Your Guide to Financial freedom
Transcription
Your Guide to Financial freedom
Your Guide to Financial freedom provided by American Wealth Builders AmericanWealthBuilders.com American Wealth Builders (AWB) specializes in helping real estate investors diversify their portfolio with passive, income-producing properties in strategicallychosen markets. ABOUT AWB WHO WE WORK WITH: American Wealth Builders helps first-time and seasoned investors to build and diversify their investment portfolios by delivering industry-leading step-by-step service so clients simply pick up a phone for authoritative guidance on taking the next step. $ WHAT WE DELIVER: American Wealth Builders has built numerous relationships across the industry, including finance and property management, to provide turnkey investing opportunities so that investors can invest by simply picking the phone up and making a call. It’s all done for the client; we’ve effectively eliminated the hassles of finding the right market, securing the right property, rehab work, finding the right tenant, and putting management in place. It’s truly turnkey and passive. WHERE WE WORK: American Wealth Builders works in strategically chosen markets, including Atlanta, Georgia; Columbus, Ohio; and Cleveland, Ohio. We are one of the biggest bulk buyers of real estate in the country, which allows us to locate and secure more attractive properties at a lower cost in the right markets than most investors would be able to source on their own. And, we’ve developed numerous relationships with financial firms, which allows us to make introductions for investors to help them access money they may not realize they have access to, and allow them to fund even more investments. A me rc ia nWe a lt hB u ild e r s . c om 2 THE TEAM American Wealth Builders is based in West Palm Beach, Florida, with team members in New York, Michigan, California, Ohio, Georgia, and Canada, ground teams in Atlanta, Columbus, and Cleveland, and a network of strategic partners in Oklahoma, Tennessee, Utah, New Mexico, California, Oregon, Pennsylvania, Florida and Georgia. MARK EVANS, DM, DN – CEO Mark Evans has nearly been in the real estate investing business almost two decades. He has been doing turn-key investments before it was even called turnkey. He is a seven-time best-selling author, highly-sought-after speaker, a full-time turnkey investor, and a world traveler. Mark has developed many ground-breaking investing processes. He has fine-tuned the turnkey investing process and built a massive network of professionals who work hard daily for investors so they don’t have to. Mark has simplified investing with powerful turnkey investing systems that allow investors to quickly and simply invest over MANAGEMENT the phone without the hassles and headaches that once accompanied investing (and these same systems also expand the potential markets they can invest in). Mark believes that most people live to work but he’s on a mission to help people break free from that mentality and adopt a simpler strategy of working and investing to live. Mark has a zest for life and a passion to explore the world. In fact, the investing systems and strategies he’s built gave him the freedom to travel all over the world for 7 years, proving that a great system can help investors invest anywhere… from anywhere. PETER F. AQUART – COO Peter F. Aquart has been an entrepreneur since the age of 13, owning/operating over 15 small businesses in just 16 years. He graduated from the University of Pennsylvania with a BSE in Mechanical Engineering, and then spent 4 years modernizing and growing a group of retail and manufacturing businesses with multiple locations in South Florida. After exiting from that company, Peter joined Mark in 2010 to help Mark elevate real estate operations to the next level. MANAGEMENT Peter keeps the team running like a well-oiled machine, and he ensures that the technology behind many of Mark’s investing systems are running at peak performance. A me rc ia nWe a lt hB u ild e r s . c om 3 ADAM MAGGIO – WEALTH STRATEGIST/REAL ESTATE INVESTOR Looking back at Adam Maggio’s humble beginnings, it is amazing to see how he has transformed himself into one of the country’s top sales experts who has consistently been at the top of the sales game year after year. As a kid, Adam watched his parents work hard at a J.O.B, and thought that this must be the way you succeed. He decided he would work hard, too. Adam became the #8 producer at a Fortune 500 company of over 60,000 independent agents, at age 24. He then went into management and grew a sales team to go on and do the same thing winning every conceivable award the company had to offer, all done during the so-called ‘insurance recession.” SALES ARUN “AK” KAPSE – WEALTH STRATEGIST /REAL ESTATE INVESTOR AK has varied background and experience from private equity and business development. SALES During his time