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2014/2015 IowaBook - Community Bankers of Iowa
2014/2015 IowaBook Bank Directory • Winter Edition Q3 Data provided by Updated Quarterly Published By Community Bankers of Iowa 1603 22nd St. • Suite 102 • West Des Moines, IA 50266 www.cbiaonline.org • 515.453.1495 BANK LISTINGS Ackley Ackley State Bank........................................................08 Adair Exchange State Bank...................................................08 Albia First Iowa State Bank...................................................08 Peoples State Bank......................................................08 Algona Farmers State Bank.....................................................09 Iowa State Bank...........................................................09 Security State Bank.....................................................09 Alton Community Bank..........................................................09 Altoona Legacy Bank................................................................. 10 Ames First National Bank, Ames........................................... 10 VisionBank of Iowa....................................................... 10 Anamosa Citizens Savings Bank.................................................. 10 Ankeny Community State Bank................................................11 Ashton Ashton State Bank.......................................................11 Atkins Atkins Savings Bank & Trust........................................11 Atlantic First Whitney Bank and Trust......................................11 Rolling Hills Bank & Trust............................................12 Audubon Audubon State Bank....................................................12 Landmands Bank.........................................................12 Bancroft Farmers & Traders Savings Bank................................12 Belle Plaine Chelsea Savings Bank.................................................13 Bellevue Bellevue State Bank.....................................................13 Belmond First State Bank............................................................13 Bettendorf Quad City Bank and Trust Company...........................13 Blairstown Benton County State Bank.......................................... 14 Bloomfield Success Bank............................................................... 14 Blue Grass Blue Grass Savings Bank............................................ 14 Bonaparte State Central Bank....................................................... 14 Boone Boone Bank & Trust Co................................................15 Breda Breda Savings Bank.....................................................15 Britt First State Bank............................................................15 Brunsville Iowa Prairie Bank.........................................................15 Buffalo Center Farmers Trust and Savings Bank................................ 16 Burlington Farmers & Merchants Bank & Trust........................... 16 Two Rivers Bank & Trust.............................................. 16 Bussey State Bank of Bussey................................................... 16 Carroll Carroll County State Bank........................................... 17 Commercial Savings Bank........................................... 17 Iowa Savings Bank....................................................... 17 Cascade Ohnward Bank & Trust................................................. 17 Cedar Rapids Bankers Trust Company...............................................18 BankIowa of Cedar Rapids..........................................18 Cedar Rapids Bank and Trust Company.....................18 Guaranty Bank and Trust Company............................18 Center Point Center Point Bank and Trust Company.......................19 Centerville Iowa Trust and Savings Bank......................................19 Central City NXT Bank......................................................................19 Charles City First Security Bank and Trust Company......................19 Cherokee Cherokee State Bank...................................................20 Clarinda Cornerstone Bank........................................................20 PCSB Bank....................................................................20 Clarksville Iowa State Bank...........................................................20 Clear Lake Clear Lake Bank and Trust Company.......................... 21 Clinton Citizens First Bank....................................................... 21 Clinton National Bank.................................................. 21 Gateway State Bank..................................................... 21 Clive Peoples Trust & Savings Bank.....................................22 Coggon Linn County State Bank...............................................22 Colesburg Farmers Savings Bank.................................................22 Colfax First State Bank of Colfax............................................22 Collins Exchange State Bank...................................................23 Columbus Junction Columbus Junction State Bank...................................23 Page 2 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] Coralville First Trust and Savings Bank.......................................23 Corning Okey-Vernon First National Bank................................23 State Bank of Brooks................................................... 24 Corydon Corydon State Bank..................................................... 24 Council Bluffs Frontier Savings Bank.................................................. 24 Midstates Bank, National Association........................ 24 Crawfordsville Peoples Savings Bank.................................................25 Cresco C US Bank.....................................................................25 Creston First National Bank in Creston....................................25 Iowa State Savings Bank.............................................25 State Savings Bank......................................................26 Danville Danville State Savings Bank.......................................26 Davenport American Bank and Trust Company, National Association....................................................26 First National Bank......................................................26 Northwest Bank & Trust Company.............................. 27 De Witt De Witt Bank & Trust Co.............................................. 27 First Central State Bank.............................................. 27 Decorah Decorah Bank & Trust Company.................................28 Defiance Defiance State Bank....................................................28 Denison Crawford County Trust and Savings Bank...................28 Denver Denver Savings Bank...................................................28 Des Moines Bankers Trust Company...............................................29 Iowa State Bank...........................................................29 Principal Bank..............................................................29 Douds Farmers and Traders Savings Bank............................29 Dubuque American Trust & Savings Bank..................................30 Dubuque Bank and Trust Company............................30 East Dubuque Savings Bank.......................................30 Fidelity Bank & Trust.................................................... 31 First Community Trust, National Association............. 31 Premier Bank................................................................ 31 Dunlap Community Bank.......................................................... 31 Durant Liberty Trust & Savings Bank......................................32 Dysart Dysart State Bank........................................................32 Eagle Grove Security Savings Bank.................................................32 Earling Farmers Trust & Savings Bank....................................32 Edgewood Community Savings Bank............................................33 Eldora Hardin County Savings Bank.......................................33 Elgin Elgin State Bank...........................................................33 Elkader Central State Bank.......................................................33 FreedomBank...............................................................34 Elma Peoples Savings Bank.................................................34 Emmetsburg Iowa Trust & Savings Bank..........................................34 Estherville Bank Plus......................................................................34 NorthStar Bank............................................................35 Evansdale First Security State Bank.............................................35 Fairfax Fairfax State Savings Bank..........................................35 Fairfield First National Bank in Fairfield....................................35 Iowa State Bank and Trust Company of Fairfield.......36 Libertyville Savings Bank.............................................36 Fontanelle First National Bank......................................................36 Forest City Manufacturers Bank & Trust Company......................36 Fort Dodge Citizens State Bank...................................................... 37 First American Bank..................................................... 37 Fort Madison Fort Madison Bank & Trust Co.................................... 37 Lee County Bank & Trust, National Association......... 37 Fostoria Farmers Savings Bank.................................................38 Frederika Farmers Savings Bank.................................................38 Garnavillo Garnavillo Savings Bank..............................................38 Glenwood Glenwood State Bank..................................................38 Gowrie Security Savings Bank.................................................39 Greenfield Union State Bank.........................................................39 Grinnell Grinnell State Bank......................................................39 Grundy Center GNB Bank.....................................................................39 CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 3 Hampton First Bank Hampton.....................................................40 Hampton State Bank...................................................40 United Bank and Trust Company.................................40 Harlan Shelby County State Bank...........................................40 Hartwick Hartwick State Bank.................................................... 41 Hawarden First State Bank............................................................ 41 Hawkeye Citizens Savings Bank.................................................. 41 Hiawatha Hiawatha Bank and Trust Company............................ 41 Hills Hills Bank and Trust Company....................................42 Hull Iowa State Bank...........................................................42 Ida Grove First State Bank............................................................42 United Bank of Iowa.....................................................42 Independence Security State Bank.....................................................43 Indianola Community Bank..........................................................43 Peoples Savings Bank.................................................43 Iowa City MidWestOne Bank.......................................................43 Iowa Falls Green Belt Bank & Trust..............................................44 Iowa Falls State Bank..................................................44 Jefferson Home State Bank.........................................................44 Johnston Charter Bank................................................................44 ITS Bank........................................................................45 Keokuk KSB Bank......................................................................45 Keosauqua Community First Bank.................................................45 Keystone Keystone Savings Bank...............................................45 Kingsley Kingsley State Bank.....................................................46 Knoxville Iowa State Savings Bank.............................................46 La Porte City Cedar Valley Bank & Trust...........................................46 Lake View Farmers State Bank.....................................................46 Lansing Kerndt Brothers Savings Bank.................................... 47 Laurens Laurens State Bank..................................................... 47 Le Mars American Bank, National Association......................... 47 Primebank.................................................................... 47 Logan Logan State Bank.........................................................48 Lone Tree Farmers & Merchants Savings Bank..........................48 Lowden American Trust and Savings Bank..............................48 Luana Luana Savings Bank....................................................48 Lynnville First State Bank............................................................49 Malvern Malvern Trust & Savings Bank....................................49 Manchester Farmers & Merchants Savings Bank..........................49 Manning First National Bank of Manning..................................49 Manson Manson State Bank.....................................................50 Mapleton Valley Bank & Trust......................................................50 Maquoketa Maquoketa State Bank................................................50 Marcus Farmers State Bank.....................................................50 First Trust & Savings Bank.......................................... 51 Marion Farmers State Bank..................................................... 51 Heritage Bank............................................................... 51 Marshalltown Citizens Savings Bank.................................................. 51 Farmers Savings Bank.................................................52 Pinnacle Bank..............................................................52 United Bank & Trust National Association..................52 Mason City Farmers State Bank.....................................................52 First Citizens National Bank........................................53 NSB Bank.....................................................................53 Maxwell Maxwell State Bank.....................................................53 Maynard Maynard Savings Bank................................................53 McGregor Interstate Federal Savings and Loan Association of McGregor..................................................................54 Mediapolis Mediapolis Savings Bank............................................54 Melvin Melvin Savings Bank....................................................54 Milford United Community Bank..............................................54 Page 4 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] Montezuma Montezuma State Bank...............................................55 Peoples Savings Bank.................................................55 Monticello Citizens State Bank......................................................55 Mount Pleasant Wayland State Bank.....................................................55 Mount Vernon Bridge Community Bank..............................................56 Mount Vernon Bank and Trust Company....................56 Moville First Trust & Savings Bank..........................................56 Muscatine Central State Bank.......................................................56 Community Bank & Trust............................................. 57 First National Bank of Muscatine............................... 57 Nashua First State Bank............................................................ 57 Neola Farmers & Merchants State Bank of Neola............... 57 Nevada Community Bank..........................................................58 State Bank & Trust Company......................................58 New Albin New Albin Savings Bank..............................................58 New Hampton State Bank....................................................................58 Newell First Community Bank.................................................59 Newton First Newton National Bank.........................................59 Norwalk City State Bank.............................................................59 Oelwein Community Bank of Oelwein.......................................59 Onawa Blencoe State Bank.....................................................60 Orange City Northwestern Bank......................................................60 Osage Home Trust & Savings Bank........................................60 Osceola American State Bank...................................................60 Clarke County State Bank............................................ 61 Oskaloosa TruBank......................................................................... 61 Ottumwa South Ottumwa Savings Bank..................................... 61 Palo Palo Savings Bank....................................................... 61 Panora Guthrie County State Bank..........................................62 Panora State Bank.......................................................62 Paton Community State Bank................................................62 Pella Leighton State Bank....................................................62 Marion County State Bank..........................................63 Perry Raccoon Valley Bank....................................................63 Pilot Grove Pilot Grove Savings Bank.............................................63 Pocahontas Pocahontas State Bank...............................................63 Primghar First National Bank of Primghar..................................64 Savings Bank................................................................64 Radcliffe Security State Bank.....................................................64 Rake State Savings Bank......................................................64 Randolph Tri-Valley Bank..............................................................65 Readlyn Readlyn Savings Bank.................................................65 Red Oak Houghton State Bank...................................................65 Reinbeck Lincoln Savings Bank...................................................65 Rembrandt First National Bank of Rembrandt..............................66 Riverside Peoples Trust and Savings Bank.................................66 Rock Rapids Frontier Bank................................................................66 Rock Valley Peoples Bank...............................................................66 Premier Bank................................................................67 Rolfe Rolfe State Bank..........................................................67 Rowley Rowley Savings Bank...................................................67 Royal Home State Bank.........................................................67 Sac City Citizens Bank................................................................68 Iowa State Bank...........................................................68 Saint Ansgar St. Ansgar State Bank..................................................68 Sanborn Sanborn Savings Bank.................................................68 Schaller State Bank of Schaller.................................................69 Sheldon Citizens State Bank......................................................69 Shenandoah Century Bank................................................................69 First Heritage Bank......................................................69 Sibley Sibley State Bank.........................................................70 CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 5 Sigourney County Bank.................................................................70 Sioux Center American State Bank...................................................70 Sioux City Liberty National Bank..................................................70 Pinnacle Bank Sioux City............................................. 71 Pioneer Bank................................................................ 71 Security National Bank of Sioux City........................... 71 Sioux Rapids First State Bank............................................................ 71 Slater South Story Bank & Trust............................................72 Sloan Sloan State Bank.........................................................72 Solon Solon State Bank.........................................................72 Somers Heartland Bank............................................................72 South English White State Bank.........................................................73 Spencer Community State Bank................................................73 Farmers Trust and Savings Bank................................73 Northwest Bank...........................................................73 State Bank.................................................................... 74 Spillville Citizens Savings Bank.................................................. 74 Spirit Lake Bank Midwest............................................................... 74 State Bank.................................................................... 74 Springville Exchange State Bank...................................................75 State Center Central State Bank.......................................................75 Storm Lake Central Bank.................................................................75 Citizens First National Bank........................................75 Security Trust & Savings Bank.................................... 76 Story City Reliance State Bank.................................................... 76 Stuart First State Bank............................................................ 76 Sumner First State Bank............................................................ 76 Northeast Security Bank............................................. 77 Sutherland Security State Bank..................................................... 77 Swisher Swisher Trust & Savings Bank..................................... 77 Templeton Templeton Savings Bank............................................. 77 Tipton Community State Bank................................................78 Titonka Titonka Savings Bank..................................................78 Toledo State Bank of Toledo....................................................78 Traer Farmers Savings Bank & Trust....................................78 Treynor TS Bank.........................................................................79 Tripoli American Savings Bank...............................................79 Victor Farmers Savings Bank.................................................79 Victor State Bank.........................................................79 Walcott Walcott Trust and Savings Bank..................................80 Walker Walker State Bank.......................................................80 Wapello Iowa State Bank...........................................................80 State Bank of Wapello.................................................80 Washington Federation Bank........................................................... 81 Washington State Bank............................................... 81 Waterloo Farmers State Bank..................................................... 81 Watkins Watkins Savings Bank................................................. 81 Waukon Farmers & Merchants Savings Bank..........................82 Waukon State Bank.....................................................82 Waverly First National Bank......................................................82 Security State Bank.....................................................82 Webster City First State Bank............................................................83 WCF Financial Bank (MHC)..........................................83 Wellsburg Peoples Savings Bank.................................................83 West Bend West Iowa Bank............................................................83 West Des Moines Bank Iowa.....................................................................84 Earlham Savings Bank.................................................84 Fidelity Bank.................................................................84 Freedom Financial Bank..............................................84 Midwest Heritage Bank, FSB.......................................85 State Savings Bank......................................................85 West Bank....................................................................85 West Liberty West Liberty State Bank..............................................85 West Union Bank 1st.......................................................................86 Westside Westside State Bank....................................................86 Page 6 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] Wever Farmers Savings Bank.................................................86 Wheatland First Trust and Savings Bank.......................................86 Williamsburg Farmers Trust & Savings Bank.................................... 87 Winfield Peoples State Bank...................................................... 87 Winterset Farmers & Merchants State Bank.............................. 87 Union State Bank......................................................... 87 Wyoming Citizens State Bank......................................................88 Yale Farmers State Bank.....................................................88 Definitions Net Income Income after extraordinary items and other adjustments net of income taxes. Risk Based Capital Total Risk-Based Capital Ratio: Total Capital (Tier 1 Core Capital + Tier 2 Supplemental Capital)/Risk Adjusted Assets ROAA* Net Income/Average Total Assets ROAE* Net Income/Average Total Equity Net Interest Margin Net Interest Income/Average Earning Assets H/C Holding Company *Please note the definition of net income above and the possible effect it might have on ROAA, ROAE. Officer Title Abbreviations CEO: Chief Executive Officer CFO: Chief Financial Officer Chm: Chairman COO: Chief Operations Officer Pres: President CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 7 ACKLEY Ackley State Bank 650 Main St • Ackley, IA 50601 Phone: (641) 847-2651 • Fax: (641) 847-2011 www.ackleystatebank.com FDIC Cert #14936 • Transit #073905352 Established: 1934 H/C: GNB Bancorporation, Grundy Center, IA Number of Branches: 6 DIRECTORS Doug Hofmeister Hollis Janssen Joseph Wojcik Kevin J. Swalley Mark J. Sexton Robert L. Johanns OFFICERS Chm Kevin J. Swalley Pres Angela Luhring CEO Kevin J. Swalley CFO Evan N. Kooiker COO Angela Luhring Steven R. McDowell Angela Luhring FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$144,326 Total Securities ($000).................. $33,219 Total Loans ($000)........................ $93,322 Total Deposits ($000)..................$112,778 Tier 1 Capital ($000)..................... $14,928 Risk Based Cap Ratio (%)...................12.57 ROAA (%)................................................ 1.61 ROAE (%)..............................................13.59 Net Interest Margin (%)........................ 3.55 ADAIR Exchange State Bank 322 Audubon St • Adair, IA 50002 Phone: (641) 742-3201 • Fax: (641) 742-3424 www.esbanks.com FDIC Cert #18838 • Transit #073906801 Established: 1879 H/C: Exchange Financial, Inc., Adair, IA DIRECTORS Carl E. Stukenholtz Carol Wendl James E. Wendl OFFICERS Chm Randal G. Baird Pres Randal G. Baird CEO Randal G. Baird CFO Randal G. Baird COO Randal G. Baird FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $36,614 Total Securities ($000).................. $11,094 Total Loans ($000).........................$19,717 Total Deposits ($000).................... $28,087 Tier 1 Capital ($000)........................$4,097 Risk Based Cap Ratio (%)...................18.43 ROAA (%)................................................ 0.58 ROAE (%)................................................ 4.35 Net Interest Margin (%)........................ 2.92 OFFICERS Chm Raymond H. Davis Pres Raymond H. Davis CEO Raymond H. Davis CFO Raymond H. Davis COO Daniel D. Stocker FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $141,100 Total Securities ($000).................. $44,084 Total Loans ($000)........................ $85,132 Total Deposits ($000).................. $114,321 Tier 1 Capital ($000)..................... $19,035 Risk Based Cap Ratio (%)...................21.23 ROAA (%)................................................ 2.22 ROAE (%)..............................................15.55 Net Interest Margin (%)........................ 4.45 OFFICERS Chm Kevin M. Kness Pres Kevin M. Kness CEO Kevin M. Kness CFO Bryce C. Abbas COO Leslie A. Bronson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $89,890 Total Securities ($000).................. $36,422 Total Loans ($000)........................ $44,488 Total Deposits ($000).................... $66,597 Tier 1 Capital ($000)..................... $12,070 Risk Based Cap Ratio (%)...................25.85 ROAA (%).................................................1.17 ROAE (%)................................................ 8.19 Net Interest Margin (%)........................ 3.53 Kay Stukenholtz Randal G. Baird ALBIA First Iowa State Bank 19 Benton Ave, East • Albia, IA 52531 Phone: (641) 932-2144 • Fax: (641) 932-2511 www.firstiowastatebank.com FDIC Cert #14930 • Transit #073901903 Established: 1930 H/C: Van Buren Bancorporation, Keosauqua, IA Number of Branches: 3 DIRECTORS Daniel D. Stocker George E. Manning John O. Manning Joseph P. Crall Raymond H. Davis Peoples State Bank 102 South Main St • Albia, IA 52531 Phone: (641) 932-7887 • Fax: (641) 932-7760 www.peoplesiowa.com FDIC Cert #26911 • Transit #073901929 Established: 1987 H/C: Peoples Tri-County Bancorporation, Albia, IA Number of Branches: 2 DIRECTORS Catherine M. Bay Garry M. Cox Greg A. Paris Jack E. Scieszinski Kevin M. Kness Timothy D. Shehan Page 8 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] ALGONA Farmers State Bank 501 East State St • Algona, IA 50511 Phone: (515) 295-7221 • Fax: (515) 295-3698 www.fsbiowa.com FDIC Cert #8760 • Transit #073909578 Established: 1895 H/C: Whittemore Bancshares, Inc., Whittemore, IA Number of Branches: 3 DIRECTORS Bruce Hackbarth Jack Limbaugh Jr. John W. Geelan Five East Call St • Algona, IA 50511 Phone: (515) 295-3595 • Fax: (515) 295-3204 www.bankisb.com FDIC Cert #950 • Transit #073920939 Established: 1928 H/C: Mid-Iowa Bancshares Co., Algona, IA Number of Branches: 5 OFFICERS Chm Thomas J. Larson Pres Thomas L. Van Overbeke CEO Thomas J. Larson CFO Laurie L. Vitzthum COO Laurie L. Vitzthum FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $288,216 Total Securities ($000)................ $100,537 Total Loans ($000)...................... $170,446 Total Deposits ($000).................. $217,240 Tier 1 Capital ($000)..................... $28,984 Risk Based Cap Ratio (%)...................15.26 ROAA (%)................................................ 1.43 ROAE (%).............................................. 13.27 Net Interest Margin (%)........................ 3.66 Scott Whyte Thomas J. Larson Timothy J. Struecker Security State Bank One East State St • Algona, IA 50511 Phone: (515) 295-9501 • Fax: (515) 295-7233 www.bankssb.com FDIC Cert #15839 • Transit #073921187 Established: 1931 H/C: Burt Bancshares, Inc., Burt, IA Number of Branches: 4 DIRECTORS Chuck J. Reding D. J. Shey Edgar W. Keith Greg W. Mullins John F. Reding FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$100,400 Total Securities ($000).................. $16,892 Total Loans ($000)........................ $69,794 Total Deposits ($000).....................$86,147 Tier 1 Capital ($000)........................$9,057 Risk Based Cap Ratio (%)...................13.64 ROAA (%)................................................ 0.77 ROAE (%)................................................ 8.70 Net Interest Margin (%)........................ 3.04 Sean J. Noonan Stuart A. Simonson Thomas C. Geelan Iowa State Bank DIRECTORS Alan R. Klepper Jon Grether Michael J. Reynolds Sara Guenther OFFICERS Chm John W. Geelan Pres Sean J. Noonan CEO Sean J. Noonan CFO Stuart A. Simonson COO Stuart A. Simonson OFFICERS Chm William D. Mullins Pres Greg W. Mullins CEO Greg W. Mullins CFO Greg W. Mullins COO Judith L. Weber FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$102,854 Total Securities ($000).................. $20,050 Total Loans ($000)........................ $66,008 Total Deposits ($000).................... $90,927 Tier 1 Capital ($000)..................... $11,626 Risk Based Cap Ratio (%)...................14.94 ROAA (%)................................................ 1.05 ROAE (%)................................................ 8.90 Net Interest Margin (%)........................ 3.59 OFFICERS Chm Thomas E. Kiernan Pres Thomas E. Kiernan CEO Thomas E. Kiernan CFO Thomas E. Kiernan COO Thomas E. Kiernan FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$41,197 Total Securities ($000).................. $10,068 Total Loans ($000)........................ $24,652 Total Deposits ($000).................... $36,894 Tier 1 Capital ($000)....................... $3,903 Risk Based Cap Ratio (%)...................14.38 ROAA (%)................................................ 0.84 ROAE (%)................................................ 8.34 Net Interest Margin (%)........................ 3.62 Kenneth P. Wehrspan Leroy F. Weber Lynn R. Bierstedt William D. Mullins ALTON Community Bank 208 10th St • Alton, IA 51003 Phone: (712) 756-4125 • Fax: (712) 756-4600 www.communitybank.org FDIC Cert #14498 • Transit #073918653 Established: 1915 H/C: Alton Bancorporation, Alton, IA Number of Branches: 2 DIRECTORS Donald W. Treharne Jacalyn J. Fedders Jerry Langel Loren Veldhuizen Roger Cambier Thomas E. Kiernan CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 9 ALTOONA Legacy Bank 502 Eighth St, SW • Altoona, IA 50009 Phone: (515) 967-9981 • Fax: (515) 967-9984 www.banklegacy.com FDIC Cert #15414 • Transit #073913836 Established: 1904 H/C: F. S. Bancor, Inc., Mitchellville, IA Number of Branches: 4 DIRECTORS Arthur L. Churchill Brian T. Chittenden Donald C. Timmins Robert E. Chittenden OFFICERS Chm Robert E. Chittenden Pres Robert E. Chittenden CEO Robert E. Chittenden CFO Robert E. Chittenden COO Brian T. Chittenden Sharon M. Chittenden Terry Warren FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $89,196 Total Securities ($000).................... $9,593 Total Loans ($000)........................ $60,773 Total Deposits ($000).................... $82,228 Tier 1 Capital ($000)........................$6,615 Risk Based Cap Ratio (%)...................12.28 ROAA (%)................................................ 0.33 ROAE (%)................................................ 4.44 Net Interest Margin (%)........................ 3.95 AMES First National Bank, Ames 405 Fifth St • Ames, IA 50010 Phone: (515) 232-5561 • Fax: (515) 232-5778 www.fnbames.com FDIC Cert #1545 • Transit #073902274 Established: 1903 H/C: Ames National Corporation, Ames, IA Number of Branches: 7 DIRECTORS Betty A. Baudler Horras David W. Benson James R. Larson II John R. Linch Lisa M. Eslinger Scott T. Bauer VisionBank of Iowa 104 Chestnut St • Ames, IA 50010 Phone: (515) 956-4343 • Fax: (515) 956-4344 www.visionbank.com FDIC Cert #11763 • Transit #073905187 Established: 1884 H/C: VisionBankshares, Inc., Boone, IA Number of Branches: 8 DIRECTORS Darrell E. Hughes David H. Hill Deborah L. Fisher Eugene B. Harris Frederick Greiner Hans Boehm Heather L. Miller James L. Henkel Jeff Payne Michael F. Mahoney OFFICERS Chm Thomas H. Pohlman Pres Scott T. Bauer CEO Scott T. Bauer CFO John P. Nelson COO Kurt A. Jensen Terrill L. Wycoff Thomas H. Pohlman Warren R. Madden OFFICERS Chm Michael F. Mahoney Pres Darrell E. Hughes CEO Darrell E. Hughes Richard D. Johnson Robert O. Grathwohl Thomas R. Good Wayne Koos FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$680,884 Total Securities ($000)................$321,672 Total Loans ($000)......................$308,323 Total Deposits ($000)..................$546,405 Tier 1 Capital ($000)..................... $64,388 Risk Based Cap Ratio (%)...................15.23 ROAA (%)................................................ 1.03 ROAE (%)..............................................10.44 Net Interest Margin (%).........................2.74 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$399,782 Total Securities ($000).................. $23,819 Total Loans ($000)......................$306,432 Total Deposits ($000).................. $325,765 Tier 1 Capital ($000)..................... $43,674 Risk Based Cap Ratio (%)...................14.86 ROAA (%)................................................ 1.37 ROAE (%)..............................................12.53 Net Interest Margin (%)........................ 3.43 ANAMOSA Citizens Savings Bank 215 East Main St • Anamosa, IA 52205 Phone: (319) 462-3561 • Fax: (319) 462-2209 www.citizensbankia.com FDIC Cert #10125 • Transit #073903053 Established: 1906 H/C: First Community Bancshares Corp., Anamosa, IA Number of Branches: 2 DIRECTORS Bonnie J. Schwaegler Brian D. Darrow Charles M. Shea James Ferry III Jerry H. Pearson Matt A. Behrends OFFICERS Chm Victor E. Hamre Pres Matt A. Behrends CEO Matt A. Behrends CFO Bonnie J. Schwaegler COO Bonnie J. Schwaegler Michael Moes Jr. Victor E. Hamre Wayne Hall FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$130,781 Total Securities ($000).................. $69,673 Total Loans ($000)........................ $53,814 Total Deposits ($000)..................$116,023 Tier 1 Capital ($000)..................... $10,091 Risk Based Cap Ratio (%)................... 13.10 ROAA (%)................................................ 1.72 ROAE (%)..............................................19.67 Net Interest Margin (%)........................ 3.47 Page 10 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] ANKENY Community State Bank 817 North Ankeny Blvd • Ankeny, IA 50023 Phone: (515) 331-3100 • Fax: (515) 964-1563 www.bankcsb.com FDIC Cert #18272 • Transit #073910114 Established: 1933 H/C: Van Diest Investment Company, Ankeny, IA Number of Branches: 11 DIRECTORS Alan Brazelton Brian J. McLoughlin David P. Taylor OFFICERS Chm Robert A. Van Diest Pres Ronald M. Nagel CEO Ronald M. Nagel CFO Brian J. McLoughlin COO Brian J. McLoughlin FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$580,438 Total Securities ($000)................$138,275 Total Loans ($000)......................$385,595 Total Deposits ($000)..................$468,552 Tier 1 Capital ($000)..................... $57,932 Risk Based Cap Ratio (%)................... 15.19 ROAA (%)................................................ 0.89 ROAE (%)................................................ 8.25 Net Interest Margin (%)........................ 3.30 OFFICERS Chm Thomas J. Sexton Pres Brian D. Mino CEO Brian D. Mino CFO Brian D. Mino COO Brian D. Mino FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $48,302 Total Securities ($000).................. $16,520 Total Loans ($000)........................ $29,388 Total Deposits ($000).................... $38,963 Tier 1 Capital ($000)....................... $5,233 Risk Based Cap Ratio (%)...................15.70 ROAA (%)................................................ 1.62 ROAE (%).............................................. 14.61 Net Interest Margin (%)........................ 3.27 OFFICERS Chm Richard C. Hare Pres Andrew E. Jones CEO Andrew E. Jones CFO Andrew E. Jones COO Andrew E. Jones FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $77,995 Total Securities ($000)...................$32,241 Total Loans ($000)........................ $42,405 Total Deposits ($000).................... $68,793 Tier 1 Capital ($000)....................... $8,453 Risk Based Cap Ratio (%)...................15.68 ROAA (%)................................................ 1.73 ROAE (%).............................................. 16.07 Net Interest Margin (%)........................ 3.27 OFFICERS Chm Jason Nicholas Pres Paul J. Gude CEO Paul J. Gude CFO Jayme Farver COO Paul J. Gude FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$201,720 Total Securities ($000).................. $81,396 Total Loans ($000)...................... $111,177 Total Deposits ($000).................. $175,519 Tier 1 Capital ($000)..................... $20,416 Risk Based Cap Ratio (%)...................13.92 ROAA (%)................................................ 2.02 ROAE (%)..............................................18.39 Net Interest Margin (%)........................ 3.26 John Rodger Van Diest Robert A. Van Diest Ronald M. Nagel ASHTON Ashton State Bank 317 Third St • Ashton, IA 51232 Phone: (712) 724-6326 • Fax: (712) 724-6416 www.ashtonstatebank.com FDIC Cert #11343 • Transit #073911812 Established: 1884 H/C: Ashton Bancshares, Inc., Saint Paul, MN DIRECTORS Brian D. Mino James M. Vaupel James V. McMahill Mark J. Sexton Shane R. Pomerenke Terry G. Moser Thomas J. Sexton ATKINS Atkins Savings Bank & Trust 97 Main Ave • Atkins, IA 52206 Phone: (319) 446-7700 • Fax: (319) 446-6000 www.atkinssavingsbank.com FDIC Cert #9096 • Transit #073918394 Established: 1915 DIRECTORS Andrew E. Jones David Petersen Harriet C. Rinderknecht Jon Rinderknecht Richard C. Hare Wayne Gibney ATLANTIC First Whitney Bank and Trust 223 Chestnut St • Atlantic, IA 50022 Phone: (712) 243-3195 • Fax: (712) 243-3198 www.firstwhitneybank.com FDIC Cert #254 • Transit #073902151 Established: 1907 H/C: Whitney Corporation of Iowa, Atlantic, IA Number of Branches: 2 DIRECTORS Frank J. Greiner Jason Nicholas Kenneth Kay Paul J. Gude Steve Nicholas CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 11 ATLANTIC Rolling Hills Bank & Trust 1307 East Seventh St • Atlantic, IA 50022 Phone: (712) 243-2244 • Fax: (712) 243-1423 www.rollinghillsbank.com FDIC Cert #15334 • Transit #073905912 Established: 1876 H/C: Anita Bancorporation, Atlantic, IA Number of Branches: 10 DIRECTORS Allen F. Friday Charles N. Edwards Darrell Hockenberry Gerald Wessels OFFICERS Chm Charles N. Edwards CEO Darrell Hockenberry CFO Darrell Hockenberry COO Darrell Hockenberry FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $231,462 Total Securities ($000).................... $5,368 Total Loans ($000)......................