SHCC_Sept-Oct 06 09.21.06.indd - Sacramento Hispanic Chamber
Transcription
SHCC_Sept-Oct 06 09.21.06.indd - Sacramento Hispanic Chamber
SEPT/OCT 2006 BUSINESS MAGAZINE MEMBERSHIP MEANS BUSINESS W W W. S A C H C C . O R G FEATURED MEMBER: NICK MONTOYA PRESENTS THE POWER OF HIS TRADEMARK 19TH ANNUAL JALAPEÑO CLASSIC GOLF TOURNAMENT PRESORTED STD. US POSTAGE PAID PERMIT NO. 535 SACRAMENTO INTEL: COMMUNITY PARTERNSHIP IS KEY contents The Mission of the Sacramento Hispanic Chamber of Commerce is (1) to create, expand and promote business opportunities for the Hispanic community, and (2) to support and advocate for the interests of the community, which it serves through advocacy, education and networking. 2 0 0 6 PA RT N E R S O F D I S T I N C T I O N MESSAGES 4 President’s Message 6 Chair’s Message ¡QUE TAL! 9 Upcoming Chamber Events/New and Renewed Members 11 Ambassador of the Month 11 SHCC Member Press Releases 19 The JALAPEÑO Classic Golf Tournament BUSINESS SECTION 12 Creating Stragtegies to Enhance Your Business Potential 14 Employment Law: Resonable Accomodations and Disabled Wokers 33 Consider a 401(k) Plan for Your Business 36 Counsel’s Corner: Piercing the Veil of Limited Liability Companies SPECIAL FEATURES 24 INTEL: Community Partnership is Key 26 Maria Padilla–Angel: Supporting Education through Macy’s Community Shopping Day 28 Featured Member: Nick Montoya 30 Incorporating Etiquette SAVE THE DATE SHCC 35th Annual Business Awards and Recognition Banquet— February 24th, 2007 SACRAMENTO HISPANIC CHAMBER OF COMMERCE | WWW.SACHCC.ORG 3 president’s message The 19th Annual JALAPEÑO Classic Golf Tournament was a total success! The winners are Hispanic students wanting to further their education. We would like to thank our sponsors, players, volunteers and staff for making it happen. *Note: A recent report by the Harvard University Civil Rights Project shows that only 41.1% of Hispanic students attending Sacramento City Unified School District high schools graduate with a diploma on time. These figures reflect the lowest high school graduation rates among the state’s 10 largest school districts. Next year will be the 20th Anniversary of the JALAPEÑO Classic Golf Tournament, an event you won’t want to miss. At the mixer hosted by this year’s Tournament Sponsor, Charlie Ramirez from Johnnie’s Body Shop, some players requested their spots for next year’s tournament, as the event always sells out. Who will be next year’s Tournament Sponsor? The Sacramento Hispanic Chamber of Commerce would like to thank Charlene Girard, with Radisson Hotel, for hosting our second quarter Member to Member Business Mixer/Expo in July. Without the generosity of businesses such as the Radisson we would not be able to present a venue for members to get to know each other, and most importantly, to do business with each other. The next time you wish to purchase a product or service, please look through the membership directory first and see if one of our members offers that product or service. If we do not have a member who offers a service you are looking for, please let us know and we will work diligently to recruit such a member. By working together, our business community will not only survive—but thrive. Remember—Member to Member first. The Sacramento Hispanic Chamber of Commerce has had a great year under the leadership of Board Chairman, Jose Ramirez, M.D. I have personally seen Dr. Ramirez give tirelessly of his time and money to help the Sacramento Hispanic Chamber of Commerce move forward with its Mission. Under his leadership and the tireless work by other Board Members, the Chamber has grown from 496 members last September to 800 plus members as of August, 2006. The Board members are volunteers and give of their time and resources to an organization they care about very deeply. We thank them for all they have done this year. Some Board members will be leaving their Board position; however, we hope and anticipate they will continue to 4 S A C R A M E N T O care about and participate in the SHCC. We also welcome five new Board members and look forward to their input and action for our continued success. We are now happily in our new offices thanks to the efforts of Benjamin Slater, Bishop Powers, Inc., for his help in securing our new home. We also extend our thanks to Office Depot and Rhoda Santamaria, owner, Casa Bella Galleria. Rhoda donated the front office furniture to make your visit to the Chamber office more comfortable. Rhoda is a member who believes the SHCC is instrumental in her success and shows it by making generous contributions for our fundraising events. We appreciate you very much Rhoda. Community Shopping Day (Fashion and Compassion) will take place on Thursday, October 25. The Sacramento Hispanic Chamber of Commerce is committed to education. We invite you to participate in buying $10 discount tickets with 100 percent of the proceeds going to the Mayor Joseph Serna, Jr. Scholarship Fund. Our goal is to sell 1,000 tickets! Ten more students may receive $1,000 toward their continuing education. Workshops presented in Spanish and English are having success; however, attendance could be better. The presenters volunteer their time to make sure that those in attendance get value for the time invested. Check out the website www.sachcc. org for updates. Upcoming Events: The California Hispanic Chamber of Commerce Convention and Business, September, 28-30 Inaugural Latin Food and Music Festival, September 29 (Evening) Learning to Live in America, September 24 Multi-Cultural Business Forum, October 5, featuring ABC News John Quinones; plus more….www.sachcc.org See you soon, Diana M. Borroel President and CEO H I S P A N I C | S E P T / O C T Bienvenidos! 2006 EXECUTIVE COMMITTEE The Sacramento Hispanic Chamber of Commerce would like to welcome our newly elected Board Members. CHAIR OF THE BOARD OF DIRECTORS José Ramirez, M.D. Family Medicine PRESIDENT/CEO Diana M. Borroel SHCC Patricia Bustos-Robinson, Comcast, Yolanda Contreras, Placer Title Company, Rachel Gonzales Garcia, RGG Enterprises, Inc., Maria Carmen Meeks, MCM Consulting and John Obregon, New York Life Insurance Company CHAIR-ELECT OF THE BOARD Paul Galindo Galindo Communications 2007/08 CHAIR-ELECT OF THE BOARD Griselda Barajas Griselda’s Catering Services We’d also like to welcome Peter Drozdoff from SureWest Communications who was recently appointed by the Board of Directors to fill a recently resigned seat. PAST CHAIR OF THE BOARD Kenneth A. Macias, D.P.A, CPA Macias, Gini, & Company, LLP To find out more about our Board Members please visit our website www.sachcc.org Yolanda Contreras, Placer Title Company Rachel Gonzales Garcia, RGG Enterprises, Inc. N EW LY E L E C T E D B O A R D M E M B E RS Patricia BustosRobinson, Comcast TREASURER Benjamin F. Slater Bishop Powers Commercial Real Estate SECRETARY Norma Barajas Texas Mexican Restaurant & Catering VICE-CHAIR, BUSINESS ADVOCACY Andrea Rosa The Rosa Law Group VICE-CHAIR, COMMUNITY RELATIONS Noreen Diaz Travis Credit Union VICE–CHAIR, MEMBER SERVICES Nahid Vassef Pre-Paid Legal Services, Inc. GENERAL COUNSEL Lawrence B. Garcia The Diepenbrock Law Firm BOARD OF DIRECTORS Amparo Perez-Cook Aztec Media, Inc. Nick Montoya Intel Corporation Fernando Ortiz Elevator Controls Corporation Randall E. Reynoso Placer Sierra Bank John J. Rueda Law Office of John J. Rueda Ana Rojas Opening Doors Ophelia Riego Riego Insurance Agency Carolina Rojas-Gore Univision 19 KUVS-TV Robert Budiman Newcastle Ventures LLC PUBLISHER Diana M. Borroel Sacramento Hispanic Chamber of Commerce 916.486.7700 EDITORIAL COMMITTEE CHAIR Nahid Vassef Prepaid Legal 916.628.1889 PRODUCTION MANAGER | EDITOR Valentin Carrillo ValTek Enterprises 916.968.7083 CONTRIBUTING WRITERS Mike Garcia 916.541.6609 Karen McCord Hill McCord Communications, LLC. 916.502.0268 SECTION WRITERS Al Punto…To The Point Norma Andrade A.G. Edwards & Sons 916.927.4444 Counsel’s Corner Lenor Y. Eicdican, ESQ Mark E. Peterson Diepenbrock Harrison 916.446.4469 Incorporating Etiquette Izabelle Ponce Simmons Madam Izabelle’s School of Etiquette 530.666.2424 ¡QUE TAL! Ruby Maciel Sacramento Hispanic Chamber of Commerce 916.486.7700 ADVISORY COMMITTEE Norma Barajas Texas Mexican Restaurant & Catering 916.443.2030 PROOF READING Benjamin Slater Bishop Powers Commercial Real Estate 916.290.9251 DESIGN & PRINTING Kellie Melby Commerce Printing Services 916.442.8100 DIGITAL PHOTOGRAPHY Black Diamond Photo Carlos Velasco 916.220.4005 ADVERTISING Valentin Carrillo ValTek Enterprises 916.968.7083 SBSC CHAIRMAN OF THE BOARD Sam Perez Rodriguez, Perez, Delgado & Company LLP MANAGEMENT/STAFF Celia Cortez Director of Programs/Events Cassy Matu Accountant Ruby Maciel Membership Services Coordinator Maria Carmen Meeks, MCM Consulting EDITORIAL BOARD Michele Valencia Membership Sales Representative Faviola Ramirez Administrative Assistant SACRAMENTO HISPANIC CHAMBER OF COMMERCE NEW LOCATION—Please update your records 1491 River Drive, Suite 101 Sacramento, CA 95815 Interested in submitting story ideas? Send us an email at [email protected] chair’s message Amidst the challenges that were beset before us, we moved on and rose above our problems taking on a positive direction steadily. Let me take this opportune time to say that it is deeply humbling and a great privilege for me to have served as Chairman of the Board for this year. Challenging as it may seem, I must say that we can all look back on the proud past accomplishments of those who led before us, and it is a time to reflect and celebrate our