to read - Hope Church Door County
Transcription
to read - Hope Church Door County
Hope United Church of Christ 141 South Twelfth Avenue Sturgeon Bay, Wisconsin, 54235 Hope Happenings Rev. Richard Feyen, Pastor Hope United Church of Christ, 141 South 12th Avenue , Sturgeon Bay, Wisconsin 54235 Tel: (920)743-2701 Website: www.hopechurchdc.org Email: [email protected] A PRIL , 2013 Services in April: FOOD CART 7 Communion Adult Forum YOUR PERSONAL JOURNEY Discussion led by Rudy & Shirley Senarighi NO CHOIR TODAY 10:30 am Worship Service: Please remember to bring a non-perishable item for the Food Cart each Sunday. These donations go to Feed My People, Clothe My People each week. 9:00 am “THE GIFT OF COMING TOGETHER” Rev. Richard Feyen During Worship 21 9:00 am 9:45 am 10:30 am Adult Forum: OUR NEIGHBOR, RON TOMES Presented by Ron Tomes Choir Rehearsal Worship Service: Faith Formation Class for children 4k - 4th Grade Mid-High Youth Class, Grades 5th - 8th “THE GIFT OF LIFE” Rev. Richard Feyen During Worship Faith Formation Class for children 4k - 4th Grade Mid-High Youth Class, Grades 5th - 8th 14 28 9:00 am Adult Forum: 5 POINTS OF SUCCESS Presented by former Navy Seal, Brett Hanson 9:45 am 10:30 am Choir Rehearsal Worship Service: “T HE G IFT OF E NLIGHTENMENT ” Rev. Richard Feyen During Worship Faith Formation Class for children 4k - 4th Grade Mid-High Youth Class, Grades 5th - 8th 9:00 am Adult Forum: BLANKETING SWAZILAND Presented by Nancy Skadden & Patti Tebon 9:30 am Choir Rehearsal 10:30 am Worship Service: “They Will Know Us By Our Love” Guest speaker, Jeffrey Birch During Worship Faith Formation Class for children 4k - 4th Grade Mid-High Youth Class, Grades 5th - 8th H OPE H APPENINGS APRIL, 2013 P AGE 3 D EACONS ’ C ORNER Hope…For The Earth I NSIDE THIS ISSUE : SUNDAYS IN APRIL 2 DEACONS’ CORNER 3 OF LILACS & RHUBARB 4 ONE UNITED CHURCH, on a shared witness for Planet Earth during 50 great days of greening up, powering down and shouting out for the environment! TRUSTEE’S STUFF 5 ART ALCOVES 6 That’s MISSION 4/1 EARTH! It’s about living our faith HEARING LOOP 7 ADULT FORUM 8 CHURCH YOUTH 910 Launching on Easter Monday, April 1, 2013, and continuing through the 50 days of Eastertide, UCC congregations, colleges, seminaries, camps and outdoor ministries, and others will join together in a shared mission campaign to: Collectively offer more than ONE MILLION HOURS of engaged earth care, including clean up, advocacy, education, and behavioral changes that will impact the environment. Collectively plant more than 100,000 TREES locally and globally in partnership with the National Arbor Day Foundation and the UCC’s denominational partners around the world. Collectively write/send more than 100,000 ADVOCACY LETTERS on environmental concerns to elected officials and local and national newspapers. HOPE NEWS 11 BENEVOLENT 12 PRAYER LIST 13 BIRTHDAYS/ ANNIVERSARIES 14 MISSION 4/1 EARTH links together 4 significant events –– Easter (March 31), Earth ENDOWMENT 15 16 Day (April 22), Arbor Day (April 26) and Pentecost (May 19) –– for a sustained, aggressive and collective mission opportunity for the entire United Church of Christ. Together, we will inspire and aspire to what we can accomplish as ONE CHURCH. HOPE COMMUNITY 17 HOPE RECIPES 18 As part of our Rally Day celebration for 2013, Hope Church is joining other UCC congregations to undertake MISSION 4/1 EARTH What is it? boldly so “That they may see our good works!” It is an opportunity to live our faith in unity, as one church, for the sake of our fragile planet Earth. April 1, 2013 - May 19, 2013 Our efforts will including planting 100 trees on the church grounds, each sponsored by a member or friend of Hope Church, as well as other efforts to support the national goals outlined above. You’re invited! To speak to the congregation on how you care for the earth. To write a letter to the editor or a lawmaker about environmental issues of concern to you. To sponsor one of the trees to be planted here at Hope. To consider what we can do in the next year to further the care of our planet. For more information, visit these websites: http://www.ucc.org/earth/about.html http://www.hopechurchdc.org/hope-ucc-embraces-mission-41-earth/ H OPE H APPENINGS APRIL, 2013 P AGE 4 O F L ILACS AND R HUBARB . ..From Pastor Richard: WORSHIP WITH INTEGRITY – I just wrote a letter to all