President`s Message - Texas Mortgage Bankers Association
Transcription
President`s Message - Texas Mortgage Bankers Association
MAY | JUNE 2014 Vol. XXII No. 3 CURRENT MEMBERS page 13 President’s Message Greetings TMBA Members, This is my first letter to you as TMBA President and I am excited to report that your association is in terrific shape with strong momentum as we begin to close our first 100 years of existence. Our annual Convention this past May was a huge success with national attendance, engaging speakers, and 730 attendees. We are clearly the only state event in the country that is considered a mustattend on the national level. And what makes us unique is the combination of content, networking, and business meetings along with fun events in a beautiful resort setting. I look forward to seeing you all back at the Hyatt Hill Country in San Antonio May 3-5 2015! While my term as President runs from May 2014 to May 2015, the TMBPAC fundraising year runs January–December. What does this mean? Long before I was sworn in, TMBPAC Chair–Ruth Ruhl, TMBA General Counsel–John Fleming, and myself have been working on TMBPAC goals and setting up for the 2015 legislative session. Over the last ten years we have raised on average $50,000 annually for the TMBPAC from which we made campaign donations to legislators. It is in this way that we express to our elected representatives what issues are important to us as an industry. Unfortunately, when compared to other peer association PACs, we are not even in the game. The Texas Association of Realtors PAC raised almost $3 MILLION in 2013 – that’s 60 TIMES what we raised! What does this mean? When we have a position on a political issue that is different from the Realtors’ position – we lose…every time. We are going to change this. For 2014 TMBPAC Chair Ruth Ruhl has declared a fundraising goal of $150,000. When this was announced it was greeted with some skepticism – which was fair, given we wanted to raise three times our 2013 haul. However, I can tell you now, don’t mess with Ruth! By the end of June 2014, half-way through the TMBPAC year, we crossed the $100,000 level. In less than six months we have raised more than the TMBPAC has ever raised in a single year! Thank you to all of you who have stepped up to the challenge and have helped us make history. Now how can you help your association and industry and protect your future? First, if you have not made a TMBPAC contribution for 2014 – join your peers and contribute today. You can contact Jamie Powers at the TMBA office ([email protected]) or you can go to the TMBA website (https://texasmba.org/tmbTMBPAC/contribution.asp ) to make your contribution. Second, we are entering into the TMBPAC company campaign phase, where many member companies will be running internal campaigns to generate additional contributions. If you would like to have a campaign at your company, please contact Ruth at [email protected]. Finally, this fall we will be delivering campaign contributions to legislators in their local offices before the 2015 session begins. We want constituents who are in the mortgage banking industry to join us on these visits–our Advocacy Army. Please let Jamie know ([email protected]) if you would like to be on the list for these visits. And finally–make plans to join me and your peers around the state at our annual Educational Seminar& Marketplace this November 19 & 20 in Houston. Thank you for your support of your association! Sincerely, Off ice rs President Tom Rhodes, Austin Vice President Tom Tallent, AMP, CMB, Fort Worth Secretary/Treasurer Mary Pirrello, AMP, Dallas Associate Representative Ruth Ruhl, Dallas Past President Susan T. Stewart, San Antonio Past President Timothy Fisher, Dallas Executive Vice President Lisa Vercher, Austin General Counsel John Fleming, Austin D ire ct o rs Blane L. Bauch, Houston Judith A. Belanger, CMB, Houston Michael A. Carroll, Austin James Clapp, Plano Amy J. Coke, Dallas Tracy Maynard Cole, Fort Worth Brian Collins, Fort Worth Troy W. Garris, Flower Mound Scott Gillen, CMB, Houston Jason Gillespie, AMP, CMB, Plano Dana Gompers, CMB, Houston Jonathan M. Grafflin, Irving Michael L. Kennemer, Addison Renessa Knowles, Lubbock Mike Manley, San Antonio Cari McCue, Plano Dayna D. McElreath, Austin Paulina S. McGrath, Houston Vicki Murphy, Dallas James Sean O’Neill, CLBB, Richardson Chad Overhauser, Austin Allan B. Polunsky, San Antonio Mark A. Raskin, Dallas Steve Remington, Plano Ruth Ruhl, Dallas Todd Salmans, Dallas Andrew Taylor, Irving Billy F. Vaughn, Dallas Trey Worley, Dallas Aff iliat e D i rec t o r s Vinnie Magnarini, Austin MBA Amy Coke, Dallas MBA Mirella “Millie” Garcia, El Paso MBA Regina Eldridge, TMB San Antonio Tom Rhodes 2014-2015 President www.texasmba.org t www.texasmortgagelicensing.org TMBA 2015 EVENTS TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 Advocacy Day March 23 & 24, 2015 The Driskill Hotel Austin, Texas Southern Secondary Market Conference February 2015 Dallas, Texas 99th Annual Convention May 3-5, 2015 Hyatt Regency Hill Country Resort San Antonio, Texas save the dates 2 www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 CONTENTS FEATURE S 04 05 06 07 29 DEPA RTME NTS 09 13 18 21 21 22 23 25 27 MBA Compliance Essentials TMBA Recognizes Extraodinary Leadership 2014-2015 Committee Chairs Membership Directory 2014 Convention Recap U pcomi n g TMB A Meeti n gs & Con feren ces Reverse Mortgage Day September 10 & 11, 2014 The Westin Galleria | Dallas, Texas 64th Annual Educational Seminar & Marketplace November 19 & 20, 2014 The Westin Houston Memorial City Houston, Texas Mortgage Servicing Forum December 1 & 2, 2014 The Westin Galleria | Dallas, Texas Southern Secondary Market Conference February, 2015 Dallas, Texas TMBPAC contributors TMBA members - regular TMBA members - associate TMBA members - affiliates TMBA members - associate MBAs Future Leaders Reverse Mortgage Day Educational Seminar & Marketplace Mortgage Servicing Forum 99th Annual Convention May 3-5, 2015 Hyatt Regency Hill Country Resort and Spa San Antonio, Texas U pcomi n g In dus tr y Meeting s & Con feren ces MISSION TMBA’s mission is to be committed to being a quality-focused association of real estate finance professionals that provides the best educational resources, government advocacy, and industry interaction available for building a viable, competitive, and profitable mortgage lending and servicing industry in the state of Texas. leading Texas real estate finance industry since 1917. www. t e x a s m b a . or g Advocacy Day March 23 & 24, 2015 The Driskill Hotel | Austin, Texas t TMB San Antonio Monthly Luncheon | Jeffrey Jenson July 8 | 11:30 am Sonterra Country Club Houston MBA Monthly Luncheon | W. Scott Norman July 9 | 11:30 am Post Oak Grill T M BA S t aff Executive Vice President Lisa Vercher Membership & Meeting Coordinator Shannon McKinley Communications Specialist Jamie Powers w w w .t ex a smo rt ga gelic ensing.o rg 3 TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 MBA Compliance Essentials sm Affordable Guidance and Model Policies and Procedures Critical Compliance Support Top Features MBA Compliance Essentials provides a clear picture of what your company needs to do to comply with new and existing mortgage rules. Our in-depth resource guides include model policies and procedures, and are meant to support your company’s creation of a robust Compliance Management System (CMS). • NEW: Delivered in an editable format, so that you can take our carefully crafted model policies and procedures and fit them into your company’s compliance management system MBA Compliance Essentials Resource Guides are written in collaboration between leading law firms and MBA, and equal many hours of legal consultation. They are available to MBA members at a very reasonable cost, considering their value. • Sample policies and procedures • Compliance checklists and charts • Plain-English background and analysis by top industry legal experts in conjunction with MBA in-house legal staff • Updates included as rules evolve through 2014 Turn the page to view a full list of our CLICK HEREofferings. FOR T HE MBA Compliance Essentials Orders received through the TMBA office will receive a “national and state member rate” at the best discount, or a “state member only rate” well below the standard MBA non-member rate. ALL orders MUST be sent to the TMBA office to receive the special pricing - even those that are MBA members. For more information about MBA’s Compliance Essentials - view the brochure. To order, click on the link below or click here and return to the TMBA office via fax (512.480.8621) or email lvercher@ texasmba.org FULL BROCHURE AND ORDER FORM. 13937 4 www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 TMBA RECOGNIZES EXTRAODINARY LEADERSHIP The Texas Mortgage Bankers Association (TMBA) honored James S. DuBose of Colonial National Mortgage with the 2014 Larry E. Temple Distinguished Service Award at the Texas Mortgage Bankers Association’s 98th Annual Convention on May 6, 2014. Each year since 1953, TMBA has recognized an individual who has provided extraordinary leadership and service to the association and the mortgage banking industry. The contributions made by such an individual go far above and beyond those of ordinary service. James S. DuBose is a classic American success story. After serving in World War II as a bomber pilot, DuBose completed a business degree and started Fort Worth Mortgage in 1952 as a one-man shop to meet the growing post-war demand for housing in North Central Texas. In 1972 he purchased Colonial Savings and Loan, which provided a capital base to enlarge the business. In 1982 he started CU Members Mortgage, a division dedicated to providing credit