present achievements, as we all look forward to a brighter future of tomorrow. Membership Means Business is our slogan and our members can attest how the SHCC opens doors for business opportunities. Our membership dynamically continues to grow. As early as November 2005, we had gained 32 new members. Through the concerted efforts of our Board of Directors, we expect over 800 active membership. If we are to move forward and enhance our image, we must develop new ideas and approaches to further the objectives and mission of our organization. Our organization must continually grow to better serve and represent the needs of those who are engaged in business, regardless of their size and stability. Our scheduled quarterly Mixer/Business Expo combination launched our first event on January 25, 2006 at the Hilton Arden West Hotel. The well-attended and successful event made an impact to the business leaders and entrepreneurs of the community. This year, we have added the Latino Real Estate Forum, spearheaded by Chair Elect Paul Galindo, as part of our ongoing educational and informational workshops to benefit members. In addition to our existing collaboration with other business organizations, the SHCC was a co-sponsor of the California State Chamber of Commerce on two occasions: President Vicente Fox’s International Trade Breakfast Meeting and the Luncheon Meeting with the Ambassador of Peru that was held in Sacramento last June and July 2006. In keeping with the theme for this year “Negocios con Corazón” (Businesses with Heart), the 34th Annual Business Awards and Recognition Banquet was held at the Sacramento Convention Center on February 25, 2006. A group of diverse individuals and 6 S A C R A M E N T O organizations were honored for their valuable achievements. This successful event was attended by over a one thousand guests, exceeding the previous year’s figures for both attendance and revenue. Be that as it may, we tried to raise the bar even higher for next year. The chamber’s commitment to educational excellence began in 1996. On May 12, 2006, we awarded over 40 scholarships to deserving students. In order to realize our commitment to higher education, committee members have been actively involved for many years in fundraising activities. Many donors have generously contributed this year and we look forward that you will continue to support this worthy cause. The proceeds of the 19th JALAPEÑO Classic Golf Tournament will partly support the academic scholarship program for high school students aspiring for higher education. The insurmountable achievements of this chamber are directly related to the unconditional commitment of past and current board members, its staff, and its generous supporters. In accepting the trust and the duties that most naturally come with the office of a Chairman, I was ever mindful of the fact that the members of our organization expected quality leadership for which I dutifully fulfilled. With the combined efforts of our members and staff, we were able to stand the test of time by accomplishing the goals we set at the beginning of the year beyond the standards, which made our Chamber one of the strongest and fastest growing organizations serving the people in the business industry. Moreover, I would like to take this opportunity to express my profound gratitude to our 2006 partners of distinction, corporate and community supporters, board of directors, staff, members, volunteers, Asian Chamber of Commerce, Black Chamber of Commerce, and California Hispanic Chamber of Commerce for making our year a resounding success. It is through the power of shared partnership that we will all prosper and succeed in our endeavors. Sincerely your 2005/2006 Chairman of the Board, Dr. Jose M. Ramirez, M.D. H I S P A N I C | S E P T / O C T our love is one of paper and ink 322 north 12 th street sacramento, ca 95814 t 916.442.8100 f 916.448.2727 www.commerceprinting.com P U B L I C AT I O N S µ D I R E C TO R I E s µ d i r e c t m a i l µ M A N UA L S µ A N D M O R E ¡que tal! chamber events september-october 27th Annual Convention & Expo for the California Hispanic Chambers of Commerce Dates: September 28th, 29th, & 30th, 2006 Location: Hyatt Regency 1209 L Street, Sacramento Contact: California Hispanic Chambers of Commerce (916) 444-2221 | www.CAHCC.com Spanish Speaking Business Networking Mixer Host: Washington Mutual Date: Wednesday, October 18, 2006 Time: 8:30am—10:30am Location: Stockton Business Information Center 4990 Stockton Blvd. Sacramento Inaugural Latin Food &Music Festival Date: September 29, 2006 Time: 6:30-10:00pm Cost: $75 Location: California Museum of History, Women & Arts Latino Real Estate Forum Date: Thursday, October 19, 2006 Topic: Appraisals Time: 9:00am—11:00am Location: 1401 Florin Road For more information please contact Yolanda Contreras at 916.736.1420 3rd Annual Multi Cultural Business Forum Date: October 5, 2006 Location: Sheraton Grand Hotel 1230 J Street Sacramento Contact: www.multiculturalbusinessforum.com Business Networking Expo & Mixer Host: Hyatt Regency Sacramento Date: October 25, 2006 Time: 6:00pm—8:00 pm Location: 1209 L St. Sacramento World Music and Dance Festival—Prelude Date: October 25, 2006 Location: Memorial Auditorium Sacramento Time: 6:00 pm Cost: Evening Gala: $150 / person Contact: Gary R. Simon 916-808-7739 For more information on these and other community events please visit the Chamber web site www.sachcc.org. New Members — Nuevo Miembros WELCOME — BIENVENIDOS Michael P. Thomas Accelerated HR Solutions Group 3103 Schooner Dr. Ste. 110 El Dorado Hills, CA 95762 (916) 384-8803 www.ahrsgroup.com Julio Castro Castro Property & Commercial Insurance Agency 2775 Cottage Way Ste. 32 Sacramento, CA 95825 (916) 482-9600 (916) 482-9611 www.castroins.com Richard Casias Delta Collaboration Associates, Inc. 417 Mace Boulevard Ste. J-284 Davis, CA 95618 (530) 758-8128 (800) 878-2125 Eric B. Aguilar Golden Home Loans 8482 Mountain Bell Dr. Elk Grove, CA 95624 (916) 743-7393 Norma Zesati Irma’s Cleaning 9817 Summer Glen Way Elk Grove, CA 95758 (916) 690-8981 Arturo Manzo Jr. Keller Williams Realty PO Box 813 Walnut Grove, CA 95690 (916) 806-8073 (916) 405-5701 Rosie Dirmeyer Keller Williams Realty 8319 Sirocco Crt. Elk Grove, CA 95758 (916) 204-7179 (916) 691-2251 Eric Guerra Office of Senator Gilbert Cedillo 7721 College Town Dr. #6 Sacramento, CA 95826 (916) 651-4327 (916) 327-8817 Luis E. Gutierrez Solutions Services 11233 Sauk River Crt. Rancho Cordova, CA 95670 (916) 494-2360 (916) 635-9744 Lisa Serna-Mayorga St. Hope Public Schools 3400 Third Ave. Sacramento, CA 95817 (916) 649-7900 (916) 452-7177 www.sthope.org Jake Stewart State Farm Insurance 10901 Folsom Blvd. Ste D Rancho Cordova, CA 95670 (916) 852-8070 (916) 852-8071 www.statefarm.com Pedro Carrillo Urban Associates, Inc. 550 S. Hope St. #1765 Los Angeles, CA 90071 (213) 327-0858 (213) 236-9614 www.urbanassoc.com Kathy Lopez Wells Fargo Mortgage 3061 Cloudview Dr. Sacramento, CA 95833 (916) 213-8638 (888) 799-9734 SACRAMENTO HISPANIC Klaudia Cataldo Gonzales Executive Business Maintenance 5931 Stanley Ave. Ste 6 Carmichael, CA 95608 (916) 484-3838 (916) 484-3854 www.ebm-franchise.com Kathy Tescher Franklin Boulevard Business Association 2831 Fruitridge Rd. Ste E Sacramento, CA 95820 (916) 455-2124 (916) 455-5712 Michael Bulnes California Decorative Concrete 4354 Town Center Blvd., #114-137 El Dorado Hills, CA 95762 (916) 220-6913 (916) 458-6442 www.cdcconcrete.com Tiffany Marie L. Manlapid FedEx Ground 8200 Elder Creek Rd. Sacramento, CA 95758 (916) 388-2750 (916) 388-2753 CHAMBER OF COMMERCE | Mary Lewis Lewis Deli Corner 951 Arden Way Ste. A Sacramento, CA 95815 (916) 929-7444 (916) 929-7244 Andrew Martin 626 I St., Ste 705 Sacramento, CA 95814 (916) 442-4831 Alecia Chasten MoneyTree Capital Group 5325 Elkhorn Blvd., Ste 281 Sacramento, CA 95842 (916) 344-6828 (916) 348-8593 www.moneytreecg.com Alex Alcantar News 10 ABC 400 Broadway Sacramento, CA 95833 (916) 321-3225 (916) 441-3054 www.news10.net Ana Velia Orozco Arte y Mexicanerias 2661 Del Monte St. West Sacramento, CA 95691 (916) 372-8441 (916) 374-8441 WWW.SACHCC.ORG 9 ¡que tal! Renewed Members Miembros Que Han Renovado THANK YOU — MUCHAS GRACIAS! WE APPRECIATE YOUR CONTINUE D S U P P O RT — A P R E C I A M O S S U A P O Y O Lucila Martinez California Lottery 600 North 10th Street Sacramento, CA 95814 (916) 323-3026 (916) 323-7087 www.calottery.com Dr. A. Nick Gutierrez Dr. A. Nick Gutiérrez, M.P.H. & Associates 2615 Capitol Ave. Sacramento, CA 95816 (916) 447-2020 (916) 447-2910 Mark Ruiz McDonald’s 801 Riverside Ave. Ste. 206 Roseville, CA 95678 (916) 797-9350 (916) 797-9352 Ken Davidson Office Depot 4720 Northgate Blvd. Sacramento, CA 95834 (916) 569-5126 (866) 838-4840 Manny Fernandez River City Development, LLC PO Box 642 Sacramento, CA 95812 (916) 224-3696 (916) 446-6539 www.rivercitydevelopment.net David Dillman United States Postal Service of Sacramento 2000 Royal Oaks Sacramento, CA 95799 (916) 373-8115 (916) 373-8726 www.usps.com Tracy Bryan Golden State Donor Services 1760 Creekside Oaks Dr. #160 Sacramento, CA 95833 (916) 567-1600 (916) 567-8300 www.dsds.org Dora Ogunnaike Home Loan Experts 990 Bay Terrace Dr. Galt, CA 95632 (209) 747-9689 (916) 676-4847 Yolanda Colosio La Terraza Mexican Restaurant 1027 2nd St. Old Sacramento, CA 95814 (916) 440-0874 (916) 440-0875 Brice Harris Los Rios Community College 1919 Spanos Court Sacramento, CA 95825 (916) 568-3021 (916) 568-3023 Ted Canty County of Sacramento 4990 Stockton blvd. Sacramento, CA 