWDLQDQXPEHURIILOHVDQGIROGHUVLW¶VUHFRPPHQGHG\RXNHHSWKHVH
ILOHVVRPHSODFHVDIHRQ\RXUKDUGGULYH,QFOXGHGLQWKH]LSSDFNDJHDUHWKUHHIROGHUV
$33/,&$7,21&RQWDLQVWKHPRQVWUXP:DYH;7DSSOLFDWLRQIRUHYHU\RSHUDWLQJV\VWHP
'2&80(17$7,21&RQWDLQVFXUUHQWUHOHDVHQRWHVHQGXVHUOLFHQVHDJUHHPHQWDQGWKLVPDQXDO
)2176&RQWDLQVVHYHUDOIUHHXVHIRQWVUHIHUHQFHGE\PRQVWUXP:DYH;7
,QVWDOOWKHIRQWVSURYLGHGZLWKLQWKH)2176IROGHUWR\RXUV\VWHP7KHVHIRQWVDUHWUXHW\SHIRQWVDQGZLOO
LQVWDOORQDQ\PRGHUQRSHUDWLQJV\VWHP
0DF26DQGXS
Ɣ 'UDJWKHPRQVWUXP:DYH;7UHOHDVH1XPEHU!DSSLQWR\RXUV\VWHP
V$SSOLFDWLRQVIROGHU
Ɣ 3URJUDPSHUPLVVLRQVDQGUHVRXUFHVZLOOEHVWRUHGLQ
8VHUV\RXU8VHU1DPH!/LEUDU\3UHIHUHQFHVPRQVWUXP:DYH;7B[[
Ɣ $/:$<6WUDVKWKHFRQWHQWVRIWKLVPRQVWUXP:DYH;7SUHIHUHQFHVIROGHUEHIRUHUXQQLQJ
PRQVWUXP:DYH;7IRUWKHILUVWWLPHDIWHUXSJUDGLQJWRDQHZUHOHDVHYHUVLRQ
:LQGRZV;3DQGXS
Ɣ 'UDJWKHPRQVWUXP:DYH;7UHOHDVH1XPEHU!H[HILOHLQWR\RXUV\VWHP
V3URJUDP)LOHVIROGHU
Ɣ 3URJUDPSHUPLVVLRQVDQGUHVRXUFHVZLOOEHVWRUHGLQ\RXUXVHU
VDSSOLFDWLRQGDWDIROGHULQDIROGHU
FDOOHGPRQVWUXP:DYH;7
Ɣ $/:$<6WUDVKWKHFRQWHQWVRIWKLVPRQVWUXP:DYH;7SUHIHUHQFHVIROGHUEHIRUHUXQQLQJ
PRQVWUXP:DYH;7IRUWKHILUVWWLPHDIWHUXSJUDGLQJWRDQHZUHOHDVHYHUVLRQ
6HWXS
6LPSO\UXQWKHDSSOLFDWLRQIURPZKHUH\RXLQVWDOOHGDERYH:KHQWKHLQWHUIDFHDSSHDUVVHOHFW³0,',´IURP
WKHWRSPHQXEDUWRJHWWRWKH0,','HYLFHVHWXSRSWLRQV
Ɣ
Ɣ
6HWWKH,QSXW'HYLFHWRZKLFKHYHU0,',SRUWLVFRQQHFWHGWRWKHV\QWK¶V³0,',287´SRUW
6HWWKHRXWSXWGHYLFHWRZKLFKHYHU0,',SRUWLVFRQQHFWHGWRWKHV\QWK¶V³0,',,1´SRUW
,03257$17127(
,WPD\EHSUHIHUDEOHLI\RXU0,',LQWHUIDFHDOORZVLWWRVLPSO\URXWHDQ\0,',NH\ERDUGFRQWUROOHUWKURXJK\RXU
LQWHUIDFH¶VVRIWZDUHLHFORFNZRUNVIRU0278GHYLFHVWRWKHSRUWWKDWFRQQHFWVWR\RXUV\QWK¶V0,',,1
2WKHUZLVHVHOHFWWKH0,',NH\ERDUG\RX¶GOLNHWRXVHWRFRQWURO\RXU;7IURP0,',!&RQWUROOHU'HYLFH
/LQH&KHFN
<RXVKRXOGQRZEHDOOVHWXS7RYHULI\
0RYHDNQRERUVOLGHURQWKHSDQHO<RXVKRXOGVHHWKHV\QWK¶V0,',DFWLYLW\/('LOOXPLQDWH,ILWGRHV
\RXKDYHVXFFHVVIXOO\VHWPRQVWUXP:DYH¶V0,',2XWGHYLFH
1H[WURWDWHDNQRERQWKHV\QWK<RXVKRXOGVHHWKHFRUUHVSRQGLQJNQRERUVOLGHUPRYHRQWKHSDQHO
,ILWGRHV\RX¶UHSUREDEO\QRWUHDGLQJDQ\PRUH
,I\RX¶YHIDLOHGHLWKHURQHRIWKHVHWZROLQHFKHFNVWHSVJREDFNWRWKHVWDUWRIWKHPDQXDOUHYLHZDQGYHULI\
,I\RXFRQWLQXHWRKDYHLVVXHVSOHDVHHPDLOPHDQG\RX¶OOVHH,UHVSRQGDVVRRQDVKXPDQO\SRVVLEOH
*HQHUDO2SHUDWLRQ
:KHQ\RXILUVWRSHQPRQVWUXP:DYH;7WKHLQWHUIDFHZLOODSSHDUDQGHYHU\NQREFRPERER[VOLGHUZLOOEULHIO\
LQLWLDWHIURPLW¶VPD[LPXPYDOXHWRPLQLPXPYDOXHMXVWOLNHPDQ\PRWRUL]HGFRQVROHV7KHSDQHOZLOOWKHQ
XSGDWHWRUHIOHFWWKHVHWWLQJVRIHYHU\SDUDPHWHURIWKHFXUUHQWSURJUDPRQWKHV\QWK
7KHSDQHOFDQUHFHLYHVRXQGSURJUDPVIURPWKHV\QWKDQGVHQWVRXQGSURJUDPVWRWKHV\QWK¶VHGLWEXIIHU
:KHQ\RXHGLWDSURJUDPIURPWKHSDQHO\RXDUHHGLWLQJWKHSURJUDP¶VHGLWEXIIHURQWKHV\QWK,QRUGHUWR
VDYH\RXUHGLWHGVRXQG<RXPXVWSHUIRUPWKHVDYHRSHUDWLRQIURPWKHV\QWKLWVHOI8QIRUWXQDWHO\HYHQZLWK
