Team Freedom

Team Freedom
Kickoff Jan 6/7 2012
Sandy, Utah
1
2012 Team Freedom Kickoff -­ Sat Jan 7
Name
Doors open
Video Time
Period
End Time
8:30 AM
0:25
8:55 AM
8:55 AM
0:05
9:00 AM
9:00 AM
0:03
9:03 AM
9:03 AM
9:13 AM
0:10
0:01
9:13 AM
9:14 AM
Ken Groat
9:14 AM
0:15
9:29 AM
9:29 AM
9:39 AM
0:10
0:01
9:39 AM
9:40 AM
Brad H
Recognition
9:40 AM
0:15
9:55 AM
9:55 AM
0:05
10:00 AM
10:00 AM
10:26 AM
10:27 AM
10:52 AM
0:26
0:01
0:25
0:02
10:26 AM
10:27 AM
10:52 AM
10:54 AM
10:54 AM
0:30
11:24 AM
11:24 AM
11:34 AM
0:10
0:01
11:34 AM
11:35 AM
11:35 AM
0:10
11:45 AM
11:45 AM
12:05 PM
0:20
0:01
12:05 PM
12:06 PM
12:06 PM
12:11 PM
0:05
0:01
12:11 PM
12:12 PM
Kieiki Po'Uha
12:12 PM
12:17 PM
0:05
0:01
12:17 PM
12:18 PM
Adam Deane
12:18 PM
0:05
12:23 PM
12:23 PM
12:33 PM
0:10
0:01
12:33 PM
12:34 PM
Karin Rosquist
Recognition
12:34 PM
12:44 PM
0:10
0:01
12:44 PM
12:45 PM
Casey Smith
12:45 PM
1:05 PM
0:20
0:01
1:05 PM
1:06 PM
Jeff Fieldstad
1:06 PM
1:36 PM
0:30
0:01
1:36 PM
1:37 PM
Chris Howard
1:37 PM
1:52 PM
0:15
0:01
1:52 PM
1:53 PM
Steve Stonebraker
1:53 PM
2:08 PM
2:28 PM
0:15
0:20
0:01
2:08 PM
2:28 PM
2:29 PM
Rafa Bastidas
Recognition
2:29 PM
2:44 PM
0:15
0:01
2:44 PM
2:45 PM
Igor Rocha
2:45 PM
0:45
3:30 PM
Daniel Alonzo
Topic
100 Places you have to visit before you Die
Video
Intro of Ken Groat by Brendan Murton
Message from John Addison
Intro of Brad H by Brendan Murton
Legg Mason
Top 3 Sec, Auto, Debt W.
Intro of Neil Erickson by Brendan Murton
Neil Erickson
Recognition
Brendan Murton
Met Life
Top 5 Biggest Teams of 2011
2012 Vision
Intro of Brandon Neil by Brendan Murton
Brandon Neil
7 Fundamentals & his 2012 Vision
Intro of Daniel Alonzo by Brendan Murton
Daniel Alonzo
Recognition
The Power of Ownership
Personal Recruiting and Premium
Intro of Michelle Bodin by Brendan Murton
Michelle Bodin
Recognition
Making money before you have a Big Team
RL TCs & Top 15 RLs
Intro of Top 3 Team Captains by Brandon Neil
Thinking needed to become Team Captain
Intro of Adam Deane by Brandon Neil
The Magic of Double Digit Recruitiing
Intro of Karin Rosquist by Brandon Neil
Positive Attitude 100% of the time
Top 10 RVPs
Intro of Casey Smith by Brandon Neil
Women in PRI and partnership
Intro of Jeff Fieldstad by Brandon Neil
Leadership needed to Build 30K plus base
Intro of Chris Howard by Brendan Murton
E-­‐Myth & our New Complete System
Intro of Steve Stonebraker by Brendan Murton
Crusade -­‐ No Job/School and Own Business
Intro of Rafa Bastidas by Brendan Murton
Master your Craft, get good
Rep thru Division TCs & Top 20 Rep -­‐ Division
Intro of Igor Rocha by Brendan Murton
hƉϵϯйŝŶϮϬϭϭǀƐϮϬϭϬ͙ZsWƚŽ^sWƌƵŶ
Intro of Daniel Alonzo by Brendan Murton
Selling the Dream
2
Recognizing our
Team Captains
Adam & Kari Deane
Adam & Nicole Anderson
Alex Soltero
Amanda Haven & Andrew Spidell
Andrea Muniz
Angela Campos
Antonia & Diana Padilla
Bodie & Katie Wilson
Coby & Mekenzi Gordon
Curtis & Katie Hickman
Danny & Carrie Robinson
Fiji & Kamaile Blake
Geovany & Melissa Bustillo
Ilene & Richard Perdue
James Butts & Dani Turner
Joshua & Eneida Pinto
Karin Rosquist
Kieiki & Feki 3R·8KD
Kristin Wood & David Drake
Mai Do & Cuong Dieu
