meet metlife - Shaw American

MEET
METLIFE
GLOBAL LEADER
LOCAL PRESENCE
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Financial Ratings
For Metropolitan Life Insurance Company, MetLife Investors Insurance Company and
MetLife Investors USA Insurance Company
A.M. Best — A+ (Superior)
The A+ rating is assigned to companies that have superior balance sheet strength, operating
performance and business profiles. These companies have a very strong ability to meet their
ongoing obligations to policyholders. Second highest of 16 rating categories.
S&P — AA- (Very Strong)**
An insurer rated AA has very strong financial security characteristics, differing only slightly
from those rated AAA, the highest rating. Fourth highest of 21 rating categories.
Fitch — AA- (Very Strong)
Companies rated AA are viewed as possessing very strong capacity to meet policyholder and
contract obligations. Risk factors are modest, and the impact of any adverse business and
economic factors is expected to be very small. Fourth highest of 21 rating categories.
Moody’s — Aa3 (Excellent)
Insurance companies rated in the Aa group offer excellent financial security. Together with
the Aaa group, they constitute what are generally known as high-grade companies. Fourth
highest of 21 rating categories.
In New York only, for First MetLife Investors Insurance Company1
A.M. Best — A+ (Superior)
The A+ rating is assigned to companies that have superior balance sheet strength, operating
performance and business profiles. These companies have a very strong ability to meet their
ongoing obligations to policyholders. Second highest of 16 rating categories.
S&P — AA- (Very Strong)**
An insurer rated AA has very strong financial security characteristics, differing only slightly
from those rated AAA, the highest rating. Fourth highest of 21 rating categories.
1 Not rated by Fitch or Moody.
* Ratings are based on the financial strength of each of Metropolitan Life Insurance Company, MetLife Investors Insurance Company, MetLife
Investors USA Insurance Company and First MetLife Investors Insurance Company and are as of June, 2012. Ratings are subject to change, please
check www.metlife.com for the latest ratings; click on About MetLife and choose “Ratings”. All product guarantees are based on the claims-paying
ability and financial strength of the issuing insurance company.
** Ratings with negative outlook by Standard & Poor’s.
MetLife, Inc. is a leading provider of insurance and financial services with operations throughout the United States and the Latin America, Europe and Asia Pacific regions. Through its domestic and international
subsidiaries and affiliates, MetLife, Inc. reaches more than 90 million customers around the world. The MetLife companies offer life insurance, annuities, auto and home insurance, retail banking and other financial
services to individuals, as well as group insurance and retirement & savings products and services to corporations and other institutions. For more information, please visit www.metlife.com.
Metropolitan Life Insurance Company
First MetLife Investors Insurance Company
200 Park Avenue, New York, NY 10166
metlife.com
CLVL22720 L0712270028[exp0713][All States][DC,GU,MP,PR,VI]
© 2012 METLIFE, INC.
MetLife Investors Insurance Company
MetLife Investors USA Insurance Company
MetLife Investors Distribution Company
5 Park Plaza, Suite 1900, Irvine, CA 92614
Let MetLife Meet Your
Financial Needs
Welcome to MetLife. Through its affiliates
and subsidiaries, MetLife, Inc. (“MetLife”) is a
trusted global provider of insurance, annuities
and employee benefits programs. Our vision
to be the leading global life insurance and
employee benefits company is realized in
our 90 million customers who depend on
our guarantees* and trust us to deliver on
the promises we make through protection,
retirement and employee benefits products.
MetLife’s financial strength and integrity have
enabled us to deliver on those promises for
over 140 years.
* Guarantees apply to certain insurance and annuity products
and optional benefits (not securities, variable or investment
advisory products) and are subject to product terms, exclusions
and limitations of the insurer’s claims-paying ability and
financial strength
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MetLife, Inc. operates a group of core
businesses, nearly all insurance-based.
These businesses are complementary
in nature, allowing us to take
advantage of operating efficiencies
and to diversify risks and liabilities.
We rarely delve into the “latest and greatest” business
ventures, including those that might seem highly
profitable at the time. Instead, MetLife focuses on a
disciplined approach to risk management that focuses
MetLife uses a disciplined approach to
risk management that focuses on the
long-term. This is how we maintain
our financial strength in times of
economic upheaval and uncertainty.
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on the long-term. This is how we maintain our strength
in times of economic upheaval and uncertainty. Within
its core insurance businesses, MetLife diversifies among
the different regions of the world, as well as by specific
product line and sales channels.
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MettLife’s comm
M
mitment to
risk managemeent is an esssential
part of who we arre. Frrom priiciing
discipline on th
he productt side to pruden
nt
positionin
ng of our investmentt portfolio,
we are a company that refuses to
o chase
short-teerm gain at the expense
p
of lo
ongterm value creation.”
”
– Steveen A. Kanda
darian, Presidennt annd
Chieef Executiv
ivee Officer, MettLi
Life
fe,, In
Inc.
c.