the delegates (clergy and lay) of the Wisconsin Conference of the United Church of Christ, urging them to come to the Annual Meeting of the Conference. This year the theme is focusing on Worship With Integrity. The Annual Meeting will have speakers and musicians who will gather the people and suggest ways for them to go back to their churches and guide people into a worship-thought process that speaks to their needs in a changing cultural setting. Music in worship is often the biggest problem for churches, as they attempt to reach a younger demographic and strive to be true to their historic roots. There is a sense, in many places, that worship led by “rock-band-like” musicians, or a “praise team”, or some other style of music that is more appealing to younger people will “grow the church” and save it for yet another generation. When we lived and served churches in the Chicago suburbs, we were just down the road from one of the largest of the nation’s mega-churches, Willow Creek Community Church. Peggy and I went there a couple of times to get a feel for what it was like, to experience firsthand the worship style, and to hear the theology of the preachers. The professionalism of the musicians was first rate, the delivery of the speakers was polished to perfection, and the timing of the service was perfect to the second. But we left feeling like something was missing . . . and I have come to feel as if it was integrity of worship. When I picture a “person of integrity”, I think of a person whose life and actions show them to be, in every way, the person they claim to be. A person of integrity is more than honest; she or he is a person whose character does not hide behind a mask of pretentions, or put-on airs of superiority. They are open in word and action; and all of who they are reflects that openness. To “worship with integrity” then means that what we say and do expresses our deepest feelings about who or what God is. It means that if we question the very existence of God, that too is expressed. It means that if we feel moved by drumming on a Sunday night, or can express in the poetry of Rumi what is being felt at a memorial service, then express it we must. It means that the questions and challenges and thoughts that comfort or disturb must be done gently, compassionately and carefully, because gentle compassionate open people is who we say we are. It means that when songs of the Virgin Mother move us, they are sung; and that we can sing out the words of We Serve a Risen Savior because we can find our own meaning. And it means that as we gather, we can share compassionately the love we have within, because we can. Worshipping with integrity can include a praise team or a pipe organ, a rock band or a baby grand. But no matter what it does, it must strive to connect those in attendance with the sacred essence to which they pay homage. H OPE H APPENINGS APRIL, 2013 P AGE 5 T RUSTEES ’ S TUFF I want to thank every current and former Trustee for their service! Maintenance issue: Copier lease will be renewed in order to save money. Hot water heater timer has been re-adjusted according to church usage Batteries replaced in smoke detectors & double-checked (thanks Jock!) Operation of heating wires for the roof New Business: Budget review of all committees has begun. Karen Wilcox will review all church insurance policies for competitive pricing. Process of developing a 1, 4 & 8 year plan church has begun M ISSION & A CTION Spring !! It's time to renew- Gifts for Living! We will be collecting Gift Cards for Gas or Food this month A collection box will be located in Fellowship Hall. Your donated Gift Cards will be distributed by Human Services to persons in need, here in Door County. Note: Door County Community Programs and Social Services have combined to become Door County Human Services H OPE H APPENINGS APRIL, 2013 P AGE 6 A RT A LCOVES : A PRIL A RTIST IS E NRIQUE M ANABAT III The Hope Gallery’s featured artist for April will be Enrique Manabat III, who resides in Green Bay. He was born in Tarlac City in the Philippines, and after moving to the USA he lived in several states before settling in Green Bay. He is proud to be an American citizen. He worked for Hyundai as a financial officer before severe back problems forced him to retire in 2007. He turned to oil painting, and since then has painted a large volume of