In 1950, Willfred and Noma Byrum partnered with
Transcription
In 1950, Willfred and Noma Byrum partnered with
y M Homesteaders April 2016 Jeff Lemmond In 1950, Willfred and Noma Byrum partnered with Romney Rudolph to open the first funeral home in Lancaster, Texas. Rudolph had experience with his own firm in Waxahachie and worked with the Byrum family to establish their new location. After his death in 1954, the Byrums purchased Rudolph’s stock from his widow, Billie, and renamed the funeral home to reflect their own family name. Today, ownership of Byrum Funeral Home remains in the family, with day-to-day operations passing to Willfred and Noma’s great-grandson, Jeff Lemmond, late last year. Though he grew up helping in the funeral home, Jeff opted to pursue other interests in college, graduating from Texas A&M UniversityCommerce in 2003 and working as a realtor, football and track coach and private school teacher before transitioning into customer service at a telephone company. When the organization downsized and offered him a voluntary severance package, Jeff used it to enroll in the Dallas Institute of Funeral Service. “It felt like a very natural choice,” he reflected. “My family has been in funeral service for a long time, and I grew up watching my parents and grandparents help people through some of the most difficult times in their lives.” Jeff worked at the family business while he attended mortuary school and assumed full-time responsibilities upon his graduation in May of 2011. Now, his parents handle the details of cemetery services, while he and his grandmother, Sandra Terry, tackle the funeral home operations. “My grandmother has a pre-need license, but no funeral director’s license,” he explained. “For over 50 years, she’s been exceptional at running the day-to-day operations of the business and building our pre-need program, but there are certain things she can’t do.” Now that he is fully licensed, Jeff is able to step in and work one-on-one with the families in their community. At a small funeral home like theirs, it’s not uncommon for one funeral director to work with a family through More My Homesteaders Contents – April 2016 Issue Byrum Funeral Home................................. page 1 The Homesteaders life................................ page 4 Important updates......................................page 5 Upcoming events & Con-ed......................page 6 What we’ve been reading.......................... page 7 Funeral planning on social media............page 8 Developing a strong pre-need program....................................page 10 Executive insights.....................................page 12 Note from the editor Spring is here and – though I certainly have no complaints about warmer weather and greener grass – I find myself wondering how the winter months could have slipped by so quickly. It was not too long ago that I was hanging holiday lights and making New Year’s resolutions. Now here we are at the beginning of April, and my resolutions seem to have been packed away with the snow shovels and sidewalk salt. It’s in moments like this that I am so grateful for quarters: convenient little restart buttons that come around every three months. If you’re like me, the beginning of a new quarter presents a great opportunity to recommit to your goals for the year. Perhaps – like this month’s featured firm – you are looking for creative ways to implement a more active pre-need program. If so, I encourage you to take a look at page 10 for some tips for building a successful program. Maybe you want to amp up your funeral home’s social media presence or technology usage. A few of you may even want to commit to qualifying for one of Homesteaders’ annual incentive trips. Byrum Funeral Home (continued) every step of the process. “It’s very personal for me,” Jeff noted. “We treat each and every family as if they are part of our family.” Many of their clients take time to write notes of appreciation to the Byrum family, even after the conclusion of memorial services. “My grandmother keeps a box full of the thank you notes we get,” Jeff explained. “She takes them out and reads them sometimes, and they always talk about how much these families appreciated our services.” One such note read, “Everything was beautifully done – we could not have asked for more or better.” Reviews on the funeral home’s Facebook page tell the same story, with consistent five-star rankings. “There’s nothing like a hometown family business,” one reviewer wrote. “My family has entrusted the Byrums with our loved ones’ services for almost 50 years. The caring and compassion and “Funeral service is very personal for me,” Jeff explained. “We treat each and every family as if they are part of our family.” excellent service is unequaled.” Crediting their staff with the high quality of service Byrum Funeral Home offers client families, Jeff noted that he values his employees’ work ethic above all else. “They are – all of them – incredibly hard-working. They are quick learners, they are good with families and they are trustworthy,” he explained. Though their staff is small – just three full-time employees and a handful of part-time workers More Whatever your goals, I encourage you to take stock as you read this month’s newsletter and view the beginning of this new season as a great opportunity to reevaluate and reinvest in your funeral home business. Enjoy! Danielle J. Burmeister, Marketing Communications Specialist 800-477-3633, ext. 7734 email: [email protected] myHomesteaders is a publication of Homesteaders Life Company, P.O. Box 1756, Des Moines, IA 50306-1756 Stephen R. Lang, Chairman, President & CEO Editor: Danielle J. Burmeister Designer: Ken Haas Visit us at homesteaderslife.com. Life insurance and annuity products are issued by Homesteaders Life Company. Products are subject to state availability. Texas consumers visit www.prepaidfunerals.texas.gov for more information. Byrum Funeral Home is located in a repurposed white Cyprus boarding house dating back to 1918. 