WKHODVW26XSJUDGHWRWKH0LFURZDYH,,;7VHULHVWKHPHVVDJHVZKLFKKDQGOHVDYLQJPXVWEHSHUIRUPHG
IURPWKHV\QWKLWVHOI2QRQHKDQGWKLVLVXQIRUWXQDWH2QWKHRWKHUKDQGLWFRXOGEHFRQVLGHUHGE\VRPHD
VDIHW\JXDUGWRSUHYHQWFRPSXWHUVRIWZDUHIURPLQDGYHUWHQWO\VDYLQJRYHUSURJUDPVRQ\RXUKDUGZDUHV\QWK
<RXPD\KDYHDOUHDG\QRWLFHG
PRQVWUXP:DYH¶VLQWHUIDFHLVGHVLJQHGFORVHO\UHVHPEOLQJV\QWKLWHGLWVWDNLQJDFXHIURPWKHVKDGRZ
HGLWLRQQRWRQO\IRULW¶VVW\OHEXWWREHHDV\RQWKHH\HVRQVFUHHQLQDGLPO\OLWVWXGLR
7KHEDVLFDSSURDFKZDVWRSURYLGHDEDODQFHEHWZHHQDQHDV\WRXVHLQWHUIDFHWKDWGRHVQRWFOXWWHUWKH
VFUHHQZKLOHSURYLGLQJDFFHVVWRHYHU\HGLWDEOHSDUDPHWHURQWKHV\QWK7KH:DOGRUI0LFURZDYH;7LQ
SDUWLFXODUKDVRIWHQEHHQWRXWHGDVD³NQREODGHQKHDYHQ´GHVSLWHWKHIDFWWKDWWKHIURQWIDFHRIWKHV\QWKRQO\
FRQWDLQVLQVWDQWDFFHVVWROHVVWKDQDTXDUWHURIWKHV\QWK¶VKXQGUHGVRIHGLWDEOHSDUDPHWHUV
$OWKRXJKPRQVWUXP:DYH¶VOD\RXWVKRXOGEHUHODWLYHO\IDPLOLDUDQGVWUDLJKWIRUZDUGWRQDYLJDWHWKHQH[WIHZ
SDJHVRIWKLVPDQXDOZLOORIIHUDQLQGHSWKRYHUYLHZRQHYHU\VHFWLRQRIWKHLQWHUIDFH
(YHQLI\RXDUHLQWLPDWHO\IDPLOLDUZLWKWKH:DOIRUI0LFURZDYH,,;7;7N\RX¶UHHQFRXUDJHGWRUHDGWKHQH[W
IHZVHFWLRQVDVPRQVWUXP:DYHIHDWXUHVPDQ\XVDELOLW\HQKDQFHPHQWWKDWPLJKWQRWEHLPPHGLDWHO\
UHFRJQL]HG
3DUW2QH2SHUDWLRQDO)XQFWLRQV
Ɣ
Ɣ
Ɣ
Ɣ
Ɣ
Ɣ
&KDQJLQJ%DQNV3URJUDPVIURPPRQVWUXP:DYH
(GLW3URJUDP1DPHV
3DUDPHWHU9DOXH'LVSOD\
'RXEOH&OLFN3DUDPHWHUVWR5HVHW9DOXH
3URJUDP6\VH['XPSV
$OO6RXQGV2II3DQLF3DQHO5HVHW
3DUW7ZR6RXQG3DUDPHWHUV
Ɣ
Ɣ
Ɣ
Ɣ
Ɣ
Ɣ
Ɣ
Ɣ
Ɣ
Ɣ
Ɣ
Ɣ
Ɣ
2VFLOODWRU3LWFK
2VFLOODWRU3LWFKEHQG5DQJH
2VFLOODWRU/LQN:DYH/LQN
:DYH:DYH
:DYHWDEOH
)LOWHU
)LOWHU
/)2/)2
(IIHFWV
(QYHORSHV
$USHJJLDWRU
0RGXODWLRQ0DWUL[
0RGLILHUV
3DUW7KUHH7KH:DYHWDEOHDQG:DYHIRUP(GLWRUV
Ɣ
Ɣ
Ɣ
Ɣ
:DYHWDEOH9LVXDOL]HU
:DYHIRUP(GLWRU
6DYLQJ:DYHIRUPVWR8VHU3UHVHWV
6DYLQJ:DYHWDEOHVWR8VHU3UHVHWV
3DUW2QH2SHUDWLRQDO)XQFWLRQV
&KDQJLQJ%DQNV3URJUDPVIURPPRQVWUXP:DYH
,QWKHPRFN/&'VFUHHQDWWKHWRSRIPRQVWUXP:DYH¶VLQWHUIDFH\RX¶OOVHH³%$1.´DQG³352*5$0´<RX
FDQMXPSIURP%DQN$WREDQN%DQGYLFHYHUVDE\VHOHFWLQJWKHEDQNOHWWHULQWKHGURSGRZQOLVWDERYH
³%$1.´7KHEDQNZLOO127FKDQJHRQWKHV\QWKLPPHGLDWHO\\RXQHHGWRIROORZXSZLWKDSURJUDPFKDQJH
7KHUHDUHWKUHHZD\VWRFKDQJHSURJUDPV
Ɣ ELJEODFNNQREXVHIXOZKHQ\RXZDQWWRMXPSTXLFNO\IURPDORZKLJKSURJUDPWRDKLJKORZSURJUDP
QXPEHU
Ɣ EXWWRQVXVHIXOZKHQDXGLWLRQLQJVRXQGVSURJUDPVVHTXHQWLDOO\
Ɣ GURSGRZQOLVW,PPHGLDWHO\WRWKHULJKWRIEDQNVHOHFWLVDSURJUDPQXPEHUGURSGRZQOLVW7KLVLV
XVHIXOIRUMXPSLQJIURPRQHSURJUDPWRDQRWKHUZLWKRXWWKHQHHGWRSDJHWKURXJKIURPRQHSURJUDP
WRWKHQH[W
:KHQ\RXFKDQJHSURJUDPVIURPRQHWRDQRWKHUWKHPRQVWUXP:DYHLQWHUIDFHZLOOXSGDWHWRUHIOHFWDOO
FXUUHQWSDUDPHWHUVHWWLQJVRIWKHQHZO\VHOHFWHGSURJUDP7KHQDPHRIWKHSURJUDPZLOODOVREHGLVSOD\HG
RQWKHWRSOLQHRIWKHSDQHO¶VPRFN/&'VFUHHQVHH3URJUDP6\VH['XPSVEHORZ
(GLW3URJUDP1DPHV
