DDM - Diamond District

DIAMOND
DISTRICT
M O N T H LY
52
Vol.52
September 2014
Time For Business to Get Out of the
Business of Health Care
Single Payer Means More Money for Business, Better Health for Everyone
By Assembly Member Richard N. Gottfried, Chair, New York State Assembly Health Committee
E
mployers – especially small
businesses – have been suffering under the weight of skyrocketing health costs for decades. While
the Affordable Care Act eases the
blow somewhat, the fundamental
problem remains: We have an
employer-based healthcare system
that is largely at the mercy of big
insurance companies.
Assembly Member Gottfried
We are the only country in the
world with a system like this. And it’s all an accident of history.
During World War II, the federal government froze wages. To
compete for workers, some employers hit on the idea of offering to pay for health coverage for their workers – and the idea
caught on.
The Affordable Care Act expands coverage by mandating
and rewarding some employer-based coverage, creating health
insurance exchanges and subsidies to help those who are not
covered by employers, and expanding Medicaid.
It’s a good effort, but unfortunately it still leaves insurance
companies fundamentally in charge – with rising premiums, high
deductibles and co-pays, and restricted provider networks and
Continued on page 8
Safety & Security For Jewelers - Part 2
CRIME PREVENTION ADVICE FOR JEWELERS
Basic Security Recommendations When Carrying Jewelry Off-Premises
1. Never resist in a robbery. There are many instances of salespersons being punched, kicked, stabbed or knocked to the
ground, sending the injured salesperson to the hospital.
2. Jewelry merchandise left in an unattended vehicle is an easy
target for gangs and often means that there will be no insurance coverage. DO NOT LEAVE GOODS IN AN UNATTENDED VEHICLE. Do not leave jewelry merchandise in
the trunk or on the seat of your car, even for a minute, when
you run into a store or go on an errand.
3. Many off-premises robberies of traveling salespersons occur
in parking lots, often when going to or from hotels, where they
Save
The
Date
have been followed after making sales calls. Sometimes the
sales calls were made on the previous day and the salespersons
were not hit until the next morning after they have left the
hotel. SALESPERSONS MUST TAKE EVASIVE DRIVING
ACTION AFTER EVERY SALES CALL, AND BEFORE
RETURNING TO THEIR HOTEL, HOME OR OFFICE.
4. Salespersons must try to see if they are being followed by using
such evasive driving tactics as driving very slowly, by driving
around the block, by making u-turns or pulling into a bank
or fast food parking lot. Are one or more cars following you?
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McGraw Hill Center - 2nd Floor
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49th St. Entrance
Continued on page 9
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Legislative Update
New York State Ban of Sale of
Ivory Signed Into Law
G
overnor Andrew Cuomo signed legislation that amends New York State’s environmental law to ban the sale of ivory in New York State. The ban includes;
mammoth ivory, elephant ivory, and rhino horn sales. This New York State legislation enhances federal efforts to tighten the ivory trade ban that exists on a federal
level. The new law has a permanent ban on the sales of these products. There are
very few exceptions to the new law. The legislation authorizes New York’s Department of Environmental Conservation to issue permits for the sale of the following
items made from these products:
• Musical instruments (string, wind and piano) manufactured prior to 1975
• 100 year-old antiques comprised of less than 20 percent elephant ivory with
documented proof of provenance
• Elephant ivory where transfer of ownership is for education and scientific purposes including to a museum authorized by special charter from the legislature
• Elephant ivory where transfer is to a legal beneficiary of a trust or estate
All other sales of these products are now banned in New York State. The law also
has increased penalties for violation, including: a fine of $3,000 or 2x the value of
the article, whichever is greater, for the first offense, and a fine of $6,000 or 3x the
value of the article, whichever is greater for the second offense. Selling articles with
a value in excess of $25,000 is now classified as Class D Felony which comes with
a penalty of up to 7 years imprisonment.
This law goes into effect immediately. Existing license and permit holders may
sell ivory and rhino horn as defined on their licenses and permits until the current licenses or permits expire. The New York State Department of Environmental
Conservation is directed to provide additional information on following this new
ban within 30 days.