2 Byrum Funeral Home “With Homesteaders, we have the support and flexibility to implement a strong, active pre-need program.” – they are able to reach their community in meaningful and memorable ways. “We don’t have much personnel turnover, which allows us to build strong relationships in the community. Families know when they come here they are going to speak with the same people they have always done business with. I think that is a real selling point for a firm like ours.” The Byrum family is very active in their community. The business was one of the charter members of the local Chamber of Commerce, and Jeff has been invited to sit on the Board of Directors for both the chamber and a local credit union. Their funeral home – which is located in a repurposed white Cyprus boarding house dating back to 1918 – also partners with the local historical society to preserve the town’s history. Part of their outreach includes educating their community about the benefits and value of pre-need funeral planning. “We want to provide the very best service to our families, and pre-need offers a way to do that,” Jeff explained. “We provide them the information they need to understand their options, and then we let them choose what works best for them.” Jeff has plans to further expand their pre-need program in service to the community, including hiring a few additional staff members. “With some extra hands, we can be out in the community, offering educational seminars and community presentations. We can be in churches and at rotary clubs.” (continued) Though he’s worked with other pre-need providers in the past, Jeff is happy with his decision to work exclusively with Homesteaders, due in large part to money-saving programs like the Casket Price Protection Plan with Matthews Aurora™ Funeral Solutions and technology support like the myHomesteaders.com dashboard and Online Enrollment. “When I used paper forms in the past, I almost always had to ask the family to come back in and sign or initial something,” Jeff recalled. “Homesteaders’ Online Enrollment makes it so easy to submit new applications, and I know the business I write is complete and accurate.” Jeff also cites the high level of customer service as a key factor in his decision to work with Homesteaders, noting, “My account executive is always a phone call away. She answers every time I call – day or night. It’s always easy for me to get any information I need, whenever I need it,” he affirmed. “With Homesteaders, we have the support and flexibility to implement a strong, active pre-need program.” byrumfuneralhome.com Click here to learn more about how Homesteaders is partnering with our funeral home customers to help grow their pre-need business. Jeff and his grandmother, Sandra Terry, tackle the day-to-day operations of the funeral home. 3 The Homesteaders life At Homesteaders, we believe that our positive corporate culture is the source of the high level of customer service and expertise we offer our funeral home customers. Ask anyone who works for Homesteaders and they’ll tell you the days go fast – proof positive that time flies when you’re having fun and loving what you do. Right now in the Home Office: We’re welcoming new employees. It’s been a busy month in our home office! We’ve welcomed seven new employees to the Homesteaders team, including fresh faces in licensing and compensation, legal and compliance, document management, technology, policy accounting and new business. Our newest hires are already hard at work supporting our account executives and serving our funeral home customers. We’re celebrating March Madness. Last month, we celebrated a little March Madness with a healthy mix of tailgating and team spirit. Many of our employees gathered after work to cheer on their favorite “home” team – excited that all three of our in-state universities made it to this year’s tournament. Though most of our brackets didn’t make it out of the first round (we’re looking at you, Michigan State), we’re still excited to see how the rest of the tournament plays out. Right now on the road: We’re recognizing excellence in sales achievement. Many members of our sales and executive staff travelled to Panama last month to recognize the 2016 Leaders Conference qualifiers. This year’s retreat featured a trip to the Panama Canal, a tour of the historic city, a welcome reception with delicious food and live music and – of course – a celebration of the top producing pre-need professionals from 2015. Congratulations to all of this year’s qualifiers! See page 5 for information about the 2017 Leaders Conference. Congratulations to the 2016 Leaders Conference qualifiers! 