2014/2015 IowaBook - Community Bankers of Iowa

Transcription

2014/2015 IowaBook - Community Bankers of Iowa
2014/2015
IowaBook
Bank Directory • Winter Edition
Q3 Data provided by
Updated Quarterly
Published By
Community Bankers of Iowa
1603 22nd St. • Suite 102 • West Des Moines, IA 50266
www.cbiaonline.org • 515.453.1495
BANK LISTINGS
Ackley
Ackley State Bank........................................................08
Adair
Exchange State Bank...................................................08
Albia
First Iowa State Bank...................................................08
Peoples State Bank......................................................08
Algona
Farmers State Bank.....................................................09
Iowa State Bank...........................................................09
Security State Bank.....................................................09
Alton
Community Bank..........................................................09
Altoona
Legacy Bank................................................................. 10
Ames
First National Bank, Ames........................................... 10
VisionBank of Iowa....................................................... 10
Anamosa
Citizens Savings Bank.................................................. 10
Ankeny
Community State Bank................................................11
Ashton
Ashton State Bank.......................................................11
Atkins
Atkins Savings Bank & Trust........................................11
Atlantic
First Whitney Bank and Trust......................................11
Rolling Hills Bank & Trust............................................12
Audubon
Audubon State Bank....................................................12
Landmands Bank.........................................................12
Bancroft
Farmers & Traders Savings Bank................................12
Belle Plaine
Chelsea Savings Bank.................................................13
Bellevue
Bellevue State Bank.....................................................13
Belmond
First State Bank............................................................13
Bettendorf
Quad City Bank and Trust Company...........................13
Blairstown
Benton County State Bank.......................................... 14
Bloomfield
Success Bank............................................................... 14
Blue Grass
Blue Grass Savings Bank............................................ 14
Bonaparte
State Central Bank....................................................... 14
Boone
Boone Bank & Trust Co................................................15
Breda
Breda Savings Bank.....................................................15
Britt
First State Bank............................................................15
Brunsville
Iowa Prairie Bank.........................................................15
Buffalo Center
Farmers Trust and Savings Bank................................ 16
Burlington
Farmers & Merchants Bank & Trust........................... 16
Two Rivers Bank & Trust.............................................. 16
Bussey
State Bank of Bussey................................................... 16
Carroll
Carroll County State Bank........................................... 17
Commercial Savings Bank........................................... 17
Iowa Savings Bank....................................................... 17
Cascade
Ohnward Bank & Trust................................................. 17
Cedar Rapids
Bankers Trust Company...............................................18
BankIowa of Cedar Rapids..........................................18
Cedar Rapids Bank and Trust Company.....................18
Guaranty Bank and Trust Company............................18
Center Point
Center Point Bank and Trust Company.......................19
Centerville
Iowa Trust and Savings Bank......................................19
Central City
NXT Bank......................................................................19
Charles City
First Security Bank and Trust Company......................19
Cherokee
Cherokee State Bank...................................................20
Clarinda
Cornerstone Bank........................................................20
PCSB Bank....................................................................20
Clarksville
Iowa State Bank...........................................................20
Clear Lake
Clear Lake Bank and Trust Company.......................... 21
Clinton
Citizens First Bank....................................................... 21
Clinton National Bank.................................................. 21
Gateway State Bank..................................................... 21
Clive
Peoples Trust & Savings Bank.....................................22
Coggon
Linn County State Bank...............................................22
Colesburg
Farmers Savings Bank.................................................22
Colfax
First State Bank of Colfax............................................22
Collins
Exchange State Bank...................................................23
Columbus Junction
Columbus Junction State Bank...................................23
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Coralville
First Trust and Savings Bank.......................................23
Corning
Okey-Vernon First National Bank................................23
State Bank of Brooks................................................... 24
Corydon
Corydon State Bank..................................................... 24
Council Bluffs
Frontier Savings Bank.................................................. 24
Midstates Bank, National Association........................ 24
Crawfordsville
Peoples Savings Bank.................................................25
Cresco
C US Bank.....................................................................25
Creston
First National Bank in Creston....................................25
Iowa State Savings Bank.............................................25
State Savings Bank......................................................26
Danville
Danville State Savings Bank.......................................26
Davenport
American Bank and Trust Company,
National Association....................................................26
First National Bank......................................................26
Northwest Bank & Trust Company.............................. 27
De Witt
De Witt Bank & Trust Co.............................................. 27
First Central State Bank.............................................. 27
Decorah
Decorah Bank & Trust Company.................................28
Defiance
Defiance State Bank....................................................28
Denison
Crawford County Trust and Savings Bank...................28
Denver
Denver Savings Bank...................................................28
Des Moines
Bankers Trust Company...............................................29
Iowa State Bank...........................................................29
Principal Bank..............................................................29
Douds
Farmers and Traders Savings Bank............................29
Dubuque
American Trust & Savings Bank..................................30
Dubuque Bank and Trust Company............................30
East Dubuque Savings Bank.......................................30
Fidelity Bank & Trust.................................................... 31
First Community Trust, National Association............. 31
Premier Bank................................................................ 31
Dunlap
Community Bank.......................................................... 31
Durant
Liberty Trust & Savings Bank......................................32
Dysart
Dysart State Bank........................................................32
Eagle Grove
Security Savings Bank.................................................32
Earling
Farmers Trust & Savings Bank....................................32
Edgewood
Community Savings Bank............................................33
Eldora
Hardin County Savings Bank.......................................33
Elgin
Elgin State Bank...........................................................33
Elkader
Central State Bank.......................................................33
FreedomBank...............................................................34
Elma
Peoples Savings Bank.................................................34
Emmetsburg
Iowa Trust & Savings Bank..........................................34
Estherville
Bank Plus......................................................................34
NorthStar Bank............................................................35
Evansdale
First Security State Bank.............................................35
Fairfax
Fairfax State Savings Bank..........................................35
Fairfield
First National Bank in Fairfield....................................35
Iowa State Bank and Trust Company of Fairfield.......36
Libertyville Savings Bank.............................................36
Fontanelle
First National Bank......................................................36
Forest City
Manufacturers Bank & Trust Company......................36
Fort Dodge
Citizens State Bank...................................................... 37
First American Bank..................................................... 37
Fort Madison
Fort Madison Bank & Trust Co.................................... 37
Lee County Bank & Trust, National Association......... 37
Fostoria
Farmers Savings Bank.................................................38
Frederika
Farmers Savings Bank.................................................38
Garnavillo
Garnavillo Savings Bank..............................................38
Glenwood
Glenwood State Bank..................................................38
Gowrie
Security Savings Bank.................................................39
Greenfield
Union State Bank.........................................................39
Grinnell
Grinnell State Bank......................................................39
Grundy Center
GNB Bank.....................................................................39
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 3
Hampton
First Bank Hampton.....................................................40
Hampton State Bank...................................................40
United Bank and Trust Company.................................40
Harlan
Shelby County State Bank...........................................40
Hartwick
Hartwick State Bank.................................................... 41
Hawarden
First State Bank............................................................ 41
Hawkeye
Citizens Savings Bank.................................................. 41
Hiawatha
Hiawatha Bank and Trust Company............................ 41
Hills
Hills Bank and Trust Company....................................42
Hull
Iowa State Bank...........................................................42
Ida Grove
First State Bank............................................................42
United Bank of Iowa.....................................................42
Independence
Security State Bank.....................................................43
Indianola
Community Bank..........................................................43
Peoples Savings Bank.................................................43
Iowa City
MidWestOne Bank.......................................................43
Iowa Falls
Green Belt Bank & Trust..............................................44
Iowa Falls State Bank..................................................44
Jefferson
Home State Bank.........................................................44
Johnston
Charter Bank................................................................44
ITS Bank........................................................................45
Keokuk
KSB Bank......................................................................45
Keosauqua
Community First Bank.................................................45
Keystone
Keystone Savings Bank...............................................45
Kingsley
Kingsley State Bank.....................................................46
Knoxville
Iowa State Savings Bank.............................................46
La Porte City
Cedar Valley Bank & Trust...........................................46
Lake View
Farmers State Bank.....................................................46
Lansing
Kerndt Brothers Savings Bank.................................... 47
Laurens
Laurens State Bank..................................................... 47
Le Mars
American Bank, National Association......................... 47
Primebank.................................................................... 47
Logan
Logan State Bank.........................................................48
Lone Tree
Farmers & Merchants Savings Bank..........................48
Lowden
American Trust and Savings Bank..............................48
Luana
Luana Savings Bank....................................................48
Lynnville
First State Bank............................................................49
Malvern
Malvern Trust & Savings Bank....................................49
Manchester
Farmers & Merchants Savings Bank..........................49
Manning
First National Bank of Manning..................................49
Manson
Manson State Bank.....................................................50
Mapleton
Valley Bank & Trust......................................................50
Maquoketa
Maquoketa State Bank................................................50
Marcus
Farmers State Bank.....................................................50
First Trust & Savings Bank.......................................... 51
Marion
Farmers State Bank..................................................... 51
Heritage Bank............................................................... 51
Marshalltown
Citizens Savings Bank.................................................. 51
Farmers Savings Bank.................................................52
Pinnacle Bank..............................................................52
United Bank & Trust National Association..................52
Mason City
Farmers State Bank.....................................................52
First Citizens National Bank........................................53
NSB Bank.....................................................................53
Maxwell
Maxwell State Bank.....................................................53
Maynard
Maynard Savings Bank................................................53
McGregor
Interstate Federal Savings and Loan Association
of McGregor..................................................................54
Mediapolis
Mediapolis Savings Bank............................................54
Melvin
Melvin Savings Bank....................................................54
Milford
United Community Bank..............................................54
Page 4 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
Montezuma
Montezuma State Bank...............................................55
Peoples Savings Bank.................................................55
Monticello
Citizens State Bank......................................................55
Mount Pleasant
Wayland State Bank.....................................................55
Mount Vernon
Bridge Community Bank..............................................56
Mount Vernon Bank and Trust Company....................56
Moville
First Trust & Savings Bank..........................................56
Muscatine
Central State Bank.......................................................56
Community Bank & Trust............................................. 57
First National Bank of Muscatine............................... 57
Nashua
First State Bank............................................................ 57
Neola
Farmers & Merchants State Bank of Neola............... 57
Nevada
Community Bank..........................................................58
State Bank & Trust Company......................................58
New Albin
New Albin Savings Bank..............................................58
New Hampton
State Bank....................................................................58
Newell
First Community Bank.................................................59
Newton
First Newton National Bank.........................................59
Norwalk
City State Bank.............................................................59
Oelwein
Community Bank of Oelwein.......................................59
Onawa
Blencoe State Bank.....................................................60
Orange City
Northwestern Bank......................................................60
Osage
Home Trust & Savings Bank........................................60
Osceola
American State Bank...................................................60
Clarke County State Bank............................................ 61
Oskaloosa
TruBank......................................................................... 61
Ottumwa
South Ottumwa Savings Bank..................................... 61
Palo
Palo Savings Bank....................................................... 61
Panora
Guthrie County State Bank..........................................62
Panora State Bank.......................................................62
Paton
Community State Bank................................................62
Pella
Leighton State Bank....................................................62
Marion County State Bank..........................................63
Perry
Raccoon Valley Bank....................................................63
Pilot Grove
Pilot Grove Savings Bank.............................................63
Pocahontas
Pocahontas State Bank...............................................63
Primghar
First National Bank of Primghar..................................64
Savings Bank................................................................64
Radcliffe
Security State Bank.....................................................64
Rake
State Savings Bank......................................................64
Randolph
Tri-Valley Bank..............................................................65
Readlyn
Readlyn Savings Bank.................................................65
Red Oak
Houghton State Bank...................................................65
Reinbeck
Lincoln Savings Bank...................................................65
Rembrandt
First National Bank of Rembrandt..............................66
Riverside
Peoples Trust and Savings Bank.................................66
Rock Rapids
Frontier Bank................................................................66
Rock Valley
Peoples Bank...............................................................66
Premier Bank................................................................67
Rolfe
Rolfe State Bank..........................................................67
Rowley
Rowley Savings Bank...................................................67
Royal
Home State Bank.........................................................67
Sac City
Citizens Bank................................................................68
Iowa State Bank...........................................................68
Saint Ansgar
St. Ansgar State Bank..................................................68
Sanborn
Sanborn Savings Bank.................................................68
Schaller
State Bank of Schaller.................................................69
Sheldon
Citizens State Bank......................................................69
Shenandoah
Century Bank................................................................69
First Heritage Bank......................................................69
Sibley
Sibley State Bank.........................................................70
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 5
Sigourney
County Bank.................................................................70
Sioux Center
American State Bank...................................................70
Sioux City
Liberty National Bank..................................................70
Pinnacle Bank Sioux City............................................. 71
Pioneer Bank................................................................ 71
Security National Bank of Sioux City........................... 71
Sioux Rapids
First State Bank............................................................ 71
Slater
South Story Bank & Trust............................................72
Sloan
Sloan State Bank.........................................................72
Solon
Solon State Bank.........................................................72
Somers
Heartland Bank............................................................72
South English
White State Bank.........................................................73
Spencer
Community State Bank................................................73
Farmers Trust and Savings Bank................................73
Northwest Bank...........................................................73
State Bank.................................................................... 74
Spillville
Citizens Savings Bank.................................................. 74
Spirit Lake
Bank Midwest............................................................... 74
State Bank.................................................................... 74
Springville
Exchange State Bank...................................................75
State Center
Central State Bank.......................................................75
Storm Lake
Central Bank.................................................................75
Citizens First National Bank........................................75
Security Trust & Savings Bank.................................... 76
Story City
Reliance State Bank.................................................... 76
Stuart
First State Bank............................................................ 76
Sumner
First State Bank............................................................ 76
Northeast Security Bank............................................. 77
Sutherland
Security State Bank..................................................... 77
Swisher
Swisher Trust & Savings Bank..................................... 77
Templeton
Templeton Savings Bank............................................. 77
Tipton
Community State Bank................................................78
Titonka
Titonka Savings Bank..................................................78
Toledo
State Bank of Toledo....................................................78
Traer
Farmers Savings Bank & Trust....................................78
Treynor
TS Bank.........................................................................79
Tripoli
American Savings Bank...............................................79
Victor
Farmers Savings Bank.................................................79
Victor State Bank.........................................................79
Walcott
Walcott Trust and Savings Bank..................................80
Walker
Walker State Bank.......................................................80
Wapello
Iowa State Bank...........................................................80
State Bank of Wapello.................................................80
Washington
Federation Bank........................................................... 81
Washington State Bank............................................... 81
Waterloo
Farmers State Bank..................................................... 81
Watkins
Watkins Savings Bank................................................. 81
Waukon
Farmers & Merchants Savings Bank..........................82
Waukon State Bank.....................................................82
Waverly
First National Bank......................................................82
Security State Bank.....................................................82
Webster City
First State Bank............................................................83
WCF Financial Bank (MHC)..........................................83
Wellsburg
Peoples Savings Bank.................................................83
West Bend
West Iowa Bank............................................................83
West Des Moines
Bank Iowa.....................................................................84
Earlham Savings Bank.................................................84
Fidelity Bank.................................................................84
Freedom Financial Bank..............................................84
Midwest Heritage Bank, FSB.......................................85
State Savings Bank......................................................85
West Bank....................................................................85
West Liberty
West Liberty State Bank..............................................85
West Union
Bank 1st.......................................................................86
Westside
Westside State Bank....................................................86
Page 6 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
Wever
Farmers Savings Bank.................................................86
Wheatland
First Trust and Savings Bank.......................................86
Williamsburg
Farmers Trust & Savings Bank.................................... 87
Winfield
Peoples State Bank...................................................... 87
Winterset
Farmers & Merchants State Bank.............................. 87
Union State Bank......................................................... 87
Wyoming
Citizens State Bank......................................................88
Yale
Farmers State Bank.....................................................88
Definitions
Net Income
Income after extraordinary items and other adjustments net of income taxes.
Risk Based Capital
Total Risk-Based Capital Ratio: Total Capital (Tier 1 Core Capital + Tier 2 Supplemental Capital)/Risk Adjusted Assets
ROAA*
Net Income/Average Total Assets
ROAE*
Net Income/Average Total Equity
Net Interest Margin
Net Interest Income/Average Earning Assets
H/C
Holding Company
*Please note the definition of net income above and the possible effect it might have on ROAA, ROAE.
Officer Title Abbreviations
CEO: Chief Executive Officer
CFO: Chief Financial Officer
Chm: Chairman
COO: Chief Operations Officer
Pres: President
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 7
ACKLEY
Ackley State Bank
650 Main St • Ackley, IA 50601
Phone: (641) 847-2651 • Fax: (641) 847-2011
www.ackleystatebank.com
FDIC Cert #14936 • Transit #073905352
Established: 1934
H/C: GNB Bancorporation, Grundy Center, IA
Number of Branches: 6
DIRECTORS
Doug Hofmeister
Hollis Janssen
Joseph Wojcik
Kevin J. Swalley
Mark J. Sexton
Robert L. Johanns
OFFICERS
Chm Kevin J. Swalley
Pres Angela Luhring
CEO Kevin J. Swalley
CFO Evan N. Kooiker
COO Angela Luhring
Steven R. McDowell
Angela Luhring
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$144,326
Total Securities ($000).................. $33,219
Total Loans ($000)........................ $93,322
Total Deposits ($000)..................$112,778
Tier 1 Capital ($000)..................... $14,928
Risk Based Cap Ratio (%)...................12.57
ROAA (%)................................................ 1.61
ROAE (%)..............................................13.59
Net Interest Margin (%)........................ 3.55
ADAIR
Exchange State Bank
322 Audubon St • Adair, IA 50002
Phone: (641) 742-3201 • Fax: (641) 742-3424
www.esbanks.com
FDIC Cert #18838 • Transit #073906801
Established: 1879
H/C: Exchange Financial, Inc., Adair, IA
DIRECTORS
Carl E. Stukenholtz
Carol Wendl
James E. Wendl
OFFICERS
Chm Randal G. Baird
Pres Randal G. Baird
CEO Randal G. Baird
CFO Randal G. Baird
COO Randal G. Baird
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $36,614
Total Securities ($000).................. $11,094
Total Loans ($000).........................$19,717
Total Deposits ($000).................... $28,087
Tier 1 Capital ($000)........................$4,097
Risk Based Cap Ratio (%)...................18.43
ROAA (%)................................................ 0.58
ROAE (%)................................................ 4.35
Net Interest Margin (%)........................ 2.92
OFFICERS
Chm Raymond H. Davis
Pres Raymond H. Davis
CEO Raymond H. Davis
CFO Raymond H. Davis
COO Daniel D. Stocker
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $141,100
Total Securities ($000).................. $44,084
Total Loans ($000)........................ $85,132
Total Deposits ($000).................. $114,321
Tier 1 Capital ($000)..................... $19,035
Risk Based Cap Ratio (%)...................21.23
ROAA (%)................................................ 2.22
ROAE (%)..............................................15.55
Net Interest Margin (%)........................ 4.45
OFFICERS
Chm Kevin M. Kness
Pres Kevin M. Kness
CEO Kevin M. Kness
CFO Bryce C. Abbas
COO Leslie A. Bronson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $89,890
Total Securities ($000).................. $36,422
Total Loans ($000)........................ $44,488
Total Deposits ($000).................... $66,597
Tier 1 Capital ($000)..................... $12,070
Risk Based Cap Ratio (%)...................25.85
ROAA (%).................................................1.17
ROAE (%)................................................ 8.19
Net Interest Margin (%)........................ 3.53
Kay Stukenholtz
Randal G. Baird
ALBIA
First Iowa State Bank
19 Benton Ave, East • Albia, IA 52531
Phone: (641) 932-2144 • Fax: (641) 932-2511
www.firstiowastatebank.com
FDIC Cert #14930 • Transit #073901903
Established: 1930
H/C: Van Buren Bancorporation, Keosauqua, IA
Number of Branches: 3
DIRECTORS
Daniel D. Stocker
George E. Manning
John O. Manning
Joseph P. Crall
Raymond H. Davis
Peoples State Bank
102 South Main St • Albia, IA 52531
Phone: (641) 932-7887 • Fax: (641) 932-7760
www.peoplesiowa.com
FDIC Cert #26911 • Transit #073901929
Established: 1987
H/C: Peoples Tri-County Bancorporation, Albia, IA
Number of Branches: 2
DIRECTORS
Catherine M. Bay
Garry M. Cox
Greg A. Paris
Jack E. Scieszinski
Kevin M. Kness
Timothy D. Shehan
Page 8 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
ALGONA
Farmers State Bank
501 East State St • Algona, IA 50511
Phone: (515) 295-7221 • Fax: (515) 295-3698
www.fsbiowa.com
FDIC Cert #8760 • Transit #073909578
Established: 1895
H/C: Whittemore Bancshares, Inc., Whittemore, IA
Number of Branches: 3
DIRECTORS
Bruce Hackbarth
Jack Limbaugh Jr.
John W. Geelan
Five East Call St • Algona, IA 50511
Phone: (515) 295-3595 • Fax: (515) 295-3204
www.bankisb.com
FDIC Cert #950 • Transit #073920939
Established: 1928
H/C: Mid-Iowa Bancshares Co., Algona, IA
Number of Branches: 5
OFFICERS
Chm Thomas J. Larson
Pres Thomas L. Van Overbeke
CEO Thomas J. Larson
CFO Laurie L. Vitzthum
COO Laurie L. Vitzthum
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $288,216
Total Securities ($000)................ $100,537
Total Loans ($000)...................... $170,446
Total Deposits ($000).................. $217,240
Tier 1 Capital ($000)..................... $28,984
Risk Based Cap Ratio (%)...................15.26
ROAA (%)................................................ 1.43
ROAE (%).............................................. 13.27
Net Interest Margin (%)........................ 3.66
Scott Whyte
Thomas J. Larson
Timothy J. Struecker
Security State Bank
One East State St • Algona, IA 50511
Phone: (515) 295-9501 • Fax: (515) 295-7233
www.bankssb.com
FDIC Cert #15839 • Transit #073921187
Established: 1931
H/C: Burt Bancshares, Inc., Burt, IA
Number of Branches: 4
DIRECTORS
Chuck J. Reding
D. J. Shey
Edgar W. Keith
Greg W. Mullins
John F. Reding
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$100,400
Total Securities ($000).................. $16,892
Total Loans ($000)........................ $69,794
Total Deposits ($000).....................$86,147
Tier 1 Capital ($000)........................$9,057
Risk Based Cap Ratio (%)...................13.64
ROAA (%)................................................ 0.77
ROAE (%)................................................ 8.70
Net Interest Margin (%)........................ 3.04
Sean J. Noonan
Stuart A. Simonson
Thomas C. Geelan
Iowa State Bank
DIRECTORS
Alan R. Klepper
Jon Grether
Michael J. Reynolds
Sara Guenther
OFFICERS
Chm John W. Geelan
Pres Sean J. Noonan
CEO Sean J. Noonan
CFO Stuart A. Simonson
COO Stuart A. Simonson
OFFICERS
Chm William D. Mullins
Pres Greg W. Mullins
CEO Greg W. Mullins
CFO Greg W. Mullins
COO Judith L. Weber
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$102,854
Total Securities ($000).................. $20,050
Total Loans ($000)........................ $66,008
Total Deposits ($000).................... $90,927
Tier 1 Capital ($000)..................... $11,626
Risk Based Cap Ratio (%)...................14.94
ROAA (%)................................................ 1.05
ROAE (%)................................................ 8.90
Net Interest Margin (%)........................ 3.59
OFFICERS
Chm Thomas E. Kiernan
Pres Thomas E. Kiernan
CEO Thomas E. Kiernan
CFO Thomas E. Kiernan
COO Thomas E. Kiernan
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).........................$41,197
Total Securities ($000).................. $10,068
Total Loans ($000)........................ $24,652
Total Deposits ($000).................... $36,894
Tier 1 Capital ($000)....................... $3,903
Risk Based Cap Ratio (%)...................14.38
ROAA (%)................................................ 0.84
ROAE (%)................................................ 8.34
Net Interest Margin (%)........................ 3.62
Kenneth P. Wehrspan
Leroy F. Weber
Lynn R. Bierstedt
William D. Mullins
ALTON
Community Bank
208 10th St • Alton, IA 51003
Phone: (712) 756-4125 • Fax: (712) 756-4600
www.communitybank.org
FDIC Cert #14498 • Transit #073918653
Established: 1915
H/C: Alton Bancorporation, Alton, IA
Number of Branches: 2
DIRECTORS
Donald W. Treharne
Jacalyn J. Fedders
Jerry Langel
Loren Veldhuizen
Roger Cambier
Thomas E. Kiernan
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 9
ALTOONA
Legacy Bank
502 Eighth St, SW • Altoona, IA 50009
Phone: (515) 967-9981 • Fax: (515) 967-9984
www.banklegacy.com
FDIC Cert #15414 • Transit #073913836
Established: 1904
H/C: F. S. Bancor, Inc., Mitchellville, IA
Number of Branches: 4
DIRECTORS
Arthur L. Churchill
Brian T. Chittenden
Donald C. Timmins
Robert E. Chittenden
OFFICERS
Chm Robert E. Chittenden
Pres Robert E. Chittenden
CEO Robert E. Chittenden
CFO Robert E. Chittenden
COO Brian T. Chittenden
Sharon M. Chittenden
Terry Warren
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $89,196
Total Securities ($000).................... $9,593
Total Loans ($000)........................ $60,773
Total Deposits ($000).................... $82,228
Tier 1 Capital ($000)........................$6,615
Risk Based Cap Ratio (%)...................12.28
ROAA (%)................................................ 0.33
ROAE (%)................................................ 4.44
Net Interest Margin (%)........................ 3.95
AMES
First National Bank, Ames
405 Fifth St • Ames, IA 50010
Phone: (515) 232-5561 • Fax: (515) 232-5778
www.fnbames.com
FDIC Cert #1545 • Transit #073902274
Established: 1903
H/C: Ames National Corporation, Ames, IA
Number of Branches: 7
DIRECTORS
Betty A. Baudler Horras
David W. Benson
James R. Larson II
John R. Linch
Lisa M. Eslinger
Scott T. Bauer
VisionBank of Iowa
104 Chestnut St • Ames, IA 50010
Phone: (515) 956-4343 • Fax: (515) 956-4344
www.visionbank.com
FDIC Cert #11763 • Transit #073905187
Established: 1884
H/C: VisionBankshares, Inc., Boone, IA
Number of Branches: 8
DIRECTORS
Darrell E. Hughes
David H. Hill
Deborah L. Fisher
Eugene B. Harris
Frederick Greiner
Hans Boehm
Heather L. Miller
James L. Henkel
Jeff Payne
Michael F. Mahoney
OFFICERS
Chm Thomas H. Pohlman
Pres Scott T. Bauer
CEO Scott T. Bauer
CFO John P. Nelson
COO Kurt A. Jensen
Terrill L. Wycoff
Thomas H. Pohlman
Warren R. Madden
OFFICERS
Chm Michael F. Mahoney
Pres Darrell E. Hughes
CEO Darrell E. Hughes
Richard D. Johnson
Robert O. Grathwohl
Thomas R. Good
Wayne Koos
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$680,884
Total Securities ($000)................$321,672
Total Loans ($000)......................$308,323
Total Deposits ($000)..................$546,405
Tier 1 Capital ($000)..................... $64,388
Risk Based Cap Ratio (%)...................15.23
ROAA (%)................................................ 1.03
ROAE (%)..............................................10.44
Net Interest Margin (%).........................2.74
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$399,782
Total Securities ($000).................. $23,819
Total Loans ($000)......................$306,432
Total Deposits ($000).................. $325,765
Tier 1 Capital ($000)..................... $43,674
Risk Based Cap Ratio (%)...................14.86
ROAA (%)................................................ 1.37
ROAE (%)..............................................12.53
Net Interest Margin (%)........................ 3.43
ANAMOSA
Citizens Savings Bank
215 East Main St • Anamosa, IA 52205
Phone: (319) 462-3561 • Fax: (319) 462-2209
www.citizensbankia.com
FDIC Cert #10125 • Transit #073903053
Established: 1906
H/C: First Community Bancshares Corp., Anamosa, IA
Number of Branches: 2
DIRECTORS
Bonnie J. Schwaegler
Brian D. Darrow
Charles M. Shea
James Ferry III
Jerry H. Pearson
Matt A. Behrends
OFFICERS
Chm Victor E. Hamre
Pres Matt A. Behrends
CEO Matt A. Behrends
CFO Bonnie J. Schwaegler
COO Bonnie J. Schwaegler
Michael Moes Jr.
Victor E. Hamre
Wayne Hall
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$130,781
Total Securities ($000).................. $69,673
Total Loans ($000)........................ $53,814
Total Deposits ($000)..................$116,023
Tier 1 Capital ($000)..................... $10,091
Risk Based Cap Ratio (%)................... 13.10
ROAA (%)................................................ 1.72
ROAE (%)..............................................19.67
Net Interest Margin (%)........................ 3.47
Page 10 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
ANKENY
Community State Bank
817 North Ankeny Blvd • Ankeny, IA 50023
Phone: (515) 331-3100 • Fax: (515) 964-1563
www.bankcsb.com
FDIC Cert #18272 • Transit #073910114
Established: 1933
H/C: Van Diest Investment Company, Ankeny, IA
Number of Branches: 11
DIRECTORS
Alan Brazelton
Brian J. McLoughlin
David P. Taylor
OFFICERS
Chm Robert A. Van Diest
Pres Ronald M. Nagel
CEO Ronald M. Nagel
CFO Brian J. McLoughlin
COO Brian J. McLoughlin
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$580,438
Total Securities ($000)................$138,275
Total Loans ($000)......................$385,595
Total Deposits ($000)..................$468,552
Tier 1 Capital ($000)..................... $57,932
Risk Based Cap Ratio (%)................... 15.19
ROAA (%)................................................ 0.89
ROAE (%)................................................ 8.25
Net Interest Margin (%)........................ 3.30
OFFICERS
Chm Thomas J. Sexton
Pres Brian D. Mino
CEO Brian D. Mino
CFO Brian D. Mino
COO Brian D. Mino
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $48,302
Total Securities ($000).................. $16,520
Total Loans ($000)........................ $29,388
Total Deposits ($000).................... $38,963
Tier 1 Capital ($000)....................... $5,233
Risk Based Cap Ratio (%)...................15.70
ROAA (%)................................................ 1.62
ROAE (%).............................................. 14.61
Net Interest Margin (%)........................ 3.27
OFFICERS
Chm Richard C. Hare
Pres Andrew E. Jones
CEO Andrew E. Jones
CFO Andrew E. Jones
COO Andrew E. Jones
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $77,995
Total Securities ($000)...................$32,241
Total Loans ($000)........................ $42,405
Total Deposits ($000).................... $68,793
Tier 1 Capital ($000)....................... $8,453
Risk Based Cap Ratio (%)...................15.68
ROAA (%)................................................ 1.73
ROAE (%).............................................. 16.07
Net Interest Margin (%)........................ 3.27
OFFICERS
Chm Jason Nicholas
Pres Paul J. Gude
CEO Paul J. Gude
CFO Jayme Farver
COO Paul J. Gude
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$201,720
Total Securities ($000).................. $81,396
Total Loans ($000)...................... $111,177
Total Deposits ($000).................. $175,519
Tier 1 Capital ($000)..................... $20,416
Risk Based Cap Ratio (%)...................13.92
ROAA (%)................................................ 2.02
ROAE (%)..............................................18.39
Net Interest Margin (%)........................ 3.26
John Rodger Van Diest
Robert A. Van Diest
Ronald M. Nagel
ASHTON
Ashton State Bank
317 Third St • Ashton, IA 51232
Phone: (712) 724-6326 • Fax: (712) 724-6416
www.ashtonstatebank.com
FDIC Cert #11343 • Transit #073911812
Established: 1884
H/C: Ashton Bancshares, Inc., Saint Paul, MN
DIRECTORS
Brian D. Mino
James M. Vaupel
James V. McMahill
Mark J. Sexton
Shane R. Pomerenke
Terry G. Moser
Thomas J. Sexton
ATKINS
Atkins Savings Bank & Trust
97 Main Ave • Atkins, IA 52206
Phone: (319) 446-7700 • Fax: (319) 446-6000
www.atkinssavingsbank.com
FDIC Cert #9096 • Transit #073918394
Established: 1915
DIRECTORS
Andrew E. Jones
David Petersen
Harriet C. Rinderknecht
Jon Rinderknecht
Richard C. Hare
Wayne Gibney
ATLANTIC
First Whitney Bank and Trust
223 Chestnut St • Atlantic, IA 50022
Phone: (712) 243-3195 • Fax: (712) 243-3198
www.firstwhitneybank.com
FDIC Cert #254 • Transit #073902151
Established: 1907
H/C: Whitney Corporation of Iowa, Atlantic, IA
Number of Branches: 2
DIRECTORS
Frank J. Greiner
Jason Nicholas
Kenneth Kay
Paul J. Gude
Steve Nicholas
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 11
ATLANTIC
Rolling Hills Bank & Trust
1307 East Seventh St • Atlantic, IA 50022
Phone: (712) 243-2244 • Fax: (712) 243-1423
www.rollinghillsbank.com
FDIC Cert #15334 • Transit #073905912
Established: 1876
H/C: Anita Bancorporation, Atlantic, IA
Number of Branches: 10
DIRECTORS
Allen F. Friday
Charles N. Edwards
Darrell Hockenberry
Gerald Wessels
OFFICERS
Chm Charles N. Edwards
CEO Darrell Hockenberry
CFO Darrell Hockenberry
COO Darrell Hockenberry
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $231,462
Total Securities ($000).................... $5,368
Total Loans ($000)......................$189,308
Total Deposits ($000).................. $194,142
Tier 1 Capital ($000)......................$22,871
Risk Based Cap Ratio (%)................... 11.37
ROAA (%)................................................ 1.01
ROAE (%).................................................7.91
Net Interest Margin (%)........................ 3.76
OFFICERS
Chm Elizabeth Garst
Pres Brett Irlmeier
CEO Brett Irlmeier
CFO Brett Irlmeier
COO Brett Irlmeier
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $102,181
Total Securities ($000).................. $16,385
Total Loans ($000).........................$74,949
Total Deposits ($000).................... $90,806
Tier 1 Capital ($000)....................... $8,496
Risk Based Cap Ratio (%)...................12.46
ROAA (%)................................................ 1.76
ROAE (%).............................................. 20.13
Net Interest Margin (%)........................ 3.68
OFFICERS
Chm Clarkson D. Lauritzen
Pres Rod A. Rowland
CEO Rod A. Rowland
CFO Rod A. Rowland
COO Rod A. Rowland
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).........................$61,167
Total Securities ($000).................... $3,202
Total Loans ($000)........................ $54,024
Total Deposits ($000).................... $55,092
Tier 1 Capital ($000)....................... $5,330
Risk Based Cap Ratio (%)...................10.79
ROAA (%)................................................ 1.87
ROAE (%)..............................................20.50
Net Interest Margin (%)........................ 4.02
OFFICERS
Chm Charles A. Kennedy
Pres Charles A. Kennedy
CEO Charles A. Kennedy
CFO Christine Klenz
COO Teresa R. Kennedy
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).........................$54,161
Total Securities ($000).................. $18,754
Total Loans ($000)........................ $33,192
Total Deposits ($000).................... $44,044
Tier 1 Capital ($000)....................... $5,450
Risk Based Cap Ratio (%)................... 16.11
ROAA (%)................................................ 0.79
ROAE (%).................................................7.52
Net Interest Margin (%)........................ 2.91
Lynn R. Taylor
Mary Beth Fast
William Welter
AUDUBON
Audubon State Bank
315 Broadway St • Audubon, IA 50025
Phone: (712) 563-2644 • Fax: (712) 563-3656
www.audubonstatebank.com
FDIC Cert #5814 • Transit #073904159
Established: 1876
H/C: Greene Investment Co., Jefferson, IA
Number of Branches: 2
DIRECTORS
Brett Irlmeier
Daryl Olsen
Douglas McDermott
Elizabeth Garst
Jennifer Garst
Lyle Hansen Jr.
Sarah Christensen
Landmands Bank
201 South Division St • Audubon, IA 50025
Phone: (712) 563-4255 • Fax: (712) 563-3028
www.landmands.com
FDIC Cert #4471 • Transit #073911278
Established: 1909
H/C: Viking Corporation, Omaha, NE
Number of Branches: 2
DIRECTORS
Clarkson D. Lauritzen
Robert P. Blomme
Rod A. Rowland
Terry D. Prickett
Troy D. Wessel
BANCROFT
Farmers & Traders Savings Bank
108 West Ramsey St • Bancroft, IA 50517
Phone: (515) 885-2341 • Fax: (515) 885-2220
www.ftsbbancroft.com
FDIC Cert #16717 • Transit #073907208
Established: 1887
H/C: Kennedy Bancshares, Inc., Bancroft, IA
DIRECTORS
Annette Ratigan
Charles A. Kennedy
Gene A. Vaske
James W. Bollig
Teresa R. Kennedy
Page 12 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
BELLE PLAINE
Chelsea Savings Bank
601 13th St • Belle Plaine, IA 52208
Phone: (319) 444-3144 • Fax: (319) 444-3717
www.chelseasavingsbank.com
FDIC Cert #15427 • Transit #073921776
Established: 1936
H/C: Chebelle Corporation, Belle Plaine, IA
Number of Branches: 5
DIRECTORS
Curtis D. Brown
D. Neil Erusha
Donald M. Erusha
Douglas Stadler
Gary L. Fattig
Michael C. Bevins
Michael D. Erusha
Richard D. Johnson
OFFICERS
Chm Donald M. Erusha
Pres Curtis D. Brown
CEO Curtis D. Brown
CFO Curtis D. Brown
COO Curtis D. Brown
Robert Nolan
Wayne Wilcox
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$125,581
Total Securities ($000).................. $77,062
Total Loans ($000)........................ $41,259
Total Deposits ($000)..................$102,890
Tier 1 Capital ($000)......................$18,976
Risk Based Cap Ratio (%)...................32.94
ROAA (%)................................................ 1.60
ROAE (%)..............................................10.99
Net Interest Margin (%)........................ 3.33
BELLEVUE
Bellevue State Bank
200 South Second St • Bellevue, IA 52031
Phone: • Fax: (563) 872-4198
www.bellevuestatebank.com
FDIC Cert #14415 • Transit #073920395
Established: 1934
H/C: Bellevue Bancorporation, Inc., Bellevue, IA
DIRECTORS
Gary L. Roeder
Paul L. Peterson
Peter J. Pauly
OFFICERS
Chm Timothy P. Daugherty
Pres Timothy P. Daugherty
CEO Timothy P. Daugherty
CFO Timothy P. Daugherty
COO Timothy P. Daugherty
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $87,629
Total Securities ($000).................... $9,864
Total Loans ($000)........................ $69,514
Total Deposits ($000).................... $75,513
Tier 1 Capital ($000)..................... $11,443
Risk Based Cap Ratio (%)...................12.03
ROAA (%)................................................ 2.03
ROAE (%).............................................. 15.71
Net Interest Margin (%)........................ 4.00
OFFICERS
Chm Bradley W. Robson
Pres Bradley W. Robson
CEO Bradley W. Robson
CFO Bradley W. Robson
COO Bradley W. Robson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $96,470
Total Securities ($000).................. $52,847
Total Loans ($000)........................ $30,872
Total Deposits ($000).....................$76,160
Tier 1 Capital ($000)..................... $10,430
Risk Based Cap Ratio (%)...................23.98
ROAA (%)................................................ 1.11
ROAE (%)................................................ 9.97
Net Interest Margin (%)........................ 2.41
OFFICERS
Chm Douglas M. Hultquist
Pres John H. Anderson
CEO John H. Anderson
CFO Shellee R. Showalter
COO John R. McEvoy Jr.
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).................. $1,293,866
Total Securities ($000)................ $402,414
Total Loans ($000)...................... $760,562
Total Deposits ($000).................. $873,871
Tier 1 Capital ($000)..................... $92,808
Risk Based Cap Ratio (%)................... 11.41
ROAA (%)................................................ 0.90
ROAE (%)..............................................12.69
Net Interest Margin (%)........................ 3.07
Timothy P. Daugherty
Willard J. Felderman
BELMOND
First State Bank
304 East Main St • Belmond, IA 50421
Phone: (641) 444-3226 • Fax: (641) 444-7119
www.fsbbelmond.com
FDIC Cert #5791 • Transit #073921543
Established: 1933
H/C: First Belmond Bancorporation, Belmond, IA
DIRECTORS
Bradley W. Robson
C. Gordon Hildebrand
Gary L. Berkland
George S. Hinman
Harold L. Buseman
BETTENDORF
Quad City Bank and Trust Company
2118 Middle Rd • Bettendorf, IA 52722
Phone: (563) 344-0600 • Fax: (563) 344-0619
www.qcbt.com
FDIC Cert #33867 • Transit #073902232
Established: 1994
H/C: QCR Holdings, Inc., Moline, IL
Number of Branches: 4
DIRECTORS
Douglas M. Hultquist
Edwin A. Maxwell
James J. Brownson
John H. Anderson
John H. Harris II
Larry J. Helling
Linda Kinney Neuman
Marc C. Slivken
Marie Z. Ziegler
Mark C. Kilmer
Michael A. Bauer
Ronald G. Peterson
Todd A. Gipple
Victor J. Quinn
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 13
BLAIRSTOWN
Benton County State Bank
212 Locust St, NE, P.O. Box 180 • Blairstown, IA 52209
Phone: (319) 454-6230 • Fax: (319) 454-6293
www.bentoncountystatebank.com
FDIC Cert #13774 • Transit #073912060
Established: 1869
H/C: Blairstown Bancorp, Inc., Blairstown, IA
DIRECTORS
Charles Scott
David E. Zeimet
David R. Horst
OFFICERS
Chm Charles Scott
Pres David R. Horst
CEO David R. Horst
CFO David R. Horst
COO David R. Horst
Harold J. Martin
Wayne T. Newton
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $42,368
Total Securities ($000).....................$6,057
Total Loans ($000)........................ $33,986
Total Deposits ($000).................... $27,940
Tier 1 Capital ($000)....................... $5,709
Risk Based Cap Ratio (%)...................15.86
ROAA (%)................................................ 1.30
ROAE (%)................................................ 9.80
Net Interest Margin (%)........................ 3.93
BLOOMFIELD
Success Bank
109 North Madison St • Bloomfield, IA 52537
Phone: (641) 664-2006 • Fax: (641) 664-2024
www.successbank.net
FDIC Cert #10127 • Transit #073903943
Established: 1900
H/C: Garrett Bancshares, Ltd., Bloomfield, IA
Number of Branches: 3
DIRECTORS
Brad Woolard
Dan L. Thompson
John Martin
OFFICERS
Chm Nancy C. Logan
Pres Dan L. Thompson
CEO Neal David Logan
CFO Dan L. Thompson
COO Brad Woolard
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $133,617
Total Securities ($000).................... $9,005
Total Loans ($000)...................... $112,157
Total Deposits ($000)..................$112,566
Tier 1 Capital ($000)..................... $15,792
Risk Based Cap Ratio (%)...................14.68
ROAA (%)................................................ 1.87
ROAE (%)..............................................15.68
Net Interest Margin (%)........................ 4.57
OFFICERS
Chm Elton D. Farley
Pres Wayne A. Beck
CEO Wayne A. Beck
CFO Jeffrey D. Farley
COO Stephanie Christopher
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$180,038
Total Securities ($000).................. $90,790
Total Loans ($000).........................$78,871
Total Deposits ($000).................. $142,515
Tier 1 Capital ($000)..................... $25,938
Risk Based Cap Ratio (%)................... 27.90
ROAA (%)............................................... -0.79
ROAE (%)............................................... -5.39
Net Interest Margin (%)........................ 2.52
OFFICERS
Chm William Tyler Logan
Pres Mike Netland
CEO Mike Netland
CFO Mike Netland
COO Toni McCoy
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $58,946
Total Securities ($000).................... $1,325
Total Loans ($000)........................ $36,344
Total Deposits ($000).................... $51,395
Tier 1 Capital ($000)........................ $6,417
Risk Based Cap Ratio (%)................... 17.23
ROAA (%)................................................ 1.01
ROAE (%)................................................ 8.70
Net Interest Margin (%)........................ 3.13
Nancy C. Logan
Neal David Logan
BLUE GRASS
Blue Grass Savings Bank
104 East Mayne St • Blue Grass, IA 52726
Phone: (563) 381-1732 • Fax: (563) 381-2317
www.bluegrassbank.com
FDIC Cert #13753 • Transit #073912086
Established: 1902
H/C: E M F Corporation, Edmonds, WA
DIRECTORS
Dan Petersen
Edwin Geest
Elton D. Farley
Jeffrey D. Farley
Marilyn F. Farley
Wayne A. Beck
William E. Puck
BONAPARTE
State Central Bank
612 First St • Bonaparte, IA 52620
Phone: (319) 592-3372 • Fax: (319) 592-3171
www.statecentralbank.com
FDIC Cert #5820 • Transit #073900894
Established: 1858
H/C: Logan Investment Corporation, Bonaparte, IA
Number of Branches: 4
DIRECTORS
Allen Gunn
Arch Logan
Catherine Piper
Howie Sutlive
John Armstrong
Mike Netland
Susan Dunek
William Tyler Logan
Page 14 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
BOONE
Boone Bank & Trust Co.
