Publication 1457 (Rev. July 1999)

Transcription

ACTUARIAL VALUES
Remainder, Income,
and Annuity Factors
— For One Life,
Two Lives, and
Terms Certain
Interest Rates
From 2.2 Percent
to 22.0 Percent
For Use in Income,
Estate, and Gift Tax
Purposes, Including
Valuation of Pooled
Income Fund
Remainder Interests
www.irs.ustreas.gov
Publication 1457 (7-1999)
Catalog Number 63854M
Book Aleph
ACTUARIAL VALUES
Book Aleph
ACTUARIAL
VALUES
Book Aleph
___________
Remainder, Income, and Annuity Factors
For One Life, Two Lives, and Terms Certain.
Interest Rates From 2.2 Percent to 22.0 Percent.
For Use in Income, Estate, and Gift Tax Purposes,
Including Valuation of Pooled Income Fund
Remainder Interests.
Department of the Treasury
Internal Revenue Service
Catalog Number 63854M
TABLE OF CONTENTS
page
Use of Tables.......................................................................................................iii
Text and Examples
A. Last-to-die factors for two lives.................................................. iv
B. Factors for income or annuity payable for
such time as one person survives another.................................. iv
C. First-to-die factors........................................................................ v
D. Factors for one life and a term of years........................................vi
E. Factors for two lives and a term of years.....................................vii
F. Factors for pooled income funds................................................viii
Section:
1
2
Table S
Table R(2)
3
4
5
6
Table B
Table H
Table 90CM
Table K
Single life................................................................. 1
Last to Die Remainder Factors
Interest Rates From 2.2 to 6.0 Percent.................101
6.2 to 10.0 Percent...............224
10.2 to 14.0 Percent.............347
14.2 to 18.0 Percent.............470
18.2 to 22.0 Percent.............593
Term Certain Factors............................................716
Commutation Factors...........................................766
Mortality Table.....................................................866
Adjustment Factors...............................................867
i
USE OF TABLES
The factors set forth in this publication involving life contingencies are derived from the
values of lx taken from the Life Table for the Total Population appearing as Table 1, in “U.S.
Decennial Life Tables for 1989-1991" published by the U.S. Department of Health and Human
Services, Public Health Service, National Center for Health Statistics. Table 1 appears in this
publication in Section 5, labeled as Table 90CM.
The factors in Sections 1 through 4 and Section 6 are based on interest rates ranging from
2.2 percent to 22.0 percent in intervals of 0.2 percent. The wide range of rates is shown pursuant
to Section 7520 of the Internal Revenue Code, which requires the use of an interest rate of 120
percent of the annual mid-term applicable federal rate for the month in which the valuation date
falls. All of the factors in this publication reflect annual compounding of interest.
Table S, Section 1, contains factors for the present worth of a life annuity, a life estate,
and a remainder interest based on a single life.
Table R(2), Section 2, contains factors for the present worth of the remainder interest in
$1.00 payable at the death of the last to die of two persons.
Table B, Section 3, contains factors for the present worth of an annuity, an income
interest, and a remainder interest for a term certain.
O
_
Table H, Section 4, contains commutation tables for Dx , Nx , and Mx .
Table 90CM, Section 5, is the underlying mortality table used to calculate factors
involving life contingencies.
Table K, Section 6, contains adjustment factors for annuities payable at the end of
annual, semi-annual, quarterly, monthly, and weekly periods.
The remainder factors in Table S of Section 1 and Table R(2) of Section 2 can be used to
value remainder interests in pooled income funds. The “yearly rate of return” for the pooled
income fund is used as the interest rate.
iii
EXAMPLES
A. Two Life Last-to-Die Factors
Example 1. Based on an interest rate of 8.6 percent, the present worth of $1.00 due at
the death of the last to die of two persons aged 60 and 65 is $0.16217. On page 268 in
Table R(2) will be found the older age 65 and the younger age 60. Across from those
ages, under the column headed 8.6 % is the remainder factor 0.16217.
A life estate factor or an annuity factor for the same ages and interest rate can be
computed using examples 2 and 3.
Example 2. Based on an interest rate of 8.6 percent, the present worth of the right to
receive the use of $1.00 until the death of the last to die of two persons aged 60 and 65
is $0.83783, determined as follows:
Remainder Factor from Example 1
Income Factor
= 0.16217
= 1.00000 - 0.16217
= 0.83783
Example 3. Based on an interest rate of 8.6 percent, the present worth of an annuity of
$1.00 per annum payable at the end of each year until the death of the last to die of two
persons aged 60 and 65 is $9.7422, determined as follows:
Income Factor from Example 2
=
0.83783
Annuity factor
=
0.83783 ÷ .086
=
9.7422
B. Income or Annuity Payable for Such Time as One Person Survives Another
receive the use of $1.00 for such time as a person aged 65 survives a person aged 60
is $0.08675 determined as follows:
Single Life Income Factor from Table S(8.6), age 60
Required Income Factor
=
= 0.75108
= 0.83783 - 0.75108
=
iv
0.83783
0.08675
$1.00 per annum payable annually at for such time as a person aged 65 survives a
person aged 60 is $1.0087, determined as follows:
Joint and Survivor Annuity Factor from Example 3 = 9.7422
Single Life Annuity Factor, age 60, From Table S(8.6) = 8.7335
Required Annuity Factor
= 9.7422 - 8.7335
= 1.0087
C. First-to-Die Factors
Example 6. Based on an interest rate of 8.6 percent, the present worth of $1.00 due at
the death of the first to die of two persons aged 60 and 65 is $0.39852, determined as
follows:
Single Life Remainder Factor, aged 60, from Table S(8.6) = 0.24892
Single Life Remainder Factor, aged 65, from Table S(8.6) = 0.31177
Joint and Survivor Remainder Factor from Example 1 = 0.16217
Required Remainder Factor = 0.24892 + 0.31177 - 0.16217
= 0.39852
receive the use of $1.00 until the death of the first to die of two person aged 60 and 65
First-to-die Remainder Factor from Example 6
Income Factor
= 0.39852
= 1.00000 - 0.39852
= 0.60148
$1.00 per annum payable annually until the death of the first to die of two persons aged
60 and 65 is $6.9940, determined as follows:
Required Annuity Factor
= 0.60148
= 0.60148 ÷ .086
= 6.9940
v
D. Factors Involving One Life and a Term of Years
Example 9. Based on an interest rate of 8.6 percent, the present worth of a temporary
annuity of $1.00 per annum payable annually for 10 years or until the prior death of a
person aged 65 is $5.9267, determined as follows:
Initial age = 65
plus Term of years = 10
-- -----Terminal age = 75
N-factor, Table H(8.6), age 65 = 2983.802
minus N-factor, Table H(8.6), age 75 = 774.0235
-----------------Difference = 2209.7785
D-factor, Table H(8.6), age 65 = 372.8484
Required Annuity Factor = 2209.7785 ÷ 372.8484
= 5.9267
Example 10. Based on an interest rate of 8.6 percent, the present worth of $1.00 due
at the death of a person aged 65 provided such death occurs within the first 15 years is
$0.21721, determined as follows:
Initial age = 65
plus Term of years = 15
--------Terminal age = 80
M-factor, Table H(8.6), age 65 = 116.2414
minus M-factor, Table H(8.6), age 80 = 35.25323
-----------------Difference = 80.98817
Required Remainder Factor = 80.98817 ÷ 372.8484
= 0.21721
receive the income from $1.00 for 10 years or until the prior death of a person aged 65
Temporary Annuity Factor, Example 9 = 5.9267
Required Income Factor = 5.9267 x .086
= 0.50970
vi
Example 12. Based on an interest rate of 8.6 percent, the present worth of the right of
a person aged 21, if living, to receive $1.00 upon attaining age 30 is $0.43312,
determined as follows:
divided by D-factor, Table H(8.6), age 21 = 17350.03
Required Factor = 0.47086
Example 13. The probability that a person age 21 will be alive at age 30 is 0.988261,
determined as follows:
lx value, Table 90CM, page 866, age 30 = 97070
lx value, Table 90CM, age 21 = 98113
Required probability = 97070 ÷ 98113
= 0.98937
Example 14. Based on an interest rate of 8.6 percent, the present worth of a
temporary annuity of $1.00 per annum payable in equal monthly installments for 10
years or until the prior death of a person aged 60 is $6.1567, determined as follows:
Annuity factor from Example 9
= 5.9267
Monthly Adjustment factor, Table K, page 867, at 8.6 % = 1.0388
Required annuity factor
= 5.9267 x 1.0388
= 6.1567
E. Factors Involving Two lives and a Term of Years
receive $1.00 at the end of 10 years provided at least one of two persons aged 60 and
65 alive is $0.42081, determined as follows:
vii
lx value, age 70 = 71357
71357
1 - --------- = 0.165776
85537
lx value, age 75 = 60449
60449
1 - --------- = 0.239817
79519
Remainder Factor, Table B(8.6), 10 year term = 0.438230
Required Remainder Factor = (1 - 0.165776 x 0.239817) x 0.438230
= 0.42081
F. Pooled Income Funds
Table R(2) may be used to obtain joint and survivor remainder factors for pooled
income funds. The interest rate to be used and the find the remainder factor is the
yearly rate of return for the fund as defined in I.R.S. Notice 89-60. If the yearly rate of
return falls between two interest rates for which the factors are given in Table R(2), a
linear interpolation must be made.