unions nationwide with mortgage origination and servicing. Over six decades, his leadership and vision guided the company to expand its mortgage capabilities to James S. DuBose 2014 Larry E. Temple Distinguished Service Award all 50 states, while adding consumer and commercial banking services, life and hazard insurance products, as well as residential and commercial title services. During the turbulent 80’s, Colonial Savings was one of only six S&L’s in Texas to survive, a testament to DuBose’s integrity and business acumen, which earned him the 1998 Business Executive of the Year Award in Texas. Today, the Colonial Family of Companies has more than 800 employees and is recognized as one of the top 30 mortgage companies in the nation, with a servicing portfolio of more than $23 Billion. Throughout his career, DuBose has given back to the communities where he operates, providing donations of time, money and talent to improve the lives of our neighbors. From housing to health to educational causes, he has contributed significantly and consistently over the course of 60 years to make our communities stronger. Most important, he is respected by his peers, trusted by his customers, and absolutely beloved by his employees. www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg 5 TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 2014-2015 COMMITTEE CHAIRS Audit, Budget, & Finance Planning & Development Mary Pirrello, AMP Membership Vicki Murphy Convention Jason Gillespie, AMP, CMB Secondary Michael Lima Convention Trey Worley Seminar Dayna McElreath Education & Endowment Troy Garris Servicing Scott Gillen Future Leaders Adam Isbell TMBPAC Ruth Ruhl Advocacy & Government Relations Rhiannon Bolen 6 www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg TMBA 2014.2015 Membership Directory TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 let TMBA’s Membership Directory work for you all year long! TMBA is excited to announce that advertising opportunities are now available in the 2013-2014 TMBA Membership Directory! Our annual directory is referenced as a comprehensive resource guide and networking tool for members of TMBA. With more than 1000 copies printed and mailed, don’t miss this opportunity to reach the decision makers in one of the largest state-wide mortgage organization throughout the entire year. Texa s ga M o rt an ge B k e rs Asso c ia ti What is the TMBA Membership Directory? on Membership Directory 2013-2014 IP R S2-H2013 E B EM 201 The TMBA Membership Directory is a comprehensive, annual publication from the Texas Mortgage Bankers Association that will be printed and distributed in September. It’s a handy, year-round print directory that TMBA members use to search for connecting with other members, new service providers, and existing business partners. M ECTORY DIR What are the benefits of advertising in the Membership Directory? Members use the annual membership directory throughout the year to search for potential service providers to learn about their products and services available. Advertising in the TMBA membership directory not only provides information on your company, product and/or services but it also demonstrates your support TMBA and this resource. 1 www. texa smba w. | ww .org texa tg smor ageli cens ing.o rg www.texa T Esmba X A .org www.texa S M| O R T G Asmor G E tgag B Aelice N K nsing E R S.org ASSOC IATION 1 Reserve space for your company’s advertisement in the 2014–2015 TMBA Membership Directory. Are special advertising opportunities available? Yes. Companies can reserve tab dividers separating designated sections within the membership directory. These tab dividers draw more attention to your advertising message. In addition, preferred pages are available, including: the back cover; inside front cover and inside back cover and their facing pages. All are available on a first-come, firstserved basis. Who receives the TMBA Membership Directory? The TMBA Membership Directory is published once per year, mailed annually in September and available to all TMBA members. www. t e x a s m b a . or g The TMBA Membership Directory is mailed to key individuals within member companies and branches. In addition, TMBA members can purchase additional copies at a cost of $20 per copy. How can I secure advertising in the TMBA Membership Directory? Complete the Directory Ad order form (reverse page), fax or email me with payment information and submit your camera-ready ad by July 7. DEADLINE EXTENTION: JULY 7 t w w w .t ex a smo rt ga gelic ensing.o rg 7 TMBA 2014.2015 Membership Directory TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 membership directory description 5.5”w X 8.5”h, spiral bound booklet, full color cover and tabs (3), and black & white copy. ad specifications full page bleed* full page non-bleed* half page non-bleed* quarter page (vertical only) trim size 5.5”w x 8.5”h 5.5”w x 8.5”h 5.0”w x 3.75”h 2.4”w x 3.75”h bleed size 5.75”w x 8.75”h na na na *Safety: All text should be within .25” of trim all four sides. — All color ads must be submitted in digital format as a CMYK: PDF, EPS, TIF or JPG at a resolution of 300 dpi. — All black & white ads must be submitted in digital format: PDF, EPS, TIF or JPG at a resolution of 300 dpi. — Files may be e-mail to [email protected] by July 1 — 3 Tab dividers available (Leadership, Regular Members, and Associate/Affiliate/PA Members), front and back print pricing Color Ads o front cover $2300 SOLD o inside front cover $2300 SOLD o inside back cover $2300 o back cover $2300 SOLD o tab - full page $2200 o tab - half page $2100 Black & White Ads o tab - full page o full page o half page o quarter page $1750 $1000 $750 $500 Payment Check enclosed (payable to TMBA) o o AMEX o MC o Visa Total amount due: company name contact person CC number expiration date card holder first name *authorized signature 8 last name www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 Texas Mortgage Bankers Association TMBPAC | MISSION AND GOAL The Texas real estate economy, and as a result, the state’s lending environment, have not only survived the industry tribulations of the past several years, but have continued to thrive in spite of the grim commentary on market conditions reported throughout the remainder of the country. Bolstered by “lending-friendly” legislation, Texas continues to be a place where companies and individuals actively seek out economic opportunity. TMBPAC’s mission is to provide funds and direction for action to be taken on legislative initiatives. Our goal is to provide funds necessary to promote candidates who support a vibrant mortgage market, while encouraging total member involvement, through contribution from each mortgage banker in the State of Texas. TMBPAC is focused on promoting all efforts aimed at creating a favorable lending environment and protecting the future of the industry in the state. Everyone has heard reference made to “the power of a collective voice”, an expression that rings particularly true in the political arena. With every individual show of support from one of our members, our voice becomes stronger and louder and more likely to be heard. Navigating the spectrum of political candidates and sorting through the continuous onslaught of new legislation that will directly impact the way that we, as an industry do business, can be overwhelming. The TMBPAC provides a way for association members to get involved in the political process in support of issues important to his/her own livelihood. That being said we would like to thank all our TMBPAC contributors that have giving their support in previous years and in the current year. PROTECT YOUR FUTURE, INVEST IN TMBPAC. PROTECT YOUR FUTURE, INVEST IN TMBPAC. www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg 9 TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 Texas Mortgage Bankers Association TMBPAC CONTRIBUTORS 2014 5000+ 1000+ Everett L. Anschutz, Jr. Judith A. Belanger, CMB Brian Binash Thomas E. Black, Jr., AMP John Bonner Clifton A. Crabtree Kerry Dannenberg John Fleming Dana Gompers, CMB Jonathan M. Grafflin H. Marc Helm J.K. Huey, CMB, AMP M.H. Inselmann Michael L. Kennemer Todd Kurio Calvin C. Mann, Jr. Tom Miller Tom Piercy Allan B. Polunsky Tom Rhodes Ruth Ruhl Todd Salmans Patrick Walden David Zugheri, CMB Shawn Broussard Brian Collins James E. DuBose, CMB 2500+ Cari McCue S. Van Stewart Susan T. Stewart Ian Wright, AMP, CMB 10 www. t e x a s m b a . or g t 500+ Brian Bennett Rhiannon Bolen Tracy Maynard Cole Danny Deaton Troy W. Garris Scott Gillen, CMB Joe Greiner J. Kevin Gugenheim Kittie Gugenheim Brian N. Hill Stewart Hunter Michael Lima Sandra Martin Marcus T. McCue Dayna D. McElreath Paulina S. McGrath Michael D. Minnis J. David Motley, CMB Vicki Murphy James Sean O’Neill, CLBB Andy Perlman Marcia F. Phillips Mary Pirrello, AMP Mark A. Raskin Drey Roberts R Suzanne Smith John H. Swords Tom Tallent, CMB,AMP Craig M. Vecchiola John Watson w w w .t ex a smo rt ga gelic ensing.o rg TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 Texas Mortgage Bankers Association TMBPAC CONTRIBUTORS 2014 250+ Ben Ansolabehere Elizabeth L. Arceneaux Barry R. Baker, CMB David Baker Kelly Barker Blane L. Bauch Jose Antonio Bejar Jeff Bither Stan Bomar Kristin Carroll Michael A. Carroll James Clapp Linda Davidson Louis Derrick John D. Donnelly Scott Drescher Jennifer Eggen Kevin Ellis Frank Fiore Timothy Fisher Troy A. Fore, Jr. David E. Frase, CMB, AMP Robert D. Gardner Jason Gillespie, AMP, CMB Edward Glassford Marty Green Judy H. Guthrie Tamara Hambright Windy Hartl Thomas C. Helm Scott Henley Thomas L. Holyfield Dean Inniss Charles E. Klein William Knapp Jonathan Knoblock Paul Lacy Larry Lawrence Stacy G. London, CMC Brad Luo Mike Manley Jodie Morgan, AMP, CMB