4 Important updates New and Improved Rate Calculators On April 1, Homesteaders released updated versions of our rate calculators. The new apps feature a more streamlined, intuitive set up, making it easier than ever to write business quickly and accurately. The improved calculators will continue to offer the security and convenience you rely on with the addition of helpful new features like a payment option screen, streamlined default settings and enhanced customization. The redesigned calculators also use the new rate structure that went into effect on April 1. If you haven’t already, visit the myHomesteaders.com dashboard to download the updated versions, securing a better user experience and ensuring you are writing business using the correct rates. Congratulations to the members of the 2016 Leadership Council Homesteaders’ top producers were recognized at last month’s Leaders Conference at the Westin Playa Bonita in Panama. The Leadership Council is a group of personal producers who demonstrate their commitment to serving families on behalf of Homesteaders and the entity they represent (funeral home or marketing organization). The next Leaders Conference will be held March 1-5, 2017, at the Grand Velas Riviera Nayarit resort in Puerto Vallarta. For more information about these incentive trips, log into myHomesteaders.com, access your agent dashboard and scroll to the “Homesteaders Incentive Trips” section. Homesteaders’ 2015 Annual Report Now Available We recently released Homesteaders’ annual report of company performance for 2015. The report features an overview of Homesteaders’ financial position as of December 31, 2015, in addition to other achievements during the past year. Highlights from 2015 include A.M. Best’s affirmation of our A- (Excellent) rating, the launch of new product and service offerings and a 99% customer satisfaction rating.* Click here to download the full report. * According to Homesteaders’ 2014 Customer Satisfaction Survey 5 Upcoming events Homesteaders values participation in industry events, which is why you’ll find our staff attending conventions throughout the year. In April, you can visit with Homesteaders experts at the following events: Oklahoma Funeral Directors Association Convention April 4-5 NCED Convention Center & Hotel Norman, OK North Dakota Funeral Directors Association Annual Convention April 11-13 Ramada Plaza Suites Hotel & Convention Center Fargo, ND ICCFA Annual Convention & Expo April 13-16 Hilton New Orleans Riverside Hotel New Orleans, LA Continuing education Homesteaders hosts several continuing education programs throughout the year that qualify for state insurance, funeral director and ethics credit hours. In April, we will be hosting the following classes: Council Bluffs, IA* • The Evolution of Ethics (April 19 from 8 a.m. to 2:15 p.m.) • The Evolution of Insurance (April 20 from 8 a.m. to 2:15 p.m.) Okoboji, IA* • The Evolution of Ethics (April 21 from 8 a.m. to 2:15 p.m.) • The Evolution of Insurance (April 22 from 8 a.m. to 2:15 p.m.) The fee for each course is $75 and includes the registration/filing fees, lunch and refreshments throughout the day. Visit our website to learn more. *Valid for Iowa and Nebraska credit hours Michigan Funeral Directors Association Annual Convention April 18-21 Detroit MGM Detroit, MI Visit our website for the complete list of upcoming events. 6 What we’ve been reading Funeral Home Owners Are Like Politicians If you live in a hotly contested primary state, you’ve likely experienced the onslaught of political canvassing that accompanies major elections. Volunteers go door-to-door to convince undecided voters that their candidate is the best choice. A recent article from the Funeral Business Advisor suggests that, in many ways, funeral service is similar. Modern funeral businesses need to actively recruit “undecided” client families to secure their market share and ensure their longterm security. They feel – as we do – that a strong pre-need program is a key component in your business’s success. When the Gentlest and Dearest Sounds Are Gone Your Personal Brand Is as Valuable as Your Business Brand In this helpful blog post, Funeral Social offers some helpful insights into the value of brand building for funeral professionals – for their business and for themselves. “Building your personal brand is more important now than it has ever been before,” Ryan Thogmartin explains. “The days of sitting back and letting the calls come in are over. You’ve got to work now to attract the attention of your community because, if you don’t, you can bet your favorite trocar that your competition will.” These five tips will help you get started if, like many funeral home owners, you find yourself stuck in a rut when it comes to building your personal brand. In this beautifully-written tribute to a departed family pet, Barbara Mahany offers a stunning reflection on the grieving process: “While the loss of a most blessed friend and the loss of a furry one are in no way comparable, I’ve realized this week that death is death. And ‘little deaths,’ too, loom large, and they hurt sometimes in ways that riddle each hour with excruciating moments of missing.” Aside from being a brilliant and vivid obituary, Mahany’s observations offer a glimpse at the most profound part of grief – silence that was once filled with sounds from a loved one. Want more great content? Connect with us on social media or subscribe to our blog for additional industry information, tools and tips. 7 Sharing the Benefits of Pre-need Funeral Planning on Social Media Alyssa McNab Digital Marketing Specialist One of the most valuable gifts funeral professionals have to offer families is the ability to facilitate important conversations about final wishes. Your expertise allows you to educate people about the value of planning ahead to ensure their memorialization preferences will be honored. In addition to the discussions you have with families every day, there are many other ways to reach out to members of your community. Your funeral home’s social media channels offer