View This Issue - Panama City Beach Chamber of Commerce
Transcription
View This Issue - Panama City Beach Chamber of Commerce
Panama City Beach Chamber of Commerce THE CIRCUIT \ R X U F R Q Q H F W L R Q WRWKHEHDFK 5HVRUW /LIH LQ3DQDPD '(7$, ,16,'( /6 68 21 00(5 2))8 3DJH 1 &LW\%HDFK COMMUNITY EDUCATION WORKFORCE ECONOMIC UPDATE TDC UPDATE HEALTH UPDATE MEMBER NEWS GRAND OPENINGS CALENDAR OF EVENTS -XO\$XJXVW 3&%HDFKRUJ The Cosmetic Vein & Laser Center Leads the Way to Healthier Legs NON-INVASIVE LASER TECHNOLOGIES FOR THE TREATMENT OF VARICOSE AND SPIDER VEINS RESTORE THE HEALTH, BEAUTY, AND VITALITY OF YOUR LEGS. Don’t let unsightly and uncomfortable varicose and spider veins rob you of your natural beauty. Dr. Kimberly Moskowitz is one of only 240 board– certified vein specialists (Phlebologists) in the United States. As a leading expert in the field and a member of the American College of Phlebology, she has pioneered the safest and most up-to-date treatment options for varicose and spider veins. Today, those options include state-of-the-art non-invasive technologies that allow patients to return to most normal activities the same day as treatment. Left untreated, abnormal veins can lead to serious health risks like blood clots, phlebitis (inflammation of the veins), cellulitis, and leg ulcers. Expert treatment of varicose veins dramatically improves painful symptoms and prevents complications. Dr. Moskowitz will perform a thorough ultrasound examination of the legs to accurately assess the severity and extent of vein disease. This diagnostic ultrasound is a necessary part of the initial consultation as it allows the physician to determine the most appropriate treatment plan. “I am so truly grateful that my education, experience, and technology allow me to spend every day doing exactly what I love to do. I place enormous emphasis on my relationships with my patients and do my best to help them look and feel young, natural, and healthy. I want everyone to maximize the beauty they were born with.” Dr. Moskowitz has been performing and training other physicians to perform EVLT (Endovenous Laser Treatment) since its FDA approval in 2003. During this 45-minute, safe, outpatient procedure, an ultrasound is used to guide placement of a thin laser fiber into the abnormal Saphenous vein in the leg. Heat energy from the laser causes the abnormal vein to immediately collapse and redirect blood flow to the normal healthy channels in the leg. The body reabsorbs the abnormal vein, resulting in improved circulation and symptoms. Local anesthesia is used to completely numb the area around the Kimberly Moskowitz, M.S., M.D. vein so the procedure is virtually painless. EVLT has a 99% success rate and has eliminated the need for painful surgical procedures such as vein stripping. Contrary to what many physicians are taught, spider veins can cause the same symptoms as much larger varicose veins. Also, because 25% of spider veins are associated with underlying larger vein abnormalities, it is often considered medically necessary to treat them. Sclerotherapy (tiny injections of a solution that closes the veins), is the most effective and least painful treatment for spider veins and blue veins under the skin surface called reticular veins. Skin lasers are very effective for treating small veins on the face and chest; however, for leg veins, they are less effective, more painful, and often lead to scarring and hyperpigmentation. The +/)!0%Ǝ !%*Ǝ ĔƎ /!.Ǝ !*0!. provides the most advanced nonsurgical treatments for skin, face, legs, and cellulite reduction. Dr. Moskowitz also specializes in .4!(™ '%*Ǝ!/1."%*#, +0+4™, !/05(*!™, 12! !.)™, /!.Ǝ%.Ǝ!)+2( and ! %(ƎĔƎ+/)!0%Ǝ!.)0+(+#5. BOARD CERTIFIED, PHLEBOLOGY ē BOARD CERTIFIED, INTERNAL MEDICINE ē MEDICAL DEGREE: GEORGETOWN UNIVERSITY RESIDENCY: GEORGETOWN UNIVERSITY HOSPITAL ē PHLEBOLOGY/VEIN TRAINING: AMERICAN VEIN INSTITUTE AND HARVARD’S BRIGHAM & WOMEN’S HOSPITAL ē AMERICAN COLLEGE OF PHLEBOLOGY ē AMERICAN SOCIETY FOR LASER MEDICINE AND SURGERY øùùúÿƎ*)Ǝ%05Ǝ!$Ǝ'35ƎēƎ*)Ǝ%05Ǝ!$ĎƎƎúùû÷þƎēƎ!(!,$+*!ďƎĴÿü÷ĵƎùúúĨ÷ùýûƎēƎ4ďƎĴÿü÷ĵƎùúúĨúøøú www.skinandveins.com Panama City Toyota Where Relationships are Born! "" "$"#$ PanamaCityToyota.com /DGLHV'D\(YHU\:HGQHVGD\ *HWDQ2LO&KDQJHIRUWD[ )UHH0DQLFXUH&RPSOLPHQWDU\%UHDNIDVW/XQFK)ORZHU 4 THE CIRCUIT July/August 2010 THE CIRCUIT July/August 2010 5 &KDLUPDQ·V0HVVDJH The your Bea che a s Ch mbe Com r of mer Grea ter P ana conn ce ma C ity ectio Beac hes Cham ber o f Co m merc e n to the b eac h COMM ITY e a c h WORKFUN OR h eCE b tIO EDt UC o AT N t i o nGOVERNMENT OMMUNITY PIER PA C KFORCE MEMBE RK WOR CATION EEDU MENT GRAND R NEWS CALEND OPENINGS GOT VEERNR PA RK AR h e PIE IE PA WS EVENTS OF Gr E EeRa t Ne rEW EMBER MEM IPNaGn aSm a ENIN OPEN F GRAND LENDAR OTTSS C i t y B e a c he CA EVEN s C \R ha mb XU er of Co FR mm QQ erc e HF WLR Q W R W K eptemb H er/Octob EH er 200 7 8 DF *U KH K Vol 3 Issu H e THE Hea Wellnlltteh & Isssue ss CIR ,VV HQ XH 1 5 gust UIT THE CIRC Vol 3 Issue July/Au 2008 CUI www.P h.org Pana \RX ma C ity em ber 2008 Beac h Ch am ber of C om 3 Iss ue 6 e UIT QHF GLQLQ J Vol merc FRP Z PX 3&% HDFK W L R Q W R RUNIR QLW\ RUJ HG W K H UF JRY XFDWLR EHH D F K Q H S UQP PH LHU SD HQW P JUD EH UN FDOH QG RS U QHZV ,,1 1QGDU RIHHQLQJV QWVm e r c e 3$1$ oYHm U FR Q SULO 0DU FK$ .org CBeac www.P 4 THE C IRC 08 T CBeach C er of0 m b& ,7< $ Beach Cha nama City % THE CIRCUIT ($&+ww w.PC Be ach. org Q H F W L R Q \ R X U F R QE H D F K WR WKH &200 81,7< ('8& $7,21 :25. )25& ( 0,/,7$ 5< 7'& 83 '$7( 0(0% (5 1( :6 *5$1 ' 23 (1,1* &$/( 6 1'$5 2) (9 (176 Q5V(6 VLR U X F 8 7 [ H$'9(1 $676 %(' %5($.) * _ &21&(576 %2$7,1* _ %2:/,1 _ +(/,&237(5 ,(6 _ '2* $&7,9,7 06 ',1,1* _ ',9,1* _ .,'·6 $&7,9,7,(6 _ 0868( 0$1 _ :('',1*6 5,'(6 _ ,521 ( _ 3,(5 3$5. 63$6 _ 7+($75 6+233,1* _ THE CIRC &20081,7< ('8&$7,21 ( :25.)25& 2010 183'$7( (&2120,& 7'& 83'$7( 7( +($/7+ 83'$ 0(0%(5 1(:6 ,1*6 *5$1' 23(1 &$/(1'$5 2) (9(176 UIT Marc h/April THE CIRCUIT 1 May/June 2010 0D\-XQH 3&%HDFKRUJ Are You Connected to the Beach? Advertise your business in The Circuit! For Rates & Information Contact: Skip Alford (850) 628-3490 Cyndi Ainsworth (850) 691-6259 , Q OLJKW RI WKH UHFHQW DGYHUVLW\ RQ )ORULGD¶V *XOI &RDVW 2Q -XQH DQRWKHU IDQWDVWLF DWWUDFWLRQ RSHQHG LQ 3DQDPD ZLWK UHJDUGV WR WKH 'HHSZDWHU +RUL]RQ 2LO 6SLOO &LW\ %HDFK :RQGHU:RUNV DQ ³DPXVHPHQW SDUN IRU WKH 3DQDPD&LW\%HDFKLVVWLOOPDQDJLQJ PLQG´ IHDWXULQJ RYHU LQWHUDFWLYH WR FUHDWH SODQ DQG H[HFXWH UDWKHU ODUJH H[KLELWV IRU YLVLWRUV RI DOO DJHV WR DPRXQWV RI ³IXQ´ WKLV VXPPHU H[SHULHQFH XWLOL]LQJ WKH ODWHVW LQQRYDWLYH WHFKQRORJ\ 7KH GZHOOLQJ LV KDUG WR PLVV )RU \HDUV WKH JUHDW PDUNHWLQJ PLQGV ORRN IRU WKH XSVLGH GRZQ KRXVH GLUHFWO\ RI 3DQDPD &LW\ %HDFK KDYH GLVFXVVHG DFURVV WKH VWUHHW IURP 5LSOH\¶V %HOLHYH ,W WKH QHFHVVLW\ RI ³IXQ WKLQJV WR GR´ RU 1RW 0XVHXP LQ 3DQDPD &LW\ %HDFK WR EXLOG XS WKH ³VKRXOGHU VHDVRQV´ RI VSULQJ DQG 7KH WUXWK LV WKHUH KDV $/:$<6 EHHQ IDOO EXW DOVR WKLQJV WR GR GXULQJ RXU D ORW RI IXQ JRLQJ RQ LQ 3DQDPD &LW\ VXPPHU PRQWKV , VHUYHG RQ WKH 7RXULVW %HDFK )ORULGD DQG RXU FUHDWLYH 7RXULVW 'HYHORSPHQW &RXQFLO¶V 0DUNHWLQJ 'HYHORSPHQW &RXQFLO KDV DJDLQ MXVW &RPPLWWHH DQG VDZ ¿UVWKDQG WKH ODXQFKHG D YHU\ RXWVLGHWKHER[ VXPPHU LPSRUWDQFH RI FUHDWLQJ SURJUDPV HYHQWV ORQJ HYHQW ³6800(5 2) )81 ´ DQG PDUNHWLQJ FROODWHUDO DERXW DOO WKH IXQ FRRO WKLQJV WR GR 7KLV ZLOO EH D VXPPHU VHDVRQ RI IDPLO\IULHQGO\ DFWLYLWLHV KHUH LQ DGGLWLRQ WR HQMR\LQJ ³7KH :RUOG¶V 0RVW %HDXWLIXO FRPPHQFLQJ -XO\ WK :HHNHQG DQG KDSSHQLQJ WKURXJK %HDFKHV´ &RS\ ZDV FRQMXUHG VXFK DV ³WKLQJV WR GR RQ /DERU 'D\ :HHNHQG 6HSWHPEHU WK 6HH PRUH RQ 3DJH D UDLQ\ GD\´ ³EHVLGHV WKH EHDFK´ ³WKH RQ IXQ´ DQG RI WKLV LVVXH DQG FKHFN RXW WKH 7'&¶V ZHEVLWH DW ³OHW¶V MXVW VWD\ RQH PRUH GD\´ ,W LV WKHVH ³IXQ WKLQJV WR YLVLWSDQDPDFLW\EHDFKFRP IRU XSGDWHV RQ ³6XPPHU RI GR´ LQ DGGLWLRQ WR JRLQJ WR RXU VXJDUZKLWH VDQG\ EHDFKHV )XQ ´ HYHQWV +RSH \RXU VXPPHU LV JRLQJ ZHOO WKDW VHFXUHV RXU YDFDWLRQ GHVWLQDWLRQ D SODFH LQ YLVLWRUV¶ KHDUWV 3KLOLS *ULIÀWWV -U 3UHVLGHQW·V0HVVDJH $ V WKH KHDUW RI VXPPHU DSSURDFKHV WKH 3DQDPD DW WKH %HDFK DW %D\ 3RLQW 0DUULRWW ZLWK DQ XSGDWH RQ &LW\ %HDFK FRPPXQLW\ HPEUDFHV LWV EXVLHVW 6RXWKZHVW $LUOLQHV %UDG +DZNLQV IURP 6RXWKZHVW VHDVRQ :H ORYH WKH OLYHO\ FDPH WR HQOLJKWHQ XV DERXW WKH DLUOLQH¶V EXVWOLQJ VXPPHU PRQWKV ZKHQ EHDFK FRUSRUDWH DQG FRPPXQLW\ FXOWXUH« DFWLYLW\ LV DW LWV KLJKHVW EXW WKLV \HDU DQG WHOO XV ZK\ 6RXWKZHVW KDV EHHQ ZH FRPH LQWR VXPPHU ZLWK PL[HG SUR¿WDEOH IRU FRQVHFXWLYH \HDUV KDV HPRWLRQV QHYHU KDG D OD\RII DQG KDV WKH ORZHVW QXPEHU RI FXVWRPHU FRPSODLQWV VLQFH ,W LV ZLWK D VHQVH RI EOHVVLQJ EXW QRW $FFRUGLQJ WR %UDG 6RXWKZHVW QHFHVVDULO\ UHOLHI WKDW ZH REVHUYH ORRNV IRU HPSOR\HHV ZKR ³/LYH WKH RXU VWLOOVXJDUZKLWH EHDFKHV DQG 6RXWKZHVW :D\´ 7KH\ KDYH ³D VHU HPHUDOG JUHHQ DQG FOHDQ ZDWHU :LWK YDQW¶V KHDUW D ZDUULRU VSLULW DQG D KHDY\ KHDUWV ZH UHDOL]H WKDW WKLV FRXOG IXQORYLQJ DWWLWXGH´ 7KDQN \RX WR RXU FKDQJH DQ\ GD\ 1RWKLQJ KDV SXOOHG VSRQVRUV 5HJLRQV %DQN DQG .