$189,308 Total Deposits ($000).................. $194,142 Tier 1 Capital ($000)......................$22,871 Risk Based Cap Ratio (%)................... 11.37 ROAA (%)................................................ 1.01 ROAE (%).................................................7.91 Net Interest Margin (%)........................ 3.76 OFFICERS Chm Elizabeth Garst Pres Brett Irlmeier CEO Brett Irlmeier CFO Brett Irlmeier COO Brett Irlmeier FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $102,181 Total Securities ($000).................. $16,385 Total Loans ($000).........................$74,949 Total Deposits ($000).................... $90,806 Tier 1 Capital ($000)....................... $8,496 Risk Based Cap Ratio (%)...................12.46 ROAA (%)................................................ 1.76 ROAE (%).............................................. 20.13 Net Interest Margin (%)........................ 3.68 OFFICERS Chm Clarkson D. Lauritzen Pres Rod A. Rowland CEO Rod A. Rowland CFO Rod A. Rowland COO Rod A. Rowland FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$61,167 Total Securities ($000).................... $3,202 Total Loans ($000)........................ $54,024 Total Deposits ($000).................... $55,092 Tier 1 Capital ($000)....................... $5,330 Risk Based Cap Ratio (%)...................10.79 ROAA (%)................................................ 1.87 ROAE (%)..............................................20.50 Net Interest Margin (%)........................ 4.02 OFFICERS Chm Charles A. Kennedy Pres Charles A. Kennedy CEO Charles A. Kennedy CFO Christine Klenz COO Teresa R. Kennedy FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$54,161 Total Securities ($000).................. $18,754 Total Loans ($000)........................ $33,192 Total Deposits ($000).................... $44,044 Tier 1 Capital ($000)....................... $5,450 Risk Based Cap Ratio (%)................... 16.11 ROAA (%)................................................ 0.79 ROAE (%).................................................7.52 Net Interest Margin (%)........................ 2.91 Lynn R. Taylor Mary Beth Fast William Welter AUDUBON Audubon State Bank 315 Broadway St • Audubon, IA 50025 Phone: (712) 563-2644 • Fax: (712) 563-3656 www.audubonstatebank.com FDIC Cert #5814 • Transit #073904159 Established: 1876 H/C: Greene Investment Co., Jefferson, IA Number of Branches: 2 DIRECTORS Brett Irlmeier Daryl Olsen Douglas McDermott Elizabeth Garst Jennifer Garst Lyle Hansen Jr. Sarah Christensen Landmands Bank 201 South Division St • Audubon, IA 50025 Phone: (712) 563-4255 • Fax: (712) 563-3028 www.landmands.com FDIC Cert #4471 • Transit #073911278 Established: 1909 H/C: Viking Corporation, Omaha, NE Number of Branches: 2 DIRECTORS Clarkson D. Lauritzen Robert P. Blomme Rod A. Rowland Terry D. Prickett Troy D. Wessel BANCROFT Farmers & Traders Savings Bank 108 West Ramsey St • Bancroft, IA 50517 Phone: (515) 885-2341 • Fax: (515) 885-2220 www.ftsbbancroft.com FDIC Cert #16717 • Transit #073907208 Established: 1887 H/C: Kennedy Bancshares, Inc., Bancroft, IA DIRECTORS Annette Ratigan Charles A. Kennedy Gene A. Vaske James W. Bollig Teresa R. Kennedy Page 12 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] BELLE PLAINE Chelsea Savings Bank 601 13th St • Belle Plaine, IA 52208 Phone: (319) 444-3144 • Fax: (319) 444-3717 www.chelseasavingsbank.com FDIC Cert #15427 • Transit #073921776 Established: 1936 H/C: Chebelle Corporation, Belle Plaine, IA Number of Branches: 5 DIRECTORS Curtis D. Brown D. Neil Erusha Donald M. Erusha Douglas Stadler Gary L. Fattig Michael C. Bevins Michael D. Erusha Richard D. Johnson OFFICERS Chm Donald M. Erusha Pres Curtis D. Brown CEO Curtis D. Brown CFO Curtis D. Brown COO Curtis D. Brown Robert Nolan Wayne Wilcox FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$125,581 Total Securities ($000).................. $77,062 Total Loans ($000)........................ $41,259 Total Deposits ($000)..................$102,890 Tier 1 Capital ($000)......................$18,976 Risk Based Cap Ratio (%)...................32.94 ROAA (%)................................................ 1.60 ROAE (%)..............................................10.99 Net Interest Margin (%)........................ 3.33 BELLEVUE Bellevue State Bank 200 South Second St • Bellevue, IA 52031 Phone: • Fax: (563) 872-4198 www.bellevuestatebank.com FDIC Cert #14415 • Transit #073920395 Established: 1934 H/C: Bellevue Bancorporation, Inc., Bellevue, IA DIRECTORS Gary L. Roeder Paul L. Peterson Peter J. Pauly OFFICERS Chm Timothy P. Daugherty Pres Timothy P. Daugherty CEO Timothy P. Daugherty CFO Timothy P. Daugherty COO Timothy P. Daugherty FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $87,629 Total Securities ($000).................... $9,864 Total Loans ($000)........................ $69,514 Total Deposits ($000).................... $75,513 Tier 1 Capital ($000)..................... $11,443 Risk Based Cap Ratio (%)...................12.03 ROAA (%)................................................ 2.03 ROAE (%).............................................. 15.71 Net Interest Margin (%)........................ 4.00 OFFICERS Chm Bradley W. Robson Pres Bradley W. Robson CEO Bradley W. Robson CFO Bradley W. Robson COO Bradley W. Robson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $96,470 Total Securities ($000).................. $52,847 Total Loans ($000)........................ $30,872 Total Deposits ($000).....................$76,160 Tier 1 Capital ($000)..................... $10,430 Risk Based Cap Ratio (%)...................23.98 ROAA (%)................................................ 1.11 ROAE (%)................................................ 9.97 Net Interest Margin (%)........................ 2.41 OFFICERS Chm Douglas M. Hultquist Pres John H. Anderson CEO John H. Anderson CFO Shellee R. Showalter COO John R. McEvoy Jr. FINANCIAL STATEMENT - 11/2014 Total Assets ($000).................. $1,293,866 Total Securities ($000)................ $402,414 Total Loans ($000)...................... $760,562 Total Deposits ($000).................. $873,871 Tier 1 Capital ($000)..................... $92,808 Risk Based Cap Ratio (%)................... 11.41 ROAA (%)................................................ 0.90 ROAE (%)..............................................12.69 Net Interest Margin (%)........................ 3.07 Timothy P. Daugherty Willard J. Felderman BELMOND First State Bank 304 East Main St • Belmond, IA 50421 Phone: (641) 444-3226 • Fax: (641) 444-7119 www.fsbbelmond.com FDIC Cert #5791 • Transit #073921543 Established: 1933 H/C: First Belmond Bancorporation, Belmond, IA DIRECTORS Bradley W. Robson C. Gordon Hildebrand Gary L. Berkland George S. Hinman Harold L. Buseman BETTENDORF Quad City Bank and Trust Company 2118 Middle Rd • Bettendorf, IA 52722 Phone: (563) 344-0600 • Fax: (563) 344-0619 www.qcbt.com FDIC Cert #33867 • Transit #073902232 Established: 1994 H/C: QCR Holdings, Inc., Moline, IL Number of Branches: 4 DIRECTORS Douglas M. Hultquist Edwin A. Maxwell James J. Brownson John H. Anderson John H. Harris II Larry J. Helling Linda Kinney Neuman Marc C. Slivken Marie Z. Ziegler Mark C. Kilmer Michael A. Bauer Ronald G. Peterson Todd A. Gipple Victor J. Quinn CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 13 BLAIRSTOWN Benton County State Bank 212 Locust St, NE, P.O. Box 180 • Blairstown, IA 52209 Phone: (319) 454-6230 • Fax: (319) 454-6293 www.bentoncountystatebank.com FDIC Cert #13774 • Transit #073912060 Established: 1869 H/C: Blairstown Bancorp, Inc., Blairstown, IA DIRECTORS Charles Scott David E. Zeimet David R. Horst OFFICERS Chm Charles Scott Pres David R. Horst CEO David R. Horst CFO David R. Horst COO David R. Horst Harold J. Martin Wayne T. Newton FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $42,368 Total Securities ($000).....................$6,057 Total Loans ($000)........................ $33,986 Total Deposits ($000).................... $27,940 Tier 1 Capital ($000)....................... $5,709 Risk Based Cap Ratio (%)...................15.86 ROAA (%)................................................ 1.30 ROAE (%)................................................ 9.80 Net Interest Margin (%)........................ 3.93 BLOOMFIELD Success Bank 109 North Madison St • Bloomfield, IA 52537 Phone: (641) 664-2006 • Fax: (641) 664-2024 www.successbank.net FDIC Cert #10127 • Transit #073903943 Established: 1900 H/C: Garrett Bancshares, Ltd., Bloomfield, IA Number of Branches: 3 DIRECTORS Brad Woolard Dan L. Thompson John Martin OFFICERS Chm Nancy C. Logan Pres Dan L. Thompson CEO Neal David Logan CFO Dan L. Thompson COO Brad Woolard FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $133,617 Total Securities ($000).................... $9,005 Total Loans ($000)...................... $112,157 Total Deposits ($000)..................$112,566 Tier 1 Capital ($000)..................... $15,792 Risk Based Cap Ratio (%)...................14.68 ROAA (%)................................................ 1.87 ROAE (%)..............................................15.68 Net Interest Margin (%)........................ 4.57 OFFICERS Chm Elton D. Farley Pres Wayne A. Beck CEO Wayne A. Beck CFO Jeffrey D. Farley COO Stephanie Christopher FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$180,038 Total Securities ($000).................. $90,790 Total Loans ($000).........................$78,871 Total Deposits ($000).................. $142,515 Tier 1 Capital ($000)..................... $25,938 Risk Based Cap Ratio (%)................... 27.90 ROAA (%)............................................... -0.79 ROAE (%)............................................... -5.39 Net Interest Margin (%)........................ 2.52 OFFICERS Chm William Tyler Logan Pres Mike Netland CEO Mike Netland CFO Mike Netland COO Toni McCoy FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $58,946 Total Securities ($000).................... $1,325 Total Loans ($000)........................ $36,344 Total Deposits ($000).................... $51,395 Tier 1 Capital ($000)........................ $6,417 Risk Based Cap Ratio (%)................... 17.23 ROAA (%)................................................ 1.01 ROAE (%)................................................ 8.70 Net Interest Margin (%)........................ 3.13 Nancy C. Logan Neal David Logan BLUE GRASS Blue Grass Savings Bank 104 East Mayne St • Blue Grass, IA 52726 Phone: (563) 381-1732 • Fax: (563) 381-2317 www.bluegrassbank.com FDIC Cert #13753 • Transit #073912086 Established: 1902 H/C: E M F Corporation, Edmonds, WA DIRECTORS Dan Petersen Edwin Geest Elton D. Farley Jeffrey D. Farley Marilyn F. Farley Wayne A. Beck William E. Puck BONAPARTE State Central Bank 612 First St • Bonaparte, IA 52620 Phone: (319) 592-3372 • Fax: (319) 592-3171 www.statecentralbank.com FDIC Cert #5820 • Transit #073900894 Established: 1858 H/C: Logan Investment Corporation, Bonaparte, IA Number of Branches: 4 DIRECTORS Allen Gunn Arch Logan Catherine Piper Howie Sutlive John Armstrong Mike Netland Susan Dunek William Tyler Logan Page 14 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] BOONE Boone Bank & Trust Co. 716 Eighth St • Boone, IA 50036 Phone: (515) 432-6200 • Fax: (515) 432-6210 www.boonebankiowa.com FDIC Cert #33552 • Transit #073901097 Established: 1883 H/C: Ames National Corporation, Ames, IA Number of Branches: 2 DIRECTORS Douglas C. Gustafson Jeffrey K. Putzier Patrick J. McMullan Richard D. Blomgren OFFICERS Chm Thomas H. Pohlman Pres Jeffrey K. Putzier CEO Jeffrey K. Putzier CFO Jeffrey K. Putzier COO Linda K. Streiff FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $140,577 Total Securities ($000).................. $62,690 Total Loans ($000)........................ $53,272 Total Deposits ($000)..................$108,263 Tier 1 Capital ($000)..................... $13,049 Risk Based Cap Ratio (%)................... 15.91 ROAA (%)................................................ 1.48 ROAE (%)..............................................13.84 Net Interest Margin (%)........................ 3.68 OFFICERS Chm Gerald A. Van Erdewyk Pres Michael Van Erdewyk CEO Gerald A. Van Erdewyk CFO Michael Van Erdewyk COO Michael Van Erdewyk FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $48,996 Total Securities ($000).................. $24,949 Total Loans ($000)........................ $22,207 Total Deposits ($000).................... $30,762 Tier 1 Capital ($000)........................$7,611 Risk Based Cap Ratio (%)................... 27.69 ROAA (%)................................................ 1.36 ROAE (%)................................................ 8.87 Net Interest Margin (%)........................ 3.77 OFFICERS Chm Mark J. Sexton Pres Eric M. Newton CEO Eric M. Newton CFO Jane L. Swenson COO Linda K. Hesley FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$103,602 Total Securities ($000).................. $47,789 Total Loans ($000)........................ $45,857 Total Deposits ($000).................... $80,530 Tier 1 Capital ($000)..................... $11,302 Risk Based Cap Ratio (%)...................19.77 ROAA (%)................................................ 1.45 ROAE (%)..............................................12.73 Net Interest Margin (%)........................ 2.95 OFFICERS Chm Harold H. Harms Pres Steven J. Harms CEO Steven J. Harms CFO Steven J. Harms COO Steven J. Harms FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $68,519 Total Securities ($000).................. $30,029 Total Loans ($000)........................ $35,767 Total Deposits ($000).................... $55,558 Tier 1 Capital ($000)....................... $5,480 Risk Based Cap Ratio (%)................... 14.41 ROAA (%)................................................ 0.97 ROAE (%).............................................. 12.71 Net Interest Margin (%)........................ 3.35 Robert L. Cramer Thomas H. Pohlman William S. Zinnel BREDA Breda Savings Bank 105 Main St • Breda, IA 51436 Phone: (712) 673-2321 • Fax: (712) 673-2324 www.bredasavingsbank.com FDIC Cert #5792 • Transit #073912196 Established: 1890 H/C: Van Financial Corporation, Breda, IA DIRECTORS Brian Koster Cindy Bieret Gerald A. Van Erdewyk Lois Reiff Michael Van Erdewyk Rick J. Anthofer BRITT First State Bank 183 Main Ave, North • Britt, IA 50423 Phone: (641) 843-4411 • Fax: (641) 843-4415 www.fsb-britt.com FDIC Cert #8522 • Transit #073920874 Established: 1927 H/C: Britt Bancshares, Inc., Saint Paul, MN Number of Branches: 2 DIRECTORS Andrew G. Sexton Eric M. Newton James V. McMahill Jane L. Swenson Mark J. Sexton Paul L. Smith BRUNSVILLE Iowa Prairie Bank 240 Linn St, P.O. Box 78 • Brunsville, IA 51008 Phone: (712) 533-6441 • Fax: (712) 533-6371 www.iowapb.com FDIC Cert #17347 • Transit #073911582 Established: 1929 H/C: Prairie View Bankshares, Inc., Brunsville, IA Number of Branches: 3 DIRECTORS Alan Lucken Arlen Lucken Clark Schmitz Delores M. Harms Harold H. Harms Richard H. Harms Steven J. Harms CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 15 BUFFALO CENTER Farmers Trust and Savings Bank 101 North Main St • Buffalo Center, IA 50424 Phone: (641) 562-2696 • Fax: (641) 562-2903 www.ftsbbank.com FDIC Cert #14195 • Transit #073907729 Established: 1914 H/C: Koss-Winn Bancshares, Inc., Buffalo Center, IA Number of Branches: 4 DIRECTORS Brian Vander Wilt Don Kopacek Elroy D. Schlake Gene Hartman OFFICERS Chm Gene Hartman Pres Brian Vander Wilt CEO Brian Vander Wilt CFO Brian Vander Wilt COO Brian Vander Wilt FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $242,551 Total Securities ($000).....................$6,716 Total Loans ($000)...................... $217,470 Total Deposits ($000).................. $179,857 Tier 1 Capital ($000)..................... $23,062 Risk Based Cap Ratio (%)...................12.18 ROAA (%)................................................ 1.78 ROAE (%).............................................. 17.35 Net Interest Margin (%)........................ 3.77 OFFICERS Chm Charles E. Walsh Pres Charles E. Walsh CEO Charles L. Walsh CFO Robert D. Maschmann COO Jeffrey A. Burkhart FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $191,015 Total Securities ($000).................. $50,194 Total Loans ($000)...................... $117,146 Total Deposits ($000)..................$167,049 Tier 1 Capital ($000)......................$17,167 Risk Based Cap Ratio (%)...................16.05 ROAA (%)................................................ 0.67 ROAE (%).................................................7.03 Net Interest Margin (%)........................ 3.47 OFFICERS Chm Cristy Schmidt Pres Kent M. Gaudian CEO Kent M. Gaudian CFO Jeff Brotherson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$664,625 Total Securities ($000).................. $94,541 Total Loans ($000)...................... $505,617 Total Deposits ($000).................. $544,149 Tier 1 Capital ($000)..................... $57,066 Risk Based Cap Ratio (%)................... 12.37 ROAA (%)................................................ 0.89 ROAE (%)................................................ 9.69 Net Interest Margin (%)........................ 3.78 James L. Engle Robert Willms Terry Kiewiet BURLINGTON Farmers & Merchants Bank & Trust 221 Jefferson St • Burlington, IA 52601 Phone: (319) 752-3661 • Fax: (319) 754-2253 www.fmbanktrust.com FDIC Cert #13737 • Transit #073900580 Established: 1916 H/C: Farmers & Merchants Bancshares, Inc., Burlington, IA Number of Branches: 4 DIRECTORS Brian K. Readinger Charles E. Walsh Charles L. Walsh David Bertling Mark R. Hagerla William J. Kuepper Two Rivers Bank & Trust 222 North Main St • Burlington, IA 52601 Phone: (319) 753-9100 • Fax: (319) 753-9191 www.tworiversbank.com FDIC Cert #58013 • Transit #073900577 Established: 1904 H/C: Two Rivers Financial Group, Inc., Burlington, IA Number of Branches: 12 DIRECTORS Cristy Schmidt David Hansen Donald C. Wiley Frank J. Delaney III James D. Kinney Kent M. Gaudian Marvin E. Day Matthew D. Shinn Ned Skinner Sadhna Jani BUSSEY State Bank of Bussey 402 Merrill St • Bussey, IA 50044 Phone: (641) 944-5314 • Fax: (641) 944-5296 www.sbbussey.com FDIC Cert #1556 • Transit #073908252 Established: 1931 H/C: Twin Cedars Bancorp., Bussey, IA Number of Branches: 3 DIRECTORS Brook N. Hansen Edward J. Sullivan Jaci Hansen Kim N. Hansen Mark E. Hansen OFFICERS Chm Kim N. Hansen Pres Kim N. Hansen CEO Edward J. Sullivan CFO Kim N. Hansen COO Kim N. Hansen FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $44,928 Total Securities ($000).....................$3,157 Total Loans ($000)........................ $35,039 Total Deposits ($000).................... $39,687 Tier 1 Capital ($000)....................... $3,988 Risk Based Cap Ratio (%)...................12.90 ROAA (%)................................................ 0.68 ROAE (%).................................................7.76 Net Interest Margin (%)........................ 4.07 Page 16 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] CARROLL Carroll County State Bank Hwy 30 & Adams St • Carroll, IA 51401 Mailing Address: 126 West Sixth St, Carroll, IA 51401 Phone: (712) 792-3567 • Fax: (712) 792-0487 www.carrollia.com FDIC Cert #11771 • Transit #073902546 Established: 1870 H/C: Carroll County Bancshares, Inc., Carroll, IA Number of Branches: 6 DIRECTORS Carol A. Gronstal Gary P. Riedmann Jeffrey G. Scharfenkamp Mary C. Bruner 627 North Adams St • Carroll, IA 51401 Phone: (712) 792-4346 • Fax: (712) 792-1488 www.csbcarroll.com FDIC Cert #231 • Transit #073919571 Established: 1917 H/C: Commercial Ban Corp., Carroll, IA Number of Branches: 3 OFFICERS Chm Patrick R. Moehn Pres Paul K. Milligan CEO Patrick R. Moehn CFO Craig J. Mertz COO Paul K. Milligan FINANCIAL STATEMENT - 11/2014 Total Assets ($000).......................$147,271 Total Securities ($000).................. $31,125 Total Loans ($000)........................ $95,253 Total Deposits ($000)..................$126,208 Tier 1 Capital ($000)......................$11,376 Risk Based Cap Ratio (%)...................10.79 ROAA (%)................................................ 1.14 ROAE (%)..............................................14.93 Net Interest Margin (%)........................ 2.99 OFFICERS Chm William C. Hess Pres William C. Hess CEO William C. Hess CFO Richard C. Fulton COO Richard C. Fulton FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $172,485 Total Securities ($000).................. $48,010 Total Loans ($000)......................$109,584 Total Deposits ($000)..................$152,908 Tier 1 Capital ($000)..................... $15,180 Risk Based Cap Ratio (%)...................13.54 ROAA (%)................................................ 0.93 ROAE (%)..............................................10.55 Net Interest Margin (%)........................ 3.15 OFFICERS Chm Abram A. Tubbs Pres Abram A. Tubbs CEO Abram A. Tubbs CFO Abram A. Tubbs COO Abram A. Tubbs FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$218,688 Total Securities ($000).................. $36,030 Total Loans ($000)...................... $163,427 Total Deposits ($000).................. $177,301 Tier 1 Capital ($000)..................... $23,630 Risk Based Cap Ratio (%)................... 14.17 ROAA (%)................................................ 1.04 ROAE (%)................................................ 8.95 Net Interest Margin (%)........................ 3.64 Ryan P. Milligan Thomas J. Laing Thomas W. Loeck Iowa Savings Bank 510 West US Hwy 30 • Carroll, IA 51401 Phone: (712) 792-9772 • Fax: (712) 792-6773 www.iowasavingsbank.com FDIC Cert #14690 • Transit #073906092 Established: 1902 H/C: Community Grain Co., Carroll, IA Number of Branches: 8 DIRECTORS Dierk Halverson Gene Vincent Richard C. Fulton FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$368,756 Total Securities ($000).................. $97,035 Total Loans ($000)......................$239,701 Total Deposits ($000).................. $319,877 Tier 1 Capital ($000)..................... $38,043 Risk Based Cap Ratio (%)...................14.75 ROAA (%)................................................ 1.02 ROAE (%)................................................ 9.70 Net Interest Margin (%)........................ 3.76 Matthew D. Gronstal Robert B. Gronstal Rosemary K. Gronstal-Faulkner Thomas Brent Gronstal Commercial Savings Bank DIRECTORS Craig J. Mertz Patrick R. Moehn Paul K. Milligan OFFICERS Chm Thomas Brent Gronstal Pres Jeffrey G. Scharfenkamp CEO Jeffrey G. Scharfenkamp CFO Jackie Mahler COO Jeffrey G. Scharfenkamp Thomas Farner William C. Hess CASCADE Ohnward Bank & Trust 332 First Ave West • Cascade, IA 52033 Phone: (563) 852-7696 • Fax: (563) 852-7698 www.ohnwardbank.com FDIC Cert #10111 • Transit #073911870 Established: 1903 H/C: Ohnward Bancshares, Inc., Maquoketa, IA Number of Branches: 7 DIRECTORS Abram A. Tubbs Alan Roy Tubbs Brigham L. Tubbs Cecil Knuth David Verhille David Welter Doug Kohoutek Elizabeth Mathis Gary L. Bartlett Katie Mulholland Kendra L. Beck Mike Beck CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 17 CEDAR RAPIDS Bankers Trust Company 221 Third Ave, SE, Suite 150 • Cedar Rapids, IA 52401 Phone: (319) 896-7777 • Fax: (319) 366-0509 www.bankerstrust.com FDIC Cert #57484 • Transit #073922856 Established: 2002 H/C: BTC Financial Corporation, Des Moines, IA Number of Branches: 3 DIRECTORS Al Ruffalo Cindy Dietz James Phifer Marc Gullickson Patrick J. Deignan Stephen R. Hammes BankIowa of Cedar Rapids 7045 C Ave, NE • Cedar Rapids, IA 52402 Phone: (319) 395-9100 • Fax: (319) 395-9422 www.bankiowa.com FDIC Cert #17282 • Transit #073920285 Established: 1921 H/C: Fidelity Ban Corporation, Independence, IA Number of Branches: 11 DIRECTORS James C. Roemig James R. Gerber Mark A. Nielsen Mark C. Weidner 500 First Ave NE, Suite 100 • Cedar Rapids, IA 52401 Phone: (319) 862-2728 • Fax: (319) 862-2729 www.crbt.com FDIC Cert #57244 • Transit #073922801 Established: 2001 H/C: QCR Holdings, Inc., Moline, IL Number of Branches: 6 Frederick G. Timko James A. Mudd II Larry J. Helling Loren L. Coppock Patrice M. Carroll Guaranty Bank and Trust Company 302 Third Ave, SE • Cedar Rapids, IA 52401 Phone: (319) 286-6200 • Fax: (319) 362-7894 www.guaranty-bank.com FDIC Cert #14704 • Transit #073900108 Established: 1934 H/C: Guaranty Bankshares, Ltd., Cedar Rapids, IA Number of Branches: 6 DIRECTORS Amy L. Reasner Cheryle W. Mitvalsky Christopher J. Lindell Donald C. Nebergall Suku V. Radia Thomas L. Aller Timothy R. Kintner OFFICERS Chm Rudolph S. Leytze Pres Rob C. Robinson CEO Rob C. Robinson CFO Terrance M. Toale COO Terrance M. Toale Rob C. Robinson Rudolph S. Leytze Terrance M. Toale Cedar Rapids Bank and Trust Company DIRECTORS A. James Tinker Ann M. Lipsky Charles M. Peters David R. Mason Donna J. Sorensen OFFICERS Chm Timothy R. Kintner Pres Patrick J. Deignan CEO Patrick J. Deignan Douglas D. Olson Harold M. Becker Jeffrey L. Hamilton John Osako OFFICERS Chm Donna J. Sorensen Pres Larry J. Helling CEO Larry J. Helling CFO Todd A. Gipple COO John A. Rodriguez Patrick S. Baird Randy Allen Ramlo Robert T. Buckley Todd A. Gipple OFFICERS Chm Harold M. Becker Pres Christopher J. Lindell CEO Christopher J. Lindell CFO Todd C. Kerska COO Christopher J. Lindell Nancy H. Evans Patrick R. Cobb Robert D. Becker FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$438,966 Total Securities ($000).................. $36,575 Total Loans ($000)...................... $382,972 Total Deposits ($000).................. $289,711 Tier 1 Capital ($000)..................... $44,960 Risk Based Cap Ratio (%)................... 13.24 ROAA (%)................................................ 0.96 ROAE (%)................................................ 9.59 Net Interest Margin (%)........................ 3.26 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $522,641 Total Securities ($000).................. $87,655 Total Loans ($000)......................$401,263 Total Deposits ($000)..................$405,940 Tier 1 Capital ($000)..................... $52,087 Risk Based Cap Ratio (%)...................13.83 ROAA (%)................................................ 1.59 ROAE (%)..............................................14.39 Net Interest Margin (%)........................ 3.46 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$822,349 Total Securities ($000)................ $198,841 Total Loans ($000)......................$552,645 Total Deposits ($000).................. $611,196 Tier 1 Capital ($000)..................... $67,587 Risk Based Cap Ratio (%)................... 11.87 ROAA (%)................................................ 0.93 ROAE (%).............................................. 11.19 Net Interest Margin (%)........................ 3.19 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$248,733 Total Securities ($000).................. $81,273 Total Loans ($000)......................$156,030 Total Deposits ($000)..................$188,884 Tier 1 Capital ($000)..................... $28,229 Risk Based Cap Ratio (%)................... 18.18 ROAA (%)................................................ 1.19 ROAE (%).............................................. 10.07 Net Interest Margin (%)........................ 3.59 Page 18 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] CENTER POINT Center Point Bank and Trust Company 901 Bank Court • Center Point, IA 52213 Phone: (319) 849-1838 • Fax: (319) 849-1781 https://centerpointbank.com FDIC Cert #19293 • Transit #073910046 Established: 1964 H/C: Country Bancorporation, Crawfordsville, IA DIRECTORS Doug P. Joens Michael F. Stanton Thomas R. Bernau OFFICERS Chm William R. Bernau Pres Trevor J. Norman CEO Trevor J. Norman CFO Trevor J. Norman COO Travis J. Johnson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $31,566 Total Securities ($000).................... $7,539 Total Loans ($000)........................ $19,398 Total Deposits ($000).................... $25,873 Tier 1 Capital ($000)........................$2,748 Risk Based Cap Ratio (%)................... 14.07 ROAA (%)............................................... -1.22 ROAE (%).............................................-14.65 Net Interest Margin (%)........................ 3.67 OFFICERS Chm Jeffrey T. Young Pres Jeffrey T. Young CEO Jeffrey T. Young CFO Jeffrey T. Young COO Mary M. Craver FINANCIAL STATEMENT - 11/2014 Total Assets ($000).......................$174,107 Total Securities ($000).................. $88,735 Total Loans ($000)........................ $79,984 Total Deposits ($000)..................$126,823 Tier 1 Capital ($000)......................$17,624 Risk Based Cap Ratio (%)...................14.96 ROAA (%)................................................ 1.40 ROAE (%).............................................. 13.17 Net Interest Margin (%)........................ 3.09 OFFICERS Chm Bruce S. Anderson Pres Nathan D. Koch CEO Bruce S. Anderson CFO John M. Waters COO Nathan D. Koch FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $251,496 Total Securities ($000).................. $45,791 Total Loans ($000)......................$187,793 Total Deposits ($000)..................$204,481 Tier 1 Capital ($000)..................... $24,389 Risk Based Cap Ratio (%)...................13.40 ROAA (%)................................................ 0.32 ROAE (%)................................................ 3.18 Net Interest Margin (%)........................ 3.22 Travis J. Johnson Trevor J. Norman William R. Bernau CENTERVILLE Iowa Trust and Savings Bank 200 North 10th St • Centerville, IA 52544 Phone: (641) 437-4500 • Fax: (641) 437-0580 www.itsb-iowa.com FDIC Cert #1547 • Transit #073901411 Established: 1896 H/C: Bradley Bancorp, Inc., Centerville, IA Number of Branches: 2 DIRECTORS J. Bradley Young Jeffrey T. Young Larry L. Piatt Mark R. Dekker Renate Deininger William C. Benz CENTRAL CITY NXT Bank 59 Fourth St, North • Central City, IA 52214 Phone: (319) 438-6621 • Fax: (319) 438-1912 www.nxtbank.net FDIC Cert #16438 • Transit #073922092 Established: 1946 H/C: City State Bancorporation, Inc., Central City, IA Number of Branches: 7 DIRECTORS Brian C. Scott Bruce S. Anderson John C. Kintzle John M. Maurice Leon R. Soukup Nathan D. Koch Steven F. Dummermuth Thomas C. Slattery CHARLES CITY First Security Bank and Trust Company 809 Clark St • Charles City, IA 50616 Phone: (641) 228-2343 • Fax: (641) 228-2318 www.1stsecuritybank.com FDIC Cert #1852 • Transit #073901592 Established: 1903 H/C: Cedar Valley Bankshares, Ltd., Charles City, IA Number of Branches: 14 DIRECTORS Boyd A. Campbell Eric D. Noah Gene A. Hall J. Richard Herbrechtsmeyer Kurt W. Herbrechtsmeyer Larry Pump Ralph A. Smith Richard J. Weiner Robert D. Noble Steven R. Crawford OFFICERS Chm J. Richard Herbrechtsmeyer Pres Kurt W. Herbrechtsmeyer CEO Kurt W. Herbrechtsmeyer CFO E. Michael Farrell FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$456,421 Total Securities ($000)................$130,424 Total Loans ($000)......................$298,772 Total Deposits ($000)..................$358,550 Tier 1 Capital ($000)..................... $38,230 Risk Based Cap Ratio (%)...................12.56 ROAA (%)................................................ 1.39 ROAE (%).............................................. 13.27 Net Interest Margin (%)........................ 3.98 CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 19 CHEROKEE Cherokee State Bank 212 West Willow St • Cherokee, IA 51012 Phone: (712) 225-3000 • Fax: (712) 225-3848 www.cherokeestatebank.com FDIC Cert #951 • Transit #073901974 Established: 1888 DIRECTORS Calvin A. Leonard Jack H. Montgomery L. D. Carlson OFFICERS Chm Calvin A. Leonard Pres Michael D. Hunter CEO Michael D. Hunter CFO Michael D. Hunter COO Michael D. Hunter FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $191,657 Total Securities ($000).................. $74,296 Total Loans ($000)...................... $110,194 Total Deposits ($000)..................$160,808 Tier 1 Capital ($000)......................$22,247 Risk Based Cap Ratio (%)................... 17.62 ROAA (%)................................................ 1.60 ROAE (%).............................................. 13.61 Net Interest Margin (%)........................ 3.77 OFFICERS Chm Gordon Reed Pres Dale W. McAllister CEO Dale W. McAllister CFO Dale W. McAllister COO Dale W. McAllister FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $39,256 Total Securities ($000).................... $8,088 Total Loans ($000)........................ $20,045 Total Deposits ($000).................... $33,409 Tier 1 Capital ($000)........................$5,190 Risk Based Cap Ratio (%)....................27.15 ROAA (%)............................................... -0.52 ROAE (%)............................................... -3.89 Net Interest Margin (%)........................ 3.06 OFFICERS Chm Monty L. Boswell Pres Monty L. Boswell CEO Monty L. Boswell CFO Dave Johnson COO James E. Johnson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$195,905 Total Securities ($000).................. $65,341 Total Loans ($000)......................$112,044 Total Deposits ($000)...................$171,378 Tier 1 Capital ($000)..................... $22,092 Risk Based Cap Ratio (%)...................16.04 ROAA (%)................................................ 0.34 ROAE (%)................................................ 3.02 Net Interest Margin (%)........................ 3.65 OFFICERS Chm Fred W. Maifeld Pres Fred W. Maifeld CEO Fred W. Maifeld CFO Fred W. Maifeld COO Fred W. Maifeld FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$300,823 Total Securities ($000).................. $69,448 Total Loans ($000)...................... $217,228 Total Deposits ($000)..................$262,587 Tier 1 Capital ($000)......................$24,247 Risk Based Cap Ratio (%)................... 10.91 ROAA (%)................................................ 1.50 ROAE (%)..............................................18.69 Net Interest Margin (%).........................3.17 L. Richard Anderson Michael D. Hunter Richard A. Cook CLARINDA Cornerstone Bank 123 East Main St • Clarinda, IA 51632 Phone: (712) 542-2103 • Fax: (712) 542-4401 www.cornerstonebankia.com FDIC Cert #30067 • Transit #273970941 Established: 1897 DIRECTORS Dale W. McAllister Dallas Glenn Gary Hookham Gordon Reed Jean Negley Randy K. Pullen II Rita Gilmore PCSB Bank 120 East Washington St • Clarinda, IA 51632 Phone: (712) 542-5661 • Fax: (712) 542-5300 www.pcsbbank.com FDIC Cert #14522 • Transit #073902397 Established: 1866 H/C: Whitmore Company, Inc., Clarinda, IA Number of Branches: 6 DIRECTORS Cynthia H. Alvarez Daniel D. McClure Daniel S. Comer Dave Johnson James A. Johnson Kenneth F. Whitmore Monty L. Boswell Scott N. Whitmore CLARKSVILLE Iowa State Bank 100 North Main St • Clarksville, IA 50619 Phone: (319) 278-4761 • Fax: (319) 278-4685 www.iowastatebank.com FDIC Cert #15947 • Transit #073913959 Established: 1918 H/C: Clarkel, Inc., Kesley, IA Number of Branches: 3 DIRECTORS Alan Rosendahl Bryon Aswegen Fred W. Maifeld Vern Poppen Wayne Rohlwing Page 20 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] CLEAR LAKE Clear Lake Bank and Trust Company 322 Main Ave • Clear Lake, IA 50428 Phone: (641) 357-7121 • Fax: (641) 357-5090 www.clearlakebank.com FDIC Cert #15690 • Transit #073904036 Established: 1934 H/C: Arneson Bancshares, Inc., Clear Lake, IA Number of Branches: 5 DIRECTORS Dale A. Snyder David T. Miller David W. Zrostlik Dennis W. Reidel Janet A. Connell-Lovell Mark C. Hewitt OFFICERS Chm Ray V. Hewitt Pres Mark C. Hewitt CEO Mark C. Hewitt CFO Matthew J. Ritter COO Matthew J. Ritter Ray V. Hewitt Stephen A. Doerfler William E. Yohn FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $337,761 Total Securities ($000).................. $49,639 Total Loans ($000)...................... $264,764 Total Deposits ($000)..................$302,815 Tier 1 Capital ($000)..................... $27,036 Risk Based Cap Ratio (%)...................11.90 ROAA (%)................................................ 1.71 ROAE (%)..............................................20.08 Net Interest Margin (%)........................ 4.01 CLINTON Citizens First Bank 1442 Lincoln Way • Clinton, IA 52732 Phone: (563) 243-6000 • Fax: (563) 243-9747 www.bankatcfb.com FDIC Cert #35477 • Transit #073922762 Established: 2000 H/C: CFB Holding Company, Clinton, IA Number of Branches: 3 DIRECTORS Barton T. Baker Charles A. Armstrong Gregory A. Baker John P. McEleney Mary P. Connell Michael R. Hanrahan Richard W. Farwell Robert B. Holesinger Clinton National Bank 235 Sixth Ave, South • Clinton, IA 52732 Phone: (563) 243-1243 • Fax: (563) 243-5451 www.clintonnational.com FDIC Cert #4439 • Transit #073900441 Established: 1865 H/C: W. J. Young & Co., Clinton, IA Number of Branches: 9 DIRECTORS Alvin J. Goerdt James E. Stachour Jeffrey B. Stoutner Jennifer L. Boysen Julie Burke Smith Robert P. Cassidy Jr. Gateway State Bank 1427 North Second St • Clinton, IA 52732 Phone: (563) 242-2265 • Fax: (563) 243-9353 www.gatewaysb.com FDIC Cert #9293 • Transit #073913467 Established: 1907 H/C: Ohnward Bancshares, Inc., Maquoketa, IA Number of Branches: 4 DIRECTORS Alan Roy Tubbs Brigham L. Tubbs Gary L. Saelens Gene G. Grant Kendra L. Beck Lori J. Freudenberg OFFICERS Chm Barton T. Baker Pres Thomas D. Soenksen CEO Thomas D. Soenksen CFO Kathryn A. Forrest COO Laura Gassman Ronald I. Kircher Stephen L. Howes Thomas D. Soenksen W. Thomas Kelly OFFICERS Chm Alvin J. Goerdt Pres Steven E. Thacker CEO Robert P. Holleran COO Jennifer L. Boysen Robert P. Holleran Steven E. Thacker Thomas E. Fullerton OFFICERS Chm Brigham L. Tubbs Pres Gary L. Saelens CEO Brigham L. Tubbs CFO Fran I. Luett COO Fran I. Luett Peter C. Clausen Ronald E. Dykstra Ronald J. McGauvran FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$165,442 Total Securities ($000).................. $17,404 Total Loans ($000)...................... $132,813 Total Deposits ($000).................. $144,874 Tier 1 Capital ($000)..................... $15,939 Risk Based Cap Ratio (%)...................10.84 ROAA (%)................................................ 0.15 ROAE (%)................................................ 1.58 Net Interest Margin (%)........................ 3.65 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $375,014 Total Securities ($000)................$156,258 Total Loans ($000)......................$186,868 Total Deposits ($000).................. $307,919 Tier 1 Capital ($000)..................... $44,202 Risk Based Cap Ratio (%)...................21.36 ROAA (%)................................................ 0.45 ROAE (%)................................................ 3.48 Net Interest Margin (%)........................ 3.11 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$136,065 Total Securities ($000)...................$29,147 Total Loans ($000).........................$91,712 Total Deposits ($000).................. $103,497 Tier 1 Capital ($000)..................... $11,394 Risk Based Cap Ratio (%)...................13.53 ROAA (%)................................................ 0.61 ROAE (%)................................................ 6.21 Net Interest Margin (%)........................ 3.07 CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 21 CLIVE OFFICERS Chm Robert J. Latham Pres Michael R. Segner CEO Michael R. Segner CFO Amanda Bryan COO Michael R. Segner FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$284,123 Total Securities ($000).................. $51,328 Total Loans ($000)...................... $209,100 Total Deposits ($000)..................$233,633 Tier 1 Capital ($000)......................$23,376 Risk Based Cap Ratio (%)...................11.94 ROAA (%)................................................ 0.83 ROAE (%)................................................ 9.15 Net Interest Margin (%)........................ 3.70 OFFICERS Chm David C. Eastburn 203 East Main St • Coggon, IA 52218 Pres William K. Ajram Phone: (319) 435-2551 • Fax: (319) 435-2555 CEO William K. Ajram www.linncsb.com CFO Kevin J. Banasik FDIC Cert #16311 • Transit #073922018 COO William K. Ajram Established: 1945 H/C: Iowa State Financial Services Corporation, Fairfield, IA Number of Branches: 2 FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$35,276 Total Securities ($000).................... $2,068 Total Loans ($000)........................ $25,310 Total Deposits ($000).................... $21,967 Tier 1 Capital ($000)....................... $3,290 Risk Based Cap Ratio (%)...................14.40 ROAA (%).................................................1.17 ROAE (%).................................................7.96 Net Interest Margin (%)........................ 5.61 Peoples Trust & Savings Bank 12701 University Ave • Clive, IA 50325 Phone: (515) 457-8880 • Fax: (515) 457-8889 www.ptsbank.com FDIC Cert #14692 • Transit #073919212 Established: 1917 H/C: Green Circle Investments, Inc., Clive, IA Number of Branches: 9 DIRECTORS Barry L. Smith Donald E. Latham Jack R. Jenkins Michael R. Segner Robert J. Latham Sam F. Scheidler Willard J. Latham COGGON Linn County State Bank DIRECTORS David C. Eastburn J. Patrick McMahon Joseph Carr Michael Greiner Nelson Anderson Patrick Kessel Robert Mattes Sarah Cochran Steve Triplett Tom Belin Tom Thompson William K. Ajram COLESBURG Farmers Savings Bank 205 Main St • Colesburg, IA 52035 Phone: (563) 856-2525 • Fax: (563) 856-2101 www.farmerssavingsbank.com FDIC Cert #14807 • Transit #073912552 Established: 1907 H/C: Marjon Bancorporation, Inc., Colesburg, IA Number of Branches: 5 DIRECTORS Jeffrey Juergens John Fedeler Jolene A. Niehaus Karl Worsham Mark E. White Mike Breitbach OFFICERS Chm Tim J. Juergens Pres Mark E. White CEO Mark E. White CFO Mark E. White COO Jolene A. Niehaus Rodger Sear Ron Wegmann Tim J. Juergens FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$165,284 Total Securities ($000).................. $40,847 Total Loans ($000)......................$105,398 Total Deposits ($000).................. $142,107 Tier 1 Capital ($000)..................... $20,246 Risk Based Cap Ratio (%)...................18.02 ROAA (%)................................................ 1.45 ROAE (%).............................................. 11.11 Net Interest Margin (%)........................ 