95820 (916) 875-3200 (916) 875-3302 [email protected] Dawn Borgnis American Heart Association 2007 O St. Sacramento, CA 95814 (916) 446-6505 (916) 443-2865 www.americanheart.org Lauren R. Hammond City of Sacramento 915 I St., 5th Floor. Sacramento, CA 95814 (916) 808-7005 (916) 264-7680 www.cityofsacramento.org Wally Navarrette State Farm Insurance & Financial Services 4030 S. Land Park Dr. Ste D Sacramento, CA 95822 (916) 454-5331 www.wallynavarrette.com Carmela Castellano-Garcia California Primary Care Association 1215 K St., Ste 700 Sacramento, CA 95814 (916) 440-8170 (916) 440-8172 www.cpca.org Roger S. Peterson Megaphone Communications 3090 Union Street Rocklin, CA 95677 (916) 624-1894 www.sacramentowriters.com Deborah Lowe–Muramoto California Capital FDC 2000 O St., Ste. 250 Sacramento, CA 95814 (916) 442-1729 (916) 442-7852 www.cacapital.org Kathleen Grace Grace Consulting 1712 Tea Place Davis, CA 95616 (530) 756-5269 http://consultingbygrace.com Joe Esparza All-Cal Insurance Agency 801 Riverside Ave. Ste. 105 Roseville, CA 95678 (916) 784-9070 (916) 784-0158 www.all-calinsurance.com Carol A. Sanchez Chevron Corporation 1201 K St., Ste. 1910 Sacramento, CA 95814 (916) 441-3638 (916) 441-5031 www.chevron.com Richard Hernandez Hyatt Regency Sacramento 1209 L St. Sacramento, CA 95814 (916) 321-3588 (916) 321-3589 sacramento.hyatt.com Gerardo V. Calvillo, Jr. Intergrated Design Group 9700 Business Park Dr. Ste 301 Sacramento, CA 95827 (916) 363-7222 (916) 363-0387 Roy M Perez RM Perez & Associates 1215 K St, Ste 1900 Sacramento, CA 95814 (916) 552-2375 (916) 552-2324 Daniel A. Sofia Calvine High School 8333 Vintage Park Dr. Sacramento, CA 95828 (916) 689-7502 (916) 689-7546 Ricardo Granados Merrill Lynch 228 La Purissima Way Sacramento, CA 95819 (800) 677-6204 James Morante PG&E 202 Cousteau Place Ste 150A Davis, CA 95616 (530) 757-5202 www.pge.com Eric Solis Wachovia Securities, LLC 980 9th St, 25th Floor Sacramento, CA 95814 (916) 491-6323 (916) 443-4789 www.wachoviasec.com Mee Xiong Waste Management 11931 Foundation Place #200 Gold River, CA 95670 (916) 294-4157 (916) 294-9735 Thank you for your referrals! Gracias por sus referencias! Nick Montoya Michele Valencia Yolanda Contreras Andrea Rosa Scott Short Dr. Jose Ramirez Brambilas Trucking Phil Serna Manuel Provendor Diana Borroel Nahid Vassef Paul Galindo 10 S A C R A M E N T O H I S P A N I C | S E P T / O C T AMBASSADOR OF THE MONTH Brought to you by your Membership Committee Sacramento Hispanic Business Magazine is proud to present the SHCC Ambassador of the Month. Each issue of Sacramento Hispanic will take a look at our Ambassador Committee and select one Ambassador to highlight for their outstanding performance as an Ambassador to the SHCC and the Community. In this issue we will be highlighting Angela Herrera, a bilingual Loan Consultant, with Capital Lending and Investments, Inc. Angela Herrera, born and raised in Sacramento, California, was raised speaking Spanish at home while simultaneously receiving an education in English at St. Ignatius School. She then attended Rio Americano High School, and continued her education at the University of California, Davis. Being that she came from a family of educators, her education was always her number one priority. She pursued a greater knowing and understanding of her culture through majoring in Spanish and Latin American History. Her studies took her to Granada, Spain and Cuzco, Peru, which furthered her passion for educating the Latino community. This emphasis on education transcended into her career as a bilingual loan consultant. Angela firmly believes that education signifies empowerment, and that the only way to strengthen the Latino Community is through knowledge and unity. She has utilized her family’s experience as a motivation to advocate for Latinos, as well as educate them on the homeowner experience. ������������� �������� �������� � ������� �������� ����������� ����������� ���� Angela works closely with the SHCC as an Ambassador and also serves as Secretary of the non-profit, Latino Real Estate Forum, which educates industry members on the issues facing Latinos in California. Angela also works with SHCC Chair-Elect, Paul Galindo on a weekly educational show called “Aprender a Crecer.” SHCC MEMBER PRESS RELEASES CONGRATULATIONS TO PARR CABINET OUTLET for their ribbon cutting on Friday, July 7, 2006 at their location at 1020 Del Paso Rd., Ste 100 Sacramento, CA 95834 FROM LEFT TO RIGHT RUBY MACIEL, JASON CLARK, JEFF COX, ANDY PENUNUNI, FABIO TESSA, ALBERT BELLOSO, GREG METTLER, RANDY KINNEY, NICK GUERRERO, FRANCISCO DEL CASTILLO CONGRATULATIONS TO NORMA ANDRADE who will be transferring to the Beverly Hills office of A.G. Edwards & Sons, Inc effective October 2, 2006. She has been a long standing member of the SHCC as well as a writer for the Sacramento Hispanic Business Magazine. We wish her the best of luck. �������������� ���������� �������� �� � � �� � � � ������� ���������� ������� ����������� � �������������� ����������������� ���� ����������� � ����������� ������ ���������� ����� ������� ���������� ����������� ������� BECOME THE FEATURED MEMBER We are currently seeking nominations for our featured member section of the SHCC Magazine. To qualify, please visit us online at sachcc.org and click on the Sacramento Hispanic link for more details. SEND US YOUR STORY IDEAS The Editorial Committee would like to hear from you! If you have a story idea or would like to submit an article, please contact our Production Manager by sending us an email at [email protected]. JOIN OUR MAILING LIST! Interested in receiving complementary issues of the Magazine? If so, visit us online at sachcc.org and click on the Sacramento Hispanic link for more details. SHCC MEMBER AD RATES 1/4 page $300 1/3 page $375 1/2 page $425 2/3 page $525 full page $600 INTERESTED IN ADVERTISING For information, call Valentin Carrillo at 916.968.7083 or visit sachcc.org. business section creating stragtegies to enhance your business potential BY TRULA M. LACALLE, PH.D. Strategic planning is the most important step a business can take to address the challenges it faces. Having a clearly developed strategy means having a tool for the business to develop its competitive advantage within the environment. The strategic plan should be based on a thorough analysis of foreseen or predicted trends and scenarios of possible alternative futures, as well as the analysis of internal and external data. The plan must be both creative and critical. Since a well-prepared plan communicates a coherent, unifying, and integrative pattern of visionary decisions that guide daily operations, the strategic plan can be both a tool for implementing changes within the organization and a catalyst for potential investors. BENEFITS OF THE STRATEGIC PLANNING PROCESS Beyond the above-mentioned advantages, strategic planning provides the benefit of enhancing business growth by developing the human potential of the organization’s leaders and its employees, a benefit of strategic planning that is often overlooked. Putting together a strategic plan and reviewing it on an annual basis is a complex endeavor. Developing a strategic plan is a process that can bring out the best thinking of the people in an organization because the process is qualitative and idea-driven. It integrates measurable data with human experiences, intuition, and ideas. It is the planning process itself and its resultant impact on human potential that is most valuable to the future strength of an organization. Often the value of the strategic planning process goes unrecognized because of the belief that all that is needed in order to succeed is an excellent written plan. For example, a company may hire an outside expert to analyze its industry and come up with a strategic plan to be delivered to the executive team. While the expert might be steering the executive team in the right direction, 12 S A C R A M E N T O the executive team has no sense of pride in or complete commitment to the plan since team members did not fully take up the challenge of gathering critical information, engaging employees in a feedback loop, or making difficult future-oriented decisions. Their over-reliance on the industry expert makes it far too easy to shelve the plan they received and let it gather dust while they continue business as usual. LEADERSHIP AND MANAGEMENT DEVELOPMENT OPPORTUNITY Strategic planning works best when it leverages the benefits of the planning process itself. In order to do this, the company CEO and all executive team members shoulder full responsibility at every stage of the strategic plan development. Since this is a weighty and critical process, an executive team can reduce the burden of its responsibility by hiring consultants who are industry experts, as well as consultants who are professionals in strategic planning and who will coordinate and facilitate the planning process. Industry experts are incorporated into the process of information gathering, analysis, questioning the data, and offering advice and opinions. Professional strategic planning facilitators take an approach that does not require that they be industry experts in order to provide valuable assistance. Their role is to ensure that meeting agendas are appropriate, keep the planning process on task and organized, facilitate meetings and information gathering so that all voices are fairly heard, and maintain records of the decisions made. When the process of strategic planning is successful, leaders flourish. In a well-orchestrated