as a stockbroker for almost 5 years, he became frustrated with market losses and the uneven playing field. In 2010 AK met CEO Mark Evans and was blown away by the business model. Clients were invested in tangible, high-performing, cash-flowing assets, and earning more than those using a market based strategy. AK is an avid cross-fitter and yoga enthusiast. DAN WITHERINGTON – WEALTH STRATEGIST/REAL ESTATE INVESTOR Dan has comprehensive financial and business development experience working in the heart of New York City on Wall Street. His work primarily focused on conducting financial and operational analysis on energy, manufacturing, and aerospace/defense companies. Thru his experience combined with his education he has developed a strong financial acumen and a passion for investing. He has travelled extensively throughout North and South America working with some of the largest companies within the Fortune 500. Dan attended Ashford University where he graduated with high honors with a Bachelor’s of Arts degree in economics and finance while minoring in entrepreneurship. He enjoys traveling, golfing, wining, dining, and spending time with friends and family. A me rc ia nWe a lt hB u ild e r s . c om SALES 4 ROSANNE CELLINI Rosanne originally had a job with a Non Military Distribution Company for most of her life where she held several positions in the company. Rosanne felt like she was being held back in the employee world and wanted more - that is when she met Mark Evans DM online in 2007. Since then, her world has forever been changed – Rosanne has been involved in many projects, opportunities and has become an active team member of American Wealth Builders. Rosanne enjoys doing her workouts along Sunset Cliffs in San Diego, CA, learning and going to the next level and is a huge Chargers fan! She also enjoys being with family and close friends. A me rc ia nWe a lt hB u ild e r s . c om DEAL Coordination 5 Here are the THE AWB ADVANTAGE top SIX reasons to get American Wealth Builders working to help you achieve your financial freedom and the lifestyle goals you desire. 2 3 We are market experts: We are constantly analyzing markets where our investors are going to see the most stable returns and when the best times to enter and exit are. At any given time, we’re in a handful of markets but always looking at many more. Our systems allow us to drill down to “street level” markets so we can assess which streets make the most compelling opportunities. And once we choose to enter a market, we become experts in that market so we know the impact that even the smallest trends and changes will have. This gives us access to more properties, it allows us to utilize our contractors and property managers more effectively, and it protects our investors from many market fluctuations that they’d face if they tried to invest on their own. Let the numbers speak for themselves: We’ve been in one market (Columbus Ohio) for nearly 19 years and another market (Atlanta Georgia) for nearly 10 years. This is a testament to how carefully we’ve chosen our markets. 1 You’ll work with innovating pioneers: We are constantly testing and refining our systems, developing new systems, and innovating new methodologies. Our goal is always the same: To access more compelling opportunities, convert them to turnkey properties more effectively, and to pass those great passive cash-flowing deals to our investors. In particular, we have pioneered strategies like currency manipulation (an out of state investing strategy), as well as a proprietary system to find belowmarket-price properties before they ever reach the market (most are never listed on the MLS because we get to them first). The bottom line: You get access to more properties with better performance in stable markets. AWB is the best team to help you invest. We make passive turnkey investing easy: As investors ourselves, we understand how important it is to invest for cash flow but we also know that it’s not always easy to invest where you live. Not only is it financially unreasonable to invest in many markets, it is also time consuming and effort intensive to do all that legwork yourself. A market like California, for example, doesn’t make financial sense to be in right now. So, investors work with us as their trusted source to find great markets, and then to provide them with a turnkey investment that is rehabbed, rented, cash-flowing, and well-managed. We believe that someone who wants to invest shouldn’t have to scour the MLS and drive around neighborhoods to find deals; they should only have to pick up the phone and make one call - to us. A me rc ia nWe a lt hB u ild e r s . c om 6 4 Higher cash on cash returns: Investors come to us because they want a simple path to financial freedom and it is ultimately the cash on cash returns that investors get from each investment, that provide that freedom. Cash on cash returns are