%5 XV WRJHWKHU DV D UHJLRQ ± DQG DV D VWDWH ±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uly/August 2010 %HWK 2OWPDQ ,20 Panama City Beach Chamber of Commerce 309 Richard Jackson Blvd., Panama City Beach, FL 32407 Phone: (850) 235-1159 Fax: (850) 235-2301 PCBeach.org %RDUGRI'LUHFWRUV Chairman of the Board 3KLOLS*ULI¿WWV-U6XJDU6DQGV,QQ6XLWHV Past Chairman $QWKRQ\'X%RVH&RDVWDO&RPPXQLW\%DQN Incoming Chairman 5REHUW&DUUROO0F1HLO&DUUROO(QJLQHHULQJ Treasurer 3DXO:RKOIRUG5HVRUW&ROOHFWLRQRI3DQDPD&LW\%HDFK Secretary .DUHQ%ODFNHUE\0DJQXP&DSLWDO CPA-RKQ-RKQVRQ6HJHUV6RZHOO6WHZDUW-RKQVRQ%ULOO3$ Legal Council 6WHYHQ/$SSOHEDXP The Board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onorary Board Members 0D\RU*D\OH2EHUVW&LW\RI3DQDPD&LW\%HDFK 'U.HQ6KDZ)683& 'U-LP.HUOH\*&&& %ULDQ&RQQRUV1DYDO6XSSRUW$FWLYLW\3& -DQHW:DWHUPHLHU%D\&RXQW\(FRQRPLF'HYHORSPHQW$OOLDQFH Chamber Staff %HWK2OWPDQ,20 0DUWD5RVH -HQD.LPPHO 6NLS$OIRUG &\QGL$LQVZRUWK /LQGVD\'ULQJ .ULVWRSKHU0F/DQH &DWKHULQH&ROOLQV 3UHVLGHQW&(2 9LFH3UHVLGHQW&RPPXQLFDWLRQV 9LFH3UHVLGHQW)LQDQFH 'LUHFWRURI0HPEHUVKLS'HYHORSPHQW 9LFH3UHVLGHQW0HPEHU6HUYLFHV (YHQWV3URJUDPV&RRUGLQDWRU 6\VWHPV&RRUGLQDWRU ([HFXWLYH$VVW0HPEHU6HUYLFHV THE CIRCUIT July/August 2010 7 J U L / A U G 2 0 1 0 C O N T E N T S your connection to the beach FEATURES 10%XVLQHVV6SRWOLJKWV z3XUSOH*UDSHz%HOOLHV)RU7KH%HDFKz1RUWK)ORULGD5HDOW\*URXS z)LUHÀ\z0HHW-DQH*RGIUH\z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¶V0HVVDJH 63UHVLGHQW¶V0HVVDJH 19+HDOWK8SGDWH 21$)HZ0LQXWHV:LWK%XGG\:LONHV 256HH%H6HHQ 32³6RPH/LNH,W+RW´&KHI5HYLHZ EDITORIAL STAFF (GLWRULDO &UHDWLYH 2QOLQH &RQWHQW 6RFLDO 0HGLD 21 8 THE CIRCUIT July/August 2010 0DUWD5RVH 0DUWD5RVH .ULVWRSKHU0F/DQH /LQGVD\'ULQJ .ULVWRSKHU0F/DQH 3URGXFWLRQ %R\G%URWKHUV3ULQWLQJ $GYHUWLVLQJ 6DOHV 6NLS$OIRUG &\QGL$LQVZRUWK 'LVWULEXWLRQ $OOHJUD3ULQW,PDJLQJ :$50681 %$5(6+28/'(56 $1'$'5(6672 7(0377+(%5((=( ,WDOODZDLWV\RXDW3LHU3DUNFRQYHQLHQWO\ ORFDWHGDFURVVWKHVWUHHWIURPWKHEHDFK DQGGLUHFWO\DFURVVIURPWKH&LW\3LHU 3LHU3DUN'ULYH3DQDPD&LW\%HDFK)/ %86,1(66 6SRWOLJKWV 'LDQD7LQGOHSHUIRUPVLQ%HOOLHVIRUWKH%HDFK 3XUSOH*UDSH 7 KH 3XUSOH *UDSH LV WKH RQO\ ZLQH EDUORFDWHGDORQJ)ORULGD¶V(PHUDOG &RDVW 7KLV QHZ ZLQH EDU FRQFHSW FRPELQHV WKH FRQYHQLHQFH RI D ZLQH VWRUH ZLWKWKHHOHJDQFHRID¿QHXSVFDOHPHHWLQJ GHVWLQDWLRQ7KHDPELDQFHLVVRPHWKLQJWKDW \RXZRXOGH[SHFWWR¿QGLQELJFLWLHVOLNH1HZ <RUN/RV$QJHOHVDQG$WODQWD%RDVWLQJD E\WKHJODVVPHQXZLWKRYHUZLQHVHYHQ WKHPRVWGLVFULPLQDWLQJZLQHGULQNHUZLOO¿QG DJODVVWKDWZLOONHHSWKHPFRPLQJEDFNIRU PRUH7KHERWWOHPHQXFRQWDLQVDQDGGLWLRQDO ZLQHV WR FKRRVH IURP 7R FRPSOLPHQW \RXUZLQHVHOHFWLRQWKH3XUSOH*UDSHRIIHUV FKHHVH ERDUGV ZLWK D YDULHW\ RI FKHHVHV PHDWVDQGROLYHVDQGDOVRRIIHUVDJHQHURXV VHOHFWLRQ RI PLFUREUHZHG EHHUV DV ZHOO DV SOHQW\RI$PHULFDQIDYRULWHV :HHNO\HYHQWVDW7KH3XUSOH*UDSHLQFOXGH /DGLHV 1LJKW RQ :HGQHVGD\ 1LJKW ZKHQ /DGLHVUHFHLYHRIIRIHDFKJODVVRIZLQH DQG RII HDFK ERWWOH 2Q7KXUVGD\V LW¶V /LYH-D]]0XVLFIURPSPXQWLO SPZLWKORFDODUWLVWVLQFOXGLQJ-LP:DUGDQG 6WHYH*LOEHUW-HVVH'HHVHDQG6FRWW:HWWHU ,I\RXZRXOGOLNHWREHFRPHPRUHIDPLOLDU ZLWK ZLQHV MRLQ XV IRU D IUHH ZLQH WDVWLQJ GXULQJ)ULGD\+DSS\+RXU:HDOZD\VKDYH VRPH RI RXU IDYRULWH ZLQHV RU QHZ ZLQHV IURPRXUGLVWULEXWRUVWRWDVWH 7KH3XUSOH*UDSHLVDJUHDWIDFLOLW\IRUSULYDWH SDUWLHVDQGRIIHUVDGHOLYHU\VHUYLFH,W¶VORFDWHG DW7KRPDV'UDFURVVIURPWKH1DY\%DVH RSHQIURPDPXQWLOPLGQLJKW0RQGD\ WKUX6DWXUGD\ 10 THE CIRCUIT July/August 2010 %HOOLHV)RU7KH%HDFK FRPH VKDNH \RXU EHOO\ IRU WKH EHDFK )RU %<7+(6($5(62576KDVWHDPHGZLWK PRUH GHWDLOV YLVLW E\WKHVHDUHVRUWVFRP RU ORFDO EHOO\ GDQFLQJ WURXSH *\SV\ 3DUYDQD FDOO IRUWZREHQH¿WSHUIRUPDQFHVDQGZRUNVKRSV FDOOHG³%HOOLHVIRUWKH%HDFK´7KHWURXSH ZLOO SHUIRUP RQ 6DWXUGD\ -XO\ DQG 6DWXUGD\$XJXVWEHJLQQLQJDWSPRQ 1RUWK)ORULGD5HDOW\*URXS %<7+(6($5(62576¶JXOIIURQWJUHHQ 7KHJUHHQORFDWHGQH[WGRRUWR%HDFKFRPEHU E\ WKH 6HD DW )URQW %HDFK 5RDG LV ODUJHHQRXJKWRDFFRPPRGDWHEODQNHWVODZQ FKDLUVDQGFRROHUVVRYLVLWRUVFDQVSUHDGRXW XQGHUWKHVWDUVDQGHQMR\VZRUGGDQFHVYHLO GDQFHV¿UHGDQFHVDQGPRUH 2XU WHDP LV PDGH XS RI ORFDOV DQG HYHQ D 'XULQJWKHSURJUDPWURXSHIRXQGHU0DKLUD UHORFDWHG (QJOLVKPDQ 2XU DSSURDFK WR ZKRWHDFKHVDPL[WXUHRIFDEDUHWVW\OHDQG EXVLQHVVLVWRGHDOZLWKRXUFOLHQWVDQGFXVWRPHUV WULEDO IXVLRQ EHOO\ GDQFH ZLOO LQYLWH WKH DVZHZRXOGZDQWWREHGHDOWZLWKWKDWLVZLWK FURZG WR SDUWLFLSDWH DV VKH GHPRQVWUDWHV LQWHJULW\ KRQHVW\ DQG UHVSHFW :H GR WKLV EHOO\GDQFLQJEDVLFV$GRQDWLRQWRWKH WKURXJKDQLPSDVVLRQHGFRPPLWPHQWWRVHUYLFH 1DWLRQDO :LOGOLIH )HGHUDWLRQ¶V *XOI 2LO ZKHUHZHLQWHQGWRH[FHHG\RXUH[SHFWDWLRQV 6SLOO 5HVWRUDWLRQ )XQG LV HQFRXUDJHG EXW DQG PDNH \RXU UHDO HVWDWH H[SHULHQFH DV QRW UHTXLUHG %HQH¿W 7VKLUWV ZLOO DOVR EH HQMR\DEOHDQGVWUHVVIUHHDVSRVVLEOH &RQWLQXHGRQ3DJH RQVDOH7KHHYHQWLVRSHQWRWKHSXEOLFVR %86,1(66 6SRWOLJKWV -DQH*RGIUH\3DQDPD&L\%HDFK&RQYHQWLRQ 9LVLWRUV%XUHDX ZLWKDERWWOHRI2SXV2QHRUVLWWLQJLQWKHLU EDU DQG ORXQJH HQMR\LQJ WKH JDPH ZLWK DQ :KHWKHU \RX DUH ORRNLQJ WR UHORFDWH KHUH DUWLVDQSL]]DDQGLFHFROG%XG)LUHÀ\ZLOO VHDUFKLQJIRUDQLQYHVWPHQWSURSHUW\RUZDQW QRW GLVDSSRLQW 3ULYDWH GLQLQJ URRPV DQG WR DGG \RXU FXUUHQW SURSHUW\ WR WKH )ORULGD FDWHULQJDUHDYDLODEOH9LVLW)LUHÀ\RQOLQHDW 3DQKDQGOHPDUNHWUHO\RQDWHDPZKLFK ¿UHÀ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¶VFDOOFHQWHUVYLVLWRU QIUJURXSFRPRUHYHQEHWWHUVSHDNWRDUHDO LQIRUPDWLRQFHQWHUVLQFOXGLQJWKHQHZDLUSRUW SHUVRQDQGFDOORXURI¿FHDW GHVNLQTXLU\IXO¿OOPHQWDQGGLVWULEXWLRQRI YLVLWRUPDWHULDOVWRWKHJHQHUDOSXEOLF DQGDVNIRU%ODNHRU$QG\ )LUHÁ\ ,I LW LV D ¿UVW FODVV GLQLQJ H[SHULHQFH WKDW \RX DUH ORRNLQJ IRU ORRN QR IXUWKHU WKDQ )LUHÀ\ORFDWHGLQWKH6KRSSHVDW(GJHZDWHU $PELDQFHVHUYLFHDQGDZDUGZLQQLQJFKHI 3DXO6WHOODWRPDNH\RXIHHOPRUHOLNH\RXDUH LQ1HZ<RUN&LW\WKDQ3DQDPD&LW\$:LQH 6SHFWDWRU$ZDUGRI([FHOOHQFHZRUOGFODVV ZLQH OLVW PRXWKZDWHULQJ KDQG FXW VWHDNV JXOIIUHVKVHDIRRGDUWLVDQSL]]DVDQGH[RWLF VXVKLKDYHPDGH)LUHÀ\WKHORFDOVFKRLFHIRU VSHFLDORFFDVLRQV )LUHÀ\¶V PHQX UDQJHV IURP WKHLU ZRUOG IDPRXV6KH&UDE6RXSDQGDR]%RQH,Q 5LEH\HFRRNHGRQDQGHJUHHEURLOHUWR VHDULQÀDYRUWRWKHLU(VSUHVVR%UDLVHG:LOG %RDU6KDQN :KHWKHU \RX DUH ORRNLQJ IRU D URPDQWLF QLJKWRXWHQMR\LQJ)LOHW0LJQRQDQG/REVWHU 12 THE CIRCUIT July/August 2010 -DQHZKRVD\VWKH7RXULVP,QGXVWU\LVGHDU WRKHUKHDUWLVDQ[LRXVWRJHWPRUHLQYROYHG LQWKH3DQDPD&LW\%HDFKFRPPXQLW\ ³0\IDPLO\DQG,PRYHGWR3DQDPD&LW\LQ $XJXVW IURP )DLUEDQNV $ODVND GXH WR WKH PLOLWDU\´ VD\V -DQH ³0\ KXVEDQG 0LNHKDVVLQFHUHWLUHGIURPWKH86$)DQG QRZ ZRUNV IRU D FRQWUDFWRU RYHUVHDV :H KDYHRQHGDXJKWHU/DXUHQZKRMXVWUHFHQWO\ JUDGXDWHGIURP5XWKHUIRUG+LJK6FKRRODQG LV FXUUHQWO\ EHJLQQLQJ KHU VHFRQG \HDU DW *XOI&RDVW&RPPXQLW\&ROOHJH´ &RQYHQWLRQDQG9LVLWRUV%XUHDXLQ)DLUEDQNV $ODVNDLQ9LVLWRU6HUYLFHV6KHKDVDGGLWLRQDO H[SHULHQFHZRUNLQJZLWKWKH1DYDUUH%HDFK &KDPEHU DQG WKH 6RXWK &DUROLQD 6WDWH :HOFRPH&HQWHUV 'DOH&DUQHJLH:RUNVKRSV 'DOH &DUQHJLH ZRUNVKRSV DUH GHVLJQHG WR FRYHUFHUWDLQWRSLFVWKDWDUHFRPPRQWRDOO RUJDQL]DWLRQVDQGWREXLOGFRQ¿GHQFHLQ\RXU VWDIIE\JLYLQJSDUWLFLSDQWVVWUDWHJLHVWKDWFDQ EH LPSOHPHQWHG LPPHGLDWHO\ %HJLQQLQJ -XO\ 'DOH &DUQHJLH ZLOO EH KROGLQJ PRQWKO\IRXUKRXUZRUNVKRSVEHJLQQLQJDW DPDWWKH8QLWHG:D\RI¿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³\HV,DPDGLHKDUG&OHPVRQ7LJHU IDQ´ DQG HQMR\V YLVLWV IURP PDQ\ IULHQGV 2FWREHU'HDOLQJZLWK'LI¿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¶VVXJDUZKLWHVDQGEHDFKHVDUH RSHQIRUWKHHQMR\PHQWRIDOO3DQDPD&LW\ %HDFKLVVKRZFDVLQJLWVGLVWLQFWLYHRQVKRUH RIIHULQJVE\ODXQFKLQJ6800(52))81 D VHDVRQORQJ FLW\ZLGH EHDFK FHOHEUDWLRQ )URP -XO\ WKURXJK /DERU 'D\ ZHHNHQG 6HSWHPEHU 3DQDPD &LW\ %HDFK LVKRVWLQJDVHULHVRIVWUHHWIHVWLYDOVRXWGRRU PRYLHV¿UHZRUNVGLVSOD\VDQGPRUH 7KURXJKRXW WKH IHVWLYLWLHV 3DQDPD &LW\ %HDFKLVUROOLQJRXWWKHUHGFDUSHWIRULWVYLVL WRUV ZLWK 5($/)815$1'20 $&76 2)$335(&,$7,21 DQ LQQRYDWLYH SUR JUDPWKDQNLQJYLVLWRUVIRUFKRRVLQJWKHGHV WLQDWLRQ LQ XQVXVSHFWLQJ ZD\V ZKHWKHU LW LV SLFNLQJXSWKHWDEIRUGLQQHURUSD\LQJIRUD URXQGRIPLQLJROI ³:H VWURQJO\ HQFRXUDJH YLVLWRUV WR FRQWLQXH ZLWKWKHLUSODQVWRHQMR\WKHLUYDFDWLRQKHUHLQ 3DQDPD&LW\%HDFKDQGVXSSRUWWKRVHZKRVH OLYHOLKRRGVDUHGLUHFWO\FRQQHFWHGWRRXUWRXU LVPLQGXVWU\´VWDWHV'DQ5RZHSUHVLGHQWDQG &(2RIWKH3DQDPD&LW\%HDFK&RQYHQWLRQ 9LVLWRUV%XUHDX³:HDUHTXLWHVLPSO\RQH RIWKHPRVWIXQGHVWLQDWLRQVLQWKHZRUOGDQG RXUIRFXVLVHQVXULQJWKDWZKHQYLVLWRUVFRPH WKH\KDYHDWUXO\JUHDWWLPH´ FDWHG.LGV=RQHDW0LUDFOH6WULSDPXVHPHQW DVZHOODVWKH¿UHGDQFHU¶VVKRZLQ6KDUN\¶V SDUNOLYHGUDPDSHUIRUPDQFHVOLYHFRQFHUWE\ RZQRSHQDLUWKHDWUH .HYLQ+DPPRQGDQXSDQGFRPLQJVLQJHU 3LHU3DUN6XPPHU&RQFHUW6HULHV±(YHU\ VRQJZULWHUDQGSUHPLHU¿UHZRUNVGLVSOD\ 7KXUVGD\WKURXJK$XJXVWIURPSP± %HDFK)HVW%ORFN3DUW\±)ULGD\-XO\DW SP)UHHFRQFHUWVZLOOWDNHSODFHDWWKH$DURQ 3LHU3DUN±$IDPLO\IDYRULWHHYHQWQRWWREH %HVVDQW$PSKLWKHDWHUDGMDFHQWWR3LHU3DUN PLVVHG9LVLWRUVFDQHQMR\DGD\RIVKRSSLQJ *XHVWV DUH LQYLWHG WR EULQJ D ODZQ FKDLU RU GLQLQJDQGHQWHUWDLQPHQWDW3LHU3DUNDQGWKHQ EODQNHWFRROHUDQGSLFQLFDQGHQMR\DOOVW\OHV HQMR\ IHVWLYLWLHV EHJLQQLQJ DW SP ZKLFK RIPXVLFIURPUHJJDHWRMD]]WRFODVVLFURFN FXOPLQDWHZLWKDFRXQWGRZQDQGWKRXVDQGVRI 6FUHHQRQWKH*UHHQ±(YHU\7XHVGD\QLJKW LQÀDWDEOHEHDFKEDOOVGURSSLQJIURPWKHVN\ WKURXJK /DERU 'D\ ± 7KLV