Mandy & Ray Waltemate
Martha Cano & Cale Hernandez
Nikki & Kyle Vermeulen
Papaloa & Jennifer Ete
Rachel & Brigham Johnson
Rachel Quintana
Rey Hinojos
Richard & Sumana Chea
Ruben & Stacey Garcia
Shaina & Darrick Parker
Shara & David Soon
Timothy & Kristine Mace
Todd Garcia
Travis & Debbie Tysz
Victorio & Mira Piva
Vivian & Ken Mai
3
Speakers Production Numbers
Biggest Teams of 2011
Brandon Neil
Top Team Captains
Oct thru Dec 2011
4
Speakers Production Numbers
Michelle Bodin
#1 Personal Producer
Biggest Baseshop Leaders 2011
#4 Steve Stonebraker
#3 Casey Smith
#2 Igor Rocha
#1 Jeff Fieldstad
5
Speakers Production Numbers
‡
‡
‡
‡
Igor Rocha
Top 5 Team Leader
Top 2 Baseshop
Biggest growth of Big Team
‡ Rafa Bastidas
‡ Top 3 Team Leader
‡ 2nd Biggest growth of Big Team
6
Brendan Murton
2012 Vision
Grow Distribution a.k.a. MORE RVPs
7
Brendan Murton
How Much am I going to make as a NEW RVP?
Assuming worst case, just in term life and smallest override spread (RL)
0
5,000
5,000
Personal
Team
Bonus
x 95%
x 25%
x 15%
Sub-Total
______ QBI (% stick)
x70%
5,000 Personal
5,000 Team
10,000 Bonus
x 95%
x 25%
x 20%
Sub-Total
______ QBI (% stick)
x70%
0
Personal
15,000 Team
15,000 Bonus
x 95%
x 25%
x 20%
Sub-Total
______ QBI (% stick)
x70%
5,000 Personal
15,000 Team
20,000 Bonus
x 95%
x 25%
x 20%
Sub-Total
______ QBI (% stick)
x70%
_______
_______
_______
_______
_______
_______
_______
_______
_______
_______
_______
_______
_______
_______
_______
_______
_______
_______
_______
_______
8
Brandon Neil
7 Fundamentals and Vision
9
The 7 Fundamentals of Primerica and how to master them 1. Prospecting -­‐Listen to prospecting/ apt setting CD (www.neilteamfreedom.com) 2. Setting Appointments -­‐Prospecting/ apt setting CD (www.neilteamfreedom.com) 3. Presenting -­‐Listen to first apt CD-­‐(www.neilteamfreedom.com) (new system coming)! 4. Overcoming all Objections -­‐Listen to Hector LaMarque overcoming objections CD (www.neilteamfreedom.com) 5. Mater all Products -­‐Go to POL and check out the support system tab, call wholesellers to help –”ƒ‹›‘—ƒ•›‘—ǯ”‡‡‡–‹‰™‹–Š…Ž‹‡–• -­‐Check out recorded webinars on www.neilteamfreedom.com for securities trainings as well as life insurance training. 6. Master recruiting across the Kitchen Table -­‐Listen to first apt cd, The interview CD, as well as the Shane Rudman CD on www.neilteamfreedom.com 7. Master the new person fast start -­‐Listen to the How to Get A New Person off to a fast start CD on www.neilteamfreedom.com ‹‹‰‹”‹‡”‹…ƒ†‘‡•ǯ–Šƒ˜‡–‘„‡–‘—‰ŠǤ–ǯ•ƒƒ––‡” of making a commitment to learn and mater these 7 fundamentals and applying them with big activity. The activity leads to results which leads to income. Master teaching these fundamentals and the possibilities are endless with what you can accomplish and earn! Another important aspect of winning in Primerica is Self-­‐Improvement, the more valuable you become to other, the more income you will earn! Some Good Books to Get You Started Coach-­‐ Art Williams 177 Mental Toughness Secrets of the World Class-­‐ Steve Seibold Think and Grow Rich-­‐ Napolian Hill Developing the Leader Within You-­‐ John Maxwell The Answer-­‐ John Assaraf & Murray Smith The Power of Your Subconcious Mind-­‐ Joseph Murphy The E Myth-­‐ Micheal Gerber All You Can Do is All You Can Do-­‐ Art Williams Pushing Up People-­‐ Art Williams Skill With People-­‐ Les Giblin What You Think of Me is None of My Business-­‐ Terry Cole-­‐Whittaker How To Win Friends and Influence People-­‐ Dale Carnegie Other resources: www.Jefffeildstad.com, www.winwithme.com 10