another place to encourage those important conversations. The content you post could be the starting point for a family to contact you for further information about your services. Social media posts are intended to be brief, so you’ll need to get creative in how you use them to share the benefits of advance funeral planning. Rather than including many different points in a single post, think about how you can break up the content to provide information that will resonate with your audience. Below are a few ideas to help you get started. Introduce your staff members. Planning a funeral – whether it occurs in advance or at the time of need – is a deeply personal experience. In order for client families to have a positive experience with your funeral home, they must be able to establish relationships with the staff members who assist them. Social media allows your community to learn about the people who can help them make advance funeral plans. One way to introduce your pre-need staff members is to produce short funeral home marketing videos in which they share who they are, what they do to assist families and why their work is rewarding. Because social media posts must be short, consider providing links to your funeral home blog for additional information. Ask funeral home staff members to answer a series of questions about their professional backgrounds, what they do, why they’re passionate about funeral service, etc. This simple question-and-answer format is easy to complete, and their responses can become blog posts that allow client families to “meet” individual members of the staff before ever setting foot in the funeral home. Explain why pre-need funeral planning matters. Your firm’s social media channels offer opportunities to educate your community about the services you offer and why they are valuable. This includes the ability to craft posts explaining the many ways your advance funeral planning services can help families. In each post, focus on one key benefit. Here are a few prompts to help you get started: • Individuals who prearrange can make their own decisions about funeral arrangements. • Advance funeral planning can help prevent conflict between family members. • Prearranging can help relieve loved ones’ financial burdens. • Planning ahead can provide peace of mind that one’s wishes will be carried out. • When advance funeral plans are in place, families are spared from making memorialization decisions during an emotionally difficult time. Resources such as FAMIC’s Have the Talk of a Lifetime® campaign can also help you share the benefits of funeral planning. The program maintains an active social media presence and generates posts that you can share on your firm’s social media pages to encourage families to discuss end-of-life issues. Click here to get more tips for using this program at your funeral home. More 8 Sharing the Benefits of Pre-need Funeral Planning on Social Media Describe the process. For some people, the biggest barrier to taking the next step in prearranging may be a lack of understanding about the process. Your funeral home social media presence can help address this issue by answering some of your firm’s most frequently asked questions. These topics could include: • What information do I need to gather to help me make advance funeral plans? • What can I expect when I meet with you to discuss prearrangements? Click here for more tips about using social media to connect with families in your community. • Can I make changes to my advance funeral plans after completing the paperwork? You can address these questions with a link to a blog post related to the topics or, even better, a short video from a member of your funeral home staff. Be sure to invite members of your community to submit their own questions so you can answer them in future posts. Share stories from people who have prearranged. One of the most powerful ways to share the benefits of prearranging is through the stories of people who have already experienced them. People who have prearranged their funerals can share why the process gave them peace of mind, loved ones can explain how much easier prearranging made things for them and funeral professionals can talk about why advance funeral planning helps them provide exceptional service to families at the time of need. As with other types of posts, testimonials can be shared via a series of short quotes, in videos or through links to longer stories on your funeral home blog. (continued) Homesteaders’ Think of Me When…® program is designed to help share the benefits of advance funeral planning through real stories from people who have prearranged. In addition to a video presentation with testimonials, the program kit contains a discussion guide with questions that can be used as conversation prompts in social media posts. Contact your account executive to learn more about this program. Promote an event. Social media channels provide excellent opportunities to promote events to your community. For example, Facebook pages include an Events tool that allows you to publish information about open houses, seminars, charity events, etc. If you’re hosting an event related to your firm’s pre-need program, such as a lunch and learn, don’t forget to share details about the event on your social media channels. Post several reminders about the event on your page as the date approaches to ensure that those who may be interested have the opportunity to attend. One final (very important) note: Social media posts that do not contain information about the next steps are not beneficial to your firm or helpful to client families who are ready to discuss advance funeral plans with you. Be sure that each post related to prearranging ends with a call-to-action that explains how families can learn more and/or contact your funeral home to get started. This article was originally published on the Homesteaders blog. Click here or on the links above for more great blog content. 