(DFKFKDUDFWHURIDSURJUDP¶VQDPHFDQEHFKDQJHGE\FOLFNLQJWKHFKDUDFWHU\RX¶GOLNHWRFKDQJHWKHQ
VHOHFWLQJWKHGHVLUHGFKDUDFWHUIURPWKHUHVXOWLQJGURSGRZQOLVW7KLVFKDQJHLVVHQWLPPHGLDWHO\WRWKH
V\QWK¶VHGLWEXIIHUDQGLVUHIOHFWHGRQWKHDFWXDOV\QWK¶V/&'8QXVHGFKDUDFWHUVLQDSURJUDP¶VQDPHZLOOEH
KLGGHQ6KRXOG\RXQHHGDFFHVVWRDOOFKDUDFWHUVVLPSO\KLWWKHFDPRXIODJHGEXWWRQGLUHFWO\WRWKHOHIWRI
WKHSURJUDPQDPHLQPRQVWUXP:DYH;7¶VLQWHUIDFH
3DUDPHWHU9DOXH'LVSOD\
,PPHGLDWHO\EHORZWKH3URJUDP1DPHDQG%DQN3URJUDPVHOHFWRUVLQWKHPRFN/&'VFUHHQLVDUHDGRXW
WKDWZLOOGLVSOD\WKHQDPHDQGYDOXHRIWKHODVWFKDQJHGSDUDPHWHU:KLOH\RXURWDWHDQ\SDUDPHWHUNQRERU
PRYHDQHQYHORSHSRLQWRUDQ\VOLGHUWKHSDUDPHWHUVQDPHZLOOEHGLVSOD\HGKHUHDVZHOODVWKHSDUDPHWHU¶V
YDOXHXVXDOO\EHWZHHQ
'RXEOH&OLFN3DUDPHWHUVWR5HVHW9DOXH
$OOVOLGHUVDQGNQREVFDQEHUHVHWWRWKHLUGHIDXOWYDOXHE\GRXEOHFOLFNLQJWKHSDUDPHWHUNQREVOLGHU%LSRODU
NQREVZLOOEHUHVHWWRIXOOUDQJHSDUDPHWHUVZLOOEHUHVHWWR
3URJUDP6\VH['XPSV
7RWKHULJKWRIWKHELJEODFNNQRE\RXZLOOVHHWZRUHGEXWWRQV³5HFDOO,QLWLDWH´
Ɣ 5HFDOO9RLGVDQ\HGLW\RX¶YHPDGHWRWKHSURJUDPIURPWKHSDQHODQGUHFDOOVWKHVDYHGSURJUDP
IURPWKH6\QWK
Ɣ ,QLWLDWH9RLGVDQ\HGLW\RX¶YHPDGHWRWKHSURJUDPDVLWLVVDYHGRQWKHV\QWKDQGLQLWLDOL]HVWKH
SURJUDP7KLVLVWKHVDPHDV,QLWLDOL]LQJDSURJUDPIURPWKHV\QWKWKURXJK6KLIW8WLOLW\
$OO6RXQGV2II3DQLF3DQHO5HVHW
Ɣ $OO6RXQGV2IIVHQGVD&&ZLWKYDOXHRIWRWKHV\QWKZKLFKVXSSUHVVHVDOOVRXQGDQG
RYHUULGHVDQ\UHOHDVHSKDVHV
Ɣ 5HVHW$OO&RQWUROOHUVVHQGVD&&ZLWKYDOXHRIWRWKHV\QWK
Ɣ 3DQLF$OO1RWHV2IIVHQGVD&&ZLWKYDOXHRIWRWKHV\QWKZKLFKZLOOWHUPLQDWH³VWXFN´QRWHV
8VLQJ3DQLFZLOODOVRVWRSWKHDUSHJJLDWRUSOD\LQJZKHQUXQQLQJLQ+ROGPRGHDQGLPPHGLDWHO\VHWDOO
HQYHORSHVWRWKHLUUHOHDVHSKDVHV
Ɣ 3DQHO5HVHW5H,QLWLDOL]HVHYHU\NQREEXWWRQDQGVOLGHURQWKHSDQHOWRUHVHWYDOXHV7KLVZLOOFOHDU
DQ\HGLWVWRWKHSURJUDP¶VHGLWEXIIHUDQGLVLQWHQGHGIRUXVHLI\RXWKLQNWKHSDQHOLVPLVEHKDYLQJ
3DUW7ZR6RXQG3DUDPHWHUV
-XVWOLNHZKHQHGLWLQJSURJUDPVZLWKWKHV\QWKDORQHDOOSURJUDPHGLWVDQGDFWLRQVWDNHSODFHLQVLGHDQHGLW
EXIIHU1RGDWDZLOOEHORVWRQWKHV\QWKXQWLO\RXVWRUHWKHSURJUDPIURPWKHV\QWK7KHIROORZLQJLVD
GHVFULSWLRQRIHDFKVRXQGSDUDPHWHUZKLFKPRQVWUXP:DYH;7FRQWUROV
2VFLOODWRU3LWFK
<RXZLOOQRWLFHWKDWHDFK2VFLOODWRUKDVLWVRZQ3LWFK:KHHO7KLVZDVEXLOWDURXQGWKHIDFWWKDWWKH&&
PHVVDJHXVHGWRFRPPXQLFDWH2FWDYHFKDQJHVIRUWKHWZRRVFLOODWRUVKDVDIXOOUDQJHRIEXWRQO\
HYHU\WKYDOXHZDVXVHG%\DVVLJQLQJDNQREWRWKHVDPH&&WKDWXVHVWKHIXOOUDQJHDSDUDPHWHULV
DOORZHGLQ0,',ZHFDQEHQGWKHSLWFKRIDQRVFLOODWRULQGLYLGXDOO\RUOLQNHGWRJHWKHUPRUHRQOLQNLQJXQGHU
³2VFLOODWRU/LQN´
2VFLOODWRU3LWFKEHQG5DQJH
7KLVLVRQHRIVHYHUDONQREVRQWKHV\QWKWKDWKDVUDQJHGYDOXHVOLNHLQDGGLWLRQWRDEVROXWHYDOXHV
OLNHIRU³KDUPRQLF´DQGIRU³JOREDO´7KHDEVROXWHYDOXHVIRU3LWFKEHQG5DQJHKDYHEHHQSXOOHGRXW
IURPWKHGLDODQGKDYHEHHQJLYHQWKHLURZQGURSGRZQER[,I\RXVHOHFWRQHRIWKHRSWLRQVLQWKHGURSGRZQ
ER[WKH3LWFKEHQG5DQJHNQREZLOOGLP9LFHYHUVDLI\RXURWDWHWKH3LWFKEHQG5DQJHNQREWKH3LWFKEHQG