works and has developed his own unique style. He finds that painting is a great therapy for him. He paints a variety of subjects including old cars, animals, and portraits - including several of the Green Bay Packers. His style is imaginary, colorful and whimsical at times. He studied art at the UW Green Bay and the American Academy of Art in Chicago. Over the years he has exhibited his works at the UW and the Art Garage Gallery in Green Bay, the Morpho Gallery in Chicago, the Neville Public Museum in Green Bay and the Peninsula Art School in Fish Creek. He has contributed a substantial amount of his earnings to charitable organizations including Make a Wish Foundation and the United Way. He recently donated one of his works to the Green Bay Children’s Museum. His paintings may be seen online at www.paintingsilove/artist/ enriquemanabatIII. Packer Series V: Super HD Balut City Our thanks to February & March artists Jane Wineinger & Jean Austad Jealous Jag H OPE H APPENINGS APRIL, 2013 P AGE 7 E NDOWMENT C OMMITTEE - H EARING L OOP I NFORMATION This is the symbol that indicates a Hearing Loop is installed. Do you wear hearing aids? Have you heard of a Hearing Loop? Hearing loops create a magnetic field that makes the sound from the microphone go directly to your hearing aid – eliminating the background noise that often muddles sound – you may hear things but not clearly enough to understand words Does your hearing aid have a t-coil? That’s what makes your hearing aids compatible with a Hearing Loop – and you may already have it! Check with your audiologist to find out. Do you have difficulty hearing in church? Who has already installed a Hearing Loop? Sydney Opera House Westminster Abbey Sydney, Australia US House of Representatives (main chamber) Oshkosh Convention Center In Door County too? Yup! St. Peter’s Lutheran Church & Shepherd of the Bay We would like YOUR answers to these questions: Do you wear hearing aids? Do you have difficulty hearing in church? Have you heard of or used a Hearing Loop? If you have hearing aids, do they have a t-coil? The Hope Church Endowment Committee is gathering information about the possible need for a Hearing Loop at Hope Church. Nancy Feld has applied for a grant from the Northeast Wisconsin UCC Association to help cover the cost. PLEASE MAIL YOUR ANSWERS TO THE CHURCH BY APRIL 15th! We need to know! Email, snail mail -- or drop off your information at church! Thanks, Nancy Feld, Endowment Committee Secretary H OPE H APPENINGS APRIL, 2013 P AGE 8 A DULT F ORUM At a Glance Three of the Adult Forums in April will focus on Personal Faith Journeys. We will reflect on our own Faith Journeys; where we started as youngsters, and what experiences have brought each of us to our spiritual beliefs today. As participants share their stories, we’ll have the opportunity to continue to grow in our awareness of our individual faith journeys. April Forums April 7 2013-2013 Mission: To promote acts of kindness, no matter how small or large from Sturgeon Bay to Swaziland! 4/7 YOUR PERSONAL JOURNEY Presented by Rudy & Shirley Senarighi YOUR PERSONAL JOURNEY Presented by Rudy & Shirley Senarighi Rudy & Shirley Senarighi will lead participants through a structured exercise to reflect on each individual’s life experiences and spiritual journey. 4 / 14 5 POINTS OF SUCCESS Presented by Brett Hanson April 14 5 POINTS OF SUCCESS 4 / 21 OUR NEIGHBOR, RON TOMES Presented by Ron Tomes 4 / 28 BLANKETING SWAZILAND Presentedby Nancy Skadden & PattiTebon April 21 OUR NEIGHBOR, RON TOMES Presented by Ron Tomes Ron grew up a member of the Roman Catholic Church and attended parochial schools in the Milwaukee area. Ron is now a member of the Sturgeon Bay Community Church located at 515 N. 12th Ave. in Sturgeon Bay. We’ll not only hear about Ron’s spiritual experiences, we’ll also have the opportunity to learn about another church in our neighborhood. April 28 BLANKETING SWAZILAND Presented by Nancy Skadden & Patti Tebon Feed and Clothe My People & Blanketing Swaziland - Hope Presented by Brett Hanson Church's members, Mission and Action work, youth groups, and Brett describes himself as growing up Faith & Hope Circle have activea bit of a tough guy in Detroit. Later ly supported Feed My People/ he because a Navy Seal, which he says Clothe My People and Blanketchanged his life. Brett has been working Swaziland. Attend