Debra Noguera W. Scott Norman Chad Overhauser Crystal Parkinson Cherie Pheiffer A.W. Pickel, III Geoff Potts 100+ Randy Present Brian Ralston Troy G. Rampy Steve Remington Laurie Roberts Dawn Robinson Cody Sanderlin John Sayre Debra A. Seime Bradley Snyder Shane Solhtalab Damian Squires Andrew Taylor Joe Thompson Austin Tilghman Scott R. Valby Thomas F. Vetters, II Daniel Voigt Felicia Wells Amy White Shellye Wiggins Michelle Wilkins Trey Worley Kim Yowell www. t e x a s m b a . or g Tish Ashley Bill Baird Peggy Baker Michael J. Barber Rosemary E. Barbour Joe N. Barnhart Stephen Bertrand Steven D. Black Kevin Breeland Juliana Brock Kristin Clardy P. Clayton Amy J. Coke Joe Collins Luis Contreras Marla Cooper Nancy Corlett Stephen Crispin Ron Crowe Scott Crutcher Erin Dee Denise Donoghue Bob Duane Robert W. Gerrard, Jr. Chad Gomoll David W. Green Julie M. Gross Wes Hardman Kristi Harris Cara Hawkins Jon Hodge Scott Holtz Philip Horan Adam Isbell Pam Jenkins Anisa Johnson Mike Johnson Mike Klein Renessa Knowles Cissy Larkin Laura Laury Mary Legate Penny Green Leppin Amanda Lewis t INVESTORS Candy Lewis Mark Lyons Victoria MacNaughton Darren Magel Vincent Magnarini Robin Mallory Matthew S. Martin Michael D. McAuley Kirk McClain Gabriel Medrano Dean Miller Jacque Murley Leonard Murray Julie Nichols Paul Parkinson Michael Patterson Mimi Paxson Kevin Polivka Paul Pritchett Jeff Raich Clint Reinhardt Von L. Ringger Mark D. Roberge Aaron Samples Amy Satsky Mike Schmuelgen David Sears Jim Sikes Peter Spier Carla Spragg Tamara Tapman Kathie Thomas Billy F. Vaughn Vicky Visconti Chris Viviano Tim West Ken Whisler Joe Whitaker Charles White Kristin M. Willoughby Stephen Wojnar Kelly Word Pamela Creese Wyman, MasterCMB, CMT, AMP w w w .t ex a smo rt ga gelic ensing.o rg Paul E. Bibb, Jr. Vickie Bourassa Yvette Dobbins Karen Drewek Brent Duhaime Charles J. Ezell Joe Farr Colleen Flynn James Fox Marshall Gayden Jim Goodrich Danielle Gross Dan Hastings Kurt Hopfe Ken Johnson Gil Lopez, III Ruth Lopez Kay W. Malaise Douglas Mayers Barbara Moffett David Pederson Dawn Pieper Sharron Pustejovsky Phil Reichers Gretchen Rossington Michael Scott Sofia Tenorio-Torres Sara Walkowiak Angela Watson Ashley Wenmohs Rachel West Marcia Wilson, CMB Merritt Witherspoon as of 6/30/2014 11 TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 PROTECT YOUR FUTURE, INVEST IN TMBPAC. Responding to the market environment, most state and the federal legislatures are reacting with legislation that will significantly effect how we do business. As always TMBA is working to protect your interests, but we need your help. A strong TMBPAC raises our profile at the Capitol and is vital to meeting these upcoming challenges once the Texas Legislature reconvenes. This is a fight we can’t afford to lose. We must be able to stop or alter legislation and our PAC allows us to do that. We need to seriously strengthen our PAC, so please take a moment to make your personal contribution to the TMBPAC and encourage your peers, employees, company PACs and industry partners to do so as well. I want to protect my future with my contribution of: □ $25 □ $100 □ $250 □ $500 □ $1000 □ $2500 □ $5000 □ Other: $ Personal Billing Information Payment Information contribution amount: $ first name last name email address billing address city Personal check (payable to TMBPAC) Visa state MasterCard AMEX CC # Payment zip expiration date card holder name signature Mail check to: TMBPAC, 823 Congress Ave, Ste 220, Austin, TX 78701 or fax personal credit card payment to 512.480.8621. Online contributions can be made at www.texasmba.org/tmbpac/contribution.asp Contributions are encouraged but voluntary and can only be accepted from individuals, sole proprietorships, partnerships and other political action committees. No corporate checks or corporate funds of any kind are permitted. Contributions made to the TMBPAC are neither deductible as a business expense nor as a charitable contribution. Corporations cannot fund TMBPAC, so IT’S UP TO YOU! Help protect the mortgage industry in Texas by making a contribution to TMBPAC TODAY! See reverse for answers to commonly asked PAC questions. 12 www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 regular members Mark Abernathy, Capstar Lending, LLC Christine Adams, University Federal Credit Union Irma Aguilar, Rocky Mountain Mortgage Company Okan Akin, Allegiance Bank Texas Rick Alcala, The Home Lending Group, LLC Sylvia Aldaz, Rocky Mountain Mortgage Company Anthony Aldridge, Cendera Funding Inc. Jonathan Alexander, BB&T Lori H. Allen, Security Service Federal Credit Union Michael Allen, Nations Reliable Lending Harold E. Allison, III, Citizens State Bank Bob Almand, IBC First Equity Jerry Alred, Affiliated Mortgage Mylena Alred, Affiliated Mortgage James Alton Alsup, Brown, Fowler & Alsup Tammy Altier, Highlands Residential Mortgage Judd Amundson, SecurityNational Mortgage Company Joe Anderson, Caliber Home Loans Russell Anderson, Colonial National Mortgage Dale H. Andreas, CMB,CPA, Cadence Bank, NA Katie Armstrong, Town North Bank, N.A. Tim Ashby, Security Service Federal Credit Union Gary Aston, Franklin American Mortgage Company Sharrell Atkins, Weststar Mortgage Corporation Shawna D. Bachman, Amarillo National Bank James Badia, USAA Federal Savings Bank Kristin Bailey, SecurityNational Mortgage Company Barry R. Baker, CMB, Benchmark Mortgage Buzz Baker, Network Funding LP Peggy Baker, Wells Fargo Home Mortgage Joni Baquerizo, American Southwest Mortgage Corp Rosemary E. Barbour, Polunsky Beitel Green, LLP Kelly Barker, Freedom Mortgage Corporation Deric Barnett, PrimeLending Joe N. Barnhart, Texas Bank Financial dba Texas Bank Mortgage Company Steve Barton, TexasLending.com Tim Bartosh, HomeBridge Financial Services Lucinda Baxter, Southwest Securities, FSB John Bazzell, Integrity Mortgage Corp of Texas Pamela Bazzell, Integrity Mortgage Corp of Texas Roger Bazzell, Integrity Mortgage Corp of Texas Peter Beanland, PrimeLending Marco Begovich, Cherry Creek Mortgage Judith A. Belanger, CMB, Cornerstone Home Lending, Inc. Chris Beltran, PNC Mortgage Brian Bennett, Highlands Residential Mortgage Carolyn Bertelson, DHI Mortgage Jeri Biesiadecki, USAA Federal Savings Bank Debbie Bigelow, CMB, AMP, Amarillo National Bank Greg Block, Open Mortgage, LLC Eric Blossman, Cobalt Mortgage, Inc. Jeffrey E. Bode, Mid America Mortgage, Inc. Todd Boeding, W J Bradley Mortgage Capital LLC Derek Bolls, Cornerstone Home Lending, Inc. Stan Bomar, Green Bank N.A. Karen M. Boots, Affiliated Mortgage Company Lisa Boyce, City Bank Mortgage Marshall Boyd, Southwest Bank David Bravo, Cornerstone Home Lending, Inc. Jesse Bray, Nationstar Mortgage LLC Linda Bridges, Guardian Mortgage Company, Inc. Tim Broadhurst, ON Q Financial Sharon Brock, Supreme Lending Neal S. Brodbeck, Blanco National Bank Matt Brodd, TXL Mortgage Corporation www. t e x a s m b a . or g t new TMBA MEMBERS BSI Financial Services, Inc. Ditrick Dunn Tim Gillis Scott Myers Nationwide Advantage Mortgage Tracey Raich Pierce & Associates, P.C. Kent Mattingly Jill Rein Platinum Mortgage, Inc. David Sears PrimeSource Mortgage Bob Duane Paul Duane Sean McGaughey ReverseAmerica Incorporated H. Marc Helm Town North Bank, N.A. Katie Armstrong Angela Brown Chris Burak Ron Burnette UHS America Deni Archer Eric Christensen Jenny Day Philip Horan Urban Financial of America W. Scott Norman Zingenuity, Inc. Joseph DeDominicis Steve Mageras Brad Young as of 6/30/2014 w w w .t ex a smo rt ga gelic ensing.o rg 13 TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 regular members Chris Craft, Chase Home Finance Ryan Craig, 4Trust Mortgage Debra Crawford, TIB-The Independent BankersBank Larry Crisp, AmeriPro Funding Inc Stephen Crispin, GenEquity Mortgage, Inc. Carolyn Crowson, Prosperity Bank Home Loan Center Lynda Cronin, Affiliated Bank Scott Crutcher, Cobalt Mortgage, Inc. Michael A. Culbertson, JP Morgan Stacy Curtis, Northstar Bank Mortgage Kris D’Agostino, Houstonian Mortgage Group, Inc. Amanda Daigle, Amegy Mortgage Company, LLC Laith I. Daik, Texas Loan Star, Inc. Casey Daniel, PrimeLending Ray J. Daniel, CMB, Capstar Lending, LLC Kerry Dannenberg, SWBC Mortgage Corporation Daniel Davidsmeyer, First National Bank of Trenton Kim Davidson, DHI Mortgage Linda Davidson, ServiceFirst Mortgage Jeffrey S. Davis, ON Q Financial Jerry Davis, ViewPoint Bank Richard Davis, EverBank Terri Davis, CMG Financial Mark Dawson, First United Bank Mortgage Tom Dawson, Stonegate Mortgage Corporation Danny Deaton, Highlands Residential Mortgage Laurie Deck, Randolph-Brooks Federal Credit Union Erin Dee, Legacy Mutual Mortgage Chris Dees, Texas Bank Financial dba Texas Bank Mortgage Company Allison Degerolami, Wells Fargo Home Mortgage Kathleen DeRogatis, Stonegate Mortgage Corporation Louis Derrick, Iberiabank Mortgage Company Bill DeTournillon, PrimeWest Mortgage Corporation Cristy DeWitt, SunTrust Mortgage, Inc. Dan Diepenhorst, Legacy Mutual Mortgage David Dill, Supreme Lending Mary Dinkins, Cornerstone Home Lending, Inc. Eric Donnelly, Capital Plus I, LTD John D. Donnelly, ServiceFirst Mortgage Michelle Drescher, Florida Capital Bank Mortgage Karen Drewek, Cadence Bank, NA Bob Duane, PrimeSource Mortgage Paul Duane, PrimeSource Mortgage James E. DuBose, CMB, Colonial National Mortgage Trey Dugger, BB&T Brent Duhaime, LeaderOne Financial Jesus Dukes, Rocky Mountain Mortgage Company Louis Dunnam, HNB Mortgage Carroll Dyer, III, Legacy Texas Bank Jared Edmonds, CMB, AMP, Gateway Mortgage Group, LLC Brian Edwards, Willow Bend Mortgage Norma Edwards, City Bank Mortgage Scott Eggen, PrimeLending Mike Eichner, AMCAP Mortgage Ltd. Regina Eldridge, 1st Reverse Mortgage USA Richard Ellender, Amegy Mortgage Company, LLC Robert Ellis, Mid America