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Trusted In More Than 50 Countries
We understand that who you choose to meet those needs matters to you and your
Through its subsidiaries and affiliates, MetLife holds
are, where you live and what you want to achieve. MetLife is a global leader with a
leading market positions in the United States, Japan,
family, not just today but for the future. You want someone who understands who you
local presence who can deliver on every count.
Latin America, Asia Pacific, Europe and the Middle East.
Around the world, the MetLife companies offer life, accident and health insurance,
While MetLife serves 90 million customers around the world, we never forget that we
and brokers, and direct marketing channels. We work with families, associations,
serve those customers one individual at a time. Your circumstances are unique — it
corporations and governments to provide products and services to meet our clients
takes a company with the experience, expertise and product range to understand
needs. Our experience, global resources and vision have made us a worldwide
your particular needs, and to provide protection, retirement and savings solutions to
leader in life insurance and employee benefits with world-class products and services.
retirement and savings products through agents, third-party distributors such as banks
help you reach the financial goals that you envision.
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A Proud History
For over 140 years, MetLife has been
insuring the lives of the people who depend
on us. Our success is based on our long history
of social responsibility,
strong leadership,
sound investments and
innovative products
and services.
Metropolitan Life
Metropolitan Life was
Metropolitan
Metropolitan
The Pan Am building
The MetLife blimp is
First
introduced.
international
Insurance Company
the largest Insurance
Life transformed
Life Foundation
(200 Park Ave) in
was founded in
company in the world
its corporate
established.
New York City was
operations
New York City
with $2 billion of
headquarters into an
acquired.
launched in
on March 24th.
insurance in force.
administrative relief
Korea and
the success of our
and support center for
Taiwan.
brand goes back to
Titanic survivors and
The story behind
their families.
our roots.
1868
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1909
1912
1976
1980
1987
1989
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MetLife is coming to Hartford, and we couldn’t be happier.
Our customers already know us as a friend and financial
partner. But starting today, we’re going to be something
much more: your neighbor. Visit www.metlife.com
have you met life today?
®
MetLife became the
On April 5, MetLife held its
9/11 attacks on America:
The company acquired
MetLife acquired Traveler’s Life
MetLife, already the largest
MetLife donates to Japan
first insurer in North
Initial Public Offering (IPO)
MetLife responded
Aseguradora Hidalgo, S.A.,
& Annuity and substantially
life insurer in the United
Relief Fund. A charitable
America to surpass
of 202,000,000 shares of
by paying claims
making it the largest life
all of Citigroup’s International
States and Mexico, acquires
donation of 100 million yen
USD $1 trillion of
common stock. The common
immediately, awarding
insurer in Mexico.
Insurance business,
the American Life Insurance
(USD $1.25 million) is provided
insurance in force.
stock traded on NYSE under
grants and investing
strengthening our leadership
Company (Alico) and greatly
through MetLife Foundation
the symbol “MET.” With the
over $1 billion in publicly
positioning in life insurance
expands its global footprint.
to the Japanese Red Cross
demutualization, MetLife
traded stocks.
and annuities by expanding
Society and other relief
our distribution capabilities.
organizations.
became a wholly owned
subsidiary of MetLife, Inc.
1991
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2000
2001
2002
2005
2010
2011
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Pursuant to IRS Circular 230, MetLife is providing you with the following notification: The information contained in this document is not intended to (and cannot) be
used by anyone to avoid IRS penalties. This document supports the promotion and marketing of insurance products. You should seek advice based on your particular
circumstances from an independent tax advisor.
MetLife, its agents and representatives may not give legal or tax advice. Any discussion of taxes herein or related to this document is for general information purposes only and does not
purport to be complete or cover every situation. Tax law is subject to interpretation and legislative change. Tax results and the appropriateness of any product for any specific taxpayer may
vary depending on the facts and circumstances. You should consult with and rely on your own independent legal and tax advisors regarding your particular set of facts and circumstances.
MetLife life insurance policies have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment
options in this product will meet its stated goals or objectives. The cash value is subject to market fluctuations so that, when withdrawn, it may be worth more or less than its original
value. Guarantees are based on the claims-paying ability and financial strength of the issuing insurance company. Some health insurance products offered by unaffiliated insurers through
the Enterprise General Agency Inc., 300 Davidson Avenue Somerset, NJ 08873-4175
All companies are MetLife companies.
Insurance Products:
• Not A Deposit • Not FDIC-Insured • Not Insured By Any Federal Government Agency • Not Guaranteed By Any Bank Or Credit Union • May Go Down in Value
Metropolitan Life Insurance Company
First MetLife Investors Insurance Company
200 Park Avenue, New York, NY 10166
metlife.com
MetLife Investors USA Insurance Company
MetLife Investors Distribution Company
5 Park Plaza, Suite 1900
Irvine, CA 92614
1203-1146 CLVL22078 L0512257555[exp0614][All States][DC,GU,MP,PR,VI]
© 2012 METLIFE, INC.
PEANUTS © 2012 Peanuts Worldwide
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