this forum ing on a book where he discusses the to hear updates on the activities Five Points of Success. Christianity of these organizations. Nancy did not answer all Brett’s questions Skadden will join us to discuss and he is now a follower of Buddhism. the Feed and Clothe My People and Patti Tebon will discuss Blanketing Swaziland. H OPE H APPENINGS APRIL, 2013 P AGE 9 C HURCH Y OUTH How the Endowment Committee impacted our Youth at Hope Church………. Classes are held on Sunday mornings during the service, following the Children’s Moment Dear Members of the Endowment Committee: We are writing this letter to say thank you so much for the generosity you have shown towards our class. We are very excited about the great success of our Souper Bowl of Caring project. We wanted to let you know the grand total of our food drive. We had set a goal of raising 1,000 cans, but we overshot the goal by more than double! In total, we raised 2,236 non perishable items that we delivered to Lakeshore CAP and Feed My People on Monday, March 4th. Thank you so very much for your help with this project. While we were working on this project, knowing that the Endowment Committee was behind us was a huge help. We knew that if we were able to reach last year’s goal of 500 cans, you would help us reach our goal. However, if we were able to meet the 1,000 can goal for this year, you would reward us with $450 to use to purchase more food. We were very excited to be able to overshoot the goal on our own, and your financial grant helped us soar well beyond our target! We are very grateful for your support. We are thrilled with all of the support we received at Hope Church, from cookie purchases to singing telegram orders to stationery purchases, to help with adding to the large collection of cans. Hope Church met our enthusiasm with enthusiasm and we are so pleased that everything turned out so well. Thank you again for your wonderful generosity. The Hope Church Mid High Sunday School Class Karen Rittle and Allie Rittle, teachers; Sabrina and Christopher Rittle, Bret, Kekoa, and Nalani Bicoy, Georgia Feldman, Grace Hubbard, and Yunjeong Lee, students Faith Formation Classes Pre-K through 4th Grade Spring is here, and with it, exciting lessons for our Faith Formation class. We begin with the concept of openness...being aware and accepting of new friends, ideas or places. The activity challenges the children to be watchful and focus on new things. The following Sunday the class will read Grandfather's Journey, and discover how new experiences can help us to be more accepting of others and other situations. By the third week, we open our minds to the practice of wonder and thank God for all our senses that bring joy into our lives. The final lesson brings us to the Spiritual Practice of "questing" ven- turing into the unknown, in life and in our journey to become closer to God. The lesson is based on the story of Abraham, who left his country and family for a new land. The activity involves a treasure map, a symbol that will remind us that we are all on a spiritual journey to find something bigger than ourselves. P AGE 10 H OPE H APPENINGS APRIL, 2013 C HURCH Y OUTH SUNDAY MORNING MID-HIGH YOUTH Led by Karen Rittle 5th Grade through 8th Grade The Mid-High Sunday school class is still basking in the glow of the HUGE SUCCESS of the Souper Bowl of Caring. In Sunday school, we have discussed what we liked about the project and what we think might improve upon a project like this. We are also discussing the spiritual practice of openness, peace, wonder, and searching. We use Bible passages and quotes by great thinkers in our lessons, and we have moments of silence, moments of prayer, and moments of discussion. This is a terrific group to work with, and we are enjoying our time together. WEDNESDAY EVENING SR. HIGH YOUTH GROUP Led by Mark Rittle & Sue Ann Hubbard All High School Age Kids March - ah…….March. What a crazy month! Snowstorms, rain, sunshine, ice. And then, we did it all over again! We had to cancel one of our meetings due to snow, and I had to miss one because Charlie got sick. Then it was Spring Break and Easter - so it went by too quickly! However, the show did go on, and we had two presentations that we really enjoyed! First, Ed DiMaio shared with us breathing techniques to help us relax and get in touch with our inner-selves. Thank