Example 16. Based on a yearly rate of return of 8.45 percent, the present worth of the
remainder interest in a pooled income fund of $1.00 payable at the death of the last to
die of two persons aged 60 and 65 is $0.16659, determined as follows:
Remainder Factor, Table R(2), at 8.4 % = 0.16807
minus Remainder Factor, Table R(2), at 8.6 % = 0.16217
--------------Difference = 0.00590
8.450 % - 8.400 %
-------------------------8.600 % - 8.400 %
X
= --------0.00590
X
= 0.00148
Remainder factor at 8.4 %
minus X
Required Interpolated Remainder Factor
viii
= 0.16807
= 0.00148
----------------= 0.16659
Table S (2.2)
Section 1
Single Life Factors Based on Life Table 90CM
Interest at 2.2 Percent
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
35.7962
35.9247
35.7413
35.5451
35.3405
.78752
.79034
.78631
.78199
.77749
.21248
.20966
.21369
.21801
.22251
55
56
57
58
59
18.2063
17.7479
17.2885
16.8294
16.3716
.40054
.39045
.38035
.37025
.36018
Remainder
.59946
.60955
.61965
.62975
.63982
5
6
7
8
9
35.1288
34.9113
34.6879
34.4592
34.2243
.77283
.76805
.76313
.75810
.75293
.22717
.23195
.23687
.24190
.24707
60
61
62
63
64
15.9157
15.4612
15.0072
14.5539
14.1019
.35014
.34015
.33016
.32019
.31024
.64986
.65985
.66984
.67981
.68976
10
11
12
13
14
33.9832
33.7364
33.4841
33.2279
32.9698
.74763
.74220
.73665
.73101
.72533
.25237
.25780
.26335
.26899
.27467
65
66
67
68
69
13.6515
13.2022
12.7532
12.3056
11.8603
.30033
.29045
.28057
.27072
.26093
.69967
.70955
.71943
.72928
.73907
15
16
17
18
19
32.7106
32.4509
32.1900
31.9272
31.6606
.71963
.71392
.70818
.70240
.69653
.28037
.28608
.29182
.29760
.30347
70
71
72
73
74
11.4190
10.9834
10.5543
10.1322
9.7161
.25122
.24164
.23219
.22291
.21375
.74878
.75836
.76781
.77709
.78625
20
21
22
23
24
31.3893
31.1127
30.8313
30.5445
30.2516
.69056
.68448
.67829
.67198
.66554
.30944
.31552
.32171
.32802
.33446
75
76
77
78
79
9.3047
8.8971
8.4935
8.0946
7.7024
.20470
.19574
.18686
.17808
.16945
.79530
.80426
.81314
.82192
.83055
25
26
27
28
29
29.9523
29.6468
29.3342
29.0156
28.6908
.65895
.65223
.64535
.63834
.63120
.34105
.34777
.35465
.36166
.36880
80
81
82
83
84
7.3195
6.9479
6.5888
6.2419
5.9048
.16103
.15285
.14495
.13732
.12991
.83897
.84715
.85505
.86268
.87009
30
31
32
33
34
28.3603
28.0242
27.6823
27.3342
26.9802
.62393
.61653
.60901
.60135
.59356
.37607
.38347
.39099
.39865
.40644
85
86
87
88
89
5.5759
5.2572
4.9524
4.6612
4.3834
.12267
.11566
.10895
.10255
.09644
.87733
.88434
.89105
.89745
.90356
35
36
37
38
39
26.6196
26.2530
25.8802
25.5008
25.1150
.58563
.57757
.56936
.56102
.55253
.41437
.42243
.43064
.43898
.44747
90
91
92
93
94
4.1189
3.8711
3.6437
3.4356
3.2433
.09062
.08516
.08016
.07558
.07135
.90938
.91484
.91984
.92442
.92865
40
41
42
43
44
24.7224
24.3228
23.9164
23.5035
23.0843
.54389
.53510
.52616
.51708
.50786
.45611
.46490
.47384
.48292
.49214
95
96
97
98
99
3.0624
2.8936
2.7382
2.5931
2.4526
.06737
.06366
.06024
.05705
.05396
.93263
.93634
.93976
.94295
.94604
45
46
47
48
49
22.6601
22.2308
21.7976
21.3601
20.9188
.49852
.48908
.47955
.46992
.46021
.50148
.51092
.52045
.53008
.53979
100
101
102
103
104
2.3168
2.1838
2.0540
1.9258
1.7901
.05097
.04804
.04519
.04237
.03938
.94903
.95196
.95481
.95763
.96062
50
51
52
53
54
20.4732
20.0241
19.5725
19.1187
18.6633
.45041
.44053
.43059
.42061
.41059
.54959
.55947
.56941
.57939
.58941
105
106
107
108
109
1.6576
1.4900
1.2900
.9879
.4892
.03647
.03278
.02838
.02173
.01076
.96353
.96722
.97162
.97827
.98924
1
Table S (2.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
33.8755
34.0116
33.8528
33.6819
33.5029
.81301
.81628
.81247
.80836
.80407
.18699
.18372
.18753
.19164
.19593
55
56
57
58
59
17.7438
17.3073
16.8693
16.4310
15.9935
.42585
.41538
.40486
.39434
.38384
Remainder
.57415
.58462
.59514
.60566
.61616
5
6
7
8
9
33.3173
33.1261
32.9292
32.7272
32.5194
.79961
.79503
.79030
.78545
.78047
.20039
.20497
.20970
.21455
.21953
60
61
62
63
64
15.5572
15.1218
14.6864
14.2510
13.8164
.37337
.36292
.35247
.34202
.33159
.62663
.63708
.64753
.65798
.66841
10
11
12
13
14
32.3055
32.0861
31.8614
31.6329
31.4025
.77533
.77007
.76467
.75919
.75366
.22467
.22993
.23533
.24081
.24634
65
66
67
68
69
13.3828
12.9497
12.5165
12.0839
11.6531
.32119
.31079
.30040
.29001
.27968
.67881
.68921
.69960
.70999
.72032
15
16
17
18
19
31.1709
30.9387
30.7053
30.4699
30.2309
.74810
.74253
.73693
.73128
.72554
.25190
.25747
.26307
.26872
.27446
70
71
72
73
74
11.2259
10.8035
10.3870
9.9770
9.5724
.26942
.25928
.24929
.23945
.22974
.73058
.74072
.75071
.76055
.77026
20
21
22
23
24
29.9871
29.7382
29.4846
29.2256
28.9607
.71969
.71372
.70763
.70141
.69506
.28031
.28628
.29237
.29859
.30494
75
76
77
78
79
9.1719
8.7746
8.3809
7.9913
7.6079
.22012
.21059
.20114
.19179
.18259
.77988
.78941
.79886
.80821
.81741
25
26
27
28
29
28.6895
28.4121
28.1278
27.8374
27.5410
.68855
.68189
.67507
.66810
.66098
.31145
.31811
.32493
.33190
.33902
80
81
82
83
84
7.2331
6.8692
6.5172
6.1768
5.8458
.17360
.16486
.15641
.14824
.14030
.82640
.83514
.84359
.85176
.85970
30
31
32
33
34
27.2388
26.9309
26.6173
26.2973
25.9715
.65373
.64634
.63881
.63114
.62332
.34627
.35366
.36119
.36886
.37668
85
86
87
88
89
5.5225
5.2090
4.9089
4.6221
4.3482
.13254
.12502
.11781
.11093
.10436
.86746
.87498
.88219
.88907
.89564
35
36
37
38
39
25.6390
25.3004
24.9555
24.6039
24.2458
.61534
.60721
.59893
.59049
.58190
.38466
.39279
.40107
.40951
.41810
90
91
92
93
94
4.0872
3.8426
3.6180
3.4124
3.2222
.09809
.09222
.08683
.08190
.07733
.90191
.90778
.91317
.91810
.92267
40
41
42
43
44
23.8807
23.5085
23.1293
22.7434
22.3511
.57314
.56420
.55510
.54584
.53643
.42686
.43580
.44490
.45416
.46357
95
96
97
98
99
3.0433
2.8764
2.7226
2.5789
2.4397
.07304
.06903
.06534
.06189
.05855
.92696
.93097
.93466
.93811
.94145
45
46
47
48
49
21.9533
21.5502
21.1429
20.7309
20.3146
.52688
.51721
.50743
.49754
.48755
.47312
.48279
.49257
.50246
.51245
100
101
102
103
104
2.3051
2.1733
2.0446
1.9175
1.7829
.05532
.05216
.04907
.04602
.04279
.94468
.94784
.95093
.95398
.95721
50
51
52
53
54
19.8938
19.4690
19.0413
18.6110
18.1785
.47745
.46726
.45699
.44666
.43628
.52255
.53274
.54301
.55334
.56372
105
106
107
108
109
1.6514
1.4850
1.2861
.9855
.4883
.03963
.03564
.03087
.02365
.01172
.96037
.96436
.96913
.97635
.98828
2
Table S (2.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
32.1161
32.2577
32.1201
31.9710
31.8143
.83502
.83870
.83512
.83125
.82717
.16498
.16130
.16488
.16875
.17283
55
56
57
58
59
17.2997
16.8839
16.4661
16.0475
15.6291
.44979
.43898
.42812
.41723
.40636
Remainder
.55021
.56102
.57188
.58277
.59364
5
6
7
8
9
31.6513
31.4829
31.3092
31.1306
30.9464
.82293
.81856
.81404
.80940
.80461
.17707
.18144
.18596
.19060
.19539
60
61
62
63
64
15.2115
14.7942
14.3764
13.9581
13.5401
.39550
.38465
.37379
.36291
.35204
.60450
.61535
.62621
.63709
.64796
10
11
12
13
14
30.7563
30.5610
30.3606
30.1565
29.9505
.79966
.79459
.78938
.78407
.77871
.20034
.20541
.21062
.21593
.22129
65
66
67
68
69
13.1225
12.7050
12.2868
