You can now get a 7 Day Free Introduction to car insurance from

Psst! You can now get a 7 Day Free
Introduction to car insurance from
FORD INSURE… Pass it on!
FLAT SIZE
W: 420 mm
H: 297 mm
FINISHED SIZE
W: 210 mm
H: 297 mm
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Go further with 5 Star cover as standard
Trust Ford Insure to provide car insurance with an extensive range of benefits, designed with Ford drivers in mind.
Ford Insure has also been awarded a 5 Star rating by Defaqto, the independent research company, reflecting the
exceptional levels of cover on ofer.
Why choose ForD INSURE…
• The best care for your vehicle – all repairs are carried
out by Ford Accident repair Centres, using genuine Ford
parts covered by a 3 year guarantee
• We keep you moving – with a temporary hire car for
as long as your car is in for repairs
• Freedom to explore – enjoy up to 31 days cover in the
European Union as standard
• Peace of mind – our accessory protection includes
replacement of all child seats afer an accident, so your
little ones stay safe
• The ultimate protection – our unlimited cover for
standard fit in-car equipment means you’ll always get
back what you’ve lost
• Stay on course – portable satellite navigation
equipment designed primarily for use in your car is
covered up to the value of £750 if stolen from your
locked boot, so you can always find your way
• Round the clock assistance – helpful and
knowledgeable UK claims team available 24 hours a day,
365 days a year – plus access to a Personal Customer
Service Manager, who looks afer you and your insurance
• We’re here to help – free legal advice on all motoring
matters, so you know where you stand
• More reward for driving a safer car – get 15% of your
annual car insurance if your car is fitted with a Driver
Assistance Pack*
Up to £100 to help you
switch to ForD INSURE
Even if your insurance is not due for renewal we can help you switch to Ford Insure.
We’ll give you up to £100 towards any cancellation fee charged by your current insurer,
so you can choose insurance designed especially for you and your car.**
For annual insurance you can trust, call Ford Insure today for your quote.
Call 0800 048 0954
Or go online at www.fordinsure.co.uk
and get a 10% discount
Lines are open Mon-Fri 8am-8pm, Sat 8am-4pm, and Bank Holidays 8am-5pm.
*Driver Assistance Pack ofer not available online. **Terms and conditions of the ofer: 1. The ofer covers up to £100 of cancellation charges when switching from another insurer.
2. You will be asked to supply in writing within 30 days to RSA proof of the cancellation charge. 3. The ofer is only valid when you have purchased an RSA policy. 4. Once RSA
have verified these documents and first payment has been made RSA will refund you the switcher fee. 5. You may lose any No-Claims Discount (NCD) entitlement you have
accumulated for the current year if you switch insurance provider mid-term.
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Your 7 Day Free Introduction to FORD INSURE
Ford Insure’s 7 Day Free Introduction covers you for the
same extensive benefits as the annual policy, and allows
you to drive away your car as soon as it’s ready.
Eligibility Criteria
In order to qualify for 7 Day Free Cover you must have
checked the licences of all drivers who will drive your
vehicle and satisfied the following eligibility criteria.
• Not have been disqualified from driving in the last
five years
• Be a permanent resident in the UK
• Not have had more than one fault or one thef claim
in the past three years
• Be aged 17 or over (subject to the type of car)
• Hold a pass plus certificate if under 21 years of age
• Not have been refused motor insurance or had a
The car you are insuring
• Is registered/owned by you or your partner
• Has not been modified or had any changes which
policy cancelled or voided
afect the vehicle’s speed, performance or acceleration
•
• Is not used for hire and reward, commercial travelling
Is less than 18 years old
• Not have been convicted of, or have any outstanding
prosecutions for, fraud or dishonesty of any kind
• Meet the eligibility criteria above and have no
convictions other than speeding (SP10-50 conviction
codes) or more than six points on their licence. other
convictions may be acceptable and must be advised
to the customer manager when you call.
or in connection with the motor trade
You and the other driver must
• Have a full UK or EU Licence that has been held for at
least one year
In some circumstances additional eligibility criteria, terms
and conditions may be applied. Terms and conditions are
available on request.
Call on 0800 048 0954
with the details below
To enable us to start your cover we
will need these details, along with
some additional driving history
information and details of the other
driver (if applicable) to be insured
under your policy.
Your Ford Insure Dealer Number
Dealer Tax & Registration Date
D
Vehicle Registration Number
D
M
M
Y
Y
Y
Y
Agreed Collection Date
D
D
M
M
Vehicle Model
RSA Policy Number
R
S
A
P
All quotes guaranteed for up to 60 days. The ofer of insurance is subject to eligibility criteria. Terms and conditions are available on request.