716 Eighth St • Boone, IA 50036
Phone: (515) 432-6200 • Fax: (515) 432-6210
www.boonebankiowa.com
FDIC Cert #33552 • Transit #073901097
Established: 1883
H/C: Ames National Corporation, Ames, IA
Number of Branches: 2
DIRECTORS
Douglas C. Gustafson
Jeffrey K. Putzier
Patrick J. McMullan
Richard D. Blomgren
OFFICERS
Chm Thomas H. Pohlman
Pres Jeffrey K. Putzier
CEO Jeffrey K. Putzier
CFO Jeffrey K. Putzier
COO Linda K. Streiff
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $140,577
Total Securities ($000).................. $62,690
Total Loans ($000)........................ $53,272
Total Deposits ($000)..................$108,263
Tier 1 Capital ($000)..................... $13,049
Risk Based Cap Ratio (%)................... 15.91
ROAA (%)................................................ 1.48
ROAE (%)..............................................13.84
Net Interest Margin (%)........................ 3.68
OFFICERS
Chm Gerald A. Van Erdewyk
Pres Michael Van Erdewyk
CEO Gerald A. Van Erdewyk
CFO Michael Van Erdewyk
COO Michael Van Erdewyk
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $48,996
Total Securities ($000).................. $24,949
Total Loans ($000)........................ $22,207
Total Deposits ($000).................... $30,762
Tier 1 Capital ($000)........................$7,611
Risk Based Cap Ratio (%)................... 27.69
ROAA (%)................................................ 1.36
ROAE (%)................................................ 8.87
Net Interest Margin (%)........................ 3.77
OFFICERS
Chm Mark J. Sexton
Pres Eric M. Newton
CEO Eric M. Newton
CFO Jane L. Swenson
COO Linda K. Hesley
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$103,602
Total Securities ($000).................. $47,789
Total Loans ($000)........................ $45,857
Total Deposits ($000).................... $80,530
Tier 1 Capital ($000)..................... $11,302
Risk Based Cap Ratio (%)...................19.77
ROAA (%)................................................ 1.45
ROAE (%)..............................................12.73
Net Interest Margin (%)........................ 2.95
OFFICERS
Chm Harold H. Harms
Pres Steven J. Harms
CEO Steven J. Harms
CFO Steven J. Harms
COO Steven J. Harms
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $68,519
Total Securities ($000).................. $30,029
Total Loans ($000)........................ $35,767
Total Deposits ($000).................... $55,558
Tier 1 Capital ($000)....................... $5,480
Risk Based Cap Ratio (%)................... 14.41
ROAA (%)................................................ 0.97
ROAE (%).............................................. 12.71
Net Interest Margin (%)........................ 3.35
Robert L. Cramer
Thomas H. Pohlman
William S. Zinnel
BREDA
Breda Savings Bank
105 Main St • Breda, IA 51436
Phone: (712) 673-2321 • Fax: (712) 673-2324
www.bredasavingsbank.com
FDIC Cert #5792 • Transit #073912196
Established: 1890
H/C: Van Financial Corporation, Breda, IA
DIRECTORS
Brian Koster
Cindy Bieret
Gerald A. Van Erdewyk
Lois Reiff
Michael Van Erdewyk
Rick J. Anthofer
BRITT
First State Bank
183 Main Ave, North • Britt, IA 50423
Phone: (641) 843-4411 • Fax: (641) 843-4415
www.fsb-britt.com
FDIC Cert #8522 • Transit #073920874
Established: 1927
H/C: Britt Bancshares, Inc., Saint Paul, MN
Number of Branches: 2
DIRECTORS
Andrew G. Sexton
Eric M. Newton
James V. McMahill
Jane L. Swenson
Mark J. Sexton
Paul L. Smith
BRUNSVILLE
Iowa Prairie Bank
240 Linn St, P.O. Box 78 • Brunsville, IA 51008
Phone: (712) 533-6441 • Fax: (712) 533-6371
www.iowapb.com
FDIC Cert #17347 • Transit #073911582
Established: 1929
H/C: Prairie View Bankshares, Inc., Brunsville, IA
Number of Branches: 3
DIRECTORS
Alan Lucken
Arlen Lucken
Clark Schmitz
Delores M. Harms
Harold H. Harms
Richard H. Harms
Steven J. Harms
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 15
BUFFALO CENTER
Farmers Trust and Savings Bank
101 North Main St • Buffalo Center, IA 50424
Phone: (641) 562-2696 • Fax: (641) 562-2903
www.ftsbbank.com
FDIC Cert #14195 • Transit #073907729
Established: 1914
H/C: Koss-Winn Bancshares, Inc., Buffalo Center, IA
Number of Branches: 4
DIRECTORS
Brian Vander Wilt
Don Kopacek
Elroy D. Schlake
Gene Hartman
OFFICERS
Chm Gene Hartman
Pres Brian Vander Wilt
CEO Brian Vander Wilt
CFO Brian Vander Wilt
COO Brian Vander Wilt
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $242,551
Total Securities ($000).....................$6,716
Total Loans ($000)...................... $217,470
Total Deposits ($000).................. $179,857
Tier 1 Capital ($000)..................... $23,062
Risk Based Cap Ratio (%)...................12.18
ROAA (%)................................................ 1.78
ROAE (%).............................................. 17.35
Net Interest Margin (%)........................ 3.77
OFFICERS
Chm Charles E. Walsh
Pres Charles E. Walsh
CEO Charles L. Walsh
CFO Robert D. Maschmann
COO Jeffrey A. Burkhart
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $191,015
Total Securities ($000).................. $50,194
Total Loans ($000)...................... $117,146
Total Deposits ($000)..................$167,049
Tier 1 Capital ($000)......................$17,167
Risk Based Cap Ratio (%)...................16.05
ROAA (%)................................................ 0.67
ROAE (%).................................................7.03
Net Interest Margin (%)........................ 3.47
OFFICERS
Chm Cristy Schmidt
Pres Kent M. Gaudian
CEO Kent M. Gaudian
CFO Jeff Brotherson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$664,625
Total Securities ($000).................. $94,541
Total Loans ($000)...................... $505,617
Total Deposits ($000).................. $544,149
Tier 1 Capital ($000)..................... $57,066
Risk Based Cap Ratio (%)................... 12.37
ROAA (%)................................................ 0.89
ROAE (%)................................................ 9.69
Net Interest Margin (%)........................ 3.78
James L. Engle
Robert Willms
Terry Kiewiet
BURLINGTON
Farmers & Merchants Bank & Trust
221 Jefferson St • Burlington, IA 52601
Phone: (319) 752-3661 • Fax: (319) 754-2253
www.fmbanktrust.com
FDIC Cert #13737 • Transit #073900580
Established: 1916
H/C: Farmers & Merchants Bancshares, Inc., Burlington, IA
Number of Branches: 4
DIRECTORS
Brian K. Readinger
Charles E. Walsh
Charles L. Walsh
David Bertling
Mark R. Hagerla
William J. Kuepper
Two Rivers Bank & Trust
222 North Main St • Burlington, IA 52601
Phone: (319) 753-9100 • Fax: (319) 753-9191
www.tworiversbank.com
FDIC Cert #58013 • Transit #073900577
Established: 1904
H/C: Two Rivers Financial Group, Inc., Burlington, IA
Number of Branches: 12
DIRECTORS
Cristy Schmidt
David Hansen
Donald C. Wiley
Frank J. Delaney III
James D. Kinney
Kent M. Gaudian
Marvin E. Day
Matthew D. Shinn
Ned Skinner
Sadhna Jani
BUSSEY
State Bank of Bussey
402 Merrill St • Bussey, IA 50044
Phone: (641) 944-5314 • Fax: (641) 944-5296
www.sbbussey.com
FDIC Cert #1556 • Transit #073908252
Established: 1931
H/C: Twin Cedars Bancorp., Bussey, IA
Number of Branches: 3
DIRECTORS
Brook N. Hansen
Edward J. Sullivan
Jaci Hansen
Kim N. Hansen
Mark E. Hansen
OFFICERS
Chm Kim N. Hansen
Pres Kim N. Hansen
CEO Edward J. Sullivan
CFO Kim N. Hansen
COO Kim N. Hansen
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $44,928
Total Securities ($000).....................$3,157
Total Loans ($000)........................ $35,039
Total Deposits ($000).................... $39,687
Tier 1 Capital ($000)....................... $3,988
Risk Based Cap Ratio (%)...................12.90
ROAA (%)................................................ 0.68
ROAE (%).................................................7.76
Net Interest Margin (%)........................ 4.07
Page 16 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
CARROLL
Carroll County State Bank
Hwy 30 & Adams St • Carroll, IA 51401
Mailing Address: 126 West Sixth St, Carroll, IA 51401
Phone: (712) 792-3567 • Fax: (712) 792-0487
www.carrollia.com
FDIC Cert #11771 • Transit #073902546
Established: 1870
H/C: Carroll County Bancshares, Inc., Carroll, IA
Number of Branches: 6
DIRECTORS
Carol A. Gronstal
Gary P. Riedmann
Jeffrey G. Scharfenkamp
Mary C. Bruner
627 North Adams St • Carroll, IA 51401
Phone: (712) 792-4346 • Fax: (712) 792-1488
www.csbcarroll.com
FDIC Cert #231 • Transit #073919571
Established: 1917
H/C: Commercial Ban Corp., Carroll, IA
Number of Branches: 3
OFFICERS
Chm Patrick R. Moehn
Pres Paul K. Milligan
CEO Patrick R. Moehn
CFO Craig J. Mertz
COO Paul K. Milligan
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).......................$147,271
Total Securities ($000).................. $31,125
Total Loans ($000)........................ $95,253
Total Deposits ($000)..................$126,208
Tier 1 Capital ($000)......................$11,376
Risk Based Cap Ratio (%)...................10.79
ROAA (%)................................................ 1.14
ROAE (%)..............................................14.93
Net Interest Margin (%)........................ 2.99
OFFICERS
Chm William C. Hess
Pres William C. Hess
CEO William C. Hess
CFO Richard C. Fulton
COO Richard C. Fulton
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $172,485
Total Securities ($000).................. $48,010
Total Loans ($000)......................$109,584
Total Deposits ($000)..................$152,908
Tier 1 Capital ($000)..................... $15,180
Risk Based Cap Ratio (%)...................13.54
ROAA (%)................................................ 0.93
ROAE (%)..............................................10.55
Net Interest Margin (%)........................ 3.15
OFFICERS
Chm Abram A. Tubbs
Pres Abram A. Tubbs
CEO Abram A. Tubbs
CFO Abram A. Tubbs
COO Abram A. Tubbs
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$218,688
Total Securities ($000).................. $36,030
Total Loans ($000)...................... $163,427
Total Deposits ($000).................. $177,301
Tier 1 Capital ($000)..................... $23,630
Risk Based Cap Ratio (%)................... 14.17
ROAA (%)................................................ 1.04
ROAE (%)................................................ 8.95
Net Interest Margin (%)........................ 3.64
Ryan P. Milligan
Thomas J. Laing
Thomas W. Loeck
Iowa Savings Bank
510 West US Hwy 30 • Carroll, IA 51401
Phone: (712) 792-9772 • Fax: (712) 792-6773
www.iowasavingsbank.com
FDIC Cert #14690 • Transit #073906092
Established: 1902
H/C: Community Grain Co., Carroll, IA
Number of Branches: 8
DIRECTORS
Dierk Halverson
Gene Vincent
Richard C. Fulton
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$368,756
Total Securities ($000).................. $97,035
Total Loans ($000)......................$239,701
Total Deposits ($000).................. $319,877
Tier 1 Capital ($000)..................... $38,043
Risk Based Cap Ratio (%)...................14.75
ROAA (%)................................................ 1.02
ROAE (%)................................................ 9.70
Net Interest Margin (%)........................ 3.76
Matthew D. Gronstal
Robert B. Gronstal
Rosemary K. Gronstal-Faulkner
Thomas Brent Gronstal
Commercial Savings Bank
DIRECTORS
Craig J. Mertz
Patrick R. Moehn
Paul K. Milligan
OFFICERS
Chm Thomas Brent Gronstal
Pres Jeffrey G. Scharfenkamp
CEO Jeffrey G. Scharfenkamp
CFO Jackie Mahler
COO Jeffrey G. Scharfenkamp
Thomas Farner
William C. Hess
CASCADE
Ohnward Bank & Trust
332 First Ave West • Cascade, IA 52033
Phone: (563) 852-7696 • Fax: (563) 852-7698
www.ohnwardbank.com
FDIC Cert #10111 • Transit #073911870
Established: 1903
H/C: Ohnward Bancshares, Inc., Maquoketa, IA
Number of Branches: 7
DIRECTORS
Abram A. Tubbs
Alan Roy Tubbs
Brigham L. Tubbs
Cecil Knuth
David Verhille
David Welter
Doug Kohoutek
Elizabeth Mathis
Gary L. Bartlett
Katie Mulholland
Kendra L. Beck
Mike Beck
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 17
CEDAR RAPIDS
Bankers Trust Company
221 Third Ave, SE, Suite 150 • Cedar Rapids, IA 52401
Phone: (319) 896-7777 • Fax: (319) 366-0509
www.bankerstrust.com
FDIC Cert #57484 • Transit #073922856
Established: 2002
H/C: BTC Financial Corporation, Des Moines, IA
Number of Branches: 3
DIRECTORS
Al Ruffalo
Cindy Dietz
James Phifer
Marc Gullickson
Patrick J. Deignan
Stephen R. Hammes
BankIowa of Cedar Rapids
7045 C Ave, NE • Cedar Rapids, IA 52402
Phone: (319) 395-9100 • Fax: (319) 395-9422
www.bankiowa.com
FDIC Cert #17282 • Transit #073920285
Established: 1921
H/C: Fidelity Ban Corporation, Independence, IA
Number of Branches: 11
DIRECTORS
James C. Roemig
James R. Gerber
Mark A. Nielsen
Mark C. Weidner
500 First Ave NE, Suite 100 • Cedar Rapids, IA 52401
Phone: (319) 862-2728 • Fax: (319) 862-2729
www.crbt.com
FDIC Cert #57244 • Transit #073922801
Established: 2001
H/C: QCR Holdings, Inc., Moline, IL
Number of Branches: 6
Frederick G. Timko
James A. Mudd II
Larry J. Helling
Loren L. Coppock
Patrice M. Carroll
Guaranty Bank and Trust Company
302 Third Ave, SE • Cedar Rapids, IA 52401
Phone: (319) 286-6200 • Fax: (319) 362-7894
www.guaranty-bank.com
FDIC Cert #14704 • Transit #073900108
Established: 1934
H/C: Guaranty Bankshares, Ltd., Cedar Rapids, IA
Number of Branches: 6
DIRECTORS
Amy L. Reasner
Cheryle W. Mitvalsky
Christopher J. Lindell
Donald C. Nebergall
Suku V. Radia
Thomas L. Aller
Timothy R. Kintner
OFFICERS
Chm Rudolph S. Leytze
Pres Rob C. Robinson
CEO Rob C. Robinson
CFO Terrance M. Toale
COO Terrance M. Toale
Rob C. Robinson
Rudolph S. Leytze
Terrance M. Toale
Cedar Rapids Bank and Trust Company
DIRECTORS
A. James Tinker
Ann M. Lipsky
Charles M. Peters
David R. Mason
Donna J. Sorensen
OFFICERS
Chm Timothy R. Kintner
Pres Patrick J. Deignan
CEO Patrick J. Deignan
Douglas D. Olson
Harold M. Becker
Jeffrey L. Hamilton
John Osako
OFFICERS
Chm Donna J. Sorensen
Pres Larry J. Helling
CEO Larry J. Helling
CFO Todd A. Gipple
COO John A. Rodriguez
Patrick S. Baird
Randy Allen Ramlo
Robert T. Buckley
Todd A. Gipple
OFFICERS
Chm Harold M. Becker
Pres Christopher J. Lindell
CEO Christopher J. Lindell
CFO Todd C. Kerska
COO Christopher J. Lindell
Nancy H. Evans
Patrick R. Cobb
Robert D. Becker
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$438,966
Total Securities ($000).................. $36,575
Total Loans ($000)...................... $382,972
Total Deposits ($000).................. $289,711
Tier 1 Capital ($000)..................... $44,960
Risk Based Cap Ratio (%)................... 13.24
ROAA (%)................................................ 0.96
ROAE (%)................................................ 9.59
Net Interest Margin (%)........................ 3.26
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $522,641
Total Securities ($000).................. $87,655
Total Loans ($000)......................$401,263
Total Deposits ($000)..................$405,940
Tier 1 Capital ($000)..................... $52,087
Risk Based Cap Ratio (%)...................13.83
ROAA (%)................................................ 1.59
ROAE (%)..............................................14.39
Net Interest Margin (%)........................ 3.46
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$822,349
Total Securities ($000)................ $198,841
Total Loans ($000)......................$552,645
Total Deposits ($000).................. $611,196
Tier 1 Capital ($000)..................... $67,587
Risk Based Cap Ratio (%)................... 11.87
ROAA (%)................................................ 0.93
ROAE (%).............................................. 11.19
Net Interest Margin (%)........................ 3.19
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$248,733
Total Securities ($000).................. $81,273
Total Loans ($000)......................$156,030
Total Deposits ($000)..................$188,884
Tier 1 Capital ($000)..................... $28,229
Risk Based Cap Ratio (%)................... 18.18
ROAA (%)................................................ 1.19
ROAE (%).............................................. 10.07
Net Interest Margin (%)........................ 3.59
Page 18 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
CENTER POINT
Center Point Bank and Trust Company
901 Bank Court • Center Point, IA 52213
Phone: (319) 849-1838 • Fax: (319) 849-1781
https://centerpointbank.com
FDIC Cert #19293 • Transit #073910046
Established: 1964
H/C: Country Bancorporation, Crawfordsville, IA
DIRECTORS
Doug P. Joens
Michael F. Stanton
Thomas R. Bernau
OFFICERS
Chm William R. Bernau
Pres Trevor J. Norman
CEO Trevor J. Norman
CFO Trevor J. Norman
COO Travis J. Johnson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $31,566
Total Securities ($000).................... $7,539
Total Loans ($000)........................ $19,398
Total Deposits ($000).................... $25,873
Tier 1 Capital ($000)........................$2,748
Risk Based Cap Ratio (%)................... 14.07
ROAA (%)............................................... -1.22
ROAE (%).............................................-14.65
Net Interest Margin (%)........................ 3.67
OFFICERS
Chm Jeffrey T. Young
Pres Jeffrey T. Young
CEO Jeffrey T. Young
CFO Jeffrey T. Young
COO Mary M. Craver
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).......................$174,107
Total Securities ($000).................. $88,735
Total Loans ($000)........................ $79,984
Total Deposits ($000)..................$126,823
Tier 1 Capital ($000)......................$17,624
Risk Based Cap Ratio (%)...................14.96
ROAA (%)................................................ 1.40
ROAE (%).............................................. 13.17
Net Interest Margin (%)........................ 3.09
OFFICERS
Chm Bruce S. Anderson
Pres Nathan D. Koch
CEO Bruce S. Anderson
CFO John M. Waters
COO Nathan D. Koch
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $251,496
Total Securities ($000).................. $45,791
Total Loans ($000)......................$187,793
Total Deposits ($000)..................$204,481
Tier 1 Capital ($000)..................... $24,389
Risk Based Cap Ratio (%)...................13.40
ROAA (%)................................................ 0.32
ROAE (%)................................................ 3.18
Net Interest Margin (%)........................ 3.22
Travis J. Johnson
Trevor J. Norman
William R. Bernau
CENTERVILLE
Iowa Trust and Savings Bank
200 North 10th St • Centerville, IA 52544
Phone: (641) 437-4500 • Fax: (641) 437-0580
www.itsb-iowa.com
FDIC Cert #1547 • Transit #073901411
Established: 1896
H/C: Bradley Bancorp, Inc., Centerville, IA
Number of Branches: 2
DIRECTORS
J. Bradley Young
Jeffrey T. Young
Larry L. Piatt
Mark R. Dekker
Renate Deininger
William C. Benz
CENTRAL CITY
NXT Bank
59 Fourth St, North • Central City, IA 52214
Phone: (319) 438-6621 • Fax: (319) 438-1912
www.nxtbank.net
FDIC Cert #16438 • Transit #073922092
Established: 1946
H/C: City State Bancorporation, Inc., Central City, IA
Number of Branches: 7
DIRECTORS
Brian C. Scott
Bruce S. Anderson
John C. Kintzle
John M. Maurice
Leon R. Soukup
Nathan D. Koch
Steven F. Dummermuth
Thomas C. Slattery
CHARLES CITY
First Security Bank and Trust Company
809 Clark St • Charles City, IA 50616
Phone: (641) 228-2343 • Fax: (641) 228-2318
www.1stsecuritybank.com
FDIC Cert #1852 • Transit #073901592
Established: 1903
H/C: Cedar Valley Bankshares, Ltd., Charles City, IA
Number of Branches: 14
DIRECTORS
Boyd A. Campbell
Eric D. Noah
Gene A. Hall
J. Richard Herbrechtsmeyer
Kurt W. Herbrechtsmeyer
Larry Pump
Ralph A. Smith
Richard J. Weiner
Robert D. Noble
Steven R. Crawford
OFFICERS
Chm J. Richard Herbrechtsmeyer
Pres Kurt W. Herbrechtsmeyer
CEO Kurt W. Herbrechtsmeyer
CFO E. Michael Farrell
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$456,421
Total Securities ($000)................$130,424
Total Loans ($000)......................$298,772
Total Deposits ($000)..................$358,550
Tier 1 Capital ($000)..................... $38,230
Risk Based Cap Ratio (%)...................12.56
ROAA (%)................................................ 1.39
ROAE (%).............................................. 13.27
Net Interest Margin (%)........................ 3.98
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 19
CHEROKEE
Cherokee State Bank
212 West Willow St • Cherokee, IA 51012
Phone: (712) 225-3000 • Fax: (712) 225-3848
www.cherokeestatebank.com
FDIC Cert #951 • Transit #073901974
Established: 1888
DIRECTORS
Calvin A. Leonard
Jack H. Montgomery
L. D. Carlson
OFFICERS
Chm Calvin A. Leonard
Pres Michael D. Hunter
CEO Michael D. Hunter
CFO Michael D. Hunter
COO Michael D. Hunter
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $191,657
Total Securities ($000).................. $74,296
Total Loans ($000)...................... $110,194
Total Deposits ($000)..................$160,808
Tier 1 Capital ($000)......................$22,247
Risk Based Cap Ratio (%)................... 17.62
ROAA (%)................................................ 1.60
ROAE (%).............................................. 13.61
Net Interest Margin (%)........................ 3.77
OFFICERS
Chm Gordon Reed
Pres Dale W. McAllister
CEO Dale W. McAllister
CFO Dale W. McAllister
COO Dale W. McAllister
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $39,256
Total Securities ($000).................... $8,088
Total Loans ($000)........................ $20,045
Total Deposits ($000).................... $33,409
Tier 1 Capital ($000)........................$5,190
Risk Based Cap Ratio (%)....................27.15
ROAA (%)............................................... -0.52
ROAE (%)............................................... -3.89
Net Interest Margin (%)........................ 3.06
OFFICERS
Chm Monty L. Boswell
Pres Monty L. Boswell
CEO Monty L. Boswell
CFO Dave Johnson
COO James E. Johnson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$195,905
Total Securities ($000).................. $65,341
Total Loans ($000)......................$112,044
Total Deposits ($000)...................$171,378
Tier 1 Capital ($000)..................... $22,092
Risk Based Cap Ratio (%)...................16.04
ROAA (%)................................................ 0.34
ROAE (%)................................................ 3.02
Net Interest Margin (%)........................ 3.65
OFFICERS
Chm Fred W. Maifeld
Pres Fred W. Maifeld
CEO Fred W. Maifeld
CFO Fred W. Maifeld
COO Fred W. Maifeld
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$300,823
Total Securities ($000).................. $69,448
Total Loans ($000)...................... $217,228
Total Deposits ($000)..................$262,587
Tier 1 Capital ($000)......................$24,247
Risk Based Cap Ratio (%)................... 10.91
ROAA (%)................................................ 1.50
ROAE (%)..............................................18.69
Net Interest Margin (%).........................3.17
L. Richard Anderson
Michael D. Hunter
Richard A. Cook
CLARINDA
Cornerstone Bank
123 East Main St • Clarinda, IA 51632
Phone: (712) 542-2103 • Fax: (712) 542-4401
www.cornerstonebankia.com
FDIC Cert #30067 • Transit #273970941
Established: 1897
DIRECTORS
Dale W. McAllister
Dallas Glenn
Gary Hookham
Gordon Reed
Jean Negley
Randy K. Pullen II
Rita Gilmore
PCSB Bank
120 East Washington St • Clarinda, IA 51632
Phone: (712) 542-5661 • Fax: (712) 542-5300
www.pcsbbank.com
FDIC Cert #14522 • Transit #073902397
Established: 1866
H/C: Whitmore Company, Inc., Clarinda, IA
Number of Branches: 6
DIRECTORS
Cynthia H. Alvarez
Daniel D. McClure
Daniel S. Comer
Dave Johnson
James A. Johnson
Kenneth F. Whitmore
Monty L. Boswell
Scott N. Whitmore
CLARKSVILLE
Iowa State Bank
100 North Main St • Clarksville, IA 50619
Phone: (319) 278-4761 • Fax: (319) 278-4685
www.iowastatebank.com
FDIC Cert #15947 • Transit #073913959
Established: 1918
H/C: Clarkel, Inc., Kesley, IA
Number of Branches: 3
DIRECTORS
Alan Rosendahl
Bryon Aswegen
Fred W. Maifeld
Vern Poppen
Wayne Rohlwing
Page 20 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
CLEAR LAKE
Clear Lake Bank and Trust Company
322 Main Ave • Clear Lake, IA 50428
Phone: (641) 357-7121 • Fax: (641) 357-5090
www.clearlakebank.com
FDIC Cert #15690 • Transit #073904036
Established: 1934
H/C: Arneson Bancshares, Inc., Clear Lake, IA
Number of Branches: 5
DIRECTORS
Dale A. Snyder
David T. Miller
David W. Zrostlik
Dennis W. Reidel
Janet A. Connell-Lovell
Mark C. Hewitt
OFFICERS
Chm Ray V. Hewitt
Pres Mark C. Hewitt
CEO Mark C. Hewitt
CFO Matthew J. Ritter
COO Matthew J. Ritter
Ray V. Hewitt
Stephen A. Doerfler
William E. Yohn
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $337,761
Total Securities ($000).................. $49,639
Total Loans ($000)...................... $264,764
Total Deposits ($000)..................$302,815
Tier 1 Capital ($000)..................... $27,036
Risk Based Cap Ratio (%)...................11.90
ROAA (%)................................................ 1.71
ROAE (%)..............................................20.08
Net Interest Margin (%)........................ 4.01
CLINTON
Citizens First Bank
1442 Lincoln Way • Clinton, IA 52732
Phone: (563) 243-6000 • Fax: (563) 243-9747
www.bankatcfb.com
FDIC Cert #35477 • Transit #073922762
Established: 2000
H/C: CFB Holding Company, Clinton, IA
Number of Branches: 3
DIRECTORS
Barton T. Baker
Charles A. Armstrong
Gregory A. Baker
John P. McEleney
Mary P. Connell
Michael R. Hanrahan
Richard W. Farwell
Robert B. Holesinger
Clinton National Bank
235 Sixth Ave, South • Clinton, IA 52732
Phone: (563) 243-1243 • Fax: (563) 243-5451
www.clintonnational.com
FDIC Cert #4439 • Transit #073900441
Established: 1865
H/C: W. J. Young & Co., Clinton, IA
Number of Branches: 9
DIRECTORS
Alvin J. Goerdt
James E. Stachour
Jeffrey B. Stoutner
Jennifer L. Boysen
Julie Burke Smith
Robert P. Cassidy Jr.
Gateway State Bank
1427 North Second St • Clinton, IA 52732
Phone: (563) 242-2265 • Fax: (563) 243-9353
www.gatewaysb.com
FDIC Cert #9293 • Transit #073913467
Established: 1907
H/C: Ohnward Bancshares, Inc., Maquoketa, IA
Number of Branches: 4
DIRECTORS
Alan Roy Tubbs
Brigham L. Tubbs
Gary L. Saelens
Gene G. Grant
Kendra L. Beck
Lori J. Freudenberg
OFFICERS
Chm Barton T. Baker
Pres Thomas D. Soenksen
CEO Thomas D. Soenksen
CFO Kathryn A. Forrest
COO Laura Gassman
Ronald I. Kircher
Stephen L. Howes
Thomas D. Soenksen
W. Thomas Kelly
OFFICERS
Chm Alvin J. Goerdt
Pres Steven E. Thacker
CEO Robert P. Holleran
COO Jennifer L. Boysen
Robert P. Holleran
Steven E. Thacker
Thomas E. Fullerton
OFFICERS
Chm Brigham L. Tubbs
Pres Gary L. Saelens
CEO Brigham L. Tubbs
CFO Fran I. Luett
COO Fran I. Luett
Peter C. Clausen
Ronald E. Dykstra
Ronald J. McGauvran
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$165,442
Total Securities ($000).................. $17,404
Total Loans ($000)...................... $132,813
Total Deposits ($000).................. $144,874
Tier 1 Capital ($000)..................... $15,939
Risk Based Cap Ratio (%)...................10.84
ROAA (%)................................................ 0.15
ROAE (%)................................................ 1.58
Net Interest Margin (%)........................ 3.65
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $375,014
Total Securities ($000)................$156,258
Total Loans ($000)......................$186,868
Total Deposits ($000).................. $307,919
Tier 1 Capital ($000)..................... $44,202
Risk Based Cap Ratio (%)...................21.36
ROAA (%)................................................ 0.45
ROAE (%)................................................ 3.48
Net Interest Margin (%)........................ 3.11
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$136,065
Total Securities ($000)...................$29,147
Total Loans ($000).........................$91,712
Total Deposits ($000).................. $103,497
Tier 1 Capital ($000)..................... $11,394
Risk Based Cap Ratio (%)...................13.53
ROAA (%)................................................ 0.61
ROAE (%)................................................ 6.21
Net Interest Margin (%)........................ 3.07
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 21
CLIVE
OFFICERS
Chm Robert J. Latham
Pres Michael R. Segner
CEO Michael R. Segner
CFO Amanda Bryan
COO Michael R. Segner
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$284,123
Total Securities ($000).................. $51,328
Total Loans ($000)...................... $209,100
Total Deposits ($000)..................$233,633
Tier 1 Capital ($000)......................$23,376
Risk Based Cap Ratio (%)...................11.94
ROAA (%)................................................ 0.83
ROAE (%)................................................ 9.15
Net Interest Margin (%)........................ 3.70
OFFICERS
Chm David C. Eastburn
203 East Main St • Coggon, IA 52218
Pres William K. Ajram
Phone: (319) 435-2551 • Fax: (319) 435-2555
CEO William K. Ajram
www.linncsb.com
CFO Kevin J. Banasik
FDIC Cert #16311 • Transit #073922018
COO William K. Ajram
Established: 1945
H/C: Iowa State Financial Services Corporation, Fairfield, IA
Number of Branches: 2
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).........................$35,276
Total Securities ($000).................... $2,068
Total Loans ($000)........................ $25,310
Total Deposits ($000).................... $21,967
Tier 1 Capital ($000)....................... $3,290
Risk Based Cap Ratio (%)...................14.40
ROAA (%).................................................1.17
ROAE (%).................................................7.96
Net Interest Margin (%)........................ 5.61
Peoples Trust & Savings Bank
12701 University Ave • Clive, IA 50325
Phone: (515) 457-8880 • Fax: (515) 457-8889
www.ptsbank.com
FDIC Cert #14692 • Transit #073919212
Established: 1917
H/C: Green Circle Investments, Inc., Clive, IA
Number of Branches: 9
DIRECTORS
Barry L. Smith
Donald E. Latham
Jack R. Jenkins
Michael R. Segner
Robert J. Latham
Sam F. Scheidler
Willard J. Latham
COGGON
Linn County State Bank
DIRECTORS
David C. Eastburn
J. Patrick McMahon
Joseph Carr
Michael Greiner
Nelson Anderson
Patrick Kessel
Robert Mattes
Sarah Cochran
Steve Triplett
Tom Belin
Tom Thompson
William K. Ajram
COLESBURG
Farmers Savings Bank
205 Main St • Colesburg, IA 52035
Phone: (563) 856-2525 • Fax: (563) 856-2101
www.farmerssavingsbank.com
FDIC Cert #14807 • Transit #073912552
Established: 1907
H/C: Marjon Bancorporation, Inc., Colesburg, IA
Number of Branches: 5
DIRECTORS
Jeffrey Juergens
John Fedeler
Jolene A. Niehaus
Karl Worsham
Mark E. White
Mike Breitbach
OFFICERS
Chm Tim J. Juergens
Pres Mark E. White
CEO Mark E. White
CFO Mark E. White
COO Jolene A. Niehaus
Rodger Sear
Ron Wegmann
Tim J. Juergens
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$165,284
Total Securities ($000).................. $40,847
Total Loans ($000)......................$105,398
Total Deposits ($000).................. $142,107
Tier 1 Capital ($000)..................... $20,246
Risk Based Cap Ratio (%)...................18.02
ROAA (%)................................................ 1.45
ROAE (%).............................................. 11.11
Net Interest Margin (%)........................ 3.81
COLFAX
First State Bank of Colfax
100 North Walnut St • Colfax, IA 50054
Phone: (515) 674-3533 • Fax: (515) 674-3839
www.fsbcolfax.com
FDIC Cert #4440 • Transit #073903419
Established: 1933
H/C: Dentel Bancorporation, Victor, IA
DIRECTORS
Mary P. Howell
Robert J. Dentel
Robert V. Dentel
Verlyn E. Dentel
OFFICERS
Chm Robert V. Dentel
Pres Robert M. Foss
CEO Robert M. Foss
CFO Robert M. Foss
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $70,285
Total Securities ($000).................. $33,333
Total Loans ($000).........................$35,517
Total Deposits ($000).................... $50,614
Tier 1 Capital ($000)..................... $10,527
Risk Based Cap Ratio (%)...................19.49
ROAA (%)................................................ 2.12
ROAE (%)..............................................13.63
Net Interest Margin (%)........................ 3.43
Page 22 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
COLLINS
Exchange State Bank
104 Main St • Collins, IA 50055
Phone: (641) 385-2304 • Fax: (641) 385-2421
www.esb1.com
FDIC Cert #10132 • Transit #073909507
Established: 1902
H/C: Mid America Banks, Inc., Collins, IA
Number of Branches: 3
OFFICERS
Chm Gary D. Hested
Pres James F. Smith
CEO Gary D. Hested
CFO Allison Appel
COO Allison Appel
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $103,891
Total Securities ($000).................. $17,721
Total Loans ($000)........................ $82,211
Total Deposits ($000).................... $83,345
Tier 1 Capital ($000)........................$9,911
Risk Based Cap Ratio (%)...................13.20
ROAA (%)................................................ 0.92
ROAE (%)................................................ 9.78
Net Interest Margin (%)........................ 3.38
OFFICERS
Chm Thomas H. Huston
Pres T. Mark Huston
CEO T. Mark Huston
CFO Kevin A. Van Heiden
COO T. Mark Huston
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).........................$51,132
Total Securities ($000).................. $21,386
Total Loans ($000).........................$26,161
Total Deposits ($000).................... $46,835
Tier 1 Capital ($000)....................... $4,098
Risk Based Cap Ratio (%)................... 15.61
ROAA (%)................................................ 0.19
ROAE (%)................................................ 2.44
Net Interest Margin (%)........................ 3.40
OFFICERS
Chm Patrick J. Kinney
Pres Ross W. Stuedemann
CEO Ross W. Stuedemann
CFO Ross W. Stuedemann
COO Danette M. Bernacki
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).........................$51,145
Total Securities ($000).................. $26,767
Total Loans ($000)........................ $19,649
Total Deposits ($000).................... $39,805
Tier 1 Capital ($000)........................$5,081
Risk Based Cap Ratio (%)................... 17.66
ROAA (%)................................................ 1.32
ROAE (%)..............................................12.33
Net Interest Margin (%)........................ 3.67
OFFICERS
Chm James L. Whitmore
Pres James L. Whitmore
CEO James L. Whitmore
CFO James L. Whitmore
COO Pam Haley
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $73,232
Total Securities ($000).................. $32,409
Total Loans ($000)........................ $31,209
Total Deposits ($000).................... $63,211
Tier 1 Capital ($000)....................... $9,833
Risk Based Cap Ratio (%)...................21.36
ROAA (%)................................................ 1.19
ROAE (%)................................................ 8.72
Net Interest Margin (%)........................ 3.13
DIRECTORS
Gary D. Hested
J. C. Van Ginkel
James F. Smith
COLUMBUS JUNCTION
Columbus Junction State Bank
134 Main St • Columbus Junction, IA 52738
Phone: (319) 728-2436 • Fax: (319) 728-8755
www.cjstatebank.com
FDIC Cert #249 • Transit #073920735
Established: 1927
H/C: CJSB Bancorporation, Columbus Junction, IA
DIRECTORS
C. Eugene Walker
Daniel J. Wilson
Kevin A. Van Heiden
Larry K. Mincer
Stephen A. Wilson
T. Mark Huston
Thomas H. Huston
CORALVILLE
First Trust and Savings Bank
1831 Second St, Hwy Six, West • Coralville, IA 52241
Phone: (319) 828-8000 • Fax: (319) 828-8001
www.ft-sb.com
FDIC Cert #10123 • Transit #073921213
Established: 1931
Number of Branches: 2
DIRECTORS
Douglas Parsons
Gerald P. Meis
Marlin Swartzendruber
Patrick J. Kinney
Ross W. Stuedemann
CORNING
Okey-Vernon First National Bank
701 Davis Ave • Corning, IA 50841
Phone: (641) 322-3101 • Fax: (641) 322-4575
www.okeybank.com
FDIC Cert #4442 • Transit #073904447
Established: 1900
H/C: Blue Grass Bancorporation, Inc., Corning, IA
DIRECTORS
James L. Whitmore
Jill Sjulin
JoAnne Whitmore
Pam Haley
Tysen Christensen
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 23
CORNING
State Bank of Brooks
701 Benton Ave • Corning, IA 50841
Phone: (641) 322-4700 • Fax: (641) 322-3155
FDIC Cert #25260 • Transit #073912222
Established: 1914
DIRECTORS
Beccie Heaton
Burton L. Heaton
Delores Heaton
OFFICERS
Chm Henry R. Heaton
Pres Henry R. Heaton
CEO Henry R. Heaton
CFO Burton L. Heaton
COO James R. Heaton
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $17,546
Total Securities ($000).................... $7,235
Total Loans ($000).......................... $4,353
Total Deposits ($000).................... $15,540
Tier 1 Capital ($000)........................$1,975
Risk Based Cap Ratio (%)...................22.55
ROAA (%)................................................ 0.59
ROAE (%)................................................ 5.30
Net Interest Margin (%)........................ 2.38
OFFICERS
Chm Robert V. Dentel
Pres James P. Sappington
CEO James P. Sappington
CFO James P. Sappington
COO James P. Sappington
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $94,290
Total Securities ($000).................. $17,462
Total Loans ($000)........................ $73,468
Total Deposits ($000).................... $73,807
Tier 1 Capital ($000)..................... $16,185
Risk Based Cap Ratio (%)................... 23.15
ROAA (%)................................................ 2.97
ROAE (%)..............................................16.72
Net Interest Margin (%)........................ 4.71
OFFICERS
Chm Gary H. Matters
Pres Gary H. Matters
CEO Gary H. Matters
CFO Gary H. Matters
COO Susan C. Diercks
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $35,603
Total Securities ($000)............................ $0
Total Loans ($000)........................ $17,600
Total Deposits ($000).................... $31,208
Tier 1 Capital ($000)....................... $4,356
Risk Based Cap Ratio (%)...................24.89
ROAA (%)................................................ 0.37
ROAE (%)................................................ 3.04
Net Interest Margin (%)........................ 3.59
Henry R. Heaton
James R. Heaton
Susan Ryon
CORYDON
Corydon State Bank
201 West Jackson St • Corydon, IA 50060
Phone: (641) 872-2212 • Fax: (641) 872-1415
www.corydonstatebank.com
FDIC Cert #13616 • Transit #073904502
Established: 1926
H/C: Dentel Bancorporation, Victor, IA
DIRECTORS
James P. Sappington
Robert J. Dentel
Robert V. Dentel
Verlyn E. Dentel
William B. Gode
COUNCIL BLUFFS
Frontier Savings Bank
940 Valley View Dr • Council Bluffs, IA 51503
Phone: (712) 328-9715 • Fax: (712) 328-0905
www.frontiersb.com
FDIC Cert #35432 • Transit #104022751
Established: 2000
H/C: Glenwood Bancorporation, Glenwood, IA
Number of Branches: 2
DIRECTORS
Gary H. Matters
Grant C. Dean
Larry W. Winum
Richard D. Crowl
Susan C. Diercks
Midstates Bank, National Association
1851 Madison Ave, Suite 732 • Council Bluffs, IA 51503
Phone: (712) 388-0505 • Fax: (712) 388-0005
www.midstatesbank.com
FDIC Cert #4465 • Transit #073903383
Established: 1913
H/C: Midstates Bancshares, Inc., Harlan, IA
Number of Branches: 6
DIRECTORS
J. C. Salvo
Jack R. McDonnell
Larry E. Petersen
Max Petersen
Mikala Holtz
Robert McCarthy
Steve F. Mores
Thomas W. McIntosh
Todd Plumb
OFFICERS
Chm J. C. Salvo
Pres Larry E. Petersen
CEO Todd Plumb
CFO Philip A. Heywood
COO Dee Dee Schmidt
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $365,007
Total Securities ($000).................$107,571
Total Loans ($000)...................... $241,984
Total Deposits ($000).................. $258,413
Tier 1 Capital ($000)..................... $38,014
Risk Based Cap Ratio (%)...................15.08
ROAA (%)................................................ 1.64
ROAE (%)..............................................14.58
Net Interest Margin (%)........................ 3.60
Page 24 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
CRAWFORDSVILLE
Peoples Savings Bank
100 South Main St • Crawfordsville, IA 52621
Phone: (319) 658-2131 • Fax: (319) 658-2141
www.peoples-savings-bank.com
FDIC Cert #225 • Transit #073917285
Established: 1912
H/C: Country Bancorporation, Crawfordsville, IA
DIRECTORS
Arvid H. Anderson
Brian G. Middendorf
Marty C. Lamb
OFFICERS
Chm William R. Bernau
Pres William R. Bernau
CEO William R. Bernau
CFO Marty C. Lamb
COO Marty C. Lamb
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $36,138
Total Securities ($000).................. $15,789
Total Loans ($000)........................ $13,891
Total Deposits ($000).................... $31,850
Tier 1 Capital ($000)........................$3,247
Risk Based Cap Ratio (%)...................14.56
ROAA (%)................................................ 1.19
ROAE (%)..............................................14.06
Net Interest Margin (%).........................3.17
OFFICERS
Chm John H. Thomson
Pres John Scott Thomson
CEO John H. Thomson
CFO Andrea Barth
COO John Scott Thomson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $441,355
Total Securities ($000)................$106,586
Total Loans ($000)...................... $307,788
Total Deposits ($000)..................$353,042
Tier 1 Capital ($000)..................... $46,268
Risk Based Cap Ratio (%)...................12.05
ROAA (%)................................................ 1.52
ROAE (%)..............................................12.80
Net Interest Margin (%)........................ 3.49
OFFICERS
Chm Dwight K. Conover
Pres Randy Huewe
CEO Randy Huewe
CFO Randy Huewe
COO Randy Huewe
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$234,505
Total Securities ($000).................. $29,494
Total Loans ($000)...................... $191,250
Total Deposits ($000)..................$199,670
Tier 1 Capital ($000)..................... $19,314
Risk Based Cap Ratio (%)...................11.48
ROAA (%)................................................ 0.87
ROAE (%).............................................. 10.16
Net Interest Margin (%).........................3.74
OFFICERS
Chm Karl W. Knock
Pres Kevin L. Stewart
CEO Karl W. Knock
CFO Adam R. Snodgrass
COO Adam R. Snodgrass
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $218,347
Total Securities ($000).................. $40,287
Total Loans ($000)......................$159,780
Total Deposits ($000)..................$181,030
Tier 1 Capital ($000)..................... $15,647
Risk Based Cap Ratio (%)...................11.26
ROAA (%)................................................ 0.30
ROAE (%)................................................ 3.66
Net Interest Margin (%)........................ 3.90
Thomas R. Bernau
William R. Bernau
CRESCO
C US Bank
111 North Elm St • Cresco, IA 52136
Phone: (563) 547-2040 • Fax: (563) 547-3285
www.cusb.com
FDIC Cert #18443 • Transit #073903286
Established: 1888
H/C: How-Win Development Co., Cresco, IA
Number of Branches: 5
DIRECTORS
Charles L. Malek
Dale Schwade
Dale Turnmire
Gordon H. Koehler
John F. O’Byrne
John H. Thomson
John Scott Thomson
Lowell Sovereign
Ronda Hughes
Steve Cooper
CRESTON
First National Bank in Creston
101 West Adams St • Creston, IA 50801
Phone: (641) 782-2195 • Fax: (641) 782-3496
www.fnbcreston.com
FDIC Cert #4444 • Transit #073901479
Established: 1871
H/C: Northwest Financial Corp., Arnolds Park, IA
Number of Branches: 3
DIRECTORS
Danny A. Purdum
Dwight K. Conover
Jeffrey L. Plagge
Monte Neitzel
Randy Huewe
Ray Gaesser
Todd Barker
Iowa State Savings Bank
401 West Adams St • Creston, IA 50801
Phone: (641) 782-1000 • Fax: (641) 782-1084
www.issbbank.com
FDIC Cert #8751 • Transit #073901495
Established: 1883
H/C: Iowa Community Bancorp, Inc., Creston, IA
Number of Branches: 6
DIRECTORS
Adam R. Snodgrass
Janet R. Knock
John Charles Hoyt
Karl W. Knock
Kevin L. Stewart
Lee McNichols
Robert W. Snodgrass
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 25
CRESTON
State Savings Bank
602 Sheldon St, Suite A • Creston, IA 50801
Phone: (641) 782-7820 • Fax: (641) 782-5189
www.yourfullservicebank.com
FDIC Cert #14773 • Transit #073915818
Established: 1915
H/C: Bedford Bancorp, Inc., Bedford, IA
Number of Branches: 5
DIRECTORS
David Henry
Henry Russell
Jill Hammond
Martin L. McCartney
OFFICERS
Chm Tad D. Hammond
Pres Tad D. Hammond
CEO David Henry
CFO Tad D. Hammond
COO David Henry
Patrick Kirby
Tad D. Hammond
Timothy Greenwood
Tom Brune
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $97,090
Total Securities ($000)........................ $815
Total Loans ($000)........................ $83,497
Total Deposits ($000).................... $85,047
Tier 1 Capital ($000)....................... $8,889
Risk Based Cap Ratio (%)...................12.83
ROAA (%)................................................ 1.99
ROAE (%)..............................................21.53
Net Interest Margin (%)........................ 4.18
DANVILLE
Danville State Savings Bank
109 North Main St • Danville, IA 52623
Phone: (319) 392-4261 • Fax: (319) 392-4660
www.danvillebank.com
FDIC Cert #14772 • Transit #073912756
Established: 1899
H/C: Danville Bancshares, Inc., Danville, IA
Number of Branches: 2
DIRECTORS
Eugene Thornburg
Joel D. Prottsman
John Seymour
Michael D. Miltenberger
OFFICERS
Chm Robert Shores
Pres Michael D. Miltenberger
CEO Michael D. Miltenberger
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $142,641
Total Securities ($000).................. $94,765
Total Loans ($000)........................ $43,963
Total Deposits ($000)..................$123,325
Tier 1 Capital ($000)..................... $15,349
Risk Based Cap Ratio (%)...................23.34
ROAA (%)................................................ 1.51
ROAE (%)..............................................14.82
Net Interest Margin (%)........................ 2.52
OFFICERS
Chm Rakesh Alla
Pres Thomas L. Criswell
CEO Thomas L. Criswell
CFO Lisa M. Winterlin
COO John T. Kustes
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$357,384
Total Securities ($000)................$125,055
Total Loans ($000)...................... $200,797
Total Deposits ($000)..................$306,308
Tier 1 Capital ($000)..................... $39,482
Risk Based Cap Ratio (%)...................18.77
ROAA (%)................................................ 0.08
ROAE (%)................................................ 0.75
Net Interest Margin (%)........................ 3.02
OFFICERS
Chm Frank Leroy Farrar
Pres James Burt
CEO James Burt
CFO Michael Brignac
COO Michael Brignac
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $64,103
Total Securities ($000).................. $12,855
Total Loans ($000)........................ $49,259
Total Deposits ($000).................... $54,014
Tier 1 Capital ($000)....................... $8,725
Risk Based Cap Ratio (%)................... 17.62
ROAA (%)................................................ 0.47
ROAE (%)................................................ 3.44
Net Interest Margin (%).........................7.78
Michael DeSpain
Robert McPheron
Robert Shores
DAVENPORT
American Bank and Trust Company,
National Association
4301 East 53rd St • Davenport, IA 52807
Phone: (563) 344-9500 • Fax: (563) 355-6761
www.ambankqc.com
FDIC Cert #34955 • Transit #071108834
Established: 1968
H/C: AmBank Holdings, Inc., Davenport, IA
Number of Branches: 9
DIRECTORS
James V. Russell
John D. Timmer
Matthew J. Stern
Rakesh Alla
Stanley H. Coin
Steven R. Schroder
Thomas L. Criswell
Vernon M. Wegerer
First National Bank
4500 East 53rd St • Davenport, IA 52807
Phone: (563) 441-1700 • Fax: (563) 441-1701
www.firstnationalbanks.com
FDIC Cert #17358 • Transit #071122564
Established: 1954
H/C: Uptown Bancorporation, Inc., Britton, SD
Number of Branches: 2
DIRECTORS
Ed Lindsay
Frank Leroy Farrar
James Burt
Michael Brignac
Robert J. Farrar
Todd Douglas
Page 26 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
DAVENPORT
Northwest Bank & Trust Company
100 East Kimberly Rd • Davenport, IA 52806
Phone: (563) 388-2667 • Fax: (563) 388-2606
www.northwestbank.com
FDIC Cert #15830 • Transit #073900182
Established: 1941
H/C: Northwest Investment Corp., Davenport, IA
Number of Branches: 3
DIRECTORS
Daniel P. Ellard
James Gerald DeBoeuf
James K. Thomson
Joe Blaine Slavens
OFFICERS
Chm Joe Blaine Slavens
Pres Joe Blaine Slavens
CEO Joe Blaine Slavens
CFO Donna M. Connors
COO James Gerald DeBoeuf
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $191,349
Total Securities ($000).................. $15,997
Total Loans ($000)...................... $109,614
Total Deposits ($000).................. $161,987
Tier 1 Capital ($000)......................$17,872
Risk Based Cap Ratio (%)...................14.62
ROAA (%)................................................ 1.26
ROAE (%)..............................................13.70
Net Interest Margin (%)........................ 3.40
OFFICERS
Chm Daniel J. Condon
Pres Greg Gannon
CEO Greg Gannon
CFO Greg Gannon
COO Greg Gannon
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $148,014
Total Securities ($000).................. $44,493
Total Loans ($000)........................ $95,529
Total Deposits ($000).................. $128,115
Tier 1 Capital ($000)..................... $14,237
Risk Based Cap Ratio (%)................... 10.87
ROAA (%)................................................ 1.08
ROAE (%).............................................. 10.74
Net Interest Margin (%)........................ 3.29
OFFICERS
Chm
Alan Roy Tubbs
Co-Pres Abram A. Tubbs
Co-Pres Brigham L. Tubbs
CEO
Brigham L. Tubbs
CFO
Abram A. Tubbs
COO
Brigham L. Tubbs
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$318,238
Total Securities ($000).................. $53,655
Total Loans ($000)......................$233,735
Total Deposits ($000).................. $251,252
Tier 1 Capital ($000)..................... $31,394
Risk Based Cap Ratio (%)...................12.68
ROAA (%)................................................ 1.39
ROAE (%)..............................................13.34
Net Interest Margin (%)......................... 3.55
Kelli Grubbs
Richard Gene Geifman
Roger Alvin Leese
Wayne Veselsky
DE WITT
De Witt Bank & Trust Co.
