Tecnologías para la Eficiencia en el Sector Financiero: SOA

Joaquín de Valenzuela Muley
Tecnologías
para
la
Business Development Manager
Eficiencia en el
Financial Services
Sector
Financiero: SOA
Agenda
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•
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•
Entorno
Arquitectura Orientada a Servicios
Propuesta Sun
Referencias
Entorno Dinámico
Eficiencia Operacional
Nuevas Espectativas
?
?
Globalización
Regulación
“If we truly aspire to be leaders in the payments &
securities industries, why is it that so many innovations in
this business are pioneered by non-banks?”
Heidi Miller. HO Treasury & Securities Services. J P
Morgan Chase (commenting on the eBay / PayPal deal)
Desintermediación
Sources: Financial Insights and bearing Point
Entorno Complejo
Service Oriented Architecture
• SOA es un estilo de arquitectura que enfatiza el uso de
servicios de red, seguros, reutilizables, de grano fino y
desacoplados, y permite incrementar la flexibilidad de negocio
de una manera interoperable agnóstica tecnológicamente
• SOA utiliza una estrategia tanto de negocio como técnica para
exponer la funcionalidad y los datos de negocio tanto dentro de
la empresa como con otras
By 2006, more than 75% of midsize and large enterprises will have
deployed SOA-enabled development tools and middleware (Gartner)
By 2006, more than 60% of enterprises will consider SOA a guiding
principle in designing their new mission-critical business applications and
business processes. (Gartner)
By 2007, focus will shift from basic infrastructure to business
frameworks via Web services-based, Service-Oriented Architectures.
(Meta Group)
By 2008, SOA will be a prevailing software engineering practice, ending
the 40-year domination of monolithic software architecture (Gartner)
Principios SOA
• Separación de la lógica de Negocio de la de Presentación
• Separación de la lógica de negocio en módulos independientes (Servicios)
reutilizables por procesos de negocio heterogéneos
• Servicio encapsula funcionalidad, y la desacopla
• Servicio encapsula la parte no funcional (QoS, políticas de acceso, metadadatos,...)
Payment Follow-up
Account Opening
Corporate Treasury
Payment Portal
Payment Processing
Exception Handling
Workflow
Composite
Applications,
Presentation
and Devices
Corporate Treasury Integration
Payment System
Corporate B2B
Funds
Corporate Treasury
Risk
Management
Management message switching Assessment
Payment Portal
Business
Processes
Business
Services
Backend
Payment
Systems
Sales
Systems
Product
Systems
Shared
Tools
Data
Complian
Repositories ce Data
Agents,
Subsidiaries
Beneficios
• Para el negocio
>
>
>
>
Eficiencia
Reutilización
Time to Market
Facilita la implementación de
procesos de negocio intercompañías
• Para IT
>
>
>
>
>
>
Arquitecturas Flexibles
Rentabilización de Activos
Integración de aplicaciones existentes
Integración de servicios
Particionamiento de la arquitectura
Desarrollo de aplicaciones compuestas
¿Panacea?
Costes Upfront
SOA y EDA
Governance
Estrategia vs
Táctica
Propuesta Sun - Java Composite Application
Platform Suite
J2EE
Soporte a Estándares:
BPEL4WS, BPMN,
Rosettanet, ebXML, UDDI,
LDAP,
Conectividad vía eWay
Repositorio
Alta productividad
Solaris Enterprise System
Composite
Application Platform
Application
Platform
B2B
Web
Infrastructure
ESB
Data Center Management
Availability
Community
Identity
Management
Developer Tools
Java Enterprise System
Las 4Ps en SOA
Personas
Procesos
Mejores Prácticas,
Frameworks,
Blueprints
Cambio Cultural
Training, ...
SOA
Plataformas
Deesarrollo/Desplieguet/
Gestión de la
Infraestructura
(Software, Hardware)
Prácticas
Roadmap de Implantación,
referencias, partners.,...