3.81 COLFAX First State Bank of Colfax 100 North Walnut St • Colfax, IA 50054 Phone: (515) 674-3533 • Fax: (515) 674-3839 www.fsbcolfax.com FDIC Cert #4440 • Transit #073903419 Established: 1933 H/C: Dentel Bancorporation, Victor, IA DIRECTORS Mary P. Howell Robert J. Dentel Robert V. Dentel Verlyn E. Dentel OFFICERS Chm Robert V. Dentel Pres Robert M. Foss CEO Robert M. Foss CFO Robert M. Foss FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $70,285 Total Securities ($000).................. $33,333 Total Loans ($000).........................$35,517 Total Deposits ($000).................... $50,614 Tier 1 Capital ($000)..................... $10,527 Risk Based Cap Ratio (%)...................19.49 ROAA (%)................................................ 2.12 ROAE (%)..............................................13.63 Net Interest Margin (%)........................ 3.43 Page 22 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] COLLINS Exchange State Bank 104 Main St • Collins, IA 50055 Phone: (641) 385-2304 • Fax: (641) 385-2421 www.esb1.com FDIC Cert #10132 • Transit #073909507 Established: 1902 H/C: Mid America Banks, Inc., Collins, IA Number of Branches: 3 OFFICERS Chm Gary D. Hested Pres James F. Smith CEO Gary D. Hested CFO Allison Appel COO Allison Appel FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $103,891 Total Securities ($000).................. $17,721 Total Loans ($000)........................ $82,211 Total Deposits ($000).................... $83,345 Tier 1 Capital ($000)........................$9,911 Risk Based Cap Ratio (%)...................13.20 ROAA (%)................................................ 0.92 ROAE (%)................................................ 9.78 Net Interest Margin (%)........................ 3.38 OFFICERS Chm Thomas H. Huston Pres T. Mark Huston CEO T. Mark Huston CFO Kevin A. Van Heiden COO T. Mark Huston FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$51,132 Total Securities ($000).................. $21,386 Total Loans ($000).........................$26,161 Total Deposits ($000).................... $46,835 Tier 1 Capital ($000)....................... $4,098 Risk Based Cap Ratio (%)................... 15.61 ROAA (%)................................................ 0.19 ROAE (%)................................................ 2.44 Net Interest Margin (%)........................ 3.40 OFFICERS Chm Patrick J. Kinney Pres Ross W. Stuedemann CEO Ross W. Stuedemann CFO Ross W. Stuedemann COO Danette M. Bernacki FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$51,145 Total Securities ($000).................. $26,767 Total Loans ($000)........................ $19,649 Total Deposits ($000).................... $39,805 Tier 1 Capital ($000)........................$5,081 Risk Based Cap Ratio (%)................... 17.66 ROAA (%)................................................ 1.32 ROAE (%)..............................................12.33 Net Interest Margin (%)........................ 3.67 OFFICERS Chm James L. Whitmore Pres James L. Whitmore CEO James L. Whitmore CFO James L. Whitmore COO Pam Haley FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $73,232 Total Securities ($000).................. $32,409 Total Loans ($000)........................ $31,209 Total Deposits ($000).................... $63,211 Tier 1 Capital ($000)....................... $9,833 Risk Based Cap Ratio (%)...................21.36 ROAA (%)................................................ 1.19 ROAE (%)................................................ 8.72 Net Interest Margin (%)........................ 3.13 DIRECTORS Gary D. Hested J. C. Van Ginkel James F. Smith COLUMBUS JUNCTION Columbus Junction State Bank 134 Main St • Columbus Junction, IA 52738 Phone: (319) 728-2436 • Fax: (319) 728-8755 www.cjstatebank.com FDIC Cert #249 • Transit #073920735 Established: 1927 H/C: CJSB Bancorporation, Columbus Junction, IA DIRECTORS C. Eugene Walker Daniel J. Wilson Kevin A. Van Heiden Larry K. Mincer Stephen A. Wilson T. Mark Huston Thomas H. Huston CORALVILLE First Trust and Savings Bank 1831 Second St, Hwy Six, West • Coralville, IA 52241 Phone: (319) 828-8000 • Fax: (319) 828-8001 www.ft-sb.com FDIC Cert #10123 • Transit #073921213 Established: 1931 Number of Branches: 2 DIRECTORS Douglas Parsons Gerald P. Meis Marlin Swartzendruber Patrick J. Kinney Ross W. Stuedemann CORNING Okey-Vernon First National Bank 701 Davis Ave • Corning, IA 50841 Phone: (641) 322-3101 • Fax: (641) 322-4575 www.okeybank.com FDIC Cert #4442 • Transit #073904447 Established: 1900 H/C: Blue Grass Bancorporation, Inc., Corning, IA DIRECTORS James L. Whitmore Jill Sjulin JoAnne Whitmore Pam Haley Tysen Christensen CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 23 CORNING State Bank of Brooks 701 Benton Ave • Corning, IA 50841 Phone: (641) 322-4700 • Fax: (641) 322-3155 FDIC Cert #25260 • Transit #073912222 Established: 1914 DIRECTORS Beccie Heaton Burton L. Heaton Delores Heaton OFFICERS Chm Henry R. Heaton Pres Henry R. Heaton CEO Henry R. Heaton CFO Burton L. Heaton COO James R. Heaton FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $17,546 Total Securities ($000).................... $7,235 Total Loans ($000).......................... $4,353 Total Deposits ($000).................... $15,540 Tier 1 Capital ($000)........................$1,975 Risk Based Cap Ratio (%)...................22.55 ROAA (%)................................................ 0.59 ROAE (%)................................................ 5.30 Net Interest Margin (%)........................ 2.38 OFFICERS Chm Robert V. Dentel Pres James P. Sappington CEO James P. Sappington CFO James P. Sappington COO James P. Sappington FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $94,290 Total Securities ($000).................. $17,462 Total Loans ($000)........................ $73,468 Total Deposits ($000).................... $73,807 Tier 1 Capital ($000)..................... $16,185 Risk Based Cap Ratio (%)................... 23.15 ROAA (%)................................................ 2.97 ROAE (%)..............................................16.72 Net Interest Margin (%)........................ 4.71 OFFICERS Chm Gary H. Matters Pres Gary H. Matters CEO Gary H. Matters CFO Gary H. Matters COO Susan C. Diercks FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $35,603 Total Securities ($000)............................ $0 Total Loans ($000)........................ $17,600 Total Deposits ($000).................... $31,208 Tier 1 Capital ($000)....................... $4,356 Risk Based Cap Ratio (%)...................24.89 ROAA (%)................................................ 0.37 ROAE (%)................................................ 3.04 Net Interest Margin (%)........................ 3.59 Henry R. Heaton James R. Heaton Susan Ryon CORYDON Corydon State Bank 201 West Jackson St • Corydon, IA 50060 Phone: (641) 872-2212 • Fax: (641) 872-1415 www.corydonstatebank.com FDIC Cert #13616 • Transit #073904502 Established: 1926 H/C: Dentel Bancorporation, Victor, IA DIRECTORS James P. Sappington Robert J. Dentel Robert V. Dentel Verlyn E. Dentel William B. Gode COUNCIL BLUFFS Frontier Savings Bank 940 Valley View Dr • Council Bluffs, IA 51503 Phone: (712) 328-9715 • Fax: (712) 328-0905 www.frontiersb.com FDIC Cert #35432 • Transit #104022751 Established: 2000 H/C: Glenwood Bancorporation, Glenwood, IA Number of Branches: 2 DIRECTORS Gary H. Matters Grant C. Dean Larry W. Winum Richard D. Crowl Susan C. Diercks Midstates Bank, National Association 1851 Madison Ave, Suite 732 • Council Bluffs, IA 51503 Phone: (712) 388-0505 • Fax: (712) 388-0005 www.midstatesbank.com FDIC Cert #4465 • Transit #073903383 Established: 1913 H/C: Midstates Bancshares, Inc., Harlan, IA Number of Branches: 6 DIRECTORS J. C. Salvo Jack R. McDonnell Larry E. Petersen Max Petersen Mikala Holtz Robert McCarthy Steve F. Mores Thomas W. McIntosh Todd Plumb OFFICERS Chm J. C. Salvo Pres Larry E. Petersen CEO Todd Plumb CFO Philip A. Heywood COO Dee Dee Schmidt FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $365,007 Total Securities ($000).................$107,571 Total Loans ($000)...................... $241,984 Total Deposits ($000).................. $258,413 Tier 1 Capital ($000)..................... $38,014 Risk Based Cap Ratio (%)...................15.08 ROAA (%)................................................ 1.64 ROAE (%)..............................................14.58 Net Interest Margin (%)........................ 3.60 Page 24 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] CRAWFORDSVILLE Peoples Savings Bank 100 South Main St • Crawfordsville, IA 52621 Phone: (319) 658-2131 • Fax: (319) 658-2141 www.peoples-savings-bank.com FDIC Cert #225 • Transit #073917285 Established: 1912 H/C: Country Bancorporation, Crawfordsville, IA DIRECTORS Arvid H. Anderson Brian G. Middendorf Marty C. Lamb OFFICERS Chm William R. Bernau Pres William R. Bernau CEO William R. Bernau CFO Marty C. Lamb COO Marty C. Lamb FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $36,138 Total Securities ($000).................. $15,789 Total Loans ($000)........................ $13,891 Total Deposits ($000).................... $31,850 Tier 1 Capital ($000)........................$3,247 Risk Based Cap Ratio (%)...................14.56 ROAA (%)................................................ 1.19 ROAE (%)..............................................14.06 Net Interest Margin (%).........................3.17 OFFICERS Chm John H. Thomson Pres John Scott Thomson CEO John H. Thomson CFO Andrea Barth COO John Scott Thomson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $441,355 Total Securities ($000)................$106,586 Total Loans ($000)...................... $307,788 Total Deposits ($000)..................$353,042 Tier 1 Capital ($000)..................... $46,268 Risk Based Cap Ratio (%)...................12.05 ROAA (%)................................................ 1.52 ROAE (%)..............................................12.80 Net Interest Margin (%)........................ 3.49 OFFICERS Chm Dwight K. Conover Pres Randy Huewe CEO Randy Huewe CFO Randy Huewe COO Randy Huewe FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$234,505 Total Securities ($000).................. $29,494 Total Loans ($000)...................... $191,250 Total Deposits ($000)..................$199,670 Tier 1 Capital ($000)..................... $19,314 Risk Based Cap Ratio (%)...................11.48 ROAA (%)................................................ 0.87 ROAE (%).............................................. 10.16 Net Interest Margin (%).........................3.74 OFFICERS Chm Karl W. Knock Pres Kevin L. Stewart CEO Karl W. Knock CFO Adam R. Snodgrass COO Adam R. Snodgrass FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $218,347 Total Securities ($000).................. $40,287 Total Loans ($000)......................$159,780 Total Deposits ($000)..................$181,030 Tier 1 Capital ($000)..................... $15,647 Risk Based Cap Ratio (%)...................11.26 ROAA (%)................................................ 0.30 ROAE (%)................................................ 3.66 Net Interest Margin (%)........................ 3.90 Thomas R. Bernau William R. Bernau CRESCO C US Bank 111 North Elm St • Cresco, IA 52136 Phone: (563) 547-2040 • Fax: (563) 547-3285 www.cusb.com FDIC Cert #18443 • Transit #073903286 Established: 1888 H/C: How-Win Development Co., Cresco, IA Number of Branches: 5 DIRECTORS Charles L. Malek Dale Schwade Dale Turnmire Gordon H. Koehler John F. O’Byrne John H. Thomson John Scott Thomson Lowell Sovereign Ronda Hughes Steve Cooper CRESTON First National Bank in Creston 101 West Adams St • Creston, IA 50801 Phone: (641) 782-2195 • Fax: (641) 782-3496 www.fnbcreston.com FDIC Cert #4444 • Transit #073901479 Established: 1871 H/C: Northwest Financial Corp., Arnolds Park, IA Number of Branches: 3 DIRECTORS Danny A. Purdum Dwight K. Conover Jeffrey L. Plagge Monte Neitzel Randy Huewe Ray Gaesser Todd Barker Iowa State Savings Bank 401 West Adams St • Creston, IA 50801 Phone: (641) 782-1000 • Fax: (641) 782-1084 www.issbbank.com FDIC Cert #8751 • Transit #073901495 Established: 1883 H/C: Iowa Community Bancorp, Inc., Creston, IA Number of Branches: 6 DIRECTORS Adam R. Snodgrass Janet R. Knock John Charles Hoyt Karl W. Knock Kevin L. Stewart Lee McNichols Robert W. Snodgrass CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 25 CRESTON State Savings Bank 602 Sheldon St, Suite A • Creston, IA 50801 Phone: (641) 782-7820 • Fax: (641) 782-5189 www.yourfullservicebank.com FDIC Cert #14773 • Transit #073915818 Established: 1915 H/C: Bedford Bancorp, Inc., Bedford, IA Number of Branches: 5 DIRECTORS David Henry Henry Russell Jill Hammond Martin L. McCartney OFFICERS Chm Tad D. Hammond Pres Tad D. Hammond CEO David Henry CFO Tad D. Hammond COO David Henry Patrick Kirby Tad D. Hammond Timothy Greenwood Tom Brune FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $97,090 Total Securities ($000)........................ $815 Total Loans ($000)........................ $83,497 Total Deposits ($000).................... $85,047 Tier 1 Capital ($000)....................... $8,889 Risk Based Cap Ratio (%)...................12.83 ROAA (%)................................................ 1.99 ROAE (%)..............................................21.53 Net Interest Margin (%)........................ 4.18 DANVILLE Danville State Savings Bank 109 North Main St • Danville, IA 52623 Phone: (319) 392-4261 • Fax: (319) 392-4660 www.danvillebank.com FDIC Cert #14772 • Transit #073912756 Established: 1899 H/C: Danville Bancshares, Inc., Danville, IA Number of Branches: 2 DIRECTORS Eugene Thornburg Joel D. Prottsman John Seymour Michael D. Miltenberger OFFICERS Chm Robert Shores Pres Michael D. Miltenberger CEO Michael D. Miltenberger FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $142,641 Total Securities ($000).................. $94,765 Total Loans ($000)........................ $43,963 Total Deposits ($000)..................$123,325 Tier 1 Capital ($000)..................... $15,349 Risk Based Cap Ratio (%)...................23.34 ROAA (%)................................................ 1.51 ROAE (%)..............................................14.82 Net Interest Margin (%)........................ 2.52 OFFICERS Chm Rakesh Alla Pres Thomas L. Criswell CEO Thomas L. Criswell CFO Lisa M. Winterlin COO John T. Kustes FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$357,384 Total Securities ($000)................$125,055 Total Loans ($000)...................... $200,797 Total Deposits ($000)..................$306,308 Tier 1 Capital ($000)..................... $39,482 Risk Based Cap Ratio (%)...................18.77 ROAA (%)................................................ 0.08 ROAE (%)................................................ 0.75 Net Interest Margin (%)........................ 3.02 OFFICERS Chm Frank Leroy Farrar Pres James Burt CEO James Burt CFO Michael Brignac COO Michael Brignac FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $64,103 Total Securities ($000).................. $12,855 Total Loans ($000)........................ $49,259 Total Deposits ($000).................... $54,014 Tier 1 Capital ($000)....................... $8,725 Risk Based Cap Ratio (%)................... 17.62 ROAA (%)................................................ 0.47 ROAE (%)................................................ 3.44 Net Interest Margin (%).........................7.78 Michael DeSpain Robert McPheron Robert Shores DAVENPORT American Bank and Trust Company, National Association 4301 East 53rd St • Davenport, IA 52807 Phone: (563) 344-9500 • Fax: (563) 355-6761 www.ambankqc.com FDIC Cert #34955 • Transit #071108834 Established: 1968 H/C: AmBank Holdings, Inc., Davenport, IA Number of Branches: 9 DIRECTORS James V. Russell John D. Timmer Matthew J. Stern Rakesh Alla Stanley H. Coin Steven R. Schroder Thomas L. Criswell Vernon M. Wegerer First National Bank 4500 East 53rd St • Davenport, IA 52807 Phone: (563) 441-1700 • Fax: (563) 441-1701 www.firstnationalbanks.com FDIC Cert #17358 • Transit #071122564 Established: 1954 H/C: Uptown Bancorporation, Inc., Britton, SD Number of Branches: 2 DIRECTORS Ed Lindsay Frank Leroy Farrar James Burt Michael Brignac Robert J. Farrar Todd Douglas Page 26 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] DAVENPORT Northwest Bank & Trust Company 100 East Kimberly Rd • Davenport, IA 52806 Phone: (563) 388-2667 • Fax: (563) 388-2606 www.northwestbank.com FDIC Cert #15830 • Transit #073900182 Established: 1941 H/C: Northwest Investment Corp., Davenport, IA Number of Branches: 3 DIRECTORS Daniel P. Ellard James Gerald DeBoeuf James K. Thomson Joe Blaine Slavens OFFICERS Chm Joe Blaine Slavens Pres Joe Blaine Slavens CEO Joe Blaine Slavens CFO Donna M. Connors COO James Gerald DeBoeuf FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $191,349 Total Securities ($000).................. $15,997 Total Loans ($000)...................... $109,614 Total Deposits ($000).................. $161,987 Tier 1 Capital ($000)......................$17,872 Risk Based Cap Ratio (%)...................14.62 ROAA (%)................................................ 1.26 ROAE (%)..............................................13.70 Net Interest Margin (%)........................ 3.40 OFFICERS Chm Daniel J. Condon Pres Greg Gannon CEO Greg Gannon CFO Greg Gannon COO Greg Gannon FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $148,014 Total Securities ($000).................. $44,493 Total Loans ($000)........................ $95,529 Total Deposits ($000).................. $128,115 Tier 1 Capital ($000)..................... $14,237 Risk Based Cap Ratio (%)................... 10.87 ROAA (%)................................................ 1.08 ROAE (%).............................................. 10.74 Net Interest Margin (%)........................ 3.29 OFFICERS Chm Alan Roy Tubbs Co-Pres Abram A. Tubbs Co-Pres Brigham L. Tubbs CEO Brigham L. Tubbs CFO Abram A. Tubbs COO Brigham L. Tubbs FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$318,238 Total Securities ($000).................. $53,655 Total Loans ($000)......................$233,735 Total Deposits ($000).................. $251,252 Tier 1 Capital ($000)..................... $31,394 Risk Based Cap Ratio (%)...................12.68 ROAA (%)................................................ 1.39 ROAE (%)..............................................13.34 Net Interest Margin (%)......................... 3.55 Kelli Grubbs Richard Gene Geifman Roger Alvin Leese Wayne Veselsky DE WITT De Witt Bank & Trust Co. 815 Sixth Ave • De Witt, IA 52742 Phone: (563) 659-3211 • Fax: (563) 659-8347 www.dewittbank.com FDIC Cert #14705 • Transit #073904638 Established: 1933 H/C: De Witt Bancorp, Inc., De Witt, IA Number of Branches: 2 DIRECTORS Chris Hansen III Daniel J. Condon Greg Gannon Jeffrey Graves Randall Hunt Ron Larson William R. Barnes First Central State Bank 914 Sixth Ave • De Witt, IA 52742 Phone: (563) 659-3141 • Fax: (563) 659-3144 www.firstcentralsb.com FDIC Cert #19716 • Transit #073910091 Established: 1967 H/C: Ohnward Bancshares, Inc., Maquoketa, IA Number of Branches: 4 DIRECTORS Abram A. Tubbs Alan Roy Tubbs Albert Hess Brigham L. Tubbs James Owen Jeff Bender Jolene Henning Kendra L. Beck Mark Witte CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 27 DECORAH Decorah Bank & Trust Company 202 East Water St • Decorah, IA 52101 Phone: (563) 382-9661 • Fax: (563) 382-1559 www.decorahbank.com FDIC Cert #15200 • Transit #073921695 Established: 1935 H/C: Security Agency Incorporated, Decorah, IA Number of Branches: 3 DIRECTORS Ann Mansfield Ben D. Grimstad Bob Erickson DeLyle R. Fure Donna L. Thomas OFFICERS Chm Joseph L. Grimstad Pres Joseph L. Grimstad CEO Ben D. Grimstad CFO Dawn E. Muhlbauer COO Joseph L. Grimstad FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $375,619 Total Securities ($000).................. $82,865 Total Loans ($000)......................$268,575 Total Deposits ($000)..................$302,698 Tier 1 Capital ($000)..................... $39,568 Risk Based Cap Ratio (%)...................14.56 ROAA (%)................................................ 2.08 ROAE (%)..............................................16.49 Net Interest Margin (%)........................ 3.90 OFFICERS Chm Francis E. Powers Pres Francis E. Powers CEO Francis E. Powers CFO Francis E. Powers COO Francis E. Powers FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $29,980 Total Securities ($000)........................$354 Total Loans ($000)........................ $15,490 Total Deposits ($000).....................$24,743 Tier 1 Capital ($000)....................... $2,555 Risk Based Cap Ratio (%)...................15.67 ROAA (%)................................................ 0.41 ROAE (%)................................................ 4.88 Net Interest Margin (%)........................ 3.01 OFFICERS Chm Clarkson D. Lauritzen Pres Terry D. Prickett CEO Terry D. Prickett CFO Paula Blankman COO Terry D. Prickett FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $137,164 Total Securities ($000).................... $5,969 Total Loans ($000)...................... $106,102 Total Deposits ($000)...................$116,974 Tier 1 Capital ($000)..................... $10,465 Risk Based Cap Ratio (%)...................11.05 ROAA (%)................................................ 1.46 ROAE (%)..............................................18.65 Net Interest Margin (%)........................ 3.60 OFFICERS Chm Richard G. Fox Pres Dennis R. Brandt CEO Dennis R. Brandt CFO Rita K. Hillmann COO Roger J. Kuecker FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $137,004 Total Securities ($000).................. $57,850 Total Loans ($000)........................ $71,355 Total Deposits ($000)..................$116,984 Tier 1 Capital ($000)..................... $12,567 Risk Based Cap Ratio (%)...................15.02 ROAA (%)................................................ 1.01 ROAE (%)................................................ 9.89 Net Interest Margin (%)........................ 2.98 John Rodecap Joseph L. Grimstad Larry Grimstad Ramona Nelson DEFIANCE Defiance State Bank 201 Main Ave • Defiance, IA 51527 Phone: (712) 748-3561 • Fax: (712) 748-3299 www.defiancestatebank.com FDIC Cert #17450 • Transit #073922212 Established: 1951 H/C: Union Bancorporation, Defiance, IA Number of Branches: 2 DIRECTORS Eugene J. Gross Francis E. Powers Jean Croghan John J. Wells Marcelene M. Powers DENISON Crawford County Trust and Savings Bank 21 North Main St • Denison, IA 51442 Phone: (712) 263-5685 • Fax: (712) 263-3688 www.crawfordcountybank.com FDIC Cert #8511 • Transit #073902889 Established: 1927 H/C: Viking Corporation, Omaha, NE DIRECTORS Clarkson D. Lauritzen Jeffrey Petersen Patrick Houston Rhonda K. Wessel Scott Tibben Terry D. Prickett Troy D. Wessel DENVER Denver Savings Bank 121 South State St • Denver, IA 50622 Phone: (319) 984-5635 • Fax: (319) 984-6123 www.bankdsb.com FDIC Cert #12857 • Transit #073912837 Established: 1902 H/C: PSB Corporation, Wellsburg, IA Number of Branches: 2 DIRECTORS Alle V. Jaspers Dennis R. Brandt Eugene Leonhart Kenneth Olson Lawrence A. Stumme Jr. Richard G. Fox Rita K. Hillmann Roger J. Kuecker Page 28 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] DES MOINES Bankers Trust Company OFFICERS Chm John Ruan III Pres Suku V. Radia CEO Suku V. Radia CFO Kermit J. Albertson COO Kermit J. Albertson 453 Seventh St • Des Moines, IA 50309 Phone: (515) 245-2863 • Fax: (515) 244-7016 www.bankerstrust.com FDIC Cert #953 • Transit #073000642 Established: 1917 H/C: BTC Financial Corporation, Des Moines, IA Number of Branches: 22 DIRECTORS Angela L. Walker Franklin Diane C. Bridgewater Donald L. Blumenthal Douglas K. Shull Gregory L. Geoffroy James Edward Hohmann James W. Hubbell III Jan Miller Straub John Ruan III Steven Leath Suku V. Radia Iowa State Bank OFFICERS Chm John Charles Burgeson 627 East Locust St • Des Moines, IA 50309 Pres David P. Ringgenberg Phone: (515) 288-0111 • Fax: (515) 243-9838 CEO John Charles Burgeson www.iowastatebanks.com CFO Craig A. Steen FDIC Cert #15808 • Transit #073000794 COO John Charles Burgeson Established: 1941 H/C: Iowa State Bank Holding Company, Des Moines, IA Number of Branches: 5 DIRECTORS David P. Ringgenberg Gary W. Thies Gerard D. Neugent John Charles Burgeson John Pat Dorrian Larry R. Cobb Marsha A. Kephart Principal Bank 711 High St • Des Moines, IA 50392 Phone: (800) 672-3343 • Fax: (888) 327-4181 www.principal.combank FDIC Cert #34507 • Transit #073922623 Established: 1998 H/C: Principal Financial Group, Inc., Des Moines, IA DIRECTORS Dick Stoffer Don Kemp Julia Marie Lawler Kara Kohler Hoogensen FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................$3,007,646 Total Securities ($000)................$440,999 Total Loans ($000)...................$2,289,101 Total Deposits ($000)...............$2,287,389 Tier 1 Capital ($000)...................$256,692 Risk Based Cap Ratio (%)................... 11.17 ROAA (%)................................................ 1.04 ROAE (%)..............................................11.94 Net Interest Margin (%)........................ 3.26 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $342,517 Total Securities ($000)................ $179,638 Total Loans ($000)......................$135,855 Total Deposits ($000)..................$278,925 Tier 1 Capital ($000)..................... $51,328 Risk Based Cap Ratio (%)...................25.85 ROAA (%)................................................ 1.80 ROAE (%).............................................. 11.81 Net Interest Margin (%)........................ 3.37 OFFICERS Chm Kara Kohler Hoogensen Pres Kara Kohler Hoogensen CEO Kara Kohler Hoogensen CFO Scott Christensen COO Scott Christensen FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................$2,152,497 Total Securities ($000).............$1,487,903 Total Loans ($000)...................... $591,196 Total Deposits ($000)...............$1,947,184 Tier 1 Capital ($000)...................$194,664 Risk Based Cap Ratio (%)...................19.99 ROAA (%)................................................ 0.64 ROAE (%).................................................7.05 Net Interest Margin (%)........................ 2.43 OFFICERS Chm Gary R. Schoeni Pres Gary R. Schoeni CEO Gary R. Schoeni CFO Gary R. Schoeni COO Gary R. Schoeni FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $19,908 Total Securities ($000)............................ $0 Total Loans ($000)........................ $14,120 Total Deposits ($000).................... $17,840 Tier 1 Capital ($000)........................$2,014 Risk Based Cap Ratio (%)...................18.28 ROAA (%)................................................ 0.46 ROAE (%)................................................ 4.59 Net Interest Margin (%)........................ 3.60 Leanne Valentine Nancy A. Dunkel Nora Mary Everett DOUDS Farmers and Traders Savings Bank 14155 Hwy 98 • Douds, IA 52551 Phone: (641) 936-4322 • Fax: (641) 936-4323 FDIC Cert #10896 • Transit #073909714 Established: 1910 H/C: Farmers & Traders Bancorporation, Inc., Douds, IA DIRECTORS Dan Schoeni Gary R. Schoeni Kathryn Schoeni Nasseem Hesler Sandra M. Moradi Wendi Dixon CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 29 DUBUQUE American Trust & Savings Bank 895 Main St • Dubuque, IA 52001 Phone: (563) 582-1841 • Fax: (563) 583-5041 www.americantrust.com FDIC Cert #13150 • Transit #073900522 Established: 1911 H/C: AT Bancorp, Dubuque, IA Number of Branches: 11 DIRECTORS Bruce D. Klostermann Charles E. Stoltz Charles J. Schrup III Gregory M. McCoy James S. Trausch Jeffrey Bodine Jeffrey T. Bertsch John E. Tallent John P. Hannan Leo A. Theisen Mark E. Molo Nicholas J. Schrup III R. Rourke Holscher Richard J. Hartig Rod L. Blum Dubuque Bank and Trust Company 1398 Central Ave • Dubuque, IA 52001 Phone: (563) 589-2000 • Fax: www.dubuquebank.com FDIC Cert #15219 • Transit #073900535 Established: 1935 H/C: Heartland Financial USA, Inc., Dubuque, IA Number of Branches: 14 DIRECTORS Charles D. Glab Donnelle M. Fuerste Douglas J. Horstmann James C. Mulgrew James F. Conlan James P. Gantz James R. Etheredge John K. Schmidt Ronald J. Kirchhoff Stephanie Holscher Bear Steven J. Arthur Susan R. Farber T.J. Faley Timothy J. Conlon Tony A. Pfohl 475 Cedar Cross Rd • Dubuque, IA 52003 Phone: (563) 556-7700 • Fax: (563) 587-2466 www.edsb.com FDIC Cert #5733 • Transit #071112684 Established: 1891 H/C: East Dubuque Bancshares, Inc., East Dubuque, IL Ronald Klosterman Steve Smith Steven J. Bonnet Toby Culbertson William Miller FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $970,615 Total Securities ($000)...................$93,117 Total Loans ($000)...................... $767,770 Total Deposits ($000).................. $776,321 Tier 1 Capital ($000)................... $102,183 Risk Based Cap Ratio (%)...................12.99 ROAA (%)................................................ 0.76 ROAE (%)................................................ 6.99 Net Interest Margin (%)........................ 3.35 OFFICERS Chm Mark C. Falb Pres Douglas J. Horstmann CEO Douglas J. Horstmann CFO Bret T. Tuley COO Bret T. Tuley FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................$1,389,241 Total Securities ($000)................ $217,164 Total Loans ($000)...................... $975,847 Total Deposits ($000).............. $1,055,036 Tier 1 Capital ($000)...................$136,834 Risk Based Cap Ratio (%)...................12.53 ROAA (%)................................................ 1.29 ROAE (%)..............................................13.02 Net Interest Margin (%)........................ 3.30 OFFICERS Chm Steven J. Bonnet Pres Lori L. Thielen CEO Steven J. Bonnet CFO Donna J. Quinn COO Steven J. Bonnet FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $160,724 Total Securities ($000).................. $14,695 Total Loans ($000)......................$134,022 Total Deposits ($000).................. $130,547 Tier 1 Capital ($000)..................... $15,941 Risk Based Cap Ratio (%)...................12.81 ROAA (%)................................................ 0.73 ROAE (%).................................................7.40 Net Interest Margin (%)........................ 3.90 Lynn B. Fuller Mark C. Falb Patrick M. Crahan Paul E. DeLong R. Michael McCoy Richard C. Cody Robert D. McDonald II Thomas L. Flynn East Dubuque Savings Bank DIRECTORS Kenneth J. Bonnet Lori L. Thielen Mike Jansen Peter J. Schilling Rick Ackley OFFICERS Chm Charles J. Schrup III Pres Nicholas J. Schrup III CEO Nicholas J. Schrup III CFO John W. Marshall COO John W. Marshall Page 30 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] DUBUQUE Fidelity Bank & Trust 4250 Asbury Rd • Dubuque, IA 52002 Phone: (563) 557-2300 • Fax: (563) 557-2440 www.bankfidelity.com FDIC Cert #14382 • Transit #073914398 Established: 1910 H/C: Fidelity Company, Dubuque, IA Number of Branches: 18 DIRECTORS Betty J. Gansemer Bryan G. Vander Lee Daniel J. Zitelman Ed Lauerman James R. Kennedy 3385 Hillcrest Rd, Suite 100 • Dubuque, IA 52002 Phone: (563) 587-0533 • Fax: (563) 587-0536 www.fctrust.com FDIC Cert #57179 • Transit #271250252 Established: 2001 OFFICERS Chm Dale P. Repass Pres Francis A. Murray CEO Dale P. Repass CFO Francis A. Murray COO Francis A. Murray FINANCIAL STATEMENT - 11/2014 Total Assets ($000).......................... $6,330 Total Securities ($000).................... $4,696 Total Loans ($000).................................. $0 Total Deposits ($000).............................. $0 Tier 1 Capital ($000)........................$6,031 Risk Based Cap Ratio (%)................ 139.54 ROAA (%)..............................................18.36 ROAE (%).............................................. 19.11 Net Interest Margin (%)........................ 2.98 OFFICERS Chm Jeffrey P. Mozena Pres Jeffrey P. Mozena CEO Jeffrey P. Mozena CFO Patrick J. Niemer COO Patrick J. Niemer FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $260,914 Total Securities ($000).................. $57,391 Total Loans ($000)......................$180,212 Total Deposits ($000)..................$200,426 Tier 1 Capital ($000)..................... $24,554 Risk Based Cap Ratio (%)...................13.36 ROAA (%)................................................ 0.92 ROAE (%)................................................ 9.82 Net Interest Margin (%)........................ 3.15 OFFICERS Chm William A. Wadsworth Pres Jay T. Randall CEO Jay T. Randall CFO Jay T. Randall COO Jay T. Randall FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $99,690 Total Securities ($000).................. $37,831 Total Loans ($000).........................$53,176 Total Deposits ($000).................... $87,737 Tier 1 Capital ($000)....................... $9,464 Risk Based Cap Ratio (%)................... 16.24 ROAA (%)................................................ 0.65 ROAE (%)................................................ 6.31 Net Interest Margin (%)........................ 3.33 Eldean Borg Francis A. Murray Marvin O. Becker Richard J. Burgmeier Richard K. Smith Premier Bank 2625 Northwest Arterial • Dubuque, IA 52002 Phone: (563) 588-1000 • Fax: (563) 588-0383 www.premierbanking.com FDIC Cert #34849 • Transit #073922652 Established: 1998 H/C: Premier Financial Corp., Dubuque, IA Number of Branches: 3 DIRECTORS Brad Pinchuk Darryl K. Mozena Jeffrey P. Mozena Kim Kunkel FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$594,399 Total Securities ($000)...................$97,313 Total Loans ($000)......................$427,442 Total Deposits ($000).................. $486,101 Tier 1 Capital ($000)..................... $61,750 Risk Based Cap Ratio (%)................... 13.87 ROAA (%)................................................ 0.90 ROAE (%).................................................7.47 Net Interest Margin (%)........................ 3.41 James R. Kennedy Jr. Judy Woods Julie A. Wieneke Michael J. Kennedy Todd A. Steffen First Community Trust, National Association DIRECTORS Barry Stump Carolyn Haupert Charles J. Gantz Dale P. Repass Donald John Iverson OFFICERS Chm James R. Kennedy Pres Daniel J. Zitelman CEO Daniel J. Zitelman CFO Todd A. Steffen COO Daniel J. Zitelman Martin J. McNamer Phillip A. Ruppel Scott J. Taylor Thomas N. Woodward DUNLAP Community Bank 601 Iowa Ave • Dunlap, IA 51529 Phone: (712) 643-5442 • Fax: (712) 643-2313 www.communitybankiowa.com FDIC Cert #14649 • Transit #104905742 Established: 1926 H/C: Dunlap Iowa Holding Co., Dunlap, IA Number of Branches: 7 DIRECTORS DuWayne Meseck Jay T. Randall John Espenmiller Julie Kaufmann Keva Z. Soma Norman Petersen Richard Houston Treva M. Block Vernon Melby William A. Wadsworth CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 31 DURANT Liberty Trust & Savings Bank 502 Eighth Ave • Durant, IA 52747 Phone: (563) 785-4441 • Fax: (563) 785-4719 www.mylibertytrust.com FDIC Cert #10121 • Transit #073914961 Established: 1905 H/C: Liberty Bancorporation, Durant, IA Number of Branches: 4 DIRECTORS Alvin H. Broders Bill D. Paulsen Craig L. Tucker David L. Timmerman Delmar L. Frick OFFICERS Chm Ronald L. Hansen Pres Philip L. Keese CEO Ronald L. Hansen CFO Philip L. Keese COO Jack D. Pearlman FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$142,203 Total Securities ($000).................. $67,581 Total Loans ($000)........................ $65,445 Total Deposits ($000).................. $113,612 Tier 1 Capital ($000)..................... $24,034 Risk Based Cap Ratio (%)...................32.02 ROAA (%)................................................ 1.24 ROAE (%).................................................7.10 Net Interest Margin (%)........................ 3.46 OFFICERS Chm Michael D. Griffin Pres Michael D. Griffin CEO Michael D. Griffin CFO Michael D. Griffin COO Michael D. Griffin FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $15,848 Total Securities ($000)........................$840 Total Loans ($000)...........................$6,244 Total Deposits ($000).................... $14,264 Tier 1 Capital ($000)........................$1,105 Risk Based Cap Ratio (%)...................12.02 ROAA (%)................................................ 0.52 ROAE (%).................................................7.67 Net Interest Margin (%).........................2.17 OFFICERS Chm Martin L. Dunn Pres Kent J. Rutherford CEO Kent J. Rutherford CFO Terri J. Torkelson COO Terri J. Torkelson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $113,071 Total Securities ($000).................. $23,678 Total Loans ($000)........................ $86,020 Total Deposits ($000).................... $89,898 Tier 1 Capital ($000)..................... $11,768 Risk Based Cap Ratio (%)................... 14.13 ROAA (%)................................................ 1.46 ROAE (%)..............................................13.22 Net Interest Margin (%)........................ 3.84 OFFICERS Chm Todd M. Langenfeld Pres Todd M. Langenfeld CEO Todd M. Langenfeld CFO Roger G. Kenkel COO Shiela Sonderman FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $91,946 Total Securities ($000).................... $4,250 Total Loans ($000)........................ $76,488 Total Deposits ($000).................... $83,048 Tier 1 Capital ($000)........................$8,745 Risk Based Cap Ratio (%)...................12.22 ROAA (%)................................................ 1.66 ROAE (%)..............................................18.23 Net Interest Margin (%)........................ 4.03 Gene H. Schroeder Philip L. Keese Richard L. Chittick Ronald L. Hansen DYSART Dysart State Bank 301 Main St • Dysart, IA 52224 Phone: (319) 476-4900 • Fax: (319) 476-4666 http://dysartiowa.com/listing/dysart-state-bank FDIC Cert #17441 • Transit #073906788 Established: 1934 H/C: Dysart Bancshares, Inc., Dysart, IA DIRECTORS Dick Palmer Gayle L. Griffin Jeffrey Nass John W. Brandt Michael D. Griffin Susan A. Griffin EAGLE GROVE Security Savings Bank 201 West Broadway St • Eagle Grove, IA 50533 Phone: (515) 448-5111 • Fax: (515) 448-4419 www.ssbankia.com FDIC Cert #5795 • Transit #073902672 Established: 1899 H/C: Dunn Investment Co., Manchester, IA Number of Branches: 4 DIRECTORS Brad Davis Kent J. Rutherford Martin L. Dunn Michael W. Dunn Michelle D. Cooper Nathaniel W. Dunn Scott Albert Dunn EARLING Farmers Trust & Savings Bank 122 Main St • Earling, IA 51530 Phone: (712) 747-2000 • Fax: (712) 747-6275 www.ftnsbank.net FDIC Cert #8510 • Transit #073913069 Established: 1892 H/C: J. Carl H. Bancorporation, Earling, IA Number of Branches: 3 DIRECTORS Becky Miller Dave Gude Dean X. Langenfeld Roger G. Kenkel Ted L. Chamberlain Todd M. Langenfeld Page 32 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] EDGEWOOD Community Savings Bank 101 East Union St • Edgewood, IA 52042 Phone: (563) 928-6425 • Fax: (563) 928-6240 www.csbiowa.com FDIC Cert #14633 • Transit #073914288 Established: 1910 H/C: Community Financial Corp., Edgewood, IA Number of Branches: 7 DIRECTORS Arthur Johnson Brett W. Nagel Daniel H. Swift Jacqueline A. Johnson Jeffrey State Kevin J. Perrinjaquet OFFICERS Chm Steven A. Brady Pres Steven A. Brady CEO Steven A. Brady CFO Steven A. Brady COO Jacqueline A. Johnson Madonna J. Brady Steven A. Brady FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$318,754 Total Securities ($000).................. $74,238 Total Loans ($000)......................$226,667 Total Deposits ($000)..................$255,281 Tier 1 Capital ($000)..................... $35,239 Risk Based Cap Ratio (%)...................14.65 ROAA (%)................................................ 1.16 ROAE (%).............................................. 10.37 Net Interest Margin (%)........................ 3.56 ELDORA Hardin County Savings Bank 1202 Edgington Ave • Eldora, IA 50627 Phone: (641) 939-3407 • Fax: (641) 939-3145 www.hardincsb.com FDIC Cert #5817 • Transit #073904117 Established: 1868 H/C: Hardin County Bancorporation, Eldora, IA Number of Branches: 4 DIRECTORS Carl Stevens Cornelia Throssel David Vander Wilt Donna M. Lawler Drew M. Lewis James R. Brown Larry Wolf Martin R. Brown OFFICERS Chm James R. Brown Pres James R. Brown CEO James R. Brown CFO James R. Brown COO Donna M. Lawler Maurice Hyde Steven Gehrke FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $177,616 Total Securities ($000).................. $89,058 Total Loans ($000).........................$74,742 Total Deposits ($000).................. $148,791 Tier 1 Capital ($000)..................... $15,897 Risk Based Cap Ratio (%)................... 15.57 ROAA (%)................................................ 1.31 ROAE (%).............................................. 18.91 Net Interest Margin (%)........................ 2.63 ELGIN Elgin State Bank 241 Center St • Elgin, IA 52141 Phone: (563) 426-5515 • Fax: (563) 426-5580 www.elginstatebankia.com FDIC Cert #10489 • Transit #073909183 Established: 1930 H/C: Kellonto Bankshares Corporation, Elgin, IA Number of Branches: 2 DIRECTORS Barry Schrag Catherine T. Britt Donna M. Peterson Harry L. Cline OFFICERS Chm Catherine T. Britt Pres Catherine T. Britt CEO Catherine T. Britt CFO Lon A. Britt COO Catherine T. Britt FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $21,695 Total Securities ($000).................. $11,047 Total Loans ($000)...........................$7,740 Total Deposits ($000).................... $20,251 Tier 1 Capital ($000)....................... $1,785 Risk Based Cap Ratio (%)...................19.32 ROAA (%)................................................ 0.12 ROAE (%)................................................ 1.97 Net Interest Margin (%)........................ 3.27 OFFICERS Chm Alan J. Johnson Pres Robert D. Hauber CEO Gregory A. Johnson CFO Neil J. Havlik COO Gregory A. Johnson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $207,907 Total Securities ($000).................. $34,490 Total Loans ($000)...................... $150,697 Total Deposits ($000).................. $170,654 Tier 1 Capital ($000)..................... $22,261 Risk Based Cap Ratio (%)...................15.83 ROAA (%)................................................ 1.14 ROAE (%)................................................ 9.66 Net Interest Margin (%)........................ 