Fee Schedule - Wayne Westland Federal Credit Union

Fee Schedule - Wayne Westland Federal Credit Union

WAYNE WESTLAND
“Moving Toward Your Financial Success”
FEDERAL CREDIT UNION
Fee Schedule
PRIME SAVINGS
FEE
CHECKING ACCOUNTS
FEE
>> Bad Address (per month)
>> Deposit Item Returned (NSF check deposited)
>> D
ormant Account (monthly) (two years no transactions)
>> H
istory print out of account (per month)
>> H
istory print out of account mailed (per month)
>> H
istory of account on home banking site
>> M
inimum Deposit to account to maintain membership
>> M
onthly Low Balance Fee (Under $50) per month
(waived with a current loan)
>> M
onthly Low Balance Fee (Under age 18)
>> O
verdrawn Status (each occurrence)
>> R
e-Open Closed Account Fee
>> R
eturned Bad Address Statement Fee (per month)
>> S
tatement Copies (per month)
>> T
ransfer Fee (per transaction)
>> T
ransfer Fee (under age 18 per transaction)
$10
$30
$10
$1
$5
FREE
$5
$3
>> B
ad Address (per month)
>> A
ccount Reconciliation or Research Fee (First Hour)
$10
$25
>> A
ccount Reconciliation or Research Fee (Each Additional Hour)
$15
>> A
uto Transfer from Savings for overdrafts (per transfer)
$2
>> C
heck Certified (per item)
$3
>> C
heck Copy (per item) $5
>> C
heck Copy if subscribed to credit union’s home banking
FREE
FREE
$30
$25
$5
$5
$2
FREE
>> C
heck Printing (Several styles to choose from)
VARIES
>> C
ourtesy Pay (Overdraft Privilege) per item
$30
>> D
ormant Account (monthly) (two years no transactions)
$10
>> H
istory print out of account (per month)
$5
>> H
istory print out of account mailed (per month)
$5
>> H
istory of account on home banking site
FREE
>> L
ifestyle Checking (More than 5 checks per month) $5
>> M
onthly Low Balance Fee (under $400)
$5
>> M
onthly Low Balance Fee with monthly Direct Deposit
FREE
>> N
on Sufficient Funds (Returned checks) per item
$30
>> O
nline Banking and Bill Pay
FREE
>> R
eturned Bad Address Statement Fee (per month)
$5
>> S
top Payment of check (per item or in sequence)
$25
>> S
top Payment of Lost check(s)
FREE
>> S
tatement Copies (per month)
$10
Effective 2-1-2012
500 S. Wayne Rd. Westland, MI 48186 | 734.721.5700 | www.wwfcu.org
© 2012 CUINMARKETING.COM
WAYNE WESTLAND
FEDERAL CREDIT UNION
Fee Schedule
ATM/DEBIT
FEE
>> A
TM withdrawals (5 FREE each $1
month) (Must use WWFCU owned
ATMs or SC24 ATMs)
>> W
ithdrawal at Foreign ATM Machines (per transaction)
>> A
TM Surcharge FEE on WWFCU owned ATMs
$2
FREE for
Members
MISCELLANEOUS
CHARGES
FEE
LOANS
FEE
>> C
ashiers Check (Under $1,500)
$2
>> L
ate Loan Payment per month
(after 15 day grace period)
$30
>> C
ertified Check
$3
>> H
ome Equity Title Fee
$150
>> Loan & M
ortgage Modifications
$300
>> S
kip-A-Pay on loan payments
FREE
>> E
xtension Agreements
FREE
>> T
ravelers Checks Dual Signature $1.50
(per $100)
BUSINESS ACCOUNTS
FEE
>> M
oney Orders
$ .50
>> S
avings Only (per month)
$10
>> D
omestic Wire Transfers International Wire Transfers
$15
$30
>> S
avings and Checking
(per month)
$25
>> S
ervice Center Locations (per transactions)
$2.50
>> C
heck Cashing Fee (Non-Members) 5%
(On dollar amount)
>> T
ravelers Checks (per $100)
$1
>> A
TM Surcharge FEE on
WWFCU owned ATMs
(non-credit union cards only)
$2
>> O
verdrawn Status (each occurrence)
$30
>> Lost, Stolen, Captured, Worn,
or New PIN - On all ATM and
MasterCard Debit
(first one free)
$5
>> N
ew Pin Number
$3
>> S
ervice Center Locations used on Wednesdays
FREE
>> A
TM Cards & MasterCard Debit (First One Free)
$5
>> C
anadian Check Processing
$10
>> P
.O.S. (Point of Sale) per transaction
FREE
>> A
CH Stop Payment (Electronic Transaction)
$25
>> A
CH Non-Sufficient Funds (Electronic Transaction)
$30
>> L
evy or Garnishment on Account
$50
>> E
scheats Account Processing
$50
>> G
ift Cards
$5
WWFCU is not responsible for foreign ATM
surcharge fees.
HOME BANKING
FEE
>> C
redit Union Home Financial FREE
>> Account History
FREE
Network
>> Q
uick Change Coin Redemption 5%
(members) (on total dollar amount) DIRECT DEPOSIT
ACCOUNTS
FEE
>> C
HECKING No Minimum Balances Required
FREE
>> S
ervice Center Transactions
FREE
Qualifies for Loan Rate Discounts
YOUTH ACCOUNTS
(UNDER AGE 18)
FEE
>> NO FEE
CITY OF WAYNE/
WESTLAND PUBLIC
SERVICE ACCOUNTS
FEE
>> A
TM withdrawals
FREE
>> C
HECKING No Minimum Balance Required
FREE
(MUST HAVE DIRECT DEPOSIT)
>> E-Statements (monthly)
FREE
>> Account Transfers
FREE
>> Loan Payments
FREE
>> Loan Advances
FREE
>> N
otary Public Service (members only)
>> Bill Pay
FREE
>> F
oreign Credit Card Cash Advance $15
>> S
ervice Center Locations All Transactions
FREE
>> Copy of cleared checks
FREE
>> P
hone Access Line
>> T
ravelers Checks
FREE
>> Q
uick Change Coin Redemption 10%
(non-members) (on total dollar amount)
FREE
FREE
Effective 2-1-2012
500 S. Wayne Rd. Westland, MI 48186 | 734.721.5700 | www.wwfcu.org
© 2012 CUINMARKETING.COM