11.8687
11.4519
.34119
.33033
.31946
.30859
.29775
.65881
.66967
.68054
.69141
.70225
15
16
17
18
19
29.7433
29.5355
29.3264
29.1153
28.9007
.77333
.76792
.76249
.75700
.75142
.22667
.23208
.23751
.24300
.24858
70
71
72
73
74
11.0380
10.6284
10.2241
9.8257
9.4321
.28699
.27634
.26583
.25547
.24524
.71301
.72366
.73417
.74453
.75476
20
21
22
23
24
28.6815
28.4573
28.2285
27.9945
27.7546
.74572
.73989
.73394
.72786
.72162
.25428
.26011
.26606
.27214
.27838
75
76
77
78
79
9.0422
8.6550
8.2708
7.8902
7.5153
.23510
.22503
.21504
.20515
.19540
.76490
.77497
.78496
.79485
.80460
25
26
27
28
29
27.5086
27.2565
26.9976
26.7328
26.4620
.71522
.70867
.70194
.69505
.68801
.28478
.29133
.29806
.30495
.31199
80
81
82
83
84
7.1485
6.7920
6.4469
6.1129
5.7878
.18586
.17659
.16762
.15894
.15048
.81414
.82341
.83238
.84106
.84952
30
31
32
33
34
26.1854
25.9032
25.6152
25.3209
25.0207
.68082
.67348
.66600
.65834
.65054
.31918
.32652
.33400
.34166
.34946
85
86
87
88
89
5.4700
5.1616
4.8662
4.5836
4.3135
.14222
.13420
.12652
.11917
.11215
.85778
.86580
.87348
.88083
.88785
35
36
37
38
39
24.7139
24.4009
24.0816
23.7555
23.4228
.64256
.63442
.62612
.61764
.60899
.35744
.36558
.37388
.38236
.39101
90
91
92
93
94
4.0560
3.8145
3.5927
3.3894
3.2014
.10546
.09918
.09341
.08813
.08324
.89454
.90082
.90659
.91187
.91676
40
41
42
43
44
23.0832
22.7362
22.3822
22.0213
21.6537
.60016
.59114
.58194
.57255
.56300
.39984
.40886
.41806
.42745
.43700
95
96
97
98
99
3.0245
2.8593
2.7071
2.5648
2.4269
.07864
.07434
.07038
.06669
.06310
.92136
.92566
.92962
.93331
.93690
45
46
47
48
49
21.2806
20.9019
20.5185
20.1303
19.7376
.55330
.54345
.53348
.52339
.51318
.44670
.45655
.46652
.47661
.48682
100
101
102
103
104
2.2936
2.1630
2.0353
1.9093
1.7757
.05963
.05624
.05292
.04964
.04617
.94037
.94376
.94708
.95036
.95383
50
51
52
53
54
19.3399
18.9379
18.5325
18.1242
17.7132
.50284
.49238
.48185
.47123
.46054
.49716
.50762
.51815
.52877
.53946
105
106
107
108
109
1.6452
1.4800
1.2823
.9831
.4873
.04278
.03848
.03334
.02556
.01267
.95722
.96152
.96666
.97444
.98733
3
Table S (2.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
30.5012
30.6468
30.5275
30.3972
30.2599
.85403
.85811
.85477
.85112
.84728
.14597
.14189
.14523
.14888
.15272
55
56
57
58
59
16.8731
16.4767
16.0780
15.6781
15.2779
.47245
.46135
.45019
.43899
.42778
Remainder
.52755
.53865
.54981
.56101
.57222
5
6
7
8
9
30.1164
29.9680
29.8145
29.6563
29.4927
.84326
.83910
.83480
.83038
.82580
.15674
.16090
.16520
.16962
.17420
60
61
62
63
64
14.8779
14.4779
14.0768
13.6748
13.2726
.41658
.40538
.39415
.38290
.37163
.58342
.59462
.60585
.61710
.62837
10
11
12
13
14
29.3237
29.1495
28.9705
28.7879
28.6034
.82106
.81619
.81117
.80606
.80089
.17894
.18381
.18883
.19394
.19911
65
66
67
68
69
12.8704
12.4677
12.0638
11.6596
11.2562
.36037
.34909
.33779
.32647
.31517
.63963
.65091
.66221
.67353
.68483
15
16
17
18
19
28.4178
28.2315
28.0440
27.8546
27.6617
.79570
.79048
.78523
.77993
.77453
.20430
.20952
.21477
.22007
.22547
70
71
72
73
74
10.8551
10.4579
10.0654
9.6782
9.2953
.30394
.29282
.28183
.27099
.26027
.69606
.70718
.71817
.72901
.73973
20
21
22
23
24
27.4644
27.2622
27.0556
26.8439
26.6265
.76900
.76334
.75756
.75163
.74554
.23100
.23666
.24244
.24837
.25446
75
76
77
78
79
8.9155
8.5380
8.1631
7.7913
7.4246
.24963
.23907
.22857
.21816
.20789
.75037
.76093
.77143
.78184
.79211
25
26
27
28
29
26.4031
26.1738
25.9379
25.6961
25.4484
.73929
.73287
.72626
.71949
.71256
.26071
.26713
.27374
.28051
.28744
80
81
82
83
84
7.0656
6.7163
6.3778
6.0501
5.7308
.19784
.18806
.17858
.16940
.16046
.80216
.81194
.82142
.83060
.83954
30
31
32
33
34
25.1951
24.9362
24.6715
24.4006
24.1239
.70546
.69821
.69080
.68322
.67547
.29454
.30179
.30920
.31678
.32453
85
86
87
88
89
5.4184
5.1150
4.8241
4.5456
4.2793
.15171
.14322
.13507
.12728
.11982
.84829
.85678
.86493
.87272
.88018
35
36
37
38
39
23.8405
23.5509
23.2551
22.9524
22.6432
.66753
.65943
.65114
.64267
.63401
.33247
.34057
.34886
.35733
.36599
90
91
92
93
94
4.0252
3.7867
3.5676
3.3668
3.1809
.11271
.10603
.09989
.09427
.08907
.88729
.89397
.90011
.90573
.91093
40
41
42
43
44
22.3268
22.0032
21.6724
21.3347
20.9902
.62515
.61609
.60683
.59737
.58772
.37485
.38391
.39317
.40263
.41228
95
96
97
98
99
3.0059
2.8424
2.6917
2.5509
2.4143
.08417
.07959
.07537
.07142
.06760
.91583
.92041
.92463
.92858
.93240
45
46
47
48
49
20.6399
20.2838
19.9229
19.5569
19.1860
.57792
.56795
.55784
.54759
.53721
.42208
.43205
.44216
.45241
.46279
100
101
102
103
104
2.2822
2.1527
2.0262
1.9011
1.7686
.06390
.06028
.05673
.05323
.04952
.93610
.93972
.94327
.94677
.95048
50
51
52
53
54
18.8100
18.4293
18.0450
17.6573
17.2667
.52668
.51602
.50526
.49441
.48347
.47332
.48398
.49474
.50559
.51653
105
106
107
108
109
1.6391
1.4750
1.2786
.9807
.4864
.04590
.04130
.03580
.02746
.01362
.95410
.95870
.96420
.97254
.98638
4
Table S (3.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
29.0163
29.1645
29.0609
28.9470
28.8264
.87049
.87493
.87183
.86841
.86479
.12951
.12507
.12817
.13159
.13521
55
56
57
58
59
16.4630
16.0851
15.7044
15.3221
14.9392
.49389
.48255
.47113
.45966
.44818
Remainder
.50611
.51745
.52887
.54034
.55182
5
6
7
8
9
28.7000
28.5690
28.4331
28.2928
28.1474
.86100
.85707
.85299
.84878
.84442
.13900
.14293
.14701
.15122
.15558
60
61
62
63
64
14.5560
14.1723
13.7872
13.4007
13.0136
.43668
.42517
.41361
.40202
.39041
.56332
.57483
.58639
.59798
.60959
10
11
12
13
14
27.9967
27.8412
27.6810
27.5174
27.3519
.83990
.83524
.83043
.82552
.82056
.16010
.16476
.16957
.17448
.17944
65
66
67
68
69
12.6260
12.2375
11.8474
11.4565
11.0660
.37878
.36712
.35542
.34370
.33198
.62122
.63288
.64458
.65630
.66802
15
16
17
18
19
27.1854
27.0182
26.8499
26.6796
26.5061
.81556
.81055
.80550
.80039
.79518
.18444
.18945
.19450
.19961
.20482
70
71
72
73
74
10.6773
10.2919
9.9107
9.5343
9.1617
.32032
.30876
.29732
.28603
.27485
.67968
.69124
.70268
.71397
.72515
20
21
22
23
24
26.3283
26.1458
25.9591
25.7673
25.5702
.78985
.78437
.77877
.77302
.76710
.21015
.21563
.22123
.22698
.23290
75
76
77
78
79
8.7918
8.4237
8.0577
7.6944
7.3357
.26375
.25271
.24173
.23083
.22007
.73625
.74729
.75827
.76917
.77993
25
26
27
28
29
25.3671
25.1584
24.9431
24.7222
24.4955
.76101
.75475
.74829
.74167
.73486
.23899
.24525
.25171
.25833
.26514
80
81
82
83
84
6.9842
6.6420
6.3101
5.9884
5.6748
.20953
.19926
.18930
.17965
.17024
.79047
.80074
.81070
.82035
.82976
30
31
32
33
34
24.2632
24.0255
23.7820
23.5325
23.2771
.72790
.72076
.71346
.70598
.69831
.27210
.27924
.28654
.29402
.30169
85
86
87
88
89
5.3676
5.0691
4.7826
4.5082
4.2456
.16103
.15207
.14348
.13525
.12737
.83897
.84793
.85652
.86475
.87263
35
36
37
38
39
23.0151
22.7471
22.4728
22.1916
21.9039
.69045
.68241
.67418
.66575
.65712
.30955
.31759
.32582
.33425
.34288
90
91
92
93
94
3.9948
3.7594
3.5429
3.3444
3.1606
.11985
.11278
.10629
.10033
.09482
.88015
.88722
.89371
.89967
.90518
40
41
42
43
44
21.6092
21.3071
20.9978
20.6815
20.3583
.64828
.63921
.62993
.62044
.61075
.35172
