Having a `Ball` - Oakland Mediation Center
Transcription
Having a `Ball` - Oakland Mediation Center
DLN Front Oct7-15_Layout 1 10/6/15 1:24 PM Page 1 News you cannot get anywhere else. www.legalnews.com Vol. CXX, No. 200 Wednesday, October 7, 2015 PROFILE IN BRIEF 75 Cents Membership Round-Up BY SHEILA PURSGLOVE Legal News Bob Stevenson Beneficial Career Bob Stevenson graduated from the University of Michigan Law School in 1976, the year the Employee Retirement Income Security Act — a.k.a. ERISA — became effective. He and the new act went on to spend many years together and ERISA has played a major Bob role in his career Stevenson success. Stevenson’s first job was at Hill, Lewis (now Clark Hill) in Detroit, a firm with a substantial benefits practice. “I worked with Elliott Phillips, who had done benefits law for over 20 years, but had never worked with an associate,” he says. “We learned ERISA together, and became close friends — he is among the greatest mentors in my life.” In 1987, Stevenson and his legal assistant Linda Knowles founded Stevenson Keppelman Associates (SKA) in Ann Arbor, one of the nation's f irst “ERISA boutiques.” The f irm, which grew by the periodic addition of wellexperienced benefits practitioners, joined Butzel Long on September 1; Stevenson and his colleagues now work in the firm’s office on East Liberty in Ann Arbor. In 39 years of benefits specialization, Stevenson has handled virtually every kind of benefit law issue for employers large and small. “In benefits law, we revel in avoiding ‘cases,’” he says. “We strive for perfection in advance. That aspect of pension law is perhaps appealing to Type-A perfectionists. “That said, at SKA we designed and drafted among the first cash balance pension plans and some innovative retiree medical programs. We also litigated precedent-setting cases involving early retirement window design decisions, involving when in the process soon-to-retire employees should be advised of soon-to-come incentives for retiring.” A charter fellow of the prestigious American College of Employee Benef its Counsel (ACEBC), Stevenson has been named to every edition of The Best Lawyers in America and was named Best Lawyers' 2013 Ann Arbor Employee Benefits (ERISA) Law “Lawyer of the Year.” Chambers USA has consistently included him among a few Michigan Lawyers gaining the highest ranking in benefits law. His prestigious career got its start with graduation from Osborn High School in Detroit, after which Stevenson earned his undergrad degree in English from Michigan State University, where he earned three Varsity letters for lacrosse, was recognized as MSU’s highest-GPA varsity athlete, and met his future wife, Sharon Buslepp. While coaching varsity lacrosse at MSU, he followed the example of his friends and took the LSAT. Although earning admittance to the U-M Law School, Stevenson decided to continue coaching. “Then U-M added a scholarship and I decided it was time to read the handwriting, take ‘yes’ for See PROFILE, Page 2 Photo by John Meiu On Tuesday, September 22, the Wolverine Bar Association hosted its Annual Membership Round-up at the C. Granston Bullard Building in Detroit. Looking forward to the start of a new bar year were (l-r) Joe Inzerillo, Erin Hendrix, Jehan Crump-Gibson, Alex Simpson, Wayne County 36th District Court Judge Demetria Brue, Nikkiya Branch, Randal Brown, Michigan Court of Appeals Judge Kurtis T. Wilder, James Berg, Jerome Crawford, Kim Ward, Wayne County 36th District Court Judge David A. Perkins, Eric Mathis, Tiffany Boyd, and Anna Norman. Having a ‘Ball’ OMC to mark milestone of ‘25 years of Resolution’ BY LINDA LADERMAN Legal News More than three decades have passed since two task forces, one appointed by Michigan lawmakers, and the other by the State Bar of Michigan, undertook an effort to explore options to traditional judicial processes. Both task forces discovered that a large sector of Michigan’s residents were dissatisfied with a legal system that was too costly and courts that were too slow to hear their cases. The Oakland Mediation Center (OMC) was established as result of those findings. “Our citizens wanted more alternatives to the legal status quo,” said Bonnie Hanes, executive director of OMC. “So, in 1990, based on recommendations from both groups, the Oakland Mediation Center (OMC) was founded.” Twenty-five years later, OMC is making a significant difference in how civil conflicts are adjudicated. To celebrate that success, OMC will honor six community leaders for their dedication to the center at “25 years of Resolution,” a Masquerade Ball, October 30 at 6 p.m. at the Lafayette Grand in Pontiac. OMC will recognize Marilyn Flam, a former educator and volunteer mediator; Judge Joseph Longo, of the 43rd District Court in Ferndale; Elizabeth Pezzetti, chief judge of the Oakland County Probate Court; Julie Nicholson, chief judge of Rochester’s 52nd District Court; Julie McDaniel of Oakland County Schools; and Stephen Cooper, former chief judge of the 46th District Court. “There is a common thread that connects all of our honorees. All of them really believe in the mediation process. They know our programs abide by best practices,” Hanes said. “With this event we are celebrating the future and our dedication to DAILY BRIEFS Michigan Supreme Court to open 2015-2016 term October 13-15 LegalNews.com INSIDE DLN Business News .............................2 Calendar ...................................20 City Council Minutes (01-20-15) .....5 City Request for Bids .....................7 Classified Ads ..............................4 Crossword ...................................4 Legal Notices ...............................8 Mortgages ...................................4 be of more service to the community before potential litigants seek to sue,” Hanes said. Along with her staff and members of the mediation community, Hanes has pioneered programs that reach out to a diverse population. “We only have six people on staff, but they are on full throttle all of the time,” Hanes said. OMC has conducted mediation trainings for students and teachers at 370 Oakland County schools. “We are very pleased that we can offer schools an array of recognized and sustainable programs to address school to prison pipeline issues like bullying and truancy,” Hanes said. “The center is very involved in resolving social conflicts among students in grades K-12, through programs like Peers Making Peace,” Hanes said. “We teach them to ask what do you need to do to feel better about yourself? It is amazing to see the kids act as mediators.” The Olweus Bullying Prevention program tackles school bullying through intervention. The program has reduced the number of bullying reports by 20-50 percent, Hanes noted. Truancy Prevention through Mediation is another OMC initiative. ”OMC works to keep kids in school,” Hanes said. “If an elementary school age child is out of school more than two days a month they are likely to be future drop-outs. We want to keep these kids engaged so they don’t become part of the juvenile justice system.” Hanes has been at OMC for 16 years, and executive director for 10. But time has not dampened her enthusiasm about the benefits of mediation. “Mediation is so powerful. I see families who won’t speak to each other at the beginning of a mediation, then three hours later they are walking out together and planning the next family dinner,“ Hanes said. From 1992 until 2015, OMC has trained more than 1,000 mediators, See MILESTONE, Page 3 The Michigan Supreme Court will convene to hear oral arguments in 11 cases scheduled for October 13-15. The Court will hear the first case at 9:30 am, October 13, in the old Supreme Court courtroom on the third floor of the State Capitol. The other 10 cases will be argued in the Supreme Court courtroom on the sixth floor of the Hall of Justice, 925 W. Ottawa Street, Lansing. The Michigan Supreme Court broadcasts its oral arguments and other hearings live on the Internet via streaming video technology. Watch the stream live only while the Court is in session and on the bench. Streaming will begin shortly before the hearing starts; audio will be muted until the Court takes the bench. Michigan Attorney General Schuette shares lessons in book LANSING, Mich. (AP) — Michigan Attorney General Bill Schuette is sharing lessons he has learned throughout his career and personal life in a new book. “Big Lessons from a Small Town” focuses on his hometown of Midland and people who have influenced his life, including football coaches, politicians and family. The Detroit Free Press reports that the Republican says he “learned a lot about leadership and service and I wanted to share that.” Some of those lessons include hand writing your own thank you notes, not giving up after defeats, making your own phone calls and taking more time for family. Schuette links those lessons to moments in his life, including political ones such as winning a congressional seat to a failed run for U.S. Senate. Law firm dedicates portion of October billings to National Breast Cancer Foundation Intellectual property and technology law firm Brooks Kushman will participate in the fight against breast cancer by contributing a percentage of all professional billings in October to National Breast Cancer Foundation, Inc. Additionally, to help raise awareness among the legal community of the breast cancer health crisis and promote support of NBCF, Brooks Kushman will be using pink versions of its logo on its website and in other applications throughout the month to provide a visual reminder of the need for broad support of breast cancer detection, treatment, support and research initiatives. “We all have people in our lives who have fought the battle against breast cancer; whether it’s spouses, family members, friends, coworkers or others,” said Mark Cantor, president of Brooks Kushman. “With one in eight women in America being diagnosed with breast cancer at some point in their lives, this is a personal cause for all of us and it’s one we are proud to take on together as a firm.” Executive Director of the OMC for the past 10 years, Bonnie Hanes said the Oakland Mediation Center has trained more than 1,000 mediators since 1992. Official Newspaper: • City of Detroit • Wayne Circuit Court • U.S. District Court • U.S. Bankruptcy Court ■ Money Matters Answers to important questions about the ACA Page 2 ■ Cavaiani Protecting us from ourselves Page 3 ■ Law Tech Boost productivity with these hacks and apps Page 19 DLN Front Oct7-15_Layout 1 10/6/15 1:24 PM Page 2 Page 2, The Detroit Legal News Money Matters IRIS TILLEY, THE DAILY RECORD NEWSWIRE Answers to important ACA questions On Sept. 17, about two months after most employers would have liked to have seen final guidance, the Internal Revenue Service released f inal Affordable Care Act reporting forms and instructions for 2015. Applicable large employers and insurers will use these forms and instructions to complete mandatory reporting in early 2016 for offers of coverage and coverage in the 2015 calendar year. As a reminder, these forms will be used to enforce the individual mandate and employer penalties as well as crack down on individuals who may have received subsidies for which they were not eligible. While many of the reporting details are better left to a personal conversation, here is a summary of key details that employers will find most relevant. Who distributes and files what? As background, employers with an average of 50 or more full-time equivalent employees in 2014 will distribute Forms 1095-C to all employees who worked on a full-time basis for at least one month in 2015. (Employees were not eligible for coverage due to a waiting period or measurement period fall under a special rule.) These forms are due to employees on or before Feb. 1, 2016. Insurers and small employers with selfinsured health plans distribute Forms 1095-B to covered individuals on the same schedule. Employers f ile both Forms 1095-C and a transmittal form, Form 1094-C, with the IRS. Insurers and smaller employers with self-insured plans do the same with Forms 1094-B and 1095-B. I was prepared for reporting; now what? Employers who were prepared are in large part still prepared. The final forms are substantively identical to the draft forms, and the instructions are in large part unchanged. What do the final instructions do with HRA reporting? Prior to the final instructions, the IRS’ guidance indicated that employers offering health reimbursement arrangements (HRAs) that are integrated into a medical plan would be required to file two sets of forms – one for the main medical plan and one for the HRA. These employers can breathe a collective sigh of relief because the final forms correct this ambiguity in employers’ favors. The final instructions provide that employers offering more than one type of minimum essential coverage (MEC) to a particular employee are only required to report one type of coverage. That is, employers with both a major medical plan and an HRA are only required to report one of the two coverage types. Do the instructions do anything to clarify simplif ied reporting? As anyone who has spent time sorting through the reporting requirements is aware, the instructions provide for several types of “simplified reporting.” However, this reporting is governed by so many rules and nuances that it often seems as if qualifying for the simplif ied reporting is more complicated than just reporting without any so-called simplif ication. The final instructions attempt to get at this complexity by providing some clarifications to the qualifying offer method of simplified reporting. Through an example, the instructions explain that an employer can use the qualifying offer method of reporting (with the cor responding reporting code of 1A) if an employee and the employee’s dependents received an offer of affordable coverage for all months of the calendar year in which the employee was a full-time employee of the employer. The example illustrates that an ALE member can use the qualifying offer code (1A) on Form 1095-C so long as the employee received a qualifying offer for all months in which the employee was full-time (and not in a limited non-assessment period), but the ALE member cannot furnish the alternative statement unless the employee received a qualifying offer for all 12 months in the calendar year. Months in which an employee was excluded from coverage for a permissible reason, like a waiting period that does not exceed the ACA maximums, will not preclude an employer from using the qualifying offer reporting method. However, the instructions make clear that this method is not available for self-insured employers if the employee actually enrolled in the employer’s self-insured coverage. Do I really need to report COBRA offers of coverage? No, COBRA offers of coverage are no longer reported as an offer of coverage if an employee terminated employment. However, in instances where an employee loses coverage due to a reduction in hours but remains an employee, an offer of COBRA coverage would be reported. Am I really going to need to report in 2016? The IRS’ affirmative step in releasing f inal forms and instructions signals that employers will not see an additional delay in reporting requirements. The IRS has stated that it will not impose penalties where an employer makes a good faith effort to comply, but penalties are likely where an employer simply ignores the reporting rules. For employers that have been ignoring the rules in hopes that they would disappear, this new guidance signals the perfect moment to get things in order. ————— Iris Tilley is a partner at Barran Liebman LLP. She advises employers about all aspects of employee benefits, including ACA compliance. Contact her at 503-276-2155 or [email protected]. PROFILE: More fortunate than strategic From Page 1 an answer, and go to law school,” he says. The Detroit native and his wife lived in Ann Arbor for many years, where for four decades he played basketball four times a week. “That was the key to my conditioning and for what passed as my sanity,” he says. He and his wife now spend most of their time in Steamboat Springs, Colo., where he can indulge his passion for skiing. His daughters have followed him into the law. Kate is in her second year at Denver University Law School where she is on the Law Review; and Ruth, like her father a graduate of MSU and of U-M Law, is a U.S. government attorney in D.C. According to Stevenson, who was inducted into the Michigan Lacrosse Coaches’ Hall of Fame in 2012, and into the U.S. Lacrosse Michigan Hall of Fame in 2014, fortune has played a large role in his life. “I was fortunate to come out of law school and to fall right into a specialty practice. I was fortunate to work with a great mentor such as Elliott, who will forever be remembered fondly. I was fortunate to leverage the ERISA niche into an original ERISA boutique. I was fortunate to have sports as a physical outlet for the inevitable stresses of the practice of law. “In short, I’ve been more fortunate than I’ve been strategic. From this, I’ve come to believe that if you prepare yourself and put yourself in a position to succeed, and if you add hard work, you will probably experience good outcomes.” WEDNESDAY, OCTOBER 7, 2015 Business & Economy Submit news & views to [email protected] SMALLBIZ SMALL TALK Fast and easy loans come at price for small businesses BY JOSEPH PISANI AP Business Writer NEW YORK (AP) — It sounded like a sweet deal: A loan broker walked into Southern Girl Desserts offering the Los Angeles bakery a $40,000 loan that could be deposited in a bank account quickly. Already rejected for a loan from a bank, co-owner Catarah Hampshire took the offer and hired more workers to whip up peach cobblers and sweet potato cupcakes. Then the daily phone calls from brokers began. Hampshire was persuaded to take out a second loan. Later she took out a third, and then three more. In less than two years, Southern Girl Desserts took out six loans and was in a financial mess that made it difficult to buy ingredients and pay employees. “We were drowning,” says Hampshire. “I don’t know how we survived.” Southern Girl Desserts borrowed from companies that make short-term loans or give cash advances to small businesses that are typically structured to be paid back in under a year. Automatic payments are taken out daily or weekly, either from a bank account or from a company’s credit card transactions. Annual percentage rates can be as high as 50 percent or more, far above the APRs of traditional small business loans backed by the Small Business Administration. Those cur rently have APRs below 10 percent. A growing chorus of critics say short-term loans are bad for small businesses because APRs aren’t revealed, they are expensive and they can lead businesses into a dangerous cycle of borrowing over and over again to keep up with payments. In at least two cases, the difficulties didn’t end when businesses filed for bankruptcy. Earlier this year two judges sided with plaintiffs in separate cases against one such lender, New York-based On Deck Capital Inc., after it continued to withdraw payments from the businesses while operating under bankruptcy protection. OnDeck says the problems stemmed from clerical errors that are now fixed. So why would a business owner choose loans with such high rates? Getting loans at lower rates is tough for small business owners looking to bor row $250,000 or less. Banks see the loans as too risky, or not profitable enough, says Karen Mills, who led the SBA for four years and is currently a Harvard Business School fellow. As lenders clamped down during the Great Recession, it became even harder for small companies to get loans, fueling the growth of alternative lenders. “I think it’s good,” says Mills. “We know there is a gap in small-dollar loans.” But these loans sometimes come at a high price. States have laws that cap interest rates and fees for loans, but most state laws don’t apply to business loans, says Carolyn Carter, direc- tor of advocacy at the National Consumer Law Center. Also, some lenders partner with banks in states that don’t have such laws. A group of lenders, brokers, advocates and nonprof its are pushing what it calls a Small Business Bor rowers’ Bill of Rights. The guidelines are aimed at getting lenders to follow standards they say would protect small companies. One member of the group, Accion, a nonprofit that provides small loans and advice to entrepreneurs, says it has seen an increase in businesses overwhelmed with debt seeking to refinance. About 20 percent of loan applicants at Accion’s Chicago office have been seeking to refinance short-term loans so far this year, up from 5 percent in 2014. But most have so much debt Accion can’t help. Those companies are connected with lawyers that can either contact the lenders and negotiate a different payment method or help them file for bankruptcy protection. The city of Chicago, noticing more small businesses struggling with loans and cash advances, plastered ads on buses and trains earlier this year war ning of predatory lenders. Mayor Rahm Emanuel has pushed state and federal officials to regulate the industry. City lawyers are also looking at ways to force lenders, through legislation, to be clearer about their costs, says Maria Guerra Lapacek, the commissioner of Chicago’s Department of Business Affairs and Consumer Protection. But if they have no physical presence in the city, it’s tough, she says. FROM SWEET TO BITTER Southern Girl Desserts f irst borrowed $40,000 from Advance Restaurant Finance, with terms to pay back $1,160 weekly. Advance Restaurant Finance, which is now known as ARF Financial, did not respond to requests to comment. Five months later, another broker contacted Hampshire and she took a second loan for $50,000 from OnDeck. She wanted the money to keep expanding the business. About $9,300 went to pay off the remaining balance from the first loan. The bakery was charged an origination fee of $1,250 and interest of $18,500. In all, Southern Girl Desserts received $39,500 in cash from OnDeck, and it owed the lender $68,500. A payment of $271 was taken from Souther n Girl Desserts’ credit card receivables every business day. Seven months later, an OnDeck representative called with another loan offer that would give the bakery a cash infusion and pay off the remaining balance on the first OnDeck loan. Hampshire agreed. This time, Souther n Girl Desser ts received $50,000 in cash. It now owed OnDeck more than $110,000. Since OnDeck is a public company whose stock trades on the New York Stock Exchange, it regularly f iles paperwork with 5 tips before you take out a short-term small business loan NEW YORK (AP) — Getting a short-term small business loan is fast and easy, but they also tend to be much more expensive than traditional loans. Applying for these loans is done online or through a broker, and money is typically deposited into a bank account within days. Payback is done in under a year, usually through daily or weekly automatic payments. Before signing a loan agreement, here’s some things small business owners should keep in mind: SLOW DOWN Before taking out a loan, “you need to slow down,” says Ami Kassar, CEO of broker MultiFunding. “Take a breath and figure out the impact of your cash flow,” he says. Daily payments, for example, can make it difficult to run a business. Figuring out cash flow can be difficult for some small business owners, but fee advice is available, says Karen Mills, the former heard of the Small Business Administration. Reach out to the SBA or nonprofit organization Score. Both provide free counseling and workshops around the U.S. Check city and state small business centers too, they may also be able to help. KNOW THE APR Most short-term lenders do not provide annual percentage rates, or APRs, for their loan products. Knowing the APR can help you compare the cost of the loan the Securities and Exchange Commission. In an August filing, OnDeck says that getting customers to take out additional loans or lines of credit is “important” to its future growth. Payment processor PayPal, which has been lending money to its small business customers for less than two years, says 90 percent of borrowers who pay off their loans apply for another. Square, another payment processor, says more than 80 percent of the merchants that have paid off a cash advance take a second one. The owners of Southern Girl Desserts say they wouldn’t have accepted any of the loan offers if they had known the APRs. Hampshire found out later that the loans she took out had APRs of more than 50 percent. “That was never discussed,” says Hampshire. “I mean, I’ve purchased a home in the past. I know what to look for. I know about APRs, but that information was never disclosed.” But when Souther n Girl Desser ts took the third loan, Hampshire wasn’t thinking about APRs. A refrigerator, mixer and ice machine all broke at the same time. Cash was tight. So Hampshire, desperate to keep the business alive, borrowed money from three different companies, Wide Merchant Investment, Yellowstone Capital and Pearl Capital. None responded to requests for comment. OnDeck doesn’t reveal the APR to borrowers on its website or in loan agreements, but CEO Noah Breslow says the company’s customer service agents will calculate an APR if borrowers ask. “We can do that for customers,” says Breslow. However, OnDeck does list APRs in SEC filings. The company reported in August that its average APR, which includes loan terms that can range from six to 24 months, was 46.5 percent during the second quarter of to others. If you know how much you want to borrow, how long it will take to pay back and what the payments will be, try using online calculators at Fundastic.com or Efunda.com. Fundastic.com’s has calculators that help users determine costs for certain lenders, including OnDeck and Kabbage. CHECK THE FEES Know what fees you may have to pay. Many lenders charge upfront fees for a loan, and some also charge fees for setting up an automatic payment or for not having enough cash in a bank account to cover a payment. FIND OUT ABOUT PREPAYMENT PENALTIES Check if you have to payback all the interest, even if you pay back the whole loan before it’s due. It’s common among short-term lenders to require all of the interest even if the loan is paid off early, but some might offer a discount. ASK IF THEY REPORT TO CREDIT BUREAUS Some small businesses that borrowed from shortterm lenders were surprised to find that they do not report loan information to credit bureaus, even when a business had paid off the loan in full. This can prevent a small business from building up credit to qualify for a traditional loan from a bank. Don’t be surprised; ask beforehand if the lender you are considering reports to credit bureaus. the year, down from 56.7 percent in the same period a year before. OnDeck lists APRs in f ilings because the SEC asked for them, Breslow says. Most short-term lenders don’t provide APRs on their websites or in loan contracts. That makes it hard for business owners to compare costs, critics say. On its website, OnDeck says a $25,000 six-month loan could cost an average of 17 cents per dollar bor rowed. Square says on its website that borrowing $8,500 may cost $9,605, and PayPal says an $8,000 loan may cost $8,445. Another lender, CAN Capital, says a $10,000 six-month loan could cost a business $12,000. Since the lenders are largely unregulated, there are no rules on how they should advertise their products. CAN Capital declined to comment for this story. PayPal and Square say small businesses prefer to know the cost of borrowing money in dollar amounts, not percentages. “You think in terms of dollars, not interest,” the Square website says. But according to a recent online focus group of 44 business owners conducted by the Federal Reserve, small business owners prefer knowing the APR. SUCCESS STORIES Despite the pitfalls that some small business owners have had, there are companies that are pleased with their experience with the loans. MPD Digital, which sells cables that are used to connect to antennas, has taken out several short-term loans to buy large quantities of cable that it cuts up, reconfigures and sells to its customers. The Albany, Georgia-based company was rejected for a loan by its local bank because the company didn’t have enough cash on hand, says general manager Ray Nelson. So MPD Digital began borrowing cash from several lenders, including OnDeck, Kabbage and PayPal. They were all paid back within several months. Nelson says the lenders are expensive, but it’s the only option. “We would be stuck,” says Nelson. “We couldn’t afford to buy enough at once.” Livewell Care, a Los Angeles company that provides caregivers to older people, took two OnDeck loans last year. The cash allowed the company to double its staff and revenue. CEO Dorika Beckett calculated the APR of the OnDeck loan on her own and knew it was costly. When she got another loan with better terms to repay the OnDeck loan early, she wasn’t happy about having to pay back all of the interest to OnDeck — a common practice among short-term lenders. “It didn’t seem fair,” says Beckett. “I should have clarified that issue, but I wasn’t thinking that I would pay it back early when I took it out.” OnDeck says it has since launched a prepayment benefit in December that lets new customers get a 25 percent discount on unpaid interest. Southern Girl Desserts finally got out of its mess late last year with another loan. This time it bor rowed from Oppor tunity Fund, a San Jose, Californiabased nonprof it that lends to small businesses. It didn’t need to be paid back for three years and had an APR below 14 percent. Hampshire and Southern Girl Desserts co-owner Shoneji Robison say they tell other small business owners to avoid short-term lenders. In August, they joined the coalition advocating for the Small Business Borrowers’ Bill of Rights in Washington D.C. When their plane landed, Hampshire had two voice messages from brokers offering loans. She ignored them. “We’re smar ter now,” says Hampshire. ECONOMY Bernanke defending Fed actions to battle recession Publication of opinion piece coincides with release of memoir about 2008 financial crisis BY MARTIN CRUTSINGER AP Economics Writer WASHINGTON (AP) — Former Federal Reserve Chairman Ben Bernanke says the U.S. economy is outperforming Europe at the moment because the Fed moved more quickly and aggressively to fight the 2008 financial crisis than Europe did. Bernanke, writing an opinion piece in the Wall Street Journal on Monday, said that U.S. economic output is 8.9 percent higher than its previous peak before the recession. That is “an enormous difference” from the Eurozone, where output is only 0.8 percent higher than its previous peak. Bernanke credited those differences to aggressive efforts by the Fed to jump-start economic growth. He said the Fed started six years ahead of moves by the European Central Bank. In his opinion piece, Bernanke was critical of the fact that for too long, the Fed was the only game in town in terms of pursuing efforts to get the country out of the worst economic downturn since the Great Depression because of political gridlock in Congress. “Monetary policy (interest rates controlled by the Fed) can no longer be the only game in town. Fiscal policy makers in Congress need to step up,” Bernanke wrote. “We need to do more to improve worker skills, foster capital investment and support research and development.” Bernanke’s opinion piece was published Monday, the same day his new book, “The Courage to Act: A Memoir of a Crisis and Its Aftermath” went on sale in bookstores. The 610-page memoir, which Bernanke began writing after he left the Fed in January 2014, is his defense of the extraordinary measures the Fed employed to rescue the economy after the 2008 financial crisis. Bernanke said that the weekend in September 2008 when regulators sought desperately but in vain to save investment bank Lehman Brothers was his worst moment in the crisis. He said he was concerned that the failure of Lehman, the biggest bankruptcy in U.S. history, could send the entire economy into another Great Depression like the 1930s. “I was very worried,” Bernanke said in an interview Monday with CNBC. “My whole background as an academic was studying the Great Depression, studying financial panics, their effect on the economy. And I saw we were having the granddaddy of all f inancial panics about to explode on us and I thought the consequences would be tremendous.” In the interview, Bernanke refused to second-guess the job being done by his successor, Janet Yellen. But he generally expressed support for the Fed’s current stance of making sure low inflation is headed back to the Fed’s 2 percent goal before starting to raise interest rates. The Fed in September decided to delay a rate hike because of concerns about developments in financial markets and China. But officials have since said rates could still be raised before the end of the year. The Fed has meetings in October and December. Bernanke, who was Fed chairman for eight years starting in February 2006, is now a distinguished fellow in residence at the Brookings Institution in Washington. He said that his wife is much happier with his new job, relating her reaction when he told her he had been tapped for the Fed chairman’s job. “When I called to tell her, she broke into tears, and they were not tears of joy,” he said. DLN Front Oct7-15_Layout 1 10/6/15 1:24 PM Page 3 The Detroit Legal News, Page 3 WEDNESDAY, OCTOBER 7, 2015 Counselor’s Corner FRED CAVAIANI Protecting us from ourselves We just experienced another massacre, this time in Oregon. Nine people were murdered by a young gunman. And so it continues. Schools, movie theatres, army bases, shopping malls; all can become occasions for mass killings. Some want better gun control. Others want no control. We can continue to quote and argue about the Second Amendment, which states: “A well-regulated militia, being necessary to the security of a free state, the right of the people to keep and bear arms, shall not be infringed.” This was written in the second half of the 18th century. At that time there were no phones, no cell phones, no television, no internet, no iPads, no Kindles, no movies. News took days to reach people. Children did not grow up watching violent television programs from age two or three right on to adulthood. Young women and men grew to maturity by imitating their parents. It was a sign of maturity to own a gun and defend your family. Men grew up more thoughtful. Women grew up believing that they were inferior to men. (This was not good.) There was a clear distinction between right and wrong. What was applicable in the 18th century is not necessarily applicable in the 21st century. There was great impulse control and it was seen as a virtue to control your impulses. People respected authority. But because there was no television or daily news about what abuses such as slavery, bigotry, and prejudice were happening around the world, most people didn’t realize all the evil that was happening. Today our children play violent games. They grow up shooting people, destroying people and getting game points for doing this. Little boys or girls are shooting people on their iPods on a daily basis. Violence has become a game. Instant satisfaction feels like it is a necessity. Waiting for something or waiting for someone seems like an insult or a burden. We live in a culture of instant replay, instant satisfaction and whatever we want should be obtained as soon as possible. “As soon as possible” means now. Impulse control seems to be a virtue of the past. Maybe we need to look deeper at our culture than only worrying about gun control. Are we creating a culture where controlling our impulses and instant gratif ication is totally out of control? Is our culture contributing to people acting out their resentments, inferiority complexes, and emotional wounds because we provide the climate and opportunity to do this? We create violent games. We create violent television programs. And of course this has to be allowed because it would be against free speech to prohibit this. Is freedom of any type of speech the virtue that makes a good culture? Is the freedom to own any type of f irearm a virtue? Is it really a necessity? Put guns and unresolved emotional conflicts, violent games and television programs in the same pot and what then will brew? We have seen the results. Having better gun laws could help prevent massacres. But maybe we need to look deeper and see what mind protection laws we need to be put in place. How do we protect us from ourselves? There is no easy answer. There are a lot of theories right now. Yes, there are facts about how many people are killed in this country by guns: more than any other country in the world. But why does this happen? Easy access to guns is one reason. But there are many other reasons also. For years I have watched emotional violence between political candidates being portrayed as political wisdom. For years political advertisements become absolute lies and misrepresentations. And no one seems upset by this. It is simply accepted as politics. For years I have watched people who are supposed to represent God send other people to hell by their words and condemnations. For years I have watched people treat each other disrespectfully and never apologize. For years I have watched people hold grudges and not forgive each other. For years I have watched hatred and bigotry toward another race, gender or sexual orientation become a reason for hateful words and actions. But for years I have also watched people treat each other with kindness, love and patience. For years I have watched people becoming open, kind and loving by their willingness to become quiet and listen to a God loving them and asking them to love others. If only we could start putting into practice in our own lives a time for silence each day and a time to decide to be more kind and loving toward everyone. If only we could admit when we are becoming too busy to reflect and too preoccupied with ourselves to be kind and loving toward others. Humility, honesty, reflection and compassion will solve most of the problems in life. Start doing it in your own part of the world. The answers will become clear to you. We will then protect ourselves from ourselves because the positive loving self will take over. –––––––––– Fred Cavaiani is a licensed marriage counselor and psychologist with a private practice in Troy. He is the founder of Marriage Growth Center, a consultant for the Detroit Medical Center, and conducts numerous programs for groups throughout Southeast Michigan. His column in the Legal News runs every other week. He can be reached at 248-362-3340. His e-mail address is: [email protected] and his website is fredthecounselor.com. In the Courts ILLINOIS Chicago police commander to go on trial for tough tactics Officer with aggressive approach to cleaning up streets has been the focus of dozens of excessive-force complaints BY DON BABWIN Associated Press CHICAGO (AP) — When a West Side neighborhood decayed into a deadly shooting gallery, the Chicago police chief said he was sending his “best guy” into the fray to turn back the drug- and gang-fueled violence. The chief called Cmdr. Glenn Evans his “favorite among my favorites,” and Evans had delivered in his previous assignment. There had been 80 fewer shootings in the Grand Crossing neighborhood compared with the year before — the second largest drop anywhere in the city. Evans won gratitude from families who finally felt safe enough to sit on their porches. But in December, the same off icer who cleaned up those streets is scheduled to go on trial on charges that his no-holdsbarred style of policing went beyond the law when he allegedly shoved a gun down a suspect’s throat. The proceedings are sure to draw a complicated picture of the daring commander who seemed to be part of the solution to the city’s gun violence, only to be accused of his own crimes. At a time when much of the nation is debating the treatment of black suspects by white police off icers, Evans’ case unfolds against a different backdrop: He is a black officer credited with safe- guarding black neighborhoods. When he was charged, the 53year-old had already been the focus of dozens of excessive-force complaints and cost the city more than $225,000 in legal settlements. He was also widely praised for aggressive tactics that included racing along the streets in an unmarked car, shoving it into park and exploding out of the door to confront drug dealers and gang members, with no apparent concern about being outnumbered or outgunned. Evans has spent more than half his life in the police department. Slightly chubby, with a rumpled look that makes his clothes appear wrinkled when they’re not, he hardly looks like a police officer with 160 awards and commendations who has thrown himself in front of bullets to save fellow officers. “I call him the black Homer Simpson,’ said Tony Robinson, a retired detective and longtime friend of Evans. “To look at him, you’d never know he was a copper.” But on the street, residents know exactly what to expect. “I have no crime on my corner, and that is simply because of the way he helped me,” said Josephine Wade, owner of Josephine’s Cooking restaurant on the South Side. “He walked up to these dope boys and told them they had to leave.” Other officers describe a col- league who kept working hours after his shift ended whose interests seemed to begin and end with his job. “I don’t see how he could ever be married because of his lifestyle. He was married to his job,” said Robinson of the divorced Evans. Ed Praznowski, a retired sergeant, recalled getting into a car crash and, in a daze, trying to keep a man from wresting his gun away. Suddenly Evans, who was offduty, appeared. “Glenn came up behind him and put a gun to his head and tells him if he doesn’t take his hand off my gun he’s going to kill him,” Praznowski recalled. “I have no doubt that Glenn Evans saved my life.” According to prosecutors, the day after a child was shot, Evans drove up to a man he said was armed with a gun and got out of his car. When the man ran into an abandoned house, Evans followed. He is accused of shoving a gun into the man’s mouth and, with a Taser pressed to the suspect’s groin, threatening to kill him if he didn’t say where his gun was. No gun was ever found. Defense attorneys dispute the allegations. But they don’t dispute that Evans, acting more like a patrolman than a commander of one of the city’s 22 police districts, chased the man during the Jan. 30, 2013, confrontation. Complaints have followed PUBLIC ADMINISTRATIVE HEARING Pursuant to MCR 8.112(3), the Third Circuit Court will hold a public administrative hearing on Friday, October 16, 2015, in Courtroom 701 of the Coleman A. Young Municipal Center located at Two Woodward Avenue, Detroit, MI 48226. The hearing will begin promptly at 11:00 a.m. and adjourn no later than 12:30 p.m. Persons who wish to address the Court regarding proposed local court rule 8.115 will be allotted three minutes each to present their views, after which the speakers may be questioned by the Chief Judge. To reserve a place on the agenda, please notify the Office of General Counsel in writing at 742 Coleman A. Young Municipal Center, Two Woodward Avenue, Detroit, MI 48226 or by email at [email protected], no later than Wednesday, October 14, 2015. Administrative matters on the agenda for this hearing is: 1. 2015-1 Proposed Adoption of Local Court Rule 8.115. Issue: Whether to adopt the proposed local rule that outlines practices to ensure decorum in manner, conduct and dress within the courtrooms and hearing rooms of the Third Circuit Court. In another lawsuit, a city employee alleged that Evans attacked him as he tried to deliver a water shut-off notice to a house Evans owned. Evans claimed the man attacked him, despite the fact that the employee had suffered a stroke a few years earlier that left him with a distinct limp. Evans had him arrested. The city paid more than $99,000 and Evans paid another $5,000 to settle the case without admitting any wrongdoing. At the man’s trial, a judge threw the case out. “The next time you pick somebody to come in here as a witness,” the judge told Evans, “make sure they lie a little better.” Evans’ confrontations have not been limited to people who have been arrested. The Rev. Corey Brooks tells of visiting a police station to complain that officers were ticketing cars in his church’s parking lot. “Out of nowhere,” he said, Evans “began to belittle me.” When he talked back, Evans and two other off icers threw him out of the police station. Outside, Brooks said, he tried to call the police superintendent. That’s when Evans came out and the other officers “had to grab him to keep him from getting to me.” Wade and others say they’ve never seen that side of Evans and suspect that he’s a victim of his success. “The people that help us, the minute they do something good, somebody tries to bring them down,” she said. Even Brooks acknowledged Evans’ effectiveness: “Outside of the crazy stuff that he did ... I will say that he did get a lot of the gun violence under control.” Supreme Court declines to review insider trading case Prosecutors warn ruling could hinger government’s crackdown on insider trading BY SAM HANANEL Associated Press WASHINGTON (AP) — The Supreme Court said Monday it won’t hear the Obama administration’s appeal of a lower court ruling that made it tougher to prosecute people for trading on leaked inside information. The justices let stand a decision by the federal appeals court in New York last year that threw out insider trading convictions of two high-profile hedge fund managers. The 2nd U.S. Circuit Court of Appeals overturned the convictions of Anthony Chiasson, of Manhattan, and Todd Newman, of Needham, Massachusetts, after finding they were too far removed from inside information to be prosecuted. Prosecutors warned the ruling could hinder the government’s campaign to curb insider trading on Wall Street, a crackdown that has resulted in more than 80 arrests and 70 convictions over several years. Chiasson, who co-founded Level Global Investors based in Greenwich, Conn., and Newman, who had worked for Diamondback Capital Management based in Stamford, Conn., traded on tips from insiders on stock in technology companies Dell Inc. and Nvidia Corp. that generated $72 million in prof its. The former portfolio managers were both convicted in December 2012. The appeals court said prosecutors failed to present enough evidence the men willfully engaged in insider trading or con- spired to break the law. It ruled that the government must show a person receiving a tip knew that an insider disclosed confidential information and that the tipster passed the information expecting a personal benefit. In legal briefs filed with the court, Solicitor General Donald Verrilli said leaving the appeals court ruling in place would “hurt market participants, disadvantage scrupulous market analysts and impair the government’s ability to protect the fairness and integrity of the securities markets.” Both men have denied insider trading. Their lawyers argued that they believed they were making trades based on legitimate research. U.S. Attorney Preet Bharara in Manhattan told reporters on a conference call Monday that the Supreme Court’s decision means “that there’s a category of conduct that arguably will go unpunished going forward.” “If you have a CEO who has access to material, non-published information about earnings or anything else of a very sensitive nature and decides he wants to tip a relative or a buddy or a crony, knowing that person is going to trade on it to the tune and profit of millions of dollars, we would have to think long and hard, given Newman, whether to prosecute a person like that,” Bharara said. He said new laws or regulations could give the government, insiders and the public more clarity on the issue. In a statement, Chiasson’s MILESTONE: From Page 1 THIRD CIRCUIT COURT (Wayne County) Evans since he joined the police force. One study found that over a 20-year period ending in 2008, he had at least 45 excessive-force complaints. He’s also named in at least three pending federal lawsuits. Police Superintendent Garry McCarthy defended Evans, even after the Independent Police Review Authority recommended he be stripped of his police powers. Evans did not lose those powers until he was criminally charged months later. Through his attorney, he declined repeated requests to discuss his career and the charges against him with The Associated Press. After he was charged, Chicago public radio station WBEZ cited department documents that showed Evans had been suspended at least 11 times, primarily in the first decade of his career. In response to a Freedom of Information request from the AP, the police department said Evans has not been suspended in the last four years. A judge in May issued an order prohibiting the department from providing information about any investigations prior to that time. Evans’ style and his reputation are on full display in several lawsuits. In one pending case, a woman alleges that after she was taken into custody in 2011 and refused to be fingerprinted, an officer at the police station told her, “We know somebody who can get your fingerprints.” A short time later, she said, Evans appeared and violently pressed his fist to her nose until she bled profusely. She was then fingerprinted. SUPREME COURT WATCH OMC partners with Cooley — NOTICE — Submit news & views to [email protected] Mediators are not required to be attorneys. “They are social workers, teachers, architects, doctors and construction workers,” Hanes said. “Because our mediators represent a multiplicity of ages, professions, religions and ethnicities, the community can relate to us, to think OMC is a place for them,” Hanes said. “Our oldest mediator is in her eighties, our youngest ones are in their twenties.” Besides its youth and domestic mediation programs, OMC has partnered with WMU-Cooley Law School to train law students as state cour t administrative office approved civil mediators. “The program prepares students for the real world of mediation by providing experiential training and practical experience to WMU-Cooley students while developing highly-trained mediators,” Hanes said. Before potential mediators earn their accreditation they are required to complete a five-day interactive training. Additional courses are offered for domestic relations and advance mediation. “OMC strives to maintain a roster of 70 mediators,” Hanes said. “Although we are a community mediation center, we deliver cour t r ule mediation for the courts, attorneys and clients. It is a facilitated neutral process.” Subsequently, members of the legal community have embraced OMC’s programs, often referring cases to the center. “They see the benef its of mediation,” she said. Going forward, Hanes is working on a long-term strategic plan. “We want OMC to be of more service to our community. Many people still don’t know what our brand is so we are reaching out to everyone to encourage them to think of mediation before they sue their neighbor,” Hanes said. For information about OMC’s “25 Years of Resolution” Masquerade Ball, contact Alexis LaClair at (248) 338-4280, ext. 214 or [email protected]. Visit http://www.mediation-omc.org/ to purchase tickets. attorney Gregory Morvillo said his client is “deeply gratified by this complete vindication.” But Morvillo added that dozens of Chiasson’s colleagues lost their jobs “at his thriving fund which became the collateral damage of this ill-conceived prosecution.” Nearly $62 million of the profits came as a result of tips from a Dell employee to a former Dell worker who spread the information among friends, some of whom worked at five investment houses, including three hedge funds. When the men were arrested in 2012, prosecutors said the Dell trades represented the largest insider trading transaction ever prosecuted in Manhattan. The case is United States v. Newman, 15-137. 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(MICH) Luke Shocklee 23845 Koszula Flat Rock ROSS MORTGAGE CORP $100,000 George Owen 9615 Beech D a l y R d Ta y l o r 4 8 1 8 0 - 3 1 7 1 ROSS MORTGAGE CORP $48,000 Adam Fitchpatrick 12051 Stark Rd Livonia 48150-1519 R O YA L U N I T E D M T G L L C $110,000 J o n a tho n B on h a m 4 4 2 1 3 Cherbourg St Canton 481881712 SHORE MTG $123,000 Rebecca K Smialek 2008 Lochmoor Blvd Grosse Pointe Wo o d s 4 8 2 3 6 - 1 7 1 2 S H O R E MTG $166,000 Cheryl Matheson SHOREBANK ENTERPRISE $15,000 Dinakar P Polavaram 47703 Pavillon Rd Canton 481886293 SI MTG CO $274,000 Deborah A Sauve 1459 16th St Wyandotte 48192-3345 SIMPLE MTG $118,000 Jeffrey S Blow 24588 Christina Dr Brownstown Township 48134-9171 SKYONE FEDERAL CREDIT UNION $144,000 Kenneth W Pietryga 1809 Manton Blvd Canton 481873424 SUCCESS MTG PARTNERS INC $204,000 Jose R Orozcoorozco 43145 Arlington Rd Canton 48187-2309 SOMERET LENDING CORP $157,000 Shawn A Saldana 31951 Sheridan St Garden City 48135-1351 SUCCESS MTG PARTNERS INC $105,000 Gary Dunning 9084 Oakview St Plymouth 481704052 ST JAMES MORTGAGE CO $109,000 Amanda Wahr 17521 Cooley St Detroit 48219-2374 SUMMIT FUNDING INC $74,000 Liton Miah 12072 Mcdougall St Hamtramck 48212-2732 TA L M E R B A N K & T R U S T $64,000 David Ladenberger 1725 Orchard Dr Canton 481881548 SUMMIT FUNDING INC $80,000 Md S Ahmed 12090 Gallagher St Hamtramck 482122730 TALMER BANK & TRUST $57,000 Roza Nrecaj 39848 Hillary D r B r o w n s t o w n To w n s h i p SUMMIT FUNDING INC $152,000 Olaseni A Lawal 36702 C h e r r y O a k D r We s t l a n d 48186-3449 TALMER BANK & TRUST $174,000 Todd Cummins 38261 Overb r o o k L n We s t l a n d 4 8 1 8 5 5698 SUMMIT FUNDING INC $210,000 Anthony Cavallo 657 Birch L n G r o s s e P o i n t e Wo o d s 48236-2462 TALMER BANK & TRUST $168,000 Rachel Bailey 2122 11th St Wy a n d o t t e 48192-3865 SUN WEST MTG CO INC $71,000 Reza R Dabir 217 Stephens Rd Grosse Pointe Farms 48236-3541 TALMER BANK & TRUST $730,000 Ta m m y T H o o p e r 6 8 5 8 C h r i s t i n e A Vy n 4 7 0 4 6 William R Burriss 9818 Farmington Rd Livonia 481505703 SUCCESS MTG PARTNERS INC $149,000 Victor A Russo 12758 Jobin St Southgate 48195-1156 SUCC E S S M T G PA R T N E R S I N C $54,000 Joseph G Sparks 516 Highland Ave Lincoln Park 481464305 SUCCESS MTG PARTNERS INC $75,000 Erin Sanders 25533 Filmore S t Ta y l o r 4 8 1 8 0 - 2 0 7 3 S U C C E S S M T G PA R T N E R S I N C $91,000 Gilman St Garden City 481352203 SUN WEST MTG CO INC $85,000 Beechcrest Dr Plymouth 48170-3407 TALMER BANK & TRUST $234,000 J e f f r e y S C o w i n 1 5 9 Vi r ginia Park St Detroit 482022000 TALMER BANK & TRUST $188,000 Keith E Spondike 1025 Buckingham Rd Grosse Pointe Park 48230-1440 TA L M E R B A N K & T R U S T $417,000 Mohammed A Rouf 2362 Burger St Hamtramck 482122945 TALMER BANK & TRUST $41,000 Lina Hamati 6593 Carlton Rd Canton 48187-5200 TCF NATIONAL BANK $27,000 Nina M Derda 3301 Biddle Av e Wy a n d o t t e 4 8 1 9 2 - 6 2 6 1 TIAA $100,000 Cynthia M Smith 9722 Dudl e y S t Ta y l o r 4 8 1 8 0 - 3 7 3 6 TOTAL COMMUNITY CREDIT UNION $20,000 Va s y l M a y o r c h a k 3 6 7 2 4 Angeline Cir Livonia 481502578 TOTAL HOME LENDING $105,000 Brendan Wilcox 8218 St J o h n s D r We s t l a n d 4 8 1 8 5 4616 TOWNE MORTGAGE CO $249,000 David R Rosen 18554 Lawrence Ln Brownstown Township 48164-8928 TOWNE MORTGAGE CO $199,000 Jason L Christopoulos 38790 Mason St Livonia 4 8 1 5 4 - 4 9 9 3 TO W N E M O R T GAGE CO $163,000 Jason L Christopoulos 38790 Mason St Livonia 4 8 1 5 4 - 4 9 9 3 TO W N E M O R T GAGE CO $163,000 Rickie Mcnair 27394 Winc h e s t e r Te r B r o w n s t o w n Township 48183-5933 TOWNE MORTGAGE CO $148,000 Emilie H Ramirez 22332 Brian St Taylor 48180-2769 TO W N E M O R T G A G E C O $88,000 Mario J Gervasi 9812 Camden St Livonia 48150-3160 UNION HOME MTG CORP $147,000 See MORTGAGES, Page 17 Oct 7 (3 pgs) 1-20-15 10/6/15 1:07 PM Page 1 The Detroit Legal News, Page 5 WEDNESDAY, OCTOBER 7, 2015 A L L A C T I O N O F T H E CITY COUNCIL ——— (REGULAR SESSION) ——— (All action of the City Council appearing herein is subject to reconsideration and/or approval of the Mayor.) ——— Detroit, Tuesday, January 20, 2015 ——— Pursuant to adjournment, the City Council met at 10:00 a.m., and was called to order by Council President Jones. Present — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, Tate, and President Jones — 8. Invocation given by: Superintendent Marcus R. Ways, Sr., Pastor, Christian Gospel Center COGIC, 19901 Kentucky, Detroit, Michigan 48221. There being a quorum present the Council was declared to be in session. The Journal of the Session of January 13, 2015 was approved. Approval of Journal of Last Session ————— RECONSIDERATIONS NONE. ————— PRESIDENT’S REPORT ON STANDING COMMITTEE REFERRALS AND OTHER MATTERS INTERNAL OPERATIONS STANDING COMMITTEE By ALL COUNCIL MEMBERS: THE FOLLOWING ITEM(S) ARE TO BE REFERRED TO THE INTERNAL OPERATIONS STANDING COMMITTEE: MAYOR’S OFFICE 1. Submitting reso. autho. Reappointment of Donele Wilkins to the Detroit Brownfield Redevelopment Authority Board of Directors, Term Commences Upon Confirmation, Term Expires June 30, 2016. 