New York State now joins New Jersey, where the New Jersey State Legislature
this year approved a bill prohibiting most sales of ivory (elephant, hippopotamus,
mammoth, narwhal, walrus, or whale) and rhino horn. New Jersey’s governor,
Chris Christie signed the bill into law on August 5, 2014.
DIAMOND DISTRICT MONTHLY
580 5th Avenue, Suite 323
New York, NY 10036
Michael Grumet, Publisher
[email protected]
O.O. Barrett, Editor
Natalia Cheviakova, Administrative Director
[email protected]
Bernard Rapaport, Advertising Sales
[email protected]
P: 212-302-5690 F:212-302-7835
Michael Mitchell, Art Director
[email protected]
The Diamond District Monthly is
published monthly by the 47th Street
Business Improvement District.
DIAMOND DISTRICT MONTHLY SEPTEMBER 2014 3
Executive Committee
Harvey Nagin – Nagin Jewelry
President
Steven Grauer – Gold Art 18 KT LLC
Chairman
Michael Toback – Myron Toback Inc.
Vice Chairman
Dennis Marlow – Solitaire Creations Secretary
Robert Hadi – ABS Partners Real Estate, LLC
Treasurer
Richard Winick – Manny Winick & Son
Ken Kahn – KenArt Realties
Richard Friedman – I. Friedman & Sons
Ronnie VanderLinden – Diamex Inc.
Jeffrey Mordekai – Petra Jewelers Board Members
S. David Belsky – S.D.Belsky Associates
Chair Audit Committee
Jay Holzer – Dyckmans Chris Ipek – Altin Realty
Raizy Haas – Extell Development Corp.
Lucy Orozco – Valley National Bank
Matt Selig – Leo Ingwer
John Kocak – Unique Settings
Yale Zoland – Zoland’s
Danielle Azeroual – Premier Realty
Adnan Aydin - Futurama Jewelry Exchange
Jack Elo – The Elo Group
Moris Yero Shalmi – ABC
Marc Beznicki – Kingmark Jewelers
Alon Mor – Mor Diamonds
Jules Fleischer – Jewelry by Alexander
Sammy Abramov – AA Pearl
Michael Oistacher – Manhattan Gold & Silver
Isaac Chetrit – Yadidi Group
Sunny Yung – Central Management Corp.
Memhet Gulay – City Property Development
Adam Abramson – Abramson Brothers
Bill de Blasio – Mayor
Scott Stringer – New York City Comptroller
Gale Brewer – Manhattan Borough President
Daniel Garodnick – Council Member
John Glaister – Resident
Reuven Kaufman – Diamond Dealers Club
STAFF
Michael Grumet – Executive Director
Natalia Cheviakova – Administrator Director
4 SEPTEMBER 2014 DIAMOND DISTRICT MONTHLY
DIAMOND DISTRICT MONTHLY SEPTEMBER 2014 5
DDC’s First India Diamond Week Hailed a
Resounding Success
Event Creates a “Positive Impact” on International Diamond Trade,
says the GJEPC Vice-Chairman, Pankaj Kumar Parekh
T
he four-day exhibition of the first India Diamond Week at
the Diamond Dealers Club (DDC) in conjunction with the
Gems & Jewellery Export Promotion Council (GJEPC) came
to a resoundingly successful conclusion. Significant business
transactions and new connections were made on the DDC’s
Trading floor by U.S. and overseas participants, including DDC
members and exhibitors from abroad.
The four-day exhibition, following on the heels of Antwerp
Diamond Week and Israel Diamond Week, welcomed diamantaires from India to the U.S. This is the DDC’s third major
initiative in only a few months to draw new audiences and forge
bonds between diamantaires at the center of the diamond trade
to New York City’s Diamond Dealers Club.
The GJEPC’s Vice-Chairman, Pankaj Kumar Parekh, shared his
enthusiasm for the event. “We jumped on the privilege to participate when it was offered to us. Our relationship with the DDC is
very strong. We complement each other and can’t survive without
one another. The event was so successful that India diamantaires
are already eager to come back to the DDC next month!”