Chris Howard
E-­Myth & the NEW System
11
In the early years, you may need a
$_____________________________ Monthly
…
ey
n
mo
In the later years, you may not.
At Retirement: ___________ / ___________ (Age)
• Children Grown
• Lower Debt
• Mortgage Paid
Retirement Income Needed
• You’re Now Self-Insured
years, you better have money.
ater
l
the
n
I
6.
$____________________________________________
Retirement Accumulation
Underwriting Process (90 days)
Policy Issue
Premium Starts
Child Rider
Spouse: ____________Year Term / T / NT / P / WP
Primary: ___________Year Term / T / NT / P / WP
PROTECTION FEATURES
9 No War Exclusion
Freedom Accumulation Benefit/Savings
$25 ____ $50 _____ $100 _____ Other ________
ADDITIONAL BENEFITS
9 Terminal Illness Benefit (40/70)
9 Increasing Benefit Rider
The amount collected today pays for the first month when your policy is issued and is one of the requirements for conditional coverage during the qualification period.
Apply with initial amount
12. Our underwriting takes up to 90 days. In order to get the qualification process started, we need to get some information. (Drivers License)
7. Our concept is: Keep Insurance Separate from Savings. Buy Term and Invest the Difference
8. How does that look for both the coverage & monthly premium amount? A-Too High B-Too Low C- Perfect (circle one)
9. Are you willing to budget $_____________________per month to properly protect your family?
10. Unfortunately, life insurance is not something you can just buy. It’s something you have to qualify for medically.
11. Have you had any challenges with your health? (high blood pressure or heart disease or cancer)
ve
a
h
In the early years, you may no t
4. $ __________________ + $ __________________________
Monthly Savings
+ Current Lump Sum Savings
2.
HOW LIFE WORKS
lot
of
cov
era
ge
…
THEORY OF DECREASING RESPONSIBILITY
5.
A good rule of thumb is 8-10 times the amount of your income in life insurance
and save 10% of your take-home pay.
Today: ___________ / ___________ (Age)
• Young Children
$
• High Debt
Monthly Total • House Mortgage
Loss of Income Would Be Devastating
1.
MY FINANCIAL GAME PLAN
Current Monthly Take-Home Pay: Primary $__________________________ Spouse $__________________________
How much would your family need per month if you died prematurely?: Primary $__________________________ Spouse $__________________________
Experts say we should budget 15% of our take-home pay to our financial game plan. If on a tight budget, 10%. If you have low overhead, 20%.
What best describes you, saving 10%, 15%, or 20%? (circle one) $_________________________________
Currently Budgeting $
/Mo. + Additional Amount $ __________________________________/Mo. = TOTAL $_______________________/Mo.