Cover described is for Comprehensive policies using Ford Accident Repair Centres.
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FORD INSURE 7 Day Free Introduction
Policy Summary
The cover provided by Ford Insure 7 Day Free Introduction is Comprehensive. It covers Social Domestic and Pleasure
purposes including travel to and from work. Ford Insure 7 Day Free Introduction is underwritten by royal & Sun Alliance
Insurance plc.
• Comprehensive – loss or damage cover for your car and third party liability protection for injury or damage insured
drivers may cause to others or their property.
The following tables provide a summary of the main policy benefits, terms and conditions. For full details of these and
all the terms and conditions that apply you should read the policy document. A copy of which will be provided at any
time on request.
Table 1 – Significant Features and Benefits
The following will automatically be included in your policy:
Features and
Benefits
Significant Exclusions
or Limitations
In-vehicle Equipment
Covers audio, telephone,
satellite navigation systems
and visual entertainment
equipment.
•All in-car equipment, except for
Policy Section
3
portable and satellite navigation
systems, must be permanently
fitted in your car
•All portable satellite navigation
systems must be stored out of
sight in either a locked boot or
locked glove compartment when
there is no one in your car
•Limited to satellite navigation
equipment designed primarily
for use in your car
Temporary Hire Car
While the car is being repaired at a
Ford Accident repair Centre following
an insured incident
Windscreen Cover
For both glass repair and replacement
you will have to pay the first amount of any claim shown – See
‘other important information’ for the excess applicable
Immediate Repair
Authorisation and a
3 year guarantee on
all repairs
Available only if the car is being repaired
at a Ford Accident repair Centre following
an insured accident
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What you should do if there
is an accident or a thef.
4
What you should do if there
is
an accident or
a thef.
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Table 2 – Significant Exclusions and Conditions
For full details of these and other exclusions and limits please read the policy document.
Cover
What is Not Covered
Loss or Damage to your car
•
•
•
•
•
Policy Section
Cover excludes the costs of wear and tear, loss of value, parts
breaking down or failing
3
You must also protect the car against loss or damage and it
must be locked and the key(s) removed if no one is in it
Any loss or damage as a result of a public authority legally
removing, keeping or destroying your car
Loss or damage resulting from your car being taken, without
your permission, by:
your partner;
your boyfriend or girlfriend;
your children;
anyone who normally lives with you; or
a member of your family.
•
•
•
•
•
•
Cover will not apply while driving under the influence of drugs
or alcohol.
Use of the Car
Cover will not apply if the car is being used for a purpose, or is being
driven by a person, not covered by
1&3
Excesses and Limits
Your policy may be subjest to excesses, which are teh amounts you
must pay in the event of a claim – See ‘other important information’
for the excesses applicable. Also, certain limits may apply.
1&3
Important Information
refer the matter to the Financial ombudsman Service.
This does not afect your right to take legal action.
Your right to cancel the policy
As the policy is for a period of less than one month, there are no
statutory cancellation rights.
Claims
Should you wish to claim under your Ford Insure 7 Day Free
Introduction policy, you should call the Claims Helpline on 0800
0480 951 as soon as possible. You must give us any information
or help that we may ask for. You must not settle, reject, negotiate
or agree to pay any claim without our written permission. Full
details of how to claim are included in the policy document.
Complaints
If you believe that we have not delivered the service you
expected, we want to hear from you so that we can try to
put things right. If you have cause for complaint you should
initially contact the person who arranged the policy for you or
the manager of rSA at the address shown on your quotation
or schedule, as appropriate. In the unlikely event that they
are unable to resolve your concerns, your complaint will be
referred to our Customer relations Team who will arrange for an
investigation on behalf of our Chief Executive.
RSA
Customer relations Team
Po Box 2075
Livingston
EH54 0EP
Financial Ombudsman Service
South Quay Plaza
183 Marsh Wall
London
E14 9Sr
Compensation
royal & Sun Alliance Insurance plc is a member of the Financial
Services Compensation Scheme (FSCS). This provides
compensation in case any member goes out of business or into
liquidation and is unable to meet any valid claims against
its policies. You may be entitled to compensation if we cannot
meet our obligations, depending on the circumstances of the
claim. Further information about the compensation scheme
can be obtained from the FSCS.
If they cannot resolve the matter to your satisfaction, they will
provide you with our final response so that you can, if you wish,
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Other Important Information
Policy Limits
Termination of the contract
You may cancel this policy by returning the Temporary Cover
Note to us.