.36079
.37007
.37956
.38925
95
96
97
98
99
2.9875
2.8257
2.6765
2.5371
2.4018
.08963
.08477
.08030
.07611
.07205
.91037
.91523
.91970
.92389
.92795
45
46
47
48
49
20.0293
19.6943
19.3543
19.0090
18.6586
.60088
.59083
.58063
.57027
.55976
.39912
.40917
.41937
.42973
.44024
100
101
102
103
104
2.2709
2.1425
2.0170
1.8930
1.7615
.06813
.06428
.06051
.05679
.05285
.93187
.93572
.93949
.94321
.94715
50
51
52
53
54
18.3029
17.9422
17.5776
17.2094
16.8378
.54909
.53827
.52733
.51628
.50514
.45091
.46173
.47267
.48372
.49486
105
106
107
108
109
1.6331
1.4701
1.2748
.9783
.4854
.04899
.04410
.03824
.02935
.01456
.95101
.95590
.96176
.97065
.98544
5
Table S (3.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
27.6484
27.7980
27.7080
27.6083
27.5023
.88475
.88954
.88666
.88347
.88007
.11525
.11046
.11334
.11653
.11993
55
56
57
58
59
16.0687
15.7082
15.3446
14.9790
14.6124
.51420
.50266
.49103
.47933
.46760
Remainder
.48580
.49734
.50897
.52067
.53240
5
6
7
8
9
27.3908
27.2749
27.1544
27.0297
26.9002
.87651
.87280
.86894
.86495
.86081
.12349
.12720
.13106
.13505
.13919
60
61
62
63
64
14.2452
13.8770
13.5071
13.1354
12.7626
.45585
.44406
.43223
.42033
.40840
.54415
.55594
.56777
.57967
.59160
10
11
12
13
14
26.7657
26.6266
26.4831
26.3362
26.1876
.85650
.85205
.84746
.84276
.83800
.14350
.14795
.15254
.15724
.16200
65
66
67
68
69
12.3890
12.0141
11.6372
11.2592
10.8809
.39645
.38445
.37239
.36029
.34819
.60355
.61555
.62761
.63971
.65181
15
16
17
18
19
26.0380
25.8878
25.7365
25.5833
25.4270
.83322
.82841
.82357
.81867
.81366
.16678
.17159
.17643
.18133
.18634
70
71
72
73
74
10.5041
10.1302
9.7599
9.3939
9.0313
.33613
.32417
.31232
.30061
.28900
.66387
.67583
.68768
.69939
.71100
20
21
22
23
24
25.2666
25.1018
24.9328
24.7589
24.5799
.80853
.80326
.79785
.79229
.78656
.19147
.19674
.20215
.20771
.21344
75
76
77
78
79
8.6709
8.3120
7.9546
7.5996
7.2487
.27747
.26598
.25455
.24319
.23196
.72253
.73402
.74545
.75681
.76804
25
26
27
28
29
24.3953
24.2050
24.0084
23.8064
23.5987
.78065
.77456
.76827
.76180
.75516
.21935
.22544
.23173
.23820
.24484
80
81
82
83
84
6.9045
6.5691
6.2436
5.9278
5.6197
.22094
.21021
.19979
.18969
.17983
.77906
.78979
.80021
.81031
.82017
30
31
32
33
34
23.3855
23.1670
22.9429
22.7128
22.4770
.74834
.74134
.73417
.72681
.71926
.25166
.25866
.26583
.27319
.28074
85
86
87
88
89
5.3177
5.0239
4.7418
4.4713
4.2124
.17017
.16076
.15174
.14308
.13480
.82983
.83924
.84826
.85692
.86520
35
36
37
38
39
22.2347
21.9863
21.7317
21.4704
21.2026
.71151
.70356
.69542
.68705
.67848
.28849
.29644
.30458
.31295
.32152
90
91
92
93
94
3.9649
3.7323
3.5185
3.3223
3.1406
.12688
.11943
.11259
.10631
.10050
.87312
.88057
.88741
.89369
.89950
40
41
42
43
44
20.9277
20.6455
20.3561
20.0597
19.7564
.66969
.66065
.65140
.64191
.63220
.33031
.33935
.34860
.35809
.36780
95
96
97
98
99
2.9693
2.8092
2.6615
2.5234
2.3894
.09502
.08989
.08517
.08075
.07646
.90498
.91011
.91483
.91925
.92354
45
46
47
48
49
19.4471
19.1317
18.8112
18.4852
18.1541
.62231
.61222
.60196
.59153
.58093
.37769
.38778
.39804
.40847
.41907
100
101
102
103
104
2.2597
2.1325
2.0080
1.8850
1.7545
.07231
.06824
.06426
.06032
.05614
.92769
.93176
.93574
.93968
.94386
50
51
52
53
54
17.8173
17.4754
17.1294
16.7794
16.4258
.57015
.55921
.54814
.53694
.52563
.42985
.44079
.45186
.46306
.47437
105
106
107
108
109
1.6270
1.4652
1.2711
.9759
.4845
.05207
.04689
.04067
.03123
.01550
.94793
.95311
.95933
.96877
.98450
6
Table S (3.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
26.3859
26.5360
26.4579
26.3705
26.2771
.89712
.90223
.89957
.89660
.89342
.10288
.09777
.10043
.10340
.10658
55
56
57
58
59
15.6894
15.3454
14.9979
14.6482
14.2970
.53344
.52174
.50993
.49804
.48610
Remainder
.46656
.47826
.49007
.50196
.51390
5
6
7
8
9
26.1786
26.0759
25.9689
25.8580
25.7425
.89007
.88658
.88294
.87917
.87524
.10993
.11342
.11706
.12083
.12476
60
61
62
63
64
13.9449
13.5916
13.2361
12.8785
12.5195
.47413
.46211
.45003
.43787
.42566
.52587
.53789
.54997
.56213
.57434
10
11
12
13
14
25.6222
25.4976
25.3687
25.2367
25.1030
.87116
.86692
.86254
.85805
.85350
.12884
.13308
.13746
.14195
.14650
65
66
67
68
69
12.1593
11.7974
11.4332
11.0673
10.7010
.41342
.40111
.38873
.37629
.36383
.58658
.59889
.61127
.62371
.63617
15
16
17
18
19
24.9684
24.8333
24.6970
24.5591
24.4182
.84893
.84433
.83970
.83501
.83022
.15107
.15567
.16030
.16499
.16978
70
71
72
73
74
10.3356
9.9726
9.6128
9.2570
8.9040
.35141
.33907
.32684
.31474
.30273
.64859
.66093
.67316
.68526
.69727
20
21
22
23
24
24.2733
24.1242
23.9711
23.8134
23.6507
.82529
.82022
.81502
.80966
.80412
.17471
.17978
.18498
.19034
.19588
75
76
77
78
79
8.5528
8.2027
7.8537
7.5067
7.1634
.29080
.27889
.26703
.25523
.24355
.70920
.72111
.73297
.74477
.75645
25
26
27
28
29
23.4825
23.3090
23.1293
22.9444
22.7539
.79841
.79251
.78640
.78011
.77363
.20159
.20749
.21360
.21989
.22637
80
81
82
83
84
6.8263
6.4976
6.1782
5.8683
5.5656
.23209
.22092
.21006
.19952
.18923
.76791
.77908
.78994
.80048
.81077
30
31
32
33
34
22.5581
22.3571
22.1507
21.9383
21.7203
.76698
.76014
.75312
.74590
.73849
.23302
.23986
.24688
.25410
.26151
85
86
87
88
89
5.2685
4.9794
4.7015
4.4350
4.1796
.17913
.16930
.15985
.15079
.14211
.82087
.83070
.84015
.84921
.85789
35
36
37
38
39
21.4960
21.2657
21.0293
20.7862
20.5366
.73086
.72303
.71500
.70673
.69825
.26914
.27697
.28500
.29327
.30175
90
91
92
93
94
3.9353
3.7057
3.4944
3.3004
3.1207
.13380
.12599
.11881
.11221
.10611
.86620
.87401
.88119
.88779
.89389
40
41
42
43
44
20.2801
20.0163
19.7454
19.4674
19.1825
.68952
.68055
.67134
.66189
.65221
.31048
.31945
.32866
.33811
.34779
95
96
97
98
99
2.9513
2.7928
2.6467
2.5099
2.3771
.10034
.09496
.08999
.08534
.08082
.89966
.90504
.91001
.91466
.91918
45
46
47
48
49
18.8916
18.5945
18.2922
17.9843
17.6711
.64231
.63221
.62194
.61147
.60082
.35769
.36779
.37806
.38853
.39918
100
101
102
103
104
2.2486
2.1225
1.9991
1.8771
1.7476
.07645
.07216
.06797
.06382
.05942
.92355
.92784
.93203
.93618
.94058
50
51
52
53
54
17.3521
17.0279
16.6992
16.3665
16.0299
.58997
.57895
.56777
.55646
.54502
.41003
.42105
.43223
.44354
.45498
105
106
107
108
109
1.6211
1.4603
1.2674
.9736
.4836
.05512
.04965
.04309
.03310
.01644
.94488
.95035
.95691
.96690
.98356
7
Table S (3.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
25.2186
25.3685
25.3006
25.2239
25.1415
.90787
.91327
.91082
.90806
.90509
.09213
.08673
.08918
.09194
.09491
55
56
57
58
59
15.3245
14.9959
14.6638
14.3290
13.9926
.55168
.53985
.52790
.51584
.50373
Remainder
.44832
.46015
.47210
.48416
.49627
5
6
7
8
9
25.0544
24.9633
24.8681
24.7692
24.6660
.90196
.89868
.89525
.89169
.88798
.09804
.10132
.10475
.10831
.11202
60
61
62
63
64
13.6549
13.3156
12.9739
12.6298
12.2839
.49158
.47936
.46706
.45467
.44222
.50842
.52064
.53294
.54533
.55778
10
11
12
13
14
24.5583
24.4464
24.3305
24.2117
24.0913
.88410
.88007
.87590
.87162
.86729
.11590
.11993
.12410
.12838
.13271
65
66
67
68
69
11.9364
11.5870
11.2349
10.8808
10.5259
.42971
.41713
.40446
.39171