strategic planning process, leaders are given leadership and learning opportunities they might not otherwise have. Within the framework of an optimal planning process, they are able to create, clarify, and communicate their H I S P A N I C | S E P T / O C T Concrete Specialist overall vision for the organization. They hone their leadership skills by incorporating their executive team’s knowledge and ideas, along with the opinions of a range of professional external experts and internal advisors who contribute to the gathering of essential data. This orchestrated planning environment allows leaders to toss about ideas, test hypotheses, be provocative within the safe parameters of brainstorming, and participate in a way in which not everyone is looking to them for all the right answers. Strategic planning creates an environment that stimulates managers and supervisors to think and focuses them on the path ahead. Managers and supervisors are in a better position to provide ideas and solutions when they know the organizational vision. Once a strategic plan is in place, they are better able to see that departmental decisions must fold neatly into the big picture. With a clear plan for the future, they are able to achieve a long-term sustainable advantage in each of the company’s business practices by responding appropriately to the opportunities and threats in the company’s environment, because they understand the strengths and weaknesses of the organization. They engage in continuous learning as they problem-solve ways to reach objectives stated in the strategic plan. A solutions-seeking attitude among managers and supervisors spreads to employees, and the organization, as a whole, becomes a learning organization. POSITIVE IMPACT ON EMPLOYEES AND CORPORATE CULTURE Strategic planning creates a more positive corporate culture when employees know that strategic, long-term planning is taking place and that the process is inclusive of many sources, including information that employees provide. The process allows for a dialogue among the stakeholders that improves understanding of the organization’s vision. The process fosters employees’ belief in the strategic plan and a sense of belonging to the organization as a whole. With a strategic plan in place, employees have a greater sense of security and trust, even though, for various reasons, they may not be privy to all contents of the plan. As a result of the planning process, employees have a better alignment with organizational values and goals. The bottom line is that employees want to be assured that their leaders have thought carefully about where the company is going and why it is going there. A well-devised strategic planning process supports the development of a corporate culture that motivates employees. Most employees want to feel they are part of meaningful work, part of something bigger than themselves, and that they are participants in making a dream come true. Employees are more motivated when goals are clear, within reach, interesting, and maybe even exciting. When the work is difficult and times are tough, bridging the gap between today’s reality and the organization’s intent for the future is critical. Employees need to know that the company has a plan to deal with current difficulties and that they are an integral part of the company being able to fulfill its plan. Every time the company succeeds in achieving intended objectives, employees realize that the long-term vision will become a reality—and they want to stick around to see it happen. TRULA M. LACALLE, PH.D. is President, Bella International, Inc. an organizational development and management firm. Ms. LaCalle also serves as a Board of Director for the SHCC. For more please visit www.bellaii.com or call (888) 522-2553. Professional and Quality work you can Depend on! We specialize in all types of concrete finishes, colors, patterns, patio, pool decks, driveways, foundation, slab, and custom design work. Visit our website to see our work www.kandcalwaysconcrete.com Office: 916.752.6676 Fax: 916.331.5381 Email: [email protected] Lic. 845977 A Special Thanks to the Sponsors of the Inaugural Latin Food & Music Festival “Latin Food for the Soul & Music for the Heart” See you there September 29, 2006 VIP Reception: 5:30pm - 6:30pm Festival: 6:30pm - 10:00pm To take place at the Tickets: California Museum For History, Women, & The Arts $75 in Advance $100 at the Door 1020 “O” Street • Sacramento, CA 95814 Friday, September 29, 2006 Register online at http://musicfestival.sachcc.org or call the SHCC at 916.486.7700 for more information. Presented by: Sponsored by: Join us for the 27th Annual State Convention & Business Expo September 28-30, 2006 • Sacramento, California “Building Business Capital” For more info visit www.cahcc.com or call 916.444.2221 SACRAMENTO HISPANIC CHAMBER OF COMMERCE | WWW.SACHCC.ORG 13 business section employment law: resonable accomodations and disabled workers Recently, I was at a party having a good time, when my best friend turned to her boss and said, “You know, Andrea is an attorney who specializes in employment law. Maybe you should ask her what to do with that new employee?” Her boss turned sheepishly towards me and proceeded to tell me that the company had just hired a disabled person in a wheelchair for an accountant position. She immediately stated that she had some doubts he could do the job in his condition because he would not be able to pick up boxes. I gave her my business card and told her to call me Monday morning, when I would be in the right state of mind to answer the question. Unfortunately, I did not hear from the individual from the party. Had she called, I would have advised her Do you have an employment law question? If so e-mail your questions/comments to the Editor at [email protected]. 14 about the employer’s responsibility to provide a reasonable accommodation, if requested by the employee. I sure hope the company has a knowledgeable human resources person or an attorney that can properly guide them on the issue; these legal issues are not easy. Over the years, I have trained EEO officers, human resources personnel, return to work coordinators, CEOs, business owners and many others on how not to rely on prejudice and stereotypes when making hiring and firing decisions concerning the disabled. Inevitably, at these trainings I hear all sorts of excuses why a certain disabled candidate is wrong for the job. For example, if the person is a wheelchair user, most decision makers believe he or she will be too much of a problem, or the accommodations will be too costly. Likewise, if the candidate is dyslexic, employers believe he would have problems with email, would not grasp complex ideas, and will depend on others. S A C R A M E N T O H I S P A N I C | S E P T / O C T BY ANDREA ROSA, ESQ. Federal and state laws make it easier for disabled workers to be in the workforce by requiring employers to change their attitudes and eliminate stereotypes in deciding who to hire. HOW ABOUT YOU? DO YOU KNOW WHAT THE LAW REQUIRES OF EMPLOYERS? When it comes to applicants and employees with disabilities, California law requires two things of employers: 1. Employers must provide a reasonable accommodation to those job applicants and employees who, because of their disability, are unable to perform the essential functions of their job. 2. Employers must engage in a timely, good faith interactive process with job applicants or employees in need of a reasonable accommodation. business section WHAT IS A REASONABLE ACCOMMODATION? If a person with a disability applies for a job with your company and she/he can perform all of the essential functions of the job, except for those that the disability prevents her from performing, the state disability laws require that you provide her with a reasonable accommodation. The accommodation is an adjustment or modification provided by you to allow her to enjoy equal employment opportunities as individuals without disabilities. Not all people with disabilities (or even all people with the same disability) will require the same accommodation. Some examples of reasonable accommodations include: • a deaf applicant may need a sign language interpreter during the job interview • an employee with diabetes may need regularly scheduled breaks during the workday to eat properly and monitor blood sugar and insulin levels • a blind employee may need someone to read information posted on a bulletin board WHAT IS THE INTERACTIVE PROCESS? Once a job applicant or employee requests a reasonable accommodation, employers must engage in a timely, good faith interactive process. California incorporates the guidelines developed by the Equal Employment Opportunity Commission in defining an “interactive process”. The guidelines include talking to the individual to find out what are his/ her job-related limitations and how a reasonable accommodation can help them do their jobs. Then the employer must identify potential accommodations and assess their effectiveness. An employer should never ignore a request for an accommodation. You should immediately acknowledge the request and get back to the employee within a reasonable amount of time. JOSE M. RAMIREZ, M.D. “We are a Family Medical Clinic dedicated to meeting the needs of our under served community.” WHAT IS A DISABILITY? Before an applicant or employee is accommodated, he or she must establish that they have a disability as defined under the law. However, many employers choose to make any reasonable accommodation for an employee