ZHHNO\ RXWGRRU WK $QQXDO %D\ 3RLQW 6KRRWRXW ¿OP VHULHV VKRZFDVHV IDPLO\ PRYLHV XQGHU ±6DWXUGD\-XO\DW%D\3RLQW0DUULRWW± WKHVWDUVDW$DURQ%HVVDQW3DUN0RYLHVVWDUW 7KH6KRRWRXWIHDWXUHVD¿HOGRIXSWR MXVWDIWHUGXVNDQGDUHIUHH3RSFRUQDQGVRGD ERDWVDOORIZKLFKDUHIHHWRUOHVVLQ DUHDYDLODEOHIRUSXUFKDVH OHQJWK±¿VKLQJIRUWXQDZDKRRDQGGROSKLQ *URRYLQ¶ RQ WKH *UHHQ ± (YHU\ 0RQGD\ 7KHNLFNRIISDUW\ZLOOEHKHOGRQ)ULGD\QLJKW WKURXJK6HSWHPEHU±9LVLWRUVDUHZHOFRPH ZLWK IRRG DQG HQWHUWDLQPHQW :HLJKLQV DUH WRWKLVIUHHFRQFHUWVHULHVKHOGRQWKH9LOODJH KHOGRQ6DWXUGD\$OOHQWHUWDLQPHQWDQGVSHF *UHHQDW&DULOORQ%HDFK WDWRUHYHQWVDUHIUHHDQGRSHQWRWKHSXEOLF ED\SRLQWELOO¿VKFRP %DUHIRRW%HDFK&OXE/LYH(QWHUWDLQPHQW ± (YHU\ )ULGD\ 6DWXUGD\ DQG 6XQGD\ IURP %RQ7HPSV5RXOH]3LUDWH)HVWLYDO±)ULGD\ SP±%DUHIRRW%HDFK&OXERIIHUV -XO\ ± 6DWXUGD\ -XO\ ± 3DQDPD &LW\ OLYH HQWHUWDLQPHQW IURP LWV EHDFKIURQW GHVN %HDFKZLOO³/HWWKH*RRG7LPHV5ROO´EULQJ *XLWDULVW DQG VLQJHU -HVVH -RQHV VWHHO GUXP LQJ1HZ2UOHDQVÀDLUWR3DQDPD&LW\%HDFK GXR'U6WHHOH*RRGDQG5DQG\:DWVRQDUH IRUFRQFHUWVRQ)ULGD\DQGIHVWLYHSLUDWHSD IHDWXUHGSHUIRUPHUV UDGHZLWKIDEXORXVÀRDWVPDVNHGSHUIRUPHUV FRORUIXOFRVWXPHDQGVWUHHWSDUW\EHJLQQLQJDW $UWRQD6WULQJ±(YHU\7XHVGD\DQG7KXUV SPRQ6DWXUGD\ GD\IURPDPWRSPDQG:HGQHVGD\DQG )ULGD\IURPDPWRSP±7KLVXSOLIWLQJ )HVWLYDORIWKH%HDFK±6XQGD\-XO\DW LQVSLUDWLRQDO DQG HGXFDWLRQDO H[KLELWLRQ FRQ 6SLQQDNHU%HDFK&OXE±%HJLQQLQJDWQRRQ VLVWVRIPRUHWKDQXQXVXDODQGPDVWHUIXOO\ 6SLQQDNHU%HDFK&OXEZLOOIHDWXUHOLYHPX FUDIWHGNLWHVFROOHFWHGLQ$VLD,WWDNHVSODFHDW VLF IURP WKH %HOODP\ %URWKHUV 7REDFFR WKH9LVXDO$UWV&HQWHURI1RUWKZHVW)ORULGD 5RDG%R\G:RRG$PHULFDQ+RQH\3KDU &RVWLVIRUDGXOWVVHQLRUVFKLOGUHQDUH )OHWFKHU&LWL]HQ,FRQ1RWKLQJ6KRUWRI3XUH DQGPRUH3XUSRVHLVWRUDLVHDZDUHQHVVDQG 6SLQQDNHU %HDFK &OXE )DPLO\ )XQ 'D\ DLGLQFRDVWDOFOHDQXSHIIRUWV ± (YHU\ 6DWXUGD\ DQG 6XQGD\ DIWHUQRRQV %HOOLHVIRUWKH%HDFK±6DWXUGD\-XO\DQG WKURXJK/DERU'D\±6SLQQDNHU%HDFK&OXE 6DWXUGD\$XJXVWRQ%\WKH6HD5HVRUW¶V KRVWVDIUHHEHDFKSDUW\VXQVHWFHOHEUDWLRQ JXOIIURQWJUHHQQH[WWR%HDFKFRPEHUE\WKH FRPSOHWHZLWKYROOH\EDOOMHWVNLLQJ'-%HDFK 6HD±%HJLQQLQJDWSPEHOO\GDQFLQJ +RXVHSHUIRUPLQJSDUDVDLOLQJSDGGOHERDUGV WURXSH*\SV\3DUYDQDLVKHDGOLQLQJWZREHQ VNLPERDUGVDQGEDQDQDERDWULGHV 3DQDPD &LW\ %HDFK FRQWLQXHV WR VKRZ WUH PHQGRXVJURZWKDQGLQYHVWPHQWLQLWVWRXU LVPSURGXFW:RQGHU:RUNV3DQDPD&LW\ %HDFK DQ LQQRYDWLYH DWWUDFWLRQ EDVHG RQ D VFLHQFH ODE EHLQJ SLFNHG XS LQ D VWRUP DQG GXPSHG XSVLGH GRZQ RSHQHG LQ ODWH -XQH 7KHIRXUVWRU\VTIWDWWUDFWLRQLV¿OOHG ZLWKLQWHUDFWLYHKDQGVRQH[KLELWVVPDOO H¿WSHUIRUPDQFHVDQGIUHHZRUNVKRSV$ ULGHVYLGHRJDPHVDJLIWVKRSDQGPRUH GRQDWLRQWRWKH1DWLRQDO:LOGOLIH)HGHUDWLRQ¶V 6800(52))81RI¿FLDOO\EHJLQVRQWKH *XOI2LO6SLOO5HVWRUDWLRQ)XQGLVHQFRXUDJHG )RXUWKRI-XO\ZLWK3DQDPD&LW\%HDFK¶V6WDU EXWQRWUHTXLUHG%HQH¿WWVKLUWVZLOODOVREH 6SDQJOHG6SHFWDFXODU/LVWHGKHUHLVDVDP IRUVDOHE\WKHVHDUHVRUWVFRP SOLQJRIKLJKOLJKWHGHYHQWVDQGDFWLYLWLHV %HDFK/XDXDW6KDUN\¶VRQ3DQDPD&LW\ 6WDU6SDQJOHG6SHFWDFXODU±6XQGD\-XO\ %HDFK±(YHU\7XHVGD\WKURXJK$XJXVW IURPSPWRSPDW3LHU3DUN1RUWK 6KDUN\¶VFHOHEUDWHVWKHVSLULWRIDORKDDVZHOO ZHVW)ORULGD¶VODUJHVWHQWHUWDLQPHQWGLQLQJDQG DV WKH VLJKWV VRXQGV DQG WDVWHV RI WLPHOHVV VKRSSLQJFRPSOH[)HVWLYLWLHVLQFOXGHDGHGL 3RO\QHVLD*XHVWVFDQHQMR\WUDGLWLRQDOPXVLF 14 THE CIRCUIT July/August 2010 %RQ¿UH6HVVLRQV6XQVHW&RQFHUW6HULHV± 7DNLQJSODFH7KXUVGD\V-XO\$XJXVWDQG 6HSWHPEHUIURPSP±SPDW6SLQQD NHU%HDFK&OXE±*XHVWVFDQHQMR\OLYHPXVLF VXQVHWEHDFKSDUW\DQGERQ¿UH )RU PRUH LQIRUPDWLRQ DERXW 6800(5 2))81HYHQWVDQGDFWLYLWLHVSOHDVHYLVLW YLVLWSDQDPDFLW\EHDFKFRP 5HVRUW /LIH LQ3DQDPD &LW\%HDFK XXX 7XUQWKHSDJHWR GLVFRYHUVRPHRIWKH EHVWSODFHVWRVWD\ SOD\GLQHDQGXQZLQG LQ3DQDPD&LW\%HDFK 3KRWR5HOD[LQJLQWKHSRRORIWKH %HDFK7RZHU5HVRUW0RWHO THE CIRCUIT July/August 2010 15 X '5146+('+0#0#/#+6;'#%* RESORT LIFE IN PCB 3HOLFDQ5HDO(VWDWH &KDWHDX '.+%#0'#.56#6' 3HOLFDQ5HDO(VWDWHZDVHVWDEOLVKHGLQE\:LOOLDP+6PLWKLQ6HDJURYH%HDFK)ORULGD 6WDUWLQJZLWKRQHVPDOORI¿FHDQGDJHQWV3HOLFDQKDVJURZQLQWRWKHODUJHVWORFDOO\RZQHGUHDO HVWDWHFRPSDQ\LQ1RUWKZHVW)ORULGD2XUUHDOHVWDWHWHDPLVPDGHXSRIRYHUKDUGZRUNLQJ KLJKO\PRWLYDWHGSURIHVVLRQDOVDOHVDVVRFLDWHVZKRDUHWKHH[SHUWVLQRXUORFDOPDUNHWV2XU RI¿FHVDUHVWUDWHJLFDOO\ORFDWHGWKURXJKRXW1RUWKZHVW)ORULGDIURP3DQDPD&LW\WR1DYDUUHDQG 1RUWKWR&UHVWYLHZ3HOLFDQLVDIXOOVHUYLFHUHDOHVWDWHEURNHUDJHRIIHULQJH[SHUWLVHLQUHVLGHQWLDO UHDOHVWDWHFRPPHUFLDOUHDOHVWDWHLQYHVWPHQWUHDOHVWDWH #/261000n7+6'5 #0#/#+6;'#%* 4#0�#/#'#%*'5146 THE CIRCUIT July/August 2010 *UHDW/RFDWLRQ«*UHDW9DOXH« 8QIRUJHWWDEOH([SHULHQFH $OOURRPVDQGVXLWHVDUHEHDXWLIXOO\DSSRLQWHG DQG IHDWXUH *XOI )URQW YLHZV ZLWK SULYDWH EDOFRQLHVÀDWVFUHHQ79¶VDQGIUHHKLJKVSHHG ZLUHOHVV LQWHUQHW 0RVW URRPV IHDWXUH PLQL NLWFKHQV ZLWK UHIULJHUDWRUV PLFURZDYH DQG FRRNWRS5HVRUWDPHQLWLHVLQFOXGH*XOIIURQW KHDWHGSRRO%HDFK)URQW%DUDQG*ULOOEHDFK YROOH\EDOOEHDFKFKDLUDQGXPEUHOODUHQWDOV SDUDVDLOLQJVSDFLRXVVXQGHFNJXHVWODXQGU\ DQGSLFQLFDUHDZLWKEDUEHFXHJULOOV/RFDWHG LQWKHKHDUWRI3DQDPD&LW\%HDFKDFURVVWKH VWUHHW IURP 6KLSZUHFN :DWHU 3DUN DQG MXVW PLQXWHVIURP3LHU3DUN:DONLQJGLVWDQFHWR UHVWDXUDQWVVKRSSLQJDQGHQWHUWDLQPHQW1HZ ¿VKLQJSLHUMXVWVWHSVDZD\ EHDFKWRZHUPRWHOFRP 3LHU3DUNDUHDLVORFDWHGMXVWEORFNVIURP WKH EHDFK DQG PLQXWHV IURP 3LHU 3DUN :H RIIHU IUHH :L)L ´ ÀDW VFUHHQ 79¶V ODSGHVNV IRU ZRUNLQJ LQ JXHVW URRPV RXU VXLWHV KDYH D PLQLIULGJHPLFURZDYH :DNHXSWRDIUHHGHOLFLRXVKRWEUHDNIDVWRU JUDE DQ ³2Q WKH 5XQ %UHDNIDVW %DJ´ )RU DQLQYLJRUDWLQJZRUNRXWXWLOL]HRXU¿WQHVV FHQWHUDQGIRUIXQHQMR\WKHRXWGRRUSRRO FKLOGUHQ¶VVSODVK´Q´SOD\IRXQWDLQ2XU *#6'#7 VT IHHW PHHWLQJ VSDFH LV SHUIHFW IRU VPDOO :RXOGQ¶WLWEHQLFHWR¿QGDSODFHWKDWUHPLQGV PHHWLQJV$WWKH+DPSWRQ,QQ6XLWHVZH \RXRIWKRVHYDFDWLRQV\RXHQMR\HGDVDNLGZLWK ORYHKDYLQJ\RXKHUHDQG\RXDUHJRLQJWR \RXUIDPLO\"7KH&KDWHDXLVWKDWSODFH7KDW¶V ORYHEHLQJKHUH ZK\ DOPRVW KDOI RXU EXVLQHVV FRPHV IURP UHSHDWJXHVWV:K\VWD\LQDKLJKULVHZKHQ \RXFDQEHDFRXSOHRIIHHWRIIRXUVXJDUZKLWH EHDFK":H¶UHFHQWUDOO\ORFDWHGLQWKHKHDUW RIWKHIDPHG³0LUDFOH6WULS´DQGRIIHUFOHDQ FRPIRUWDEOHDQGDIIRUGDEOHDFFRPPRGDWLRQV *LYH XV D WU\ ZH NQRZ \RX¶OO FRPH EDFN &DOO WROO IUHH RU YLVLW XV DW FKDWHDXPRWHOFRP *UDQG3DQDPD%HDFK5HVRUWZLWKLWV¿QHO\DSSRLQWHGUHVLGHQFHVDQGH[SDQVLYHYLHZVRI WKH*XOIRI0H[LFRLVWKHSHUIHFWSODFHWRUHOD[UHFUHDWHDQGUHYHOLQ\RXUGLVFRYHU\RIWKLV H[WUDRUGLQDU\FRPPXQLW\6RJRDKHDGDQGHQMR\WKHEHVWWKH6RXWKHDVWKDVWRRIIHU(PEUDFH \RXUPRUQLQJZLWKDEUHDNIDVWDW$QRWKHU%URNHQ(JJ%HIRUHPRYLQJRQWRDSOHDVXUDEOH VZLPLQWKHEHDXWLIXO(PHUDOG:DWHUVRIWKH*XOIRI0H[LFRVOXPEHURQWKHVXJDUZKLWHVDQGV RIRXUH[SDQVLYHFRDVWOLQH6SHQGWLPHHQMR\LQJDZHOOGHVHUYHGPDVVDJHDWWKH,QGXOJHQFH 6SD6DORQ7DNHWKHIDPLO\IRUDZRQGHUIXOGLQQHUDQGDJUHDWERWWOHRIZLQHDWWKHIDPRXV %RQH)LVK*ULOO/DVWEXWQRWOHDVWHQG\RXUGD\ZLWKDOHLVXUHO\VWUROOGRZQWKHEHDFKZKLOH H[SHULHQFLQJRQHRIRXUEUHDWKWDNLQJVXQVHWV,WLVRXUSOHDVXUHWRVHUYH\RXVRSOHDVHFDOOQRZ DQGOHWRXUIULHQGO\DQGH[SHULHQFHGVWDIIKHOSPDNHWKLV\RXUEHVWEHDFKYDFDWLRQHYHU 16 '#%*19'4'514616'. *RWR 3&%HDFKRUJ WRYLHZRXUFRPSOHWHOLVW RI3DQDPD&LW\%HDFK 5HVRUWV$FFRPPRGDWLRQV X '5146+('+0#0#/#+6;'#%* RESORT LIFE IN PCB (GJHZDWHU 0DMHVWLF &)'9#6'4'#%*'5146 $VWKHRQO\IXOOVHUYLFHUHVRUWLQ3DQDPD&LW\%HDFKZHRIIHUDYDULHW\RIDFWLYLWLHVDQGDPHQL WLHV(DFKVXLWHKDVDIXOO\HTXLSSHGNLWFKHQDQGZDVKHUDQGGU\HUIRU\RXUFRQYHQLHQFHDQG JROIFRXUVHRUEHDFKYLHZVIRU\RXUHQMR\PHQW2XUUHVRUWRIIHUVHOHYHQSRROVIRXU-DFX]]LVD VKXIÀHERDUGFRXUWVL[WHQQLVFRXUWVWKLUW\VL[KROHVRIJROIDQGHQGOHVV)ORULGDVXQVHWV(QMR\ SDUDVDLOLQJMHWVNLLQJWHQQLVJROIZHLJKWOLIWLQJEHDFK\RJDRUDVRRWKLQJERG\ZUDS7KH&OXE DW(GJHZDWHU¶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¿QG3DQDPD&LW\%HDFKWKHSHUIHFWGHVWLQDWLRQ<RXZLOOGLVFRYHUWKH XOWLPDWHLQ*XOIIURQWUHQWDOVZLWKDQ\RIRXUDFFRPPRGDWLRQV²VWXGLRRQHWZRWKUHHRU IRXUEHGURRPXQLWV JUHDWVHUYLFH<RXUVDWLVIDFWLRQLQRXU FRPPLWPHQW:HJXDUDQWHHLW,QDGGLWLRQ WRWKHEHVWUDWHVLQ3DQDPD&LW\%HDFKDOO RXU VKRUW WHUP YDFDWLRQ UHQWDOV LQFOXGH D )UHH$PHQLW\ 3URJUDP SDQDPDEHDFKUHQWDOVFRP ;6*''#'51465 %< 7+( 6($ 5(62576¶ QHZ VORJDQ LV ³6DYHPRUHRQWKHVKRUH´:LWKORZUDWHV IUHHEUHDNIDVWIUHHNLGVPHDOVIUHHDLUSRUW VKXWWOH VHUYLFH DQG XS WR RII DW DUHD DWWUDFWLRQV OLNH *XOI :RUOG 0DULQH 3DUN WKURXJKWKHKRWHOFKDLQ¶V³3DVVSRUWWR3OD\´ SURJUDPIDPLOLHVFDQWDNHDEUHDNZLWKRXW EUHDNLQJ WKH EDQN 7UDYHOHUV FDQ FKRRVH IURP WKUHH GLIIHUHQW KRWHOV /HJDF\ E\ WKH 6HD%HDFKFRPEHUE\WKH6HDRU%HDFKEUHDN E\WKH6HDDQGVHYHUDOGLIIHUHQWURRPW\SHV WR¿QGWKHURRPWKDWEHVWVXLWVWKHLUQHHGV DQGEXGJHW7RDGGWRWKHVDYLQJV%<7+( 6($5(62576FRQWLQXDOO\RIIHUVPXOWLSOH GHDOV²LQFOXGLQJ DOOLQFOXVLYH SDFNDJHV² RQE\WKHVHDUHVRUWVFRP 176*'40'51465#%#6+10 '06#.5 17065#-'5'5146412'46+'5 'LVFRYHU ZK\ &RXQWV 2DNHV 5HVRUW 3URSHUWLHV LV VHWWLQJ WKH VWDQGDUG IRU \RXU YDFDWLRQH[SHULHQFHRQ3DQDPD&LW\%HDFK :HKDYHWKHEHVWVHOHFWLRQLQUHVRUWVKRWHOV FRWWDJHV KXQGUHGV RI FRQGRV LQ RYHU UHVRUWV DQG EHDFK KRXVHV ZLWK WR EHGURRPV2XUYDFDWLRQUHQWDOVDUHORFDWHG ZKHUH \RX ZDQW WR EH ZKHWKHU LW LV LQ WKH KHDUW RI WKH DFWLRQ RU WKH WUDQTXLOLW\ RI D VHFOXGHGEHDFK:HSULGHRXUVHOYHVRQRXU 6RXWKHUQ5HVRUWV9DFDWLRQ5HQWDOVFHOHEUDWHV \HDUVLQEXVLQHVVLQ,Q3DQDPD&LW\ %HDFK ZH UHSUHVHQW QHDUO\ YDFDWLRQ UHQWDOVLQRIWKHPRVWEHDXWLIXOUHVRUWVDQG FRPPXQLWLHV :LWK EHDFK KRPHV FRWWDJHV DQGFRQGRVIURPRQHWRIRXUEHGURRPVZH KDYH\RXUSHUIHFWSODFHDWWKHEHDFK,QGXOJH LQ IDQWDVWLF YLHZV LQFUHGLEOH *XOIIURQW SRROVOD]\ULYHUVDQGVWDWHRIWKHDUW¿WQHVV 7DNHDGYDQWDJHRIRXU6RXWKHUQ3HUNVZKLFK SURYLGH JXHVWV D ZRQGHUIXO DVVRUWPHQW RI IUHHDQGGLVFRXQWHGDFWLYLWLHVLQFOXGLQJDIUHH WLFNHWDERDUGWKH6HD6FUHDPHU'ROSKLQFUXLVH DQGGLVFRXQWHGJROIDW+ROLGD\*ROI&OXE .7'70412'46+'5 %OXH6XQ3URSHUWLHVIHDWXUHVXSVFDOHEHDFK UHVRUW GHVWLQDWLRQV IRU GLVFULPLQDWLQJ WUDYHOHUV WKDW GHPDQG WKH YHU\ EHVW %RRN ZLWK FRQ¿GHQFH NQRZLQJ WKDW RXU OX[XU\ EHDFK FRQGRV ZLOO PDNH IRU WKH SHUIHFW YDFDWLRQ UHQWDO DQG \RXU PRVW PHPRUDEOH EHDFKYDFDWLRQHYHU %OXH6XQ3URSHUWLHV:H'R7KH%HDFK THE CIRCUIT July/August 2010 17 %HDFK &KDPEHU 3RNHU 7RXUQDPHQW %XVLQHVV $IWHU +RXUV 7KXUVGD\ $XJXVW z )5(( +HDULQJ (YDOXDWLRQV $GYDQFHG GLJLWDO GHVLJQV IRU FODULW\ z$ SDWLHQW VDWLVIDFWLRQ UDWLQJ z 6KDURQ DQG *UHJRU\ <R < <RUGRQ UGRQ +$6 z 0RVW WUXVWHG EUDQG Z DGXOWV RYHU %&+,6 06 DUH 1DWLRQDOO\ %RDUG &HUWLÀHG LQ +HDULQJ ,QVWUXPHQW z ([FOXVLYH OLIHWLPH DIWHUFDUH SURJUDP 6FLHQFHV z )LQDQFLQJ DYDLODEOH VDPH DV FDVK SODQV ZDF V 6$/( &86720 ',*,7$/ 5HJXODU 3ULFH 2SWLPD 0LUD 'LJLWDO +HDULQJ $LG &DQQRW EH FRPELQHG ZLWK RWKHU RIIHUV /LPLWHG WLPH RQO\ 3DQDPD&LW\/RFDWLRQ +LJKZD\ 6XLWH $ %HDFK/RFDWLRQ7XHVGD\V :LVWHULD 6WUHHW &RUQHU RI +XWFKLVRQ %RXOHYDUG EORFN ZHVW RI 6HDEUHH]H :LQHU\ &DOO & DOO IIRU RU D DSSRLQWPHQW RU 18 THE CIRCUIT July/August 2010 32.