Open a Visa®, MasterCard®, or Discover® Card

Open a Visa®, MasterCard®, or Discover®
Card Today and Reward Yourself!
Choose Your Card Type:
Type of Account:
Classic
Platinum
Classic
Gold
NOTE: Applicants requesting Visa Platinum
cards must have an annual income of $40,000
to qualify. Applicants not qualifying will
automatically be considered for a Gold card,
Discover card, or Classic card.
Applicant's Last Name
Individual Account
Joint Account
Credit Card Application
Rewards Option (not available with classic cards):
Cash Rewards
($20 Ann Fee)
Choice Rewards
($25 Ann Fee)
First Name
Elite Rewards
($50 Ann Fee)
MI
Home Phone (Numbers Only)
Date of Birth
/
Current
Address
Street
City
Social Security Number (Numbers Only)
Drivers License Number
State
Length of Residence
Own
Years
Previous
Address
/
Months
ZIP
Dependents
Rent
Other
Street
City
State
ZIP
Employer
Position
Telephone (Numbers Only)
(If current address is
less than 5 years)
Current
Employment
Address
Length of Employment
Monthly Salary
Years
Employer
Months
Position
Telephone (Numbers Only)
Previous
Employment
Address
Length of Employment
Years
Name
Relationship
Months
Telephone (Numbers Only)
Nearest Living
Relative
(Not Living With You)
Street
City
State
ZIP
Source
Alimony, Child Support, or separate maintenance income need not be disclosed
if you do not wish to have it considered as a basis for repaying this obligation.
Monthly Income
Other
Income
Complete Information on Joint Account Only if Requesting a Joint Account
Joint Applicant's Last Name
First Name
MI
Home Phone (Numbers Only)
Date of Birth
/
/
Street
City
State
ZIP
Employer
Position
Telephone (Numbers Only)
Joint
Account
Information
(Co-Applicant's Signature
Required on Application)
Address
Length of Employment
Monthly Salary
Years
Social Security Number (Numbers Only)
Drivers License Number
Length of Residence
Years
Alimony, Child Support, or separate maintenance income need not be disclosed
if you do not wish to have it considered as a basis for repaying this obligation.
Months
Own
Months
Source
Other
Income
Rent
Dependents
Other
Monthly Income
Credit Card Application
(cont'd)
Bank Name
City, State
Checking
Banking
Information
Loan
Savings
Savings Account #
Checking Account #
Has Either Applicant Ever Filed for Bankruptcy?
Yes
Other Account #
Are Both Applicants a Citizen of the United States?
No
Primary Mortgager or Landlord
Monthly Amount
Second Mortgager
Monthly Amount
Yes
No
Mortgage or
Rental
Information
Mother's Maiden Name or Account Password
Primary Cell Phone
Joint Cell Phone
Personal
Information
NOTICE REGARDING THE USA PATRIOT ACT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain,
verify, and record information that identifies each person who opens an account. When opening an account, we will ask for your name, address, date of birth, and other information that
will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
PLEASE READ CAREFULLY. We may cause a credit investigation to be made concerning your character, general reputation, and creditworthiness from consumer reporting agencies and
other sources to be considered a part of this application.
I/We certify that the above information is accurate and complete, and is given for the purpose of obtaining credit. My/Our signature below acknowledges that, if my/our application for
credit is approved, I/We will abide by the terms and conditions of the Cardholder Agreement accompanying the Visa, MasterCard, or Discover card(s) and all amendments.
X
X
Applicant's Signature
Date
Joint Applicant's Signature
Date
NOTE: Both Must Sign if Joint Account Desired
Balance Transfers
YES! Upon approval of this application, please transfer the exact amount shown below to my new account.
Card Issuer
Card Issuer
Payment Address
Payment Address
City, State, ZIP
City, State, ZIP
Exact Amount to Pay
Account Number
Exact Amount to Pay
Account Number
NOTE: Additional transfers may be listed on a separate piece of paper.
Applications can be submitted by:
Mail:
Fax:
Bankers Credit Card Service
ATTN: Cardholder Services
PO Box 268856
Oklahoma City, OK 73126-8856
(405) 945-2192
BCCS Customer Support: (405) 945-2170 or (800) 593-1557
MEMBER FDIC
EQUAL CREDIT
OPPORTUNITY
LENDER Revised 3/2011
Visa® Platinum
Interest Rates and Interest Charges
Annual Percentage Rate
(APR) for Purchases
6.90% introductory APR for six (6) monthly cycles from the date of account opening.
After that, your APR will be 12.15%. This APR will vary with the market based on the
a
Prime Rate.
APR for Balance Transfers
9.90% introductory APR for twelve (12) monthly cycles from the date of the balance transfer.
After that, your APR will be 12.15%. This APR will vary with the market based on the Prime
Rate.
APR for Cash Advances
a
20.25%
This APR will vary with the market based on the Prime Rate.
b
How to Avoid Paying
Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you
any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge
If you are charged interest, the charge will be no less than $1.00 .
For Credit Card Tips from
the Federal Reserve Board
To learn more about factors to consider when applying for or using a credit card, visit the
website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard .
Fees
Annual Fee
No Rewards: None
Elite Rewards Option: $50 annual fee
Choice Rewards Option: $25 annual fee
Cash Rewards Option: $20 annual fee
Transaction Fees
Balance Transfer
Either $12 or 3.00% of the amount of each balance transfer, whichever is greater.
Cash Advance
Either $12 or 3.00% of the amount of each cash advance, whichever is greater.
Foreign Transaction
3.00% of each transaction in U.S. Dollars.
Penalty Fees
Late Payment
Equal to the amount of the minimum payment or $25, whichever is lesser.
Returned Payment
Equal to the amount of the minimum payment or $25, whichever is lesser.
Expedited Payment Fee: $8 per payment made via a live agent.
How will we calculate your Balance: We use the average daily balance method (including new purchases and cash advances).
Prime Rate: Variable APRs are based on the Prime Rate, which is currently 3.25% as of 3/1/2011.
a
b
We add 8.90% to the Prime Rate to determine the Purchase/Balance Transfer APR.
We add 17.00% to the Prime Rate to determine the Cash Advance APR.
The information about the cost of the card described is as accurate as of March 1, 2011, when it was printed. This information may
change after the printing date. Contact Bankers Credit Card Service at (800) 593-1557 with any questions about changes made
after the printing date.
MasterCard® Gold / Discover®
Interest Rates and Interest Charges
Annual Percentage Rate
(APR) for Purchases
6.90% introductory APR for six (6) monthly cycles from the date of account opening.
After that, your APR will be 15.15%. This APR will vary with the market based on the
a
Prime Rate.
APR for Balance Transfers
9.90% introductory APR for twelve (12) monthly cycles from the date of the balance transfer.
After that, your APR will be 15.15%. This APR will vary with the market based on the Prime
Rate.
APR for Cash Advances
a
20.25%
This APR will vary with the market based on the Prime Rate.
b
How to Avoid Paying
Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you
any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge
If you are charged interest, the charge will be no less than $1.00 .
For Credit Card Tips from
the Federal Reserve Board
To learn more about factors to consider when applying for or using a credit card, visit the
website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard .
Fees
Annual Fee
No Rewards: None
Elite Rewards Option: $50 annual fee
Choice Rewards Option: $25 annual fee
Cash Rewards Option: $20 annual fee
Transaction Fees
Balance Transfer
Either $12 or 3.00% of the amount of each balance transfer, whichever is greater.
Cash Advance
Either $12 or 3.00% of the amount of each cash advance, whichever is greater.
Foreign Transaction
3.00% of each transaction in U.S. Dollars
Penalty Fees
Late Payment
Equal to the amount of the minimum payment or $25, whichever is lesser.
Returned Payment
Equal to the amount of the minimum payment or $25, whichever is lesser.
Expedited Payment Fee: $8 per payment made via a live agent.
How will we calculate your Balance: We use the average daily balance method (including new purchases and cash advances).
Prime Rate: Variable APRs are based on the Prime Rate, which is currently 3.25% as of 3/1/2011.
a
b
We add 11.90% to the Prime Rate to determine the Purchase/Balance Transfer APR.
We add 17.00% to the Prime Rate to determine the Cash Advance APR.
The information about the cost of the card described is as accurate as of March 1, 2011, when it was printed. This information may
change after the printing date. Contact Bankers Credit Card Service at (800) 593-1557 with any questions about changes made
after the printing date.
MasterCard® Classic / Visa® Classic
Interest Rates and Interest Charges
Annual Percentage Rate
(APR) for Purchases
6.90% introductory APR for six (6) monthly cycles from the date of account opening.
After that, your APR will be 16.15%. This APR will vary with the market based on the
a
Prime Rate.
APR for Balance Transfers
9.90% introductory APR for twelve (12) monthly cycles from the date of the balance transfer.
After that, your APR will be 16.15%. This APR will vary with the market based on the Prime
Rate.
APR for Cash Advances
a
20.25%
This APR will vary with the market based on the Prime Rate.
b
How to Avoid Paying
Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you
any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge
If you are charged interest, the charge will be no less than $1.00 .
For Credit Card Tips from
the Federal Reserve Board
To learn more about factors to consider when applying for or using a credit card, visit the
website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard .
Fees
Annual Fee
$15
Transaction Fees
Balance Transfer
Either $12 or 3.00% of the amount of each balance transfer, whichever is greater.
Cash Advance
Either $12 or 3.00% of the amount of each cash advance, whichever is greater.
Foreign Transaction
3.00% of each transaction in U.S. Dollar
Penalty Fees
Late Payment
Equal to the amount of the minimum payment or $25, whichever is lesser.
Returned Payment
Equal to the amount of the minimum payment or $25, whichever is lesser.
Expedited Payment Fee: $8 per payment made via a live agent.
How will we calculate your Balance: We use the average daily balance method (including new purchases and cash advances).
Prime Rate: Variable APRs are based on the Prime Rate, which is currently 3.25% as of 3/1/2011.
a
b
We add 12.90% to the Prime Rate to determine the Purchase/Balance Transfer APR.
We add 17.00% to the Prime Rate to determine the Cash Advance APR.
The information about the cost of the card described is as accurate as of March 1, 2011, when it was printed. This information may
change after the printing date. Contact Bankers Credit Card Service at (800) 593-1557 with any questions about changes made
after the printing date.