3.72 John M. McMillan Kellee J. Metz Lon A. Britt Michael Cline ELKADER Central State Bank 102 North Main St, P.O. Box 40 • Elkader, IA 52043 Phone: (563) 245-2110 • Fax: (563) 245-3210 www.bankatcentral.com FDIC Cert #1550 • Transit #073905608 Established: 1931 H/C: AJJ Bancorp, Inc., Elkader, IA Number of Branches: 8 DIRECTORS Alan J. Johnson Georgana M. Johnson Gregory A. Johnson John D. Gnagy Neil J. Havlik Robert D. Hauber CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 33 ELKADER FreedomBank 210 South Main St • Elkader, IA 52043 Phone: (563) 245-2522 • Fax: (563) 245-2524 www.myfreedomaccount.com FDIC Cert #11767 • Transit #073913218 Established: 1903 H/C: LeRoy C. Darby, Inc., Elkader, IA Number of Branches: 3 DIRECTORS Dale M. Hein James P. Burger Keith Garms OFFICERS Chm Keith Garms Pres Keith Garms CEO Keith Garms CFO Keith Garms COO Keith Garms FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$265,801 Total Securities ($000).................. $68,123 Total Loans ($000).......................$177,414 Total Deposits ($000).................. $216,596 Tier 1 Capital ($000)..................... $25,070 Risk Based Cap Ratio (%)...................15.26 ROAA (%)................................................ 1.97 ROAE (%)..............................................19.34 Net Interest Margin (%)........................ 3.26 OFFICERS Chm James J. Johnson Pres Bruce J. Weigel CEO Bruce J. Weigel CFO Bruce J. Weigel COO Bruce J. Weigel FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $59,231 Total Securities ($000)........................ $176 Total Loans ($000)........................ $54,670 Total Deposits ($000).................... $45,437 Tier 1 Capital ($000)........................$6,077 Risk Based Cap Ratio (%)................... 13.13 ROAA (%)................................................ 1.96 ROAE (%)..............................................19.35 Net Interest Margin (%)........................ 4.32 OFFICERS Chm Jim C. Spies Pres Kris M. Ausborn CEO Kris M. Ausborn CFO Colleen M. Heldt COO Joan A. Bunda FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$188,705 Total Securities ($000).................. $54,584 Total Loans ($000)......................$123,995 Total Deposits ($000)..................$140,202 Tier 1 Capital ($000)......................$17,160 Risk Based Cap Ratio (%)...................12.66 ROAA (%)................................................ 1.49 ROAE (%).............................................. 15.13 Net Interest Margin (%)........................ 4.09 OFFICERS Chm John C. Phelps Pres John P. Folsom CEO John P. Folsom CFO Kevin Pernick COO Kevin Pernick FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$123,928 Total Securities ($000).................. $18,278 Total Loans ($000)........................ $97,213 Total Deposits ($000).................... $95,126 Tier 1 Capital ($000)..................... $10,055 Risk Based Cap Ratio (%)...................10.55 ROAA (%)................................................ 1.34 ROAE (%)..............................................13.77 Net Interest Margin (%)........................ 4.35 Matthew Erickson Stanley W. Straate Tom Neuhaus ELMA Peoples Savings Bank 328 Main St • Elma, IA 50628 Phone: (641) 393-2301 • Fax: (641) 393-2556 www.psbiowa.com FDIC Cert #5818 • Transit #073920764 Established: 1927 H/C: R & J Financial Corporation, Inc., Elma, IA DIRECTORS Bruce J. Weigel Colleen Johnson Dennis Boos Doug Uthe James J. Johnson Joe Johnson EMMETSBURG Iowa Trust & Savings Bank 2101 10th St • Emmetsburg, IA 50536 Phone: (712) 852-3451 • Fax: (712) 852-4232 www.iowatrustbank.com FDIC Cert #18400 • Transit #073921093 Established: 1929 H/C: Emmetsburg Bank Shares, Inc., Emmetsburg, IA Number of Branches: 2 DIRECTORS Charles L. Sarazine Craig S. Brownlee Frank P. Elsenbast Gary L. Hughes James Hobart Jim C. Spies John A. Spies John F. Spies Kris M. Ausborn Matt Spies ESTHERVILLE Bank Plus 1202 Central Ave • Estherville, IA 51334 Phone: (712) 362-5000 • Fax: (712) 362-2100 www.bankplusiowa.com FDIC Cert #16547 • Transit #073922115 Established: 1947 H/C: Swea City Bancorporation, Inc., Estherville, IA Number of Branches: 4 DIRECTORS Craig W. Sandahl Douglas Rock John C. Phelps John P. Folsom Karin L. Sandahl Mark L. Henry Vincent Rolling W. James Rock Page 34 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] ESTHERVILLE NorthStar Bank 2202 Central Ave • Estherville, IA 51334 Phone: (712) 362-3322 • Fax: (712) 362-7064 www.northstarbankiowa.com FDIC Cert #34407 • Transit #073922571 Established: 1997 H/C: NorthStar Bancshares, Inc., Estherville, IA Number of Branches: 5 DIRECTORS Dennis Tyrrell Fred L. Miller George H. Shadle Hugh E. Thompson OFFICERS Chm John M. Greig Pres Scott J. Taylor CEO Scott J. Taylor CFO Scott J. Taylor COO Marilyn Soper FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$181,559 Total Securities ($000).................. $14,483 Total Loans ($000)......................$133,880 Total Deposits ($000)..................$158,980 Tier 1 Capital ($000)..................... $16,263 Risk Based Cap Ratio (%)...................13.08 ROAA (%)................................................ 1.63 ROAE (%)..............................................14.02 Net Interest Margin (%)........................ 3.54 OFFICERS Chm Dennis M. Hansen Pres Dennis M. Hansen CEO Dennis M. Hansen CFO Timothy J. Mack COO Dennis M. Hansen FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $88,180 Total Securities ($000).....................$9,131 Total Loans ($000).........................$76,218 Total Deposits ($000).................... $73,954 Tier 1 Capital ($000)........................$8,511 Risk Based Cap Ratio (%)...................12.05 ROAA (%)................................................ 1.58 ROAE (%).............................................. 16.16 Net Interest Margin (%)........................ 4.19 OFFICERS Chm David C. Neuhaus Pres David C. Neuhaus CEO David C. Neuhaus CFO Laurie M. Neuhaus COO Patrick Slater FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$146,044 Total Securities ($000)...................$77,175 Total Loans ($000).........................$55,274 Total Deposits ($000).................. $127,621 Tier 1 Capital ($000)..................... $16,486 Risk Based Cap Ratio (%)...................20.44 ROAA (%)................................................ 0.52 ROAE (%)................................................ 4.55 Net Interest Margin (%)........................ 2.78 OFFICERS Chm Craig R. Foss Pres Patrick N. Hurley CEO Patrick N. Hurley CFO Jeffrey C. Johnston COO Jeffrey C. Johnston FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $134,105 Total Securities ($000).................... $9,255 Total Loans ($000)......................$115,963 Total Deposits ($000).................. $117,130 Tier 1 Capital ($000)..................... $11,312 Risk Based Cap Ratio (%)...................10.50 ROAA (%)................................................ 1.07 ROAE (%)..............................................12.68 Net Interest Margin (%)........................ 3.98 Joe M. Greig John M. Greig Scott J. Taylor EVANSDALE First Security State Bank 3600 Lafayette Rd • Evansdale, IA 50707 Phone: (319) 235-6731 • Fax: (319) 235-0336 www.fssbonline.com FDIC Cert #18508 • Transit #073922377 Established: 1962 H/C: Evans Bancshares, Inc., Evansdale, IA Number of Branches: 2 DIRECTORS Burk A. Miehe Dennis M. Hansen James E. Ocheltree Mark F. Conway Paul L. Martin Richard G. Arenholz Scott A. Staebell Timothy J. Mack FAIRFAX Fairfax State Savings Bank 409 Vanderbilt St • Fairfax, IA 52228 Phone: (319) 846-2300 • Fax: (319) 846-8097 www.thebankhere.com FDIC Cert #8083 • Transit #073913195 Established: 1924 H/C: Vanderbilt Holding Company, Inc., Fairfax, IA DIRECTORS David C. Neuhaus Gordon C. Sevig John Donald Lefebure Kevin H. Slater Patrick Slater William E. Boland Jr. FAIRFIELD First National Bank in Fairfield 100 East Burlington Ave • Fairfield, IA 52556 Phone: (641) 472-4121 • Fax: (641) 472-7223 www.fnbfairfieldiowa.com FDIC Cert #13853 • Transit #073901877 Established: 1934 H/C: Iowa First Bancshares Corp., Muscatine, IA Number of Branches: 2 DIRECTORS Craig R. Foss Frank Fritz Gene Parker James C. Horras Jodi Kerr John R. Hammes Kim K. Bartling Patrick N. Hurley Stephan R. Juskewycz Tom Gamrath CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 35 FAIRFIELD Iowa State Bank and Trust Company of Fairfield OFFICERS Chm David C. Eastburn 55 South Forth St • Fairfield, IA 52556 Pres Aaron Kness Phone: (641) 472-3161 • Fax: (641) 472-4075 CEO Aaron Kness www.isbff.com CFO Deanne Hickenbottom FDIC Cert #14413 • Transit #073901880 COO Sheri Stone Established: 1934 H/C: Iowa State Financial Services Corporation, Fairfield, IA Number of Branches: 2 DIRECTORS Aaron Kness David C. Eastburn Joseph Carr Ken Malloy Marcia Gaines Michael Greiner Nelson Anderson Patrick Kessel Libertyville Savings Bank 2000 West Jefferson Ave • Fairfield, IA 52556 Phone: (641) 472-9839 • Fax: (641) 472-9852 www.libertyvillesavingsbank.com FDIC Cert #13712 • Transit #073914220 Established: 1901 H/C: Village Investment Company, Libertyville, IA Number of Branches: 5 DIRECTORS Amber C. Stump McDowell Blain Smith Herbert Burnett Jill D. Burnett Sarah Cochran Steve Triplett Tom Thompson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$115,673 Total Securities ($000).................... $8,586 Total Loans ($000).........................$71,771 Total Deposits ($000).................... $98,182 Tier 1 Capital ($000)..................... $10,133 Risk Based Cap Ratio (%)...................15.39 ROAA (%)................................................ 1.03 ROAE (%)..............................................11.52 Net Interest Margin (%)........................ 3.52 OFFICERS Chm Robert B. Stump Pres Robert B. Stump CEO Jill D. Burnett CFO Ryan Troutman COO Lori Mitchell FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $315,856 Total Securities ($000)................ $104,117 Total Loans ($000)...................... $162,872 Total Deposits ($000).................. $260,717 Tier 1 Capital ($000)..................... $31,622 Risk Based Cap Ratio (%)................... 16.21 ROAA (%)................................................ 1.79 ROAE (%)..............................................16.59 Net Interest Margin (%)........................ 3.59 OFFICERS Chm Mark Amdor Pres Mark Amdor CEO Mark Amdor CFO Virginia E. Herr COO Julie Williams FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $210,872 Total Securities ($000)...................$41,281 Total Loans ($000)...................... $158,819 Total Deposits ($000).................. $179,861 Tier 1 Capital ($000)..................... $21,319 Risk Based Cap Ratio (%)...................14.06 ROAA (%)................................................ 1.61 ROAE (%)..............................................12.83 Net Interest Margin (%).........................3.74 Larry Unkrich LaVerne Weber Michael Holt Robert B. Stump FONTANELLE First National Bank 311 Fifth St, P.O. Box 367 • Fontanelle, IA 50846 Phone: (641) 745-2141 • Fax: (641) 745-4021 www.fnbfontanelle.com FDIC Cert #954 • Transit #073907509 Established: 1905 H/C: First Fontanelle Bancorporation, Fontanelle, IA Number of Branches: 5 DIRECTORS Brent A. Hansen Clint Hight Harvey D. Wallace Henry E. Russell Irma Jean Mitchell Joe Platt Joseph Clinton Julie Williams Mark Amdor Todd Jones Virginia E. Herr FOREST CITY Manufacturers Bank & Trust Company 245 East J St • Forest City, IA 50436 Phone: (641) 585-2825 • Fax: (641) 585-5653 www.mbtbank.com FDIC Cert #16307 • Transit #073922021 Established: 1945 H/C: MBT Corp., Forest City, IA Number of Branches: 5 DIRECTORS David L. Kingland Dennis J. Busta John J. Hanson John V. Hanson Linda Kay Mary Joan Boman OFFICERS Chm John V. Hanson Pres Dennis J. Busta CEO Dennis J. Busta CFO Randall C. Pruisner COO Randall C. Pruisner Randall C. Pruisner Richard M. Fischer FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$297,445 Total Securities ($000).................. $87,229 Total Loans ($000)......................$188,506 Total Deposits ($000)..................$223,688 Tier 1 Capital ($000)..................... $32,728 Risk Based Cap Ratio (%)...................15.55 ROAA (%)................................................ 1.55 ROAE (%)..............................................13.20 Net Interest Margin (%)........................ 3.64 Page 36 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] FORT DODGE Citizens State Bank 130 North 29th St • Fort Dodge, IA 50501 Phone: (515) 955-2265 • Fax: (515) 574-3878 www.csbpoky.com FDIC Cert #26720 • Transit #073920706 Established: 1986 H/C: Carroll County Bancshares, Inc., Carroll, IA Number of Branches: 3 DIRECTORS Barry T. Bruner David M. Flattery Jeffrey A. Johnson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$145,298 Total Securities ($000).................. $47,022 Total Loans ($000)........................ $89,858 Total Deposits ($000).................. $125,851 Tier 1 Capital ($000)..................... $16,303 Risk Based Cap Ratio (%)................... 16.16 ROAA (%)................................................ 1.31 ROAE (%)..............................................11.39 Net Interest Margin (%)........................ 3.63 OFFICERS Chm C. Richard Stark Jr. Pres John A. Fisher CEO John A. Fisher CFO Cindy S. Burke COO Paul Waltz FINANCIAL STATEMENT - 11/2014 Total Assets ($000).................. $1,032,392 Total Securities ($000)................ $371,466 Total Loans ($000)......................$495,636 Total Deposits ($000).................. $765,385 Tier 1 Capital ($000)..................... $93,786 Risk Based Cap Ratio (%)...................18.06 ROAA (%)................................................ 0.83 ROAE (%)................................................ 9.31 Net Interest Margin (%)........................ 2.39 Stephen R. Baade Thomas Brent Gronstal First American Bank 1207 Central Ave • Fort Dodge, IA 50501 Phone: (515) 573-2154 • Fax: (515) 955-0631 www.bankfirstamerican.com FDIC Cert #14808 • Transit #073900807 Established: 1934 H/C: Stark Bank Group, Ltd., Fort Dodge, IA Number of Branches: 14 DIRECTORS C. Richard Stark Jr. David A. Stark John A. Fisher Kristin Gose Michael McCoy OFFICERS Chm Stephen R. Baade Pres Stephen R. Baade CEO Stephen R. Baade CFO Denise Nielsen COO Denise Nielsen Murray R. Wise Patrick Eugene McNerney Paula J. Chuchvara McMurray Thomas F. Tibbitts W. Kendall Brown FORT MADISON Fort Madison Bank & Trust Co. OFFICERS Chm Doyle L. Hoyer 636 Ave G • Fort Madison, IA 52627 Pres Matthew C. Morris Phone: (319) 372-5164 • Fax: (319) 376-1227 CEO Matthew C. Morris www.fortmadisonbank.com CFO Jeffrey A. Vorhies FDIC Cert #955 • Transit #073901314 COO Jeffrey A. Vorhies Established: 1854 H/C: Fort Madison Financial Company, Fort Madison, IA Number of Branches: 3 DIRECTORS Doyle L. Hoyer Gary L. Hoyer James A. Baier James G. Baier Jason J. Lynk Matthew C. Morris Richard P. Canella Lee County Bank & Trust, National Association 801 Ave F • Fort Madison, IA 52627 Phone: (319) 372-2243 • Fax: (319) 372-8709 www.lcbtrust.com FDIC Cert #5819 • Transit #073901301 Established: 1888 H/C: Lee Capital Corp, Fort Madison, IA Number of Branches: 3 DIRECTORS Allen R. Kloess Chad A. Ward Henry W. Merschman Joseph H. Merschman Kevin P. Koellner Michael K. Culbertson William F. Merschman OFFICERS Chm Henry W. Merschman Pres Michael K. Culbertson CEO Michael K. Culbertson CFO Tamara L. Dietsch COO Karen A. Mehmert FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$152,854 Total Securities ($000).................. $33,899 Total Loans ($000)........................ $88,770 Total Deposits ($000).................. $131,228 Tier 1 Capital ($000)......................$13,177 Risk Based Cap Ratio (%)................... 13.24 ROAA (%)................................................ 0.72 ROAE (%).................................................7.79 Net Interest Margin (%)........................ 3.09 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$138,348 Total Securities ($000)........................$506 Total Loans ($000)........................ $87,239 Total Deposits ($000).................. $107,410 Tier 1 Capital ($000)..................... $16,807 Risk Based Cap Ratio (%)................... 21.61 ROAA (%)................................................ 1.54 ROAE (%).............................................. 12.97 Net Interest Margin (%)........................ 3.82 CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 37 FOSTORIA Farmers Savings Bank 10 Hwy Ave, NW, P.O. Box A • Fostoria, IA 51340 Phone: (712) 262-2708 • Fax: (712) 262-6790 www.fsbfostoria.com FDIC Cert #18284 • Transit #073919005 Established: 1916 H/C: Fostoria Bankshares, Inc., Fostoria, IA Number of Branches: 2 DIRECTORS Bradley Simington Corey Langner David C. Simington Gregory L. Cuttell OFFICERS Chm Joseph K. Simington Pres Joseph K. Simington CEO Joseph K. Simington CFO Joseph K. Simington COO Karen Warner FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $96,814 Total Securities ($000)...................$25,771 Total Loans ($000)........................ $64,427 Total Deposits ($000).................... $78,437 Tier 1 Capital ($000)..................... $14,020 Risk Based Cap Ratio (%)...................19.98 ROAA (%)................................................ 1.41 ROAE (%)................................................ 9.76 Net Interest Margin (%)........................ 3.59 OFFICERS Chm F. John Rewoldt Pres F. John Rewoldt CEO Dale E. Matthias CFO F. John Rewoldt COO Dale E. Matthias FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $46,485 Total Securities ($000).................. $11,994 Total Loans ($000)........................ $23,911 Total Deposits ($000).................... $37,987 Tier 1 Capital ($000)....................... $7,233 Risk Based Cap Ratio (%)................... 24.94 ROAA (%)................................................ 0.58 ROAE (%)................................................ 3.78 Net Interest Margin (%)........................ 2.26 OFFICERS Chm Norman E. Wirkler Pres William H. H. Robinson CEO William H. H. Robinson CFO William H. H. Robinson COO Georgianne R. Kaiser FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $39,973 Total Securities ($000).................... $3,025 Total Loans ($000)........................ $34,487 Total Deposits ($000).................... $33,060 Tier 1 Capital ($000)........................$4,610 Risk Based Cap Ratio (%)...................15.34 ROAA (%)................................................ 1.54 ROAE (%)..............................................13.25 Net Interest Margin (%)........................ 3.86 OFFICERS Chm John C. Dean Pres Larry W. Winum CEO Larry W. Winum CFO Larry W. Winum COO Grant C. Dean FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $173,323 Total Securities ($000)................$100,059 Total Loans ($000)........................ $48,153 Total Deposits ($000)..................$155,652 Tier 1 Capital ($000)..................... $15,495 Risk Based Cap Ratio (%)................... 23.11 ROAA (%)................................................ 0.31 ROAE (%)................................................ 3.43 Net Interest Margin (%)........................ 2.10 J. Chad Simington Joseph K. Simington Robert W. Sackett FREDERIKA Farmers Savings Bank 103 Third St, P.O. Box B • Frederika, IA 50631 Phone: (319) 275-4301 • Fax: (319) 275-4710 http://frederikabank.com FDIC Cert #25668 • Transit #073913302 Established: 1926 DIRECTORS Dale E. Matthias F. John Rewoldt Frederic D. Rewoldt Margaret Jane Smith Marvin Schumacher GARNAVILLO Garnavillo Savings Bank 101 South Main St • Garnavillo, IA 52049 Phone: (563) 964-2341 • Fax: (563) 964-2485 www.garnavillobank.com FDIC Cert #10898 • Transit #073913373 Established: 1904 H/C: Garnavillo Bank Corporation, Garnavillo, IA DIRECTORS Elizabeth A. English James E. Meier John E. Kregel Norman E. Wirkler William H. H. Robinson GLENWOOD Glenwood State Bank 32 North Walnut St • Glenwood, IA 51534 Phone: (712) 527-3157 • Fax: (712) 527-3567 www.glenwoodstatebank.com FDIC Cert #956 • Transit #073902342 Established: 1899 H/C: Glenwood Bancorporation, Glenwood, IA Number of Branches: 5 DIRECTORS Calvin Deitcher Grant C. Dean John C. Dean Larry W. Winum Vaughn Wasenius Page 38 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] GOWRIE Security Savings Bank 1015 Market St • Gowrie, IA 50543 Phone: (515) 352-3333 • Fax: (515) 352-3224 www.securitysavingsbank.com FDIC Cert #14208 • Transit #073918077 Established: 1914 H/C: Security Financial, Inc., Farnhamville, IA Number of Branches: 6 DIRECTORS Bradley S. Lane Daryl Carlson Larry E. Krakau OFFICERS Chm Steven R. Lane Pres Steven R. Lane CEO Steven R. Lane CFO Steven R. Lane COO Charlotte True FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $125,131 Total Securities ($000).................. $49,142 Total Loans ($000)........................ $65,267 Total Deposits ($000)..................$104,534 Tier 1 Capital ($000)..................... $10,579 Risk Based Cap Ratio (%)...................14.88 ROAA (%)................................................ 1.38 ROAE (%)..............................................15.30 Net Interest Margin (%)........................ 3.23 OFFICERS Chm Peggy Scott Pres Paul S. Nelson CEO Peggy Scott CFO Peggy Scott COO Peggy Scott FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$71,217 Total Securities ($000).................. $12,015 Total Loans ($000)........................ $52,111 Total Deposits ($000).................... $56,105 Tier 1 Capital ($000)....................... $5,754 Risk Based Cap Ratio (%)...................12.36 ROAA (%)................................................ 2.13 ROAE (%)..............................................14.20 Net Interest Margin (%)........................ 4.33 OFFICERS Chm F. Addison Jones Pres David A. Jones CEO David A. Jones CFO F. Austin Jones COO Alison Murphy FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$273,989 Total Securities ($000).................. $72,619 Total Loans ($000)...................... $177,730 Total Deposits ($000).................. $218,270 Tier 1 Capital ($000)..................... $31,484 Risk Based Cap Ratio (%)...................16.85 ROAA (%)................................................ 1.03 ROAE (%)................................................ 8.95 Net Interest Margin (%)........................ 3.91 OFFICERS Chm Kevin J. Swalley Pres Robert L. Johanns CEO Kevin J. Swalley CFO Evan N. Kooiker COO Robert L. Johanns FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$344,284 Total Securities ($000).................. $93,666 Total Loans ($000)...................... $214,324 Total Deposits ($000)..................$263,706 Tier 1 Capital ($000)..................... $34,896 Risk Based Cap Ratio (%)...................12.89 ROAA (%)................................................ 1.96 ROAE (%).............................................. 16.37 Net Interest Margin (%)........................ 3.09 Scott R. Engquist Steven R. Lane GREENFIELD Union State Bank 214 South First St • Greenfield, IA 50849 Phone: (641) 343-7310 • Fax: (641) 743-6502 www.usbgfd.com FDIC Cert #8499 • Transit #073910745 Established: 1890 H/C: Greenfield Bancorporation, Ltd., Greenfield, IA Number of Branches: 2 DIRECTORS Jim Lents Karen Havens Paul S. Nelson Peggy Scott Ralph Neill GRINNELL Grinnell State Bank 814 Fourth Ave • Grinnell, IA 50112 Phone: (641) 236-3174 • Fax: (641) 236-4329 www.grinnellbank.com FDIC Cert #11347 • Transit #073901725 Established: 1925 H/C: Grinnell Bancshares, Inc., Grinnell, IA Number of Branches: 5 DIRECTORS David A. Jones F. Addison Jones F. Austin Jones Frances A. Conn John R. Smith Roger D. Roland Susan E. Davis GRUNDY CENTER GNB Bank 529 G Ave • Grundy Center, IA 50638 Phone: (319) 824-5431 • Fax: (319) 824-6795 www.gnbbank.com FDIC Cert #14079 • Transit #073905064 Established: 1934 H/C: GNB Bancorporation, Grundy Center, IA Number of Branches: 5 DIRECTORS Kevin J. Swalley Kirby D. Schmidt Mark J. Sexton Michael L. Freed Randy G. Phelps Robert L. Johanns Stefanie L. Rohler CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 39 HAMPTON First Bank Hampton 211 First Ave, NW • Hampton, IA 50441 Phone: (641) 456-4793 • Fax: (641) 456-5122 www.firstbankhampton.com FDIC Cert #4464 • Transit #073903325 Established: 1933 H/C: A. M. Saylor, Incorporated, Hampton, IA DIRECTORS Bruce A. Harris David Dennis David M. Heuberger OFFICERS Chm David M. Heuberger Pres David M. Heuberger CEO David M. Heuberger CFO Nancy L. Boyington COO Nancy L. Boyington FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $137,900 Total Securities ($000).................. $47,281 Total Loans ($000)........................ $81,831 Total Deposits ($000).................. $119,471 Tier 1 Capital ($000)..................... $16,412 Risk Based Cap Ratio (%)...................16.79 ROAA (%)................................................ 1.48 ROAE (%)..............................................12.26 Net Interest Margin (%)........................ 3.58 OFFICERS Chm Kurt W. Herbrechtsmeyer Pres Ronald K. Raney CEO Kurt W. Herbrechtsmeyer COO Donnis J. Borcherding FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $69,280 Total Securities ($000).................. $20,840 Total Loans ($000)........................ $36,708 Total Deposits ($000).....................$58,774 Tier 1 Capital ($000)........................$7,457 Risk Based Cap Ratio (%)...................15.72 ROAA (%)............................................... -3.82 ROAE (%)............................................. -31.90 Net Interest Margin (%)........................ 3.03 Dyanne Pralle Nancy L. Boyington Ronald R. Schermer Hampton State Bank 100 First St, NW • Hampton, IA 50441 Phone: (641) 456-2559 • Fax: (641) 456-4776 www.hamptonstate.com FDIC Cert #13722 • Transit #073903312 Established: 1934 H/C: Cedar Valley Bankshares, Ltd., Charles City, IA Number of Branches: 2 DIRECTORS Kurt W. Herbrechtsmeyer Ronald K. Raney V. Blaine Lenz United Bank and Trust Company 400 Central Ave, East • Hampton, IA 50441 Phone: (641) 456-5587 • Fax: (641) 456-3434 www.ubtc.net FDIC Cert #14247 • Transit #073918608 Established: 1915 H/C: J. E. Coonley Company, Hampton, IA Number of Branches: 5 DIRECTORS Arlene K. Noss Charles P. Brown Elaine W. Coonley OFFICERS Chm John J. Trewin Pres John J. Trewin CEO John J. Trewin CFO John J. Trewin COO Arlene K. Noss FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $148,401 Total Securities ($000).................. $55,282 Total Loans ($000)........................ $79,413 Total Deposits ($000)..................$122,904 Tier 1 Capital ($000)..................... $18,622 Risk Based Cap Ratio (%)...................20.52 ROAA (%)................................................ 1.22 ROAE (%)................................................ 9.79 Net Interest Margin (%)........................ 2.92 OFFICERS Chm Kevin W. Campbell Pres Kevin W. Campbell CEO Kevin W. Campbell CFO Stefanie E. Kramer COO Stefanie E. Kramer FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$256,327 Total Securities ($000).................. $53,978 Total Loans ($000)......................$158,320 Total Deposits ($000)..................$230,945 Tier 1 Capital ($000)..................... $21,500 Risk Based Cap Ratio (%)...................13.08 ROAA (%)................................................ 0.82 ROAE (%)................................................ 8.48 Net Interest Margin (%)........................ 3.41 Joan M. Coonley John E. Coonley John J. Trewin HARLAN Shelby County State Bank 508 Court St • Harlan, IA 51537 Phone: (712) 755-5112 • Fax: (712) 755-2869 www.scsbnet.com FDIC Cert #1553 • Transit #073903396 Established: 1880 H/C: Lauritzen Corporation, Omaha, NE Number of Branches: 7 DIRECTORS Dennis H. Huttmann Kevin W. Campbell Mathew Freund Randall J. Coenen Stefanie E. Kramer Page 40 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] HARTWICK Hartwick State Bank 207 Main St • Hartwick, IA 52232 Phone: (319) 525-2221 • Fax: (319) 525-2351 FDIC Cert #14015 • Transit #073920832 Established: 1928 H/C: Hartwick Bancshares, Inc., Hartwick, IA DIRECTORS Alan R. Knaack Ann Knaack Brian D. Veach OFFICERS Chm Alan R. Knaack Pres Alan R. Knaack CEO Alan R. Knaack CFO Alan R. Knaack COO Brian D. Veach FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $24,322 Total Securities ($000).....................$9,875 Total Loans ($000).......................... $9,384 Total Deposits ($000).................... $22,016 Tier 1 Capital ($000)........................$2,161 Risk Based Cap Ratio (%)...................19.36 ROAA (%)................................................ 0.53 ROAE (%)................................................ 6.07 Net Interest Margin (%)........................ 2.79 OFFICERS Chm Donald D. Nolan Pres Donald D. Nolan CEO Donald D. Nolan CFO Donald D. Nolan COO Wanda M. Woodley FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $46,534 Total Securities ($000).....................$1,637 Total Loans ($000)........................ $39,889 Total Deposits ($000).................... $37,799 Tier 1 Capital ($000)....................... $4,003 Risk Based Cap Ratio (%)...................11.67 ROAA (%)................................................ 0.97 ROAE (%).............................................. 11.18 Net Interest Margin (%)........................ 3.72 OFFICERS Chm Clair J. Lensing Sr. Pres Clair J. Lensing Sr. CEO Clair J. Lensing Sr. CFO Clair J. Lensing Sr. COO Leon J. Dietzenbach FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $27,900 Total Securities ($000).................. $13,623 Total Loans ($000).......................... $8,783 Total Deposits ($000).................... $22,460 Tier 1 Capital ($000)........................$3,517 Risk Based Cap Ratio (%)...................24.88 ROAA (%)................................................ 0.48 ROAE (%)................................................ 4.00 Net Interest Margin (%)........................ 2.22 OFFICERS Chm William R. Bernau Pres Brian G. Middendorf CEO Brian G. Middendorf CFO Brian G. Middendorf COO Debra J. Himes FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $43,427 Total Securities ($000).....................$1,997 Total Loans ($000)........................ $38,936 Total Deposits ($000).................... $35,466 Tier 1 Capital ($000)........................$4,924 Risk Based Cap Ratio (%)...................14.08 ROAA (%)................................................ 1.33 ROAE (%)..............................................11.35 Net Interest Margin (%)........................ 4.43 James Benda Jan Veach HAWARDEN First State Bank 722 Central Ave • Hawarden, IA 51023 Phone: (712) 551-1005 • Fax: (712) 551-1009 www.fsbhawarden.com FDIC Cert #13680 • Transit #073903749 Established: 1934 H/C: First State Associates, Inc., Hawarden, IA DIRECTORS Donald D. Nolan Jeff Rehder Jim Viet Jodi Eich Matt Hummel Tony Lauters Wanda M. Woodley HAWKEYE Citizens Savings Bank 133 East Main St, P.O. Box Six • Hawkeye, IA 52147 Phone: (563) 427-3255 • Fax: (563) 427-3292 www.csbhawkeye.com FDIC Cert #11761 • Transit #073909620 Established: 1927 H/C: Fayette Bancorporation, Marion, IA DIRECTORS Clair J. Lensing Jr. Clair J. Lensing Sr. Ernest Schmitt Leon J. Dietzenbach Mary E. Lensing HIAWATHA Hiawatha Bank and Trust Company 777 North Center Point Rd • Hiawatha, IA 52233 Phone: (319) 378-5979 • Fax: (319) 378-1394 www.hiawathabank.com FDIC Cert #34488 • Transit #073922607 Established: 1997 H/C: Country Bancorporation, Crawfordsville, IA DIRECTORS Brian G. Middendorf John W. Bernau Thomas R. Bernau Timothy L. Vipond William R. Bernau CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 41 HILLS Hills Bank and Trust Company 131 Main St, P.O. Box 160 • Hills, IA 52235 Phone: (319) 679-2291 • Fax: (319) 679-2180 www.hillsbank.com FDIC Cert #14650 • Transit #073913755 Established: 1904 H/C: Hills Bancorporation, Hills, IA Number of Branches: 18 DIRECTORS Ann Marie Rhodes Dwight O. Seegmiller Emily A. Hughes James A. Nowak John W. Phelan Michael E. Hodge Michael S. Donovan Sheldon E. Yoder OFFICERS Pres Dwight O. Seegmiller CEO Dwight O. Seegmiller CFO Shari J. DeMaris COO Dwight O. Seegmiller Theodore H. Pacha Thomas J. Gill Thomas R. Wiele FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................$2,307,811 Total Securities ($000)................ $243,818 Total Loans ($000)...................$1,942,132 Total Deposits ($000)...............$1,841,369 Tier 1 Capital ($000)...................$282,584 Risk Based Cap Ratio (%)....................17.41 ROAA (%)................................................ 1.43 ROAE (%)..............................................11.29 Net Interest Margin (%)........................ 3.36 HULL Iowa State Bank 1101 Main St • Hull, IA 51239 Phone: (712) 439-1025 • Fax: (712) 439-1622 www.iowastatebank.net FDIC Cert #13953 • Transit #073922432 Established: 1879 H/C: Vogel Bancshares, Inc., Orange City, IA Number of Branches: 8 DIRECTORS Douglas Beukelman Drew Vogel Duane E. Muecke Franklin Vogel Gysbertus Aarsen John De Koster OFFICERS Chm Franklin Vogel Pres Leroy A. Van Kekerix CEO Leroy A. Van Kekerix CFO Duane E. Muecke COO Bill Saeger Leroy A. Van Kekerix Martin Guthmiller Wrede Vogel FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$509,081 Total Securities ($000).................. $90,125 Total Loans ($000)......................$348,430 Total Deposits ($000).................. $426,207 Tier 1 Capital ($000)..................... $60,646 Risk Based Cap Ratio (%)...................15.63 ROAA (%)................................................ 1.24 ROAE (%)................................................ 9.56 Net Interest Margin (%)........................ 3.50 IDA GROVE First State Bank 200 Moorehead Ave • Ida Grove, IA 51445 Phone: (712) 364-3181 • Fax: (712) 364-2549 www.firststbk.com FDIC Cert #8500 • Transit #073921585 Established: 1933 H/C: First State Bancshares, Inc., Ida Grove, IA Number of Branches: 5 DIRECTORS Andrew F. Brosius David S. Forbes John Currie Laurel L. Boerner United Bank of Iowa 501 Second St • Ida Grove, IA 51445 Phone: (712) 364-3393 • Fax: (712) 364-3293 www.unitedbk.com FDIC Cert #958 • Transit #073921433 Established: 1932 H/C: Ida Grove Bancshares, Inc., Ida Grove, IA Number of Branches: 25 DIRECTORS Curtis Rupert Daniel L. Dotzler Duane Buehler Jack J. Eggspuehler Kenneth L. Van Kekerix Lance Moore Larry E. Hultgren Owen C. Bolte Sharon Godbersen Steven A. Vohs OFFICERS Chm Wayne H. Nielsen Pres Jeffrey L. Kelley CEO Wayne H. Nielsen CFO Wayne H. Nielsen COO Janice E. Nelson Linda J. Boerner Wayne H. Nielsen OFFICERS Chm Kenneth L. Van Kekerix Pres Owen C. Bolte CEO Owen C. Bolte CFO Daniel L. Dotzler COO Daniel L. Dotzler FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$134,496 Total Securities ($000)...................$36,101 Total Loans ($000)........................ $92,150 Total Deposits ($000)..................$113,653 Tier 1 Capital ($000)..................... $14,123 Risk Based Cap Ratio (%)...................13.88 ROAA (%)................................................ 1.92 ROAE (%).............................................. 17.90 Net Interest Margin (%)........................ 3.88 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................$1,237,897 Total Securities ($000).................$114,274 Total Loans ($000).................. $1,009,485 Total Deposits ($000)..................$992,158 Tier 1 Capital ($000)...................$130,985 Risk Based Cap Ratio (%)...................13.70 ROAA (%)................................................ 1.80 ROAE (%)..............................................16.53 Net Interest Margin (%)........................ 3.48 Page 42 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] INDEPENDENCE Security State Bank OFFICERS Chm Gary F. Short 231 First St, East • Independence, IA 50644 Pres Brian K. Meyer Phone: (319) 334-7035 • Fax: (319) 334-3474 CEO Brian K. Meyer www.ssbindee.com CFO Craig K. Coffman FDIC Cert #15851 • Transit #073921909 COO Craig K. Coffman Established: 1941 H/C: Independence Bancshares, Inc., Independence, IA Number of Branches: 3 DIRECTORS Benjamin G. Pagel Brian K. Meyer C. Dean Hoffman Gary F. Short James K. McMillan Linda A. Bywater Randy A. Blin FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $101,730 Total Securities ($000).................. $52,643 Total Loans ($000)........................ $42,320 Total Deposits ($000).................... $79,411 Tier 1 Capital ($000)..................... $11,633 Risk Based Cap Ratio (%)...................21.89 ROAA (%)................................................ 1.20 ROAE (%).............................................. 10.57 Net Interest Margin (%)........................ 3.36 INDIANOLA Community Bank 1401 North Jefferson Way • Indianola, IA 50125 Phone: (515) 961-5880 • Fax: (515) 961-6188 www.bankcommunitybank.com FDIC Cert #25267 • Transit #073914369 Established: 1883 H/C: Community Bancshares Corp., Indianola, IA Number of Branches: 6 DIRECTORS Clint Welling Darrell Till Keith Welling Larry McConell FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $156,415 Total Securities ($000).................. $49,883 Total Loans ($000)........................ $72,121 Total Deposits ($000)..................$132,365 Tier 1 Capital ($000)..................... $14,773 Risk Based Cap Ratio (%)................... 20.47 ROAA (%)................................................ 0.58 ROAE (%)................................................ 6.18 Net Interest Margin (%)........................ 2.93 OFFICERS Chm D. Robert Downing Pres Kevin D. Halterman CEO Kevin D. Halterman CFO Ryan M. Sievers COO Wayne A. Vander Tuig FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $177,984 Total Securities ($000).................. $81,546 Total Loans ($000)........................ $65,569 Total Deposits ($000)..................$153,790 Tier 1 Capital ($000)..................... $15,200 Risk Based Cap Ratio (%)...................18.56 ROAA (%)................................................ 0.89 ROAE (%)................................................ 9.37 Net Interest Margin (%)........................ 3.04 OFFICERS Chm Kevin W. Monson Pres Charles N. Funk CEO Charles N. Funk CFO Gary J. Ortale COO Susan R. Evans FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................$1,802,748 Total Securities ($000)................$532,559 Total Loans ($000)...................$1,121,991 Total Deposits ($000).............. $1,440,382 Tier 1 Capital ($000)................... $173,892 Risk Based Cap Ratio (%)...................13.83 ROAA (%)................................................ 1.19 ROAE (%).............................................. 11.10 Net Interest Margin (%)........................ 3.32 Orrie J. Koehlmoos Phil Watson Rob Bartholomew Vernon Van Wyk Peoples Savings Bank 400 East Iowa Ave • Indianola, IA 50125 Phone: (515) 962-1400 • Fax: (515) 962-0248 www.mybankpsb.com FDIC Cert #34973 • Transit #073922681 Established: 1998 H/C: Central South Bancorporation, Inc., Indianola, IA Number of Branches: 6 DIRECTORS D. Robert Downing Greg Johansen Jill Johnson Jim Richards OFFICERS Chm Orrie J. Koehlmoos Pres Keith Welling CEO Keith Welling CFO Keith Welling COO Jean Wilson Kevin D. Halterman Steven M. Henry Wayne A. Vander Tuig IOWA CITY MidWestOne Bank 102 South Clinton St • Iowa City, IA 52240 Phone: (319) 356-5800 • Fax: (319) 356-5849 www.midwestone.com FDIC Cert #14843 • Transit #073901233 Established: 1934 H/C: MidWestOne Financial Group, Inc., Iowa City, IA Number of Branches: 27 DIRECTORS Barbara J. Kniff-McCulla Charles N. Funk John P. Pothoven Kevin W. Monson Patricia A. Heiden R. Scott Zaiser Richard J. Schwab Richard R. Donohue Robert J. Latham Stephen L. West CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 43 IOWA FALLS Green Belt Bank & Trust 616 Washington Ave • Iowa Falls, IA 50126 Phone: (641) 648-2544 • Fax: (641) 648-3273 www.greenbeltbank.com FDIC Cert #26760 • Transit #073921679 Established: 1986 H/C: Green Belt Bancorporation, Iowa Falls, IA Number of Branches: 7 DIRECTORS Carroll D. Ose Christopher W. Weaver Daniel L. Stockdale Mark A. Noll Paul E. Hoversten Richard D. Petersen Iowa Falls State Bank 601 Washington Ave • Iowa Falls, IA 50126 Phone: (641) 648-5171 • Fax: (641) 648-3806 www.ifsbank.com FDIC Cert #15311 • Transit #073921527 Established: 1933 H/C: Barlow Banking Corporation, Iowa Falls, IA Number of Branches: 3 DIRECTORS C. John Campbell Cinda M. Classon Craig Harris Greg Lofsted Howard B. Wenger James Hoffman OFFICERS Chm Steven L. Afdahl Pres Mark A. Noll CEO Mark A. Noll CFO Alvin J. Herold COO Alvin J. Herold Steven L. Afdahl Steven M. Howard OFFICERS Chm John R. Barlow Pres Douglas B. Truex CEO John R. Barlow CFO Douglas B. Truex COO Bradley Andrews John R. Barlow Michael Holt Pamela K. Angstman FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$370,292 Total Securities ($000).................. $38,592 Total Loans ($000)...................... $301,772 Total Deposits ($000)..................$334,280 Tier 1 Capital ($000)..................... $32,713 Risk Based Cap Ratio (%)................... 10.81 ROAA (%)................................................ 1.91 ROAE (%).............................................. 20.16 Net Interest Margin (%)........................ 3.59 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$126,546 Total Securities ($000).................. $52,217 Total Loans ($000)........................ $67,633 Total Deposits ($000)..................$104,255 Tier 1 Capital ($000)..................... $13,211 Risk Based Cap Ratio (%)...................12.36 ROAA (%)................................................ 1.43 ROAE (%)..............................................12.29 Net Interest Margin (%)........................ 3.64 JEFFERSON Home State Bank 115 West State St • Jefferson, IA 50129 Phone: (515) 386-2131 • Fax: (515) 386-8513 www.hsbankiowa.com FDIC Cert #14867 • Transit #073920638 Established: 1934 H/C: Greene Investment Co., Jefferson, IA DIRECTORS Douglas McDermott Elizabeth Garst Jennifer Garst Scott Sievers OFFICERS Pres Sid Jones CEO Sid Jones CFO Sharon Towers COO Aimee Stratton FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$190,332 Total Securities ($000).................. $23,155 Total Loans ($000)......................$152,534 Total Deposits ($000)..................$167,069 Tier 1 Capital ($000)..................... $16,236 Risk Based Cap Ratio (%)...................10.73 ROAA (%)................................................ 1.55 ROAE (%)..............................................18.79 Net Interest Margin (%)........................ 