(5 72851$0(17 )(( ,QFOXGHV $GPLVVLRQ +RW %XIIHW 'LQQHU 'ULQN 7LFNHWV DQG (QWU\ LQWR 7RXUQDPHQW LQFOXGLQJ FKLSV 7R VSRQVRU SOD\ DQG SDUWLFLSDWH FRQWDFW /LQGVD\ 'ULQJ DW WKH %HDFK &KDPEHU X '#.6*2' %\.ULVW\0F.LQQ\*ROG¶V*\P $KK5HVRUW/LIH7DNHDIHZVHFRQGVDQGHQYLVLRQ5HVRUW/LIH:KDW FRPHVWR\RXUPLQGZKHQ\RXHQYLVLRQLW",SLFWXUHDIDEXORXVUHVRUW RQDSULVWLQHEHDFKZLWKD¿UVWFODVVSRRODUHD,VPHOOFRFRQXWVXQWDQ RLO,IHHOWKHKRWVXQZKLFKLVFRROHGHYHUVRVOLJKWO\ZLWKVWUDWHJL FDOO\SODFHGPLVWHUV,WDVWHSLQDFRODGDV$V,ORRNDURXQGWKHSRRO GHFN,VHHJODPRURXVYDFDWLRQHUVZKRPRVWGH¿QLWHO\FKHFNHGWKHLU DSSHDUDQFHEHIRUHKHDGLQJWRWKHSRRO7KH\DUHZHDULQJGHVLJQHU EDWKLQJVXLWVDQGWKHPRVWIDVKLRQDEOHVXQJODVVHV7KH\KDYHJOLVWHQ LQJVXQWDQVSURIHVVLRQDOO\VW\OHGKDLUDQGSHUIHFWPDNHXS7KH\DUH IUHVKO\ ERWR[HG ODVHUHG UHVW\ODQHG PLFURGHUPDEUDVLRQHG QLSSHG WXFNHGDQGOLIWHG7KH\ORRNOLNHWKH\WUXO\FDUHDERXWWKHZD\WKH\ ORRNEXWWKH\GRQ¶WORRNOLNHWKH\UHDFKWKHLUJRDOLQDKHDOWK\ZD\ *'4'+5#5+/2.'9#;61 %*#0)';174#22'#4#0%'T #4&914-#0&&+5%+2.+0'^ /RRNDURXQGWKHUHVRUWLQ\RXUKHDG+RZPDQ\RIWKHSHRSOHDUH HDWLQJDEXUJHUDQGIULHVZKLOHSRROVLGH"+RZPDQ\NLGVDUHKDYLQJ DKRWGRJDQGLFHFUHDPFRQH"7KLVW\SHRIHDWLQJLVWKHTXLFNHVWZD\ WRDQXQSOHDVDQW¿JXUHIROORZHGE\DOLIHWLPHRIKHDOWKLVVXHV 7KHQH[WWLPH\RXKHDGWRDUHVRUWPDNHDSDFWZLWK\RXUVHOIWRFRP PLWWRDKHDOWK\JHWDZD\$Q\UHVWDXUDQW\RXPLJKWJRWRGXULQJ\RXU VWD\VKRXOGKDYHKHDOWK\RSWLRQVHYHQLIWKH\DUHQ¶WRQWKHLUDFWXDO PHQX6LQFHQXWULWLRQSOD\VD+8*(UROHLQWKHZD\\RXORRN DQGIHHOOHDUQKRZWRRUGHUZKHQ\RXDUHIRUFHGWRHDWDPHDORXW$ EUHDNIDVWRIDQHJJ:+,7(RPHOHWZLWKDVPDQ\YHJJLHVDV\RXZDQW IROGHGLQDQGDVPDOOERZORIRDWPHDOZLOOVWDUW\RXUGD\ULJKW$W OXQFKRUGHUDSODLQSLHFHRIJULOOHG¿VKRUFKLFNHQDQGDVPDOOVDODG ZLWKDJRRGTXDOLW\EDOVDPLFYLQHJDU)RUGLQQHUDVPDOOOHDQFXWRI VWHDNLVLGHDOZLWKDVLGHRIDVSDUDJXV2IFRXUVH\RXDOZD\VQHHG DVQDFNEHWZHHQEUHDNIDVWDQGOXQFKOXQFKDQGGLQQHU$IDWIUHH *UHHN\RJXUWRUZKH\SURWHLQVKDNHZRXOGEHWKHEHVWRSWLRQV $QGFKHFNRXWWKHUHVRUWJ\P0RVWSHRSOHVNLSWKHJ\P³EHFDXVH WKH\DUHRQYDFDWLRQ´5DWKHUXVHWKDWFKDQFHWRFKHFNRXWWKHJ\P DQGHYHQKLUHDORFDOSHUVRQDOWUDLQHU<RXZLOOKDYHWKHFKDQFHWR SLFNWKHLUEUDLQDERXWORFDOKHDOWK\UHVWDXUDQWRSWLRQVIDYRULWHUHFL SHVVW\OHVRIWUDLQLQJQHZH[HUFLVHVDQGKRZWKH\IHHOWKHEHVWZD\ WRUHDFK\RXUJRDOZRXOGEHDFKLHYHG,DPDWUDLQHUP\VHOI\HW, DOZD\VKLUHDWUDLQHUZKHQLWLVWLPHIRUPHWRFRPSHWH$QG,OHDUQ QHZWKLQJVIURPWUDLQHUVLQP\EXVLQHVVHYHU\GD\ ,DPIRUWXQDWHWROLYHLQDWRZQIXOORIUHVRUWV,ZDNHXSHYHU\GD\ OHVVWKDQDPLOHDZD\IURPWKH:RUOG¶V0RVW%HDXWLIXO%HDFKHV, ZRXOGQ¶WKDYHWRJRIDUIRUDSLQDFRODGDRU%RWR[%XWWKHORQJ WHUPVDWLVIDFWLRQWKDWFRPHVIURPVWLFNLQJWRDKHDOWK\OLIHVW\OHDQG HQIRUFLQJWKHVDPHIRUP\FKLOGUHQRXWZHLJKVWKHVKRUWWHUPSOHD VXUHRIDQ\WKLQJ,FRXOGSXWLQP\PRXWK7RNQRZWKDW,DPPDNLQJ DGLIIHUHQFHLQWKHOLYHVRIRWKHUVLQFOXGLQJP\FKLOGUHQLVZKDW,OLYH IRU7RKHDUVRPHRQHZKRZRXOGKDYHRQFHRUGHUHGSL]]DFKRRVHD JULOOHGFKLFNHQVDODGDQGDVLGHRIIUXLWDQGZDWFKWKHPHQMR\LWLV ZK\,GRZKDW,GR,I\RXKDYHDQ\TXHVWLRQVRQKRZWRUHDFK\RXU JRDOVFRQWDFWPHDWPFNLQQH\¿WQHVVFRP THE CIRCUIT July/August 2010 19 7$66(/6,1& 6LQFH ÁRRULQJ RRULQJ IXUQLWXUH IXUQLW X FXVWRP FXVWRP VWR ZLQGRZ ZLQGRZ WUHDWPHQWV Q DFFHVVRULHV DFFHVVRU VV FRQGR G SDFNDJHV SDFNDJHV FRPPHUFLDO PHUFLDO UHVLGHQWLDO GHQW UHPRGHOLQJ PRGHOL GHVLJQ GHVLJQ FRQVXOWDWLRQ /RFDWHGLQWKH/\QGHOO&HQWHURQ 3DQDPD&LW\%HDFK3DUNZD\ 7$66(/6,1& %HDFK3DUNZD\ 3DQDPD&LW\%HDFK)/ 3KRQH )D[ WDVVHOVSFEFRP WDVVHOV#NQRORJ\QHW VSHFLDOL]HVLQUHORFDWLRQ UHVLGHQWLDODQGLQYHVWPHQW SURSHUWLHVVHFRQGKRPH DQGUHVRUWSURSHUWLHV ZDWHUIURQWFRQGRPLQLXPV DQGGHYHORSPHQWSURMHFWV 6DQG\7KRPSVRQ %URNHU$VVRFLDWH&56H3UR 6+2576$/(6)25(&/2685( 5($/725 6KHLVH[SHUWO\WUDLQHGLQ KHOSLQJSUHYHQW IRUHFORVXUHV 3UXGHQWLDO6KLPPHULQJ6DQGV5HDOW\3DQDPD&LW\%HDFK3NZ\3&%)/ &HOO)D[5LQJ7KH%HOOHVFRP 20 THE CIRCUIT July/August 2010 $)HZ0LQXWHV:LWK%XGG\:LONHV 3DQDPD&LW\%HDFK3LRQHHUVLQFH RI %XGG\¶V FUHDWLYH SDVVLRQV ZULWLQJ DQG SKRWRJUDSK\ +H FRQWLQXHV WR KRQH WKHVH VNLOOV DQG WR GDWH KDV ZULWWHQ WZR PXUGHU P\VWHU\ QRYHOV ³7KH 2VSUH\¶V 1HVW´ DQG ³2YHUERDUG´ ,Q WKH IRUPHU D \RXQJ PDQ GLVFRYHUV KLV PXUGHUHG SDUHQWV XSRQ FRP LQJKRPHRQDFROOHJHEUHDNWKHODWWHUQRYHO WDNHVSODFHRQDFUXLVHVKLSQXPHURXVORFDO¶V QDPHVZHUHOHQGWRWKLVSURMHFW%XGG\LV FXUUHQWO\ZRUNLQJRQDWKLUGQRYHOD³-DFNLH 5RELQVRQHVTXHVWRU\DWDKLJKVFKRROOHYHO´ KHGHVFULEHVDERXWDVFKRRO¶VVWDWHFKDPSL RQVKLSEDVHEDOOWHDP %XGG\:LONHVKDVZRUNHGDW6KLSZUHFN,VODQGVLQFH % XGG\:LONHVPRYHGWR3DQDPD&LW\ %HDFK LQ WR ZRUN IRU:-+* 1HZV+HZDVDQHZVUHSRUWHUDQG FRDQFKRUHGWKHR¶FORFN1HZVZLWK(DUO +XWWR+HODWHUPRYHGLQWRVDOHVDW1HZV ZKLFKLVKRZKHPHW-LPP\/DUN 7'&&9%´H[SODLQV%XGG\³:HKDGYHU\ IHZGROODUVWRZRUNZLWKVRRXUPDUNHWLQJ FRPPLWWHHKDGWREHYHU\FUHDWLYHLQWKHZD\ ZHJRWWKHZRUGRXWDERXWRXUGHVWLQDWLRQ´ +HZDVLQYROYHGLQWKHIRUPDWLRQRIDSROLWL FDODFWLRQFRPPLWWHHNQRZQDVµ'LVFRYHUWKH %HDFK¶ ZKLFK SURPRWHG WKH SDVVDJH RI WKH ,QKHZHQWWRZRUNIRU0LUDFOH6WULS WRXULVWGHYHORSPHQWWD[ $PXVHPHQW 3DUN DV WKH *URXS 6DOHV DQG 0DUNHWLQJ'LUHFWRUZDVDOVRWKH\HDU +H KDV DOVR EHHQ LQYROYHG LQ FRPPLWWHH WKH=RRP)OXPHRSHQHGDVZHOODVWKHDG ZRUN IRU WKH ,QWHUQDWLRQDO $VVRFLDWLRQ RI GLWLRQRIWKH5DSLG5LYHU5XQLQDQG $PXVHPHQW3DUNVDQG$WWUDFWLRQV,$$3$ EXPSHU ERDWV LQ ZKDW LV QRZ WKH 6NXOO ,V WKHODUJHVWWUDGHRUJDQL]DWLRQRIWKHDPXVH ODQG SRRO LQ 7KH WKUHH DWWUDFWLRQV PHQW ZDWHUSDUN ]RR PXVHXP DQG IDP ZHUHFDOOHG³:KDW$:DWHU:RQGHUZRUOG´ LO\HQWHUWDLQPHQWFHQWHUVLQGXVWU\³0\LQ %XGG\DQG$ODQWDONHG0U/DUNLQWREXLOG YROYHPHQWZLWKWKDWRUJDQL]DWLRQKHOSHGRXU LQJ D IXOO VFDOH ZDWHUSDUN LQ DQG LQ 3DQDPD&LW\%HDFKSDUNVHDUQDYHU\SRVL 6KLSZUHFN ,VODQG ZDV ERUQ %XGG\ WLYH UHSXWDWLRQ DPRQJ LQGXVWU\ SHHUV´ KH WRRNDVDEEDWLFDOIURPWKHFRPSDQ\LQ VD\V³IURP'LVQH\WR6L[)ODJVWRIDPLO\ WR FUHDWH WKH )HVWLYDO RI &KDPSLRQV KLJK RZQHGIDFLOLWLHV,KDYHKDGWKHRSSRUWXQLW\ VFKRROEDQGIHVWLYDOFRPSDQ\EXWUHWXUQHG DQGWKHSULYLOHJHWRFRQVXOWZLWKSDUNVDQG DV *HQHUDO 0DQDJHU RI 0LUDFOH 6WULS 3DUN DWWUDFWLRQVDURXQGWKHJOREH´ DQG6KLSZUHFN,VODQGLQ ,I WKH DPXVHPHQW SDUN RU ZDWHUSDUN ZDV %XGG\ KDV EHHQ LQYROYHG ZLWK WKH 7RXULVW RSHQ%XGG\ZDVRQGXW\VRWKDWPDGHIRU 'HYHORSPHQW&RXQFLO&RQYHQWLRQ9LVLWRUV VRPHORQJVXPPHUV,QRUGHUWRJLYHEDFNWR %XUHDX7'&&9%LQQXPHURXVFRPPLWWHHV KLVIDPLO\IRUWKHWLPHORVWKHWUDYHOHGGXU VLQFHWKHLQFHSWLRQRIWKHRUJDQL]DWLRQ³0\ LQJWKHRIIVHDVRQWRZKHUHYHUWKH\ZDQWHGWR KHDUWKDVDOZD\VEHHQLQ3DQDPD&LW\%HDFK JR³0\ZLIHDQG,ERWKHQMR\WUDYHOLQJDQG DQGLQWKHDWWUDFWLRQVLQGXVWU\VLQFH,DUULYHG ZHKDYHYLVLWHG6RXWK$PHULFDDJRRGELW KHUHVR,ZDVLQYROYHGLQWKHIRUPDWLRQRIWKH RI(XURSHDQGPXFKRIWKH&DULEEHDQGXU 5HVRUW&RXQFLORIWKHSUHGHFHVVRURIWKH LQJWKHRIIVHDVRQV´7KHVHWUDYHOVOHGWRWZR %XGG\LVPDUULHGWR1DQF\+RUWRQ:LONHV ZKRJDYHXSDKXJHMREDVGLUHFWRURIVDOHV RIDJOREDOFRPSDQ\ORFDWHGLQWKH:DVKLQJ WRQ'&DUHDWRPRYHWR3DQDPD&LW\%HDFK WREHZLWKKLP³6KHLVWUXO\DVRXOPDWH´ KH FRQ¿GHV ³DQG , DP WKDQNIXO HYHU\ GD\ KHUIULHQGVIDPLO\PHPEHUVDQGFROOHDJXHV IDLOHGWRWDONKHURXWRIPDNLQJWKHGUDPDWLF PRYH´%XGG\LVH[WUHPHO\SURXGRIKLVWZR ZRQGHUIXO FKLOGUHQ $P\ /\QQ 6HDO ZKR JDYHKLPWZRWHUUL¿FJUDQGFKLOGUHQ$GHO\QQ *UDFH DQG *DEULHO 0LFKDHO DQG 0LFKDHO :LONHVZKREOHVVHGKLPZLWKWZRIDEXORXV JUDQGGDXJKWHUV2OLYD$QQDQG$YD3DJH +($/7+ :(//1(66 $GYHUWLVHLQ7+(&,5&8,7¶V 6HSWHPEHU2FWREHU LVVXH³+HDOWK:HOOQHVV LQ3DQDPD&LW\%HDFK´ &DOO THE CIRCUIT July/August 2010 21 TTHE HEE C H CIRCUIT IRCU IR CU UIT IITT July/August Ju ully/ ly/ y/Augu Augu Au gust st 2010 201 010 23 2 3 .,$625(172$:$5'(' 7236$)(7<3,&. %< ,1685$1&( ,167, 787()25+:<6$)(7< -RLQLQJ WKH )RUWH FRPSDFW VHGDQ DQG 6RXO XUEDQ SDVVHQJHU YHKLFOH WKH 6RUHQWR FRPSDFW XWLOLW\ YHKLFOH KDV EHHQUHFRJQL]HGDVD³7RS6DIHW\3LFN´E\ WKH ,QVXUDQFH ,QVWLWXWH IRU +LJKZD\ 6DIHW\ ,,+6 LQ WKH PLGVL]H 689 FDWHJRU\ ZKHQ 6RUHQWR UHFHLYHG WKH RUJDQL]DWLRQ¶V WRS KRQRUE\HDUQLQJ³*RRG´UDWLQJVWKHKLJK HVW DFKLHYDEOH LQ IURQWDO VLGH UHDU DQG UROORYHULPSDFWFUDVKVDIHW\WHVWV7KH6H GRQD PLQLYDQ DOVR UHFHLYHG WKH ,,+6 ³7RS 6DIHW\ 3LFN´ DQG ³6DIHVW 0LQLYDQ (YHU 7HVWHG´ GLVWLQFWLRQ VKRUWO\ DIWHU LWV ODXQFK LQDQGDJDLQLQDQG 7KH.LDEUDQGLVÀUVWDQGIRUH PRVW FRPPLWWHG WR SURYLGLQJ WKHKLJKHVWOHYHOVRISDVVHQJHU