2. Submitting reso. autho. Appointment of Eva Garza Dewaelsche to the Board of Police Commissioners, Term Commences Upon Confirmation, Term Expires July 1, 2018. 3. Submitting report relative to Emergency Manager Order No. 38, modification of the Planning and Development Department and establishment of the Housing and Revitalization Department for the period of December 1-December 30, 2014. (Initiated a reduction in force of nine (9) staff members of the real estate division. Formal letter issued creating the Housing and Revitalization Department and confirming Arthur Jemison as its director and the Mayor designated Arthur Jemison to act on his behalf to execute documents on behalf of the Planning and Development Department.) 4. Submitting report relative to Emergency Manager Order No. 39, creation of the Department of Innovation and Technology for the period of December 1December 30, 2014. (No new positions or classifications were created during December, 2014. The City entered into the following contracts with Cloud Services Contract with Oracle America, Inc. for the purchase of the Oracle Fusion Financial Resource Management System, Professional Services Contract with Application Software Technology Corporation for the implementation of the Oracle Cloud Enterprise Resource Planning System and Contract with Ultimate Software Group, Inc. for the UltiPro Human Resource Management System.) 5. Submitting report relative to Emergency Manager Order No. 40, directed necessary restructuring in the Human Resources Department for the period of December 1-December 31, 2014. (No new positions or classifications were created during December, 2014. No restructuring actions pursuant to the order were completed during December, 2014.) 6. Submitting report relative to Emergency Manager Order No. 41, established a centralized financial management structure for the period of December 1December 31, 2014. (No new positions or classifications were created during December, 2014. The CFO approved the following contracts with Oracle America, Inc. for the use of the Oracle Fusion Financial Resource Management System, Contract with Application Software Technology Corporation for the implementation of the Oracle Cloud Enterprise Resource Planning System, Contract with Ultimate Software Group, Inc. for the implementation and use of UltiPro Human Resource Management System and Contract extension for Eric Higgs (Project Manager — Accounting). FINANCE DEPARTMENT/PURCHASING DIVISION Submitting the following Finance Department/Purchasing Division Contracts: 7. Submitting reso. autho. Contract No. 2654324 — 100% City Funding — To provide Software that tracks assets of Fleet, Fuel Usage, and City Facilities that includes Preventive Maintenance. Validation of the proper dispensing and usage of fuel and tracking of Building Maintenance — Contractor: AssetWorks, Inc., Location: 998 Old Eagle School Road, Suite 1215, Wayne, PA 19087 — Contract period: November 3, 2004 through May 2, 2015 — Increase amount: $117,000.00 — Total contract amount: $4,235,366,88. General Services. (Amendment #4 is for increase of funds, original amount $4,118,366.88 and extension of time, end date was November 2, 2014.) HISTORIC DESIGNATION ADVISORY BOARD 8. Submitting report relative to Expiration of terms for Historic Designation Advisory Board members. (The purpose of this communication is to inform your Honorable Body that on December 31, 2014, three (3) terms of appointment to the Historic Designation Advisory Board expired; Kwaku Atara, Edward Francis and Calvin Jackson.) Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, Tate, and President Jones — 8. Nays — None. ————— NEIGHBORHOOD AND COMMUNITY SERVICES STANDING COMMITTEE By ALL COUNCIL MEMBERS: THE FOLLOWING ITEM(S) ARE TO BE REFERRED TO THE NEIGHBORHOOD AND COMMUNITY SERVICES STANDING COMMITTEE: POLICE DEPARTMENT 1. Submitting report relative to petition of The Fraternal Order of United Irishmen, (#499), request to hold the “St. Patrick’s Parade Corktown Races” in the area of Roosevelt Park/Michigan Ave. on March 15, 2015 starting at 9:30 a.m. with temporary street closure. Set up is to begin on March 14, 2015 with tear down on March 15, 2015. (The Police Department RECOMMENDS APPROVAL of this petition. Awaiting reports from Mayor’s Office, DPW — City Engineering Division, Business License Center, Fire, Transportation, Municipal Parking and Buildings Safety Engineering & Environmental Departments.) Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, Tate, and President Jones — 8. Nays — None. ————— C I T Y C O U N C I L PLANNING AND ECONOMIC DEVELOPMENT STANDING COMMITTEE By ALL COUNCIL MEMBERS: THE FOLLOWING ITEM(S) ARE TO BE REFERRED TO THE PLANNING AND ECONOMIC DEVELOPMENT STANDING COMMITTEE: DETROIT LAND BANK AUTHORITY 1. Submitting reso. autho. Planning and Development Department to transfer remaining vacant residential parcels to the Detroit Land Bank Authority. (The Detroit Land Bank Authority requests that the City Council authorize the Planning and Development Department to transfer all of the City’s right, title, and interest, for no consideration, in the remaining Vacant Residential Parcels listed in Exhibit A to the Detroit Land Bank Authority.) 2. Submitting report relative to Detroit Land Bank Authority Quarter Report. (The quarterly report is submitted pursuant to the Land Transfer Agreement between the City of Detroit and the Detroit Land Bank Authority as adopted by the Detroit City Council on April 15, 2014.) DETROIT BROWNFIELD REDEVELOPMENT AUTHORITY 3. Submitting report and reso. autho. Mack Athletic Complex Brownfield Redevelopment Plan. (This Plan entails the deconstruction of the Hanstein School Building, which is in complete disrepair, to use the property to operate an indoor field house and team training center for youth sports including soccer, lacrosse, football and baseball.) Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, Tate, and President Jones — 8. Nays — None. ————— PUBLIC HEALTH AND SAFETY STANDING COMMITTEE By ALL COUNCIL MEMBERS: THE FOLLOWING ITEM(S) ARE TO BE REFERRED TO THE PUBLIC HEALTH AND SAFETY STANDING COMMITTEE: FINANCE DEPARTMENT/PURCHASING DIVISION Submitting the following Finance Department/Purchasing Division Contracts: 1. Submitting reso. autho. Contract No. 2821497 — 100% City Funding — To provide Customer Service for Municipal Court (Administrative Hearings) for Property Violation: Cashiering; Customer Service Representative; Court Clerks; Manage Offsite Storing of Court Files and provide Secured Armored Car Services of Cash Receipts — Contractor: Pie Management, LLC, Location: 719 Griswold, Suite #820, Detroit, MI 48226 — Contract period: Upon City Council and FRC approval through June 30, 2015 — No additional dollars required. Administrative Hearings. (This Amendment #4 is for extension of time. The previous contract was extended to September 30, 2014.) 2. Submitting reso. autho. Contract No. 2900137 — 100% City Funding — To provide HVAC Improvements and Renovations to Maintain Heating, Ventilation and Air Condition Equipment in the Coleman A. Young International Airport — Contractor: Detroit Building Authority, Location: 1301 Third Street, Suite 328, Detroit, MI 48226 — Contract period: Upon City Council and FRC approval through December 31, 2015 — Contract amount: $240,000.00. Airport. 3. Submitting reso. autho. Contract No. 2900804 — 100% City Funding — To provide Promotion Exams for Lieutenants and Sergeants — Contractor: Booth Research Group, Inc., Location: 19029 E. Plaza, Suite 200, Parker, Colorado 80134 — Contract period: Upon City Council and FRC approval through December 14, 2018 — Contract amount $226,000.00. Police. 4. Submitting reso. autho. Contract No. 86955 — 100% State Funding — Victims Assistance Advocate — To provide Direct Service to Victims, Families and Communities affected by Domestic Violence and Sexual Assault — Contractor: Tiffany Perry, Location: 12685 Memorial Street, Apt. #302, Detroit, MI 48227 — Contract period: October 1, 2014 through September 30, 2015 — $17.50 per hour — Contract amount $36,400.00. Police. 5. Submitting reso. autho. Contract No. 2901724 — 100% State Funding — To provide One (1) Asphalt Distributor Mounted on a Truck Chassis — Contractor: AIS Construction Equipment, Location: 56555 Pontiac Trail, New Hudson, MI 48165 — Contract amount $165,200.00. Public Works. (This is a One Time Buy.) 6. Submitting reso. autho. Contract No. 2901820 — 100% City Funding — To provide DDOT Promotional Items for Customers and Volunteers (those who assist in surveys) — Contractor: Crestline Specialties, Inc., Location: 70 Mt. Hope Avenue, Lewiston, ME 04240 — Contract period: Upon City Council and FRC approval through January 15, 2018 with two (2) one (1) year renewals — Contract amount $54,000.00. Transportation. AIRPORT DEPARTMENT/ADMINISTRATION 7. Submitting reso. autho. Coleman A. Young Airport to accept Revenue for Land Acquisition Reimbursement. (The Airport Department requests City Council authorization to accept a grant contract for $1,322,000.00 from the Michigan Department of Transportation, Federal Project No. C-26-0027-4014 for land acquisition; Appropriation No. 14008 and authorization to transfer the City match for this project in the amount of $66,100.00 from Appropriation No. 04185 to Appropriation No. 14008.) 8. Submitting reso. autho. Coleman A. Young Airport to accept Revenue for Land Acquisition Reimbursement. (The Airport Department requests City Council authorization to accept a grant contract for $1,892,000.00 from the Michigan Department of Transportation, Federal Project No. F-26-0027-3811 for land acquisition reimbursement; Appropriation No. 14007 and authorization to transfer the City match for this project in the amount of $81,225.00 from Appropriation No. 04185 to Appropriation No. 14007.) 9. Submitting reso. autho. Memorandum of Agreement Lease of Airport Traffic Control Tower and Parking Space to the FAA Coleman A. Young International Airport. (The Airport Department is hereby requesting the approval of your Honorable Body of the attached resolution and Memorandum of Agreement for lease of the Airport Traffic Control Tower at the Coleman A. Young International Airport to the Federal Aviation Administration (“FAA”) for a period of approximately twenty (20) years.) BUILDINGS SAFETY ENGINEERING AND ENVIRONMENTAL DEPARTMENT 10. Submitting report relative to DEFERRAL OF DEMOLITION ORDER on property located at 35 Owen. (A special inspection on December 9, 2014 revealed the building is secured and appears to be sound and repairable. Therefore, it is recommended that the demolition order be deferred for a period of three months subject to conditions of the order.) 11. Submitting report relative to DEFERRAL OF DEMOLITION ORDER on property located at 2231 Dalzelle. (A special inspection on December 17, 2014 revealed the building is secured and A P P E A R I N G H E R E I N appears to be sound and repairable. Therefore, it is recommended that the demolition order be deferred for a period of three months subject to conditions of the order.) 12. Submitting report relative to DEFERRAL OF DEMOLITION ORDER on property located at 2560 Puritan. (A special inspection on December 18, 2014 revealed the building is secured and appears to be sound and repairable. Therefore, it is recommended that the demolition order be deferred for a period of three months subject to conditions of the order.) 13. Submitting reso. autho. Proposal to Revise Fee Schedule for the Detroit Police Department. (The Detroit Police Department request authorization to revise their fee schedule. It is estimated that these changes will generate up to $181,116.00 per fiscal year.) PUBLIC WORKS DEPARTMENT/CITY ENGINEERING DIVISION 14. Submitting reso. autho. petition of Fairlake Holdings LLC (#258), request for renewal of temporary closure of Bedford Avenue between Harper Avenue and I-94 Expressway. (Related to Petition 1391). (The DPW — City Engineering Division RECOMMENDS APPROVAL of this petition provided that conditions are met.) 15. Submitting reso. autho. petition of Rick Robertson (#2986), request to vacate alley abutting property at 18988 Washburn. (The DPW — City Engineering Division RECOMMENDS APPROVAL of this petition provided that conditions are met.) MISCELLANEOUS 16. State of Michigan, Department of Treasury — Submitting report relative to a water pollution control exemption application, numbered 2-6310, to Marathon Petroleum Company for property located at 1300 Fort Street, in the City of Detroit, Wayne County. (This certificate was I S S U B J E C T T O issued at the December 16, 2014 meeting of the Commission and the amount approved for exemption is $1,216,645.00.) Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, Tate, and President Jones — 8. Nays — None. ————— VOTING ACTION MATTERS NONE. ————— OTHER VOTING MATTERS NONE. ————— COMMUNICATIONS FROM MAYOR AND OTHER GOVERNMENTAL OFFICIALS AND AGENCIES NONE. ————— PUBLIC COMMENT: ————— STANDING COMMITTEE REPORTS BUDGET, FINANCE AND AUDIT STANDING COMMITTEE City Clerk’s Office January 5, 2015 Honorable City Council: Re: Application for 2 Homestead Neighborhood Enterprise Zone Certificates for Various NEZ-H Approved Areas within Phase I and Phase II List #2014-05. On October 21, 1992, your Honorable Body established Homestead Neighborhood Enterprise Zones. I am in receipt of list number 2014-05, which shows two (2) applicants for Homestead Neighborhood Enterprise Zone Certificates. THE APPLICATIONS HAVE BEEN REVIEWED AND RECOMMENDED FOR APPROVAL BY THE FINANCE ASSESSMENTS DIVI- R E C O N S I D E R A T I O N SION — SPREADSHEET COPY IS ATTACHED. Therefore, the attached Resolution, if adopted by your Honorable Body, will approve these applications. A waiver of reconsideration is requested. Respectfully submitted, JANICE WINFREY City Clerk By Council Member Castaneda-Lopez: Whereas, Michigan Public Act 147 of 1992 (“the act”) as amended in 2005, allows the local legislative body to establish Homestead Facilities Neighborhood Enterprise Zones for the purpose of providing exemption from ad valorem property taxes, and the imposition of specific property tax in lieu of ad valorem taxes; and Whereas, The Detroit City Council has established a Homestead Facilities Neighborhood Enterprise Zone for the following area(s), in the manner required by and pursuant to Public Act 147 of 1992, (“the act”) as amended in 2005 on July 28, 2006. Now, Therefore, Be It Resolved, That the City Council approve the following addresses attached to this resolution as receipt of Homestead Facilities Neighborhood Enterprise Zone Certificates for a fifteen (15) year(s) period: And Be It Further, Resolved, That the City Clerk shall forward each tax exemption certificate application to the State Tax Commission. Finance Department Assessments Division December 18, 2014 Honorable City Council: Re: Application for 2 Homestead Neighborhood Enterprise Zone (NEZ-H) Certificates for Various NEZ-H Approved Areas within Phase I and Phase II List #2014-05 (Recommend Approval). Your Honorable Body approved the Homestead Facilities Neighborhood A N D / O R A P P R O V A L Enterprise Zone (NEZ-H) designation for Phase I Areas on July 28, 2006 and Phase II Areas on July 13, 2007. The Finance Assessments Division has received 2 applications for the Homestead Facilities Neighborhood Enterprise Zone Certificates in the said Areas and submits same for approval in accordance with PA 147 of 1992, as amended by PA 284 of 2008. Homestead Facilities NEZ-H Certificates are hereby requested for the parcel identification numbers shown on List #2014-05 attached to this memorandum. The properties have all been confirmed as being within the boundaries of NEZ-H Areas, Phase I and Phase II. The properties listed herein are homestead properties; each homeowner has a Principal Residence Exemption Affidavit on file with this office. The parcels identified on List #2014-03 have met the statutory requirements and are eligible for the Homestead Facilities NEZ-H Certificates as stipulated under the Public Act 147 of 1992, as amended by PA 284 of 2008. The Finance Assessments Division has reviewed the attached applications and recommends approval. The Board of Assessors, therefore, respectfully requests that the City Council pass a resolution to establish the properties listed as qualified in the designated areas and direct the City Clerk to forward the necessary documents within 30 days to the Board of Assessors for the final approval and implementation. Upon receipt of your Honorable Body’s resolution and approval of same, the Board of Assessors shall issue Homestead Facilities NEZ-H Certificates to homeowners identified on List #201405 and make the required changes to the Assessment Roll. Respectfully submitted, GARY EVANKO Chief Assessor NEZ-H LIST #2014-05 Number District NEZ-H # 1 49 NH-2013-0255 2 35 NH-2013-0256 Parcel No. 13000117.005 16043241.000 Adopted as follows: Yeas — Council Members Benson, Leland, Castaneda-Lopez, Sheffield, Spivey, Tate, and President Jones — 7. Nays — None. ————— INTERNAL OPERATIONS STANDING COMMITTEE Council Members Leland and Tate left their seats. ————— Mayor’s Office November 20, 2014 Honorable City Council: Re: Nomination of John Hill as Chief Financial Officer. By this letter, I respectfully submit, for your review and approval, John Hill, who I am pleased to nominate for the position of Chief Financial Officer of the City of Detroit. While the Detroit City Charter has no position designated as “Chief Financial Officer,” the City is required to appoint a Chief Financial Officer under the Home Rule City Act amendments that were made as part of the “Grand Bargain” legislation. (MCL Sec. 117.4s.) The statute reads as follows: “(1) Notwithstanding a charter provision or ordinance to the contrary, a city with a population of more than 600,000 shall establish the position of chief financial officer. The mayor of the city shall appoint the chief financial officer subject to the approval of the governing body of the city, and, if applicable, the financial review commission created in the Michigan financial review commission act. The chief financial officer shall have substantial experience with sophisticated municipal financial transactions, complex multidimensional governmental restructurings, governmental labor relations, health care benefits of pension matters, and local government management with governmental units having aggregate revenues of $250,000,000.00 or more. Nothing in this section shall be construed to prevent a city with a population or more than 600,000 from adopting a charter provision or ordinance providing the responsibilities for a chief financial officer that are not inconsistent with this section.” (P.A. 181 of 2014; MCL Sec. 117.4s.) Accordingly I submit Mr. Hill to you for your expeditious review and approval. Sincerely, MICHAEL E. DUGGAN Mayor City of Detroit By All Council Members: Resolved, That the appointment by His Honor the Mayor, of John Hill as the Chief Financial Officer and the same is hereby approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Sheffield, Spivey, and President Jones — 6. Nays — None. ————— Council Members Leland and Tate entered and took their seats. ————— Finance Department Purchasing Division December 11, 2014 Honorable City Council: The Purchasing Division of the Finance Department recommends a Contract with the following firm(s) or person(s): 2895759 — 100% QOL/POA Funding — To Provide Maintenance and Repair General Contractor Services — Contractor: W 3 Construction Company — Location: 7601 Second Avenue, Detroit, MI 48202 — Contract Period: July 1, 2014 through June 30, 2017 — Increase Amount: $2,459,000.00 — Total Contract Amount: $3,209,000.00. General Services. (This contract is f or increase of funds. Original amount $750,000.00.) (This contract was held b y Council President Brenda Jones and Council Member Scott Benson during the recess procedure of December 16, 2014.) Respectfully submitted, BOYSIE JACKSON Chief Procurement Officer Finance Dept./Purchasing Div. By Council Member Spivey: Resolved, That Contract No. 2895759 referred to in the foregoing communication dated December 11, 2014, be hereby and is approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, Tate, and President Jones — 8. Nays — None. ————— Finance Department Purchasing Division December 11, 2014 Honorable City Council: The Purchasing Division of the Finance Department recommends a Contract with the following firm(s) or person(s): 2895761 — 100% QOL/POA Funding — To Provide Mechanical Services — Contractor: Systemp Corporation — Location: 3909 Industrial Drive, Rochester, MI 48309 — Contract Period: July 1, 2014 through June 30, 2017 — Increase Amount: $765,000.00 — Total Contract Amount: $2,865,000.00. Date of Issue 12-18-2014 12-18-2014 Years 15 15 Beginning Ending Address Date Date Name # Street Name 1-01-2014 12-30-2028 Cummings, William & Ella M 00277 mtmLleeward Ct 1-01-2014 12-30-2028 Allen, London 19175 mtmMendota General Services. (This contract is f or increase of funds. Original amount $2,100,000.00.) (This contract was held b y Council President Brenda Jones and Council Member Scott Benson during the recess procedure of December 16, 2014.) Respectfully submitted, BOYSIE JACKSON Chief Procurement Officer Finance Dept./Purchasing Div. By Council Member Spivey: Resolved, That Contract No. 2895761 referred to in the foregoing communication dated December 11, 2014, be hereby and is approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, Tate, and President Jones — 8. Nays — None. ————— Finance Department Purchasing Division December 11, 2014 Honorable City Council: The Purchasing Division of the Finance Department recommends a Contract with the following firm(s) or person(s): 2895764 — 100% QOL/POA Funding — To Provide Electrical Services — Contractor: Power Lighting & Technical Services — Location: 10824 West Chicago, Suite A, Detroit, MI 48204 — Contract Period: July 1, 2014 through June 30, 2017 — Increase Amount: $105,000.00 — Total Contract Amount: $705,000.00. General Services. (This contract is f or increase of funds. Original amount $600,000.00.) (This contract was held b y Council President Brenda Jones and Council Member Scott Benson during the recess procedure of December 16, 2014.) Respectfully submitted, BOYSIE JACKSON Chief Procurement Officer Finance Dept./Purchasing Div. By Council Member Spivey: Resolved, That Contract No. 2895764 referred to in the foregoing communication dated December 11, 2014, be hereby and is approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, Tate, and President Jones — 8. Nays — None. ————— Finance Department Purchasing Division December 18, 2014 Honorable City Council: The Purchasing Division of the Finance Department recommends a Contract with the following firm(s) or person(s): 2897014 — 100% QOL/POA Funding — To Provide Tree Removal Near Utility Lines and Not Near Utility Lines — Contractor: J-Mac Tree and Debris, LLC — Location: 2040 Puritan, Detroit, MI 48203 — Contract Period: December 1, 2014 through November 30, 2015 — Contract Amount: $354,521.60/with 1 Year Renewal. General Services. (Vendor will cut trees above “25” inches in diameter.) Respectfully submitted, BOYSIE JACKSON Chief Procurement Officer Finance Dept./Purchasing Div. By Council Member Spivey: Resolved, That Contract No. 2897014 referred to in the foregoing communication dated December 18, 2014, be hereby and is approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Spivey, and Tate — 6. Nays — Council Member Sheffield, and President Jones — 2. ————— Finance Department Purchasing Division December 18, 2014 Honorable City Council: The Purchasing Division of the Finance Department recommends a Contract with the following firm(s) or person(s): 2901057 — 100% QOL/POA Funding — To Provide Tree Removal Near Utility Lines and Not Near Utility Lines — Contractor: G’s Trees, Inc. — Location: 1665 Lafayette, Lincoln Park, MI 48183 — Contract Period: December 1, 2014 through November 30, 2015 — Contract Amount: $400,000.00/with 1 Year Renewal. General Services. (Vendor will cut trees above “25” inches in diameter.) Respectfully submitted, BOYSIE JACKSON Chief Procurement Officer Finance Dept./Purchasing Div. By Council Member Spivey: Resolved, That Contract No. 2901057 referred to in the foregoing communication dated December 18, 2014, be hereby and is approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Spivey, and Tate — 6. Nays — Council Member Sheffield, and President Jones — 2. ————— Council Member Tate left his seat. ————— Finance Department Purchasing Division January 13, 2015 Honorable City Council: The Purchasing Division of the Finance Department recommends a Contract with the following firm(s) or person(s): 87072 — 100% City Funding — To Provide a Special Assistant to the Chief Land Officer — Contractor: Brian Farkas — Location: 36742 Dardanella, Livonia, MI 48512 — Contract Period: December 10, 2014 through June 30, 2015 — $60.10 per hour — Contract Amount: $62,500.00. Detroit Building Authority. (The primary responsibilities of the Contractor will be responsib le for the development and implementation of a framework for residential and commercial blight removal, demolition and revitalization as well as neighborhood redevelopment that aligns with the Detroit Future City Plan. This work requires absolute discretion and often requires the handling of highl y confidential information.) Respectfully submitted, BOYSIE JACKSON Chief Procurement Officer Finance Dept./Purchasing Div. By Council Member Spivey: Resolved, That Contract No. 87072 referred to in the foregoing communication dated January 13, 2015, be hereby and is approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, and President Jones — 7. Nays — None. ————— Law Department December 29, 2014 Honorable City Council: Re: Perry L. Cole vs. City of Detroit, Fire Department. File No.: 14248 (CM). We have reviewed the above-captioned lawsuit, the facts and particulars of which are set forth in a confidential attorneyclient privileged memorandum that is being separately hand-delivered to each member of your Honorable Body. From this review, it is our considered opinion that a settlement in the amount of TwentyFour Thousand Five Hundred Dollars ($24,500.00) is in the best interest of the City of Detroit. We, therefore, request authorization to settle this matter in the amount of TwentyFour Thousand Five Hundred Dollars ($24,500.00) and that your Honorable Body authorize and direct the Finance Director to issue a draft in that amount payable to Perry L. Cole, to be delivered upon receipt of properly executed Releases and Order of Dismissal in Workers Compensation Claim #14248, approved by the Law Department. Respectfully submitted, CHARLES MANION Supervising Assistant Corporation Counsel Approved: MELVIN B. HOLLOWELL Corporation Counsel By Council Member Spivey: Resolved, That settlement of the above matter be and is hereby authorized in the amount of Twenty-Four Thousand Five Hundred Dollars ($24,500.00); and be it further Resolved, That the Finance Director be and is hereby authorized and directed to draw a warrant upon the proper fund in favor of Perry L. Cole, in the sum of Twenty-Four Thousand Five Hundred Dollars ($24,500.00) in full payment for any and all claims which they may have against the City of Detroit by reason of any injuries or occupational diseases and their resultant disabilities incurred or sustained as the result of his past employment with the City of Detroit and that said amount be paid upon presentation by the Law Department of a redemption order approved by the Workers Compensation Department of the State of Michigan. Approved: MELVIN B. HOLLOWELL Corporation Counsel Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, and President Jones — 7. Nays — None. ————— Law Department December 30, 2014 Honorable City Council: Re: James D. Jones vs. City of Detroit, Department of Transportation. File No.: 14416 (CM). We have reviewed the above-captioned lawsuit, the facts and particulars of which are set forth in a confidential attorneyclient privileged memorandum that is being separately hand-delivered to each member of your Honorable Body. From this review, it is our considered opinion that a settlement in the amount of Seventy-Seven Thousand Five Hundred Dollars ($77,500.00) is in the best interest of the City of Detroit. We, therefore, request authorization to settle this matter in the amount of Seventy-Seven Thousand Five Hundred Dollars ($77,500.00) and that your Application Date 12-17-2013 6-30-2013 Date Apps Given to the Clerk -2014 -2014 List No. 2014-05 2014-05 Honorable Body authorize and direct the Finance Director to issue a draft in that amount payable to James D. Jones, and his attorney, Kevin M. Kain, to be delivered upon receipt of properly executed Releases and Order of Dismissal in Workers Compensation Claim #14416, approved by the Law Department. Respectfully submitted, CHARLES MANION Supervising Assistant Corporation Counsel Approved: MELVIN B. HOLLOWELL Corporation Counsel By Council Member Spivey: Resolved, That settlement of the above matter be and is hereby authorized in the amount of Seventy-Seven Thousand Five Hundred Dollars ($77,500.00); and be it further Resolved, That the Finance Director be and is hereby authorized and directed to draw a warrant upon the proper fund in favor of James D. Jones, and his attorney, Kevin M. Kain, in the sum of SeventySeven Thousand Five Hundred Dollars ($77,500.00) in full payment for any and all claims which they may have against the City of Detroit by reason of any injuries or occupational diseases and their resultant disabilities incurred or sustained as the result of his past employment with the City of Detroit and that said amount be paid upon presentation by the Law Department of a redemption order approved by the Workers Compensation Department of the State of Michigan. Approved: MELVIN B. HOLLOWELL Corporation Counsel Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, and President Jones — 7. Nays — None. ————— Law Department December 30, 2014 Honorable City Council: Re: Paula D. Wyatt (Dec’d) vs. City of Detroit, Department of Public Works. File No.: 14003 (CM). We have reviewed the above-captioned lawsuit, the facts and particulars of which are set forth in a confidential attorneyclient privileged memorandum that is being separately hand-delivered to each member of your Honorable Body. From this review, it is our considered opinion that a settlement in the amount of Fifteen Thousand Dollars ($15,000.00) is in the best interest of the City of Detroit. We, therefore, request authorization to settle this matter in the amount of Fifteen Thousand Dollars ($15,000.00) and that your Honorable Body authorize and direct the Finance Director to issue a draft in that amount payable to the estate of Paula D. Wyatt, and their attorney, Lenny Segel, to be delivered upon receipt of properly executed Releases and Order of Dismissal in Workers Compensation Claim #14003, approved by the Law Department. Respectfully submitted, CHARLES MANION Supervising Assistant Corporation Counsel Approved: MELVIN B. HOLLOWELL Corporation Counsel By Council Member Spivey: Resolved, That settlement of the above matter be and is hereby authorized in the amount of Fifteen Thousand Dollars ($15,000.00); and be it further Resolved, That the Finance Director be and is hereby authorized and directed to draw a warrant upon the proper fund in favor of the estate of Paula D. Wyatt, and their attorney, Lenny Segel, in the sum of Fifteen Thousand Dollars ($15,000.00) in full payment for any and all claims which they may have against the City of Detroit by reason of any injuries or occupational diseases and their resultant disabilities incurred or sustained as the result of her past employment with the City of Detroit and that said amount be paid upon presentation by the Law Department of a redemption order approved by the Workers Compensation Department of the State of Michigan. Approved: MELVIN B. HOLLOWELL Corporation Counsel Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, and President Jones — 7. Nays — None. ————— Law Department November 14, 2014 Honorable City Council: Re: Dawn F. Jackson vs. City of Detroit, Fire Department. File No.: 13918 (PSB). We have reviewed the above-captioned lawsuit, the facts and particulars of which are set forth in a confidential attorneyclient privileged memorandum that is being separately hand-delivered to each member of your Honorable Body. From this review, it is our considered opinion that a settlement in the amount of ThirtyEight Thousand Dollars ($38,000.00) is in the best interest of the City of Detroit. O F T H E M A Y O R We, therefore, request authorization to settle this matter in the amount of ThirtyEight Thousand Dollars ($38,000.00) and that your Honorable Body authorize and direct the Finance Director to issue a draft in that amount payable to Dawn F. Jackson, and her attorney, Frederick J. Ruby, to be delivered upon receipt of properly executed Releases and Order of Dismissal in Workers Compensation Claim #13918, approved by the Law Department. Respectfully submitted, PHILLIP S. BROWN Assistant Corporation Counsel Approved: By: CHARLES MANION Supervising Assistant Corporation Counsel MELVIN B. HOLLOWELL Corporation Counsel By Council Member Spivey: Resolved, That settlement of the above matter be and is hereby authorized in the amount of Thirty-Eight Thousand Dollars ($38,000.00); and be it further Resolved, That the Finance Director be and is hereby authorized and directed to draw a warrant upon the proper fund in favor of Dawn F. Jackson, and her attorney, Frederick J. Ruby, in the sum of Thirty-Eight Thousand Dollars ($38,000.00) in full payment for any and all claims which they may have against the City of Detroit by reason of any injuries or occupational diseases and their resultant disabilities incurred or sustained as the result of her past employment with the City of Detroit and that said amount be paid upon presentation by the Law Department of a redemption order approved by the Workers Compensation Department of the State of Michigan. Approved: By: CHARLES MANION Supervising Assistant Corporation Counsel MELVIN B. HOLLOWELL Corporation Counsel Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, and President Jones — 7. Nays — None. ————— NEIGHBORHOOD AND COMMUNITY SERVICES STANDING COMMITTEE Finance Department Purchasing Division December 18, 2014 Honorable City Council: The Purchasing Division of the Finance Department recommends a Contract with the following firms or persons: 2815275 — Not Applicable — To Manage and Operate Chene Park Amphitheatre — Contractor: The Right Productions, Location: 2600 Atwater, Detroit, MI 48207 — Contract period: January 1, 2010 through December 31, 2022 — Contract amount: $0.00. Recreation. Amendment #2 — This is a Revenue Contract, extension of time only. Original contract was January 1, 2010 through December 31, 2015. Respectfully submitted, ANDRE DUPERRY Director/Chief Finance Dept./Purchasing Division By Council Member Sheffield: Resolved, That Contract No. 2815275 referred to in the foregoing communication dated December 18, 2014, be hereby and is approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, and President Jones — 7. Nays — None. *WAIVER OF RECONSIDERATION (No. 1) per motions before adjournment. ————— Permit Honorable City Council: To your Committee of the Whole was referred Petition of Mt. Vernon Missionary Baptist Church (Petition No. 305), to hold the 28th Annual May Day Celebration with parade and festival on May 16, 2015. After consultation with the Police and Recreation Departments and careful consideration of the request, your Committee recommends that same be granted in accordance with the following resolution. Respectfully submitted, MARY SHEFFIELD Chairperson By Council Member Sheffield: Resolved, That subject to the approval of the Mayor’s Office, Buildings & Safety Engineering, Health and Wellness Promotion, Transportation Departments and Department of Public Works, Traffic Engineering Division, permission be and is hereby granted to Petition of Mt. Vernon Missionary Baptist Church (Petition No. 305), to hold the 28th Annual May Day Celebration with parade and festival on May 16, 2015 from 10:00 a.m. to 3:00 p.m. at Eliza Park; parade to begin at 15125 Burt Rd. and end at Eliza Park. (Set up 7:00 a.m.). Resolved, That the Buildings and Safety Engineering Department is hereby authorized and directed to waive the zoning restrictions on said property during the period of the event. Provided, That the required permits be secured should any tents or temporary installations such as Liquefied Petroleum Gas Systems be used, and further Provided, That the sale of food and soft drinks is held under the direction of the Health Department, and further Provided, That said activity is conducted under the rules and regulations of the concerned departments and the supervision of the Police Department, and further Provided, That if tents are to be used, the petitioner shall comply with all sections of Fire Marshal Division Memorandum #3.2 regarding “use of Tents for Public Assembly,” and further Provided, That such permission be granted with the distinct understanding that petitioner assumes full responsibility for any and all claims, damages and expenses that may arise by reason of the granting of said petition, and further Provided, That the site be returned to its original condition at the termination of its use, and further Provided, That this resolution is revocable at the will, whim or caprice of the City Council. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, and President Jones — 7. Nays — None. ————— Permit Honorable City Council: To your Committee of the Whole was referred Petition of Susan G. Komen, Barbara Ann Karmanos Cancer Institute (Petition No. 426), to hold the “24th Annual Susan G. Komen Detroit Race for the Cure” starting at Chene Park on May 16, 2015. After consultation with the Police Department and careful consideration of the request, your Committee recommends that same be granted in accordance with the following resolution. Respectfully submitted, MARY SHEFFIELD Chairperson By Council Member Sheffield: Resolved, That subject to the approval of the Mayor’s Office, Buildings, Safety Engineering and Environmental Depart- Oct 7 (3 pgs) 1-20-15 10/6/15 1:07 PM Page 2 Page 6, The Detroit Legal News A L L A C T I O N O F T H E ment/Business License Division, Fire, Municipal Parking Departments and Department of Public Works/City Engineering Division, permission be and is hereby granted to Petition of Susan G. Komen, Barbara Ann Karmanos Cancer Institute (Petition No. 426), to hold the “24th Annual Susan G. Komen Detroit Race for the Cure” starting at Chene Park on May 16, 2015 from 7:00 a.m. to 12:00 p.m. with various street closures. (Set up is to begin May 15, 2015 at 10:00 a.m.; with tear down on May 16, 2015 at 2:00 p.m.) Provided, That said activity is conducted under the rules and regulations of the concerned departments and the supervision of the Police Department and in compliance with applicable ordinances, and further Provided, That such permission be granted with the distinct understanding that petitioner assumes full responsibility for any and all claims, damages and expenses that may arise by reason of the granting of said petition, and further Provided, That the site be returned to its original condition after said activity. Provided, That this resolution is revocable at the will, whim or caprice of the City Council. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, and President Jones — 7. Nays — None. ————— PLANNING AND ECONOMIC DEVELOPMENT STANDING COMMITTEE Finance Department Purchasing Division January 8, 2015 Honorable City Council: The Purchasing Division of the Finance Department recommends a Contract with the following firm(s) or person(s): 87017 — 100% Federal Funding — To Provide a CDBG Program Specialist, whose responsibilities include: compiling data for quarterly reports; Coordinating with BSEED and DBA regarding grant demolition, updates, narratives and track expenditures and progress — Contractor: Wilmern G. Griffin — Location: 111 Cadillac Square, Apt 19C, Detroit, MI 48226 — Contract Period: January 1, 2015 through January 1, 2016 — $32.44 per hour — Contract Amount: $72,000.00. Planning and Development. Respectfully submitted, BOYSIE JACKSON Chief Procurement Officer Finance Dept./Purchasing Div. By Council Member Leland: Resolved, That Contract No. 87017 referred to in the foregoing communication dated January 8, 2015, be hereby and is approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, and President Jones — 7. Nays — None. ————— Council Member Sheffield left her seat. ————— City of Detroit Historic Designation Advisory Board January 6, 2015 Honorable City Council: Re: Petition #957, Hugh Smith (owner), requesting the designation of the historic Baker’s Keyboard Lounge located at 20510 Livernois Avenue as a local historic district and the appointment of ad hoc representatives in connection to this matter. The proposed Baker’s Keyboard Lounge local historic district will include the building located at 20510 Livernois Avenue. Reasonable grounds for the study have been provided in that the building has been determined to be eligible for the National Register of Historic Places. A resolution directing the Historic Designation Advisory Board to conduct a study is attached. Should your Honorable Body adopt that resolution, you must appoint two persons to serve as ad hoc members of the Advisory Board in connection with the matter. A resolution of appointment is attached for your consideration. Staff is available to answer any questions you may have. Respectfully submitted, JANESE CHAPMAN Historic Planner II By Council Member Cushingberry, Jr.: WHEREAS, The City Council has received requests to designate Baker’s Keyboard lounge as a local historic district, and WHEREAS, The property to be studied is located at 20510 Livernois Avenue, and WHEREAS, The City Council finds that there are reasonable grounds for such a request, NOW THEREFORE, BE IT RESOLVED, That the City Council hereby directs the Historic Designation Advisory Board to conduct studies to determine whether Baker’s Keyboard Lounge meets the criteria for historic designation and to issue appropriate reports in accordance with the Michigan Local Historic Districts Act and Chapter 25, Article II of the 1985 Detroit City Code. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Spivey, and President Jones — 6. Nays — None. *WAIVER OF RECONSIDERATION (No. 2), per motions before adjournment. ————— By Council Member Cushingberry, Jr.: WHEREAS, The City Council has adopted a resolution directing study of the proposed Baker’s Keyboard Lounge, and WHEREAS, The Historic District Ordinance (Chapter 25-2) requires the appointment of ad hoc members to the Historic Designation Advisory Board to represent the interest of property owners and those having a demonstrated interest in the preservation of this historic resource, NOW THEREFORE, BE IT RESOLVED, That the City Council appoints Mr. Hugh Smith, 16866 Fairfield, Detroit, MI 48221 and Mr. Gerald Underwood, 961 Greendale Street, Detroit, MI 48203, as ad hoc members of the Historic Designation Advisory Board in connection with the study for the proposed Baker’s Keyboard Lounge Historic District. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Spivey, and President Jones — 6. Nays — None. *WAIVER OF RECONSIDERATION (No. 3) per motions before adjournment. ————— Council Member James Tate entered and took his seat. ————— PUBLIC HEALTH AND SAFETY STANDING COMMITTEE Finance Department Purchasing Division December 4, 2014 Honorable City Council: The Purchasing Division of the Finance Department recommends a Contract with the following firms or persons: 2901510 — 100% City Funding — To provide Consulting Services to Homeland Security while Preventing Loss of Grant C I T Y WEDNESDAY, OCTOBER 7, 2015 C O U N C I L Funds — Contractor: Strategic Staffing Solutions, Location: 645 Griswold, Suite 2900, Detroit, MI 48226 — Contract Homeland amount: $125,399.49. Security. (This Contract was held by Council President Brenda Jones and Council Member James Tate during the Recess Procedure of December 9, 2014.) Respectfully submitted, BOYSIE JACKSON Purchasing Director Finance Dept./Purchasing Division By Council Member Benson: Resolved, That Contract No. 2901510 referred to in the foregoing communication dated December 4, 2014, be hereby and is approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Spivey, Tate, and President Jones — 7. Nays — None. ————— Finance Department Purchasing Division December 11, 2014 Honorable City Council: The Purchasing Division of the Finance Department recommends a Contract with the following firms or persons: 2790946 — 100% City Funding — To provide Software for Inspection Certification and Billing System Interface — Contractor: Trademaster, Location: 1150 Stephenson Hwy., Troy, MI 48083 — Contract period: October 4, 2014 through October 3, 2015 — Contract amount: $68,071.00. Fire. (This Contract was held by Council President Brenda Jones during the Recess Procedure of December 16, 2014.) Respectfully submitted, BOYSIE JACKSON Purchasing Director Finance Dept./Purchasing Division By Council Member Benson: Resolved, That Contract No. 2790946 referred to in the foregoing communication dated December 11, 2014, be hereby and is approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Spivey, Tate, and President Jones — 7. Nays — None. ————— Finance Department Purchasing Division December 18, 2014 Honorable City Council: The Purchasing Division of the Finance Department recommends a Contract with the following firms or persons: 2901737 — 100% QOL Funding — To provide Five (5) Unmarked SUV’s and Two (2) Canine Marked SUV’s — Contractor: Jefferson Chevrolet, Location: 2130 E. Jefferson Avenue, Detroit, MI 48207 — Contract amount: $343,487.00. Police. This is a One Time Purchase that was competitively bid. Respectfully submitted, ANDRE DUPERRY Director/Chief Finance Dept./Purchasing Division By Council Member Benson: Resolved, That Contract No. 2901737 referred to in the foregoing communication dated December 18, 2014, be hereby and is approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Spivey, Tate, and President Jones — 7. Nays — None. ————— Finance Department Purchasing Division December 18, 2014 Honorable City Council: The Purchasing Division of the Finance Department recommends a Contract with the following firms or persons: 2901715 — 100% City Funding — To provide One (1) 3-5 Ton Vibratory Asphalt Roller — Contractor: Southeastern Equipment Co., Location: 48545 Grand River Avenue, Novi, MI 48374 — Contract amount: $47,733.00. Public Works. This is a One Time Purchase that was competitively bid. Respectfully submitted, ANDRE DUPERRY Director/Chief Finance Dept./Purchasing Division By Council Member Benson: Resolved, That Contract No. 2901715 referred to in the foregoing communication dated December 18, 2014, be hereby and is approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Spivey, Tate, and President Jones — 7. Nays — None. ————— Finance Department Purchasing Division December 18, 2014 Honorable City Council: The Purchasing Division of the Finance Department recommends a Contract with the following firms or persons: 2901722 — 100% City Funding — To provide Five (5) Injection Patching Trailers and One (1) Storage Tank — Contractor: Alta Equipment Company, Inc., Location: 28775 Beck Road, Wixom, MI 48393 — Contract amount: $349,273.00. Public Works. This is a One Time Purchase that was competitively bid. Respectfully submitted, ANDRE DUPERRY Director/Chief Finance Dept./Purchasing Division By Council Member Benson: Resolved, That Contract No. 2901722 referred to in the foregoing communication dated December 18, 2014, be hereby and is approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Spivey, Tate, and President Jones — 7. Nays — None. ————— City of Detroit Airport Department November 24, 2014 Honorable City Council: Re: Coleman A. Young Airport. Authorization to Accept Revenue for Land Acquisition Reimbursements. The Airport Department requests City Council authorization to accept a grant contract for $1,892,000.00 from the Michigan Department of Transportation (Federal Project No. F-26-0027-3811) for land acquisition reimbursement and is also requesting City Council authorization to accept a second grant contract for $1,322,000.00 from the Michigan Department of Transportation (Federal Project No. C-26-0027-4014) also for land acquisition reimbursement. The Airport Department is hereby requesting authorization from Detroit City Council to accept these revenues from the above referenced land acquisition contracts from Michigan Department of Transportation into Appropriation No. 13717 for the purpose of utilizing the revenue in the land acquisition project. The cost distribution for the first Michigan Department of Transportation grant contract (Federal Project No. F-260027-3811) is 44.4% Federal or A P P E A R I N G H E R E I N $839,119.00, 51.3% State or $971,656.00 and 4.3% or $81,225.00 City, while the cost distribution for the second Michigan Department of Transportation grant contract (Federal Project No. C-26-00274014) is 90% Federal or $1,189,800.00, 5% State or $66,100.00 and 5% City or $66,100.00. The Airport Department requests authorization to transfer the City match for both projects in the amount $147,325 from Appropriation No. 04185 to Appropriation No. 13717. The Airport Department requests authorization to set up Appropriation No. 13717 for this purpose. The Airport Department requests your Honorable Body to adopt the attached resolution to create Appropriation No. 13717 to accept revenues, as well as approval to expend the funds as indicated above by adopting the attached resolution with a Waiver of Reconsideration. Approval of your Honorable Body with a Waiver of Reconsideration will allow the Department to proceed with this project in a timely manner. Respectfully submitted, JASON WATT Airport Director Approved: PAMELA SCALES Budget Director JOHN NAGLICK Finance Director RESOLUTION By Council Member Benson: Whereas, The Airport Department requests authorization to accept a grant contract for $1,892,000.00 from the Michigan Department of Transportation (Federal Project No. F-26-0027-3811) for land acquisition reimbursement; and Whereas, The Airport Department is also requesting authorization to accept a second grant contract for $1,322,000.00 from the Michigan Department of Transportation (Federal Project No. C-260027-4014) for land acquisition reimbursement; and Be It Further Resolved, That the Detroit City Council hereby authorizes the Airport Department to accept these land acquisition grant contracts from the Michigan Department of Transportation into Appropriation No. 13717 for the purpose of utilizing the revenue in the land acquisition projects; and Be It Further Resolved, That the Airport Department is hereby authorized to transfer $147,325 from Appropriation No. 04185 to Appropriation No. 13717 for both City matches; and Be It Further Resolved, That the Airport Department is hereby authorized to set up Appropriation No. 13717, to accept revenues, as well as expend the funds for this purpose; and Be It Further Resolved, That the Finance Director is hereby authorized to establish the necessary accounts, honor vouchers, and payrolls when presented in accordance with the forgoing communications and regulations of the State of Michigan. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Spivey, Tate, and President Jones — 7. Nays — None. ————— Police Department December 10, 2014 Honorable City Council: Re: Request permission to accept a Subgrant Award to Participate in the National Crime Victims’ Rights Week (NCVRW) April 20-24, 2015, from the National Association of VOCA Assistance Administrators. The National Association of VOCA Assistance Administrator has awarded the City of Detroit, Detroit Police Department (DPD) a subgrant award in the amount of $5,000.00, to participate in the National Crime Victims’ Rights Week during the week of April 20-24, 2015. The DPD will use the NCVRW theme to attract the community and advertise the NCVRW fair, where additional victim assistance partners and resources will be available. The DPD will target different ethnic groups and crimes everyday during the week of the affair at different locations within the city. The final event of the NCVRW will be held on April 25, 2015 at a fair like atmosphere, where the community will be able to obtain victim assistance information, win prizes, free giveaways, listen to guest speakers and network with an array of organizations. Participation requires the approval of your Honorable Body, via adoption of the attached resolution. If you have any questions or concerns, regarding this matter, please feel free to contact me at 596-1803, Monday through Friday, 8:00 a.m. to 4:00 p.m. Respectfully submitted, JAMES E. CRAIG Chief of Police By Council Member Benson: Resolved, That the Detroit Police Department be and is hereby authorized to accept the Subgrant Award No. 15-096, to participate in the National Crime Victims’ Right Week in the amount of $5,000, from the National Association of VOCA Assistance Administrators and be it further; Resolved, That the Finance Director be and is hereby authorized to establish the necessary cost centers and appropriations, transfer funds, honor payrolls and vouchers when presented, as necessary, for the operation of the program as outlined in the foregoing communication. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Spivey, Tate, and President Jones — 7. Nays — None. ————— Police Department December 5, 2014 Honorable City Council: Re: Permission to accept Donation of Eight (8) Fuji Patrol 24 Speed Bicycles from the Detroit Public Safety Foundation (DPSF). On November 24, 2014, the Detroit Public Safety Foundation (DPSF) addressed a letter to the Detroit Police Department (DPD) indicating they would like to donate eight (8) Fuji Patrol 24 speed bicycles, eight bike helmets and eight trunk bags, valued at $8,030.00 to the Detroit Police Department’s Third Precinct’s Bike Officer Patrol Unit. The Third Precinct bike officers’ have determined that the equipment would be an asset to the department and seek to accept this donation. There is no cost to the Department for this donation. I request approval from your Honorable Body to accept the donations and adopt the enclosed resolution. If you have any questions or concerns regarding this matter, please feel free to contact me at 596-1803, Monday through Friday, 8:00 a.m. to 4:00 p.m. Respectfully submitted, JAMES E. CRAIG Chief of Police Approved: PAMELA SCALES Budget Director JOHN NAGLICK Finance Director By Council Member Benson: Resolved, That the Detroit Police Department be and is hereby authorized to accept a donation of equipment valued at $8,030.00, from the Detroit Public I S S U B J E C T T O R E C O N S I D E R A T I O N Safety Foundation (DPSF) and be it further, Resolved, That the Finance Director be and is hereby authorized to establish the necessary cost centers, appropriations transfer funds, and honor payrolls and vouchers when presented as necessary, for the operation of the program as outlined in the foregoing communication. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Spivey, Tate, and President Jones — 7. Nays — None. ————— Department of Public Works December 2, 2014 Honorable City Council: Re: Traffic Signal Removal at 15 locations. The following fifteen (15) signalized intersections are currently operating on full time “STOP control” mode in compliance with the Michigan Manual of Uniform Traffic Control Devices (MMUTCD) and are scheduled for removal due to changes in traffic conditions. The traffic volumes, accident report and physical conditions were analyzed prior to placing the signals on full time flashing operation. The traffic volumes have dropped significantly over the years at these locations. As a result, currently none of the MMUTCD warrants are satisfied and therefore, continued operation of the traffic signals is no longer justified. Moreover, being unwarranted, these traffic signals will pose unnecessary liability for City unless removed. After placing the signals on flashing operation, the before/after crash data was reviewed for each of the intersections and is shown below. The after-crash data was reviewed for the period between the date of flashing and the end of September, 2014. For comparison purposes, the before-crash data was also reviewed for a time period of the same length before the flashing date. Overall, a crash reduction was observed after flashing. Crashes Before Flashing Flashing Date Crashes After Flashing Rear Rear Angle End Other Total Angle End Other Total No. Location 1 BeaubienGrand Blvd. E.* 11/29/2012 0 1 1 2 3 0 0 3 2 BuchananGrand Blvd. E. 8/14/2012 0 0 1 1 0 0 0 0 3 Conner-St. Patrick* 3/13/2013 0 1 1 2 1 1 1 3 4 Grand Blvd. E.U turn channel n/o Jefferson 4/10/2014 0 0 0 0 0 0 0 0 5 Grand Blvd. W.Lawton 1/30/2013 1 3 0 4 1 0 0 1 6 Grand Blvd. W.Porter 11/16/2012 0 0 1 1 0 1 0 1 7 Hayes-Mayfield 3/ 3/2013 0 2 2 4 1 0 0 1 8 John R.Milwaukee 3/12/2013 1 2 1 4 0 1 1 2 9 MaplelawnWyoming 4/10/2014 0 0 0 0 1 1 0 2 10 StateWashington Blvd. 1/17/2013 0 0 1 1 0 0 1 1 11 AtwaterRenaissance Dr. 11/30/2012 0 0 0 0 0 0 0 0 12 Atwater-St. Antoine 11/30/2012 0 0 1 1 0 1 0 1 13 BrushLafayette* 11/30/2012 1 1 2 4 3 0 2 5 14 FranklinRivard 11/30/2012 1 0 0 1 1 1 0 2 15 BrushMontcalm 11/30/2012 1 1 1 3 0 0 1 1 A N D / O R A P P R O V A L prohibited by this resolution, shall be restored to a satisfactory condition, Third, Said owners for their heirs and assigns further agree that no buildings or structures of any nature whatsoever including, but not limited to, concrete slabs or driveways, retaining or partition walls, shall be built or placed upon said easements, nor change of surface grade made, without prior approval of the City Engineering Division — DPW, Fourth, That if the owners of any lots abutting on said vacated street shall request the removal and/or relocation of any existing poles or other utilities in said easement, such owners shall pay all costs incidental to such removal and/or relocation, unless such charges are waived by the utility owners, Fifth, That if any utility located in said property shall break or be damaged as a result of any action on the part of said owners or assigns (by way of illustration but not limitation) such as storage of excessive weights of materials or construction not in accordance with Section 3, mentioned above, then in such event said owners or assigns shall be liable for all costs incidental to the repair of such broken or damaged utility; and Provided, That an easement, the full width of the existing right-of-way, is reserved for the Detroit Water and Sewerage Department for the purpose of installing, maintaining, repairing, removing, or replacing any sewers, water mains, fire hydrants and appurtenances, with the right of ingress and egress at any time to, and over said easements for the purpose above set forth; and be it further Provided, That free and easy access to the sewers, water mains, fire hydrants and appurtenances within the easements is required for Detroit Water and Sewerage Department equipment, including the use of backhoes, bull dozers, cranes or pipe trucks, and other heavy construction equipment, as necessary for the alteration or repair of the sewer or water main facilities; and be it further Provided, That the Detroit Water and Sewerage Department retains the right to install suitable permanent main location guide posts over its water mains at reasonable intervals and at points deflection; and be it further Provided, That said owners of the adjoining property, for themselves, their heirs and assigns, agree that no building O F T H E M A Y O R or structure of any nature whatsoever, including porches, patios, balconies, etc., shall be built upon or over said easement, or that no grade changes or storage of materials shall be made within said easements without prior written approval and agreement with the Detroit Water and Sewerage Department; and be it further Provided, That the Public Lighting Department requires that no structures or barricades be built over PLD installations or on existing utility easement areas. As per PLD requirements, any structure proposed to be built shall maintain 10 feet horizontal clearance from the overhead PLD lines and installations also any structure proposed to be build shall maintain a minimum of 3 feet horizontal clearance and 12 inch vertical clearance from the PLD conduit bank and manholes. The contractor should take necessary precautions not to damage PLD utilities, if they plan to use heavy earth moving equipment. The contractor will be liable for any damages to any PLD underground facilities. PLD requires unrestricted easement rights with 24-hour heavy vehicle access in order to maintain their facilities; and be it further Provided, That if at any time in the future, the owners of any lots abutting on said vacated street shall request the removal and/or relocation of the aforementioned utilities in said easement, such owners shall pay all costs incident to such removal and/or relocation. It is further provided that if sewers, water mains, and/or appurtenances in said easement shall break or be damaged as a result of any action on the part of the owner, or assigns, then in such event, the owner or assigns shall be liable for all costs incident to the repair of such broken or damaged sewers and water mains, and shall also be liable for all claims for damages resulting from his action; and be it further Provided, That if it becomes necessary to remove the paved street return at the entrance (into Wade Avenue or Camden Avenue) such removal and construction of new curb and sidewalk shall be done under city permit and inspection according to City Engineering Division — DPW specifications with all costs borne by the abutting owner(s), their heir or assigns; and further Provided, That the City Clerk shall within 30 days record a certified copy of this resolution with the Wayne County Register of Deeds. *: A more detailed review of these locations where (angle) crashes did not reduce showed that the crashes were caused due to the drivers disregarding the Stop Signs. It may be noted that there is typically a reduction in rear-end type crashes after signals are removed. As such, the Department of Public Works respectfully requests the adoption of the attached resolution for the removal of the traffic signals at the above mentioned fifteen (15) locations. Respectfully submitted, RON BRUNDIDGE Director By Council Member Benson: Resolved, That, in accordance with the foregoing communication, removal of traffic signals at the following fifteen (15) locations is hereby approved. No. Street A Street B Proposed Traffic Control 1 2 3 4 Beaubien Buchanan Conner Grand Blvd. E. Stop Sign to control Beaubien Stop Sign to control all approaches Stop Sign to control St. Patrick Stop Sign to control U-turn channel 5 6 7 8 9 10 11 12 13 14 15 Grand Blvd. W. Grand Blvd. W. Hayes John R. Maplelawn State Atwater Atwater Brush Franklin Brush Grand Blvd. E. Grand Blvd. E. St. Patrick U turn channel n/o Jefferson Lawton Porter Mayfield Milwaukee Wyoming Washington Blvd. Renaissance Dr. St. Antoine Lafayette Rivard Montcalm Stop Sign to control Lawton Stop Sign to control all approaches Stop Sign to control Mayfield Stop Sign to control all approaches Stop Sign to control Maplelawn Stop Sign to control State Stop Sign to control all approaches Stop Sign to control all approaches Stop Sign to control all approaches Stop Sign to control all approaches Stop Sign to control all approaches Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Spivey, Tate, and President Jones — 7. Nays — None. ————— Department of Public Works City Engineering Division November 24, 2014 Honorable City Council: Re: Petition No. 2656, A & H Financial Solutions requesting the vacation and conversion to utility easement of Norcross Avenue between Wade and Camden Avenue and the outright vacation of the north-south alley in the block bounded by Wade, Camden, Norcross and Harrell. Petition No. 2656, A & H Financial Solutions request vacation and conversion of Norcross Avenue, 50 feet wide, between Wade Avenue, 60 feet wide, and Camden Avenue, 60 feet wide into a private easement for public utilities. The request is also for the outright vacation of the north-south public alley, 16 feet wide, in the block of Camden Avenue, 60 feet wide, Wade Avenue, 60 feet wide, Harrell Avenue, 50 feet wide, and Norcross Avenue, 50 feet wide. The petition was referred to the City Engineering Division — DPW for investigation (utility review) and report. This is our report. The request is being made to facilitate the development and construction of “Love and Kindness” independent living facility. All City Departments and privately owned utility companies have reported no objections to the conversion of the public right-of-way into a private easement for public utilities and the outright vacation of the public alley. The request was approved by the Solid Waste Division — DPW, and Traffic Engineering Division — DPW. Provisions protecting utility installations are part of the attached resolution. Detroit Water and Sewerage Department (DWSD) has no objection to the conversion to easement. The specific DWSD provisions for easements are included in the resolution. Public Lighting Department (PLD) has no objection to the conversion to easement. The specific PLD provisions for easements are included in the resolution. Provisions providing for the relocation of all utilities located in the requested public alley outright vacation are included in the attached resolution. DWSD records indicate that there is a sewer in the alley, and accordingly the specific requirements and provisions for the relocation of the sewer at no cost to DWSD are included as a part of the resolution. I am recommending adoption of the attached resolution. Respectfully submitted, RICHARD DOHERTY, P.E. City Engineer City Engineering Division — DPW By Council Member Benson: Resolved, All of the north-south public alley, 16 feet wide, in the block of Camden Avenue, 60 feet wide, Wade Avenue, 60 feet wide, Harrell Avenue, 50 feet wide, and Norcross Avenue, 50 feet wide, lying easterly of and adjoining the easterly line of Lots 68 thru 76, both inclusive and the easterly line of the northerly 16.07 feet of vacated Camden Avenue (Lot 75), also lying westerly of and adjoining the westerly line of Lots 59 thru 67, both inclusive and the westerly line of the northerly 22.70 feet of Lot 58 “George A. King Subdivision of Lots 1 and 2 of Corby’s Subdivision of the East 30.89 acres of the West 36.89 acres of Lot 9, P. C. 10, Gratiot Township, Wayne County, Michigan” as recorded in Liber 33, Page 21 of Plats, Wayne County Records. Be and the same is hereby vacated (outright) as a public right-of-way to become part and parcel of the abutting property, subject to the following provisions: Provided, That the petitioner/property owner make satisfactory arrangements with any and all utility companies for cost and arrangements for the removing and/or relocating of the utility companies services; and further Provided, that the abandonment or relocation of the sewer shall be performed in accordance with DWSD specifications and any sewer construction shall be done under the inspection and approval of DWSD; and Provided, That the entire cost of any sewer construction, including inspection, survey and engineering shall be borne by the petitioner; and further Provided, That any construction in the public rights-of-way such as removal and construction of new driveways, curbs and sidewalks shall be done under city permit and inspection according to City Engineering Division — DPW specifications with all costs borne by the abutting owner(s), their heir or assigns; and be it also Resolved, All of Norcross Avenue, 50 feet wide, between Wade Avenue, 60 feet wide, and Camden Avenue, 60 feet wide, lying easterly of and adjoining the east line of Lots 59 thru 67 and the easterly line of the north 26.68 feet of Lot 58; also lying westerly of and adjoining the westerly line of Lots 1 thru 9, both inclusive, and the westerly line of the north 29.29 feet of Lot 10 “George A. King Subdivision of Lots 1 and 2 of Corby’s Subdivision of the East 30.89 acres of the West 36.89 acres of Lot 9, P. C. 10, Gratiot Township, Wayne County, Michigan” as recorded in Liber 33, Page 21 of Plats, Wayne County Records. Be and the same is hereby vacated as a public street and is hereby converted into a private easement for public utilities of the full width of the street, which easement shall be subject to the following covenants and agreements, uses, reservations and regulations, which shall be observed by the owners of the lots abutting on said street and by their heirs, executors, administrators and assigns, forever to wit: First, said owners hereby grant to and for the use of the public easement or right-of-way over said vacated street herein above described for the purposes of maintaining, installing, repairing, removing, or replacing public utilities such as water mains, sewers, gas lines or mains, telephone, electric light conduits or poles or things usually placed or installed in a public street in the City of Detroit, with the right to ingress and egress at any time to and over said easement for the purpose above set forth, Second, Said utility easement or rightof-way in and over said vacated street herein above described shall be forever accessible to the maintenance and inspection forces of the utility companies, or those specifically authorized by them, for the purpose of inspecting, installing, maintaining, repairing, removing, or replacing any sewer, conduit, water main, gas line or main, telephone or light pole or any utility facility placed or installed in the utility easement or right-of-way. The utility companies shall have the right to cross or use the driveways and yards of the adjoining properties for ingress and egress at any time to and over said utility easement with any necessary equipment to perform the above mentioned task, with the understanding that the utility companies shall use due care in such crossing or use, and that any property damaged by the utility companies, other than that specifically Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Spivey, Tate, and President Jones — 7. Nays — None. ————— Council Member Mary Sheffield entered and took her seat. ————— Water and Sewerage Department Contracts and Grants Division December 5, 2014 Honorable City Council: The Contracts and Grants Division of the Water and Sewerage Department recommends Contracts with the following firms or persons: 2871508 — 100% DWSD Funding — PC-790, Change Order No. 1, Equipment Purchasing and Installation on an AsNeeded Basis — DeMaria Building Company, Inc., 3031 W. Grand Boulevard, Suite 624, Detroit, Michigan 48202 — Contract period: November 28, 2014 thru November 28, 2015 — Change order amount not to exceed: $7,000,000.00. Water and Sewerage Department. Respectfully submitted, DANIEL EDWARDS Interim Contracts and Grants Manager Contracts and Grants Division By Council Member Benson: Resolved, That Contract No. 2871508 referred to in the foregoing communication dated December 5, 2014, be hereby and is approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, Tate, and President Jones — 8. Nays — None. ————— NEW BUSINESS RESOLUTION CONTINUING THE CITY OF DETROT GREEN TASK FORCE By COUNCIL MEMBER BENSON: WHEREAS, The City of Detroit is faced with a wide range of environmental issues including reliable mass transit, green infrastructure improvements and storm water runoff overflows; and WHEREAS, Creating a greener infrastructure will employ Detroit residents in good paying jobs; and WHEREAS, There are many committed organizations working to improve the quality of the environment in Detroit and reduce the carbon footprint of the city; NOW THEREFORE BE IT RESOLVED, That the Detroit City Council hereby extends the Detroit Green Task Force until December, 2015; and BE IT FURTHER RESOLVED, That the Detroit Green Task Force will be chaired by Councilman Scott Benson; and BE IT FURTHER RESOLVED, That the Detroit Green Task Force meetings are open to the public; with dates, times, and locations to be noticed by the Office of the City Clerk. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, Tate, and President Jones — 8. Nays — None. ————— RESOLUTION DECLARING JANUARY 21, 2015 AS KIWANIS DAY By COUNCIL MEMBER SHEFFIELD: WHEREAS, Kiwanis International is a coeducational service club founded on January 21, 1915 in Detroit, MI. This premier organization started out as a single club, Kiwanis Club No. 1, but has grown to 600,000 members, with clubs in 80 nations; and WHEREAS, Kiwanis serve children and youth using two approaches. One attempts to improve the quality of life directly through activities promoting health, and education. The other tries to encourage leadership and service among youth. In pursuit of the latter goal, Kiwanis sponsors about 7,000 youth service clubs with nearly 320,000 youth members. The various clubs and members are organized to address the unique concerns of their specific areas; and WHEREAS, Kiwanis Club No. 1 continues to be a leader in improving literacy among the students of Detroit through its Books for Kids Program, a leader in helping the disadvantaged and disabled youth, a supporter of Children’s Hospital, a leader in improving camping opportunities for many young people in the City and with Kiwanis International, a worldwide leader in the effort to eliminate maternal neonatal tetanus in the world; and WHEREAS, Kiwanis Club No. 1, along with Kiwanis International will celebrate the 100th Anniversary of Kiwanis in Detroit on January 24, 2015, at the Renaissance Marriott Hotel. NOW THEREFORE BE IT RESOLVED, The Detroit City Council in recognition of the 100 years of dedicated service by Kiwanis to the children of the City of Detroit and the world, hereby proudly declares January 21, 2015, “Kiwanis Day” in the City of Detroit, Michigan. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, Tate, and President Jones — 8. Nays — None. ————— CONSENT AGENDA Finance Department Purchasing Division January 15, 2015 Honorable City Council: The Purchasing Division of the Finance Department recommends a Contract with the following firm(s) or person(s): 87055 — 100% City Funding — To Provide a Board of Review Member to Council Member Scott Benson — Contractor: Dianne Y. Allen — Location: 4334 East Outer Drive, Detroit, MI 48234 — Contract Period: January 1, 2015 through June 30, 2015 — Contract Amount: $18,360.00. City Council. Respectfully submitted, BOYSIE JACKSON Chief Procurement Officer Finance Dept./Purchasing Div. Oct 7 (3 pgs) 1-20-15 10/6/15 1:08 PM Page 3 The Detroit Legal News, Page 7 WEDNESDAY, OCTOBER 7, 2015 A L L A C T I O N O F T H E By Council Member Spivey: Resolved, That Contract No. 87055 referred to in the foregoing communication dated January 15, 2015, be hereby and is approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, Tate, and President Jones — 8. Nays — None. ————— Finance Department Purchasing Division January 15, 2015 Honorable City Council: The Purchasing Division of the Finance Department recommends a Contract with the following firm(s) or person(s): 87060 — 100% City Funding — To Provide a Legislative Assistant to Council Member George Cushingberry — Contractor: Willie Smith — Location: 16045 W. McNichols, Apt. #2, Detroit, MI 48235 — Contract Period: January 1, 2015 through June 30, 2015 — $12.50 per hour — Contract Amount: $9,750.00. City Council. Respectfully submitted, BOYSIE JACKSON Chief Procurement Officer Finance Dept./Purchasing Div. By Council Member Spivey: Resolved, That Contract No. 87060 referred to in the foregoing communication dated January 15, 2015, be hereby and is approved. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, Tate, and President Jones — 8. Nays — None. ————— MEMBER REPORTS ————— ADOPTION WITHOUT COMMITTEE REFERENCE ————— COMMUNICATIONS FROM THE CLERK January 20, 2015 This is to report for the record that, in accordance with the City Charter, the portion of the proceedings of January 6, 2015, on which reconsideration was waived, was presented to His Honor, the Mayor, for approval on January 7, 2015, and same was approved on January 14, 2015. Also, That the balance of the proceedings of January 6, 2015 was presented to His Honor, the Mayor, on January 12, 2015, and the same was approved on January 20, 2015. Also, That my office was served with the following papers issued out of Wayne Circuit Court and United States District Court, and the same were referred to the Law Department. Placed on file. ————— From The Clerk January 20, 2015 Honorable City Council: This is to inform your Honorable Body that I am in receipt of the following petitions since the last regular session and recommend their reference as follows: Respectfully submitted, JANICE M. WINFREY City Clerk CITY COUNCIL/LAW AND MUNICIPAL PARKING DEPARTMENTS 522—Tonya Wells, request to appear before City Council to discuss the meter rates for the Taxi Cab Operations. ——— DPW — CITY ENGINEERING DIVISION 521—LPY Properties, request to fence off alley behind property located at 3340 E. 8 Mile Rd., Detroit, MI 48234. ——— DPW — CITY ENGINEERING DIVISION AND PLANNING & DEVELOPMENT DEPARTMENT 520—Parjana & Parjana Distribution, request permission to correct underground water flow issues which are causing water to infiltrate the underground tunnel connecting the Federal Building and the building previously known as the Federal Reserve Building. ——— MAYOR’S OFFICE/DPW — CITY ENGINEERING DIVISION/ TRANSPORTATION/POLICE/FIRE/ BUILDINGS & SAFETY ENGINEERING DEPARTMENTS AND BUSINESS LICENSE CENTER 524—Crash Detroit, requesting to hold “Crash Detroit” at Roosevelt Park on July 18, 2015 from 2:00 p.m. to 10:00 p.m. with temporary street closure on Northbound W. Vernor from Lacombe Dr. to Michigan Ave. ——— MAYOR’S OFFICE/POLICE DEPARTMENT/DPW — CITY ENGINEERING DIVISION AND TRANSPORTATION DEPARTMENT 523—University of Detroit Jesuit High School and Academy, request to hold “Detroit Past, Present, and Future (bicycle tour)” at Piquette and Woodward on May 16, 2015 from 9:00 a.m. to 1:00 p.m. ——— MAYOR’S OFFICE/RECREATION/ POLICE/FIRE/BUILDINGS & SAFETY ENGINEERING DEPARTMENTS AND BUSINESS LICENSE CENTER 519—States and Kingdom, LLC (on behalf of Red Bull N. America), request to host the “Red Bull Street Skate Board Signature Series Event” at Hart Plaza on May 8-9, 2015. Set up is to begin April 27, 2015 with tear down ending May 14, 2015. ————— TESTIMONIAL RESOLUTIONS AND SPECIAL PRIVILEGE Council Member Sheffield, on behalf of Council President Jones, moved for adoption of the following resolution: RESOLUTION IN MEMORIAM ELECTA SMITH DIXON By COUNCIL MEMBER JONES: WHEREAS, We, the members of the Detroit City Council, solemnly pause today to honor the memory of the late Electa Smith Dixon, a loving and devoted wife, mother, grandmother, and phenomenal woman who departed this life on December 13, 2014; and WHEREAS, Born on February 21, 1935, Electa Smith Dixon was welcomed into the world by two loving parents. Roberta and Sylvester Smith, and was the youngest of five children. It was in her native town of Birmingham, Alabama that she would remain until 1952 when she decided to follow the great migration to the north and moved to Detroit, Michigan in search of a new life. She received her secondary education in the Detroit Public School system, graduating from Northern High School and afterwards went on to study at the Fleming’s School of Cosmetology and became licensed cosmetologist. She enjoyed a thriving career in the hair and beauty industry for more than 30 years; and WHEREAS, In 1959 she married the C I T Y C O U N C I L love of her life, Caldwell Dixon and they shared over 48 years together before her husband preceded her in death. As the mother of one daughter, Angela and proud grandmother of her beloved grandson, Kofi, she was unselfishly dedicated to her family. Throughout her life Electa Smith Dixon possessed a kind and giving spirit of helping others and she was a light of inspiration to all she met; and WHEREAS, In addition to her unwavering commitment to her family, she possessed a faithful dedication to her religion and church and exemplified the role of dutiful Christian. Electa Smith Dixon was an active member of King David Missionary Baptist Church for over 50 years, serving as an usher and member of the Deacons Wives Group. She has made many important community contributions, volunteering on her local community council and at the Detroit Institute of Arts. Recognized and respected as a devoted matriarch, she ensured that the values and traditions by which she lived would exist in the hearts of those she cherished for years to come. NOW THEREFORE BE IT RESOLVED, That the Detroit City Council and the office of Council President Brenda Jones, hereby expresses its condolences and joins with family and friends in honoring the legacy of Electa Smith Dixon. She will be greatly missed and her contributions and the lessons she taught will live on forever. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, Tate, and President Jones — 8. Nays — None. ————— TESTIMONIAL RESOLUTION FOR KIWANIS CLUB NO. 1, DETROIT 100TH ANNIVERSARY By COUNCIL MEMBER SHEFFIELD: WHEREAS, The Kiwanis organization is an international coeducational service club founded on January 21, 1915 in Detroit, MI. This premier organization started out as a single club, Kiwanis Club No. 1, but has grown to 600,000 members with clubs in 80 countries, and WHEREAS, The early meetings of Kiwanis Club No. 1 were held at the former Griswold Hotel, located at the corner of Grand River and Griswold, and WHEREAS, Kiwanis Club No. 1 continues to be a leader in improving literacy among the students of Detroit through its Books for Kids Program, a leader in helping the disadvantaged and disabled youth, a supporter of Children’s Hospital, a leader in improving camping opportunities for many young people in the City, and, with Kiwanis International, a worldwide leader in the effort to eliminate maternal neonatal tetanus in the world, and WHEREAS, Kiwanis Club No. 1, Detroit, along with Kiwanis International will celebrate the 100th Anniversary of Kiwanis in Detroit on January 24, 2015 at the Renaissance Marriott Hotel, and IT BE RESOLVED, That the office of City Council Member Mary Sheffield and the Detroit City Council salutes and commends The Kiwanis Organization for the organization’s outstanding service and commitment to the greater community at large; and, IT IS FURTHER RESOLVED, That in recognition of the 100 years of dedicated service by Kiwanis to the children of Detroit and the world, January 21, 2015, be declared “Kiwanis Day” in the City of Detroit, Michigan. Therefore, it is resolved that this resolution endure as a permanent record of respect and admiration, and that a suitably-enrolled copy be presented to The Kiwanis Organization. May the organization’s outstanding work continue to stand as a mighty monument of inspiration for the community. Adopted as follows: Yeas — Council Members Benson, Castaneda-Lopez, Cushingberry, Jr., Leland, Sheffield, Spivey, Tate, and President Jones — 8. Nays — None. ————— And the Council then adjourned. BRENDA JONES, President JANICE M. WINFREY, City Clerk (All resolutions and/or ordinances except Resolutions of Testimonial or In Memoriam are generally in the name of the Council Member who was chairperson of the day of the City Council Meeting on which the resolution was introduced. A P P E A R I N G H E R E I N I S S U B J E C T T O CITY OF DETROIT Office of Contracting and Procurement Coleman A. Young Municipal Center Two Woodward Avenue, Suite 1008 Detroit, Michigan 48226 ——— October 7, 2015 ——— NOTICE OF FUNDING AVAILABILITY ——— EMERGENCY SOLUTIONS GRANT (ESG) PROGRAM ——— REQUEST FOR PROPOSALS, RFP #51003 ISSUED BY OFFICE OF CONTRACTING AND PROCUREMENT FOR HOUSING AND REVITALIZATION DEPARTMENT ARTHUR JEMISON, DIRECTOR MIKE DUGGAN, MAYOR ——— PROPOSAL DUE DATE/TIME 4:00 P.M., MONDAY, OCTOBER 26, 2015 ——— EMERGENCY SOLUTIONS GRANT OVERVIEW ——— The City of Detroit, through the Department of Housing and Revitalization (HRD), received a Federal Emergency Solutions Grant (ESG) award for FY 2015-2016 from the U.S. Department of Housing & Urban Development (HUD) in the amount of $2,862,103, most of which the City will sub-grant to qualified nonprofit organizations. Of this amount, the City will retain $214,658 for its administrative costs, $100,000 to support a diversion pilot program, and $200,000 to support Southwest Solution’s Coodinated Assessment Model, or CAM. The City of Detroit seeks to award a total of $2,347,445.00 through this RFP competition. Of the $2,347,445.00 available for this competition, the City will require each applicant organization to designate not more than 2% of individual awards for data collection under Homeless Management Information System (HMIS). The City of Detroit anticipates to award its ESG funds to qualified applicant organizations which have provided any of the following ESG eligible activities: “Street Outreach,” “Emergency Shelter” (including warming center services), “Rapid Re-housing,” and/or “Homelessness Prevention,” for at least two (2) years. All proposals must demonstrate 100% match requirement, with verifiable source(s) to meet the threshold. The City will not accept proposals for shelter renovations, rehabilitation or conversion under this competition. The City of Detroit also anticipates making awards not less than $75,000.00 for Street Outreach, $100,000.00 for Emergency Shelter (including warming center services), $250,000.00 for Rapid-Re-housing and $100,000.00 for Homelessness Prevention services, to successful applicants. The City of Detroit will review each applicant’s performance record annually, and reserves the right to de-obligate and reallocate funds throughout the grant term. Administrative costs are not eligible for non-shelter applicants, and all grants will be program-based awards for eligible homeless services, (For more details see “Eligible Activities” & “Proposal Selection & Evaluation Criteria”). Only proposals meeting the minimum ESG application threshold requirements will be considered for funding. The City of Detroit’s ESG RFP#51003 will be available online at: http://www.detroitmi.gov/How-Do-I/Do-Business-with-the-City/Open-Bids-for-theCity-of-Detroit SUBMISSION REQUIREMENTS Proposals/Applications must be received by the Office of Contracting and Procurement via the online Bid Sync application no later than 4:00 p.m., Monday, October 26, 2015 In-person or late submissions will not be accepted APPLICATION PROPOSAL MUST BE ORGANIZED IN THE ORDER SPECIFIED IN RFP#51003. All RFP#51003 questions m ust be submitted online in Bid Sync.com b y 10:00 a.m., Thursday, October 22, 2015. Answers to RFP#51003 questions will be made via Bid Sync.com b y 3:00 p.m., Friday, October 23, 2015. Any updates to this RFP will be posted on the City’s website at: http://www.detroitmi.gov/How-Do-I/Do-Business-with-the-City/Open-Bids-for-theCity-of-Detroit Notice of Non-Discr imination: The City of Detroit does not discr iminate on the basis of race, color, creed, national orgin, age, handicap, sex, or sexual orientation. Complaints may be filed with the City of Detroit Human Rights Depar tment, 1026 Coleman A. Young Municipal Center, Detroit, Michigan 48226. D.P.S.- 110 NOTICE OF PUBLIC HEARING ON APPLICATION FOR AN OBSOLETE PROPERTY REHABILITATION CERTIFICATE, IN THE AREA OF 415 CLIFFORD, DETROIT, MICHIGAN 48226 (RELATED TO PETITION #609) The Detroit City Council will hold a PUBLIC HEARING on the petition request of Bagley Clifford, LLC (Related to Petition #609), for Application of Obsolete Property Rehabilitation Exemption Certificate, in area of 415 Clifford, in accordance with Public Act 146 of 2000 on: THURSDAY, OCTOBER 22, 2015 AT 10:00 A.M. in the City Council Planning & Economic Development Standing Committee, in the Council Committee Room, 13th Floor of the Coleman A. Young Municipal Center, Detroit, Michigan. All owners, residents of the district, or taxpayers of the City of Detroit may appear and be heard on the matter. A map indicating the proposed Obsolete Rehabilitation Exemption Certificate is available for inspection in the City Clerk’s Office, 200 Coleman A. Young Municipal Center, between 8:00 A.M. and 4:00 P.M., Monday through Friday. Please note, increased security measures for entrance into this building may cause delays, therefore, allow sufficient time for prompt arrival. JANICE M. WINFREY City Clerk NOTICE TO THE HEARING IMPAIRED: If you would like a sign language interpreter to be present at this public hearing, please call the Council’s Legislative Policy Division at (313) 2246225, at least 48 hours before the scheduled hearing time. City CIk.- 91 Building Permits 96997 – Alter – 1.2 story combustible (FP 000) one family dwlg. at 9966 Marlowe by Wallside Inc., owner: Tikeida Hampton, Detroit MI 48227, est. cost: $3,688.00. 96998 – Alter – 1.2 story combustible (FP 000) one family dwlg. at 8924 Meyers by Wallside Inc., owner: Dorothy Faulkner, Detroit MI 48228, est. cost: $4,140.00. 96999 – Alter – 1.2 story combustible (FP 000) one family dwlg. at 20424 Russell by Wallside Inc., owner: Margaret Majeran, Detroit MI 48223, est. cost: $3,915.00. 97000 – Alter – 1.2 story combustible (FP 000) one family dwlg. at 7227 Woodmont by Wallside Inc., owner: Edward Davis, Detroit MI 48228, est. cost: $3,513.00. 97001 – Rep-gnl – 2.5 story combustible (FP 000) one family dwlg. at 713 Edison by P S R Construction Co., owner: Latrelle Powers-Maye, Detroit MI 48234, est. cost: $7,507.00. 97002 – Erect-new – 1.0 story conc/stl (FP 443) comm tower at 15135 Mack by T-Mobile LLC, owner: PAB Investments, Inc., Grosse Pointe MI 48236, est. cost: $90,000.00. 97003 – Alter – 2.0 story combustible (FP 000) one family dwlg. at 17184 Patton by Tri-Co Development Corporation, owner: Tasha Koger, Detroit MI 48219, est. cost: $45,000.00. 97004 – Rep-fire – 1.2 story combustible (FP 000) one family dwlg. at 7800 Brace by Kelly Construction Inc., owner: Darlinda Berry, Detroit MI 48228, est. cost: $30,000.00. R E C O N S I D E R A T I O N A N D / O R A P P R O V A L O F T H E M A Y O R OCTOBER 7, 2015 WAYNE_WAYNE EVEN TEMPLATE 10/6/15 1:05 PM Page 8 Page 8, The Detroit Legal News WEDNESDAY, OCTOBER 7, 2015 ADVERTISING POLICIES Advertiser shall indemnify and save Publisher harmless from any loss or expense, including reasonable attorney fees, resulting from claims or suits based on the content of the copy submitted to Publisher or published. Failure to publish copy as ordered or material typographical errors by Publisher shall entitle advertiser to credit for actual space of error, which credit shall be the sole remedy to advertiser. Publisher reserves the right, at its absolute discretion and at any time, to reject any advertising copy, whether or not it has been previously acknowledged and/or published. LEGAL NOTICES All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation, or discrimination. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Complete and up-to-date legal publication forms are available without charge. FOR PUBLICATION SERVICE IN WAYNE, OAKLAND or MACOMB COUNTIES, Call (248) 577-6100. First Insertion File No. 2015-811018-DE PUBLICATION AND NOTICE TO CREDITORS REGARDING DECEDENT’S ESTATE STATE OF MICHIGAN The Probate Court for the County of Wayne Estate of: Allan Lester Shaul, Deceased Date of Birth: December 9, 1952 TO ALL INTERESTED PERSONS: Your interest in the estate may be barred or affected by this notice. NOTICE TO CREDITORS: The decedent, Allan Lester Shaul, who lived at 29961 Meadow Lane, Rockwood, MI 48173 died on June 6, 2015. Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Shannon Shaul, the Personal Representative, or to both the Probate Court at 1307 Coleman A. Young Municipal Center, 2 Woodward Ave., Detroit, MI 48226, and the Personal Representative within four (4) months of the date of publication of this notice. Dated: October 7, 2015 Shannon Shaul Personal Representative 2726 Ash Drive Carleton, Michigan 48117 JOSEPH G. COUVREUR (P41836) Pentiuk, Couvreur & Kobiljak, P.C. 2915 Biddle Avenue, Suite 200 Wyandotte, MI 48192 (734) 281-7100 (10-7) FILE NO. 2015-811670-DE NOTICE TO CREDITORS Decedent’s Estate STATE OF MICHIGAN - PROBATE COURT - COUNTY OF WAYNE Estate of: Athailiah Juanita Smith, deceased. Date of Birth: 04/20/1952 TO ALL CREDITORS: NOTICE TO CREDITORS: The decedent, Athailiah Juanita Smith, died 08/18/2015. Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Maxie Smith, personal representative, or to both the Probate Court at 1307 CAYMC, Two Woodward Avenue, Detroit, MI 48226, and the personal representative within 4 months after the date of publication of this notice. Dated: October 2, 2015 Attorney Adam A. Shakoor 615 Griswold, Ste. 1402 Detroit, MI 48226 313-961-2720 Personal Representative (10-7) FILE NO. 1992-504146-DA B NOTICE TO CREDITORS Decedent’s Estate STATE OF MICHIGAN - PROBATE COURT - COUNTY OF WAYNE Estate of: Mary F. Lanning, Decedent. Date of Birth: 2-9-1905 TO ALL CREDITORS:* NOTICE TO CREDITORS: The decedent, Mary F. Lanning, died 5-15-1991. Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Carol L. Lemiesz, personal representative, or to both the Probate Court at 2 Woodward Avenue, Room 1307, Detroit, MI 48226, and the personal representative within 4 months after the date of publication of this notice. Dated: October 5, 2015 Ronald J. Bajorek P30244 187 S. Old Woodward, Ste. 250 Birmingham, MI 48009 248-540-3800 Attorney Carol L. Lemiesz 9391 Lake Drive Mecosta, MI 49332 248-540-3800 Personal Representative (10-7) FILE NO. 2015-808836-DE NOTICE TO CREDITORS Decedent’s Estate STATE OF MICHIGAN - PROBATE COURT - COUNTY OF WAYNE Estate of: Osie L. Roots, Decedent. Date of Birth: 1/10/1920 TO ALL CREDITORS:* Jamie Ryan Ryke P56503 24725 W. 12 Mile Rd., Ste. 110 Southfield, MI 48034 248-945-1111 Attorney NOTICE TO CREDITORS: The decedent, Osie L. Roots, died 5/18/2015. Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Sheena C. McIntosh, personal representative, or to both the Probate Court at 2 Woodward Avenue, Room 1307, Detroit, MI 48226, and the personal representative within 4 months after the date of publication of this notice. Dated: October 2, 2015 Brandy M. Hart P77783 23332 Farmington Rd., #654 Farmington, MI 48332 248-767-1043 Attorney Maxie Smith 3752 Rolison Road #3 Redwood City, CA 94063 650-599-9088 Personal Representative Sheena C. McIntosh 33425 Beverly Rd. Romulus, MI 48174 734-968-1500 Personal Representative (10-7) (10-7) FILE NO. 2015-810,504-DE NOTICE TO CREDITORS DECEDENT’S ESTATE STATE OF MICHIGAN - PROBATE COURT - COUNTY OF WAYNE Estate of: Elliott Carter Jr., deceased. Date of Birth: 12/2/48 TO ALL CREDITORS: * FILE NO. 2015-811677-GA PUBLICATION OF NOTICE OF HEARING STATE OF MICHIGAN — The Probate Court for the County of Wayne. In the matter of: Ousman Konate, Legally Incapacitated Individual TO ALL INTERESTED PERSONS including: Four children whose names and address(es) are unknown and whose interest in this matter may be barred or affected by the following: TAKE NOTICE: A hearing will be held on November 12, 2015, at 8:30 a.m., at 1309 Coleman A. Young Municipal Center, 2 Woodward Avenue, Detroit, Michigan, before Judge Judy A. Hartsfield, for the following purpose: Petition for Appointment of Guardian of a Legally Incapacitated Individual. Dated: October 2, 2015 SENIOR CARE NETWORK MATTHEW M. MARTIN PO BOX 435 NORTHVILLE, MI 48167 248-735-5900 Petitioner (10-7) NOTICE TO CREDITORS: The decedent, Elliott Carter Jr., died 8/3/14. Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Bernice Carter, the named personal representative, or to both the Probate Court at 1307 Coleman A. Young Municipal Center, Detroit, MI 48226, and the named personal representative within 4 months of the date of publication of this notice. Dated: October 5, 2015 Michael W. Colton P-29757 31547 W. 13 Mile Rd. Farmington Hills, MI 48334 Attorney Bernice Carter 11126 Courville Detroit, MI 48224 Personal Representative (10-7) FILE NO. 2015-808775-DA NOTICE TO CREDITORS Decedent’s Estate STATE OF MICHIGAN — The Probate Court for the County of Wayne Estate of: George Huff, Decedent. Date of birth: 06/13/1953 TO ALL CREDITORS: NOTICE TO CREDITORS: The decedent, George Huff, died 06/16/2015. Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Adam A. Shakoor, personal representative, or to both the Probate Court at 2 Woodward Avenue, 1307 Coleman A. Young Municipal Center, Detroit, MI 48226, and the personal representative within 4 months after the date of publication of this notice. Dated: October 5, 2015 Adam A. Shakoor P27327 615 Griswold, Ste. 1402 Detroit, MI 48226 313-961-2720 FILE NO. 2015-810016-DE NOTICE TO CREDITORS Decedent’s Estate STATE OF MICHIGAN — The Probate Court for the County of Wayne Estate of: Paul Levi Ross Sr., Decedent Date of Birth: 2-14-23 TO ALL CREDITORS: NOTICE TO CREDITORS: The decedent, Paul Levi Ross Sr., died July 28, 2015. Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Paul Levi Ross Jr., personal representative, or to both the Probate Court at 2 Woodward Avenue, Detroit, MI 48226, and the personal representative within 4 months after the date of publication of this notice. Dated: October 5, 2015 Paul Levi Ross Jr. 50 Cherokee Rd. Pontiac, MI 48341 248-332-5329 Personal Representative (10-7) NEW FAX NUMBER FOR DETROIT LEGAL NEWS PUBLICATIONS, CANCELLATIONS AND CORRECTIONS IS: (248)589-1823 FILE NO. 2015-811439-DE PUBLICATION OF NOTICE OF HEARING STATE OF MICHIGAN — The Probate Court for the County of Wayne In the matter of: Patricia Ann Mexicotte TO ALL INTERESTED PERSONS including: David Mexicotte, Steven C. Mexicotte and Jeffrey P. Mexicotte Whose address(es) are unknown and whose interest in this matter may be barred or affected by the following hearing. TAKE NOTICE: A hearing will be held on Tuesday, October 20, 2015, at 10:00 a.m., at 1211 Coleman A. Young Municipal Center, Two Woodward Avenue, Detroit, Michigan, before Hon. Freddie G. Burton, Jr., for the following purpose: A Petition for Probate and/or Appointment of Personal Representative and Determination of Heirs (Intestate Estate) has been filed by Alan A. May, requesting his appointment as Personal Representative of the Estate without bond. Dated: October 7, 2015 Kemp Klein Law Firm Tracy Feliksa P78405 201 West Big Beaver Troy, MI 48084 248-528-1111 Attorney Alan A. May 201 West Big Beaver, Ste. 600 Troy, MI 48084 248-528-1111 Petitioner (10-7) FILE NO. 15-109898-NC PUBLICATION AND NOTICE OF HEARING CHANGE OF NAME STATE OF MICHIGAN - Judicial Circuit Family Division, County of Wayne In the matter of: Name change for Paula Smiley TO ALL INTERESTED PERSONS: Your interest in this matter may be barred or affected by this hearing. TAKE NOTICE: On October 22, 2015, at 9:00 A.M., in Courtroom 1511 Coleman A. Young Municipal Center, Two Woodward Avenue, Detroit, Michigan, before Hon. Richard B. Halloran, a hearing will be held for the following purpose: Petition to change the name of Paula Smiley to Paula Cane. Dated: October 7, 2015 Paula Cane 19692 Kenosha Harper Woods, MI 48225 Petitioner (10-7) FILE NO. 2015-811676-GA PUBLICATION OF NOTICE OF HEARING STATE OF MICHIGAN — The Probate Court for the County of Wayne In the matter of: Roger Pfromm, Legally Incapacitated Individual TO ALL INTERESTED PERSONS: Unknown children Whose address(es) are unknown and whose interest in this matter may be barred or affected by the following hearing. TAKE NOTICE: A hearing will be held on November 2, 2015, at 8:30 a.m., at 1319 Coleman A. Young Municipal Center, Detroit, Michigan, before Hon. June Blackwell-Hatcher for the following purpose: For the appointment of Lori Leggette as Guardian. The law provides that you should be notified of this hearing. Aids and services are available, upon reasonable request, to individuals with disabilities - please contact the court prior to the hearing if you would like accommodations. Dated: October 2, 2015 Lori Leggette Petitioner (10-7) FILE NO. 2014-797754-GA B PUBLICATION OF NOTICE OF HEARING STATE OF MICHIGAN — The Probate Court for the County of Wayne In the matter of: Rosalee Caple, Legally Incapacitated Individual TO ALL INTERESTED PERSONS: Lenean Neal, Rapheal Neal, Darnell Neal, Micheal Caple, Juan Caple, Micheal Townsend, Santreasa Caple, Dominique Townsend, Stephanie Townsend Whose address(es) are unknown and whose interest in this matter may be barred or affected by the following hearing. TAKE NOTICE: A hearing will be held on October 29, 2015 in 1301 Coleman A. Young Municipal Center, Detroit, Michigan, before Judge David Braxton, for the following purpose: For the appointment of Gary A. Caple as Guardian. The law provides that you should be notified of this hearing. Aids and services are available, upon reasonable request, to individuals with disabilities - please contact the court prior to the hearing if you would like accommodations. Dated: October 5, 2015 Gary A. Caple 6720 Asbury Park Detroit, MI 48228 Petitioner (10-7) Case No. 15-110000-DO STATE OF MICHIGAN, 3rd Judicial Circuit. DIJON R. ANDERSON 19169 Northrop Detroit, MI 48219 Plaintiff, vs. HORTENSE LYANNE ANDERSON 8200 Piedmont Detroit, MI 48228 Defendant. -----EX-PARTE ORDER REGARDING ALTERNATE SERVICE THE COURT FINDS: Service of process upon the defendant Hortense Lyanne Anderson cannot reasonably be made as provided in MCR 2.105, and service of process may be made in a manner that is reasonably calculated to give the defendant actual notice of the proceedings and an opportunity to be heard. IT IS ORDERED: Service of the summons and complaint and a copy of this order may be made by the following method(s): First class mail to 8200 Piedmont, Detroit, MI 48228. Tacking or firmly affixing to the door at 8200 Piedmont, Detroit, MI 48228. Other: Publication in Detroit Legal News. For each method used, proof of service must be filed promptly with the court. Date: SEP 28 2015 MARTHA M. SNOW Judge A TRUE COPY CATHY M. GARRETT Wayne County Clerk By: D.R., Deputy Clerk (10-7)(10-21) NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on December 13, 2004, a certain Adjustable Rate Home Equity Conversion Mortgage was executed by Everine F. Thomas, a Widow as mortgagor, in favor of U.S. Financial Mortgage Corp, as mortgagee, which was recorded January 25, 2005 at Liber 42055, Page 935, Wayne County Records; and, WHEREAS the mortgage was insured by the United States Secretary of Housing and Urban Development (the “Secretary”) pursuant to the National Housing Act for the purpose of providing single family housing; and, WHEREAS the mortgage is now held by the Secretary, through mesne assignments as documented by an Assignment of Mortgage, dated September 27, 2013 and recorded October 2, 2013 at Liber 51091, Page 456, Wayne County Records; and, WHEREAS the mortgage at Paragraph (9)(a)(i) states that “Lender may require immediate payment in full of all sums secured by this Security Instrument if . . . [a] Borrower dies and the Property is not the principal residence of at least one surviving Borrower;” and, WHEREAS Everine F. Thomas died on December 3, 2013 and there is no other borrower occupying the property; and, WHEREAS the debt secured by the mortgage has been accelerated and is due and owing in the amount of $ 72,059.25 as of September 21, 2015 , and which remains wholly unpaid, as of today's date; and, WHEREAS the debt must be paid in full to avoid foreclosure of the property commonly known as: 6395 Majestic St., Detroit, Michigan; and, WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the mortgage to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. § 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary's designation of me as Foreclosure Commissioner, recorded on November 26, 2008 at Liber 47607, Page 1042, Wayne County Records, NOTICE IS HEREBY GIVEN that on Tuesday, November 3, 2015 at 11:00 a.m. local time, the real property located in the City of Detroit, County of Wayne, State of Michigan, the below described will be sold at public auction to the highest bidder: Lot 366, Liber 32, Page 23, Dover park Subdivision, Wayne County, Michigan. Commonly known as: 6395 Majestic St. Tax Parcel No: Ward 18 Item No. 004492 The sale will be held at the Wayne County Circuit Courthouse, which is located at 2 Woodward Ave., Detroit, Michigan. The Secretary of Housing and Urban Development may bid any amount up to and including the total debt at the date of sale, plus any and all amounts recoverable under the provisions of the mortgage. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his pro rata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders, except the Secretary, must submit a deposit totaling 10% of the successful bid in the form of a certified check or cashier's check, made payable to the Secretary of HUD. Each oral bid need not be accompanied by a deposit. If the successful bid is oral, a deposit of 10% of the successful bid must be presented when the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier's check. If the Secretary is the high bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveyancing fees, all real estate and other taxes that are due on or after the delivery of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashiers check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the Foreclosure Commissioner after consultation with the HUD Field Office representative, will be liable to HUD for any costs incurred as a result of such failure. The Commission may, at the direction of the HUD Field Office Representative, offer the Property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser upon receipt of the entire purchase price in accordance with the terms of the sale, as provided herein. HUD does not guarantee that the property will be vacant. The mortgage cannot be “reinstated” prior to sale, as the event triggering acceleration was not a default in payments. Payment of the entire outstanding balance of the mortgage debt is required to stop the foreclosure. The “outstanding balance” includes amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs, posting costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure and all other costs incurred in connection with the foreclosure prior to the sale. Date: September 24, 2015 Jeffrey R. Raff Foreclosure Commissioner for the United States Secretary of Housing and Urban Development Trott Law, P.C. 31440 Northwestern Hwy., Ste. 200 Farmington Hills, MI 48334 (248) 642-2515 STATE OF MICHIGAN ) COUNTY OF OAKLAND ) SS. On this 24th day of September, 2015, before me, a Notary Public in and for Oakland County, appeared Jeffrey R. Raff, Foreclosure Commissioner for the Secretary of Housing and Urban Development, to me personally known and being duly sworn did say that said instrument was signed and did acknowledge the same to be his free act and deed. Name: Danielle Plucinski Notary Public, Oakland County, Michigan My Commission Expires: January 2, 2022 Drafted by and when recorded return to: Kevin Majewski (P79292) Trott Law, P.C. 31440 Northwestern Hwy., Ste. 200, Farmington Hills, MI 48334 T No.: 454609L01 (10-7)(10-21) NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on September 26, 2001, a certain Adjustable Rate Home Equity Conversion Mortgage was executed by James D. Wright and Robbie M. Wright, husband and wife, as mortgagor, in favor of Financial Freedom Senior Funding Corporation, as mortgagee, which was recorded October 19, 2001 at Liber 34996, Page 1119, Wayne County Records; and, WHEREAS the mortgage was insured by the United States Secretary of Housing and Urban Development (the “Secretary”) pursuant to the National Housing Act for the purpose of providing single family housing; and, WHEREAS the mortgage is now held by the Secretary, through assignment as documented by an Assignment of Mortgage, dated April 6, 2009 and recorded August 27, 2009 at Liber 48096, Page 715, Wayne County Records; and, WHEREAS the mortgage at Paragraph (9)(a)(i) states that “Lender may require immediate payment in full of all sums secured by this Security Instrument if . . . [a] Borrower dies and the Property is not the principal residence of at least one surviving Borrower;” and, WHEREAS James D. Wright died on May 8, 2014 and Robbie M. Wright died on June 7, 2010, and there is no other borrower occupying the property; and, WHEREAS the debt secured by the mortgage has been accelerated and is due and owing in the amount of $133,138.09 as of September 28, 2015, and which remains wholly unpaid, as of today's date; and, WHEREAS the debt must be paid in full to avoid foreclosure of the property commonly known as: 17352 Prest St., Detroit, Michigan; and, WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the mortgage to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. § 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary's designation of me as Foreclosure Commissioner, recorded on November 26, 2008 at Liber 47607, Page 1042, Wayne County Records, NOTICE IS HEREBY GIVEN that on Tuesday, November 3, 2015 at 11:00 a.m. local time, the real property located in the City of Detroit, County of Wayne, State of Michigan, and described below, will be sold at public auction to the highest bidder: South 18 feet of Lot 104 and North 24 feet of Lot 105, J. Lee Baker Company's Division Palmer Subdivision, as recorded in Liber 55, Page 44 of Plats, Wayne County Records. Commonly known as: 17352 Prest St. Tax Parcel No: Ward 22 Item No. 048754 The sale will be held at the Wayne County Circuit Courthouse, which is located at 2 Woodward Ave., Detroit, Michigan. The Secretary of Housing and Urban Development may bid any amount up to and including the total debt at the date of sale, plus any and all amounts recoverable under the provisions of the mortgage. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his pro rata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders, except the Secretary, must submit a deposit totaling 10% of the successful bid in the form of a certified check or cashier's check, made payable to the Secretary of HUD. Each oral bid need not be accompanied by a deposit. If the successful bid is oral, a deposit of 10% of the successful bid must be presented when the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier's check. If the Secretary is the high bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveyancing fees, all real estate and other taxes that are due on or after the delivery of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashiers check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the Foreclosure Commissioner after consultation with the HUD Field Office representative, will be liable to HUD for any costs incurred as a result of such failure. The Commission may, at the direction of the HUD Field Office Representative, offer the Property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser upon receipt of the entire purchase price in accordance with the terms of the sale, as provided herein. HUD does not guarantee that the property will be vacant. The mortgage cannot be “reinstated” prior to sale, as the event triggering acceleration was not a default in payments. Payment of the entire outstanding balance of the mortgage debt is required to stop the foreclosure. The “outstanding balance” includes amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs, posting costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure and all other costs incurred in connection with the foreclosure prior to the sale. Date: October 2, 2015 Jeffrey R. Raff Foreclosure Commissioner for the United States Secretary of Housing and Urban Development Trott Law, PC 31440 Northwestern Hwy., Ste. 200 Farmington Hills, MI 48334 (248) 642-2515 STATE OF MICHIGAN ) COUNTY OF OAKLAND ) SS. On this 2nd day of October, 2015, before me, a Notary Public in and for Oakland County, appeared Jeffrey R. Raff, Foreclosure Commissioner for the Secretary of Housing and Urban Development, to me personally known and being duly sworn did say that said instrument was signed and did acknowledge the same to be his free act and deed. Name: Danielle Plucinski Notary Public, Oakland County, Michigan My Commission Expires: January 2, 2022 Drafted by and when recorded return to: Gary Bengtson (P57250) Trott Law, PC 31440 Northwestern Hwy., Ste. 200, Farmington Hills, MI 48334 T No.: 455335L01 (10-7)(10-21) Jacqueline Galofaro P.O. Box 81200 Rochester, MI 48308 NOTICE OF HOMEOWNER ASSESSMENT LIEN FORECLOSURE BY ADVERTISEMENT Default having been made in payment of homeowner association assessments to Newberry Estates, a Michigan non-profit corporation, according to the Declaration, Covenants, Conditions and Restrictions recorded in Book 50953, Page 1179 et seq., Wayne County Records and Assessment Lien, authorized by said Declaration having been recorded in the Wayne County records in favor of association, and there being due at the date of this notice $8,165.00 dollars (Eight Thousand One Hundred Sixty Five) subject to interest at 7% per annum, and no suit or proceeding at law or in equity having been instituted against Gina Nathan whose interest in the herein subject premises this foreclosure by advertisement extinguishes. NOW THEREFORE, by virtue of the power of sale contained in said Declaration, and as authorized by Michigan Statute, notice is hereby given that on November 19, 2015 at 11:00 a.m., ALL interest in the herein subject premises will be foreclosed by a sale by public auction to the highest bidder, the Jefferson Avenue entrance to the Coleman A. Young Municipal Center in Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held), of the premises described in said lien, plus all legal costs, charges and expenses, including attorney fees allowed by law and also any sum or sums which may be paid by the undersigned necessary to protect its interest in the premises which said premises are described as follows: LOT 28 NEWBERRY ESTATES SUBDIVISION T2S R9E L 122 P 1-5 Newberry Estates, according to the Plat thereof recorded in Wayne County Records in Book 50953, Page 1179 et seq., Sidwell No. 56031060028000. Subject to the mortgage held by Deutsche Bank National as recorded in the Wayne County Record. Commonly known as 36430 Newberry Estates, Westland, MI 48185. During the six (6) months immediately following the sale, the property may be redeemed. Dated: 10/5/15 Newberry Estates. a Michigan Non-Profit Corporation Newberry Estates c/o Jacqueline Galofaro P.O. Box 81200 Rochester, MI 48308 (10-7)(11-4) Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007-5041 IF YOU ARE NOW ON ACTIVE MILITARY DUTY OR HAVE BEEN IN THE PRIOR ONE YEAR, PLEASE CONTACT OUR OFFICE AT 248-502-1400. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Marion Spight, unmarried, to Wells Fargo Bank, N.A., Mortgagee, dated July 26, 2006 and recorded October 16, 2006 in Liber 45435, Page 1048, Wayne County Records, Michigan. Said mortgage is now held by U.S. Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2006-WFHE3, AssetBacked Pass-Through Certificates, Series 2006-WFHE3, by assignment. There is claimed to be due at the date hereof the sum of Fifty-Two Thousand Two Hundred Eighty-Two and 21/100 Dollars ($52,282.21), including interest at 5.5% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Wayne County, Michigan at 11:00 AM on NOVEMBER 5, 2015. Said premises are located in the City of Highland Park, Wayne County Michigan, and are described as: East 5 feet of Lot 126 and West 30 feet of Lot 127, Goodrich and Burton's Allotment, according to the Plat thereof as recorded in Liber 21, Page 96 of Plats, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: October 7, 2015 Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007 File No. 15-013478 (10-07)(10-28) Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007-5041 IF YOU ARE NOW ON ACTIVE MILITARY DUTY OR HAVE BEEN IN THE PRIOR ONE YEAR, PLEASE CONTACT OUR OFFICE AT 248-502-1400. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Susan M. Clark, A Married Woman and Robert D. Clark, Her Husband, to Mortgage Electronic Registration Systems, Inc., as nominee for Birmingham Bancorp Mortgage Corporation, its successors and/or assigns, Mortgagee, dated January 28, 2004 and recorded March 12, 2004 in Liber 40256, Page 1161; said loan was modified by Loan Modification Agreement, recorded on August 7, 2014, in liber 51681, page 253; and Affidavit of Scrivener’s Error, recorded on August 11, 2015, in liber 52387, page 296, Wayne County Records, Michigan. Said mortgage is now held by Wells Fargo Bank, NA, by assignment. There is claimed to be due at the date hereof the sum of Fifty-Nine Thousand Seventy-Five and 91/100 Dollars ($59,075.91), including interest at 4.625% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Wayne County, Michigan at 11:00 AM on NOVEMBER 5, 2015. Said premises are located in the City of Detroit, Wayne County Michigan, and are described as: North 20 feet of Lot 30 and the South 20 feet of Lot 31, Deconicks-Redford Hills Subdivision, as recorded in Liber 42, Page 96 of Plats, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: October 7, 2015 Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007 File No. 15-004003 (10-07)(10-28) NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on November 10, 2003, a certain Adjustable Rate Home Equity Conversion Mortgage was executed by Melva Marie Doby, as mortgagor, in favor of Financial Freedom Senior Funding Corporation, a Subsidiary of Lehman Brothers Bank, FDB as mortgagee, which was recorded December 1, 2003 at Liber 39687, Page 1052, Wayne County Records; and, WHEREAS the mortgage was insured by the United States Secretary of Housing and Urban Development (the “Secretary”) pursuant to the National Housing Act for the purpose of providing single family housing; and, WHEREAS the mortgage is now held by the Secretary, through mesne assignments as documented by an Assignment of Mortgage, dated April 27, 2012 and recorded May 11, 2012 at Liber 49863, Page 721, Wayne County Records; and, WHEREAS the mortgage at Paragraph (9)(a)(i) states that “Lender may require (Continued on Page 9) OCTOBER 7, 2015 WAYNE_WAYNE EVEN TEMPLATE 10/6/15 1:05 PM Page 9 WEDNESDAY, OCTOBER 7, 2015 LEGAL NOTICES ——— (Continued from Page 8) immediate payment in full of all sums secured by this Security Instrument if . . . [a] Borrower dies and the Property is not the principal residence of at least one surviving Borrower;” and, WHEREAS Melva Marie Doby died on May 6, 2012, and there is no other borrower occupying the property; and, WHEREAS the debt secured by the mortgage has been accelerated and is due and owing in the amount of $137,752.81, as of September 18, 2015, and which remains wholly unpaid, as of today's date; and, WHEREAS the debt must be paid in full to avoid foreclosure of the property commonly known as: 2423 Elliott Ave., Lincoln Park, Michigan; and, WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the mortgage to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. § 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary's designation of me as Foreclosure Commissioner, recorded on November 26, 2008 at Liber 47607, Page 1042, Wayne County Records, NOTICE IS HEREBY GIVEN that on Tuesday, November 3, 2015 at 11:00 a.m. local time, the real property located in the City of Lincoln, County of Wayne, State of Michigan, the below described will be sold at public auction to the highest bidder: South 7 feet of Lot 54 and North 33 feet of Lot 53, Washington Heights Subdivision, according to the plat thereof as recorded in Liber 33, Page 73 of Plats, Wayne County Records. Commonly known as: 2423 Elliott Tax Parcel No: 45-012-04-0053-002 The sale will be held at the Wayne County Circuit Courthouse, which is located at 2 Woodward Ave., Detroit, Michigan. The Secretary of Housing and Urban Development may bid any amount up to and including the total debt at the date of sale, plus any and all amounts recoverable under the provisions of the mortgage. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his pro rata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders, except the Secretary, must submit a deposit totaling 10% of the successful bid in the form of a certified check or cashier's check, made payable to the Secretary of HUD. Each oral bid need not be accompanied by a deposit. If the successful bid is oral, a deposit of 10% of the successful bid must be presented when the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier's check. If the Secretary is the high bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveyancing fees, all real estate and other taxes that are due on or after the delivery of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashiers check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the Foreclosure Commissioner after consultation with the HUD Field Office representative, will be liable to HUD for any costs incurred as a result of such failure. The Commission may, at the direction of the HUD Field Office Representative, offer the Property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser upon receipt of the entire purchase price in accordance with the terms of the sale, as provided herein. HUD does not guarantee that the property will be vacant. The mortgage cannot be “reinstated” prior to sale, as the event triggering acceleration was not a default in payments. Payment of the entire outstanding balance of the mortgage debt is required to stop the foreclosure. The “outstanding balance” includes amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs, posting costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure and all other costs incurred in connection with the foreclosure prior to the sale. Date: September 24, 2015 Jeffrey R. Raff Foreclosure Commissioner for the United States Secretary of Housing and Urban Development Trott Law, PC 31440 Northwestern Hwy., Ste. 200 Farmington Hills, MI 48334 (248) 642-2515 STATE OF MICHIGAN ) COUNTY OF OAKLAND ) SS. On this 24th day of September, 2015, before me, a Notary Public in and for Oakland County, appeared Jeffrey R. Raff, Foreclosure Commissioner for the Secretary of Housing and Urban Development, to me personally known and being duly sworn did say that said instrument was signed and did acknowledge the same to be his free act and deed. Name: Danielle Plucinski Notary Public, Oakland County, Michigan My Commission Expires: January 2, 2022 Drafted by and when recorded return to: Rose Merithew (P73319) Trott Law, PC 31440 Northwestern Hwy., Ste. 200, Farmington Hills, MI 48334 T No.: 453658L01 (10-7)(10-21) Schneiderman & Sherman, P.C. Attorneys 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 SCHNEIDERMAN & SHERMAN, P.C., IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by CHARLOTTE Q. COLLINS, SINGLE WOMAN, to Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for lender and lender's successors and assigns, Mortgagee, dated December 21, 2012, and recorded on January 11, 2013, in Liber 50424, on Page 698, and assigned by said mortgagee to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, as assigned, Wayne County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Seventy-Five Thousand Six Hundred Twenty-One Dollars and Twenty-One Cents ($75,621.21), including interest at 3.750% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Wayne County Circuit Court Tower in the Coleman A. Young Municipal Center in Detroit in Wayne County, Michigan. at 11:00 AM o'clock, on November 5, 2015 Said premises are located in Wayne County, Michigan and are described as: THE EASTERLY 10 FEET OF LOT(S) 139, AND ALL OF LOTS 140 AND 141 OF B.E. TAYLOR'S BRIGHTMOOR-SILVER SUBDIVISION ACCORDING TO THE PLAT THEREOF RECORDED IN LIBER 54 OF PLATS, PAGE 27 OF WAYNE COUNTY RECORDS. The redemption period shall be 6 months from the date of such sale, unless abandoned under MCL 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 600 of the Michigan Compiled Laws, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION Mortgagee/Assignee Schneiderman & Sherman, P.C. 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 S20141231011454 FHA (10-7)(10-28) Schneiderman & Sherman, P.C. Attorneys 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 SCHNEIDERMAN & SHERMAN, P.C., IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by DEIRDRE DUNWOODY, A SINGLE WOMAN and LINDA DUNWOODY, A SINGLE WOMAN, JOINT TENANTS, to VISIO FINANCIAL SERVICES, INC., Mortgagee, dated March 3, 2014, and recorded on March 13, 2014, in Liber 51350, on Page 242, and assigned by said mortgagee to VISIO FINANCIAL SERVICES INC., as assigned, Wayne County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Eighteen Thousand Seven Hundred Ninety-One Dollars and Twenty Cents ($18,791.20), including interest at 18.000% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Wayne County Circuit Court Tower in the Coleman A. Young Municipal Center in Detroit in Wayne County, Michigan. at 11:00 AM o'clock, on November 12, 2015 Said premises are located in Wayne County, Michigan and are described as: Lot 1158 with the exception of the portion previously conveyed, Rosedale Park Subdivision according to the plat thereof as recorded in Liber 37, pages 74 and 75 of plats, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless abandoned under MCL 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 600 of the Michigan Compiled Laws, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. VISIO FINANCIAL SERVICES INC. Mortgagee/Assignee Schneiderman & Sherman, P.C. 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 S20150615113347 CONV (10-7)(10-28) Schneiderman & Sherman, P.C. Attorneys 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 SCHNEIDERMAN & SHERMAN, P.C., IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by TRAVIS CROLEY, BY VIRGINIA CROLEY HIS ATTORNEY IN FACT, POWER OF ATTORNEY ATTACHED and VIRGINIA CROLEY, HUSBAND AND WIFE, to Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for lender and lender's successors and assigns, Mortgagee, dated February 28, 2013, and recorded on April 2, 2013, in Liber 50664, on Page 1185, and assigned by said mortgagee to Lakeview Loan Servicing, LLC, as assigned, Wayne County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Seventy Thousand Seven Hundred Ninety-Nine Dollars and Twenty-Seven Cents ($70,799.27), including interest at 3.875% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Wayne County Circuit Court Tower in the Coleman A. Young Municipal Center in Detroit in Wayne County, Michigan. at 11:00 AM o'clock, on November 5, 2015 Said premises are located in Wayne County, Michigan and are described as: LOTS 95, 96, AND 97, AND ALSO THE EAST 10 FEET LOT 94, INCLUDING 1/2 OF VACATED ALLEY LOCATED AT REAR THEREOF AND ADJACENT THERETO, COOPER'S TELEGRAPH ROAD SUBDIVISION, ACCORDING TO THE PLAT THEREOF, AS RECORDED IN LIBER 54, PAGE(S) 29 OF PLATS, WAYNE COUNTY RECORDS The redemption period shall be 6 months from the date of such sale, unless abandoned under MCL 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 600 of the Michigan Compiled Laws, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Lakeview Loan Servicing, LLC Mortgagee/Assignee Schneiderman & Sherman, P.C. 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 S2015081493151 VA (10-7)(10-28) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. THE FORECLOSING PARTY ANTICIPATES BIDDING LESS THAN THE FORECLOSING PARTY'S OPINION OF THE MARKET VALUE. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Christine McKeen-Kellerman unmarried, original mortgagor(s), to ABN AMRO Mortgage Group, Inc., Mortgagee, dated October 25, 2002, and recorded on October 8, 2003 in Liber 37490 on Page 50, and modified by agreement dated March 12, 2013, and recorded on July 15, 2014 in Liber 51645 on Page 320, and assigned by said Mortgagee to Ditech Financial LLC FKA Green Tree Servicing LLC as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Two Thousand Six Hundred Seventy-Five and 60/100 Dollars ($102,675.60). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on November 12, 2015. Said premises are situated in City of Taylor, Wayne County, Michigan, and are described as: Lots 126 and 127, Dearborn Airport Subdivision, City of Taylor, County of Wayne, and State of Michigan, according to the plat thereof, as recorded in Liber 59 of plats, Page 10, Wayne County Records The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October 7, 2015 For more information, please call: FC S (248) 593-1304 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #389833F02 (10-07)(10-28) SHAHEEN, JACOBS & ROSS, P.C. 1425 Ford Building 615 Griswold Street Detroit, Michigan 48226-3993 FORECLOSURE NOTICE (Wayne County) SHAHEEN, JACOBS & ROSS, P.C. IS A DEBT COLLECTOR ATTEMPTING TO COLLECT THIS DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU ARE CURRENTLY OR HAVE BEEN WITHIN 6 MONTHS IN ACTIVE MILITARY DUTY PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW Attention Purchasers: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by Diadema Pestano and Victor Pestano, wife and husband, of Wayne County, Michigan, original mortgagors, to TCF National Bank, a national banking association, mortgagee, dated the 28th day of April, A.D. 2007, and recorded in the office of the Register of Deeds, for the County of Wayne and State of Michigan, on the 30th day of August, A.D. 2007, in Liber 46621, Wayne County Records, on page 971, which said mortgage was thereafter clarified by an Affidavit recorded in the office of Register of Deeds, for the County of Wayne and State of Michigan, on the 2nd day of October, A.D. 2015, in Liber 52499, Wayne County Records, on page 1216, on which mortgage there is claimed to be due, at the date of this notice, the sum of Two Hundred Sixty-Five Thousand Seven Hundred Seventy-Five and 14/100 Dollars ($265,775.14). And no suit or proceedings at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to the statute of the State of Michigan in such case made and provided, notice is hereby given that on Thursday, the 12th day of November, A.D. 2015, at 11:00 o'clock A.M. said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, in the Coleman A. Young Municipal Center in the City of Detroit in Wayne County, Michigan (that being the building where the Circuit Court for the County of Wayne is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid, on said mortgage, with the interest thereon at Eight percent (8%) per annum and all legal costs, charges and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land situated in the Township of Van Buren, in the County of Wayne and State of Michigan as described as follows, to-wit: Unit 98, of the Wildbrook Condominium according to the Master Deed recorded in Liber 30134, page(s) 2552 through 2616, inclusive, and designated as Wayne County Condominium Subdivision Plan Number 512, together with rights in common elements and limited common elements as set forth in the above Master Deed and described in Act 59 of the Public Acts of 1978, as amended. Tax I.D. No. 83-104-01-0098-000 The redemption period shall be Six (6) months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be thirty (30) days from the date of such sale or when the time to provide the notice required by MCLA 600.3241a(c) expires, whichever is later or unless the redemption period is shortened in accordance with MCLA 600.3238. If the property is sold at a foreclosure sale, under MCLA 600.3278, the borrower and mortgagor will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If you are a tenant in the property, please contact our office as you may have certain rights. Dated: October 5, 2015 TCF National Bank, a national banking association Mortgagee SHAHEEN, JACOBS & ROSS, P.C. By: Michael J. Thomas, Esq. Attorneys for Mortgagee 1425 Ford Building, 615 Griswold Street Detroit, Michigan 48226-3993 (313) 963-1301 (10-7)(11-4) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Maria L. Kastl, a single woman, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc. as nominee for Bergin Financial, Inc. its successors and assigns, Mortgagee, dated November 18, 2004, and recorded on December 16, 2004 in Liber 41861 on Page 1122, and assigned by said Mortgagee to Bank of America, National Association as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Twenty-Seven Thousand Three Hundred Thirty and 27/100 Dollars ($127,330.27). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on November 5, 2015. Said premises are situated in City of Inkster, Wayne County, Michigan, and are described as: Lot 314, Biltmore Sites Subdivision No.2, according to the Plat thereof, as recorded in Liber 73, Pages 13 and 14 of Plats, Wayne County Records, Michigan. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October 7, 2015 For more information, please call: FC H (248) 593-1300 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #398190F02 (10-07)(10-28) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Joan C. Withrow, an unmarried woman, original mortgagor(s), to New Century Mortgage Corporation, Mortgagee, dated December 9, 2003, and recorded on February 4, 2004 in Liber 40067 on Page 1209, and assigned by said Mortgagee to Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Morgan Stanley ABS Capital I Trust 2004-NC3, Mortgage Pass-Through Certificates, Series 2004NC3 as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Forty-Eight Thousand Seven Hundred Seventy-Three and 23/100 Dollars ($148,773.23). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on November 5, 2015. Said premises are situated in Charter Township of Brownstown, Wayne County, Michigan, and are described as: Lot 227, of Executive Hills Subdivision as recorded in Liber 91, Pages 3 through 7, inclusive of Plats, Wayne County Records The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October 7, 2015 For more information, please call: FC J (248) 593-1311 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #426255F02 (10-07)(10-28) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Michelle Robison, a single person, original mortgagor(s), to Citizens Bank, N.A. f/k/a RBS Citizens, N.A. successor by merger to Charter One Bank, N.A., Mortgagee, dated February 12, 2004, and recorded on March 5, 2004 in Liber 40209 on Page 538, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Thirty Thousand One Hundred Thirty-Four and 58/100 Dollars ($30,134.58). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on November 12, 2015. Said premises are situated in City of Detroit, Wayne County, Michigan, and are described as: Lot 64, Charles-Buffalo Subdivision, as recorded in Liber 81, Page 40 of Plats, Wayne County Records. The redemption period shall be 12 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October 7, 2015 For more information, please call: FC J (248) 593-1311 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #454218F01 (10-07)(10-28) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. THE FORECLOSING PARTY ANTICIPATES BIDDING LESS THAN THE The Detroit Legal News, Page 9 FORECLOSING PARTY'S OPINION OF THE MARKET VALUE. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Kenna Marlow, unmarried, original mortgagor(s), to JPMorgan Chase Bank, National Association, Mortgagee, dated October 10, 2012, and recorded on November 13, 2012 in Liber 50275 on Page 1309, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Forty-Nine Thousand Six Hundred Fifty-Two and 54/100 Dollars ($49,652.54). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on November 12, 2015. Said premises are situated in City of Melvindale, Wayne County, Michigan, and are described as: G559 Lot 559 SchaeferDix Sub No 1 PC 51, 59 L56 P36 WCR. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October 7, 2015 For more information, please call: FC S (248) 593-1304 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #456622F01 (10-07)(10-28) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Donald J Gregory, Tina M Gregory, Husband and Wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender's successors and/or assigns, Mortgagee, dated October 3, 2003, and recorded on November 5, 2003 in Liber 39463 on Page 2346, and assigned by mesne assignments to Kondaur Capital Corporation as Separate Trustee of Matawin Ventures Trust Series 2014-2 as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Sixty-One Thousand SeventyEight and 31/100 Dollars ($161,078.31). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on November 5, 2015. Said premises are situated in City of Lincoln Park, Wayne County, Michigan, and are described as: Lot(s) 8, 9 and North 1/2 of Lot 10, including one half of the vacated alley located at the rear thereof and adjacent thereto, "Frederick-Roberts-McKenney Realty Company's Subdivison", According to the plat thereof as recorded in Liber 32 of Plats, Page 49, Wayne County Records The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October 7, 2015 For more information, please call: FC X (248) 593-1302 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #229185F03 (10-07)(10-28) FABRIZIO & BROOK, P.C. Attorneys 700 Tower Drive, Ste. 510 Troy, MI 48098 AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by Mary Howard , A Single Woman, Mortgagors, to Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, Mortgagee, dated the 13th day of April, 2004 and recorded in the office of the Register of Deeds, for The County of Wayne and State of Michigan, on the 16th day of June, 2004 in Liber 40813 of Wayne County Records, page 381, said Mortgage having been assigned to The Bank of New York Mellon, f/k/a The Bank of New York, as trustee for the certificateholders of the CWABS, Inc., AssetBacked Certificates Series 2004-5 on which mortgage there is claimed to be due, at the date of this notice, the sum of Sixty Two Thousand Twenty One & 41/100 ($62,021.41), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 5th day of November, 2015 at 11:00 AM o'clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, Notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue in the Coleman A. Young Municipal Center in Detroit in Wayne County MI (that being the building where the Circuit Court for the County of Wayne is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 2.000% per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the City of Detroit, County of Wayne, State of Michigan, and described as follows, to wit: Lot 1830 and the South 5 feet of Lot 1829, Brookline No. 5, as recorded in Liber 44, Page 31 of plats, Wayne County Records During the twelve (12) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee's attorney Dated: 10/7/2015 The Bank of New York Mellon, f/k/a The Bank of New York, as trustee for the certificateholders of the CWABS, Inc., AssetBacked Certificates Series 2004-5 Mortgagee FABRIZIO & BROOK, P.C. Attorney for The Bank of New York Mellon, f/k/a The Bank of New York, as trustee for the certificateholders of the CWABS, Inc., Asset-Backed Certificates Series 2004-5 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 GTAZ HowardMar (10-7)(10-28) FABRIZIO & BROOK, P.C. Attorneys 700 Tower Drive, Ste. 510 Troy, MI 48098 AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by GARY L MCFARLAND, Jr., a married man, Mortgagors, to Mortgage Electronic Registration Systems Inc. (MERS) as nominee for Bank of America, N.A., Mortgagee, dated the 17th day of May, 2013 and recorded in the office of the Register of Deeds, for The County of Wayne and State of Michigan, on the 23rd day of May, 2013 in Liber 50817 of Wayne County Records, page 320, said Mortgage having been assigned to BANK OF AMERICA, N.A. on which mortgage there is claimed to be due, at the date of this notice, the sum of Two Hundred Thirty-one Thousand Seven Hundred Fifty-three and 71/100 ($231,753.71), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 5th day of November, 2015 at 11:00 AM o'clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, Notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue in the Coleman A. Young Municipal Center in Detroit in Wayne County MI (that being the building where the Circuit Court for the County of Wayne is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 3.750 per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the Township of Huron, County of Wayne, State of Michigan, and described as follows, to wit: UNIT NO. 136, FALKIRK CONDOMINIUM ACCORDING TO THE MASTER DEED RECORDED IN LIBER 43541, PAGE 78, AS AMENDED, AND DESIGNATED AS WAYNE COUNTY CONDOMINIUM SUBDIVISION PLAN NO. 875, TOGETHER WITH RIGHTS IN THE GENERAL COMMON ELEMENTS AND THE LIMITED COMMON ELEMENTS AS SHOWN ON THE MASTER DEED, AND ANY AMENDMENTS THERETO, LAST AMENDED BY AMENDMENT RECORDED IN LIBER 47770, PAGE 1436 AND AS DESCRIBED IN ACT 59 OF THE PUBLIC ACTS OF 1978, AS AMENDED During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse (Continued on Page 10 OCTOBER 7, 2015 WAYNE_WAYNE EVEN TEMPLATE 10/6/15 1:05 PM Page 10 Page 10, The Detroit Legal News LEGAL NOTICES ——— (Continued from Page 9) against the Mortgagee or the Mortgagee's attorney Dated: 10/07/2015 BANK OF AMERICA, N.A. Mortgagee FABRIZIO & BROOK, P.C. Attorney for BANK OF AMERICA, N.A. 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 BOA VA MCFARLANDGARY (10-7)(10-28) Potestivo & Associates, P.C. Attorneys 811 South Blvd. Suite 100 Rochester Hills, MI 48307 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR COLLECTING A DEBT. IF THE DEBT WAS DISCHARGED IN A BANKRUPTCY PROCEEDING, THIS NOTICE IS NOT AN ATTEMPT TO COLLECT THAT DEBT. If you are in the Military, please contact our office at the number listed below. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by: David O. Richards, A Married Man and Linda Richards, His Wife to Mortgage Electronic Registration Systems, Inc., as nominee for MILA, Inc. DBA Mortgage Investment Lending Associates, Inc., Mortgagee, dated February 3, 2006 and recorded February 24, 2006 in Liber 44299 Page 1209 Wayne County Records, Michigan. Said mortgage was assigned to: U.S. Bank National Association, as Trustee for SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST MORTGAGE LOAN ASSETBACKED CERTIFICATES, SERIES 2006BC3, by assignment dated January 25, 2007 and recorded January 29, 2007 in Liber 45913 Page 1658 and corrected by Assignment dated September 24, 2015 and subsequently recorded in Wayne County Records on which mortgage there is claimed to be due at the date hereof the sum of Two Hundred Sixty-Six Thousand Eight Hundred Thirty-Five Dollars and Nineteen Cents ($266,835.19) including interest 9.6% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Circuit Court of Wayne County at 11:00AM on November 5, 2015 Said premises are situated in City of Dearborn, Wayne County, Michigan, and are described as: LOT 241 AND THE EASTERLY 15 FEET OF LOT 242, MAPLERIDGE SUBDIVISION, AS RECORDED IN LIBER 36, PAGE 32, OF PLATS, WAYNE COUNTY RECORDS. Commonly known as 23315 Nona Street 1, Dearborn MI 48124 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241 or MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(17) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 10/07/2015 U.S. Bank National Association, as Trustee for SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST MORTGAGE LOAN ASSETBACKED CERTIFICATES, SERIES 2006-BC3, Assignee of Mortgagee Attorneys: Potestivo & Associates, P.C. 811 South Blvd. Suite 100 Rochester Hills, MI 48307 (248) 844-5123 Our File No: 14-10240 (10-7)(10-28) Potestivo & Associates, P.C. Attorneys 811 South Blvd. Suite 100 Rochester Hills, MI 48307 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR COLLECTING A DEBT. IF THE DEBT WAS DISCHARGED IN A BANKRUPTCY PROCEEDING, THIS NOTICE IS NOT AN ATTEMPT TO COLLECT THAT DEBT. If you are in the Military, please contact our office at the number listed below. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by: Judy Ann Meyers AKA Judy A. Meyers and Scott A. Meyers Sr., wife and husband to Mortgage Electronic Registration Systems, Inc. as nominee for Quicken Loans Inc., its successors and assigns, Mortgagee, dated October 24, 2005 and recorded November 10, 2005 in Liber 43808 Page 2346 Wayne County Records, Michigan. Said mortgage was assigned through mesne assignments to: DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for HOME EQUITY MORTGAGE LOAN ASSET-BACKED TRUST Series INABS 2006-C, HOME EQUITY MORTGAGE LOAN ASSETBACKED CERTIFICATES Series INABS 2006-C, by assignment dated September 21, 2015 and subsequently recorded in Wayne County Records on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Seven Thousand Seventy-Eight Dollars and Nineteen Cents ($107,078.19) including interest 6.63% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Circuit Court of Wayne County at 11:00AM on November 5, 2015 Said premises are situated in City of Dearborn Heights, Wayne County, Michigan, and are described as: Lot(s) 1167, including one-half the adjoining vacated public alley at the rear thereof, DEARBORN TELEGRAPH SUBDIVISION NO. 3, as recorded in Liber 57 on Page(s) 44 of Plats. Commonly known as 24612 Lehigh Street, Dearborn Heights MI 48125 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241 or MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(17) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 10/07/2015 DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for HOME EQUITY MORTGAGE LOAN ASSET-BACKED TRUST Series INABS 2006-C, HOME EQUITY MORTGAGE LOAN ASSETBACKED CERTIFICATES Series INABS 2006-C, Assignee of Mortgagee Attorneys: Potestivo & Associates, P.C. 811 South Blvd. Suite 100 Rochester Hills, MI 48307 (248) 844-5123 Our File No: 15-26186 (10-7)(10-28) Potestivo & Associates, P.C. Attorneys 811 South Blvd. Suite 100 Rochester Hills, MI 48307 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR COLLECTING A DEBT. IF THE DEBT WAS DISCHARGED IN A BANKRUPTCY PROCEEDING, THIS NOTICE IS NOT AN ATTEMPT TO COLLECT THAT DEBT. If you are in the Military, please contact our office at the number listed below. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by: Donna Marie Remines and Dean Allen Remines, Wife and Husband, as Tenants in Common to Mortgage Electronic Registration Systems, Inc. as nominee for Quicken Loans Inc, its successors and assigns, Mortgagee, dated July 30, 2004 and recorded September 20, 2004 in Liber 41366 Page 1185 Wayne County Records, Michigan. Said mortgage was assigned to: HSBC BANK USA, N.A., by assignment dated April 16, 2014 and recorded April 28, 2014 in Liber 51510, Page 1435, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Fourteen Thousand Eighty Dollars and Seventy-Six Cents ($114,080.76) including interest 3% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Circuit Court of Wayne County at 11:00AM on November 5, 2015 Said premises are situated in City of Garden City, Wayne County, Michigan, and are described as: Lot(s) 43, Folker's Merriman Road Subdivision, as recorded in Liber 69 on Page(s) 5 of Plats. Commonly known as 31762 Cherry Hill, Garden City MI 48135 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241 or MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(17) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 10/07/2015 HSBC BANK USA, N.A., Assignee of Mortgagee Attorneys: Potestivo & Associates, P.C. 811 South Blvd. Suite 100 Rochester Hills, MI 48307 (248) 844-5123 Our File No: 15-27992 (10-7)(10-28) Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007-5041 IF YOU ARE NOW ON ACTIVE MILITARY DUTY OR HAVE BEEN IN THE PRIOR ONE YEAR, PLEASE CONTACT OUR OFFICE AT 248-502-1400. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Richard S. Haggadone and Janice L. Haggadone a/k/a Janice Louise Haggadone husband and wife, to National City Mortgage Services Co., Mortgagee, dated November 27, 2001 and recorded January 11, 2002 in Liber 35395, Page 183, Wayne County Records, Michigan; and Loan Modification Agreement recorded August 2, 2012, in Liber 50014, page 398. Said mortgage is now held by PNC Bank, National Association, successor in interest to National City Real Estate Services, LLC, successor by merger to National City Mortgage, Inc., formerly known as National City Mortgage Co., by assignment. There is claimed to be due at the WEDNESDAY, OCTOBER 7, 2015 date hereof the sum of One Hundred Twenty-Eight Thousand Nine Hundred Thirty-Two and 9/100 Dollars ($128,932.09), including interest at 6.625% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Wayne County, Michigan at 11:00 AM on NOVEMBER 5, 2015. Said premises are located in the City of Garden City, Wayne County Michigan, and are described as: Lot(s) 297 of Hawthorne Heights Subdivision Number 3, according to the Plat thereof recorded in Liber 80 of Plats, Page(s) 12 of Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: October 7, 2015 Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007 File No. 15-013900 (10-07)(10-28) FABRIZIO & BROOK, P.C. Attorneys 700 Tower Drive, Ste. 510 Troy, MI 48098 AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by Bernadine Jones , A Married Woman as Her Sole and Separate Property, Mortgagors, to National City Mortgage, a Division of National City Bank, Mortgagee, dated the 26th day of October, 2007 and recorded in the office of the Register of Deeds, for The County of Wayne and State of Michigan, on the 31st day of October, 2007 in Liber 46771 of Wayne County Records, page 254, said Mortgage having been assigned to Ditech Financial LLC FKA Green Tree Servicing LLC on which mortgage there is claimed to be due, at the date of this notice, the sum of Fifty Five Thousand Four Hundred Sixty Two & 31/100 ($55,462.31), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 5th day of November, 2015 at 11:00 AM o'clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, Notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue in the Coleman A. Young Municipal Center in Detroit in Wayne County MI (that being the building where the Circuit Court for the County of Wayne is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 7.750% per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the City of Detroit, County of Wayne, State of Michigan, and described as follows, to wit: Lot 21, excepting the West 100 feet on the North line and the West 109.16 feet on the South line, Smith's Apple Orchard Subdivision, according to the plat thereof as recorded in Liber 49, Page 4 of plats, Wayne County Records During the twelve (12) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee's attorney Dated: 10/7/2015 Ditech Financial LLC FKA Green Tree Servicing LLC Mortgagee FABRIZIO & BROOK, P.C. Attorney for Ditech Financial LLC FKA Green Tree Servicing LLC 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 GTSD FNMA JonesBern (10-7)(10-28) FABRIZIO & BROOK, P.C. Attorneys 700 Tower Drive, Ste. 510 Troy, MI 48098 AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by Marvin Jordan and Deborah Jordan, Husband and Wife, Mortgagors, to Mortgage Electronic Registration Systems, Inc as nominee for America's Wholesale Lender, Mortgagee, dated the 10th day of February, 2004 and recorded in the office of the Register of Deeds, for The County of Wayne and State of Michigan, on the 23rd day of March, 2004 in Liber 40336 of Wayne County Records, page 636, said Mortgage having been assigned to Ditech Financial LLC FKA Green Tree Servicing LLC on which mortgage there is claimed to be due, at the date of this notice, the sum of Seventy Four Thousand Seven Hundred Fifty Two & 04/100 ($74,752.04), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 5th day of November, 2015 at 11:00 AM o'clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, Notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue in the Coleman A. Young Municipal Center in Detroit in Wayne County MI (that being the building where the Circuit Court for the County of Wayne is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 2.875% per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the City of Detroit, County of Wayne, State of Michigan, and described as follows, to wit: Lot 737, including the adjoining vacated alley in the rear thereof, Frischkorn's Park View Subdivision, as recorded in Liber 41, Page 95 of plats, Wayne County Records During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee's attorney Dated: 10/7/2015 Ditech Financial LLC FKA Green Tree Servicing LLC Mortgagee FABRIZIO & BROOK, P.C. Attorney for Ditech Financial LLC FKA Green Tree Servicing LLC 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 GTAZ FNMA JordanMar (10-7)(10-28) Circuit Court No: 13-010249-CH NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgement of the Circuit Court of the County of Wayne, State of Michigan, made and entered on the 29th day of June 2015, in a certain cause therein pending, wherein: Plaintiff Victoria Park Homeowners Association and Defendant Earl Parker and Sharon Parker. Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 24th day of November A.D. 2015 At Eleven O'clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All certain piece or parcel of land situated and being in the of County of Wayne and State of Michigan, described as follows, to wit Lot 116 Victoria Park Subdivision, City of Detroit, Wayne County, Michigan, as recorded in Liber 107, Pages 14 through 22, inclusive, Plats, Wayne County Records. More Commonly Known As: 520 S. Piper, Detroit, MI 48215 REDEMPTION PERIOD IS SIX MONTHS. Dated, Detroit 9-30-15 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Chief Ben Whitfield P23562 Attorney for Plaintiff Address 547 E. Jefferson Detroit, MI 48226 (10-07)(11-18) Circuit Court No: 15-007232-CH NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgment of Circuit Court of the County of Wayne, State of Michigan, made and entered on the 9th day of September 2015 A.D., in a certain cause therein pending, wherein Bank of America, N.A., Plaintiff, and Norman Harrison, Defendant. Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 24th day of November 2015 At Eleven O'clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All certain piece or parcel of land situated and being in the City of Detroit, County of Wayne and State of Michigan, described as follows, to wit: Lot 339, The Joy Farms Subdivision, according to the plan thereof as recorded in Liber 32 of Plats, Pages 39-40, Wayne County Records. Tax ID: 10/002249 Commonly known as: 2274-2276 Hazelwood St., Detroit, MI 48206 REDEMPTION PERIOD IS SIX (6) MONTHS. Dated, Detroit 10-6-15 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Chief Marla A. Skeltis Randall S. Miller & Associates, P.C. Attorneys for Plaintiff 43252 Woodward Avenue, Suite 180 Bloomfield Hills, MI 48302 (248) 335-9200 (10-07)(11-18) SHORT FORECLOSURE NOTICE MORTGAGE SALE - Default has been made in the conditions of a certain Lien made by Condominium Lien Foreclosure MARION DOCKERY, to Woodbury Green Condominium Association, Lien, dated January 23, 2015, and recorded on February 23, 2015, in Liber 52032, on Page 580-581, Wayne County Records, Michigan, on which Lien there is claimed to be due at the date hereof the sum of FOUR THOUSAND EIGHT HUNDRED NINETY DOLLARS AND SIXTY-FIVE CENTS ($4,258.44), including interest at 7% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Wayne County, Michigan at 11:00 o’clock, AM, on Thursday, November 5, 2015. Said premises are situated in the Township of Van Buren, Wayne County, Michigan, and are described as: UNIT 32, BUILDING 8, WOODBURY GREEN CONDOMINIUM ACCORDING TO THE MASTER DEED RECORDED IN LIBER 18479, PAGE 406 AS AMENDED IN FIRST AMENDMENT TO MASTER DEED RECORDED IN LIBER 19727, PAGE 75 AND AMENDED BY SECOND AMENDMENT TO MASTER DEED RECORDED IN LIBER 19818, PAGE 747 WAYNE COUNTY RECORDS AND DESIGNATED AS WAYNE COUNTY CONDOMINIUM SUBDIVISION PLANE NO. 95, TOGETHER WITH RIGHTS IN GENERAL COMMON ELEMENTS AND LIMITED COMMON ELEMENTS AS SET FORTH IN THE ABOVE MASTER DEED AND AS DESCRIBED IN PUBLIC ACT 59 OF 1978 AS AMENDED. COMMONLY KNOWN AS: 41127 S. WOODBURY GREEN DR. UNIT 32, VAN BUREN TWP., MI 48111 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. Dated: September 29, 2015 Woodbury Green Condominium Homeowner’s Association Mortgagee C/O Aaron D. Cox, P69346 23380 Goddard Rd. Taylor, MI 48180 Attorneys (9-30)(10-21) Circuit Court No:15-003805-CK NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgment of the Circuit Court of the County of Wayne, State of Michigan, made and entered on the 11th day of September, A .D., 2015, in a certain cause therein pending, wherein Rose Land and Finance Corp., Plaintiff, obtained a foreclosure judgment against ALTER APARTMENTS, LLC, SAIGEWOOD APARTMENTS, LLC, PATRICIA WALKER and JOSEPH M. WALKER, Defendants. Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) on Tuesday, the 24th day of November, A. D. 2015, at Eleven O’Clock fore noon Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All that certain piece or parcel of land situated and being in the City of Detroit, County of Wayne and State of Michigan, described as follows, to wit: Lot 551, Edwin Lodge Sub., as recorded in Liber 35 of Plats, Page 10, Wayne County Records. C/k/a 4239 Alter Rd., Detroit, MI 48215. Parcel No: 21-063060. REDEMPTION PERIOD IS SIX (6) MONTHS. Dated, Detroit September 22, 2015 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Chief Keith A. Sotiroff, Esq. Attorney for Plaintiff Address 30400 Telegraph, Ste. 444 Bingham Farms, MI 48025 (10-07)(11-18) Circuit Court No: 14-001585-CH NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgement of the Circuit Court of the County of Wayne, State of Michigan, made and entered on the 20th day of April 2015, in a certain cause therein pending, wherein: Plaintiff Victoria Park Homeowners Association and Defendant Albert Willis, Jr. and Nearline Willis. Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Com1for the County of Wayne is held) On Tuesday the 24th day of November A.D. 2015 At Eleven O'clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All certain piece or parcel of land situated and being in the of County of Wayne and State of Michigan, described as follow, to wit: Lot 136 Victoria Park Subdivision, City of Detroit, Wayne County, Michigan, as recorded in Liber 107, Pages 14 through 22, inclusive, Plats, Wayne County Records. More Commonly Known As: 591 Newport, Detroit, MI 48215 REDEMPTION PERIOD IS SIX MONTHS Dated, Detroit 9-30-15 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Chief Ben Whitfield P23562 Attorney for Plaintiff Address 547 East Jefferson Detroit, MI 48226 (10-07)(11-18) Second Insertion AARON D. COX, P69346 23380 Goddard Rd. Taylor, MI 48180 FORECLOSURE NOTICE NOTICE OF CONDOMINIUM ASSESSMENT LIEN FORECLOSURE SALE. Default has been made in the payment of assessments, late charges and other costs by the owner of the Premises (as defined below) to 1001 Covington Association, a Michigan non-profit corporation (“Association”), as evidenced by the Notice of Lien dated January 13, 2015 and recorded on January 22, 2015 in Liber 51977, Page 1449, Wayne County Records (the “Notice of Lien”). There is claimed to be due on the date hereof on the lien on the Premises arising under the Michigan Condominium Act to secure the payment of such assessments, late charges and other costs (the “Lien”) the sum of Two Thousand Nine Hundred Eighty-Seven and 00/100 Dollars ($2,987.00), and any additional amount due thereon and secured by the Lien at the time of sale, including late charges and attorney's fees as provided by law and all lawful costs. The owner of the Premises on the date the Notice of Lien was recorded was Perry T. Calhoun. Pursuant to the power of sale contained in the Master Deed (defined below) and the statutes in such case made and provided, notice is hereby given that the Lien will be foreclosed by a sale of the Premises at public vendue at the place of holding the Circuit Court within Wayne County, 11:00 a.m. on Thursday, October 29, 2015. The Premises is located in the City of Detroit, Wayne County, Michigan and is described as Unit 4, 1001 Covington, a condominium according to the Master Deed recorded in Liber 43931, Page 130, Wayne County Records, as amended by a First Amendment to Master Deed recorded in Liber 45850, Page 119, Wayne County Records, a Second Amendment to Master Deed recorded in Liber 48332, Page 724, Wayne County Records, a Third Amendment to Master Deed recorded in Liber 48952, Page 592, Wayne County Records, a Fourth Amendment to Master Deed recorded in Liber 49848, Page 1215, Wayne County Records, a Fifth Amendment to Master Deed recorded in Liber 50934, Page 1044, Wayne County Records, a Sixth Amendment to Master Deed recorded in Liber 51287, Page 1220, Wayne County Records, a Seventh Amendment to Master Deed recorded in Liber 52011, Page 1204, Wayne County Records, and an Eighth Amendment to Master Deed recorded in Liber 52273, Page 295, Wayne County Records, and designated as Wayne County Condominium Subdivision Plan No. 892, together with right in general common elements and limited common elements as set forth in the above Master Deed, as amended, and as described in Act 59 of the Public Acts of 1978, as amended. Commonly known as: 1001 Covington Drive, Apt. 4 Parcel I.D. No. 23002006.0381 and 02002635.004 The redemption period shall be six (6) months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a, in which case, the redemption period shall be thirty (30) days from the date of such sale. If the Premises is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278, any person liable for the amounts secured by the Lien will be held responsible to the person who buys the Premises at the mortgage foreclosure sale or to the Association for damaging the Premises during the redemption period. Dated: September 7, 2015 1001 Covington Association 1001 Covington, Apt. 20 Detroit, Michigan 48203 Attention: Ludger Brinker (9-30)(10-28) Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007-5041 IF YOU ARE NOW ON ACTIVE MILITARY DUTY OR HAVE BEEN IN THE PRIOR ONE YEAR, PLEASE CONTACT OUR OFFICE AT 248-502-1400. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Robert Calhoun, a single man, to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender's successors and/or assigns, Mortgagee, dated November 26, 2014 and recorded December 15, 2014 in Liber 51913, Page 1438, Wayne County Records, Michigan. Said mortgage is now held by Wells Fargo Bank, N.A., by assignment. There is claimed to be due at the date hereof the sum of Sixty Thousand Eight Hundred Seventy and 11/100 Dollars ($60,870.11), including interest at 4.5% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Wayne County, Michigan at 11:00 AM on OCTOBER 29, 2015. Said premises are located in the City of Riverview, Wayne County Michigan, and are described as: Lot(s) 7, including 9 feet of the vacated alley located at the rear thereof and adjacent thereto, "Clarence W. Carkeek's Pennsylvania Park Subdivision", according to the Plat thereof as recorded in Liber 53 of Plats, Page 1, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: September 30, 2015 Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007 File No. 15-014093 (09-30)(10-21) Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007-5041 IF YOU ARE NOW ON ACTIVE MILITARY DUTY OR HAVE BEEN IN THE PRIOR ONE YEAR, PLEASE CONTACT OUR OFFICE AT 248-502-1400. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Sean M. Sciatto, a married man and Melissa D. Drouillard-Sciatto, his wife, to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender's successors and/or assigns, Mortgagee, dated March 27, 2006 and recorded April 10, 2006 in Liber 44516, Page 558, Wayne County Records, Michigan; and Loan Modification Agreements recorded in Liber 47713, page 584, Liber 48655, page 652, Liber 49382, page 111 and in Liber 50980, page 543. Said mortgage is now held by MidFirst Bank, by assignment. There is claimed to be due at the date hereof the sum of One Hundred Eighty-Three Thousand Eight Hundred Fifty-Five and 81/100 Dollars ($183,855.81), including interest at 4.125% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Wayne County, Michigan at 11:00 AM on OCTOBER 29, 2015. Said premises are located in the City of Garden City, Wayne County Michigan, and are described as: Lot 25, Cherry Hill Subdivision, as recorded in Liber 58, Page 85 of Plats, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: September 30, 2015 Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007 File No. 15-014776 (09-30)(10-21) Schneiderman & Sherman, P.C. Attorneys 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 SCHNEIDERMAN & SHERMAN, P.C., IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by JAMES J. RAMSEY, A SINGLE MAN, to Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for lender and lender's successors and assigns, Mortgagee, dated July 11, 2008, and recorded on July 16, 2008, in Liber 47350, on Page 324, and assigned by said mortgagee to JPMorgan Chase Bank, National Association, as assigned, Wayne County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Seventy-Six Thousand One Hundred Thirty-Four Dollars and Forty-Two Cents ($76,134.42), including interest at 7.000% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Wayne County Circuit Court Tower in the Coleman A. Young Municipal Center in Detroit in Wayne County, Michigan. at 11:00 AM o'clock, on October 29, 2015 Said premises are located in Wayne County, Michigan and are described as: Lot 1013, Rosedale Park Subdivision, according to the plat thereof, as recorded in Liber 37, Pages 74 and 75 of Plats, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless abandoned under MCL 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 600 of the Michigan Compiled Laws, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. JPMorgan Chase Bank, National Association Mortgagee/Assignee Schneiderman & Sherman, P.C. 