5DQJHGURSGRZQER[ZLOOGLP7KLVGLPPLQJRFFXUVRQDIHZSODFHVRQWKHSDQHODQGLVLQWHQGHGWR
KHOSYLVXDOO\GLIIHUHQWLDWHIURPZKLFKFRQWUROOHUNQRERUGURSGRZQER[WKHYDOXHZDVFRPLQJIURP
2VFLOODWRU/LQN:DYH/LQN
%HWZHHQ2VFDQG2VFDVZHOODVEHWZHHQ:DYHDQG:DYHWKHUHLVD³/LQN´GURSGRZQER[ERWK
ZKLFKRIIHUWKHIROORZLQJSDUDPHWHUVWROLQNEHWZHHQVHFWLRQDQGVHFWLRQ
Ɣ RIIQROLQNEHWZHHQ2VF:DYHVHFWLRQV
Ɣ PRGXODWLRQDOORZVWKHVDPHPRGXODWLRQVHWWLQJVIRUERWK2VF:DYHWREHXVHG
Ɣ SDUDPHWHUOLQNVOLNHSDUDPHWHUVLQERWKDQGWRDGMXVWSDUDPHWHUVRIERWKLQWDQGHP
Ɣ PRGSDUDPHQDEOHVOLQNRIERWKPRGXODWLRQVHWWLQJVDQGSDUDPHWHUYDOXHV
6HWWKH/LQNGURSGRZQER[WR³PRGXODWLRQ´WRDOORZRVFLOODWRUWRXVHWKHVDPHPRGXODWLRQYDOXHVDV
RVFLOODWRUIRUDOOPRGXODWLRQPDWUL[VHWWLQJVDQGSLWFKEHQGPHVVDJHV
$QDGGLWLRQDORSWLRQWKDWPRQVWUXP:DYHDGGVLVWKHDELOLW\WROLQNSDUDPHWHUYDOXHV:KHQ\RXVHW2VF/LQN
WR³SDUDPHWHU´DQ\DGMXVWPHQW\RXPDNHWRDSDUDPHWHU¶VYDOXHXQGHU2VFZLOODOVREHDSSOLHGWR2VF
6LPLODUO\ZLWK2VF/LQNVHWWRSDUDPHWHUDQ\YDOXHFKDQJHWR2VFSDUDPHWHUVZLOODOVREHDSSOLHGWR2VF
7KLVLVRQO\XQWUXHIRUWKHIHZSDUDPHWHUVXQGHUHDFKWKDWDUHQRWVKDUHGEHWZHHQERWKDQGOLNH³V\QF´
DQG³)0$PRXQW´
7KH³/LQN´SDUDPHWHUEHWZHHQERWK:DYHDQG:DYHRQWKHSDQHODOVRIROORZVWKHVDPHEHKDYLRUDQG
KDVWKHVDPHVHOHFWDEOHRSWLRQVDV2VF/LQN
:DYH:DYH6WDUWZDYH
<RX¶OOVHHVLPLODUWUHDWPHQWKHUHWRWKHVWDUWZDYHSDUDPHWHUVDV\RXVHHXQGHUWKHRVFLOODWRUSLWFKEHQG
UDQJHSDUDPHWHU7KHUHLVDVWDUWZDYHNQREDQGDVWDUWZDYHFRPERER[
,WKHOSVWRXQGHUVWDQGWKDWWKHZDYHWDEOHKDVSRVVLEOHSRVLWLRQV7KHODVWWKUHHSRVLWLRQVRIDZDYHWDEOH
ZLOODOZD\VEHWULDQJOHVTXDUHDQGVDZWRRWK:LWKWKHVWDUWZDYHNQREV\RXFDQVFDQWKURXJKWKHXVHU
GHILQDEOHZDYHWDEOHORFDWLRQVDQGVHHWKLVYLVXDOL]HGLQWKHZDYHWDEOHYLVXDOL]HUDWWKHWRSRIWKHLQWHUIDFHE\
DVPDOOEOXHVTXDUHRQWKHOHIWRIWKHZDYHWDEOHFHOO3D\DWWHQWLRQWRWKHIDFWWKDWWKHODVWWKUHHSRVLWLRQVRI
WKHZDYHWDEOHDUHQRWYLVXDOL]HGLQWKHZDYHWDEOHYLVXDOL]HUDWWKHWRSRIWKHLQWHUIDFHDVWKH\DUHQRWHGLWDEOH
7KH³/LPLW´EXWWRQVXQGHU:DYHDQG:DYHDSSO\RQO\WRWKHSRWHQWLRPHWHURQWKHDFWXDOV\QWKRUDQ\
FRQQHFWHG0,',FRQWUROOHUDVURWDWLQJWKH6WDUWZDYHNQRERQWKHPRQVWUXP:DYHSDQHOLVDOUHDG\OLPLWHGWR
WKHUDQJHZLWKLQWKHZDYHWDEOH
:DYHWDEOH
+HUH\RXFDQVHOHFWWKHWLPEUHRI\RXUFXUUHQWVRXQGSURJUDP$OJRULWKPLFDOO\JHQHUDWHGZDYHWDEOHVDUH
LQGLFDWHGLQWKHZDYHWDEOHVHOHFWLRQER[ZLWKDQ³´EHIRUHWKHZDYHWDEOH¶VQDPH7KHVHZDYHWDEOHVDUHQRW
HGLWDEOH
1H[WWRWKHZDYHWDEOHVHOHFWLRQER[DUHWKUHHEXWWRQV5HFDOO,QLWLDWHDQG6DYH
Ɣ
3UHVVWKH³5HFDOO´EXWWRQWRYRLGDQ\HGLW\RX¶YHPDGHWRWKHZDYHWDEOHDQGUHVHQGWKHVHOHFWHG
ZDYHWDEOHIURPWKHV\QWK¶V520
Ɣ 3UHVV³,QLW´WRLQLWLDOL]HWRDVLPSOHZDYHWDEOHZLWKRQO\SRVLWLRQDQGHQDEOHG
Ɣ 3UHVVWKH³6DYH´EXWWRQWRVDYHDQ\HGLWV\RX¶YHPDGHWRWKHZDYHWDEOHWRDXVHUSUHVHW
)RUGHWDLOHGLQIRUPDWLRQRQHGLWLQJ:DYHWDEOHVZLWKPRQVWUXP:DYH;7VHH3DUW7KUHHRIWKH
PDQXDO³7KH:DYHWDEOHDQG:DYHIRUP(GLWRUV´