To formally mark the occasion, DDC President Reuven
Kaufman welcomed guests at a cocktail reception and networking event on Wednesday evening. “I was thrilled to see all the
tables, all the aisles, completely full,” he said as he addressed the
crowd. “By hosting India Diamond Week, and other shows at
the DDC, we are witnessing new relationships forming, business deals happening – our trading floor coming alive again.”
The show exceeded the expectations of India Diamond
Week exhibitors. Many expressed gratitude for being invited
to participate and for reaping the rewards of doing business in
real-time. Ashok Nadoda of Shree Ramkrishna Exports Pvt.
Ltd, one of the largest diamond manufacturers in India, said this
was a totally new experience for them. “This is the destination
for us to meet our customers and grow our business. We do
more than fifty percent of our business online. By being here,
this is the best way we can meet people, which helps increase
our business tremendously,” he said.
Mitesh Zaveri of Hari Krishna Exports Pvt. Ltd, commended
the DDC for conceiving and creating the show. “We didn’t know
what to expect and we’re very pleased with the results,” he said.
“We sold a nice amount of goods. Now that we participated in
this show, we’ll come up with new goals so we can sell more
next time.”
Local wholesalers and diamond companies noted that the
DDC’s India Diamond Week presented them with an opportunity to network face-to-face, build new relationships and
maintain bonds with companies they don’t usually interact
with in person, which is critical to business and making deals.
“I think the U.S. market works hand-in-hand with the Indian
6 SEPTEMBER 2014 DIAMOND DISTRICT MONTHLY
Left to right; Reuven Kaufman, Eli Izhakoff, Pankaj Kumar
Parekh
market,” said Penina Rapaport of the Rapaport Group. “We’re
seeing a lot more development with Indian companies, which
is why it’s very important to have India Diamond Week. People
really appreciate shows at the Diamond Dealers Club.”
Henry Desai of Bluerays Inc., a local manufacturer and
wholesaler said, “It’s important to build new relationships and
maintain bonds with these companies.”
WFDB and DDC Honorary President, Eli Izhakoff, attended
the reception on Wednesday evening. “It’s a pleasure for me to
see the reemergence of the DDC. The manifestation of this event,
following the recent shows, brings people together to create new
energy on the trading floor. I’m looking forward to watching
the DDC continue to blossom under Reuven Kaufman’s careful
and dutiful guidance.”
About the Diamond Dealers Club (DDC)
The Diamond Dealers Club (DDC) is the largest diamond
trade organization in the United States, and one of the leading
diamond exchanges in the world. The DDC works diligently to
support and encourage the growth of the U.S. diamond industry.
The mission of the DDC of New York is to foster the interests of
the diamond, colored stone and jewelry industry by providing,
regulating and maintaining a facility as the DDC; fostering just
and equitable principles in trade; establishing and promoting
industry-wide standards of disclosure; disseminating accurate
and reliable information; carrying out the activities and objectives of the organization in accordance with the laws of the State
of New York and the U.S.
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Time For Business to Get Out of the Business of Health Care
Continued
from Page 1
out-of-network charges. We all pay more because we are paying
for insurance company profits, administrative costs, and overhead
on top of paying for health care.
As long as insurance companies drive the system, New York’s
businesses and employees will continue to struggle with skyrocketing costs and no accountability.
We can do better. We can cover everyone, provide better
coverage, and save billions through publicly sponsored, singlepayer health coverage – like an improved version of Medicare
for everyone.
Like many other key services, health care should be a basic right,
not a “benefit” or a commodity.
Although Washington is gridlocked, individual states have long
served as “laboratories of democracy.” In New York, State Senator
Bill Perkins and I have introduced a single-payer bill called “New
York Health” (A5389-A/S2078-A).
New York Health would provide comprehensive, universal health
coverage for every New Yorker and would replace the current
system of private insurance company coverage.
a small business. New York Health would replace this regressive
system with broad-based revenue. There would be a graduated
tax on payroll (paid by both employers and employees) and on
non-payroll taxable income – all based on ability to pay. For most
employers and individuals, it will be a substantial reduction in
what they now spend for health care. Most people’s take-home
pay and employer profit margins will go up.