3. Primary: $ __________________________________________________
Spouse: $ __________________________________________________
Kids: $ __________________________________________________
12
We request that you recommend 8 – 10 people like yourself that could benefit from having an FNA (Financial Needs Analysis)
and, of course, they can make up their own mind. Is that fair enough? Y/N
Date______________________________________
Introduced by: ___________________________ Phone # _______________________ For your representative ______________________________________
Please circle the person we should speak with and list their occupation in the designated area.
WHO DO YOU KNOW?
BEST FRIENDS
FAMILY
CO-WORKERS
________________________________________________________________________________________________________________________________________________________________________________________________
Husband
Wife
Last Name
Home Phone
Cell/Work Phone
E-Mail
________________________________________________________________________________________________________________________________________________________________________________________________
Address
City
State
Zip
Relationship
________________________________________________________________________________________________________________________________________________________________________________________________
Occupation
Age 25-55
Married
Children
Homeowner
Employed F-T
Income $25K+
Notes: ____________________________________________________________________________________________________________________________________________________________________________S T E A M*
________________________________________________________________________________________________________________________________________________________________________________________________
Husband
Wife
Last Name
Home Phone
Cell/Work Phone
E-Mail
________________________________________________________________________________________________________________________________________________________________________________________________
Address
City
State
Zip
Relationship
________________________________________________________________________________________________________________________________________________________________________________________________
Occupation
Age 25-55
Married
Children
Homeowner
Employed F-T
Income $25K+
Notes: ____________________________________________________________________________________________________________________________________________________________________________S T E A M*
________________________________________________________________________________________________________________________________________________________________________________________________
Husband
Wife
Last Name
Home Phone
Cell/Work Phone
E-Mail
________________________________________________________________________________________________________________________________________________________________________________________________
Address
City
State
Zip
Relationship
________________________________________________________________________________________________________________________________________________________________________________________________
Occupation
Age 25-55
Married
Children
Homeowner
Employed F-T
Income $25K+
Notes: ____________________________________________________________________________________________________________________________________________________________________________S T E A M*
________________________________________________________________________________________________________________________________________________________________________________________________
Husband
Wife
Last Name
Home Phone
Cell/Work Phone
E-Mail
________________________________________________________________________________________________________________________________________________________________________________________________
Address
City
State
Zip
Relationship
________________________________________________________________________________________________________________________________________________________________________________________________
Age 25-55
Married
Children
Homeowner
Employed F-T
Income $25K+
Occupation
Notes: ____________________________________________________________________________________________________________________________________________________________________________S T E A M*
________________________________________________________________________________________________________________________________________________________________________________________________
Husband
Wife
Last Name
Home Phone
Cell/Work Phone
E-Mail
________________________________________________________________________________________________________________________________________________________________________________________________
Address
City
State
Zip
Relationship
________________________________________________________________________________________________________________________________________________________________________________________________
Age 25-55
Married
Children
Homeowner
Employed F-T
Income $25K+
Occupation
Notes: ____________________________________________________________________________________________________________________________________________________________________________S T E A M*
________________________________________________________________________________________________________________________________________________________________________________________________
Husband
Wife
Last Name
Home Phone
Cell/Work Phone
E-Mail
________________________________________________________________________________________________________________________________________________________________________________________________
Address
City
State
Zip
Relationship
________________________________________________________________________________________________________________________________________________________________________________________________
Occupation
Age 25-55
Married
Children
Homeowner
Employed F-T
Income $25K+
Notes: ____________________________________________________________________________________________________________________________________________________________________________S T E A M*
* Salesperson, Teacher, Enthusiastic, Ambitious, Motivated
© 2011 Primerica / A9192 / 43559 / 08PFS08-12 / 12.11
13
FINANCIAL GAME PLAN / INPUT SHEET
Name: __________________________________________________________________________ M. ___________ Last: ____________________________________________________________________
Spouse’s Name: ________________________________________________________________ M. ___________ Last: ____________________________________________________________________
Address: ______________________________________________________________________________________ City:__________________________________ State: _______ ZIP:______________
Home #: __________________________________ Work #: __________________________________ Cell #: __________________________________ Email: __________________________________
Retirement
If you were to retire today, how much money would you need per month? $____________________________________________/Mo.