calculated as: 6 [Annual NET income] / [CASH/TOTAL CAPITOL OUTLAY] Our systems and strategies are devoted to doing what we can to increase the annual income for investments and to decrease the total investment price. From a proprietary property management vetting framework to extensive systems and automation, we can confidently claim that we structure investments to provide a higher cash on cash return than any passive investor can achieve on their own. 5 We put our money where our mouth is: We’re investors, too. That means we’re not doing anything for our clients that we aren’t already doing for ourselves. In fact, many of the innovations and strategies we use for American Wealth Builders clients have come out of our “in-the-trenches” discoveries that we’ve made over the last 19 years. We’ve exited and entered markets, tested different asset classes, and even squeezed out more returns per property because of the strategies we learn as investors. $$$ A me rc ia nWe a lt hB u ild e r s . c om A team that works for you: The American Wealth Builders team works tirelessly to help our investors. On any given deal, we’ll have as many as a dozen people working on the property and on your behalf to realize a truly passive, turnkey cash-flowing investment for you. For example: • Our acquisitions department will source the deals and work with the title company before handing them off to the contractor and their team to make any repairs, upgrades, and quality checks. The contractor works with inspectors to ensure that the property is up to AWB standards and then they hand the property off to the property management team who works with an insurance provider and places a tenant. • Meanwhile, our Wealth Strategists work with individual investors to match them up to the right investment, and once you’ve identified the proper investment for you the Deal Coordinator ensures that the transfer of ownership is smooth. • And, our office team – including administrative support and the executive team – keeps everything on track, and everyone is eager to jump in and help out where needed. • And if you ever have questions about your investment, you can always talk to someone at our office who can get you the answers you need. American Wealth Builders was founded to make real estate investing simple for passive investors – to help them find turnkey cash-flowing properties and to build an investment portfolio that delivers financial freedom. We’re proud of the company we’ve built because we see the results of that effort every single day as investors come to us, find out how simple it is to invest, and start investing to achieve the life they want to live. 7 SALE PRICE: $35,000-$65,000 MONTHLY RENT: $600-$1,000 2-4 Bedrooms 1-2 Bathrooms 950+ Square Feet OUR NICHE PROJECTED NET ANNUAL ROI: 11%-15% Example Residential Properties OGDEN AVENUE, COLUMBUS, OH 3 bed/1 bath – 1,196 sq. ft SALE PRICE: $38,000 MONTHLY RENT: $700.00 PROJECTED NET ANNUAL ROI: 14.05% BINBROOK ROAD, COLUMBUS, OH 3 bed/1bath – 1,344 sq.ft. SALE PRICE: $45,000 MONTHLY RENT: $800.00 PROJECTED NET ANNUAL ROI: 14.23% OGDEN AVENUE, COLUMBUS, OH 3 bed/1 bath – 1,196 sq. ft SALE PRICE: $38,000 MONTHLY RENT: $700.00 PROJECTED NET ANNUAL ROI: 14.05% Example Multifamily Properties VALLEY BRIDGE APARTMENTS, ATLANTA, GA 60 Units SALE PRICE: $1,270,000.00 MANAGEMENT MONTHLY RENT: $33,300.00 LITTLE STREET APARTMENTS, ATLANTA, GA 12 Units SALE PRICE: $175,000 MONTHLY RENT: $6,300 PROJECTED NET ANNUAL ROI: 14.64% PROJECTED NET ANNUAL ROI: 29.15% A me rc ia nWe a lt hB u ild e r s . c om 8 RANKED 2012 IN BUSINESS WEEK’S 50 BEST CITIES IN AMERICA COLUMBUS OHI0 ABOUT THE MARKET: Columbus is the capital city of Ohio and its largest city. The city was founded in 1812, although was a settlement for a couple of decades before that. Columbus has a diversified economy, which helped to insulate it from the severity of the 2007 recession. The city was named as one of the best cities in America to live in by both BusinessWeek (in 2012) and Forbes (in 2013). RANKED TOP 10 CITY BY RELOCATE AMERICAN IN 2010 BY FORBES MAGAZINE Key Industries: Education, Finance, Defense and Logistics, Industry and Energy, Healthcare, Biotech RANKED 3RD BEST CITY FOR TECH JOBS WHY WE LIKE THIS MARKET: We’ve been investing in this market for nearly 19 years. It has continued to deliver stability and predictability. The economic diversification and Columbus’ celebrated attractiveness bring people to the city for work, which helps keep rental demand at levels we like. OUR NICHE KEY FACTS: Population: 2.3 million Median Household Income: $37‚897 1 BILLION IN EXPORTS = 4‚000 CENTRAL OHIO JOBS BOTH ERNST & YOUNG and KPMG RANKED OHIO AS ONE OF THE TOP 5 TAX CLIMATES IN THE UNITED STATES Employers of Note: • • • • • • • • • • Nationwide Mutual Insurance Company American Electric Power L Brands Big Lots Cardinal Health Ohio State University JP Morgan Chase Owens Corning Wendy’s (restaurant headquarters) White Castle (restaurant headquarters) 15 FORTUNE 1000 HEADQUARTERS #7 AMONG MAJOR METROS RENTER STATISTICS: 53.1% of Columbus Residents are Renters (vs. 35.1% national average). 