Good for business. Health insurance premiums from 20032013 have increased 89% with little to show for it. New York
Health would reduce costs for employers – large and small – by
taking them out of the business of buying health coverage. Most
employers subsidize their employees’ insurance premiums, even
as commercial insurance drives up rates with no accountability.
Small businesses in particular have no leverage with insurance
companies when it comes to bargaining rates.
New York Health would make New York dramatically more
job-friendly, especially for small businesses, start-ups, low-margin
businesses. A progressive taxation system would cost business
owners – particularly small business owners – much less than
they pay now. That means more profit for businesses and more
take-home pay for employees.
The current system is broken beyond repair and does not serve
the best interests of patients, healthcare professionals, business,
labor, or taxpayers. No amount of around-the-edges solutions can
fix the underlying problem. As long as commercial insurers run
the system, we are hostage to big insurance companies.
Support is growing for a common sense, single payer solution. A report by the non-partisan organization Public Citizen
shows how a state single-payer plan can be enacted even with
federal laws like the ACA and Medicare. Vermont has enacted a
single-payer system that is expected to start up in 2017, pending
federal approval.
New York Health is good for employers – especially small
businesses, good for working families, and good for healthcare
professionals. It’s time to move beyond patchwork fixes and enact
real reform, providing affordable, quality care to all New Yorkers.
Patients and Doctors making the decisions. Under the current
system, patients and healthcare providers are at the mercy of
insurance bureaucrats. Worse yet, few of those bureaucrats even
have the appropriate medical knowledge to rule on particular procedures. Under New York Health, only patients and their doctors
– not insurance companies – would make health care decisions.
Comprehensive coverage. All New Yorkers would be covered for all medically necessary services, including: primary,
preventive, specialists, hospital, mental health, reproductive
health care, dental, vision, prescription drug, and medical supply costs. This would be more comprehensive than commercial
health plans today.
Paid for fairly. Today, insurance companies set the same high
premiums, deductibles, and co-pays, whether it’s for a CEO or
a receptionist. Small businesses have no leverage with insurance
companies, and a big successful company actually pays less than
8 SEPTEMBER 2014 DIAMOND DISTRICT MONTHLY
Less administrative waste, better care, more accountability.
The total cost would be tens of billions less than what we now
spend, because we wouldn’t be paying for huge insurance company
administrative costs and profits or for the time and paperwork
of dealing with insurance companies. Health coverage would be
accountable to the people of New York, not to insurance company
stockholders.
The most affordable solution. A 2009 report by New York
State found that a single-payer plan would have the lowest cost
for providing universal coverage, compared to plans relying on
insurance companies and employment-based coverage.
New York Health: You and your health care providers work to
keep you healthy, and New York Health pays the bill.
Assembly Member Richard Gottfried is chair of the NYS Assembly
Committee on Health.
CONTACT INFORMATION:
NYC: 242 West 27th Street, New York, NY 10001, 212-807-7900
Capitol: 822 Legislative Office Building, Albany, NY 12248,
518-455-4941
[email protected]
www.Assembly.state.ny.us/Gottfried
www.RichardGottfried.org
T: @dickgottfried
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from Page 1
Safety & Security For Jewelers - Part 2
5. If you are being followed, call 911 and say “I am about to be
the victim of an armed robbery” and if possible make your
call obvious to the suspicious persons. When criminals see
you using your cell phone after you have spotted them, they
are less likely to pursue you because they may fear you have
called the police.
11. Even if you are not carrying jewelry merchandise, if you are
visiting jewelry premises and are carrying a bag of any sort, you
are a target. The criminals that stake out jewelry premises may
mistake the bag you are carrying, whether an attaché case or
your gym clothes, for a bag containing jewelry merchandise.
When you can, avoid carrying a bag of any sort.
6. Don’t fall for distractions. If someone approaches you for
change or directions, consider yourself a crime target and
move on swiftly.
12. Gangs have been known to place GPS devices on the autos
of salespersons. There are electronic devices available to
detect the presence of GPS devices. Salespersons should also
inspect underneath their vehicle from time to time.
7. If you experience trouble with your car trunk lock, door
lock or ignition key, or have a flat tire, radiator trouble or
are bumped by another car, consider yourself a crime target.
Immediately get yourself to a place of safety.