At what age would you like to retire? ___________ What is your current age? ___________ Do you want to count on Social Security for retirement? Y / N
Do you have a 401(k) / IRA / CD or other? Total amount saved for retirement: Primary $__________________________________Spouse $__________________________
Primary Mo. Contribution $______________________________________ Company Match $______________________________________
Spouse Mo. Contribution $______________________________________ Company Match $______________________________________ Total Mo. Contribution $
Emergency Fund and Non-Retirement Assets
Experts recommend 3-6 months of living expenses set aside in case of an emergency and/or lost income.
Current Amount $_____________________________________________________ Mo. Savings $
Do you have a checking account? Y / N Savings? Y / N
Non-Retirement Assets $_____________________________________________ (Bank Accounts, CDs, Mutual Funds, Stocks) Mo. Contribution $
Debt
Consumer Debt: $_______________________________________ Home/Market Value: $______________________________________ Mtg. Bal.: $______________________________________
If you could pay off your debt 5-10 years sooner, would that interest you? Y / N
Life Insurance Coverage
Primary $____________________________________________ Spouse $____________________________________________ Kids $_____________________________________________________
Primary Mo. Premium $_________________________Spouse Mo. Premium $
Kids Mo. Premium $
Type: WL / VUL / UL / TERM / GROUP / CURRENT CASH VALUE $_________________________________________
Group Coverage: $
/Mo. What happens to your group coverage when you leave your employer? (Generally, you lose it.)
(we recommend you don’t rely on group insurance fully for your family’s protection in case you change jobs, lose your job or your company changes benefits, etc.)
Doesn’t it make sense to own your own program, that you control and can take with you no matter where you go?
What do you feel is your most valuable asset?
Income Protection
Experts recommend 8-10 times the amount of your income in life insurance. For example: If you earn $50,000 per year,
you should have $500,000 of Income Protection (Income Replacement). When a family like yours doesn’t have any life
insurance outside of work, or is underinsured, it’s usually due to one of the following reasons:
A. They didn’t understand it. B. They didn’t think they could afford it. C. They never got around to it.
14
Income
Net Monthly Income (take-home pay) $__________________________________________ $___________________________________________ $_____________________________________
Spouse
Primary
Other Monthly Income
How much would your family need per month if you died prematurely? $_____________________________________________ $____________________________________________
Primary
DOB: _______________/______________/__________________ Tobacco Y / N
Primary
Spouse
DOB: _______________/______________/_________________ Tobacco Y / N
Spouse
Do you normally get a tax refund? Y / N How much? $___________________________________ What do you use it for? _______________________________________________
(Explain tax-free loan to the government/adjust your W-4 at work.)
Adjustment from Refund $
/Mo.
Education for Children
Is college education important for your children? Y / N
The average public education is $16,000 per year and private school is $35,000 per year.* Do you have a preference? Public / Private
Name_________________________________________________ Name_________________________________________________ Name_________________________________________________
DOB: _______________/______________/__________________
DOB: _______________/______________/_________________
DOB: _______________/______________/___________________
Amount Saved for College $_____________________________________________ Total Mo. Contribution for Education $
*USA Today, September 7, 2010
Legal Protection
Do you currently have a will? Y / N If it were affordable, would you like to have one? Y / N
Auto and Home Insurance 877-855-8111
What are you paying monthly? Auto/Home $ ______________________ Would you be open to saving money? Y / N
$
/ Mo. Savings
Your Financial Game Plan
Experts say we should budget 15% of our take-home pay to our financial game plan. If on a tight budget, 10%. If you have low overhead, 20%.
What best describes you, saving 10%, 15%, or 20%? (circle one) $________________________
Currently Budgeting $
/Mo. + Additional Amount $ __________________________________/Mo. = TOTAL $___________________________/Mo.
(Total of all boxes)
(Go to Financial Game Plan Worksheet)
4 Questions
1. (If no implementation on first visit) If, when we come back, we can show you a program that is better for you and your family in every way, is there any
reason we couldn’t earn your business?
2. Because we don’t advertise, we ask that you recommend 8 to 10 people exactly like yourself who ought to hear about the program and, of course, they’d
make up their own minds. Fair enough?