9 Developing a Strong Pre-Need Program: Five Rules for Success After nearly two decades in the funeral profession, I am confident a strong, active pre-need program is an essential ingredient in ensuring the long-term success and security of your funeral home. Wanda Sizemore Regional Director, Southeast Region 2. Develop a Strong Aftercare Program Securing pre-need business ahead of the time of need not only safeguards your firm’s future, but it also provides a valuable service to your client families. If you are looking to establish or expand your firm’s pre-need program, but aren’t sure how to begin, I recommend starting with these five rules for success. As funeral professionals, you know that word-of-mouth referrals can have enormous influence on a family’s end-of-life plans. Return business and referrals can greatly impact your at-need call volume as well as your pre-need business. Not only is it important to make sure that you are offering exceptional service to each and every family, but it’s also essential to continue to build relationships with the families you’ve served in the past so your firm remains top-of-mind when they need the services of a funeral professional in the future. One of the best ways to do this is to develop a strong aftercare program that serves your families’ needs while gently introducing (or reinforcing) the benefits of prearranging and pre-funding. 1. Provide Exceptional Value and Service 3. Stay Up-to-Date on Industry Trends When I first joined the funeral profession, I worked as a pre-need sales counselor alongside a funeral home owner who empowered me to go out and talk with the families in my community. He used to say that I would talk to 10 times as many people as he would on any given day, so my message was important. I found that families responded well when I could tell them what other people liked about working with our firm. Ultimately, my success in pre-need sales was tied to how successful my funeral home was at meeting the needs of families. At the end of the day, I was an important link in getting information to as many audiences as I could find. The funeral home made it easy by providing exceptional service offerings that brought value to families. In every industry, consumers want to work with professionals who are experts in their field and are often willing to pay higher prices for services they feel are higher quality. As a funeral professional, it’s important to stay up-to-date on industry trends so you can demonstrate your expertise to client families and ensure that your firm is knowledgeable about new product offerings and services. Involvement in professional associations, subscriptions to industry publications and commitment to continuing education are all great ways to make sure you and your firm are seen as thought leaders in your community. More In light of that, I would encourage firms who are considering a more active pre-need program to start by ensuring your at-need services are meeting the needs of your client families. Then, you can work to model your pre-need services in the same way. Your pre-need program should be a mirror of your other quality services. Take time to assess your current products and service offerings, and make note of any areas that might need to be updated or improved before shifting your focus toward attracting more pre-need business. 10 Developing a Strong Pre-Need Program: Five Rules for Success 4. Know Your Market “A key ingredient in your firm’s success is selecting a pre-need funding provider that meets your needs and aligns with your goals and values.” The best way to ensure that your firm is meeting the needs of members of your community is to learn as much as you can about them. You will have a much higher rate of success when you know exactly what your client families are looking for in a funeral service provider. Invest some resources in market research – either through your pre-need provider or by partnering with a marketing organization that specializes in funeral service. Learn what your client families want and need, and allow that knowledge to influence the products you offer. Knowing what approach your market is likely to respond to will also help you narrow your focus to those efforts that are most likely to yield positive results. 5. Stay Active in Your Community As a sales counselor, I found that there were places in our community where my message was better received than others. I also discovered that there were certain audiences – nursing home residents, elder care attorneys, etc. – who were more willing to receive me than the funeral home owner. People like to do business with professionals they know and trust, and this is especially true in funeral service because you are working closely with families during a highly emotional and stressful time. Your client families want to feel comfortable when they walk into your funeral home, so it’s important to make sure that you and your staff are both visible and approachable. Finding ways to stay active in your (continued) community through civic organizations, charitable groups or local churches reinforces your desire to provide great service to the whole community – not just at the time of need