77.2% are living in the same house 1 year and over. Population Percent Change (2010 2013): 4.3% vs. 2.5% National Average Since 2006, average rents in Columbus have increased by 3% a year. A me rc ia nWe a lt hB u ild e r s . c om 9 RECENTLY RATED #8 by cnn Money for The TOP 10 Best Place To Become a Landlord ACCESS TO THE LARGEST #1 (140‚000) CONCENTRATION OF COLLEGE STUDENTS IN THE MIDWEST MOST FAVORABLE BUSINESS LOCATION WITH ACCESSIBILITY TO THE AMERICAN MARKET OHIO HAS THE 3rd LOWEST NEW CAPITAL-INTENSIVE & LABOR-INTENSIVE MANUFACTURING (KPMG) HOME TO THE NATION’S LARGEST ANGEL INVESTOR GROUP COLUMBUS OHI0 OHIO HAS THE EFFECTIVE TAX RATE ON LOWEST EFFECTIVE TAX RATE FOR NEW R&D FACILITIES FROM 2001 TO 2011 COLUMBUS’ TECH INDUSTRY GREW 31% INCLUDING a 9.5% GAIN FROM 2009 to 2011‚ ACCORDING TO A STUDY BY PRAXIS STRATEGY GROUP 3rd LOWEST NEW INVESTMENT NO (KPMG) INVENTORY TAX PERSONAL PROPERTY TAX KPMG RANKS OHIO #1IN THE NATION IN EFFECTIVE TAX RATE FOR NEW DISTRIBUTION CENTERS ALL THESE FACTORs mean JOB GROWTH‚ population increase‚ and ultimately a bigger supply of renters. A me rc ia nWe a lt hB u ild e r s . c om 10 THE AWB PHILOSOPHY Our surprisingly simple philosophy of investing (most investors overlook this) What’s the most important part of a real estate investment? Some investors will answer “the property” and others will answer “the purchase price” and others will answer “the market” and others will answer “positive cash flow.” Indeed, these are important considerations when investing but we don’t believe they’re the most important. To answer the question, consider this: why do you invest? Chances are, you have several reasons why you invest, which might include a desire for financial freedom or to reach a lifestyle with your family that you aspire to enjoy. It might be to finally say goodbye to your 9-5 job so you can spend more time at home with the kids; it might be to pay off your mortgage (or your parent’s mortgage); it might be to have the freedom to take your spouse on luxurious cruises or your grandkids to Disneyland more often; it might even be just to create enough passive cash flow to retire early. The reason why you invest is not to own property but to own your life! To enjoy the freedom and lifestyle that you desire. And while the property, deal structure, and the cash flow can all play into that, even the very best properties and an amazing positive cash flow will not help you achieve your goals if something else is missing from your investment. If You’re Missing This Component‚ Your Investment Is At Risk! As the saying goes, a chain is only as strong as its weakest link. Unfortunately, this other element is often overlooked, ignored, or considered an afterthought. For many investors, it’s a weak link simply because they don’t realize the impact on their lives if they make it a strong link. What happens if you have a great property and positive cash flow, but your tenants move out? Or what happens if there’s an issue with the tenants that needs to be solved? As your tenants pay their rent, how will you get that money coming into your account? And, when there are regular upkeep requirements, who will ensure that those are taken care of on time and with high quality workmanship? You can have a great property in a great market with great cash flow, but if the management is your weak link, your investment returns will be at risk: the financial freedom and quality of lifestyle that your investments are supposed to provide you will not be enjoyed as you deal with finding tenants, getting paid, maintaining the property, and other responsibilities of a property manager. Many investors view property management as an afterthought, not realizing that they are creating a weak link in their investments. They find just any property manager and hope that manager will do a good job, or the investor will think they can do it themselves, even if they live in another state. MANAGEMENT A me rc ia nWe a lt hB u ild e r s . c om 11 1. doesn’t just find tenants when needed; they are always looking for the best tenants for their client’s properties A GOOD PROPERTY MANAGER... 