815 Sixth Ave • De Witt, IA 52742
Phone: (563) 659-3211 • Fax: (563) 659-8347
www.dewittbank.com
FDIC Cert #14705 • Transit #073904638
Established: 1933
H/C: De Witt Bancorp, Inc., De Witt, IA
Number of Branches: 2
DIRECTORS
Chris Hansen III
Daniel J. Condon
Greg Gannon
Jeffrey Graves
Randall Hunt
Ron Larson
William R. Barnes
First Central State Bank
914 Sixth Ave • De Witt, IA 52742
Phone: (563) 659-3141 • Fax: (563) 659-3144
www.firstcentralsb.com
FDIC Cert #19716 • Transit #073910091
Established: 1967
H/C: Ohnward Bancshares, Inc., Maquoketa, IA
Number of Branches: 4
DIRECTORS
Abram A. Tubbs
Alan Roy Tubbs
Albert Hess
Brigham L. Tubbs
James Owen
Jeff Bender
Jolene Henning
Kendra L. Beck
Mark Witte
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 27
DECORAH
Decorah Bank & Trust Company
202 East Water St • Decorah, IA 52101
Phone: (563) 382-9661 • Fax: (563) 382-1559
www.decorahbank.com
FDIC Cert #15200 • Transit #073921695
Established: 1935
H/C: Security Agency Incorporated, Decorah, IA
Number of Branches: 3
DIRECTORS
Ann Mansfield
Ben D. Grimstad
Bob Erickson
DeLyle R. Fure
Donna L. Thomas
OFFICERS
Chm Joseph L. Grimstad
Pres Joseph L. Grimstad
CEO Ben D. Grimstad
CFO Dawn E. Muhlbauer
COO Joseph L. Grimstad
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $375,619
Total Securities ($000).................. $82,865
Total Loans ($000)......................$268,575
Total Deposits ($000)..................$302,698
Tier 1 Capital ($000)..................... $39,568
Risk Based Cap Ratio (%)...................14.56
ROAA (%)................................................ 2.08
ROAE (%)..............................................16.49
Net Interest Margin (%)........................ 3.90
OFFICERS
Chm Francis E. Powers
Pres Francis E. Powers
CEO Francis E. Powers
CFO Francis E. Powers
COO Francis E. Powers
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $29,980
Total Securities ($000)........................$354
Total Loans ($000)........................ $15,490
Total Deposits ($000).....................$24,743
Tier 1 Capital ($000)....................... $2,555
Risk Based Cap Ratio (%)...................15.67
ROAA (%)................................................ 0.41
ROAE (%)................................................ 4.88
Net Interest Margin (%)........................ 3.01
OFFICERS
Chm Clarkson D. Lauritzen
Pres Terry D. Prickett
CEO Terry D. Prickett
CFO Paula Blankman
COO Terry D. Prickett
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $137,164
Total Securities ($000).................... $5,969
Total Loans ($000)...................... $106,102
Total Deposits ($000)...................$116,974
Tier 1 Capital ($000)..................... $10,465
Risk Based Cap Ratio (%)...................11.05
ROAA (%)................................................ 1.46
ROAE (%)..............................................18.65
Net Interest Margin (%)........................ 3.60
OFFICERS
Chm Richard G. Fox
Pres Dennis R. Brandt
CEO Dennis R. Brandt
CFO Rita K. Hillmann
COO Roger J. Kuecker
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $137,004
Total Securities ($000).................. $57,850
Total Loans ($000)........................ $71,355
Total Deposits ($000)..................$116,984
Tier 1 Capital ($000)..................... $12,567
Risk Based Cap Ratio (%)...................15.02
ROAA (%)................................................ 1.01
ROAE (%)................................................ 9.89
Net Interest Margin (%)........................ 2.98
John Rodecap
Joseph L. Grimstad
Larry Grimstad
Ramona Nelson
DEFIANCE
Defiance State Bank
201 Main Ave • Defiance, IA 51527
Phone: (712) 748-3561 • Fax: (712) 748-3299
www.defiancestatebank.com
FDIC Cert #17450 • Transit #073922212
Established: 1951
H/C: Union Bancorporation, Defiance, IA
Number of Branches: 2
DIRECTORS
Eugene J. Gross
Francis E. Powers
Jean Croghan
John J. Wells
Marcelene M. Powers
DENISON
Crawford County Trust and Savings Bank
21 North Main St • Denison, IA 51442
Phone: (712) 263-5685 • Fax: (712) 263-3688
www.crawfordcountybank.com
FDIC Cert #8511 • Transit #073902889
Established: 1927
H/C: Viking Corporation, Omaha, NE
DIRECTORS
Clarkson D. Lauritzen
Jeffrey Petersen
Patrick Houston
Rhonda K. Wessel
Scott Tibben
Terry D. Prickett
Troy D. Wessel
DENVER
Denver Savings Bank
121 South State St • Denver, IA 50622
Phone: (319) 984-5635 • Fax: (319) 984-6123
www.bankdsb.com
FDIC Cert #12857 • Transit #073912837
Established: 1902
H/C: PSB Corporation, Wellsburg, IA
Number of Branches: 2
DIRECTORS
Alle V. Jaspers
Dennis R. Brandt
Eugene Leonhart
Kenneth Olson
Lawrence A. Stumme Jr.
Richard G. Fox
Rita K. Hillmann
Roger J. Kuecker
Page 28 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
DES MOINES
Bankers Trust Company
OFFICERS
Chm John Ruan III
Pres Suku V. Radia
CEO Suku V. Radia
CFO Kermit J. Albertson
COO Kermit J. Albertson
453 Seventh St • Des Moines, IA 50309
Phone: (515) 245-2863 • Fax: (515) 244-7016
www.bankerstrust.com
FDIC Cert #953 • Transit #073000642
Established: 1917
H/C: BTC Financial Corporation, Des Moines, IA
Number of Branches: 22
DIRECTORS
Angela L. Walker Franklin
Diane C. Bridgewater
Donald L. Blumenthal
Douglas K. Shull
Gregory L. Geoffroy
James Edward Hohmann
James W. Hubbell III
Jan Miller Straub
John Ruan III
Steven Leath
Suku V. Radia
Iowa State Bank
OFFICERS
Chm John Charles Burgeson
627 East Locust St • Des Moines, IA 50309
Pres David P. Ringgenberg
Phone: (515) 288-0111 • Fax: (515) 243-9838
CEO John Charles Burgeson
www.iowastatebanks.com
CFO Craig A. Steen
FDIC Cert #15808 • Transit #073000794
COO John Charles Burgeson
Established: 1941
H/C: Iowa State Bank Holding Company, Des Moines, IA
Number of Branches: 5
DIRECTORS
David P. Ringgenberg
Gary W. Thies
Gerard D. Neugent
John Charles Burgeson
John Pat Dorrian
Larry R. Cobb
Marsha A. Kephart
Principal Bank
711 High St • Des Moines, IA 50392
Phone: (800) 672-3343 • Fax: (888) 327-4181
www.principal.combank
FDIC Cert #34507 • Transit #073922623
Established: 1998
H/C: Principal Financial Group, Inc., Des Moines, IA
DIRECTORS
Dick Stoffer
Don Kemp
Julia Marie Lawler
Kara Kohler Hoogensen
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................$3,007,646
Total Securities ($000)................$440,999
Total Loans ($000)...................$2,289,101
Total Deposits ($000)...............$2,287,389
Tier 1 Capital ($000)...................$256,692
Risk Based Cap Ratio (%)................... 11.17
ROAA (%)................................................ 1.04
ROAE (%)..............................................11.94
Net Interest Margin (%)........................ 3.26
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $342,517
Total Securities ($000)................ $179,638
Total Loans ($000)......................$135,855
Total Deposits ($000)..................$278,925
Tier 1 Capital ($000)..................... $51,328
Risk Based Cap Ratio (%)...................25.85
ROAA (%)................................................ 1.80
ROAE (%).............................................. 11.81
Net Interest Margin (%)........................ 3.37
OFFICERS
Chm Kara Kohler Hoogensen
Pres Kara Kohler Hoogensen
CEO Kara Kohler Hoogensen
CFO Scott Christensen
COO Scott Christensen
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................$2,152,497
Total Securities ($000).............$1,487,903
Total Loans ($000)...................... $591,196
Total Deposits ($000)...............$1,947,184
Tier 1 Capital ($000)...................$194,664
Risk Based Cap Ratio (%)...................19.99
ROAA (%)................................................ 0.64
ROAE (%).................................................7.05
Net Interest Margin (%)........................ 2.43
OFFICERS
Chm Gary R. Schoeni
Pres Gary R. Schoeni
CEO Gary R. Schoeni
CFO Gary R. Schoeni
COO Gary R. Schoeni
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $19,908
Total Securities ($000)............................ $0
Total Loans ($000)........................ $14,120
Total Deposits ($000).................... $17,840
Tier 1 Capital ($000)........................$2,014
Risk Based Cap Ratio (%)...................18.28
ROAA (%)................................................ 0.46
ROAE (%)................................................ 4.59
Net Interest Margin (%)........................ 3.60
Leanne Valentine
Nancy A. Dunkel
Nora Mary Everett
DOUDS
Farmers and Traders Savings Bank
14155 Hwy 98 • Douds, IA 52551
Phone: (641) 936-4322 • Fax: (641) 936-4323
FDIC Cert #10896 • Transit #073909714
Established: 1910
H/C: Farmers & Traders Bancorporation, Inc., Douds, IA
DIRECTORS
Dan Schoeni
Gary R. Schoeni
Kathryn Schoeni
Nasseem Hesler
Sandra M. Moradi
Wendi Dixon
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 29
DUBUQUE
American Trust & Savings Bank
895 Main St • Dubuque, IA 52001
Phone: (563) 582-1841 • Fax: (563) 583-5041
www.americantrust.com
FDIC Cert #13150 • Transit #073900522
Established: 1911
H/C: AT Bancorp, Dubuque, IA
Number of Branches: 11
DIRECTORS
Bruce D. Klostermann
Charles E. Stoltz
Charles J. Schrup III
Gregory M. McCoy
James S. Trausch
Jeffrey Bodine
Jeffrey T. Bertsch
John E. Tallent
John P. Hannan
Leo A. Theisen
Mark E. Molo
Nicholas J. Schrup III
R. Rourke Holscher
Richard J. Hartig
Rod L. Blum
Dubuque Bank and Trust Company
1398 Central Ave • Dubuque, IA 52001
Phone: (563) 589-2000 • Fax:
www.dubuquebank.com
FDIC Cert #15219 • Transit #073900535
Established: 1935
H/C: Heartland Financial USA, Inc., Dubuque, IA
Number of Branches: 14
DIRECTORS
Charles D. Glab
Donnelle M. Fuerste
Douglas J. Horstmann
James C. Mulgrew
James F. Conlan
James P. Gantz
James R. Etheredge
John K. Schmidt
Ronald J. Kirchhoff
Stephanie Holscher Bear
Steven J. Arthur
Susan R. Farber
T.J. Faley
Timothy J. Conlon
Tony A. Pfohl
475 Cedar Cross Rd • Dubuque, IA 52003
Phone: (563) 556-7700 • Fax: (563) 587-2466
www.edsb.com
FDIC Cert #5733 • Transit #071112684
Established: 1891
H/C: East Dubuque Bancshares, Inc., East Dubuque, IL
Ronald Klosterman
Steve Smith
Steven J. Bonnet
Toby Culbertson
William Miller
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $970,615
Total Securities ($000)...................$93,117
Total Loans ($000)...................... $767,770
Total Deposits ($000).................. $776,321
Tier 1 Capital ($000)................... $102,183
Risk Based Cap Ratio (%)...................12.99
ROAA (%)................................................ 0.76
ROAE (%)................................................ 6.99
Net Interest Margin (%)........................ 3.35
OFFICERS
Chm Mark C. Falb
Pres Douglas J. Horstmann
CEO Douglas J. Horstmann
CFO Bret T. Tuley
COO Bret T. Tuley
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................$1,389,241
Total Securities ($000)................ $217,164
Total Loans ($000)...................... $975,847
Total Deposits ($000).............. $1,055,036
Tier 1 Capital ($000)...................$136,834
Risk Based Cap Ratio (%)...................12.53
ROAA (%)................................................ 1.29
ROAE (%)..............................................13.02
Net Interest Margin (%)........................ 3.30
OFFICERS
Chm Steven J. Bonnet
Pres Lori L. Thielen
CEO Steven J. Bonnet
CFO Donna J. Quinn
COO Steven J. Bonnet
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $160,724
Total Securities ($000).................. $14,695
Total Loans ($000)......................$134,022
Total Deposits ($000).................. $130,547
Tier 1 Capital ($000)..................... $15,941
Risk Based Cap Ratio (%)...................12.81
ROAA (%)................................................ 0.73
ROAE (%).................................................7.40
Net Interest Margin (%)........................ 3.90
Lynn B. Fuller
Mark C. Falb
Patrick M. Crahan
Paul E. DeLong
R. Michael McCoy
Richard C. Cody
Robert D. McDonald II
Thomas L. Flynn
East Dubuque Savings Bank
DIRECTORS
Kenneth J. Bonnet
Lori L. Thielen
Mike Jansen
Peter J. Schilling
Rick Ackley
OFFICERS
Chm Charles J. Schrup III
Pres Nicholas J. Schrup III
CEO Nicholas J. Schrup III
CFO John W. Marshall
COO John W. Marshall
Page 30 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
DUBUQUE
Fidelity Bank & Trust
4250 Asbury Rd • Dubuque, IA 52002
Phone: (563) 557-2300 • Fax: (563) 557-2440
www.bankfidelity.com
FDIC Cert #14382 • Transit #073914398
Established: 1910
H/C: Fidelity Company, Dubuque, IA
Number of Branches: 18
DIRECTORS
Betty J. Gansemer
Bryan G. Vander Lee
Daniel J. Zitelman
Ed Lauerman
James R. Kennedy
3385 Hillcrest Rd, Suite 100 • Dubuque, IA 52002
Phone: (563) 587-0533 • Fax: (563) 587-0536
www.fctrust.com
FDIC Cert #57179 • Transit #271250252
Established: 2001
OFFICERS
Chm Dale P. Repass
Pres Francis A. Murray
CEO Dale P. Repass
CFO Francis A. Murray
COO Francis A. Murray
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).......................... $6,330
Total Securities ($000).................... $4,696
Total Loans ($000).................................. $0
Total Deposits ($000).............................. $0
Tier 1 Capital ($000)........................$6,031
Risk Based Cap Ratio (%)................ 139.54
ROAA (%)..............................................18.36
ROAE (%).............................................. 19.11
Net Interest Margin (%)........................ 2.98
OFFICERS
Chm Jeffrey P. Mozena
Pres Jeffrey P. Mozena
CEO Jeffrey P. Mozena
CFO Patrick J. Niemer
COO Patrick J. Niemer
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $260,914
Total Securities ($000).................. $57,391
Total Loans ($000)......................$180,212
Total Deposits ($000)..................$200,426
Tier 1 Capital ($000)..................... $24,554
Risk Based Cap Ratio (%)...................13.36
ROAA (%)................................................ 0.92
ROAE (%)................................................ 9.82
Net Interest Margin (%)........................ 3.15
OFFICERS
Chm William A. Wadsworth
Pres Jay T. Randall
CEO Jay T. Randall
CFO Jay T. Randall
COO Jay T. Randall
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $99,690
Total Securities ($000).................. $37,831
Total Loans ($000).........................$53,176
Total Deposits ($000).................... $87,737
Tier 1 Capital ($000)....................... $9,464
Risk Based Cap Ratio (%)................... 16.24
ROAA (%)................................................ 0.65
ROAE (%)................................................ 6.31
Net Interest Margin (%)........................ 3.33
Eldean Borg
Francis A. Murray
Marvin O. Becker
Richard J. Burgmeier
Richard K. Smith
Premier Bank
2625 Northwest Arterial • Dubuque, IA 52002
Phone: (563) 588-1000 • Fax: (563) 588-0383
www.premierbanking.com
FDIC Cert #34849 • Transit #073922652
Established: 1998
H/C: Premier Financial Corp., Dubuque, IA
Number of Branches: 3
DIRECTORS
Brad Pinchuk
Darryl K. Mozena
Jeffrey P. Mozena
Kim Kunkel
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$594,399
Total Securities ($000)...................$97,313
Total Loans ($000)......................$427,442
Total Deposits ($000).................. $486,101
Tier 1 Capital ($000)..................... $61,750
Risk Based Cap Ratio (%)................... 13.87
ROAA (%)................................................ 0.90
ROAE (%).................................................7.47
Net Interest Margin (%)........................ 3.41
James R. Kennedy Jr.
Judy Woods
Julie A. Wieneke
Michael J. Kennedy
Todd A. Steffen
First Community Trust, National Association
DIRECTORS
Barry Stump
Carolyn Haupert
Charles J. Gantz
Dale P. Repass
Donald John Iverson
OFFICERS
Chm James R. Kennedy
Pres Daniel J. Zitelman
CEO Daniel J. Zitelman
CFO Todd A. Steffen
COO Daniel J. Zitelman
Martin J. McNamer
Phillip A. Ruppel
Scott J. Taylor
Thomas N. Woodward
DUNLAP
Community Bank
601 Iowa Ave • Dunlap, IA 51529
Phone: (712) 643-5442 • Fax: (712) 643-2313
www.communitybankiowa.com
FDIC Cert #14649 • Transit #104905742
Established: 1926
H/C: Dunlap Iowa Holding Co., Dunlap, IA
Number of Branches: 7
DIRECTORS
DuWayne Meseck
Jay T. Randall
John Espenmiller
Julie Kaufmann
Keva Z. Soma
Norman Petersen
Richard Houston
Treva M. Block
Vernon Melby
William A. Wadsworth
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 31
DURANT
Liberty Trust & Savings Bank
502 Eighth Ave • Durant, IA 52747
Phone: (563) 785-4441 • Fax: (563) 785-4719
www.mylibertytrust.com
FDIC Cert #10121 • Transit #073914961
Established: 1905
H/C: Liberty Bancorporation, Durant, IA
Number of Branches: 4
DIRECTORS
Alvin H. Broders
Bill D. Paulsen
Craig L. Tucker
David L. Timmerman
Delmar L. Frick
OFFICERS
Chm Ronald L. Hansen
Pres Philip L. Keese
CEO Ronald L. Hansen
CFO Philip L. Keese
COO Jack D. Pearlman
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$142,203
Total Securities ($000).................. $67,581
Total Loans ($000)........................ $65,445
Total Deposits ($000).................. $113,612
Tier 1 Capital ($000)..................... $24,034
Risk Based Cap Ratio (%)...................32.02
ROAA (%)................................................ 1.24
ROAE (%).................................................7.10
Net Interest Margin (%)........................ 3.46
OFFICERS
Chm Michael D. Griffin
Pres Michael D. Griffin
CEO Michael D. Griffin
CFO Michael D. Griffin
COO Michael D. Griffin
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $15,848
Total Securities ($000)........................$840
Total Loans ($000)...........................$6,244
Total Deposits ($000).................... $14,264
Tier 1 Capital ($000)........................$1,105
Risk Based Cap Ratio (%)...................12.02
ROAA (%)................................................ 0.52
ROAE (%).................................................7.67
Net Interest Margin (%).........................2.17
OFFICERS
Chm Martin L. Dunn
Pres Kent J. Rutherford
CEO Kent J. Rutherford
CFO Terri J. Torkelson
COO Terri J. Torkelson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $113,071
Total Securities ($000).................. $23,678
Total Loans ($000)........................ $86,020
Total Deposits ($000).................... $89,898
Tier 1 Capital ($000)..................... $11,768
Risk Based Cap Ratio (%)................... 14.13
ROAA (%)................................................ 1.46
ROAE (%)..............................................13.22
Net Interest Margin (%)........................ 3.84
OFFICERS
Chm Todd M. Langenfeld
Pres Todd M. Langenfeld
CEO Todd M. Langenfeld
CFO Roger G. Kenkel
COO Shiela Sonderman
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $91,946
Total Securities ($000).................... $4,250
Total Loans ($000)........................ $76,488
Total Deposits ($000).................... $83,048
Tier 1 Capital ($000)........................$8,745
Risk Based Cap Ratio (%)...................12.22
ROAA (%)................................................ 1.66
ROAE (%)..............................................18.23
Net Interest Margin (%)........................ 4.03
Gene H. Schroeder
Philip L. Keese
Richard L. Chittick
Ronald L. Hansen
DYSART
Dysart State Bank
301 Main St • Dysart, IA 52224
Phone: (319) 476-4900 • Fax: (319) 476-4666
http://dysartiowa.com/listing/dysart-state-bank
FDIC Cert #17441 • Transit #073906788
Established: 1934
H/C: Dysart Bancshares, Inc., Dysart, IA
DIRECTORS
Dick Palmer
Gayle L. Griffin
Jeffrey Nass
John W. Brandt
Michael D. Griffin
Susan A. Griffin
EAGLE GROVE
Security Savings Bank
201 West Broadway St • Eagle Grove, IA 50533
Phone: (515) 448-5111 • Fax: (515) 448-4419
www.ssbankia.com
FDIC Cert #5795 • Transit #073902672
Established: 1899
H/C: Dunn Investment Co., Manchester, IA
Number of Branches: 4
DIRECTORS
Brad Davis
Kent J. Rutherford
Martin L. Dunn
Michael W. Dunn
Michelle D. Cooper
Nathaniel W. Dunn
Scott Albert Dunn
EARLING
Farmers Trust & Savings Bank
122 Main St • Earling, IA 51530
Phone: (712) 747-2000 • Fax: (712) 747-6275
www.ftnsbank.net
FDIC Cert #8510 • Transit #073913069
Established: 1892
H/C: J. Carl H. Bancorporation, Earling, IA
Number of Branches: 3
DIRECTORS
Becky Miller
Dave Gude
Dean X. Langenfeld
Roger G. Kenkel
Ted L. Chamberlain
Todd M. Langenfeld
Page 32 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
EDGEWOOD
Community Savings Bank
101 East Union St • Edgewood, IA 52042
Phone: (563) 928-6425 • Fax: (563) 928-6240
www.csbiowa.com
FDIC Cert #14633 • Transit #073914288
Established: 1910
H/C: Community Financial Corp., Edgewood, IA
Number of Branches: 7
DIRECTORS
Arthur Johnson
Brett W. Nagel
Daniel H. Swift
Jacqueline A. Johnson
Jeffrey State
Kevin J. Perrinjaquet
OFFICERS
Chm Steven A. Brady
Pres Steven A. Brady
CEO Steven A. Brady
CFO Steven A. Brady
COO Jacqueline A. Johnson
Madonna J. Brady
Steven A. Brady
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$318,754
Total Securities ($000).................. $74,238
Total Loans ($000)......................$226,667
Total Deposits ($000)..................$255,281
Tier 1 Capital ($000)..................... $35,239
Risk Based Cap Ratio (%)...................14.65
ROAA (%)................................................ 1.16
ROAE (%).............................................. 10.37
Net Interest Margin (%)........................ 3.56
ELDORA
Hardin County Savings Bank
1202 Edgington Ave • Eldora, IA 50627
Phone: (641) 939-3407 • Fax: (641) 939-3145
www.hardincsb.com
FDIC Cert #5817 • Transit #073904117
Established: 1868
H/C: Hardin County Bancorporation, Eldora, IA
Number of Branches: 4
DIRECTORS
Carl Stevens
Cornelia Throssel
David Vander Wilt
Donna M. Lawler
Drew M. Lewis
James R. Brown
Larry Wolf
Martin R. Brown
OFFICERS
Chm James R. Brown
Pres James R. Brown
CEO James R. Brown
CFO James R. Brown
COO Donna M. Lawler
Maurice Hyde
Steven Gehrke
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $177,616
Total Securities ($000).................. $89,058
Total Loans ($000).........................$74,742
Total Deposits ($000).................. $148,791
Tier 1 Capital ($000)..................... $15,897
Risk Based Cap Ratio (%)................... 15.57
ROAA (%)................................................ 1.31
ROAE (%).............................................. 18.91
Net Interest Margin (%)........................ 2.63
ELGIN
Elgin State Bank
241 Center St • Elgin, IA 52141
Phone: (563) 426-5515 • Fax: (563) 426-5580
www.elginstatebankia.com
FDIC Cert #10489 • Transit #073909183
Established: 1930
H/C: Kellonto Bankshares Corporation, Elgin, IA
Number of Branches: 2
DIRECTORS
Barry Schrag
Catherine T. Britt
Donna M. Peterson
Harry L. Cline
OFFICERS
Chm Catherine T. Britt
Pres Catherine T. Britt
CEO Catherine T. Britt
CFO Lon A. Britt
COO Catherine T. Britt
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $21,695
Total Securities ($000).................. $11,047
Total Loans ($000)...........................$7,740
Total Deposits ($000).................... $20,251
Tier 1 Capital ($000)....................... $1,785
Risk Based Cap Ratio (%)...................19.32
ROAA (%)................................................ 0.12
ROAE (%)................................................ 1.97
Net Interest Margin (%)........................ 3.27
OFFICERS
Chm Alan J. Johnson
Pres Robert D. Hauber
CEO Gregory A. Johnson
CFO Neil J. Havlik
COO Gregory A. Johnson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $207,907
Total Securities ($000).................. $34,490
Total Loans ($000)...................... $150,697
Total Deposits ($000).................. $170,654
Tier 1 Capital ($000)..................... $22,261
Risk Based Cap Ratio (%)...................15.83
ROAA (%)................................................ 1.14
ROAE (%)................................................ 9.66
Net Interest Margin (%)........................ 3.72
John M. McMillan
Kellee J. Metz
Lon A. Britt
Michael Cline
ELKADER
Central State Bank
102 North Main St, P.O. Box 40 • Elkader, IA 52043
Phone: (563) 245-2110 • Fax: (563) 245-3210
www.bankatcentral.com
FDIC Cert #1550 • Transit #073905608
Established: 1931
H/C: AJJ Bancorp, Inc., Elkader, IA
Number of Branches: 8
DIRECTORS
Alan J. Johnson
Georgana M. Johnson
Gregory A. Johnson
John D. Gnagy
Neil J. Havlik
Robert D. Hauber
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 33
ELKADER
FreedomBank
210 South Main St • Elkader, IA 52043
Phone: (563) 245-2522 • Fax: (563) 245-2524
www.myfreedomaccount.com
FDIC Cert #11767 • Transit #073913218
Established: 1903
H/C: LeRoy C. Darby, Inc., Elkader, IA
Number of Branches: 3
DIRECTORS
Dale M. Hein
James P. Burger
Keith Garms
OFFICERS
Chm Keith Garms
Pres Keith Garms
CEO Keith Garms
CFO Keith Garms
COO Keith Garms
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$265,801
Total Securities ($000).................. $68,123
Total Loans ($000).......................$177,414
Total Deposits ($000).................. $216,596
Tier 1 Capital ($000)..................... $25,070
Risk Based Cap Ratio (%)...................15.26
ROAA (%)................................................ 1.97
ROAE (%)..............................................19.34
Net Interest Margin (%)........................ 3.26
OFFICERS
Chm James J. Johnson
Pres Bruce J. Weigel
CEO Bruce J. Weigel
CFO Bruce J. Weigel
COO Bruce J. Weigel
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $59,231
Total Securities ($000)........................ $176
Total Loans ($000)........................ $54,670
Total Deposits ($000).................... $45,437
Tier 1 Capital ($000)........................$6,077
Risk Based Cap Ratio (%)................... 13.13
ROAA (%)................................................ 1.96
ROAE (%)..............................................19.35
Net Interest Margin (%)........................ 4.32
OFFICERS
Chm Jim C. Spies
Pres Kris M. Ausborn
CEO Kris M. Ausborn
CFO Colleen M. Heldt
COO Joan A. Bunda
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$188,705
Total Securities ($000).................. $54,584
Total Loans ($000)......................$123,995
Total Deposits ($000)..................$140,202
Tier 1 Capital ($000)......................$17,160
Risk Based Cap Ratio (%)...................12.66
ROAA (%)................................................ 1.49
ROAE (%).............................................. 15.13
Net Interest Margin (%)........................ 4.09
OFFICERS
Chm John C. Phelps
Pres John P. Folsom
CEO John P. Folsom
CFO Kevin Pernick
COO Kevin Pernick
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$123,928
Total Securities ($000).................. $18,278
Total Loans ($000)........................ $97,213
Total Deposits ($000).................... $95,126
Tier 1 Capital ($000)..................... $10,055
Risk Based Cap Ratio (%)...................10.55
ROAA (%)................................................ 1.34
ROAE (%)..............................................13.77
Net Interest Margin (%)........................ 4.35
Matthew Erickson
Stanley W. Straate
Tom Neuhaus
ELMA
Peoples Savings Bank
328 Main St • Elma, IA 50628
Phone: (641) 393-2301 • Fax: (641) 393-2556
www.psbiowa.com
FDIC Cert #5818 • Transit #073920764
Established: 1927
H/C: R & J Financial Corporation, Inc., Elma, IA
DIRECTORS
Bruce J. Weigel
Colleen Johnson
Dennis Boos
Doug Uthe
James J. Johnson
Joe Johnson
EMMETSBURG
Iowa Trust & Savings Bank
2101 10th St • Emmetsburg, IA 50536
Phone: (712) 852-3451 • Fax: (712) 852-4232
www.iowatrustbank.com
FDIC Cert #18400 • Transit #073921093
Established: 1929
H/C: Emmetsburg Bank Shares, Inc., Emmetsburg, IA
Number of Branches: 2
DIRECTORS
Charles L. Sarazine
Craig S. Brownlee
Frank P. Elsenbast
Gary L. Hughes
James Hobart
Jim C. Spies
John A. Spies
John F. Spies
Kris M. Ausborn
Matt Spies
ESTHERVILLE
Bank Plus
1202 Central Ave • Estherville, IA 51334
Phone: (712) 362-5000 • Fax: (712) 362-2100
www.bankplusiowa.com
FDIC Cert #16547 • Transit #073922115
Established: 1947
H/C: Swea City Bancorporation, Inc., Estherville, IA
Number of Branches: 4
DIRECTORS
Craig W. Sandahl
Douglas Rock
John C. Phelps
John P. Folsom
Karin L. Sandahl
Mark L. Henry
Vincent Rolling
W. James Rock
Page 34 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
ESTHERVILLE
NorthStar Bank
2202 Central Ave • Estherville, IA 51334
Phone: (712) 362-3322 • Fax: (712) 362-7064
www.northstarbankiowa.com
FDIC Cert #34407 • Transit #073922571
Established: 1997
H/C: NorthStar Bancshares, Inc., Estherville, IA
Number of Branches: 5
DIRECTORS
Dennis Tyrrell
Fred L. Miller
George H. Shadle
Hugh E. Thompson
OFFICERS
Chm John M. Greig
Pres Scott J. Taylor
CEO Scott J. Taylor
CFO Scott J. Taylor
COO Marilyn Soper
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$181,559
Total Securities ($000).................. $14,483
Total Loans ($000)......................$133,880
Total Deposits ($000)..................$158,980
Tier 1 Capital ($000)..................... $16,263
Risk Based Cap Ratio (%)...................13.08
ROAA (%)................................................ 1.63
ROAE (%)..............................................14.02
Net Interest Margin (%)........................ 3.54
OFFICERS
Chm Dennis M. Hansen
Pres Dennis M. Hansen
CEO Dennis M. Hansen
CFO Timothy J. Mack
COO Dennis M. Hansen
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $88,180
Total Securities ($000).....................$9,131
Total Loans ($000).........................$76,218
Total Deposits ($000).................... $73,954
Tier 1 Capital ($000)........................$8,511
Risk Based Cap Ratio (%)...................12.05
ROAA (%)................................................ 1.58
ROAE (%).............................................. 16.16
Net Interest Margin (%)........................ 4.19
OFFICERS
Chm David C. Neuhaus
Pres David C. Neuhaus
CEO David C. Neuhaus
CFO Laurie M. Neuhaus
COO Patrick Slater
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$146,044
Total Securities ($000)...................$77,175
Total Loans ($000).........................$55,274
Total Deposits ($000).................. $127,621
Tier 1 Capital ($000)..................... $16,486
Risk Based Cap Ratio (%)...................20.44
ROAA (%)................................................ 0.52
ROAE (%)................................................ 4.55
Net Interest Margin (%)........................ 2.78
OFFICERS
Chm Craig R. Foss
Pres Patrick N. Hurley
CEO Patrick N. Hurley
CFO Jeffrey C. Johnston
COO Jeffrey C. Johnston
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $134,105
Total Securities ($000).................... $9,255
Total Loans ($000)......................$115,963
Total Deposits ($000).................. $117,130
Tier 1 Capital ($000)..................... $11,312
Risk Based Cap Ratio (%)...................10.50
ROAA (%)................................................ 1.07
ROAE (%)..............................................12.68
Net Interest Margin (%)........................ 3.98
Joe M. Greig
John M. Greig
Scott J. Taylor
EVANSDALE
First Security State Bank
3600 Lafayette Rd • Evansdale, IA 50707
Phone: (319) 235-6731 • Fax: (319) 235-0336
www.fssbonline.com
FDIC Cert #18508 • Transit #073922377
Established: 1962
H/C: Evans Bancshares, Inc., Evansdale, IA
Number of Branches: 2
DIRECTORS
Burk A. Miehe
Dennis M. Hansen
James E. Ocheltree
Mark F. Conway
Paul L. Martin
Richard G. Arenholz
Scott A. Staebell
Timothy J. Mack
FAIRFAX
Fairfax State Savings Bank
409 Vanderbilt St • Fairfax, IA 52228
Phone: (319) 846-2300 • Fax: (319) 846-8097
www.thebankhere.com
FDIC Cert #8083 • Transit #073913195
Established: 1924
H/C: Vanderbilt Holding Company, Inc., Fairfax, IA
DIRECTORS
David C. Neuhaus
Gordon C. Sevig
John Donald Lefebure
Kevin H. Slater
Patrick Slater
William E. Boland Jr.