3.59 OFFICERS Chm George H. Frampton Pres Timothy J. Heldt CEO Timothy J. Heldt CFO Sharm D. Sisler COO Sharm D. Sisler FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$136,340 Total Securities ($000).................. $54,338 Total Loans ($000)........................ $71,503 Total Deposits ($000)..................$120,681 Tier 1 Capital ($000)..................... $14,491 Risk Based Cap Ratio (%)...................18.59 ROAA (%)................................................ 1.05 ROAE (%)................................................ 9.64 Net Interest Margin (%)........................ 3.13 Sid Jones Susan Tronchetti Wayne Seaman JOHNSTON Charter Bank 5526 NW 86th St • Johnston, IA 50131 Phone: (515) 331-2265 • Fax: (515) 331-3311 www.charterbanker.com FDIC Cert #34686 • Transit #073972110 Established: 1998 H/C: Johnston Growth Corporation, Johnston, IA Number of Branches: 3 DIRECTORS Brett T. Osborn Catherine E. Schulze Douglas B. Kunert George H. Frampton Robert A. Britson Robert G. Bridges Ronald A. Stallman Steven V. Scott Timothy J. Heldt Page 44 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] JOHNSTON ITS Bank 6700 Pioneer Pkwy • Johnston, IA 50131 Phone: (515) 288-2828 • Fax: (515) 248-5828 FDIC Cert #34619 • Transit #073922788 Established: 2000 OFFICERS Chm Steve Handke Pres Michael Hollinger CEO Michael Hollinger CFO Scott Dobesh FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...........................$6,215 Total Securities ($000).....................$1,618 Total Loans ($000).................................. $0 Total Deposits ($000)..........................$500 Tier 1 Capital ($000)....................... $5,675 Risk Based Cap Ratio (%)................ 444.05 ROAA (%)................................................ 4.86 ROAE (%)................................................ 5.32 Net Interest Margin (%)........................ 2.83 OFFICERS Chm Edward K. Johnstone Pres Joseph A. Steil CEO Joseph A. Steil CFO Robert A. Korte COO Robert A. Korte FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$114,695 Total Securities ($000)...................$31,971 Total Loans ($000)........................ $61,221 Total Deposits ($000)..................$102,664 Tier 1 Capital ($000)....................... $8,454 Risk Based Cap Ratio (%)...................13.25 ROAA (%)................................................ 0.69 ROAE (%).................................................7.31 Net Interest Margin (%)........................ 3.19 OFFICERS Chm John O. Manning Pres George E. Manning CEO John O. Manning CFO George E. Manning COO George E. Manning FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $137,107 Total Securities ($000).................. $44,089 Total Loans ($000)........................ $82,914 Total Deposits ($000)..................$110,628 Tier 1 Capital ($000)..................... $15,181 Risk Based Cap Ratio (%)....................17.57 ROAA (%)................................................ 1.53 ROAE (%).............................................. 11.87 Net Interest Margin (%)........................ 4.97 DIRECTORS Steve Handke Timothy R. Kintner KEOKUK KSB Bank 501 Main St • Keokuk, IA 52632 Phone: (319) 524-2944 • Fax: (319) 524-2329 www.ksbbank.com FDIC Cert #1853 • Transit #073900878 Established: 1868 H/C: KSB, Ltd., Keokuk, IA Number of Branches: 4 DIRECTORS Edward K. Johnstone John K. Boyd Joseph A. Steil Kent A. Nixon Michael W. Hickey Thomas E. Hakes William C. Cole KEOSAUQUA Community First Bank 714 First St • Keosauqua, IA 52565 Phone: (319) 293-3794 • Fax: (319) 293-6151 www.cfirst.com FDIC Cert #11348 • Transit #073921200 Established: 1931 H/C: Van Buren Bancorporation, Keosauqua, IA Number of Branches: 4 DIRECTORS Barbara L. Morris Ernest Birchmier Fred Chapuis George E. Manning James L. Harward John O. Manning Mark A. Robertson KEYSTONE Keystone Savings Bank OFFICERS Chm Steven L. Wilson 81 Main St • Keystone, IA 52249 Pres Cameron A. Miles Phone: (319) 642-7345 • Fax: (319) 642-7217 CEO Cameron A. Miles www.ksbiowa.com CFO Harold E. Knaack FDIC Cert #17993 • Transit #073921682 COO Penni A. Pickering Established: 1935 H/C: Keystone Community Bancorporation, Keystone, IA Number of Branches: 4 DIRECTORS Cameron A. Miles Darold G. Sindt Donald F. Franzenburg Keith A. Junge Steven L. Wilson William D. Selken FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $92,050 Total Securities ($000).................. $25,191 Total Loans ($000)........................ $58,053 Total Deposits ($000).................... $81,698 Tier 1 Capital ($000)....................... $9,438 Risk Based Cap Ratio (%)...................14.33 ROAA (%)................................................ 1.09 ROAE (%)..............................................10.22 Net Interest Margin (%)........................ 4.12 CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 45 KINGSLEY Kingsley State Bank One East Second St • Kingsley, IA 51028 Phone: (712) 378-2341 • Fax: (712) 378-3580 www.kingsleybank.com FDIC Cert #19447 • Transit #073906445 Established: 1883 H/C: Kingsley Banc Corp, Kingsley, IA Number of Branches: 3 DIRECTORS David W. Phelps George W. Phelps Robert B. Phelps OFFICERS Chm Robert B. Phelps Pres Roger M. Schmid CEO George W. Phelps CFO George W. Phelps COO Roger M. Schmid FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $174,305 Total Securities ($000).................. $57,395 Total Loans ($000).........................$98,976 Total Deposits ($000)..................$136,640 Tier 1 Capital ($000)......................$21,577 Risk Based Cap Ratio (%)...................18.98 ROAA (%)................................................ 1.85 ROAE (%).............................................. 14.74 Net Interest Margin (%)........................ 3.55 OFFICERS Chm Stuart Lewis Job Pres Robert C. Wims CEO Stuart Lewis Job CFO Dawn R. Rankin COO Robert C. Wims FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$121,909 Total Securities ($000).................. $31,900 Total Loans ($000)........................ $66,549 Total Deposits ($000)..................$109,539 Tier 1 Capital ($000)..................... $10,281 Risk Based Cap Ratio (%)...................13.42 ROAA (%)................................................ 1.18 ROAE (%).............................................. 13.81 Net Interest Margin (%)........................ 3.91 OFFICERS Chm David A. Coulter Pres David A. Coulter CEO David A. Coulter CFO David A. Coulter COO Karen S. Podhajsky FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $56,542 Total Securities ($000).................. $29,603 Total Loans ($000)........................ $23,200 Total Deposits ($000).................... $51,567 Tier 1 Capital ($000)....................... $4,808 Risk Based Cap Ratio (%)...................16.99 ROAA (%)................................................ 1.06 ROAE (%)..............................................12.75 Net Interest Margin (%)........................ 3.40 OFFICERS Chm Steven C. Kettering Pres Steven C. Tjaden CEO Steven C. Kettering CFO Steven C. Kettering COO Steven C. Tjaden FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $32,382 Total Securities ($000).................. $11,408 Total Loans ($000)........................ $13,544 Total Deposits ($000).................... $28,784 Tier 1 Capital ($000)........................$3,578 Risk Based Cap Ratio (%)...................29.80 ROAA (%)................................................ 0.96 ROAE (%)................................................ 8.82 Net Interest Margin (%)........................ 2.69 Robert W. Phelps Roger M. Schmid Scott C. Phelps KNOXVILLE Iowa State Savings Bank 222 East Robinson St • Knoxville, IA 50138 Phone: (641) 828-8000 • Fax: (641) 828-8397 www.issbank.com FDIC Cert #11349 • Transit #073902821 Established: 1903 H/C: Duclarkee, Inc., Knoxville, IA Number of Branches: 3 DIRECTORS Chris K. Hoegh James L. Hollingshead Patrick J. Weiler Robert C. Wims Stuart Lewis Job LA PORTE CITY Cedar Valley Bank & Trust 321 Main St • La Porte City, IA 50651 Phone: (319) 342-2850 • Fax: (319) 342-2730 www.cedarvalleybank.com FDIC Cert #14694 • Transit #073914864 Established: 1906 H/C: D & D Bancshares, Inc., La Porte City, IA Number of Branches: 2 DIRECTORS Brook Skram David A. Coulter Don Weideman Donna Coulter Greg Pipho Mike LaGrange LAKE VIEW Farmers State Bank 401 Main St • Lake View, IA 51450 Phone: (712) 657-8525 • Fax: (712) 657-2108 www.fsblv.com FDIC Cert #9295 • Transit #073918103 Established: 1914 H/C: Jems, Inc., Lake View, IA DIRECTORS A. Kyle Manary June Kettering Manary Noel Cook Steven C. Kettering Steven C. Tjaden Page 46 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] LANSING Kerndt Brothers Savings Bank 370 Main St • Lansing, IA 52151 Phone: (563) 538-4231 • Fax: (563) 538-4564 www.kerndtbrothers.com FDIC Cert #8761 • Transit #073904696 Established: 1856 H/C: Kerndt Bank Services, Inc., Lansing, IA Number of Branches: 5 DIRECTORS Bradly Herman Dale R. Kretschmar James M. Kerndt Jason Junge OFFICERS Chm Karen Brennan Pres James M. Kerndt CEO James M. Kerndt CFO Gregory S. Ptacek COO Joan M. McCormick FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$242,293 Total Securities ($000).................. $50,133 Total Loans ($000)...................... $154,415 Total Deposits ($000)..................$188,430 Tier 1 Capital ($000)..................... $26,935 Risk Based Cap Ratio (%)...................15.82 ROAA (%)................................................ 1.22 ROAE (%)................................................ 9.95 Net Interest Margin (%)........................ 3.27 OFFICERS Chm Terry E. Latham Pres Terry E. Latham CEO Terry E. Latham CFO Terry E. Latham COO Terry E. Latham FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $67,607 Total Securities ($000).................. $32,030 Total Loans ($000)........................ $28,089 Total Deposits ($000).................... $60,651 Tier 1 Capital ($000)........................$7,117 Risk Based Cap Ratio (%)...................21.46 ROAA (%)................................................ 1.20 ROAE (%)..............................................12.64 Net Interest Margin (%)........................ 3.27 OFFICERS Chm W. Dale Den Herder Pres Paul D. Jacobson CEO W. Dale Den Herder CFO Paul D. Jacobson COO Paul D. Jacobson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$261,235 Total Securities ($000).....................$9,901 Total Loans ($000)...................... $231,568 Total Deposits ($000)..................$223,818 Tier 1 Capital ($000)..................... $27,562 Risk Based Cap Ratio (%)................... 13.10 ROAA (%)................................................ 0.91 ROAE (%)................................................ 8.44 Net Interest Margin (%)........................ 3.10 OFFICERS Chm Matthew J. Ahlers Pres Matthew J. Ahlers CEO Matthew J. Ahlers CFO Wayne L. Heien COO Douglas L. Van Meeteren FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$330,948 Total Securities ($000).................. $75,240 Total Loans ($000)......................$236,629 Total Deposits ($000).................. $290,127 Tier 1 Capital ($000)..................... $37,559 Risk Based Cap Ratio (%)................... 17.68 ROAA (%)................................................ 1.39 ROAE (%)..............................................11.53 Net Interest Margin (%)........................ 3.40 Karen Brennan Russell L. Berger Steven Krogmeier Wayne E. Bicknese LAURENS Laurens State Bank 102 South Third St • Laurens, IA 50554 Phone: (712) 845-2627 • Fax: (712) 845-2544 www.laurensstatebank.com FDIC Cert #15320 • Transit #073921666 Established: 1935 H/C: Laurens Bancorp., Ltd., Laurens, IA Number of Branches: 3 DIRECTORS Dale H. Ryon Diane R. Latham Donald A. Beneke Paul C. Crotty Richard L. DeYoung Terry E. Latham LE MARS American Bank, National Association 234 Fifth Ave, SW • Le Mars, IA 51031 Phone: (712) 546-2345 • Fax: (712) 546-2348 www.am-bank.com FDIC Cert #5800 • Transit #073906131 Established: 1887 H/C: Ambank Company, Inc., Sioux Center, IA Number of Branches: 2 DIRECTORS David Augustine Don Baker Greg Schroeder Jeremy Bunkers Joe Arens Patrick Murphy Paul D. Jacobson W. Dale Den Herder Primebank 37 First Ave, NW • Le Mars, IA 51031 Phone: (712) 546-4175 • Fax: (712) 546-8785 www.primebank.com FDIC Cert #8101 • Transit #073902313 Established: 1891 H/C: Primebank, Inc., Le Mars, IA Number of Branches: 3 DIRECTORS Dennis Joseph Bixenman Douglas J. Wells Douglas L. Van Meeteren Gayle M. Ahlers Henry A. Ahlers Matthew J. Ahlers CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 47 LOGAN Logan State Bank 323 East Seventh St • Logan, IA 51546 Phone: (712) 644-2310 • Fax: (712) 644-3124 www.loganstatebank.com FDIC Cert #4476 • Transit #073904887 Established: 1888 H/C: Logan Bancorporation, Inc., Logan, IA DIRECTORS Brent A. Hansen Christopher R. Hartwig Gary J. Altwegg OFFICERS Chm Timothy J. Lapke Pres Timothy J. Lapke CEO Timothy J. Lapke CFO Christopher R. Hartwig COO Christopher R. Hartwig FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $30,533 Total Securities ($000).....................$2,572 Total Loans ($000)........................ $26,551 Total Deposits ($000).................... $25,812 Tier 1 Capital ($000)....................... $3,896 Risk Based Cap Ratio (%)...................18.85 ROAA (%)................................................ 1.49 ROAE (%).............................................. 11.15 Net Interest Margin (%)........................ 4.73 OFFICERS Chm Donald M. Kout Pres Donald M. Kout CEO Donald M. Kout CFO Donald M. Kout COO Lynn Linenberger FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$103,555 Total Securities ($000).................. $26,867 Total Loans ($000)........................ $55,482 Total Deposits ($000).................... $84,186 Tier 1 Capital ($000)..................... $14,010 Risk Based Cap Ratio (%)................... 23.47 ROAA (%)................................................ 0.51 ROAE (%)................................................ 3.86 Net Interest Margin (%)........................ 2.68 OFFICERS Chm Kent K. Stout Pres Kent K. Stout CEO Kent K. Stout CFO Kent K. Stout COO Richard Crump FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $39,322 Total Securities ($000).................. $19,653 Total Loans ($000).......................... $7,467 Total Deposits ($000).................... $32,268 Tier 1 Capital ($000)........................$5,514 Risk Based Cap Ratio (%)....................17.31 ROAA (%)................................................ 0.61 ROAE (%)................................................ 3.62 Net Interest Margin (%)........................ 2.80 OFFICERS Chm Robert A. Schultz Pres David L. Schultz CEO David L. Schultz CFO Collin Cook COO David L. Schultz FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $674,551 Total Securities ($000)................ $112,073 Total Loans ($000)...................... $534,100 Total Deposits ($000)..................$546,180 Tier 1 Capital ($000)..................... $57,627 Risk Based Cap Ratio (%)................... 11.19 ROAA (%)................................................ 2.18 ROAE (%)..............................................23.57 Net Interest Margin (%)........................ 3.40 James F. Schwertley Timothy J. Lapke LONE TREE Farmers & Merchants Savings Bank 200 North Devoe St • Lone Tree, IA 52755 Phone: (319) 629-4222 • Fax: (319) 629-4944 www.fmbankonline.com FDIC Cert #10492 • Transit #073907541 Established: 1901 H/C: Lone Tree Service Company, Lone Tree, IA Number of Branches: 3 DIRECTORS Donald M. Kout Elaine R. Kout Gayle F. Kaalberg Jeffery W. Jarrett Keith E. Barnhart LOWDEN American Trust and Savings Bank 309 McKinley Ave, P.O. Box 129 • Lowden, IA 52255 Phone: (563) 941-5391 • Fax: (563) 941-7685 FDIC Cert #10120 • Transit #073917748 Established: 1913 H/C: Lowden Bancshares, Inc., Lowden, IA DIRECTORS Dick Mensing Karen K. Baldwin Kent K. Stout Richard Crump Richard R. Schluter Steven Landauer LUANA Luana Savings Bank 100 Harvest Dr • Luana, IA 52156 Phone: (563) 539-2166 • Fax: (563) 539-2100 www.luanasavingsbank.com FDIC Cert #253 • Transit #073914356 Established: 1908 H/C: Luana Bancorporation, Luana, IA Number of Branches: 5 DIRECTORS David L. Schultz Gary Burrack Larry A. Moore Larry R. Fritz Neil Meyer Robert A. Schultz Page 48 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] LYNNVILLE First State Bank 413 East St • Lynnville, IA 50153 Phone: (641) 527-2535 • Fax: (641) 527-2534 www.fsbankia.com FDIC Cert #5821 • Transit #073914411 Established: 1912 H/C: First State Bank Holding Company, Lynnville, IA Number of Branches: 5 DIRECTORS Bryce W. Gause Dennis Vander Weerdt Jerald Fleagle Larry Melsa OFFICERS Chm Jerald Fleagle Pres Steven L. Russell CEO Steven L. Russell CFO Steven L. Russell COO Kyle R. Terpstra FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $158,816 Total Securities ($000).................. $38,800 Total Loans ($000)...................... $107,671 Total Deposits ($000).................. $131,956 Tier 1 Capital ($000)..................... $15,549 Risk Based Cap Ratio (%)...................14.38 ROAA (%)................................................ 1.39 ROAE (%).............................................. 13.97 Net Interest Margin (%)........................ 3.88 OFFICERS Chm Jay P. Burdic Pres Jay P. Burdic CEO Jay P. Burdic CFO Chris Gilbert COO Jay P. Burdic FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $82,178 Total Securities ($000).....................$2,135 Total Loans ($000)........................ $70,496 Total Deposits ($000).....................$71,507 Tier 1 Capital ($000)........................$6,140 Risk Based Cap Ratio (%)................... 10.57 ROAA (%)................................................ 0.99 ROAE (%).............................................. 13.11 Net Interest Margin (%)........................ 3.83 OFFICERS Chm Scott Albert Dunn Pres Michael W. Dunn CEO Michael W. Dunn CFO Diane C. Hammell COO Diane C. Hammell FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$389,726 Total Securities ($000).................. $21,858 Total Loans ($000)......................$349,580 Total Deposits ($000)..................$327,392 Tier 1 Capital ($000)..................... $35,758 Risk Based Cap Ratio (%)...................10.43 ROAA (%)................................................ 1.71 ROAE (%)..............................................18.05 Net Interest Margin (%)........................ 4.08 OFFICERS Chm Gaylin R. Ranniger Pres Gaylin R. Ranniger CEO Gaylin R. Ranniger CFO Gaylin R. Ranniger COO Aaron Stangl FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $77,016 Total Securities ($000).................. $21,558 Total Loans ($000)........................ $38,944 Total Deposits ($000).................... $65,106 Tier 1 Capital ($000)..................... $11,224 Risk Based Cap Ratio (%)...................26.73 ROAA (%)................................................ 0.67 ROAE (%)................................................ 4.78 Net Interest Margin (%)........................ 2.78 Lester H. Gause Stacey Alberts Steven L. Russell MALVERN Malvern Trust & Savings Bank 404 Main St • Malvern, IA 51551 Phone: (712) 624-8686 • Fax: (712) 624-8060 www.malvernbank.com FDIC Cert #14230 • Transit #104905807 Established: 1892 H/C: Malvern Bancshares, Inc., Malvern, IA DIRECTORS Jay P. Burdic John C. Phelps Marilyn Jessica Burdic Marion Bakehouse Roger Allen Johnson MANCHESTER Farmers & Merchants Savings Bank 101 East Main St • Manchester, IA 52057 Phone: (563) 927-4475 • Fax: (563) 927-2979 www.fmbankia.com FDIC Cert #9298 • Transit #073903244 Established: 1925 H/C: Dunn Investment Co., Manchester, IA Number of Branches: 6 DIRECTORS Daniel M. Lynch Gordon F. Goettsch Mark H. Guetzko Martin L. Dunn Michael W. Dunn Scott Albert Dunn Tirzah N. Wedewer MANNING First National Bank of Manning 401 Main St • Manning, IA 51455 Phone: (712) 655-3557 • Fax: (712) 655-2505 www.fnbmanning.com FDIC Cert #4477 • Transit #073904890 Established: 1886 H/C: Manning Financial Services, Inc., Manning, IA DIRECTORS Abbey Stangl Gaylin R. Ranniger Janet L. Ranniger Lyle J. Schrum Nancy Schrum Susan Davis CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 49 MANSON Manson State Bank 1001 Main St • Manson, IA 50563 Phone: (712) 469-3355 • Fax: (712) 469-2042 www.mansonbank.com FDIC Cert #223 • Transit #073921556 Established: 1933 H/C: Rog-Lee, Incorporated, Manson, IA DIRECTORS Deborah A. Loerch Dennis J. Besch Lori Loerch OFFICERS Chm Roger L. Loerch Pres Deborah A. Loerch CEO Roger L. Loerch CFO Deborah A. Loerch COO Lynn S. Johnson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $38,533 Total Securities ($000)...................$21,178 Total Loans ($000)........................ $12,409 Total Deposits ($000).................... $32,025 Tier 1 Capital ($000)........................$3,763 Risk Based Cap Ratio (%)...................19.69 ROAA (%)................................................ 0.92 ROAE (%)................................................ 8.47 Net Interest Margin (%)........................ 2.65 OFFICERS Chm James R. Westergaard Pres Todd P. Sadler CEO Todd P. Sadler CFO Todd P. Sadler COO Todd P. Sadler FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $75,821 Total Securities ($000).................... $9,400 Total Loans ($000)........................ $38,886 Total Deposits ($000).....................$55,476 Tier 1 Capital ($000)....................... $9,225 Risk Based Cap Ratio (%)...................20.43 ROAA (%)................................................ 1.58 ROAE (%)................................................ 8.73 Net Interest Margin (%)........................ 3.67 OFFICERS Chm Kendra L. Beck Pres Kevin Burns CEO Alan Roy Tubbs CFO Wendy Zaruba COO Wendy Zaruba FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $312,918 Total Securities ($000)................$112,396 Total Loans ($000)...................... $173,786 Total Deposits ($000)..................$228,340 Tier 1 Capital ($000)..................... $45,412 Risk Based Cap Ratio (%)...................22.59 ROAA (%)................................................ 1.08 ROAE (%).................................................7.22 Net Interest Margin (%)........................ 3.06 OFFICERS Chm Steven P. Kunzweiler Pres Steven P. Kunzweiler CEO Steven P. Kunzweiler CFO Steven P. Kunzweiler COO Steven P. Kunzweiler FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $65,362 Total Securities ($000).................. $24,278 Total Loans ($000)........................ $33,800 Total Deposits ($000).................... $55,226 Tier 1 Capital ($000)........................ $8,574 Risk Based Cap Ratio (%)................... 22.74 ROAA (%)................................................ 1.38 ROAE (%)..............................................10.68 Net Interest Margin (%)........................ 2.96 Marlyn E. Johnson Roger L. Loerch MAPLETON Valley Bank & Trust 401 Main St • Mapleton, IA 51034 Phone: (712) 881-1131 • Fax: (712) 881-1133 www.valleybankmapleton.com FDIC Cert #251 • Transit #073906034 Established: 1878 H/C: Beulah Bancorporation, Inc., Sioux Falls, SD Number of Branches: 2 DIRECTORS Blair Folkens James R. Westergaard Mark Kettelkamp Russell C. Wray Todd P. Sadler MAQUOKETA Maquoketa State Bank 203 North Main St • Maquoketa, IA 52060 Phone: (563) 652-2491 • Fax: (563) 652-2495 www.maquoketasb.com FDIC Cert #17903 • Transit #073922351 Established: 1958 H/C: Ohnward Bancshares, Inc., Maquoketa, IA Number of Branches: 4 DIRECTORS Alan Roy Tubbs Duane L. Stickley Glenn A. Bartelt Kendra L. Beck Matthew Charles Osterhaus Mona K. Reichling Roger T. Stewart Scott A. Wirth Steven C. Flynn Wanda L. Cornelius MARCUS Farmers State Bank 106 East Cedar St • Marcus, IA 51035 Phone: (712) 376-4154 • Fax: (712) 376-2759 www.fsbmarcus.com FDIC Cert #8503 • Transit #073921006 Established: 1928 H/C: West Iowa Banc Corp., Marcus, IA DIRECTORS Bruce L. Schmadeke Eric Wester Ray Drefke Robert Leavitt Rodney Klingenberg Ronald Erickson Steven P. Kunzweiler Page 50 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] MARCUS First Trust & Savings Bank 100 West Pine St • Marcus, IA 51035 Phone: (712) 376-5511 • Fax: (712) 376-5520 www.1sttrust.com FDIC Cert #15431 • Transit #073908728 Established: 1881 H/C: FT Bancshares, Inc., Aurelia, IA Number of Branches: 3 DIRECTORS Cheryl Pingrey Dorsey Douglas A. Radke Kent N. Ahnemann Kyle H. Pingrey OFFICERS Chm Mark D. Pingrey Pres Mark D. Pingrey CEO Mark D. Pingrey CFO Mark D. Pingrey COO Kent N. Ahnemann FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $42,082 Total Securities ($000).................. $20,688 Total Loans ($000)........................ $16,842 Total Deposits ($000).................... $36,847 Tier 1 Capital ($000)....................... $4,258 Risk Based Cap Ratio (%)................... 18.76 ROAA (%)................................................ 0.41 ROAE (%)................................................ 3.98 Net Interest Margin (%)........................ 2.81 OFFICERS Chm Kent M. Neighbor Pres Douglas N. Neighbor CEO Douglas N. Neighbor CFO Lorna M. Barnes COO Kimberly S. Rose FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $647,813 Total Securities ($000)................$130,940 Total Loans ($000)......................$464,840 Total Deposits ($000).................. $535,415 Tier 1 Capital ($000)..................... $85,522 Risk Based Cap Ratio (%)................... 17.79 ROAA (%)................................................ 1.64 ROAE (%).............................................. 12.19 Net Interest Margin (%)........................ 3.60 OFFICERS Chm Bernard D. Cooper Pres Tamara L. Danover CEO Tamara L. Danover CFO Tamara L. Danover COO Tamara L. Danover FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $37,136 Total Securities ($000).................. $18,061 Total Loans ($000)........................ $15,694 Total Deposits ($000).................... $33,270 Tier 1 Capital ($000)....................... $3,626 Risk Based Cap Ratio (%)...................20.09 ROAA (%)................................................ 0.12 ROAE (%)................................................ 1.32 Net Interest Margin (%)........................ 3.46 OFFICERS Chm Donald D. Arendt Pres Kim V. Hulin CEO Kim V. Hulin CFO Kim V. Hulin COO Angela M. Parks FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $57,865 Total Securities ($000)........................$481 Total Loans ($000)........................ $41,426 Total Deposits ($000).................... $53,102 Tier 1 Capital ($000)........................$4,607 Risk Based Cap Ratio (%)...................12.09 ROAA (%)................................................ 1.19 ROAE (%).............................................. 15.27 Net Interest Margin (%)........................ 3.38 Mark D. Pingrey Ronald A. Galles Steven M. Thomas MARION Farmers State Bank 1240 Eighth Ave • Marion, IA 52302 Phone: (319) 377-4891 • Fax: (319) 377-1230 www.myfsbonline.com FDIC Cert #14209 • Transit #073911676 Established: 1927 H/C: Neighbor Insurance Agency, Inc., Marion, IA Number of Branches: 8 DIRECTORS Douglas N. Neighbor Gene R. Neighbor James A. Mollenhauer Kent M. Neighbor Kim C. Brokaw Kim R. Colberg Morris F. Neighbor Robert H. Sippel Steven K. Neighbor Heritage Bank 695 Marion Blvd • Marion, IA 52302 Phone: (319) 373-5400 • Fax: (319) 373-8616 www.heritagebank.net FDIC Cert #18463 • Transit #073912808 Established: 1899 H/C: Delhi Bancshares, Inc., Marion, IA Number of Branches: 3 DIRECTORS Bernard D. Cooper Donald Guetzko John Hubler Paul Draper Tamara L. Danover Victor Klopfenstein William Jacobson MARSHALLTOWN Citizens Savings Bank 110 West Southridge Rd • Marshalltown, IA 50158 Phone: (641) 844-1441 • Fax: (641) 844-0112 www.citizenssavingsbank.com FDIC Cert #14785 • Transit #073910266 Established: 1907 H/C: Gilman Investment Co., Oskaloosa, IA Number of Branches: 3 DIRECTORS Angela M. Parks Donald D. Arendt Donna M. Arendt Heather Duncan Kim V. Hulin CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 51 MARSHALLTOWN Farmers Savings Bank 205 West Main St • Marshalltown, IA 50158 Phone: (641) 752-2525 • Fax: (641) 752-0853 www.fsb-iowa.com FDIC Cert #18394 • Transit #073911951 Established: 1894 H/C: Beaman Bancshares, Inc., Marshalltown, IA Number of Branches: 3 DIRECTORS Barbara L. Anderson Bradley E. Stevens Jerry L. Johnston 2206 South Center St • Marshalltown, IA 50158 Phone: (641) 752-2393 • Fax: (641) 752-2737 www.bankpinnacle.us FDIC Cert #252 • Transit #073920777 Established: 1927 H/C: Iowa River Bancorp, Inc., Marshalltown, IA Number of Branches: 2 OFFICERS Chm David S. Burrell Pres David S. Burrell CEO David S. Burrell CFO Jerry A. Young COO Jane Heatwole FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$184,625 Total Securities ($000).................. $98,575 Total Loans ($000).........................$51,135 Total Deposits ($000)..................$154,362 Tier 1 Capital ($000)..................... $13,537 Risk Based Cap Ratio (%)...................16.63 ROAA (%)................................................ 0.78 ROAE (%)................................................ 8.39 Net Interest Margin (%)........................ 2.81 OFFICERS Chm Thomas H. Pohlman Pres Curtis A. Hoff CEO Curtis A. Hoff CFO Daniel Mathews COO Daniel Mathews FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $108,315 Total Securities ($000).................. $42,389 Total Loans ($000)........................ $55,409 Total Deposits ($000).................... $91,002 Tier 1 Capital ($000)..................... $13,316 Risk Based Cap Ratio (%)................... 20.76 ROAA (%)................................................ 1.15 ROAE (%)................................................ 9.06 Net Interest Margin (%)........................ 3.15 OFFICERS Chm Richard A. Halverson Pres Randall D. Hanna CEO Randall D. Hanna CFO Randall D. Hanna COO Randall D. Hanna FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $172,636 Total Securities ($000).................. $75,016 Total Loans ($000)........................ $85,939 Total Deposits ($000)..................$145,984 Tier 1 Capital ($000)..................... $17,012 Risk Based Cap Ratio (%)...................18.86 ROAA (%)................................................ 1.00 ROAE (%)................................................ 9.53 Net Interest Margin (%)........................ 3.59 Loras Neuroth Nick Loney Susan Thomas United Bank & Trust National Association 2101 South Center St • Marshalltown, IA 50158 Phone: (641) 753-5900 • Fax: (641) 753-0800 www.ubtna.com FDIC Cert #57391 • Transit #073922843 Established: 2002 H/C: Ames National Corporation, Ames, IA Number of Branches: 2 DIRECTORS Curtis A. Hoff John S. Wise Kathy L. Baker Keith R. Brown FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $99,102 Total Securities ($000).................. $33,265 Total Loans ($000).........................$57,124 Total Deposits ($000).................... $84,389 Tier 1 Capital ($000)..................... $12,963 Risk Based Cap Ratio (%)...................21.64 ROAA (%)................................................ 0.71 ROAE (%)................................................ 5.42 Net Interest Margin (%)........................ 3.50 Larry E. McKibben Thomas W. Campbell Pinnacle Bank DIRECTORS David S. Burrell Jerry A. Young Larry Lasley Lewis A. Anderson OFFICERS Chm Barbara L. Anderson Pres Thomas W. Campbell CEO Thomas W. Campbell CFO Suzanne M. Mead COO Thomas W. Campbell Kevin L. Swartz Larry A. Raymon Michael W. Bloom Thomas H. Pohlman MASON CITY Farmers State Bank 2501 Fourth St, SW • Mason City, IA 50401 Phone: (641) 424-3053 • Fax: (641) 424-3252 www.fsbbanks.com FDIC Cert #5797 • Transit #073918569 Established: 1921 H/C: Farmers State Bancshares, Inc., Mason City, IA Number of Branches: 9 DIRECTORS Chad Nelson Jerry Buechele Nathan R. Halverson Randall D. Hanna Richard A. Halverson Page 52 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] MASON CITY First Citizens National Bank 2601 Fourth St, SW • Mason City, IA 50401 Phone: (641) 423-1600 • Fax: (641) 423-4600 www.firstcitizensnb.com FDIC Cert #4433 • Transit #073901602 Established: 1892 H/C: First Citizens Financial Corp., Mason City, IA Number of Branches: 9 DIRECTORS Bruce D. Hertzke Charles E. Sukup Dan Varnum George F. Jessen Marti Rodamaker OFFICERS Chm Marti Rodamaker Pres Marti Rodamaker CEO Marti Rodamaker CFO Jeffrey P. Gribben COO Gregg A. Maakestad FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................$1,178,600 Total Securities ($000)................ $477,244 Total Loans ($000)......................$632,467 Total Deposits ($000).................. $924,957 Tier 1 Capital ($000)................... $127,473 Risk Based Cap Ratio (%)................... 18.18 ROAA (%)................................................ 1.42 ROAE (%)..............................................13.28 Net Interest Margin (%)........................ 3.44 OFFICERS Chm Kary S. Paulson Pres Kirk S. Paulson CEO Kirk S. Paulson CFO Kirk S. Paulson COO Kirk S. Paulson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $182,163 Total Securities ($000).................. $42,352 Total Loans ($000)......................$126,399 Total Deposits ($000)..................$162,902 Tier 1 Capital ($000)......................$15,715 Risk Based Cap Ratio (%)...................12.22 ROAA (%)................................................ 1.91 ROAE (%)..............................................21.53 Net Interest Margin (%)........................ 3.45 OFFICERS Chm Robert V. Dentel Pres Mary P. Howell CEO Mary P. Howell CFO Mary P. Howell COO Mary P. Howell FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $28,364 Total Securities ($000).................. $18,002 Total Loans ($000)...........................$8,517 Total Deposits ($000).................... $22,441 Tier 1 Capital ($000)........................$3,770 Risk Based Cap Ratio (%)................... 27.82 ROAA (%)................................................ 1.56 ROAE (%)..............................................10.69 Net Interest Margin (%)........................ 2.89 OFFICERS Chm Clair J. Lensing Sr. Pres Clair J. Lensing Sr. CEO Clair J. Lensing Sr. CFO Clair J. Lensing Sr. COO Clair J. Lensing Jr. FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $58,945 Total Securities ($000).................. $13,030 Total Loans ($000)........................ $42,745 Total Deposits ($000).................... $42,216 Tier 1 Capital ($000)....................... $7,562 Risk Based Cap Ratio (%)................... 18.31 ROAA (%)................................................ 2.23 ROAE (%).............................................. 16.24 Net Interest Margin (%)........................ 4.20 Michael R. Molstead Jay Tomson Richard E. Bordwell Thomas R. Schaefer NSB Bank 2650 Fourth St, SW • Mason City, IA 50401 Phone: (641) 423-7638 • Fax: (641) 423-7630 www.nsbbank.com FDIC Cert #8094 • Transit #073921530 Established: 1933 H/C: Northwood Financial Services Corp., Northwood, IA Number of Branches: 3 DIRECTORS Daniel Hendrikson Dean Moretz Donald D. Sapp Kary S. Paulson Kirk S. Paulson Mark Davidson Roger Bang Thomas W. Quinlan MAXWELL Maxwell State Bank 122 Main St • Maxwell, IA 50161 Phone: (515) 387-1175 • Fax: (515) 387-1176 www.maxwellstatebank.com FDIC Cert #15930 • Transit #073921938 Established: 1943 H/C: Dentel Bancorporation, Victor, IA DIRECTORS James A. Novinger Kenneth E. Sandquist Mary P. Howell Robert V. Dentel Verlyn E. Dentel MAYNARD Maynard Savings Bank 310 West Main St • Maynard, IA 50655 Phone: (563) 637-2289 • Fax: (563) 637-2280 www.maynardsavingsbank.com FDIC Cert #13736 • Transit #073914550 Established: 1895 H/C: Fayette Bancorporation, Marion, IA Number of Branches: 2 DIRECTORS Clair J. Lensing Jr. Clair J. Lensing Sr. Dean Knapp John W. D. Hofmeyer Mary E. Lensing CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 53 MCGREGOR Interstate Federal Savings and Loan Association of McGregor 154 Main St • McGregor, IA 52157 Phone: (563) 873-3467 • Fax: (563) 873-3468 FDIC Cert #29501 • Transit #273970527 Established: 1935 DIRECTORS Cathy J. Denning James Teaser Joseph Breckler OFFICERS Chm Cathy J. Denning Pres Cathy J. Denning CEO Cathy J. Denning CFO Cathy J. Denning COO Cathy J. Denning Linda Witter Robert Eggen FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...........................$8,591 Total Securities ($000)............................ $4 Total Loans ($000).......................... $6,759 Total Deposits ($000)...................... $6,583 Tier 1 Capital ($000)........................$1,647 Risk Based Cap Ratio (%)...................46.33 ROAA (%)................................................ 0.05 ROAE (%)................................................ 0.24 Net Interest Margin (%)........................ 3.34 MEDIAPOLIS Mediapolis Savings Bank 605 Main St • Mediapolis, IA 52637 Phone: (319) 394-3191 • Fax: (319) 394-3981 www.mediapolissavingsbank.net FDIC Cert #15772 • Transit #073921873 Established: 1940 H/C: Mediapolis Bancorporation, Mediapolis, IA Number of Branches: 3 DIRECTORS Aaron D. Schmidgall Daniel S. Schulte Donald H. Schmidgall Jeffrey L. Burgus OFFICERS Chm Robert E. Breuer Pres Jeffrey L. Burgus CEO Jeffrey L. Burgus CFO Kenneth R. Friedel COO Kenneth R. Friedel FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$125,595 Total Securities ($000).................. $34,129 Total Loans ($000)........................ $80,752 Total Deposits ($000).................... $94,196 Tier 1 Capital ($000)..................... $14,905 Risk Based Cap Ratio (%)...................16.48 ROAA (%)................................................ 1.30 ROAE (%).............................................. 11.15 Net Interest Margin (%)........................ 3.30 OFFICERS Chm John E. Benz Pres John E. Benz CEO John E. Benz CFO John E. Benz COO Gary T. Benz FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $64,853 Total Securities ($000).................. $29,507 Total Loans ($000)........................ $25,059 Total Deposits ($000).................... $53,732 Tier 1 Capital ($000)..................... $10,826 Risk Based Cap Ratio (%)...................21.83 ROAA (%).................................................1.17 ROAE (%).................................................7.11 Net Interest Margin (%)........................ 2.90 OFFICERS Chm James W. Cravens Pres Mark C. Fisher CEO Mark C. Fisher CFO Todd N. Johnson COO Lisa E. Nelson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$193,858 Total Securities ($000).................... $8,402 Total Loans ($000)......................$169,086 Total Deposits ($000).................. $161,829 Tier 1 Capital ($000)......................$17,551 Risk Based Cap Ratio (%)................... 10.91 ROAA (%)................................................ 1.60 ROAE (%)..............................................15.03 Net Interest Margin (%)........................ 4.09 Kenneth E. Lanz Kenneth L. Sutton Kenneth R. Friedel Robert E. Breuer MELVIN Melvin Savings Bank 260 Main St • Melvin, IA 51350 Phone: (712) 736-2420 • Fax: (712) 736-2183 www.melvinsavingsbank.com FDIC Cert #256 • Transit #073917175 Established: 1912 H/C: Benz Holding Company, Melvin, IA Number of Branches: 2 DIRECTORS Gary T. Benz James L. Benz John E. Benz Marilyn M. Damman Philip R. Timmons MILFORD United Community Bank 1000 Okoboji Ave • Milford, IA 51351 Phone: (712) 338-2781 • Fax: (712) 338-4824 www.unitedcommunitybank.com FDIC Cert #13656 • Transit #073921323 Established: 1931 H/C: Milford Bancorporation, Milford, IA Number of Branches: 5 DIRECTORS James P. Cravens James W. Cravens Mark C. Fisher Rodney D. Simonson Thomas W. Clary Page 54 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] MONTEZUMA Montezuma State Bank OFFICERS Chm Oran E. Watson 101 South Fourth St • Montezuma, IA 50171 Pres Kyle C. Cook Phone: (641) 623-5766 • Fax: (641) 623-5798 CEO Kyle C. Cook www.montestbk.com CFO Kyle C. Cook FDIC Cert #1860 • Transit #073905653 COO Kyle C. Cook Established: 1892 H/C: Chief Iowa Investment Corporation, Montezuma, IA DIRECTORS Angela L. Watson Cook Kyle C. Cook Oran E. Watson Steve C. Harms Thomas R. Bernau Peoples Savings Bank 106 South Second St • Montezuma, IA 50171 Phone: (641) 623-5105 • Fax: (641) 623-5183 www.peoplesbankmonte.com FDIC Cert #16363 • Transit #073922063 Established: 1946 H/C: Arendt’s, Inc., Montezuma, IA DIRECTORS C. William Bolen Curtis Bolen David L. Arendt FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................... $37,474 Total Securities ($000)..................... $6,717 Total Loans ($000)........................ $15,946 Total Deposits ($000).................... $33,637 Tier 1 Capital ($000)........................$3,327 Risk Based Cap Ratio (%)...................18.65 ROAA (%)................................................ 0.40 ROAE (%)................................................ 3.80 Net Interest Margin (%)........................ 3.50 OFFICERS Chm Richard L. Arendt Pres David L. Arendt CEO C. William Bolen CFO David L. Arendt COO Curtis Bolen FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $34,465 Total Securities ($000).................. $19,758 Total Loans ($000)........................ $10,126 Total Deposits ($000).................... $30,667 Tier 1 Capital ($000)....................... $3,648 Risk Based Cap Ratio (%)...................22.30 ROAA (%)................................................ 0.24 ROAE (%)................................................ 2.37 Net Interest Margin (%)........................ 3.11 OFFICERS Chm Audrey G. Savage Pres Audrey G. Savage CEO Audrey G. Savage CFO Brent D. Boies COO Audrey G. Savage FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$367,615 Total Securities ($000)................$136,352 Total Loans ($000)......................$203,268 Total Deposits ($000)..................$308,368 Tier 1 Capital ($000)......................$33,976 Risk Based Cap Ratio (%)................... 14.07 ROAA (%)................................................ 1.77 ROAE (%).............................................. 14.77 Net Interest Margin (%)........................ 3.13 OFFICERS Chm James C. Widmer Pres Robert G. Meyer CEO Robert G. Meyer CFO Robert G. Meyer COO Robert G. Meyer FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $80,591 Total Securities ($000).................. $22,112 Total Loans ($000).........................$47,742 Total Deposits ($000).................... $64,164 Tier 1 Capital ($000)..................... $15,583 Risk Based Cap Ratio (%)................... 