with an accommodation request. The purpose for this may be because of the difficulty of determining whether a medical condition meets the criteria of a disability according to the law. In addition, it’s just good employee relations and shows that an employer cares to make accommodations for employees with medical issues. Making overall, general accommodations for medical problems also shows proof of an employer’s attempt to comply with the law, in case a decision is ever challenged. Of course, by doing this, employers may be setting themselves up for accommodating anyone with medical problems and not just disabilities. Board Certified Family Practice Licensed Civil Surgeon Immigration Physicals and Medical Services ANDREA ROSA, is an attorney and the founder and principal manager of The Rosa Law Group. She has over 20 years experience as an attorney counseling employers and employees in all areas of labor and employment law, conducting neutral workplace investigations and training in the areas of sexual harassment, disability and other forms of discrimination. If you have legal questions regarding disability discrimination and accommodating a person with a disability, call (916) 449-9681 for a free 30-minute consultation or visit her web site at www.therosalawgroup.com. SACRAMENTO HISPANIC 7600 Hospital Drive, Suite H Sacramento, CA 95823 Phone: 916.689.6160 Fax: 916.689.3711 Visit us online at www.immigrationexam.com CHAMBER OF COMMERCE | WWW.SACHCC.ORG 15 www.rggincorporated.com Call today to speak with an Insurance or Real Estate Professional! Se Habla Español • Buy • Sell • Refinance • First time Buyer • • Commercial Insurance • • Home Auto & Life • • Loan & Real Estate School • Earn while you learn! Rachel Gonzales Garcia President/CEO 2755 Cottage Way #19-20 Sacramento, CA 95825 Direct: (916) 275-7827 Office: (916) 489-8141 Fax: (916) 489-8137 [email protected] Lic# 0E14631, #01383692 SACRAMENTO HISPANIC CHAMBER OF COMMERCE Proud Sponsor of the ANNUAL JALAPEÑO CLASSIC GOLF TOURNAMENT “FROM YOUR FRIENDS AT CAPITAL LENDING & INVESTMENTS CONGRATES ON ANOTHER GREAT TOURNAMENT!” 8299 Florin Road, Ste 100 P. 916.386.6001 F. 916.386.1059 A VALTEKE.COM DESIGN Sacramento CA 95828 ¡que tal! the JALAPEÑO classic golf tournament: combining golf and giving for 19 years BY KAREN MCCORD Nineteen years ago—in 1988—the Sacramento Hispanic Chamber of Commerce (SHCC) organized the first JALAPEÑO Classic Golf Tournament. Today, this has become one of Northern California’s premier golf tournaments. However, this event has a much larger goal than simply a day of fun on the green. Supporters and sponsors of the JALAPEÑO Classic raise funds for chamber operations and for scholarships to help encourage Hispanic youth to maximize their potential by furthering their education. The SHCC Mayor Joe Serna Jr. Scholarship Program is the principal benefactor of the proceeds from the JALAPEÑO Classic which raises thousands of dollars each year. TOURNAMENT SPONSOR Johnnie’s Body Shop SILVER SPONSORS Wells Fargo Griselda’s Catering US Bank Washington Mutual Galindo Communications Roseville Toyota Merril Lynch Jose Ramirez, MD Martel Medical Eye Center SMALL BUSINESS SPONSORS MGT of America, Inc Enterprise Rent A Car Bimbo Bakeries USA GOLF CART PLACKARD SPONSOR Comcast For over 19 years, the JALAPEÑO Classic has provided an opportunity for Hispanic business leaders and corporate sponsors to develop potential and long-term business relationships while enjoying a favorite activity. This year’s event, held August 25, at the Lincoln Hills Golf Club was no exception. The day began with a delicious Pozole breakfast courtesy of Griselda’s Catering, followed by a shotgun start at 7:30 a.m. Every golfer received a shirt, a tee bag, a delicious gourmet lunch plus the chance to participate in a raffle with great prizes, a silent auction, even a chance to win a vacation get a way that included airfare! Radio station V101.1 broadcast the excitement live from the golf course. When asked what she enjoyed about the tournament, Norma Barajas of Texas Mexican Restaurant and Catering, said that it’s being with “great company in a relaxed atmosphere that allows you to go beyond friendship to business networking.” Robert Martinez, Vice President of the Latino Junior Golf Association, agrees and said that “Any day golfing is a good day!” He is also impressed by the “excellent support that the tournament provides.” Robert brings young people to the tournament because he feels that “golf teaches life skills for school and eventually college.” SACRAMENTO HISPANIC CHAMBER OF COMMERCE | WWW.SACHCC.ORG 19 There were also a plenty of volunteers who helped the SHCC staff keep the day running smoothly. Cecily Dussell, 15 ½years old, has volunteered every year for the past three years. Formerly a member of the Latino Junior Golf Association, Cecily says that she has “fun helping with the Power Drive and Prize Hole contests and meeting everyone.” After the fun on the green was complete, it was time for the luncheon, raffle and silent auction and special presentations. Paul Galindo emceed the luncheon and kept the good mood of the audience with his warmth and sense of humor. During the luncheon, SHCC President/CEO Diana Borroel presented a check for $9,735.00 to St. Joseph’s. Principal Patricia Peterson and Sister Aster accepted the gift on behalf of the school and in their appreciative remarks said” This will go a long way towards helping those who could not otherwise afford a quality education.” Dr. Ramirez thanked them for being an “educational entity that is educating the entire community. We are honored to present this money.” During the luncheon, Dr. Ramirez spoke to the audience about how their contributions are going toward education. He also said that he was deeply touched and grateful for the support shown to this cause. “We need an educated workforce so that we don’t lag behind.” He thanked the tournament sponsors, SHCC President Diana Borroel and the SHCC staff for all of their efforts to make the event a success. Paul Galindo, Chair of the JALAPEÑO Committee, thanked and introduced tournament sponsor Charlie Ramirez, owner of Johnnie’s Body Shop and his daughter Monica for their support. Next Diana Borroel thanked everyone for their support whether they sponsored a booth, a foursome or volunteered their help. She also thanked the SHCC staff—Celia Cortez, Ruby Maciel, Mary Carmen Martinez and Faviola Ramirez for their hard work. In an expression of appreciation, Diana presented a check to the Latino Junior Golfers Association for all the organization does for young people in the community. After these presentations, Charlie Ramirez and his daughter Monica drew names for the raffle prizes like golf bags, even a trip to Hawaii! Themed baskets with items from Music Circus tickets to nuts were up for bid in the silent. There was even an autographed jersey from Francisco Garcia of the Sacramento Kings. Several Mayor Joe Serna, Jr. scholarship recipients volunteered their time at the event. Second year scholarship recipient Alex Cardenas was:”excited to see everyone and grateful to receive the scholarship for a 2nd year.” “It’s great to see all of the support for students,” he said. This award is helping Alex in his second year of pursuing a degree in Business/Communications. First year scholarship recipient Karen Angel was also impressed, saying “I didn’t realize there were so many people involved—it’s awesome!” Another first year scholarship recipient, Cassandra Noriega, was glad to part of this “interesting new experience.” This event was also an opportunity for the people who so generously support education to meet some of the students who are able to pursue their educational goals because of their help. SHCC President/CEO Diana Borroel sums it up perfectly, “A person has more focus on the golf course when the end result leads to a path of success for a student.” The JALAPEÑO Classic Golf Tournament continues to be a perfect combination of good times and good will. KAREN MCCORD is the owner of Hill McCord Communications, LLC. Services include creating, writing, editing and designing both web and print-based marketing and business collateral. For more information, please contact her at [email protected] or at 916.502.0268. PHOTOS TAKEN BY: BLACK DIAMOND PHOTO THE OFFICIAL EVENT PHOTOGRAPHER OF THE 19TH ANNUAL JALAPEÑO CLASSIC GOLF TOURNAMENT 20 S A C R A M E N T O H I S P A N I C | S E P T / O C T TEE SPONSORS CA State Lottery Kaiser Martel Eye Medical Southwest Airlines State Farm Insurance SureWest Western Health Advantage Elevator Controls Sacramento Business Journal Ray Morgan Company SIA Professionals PG&E SPECIAL CONTRIBUTORS Barton Beers Black Diamond Photo Griselda’s Catering Interactive Golf Games Proper Magazine Signature Press Univision 19 & Telefutura 64 V101.1 ValTek Enterprises SIA Professional Services Commerce Printing BOOTH SPONSORS Macias Gini Prudential CA Realty TEE BAG & RAFFLE DONORS Altas Bustos Media CA State Fair Cache Creek Casino Resort Capital Lending & Investments Discover California Disneyland Resort Ernesto’s Great America Harrah’s Lake Tahoe Kaiser Kraft Real Estate Lee’s Collision Repair Lincoln Hills Golf Club Macias Gini Maloof Entertainmen Metro PCS Pepsi Oakland Raiders Sacramento Zoo San Francisco 49ers Sierra Central Six Flags Marine World State Farm Insurance Travis Credit Union Washington Mutual Wells Fargo Zocalo’s SACRAMENTO HISPANIC CHAMBER OF COMMERCE | WWW.SACHCC.ORG 21 22 S A C R A M E N T O H I S P A N I C | S E P T / O C T