you Ed! Next, our own Linnea Schmelzer gave a wonderful presentation on her volunteer experiences in Haiti, and how it changed her outlook on life. Careful Mom and Dad, now all the kids want to go out into the world on a mission trip! Since I’m actually writing this in mid-March, I have to make an educated guess based on experience; but I feel completely comfortable saying that the Easter Egg Hunt was a great success and enjoyed by all! I know there were confetti eggs (sold as a mini-fundraiser by the Sr. High) available - so the messier the floor was, the more fun was had! April is going to be a great month! We’re especially excited to be heading out to the Feyen’s house on April 17th for some fabulous food, games, and snooping around - they live in a fabulous old, converted school house in Alaska (Wisconsin), just south of Algoma. We’ll be sending home more information on this outing, but we expect to have everyone back in Sturgeon Bay by 9:00 pm. H OPE H APPENINGS APRIL, 2013 P AGE 11 H OPE N EWS Thanks to some VERY generous donations, our dinner program is now FULLY FUNDED! ELL Class @ Hope UCC On Behalf of the Youth Groups, We Say Thanks! Thursday Nights Gerry Thornton Thanks! Joan Shiels Thanks ! Angela Olson Marge Forrest 5 pm - 8 pm Instructor, Renee Honold-Smith, has decided to donate her time and knowledge to us at NO EXPENSE TO HOPE CHURCH! Clyde Smith THANK YOU RENEE! Rudy & Shirley Senarighi have been urging people to gather at meetings set up to A Vision Hope Church and begin to look at all our needs and dreams for the next ten years. The process is moving along well and we don’t have too much more work to do in the planning stages but we still want everyone’s help. Saturday, April 6 9:00 am - 12:00 pm We gather again. If you have come to either of the first two meetings, please come, you know what we are working on. If you have not come, you are still more than welcome and even urged to participate. Your ideas are welcome as well! Clearly we are beginning to identify and become more aware of what our needs are for the next ten years. for Hope look ahead for the future of SAVE THE Beginning in November, we 04.06.13 DATE We are, in fact, developing a new vision of hope .. for Hope!! H OPE H APPENINGS APRIL, 2013 P AGE 12 B ENEVOLENT C OMMITTEE Donations accepted beginning: Monday, April 22, 12:00 pm - 5:00 pm Through Thursday, April 25th at 5:00 pm Clean items in good repair and in working order to stock the following areas: Linens Rugs Doodads Garden Jewelry Toys & Games Adult & Children's Clothing Kitchen Sports Equipment Home Furnishings Holiday Items Etc. If you donate an item that is difficult to move and it doesn't sell, we will ask that you retrieve it Saturday afternoon. Sorry, but we are not accepting TV's, outdated computer equipment, or older electronics. We Are so grateful for your donations! Volunteer Work Schedule: Please call the church office, 743-2701 to sign up to help Set-Up: TUESDAY, April 23rd WEDNESDAY, April 24th Sale Days 9:00 am - 5:00 pm THURSDAY, April 25th Cleanup begins about 11:30 on SATURDAY, April 27 Choir members are invited to shop early on WEDNESDAY night before rehearsal Church Members are invited to shop early on THURSDAY, 5:00 - 8:00 p.m. We thank you in advance for any help you can give us. FRIAY, April 26 9:00 a.m. to 6:00 p.m. SAT. April 27 9:00 a.m. to 12:00 noon Any questions, call Nancy Feld (746-4417) or Maetta Chase (743-2971). H OPE H APPENINGS APRIL, 2013 P AGE 13 P RAYER L IST The Prayer List is now in chronological order, most recent in top left column. Todd Shewchuk Lucy & Jerry Richter Adam Kreuter Family & Friends of Kim Hays Family & Friends of Janet VanDuyse Jane Franz Frances Shields Majel (Pinney) Henrickson Ryan Zahler & Moi Saucedo Mary Johnson Family & Friends of James Hagen Jim Blackmon Jim Contratto Joe Franz Mike Kelsey Family & Friends of Chuck Sternard Dave Maier & Family Bret Bicoy & The Bicoy Family Marsha Maki Gerry Barlament Ray Birch Molly Fugelstad Sara Grace Weis Christopher Todd Eckers Jennifer Hintz Sue Menke White Randy Van Gheem Rose Marie Doty Jo & Bob McNeil Monica Gratkowski Jean Hills Katie Sakol Jil Sakol-Snow Family & Friends of Lori Steffen Joe Stapleton Pete Killingsworth Family & Friends of Kaden Tjossem Sarah Clark Diane Gervais Jeff Mosgaller Jan David Jeneen Stickney Joyce Williams Bob Haas Our Prayers Go With