.37893
.57029
.58287
.59554
.60829
.62107
15
16
17
18
19
23.9700
23.8482
23.7254
23.6011
23.4739
.86292
.85854
.85412
.84964
.84506
.13708
.14146
.14588
.15036
.15494
70
71
72
73
74
10.1715
9.8191
9.4695
9.1233
8.7796
.36617
.35349
.34090
.32844
.31607
.63383
.64651
.65910
.67156
.68393
20
21
22
23
24
23.3429
23.2079
23.0691
22.9259
22.7778
.84035
.83548
.83049
.82533
.82000
.15965
.16452
.16951
.17467
.18000
75
76
77
78
79
8.4374
8.0958
7.7550
7.4157
7.0797
.30375
.29145
.27918
.26697
.25487
.69625
.70855
.72082
.73303
.74513
25
26
27
28
29
22.6245
22.4661
22.3017
22.1322
21.9574
.81448
.80878
.80286
.79676
.79047
.18552
.19122
.19714
.20324
.20953
80
81
82
83
84
6.7496
6.4274
6.1141
5.8098
5.5123
.24299
.23139
.22011
.20915
.19844
.75701
.76861
.77989
.79085
.80156
30
31
32
33
34
21.7774
21.5923
21.4020
21.2059
21.0042
.78399
.77732
.77047
.76341
.75615
.21601
.22268
.22953
.23659
.24385
85
86
87
88
89
5.2202
4.9356
4.6619
4.3992
4.1473
.18793
.17768
.16783
.15837
.14930
.81207
.82232
.83217
.84163
.85070
35
36
37
38
39
20.7963
20.5826
20.3629
20.1366
19.9039
.74867
.74098
.73306
.72492
.71654
.25133
.25902
.26694
.27508
.28346
90
91
92
93
94
3.9062
3.6793
3.4705
3.2788
3.1011
.14062
.13246
.12494
.11804
.11164
.85938
.86754
.87506
.88196
.88836
40
41
42
43
44
19.6643
19.4176
19.1637
18.9029
18.6351
.70792
.69903
.68989
.68050
.67086
.29208
.30097
.31011
.31950
.32914
95
96
97
98
99
2.9335
2.7767
2.6319
2.4965
2.3650
.10561
.09996
.09475
.08987
.08514
.89439
.90004
.90525
.91013
.91486
45
46
47
48
49
18.3613
18.0813
17.7960
17.5050
17.2085
.66101
.65093
.64066
.63018
.61951
.33899
.34907
.35934
.36982
.38049
100
101
102
103
104
2.2376
2.1125
1.9902
1.8692
1.7407
.08055
.07605
.07165
.06729
.06266
.91945
.92395
.92835
.93271
.93734
50
51
52
53
54
16.9063
16.5986
16.2863
15.9697
15.6491
.60863
.59755
.58631
.57491
.56337
.39137
.40245
.41369
.42509
.43663
105
106
107
108
109
1.6151
1.4554
1.2637
.9712
.4826
.05814
.05240
.04549
.03496
.01737
.94186
.94760
.95451
.96504
.98263
8
Table S (3.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
24.1374
24.2866
24.2275
24.1601
24.0873
.91722
.92289
.92064
.91808
.91532
.08278
.07711
.07936
.08192
.08468
55
56
57
58
59
14.9731
14.6593
14.3416
14.0211
13.6986
.56898
.55705
.54498
.53280
.52055
Remainder
.43102
.44295
.45502
.46720
.47945
5
6
7
8
9
24.0101
23.9291
23.8444
23.7561
23.6637
.91238
.90931
.90609
.90273
.89922
.08762
.09069
.09391
.09727
.10078
60
61
62
63
64
13.3746
13.0487
12.7201
12.3888
12.0555
.50823
.49585
.48336
.47077
.45811
.49177
.50415
.51664
.52923
.54189
10
11
12
13
14
23.5671
23.4665
23.3621
23.2549
23.1463
.89555
.89173
.88776
.88369
.87956
.10445
.10827
.11224
.11631
.12044
65
66
67
68
69
11.7202
11.3827
11.0422
10.6995
10.3555
.44537
.43254
.41960
.40658
.39351
.55463
.56746
.58040
.59342
.60649
15
16
17
18
19
23.0368
22.9269
22.8161
22.7039
22.5889
.87540
.87122
.86701
.86275
.85838
.12460
.12878
.13299
.13725
.14162
70
71
72
73
74
10.0117
9.6695
9.3296
8.9928
8.6581
.38044
.36744
.35453
.34173
.32901
.61956
.63256
.64547
.65827
.67099
20
21
22
23
24
22.4704
22.3480
22.2220
22.0918
21.9570
.85388
.84922
.84444
.83949
.83437
.14612
.15078
.15556
.16051
.16563
75
76
77
78
79
8.3245
7.9912
7.6583
7.3266
6.9978
.31633
.30367
.29102
.27841
.26592
.68367
.69633
.70898
.72159
.73408
25
26
27
28
29
21.8171
21.6723
21.5218
21.3663
21.2057
.82905
.82355
.81783
.81192
.80582
.17095
.17645
.18217
.18808
.19418
80
81
82
83
84
6.6744
6.3585
6.0511
5.7523
5.4600
.25363
.24162
.22994
.21859
.20748
.74637
.75838
.77006
.78141
.79252
30
31
32
33
34
21.0401
20.8696
20.6939
20.5126
20.3259
.79952
.79304
.78637
.77948
.77238
.20048
.20696
.21363
.22052
.22762
85
86
87
88
89
5.1726
4.8925
4.6229
4.3639
4.1154
.19656
.18591
.17567
.16583
.15638
.80344
.81409
.82433
.83417
.84362
35
36
37
38
39
20.1331
19.9347
19.7303
19.5195
19.3023
.76506
.75752
.74975
.74174
.73349
.23494
.24248
.25025
.25826
.26651
90
91
92
93
94
3.8774
3.6534
3.4470
3.2575
3.0818
.14734
.13883
.13099
.12379
.11711
.85266
.86117
.86901
.87621
.88289
40
41
42
43
44
19.0784
18.8474
18.6094
18.3645
18.1127
.72498
.71620
.70716
.69785
.68828
.27502
.28380
.29284
.30215
.31172
95
96
97
98
99
2.9159
2.7607
2.6174
2.4833
2.3530
.11081
.10491
.09946
.09436
.08941
.88919
.89509
.90054
.90564
.91059
45
46
47
48
49
17.8548
17.5907
17.3212
17.0460
16.7653
.67848
.66845
.65821
.64775
.63708
.32152
.33155
.34179
.35225
.36292
100
101
102
103
104
2.2267
2.1027
1.9814
1.8613
1.7338
.08461
.07990
.07529
.07073
.06588
.91539
.92010
.92471
.92927
.93412
50
51
52
53
54
16.4787
16.1866
15.8897
15.5884
15.2829
.62619
.61509
.60381
.59236
.58075
.37381
.38491
.39619
.40764
.41925
105
106
107
108
109
1.6092
1.4506
1.2600
.9689
.4817
.06115
.05512
.04788
.03682
.01830
.93885
.94488
.95212
.96318
.98170
9
Table S (4.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
23.1342
23.2822
23.2307
23.1714
23.1071
.92537
.93129
.92923
.92686
.92429
.07463
.06871
.07077
.07314
.07571
55
56
57
58
59
14.6347
14.3348
14.0308
13.7238
13.4146
.58539
.57339
.56123
.54895
.53658
Remainder
.41461
.42661
.43877
.45105
.46342
5
6
7
8
9
23.0386
22.9665
22.8908
22.8119
22.7291
.92154
.91866
.91563
.91248
.90916
.07846
.08134
.08437
.08752
.09084
60
61
62
63
64
13.1036
12.7904
12.4743
12.1553
11.8339
.52414
.51162
.49897
.48621
.47336
.47586
.48838
.50103
.51379
.52664
10
11
12
13
14
22.6422
22.5517
22.4574
22.3606
22.2624
.90569
.90207
.89830
.89442
.89050
.09431
.09793
.10170
.10558
.10950
65
66
67
68
69
11.5104
11.1843
10.8550
10.5231
10.1896
.46042
.44737
.43420
.42092
.40758
.53958
.55263
.56580
.57908
.59242
15
16
17
18
19
22.1635
22.0642
21.9641
21.8626
21.7586
.88654
.88257
.87856
.87450
.87034
.11346
.11743
.12144
.12550
.12966
70
71
72
73
74
9.8560
9.5236
9.1932
8.8655
8.5395
.39424
.38094
.36773
.35462
.34158
.60576
.61906
.63227
.64538
.65842
20
21
22
23
24
21.6513
21.5402
21.4257
21.3072
21.1843
.86605
.86161
.85703
.85229
.84737
.13395
.13839
.14297
.14771
.15263
75
76
77
78
79
8.2142
7.8889
7.5637
7.2393
6.9175
.32857
.31556
.30255
.28957
.27670
.67143
.68444
.69745
.71043
.72330
25
26
27
28
29
21.0566
20.9241
20.7861
20.6434
20.4957
.84226
.83696
.83145
.82574
.81983
.15774
.16304
.16855
.17426
.18017
80
81
82
83
84
6.6006
6.2908
5.9892
5.6958
5.4085
.26403
.25163
.23957
.22783
.21634
.73597
.74837
.76043
.77217
.78366
30
31
32
33
34
20.3432
20.1859
20.0236
19.8559
19.6829
.81373
.80744
.80094
.79423
.78732
.18627
.19256
.19906
.20577
.21268
85
86
87
88
89
5.1258
4.8501
4.5845
4.3291
4.0839
.20503
.19400
.18338
.17317
.16336
.79497
.80600
.81662
.82683
.83664
35
36
37
38
39
19.5040
19.3196
19.1293
18.9327
18.7300
.78016
.77278
.76517
.75731
.74920
.21984
.22722
.23483
.24269
.25080
90
91
92
93
94
3.8490
3.6277
3.4238
3.2364
3.0626
.15396
.14511
.13695
.12946
.12251
.84604
.85489
.86305
.87054
.87749
40
41
42
43
44
18.5206
18.3042
18.0809
17.8507
17.6137
.74082
.73217
.72324
.71403
.70455
.25918
.26783
.27676
.28597
.29545
95
96
97
98
99