PROVEN LEADERSHIP, PROVEN LEGAL RESULTS. Representing Clients Since 1988 in: • Business Structures and Negotiations • Access to Capital/Venture Capital and Financing • Employment Matters • Litigation Chair, California Hispanic Chamber of Commerce 2001 - 2005 Sacramento Hispanic Chamber of Commerce “Business Woman of the Year” 1999, 2005 MELINDA GUZMAN A QUOTE FROM A CLIENT: “Aggressive, enthusiastic, prepared approach” California Real Estate Broker, License No. 01517816 Attorney License in California and Washington, D.C. � � � � � � � � �� ������� � � � � � � � �������������������������� � � � �������������������� �� � � � � � �� � � � � � � � � � � � � � �� � � �� 916.448.0448 [email protected] www.gfsacto.com A VALTEKE.COM DESIGN General Counsel , United States Hispanic Chamber of Commerce 2004 - present special features community partnership is key At Intel Corporation, we succeed in ways that honor our values by respecting individuals, communities and the planet. Our standing as a responsible corporate citizen is important to us, and we employ systems processes and people to manage it. We make energy efficient products to not only meet customer needs, but also because they can reduce our environmental footprint. We make promoting education a priority not only because it is the key to a better, more capable world, but also because the success of our company depends upon informed consumers and educated workforce. And we help build stronger communities around the world not only because it is our responsibility. But also because it helps our employees take pride in Intel an in their communities. One of our key corporate values, displayed on Intel posters and employee badges all over the world, is to be “an asset to our communities worldwide.” Intel employees contribute thousands of volunteer hours each year through the “Intel Involved” program in support of local education, community service projects and environmental programs. In 2005 Intel employees contributed more than 56,000 hours of volunteer time in the Sacramento regional community. Through Intel Involved, more than 2,000 Folsom based employees (more than 35% of its campus population) volunteered for a variety of regional education, charity and community activities. Intel Involved features several key programs, including the Volunteer matching Grant Program. This effort involves Intel employees who volunteer at regional schools, for every 20 hours an employee volunteers, Intel contributes $200 to the school. In 2005 Intel contributed more that $525,000 to Sacramento area schools. 24 S A C R A M E N T O Intel Involved is also responsible for managing Intel’s annual Community Giving Campaign with the United Way. In 2005, Intel was the regions’ largest private company donor to the United Way California Capital Region campaign with $1.6 million in contributions. Intel Involved Sacramento Area Highlights: • More than 17,000 pounds of food donated to the Sacramento Food Bank for the Thanksgiving Food Drive. 5,000+ pounds donated in spring food drive. • Adopt 125+ families during the holiday Adopt a Family program through Salvation Army • 400+ backpacks filled with supplies donated on the 1st day of school to a local elementary school yearly. • Employees volunteer at: National Engineers Week (teaching engineering lessons at local schools), Rebuilding Together Day (rebuilding Sacramento area homes), Junior Achievement (teaching lessons to local school students), the Business of Reading—School Program (volunteers read to students), PC Pals e-mail mentoring program, plus dozens of other activities throughout the year. Intel contributes more than $500,000 yearly in grants to area schools in an effort to fuel science and technology programs. Grant winners include Sacramento City Unified, Folsom Cordova Unified and Grant Union High School. Intel is proud to be an active community leader on so many fronts and looks forward to continuing to serve in this role for years to come. H I S P A N I C | S E P T / O C T special features maria padilla–angel: supporting education through macy’s community shopping day A very interesting woman who lends a spirited amount of encouragement to Latinas is right here in our own backyard. As a Vice President/General Manager of Macy’s Downtown Plaza, Maria Padilla-Angel is a very successful Latina in management at Macy’s. Ms. Padilla-Angel attributes her success to being mentored by many in her life: her father, Jesus Padilla; older brother, (now deceased) Martin Padilla and her boss, Jack Chestnut, who has mentored her professionally over the years. Being a first generation Mexican-American, Ms. Padilla-Angel learned the value of hard work as a child while working the citrus fields and having to awaken at 5:00 a.m. during the summer. However, because education was an important priority in her family, she pursued and received a B.A. degree in Marketing/ Accounting from California State University, Sacramento. She applied her education in the retail sector working for Macy’s the past 20 years and is now Vice President/General Manager. As a wife and mother of two children—Alexis and Julian—Ms. PadillaAngel knows the importance that mentoring and education have on the community. She hopes to support more Hispanics with career advancement with Macy’s.. everything at Macy’s. In addition, shoppers will enjoy a day of food and beverage samples, promotional gifts and the opportunity to win a $1,000 shopping spree! Participating organizations will receive 100% of the proceeds—all we have to do is sell the tickets at $10.00 each! This is a great opportunity for the Sacramento Hispanic Chamber of Commerce and the Education Scholarship Committee to raise needed funds for our community scholars. If we each buy a ticket and sell some to our amigos, familia, or even a stranger; we could raise $10,000 or more and provide 10 more scholarships to deserving students. REMEMBER THE GOAL IS 1,000 TICKETS TO BE SOLD. If you can help, please contact Ruby Maciel at 916-486-7700 or email [email protected]. Because Macy’s is committed to the serving the Sacramento community, the store will host a Community Shopping Day on October 26, 2006 at Macy’s Downtown Plaza. The purpose of this Community Shopping Day is to raise money for local nonprofit organizations through the sale of $10.00 tickets. Each ticket entitles the bearer to an exclusive 15 to 20% discount on almost Please join us on October 26, 2006 at Macy’s Downtown Plaza for the Community Shopping Day. Fashion with Compassion! Sincerely, 26 S A C R A M E N T O Noreen A. Diaz Chair of the SHCC Education Committee H I S P A N I C | S E P T / O C T special features nick montoya chamber board member helping many get projects unstuck and back on track New book presents the power of his trademark ‘Magic Megaphone’ process BY MIKE GARCIA When a company or group gets stuck trying to come up with an important project plan, a consultant is often hired at a cost of several thousand dollars. If it decides to plod through the process itself, the company or group may end up with a mission statement several paragraphs long that takes forever to finalize or a project plan that is less than optimum. “It’s not easy being a project manager in today’s corporate world,” said Nick Montoya, Director of the Folsom Excellence Program at Intel Corporation and a member of the Sacramento Hispanic Chamber of Commerce’s Board of Directors. A process developed by Montoya (which he has written about in partnership with Rocklin business writer Roger S. Peterson) called the “Magic Megaphone” can help get projects “unstuck” in only one hour. Montoya, who is the first person in his family to graduate from college, spent three years in Japan and one year in Malaysia practicing the principles taught in The Magic Megaphone. He said it was 15 years ago that he developed the “magic megaphone” process. 28 S A C R A M E N T O H I S P A N I C | S E P T / O C T Montoya said the process helps people understand the basics of what will help carry their project through to completion or help their products sell. The book by Montoya and Peterson is titled THE MAGIC MEGAPHONE: how to get your projects unstuck and back on track in under 60 minutes. The Magic Megaphone consists of five simple steps (making up the letters of the word “magic”): • Motivate and inspire your team • Accelerate project success • Get everyone on the same page • Identify key targets and stakeholders • Create a mission that is simple and direct During his 25 years at Intel, Montoya has conducted more than 200 Magic Megaphone sessions with colleagues. He has also shared the process with many other businesses and organizations. “There was always a lot of interest in the program, and it really has started to pick up over the last two years,” said Montoya. Peterson said that he was hired at Intel four years ago and witnessed Montoya give a presentation on the Magic Megaphone process. “I said to him, ‘Nick, this is an awesome process! I think you should do a book on this,’” said Peterson. So Montoya and Peterson collaborated to bring the Magic Megaphone process to as many people as possible and get the book written and published. They said the principles taught in the book can be applied by anyone, for both business and personal projects. “The case studies and examples in our book can be applied by project managers, anyone involved in business projects or who has a business goal,” said Montoya. “It can be for big or small organizations, big or small projects. The Magic Megaphone applies to any goal or any