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 S20150910133857 FHA (9-30)(10-21) Schneiderman & Sherman, P.C. Attorneys 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 SCHNEIDERMAN & SHERMAN, P.C., IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by MARK WOLOCH, A SINGLE MAN, to Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for lender and lender's successors and assigns, Mortgagee, dated September 18, 2014, and recorded on September 29, 2014, in Liber 51778, on Page 1487, and assigned by said mortgagee to LAKEVIEW LOAN SERVICING, LLC, as assigned, Wayne County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Forty-Five Thousand Four Hundred Sixty-Five Dollars and Thirteen Cents ($145,465.13), including interest at 4.625% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Wayne County Circuit Court Tower in the Coleman A. Young Municipal Center in Detroit in Wayne County, Michigan. at 11:00 AM o'clock, on October 29, 2015 Said premises are located in Wayne County, Michigan and are described as: LOT(S) 177, 178, AND 179, "MAPLE BEACH SUBDIVISION NO. 2", ACCORDING TO THE PLAT THEREOF AS RECORDED IN LIBER 54 OF PLATS, (Continued on Page 11) OCTOBER 7, 2015 WAYNE_WAYNE EVEN TEMPLATE 10/6/15 1:05 PM Page 11 WEDNESDAY, OCTOBER 7, 2015 LEGAL NOTICES ——— (Continued from Page 10) Second Insertion PAGE 73, WAYNE COUNTY RECORDS. The redemption period shall be 6 months from the date of such sale, unless abandoned under MCL 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 600 of the Michigan Compiled Laws, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. LAKEVIEW LOAN SERVICING, LLC Mortgagee/Assignee Schneiderman & Sherman, P.C. 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 S20150805102948 FHA (9-30)(10-21) Schneiderman & Sherman, P.C. Attorneys 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 SCHNEIDERMAN & SHERMAN, P.C., IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by MICHAEL A. MAKIE, A SINGLE MAN, to MORTGAGE 1 INCORPORATED, Mortgagee, dated May 21, 2014, and recorded on June 2, 2014, in Liber 51569, on Page 336, and assigned by said mortgagee to MICHIGAN STATE HOUSING DEVELOPMENT AUTHORITY, as assigned, Wayne County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Seventy-Seven Thousand Seven Hundred Fifty-One Dollars and Fifty-Eight Cents ($77,751.58), including interest at 4.750% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Wayne County Circuit Court Tower in the Coleman A. Young Municipal Center in Detroit in Wayne County, Michigan. at 11:00 AM o'clock, on November 12, 2015 Said premises are located in Wayne County, Michigan and are described as: LOT(S) 237, THE ARGONNE SUBDIVISION, ACCORDING TO THE RECORDED PLAT THEREOF, AS RECORDED IN LIBER 40 OF PLATS, PAGE 5, WAYNE COUNTY RECORDS. The redemption period shall be 6 months from the date of such sale, unless abandoned under MCL 125.1449K, in which case the redemption period shall be 3 months, or under MCL 125.1449v, 30 days from the date of such sale. MICHIGAN STATE HOUSING DEVELOPMENT AUTHORITY Mortgagee/Assignee Schneiderman & Sherman, P.C. 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 S20150619132853 FHA (9-30)(10-21) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. THE FORECLOSING PARTY ANTICIPATES BIDDING LESS THAN THE FORECLOSING PARTY'S OPINION OF THE MARKET VALUE. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Alejandro Hernandez, a single man, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., Mortgagee, dated February 6, 2009, and recorded on February 10, 2009 in Liber 47707 on Page 1233, and assigned by said Mortgagee to Wells Fargo Bank, NA as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of FiftyEight Thousand Five Hundred Forty-Six and 78/100 Dollars ($58,546.78). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on November 5, 2015. Said premises are situated in City of Detroit, Wayne County, Michigan, and are described as: Lot 182 and 1/2 vacated alley adjacent to rear thereto, King Heights Subdivision, according to the recorded plat thereof as recorded in Liber 50 on Page(s) 60 of Plats, Wayne County Records The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 30, 2015 For more information, please call: FC D (248) 593-1309 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #451360F02 (09-30)(10-21) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. THE FORECLOSING PARTY ANTICIPATES BIDDING LESS THAN THE FORECLOSING PARTY'S OPINION OF THE MARKET VALUE. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Kamilah Joy Brown, a single woman, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., Mortgagee, dated August 5, 2008, and recorded on September 12, 2008 in Liber 47465 on Page 1412, and assigned by said Mortgagee to Wells Fargo Bank, NA as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Fifty-Eight Thousand Three Hundred Eighty and 53/100 Dollars ($58,380.53). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 29, 2015. Said premises are situated in City of Westland, Wayne County, Michigan, and are described as: Unit No. 211, London Townhouses Condominium, according to the Master Deed recorded in Liber 42247, Page 81, as amended and designated as Wayne County Subdivision Plan No. 833, together with right in the general common elements and the limited common elements as shown on the Master Deed and described in Act 59 of Public Acts of 1978, as amended The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 30, 2015 For more information, please call: FC D (248) 593-1309 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #412674F04 (09-30)(10-21) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Sheree Mcgauley, a single woman and A.C. Williams and Theresa Williams, husband and wife as joint tenants., original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., Mortgagee, dated March 20, 2007, and recorded on April 5, 2007 in Liber 46156 on Page 87, and assigned by said Mortgagee to Deutsche Bank Trust Company Americas, as Trustee for Residential Accredit Loans, Inc., Mortgage AssetBacked Pass- Through Certificates, Series 2007-QS7 as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Seventy-Three Thousand Four Hundred Nine and 07/100 Dollars ($73,409.07). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 29, 2015. Said premises are situated in City of Detroit, Wayne County, Michigan, and are described as: Lot 86 and East 8 feet of vacated alley adjacent Siterlet Estates Subdivision, as recorded in Liber 46, Page 74 of Plats, Wayne County records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 30, 2015 For more information, please call: FC H (248) 593-1300 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #453991F01 (09-30)(10-21) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Marilyn Howard, An Unmarried Woman, original mortgagor(s), to Long Beach Mortgage Company, Mortgagee, dated July 10, 2001, and recorded on September 12, 2001 in Liber 34754 on Page 150, and assigned by mesne assignments to Deutsche Bank National Trust Company formerly known as Bankers Trust Company of California, N.A., as Trustee for Long Beach Mortgage Loan Trust 2001-3 as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Ninety-Nine Thousand Nine Hundred Sixty-Six and 88/100 Dollars ($199,966.88). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 29, 2015. Said premises are situated in City of Detroit, Wayne County, Michigan, and are described as: Lot 80, Scherer Gardens Subdivision as Recorded in Liber 57, Page(s) 73 of Plats, Wayne County records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 30, 2015 For more information, please call: FC J (248) 593-1311 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #450195F02 (09-30)(10-21) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Robin L. Kinsman a/k/a Robin Kinsman, a single woman and Wayne Kitson, a single man, as joint tenants with rights of survivorship, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender's successors and/or assigns, Mortgagee, dated January 19, 2007, and recorded on February 16, 2007 in Liber 45993 on Page 365, and assigned by said Mortgagee to Wells Fargo Bank, N.A., as Trustee for the Certificateholders of MASTR Asset-Backed Securities Trust 2007-NCW, Mortgage Pass-Through Certificates, Series 2007-NCW as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Seventy-Three Thousand Six Hundred Fifty-Seven and 32/100 Dollars ($173,657.32). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 29, 2015. Said premises are situated in City of Wayne, Wayne County, Michigan, and are described as: Lot 1049, of Harroun Park Subdivision No. 2, according to the plat thereof, as recorded in Liber 43, Page 62 of Plats, Wayne County Records The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 30, 2015 For more information, please call: FC J (248) 593-1311 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #297809F04 (09-30)(10-21) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Howard L. Bodenmiller, A Married Man and Mary R. Bodenmiller, His Wife and Mary-Ann Bodenmiller, A Single Woman, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender's successors and/or assigns, Mortgagee, dated June 8, 2001, and recorded on July 25, 2001 in Liber 34362 on Page 1699, and modified by agreement dated November 2, 2005, and recorded on December 7, 2005 in Liber 43910 on Page 380, and assigned by said Mortgagee to MidFirst Bank, a Federally Chartered Savings Association as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Thirty Thousand Four Hundred Seventy-Nine and 46/100 Dollars ($130,479.46). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on November 5, 2015. Said premises are situated in City of Southgate, Wayne County, Michigan, and are described as: Lot 57 Quiet Lane Subdivision, according to the plat thereof as recorded in Liber 78 of Plats, Page 59, Wayne County Records The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 30, 2015 For more information, please call: FC S (248) 593-1304 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #116216F02 (09-30)(10-21) FABRIZIO & BROOK, P.C. Attorneys 700 Tower Drive, Ste. 510 Troy, MI 48098 AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by CHRISTINE FRANK aka Christine Chambers , A Married Woman, Mortgagors, to Amresco Residential Mortgage Corporation, a Delaware corporation, Mortgagee, dated the 20th day of May, 1999 and recorded in the office of the Register of Deeds, for The County of Wayne and State of Michigan, on the 9th day of June, 1999 in Liber 30227 of Wayne County Records, page 7711, said Mortgage having been assigned to JPMC SPECIALTY MORTGAGE, LLC on which mortgage there is claimed to be due, at the date of this notice, the sum of Forty Five Thousand Eight Hundred Ninety & 97/100 ($45890.97), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 29th day of October, 2015 at 11:00 AM o'clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, Notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue in the Coleman A. Young Municipal Center in Detroit in Wayne County MI (that being the building where the Circuit Court for the County of Wayne is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 8.875 per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the City of Detroit, County of Wayne, State of Michigan, and described as follows, to wit: LOT(S) 169, "A.M. CAMPAU REALTY COMPANY SUBDIVISION", AS RECORDED IN LIBER 32, PAGE (S) 87 OF PLATS, WAYNE COUNTY RECORDS. During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee's attorney Dated: 9/30/2015 JPMC SPECIALTY MORTGAGE, LLC Mortgagee FABRIZIO & BROOK, P.C. Attorney for JPMC SPECIALTY MORTGAGE, LLC 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 BOA Frank (9-30)(10-21) FABRIZIO & BROOK, P.C. Attorneys 700 Tower Drive, Ste. 510 Troy, MI 48098 AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by KATHERINE A BOONE , an unmarried woman, Mortgagors, to Mortgage Electronic Registration Systems Inc. (MERS) as nominee for Quicken Loans INC, Mortgagee, dated the 28th day of June, 2005 and recorded in the office of the Register of Deeds, for The County of Wayne and State of Michigan, on the 5th day of August, 2005 in Liber 43238 of Wayne County Records, page 1036, said Mortgage having been assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 200540CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-40CB on which mortgage there is claimed to be due, at the date of this notice, the sum of Eighty-four Thousand One Hundred Twenty and 88/100 ($84,120.88), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 5th day of November, 2015 at 11:00 AM o'clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, Notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue in the Coleman A. Young Municipal Center in Detroit in Wayne County MI (that being the building where the Circuit Court for the County of Wayne is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 5.875 per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the Township of Redford, County of Wayne, State of Michigan, and described as follows, to wit: The South 40 feet of Lot 243, including 1/2 the adjoining vacated public alley at the rear thereof, Seminole Woods Subdivision, as recorded in Liber 38 Page 75 of Plats During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee's attorney Dated: 09/30/2015 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-40CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-40CB Mortgagee FABRIZIO & BROOK, P.C. Attorney for THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-40CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-40CB 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 SMS BOONEKAT (9-30)(10-21) Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007-5041 IF YOU ARE NOW ON ACTIVE MILITARY DUTY OR HAVE BEEN IN THE PRIOR ONE YEAR, PLEASE CONTACT OUR OFFICE AT 248-502-1400. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Eric Fields, a single man, to Plymouth Exchange Mortgage Corporation, Mortgagee, dated September 2, 2005 and recorded September 23, 2005 in Liber 43533, Page 2491, Wayne County Records, Michigan. Said mortgage is now held by Wells Fargo Bank, N.A., by assignment. There is claimed to be due at the date hereof the sum of One Hundred Twenty-Two Thousand Six Hundred Ninety-Five and 19/100 Dollars ($122,695.19), including interest at 4.125% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Wayne County, Michigan at 11:00 AM on OCTOBER 29, 2015. Said premises are located in the City of Riverview, Wayne County Michigan, and are described as: North 26 feet of Lot 77 and the South 17 feet of Lot 78, including one half of the vacated alley located at the rear thereof and adjacent thereto, "SeeBreeze Subdivision", according to the Plat thereof as recorded in Liber 51 of Plats, Page 74, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. The Detroit Legal News, Page 11 Dated: September 30, 2015 Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007 File No. 15-014423 (09-30)(10-21) FABRIZIO & BROOK, P.C. Attorneys 700 Tower Drive, Ste. 510 Troy, MI 48098 AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by Gary N Vineyard, married man and Debra F Vineyard, his wife, Mortgagors, to National City Mortgage a division of National City Bank of Indiana, Mortgagee, dated the 13th day of June, 2005 and recorded in the office of the Register of Deeds, for The County of Wayne and State of Michigan, on the 5th day of July, 2005 in Liber 42983 of Wayne County Records, page 1845, said Mortgage having been assigned to Ditech Financial LLC FKA Green Tree Servicing LLC on which mortgage there is claimed to be due, at the date of this notice, the sum of Ninety One Thousand One Hundred Fifty and 83/100 ($91,150.83), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 29th day of October, 2015 at 11:00 AM o'clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, Notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue in the Coleman A. Young Municipal Center in Detroit in Wayne County MI (that being the building where the Circuit Court for the County of Wayne is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 6.250 per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the City of Westland, County of Wayne, State of Michigan, and described as follows, to wit: Lot 181, except the North 5 feet, including 1/2 of the vacated alley at the rear, Maplewood Estates Subdivision, according to the recorded plat thereof as recorded in Liber 39, Page 17 of plats, Wayne County Records. During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee's attorney Dated: 9/30/2015 Ditech Financial LLC FKA Green Tree Servicing LLC Mortgagee FABRIZIO & BROOK, P.C. Attorney for Ditech Financial LLC FKA Green Tree Servicing LLC 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 GTAZ FNMA VINEYARDGar (9-30)(10-21) FABRIZIO & BROOK, P.C. Attorneys 700 Tower Drive, Ste. 510 Troy, MI 48098 AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by Yolanda Uddin , a married woman, Mortgagors, to SunTrust Mortgage, Inc., Mortgagee, dated the 6th day of July, 2007 and recorded in the office of the Register of Deeds, for The County of Wayne and State of Michigan, on the 18th day of July, 2007 in Liber 46500 of Wayne County Records, Page 545, said Mortgage having been assigned to Ditech Financial LLC FKA Green Tree Servicing LLC on which mortgage there is claimed to be due, at the date of this notice, the sum of Ninety Six Thousand Seven Hundred Sixty Six and 04/100 ($96,766.04), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 29th day of October, 2015 at 11:00 AM o'clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, Notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue in the Coleman A. Young Municipal Center in Detroit in Wayne County MI (that being the building where the Circuit Court for the County of Wayne is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 2.000 per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufac- tured or otherwise, located thereon, situated in the City of Detroit, County of Wayne, State of Michigan, and described as follows, to wit: Lot 162, LaSalle Gardens, being a Subdivision of Lots 13 through 32, inclusive of the Subdivision of the quarter Section 54 Ten Thousand Acre Tract, recorded in Liber 25 of plats, Page 100, Wayne County Records. During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee's attorney Dated: 9/30/2015 Ditech Financial LLC FKA Green Tree Servicing LLC Mortgagee FABRIZIO & BROOK, P.C. Attorney for Ditech Financial LLC FKA Green Tree Servicing LLC 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 GTAZ FNMA UDDINYol (9-30)(10-21) Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007-5041 IF YOU ARE NOW ON ACTIVE MILITARY DUTY OR HAVE BEEN IN THE PRIOR ONE YEAR, PLEASE CONTACT OUR OFFICE AT 248-502-1400. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Ollie Cox and Nannie Cox, husband and wife, to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender's successors and/or assigns, Mortgagee, dated September 24, 2004 and recorded December 14, 2004 in Liber 41836, Page 1041, Wayne County Records, Michigan. Said mortgage is now held by Wells Fargo Bank, N.A., by assignment. There is claimed to be due at the date hereof the sum of Eighty Thousand Five Hundred Eighty-Three and 82/100 Dollars ($80,583.82), including interest at 4.625% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Wayne County, Michigan at 11:00 AM on OCTOBER 29, 2015. Said premises are located in the City of Detroit, Wayne County Michigan, and are described as: Lot(s) 36, Charles-Buffalo Subdivision, according to the Plat thereof in Liber 81, Page 40 of Plats, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: September 30, 2015 Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007 File No. 15-014475 (09-30)(10-21) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Emily Wills, unmarried, original mortgagor(s), to Financial Freedom Senior Funding Corporation, a Subsidiary of IndyMac Bank, F.S.B., Mortgagee, dated December 14, 2005, and recorded on January 4, 2006 in Liber 44125 on Page 1149, and assigned by mesne assignments to CIT Bank, N.A. formerly known as OneWest Bank N.A. as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Nineteen Thousand Seven Hundred Ninety and 27/100 Dollars ($119,790.27). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 29, 2015. Said premises are situated in City of Westland, Wayne County, Michigan, and are described as: Lot 272, Annapolis Park Subdivision No. 3, as recorded in Liber 77, Page 13, of Plats, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the (Continued on Page 12 OCTOBER 7, 2015 WAYNE_WAYNE EVEN TEMPLATE 10/6/15 1:05 PM Page 12 Page 12, The Detroit Legal News LEGAL NOTICES ——— (Continued from Page 11) Second Insertion property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 30, 2015 For more information, please call: FC D (248) 593-1309 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #450809F02 (09-30)(10-21) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Eugene Boyce and Kimberleigh Boyce, husband and wife, original mortgagor(s), to Nations One Mortgage Corporation, Mortgagee, dated March 31, 2004, and recorded on April 23, 2004 in Liber 40478 on Page 223, and assigned by mesne assignments to Wells Fargo Bank, N.A. as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Thirty-Eight Thousand Seven Hundred Eighty-One and 43/100 Dollars ($38,781.43). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on November 5, 2015. Said premises are situated in Charter Township of Redford, Wayne County, Michigan, and are described as: The South 12 feet of Lot 136 and all of Lot 137, including half of the vacated public alley at the rear thereof, B.E. Taylor's BrightmoorRies Subdivision, as recorded in Liber 57, Page 19 of Plats, Wayne County Records. The redemption period shall be 12 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 30, 2015 For more information, please call: FC D (248) 593-1309 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #428127F03 (09-30)(10-21) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Frederick M. Young, A Single Man and William D. Young, A Single Man, original mortgagor(s), to Citizens Bank, N.A. f/k/a RBS Citizens, N.A. successor by merger to Charter One Bank, N.A., Mortgagee, dated July 29, 2002, and recorded on August 20, 2002 in Liber 36768 on Page 2463, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Fifteen Thousand Six Hundred Sixty-One and 31/100 Dollars ($15,661.31). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 29, 2015. Said premises are situated in City of Detroit, Wayne County, Michigan, and are described as: Lot 222, and 1/2 of vacant alley adjacent in rear, Robert Oakman Land Company's Bonaparte Avenue and Oakman Highway Subdivision, as recorded in Liber 51 of plats, Page(s) 15, Wayne County Records. The redemption period shall be 12 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 30, 2015 For more information, please call: FC J (248) 593-1311 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #203930F02 (09-30)(10-21) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Terrence J. Justin and Carol L. Justin, Husband and Wife, original mortgagor(s), to Citizens Bank, N.A. f/k/a RBS Citizens, N.A. successor by merger to Charter One Bank, N.A., Mortgagee, dated August 3, 2004, and recorded on September 1, 2004 in Liber 41275 on Page 732, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Fifty-Nine Thousand Nine Hundred Forty-Nine and 30/100 Dollars ($59,949.30). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 29, 2015. Said premises are situated in City of Garden City, Wayne County, Michigan, and are described as: The South 20 feet of Lot 512 and the North 30 feet of Lot 513, Hawthorne Drive Subdivision, as recorded in Liber 55, Page 78 of Plats, Wayne County Records. The redemption period shall be 12 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 30, 2015 For more information, please call: FC J (248) 593-1311 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #453669F01 (09-30)(10-21) Third Insertion FILE NO. 2015-809956-DA PUBLICATION OF NOTICE OF HEARING STATE OF MICHIGAN — PROBATE COURT - COUNTY OF WAYNE In the matter of: DAMITA C. JOHNSON, Decedent. TO ALL INTERESTED PERSONS: DAMITA C. JOHNSON, Decedent. Whose address(es) are unknown and whose interest in this matter may be barred or affected by the following hearing. TAKE NOTICE: A pending hearing will be held at Room 1201 Coleman A. Young Municipal Center, Two Woodward Avenue, Detroit, Michigan, before Judge Terrance A. Keith for the following purpose: Petition for Probate - Determination of Presumption of Death Based on Absence per MCC 700.1208(2) The law provides that you should be notified of this hearing. Dated: August 3, 2015 Damita Johnson El Bey c/o 18945 Fielding Detroit, Michigan Republic (48219) Petitioner (8-5)(9-2)(10-7)(11-4) COUZENS, LANSKY, FEALK, ELLIS, ROEDER & LAZAR, P.C. BY: PHILLIP J. NEUMAN (P35499) Attorneys for Plaintiff 32395 W. Twelve Mile Rd., Ste. 200 Farmington Hills, MI 48331 (248) 489-8600 Case No. 15-011760-CH Hon. Patricia Fresard STATE OF MICHIGAN, IN THE CIRCUIT COURT FOR THE COUNTY OF WAYNE OCWEN LOAN SERVICING, LLC, a Delaware limited liability company, Plaintiff, v PAUL WISEMAN and the unknown heirs, devisees and assignees of BARBARA WISEMAN, Deceased, Defendants. -------ORDER PERMITTING SERVICE BY PUBLICATION At a session of said Court held in the City of Detroit, County of Wayne, State of Michigan on 9/22/2015. Patricia Fresard, Present: Circuit Court Judge On September 9, 2015, an action was filed in this Court by OCWEN LOAN SERVICING, LLC, a Delaware limited liability company (”Ocwen”) against, among others, the Unknown Heirs, Devisees or Assignees of Barbara Wiseman (the “Unknown Heirs”) seeking to reform that certain quit claim deed given by Barbara Wiseman to Paul Wiseman for the property commonly known as 6235 Holcomb, Detroit, Michigan and legally described as: Lot 91 and North 12 feet of Lot 92, “Stroh’s Subdivision” as recorded in Liber 15 of Plats, Page 80, Wayne County Records, City of Detroit, Wayne County, Michigan. Ward 19, Item No. 8531-41. Upon consideration of the verified motion of Ocwen attesting to the fact that the identities and whereabouts of the Unknown Heirs are unknown and that, therefore, service upon the Unknown Heirs of the Summons and a copy of the Complaint in this action cannot otherwise be personally effectuated, and a postal check cannot be performed, and it appearing to the Court that the Unknown Heirs can best be apprised of the pendency of this action by publication of this Order in a newspaper; IT IS HEREBY ORDERED that the Unknown, Heirs, Devisees or Assignees of Barbara Wiseman, shall serve his, her or their answer to Ocwen’s Complaint on Phillip J. Neuman (P35499); attorney for Ocwen, whose address is 39395 W. Twelve Mile Rd., Suite 200, Farmington WEDNESDAY, OCTOBER 7, 2015 Hills, Michigan 48331, or take other action as may be permitted by law, within twentyeight (28) days from the last date of publication of this Order. Failure to comply with this Order may result in a judgment by default against the Unknown Heirs for the relief demanded in the Complaint filed in this Court. IT IS FURTHER ORDERED that a copy of this Order be published once each week for three (3) consecutive weeks in the Legal News for Wayne County. IT IS FURTHER ORDERED that the first publication of this Order be made within fourteen (14) days from the date of entry of this Order. /S/ Patricia Fresard CIRCUIT COURT JUDGE 15-011760-CH FILED IN MY OFFICE WAYNE COUNTY CLERK 9/22/2015 9:54:00 AM CATHY M. GARRETT /s/ Angela Strong-Cooper (9-23)(10-7) Makower Abbate Guerra PLLC Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ASSOCIATION ASSESSMENT LIEN SALE - Default has been made in the payment of certain assessments made by Tian Bao Zhou, a/k/a Tian B. Zhou, a/k/a Tian Zhou, a/k/a Tianbao Zhu, a/k/a Tian B. Wu; and Liping Wu a/k/a Liping Wu Zhou, a/k/a Linda Wu Zhou; and Xiao Chun Zhou a/k/a Xiao C. Zhou, a/k/a Xiaochun Zhou, a/k/a Charles Zhou, a/k/a Charlie Zhou, whose address is 20518 Mesquite Lane, Covina, CA 91724, to Woodlands of Chatterton Village Condominium Association, as evidenced by Lien recorded on August 6, 2015, in Liber 52379, Page 1135, Wayne County Register of Deed (the “Assessment Lien”), on which Assessment Lien there is claimed to be due as of the date hereof the sum of Two Thousand Four Hundred and Thirty One Dollars and Forty Five Cents ($2,431.45). Under the power of sale contained in the recorded Condominium Documents and the statute in such case made and provided, notice is hereby given that said Assessment Lien will be foreclosed by a sale of the liened premises, or some part of them, at public venue to the highest bidder, at the Northwest corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the place of holding the Circuit Court for said County), on Thursday, October 29, 2015, at 11:00 AM, Eastern Standard Time. The premises are situated in the Township of Canton, County of Wayne, State of Michigan, and legally described as follows: Unit 147, of Woodlands of Chatterton Village Condominium, a Condominium according to the Master Deed recorded in Liber 38979, Pages 145 et seq., Wayne County Records, as amended, and designated as Wayne County Condominium Subdivision Plan No. 725. Sidwell No. 71-125-06-0147-000 Commonly known as: 4010 Radcliff Drive, Canton, Michigan 48188 Subject to the first mortgage held by East West Bank and recorded in Liber 51786, Page 944 in the County Records. Subject to the tax lien held by Wayne County Treasurer, as recorded in the County Records. The redemption period shall be six (6) months from the date of such sale unless the property is determined abandoned in accordance with MCL 600.3241a, in which event the redemption date shall be thirty (30) days after the aforementioned foreclosure sale or fifteen (15) days after the Association's compliance with the notice requirements of MCL 600.3241a(c), whichever is later. If the property is sold at a foreclosure sale, under MCL 600.3278 the coowner(s) will be held responsible to the person who buys the property at the foreclosure sale or to the association for damaging the property during the redemption period. Dated: September 21, 2015 Woodlands of Chatterton Village Condominium Association Makower Abbate Guerra PLLC John F. Calvin Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 (248) 254-7600 (9-23)(10-21) Makower Abbate Guerra PLLC Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ASSOCIATION ASSESSMENT LIEN SALE - Default has been made in the payment of certain assessments made by Tian Bao Zhou, a/k/a Tian B. Zhou, a/k/a Tian Zhou, a/k/a Tianbao Zhu, a/k/a Tian B. Wu; and Liping Wu a/k/a Liping Wu Zhou, a/k/a Linda Wu Zhou; and Xiao Chun Zhou a/k/a Xiao C. Zhou, a/k/a Xiaochun Zhou, a/k/a Charles Zhou, a/k/a Charlie Zhou, whose address is 20518 Mesquite Lane, Covina, CA 91724, to Woodlands of Chatterton Village Condominium Association, as evidenced by Lien recorded on August 6, 2015, in Liber 52379, Page 1135, Wayne County Register of Deed (the “Assessment Lien”), on which Assessment Lien there is claimed to be due as of the date hereof the sum of Two Thousand Four Hundred and Thirty One Dollars and Forty Five Cents ($2,431.45). Under the power of sale contained in the recorded Condominium Documents and the statute in such case made and provided, notice is hereby given that said Assessment Lien will be foreclosed by a sale of the liened premises, or some part of them, at public venue to the highest bidder, at the Northwest corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the place of holding the Circuit Court for said County), on Thursday, October 29, 2015, at 11:00 AM, Eastern Standard Time. The premises are situated in the Township of Canton, County of Wayne, State of Michigan, and legally described as follows: Unit 148, of Woodlands of Chatterton Village Condominium, a Condominium according to the Master Deed recorded in Liber 38979, Pages 145 et seq., Wayne County Records, as amended, and designated as Wayne County Condominium Subdivision Plan No. 725. Sidwell No. 71-125-06-0148-000 Commonly known as: 4002 Radcliff Drive, Canton, Michigan 48188 Subject to the first mortgage held by East West Bank and recorded in Liber 51786, Page 955 in the County Records. Subject to the tax lien held by Wayne County Treasurer, as recorded in the County Records. The redemption period shall be six (6) months from the date of such sale unless the property is determined abandoned in accordance with MCL 600.3241a, in which event the redemption date shall be thirty (30) days after the aforementioned foreclosure sale or fifteen (15) days after the Association's compliance with the notice requirements of MCL 600.3241a(c), whichever is later. If the property is sold at a foreclosure sale, under MCL 600.3278 the coowner(s) will be held responsible to the person who buys the property at the foreclosure sale or to the association for damaging the property during the redemption period. Dated: September 21, 2015 Woodlands of Chatterton Village Condominium Association Makower Abbate Guerra PLLC John F. Calvin Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 (248) 254-7600 (9-23)(10-21) Makower Abbate Guerra PLLC Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ASSOCIATION ASSESSMENT LIEN SALE - Default has been made in the payment of certain assessments made by by Tian Bao Zhou, a/k/a Tian B. Zhou, a/k/a Tian Zhou, a/k/a Tianbao Zhu, a/k/a Tian B. Wu; and Liping Wu a/k/a Liping Wu Zhou, a/k/a Linda Wu Zhou; and Xiao Chun Zhou a/k/a Xiao C. Zhou, a/k/a Xiaochun Zhou, a/k/a Charles Zhou, a/k/a Charlie Zhou, whose address is 20518 Mesquite Lane, Covina, CA 91724, to Woodlands of Chatterton Village Condominium Association, as evidenced by Lien recorded on August 6, 2015, in Liber 52379, Page 1135, Wayne County Register of Deed (the “Assessment Lien”), on which Assessment Lien there is claimed to be due as of the date hereof the sum of Two Thousand Four Hundred and Thirty One Dollars and Forty Five Cents ($2,431.45). Under the power of sale contained in the recorded Condominium Documents and the statute in such case made and provided, notice is hereby given that said Assessment Lien will be foreclosed by a sale of the liened premises, or some part of them, at public venue to the highest bidder, at the Northwest corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the place of holding the Circuit Court for said County), on Thursday, October 29, 2015, at 11:00 AM, Eastern Standard Time. The premises are situated in the Township of Canton, County of Wayne, State of Michigan, and legally described as follows: Unit 149, of Woodlands of Chatterton Village Condominium, a Condominium according to the Master Deed recorded in Liber 38979, Pages 145 et seq., Wayne County Records, as amended, and designated as Wayne County Condominium Subdivision Plan No. 725. Sidwell No. 71-125-06-0149-000 Commonly known as: 3994 Radcliff Drive, Canton, Michigan 48188 Subject to the first mortgage held by East West Bank and recorded in Liber 51786, Page 967 in the County Records. Subject to the tax lien held by Wayne County Treasurer, as recorded in the County Records. The redemption period shall be six (6) months from the date of such sale unless the property is determined abandoned in accordance with MCL 600.3241a, in which event the redemption date shall be thirty (30) days after the aforementioned foreclosure sale or fifteen (15) days after the Association's compliance with the notice requirements of MCL 600.3241a(c), whichever is later. If the property is sold at a foreclosure sale, under MCL 600.3278 the coowner(s) will be held responsible to the person who buys the property at the foreclosure sale or to the association for damaging the property during the redemption period. Dated: September 21, 2015 Woodlands of Chatterton Village Condominium Association Makower Abbate Guerra PLLC John F. Calvin Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 (248) 254-7600 (9-23)(10-21) Makower Abbate Guerra PLLC Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ASSOCIATION ASSESSMENT LIEN SALE - Default has been made in the payment of certain assessments made by by Tian Bao Zhou, a/k/a Tian B. Zhou, a/k/a Tian Zhou, a/k/a Tianbao Zhu, a/k/a Tian B. Wu; and Liping Wu a/k/a Liping Wu Zhou, a/k/a Linda Wu Zhou; and Xiao Chun Zhou a/k/a Xiao C. Zhou, a/k/a Xiaochun Zhou, a/k/a Charles Zhou, a/k/a Charlie Zhou, whose address is 20518 Mesquite Lane, Covina, CA 91724, to Woodlands of Chatterton Village Condominium Association, as evidenced by Lien recorded on August 6, 2015, in Liber 52379, Page 1135, Wayne County Register of Deed (the “Assessment Lien”), on which Assessment Lien there is claimed to be due as of the date hereof the sum of Two Thousand Two Hundred and Forty One Dollars and Forty Five Cents ($2,241.45). Under the power of sale contained in the recorded Condominium Documents and the statute in such case made and provided, notice is hereby given that said Assessment Lien will be foreclosed by a sale of the liened premises, or some part of them, at public venue to the highest bidder, at the Northwest corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the place of holding the Circuit Court for said County), on Thursday, October 29, 2015, at 11:00 AM, Eastern Standard Time. The premises are situated in the Township of Canton, County of Wayne, State of Michigan, and legally described as follows: Unit 151, of Woodlands of Chatterton Village Condominium, a Condominium according to the Master Deed recorded in Liber 38979, Pages 145 et seq., Wayne County Records, as amended, and designated as Wayne County Condominium Subdivision Plan No. 725. Sidwell No. 71-125-06-0151-000 Commonly known as: 3938 Radcliff Drive, Canton, Michigan 48188 Subject to the first mortgage held by East West Bank and recorded in Liber 51786, page 1033 in the County Records. Subject to the tax lien held by Wayne County Treasurer, as recorded in the County Records. The redemption period shall be six (6) months from the date of such sale unless the property is determined abandoned in accordance with MCL 600.3241a, in which event the redemption date shall be thirty (30) days after the aforementioned foreclosure sale or fifteen (15) days after the Association's compliance with the notice requirements of MCL 600.3241a(c), whichever is later. If the property is sold at a foreclosure sale, under MCL 600.3278 the coowner(s) will be held responsible to the person who buys the property at the foreclosure sale or to the association for damaging the property during the redemption period. Dated: September 21, 2015 Woodlands of Chatterton Village Condominium Association Makower Abbate Guerra PLLC John F. Calvin Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 (248) 254-7600 (9-23)(10-21) Makower Abbate Guerra PLLC Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ASSOCIATION ASSESSMENT LIEN SALE - Default has been made in the payment of certain assessments made by Tian Bao Zhou, a/k/a Tian B. Zhou, a/k/a Tian Zhou, a/k/a Tianbao Zhu, a/k/a Tian B. Wu; and Liping Wu a/k/a Liping Wu Zhou, a/k/a Linda Wu Zhou; and Xiao Chun Zhou a/k/a Xiao C. Zhou, a/k/a Xiaochun Zhou, a/k/a Charles Zhou, a/k/a Charlie Zhou, whose address is 20518 Mesquite Lane, Covina, CA 91724, to Woodlands of Chatterton Village Condominium Association, as evidenced by Lien recorded on August 6, 2015, in Liber 52379, Page 1135, Wayne County Register of Deed (the “Assessment Lien”), on which Assessment Lien there is claimed to be due as of the date hereof the sum of Two Thousand Four Hundred and Thirty One Dollars and Forty Five Cents ($2,431.45). Under the power of sale contained in the recorded Condominium Documents and the statute in such case made and provided, notice is hereby given that said Assessment Lien will be foreclosed by a sale of the liened premises, or some part of them, at public venue to the highest bidder, at the Northwest corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the place of holding the Circuit Court for said County), on Thursday, October 29, 2015, at 11:00 AM, Eastern Standard Time. The premises are situated in the Township of Canton, County of Wayne, State of Michigan, and legally described as follows: Unit 152, of Woodlands of Chatterton Village Condominium, a Condominium according to the Master Deed recorded in Liber 38979, Pages 145 et seq., Wayne County Records, as amended, and designated as Wayne County Condominium Subdivision Plan No. 725. Sidwell No. 71-125-06-0152-000 Commonly known as: 3946 Radcliff Drive, Canton, Michigan 48188 Subject to the first mortgage held by East West Bank and recorded in Liber 51786, Page 1022 in the County Records. Subject to the tax lien held by Wayne County Treasurer, as recorded in the County Records. The redemption period shall be six (6) months from the date of such sale unless the property is determined abandoned in accordance with MCL 600.3241a, in which event the redemption date shall be thirty (30) days after the aforementioned foreclosure sale or fifteen (15) days after the Association's compliance with the notice requirements of MCL 600.3241a(c), whichever is later. If the property is sold at a foreclosure sale, under MCL 600.3278 the coowner(s) will be held responsible to the person who buys the property at the foreclosure sale or to the association for damaging the property during the redemption period. Dated: September 21, 2015 Woodlands of Chatterton Village Condominium Association Makower Abbate Guerra PLLC John F. Calvin Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 (248) 254-7600 (9-23)(10-21) Makower Abbate Guerra PLLC Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ASSOCIATION ASSESSMENT LIEN SALE - Default has been made in the payment of certain assessments made by Tian Bao Zhou, a/k/a Tian B. Zhou, a/k/a Tian Zhou, a/k/a Tianbao Zhu, a/k/a Tian B. Wu; and Liping Wu a/k/a Liping Wu Zhou, a/k/a Linda Wu Zhou; and Xiao Chun Zhou a/k/a Xiao C. Zhou, a/k/a Xiaochun Zhou, a/k/a Charles Zhou, a/k/a Charlie Zhou, whose address is 20518 Mesquite Lane, Covina, CA 91724, to Woodlands of Chatterton Village Condominium Association, as evidenced by Lien recorded on August 6, 2015, in Liber 52379, Page 1135, Wayne County Register of Deed (the “Assessment Lien”), on which Assessment Lien there is claimed to be due as of the date hereof the sum of Two Thousand Four Hundred and Thirty One Dollars and Forty Five Cents ($2,431.45). Under the power of sale contained in the recorded Condominium Documents and the statute in such case made and provided, notice is hereby given that said Assessment Lien will be foreclosed by a sale of the liened premises, or some part of them, at public venue to the highest bidder, at the Northwest corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the place of holding the Circuit Court for said County), on Thursday, October 29, 2015, at 11:00 AM, Eastern Standard Time. The premises are situated in the Township of Canton, County of Wayne, State of Michigan, and legally described as follows: Unit 153, of Woodlands of Chatterton Village Condominium, a Condominium according to the Master Deed recorded in Liber 38979, Pages 145 et seq., Wayne County Records, as amended, and designated as Wayne County Condominium Subdivision Plan No. 725. Sidwell No. 71-125-06-0153-000 Commonly known as: 3954 Radcliff Drive, Canton, Michigan 48188 Subject to the first mortgage held by East West Bank and recorded in Liber 51786, page 1011 in the County Records. Subject to the tax lien held by Wayne County Treasurer, as recorded in the County Records. The redemption period shall be six (6) months from the date of such sale unless the property is determined abandoned in accordance with MCL 600.3241a, in which event the redemption date shall be thirty (30) days after the aforementioned foreclosure sale or fifteen (15) days after the Association's compliance with the notice requirements of MCL 600.3241a(c), whichever is later. If the property is sold at a foreclosure sale, under MCL 600.3278 the coowner(s) will be held responsible to the person who buys the property at the foreclosure sale or to the association for damaging the property during the redemption period. Dated: September 21, 2015 Woodlands of Chatterton Village Condominium Association Makower Abbate Guerra PLLC John F. Calvin Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 (248) 254-7600 (9-23)(10-21) Makower Abbate Guerra PLLC Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ASSOCIATION ASSESSMENT LIEN SALE - Default has been made in the payment of certain assessments made by Tian Bao Zhou, a/k/a Tian B. Zhou, a/k/a Tian Zhou, a/k/a Tianbao Zhu, a/k/a Tian B. Wu; and Liping Wu a/k/a Liping Wu Zhou, a/k/a Linda Wu Zhou; and Xiao Chun Zhou a/k/a Xiao C. Zhou, a/k/a Xiaochun Zhou, a/k/a Charles Zhou, a/k/a Charlie Zhou, whose address is 20518 Mesquite Lane, Covina, CA 91724, to Woodlands of Chatterton Village Condominium Association, as evidenced by Lien recorded on August 6, 2015, in Liber 52379, Page 1135, Wayne County Register of Deed (the “Assessment Lien”), on which Assessment Lien there is claimed to be due as of the date hereof the sum of Two Thousand Four Hundred and Thirty One Dollars and Forty Five Cents ($2,431.45). Under the power of sale contained in the recorded Condominium Documents and the statute in such case made and provided, notice is hereby given that said Assessment Lien will be foreclosed by a sale of the liened premises, or some part of them, at public venue to the highest bidder, at the Northwest corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the place of holding the Circuit Court for said County), on Thursday, October 29, 2015, at 11:00 AM, Eastern Standard Time. The premises are situated in the Township of Canton, County of Wayne, State of Michigan, and legally described as follows: Unit 154, of Woodlands of Chatterton Village Condominium, a Condominium according to the Master Deed recorded in Liber 38979, Pages 145 et seq., Wayne County Records, as amended, and designated as Wayne County Condominium Subdivision Plan No. 725. Sidwell No. 71-125-06-0154-000 Commonly known as: 3962 Radcliff Drive, Canton, Michigan 48188 Subject to the first mortgage held by East West Bank and recorded in Liber 51786, page 1000 in the County Records. Subject to the tax lien held by Wayne County Treasurer, as recorded in the County Records. The redemption period shall be six (6) months from the date of such sale unless the property is determined abandoned in accordance with MCL 600.3241a, in which event the redemption date shall be thirty (30) days after the aforementioned foreclosure sale or fifteen (15) days after the Association's compliance with the notice requirements of MCL 600.3241a(c), whichever is later. If the property is sold at a foreclosure sale, under MCL 600.3278 the coowner(s) will be held responsible to the person who buys the property at the foreclosure sale or to the association for damaging the property during the redemption period. Dated: September 21, 2015 Woodlands of Chatterton Village Condominium Association Makower Abbate Guerra PLLC John F. Calvin Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 (248) 254-7600 (9-23)(10-21) Makower Abbate Guerra PLLC Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ASSOCIATION ASSESSMENT LIEN SALE - Default has been made in the payment of certain assessments made by Tian Bao Zhou, a/k/a Tian B. Zhou, a/k/a Tian Zhou, a/k/a Tianbao Zhu, a/k/a Tian B. Wu; and Liping Wu a/k/a Liping Wu Zhou, a/k/a Linda Wu Zhou; and Xiao Chun Zhou a/k/a Xiao C. Zhou, a/k/a Xiaochun Zhou, a/k/a Charles Zhou, a/k/a Charlie Zhou, whose address is 20518 Mesquite Lane, Covina, CA 91724, to Woodlands of Chatterton Village Condominium Association, as evidenced by Lien recorded on August 6, 2015, in Liber 52379, Page 1135, Wayne County Register of Deed (the “Assessment Lien”), on which Assessment Lien there is claimed to be due as of the date hereof the sum of Two Thousand Four Hundred and Thirty One Dollars and Forty Five Cents ($2,431.45). Under the power of sale contained in the recorded Condominium Documents and the statute in such case made and provided, notice is hereby given that said Assessment Lien will be foreclosed by a sale of the liened premises, or some part of them, at public venue to the highest bidder, at the Northwest corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the place of holding the Circuit Court for said County), on Thursday, October 29, 2015, at 11:00 AM, Eastern Standard Time. The premises are situated in the Township of Canton, County of Wayne, State of Michigan, and legally described as follows: Unit 155, of Woodlands of Chatterton Village Condominium, a Condominium according to the Master Deed recorded in Liber 38979, Pages 145 et seq., Wayne County Records, as amended, and designated as Wayne County Condominium Subdivision Plan No. 725. Sidwell No. 71-125-06-0155-000 Commonly known as: 3970 Radcliff Drive, Canton, Michigan 48188 Subject to the first mortgage held by East West Bank and recorded in Liber 51786, Page 989 in the County Records. Subject to the tax lien held by Wayne County Treasurer, as recorded in the County Records. The redemption period shall be six (6) months from the date of such sale unless the property is determined abandoned in accordance with MCL 600.3241a, in which event the redemption date shall be thirty (30) days after the aforementioned foreclosure sale or fifteen (15) days after the Association's compliance with the notice requirements of MCL 600.3241a(c), whichever is later. If the property is sold at a foreclosure sale, under MCL 600.3278 the coowner(s) will be held responsible to the person who buys the property at the foreclosure sale or to the association for damaging the property during the redemption period. Dated: September 21, 2015 Woodlands of Chatterton Village Condominium Association Makower Abbate Guerra PLLC John F. Calvin Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 (248) 254-7600 (9-23)(10-21) Makower Abbate Guerra PLLC Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ASSOCIATION ASSESSMENT LIEN SALE - Default has been made in the payment of certain assessments made by Tian Bao Zhou, a/k/a Tian B. Zhou, a/k/a Tian Zhou, a/k/a Tianbao Zhu, a/k/a Tian B. Wu; and Liping Wu a/k/a Liping Wu Zhou, a/k/a Linda Wu Zhou; and Xiao Chun Zhou a/k/a Xiao C. Zhou, a/k/a Xiaochun Zhou, a/k/a Charles Zhou, a/k/a Charlie Zhou, whose address is 20518 Mesquite Lane, Covina, CA 91724, to Woodlands of Chatterton Village Condominium Association, as evidenced by Lien recorded on August 6, 2015, in Liber 52379, Page 1135, Wayne County Register of Deed (the “Assessment Lien”), on which Assessment Lien there is claimed to be due as of the date hereof the sum of Two Thousand Four Hundred and Thirty One Dollars and Forty Four Cents ($2,431.44). Under the power of sale contained in the recorded Condominium Documents and the statute in such case made and provided, notice is hereby given that said Assessment Lien will be foreclosed by a sale of the liened premises, or some part of them, at public venue to the highest bidder, at the Northwest corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the place of holding the Circuit Court for said County), on Thursday, October 29, 2015, at 11:00 AM, Eastern Standard Time. The premises are situated in the Township of Canton, County of Wayne, State of Michigan, and legally described as follows: Unit 156, of Woodlands of Chatterton Village Condominium, a Condominium according to the Master Deed recorded in Liber 38979, Pages 145 et seq., Wayne County Records, as amended, and designated as Wayne County Condominium Subdivision Plan No. 725. Sidwell No. 71-125-06-0156-000 Commonly known as: 3978 Radcliff Drive, Canton, Michigan 48188 Subject to the first mortgage held by East West Bank and recorded in Liber 51786, Page 978 in the County Records. Subject to the tax lien held by Wayne County Treasurer, as recorded in the County Records. The redemption period shall be six (6) months from the date of such sale unless the property is determined abandoned in accordance with MCL 600.3241a, in which event the redemption date shall be thirty (30) days after the aforementioned foreclosure sale or fifteen (15) days after (Continued on Page 13) OCTOBER 7, 2015 WAYNE_WAYNE EVEN TEMPLATE 10/6/15 1:05 PM Page 13 WEDNESDAY, OCTOBER 7, 2015 LEGAL NOTICES ——— (Continued from Page 12) Third Insertion the Association's compliance with the notice requirements of MCL 600.3241a(c), whichever is later. If the property is sold at a foreclosure sale, under MCL 600.3278 the coowner(s) will be held responsible to the person who buys the property at the foreclosure sale or to the association for damaging the property during the redemption period. Dated: September 21, 2015 Woodlands of Chatterton Village Condominium Association Makower Abbate Guerra PLLC John F. Calvin Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 (248) 254-7600 (9-23)(10-21) Makower Abbate Guerra PLLC Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ASSOCIATION ASSESSMENT LIEN SALE - Default has been made in the payment of certain assessments made by Tian Bao Zhou, a/k/a Tian B. Zhou, a/k/a Tian Zhou, a/k/a Tianbao Zhu, a/k/a Tian B. Wu; and Liping Wu a/k/a Liping Wu Zhou, a/k/a Linda Wu Zhou; and Xiao Chun Zhou a/k/a Xiao C. Zhou, a/k/a Xiaochun Zhou, a/k/a Charles Zhou, a/k/a Charlie Zhou, whose address is 20518 Mesquite Lane, Covina, CA 91724, to Woodlands of Chatterton Village Condominium Association, as evidenced by Lien recorded on August 6, 2015, in Liber 52379, Page 1135, Wayne County Register of Deed (the “Assessment Lien”), on which Assessment Lien there is claimed to be due as of the date hereof the sum of Two Thousand Four Hundred and Thirty One Dollars and Forty Five Cents ($2,431.45). Under the power of sale contained in the recorded Condominium Documents and the statute in such case made and provided, notice is hereby given that said Assessment Lien will be foreclosed by a sale of the liened premises, or some part of them, at public venue to the highest bidder, at the Northwest corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the place of holding the Circuit Court for said County), on Thursday, October 29, 2015, at 11:00 AM, Eastern Standard Time. The premises are situated in the Township of Canton, County of Wayne, State of Michigan, and legally described as follows: Unit 194, of Woodlands of Chatterton Village Condominium, a Condominium according to the Master Deed recorded in Liber 38979, Pages 145 et seq., Wayne County Records, as amended, and designated as Wayne County Condominium Subdivision Plan No. 725. Sidwell No. 71-125-06-0194-000 Commonly known as: 47700 Ormskirk Drive, Canton, Michigan 48188 Subject to the first mortgage held by Comerica Bank and recorded in Liber 44272, Page 1500 in the County Records. The redemption period shall be six (6) months from the date of such sale unless the property is determined abandoned in accordance with MCL 600.3241a, in which event the redemption date shall be thirty (30) days after the aforementioned foreclosure sale or fifteen (15) days after the Association's compliance with the notice requirements of MCL 600.3241a(c), whichever is later. If the property is sold at a foreclosure sale, under MCL 600.3278 the coowner(s) will be held responsible to the person who buys the property at the foreclosure sale or to the association for damaging the property during the redemption period. Dated: September 21, 2015 Woodlands of Chatterton Village Condominium Association Makower Abbate Guerra PLLC John F. Calvin Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 (248) 254-7600 (9-23)(10-21) Makower Abbate Guerra PLLC Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ASSOCIATION ASSESSMENT LIEN SALE - Default has been made in the payment of certain assessments made by Tian Bao Zhou, a/k/a Tian B. Zhou, a/k/a Tian Zhou, a/k/a Tianbao Zhu, a/k/a Tian B. Wu; and Liping Wu a/k/a Liping Wu Zhou, a/k/a Linda Wu Zhou; and Xiao Chun Zhou a/k/a Xiao C. Zhou, a/k/a Xiaochun Zhou, a/k/a Charles Zhou, a/k/a Charlie Zhou, whose address is 20518 Mesquite Lane, Covina, CA 91724, to Woodlands of Chatterton Village Condominium Association, as evidenced by Lien recorded on August 6, 2015, in Liber 52379, Page 1135, Wayne County Register of Deed (the “Assessment Lien”), on which Assessment Lien there is claimed to be due as of the date hereof the sum of Two Thousand Two Hundred and Sixty Six Dollars and Fifty One Cents ($2,266.51). Under the power of sale contained in the recorded Condominium Documents and the statute in such case made and provided, notice is hereby given that said Assessment Lien will be foreclosed by a sale of the liened premises, or some part of them, at public venue to the highest bidder, at the Northwest corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the place of holding the Circuit Court for said County), on Thursday, October 29, 2015, at 11:00 AM, Eastern Standard Time. The premises are situated in the Township of Canton, County of Wayne, State of Michigan, and legally described as follows: Unit 195, of Woodlands of Chatterton Village Condominium, a Condominium according to the Master Deed recorded in Liber 38979, Pages 145 et seq., Wayne County Records, as amended, and designated as Wayne County Condominium Subdivision Plan No. 725. Sidwell No. 71-125-06-0195-000 Commonly known as: 47692 Ormskirk Drive, Canton, Michigan 48188 Subject to the first mortgage held by Comerica Bank and recorded in Liber 44272, Page 1310 in the County Records. The redemption period shall be six (6) months from the date of such sale unless the property is determined abandoned in accordance with MCL 600.3241a, in which event the redemption date shall be thirty (30) days after the aforementioned foreclosure sale or fifteen (15) days after the Association's compliance with the notice requirements of MCL 600.3241a(c), whichever is later. If the property is sold at a foreclosure sale, under MCL 600.3278 the coowner(s) will be held responsible to the person who buys the property at the foreclosure sale or to the association for damaging the property during the redemption period. Dated: September 21, 2015 Woodlands of Chatterton Village Condominium Association Makower Abbate Guerra PLLC John F. Calvin Attorneys for Plaintiff 30140 Orchard Lake Road Farmington Hills, MI 48334 (248) 254-7600 (9-23)(10-21) David P. Rea Attorney 24001 Telegraph Rd. Southfield, MI 48033 This firm is a debt collector attempting to collect a debt. Any information obtained will be used for this purpose. Please contact our office at the number below if you are in active military duty. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Glo Auto Wash of Dearborn, Inc., a Michigan corporation, as Mortgagor, to John R. Casey Trust Dated February 18, 1993, as Mortgagee, dated January 3, 1996, and recorded on January 30, 1996, at Liber 28553, Page 74-75, Wayne County Records. The interest of John R. Casey Trust Dated February 18, 1993 was assigned to Glo Holdings LLC, a Michigan limited liability company, by assignment dated August 13, 2012, and recorded in Wayne County Records, and was assigned to 20030 Outer Drive, LLC, a Michigan limited liability company, by assignment dated July 14, 2015, and recorded in Wayne County Records. The amount due on this mortgage on the date of this notice is Four Hundred Ninety-Nine Thousand Four Hundred Fifty-Eight Dollars and Ninety-Five Cents ($499,458.95). Under the power of sale contained in this mortgage, and pursuant to the laws of the State of Michigan, notice is hereby given that on the 29th day of October, 2015 at 11:00 a.m. local time, this mortgage will be foreclosed by sale of the mortgaged premises at public vendue, at the place of holding the circuit court within Wayne County. The premises are located in the City of Dearborn, Wayne County, Michigan, and are described as: Lots 26, 27 and 28, and the North 54.87 feet of Lots 29 and 30, as measured along the West line of Lot 29, of Robert M. Grindley's Michigan Ave. Subdivision of the East 6 Acres of Lot 1 of Greig's Subdivision of Lots 4 & 5 Military Reserve, according to the plat thereof as recorded in Liber 33 of Plats, Page 76, Wayne County Records. The redemption period shall be 6 months from the date of the sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of the sale. The foreclosing mortgagee can rescind the sale, in which case your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. Under MCL 600.3278, if the property is sold at a foreclosure sale, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 21, 2015 David P. Rea Attorney for Mortgagee 24001 Telegraph Rd. Southfield, MI 48033 248-357-0998 (9-23)(10-14) Stuart J. Snider (P29043) Attorney 17211 W. 12 Mile Road Southfield, MI 48076 MORTGAGE SALE - Default has occurred in a mortgage made by Katrina Gering, to Ded Dedvukaj, Mortgagee, dated March 25, 2013, recorded on August 19, 2015, in L 52402, P 844, Wayne County, MI, Records, on which mortgage there is now claimed due $66,400 principal plus 5% annual interest and all amounts that the undersigned may necessarily pay to protect its interest in the premises. Under the mortgage's sale power and the relevant statute, the mortgage will be foreclosed by a sale of the mortgaged premises, or some part, at public vendue, at the place of holding of the Wayne County Circuit Court in Detroit, MI, at 11:00 a.m. on October 22, 2015. The premises are situated in Allen Park, Wayne County, MI, and are described as: Lot 102, State-Allen Park Sub, as recorded in L 51, P 58 of Plats, WCR c/k/a 6752 Allen Road Tax I.D. No. 30-012-02-0102-000 The property may be redeemed during the six months immediately following the sale, except that should the property be determined abandoned per MCL 600.3241a, the redemption period is 30 days or until the time to provide the notice required by MCL 600.3241a(c) expires, whichever is longer. Under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 22, 2015 Stuart J. Snider (P29043) 17211 W. 12 Mile Road Southfield, MI 48076 (248) 443-9700 (9-23)(10-14) Schneiderman & Sherman, P.C. Attorneys 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 SCHNEIDERMAN & SHERMAN, P.C., IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by JERRY HARMON, A SINGLE MAN, to Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for lender and lender's successors and assigns, Mortgagee, dated February 16, 2007, and recorded on February 28, 2007, in Liber 46026, on Page 52, and assigned by said mortgagee to Christiana Trust, a division of Wilmington Savings Fund Society, FSB, not in its individual capacity but as Trustee of ARLP Trust 3, as assigned, Wayne County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Twenty-Five Thousand Nine Hundred Eighty-Seven Dollars and Thirty-Seven Cents ($125,987.37), including interest at 4.625% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Wayne County Circuit Court Tower in the Coleman A. Young Municipal Center in Detroit in Wayne County, Michigan. at 11:00 AM o'clock, on October 22, 2015 Said premises are located in Wayne County, Michigan and are described as: The East 2 feet of Lot 59 and all of Lot 60, Obenauer Barber Laing Co's Ternes Gardens Subdivision, including the adjoining 1/2 of the vacated public alley at the rear thereof, according to the plat thereof as recorded in Liber 63, Page 16 of Plats, Wayne County Records The redemption period shall be 6 months from the date of such sale, unless abandoned under MCL 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 600 of the Michigan Compiled Laws, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Christiana Trust, a division of Wilmington Savings Fund Society, FSB, not in its individual capacity but as Trustee of ARLP Trust 3 Mortgagee/Assignee Schneiderman & Sherman, P.C. 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 S2015082413021 CONV (9-23)(10-14) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Carrie L. Tuten, a single woman, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., Mortgagee, dated January 13, 2009, and recorded on January 16, 2009 in Liber 47671 on Page 692, and assigned by said Mortgagee to Wells Fargo Bank, NA as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of SixtyEight Thousand Six Hundred Twenty-Eight and 00/100 Dollars ($68,628.00). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 22, 2015. Said premises are situated in City of Taylor, Wayne County, Michigan, and are described as: Lot 124, And the North Onehalf of Lot 125 Except the South 3 Feet, of Watson's Ecorse Subdivision, as recorded in Liber 56, Page 17 of Plats, Wayne County Records The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 23, 2015 For more information, please call: FC D (248) 593-1309 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #451159F02 (09-23)(10-14) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Kevin Tully a married man and Patricia Dechy a married woman and Robin Tully a married woman, joint tenants w/rights of survivorship, original mortgagor(s), to R B Financial dba Great Lakes Mortgage Funding, Mortgagee, dated June 27, 2003, and recorded on July 1, 2003 in Liber 38685 on Page 575, and assigned by said Mortgagee to Wells Fargo Bank, NA as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Ten Thousand Six Hundred Ninety and 06/100 Dollars ($110,690.06). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 22, 2015. Said premises are situated in City of Livonia, Wayne County, Michigan, and are described as: Lot 355, except the East 145 feet and except the West 95 feet, Supervisor's Livonia Plat No. 6, as recorded in Liber 66, Page 57 of Plats, Wayne County Records The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 23, 2015 For more information, please call: FC D (248) 593-1309 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #455859F01 (09-23)(10-14) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Robert Lee Wicker, a married and and Bette Wicker, his wife, original mortgagor(s), to Argent Mortgage Company, LLC, Mortgagee, dated December 19, 2003, and recorded on January 8, 2004 in Liber 39909 on Page 1010, and assigned by said Mortgagee to Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset- Backed Pass-Through Certificates, Series 2004W1 under the Pooling and Servicing Agreement Dated February 1, 2004 as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of EightyOne Thousand One Hundred Twelve and 89/100 Dollars ($81,112.89). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 22, 2015. Said premises are situated in City of Westland, Wayne County, Michigan, and are described as: Lot 366, Carillon Village Subdivision No.3, according to the Plat thereof as recorded in Liber 90, Page(s) 87 and 88, of Plats, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 23, 2015 For more information, please call: FC H (248) 593-1300 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #456015F01 (09-23)(10-14) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Anthony Morton, A Single Man, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., Mortgagee, dated April 21, 2008, and recorded on May 9, 2008 in Liber 47222 on Page 1296, and modified by agreement dated July 15, 2011, and recorded on August 7, 2012 in Liber 50050 on Page 815, and assigned by mesne assignments to Selene Finance LP as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Ninety-Six Thousand Three Hundred Sixty-Five and 61/100 Dollars ($96,365.61). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 22, 2015. Said premises are situated in City of Detroit, Wayne County, Michigan, and are described as: Lot 15, George H. Larkins Subdivision, as Recorded in Liber 43 Page 17 of Plats, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 23, 2015 For more information, please call: FC J (248) 593-1311 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #450461F01 (09-23)(10-14) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. THE FORECLOSING PARTY ANTICIPATES BIDDING LESS THAN THE FORECLOSING PARTY'S OPINION OF THE MARKET VALUE. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Judan M. Keeling, unmarried, original mortgagor(s), to JPMorgan Chase Bank, National Association, Mortgagee, dated December 8, 2006, and recorded on December 19, 2006 in Liber 45754 on Page 151, and assigned by said Mortgagee to Specialized Loan Servicing LLC as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of NinetyOne Thousand Six Hundred Sixty-Six and 82/100 Dollars ($91,666.82). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 22, 2015. Said premises are situated in Charter Township of Canton, Wayne County, Michigan, and are described as: Unit 47, Bainbridge Park Condominium, according to the Master Deed recorded in Liber 44572 on Pages 145 through 209, inclusive, and any amendments thereto, Wayne County Records, and designated as Wayne County Condominium Subdivision Plan No. 911, together with rights in common elements and limited common elements as set forth in the above Master Deed and as described in Act 59 of the Public Acts of 1978, as amended. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 23, 2015 For more information, please call: FC J (248) 593-1311 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #424669F02 (09-23)(10-14) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Sally Stallworth and Floyd Stallworth, wife and husband, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc. solely as nominee for it's successors and assigns, Mortgagee, dated January 27, 2005, and recorded on February 7, 2005 in Liber 42114 on Page 1100, and assigned by said Mortgagee to Flagstar Bank, FSB as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Fifty-Seven Thousand Two Hundred Sixty-Three and 12/100 Dollars ($57,263.12). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 22, 2015. Said premises are situated in City of Detroit, Wayne County, Michigan, and are described as: Lot 310, B.E. Taylor's Detroit City Subdivision No. 1, according to the plat thereof as recorded in Liber 39, Page 96 of Plats, Wayne County Records. The Detroit Legal News, Page 13 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 23, 2015 For more information, please call: FC J (248) 593-1311 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #456005F01 (09-23)(10-14) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Kimberly Williams, a single woman, original mortgagor(s), to Plus 4 Mortgage, a Michigan Corporation, Mortgagee, dated December 31, 1997, and recorded on February 21, 1998 in Liber 29788 on Page 3578, and assigned by mesne assignments to WELLS FARGO BANK MINNESOTA NATIONAL ASSOCIATION, AS TRUSTEE FOR REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2002-R3 as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Thirty-Eight Thousand Three Hundred Eighty-Three and 54/100 Dollars ($138,383.54). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 22, 2015. Said premises are situated in City of Detroit, Wayne County, Michigan, and are described as: Lot 213, Dalby Campbell Outer Boulevard Subdivision, according to the plat thereof as recorded in Liber 46, Page 27 of Plats, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 23, 2015 For more information, please call: FC X (248) 593-1302 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #087904F08 (09-23)(10-14) FABRIZIO & BROOK, P.C. Attorneys 700 Tower Drive, Ste. 510 Troy, MI 48098 AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by STEPHEN W RIDDER and DIANNE E RIDDER, Husband and Wife, Mortgagors, to LaSalle Bank Midwest, N.A., Mortgagee, dated the 14th day of December, 2006 and recorded in the office of the Register of Deeds, for The County of Wayne and State of Michigan, on the 16th day of January, 2007 in Liber 45853 of Wayne County Records, page 635, Affidavit of Scrivener's Error to correct mortgage legal Dated: 06/30/2015 Recorded 7/20/2015 in Liber 52359 Page 908, said Mortgage having been assigned to Bank of America, NA successor in merger to LaSalle Bank Midwest, N.A. on which mortgage there is claimed to be due, at the date of this notice, the sum of One Hundred Nine Thousand Seven Hundred Two Dollars and 71/100 ($109702.71), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 22nd day of October, 2015 at 11:00 AM o'clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, Notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue in the Coleman A. Young Municipal Center in Detroit in Wayne County MI (that being the building where the Circuit Court for the County of Wayne is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 6.250 per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the Huron Charter Township, County of Wayne, State of Michigan, and described as follows, to wit: PART OF THE NORTHEAST 1/4 OF THE NORTHEAST 1/4 OF SECTION 32, TOWN 4 SOUTH, RANGE 9 EAST, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTH LINE OF SECTION 32, SAID POINT BEING DISTANT NORTH 86 DEGREES 45 MINUTES 06 SECONDS WEST 825.02 FEET FROM THE NORTHEAST CORNER OF SECTION 32; PROCEEDING SOUTH 2 DEGREES 43 MINUTES 13 SECONDS WEST 653.01 FEET; THENCE NORTH 86 DEGREES 36 MINUTES 32 SECONDS WEST 166.55; THENCE NORTH 2 DEGREES 29 MINUTES 30 SECONDS EAST 652.63 FEET TO THE CENTERLINE OF ASH ROAD; THENCE ALONG SAID CENTERLINE SOUTH 86 DEGREES 45 MINUTES 06 SECONDS EAST 169.13 FEET TO THE POINT OF BEGINNING. During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee's attorney Dated: 09/23/2015 Bank of America, NA successor in merger to LaSalle Bank Midwest, N.A. Mortgagee FABRIZIO & BROOK, P.C. Attorney for Bank of America, NA successor in merger to LaSalle Bank Midwest, N.A. 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 BOA RidderStephen (9-23)(10-14) FABRIZIO & BROOK, P.C. Attorneys 700 Tower Drive, Ste. 510 Troy, MI 48098 AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by James H Griffith, a married man and Julie Rivard, NKA Julie Griffith,, his wife, Mortgagors, to Mortgage Electronic Registration Systems, Inc as nominee for Quicken Loans , Mortgagee, dated the 3rd day of March, 2003 and recorded in the office of the Register of Deeds, for The County of Wayne and State of Michigan, on the 16th day of May, 2003 in Liber 38351 of Wayne County Records, page 1705, said Mortgage having been assigned to Ditech Financial LLC FKA Green Tree Servicing LLC on which mortgage there is claimed to be due, at the date of this notice, the sum of One Hundred Thirty Eight Thousand Six Hundred Forty Nine & 15/100 ($138,649.15), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 22nd day of October, 2015 at 11:00 AM o'clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, Notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue in the Coleman A. Young Municipal Center in Detroit in Wayne County MI (that being the building where the Circuit Court for the County of Wayne is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 3.625% per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the Township of Canton, County of Wayne, State of Michigan, and described as follows, to wit: Lot 112, Canton Country Acres Subdivision, as recorded in Liber 95, Pages 64, 65, 66 and 67, inclusive of plats, Wayne County Records During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee's attorney Dated: 9/23/2015 Ditech Financial LLC FKA Green Tree Servicing LLC Mortgagee FABRIZIO & BROOK, P.C. Attorney for Ditech Financial LLC FKA Green Tree Servicing LLC 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 GTAZ FNMA GriffithJa (9-23)(10-14) Schneiderman & Sherman, P.C. Attorneys 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 SCHNEIDERMAN & SHERMAN, P.C., IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default has been (Continued on Page 14) OCTOBER 7, 2015 WAYNE_WAYNE EVEN TEMPLATE 10/6/15 1:05 PM Page 14 Page 14, The Detroit Legal News LEGAL NOTICES ——— (Continued from Page 13) Third Insertion made in the conditions of a mortgage made by DANIEL HANNER, A MARRIED MAN and CASEY LYNN HANNER, HIS WIFE, to Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for lender and lender's successors and assigns, Mortgagee, dated June 26, 2012, and recorded on July 13, 2012, in Liber 49950, on Page 561, and assigned by said mortgagee to Federal National Mortgage Association ("Fannie Mae"), a corporation organized and existing under the laws of the United States of America, as assigned, Wayne County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Thousand Four Hundred Six Dollars and Ninety-Six Cents ($100,406.96), including interest at 4.500% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Wayne County Circuit Court Tower in the Coleman A. Young Municipal Center in Detroit in Wayne County, Michigan. at 11:00 AM o'clock, on October 22, 2015 Said premises are located in Wayne County, Michigan and are described as: LOT 114, MAPLEWOOD GARDENS SUBDIVISION, ACCORDING TO THE PLAT THEREOF AS RECORDED IN LIBER 75, PAGES 35 AND 36 OF PLATS, WAYNE COUNTY RECORDS. The redemption period shall be 6 months from the date of such sale, unless abandoned under MCL 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 600 of the Michigan Compiled Laws, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Federal National Mortgage Association ("Fannie Mae"), a corporation organized and existing under the laws of the United States of America Mortgagee/Assignee Schneiderman & Sherman, P.C. 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 S20150805143827 FNMA (9-23)(10-14) Circuit Court No:15-001270-CH Atty File ID: BOATRANS FHA DELGADO NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgement of the Circuit Court of the County of WAYNE, State of Michigan, made and entered on the 23 day of June A .D. 2015, in a certain cause therein pending, wherein BANK OF AMERICA, N.A. successor by merger to BAC Home Loans Servicing LP FKA Countrywide Home Loans Servicing LP Plaintiff, and ARMANDO DELGADO, JANE DOE THE UNKNOWN SPOUSE OF ARMANDO DELGADO, DAVID MONTGOMERY, JR., RUBEN A. MARTINEZ, AND STATE OF MICHIGAN DEPARTMENT OF TREASURY Defendant, Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 10th day of November A. D. 2015 At Eleven O’Clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All parcel of land situated and being in the CITY of DETROIT County of Wayne and State of Michigan , described as follows, to wit: LOT 73, ROBERT M GRINDLEY SUBDIVISION, AS RECORDED IN LIBER 15, PAGE 33 OF PLATS, WAYNE COUNTY RECORDS Commonly known as: 2850 WOODMERE ST DETROIT, MI 482090000 REDEMPTION PERIOD IS 6 MONTHS. Dated, Detroit 9-22-15 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Chief Christopher S. Astfalk (P53129) FABRIZIO & BROOK, P.C. 700 Tower Drive, Ste. 510 Troy, MI 48084 (248) 362-2600 (09-23)(11-04) Circuit Court No: 15-003325-CH NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgment of the Circuit Court of the County of Wayne, State of Michigan, made and entered on the 8/10/2015, in a certain cause therein pending, wherein Bank of America, N.A., a national association Plaintiff, and Clara Murry, an individual, PNC Bank, N.A., a national association, and Jefferson Capital Systems, LLC, a limited liability company Defendant, Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 10th day of November A. D. 2015 At Eleven O’Clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All certain piece or parcel of land situated and being in the City of Detroit, County of Wayne and State of Michigan , described as follows, to wit: Lot 82, Harrington Gardens Subdivision, as recorded in Liber 51, Page 46, of Plats, Wayne County Records Commonly Known as: 6059 Auburn Street, Detroit, MI 48228 REDEMPTION PERIOD IS 6 MONTHS. Dated, 9-15-15 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Sheriff Jessica Oliveri (P75793) Attorney for Plaintiff Address: 811 South Boulevard Ste. 100 Rochester Hills, MI 48307 (248)853-4400 Our File No: 14-15466 (09-23)(11-04) Circuit Court No: 14-014237-CH NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgment of the Circuit Court of the County of Wayne, State of Michigan, made and entered on the August 10, 2015, in a certain cause therein pending, wherein HSBC BANK USA, NATIONAL ASSOCIA- TION, AS TRUSTEE FOR THE HOLDERS OF THE DEUTSCHE ALT-A SECURITIES, INC., MORTGAGE LOAN TRUST, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR3, a limited liability company Plaintiff, and Lisa Kozer, an individual, Richard Brooks, an individual, Salem N. Abelnour, an individual, Reema S. Abdelnour, an individual, Essa E. Mashni, an individual, Muna E. Mashni, an individual, Joseph M. Eadeh, an individual and Mortgage Electronic Registration Systems, Inc., a foreign corporation Defendant, Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 10th day of November A. D. 2015 At Eleven O’Clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All certain piece or parcel of land situated and being in the City of Garden City, County of Wayne and State of Michigan , described as follows, to wit: The North 62.25 feet of the South 124.50 feet of Lots 685 and 686, Folker's Garden City Acres Subdivision No. 4, according to the plat thereof as recorded in Liber 48 of Plats, Pages(s) 5, of Wayne County Records Commonly Known as: 6087 Shotka, Garden City, MI 48135 REDEMPTION PERIOD IS 6 MONTHS. Dated, 9-915 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Sheriff Jessica Oliveri (P75793) Attorney for Plaintiff Address: 811 South Boulevard Ste. 100 Rochester Hills, MI 48307 (248)853-4400 Our File No: 14-03734 (09-23)(11-04) Circuit Court No: 14-009124-CH NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgment of the Circuit Court of the County of Wayne, State of Michigan, made and entered on the 19th day of June, 2014, in a certain cause therein pending, wherein Plaintiff, The Huntington National Bank, Defendant, Clarence McElroy, A/K/A Clarence McElroy, Jr. and Clarence McElroy as Trustee of the Alma McElroy Living Trust, UAD June 3, 1999, Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 10th day of November, 2015 At Eleven O’Clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property: Situated in the City of Detroit, County of Wayne and State of Michigan: Lot 80, B.E. TAYLOR'S BLUEBIRD SUBDIVISION, as recorded in Liber 40, Page 16 of Plats, Wayne County Records. Commonly Known as: 14118 Winthrop Street, Detroit, MI 48337 Tax Parcel No.: WARD 22 ITEM 051777 REDEMPTION PERIOD IS SIX (6) MONTHS. Dated, Detroit 9-22-15 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Depute Chief Weltman, Weinberg & Reis Co., LPA Michael I. Rich (P41938) Attorney for Plaintiff 2155 Butterfield Drive, Suite 200S Troy, MI 48084 248-362-6100 WWR# 10091684 (09-23)(11-04) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Frances Mae Kincannon a single person, original mortgagor(s), to Financial Freedom Senior Funding Corporation, a Subsidiary of Lehman Brothers Bank, FSB, Mortgagee, dated February 7, 2003, and recorded on February 19, 2003 in Liber 37762 on Page 1207, and assigned by mesne assignments to CIT Bank, N.A. formerly known as OneWest Bank N.A. as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of FiftyFive Thousand Twenty and 03/100 Dollars ($55,020.03). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 22, 2015. Said premises are situated in City of Detroit, Wayne County, Michigan, and are described as: The East 30 feet of the West 90 feet of Lot 45, Hough's Subdivision as recorded in Liber 12, Page 49 of Plats, Wayne County Records The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 23, 2015 For more information, please call: FC D (248) 593-1309 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #455235F01 (09-23)(10-14) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT WEDNESDAY, OCTOBER 7, 2015 THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Judith M. Mason, a single person, original mortgagor(s), to Citizens Bank, N.A. f/k/a RBS Citizens, N.A. successor by merger to Charter One Bank, N.A., Mortgagee, dated August 16, 2004, and recorded on September 1, 2004 in Liber 41256 on Page 628, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Forty-Four Thousand Four Hundred Eighty-Seven and 34/100 Dollars ($44,487.34). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 22, 2015. Said premises are situated in City of Harper Woods, Wayne County, Michigan, and are described as: Lot 2, Harper Home Sites Subdivision, according to the plat thereof as recorded in Liber 53, Page(s) 23 of Plats, Wayne County Records. The redemption period shall be 12 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 23, 2015 For more information, please call: FC J (248) 593-1311 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #455514F01 (09-23)(10-14) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by George B. Burns, a married man and Sheryll E. O'Neal, his wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., Mortgagee, dated September 29, 2006, and recorded on October 10, 2006 in Liber 45397 on Page 711, and assigned by said Mortgagee to Federal National Mortgage Association ("Fannie Mae"), a corporation organized and existing under the laws of the United States of America as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Twenty-Four Thousand Seven Hundred Fifty-Six and 61/100 Dollars ($124,756.61). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 22, 2015. Said premises are situated in Charter Township of Redford, Wayne County, Michigan, and are described as: Lot 21, of Rouge Colony Estates, according to the plat thereof as recorded in Liber 78, Page(s) 3 and 4 of Plats, Wayne County Records The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 23, 2015 For more information, please call: FC X (248) 593-1302 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #454154F02 (09-23)(10-14) Fourth Insertion Barris, Sott, Denn & Driker, P.L.L.C. Attorneys 211 W. Fort Street, 15th Floor Detroit, MI 48226-3281 FORECLOSURE NOTICE (WAYNE COUNTY) MORTGAGE SALE-Default has been made in the conditions of: A Mortgage, dated August 5, 2011 from BORIN GROUP, a Michigan co-partnership ( “Group”), to the Mortgagee, INDEPENDENT BANK, a Michigan banking corporation, recorded on October 19, 2011, in in the office of the Register of Deeds for Wayne County in Liber 49427, Page 461, Wayne County Records, which mortgage was subsequently assigned to PRINSBANK, a Minnesota banking corporation, by Assignment of Mortgage, dated December 20, 2012 and recorded on March 4, 2013 in the office of the Register of Deeds for Wayne County at Liber 50543, Page 471, which mortgage was again subsequently assigned to PSB CREDIT SERVICES, INC., a Minnesota corporation, by Assignment of Mortgage, dated May 20, 2015, recorded on June 4, 2015 in the office of the Register of Deeds for Wayne County at Liber 52275, Page 751, Wayne County Records (the “Mort- gage”), on which Mortgage there is claimed to be due at the date hereof the sum of Three Hundred Seventy Nine Thousand Eleven and 84/100 ($379,011.84) Dollars, including interest at $178.13 per diem. This represents only the debt owed by Guarantors Jeffery N. Borin, a married man, and the Jeffery N. Borin Trust U/A/D October 16, 1966, as amended. Under the powers of sale contained in said Mortgage and the statute in such case made and provided, notice is hereby given that said Mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, on Thursday, October 22, 2015 at 11:00 a.m. in the 13th Floor Auditorium of the Coleman A. Young Municipal Center, 2 Woodward Avenue, Detroit, Michigan. Said premises are situated in the City of Livonia, Wayne County, Michigan and are described as: Lot 13, Globe Industrial Subdivision, according to the plat thereof recorded in Liber 90 of Plats, Pages 25 and 26, Wayne County Records. Commonly known as: 11777 Globe Street Tax Item No. 46-115-05-0013-000 The redemption period shall be six (6) months from the date of such sale. During the period of redemption following a foreclosure sale of property, the Mortgagor and any other person liable on the mortgage is liable to the purchaser at the sale, or the assignee of the mortgagee, for any physical injury to the property beyond wear and tear resulting from the normal use of the property if the physical injury is caused by or at the direction of the Mortgagor or other person liable on the mortgage. Dated as of September 14, 2015 PSB CREDIT SERVICES, INC. Assignee of Mortgagee 508 Third Street Prinsburg, MN 56281-0038 Barris, Sott, Denn & Driker, P.L.L.C. Attorneys for Assignee of Mortgagee 211 W. Fort Street, 15th Floor Detroit, MI 48226-3281 (9-16)(10-7) Barris, Sott, Denn & Driker, P.L.L.C. Attorneys 211 W. Fort Street, 15th Floor Detroit, MI 48226-3281 FORECLOSURE NOTICE (WAYNE COUNTY) MORTGAGE SALE-Default has been made in the conditions of: A Mortgage, dated September 19, 2003 from JEFFREY N. BORIN, a married man (“Borin”), to MIDWEST GUARANTY BANK, a Michigan banking corporation, predecessor by merger of INDEPENDENT BANK, a Michigan banking corporation (the “Mortgagee”), recorded on December 22, 2003, in in the office of the Register of Deeds for Wayne County in Liber 39822, Page 622, Wayne County Records, which mortgage was subsequently assigned to PRINSBANK, a Minnesota banking corporation, by Assignment of Mortgage, dated December 20, 2012 and recorded on March 4, 2013 in the office of the Register of Deeds for Wayne County at Liber 50543, Page 474, which mortgage was again subsequently assigned to PSB CREDIT SERVICES, INC., a Minnesota corporation, by Assignment of Mortgage, dated May 20, 2015, recorded on June 4, 2015 in the office of the Register of Deeds for Wayne County at Liber 52275, Page 745, Wayne County Records; (the “Mortgage”), on which Mortgage there is claimed to be due at the date hereof the sum of Three Hundred Seventy Nine Thousand Eleven and 84/100 ($379,011.84) Dollars, including interest at $178.13 per diem. This represents only the debt owed by Borin and Guarantor Jeffery N. Borin Trust U/A/D October 16, 1966, as amended. Under the powers of sale contained in said Mortgage and the statute in such case made and provided, notice is hereby given that said Mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, on Thursday, October 22, 2015 at 11:00 a.m. in the 13th Floor Auditorium of the Coleman A. Young Municipal Center, 2 Woodward Avenue, Detroit, Michigan. Said premises are situated in the City of Livonia, Wayne County, Michigan and are described as: Lot 12, Globe Industrial Subdivision, according to the plat thereof recorded in Liber 90 of Plats, Pages 25 and 26, Wayne County Records. Commonly known as: 11757 Globe Street Tax Item No. 46-115-05-0012-000 The redemption period shall be six (6) months from the date of such sale. During the period of redemption following a foreclosure sale of property, the Mortgagor and any other person liable on the mortgage is liable to the purchaser at the sale, or the assignee of the mortgagee, for any physical injury to the property beyond wear and tear resulting from the normal use of the property if the physical injury is caused by or at the direction of the Mortgagor or other person liable on the mortgage. Dated as of September 14, 2015 PSB CREDIT SERVICES, INC. Assignee of Mortgagee 508 Third Street Prinsburg, MN 56281-0038 Barris, Sott, Denn & Driker, P.L.L.C. Attorneys for Assignee of Mortgagee 211 W. Fort Street, 15th Floor Detroit, MI 48226-3281 (9-16)(10-7) Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007-5041 IF YOU ARE NOW ON ACTIVE MILITARY DUTY OR HAVE BEEN IN THE PRIOR ONE YEAR, PLEASE CONTACT OUR OFFICE AT 248-502-1400. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Ernest English, a married man, to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender's successors and/or assigns, Mortgagee, dated August 4, 2009 and recorded August 13, 2009 in Liber 48072, Page 625, Wayne County Records, Michigan. Said mortgage is now held by Wells Fargo Bank, N.A., by assignment. There is claimed to be due at the date hereof the sum of One Hundred Thirty Thousand and 15/100 Dollars ($130,000.15), including interest at 4.125% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be fore- closed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Wayne County, Michigan at 11:00 AM on OCTOBER 15, 2015. Said premises are located in the City of Dearborn Heights, Wayne County Michigan, and are described as: Lot 18, Sylvia Lanes Subdivision, as recorded in Liber 77, Pages 29 and 30, of Plats, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: September 16, 2015 Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007 File No. 15-003454 (09-16)(10-07) Schneiderman & Sherman, P.C. Attorneys 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 SCHNEIDERMAN & SHERMAN, P.C., IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by OMAR ROBINSON, A SINGLE MAN, to Fifth Third Bank, an Ohio Banking Corporation successor by merger to Fifth Third Bank, a Michigan Banking Corporation doing business as Fifth Third Bank (EASTERN Michigan), Mortgagee, dated August 5, 2005, and recorded on September 2, 2005, in Liber 43400, on Page 1274, Wayne County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Sixty-Two Thousand Seven Hundred Seventeen Dollars and Seventy-Six Cents ($62,717.76), including interest at 5.951% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Wayne County Circuit Court Tower in the Coleman A. Young Municipal Center in Detroit in Wayne County, Michigan. at 11:00 AM o'clock, on October 15, 2015 Said premises are located in Wayne County, Michigan and are described as: THAT PART OF THE NORTHWEST 1/4 OF SECTION 31, TOWN 3 SOUTH, RANGE 10 EAST, DESCRIBED AS BEGINNING AT A POINT DISTANT NORTH 85 DEGREES 12 MINUTES EAST ALONG THE NORTH LINE OF SAID SECTION 2159.15 FEET AND SOUTH 0 DEGREES 18 MINUTES 30 SECONDS WEST 468 FEET FROM THE NORTHWEST CORNER OF SECTION 31 AND PROCEEDING THENCE SOUTH 0 DEGRESS 18 MINUTES 30 SECONDS WEST 241.90 FEET; THENCE EAST 159.48 FEET; THENCE NORTH 0 DEGREES 18 MINUTES 30 SECONDS EAST 253.0 FEET; THENCE SOUTH 85 DEGREES 12 MINUTES WEST 160.04 FEET TO THE POINT OF BEGINNING, TOGETHER WITH ACCESS BETWEEN SAID LAND AND EUREKA ROAD BY MEANS OF 66 FEET ROADWAY ON THE EAST SIDE OF SAID LAND EXTENDING FROM THE SOUTH LINE THEREOF NORTHWARD TO EUREKA ROAD, WHICH ROADWAY IS LOCATED IN PART ACROSS THE EAST 33 FEET OF ABOVE DESCRIBED PARCEL OF LAND. The redemption period shall be 6 months from the date of such sale, unless abandoned under MCL 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 600 of the Michigan Compiled Laws, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Fifth Third Bank, an Ohio Banking Corporation successor by merger to Fifth Third Bank, a Michigan Banking Corporation doing business as Fifth Third Bank (EASTERN Michigan) Mortgagee/Assignee Schneiderman & Sherman, P.C. 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 S20140416047790 CONV (9-16)(10-7) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Armeta Carson, a single woman, original mortgagor(s), to Plymouth Exchange Mortgage Corporation, Mortgagee, dated June 29, 2006, and recorded on July 18, 2006 in Liber 45015 on Page 2025, and modified by agreement dated December 21, 2012, and recorded on March 7, 2013 in Liber 50568 on Page 987, and assigned by mesne assignments to Bank of America, N.A. as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Two Hundred One Thousand One Hundred Thirty-Nine and 07/100 Dollars ($201,139.07). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 15, 2015. Said premises are situated in City of Harper Woods, Wayne County, Michigan, and are described as: Lot 2254, Amended Plat of Arthur J. Scully's Eastern Super Highways Subdivision No. 5, according to the plat thereof as recorded in Liber 63, Page 85 of Plats, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 16, 2015 For more information, please call: FC H (248) 593-1300 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #449559F01 (09-16)(10-07) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Odessa Jones, a single woman, original mortgagor(s), to Capstone Mortgage Corporation, Mortgagee, dated December 7, 1998, and recorded on January 19, 1999 in Liber 30105 on Page 2875, and assigned by said Mortgagee to U.S. Bank National Association, as Trustee for the C-BASS Mortgage Loan Asset-Backed Certificates, Series 2006RP2 as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Thirty-Eight Thousand Seven Hundred Fourteen and 66/100 Dollars ($38,714.66). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 15, 2015. Said premises are situated in City of Detroit, Wayne County, Michigan, and are described as: Lot 1154, Frischkorn's Grand-Dale Subdivision No. 1, as recorded in Liber 52, Page 1 of Plats, Wayne County records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 16, 2015 For more information, please call: FC H (248) 593-1300 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #455415F01 (09-16)(10-07) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Tonya R. Thornton, a married woman and Floyd A. Thornton Jr., her husband, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc. as nominee for Remington Mortgage, its successors and assigns, Mortgagee, dated September 15, 2004, and recorded on October 8, 2004 in Liber 41472 on Page 943, and assigned by mesne assignments to The Bank of New York Mellon f/k/a The Bank of New York as successor trustee for JPMorgan Chase Bank, N.A., as Trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage PassThrough Certificates Series 2005-1 as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of SixtyThree Thousand Five Hundred Forty-Two and 76/100 Dollars ($63,542.76). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 15, 2015. Said premises are situated in City of Detroit, Wayne County, Michigan, and are described as: Lot 213, and 1/2 vacant alley adjoining in rear, Arthur T. Waterfall's M. Elliot Subdivision, as recorded in Liber 57, Page 17 of Plats, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 16, 2015 For more information, please call: FC H (248) 593-1300 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #439616F03 (09-16)(10-07) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Tracey L Stein, an unmarried woman, original mortgagor(s), to First Rate Mortgage Co, Mortgagee, dated May 7, 2004, and recorded on May 24, 2004 in Liber 40676 on Page 3051, and assigned by mesne assignments to PNC Bank, National Association, successor by merger to National City Bank, successor by merger to National City Mortgage Co. as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Eighty Thousand Six Hundred Eighteen and 07/100 Dollars ($80,618.07). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 15, 2015. Said premises are situated in City of Detroit, Wayne County, Michigan, and are described as: Lot 116, Canterbury Gardens, a Subdivision according to the plat thereof as recorded in Liber 37, Page(s) 65 of Plats, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 16, 2015 For more information, please call: FC H (248) 593-1300 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #455615F01 (09-16)(10-07) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Frances M. Henderson, Trustee of the Frances M. Henderson Revocable Living Trust dated 8-17-2006, original mortgagor(s), to JPMorgan Chase Bank, National Association, Mortgagee, dated July 2, 2009, and recorded on July 13, 2009 in Liber 48020 on Page 509, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Forty-Four Thousand Thirty-Two and 27/100 Dollars ($44,032.27). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 22, 2015. Said premises are situated in City of Taylor, Wayne County, Michigan, and are described as: Lot 180, Mortenview Villas Subdivision, as recorded in Liber 76, Pages 34 and 35, of Plats, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 16, 2015 For more information, please call: FC S (248) 593-1304 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 (Continued on Page 15) OCTOBER 7, 2015 WAYNE_WAYNE EVEN TEMPLATE 10/6/15 1:05 PM Page 15 WEDNESDAY, OCTOBER 7, 2015 LEGAL NOTICES ——— (Continued from Page 14) Fourth Insertion File #455991F01 (09-16)(10-07) Potestivo & Associates, P.C. Attorneys 811 South Blvd. Suite 100 Rochester Hills, MI 48307 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR COLLECTING A DEBT. IF THE DEBT WAS DISCHARGED IN A BANKRUPTCY PROCEEDING, THIS NOTICE IS NOT AN ATTEMPT TO COLLECT THAT DEBT. If you are in the Military, please contact our office at the number listed below. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by: David M. Caincross AKA David Caincross, An Unmarried Man to Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns, Mortgagee, dated July 12, 2005 and recorded August 1, 2005 in Liber 43202 Page 337 Wayne County Records, Michigan. Said mortgage was assigned to: The Bank Of New York Mellon F/K/A The Bank Of New York, As Trustee For CWABS, Inc., Asset-Backed Certificates, Series 2005-10, by assignment dated July 21, 2015 and recorded July 29, 2015 in Liber 52369, Page 15, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred TwentyFour Thousand Eighty-Six Dollars and Eight Cents ($124,086.08) including interest 6.66% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Circuit Court of Wayne County at 11:00AM on October 15, 2015 Said premises are situated in City of New Boston, Wayne County, Michigan, and are described as: Lot 339 and the South 5 feet of Lot 340, Supervisor's Huron Plat No.7, as recorded in Liber 68, Page 31 of Plats, Wayne County Records. Commonly known as 28427 Nieman Rd, New Boston MI 48164-9640 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241 or MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(17) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 9/16/2015 Bank of New York Mellon, fka, The Bank of New York, as trustee, on behalf of the holders of CWABS, Inc., Asset-Backed Certificates, Series 2005-10, Assignee of Mortgagee Attorneys: Potestivo & Associates, P.C. 811 South Blvd. Suite 100 Rochester Hills, MI 48307 (248) 844-5123 Our File No: 15-26974 (9-16)(10-7) Potestivo & Associates, P.C. Attorneys 811 South Blvd. Suite 100 Rochester Hills, MI 48307 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR COLLECTING A DEBT. IF THE DEBT WAS DISCHARGED IN A BANKRUPTCY PROCEEDING, THIS NOTICE IS NOT AN ATTEMPT TO COLLECT THAT DEBT. If you are in the Military, please contact our office at the number listed below. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by: Harvey League Jr. and Marsha League, husband and wife to Equifirst Corporation, Mortgagee, dated November 5, 2001 and recorded November 28, 2001 in Liber 35189 Page 2093 Wayne County Records, Michigan. Said mortgage was assigned through mesne assignments to: 4Q Capital, LLC, by assignment dated June 1, 2015 and recorded June 23, 2015 in Liber 52319 Page 881, on which mortgage there is claimed to be due at the date hereof the sum of Seventy-Two Thousand Four Hundred Nine Dollars and Ninety-Nine Cents ($72,409.99) including interest 7.5% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Circuit Court of Wayne County at 11:00AM on October 15, 2015 Said premises are situated in City of Detroit, Wayne County, Michigan, and are described as: Lot 167, B . E . TAYLORS QUEENSBORO SUBDIVISION, according to the plat thereof a s recorded in Liber 35, on Page (s) 26, of Plats, Wayne County Records. Commonly known as 9221 Sorrento Street, Detroit MI 48228 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241 or MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(17) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 9/16/2015 4Q Capital, LLC, Assignee of Mortgagee Attorneys: Potestivo & Associates, P.C. 811 South Blvd. Suite 100 Rochester Hills, MI 48307 (248) 844-5123 Our File No: 15-25649 (9-16)(10-7) Schneiderman & Sherman, P.C. Attorneys 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 SCHNEIDERMAN & SHERMAN, P.C., IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by DAVID J. LUKASZEK and AMY C. BUNCH, HUSBAND AND WIFE, to Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for lender and lender's successors and assigns, Mortgagee, dated June 23, 2003, and recorded on July 21, 2003, in Liber 38699, on Page 1759, and assigned by said mortgagee to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, as assigned, Wayne County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Fifty-Two Thousand Six Hundred Eleven Dollars and Twenty-Three Cents ($52,611.23), including interest at 5.500% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Wayne County Circuit Court Tower in the Coleman A. Young Municipal Center in Detroit in Wayne County, Michigan. at 11:00 AM o'clock, on October 15, 2015 Said premises are located in Wayne County, Michigan and are described as: EAST 20.00 FEET OF LOT 240 AND THE WEST 30.00 FEET OF LOT 241 "GARBER'S WARREN WOODS SUBDIVISION" AS RECORDED IN LIBER 48, PAGE(S) 67 OF PLATS, WAYNE COUNTY RECORDS. The redemption period shall be 12 months from the date of such sale, unless abandoned under MCL 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 600 of the Michigan Compiled Laws, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION Mortgagee/Assignee Schneiderman & Sherman, P.C. 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 S20150820111303 FHLMC (9-16)(10-7) Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007-5041 IF YOU ARE NOW ON ACTIVE MILITARY DUTY OR HAVE BEEN IN THE PRIOR ONE YEAR, PLEASE CONTACT OUR OFFICE AT 248-502-1400. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Jeffrey D. Yockey, Married Donna M. Yockey FKA Donna M. Kawa, Married, to JPMorgan Chase Bank, N.A., Mortgagee, dated November 12, 2007 and recorded November 27, 2007 in Liber 46837, Page 996, Wayne County Records, Michigan. Said mortgage is now held by Federal National Mortgage Association, by assignment. There is claimed to be due at the date hereof the sum of Eighteen Thousand Eighty-Five and 12/100 Dollars ($18,085.12), including interest at 6.25% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Wayne County, Michigan at 11:00 AM on OCTOBER 15, 2015. Said premises are located in the City of Detroit, Wayne County Michigan, and are described as: The North 30 feet of Lot 279 ad the South 20 feet of Lot 280, Waltham Manor Subdivision, as recorded in Liber 54, Page 55 of Plats, Wayne County Records. The redemption period shall be 12 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: September 16, 2015 Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007 File No. 15-008243 (09-16)(10-07) Potestivo & Associates, P.C. Attorneys 811 South Blvd. Suite 100 Rochester Hills, MI 48307 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR COLLECTING A DEBT. IF THE DEBT WAS DISCHARGED IN A BANKRUPTCY PROCEEDING, THIS NOTICE IS NOT AN ATTEMPT TO COLLECT THAT DEBT. If you are in the Military, please contact our office at the number listed below. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by: Delores Yates, An Unmarried Woman to Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Bank, FSB, its successors and assigns, Mortgagee, dated May 29, 2008 and recorded June 10, 2008 in Liber 47283 Page 73 Wayne County Records, Michigan. Said mortgage was assigned to: Nationstar Mortgage LLC, by assignment dated July 17, 2014 and recorded July 30, 2014 in Liber 51653, Page 527, on which mortgage there is claimed to be due at the date hereof the sum of FiftyNine Thousand Five Hundred SeventyOne Dollars and Sixty-Seven Cents ($59,571.67) including interest 5.5% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Circuit Court of Wayne County at 11:00AM on October 15, 2015 Said premises are situated in City of Detroit, Wayne County, Michigan, and are described as: Lot 134, and one-half of vacated alley adjacent in rear, Seven Mile Cadieux Subdivision, as recorded in Liber 54, Page 12 of Plats, Wayne County Records. Commonly known as 10918 Worden St, Detroit MI 48224 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241 or MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(17) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 9/16/2015 Nationstar Mortgage LLC, Assignee of Mortgagee Attorneys: Potestivo & Associates, P.C. 811 South Blvd. Suite 100 Rochester Hills, MI 48307 (248) 844-5123 Our File No: 14-06390 (9-16)(10-7) Potestivo & Associates, P.C. Attorneys 811 South Blvd. Suite 100 Rochester Hills, MI 48307 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR COLLECTING A DEBT. IF THE DEBT WAS DISCHARGED IN A BANKRUPTCY PROCEEDING, THIS NOTICE IS NOT AN ATTEMPT TO COLLECT THAT DEBT. If you are in the Military, please contact our office at the number listed below. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by: Johnnie Woodson Sr, An Unmarried Man to Mortgage Electronic Registration Systems Inc., as nominee for Comerica Bank, its successors and assigns, Mortgagee, dated November 15, 2004 and recorded December 22, 2004 in Liber 41886 Page 2022 and modified by agreement recorded June 11, 2014 in Liber 51583 Page 1299 Wayne County Records, Michigan. Said mortgage was assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP, by assignment dated January 27, 2012 and recorded January 30, 2012 in Liber 49595 Page 1033, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Forty-One Thousand Eight Hundred Forty-Four Dollars and Eighty-Five Cents ($141,844.85) including interest 4.625% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Circuit Court of Wayne County at 11:00AM on October 15, 2015 Said premises are situated in City of Detroit, Wayne County, Michigan, and are described as: Lot No. 212 of Martin Park Subdivision of part of the Northeast one-quarter of Section 15, Greenfield Township, according to the plat thereof as recorded in Liber 32, Page 44 of Plats. Commonly known as 16254 Linwood Ave, Detroit MI 48221 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241 or MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(17) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 9/16/2015 Bank of America, N.A., Assignee of Mortgagee Attorneys: Potestivo & Associates, P.C. 811 South Blvd. Suite 100 Rochester Hills, MI 48307 (248) 844-5123 Our File No: 15-27196 (9-16)(10-7) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Doris Gwitt, a single woman, original mortgagor(s), to Financial Freedom Senior Funding Corporation, a Subsidiary of IndyMac Bank, F.S.B., Mortgagee, dated September 10, 2004, and recorded on October 6, 2004 in Liber 41443 on Page 209, and assigned by mesne assignments to CIT Bank, N.A., formerly known as OneWest Bank N.A., formerly known as OneWest Bank, FSB as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Two Hundred Five Thousand One Hundred Thirty and 70/100 Dollars ($205,130.70). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 15, 2015. Said premises are situated in Charter Township of Huron, Wayne County, Michigan, and are described as: That part of the Southwest 1/4 of Section 18 described as beginning at a point on the West line of said Section distant due South 328.14 feet from the West 1/4 corner of Section 18 and proceeding; thence due South along said line 161.07 feet; thence North 89 degrees 20 minutes 45 seconds East 1325.94; thence North 0 degrees 17 minutes 30 seconds East 85.9 feet; thence North 87 degrees 24 minutes 30 seconds West 1327.62 feet to the point of beginning. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 16, 2015 For more information, please call: FC D (248) 593-1309 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #455459F01 (09-16)(10-07) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by O.D. Williams, an unmarried man, original mortgagor(s), to Financial Freedom Senior Funding Corporation, a Subsidiary of Lehman Brothers Bank, FSB, Mortgagee, dated August 26, 2002, and recorded on September 6, 2002 in Liber 36862 on Page 1456, and assigned by mesne assignments to CIT Bank, N.A., formerly known as OneWest Bank N.A., formerly known as OneWest Bank, FSB as assignee as documented by an assignment, in Wayne county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of EightyEight Thousand One Hundred ThirtyThree and 52/100 Dollars ($88,133.52). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Wayne County, at 11:00 AM, on October 15, 2015. Said premises are situated in City of Detroit, Wayne County, Michigan, and are described as: Lot 104, The Partner Land Subdivision, as recorded in Liber 42, Page 31 of Plats, Wayne County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 16, 2015 For more information, please call: FC D (248) 593-1309 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #455227F01 (09-16)(10-07) Fifth Insertion Soble PLC Attorneys 31800 Northwestern Hwy #350 Farmington Hills, MI 48334 FORECLOSURE NOTICE Soble PLC | 31800 Northwestern Hwy. Suite 350 | Farmington Hills, MI 48334 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATT: PURCHASERS: This sale may be rescinded by the foreclosing mortgagee, in that event, your damages, if any shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by CLIFF GREEN, A SINGLE MAN, whose address is 17397 Teppert Street, Detroit, MI 48234 Michigan TO MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), (AS NOMINEE FOR Lender, Equifirst Corporation), mortgagee dated April 19, 2005, and recorded May 26, 2005, in Liber 42777, Page 1043, Wayne County Records in Wayne County, State of Michigan and assigned by an Assignment of Mortgage/Deed of Trust to CLARK PARTNERS LLC, whose address is 12625 High Bluff Drive, Suite 108, San Diego, CA 92130 as recorded December 4, 2014, in Liber 51898, Page 962, as Instrument No.2014472195, Wayne County Records, Michigan on which mortgage there is claimed to be due at the date hereof the sum of Seventy Thousand Five Hundred Ninety-Two Dollars ($70,592.95), including interest at 8.0 % per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, at the Jefferson Avenue entrance to the City-County Building in Detroit, Michigan at 11:00 o'clock am on October 8, 2015. Said premises are situated in the City of Detroit, Wayne County, Michigan, and are described as: Situated in the city of Detroit, County of Wayne, and State of Michigan Lot 1634, Drennan and Seldon's Lasalle College Park Subdivision No. 3, as recorded in Liber 53, Page 71 of Plats, Wayne County Records. Commonly Known As: 17397 Teppert Street, Detroit, MI 48234 Parcel ID: 17-01597 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a or MCL 600.3241a, in which case the redemption period shall be 1 month from the date of such sale, or as to MCL 600.3241a only, 15 days from the MCL 600.3241A(b)notice, whichever is later. If the above referenced property is sold at a foreclosure sale under Chapter 600 of the Michigan Compiled Laws, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 4, 2015 CLARK PARTNERS LLC Mortgagee /Assignee Attorneys: Soble PLC 31800 Northwestern Hwy #350 Farmington Hills, MI 48334 248-672-5972 File No.: 37805-CP8565 (9-9)(10-7) Soble PLC Attorneys 31800 Northwestern Hwy #350 Farmington Hills, MI 48334 FORECLOSURE NOTICE Soble PLC | 31800 Northwestern Hwy. Suite 350 | Farmington Hills, MI 48334 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATT: PURCHASERS: This sale may be rescinded by the foreclosing mortgagee, in that event, your damages, if any shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by ROSETTA COOPER, AN UNMARRIED WOMAN, whose address is 5974 Chalmers St., Detroit, MI 48213 Michigan TO MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), (AS NOMINEE FOR Lender, Homecomings Financial, LLC FKA Homecomings Financial Network, Inc.), mortgage dated October 19, 2006, and recorded February 27, 2007, in Liber 46023, Page 1119, Wayne County Records as Instrument No.: 207081435 in Wayne County, State of Michigan and assigned by an Assignment of Mortgage/Deed of Trust to CLARK PARTNERS LLC, whose address is 12625 High Bluff Drive, Suite 108, San Diego, CA 92130 as recorded November 25, 2014, in Liber 51887, Page 1151, as Instrument No.2014467170, Wayne County Records, Michigan on which mortgage there is claimed to be due at the date hereof the sum of Sixty-four Thousand One Hundred Twelve and 90/100 Dollars ($64112.90), including interest at 8.25 % per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, at the Jefferson Avenue entrance to the City-County Building in Detroit, Michigan at 11:00 o'clock am on October 8, 2015. Said premises are situated in the City of Detroit, Wayne County, Michigan, and are described as: Lot 148, Sefton Park Subdivision, as recorded in Liber 38, Page 86 of Plats, Wayne County Records. Commonly Known As: 5974 Chalmers St., Detroit, MI 48213 Parcel ID: 21-055469 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a or MCL 600.3241a, in which case the redemption period shall be 1 month from the date of such sale, or as to MCL 600.3241a only, 15 days from the MCL 600.3241A(b)notice, whichever is later. If the above referenced property is sold at a foreclosure sale under Chapter 600 of The Detroit Legal News, Page 15 the Michigan Compiled Laws, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 4, 2015 CLARK PARTNERS LLC Mortgagee /Assignee Attorneys: Soble PLC 31800 Northwestern Hwy #350 Farmington Hills, MI 48334 248-672-5972 File No.: 37805-CP8565 (9-9)(10-7) Soble PLC Attorneys 31800 Northwestern Hwy #350 Farmington Hills, MI 48334 FORECLOSURE NOTICE Soble PLC | 31800 Northwestern Hwy. Suite 350 | Farmington Hills, MI 48334 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATT: PURCHASERS: This sale may be rescinded by the foreclosing mortgagee, in that event, your damages, if any shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by YOLANDA WARD, A MARRIED WOMAN, whose address is 4226 Wayburn Street, Detroit, MI 48224 Michigan TO MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), (AS NOMINEE FOR Mortgage Lenders Network USA, Inc.), mortgage dated May 22, 2006, and recorded June 08, 2006, in Liber 44799, Page 1525, Wayne County Records in Wayne County, State of Michigan and assigned by an Assignment of Mortgage/Deed of Trust to CLARK PARTNERS LLC, whose address is 12625 High Bluff Drive, Suite 108, San Diego, CA 92130 as recorded November 25, 2014, in Liber 51887, Page 1179, as Instrument No.2014467181, Wayne County Records, Michigan on which mortgage there is claimed to be due at the date hereof the sum of Eighty Four Thousand Nine Hundred Forty and 47/100 Dollars ($84,940.47), including interest at 9.35% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, at the Jefferson Avenue entrance to the City-County Building in Detroit, Michigan at 11:00 o'clock am on October 8, 2015. Said premises are situated in the City of Detroit, Wayne County, Michigan, and are described as: Land in the City of Detroit, County of Wayne, State of Michigan being more particularly described as: The North 24.63 feet of Lot 141, and the South 23.37 feet of Lot 142, Rosemary Park Subdivision No. 1, as recorded in Liber 38, Page 2 of Plats, Wayne County Records. Commonly Known As: 4226 Wayburn Street, Detroit, MI 48224 Parcel ID: Ward 21 Item 063383 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a or MCL 600.3241a, in which case the redemption period shall be 1 month from the date of such sale, or as to MCL 600.3241a only, 15 days from the MCL 600.3241A(b)notice, whichever is later. If the above referenced property is sold at a foreclosure sale under Chapter 600 of the Michigan Compiled Laws, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 4, 2015 CLARK PARTNERS LLC Mortgagee /Assignee Attorneys: Soble PLC 31800 Northwestern Hwy #350 Farmington Hills, MI 48334 248-672-5972 File No.: 37805-CP8565 (9-9)(10-7) Circuit Court No:14-013697-CH Atty File ID: BOA FNMAHendricks NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgement of the Circuit Court of the County of WAYNE, State of Michigan, made and entered on the 2nd day of March A .D. 2015, in a certain cause therein pending, wherein GREEN TREE SERVICING LLC Plaintiff, and TIMOTHY P. HENDRICKS, MIKA C. HENDRICKS AND JP MORGAN CHASE BANK, NA SBM TO TEXAS COMMERCE BANK NATIONAL ASSOCIATION, Defendant(s). Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 27th day of October A. D. 2015 At Eleven O’Clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All certain piece or parcel of land situated and being in the City of Inkster, County of Wayne and State of Michigan , described as follows, to wit: Lot 1856 and 1857, including the adjoining 1/2 of vacated Wellington Avenue west of Lot 1857, and including the adjoining 1/2 of the vacated alley at the rear thereof, Watsonia Park Subdivision No.2, according to the plat thereof, as recorded in Liber 55, Page 9 of Plats, Wayne County Records. Commonly known as: 27175 Lehigh Inkster, MI 48141-3173 REDEMPTION PERIOD IS six (6) MONTHS. Dated, 7/29/2015 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Chief Christopher S. Astfalk (P53129) FABRIZIO & BROOK, P.C. 700 Tower Drive, Ste. 510 Troy, MI 48084 (248) 3622600 (09-09)(10-21) Circuit Court No: 14-015525-CH Atty File ID: GTSD FNMA Sweeris NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgement of the Circuit Court of the County of Wayne, State of Michigan, made and entered on the 18th day of March, 2015 A .D, in a certain cause therein pending, wherein Plaintiff, GREEN TREE SERVCING LLC and Defendant(s) WALTER SAKOWSKI, as Personal Representative of the Estate of Barbara Sweeris, and CITY OF DETROIT Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 27th day of October A. D. 2015 At Eleven O’Clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All certain piece or parcel of land situated and being in the City of Detroit, County of Wayne and State of Michigan , described as follows, to wit: Lot 40 and 1/2 of the adjacent vacated alley, Bernard Vogt Subdivision, Liber 62 Page 38 Plats, Wayne County Records. Commonly known as: 17010 Chandler Park Dr., Detroit, MI 48224 REDEMPTION PERIOD IS 6 MONTHS. Dated, Detroit 9-1-15 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Chief Christopher S. Astfalk (P53129) FABRIZIO & BROOK, P.C. 700 Tower Drive, Ste. 510 Troy, MI 48084 (248) 362-2600 (09-09)(10-21) Circuit Court No: 14-012097-CH NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgment of the Circuit Court of the County of Wayne, State of Michigan, made and entered on the 27th day of July A.D. 2015, in a certain cause therein pending, wherein HSBC Bank US, N.A., Plaintiff(s), and Wilbert E. Burton and Travella L. MillerBurton, Defendant(s), Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 27th day of October A. D. 2015 at Eleven O’Clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All certain piece or parcel of land situated and being in the Township of Van Buren County of Wayne and State of Michigan, described as follows, to wit: Unit Number 29, Belle Pointe Estates Condominium, according to the Master Deed recorded in Liber 27582, Pages 855 through 902, inclusive, Wayne County Records, as amended, and designated as Wayne County Subdivision Plan Number 374, together with rights in the general common elements and the limited common elements as shown on the Master Deed and as described in Act 59 of the Public Acts of 1978, as amended. Commonly Known As: 7189 Amanda Drive, Unit 29, Belleville, MI, 48111 Tax ID: 83 011 02 0029 000 REDEMPTION PERIOD IS 6 MONTHS. Dated: 08/18/2015 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Chief /s/Christian K. Mullett Attorney for Plaintiff ORLANS ASSOCIATES, P.C. 1650 W Big Beaver Road Troy, MI 48084 (09-09)(10-21) Case No. 15-004939-CH CIRCUIT COURT SALE In pursuance and by virtue of a Judgment of the Circuit Court for the County of Wayne, State of Michigan, made and entered on the 24th day of August, A.D., 2015 in a certain cause therein pending, wherein Northville Green Condominium Association was the Plaintiff and Emily Foust, National City Mortgage and Charter County of Wayne Home Program, were the Defendant(s). NOTICE IS HEREBY GIVEN that I shall sell at public auction to the highest bidder, at public vendue, at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the place of holding the Circuit Court for said County), on the 27th day of October, A.D., 2015 at 11 o’clock in the forenoon, Eastern Standard Time, the following described property, viz: All certain piece or parcel of land situated in the Township of Northville, County of Wayne, and State of Michigan, described as follows: Unit 5, Northville Green Condominium, according to the Master Deed thereof recorded in Liber 44509, Pages 95-162, Wayne County Records, together with an undivided interest in the general and limited common elements thereof, designated as Wayne County Condominium Subdivision Plan No. 909. Street Address: 675 Randolph Street #105, Northville, MI 48167. Sidwell # 48-002-13-0005-000 This property may be redeemed during the six (6) months following the sale. Dated: 9-1-15 James E. Spivey, Deputy Sheriff Lee S. Schofield (P62758) Zelmanski,Danner & Fioritto, PLLC 44670 Ann Arbor Road, Ste. 170 Plymouth, MI 48170 734-4590062 (09-09)(10-21) Circuit Court No: 14-008499-CH Atty File ID: BOAPL Singleton Judicial Sale in Pursuance and by virtue of a Judgement of the Circuit Court of the County of Wayne, State of Michigan, made and entered on the 2 day of March A .D. 2015, in a certain cause therein pending, wherein Selene Finance LP,as assignee pursuant to that Assignment Of Mortgage recorded on May 29, 2015 at Uber 52276 and Page 1186, from Bank of America, N.A.,successor by merger to BAC Home Loans Servicing LP, f/k/a Countrywide Home Loans Servicing, LP Plaintiff, and Defendant, Ernest Singleton, Aleatha Singleton, Leonard Bale and Associates Financial Services Company, INC.,s/b/m Associates Financial Services Company of Michigan Notice is hereby given that Ishall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, I n the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 27th day of October A. D. 2015 At Eleven O'Clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All certain piece or parcel of land situated and being in the City of Inkster County of Wayne and State of Michigan ,described as follows, to wit: LOT 80, MIDDLE PARK MANOR SUBDIVISION, AS RECORDED IN LIBER 75, PAGE 14 and 15, OF PLATS, WAYNE COUNTY RECORDS. Commonly known as: 1665 Wellesley Street Inkster, MI 48141 REDEMPTION PERIOD S 6 MONTHS. Dated, Detroit 8/25/2015 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Chief Christopher S. Astfalk (P53129} FABRIZIO & BROOK, P.C. 700 Tower Drive/ Ste. 510 Tro MI 48084 (248) 362-2600 (09-09)(10-21) (Continued on Page 16) OCTOBER 7, 2015 WAYNE_WAYNE EVEN TEMPLATE 10/6/15 1:05 PM Page 16 Page 16, The Detroit Legal News LEGAL NOTICES ——— (Continued from Page 15) Fifth Insertion Circuit Court No: 14-012079-CH NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgment of the Circuit Court of the County of Wayne, State of Michigan, made and entered on the June 29, 2015, in a certain cause therein pending, wherein Wells Fargo Bank Minnesota, N.A., as Trustee for the holders of Reperforming Loan REMIC Trust Certificates, Series 2002-2, a foreign limited liability company Plaintiff, and Lennard Harris, an individual, World Wide Financial Services, Inc., a domestic corporation and United States of America, a government entity Defendant, Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 27th day of October A. D. 2015 At Eleven O’Clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All certain piece or parcel of land situated and being in the City of Detroit, County of Wayne and State of Michigan , described as follows, to wit: Lot 303-Mayfair Park Subdivision, according to the plat thereof as recorded in Liber 41, Page 78 of Plats, Wayne County Records Commonly Known as: 16868 Pierson St., Detroit, MI 48219 REDEMPTION PERIOD IS 6 MONTHS. Dated, 8/11/15 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Sheriff Jessica Oliveri (P75793) Attorney for Plaintiff Address: 811 South Boulevard Ste. 100 Rochester Hills, MI 48307 (248)853-4400 Our File No: 1392315 (09-09)(10-21) Sixth Insertion Circuit Court No: 13-002153-CH NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgement of the Circuit Court of the County of Wayne, State of Michigan, made and entered on the 22nd day of May, A .D. 2014, in a certain cause therein pending, wherein BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP, Plaintiff, and Chasity Brewer, Jonathan Brewer Defendants, and where a judgment was entered establishing a mortgage debt of $222,116.88, plus interest, attorney fees, costs and expenses. Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 20th day of October A. D. 2015 At Eleven O’Clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All certain piece or parcel of land situated and being in the Township of Redford County of Wayne and State of Michigan , described as follows, to wit: Lot 66 and South 14 feet of Lot 67 and half vacated alley in the rear thereof, Frischkorn`s Grand Dale Gardens Subdivision, according to the Plat thereof as recorded in Liber 64 of Plats, Page(s) 20, Wayne County Records Tax: 79-043-01-0066-000 Commonly known as: 9103 Tecumseh, Redford, MI 48239 REDEMPTION PERIOD IS 6 MONTHS. Dated, Detroit 8-31-15 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Chief Marla A. Skeltis (P62141) Randall S. Miller & Associates, PC Attorney for Plaintiff 43252 Woodward Ave., Ste. 180 West Bloomfield, MI 48302 248.335.9200 (09-02)(10-14) Circuit Court No: 13-002153-CH NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgement of the Circuit Court of the County of Wayne, State of Michigan, made and entered on the 22nd day of May, A .D. 2014, in a certain cause therein pending, wherein BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP, Plaintiff, and Chasity Brewer, Jonathan Brewer Defendants, and where a judgment was entered establishing a mortgage debt of $222,116.88, plus interest, attorney fees, costs and expenses. Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 20th day of October A. D. 2015 At Eleven O’Clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All certain piece or parcel of land situated and being in the Township of Redford County of Wayne and State of Michigan , described as follows, to wit: Lot 66 and South 14 feet of Lot 67 and half vacated alley in the rear thereof, Frischkorn`s Grand Dale Gardens Subdivision, according to the Plat thereof as recorded in Liber 64 of Plats, Page(s) 20, Wayne County Records Tax: 79-043-01-0066-000 Commonly known as: 9103 Tecumseh, Redford, MI 48239 REDEMPTION PERIOD IS 6 MONTHS. Dated, Detroit 8-31-15 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Chief Marla A. Skeltis (P62141) Randall S. Miller & Associates, PC Attorney for Plaintiff 43252 Woodward Ave., Ste. 180 West Bloomfield, MI 48302 248.335.9200 (09-02)(10-14) Circuit Court No: 14-003897-CH NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgment of Circuit Court of the County of Wayne, State of Michigan, made and entered on the 31st day of March 2015 A.D., in a certain cause therein pending, wherein Bank of America, N.A. successor by merger to BAC Home Loans Servicing, L.P., Plaintiff, and William Stedman, Defendant. Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 20th day of October 2015 At Eleven O'clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All certain piece or parcel of land situated and being in the City of Detroit, County of Wayne and State of Michigan, described as follows, to wit: Lot 175, Teifer’s Subdivision, according to the Plat thereof as recorded in Liber 48 of Plats, Page 40, Wayne County Records. Tax ID: 54-01901-0175-000 Commonly known as: 3220 John R. St., Trenton, MI 48183 REDEMPTION PERIOD IS SIX (6) MONTHS. Dated, Detroit 8-31-15 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Chief Raymond H.K. Scodeller Randall S. Miller & Associates, P.C. Attorneys for Plaintiff 43252 Woodward Avenue, Suite 180 Bloomfield Hills, MI 48302 (248) 335-9200 (09-02)(10-14) Circuit Court No: 14-003897-CH NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgment of Circuit Court of the County of Wayne, State of Michigan, made and entered on the 31st day of March 2015 A.D., in a certain cause therein pending, wherein Bank of America, N.A. successor by merger to BAC Home Loans Servicing, L.P., Plaintiff, and William Stedman, Defendant. Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 20th day of October 2015 At Eleven O'clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All certain piece or parcel of land situated and being in the City of Detroit, County of Wayne and State of Michigan, described as follows, to wit: Lot 175, Teifer’s Subdivision, according to the Plat thereof as recorded in Liber 48 of Plats, Page 40, Wayne County Records. Tax ID: 54-01901-0175-000 Commonly known as: 3220 John R. St., Trenton, MI 48183 REDEMPTION PERIOD IS SIX (6) MONTHS. Dated, Detroit 8-31-15 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Chief Raymond H.K. Scodeller Randall S. Miller & Associates, P.C. Attorneys for Plaintiff 43252 Woodward Avenue, Suite 180 Bloomfield Hills, MI 48302 (248) 335-9200 (09-02)(10-14) NOTICE OF JUDICIAL FORECLOSURE SALE ATTENTION PURCHASERS: This sale may be rescinded by the circuit court at the request of the Plaintiff. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, as determined by the court. Wayne County Circuit Court Case No. 14-003438-CH NOTICE OF JUDICIAL SALE JUDICIAL SALE IN PURSUANCE and by virtue of a Judgment of the Circuit Court for the County of Wayne, State of Michigan, made and entered on the 16th day of December, 2014, in a certain cause therein pending, wherein Carrington Mortgage Services, LLC was the Plaintiff and Trina Alston was the Defendant. The aforementioned Judgment established a debt owing to Plaintiff in the amount of $137,431.53, plus post-judgment interest at an annual rate of 6.000% and other amounts recoverable pursuant to said Judgment. NOTICE IS HEREBY GIVEN that I shall sell at public auction, to the highest bidder, at the Circuit Court for the County of Wayne, located at the Coleman A. Young Municipal Center in Detroit, Michigan (that being the building in which the Circuit Court for the County of Wayne is held) on Tuesday the 20th of October, 2015 at 11:00 am, local time, on said day, the following described property: City of Detroit, County of Wayne, State of Michigan, particularly described as North 5 Feet of Lot 173 and the South 40 feet of Lot 172, Feldman and Feldman Evergreen Manor Subdivision, as recorded in Liber 57, Page 65 of Plats, Wayne County Records. Tax Parcel ID: 22104170. More commonly known as: 19196 Patton St, Detroit REDEMPTION PERIOD IS SIX MONTHS. Dated: 8-31-15 BENNY NAPOLEON Wayne County Sheriff James E. Spivey Deputy Sheriff for Wayne County Michelle K. Clark T# 427729L03 (09-02)(10-14) NOTICE OF JUDICIAL FORECLOSURE SALE ATTENTION PURCHASERS: This sale may be rescinded by the circuit court at the request of the Plaintiff. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, as determined by the court. Wayne County Circuit Court Case No. 14-003438-CH NOTICE OF JUDICIAL SALE JUDICIAL SALE IN PURSUANCE and by virtue of a Judgment of the Circuit Court for the County of Wayne, State of Michigan, made and entered on the 16th day of December, 2014, in a certain cause therein pending, wherein Carrington Mortgage Services, LLC was the Plaintiff and Trina Alston was the Defendant. The aforementioned Judgment established a debt owing to Plaintiff in the amount of $137,431.53, plus post-judgment interest at an annual rate of 6.000% and other amounts recoverable pursuant to said Judgment. NOTICE IS HEREBY GIVEN that I shall sell at public auction, to the highest bidder, at the Circuit Court for the County of Wayne, located at the Coleman A. Young Municipal Center in Detroit, Michigan (that being the building in which the Circuit Court for the County of Wayne is held) on Tuesday the 20th of October, 2015 at 11:00 am, local time, on said day, the following described property: City of Detroit, County of Wayne, State of Michigan, particularly described as North 5 Feet of Lot 173 and the South 40 feet of Lot 172, Feldman and Feldman Evergreen Manor Subdivision, as recorded in Liber 57, Page 65 of Plats, Wayne County Records. Tax Parcel ID: 22104170. More commonly known as: 19196 Patton St, Detroit REDEMPTION PERIOD IS SIX MONTHS. Dated: 8-31-15 BENNY NAPOLEON Wayne County Sheriff James E. Spivey Deputy Sheriff for Wayne County Michelle K. Clark T# 427729L03 (09-02)(10-14) WEDNESDAY, OCTOBER 7, 2015 Circuit Court No: 14-002084-CH NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgment of the Circuit Court of the County of Wayne, State of Michigan, made and entered on the 21st day of July A.D. 2015, in a certain cause therein pending, wherein CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., Plaintiff(s), and Douglas Tomblin, Michelle A. Poletti and Stephen A. Poletti, Defendant(s), Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 20th day of October A. D. 2015 at Eleven O’Clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All certain piece or parcel of land situated and being in the City of Dearborn Heights County of Wayne and State of Michigan, described as follows, to wit: City of Dearborn Heights, County of Wayne, State of Michigan: Lot 2226, and the East 1/2 of the adjacent vacated alley, Dearborn Homes Subdivision Number 8, according to the plat thereof as recorded in Plat Liber 49, Page 76, Wayne County Records. Commonly Known As: 4934 Gertrude Street, Dearborn Heights, MI, 48125 Tax ID: 33-051-04-2226-000 REDEMPTION PERIOD IS 6 MONTHS. Dated: 08/12/2015 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Chief /s/ Christene M. Richter Attorney for Plaintiff ORLANS ASSOCIATES, P.C. 1650 W Big Beaver Road Troy, MI 48084 (09-02)(10-14) Circuit Court No: 14-002084-CH NOTICE OF JUDICIAL SALE Judicial Sale in Pursuance and by virtue of a Judgment of the Circuit Court of the County of Wayne, State of Michigan, made and entered on the 21st day of July A.D. 2015, in a certain cause therein pending, wherein CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., Plaintiff(s), and Douglas Tomblin, Michelle A. Poletti and Stephen A. Poletti, Defendant(s), Notice is hereby given that I shall sell at public auction to the highest bidder at the Northwestern corner of the CAYMC, Woodward and Jefferson Avenues, in the City of Detroit, County of Wayne, State of Michigan (that being the building in which the Circuit Court for the County of Wayne is held) On Tuesday the 20th day of October A. D. 2015 at Eleven O’Clock fore noon, Eastern Daylight Savings Time/Standard Time, on the said day, the following described property, viz: All certain piece or parcel of land situated and being in the City of Dearborn Heights County of Wayne and State of Michigan, described as follows, to wit: City of Dearborn Heights, County of Wayne, State of Michigan: Lot 2226, and the East 1/2 of the adjacent vacated alley, Dearborn Homes Subdivision Number 8, according to the plat thereof as recorded in Plat Liber 49, Page 76, Wayne County Records. Commonly Known As: 4934 Gertrude Street, Dearborn Heights, MI, 48125 Tax ID: 33-051-04-2226-000 REDEMPTION PERIOD IS 6 MONTHS. Dated: 08/12/2015 BENNY N. NAPOLEON Wayne County Sheriff James E. Spivey (P44484) Deputy Chief /s/ Christene M. Richter Attorney for Plaintiff ORLANS ASSOCIATES, P.C. 1650 W Big Beaver Road Troy, MI 48084 (09-02)(10-14) NOTICE OF JUDICIAL FORECLOSURE SALE ATTENTION PURCHASERS: This sale may be rescinded by the circuit court at the request of the Plaintiff. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, as determined by the court. Wayne County Circuit Court Case No. 14-010471-CH NOTICE OF JUDICIAL SALE JUDICIAL SALE IN PURSUANCE and by virtue of a Judgment of the Circuit Court for the County of Wayne, State of Michigan, made and entered on the 10th day of July, 2015, in a certain cause therein pending, wherein RBS Citizens, N.A. (now known as Citizens Bank N.A.) was the Plaintiff and Gloria J. Sanders was the Defendant. The aforementioned Judgment established a debt owing to Plaintiff in the amount of $50,159.34, plus post-judgment interest at an annual rate of 5.500% and other amounts recoverable pursuant to said Judgment. NOTICE IS HEREBY GIVEN that I shall sell at public auction, to the highest bidder, at the Circuit Court for the County of Wayne, located at the Coleman A. Young Municipal Center in Detroit, Michigan (that being the building in which the Circuit Court for the County of Wayne is held) on Tuesday the 20th of October, 2015 at 11:00 am, local time, on said day, the following described property: City of Detroit, County of Wayne, State of Michigan, particularly described as Lot 1175, Marion Park Subdivision Number 3, as recorded in Liber 56, Page 1 of Plats, Wayne County Records.. Tax Parcel ID: 20011527. More commonly known as: 1306 S Bassett St, Detroit REDEMPTION PERIOD IS SIX MONTHS. Dated: 8-31-15 BENNY NAPOLEON Wayne County Sheriff James E. Spivey Deputy Sheriff for Wayne County Julie A. Krohta T# 433023L04 (09-02)(10-14) NOTICE OF JUDICIAL FORECLOSURE SALE ATTENTION PURCHASERS: This sale may be rescinded by the circuit court at the request of the Plaintiff. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, as determined by the court. Wayne County Circuit Court Case No. 14-010471-CH NOTICE OF JUDICIAL SALE JUDICIAL SALE IN PURSUANCE and by virtue of a Judgment of the Circuit Court for the County of Wayne, State of Michigan, made and entered on the 10th day of July, 2015, in a certain cause therein pending, wherein RBS Citizens, N.A. (now known as Citizens Bank N.A.) was the Plaintiff and Gloria J. Sanders was the Defendant. The aforementioned Judgment established a debt owing to Plaintiff in the amount of $50,159.34, plus post-judgment interest at an annual rate of 5.500% and other amounts recoverable pursuant to said Judgment. NOTICE IS HEREBY GIVEN that I shall sell at public auction, to the highest bidder, at the Circuit Court for the County of Wayne, located at the Coleman A. Young Municipal Center in Detroit, Michigan (that being the building in which the Circuit Court for the County of Wayne is held) on Tuesday the 20th of October, 2015 at 11:00 am, local time, on said day, the following described property: City of Detroit, County of Wayne, State of Michigan, particularly described as Lot 1175, Marion Park Subdivision Number 3, as recorded in Liber 56, Page 1 of Plats, Wayne County Records.. Tax Parcel ID: 20011527. More commonly known as: 1306 S Bassett St, Detroit REDEMPTION PERIOD IS SIX MONTHS. Dated: 8-31-15 BENNY NAPOLEON Wayne County Sheriff James E. Spivey Deputy Sheriff for Wayne County Julie A. Krohta T# 433023L04 (09-02)(10-14) NOTICE OF JUDICIAL FORECLOSURE SALE ATTENTION PURCHASERS: This sale may be rescinded by the circuit court at the request of the Plaintiff. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, as determined by the court. Wayne County Circuit Court Case No. 14-002953-CH NOTICE OF JUDICIAL SALE JUDICIAL SALE IN PURSUANCE and by virtue of a Judgment of the Circuit Court for the County of Wayne, State of Michigan, made and entered on the 1st day of July, 2015, in a certain cause therein pending, wherein Wells Fargo Bank, N.A. was the Plaintiff and Charlie Worthem Jr. was the Defendant. The aforementioned Judgment established a debt owing to Plaintiff in the amount of $51,030.92, plus post-judgment interest at an annual rate of 4.250% and other amounts recoverable pursuant to said Judgment. NOTICE IS HEREBY GIVEN that I shall sell at public auction, to the highest bidder, at the Circuit Court for the County of Wayne, located at the Coleman A. Young Municipal Center in Detroit, Michigan (that being the building in which the Circuit Court for the County of Wayne is held) on Tuesday the 20th of October, 2015 at 11:00 am, local time, on said day, the following described property: City of Detroit, County of Wayne, State of Michigan, particularly described as Lot 25, Farmdale Subdivision, according to the plat thereof as recorded in Liber 51, Page 26 of Plats, Wayne County Records. Tax Parcel ID: Ward 21 Item no. 077375. More commonly known as: 5794 University Pl, Detroit REDEMPTION PERIOD IS SIX MONTHS. Dated: 8-31-15 BENNY NAPOLEON Wayne County Sheriff James E. Spivey Deputy Sheriff for Wayne County Julie A. Krohta T# 437107L02 (09-02)(10-14) NOTICE OF JUDICIAL FORECLOSURE SALE ATTENTION PURCHASERS: This sale may be rescinded by the circuit court at the request of the Plaintiff. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, as determined by the court. Wayne County Circuit Court Case No. 14-002953-CH NOTICE OF JUDICIAL SALE JUDICIAL SALE IN PURSUANCE and by virtue of a Judgment of the Circuit Court for the County of Wayne, State of Michigan, made and entered on the 1st day of July, 2015, in a certain cause therein pending, wherein Wells Fargo Bank, N.A. was the Plaintiff and Charlie Worthem Jr. was the Defendant. The aforementioned Judgment established a debt owing to Plaintiff in the amount of $51,030.92, plus post-judgment interest at an annual rate of 4.250% and other amounts recoverable pursuant to said Judgment. NOTICE IS HEREBY GIVEN that I shall sell at public auction, to the highest bidder, at the Circuit Court for the County of Wayne, located at the Coleman A. Young Municipal Center in Detroit, Michigan (that being the building in which the Circuit Court for the County of Wayne is held) on Tuesday the 20th of October, 2015 at 11:00 am, local time, on said day, the following described property: City of Detroit, County of Wayne, State of Michigan, particularly described as Lot 25, Farmdale Subdivision, according to the plat thereof as recorded in Liber 51, Page 26 of Plats, Wayne County Records. Tax Parcel ID: Ward 21 Item no. 077375. More commonly known as: 5794 University Pl, Detroit REDEMPTION PERIOD IS SIX MONTHS. Dated: 8-31-15 BENNY NAPOLEON Wayne County Sheriff James E. Spivey Deputy Sheriff for Wayne County Julie A. Krohta T# 437107L02 (09-02)(10-14) DLN Front Oct7-15_Layout 1 10/6/15 1:24 PM Page 5 The Detroit Legal News, Page 17 WEDNESDAY, OCTOBER 7, 2015 Mortgages Recorded Bernard J. Youngblood Register of Deeds As recorded in the office of the Register of Deeds $50,000 and above The mortgage lender (i.e. ABN AMRO MTG GROUP) as indicated by capital letters and applies to all subsequent listings until another lender is noted. June 29 - July 2, 2015 Continued from Page 4 Craig A Onderbeke 360 Kerby Rd Grosse Pointe Farms 48236-3143 UNION HOME MTG CORP $152,000 Mark A Randon 236 Keelson Dr Detroit 48215-3056 UNITED WHOLESALE MORTGAGE $415,000 Ashley Khan 43168 Thames Ct Canton 48188-1952 UNITED WHOLESALE MORTGAGE $216,000 Zachary M Steiner 32711 M e r r i t t D r We s t l a n d 4 8 1 8 5 9213 UNITED WHOLESALE MORTGAGE $120,000 Nasir H Siddiqui 41240 Maplewood Dr Canton 481873978 UNIVERSITY ISLAMIC FINANCIAL CORP $140,000 Diane Kasper 41316 Northwind Dr Canton 48188-1314 UNIVERSITY LENDING GROUP $78,000 Mark D Hatfield Livonia US BANK $156,000 Steven W Gregg 45221 Harmony Ln Belleville 48111-2413 US BANK $250,000 Adrienne T Pickett 46262 Rockledge Dr Plymouth 48170-3508 US BANK $306,000 Barbara Harshell 19993 Elkhart W E L L S FA R G O BANK $65,000 Stephen C Liptak 33844 Carl Dr Livonia 48152-1211 WELLS FA R G O BANK $126,000 2186 ACCEPTANCE CAPITAL MTG CORP $139,000 Charles Wisniewski 19125 Buck Ave Brownstown Township 48174-9615 ADVANTAGE ONE FEDERAL CREDIT UNION $30,000 Patrick K Regan 41752 Camden Ct Northville 481682 0 0 8 W E L L S FA R G O B A N K $244,000 Mathew Szczepaniak 33072 Edward St Brownstown Township 48173-9327 ADVIA CREDIT UNION $30,000 Jerry L Moon 3729 Roosevelt St Dearborn 48124-3629 WELLS FARGO BANK $64,000 Mario M Campos Jr 23873 G r e e n w o o d D r Wo o d h a v e n A D V I S O R S C A P I TA L I N C $95,000 David S Lock 2875 Doncaster Dr Canton 48188-6253 WELLS FA R G O BANK $165,000 Richard T Fowler 31026 Mason St Livonia 48154-4336 WELLS FA R G O BANK $121,000 Michael K West 4282 Sherwood Cir Canton 48188-2170 WELLS FA R G O BANK $224,000 Kristine L Reidy 42062 Banbury Northville WELLS FARGO BANK $269,000 Nichole R Robertson 753 Mayflower Ave Lincoln Park 4 8 1 4 6 - 3 0 4 3 W E L L S FA R G O BANK $113,000 Rebecca K Whitmore 307 Poplar St Wyandotte 481924 3 2 4 W E L L S FA R G O B A N K $83,000 James R Clark 16551 S G a t e h o u s e D r Wo o d h a v e n 4 8 1 8 3 - 1 6 4 1 W E L L S FA R G O BANK $154,000 Jeffrey C Karoub 627 S Highland St Dearborn 481241 6 4 0 W E L L S FA R G O B A N K $159,000 Eddie Resul 8459 Grayfield St Dearborn Heights 481271539 AMERICAN FINANCE HOUSE $50,000 Jason Tharp 24375 Cornell Av e B r o w n s t o w n To w n s h i p 48183-3008 AMERIFIRST FINANCIAL CORP $136,000 Wi l l i a m Wo r t i n g e r 1 3 2 1 0 Cogswell St Romulus 481744707 AMERIFIRST FINANCIAL CORP $113,000 Gerichten Gary Von 332 S Dobson St Westland 481868404 ANDERSON FINANCIAL GROUP $90,000 Thomas L Mckee 49823 Garfield St Canton 48188-3425 ANDERSON FINANCIAL GROUP $306,000 Leeann E Near 6796 Kings Mill Dr Canton 48187-5474 ASSOCIATED BANK NATIONAL ASSN $283,000 Chad A Darr 39550 Legend Ct Northville 48167-3936 ASSOCIATED BANK NATIONAL ASSN $360,000 Marcel Dasilva 7520 Woodmont B&W REAL PROPERTY ASSOC $12,000 Anthony L Garza 29057 Barkley St Livonia 48154-4005 US BANK $99,000 D a v i d A We r n e r 4 4 9 8 1 Greenbriar Dr Belleville 481115 1 3 6 W E L L S FA R G O B A N K $143,000 Justin Verhille 47057 Mornington Rd Canton 48188-3000 BANK OF AMERICA $240,000 Rosemary Roza 24100 Powe r s Av e D e a r b o r n H e i g h t s 48125-2018 US BANK $90,000 Leslie J Rockwood 12828 Rolston Dr Redford WELLS FARGO BANK $165,000 Davide Recchia 50478 Ironwood Ct Plymouth 48170-5182 BANK OF AMERICA $150,000 Zachary S Mason 20647 Lochmoor St Harper Woods 4 8 2 2 5 - 1 7 5 1 VA N D Y K M T G CORP $66,000 Kevin K Cushing 16988 Lochmoor Cir E Northville 4 8 1 6 8 - 4 4 0 2 W E L L S FA R G O BANK $354,000 D a n i e l A N o e l We s t l a n d BANK OF AMERICA $58,000 Leonardo Tbe Frazier 11350 Kinloch Redford 48239-2161 VILLAGE CAPITAL & INVESTMENT $66,000 Darin Nordstrom 15218 Hanfor Ave Allen Park 481013 5 0 8 W E L L S FA R G O B A N K $51,000 Jennifer Hagedon 31055 Geraldine St Westland 481857 0 7 3 V I L L A G E C A P I TA L & INVESTMENT $86,000 Nathan W Bailey 46380 Academy Dr Plymouth 481703 5 2 0 W E L L S FA R G O B A N K $295,000 Bryon Knuth 17598 Parkside St Detroit 48221-2717 VILLAGE CAPITAL & INVESTMENT $167,000 Maritza Montanez 4693 N Campbell St Detroit 482102 5 2 2 W E L L S FA R G O B A N K $48,000 Derek Reasey 26797 Royal D r Wo o d h a v e n 4 8 1 8 3 - 5 3 1 5 VILLAGE CAPITAL & INVESTMENT $159,000 Carol A Eversole 32925 Illinois St Livonia 48150-3705 WESTSTAR MTG INC $161,000 Ashley Martin 15318 Helen St Southgate 48195-2068 VILL A G E C A P I TA L & I N V E S T MENT $69,000 Scott Bakermhosebaker 3820 S Merriman Rd Wayne 48184-1937 VILLAGE CAPITAL & INVESTMENT $103,000 Edward J Shumate 500 L a r c h m o n t D r We s t l a n d 48185-7429 VILLAGE CAPITAL & INVESTMENT $96,000 Shawn D Bell 35765 Chestnut Westland WAYNE WESTLAND FCU $21,000 Robert J Miller Jr Detroit WELLS FA R G O BANK $192,000 Christopher R Taylor 5431 Academy Detroit WELLS FARGO BANK $30,000 Anthony Gentile 14059 Houghton St Livonia 481544 9 1 0 W E L L S FA R G O B A N K $109,000 William M Davis 8557 Appoline St Detroit 48228-4039 WELLS FARGO BANK $36,000 Mark A Wheeler 21044 Beech Daly Rd Brownstown Township 48134-9583 WELLS FARGO BANK $65,000 Mary Fka Aiello 44105 Leeann Ln Canton 48187-2833 WINGS FINANCIAL CREDIT UNION $180,000 Mark G Reich 20853 Meridian Rd Grosse Ile 48138-1252 WYNDHAM CAPITAL MTG INC $282,000 Brian K Radtke 3836 Harrison Ave Trenton 48183-2242 ZEAL CREDIT UNION $132,000 Nicholas V Conti 3285 Humb e r S t Tr e n t o n 4 8 1 8 3 - 3 4 0 7 ZEAL CREDIT UNION $124,000 —————————— WAYNE COUNTY MORTGAGES RECORDED July 6 - July 10, 2015 —————————— Marc Arceo 30714 Grandon St Livonia 48150-3947 ACADEMY MTG CORP $143,000 Kevin R Karolak 864 Berkshire Rd Grosse Pointe Park 48230-1820 ACADEMY MTG CORP $276,000 Anthony Murphy 24097 Hopkins St Dearborn Heights 48125-1925 ACADEMY MTG CORP $44,000 Timothy A Dockery 16256 Cameron St Southgate 48195- Michael J Alanskas 15326 B u r r S t Ta y l o r 4 8 1 8 0 - 5 1 8 3 BANK OF AMERICA $54,000 Michael R Rossetti 7509 Charrington Dr Canton 481871820 BANK OF AMERICA $100,000 John E Chouinard 880 We s t c h e s t e r R d G r o s s e Pointe Park 48230-1828 BANK OF AMERICA $150,000 Richard Hooper 50557 Laurel Ridge Ct Northville 481688 8 11 B A N K O F A M E R I C A $166,000 Darrel A Thibeault Aka 30520 Hennepin St Garden City 48135-1471 BANK OF AMERICA $74,000 John C Kim Ii 11443 Maple Va l l e y D r P l y m o u t h 4 8 1 7 0 6391 BANK OF AMERICA $160,000 Sam Amer 9493 Southworth Av e P l y m o u t h 4 8 1 7 0 - 4 6 0 3 BANK OF AMERICA $176,000 Margaret M Bezerko 16940 Lochmoor Cir E Northville 48168-4402 BANK OF AMERICA $332,000 Greenbriar Ln Plymouth 48170-2722 BANK OF AMERICA $100,000 Ramona L Blair 1105 Highland Ave Lincoln Park 481464259 CITIBANK $90,000 Barry Wilson 9348 Melrose St Livonia 48150-3876 BANK OF AMERICA $100,000 Anthony Leone 8327 Donna S t We s t l a n d 4 8 1 8 5 - 1 7 2 3 CITIBANK $42,000 Gina C Sloan 14939 Dogwood Dr Plymouth 48170-2718 BANK OF AMERICA $170,000 D i a n a L L o m b a r d 3 8 11 0 Hixford Pl Westland 481858709 CITIBANK $59,000 Ti m o t h y S O s h e a 1 5 9 8 Huntington Blvd Grosse P o i n t e Wo o d s 4 8 2 3 6 - 2 5 3 3 COMERICA BANK $240,000 C a r l o s J Va s q u e z 7 11 7 Becky Ct Canton 48187-2510 BANK OF AMERICA $141,000 Philip Neitenbach 22270 Hayes St Taylor 48180-2424 CITIBANK $64,000 James Peldo 8929 Tavistock Dr Plymouth 48170-4717 COMERICA BANK $46,000 Greg Gardner 801 Anita Ave Grosse Pointe Woods 482361414 BANK OF AMERICA $100,000 Robert W Boyle Aka 185 Merriweather Rd Grosse Pointe Farms 48236-3531 CITIBANK $505,000 George W Stubbs 9345 Essex St Romulus 48174-1579 COMERICA BANK $49,000 Joyce Y Warren 34318 Livonia BANK OF AMERICA $70,000 Brian Crumley 29601 Mcintyre St Livonia 48150-3024 CITIBANK $90,000 D a v i d Wa s m u n d 2 5 0 9 2 Mahogany Dr Brownstown Township 48134-9014 BANK OF AMERICA $100,000 Deborah Mcmahon 37613 Laramie St Westland 481855608 CITIBANK $152,000 Leonel Lopez 26563 Hawthorne Blvd Flat Rock 48134-1858 BANK OF AMERICA $38,000 Dennis N Reid 42236 N Wa t e r w h e e l C t N o r t h v i l l e 48168-2256 BANK OF AMERICA $100,000 William A Raynal 541 Coventry Ln Grosse Pointe Woods 48236-1503 BANK OF AMERICA $200,000 S t e p h e n P Va n n e s t 7 3 4 9 Hedgerow Ct Canton 481871565 BANK OF ANN ARBOR $30,000 David B Antanaitis 15562 Merion Ct Northville 481688491 BANK OF ANN ARBOR $300,000 Martin A Krall 122 Moran Rd Grosse Pointe Farms 482363607 BANK OF BIRMINGHAM $500,000 Alexandria Ridley 9615 Merriman Rd Livonia 481502801 BANK OF ENGLAND $96,000 Theodore A Metry 657 Blairmoor Ct Grosse Pointe Woods 48236-1240 BANK OF MICHIGAN $61,000 Nabaa Jaseb 1107 Parkview Ct BANK OF MICHIGAN $118,000 M a r g a r e t R Ta y l o r 2 7 6 8 3 Winchester Ter Brownstown 48183-5936 BBMC ILLINOIS $153,000 Fredrick Johns 18153 Edenderry St Northville 481681804 BLG HOLDINGS INC $600,000 Darius Rudis 14678 Auburndale St Livonia 481543542 BLG HOLDINGS INC $127,000 John R Corbett Iii 32148 Carlisle Pkwy Wayne 481841947 BLG HOLDINGS INC $59,000 Aaron Burnett 2666 22nd St Wyandotte 48192-4815 CALIBER FUNDING $162,000 Samuel Ghabris 22731 Audette St Dearborn 481242601 CALIBER FUNDING $127,000 Kevin Mcallister 2630 Queen St Dearborn 481243346 CALIBER FUNDING $128,000 Andrade Edgar A Hernandez 320 Cloverly Rd Grosse Pointe Farms 48236-3306 BANK OF AMERICA $268,000 Bilal Antar 1750 Edwin St We s t l a n d 4 8 1 8 6 - 3 8 9 7 C A L IBER FUNDING $109,000 Agreement Of Wi Trust Tr 44866 Broadmoor Cir S Northville 48168-8642 BANK OF AMERICA $183,000 Rosa Brannon 42799 Fairfield Dr Belleville 48111-1651 CAPITAL MORTGAGE FUNDING $172,000 Kathleen A Hill 24827 Pilgrim Redford 48239-3621 BANK OF AMERICA $44,000 M i c h e l l e Tu r m e l l 4 1 5 0 0 Cumberland Dr Canton 481881 2 1 0 C A P I TA L M O R T G A G E FUNDING $182,000 Daniel J Holst 18673 Sumner Redford 48240-1761 BANK OF AMERICA $38,000 Muhammad Shah 6458 Highview St Dearborn Heights 48127-2127 BANK OF AMERICA $92,000 Nancy A Bolda 40583 David Lemmon Ii 27943 W Stanmoor Dr Livonia 481543432 CARDINAL FINANCIAL CO $152,000 Ronald L Dykes 9048 Rocker Ave Plymouth 48170-4171 CHURCHILL MTG CORP $214,000 Leslie J Witz 9086 Katheri n e S t Ta y l o r 4 8 1 8 0 - 2 8 4 1 CITIBANK $57,000 William J Laskowski 29516 Hunter St Brownstown Township 48183-7012 CITIBANK $167,000 Mansour Hammoud 6834 Maple St Dearborn 48126-1858 CITIBANK $90,000 William P Kane 12922 Centralia Redford 48239-2782 CITIBANK $71,000 Michael D Anderson 1844 M a r k e s e Av e L i n c o l n P a r k 48146-3205 CITIBANK $76,000 Rafferty Michel Surmanian Aka 13534 Ward St Southgate 48195-1737 CITIBANK $66,000 Brian M Oke 11321 Ingram St Livonia 48150-2844 CITIBANK $147,000 Matthew R Tyranski 51021 Richard Dr Plymouth 481701190 CITIBANK $164,000 Timothy M Daul 16135 Southampton St Livonia 481542515 CITIBANK $146,000 Linda Seebaldt DETROIT $20,000 COMERICA BANK $14,000 David G Oreilly 47256 Hunters Park Dr Plymouth 48170-3098 COMERICA BANK $79,000 Mary B Gushee Tru 751 Lincoln Rd Grosse Pointe 482301221 COMERICA BANK $50,000 Christine B Burkhardt 4 5 0 0 0 Ti l l o t s o n D r C a n t o n 48187-1746 COMERICA BANK $88,000 J o h n J B l a k e Tr u S r 2 9 0 Merriweather Rd Grosse Pointe Farms 48236-3429 COMERICA BANK $200,000 David J Kowal 42111 Brentwood Dr Plymouth 48170-2669 COMERICA BANK $50,000 Leonard Yakuber 8579 Newbury Ct N Canton 48187-4444 COMERICA BANK $140,000 James P Greene 7232 Almaden Ct Canton 481871430 COMMUNITY FINANCIAL CREDIT UNION $50,000 Steven P Roth 42331 Saltz Rd Canton 48187-3732 COMMUNITY FINANCIAL CREDIT UNION $33,000 Pamela H Mortgagor 12950 Dunn Ct Plymouth 48170-2920 COMMUNITY FINANCIAL CREDIT UNION $37,000 Nathaniel Bell 18332 University Park Dr Livonia 481522628 COMMUNITY FINANCIAL CREDIT UNION $48,000 Suzanne Burleson 25601 Ross St Dearborn Heights 4 8 1 2 5 - 11 4 2 COMMUNITY FINANCIAL CREDIT UNION $31,000 Kevin J Davis 13743 Hilltop Dr W Plymouth 48170-5370 COMMUNITY FINANCIAL CREDIT UNION $46,000 Christopher Clay 32129 H a z e l w o o d S t We s t l a n d 48186-4930 COMMUNITY FINANCIAL CREDIT UNION $76,000 Jeffrey D Ellenwood 39615 Cather St Canton 48187-4203 COMMUNITY FINANCIAL CREDIT UNION $119,000 Mary E Craig 31161 Westfield St Livonia 48150-5911 COMERICA BANK $100,000 Jeffrey D Ellenwood 39615 Cather St Canton 48187-4203 COMMUNITY FINANCIAL CREDIT UNION $21,000 Andrew J Fary 31111 Balmoral St Garden City 481351983 COMERICA BANK $85,000 Gail P Dearvang Tru 49296 Gyde Rd Canton 48187-1212 COMMUNITY FINANCIAL CREDIT UNION $250,000 Nexhmi Muca 9758 Houghton St Livonia 481502430 COMERICA BANK $100,000 James L Nawrot Tru 42174 Baintree Cir Northville 481683446 COMMUNITY FINANCIAL CREDIT UNION $113,000 Ta n y a R S a n c h e z 1 9 4 1 0 Garfield Redford 48240-1317 COMMUNITY CHOICE CREDIT UNION $20,000 Douglas T Wind 7547 Maple Dr Westland 48185-2397 COMMUNITY FINANIAL CREDIT UNION $153,000 James P Murphy 34416 Shellye Ct Westland 481851434 COMMUNITY CHOICE CREDIT UNION $15,000 Jonathan M Polom 1982 Littlestone Rd Grosse Pointe Woods 48236-1995 COUNTYWIDE MTG FUNDING $127,000 Joseph S Palazzolo 1061 18th St Wyandotte 48192-3001 COMMUNITY CHOICE CREDIT UNION $35,000 James A Dykla 9231 Lamont St Livonia 481503449 CREDIT UNION ONE $12,000 Yvette Jackson 35480 Curtis Rd Livonia 48152-2810 COMMUNITY CHOICE CREDIT UNION $30,000 Phyllis Dietz 2040 N Globe S t We s t l a n d 4 8 1 8 5 - 3 3 2 4 CREDIT UNION ONE $47,000 CITY OF Jamila Bell 2663 Collingwood St Detroit 48206-1412 CITY OF DETROIT $44,000 Donald E Engel 14005 Riverside Ct Livonia 481545352 COMERICA BANK $147,000 Lowell W Baker Iii 19922 Stratford Rd Detroit 482211993 COMERICA BANK $50,000 Eldon A Cook 330 N Leona Ave Garden City 48135-2636 COMERICA BANK $79,000 Ronald W Dillingham 39381 Ross St Livonia 48154-4796 COMERICA BANK $50,000 Linda Fraser Tru 34111 Florence St Westland 48185-3682 COMERICA BANK $50,000 Erica E Smith 35606 Orangelawn St Livonia 481502539 COMERICA BANK $26,000 Daniel E Kumm 14440 Ramblewood St Livonia 481545337 COMERICA BANK $137,000 Matthew W Dresch 7653 Embassy Dr Canton 481871545 COMERICA BANK $228,000 Maria A Marcantonio Aka 16723 White Haven Dr Northville 48168-2329 COMERICA BANK $272,000 Ronald W Dillingham 39381 Ross St Livonia 48154-4796 COMERICA BANK $50,000 Mohammad I Chuadhry 49001 Castleside Dr Canton 48187-1128 COMERICA BANK $65,000 Nasrat M Hammoud 26238 Wilson Dr Dearborn Heights 48127-4126 COMERICA BANK $27,000 Lynne Hoffman Aka 7645 Lamphere Detroit 48239-1029 Sharon M Armbruster 15691 Liverpool St Livonia 481541823 COMMUNITY CHOICE CREDIT UNION $15,000 George F Law 15719 Ellen D r We s t l a n d C O M M U N I T Y CHOICE CREDIT UNION $25,000 Gary R Jackson 29617 Puritan St Livonia 48154-3246 COMMUNITY CHOICE CREDIT UNION $45,000 Jennifer A Tegen 6522 Carlton Rd Canton 48187-1698 COMMUNITY FINANCIAL CREDIT UNION $125,000 Steven E Scanlon 346 Savannah Dr Canton 481874841 COMMUNITY FINANCIAL CREDIT UNION $284,000 Barbara Sheridan 992 Palmer St Plymouth 481702066 COMMUNITY FINANCIAL CREDIT UNION $40,000 Alexander Peprah 38767 P a r k v i e w D r Wa y n e 4 8 1 8 4 2 8 11 C R E S C E N T M T G C O $157,000 Diana Bowers 3361 Chestnut St Dearborn 48124-4371 C R O S S C O U N T RY M T G I N C $170,000 Whitney L Burton 4947 J a c k s o n S t Tr e n t o n 4 8 1 8 3 4597 CROSSCOUNTRY MTG INC $145,000 James M Mickey 15566 Champaign Rd Allen Park 48101-1728 CROSSCOUNTRY MTG INC $62,000 Hilary A Mascot 23120 Lodge Ln Dearborn 481281883 DEARBORN FEDERAL SAVINGS BANK $126,000 Alexander Froehlich 1833 N York St Dearborn 48128-1246 DEARBORN FEDERAL SAVINGS BANK $99,000 Ronald E Timmons 46291 Briargate Dr Canton 481875221 COMMUNITY FINANCIAL CREDIT UNION $85,000 Donald A Radabaugh 27609 King Rd Brownstown Township 48174-9400 DEARBORN F E D E R A L S AV I N G S B A N K $290,000 Richard P Sander 45233 Lothrop Rd Canton 481881079 COMMUNITY FINANCIAL CREDIT UNION $50,000 Margaret Hacker 21312 Audette St Dearborn 481243024 DEARBORN FEDERAL SAVINGS BANK $60,000 Justine Maldonado 386 Dunhill Way St Canton 481883413 COMMUNITY FINANCIAL CREDIT UNION $95,000 Linda S Mcintosh 103 Hampton Ct Northville 481681546 DECU FINANCIAL $200,000 Mark F Macek 8835 Brookline Ave Plymouth 48170-4009 COMMUNITY FINANCIAL CREDIT UNION $50,000 Steven R Pierce 3277 Northpointe Blvd Melvindale 48122-2036 DETROIT DEVELOPMENT FUND $50,000 Stacy Mcfarlen 7618 Wheaton Dr Canton 481871823 COMMUNITY FINANCIAL CREDIT UNION $50,000 Jennifer L Latham 7735 Thornwood St Canton 481871032 DFCO FINANCIAL $200,000 DLN Front Oct7-15_Layout 1 10/6/15 1:24 PM Page 6 Page 18, The Detroit Legal News WEDNESDAY, OCTOBER 7, 2015 Across the Nation National Roundup NEW JERSEY Man quits council in fallout from book of rants RIVER EDGE, N.J. (AP) — An Assembly candidate who dropped out of the race after a book of rants he wrote about gays, breast-feeding moms and others surfaced has resigned from his council seat. Republican Anthony Cappola resigned from the council Friday, River Edge Mayor Sandy Moscaritolo told The Record. Cappola acknowledged last week that he wrote the book titled “Outrageous!” 