Sun Java CAPs en Servicios Financieros
Corporate actions
C2B connectivity
Exception workflow
SWIFT Connectivity
Straight-through processing
Single customer view
Bulk payments
Investment funds processing
HR on-boarding
Cash reporting
Exceptions and investigations
FIX processing
Trade Services
Payments clearing
Trade affirmations
Operational risk
DTCC/NSCC integration
• Global market practice finance
> Banking
> Insurance
> Securities
• Focus on solution components
>
>
>
>
Connectivity
Payments
Funds
Protocol handling
• Financial Services SOA
> Framework templates
> Presentation, process, integration
> Align with industry initiatives
• Strong presence at SIBOS 2006
Referencias en Sector Financiero(*)
Abbey National
ABN Amro
Abu Dhabi Investment Authority
Aegon USA
Allstate Insurance
American Intl. Group
AXA Group
Banca IMI
BAREP
Bank Mendes Gans
Banque Invik
B*Capital
BCEE
BMW Financial Services
BNP Paribas*
BRFKredit
CalPERS
Clearstream
Commerzbank
Credit Agricole
Credit Andorra
Dunn & Bradstreet
Entenial
Equifax
Erie Insurance
(*)
Clientes con Java CAPS
Los clientes en regritan utilizan CAPS para SWIFT
Farm Bureau Insurance
FirstRand - First National Bank
Fischer Francis Trees & Watts
Fuji Bank
GMAC
Goldman Sachs
Great West Life
HypoVereinsBank
Industrial Bank of Korea
ING
Investors Bank and Trust
JPMorgan Chase
Jupiter Asset Management
KBC Bank and Insurance
KBC Securities
KBL – Kredietbank Luxemburg
Korea First Bank
Liberty Mutual Insurance
Liverpool Victoria Group
MacQuarie Bank
Malaysia National Insurance
Mizuho Bank Tokyo
National Bank of Abu Dhabai
Northern Trust
Nicholas Applegate
ORIX Group
Pacific Life Insurance
Phoenix Wealth Management
Post Finance
Providentia
Reale Mutua Assicurazioni
RLI Insurance
Robert Stevens International
Samsung Card Company
Sentry Insurance
Sherwood International Group
Societe Generale Asset Mgt
St Paul Travelers
Standard Bank London
Standard Bank South Africa
Standard Chartered Bank
Tokyo
Sumitomo Trust Bank Tokyo
Vontobel Privat Bank
Washington Mutual
Westdeutsche Landesbank
WestLB
Westpac Banking Corp
Winterthur
Zürcher Kantonalbank
Miembro Activo de la comunidad Swift
• Proveedor Gold certified desde 1998
Todas y cada una de las versiones han
obtenido el Gold certified desde 1998
• Participación en los Swift readiness boards
> Target 2, Exceptions and Investigations, Bulk Payments
EAI: Java CAPS
• Message handling
• Business Processes
• Workflow
SAA
• Auditing
• Performance
SWIFTNet
• Monitoring
SAG
Back office
Systems
High availability platform by SUN (Hardware, Solaris, Clustering, …)
Características de SUN Java CAPS en
SWIFT (junto con SWIFTAlliance)
Identity Compliance
Dashboard
Identity Audit Reports
Identity Solution
Storage Solution
Client Order Management
Compliance Monitoring/Reporting Solution
Order
Entry
Identity Auditor
Limits
Identity Manager
Application
authentication/
authorisation
interfaces
Access Manager
Booking
Matching
Settlement
Allow/deny
Portal
STK
IntelliStore
Java
CAPS
Compliance Reports
Best Execution Data Sifting Engines
Operational Bus
Directory Server
Compliance Bus/Java CAPS
SWIFTNet Phase 2 Migration
Legacy Interface Replacement
SWIFTNet InterAct and FileAct
SWIFTNet C2B, MA-CUG and CAG
Building services on SWIFTNet
Straight-through processing (STP)
Front and back-office integration
Compliance architectures
for e.g. MiFID, Giovannini, Basel2, …
• Fast Payments architecture
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Otras Referencias
• BNP Paribas - Real-Time Automated Client
Connectivity
> Challenge: reduction of costs in high-volume, low-
margin transactions, use of emerging standards
> Solution: Built single window SWIFT and Reuters
access with FIX and migration of order management
system in a 20 man day project
> Benefits: real-time order information for clients,
significantly reduced cost per transaction, transparent
migration
• Aegon Americas Life Insurance - IT
Operations Convergence
> Challenge: redundant environment, changes
expensive, limited reuse – 3 architectures, inability to
get product to market fast enough
> Benefits: Zero coding to date, reuse business skills of
existing programmers on new SOA projects
• Barep Asset management (SocGen) Architecture for Absolute Performance
> Challenge: Lack of openness and transparency for
complex fund production/management, and increasing
maintenance costs
> Benefits: reduced time to deploy investment funds by
80% through reuse, the architecture also provides the
flexibility to change applications over time with minimal
effort
Financial
Conclusiones
• SOA como elemento clave de la mejora de
eficiencia en el sector
• Sun dispone de una solución SOA completa,
madura y con numerosas referencias en servicios
financieros
[email protected]
Muchas Gracias