April 2015 - Delta Community Credit Union

Insights
Where Life Comes Together
TM
April 2015
VOLUME 13 ISSUE 4
IN THIS ISSUE
• Scholarship Application Deadline
•“Companies That Care” Features
Delta Community
•Shred Days Are Here Again
•Spring Car Loan Promotion
• Home Buying Seminar Builds Confidence
• March Philanthropic Grant Awards
• In Business For Business Members
•And More Based on member feedback and other service metrics, the Atlanta (World Headquarters) branch was recognized as Branch of the Year at a recent Delta Community
employee event. Branch Manager Cathy Askew (at podium) accepted the award on behalf of her team, thanking members for their support throughout 2014.
DEAR VALUED DELTA COMMUNITY MEMBER,
As we continue to celebrate our 75th anniversary this year, Delta Community is poised to meet your financial
needs, whatever they may be. Thanks to your continuing support, we are able to do this in a variety of ways.
With the economy slowly improving and consumer confidence increasing, you may be considering a new home
or equity loan. If so, we have a 75th anniversary special for each program running through the end of April.
If you are seeking a car loan, we have special rates for those too, which will continue through May. Also, your
Delta Community Platinum Rewards Credit Card will come in handy for your vacation and you will earn Reward
Points for future usage. Whatever your financial needs, we are ready to serve you.
Letter From The CEO
Our commitment to serve extends to communities as well. We are firmly committed to investing in the
communities we are privileged to serve. We believe thriving communities help our members thrive which,
in turn, strengthens Delta Community and benefits the entire membership.
This issue of Insights features some of the many ways Delta Community makes a difference in the communities where our members live,
work and raise families. In fact, in 2014, we invested $625,000 in schools, chambers of commerce, Children’s Healthcare of Atlanta and
Children’s Miracle Network, as well as in 15 other charities through our Philanthropic Fund.
In addition, our employees contributed countless volunteer hours to our community events.
Whatever your aspirations are for 2015, please know we are here to help you get more out
of your finances.
Hank Halter
Scholarship
Application
Deadline
April 10
Delta Community is accepting
applications for its 2015
Scholarship Program. The
application deadline is Friday,
April 10. Winners will be
announced on or before
May 15.
For complete program details,
or to submit an application,
visit DeltaCommunityCU.com/
Scholarships.
“Companies That Care”
Features Delta Community
Delta Community CEO Hank Halter and VP of
Business Development Jai Rogers recently appeared
on WXIA 11Alive's Atlanta and Company program
hosted by Christine Pullara. The TV appearance
was the first of four that Delta Community will have
over the next year as part of the Credit Union's
involvement with 11Alive's "Companies That Care"
partnership, which showcases the community
involvement efforts of Atlanta-based companies.
During the Atlanta and Company appearance,
which marked the Credit Union’s 75th anniversary,
Hank and Jai discussed Delta Community’s
commitment to community involvement, how
charities are selected, active employee volunteering
and how the communities we serve benefit from our
involvement. Click here to watch the segment.
Shred Days Are Here Again
As you start your spring cleaning over the next few weeks, consider taking
advantage of our free Shred Day program, which starts at the end April. By
shredding your paperwork containing sensitive personal information, you
will be protecting your identity and disposing of unwanted documents.
Iron Mountain, a reputable document management company, will be on-site at the
branches listed below to destroy your documents in a safe, professional manner.
Virginia Avenue Branch
Mt. Zion Branch
Monday, April 27
10 a.m. to noon
Tuesday, April 28
10 a.m. to noon
Peachtree City
(Wisdom Road) Branch
Duluth Branch
Tuesday, May 5
9 to 11 a.m.
Saturday, May 2
9 to 11 a.m.
Marietta/Dallas Highway
Branch
Wednesday, May 6
10 a.m. to noon
Vinings Branch
Thursday, May 7
9 to 11 a.m.
Newnan Branch
Friday, May 8
10 a.m. to noon
The "Perfect Match"
For All Your
Banking Needs
Our new TV ads are now playing in metro Atlanta.
The ads feature Delta Community members with their cars and homes and show
how the Credit Union is the "perfect match" for consumers' personal banking and
lending needs.
To watch the ads, click here or visit our YouTube channel.
Thinking of Buying
a Car This Spring?
Take advantage of our spring car loan promotion with new car loan rates as
low as 1.59% APR*. The offer, with an easy online application, affordable payment
options and no pre-payment penalties, is valid April 1 to May 30. For more
information visit DeltaCommunityCU.com/CarLoans.
Delta Community CEO Hank Halter and VP of Business
Development Jai Rogers with 11Alive's Christine Pullara during
the "Companies That Care" segment.
*Rates subject to change. Annual Percentage Rate (APR) will be based on creditworthiness, term of loan
and age of vehicle.
Book/DVD Drive
Celebrates
75th Anniversary
March Philanthropic
Fund Grant Awards
Delta Community’s 2015 Philanthropic Fund grants
continued last month with three organizations
receiving awards:
We thank everyone for helping us celebrate
our 75th anniversary by donating used
children's books and DVDs during our
branch drive.
Items collected will be distributed to
Children's Healthcare of Atlanta and other
Children's Healthcare hospitals near our
out-of-state branches. These donations will
bring joy and entertainment to children
under care at these hospitals.