VDIHW\ 7KH6RUHQWRLVDQH[DPSOHRI .LD¶VRQJRLQJDQGUDSLGYHKLFOHH[SDQVLRQ GHPRQVWUDWLQJ WKDW EX\HUV FDQ KDYH DQ DI IRUGDEOHZHOOHTXLSSHGDQGDWWUDFWLYH689 ZLWKRXWVDFUL¿FLQJLPSUHVVLYHOHYHOVRIFUDVK SURWHFWLRQ´ 7KH 6RUHQWR RIIHUV WKH VDIHW\PLQGHG FRQVXPHU SOHQW\ RI VWDQGDUG VDIHW\ HTXLS PHQW$OOWULPV/;(;DQGWKHVRRQWR EHDYDLODEOH6;FRPHRXW¿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¶VVLJQDWXUHGHVLJQFXHVDVZHOODVLWV GLVWLQFW FRPELQDWLRQ RI YDOXH VDIHW\ DQG VW\OH 7KH 6RUHQWR RIIHUV FRQVXPHUV DZHOOHTXLSSHGZHOODSSRLQWHG&89ZLWK EHVWLQFODVVKRUVHSRZHUVXLWHGSHUIHFWO\IRU WKHIXQG\QDPLFDQGGLVFHUQLQJGULYHU 24 THE CIRCUIT July/August 2010 :KDW,ZDVJLYHQ ,PDGH 6 :KDW,PDGHEHWWHU ,WKHQ &\QGL$LQVZRUWK-LP &DQWRUH/HH$QQ/HRQDUG DQG'LDQD7LQGOHDWWKH %RRNLWFRPJUDQGRSHQLQJ RQ0D\-D\QD/HDFK ZLQVWKH5HJLRQVJLIWEDV NHWDW)ULGD\DWWKH%HDFK RQ-XQH5REHUW &DUUROODQGGDXJKWHU*LJLDW WKHDLUSRUW*UDQG2SHQLQJ &HOHEUDWLRQRQ0D\ 5HS0DUWL&ROH\/HRQ :DOWHUV'U*OHQGD:DO WHUVDQG*DLO5REELQVDW )683UHVLGHQW(ULF%DUURQ¶V 5HFHSWLRQRQ0D\ ZDVDJLIW %HDFK &LW\ THE CIRCUIT July/August 2010 25 6((%(6((1 'DQD/HQW-R$QQ5HYHOODQG 'DYLG6RXWKDOODW)ULGD\DWWKH %HDFKRQ-XQH 0LNH%XUNHDQG'HUULFN%HQQHWW DW)ULGD\DWWKH%HDFK :RUNLQJDWWKHDLUSRUW¶V*UDQG2SHQLQJ &HOHEUDWLRQ&DWKHULQH&ROOLQV.ULVWRSKHU 0F/DQH6NLS$OIRUGDQG&\QGL$LQVZRUWK )HOLFLD (ULFD6&RRNDQG SLYH\ UV \5RJH $LQVOH GD\DWWKH X D H P UL R /LVD& )HUULFNDW) D DQG/LV Q-XQH R %HDFK .DUHQ%ODFNHUE\ZLWK-RKQ 5HLFKDUGDWWKH-XQH%XVLQHVV $IWHU+RXUVDW7KH3DOPV *ULII*ULI¿WWVSUHVHQWV1DYLJDWRU¶V TXDUWHUO\6PDOO%XVLQHVV$ZDUGWR 3DW3HUQRIURP%HHI2¶%UDG\¶V *ULII*ULI¿WWV)683UHVLGHQW(ULF %DUURQDQG%HWK2OWPDQDW)68 3&¶VUHFHSWLRQRQ0D\ *ULII*ULI¿WWV%HWK2OWPDQ/LVD $GDPV6XSHULQWHQGHQW+XVIHOWDW WKH&KDPEHU¶V&ODVVURRP0HQWRULQJ 3URJUDPUHFRJQLWLRQRQ-XQH VWOHU XVDQ( UDQG6 QG2SHQ H II X WR UD *LQD6 DLUSRUW¶V* H Q0D\ DWWK 3LJ5RDVWR J LQ -RVK:DNVWHLQ/LVD'DOODV*DU\:LVH .ULVWHQ%DUQHVDQG$VKOH\+RZHOODW WKH-XQH%XVLQHVV$IWHU+RXUV 26 THE CIRCUIT July/August 2010 %UDG+DZNLQVIURP6RXWKZHVW$LUOLQHVZLWK%HWK2OW PDQDQG'DQ5RZHDW)ULGD\DWWKH%HDFKRQ-XQH THE CIRCUIT July/August 2010 27 28 THE CIRCUIT July/August 2010 3 DQDPD &LW\ %HDFK¶V ODUJHVW LQGRRU DWWUDFWLRQ:RQGHU:RUNV RSHQHG LWV GRRUV LQ ODWH -XQH 7KH IRXU VWRU\VTXDUHIRRWIDPLO\HQWHUWDLQ PHQWFRPSOH[ZLOOEH¿OOHGZLWKPRUHWKDQ LQWHUDFWLYH KDQGVRQ H[KLELWV D URSHV FRXUVH/D]HU7DJYLGHRJDPHVDJLIWVKRS DQG PRUH *HQHUDO DGPLVVLRQ SULFHV DUH IRUDGXOWVDQGIRUVHQLRUVDQG NLGV DJHG ± WD[ QRW LQFOXGHG 0DNH DGD\RILW±WU\WKH;WUHPHFRPERSDFN DJHZKLFKLQFOXGHVDGPLVVLRQWR5LSOH\¶V %HOLHYH,WRU1RWORFDWHGULJKWDFURVVWKH VWUHHW 7KH :RQGHU:RUNV H[SHULHQFH LQFOXGHV YLUWXDO SK\VLFDO DQG PHQWDO FKDOOHQJHV QDWXUDOGLVDVWHUVRXWRIWKLVZRUOGVSDFHDQG PLOLWDU\PLVVLRQVWKHIDURXWLOOXVLRQJDOOHU\ DQGPXFKPRUH /D]HU7DJ±(DFKJXHVWZLOOEHJLYHQDYHVW EHIRUHHQWHULQJWKHVTXDUHIRRWOLJKW HG/D]HU7DJPD]H,W¶VDQH[FLWLQJKHDUW SRXQGLQJ DGUHQDOLQ UXVK XVLQJ WKH ODWHVW LQQRYDWLYH ODVHU WHFKQRORJ\ <RX FDQ SOD\ RQHRQRQHRUDVDWHDPZKLFKLVLGHDOIRU JURXSV +XUULFDQH6LPXODWRU+DYH\RXHYHUZRQ GHUHGZKDWLWZRXOGIHHOOLNHWREHLQDKXUUL FDQH"6WHSLQWR:RQGHU:RUNV+XUULFDQH 6LPXODWRUDQG\RXZLOOEHEORZQDZD\E\D PSKKXUULFDQHDVPHDVXUHGRQWKH6DI¿U 6LPSVRQ+XUULFDQH6FDOH :RQGHU:RUNV:RQGHU&RDVWHU±(DFK JXHVW ZLOO EHFRPH WKH SLORW DQG GHVLJQHU RIWKLVYLUWXDOUROOHUFRDVWHUZKHUHWKH\FDQ FKRRVH FRDVWHU VHJPHQWV WR VXLW SHUVRQDO SUHIHUHQFHV ± ORRSV FRUNVFUHZV ÀLSV EDU UHOVVSLUDOVGURSVWXQQHOVWUDYHOEDFNZDUGV RUOHDYHLWXSWRWKHFRPSXWHUWRFUHDWHDP\V WHU\GHVLJQ 5RSHV&KDOOHQJH&RXUVH±/RFDWHGRQWKH IRXUWKÀRRUJXHVWVZLOOEHFKDOOHQJHGE\WKH WKUHHVWRU\ URSH ODGGHUV DQG SDUDOOHO URSH EULGJHVZKHUHGH[WHULW\EDODQFHDQGIRFXV PXVWFRPHWRJHWKHULQRUGHUWRVXFFHVVIXOO\ FRPSOHWHWKLVKXPDQVSLGHUZHE6DIHW\LV DOZD\V WKH ¿UVW FRQVLGHUDWLRQ DQG WKH ODQ \DUG KDUQHVV V\VWHP NHHSV ERWK ODUJH DQG VPDOOFRPSHWLWRUVMXVWLQFKHVIURPWKHDSSD UDWXVLIDPLVVWHSLVWDNHQ ;WUHPHÛ%LNH+DYH\RXKHDUGRIDEL F\FOHEXLOWIRUWZR",W¶VEHHQDURXQGIRU \HDUVRUPRUH:RQGHU:RUNVKDVOLWHUDOO\ SXW D QHZ VSLQ RQ WDQGHP F\FOLQJ ZLWK LWV QRYHO%LNH7KHIDVWHU\RXSHGGOHWKH PRUH\RXUHYROYHXSVLGHGRZQ,W¶VDOPRVW OLNHDWZRSHUVRQUROOHUFRDVWHUZLWKDVSLQ %HGRI1DLOV±+RZDERXWO\LQJRQDEHGRI &RQWLQXHGRQ3DJH QLQJRYHUWKHWRSPRWLRQ THE CIRCUIT July/August 2010 29 ³620(/,.( ,7+27´& KHI5HYLHZ ) RUQHDUO\WZR\HDUV'DYLG3+D]OHWW ³&KHI'DYH´KDVEHHQWKH([HFX WLYH&KHIDWWKUHH3DQDPD&LW\%HDFK VWDSOHV%UHDNHUVLQLWVWK\HDURIIHUVD ³FDVXDO¿QHGLQLQJH[SHULHQFHDWDQDIIRUG DEOH SULFH´ VD\V &KHI 'DYH ³,¶P ELJ RQ SUHVHQWDWLRQ,ORYHWRFRPHXSZLWKGDLO\ VSHFLDOVXVLQJIUHVKORFDOVHDIRRGDQGDEHDX WLIXOSUHVHQWDWLRQ´+DUSRRQ+DUU\¶VLVD³FD VXDOJHW\RXUIHHWVDQG\LVODQGVW\OHNLQGRI SODFH´ZKHUH&KHI'DYHVHUYHVXS¿VKWDFRV WXQDGLVKHVDQGRQHRIWKHEHVWEXUJHUVZLWK FHUWL¿HG$QJXVEHHI%LVKRS¶V)DPLO\%XI IHWLVDQDOO\RXFDQHDWEXIIHWVHUYLQJEUHDN 6HVDPH6HDUHG7XQD 7RSSHGZLWK$VLDQ6ODZ 6XVKLJUDGHFHQWHUFXWWXQD 2OLYHRLO %ODFNZKLWHVHVDPHVHHGV $VLDQ6ODZ0L[WRJHWKHUMXOLHQQHGWKLQO\ IDVWOXQFKDQGGLQQHU³:H¶YHJRWWKHEHVW VOLFHG$VLDQFXFXPEHUMXOLHQQHGSXUSOHRU FUDEOHJVPRQH\FDQEX\´VD\V&KHI'DYH UHGRQLRQJUDWHGIUHVKJLQJHUVHVDPHRLODQG ³$W%LVKRS¶VZHIRFXVRQVHDIRRGEXW\RX VHDVRQHGULFHYLQHJDU FDQVWLOOJHWDJUHDWJULOOHGVWHDN´ 6HDVRQWXQDZLWKROLYHRLODQGFRDWHDFKVWHDN :K\GR\RXORYHZKDW\RXGR"³,ORYHWKH ZLWKEODFNZKLWHVHVDPHVHHGV&RDWDSDQ YDULHW\ RI WKLQJV , JHW WR GR IURP FDWHULQJ ZLWKKRWROLYHRLODQGVHDUWXQDVRWKHRXWVLGH DQGGRLQJHOHJDQWZHGGLQJVWRFUHDWLQJIXQ EHFRPHVDOLJKWJROGHQEURZQZKLFKVHDUV PHQXLGHDVIRUWKHWKUHHUHVWDXUDQWV´+HUH LQWKHPRLVWXUHRIWKH¿VK5HPRYHVWHDNV LVWKHUHFLSHIRURQHRI&KHI'DYH¶VVLJQDWXUH IURPSDQDQGIRU³PLGUDUH´FRRNWKHPLQD GLVKHVIURP%UHDNHUV SUHKHDWHGGHJUHHRYHQIRUPLQXWHV )RUSUHVHQWDWLRQFXWWXQDVWHDNVLQKDOIDQG 3LFWXUHGWRSDQGOHIW3DQRUDPLFYLHZVRI%UHDN VWDFN WKHP WRS ZLWK$VLDQ 6ODZ WKHQ WRS HUV$ERYH&KHI'DYH5LJKW$%UHDNHUVVLJ QDWXUH GLVK ³6HVDPH 6HDUHG 7XQD 7RSSHG ZLWK HDFK VWDFN ZLWK WKLQO\ VOLFHG FULVS\ IULHG ZRQWRQV(QMR\ $VLDQ6ODZ´3KRWRVE\&-5\DQ 32 THE CIRCUIT July/August 2010 Shan Kishi Sushi Bar & Japanese Fusion Cuisine All You Can Eat Sushi & Hibachi 11 AM – 4:30 PM (except Sunday) 1 2 2 6 ,1* &20 850.249.3663 13800 PCB Parkway Behind Carrabba’s ([FLWLQJ 1HZ 0HQX 7KRPDV'ULYH /LYHRU:RUNLQ%D\+ROPHV :DVKLQJWRQRU-DFNVRQ&RXQW\" <28&DQ-RLQ 15701 Panama City Beach Parkway Panama City Beach, FL 32413 • Highway 98 and Pier Park Phone: (850) 235-4225 Fax: (850) 235-8869 0HPEHU 1&8$ ǯ Ǩ 6RXWKSRUW%UDQFK+LJKZD\SHIFXRUJ THE CIRCUIT July/August 2010 33 *#/$'41//+66''2'5 U YLJDWR 1D MENTORING PROGRAM WK OO QJ %XV LQHVV & K DUWL H (Q WU PD X HSU RU HQHXULDO &RXUVH I #8+)#614 6 WHQ TXDOLWLHV LQWR RQH¶V OLIH WR DFKLHYH PRUH VXFFHVV 7KHVH WHQ TXDOLWLHV LQFOXGH %HOLHYH LQ WKH SRZHU RI DWWLWXGH 7DFNOLQJ DGYHUVLW\ &RPSOHWH VHQVH RI SXUSRVH 6DFUL¿FH PXVW EHFRPH\RXUIULHQGµ$GDSWRUGLH¶SKLORVRSK\ &KDVLQJ \RXU GUHDPV 7DNH FDUH RI \RXU VHOI LPDJH 'HYHORSPHQW RI WUXVW &RPPLWPHQW WR H[FHOOHQFH DQG 7UHDW RWKHUV OLNH \RX ZDQW WR EH WUHDWHG 2Q 0D\ 1DYLJDWRU WKH &KDPEHU¶V VPDOO EXVLQHVV LQLWLDWLYH KHOG LWV VHFRQG ZRUNVKRS LQ WKH PRQWKO\ ³/XQFK /HDUQ´ /HDGHUVKLS 6HULHV DW WKH 3DOPV &RQIHUHQFH &HQWHU 2YHU DWWHQGHG WKH PLQXWH LQWHUDFWLYH ZRUNVKRS WLWOHG ³7KLQNLQJ 'HHSO\ $ERXW /HDGHUVKLS´ E\ 'U 5DQG\ %ODVV IURP WKH -LP 0RUDQ ,QVWLWXWH )RU *OREDO (QWUHSUHQHXUVKLS 7KH WKLUG ZRUNVKRS ³/HDGLQJ <RXU 'D\ ,W¶V $ERXW 7LPH´ E\ %DUEDUD /D\ IURP WKH -LP 0RUDQ ,QVWLWXWH ZDV KHOG RQ -XQH 2Q 0D\ 7KH ZRUNVKRS WDFNOHG ZD\V WR LPSURYH WLPH WKH 1DYLJDWRU PDQDJHPHQW & R P P L W W H H 2Q 7KXUVGD\ -XQH &RDFK 0LNH .DQGOHU DZDUGHG WKHLU KHDG FRDFK DW *XOI &RDVW &RPPXQLW\ ¿UVW TXDUWHU &ROOHJH OHG DQRWKHU 1DYLJDWRU ZRUNVKRS 6PDOO %XVLQHVV $ZDUG DW WKH ³/RFNHU 5RRP /HDGHUVKLS´ DW 7KH 3DOPV &KDPEHU¶V PRQWKO\ )ULGD\ DW WKH %HDFK &RQIHUHQFH &HQWHU SULRU WR WKH -XQH %XVLQHVV WR 3DW 3HUQR RI %HHI 2¶%UDG\¶V $IWHU +RXUV ³ RI P\ MRE LV WHDFKLQJ D VSRUW´ VD\V &RDFK .DQGOHU ³ RI P\ MRE LV WHDFKLQJ SHRSOH WR PDQDJH WKHPVHOYHV´ 'XULQJ WKH KRXU KH RXWOLQHG KLV µ4XDOLWLHV RI 6XFFHVVIXO /HDGHUV¶ D OLIHORQJ JHW RXW RI EHG HYHU\ PRUQLQJ SURJUDP WR KHOS LQFRUSRUDWH 3LFWXUHG WRS OHIW 'U 5DQG\ %ODVV¶ ³7KLQNLQJ 'HHSO\ $ERXW /HDGHUVKLS´ DW 1DYLJDWRU¶V /XQFK /HDUQ ZRUNVKRS RQ 0D\ 7RS ULJKW &RDFK .DQGOHU¶V ³/RFNHU 5RRP /HDGHUVKLS´ RQ -XQH $ERYH 3DW 3HUQR RI %HHI 2¶%UDG\¶V DFFHSWV 1DYLJDWRU¶V TXDUWHUO\ 6PDOO %XVLQHVV $ZDUG IURP &KDLUPDQ *ULII *ULI¿WWV RQ 0D\ 4''0 '#&'45*+2 7KH *UHHQ /HDGHUVKLS &RPPLWWHH LV FRRUGLQDWLQJ 0RQWKO\ $UHD &OHDQ8SV LQ YDULRXV ORFDWLRQV DURXQG 3DQDPD &LW\ DQG 3DQDPD &LW\ %HDFK 2Q 6XQGD\ $XJXVW 6DP¶V &OXE LV VSRQVRULQJ D FOHDQXS RQ WKH EHDFK VWUHWFK RI %HDFK 'ULYH LQ 3DQDPD &LW\ 6DYH WKLV GDWH DQG VWD\ WXQHG IRU GHWDLOV RQ WKH %HDFK %X]] DQG 3&%HDFKRUJ ,I \RXU EXVLQHVV LV D PHPEHU RI WKH 3DQDPD &LW\ %HDFK &KDPEHU \RX DUH HOLJLEOH WR KRVW D FOHDQXS <RX FDQ FKRRVH WKH ORFDWLRQ \RX ZDQW WKH GDWH UHVWULFWHG WR WKH WKLUG ZHHN RI HYHU\ PRQWK DQG WKH WLPH <RX ZLOO UHFHLYH IUHH DGYHUWLVLQJ DQG SURPRWLQJ WKURXJK &KDPEHU SXEOLFLW\ IRU SDUWLFLSDWLRQ VXFK DV FOHDQXS DQQRXQFHPHQWV DQG ³EHIRUH DQG DIWHU SKRWRV´ EHLQJ LQFOXGHG LQ WKH %HDFK %X]] &KDPEHU ZHEVLWH DQG 7KH &LUFXLW PDJD]LQH ,I \RXU EXVLQHVV RU RUJDQL]DWLRQ ZRXOG OLNH WR FRRUGLQDWH D FOHDQXS ZLWK WKH *UHHQ /HDGHUVKLS &RPPLWWHH FRQWDFW 