8. South American gangs watch retail jewelry locations. When
you arrive at a location carrying jewelry, drive around the
area and look for suspicious groups of males who may be
sitting in nearby vehicles. Park as close to the main entrance
to your destination as possible, and do not enter or exit by
a rear or secluded entrance.
9. Jewelers should not take valuable jewelry merchandise to
their homes.
10. Whether riding in a taxi, shuttle bus, or by any means of transportation, keep all jewelry merchandise with you, not in the
trunk of the taxi or storage compartment of the bus or van.
The Jewelers’ Security Alliance (JSA) is a non-profit trade
association providing crime prevention information and
services to the jewelry industry. JSA, founded in 1883, has
23,000 member locations and works closely with the FBI and
law enforcement agencies throughout the U.S.
CONTACT INFORMATION:
John J. Kennedy, President
Jewelers’ Security Alliance
6 East 45th Street, #1305
New York, NY 10017 USA
212-687-0328 or 1-800-537-0067
e-mail: [email protected]
website: www.jewelerssecurity.org
DIAMOND DISTRICT MONTHLY SEPTEMBER 2014 9
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Department of Consumer Affairs Announces Sweeping
Small Business Relief Package to Overhaul Small Business
Regulation and Ramp Up Business Outreach
Reforms Will Reduce the Number and Cost of Violations, Cut Red
Tape, and Empower Businesses with Education, Fulfilling a Longstanding Commitment by Mayor Bill de Blasio to Break From the Past
and Support New York City’s Small Business Community
D
epartment of Consumer Affairs (DCA) Commissioner
Julie Menin announced that as of July 1, a wide-ranging
package of nearly two-dozen reforms have been implemented to
bring much-needed relief to thousands of New York City’s small
businesses. The reforms fulfill Mayor Bill de Blasio’s campaign
promise to reduce onerous fines on small businesses. The business
relief package will reduce the number and cost of fines, increase
transparency and fairness, and greatly expand the education of
and outreach to businesses. While these reforms will aid the
majority of law-abiding businesses, DCA will ensure a rigorous structure of oversight and fines for the types of businesses
and practices that raise health concerns and for businesses that
flout rules, engage in predatory behavior, or negatively affect
the public’s well-being.
“Small businesses are the heart and the economic engine
to this City, and following the Mayor’s lead, DCA is committed to making our operations fairer, simpler and less onerous
on law-abiding businesses,” said DCA Commissioner Menin.
“The reforms will create an easier environment for businesses
to operate in our City while at the same time ensuring that we
remain vigilant in our work protecting consumers and keeping
the marketplace fair.”
“The Department of Consumer Affairs is taking action to end
the game of “gotcha” that has characterized past relationships
with many small businesses. These new steps will not only reduce fines, but educate business owners as to how they can meet
inspection standards,” said Kathryn Wylde, President & CEO of
the Partnership for New York City.
“Commissioner Menin understands that issuing warnings
instead of fines, and giving businesses a chance to correct violations is the best way to ensure the quality New Yorkers deserve
without creating additional burdens on business owners. I
applaud Mayor de Blasio for working with businesses and supporting our job creators.”
“We welcome and embrace this show of support by Mayor de
Blasio, Commissioner Menin and DCA,” said Fernando Mateo,
President of Hispanics Across America, which represents thousands of small, minority-owned businesses in the City. “This is
a godsend to small business. It‘s like oxygen to a patient who
is suffering.”
From these specific reforms, DCA is expected to meet the
Mayor’s fine reduction goal of 21 percent, or approximately
$5 million, while at the same time making it easier for small
businesses to learn about their regulatory responsibilities and
to interact with DCA. Owners will be able to direct their hardearned money that previously went to onerous fines, towards
reinvestment into their businesses, which will strengthen and
promote economic growth within their communities.
“From my experience as a small business owner, to my years
as a consumer protection lawyer, and as head of a community
board who listened to all sides of an issue, I understand how
important it is to balancing the needs of small business owners
and protecting consumers throughout New York City. This package does just that,” said DCA Commissioner Menin.