)LOWHU
)LOWHUJLYHV\RXILOWHUW\SHVWRFKRRVHIURP6RPHRIWKHVHILOWHUW\SHVZLOOSUHVHQWDGGLWLRQDO³H[WUD´
FRQWUROV,I\RXDUHIDPLOLDUZLWKWKHPLFURZDYH;7¶VV\VH[SDUDPHWHUV\RXNQRZWKLVDGGLWLRQDOFRQWURODV
³)([WUD´
6HOHFWLQJVRPHRIWKHILOWHUW\SHVZLOOSUHVHQW\RXZLWKWKHVHH[WUDILOWHUFRQWUROVLPPHGLDWHO\WRWKHULJKWRIWKH
)LOWHU7\SHVHOHFWLRQER[
6RPHILOWHUW\SHVSUHVHQW\RXZLWKVLPSO\DQDGGLWLRQDONQRERWKHUVOLNH³:DYHVKDSHU´ZLOOJLYH\RXD
NQREVHOHFWLRQER[FRPELQDWLRQ
)LOWHU
7KH:DOGRUI0LFURZDYH,,;7;7NKDV7:2ILOWHUVFRQWUDU\WRZKDW\RXPD\EHOLHYHDIWHUVNLPPLQJRYHUWKH
DFWXDOV\QWK¶VLQWHUIDFH2QO\SDUDPHWHUVSHUWDLQLQJWR)LOWHUDUHWKHILOWHUW\SHFXWRIIDQGNH\WUDFNDPRXQW
/)2/)2
$VWUDLJKWIRUZDUGVHFWLRQ1RWHDJDLQWKHSUHVHQFHRIDNQREGURSGRZQFRPELQDWLRQIRUWKH'HOD\SDUDPHWHU
/)2VDUHFRPPRQO\XVHGZKHQSURJUDPPLQJVRXQGVRQWKHPLFURZDYH;7LQFRQMXQFWLRQZLWKWKH0RG
0DWUL[
(IIHFWV
7KHHIIHFWVVHFWLRQLVVHWXSZLWKHYHU\SRVVLEOHHIIHFWRQWKHPLFURZDYH;7,I\RXDUHXVLQJD0LFURZDYH,,
RQO\WKHILUVWVHYHQHIIHFWVDSSO\
8SRQVHOHFWLQJDQHIIHFWW\SHWKUHHDGGLWLRQDONQREVZLOODSSHDUZLWKDSSOLFDEOHODEHOVIRUWKHVHOHFWHGHIIHFW
(DFKHIIHFWKDVGLIIHUHQWSDUDPHWHUVIURPOHIWWRULJKWWKHVHDGGLWLRQDOHIIHFWNQREVDUHDFFRUGLQJO\
DUUDQJHGSDUDPHWHUSDUDPHWHUDQGSDUDPHWHU\HWDUHG\QDPLFDOO\ODEHOHGGHSHQGLQJRQZKLFKHIIHFW
LVVHOHFWHGWRLGHQWLI\WKHLUVSHFLILFIXQFWLRQV
(QYHORSHV
7KH)LOWHUDQG$PS(QYHORSHVDUHFRQWUROODEOHXVLQJYHUWLFDOVOLGHUV
(QYHORSHWULJJHUVHWWLQJVIRUDOOIRXUHQYHORSHW\SHVDUHVHWLQWKHWRSULJKWFRUQHURIHDFKHQYHORSHVHFWLRQ
7KH)UHHDQG:DYHOHYHOWLPHYDOXHVFDQHLWKHUEHVHWLQGLYLGXDOO\XVLQJWKHVPDOONQREVXQGHUWKHHQYHORSH
RUE\GUDJJLQJWKHHQYHORSHSRLQWVWRDGMXVWERWKOHYHODQGWLPHSDUDPHWHUVVLPXOWDQHRXVO\
%HORZWKH:DYH(QYHORSH\RXVHHD/RRSVHFWLRQZKHUH\RXFDQHQDEOHGLVDEOHDQGVHWWKHORRSSRLQWVIRU
NH\RQQRWHVXVWDLQDQGNH\RIIQRWHUHOHDVH7KHORRSVWDUWHQGWLPHVDUHYLVXDOO\UHSUHVHQWHGLQWKH
ZDYHHQYHORSH
$USHJJLDWRU
,QRUGHUWRWULJJHUWKHDUSHJJLDWRU³$US$FWLYH´PXVWHLWKHUEHVHWWR³$FWLYH´RU³+ROG´DYDOLGWHPSRPXVWEH
VHWDQGDYDOLGSDWWHUQPXVWEHVHW
7HPSR([W&ORFNLIQRH[WHUQDOFORFNLVSUHVHQW\RXPXVWVHWDWHPSRZLWKWKH$US7HPSRNQRERU\RXZLOO
JHWQRVRXQGZKHQWULJJHULQJDQRWH,IH[WHUQDOFORFNLVSUHVHQWHQJDJHWKH³([W&ORFN´EXWWRQWRORFNWKH
WHPSRRIWKHDUSHJJLDWRUWR\RXULQFRPLQJFORFN
6HOHFWIURPWKHV\QWK¶V520DUSHJJLDWRUSUHVHWVRUHGLWWKHPMXVWE\FOLFNLQJRQHRIWKHVWHSEXWWRQVLQ
WKHSDWWHUQHGLWRU
<RXFDQHGLWDQ\RIWKH520SDWWHUQSUHVHWVMXVWE\VHOHFWLQJRQHIURPWKH$USHJJLDWRU3DWWHUQGURSGRZQ
ER[WKHQFOLFNLQJDQ\RQHRIWKHVWHSVLQWKHSDWWHUQ
,QWKHDUSHJJLDWRUSDWWHUQHGLWRUUHG/('VLQGLFDWH520SUHVHWV%OXH/('VLQWKHSDWWHUQHGLWRULQGLFDWH
8VHUSDWWHUQV
,03257$17127(6
7KHDUSHJJLDWRUZLOO127VRXQGLI
Ɣ <RXKDYH([W&ORFNHQDEOHGEXWWKHUHLVQR0,',FORFNFRPLQJLQWRWKHV\QWK
Ɣ 7KHDUSHJJLDWRULVVHWWR³$FWLYH´EXWQRSDWWHUQLVVHOHFWHG
0RGXODWLRQ0DWUL[