The law and language applicable to the policy
Both you and we may choose the law which applies to this
contract. However, unless you and we agree otherwise, the law
which applies is the law applicable in the part of the United
Kingdom, Channel Islands or Isle of Man in which you live.
The language used in this policy and any communications
relating to it will be English.
Financial Sanctions
Please note that royal & Sun Alliance Insurance plc is unable to
provide insurance in circumstances where to do so would be in
breach of any financial sanctions imposed by the United Nations
or any government, governmental or judicial body or regulatory
agency. Full details will be provided in your policy documentation.
Endorsements to your Policy
Section 9 – No-claims discount. This section is removed from
the policy wording and replaced with:
Section 9
No-claims discount. If no incident occurs during
the period of insurance which results in a claim, your no-claims
discount will not increase.
•Third Party Property Damage
Efects
•Personal
Expenses
•Medical
Equipment
•In-Car
mergency overnight
•EAccommodation
Locks
•replacement
following thef of keys
£20,000,000
(including costs)
£200
£200
£750
£50per person/
£250 for all people in car
Unlimited
Data Protection Act 1998
FCE Bank plc, royal & Sun Alliance Insurance plc and Ford
Motor Company Limited, as data controllers, will use the
information collected about you to administer your Ford
Insure policy. Your information may be disclosed to the parent,
subsidiary
or associated companies of FCE Bank plc,
royal & Sun Alliance Insurance plc, Ford Motor Company
Limited, any agencies, contractors or companies providing
services for your benefit and any assignees, transferees or
replacements of the above referred parties.
Your information may be used by the above parties for the
purposes of administration of your policy, underwriting and
statistical analysis now and afer your policy has lapsed. Some
information may be shared with other insurers and agents via
a register of claims for the purposes of fraud prevention and
underwriting.
If an incident occurs during the period of insurance which results
in a claim, your no-claims discount will reduce in line with our
usual scale. You cannot transfer your no-claims discount to
anyone else.
The information we hold about you may also be transferred
outside the European Economic Area (EEA). Although such
transferred data may not normally be aforded the same degree
of protection as inside the EEA, we will put in place measures to
adequately protect your data.
Conditions which apply to your whole policy -H.
other insurance
This section is removed from the policy wording and replaced
with:
Please ensure that where you have provided the personal
information of others, that they have consented to this and that
you have made them aware of this notice and the use of their
information.
Conditions which apply to your whole policy -H.
other insurance
If a claim under your policy is also covered by other motor
insurance, this policy is void from the efective start time and
date of such insurance.
Excesses
Accidental Damage Excess
Fire Excess
Thef Excess
Windscreen or Window Glass
replacement Excess
Windscreen or Window Glass
repair Excess
£500
£100
£100
£60
£0
The following excesses are in respect of the young and
inexperienced drivers. These are applied in addition to the
Accidental Damage Excess:
Drivers 18-19 years old
Drivers 20-21 years old
Drivers 22-24 years old
£300
£200
£150
Sensitive Data
In order to assess the terms of the insurance contract or
administer claims which arise, we may need to collect data
about you or others which the Data Protection Act defines as
sensitive (such as medical history or criminal convictions).
By proceeding with this insurance, you signify your consent to
such information being processed by FCE Bank plc, royal &
Sun Alliance Insurance plc and Ford Motor Company Limited
and their agents. Please ensure that you only provide us with
sensitive information about other people with their agreement.
Ford Motor Company Limited and FCE Bank plc would like to
keep you informed, by telephone, post, text or email of selected
products and services available from them and their carefully
chosen suppliers. royal & Sun Alliance Insurance plc would like
to keep you informed, by telephone, post, text or email of Ford
Insure products and services. By giving us your details, you
are giving us your consent to do this but if you don’t want us
to contact you, and have not previously advised us of this,
please let us know when you contact us.
Policy Sections Applying
•Legal liability to others
•Loss and Damage
•Windscreen Cover
•Medical Expenses
•Personal Efects
•No Claim Discount
•replacement Locks
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Motor Insurance Database
Information relating to motor insurance policies will be added
to the Motor Insurance Database (MID) managed by the Motor
Insurers’ Bureau (MIB). MID and the data stored on it may be
used by Insurers, the Police, DVLA/DVANI, the Insurance Fraud
Bureau or other bodies permitted by law for purposes including,
but not limited to:
Vehicle Licensing
• Electronic
Insurance Enforcement
• Continuous
enforcement (prevention, detection, apprehension and
• orLawprosecution
of ofenders)
obtaining information if you are involved in a road trafc
• accident
(either in the UK, the EEA or certain other territories)
Persons (including his or her appointed representatives)
pursuing a claim in respect of a road trafc accident (including
citizens of other countries) may also obtain relevant information
which is held on the MID.