FAIRFIELD
First National Bank in Fairfield
100 East Burlington Ave • Fairfield, IA 52556
Phone: (641) 472-4121 • Fax: (641) 472-7223
www.fnbfairfieldiowa.com
FDIC Cert #13853 • Transit #073901877
Established: 1934
H/C: Iowa First Bancshares Corp., Muscatine, IA
Number of Branches: 2
DIRECTORS
Craig R. Foss
Frank Fritz
Gene Parker
James C. Horras
Jodi Kerr
John R. Hammes
Kim K. Bartling
Patrick N. Hurley
Stephan R. Juskewycz
Tom Gamrath
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 35
FAIRFIELD
Iowa State Bank and Trust Company of Fairfield
OFFICERS
Chm David C. Eastburn
55 South Forth St • Fairfield, IA 52556
Pres Aaron Kness
Phone: (641) 472-3161 • Fax: (641) 472-4075
CEO Aaron Kness
www.isbff.com
CFO Deanne Hickenbottom
FDIC Cert #14413 • Transit #073901880
COO Sheri Stone
Established: 1934
H/C: Iowa State Financial Services Corporation, Fairfield, IA
Number of Branches: 2
DIRECTORS
Aaron Kness
David C. Eastburn
Joseph Carr
Ken Malloy
Marcia Gaines
Michael Greiner
Nelson Anderson
Patrick Kessel
Libertyville Savings Bank
2000 West Jefferson Ave • Fairfield, IA 52556
Phone: (641) 472-9839 • Fax: (641) 472-9852
www.libertyvillesavingsbank.com
FDIC Cert #13712 • Transit #073914220
Established: 1901
H/C: Village Investment Company, Libertyville, IA
Number of Branches: 5
DIRECTORS
Amber C. Stump McDowell
Blain Smith
Herbert Burnett
Jill D. Burnett
Sarah Cochran
Steve Triplett
Tom Thompson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$115,673
Total Securities ($000).................... $8,586
Total Loans ($000).........................$71,771
Total Deposits ($000).................... $98,182
Tier 1 Capital ($000)..................... $10,133
Risk Based Cap Ratio (%)...................15.39
ROAA (%)................................................ 1.03
ROAE (%)..............................................11.52
Net Interest Margin (%)........................ 3.52
OFFICERS
Chm Robert B. Stump
Pres Robert B. Stump
CEO Jill D. Burnett
CFO Ryan Troutman
COO Lori Mitchell
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $315,856
Total Securities ($000)................ $104,117
Total Loans ($000)...................... $162,872
Total Deposits ($000).................. $260,717
Tier 1 Capital ($000)..................... $31,622
Risk Based Cap Ratio (%)................... 16.21
ROAA (%)................................................ 1.79
ROAE (%)..............................................16.59
Net Interest Margin (%)........................ 3.59
OFFICERS
Chm Mark Amdor
Pres Mark Amdor
CEO Mark Amdor
CFO Virginia E. Herr
COO Julie Williams
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $210,872
Total Securities ($000)...................$41,281
Total Loans ($000)...................... $158,819
Total Deposits ($000).................. $179,861
Tier 1 Capital ($000)..................... $21,319
Risk Based Cap Ratio (%)...................14.06
ROAA (%)................................................ 1.61
ROAE (%)..............................................12.83
Net Interest Margin (%).........................3.74
Larry Unkrich
LaVerne Weber
Michael Holt
Robert B. Stump
FONTANELLE
First National Bank
311 Fifth St, P.O. Box 367 • Fontanelle, IA 50846
Phone: (641) 745-2141 • Fax: (641) 745-4021
www.fnbfontanelle.com
FDIC Cert #954 • Transit #073907509
Established: 1905
H/C: First Fontanelle Bancorporation, Fontanelle, IA
Number of Branches: 5
DIRECTORS
Brent A. Hansen
Clint Hight
Harvey D. Wallace
Henry E. Russell
Irma Jean Mitchell
Joe Platt
Joseph Clinton
Julie Williams
Mark Amdor
Todd Jones
Virginia E. Herr
FOREST CITY
Manufacturers Bank & Trust Company
245 East J St • Forest City, IA 50436
Phone: (641) 585-2825 • Fax: (641) 585-5653
www.mbtbank.com
FDIC Cert #16307 • Transit #073922021
Established: 1945
H/C: MBT Corp., Forest City, IA
Number of Branches: 5
DIRECTORS
David L. Kingland
Dennis J. Busta
John J. Hanson
John V. Hanson
Linda Kay
Mary Joan Boman
OFFICERS
Chm John V. Hanson
Pres Dennis J. Busta
CEO Dennis J. Busta
CFO Randall C. Pruisner
COO Randall C. Pruisner
Randall C. Pruisner
Richard M. Fischer
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$297,445
Total Securities ($000).................. $87,229
Total Loans ($000)......................$188,506
Total Deposits ($000)..................$223,688
Tier 1 Capital ($000)..................... $32,728
Risk Based Cap Ratio (%)...................15.55
ROAA (%)................................................ 1.55
ROAE (%)..............................................13.20
Net Interest Margin (%)........................ 3.64
Page 36 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
FORT DODGE
Citizens State Bank
130 North 29th St • Fort Dodge, IA 50501
Phone: (515) 955-2265 • Fax: (515) 574-3878
www.csbpoky.com
FDIC Cert #26720 • Transit #073920706
Established: 1986
H/C: Carroll County Bancshares, Inc., Carroll, IA
Number of Branches: 3
DIRECTORS
Barry T. Bruner
David M. Flattery
Jeffrey A. Johnson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$145,298
Total Securities ($000).................. $47,022
Total Loans ($000)........................ $89,858
Total Deposits ($000).................. $125,851
Tier 1 Capital ($000)..................... $16,303
Risk Based Cap Ratio (%)................... 16.16
ROAA (%)................................................ 1.31
ROAE (%)..............................................11.39
Net Interest Margin (%)........................ 3.63
OFFICERS
Chm C. Richard Stark Jr.
Pres John A. Fisher
CEO John A. Fisher
CFO Cindy S. Burke
COO Paul Waltz
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).................. $1,032,392
Total Securities ($000)................ $371,466
Total Loans ($000)......................$495,636
Total Deposits ($000).................. $765,385
Tier 1 Capital ($000)..................... $93,786
Risk Based Cap Ratio (%)...................18.06
ROAA (%)................................................ 0.83
ROAE (%)................................................ 9.31
Net Interest Margin (%)........................ 2.39
Stephen R. Baade
Thomas Brent Gronstal
First American Bank
1207 Central Ave • Fort Dodge, IA 50501
Phone: (515) 573-2154 • Fax: (515) 955-0631
www.bankfirstamerican.com
FDIC Cert #14808 • Transit #073900807
Established: 1934
H/C: Stark Bank Group, Ltd., Fort Dodge, IA
Number of Branches: 14
DIRECTORS
C. Richard Stark Jr.
David A. Stark
John A. Fisher
Kristin Gose
Michael McCoy
OFFICERS
Chm Stephen R. Baade
Pres Stephen R. Baade
CEO Stephen R. Baade
CFO Denise Nielsen
COO Denise Nielsen
Murray R. Wise
Patrick Eugene McNerney
Paula J. Chuchvara McMurray
Thomas F. Tibbitts
W. Kendall Brown
FORT MADISON
Fort Madison Bank & Trust Co.
OFFICERS
Chm Doyle L. Hoyer
636 Ave G • Fort Madison, IA 52627
Pres Matthew C. Morris
Phone: (319) 372-5164 • Fax: (319) 376-1227
CEO Matthew C. Morris
www.fortmadisonbank.com
CFO Jeffrey A. Vorhies
FDIC Cert #955 • Transit #073901314
COO Jeffrey A. Vorhies
Established: 1854
H/C: Fort Madison Financial Company, Fort Madison, IA
Number of Branches: 3
DIRECTORS
Doyle L. Hoyer
Gary L. Hoyer
James A. Baier
James G. Baier
Jason J. Lynk
Matthew C. Morris
Richard P. Canella
Lee County Bank & Trust, National Association
801 Ave F • Fort Madison, IA 52627
Phone: (319) 372-2243 • Fax: (319) 372-8709
www.lcbtrust.com
FDIC Cert #5819 • Transit #073901301
Established: 1888
H/C: Lee Capital Corp, Fort Madison, IA
Number of Branches: 3
DIRECTORS
Allen R. Kloess
Chad A. Ward
Henry W. Merschman
Joseph H. Merschman
Kevin P. Koellner
Michael K. Culbertson
William F. Merschman
OFFICERS
Chm Henry W. Merschman
Pres Michael K. Culbertson
CEO Michael K. Culbertson
CFO Tamara L. Dietsch
COO Karen A. Mehmert
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$152,854
Total Securities ($000).................. $33,899
Total Loans ($000)........................ $88,770
Total Deposits ($000).................. $131,228
Tier 1 Capital ($000)......................$13,177
Risk Based Cap Ratio (%)................... 13.24
ROAA (%)................................................ 0.72
ROAE (%).................................................7.79
Net Interest Margin (%)........................ 3.09
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$138,348
Total Securities ($000)........................$506
Total Loans ($000)........................ $87,239
Total Deposits ($000).................. $107,410
Tier 1 Capital ($000)..................... $16,807
Risk Based Cap Ratio (%)................... 21.61
ROAA (%)................................................ 1.54
ROAE (%).............................................. 12.97
Net Interest Margin (%)........................ 3.82
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 37
FOSTORIA
Farmers Savings Bank
10 Hwy Ave, NW, P.O. Box A • Fostoria, IA 51340
Phone: (712) 262-2708 • Fax: (712) 262-6790
www.fsbfostoria.com
FDIC Cert #18284 • Transit #073919005
Established: 1916
H/C: Fostoria Bankshares, Inc., Fostoria, IA
Number of Branches: 2
DIRECTORS
Bradley Simington
Corey Langner
David C. Simington
Gregory L. Cuttell
OFFICERS
Chm Joseph K. Simington
Pres Joseph K. Simington
CEO Joseph K. Simington
CFO Joseph K. Simington
COO Karen Warner
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $96,814
Total Securities ($000)...................$25,771
Total Loans ($000)........................ $64,427
Total Deposits ($000).................... $78,437
Tier 1 Capital ($000)..................... $14,020
Risk Based Cap Ratio (%)...................19.98
ROAA (%)................................................ 1.41
ROAE (%)................................................ 9.76
Net Interest Margin (%)........................ 3.59
OFFICERS
Chm F. John Rewoldt
Pres F. John Rewoldt
CEO Dale E. Matthias
CFO F. John Rewoldt
COO Dale E. Matthias
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $46,485
Total Securities ($000).................. $11,994
Total Loans ($000)........................ $23,911
Total Deposits ($000).................... $37,987
Tier 1 Capital ($000)....................... $7,233
Risk Based Cap Ratio (%)................... 24.94
ROAA (%)................................................ 0.58
ROAE (%)................................................ 3.78
Net Interest Margin (%)........................ 2.26
OFFICERS
Chm Norman E. Wirkler
Pres William H. H. Robinson
CEO William H. H. Robinson
CFO William H. H. Robinson
COO Georgianne R. Kaiser
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $39,973
Total Securities ($000).................... $3,025
Total Loans ($000)........................ $34,487
Total Deposits ($000).................... $33,060
Tier 1 Capital ($000)........................$4,610
Risk Based Cap Ratio (%)...................15.34
ROAA (%)................................................ 1.54
ROAE (%)..............................................13.25
Net Interest Margin (%)........................ 3.86
OFFICERS
Chm John C. Dean
Pres Larry W. Winum
CEO Larry W. Winum
CFO Larry W. Winum
COO Grant C. Dean
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $173,323
Total Securities ($000)................$100,059
Total Loans ($000)........................ $48,153
Total Deposits ($000)..................$155,652
Tier 1 Capital ($000)..................... $15,495
Risk Based Cap Ratio (%)................... 23.11
ROAA (%)................................................ 0.31
ROAE (%)................................................ 3.43
Net Interest Margin (%)........................ 2.10
J. Chad Simington
Joseph K. Simington
Robert W. Sackett
FREDERIKA
Farmers Savings Bank
103 Third St, P.O. Box B • Frederika, IA 50631
Phone: (319) 275-4301 • Fax: (319) 275-4710
http://frederikabank.com
FDIC Cert #25668 • Transit #073913302
Established: 1926
DIRECTORS
Dale E. Matthias
F. John Rewoldt
Frederic D. Rewoldt
Margaret Jane Smith
Marvin Schumacher
GARNAVILLO
Garnavillo Savings Bank
101 South Main St • Garnavillo, IA 52049
Phone: (563) 964-2341 • Fax: (563) 964-2485
www.garnavillobank.com
FDIC Cert #10898 • Transit #073913373
Established: 1904
H/C: Garnavillo Bank Corporation, Garnavillo, IA
DIRECTORS
Elizabeth A. English
James E. Meier
John E. Kregel
Norman E. Wirkler
William H. H. Robinson
GLENWOOD
Glenwood State Bank
32 North Walnut St • Glenwood, IA 51534
Phone: (712) 527-3157 • Fax: (712) 527-3567
www.glenwoodstatebank.com
FDIC Cert #956 • Transit #073902342
Established: 1899
H/C: Glenwood Bancorporation, Glenwood, IA
Number of Branches: 5
DIRECTORS
Calvin Deitcher
Grant C. Dean
John C. Dean
Larry W. Winum
Vaughn Wasenius
Page 38 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
GOWRIE
Security Savings Bank
1015 Market St • Gowrie, IA 50543
Phone: (515) 352-3333 • Fax: (515) 352-3224
www.securitysavingsbank.com
FDIC Cert #14208 • Transit #073918077
Established: 1914
H/C: Security Financial, Inc., Farnhamville, IA
Number of Branches: 6
DIRECTORS
Bradley S. Lane
Daryl Carlson
Larry E. Krakau
OFFICERS
Chm Steven R. Lane
Pres Steven R. Lane
CEO Steven R. Lane
CFO Steven R. Lane
COO Charlotte True
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $125,131
Total Securities ($000).................. $49,142
Total Loans ($000)........................ $65,267
Total Deposits ($000)..................$104,534
Tier 1 Capital ($000)..................... $10,579
Risk Based Cap Ratio (%)...................14.88
ROAA (%)................................................ 1.38
ROAE (%)..............................................15.30
Net Interest Margin (%)........................ 3.23
OFFICERS
Chm Peggy Scott
Pres Paul S. Nelson
CEO Peggy Scott
CFO Peggy Scott
COO Peggy Scott
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).........................$71,217
Total Securities ($000).................. $12,015
Total Loans ($000)........................ $52,111
Total Deposits ($000).................... $56,105
Tier 1 Capital ($000)....................... $5,754
Risk Based Cap Ratio (%)...................12.36
ROAA (%)................................................ 2.13
ROAE (%)..............................................14.20
Net Interest Margin (%)........................ 4.33
OFFICERS
Chm F. Addison Jones
Pres David A. Jones
CEO David A. Jones
CFO F. Austin Jones
COO Alison Murphy
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$273,989
Total Securities ($000).................. $72,619
Total Loans ($000)...................... $177,730
Total Deposits ($000).................. $218,270
Tier 1 Capital ($000)..................... $31,484
Risk Based Cap Ratio (%)...................16.85
ROAA (%)................................................ 1.03
ROAE (%)................................................ 8.95
Net Interest Margin (%)........................ 3.91
OFFICERS
Chm Kevin J. Swalley
Pres Robert L. Johanns
CEO Kevin J. Swalley
CFO Evan N. Kooiker
COO Robert L. Johanns
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$344,284
Total Securities ($000).................. $93,666
Total Loans ($000)...................... $214,324
Total Deposits ($000)..................$263,706
Tier 1 Capital ($000)..................... $34,896
Risk Based Cap Ratio (%)...................12.89
ROAA (%)................................................ 1.96
ROAE (%).............................................. 16.37
Net Interest Margin (%)........................ 3.09
Scott R. Engquist
Steven R. Lane
GREENFIELD
Union State Bank
214 South First St • Greenfield, IA 50849
Phone: (641) 343-7310 • Fax: (641) 743-6502
www.usbgfd.com
FDIC Cert #8499 • Transit #073910745
Established: 1890
H/C: Greenfield Bancorporation, Ltd., Greenfield, IA
Number of Branches: 2
DIRECTORS
Jim Lents
Karen Havens
Paul S. Nelson
Peggy Scott
Ralph Neill
GRINNELL
Grinnell State Bank
814 Fourth Ave • Grinnell, IA 50112
Phone: (641) 236-3174 • Fax: (641) 236-4329
www.grinnellbank.com
FDIC Cert #11347 • Transit #073901725
Established: 1925
H/C: Grinnell Bancshares, Inc., Grinnell, IA
Number of Branches: 5
DIRECTORS
David A. Jones
F. Addison Jones
F. Austin Jones
Frances A. Conn
John R. Smith
Roger D. Roland
Susan E. Davis
GRUNDY CENTER
GNB Bank
529 G Ave • Grundy Center, IA 50638
Phone: (319) 824-5431 • Fax: (319) 824-6795
www.gnbbank.com
FDIC Cert #14079 • Transit #073905064
Established: 1934
H/C: GNB Bancorporation, Grundy Center, IA
Number of Branches: 5
DIRECTORS
Kevin J. Swalley
Kirby D. Schmidt
Mark J. Sexton
Michael L. Freed
Randy G. Phelps
Robert L. Johanns
Stefanie L. Rohler
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 39
HAMPTON
First Bank Hampton
211 First Ave, NW • Hampton, IA 50441
Phone: (641) 456-4793 • Fax: (641) 456-5122
www.firstbankhampton.com
FDIC Cert #4464 • Transit #073903325
Established: 1933
H/C: A. M. Saylor, Incorporated, Hampton, IA
DIRECTORS
Bruce A. Harris
David Dennis
David M. Heuberger
OFFICERS
Chm David M. Heuberger
Pres David M. Heuberger
CEO David M. Heuberger
CFO Nancy L. Boyington
COO Nancy L. Boyington
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $137,900
Total Securities ($000).................. $47,281
Total Loans ($000)........................ $81,831
Total Deposits ($000).................. $119,471
Tier 1 Capital ($000)..................... $16,412
Risk Based Cap Ratio (%)...................16.79
ROAA (%)................................................ 1.48
ROAE (%)..............................................12.26
Net Interest Margin (%)........................ 3.58
OFFICERS
Chm Kurt W. Herbrechtsmeyer
Pres Ronald K. Raney
CEO Kurt W. Herbrechtsmeyer
COO Donnis J. Borcherding
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $69,280
Total Securities ($000).................. $20,840
Total Loans ($000)........................ $36,708
Total Deposits ($000).....................$58,774
Tier 1 Capital ($000)........................$7,457
Risk Based Cap Ratio (%)...................15.72
ROAA (%)............................................... -3.82
ROAE (%)............................................. -31.90
Net Interest Margin (%)........................ 3.03
Dyanne Pralle
Nancy L. Boyington
Ronald R. Schermer
Hampton State Bank
100 First St, NW • Hampton, IA 50441
Phone: (641) 456-2559 • Fax: (641) 456-4776
www.hamptonstate.com
FDIC Cert #13722 • Transit #073903312
Established: 1934
H/C: Cedar Valley Bankshares, Ltd., Charles City, IA
Number of Branches: 2
DIRECTORS
Kurt W. Herbrechtsmeyer
Ronald K. Raney
V. Blaine Lenz
United Bank and Trust Company
400 Central Ave, East • Hampton, IA 50441
Phone: (641) 456-5587 • Fax: (641) 456-3434
www.ubtc.net
FDIC Cert #14247 • Transit #073918608
Established: 1915
H/C: J. E. Coonley Company, Hampton, IA
Number of Branches: 5
DIRECTORS
Arlene K. Noss
Charles P. Brown
Elaine W. Coonley
OFFICERS
Chm John J. Trewin
Pres John J. Trewin
CEO John J. Trewin
CFO John J. Trewin
COO Arlene K. Noss
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $148,401
Total Securities ($000).................. $55,282
Total Loans ($000)........................ $79,413
Total Deposits ($000)..................$122,904
Tier 1 Capital ($000)..................... $18,622
Risk Based Cap Ratio (%)...................20.52
ROAA (%)................................................ 1.22
ROAE (%)................................................ 9.79
Net Interest Margin (%)........................ 2.92
OFFICERS
Chm Kevin W. Campbell
Pres Kevin W. Campbell
CEO Kevin W. Campbell
CFO Stefanie E. Kramer
COO Stefanie E. Kramer
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$256,327
Total Securities ($000).................. $53,978
Total Loans ($000)......................$158,320
Total Deposits ($000)..................$230,945
Tier 1 Capital ($000)..................... $21,500
Risk Based Cap Ratio (%)...................13.08
ROAA (%)................................................ 0.82
ROAE (%)................................................ 8.48
Net Interest Margin (%)........................ 3.41
Joan M. Coonley
John E. Coonley
John J. Trewin
HARLAN
Shelby County State Bank
508 Court St • Harlan, IA 51537
Phone: (712) 755-5112 • Fax: (712) 755-2869
www.scsbnet.com
FDIC Cert #1553 • Transit #073903396
Established: 1880
H/C: Lauritzen Corporation, Omaha, NE
Number of Branches: 7
DIRECTORS
Dennis H. Huttmann
Kevin W. Campbell
Mathew Freund
Randall J. Coenen
Stefanie E. Kramer
Page 40 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
HARTWICK
Hartwick State Bank
207 Main St • Hartwick, IA 52232
Phone: (319) 525-2221 • Fax: (319) 525-2351
FDIC Cert #14015 • Transit #073920832
Established: 1928
H/C: Hartwick Bancshares, Inc., Hartwick, IA
DIRECTORS
Alan R. Knaack
Ann Knaack
Brian D. Veach
OFFICERS
Chm Alan R. Knaack
Pres Alan R. Knaack
CEO Alan R. Knaack
CFO Alan R. Knaack
COO Brian D. Veach
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $24,322
Total Securities ($000).....................$9,875
Total Loans ($000).......................... $9,384
Total Deposits ($000).................... $22,016
Tier 1 Capital ($000)........................$2,161
Risk Based Cap Ratio (%)...................19.36
ROAA (%)................................................ 0.53
ROAE (%)................................................ 6.07
Net Interest Margin (%)........................ 2.79
OFFICERS
Chm Donald D. Nolan
Pres Donald D. Nolan
CEO Donald D. Nolan
CFO Donald D. Nolan
COO Wanda M. Woodley
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $46,534
Total Securities ($000).....................$1,637
Total Loans ($000)........................ $39,889
Total Deposits ($000).................... $37,799
Tier 1 Capital ($000)....................... $4,003
Risk Based Cap Ratio (%)...................11.67
ROAA (%)................................................ 0.97
ROAE (%).............................................. 11.18
Net Interest Margin (%)........................ 3.72
OFFICERS
Chm Clair J. Lensing Sr.
Pres Clair J. Lensing Sr.
CEO Clair J. Lensing Sr.
CFO Clair J. Lensing Sr.
COO Leon J. Dietzenbach
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $27,900
Total Securities ($000).................. $13,623
Total Loans ($000).......................... $8,783
Total Deposits ($000).................... $22,460
Tier 1 Capital ($000)........................$3,517
Risk Based Cap Ratio (%)...................24.88
ROAA (%)................................................ 0.48
ROAE (%)................................................ 4.00
Net Interest Margin (%)........................ 2.22
OFFICERS
Chm William R. Bernau
Pres Brian G. Middendorf
CEO Brian G. Middendorf
CFO Brian G. Middendorf
COO Debra J. Himes
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $43,427
Total Securities ($000).....................$1,997
Total Loans ($000)........................ $38,936
Total Deposits ($000).................... $35,466
Tier 1 Capital ($000)........................$4,924
Risk Based Cap Ratio (%)...................14.08
ROAA (%)................................................ 1.33
ROAE (%)..............................................11.35
Net Interest Margin (%)........................ 4.43
James Benda
Jan Veach
HAWARDEN
First State Bank
722 Central Ave • Hawarden, IA 51023
Phone: (712) 551-1005 • Fax: (712) 551-1009
www.fsbhawarden.com
FDIC Cert #13680 • Transit #073903749
Established: 1934
H/C: First State Associates, Inc., Hawarden, IA
DIRECTORS
Donald D. Nolan
Jeff Rehder
Jim Viet
Jodi Eich
Matt Hummel
Tony Lauters
Wanda M. Woodley
HAWKEYE
Citizens Savings Bank
133 East Main St, P.O. Box Six • Hawkeye, IA 52147
Phone: (563) 427-3255 • Fax: (563) 427-3292
www.csbhawkeye.com
FDIC Cert #11761 • Transit #073909620
Established: 1927
H/C: Fayette Bancorporation, Marion, IA
DIRECTORS
Clair J. Lensing Jr.
Clair J. Lensing Sr.
Ernest Schmitt
Leon J. Dietzenbach
Mary E. Lensing
HIAWATHA
Hiawatha Bank and Trust Company
777 North Center Point Rd • Hiawatha, IA 52233
Phone: (319) 378-5979 • Fax: (319) 378-1394
www.hiawathabank.com
FDIC Cert #34488 • Transit #073922607
Established: 1997
H/C: Country Bancorporation, Crawfordsville, IA
DIRECTORS
Brian G. Middendorf
John W. Bernau
Thomas R. Bernau
Timothy L. Vipond
William R. Bernau
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 41
HILLS
Hills Bank and Trust Company
131 Main St, P.O. Box 160 • Hills, IA 52235
Phone: (319) 679-2291 • Fax: (319) 679-2180
www.hillsbank.com
FDIC Cert #14650 • Transit #073913755
Established: 1904
H/C: Hills Bancorporation, Hills, IA
Number of Branches: 18
DIRECTORS
Ann Marie Rhodes
Dwight O. Seegmiller
Emily A. Hughes
James A. Nowak
John W. Phelan
Michael E. Hodge
Michael S. Donovan
Sheldon E. Yoder
OFFICERS
Pres Dwight O. Seegmiller
CEO Dwight O. Seegmiller
CFO Shari J. DeMaris
COO Dwight O. Seegmiller
Theodore H. Pacha
Thomas J. Gill
Thomas R. Wiele
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................$2,307,811
Total Securities ($000)................ $243,818
Total Loans ($000)...................$1,942,132
Total Deposits ($000)...............$1,841,369
Tier 1 Capital ($000)...................$282,584
Risk Based Cap Ratio (%)....................17.41
ROAA (%)................................................ 1.43
ROAE (%)..............................................11.29
Net Interest Margin (%)........................ 3.36
HULL
Iowa State Bank
1101 Main St • Hull, IA 51239
Phone: (712) 439-1025 • Fax: (712) 439-1622
www.iowastatebank.net
FDIC Cert #13953 • Transit #073922432
Established: 1879
H/C: Vogel Bancshares, Inc., Orange City, IA
Number of Branches: 8
DIRECTORS
Douglas Beukelman
Drew Vogel
Duane E. Muecke
Franklin Vogel
Gysbertus Aarsen
John De Koster
OFFICERS
Chm Franklin Vogel
Pres Leroy A. Van Kekerix
CEO Leroy A. Van Kekerix
CFO Duane E. Muecke
COO Bill Saeger
Leroy A. Van Kekerix
Martin Guthmiller
Wrede Vogel
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$509,081
Total Securities ($000).................. $90,125
Total Loans ($000)......................$348,430
Total Deposits ($000).................. $426,207
Tier 1 Capital ($000)..................... $60,646
Risk Based Cap Ratio (%)...................15.63
ROAA (%)................................................ 1.24
ROAE (%)................................................ 9.56
Net Interest Margin (%)........................ 3.50
IDA GROVE
First State Bank
200 Moorehead Ave • Ida Grove, IA 51445
Phone: (712) 364-3181 • Fax: (712) 364-2549
www.firststbk.com
FDIC Cert #8500 • Transit #073921585
Established: 1933
H/C: First State Bancshares, Inc., Ida Grove, IA
Number of Branches: 5
DIRECTORS
Andrew F. Brosius
David S. Forbes
John Currie
Laurel L. Boerner
United Bank of Iowa
501 Second St • Ida Grove, IA 51445
Phone: (712) 364-3393 • Fax: (712) 364-3293
www.unitedbk.com
FDIC Cert #958 • Transit #073921433
Established: 1932
H/C: Ida Grove Bancshares, Inc., Ida Grove, IA
Number of Branches: 25
DIRECTORS
Curtis Rupert
Daniel L. Dotzler
Duane Buehler
Jack J. Eggspuehler
Kenneth L. Van Kekerix
Lance Moore
Larry E. Hultgren
Owen C. Bolte
Sharon Godbersen
Steven A. Vohs
OFFICERS
Chm Wayne H. Nielsen
Pres Jeffrey L. Kelley
CEO Wayne H. Nielsen
CFO Wayne H. Nielsen
COO Janice E. Nelson
Linda J. Boerner
Wayne H. Nielsen
OFFICERS
Chm Kenneth L. Van Kekerix
Pres Owen C. Bolte
CEO Owen C. Bolte
CFO Daniel L. Dotzler
COO Daniel L. Dotzler
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$134,496
Total Securities ($000)...................$36,101
Total Loans ($000)........................ $92,150
Total Deposits ($000)..................$113,653
Tier 1 Capital ($000)..................... $14,123
Risk Based Cap Ratio (%)...................13.88
ROAA (%)................................................ 1.92
ROAE (%).............................................. 17.90
Net Interest Margin (%)........................ 3.88
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................$1,237,897
Total Securities ($000).................$114,274
Total Loans ($000).................. $1,009,485
Total Deposits ($000)..................$992,158
Tier 1 Capital ($000)...................$130,985
Risk Based Cap Ratio (%)...................13.70
ROAA (%)................................................ 1.80
ROAE (%)..............................................16.53
Net Interest Margin (%)........................ 3.48
Page 42 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
INDEPENDENCE
Security State Bank
OFFICERS
Chm Gary F. Short
231 First St, East • Independence, IA 50644
Pres Brian K. Meyer
Phone: (319) 334-7035 • Fax: (319) 334-3474
CEO Brian K. Meyer
www.ssbindee.com
CFO Craig K. Coffman
FDIC Cert #15851 • Transit #073921909
COO Craig K. Coffman
Established: 1941
H/C: Independence Bancshares, Inc., Independence, IA
Number of Branches: 3
DIRECTORS
Benjamin G. Pagel
Brian K. Meyer
C. Dean Hoffman
Gary F. Short
James K. McMillan
Linda A. Bywater
Randy A. Blin
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $101,730
Total Securities ($000).................. $52,643
Total Loans ($000)........................ $42,320
Total Deposits ($000).................... $79,411
Tier 1 Capital ($000)..................... $11,633
Risk Based Cap Ratio (%)...................21.89
ROAA (%)................................................ 1.20
ROAE (%).............................................. 10.57
Net Interest Margin (%)........................ 3.36
INDIANOLA
Community Bank
1401 North Jefferson Way • Indianola, IA 50125
Phone: (515) 961-5880 • Fax: (515) 961-6188
www.bankcommunitybank.com
FDIC Cert #25267 • Transit #073914369
Established: 1883
H/C: Community Bancshares Corp., Indianola, IA
Number of Branches: 6
DIRECTORS
Clint Welling
Darrell Till
Keith Welling
Larry McConell
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $156,415
Total Securities ($000).................. $49,883
Total Loans ($000)........................ $72,121
Total Deposits ($000)..................$132,365
Tier 1 Capital ($000)..................... $14,773
Risk Based Cap Ratio (%)................... 20.47
ROAA (%)................................................ 0.58
ROAE (%)................................................ 6.18
Net Interest Margin (%)........................ 2.93
OFFICERS
Chm D. Robert Downing
Pres Kevin D. Halterman
CEO Kevin D. Halterman
CFO Ryan M. Sievers
COO Wayne A. Vander Tuig
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $177,984
Total Securities ($000).................. $81,546
Total Loans ($000)........................ $65,569
Total Deposits ($000)..................$153,790
Tier 1 Capital ($000)..................... $15,200
Risk Based Cap Ratio (%)...................18.56
ROAA (%)................................................ 0.89
ROAE (%)................................................ 9.37
Net Interest Margin (%)........................ 3.04
OFFICERS
Chm Kevin W. Monson
Pres Charles N. Funk
CEO Charles N. Funk
CFO Gary J. Ortale
COO Susan R. Evans
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................$1,802,748
Total Securities ($000)................$532,559
Total Loans ($000)...................$1,121,991
Total Deposits ($000).............. $1,440,382
Tier 1 Capital ($000)................... $173,892
Risk Based Cap Ratio (%)...................13.83
ROAA (%)................................................ 1.19
ROAE (%).............................................. 11.10
Net Interest Margin (%)........................ 3.32
Orrie J. Koehlmoos
Phil Watson
Rob Bartholomew
Vernon Van Wyk
Peoples Savings Bank
400 East Iowa Ave • Indianola, IA 50125
Phone: (515) 962-1400 • Fax: (515) 962-0248
www.mybankpsb.com
FDIC Cert #34973 • Transit #073922681
Established: 1998
H/C: Central South Bancorporation, Inc., Indianola, IA
Number of Branches: 6
DIRECTORS
D. Robert Downing
Greg Johansen
Jill Johnson
Jim Richards
OFFICERS
Chm Orrie J. Koehlmoos
Pres Keith Welling
CEO Keith Welling
CFO Keith Welling
COO Jean Wilson
Kevin D. Halterman
Steven M. Henry
Wayne A. Vander Tuig
IOWA CITY
MidWestOne Bank
102 South Clinton St • Iowa City, IA 52240
Phone: (319) 356-5800 • Fax: (319) 356-5849
www.midwestone.com
FDIC Cert #14843 • Transit #073901233
Established: 1934
H/C: MidWestOne Financial Group, Inc., Iowa City, IA
Number of Branches: 27
DIRECTORS
Barbara J. Kniff-McCulla
Charles N. Funk
John P. Pothoven
Kevin W. Monson
Patricia A. Heiden
R. Scott Zaiser
Richard J. Schwab
Richard R. Donohue
Robert J. Latham
Stephen L. West
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 43
IOWA FALLS
Green Belt Bank & Trust
616 Washington Ave • Iowa Falls, IA 50126
Phone: (641) 648-2544 • Fax: (641) 648-3273
www.greenbeltbank.com
FDIC Cert #26760 • Transit #073921679
Established: 1986
H/C: Green Belt Bancorporation, Iowa Falls, IA
Number of Branches: 7
DIRECTORS
Carroll D. Ose
Christopher W. Weaver
Daniel L. Stockdale
Mark A. Noll
Paul E. Hoversten
Richard D. Petersen
Iowa Falls State Bank
601 Washington Ave • Iowa Falls, IA 50126
Phone: (641) 648-5171 • Fax: (641) 648-3806
www.ifsbank.com
FDIC Cert #15311 • Transit #073921527
Established: 1933
H/C: Barlow Banking Corporation, Iowa Falls, IA
Number of Branches: 3
DIRECTORS
C. John Campbell
Cinda M. Classon
Craig Harris
Greg Lofsted
Howard B. Wenger
James Hoffman
OFFICERS
Chm Steven L. Afdahl
Pres Mark A. Noll
CEO Mark A. Noll
CFO Alvin J. Herold
COO Alvin J. Herold
Steven L. Afdahl
Steven M. Howard
OFFICERS
Chm John R. Barlow
Pres Douglas B. Truex
CEO John R. Barlow
CFO Douglas B. Truex
COO Bradley Andrews
John R. Barlow
Michael Holt
Pamela K. Angstman
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$370,292
Total Securities ($000).................. $38,592
Total Loans ($000)...................... $301,772
Total Deposits ($000)..................$334,280
Tier 1 Capital ($000)..................... $32,713
Risk Based Cap Ratio (%)................... 10.81
ROAA (%)................................................ 1.91
ROAE (%).............................................. 20.16
Net Interest Margin (%)........................ 3.59
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$126,546
Total Securities ($000).................. $52,217
Total Loans ($000)........................ $67,633
Total Deposits ($000)..................$104,255
Tier 1 Capital ($000)..................... $13,211
Risk Based Cap Ratio (%)...................12.36
ROAA (%)................................................ 1.43
ROAE (%)..............................................12.29
Net Interest Margin (%)........................ 3.64
JEFFERSON
Home State Bank
115 West State St • Jefferson, IA 50129
Phone: (515) 386-2131 • Fax: (515) 386-8513
www.hsbankiowa.com
FDIC Cert #14867 • Transit #073920638
Established: 1934
H/C: Greene Investment Co., Jefferson, IA
DIRECTORS
Douglas McDermott
Elizabeth Garst
Jennifer Garst
Scott Sievers
OFFICERS
Pres Sid Jones
CEO Sid Jones
CFO Sharon Towers
COO Aimee Stratton
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$190,332
Total Securities ($000).................. $23,155
Total Loans ($000)......................$152,534
Total Deposits ($000)..................$167,069
Tier 1 Capital ($000)..................... $16,236
Risk Based Cap Ratio (%)...................10.73
ROAA (%)................................................ 1.55
ROAE (%)..............................................18.79
Net Interest Margin (%)........................ 3.59
OFFICERS
Chm George H. Frampton
Pres Timothy J. Heldt
CEO Timothy J. Heldt
CFO Sharm D. Sisler
COO Sharm D. Sisler
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$136,340
Total Securities ($000).................. $54,338
Total Loans ($000)........................ $71,503
Total Deposits ($000)..................$120,681
Tier 1 Capital ($000)..................... $14,491
Risk Based Cap Ratio (%)...................18.59
ROAA (%)................................................ 1.05