2. is proactive at 3. knows the 4. understands 5. sees themassessing tenant property inside the tenancy laws selves as an issues and dealing with them before they become real problems and out and is an expert at understanding what specific issues the particular property may encounter, based on local climate, geology, building codes, etc. At American Wealth Builders, we believe that a well-chosen property manager is a critical component of an investment and is central to maximizing your returns and minimizing your efforts for years to come. This all comes back to our commitment to provide investors with passive investments. A passive investment should require virtually no work on the part of the investor (perhaps just an occasional email/call into the office to update us on things from your end). Here’s What It Means For Those Who Invest With American Wealth Builders Our team works tirelessly to find great properties in well-chosen markets with stable cash-flow that helps our investors reach their investing and lifestyle goals. But then we go further by identifying a property management team that will turn the investment into a truly passive one. Using a proprietary framework refined over years of in-the-trenches use, we identify the property management needs of each investment and then pull together a short-list of the property MANAGEMENT managers who have been carefully vetted, and who are ideally suited for the needs and responsibilities of that role. A me rc ia nWe a lt hB u ild e r s . c om of the city and state they work in and will advocate on the behalf of their clients to the fullest extent possible investor’s partner – someone who understands that if the investor succeeds then the property manager succeeds There are many factors that determine the quality of a property manager who is qualified to work with American Wealth Builders investments, including (but not limited to): Fair pricing Years of experience Qualifications Communication What systems they have in place In fact, if we can’t find a property management team to fit within our framework, we simply won’t invest in that market. Your property manager is the most important part of your investment – they’re your eyes, ears, and boots on the ground. They’re an “investment in your real estate investment” to ensure that you maximize your returns and achieve the freedom and lifestyle goals that ultimately drive your investing. So‚ what’s the American Wealth Builders’ surprising philosophy of investing? Build a passive investment portfolio that is managed by a professional so you can enjoy the freedom and lifestyle you deserve. 12 How to TAP INTO HIDDEN SOURCES of money to fund your investments Real estate investing is one of the most powerful ways to invest: there are a number of tools and strategies available to invest affordably (that you don’t get when investing in the stock market), and American Wealth Builders is constantly creating, testing, and refining new strategies and tools to realize more stability and a higher return. Because of these tools and strategies, American Wealth Builders can provide affordable turnkey investments at a fraction of the cost that investors would pay if they tried to do it themselves, which means that you’ll be able to invest even more when you invest with American Wealth Builders. Our investors frequently realize that once they start investing with us, they want to invest more. And we’re often asked “Are there other sources of money that I can tap into so I can do more deals with you?” As a service to investors, we’ve compiled a list of some of the most popular ways that our clients have accessed money to do more deals (even more than they thought possible when they started investing with us). Not all of these strategies will be right for everyone but you may find some options that allow you to tap into a source of funds you didn’t realize was available to you. (Note: Your own situation will dictate which strategies are right for you. Always be sure to do your own due diligence and confer with your financial team to help you make the right decisions.) Cash: If your cash is just sitting there – in your bank account or under a mattress—then its value is eroding because of inflation. Simply put: the money you have sitting there is worth less than when you put it there. Put it to work and start earning a return on that money, and protect it against inflation in an appreciating asset. FUNDING aside for emergencies, which is a good idea. But most emergency funds have more money put aside than is actually needed. And our investors have discovered that the constant cash-flow from real estate investments is actually a better way to handle emergencies (because there’s usually a greater benefit of ongoing cash to handle the emergency versus a single large influx of cash). CDs: Certificates of Deposit (CDs) are touted by banks as an attractive way to save your money. However, between fees and low interest rates, CD returns are often lower than inflation! In many cases, CDs aren’t a way to save money – they’re simply a way to lose less money. For example: According to the Bureau of Labor Statistics, the average inflation rate in 2014 was 1.6%, and according to BankRate. com, 1 year CD rates in 2014 were less than 1%. That means your money would lose .6% every year (excluding fees). Stock portfolio: Some of our investors have chosen to sell some or all of their stock portfolio and invest it in real estate. Although