project in any walk of life.” “It is not limited to any specific audience and is for everybody,” said Peterson. Montoya said he and Peterson are expanding the scope of the Magic Megaphone to include religious leaders, lawyers, coaches, public relations professionals and Latino business owners, among others. The Sacramento Hispanic Chamber of Commerce used the Magic Megaphone to help manage membership sales and services, breaking all membership records. As a result, Montoya is in demand to share the Magic Megaphone for every chamber initiative, event and project. “By applying the Magic Megaphone process, you can relieve that stress and frustration of being stuck and get back on track,” said Montoya. “In the book we have beautiful examples to help people get ‘unstuck.’” Montoya said that the initial publishing run, beginning September 25, will be 2,500 copies of The Magic Megaphone. The 128-page book is available exclusively on the Megaphone Publishing web- site at www.magicmegaphone.com, and will soon be available on amazon.com. In the future it should also be available at major bookstores like Borders, Barnes & Noble and Waldenbooks, said Montoya. The cost for the book is $21.95. Montoya and Peterson formed a company, Megaphone Communications, which houses the publishing for future Magic Megaphone books and where one can find consulting, coaching and seminar services. Montoya and Peterson are planning a book signing event to benefit the Sacramento Hispanic Chamber of Commerce’s annual scholarship fund. It is set for 6 p.m. on Friday, October 13 at Cantina del Rio, 106 J Street in Old Sacramento. Montoya’s daughter, Giana, a professional Salsa dancer, will perform at the event. Ten percent of the book sales that night will go toward the Chamber’s scholarship fund. Montoya is serving his third year of a three-year term on the Board of Directors for the Sacramento Hispanic Chamber of Commerce. He has been married to his wife, Cathy, for 23 years and they are very proud of their three daughters: Giana, 21, Elisa, 17, and Lia, 15. Montoya enjoys Latin dancing and one of his many interests is Paso Fino horses. Book Signing to benefit the SHCC Mayor Joe Serna, Jr. Scholarship Program. 10% of Books sales at this event will be donated the SHCC Education Committee. Come support your fellow member and our SHCC Education Committee. Cantina Del Rio, 106 J Street Old Sacramento, CA October 13, 2006 | Starts at 6pm Bring the family and enjoy an evening out at Cantina Del Rio MIKE GARCIA is a contributing writer for Sacramento Hispanic. He can be contacted at [email protected] (916) 541-6609. Book price is 21.95 plus tax. SACRAMENTO HISPANIC CHAMBER OF COMMERCE | WWW.SACHCC.ORG 29 special features IZABELLE PONCE SIMMONS Business Meetings: Role of the Chairman and Participants We as Hispanic-Americans doing business with Latinos from In deciding whom to invite, the size of the meeting depends on south of the border and with Americans (Anglo-Saxons) must the purpose, so use the two-step process. First, put down the always remember the rules of etiquette when it comes to names of those whose jobs or responsibilities could be affected punctuality and timeliness. by the meeting as well as those who will make important contributions. Then, review the list and see whose name you can elim- We are known for being late and even joke about M.S.T. inate. But remember that if you invite most of the department (Mexican Standard Time). But when doing business, remem- heads, you should invite them all. Be sensitive to hierarchy. Do ber that the American culture and American businessmen are not invite a subordinate and fail to invite the department head. very much on time. Which brings me to our present business Or you can call for two meetings and invite half one time and the etiquette lesson on Meetings, the Role of the Chairman, the other half the next. Agenda and the Role of the Participant. At many board meetings, seats are assigned and name cards are First and foremost the meeting should have a goal. Whether placed on the table before the meeting begins. Smaller informal it be to communicate information, brainstorm, set policy or meetings will not have name cards. Remain standing and do not train new personnel. The Chairman is the person who is re- sit down until the Chairman directs you to sit. The seat to the sponsible for running the meeting, drawing up the agenda right of the Chairman is for his closest ally or “right-hand man.” and deciding who to invite. The Chairman introduces the The seat to the left, centuries ago, was saved for the king’s participants to one another, makes sure the meeting runs adversary. This assured that the king had control of his enemy’s smoothly, plays diplomat, lets everyone have a chance to sword hand. So the seats closest to the Chairman are still to speak and breaks every two hours if the meeting runs long this day considered the most important seats in the house. to give participants an opportunity to use the restroom, get fresh coffee, etc. Participants should not be late and should do their homework before arriving. Leave on time, get directions off MapQuest, call The Agenda is set in the order of most important business the secretary beforehand to ask for clarification on the direc- first. If for some reason the meeting runs long, the least im- tions, make sure you have cash for parking and gas up the night portant items are postponed till the next meeting. The Agen- before. A good Chairman will call on younger, inexperienced da should be distributed well in advance of the meeting so participants for fresh ideas and their input. If you are a newer that participants can do their homework and offer ideas or member and uninformed, it is better to listen and not speak up solutions to the business at hand. unless called on. 30 S A C R A M E N T O H I S P A N I C | S E P T / O C T We are known for being late and even joke about M.S.T. (Mexican Standard Time). But when doing business, remember that the American culture is very on time. How to shine at a meeting: ü Prepare thoroughly. ü Be on time. (No more than five minutes late.) ü Stand until asked to sit. ü If you’re not introduced to others by the Chairman, introduce yourself. ü If you are a new employee, listen to others before speaking. ü Volunteer when you have a contribution to make. ü Phrase your ideas as recommendations, not orders. ü If you must disagree, do so diplomatically. ü Don’t be afraid to be wrong. No one is right all the time. ü Work with the group toward a solution. ü Look at others when they are speaking and not down at the table. (In some cultures, eye contact is considered disrespectful, so do your international business etiquette homework.) ü Never let boredom show. (Don’t slump, yawn, fidget or play with coins, food, your hair or cell phone.) ü If it was a helpful meeting, let the Chairman know. SACRAMENTO HISPANIC CHAMBER OF COMMERCE | WWW.SACHCC.ORG 31 al punto...to the point... consider a 401[k] plan for your business In the past, employers traditionally offered “defined-benefit” plans for their employees—otherwise known as pensions—to help provide for their needs after they stopped working. However, as times have changed, many employers are now offering a different type of program that focuses on a defined contribution, with the 401(k) leading the way as the most popular version. While many large corporations have embraced the growth of the 401(k) movement, small business owners sometimes mistakenly assume this type of arrangement won’t be suitable for the needs of their closely held business. However, these plans can indeed be beneficial for these owners and their employees. By way of background, employees defer a portion of their salary into a 401(k) plan on a pretax basis to help fund their retirement. In addition to employee funds, business owners can also make contributions to these savings vehicles, and they are considered a tax-deductible business expense. These contributions can be made as a match to employee contributions, as a discretionary profit sharing contribution, or a combination of the two. When considering 401(k) options for your business, there are two primary types—the traditional 401(k), and another known as a safe harbor 401(k). Before we go further and look at the difference between the two variations, it’s worth noting that, as of the beginning of 2006, some plans have also begun offering the ability to make salary deferral contributions on an after-tax basis—known as a Roth contribution. B Y: N O R M A A N D R A D E This is a provision that can be added to any 401(k), however, and should not be viewed as a third plan option. Administering a traditional 401(k) requires you to perform what’s known as nondiscrimination testing on an annual basis. What this boils down to is a pair of tests that must be performed to make sure that both the amounts deferred by employees and the employer matching or profit sharing contributions to the plan do not discriminate in favor of business owners and other highly compensated employees. If not enough employees participate in their 401(k), contributions by owners and other executives to their own plans can be limited by these tests. The safe harbor 401(k), on the other hand, eliminates discrimination testing. This arrangement allows highly compensated employees to maximize their salary deferral contributions—up to $15,000 per individual in 2006—regardless of the participation levels of other employees. After you’ve had a chance to review all the details, choosing a retirement