You………. Steve Graf Steven Tellstrom Dan Scieszinski Chava Mandel Glen Peotter Joan & Tom Gancarcik Paul VanderMaazen God, grant us Serenity To accept the things we cannot change Courage To change the things we can And Wisdom To know the difference Katie Schnorr’s brother, Ted Andy Bylengu Sara Grace Weis Molly Fuglestad Lou Williamson Leslie Hill H OPE H APPENINGS APRIL, 2013 P AGE 14 M ARCH B IRTHDAYS It was brought to my attention that I mistakenly LEFT OUT some END-OF-THEMONTH MARCH BIRTHDAYS!!!!! This is INEXCUSABLE!!! My deepest apologies to those who got left off the list - Happy Birthday to You! 28 Katherine Turk 29 Donna Vincent 29 Bret Bicoy “The Elder” 31 Bill Skadden A PRIL B IRTHDAYS Birthday Greetings To: 1 Ann Jinkins 1 Brittany Treadeau 17 Joann Johnston 18 Gerry Barlament 18 Holly Feldman 4 Barb Hansen 6 18 Eric Paulsen Barbara Hamilton Harris 7 Mike Anschutz 7 Owen Pichette 8 Jim Woods 8 Kathy Green 21 Angela Olson 9 Chuck Bither 23 Mark Nelson 9 Willard Dhein 25 Diane Evenson 25 Cassie Hitzman 26 Pete Schuster 27 Vicki Hollenbeck 27 Robert McNeil 28 Lynn Brunswick 9 Mark Jinkins 28 Maetta Chase 15 MurphyKate Montee A PRIL A NNIVERSARIES 3 - Nancy & Hans Feld (1999) 10 - Shirley & Rudy Senarighi 14 - Lynn & Scott Brunswick If your anniversary or birthday is in April and you don’t see it listed, please let us know so we can add you next time! H OPE H APPENINGS APRIL, 2013 P AGE 15 E NDOWMENT NEW LAW HELPS YOU HELP HOPE CHURCH (Part Two) By Mark Jinkins, Esq., CPA, and Chair of the Hope Endowment Committee This is “Part Two” of a two month article; see the March Hope Happenings for Part One. Last month, in an article sponsored by the Hope Endowment Committee, a new law for those of you age 70½ or older, available only for the 2013 calendar year, was highlighted, and also what Hope Endowment has and is doing for Hope. Many articles refer to this law as the “IRA Charitable Rollover” even though to some that might be a misnomer. This Part Two is intended to convey additional information about the opportunity available under this new law. USE THIS NEW LAW NOW before the law lapses at the end of 2013 TO HELP YOU HELP HOPE CHURCH! A gift to Hope Endowment helps the mission of Hope now and forever into the future; please refer to the March Hope Happenings article for what Hope Endowment did in 2012 as an example of what your gift can do. The 2013 grant applications include one grant awarded that funded replacement furniture/furnishings in the Hope Library, including pillows to make those long seated chairs more comfortable for those of us with shorter legs, and partial funding for a sanctuary hearing loop (initial estimated cost of $7500 exceeds Endowment’s amount available to grant this year, so an additional grant application has been submitted to a third party, and that determination is not expected until sometime in April, and the Hope Endowment funding, since insufficient, is dependent on that third party funding). The “IRA Charitable Rollover” if you meet its qualifications (i.e., age 70½ or older) makes any amount contributed to a qualified charity, up to the $100,000, completed free of any federal tax, and the amount of that contribution also is part of whatever minimum distribution is required for the 2013 calendar year. Whether the same applies to state tax depends on your state of residence, and laws change, so you need to check with your individual tax advisor on the specific. For Wisconsin, Wisconsin general adopts federal tax law but a year in arrears, but even though that is the general the Wisconsin tax law has approximately 100 areas where Wisconsin did not adopt from federal. The IRA Charitable Rollover was one of these when it was around for a few years in the first decade of this century, but Wisconsin has not acted since the new federal law was adopted in January, so whether Wisconsin will or will not be lockstep with this federal provision, like generally, or if there will be a special carve out exception that will make taxable in Wisconsin regardless of federal law, is not yet known. However the federal benefit is still available regardless. Now in more “CPAese” (like legalese used by attorneys but applied to tax matters, and not for those of you whose eyes gloss over when tax is mentioned; those whose eyes gloss over should skip this paragraph and start reading at the next paragraph