ROAE (%)................................................ 9.64
Net Interest Margin (%)........................ 3.13
Sid Jones
Susan Tronchetti
Wayne Seaman
JOHNSTON
Charter Bank
5526 NW 86th St • Johnston, IA 50131
Phone: (515) 331-2265 • Fax: (515) 331-3311
www.charterbanker.com
FDIC Cert #34686 • Transit #073972110
Established: 1998
H/C: Johnston Growth Corporation, Johnston, IA
Number of Branches: 3
DIRECTORS
Brett T. Osborn
Catherine E. Schulze
Douglas B. Kunert
George H. Frampton
Robert A. Britson
Robert G. Bridges
Ronald A. Stallman
Steven V. Scott
Timothy J. Heldt
Page 44 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
JOHNSTON
ITS Bank
6700 Pioneer Pkwy • Johnston, IA 50131
Phone: (515) 288-2828 • Fax: (515) 248-5828
FDIC Cert #34619 • Transit #073922788
Established: 2000
OFFICERS
Chm Steve Handke
Pres Michael Hollinger
CEO Michael Hollinger
CFO Scott Dobesh
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...........................$6,215
Total Securities ($000).....................$1,618
Total Loans ($000).................................. $0
Total Deposits ($000)..........................$500
Tier 1 Capital ($000)....................... $5,675
Risk Based Cap Ratio (%)................ 444.05
ROAA (%)................................................ 4.86
ROAE (%)................................................ 5.32
Net Interest Margin (%)........................ 2.83
OFFICERS
Chm Edward K. Johnstone
Pres Joseph A. Steil
CEO Joseph A. Steil
CFO Robert A. Korte
COO Robert A. Korte
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$114,695
Total Securities ($000)...................$31,971
Total Loans ($000)........................ $61,221
Total Deposits ($000)..................$102,664
Tier 1 Capital ($000)....................... $8,454
Risk Based Cap Ratio (%)...................13.25
ROAA (%)................................................ 0.69
ROAE (%).................................................7.31
Net Interest Margin (%)........................ 3.19
OFFICERS
Chm John O. Manning
Pres George E. Manning
CEO John O. Manning
CFO George E. Manning
COO George E. Manning
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $137,107
Total Securities ($000).................. $44,089
Total Loans ($000)........................ $82,914
Total Deposits ($000)..................$110,628
Tier 1 Capital ($000)..................... $15,181
Risk Based Cap Ratio (%)....................17.57
ROAA (%)................................................ 1.53
ROAE (%).............................................. 11.87
Net Interest Margin (%)........................ 4.97
DIRECTORS
Steve Handke
Timothy R. Kintner
KEOKUK
KSB Bank
501 Main St • Keokuk, IA 52632
Phone: (319) 524-2944 • Fax: (319) 524-2329
www.ksbbank.com
FDIC Cert #1853 • Transit #073900878
Established: 1868
H/C: KSB, Ltd., Keokuk, IA
Number of Branches: 4
DIRECTORS
Edward K. Johnstone
John K. Boyd
Joseph A. Steil
Kent A. Nixon
Michael W. Hickey
Thomas E. Hakes
William C. Cole
KEOSAUQUA
Community First Bank
714 First St • Keosauqua, IA 52565
Phone: (319) 293-3794 • Fax: (319) 293-6151
www.cfirst.com
FDIC Cert #11348 • Transit #073921200
Established: 1931
H/C: Van Buren Bancorporation, Keosauqua, IA
Number of Branches: 4
DIRECTORS
Barbara L. Morris
Ernest Birchmier
Fred Chapuis
George E. Manning
James L. Harward
John O. Manning
Mark A. Robertson
KEYSTONE
Keystone Savings Bank
OFFICERS
Chm Steven L. Wilson
81 Main St • Keystone, IA 52249
Pres Cameron A. Miles
Phone: (319) 642-7345 • Fax: (319) 642-7217
CEO Cameron A. Miles
www.ksbiowa.com
CFO Harold E. Knaack
FDIC Cert #17993 • Transit #073921682
COO Penni A. Pickering
Established: 1935
H/C: Keystone Community Bancorporation, Keystone, IA
Number of Branches: 4
DIRECTORS
Cameron A. Miles
Darold G. Sindt
Donald F. Franzenburg
Keith A. Junge
Steven L. Wilson
William D. Selken
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $92,050
Total Securities ($000).................. $25,191
Total Loans ($000)........................ $58,053
Total Deposits ($000).................... $81,698
Tier 1 Capital ($000)....................... $9,438
Risk Based Cap Ratio (%)...................14.33
ROAA (%)................................................ 1.09
ROAE (%)..............................................10.22
Net Interest Margin (%)........................ 4.12
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 45
KINGSLEY
Kingsley State Bank
One East Second St • Kingsley, IA 51028
Phone: (712) 378-2341 • Fax: (712) 378-3580
www.kingsleybank.com
FDIC Cert #19447 • Transit #073906445
Established: 1883
H/C: Kingsley Banc Corp, Kingsley, IA
Number of Branches: 3
DIRECTORS
David W. Phelps
George W. Phelps
Robert B. Phelps
OFFICERS
Chm Robert B. Phelps
Pres Roger M. Schmid
CEO George W. Phelps
CFO George W. Phelps
COO Roger M. Schmid
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $174,305
Total Securities ($000).................. $57,395
Total Loans ($000).........................$98,976
Total Deposits ($000)..................$136,640
Tier 1 Capital ($000)......................$21,577
Risk Based Cap Ratio (%)...................18.98
ROAA (%)................................................ 1.85
ROAE (%).............................................. 14.74
Net Interest Margin (%)........................ 3.55
OFFICERS
Chm Stuart Lewis Job
Pres Robert C. Wims
CEO Stuart Lewis Job
CFO Dawn R. Rankin
COO Robert C. Wims
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$121,909
Total Securities ($000).................. $31,900
Total Loans ($000)........................ $66,549
Total Deposits ($000)..................$109,539
Tier 1 Capital ($000)..................... $10,281
Risk Based Cap Ratio (%)...................13.42
ROAA (%)................................................ 1.18
ROAE (%).............................................. 13.81
Net Interest Margin (%)........................ 3.91
OFFICERS
Chm David A. Coulter
Pres David A. Coulter
CEO David A. Coulter
CFO David A. Coulter
COO Karen S. Podhajsky
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $56,542
Total Securities ($000).................. $29,603
Total Loans ($000)........................ $23,200
Total Deposits ($000).................... $51,567
Tier 1 Capital ($000)....................... $4,808
Risk Based Cap Ratio (%)...................16.99
ROAA (%)................................................ 1.06
ROAE (%)..............................................12.75
Net Interest Margin (%)........................ 3.40
OFFICERS
Chm Steven C. Kettering
Pres Steven C. Tjaden
CEO Steven C. Kettering
CFO Steven C. Kettering
COO Steven C. Tjaden
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $32,382
Total Securities ($000).................. $11,408
Total Loans ($000)........................ $13,544
Total Deposits ($000).................... $28,784
Tier 1 Capital ($000)........................$3,578
Risk Based Cap Ratio (%)...................29.80
ROAA (%)................................................ 0.96
ROAE (%)................................................ 8.82
Net Interest Margin (%)........................ 2.69
Robert W. Phelps
Roger M. Schmid
Scott C. Phelps
KNOXVILLE
Iowa State Savings Bank
222 East Robinson St • Knoxville, IA 50138
Phone: (641) 828-8000 • Fax: (641) 828-8397
www.issbank.com
FDIC Cert #11349 • Transit #073902821
Established: 1903
H/C: Duclarkee, Inc., Knoxville, IA
Number of Branches: 3
DIRECTORS
Chris K. Hoegh
James L. Hollingshead
Patrick J. Weiler
Robert C. Wims
Stuart Lewis Job
LA PORTE CITY
Cedar Valley Bank & Trust
321 Main St • La Porte City, IA 50651
Phone: (319) 342-2850 • Fax: (319) 342-2730
www.cedarvalleybank.com
FDIC Cert #14694 • Transit #073914864
Established: 1906
H/C: D & D Bancshares, Inc., La Porte City, IA
Number of Branches: 2
DIRECTORS
Brook Skram
David A. Coulter
Don Weideman
Donna Coulter
Greg Pipho
Mike LaGrange
LAKE VIEW
Farmers State Bank
401 Main St • Lake View, IA 51450
Phone: (712) 657-8525 • Fax: (712) 657-2108
www.fsblv.com
FDIC Cert #9295 • Transit #073918103
Established: 1914
H/C: Jems, Inc., Lake View, IA
DIRECTORS
A. Kyle Manary
June Kettering Manary
Noel Cook
Steven C. Kettering
Steven C. Tjaden
Page 46 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
LANSING
Kerndt Brothers Savings Bank
370 Main St • Lansing, IA 52151
Phone: (563) 538-4231 • Fax: (563) 538-4564
www.kerndtbrothers.com
FDIC Cert #8761 • Transit #073904696
Established: 1856
H/C: Kerndt Bank Services, Inc., Lansing, IA
Number of Branches: 5
DIRECTORS
Bradly Herman
Dale R. Kretschmar
James M. Kerndt
Jason Junge
OFFICERS
Chm Karen Brennan
Pres James M. Kerndt
CEO James M. Kerndt
CFO Gregory S. Ptacek
COO Joan M. McCormick
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$242,293
Total Securities ($000).................. $50,133
Total Loans ($000)...................... $154,415
Total Deposits ($000)..................$188,430
Tier 1 Capital ($000)..................... $26,935
Risk Based Cap Ratio (%)...................15.82
ROAA (%)................................................ 1.22
ROAE (%)................................................ 9.95
Net Interest Margin (%)........................ 3.27
OFFICERS
Chm Terry E. Latham
Pres Terry E. Latham
CEO Terry E. Latham
CFO Terry E. Latham
COO Terry E. Latham
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $67,607
Total Securities ($000).................. $32,030
Total Loans ($000)........................ $28,089
Total Deposits ($000).................... $60,651
Tier 1 Capital ($000)........................$7,117
Risk Based Cap Ratio (%)...................21.46
ROAA (%)................................................ 1.20
ROAE (%)..............................................12.64
Net Interest Margin (%)........................ 3.27
OFFICERS
Chm W. Dale Den Herder
Pres Paul D. Jacobson
CEO W. Dale Den Herder
CFO Paul D. Jacobson
COO Paul D. Jacobson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$261,235
Total Securities ($000).....................$9,901
Total Loans ($000)...................... $231,568
Total Deposits ($000)..................$223,818
Tier 1 Capital ($000)..................... $27,562
Risk Based Cap Ratio (%)................... 13.10
ROAA (%)................................................ 0.91
ROAE (%)................................................ 8.44
Net Interest Margin (%)........................ 3.10
OFFICERS
Chm Matthew J. Ahlers
Pres Matthew J. Ahlers
CEO Matthew J. Ahlers
CFO Wayne L. Heien
COO Douglas L. Van Meeteren
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$330,948
Total Securities ($000).................. $75,240
Total Loans ($000)......................$236,629
Total Deposits ($000).................. $290,127
Tier 1 Capital ($000)..................... $37,559
Risk Based Cap Ratio (%)................... 17.68
ROAA (%)................................................ 1.39
ROAE (%)..............................................11.53
Net Interest Margin (%)........................ 3.40
Karen Brennan
Russell L. Berger
Steven Krogmeier
Wayne E. Bicknese
LAURENS
Laurens State Bank
102 South Third St • Laurens, IA 50554
Phone: (712) 845-2627 • Fax: (712) 845-2544
www.laurensstatebank.com
FDIC Cert #15320 • Transit #073921666
Established: 1935
H/C: Laurens Bancorp., Ltd., Laurens, IA
Number of Branches: 3
DIRECTORS
Dale H. Ryon
Diane R. Latham
Donald A. Beneke
Paul C. Crotty
Richard L. DeYoung
Terry E. Latham
LE MARS
American Bank, National Association
234 Fifth Ave, SW • Le Mars, IA 51031
Phone: (712) 546-2345 • Fax: (712) 546-2348
www.am-bank.com
FDIC Cert #5800 • Transit #073906131
Established: 1887
H/C: Ambank Company, Inc., Sioux Center, IA
Number of Branches: 2
DIRECTORS
David Augustine
Don Baker
Greg Schroeder
Jeremy Bunkers
Joe Arens
Patrick Murphy
Paul D. Jacobson
W. Dale Den Herder
Primebank
37 First Ave, NW • Le Mars, IA 51031
Phone: (712) 546-4175 • Fax: (712) 546-8785
www.primebank.com
FDIC Cert #8101 • Transit #073902313
Established: 1891
H/C: Primebank, Inc., Le Mars, IA
Number of Branches: 3
DIRECTORS
Dennis Joseph Bixenman
Douglas J. Wells
Douglas L. Van Meeteren
Gayle M. Ahlers
Henry A. Ahlers
Matthew J. Ahlers
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 47
LOGAN
Logan State Bank
323 East Seventh St • Logan, IA 51546
Phone: (712) 644-2310 • Fax: (712) 644-3124
www.loganstatebank.com
FDIC Cert #4476 • Transit #073904887
Established: 1888
H/C: Logan Bancorporation, Inc., Logan, IA
DIRECTORS
Brent A. Hansen
Christopher R. Hartwig
Gary J. Altwegg
OFFICERS
Chm Timothy J. Lapke
Pres Timothy J. Lapke
CEO Timothy J. Lapke
CFO Christopher R. Hartwig
COO Christopher R. Hartwig
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $30,533
Total Securities ($000).....................$2,572
Total Loans ($000)........................ $26,551
Total Deposits ($000).................... $25,812
Tier 1 Capital ($000)....................... $3,896
Risk Based Cap Ratio (%)...................18.85
ROAA (%)................................................ 1.49
ROAE (%).............................................. 11.15
Net Interest Margin (%)........................ 4.73
OFFICERS
Chm Donald M. Kout
Pres Donald M. Kout
CEO Donald M. Kout
CFO Donald M. Kout
COO Lynn Linenberger
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$103,555
Total Securities ($000).................. $26,867
Total Loans ($000)........................ $55,482
Total Deposits ($000).................... $84,186
Tier 1 Capital ($000)..................... $14,010
Risk Based Cap Ratio (%)................... 23.47
ROAA (%)................................................ 0.51
ROAE (%)................................................ 3.86
Net Interest Margin (%)........................ 2.68
OFFICERS
Chm Kent K. Stout
Pres Kent K. Stout
CEO Kent K. Stout
CFO Kent K. Stout
COO Richard Crump
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $39,322
Total Securities ($000).................. $19,653
Total Loans ($000).......................... $7,467
Total Deposits ($000).................... $32,268
Tier 1 Capital ($000)........................$5,514
Risk Based Cap Ratio (%)....................17.31
ROAA (%)................................................ 0.61
ROAE (%)................................................ 3.62
Net Interest Margin (%)........................ 2.80
OFFICERS
Chm Robert A. Schultz
Pres David L. Schultz
CEO David L. Schultz
CFO Collin Cook
COO David L. Schultz
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $674,551
Total Securities ($000)................ $112,073
Total Loans ($000)...................... $534,100
Total Deposits ($000)..................$546,180
Tier 1 Capital ($000)..................... $57,627
Risk Based Cap Ratio (%)................... 11.19
ROAA (%)................................................ 2.18
ROAE (%)..............................................23.57
Net Interest Margin (%)........................ 3.40
James F. Schwertley
Timothy J. Lapke
LONE TREE
Farmers & Merchants Savings Bank
200 North Devoe St • Lone Tree, IA 52755
Phone: (319) 629-4222 • Fax: (319) 629-4944
www.fmbankonline.com
FDIC Cert #10492 • Transit #073907541
Established: 1901
H/C: Lone Tree Service Company, Lone Tree, IA
Number of Branches: 3
DIRECTORS
Donald M. Kout
Elaine R. Kout
Gayle F. Kaalberg
Jeffery W. Jarrett
Keith E. Barnhart
LOWDEN
American Trust and Savings Bank
309 McKinley Ave, P.O. Box 129 • Lowden, IA 52255
Phone: (563) 941-5391 • Fax: (563) 941-7685
FDIC Cert #10120 • Transit #073917748
Established: 1913
H/C: Lowden Bancshares, Inc., Lowden, IA
DIRECTORS
Dick Mensing
Karen K. Baldwin
Kent K. Stout
Richard Crump
Richard R. Schluter
Steven Landauer
LUANA
Luana Savings Bank
100 Harvest Dr • Luana, IA 52156
Phone: (563) 539-2166 • Fax: (563) 539-2100
www.luanasavingsbank.com
FDIC Cert #253 • Transit #073914356
Established: 1908
H/C: Luana Bancorporation, Luana, IA
Number of Branches: 5
DIRECTORS
David L. Schultz
Gary Burrack
Larry A. Moore
Larry R. Fritz
Neil Meyer
Robert A. Schultz
Page 48 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
LYNNVILLE
First State Bank
413 East St • Lynnville, IA 50153
Phone: (641) 527-2535 • Fax: (641) 527-2534
www.fsbankia.com
FDIC Cert #5821 • Transit #073914411
Established: 1912
H/C: First State Bank Holding Company, Lynnville, IA
Number of Branches: 5
DIRECTORS
Bryce W. Gause
Dennis Vander Weerdt
Jerald Fleagle
Larry Melsa
OFFICERS
Chm Jerald Fleagle
Pres Steven L. Russell
CEO Steven L. Russell
CFO Steven L. Russell
COO Kyle R. Terpstra
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $158,816
Total Securities ($000).................. $38,800
Total Loans ($000)...................... $107,671
Total Deposits ($000).................. $131,956
Tier 1 Capital ($000)..................... $15,549
Risk Based Cap Ratio (%)...................14.38
ROAA (%)................................................ 1.39
ROAE (%).............................................. 13.97
Net Interest Margin (%)........................ 3.88
OFFICERS
Chm Jay P. Burdic
Pres Jay P. Burdic
CEO Jay P. Burdic
CFO Chris Gilbert
COO Jay P. Burdic
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $82,178
Total Securities ($000).....................$2,135
Total Loans ($000)........................ $70,496
Total Deposits ($000).....................$71,507
Tier 1 Capital ($000)........................$6,140
Risk Based Cap Ratio (%)................... 10.57
ROAA (%)................................................ 0.99
ROAE (%).............................................. 13.11
Net Interest Margin (%)........................ 3.83
OFFICERS
Chm Scott Albert Dunn
Pres Michael W. Dunn
CEO Michael W. Dunn
CFO Diane C. Hammell
COO Diane C. Hammell
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$389,726
Total Securities ($000).................. $21,858
Total Loans ($000)......................$349,580
Total Deposits ($000)..................$327,392
Tier 1 Capital ($000)..................... $35,758
Risk Based Cap Ratio (%)...................10.43
ROAA (%)................................................ 1.71
ROAE (%)..............................................18.05
Net Interest Margin (%)........................ 4.08
OFFICERS
Chm Gaylin R. Ranniger
Pres Gaylin R. Ranniger
CEO Gaylin R. Ranniger
CFO Gaylin R. Ranniger
COO Aaron Stangl
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $77,016
Total Securities ($000).................. $21,558
Total Loans ($000)........................ $38,944
Total Deposits ($000).................... $65,106
Tier 1 Capital ($000)..................... $11,224
Risk Based Cap Ratio (%)...................26.73
ROAA (%)................................................ 0.67
ROAE (%)................................................ 4.78
Net Interest Margin (%)........................ 2.78
Lester H. Gause
Stacey Alberts
Steven L. Russell
MALVERN
Malvern Trust & Savings Bank
404 Main St • Malvern, IA 51551
Phone: (712) 624-8686 • Fax: (712) 624-8060
www.malvernbank.com
FDIC Cert #14230 • Transit #104905807
Established: 1892
H/C: Malvern Bancshares, Inc., Malvern, IA
DIRECTORS
Jay P. Burdic
John C. Phelps
Marilyn Jessica Burdic
Marion Bakehouse
Roger Allen Johnson
MANCHESTER
Farmers & Merchants Savings Bank
101 East Main St • Manchester, IA 52057
Phone: (563) 927-4475 • Fax: (563) 927-2979
www.fmbankia.com
FDIC Cert #9298 • Transit #073903244
Established: 1925
H/C: Dunn Investment Co., Manchester, IA
Number of Branches: 6
DIRECTORS
Daniel M. Lynch
Gordon F. Goettsch
Mark H. Guetzko
Martin L. Dunn
Michael W. Dunn
Scott Albert Dunn
Tirzah N. Wedewer
MANNING
First National Bank of Manning
401 Main St • Manning, IA 51455
Phone: (712) 655-3557 • Fax: (712) 655-2505
www.fnbmanning.com
FDIC Cert #4477 • Transit #073904890
Established: 1886
H/C: Manning Financial Services, Inc., Manning, IA
DIRECTORS
Abbey Stangl
Gaylin R. Ranniger
Janet L. Ranniger
Lyle J. Schrum
Nancy Schrum
Susan Davis
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 49
MANSON
Manson State Bank
1001 Main St • Manson, IA 50563
Phone: (712) 469-3355 • Fax: (712) 469-2042
www.mansonbank.com
FDIC Cert #223 • Transit #073921556
Established: 1933
H/C: Rog-Lee, Incorporated, Manson, IA
DIRECTORS
Deborah A. Loerch
Dennis J. Besch
Lori Loerch
OFFICERS
Chm Roger L. Loerch
Pres Deborah A. Loerch
CEO Roger L. Loerch
CFO Deborah A. Loerch
COO Lynn S. Johnson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $38,533
Total Securities ($000)...................$21,178
Total Loans ($000)........................ $12,409
Total Deposits ($000).................... $32,025
Tier 1 Capital ($000)........................$3,763
Risk Based Cap Ratio (%)...................19.69
ROAA (%)................................................ 0.92
ROAE (%)................................................ 8.47
Net Interest Margin (%)........................ 2.65
OFFICERS
Chm James R. Westergaard
Pres Todd P. Sadler
CEO Todd P. Sadler
CFO Todd P. Sadler
COO Todd P. Sadler
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $75,821
Total Securities ($000).................... $9,400
Total Loans ($000)........................ $38,886
Total Deposits ($000).....................$55,476
Tier 1 Capital ($000)....................... $9,225
Risk Based Cap Ratio (%)...................20.43
ROAA (%)................................................ 1.58
ROAE (%)................................................ 8.73
Net Interest Margin (%)........................ 3.67
OFFICERS
Chm Kendra L. Beck
Pres Kevin Burns
CEO Alan Roy Tubbs
CFO Wendy Zaruba
COO Wendy Zaruba
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $312,918
Total Securities ($000)................$112,396
Total Loans ($000)...................... $173,786
Total Deposits ($000)..................$228,340
Tier 1 Capital ($000)..................... $45,412
Risk Based Cap Ratio (%)...................22.59
ROAA (%)................................................ 1.08
ROAE (%).................................................7.22
Net Interest Margin (%)........................ 3.06
OFFICERS
Chm Steven P. Kunzweiler
Pres Steven P. Kunzweiler
CEO Steven P. Kunzweiler
CFO Steven P. Kunzweiler
COO Steven P. Kunzweiler
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $65,362
Total Securities ($000).................. $24,278
Total Loans ($000)........................ $33,800
Total Deposits ($000).................... $55,226
Tier 1 Capital ($000)........................ $8,574
Risk Based Cap Ratio (%)................... 22.74
ROAA (%)................................................ 1.38
ROAE (%)..............................................10.68
Net Interest Margin (%)........................ 2.96
Marlyn E. Johnson
Roger L. Loerch
MAPLETON
Valley Bank & Trust
401 Main St • Mapleton, IA 51034
Phone: (712) 881-1131 • Fax: (712) 881-1133
www.valleybankmapleton.com
FDIC Cert #251 • Transit #073906034
Established: 1878
H/C: Beulah Bancorporation, Inc., Sioux Falls, SD
Number of Branches: 2
DIRECTORS
Blair Folkens
James R. Westergaard
Mark Kettelkamp
Russell C. Wray
Todd P. Sadler
MAQUOKETA
Maquoketa State Bank
203 North Main St • Maquoketa, IA 52060
Phone: (563) 652-2491 • Fax: (563) 652-2495
www.maquoketasb.com
FDIC Cert #17903 • Transit #073922351
Established: 1958
H/C: Ohnward Bancshares, Inc., Maquoketa, IA
Number of Branches: 4
DIRECTORS
Alan Roy Tubbs
Duane L. Stickley
Glenn A. Bartelt
Kendra L. Beck
Matthew Charles Osterhaus
Mona K. Reichling
Roger T. Stewart
Scott A. Wirth
Steven C. Flynn
Wanda L. Cornelius
MARCUS
Farmers State Bank
106 East Cedar St • Marcus, IA 51035
Phone: (712) 376-4154 • Fax: (712) 376-2759
www.fsbmarcus.com
FDIC Cert #8503 • Transit #073921006
Established: 1928
H/C: West Iowa Banc Corp., Marcus, IA
DIRECTORS
Bruce L. Schmadeke
Eric Wester
Ray Drefke
Robert Leavitt
Rodney Klingenberg
Ronald Erickson
Steven P. Kunzweiler
Page 50 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
MARCUS
First Trust & Savings Bank
100 West Pine St • Marcus, IA 51035
Phone: (712) 376-5511 • Fax: (712) 376-5520
www.1sttrust.com
FDIC Cert #15431 • Transit #073908728
Established: 1881
H/C: FT Bancshares, Inc., Aurelia, IA
Number of Branches: 3
DIRECTORS
Cheryl Pingrey Dorsey
Douglas A. Radke
Kent N. Ahnemann
Kyle H. Pingrey
OFFICERS
Chm Mark D. Pingrey
Pres Mark D. Pingrey
CEO Mark D. Pingrey
CFO Mark D. Pingrey
COO Kent N. Ahnemann
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $42,082
Total Securities ($000).................. $20,688
Total Loans ($000)........................ $16,842
Total Deposits ($000).................... $36,847
Tier 1 Capital ($000)....................... $4,258
Risk Based Cap Ratio (%)................... 18.76
ROAA (%)................................................ 0.41
ROAE (%)................................................ 3.98
Net Interest Margin (%)........................ 2.81
OFFICERS
Chm Kent M. Neighbor
Pres Douglas N. Neighbor
CEO Douglas N. Neighbor
CFO Lorna M. Barnes
COO Kimberly S. Rose
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $647,813
Total Securities ($000)................$130,940
Total Loans ($000)......................$464,840
Total Deposits ($000).................. $535,415
Tier 1 Capital ($000)..................... $85,522
Risk Based Cap Ratio (%)................... 17.79
ROAA (%)................................................ 1.64
ROAE (%).............................................. 12.19
Net Interest Margin (%)........................ 3.60
OFFICERS
Chm Bernard D. Cooper
Pres Tamara L. Danover
CEO Tamara L. Danover
CFO Tamara L. Danover
COO Tamara L. Danover
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $37,136
Total Securities ($000).................. $18,061
Total Loans ($000)........................ $15,694
Total Deposits ($000).................... $33,270
Tier 1 Capital ($000)....................... $3,626
Risk Based Cap Ratio (%)...................20.09
ROAA (%)................................................ 0.12
ROAE (%)................................................ 1.32
Net Interest Margin (%)........................ 3.46
OFFICERS
Chm Donald D. Arendt
Pres Kim V. Hulin
CEO Kim V. Hulin
CFO Kim V. Hulin
COO Angela M. Parks
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $57,865
Total Securities ($000)........................$481
Total Loans ($000)........................ $41,426
Total Deposits ($000).................... $53,102
Tier 1 Capital ($000)........................$4,607
Risk Based Cap Ratio (%)...................12.09
ROAA (%)................................................ 1.19
ROAE (%).............................................. 15.27
Net Interest Margin (%)........................ 3.38
Mark D. Pingrey
Ronald A. Galles
Steven M. Thomas
MARION
Farmers State Bank
1240 Eighth Ave • Marion, IA 52302
Phone: (319) 377-4891 • Fax: (319) 377-1230
www.myfsbonline.com
FDIC Cert #14209 • Transit #073911676
Established: 1927
H/C: Neighbor Insurance Agency, Inc., Marion, IA
Number of Branches: 8
DIRECTORS
Douglas N. Neighbor
Gene R. Neighbor
James A. Mollenhauer
Kent M. Neighbor
Kim C. Brokaw
Kim R. Colberg
Morris F. Neighbor
Robert H. Sippel
Steven K. Neighbor
Heritage Bank
695 Marion Blvd • Marion, IA 52302
Phone: (319) 373-5400 • Fax: (319) 373-8616
www.heritagebank.net
FDIC Cert #18463 • Transit #073912808
Established: 1899
H/C: Delhi Bancshares, Inc., Marion, IA
Number of Branches: 3
DIRECTORS
Bernard D. Cooper
Donald Guetzko
John Hubler
Paul Draper
Tamara L. Danover
Victor Klopfenstein
William Jacobson
MARSHALLTOWN
Citizens Savings Bank
110 West Southridge Rd • Marshalltown, IA 50158
Phone: (641) 844-1441 • Fax: (641) 844-0112
www.citizenssavingsbank.com
FDIC Cert #14785 • Transit #073910266
Established: 1907
H/C: Gilman Investment Co., Oskaloosa, IA
Number of Branches: 3
DIRECTORS
Angela M. Parks
Donald D. Arendt
Donna M. Arendt
Heather Duncan
Kim V. Hulin
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 51
MARSHALLTOWN
Farmers Savings Bank
205 West Main St • Marshalltown, IA 50158
Phone: (641) 752-2525 • Fax: (641) 752-0853
www.fsb-iowa.com
FDIC Cert #18394 • Transit #073911951
Established: 1894
H/C: Beaman Bancshares, Inc., Marshalltown, IA
Number of Branches: 3
DIRECTORS
Barbara L. Anderson
Bradley E. Stevens
Jerry L. Johnston
2206 South Center St • Marshalltown, IA 50158
Phone: (641) 752-2393 • Fax: (641) 752-2737
www.bankpinnacle.us
FDIC Cert #252 • Transit #073920777
Established: 1927
H/C: Iowa River Bancorp, Inc., Marshalltown, IA
Number of Branches: 2
OFFICERS
Chm David S. Burrell
Pres David S. Burrell
CEO David S. Burrell
CFO Jerry A. Young
COO Jane Heatwole
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$184,625
Total Securities ($000).................. $98,575
Total Loans ($000).........................$51,135
Total Deposits ($000)..................$154,362
Tier 1 Capital ($000)..................... $13,537
Risk Based Cap Ratio (%)...................16.63
ROAA (%)................................................ 0.78
ROAE (%)................................................ 8.39
Net Interest Margin (%)........................ 2.81
OFFICERS
Chm Thomas H. Pohlman
Pres Curtis A. Hoff
CEO Curtis A. Hoff
CFO Daniel Mathews
COO Daniel Mathews
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $108,315
Total Securities ($000).................. $42,389
Total Loans ($000)........................ $55,409
Total Deposits ($000).................... $91,002
Tier 1 Capital ($000)..................... $13,316
Risk Based Cap Ratio (%)................... 20.76
ROAA (%)................................................ 1.15
ROAE (%)................................................ 9.06
Net Interest Margin (%)........................ 3.15
OFFICERS
Chm Richard A. Halverson
Pres Randall D. Hanna
CEO Randall D. Hanna
CFO Randall D. Hanna
COO Randall D. Hanna
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $172,636
Total Securities ($000).................. $75,016
Total Loans ($000)........................ $85,939
Total Deposits ($000)..................$145,984
Tier 1 Capital ($000)..................... $17,012
Risk Based Cap Ratio (%)...................18.86
ROAA (%)................................................ 1.00
ROAE (%)................................................ 9.53
Net Interest Margin (%)........................ 3.59
Loras Neuroth
Nick Loney
Susan Thomas
United Bank & Trust National Association
2101 South Center St • Marshalltown, IA 50158
Phone: (641) 753-5900 • Fax: (641) 753-0800
www.ubtna.com
FDIC Cert #57391 • Transit #073922843
Established: 2002
H/C: Ames National Corporation, Ames, IA
Number of Branches: 2
DIRECTORS
Curtis A. Hoff
John S. Wise
Kathy L. Baker
Keith R. Brown
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $99,102
Total Securities ($000).................. $33,265
Total Loans ($000).........................$57,124
Total Deposits ($000).................... $84,389
Tier 1 Capital ($000)..................... $12,963
Risk Based Cap Ratio (%)...................21.64
ROAA (%)................................................ 0.71
ROAE (%)................................................ 5.42
Net Interest Margin (%)........................ 3.50
Larry E. McKibben
Thomas W. Campbell
Pinnacle Bank
DIRECTORS
David S. Burrell
Jerry A. Young
Larry Lasley
Lewis A. Anderson
OFFICERS
Chm Barbara L. Anderson
Pres Thomas W. Campbell
CEO Thomas W. Campbell
CFO Suzanne M. Mead
COO Thomas W. Campbell
Kevin L. Swartz
Larry A. Raymon
Michael W. Bloom
Thomas H. Pohlman
MASON CITY
Farmers State Bank
2501 Fourth St, SW • Mason City, IA 50401
Phone: (641) 424-3053 • Fax: (641) 424-3252
www.fsbbanks.com
FDIC Cert #5797 • Transit #073918569
Established: 1921
H/C: Farmers State Bancshares, Inc., Mason City, IA
Number of Branches: 9
DIRECTORS
Chad Nelson
Jerry Buechele
Nathan R. Halverson
Randall D. Hanna
Richard A. Halverson
Page 52 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
MASON CITY
First Citizens National Bank
2601 Fourth St, SW • Mason City, IA 50401
Phone: (641) 423-1600 • Fax: (641) 423-4600
www.firstcitizensnb.com
FDIC Cert #4433 • Transit #073901602
Established: 1892
H/C: First Citizens Financial Corp., Mason City, IA
Number of Branches: 9
DIRECTORS
Bruce D. Hertzke
Charles E. Sukup
Dan Varnum
George F. Jessen
Marti Rodamaker
OFFICERS
Chm Marti Rodamaker
Pres Marti Rodamaker
CEO Marti Rodamaker
CFO Jeffrey P. Gribben
COO Gregg A. Maakestad
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................$1,178,600
Total Securities ($000)................ $477,244
Total Loans ($000)......................$632,467
Total Deposits ($000).................. $924,957
Tier 1 Capital ($000)................... $127,473
Risk Based Cap Ratio (%)................... 18.18
ROAA (%)................................................ 1.42
ROAE (%)..............................................13.28
Net Interest Margin (%)........................ 3.44
OFFICERS
Chm Kary S. Paulson
Pres Kirk S. Paulson
CEO Kirk S. Paulson
CFO Kirk S. Paulson
COO Kirk S. Paulson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $182,163
Total Securities ($000).................. $42,352
Total Loans ($000)......................$126,399
Total Deposits ($000)..................$162,902
Tier 1 Capital ($000)......................$15,715
Risk Based Cap Ratio (%)...................12.22
ROAA (%)................................................ 1.91
ROAE (%)..............................................21.53
Net Interest Margin (%)........................ 3.45
OFFICERS
Chm Robert V. Dentel
Pres Mary P. Howell
CEO Mary P. Howell
CFO Mary P. Howell
COO Mary P. Howell
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $28,364
Total Securities ($000).................. $18,002
Total Loans ($000)...........................$8,517
Total Deposits ($000).................... $22,441
Tier 1 Capital ($000)........................$3,770
Risk Based Cap Ratio (%)................... 27.82
ROAA (%)................................................ 1.56
ROAE (%)..............................................10.69
Net Interest Margin (%)........................ 2.89
OFFICERS
Chm Clair J. Lensing Sr.
Pres Clair J. Lensing Sr.
CEO Clair J. Lensing Sr.
CFO Clair J. Lensing Sr.
COO Clair J. Lensing Jr.
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $58,945
Total Securities ($000).................. $13,030
Total Loans ($000)........................ $42,745
Total Deposits ($000).................... $42,216
Tier 1 Capital ($000)....................... $7,562
Risk Based Cap Ratio (%)................... 18.31
ROAA (%)................................................ 2.23
ROAE (%).............................................. 16.24
Net Interest Margin (%)........................ 4.20
Michael R. Molstead
Jay Tomson
Richard E. Bordwell
Thomas R. Schaefer
NSB Bank
2650 Fourth St, SW • Mason City, IA 50401
Phone: (641) 423-7638 • Fax: (641) 423-7630
www.nsbbank.com
FDIC Cert #8094 • Transit #073921530
Established: 1933
H/C: Northwood Financial Services Corp., Northwood, IA
Number of Branches: 3
DIRECTORS
Daniel Hendrikson
Dean Moretz
Donald D. Sapp
Kary S. Paulson
Kirk S. Paulson
Mark Davidson
Roger Bang
Thomas W. Quinlan
MAXWELL
Maxwell State Bank
122 Main St • Maxwell, IA 50161
Phone: (515) 387-1175 • Fax: (515) 387-1176
www.maxwellstatebank.com
FDIC Cert #15930 • Transit #073921938
Established: 1943
H/C: Dentel Bancorporation, Victor, IA
DIRECTORS
James A. Novinger
Kenneth E. Sandquist
Mary P. Howell
Robert V. Dentel
Verlyn E. Dentel
MAYNARD
Maynard Savings Bank
310 West Main St • Maynard, IA 50655
Phone: (563) 637-2289 • Fax: (563) 637-2280
www.maynardsavingsbank.com
FDIC Cert #13736 • Transit #073914550
Established: 1895
H/C: Fayette Bancorporation, Marion, IA
Number of Branches: 2
DIRECTORS
Clair J. Lensing Jr.
Clair J. Lensing Sr.