Mortgage, Inc. Jacob Emmel, Evolve Bank and Trust Clark Enright, Triumph SSB Scott A. Everett, Supreme Lending Michael Exkrote, Nationstar Mortgage LLC Amanda Fagala, SWBC Mortgage Corporation Minnie S. Farley, Reverse Mortgage Solutions, Inc. John Farrell, Colonial National Mortgage Susan Feagans, Amegy Mortgage Company, LLC Shari Ferline, EverBank Lewis Brooks, W J Bradley Mortgage Capital LLC Nancy J. Brooks, National Bank Mortgage Department Shawn Broussard, ServiceFirst Mortgage Angela Brown, Town North Bank, N.A. Elizabeth Brown, Texas Bank Lacie Brown, SWBC Mortgage Corporation Mark Browning, Cendera Funding Inc. Bruce Brunner, Amherst Funding Group, LP Lindsey Buckhair, 4Trust Mortgage Edmund Buckley, Parkside Lending, LLC Harold Buell, Supreme Lending Steve Builta, Patriot Bank Mortgage Mark Bunting, Cadence Bank, NA Chris Burak, Town North Bank, N.A. Dave Burgess, Pingora Asset Management Valerie Burk, Interlinc Mortgage, Inc. Suzanne Burke, HNB Mortgage Ron Burnette, Town North Bank, N.A. Diana Burns, Randolph-Brooks Federal Credit Union Todd Bushy, Wells Fargo Home Mortgage Mark Buskuhl, Southwest Funding, L.P. John Cady, Bay Equity Home Loans Kim Callas, CMG Financial Shane Campbell, Premier Nationwide Lending Fred Canales, USAA Federal Savings Bank Mike Cannatti, Mortgage Master Inc. Pam Carpenter, First Community Mortgage Richard Carrington, American Southwest Mortgage Corp John Carter, AimBank Chandra Carthrae, AmeriPro Funding Inc Mike Casey, Pingora Asset Management Rex Chamberlain, Network Funding LP Carrie Chandler, SWBC Mortgage Corporation Yuan-Li Chang, Network Funding LP Mark Cheney, CMB,AMP, Wells Fargo Securities Steven Chiou, Supreme Lending Wilson Cifuentes, Nations Reliable Lending James Clapp, Starkey Mortgage Kristin Clardy, SecurityNational Mortgage Company Beth Clark, Texas Bank Financial dba Texas Bank Mortgage Company P. Garrett Clayton, AMCAP Mortgage Ltd. David Clements, TXL Mortgage Corporation Robert J. Clemmer, Extracobanks, N.A. Dba Extraco Mortgage Michael Clendennen, Reverse Mortgage Solutions, Inc. Jill Clifton, Cendera Funding Inc. Philip Cloutier, America’s Choice Home Loans Bernice Coates, Citizens State Bank Jim Cole, Freedom SPG Brian Collins, Cendera Funding, Inc. Joe Collins, Guardian Mortgage Company, Inc. John Combs, Weststar Mortgage Corporation Scott Comeaux, Amegy Mortgage Company, LLC Patti Conley, PrimeLending Roberto Contreras, Nations Reliable Lending Christina Cooper, Cornerstone Home Lending, Inc. Daniel Cooper, CMB, Cornerstone Home Lending, Inc. Frank Cortese, Evolve Bank and Trust Dale Couch, TXL Mortgage Corporation Eric B. Couch, First Commercial Bank Tom Couture, AimBank Ross Cowan, W J Bradley Mortgage Capital LLC William J. Coyle, One Mortgage, Inc. Clifton A. Crabtree, First Continental Mortgage Company Yvette Crabtree Dobbins, Southwest Funding, L.P. 14 www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 regular members Jim Ferriter, Caliber Home Loans Gary Fioretti, PMAC Lending Services, Inc. Timothy Fisher, SG Capital Partners Norm Fitzgerald, Nationstar Mortgage LLC Malcolm Fitzgerrell, Houstonian Mortgage Group, Inc. Billy J. Fleming, Texas Star Bank, S.S.B. Colleen Flynn, Nationstar Mortgage LLC Shari Flynn, Lubbock Housing Finance Corp Leslie Flynne, Reverse Mortgage Solutions, Inc. Troy A. Fore, Jr., 4Trust Mortgage Ryan Frahm, BB&T Ed Francis, Wells Fargo Home Mortgage Heather Franklin, American Bank of Texas David E. Frase, CMB, AMP, Southwest Bank Cathy Freeman, Franklin American Mortgage Company Chad Freeman, Cobalt Mortgage, Inc. Fred Freeman, Parkside Lending, LLC Janet Friedman, J. Friedman Mortgage Sherri Fulks-Dixon, Wells Fargo Home Mortgage Dana Galiano, Nationstar Mortgage LLC Thomas Gallaher, Caliber Home Loans S. Mark Garces, USAA Federal Savings Bank Millie Garcia, 1st Reverse Mortgage USA Robert D. Gardner, Gardner Franchise Inc. Mark Garland, MountainView Servicing Group Rick Garland, Interlinc Mortgage, Inc. Marlene Garner, Extracobanks, N.A. Dba Extraco Mortgage Amanda Garrett, Texas Loan Star, Inc. Shannon Garrett, Legacy Texas Bank James Geeslin, Extracobanks, N.A. Dba Extraco Mortgage Sharon Geib, Cadence Bank, NA Brendan A. George, SWBC Mortgage Corporation Christopher M. George, CMG Financial Lorraine George, Capstar Lending, LLC Robert W. Gerrard, Jr., One Mortgage, Inc. Mewael Ghebremichael, Nations Reliable Lending Vanessa Gifaldi, Willow Bend Mortgage Jason Gillespie, AMP, CMB, Santander Bank N. A. Don Gilliam, CMB, CLM Mortgage Pat Gilmore, Caliber Home Loans Kevin Ginsburg, SWBC Mortgage Corporation Lauren S. Glass, Southside Bank Edward Glassford, GEO Mortgage Services, Inc. Michael Goldman, Amcap Mortgage Ltd. Dana Gompers, CMB, Envoy Mortgage Joe Gonzalez, University Federal Credit Union Kurt Gonzalez, ServiceFirst Mortgage Scott Gordon, Open Mortgage, LLC Jonathan M. Grafflin, Chase Home Finance Dee Dee Graham, GSB Mortgage, Inc. John Granger, EverBank Kami Graves, 4Trust Mortgage Dan Gray, Nationstar Mortgage LLC Penny Green, Willow Bend Mortgage Joe Gregory, Cobalt Mortgage, Inc. Joe Greiner, HomeBridge Financial Services Paula W. Grigsby, SCMS, Texas Associations of Professionals Federal Credit Union Julie M. Gross, Starkey Mortgage Donald Grossart, TIB-The Independent BankersBank Patricia Gustafson, Hometrust Mortgage Co. Lance Hackney, NexBank SSB Bill Hagan, Rocky Mountain Mortgage Company Harold W. Hahn, Rocky Mountain Mortgage Company www. t e x a s m b a . or g t Tamara Hambright, NexBank SSB Evelyn Hamilton, One Mortgage, Inc. Chris Hankinson, Northstar Bank Mortgage Kenneth Hannold, USAA Federal Savings Bank Michelle Hanson, First Federal Bank of Florida Tracy Hanson, TIB-The Independent BankersBank Stacey Harding, CML, Cherry Creek Mortgage Tammie Harding, 4Trust Mortgage Wes Hardman, Sente Mortgage Bryan Harlan, Benchmark Mortgage Bill Harp, Supreme Lending Jill K. Harris, Design Mortgage Group, Inc. Steven Harris, First Federal Bank of Florida Dan Hastings, CMB, Envoy Mortgage Robert E. Havran, Texas Bank Financial dba Texas Bank Mortgage Company Kevin Haycock, SWBC Mortgage Corporation Conor Hayhurst, Cobalt Mortgage, Inc. Jennifer Hedgepeth, DHI Mortgage H. Marc Helm, ReverseAmerica Incorporated Mark Helms, DHI Mortgage Don Henig, Mortgage Master Inc. Scott Henley, Gateway Mortgage Group, LLC T.J. Henley, Community Trust Bank Marie Henning, Wells Fargo Funding Tad Hensley, AmeriPro Funding Inc Antonio Hernandez, Amistad Bank Jay Herrin, Texas Tech Federal Credit Union Marie Herrin, Cadence Bank, NA Kenneth G. Hickman, Highlands Residential Mortgage Robin Hicks, City Bank Mortgage Brian Hilberth, CMG Financial Brian N. Hill, SecurityNational Mortgage Company Cy Hill, Prosperity Bank Home Loan Center James Hinton, Community Trust Bank Jon Hodge, Nationstar Mortgage Rick Hogle, Supreme Lending Mike Holtkamp, Cadence Bank, NA Scott Holtz, Chase Home Finance Stacy Hooper, Citizens Bank & Trust Company of Vivian, LA Kurt Hopfe, Allegiance Bank Texas James Hopkins, CMB, Envoy Mortgage Scott Hornick, EverBank Brandi Horton, NexBank SSB Suzanne Hubbard, Southwest Bank Karen Huckabee, SWBC Mortgage Corporation John Hudson, Premier Nationwide Lending J.K. Huey, CMB, AMP, Wells Fargo Home Mortgage Stewart Hunter, Benchmark Mortgage Linda Hutchins, City Bank Mortgage James Iley, Jr., First Choice Loan Services, Inc. Dean Inniss, Rocky Mountain Mortgage Company Alex Jacobs, SunTrust Mortgage, Inc. John Jacobs, CMB, Patriot Bank Mortgage Kathy Jaroszewski, First Continental Mortgage Company Robert Jarrell, Iberiabank Mortgage Company Pam Jenkins, AmeriPro Funding Inc Jason Johnson, North American Lending Ken Johnson, Community Trust Bank Mark F. Johnson, Florida Capital Bank Mortgage Mike Johnson, AMCAP Mortgage Ltd. Raven Johnson, SecurityNational Mortgage Company RJ Johnson, Reverse Mortgage Solutions, Inc. Sandra L. Johnson, Rocky Mountain Mortgage Company Denise Johnstone, Houstonian Mortgage Group, Inc. Barbara Jones, Georgetown Mortgage Roy Jones, Georgetown Mortgage w w w .t ex a smo rt ga gelic ensing.o rg 15 TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 regular members Carmen Lupercio, Cendera Funding, Inc. Rob Macioce, American Southwest Mortgage Missy MacNaughton, Parkside Lending, LLC Vincent Magnarini, University Federal Credit Union Timothy Malcolm, 1st Reverse Mortgage USA Mike Manley, Security Service Federal Credit Union Kathy S. Marable, Southwest Bank Bryan Marr, TexasLending.com Sean Marr, PHH Mortgage Melanie Marrs, NexBank SSB Donnie Martin, Texas Capital Bank, N.A. Lori Martin, Republic State Mortgage Matthew S. Martin, First Choice Loan Services, Inc. Troy Martin, IBC First Equity Stacey Martinek, ESB Mortgage Company Allen Maulsby, Colonial National Mortgage Tracy Maynard Cole, Colonial National Mortgage Tracy McAlister, PrimeWest Mortgage Corporation Larry McBeath, GSB Mortgage, Inc. Michelle McBride, Weststar Mortgage Corporation Kirk McClain, Plaza Home Mortgage Leigh Ann McCoy, Mission Mortgage of Texas, Inc. Michael O. McCoy, Mission Mortgage of Texas, Inc. Cari McCue, Guardian Mortgage Company, Inc. Marcus McCue, Guardian Mortgage Company, Inc. John McCully, Flagstar Bank Anthony D. McDaniel, Cendera Funding Inc. Nikki McDaniel, First Community Mortgage Dayna D. McElreath, Sente Mortgage Sean McGaughey, PrimeSource Mortgage Joy McGee, The Home Lending Group Casey McGovern, Bay Equity Home Loan Paulina S. McGrath, Republic State Mortgage Rick McInnis, Parkside Lending, LLC Gary McKiddy, North American Lending Robb McKinnon, Republic State Mortgage Kevin McKnight, Stonegate Mortgage Corporation James C. McMahan, II, Benchmark Mortgage Jed Meaux, Triumph SSB Gabriel Medrano, NexBank SSB Jason Meinen, Cobalt Mortgage, Inc. Tom Mendoza, Pacific Premier Bank Salpi Meyer, Plaza