3. We’d also like to invite you to visit our office and attend one of our orientations to learn about our financial concepts as well as learn about our income
opportunities. Is there anything in your schedule you couldn’t rearrange to attend __________________________________________ at _________________________________?
4. If you could potentially earn an additional $1,000-$3,000 per month, would that interest you? (Show compensation.)
(Please provide client with Privacy Notice)
To ensure that we provide the best possible service to our clients, we ask you, by signing below, to verify and approve the information provided in the
questionnaire. The FNA is not an application for any financial product. The information you provide here may be shared with other Primerica Representatives
and imported into subsequent applications for products, regardless of Representative. So, we ask you to verify that the information provided above is correct.
By signing below, you confirm that the information is correct and you agree to the above uses for the information.
Approved By:______________________________________________________________________ Your Signature
Date:_______________/______________/_________________
Approved By: ______________________________________________________________________ Spouse’s Signature
Date:_______________/______________/_________________
Prepared By: ______________________________________________________________________ Representative
Date: _______________/______________/_________________
Representatives may represent the following affiliated companies: (a) as insurance agents in these respective jurisdictions: National Benefit Life Insurance Company, Home Office,
Long Island City, NY, in New York; and Primerica Life Insurance Company, Executive Offices, Duluth, GA, in all other U.S. jurisdictions; (b) and, if securities licensed, PFS15
Investments Inc.
BUDGET WORKSHEET
(Where is my money going?)
TOP FINANCIAL PRIORITIES
Financial Independence Number (FIN) — Debt Freedom Date — Income Protection — Emergency Fund — College Fund — Will
Client name(s): ___________________________________________________________________________________________________________________________________
LIVING EXPENSES (PER MONTH)
HOUSING
BEFORE
AFTER
Rent / Mortgage
Homeowner’s Insurance
Telephone
Utilities (gas, electric, water, etc.)
Maintenance & Repair (lawn care, water softener)
Furnishings
Improvements (landscaping, seasonal décor)
Household Help
Other (cell phone, Internet, cable, etc.)
Total home-related expenses
FAMILY
Food & Grocery (health and beauty products, cleaning products, paper products)
Clothing
Medical & Dental Expenses (not covered by insurance, including prescriptions)
Laundry & Dry Cleaning
Child Care
Education Expenses (tuition, school lunch, supplies)
Legal Expenses
Pet Care (food, supplies, boarding, vet visits)
Hair Care (cuts, color, etc.)
Other (alimony, child support, etc.)
TRANSPORTATION
Car Payment
Car Insurance
Gas & Oil
Maintenance & Repair
Other (lease vehicle, licensing & registration, etc.)
GIVING
Charitable (churches, charities, raffles, fundraisers)
Non-charitable (Christmas, birthdays, anniversaries)
LEISURE
Vacations
Hobbies (club memberships, racing, crafts, etc.)
Entertainment (restaurants, fast food, movies, sporting events, parties)
Other (newspaper, magazines, cigarettes, soda, etc.)
Total non-home related expenses
TOTAL LIVING EXPENSES
(In some cases, it may be easier to calculate an annual expense and convert to a monthly amount.)
16
ARE YOU PAYING
TOO MUCH?
MAKE YOUR
WISHES KNOWN
AUTO & HOME INSURANCE
Steps to receiving a quote from
Primerica Secure and Insurance
Answer Center.1, 2
LEGAL PROTECTION
It’s important to have a will. If you
don’t have a will and you die:
•
Strangers could be the ones to decide who will
raise your children.3
•
The courts will determine how your money
and your belongings will be distributed.
•
A larger percentage of your money may go to
paying taxes.
1. It’s easy to get started.
Simply call toll-free (877) 855-8111 during
call center hours of operation, or log on to
www.PrimericaSecure.com.
Call Center Hours of Operation:
Monday-Friday: 8 a.m. to Midnight, ET
Saturday: 11 a.m. to 11 p.m. ET
Sunday: 11 a.m. to 10 p.m. ET
2. What you’ll need to access
Primerica Secure.