0DUWD#3&%HDFKRUJ ,I \RX DUH LQWHUHVWHG LQ EHFRPLQJ D &ODVVURRP 0HQWRU FRQWDFW 6NLS $OIRUG DW WKH &KDPEHU DW 6NLS#3&%HDFKRUJ BBBB 34 THE CIRCUIT July/August 2010 &7%#6+10 #460'45*+2 2Q -XQH %D\ 'LVWULFW 6FKRRO %RDUG 6XSHULQWHQGHQW %LOO +XVIHOW UHFRJQL]HG WKH 3DQDPD &LW\ %HDFK &KDPEHU RI &RPPHUFH IRU SDUWLFLSDWLRQ LQ WKH &ODVVURRP 0HQWRULQJ 3URJUDP 7KH %HDFK &KDPEHU 1DY\ %DVH DQG $LU )RUFH %DVH DOO UHFUXLWHG FRPPXQLW\ OHDGHUV WR WDNH SDUW LQ WKLV 0HQWRULQJ 3URJUDP (DFK PHQWRU UHFHLYHG D VSHFLDO UHFRJQLWLRQ DZDUG 0HQWRUV LQFOXGH 5RQ 6KDUSH 8QLWHG :D\ RI 1RUWKZHVW )ORULGD &DURO %URZQ *XOI :RUOG 0DULQH 3DUN (ULFD 6SLYH\ &KLOGUHQ¶V +RPH 6RFLHW\ &KHU\O 7D\ORU *XOI &RDVW &RPPXQLW\ &ROOHJH 'U &DUULH %DNHU *XOI &RDVW &RPPXQLW\ &ROOHJH DQG /RUL :ROYHUWRQ 7UR\ 8QLYHUVLW\ 7KLV SURJUDP EHJDQ ZLWK WKH IRUPDWLRQ RI WKH %HDFK &KDPEHU¶V (GXFDWLRQ 3DUWQHUVKLS &RPPLWWHH ODVW \HDU ZKRVH PDLQ REMHFWLYH ZDV WR FUHDWH D PHQWRULQJ SURJUDP ZLWK WKH %D\ &RXQW\ 6FKRRO 6\VWHP 7KURXJK PHHWLQJV ZLWK 6XSHULQWHQGHQW %LOO +XVIHOW WKH FRPPLWWHH¶V YLVLRQ EHFDPH FOHDU WR VWDUW D FODVVURRP PHQWRULQJ SURJUDP WKDW ZRXOG HPSRZHU KLJK VFKRRO VWXGHQWV WR VHH QHZ SRVVLELOLWLHV IRU WKH IXWXUH 7KH PHQWRUV ZRUNHG DW %R]HPDQ +LJK 0RVOH\ +LJK 5XWKHUIRUG +LJK 5RVHQZDOG +LJK DQG %D\ +LJK (DFK 0HQWRU ZRUNHG ZLWK D VSHFL¿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±HYHUVRVORZO\XQWLOWKHJXHVWLVUHVWLQJRQ SRLQWVRIWKRXVDQGVRIQDLOV 0LQGEDOO0HQWDO&KDOOHQJH0LQGEDOOSLWVWZR SDUWLFLSDQWV LQ D XQLTXH PHQWDO FRQWHVW 3DUWLFL SDQWVVTXDUHRIIDWRSSRVLWHHQGVRIDWDEOH(DFK SDUWLFLSDQWLVVHDWHGDQGZHDUVDKHDGEDQGWKDW PHDVXUHVWKHEUDLQ¶VDFWLYLW\7KHPRUHFDOPWKH EUDLQZDYH ± WKH EHWWHU 7KH URXQG 0LQGEDOO LV SODFHGLQWKHFHQWHURIWKHWDEOH±HTXDOGLVWDQFH IURPHDFKSDUWLFLSDQW0LQGEDOOUHOLHVRQFDOP QHVVWRPHDVXUHDSDUWLFLSDQW¶VVXFFHVV7KHJRDO LVWREHPRUHUHOD[HGWKDQ\RXURSSRQHQWLQRUGHU WRPRYHDSK\VLFDOEDOODZD\IURP\RXDQGLQWR \RXURSSRQHQW¶VJRDO«XOWLPDWHO\ZLQQLQJE\UH OD[LQJ )DU2XW,OOXVLRQ*DOOHU\:KHQ\RXHQWHU:RQ GHU:RUNV)DU2XW*DOOHU\\RX¶YHWDNHQDVWHS LQWRDZRUOGRIXQLTXHSHUFHSWLRQDQGSHUVSHF WLYH<RXZLOOPDUYHODWWKHGLPHQVLRQDODUWZRUN ZKHUHWKHWRSPD\DSSHDUWREHWKHERWWRPDQG YLFHYHUVD7KH)DU2XW,OOXVLRQ*DOOHU\RIIHUVD SDOHWWHZKHUHWKHLQH[SOLFDEOHZLOOFRPHWROLIH DQGWKHXQXVXDOZLOOEHFRPHWKHQRUP ON THE MOVE WITH … Jan Lambert GRI | ABR | AHWD | CRS | Realtor® Previews® Property Specialist International Sterling Society Award 2009 [email protected] 850-381-3817 :RQGHU:RUNV3DQDPD&LW\%HDFKDOVRRIIHUV JURXSGLVFRXQWVFRPERSDFNDJHVDQGZHOFRPHV VFKRRO¿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¶VGUDPDWLFH[WHULRUDWDOOFODVVLFDOO\ GHVLJQHGEXLOGLQJWKDWKDVODQGHGXSVLGHGRZQ HLWKHURQWRSRIDVHUDEULFNZDUHKRXVHLQ 2UODQGRDQROGPXVLFPDQVLRQWKHDWUHLQ3LJHRQ )RUJHRUDEHDFKVXUIVKRSLQ3DQDPD&LW\%HDFK :RQGHU:RUNV0\UWOH%HDFKLVVODWHGWRRSHQ LQ 7KH\ ZLOO EH RSHQ GDLO\ DW DP *HQHUDO DGPLVVLRQ SULFHV DUH IRU DGXOWV DQGIRUVHQLRUVDQGNLGVDJHG±\HDUV 6HQLRUDQGPLOLWDU\GLVFRXQWVDUHDOVRDYDLODEOH )RUDGGLWLRQDOLQIRUPDWLRQSOHDVHFDOO RUYLVLWZRQGHUZRUNVSFEFRP THE CIRCUIT July/August 2010 35 X *#/$'41//+66''2'5 18'40/'06#. ((#+45 YOUNG PROFESSIONALS 7KH *RYHUQPHQWDO $IIDLUV &RPPLWWHH KRVWHG 6KHUULII )UDQN 0F.HLWKHQ IRU WKH -XQH FRPPLWWHH PHHWLQJ DQG GLVFXVVHG WKH HIIRUWV EHLQJ PDGH E\ WKH %D\ &RXQW\ 6KHUULII¶V 2I¿FH WRHQVXUHZHOLYHLQDVDIH FRPPXQLW\ 7KH QH[W PHHWLQJZLOOEHKHOGDWWKH &RXQW\&RPPLVVLRQ2I¿FH DQGZLOOLQFOXGHDWRXURIWKHQHZIDFLOLW\7KH&RPPLWWHHLVDOVRZRUNLQJZLWKWKH/HDJXHRI :RPHQ9RWHUVWRKRVWDFDQGLGDWHVIRUXP6WD\WXQHGWR3&%HDFKRUJIRUPRUHGHWDLOV <RXQJ 3URIHVVLRQDOV # WKH %HDFK KDYH QXPHURXVHYHQWVFRPLQJXSWKDWEHQH¿WQRW RQO\ WKH <3 PHPEHUV EXW WKH FRPPXQLW\ DV ZHOO $V WKH 'HHSZDWHU +RUL]RQ 2LO 6SLOO LQ WKH *XOI FRQWLQXHV WR JHW FORVHU WR RXU EHDXWLIXO EHDFKHV PDQ\ ELUGV DQG RWKHU PDULQH ZLOGOLIH KDYH EHHQ FDXJKW LQ WKHPLGGOHRILWDOO7RWKDWHQG<3#7% UHFHQWO\ KRVWHG D ³*LYH %DFN´ EHQH¿W WR UDLVHPRQH\DQGFROOHFW'DZQGLVKVRDS IRUDORFDOFKDULW\WKDWDVVLVWVLQFOHDQLQJWKH RLOHGZLOGOLIH:HZDQWWRWKDQNHYHU\RQH 7KHQH[WFRPELQHG%HDFKDQG%D\&RXQW\&KDPEHUPRQWKO\PHHWLQJZLOOEHDW)683&RQ ZKR FDPH RXW WR VXSSRUW WKLV ZRQGHUIXO )ULGD\-XO\DQGZLOOIHDWXUH5\DQ+RXFNIURP)ORULGLDQVIRU/RZHU7D[HVDQGD6WURQJHU HYHQW:HZLOOFRQWLQXHWRKRVWSURIHVVLRQDO (FRQRP\+RXFNZLOOGLVFXVVWKHGHWULPHQWDOHIIHFWV$PHQGPHQWZRXOGKDYHRQRXUVWDWH GHYHORSPHQWZRUNVKRSVVRFLDOVDQG³*LYH LISDVVHGRQWKH1RYHPEHUEDOORW:HKRSHWRVHH\RXWKHUHDWDPIRUVRFLDOQHWZRUNLQJ %DFN´ HYHQWV DV WKH \HDU FRQWLQXHV 7R WKH SURJUDP EHJLQV DW DP ,I \RX DUH LQWHUHVWHG LQ MRLQLQJ WKH *RYHUQPHQWDO$IIDLUV JHW LQYROYHG LQ WKLV JUHDW QHWZRUNLQJ DQG &RPPLWWHHRUZRXOGOLNHLQIRUPDWLRQRQWKHORFDO³9RWH12RQ´FRDOLWLRQSOHDVHFRQWDFW SURIHVVLRQDORUJDQL]DWLRQSOHDVHFRQWDFWWKH %HDFK&KDPEHUDWRUYLVLW /LQGVD\'ULQJDWRU/LQGVD\#3&%HDFKRUJ 0HPEHUVRIWKH³9RWH12RQ´FRDOLWLRQSDUWLDOJURXSSLFWXUHGIURPOHIW%HWK2OWPDQ6NLS \SDWEEORJVSRWFRP RU 3&%HDFKRUJ IRU $OIRUG/LQGVD\'ULQJ.DUHQ%ODFNHUE\0DUWD5RVH&DURO5REHUWV'DYLG7LSWRQ DGGLWLRQDOLQIRUPDWLRQ H352&1665(6 6HQLRU$VVRFLDWH GPDVVH\#NQRORJ\QHW ZZZGHEELHPDVVH\FRP 36 THE CIRCUIT July/August 2010 'LG\RXNQRZ 2QHRIWKHEHVWUHVRXUFHVWRKHOS\RX PDUNHW\RXUEXVLQHVVLVRXUZRUOGFODVV FKDPEHUZHEVLWH7KDW·VULJKW LW·VLQSODFHZRUNLQJDQGDYDLODEOHWRKHOS \RXJDLQWKHH[SRVXUH\RXQHHGIRU VXVWDLQHGJURZWK ,QWKHSDVWVL[PRQWKVZH·YHUHFHLYHGRYHU YLVLWVZLWKSDJHYLHZVIURPRYHU FRXQWULHV,QWKLVGD\DQGDJH WKDW·VFRYHUDJH\RXUEXVLQHVVQHHGV BEACH MOSQUITO CONTROL DISTRICT THE CIRCUIT July/August 2010 37 D URXQG7RZQ Updates on Community, Education, Workforce & Government Microsoft Elevate America Kim Bodine, Executive Director, Gulf Coast Workforce Board 7KH *XOI &RDVW :RUNIRUFH %RDUG LV ZRUNLQJ ZLWK :RUNIRUFH )ORULGD ,QFWKH$JHQF\IRU :RUNIRUFH ,QQRYD WLRQ DQG 0LFURVRIW DVSDUWRIDQLQQRYD WLYH SXEOLFSULYDWH SDUWQHUVKLS WR SUR YLGHIUHHWHFKQRORJ\ WUDLQLQJWRLQGLYLGXDOVDFURVVWKHVWDWH7KURXJK 0LFURVRIW(OHYDWH$PHULFD0LFURVRIWZLOO GRQDWHWRWKHVWDWHRI)ORULGDYRXFK HUVIRUQRFRVWRQOLQHWHFKQRORJ\WUDLQLQJDQG FHUWL¿FDWLRQWKURXJKDQ\RIWKHVWDWH¶V5H JLRQDO:RUNIRUFH%RDUGV *XOI&RDVW:RUNIRUFH%RDUGZLOOUHFHLYH YRXFKHUV LQFOXGLQJ (/HDUQLQJ YRXFK HUV%XVLQHVV&HUWL¿FDWLRQH[DPYRXFK HUVDQG,73URIHVVLRQDOYRXFKHUV³(OHYDWH $PHULFDLVDJUHDWRSSRUWXQLW\IRUHPSOR\HHV DQGEXVLQHVVHVLQRXUFRPPXQLW\´VDLG.LP %RGLQH([HFXWLYH'LUHFWRUIRUWKH*XOI&RDVW :RUNIRUFH%RDUG³7KHVHYRXFKHUVZLOOJLYH RXUZRUNIRUFHWKHWUDLQLQJQHHGHGWRFRPSHWH LQWKHLQGXVWULHVLQWKLVUHJLRQWKDWWLHXVWRWKH LQFUHDVLQJO\JOREDOKLJKWHFKHFRQRP\´ (DFKWUDLQLQJYRXFKHULVUHGHHPDEOHIRURQH (/HDUQLQJFRXUVHRU&HUWL¿FDWLRQH[DP( /HDUQLQJ FRXUVHV DYDLODEOH RQOLQH DUH VHOI SDFHG DQG RIIHU EHJLQQLQJ DQG LQWHUPHGLDWH WUDLQLQJRQ0LFURVRIW:LQGRZVRURQRQHRI WKH SURJUDPV LQ WKH 0LFURVRIW 2I¿FH 6XLWH $OVRRIIHUHGDUH,73URIHVVLRQDOYRXFKHUVIRU FRXUVHVWDLORUHGWRWKHQHHGVRILQGLYLGXDOVRQ WHFKQLFDO SURIHVVLRQDO FDUHHU WUDFNV LQ DUHDV VXFKDVZHEGHYHORSPHQWRUGDWDEDVHPDQ DJHPHQW&HUWL¿FDWLRQH[DPVPXVWEHWDNHQDW &HUWLSRUW7HVWLQJ&HQWHUVVRPHRIZKLFKPD\ FKDUJHDVPDOOIHHIRUH[DPSURFWRULQJ ³:HFUHDWHGWKH(OHYDWH$PHULFDSURJUDPWR KHOSHTXLSSHRSOHZLWKWKHFULWLFDOWHFKQRORJ\ VNLOOVWKH\QHHGLQWRGD\¶VFRPSHWLWLYHZRUN SODFH´VDLG7HUUDQFH+HUURQ'LUHFWRURI6WDWH *RYHUQPHQW $IIDLUV DW 0LFURVRIW &RUSRUD WLRQ³:HEHOLHYHWKLVW\SHRISXEOLFSULYDWH SDUWQHUVKLSZLOOSOD\DQLPSRUWDQWUROHLQUH EXLOGLQJ)ORULGDDQGWKHQDWLRQ¶VHFRQRP\E\ RIIHULQJLPPHGLDWHDFFHVVWREDVLFWHFKQRORJ\ OLWHUDF\ DQG VNLOOV WUDLQLQJ WR XOWLPDWHO\ LP SURYHUHFLSLHQWV¶HPSOR\PHQWSURVSHFWV´ Create the Fire Within, Part II Three Torches: Strength, Skill, Character Dr. Ken Shaw, FSU Panama City Dean $ YHU\ LQWHUHVWLQJ VWXG\ZDVFRQGXFWHG ZKHUHWKH\WRRNQLQH SHRSOH DQG DVNHG WKHP WR FKRRVH WKH ZURQJDQVZHUZKHQ WKH\ZHUHSUHVHQWHG D PXOWLSOHFKRLFH TXHVWLRQ 7KH\ SODFHG D WHQWK SHU VRQZLWKWKLVJURXS KRZHYHU WKH WHQWK SHUVRQ GLGQ¶W NQRZ WKH JURXSRIQLQHKDGEHHQJLYHQVSHFL¿FLQVWUXF WLRQVWRDQVZHUWKHTXHVWLRQLQFRUUHFWO\7KH TXHVWLRQZDVDVNHG³:KLFKOLQHVHJPHQWZDV WKHORQJHVW"´$OOQLQHLPPHGLDWHO\FKRVHWKH VHFRQGORQJHVWOLQHVHJPHQW &DQ\RXJXHVVZKDWWKHWHQWKSHUVRQGLG",I \RXVDLGWKH\FKRVHWKHVHFRQGORQJHVWOLQH VHJPHQW\RXDUHSUREDEO\ULJKW6HYHQW\SHU FHQWRIWKHSHRSOHWHVWHGZHQWDORQJZLWKWKH RWKHUV:K\"7KH\GLGQRWZDQWWREHVHHQDV ZURQJRUWKH\KDGDIHDURIQRWEHLQJDFFHSW HG7KLVVWXG\VD\VDORWDERXWWKHWKLUGWRUFK RIWKH)68VHDOPRUHV/DWLQIRUFKDUDFWHU GCCC Update Dr. Jim Kerley, GCCC President ,W¶V JRRG WR ORRN EDFN RQ WKH PDQ\ KLJKOLJKWV DW *XOI &RDVW &RPPXQLW\ &ROOHJH DV ZH FRQ FOXGH WKH HQG RI DQRWKHU VXFFHVVIXO DFDGHPLF\HDU2QH RI WKH FROOHJH¶V SUL RULW\JRDOVKDVEHHQ WR H[SDQG FRXUVH DQG SURJUDP RIIHULQJV E\ GHYHORSLQJ WZR QHZFHUWL¿FDWHRUGHJUHHSURJUDPVSHU\HDU :LWKKDUGZRUNIURPRXUWDOHQWHGIDFXOW\DQG VWDIIZHH[FHHGHGODVW\HDU¶VJRDOE\GHYHO RSLQJDQGLPSOHPHQWLQJ¿YHQHZSURJUDPV 7KLV\HDUZHKDYHVXSHUVHGHGHYHQWKDWDF FRPSOLVKPHQWE\GHYHORSLQJQROHVVWKDQQLQH QHZSURJUDPV7KRVHQHZSURJUDPVDYDLODEOH WRVWXGHQWVWKLVIDOODUH %DFKHORURI$SSOLHG6FLHQFH3URJUDPLQ 7HFKQRORJ\0DQDJHPHQW 6XVWDLQDEOH'HVLJQ7HFKQRORJ\ 3KDUPDF\7HFKQLFLDQ 2I¿FH$GPLQLVWUDWLRQ&HUWL¿FDWHLQ0HGL FDO2I¿FH0DQDJHPHQW 2I¿FH$GPLQLVWUDWLRQ&HUWL¿FDWHLQ0HGL FDO0DFKLQH7UDQVFULSWLRQ /DZ(QIRUFHPHQW2I¿FHU&URVVRYHU&HU WL¿FDWH3URJUDPV 1XFOHDU0HGLFLQH&HUWL¿FDWH3URJUDP 6XUJLFDO)LUVW$VVLVWLQJ &DUGLRYDVFXODU6RQRJUDSK\7HFKQRORJ\ ,Q0DUFKZHUHFHLYHGDSSURYDOIURPWKH6WDWH %RDUGRI(GXFDWLRQIRURXU¿UVWEDFFDODXUHDWH SURJUDP±D%DFKHORURI$SSOLHG6FLHQFHLQ 7HFKQRORJ\ 0DQDJHPHQW 7KLV ZRUNIRUFH RULHQWHGSURJUDPLVGHVLJQHGIRUVWXGHQWVZKR KDYH DOUHDG\ FRPSOHWHG DQ $6 RU $$6 GHJUHHLQDWHFKQRORJ\UHODWHG¿HOGDQGZKR KDYHWKHGHVLUHWRLQFUHDVHWKHLUWHFKQLFDOVNLOOV &KDUDFWHULVEHLQJWUXWKIXOWR\RXUVHOIDQGWR LQDVSHFL¿FDUHDRIVSHFLDOW\ RWKHUVQRWEHLQJERXJKWRUVROGKHOSLQJRWK )ORULGDYRXFKHUVZLOOEHDYDLODEOHIURP0D\ HUVEHLQJKRQHVWWUHDWLQJRWKHUVZLWKUHVSHFW 7KH GHYHORSPHQW RI WKH %$6 LQ 7HFKQRO WKURXJK $XJ RU ZKLOH VXSSOLHV ODVW VWDQGLQJIRUWKHULJKWQRPDWWHUZKDWWKHPD RJ\0DQDJHPHQWSURJUDPZDVSURPSWHGE\ )ORULGLDQVFDQ¿QGDQHOHFWURQLFYRXFKHUDS MRULW\VD\VDQGEHLQJUHVSRQVLEOHDQGIDLU$W WKHFRPPXQLW\¶VGHVLUHWRSURYLGHDYHQXHIRU SOLFDWLRQE\YLVLWLQJKWWSHOHYDWHDPHULFDÀRU )683DQDPD&LW\ZHZRUNKDUGWRKHOSRXU JUDGXDWHV RI WHFKQRORJ\UHODWHG DVVRFLDWH GH LGDMREVRUJRUE\FRQWDFWLQJ-HVVLFD9DOHULDDW VWXGHQWVEXLOGVWURQJFKDUDFWHUVVRWKH\ZLOOEH JUHHSURJUDPVWRDGYDQFHLQWKHLU¿HOGV$WKRU SURGXFWLYHDQGUHVSHFWHGFLWL]HQV H[W RXJKSURJUDPGHPDQGDQDO\VLVLQGLFDWHGWKDW 38 THE CIRCUIT July/August 2010 D URXQG7RZQ Updates on Community, Education, Workforce & Government LQWKHDUHDHQFRPSDVVLQJPLOHVVXUURXQG LQJ%D\&RXQW\WKHUHDUHHVWLPDWHGDQQXDO MRE RSHQLQJV ZLWK RQO\ IRXU\HDU DQQXDO DYHUDJHRIGHJUHHVFXUUHQWO\EHLQJSURGXFHG 'XULQJ RXU SODQQLQJ SURFHVV ZH FRQWDFWHG DOOUHJLRQDOLQVWLWXWLRQVWRHQVXUHRXUSURJUDP ZRXOGQRWFRPSHWHZLWKDQ\RIWKHLURIIHULQJV DQGWKHVHGLVFXVVLRQVFRQ¿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¿UVWWLPHZHZDQWWKHP 3&DVZHOODVRXUPDQ\EXVLQHVVFRPPXQLW\ WRNQRZWKDWLW¶VDSHUIHFWWLPHWRYLVLW7KLV DQG.SDUWQHUV LQYLWDWLRQLVIRURXUORFDODQGUHJLRQDOUHVL ‘Summer of Fun’ Comes to Panama City Beach Dan Rowe, Tourist Development Council 2Q WKH KHHOV RI D IDQWDVWLF 1RUWKZHVW )ORULGD %HDFKHV ,Q WHUQDWLRQDO $LUSRUW 2SHQ +RXVH FHOH EUDWLRQWKHRSHQLQJ RI D QHZ JDWHZD\ IRU DLU WUDYHO WR WKLV EHDXWLIXOGHVWLQDWLRQ ZHDUHQRZIDFLQJD QHZFKDOOHQJH7KLV ZDV XQIRUHVHHQ DQG LV XQSUHFHGHQWHG 7KH SRWHQWLDOLPSDFWIURPWKH*XOI&RDVWRIIVKRUH RLOVSLOOLVQRWGHWHUULQJRXUFRPPXQLW\IURP VKRZFDVLQJRXUGLVWLQFWLYHRQVKRUHDFWLYLWLHV DQGVLWHVWRDOOWKRVHZKRDUHUHSHDWYLVLWRUV DQG¿UVWWLPHUV :HKDYHODXQFKHG6800(52))81 DVXPPHUVHDVRQRIIDPLO\IULHQGO\DFWLYLWLHV VWDUWLQJZLWKRXU-XO\WKZHHNHQGFHOHEUDWLRQ WKURXJK 6HSWHPEHU /DERU 'D\:HHNHQG ,WLVDQRSSRUWXQLW\IRUWKHXOWLPDWHVXPPHU H[SHULHQFH0DQ\RIRXUYLVLWRUVH[SUHVVWKDW WKHLUYLVLWVHQGWRRVRRQQRWDOORZLQJWKHPWR VHHRUGRDOOWKDWRXUGHVWLQDWLRQKDVWRRIIHU 7KLVLVWKHVXPPHUWRGRLW &KHFN RXU ZHEVLWH YLVLWSDQDPDFLW\EHDFK FRP IRU XSGDWHV ZLWK D FRPSOHWH OLVWLQJ RI HYHQWV DQG DFWLYLWLHV WKDW ZLOO EH KRVWHG ³,Q WKH \HDUV ,¶YH EHHQ LQ YROYHG LQ H F R Q R P L F GHYHORS PHQW , KDYH QHYHU VHHQ D YROXQWHHU ZRUN DV WLUH OHVVO\DQGHQ WKXVLDVWLFDOO\ LQVXSSRUWLQJ H F R Q R P L F /LVD:DOWHUV GHYHORSPHQW IRU WKHLU FRPPXQLW\ DV /LVD :DOWHUV´ VDLG -DQHW :DWHUPHLHU ('$ H[HFXWLYH GLUHFWRU ³+HULQYDOXDEOHFRQWULEXWLRQVWRWKHRUJDQL]D WLRQDQG%D\&RXQW\DUHWUHPHQGRXVZKLFKLV ZK\VKHLVPRVWGHVHUYLQJRIWKLVDZDUG´ GHQWVDVZHOO&RPHRQHFRPHDOODQGPDNH \RXUSODQVWRFRPHPRUHWKDQRQFH7KHUH¶V JRLQJWREHVRPXFKWRGRWKLVVXPPHUDQG 0V:DOWHUVDOVRVHUYHVRQWKH3DQDPD&LW\ ZHZDQW\RXWRHQMR\LWDOO 3RUW$XWKRULW\DQGLVDPHPEHURIWKH%D\'H IHQVH$OOLDQFHWZRYLWDOJURXSVWKDWVXSSRUW %D\&RXQW\¶VHFRQRPLFDVVHWV)RUKHUHFR QRPLFGHYHORSPHQWDQGFRPPXQLW\UHODWHG HQGHDYRUVVKHKDVUHFHLYHGQXPHURXVDFFR ODGHV LQFOXGLQJ WKH %D\ &RXQW\ &KDPEHU¶V Janet Watermeier, Bay County /DXUHQ0HUULDP$ZDUGWKH&KDPEHU¶V Economic Development Alliance KLJKHVW KRQRU WKH 3UHVLGHQW¶V $ZDUG 'XULQJ WKH )ORULGD IURPWKH%D\(GXFDWLRQ)RXQGDWLRQDQGWKH (FRQRPLF 'HYHORS %D\&RXQW\&KDPEHU¶V0HPEHURIWKH PHQW &RQIHUHQFH <HDU$ZDUG6KHLVDOVRWKHUHFLSLHQW LQ 7DPSD (OL]D RIWKH1DYDO6XSSRUW$FWLYLW\3DQDPD&LW\¶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¶V RXWVWDQGLQJ YROXQWHHU YHUVLW\3DQDPD&LW\)683&%OXH5LEERQ FRQWULEXWLRQV DQG VXSSRUW IRU ORFDO UHJLRQDO &RPPLWWHH FKDLUSHUVRQ RI WKH %D\ &RXQW\ 6FKRRO5HDGLQHVV&RDOLWLRQDQGPHPEHURI DQGVWDWHZLGHHFRQRPLFGHYHORSPHQWHIIRUWV WKH*HDU8S%D\$GYLVRU\%RDUG6KHDOVR 0V:DOWHUVKDVEHHQLQYROYHGLQHFRQRPLF VHUYHGDVVHFUHWDU\DQGYLFHSUHVLGHQWRIWKH GHYHORSPHQW IRU WKH SDVW \HDUV 6KH KDV %D\(GXFDWLRQ)RXQGDWLRQDQGFKDLUSHUVRQRI VHUYHGRQWKH%D\&RXQW\(FRQRPLF'HYHO WKH)683&'HYHORSPHQW%RDUGDQGFRQWLQ RSPHQW$OOLDQFH¶V('$%RDUGRI'LUHFWRUV XHVWRVHUYHRQWKHERDUGRIGLUHFWRUVRIERWK VLQFHVHUYHGDVFKDLUSHUVRQLQDQG RUJDQL]DWLRQV DQG FXUUHQWO\ VHUYHV RQ WKH H[HFXWLYH &RQWLQXHGRQ3DJH FRPPLWWHHDVSDVWFKDLU Walters Honored as NW FL Economic Development Volunteer of the Year THE CIRCUIT July/August 2010 39 D URXQG7RZQ Updates on Community, Education, Workforce & Government Bay District Schools: In Praise of Community Partners, Part II Bill Husfelt, Superintendent of Schools 7KH YLHZ IURP WKH GDLV DW JUDGXDWLRQ LV WKULOOLQJ IRU PH ,W¶V KDUG QRW WR EH PRYHG E\ WKH VHD RI PRUWDUERDUGV DQG WDVVHOV DWRS WKH KHDGVRIIXWXUHFRP PXQLW\ OHDGHUV DQG &KDPEHU PHPEHUV )RUPHLW¶VDWLPHRI JLYLQJWKDQNVDV,DOZD\VUHÀHFWRQZKDWDQ HIIRUWLWWDNHVWRSURYLGHRXUVWXGHQWVZLWKDOO WKH\QHHGWRDFKLHYHWKLVPLOHVWRQH VWXGHQWV IRU IXOO SURGXFWLYH OLYHV:HFRXOGQ¶WGRLWZLWK RXW\RX Naval Support Activity Panama City Cmdr. Jessica Pfefferkorn )URPOHIWWRULJKWDUHWKH16:&FRPPDQGVUHSUHVHQWHGDWWKHFHUHPRQ\ -DQH:KLWHDQG-LOO-HVWHU6XUIDFH&RPEDW6\VWHPV&HQWHU6&6&:DO ORSV,VODQG7UR\&ODUNH16:&&RURQD'LYLVLRQ-DFTXL%DUNHUDQG-HII 3UDWHU 16:& 3DQDPD &LW\ 'LYLVLRQ$ZDUGV FDWHJRULHV LQFOXGH 6PDOO 6KRUH &RPPXQLW\ 5HODWLRQV 6&6& :DOORSV ,VODQG 1$96($ 1DWLRQDO +LULQJ(YHQW6KRUH6PDOO:LQQHU16:&&RURQD'LYLVLRQ-DFTXL%DUNHU 16:&3&'-XQLRU&LYLOLDQ3$2RIWKH<HDUDQG-HII3UDWHU16:& 3&'7HDP$ZDUG6KRUH/DUJH:LQQHU861DY\SKRWR 7KH16:&3&'3XEOLF$IIDLUVWHDPUHFHQWO\ HDUQHG WZR 7KRPSVRQ5DYLW] $ZDUGV IURP WKH&KLHIRI1DYDO,QIRUPDWLRQWKH1DY\¶V KLJKHVW DZDUGV IRU FDWHJRULFDO H[FHOOHQFH LQ SXEOLFDIIDLUV1DYDO6HD6\VWHPV&RPPDQG 1$96($HDUQHG¿YH&KLHIRI,QIRUPDWLRQ &+,1)2 7KRPSVRQ 5DYLW] DZDUGV IRU WKH¿VFDO\HDURIWKH¿YHIRXUDZDUG UHFLSLHQWV ZHUH IURP 1$96($ 1DYDO 6XU ,UHÀHFWDOVRRQWKHFRPPXQLW\SDUWQHUVZKR IDFH :DUIDUH &HQWHU 16:& FRPPDQGV VWHSXSUHSHDWHGO\WRHQVXUHWKDWRXUVWXGHQWV &+,1)2SUHVHQWHGWKHDZDUGVLQ%DOWLPRUH KDYHVRPXFKPRUHWKDQWKHEDVLFV)URPWKH 0'RQ0D\ EXVLQHVVHVZKREX\DGYHUWLVLQJLQ\HDUERRNV DQGVSRUWVVLWHVWRWKRVHZKRGRQDWHDSHUFHQW DJH RI SUR¿WV WR WKRVH ZKR VSRQVRU 3URMHFW Lisa Kitto, Troy University-PC/Tyndall AFB *UDGXDWLRQRXUORFDOSDUWQHUVKDYHDQLQYHVW ,WKDVEHHQVDLGWKDW PHQWLQDOOWKRVHVHQLRUVZKR¿OHDFURVVWKH WLPHÀLHVZKHQKDY VWDJH,NQRZRXUNLGVOHDUQDORWRIOLIHOHV LQJIXQ,IWKDWVWDWH VRQVLQDUHQDVRXWVLGHWKHFODVVURRPDQGWKH PHQW LV WUXH ZH¶YH FRPPXQLW\¶VVXSSRUWLVQHFHVVDU\WRSURYLGH EHHQKDYLQJDORWRI H[WUDFXUULFXODUDFWLYLWLHV IXQ DW 7UR\ 8QLYHU VLW\,FDQ¶WEHOLHYH $VWKHVHQLRUV¿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²DQG VRPHWLPHVSURGGLQJ²RIWKRVHFORVHVWWRWKHP $V,VLWRQWKHVWDJH,UHFRJQL]HWKHSULGHLQ WKHLUVPLOHVDQGWHDUVDQG,DPJUDWHIXOIRUWKH ORYHDQGVXSSRUWSURYLGHGWRRXUVWXGHQWV Troy Update 40 THE CIRCUIT July/August 2010 *URZWKKDVEHHQWKHUHFXUULQJWKHPHIRU7UR\ 8QLYHUVLW\LQVHYHUDOZD\VWKLV\HDU752<¶V JRDOLVWRSURYLGHWKHEHVWSRVVLEOHHGXFDWLRQ DQG VHUYLFHV WR RXU VWXGHQWV DQG LQ RUGHU WR UHDFKWKLVJRDORXUIDFXOW\DQGVWDIIQXPEHUV KDYH GRXEOHG WKLV SDVW \HDU:H QRZ KDYH D 6WXGHQW6HUYLFHV6SHFLDOLVWDQG$FDGHPLF$G YLVRUDWHDFKORFDWLRQDQGKDYHLQFUHDVHGRXU &RXQVHOLQJIDFXOW\IURPWRPHPEHUV 7KLV TXDUWHU 7UR\ 8QLYHUVLW\ ZRXOG OLNH WR VSRWOLJKW RXU %DFKHORU RI 6FLHQFH LQ %XVL QHVV$GPLQLVWUDWLRQ ZLWK D FRQFHQWUDWLRQ LQ +RVSLWDOLW\DQG7RXULVP0DQDJHPHQWGHJUHH SURJUDP7KLVGHJUHHSURJUDP¿WVZHOOZLWK WKH WKHPH RI UHVRUW OLIH DQG LV GHVLJQHG IRU WKRVHLQWHUHVWHGLQSXUVXLQJDFDUHHULQIRRG VHUYLFHORGJLQJUHFUHDWLRQFUXLVHOLQHVPHHW LQJHYHQW PDQDJHPHQW FOXE PDQDJHPHQW FRQWUDFW PDQDJHPHQW DQG JDPLQJ PDQDJH PHQW7KLVGHJUHHSURJUDPLV¿WWLQJIRURXU FRPPXQLW\DV3DQDPD&LW\DQGWKH3DQDPD &LW\%HDFKDUHDDUHDOODERXWUHVRUWOLIHDQGWKH WRXULVPLWJHQHUDWHVWKDWGLUHFWO\UHODWHVWRRXU FRPPXQLWLHV¶HFRQRPLFJURZWK)RUPRUH LQIRUPDWLRQUHJDUGLQJHGXFDWLRQDORSSRUWXQL WLHVSOHDVHFDOOXVDWRUYLVLW SDQDPDFLW\#WUR\HGX 0HPEHUVKLS 8SGDWH Cyndi Ainsworth, VP Member Services :LWKRXW D GRXEW WKH ODVW FRXSOH RI PRQWKV KDYH SURYHQWREHTXLWHDQHPR WLRQDOUROOHUFRDVWHUULGH,W DOOVWDUWHGZLWKWKH*UDQG 2SHQLQJRIRXUZRQGHUIXO QHZDLUSRUWZLWKDUHFRUGQXPEHURIDWWHQGHHVIRU WKHWKUHHGD\HYHQWQRRQHHYHQVHHPHGWRQRWLFH WKH XQVHDVRQDEO\ ZDUP WHPSHUDWXUHV DV WKH H[ FLWHPHQWPRXQWHG$VRXUFRPPXQLW\ZDVULGLQJ KLJKRQWKHDQWLFLSDWLRQRIDEULJKWHUHFRQRP\IRU %D\&RXQW\ZHUHFHLYHGWKHGHYDVWDWLQJQHZVRI WKH%3RLOVSLOO )DLWKLQRXUIXWXUHDQGWKHVWUHQJWKRIRXUFRP PXQLW\ZLOOKHOSXVZHDWKHUWKLVVWRUP:HDUHD FRPPXQLW\OLNHQRQHRWKHUZLWKWKHPRVWFDULQJ VXSSRUWLYHDQGJHQHURXVSHRSOHDURXQGUHDG\WR SXOOWRJHWKHUWRNHHS3DQDPD&LW\%HDFKDQGRXU EXVLQHVVHVWKULYLQJ Emergency? Call 911 and choose Gulf Coast Medical Center Closest ER from the beach ER WAIT TIMES Wait times are updated on our website every half hour. www.gcmc-pc.com 8&45SE453&&5t1"/"."