Home Mortgage, Inc. Christopher H. Meyers, Cornerstone Home Lending, Inc. Terri Miles, Mission Mortgage of Texas, Inc. Dean Miller, Affiliated Mortgage Company Glynis Miller, Security Service Federal Credit Union Jim Miller, American Southwest Mortgage Corp Katie Miller, TexasLending.com Kevin Miller, TexasLending.Com Kindra Miller, Citibank Keith Mills, Franklin American Mortgage Company Rick Mincher, Mission Mortgage of Texas, Inc. Joseph D. Mirabella, Esq., Benchmark Mortgage Terry Mobly, Colonial National Mortgage Joseph Molkeen, SunTrust Mortgage, Inc. Rob Moltz, EverBank Elizabeth Moore, Everbank Oscar Moran, Pacific Premier Bank Jodie Morgan, AMP, CMB, Wells Fargo Funding J. David Motley, CMB, Colonial National Mortgage Cameron Myers, The Home Lending Group, LLC Charles A. Myers, The Home Lending Group, LLC John Nemrava, Gateway Mortgage Group, LLC Rebecca Nicholson, HNB Mortgage Debra Noguera, Crescent Mortgage Company W. Scott Norman, Urban Financial of America Don Kalbacher, Legacy Mutual Mortgage David R. Kapavik, Lone Star Bank S.S.B. Laura Kardow, Open Mortgage, LLC Kelly Karkoski, Caliber Home Loans Chris Karnes, SunTrust Mortgage, Inc. Steven Kaufman, Zeus Mortgage Amy Keen, DHI Mortgage Tracy L. Kell, Willow Bend Mortgage Kyle Keller, Community Trust Bank Kris Kelley, Amegy Mortgage Company, LLC Michael L. Kennemer, Mid America Mortgage, Inc. Michael Kent, Reverse Mortgage Solutions, Inc. Cher Kilgore, First Federal Bank of Florida Chris Kim, Cendera Funding Inc. Roan King, EverBank Vincent King, Bay Equity Home Loans Lynda Kirkman, Stonegate Mortgage Corporation Corey Kirkpatrick, Premier Nationwide Lending Mike Klein, CLM Mortgage William Knapp, Hometrust Mortgage Co. Kevin Knesek, Lone Star Bank S.S.B. Renessa Knowles, Peoples Bank Norman Koch, First Star Bank Richard Koenig, SWBC Mortgage Corporation Norman T. Koenigsberg, First Choice Loan Services, Inc. Doug Krueger, Nationstar Mortgage LLC Tony Kruse, Iberiabank Mortgage Company John La Field, Jefferson Bank Marc N. Laird, Cornerstone Home Lending, Inc. Scot Lamb, Cendera Funding Inc. Steve Landes, NattyMac, LLC Lissa Lanning, Amarillo National Bank Wayne C. Lapham, Republic State Mortgage Cheryl Larkin, American State Bank Michael P. Lau, CMB, Pingora Asset Management Joe Lawson, Farmers State Bank Tom Leach, Randolph-Brooks Federal Credit Union Sharon Leahy, Weststar Mortgage Corporation Wyatt Leavell, City Bank Mortgage Erin Leck, Premier Nationwide Lending Katherine Leddy, Crescent Mortgage Company Jason Lee, Caliber Home Loans Kristi Lee, TXL Mortgage Corporation Joy LeFlore, Jefferson Bank Mary Legate, GenEquity Mortgage, Inc. Lance Lemoine, Sonora Mortgage Kim Lewis, Premier Nationwide Lending Linda Lewis, Capital Mortgage Services of Texas Royce C. Lewis, III, Capital Mortgage Services of Texas Michael Lima, Nationstar Mortgage LLC Kathy Limerick, AMCAP Mortgage Ltd. Jim Lindsey, Allegiance Bank Texas Terry Lindsey, Chase Home Finance Lawrence Lobb, America’s Choice Home Loans Stacy G. London, CMC, Houston Capital Mortgage Kevin Longmire, Randolph-Brooks Federal Credit Union Delores Lopez, Supreme Lending Jennifer Lopez, City Bank Mortgage James L. Ludman, Starkey Mortgage Lance Ludman, Starkey Mortgage Kirby Luechauer, DHI Mortgage Sonya Luechauer, DHI Mortgage Karen Lugar, Cornerstone Home Lending, Inc. Melody Lumpkin, American Bank of Texas 16 www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 regular members Stan Rodgers, Network Funding LP Patrick Rodriguez, EverBank Lisa A. Rogers, Nationstar Mortgage LLC Lisa Rogers, Legacy Mutual Mortgage Mark Rogers, Residential Credit Solutions, Inc. Ron Rogers, PrimeWest Mortgage Corporation Gretchen Rossington, Cadence Bank, NA Ralph Rosynak, Reverse Mortgage Solutions, Inc. Kay Roubadeaux, Affiliated Mortgage Company Jed Rudd, Guild Mortgage Company Troy Rusniak, MountainView Capital Holdings LLC Nick Salem, Cobalt Mortgage, Inc. Kale Salmans, PrimeLending Todd Salmans, PrimeLending Kim Salvo, Chase Home Finance Aaron Samples, Stearns Lending John Sanders, TIB-The Independent BankersBank Jon Sanderson, Woodforest Mortgage Company Amy Satsky, Comerica Bank - Warehouse Lending Diane Saunders, SWBC Mortgage Corporation Josh Savage, Capital Mortgage Services of Texas Joy Savage, Envoy Correspondent Lending Tony Schmeck, Supreme Lending Craig Schrank, Willow Bend Mortgage Bonnie Scott, Cobalt Mortgage, Inc. Michael Scott, Capstar Lending, LLC Sue Ann Scott, Southwest Bank Mark Sekula, Randolph-Brooks Federal Credit Union William Scott Sewell, Hometrust Mortgage Co. Audrey Shapiro, Freedom Mortgage Corporation Kay Shelley, Supreme Lending Patricia Shumate, Caliber Home Loans Josh Sigman, Legacy Mutual Mortgage Melanie Simmer, Republic State Mortgage Wendy Simmons, Chase Home Finance Jason Sirkel, Woodforest Mortgage Company Brad Sisco, PMAC Lending Services, Inc. Casey Sloan, ESB Mortgage Company Cindy Smaney, Freedom Mortgage Corporation Jason Smargiasso, American Capital Funding Corporation Dorinda Smith, SunTrust Mortgage, Inc. Judith O. Smith, Cendera Funding, Inc. Lisa G. Smith, 4Trust Mortgage R Suzanne Smith, HNB Mortgage Ty Smith, Envoy Mortgage Lynette Sneed, Amegy Mortgage Company, LLC Shane Solhtalab, SecurityNational Mortgage Company Holly Spencer, Supreme Lending Peter Spier, Capital Bank Damian Squires, PMAC Lending Services, Inc. John Stanforth, Strategic Lending Group Justin Steiner, Cobalt Mortgage, Inc. Randy Stewart, Amegy Mortgage Company, LLC S. Van Stewart, SWBC Mortgage Corporation Susan T. Stewart, SWBC Mortgage Corporation Kevin Stitt, Gateway Mortgage Group, LLC Matt Stokes, American Capital Funding Corporation Pat Stone, Stone Mortgage Corporation Dennis Stowe, Residential Credit Solutions, Inc. Alan Strickland, SWBC Mortgage Corporation Cathy Stroud, HomeBridge Financial Services Brad Sullivan, Premier Nationwide Lending Karen Swearingen, Amarillo National Bank Douglas P. Sweet, Guardian Mortgage Company, Inc. Gregory J. Sweet, Guardian Mortgage Company, Inc. Lou Ann Sylvester, Texas Dow Employee Credit Union Hermie Talamantez, Cobalt Mortgage, Inc. Chad Northington, Plaza Home Mortgage, Inc. Gerald Lynn Nunez, Hometrust Mortgage Co. Jack Nunnery, Texas Capital Bank, N.A. Gene O’Bannon, CMB, MountainView Capital Holdings LLC Kelly O’Bannon, Residential Credit Solutions, Inc. Arthur Ochoa, Guild Mortgage Company Steve Oh, PMAC Lending Services, Inc. James Sean O’Neill, CLBB, Texas Capital Bank, N.A. Thomas Orr, Network Funding LP Gary Ort, Texas Capital Bank, N.A. Chad Overhauser, AmeriPro Funding Inc Barrett Owens, First National Bank of Trenton Larry Palmer, Security Service Federal Credit Union Ann Patin, Allegiance Bank Texas Len Patton, PHH Mortgage Alan Paylor, Reverse Mortgage Solutions, Inc. Olivia Pearce, Woodforest Mortgage Company Bill Pegel, SWBC Mortgage Corporation Tim Penrod, Guardian Mortgage Company, Inc. Andy Perlman, First Continental Mortgage Company Patty Phelps, North American Lending Marcia F. Phillips, Guardian Mortgage Company, Inc. Ralph Picarillo, First Choice Loan Services, Inc. A.W. Pickel, III, LeaderOne Financial Julie Piepho, CMB, Cornerstone Home Lending, Inc. Allyn Piland, PrimeWest Mortgage Corporation Mary Pirrello, AMP, NexBank SSB Craig Pizer, DHI Mortgage Lisa Plaien, Chase Home Finance Darryl Plaisance, SecurityNational Mortgage Company Mark Plasters, Green Tree Mary Plumleigh, Mid America Mortgage, Inc. Kevin Polivka, Houstonian Mortgage Group, Inc. Adam Pongrass, Starkey Mortgage Rob Porges, Freedom Mortgage SPG Jim Poulin, Benchmark Mortgage Cecil Pounds, MI Financial, LLC Linda Preece, Georgetown Mortgage Randy Present, DHI Mortgage Mark Price, Envoy Mortgage Tara Price, First United Bank Mortgage Blake Priest, North American Lending Charles Priest, North American Lending JC Pritchard, Highlands Residential Mortgage Jennifer Pugh, America’s Choice Home Loans Tammy Pullen, Cornerstone Home Lending, Inc. Scott R. Pyatt, America’s Choice Home Loans Tracey Raich, Nationwide Advantage Mortgage Brian Ralston, NexBank SSB Mark A. Raskin, PrimeLending Patrick Rasmier, ViewPoint Bank Debi Cowles Reese, Patriot Bank Mortgage Martha Reitz, ViewPoint Bank Steve Remington, Benchmark Mortgage Tom Rhodes, Sente Mortgage Von L. Ringger, Comerica Bank - Warehouse Lending Lori Rivera, First National Bank of Trenton Laurie Roberts, University Federal Credit Union Elizabeth Robertson, Citibank Michael Robertson, CitiMortgage Ben Robichaux, Texas Loan Star, Inc. Dawn Robinson, PrimeLending Michelle Robinson, SWBC Mortgage Corporation Pamela Robinson, Goldome Financial LLC www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg 17 TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 regular members Robin Wood, TIB-The Independent BankersBank Lynn Woodrum, LeaderOne Financial Trey Worley, Comerica Bank - Warehouse Lending Jeff Wortham, Hometrust Mortgage Co. James Wright, Reverse Mortgage Solutions, Inc. Michael Wueste, Jefferson Bank Paul Wyner, Stonegate Mortgage Corporation Steve Yaroch, PHH Mortgage Robert D. Yeary, Reverse Mortgage Solutions, Inc. Don Yount, Southwest Funding, L.P. Ron Zach, Nations Reliable Lending Robert Zearfoss, Randolph-Brooks Federal Credit Union Robin Ziemian, Southwest Securities, FSB David Zugheri, CMB, Envoy Mortgage , Joyce Tallant, Premier Nationwide Lending Tom Tallent, CMB,AMP, Southwest Bank Beau Tanner, BB&T Tamara Tapman, SWBC Mortgage Corporation Cathy Tarver, First Federal Bank of Florida Mac Tatum, Affiliated Mortgage Company Andrew Taylor, Franklin American Mortgage Company Gerald R. Taylor, Legacy Texas Bank Tommy Taylor, Evolve Bank and Trust Matt Teskey, Weststar Mortgage Corporation Marisa Thomas, Sente Mortgage Karen Thomason, SWBC Mortgage Corporation Gene Thompson, Interlinc Mortgage, Inc. Steve