•
The Study Hall was awarded a $1,000 grant for
its financial literacy program, which educates
children and adults in the Peoplestown
community and the City of Atlanta.
• L iteracy Action, which provides financial literacy
education to adult students in Fulton and DeKalb
Counties, received a $1,500 grant.
Delta Community employee Jodi Moore
donates books at our Vinings branch.
Employees
Give Back to
Atlanta Nonprofits
•
Junior Achievement of Georgia received a $5,000
grant to provide 100 metro Atlanta middle school
students with scholarships to attend the Junior
Achievement Discovery Center (JA BizTown and
JA Finance Park).
30 metro Atlanta nonprofits will receive a total
of $75,000 from the 2015 Delta Community
Philanthropic Fund grant program. To learn more
about this Fund and how Delta Community is
helping people by building better communities, visit
DeltaCommunityCU.com/Community.
Delta Community is proud to give back to the communities it serves. As part
of our 75th anniversary celebrations, Credit Union employees and their families
volunteered at three metro Atlanta nonprofit organizations touched by our
Philanthropic Fund who also have anniversaries this year.
•
On March 14, employees participated in a beautification and painting
project at the Community School facility in Decatur to celebrate their
10th anniversary.
•
In honor of the Bloom Children’s Shelter’s 25th anniversary, employees
participated in an organizing project at the Bloom Closet in Fayetteville on
March 21.
•
To recognize the Cobb County Schools Foundation’s 15th anniversary, on
March 28, employees helped with an outdoor painting and fencing project
at a local elementary school.
(L-R) Sameerah Lambert and Dan Lavery from Literacy Action,
Delta Community's Kate Albano, Hannah Spence and
Matthew Shepherd, Junior Achievement's Christie Farmer
and Susan Allison from The Study Hall.
Home Buying Seminar Builds Confidence
Delta Community joined Cassie Young from Atlanta radio station Q100's "The Bert Show" for the
"We're All In This Together" First-Time Home Buyer seminar.
The seminar, held at Chuy's Perimeter in Atlanta on March 19, discussed the importance of establishing good
credit, debt-to-income ratio and first-time home buying discounts, including $750 off closing costs in celebration of the
Credit Union's 75th anniversary.
To learn more about Delta Community's First-Time Home Buying Program or to speak with a Home Loan Specialist, visit
DeltaCommunityCU.com.
In Business, For Business Members
Delta Community members come from all walks of life – including those who run
businesses and become commercial borrowers. While credit unions have long
been known for their hands-on commitment to individuals, Delta Community also
has the resources to help companies.
Delta Community is well-positioned to meet the sophisticated borrowing needs
of its business members. In 2014, the Credit Union expanded its commercial loan
portfolio by 85%, adding clients such as The Pink Plumber and J.W. Outfitters.
Jack Willis from J.W. Outfitters, a national
provider of uniform and corporate apparel.
”Over the years we’ve dealt with all size banks,” said Jack Willis, president of
J.W. Outfitters. “But we eventually figured out we get more personal service at
Delta Community. They learn our business and take an interest in us.”
Simon Kelley, managing director of The Pink Plumber, agrees. “For a long time,
we were with big national banks that just didn’t share our vision. Delta Community
understands our goals for growth,” he said. “You’re not just a customer. You’re
a member.”
Business owners looking for competitive rates and terms should give one of our
experienced commercial lenders a call at 404-677-8691 (extension 2) to discuss
our full suite of commercial lending capabilities.
Simon Kelley from The Pink Plumber, a company
that serves metro Atlanta and Tampa Bay.
Annual Meeting
Delta Community’s annual meeting was held on March 23. Board chairman Jim Diffley conducted
the meeting, and CEO Hank Halter provided attendees with a recap of the Credit Union’s 2014
performance. Hank and Jim were also pleased to present a check to Children’s Healthcare of
Atlanta for Delta Community’s 2014 contributions totaling $161,115.
CHOA's Brittany Wilson (second left)
with Delta Community's Stacie Clark,
Hank Halter, Jai Rogers and Jim Diffley
during check presentation.
To learn more about how the Credit Union performed in 2014, read the Annual Report, now available
on our website under Community, Newsroom then Publications. The Community Investment Report,
highlighting how we supported communities, schools, businesses and charitable organizations with
an investment totaling $625,000, is also available on the Publications page.
Visit our website at DeltaCommunityCU.com for a complete listing of our branch locations and drive-thru hours.
Financial Status as of Feb. 28, 2015
Assets: $4,865,000,000
Loans: $3,264,000,000
Great Connections
Deposits: $4,285,000,000
Members: 314,063
Delta Community Credit Union | 404-715-4725 or 1-800-544-3328
Loan Line | 1-800-544-3328
Audioline | 404-715-4627 or 1-800-334-7536
Websites | DeltaCommunityCU.com, MembersIA.com,
DeltaCommunityCU.com/Quarterlife
Holiday Closings
Fri., April 3 | Good Friday (World Headquarters and
Technical Operations Center closed)
Mon., May 25 | Memorial Day (all branches)
Insights is a monthly publication for the members of
Delta Community Credit Union. Issues are archived on our
website for easy reference.
Managing Editor: Jeffrey Deck
Editorial Inquiries: Email us at
[email protected]