review - SIU Credit Union

A Message from
SIU CU Investment Services
Scott McClatchey, CFP
The 2 Biggest Retirement Misconceptions
BRANCHIONS
LOCAT
Carbondale
CU
Lobby Hours
W
E
I
V
E
R
Drive Up Hours
Volume 22
Lobby Hours
In this issue...
Drive Up Hours
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ISSUE 4
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13
OCTOBER 20
Credit Unions Unite for Good
Page 1
Page 2
Energy
Lobby Hours
Page 3
Drive Up Hours
Page 4
Marion
Lobby Hours
Mark Your Calendar
Drive Up Hours
Metropolis
Get Connected with
SIU Credit Union
Lobby Hours
Drive Up Hours
Harrisburg
Lobby Hours
Mailing Address
Mission Statement
Phone Numbers
Federally insured by NCUA
4
www.siucu.org
www.siucu.org
1
VISA
PS
TRAVEL TI
Using Your Visa Card to
Make Purchases Abroad
How Not to Buy a Car
No. 1 Don’t move too fast
STAFF TIONS
PROMO
No. 4 Don’t overlook total vehicle costs
Tammy Sullins
No. 5 Don’t pay for unnecessary extras or
add-ons
Before your trip:
Remember to notify us where
and when
Take note of the Visa Global
Customer Assistance Service
(GCAS) emergency number
No. 2 Don’t buy a car without researching it
Use your Visa® card through December 29, 2013.
without visiting your credit union
Be sure to know your 4-digit PIN
You’ll be automatically entered for a chance to win a trip to Super Bowl XLVIII in
New York/New Jersey, plus the ultimate Big Apple experience!
No. 3 Don’t trade in your old ride at the
dealership (if you want to make money)
For more information, visit visa.com/nflpromotion
Make note of your 16-digit Visa
account number
Keep Passwords Strong, Secret, and Safe
Op
Check the spending limits or
restrictions on your card
Tammy
r
ordinato
ing Co
s Train
eration
Sullins
SIU CU Staff Recently Trained in CPR
Amber Hannahs
Check your card’s expiration
date
Research the current exchange
rate
At your destination:
Look for the Visa brand mark at
merchant locations
Ask the merchant if Visa is accepted if you don’t see a Visa
logo
Don’t Be Spooked by Rates...
pick your
Auto Loan Rate!
Rates as low as
st
dale Ea
Carbon anager
M
Branch nnahs
Ha
Amber
APR*
APR*
0.00% 2.25%
TO
Request merchants swipe your
card
Check your receipt before signing
2
*Annual Percentage Rate. Individual rate is determined by an evaluation of the applicant’s credit history and the base rate that is chosen. Members will pick their rate at random. The available base rates range from 0.00% to 2.25% APR. Your actual rate may vary. Offer subject to credit
approval. All rates subject to change at any time without notice. Offer good on 2004 vehicles or newer. Existing SIUCU loans are excluded from
this offer. No additional deductions allowed for A+ paper, CU at work partners, or Power Point Rewards. Promotional rates only valid October
1-31, 2013. Maximum term is 60 months. 60 months payments at 2.25% APR is $17.64 per $1,000 borrowed. Membership required. Federally
Insured by NCUA. Call 618-457-3595 for additional information.
www.siucu.org
www.siucu.org
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