of this article). Before this law went into effect you could withdraw dollars from an IRA that would be taxable income on your return, so if you made a charitable gift of that same amount wouldn’t it just offset all tax effects? Rhetorical but the answer is probably “NO” (“only your hair dresser knows for sure” – sorry that is a different commercial so really here “only your tax adviser knows for sure considering your particular return and specifics”). Examples of the “tax effects” that might not make the withdrawal and charitable contribution 100% offset, even though the withdrawal and the charitable gift are identical in amount, include potentially some or more of your social security benefits to tax or higher tax brackets, or not getting the full charitable deduction benefit because of such factors as you don’t itemize and instead use the standard deduction so a share of your standard deduction displaces the charitable deduction benefit; your charitable deduction is limited to 50% of your contribution base income so only part is deductible this year and future may similarly be limited or expires including the tax benefit if you die before all is used; or the so-called Pease limitations that Continues on next page P AGE 16 H OPE H APPENINGS APRIL, 2013 E NDOWMENT - CONTINUED reduce the total itemized allowed by up to 20% so you only get 80% of the amount contributed to charity as a deduction. There may be, and are, more differences possible, like avoiding alternative minimum tax (“AMT”) on income as the “IRA Charitable Rollover” is not included in the income subject to AMT, or avoid pushing your income up to add the additional 3.8% investment tax on dividends, capital gains and other investment earnings. Only your individual tax adviser can tell you all of the traps in the income tax rules that you may otherwise end up in, whereas the new law is simple – exclude the full amount of the “IRA Charitable Rollover” from income, so 100% matching – 100% free of any federal tax effect – just by making directly from your IRA to Hope United Church of Christ Endowment Fund in 2013 as fully, completely, 100%, excluded from federal income tax effects (this new law lapses at end of 2013 so you must ACT NOW to obtain the benefit of this new law). Assume you decide to use the full amount available under this new law in 2013 before the law lapses, that is you decide that rather than having the tax complexity and also having the government take their bite/share out of what you could otherwise, simply give 100% to Hope, so you have $100,000 paid directly from your IRA to Hope Church. Smaller amounts work too, so consider Hope for your gift of $1,000; $10,000, $25,000; or $50,000 – any amount between zero and $100,000, as completely free of federal tax effects if you meet the age 70½ requirement). For 2013 (and only for 2013 so act now), the “IRA Charitable Rollover” totally escapes all federal tax effects if you follow the correct procedure of a direct transfer from your IRA to Hope Endowment instead of otherwise potentially having tax effects some of which are detailed in the preceding paragraph (tax is so complex – make it simple by using the 2013 law). As set forth in the March Hope Happenings “Part One” leveraging with this new law helps you help Hope Church. Using the 40% tax example, a desire to gift $1500 to Hope can be leveraged to $2500 by making a $2500 direct payment from your IRA to Hope during 2013 (or $15,000 is leveraged into $25,000 by a $25,000 direct payment from your IRA to Hope during 2013; or $60,000 is leveraged into $100,000 - or whatever amount you desire – leverage up by an additional 2/3rd over the “after tax” amount that you would give because no federal tax effects on a direct payment from your IRA to Hope Endowment in 2013). A charitable contribution in 2013 directly from your IRA to Hope is 100% free of federal tax effects if you are age 70½ or older (being old does have its benefits). This NEW LAW HELPS YOU HELP HOPE CHURCH more this year and only in 2013 – don’t wait - this law is only effective for charitable contributions made during the 2013 calendar year. Please consider a gift to Hope Endowment now when the tax law is best and allows you to lever your gift to help Hope even more. This article was brought to you by your friendly Hope Endowment Committee, consisting of Chair Mark Jinkins, former