Thompson, PrimeLending Dave Taughinbaugh, Prosperity Bank Home Loan Center Ryan Todd, AMCAP Mortgage Ltd. Olga Trammel, Amegy Mortgage Company, LLC Danielle Tsai, Benchmark Mortgage Mel Turcios, Houstonian Mortgage Group, Inc. Cristy Utley, Cendera Funding Inc. Jim Van Steenhouse, Interlinc Mortgage, Inc. John Vandolah, NattyMac, LLC Paula Vardell, NexBank SSB Jack Vaughan, Texas Loan Star, Inc. Kellen J. Vaughan, Trademark Mortgage Craig M. Vecchiola, Colonial National Mortgage Ron Veitenheimer, Affiliated Bank Chris Viviano, Houston Capital Mortgage Daniel Voigt, Comerica Bank - Warehouse Lending Patricia Wagner, DHI Mortgage Robert H. Wagnon, Republic State Mortgage Julie Heard Wallace, Premier Nationwide Lending Becky Walters, Legacy Texas Bank Scott Walton, PNC Mortgage Dionne Ward, Cornerstone Home Lending, Inc. Joe Ware, SWBC Mortgage Corporation Angela Watson, Southwest Securities, FSB John Watson, Sente Mortgage Wade Weathersbee, Cobalt Mortgage, Inc. George Weaver, TIB-The Independent BankersBank John Weerts, Pacific Premier Bank Rachel West, Southwest Bank Tim West, PrimeLending Danielle Weyant, EverBank Karen Wheeler, Plaza Home Mortgage, Inc. Mark Whisner, Amegy Mortgage Company, LLC Brandon White, Affiliated Bank David White, Southwest Funding, L.P. Todd White, Gateway Mortgage Group, LLC Melissa Whitehead, Mid America Mortgage, Inc. Nick Whitten, Open Mortgage, LLC Rob G. Wiggins, Patriot Bank Mortgage Michelle Wiley, GenEquity Mortgage, Inc. Doug L. Wilken, Ditech Mortgage Corp David R. Williams, Starkey Mortgage Fowler Williams, Crescent Mortgage Company Loretta Williams, Texas Dow Employee Credit Union Nicole Williams, Chase Home Finance Victor Williams, Randolph-Brooks Federal Credit Union Lee Williamson, ON Q Financial John Wilson, Nations Reliable Lending Marcia Wilson, CMB, Colonial National Mortgage Tom Winston, Chase Home Finance Mark Winter, DHI Mortgage 18 www. t e x a s m b a . or g associate members Michael Adomatis, Fiserv, Inc. Charles Alderman, Old Republic Default Management Service Justin E. Allen, Husch Blackwell LLP Mike Allen, Credit Plus Shokoufeh Amiri, Old Republic Default Management Service Keith Anderson, Optimal Blue Everett L. Anschutz, Jr., Robertson Anschutz Vetters Deni Archer, UHS America Alie Ashton, RedVision Systems, Inc. C. Donald Babers, U.S. Department of Housing & Urban Development Travis Badger, Badger Law Office Bruce M. Badger, Badger Law Office Keith Baker, North Lake College Brian Banks, Janus AMC, LLC Michael J. Barber, BKM Sowan Horan, LLP Tommy Bastian, Barrett Daffin Frappier Turner & Engel, LLP Liz Bayless, Texas State Affordable Housing Corporation John F. Beadles, Beadles, Newman & Lawler, PC Dudley D. Beadles, Beadles, Newman & Lawler, PC Jay G. Beitel, Polunsky Beitel Green, LLP Carol Berger, Equitable Mortgage Solutions, LLC Stephen Bertrand, Robertson Anschutz Vetters Lisa M. Beville, Fidelity National Title Group, Southwest Agency Vladimir Bien-Aime, Global DMS Ryan Bigbee, Craig, Terrill, Hale & Grantham, LLP Steven D. Black, The Accurate Group of Texas, LLC Thomas E. Black, Jr., AMP, Black, Mann & Graham, LLP Machelle Blaesing, Black, Mann & Graham, LLP Rhiannon Bolen, Arch Mortgage Insurance Jeff Bolen, Black, Mann & Graham, LLP Jim Bonner, Brock & Scott, PLLC Nicole Bookout, Janus AMC, LLC Tommie K. Braddock, Venture Solutions, Inc. Toni Bramley, MSI Chris Branchetti, EPIC Lone Star Solutions, LLC Thomas Brock, Brock & Scott, PLLC Steven Brouer, Title 365 Vickie Brouse, KHA Accountants and Advisors, PC Don Brown, Optimal Blue Sam J. Brown, Brown, Fowler & Alsup Jack Bryant, MSI Angela Bujnoch, Essent Guaranty, Inc. Tod Burkert, Safeguard Properties Scott Calhoun, Freddie Mac Valerie Canon, Optimal Blue Ronald Carrillo, Doc Magic Inc. Michael A. Carroll, Mortgage Guaranty Insurance Corporation Rudy Casanova, First American Mortgage Services, Division of First American Title Insurance Co t w w w .t ex a smo rt ga gelic ensing.o rg TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 associate members Henry Chavez, Spiegel Accountancy Corporation Chris Christensen, PeirsonPatterson, LLP Eric Christensen, UHS America Chalon N. Clark, Husch Blackwell LLP Glen Cochran, First Western Title Company Lisa Cockrell, Codilis & Stawiarski , PC Amy J. Coke, Polunsky Beitel Green, LLP Jody Collup, Global DMS J. Bradley Compere, Hay Darby, PLLC Marian Cones, CourthouseDirect.Com Paul Cones, CourthouseDirect.Com Marc Connelly, EPIC Lone Star Solutions, LLC Tom Connup, Locke Lord LLP Luis Contreras, Mortgage Guaranty Insurance Corporation Marilyn K. Cook, Essent Guaranty, Inc. Chris Cook, First American Mortgage Services Brad N. Cope, McGlinchey Stafford and Youngblood & Associates, LLP Tara Cormier, Equitable Mortgage Solutions, LLC Larry Cormier, Equitable Mortgage Solutions, LLC Natalie Couch, Essent Guaranty, Inc. Cheryl Cox, EPIC Lone Star Solutions, LLC Vickie R. Crestani, Title 365 Margaret Cruz, Spiegel Accountancy Corporation Derek Darby, Hay Darby, PLLC Ryan Davis, Gregg & Valby, PC Hank Davis, Mortgage Compliance Advisors Guy Davis, Wingspan Portfolio Advisors, LLC Jenny Day, UHS America Joseph DeDominicis, Zingenuity, Inc. Jim DeLoach, Butler & Hosch, P.A. Bill Delong, CPA, Weaver Dean DeMeritte, Phoenix Capital, Inc. Bernie Dimont, Dimont & Associates Joe Dombrowski, Fiserv, Inc. Mark G. Dotzour, Real Estate Center - Texas A&M Shelley Douglass, Barrett Daffin Frappier Turner & Engel, LLP Molly Dowdy, A La Mode, Inc. Kimberly Drake-Loy, CoreLogic Victor Draper, ProVest, LLC Scott Drescher, Dallas Mortgage Bankers Association Chris Drumm, First Western Title Company David F. Dulock, Black, Mann & Graham, LLP Ditrick Dunn, BSI Financial Services, Inc. Alyce Ecker, Beadles, Newman & Lawler, PC Nicole Ehrbar, Quicken Loans Mortgage Services Steve Farrell, Old Republic Default Management Service Michael Farris, PeirsonPatterson, LLP Matthew Farris, Farris Law Group, PLLC Garth Fenegan, SettlePou Melanie R. Finkelstein, Middleberg Riddle Group Jay S. Fitzgerald, Fitzgerald & Fitzgerald, PLLC John Fleming, Law Offices of John Fleming Stephen Fleming, Phoenix Capital, Inc. Mike Forester, CrossCheck Compliance LLC Robert Forster, II, Barrett Daffin Frappier Turner & Engel, LLP Brett Foster, Locke Lord LLP Robert K. Fowler, Brown, Fowler & Alsup James Fox, CrossCheck Compliance LLC Robert F. Frappier, Barrett Daffin Frappier Turner & Engel, LLP Jay Frappier, Barrett Daffin Frappier Turner & Engel, LLP Kevin Frazier, Brock & Scott, PLLC Sue Frye, Frost Bank Millie Garcia, El Paso Mortgage Bankers Association Ruth Garner, Robertson Anschutz Vetters www. t e x a s m b a . or g t Joe Garrett, Garrett, McAuley & Co. Troy W. Garris, Weiner Brodsky Kider PC Jennifer Gerlich, Gregg & Valby, PC Eshna Ghosh, Wingspan Portfolio Advisors, LLC Joanne Gierspeck, Professional Alternatives Lending Services Group Scott Gillen, CMB, Stewart Lender Services Tim Gillis, BSI Financial Services, Inc. Stephanie Goble, Butler & Hosch, P.A. Chad Gomoll, Genworth Mortgage Insurance Gregory S. Graham, Black, Mann & Graham, LLP Marty Green, Polunsky Beitel Green, LLP Bob Greenberg, Stewart Title Houston Lesley Griggs, Texas Veterans Land Board Twila L. Grooms, Platinum Title Partners Suzanne Guerrero, Texas Veterans Land Board Kittie Gugenheim, Mortgage Guaranty Insurance Corporation J. Kevin Gugenheim, Fidelity National Financial, Inc. Marty Halseth, United Guaranty Residential Insurance Company Graham Hanks, Title 365 Jenny Harlowe, Calyx Software David Hartman, Old Republic Default Management Service Timothy J. Harvard, Bishop, Payne, Harvard & Kaitcer, LLP John A. Hay, III, Hay Darby, PLLC Thomas C. Helm, Gregg & Valby, PC Ed Hill, Butler & Hosch, P.A. Julas Hollie, Essent Guaranty, Inc. Greg Holmes, Credit Plus Dan Hoppes, CoreLogic Philip Horan, UHS America Steven Horne, Wingspan Portfolio Advisors, LLC Robert Hosch, Butler & Hosch, P.A. Wendy Hrncir, Arch Mortgage Insurance Lawrence Huff, Optimal Blue Ken Hughes, CPA, KHA Accountants and Advisors, PC Richard Illmer, Husch Blackwell LLP Michael D. Irwin, Frost Bank Adam Isbell, National MI Alan Jaffa, Safeguard Properties Bill James, Fidelity National Title Group, Southwest Agency Jonathan Jaskot, Beadles, Newman & Lawler, PC Chad Johnson, Husch Blackwell LLP Barry D. Johnson, SettlePou Melanie Jones, EMortgage Logic, LLC Jim Jorgensen, CrossCheck Compliance LLC Dan Kaiser, Old Republic Credit Services Michael D. Kaitcer, Bishop, Payne, Harvard & Kaitcer, LLP Tate Kesner, Calyx Software Mitch Kider, Weiner Brodsky Kider PC Michael S. Kilgore, Quicken Loans Mortgage Services Megan Kirby, RUTH RUHL, PC - Attorney At Law Robert Klein, Safeguard Properties Charles E. Klein, Mortgage Banking Solutions Anita G. Knapp, Beadles, Newman & Lawler, PC Rich Knarr, Arch Mortgage Insurance Don W. Ledbetter, Don W. Ledbetter, PLLC Miranda Lemons, RUTH RUHL, PC - Attorney At Law E. D. Lester, Stewart Lender Services Rick Lewellen, Dimont & Associates Candy Lewis, United Guaranty Residential Insurance Company H. Clifford Long, Sovereign Mortgage Services, Inc. Chris Long, Sovereign Mortgage Services, Inc. David Long, Texas State Affordable Housing Corporation Bob Loritz, Weaver Brad Luo, Gregg & Valby, PC David L. Lykken, Mortgage Banking Solutions Keller Mackie, Mackie Wolf Zientz & Mann, P.C. Darren Magel, United Guaranty Residential Insurance Company Steve Mageras, Zingenuity, Inc. w w w .t ex a smo rt ga gelic ensing.o rg 19 TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 associate members Marshall Mahurin, McGlinchey Stafford and Youngblood & Associates, LLP Gary Maler, Real Estate Center - Texas A&M Leslie N. Mann, Mackie Wolf Zientz & Mann, P.C. Calvin C. Mann, Jr., Black, Mann & Graham, LLP Kathy Mantych, Middleberg Riddle Group Brad Marckx, BKM