Key reforms that have been enacted include:
Reforms designed to reduce the number and cost of fines:
• Reduced Number of Violations:
»» DCA will only issue one violation for any piece of information missing from a required sign, the receipt or record
book, instead of one violation for each missing piece as
it had in the past. A second violation will be issued if the
sign or required record book is missing completely or a
receipt isn’t provided. For example, a sign that has six different components used to receive six separate violations.
Under the new policy, there will be just one violation for
any missing pieces of information.
»» DCA has also changed policy regarding individual price
posting, which will benefit bodegas, small groceries and
general retail stores.
• Reduced Settlement Amounts: DCA will reduce the amount
that a business can settle a violation for in numerous industries.
• Curable Violations: The “Cure Law,” which went into effect
June 30, gives DCA an unprecedented opportunity to allow
businesses to correct first-time violations for many signage
violations, which represent more than 100 different violations
Continued on page 13
DIAMOND DISTRICT MONTHLY SEPTEMBER 2014 11
Free Citizenship N
Services
Provided At
Your Workplace
ational Immigration Forum’s The Bethlehem Project is
an initiative by the non-profit that advocates for the value
of immigrants and immigration to our nation. They currently
work with businesses nationwide to bring free citizenship
services to the worksite. They provide information workshops
and legal assistance to help eligible green card holding
employees and their families become US citizens. For more
information contact Jennie Murray, Director of Integration
Programs, [email protected] or see their website
http://immigrationforum.org/bethlehem
home to the New york jewelry center
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and jewelry designers
for rental information contact: KEN KAHN 212-354-0200
[email protected]
12 SEPTEMBER 2014 DIAMOND DISTRICT MONTHLY
Continued from Page 11
Department of Consumer Affairs Announces Sweeping
Small Business Relief Package to Overhaul Small Business
Regulation and Ramp Up Business Outreach
issued by DCA. Beginning July 1, first time violator businesses
have 30 days to correct these violations and avoid having to
pay a fine. For example, a nail salon that does not have its
refund policy posted when the business is inspected would
have previously faced a $250 fine, but if they submit proof
that they have posted one within 30 days, they will not have
to pay anything. This opportunity will affect about 20 percent
of all violations issued by DCA.
• Issuing Warnings: DCA will also be going beyond the Cure
Law and will issue warnings instead of violations for additional
violations not covered by the law, such as not having the DCA
license number on all printed materials, and not stating the
reason for the range of price variations on a price list.
Reforms designed to increase transparency and fairness:
• Inspection Checklists: Previously, businesses would complain that they did not know what DCA was looking for in its
inspections. For the first time ever, 41 easy-to-read checklists
that inspectors use to conduct patrol inspections are posted
online at nyc.gov/BusinessToolbox, so that businesses can
learn what inspectors require. The 10 most common checklists
are being translated into Spanish, Chinese, French, Creole,
Korean, Russian, Bengali and Arabic. All others will be
translated into Spanish.
• Inspections in Preferred Language: Businesses can now
request that that their DCA inspection be conducted in the
language of their choice. Inspectors carry a card with them
that allows business owners to point to a language using a
translation service on the phone. The point-to card has 10
languages, but inspections can be inspected in any language
provided by the City’s translation service. DCA has Spanish
and other language-speaking inspectors.
• New Online Routing Tool: Previously, some neighborhoods were overburdened by inspectors, while others were
under-inspected. DCA will now be using internal mapping
technology to ensure equitable distribution of inspections
across the city.
Reforms designed to increase business education:
• Open Houses and Community Outreach: DCA will increase
the number and frequency of Open Houses when small businesses can come in for training, and will expand its presence at
community events. DCA will strengthen its partnership with
Business Improvement Districts to disseminate information
to their members about DCA activity and policies.
• “Ask an Inspector”: Starting July 21, a DCA inspector will
be in the Licensing Center daily to answer questions from
businesses about rules and regulations. DCA will also be
expanding this program to its borough offices.
• Laws and Rules Alerts: DCA will proactively engage business
when new rules or laws are enacted that will directly impact
them.
• Legal Ombudsman: A newly created role in our Legal Division will be dedicated to answering questions for businesses
and helping navigate complicated rules.