this strategy is not right for everyone (and may trigger transaction fees), investors who choose this method do so because they prefer the advantage of cash flow over speculative returns that are largely tied to news cycles and hope, and because the unpredictable daily ups and downs of the stock market are too frustrating (and stressful!) to an investor who simply watches helplessly from the sidelines as their investments rise and plummet in value every day. Note: Some people like to keep some money A me rc ia nWe a lt hB u ild e r s . c om 13 Gold‚ silver‚ or other assets: Al- though precious metals enjoyed a spike in value for a few years during and after the financial meltdown of 2007/2008, they have since stagnated. Gold rose to $1800/ounce but has since dropped back to and stayed at levels seen six years earlier. Silver has fared even worse, its value now less than half of its high point. Holding these assets may be seen as a hedge against inflation but if you bought them at any point higher than what they are now, you will need to wait months, possibly years or even decades, before you’ll see the prices return to where they were. Our investors who have sold their gold and silver to invest in real estate did so because they didn’t want to wait that long before seeing returns – they chose to move their money from precious metals to a cash-flowing asset that brings in regular income. Credit lines and HELOCS: This is a powerful “interest arbitrage play” that takes advantage of low interest rates. Credit lines, including unsecured credit lines and secured credit lines like Home Equity Lines Of Credit (HELOCs), can be readily obtained for low interest rates. (In fact, HELOCs are often among the lowest interest rate funds you access). Borrow against these low interest lines of credit to invest in real estate. The regular cash flow you earn from your investments will often deliver back a much higher amount of money, allowing you to pay off your line of credit quickly and enjoy that income without using your own money. YOUR PROFIT CREDIT LINE $$$ A me rc ia nWe a lt hB u ild e r s . c om Bonus strategy: Once you pay off your line of credit, it’s available for you to use again… and again… and again, allowing you to invest as often as you want. We call this “infinite returns” because you get the line of credit once and then use it over and over to achieve an increasing amount of real estate returns. Some of our investors have been using just their HELOC – and no other source of money – to build a large and growing portfolio of cash-flowing real estate. As you can see from the graph below, if you borrow at 3-5% from your line of credit but get a return (conservatively) of 10% from your investment, you’ll still end up with positive cash flow that can grow and grow over time. Tax returns: Most people view their tax returns as “found money” they weren’t expecting to get, and sometimes it’s used to buy that larger TV or a nice car. But our savvy investors know that this “found money” is a great way to invest in cash flowing real estate, because the ongoing income will help to pay for several larger TVs or an even nicer car (or anything else). IRA/401(k): The least-known source of funds available to many investors is in their IRA or 401(k). Perhaps you have one but don’t even know how much is in it – or maybe you know how much is in your retirement account but don’t know how you’ll afford retirement. We’ve built up relationships with leading IRA/401(k) strategists who use powerful, legal (but little-known) strategies to help investors tap into the funds they’ve saved and use those funds to invest. Imagine how it will feel to invest through your 401(k) and know that you never have to worry about how you’ll afford retirement again (and some investors have discovered that a strategic approach of 401(k) real estate investing actually allows them to retire decades earlier than they were expecting!) BONUS: There’s even a way to grow your real estate portfolio tax free through your 401(k). Get in touch with us to find out this very powerful strategy that is simple and IRS-approved! There are many other sources of funds to do deals as well but you will find that a couple of these powerful strategies will help you tap into more money than you realized you had available and can get you moving forward to do even more deals than you thought possible. 