Dean Knapp
John W. D. Hofmeyer
Mary E. Lensing
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 53
MCGREGOR
Interstate Federal Savings and Loan Association
of McGregor
154 Main St • McGregor, IA 52157
Phone: (563) 873-3467 • Fax: (563) 873-3468
FDIC Cert #29501 • Transit #273970527
Established: 1935
DIRECTORS
Cathy J. Denning
James Teaser
Joseph Breckler
OFFICERS
Chm Cathy J. Denning
Pres Cathy J. Denning
CEO Cathy J. Denning
CFO Cathy J. Denning
COO Cathy J. Denning
Linda Witter
Robert Eggen
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...........................$8,591
Total Securities ($000)............................ $4
Total Loans ($000).......................... $6,759
Total Deposits ($000)...................... $6,583
Tier 1 Capital ($000)........................$1,647
Risk Based Cap Ratio (%)...................46.33
ROAA (%)................................................ 0.05
ROAE (%)................................................ 0.24
Net Interest Margin (%)........................ 3.34
MEDIAPOLIS
Mediapolis Savings Bank
605 Main St • Mediapolis, IA 52637
Phone: (319) 394-3191 • Fax: (319) 394-3981
www.mediapolissavingsbank.net
FDIC Cert #15772 • Transit #073921873
Established: 1940
H/C: Mediapolis Bancorporation, Mediapolis, IA
Number of Branches: 3
DIRECTORS
Aaron D. Schmidgall
Daniel S. Schulte
Donald H. Schmidgall
Jeffrey L. Burgus
OFFICERS
Chm Robert E. Breuer
Pres Jeffrey L. Burgus
CEO Jeffrey L. Burgus
CFO Kenneth R. Friedel
COO Kenneth R. Friedel
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$125,595
Total Securities ($000).................. $34,129
Total Loans ($000)........................ $80,752
Total Deposits ($000).................... $94,196
Tier 1 Capital ($000)..................... $14,905
Risk Based Cap Ratio (%)...................16.48
ROAA (%)................................................ 1.30
ROAE (%).............................................. 11.15
Net Interest Margin (%)........................ 3.30
OFFICERS
Chm John E. Benz
Pres John E. Benz
CEO John E. Benz
CFO John E. Benz
COO Gary T. Benz
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $64,853
Total Securities ($000).................. $29,507
Total Loans ($000)........................ $25,059
Total Deposits ($000).................... $53,732
Tier 1 Capital ($000)..................... $10,826
Risk Based Cap Ratio (%)...................21.83
ROAA (%).................................................1.17
ROAE (%).................................................7.11
Net Interest Margin (%)........................ 2.90
OFFICERS
Chm James W. Cravens
Pres Mark C. Fisher
CEO Mark C. Fisher
CFO Todd N. Johnson
COO Lisa E. Nelson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$193,858
Total Securities ($000).................... $8,402
Total Loans ($000)......................$169,086
Total Deposits ($000).................. $161,829
Tier 1 Capital ($000)......................$17,551
Risk Based Cap Ratio (%)................... 10.91
ROAA (%)................................................ 1.60
ROAE (%)..............................................15.03
Net Interest Margin (%)........................ 4.09
Kenneth E. Lanz
Kenneth L. Sutton
Kenneth R. Friedel
Robert E. Breuer
MELVIN
Melvin Savings Bank
260 Main St • Melvin, IA 51350
Phone: (712) 736-2420 • Fax: (712) 736-2183
www.melvinsavingsbank.com
FDIC Cert #256 • Transit #073917175
Established: 1912
H/C: Benz Holding Company, Melvin, IA
Number of Branches: 2
DIRECTORS
Gary T. Benz
James L. Benz
John E. Benz
Marilyn M. Damman
Philip R. Timmons
MILFORD
United Community Bank
1000 Okoboji Ave • Milford, IA 51351
Phone: (712) 338-2781 • Fax: (712) 338-4824
www.unitedcommunitybank.com
FDIC Cert #13656 • Transit #073921323
Established: 1931
H/C: Milford Bancorporation, Milford, IA
Number of Branches: 5
DIRECTORS
James P. Cravens
James W. Cravens
Mark C. Fisher
Rodney D. Simonson
Thomas W. Clary
Page 54 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
MONTEZUMA
Montezuma State Bank
OFFICERS
Chm Oran E. Watson
101 South Fourth St • Montezuma, IA 50171
Pres Kyle C. Cook
Phone: (641) 623-5766 • Fax: (641) 623-5798
CEO Kyle C. Cook
www.montestbk.com
CFO Kyle C. Cook
FDIC Cert #1860 • Transit #073905653
COO Kyle C. Cook
Established: 1892
H/C: Chief Iowa Investment Corporation, Montezuma, IA
DIRECTORS
Angela L. Watson Cook
Kyle C. Cook
Oran E. Watson
Steve C. Harms
Thomas R. Bernau
Peoples Savings Bank
106 South Second St • Montezuma, IA 50171
Phone: (641) 623-5105 • Fax: (641) 623-5183
www.peoplesbankmonte.com
FDIC Cert #16363 • Transit #073922063
Established: 1946
H/C: Arendt’s, Inc., Montezuma, IA
DIRECTORS
C. William Bolen
Curtis Bolen
David L. Arendt
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................... $37,474
Total Securities ($000)..................... $6,717
Total Loans ($000)........................ $15,946
Total Deposits ($000).................... $33,637
Tier 1 Capital ($000)........................$3,327
Risk Based Cap Ratio (%)...................18.65
ROAA (%)................................................ 0.40
ROAE (%)................................................ 3.80
Net Interest Margin (%)........................ 3.50
OFFICERS
Chm Richard L. Arendt
Pres David L. Arendt
CEO C. William Bolen
CFO David L. Arendt
COO Curtis Bolen
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $34,465
Total Securities ($000).................. $19,758
Total Loans ($000)........................ $10,126
Total Deposits ($000).................... $30,667
Tier 1 Capital ($000)....................... $3,648
Risk Based Cap Ratio (%)...................22.30
ROAA (%)................................................ 0.24
ROAE (%)................................................ 2.37
Net Interest Margin (%)........................ 3.11
OFFICERS
Chm Audrey G. Savage
Pres Audrey G. Savage
CEO Audrey G. Savage
CFO Brent D. Boies
COO Audrey G. Savage
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$367,615
Total Securities ($000)................$136,352
Total Loans ($000)......................$203,268
Total Deposits ($000)..................$308,368
Tier 1 Capital ($000)......................$33,976
Risk Based Cap Ratio (%)................... 14.07
ROAA (%)................................................ 1.77
ROAE (%).............................................. 14.77
Net Interest Margin (%)........................ 3.13
OFFICERS
Chm James C. Widmer
Pres Robert G. Meyer
CEO Robert G. Meyer
CFO Robert G. Meyer
COO Robert G. Meyer
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $80,591
Total Securities ($000).................. $22,112
Total Loans ($000).........................$47,742
Total Deposits ($000).................... $64,164
Tier 1 Capital ($000)..................... $15,583
Risk Based Cap Ratio (%)................... 29.71
ROAA (%)................................................ 1.38
ROAE (%).................................................7.34
Net Interest Margin (%)........................ 3.67
Mark Bolen
Michael L. Arendt
Richard L. Arendt
MONTICELLO
Citizens State Bank
117 West First St • Monticello, IA 52310
Phone: (319) 465-5921 • Fax: (319) 465-5926
www.citizensstateonline.com
FDIC Cert #9047 • Transit #073921190
Established: 1931
H/C: Herky Hawk Financial Corp., Monticello, IA
Number of Branches: 7
DIRECTORS
Audrey G. Savage
Craig Thompson
Daniel Ray Kumley
John Lansing
John Max Beitz
John Slattery
MOUNT PLEASANT
Wayland State Bank
301 South Main St • Mount Pleasant, IA 52641
Phone: (319) 385-8189 • Fax: (319) 385-8234
www.waylandstbank.com
FDIC Cert #1862 • Transit #073916422
Established: 1932
H/C: Heartway Bancorporation, Wayland, IA
Number of Branches: 2
DIRECTORS
James C. Widmer
James E. Henss
Mark E. Boshart
Robert G. Meyer
Stephen R. Gray
Timothy A. Egli
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 55
MOUNT VERNON
Bridge Community Bank
302 Hwy One, South • Mount Vernon, IA 52314
Phone: (319) 895-8200 • Fax: (319) 895-6979
www.bankatbridge.com
FDIC Cert #12717 • Transit #073907334
Established: 1903
H/C: Mechanicsville Bancshares, Inc., Mechanicsville, IA
Number of Branches: 3
DIRECTORS
Brent R. Montz
Cheryl A. Coppess
Clifford C. Avon
David L. Steen
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $80,179
Total Securities ($000)...................$16,748
Total Loans ($000)........................ $55,766
Total Deposits ($000).................... $69,056
Tier 1 Capital ($000)........................$8,148
Risk Based Cap Ratio (%)................... 15.11
ROAA (%)................................................ 1.30
ROAE (%)..............................................12.81
Net Interest Margin (%)........................ 3.67
OFFICERS
Chm Edward J. Fordyce
Pres David M. Ryan
CEO David M. Ryan
CFO Craig A. Smith
COO Craig A. Smith
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$103,589
Total Securities ($000).................. $28,646
Total Loans ($000)........................ $68,583
Total Deposits ($000).................... $83,690
Tier 1 Capital ($000)..................... $14,387
Risk Based Cap Ratio (%)...................20.23
ROAA (%)................................................ 1.01
ROAE (%).................................................7.30
Net Interest Margin (%)........................ 3.31
John Kuehnle
Kevin M. Driscoll
Robert A. Steen
Mount Vernon Bank and Trust Company
206 First St, SW • Mount Vernon, IA 52314
Phone: (319) 895-8835 • Fax: (319) 895-6268
www.mountvernonbank.com
FDIC Cert #10494 • Transit #073904751
Established: 1884
H/C: Mount Vernon Bancorp., Mount Vernon, IA
Number of Branches: 2
DIRECTORS
Alan M. Shepley
Craig A. Smith
David M. Ryan
Douglas D. Wolfe
OFFICERS
Chm Robert A. Steen
Pres Kevin M. Driscoll
CEO Robert A. Steen
CFO Robert A. Steen
COO Tina Hanks
Edward J. Fordyce
Michael R. Ryan
Richard J. Skotowski
MOVILLE
First Trust & Savings Bank
245 Main St • Moville, IA 51039
Phone: (712) 873-3131 • Fax: (712) 873-5511
www.firsttrustsavingsbank.com
FDIC Cert #8092 • Transit #073919911
Established: 1919
Number of Branches: 3
DIRECTORS
Amy L. Webb
Glenn A. Metcalf
Howard M. Logan
OFFICERS
Chm Howard M. Logan
Pres Amy L. Webb
CEO Howard M. Logan
CFO Amy L. Webb
COO Howard M. Logan
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$120,864
Total Securities ($000).................. $63,322
Total Loans ($000)........................ $25,994
Total Deposits ($000).................... $95,233
Tier 1 Capital ($000)..................... $23,375
Risk Based Cap Ratio (%)................... 33.31
ROAA (%)................................................ 1.19
ROAE (%)................................................ 5.98
Net Interest Margin (%)........................ 2.85
OFFICERS
Chm Gregory J. Kistler
Pres Robert J. Howard
CEO Robert J. Howard
CFO Jeffrey C. Pattison
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $441,806
Total Securities ($000)................ $107,505
Total Loans ($000)......................$287,522
Total Deposits ($000)..................$388,661
Tier 1 Capital ($000)..................... $44,572
Risk Based Cap Ratio (%)...................15.54
ROAA (%)................................................ 1.12
ROAE (%)..............................................10.06
Net Interest Margin (%)........................ 3.48
Larry L. Etler
Robin J. Beck
MUSCATINE
Central State Bank
301 Iowa Ave • Muscatine, IA 52761
Phone: (563) 263-3131 • Fax: (563) 262-3141
www.centralstate.com
FDIC Cert #1552 • Transit #073900742
Established: 1933
H/C: Central Bancshares, Inc., Muscatine, IA
Number of Branches: 8
DIRECTORS
Brenda S. Herington
C.E. Driscoll
Carlin C. Lawhead
Charles C. Swanson
Gregory J. Kistler
James J. Cuddeback
James P. Stein
Robert J. Howard
William M. Parks
Page 56 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
MUSCATINE
Community Bank & Trust
615 Cedar St • Muscatine, IA 52761
Phone: (563) 263-1122 • Fax: (563) 263-3203
www.commbk.net
FDIC Cert #23189 • Transit #073922458
Established: 1980
H/C: C-B-G, Inc., West Liberty, IA
Number of Branches: 6
DIRECTORS
David E. Carpenter
David R. Hook
Diana M. Gradert
Franklin N. Townsend
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $253,551
Total Securities ($000).................. $63,287
Total Loans ($000)......................$150,604
Total Deposits ($000).................. $223,971
Tier 1 Capital ($000)......................$22,151
Risk Based Cap Ratio (%)................... 14.77
ROAA (%)................................................ 0.95
ROAE (%)................................................ 8.95
Net Interest Margin (%)........................ 3.44
OFFICERS
Chm D. Scott Ingstad
Pres D. Scott Ingstad
CEO D. Scott Ingstad
CFO Kim K. Bartling
COO D. Scott Ingstad
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$294,352
Total Securities ($000).................. $17,393
Total Loans ($000)......................$235,696
Total Deposits ($000)..................$249,054
Tier 1 Capital ($000)..................... $32,856
Risk Based Cap Ratio (%)................... 16.11
ROAA (%)................................................ 1.13
ROAE (%)..............................................10.45
Net Interest Margin (%)........................ 3.24
OFFICERS
Pres Glenn A. McMichael
CEO Glenn A. McMichael
CFO Glenn A. McMichael
COO Glenn A. McMichael
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $46,385
Total Securities ($000).................... $5,848
Total Loans ($000)........................ $33,354
Total Deposits ($000).................... $39,083
Tier 1 Capital ($000)........................$5,161
Risk Based Cap Ratio (%)...................15.03
ROAA (%)................................................ 1.33
ROAE (%).............................................. 12.19
Net Interest Margin (%)........................ 3.53
OFFICERS
Chm Roger A. Hall
Pres Roger A. Hall
CEO Roger A. Hall
CFO Roger A. Hall
COO Roger A. Hall
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $63,220
Total Securities ($000).................. $18,953
Total Loans ($000)........................ $22,806
Total Deposits ($000).................... $57,481
Tier 1 Capital ($000)........................ $5,741
Risk Based Cap Ratio (%)...................21.08
ROAA (%)................................................ 0.33
ROAE (%)................................................ 3.77
Net Interest Margin (%)........................ 2.23
Gary D. Slight
Jeffrey P. Triplett
Ronald D. Sturms
Tom R. Spread
First National Bank of Muscatine
300 East Second St • Muscatine, IA 52761
Phone: (563) 263-4221 • Fax: (563) 262-4213
www.fnbmusc.com
FDIC Cert #961 • Transit #073900755
Established: 1933
H/C: Iowa First Bancshares Corp., Muscatine, IA
Number of Branches: 4
DIRECTORS
D. Scott Ingstad
David R. Housley
James C. Wester
John S. McKee
OFFICERS
Chm David E. Carpenter
Pres Gary D. Slight
CEO Gary D. Slight
CFO Jeffrey P. Triplett
COO Jeffrey P. Triplett
Katherine K. Vandygriff
Kim K. Bartling
Richard L. Shepley
Victor G. McAvoy
NASHUA
First State Bank
401 Main St • Nashua, IA 50658
Phone: (641) 435-4943 • Fax: (641) 435-4959
www.fsb-nashua.com
FDIC Cert #57910 • Transit #073922885
Established: 2005
H/C: FNSB Bancorporation Corp., Nashua, IA
DIRECTORS
Anita M. Sullivan
Brian R. Bierschenk
Charles O. Edson
Glenn A. McMichael
Mark J. Sexton
Thomas J. Sexton
NEOLA
Farmers & Merchants State Bank of Neola
300 Front St • Neola, IA 51559
Phone: (712) 485-2245 • Fax: (712) 485-2351
www.fmsb-iowa.com
FDIC Cert #8756 • Transit #073906720
Established: 1886
H/C: FMSB Bancorp, Neola, IA
Number of Branches: 2
DIRECTORS
Joseph D. Lehan
Mary A. Jenkins
Mike Eikenberry
Roger A. Hall
Steven J. Welbourne
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 57
NEVADA
Community Bank
1121 South G Ave • Nevada, IA 50201
Phone: (515) 382-3050 • Fax: (515) 382-6872
www.nevadacb.com
FDIC Cert #34249 • Transit #073922539
Established: 1996
H/C: Carroll County Bancshares, Inc., Carroll, IA
Number of Branches: 2
DIRECTORS
Daniel B. Engler
David F. Anderson
Dean N. Dueland
F. Jeffrey Hauenstein
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).......................$171,919
Total Securities ($000).....................$3,212
Total Loans ($000)......................$160,400
Total Deposits ($000)..................$142,059
Tier 1 Capital ($000)......................$18,417
Risk Based Cap Ratio (%)................... 13.27
ROAA (%)................................................ 1.51
ROAE (%)..............................................13.99
Net Interest Margin (%).........................3.74
OFFICERS
Chm Thomas H. Pohlman
Pres Stephen C. McGill
CEO Stephen C. McGill
CFO Adam Riedell
COO Adam Riedell
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $157,363
Total Securities ($000).................. $55,294
Total Loans ($000)........................ $89,019
Total Deposits ($000)..................$127,890
Tier 1 Capital ($000)..................... $17,005
Risk Based Cap Ratio (%)...................16.00
ROAA (%)................................................ 1.46
ROAE (%)..............................................13.03
Net Interest Margin (%)........................ 3.31
OFFICERS
Chm Robert Bulman
Pres Barry K. Fruechte
CEO Barry K. Fruechte
CFO Barry K. Fruechte
COO Gerald Imhoff
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $207,907
Total Securities ($000)................$143,038
Total Loans ($000)........................ $61,730
Total Deposits ($000).................. $161,602
Tier 1 Capital ($000)..................... $33,077
Risk Based Cap Ratio (%)...................49.53
ROAA (%)................................................ 1.62
ROAE (%)................................................ 9.31
Net Interest Margin (%)........................ 2.60
OFFICERS
Chm John P. Rigler II
Pres John P. Rigler II
CEO John P. Rigler II
CFO Donald C. Schroeder
COO Donald C. Schroeder
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$363,525
Total Securities ($000)................ $163,616
Total Loans ($000)...................... $163,381
Total Deposits ($000)..................$306,490
Tier 1 Capital ($000)..................... $30,505
Risk Based Cap Ratio (%)................... 13.14
ROAA (%)................................................ 1.23
ROAE (%)..............................................10.83
Net Interest Margin (%)........................ 3.14
Harold D. Brinkman
Robert L. Butcher
Thomas Brent Gronstal
Thomas J. Cahill
State Bank & Trust Company
1025 Sixth St • Nevada, IA 50201
Phone: (515) 382-2191 • Fax: (515) 382-3826
www.banksbt.com
FDIC Cert #15651 • Transit #073921831
Established: 1939
H/C: Ames National Corporation, Ames, IA
Number of Branches: 2
DIRECTORS
Dan E. Johnson
James Kurtenbach
Laurie L. Henry
Michelle R. Cassabaum
OFFICERS
Chm Thomas Brent Gronstal
Pres Daniel B. Engler
CEO Daniel B. Engler
CFO Daniel B. Engler
COO Daniel B. Engler
Richard O. Parker
Stephen C. McGill
Thomas H. Pohlman
NEW ALBIN
New Albin Savings Bank
118 Main St, NE • New Albin, IA 52160
Phone: (563) 544-4214 • Fax: (563) 544-4215
www.newalbinsavingsbank.com
FDIC Cert #8506 • Transit #073909015
Established: 1898
DIRECTORS
Allen Meiners
Barry K. Fruechte
Gerald Imhoff
James Hosch
Raymond J. Whalen
Robert Bulman
Steven Fruechte
NEW HAMPTON
State Bank
25 North Chestnut Ave • New Hampton, IA 50659
Phone: (641) 394-3021 • Fax: (641) 394-4969
www.statebankia.com
FDIC Cert #15503 • Transit #073921792
Established: 1937
H/C: Rigler Investment Company, New Hampton, IA
Number of Branches: 8
DIRECTORS
Cheryl L. Rigler
Grant L. Anderson
John Heying
John P. Rigler II
Mark Phillips
Patrick J. Gebel
Page 58 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
NEWELL
First Community Bank
119 South Fulton St • Newell, IA 50568
Phone: (712) 272-3321 • Fax: (712) 272-3323
www.fcb4u.com
FDIC Cert #14904 • Transit #073907897
Established: 1912
H/C: Newell Bancshares, Inc., Newell, IA
Number of Branches: 4
DIRECTORS
Kenneth Mohr
Lucinda Alden
Rachel Nesheim
OFFICERS
Chm Lucinda Alden
Pres Rachel Nesheim
CEO Rachel Nesheim
CFO Rachel Nesheim
COO Catherine Lange
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $95,093
Total Securities ($000).................. $19,984
Total Loans ($000)........................ $55,064
Total Deposits ($000).................... $75,591
Tier 1 Capital ($000)........................$8,397
Risk Based Cap Ratio (%)...................13.40
ROAA (%)................................................ 1.28
ROAE (%)..............................................10.86
Net Interest Margin (%)........................ 3.54
OFFICERS
Chm Gary S. Kahn
Pres Gary S. Kahn
CEO Gary S. Kahn
CFO Susan Maasdam
COO Susan Maasdam
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $78,001
Total Securities ($000)...................$21,774
Total Loans ($000)........................ $46,182
Total Deposits ($000).................... $70,961
Tier 1 Capital ($000)........................$6,991
Risk Based Cap Ratio (%)................... 15.18
ROAA (%)................................................ 0.56
ROAE (%)................................................ 6.42
Net Interest Margin (%)........................ 3.57
OFFICERS
Chm Steven D. Albrecht
Pres Steven D. Albrecht
CEO Steven D. Albrecht
CFO David Albrecht
COO David Lester
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $286,718
Total Securities ($000).................. $63,768
Total Loans ($000)......................$199,235
Total Deposits ($000)..................$236,693
Tier 1 Capital ($000)..................... $25,119
Risk Based Cap Ratio (%)................... 13.18
ROAA (%)................................................ 1.19
ROAE (%)..............................................12.52
Net Interest Margin (%)........................ 3.30
OFFICERS
Chm Paul D. Gray
Pres Paul D. Gray
CEO Paul D. Gray
CFO Paul D. Gray
COO Paul D. Gray
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $100,621
Total Securities ($000).................. $61,468
Total Loans ($000)........................ $29,460
Total Deposits ($000).................... $88,023
Tier 1 Capital ($000)........................$9,272
Risk Based Cap Ratio (%)...................22.83
ROAA (%)................................................ 1.15
ROAE (%)..............................................12.33
Net Interest Margin (%)........................ 2.20
Steve Kier
Walter Nesheim
NEWTON
First Newton National Bank
100 North Second Ave West • Newton, IA 50208
Phone: (641) 792-3010 • Fax: (641) 792-6672
www.firstnnb.com
FDIC Cert #4482 • Transit #073902096
Established: 1932
H/C: United Iowa Bancshares, Inc., Newton, IA
Number of Branches: 2
DIRECTORS
Chad Klein
Chris Herbold
Gary S. Kahn
James E. Willemsen
Jane B. Kahn
Robert M. Kahn
NORWALK
City State Bank
801 Main St • Norwalk, IA 50211
Phone: (515) 981-4234 • Fax: (515) 981-0805
www.citystatebank.com
FDIC Cert #14410 • Transit #073911061
Established: 1895
H/C: Albrecht Financial Services, Inc., Norwalk, IA
Number of Branches: 9
DIRECTORS
David Albrecht
Dean L. Albrecht
Don Desenberg
George Meinecke III
John H. Ghrist II
Kenneth L. Petersen
Phillip Kennedy
Richard E. Albrecht
Ronald J. Sundberg
Steven D. Albrecht
OELWEIN
Community Bank of Oelwein
150 First St, SE • Oelwein, IA 50662
Phone: (319) 283-4000 • Fax: (319) 283-9212
www.bankoelwein.com
FDIC Cert #34857 • Transit #073922678
Established: 1998
H/C: First Belmond Bancorporation, Belmond, IA
DIRECTORS
Bradley W. Robson
Kevin Imoehl
Lyle Miller
Paul D. Gray
Victor Miller
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 59
ONAWA
Blencoe State Bank
21945 Hwy 175 • Onawa, IA 51040
Phone: (712) 423-2232 • Fax: (712) 423-9652
www.blencoestatebank.com
FDIC Cert #13446 • Transit #073912073
Established: 1931
H/C: Monona Bancorporation, Onawa, IA
DIRECTORS
Charles E. Hitchman II
G. John Streeter
John Hubert
OFFICERS
Chm Charles E. Hitchman II
Pres Charles E. Hitchman II
CEO Charles E. Hitchman II
CFO Charles E. Hitchman II
COO Mary Davis
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $45,389
Total Securities ($000).................. $12,823
Total Loans ($000)........................ $21,029
Total Deposits ($000).....................$41,181
Tier 1 Capital ($000)....................... $3,980
Risk Based Cap Ratio (%)...................16.54
ROAA (%)................................................ 0.75
ROAE (%)................................................ 8.19
Net Interest Margin (%)........................ 3.41
OFFICERS
Chm Richard Aaron Waller
Pres John P. Heller
CEO John P. Heller
CFO John P. Heller
COO Richard Aaron Waller
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$212,948
Total Securities ($000).................. $11,858
Total Loans ($000)...................... $170,497
Total Deposits ($000).................. $179,500
Tier 1 Capital ($000)..................... $21,395
Risk Based Cap Ratio (%)...................13.85
ROAA (%)................................................ 1.70
ROAE (%).............................................. 14.37
Net Interest Margin (%)........................ 3.88
OFFICERS
Chm Jere Medlis Ahrens
Pres Jean A. Brumm
CEO Jean A. Brumm
CFO Jean A. Brumm
COO Geri Thompson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $217,662
Total Securities ($000)...................$87,714
Total Loans ($000)...................... $116,772
Total Deposits ($000).................. $188,447
Tier 1 Capital ($000)..................... $19,855
Risk Based Cap Ratio (%)................... 17.00
ROAA (%)................................................ 1.46
ROAE (%).............................................. 15.17
Net Interest Margin (%)........................ 2.69
OFFICERS
Chm James M. Schipper
Pres Kevin W. Klemesrud
CEO Kevin W. Klemesrud
CFO Kevin W. Klemesrud
COO Marcia Pontier
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$165,780
Total Securities ($000).................. $32,463
Total Loans ($000)...................... $118,577
Total Deposits ($000)..................$133,921
Tier 1 Capital ($000)..................... $15,230
Risk Based Cap Ratio (%)...................13.28
ROAA (%)................................................ 1.39
ROAE (%)..............................................15.64
Net Interest Margin (%)........................ 4.06
Mike Kelley
Ronald L. Cutler
ORANGE CITY
Northwestern Bank
122 Central Ave, NW • Orange City, IA 51041
Phone: (712) 737-4911 • Fax: (712) 737-8824
www.northwesternbankonline.com
FDIC Cert #13411 • Transit #073905006
Established: 1882
H/C: Security National Corporation, Dakota Dunes, SD
Number of Branches: 2
DIRECTORS
Daniel Kraai
Dennis Van Meeteren
Jim Vander Pol
John P. Heller
Kenneth Murphy
Lary G. Rosenboom
Richard Aaron Waller
Robert Hulstein
Steven C. Schmidt
OSAGE
Home Trust & Savings Bank
628 Main St • Osage, IA 50461
Phone: (641) 732-3763 • Fax: (641) 732-5121
www.hometrustbank.com
FDIC Cert #963 • Transit #073903493
Established: 1899
H/C: HTB, Inc., Osage, IA
DIRECTORS
Frank A. Ahrens II
Jean A. Brumm
Jere Medlis Ahrens
Peggy Ahrens Rice
Rick G. Bodensteiner
Scott Brandau
OSCEOLA
American State Bank
1000 Jeffreys Drive • Osceola, IA 50213
Phone: (641) 342-2175 • Fax: (641) 342-2262
www.americanstatebank.com
FDIC Cert #26944 • Transit #073922403
Established: 1987
H/C: Osceola Bancorporation, Osceola, IA
Number of Branches: 4
DIRECTORS
Denis Kale
James M. Schipper
Kevin W. Klemesrud
Marcia Pontier
Royce Diveley
Steven Reynolds
Todd Thompson
Page 60 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
OSCEOLA
Clarke County State Bank
139 South Main St • Osceola, IA 50213
Phone: (641) 342-6581 • Fax: (641) 342-4647
www.clarkebank.com
FDIC Cert #14980 • Transit #073921653
Established: 1935
H/C: John T. Vucurevich Foundation, Rapid City, SD
Number of Branches: 3
DIRECTORS
Bruce McClaflin
David Selene
Gregory R. LeGare
OFFICERS
Chm Gregory R. LeGare
Pres David Selene
CEO David Selene
CFO Amy Lampe
COO Amy Lampe
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $112,207
Total Securities ($000).................. $27,020
Total Loans ($000)........................ $71,356
Total Deposits ($000).................... $92,378
Tier 1 Capital ($000)..................... $12,270
Risk Based Cap Ratio (%)...................16.95
ROAA (%)................................................ 0.76
ROAE (%)................................................ 6.51
Net Interest Margin (%)........................ 3.08
OFFICERS
Chm Blair J. Van Zetten
Pres Paul L. Swenson
CEO Paul L. Swenson
CFO Keith C. Comfort
COO Paul L. Swenson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $114,724
Total Securities ($000).................. $15,227
Total Loans ($000)........................ $80,439
Total Deposits ($000).................... $94,966
Tier 1 Capital ($000)..................... $12,851
Risk Based Cap Ratio (%)................... 15.47
ROAA (%)................................................ 0.78
ROAE (%)................................................ 6.55
Net Interest Margin (%)........................ 3.84
OFFICERS
Chm Donald D. Berg
Pres Teri L. Messerschmitt
CEO Teri L. Messerschmitt
CFO Natalie Bolin
COO Natalie Bolin
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $297,639
Total Securities ($000)................ $151,866
Total Loans ($000)......................$123,929
Total Deposits ($000).................. $229,914
Tier 1 Capital ($000)..................... $30,501
Risk Based Cap Ratio (%)...................20.22
ROAA (%)................................................ 0.94
ROAE (%)................................................ 8.28
Net Interest Margin (%)........................ 3.15
OFFICERS
Chm Dale B. Smith
Pres Terry L. Meyer
CEO Terry L. Meyer
CFO Terry L. Meyer
COO Terry L. Meyer
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $32,795
Total Securities ($000)...................$12,974
Total Loans ($000).........................$17,787
Total Deposits ($000).................... $27,397
Tier 1 Capital ($000)........................$4,109
Risk Based Cap Ratio (%)...................25.61
ROAA (%)................................................ 1.95
ROAE (%)..............................................14.65
Net Interest Margin (%)........................ 3.77
Jack McFarland
John Sellars
Russell Flaherty
OSKALOOSA
TruBank
302 South Market St • Oskaloosa, IA 52577
Phone: (641) 673-8405 • Fax: (641) 673-4143
www.trubank.org
FDIC Cert #15484 • Transit #073901288
Established: 1937
H/C: IT&S of Iowa Inc., Oskaloosa, IA
Number of Branches: 3
DIRECTORS
Blair J. Van Zetten
Bradley R. Sporrer
Darrell J. Baxter
Kenneth Van Gilst
Paul L. Swenson
OTTUMWA
South Ottumwa Savings Bank
320 Church St • Ottumwa, IA 52501
Phone: (641) 682-7541 • Fax: (641) 682-1846
www.sosb-ia.com
FDIC Cert #9099 • Transit #073900690
Established: 1903
H/C: Cornerstone Financial Services Group, Inc., Ottumwa, IA
Number of Branches: 3
DIRECTORS
Donald D. Berg
James Kosman
L. Gene Carlson
Penny Berg
Roger Winslow
Teri L. Messerschmitt
PALO
Palo Savings Bank
606 First St • Palo, IA 52324
Phone: (319) 851-2241 • Fax: (319) 851-2231
www.palosavingsbank.com
FDIC Cert #13990 • Transit #073915193
Established: 1908
H/C: Bankers Equity Corporation, Palo, IA
DIRECTORS
Beth J. Rathje
Dale B. Smith
John L. Huntington
Norma J. McVay
Terry L. Meyer
Vicki J. Owens
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 61
PANORA
Guthrie County State Bank
505 East Main St • Panora, IA 50216
Phone: (641) 755-2400 • Fax: (641) 755-2344
www.gcsbank.com
FDIC Cert #226 • Transit #073921404
Established: 1931
H/C: Guthrie County Bancshares, Inc., Panora, IA
Number of Branches: 2
DIRECTORS
Barry E. Monaghan
Donald Reinhart
Larry Brandt
Margaret Batschelet
Michael Landon Underwood
Patrick Moylan
Roger Dean Underwood
Scott Gonzales
Panora State Bank
120 East Main • Panora, IA 50216
Phone: (641) 755-2141 • Fax: (641) 755-3251
www.panorastatebank.com
FDIC Cert #18001 • Transit #073922364
Established: 1959
H/C: Dentel Bancorporation, Victor, IA
DIRECTORS
Dennis Jorgensen
Floyd Krakau
Julie Dent-Zajicek
Lynn Dentel
OFFICERS
Chm Roger Dean Underwood
Pres Michael Landon Underwood
CEO Michael Landon Underwood
CFO Michael Landon Underwood
COO Jamie Patrick
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $113,102
Total Securities ($000).................. $25,642
Total Loans ($000)........................ $72,820
Total Deposits ($000).................... $91,020
Tier 1 Capital ($000)..................... $10,933
Risk Based Cap Ratio (%)...................15.94
ROAA (%)................................................ 0.89
ROAE (%)................................................ 8.70
Net Interest Margin (%)........................ 3.73
OFFICERS
Chm Robert V. Dentel
Pres Julie Dent-Zajicek
CEO Julie Dent-Zajicek
CFO Julie Dent-Zajicek
COO Julie Dent-Zajicek
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $71,884
Total Securities ($000).................. $41,567
Total Loans ($000)........................ $25,020
Total Deposits ($000).................... $52,439
Tier 1 Capital ($000)....................... $9,003
Risk Based Cap Ratio (%)....................27.87
ROAA (%)................................................ 2.31
ROAE (%)..............................................13.88
Net Interest Margin (%)........................ 3.57
OFFICERS
Chm Craig A. Marquardt
Pres Craig A. Marquardt
CEO Craig A. Marquardt
CFO Craig A. Marquardt
COO Craig A. Marquardt
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $42,894
Total Securities ($000).................. $26,454
Total Loans ($000)........................ $13,691
Total Deposits ($000).................... $35,725
Tier 1 Capital ($000)....................... $6,733
Risk Based Cap Ratio (%)...................33.06
ROAA (%)................................................ 1.10
ROAE (%)................................................ 6.99
Net Interest Margin (%)........................ 3.01
OFFICERS
Chm Richard N. Glendening
Pres Steven L. Fopma
CEO Steven L. Fopma
CFO Steven L. Fopma
COO Kendra K. Slycord
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$150,725
Total Securities ($000).................. $27,958
Total Loans ($000)......................$106,980
Total Deposits ($000)..................$123,601
Tier 1 Capital ($000)..................... $14,835
Risk Based Cap Ratio (%)...................14.38
ROAA (%)................................................ 1.77
ROAE (%)..............................................14.38
Net Interest Margin (%)........................ 3.90
Mary P. Howell
Neil Wright
Robert J. Dentel
Robert V. Dentel
PATON
Community State Bank
207 South Main St • Paton, IA 50217
Phone: (515) 968-4131 • Fax: (515) 968-4150
www.csbpaton.com
FDIC Cert #17551 • Transit #073922296
Established: 1956
DIRECTORS
Arlen O. Hirsch
Craig A. Marquardt
David Cunningham
James Sandberg
Rebecca Tourte
PELLA
Leighton State Bank
900 Washington St • Pella, IA 50219
Phone: (641) 628-1566 • Fax: (641) 628-7286
www.leightonbank.com
FDIC Cert #10118 • Transit #073916778
Established: 1911
H/C: Leighton Investment Company, Pella, IA
Number of Branches: 4
DIRECTORS
James M. Brandl
Mark J. Ellingson
Norman L. Ver Ploeg
Richard N. Glendening
Steven L. Fopma
Wendy L. Sims
William J. Bruxvoort
Page 62 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
PELLA
Marion County State Bank
800 Main St • Pella, IA 50219
Phone: (641) 628-2191 • Fax: (641) 628-9275
www.marioncountybank.com
FDIC Cert #15272 • Transit #073913674
Established: 1935
H/C: Pella Financial Group, Inc., Pella, IA
Number of Branches: 2
DIRECTORS
Bryce J. Dahm
J. Mark De Cook
Judd Vande Voort
M. Bruce Heerema
Paul Hietbrink
Peter W. Verhey
OFFICERS
Chm M. Bruce Heerema
Pres Steven Kraayenbrink
CEO Steven Kraayenbrink
CFO Ronald E. Zantingh
COO Ronald E. Zantingh
Ralph J. De Haan
Ronald E. Zantingh
Steven Kraayenbrink
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).......................$274,312
Total Securities ($000).................. $89,292
Total Loans ($000)...................... $178,146
Total Deposits ($000).................. $222,748
Tier 1 Capital ($000)..................... $28,118
Risk Based Cap Ratio (%)...................15.88
ROAA (%)................................................ 2.10
ROAE (%)..............................................19.45
Net Interest Margin (%)........................ 3.50
PERRY
Raccoon Valley Bank
1202 Second St • Perry, IA 50220
Phone: (515) 465-3521 • Fax: (515) 465-4346
www.raccoonvalleybank.com
FDIC Cert #245 • Transit #073920887
Established: 1927
H/C: Perry Investment Company, Perry, IA
Number of Branches: 5
DIRECTORS
Dan Wilhelmi
Douglas McDermott
Elizabeth Garst
H. Tom Holcomb
Jon J. Peters
Robert A. Baird
OFFICERS
Chm Terry D. Nielsen
Pres Terry D. Nielsen
CEO Terry D. Nielsen
CFO Kendall L. Rathje
COO Kendall L. Rathje
Sally Garst Haerr
Sarah Garst
Terry D. Nielsen
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$225,238
Total Securities ($000).................. $66,418
Total Loans ($000)...................... $146,197
Total Deposits ($000).................. $204,114
Tier 1 Capital ($000)..................... $16,959
Risk Based Cap Ratio (%)................... 10.74
ROAA (%)................................................ 1.21
ROAE (%).............................................. 16.24
Net Interest Margin (%)........................ 3.22
PILOT GROVE
Pilot Grove Savings Bank
1341 Pilot Grove Rd • Pilot Grove, IA 52648
Phone: (319) 469-3951 • Fax: (319) 469-4905
www.pilotgrovesavingsbank.com
FDIC Cert #9100 • Transit #073916668
Established: 1911
H/C: Pilot Bancorp, Inc., Pilot Grove, IA
Number of Branches: 14
DIRECTORS
Daniel A. Steffensmeier
Dennis J. Fitzpatrick
Fredrick E. Probasco
J. David Gentry
OFFICERS
Chm Daniel A. Steffensmeier
Pres Ted J. Vonderhaar
CEO Ted J. Vonderhaar
CFO Gary T. Lovik
COO Gary T. Lovik
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $559,749
Total Securities ($000)................ $119,524
Total Loans ($000)...................... $397,339
Total Deposits ($000).................. $480,376
Tier 1 Capital ($000)..................... $48,367
Risk Based Cap Ratio (%)...................12.79
ROAA (%)................................................ 1.36
ROAE (%)..............................................12.77
Net Interest Margin (%)........................ 3.49
OFFICERS
Chm Robert V. Dentel
Pres Robert F. O’Donnell
CEO Robert F. O’Donnell
CFO Robert F. O’Donnell
COO Craig A. Phillips
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $100,245
Total Securities ($000)...................$57,111
Total Loans ($000)........................ $35,897
Total Deposits ($000).................... $79,219
Tier 1 Capital ($000)..................... $16,777
Risk Based Cap Ratio (%)...................30.59
ROAA (%)................................................ 2.55
ROAE (%)..............................................12.64
Net Interest Margin (%)........................ 3.53
Jeffrey R. Jones
Robert E. Breazeale
Ted J. Vonderhaar
POCAHONTAS
Pocahontas State Bank
233 North Main St • Pocahontas, IA 50574
Phone: (712) 335-3567 • Fax: (712) 335-4898
www.pocahontasstatebank.net
FDIC Cert #234 • Transit #073920683
Established: 1926
H/C: Dentel Bancorporation, Victor, IA
Number of Branches: 3
DIRECTORS
Mary P. Howell
Richard A. Nedved
Robert F. O’Donnell
Robert V. Dentel
Verlyn E. Dentel
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 63
PRIMGHAR
First National Bank of Primghar
180 South Hayes Ave • Primghar, IA 51245
Phone: (712) 957-2615 • Fax: (712) 957-0131
www.fnbprimghar.com
FDIC Cert #4494 • Transit #073907855
Established: 1889
DIRECTORS
Jay H. Smith
Jean Fulk
Steven J. Ney
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).........................$31,951
Total Securities ($000).................. $11,523
Total Loans ($000)........................ $19,259
Total Deposits ($000).................... $25,768
Tier 1 Capital ($000)........................ $4,974
Risk Based Cap Ratio (%)................... 24.24
ROAA (%)................................................ 0.54
ROAE (%)................................................ 3.40
Net Interest Margin (%)........................ 3.63
OFFICERS
Chm Gerald L. Leng
Pres Gerald L. Leng
CEO Gerald L. Leng
CFO Gerald L. Leng
COO Gerald L. Leng
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $168,247
Total Securities ($000).................. $38,626
Total Loans ($000)...................... $123,740
Total Deposits ($000)..................$142,460
Tier 1 Capital ($000)..................... $15,027
Risk Based Cap Ratio (%)...................12.36
ROAA (%)................................................ 2.00
ROAE (%)..............................................22.70
Net Interest Margin (%)........................ 3.59
OFFICERS
Chm Richard R. Drake
Pres Bryan S. Drake
CEO Bryan S. Drake
CFO Bryan S. Drake
COO Bryan S. Drake
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $103,196
Total Securities ($000).................. $33,010
Total Loans ($000)........................ $53,894
Total Deposits ($000).................... $92,756
Tier 1 Capital ($000)........................$9,765
Risk Based Cap Ratio (%)..................... 9.95
ROAA (%)................................................ 0.81
ROAE (%)................................................ 8.54
Net Interest Margin (%)........................ 2.98
OFFICERS
Chm Marlys F. Swenson
Pres Mark C. Hooper
CEO Mark C. Hooper
CFO Tamara S. Jacobson
COO Tamara S. Jacobson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $62,775
Total Securities ($000).....................$6,132
Total Loans ($000)........................ $52,137
Total Deposits ($000).................... $55,335
Tier 1 Capital ($000)....................... $6,230
Risk Based Cap Ratio (%)...................12.18
ROAA (%)................................................ 1.23
ROAE (%)..............................................12.33
Net Interest Margin (%)........................ 3.47
Thomas R. Merry
William Wagner
Savings Bank
185 South Green Ave • Primghar, IA 51245
Phone: (712) 957-6815 • Fax: (712) 957-0800
www.savingsbankia.com
FDIC Cert #13735 • Transit #073907868
Established: 1894
H/C: Capital Bancshares, Inc., Primghar, IA
Number of Branches: 3
DIRECTORS
Arnold G. Leng
David Treimer
Douglas Walvoord
Duane Kolpin
OFFICERS
Chm Jay H. Smith
Pres Jay H. Smith
CEO Jean Fulk
CFO Jay H. Smith
COO Jay H. Smith
Gerald L. Leng
Keith Weber
Kenneth Smith
RADCLIFFE
Security State Bank
207 Isabella St • Radcliffe, IA 50230
Phone: (515) 899-2121 • Fax: (515) 899-2126
www.ssbonline.biz
FDIC Cert #18448 • Transit #073908359
Established: 1884
H/C: Drake Holding Company, Radcliffe, IA
Number of Branches: 4
DIRECTORS
Bryan S. Drake
David L. Schmidt
James O. Willmore
Richard R. Drake
RAKE
State Savings Bank
102 North Main St, P.O. Box 139 • Rake, IA 50465
Phone: (641) 566-3321 • Fax: (641) 566-3324
FDIC Cert #8513 • Transit #073915449
Established: 1914
H/C: Rake Bancorporation, Rake, IA
DIRECTORS
Harlan Asmus
Mark C. Hooper
Marlys F. Swenson
Steven L. Johanson
Tamara S. Jacobson
Page 64 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
RANDOLPH
Tri-Valley Bank
104 Main S, P.O. Box 87 • Randolph, IA 51649
Phone: (712) 625-2201 • Fax: (712) 625-2081
www.tri-valleycenters.com
FDIC Cert #12417 • Transit #073919270
Established: 1917
Number of Branches: 2
DIRECTORS
Bruce Keim
Garry Ailes
Jay W. Longinaker
K. Alan Deines
OFFICERS
Chm Jay W. Longinaker
Pres Jay W. Longinaker
CEO K. Alan Deines
CFO Camielle Silence
COO Camielle Silence
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $72,682
Total Securities ($000).................. $38,992
Total Loans ($000)........................ $28,214
Total Deposits ($000).................... $63,620
Tier 1 Capital ($000)....................... $7,502
Risk Based Cap Ratio (%)...................19.58
ROAA (%)............................................... -0.24
ROAE (%)............................................... -2.71
Net Interest Margin (%)........................ 2.72
OFFICERS
Chm Mark J. Sexton
Pres Edgar A. Traeger III
CEO Edgar A. Traeger III
CFO Lois A. Ganske
COO Edgar A. Traeger III
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $71,295
Total Securities ($000).................. $26,315
Total Loans ($000)........................ $41,433
Total Deposits ($000).................... $54,321
Tier 1 Capital ($000)....................... $8,293
Risk Based Cap Ratio (%)................... 17.94
ROAA (%)................................................ 1.55
ROAE (%).............................................. 13.10
Net Interest Margin (%)........................ 3.07
OFFICERS
Chm George E. Maher
Pres James D. Sifford
CEO James D. Sifford
CFO James D. Sifford
COO Sue Harris
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $170,461
Total Securities ($000).................. $23,842
Total Loans ($000)...................... $109,475
Total Deposits ($000).................. $151,258
Tier 1 Capital ($000)..................... $13,836
Risk Based Cap Ratio (%)................... 12.76
ROAA (%)................................................ 0.95
ROAE (%)................................................ 8.79
Net Interest Margin (%)........................ 3.40
OFFICERS
Chm Clement J. Havlik
Pres Steven A. Tscherter
CEO Erik Skovgard
CFO Emily J. Girsch
COO Adrian A. Johnson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $760,160
Total Securities ($000)................$135,434
Total Loans ($000)......................$557,282
Total Deposits ($000)..................$558,227
Tier 1 Capital ($000)..................... $54,496
Risk Based Cap Ratio (%)...................10.33
ROAA (%)................................................ 0.89
ROAE (%)................................................ 9.08
Net Interest Margin (%)........................ 4.07
Lora L. Damme
Mike Johnson
Norma Troxel
Robert E. Geiger
READLYN
Readlyn Savings Bank
141 Main St • Readlyn, IA 50668
Phone: (319) 279-3321 • Fax: (319) 279-3382
www.readlynsavingsbank.com
FDIC Cert #9300 • Transit #073915494
Established: 1904
H/C: Readlyn Bancshares, Inc., Saint Paul, MN
DIRECTORS
Andrew G. Sexton
Douglas J. Sheppard
Edgar A. Traeger III
Elton H. Schutte
Eugene L. Matthias
LaVerne H. Leistikow
Mark J. Sexton
Timothy A. Sexton
RED OAK
Houghton State Bank
116 East Coolbaugh St • Red Oak, IA 51566
Phone: (712) 623-4823 • Fax: (712) 623-4512
www.houghtonstatebank.com
FDIC Cert #15405 • Transit #073901990
Established: 1879
H/C: Lauritzen Corporation, Omaha, NE
Number of Branches: 5
DIRECTORS
Fred Kuehl
George E. Maher
James D. Sifford
Larry R. Johnson
Max Hossle
Sue Harris
REINBECK
Lincoln Savings Bank
508 Main St • Reinbeck, IA 50669
Phone: (319) 788-6441 • Fax: (319) 788-6697
www.mylsb.com
FDIC Cert #14207 • Transit #073905527
Established: 1902
H/C: Lincoln Bancorp, Reinbeck, IA
Number of Branches: 18
DIRECTORS
Clement J. Havlik
Cordell Peterson
Erik Skovgard
James Schneider
Jeff Dralle
Michael Q. Peterson
Milton Dakovich
Richard Rickert
Steven A. Tscherter
Steven Brouwer
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 65
REMBRANDT
OFFICERS
Chm Ronald G. Haraldson
Pres James C. Haraldson
CEO James C. Haraldson
CFO James C. Haraldson
COO James C. Haraldson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $55,678