2.8985
2.7448
2.6030
2.4701
2.3410
.11594
.10979
.10412
.09881
.09364
.88406
.89021
.89588
.90119
.90636
45
46
47
48
49
17.3707
17.1215
16.8668
16.6064
16.3405
.69483
.68486
.67467
.66426
.65362
.30517
.31514
.32533
.33574
.34638
100
101
102
103
104
2.2159
2.0930
1.9726
1.8535
1.7270
.08864
.08372
.07890
.07414
.06908
.91136
.91628
.92110
.92586
.93092
50
51
52
53
54
16.0685
15.7910
15.5087
15.2217
14.9304
.64274
.63164
.62035
.60887
.59722
.35726
.36836
.37965
.39113
.40278
105
106
107
108
109
1.6033
1.4458
1.2564
.9666
.4808
.06413
.05783
.05025
.03866
.01923
.93587
.94217
.94975
.96134
.98077
10
Table S (4.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
22.2019
22.3483
22.3035
22.2512
22.1943
.93248
.93863
.93675
.93455
.93216
.06752
.06137
.06325
.06545
.06784
55
56
57
58
59
14.3087
14.0219
13.7310
13.4368
13.1402
.60097
.58892
.57670
.56434
.55189
Remainder
.39903
.41108
.42330
.43566
.44811
5
6
7
8
9
22.1333
22.0691
22.0014
21.9307
21.8563
.92960
.92690
.92406
.92109
.91797
.07040
.07310
.07594
.07891
.08203
60
61
62
63
64
12.8415
12.5404
12.2363
11.9290
11.6191
.53934
.52670
.51392
.50102
.48800
.46066
.47330
.48608
.49898
.51200
10
11
12
13
14
21.7781
21.6964
21.6112
21.5236
21.4347
.91468
.91125
.90767
.90399
.90026
.08532
.08875
.09233
.09601
.09974
65
66
67
68
69
11.3067
10.9916
10.6729
10.3515
10.0281
.47488
.46165
.44826
.43476
.42118
.52512
.53835
.55174
.56524
.57882
15
16
17
18
19
21.3451
21.2553
21.1647
21.0729
20.9787
.89650
.89272
.88892
.88506
.88111
.10350
.10728
.11108
.11494
.11889
70
71
72
73
74
9.7043
9.3814
9.0601
8.7411
8.4235
.40758
.39402
.38052
.36713
.35379
.59242
.60598
.61948
.63287
.64621
20
21
22
23
24
20.8813
20.7805
20.6763
20.5684
20.4562
.87702
.87278
.86841
.86387
.85916
.12298
.12722
.13159
.13613
.14084
75
76
77
78
79
8.1064
7.7888
7.4711
7.1538
6.8387
.34047
.32713
.31378
.30046
.28722
.65953
.67287
.68622
.69954
.71278
25
26
27
28
29
20.3395
20.2181
20.0916
19.9604
19.8244
.85426
.84916
.84385
.83834
.83263
.14574
.15084
.15615
.16166
.16737
80
81
82
83
84
6.5282
6.2245
5.9284
5.6402
5.3578
.27419
.26143
.24899
.23689
.22503
.72581
.73857
.75101
.76311
.77497
30
31
32
33
34
19.6838
19.5386
19.3886
19.2333
19.0729
.82672
.82062
.81432
.80780
.80106
.17328
.17938
.18568
.19220
.19894
85
86
87
88
89
5.0798
4.8083
4.5466
4.2949
4.0529
.21335
.20195
.19096
.18038
.17022
.78665
.79805
.80904
.81962
.82978
35
36
37
38
39
18.9067
18.7352
18.5579
18.3745
18.1851
.79408
.78688
.77943
.77173
.76377
.20592
.21312
.22057
.22827
.23623
90
91
92
93
94
3.8210
3.6024
3.4009
3.2156
3.0437
.16048
.15130
.14284
.13506
.12784
.83952
.84870
.85716
.86494
.87216
40
41
42
43
44
17.9891
17.7862
17.5766
17.3601
17.1369
.75554
.74702
.73822
.72913
.71975
.24446
.25298
.26178
.27087
.28025
95
96
97
98
99
2.8813
2.7292
2.5887
2.4571
2.3292
.12102
.11463
.10873
.10320
.09783
.87898
.88537
.89127
.89680
.90217
45
46
47
48
49
16.9078
16.6724
16.4316
16.1851
15.9330
.71013
.70024
.69013
.67977
.66918
.28987
.29976
.30987
.32023
.33082
100
101
102
103
104
2.2052
2.0833
1.9639
1.8458
1.7202
.09262
.08750
.08249
.07753
.07225
.90738
.91250
.91751
.92247
.92775
50
51
52
53
54
15.6748
15.4110
15.1424
14.8690
14.5911
.65834
.64726
.63598
.62450
.61283
.34166
.35274
.36402
.37550
.38717
105
106
107
108
109
1.5975
1.4410
1.2527
.9643
.4798
.06710
.06052
.05261
.04050
.02015
.93290
.93948
.94739
.95950
.97985
11
Table S (4.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
21.3340
21.4784
21.4394
21.3934
21.3428
.93870
.94505
.94333
.94131
.93908
.06130
.05495
.05667
.05869
.06092
55
56
57
58
59
13.9945
13.7202
13.4415
13.1595
12.8748
.61576
.60369
.59143
.57902
.56649
Remainder
.38424
.39631
.40857
.42098
.43351
5
6
7
8
9
21.2885
21.2312
21.1706
21.1071
21.0402
.93669
.93417
.93151
.92871
.92577
.06331
.06583
.06849
.07129
.07423
60
61
62
63
64
12.5879
12.2985
12.0057
11.7095
11.4106
.55387
.54113
.52825
.51522
.50207
.44613
.45887
.47175
.48478
.49793
10
11
12
13
14
20.9697
20.8958
20.8187
20.7392
20.6586
.92266
.91941
.91602
.91252
.90898
.07734
.08059
.08398
.08748
.09102
65
66
67
68
69
11.1090
10.8043
10.4959
10.1845
9.8709
.48879
.47539
.46182
.44812
.43432
.51121
.52461
.53818
.55188
.56568
15
16
17
18
19
20.5774
20.4960
20.4139
20.3308
20.2453
.90540
.90182
.89821
.89455
.89079
.09460
.09818
.10179
.10545
.10921
70
71
72
73
74
9.5565
9.2427
8.9302
8.6197
8.3102
.42049
.40668
.39293
.37927
.36565
.57951
.59332
.60707
.62073
.63435
20
21
22
23
24
20.1569
20.0652
19.9704
19.8719
19.7695
.88690
.88287
.87870
.87437
.86986
.11310
.11713
.12130
.12563
.13014
75
76
77
78
79
8.0009
7.6909
7.3803
7.0700
6.7614
.35204
.33840
.32474
.31108
.29750
.64796
.66160
.67526
.68892
.70250
25
26
27
28
29
19.6627
19.5514
19.4352
19.3145
19.1893
.86516
.86026
.85515
.84984
.84433
.13484
.13974
.14485
.15016
.15567
80
81
82
83
84
6.4572
6.1593
5.8687
5.5856
5.3080
.28412
.27101
.25822
.24577
.23355
.71588
.72899
.74178
.75423
.76645
30
31
32
33
34
19.0595
18.9254
18.7865
18.6426
18.4938
.83862
.83272
.82661
.82028
.81373
.16138
.16728
.17339
.17972
.18627
85
86
87
88
89
5.0344
4.7671
4.5092
4.2610
4.0224
.22152
.20975
.19841
.18749
.17698
.77848
.79025
.80159
.81251
.82302
35
36
37
38
39
18.3393
18.1796
18.0143
17.8431
17.6659
.80693
.79990
.79263
.78510
.77730
.19307
.20010
.20737
.21490
.22270
90
91
92
93
94
3.7933
3.5774
3.3782
3.1950
3.0250
.16691
.15740
.14864
.14058
.13310
.83309
.84260
.85136
.85942
.86690
40
41
42
43
44
17.4824
17.2921
17.0951
16.8914
16.6811
.76922
.76085
.75218
.74322
.73397
.23078
.23915
.24782
.25678
.26603
95
96
97
98
99
2.8643
2.7137
2.5746
2.4443
2.3175
.12603
.11940
.11328
.10755
.10197
.87397
.88060
.88672
.89245
.89803
45
46
47
48
49
16.4648
16.2425
16.0147
15.7811
15.5419
.72445
.71467
.70465
.69437
.68385
.27555
.28533
.29535
.30563
.31615
100
101
102
103
104
2.1946
2.0737
1.9554
1.8382
1.7135
.09656
.09124
.08604
.08088
.07540
.90344
.90876
.91396
.91912
.92460
50
51
52
53
54
15.2968
15.0459
14.7901
14.5295
14.2643
.67306
.66202
.65076
.63930
.62763
.32694
.33798
.34924
.36070
.37237
105
106
107
108
109
1.5917
1.4363
1.2491
.9620
.4789
.07004
.06320
.05496
.04233
.02107
.92996
.93680
.94504
.95767
.97893
12
Table S (4.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
20.5247
20.6670
20.6330
20.5923
20.5475
.94414
.95068
.94912
.94725
.94518
.05586
.04932
.05088
.05275
.05482
55
56
57
58
59
13.6915
13.4290
13.1621
12.8915
12.6183
.62981
.61773
.60545
.59301
.58044
Remainder
.37019
.38227
.39455
.40699
.41956
5
6
7
8
9
20.4990
20.4477
20.3934
20.3363
20.2760
.94295
.94059
.93809
.93547
.93269
.05705
.05941
.06191
.06453
.06731
60
61
62
63
64
12.3426
12.0641
11.7822
11.4967
11.2082
.56776
.55495
.54198
.52885
.51558
.43224
.44505
.45802
.47115
.48442
10
11
12
13
14
20.2122
20.1453
20.0754
20.0032
19.9300
.92976
.92669
.92347
.92015
.91678
.07024
.07331
.07653
.07985
.08322
65
66
67
68
69
10.9169
10.6223
10.3238
10.0219
9.7177
.50218
.48863
.47489
.46101
.44701
.49782
.51137
.52511
.53899
.55299