Before you call or log on, be sure to have the
following information handy:
Representative’s Solution Number:
_________________________________________________
Representative’s Last Name:
_________________________________________________
Additional information to have:
• All Vehicle Identification Numbers (VINs)
• Declarations page of your existing policy
Did you know that 57% of adult
Americans don’t have a will?4
Enroll in the Primerica Legal Protection Program
today for peace of mind, security and legal
empowerment.
One of the most important benefits of membership
in the Primerica Legal Protection program is the
opportunity to draw up your will.
Other Important Legal Benefits:
• Legal Consultation and Legal Assistance Services
• Durable Power of Attorney
• Directive of Physician/Living Will
• Motor Vehicle-Related benefits
• Probate Benefits
Plus more….
Membership in the Primerica Legal Protection
Program (PLPP) gives you access to professional
legal experts at top quality law firms for as little as
$25 per month.5
READY TO BECOME
DEBT FREE?
DEBT STACKING/CREDIT SCORE
MONITORING/IDENTITY THEFT PROTECTION*
Primerica DebtWatchers™ is an
innovative product, available through
Primerica in partnership with Equifax,
that allows you to use the information
in your Equifax Credit Report™ to put
together a simple-to-understand plan for
paying off your debt.6
Set up your Primerica DebtWatchers
program
•
Go to my.primerica.com and click on the
“Register” link to set up a new account with
Primerica.
•
Click on the “Activate” button in the Primerica
DebtWatchers / Score Power® section.
•
Select the “Activate Primerica DebtWatchers
for the first time” option and click continue.
•
Enter your Primerica representative’s five-digit
alphanumeric solution number (available to
the left), provide some personal information
and answer two authentication verification
questions.
•
Read the agreements and then enter your
payment information.
•
Click “Access my product” now and you’re on
your way!
Must be appropriately licensed to use this page.
1 Primerica (Primerica Financial Services Inc. and Primerica Financial Services Insurance Marketing Inc., CA License Number 0612256), its representatives and the Secure ProgramTM do
not represent any of the insurers in the program. Primerica, its affiliates and representatives offer other products and services. You are not required to apply for or purchase any other
product or service in order to be considered for the Secure Program. Each product may be applied for and purchased separately. 2 Answer Financial Inc., (the insurance agent) is not
an insurance company. It is authorized to offer insurance products and services through its licensed affiliates Insurance Answer Center® Inc. (California License No. 0B99714), Answer
Center Insurance Agency Inc., and other affiliates. Insurance Answer Center, Inc. represents insurance companies and is paid commissions and may receive other performance-based
compensation for the services provided to you. Rates subject to change. All products may not be available in all states. 3 Kiplinger’s, January 2011 4 dailyfinance.com April 4, 2011. 5 Rates
are different in NJ, NY and WA. Product is not available to residents of Washington D.C. 6 Primerica, representatives of Primerica, Equifax and Primerica DebtWatchers™ will not act as an
intermediary between Primerica DebtWatchers customers and their creditors and do not imply, promise or guarantee that credit files or credit scores will or may be improved, repaired,
boosted, enhanced, corrected or increased by use of the Primerica DebtWatchers product. See https://my.primerica.com for additional Important Disclosures. Primerica DebtWatchers™ is
a trademark of Primerica, Inc. References to Primerica refer to Primerica Client Services, Inc., an affiliate of Primerica, Inc. References to Equifax refer to Equifax Consumer Services LLC, a
wholly owned subsidiary of Equifax Inc. Equifax Credit Report™ is a trademark of Equifax Inc.
* Score Power® is a registered trademark of Equifax, Inc. Product not available for purchase by residents of Washington, D.C.
17
Steve Stonebraker
&UXVDGHDJDLQVWWKH´*RWRVFKRRODQGJHWD
Good MREµOLH
18
Top Money Makers 1
19
20
21
22
23
)HHOWKH5XVK«
To the Rockies!
Broadmoor Resort
Colorado Springs, CO
Phase I: August 15-‐18, 2012
Phase II: August 18-‐21, 2012
Phase III: August 21-‐24, 2012
Qualification Period:
December 2011 ² May 2012
24