Total Securities ($000).................. $13,311
Total Loans ($000)........................ $31,621
Total Deposits ($000).................... $45,906
Tier 1 Capital ($000)........................$9,337
Risk Based Cap Ratio (%)...................29.38
ROAA (%)................................................ 0.42
ROAE (%)................................................ 2.53
Net Interest Margin (%)........................ 2.66
OFFICERS
Chm William R. Bernau
Pres Christopher M. Goerdt
CEO Christopher M. Goerdt
CFO William R. Bernau
COO William R. Bernau
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $29,233
Total Securities ($000)...................$11,179
Total Loans ($000)........................ $13,515
Total Deposits ($000).................... $22,833
Tier 1 Capital ($000)........................$2,126
Risk Based Cap Ratio (%)...................15.20
ROAA (%)................................................ 0.96
ROAE (%).............................................. 12.19
Net Interest Margin (%)........................ 3.38
OFFICERS
Chm George Schneidermann
Pres Scott Schneidermann
CEO Scott Schneidermann
CFO Scott Schneidermann
COO Scott Schneidermann
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $173,286
Total Securities ($000).................. $50,306
Total Loans ($000)...................... $105,813
Total Deposits ($000).................. $127,470
Tier 1 Capital ($000)......................$15,376
Risk Based Cap Ratio (%)...................12.96
ROAA (%)................................................ 0.24
ROAE (%)................................................ 2.38
Net Interest Margin (%)........................ 3.24
First National Bank of Rembrandt
101 East Main St, P.O. Box 107 • Rembrandt, IA 50576
Phone: (712) 286-5491 • Fax: (712) 286-5492
FDIC Cert #13841 • Transit #073915520
Established: 1915
DIRECTORS
James C. Haraldson
Janet Haraldson
Kal Bovee
Ronald G. Haraldson
Valerie Mosbo
RIVERSIDE
Peoples Trust and Savings Bank
90 East Railroad St • Riverside, IA 52327
Phone: (319) 648-2221 • Fax: (319) 648-2231
www.riverside-bank.com
FDIC Cert #11351 • Transit #073920942
Established: 1928
H/C: Country Bancorporation, Crawfordsville, IA
DIRECTORS
Christopher M. Goerdt
Paul H. LaRoche
Terrance J. Stumpf
Thomas R. Bernau
William R. Bernau
ROCK RAPIDS
Frontier Bank
301 First Ave • Rock Rapids, IA 51246
Phone: (712) 472-2537 • Fax: (712) 472-2620
www.frontierbk.com
FDIC Cert #33922 • Transit #073921420
Established: 1932
H/C: Rock Rivers Bancorp, Rock Rapids, IA
Number of Branches: 3
DIRECTORS
George Schneidermann
Kennis Peters
Robert E. Ladd
Roger Knoblock
Scott Schneidermann
ROCK VALLEY
Peoples Bank
1230 Valley Dr • Rock Valley, IA 51247
Phone: (712) 476-2746 • Fax: (712) 476-2748
www.peoples-ebank.com
FDIC Cert #16265 • Transit #073922005
Established: 1946
H/C: Peoples Bancorp, Rock Valley, IA
Number of Branches: 6
DIRECTORS
Al Vermeer
Allen Blauwet
Charles Van Driessen
Dennis Michels
Earl De Bey
Joe D. Van Tol
Philip Kooima
OFFICERS
Chm Joe D. Van Tol
Pres Dale Kooima
CEO Al Vermeer
CFO Lynn Van Beek
COO Todd Visser
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $420,179
Total Securities ($000).................. $28,405
Total Loans ($000)...................... $366,171
Total Deposits ($000).................. $348,910
Tier 1 Capital ($000)..................... $42,796
Risk Based Cap Ratio (%)...................12.75
ROAA (%)................................................ 2.22
ROAE (%)..............................................19.63
Net Interest Margin (%)........................ 4.18
Page 66 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
ROCK VALLEY
Premier Bank
1004 21St Ave • Rock Valley, IA 51247
Phone: (712) 476-9100 • Fax: (712) 476-9108
www.epremierbank.com
FDIC Cert #34384 • Transit #073922555
Established: 1997
H/C: Premier Holdings, Ltd., Rock Valley, IA
Number of Branches: 3
DIRECTORS
Daniel Taylor
Darrell Vande Vegte
Greg T. Westra
OFFICERS
Chm Wade Gort
Pres Wade Gort
CEO Wade Gort
CFO Wade Gort
COO Wade Gort
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $297,824
Total Securities ($000).................. $10,605
Total Loans ($000)......................$258,700
Total Deposits ($000)..................$238,968
Tier 1 Capital ($000)..................... $33,575
Risk Based Cap Ratio (%)...................13.64
ROAA (%)................................................ 2.73
ROAE (%)..............................................23.25
Net Interest Margin (%)........................ 4.29
OFFICERS
Chm Robert J. Dixon
Pres William J. Winkleblack
CEO Robert J. Dixon
CFO William J. Winkleblack
COO Jennifer Trenary
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $48,749
Total Securities ($000)...................$17,414
Total Loans ($000)........................ $25,927
Total Deposits ($000).................... $37,487
Tier 1 Capital ($000)....................... $4,867
Risk Based Cap Ratio (%)................... 17.38
ROAA (%)................................................ 1.27
ROAE (%)..............................................12.58
Net Interest Margin (%)........................ 3.78
OFFICERS
Chm Donald E. Shields
Pres Gregory D. Shields
CEO Gregory D. Shields
CFO Gregory D. Shields
COO Gregory D. Shields
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).........................$16,576
Total Securities ($000)............................ $4
Total Loans ($000)...........................$5,373
Total Deposits ($000).................... $15,364
Tier 1 Capital ($000)........................ $1,174
Risk Based Cap Ratio (%)................... 19.21
ROAA (%)................................................ 0.28
ROAE (%)................................................ 4.08
Net Interest Margin (%)........................ 2.37
OFFICERS
Chm Larry Olson
Pres Larry Olson
CEO Larry Olson
CFO Dennis C. Galloway
COO Dennis C. Galloway
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $47,606
Total Securities ($000).................. $20,670
Total Loans ($000).........................$25,917
Total Deposits ($000).................... $34,463
Tier 1 Capital ($000)..................... $12,699
Risk Based Cap Ratio (%)................... 41.28
ROAA (%)................................................ 1.95
ROAE (%).................................................7.38
Net Interest Margin (%)........................ 3.47
Harold Westra
Joyce Van Engen
Wade Gort
ROLFE
Rolfe State Bank
316 Garfield St • Rolfe, IA 50581
Phone: (712) 848-3480 • Fax: (712) 848-3228
www.rolfestatebank.com
FDIC Cert #15575 • Transit #073921611
Established: 1934
H/C: Dixon Bancshares, Inc., Rolfe, IA
Number of Branches: 2
DIRECTORS
Dean W. Duitscher
Loren H. Thompson
Robert J. Dixon
Robert W. Dixon
William J. Winkleblack
ROWLEY
Rowley Savings Bank
114 Ely St • Rowley, IA 52329
Phone: (319) 938-2211 • Fax: (319) 938-2214
www.rowleysavingsbank.com
FDIC Cert #9102 • Transit #073915656
Established: 1914
H/C: Shields Agency, Inc., Rowley, IA
DIRECTORS
Craig L. Clark
Donald E. Shields
Gregory D. Shields
H. Vivian Davis
Karen Shields
ROYAL
Home State Bank
202 Third Ave • Royal, IA 51357
Phone: (712) 933-5511 • Fax: (712) 933-2397
www.hsbroyal.com
FDIC Cert #966 • Transit #073918378
Established: 1915
H/C: Royal Bancshares, Inc., Royal, IA
DIRECTORS
David G. Rayner
Dennis C. Galloway
Julie Jacobsen
Larry Olson
Lesa Manning
Shirley Olson
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 67
SAC CITY
Citizens Bank
500 West Main St • Sac City, IA 50583
Phone: (712) 662-4755 • Fax: (712) 662-4951
www.citizensbanksaccity.com
FDIC Cert #8758 • Transit #073921048
Established: 1929
H/C: Citizens Holding Company, Sac City, IA
Number of Branches: 2
DIRECTORS
Darvin Saddoris
Mike Green
Russell Pickhinke
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $56,546
Total Securities ($000).................. $24,782
Total Loans ($000)........................ $24,540
Total Deposits ($000).................... $45,653
Tier 1 Capital ($000)....................... $3,969
Risk Based Cap Ratio (%)...................13.96
ROAA (%)................................................ 1.00
ROAE (%)..............................................12.05
Net Interest Margin (%)........................ 3.00
OFFICERS
Chm William C. Hess
Pres Steven D. Spotts
CEO Steven D. Spotts
CFO Steven D. Spotts
COO Myra Horton
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $113,372
Total Securities ($000).................. $21,303
Total Loans ($000)........................ $80,347
Total Deposits ($000).................... $96,808
Tier 1 Capital ($000)..................... $10,651
Risk Based Cap Ratio (%)................... 14.15
ROAA (%)................................................ 1.52
ROAE (%).............................................. 14.15
Net Interest Margin (%)........................ 3.44
OFFICERS
Chm Ward A. Halvorson
Pres Timothy D. Halvorson
CEO Timothy D. Halvorson
CFO Timothy D. Halvorson
COO Julia K. Oakland
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $99,154
Total Securities ($000)...................$19,071
Total Loans ($000)........................ $68,882
Total Deposits ($000).................... $85,152
Tier 1 Capital ($000)......................$13,175
Risk Based Cap Ratio (%)...................19.34
ROAA (%)................................................ 1.81
ROAE (%).............................................. 13.71
Net Interest Margin (%)........................ 3.69
OFFICERS
Chm James W. Cravens
Pres James P. Cravens
CEO James P. Cravens
CFO Jean R. Snyder
COO James P. Cravens
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $59,414
Total Securities ($000).................. $12,590
Total Loans ($000).........................$39,101
Total Deposits ($000).................... $49,315
Tier 1 Capital ($000)....................... $5,960
Risk Based Cap Ratio (%)...................15.20
ROAA (%)................................................ 1.16
ROAE (%)..............................................10.23
Net Interest Margin (%)........................ 3.46
Russell Spearman
Thomas J. Lange
Iowa State Bank
500 Audubon St • Sac City, IA 50583
Phone: (712) 662-4721 • Fax: (712) 662-4950
www.scsbank.com
FDIC Cert #10497 • Transit #073920654
Established: 1926
H/C: Sac City Limited, Sac City, IA
Number of Branches: 3
DIRECTORS
Charles E. Sayre
Don Nadrchal
Duane Herrig
OFFICERS
Chm Thomas J. Lange
Pres Thomas J. Lange
CEO Thomas J. Lange
CFO Thomas J. Lange
COO Devi McBride
Steven D. Spotts
Timothy O. Lee
William C. Hess
SAINT ANSGAR
St. Ansgar State Bank
237 West Fourth St • Saint Ansgar, IA 50472
Phone: (641) 713-4501 • Fax: (641) 713-2435
www.stansgarbank.com
FDIC Cert #17259 • Transit #073907774
Established: 1891
H/C: St. Ansgar Bancorporation, Saint Ansgar, IA
Number of Branches: 2
DIRECTORS
David R. Falk
Gregory D. Goplerud
Mindi Vervaecke
Rodney L. Patterson
Thomas A. Edgington
Timothy D. Halvorson
Ward A. Halvorson
SANBORN
Sanborn Savings Bank
219 Main St • Sanborn, IA 51248
Phone: (712) 930-3211 • Fax: (712) 930-3220
www.sanbornbank.com
FDIC Cert #11352 • Transit #073905637
Established: 1899
H/C: San Bancorp., Sanborn, IA
DIRECTORS
Charles Getting
Christopher Klumpp
James P. Cravens
James W. Cravens
Marilyn L. Cravens
Timothy J. Devitt
Page 68 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
SCHALLER
State Bank of Schaller
100 West Second St • Schaller, IA 51053
Phone: (712) 275-4261 • Fax: (712) 275-4264
www.netteller.com/statebankofschaller
FDIC Cert #13931 • Transit #073908511
Established: 1898
H/C: Century Bancshares, Inc., Schaller, IA
DIRECTORS
Barbara Watson
Clyde Krause
Lorna Currie
OFFICERS
Chm Scott G. Currie
Pres Scott G. Currie
CEO Scott G. Currie
CFO Scott G. Currie
COO Scott G. Currie
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $33,015
Total Securities ($000).................. $22,887
Total Loans ($000).......................... $7,364
Total Deposits ($000).................... $29,388
Tier 1 Capital ($000)....................... $3,644
Risk Based Cap Ratio (%)................... 27.33
ROAA (%)................................................ 1.57
ROAE (%).............................................. 15.71
Net Interest Margin (%)........................ 2.42
OFFICERS
Chm Robert J. Dixon
Pres Robert J. Dixon
CEO Robert J. Dixon
CFO Robert J. Dixon
COO Robert J. Dixon
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$113,856
Total Securities ($000).................. $24,595
Total Loans ($000).........................$77,742
Total Deposits ($000).................... $99,148
Tier 1 Capital ($000)..................... $12,606
Risk Based Cap Ratio (%)................... 17.22
ROAA (%)................................................ 1.41
ROAE (%)..............................................11.52
Net Interest Margin (%)........................ 3.45
OFFICERS
Chm Gregory M. Ritchey
Pres Gregory M. Ritchey
CEO Gregory M. Ritchey
CFO Gregory M. Ritchey
COO Gregory M. Ritchey
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $83,918
Total Securities ($000).................. $29,668
Total Loans ($000)........................ $48,695
Total Deposits ($000).................... $66,393
Tier 1 Capital ($000)........................$7,712
Risk Based Cap Ratio (%)...................14.05
ROAA (%)................................................ 1.01
ROAE (%)..............................................10.89
Net Interest Margin (%)........................ 3.28
OFFICERS
Chm Kurt R. Henstorf
Pres Kurt R. Henstorf
CEO Kurt R. Henstorf
CFO Amanda S. Fielder
COO Amanda S. Fielder
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $41,399
Total Securities ($000).................. $15,444
Total Loans ($000)........................ $23,456
Total Deposits ($000).................... $34,946
Tier 1 Capital ($000)....................... $3,967
Risk Based Cap Ratio (%)...................16.46
ROAA (%)................................................ 1.63
ROAE (%)..............................................16.20
Net Interest Margin (%)........................ 3.91
Scott G. Currie
William Foell
SHELDON
Citizens State Bank
808 Third Ave • Sheldon, IA 51201
Phone: (712) 324-2519 • Fax: (712) 324-5382
www.csbsheldon.com
FDIC Cert #18356 • Transit #073922322
Established: 1961
H/C: Dixon Bancshares, Inc., Rolfe, IA
Number of Branches: 2
DIRECTORS
Dennis J. Ten Clay
Heidi L. Brown
Keith C. Rolston
Larry Van Meeteren
Mark Warntjes
Robert J. Dixon
SHENANDOAH
Century Bank
116 South Blossom St • Shenandoah, IA 51601
Phone: (712) 246-2205 • Fax: (712) 246-1159
http://centurybankshen.com
FDIC Cert #14051 • Transit #073901851
Established: 1882
H/C: CNB Corp, Shenandoah, IA
DIRECTORS
George Max
Gregory M. Ritchey
Michael J. Bauer
Rebecca Ann Ritchey
Richard Jansen
Robert E. Norris
Troy Nielsen
First Heritage Bank
801 South Fremont St • Shenandoah, IA 51601
Phone: (712) 246-5118 • Fax: (712) 246-3554
www.fhbshen.com
FDIC Cert #4457 • Transit #073910237
Established: 1873
H/C: First National Bancorp, Farragut, IA
Number of Branches: 2
DIRECTORS
Amanda S. Fielder
Kurt R. Henstorf
Marion C. Henstorf
Robert Wilson
Rusty Hunter
Sandra K. Bugg
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 69
SIBLEY
Sibley State Bank
803 Fourth Ave • Sibley, IA 51249
Phone: (712) 754-2561 • Fax: (712) 754-2677
www.sibleystatebank.com
FDIC Cert #11764 • Transit #073905116
Established: 1894
H/C: Cypress Corporation, Omaha, NE
DIRECTORS
Brad Meester
Bruce R. Lauritzen
Dawn Butler
Gail E. Buchholtz
OFFICERS
Chm Bruce R. Lauritzen
Pres Karl L. Bormann
CEO Karl L. Bormann
CFO Karl L. Bormann
COO Karl L. Bormann
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).........................$91,916
Total Securities ($000).................. $16,183
Total Loans ($000)........................ $65,297
Total Deposits ($000).................... $65,653
Tier 1 Capital ($000)........................$7,331
Risk Based Cap Ratio (%)................... 11.57
ROAA (%)................................................ 0.97
ROAE (%)..............................................11.84
Net Interest Margin (%)........................ 3.42
OFFICERS
Chm Terence P. Greenley
Pres Thomas A. Bates
CEO Thomas A. Bates
CFO Bernice Hahn
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $112,114
Total Securities ($000).................... $4,255
Total Loans ($000)........................ $91,029
Total Deposits ($000).................... $98,260
Tier 1 Capital ($000)..................... $12,629
Risk Based Cap Ratio (%)...................14.45
ROAA (%).................................................1.17
ROAE (%).............................................. 10.18
Net Interest Margin (%)........................ 4.88
OFFICERS
Chm W. Dale Den Herder
Pres Stanley W. Speer
CEO W. Dale Den Herder
CFO Leslie J. Wynja
COO Arlin J. Roskam
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$700,485
Total Securities ($000).................... $4,625
Total Loans ($000)......................$625,505
Total Deposits ($000)..................$582,695
Tier 1 Capital ($000)..................... $78,773
Risk Based Cap Ratio (%)................... 13.16
ROAA (%)................................................ 1.91
ROAE (%).............................................. 17.00
Net Interest Margin (%)........................ 3.36
Karl L. Bormann
Scott Hill
W. W. Herrmann
SIGOURNEY
County Bank
201 South Jefferson St • Sigourney, IA 52591
Phone: (641) 622-2525 • Fax: (641) 622-2893
www.yourcountybank.com
FDIC Cert #12126 • Transit #073903891
Established: 1884
H/C: Fountain View Bancorp., Inc., Sigourney, IA
Number of Branches: 4
DIRECTORS
Daniel P. O’Rourke
Frances S. Fleck
Patrick J. Marget
Richard V. De Regnier
Terence P. Greenley
Thomas A. Bates
SIOUX CENTER
American State Bank
525 North Main Ave • Sioux Center, IA 51250
Phone: (712) 722-4846 • Fax: (712) 722-3819
www.ambankiowa.com
FDIC Cert #228 • Transit #073917641
Established: 1913
H/C: Ambank Company, Inc., Sioux Center, IA
Number of Branches: 6
DIRECTORS
Brian Van Engen
Chuck C. Mulder
Darrel Raih
Dave Bosma
Don Baker
Doug Schuver
Mark Kreun
Mark Sybesma
Mark Von Arb
Rachel J. Schreurs
Randy Vreugdenhil
Stanley W. Speer
W. Dale Den Herder
SIOUX CITY
Liberty National Bank
4425 Singing Hills Blvd • Sioux City, IA 51106
Phone: (712) 224-4425 • Fax: (712) 224-4426
www.libertynationalonline.com
FDIC Cert #57505 • Transit #073922869
Established: 2003
H/C: Liberty Financial Services, Inc., Sioux City, IA
Number of Branches: 2
DIRECTORS
Brian Gunderson
Cy Chesterman Jr.
Don H. Vaudt
Lance Morgan
Larry Book
Mark Peterson
Michael T. Patrick
OFFICERS
Chm Don H. Vaudt
Pres Michael T. Patrick
CEO Michael T. Patrick
CFO Chase Anderson
COO Chase Anderson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$290,403
Total Securities ($000)...................$61,513
Total Loans ($000)......................$200,378
Total Deposits ($000)...................$251,974
Tier 1 Capital ($000)..................... $24,520
Risk Based Cap Ratio (%)...................12.34
ROAA (%)................................................ 0.96
ROAE (%).................................................7.98
Net Interest Margin (%)........................ 3.72
Page 70 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
SIOUX CITY
Pinnacle Bank Sioux City
OFFICERS
Chm Matt Dinsdale
Pres Dillon Retzlaff
CEO Dillon Retzlaff
CFO Dillon Retzlaff
COO Dillon Retzlaff
1901 Morningside Ave • Sioux City, IA 51106
Phone: (712) 276-5333 • Fax: (712) 276-5336
www.pinnbanksc.com
FDIC Cert #18958 • Transit #073900739
Established: 1912
H/C: Pinnacle Bancorp, Inc., Sioux City, IA
Number of Branches: 2
DIRECTORS
Alison D. Dinsdale
Dillon Retzlaff
John Sidney Dinsdale
Matt Dinsdale
Robert P. Rehal
Terry L. Smith
Vernon D. Stolen
Pioneer Bank
4700 Singing Hills Blvd • Sioux City, IA 51106
Phone: (712) 271-6511 • Fax: (712) 271-6595
www.pioneerbanks.com
FDIC Cert #19540 • Transit #073915782
Established: 1907
H/C: Pioneer Development Company, Sioux City, IA
Number of Branches: 4
DIRECTORS
Brian D. Kroll
Bruce M. Kolbe
Dennis J. Bullock
Dirk Jon Winkel
OFFICERS
Chm Theodore G. Saltzman Jr.
Pres Kelly A. Florke
CEO Kelly A. Florke
CFO Traci J. Jensen
James L. Young
James W. Miller
Kelly A. Florke
Kent C. Claus
Security National Bank of Sioux City, Iowa
601 Pierce St • Sioux City, IA 51101
Phone: (712) 277-6500 • Fax: (712) 277-6542
www.snbonline.com
FDIC Cert #4506 • Transit #073900085
Established: 1884
H/C: Security National Corporation, Dakota Dunes, SD
Number of Branches: 7
DIRECTORS
Charles E. Wolfe
D. Douglas Rice
Darwin Hamann
Douglas E. Palmer
Garrett K. Smith
John W. Gleeson
Raymond H. Cole
Richard Aaron Waller
Richard L. Aadland
Shennen S. C. Saltzman
Stanley Boyle
Theodore G. Saltzman Jr.
OFFICERS
Chm Richard Aaron Waller
Pres D. Douglas Rice
CEO Richard Aaron Waller
CFO Steven W. Corrie
COO D. Douglas Rice
Scott R. Kuehl
Stephanie S. Samenus
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $79,847
Total Securities ($000).................. $19,180
Total Loans ($000)........................ $54,742
Total Deposits ($000).................... $66,478
Tier 1 Capital ($000)....................... $9,930
Risk Based Cap Ratio (%)...................20.88
ROAA (%)................................................ 1.48
ROAE (%)..............................................12.28
Net Interest Margin (%)........................ 3.53
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$146,885
Total Securities ($000).................. $28,724
Total Loans ($000)...................... $106,010
Total Deposits ($000).................. $117,607
Tier 1 Capital ($000)..................... $12,840
Risk Based Cap Ratio (%)...................11.68
ROAA (%)................................................ 1.45
ROAE (%)..............................................15.79
Net Interest Margin (%)........................ 3.69
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$828,929
Total Securities ($000)................$228,791
Total Loans ($000)...................... $470,362
Total Deposits ($000).................. $636,641
Tier 1 Capital ($000)..................... $87,346
Risk Based Cap Ratio (%)...................19.06
ROAA (%)................................................ 1.30
ROAE (%)..............................................12.82
Net Interest Margin (%)........................ 2.81
SIOUX RAPIDS
First State Bank
123 Main St • Sioux Rapids, IA 50585
Phone: (712) 283-2593 • Fax: (712) 283-2594
FDIC Cert #15369 • Transit #073921132
Established: 1930
H/C: Little Sioux Bancshares, Inc., Sioux Rapids, IA
Number of Branches: 2
DIRECTORS
Dwaine Petersen
Jay R. Rehnstrom
Marilyn M. Rehnstrom
Mark D. Rehnstrom
Robert D. Stewart
OFFICERS
Chm Jay R. Rehnstrom
Pres Jay R. Rehnstrom
CEO Jay R. Rehnstrom
CFO Jay R. Rehnstrom
COO Jay R. Rehnstrom
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $35,865
Total Securities ($000).................. $16,862
Total Loans ($000).......................... $9,509
Total Deposits ($000).................... $29,248
Tier 1 Capital ($000)....................... $5,335
Risk Based Cap Ratio (%)...................35.40
ROAA (%)................................................ 0.69
ROAE (%)................................................ 4.83
Net Interest Margin (%)........................ 2.78
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 71
SLATER
South Story Bank & Trust
501 Linn St • Slater, IA 50244
Phone: (515) 228-3566 • Fax: (515) 228-3565
www.southstorybank.com
FDIC Cert #17348 • Transit #073922238
Established: 1954
H/C: Greene Investment Co., Jefferson, IA
Number of Branches: 2
DIRECTORS
Doug Schonhorst
Douglas McDermott
Doyle Drake
Elizabeth Garst
OFFICERS
Chm Kevin L. Brooks
Pres Kevin L. Brooks
CEO Kevin L. Brooks
CFO LuAnn R. Carlson
COO LuAnn R. Carlson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$126,134
Total Securities ($000).................. $11,815
Total Loans ($000)........................ $98,095
Total Deposits ($000)..................$109,750
Tier 1 Capital ($000)....................... $9,286
Risk Based Cap Ratio (%)...................10.65
ROAA (%).................................................1.17
ROAE (%).............................................. 11.31
Net Interest Margin (%)........................ 4.15
OFFICERS
Chm Dale B. Smith
Pres Dale B. Smith
CEO Dale B. Smith
CFO Dale B. Smith
COO Jill Smith
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $51,435
Total Securities ($000).................. $25,980
Total Loans ($000)........................ $20,301
Total Deposits ($000).................... $43,984
Tier 1 Capital ($000)........................$5,571
Risk Based Cap Ratio (%)...................23.04
ROAA (%)................................................ 1.71
ROAE (%).............................................. 15.24
Net Interest Margin (%)........................ 3.37
OFFICERS
Chm Donald M. Erusha
Pres D. Neil Erusha
CEO D. Neil Erusha
CFO D. Neil Erusha
COO Linda S. Sovers
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $88,361
Total Securities ($000).................. $27,213
Total Loans ($000)........................ $55,688
Total Deposits ($000).................... $64,528
Tier 1 Capital ($000)..................... $19,700
Risk Based Cap Ratio (%)...................33.75
ROAA (%)................................................ 2.71
ROAE (%)..............................................11.82
Net Interest Margin (%)........................ 5.44
OFFICERS
Chm C. Jim McConnell
Pres Kevin M. Black
CEO Kevin M. Black
CFO Kevin M. Black
COO Kevin M. Black
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$122,332
Total Securities ($000).................. $24,843
Total Loans ($000)........................ $91,668
Total Deposits ($000).................... $94,701
Tier 1 Capital ($000)..................... $15,875
Risk Based Cap Ratio (%)...................16.45
ROAA (%)................................................ 2.38
ROAE (%)..............................................16.73
Net Interest Margin (%)........................ 4.61
Jennifer Garst
Kevin L. Brooks
Sid Jones
SLOAN
Sloan State Bank
302 Fourth St • Sloan, IA 51055
Phone: (712) 428-3344 • Fax: (712) 428-3329
www.sloanstatebank.com
FDIC Cert #8507 • Transit #073909361
Established: 1889
H/C: Sloan State Corporation, Sloan, IA
Number of Branches: 2
DIRECTORS
Dale B. Smith
David W. Storm
Donald Lord
Michael W. Smith
Mike Miltenberger
SOLON
Solon State Bank
126 South Market St • Solon, IA 52333
Phone: (319) 624-3405 • Fax: (319) 624-3407
www.solonstatebank.com
FDIC Cert #232 • Transit #073921446
Established: 1932
H/C: Solon Financial, Inc., Solon, IA
Number of Branches: 3
DIRECTORS
D. Neil Erusha
Don C. Ellis
Donald M. Erusha
James Bartlett
Keith J. Hodapp
Robert D. Mickelson
Ronald L. Rushek
SOMERS
Heartland Bank
615 Sixth Ave • Somers, IA 50586
Phone: (515) 467-5561 • Fax: (515) 467-5791
www.heartlandbanks.com
FDIC Cert #14809 • Transit #073915889
Established: 1901
H/C: Somers Bancorporation, Somers, IA
Number of Branches: 4
DIRECTORS
Brent A. Black
C. Jim McConnell
Julie Blair
Kevin M. Black
Ned Palmer
Page 72 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
SOUTH ENGLISH
White State Bank
209 Ives St •P.O. Box 68 South English, IA 52335
Phone: (319) 667-5005 • Fax: (319) 667-6007
www.whitestatebank.com
FDIC Cert #8519 • Transit #073910923
Established: 1908
H/C: Country Bancorporation, Crawfordsville, IA
DIRECTORS
Brian G. Middendorf
Fred L. Axmear
Jane M. Axmear
OFFICERS
Chm William R. Bernau
Pres Scott F. Axmear
CEO Scott F. Axmear
CFO Scott F. Axmear
COO Scott F. Axmear
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $35,564
Total Securities ($000).................... $9,830
Total Loans ($000)........................ $20,980
Total Deposits ($000).................... $28,304
Tier 1 Capital ($000)....................... $4,662
Risk Based Cap Ratio (%)...................20.36
ROAA (%)................................................ 1.26
ROAE (%).................................................7.75
Net Interest Margin (%)........................ 3.63
OFFICERS
Chm Steven A. Grell
Pres Clark J. Cunningham
CEO Clark J. Cunningham
CFO Clark J. Cunningham
COO Clark J. Cunningham
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$139,489
Total Securities ($000).................. $58,380
Total Loans ($000).........................$76,547
Total Deposits ($000)..................$119,485
Tier 1 Capital ($000)..................... $12,849
Risk Based Cap Ratio (%)...................16.60
ROAA (%)................................................ 1.16
ROAE (%).............................................. 11.61
Net Interest Margin (%)........................ 2.93
OFFICERS
Chm Paul Easter
Pres David W. Woodcock
CEO David W. Woodcock
CFO Bryan K. Harken
COO Debbie L. Sundall
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$325,893
Total Securities ($000)................ $102,516
Total Loans ($000)...................... $210,030
Total Deposits ($000).................. $273,105
Tier 1 Capital ($000)..................... $30,481
Risk Based Cap Ratio (%)...................15.04
ROAA (%)................................................ 1.23
ROAE (%)..............................................13.21
Net Interest Margin (%)........................ 3.08
OFFICERS
Chm C. B. Conover IV
Pres Gregory A. Post
CEO Gregory A. Post
CFO Gregory A. Post
COO Tracey L. Koenig
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).................. $1,348,564
Total Securities ($000)................$111,834
Total Loans ($000)................... $1,119,766
Total Deposits ($000)...............$1,183,297
Tier 1 Capital ($000)................... $112,601
Risk Based Cap Ratio (%)...................11.33
ROAA (%)................................................ 0.21
ROAE (%)................................................ 2.26
Net Interest Margin (%)........................ 3.48
Scott F. Axmear
Thomas R. Bernau
William R. Bernau
SPENCER
Community State Bank
1812 Hwy Blvd • Spencer, IA 51301
Phone: (712) 262-3030 • Fax: (712) 264-0798
www.ecommunitybank.org
FDIC Cert #230 • Transit #073917887
Established: 1914
H/C: Community State Bancorporation, Spencer, IA
Number of Branches: 4
DIRECTORS
Adam Binder
Alan Patten
Bruce Nystrom
Bruce Tamisiea
Clark J. Cunningham
David M. Hultgren
Gary Grave
J. Scott Simpson
Steven A. Grell
Farmers Trust and Savings Bank
125 West Fourth St • Spencer, IA 51301
Phone: (712) 262-3340 • Fax: (712) 262-9511
www.farmerstrust.com
FDIC Cert #12858 • Transit #073918857
Established: 1916
H/C: Easter Enterprises, Inc., Spencer, IA
DIRECTORS
Bruce Lamport
Christopher Bjornstad
David W. Woodcock
J. Douglas Hart
Jack Easter
John W. Jensen
Martha Easter-Wells
Paul Easter
Paul Sieh
Northwest Bank
101 West Fifth St • Spencer, IA 51301
Phone: (712) 580-4100 • Fax: (712) 580-4188
www.bank-northwest.com
FDIC Cert #32647 • Transit #273970682
Established: 1988
H/C: Northwest Financial Corp., Arnolds Park, IA
Number of Branches: 22
DIRECTORS
Ann Wagner-Hauser
C. B. Conover IV
Dwight K. Conover
George A. Grieb
Greg Brandt
Gregory A. Post
James A. Higgins
James Geelan
James Humes
Jeffrey L. Plagge
John M. Franken
Kevin R. Wolterstorff
Stephanie Brown
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 73
SPENCER
State Bank
728 North Grand Ave • Spencer, IA 51301
Phone: (712) 262-6580 • Fax: (712) 262-6699
www.statebank-spencer.com
FDIC Cert #16151 • Transit #073921954
Established: 1944
H/C: Everly Bancorporation, Everly, IA
Number of Branches: 3
DIRECTORS
Charley Whittenburg
Robert N. Goeken
Ryan Johnson
OFFICERS
Chm Wayne P. Johnson
Pres Ryan Johnson
CEO Wayne P. Johnson
CFO Ryan Johnson
COO Wayne P. Johnson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $69,628
Total Securities ($000).....................$9,616
Total Loans ($000)........................ $51,523
Total Deposits ($000).................... $63,949
Tier 1 Capital ($000)........................$5,169
Risk Based Cap Ratio (%)................... 10.77
ROAA (%)................................................ 1.25
ROAE (%)...............................................17.11
Net Interest Margin (%)........................ 3.67
OFFICERS
Chm David James Riha
Pres David James Riha
CEO David James Riha
CFO Judith Adams
COO David James Riha
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).........................$97,142
Total Securities ($000).................. $51,700
Total Loans ($000)........................ $42,061
Total Deposits ($000).....................$78,474
Tier 1 Capital ($000)..................... $11,341
Risk Based Cap Ratio (%)................... 17.96
ROAA (%)................................................ 1.52
ROAE (%)..............................................12.34
Net Interest Margin (%)........................ 3.25
OFFICERS
Chm Stephen J. Goodenow
Pres Stephen J. Goodenow
CEO Stephen J. Goodenow
CFO Kevin L. Neuharth
COO Mary Kay Bates
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$695,308
Total Securities ($000)................ $101,364
Total Loans ($000)......................$529,655
Total Deposits ($000)..................$588,009
Tier 1 Capital ($000)..................... $67,361
Risk Based Cap Ratio (%)...................12.99
ROAA (%)................................................ 1.66
ROAE (%)..............................................14.92
Net Interest Margin (%)........................ 4.33
OFFICERS
Chm Charles W. Wetzeler
Pres William C. Wetzeler
CEO William C. Wetzeler
CFO William C. Wetzeler
COO Judy K. Nece
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $68,979
Total Securities ($000).................. $27,484
Total Loans ($000).........................$37,247
Total Deposits ($000).................... $61,075
Tier 1 Capital ($000)........................$7,575
Risk Based Cap Ratio (%)................... 19.12
ROAA (%)................................................ 1.02
ROAE (%).............................................. 10.24
Net Interest Margin (%)........................ 3.16
Thomas Goeken
Wayne P. Johnson
SPILLVILLE
Citizens Savings Bank
101 Church St • Spillville, IA 52168
Phone: (563) 562-3674 • Fax: (563) 562-3027
www.bankingwithcsb.com
FDIC Cert #12128 • Transit #073915915
Established: 1908
Number of Branches: 3
DIRECTORS
Colleen Durham
David James Riha
Ernest R. Lensing
Gary Mihm
John Wiest
John Zoulek
Roy J. Hageman
Rusty Kephart
SPIRIT LAKE
Bank Midwest
1525 18th St • Spirit Lake, IA 51360
Phone: (712) 336-0505 • Fax: (712) 336-0404
www.bankmidwest.com
FDIC Cert #5170 • Transit #073920829
Established: 1887
H/C: Goodenow Bancorporation, Okoboji, IA
Number of Branches: 5
DIRECTORS
Becki Drahota
Brent Staples
David L. Rettig
Joseph Pick
Michael S. Dove
Paul Ruen
Stephen J. Goodenow
Thomas Brent Gronstal
State Bank
1902 Hill Ave • Spirit Lake, IA 51360
Phone: (712) 336-2455 • Fax: (712) 336-2463
www.statebankspiritlake.com
FDIC Cert #13715 • Transit #073920997
Established: 1928
H/C: State Banco, Ltd., Spirit Lake, IA
Number of Branches: 2
DIRECTORS
Andy Schultz
Bernard Kelley
Carol Schultz
Charles W. Wetzeler
Elsie M. Wetzeler
Judy K. Nece
William C. Wetzeler
Page 74 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
SPRINGVILLE
Exchange State Bank
253 Broadway St • Springville, IA 52336
Phone: (319) 854-6104 • Fax: (319) 854-6313
www.exchangestatebank.net
FDIC Cert #16094 • Transit #073909031
Established: 1878
H/C: Country Bancorporation, Crawfordsville, IA
Number of Branches: 2
DIRECTORS
Brian G. Middendorf
Randal S. Jones
Thomas R. Bernau
OFFICERS
Chm William R. Bernau
Pres Tyson R. Jacobi
CEO Tyson R. Jacobi
CFO Tyson R. Jacobi
COO Tyson R. Jacobi
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $45,667
Total Securities ($000).................. $19,460
Total Loans ($000)........................ $21,090
Total Deposits ($000).................... $37,297
Tier 1 Capital ($000)........................$3,578
Risk Based Cap Ratio (%)...................11.66
ROAA (%)................................................ 0.93
ROAE (%)..............................................11.67
Net Interest Margin (%)........................ 3.39
OFFICERS
Chm Joyce A. Buck
Pres Brian L. Disney
CEO Brian L. Disney
CFO Judy Eggers
COO Judy Eggers
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $213,874
Total Securities ($000).................. $92,142
Total Loans ($000)...................... $107,989
Total Deposits ($000).................. $172,090
Tier 1 Capital ($000)..................... $25,708
Risk Based Cap Ratio (%)...................16.67
ROAA (%)................................................ 1.82
ROAE (%)..............................................15.30
Net Interest Margin (%)........................ 3.18
OFFICERS
Chm Timothy J. Brown
Pres John C. Brown
CEO Timothy J. Brown
CFO John C. Brown
COO Randy D. Johnson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$638,526
Total Securities ($000).................. $28,444
Total Loans ($000)......................$559,230
Total Deposits ($000).................. $550,975
Tier 1 Capital ($000)..................... $65,455
Risk Based Cap Ratio (%)...................12.48
ROAA (%)................................................ 1.30
ROAE (%)..............................................12.42
Net Interest Margin (%)........................ 4.91
OFFICERS
Chm George H. Schaller
Pres Harry P. Schaller
CEO Harry P. Schaller
CFO Danny R. Richardson
COO Danny R. Richardson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $202,916
Total Securities ($000).................. $96,452
Total Loans ($000)........................ $99,383
Total Deposits ($000).................. $181,487
Tier 1 Capital ($000)..................... $20,328
Risk Based Cap Ratio (%)................... 17.72
ROAA (%)................................................ 1.44
ROAE (%)..............................................14.05
Net Interest Margin (%)........................ 2.94
Trevor J. Norman
Tyson R. Jacobi
William R. Bernau
STATE CENTER
Central State Bank
109 West Main St • State Center, IA 50247
Phone: (641) 483-2505 • Fax: (641) 483-2851
www.centralstatebankia.com
FDIC Cert #10903 • Transit #073906856
Established: 1902
H/C: State Center Financial, Inc., State Center, IA
DIRECTORS
Ben Logsdon
Bradley Kirkpatrick
Brian L. Disney
Joyce A. Buck
Judy Eggers
Wendy Haesemeyer
STORM LAKE
Central Bank
600 Lake Ave • Storm Lake, IA 50588
Phone: (712) 732-2190 • Fax: (712) 732-5049
www.centralbankonline.com
FDIC Cert #15555 • Transit #073903503
Established: 1877
H/C: Commercial Financial Corp., Storm Lake, IA
Number of Branches: 18
DIRECTORS
Charles A. Wulfsen
Jeff A. Richter
Jeffrey R. Lapke
John C. Brown
Randy D. Johnson
Randy Fehr
Scott Wilson
Steve Simon
Timothy J. Brown
Citizens First National Bank
East Fifth & Lake Ave • P.O. Box 1227
Storm Lake, IA 50588
Phone: (712) 732-5440 • Fax: (712) 732-6167
www.citizensfnb.com
FDIC Cert #4511 • Transit #073903516
Established: 1902
DIRECTORS
Dick Christiansen
Douglas M. Heppner
Eugene Lyster
Gaylen Winterhof
George H. Schaller
Harry P. Schaller
Steve Neuroth
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 75
STORM LAKE
Security Trust & Savings Bank
OFFICERS
Chm David H. Dvergsten
601 Lake Ave • Storm Lake, IA 50588
Pres David H. Dvergsten
Phone: (712) 732-3022 • Fax: (712) 732-7055
CEO David H. Dvergsten
www.securitybanksl.com
CFO David H. Dvergsten
FDIC Cert #968 • Transit #073903529
COO Mary A. Eckerman
Established: 1908
H/C: Storm Lake Security Bancorporation, Storm Lake, IA
Number of Branches: 2
DIRECTORS
Benjamin B. Dvergsten
David H. Dvergsten
Deloris A. Britt
James Foell
John Dumkrieger
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$194,363
Total Securities ($000)................$120,399
Total Loans ($000)........................ $60,732
Total Deposits ($000).................. $172,924
Tier 1 Capital ($000)..................... $19,189
Risk Based Cap Ratio (%)...................25.39
ROAA (%)................................................ 1.01
ROAE (%)................................................ 9.57
Net Interest Margin (%)........................ 2.59
STORY CITY
Reliance State Bank
606 Broad St • Story City, IA 50248
Phone: (515) 733-4396 • Fax: (515) 733-2068
www.rsbiowa.com
FDIC Cert #9299 • Transit #073920926
Established: 1928
H/C: Ames National Corporation, Ames, IA
Number of Branches: 3
DIRECTORS
Cory K. Milbrandt
Elaine C. Tekippe
Gary G. Vulgamott
Harold E. Thompson
John P. Nelson
OFFICERS
Chm John P. Nelson
Pres Richard J. Schreier
CEO Richard J. Schreier
CFO Richard J. Schreier
COO Richard J. Schreier
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $214,556
Total Securities ($000).................. $82,208
Total Loans ($000)......................$115,464
Total Deposits ($000)..................$180,283
Tier 1 Capital ($000)..................... $19,568
Risk Based Cap Ratio (%)...................13.64
ROAA (%)................................................ 1.23
ROAE (%)..............................................10.05
Net Interest Margin (%)........................ 3.31
OFFICERS
Chm James W. Belden
Pres James W. Belden
CEO James W. Belden
CFO James W. Belden
COO James W. Belden
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $99,059
Total Securities ($000).................. $29,957
Total Loans ($000)........................ $57,620
Total Deposits ($000).................... $88,792
Tier 1 Capital ($000)........................$8,031
Risk Based Cap Ratio (%)....................17.47
ROAA (%)................................................ 0.63
ROAE (%).................................................7.86
Net Interest Margin (%)........................ 3.25
OFFICERS
Chm Richard G. Fox
Pres Gregory A. Johnson
CEO Gregory A. Johnson
CFO Dean R. Conrad
COO Dean R. Conrad
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $102,975
Total Securities ($000).................. $38,150
Total Loans ($000)........................ $50,564
Total Deposits ($000).................... $75,058
Tier 1 Capital ($000)..................... $11,870
Risk Based Cap Ratio (%)...................19.86
ROAA (%)................................................ 0.89
ROAE (%)................................................ 6.78
Net Interest Margin (%)........................ 3.44
Mike Hrubes
Neil W. Fell
Richard J. Schreier
Steven D. Forth
STUART
First State Bank
215 North Division St • Stuart, IA 50250
Phone: (515) 523-2721 • Fax: (515) 523-1261
www.stuartbank.com
FDIC Cert #16177 • Transit #073921967
Established: 1934
Number of Branches: 4
DIRECTORS
James W. Belden
Jeffrey A. Horn
Mollie Jarvis
Noah Hunter
William W. Hunter
SUMNER
First State Bank
1150 West First St • Sumner, IA 50674
Phone: (563) 578-3312 • Fax: (563) 578-5847
www.fsbsumner.com
FDIC Cert #11634 • Transit #073904939
Established: 1900
H/C: PSB Corporation, Wellsburg, IA
Number of Branches: 2
DIRECTORS
Dean R. Conrad
Gregory A. Johnson
Joseph Freitag
Neil O’Kones
Richard G. Fox
Page 76 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
SUMNER
Northeast Security Bank
108 North Carpenter St • Sumner, IA 50674
Phone: (563) 578-3251 • Fax: (563) 578-3253
www.northeastsecuritybank.com
FDIC Cert #18384 • Transit #073909222
Established: 1888
H/C: Independence Bancshares, Inc., Independence, IA
Number of Branches: 4
DIRECTORS
Benjamin G. Pagel
Brian K. Meyer
Gary F. Short
Jack D. Moulds
OFFICERS
Chm Gary F. Short
Pres Benjamin G. Pagel
CEO Benjamin G. Pagel
CFO Craig K. Coffman
COO Benjamin G. Pagel
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$123,498
Total Securities ($000).................. $33,655
Total Loans ($000)........................ $79,895
Total Deposits ($000).................... $93,989
Tier 1 Capital ($000)..................... $13,706
Risk Based Cap Ratio (%)...................16.66
ROAA (%)................................................ 1.36
ROAE (%)..............................................11.20
Net Interest Margin (%).........................3.74
OFFICERS
Chm James J. Johnson
Pres Darin J. Johnson
CEO James J. Johnson
CFO Darin J. Johnson
COO Darin J. Johnson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $101,328
Total Securities ($000)........................$553
Total Loans ($000)........................ $96,488
Total Deposits ($000).................... $71,567
Tier 1 Capital ($000)........................$9,075
Risk Based Cap Ratio (%)................... 10.51
ROAA (%)................................................ 2.62
ROAE (%)..............................................30.34
Net Interest Margin (%)........................ 4.40
OFFICERS
Chm George W. Chadima
Pres Philip R. Reed
CEO Philip R. Reed
CFO Philip R. Reed
COO Philip R. Reed
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $45,628
Total Securities ($000).................. $22,486
Total Loans ($000)........................ $17,255
Total Deposits ($000).................... $40,362
Tier 1 Capital ($000)....................... $5,086
Risk Based Cap Ratio (%)...................18.93
ROAA (%)................................................ 0.50
ROAE (%)................................................ 4.46
Net Interest Margin (%).........................2.74
OFFICERS
Chm Thomas L. Horbach
Pres Thomas L. Horbach
CEO Thomas L. Horbach
CFO Thomas L. Horbach
COO Thomas L. Horbach
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $117,609
Total Securities ($000).................. $34,349
Total Loans ($000)........................ $78,363
Total Deposits ($000).................... $96,734
Tier 1 Capital ($000)..................... $13,047
Risk Based Cap Ratio (%)................... 17.35
ROAA (%)................................................ 1.04
ROAE (%)................................................ 8.51
Net Interest Margin (%)........................ 3.35
Keith B. Bruening
LaVerne A. Buhr
Randy A. Blin
SUTHERLAND
Security State Bank
109 West Second St • Sutherland, IA 51058
Phone: (712) 446-3324 • Fax: (712) 446-3326
www.mysecuritystate.com
FDIC Cert #235 • Transit #073921161
Established: 1931
H/C: Old O’Brien Banc Shares, Inc., Sutherland, IA
Number of Branches: 2
DIRECTORS
Dan Ebel
Darin J. Johnson
James J. Johnson
Jeffrey D. Ebel
Philip M. Woodall
SWISHER
Swisher Trust & Savings Bank
59 Rose Ave, SW • Swisher, IA 52338
Phone: (319) 857-4131 • Fax: (319) 857-4531
www.swisherbank.com
FDIC Cert #8516 • Transit #073917298
Established: 1913
H/C: Swisher Bankshares, Inc., Swisher, IA
DIRECTORS
Craig Vondracek
Darrick J. Chadima
Daryl J. Hynek
David Bowersox
George W. Chadima
Philip R. Reed
Russell R. Thompson
TEMPLETON
Templeton Savings Bank
103 South Main St • Templeton, IA 51463
Phone: (712) 669-3322 • Fax: (712) 669-3705
www.templetonsavingsbank.com
FDIC Cert #969 • Transit #073920405
Established: 1923
Number of Branches: 2
DIRECTORS
John T. Horbach
Joseph W. Blum
Kevin J. Boyle
Larry J. Horbach
Larry L. Sporrer
Teresa A. Horbach
Thomas L. Horbach
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 77
TIPTON
Community State Bank
509 Lynn St • Tipton, IA 52772
Phone: (563) 886-6155 • Fax: (563) 886-3904
www.cstbank.com
FDIC Cert #10114 • Transit #073908317
Established: 1894
H/C: Fidelity Company, Dubuque, IA
Number of Branches: 4
DIRECTORS
Bryan G. Vander Lee
Cathy Boesenberg
Glenn Hay
OFFICERS
Chm James R. Kennedy Jr.