15
16
17
18
19
19.8562
19.7824
19.7079
19.6325
19.5549
.91339
.90999
.90656
.90309
.89953
.08661
.09001
.09344
.09691
.10047
70
71
72
73
74
9.4124
9.1074
8.8034
8.5011
8.1995
.43297
.41894
.40496
.39105
.37718
.56703
.58106
.59504
.60895
.62282
20
21
22
23
24
19.4746
19.3911
19.3046
19.2148
19.1211
.89583
.89199
.88801
.88388
.87957
.10417
.10801
.11199
.11612
.12043
75
76
77
78
79
7.8977
7.5950
7.2915
6.9878
6.6857
.36329
.34937
.33541
.32144
.30754
.63671
.65063
.66459
.67856
.69246
25
26
27
28
29
19.0232
18.9212
18.8143
18.7032
18.5877
.87507
.87037
.86546
.86035
.85503
.12493
.12963
.13454
.13965
.14497
80
81
82
83
84
6.3875
6.0952
5.8100
5.5319
5.2590
.29382
.28038
.26726
.25447
.24191
.70618
.71962
.73274
.74553
.75809
30
31
32
33
34
18.4679
18.3438
18.2153
18.0818
17.9435
.84952
.84382
.83790
.83176
.82540
.15048
.15618
.16210
.16824
.17460
85
86
87
88
89
4.9898
4.7265
4.4725
4.2277
3.9922
.22953
.21742
.20573
.19448
.18364
.77047
.78258
.79427
.80552
.81636
35
36
37
38
39
17.7998
17.6510
17.4968
17.3368
17.1710
.81879
.81195
.80486
.79749
.78987
.18121
.18805
.19514
.20251
.21013
90
91
92
93
94
3.7661
3.5527
3.3558
3.1747
3.0065
.17324
.16342
.15437
.14604
.13830
.82676
.83658
.84563
.85396
.86170
40
41
42
43
44
16.9990
16.8204
16.6351
16.4434
16.2450
.78195
.77374
.76522
.75640
.74727
.21805
.22626
.23478
.24360
.25273
95
96
97
98
99
2.8475
2.6984
2.5606
2.4315
2.3059
.13098
.12413
.11779
.11185
.10607
.86902
.87587
.88221
.88815
.89393
45
46
47
48
49
16.0408
15.8306
15.6149
15.3935
15.1665
.73788
.72821
.71829
.70810
.69766
.26212
.27179
.28171
.29190
.30234
100
101
102
103
104
2.1841
2.0642
1.9468
1.8306
1.7069
.10047
.09496
.08955
.08421
.07852
.89953
.90504
.91045
.91579
.92148
50
51
52
53
54
14.9336
14.6949
14.4512
14.2026
13.9494
.68694
.67596
.66475
.65332
.64167
.31306
.32404
.33525
.34668
.35833
105
106
107
108
109
1.5860
1.4316
1.2455
.9597
.4780
.07296
.06585
.05729
.04415
.02199
.92704
.93415
.94271
.95585
.97801
13
Table S (4.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
19.7689
19.9088
19.8792
19.8433
19.8034
.94891
.95562
.95420
.95248
.95056
.05109
.04438
.04580
.04752
.04944
55
56
57
58
59
13.3993
13.1480
12.8921
12.6326
12.3701
.64317
.63110
.61882
.60636
.59377
Remainder
.35683
.36890
.38118
.39364
.40623
5
6
7
8
9
19.7601
19.7141
19.6653
19.6139
19.5594
.94848
.94628
.94393
.94147
.93885
.05152
.05372
.05607
.05853
.06115
60
61
62
63
64
12.1051
11.8371
11.5655
11.2903
11.0118
.58104
.56818
.55515
.54193
.52857
.41896
.43182
.44485
.45807
.47143
10
11
12
13
14
19.5017
19.4410
19.3774
19.3117
19.2451
.93608
.93317
.93011
.92696
.92376
.06392
.06683
.06989
.07304
.07624
65
66
67
68
69
10.7303
10.4454
10.1563
9.8637
9.5685
.51505
.50138
.48750
.47346
.45929
.48495
.49862
.51250
.52654
.54071
15
16
17
18
19
19.1780
19.1109
19.0433
18.9748
18.9043
.92054
.91732
.91408
.91079
.90741
.07946
.08268
.08592
.08921
.09259
70
71
72
73
74
9.2720
8.9754
8.6796
8.3852
8.0912
.44505
.43082
.41662
.40249
.38838
.55495
.56918
.58338
.59751
.61162
20
21
22
23
24
18.8312
18.7550
18.6762
18.5941
18.5083
.90390
.90024
.89646
.89252
.88840
.09610
.09976
.10354
.10748
.11160
75
76
77
78
79
7.7968
7.5011
7.2044
6.9073
6.6114
.37425
.36005
.34581
.33155
.31735
.62575
.63995
.65419
.66845
.68265
25
26
27
28
29
18.4186
18.3249
18.2265
18.1242
18.0175
.88409
.87959
.87487
.86996
.86484
.11591
.12041
.12513
.13004
.13516
80
81
82
83
84
6.3191
6.0324
5.7524
5.4791
5.2108
.30332
.28955
.27611
.26300
.25012
.69668
.71045
.72389
.73700
.74988
30
31
32
33
34
17.9068
17.7919
17.6728
17.5488
17.4203
.85953
.85401
.84829
.84234
.83617
.14047
.14599
.15171
.15766
.16383
85
86
87
88
89
4.9459
4.6866
4.4362
4.1949
3.9624
.23740
.22496
.21294
.20135
.19020
.76260
.77504
.78706
.79865
.80980
35
36
37
38
39
17.2865
17.1478
17.0038
16.8542
16.6989
.82975
.82309
.81618
.80900
.80155
.17025
.17691
.18382
.19100
.19845
90
91
92
93
94
3.7391
3.5283
3.3337
3.1546
2.9882
.17948
.16936
.16002
.15142
.14343
.82052
.83064
.83998
.84858
.85657
40
41
42
43
44
16.5376
16.3697
16.1955
16.0148
15.8277
.79380
.78575
.77738
.76871
.75973
.20620
.21425
.22262
.23129
.24027
95
96
97
98
99
2.8308
2.6832
2.5468
2.4189
2.2945
.13588
.12879
.12225
.11611
.11013
.86412
.87121
.87775
.88389
.88987
45
46
47
48
49
15.6347
15.4358
15.2315
15.0215
14.8060
.75047
.74092
.73111
.72103
.71069
.24953
.25908
.26889
.27897
.28931
100
101
102
103
104
2.1736
2.0548
1.9384
1.8230
1.7003
.10433
.09863
.09304
.08751
.08161
.89567
.90137
.90696
.91249
.91839
50
51
52
53
54
14.5845
14.3572
14.1250
13.8878
13.6459
.70005
.68915
.67800
.66661
.65500
.29995
.31085
.32200
.33339
.34500
105
106
107
108
109
1.5803
1.4269
1.2420
.9574
.4771
.07585
.06849
.05961
.04596
.02290
.92415
.93151
.94039
.95404
.97710
14
Table S (5.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
19.0619
19.1994
19.1736
19.1418
19.1063
.95309
.95997
.95868
.95709
.95531
.04691
.04003
.04132
.04291
.04469
55
56
57
58
59
13.1173
12.8766
12.6313
12.3821
12.1300
.65587
.64383
.63156
.61911
.60650
Remainder
.34413
.35617
.36844
.38089
.39350
5
6
7
8
9
19.0675
19.0262
18.9823
18.9359
18.8866
.95338
.95131
.94911
.94679
.94433
.04662
.04869
.05089
.05321
.05567
60
61
62
63
64
11.8751
11.6172
11.3555
11.0899
10.8211
.59376
.58086
.56777
.55450
.54105
.40624
.41914
.43223
.44550
.45895
10
11
12
13
14
18.8343
18.7791
18.7212
18.6613
18.6006
.94171
.93896
.93606
.93307
.93003
.05829
.06104
.06394
.06693
.06997
65
66
67
68
69
10.5490
10.2733
9.9933
9.7096
9.4231
.52745
.51366
.49966
.48548
.47115
.47255
.48634
.50034
.51452
.52885
15
16
17
18
19
18.5395
18.4784
18.4169
18.3546
18.2904
.92697
.92392
.92084
.91773
.91452
.07303
.07608
.07916
.08227
.08548
70
71
72
73
74
9.1350
8.8466
8.5587
8.2719
7.9853
.45675
.44233
.42794
.41360
.39927
.54325
.55767
.57206
.58640
.60073
20
21
22
23
24
18.2238
18.1544
18.0824
18.0072
17.9287
.91119
.90772
.90412
.90036
.89643
.08881
.09228
.09588
.09964
.10357
75
76
77
78
79
7.6980
7.4093
7.1192
6.8284
6.5385
.38490
.37046
.35596
.34142
.32692
.61510
.62954
.64404
.65858
.67308
25
26
27
28
29
17.8463
17.7601
17.6696
17.5751
17.4766
.89232
.88801
.88348
.87876
.87383
.10768
.11199
.11652
.12124
.12617
80
81
82
83
84
6.2519
5.9706
5.6957
5.4272
5.1633
.31260
.29853
.28478
.27136
.25817
.68740
.70147
.71522
.72864
.74183
30
31
32
33
34
17.3741
17.2678
17.1572
17.0421
16.9225
.86871
.86339
.85786
.85210
.84612
.13129
.13661
.14214
.14790
.15388
85
86
87
88
89
4.9027
4.6473
4.4005
4.1625
3.9331
.24513
.23236
.22002
.20812
.19665
.75487
.76764
.77998
.79188
.80335
35
36
37
38
39
16.7978
16.6683
16.5338
16.3938
16.2483
.83989
.83342
.82669
.81969
.81241
.16011
.16658
.17331
.18031
.18759
90
91
92
93
94
3.7125
3.5042
3.3119
3.1347
2.9701
.18563
.17521
.16559
.15674
.14851
.81437
.82479
.83441
.84326
.85149
40
41
42
43
44
16.0968
15.9391
15.7750
15.6046
15.4279
.80484
.79695
.78875
.78023
.77140
.19516
.20305
.21125
.21977
.22860
95
96
97
98
99
2.8144
2.6682
2.5331
2.4064
2.2831
.14072
.13341