savings plan for your company is only half the battle. With a program in place, it’s important to make your employees aware of it and encourage their participation. Unfortunately, for a variety of reasons, many employees choose not to participate in a 401(k). Some hindrances include not understanding plan benefits or investments, or even just the fear of being able to meet everyday living expenses on a smaller paycheck. SACRAMENTO HISPANIC CHAMBER OF One way to increase participation is to hold employee meetings on the subject. These meetings are most effective when structured as part of an enrollment campaign. Following are a few key elements to consider for a successful campaign. For starters, you should schedule your campaign to coincide with annual raise or bonus time. This gives employees a timely reminder just when they have the funds they may need to contribute. In addition, you can hold educational meetings during working hours and make attendance mandatory by requiring employees to sign in. You should make sure to keep meetings brief and small, but allow for interactive discussion to help employees feel comfortable. Helping your employees save for their retirement can benefit you as well as them, so take the time to find out more about your options with 401(k) savings vehicles. NORMA ANDRADE is a Financial Consultant with A.G. Edwards & Sons, Inc., member SIPC and focuses on estate planning and business planning. Ms. Andrade can be reached at 916-927-4444 or via email at [email protected]. A.G. Edwards generally acts as a broker-dealer, but may act as an investment advisor on designated accounts, and the firm’s obligations will vary with the role it plays. When working with clients the firm generally acts as a broker-dealer unless specifically indicated in writing. To better understand the differences between brokerage and advisory services, please consult Important Information About Your Relationships With A.G. Edwards on agedwards. com/disclosures. COMMERCE | WWW.SACHCC.ORG 33 �������������������������������������������������� ��������������������������������������� ������������ �������������������� Placer Title Company Since 1973, Placer Title Company has been a proven leader in the title and escrow industry. Specializing in Residential and Commercial transactions, our team of professionals is ready to work with you. PTC has the distinction of being the only title and escrow agency licensed in all 58 California counties. Discover Placer Title and learn how we can be a partner in your success! Le atenderemos en Español Yolanda Contreras Escrow Officer SHCC Board of Directors Member [email protected] We are a proud sponsor of the Sacramento Hispanic Chamber of Commerce! PTC, Land Park 4301 Freeport Blvd. Sacramento, CA 95822 Tel: 916.736.1420 www.PlacerTitle.com Karla Caceres Escrow Officer SHCC Member [email protected] PTC, Sierra Oaks 455 Watt Avenue Sacramento, CA 95864 Tel: 916.973.1002 Placer, Putting People First. 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One of the main ber of an LLC from being held person- the “Alter Ego” doctrine. This doctrine is advantages of the LLC is the benefit of ally liable for the debts of the business applied if: (1) there is a unity of interest limited personal liability of the members solely for being a member of the LLC. such that the LLC no longer has a per- for the debts of the business, without Of course, members will still be person- sonality separate from the members; and the strict requirements of a corporation, ally liable for their own conduct and for (2) an inequitable result will follow. which may be burdensome in many small- any personal guarantees they may make. er businesses. However, this protection However, the law also provides an excep- When a court is examining the question from personal liability is not absolute. In tion to the general rule of no personal li- of whether the LLC maintains a separate certain circumstances a court can “pierce ability. A court can impose liability on the legal personality, it looks at a number of the corporate veil” and assign personal member of an LLC in the same manner factors. One of the main factors a court liability to the members of the LLC for the that it can impose liability on the share- looks at when dealing with a corporation business debts of the LLC. If you have questions concerning the startup or operation of a business, please e-mail them to the Editor at [email protected] 36 holder of a corporation. This is called is the observance of corporate formali- “piercing the corporate veil.” Courts will ties. Unlike corporations, however, LLC’s “pierce the corporate veil” in a few spe- are not required by law to observe the cial situations. formality of holding annual shareholder/ S A C R A M E N T O member meetings. Although not required H I S P A N I C | S E P T / O C T THE THE BEST BEST WAY WAY TO TO TARGET TARGET THE THE HISPANIC HISPANIC COMMUNITY! COMMUNITY! 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OFFICE: OFFICE:800.816.1838 800.816.1838 FAX: FAX:916.364.1536 916.364.1536 nca ca a bla a blan n damdam a gra gran counsel’s corner to hold these meetings by law, an LLC Fraud may consist of, among other things, can obligate itself to do so by stating misrepresentations of the business’s fi- such a requirement in its articles of orga- nancial health, misrepresentations as to nization or operating document. If a busi- the performance of the business, or mis- ness owner includes such a requirement representations that someone beside the and then fails to keep the requirement, a entity, such as a member or manager, will court may determine that failing to hold stand by the business debt. member meetings weighs in favor of applying the alter ego doctrine. Some specific examples of fraud include: (1) distributing funds in violation of the A second very important factor is wheth- terms of the articles of organization or er the members have commingled their operating agreement; (2) forming the LLC personal funds with the funds of the LLC. for the purpose of avoiding contractual li- In many small businesses where an LLC abilities; or (3) using LLC funds or credit is so useful, business owners often fail to obtain personal loans. to keep the funds separate or use LLC funds for personal purposes. Courts may An LLC can be an effective tool for the use this as an indication that the LLC and small business, but care must be taken to the members are not, in fact, separate prevent a court from piercing the veil and personalities and may hold the members holding the owner personally liable for the personally liable for business debts. debts of the business. DISCLAIMER: This discussion is general in nature and is not intended to and does not create an attorney/client relationship. This discussion should in no manner be relied upon nor construed as legal advice, particularly since most legal outcomes are highly dependent on the facts of a particular case or situation. This discussion is provided on the condition that it cannot be referred to or quoted in any legal proceeding. The reader is strongly urged to consult with a lawyer for legal advice and with a financial advisor for financial advice on these matters. MS. DICDICAN is an associate at Diepenbrock Harrison. Her practice involves general business and corporate transactional matters. She received her LL.B. from the University of the Philippines and her LL.M. in International Economic Law from the University of Michigan. She is admitted to practice in the states of California and New York. 1 MR. PETERSON is an associate at Diepenbrock Harrison. He is a member of the Real Estate and Business Law Department. He received his J.D. from the University of Michigan. 2 Another factor that may be considered as to whether the LLC maintains a separate personality is whether the LLC was We have special offers for members of the Sacramento Hispanic Chamber of Commerce formed with sufficient capital to enable it to meet its foreseeable liabilities. Courts have found the business owners personbusiness was purposely undercapitalized As a Chamber member, you and your employees are entitles to: in order to defraud creditors. Of course, • Free Checking many businesses, especially small busi- • Six Months Free Platinum Checking ally liable if there are indications that the nesses, do borrow significant amounts in (interest bearing) the initial phases of the business. So long as there is a sufficient amount of members’ money involved and there is no indication of fraud, courts are not likely to pierce the veil and hold members liable. FRAUD Courts will also pierce the veil of limited liability in cases where the business has been used to perpetuate fraud or if a failure to pierce would promote injustice. It is in the best interests of the public to pierce the veil and disregard the form of • Free Checks We • Additional Discounts on Consumer Loans like FDIC Insured | WAMU.com Jeff Eichner Julia Moore Business Banking Representative Business Banking Representative 916-812-9292 916-567-5374 the LLC when the members use the LLC form to commit fraudulent activities. 38 S A C R A M E N T O H I S P A N I C | you encourage small business owners S E P T / O C T Think you can’t compete with the big firms? Think again. Moreno Trenching, a small contractor from tiny Rio Vista, thought it didn’t stand a chance against larger, city-based firms for a $2 million cable replacement contract with SMUD. The bid solicitation wound up in the trash. 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