29.71 ROAA (%)................................................ 1.38 ROAE (%).................................................7.34 Net Interest Margin (%)........................ 3.67 Mark Bolen Michael L. Arendt Richard L. Arendt MONTICELLO Citizens State Bank 117 West First St • Monticello, IA 52310 Phone: (319) 465-5921 • Fax: (319) 465-5926 www.citizensstateonline.com FDIC Cert #9047 • Transit #073921190 Established: 1931 H/C: Herky Hawk Financial Corp., Monticello, IA Number of Branches: 7 DIRECTORS Audrey G. Savage Craig Thompson Daniel Ray Kumley John Lansing John Max Beitz John Slattery MOUNT PLEASANT Wayland State Bank 301 South Main St • Mount Pleasant, IA 52641 Phone: (319) 385-8189 • Fax: (319) 385-8234 www.waylandstbank.com FDIC Cert #1862 • Transit #073916422 Established: 1932 H/C: Heartway Bancorporation, Wayland, IA Number of Branches: 2 DIRECTORS James C. Widmer James E. Henss Mark E. Boshart Robert G. Meyer Stephen R. Gray Timothy A. Egli CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 55 MOUNT VERNON Bridge Community Bank 302 Hwy One, South • Mount Vernon, IA 52314 Phone: (319) 895-8200 • Fax: (319) 895-6979 www.bankatbridge.com FDIC Cert #12717 • Transit #073907334 Established: 1903 H/C: Mechanicsville Bancshares, Inc., Mechanicsville, IA Number of Branches: 3 DIRECTORS Brent R. Montz Cheryl A. Coppess Clifford C. Avon David L. Steen FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $80,179 Total Securities ($000)...................$16,748 Total Loans ($000)........................ $55,766 Total Deposits ($000).................... $69,056 Tier 1 Capital ($000)........................$8,148 Risk Based Cap Ratio (%)................... 15.11 ROAA (%)................................................ 1.30 ROAE (%)..............................................12.81 Net Interest Margin (%)........................ 3.67 OFFICERS Chm Edward J. Fordyce Pres David M. Ryan CEO David M. Ryan CFO Craig A. Smith COO Craig A. Smith FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$103,589 Total Securities ($000).................. $28,646 Total Loans ($000)........................ $68,583 Total Deposits ($000).................... $83,690 Tier 1 Capital ($000)..................... $14,387 Risk Based Cap Ratio (%)...................20.23 ROAA (%)................................................ 1.01 ROAE (%).................................................7.30 Net Interest Margin (%)........................ 3.31 John Kuehnle Kevin M. Driscoll Robert A. Steen Mount Vernon Bank and Trust Company 206 First St, SW • Mount Vernon, IA 52314 Phone: (319) 895-8835 • Fax: (319) 895-6268 www.mountvernonbank.com FDIC Cert #10494 • Transit #073904751 Established: 1884 H/C: Mount Vernon Bancorp., Mount Vernon, IA Number of Branches: 2 DIRECTORS Alan M. Shepley Craig A. Smith David M. Ryan Douglas D. Wolfe OFFICERS Chm Robert A. Steen Pres Kevin M. Driscoll CEO Robert A. Steen CFO Robert A. Steen COO Tina Hanks Edward J. Fordyce Michael R. Ryan Richard J. Skotowski MOVILLE First Trust & Savings Bank 245 Main St • Moville, IA 51039 Phone: (712) 873-3131 • Fax: (712) 873-5511 www.firsttrustsavingsbank.com FDIC Cert #8092 • Transit #073919911 Established: 1919 Number of Branches: 3 DIRECTORS Amy L. Webb Glenn A. Metcalf Howard M. Logan OFFICERS Chm Howard M. Logan Pres Amy L. Webb CEO Howard M. Logan CFO Amy L. Webb COO Howard M. Logan FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$120,864 Total Securities ($000).................. $63,322 Total Loans ($000)........................ $25,994 Total Deposits ($000).................... $95,233 Tier 1 Capital ($000)..................... $23,375 Risk Based Cap Ratio (%)................... 33.31 ROAA (%)................................................ 1.19 ROAE (%)................................................ 5.98 Net Interest Margin (%)........................ 2.85 OFFICERS Chm Gregory J. Kistler Pres Robert J. Howard CEO Robert J. Howard CFO Jeffrey C. Pattison FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $441,806 Total Securities ($000)................ $107,505 Total Loans ($000)......................$287,522 Total Deposits ($000)..................$388,661 Tier 1 Capital ($000)..................... $44,572 Risk Based Cap Ratio (%)...................15.54 ROAA (%)................................................ 1.12 ROAE (%)..............................................10.06 Net Interest Margin (%)........................ 3.48 Larry L. Etler Robin J. Beck MUSCATINE Central State Bank 301 Iowa Ave • Muscatine, IA 52761 Phone: (563) 263-3131 • Fax: (563) 262-3141 www.centralstate.com FDIC Cert #1552 • Transit #073900742 Established: 1933 H/C: Central Bancshares, Inc., Muscatine, IA Number of Branches: 8 DIRECTORS Brenda S. Herington C.E. Driscoll Carlin C. Lawhead Charles C. Swanson Gregory J. Kistler James J. Cuddeback James P. Stein Robert J. Howard William M. Parks Page 56 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] MUSCATINE Community Bank & Trust 615 Cedar St • Muscatine, IA 52761 Phone: (563) 263-1122 • Fax: (563) 263-3203 www.commbk.net FDIC Cert #23189 • Transit #073922458 Established: 1980 H/C: C-B-G, Inc., West Liberty, IA Number of Branches: 6 DIRECTORS David E. Carpenter David R. Hook Diana M. Gradert Franklin N. Townsend FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $253,551 Total Securities ($000).................. $63,287 Total Loans ($000)......................$150,604 Total Deposits ($000).................. $223,971 Tier 1 Capital ($000)......................$22,151 Risk Based Cap Ratio (%)................... 14.77 ROAA (%)................................................ 0.95 ROAE (%)................................................ 8.95 Net Interest Margin (%)........................ 3.44 OFFICERS Chm D. Scott Ingstad Pres D. Scott Ingstad CEO D. Scott Ingstad CFO Kim K. Bartling COO D. Scott Ingstad FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$294,352 Total Securities ($000).................. $17,393 Total Loans ($000)......................$235,696 Total Deposits ($000)..................$249,054 Tier 1 Capital ($000)..................... $32,856 Risk Based Cap Ratio (%)................... 16.11 ROAA (%)................................................ 1.13 ROAE (%)..............................................10.45 Net Interest Margin (%)........................ 3.24 OFFICERS Pres Glenn A. McMichael CEO Glenn A. McMichael CFO Glenn A. McMichael COO Glenn A. McMichael FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $46,385 Total Securities ($000).................... $5,848 Total Loans ($000)........................ $33,354 Total Deposits ($000).................... $39,083 Tier 1 Capital ($000)........................$5,161 Risk Based Cap Ratio (%)...................15.03 ROAA (%)................................................ 1.33 ROAE (%).............................................. 12.19 Net Interest Margin (%)........................ 3.53 OFFICERS Chm Roger A. Hall Pres Roger A. Hall CEO Roger A. Hall CFO Roger A. Hall COO Roger A. Hall FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $63,220 Total Securities ($000).................. $18,953 Total Loans ($000)........................ $22,806 Total Deposits ($000).................... $57,481 Tier 1 Capital ($000)........................ $5,741 Risk Based Cap Ratio (%)...................21.08 ROAA (%)................................................ 0.33 ROAE (%)................................................ 3.77 Net Interest Margin (%)........................ 2.23 Gary D. Slight Jeffrey P. Triplett Ronald D. Sturms Tom R. Spread First National Bank of Muscatine 300 East Second St • Muscatine, IA 52761 Phone: (563) 263-4221 • Fax: (563) 262-4213 www.fnbmusc.com FDIC Cert #961 • Transit #073900755 Established: 1933 H/C: Iowa First Bancshares Corp., Muscatine, IA Number of Branches: 4 DIRECTORS D. Scott Ingstad David R. Housley James C. Wester John S. McKee OFFICERS Chm David E. Carpenter Pres Gary D. Slight CEO Gary D. Slight CFO Jeffrey P. Triplett COO Jeffrey P. Triplett Katherine K. Vandygriff Kim K. Bartling Richard L. Shepley Victor G. McAvoy NASHUA First State Bank 401 Main St • Nashua, IA 50658 Phone: (641) 435-4943 • Fax: (641) 435-4959 www.fsb-nashua.com FDIC Cert #57910 • Transit #073922885 Established: 2005 H/C: FNSB Bancorporation Corp., Nashua, IA DIRECTORS Anita M. Sullivan Brian R. Bierschenk Charles O. Edson Glenn A. McMichael Mark J. Sexton Thomas J. Sexton NEOLA Farmers & Merchants State Bank of Neola 300 Front St • Neola, IA 51559 Phone: (712) 485-2245 • Fax: (712) 485-2351 www.fmsb-iowa.com FDIC Cert #8756 • Transit #073906720 Established: 1886 H/C: FMSB Bancorp, Neola, IA Number of Branches: 2 DIRECTORS Joseph D. Lehan Mary A. Jenkins Mike Eikenberry Roger A. Hall Steven J. Welbourne CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 57 NEVADA Community Bank 1121 South G Ave • Nevada, IA 50201 Phone: (515) 382-3050 • Fax: (515) 382-6872 www.nevadacb.com FDIC Cert #34249 • Transit #073922539 Established: 1996 H/C: Carroll County Bancshares, Inc., Carroll, IA Number of Branches: 2 DIRECTORS Daniel B. Engler David F. Anderson Dean N. Dueland F. Jeffrey Hauenstein FINANCIAL STATEMENT - 11/2014 Total Assets ($000).......................$171,919 Total Securities ($000).....................$3,212 Total Loans ($000)......................$160,400 Total Deposits ($000)..................$142,059 Tier 1 Capital ($000)......................$18,417 Risk Based Cap Ratio (%)................... 13.27 ROAA (%)................................................ 1.51 ROAE (%)..............................................13.99 Net Interest Margin (%).........................3.74 OFFICERS Chm Thomas H. Pohlman Pres Stephen C. McGill CEO Stephen C. McGill CFO Adam Riedell COO Adam Riedell FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $157,363 Total Securities ($000).................. $55,294 Total Loans ($000)........................ $89,019 Total Deposits ($000)..................$127,890 Tier 1 Capital ($000)..................... $17,005 Risk Based Cap Ratio (%)...................16.00 ROAA (%)................................................ 1.46 ROAE (%)..............................................13.03 Net Interest Margin (%)........................ 3.31 OFFICERS Chm Robert Bulman Pres Barry K. Fruechte CEO Barry K. Fruechte CFO Barry K. Fruechte COO Gerald Imhoff FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $207,907 Total Securities ($000)................$143,038 Total Loans ($000)........................ $61,730 Total Deposits ($000).................. $161,602 Tier 1 Capital ($000)..................... $33,077 Risk Based Cap Ratio (%)...................49.53 ROAA (%)................................................ 1.62 ROAE (%)................................................ 9.31 Net Interest Margin (%)........................ 2.60 OFFICERS Chm John P. Rigler II Pres John P. Rigler II CEO John P. Rigler II CFO Donald C. Schroeder COO Donald C. Schroeder FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$363,525 Total Securities ($000)................ $163,616 Total Loans ($000)...................... $163,381 Total Deposits ($000)..................$306,490 Tier 1 Capital ($000)..................... $30,505 Risk Based Cap Ratio (%)................... 13.14 ROAA (%)................................................ 1.23 ROAE (%)..............................................10.83 Net Interest Margin (%)........................ 3.14 Harold D. Brinkman Robert L. Butcher Thomas Brent Gronstal Thomas J. Cahill State Bank & Trust Company 1025 Sixth St • Nevada, IA 50201 Phone: (515) 382-2191 • Fax: (515) 382-3826 www.banksbt.com FDIC Cert #15651 • Transit #073921831 Established: 1939 H/C: Ames National Corporation, Ames, IA Number of Branches: 2 DIRECTORS Dan E. Johnson James Kurtenbach Laurie L. Henry Michelle R. Cassabaum OFFICERS Chm Thomas Brent Gronstal Pres Daniel B. Engler CEO Daniel B. Engler CFO Daniel B. Engler COO Daniel B. Engler Richard O. Parker Stephen C. McGill Thomas H. Pohlman NEW ALBIN New Albin Savings Bank 118 Main St, NE • New Albin, IA 52160 Phone: (563) 544-4214 • Fax: (563) 544-4215 www.newalbinsavingsbank.com FDIC Cert #8506 • Transit #073909015 Established: 1898 DIRECTORS Allen Meiners Barry K. Fruechte Gerald Imhoff James Hosch Raymond J. Whalen Robert Bulman Steven Fruechte NEW HAMPTON State Bank 25 North Chestnut Ave • New Hampton, IA 50659 Phone: (641) 394-3021 • Fax: (641) 394-4969 www.statebankia.com FDIC Cert #15503 • Transit #073921792 Established: 1937 H/C: Rigler Investment Company, New Hampton, IA Number of Branches: 8 DIRECTORS Cheryl L. Rigler Grant L. Anderson John Heying John P. Rigler II Mark Phillips Patrick J. Gebel Page 58 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] NEWELL First Community Bank 119 South Fulton St • Newell, IA 50568 Phone: (712) 272-3321 • Fax: (712) 272-3323 www.fcb4u.com FDIC Cert #14904 • Transit #073907897 Established: 1912 H/C: Newell Bancshares, Inc., Newell, IA Number of Branches: 4 DIRECTORS Kenneth Mohr Lucinda Alden Rachel Nesheim OFFICERS Chm Lucinda Alden Pres Rachel Nesheim CEO Rachel Nesheim CFO Rachel Nesheim COO Catherine Lange FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $95,093 Total Securities ($000).................. $19,984 Total Loans ($000)........................ $55,064 Total Deposits ($000).................... $75,591 Tier 1 Capital ($000)........................$8,397 Risk Based Cap Ratio (%)...................13.40 ROAA (%)................................................ 1.28 ROAE (%)..............................................10.86 Net Interest Margin (%)........................ 3.54 OFFICERS Chm Gary S. Kahn Pres Gary S. Kahn CEO Gary S. Kahn CFO Susan Maasdam COO Susan Maasdam FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $78,001 Total Securities ($000)...................$21,774 Total Loans ($000)........................ $46,182 Total Deposits ($000).................... $70,961 Tier 1 Capital ($000)........................$6,991 Risk Based Cap Ratio (%)................... 15.18 ROAA (%)................................................ 0.56 ROAE (%)................................................ 6.42 Net Interest Margin (%)........................ 3.57 OFFICERS Chm Steven D. Albrecht Pres Steven D. Albrecht CEO Steven D. Albrecht CFO David Albrecht COO David Lester FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $286,718 Total Securities ($000).................. $63,768 Total Loans ($000)......................$199,235 Total Deposits ($000)..................$236,693 Tier 1 Capital ($000)..................... $25,119 Risk Based Cap Ratio (%)................... 13.18 ROAA (%)................................................ 1.19 ROAE (%)..............................................12.52 Net Interest Margin (%)........................ 3.30 OFFICERS Chm Paul D. Gray Pres Paul D. Gray CEO Paul D. Gray CFO Paul D. Gray COO Paul D. Gray FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $100,621 Total Securities ($000).................. $61,468 Total Loans ($000)........................ $29,460 Total Deposits ($000).................... $88,023 Tier 1 Capital ($000)........................$9,272 Risk Based Cap Ratio (%)...................22.83 ROAA (%)................................................ 1.15 ROAE (%)..............................................12.33 Net Interest Margin (%)........................ 2.20 Steve Kier Walter Nesheim NEWTON First Newton National Bank 100 North Second Ave West • Newton, IA 50208 Phone: (641) 792-3010 • Fax: (641) 792-6672 www.firstnnb.com FDIC Cert #4482 • Transit #073902096 Established: 1932 H/C: United Iowa Bancshares, Inc., Newton, IA Number of Branches: 2 DIRECTORS Chad Klein Chris Herbold Gary S. Kahn James E. Willemsen Jane B. Kahn Robert M. Kahn NORWALK City State Bank 801 Main St • Norwalk, IA 50211 Phone: (515) 981-4234 • Fax: (515) 981-0805 www.citystatebank.com FDIC Cert #14410 • Transit #073911061 Established: 1895 H/C: Albrecht Financial Services, Inc., Norwalk, IA Number of Branches: 9 DIRECTORS David Albrecht Dean L. Albrecht Don Desenberg George Meinecke III John H. Ghrist II Kenneth L. Petersen Phillip Kennedy Richard E. Albrecht Ronald J. Sundberg Steven D. Albrecht OELWEIN Community Bank of Oelwein 150 First St, SE • Oelwein, IA 50662 Phone: (319) 283-4000 • Fax: (319) 283-9212 www.bankoelwein.com FDIC Cert #34857 • Transit #073922678 Established: 1998 H/C: First Belmond Bancorporation, Belmond, IA DIRECTORS Bradley W. Robson Kevin Imoehl Lyle Miller Paul D. Gray Victor Miller CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 59 ONAWA Blencoe State Bank 21945 Hwy 175 • Onawa, IA 51040 Phone: (712) 423-2232 • Fax: (712) 423-9652 www.blencoestatebank.com FDIC Cert #13446 • Transit #073912073 Established: 1931 H/C: Monona Bancorporation, Onawa, IA DIRECTORS Charles E. Hitchman II G. John Streeter John Hubert OFFICERS Chm Charles E. Hitchman II Pres Charles E. Hitchman II CEO Charles E. Hitchman II CFO Charles E. Hitchman II COO Mary Davis FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $45,389 Total Securities ($000).................. $12,823 Total Loans ($000)........................ $21,029 Total Deposits ($000).....................$41,181 Tier 1 Capital ($000)....................... $3,980 Risk Based Cap Ratio (%)...................16.54 ROAA (%)................................................ 0.75 ROAE (%)................................................ 8.19 Net Interest Margin (%)........................ 3.41 OFFICERS Chm Richard Aaron Waller Pres John P. Heller CEO John P. Heller CFO John P. Heller COO Richard Aaron Waller FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$212,948 Total Securities ($000).................. $11,858 Total Loans ($000)...................... $170,497 Total Deposits ($000).................. $179,500 Tier 1 Capital ($000)..................... $21,395 Risk Based Cap Ratio (%)...................13.85 ROAA (%)................................................ 1.70 ROAE (%).............................................. 14.37 Net Interest Margin (%)........................ 3.88 OFFICERS Chm Jere Medlis Ahrens Pres Jean A. Brumm CEO Jean A. Brumm CFO Jean A. Brumm COO Geri Thompson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $217,662 Total Securities ($000)...................$87,714 Total Loans ($000)...................... $116,772 Total Deposits ($000).................. $188,447 Tier 1 Capital ($000)..................... $19,855 Risk Based Cap Ratio (%)................... 17.00 ROAA (%)................................................ 1.46 ROAE (%).............................................. 15.17 Net Interest Margin (%)........................ 2.69 OFFICERS Chm James M. Schipper Pres Kevin W. Klemesrud CEO Kevin W. Klemesrud CFO Kevin W. Klemesrud COO Marcia Pontier FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$165,780 Total Securities ($000).................. $32,463 Total Loans ($000)...................... $118,577 Total Deposits ($000)..................$133,921 Tier 1 Capital ($000)..................... $15,230 Risk Based Cap Ratio (%)...................13.28 ROAA (%)................................................ 1.39 ROAE (%)..............................................15.64 Net Interest Margin (%)........................ 4.06 Mike Kelley Ronald L. Cutler ORANGE CITY Northwestern Bank 122 Central Ave, NW • Orange City, IA 51041 Phone: (712) 737-4911 • Fax: (712) 737-8824 www.northwesternbankonline.com FDIC Cert #13411 • Transit #073905006 Established: 1882 H/C: Security National Corporation, Dakota Dunes, SD Number of Branches: 2 DIRECTORS Daniel Kraai Dennis Van Meeteren Jim Vander Pol John P. Heller Kenneth Murphy Lary G. Rosenboom Richard Aaron Waller Robert Hulstein Steven C. Schmidt OSAGE Home Trust & Savings Bank 628 Main St • Osage, IA 50461 Phone: (641) 732-3763 • Fax: (641) 732-5121 www.hometrustbank.com FDIC Cert #963 • Transit #073903493 Established: 1899 H/C: HTB, Inc., Osage, IA DIRECTORS Frank A. Ahrens II Jean A. Brumm Jere Medlis Ahrens Peggy Ahrens Rice Rick G. Bodensteiner Scott Brandau OSCEOLA American State Bank 1000 Jeffreys Drive • Osceola, IA 50213 Phone: (641) 342-2175 • Fax: (641) 342-2262 www.americanstatebank.com FDIC Cert #26944 • Transit #073922403 Established: 1987 H/C: Osceola Bancorporation, Osceola, IA Number of Branches: 4 DIRECTORS Denis Kale James M. Schipper Kevin W. Klemesrud Marcia Pontier Royce Diveley Steven Reynolds Todd Thompson Page 60 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] OSCEOLA Clarke County State Bank 139 South Main St • Osceola, IA 50213 Phone: (641) 342-6581 • Fax: (641) 342-4647 www.clarkebank.com FDIC Cert #14980 • Transit #073921653 Established: 1935 H/C: John T. Vucurevich Foundation, Rapid City, SD Number of Branches: 3 DIRECTORS Bruce McClaflin David Selene Gregory R. LeGare OFFICERS Chm Gregory R. LeGare Pres David Selene CEO David Selene CFO Amy Lampe COO Amy Lampe FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $112,207 Total Securities ($000).................. $27,020 Total Loans ($000)........................ $71,356 Total Deposits ($000).................... $92,378 Tier 1 Capital ($000)..................... $12,270 Risk Based Cap Ratio (%)...................16.95 ROAA (%)................................................ 0.76 ROAE (%)................................................ 6.51 Net Interest Margin (%)........................ 3.08 OFFICERS Chm Blair J. Van Zetten Pres Paul L. Swenson CEO Paul L. Swenson CFO Keith C. Comfort COO Paul L. Swenson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $114,724 Total Securities ($000).................. $15,227 Total Loans ($000)........................ $80,439 Total Deposits ($000).................... $94,966 Tier 1 Capital ($000)..................... $12,851 Risk Based Cap Ratio (%)................... 15.47 ROAA (%)................................................ 0.78 ROAE (%)................................................ 6.55 Net Interest Margin (%)........................ 3.84 OFFICERS Chm Donald D. Berg Pres Teri L. Messerschmitt CEO Teri L. Messerschmitt CFO Natalie Bolin COO Natalie Bolin FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $297,639 Total Securities ($000)................ $151,866 Total Loans ($000)......................$123,929 Total Deposits ($000).................. $229,914 Tier 1 Capital ($000)..................... $30,501 Risk Based Cap Ratio (%)...................20.22 ROAA (%)................................................ 0.94 ROAE (%)................................................ 8.28 Net Interest Margin (%)........................ 3.15 OFFICERS Chm Dale B. Smith Pres Terry L. Meyer CEO Terry L. Meyer CFO Terry L. Meyer COO Terry L. Meyer FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $32,795 Total Securities ($000)...................$12,974 Total Loans ($000).........................$17,787 Total Deposits ($000).................... $27,397 Tier 1 Capital ($000)........................$4,109 Risk Based Cap Ratio (%)...................25.61 ROAA (%)................................................ 1.95 ROAE (%)..............................................14.65 Net Interest Margin (%)........................ 3.77 Jack McFarland John Sellars Russell Flaherty OSKALOOSA TruBank 302 South Market St • Oskaloosa, IA 52577 Phone: (641) 673-8405 • Fax: (641) 673-4143 www.trubank.org FDIC Cert #15484 • Transit #073901288 Established: 1937 H/C: IT&S of Iowa Inc., Oskaloosa, IA Number of Branches: 3 DIRECTORS Blair J. Van Zetten Bradley R. Sporrer Darrell J. Baxter Kenneth Van Gilst Paul L. Swenson OTTUMWA South Ottumwa Savings Bank 320 Church St • Ottumwa, IA 52501 Phone: (641) 682-7541 • Fax: (641) 682-1846 www.sosb-ia.com FDIC Cert #9099 • Transit #073900690 Established: 1903 H/C: Cornerstone Financial Services Group, Inc., Ottumwa, IA Number of Branches: 3 DIRECTORS Donald D. Berg James Kosman L. Gene Carlson Penny Berg Roger Winslow Teri L. Messerschmitt PALO Palo Savings Bank 606 First St • Palo, IA 52324 Phone: (319) 851-2241 • Fax: (319) 851-2231 www.palosavingsbank.com FDIC Cert #13990 • Transit #073915193 Established: 1908 H/C: Bankers Equity Corporation, Palo, IA DIRECTORS Beth J. Rathje Dale B. Smith John L. Huntington Norma J. McVay Terry L. Meyer Vicki J. Owens CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 61 PANORA Guthrie County State Bank 505 East Main St • Panora, IA 50216 Phone: (641) 755-2400 • Fax: (641) 755-2344 www.gcsbank.com FDIC Cert #226 • Transit #073921404 Established: 1931 H/C: Guthrie County Bancshares, Inc., Panora, IA Number of Branches: 2 DIRECTORS Barry E. Monaghan Donald Reinhart Larry Brandt Margaret Batschelet Michael Landon Underwood Patrick Moylan Roger Dean Underwood Scott Gonzales Panora State Bank 120 East Main • Panora, IA 50216 Phone: (641) 755-2141 • Fax: (641) 755-3251 www.panorastatebank.com FDIC Cert #18001 • Transit #073922364 Established: 1959 H/C: Dentel Bancorporation, Victor, IA DIRECTORS Dennis Jorgensen Floyd Krakau Julie Dent-Zajicek Lynn Dentel OFFICERS Chm Roger Dean Underwood Pres Michael Landon Underwood CEO Michael Landon Underwood CFO Michael Landon Underwood COO Jamie Patrick FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $113,102 Total Securities ($000).................. $25,642 Total Loans ($000)........................ $72,820 Total Deposits ($000).................... $91,020 Tier 1 Capital ($000)..................... $10,933 Risk Based Cap Ratio (%)...................15.94 ROAA (%)................................................ 0.89 ROAE (%)................................................ 8.70 Net Interest Margin (%)........................ 3.73 OFFICERS Chm Robert V. Dentel Pres Julie Dent-Zajicek CEO Julie Dent-Zajicek CFO Julie Dent-Zajicek COO Julie Dent-Zajicek FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $71,884 Total Securities ($000).................. $41,567 Total Loans ($000)........................ $25,020 Total Deposits ($000).................... $52,439 Tier 1 Capital ($000)....................... $9,003 Risk Based Cap Ratio (%)....................27.87 ROAA (%)................................................ 2.31 ROAE (%)..............................................13.88 Net Interest Margin (%)........................ 3.57 OFFICERS Chm Craig A. Marquardt Pres Craig A. Marquardt CEO Craig A. Marquardt CFO Craig A. Marquardt COO Craig A. Marquardt FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $42,894 Total Securities ($000).................. $26,454 Total Loans ($000)........................ $13,691 Total Deposits ($000).................... $35,725 Tier 1 Capital ($000)....................... $6,733 Risk Based Cap Ratio (%)...................33.06 ROAA (%)................................................ 1.10 ROAE (%)................................................ 6.99 Net Interest Margin (%)........................ 3.01 OFFICERS Chm Richard N. Glendening Pres Steven L. Fopma CEO Steven L. Fopma CFO Steven L. Fopma COO Kendra K. Slycord FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$150,725 Total Securities ($000).................. $27,958 Total Loans ($000)......................$106,980 Total Deposits ($000)..................$123,601 Tier 1 Capital ($000)..................... $14,835 Risk Based Cap Ratio (%)...................14.38 ROAA (%)................................................ 1.77 ROAE (%)..............................................14.38 Net Interest Margin (%)........................ 3.90 Mary P. Howell Neil Wright Robert J. Dentel Robert V. Dentel PATON Community State Bank 207 South Main St • Paton, IA 50217 Phone: (515) 968-4131 • Fax: (515) 968-4150 www.csbpaton.com FDIC Cert #17551 • Transit #073922296 Established: 1956 DIRECTORS Arlen O. Hirsch Craig A. Marquardt David Cunningham James Sandberg Rebecca Tourte PELLA Leighton State Bank 900 Washington St • Pella, IA 50219 Phone: (641) 628-1566 • Fax: (641) 628-7286 www.leightonbank.com FDIC Cert #10118 • Transit #073916778 Established: 1911 H/C: Leighton Investment Company, Pella, IA Number of Branches: 4 DIRECTORS James M. Brandl Mark J. Ellingson Norman L. Ver Ploeg Richard N. Glendening Steven L. Fopma Wendy L. Sims William J. Bruxvoort Page 62 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] PELLA Marion County State Bank 800 Main St • Pella, IA 50219 Phone: (641) 628-2191 • Fax: (641) 628-9275 www.marioncountybank.com FDIC Cert #15272 • Transit #073913674 Established: 1935 H/C: Pella Financial Group, Inc., Pella, IA Number of Branches: 2 DIRECTORS Bryce J. Dahm J. Mark De Cook Judd Vande Voort M. Bruce Heerema Paul Hietbrink Peter W. Verhey OFFICERS Chm M. Bruce Heerema Pres Steven Kraayenbrink CEO Steven Kraayenbrink CFO Ronald E. Zantingh COO Ronald E. Zantingh Ralph J. De Haan Ronald E. Zantingh Steven Kraayenbrink FINANCIAL STATEMENT - 11/2014 Total Assets ($000).......................$274,312 Total Securities ($000).................. $89,292 Total Loans ($000)...................... $178,146 Total Deposits ($000).................. $222,748 Tier 1 Capital ($000)..................... $28,118 Risk Based Cap Ratio (%)...................15.88 ROAA (%)................................................ 2.10 ROAE (%)..............................................19.45 Net Interest Margin (%)........................ 3.50 PERRY Raccoon Valley Bank 1202 Second St • Perry, IA 50220 Phone: (515) 465-3521 • Fax: (515) 465-4346 www.raccoonvalleybank.com FDIC Cert #245 • Transit #073920887 Established: 1927 H/C: Perry Investment Company, Perry, IA Number of Branches: 5 DIRECTORS Dan Wilhelmi Douglas McDermott Elizabeth Garst H. Tom Holcomb Jon J. Peters Robert A. Baird OFFICERS Chm Terry D. Nielsen Pres Terry D. Nielsen CEO Terry D. Nielsen CFO Kendall L. Rathje COO Kendall L. Rathje Sally Garst Haerr Sarah Garst Terry D. Nielsen FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$225,238 Total Securities ($000).................. $66,418 Total Loans ($000)...................... $146,197 Total Deposits ($000).................. $204,114 Tier 1 Capital ($000)..................... $16,959 Risk Based Cap Ratio (%)................... 10.74 ROAA (%)................................................ 1.21 ROAE (%).............................................. 16.24 Net Interest Margin (%)........................ 3.22 PILOT GROVE Pilot Grove Savings Bank 1341 Pilot Grove Rd • Pilot Grove, IA 52648 Phone: (319) 469-3951 • Fax: (319) 469-4905 www.pilotgrovesavingsbank.com FDIC Cert #9100 • Transit #073916668 Established: 1911 H/C: Pilot Bancorp, Inc., Pilot Grove, IA Number of Branches: 14 DIRECTORS Daniel A. Steffensmeier Dennis J. Fitzpatrick Fredrick E. Probasco J. David Gentry OFFICERS Chm Daniel A. Steffensmeier Pres Ted J. Vonderhaar CEO Ted J. Vonderhaar CFO Gary T. Lovik COO Gary T. Lovik FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $559,749 Total Securities ($000)................ $119,524 Total Loans ($000)...................... $397,339 Total Deposits ($000).................. $480,376 Tier 1 Capital ($000)..................... $48,367 Risk Based Cap Ratio (%)...................12.79 ROAA (%)................................................ 1.36 ROAE (%)..............................................12.77 Net Interest Margin (%)........................ 3.49 OFFICERS Chm Robert V. Dentel Pres Robert F. O’Donnell CEO Robert F. O’Donnell CFO Robert F. O’Donnell COO Craig A. Phillips FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $100,245 Total Securities ($000)...................$57,111 Total Loans ($000)........................ $35,897 Total Deposits ($000).................... $79,219 Tier 1 Capital ($000)..................... $16,777 Risk Based Cap Ratio (%)...................30.59 ROAA (%)................................................ 2.55 ROAE (%)..............................................12.64 Net Interest Margin (%)........................ 3.53 Jeffrey R. Jones Robert E. Breazeale Ted J. Vonderhaar POCAHONTAS Pocahontas State Bank 233 North Main St • Pocahontas, IA 50574 Phone: (712) 335-3567 • Fax: (712) 335-4898 www.pocahontasstatebank.net FDIC Cert #234 • Transit #073920683 Established: 1926 H/C: Dentel Bancorporation, Victor, IA Number of Branches: 3 DIRECTORS Mary P. Howell Richard A. Nedved Robert F. O’Donnell Robert V. Dentel Verlyn E. Dentel CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 63 PRIMGHAR First National Bank of Primghar 180 South Hayes Ave • Primghar, IA 51245 Phone: (712) 957-2615 • Fax: (712) 957-0131 www.fnbprimghar.com FDIC Cert #4494 • Transit #073907855 Established: 1889 DIRECTORS Jay H. Smith Jean Fulk Steven J. Ney FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$31,951 Total Securities ($000).................. $11,523 Total Loans ($000)........................ $19,259 Total Deposits ($000).................... $25,768 Tier 1 Capital ($000)........................ $4,974 Risk Based Cap Ratio (%)................... 24.24 ROAA (%)................................................ 0.54 ROAE (%)................................................ 3.40 Net Interest Margin (%)........................ 3.63 OFFICERS Chm Gerald L. Leng Pres Gerald L. Leng CEO Gerald L. Leng CFO Gerald L. Leng COO Gerald L. Leng FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $168,247 Total Securities ($000).................. $38,626 Total Loans ($000)...................... $123,740 Total Deposits ($000)..................$142,460 Tier 1 Capital ($000)..................... $15,027 Risk Based Cap Ratio (%)...................12.36 ROAA (%)................................................ 2.00 ROAE (%)..............................................22.70 Net Interest Margin (%)........................ 3.59 OFFICERS Chm Richard R. Drake Pres Bryan S. Drake CEO Bryan S. Drake CFO Bryan S. Drake COO Bryan S. Drake FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $103,196 Total Securities ($000).................. $33,010 Total Loans ($000)........................ $53,894 Total Deposits ($000).................... $92,756 Tier 1 Capital ($000)........................$9,765 Risk Based Cap Ratio (%)..................... 9.95 ROAA (%)................................................ 0.81 ROAE (%)................................................ 8.54 Net Interest Margin (%)........................ 2.98 OFFICERS Chm Marlys F. Swenson Pres Mark C. Hooper CEO Mark C. Hooper CFO Tamara S. Jacobson COO Tamara S. Jacobson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $62,775 Total Securities ($000).....................$6,132 Total Loans ($000)........................ $52,137 Total Deposits ($000).................... $55,335 Tier 1 Capital ($000)....................... $6,230 Risk Based Cap Ratio (%)...................12.18 ROAA (%)................................................ 1.23 ROAE (%)..............................................12.33 Net Interest Margin (%)........................ 3.47 Thomas R. Merry William Wagner Savings Bank 185 South Green Ave • Primghar, IA 51245 Phone: (712) 957-6815 • Fax: (712) 957-0800 www.savingsbankia.com FDIC Cert #13735 • Transit #073907868 Established: 1894 H/C: Capital Bancshares, Inc., Primghar, IA Number of Branches: 3 DIRECTORS Arnold G. Leng David Treimer Douglas Walvoord Duane Kolpin OFFICERS Chm Jay H. Smith Pres Jay H. Smith CEO Jean Fulk CFO Jay H. Smith COO Jay H. Smith Gerald L. Leng Keith Weber Kenneth Smith RADCLIFFE Security State Bank 207 Isabella St • Radcliffe, IA 50230 Phone: (515) 899-2121 • Fax: (515) 899-2126 www.ssbonline.biz FDIC Cert #18448 • Transit #073908359 Established: 1884 H/C: Drake Holding Company, Radcliffe, IA Number of Branches: 4 DIRECTORS Bryan S. Drake David L. Schmidt James O. Willmore Richard R. Drake RAKE State Savings Bank 102 North Main St, P.O. Box 139 • Rake, IA 50465 Phone: (641) 566-3321 • Fax: (641) 566-3324 FDIC Cert #8513 • Transit #073915449 Established: 1914 H/C: Rake Bancorporation, Rake, IA DIRECTORS Harlan Asmus Mark C. Hooper Marlys F. Swenson Steven L. Johanson Tamara S. Jacobson Page 64 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] RANDOLPH Tri-Valley Bank 104 Main S, P.O. Box 87 • Randolph, IA 51649 Phone: (712) 625-2201 • Fax: (712) 625-2081 www.tri-valleycenters.com FDIC Cert #12417 • Transit #073919270 Established: 1917 Number of Branches: 2 DIRECTORS Bruce Keim Garry Ailes Jay W. Longinaker K. Alan Deines OFFICERS Chm Jay W. Longinaker Pres Jay W. Longinaker CEO K. Alan Deines CFO Camielle Silence COO Camielle Silence FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $72,682 Total Securities ($000).................. $38,992 Total Loans ($000)........................ $28,214 Total Deposits ($000).................... $63,620 Tier 1 Capital ($000)....................... $7,502 Risk Based Cap Ratio (%)...................19.58 ROAA (%)............................................... -0.24 ROAE (%)............................................... -2.71 Net Interest Margin (%)........................ 2.72 OFFICERS Chm Mark J. Sexton Pres Edgar A. Traeger III CEO Edgar A. Traeger III CFO Lois A. Ganske COO Edgar A. Traeger III FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $71,295 Total Securities ($000).................. $26,315 Total Loans ($000)........................ $41,433 Total Deposits ($000).................... $54,321 Tier 1 Capital ($000)....................... $8,293 Risk Based Cap Ratio (%)................... 17.94 ROAA (%)................................................ 1.55 ROAE (%).............................................. 13.10 Net Interest Margin (%)........................ 3.07 OFFICERS Chm George E. Maher Pres James D. Sifford CEO James D. Sifford CFO James D. Sifford COO Sue Harris FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $170,461 Total Securities ($000).................. $23,842 Total Loans ($000)...................... $109,475 Total Deposits ($000).................. $151,258 Tier 1 Capital ($000)..................... $13,836 Risk Based Cap Ratio (%)................... 12.76 ROAA (%)................................................ 0.95 ROAE (%)................................................ 8.79 Net Interest Margin (%)........................ 3.40 OFFICERS Chm Clement J. Havlik Pres Steven A. Tscherter CEO Erik Skovgard CFO Emily J. Girsch COO Adrian A. Johnson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $760,160 Total Securities ($000)................$135,434 Total Loans ($000)......................$557,282 Total Deposits ($000)..................$558,227 Tier 1 Capital ($000)..................... $54,496 Risk Based Cap Ratio (%)...................10.33 ROAA (%)................................................ 0.89 ROAE (%)................................................ 9.08 Net Interest Margin (%)........................ 4.07 Lora L. Damme Mike Johnson Norma Troxel Robert E. Geiger READLYN Readlyn Savings Bank 141 Main St • Readlyn, IA 50668 Phone: (319) 279-3321 • Fax: (319) 279-3382 www.readlynsavingsbank.com FDIC Cert #9300 • Transit #073915494 Established: 1904 H/C: Readlyn Bancshares, Inc., Saint Paul, MN DIRECTORS Andrew G. Sexton Douglas J. Sheppard Edgar A. Traeger III Elton H. Schutte Eugene L. Matthias LaVerne H. Leistikow Mark J. Sexton Timothy A. Sexton RED OAK Houghton State Bank 116 East Coolbaugh St • Red Oak, IA 51566 Phone: (712) 623-4823 • Fax: (712) 623-4512 www.houghtonstatebank.com FDIC Cert #15405 • Transit #073901990 Established: 1879 H/C: Lauritzen Corporation, Omaha, NE Number of Branches: 5 DIRECTORS Fred Kuehl George E. Maher James D. Sifford Larry R. Johnson Max Hossle Sue Harris REINBECK Lincoln Savings Bank 508 Main St • Reinbeck, IA 50669 Phone: (319) 788-6441 • Fax: (319) 788-6697 www.mylsb.com FDIC Cert #14207 • Transit #073905527 Established: 1902 H/C: Lincoln Bancorp, Reinbeck, IA Number of Branches: 18 DIRECTORS Clement J. Havlik Cordell Peterson Erik Skovgard James Schneider Jeff Dralle Michael Q. Peterson Milton Dakovich Richard Rickert Steven A. Tscherter Steven Brouwer CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 65 REMBRANDT OFFICERS Chm Ronald G. Haraldson Pres James C. Haraldson CEO James C. Haraldson CFO James C. Haraldson COO James C. Haraldson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $55,678 Total Securities ($000).................. $13,311 Total Loans ($000)........................ $31,621 Total Deposits ($000).................... $45,906 Tier 1 Capital ($000)........................$9,337 Risk Based Cap Ratio (%)...................29.38 ROAA (%)................................................ 0.42 ROAE (%)................................................ 2.53 Net Interest Margin (%)........................ 2.66 OFFICERS Chm William R. Bernau Pres Christopher M. Goerdt CEO Christopher M. Goerdt CFO William R. Bernau COO William R. Bernau FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $29,233 Total Securities ($000)...................$11,179 Total Loans ($000)........................ $13,515 Total Deposits ($000).................... $22,833 Tier 1 Capital ($000)........................$2,126 Risk Based Cap Ratio (%)...................15.20 ROAA (%)................................................ 0.96 ROAE (%).............................................. 12.19 Net Interest Margin (%)........................ 3.38 OFFICERS Chm George Schneidermann Pres Scott Schneidermann CEO Scott Schneidermann CFO Scott Schneidermann COO Scott Schneidermann FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $173,286 Total Securities ($000).................. $50,306 Total Loans ($000)...................... $105,813 Total Deposits ($000).................. $127,470 Tier 1 Capital ($000)......................$15,376 Risk Based Cap Ratio (%)...................12.96 ROAA (%)................................................ 0.24 ROAE (%)................................................ 2.38 Net Interest Margin (%)........................ 3.24 First National Bank of Rembrandt 101 East Main St, P.O. Box 107 • Rembrandt, IA 50576 Phone: (712) 286-5491 • Fax: (712) 286-5492 FDIC Cert #13841 • Transit #073915520 Established: 1915 DIRECTORS James C. Haraldson Janet Haraldson Kal Bovee Ronald G. Haraldson Valerie Mosbo RIVERSIDE Peoples Trust and Savings Bank 90 East Railroad St • Riverside, IA 52327 Phone: (319) 648-2221 • Fax: (319) 648-2231 www.riverside-bank.com FDIC Cert #11351 • Transit #073920942 Established: 1928 H/C: Country Bancorporation, Crawfordsville, IA DIRECTORS Christopher M. Goerdt Paul H. LaRoche Terrance J. Stumpf Thomas R. Bernau William R. Bernau ROCK RAPIDS Frontier Bank 301 First Ave • Rock Rapids, IA 51246 Phone: (712) 472-2537 • Fax: (712) 472-2620 www.frontierbk.com FDIC Cert #33922 • Transit #073921420 Established: 1932 H/C: Rock Rivers Bancorp, Rock Rapids, IA Number of Branches: 3 DIRECTORS George Schneidermann Kennis Peters Robert E. Ladd Roger Knoblock Scott Schneidermann ROCK VALLEY Peoples Bank 1230 Valley Dr • Rock Valley, IA 51247 Phone: (712) 476-2746 • Fax: (712) 476-2748 www.peoples-ebank.com FDIC Cert #16265 • Transit #073922005 Established: 1946 H/C: Peoples Bancorp, Rock Valley, IA Number of Branches: 6 DIRECTORS Al Vermeer Allen Blauwet Charles Van Driessen Dennis Michels Earl De Bey Joe D. Van Tol Philip Kooima OFFICERS Chm Joe D. Van Tol Pres Dale Kooima CEO Al Vermeer CFO Lynn Van Beek COO Todd Visser FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $420,179 Total Securities ($000).................. $28,405 Total Loans ($000)...................... $366,171 Total Deposits ($000).................. $348,910 Tier 1 Capital ($000)..................... $42,796 Risk Based Cap Ratio (%)...................12.75 ROAA (%)................................................ 