7KH0RGXODWLRQ0DWUL[VHFWLRQJLYHVYLVXDOFRQWURORYHUDVVLJQLQJDQ\VRXUFHDQGGHVWLQDWLRQSDUDPHWHUVDV
ZHOODVELSRODUVOLGHUVWRDGMXVWPRGXODWLRQDPRXQWVIRUDOOVORWVRIWKHV\QWK¶VPRGPDWUL[7KLVLVDIDLUO\
FRPSOH[DVSHFWRIWKHV\QWKEXWWKHFRQWUROVDUHYHU\VLPSOH
0RGLILHUV
7KLVVHFWLRQFRQWDLQVWKHV\QWK¶VIRXUPRGLILHUVDORQJZLWKDVWDQGDUG0RG:KHHO)RUHDFKRIWKHIRXU
0RGLILHUV\RXPD\DVVLJQWZRVRXUFHVDQGRQHRIVL[WHHQRSHUDWLRQW\SHV
3DUW7KUHH7KH:DYHWDEOHDQG:DYHIRUP(GLWRU
%HIRUHJRLQJDQ\IXUWKHULI\RXKDYHQ¶WDOUHDG\JUDE\RXU:DOGRUI0LFURZDYH;7PDQXDODQGUHDG
SDJHV7KH\FRQWDLQDJRRGEDFNJURXQGRQWKHPLFURZDYH,,;7
VDSSURDFKWRZDYHWDEOHV\QWKHVLV,I
LWGRHVQ
WDOOFRPSOHWHO\PDNHVHQVHULJKWDZD\GRQ
WZRUU\\RXPLJKWXQGHUVWDQGLWDOODELWEHWWHURQFH\RX
FUDFNWKHVXUIDFHRIPRQVWUXP:DYH
VZDYHWDEOHYLVXDOL]HU<RX
OOSUREDEO\UHDOL]HLW
VDOODORWHDVLHUWR
XQGHUVWDQGWKDQ\RXKDGWKRXJKW,¶OOUHLWWHUDWHDELWIURPWKHPLFURZDYH;7PDQXDODVWKLVVHFWLRQFRQWLQXHV
MXVWWREHVXUHWKHFRQFHSWVDUHDVFOHDUDVSRVVLEOH
1RZWKDW\RX¶UHVXIILFLHQWO\UHDGXSWLPHWRUHYLHZWKHNH\SRLQWVLQFRQWH[W
:DYHWDEOHV
(DFKSURJUDPLVDVVLJQHGRQHVLQJOHZDYHWDEOHDQGLWLVIURPWKLVZDYHWDEOHWKDWWKHVRXQGJHWVLWV
WLPEUHV,QVWHDGRIMXVWVHOHFWLQJD6DZWRRWKRUD7ULDQJOHDV\RXURVFLOODWRUVKDSHVDV\RXZRXOGRQPDQ\
V\QWKHVL]HUV\RXVHOHFWDVWHSZDYHWDEOHIURPZKLFK\RXUWZR2VFLOODWRUVJHWWKHLUVRXQG
<RXPLJKWWKLQNRIDZDYHWDEOHOLNH\RXZRXOGDVHDWLQJFKDUW7KHZDYHWDEOHFRQWDLQVDVVLJQHGVHDWLQJIRU
DQ\RIWKHPLFURZDYH;7
VXVHURU520VWRUHGZDYHIRUPV7KHZDYHWDEOHLWVHOIGRHVQ
WPDNHDQ\VRXQGLWV
WKHZDYHIRUPVDVVLJQHGWRDQ\RIWKHSRVLWLRQVZLWKLQWKHZDYHWDEOHWKDWWKHVRXQGFRPHVIURP:KLOH
KROGLQJDQRWH\RXFDQHLWKHUEHSXOOLQJ\RXUWLPEUHIURPMXVWRQHZDYHWDEOHSRVLWLRQDWDWLPHRU\RXFDQ
VFDQWKURXJKWKHZDYHWDEOHSRVLWLRQVFKDQJLQJWKHVRXQG¶VWLEUHDV\RXVFDQ7KLVVFDQQLQJLVGRQHZLWK
WKHVWDUWZDYHSDUDPHWHU<RXFDQGRFRROWKLQJVOLNHDVVLJQDQ/)2WRPRGXODWHWKHVWDUWZDYHSDUDPHWHU
WKURXJKWLPHRULI\RXMXVWZDQWWREHWUDGLWLRQDO\RXFDQVHOHFWRQHRIWKHODVWWKUHHVWHSVLQWKHZDYHWDEOH
ZKLFKDUHWUDGLWLRQDOWULDQJOHVTXDUHDQGVDZZDYHIRUPV
6RPHZDYHWDEOHVRQWKH;7DUHDOJRULWKPLFDOO\JHQHUDWHGZKLFKPHDQV\RXKDYHQRFRQWURORYHUZKDW
ZDYHIRUPVDUHDVVLJQHGDWDQ\SRVLWLRQLQWKRVHZDYHWDEOHV7KHVHDOJRULWKPLFDOO\JHQHUDWHGZDYHWDEOHV
DUHLQGLFDWHGDVVXFKLQPRQVWUXP:DYH
VZDYHWDEOHVHOHFWLRQER[ZLWKDQDVWHULVN<RXZLOOQRWEHDEOHWR
HGLWWKHVHZDYHWDEOHVDQGWKLVZLOOEHLQGLFDWHGLQWKHZDYHWDEOHYLVXDOL]HUZLWKDEOXHJUDGDWLRQRYHUWKH
HQWLUHVWULSIURPWR
:DYHWDEOHVDUH5203UHVHWVWKH\ZLOODOZD\VH[LVWRQWKH;7DQG\RXFDQQRWVDYHRYHUWKHPRU
GHVWUR\WKHPLQDQ\ZD\DVWKH\DUHVWRUHGRQWKHV\QWK
V5205HDG2QO\0HPRU\
:DYHWDEOHVDUH8VHU3UHVHWV<RXFDQORDGWKHVHSUHVHWVRUVDYHRYHUWKHP<RXFDQQRWQDPH
XVHUSUHVHWVRQWKH;7VR\RXPD\ZDQWWRGHYLVHDZD\WRLGHQWLI\DZDYHWDEOHWKDW\RXFDQVFUDS0\
PHWKRGRIGRLQJWKLVLVVHWWLQJWKHILUVWDQGODVWSRVLWLRQVRIDQ\8VHU3UHVHW,FDQZULWHRYHUWRZDYHIRUP
WKHQVDYLQJLWEDFNWRWKHV\QWK:KHQ\RXUXQRXWRI8VHU:DYHWDEOHV\RXVKRXOGEDFNWKHPXSZLWK