chair Eric Paulsen, Jerry Bloom, Pastor Richard Feyen, Jim McAninch, Nancy Feld, Mark Rittle, and Katie Schnorr– PLEASE REMEMBER HOPE BY ACTING NOW, including in your Will, Trust, Beneficiary Designations (POD, TOD, Toten, Retirement Plans, IRAs, Life Insurance, etc.), Powers of Attorney, or other planning documents – simple but effective, with THANKS from HOPE H OPE H APPENINGS APRIL, 2013 P AGE 17 H OPE C OMMUNITY Neighbor-to-Neighbor Volunteer Caregivers of Door County P.O. Box 626, Sturgeon Bay, WI 54235 920-743-78009 www.neighbor-to-neighbor.org • [email protected] Neighbor-to-Neighbor is in need of caring people to become volunteers. Consider becoming a Peer Companion to adults who are lonely or isolated. Volunteers do not provide medical care or housekeeping; they simply spend time with people, sharing conversation. Sharing one hour of your time each week can make a huge difference in the life of someone else. Volunteer For more information or to volunteer, please contact Neighbor-to-Neighbor at 743-7800. The snow kept Memorial Gardens dormant for a long time. But now we look for the bulbs to produce flowers. Shrubs and trees will soon produce blooms. Spring - What a wonderful time! Remember those who have had their ashes placed in the garden, especially now! Loaves & Fishes Friday, April 26th Hope Church is again responsible for providing dessert for 200 people. Please bring your desserts to the NWTC Cafeteria Kitchen between 1 pm & 4 pm. Please do NOT include any nuts or peanut butter, as many people have severe allergic reactions to these items. The Benevolent Committee collects receipts from Econo Foods. Please save your Econo receipts and pop them in the blue box at the left side of the counter under the bulletin board next to the office. H OPE H APPENINGS APRIL, 2013 P AGE 18 H OPE R ECIPES If you have a recipe, or would like a specific recipe Let Sue Ann know! From the kitchen of Nancy Hutchinson: Step 1. Dough Recipe 1-1/4 oz. active dry yeast ( 9-1/4 tsp.) 1c. warm milk (105-110*) 1/2 c. sugar 1/3 c. butter (melted) 1 tsp. salt 2 eggs 4c. Flour ( I use 2c. reg flour & 2c. bread flour) Directions Step 2. Cinnabon Filling 1c. brown sugar packed 2-1/4 tsp. ceylon cinnamom 1/3c. butter Directions Cinnabons Put the milk in a measuring cup and heat in microwave for approx. 1 min. test the temp. of milk. If it's too warm you will kill the yeast. When milk is at right temp. put it in large mixing bowl. Add the yeast and whisk until dissolved. Don't over whisk it! When yeast is dissolved, add sugar and mix. Add eggs, margarine, and half of flour. Mix salt in the remaining 2c. of flour before adding to mixing bowl. Add flour to bowl, mix. The dough should be somewhat sticky. Cover the bowl and put in a warm place to rise (it should double in size). It will take approx. 1-1/2 hours. When the dough has risen you will place it on a floured surface and roll it out so it is approx. 1/4" thick. It should measure approx. 8x11. You will then spread the soft butter over the rolled out dough and place the mixture of brown sugar and cinnamon over the butter. Starting at one end you will roll the dough until it forms a log. Take a cake pan and line it with parchment paper. Cut the dough into approx. 1-1/2” lengths and place them in the pan. Cover the pan and put it in the oven at 110* for approx. 1 hour. The dough should double again in size. Once this has happened turn the oven on to 350* and bake for 10-15 min. They should be golden brown. Remove from oven and cover with frosting right away. Step 3. Frosting Recipe 8 Tblsp. butter softened 1-1/2 c. powdered sugar 4 oz. cream cheese 1/2 tsp. clear vanilla 1/8 tsp. salt ( I don't use the salt if the butter is already salted) 2-3 Tblsp. milk Directions Frosting should be smooth and easy to spread. You should taste more of the cream cheese than the powdered sugar. Alternative Dough Recipe Purchase bag of frozen Rhodes bread dough. Let it thaw either in fridge or wrap in plastic and leave on counter. Don't let it rise. When it is thawed roll it out. You can stretch it if you have to but do it gently so as not to tear it. It should roll pout to be approx. 6x8". Follow same instructions from above for filling and frosting. The only difference is you will only get about 6 rolls out of this vs. 12 rolls. You will also want to cut the filling and frosting recipe in half.