• Businesses Education Days: Our DCA inspectors will increase the amount of “Business Education Days.” On these
days inspectors will be going door-to-door to businesses to
hand out information and answer any questions business
owners might have.
• Financial Counseling: DCA will offer convenient financial
counseling services to small businesses.
• Other Improvements: DCA offers the City’s first and only
online live chat option, which enables New York businesses
to easily ask questions during business hours without having
to visit DCA’s Licensing Center or take time away from their
customers to call in a question.
Firm and Resolute on Consumer Protection Where it Matters:
• Whether expired medicines or stores selling tobacco to
minors, DCA will remain as vigilant as ever in protecting
consumers. The Agency is currently involved in several aggressive initiatives to crack down on scams, abuses, fraud and
unlicensed activity through investigation and other tactics.
DCA urges New York City consumers with consumer protection issues to call 311.
DCA enforces the Consumer Protection Law and other related
business laws throughout New York City. Empowering consumers and businesses to ensure a fair and vibrant marketplace,
DCA licenses about 80,000 businesses in 55 different industries.
Through targeted outreach, partnerships with community and
trade organizations, and informational materials, DCA educates
consumers and businesses alike about their rights and responsibilities. New York City businesses can visit the Business Toolbox
at nyc.gov/BusinessToolbox and are encouraged to share suggestions about other business services they would find useful by
on DCA’s social media sites, Twitter, Facebook, and Instagram.
For more information, call 311 or visit DCA online at
nyc.gov/consumers.
DIAMOND DISTRICT MONTHLY SEPTEMBER 2014 13
10 West 47th St., #200 New York, NY 10036
G emo l o g i cal A p p r ai s al
Lab o r at o r y
o f A m eri ca, I n c.
212-382-2888
Argyle Insurance Agency
71 West 47th Street, Suite #1002
Ph. 212-921-7661
www.ArgyleInsuranceAgency.com
Robert A. Lejman, Licensed NYS Insurance Broker
• Specializing in Standalone Jewelry Insurance for your clients pesonal jewelry.
• Also offering Jewelers Block Policies.
• Keep Jewelry OFF Homeowners & Renters Insurance, better to have a separate policy!
• Our policies offer Worldwide Coverage, No Deductible, All-Risks.
• Our policies are Agreed Value, rather than the less desirable Replacement Policies.
• In case of a loss, you or your client receives the Insured Value, not a Replacement item.
• For most Standalone Jewelry Policies, we can quote & insure same day!
Call or stop in to inquire or pick up an application.
We can also email an application to your Client.
Your clients can be insured before they leave the Distict!
Independent Appraisers
Since 1979
GAL is an independant jewelry
appraisal and gemological lab
services company, with over 30
years of continued customer
satisfaction. Our staff of expert
Gemologists have helped build
our reputation as one of the
lea
leaders in the industry. Our
appraisals are recognized
worldwide by retailers, private
jewelers, wholesalers, and
insurance companies. We offer
a number of appraisal services
as well as comprehensive
l aboratory services.
Ad v a n c e d Id e n tific a tio n
Orig in D e te rmin a tio n
Tre a tme n t D e te c tio n
Sy n th e tic & Tre a te d D ia mo n d s
C o n g rat u l at i o n s !
T ra vis L e jma n, FG A , G G
&
J os hua L e nts , FG A , G G
For Comple tion of:
T he G e mologic a l A s s oc ia tion
Of
G re a t B rita in’s Highly Cove te d
Fe llow s hip P rogra m
in G e mology
USA MICRO SETTING and FINISHING
Hernan Reinoso
FULL SERVICE OF JEWELRY WORK u
u MICRO PAVE AND ALL TYPES OF STONEs SETTING u
u LASER ENGRAVING u
u LASER WELDING u
u Premium loose stone detector TO SATISFY YOUR CLIENTS u
u FULLY INSURED u
u
All of the above are taken care in the same premises.
Quality and punctuality are our standards.
PROUDLY MADE IN THE USA
48 West 48th Street, Suite 806 • NY, NY 10036
Tel: 212-764-7142 • Fax: 212-764-7143 • CeLL: 917-656-6353
[email protected]
14 SEPTEMBER 2014 DIAMOND DISTRICT MONTHLY