It is vital that the MID holds your current registration number. If
it is incorrectly shown on the MID you are at risk of having your
vehicle seized.
You can check that your correct registration number details are
shown via the internet on the MID at
www.askmid.com. If you do not have internet
access you may find internet facilities available at your local
library.
Fraud Prevention, Detection & Claims History
f false or inaccurate information is provided and fraud is
•Iidentified
or suspected, details may be passed to fraud
prevention agencies and, where necessary, law enforcement
agencies for the prevention and detection of a crime.
e and other organisations may also access and use this
•W
information to prevent fraud and money laundering, for
example when:
Checking details on applications for credit and credit related
or other facilities
Managing credit and credit related accounts
or facilities
recovering debt
Checking details on proposals and claims for all types of
insurance
Checking details of job applicants and employees
•
•
•
•
•
lease contact the Data Protection Liaison
•Pofcer
at the address shown opposite if you
want to receive details of the relevant fraud prevention
agencies
e and other organisations may access and use from other
•W
countries the information recorded
by fraud prevention agencies
Claims History
Insurers pass information to the Claims and Underwriting
Exchange register, run by Insurance Database Services Ltd (IDS
Ltd) and the Motor Insurance Anti-Fraud and Thef register, run
by
the Association of British Insurers (ABI).
Under the conditions of your policy, you must tell us about any
incident (such as an accident, fire, thef or malicious damage)
which may or may not give rise to a claim. When you tell us
about an incident we will pass information relating to it to the
registers.
We may search these databases when you apply for insurance,
in the event of any incident or claim, or at time of renewal
to validate your claims history or that of any other person or
property likely to be involved in the policy or claim.
How to contact the Data Protection Liaison Ofcer
If you have any questions, or you would like to find out more
about this notice you can write to:
Data Protection Liaison ofcer
Customer relations ofce
rSA
Bowling Mill
Dean Clough Industrial Park
Halifax
HX3 5WA
on payment of a small fee you are entitled to receive a copy of
the information we hold about you.
Road Trafc Act
It is an ofence under the road Trafc Act to make any false
statement or withhold any material information for the purpose
of obtaining a Certificate of Motor Insurance or Cover Note.
Duty of Disclosure
All your answers to our questions are material facts and
provided you have answered them to the best of your
knowledge and belief we consider that you have fulfilled your
requirement to disclose material facts. If you are not sure
whether to report or change you must tell us immediately.
We may reassess your cover and terms when we are told about
changes in your circumstances. If you do not tell us about any
changes, or supply information that is not true to the best of
your knowledge or fail to disclose material facts, this may result
in your policy being invalid, you may not be covered in the event
of a claim or your cover may be afected.
RSA
Ford Insure 7 Day Free Introduction is underwritten by royal &
Sun Alliance Insurance plc which is authorised and regulated by
the financial Services Authority as an insurance company and to
undertake insurance mediation under registration No. 202323.
You can check this on the FSA’s register by visiting the FSA’s
website www.fsa.goc.uk/register or by contacting the FSA on
0845 606 1234.
royal & Sun Alliance Insurance plc (No. 93792). registered in
England and Wales at St. Mark’s Court, Chart Way, Horsham,
West Sussex, rH12 1XL. Authorised and regulated by the
Financial Services Authority.
Calls may be recorded and monitored.
The aim is to help us to check information provided and also to
prevent fraudulent claims. When we
deal with a request for insurance we may search these registers.
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It’s easy to set up your 7 Day Free
Insurance and to get a quote on
annual insurance.
Call 0800 048 0954
FCE Bank plc (Company No. 0772784) is registered in England and Wales, Central Ofce, Eagle Way, Brentwood, Essex CM13 3AR.
Ford Insure is underwritten and administered by Royal & Sun Alliance Insurance plc, which is authorised and regulated by the Financial Services Authority under Registration Number 202323. FCE Bank
plc is authorised and regulated by the Financial Services Authority for insurance mediation under Registration Number 204469 and acts as an insurance intermediary in relation to Ford Insure. In relation
to this same product, Ford Motor Company Limited is an appointed representative of FCE Bank plc. Ford Motor Company Limited acts as an insurance intermediary. Calls may be recorded and monitored.
FPS00643H (02-13) INS2013/014 Exp 11/02/2014
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