12 years ago but said he wasn’t the same person anymore. The mayor said that he worked well with Cappola and that Cappola had contributed as a council member, even using his skills as a disc jockey to help at public events. Republicans denounced Cappola’s language in the book that included saying gay people should keep their “sexual preferences” ‘’behind doors like normal people do.” Cappola took aim at numerous groups in the 223-page book, which contained many spelling and grammatical errors. In one section he stereotypes Asians as bad drivers. In another, he tells breast-feeding moms to “put it back wear in came from!!!” In a statement last week, Cappola said he was sorry if he offended anyone and he took responsibility for the book. The Assembly is at the top of the ticket this November, and Republicans hope to challenge Democrats for the majority in the chamber. Democrats now control it 48-32. The seat in the northern New Jersey district that Cappola had been running for was considered one of a handful of competitive races in the November election. NEW YORK Ex-UN General Assembly head held for bribery NEW YORK (AP) — Former United Nations General Assembly President John Ashe accepted more than $500,000 in bribes from a Chinese real estate mogul and other businesspeople in exchange for help obtaining lucrative investments and government contracts, according to federal court documents unsealed Tuesday. In exchange for the money, federal prosecutors say, Ashe used his position as Permanent Resident to the United Nations for Antigua and Barbuda and General Assembly head to introduce a U.N. document in support of a real estate project being developed by Chinese billionaire Ng Lap Seng. The scheme unfolded over the course of nearly three years, from 2011 through 2014, and included his tenure as General Assembly head, prosecutors said. Ng and his assistant, also named in the indictment, were already being held by federal authorities, accused of lying about plans for $4.5 million in cash brought into the U.S. over several years aboard private jets. It wasn’t immediately clear if prosecutors believe any of the money was used in the Antigua bribery scheme. According to court documents, Ashe used his position to push the U.N. to promote a conference center in Macau being developed by Ng. The UN Macau Conference Center was to be Ng’s legacy and would function as a sort of satellite operation for the world body, according to prosecutors. Prosecutors say some of the bribe money was used to pay for Ashe’s family vacation and to construct a basketball court at his home in Dobbs Ferry, New York. He opened two bank accounts to receive the funds and then underreported his income by more than $1.2 million, officials said. The businesspeople flew Ashe, his wife and their two children f irst-class to New Orleans and put the family up in an $850-a-night hotel room. Ashe was arrested Tuesday and is being held, and his legal representation wasn’t clear. No one answered a phone call to the mission for Antigua; he is no longer listed in the U.N. directory. A message left with a representative for the General Assembly wasn’t immediately returned. In all, six people, including another diplomat, Francis Lorenzo from the Dominican Republic, were ensnared in the probe. A message was left at Lorenzo’s mission. The other two were involved with Ng, prosecutors said. They were identified as Sheri Yan and Heidi Park, both naturalized U.S. citizens who reside in China and helped facilitate the scheme, prosecutors said. OHIO Plea hearing set for suspect in $8.7 million theft CINCINNATI (AP) — A change-of-plea hearing is scheduled Oct. 23 for an accountant who became a regular on the Appalachian Trail in the six years after he fled accusations that he embezzled $8.7 million. James Hammes, 53, of Lexington, Kentucky, will appear before U.S. District Judge Susan Dlott. The trial had been scheduled to begin Tuesday in Cincinnati, but court documents first obtained by The Associated Press show a plea deal was reached. No details have been released about the plea agreement, which is subject to court approval. Hammes had earlier pleaded not guilty on wire fraud and money laundering charges from 2009. Hammes’ attorney hasn’t responded to messages for comment. The FBI arrested Hammes May 16 in Damascus, Virginia, during the annual “Trail Days” festival. People there say he was known as an outgoing, bushybearded hiker called “Bismarck” who had become a regular on the popular Georgia-to-Maine hiking trail. The FBI said Hammes disappeared soon after being confronted in February 2009 about money missing from the beverage bottler he worked for. Authorities haven’t said what they think happened to the money or commented on his whereabouts the last six years. Trail guidebook writer David Miller said Bismarck had a surprisingly high visibility, showing up in photos in hikers’ journals and on social media. Hammes, a licensed pilot, had claimed a successful investment in a software company provided extra money for scuba diving trips to the Caribbean in the years before his indictment, according to former in-laws who were interviewed for an episode of the CNBC series “American Greed.” A fellow hiker has been credited with recognizing Bismarck from the show, leading to Hammes’ eventual arrest. FLORIDA Police: Man rapes, tortures pregnant woman DAYTONA BEACH, Fla. (AP) — Police in Daytona Beach have arrested a convicted sex offender after a homeless pregnant woman was tied up and tortured. Fifty-two-year-old John Lytus remained in the Volusia County Jail on Tuesday after his arrest last week on charges that include sexual battery with a deadly weapon, kidnapping and failure to register as a sex offender. The Daytona Beach NewsJournal reports Lytus was convicted of f irst-degree rape in Rockland, New York, in 1982. An arrest affidavit says the incident happened in a recreational vehicle in September after Lytus picked up the woman. The woman told investigators Lytus threatened to kill her if she didn’t do what he told her. She says she was hog-tied and attacked for about 12 hours. Submit news & views to [email protected] OKLAHOMA Lost evidence: Fingerprints rarely used in cases Challenges include a hiring freeze and widely varying policies among police departments BY LUCIA WALINCHUS The Daily Record Newswire OKLAHOMA CITY, OK — Charles Silsby’s wife, Patricia Champion, had struggled with depression for years before that hot day in July of 2012. Silsby and his son, Charles Jr., were supposed to help a friend fix a well that morning. But their truck refused to start. So Silsby went back inside his Pawnee County home and found his wife with her hands tucked under her arms, almost as if she were hiding something. And then Silsby realized what it was: his gun. Silsby said he tried to grab the gun from her but in the ensuing scuffle he pulled her chair over and he fell. She was able to break free and hold the gun to her ear. Then she pulled the trigger. In addition to the horror of watching a loved one commit suicide, a fate Silsby says he wouldn’t wish on his worst enemy, Silsby got another surprise: a 15-year jail sentence. At his trial, Champion’s mother and doctor testified to her mental illness and thoughts of suicide. But authorities could not get over the fact that when they showed up at his house, they found a dying woman and Silsby had the gun. The one piece of evidence that could have exonerated Silsby, the placement of the fingerprints on the gun, was never taken. Oklahoma police rarely fingerprint crime scenes, except for the most serious of cases, such as rape, murder, and arson. And even in those cases, evidence is sometimes handled by police, without gloves, before being shipped to a lab for analysis. The vast majority of felonies, however, are not fingerprinted at all. Fingerprinting is especially rare in rural areas. Both Oklahoma City and Tulsa have their own crime labs to analyze prints, though neither has a specif ic policy on when police should fingerprint a scene. The Oklahoma City Police Department f ingerprinted 630 crime scenes last year. Tulsa Police spokesman Leland Ashley said that while they do not keep statistics on f inger printing, every patrol car is equipped with a fingerprinting kit and officers may fingerprint any scene at their discretion. The Oklahoma Bureau of Narcotics and Dangerous Drugs, which handles illegal substances, rarely submits evidence for fingerprinting, spokesman Mark Woodward said. Woodward said that such evidence usually only turns up the prints of low-level packers in Mexico, though fingerprint evidence can be helpful in methamphetamine cases, where police can track the drug to its local source. Instead, the bureau prefers to question suspects about the drug’s origins, he said. Capt. Paul Timmons, public affairs commander at the Okla- homa Highway Patrol, said officers do not have fingerprinting kits in their patrol cars, but do have the ability to call in other police departments if forensic evidence is needed. The vast majority of fingerprint identification throughout the state falls to the Oklahoma State Bureau of Investigation, which performs crime scene services for police departments, sheriff ’s offices, the Oklahoma Highway Patrol and the Oklahoma Bureau of Narcotics and Dangerous Drugs. But the OSBI has a big job to do. In the last f iscal year, it responded to 428 requests from police and sheriff off ices to assist in their investigation. In comparison, in 2013, Oklahoma agencies reported 142,999 index crimes, including murder, rape, robbery, aggravated assault, burglary, larceny and auto theft. Non-index crimes include the majority of felonies, such as drug possession, driving under the influence, and possession of a gun by a felon. In 2013, the last year for which numbers are available, police made 24,513 arrests for index crimes and 135,892 arrests for all other offenses. The OSBI tends to receive calls for more serious offenses, but technically can be called in for any crime, said spokeswoman Jessica Brown. OSBI Criminalist Administrator Jim Stokes said there are 11 people, including a supervisor, in the latent print unit, and he would like to hire more but can’t with the current hiring freeze. The fingerprint unit faces other hurdles as well. Because of widely varying policies at different police units, sometimes analysts look at fingerprints after a defendant has already entered a guilty plea. Occasionally they receive tainted evidence. One analyst recently spent 24 working hours on a case, only to identify all the prints as the officer’s. But the biggest challenge is police departments that gather fingerprints and only run them in their local database, instead of also checking the OSBI’s state database and the FBI’s national database, Stokes said. “It’s tremendously being underutilized,” he said. “Within the last couple years, we’ve actually helped solve several old cold cases utilizing this link to the FBI.” In Oklahoma, a person doesn’t have to be physically holding contraband in order to be arrested and charged with a possession crime. Under the doctrine of Constructive Possession, the government must prove that the defendant knew of and controlled the material. If police find drugs in a suspect’s bedroom, for example, the law recognizes that chances are those drugs belonged to the suspect. A more difficult question arises when multiple people share the same space. On a late April night in 2007, Markice McCane went out with his buddy Joseph Carr. Carr was drinking, McCane was the driver. When they were pulled over, McCane immediately admitted to the Oklahoma City Police officer led to a fingerprint on each bullet. The gun also had enamel spray paint on it, which is a good fingerprint material. Campbell said fingerprint evidence is far from perfect, but in general he would like to see more fingerprinting. “I would rather have something, and be able to deal with it, than to have the void," Campbell said. "Because there’s nothing I can do with a void.” The U.S. Department of Justice declined to comment for this article. Exactly why police don’t often f inger print is a matter of hot debate. Police experts caution that although fingerprinting is more than 100 years old, it’s still a complicated science. John Bond, a senior lecturer in criminology at the University of Leicester in the United Kingdom, said the material to f ingerprint is crucial: nonporous surfaces, such as metal and glass, work well for f ingerprinting; porous surfaces such as paper and cardstock are a little more tricky and require a chemical treatment. Other surfaces yield nothing. Bond spent 20 years in the Northamptonshire Police and received an Order of the British Empire award for his contributions to forensic science. Bond helped to pioneer a method that identifies fingerprints after a shot has been fired by examining corrosion on the bullet itself. But he noted that method is only about 5 percent successful, and a typical sweep of a burglary scene might yield prints only about 50 percent of the time. “Probably the biggest misconception is the ease with which (fingerprints) can be identified," he said. "So, for example, on CSI, the print will be loaded, and in a minute or two it comes up with a ‘match’ or ‘no match,’ and it pops up on the screen with all the characteristics marked up. It never happens that way. It’s still very much a manual exercise to properly identify fingerprints.” But critics contend that police should at least attempt to collect more forensic evidence. Mayes County attorney Misty Fields said that in more than five years of practice, she has only seen fingerprinting evidence one time. She said she is able to request fingerprints if necessary, but often can’t do so on the limited public defender’s budget. Fields estimated that about half of her cases involve possession, but she said that police never fingerprint for possession cases, even if the question of who owned what is in dispute. A recent study of cases in California and Indiana found that examination of forensic evidence at a crime scene increased the likelihood that a case would result in charges, conviction at trial, and a longer sentence. that he had been driving without a license. With McCane handcuffed in the back seat, the officer searched the car, which belonged to McCane’s mother-in-law. In the driver’s side door, wrapped in cloth, the officer found an unregistered gun. Instead of preserving the evidence, the officer, without gloves, unloaded the gun. Oklahoma City Public Information Officer Sgt. Ashley Peters said that is the department’s standard practice, and that securing the area is an important policy. “If there’s a weapon that’s in the middle of a crime scene, that’s nowhere near where anyone can touch it, and the crime scene needs to remain that way until crime scene investigators can arrive, there’s a potential that weapon can be loaded and stay there," she said. "It always depends on the situation and each situation is going to vary, but safety is always going to be number one." McCane’s trial lawyer, Bill Campbell, said that although McCane exercised his right to silence at the trial, McCane vigorously insisted that the gun was not his. Eight years later, McCane is still sitting in prison for possession of a firearm by a felon. Campbell said it was especially a shame that the gun was not fingerprinted because on that particular model, each bullet had to be hand-loaded, which would have For example, last year, Fields had a case in which police stopped a car with four people and a backpack of drugs. Since no one admitted owning the drugs, the district attorney charged all four with possession. Her client assured her not to worry, that the drugs were not his, and that his fingerprints would not be found anywhere on the backpack. That’s when Fields had to have the difficult discussion: Oklahoma rarely f ingerprints, especially for possession cases. Fields said she thought it was ridiculous to think that four people could jointly own a backpack, but said that her client, a firsttime offender, did not want trial publicity and felt pressure to plead guilty to the drugs he didn’t own. Both the district attorney and the client declined multiple requests for an interview. A recent study published in the Journal of Forensic Science looked at 4,205 cases in city, state and county jurisdictions in California and Indiana, specifically focused on six crimes: homicide, rape, aggravated assault, burglary and robbery. It found that examination of forensic evidence at a crime scene increased the likelihood that a case would result in charges, conviction at trial, and a longer sentence. Forensic crime scene evidence increased arrests to 47 percent, compared to 20 percent in cases in which no such evidence was collected. Suspects were then charged in 32 percent of cases in which police collected forensic evidence, in contrast to just 14 percent of cases with no forensic evidence. Matthew Hickman is a Ph.D. at Seattle University and co-author of the article on the study, Effect of Forensic Evidence on Criminal Justice Case Processing. He said that although crime rates are diligently reported, crime evidence and outcomes are much harder to track and deserve further study. Hickman said a lack of data on such forensic evidence compelled the Bureau of Justice Statistics to conduct a survey on U.S. crime labs when he worked there in 2009. An analyst at the agency, Matthew Durose, said BJS conducted a follow-up study in 2014 but the data is still under review and results will not come out until early next year, so there is no current data available. A brief survey of other states found that jurisdictions that fingerprint more often tend to be larger, but not necessarily. Jodi Silva of the Houston Police Department said all patrol stations are equipped with fingerprint kits, and while they do not keep statistics on how often the kits are used, officers will fingerprint anytime there is an opportunity to collect additional evidence. Senior Cpl. Tramese Andrews of the Dallas Police Department said that officers in her city also fingerprint at their discretion. She said that last year they processed more than 16,000 crime scenes and were able to recover prints in more than half of the cases. See FINGERPRINTS, Page 20 CALIFORNIA Governor signs hard-won right-to-die legislation Religious groups and advocates for people with disabilities opposed the bill BY JUDY LIN Associated Press SACRAMENTO, California (AP) — California will become the fifth U.S. state to allow terminally ill patients to legally end their lives using doctor-prescribed drugs after Gov. Jer ry Brown announced Monday he had signed the legislation. Brown, a lifelong Catholic and former Jesuit seminarian, announced he signed the legislation after thoroughly considering all opinions and discussing the issue with many people, including a Catholic bishop and two of Brown’s doctors. “In the end, I was left to reflect on what I would want in the face of my own death,” the governor wrote in a signing statement that accompanied his signature on the legislation. “I do not know what I would do if I were dying in prolonged and excruciating pain. I am certain, however, that it would be a comfort to be able to consider the options afforded by this bill. He added he wouldn’t deny that right to others. Until now, Brown had declined to comment on the issue. State lawmakers approved the bill on Sept. 11. Aa previous version failed this year despite the highly publicized case of 29-yearold Brittany Maynard, a California woman with brain cancer who moved to Oregon where she could legally end her life. Opponents said the bill legalizes premature suicide, but supporters call that comparison inap- propriate because it applies to mentally sound, terminally ill people and not those who are depressed or impaired. Religious groups and advocates for people with disabilities opposed the bill and nearly identical legislation that had stalled in the Legislature weeks earlier, saying it goes against the will of God and puts terminally ill patients at risk for coerced death. The measure was brought back as part of a special session intended to address funding shortfalls for the state’s health insurance program for the poor. The governor had criticized the move to bypass the usual process. The bill he received includes requirements that the patient be physically capable of taking the medication themselves, that two doctors approve it, that the patient submit several written requests, and that there be two witnesses, one of whom is not a family member. California’s measure came after at least two dozen states introduced aid-in-dying legislation this year, though the measures stalled elsewhere. Doctors in Oregon, Washington state, Vermont and Montana already can prescribe life-ending drugs. Maynard’s family attended the legislative debate in California throughout the year. Maynard’s mother, Debbie Ziegler, testified in committee hearings and carried a large picture of her daughter as she listened to lawmakers’ debate. In a video recorded days before Maynard took life-ending drugs, she told California lawmakers that no one should have to leave home to legally kill themselves under the care of a doctor. “No one should have to leave their home and community for peace of mind, to escape suffering, and to plan for a gentle death,” Maynard said in the video released by right-to-die advocates after her death. The Catholic Church targeted Catholic lawmakers before the bill’s passage and urged the governor to veto it. “Pope Francis invites all of us to create our good society by seeing through the eyes of those who are on the margins, those in need economically, physically, psychologically and socially,” the California Catholic Conference said in a statement after its passage. DLN Front Oct7-15_Layout 1 10/6/15 1:24 PM Page 7 The Detroit Legal News, Page 19 WEDNESDAY, OCTOBER 7, 2015 Law Tech ELIZABETH MILLARD, THE DAILY RECORD NEWSWIRE Boost productivity with these hacks and apps Technology can be hugely helpful when it comes to communicating with colleagues and clients, speeding up document revisions, and finding information like a professional sleuth — but as most people experience, it also has a dark side. In our always-on society, people answer work emails in the middle of the night, even if they’re on vacation. Chiming in on a project or sending a “quick message” to a client can be done while waiting in line for coffee, but even with these strategies, it can feel like you’re never fully caught up. And that sensation of running behind can affect productivity. But there are simple, small ways to get on track. “Setting unrealistic expectations for yourself sets you up for failure,” notes Lar ry Kim, founder and CTO of Internet marketing software company WordStream. “Don’t be afraid to start with baby steps and work up from there.” In order to be more efficient and productive, he says it pays to create better tactics around technology usage. Here are three that can help: 1. Turn off alerts: Depending on how you set up your smartphone or laptop, you may get notifications for a wide variety of applications, from email to social media messages. “It’s terribly tough to get into your Zen zone when your phone is buzzing every few minutes,” Kim says. The first step is to shut the notifications off, and the next is to schedule a block of time to deal with all those emails and requests. This doesn’t have to be a large chunk of hours — in fact, it’s much easier if you create a brief window with a defined timeframe. For example, you might decide to answer emails during the first 10 minutes of every hour, and any email that can’t be handed in that time gets pushed to a larger afternoon block that you’ve set for yourself. Then, use your smartphone to set a timer of exactly 10 minutes. Although this “beat the clock” approach may seem anxiety provoking, it can actually feel like an exhilarating game. 2. Find an app that works for you: Not surprisingly, productivity tools abound in the app world, allowing you to schedule social media posts, save articles to read later, and keep all your passwords in one place. Two that are especially helpful for time management are Toggl and Yast. Attorneys and other legal professionals are already familiar with tracking time to ascertain billable hours, so adding a simple app for other time management can be easy. Also, teams can use these apps, so you might run a small department on one of these apps in order to do reporting and project management. Another popular app is Evernote, which allows you to create digital notebooks for keeping track of expenses, managing your calendar, planning trips, and keeping notes. Users often rave about how they only have to take photos of meeting briefs or receipts and the app will organize those into digital repositories. 3. Get help from IT: What stresses you out the most? Trying to catch up on email, or learning new tech systems? Maybe both? Whatever it might be, one top strategy is to ask for help — which is often as close as your nearest IT employee. It’s possible that you’re getting too much junk mail, which may require a f iner mesh on your spam filter, or you need a oneon-one lesson in the big security protocols that IT just implemented. Having employees embrace change by getting insight from IT is always welcome among technology professionals, says Jeremiah Talamantes, founder and managing partner of Minneapolis-based consulting firm RedTeam Security. “If your outlook is that technology is making you anxious or tense, there are ways to approach that,” he notes. “IT is there to reduce friction, so approaching them will help you enlist some powerful allies in your drive toward becoming more productive and less stressed.” Most likely, even after implementing signif icant changes, you may still feel like you’re always on the run. But putting these controls around technology usage can be helpful for feeling like you’re running toward a productivity goal, rather than always trying to catch up. ————— Elizabeth Millard has been writing about technology for nearly 20 years. Her work has appeared in ABA Journal, Law Office Computing, Business 2.0, eWeek, and TechNewsWorld. Around the State Submit news & views to [email protected] HAMBURG TOWNSHIP Boy Scout builds rocket launch pad in for Eagle Scout project Teen hopes other Scouts will use launch pad to earn merit badges BY JENNIFER EBERBACH Livingston Daily Press & Argus HAMBURG TOWNSHIP, Mich. (AP) — A Hartland High School student has created a place for rocket enthusiasts to reach for the stars. “My main objective was to give (people) a safe area to launch their model rockets,” Eagle Scout candidate Jack Parzuchowski, a Hartland High School senior and member of Boy Scout Troop 381, told the Livingston Daily Press & Argus ( http://bit.ly/1G7yjIq ). For his final Eagle Scout project, Parzuchowski designed and built a concrete launch pad near the small airfield where the Hamburg Flyers Radio Control Club meets to fly model airplanes at Manly W. Bennett Memorial Park in Hamburg Township. The township-owned park “had an old issue where people would launch their own rockets in the soccer f ields or baseball fields,” he said. “Now technically, anything that goes up in the air should be launched back by us (Hamburg Flyers Radio Control Club),” said Parzuchowski, who is a member of the model-airplane flying club. One major rule: You must do it when a member of the Hamburg Flyers is there. He said to set up a time to launch a rocket, contact Hamburg Flyers through its website, http://hamburgflyers.org, and someone will respond. “It is supposed to be monitored by the club for safety and insurance, even though it’s on township-owned land,” Parzuchowski said. There are other rules for using the launch pad, which will be posted. Parzuchowski entertained other ideas for his Eagle Scout project, like putting up a flagpole, but then he heard that Hamburg Township officials had discussed creating a designated area for model rockets. He wanted to be the one to make it happen. Boy Scouts can earn a merit badge for “building a rocket and actually launching it,” he said. “I hope Scouts will go there to do their merit badges. There are not (many other) places you can do it safely,” he said. He said people could fly model helicopters there, too. Several members of Hamburg Flyers Radio Control Club already launch them from their small airfield. “It could bring in new (club) members and that would really help us reach out to have more volunteers,” Parzuchowski said. He was proud of his Eagle Scout project, which he coordinated from start to finish. “I first drew up the plan way back in February, started designing it all and then I got some redesigns on it,” and Hamburg Flyers President Eugene Doncea did some modifications before it giving it his stamp of approval, Parzuchowski said. He also learned about the local political process. He presented the idea to township officials at public meetings, answered questions and made some modifications. He also had help from fellow Scouts and others, who came out to the park to help him pour concrete and install safety fencing. He wanted to thank all the people who helped him fundraise $700 for materials. Looking to his future, the high school senior wants “to go into aviation,” maybe heading to either Eastern Michigan University of Northwestern Community College in Traverse City for college. “I want to be an airline pilot,” he said. “I’ve flown in several single-engine Cessna (airplanes) and done ground school for a private pilot’s license, but no flight hours yet,” the aspiring pilot said. Before Parzuchowski officially becomes a full-fledged Eagle Scout — he is a candidate for the honor — his final project will go before different boards for reviews. He also has a few merit badges left to do. He said he expects the launch pad “to benefit the community and the township” as a new recreational option that also promotes safety, he said. AUTOMOTIVE Dozens of deaths likely from VW pollution dodge Experts say death toll in Europe could be as high as hundreds each year BY SETH BORENSTEIN AP Science Writer WASHINGTON (AP) — Volkswagen’s pollution-control chicanery has not just been victimless tinkering, killing between five and 20 people in the United States annually in recent years, according to an Associated Press statistical and computer analysis. The software that the company admitted using to get around government emissions limits allowed VWs to spew enough pollution to cause somewhere between 16 and 94 deaths over seven years, with the annual count increasing more recently as more of the diesels were on the road. The total cost has been well over $100 million. That’s just in the United States. It’s likely far deadlier and costlier in Europe, where more VW diesels were sold, engineers said. Scientists and experts said the death toll in Europe could be as high as hundreds each year, though they caution that it is hard to take American health and air quality computer models and translate them to a more densely populated Europe. “Statistically, we can’t point out who died because of this policy, but some people have died or likely died as a result of this,” said Carnegie Mellon environmental engineer professor Peter Adams. He calculates the cost of air pollution with a sophisticated computer model that he and the AP used in its analysis. Computer software allowed VW diesel cars to spew between 10 to 40 times more nitrogen oxides (NOx) than allowed by regulation, making this “clearly a concern for air quality and public health,” said Janet McCabe, acting air quality chief for the U.S. Environmental Protection Agency. Nitrogen oxides mostly form smog — that murky, dirty air that makes it hard to see and for some people to breathe — but also amplify a deadlier, larger problem: tiny particles of soot. Numerous medical studies show those tiny particles cause about 50,000 deaths a year in the United States, mostly from heart problems. Nitrogen oxides can travel hundreds of miles, so pollution spewed in Pittsburgh can be felt on the East Coast, Adams said. Experts calculate how much pollution costs society by looking at the value of lost lives. In this case, Adams and other said the lost lives — valued at $8.6 million apiece — overwhelm other costs such as lost work days or hospital costs. The overall annual cost of the extra pollutants from the VW diesels ranged from $40 million to $170 million, environmental engineering professors calculated. “Even the small increase in NOx from VW diesel emissions is likely to have worsened pollution along the roadways where they have traveled, and affected the lives of hundreds of thousands of people,” said Dan Greenbaum, president of the Health Effects Institute in Boston. “To say millions of people of people are breathing poor air as the result of that is not off the mark,” said Greenbaum, who runs the institute that is funded by both the EPA and the auto industry to serve as an independent arbiter of the science. In a response Saturday night to an earlier request for comment, Volkswagen said the EPA has noted that the affected vehicles do not present a safety hazard and are legal to drive. “General allegations regarding links between NOX emissions from these affected vehicles and specific health effects are unverified. We have received no conf irmed reports that the emissions from such vehicles caused any actual health problem,” the company said in a statement. The calculations should be put in context of air that is getting dramatically cleaner in the United States, experts said. Also, the deaths from extra pollution are dwarfed by the 35,000 people in the U.S. a year who die in auto accidents and are closer to the annual U.S. death toll of spider or snake bites. The AP calculated how much pollution was spewed year by year, starting with that broad 10 times to 40 times emissions level estimate from the EPA, then factoring in mileage and car number totals from EPA, the car company and Kelley Blue Book. The results show an upper and lower limit of extra nitrogen oxides pollution allowed by VW’s subterfuge. The AP took those figures to scientists who previously created a sophisticated computer program that looks at air movement and numerous epidemiological studies on the health effects of pollutants. The result was a rough estimate on deaths and costs to society based on a certain amount of pollution triggering each death. The EPA has its own open source computer model that calculates death and social costs of emissions, roughly f inding it takes nearly 1,300 tons of nitrogen oxides to cause one death. Using that calculation and AP’s emission totals, the total death figures over the past seven years range from 12 to 69, slightly lower than the AP calculations. The AP ran its calculations and results by more than a dozen experts in emissions, risk and public health. They all confirmed the calculations and results seemed right. One scientist had even done a statistical analysis on his own and came independently to the same conclusion. The experts were mostly university professors or from research institutes. They were not environmental advocates or representatives of auto companies. But engineers caution that these f igures come with many caveats and are ballpark estimates. They rely on many assumptions and a range of potential emissions per car. Air pollution impacts on people are usually calculated on a local level because that’s where it is felt, and it changes from place to place. But these calculations were broadened to a national level, which adds more uncertainty. The computer simulation that made the death calculations use conservative medical studies as their baseline. Other epidemiological studies would more than double the deaths and health costs, said Adams and model co-creator Jinhyok Heo of Cornell University. Chris Frey, an engineering professor at North Carolina State University, has been testing the VW diesels in real world conditions, driving more than 100 miles with monitors in the car tailpipes. He found pollution 10 times higher than the federal standard, and noticed that the worst pollution came as he got on to highways and in stop-and-go traffic. Those less desirable areas are where poorer people live, Greenbaum and other experts said. Since 2008, VW sold more than 10 million VW diesel cars in Europe, compared with less than half a million in the United States. In Europe, the population is more densely packed in urban areas, making them more vulnerable to added air pollution, several experts said. “Assuming most of the cars are in Europe, it’s pretty simple to estimate that it could go as high as hundreds,” said Robert Rohde, a physicist and lead scientist at the Berkeley Earth team that has estimated death tolls of air pollution in the past. State Roundup LANSING Factory worker wins $310.5M Powerball ticket LANSING, Mich. (AP) — A supervisor at a Michigan fiberglass factory who won a $310.5 million Powerball jackpot immediately quit her “nasty, dirty” job and will build houses for her family. Julie Leach of Three Rivers said Tuesday she was having a “really bad night” working the third shift when she took her lunch break at McDonald’s. She checked the five numbers in the drive-thru line. “I keep going to sleep and waking up with the same beautiful dream,” the 50-year-old told reporters in a news conference at the Michigan Lottery headquarters. Her partner of 36 years, Vaughn Avery, and some of their children and grandchildren looked on. “I’m going to take care of my kids,” Leach said. “I don’t want them to have to work like I had to work and deal with the kinds of things I had to deal with over life. I just want to make it a good life for them, take care of them.” She took a one-time lump payment of $197.4 million, about $140 million after taxes. Leach played in a lottery pool with her co-workers. But she stopped to buy $20 worth of extra tickets at the Three Rivers West Shell gas station on the way to work Wednesday night. At first, she did not believe she had won, returning to the Aquatic Bathware plant to ask co-workers to verify it. Then she went home and woke up Avery. “He wanted to go to work. I said, ‘Are you crazy? We don’t have to work anymore,’” Leach said. “We’ve always talked around campf ires and stuff, that if we ever won the lottery we wanted to buy a bunch of land and build all of our kids a home and basically have our own little community.” PETOSKEY Police say lawyer stole $100K from elderly woman PETOSKEY, Mich. (AP) — Authorities say 67-year-old northern Michigan man stole more than $100,000 from an elderly woman who was diagnosed with Alzheimer’s disease while he was serving as a lawyer. Michigan Attorney General Bill Schuette announced charges against Michael Aho Kennedy of Petoskey. Kennedy was disbarred this year by the State of Michigan Attorney Discipline Board. He was ar raigned on Monday in Emmet County District Court. The Associated Press sent a message seeking comment Tuesday from his lawyer. Investigators believe the embezzlement began in 2006 and a trust was drained. Schuette’s office says the woman’s family in 2012 received an inquiry from the Internal Revenue Service about investments Kennedy selected and investigators took note. The woman died in August. Kennedy is charged with embezzlement from a vulnerable adult and embezzlement by a trustee. ism. Several other Sigma Alpha Mu members were charged. GAYLORD Frat member gets DETROIT Judge orders probation in resort vandalism $150K to heirs of GAYLORD, Mich. (AP) — A lawyer in scandal member of a now-closed University of Michigan fraternity has been sentenced to two years of probation for a misdemeanor charge connected to vandalism at a ski resort. The Otsego County prosecutor’s office says 22-year-old Jesse Krumholz also was ordered in court Monday to pay $5,000 in restitution and about $400 in costs. His sentence included 100 hours of community service, which he already has completed. The Associated Press left a message Tuesday seeking comment from his lawyer. Krumholz earlier pleaded guilty to malicious destruction of a building. Doors, furniture, fixtures and carpet were badly damaged at Treetops Resort in Dover Township and Boyne Highlands near Petoskey. Both are in northern Michigan. Treetops estimated $430,000 in costs from the Jan. 17-18 vandal- DETROIT (AP) — A judge has ordered the federal government to refund $150,000 to heirs of a Detroit pension fund lawyer who died before being sent to prison for his role in a bribery and kickback scandal. The Detroit News reports that weeks before 71-year-old Ronald Zajac died in July at his home in Wayne County’s Northville Township he made the payment for his role in the corruption scandal under a forfeiture order. Zajac was awaiting sentencing after he and two others were found guilty of conspiracy. On Monday, U.S. District Judge Nancy Edmunds vacated the conviction, dismissed the indictment and ordered the money sent to Zajac’s estate because he died pending an appeal. The Detroit Free Press reports that prosecutors wanted to return the money to pensioners, including police officers and retirees. DLN Front Oct7-15_Layout 1 10/6/15 1:24 PM Page 8 Page 20, The Detroit Legal News WEDNESDAY, OCTOBER 7, 2015 Legal Affairs Submit news & views to [email protected] LAW LIBRARY Mark the Date Wayne Law to host I. Goodman Cohen Lecture in Trial Advocacy October 7 The I. Goodman Cohen Lecture in Trial Advocacy will be held from 5:30-7:30 p.m. Oct. 7 at Wayne State University Law School, Spencer M. Partrich Auditorium, 471 W. Palmer St. The lecture is free and open to the public. Susan Haack will deliver the I. Goodman Cohen Lecture in Trial Advocacy. Her topic will be “Mind the Analytical Gap! Tracing a Fault Line in Daubert.” Haack is distinguished professor in the humanities, Cooper senior scholar in arts and sciences, professor of philosophy and professor of law at the University of Miami. Lecture begins at 5:30 p.m. followed by a reception at 6:30 p.m. (A separate lunchtime presentation the same day is planned primarily for Wayne Law students.) The I. Goodman Cohen Lecture Series was established by the family of the late I. Goodman Cohen, a prominent trial lawyer who was active in the Michigan Trial Lawyers Association, known today as the Michigan Association for Justice. Wayne Law to hold series of panel discussions October 8 Wayne Law to hold a series of lectures called ‘Race and Society: The Dignity of People, the Destiny of Detroit.’ The lecture will take place on Thursday, Oct. 8 from 5-7:30 p.m. at the Spencer M. Partrich Auditorium at Wayne State University Law School, 471 W. Palmer St. The event is free and open to the public. This series of six public panel discussions addresses issues of race and class in Detroit schools, bringing together speakers who represent multiple and competing perspectives on this crucial topic. The series is sponsored by Teach DETROIT, WSU College of Education and Damon J Keith Center. For more information about this event, please contact Peter Hammer at 7-3620 or [email protected]. Capuchin Legal Clinic provides legal assistance October 8 Legal Aid and Defender Association Inc. (LAD) is providing legal assistance to the Capuchin Legal Clinic on the second Thursday of every month from 9-11 a.m. at the Capuchin Soup Kitchen on 4390 Conner St. in Detroit. Assistance is available exclusively to clients of the Capuchin Soup Kitchen. The next session will be on Oct. 8. Anyone seeking legal services can call 877-964-4700 or visit www.ladadetroit.org. Lecture on new global climate agreement October 13 Elliot Diringer, executive vice president of the Center for Climate and Energy Solutions, will present “Paris Preview: How the New Global Climate Agreement is Shaping Up” on Tuesday, Oct. 13, at Wayne State University Law School. The free lecture will take place from 12:15 to 1:30 p.m. in the Spencer M. Partrich Auditorium at the law school, 471 W. Palmer St. Lunch will be provided. The lecture is sponsored by the law school’s Program for International Legal Studies and presented in part through a grant from the International Law Students Association. For additional information about this event, contact Professor Gregory Fox at [email protected]. LAD to conduct free outreach clinic October 14 Legal Aid and Defender Association Inc. (LAD) will conduct a free outreach clinic on civil legal services for income-eligible veterans on Wednesday, Oct. 14 from 9 a.m. to noon at Detroit Veterans Center, 2770 Park Ave. Attendees are asked to register before 10 a.m. as a LAD attorney will assist only those persons who have done so by that time. Anyone seeking legal services can call 877-9644700 or visit www.ladadetroit.org. Second annual Blue Water Bash October 15 The Great Lakes Environmental Law Center is hosting the second annual Blue Water Bash from 7-11 p.m., Thursday, Oct. 15, at Tony V’s Tavern, 5756 Cass Ave. Detroit. The Wayne Law Transnational Environmental Law Clinic is a sponsor of the Blue Water Bash. This year the GLELC will be honoring Sen. Gary Peters as Great Lakes Legislator of the Year, and Jim Lynch from the Detroit News and Tom Henry from the Toledo Blade for Excellence in Environmental Journalism. Entertainment will be provided by the band The Gasoline Gypsies. The cost for this event is $15. Tickets are available at shop.glelc.org. For more information about this event, please contact Nick Schroeck at 313-5773943 or [email protected]. FINGERPRINTS: Evidence was contaminated From Page 18 Trooper Nate Reid of the Colorado Highway Patrol said officers hardly ever collect fingerprint evidence, except for rare cases such as encountering a stolen car. Reid said the CHP prefers to question suspects about the origin of the contraband instead. D’Anna Markley of the Los Angeles Police Department said they fingerprinted 14,377 scenes last year and have specially trained f ingerprint personnel, both civilian and officer. Jonathan Howard of the Phoenix police force said that all officers have black powder fingerprint kits in their cars and are trained to take prints if, in their opinion, prints are needed. Howard said they also take DNA evidence, and are often able to determine who last touched an object just by swabbing it. In Oklahoma, despite no history of violence, Silsby was convicted of second-degree murder in 2013. The Court of Criminal Appeals affirmed his conviction last year in an unpublished decision. Silsby said he originally told officers that his wife’s death was an accident because he was traumatized and he didn’t want anyone else to know she killed herself. He was especially concerned about his two youngest sons, who were not home when she pulled the trigger. The state said if the gun did accidentally go off while Silsby was holding it he is still guilty of second-degree murder; specifically a death that occurs while pointing a loaded gun at someone. Silsby said that if police had taken f ingerprints, they would have found evidence that backed up his story: hers from where she had shot herself and his from where he had taken it away after he finally got to her. Instead, the officer who arrived at the scene took the gun and, without gloves, placed it in a bag to give to the OSBI. The OSBI noted the contaminated evidence. Today, in the wide, arid expanse of western Oklahoma, the Wichita Mountains rise like testaments to the timelessness of the hard stone that created them. Set in their foothills is a tall stone fortress, with a top ring of barbed wire that gleams in the desert sun. Inside lives Charles Silsby Sr., who has another 13 years to think about the worst day of his life. “I told her once that I wanted to die in her arms, Silsby said. “She was 10 years younger than me, so I always thought it would be that way.” Instead, he held his dying wife of 18 years, and each time she stopped breathing, he squeezed her to get the blood flowing again. And he screamed for his son to call 911. And he screamed, “Why did you do this?” And he screamed and he sobbed and he cried into an ear that just kept bleeding. Wayne Law Reunion to feature Stephen M. Ross October 16 This year’s Wayne Law Reunion will be held from 5:30–7:30 p.m. on Friday, October 16, at the Westin Book Cadillac, 1114 Washington Blvd., Detroit. Tickets to the cocktail reception are $25. Alumni from the classes of 1980 and 1965 are invited to continue the reunion celebration with special dinners following the reception. Dinner tickets are $85 and include the cocktail reception. While all alumni are invited back for every reunion, this year’s reunion will honor recent alumni (2005-2014), class of 1980, and class of 1965 with special guest Stephen M. Ross. For more information about this event, please contact Duc Abrahamson at 3135776199 or [email protected]. ‘Corporate Counsel as Gatekeepers’ subject of Wayne Law Review Symposium October 16 This year’s Wayne Law Review Symposium will bring together a former associate U.S. attorney general, corporate counsel and academic experts on Friday, Oct. 16, to discuss “Corporate Counsel as Gatekeepers.” The symposium will take place from 8 a.m. - 4:30 p.m. in the Spencer M. Partrich Auditorium at Wayne State University Law School, 471 W. Palmer St. The event is free and open to the public. The event includes a continental breakfast, lunch and a cocktail and networking reception. Register online at law.wayne.edu/lawreview2015 by Wednesday, Oct. 7. LAD to conduct free outreach clinic October 21 Legal Aid and Defender Association Inc. (LAD) will conduct a free outreach clinic on civil legal services for clients of the Neighborhood Service Organization on Wednesday, Oct. 21, from 9 a.m. to noon at the Tumaini Center, 3430 Third Ave. in Detroit. Attendees are asked to register before 10 a.m. as a LAD attorney will assist only those persons who have done so by that time. Anyone seeking legal services can call 877-964-4700 or visit www.ladadetroit.org. DMBA’s Night Out with the Bench and Bar October 22 Looking for an opportunity to connect with your fellow lawyers and jurists outside of the courtroom? Join the DMBA on Oct. 22 as we welcome members of the Bench and Bar for a postwork happy hour at Buffalo Wild Wings, 1218 Randolph in Detroit. No program, no briefs, no arguments (except for the occasional friendly debate!) — this purely social evening will allow everyone a chance to connect with members of the judiciary, friends and colleagues in a relaxed setting. Registration is just $40 for DMBA Members; non-member attorneys pay $50. Judicial registration is complimentary. Registration includes light appetizers and one drink; a cash bar will be available. For registration, visit www.detroitlawyer.org/upcomingevents. For more information, contact Darlene Trudell at [email protected]. MSU College of Law to dedicate new plaza October 22 Thanks to a fundraising campaign that raised $1.3 million, on Oct. 22 the Michigan State University College of Law will dedicate its new plaza, which honors thousands of alumni who graduated from Detroit College of Law. A reception will be held from 5:30-7:30 p.m. at the college, 648 N. Shaw Lane in East Lansing. To register to attend the Oct. 22 ceremony, visit w w w. l aw. m s u . e d u / a d va n c e ment/dcl-plaza. Forum on beneficiary designations for retirement accounts October 22 Area investment advisors, registered representatives, and trust officers are invited to join Miller Canfield corporate lawyers Ken Konop and Kal Goren at the next Before the Bell Breakfast Forum taking a look at “Beneficiary Designations For Individual Retirement Accounts, Roth Individual Retirement Accounts and Employer Sponsored Tax-Qualif ied Retirement Plans.” The forum will take place on Thursday, Oct. 22, from 7:15-8:30 a.m. at the Townsend Hotel in Birmingham. There is no cost to attend. Space is limited to registered representatives, investment advisors, and trust officers. Advance reservations are required. To register, visit www.millercanfield.com and click on “events.” For additional information, call Sandy Bera at 248-267-3345. Michigan attorney co-edits ABA book on Section 1983 litigation Section 1983 litigation claims are as legally and factually complex as ever. Every official policy or conduct of state government is potentially subject to a suit on some constitutional or statutory theory of liability – such as tracing the lines of authority that set forth the parameters for an illegal search and seizure claim, or examining the emerging retaliation theories brought by public employees. A newly updated American Bar Association book, “Sword and Shield: A Practical Approach to Section 1983 Litigation, Fourth Edition” provides readers with a practical approach to Section 1983 litigation, a technically difficult and ever-evolving area of law. Edited by Edwin P. Voss Jr and Mary Massaron, this book: • Offers a comprehensive review of the fundamentals of Section 1983 litigation • Examines procedural intricacies of Section 1983 litigation in federal court • Discusses Section 1983 litigation in state court, including a discussion of state court jurisdiction, forum choice considerations and the methodology of state court Section 1983 litigation • Reviews a defense-oriented view of municipal liability under Section 1983 • Probes police misconduct claims in the context of the complex search-and-seizure rules that police must follow under the Fourth Amendment • Explores the constitutional rights of public employees • Examines the Section 1983 land-use case from its inception to the Supreme Court’s recent expansion of the right of property owners • Reviews students’ constitutional rights in public school settings • Lists individual immunity defenses under Section 1983 • To assist understanding of the intricacies of Section 1983 and updates in the law since its last publication in 2006, the book contains expert analysis regarding every issue you might face in a Section 1983 case. Edwin P. Voss, Jr., of Brown & Hofmeister, L.L.P., practices municipal law, focusing on civil rights defense, employment and Title VII defense, land use, zoning and ordinance defense, construction and personal injury. Voss has represented numerous clients in the United States District Courts for the Northern, Eastern and Western Districts of Texas, as well as in the Fifth Circuit Court of Appeals, in addition to Texas state trial courts, Texas Courts of Appeals and the Texas Supreme Court. Voss has handled §1983 litigation for local governments, special districts and government officials during the bulk of his legal career. Voss is a member of the Section of State and Local Government Law of the American Bar Association, is currently committee coordinator for the section, and is on the section’s National Council. He is also chair of the State and Local Government Relations Section of the Federal Bar Association. He has served on various federal court committees. He is Board Certified in Civil Appellate Law by the Texas Board of Legal Specialization, is a member of the Appellate Section of the State Bar of Texas and is also a member of the Appellate Section of the Dallas Bar Association. Voss has lectured numerous times on the subjects of §1983 liability, employment law and ethics. He has authored numerous articles concerning those same subjects, and recently published a chapter regarding immunity issues in A Defense Lawyer's Guide to Appellate Practice, published by the Defense Research Institute. He received his B.A. and J.D. degrees from Baylor University. Mary Massaron Ross, a shareholder at Plunkett & Cooney, is head of the firm’s appellate practice group and has handled appeals resulting in more than 40 published opinions. She has won numerous victories before the Michigan Supreme Court for clients in the public and private sector and has handled appellate matters before the Michigan Court of Appeals, the California Court of Appeals, the Ohio Supreme Court and federal appellate courts. Massaron Ross has chaired the Appellate Practice Section of the State Bar of Michigan and the Defense Research Institute’s Appellate Advocacy Committee. She co-chairs the Michigan Appellate Bench Bar Conference Foundation and is the chair of the ABA’s Standing Committee on Amicus Curiae Briefs. She served on the Michigan Court of Appeals Internal Operating Procedures Task Force and was a presenter at the annual seminar for the state judiciary. She was appointed to the Michigan Supreme Court Committee on Civil Jury Instructions. She earned her undergraduate degree from Marygrove College and her law degree from Wayne State University. ▼ New ABA book provides advice on how to handle client fraud cases Professionals and their firms are increasingly facing some variant of client fraud scenario. Falling victim to a client’s fictitious business or fraudulent state of affair –– be it a Ponzi scheme, a false paper trail or electronic book entries –– is a nightmarish scenario that, if not handled correctly, threatens the professional’s livelihood and the f irm’s very existence. “Professionals, Firms and Frauds: Defending Professionals Against Liability for Client Fraud”, is a new book released by the American Bar Association that surveys multiple areas of law practice and of substantive law to help organizations tangled in a client fraud situation. This primer on client fraud cases, helps professionals faced with such claims, and their lawyers to identify available defenses and strategies to minimize the fallout from such events. Author Craig D. Singer is a partner in the law f irm of Williams & Connolly LLP in Washington, D.C. He has played a significant role in developing and litigating defenses to claims commonly brought against lawyers and law f irms, representing clients in federal and state courts, government investigations, and arbitration proceedings across the nation. This book was co-sponsored by the ABA Criminal Justice Section and Section of Litigation. Special ALA Lunch Photo by John Meiu The Metropolitan Detroit Chapter of the Association of Legal Administrators (ALA) hosted a special lunch presentation on Tuesday, September 15, at Eddie Merlot’s in Bloomfield Hills featuring guest speaker Dennis Archer (fifth from left), former Detroit mayor and chairman & CEO/chairman emeritus of Dennis W. Archer PLLC/Dickinson Wright PLLC. Archer spoke on creating a good partnership between managing partners and administrators. Welcoming Archer to the lunch were (l-r) ALA Co-Director of Education, Meetings & Publicity Cara Blazek, ALA President Cynthia Whitcomb, ALA Co-Director of Education, Meetings & Publicity Dawn Fraczek, ALA Newsletter Chairperson Lyn Calu, ALA Secretary Linda Reyna, ALA Treasurer Geri Calvetti, ALA Community Connections Chairperson Debbie Hoffecker, ALA Diversity Chairperson Laura Davis, ALA Director of Business Partner Relations Melissa Clark, ALA Assistant Treasurer Beth Lockwood, ALA Immediate Past President Larry Halicki, and ALA Director of Membership Denise Doherty. Also during the meeting, ALA was collecting gently-used career dress wear to support the Lighthouse of Oakland County Career Dress program.