Sowan Horan, LLP Karla Martinet, Essent Guaranty, Inc. Jeff Mason, Professional Alternatives Lending Services Group Michael D. McAuley, Garrett, McAuley & Co. Jules McClellan, Title 365 Dustin McClelland, Ellie Mae, Inc Joe McCloskey, Dimont & Associates Rebecca L. McDermott, Radian Guaranty, Inc. Paige McGilloway, Texas State Affordable Housing Corporation James McGurk, National Mortgage Insurance Ralph McKee, Venture Solutions, Inc. Mickey P. McShan, United Guaranty Residential Insurance Company Deanna Mellas, North American Title Co Mike Mercer, The Accurate Group of Texas, LLC Brad Meyer, Trinity Real Estate Solutions James Milano, Weiner Brodsky Kider PC Jennifer Miller, A La Mode, Inc. Anissa Minica, Frost Bank Michael D. Minnis, Platinum Title Partners Doug Mitchell, Calyx Software Kathy Moore, Doc Magic Inc. Sarah Mosley, RUTH RUHL, PC - Attorney At Law Kim Motsinger, Credit Plus Robert T. Mowrey, Locke Lord Bissell& Liddell Llp Vicki Murphy, McGlinchey Stafford and Youngblood & Associates, LLP Scott Myers, BSI Financial Services, Inc. Jason Nadeau, Stewart Lender Services Robert Neiss, Global DMS Charles Newman, Beadles, Newman & Lawler, PC Joni Neyland, Equitable Mortgage Solutions, LLC Debra Noguera, National Mortgage Insurance Robbie Osborne, Badger Law Office Markus Overheu, EPIC Lone Star Solutions, LLC Jay D. Owens, Don W. Ledbetter, PLLC Joey Pacheco, Mackie Wolf Zientz & Mann, P.C. John Passero, Jr., Janus AMC, LLC Michael Patterson, PeirsonPatterson, LLP Chris A. Peirson, PeirsonPatterson, LLP Mike Pelitere, National MI Chris Perzel, EMortgage Logic, LLC Sarah Cole Peterson, Butler & Hosch, P.A. Susan Pettem, Wingspan Portfolio Advisors, LLC Cherie Pheiffer, Mortgage Guaranty Insurance Corporation Melissa Plaisance, Essent Guaranty Aaron C. Polasek, Brown, Fowler & Alsup Lauren R. Polunsky, Polunsky Beitel Green, LLP Allan B. Polunsky, Polunsky Beitel Green, LLP Paul Pritchett, Radian Guaranty, Inc. Lauren Pulido, First Western Title Company Laurie Pyle, Stewart Lender Services Pete Radike, Fiserv, Inc. Jeff Raich, Mortgage Guaranty Insurance Corporation Troy G. Rampy, United Guaranty Residential Insurance Company James L. Robertson, Robertson Anschutz Vetters Gregory Robinson, Safeguard Properties Tara Rock, Genworth Mortgage Insurance Susan Rosen, Stewart Lender Services Terry Ross, Barrett Daffin Frappier Turner & Engel, LLP Ashlee Ross, Brown, Fowler & Alsup Ruth Ruhl, RUTH RUHL, PC - Attorney At Law 20 www. t e x a s m b a . or g t Cary Russell, The Accurate Group of Texas, LLC Jerry Rutledge, Alliance Academy Jo Ann Salazar, Frost Bank Barry Sando, CoreLogic Kevin Sanford, Weaver Toni Saverino, RedVision Systems, Inc. Brett Schaffer, Phoenix Capital, Inc. John Schawe, Frost Bank Andrew J. Schell, CMB, CPA,CFF, Mortgage Banking Solutions Robert A. Schlanger, Platinum Title Partners Michael J. Schroeder, Law Office of Michael J. Schroeder Claudia Schubert, North American Title Co Bob Schultz, Venture Solutions, Inc. Chet Sconyers, First American Mortgage Services, Division of First American Title Insurance Co Vicki Sears, Beadles, Newman & Lawler, PC Ralph Sells, EMortgage Logic Jim Shivers, MSI David W. Shuart, CMB, Radian Guaranty, Inc. Janice Shugart, Professional Alternatives Lending Services Group Mary Simmons, Black, Mann & Graham, LLP Jimmy Smaragdis, Texas Veterans Land Board Amy Smith, Dimont & Associates J. Allen Smith, SettlePou Richard J. Sowan, BKM Sowan Horan, LLP Mary M. Speidel, Codilis & Stawiarski , PC Jeffrey Spiegel, Spiegel Accountancy Corporation Telea Stafford, Butler & Hosch, P.A. Emily Stevenson, Polunsky Beitel Green, LLP Pamela Stockwell, Middleberg Riddle Group Greg Stokes, The Accurate Group of Texas, LLC David Stokes, RedVision Systems, Inc. Chris Sullivan, A La Mode, Inc. Jennifer Swearingen, PeirsonPatterson, LLP Christopher Tammen, CoreLogic Carolyn A. Taylor, Hughes, Watters & Askanase, LLP Jennifer Thomas, Venture Solutions, Inc. Kathie Thomas, LCTS - Lenders Compliance & Training Solutions, LLC David Tiberio, First American Mortgage Services, Division of First American Title Insurance Co Brian Trettel, CourthouseDirect.Com Liberty Tribe, Polunsky Beitel Green, LLP David M. Tritter, Black, Mann & Graham, LLP Donna Tucker, Frost Bank Michael Tucker, Calyx Software Scott R. Valby, Gregg & Valby, PC Bill Vallery, Essent Guaranty, Inc. Dominique M. Varner, Hughes, Watters & Askanase, LLP Billy F. Vaughn, Fidelity National Title Group, Southwest Agency Thomas F. Vetters, II, Robertson Anschutz Vetters Lisa Walz, Old Republic Credit Services Angela Watson, CrossCheck Compliance LLC Kim Weaver, Fiserv, Inc. Ashley Wenmohs, Mortgage Guaranty Insurance Corporation Amy White, United Guaranty Residential Insurance Company Michelle Wilkes, ServiceLink Marsha L. Williams, Middleberg Riddle Group Kristie Williamson, Genworth Mortgage Insurance Brandon Wolf, Mackie Wolf Zientz & Mann, P.C. Sharon Wright, Frost Bank Mark Yoder, Old Republic Credit Services Brad Young, Zingenuity, Inc. Lawrence A. Young, Hughes, Watters & Askanase, LLP Eldon L. Youngblood, McGlinchey Stafford and Youngblood & Associates, LLP Diana Yowell, Janus AMC, LLC Tom Yoxall, Locke Lord Bissell & Liddell LLP Fred Zakula, ProVest LLC Bruce Zaret, Weaver w w w .t ex a smo rt ga gelic ensing.o rg TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 affiliate members Chris Anderson, LendingQB Ben Ansolabehere, IDS, Inc. Greg Austin, IMPAC Correspondent Lending Jamie Barrio, Walz Group Paul A. Best, Peoples United Bank John Campbell, LendingQB Amy Coke, Dallas Mortgage Bankers Association Tom Connally, Associated Bank Dennis C. Conway, American Title, Inc dba Nebraska Upstream Solutions David Cook, Liberty Home Equity Solutions, Inc. Jennifer Creech, InHouse Inc. Ron Crowe, Merscorp Holdings, Inc. Binh Dang, LendingQB Robyn DiPasquale, Advantage Credit, Inc. Matthew B. Dismore, IMPAC Correspondent Lending Craig Doyle, Doyle Legal Corporation, P.C. Regina Eldridge, Texas Mortgage Bankers San Antonio Charles J. Ezell, Peoples United Bank Frank Fiore, Matchbox LLC Ted Fowler, Property Sciences Ann Fulmer, Interthinx Jim Goodrich, Property Sciences David W. Green, The StoneHill Group, Inc. Debra Green, InHouse Inc. Mike Heino, Peoples United Bank Mark Hikel, UPF Services Kelli Himebaugh, Mortgage Builder Brett Hively, Deephaven Mortgage Ron Hughes, FACTiNTEL James Randy Jackson, FACTiNTEL Janice Jackson, Data Facts Charles R. Kelley, McCalla Raymer, LLC James P. Kelly, OpenClose Nathan Lee, Richey May & Co., LLP Ruth Lee, Titan Lenders Corp Mark Mackey, IDS, Inc. Mike Mackintosh, American Title Inc. dba Nebraska Upstream Solutions Deborah Martin-Dominick, Quality Claims Management Corporation Kent Mattingly, Pierce & Associates, PC Douglas Mayers, Mortgage Industry Advisory Corporation Darius Mirshahzadeh, Endeavor America Loan Services Bill Mitchell, OpenClose Brian Montgomery, The Collingwood Group Maria Moskver, Walz Group Jeff Newcome, Deephaven Mortgage Benjamin Paden, Doyle Legal Corporation, P.C. Daniel Perez, Liberty Home Equity Solutions Dustin Pfluger, Richey May & Co., LLP Thanh Pham, CPA, Associated Bank Dawn Pieper, Mortgage Industry Advisory Corporation Tom Piercy, Interactive Mortgage Advisors, LLC Rob Pommier, OpenClose Jill Rein, Pierce & Associates, P.C. Mary Jo Reiss, Peoples United Bank Kenneth F. Richey, Richey May & Co., LLP Curtis Richins, MCT Trading Mark Ridder, Titan Lenders Corp Mark D. Roberge, MERSCORP Holdings, Inc. Timothy Rood, The Collingwood Group John Sayre, Interactive Mortgage Advisors, LLC Anne Schupack, Quality Claims Management David Sears, Platinum Mortgage, Inc. David Showalter, Data Facts www. t e x a s m b a . or g t David Smith, Endeavor America Loan Services Diane Snodgrass, Kroll Factual Data Marty Stone, McCalla Raymer, LLC Stanley M. Street, Street Resource Group, Inc. Kimberley Sweet, Interthinx Jeff Tademoto, BankRate, Inc. Jane Wilmoth, BankRate, Inc. Matt Wolfe, Associated Bank Jeff Woltemath, Advantage Credit, Inc. Bill Wooten, MCT Trading Ben Wrona, Mortgage Builder affiliate MBAs Austin Mortgage Bankers Association Dallas Mortgage Bankers Association El Paso Mortgage Bankers Association Texas Mortgage Bankers San Antonio Association as of 6/27/2014 NOTE: If you have a question about the membership roster, please contact Shannon McKinley at [email protected] or 512.480.8622 w w w .t ex a smo rt ga gelic ensing.o rg 21 TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 Future Leaders CORPORATE SPONSORS I’m a WOOTEN FUTURE LEADERS The TMBA Future Leaders Program is dedicated to identifying and cultivating the next generation of industry leaders by awarding scholarships to the MBA Future Leaders program. The scholarship was developed in 1993 and has since become the primary focus for the Future Leaders committee. Now called the Future Leaders/James M. Wooten Scholarship, the program was designed focus on developing leaders who will guide our organization and our industry in the years to come. Scholarship winners participate in a CampusMBA series which features three hands-on, executive-level sessions geared toward political activism; business analysis and problem solving; and experiential learning through collaboration, networking and peer group interaction. Accountants + Consultants CampusMBA’s FUTURE LEADERS Program is an executive leadership development program that delivers a comprehensive curriculum for selected middle- and senior-level managers who have shown leadership interests and abilities. Participants enhance their skills through three hands-on sessions geared toward political activism; business analysis and problem solving; and experiential learning through collaboration, networking and peer group interaction. Future Leaders has evolved into a highly recognized program that enhances executive skills and provides an opportunity for participants to develop relationships that last an entire career as it provides networking and development opportunities that are priceless. For more updated information, visit www.campusmba.org/futureleaders. HOW TO APPLY Scholarship applications are accepted each year by DECEMBER 1. If you are interested in applying contact the TMBA office. 