14 OUR PROCESS YOU + TOGETHER WE DETERMINE YOUR GOALS You have a live review with one of our Wealth Strategist. We custom select properties based on your goals. Our third party Title Company will ensure a clean title with title insurance. You take ownership through General Warranty Deed. You choose which property fits your needs. Our dedicated Deal Coordinator handles all paperwork‚ walks you through each step‚ and works with your funding sources and title company for a quick‚ pain-free closing. We transfer the property‚ any rent prorations‚ security deposit‚ and credits to a new management account in your name. The Property Manager transfers utilities‚ rental registrations‚ and any pertinent information associated with the tenant. The Deed goes to the County for recording and you START EARNING DAY ONE! YOU GET PAID BY THE 20TH OF EVERY MONTH WHAT’S YOUR PLAN? Our Wealth Strategist will work with you to formulate a plan to accomplish your goals. Whether that means buying one property, or one property a month, we’ll help you understand the incredible long-term results cash flowing real estate can provide. Refer friends‚ family‚ or coworkers and get $1‚000 off your next purchase! A me rc ia nWe a lt hB u ild e r s . c om 15 “All I can say is WOW! AWB makes it so easy to invest in real estate through them that my goal is to buy 1 property a month. They truly go above and beyond to make the best customer experience possible. I would recommend them to anyone looking to grow their residual cash flow.” TESTIMONIALS Gary N.‚ Small Business Owner “We were introduced to American Wealth Builders in early May and by June we received our first rent check. With this being our first investment in single family rentals, we are so far very pleased and look forward to a long and profitable relationship with American Wealth Builders.” Kathy & Greg‚ Real Estate Investors Empire Mr. Evans and his team have helped me and my family to generate hefty monthly residual income from turn-key real estate deals. They made it easy for me, and they helped me realize how close I was to retiring with a great residual income from my turn-key investments. I’ve bought many properties from AWB and will continue to do so over the years. Franklin A.‚ Retired Police Officer “First, I’d like to say, I had owned rental real estate for several years, and I found out several things. It is not easy to have cashflowing real estate, especially if one hasn’t located the right property and bought at the right price. [...] Therefore I have high regard for Arun Kapse and the AWB team: • They understand investors’ needs and select the best properties that produce real cashflow, fast.[...] This is a huge benefit, it brings piece of mind. • [...]I have been impressed: AWB have streamlined the process so there are no endless documents (so common to most real estate transactions); only documents that are written clearly and are to-the-point. What I valued was how rapidly Arun and the AWB team answered my questions and concerns; they valued my time, they made me feel they valued my time, and they earned my business. • AWB has gone ‘all-out’ in treating me as a client they value and intend to work with for years to come. I definitely recommend Arun and American Wealth Builders.” Andre M‚ Real Estate Investor “AK. I wanted to thank you and American Wealth Builders. I now have 5 houses giving me from 11% to 14% ROI (return on investment) on each house. This really was a “turn key” operation with your team doing all the work for me on each house. The stock market has been going up and down, but my houses continue to steadily bring me this good cash flow. I also like the fact that each house was obtained at a great price so I do not have to worry about any “bubble”. Keep up the good work. Will keep in touch. “ DUANE V. “Just wanted to say thanks to AK & the AWB team - I was able to talk to AK directly who was easy to reach & would answer all my Qs & continued to show me different listings until I found one I particularly liked. It’s a turn-key asset at a good price & a great ROI, closed easily with the help of Rosanne, & just waiting to do more! Thank-you again!” HELEN “From the moment I contacted American Wealth Builders I was impressed with their service and attention to detail. Arun Kapse (AK) setup a call to walk me through the process and within minutes of getting off the call with him he had properties for me to look at in my price range. He took time to walk me through the financials and addressed my questions and concerns. The purchase process was simple and streamlined. AK and Rosanne Cellini, my deal coordinator, were always available for questions and generally responded within minutes. They definitely spoiled me. I can’t imagine that anyone will be as easy to work with as AK and Rosanne. A tenant was already in place and I had cash flowing in within a month of purchase. There was an issue with a tenant and the AWB got on it right away. They placed a new tenant so quickly that there was no interruption in cash flow.” LINDA C. A me rc ia nWe a lt hB u ild e r s . c om 13 THE NEXT STEP Take the first step and discuss your investment goals with one of our Wealth Strategists! Call Us: 561.232.2399 Email Us: [email protected] www.AmericanWealthBuilders.com Connect With Us facebook.com/AmericanWealthBuilders youtube.com/AmericanWealthBuildersWestPalmBeach twitter.com/AWBCashFlow instagram.com/AmericanWealthBuilders