2.22 ROAE (%)..............................................19.63 Net Interest Margin (%)........................ 4.18 Page 66 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] ROCK VALLEY Premier Bank 1004 21St Ave • Rock Valley, IA 51247 Phone: (712) 476-9100 • Fax: (712) 476-9108 www.epremierbank.com FDIC Cert #34384 • Transit #073922555 Established: 1997 H/C: Premier Holdings, Ltd., Rock Valley, IA Number of Branches: 3 DIRECTORS Daniel Taylor Darrell Vande Vegte Greg T. Westra OFFICERS Chm Wade Gort Pres Wade Gort CEO Wade Gort CFO Wade Gort COO Wade Gort FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $297,824 Total Securities ($000).................. $10,605 Total Loans ($000)......................$258,700 Total Deposits ($000)..................$238,968 Tier 1 Capital ($000)..................... $33,575 Risk Based Cap Ratio (%)...................13.64 ROAA (%)................................................ 2.73 ROAE (%)..............................................23.25 Net Interest Margin (%)........................ 4.29 OFFICERS Chm Robert J. Dixon Pres William J. Winkleblack CEO Robert J. Dixon CFO William J. Winkleblack COO Jennifer Trenary FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $48,749 Total Securities ($000)...................$17,414 Total Loans ($000)........................ $25,927 Total Deposits ($000).................... $37,487 Tier 1 Capital ($000)....................... $4,867 Risk Based Cap Ratio (%)................... 17.38 ROAA (%)................................................ 1.27 ROAE (%)..............................................12.58 Net Interest Margin (%)........................ 3.78 OFFICERS Chm Donald E. Shields Pres Gregory D. Shields CEO Gregory D. Shields CFO Gregory D. Shields COO Gregory D. Shields FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$16,576 Total Securities ($000)............................ $4 Total Loans ($000)...........................$5,373 Total Deposits ($000).................... $15,364 Tier 1 Capital ($000)........................ $1,174 Risk Based Cap Ratio (%)................... 19.21 ROAA (%)................................................ 0.28 ROAE (%)................................................ 4.08 Net Interest Margin (%)........................ 2.37 OFFICERS Chm Larry Olson Pres Larry Olson CEO Larry Olson CFO Dennis C. Galloway COO Dennis C. Galloway FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $47,606 Total Securities ($000).................. $20,670 Total Loans ($000).........................$25,917 Total Deposits ($000).................... $34,463 Tier 1 Capital ($000)..................... $12,699 Risk Based Cap Ratio (%)................... 41.28 ROAA (%)................................................ 1.95 ROAE (%).................................................7.38 Net Interest Margin (%)........................ 3.47 Harold Westra Joyce Van Engen Wade Gort ROLFE Rolfe State Bank 316 Garfield St • Rolfe, IA 50581 Phone: (712) 848-3480 • Fax: (712) 848-3228 www.rolfestatebank.com FDIC Cert #15575 • Transit #073921611 Established: 1934 H/C: Dixon Bancshares, Inc., Rolfe, IA Number of Branches: 2 DIRECTORS Dean W. Duitscher Loren H. Thompson Robert J. Dixon Robert W. Dixon William J. Winkleblack ROWLEY Rowley Savings Bank 114 Ely St • Rowley, IA 52329 Phone: (319) 938-2211 • Fax: (319) 938-2214 www.rowleysavingsbank.com FDIC Cert #9102 • Transit #073915656 Established: 1914 H/C: Shields Agency, Inc., Rowley, IA DIRECTORS Craig L. Clark Donald E. Shields Gregory D. Shields H. Vivian Davis Karen Shields ROYAL Home State Bank 202 Third Ave • Royal, IA 51357 Phone: (712) 933-5511 • Fax: (712) 933-2397 www.hsbroyal.com FDIC Cert #966 • Transit #073918378 Established: 1915 H/C: Royal Bancshares, Inc., Royal, IA DIRECTORS David G. Rayner Dennis C. Galloway Julie Jacobsen Larry Olson Lesa Manning Shirley Olson CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 67 SAC CITY Citizens Bank 500 West Main St • Sac City, IA 50583 Phone: (712) 662-4755 • Fax: (712) 662-4951 www.citizensbanksaccity.com FDIC Cert #8758 • Transit #073921048 Established: 1929 H/C: Citizens Holding Company, Sac City, IA Number of Branches: 2 DIRECTORS Darvin Saddoris Mike Green Russell Pickhinke FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $56,546 Total Securities ($000).................. $24,782 Total Loans ($000)........................ $24,540 Total Deposits ($000).................... $45,653 Tier 1 Capital ($000)....................... $3,969 Risk Based Cap Ratio (%)...................13.96 ROAA (%)................................................ 1.00 ROAE (%)..............................................12.05 Net Interest Margin (%)........................ 3.00 OFFICERS Chm William C. Hess Pres Steven D. Spotts CEO Steven D. Spotts CFO Steven D. Spotts COO Myra Horton FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $113,372 Total Securities ($000).................. $21,303 Total Loans ($000)........................ $80,347 Total Deposits ($000).................... $96,808 Tier 1 Capital ($000)..................... $10,651 Risk Based Cap Ratio (%)................... 14.15 ROAA (%)................................................ 1.52 ROAE (%).............................................. 14.15 Net Interest Margin (%)........................ 3.44 OFFICERS Chm Ward A. Halvorson Pres Timothy D. Halvorson CEO Timothy D. Halvorson CFO Timothy D. Halvorson COO Julia K. Oakland FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $99,154 Total Securities ($000)...................$19,071 Total Loans ($000)........................ $68,882 Total Deposits ($000).................... $85,152 Tier 1 Capital ($000)......................$13,175 Risk Based Cap Ratio (%)...................19.34 ROAA (%)................................................ 1.81 ROAE (%).............................................. 13.71 Net Interest Margin (%)........................ 3.69 OFFICERS Chm James W. Cravens Pres James P. Cravens CEO James P. Cravens CFO Jean R. Snyder COO James P. Cravens FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $59,414 Total Securities ($000).................. $12,590 Total Loans ($000).........................$39,101 Total Deposits ($000).................... $49,315 Tier 1 Capital ($000)....................... $5,960 Risk Based Cap Ratio (%)...................15.20 ROAA (%)................................................ 1.16 ROAE (%)..............................................10.23 Net Interest Margin (%)........................ 3.46 Russell Spearman Thomas J. Lange Iowa State Bank 500 Audubon St • Sac City, IA 50583 Phone: (712) 662-4721 • Fax: (712) 662-4950 www.scsbank.com FDIC Cert #10497 • Transit #073920654 Established: 1926 H/C: Sac City Limited, Sac City, IA Number of Branches: 3 DIRECTORS Charles E. Sayre Don Nadrchal Duane Herrig OFFICERS Chm Thomas J. Lange Pres Thomas J. Lange CEO Thomas J. Lange CFO Thomas J. Lange COO Devi McBride Steven D. Spotts Timothy O. Lee William C. Hess SAINT ANSGAR St. Ansgar State Bank 237 West Fourth St • Saint Ansgar, IA 50472 Phone: (641) 713-4501 • Fax: (641) 713-2435 www.stansgarbank.com FDIC Cert #17259 • Transit #073907774 Established: 1891 H/C: St. Ansgar Bancorporation, Saint Ansgar, IA Number of Branches: 2 DIRECTORS David R. Falk Gregory D. Goplerud Mindi Vervaecke Rodney L. Patterson Thomas A. Edgington Timothy D. Halvorson Ward A. Halvorson SANBORN Sanborn Savings Bank 219 Main St • Sanborn, IA 51248 Phone: (712) 930-3211 • Fax: (712) 930-3220 www.sanbornbank.com FDIC Cert #11352 • Transit #073905637 Established: 1899 H/C: San Bancorp., Sanborn, IA DIRECTORS Charles Getting Christopher Klumpp James P. Cravens James W. Cravens Marilyn L. Cravens Timothy J. Devitt Page 68 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] SCHALLER State Bank of Schaller 100 West Second St • Schaller, IA 51053 Phone: (712) 275-4261 • Fax: (712) 275-4264 www.netteller.com/statebankofschaller FDIC Cert #13931 • Transit #073908511 Established: 1898 H/C: Century Bancshares, Inc., Schaller, IA DIRECTORS Barbara Watson Clyde Krause Lorna Currie OFFICERS Chm Scott G. Currie Pres Scott G. Currie CEO Scott G. Currie CFO Scott G. Currie COO Scott G. Currie FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $33,015 Total Securities ($000).................. $22,887 Total Loans ($000).......................... $7,364 Total Deposits ($000).................... $29,388 Tier 1 Capital ($000)....................... $3,644 Risk Based Cap Ratio (%)................... 27.33 ROAA (%)................................................ 1.57 ROAE (%).............................................. 15.71 Net Interest Margin (%)........................ 2.42 OFFICERS Chm Robert J. Dixon Pres Robert J. Dixon CEO Robert J. Dixon CFO Robert J. Dixon COO Robert J. Dixon FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$113,856 Total Securities ($000).................. $24,595 Total Loans ($000).........................$77,742 Total Deposits ($000).................... $99,148 Tier 1 Capital ($000)..................... $12,606 Risk Based Cap Ratio (%)................... 17.22 ROAA (%)................................................ 1.41 ROAE (%)..............................................11.52 Net Interest Margin (%)........................ 3.45 OFFICERS Chm Gregory M. Ritchey Pres Gregory M. Ritchey CEO Gregory M. Ritchey CFO Gregory M. Ritchey COO Gregory M. Ritchey FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $83,918 Total Securities ($000).................. $29,668 Total Loans ($000)........................ $48,695 Total Deposits ($000).................... $66,393 Tier 1 Capital ($000)........................$7,712 Risk Based Cap Ratio (%)...................14.05 ROAA (%)................................................ 1.01 ROAE (%)..............................................10.89 Net Interest Margin (%)........................ 3.28 OFFICERS Chm Kurt R. Henstorf Pres Kurt R. Henstorf CEO Kurt R. Henstorf CFO Amanda S. Fielder COO Amanda S. Fielder FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $41,399 Total Securities ($000).................. $15,444 Total Loans ($000)........................ $23,456 Total Deposits ($000).................... $34,946 Tier 1 Capital ($000)....................... $3,967 Risk Based Cap Ratio (%)...................16.46 ROAA (%)................................................ 1.63 ROAE (%)..............................................16.20 Net Interest Margin (%)........................ 3.91 Scott G. Currie William Foell SHELDON Citizens State Bank 808 Third Ave • Sheldon, IA 51201 Phone: (712) 324-2519 • Fax: (712) 324-5382 www.csbsheldon.com FDIC Cert #18356 • Transit #073922322 Established: 1961 H/C: Dixon Bancshares, Inc., Rolfe, IA Number of Branches: 2 DIRECTORS Dennis J. Ten Clay Heidi L. Brown Keith C. Rolston Larry Van Meeteren Mark Warntjes Robert J. Dixon SHENANDOAH Century Bank 116 South Blossom St • Shenandoah, IA 51601 Phone: (712) 246-2205 • Fax: (712) 246-1159 http://centurybankshen.com FDIC Cert #14051 • Transit #073901851 Established: 1882 H/C: CNB Corp, Shenandoah, IA DIRECTORS George Max Gregory M. Ritchey Michael J. Bauer Rebecca Ann Ritchey Richard Jansen Robert E. Norris Troy Nielsen First Heritage Bank 801 South Fremont St • Shenandoah, IA 51601 Phone: (712) 246-5118 • Fax: (712) 246-3554 www.fhbshen.com FDIC Cert #4457 • Transit #073910237 Established: 1873 H/C: First National Bancorp, Farragut, IA Number of Branches: 2 DIRECTORS Amanda S. Fielder Kurt R. Henstorf Marion C. Henstorf Robert Wilson Rusty Hunter Sandra K. Bugg CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 69 SIBLEY Sibley State Bank 803 Fourth Ave • Sibley, IA 51249 Phone: (712) 754-2561 • Fax: (712) 754-2677 www.sibleystatebank.com FDIC Cert #11764 • Transit #073905116 Established: 1894 H/C: Cypress Corporation, Omaha, NE DIRECTORS Brad Meester Bruce R. Lauritzen Dawn Butler Gail E. Buchholtz OFFICERS Chm Bruce R. Lauritzen Pres Karl L. Bormann CEO Karl L. Bormann CFO Karl L. Bormann COO Karl L. Bormann FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$91,916 Total Securities ($000).................. $16,183 Total Loans ($000)........................ $65,297 Total Deposits ($000).................... $65,653 Tier 1 Capital ($000)........................$7,331 Risk Based Cap Ratio (%)................... 11.57 ROAA (%)................................................ 0.97 ROAE (%)..............................................11.84 Net Interest Margin (%)........................ 3.42 OFFICERS Chm Terence P. Greenley Pres Thomas A. Bates CEO Thomas A. Bates CFO Bernice Hahn FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $112,114 Total Securities ($000).................... $4,255 Total Loans ($000)........................ $91,029 Total Deposits ($000).................... $98,260 Tier 1 Capital ($000)..................... $12,629 Risk Based Cap Ratio (%)...................14.45 ROAA (%).................................................1.17 ROAE (%).............................................. 10.18 Net Interest Margin (%)........................ 4.88 OFFICERS Chm W. Dale Den Herder Pres Stanley W. Speer CEO W. Dale Den Herder CFO Leslie J. Wynja COO Arlin J. Roskam FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$700,485 Total Securities ($000).................... $4,625 Total Loans ($000)......................$625,505 Total Deposits ($000)..................$582,695 Tier 1 Capital ($000)..................... $78,773 Risk Based Cap Ratio (%)................... 13.16 ROAA (%)................................................ 1.91 ROAE (%).............................................. 17.00 Net Interest Margin (%)........................ 3.36 Karl L. Bormann Scott Hill W. W. Herrmann SIGOURNEY County Bank 201 South Jefferson St • Sigourney, IA 52591 Phone: (641) 622-2525 • Fax: (641) 622-2893 www.yourcountybank.com FDIC Cert #12126 • Transit #073903891 Established: 1884 H/C: Fountain View Bancorp., Inc., Sigourney, IA Number of Branches: 4 DIRECTORS Daniel P. O’Rourke Frances S. Fleck Patrick J. Marget Richard V. De Regnier Terence P. Greenley Thomas A. Bates SIOUX CENTER American State Bank 525 North Main Ave • Sioux Center, IA 51250 Phone: (712) 722-4846 • Fax: (712) 722-3819 www.ambankiowa.com FDIC Cert #228 • Transit #073917641 Established: 1913 H/C: Ambank Company, Inc., Sioux Center, IA Number of Branches: 6 DIRECTORS Brian Van Engen Chuck C. Mulder Darrel Raih Dave Bosma Don Baker Doug Schuver Mark Kreun Mark Sybesma Mark Von Arb Rachel J. Schreurs Randy Vreugdenhil Stanley W. Speer W. Dale Den Herder SIOUX CITY Liberty National Bank 4425 Singing Hills Blvd • Sioux City, IA 51106 Phone: (712) 224-4425 • Fax: (712) 224-4426 www.libertynationalonline.com FDIC Cert #57505 • Transit #073922869 Established: 2003 H/C: Liberty Financial Services, Inc., Sioux City, IA Number of Branches: 2 DIRECTORS Brian Gunderson Cy Chesterman Jr. Don H. Vaudt Lance Morgan Larry Book Mark Peterson Michael T. Patrick OFFICERS Chm Don H. Vaudt Pres Michael T. Patrick CEO Michael T. Patrick CFO Chase Anderson COO Chase Anderson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$290,403 Total Securities ($000)...................$61,513 Total Loans ($000)......................$200,378 Total Deposits ($000)...................$251,974 Tier 1 Capital ($000)..................... $24,520 Risk Based Cap Ratio (%)...................12.34 ROAA (%)................................................ 0.96 ROAE (%).................................................7.98 Net Interest Margin (%)........................ 3.72 Page 70 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] SIOUX CITY Pinnacle Bank Sioux City OFFICERS Chm Matt Dinsdale Pres Dillon Retzlaff CEO Dillon Retzlaff CFO Dillon Retzlaff COO Dillon Retzlaff 1901 Morningside Ave • Sioux City, IA 51106 Phone: (712) 276-5333 • Fax: (712) 276-5336 www.pinnbanksc.com FDIC Cert #18958 • Transit #073900739 Established: 1912 H/C: Pinnacle Bancorp, Inc., Sioux City, IA Number of Branches: 2 DIRECTORS Alison D. Dinsdale Dillon Retzlaff John Sidney Dinsdale Matt Dinsdale Robert P. Rehal Terry L. Smith Vernon D. Stolen Pioneer Bank 4700 Singing Hills Blvd • Sioux City, IA 51106 Phone: (712) 271-6511 • Fax: (712) 271-6595 www.pioneerbanks.com FDIC Cert #19540 • Transit #073915782 Established: 1907 H/C: Pioneer Development Company, Sioux City, IA Number of Branches: 4 DIRECTORS Brian D. Kroll Bruce M. Kolbe Dennis J. Bullock Dirk Jon Winkel OFFICERS Chm Theodore G. Saltzman Jr. Pres Kelly A. Florke CEO Kelly A. Florke CFO Traci J. Jensen James L. Young James W. Miller Kelly A. Florke Kent C. Claus Security National Bank of Sioux City, Iowa 601 Pierce St • Sioux City, IA 51101 Phone: (712) 277-6500 • Fax: (712) 277-6542 www.snbonline.com FDIC Cert #4506 • Transit #073900085 Established: 1884 H/C: Security National Corporation, Dakota Dunes, SD Number of Branches: 7 DIRECTORS Charles E. Wolfe D. Douglas Rice Darwin Hamann Douglas E. Palmer Garrett K. Smith John W. Gleeson Raymond H. Cole Richard Aaron Waller Richard L. Aadland Shennen S. C. Saltzman Stanley Boyle Theodore G. Saltzman Jr. OFFICERS Chm Richard Aaron Waller Pres D. Douglas Rice CEO Richard Aaron Waller CFO Steven W. Corrie COO D. Douglas Rice Scott R. Kuehl Stephanie S. Samenus FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $79,847 Total Securities ($000).................. $19,180 Total Loans ($000)........................ $54,742 Total Deposits ($000).................... $66,478 Tier 1 Capital ($000)....................... $9,930 Risk Based Cap Ratio (%)...................20.88 ROAA (%)................................................ 1.48 ROAE (%)..............................................12.28 Net Interest Margin (%)........................ 3.53 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$146,885 Total Securities ($000).................. $28,724 Total Loans ($000)...................... $106,010 Total Deposits ($000).................. $117,607 Tier 1 Capital ($000)..................... $12,840 Risk Based Cap Ratio (%)...................11.68 ROAA (%)................................................ 1.45 ROAE (%)..............................................15.79 Net Interest Margin (%)........................ 3.69 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$828,929 Total Securities ($000)................$228,791 Total Loans ($000)...................... $470,362 Total Deposits ($000).................. $636,641 Tier 1 Capital ($000)..................... $87,346 Risk Based Cap Ratio (%)...................19.06 ROAA (%)................................................ 1.30 ROAE (%)..............................................12.82 Net Interest Margin (%)........................ 2.81 SIOUX RAPIDS First State Bank 123 Main St • Sioux Rapids, IA 50585 Phone: (712) 283-2593 • Fax: (712) 283-2594 FDIC Cert #15369 • Transit #073921132 Established: 1930 H/C: Little Sioux Bancshares, Inc., Sioux Rapids, IA Number of Branches: 2 DIRECTORS Dwaine Petersen Jay R. Rehnstrom Marilyn M. Rehnstrom Mark D. Rehnstrom Robert D. Stewart OFFICERS Chm Jay R. Rehnstrom Pres Jay R. Rehnstrom CEO Jay R. Rehnstrom CFO Jay R. Rehnstrom COO Jay R. Rehnstrom FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $35,865 Total Securities ($000).................. $16,862 Total Loans ($000).......................... $9,509 Total Deposits ($000).................... $29,248 Tier 1 Capital ($000)....................... $5,335 Risk Based Cap Ratio (%)...................35.40 ROAA (%)................................................ 0.69 ROAE (%)................................................ 4.83 Net Interest Margin (%)........................ 2.78 CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 71 SLATER South Story Bank & Trust 501 Linn St • Slater, IA 50244 Phone: (515) 228-3566 • Fax: (515) 228-3565 www.southstorybank.com FDIC Cert #17348 • Transit #073922238 Established: 1954 H/C: Greene Investment Co., Jefferson, IA Number of Branches: 2 DIRECTORS Doug Schonhorst Douglas McDermott Doyle Drake Elizabeth Garst OFFICERS Chm Kevin L. Brooks Pres Kevin L. Brooks CEO Kevin L. Brooks CFO LuAnn R. Carlson COO LuAnn R. Carlson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$126,134 Total Securities ($000).................. $11,815 Total Loans ($000)........................ $98,095 Total Deposits ($000)..................$109,750 Tier 1 Capital ($000)....................... $9,286 Risk Based Cap Ratio (%)...................10.65 ROAA (%).................................................1.17 ROAE (%).............................................. 11.31 Net Interest Margin (%)........................ 4.15 OFFICERS Chm Dale B. Smith Pres Dale B. Smith CEO Dale B. Smith CFO Dale B. Smith COO Jill Smith FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $51,435 Total Securities ($000).................. $25,980 Total Loans ($000)........................ $20,301 Total Deposits ($000).................... $43,984 Tier 1 Capital ($000)........................$5,571 Risk Based Cap Ratio (%)...................23.04 ROAA (%)................................................ 1.71 ROAE (%).............................................. 15.24 Net Interest Margin (%)........................ 3.37 OFFICERS Chm Donald M. Erusha Pres D. Neil Erusha CEO D. Neil Erusha CFO D. Neil Erusha COO Linda S. Sovers FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $88,361 Total Securities ($000).................. $27,213 Total Loans ($000)........................ $55,688 Total Deposits ($000).................... $64,528 Tier 1 Capital ($000)..................... $19,700 Risk Based Cap Ratio (%)...................33.75 ROAA (%)................................................ 2.71 ROAE (%)..............................................11.82 Net Interest Margin (%)........................ 5.44 OFFICERS Chm C. Jim McConnell Pres Kevin M. Black CEO Kevin M. Black CFO Kevin M. Black COO Kevin M. Black FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$122,332 Total Securities ($000).................. $24,843 Total Loans ($000)........................ $91,668 Total Deposits ($000).................... $94,701 Tier 1 Capital ($000)..................... $15,875 Risk Based Cap Ratio (%)...................16.45 ROAA (%)................................................ 2.38 ROAE (%)..............................................16.73 Net Interest Margin (%)........................ 4.61 Jennifer Garst Kevin L. Brooks Sid Jones SLOAN Sloan State Bank 302 Fourth St • Sloan, IA 51055 Phone: (712) 428-3344 • Fax: (712) 428-3329 www.sloanstatebank.com FDIC Cert #8507 • Transit #073909361 Established: 1889 H/C: Sloan State Corporation, Sloan, IA Number of Branches: 2 DIRECTORS Dale B. Smith David W. Storm Donald Lord Michael W. Smith Mike Miltenberger SOLON Solon State Bank 126 South Market St • Solon, IA 52333 Phone: (319) 624-3405 • Fax: (319) 624-3407 www.solonstatebank.com FDIC Cert #232 • Transit #073921446 Established: 1932 H/C: Solon Financial, Inc., Solon, IA Number of Branches: 3 DIRECTORS D. Neil Erusha Don C. Ellis Donald M. Erusha James Bartlett Keith J. Hodapp Robert D. Mickelson Ronald L. Rushek SOMERS Heartland Bank 615 Sixth Ave • Somers, IA 50586 Phone: (515) 467-5561 • Fax: (515) 467-5791 www.heartlandbanks.com FDIC Cert #14809 • Transit #073915889 Established: 1901 H/C: Somers Bancorporation, Somers, IA Number of Branches: 4 DIRECTORS Brent A. Black C. Jim McConnell Julie Blair Kevin M. Black Ned Palmer Page 72 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] SOUTH ENGLISH White State Bank 209 Ives St •P.O. Box 68 South English, IA 52335 Phone: (319) 667-5005 • Fax: (319) 667-6007 www.whitestatebank.com FDIC Cert #8519 • Transit #073910923 Established: 1908 H/C: Country Bancorporation, Crawfordsville, IA DIRECTORS Brian G. Middendorf Fred L. Axmear Jane M. Axmear OFFICERS Chm William R. Bernau Pres Scott F. Axmear CEO Scott F. Axmear CFO Scott F. Axmear COO Scott F. Axmear FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $35,564 Total Securities ($000).................... $9,830 Total Loans ($000)........................ $20,980 Total Deposits ($000).................... $28,304 Tier 1 Capital ($000)....................... $4,662 Risk Based Cap Ratio (%)...................20.36 ROAA (%)................................................ 1.26 ROAE (%).................................................7.75 Net Interest Margin (%)........................ 3.63 OFFICERS Chm Steven A. Grell Pres Clark J. Cunningham CEO Clark J. Cunningham CFO Clark J. Cunningham COO Clark J. Cunningham FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$139,489 Total Securities ($000).................. $58,380 Total Loans ($000).........................$76,547 Total Deposits ($000)..................$119,485 Tier 1 Capital ($000)..................... $12,849 Risk Based Cap Ratio (%)...................16.60 ROAA (%)................................................ 1.16 ROAE (%).............................................. 11.61 Net Interest Margin (%)........................ 2.93 OFFICERS Chm Paul Easter Pres David W. Woodcock CEO David W. Woodcock CFO Bryan K. Harken COO Debbie L. Sundall FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$325,893 Total Securities ($000)................ $102,516 Total Loans ($000)...................... $210,030 Total Deposits ($000).................. $273,105 Tier 1 Capital ($000)..................... $30,481 Risk Based Cap Ratio (%)...................15.04 ROAA (%)................................................ 1.23 ROAE (%)..............................................13.21 Net Interest Margin (%)........................ 3.08 OFFICERS Chm C. B. Conover IV Pres Gregory A. Post CEO Gregory A. Post CFO Gregory A. Post COO Tracey L. Koenig FINANCIAL STATEMENT - 11/2014 Total Assets ($000).................. $1,348,564 Total Securities ($000)................$111,834 Total Loans ($000)................... $1,119,766 Total Deposits ($000)...............$1,183,297 Tier 1 Capital ($000)................... $112,601 Risk Based Cap Ratio (%)...................11.33 ROAA (%)................................................ 0.21 ROAE (%)................................................ 2.26 Net Interest Margin (%)........................ 3.48 Scott F. Axmear Thomas R. Bernau William R. Bernau SPENCER Community State Bank 1812 Hwy Blvd • Spencer, IA 51301 Phone: (712) 262-3030 • Fax: (712) 264-0798 www.ecommunitybank.org FDIC Cert #230 • Transit #073917887 Established: 1914 H/C: Community State Bancorporation, Spencer, IA Number of Branches: 4 DIRECTORS Adam Binder Alan Patten Bruce Nystrom Bruce Tamisiea Clark J. Cunningham David M. Hultgren Gary Grave J. Scott Simpson Steven A. Grell Farmers Trust and Savings Bank 125 West Fourth St • Spencer, IA 51301 Phone: (712) 262-3340 • Fax: (712) 262-9511 www.farmerstrust.com FDIC Cert #12858 • Transit #073918857 Established: 1916 H/C: Easter Enterprises, Inc., Spencer, IA DIRECTORS Bruce Lamport Christopher Bjornstad David W. Woodcock J. Douglas Hart Jack Easter John W. Jensen Martha Easter-Wells Paul Easter Paul Sieh Northwest Bank 101 West Fifth St • Spencer, IA 51301 Phone: (712) 580-4100 • Fax: (712) 580-4188 www.bank-northwest.com FDIC Cert #32647 • Transit #273970682 Established: 1988 H/C: Northwest Financial Corp., Arnolds Park, IA Number of Branches: 22 DIRECTORS Ann Wagner-Hauser C. B. Conover IV Dwight K. Conover George A. Grieb Greg Brandt Gregory A. Post James A. Higgins James Geelan James Humes Jeffrey L. Plagge John M. Franken Kevin R. Wolterstorff Stephanie Brown CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 73 SPENCER State Bank 728 North Grand Ave • Spencer, IA 51301 Phone: (712) 262-6580 • Fax: (712) 262-6699 www.statebank-spencer.com FDIC Cert #16151 • Transit #073921954 Established: 1944 H/C: Everly Bancorporation, Everly, IA Number of Branches: 3 DIRECTORS Charley Whittenburg Robert N. Goeken Ryan Johnson OFFICERS Chm Wayne P. Johnson Pres Ryan Johnson CEO Wayne P. Johnson CFO Ryan Johnson COO Wayne P. Johnson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $69,628 Total Securities ($000).....................$9,616 Total Loans ($000)........................ $51,523 Total Deposits ($000).................... $63,949 Tier 1 Capital ($000)........................$5,169 Risk Based Cap Ratio (%)................... 10.77 ROAA (%)................................................ 1.25 ROAE (%)...............................................17.11 Net Interest Margin (%)........................ 3.67 OFFICERS Chm David James Riha Pres David James Riha CEO David James Riha CFO Judith Adams COO David James Riha FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$97,142 Total Securities ($000).................. $51,700 Total Loans ($000)........................ $42,061 Total Deposits ($000).....................$78,474 Tier 1 Capital ($000)..................... $11,341 Risk Based Cap Ratio (%)................... 17.96 ROAA (%)................................................ 1.52 ROAE (%)..............................................12.34 Net Interest Margin (%)........................ 3.25 OFFICERS Chm Stephen J. Goodenow Pres Stephen J. Goodenow CEO Stephen J. Goodenow CFO Kevin L. Neuharth COO Mary Kay Bates FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$695,308 Total Securities ($000)................ $101,364 Total Loans ($000)......................$529,655 Total Deposits ($000)..................$588,009 Tier 1 Capital ($000)..................... $67,361 Risk Based Cap Ratio (%)...................12.99 ROAA (%)................................................ 1.66 ROAE (%)..............................................14.92 Net Interest Margin (%)........................ 4.33 OFFICERS Chm Charles W. Wetzeler Pres William C. Wetzeler CEO William C. Wetzeler CFO William C. Wetzeler COO Judy K. Nece FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $68,979 Total Securities ($000).................. $27,484 Total Loans ($000).........................$37,247 Total Deposits ($000).................... $61,075 Tier 1 Capital ($000)........................$7,575 Risk Based Cap Ratio (%)................... 19.12 ROAA (%)................................................ 1.02 ROAE (%).............................................. 10.24 Net Interest Margin (%)........................ 3.16 Thomas Goeken Wayne P. Johnson SPILLVILLE Citizens Savings Bank 101 Church St • Spillville, IA 52168 Phone: (563) 562-3674 • Fax: (563) 562-3027 www.bankingwithcsb.com FDIC Cert #12128 • Transit #073915915 Established: 1908 Number of Branches: 3 DIRECTORS Colleen Durham David James Riha Ernest R. Lensing Gary Mihm John Wiest John Zoulek Roy J. Hageman Rusty Kephart SPIRIT LAKE Bank Midwest 1525 18th St • Spirit Lake, IA 51360 Phone: (712) 336-0505 • Fax: (712) 336-0404 www.bankmidwest.com FDIC Cert #5170 • Transit #073920829 Established: 1887 H/C: Goodenow Bancorporation, Okoboji, IA Number of Branches: 5 DIRECTORS Becki Drahota Brent Staples David L. Rettig Joseph Pick Michael S. Dove Paul Ruen Stephen J. Goodenow Thomas Brent Gronstal State Bank 1902 Hill Ave • Spirit Lake, IA 51360 Phone: (712) 336-2455 • Fax: (712) 336-2463 www.statebankspiritlake.com FDIC Cert #13715 • Transit #073920997 Established: 1928 H/C: State Banco, Ltd., Spirit Lake, IA Number of Branches: 2 DIRECTORS Andy Schultz Bernard Kelley Carol Schultz Charles W. Wetzeler Elsie M. Wetzeler Judy K. Nece William C. Wetzeler Page 74 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] SPRINGVILLE Exchange State Bank 253 Broadway St • Springville, IA 52336 Phone: (319) 854-6104 • Fax: (319) 854-6313 www.exchangestatebank.net FDIC Cert #16094 • Transit #073909031 Established: 1878 H/C: Country Bancorporation, Crawfordsville, IA Number of Branches: 2 DIRECTORS Brian G. Middendorf Randal S. Jones Thomas R. Bernau OFFICERS Chm William R. Bernau Pres Tyson R. Jacobi CEO Tyson R. Jacobi CFO Tyson R. Jacobi COO Tyson R. Jacobi FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $45,667 Total Securities ($000).................. $19,460 Total Loans ($000)........................ $21,090 Total Deposits ($000).................... $37,297 Tier 1 Capital ($000)........................$3,578 Risk Based Cap Ratio (%)...................11.66 ROAA (%)................................................ 0.93 ROAE (%)..............................................11.67 Net Interest Margin (%)........................ 3.39 OFFICERS Chm Joyce A. Buck Pres Brian L. Disney CEO Brian L. Disney CFO Judy Eggers COO Judy Eggers FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $213,874 Total Securities ($000).................. $92,142 Total Loans ($000)...................... $107,989 Total Deposits ($000).................. $172,090 Tier 1 Capital ($000)..................... $25,708 Risk Based Cap Ratio (%)...................16.67 ROAA (%)................................................ 1.82 ROAE (%)..............................................15.30 Net Interest Margin (%)........................ 3.18 OFFICERS Chm Timothy J. Brown Pres John C. Brown CEO Timothy J. Brown CFO John C. Brown COO Randy D. Johnson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$638,526 Total Securities ($000).................. $28,444 Total Loans ($000)......................$559,230 Total Deposits ($000).................. $550,975 Tier 1 Capital ($000)..................... $65,455 Risk Based Cap Ratio (%)...................12.48 ROAA (%)................................................ 1.30 ROAE (%)..............................................12.42 Net Interest Margin (%)........................ 4.91 OFFICERS Chm George H. Schaller Pres Harry P. Schaller CEO Harry P. Schaller CFO Danny R. Richardson COO Danny R. Richardson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $202,916 Total Securities ($000).................. $96,452 Total Loans ($000)........................ $99,383 Total Deposits ($000).................. $181,487 Tier 1 Capital ($000)..................... $20,328 Risk Based Cap Ratio (%)................... 17.72 ROAA (%)................................................ 1.44 ROAE (%)..............................................14.05 Net Interest Margin (%)........................ 2.94 Trevor J. Norman Tyson R. Jacobi William R. Bernau STATE CENTER Central State Bank 109 West Main St • State Center, IA 50247 Phone: (641) 483-2505 • Fax: (641) 483-2851 www.centralstatebankia.com FDIC Cert #10903 • Transit #073906856 Established: 1902 H/C: State Center Financial, Inc., State Center, IA DIRECTORS Ben Logsdon Bradley Kirkpatrick Brian L. Disney Joyce A. Buck Judy Eggers Wendy Haesemeyer STORM LAKE Central Bank 600 Lake Ave • Storm Lake, IA 50588 Phone: (712) 732-2190 • Fax: (712) 732-5049 www.centralbankonline.com FDIC Cert #15555 • Transit #073903503 Established: 1877 H/C: Commercial Financial Corp., Storm Lake, IA Number of Branches: 18 DIRECTORS Charles A. Wulfsen Jeff A. Richter Jeffrey R. Lapke John C. Brown Randy D. Johnson Randy Fehr Scott Wilson Steve Simon Timothy J. Brown Citizens First National Bank East Fifth & Lake Ave • P.O. Box 1227 Storm Lake, IA 50588 Phone: (712) 732-5440 • Fax: (712) 732-6167 www.citizensfnb.com FDIC Cert #4511 • Transit #073903516 Established: 1902 DIRECTORS Dick Christiansen Douglas M. Heppner Eugene Lyster Gaylen Winterhof George H. Schaller Harry P. Schaller Steve Neuroth CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 75 STORM LAKE Security Trust & Savings Bank OFFICERS Chm David H. Dvergsten 601 Lake Ave • Storm Lake, IA 50588 Pres David H. Dvergsten Phone: (712) 732-3022 • Fax: (712) 732-7055 CEO David H. Dvergsten www.securitybanksl.com CFO David H. Dvergsten FDIC Cert #968 • Transit #073903529 COO Mary A. Eckerman Established: 1908 H/C: Storm Lake Security Bancorporation, Storm Lake, IA Number of Branches: 2 DIRECTORS Benjamin B. Dvergsten David H. Dvergsten Deloris A. Britt James Foell John Dumkrieger FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$194,363 Total Securities ($000)................$120,399 Total Loans ($000)........................ $60,732 Total Deposits ($000).................. $172,924 Tier 1 Capital ($000)..................... $19,189 Risk Based Cap Ratio (%)...................25.39 ROAA (%)................................................ 1.01 ROAE (%)................................................ 9.57 Net Interest Margin (%)........................ 2.59 STORY CITY Reliance State Bank 606 Broad St • Story City, IA 50248 Phone: (515) 733-4396 • Fax: (515) 733-2068 www.rsbiowa.com FDIC Cert #9299 • Transit #073920926 Established: 1928 H/C: Ames National Corporation, Ames, IA Number of Branches: 3 DIRECTORS Cory K. Milbrandt Elaine C. Tekippe Gary G. Vulgamott Harold E. Thompson John P. Nelson OFFICERS Chm John P. Nelson Pres Richard J. Schreier CEO Richard J. Schreier CFO Richard J. Schreier COO Richard J. Schreier FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $214,556 Total Securities ($000).................. $82,208 Total Loans ($000)......................$115,464 Total Deposits ($000)..................$180,283 Tier 1 Capital ($000)..................... $19,568 Risk Based Cap Ratio (%)...................13.64 ROAA (%)................................................ 1.23 ROAE (%)..............................................10.05 Net Interest Margin (%)........................ 3.31 OFFICERS Chm James W. Belden Pres James W. Belden CEO James W. Belden CFO James W. Belden COO James W. Belden FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $99,059 Total Securities ($000).................. $29,957 Total Loans ($000)........................ $57,620 Total Deposits ($000).................... $88,792 Tier 1 Capital ($000)........................$8,031 Risk Based Cap Ratio (%)....................17.47 ROAA (%)................................................ 0.63 ROAE (%).................................................7.86 Net Interest Margin (%)........................ 3.25 OFFICERS Chm Richard G. Fox Pres Gregory A. Johnson CEO Gregory A. Johnson CFO Dean R. Conrad COO Dean R. Conrad FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $102,975 Total Securities ($000).................. $38,150 Total Loans ($000)........................ $50,564 Total Deposits ($000).................... $75,058 Tier 1 Capital ($000)..................... $11,870 Risk Based Cap Ratio (%)...................19.86 ROAA (%)................................................ 0.89 ROAE (%)................................................ 6.78 Net Interest Margin (%)........................ 3.44 Mike Hrubes Neil W. Fell Richard J. Schreier Steven D. Forth STUART First State Bank 215 North Division St • Stuart, IA 50250 Phone: (515) 523-2721 • Fax: (515) 523-1261 www.stuartbank.com FDIC Cert #16177 • Transit #073921967 Established: 1934 Number of Branches: 4 DIRECTORS James W. Belden Jeffrey A. Horn Mollie Jarvis Noah Hunter William W. Hunter SUMNER First State Bank 1150 West First St • Sumner, IA 50674 Phone: (563) 578-3312 • Fax: (563) 578-5847 www.fsbsumner.com FDIC Cert #11634 • Transit #073904939 Established: 1900 H/C: PSB Corporation, Wellsburg, IA Number of Branches: 2 DIRECTORS Dean R. Conrad Gregory A. Johnson Joseph Freitag Neil O’Kones Richard G. Fox Page 76 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] SUMNER Northeast Security Bank 108 North Carpenter St • Sumner, IA 50674 Phone: (563) 578-3251 • Fax: (563) 578-3253 www.northeastsecuritybank.com FDIC Cert #18384 • Transit #073909222 Established: 1888 H/C: Independence Bancshares, Inc., Independence, IA Number of Branches: 4 DIRECTORS Benjamin G. Pagel Brian K. Meyer Gary F. Short Jack D. Moulds OFFICERS Chm Gary F. Short Pres Benjamin G. Pagel CEO Benjamin G. Pagel CFO Craig K. Coffman COO Benjamin G. Pagel FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$123,498 Total Securities ($000).................. $33,655 Total Loans ($000)........................ $79,895 Total Deposits ($000).................... $93,989 Tier 1 Capital ($000)..................... $13,706 Risk Based Cap Ratio (%)...................16.66 ROAA (%)................................................ 1.36 ROAE (%)..............................................11.20 Net Interest Margin (%).........................3.74 OFFICERS Chm James J. Johnson Pres Darin J. Johnson CEO James J. Johnson CFO Darin J. Johnson COO Darin J. Johnson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $101,328 Total Securities ($000)........................$553 Total Loans ($000)........................ $96,488 Total Deposits ($000).................... $71,567 Tier 1 Capital ($000)........................$9,075 Risk Based Cap Ratio (%)................... 10.51 ROAA (%)................................................ 2.62 ROAE (%)..............................................30.34 Net Interest Margin (%)........................ 4.40 OFFICERS Chm George W. Chadima Pres Philip R. Reed CEO Philip R. Reed CFO Philip R. Reed COO Philip R. Reed FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $45,628 Total Securities ($000).................. $22,486 Total Loans ($000)........................ $17,255 Total Deposits ($000).................... $40,362 Tier 1 Capital ($000)....................... $5,086 Risk Based Cap Ratio (%)...................18.93 ROAA (%)................................................ 0.50 ROAE (%)................................................ 4.46 Net Interest Margin (%).........................2.74 OFFICERS Chm Thomas L. Horbach Pres Thomas L. Horbach CEO Thomas L. Horbach CFO Thomas L. Horbach COO Thomas L. Horbach FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $117,609 Total Securities ($000).................. $34,349 Total Loans ($000)........................ $78,363 Total Deposits ($000).................... $96,734 Tier 1 Capital ($000)..................... $13,047 Risk Based Cap Ratio (%)................... 17.35 ROAA (%)................................................ 