PLGLR[RUV\VH[OLEUDULDQVR\RXFDQUHFDOOWKHPODWHULIGHVLUHG
7RUHYLHZZLWKLQHDFKZDYHWDEOHWKHUHDUHSRVLWLRQV7KHODVWWKUHHSRVLWLRQVZLOODOZD\VEHWULDQJOH
VTXDUHDQGVDZ7KHVHODVWWKUHHSRVLWLRQVDUHQRWHGLWDEOH7KHILUVWSRVLWLRQVDUHIXOO\DVVLJQDEOH7KH
RQO\UHTXLUHPHQWLVWKDWWKHUHPXVWEHDZDYHIRUPDVVLJQHGWRVWHSDQGDZDYHIRUPDVVLJQHGWRVWHS
RIWKHZDYHWDEOH
6HOHFWLQJD:DYHWDEOH
2QWKHIDUOHIWRIPRQVWUXP:DYH;7¶VLQWHUIDFHEHWZHHQ2VFDQG2VFLVWKHZDYHWDEOHVHOHFWLRQER[
<RXVHOHFW\RXUSURJUDP¶VZDYHWDEOHKHUH8SRQPDNLQJDVHOHFWLRQ\RXZLOOVHHWKHVWULSDFURVVWKHWRSRI
WKHLQWHUIDFHXSGDWH7KLVLVFDOOHGWKH:DYHWDEOHYLVXDOL]HUEHFDXVHLWYLVXDOL]HVZKLFKSRVLWLRQVZLWKLQWKH
ZDYHWDEOHDUHDVVLJQHGZDYHIRUPV
$ZDYHWDEOHSRVLWLRQWKDWLVDVVLJQHGDZDYHIRUPZLOOEHLQGLFDWHGE\DEOXHRXWOLQHDURXQGWKHSRVLWLRQ
QXPEHU'LUHFWO\EHORZWKHSRVLWLRQQXPEHURIDQ\DVVLJQHGSRVLWLRQZLOOEHDVPDOOVHOHFWLRQER[7KH
FRQWHQWVRIWKLVER[ZLOOGLVSOD\WKHZDYHIRUPSUHVHWFXUUHQWO\DVVLJQHGWRWKDWSRVLWLRQLQWKHZDYHWDEOH
(GLWLQJD:DYHWDEOH
Ɣ <RXFDQGLVDEOHDQ\DVVLJQPHQWEHVLGHVSRVLWLRQRUE\GRXEOHFOLFNLQJZLWKLQWKHEOXHRXWOLQH
7KHEOXHRXWOLQHDQGWKHVHOHFWLRQER[GLVSOD\LQJWKHDVVLJQHGZDYHIRUPRQWKDWSRVLWLRQVKRXOGJR
DZD\
Ɣ <RXFDQDVVLJQDZDYHIRUPWRDSRVLWLRQLQWKHZDYHWDEOHMXVWE\FOLFNLQJRQWKHGHVLUHGSRVLWLRQLQ
WKHZDYHWDEOHYLVXDOL]HU%\GHIDXOWWKHUHZLOOEHQRVSHFLILFDVVLJQPHQWVR\RX¶OOQHHGWRWKHQVHOHFW
DZDYHIRUPWRDVVLJQDWWKDWSRVLWLRQE\FOLFNLQJRQWKHZRUGV³QRQH´LQWKHVHOHFWLRQER[GLUHFWO\
EHORZWKHGHVLJQDWHGSRVLWLRQ
6DYLQJD:DYHWDEOH
1H[WWRWKH:DYHWDEOHVHOHFWLRQER[ZKHUH\RXORDGDZDYHWDEOHEHWZHHQWKH2VFDQG2VFVHFWLRQLVD
UHG³6DYH´EXWWRQ3UHVVWKLVEXWWRQWRVDYH\RXUZDYHWDEOHWRDXVHUSUHVHW
8SRQKLWWLQJWKH³6DYH´EXWWRQ\RXZLOOEHSUHVHQWHGZLWKDVHOHFWLRQER[RIDOOWKHSRVVLEOHXVHUZDYHWDEOHV
DVZHOODVDEOXHFRQILUPEXWWRQ6HOHFWDGHVWLQDWLRQLQWKHVHOHFWLRQER[DQGKLWFRQILUPWRFRQILUPWKHVDYH
<RXZLOOWKHQVHHRQWKH/&'RI\RXUPLFURZDYH;7³5HFHLYLQJ:DYHWDEOH´
:DYHIRUPV
-XVWOLNHWKHUHDUH8VHUDQG520SUHVHWZDYHWDEOHVWKHUHDUHDOVR8VHUDQG5RPSUHVHW:DYHIRUPV
0RQVWUXP:DYH;7SURYLGHVDYDULHW\RIWRROVWRKHOS\RXHIIHFWLYHO\WDNHDGYDQWDJHRIQRWRQO\YLVXDOL]LQJDQG
HGLWLQJ:DYHWDEOHDVVLJQPHQWVEXWDOVRWKHDELOLW\WRYLVXDOL]HDQGHGLWZDYHIRUPVLQFOXGLQJWKHDELOLW\WR
LPSRUWZDYHIRUPVIURPILOHVVWRUHGRQ\RXUKDUGGULYH
7KHUHDUHWZRZD\VWREULQJXSWKHZDYHIRUPHGLWRULILWLVQRWDOUHDG\YLVLEOH
Ɣ &OLFNDQ\ZDYHWDEOHSRVLWLRQ
Ɣ 6HOHFW³:DYHIRUP(GLWRU´XQGHUWKHEOXH³0RG0DWUL[0RGLILHUV´DERYHWKH0RG0DWUL[
1RWH,I\RXFOLFNDQDVVLJQHGZDYHWDEOHSRVLWLRQRXWOLQHGLQEOXHZLWKLQWKHZDYHWDEOHYLVXDOL]HUWKH
ZDYHIRUPDVVLJQHGWRWKDWSRVLWLRQZLOOEHGLVSOD\HGLQWKHHGLWRUJULGXQGHU³(GLW:DYHIRUP´RQWKHULJKWRI
WKHLQWHUIDFH
:LWKLQWKHZDYHIRUPHGLWRUWKHUHDUHWKUHHPDLQVHFWLRQV/RDG(GLWDQG6DYH
<RXFDQORDGDZDYHIRUPLQWRWKHHGLWRUJULGRQHRIIRXUZD\V
Ɣ %\FOLFNLQJDZDYHWDEOHSRVLWLRQZLWKLQWKHZDYHWDEOHYLVXDOL]HUGLVFXVVHGDERYH