when it benefits your business. When you are out in the community, it’s important to be mindful of what is/has been successful to ensure that those funeral home ambassadors who are out in the field – namely, sales counselors – have the knowledge necessary to be as successful as possible. These five rules for success should go a long way toward establishing a healthy, robust pre-need program. And, of course, a key ingredient in your firm’s success is selecting a pre-need funding provider that meets your needs and aligns with your goals and values. Not all funding options are the same, so I encourage you to research your options and select a provider that can offer the products and expertise that best complement your funeral home’s current services. Like many of you, I enjoy my career helping firms establish pre-need programs which ensure their long-term financial security, teaching sales professionals how to represent their funeral homes with pride and working with families to help make end-of-life plans. I look forward to the day when my career comes full circle and I will be able to end where I began – helping families make funerals better and easier. 11 Executive insights Imagine you purchased a brand new car. You and your spouse spent weeks researching the best options, comparing safety features, fuel economy and comfort. You went to several different dealerships to testdrive the top contenders before finally selecting the make, model and color that best fit your needs. As an added bonus, the dealership threw in a full year of free routine maintenance. Three months later, their service team sends you a reminder to bring your car in for its first oil change. You disregard the message, thinking that the inconvenience of taking the car in far outweighs the benefit of the minor maintenance. The same thing happens three months later and again six months after that. A full year – and 20,000 miles – goes by before you find time to take your car in for an oil change. By that point, the car has been running without oil for months, dragging down your fuel economy and causing irreparable (and expensive) damage. Now, instead of getting a free oil change, you have to pay for extensive repairs to your engine. Just like your car requires upkeep and maintenance to run properly, your computer needs regular software and security updates to ensure a seamless, secure experience. It’s easy and tempting to put off upgrades when your computer is operating efficiently, but doing so can leave your computer vulnerable to damage from malware and viruses that can be costly and time-consuming to repair. Most software updates address one of two concerns: 1. Security Updates: More than 90% of software and operating system updates fall into this category. When a manufacturer discovers a hole in their security framework, they create a patch to repair the vulnerability. Ignoring these important updates can expose you – and any information on your device – to cybercriminals. Wade Comstock, VP-Information Services 2. Product Enhancements: These updates create a better user experience – through features like faster processing, easier access or more intuitive design. While these upgrades may seem less important than security repairs, ignoring product enhancements can lessen the user experience, which can lead to less efficiency in the long run. At Homesteaders, we carefully monitor our technology, ensuring the devices our employees use are up-to-date and secure. Because of our commitment to our customers’ digital security, we recently discontinued myHomesteaders.com dashboard support for external devices running the Windows XP operating system. Microsoft has not supported the XP operating system since April 8, 2014, meaning the software’s security has not been updated in over a year and a half. With the advances in technology as well as the increasing threat of cyber hacking, XP users are more vulnerable to security breaches that could compromise your information as well as the integrity of the dashboard’s security framework. We also regularly upgrade and enhance our digital tools to provide better user experiences for our funeral home customers. On April 1, we released our new rate calculator apps. The redesigned tools feature more modern, intuitive design, making it easier than ever to write business quickly and accurately. If you haven’t already, update your current rate calculators to ensure you are using the most up-to-date and user-friendly versions. Families place a great deal of trust in their funeral care providers and expect their loved ones will be treated with respect and dignity. That same expectation extends to the information they provide to you, which can be sensitive. It is your responsibility to ensure that the records you keep (both hard copies and digital archives) are not susceptible to unauthorized access. Security is also important for your business. Increased protection lowers the risk that proprietary information — like long-term strategic plans, payroll, bank account details and other sensitive data — could be accessible to unauthorized users. Regular updates also help extend the life of your devices, protecting your initial investment and saving you money. As funeral professionals, you likely store confidential information such as names, addresses, social security numbers and even credit card information on your computer. Your client families and employees entrust you with these details, and it is your responsibility to ensure that your computer’s security software protects their sensitive information from unauthorized access. 12