Pres Glenn Hay
CEO Glenn Hay
CFO Glenn Hay
COO Cathy Boesenberg
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$113,289
Total Securities ($000).................. $49,142
Total Loans ($000)........................ $49,378
Total Deposits ($000).................... $96,330
Tier 1 Capital ($000)..................... $10,125
Risk Based Cap Ratio (%)...................16.28
ROAA (%)................................................ 0.86
ROAE (%)................................................ 9.90
Net Interest Margin (%)........................ 2.83
OFFICERS
Chm Allan J. Boyken
Pres Allan J. Boyken
CEO Allan J. Boyken
CFO Todd E. Schwartz
COO Linda Smith
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $168,104
Total Securities ($000).................. $90,650
Total Loans ($000)........................ $63,779
Total Deposits ($000).................. $147,660
Tier 1 Capital ($000)..................... $17,804
Risk Based Cap Ratio (%)................... 22.71
ROAA (%)................................................ 0.49
ROAE (%)................................................ 4.52
Net Interest Margin (%)........................ 2.93
James R. Kennedy Jr.
Patricia Hasenbank
William Schwitzer
TITONKA
Titonka Savings Bank
173 Main St, North • Titonka, IA 50480
Phone: (515) 928-2142 • Fax: (515) 928-2042
www.tsbbank.com
FDIC Cert #17302 • Transit #073918844
Established: 1916
H/C: Titonka Bancshares, Inc., Titonka, IA
Number of Branches: 3
DIRECTORS
Aaron T. Boyken
Allan J. Boyken
Janice Folkerts
Jeffry L. Carlton
Leonard Stenzel
Linda Smith
Lori Bertram
Quentin R. Boyken
Todd E. Schwartz
William Krahling
TOLEDO
State Bank of Toledo
100 East High St • Toledo, IA 52342
Phone: (641) 484-2980 • Fax: (641) 484-2333
www.banktoledo.com
FDIC Cert #4514 • Transit #073920780
Established: 1927
H/C: Tama County Abstract Company, Toledo, IA
Number of Branches: 2
DIRECTORS
Bill Skow Jr.
Danny Lekin
Donna J. Princehouse
James E. Roan
Joe E. Boll
John C. Kavalier
OFFICERS
Chm James E. Roan
Pres John C. Kavalier
CEO John C. Kavalier
CFO John C. Kavalier
COO Donna J. Princehouse
Michael J. Doyle
Richard Ridout
Tom Scharnweber
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$102,842
Total Securities ($000).................... $4,005
Total Loans ($000)........................ $84,201
Total Deposits ($000).................... $93,522
Tier 1 Capital ($000)....................... $8,955
Risk Based Cap Ratio (%)...................11.08
ROAA (%)................................................ 1.53
ROAE (%)..............................................16.68
Net Interest Margin (%)........................ 4.48
TRAER
Farmers Savings Bank & Trust
611 Second St • Traer, IA 50675
Phone: (319) 478-2148 • Fax: (319) 478-2023
www.fsb-traer.com
FDIC Cert #10122 • Transit #073918459
Established: 1915
H/C: Talen, Inc., Traer, IA
Number of Branches: 2
DIRECTORS
Cindy Youel
Darlys M. Hulme
E. James Mason Jr.
Keith Ervin
Nicholas Podhajsky
Todd Wiley
William C. Talen
OFFICERS
Chm William C. Talen
Pres Darlys M. Hulme
CEO William C. Talen
CFO Darlys M. Hulme
COO Darlys M. Hulme
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $177,948
Total Securities ($000).................. $72,045
Total Loans ($000)........................ $84,135
Total Deposits ($000)..................$153,899
Tier 1 Capital ($000)..................... $12,304
Risk Based Cap Ratio (%)...................12.63
ROAA (%)................................................ 1.00
ROAE (%)..............................................14.09
Net Interest Margin (%)........................ 2.96
Page 78 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
TREYNOR
Treynor State Bank
15 East Main St • Treynor, IA 51575
Phone: (712) 487-3000 • Fax: (712) 487-3475
www.tsbank.com
FDIC Cert #14812 • Transit #073920447
Established: 1923
H/C: Treynor Bancshares, Inc., Treynor, IA
Number of Branches: 5
DIRECTORS
Christine A. Clausen
Eugene W. Young
Heidi A. Guttau-Fox
Joshua M. Guttau
Judith A. Guttau
OFFICERS
Chm Michael K. Guttau
CEO Joshua M. Guttau
CFO Joshua M. Guttau
COO Christine Baker
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$289,326
Total Securities ($000)................$182,666
Total Loans ($000)........................ $77,512
Total Deposits ($000)..................$237,258
Tier 1 Capital ($000)..................... $24,036
Risk Based Cap Ratio (%)...................14.80
ROAA (%)................................................ 0.82
ROAE (%)................................................ 9.14
Net Interest Margin (%).........................3.17
OFFICERS
Chm Mark J. Sexton
Pres Steven R. Edeker
CEO Steven R. Edeker
CFO Steven R. Edeker
COO Steven R. Edeker
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $51,836
Total Securities ($000)...................$27,519
Total Loans ($000)........................ $22,039
Total Deposits ($000).................... $38,519
Tier 1 Capital ($000)....................... $8,936
Risk Based Cap Ratio (%)................... 27.77
ROAA (%)................................................ 2.08
ROAE (%).............................................. 11.77
Net Interest Margin (%)........................ 3.19
OFFICERS
Chm Melvin G. Happel
Pres Melvin G. Happel
CEO Melvin G. Happel
CFO Melvin G. Happel
COO Melvin G. Happel
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $38,620
Total Securities ($000).....................$4,318
Total Loans ($000)........................ $28,734
Total Deposits ($000).................... $32,341
Tier 1 Capital ($000)........................$6,179
Risk Based Cap Ratio (%)...................20.85
ROAA (%)................................................ 1.48
ROAE (%)................................................ 9.22
Net Interest Margin (%)........................ 3.84
OFFICERS
Chm Robert V. Dentel
Pres Robert J. Dentel
CEO Robert J. Dentel
CFO Robert J. Dentel
COO Justine Weisskopf
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $49,854
Total Securities ($000)...................$27,874
Total Loans ($000).........................$19,711
Total Deposits ($000).................... $34,734
Tier 1 Capital ($000)..................... $11,499
Risk Based Cap Ratio (%)...................40.88
ROAA (%)................................................ 3.10
ROAE (%)..............................................13.00
Net Interest Margin (%)........................ 4.55
Marlyn A. Eitmann
Michael K. Guttau
Neil A. Stanley
Wendell A. Volkens
TRIPOLI
American Savings Bank
312 South Main St • Tripoli, IA 50676
Phone: (319) 882-4279 • Fax: (319) 882-4271
www.asbtripoli.com
FDIC Cert #9104 • Transit #073907664
Established: 1899
H/C: Tripoli Bancshares, Inc., Saint Paul, MN
DIRECTORS
Andrew G. Sexton
Kenny L. Hennings
Kim L. Kehe
Mark J. Sexton
Steven R. Edeker
Timothy A. Sexton
VICTOR
Farmers Savings Bank
606 Third St • Victor, IA 52347
Phone: (319) 647-3141 • Fax: (319) 647-3141
FDIC Cert #8097 • Transit #073908621
Established: 1891
H/C: FSB of Victor, Inc., Victor, IA
DIRECTORS
Maxine L. Happel
Melvin G. Happel
Orville W. Bloethe
Victor State Bank
201 Washington St • Victor, IA 52347
Phone: (319) 647-2231 • Fax: (319) 647-2232
www.victorstatebank.com
FDIC Cert #12859 • Transit #073908634
Established: 1928
H/C: Dentel Bancorporation, Victor, IA
DIRECTORS
Mary P. Howell
Patricia A. Dentel
Robert J. Dentel
Robert V. Dentel
Verlyn E. Dentel
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 79
WALCOTT
Walcott Trust and Savings Bank
101 West Bryant St • Walcott, IA 52773
Phone: (563) 284-6202 • Fax: (563) 284-6031
www.walcottbank.com
FDIC Cert #12716 • Transit #073910389
Established: 1931
Number of Branches: 2
DIRECTORS
Bob Garman
Clemens A. Werner Jr.
Kent A. Paustian
OFFICERS
Chm Clemens A. Werner Jr.
Pres Susan L. Daley
CEO Susan L. Daley
CFO Susie Johnson
COO Susan L. Daley
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $102,126
Total Securities ($000).................. $20,102
Total Loans ($000)........................ $68,184
Total Deposits ($000).................... $82,015
Tier 1 Capital ($000)..................... $19,803
Risk Based Cap Ratio (%)...................29.52
ROAA (%)................................................ 1.04
ROAE (%)................................................ 5.51
Net Interest Margin (%)........................ 3.69
OFFICERS
Chm William R. Bernau
Pres Rod G. Dobney
CEO Rod G. Dobney
CFO Rod G. Dobney
COO Rod G. Dobney
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).........................$41,037
Total Securities ($000).................. $13,489
Total Loans ($000)........................ $22,534
Total Deposits ($000).................... $33,198
Tier 1 Capital ($000)....................... $3,728
Risk Based Cap Ratio (%)...................13.53
ROAA (%)................................................ 1.31
ROAE (%)..............................................14.39
Net Interest Margin (%)........................ 3.53
OFFICERS
Chm Walter J. Carlson
Pres Chris D. Grimm
CEO Chris D. Grimm
CFO Rebecca Belzer
COO Chris D. Grimm
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $80,816
Total Securities ($000)........................$738
Total Loans ($000)........................ $67,773
Total Deposits ($000).................... $64,521
Tier 1 Capital ($000)......................$10,574
Risk Based Cap Ratio (%)...................16.55
ROAA (%)................................................ 0.82
ROAE (%)................................................ 6.32
Net Interest Margin (%)........................ 3.77
OFFICERS
Chm Wayne D. Shipman
Pres Kent A. Wollenhaupt
CEO Kent A. Wollenhaupt
CFO Kent A. Wollenhaupt
COO Kent A. Wollenhaupt
FINANCIAL STATEMENT - 11/2014
Total Assets ($000).........................$39,076
Total Securities ($000).................. $12,857
Total Loans ($000)........................ $12,964
Total Deposits ($000).................... $34,506
Tier 1 Capital ($000)....................... $4,436
Risk Based Cap Ratio (%)...................22.91
ROAA (%)................................................ 0.33
ROAE (%)................................................ 2.94
Net Interest Margin (%)........................ 2.22
Susan L. Daley
William I. Moon
WALKER
Walker State Bank
116 Greene St • Walker, IA 52352
Phone: (319) 448-4317 • Fax: (319) 448-4102
www.walkerbank.com
FDIC Cert #16432 • Transit #073922089
Established: 1946
H/C: Country Bancorporation, Crawfordsville, IA
DIRECTORS
Brian G. Middendorf
Christopher A. Nielsen
Rod G. Dobney
Terry L. Novotny
Thomas R. Bernau
William R. Bernau
WAPELLO
Iowa State Bank
409 Hwy 61, South • Wapello, IA 52653
Phone: (319) 523-5200 • Fax: (319) 523-2858
www.iastatebk.com
FDIC Cert #14291 • Transit #073906872
Established: 1931
H/C: Morning Sun Bank Corp., Wapello, IA
Number of Branches: 5
DIRECTORS
Chris D. Grimm
Dennis Shull
Elizabeth Brennan
Kim L. Robb
Ron Massner
Walter J. Carlson
State Bank of Wapello
306 North Second St • Wapello, IA 52653
Phone: (319) 523-2131 • Fax: (319) 523-2141
www.statebankofwapello.com
FDIC Cert #15308 • Transit #073921721
Established: 1935
H/C: Wapello Bankshares, Inc., Wapello, IA
DIRECTORS
Curt L. Grimm
Harlan Hayes
Kent A. Wollenhaupt
Myrtle I. Wollenhaupt
Wayne D. Shipman
Wayne Gieselman
Page 80 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
WASHINGTON
Federation Bank
102 East Main St • Washington, IA 52353
Phone: (319) 653-7256 • Fax: (319) 653-2636
www.federationbankia.com
FDIC Cert #14352 • Transit #073915672
Established: 1906
H/C: Washington Bancorp, Washington, IA
Number of Branches: 5
DIRECTORS
Carroll Steinbeck
Dale J. Torpey
Donnie B. Dickinson
Jamie Collier
James D. Gorham
James E. Miller
Leisha A. Linge
Mary Levy
Washington State Bank
121 South Marion Ave • Washington, IA 52353
Phone: (319) 653-2151 • Fax: (319) 653-6375
www.washsb.com
FDIC Cert #214 • Transit #073902216
Established: 1932
H/C: W.S.B., Inc., Washington, IA
Number of Branches: 3
DIRECTORS
David Birney
James E. Lloyd
John A. Winga Jr.
Keith W. Lazar
Leigh Wolf
R. Dean Garrett
OFFICERS
Chm Dale J. Torpey
Pres Jamie Collier
CEO Gary James Collier
CFO Leisha A. Linge
COO Jamie Collier
Myron L. Graber
Rick R. Hofer
Terry Engelken
OFFICERS
Chm Rachel Nicola
Pres Keith W. Lazar
CEO Keith W. Lazar
CFO Keith W. Lazar
COO James R. Mostek
Rachel Nicola
Ron Farrier
Thomas Lowe
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $114,973
Total Securities ($000).................. $33,727
Total Loans ($000)........................ $69,552
Total Deposits ($000).................... $94,450
Tier 1 Capital ($000)....................... $9,286
Risk Based Cap Ratio (%)...................11.96
ROAA (%)................................................ 1.10
ROAE (%).............................................. 11.71
Net Interest Margin (%)........................ 3.65
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $241,536
Total Securities ($000).................. $73,431
Total Loans ($000)...................... $145,746
Total Deposits ($000).................. $187,871
Tier 1 Capital ($000)..................... $33,385
Risk Based Cap Ratio (%)................... 24.76
ROAA (%)................................................ 1.21
ROAE (%)................................................ 8.63
Net Interest Margin (%)........................ 3.13
WATERLOO
Farmers State Bank
1009 Peoples Sq • Waterloo, IA 50702
Phone: (319) 287-3961 • Fax: (319) 287-3966
www.fsb1879.com
FDIC Cert #12855 • Transit #073908045
Established: 1879
H/C: FSB Financial Services, Inc., Waterloo, IA
Number of Branches: 10
DIRECTORS
Albert C. Duroe
Andrew Van Fleet
Jerry L. Fratzke
John C. White
Michael H. Fereday
OFFICERS
Chm Albert C. Duroe
Pres Todd L. Rohlfsen
CEO Rodney Lawrence Duroe
CFO Rodney Lawrence Duroe
COO Rodney Lawrence Duroe
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$591,429
Total Securities ($000).................. $45,583
Total Loans ($000)......................$502,969
Total Deposits ($000)..................$462,459
Tier 1 Capital ($000)..................... $46,607
Risk Based Cap Ratio (%)...................10.69
ROAA (%).................................................1.74
ROAE (%)..............................................21.30
Net Interest Margin (%)........................ 4.07
OFFICERS
Chm James W. Oberreuter
Pres Daniel J. Schulte
CEO Daniel J. Schulte
CFO Daniel J. Schulte
COO Daniel J. Schulte
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $69,305
Total Securities ($000).................. $37,521
Total Loans ($000)........................ $27,592
Total Deposits ($000).................... $57,825
Tier 1 Capital ($000)..................... $10,000
Risk Based Cap Ratio (%)...................25.60
ROAA (%)................................................ 1.54
ROAE (%).............................................. 10.17
Net Interest Margin (%)........................ 3.10
Rodney Lawrence Duroe
Roger W. Hershberger
Suzanne C. Duroe
Todd L. Rohlfsen
WATKINS
Watkins Savings Bank
202 First St • Watkins, IA 52354
Phone: (319) 227-7773 • Fax: (319) 227-7446
www.watkinsbank.com
FDIC Cert #18071 • Transit #073916406
Established: 1892
DIRECTORS
Daniel J. Schulte
Dennis D. Kimm
Dennis L. Frese
James W. Oberreuter
John D. Kuester
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 81
WAUKON
Farmers & Merchants Savings Bank
201 West Main St • Waukon, IA 52172
Phone: (563) 568-3417 • Fax: (563) 568-6225
www.fmsb4me.com
FDIC Cert #255 • Transit #073920612
Established: 1925
H/C: Farmers & Merchants Savings Bank
Number of Branches: 2
DIRECTORS
Donald Bakke
Ethan A. Jacobson
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$150,222
Total Securities ($000)...................$51,162
Total Loans ($000)........................ $92,732
Total Deposits ($000).................. $127,156
Tier 1 Capital ($000)..................... $15,998
Risk Based Cap Ratio (%)...................15.42
ROAA (%)................................................ 1.75
ROAE (%)..............................................16.26
Net Interest Margin (%)........................ 3.48
OFFICERS
Chm James E. Sweeney
Pres James E. Sweeney
CEO James E. Sweeney
CFO Gail E. Prestemon
COO Gail E. Prestemon
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$252,503
Total Securities ($000).................. $46,232
Total Loans ($000)...................... $178,835
Total Deposits ($000).................. $207,406
Tier 1 Capital ($000)..................... $32,946
Risk Based Cap Ratio (%)................... 18.15
ROAA (%)................................................ 2.00
ROAE (%).............................................. 14.47
Net Interest Margin (%)........................ 3.80
Herbert Dehli
Sibyl Jacobson
Waukon State Bank
22 West Main St • Waukon, IA 52172
Phone: (563) 568-3451 • Fax: (563) 568-6247
www.waukonstatebank.com
FDIC Cert #1857 • Transit #073903985
Established: 1871
H/C: WFC, Inc., Waukon, IA
Number of Branches: 4
DIRECTORS
Alan J. Johnson
David Hahn
David Martin
David Stilwell
OFFICERS
Chm Ethan A. Jacobson
Pres Ethan A. Jacobson
CEO Ethan A. Jacobson
CFO Nancy Burg Rathbun
COO Nancy Burg Rathbun
Gail E. Prestemon
James E. Sweeney
Patrick C. Friar
Rick D. Burras
Robert A. Schultz
Ronald R. Stoskopf
Thomas Thomson
WAVERLY
First National Bank
316 East Bremer Ave • Waverly, IA 50677
Phone: (319) 352-1340 • Fax: (319) 352-6323
www.myfnbbank.com
FDIC Cert #4519 • Transit #073902766
Established: 1864
H/C: First of Waverly Corporation, Waverly, IA
Number of Branches: 6
DIRECTORS
David Engelbrecht
David J. Huser
David W. Deaver
Gary Nelson
James R. Kenyon
James R. Krieg
Keith D. Collins
Kimberly Folkers
Security State Bank
933 16th St, SW • Waverly, IA 50677
Phone: (319) 352-3500 • Fax: (319) 352-4231
www.securitystateonline.com
FDIC Cert #15738 • Transit #073921860
Established: 1940
H/C: Fayette Bancorporation, Marion, IA
Number of Branches: 3
DIRECTORS
Bernard Smith Jr.
Clair J. Lensing Jr.
Clair J. Lensing Sr.
Duane L. Harms
Mary E. Lensing
Thomas J. Leary
OFFICERS
Chm Gary Nelson
Pres Richard J. Carlson
CEO Richard J. Carlson
CFO Susan Whitson
COO Susan Whitson
Michael Byl
Richard J. Carlson
Susan Whitson
Tom Rasmussen
OFFICERS
Chm Clair J. Lensing Sr.
Pres Clair J. Lensing Sr.
CEO Clair J. Lensing Sr.
CFO Clair J. Lensing Sr.
COO Clair J. Lensing Sr.
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$324,675
Total Securities ($000).................. $40,219
Total Loans ($000)......................$253,813
Total Deposits ($000).................. $272,165
Tier 1 Capital ($000)..................... $36,499
Risk Based Cap Ratio (%)...................14.98
ROAA (%)................................................ 0.93
ROAE (%).................................................7.82
Net Interest Margin (%)........................ 3.53
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $79,851
Total Securities ($000).................. $36,409
Total Loans ($000)........................ $36,087
Total Deposits ($000).....................$61,140
Tier 1 Capital ($000)........................$7,731
Risk Based Cap Ratio (%)................... 16.31
ROAA (%)................................................ 1.31
ROAE (%)..............................................12.62
Net Interest Margin (%)........................ 3.20
Page 82 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
WEBSTER CITY
First State Bank
505 Second St • Webster City, IA 50595
Phone: (515) 832-2520 • Fax: (515) 832-2592
www.fsbwc.com
FDIC Cert #15321 • Transit #073921718
Established: 1935
H/C: Van Diest Investment Company, Ankeny, IA
Number of Branches: 6
DIRECTORS
Arlo Van Diest
Brian J. McLoughlin
David P. Taylor
Douglas D. Follmann
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$348,354
Total Securities ($000)...................$51,057
Total Loans ($000)...................... $270,937
Total Deposits ($000).................. $279,370
Tier 1 Capital ($000)..................... $38,170
Risk Based Cap Ratio (%)...................13.00
ROAA (%)................................................ 1.54
ROAE (%)..............................................12.91
Net Interest Margin (%)........................ 3.53
OFFICERS
Chm Dennis John Tasler
Pres Stephen L. Mourlam
CEO Stephen L. Mourlam
CFO Stephen L. Mourlam
COO Stephen L. Mourlam
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $109,240
Total Securities ($000)...................$41,167
Total Loans ($000)........................ $55,516
Total Deposits ($000).................... $92,656
Tier 1 Capital ($000)..................... $13,629
Risk Based Cap Ratio (%)................... 30.37
ROAA (%)................................................ 0.70
ROAE (%)................................................ 5.75
Net Interest Margin (%)........................ 3.01
OFFICERS
Chm Richard G. Fox
Pres Richard G. Fox
CEO Richard G. Fox
CFO Robert L. Macy
COO Jolene R. Hippen
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $101,627
Total Securities ($000).................. $33,560
Total Loans ($000)........................ $60,835
Total Deposits ($000).................... $76,461
Tier 1 Capital ($000)....................... $8,480
Risk Based Cap Ratio (%)................... 12.07
ROAA (%)................................................ 0.85
ROAE (%)..............................................11.44
Net Interest Margin (%)........................ 3.14
OFFICERS
Chm Stephany Harvey
Pres Martin L. Jacobs
CEO Martin L. Jacobs
CFO Martin L. Jacobs
COO Carol E. Baas
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$119,729
Total Securities ($000).................. $36,060
Total Loans ($000)........................ $72,671
Total Deposits ($000).................... $98,807
Tier 1 Capital ($000)..................... $11,789
Risk Based Cap Ratio (%)...................14.49
ROAA (%)................................................ 1.34
ROAE (%)..............................................13.21
Net Interest Margin (%)........................ 3.69
John Van Diest
Robert A. Van Diest
Ronald Nagel
WCF Financial Bank (MHC)
820 Des Moines St • Webster City, IA 50595
Phone: (515) 832-3071 • Fax: (515) 832-3085
www.wcfbank.com
FDIC Cert #28989 • Transit #273970776
Established: 1934
H/C: WCF Financial, M.H.C., Webster City, IA
Number of Branches: 3
DIRECTORS
C. Thomas Chalstrom
Dennis John Tasler
Harold J. Pursley
OFFICERS
Chm Robert A. Van Diest
Pres David P. Taylor
CEO David P. Taylor
CFO Brian J. McLoughlin
COO Denise Shehorn
Kyle R. Swon
Leo Moriarty
Stephen L. Mourlam
WELLSBURG
Peoples Savings Bank
414 North Adams St • Wellsburg, IA 50680
Phone: (641) 869-3721 • Fax: (641) 869-3855
www.bankpsb.com
FDIC Cert #14868 • Transit #073920531
Established: 1934
H/C: PSB Corporation, Wellsburg, IA
Number of Branches: 3
DIRECTORS
Alle V. Jaspers
Harris Reiter
Neil O’Kones
Richard G. Fox
Robert L. Macy
Tony Doolaard
WEST BEND
West Iowa Bank
319 South Broadway Ave • West Bend, IA 50597
Phone: (515) 887-7811 • Fax: (515) 887-7812
www.westiowabank.com
FDIC Cert #9105 • Transit #073908155
Established: 1926
H/C: West Bend Bancorp., West Bend, IA
Number of Branches: 5
DIRECTORS
James Daubendiek
Jenny A. Daubendiek
Justin Daubendiek
Martin L. Jacobs
Stephany Harvey
Susan Harvey Winchester
William H. Daubendiek II
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 83
WEST DES MOINES
Bank Iowa
1150 Jordan Creek Pkwy • West Des Moines, IA 50266
Phone: (515) 225-0710 • Fax: (515) 226-7370
www.bankiowabanks.com
FDIC Cert #14521 • Transit #073920418
Established: 1923
H/C: Bank Iowa Corporation, West Des Moines, IA
Number of Branches: 25
DIRECTORS
Darlene Carlson
Daryl K. Petty
David Boswell
Harry O. Barr
James L. Plagge
Jerry Warrick
John F. Hartford
John Krummel
Earlham Savings Bank
7300 Lake Drive • West Des Moines, IA 50266
Phone: (515) 223-4753 • Fax: (515) 225-3298
www.earlhambank.com
FDIC Cert #5796 • Transit #073921158
Established: 1931
Number of Branches: 8
DIRECTORS
James W. Belden
Margaret P. Schafer
Samuel H. Braland
177 South Jordan Creek Pkwy
West Des Moines, IA 50266
Phone: (515) 221-0022 • Fax: (515) 221-3311
www.fidelity-bank.com
FDIC Cert #14251 • Transit #073920900
Established: 1927
H/C: Maximum Bancshares, Inc., West Des Moines, IA
Number of Branches: 3
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)................... $1,113,676
Total Securities ($000).................$301,176
Total Loans ($000)......................$721,969
Total Deposits ($000)..................$923,730
Tier 1 Capital ($000)................... $100,919
Risk Based Cap Ratio (%)...................14.02
ROAA (%)................................................ 1.15
ROAE (%)..............................................12.69
Net Interest Margin (%)........................ 3.33
OFFICERS
Chm William W. Hunter
Pres William W. Hunter
CEO William W. Hunter
CFO William W. Hunter
COO Laura D. Forret
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$263,152
Total Securities ($000).................. $69,866
Total Loans ($000)...................... $163,618
Total Deposits ($000)..................$235,089
Tier 1 Capital ($000)..................... $27,158
Risk Based Cap Ratio (%)...................18.70
ROAA (%)................................................ 0.78
ROAE (%).................................................7.55
Net Interest Margin (%)........................ 3.50
OFFICERS
Chm Marvin L. Rickert
Pres Bruce D. Greenfield
CEO Bruce D. Greenfield
CFO Brian deBuhr
COO Brian deBuhr
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $71,303
Total Securities ($000).................... $4,605
Total Loans ($000)........................ $57,215
Total Deposits ($000).................... $52,139
Tier 1 Capital ($000)........................$6,513
Risk Based Cap Ratio (%)...................12.39
ROAA (%)................................................ 1.76
ROAE (%)..............................................15.04
Net Interest Margin (%)........................ 5.00
OFFICERS
Pres Jeffrey L. Payne
CEO Heather L. Miller
CFO Heather L. Miller
COO Jeffrey L. Payne
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $161,768
Total Securities ($000)............................ $0
Total Loans ($000)...................... $137,470
Total Deposits ($000).................. $133,537
Tier 1 Capital ($000)......................$17,273
Risk Based Cap Ratio (%)................... 14.12
ROAA (%)................................................ 1.51
ROAE (%)..............................................14.43
Net Interest Margin (%)........................ 3.64
Rick M. Nord
Teg Sage
Freedom Financial Bank
1255 Jordan Creek Pkwy
West Des Moines, IA 50266
Phone: (515) 223-1113 • Fax: (515) 223-0707
www.freedomfinancialbank.com
FDIC Cert #35031 • Transit #073922704
Established: 1999
H/C: Freedom Holdings Company, West Des Moines, IA
Number of Branches: 2
DIRECTORS
Heather L. Miller
Heidi A. Loverude
Jeffrey L. Payne
K. Paige Duncan
Richard H. Kriener
Robert D. Vavra
Scott Brus
Vernon L. Geiger
William W. Hunter
Fidelity Bank
DIRECTORS
Bruce D. Greenfield
Kenneth J. Bonnet
Marvin L. Rickert
OFFICERS
Chm K. Paige Duncan
Pres James L. Plagge
CEO James L. Plagge
CFO Darlene Carlson
Robert Hanson
Robert O. Grathwohl
Page 84 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
WEST DES MOINES
Midwest Heritage Bank, FSB
3580 EP True Pkwy, Suite 100
West Des Moines, IA 50265
Phone: (515) 278-6541 • Fax: (515) 278-6536
www.mhbank.com
FDIC Cert #4432 • Transit #073902436
Established: 1873
H/C: Hy-Vee, Inc., West Des Moines, IA
Number of Branches: 8
DIRECTORS
Jay Marshall
Karl Kruse
Michael D. Skokan
Monte Wiese
Paula Correy
Sheila Laing
State Savings Bank
4800 Mills Civic Pkwy, Suite 100
West Des Moines, IA 50265
Phone: (515) 457-9533 • Fax: (515) 457-9643
www.statesavingsonline.com
FDIC Cert #248 • Transit #073909468
Established: 1894
H/C: SSB Holding Co., Inc., West Des Moines, IA
Number of Branches: 2
DIRECTORS
James Middendorf
John F. Edge
Lee M. Walker
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$187,492
Total Securities ($000).................. $49,586
Total Loans ($000)...................... $122,014
Total Deposits ($000)..................$154,348
Tier 1 Capital ($000)..................... $20,114
Risk Based Cap Ratio (%)................... 17.20
ROAA (%)................................................ 1.06
ROAE (%)................................................ 8.77
Net Interest Margin (%)........................ 3.58
Stephen Meyer
Tony S. Kaska
OFFICERS
Chm John F. Edge
Pres Timothy J. Wolf
CEO Timothy J. Wolf
CFO Timothy J. Wolf
COO Timothy J. Wolf
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$104,432
Total Securities ($000).....................$2,001
Total Loans ($000).........................$91,147
Total Deposits ($000).................... $83,528
Tier 1 Capital ($000)..................... $10,491
Risk Based Cap Ratio (%)...................13.65
ROAA (%)................................................ 1.77
ROAE (%).............................................. 17.67
Net Interest Margin (%)........................ 4.26
Loren Milligan
Matt Whitaker
Timothy J. Wolf
West Bank
1601 22nd St • West Des Moines, IA 50266
Phone: (515) 222-2300 • Fax: (515) 222-2346
www.westbankstrong.com
FDIC Cert #15614 • Transit #073903354
Established: 1893
H/C: West Bancorporation, Inc., West Des Moines, IA
Number of Branches: 11
DIRECTORS
Brad L. Winterbottom
David D. Nelson
David R. Milligan
Douglas R. Gulling
Frank W. Berlin
George Dunlop Milligan
OFFICERS
Chm Stephen Meyer
Pres Tony S. Kaska
CEO Tony S. Kaska
CFO Lisa J. Hayek
COO Lisa J. Hayek
Harlee N. Olafson
James William Noyce
Joyce A. Chapman
Kaye R. Lozier
Lou Ann G. Sandburg
Michael J. Gerdin
OFFICERS
Chm David D. Nelson
Pres Brad L. Winterbottom
CEO David D. Nelson
CFO Douglas R. Gulling
Philip Jason Worth
Robert G. Pulver
Sean P. McMurray
Steven K. Gaer
Thomas A. Carlstrom
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................$1,507,862
Total Securities ($000)................$336,544
Total Loans ($000).................. $1,083,420
Total Deposits ($000)...............$1,211,253
Tier 1 Capital ($000)................... $148,240
Risk Based Cap Ratio (%)................... 13.07
ROAA (%)................................................ 1.42
ROAE (%)..............................................14.40
Net Interest Margin (%)........................ 3.55
WEST LIBERTY
West Liberty State Bank
OFFICERS
Chm Timothy B. Putney
101 East Fourth St • West Liberty, IA 52776
Pres Timothy B. Putney
Phone: (319) 627-2191 • Fax: (319) 627-2796
CEO Timothy B. Putney
www.wlsb-ia.com
CFO Timothy B. Putney
FDIC Cert #14573 • Transit #073904531
COO Timothy B. Putney
Established: 1934
H/C: Cornerstone Financial Services Group, Inc., Ottumwa, IA
DIRECTORS
Carmela Lechuga
Jason A. Cassady
Roger Winslow
Teri L. Messerschmitt
Timothy B. Putney
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $82,266
Total Securities ($000).................. $52,190
Total Loans ($000)........................ $24,150
Total Deposits ($000).................... $66,908
Tier 1 Capital ($000)....................... $8,882
Risk Based Cap Ratio (%)................... 27.48
ROAA (%)................................................ 0.64
ROAE (%)................................................ 4.83
Net Interest Margin (%)........................ 2.69
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 85
WEST UNION
Bank 1st
115 North Vine St • West Union, IA 52175
Phone: (563) 422-3883 • Fax: (563) 422-5356
www.bank1stia.com
FDIC Cert #13816 • Transit #073904560
Established: 1934
H/C: FNB Banshares, Inc., West Union, IA
Number of Branches: 3
DIRECTORS
Brian Reichter
George B. Woodard Jr.
James L. Moss
John A. Grimes
Mark L. Mihm
Richard E. Smith
OFFICERS
Chm John A. Grimes
Pres John A. Grimes
CEO Tobin L. Britt
CFO Tracy Weidemann
COO Tobin L. Britt
Roger Howard
Tobin L. Britt
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$122,601
Total Securities ($000)...................$39,717
Total Loans ($000)........................ $73,132
Total Deposits ($000).................. $109,125
Tier 1 Capital ($000)..................... $12,063
Risk Based Cap Ratio (%)................... 17.40
ROAA (%)................................................ 0.97
ROAE (%)................................................ 9.61
Net Interest Margin (%)........................ 3.36
WESTSIDE
Westside State Bank
401 First St • Westside, IA 51467
Phone: (712) 663-4322 • Fax: (712) 663-4321
www.wsbankonline.com
FDIC Cert #18518 • Transit #073913580
Established: 1906
H/C: Halbur Bancshares, Inc., Westside, IA
Number of Branches: 5
DIRECTORS
Debora J. Quandt
James A. Borcher
James J. White
James L. Andersen
Jeffrey L. Renner
Kevin G. Sporrer
OFFICERS
Chm James J. White
Pres Matthew N. Lujano
CEO Matthew N. Lujano
CFO Matthew N. Lujano
COO Matthew N. Lujano
Matthew N. Lujano
Susan J. Dennis
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $86,808
Total Securities ($000).................... $5,399
Total Loans ($000).........................$74,248
Total Deposits ($000).................... $66,612
Tier 1 Capital ($000)....................... $6,566
Risk Based Cap Ratio (%)................... 10.51
ROAA (%)................................................ 1.50
ROAE (%).............................................. 17.58
Net Interest Margin (%)........................ 4.22
WEVER
Farmers Savings Bank
3542 168th St • Wever, IA 52658
Phone: (319) 372-5141 • Fax: (319) 372-4533
www.fsbwever.com
FDIC Cert #10500 • Transit #073916532
Established: 1908
H/C: FSB Bancorp, Wever, IA
Number of Branches: 3
DIRECTORS
Brian A. Messer
Brian Burk
Eric Boeding
James Kannenberg
OFFICERS
Chm Brian Burk
Pres Brian A. Messer
CEO Brian A. Messer
CFO Brian A. Messer
COO Allison Wooldridge
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$120,420
Total Securities ($000).................. $11,760
Total Loans ($000)...................... $101,938
Total Deposits ($000).................... $97,812
Tier 1 Capital ($000)..................... $12,154
Risk Based Cap Ratio (%)................... 15.14
ROAA (%)................................................ 2.59
ROAE (%)..............................................25.26
Net Interest Margin (%)........................ 4.36
OFFICERS
Chm David Buchanan
Pres Jeffrey V. Jacobi
CEO Jeffrey V. Jacobi
CFO William J. Watters
COO Jeffrey V. Jacobi
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $141,106
Total Securities ($000).....................$8,013
Total Loans ($000)......................$125,402
Total Deposits ($000)..................$116,364
Tier 1 Capital ($000)..................... $14,204
Risk Based Cap Ratio (%)...................12.43
ROAA (%)................................................ 1.56
ROAE (%)..............................................15.09
Net Interest Margin (%)........................ 3.99
John Bonar
Lynn Egan
William Dahms
WHEATLAND
First Trust and Savings Bank
123 South Main St • Wheatland, IA 52777
Phone: (563) 374-1247 • Fax: (563) 374-1224
www.firsttrustsavings.com
FDIC Cert #8752 • Transit #073916545
Established: 1886
H/C: Wheatland Bancorporation, Wheatland, IA
Number of Branches: 6
DIRECTORS
Daniel G. Burke
David Buchanan
Dean Rock
Don Cain
Jeffrey V. Jacobi
Keith Steward
Ronald J. Burnett
Steven Rutenbeck
William J. Watters
Page 86 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]
WILLIAMSBURG
Farmers Trust & Savings Bank
510 Elm St, P.O. Box 90 • Williamsburg, IA 52361
Phone: (319) 668-2525 • Fax: (319) 668-2133
www.ftsbia.com
FDIC Cert #14392 • Transit #073906160
Established: 1934
H/C: FTS Financial, Inc., Williamsburg, IA
Number of Branches: 2
DIRECTORS
Cynthia L. Maxwell
James F. Gruenwald Jr.
John R. Jones
OFFICERS
Chm John R. Jones
Pres John R. Jones
CEO John R. Jones
CFO D. Jeffrey Young
COO D. Jeffrey Young
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)...................... $140,122
Total Securities ($000).................. $57,005
Total Loans ($000)........................ $75,569
Total Deposits ($000).................... $85,609
Tier 1 Capital ($000)..................... $27,795
Risk Based Cap Ratio (%)...................32.83
ROAA (%)................................................ 2.15
ROAE (%)..............................................10.55
Net Interest Margin (%)........................ 3.71
OFFICERS
Chm Michael D. Garris
Pres Klay Edwards
CEO Klay Edwards
CFO Klay Edwards
COO Leonard Hesseltine
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $27,805
Total Securities ($000)...................$14,712
Total Loans ($000)........................ $11,666
Total Deposits ($000).................... $24,826
Tier 1 Capital ($000)....................... $2,653
Risk Based Cap Ratio (%)................... 20.15
ROAA (%)................................................ 0.70
ROAE (%).................................................7.11
Net Interest Margin (%)........................ 2.76
OFFICERS
Chm S. James Smith
Pres Shane K. Pashek
CEO Shane K. Pashek
CFO Shane K. Pashek
COO Shane K. Pashek
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)......................$180,221
Total Securities ($000).................. $64,592
Total Loans ($000)...................... $105,427
Total Deposits ($000).................. $151,832
Tier 1 Capital ($000)..................... $20,750
Risk Based Cap Ratio (%)....................17.19
ROAA (%)................................................ 1.13
ROAE (%)................................................ 9.87
Net Interest Margin (%)........................ 3.37
OFFICERS
Chm Gene C. Lange
Pres Jeffrey J. Nolan
CEO Jeffrey J. Nolan
CFO Jeffrey J. Nolan
COO Jeffrey J. Nolan
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $82,390
Total Securities ($000).................. $25,248
Total Loans ($000)........................ $46,605
Total Deposits ($000).................... $75,257
Tier 1 Capital ($000)........................$6,873
Risk Based Cap Ratio (%)...................14.28
ROAA (%)................................................ 0.81
ROAE (%)................................................ 9.56
Net Interest Margin (%)........................ 3.82
Jon E. Kinzenbaw
Keith E. Stanerson
WINFIELD
Peoples State Bank
109 South Locust St • Winfield, IA 52659
Phone: (319) 257-3305 • Fax: (319) 257-6602
www.peoplesstatebk.com
FDIC Cert #13992 • Transit #073906665
Established: 1934
H/C: Peoples Holding Corp., Winfield, IA
Number of Branches:
DIRECTORS
Arthur L. Lauer
Gary Johnson
Jason Hagge
Klay Edwards
Michael D. Garris
Mitch Wachs
WINTERSET
Farmers & Merchants State Bank
101 West Jefferson St • Winterset, IA 50273
Phone: (515) 462-4242 • Fax: (515) 462-4246
www.fmsbiowa.com
FDIC Cert #15610 • Transit #073903147
Established: 1934
H/C: Farmers & Merchants Bancorp, Winterset, IA
Number of Branches: 4
DIRECTORS
David E. Trask
Hal S. Chase
James W. Mease
Kimberly A. Townsend
Marvin A. Eivins
Michael E. Weiss
Paul F. Cain
S. James Smith
Shane K. Pashek
Union State Bank
201 West Court Ave • Winterset, IA 50273
Phone: (515) 462-2161 • Fax: (515) 462-2468
www.usbiowa.com
FDIC Cert #14982 • Transit #073903150
Established: 1934
H/C: Madison Holding Company, Winterset, IA
Number of Branches: 4
DIRECTORS
Gene C. Lange
Jeffrey J. Nolan
John E. Casper
Kevin DeRegnier
Richard C. Burhuns Jr.
Susan Chickering
CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7] • Page 87
WYOMING
Citizens State Bank
114 West Main St • Wyoming, IA 52362
Phone: (563) 488-2211 • Fax: (563) 488-2226
www.csbwyoming.com
FDIC Cert #11759 • Transit #073907952
Established: 1913
H/C: C.S.B. Holding Corporation, Wyoming, IA
Number of Branches: 4
DIRECTORS
David C. Butterworth
Gary P. Rix
Geraldine F. Levsen
James P. Thines
OFFICERS
Chm David C. Butterworth
Pres James P. Thines
CEO David C. Butterworth
CFO David C. Butterworth
COO David C. Butterworth
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $93,388
Total Securities ($000).................. $39,910
Total Loans ($000)........................ $48,719
Total Deposits ($000).................... $67,482
Tier 1 Capital ($000)..................... $19,956
Risk Based Cap Ratio (%)...................34.90
ROAA (%)................................................ 1.90
ROAE (%)................................................ 8.58
Net Interest Margin (%)........................ 3.91
OFFICERS
Chm David M. Whiton
Pres Douglas J. Hemphill
CEO Douglas J. Hemphill
CFO Douglas J. Hemphill
COO Douglas J. Hemphill
FINANCIAL STATEMENT - 11/2014
Total Assets ($000)........................ $46,378
Total Securities ($000).................. $16,892
Total Loans ($000)........................ $27,732
Total Deposits ($000).....................$41,497
Tier 1 Capital ($000)....................... $4,254
Risk Based Cap Ratio (%)...................15.70
ROAA (%)................................................ 1.36
ROAE (%)..............................................14.75
Net Interest Margin (%)........................ 3.81
Jerry Sorgenfrey
Leo H. Ahrendsen
Lynn E. Ahrendsen
Michael J. Inglis
YALE
Farmers State Bank
201 Main St • Yale, IA 50277
Phone: (641) 439-2221 • Fax: (641) 439-6637
www.yalebankiowa.com
FDIC Cert #9106 • Transit #073918323
Established: 1921
H/C: Yale Bancorporation, Yale, IA
Number of Branches:
DIRECTORS
David M. Whiton
David R. Deardorff
Derek J. Hemphill
Douglas J. Hemphill
John A. Wilson
Jordan L. Carstens
Page 88 • CBI 2014/15 IowaBook Winter Edition - Data: Q3 2014, provided by SNL Financial [see Definitions on page 7]

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