1.04 ROAE (%)................................................ 8.51 Net Interest Margin (%)........................ 3.35 Keith B. Bruening LaVerne A. Buhr Randy A. Blin SUTHERLAND Security State Bank 109 West Second St • Sutherland, IA 51058 Phone: (712) 446-3324 • Fax: (712) 446-3326 www.mysecuritystate.com FDIC Cert #235 • Transit #073921161 Established: 1931 H/C: Old O’Brien Banc Shares, Inc., Sutherland, IA Number of Branches: 2 DIRECTORS Dan Ebel Darin J. Johnson James J. Johnson Jeffrey D. Ebel Philip M. Woodall SWISHER Swisher Trust & Savings Bank 59 Rose Ave, SW • Swisher, IA 52338 Phone: (319) 857-4131 • Fax: (319) 857-4531 www.swisherbank.com FDIC Cert #8516 • Transit #073917298 Established: 1913 H/C: Swisher Bankshares, Inc., Swisher, IA DIRECTORS Craig Vondracek Darrick J. Chadima Daryl J. Hynek David Bowersox George W. Chadima Philip R. Reed Russell R. Thompson TEMPLETON Templeton Savings Bank 103 South Main St • Templeton, IA 51463 Phone: (712) 669-3322 • Fax: (712) 669-3705 www.templetonsavingsbank.com FDIC Cert #969 • Transit #073920405 Established: 1923 Number of Branches: 2 DIRECTORS John T. Horbach Joseph W. Blum Kevin J. Boyle Larry J. Horbach Larry L. Sporrer Teresa A. Horbach Thomas L. Horbach CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 77 TIPTON Community State Bank 509 Lynn St • Tipton, IA 52772 Phone: (563) 886-6155 • Fax: (563) 886-3904 www.cstbank.com FDIC Cert #10114 • Transit #073908317 Established: 1894 H/C: Fidelity Company, Dubuque, IA Number of Branches: 4 DIRECTORS Bryan G. Vander Lee Cathy Boesenberg Glenn Hay OFFICERS Chm James R. Kennedy Jr. Pres Glenn Hay CEO Glenn Hay CFO Glenn Hay COO Cathy Boesenberg FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$113,289 Total Securities ($000).................. $49,142 Total Loans ($000)........................ $49,378 Total Deposits ($000).................... $96,330 Tier 1 Capital ($000)..................... $10,125 Risk Based Cap Ratio (%)...................16.28 ROAA (%)................................................ 0.86 ROAE (%)................................................ 9.90 Net Interest Margin (%)........................ 2.83 OFFICERS Chm Allan J. Boyken Pres Allan J. Boyken CEO Allan J. Boyken CFO Todd E. Schwartz COO Linda Smith FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $168,104 Total Securities ($000).................. $90,650 Total Loans ($000)........................ $63,779 Total Deposits ($000).................. $147,660 Tier 1 Capital ($000)..................... $17,804 Risk Based Cap Ratio (%)................... 22.71 ROAA (%)................................................ 0.49 ROAE (%)................................................ 4.52 Net Interest Margin (%)........................ 2.93 James R. Kennedy Jr. Patricia Hasenbank William Schwitzer TITONKA Titonka Savings Bank 173 Main St, North • Titonka, IA 50480 Phone: (515) 928-2142 • Fax: (515) 928-2042 www.tsbbank.com FDIC Cert #17302 • Transit #073918844 Established: 1916 H/C: Titonka Bancshares, Inc., Titonka, IA Number of Branches: 3 DIRECTORS Aaron T. Boyken Allan J. Boyken Janice Folkerts Jeffry L. Carlton Leonard Stenzel Linda Smith Lori Bertram Quentin R. Boyken Todd E. Schwartz William Krahling TOLEDO State Bank of Toledo 100 East High St • Toledo, IA 52342 Phone: (641) 484-2980 • Fax: (641) 484-2333 www.banktoledo.com FDIC Cert #4514 • Transit #073920780 Established: 1927 H/C: Tama County Abstract Company, Toledo, IA Number of Branches: 2 DIRECTORS Bill Skow Jr. Danny Lekin Donna J. Princehouse James E. Roan Joe E. Boll John C. Kavalier OFFICERS Chm James E. Roan Pres John C. Kavalier CEO John C. Kavalier CFO John C. Kavalier COO Donna J. Princehouse Michael J. Doyle Richard Ridout Tom Scharnweber FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$102,842 Total Securities ($000).................... $4,005 Total Loans ($000)........................ $84,201 Total Deposits ($000).................... $93,522 Tier 1 Capital ($000)....................... $8,955 Risk Based Cap Ratio (%)...................11.08 ROAA (%)................................................ 1.53 ROAE (%)..............................................16.68 Net Interest Margin (%)........................ 4.48 TRAER Farmers Savings Bank & Trust 611 Second St • Traer, IA 50675 Phone: (319) 478-2148 • Fax: (319) 478-2023 www.fsb-traer.com FDIC Cert #10122 • Transit #073918459 Established: 1915 H/C: Talen, Inc., Traer, IA Number of Branches: 2 DIRECTORS Cindy Youel Darlys M. Hulme E. James Mason Jr. Keith Ervin Nicholas Podhajsky Todd Wiley William C. Talen OFFICERS Chm William C. Talen Pres Darlys M. Hulme CEO William C. Talen CFO Darlys M. Hulme COO Darlys M. Hulme FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $177,948 Total Securities ($000).................. $72,045 Total Loans ($000)........................ $84,135 Total Deposits ($000)..................$153,899 Tier 1 Capital ($000)..................... $12,304 Risk Based Cap Ratio (%)...................12.63 ROAA (%)................................................ 1.00 ROAE (%)..............................................14.09 Net Interest Margin (%)........................ 2.96 Page 78 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] TREYNOR Treynor State Bank 15 East Main St • Treynor, IA 51575 Phone: (712) 487-3000 • Fax: (712) 487-3475 www.tsbank.com FDIC Cert #14812 • Transit #073920447 Established: 1923 H/C: Treynor Bancshares, Inc., Treynor, IA Number of Branches: 5 DIRECTORS Christine A. Clausen Eugene W. Young Heidi A. Guttau-Fox Joshua M. Guttau Judith A. Guttau OFFICERS Chm Michael K. Guttau CEO Joshua M. Guttau CFO Joshua M. Guttau COO Christine Baker FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$289,326 Total Securities ($000)................$182,666 Total Loans ($000)........................ $77,512 Total Deposits ($000)..................$237,258 Tier 1 Capital ($000)..................... $24,036 Risk Based Cap Ratio (%)...................14.80 ROAA (%)................................................ 0.82 ROAE (%)................................................ 9.14 Net Interest Margin (%).........................3.17 OFFICERS Chm Mark J. Sexton Pres Steven R. Edeker CEO Steven R. Edeker CFO Steven R. Edeker COO Steven R. Edeker FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $51,836 Total Securities ($000)...................$27,519 Total Loans ($000)........................ $22,039 Total Deposits ($000).................... $38,519 Tier 1 Capital ($000)....................... $8,936 Risk Based Cap Ratio (%)................... 27.77 ROAA (%)................................................ 2.08 ROAE (%).............................................. 11.77 Net Interest Margin (%)........................ 3.19 OFFICERS Chm Melvin G. Happel Pres Melvin G. Happel CEO Melvin G. Happel CFO Melvin G. Happel COO Melvin G. Happel FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $38,620 Total Securities ($000).....................$4,318 Total Loans ($000)........................ $28,734 Total Deposits ($000).................... $32,341 Tier 1 Capital ($000)........................$6,179 Risk Based Cap Ratio (%)...................20.85 ROAA (%)................................................ 1.48 ROAE (%)................................................ 9.22 Net Interest Margin (%)........................ 3.84 OFFICERS Chm Robert V. Dentel Pres Robert J. Dentel CEO Robert J. Dentel CFO Robert J. Dentel COO Justine Weisskopf FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $49,854 Total Securities ($000)...................$27,874 Total Loans ($000).........................$19,711 Total Deposits ($000).................... $34,734 Tier 1 Capital ($000)..................... $11,499 Risk Based Cap Ratio (%)...................40.88 ROAA (%)................................................ 3.10 ROAE (%)..............................................13.00 Net Interest Margin (%)........................ 4.55 Marlyn A. Eitmann Michael K. Guttau Neil A. Stanley Wendell A. Volkens TRIPOLI American Savings Bank 312 South Main St • Tripoli, IA 50676 Phone: (319) 882-4279 • Fax: (319) 882-4271 www.asbtripoli.com FDIC Cert #9104 • Transit #073907664 Established: 1899 H/C: Tripoli Bancshares, Inc., Saint Paul, MN DIRECTORS Andrew G. Sexton Kenny L. Hennings Kim L. Kehe Mark J. Sexton Steven R. Edeker Timothy A. Sexton VICTOR Farmers Savings Bank 606 Third St • Victor, IA 52347 Phone: (319) 647-3141 • Fax: (319) 647-3141 FDIC Cert #8097 • Transit #073908621 Established: 1891 H/C: FSB of Victor, Inc., Victor, IA DIRECTORS Maxine L. Happel Melvin G. Happel Orville W. Bloethe Victor State Bank 201 Washington St • Victor, IA 52347 Phone: (319) 647-2231 • Fax: (319) 647-2232 www.victorstatebank.com FDIC Cert #12859 • Transit #073908634 Established: 1928 H/C: Dentel Bancorporation, Victor, IA DIRECTORS Mary P. Howell Patricia A. Dentel Robert J. Dentel Robert V. Dentel Verlyn E. Dentel CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 79 WALCOTT Walcott Trust and Savings Bank 101 West Bryant St • Walcott, IA 52773 Phone: (563) 284-6202 • Fax: (563) 284-6031 www.walcottbank.com FDIC Cert #12716 • Transit #073910389 Established: 1931 Number of Branches: 2 DIRECTORS Bob Garman Clemens A. Werner Jr. Kent A. Paustian OFFICERS Chm Clemens A. Werner Jr. Pres Susan L. Daley CEO Susan L. Daley CFO Susie Johnson COO Susan L. Daley FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $102,126 Total Securities ($000).................. $20,102 Total Loans ($000)........................ $68,184 Total Deposits ($000).................... $82,015 Tier 1 Capital ($000)..................... $19,803 Risk Based Cap Ratio (%)...................29.52 ROAA (%)................................................ 1.04 ROAE (%)................................................ 5.51 Net Interest Margin (%)........................ 3.69 OFFICERS Chm William R. Bernau Pres Rod G. Dobney CEO Rod G. Dobney CFO Rod G. Dobney COO Rod G. Dobney FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$41,037 Total Securities ($000).................. $13,489 Total Loans ($000)........................ $22,534 Total Deposits ($000).................... $33,198 Tier 1 Capital ($000)....................... $3,728 Risk Based Cap Ratio (%)...................13.53 ROAA (%)................................................ 1.31 ROAE (%)..............................................14.39 Net Interest Margin (%)........................ 3.53 OFFICERS Chm Walter J. Carlson Pres Chris D. Grimm CEO Chris D. Grimm CFO Rebecca Belzer COO Chris D. Grimm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $80,816 Total Securities ($000)........................$738 Total Loans ($000)........................ $67,773 Total Deposits ($000).................... $64,521 Tier 1 Capital ($000)......................$10,574 Risk Based Cap Ratio (%)...................16.55 ROAA (%)................................................ 0.82 ROAE (%)................................................ 6.32 Net Interest Margin (%)........................ 3.77 OFFICERS Chm Wayne D. Shipman Pres Kent A. Wollenhaupt CEO Kent A. Wollenhaupt CFO Kent A. Wollenhaupt COO Kent A. Wollenhaupt FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$39,076 Total Securities ($000).................. $12,857 Total Loans ($000)........................ $12,964 Total Deposits ($000).................... $34,506 Tier 1 Capital ($000)....................... $4,436 Risk Based Cap Ratio (%)...................22.91 ROAA (%)................................................ 0.33 ROAE (%)................................................ 2.94 Net Interest Margin (%)........................ 2.22 Susan L. Daley William I. Moon WALKER Walker State Bank 116 Greene St • Walker, IA 52352 Phone: (319) 448-4317 • Fax: (319) 448-4102 www.walkerbank.com FDIC Cert #16432 • Transit #073922089 Established: 1946 H/C: Country Bancorporation, Crawfordsville, IA DIRECTORS Brian G. Middendorf Christopher A. Nielsen Rod G. Dobney Terry L. Novotny Thomas R. Bernau William R. Bernau WAPELLO Iowa State Bank 409 Hwy 61, South • Wapello, IA 52653 Phone: (319) 523-5200 • Fax: (319) 523-2858 www.iastatebk.com FDIC Cert #14291 • Transit #073906872 Established: 1931 H/C: Morning Sun Bank Corp., Wapello, IA Number of Branches: 5 DIRECTORS Chris D. Grimm Dennis Shull Elizabeth Brennan Kim L. Robb Ron Massner Walter J. Carlson State Bank of Wapello 306 North Second St • Wapello, IA 52653 Phone: (319) 523-2131 • Fax: (319) 523-2141 www.statebankofwapello.com FDIC Cert #15308 • Transit #073921721 Established: 1935 H/C: Wapello Bankshares, Inc., Wapello, IA DIRECTORS Curt L. Grimm Harlan Hayes Kent A. Wollenhaupt Myrtle I. Wollenhaupt Wayne D. Shipman Wayne Gieselman Page 80 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] WASHINGTON Federation Bank 102 East Main St • Washington, IA 52353 Phone: (319) 653-7256 • Fax: (319) 653-2636 www.federationbankia.com FDIC Cert #14352 • Transit #073915672 Established: 1906 H/C: Washington Bancorp, Washington, IA Number of Branches: 5 DIRECTORS Carroll Steinbeck Dale J. Torpey Donnie B. Dickinson Jamie Collier James D. Gorham James E. Miller Leisha A. Linge Mary Levy Washington State Bank 121 South Marion Ave • Washington, IA 52353 Phone: (319) 653-2151 • Fax: (319) 653-6375 www.washsb.com FDIC Cert #214 • Transit #073902216 Established: 1932 H/C: W.S.B., Inc., Washington, IA Number of Branches: 3 DIRECTORS David Birney James E. Lloyd John A. Winga Jr. Keith W. Lazar Leigh Wolf R. Dean Garrett OFFICERS Chm Dale J. Torpey Pres Jamie Collier CEO Gary James Collier CFO Leisha A. Linge COO Jamie Collier Myron L. Graber Rick R. Hofer Terry Engelken OFFICERS Chm Rachel Nicola Pres Keith W. Lazar CEO Keith W. Lazar CFO Keith W. Lazar COO James R. Mostek Rachel Nicola Ron Farrier Thomas Lowe FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $114,973 Total Securities ($000).................. $33,727 Total Loans ($000)........................ $69,552 Total Deposits ($000).................... $94,450 Tier 1 Capital ($000)....................... $9,286 Risk Based Cap Ratio (%)...................11.96 ROAA (%)................................................ 1.10 ROAE (%).............................................. 11.71 Net Interest Margin (%)........................ 3.65 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $241,536 Total Securities ($000).................. $73,431 Total Loans ($000)...................... $145,746 Total Deposits ($000).................. $187,871 Tier 1 Capital ($000)..................... $33,385 Risk Based Cap Ratio (%)................... 24.76 ROAA (%)................................................ 1.21 ROAE (%)................................................ 8.63 Net Interest Margin (%)........................ 3.13 WATERLOO Farmers State Bank 1009 Peoples Sq • Waterloo, IA 50702 Phone: (319) 287-3961 • Fax: (319) 287-3966 www.fsb1879.com FDIC Cert #12855 • Transit #073908045 Established: 1879 H/C: FSB Financial Services, Inc., Waterloo, IA Number of Branches: 10 DIRECTORS Albert C. Duroe Andrew Van Fleet Jerry L. Fratzke John C. White Michael H. Fereday OFFICERS Chm Albert C. Duroe Pres Todd L. Rohlfsen CEO Rodney Lawrence Duroe CFO Rodney Lawrence Duroe COO Rodney Lawrence Duroe FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$591,429 Total Securities ($000).................. $45,583 Total Loans ($000)......................$502,969 Total Deposits ($000)..................$462,459 Tier 1 Capital ($000)..................... $46,607 Risk Based Cap Ratio (%)...................10.69 ROAA (%).................................................1.74 ROAE (%)..............................................21.30 Net Interest Margin (%)........................ 4.07 OFFICERS Chm James W. Oberreuter Pres Daniel J. Schulte CEO Daniel J. Schulte CFO Daniel J. Schulte COO Daniel J. Schulte FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $69,305 Total Securities ($000).................. $37,521 Total Loans ($000)........................ $27,592 Total Deposits ($000).................... $57,825 Tier 1 Capital ($000)..................... $10,000 Risk Based Cap Ratio (%)...................25.60 ROAA (%)................................................ 1.54 ROAE (%).............................................. 10.17 Net Interest Margin (%)........................ 3.10 Rodney Lawrence Duroe Roger W. Hershberger Suzanne C. Duroe Todd L. Rohlfsen WATKINS Watkins Savings Bank 202 First St • Watkins, IA 52354 Phone: (319) 227-7773 • Fax: (319) 227-7446 www.watkinsbank.com FDIC Cert #18071 • Transit #073916406 Established: 1892 DIRECTORS Daniel J. Schulte Dennis D. Kimm Dennis L. Frese James W. Oberreuter John D. Kuester CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 81 WAUKON Farmers & Merchants Savings Bank 201 West Main St • Waukon, IA 52172 Phone: (563) 568-3417 • Fax: (563) 568-6225 www.fmsb4me.com FDIC Cert #255 • Transit #073920612 Established: 1925 H/C: Farmers & Merchants Savings Bank Number of Branches: 2 DIRECTORS Donald Bakke Ethan A. Jacobson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$150,222 Total Securities ($000)...................$51,162 Total Loans ($000)........................ $92,732 Total Deposits ($000).................. $127,156 Tier 1 Capital ($000)..................... $15,998 Risk Based Cap Ratio (%)...................15.42 ROAA (%)................................................ 1.75 ROAE (%)..............................................16.26 Net Interest Margin (%)........................ 3.48 OFFICERS Chm James E. Sweeney Pres James E. Sweeney CEO James E. Sweeney CFO Gail E. Prestemon COO Gail E. Prestemon FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$252,503 Total Securities ($000).................. $46,232 Total Loans ($000)...................... $178,835 Total Deposits ($000).................. $207,406 Tier 1 Capital ($000)..................... $32,946 Risk Based Cap Ratio (%)................... 18.15 ROAA (%)................................................ 2.00 ROAE (%).............................................. 14.47 Net Interest Margin (%)........................ 3.80 Herbert Dehli Sibyl Jacobson Waukon State Bank 22 West Main St • Waukon, IA 52172 Phone: (563) 568-3451 • Fax: (563) 568-6247 www.waukonstatebank.com FDIC Cert #1857 • Transit #073903985 Established: 1871 H/C: WFC, Inc., Waukon, IA Number of Branches: 4 DIRECTORS Alan J. Johnson David Hahn David Martin David Stilwell OFFICERS Chm Ethan A. Jacobson Pres Ethan A. Jacobson CEO Ethan A. Jacobson CFO Nancy Burg Rathbun COO Nancy Burg Rathbun Gail E. Prestemon James E. Sweeney Patrick C. Friar Rick D. Burras Robert A. Schultz Ronald R. Stoskopf Thomas Thomson WAVERLY First National Bank 316 East Bremer Ave • Waverly, IA 50677 Phone: (319) 352-1340 • Fax: (319) 352-6323 www.myfnbbank.com FDIC Cert #4519 • Transit #073902766 Established: 1864 H/C: First of Waverly Corporation, Waverly, IA Number of Branches: 6 DIRECTORS David Engelbrecht David J. Huser David W. Deaver Gary Nelson James R. Kenyon James R. Krieg Keith D. Collins Kimberly Folkers Security State Bank 933 16th St, SW • Waverly, IA 50677 Phone: (319) 352-3500 • Fax: (319) 352-4231 www.securitystateonline.com FDIC Cert #15738 • Transit #073921860 Established: 1940 H/C: Fayette Bancorporation, Marion, IA Number of Branches: 3 DIRECTORS Bernard Smith Jr. Clair J. Lensing Jr. Clair J. Lensing Sr. Duane L. Harms Mary E. Lensing Thomas J. Leary OFFICERS Chm Gary Nelson Pres Richard J. Carlson CEO Richard J. Carlson CFO Susan Whitson COO Susan Whitson Michael Byl Richard J. Carlson Susan Whitson Tom Rasmussen OFFICERS Chm Clair J. Lensing Sr. Pres Clair J. Lensing Sr. CEO Clair J. Lensing Sr. CFO Clair J. Lensing Sr. COO Clair J. Lensing Sr. FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$324,675 Total Securities ($000).................. $40,219 Total Loans ($000)......................$253,813 Total Deposits ($000).................. $272,165 Tier 1 Capital ($000)..................... $36,499 Risk Based Cap Ratio (%)...................14.98 ROAA (%)................................................ 0.93 ROAE (%).................................................7.82 Net Interest Margin (%)........................ 3.53 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $79,851 Total Securities ($000).................. $36,409 Total Loans ($000)........................ $36,087 Total Deposits ($000).....................$61,140 Tier 1 Capital ($000)........................$7,731 Risk Based Cap Ratio (%)................... 16.31 ROAA (%)................................................ 1.31 ROAE (%)..............................................12.62 Net Interest Margin (%)........................ 3.20 Page 82 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] WEBSTER CITY First State Bank 505 Second St • Webster City, IA 50595 Phone: (515) 832-2520 • Fax: (515) 832-2592 www.fsbwc.com FDIC Cert #15321 • Transit #073921718 Established: 1935 H/C: Van Diest Investment Company, Ankeny, IA Number of Branches: 6 DIRECTORS Arlo Van Diest Brian J. McLoughlin David P. Taylor Douglas D. Follmann FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$348,354 Total Securities ($000)...................$51,057 Total Loans ($000)...................... $270,937 Total Deposits ($000).................. $279,370 Tier 1 Capital ($000)..................... $38,170 Risk Based Cap Ratio (%)...................13.00 ROAA (%)................................................ 1.54 ROAE (%)..............................................12.91 Net Interest Margin (%)........................ 3.53 OFFICERS Chm Dennis John Tasler Pres Stephen L. Mourlam CEO Stephen L. Mourlam CFO Stephen L. Mourlam COO Stephen L. Mourlam FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $109,240 Total Securities ($000)...................$41,167 Total Loans ($000)........................ $55,516 Total Deposits ($000).................... $92,656 Tier 1 Capital ($000)..................... $13,629 Risk Based Cap Ratio (%)................... 30.37 ROAA (%)................................................ 0.70 ROAE (%)................................................ 5.75 Net Interest Margin (%)........................ 3.01 OFFICERS Chm Richard G. Fox Pres Richard G. Fox CEO Richard G. Fox CFO Robert L. Macy COO Jolene R. Hippen FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $101,627 Total Securities ($000).................. $33,560 Total Loans ($000)........................ $60,835 Total Deposits ($000).................... $76,461 Tier 1 Capital ($000)....................... $8,480 Risk Based Cap Ratio (%)................... 12.07 ROAA (%)................................................ 0.85 ROAE (%)..............................................11.44 Net Interest Margin (%)........................ 3.14 OFFICERS Chm Stephany Harvey Pres Martin L. Jacobs CEO Martin L. Jacobs CFO Martin L. Jacobs COO Carol E. Baas FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$119,729 Total Securities ($000).................. $36,060 Total Loans ($000)........................ $72,671 Total Deposits ($000).................... $98,807 Tier 1 Capital ($000)..................... $11,789 Risk Based Cap Ratio (%)...................14.49 ROAA (%)................................................ 1.34 ROAE (%)..............................................13.21 Net Interest Margin (%)........................ 3.69 John Van Diest Robert A. Van Diest Ronald Nagel WCF Financial Bank (MHC) 820 Des Moines St • Webster City, IA 50595 Phone: (515) 832-3071 • Fax: (515) 832-3085 www.wcfbank.com FDIC Cert #28989 • Transit #273970776 Established: 1934 H/C: WCF Financial, M.H.C., Webster City, IA Number of Branches: 3 DIRECTORS C. Thomas Chalstrom Dennis John Tasler Harold J. Pursley OFFICERS Chm Robert A. Van Diest Pres David P. Taylor CEO David P. Taylor CFO Brian J. McLoughlin COO Denise Shehorn Kyle R. Swon Leo Moriarty Stephen L. Mourlam WELLSBURG Peoples Savings Bank 414 North Adams St • Wellsburg, IA 50680 Phone: (641) 869-3721 • Fax: (641) 869-3855 www.bankpsb.com FDIC Cert #14868 • Transit #073920531 Established: 1934 H/C: PSB Corporation, Wellsburg, IA Number of Branches: 3 DIRECTORS Alle V. Jaspers Harris Reiter Neil O’Kones Richard G. Fox Robert L. Macy Tony Doolaard WEST BEND West Iowa Bank 319 South Broadway Ave • West Bend, IA 50597 Phone: (515) 887-7811 • Fax: (515) 887-7812 www.westiowabank.com FDIC Cert #9105 • Transit #073908155 Established: 1926 H/C: West Bend Bancorp., West Bend, IA Number of Branches: 5 DIRECTORS James Daubendiek Jenny A. Daubendiek Justin Daubendiek Martin L. Jacobs Stephany Harvey Susan Harvey Winchester William H. Daubendiek II CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 83 WEST DES MOINES Bank Iowa 1150 Jordan Creek Pkwy • West Des Moines, IA 50266 Phone: (515) 225-0710 • Fax: (515) 226-7370 www.bankiowabanks.com FDIC Cert #14521 • Transit #073920418 Established: 1923 H/C: Bank Iowa Corporation, West Des Moines, IA Number of Branches: 25 DIRECTORS Darlene Carlson Daryl K. Petty David Boswell Harry O. Barr James L. Plagge Jerry Warrick John F. Hartford John Krummel Earlham Savings Bank 7300 Lake Drive • West Des Moines, IA 50266 Phone: (515) 223-4753 • Fax: (515) 225-3298 www.earlhambank.com FDIC Cert #5796 • Transit #073921158 Established: 1931 Number of Branches: 8 DIRECTORS James W. Belden Margaret P. Schafer Samuel H. Braland 177 South Jordan Creek Pkwy West Des Moines, IA 50266 Phone: (515) 221-0022 • Fax: (515) 221-3311 www.fidelity-bank.com FDIC Cert #14251 • Transit #073920900 Established: 1927 H/C: Maximum Bancshares, Inc., West Des Moines, IA Number of Branches: 3 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)................... $1,113,676 Total Securities ($000).................$301,176 Total Loans ($000)......................$721,969 Total Deposits ($000)..................$923,730 Tier 1 Capital ($000)................... $100,919 Risk Based Cap Ratio (%)...................14.02 ROAA (%)................................................ 1.15 ROAE (%)..............................................12.69 Net Interest Margin (%)........................ 3.33 OFFICERS Chm William W. Hunter Pres William W. Hunter CEO William W. Hunter CFO William W. Hunter COO Laura D. Forret FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$263,152 Total Securities ($000).................. $69,866 Total Loans ($000)...................... $163,618 Total Deposits ($000)..................$235,089 Tier 1 Capital ($000)..................... $27,158 Risk Based Cap Ratio (%)...................18.70 ROAA (%)................................................ 0.78 ROAE (%).................................................7.55 Net Interest Margin (%)........................ 3.50 OFFICERS Chm Marvin L. Rickert Pres Bruce D. Greenfield CEO Bruce D. Greenfield CFO Brian deBuhr COO Brian deBuhr FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $71,303 Total Securities ($000).................... $4,605 Total Loans ($000)........................ $57,215 Total Deposits ($000).................... $52,139 Tier 1 Capital ($000)........................$6,513 Risk Based Cap Ratio (%)...................12.39 ROAA (%)................................................ 1.76 ROAE (%)..............................................15.04 Net Interest Margin (%)........................ 5.00 OFFICERS Pres Jeffrey L. Payne CEO Heather L. Miller CFO Heather L. Miller COO Jeffrey L. Payne FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $161,768 Total Securities ($000)............................ $0 Total Loans ($000)...................... $137,470 Total Deposits ($000).................. $133,537 Tier 1 Capital ($000)......................$17,273 Risk Based Cap Ratio (%)................... 14.12 ROAA (%)................................................ 1.51 ROAE (%)..............................................14.43 Net Interest Margin (%)........................ 3.64 Rick M. Nord Teg Sage Freedom Financial Bank 1255 Jordan Creek Pkwy West Des Moines, IA 50266 Phone: (515) 223-1113 • Fax: (515) 223-0707 www.freedomfinancialbank.com FDIC Cert #35031 • Transit #073922704 Established: 1999 H/C: Freedom Holdings Company, West Des Moines, IA Number of Branches: 2 DIRECTORS Heather L. Miller Heidi A. Loverude Jeffrey L. Payne K. Paige Duncan Richard H. Kriener Robert D. Vavra Scott Brus Vernon L. Geiger William W. Hunter Fidelity Bank DIRECTORS Bruce D. Greenfield Kenneth J. Bonnet Marvin L. Rickert OFFICERS Chm K. Paige Duncan Pres James L. Plagge CEO James L. Plagge CFO Darlene Carlson Robert Hanson Robert O. Grathwohl Page 84 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] WEST DES MOINES Midwest Heritage Bank, FSB 3580 EP True Pkwy, Suite 100 West Des Moines, IA 50265 Phone: (515) 278-6541 • Fax: (515) 278-6536 www.mhbank.com FDIC Cert #4432 • Transit #073902436 Established: 1873 H/C: Hy-Vee, Inc., West Des Moines, IA Number of Branches: 8 DIRECTORS Jay Marshall Karl Kruse Michael D. Skokan Monte Wiese Paula Correy Sheila Laing State Savings Bank 4800 Mills Civic Pkwy, Suite 100 West Des Moines, IA 50265 Phone: (515) 457-9533 • Fax: (515) 457-9643 www.statesavingsonline.com FDIC Cert #248 • Transit #073909468 Established: 1894 H/C: SSB Holding Co., Inc., West Des Moines, IA Number of Branches: 2 DIRECTORS James Middendorf John F. Edge Lee M. Walker FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$187,492 Total Securities ($000).................. $49,586 Total Loans ($000)...................... $122,014 Total Deposits ($000)..................$154,348 Tier 1 Capital ($000)..................... $20,114 Risk Based Cap Ratio (%)................... 17.20 ROAA (%)................................................ 1.06 ROAE (%)................................................ 8.77 Net Interest Margin (%)........................ 3.58 Stephen Meyer Tony S. Kaska OFFICERS Chm John F. Edge Pres Timothy J. Wolf CEO Timothy J. Wolf CFO Timothy J. Wolf COO Timothy J. Wolf FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$104,432 Total Securities ($000).....................$2,001 Total Loans ($000).........................$91,147 Total Deposits ($000).................... $83,528 Tier 1 Capital ($000)..................... $10,491 Risk Based Cap Ratio (%)...................13.65 ROAA (%)................................................ 1.77 ROAE (%).............................................. 17.67 Net Interest Margin (%)........................ 4.26 Loren Milligan Matt Whitaker Timothy J. Wolf West Bank 1601 22nd St • West Des Moines, IA 50266 Phone: (515) 222-2300 • Fax: (515) 222-2346 www.westbankstrong.com FDIC Cert #15614 • Transit #073903354 Established: 1893 H/C: West Bancorporation, Inc., West Des Moines, IA Number of Branches: 11 DIRECTORS Brad L. Winterbottom David D. Nelson David R. Milligan Douglas R. Gulling Frank W. Berlin George Dunlop Milligan OFFICERS Chm Stephen Meyer Pres Tony S. Kaska CEO Tony S. Kaska CFO Lisa J. Hayek COO Lisa J. Hayek Harlee N. Olafson James William Noyce Joyce A. Chapman Kaye R. Lozier Lou Ann G. Sandburg Michael J. Gerdin OFFICERS Chm David D. Nelson Pres Brad L. Winterbottom CEO David D. Nelson CFO Douglas R. Gulling Philip Jason Worth Robert G. Pulver Sean P. McMurray Steven K. Gaer Thomas A. Carlstrom FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................$1,507,862 Total Securities ($000)................$336,544 Total Loans ($000).................. $1,083,420 Total Deposits ($000)...............$1,211,253 Tier 1 Capital ($000)................... $148,240 Risk Based Cap Ratio (%)................... 13.07 ROAA (%)................................................ 1.42 ROAE (%)..............................................14.40 Net Interest Margin (%)........................ 3.55 WEST LIBERTY West Liberty State Bank OFFICERS Chm Timothy B. Putney 101 East Fourth St • West Liberty, IA 52776 Pres Timothy B. Putney Phone: (319) 627-2191 • Fax: (319) 627-2796 CEO Timothy B. Putney www.wlsb-ia.com CFO Timothy B. Putney FDIC Cert #14573 • Transit #073904531 COO Timothy B. Putney Established: 1934 H/C: Cornerstone Financial Services Group, Inc., Ottumwa, IA DIRECTORS Carmela Lechuga Jason A. Cassady Roger Winslow Teri L. Messerschmitt Timothy B. Putney FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $82,266 Total Securities ($000).................. $52,190 Total Loans ($000)........................ $24,150 Total Deposits ($000).................... $66,908 Tier 1 Capital ($000)....................... $8,882 Risk Based Cap Ratio (%)................... 27.48 ROAA (%)................................................ 0.64 ROAE (%)................................................ 4.83 Net Interest Margin (%)........................ 2.69 CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 85 WEST UNION Bank 1st 115 North Vine St • West Union, IA 52175 Phone: (563) 422-3883 • Fax: (563) 422-5356 www.bank1stia.com FDIC Cert #13816 • Transit #073904560 Established: 1934 H/C: FNB Banshares, Inc., West Union, IA Number of Branches: 3 DIRECTORS Brian Reichter George B. Woodard Jr. James L. Moss John A. Grimes Mark L. Mihm Richard E. Smith OFFICERS Chm John A. Grimes Pres John A. Grimes CEO Tobin L. Britt CFO Tracy Weidemann COO Tobin L. Britt Roger Howard Tobin L. Britt FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$122,601 Total Securities ($000)...................$39,717 Total Loans ($000)........................ $73,132 Total Deposits ($000).................. $109,125 Tier 1 Capital ($000)..................... $12,063 Risk Based Cap Ratio (%)................... 17.40 ROAA (%)................................................ 0.97 ROAE (%)................................................ 9.61 Net Interest Margin (%)........................ 3.36 WESTSIDE Westside State Bank 401 First St • Westside, IA 51467 Phone: (712) 663-4322 • Fax: (712) 663-4321 www.wsbankonline.com FDIC Cert #18518 • Transit #073913580 Established: 1906 H/C: Halbur Bancshares, Inc., Westside, IA Number of Branches: 5 DIRECTORS Debora J. Quandt James A. Borcher James J. White James L. Andersen Jeffrey L. Renner Kevin G. Sporrer OFFICERS Chm James J. White Pres Matthew N. Lujano CEO Matthew N. Lujano CFO Matthew N. Lujano COO Matthew N. Lujano Matthew N. Lujano Susan J. Dennis FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $86,808 Total Securities ($000).................... $5,399 Total Loans ($000).........................$74,248 Total Deposits ($000).................... $66,612 Tier 1 Capital ($000)....................... $6,566 Risk Based Cap Ratio (%)................... 10.51 ROAA (%)................................................ 1.50 ROAE (%).............................................. 17.58 Net Interest Margin (%)........................ 4.22 WEVER Farmers Savings Bank 3542 168th St • Wever, IA 52658 Phone: (319) 372-5141 • Fax: (319) 372-4533 www.fsbwever.com FDIC Cert #10500 • Transit #073916532 Established: 1908 H/C: FSB Bancorp, Wever, IA Number of Branches: 3 DIRECTORS Brian A. Messer Brian Burk Eric Boeding James Kannenberg OFFICERS Chm Brian Burk Pres Brian A. Messer CEO Brian A. Messer CFO Brian A. Messer COO Allison Wooldridge FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$120,420 Total Securities ($000).................. $11,760 Total Loans ($000)...................... $101,938 Total Deposits ($000).................... $97,812 Tier 1 Capital ($000)..................... $12,154 Risk Based Cap Ratio (%)................... 15.14 ROAA (%)................................................ 2.59 ROAE (%)..............................................25.26 Net Interest Margin (%)........................ 4.36 OFFICERS Chm David Buchanan Pres Jeffrey V. Jacobi CEO Jeffrey V. Jacobi CFO William J. Watters COO Jeffrey V. Jacobi FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $141,106 Total Securities ($000).....................$8,013 Total Loans ($000)......................$125,402 Total Deposits ($000)..................$116,364 Tier 1 Capital ($000)..................... $14,204 Risk Based Cap Ratio (%)...................12.43 ROAA (%)................................................ 1.56 ROAE (%)..............................................15.09 Net Interest Margin (%)........................ 3.99 John Bonar Lynn Egan William Dahms WHEATLAND First Trust and Savings Bank 123 South Main St • Wheatland, IA 52777 Phone: (563) 374-1247 • Fax: (563) 374-1224 www.firsttrustsavings.com FDIC Cert #8752 • Transit #073916545 Established: 1886 H/C: Wheatland Bancorporation, Wheatland, IA Number of Branches: 6 DIRECTORS Daniel G. Burke David Buchanan Dean Rock Don Cain Jeffrey V. Jacobi Keith Steward Ronald J. Burnett Steven Rutenbeck William J. Watters Page 86 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] WILLIAMSBURG Farmers Trust & Savings Bank 510 Elm St, P.O. Box 90 • Williamsburg, IA 52361 Phone: (319) 668-2525 • Fax: (319) 668-2133 www.ftsbia.com FDIC Cert #14392 • Transit #073906160 Established: 1934 H/C: FTS Financial, Inc., Williamsburg, IA Number of Branches: 2 DIRECTORS Cynthia L. Maxwell James F. Gruenwald Jr. John R. Jones OFFICERS Chm John R. Jones Pres John R. Jones CEO John R. Jones CFO D. Jeffrey Young COO D. Jeffrey Young FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $140,122 Total Securities ($000).................. $57,005 Total Loans ($000)........................ $75,569 Total Deposits ($000).................... $85,609 Tier 1 Capital ($000)..................... $27,795 Risk Based Cap Ratio (%)...................32.83 ROAA (%)................................................ 2.15 ROAE (%)..............................................10.55 Net Interest Margin (%)........................ 3.71 OFFICERS Chm Michael D. Garris Pres Klay Edwards CEO Klay Edwards CFO Klay Edwards COO Leonard Hesseltine FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $27,805 Total Securities ($000)...................$14,712 Total Loans ($000)........................ $11,666 Total Deposits ($000).................... $24,826 Tier 1 Capital ($000)....................... $2,653 Risk Based Cap Ratio (%)................... 20.15 ROAA (%)................................................ 0.70 ROAE (%).................................................7.11 Net Interest Margin (%)........................ 2.76 OFFICERS Chm S. James Smith Pres Shane K. Pashek CEO Shane K. Pashek CFO Shane K. Pashek COO Shane K. Pashek FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$180,221 Total Securities ($000).................. $64,592 Total Loans ($000)...................... $105,427 Total Deposits ($000).................. $151,832 Tier 1 Capital ($000)..................... $20,750 Risk Based Cap Ratio (%)....................17.19 ROAA (%)................................................ 1.13 ROAE (%)................................................ 9.87 Net Interest Margin (%)........................ 3.37 OFFICERS Chm Gene C. Lange Pres Jeffrey J. Nolan CEO Jeffrey J. Nolan CFO Jeffrey J. Nolan COO Jeffrey J. Nolan FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $82,390 Total Securities ($000).................. $25,248 Total Loans ($000)........................ $46,605 Total Deposits ($000).................... $75,257 Tier 1 Capital ($000)........................$6,873 Risk Based Cap Ratio (%)...................14.28 ROAA (%)................................................ 0.81 ROAE (%)................................................ 9.56 Net Interest Margin (%)........................ 3.82 Jon E. Kinzenbaw Keith E. Stanerson WINFIELD Peoples State Bank 109 South Locust St • Winfield, IA 52659 Phone: (319) 257-3305 • Fax: (319) 257-6602 www.peoplesstatebk.com FDIC Cert #13992 • Transit #073906665 Established: 1934 H/C: Peoples Holding Corp., Winfield, IA Number of Branches: DIRECTORS Arthur L. Lauer Gary Johnson Jason Hagge Klay Edwards Michael D. Garris Mitch Wachs WINTERSET Farmers & Merchants State Bank 101 West Jefferson St • Winterset, IA 50273 Phone: (515) 462-4242 • Fax: (515) 462-4246 www.fmsbiowa.com FDIC Cert #15610 • Transit #073903147 Established: 1934 H/C: Farmers & Merchants Bancorp, Winterset, IA Number of Branches: 4 DIRECTORS David E. Trask Hal S. Chase James W. Mease Kimberly A. Townsend Marvin A. Eivins Michael E. Weiss Paul F. Cain S. James Smith Shane K. Pashek Union State Bank 201 West Court Ave • Winterset, IA 50273 Phone: (515) 462-2161 • Fax: (515) 462-2468 www.usbiowa.com FDIC Cert #14982 • Transit #073903150 Established: 1934 H/C: Madison Holding Company, Winterset, IA Number of Branches: 4 DIRECTORS Gene C. Lange Jeffrey J. Nolan John E. Casper Kevin DeRegnier Richard C. Burhuns Jr. Susan Chickering CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 87 WYOMING Citizens State Bank 114 West Main St • Wyoming, IA 52362 Phone: (563) 488-2211 • Fax: (563) 488-2226 www.csbwyoming.com FDIC Cert #11759 • Transit #073907952 Established: 1913 H/C: C.S.B. Holding Corporation, Wyoming, IA Number of Branches: 4 DIRECTORS David C. Butterworth Gary P. Rix Geraldine F. Levsen James P. Thines OFFICERS Chm David C. Butterworth Pres James P. Thines CEO David C. Butterworth CFO David C. Butterworth COO David C. Butterworth FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $93,388 Total Securities ($000).................. $39,910 Total Loans ($000)........................ $48,719 Total Deposits ($000).................... $67,482 Tier 1 Capital ($000)..................... $19,956 Risk Based Cap Ratio (%)...................34.90 ROAA (%)................................................ 1.90 ROAE (%)................................................ 8.58 Net Interest Margin (%)........................ 3.91 OFFICERS Chm David M. Whiton Pres Douglas J. Hemphill CEO Douglas J. Hemphill CFO Douglas J. Hemphill COO Douglas J. Hemphill FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $46,378 Total Securities ($000).................. $16,892 Total Loans ($000)........................ $27,732 Total Deposits ($000).....................$41,497 Tier 1 Capital ($000)....................... $4,254 Risk Based Cap Ratio (%)...................15.70 ROAA (%)................................................ 1.36 ROAE (%)..............................................14.75 Net Interest Margin (%)........................ 3.81 Jerry Sorgenfrey Leo H. Ahrendsen Lynn E. Ahrendsen Michael J. Inglis YALE Farmers State Bank 201 Main St • Yale, IA 50277 Phone: (641) 439-2221 • Fax: (641) 439-6637 www.yalebankiowa.com FDIC Cert #9106 • Transit #073918323 Established: 1921 H/C: Yale Bancorporation, Yale, IA Number of Branches: DIRECTORS David M. Whiton David R. Deardorff Derek J. Hemphill Douglas J. Hemphill John A. Wilson Jordan L. Carstens Page 88 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
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