Ɣ /RDG8VHU:DYHVHOHFWIURPWKHNQRERUEXWWRQVDQ\RIWKHV\QWK¶VXVHU:DYHIRUPV
Ɣ /RDG3UHVHW:DYHVHOHFWIURPWKHNQREEXWWRQVRUSUHYLHZVOLGHUDQ\RIWKHV\QWK¶V520
SUHVHWV
Ɣ /RDG:DYHIURPILOH
7KHLQWHQGHGZRUNIORZLVWR
/RDGDZDYHIRUPLQWRWKH³(GLW:DYHIRUP´JULGXVLQJDQ\RIWKHVHIRXUPHWKRGV
(GLWWKHZDYHIRUPLQWKH³(GLW:DYHIRUP´JULG
6DYHWKHHGLWHGZDYHIRUPDWWKHERWWRPRIWKHZDYHIRUPHGLWRUVHFWLRQWRDZDYHIRUPXVHU
SUHVHWRQWKHPLFURZDYH;7
$VVLJQWKHZDYHIRUP\RXMXVWVDYHGWRDSRVLWLRQLQWKHFXUUHQWZDYHWDEOH
6DYHWKHFXUUHQWZDYHWDEOHDVDXVHUSUHVHW
6HOHFWWKHXVHUZDYHWDEOHSUHVHW\RXMXVWVDYHGZLWKLQ\RXUFXUUHQWVRXQGSURJUDP
7KHDFWXDO:DYHIRUP(GLWRUFRQWDLQVDIHZFRQWUROVZRUWKGLVFXVVLQJLQGHWDLO
-XVWDERYHWKHZDYHIRUPDUHWZRER[HV³6RXUFH´DQG³:DYH´7KHVHZLOOXSGDWHWRUHIOHFWZKHUHWKH
ZDYHIRUP\RXDUHFXUUHQWO\HGLWLQJFDPHIURPHLWKHUDSRVLWLRQLQWKHFXUUHQWZDYHWDEOHD520RU8VHU
SUHVHWRUIURPDILOH
,QRUGHUWRGUDZRQWKHZDYHIRUPHGLWRU\RXPXVWHQDEOHWKH³'UDZ:DYH´EXWWRQ
7KHUHLVDJULGZKLFK\RXFDQHQDEOHE\DGMXVWLQJWKH³*ULG%ULJKWQHVV´SDUDPHWHU
'LUHFWO\EHORZWKH³(GLW:DYHIRUP´JULGLVWKH³)XOO:DYHIRUP3UHYLHZ´6LQFHWKHPLFURZDYH;7RQO\GHDOV
ZLWKWUDQVPLWWLQJDQGVWRULQJWKHILUVWVDPSOHVRIWKHZDYHIRUPWKLVSUHYLHZER[ZLOOVKRZ\RXWKH
FRPSOHWHZDYHIRUP
1H[WWRWKH³)XOO:DYHIRUP3UHYLHZ´LVDUHGEXWWRQZKLFK\RXFDQSUHVVWRLQLWLDOL]HDQ\ZDYHIRUPHGLWVDQG
VWDUWZLWKDVLPSOHOLQHDW]HURRQWKH<D[LV
6DYLQJ:DYHIRUPWR8VHU3UHVHW
7R6DYHWKH:DYHIRUPEDFNWRDXVHUSUHVHWRQWKHV\QWKSUHVVWKH³6DYH´EXWWRQXQGHU³6DYH:DYHIRUP´
<RXZLOOWKHQEHSUHVHQWHGZLWKDVHOHFWLRQER[LQZKLFK\RXGHVLJQDWHWKH8VHU:DYHQXPEHUWRVDYHRYHU
2QFH\RX¶YHVHOHFWHGWKH8VHU:DYHQXPEHUWRVDYHRYHUSUHVVWKH³&RQILUP´EXWWRQ
2QFHKLWWLQJWKH³&RQILUP´EXWWRQ\RXVKRXOGVHHWKH/&'VFUHHQRI\RXUV\QWKGLVSOD\³5HFHLYLQJ
:DYHIRUP´
$JDLQOLNHWKHZDYHWDEOHSUHVHWVWKHUHDUH520SUHVHWZDYHIRUPVDQG8VHUSUHVHWZDYHIRUPV
<RXFDQQRWVWRUHLQ520WKDW¶VZK\LW¶VFDOOHG³5HDG2QO\0HPRU\´<RXFDQVWRUHWR8VHUSUHVHWV:KHQ
\RXJRWRVDYHDQHGLWHGZDYHIRUPWKHGHVWLQDWLRQZDYHIRUPVHOHFWLRQER[ZLOORQO\SUHVHQW\RXZLWK
SRVVLEOHXVHUSUHVHWV
,03257$17127(
<RXZLOO127KHDUDQ\FKDQJHVWRDQ\VRXQGXQWLO\RXVDYH\RXUZDYHIRUPDQGRUVDYH\RXUZDYHWDEOHEDFN
WRWKH;7)XWXUHXSGDWHVWRPRQVWUXP:DYH;7ZLOODOORZ\RXWRSUHGHWHUPLQHZKHUHWRVDYHHGLWVWRDQG
DOORZUHDOWLPHHGLWLQJ
7KLVFRQFOXGHVWKHPRQVWUXP:DYH;70DQXDO
3OHDVHFRQWDFWPRQVWUXP0HGLDVKRXOG\RXKDYHDQ\VXSSRUWUHTXHVWVTXHVWLRQVVXJJHVWLRQVRUIHHGEDFN
RIDQ\NLQG
6SHFLDOWKDQNV
0\ZLIH$QQD-HVVLH*RRGSDVWXUH%LOO&ODJKRUQ7LP6FRWW5RPDQ.XELDN
PRQVWUXPPHGLD
FKLFDJR_VDQIUDQFLVFR
ZZZPRQVWUXPPHGLDFRP

Similar documents

Flood Preparation - Atchison Chamber of Commerce

Flood Preparation - Atchison Chamber of Commerce PXQLW\LQFOXGHVDUDIÁHIRUD&KDUJULOOHUGXRJDVDQG FKDUFRDOJULOO MXVWLQWLPHIRU)DWKHU·V'D\ DORQJZLWK D6KUHG'D\7KHWZREUDQFKHVZLOOKDYHUDIÁHWLFNHWV DYDLODEOH0RQGD\WKURXJK)U...

More information