22 www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 Texas Mortgage Bankers Association 13th Annual Reverse Mortgage Day September 10 & 11, 2014 The Westin Galleria | Dallas, Texas This day-long conference is designed for all loan officers, branch managers, title companies, real estate attorneys and anyone interested in learning more about the reverse mortgage industry. www.texasmba.org/reverse_mortgage SPONSORS ------------------- QuickCert ReverseAmerica Incorporated Urban Financial Group ------------------as of 6/30/2014 www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg 23 TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 TMBA | Reverse Mortgage Day September 10 & 11, 2014 | The Westin Galleria | Dallas, TX Registration Form Please copy and use one registration form per attendee. Attendee Information first name last name middle initial company title mailing address city state phone zip email fax Are you a first time attendee? Do you have any special needs addressed by the American Disabilities Act? o Yes o o Yes o No No – if yes, please attach a statement regarding any particular needs you may have and someone from our office will contact you. Where did you hear about this event? o TMBA website o TMBA Newsletter o Email Blast o Trade Magazine Ad o Other : Registration Fees Please use one registration form per attendee o individual registration before Aug 8 after Aug 8 $159 $209 Meeting Location | Hotel We have *reserved a block of rooms for that Wednesday, September 10, 2014. Make your reservations by calling Westin Galleria Hotel at 888-627-8536. *$189.00 single/double Payment o Check enclosed (payable to TMBA) o AMEX o MC o Visa Total amount due: CC number card holder first name expiration date last name signature mail registration form to TMBA, 823 Congress Ave, Ste 220, Austin, Texas 78701 or fax registration form to 512.480.8621 register online www.texasmba.org/reverse_mortgage/ Texas Mortgage Bankers Association | 823 Congress Ave, Ste 220, Austin, Texas 78701 | 512.480.8622 p | 512.480.8621 f www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg source: website newsletter 24 MAY | JUNE 2014 Vol. XXII No. 3 JOIN US... TMBA Mortgage Roundup NOVEMBER 19&20 Westin Houston Memorial City Houston, Texas Texas Mortgage Bankers Association 823 Congress Ave, Ste 220 | Austin, Texas 78701 P 512.480.8622 | F 512.480.8621 www. t | e xwww.texasmba.org a s m b a . or g t For sponsorship, program, exhibitor, and registration visit www.texasmba.org/seminar. w w w .t ex a smo rt ga gelic ensing.o rg 25 TMBA Mortgage Roundup | JUNE 2014 Vol. XXII No. 3 TMBA | Annual Educational Seminar &MAYMarketplace NOV 19 & 20, 2014 | Westin Houston Memorial City | Houston, TX Registration Form Please copy and use one registration form per attendee unless you are signing up as a group registration. Attendee Information first name last name middle initial company title mailing address city state phone zip email fax Are you a first time attendee? oNo Do you have any special needs addressed by the American Disabilities Act? oYes oNo – if yes, please attach a statement regarding any particular needs you may have and someone from our office will contact you. Where did you hear about the Annual Educational Seminar & Marketplace? oTMBA website oTMBA Newsletter oEmail Blast oPostcard oOther : Please use one registration form per attendee Registration Fees oYes by OCT 20 after OCT 20 omember $185 $235 onon-member $310 $360 omembers $145 $195 onon-members $270 $320 Group rate* *To receive the group rate, there must be at least six (6) attendees from the same company registering at the same time. All group registration forms must be submitted together for the group rate to apply. Optional event registration Qty oOpen reception tickets $50 oClosing reception tickets $50 *one reception ticket included with registration. Extra tickets are available and must be purchased by a seminar attendee. Payment Information oCheck enclosed (payable to TMBA) oAMEX oMC oVisa CC number card holder first name Total amount paid: expiration date last name *authorized signature mail registration form to TMBA, 823 Congress Ave, Ste 220, Austin, Texas 78701 or fax registration form to 512.480.8621. Texas Mortgage Bankers www. Association Texas 78701ensing.o | 512.480.8622 p | 512.480.8621 f t e x a s|m823 b aCongress . or g t Ave,wSte w w220, .t exAustin, a smo rt ga gelic rg 26 source: website newsletter TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg 27 | JUNE 2014 Vol. XXII No. 3 TMBA | MORTGAGE SERVICINGMAY FORUM December 1 & 2, 2014 | Westin Galleria Dallas | Dallas, TX REGISTRATION FORM TMBA Mortgage Roundup Please copy and use one registration form per attendee unless you are signing up as a group registration. Attendee Information first name last name middle initial company title mailing address city state phone zip email fax Are you a first time attendee? Do you have any special needs addressed by the American Disabilities Act? o Yes o Yes o o No No – if yes, please attach a statement regarding any particular needs you may have and someone from our office will contact you. Where did you hear about the Mortgage Servicing Forum? o TMBA website o TMBA Newsletter o Email Blast o Trade Magazine Ad o ALFN o Other : Registration Fees by OCT 31 after OCT 31 o Individual $180 $230 o Group Registration (must register at least 4 additional employees) $140 $190 *To receive the group rate, there must be at least five (5) attendees from the same company registering at the same time. Use the section below to list the addtional four (4) attendees. Group Registration Attendees first name last name middle initial first name last name middle initial first name last name middle initial first name last name middle initial Payment o Check enclosed (payable to TMBA) o AMEX o MC o Visa Total amount paid: CC number card holder first name expiration date last name *authorized signature mail registration form to TMBA, 823 Congress Ave, Ste 220, Austin, Texas 78701 or fax registration form to 512.480.8621 Texas Mortgage Bankers Association | 823 Congress Ave, Ste 220, Austin, Texas 78701 | 512.480.8622 p | 512.480.8621 f www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg newsletter 28 TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 98T H A N N U AL C O N V E NT ION RECAP... TMBA’s recent Annual Convention at the Hyatt Hill Country Resort in San Antonio was a huge success thanks to the convention committee members, sponsors, exhibitors, and attendees! Be sure to mark your 2015 calendar for May 3-5 as we head back to the Hyatt Hill Country Resort for our 99th Annual Convention. This year’s convention was sucessful in many ways starting with a record-breaking attendance of 730 attendees along with our largest ever exhibit hall with a total of 60 exhibitors and several on the waiting list. To recap… Many of you joined us for the welcome reception Sunday evening and a few joined 60 others at the annual Future Leaders Hold’em tournament. Congratulations to the winner of the Hold’em tournament – Tom Miller with Radian Guaranty, Inc. All proceeds for the tournament went towards the Future Leaders | James M. Wooten Scholarship program. Monday began with the Mergers & Acquisitions panel followed by the CEO/ Presidents’ Round-table and Will the Real Economy Please Stand Up with keynote Elliot Eisenberg, Ph.D. After the morning sessions 163 golfers participated in our annual golf tournament while the “non-golfers,” celebrated a distinctive part of Texas heritage at our “Tequila tasting - Cinco de Mayo style” followed by the Monday reception with exhibitors. Convention attendees and exhibitors joined up Monday morning for some coffee and breakfast before a full day of sessions starting with Industry Remarks by MBA President Dave Stevens followed by internationally recognized graffiti artist, author, and motivational innovator, Eric Wahl, and the Advocacy/Lobbying panel. The morning sessions were filled with industry insight and knowledge; in addition to new ideas for breaking out of the mold and to listen to our inner creative voice. Steve Scanlon presented us with his own motivational ideas in Thriving Through the Changes which was followed by Hot Products for Today’s Market panel. Many attendees joined the exhibitors once again for an evening reception where two attendees won the TMBA exhibitor drawing for iPads and many more won items directly from the exhibitors. Speaking of winners – thank you to those who bid and won items from the annual Future Leaders Silent Auction. The President’s reception was well attended by both exhibitors and attendees as they enjoyed delicious martinis from the martini bar and dance the night away with outgoing TMBA President - Susan Stewart. All-in-all the convention was a record-breaking year for business, networking, and fun. www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg 29 TMBA Mortgage Roundup 30 www. t e x a s m b a . or g MAY | JUNE 2014 Vol. XXII No. 3 t w w w .t ex a smo rt ga gelic ensing.o rg TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg 31 TMBA Mortgage Roundup 32 www. t e x a s m b a . or g MAY | JUNE 2014 Vol. XXII No. 3 t w w w .t ex a smo rt ga gelic ensing.o rg TMBA Mortgage Roundup MAY | JUNE 2014 Vol. XXII No. 3 www. t e x a s m b a . or g t w w w .t ex a smo rt ga gelic ensing.o rg 33