$*5:'-03*%"t 03*%" 7KH%HDFK&KDPEHULVKHUHIRU\RXRXUYDOXDEOH &KDPEHU PHPEHUV WR GR HYHU\WKLQJ ZH FDQ WR KHOS SURPRWH \RXU EXVLQHVV 'LG \RX NQRZ ZH RIIHUIUHHHGLWRULDOLQ7KH&LUFXLWPDJD]LQHDQG RXU OREE\ LV ¿OOHG ZLWK UDFN FDUGV SURPRWLRQDO PDWHULDOV NLRVNV ZDOO VLJQV DQG HYHQ D YLUWXDO ÀRRUKLJKOLJKWLQJRXU&KDPEHUPHPEHUV"<RX DUH ZHOFRPH DQ\WLPH WR VWRS E\ WKH &KDP EHU&HQWUHDW5-DFNVRQ%OYGWRPHHWWKH IULHQGO\VWDIIDQGVHHZK\RXUYLVLWRUVPDNHWKH %HDFK&KDPEHUWKHLU¿UVWVWRSZKHQWKH\DUULYHLQ 3DQDPD&LW\%HDFK 9LVLWRUV FRPH KHUH QRW RQO\ IRU RXU EHDXWLIXO ZKLWHVDQG\EHDFKHVDQGFOHDUEOXHZDWHUEXWWKH\ UHWXUQ\HDUDIWHU\HDUIRUWKHVRXWKHUQKRVSLWDOLW\ RIRXUZHOFRPLQJUHVLGHQWVDQGEXVLQHVVHV3DQ DPD&LW\%HDFKKDVVRPXFKWRRIIHURXUYLVLWRUV IURPWKHEUDQGQHZDWWUDFWLRQ:RQGHU:RUNVDQ ³DPXVHPHQWSDUNIRUWKHPLQG´WR5LSOH\¶V%H OLHYH,WRU1RW6KLSZUHFN,VODQG:DWHUSDUN*XOI :RUOG =RR :RUOG &RFRQXW &UHHN *UDQ 0D]H DQG0LQL*ROIWKHVSHFWDFXODUVKRSVDQGDFWLYLWLHV DW3LHU3DUNSOXVPDQ\RWKHUVWRNHHSRXUJXHVWV HQWHUWDLQHGIRUWKHGXUDWLRQRIWKHLUYLVLW 5HPHPEHUWRFKHFN\RXU%HDFK%X]]HDFK0RQ GD\ IRU DOO RI WKH &KDPEHU DFWLYLWLHV DQG ZDWFK IRUWKH*UDQG2SHQLQJRI:RQGHU:RUNVFRPLQJ VRRQ+DYHDJUHDWVXPPHUDQGZHORRNIRUZDUG WRVHHLQJ\RXDWWKHQH[WHYHQW THE CIRCUIT July/August 2010 41 visit PCBEACH.ORG FOR A FULL LIST OF COMMUNITY EVENTS )ULGD\V DW WKH %HDFK -RLQW &KDPEHU 0HHWLQJ )ULGD\ -XO\ /RFDWLRQ +ROOH\ $FDGHPLF &HQWHU )683& 3URJUDP 5\DQ +RXNH ´1R RQ µ 1(7:25.,1* DP 352*5$0 DP 6SRQVRUHG E\ *XOI &RDVW 0HGLFDO )ULGD\ $XJXVW /RFDWLRQ (GJHZDWHU %HDFK 5HVRUW 3URJUDP 6XSHULQWHQGHQW %LOO +XVIHOW 1(7:25.,1* DP 352*5$0 DP )ULGD\ 6HSWHPEHU /RFDWLRQ (GJHZDWHU %HDFK 5HVRUW 3URJUDP -DVRQ &RSH )68·V &ROOHJH RI %XVLQHVV )XOEULJKW 6FKRODU 1(7:25.,1* DP 352*5$0 DP 6SRQVRUHG E\ .QRORJ\ 5693 WR &DWKHULQH#3&%HDFKRUJ 5HOD[ 3OD\ &HOHEUDWH )RU DOO WKH UHDVRQV WR YLVLW WKH EHDFK VWD\ LQ EHDXWLIXO EHDFK FRQGRV UHVRUWV ZZZ6RXWKHUQ5HVRUWVFRP 1257+:(67)/25,'$¶6*8/)&2$67 $PEDVVDGRU 8SGDWH Terry Hook, Ambassador Chairman *UHHWLQJV IURP \RXU $PEDVVDGRUV :RZ ZKDW D UXVK WKHVH ODVW IHZ PRQWKV KDYH EHHQ 6R PDQ\ WKLQJV JRLQJ RQ WKDW DIIHFW XV DOO QRW WR PHQWLRQ \RXU &KDPEHU :H KDYH VHHQ WKH ³KLJKV´ RI WKH RSHQLQJ RI WKH QHZ $LUSRUW DQG LWV JUHDW VXFFHVV WR WKH ³ORZV´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¶V NHHS SUD\LQJ WKDW RXU DUHD EH VSDUHG DV PXFK DV SRVVLEOH IURP WKLV RLO VSLOO VR ZH PD\ OLYH ZRUN DQG PRVW FHUWDLQO\ FRQWLQXH WR HQMR\ ³7KH :RUOG¶V 0RVW %HDXWLIXO %HDFKHV´ 42 THE CIRCUIT July/August 2010 *2/)&/$66,& 2FWɼȩʑɠ+ʝɺʍȾɏ*ɼOɑ&ʙʅɊ 3UHVHQWHG E\ 6HHNLQJ VSRQVRUV SOD\HUV IRRG YHQGRUV VLOHQW DXFWLRQ LWHPV SUL]H JLYHDZD\V 3OHDVH FRQWDFW /LQGVD\ 'ULQJ DW /LQGVD\#3&%HDFKRUJ RU ȩʑɠ ɪɬEɈɡ ɼ W F 2 ʋɨ ʋʢU 7ʕʦUVG ʖQJɡ 3Ɉԯɨ Dɢ & ʋʖʢ Uɡ 3 ʦ ʝ + ɠ $Գʑ 6SRQVRUHG E\ P HPEHUV Ribbon Cuttings . New & Renewing Chamber Members . Membership & Ambassador Updates 5LEERQ&877,1*6 .HUULJDQ0HUULWW 7UR\8QLYHUVLW\ 3LHU$UWZRUNV 6HDUVRQWKH%HDFK *ROI'HSRW %RRNLWFRP 1(: 0(0%(56 1-800-Water Damage Allstate - Harry Grizzle Agency Appleman Shepard & Trucks Law Office PA Beach Ready Spa & Wellness Cntr Brewer Amusements of PCB Capt Anderson III Creative Printing Emerald Coast Golf Center Gangwisch, Grandy & Melzer Cosmetic & Family Dentistry Girls Inc. Gulf Coast Community College Foundation Humana Joanie Ritteman Los Antojitos Mathis Insurance & Financial Svc North Florida Realty Group, LLC Panama City Port Authority Rock & Roll Transit Smok “N” Butts BBQ Southern Roots Landscape The Cantina Bar & Grill The Print Shop, LLC Vacation Home Rentals ValleyCrest Wells Fargo Advisors WonderWorks 5(1(:,1* 0(0%(56 Renewals - 1 Year Bay County Audubon Society Bookit.com Castaway’s Coastal Furniture Consignment Factory Mattress Company Feathers Shoe Boutique Gymnastics Plus Jr. Service League of Panama City Kent Forest Lawn Funeral Home Laketown Wharf Military Media Miracle Strip Carousel Sponsors of Hope Waste Pro Panama City Beaches Construction Company Dive Locker Interspace Airport Advertising Renewals - 2 Years Accessories On The Boardwalk CB Weddings Emerald Coast Kiosk, LLC Ernest M. House Grand Floridian Shutter Systems Havi-Clean Jubilee Foods Larry Deutsch Mainstay Suites Nike Factory Store Oaseas Resorts Red Brick Pizza Reliable Copy Products Rowe Realty Group, LLC Sleep Inn & Suites of PCB Tootsie’s Orchid Lounge Yellowbook Renewals - 3 Years Brite Beginnings Dippin Dots (Magic Ice Cream) Disaster Response Team (DRT) Firefly The Grand Theatres Hearts of Hope International La Quinta Inn & Suites Nova Engineering and Environmental Panama City CRA Panama City Surgery Center, LLC Treasure Island Resort Rentals Viamedia Renewals - 6 Years Area Glass Belvedere Commons of PCB CK’s Secrets Hatch Mott MacDonald McDonald’s/David Costa Enterprises Renewals - 7 Years Carr, Riggs & Ingram, LLC Harrison, Rivard Chartered Labor Ready Legacy By The Sea Resorts McConnaughhay, Duffy, Coonrod, Pope & Weaver, PA McDonald’s Restaurant/Zeebest Paul Brent Designer Rock’It Lanes Renewals - 8 Years Bay Credit Union Brown Fire Protection Edward Jones Investments Keith Mortensen Luxury Vacation Rentals, LLC Merrimac Resort Optimist Club of the Beaches ShoreHouse Furniture Thomas Stroud Renewals - 9 Years ACE Cash Express Corporate Accommodations of NW Florida Edgewater Beach Golf Villa Silver Sands Factory Stores Sonny’s Bar-B-Q Venture Out at PCB The Wisteria Inn Renewals - 4 Years Big Brothers Big Sisters of NW-Florida Charles Heyman Emerald Coast Beach Weddings Gulf Coast Dermatology Jimmy Phelps Keller Williams Success Realty Stephen Wilson Sunglass World of NW Florida Renewals - 5 Years Allegra Print & Imaging The Associates Architects Renewals - 10 Years Bay Arts Alliance BB&T Bank Emerald Coast Bingo Holloway Rentals Sterling Companies, LLC Renewals - 11 Years Better Business Bureau of NW FL $PHULFDQ%XVLQHVV7HFKQRORJLHV Renewals - 12 Years ERA Neubauer Real Estate Renewals - 13 Years Calhoun Chiropractic Center, PA Girl Scout Council of the Florida Panhandle The Original J. Michael’s Musgrove Florist The News Herald Plumb Better TRIPLE “J” Steakhouse Zooworld Renewals - 14 Years Berg Steel Pipe Corp. Lollye On The Beach Smurfit-Stone Container Corp. Renewals - 15 Years Brian D. Hess Magic Broadcasting II, LLC Mariner West Owner’s Assoc. Renewals - 16 Years Early Education and Care Renewals - 17 Years Burger King Coldwell Banker-Carroll Realty Half Hitch Tackle Co. KLW Enterprises Sandpiper Beacon Beach Resort Renewals - 18 Years Billy’s Oyster Bar Blowin-N-TheWind Management Cook - Whitehead Ford Sea Dragon Pirate Cruise Renewals - 19 Years Ace Home Helpers Buffalo Rock Pepsi City of Panama City Beach Club La Vela Hooter’s/Gulf Coast Wings SunTrust Bank Treasure Island Marina Renewals - 20 Years Beach Mosquito Control District Breeze Animal Hospital Capt. Anderson’s Marina Gulf Power Company Montego Bay Seafood/ CET Mgt. Stephen Myers, D.M.D., PA Osprey Motel Pirate’s Island Adventure Golf United Way of NW Florida Renewals - 21Years Fisher-Brown Waste Management Renewals - 22 Years Coconut Creek Mini Golf Shipwreck Island Waterpark Walmart Super Center Renewals - 23 Years Bay Bank & Trust Co. Chateau Motel Continental Condominiums Dana’s Lock Service Edgewater Beach Realty, Inc. Lamar Advertising Summerhouse Condominiums TECO/Peoples Gas THE CIRCUIT July/August 2010 43 EMERALD COAST DENTAL SPA WE TAKE CARE OF YOU. &RVPHWLFDQG*HQHUDO'HQLVWU\RQWKH%HDFK SMILE MAKE OVER NUTRILITE VITAMINS PORCELAIN VENEERS BOTOX JUVEDERM ESSIX ORTHODONTICS CROWNS & BRIDGES IN OFFICE WHITENING LASER DENTISTRY OBAGI SKIN CARE SYSTEM CLEANING DIGITAL X-RAYS TARA M. GRIFFIN, D.M.D. P.A. +HDOWK\+DSS\3HRSOH6SUHDG6PLOHV 850.249.9311 3135 T H O M A S D R I V E , P A N A M A C I T Y B E AC H , F LO R I D A 32408s 44 THE CIRCUIT July/August 2010 W W W . ECDSPA.COM 79:9;:;+ <:76:;(., 7(0+ 7,940;56 7(5(4(*0;@-3 5LFKDUG -DFNVRQ %RXOHYDUG 3DQDPD &LW\ %HDFK )/ 3&%HDFKRUJ Splurge a little without spending a lot. Come on over and spend some time with us! Be pampered and relax your mind, body and soul at Serenity Spa. Go “green” on two championship golf courses, including the only Nicklaus Design course in NW Florida. Join our tennis clinics and play like a pro on our five clay courts. Enjoy award winning cuisine and sushi at Kingfish or take in the sunset with cocktails at Lime’s Bayside Bar & Grill overlooking the pristine and protected waters of St. Andrew’s Bay. Whether you spend the day or spend the night, rest assured you won't spend a lot! Recipient of “Best Spa” for Serenity Spa and "Best Restaurant" for Kingfish by Panama City Living Magazine. Currently ranked in Top 10 among all Marriott spas for 2010. "Greens of Distinction" winner voted by readers of Corporate & Incentive Travel Magazine. M A R R I O T T B A Y P O I N T . C O M | 8 5 0 . 2 3 6 . 6 0 0 0
Similar documents
DMV Make/Model Codes
BADG BADR BADT BAIN BAIN BAJA BAKE BAKI BAKR BALB BALB BALD BALE BALI BALI BALK BALK BALL BALT BALW BALZ BAMA BAMA BAME BAMH BAND BANH BANK
More informationDecision time for B.C. Lions- Balancing talent
DORQJWLPH>6DZDW]N\@VD\V¶,JRWWRJHWRQWKHSKRQH·7KHRWKHUJX\DVNVKLPZK\*DUU\VD\V¶,·YHJRWWRFDOOP\SDUROHRIILFHU·+H·VDVNHGZKDW KHGLG*DUU\VD\V¶,PXUGHUHGVRPHRQH· ´+H...
More information