.12665
.12032
.11415
.85928
.86659
.87335
.87968
.88585
45
46
47
48
49
15.2455
15.0572
14.8636
14.6643
14.4595
.76228
.75286
.74318
.73322
.72298
.23772
.24714
.25682
.26678
.27702
100
101
102
103
104
2.1633
2.0455
1.9300
1.8156
1.6937
.10817
.10228
.09650
.09078
.08468
.89183
.89772
.90350
.90922
.91532
50
51
52
53
54
14.2488
14.0323
13.8109
13.5844
13.3533
.71244
.70162
.69054
.67922
.66766
.28756
.29838
.30946
.32078
.33234
105
106
107
108
109
1.5746
1.4223
1.2384
.9551
.4762
.07873
.07111
.06192
.04776
.02381
.92127
.92889
.93808
.95224
.97619
15
Table S (5.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
18.3996
18.5345
18.5121
18.4840
18.4522
.95678
.96380
.96263
.96117
.95952
.04322
.03620
.03737
.03883
.04048
55
56
57
58
59
12.8451
12.6144
12.3791
12.1399
11.8976
.66795
.65595
.64371
.63127
.61867
Remainder
.33205
.34405
.35629
.36873
.38133
5
6
7
8
9
18.4175
18.3803
18.3407
18.2988
18.2541
.95771
.95578
.95372
.95154
.94921
.04229
.04422
.04628
.04846
.05079
60
61
62
63
64
11.6524
11.4040
11.1517
10.8955
10.6358
.60592
.59301
.57989
.56657
.55306
.39408
.40699
.42011
.43343
.44694
10
11
12
13
14
18.2066
18.1563
18.1035
18.0488
17.9933
.94674
.94413
.94138
.93854
.93565
.05326
.05587
.05862
.06146
.06435
65
66
67
68
69
10.3728
10.1059
9.8347
9.5595
9.2813
.53938
.52551
.51140
.49709
.48263
.46062
.47449
.48860
.50291
.51737
15
16
17
18
19
17.9376
17.8819
17.8259
17.7691
17.7107
.93275
.92986
.92694
.92399
.92096
.06725
.07014
.07306
.07601
.07904
70
71
72
73
74
9.0014
8.7210
8.4407
8.1613
7.8818
.46807
.45349
.43892
.42439
.40985
.53193
.54651
.56108
.57561
.59015
20
21
22
23
24
17.6499
17.5865
17.5207
17.4519
17.3798
.91780
.91450
.91107
.90750
.90375
.08220
.08550
.08893
.09250
.09625
75
76
77
78
79
7.6014
7.3193
7.0356
6.7510
6.4670
.39527
.38060
.36585
.35105
.33628
.60473
.61940
.63415
.64895
.66372
25
26
27
28
29
17.3042
17.2249
17.1413
17.0541
16.9630
.89982
.89569
.89135
.88681
.88208
.10018
.10431
.10865
.11319
.11792
80
81
82
83
84
6.1860
5.9100
5.6400
5.3762
5.1166
.32167
.30732
.29328
.27956
.26607
.67833
.69268
.70672
.72044
.73393
30
31
32
33
34
16.8681
16.7695
16.6668
16.5598
16.4484
.87714
.87201
.86667
.86111
.85532
.12286
.12799
.13333
.13889
.14468
85
86
87
88
89
4.8601
4.6085
4.3653
4.1305
3.9041
.25272
.23964
.22699
.21479
.20301
.74728
.76036
.77301
.78521
.79699
35
36
37
38
39
16.3321
16.2113
16.0855
15.9543
15.8178
.84927
.84299
.83644
.82962
.82253
.15073
.15701
.16356
.17038
.17747
90
91
92
93
94
3.6863
3.4805
3.2903
3.1151
2.9523
.19169
.18098
.17109
.16199
.15352
.80831
.81902
.82891
.83801
.84648
40
41
42
43
44
15.6756
15.5272
15.3726
15.2119
15.0449
.81513
.80741
.79938
.79102
.78234
.18487
.19259
.20062
.20898
.21766
95
96
97
98
99
2.7981
2.6533
2.5195
2.3940
2.2718
.14550
.13797
.13102
.12449
.11813
.85450
.86203
.86898
.87551
.88187
45
46
47
48
49
14.8723
14.6940
14.5103
14.3211
14.1264
.77336
.76409
.75454
.74470
.73457
.22664
.23591
.24546
.25530
.26543
100
101
102
103
104
2.1531
2.0362
1.9217
1.8081
1.6872
.11196
.10588
.09993
.09402
.08773
.88804
.89412
.90007
.90598
.91227
50
51
52
53
54
13.9258
13.7196
13.5083
13.2920
13.0710
.72414
.71342
.70243
.69118
.67969
.27586
.28658
.29757
.30882
.32031
105
106
107
108
109
1.5690
1.4176
1.2349
.9529
.4753
.08159
.07372
.06421
.04955
.02471
.91841
.92628
.93579
.95045
.97529
16
Table S (5.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
17.7782
17.9106
17.8911
17.8661
17.8378
.96002
.96717
.96612
.96477
.96324
.03998
.03283
.03388
.03523
.03676
55
56
57
58
59
12.5823
12.3611
12.1353
11.9055
11.6725
.67944
.66750
.65531
.64290
.63032
Remainder
.32056
.33250
.34469
.35710
.36968
5
6
7
8
9
17.8066
17.7731
17.7373
17.6993
17.6588
.96155
.95975
.95781
.95576
.95357
.03845
.04025
.04219
.04424
.04643
60
61
62
63
64
11.4365
11.1973
10.9540
10.7067
10.4558
.61757
.60465
.59152
.57816
.56461
.38243
.39535
.40848
.42184
.43539
10
11
12
13
14
17.6155
17.5696
17.5213
17.4713
17.4205
.95123
.94876
.94615
.94345
.94071
.04877
.05124
.05385
.05655
.05929
65
66
67
68
69
10.2014
9.9431
9.6802
9.4133
9.1432
.55088
.53693
.52273
.50832
.49373
.44912
.46307
.47727
.49168
.50627
15
16
17
18
19
17.3696
17.3187
17.2676
17.2159
17.1626
.93796
.93521
.93245
.92966
.92678
.06204
.06479
.06755
.07034
.07322
70
71
72
73
74
8.8711
8.5983
8.3254
8.0531
7.7806
.47904
.46431
.44957
.43487
.42015
.52096
.53569
.55043
.56513
.57985
20
21
22
23
24
17.1071
17.0491
16.9889
16.9258
16.8597
.92378
.92065
.91740
.91399
.91042
.07622
.07935
.08260
.08601
.08958
75
76
77
78
79
7.5068
7.2312
6.9537
6.6751
6.3968
.40537
.39048
.37550
.36045
.34543
.59463
.60952
.62450
.63955
.65457
25
26
27
28
29
16.7901
16.7170
16.6399
16.5593
16.4750
.90666
.90272
.89856
.89420
.88965
.09334
.09728
.10144
.10580
.11035
80
81
82
83
84
6.1213
5.8504
5.5852
5.3259
5.0707
.33055
.31592
.30160
.28760
.27382
.66945
.68408
.69840
.71240
.72618
30
31
32
33
34
16.3870
16.2955
16.2001
16.1004
15.9967
.88490
.87996
.87480
.86942
.86382
.11510
.12004
.12520
.13058
.13618
85
86
87
88
89
4.8181
4.5704
4.3306
4.0990
3.8755
.26018
.24680
.23385
.22135
.20928
.73982
.75320
.76615
.77865
.79072
35
36
37
38
39
15.8882
15.7752
15.6575
15.5345
15.4065
.85796
.85186
.84550
.83887
.83195
.14204
.14814
.15450
.16113
.16805
90
91
92
93
94
3.6604
3.4570
3.2689
3.0957
2.9346
.19766
.18668
.17652
.16717
.15847
.80234
.81332
.82348
.83283
.84153
40
41
42
43
44
15.2727
15.1330
14.9873
14.8356
14.6777
.82473
.81718
.80931
.80112
.79260
.17527
.18282
.19069
.19888
.20740
95
96
97
98
99
2.7820
2.6386
2.5061
2.3818
2.2606
.15023
.14249
.13533
.12862
.12207
.84977
.85751
.86467
.87138
.87793
45
46
47
48
49
14.5144
14.3453
14.1710
13.9913
13.8061
.78378
.77464
.76524
.75553
.74553
.21622
.22536
.23476
.24447
.25447
100
101
102
103
104
2.1429
2.0271
1.9134
1.8008
1.6807
.11572
.10946
.10332
.09724
.09076
.88428
.89054
.89668
.90276
.90924
50
51
52
53
54
13.6150
13.4184
13.2167
13.0100
12.7986
.73521
.72459
.71370
.70254
.69112
.26479
.27541
.28630
.29746
.30888
105
106
107
108
109
1.5634
1.4130
1.2313
.9506
.4744
.08442
.07630
.06649
.05133
.02562
.91558
.92370
.93351
.94867
.97438
17
Table S (5.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
17.1944
17.3242
17.3073
17.2851
17.2597
.96289
.97015
.96921
.96797
.96654
.03711
.02985
.03079
.03203
.03346
55
56
57
58
59
12.3284
12.1163
11.8995
11.6787
11.4545
.69039
.67851
.66637
.65400
.64145
Remainder
.30961
.32149
.33363
.34600
.35855
5
6
7
8
9
17.2316
17.2014
17.1690
17.1346
17.0977
.96497
.96328
.96146
.95954
.95747
.03503
.03672
.03854
.04046
.04253
60
61
62
63
64
11.2273
10.9968
10.7622
10.5234
10.2809
.62873
.61582
.60268
.58931
.57573
.37127
.38418
.39732
.41069
.42427
10
11
12
13
14
17.0582
17.0162
16.9720
16.9261
16.8796
.95526
.95291
.95043
.94786
.94526
.04474
.04709
.04957
.05214
.05474
65
66
67
68
69
10.0348
9.7847
9.5299
9.2709
9.0085
.56195
.54794
.53367
.51917
.50448
.43805
.45206
.46633
.48083
.49552
15
16
17
18
19
16.8330
16.7865
16.7398
16.6926
16.6439
.94265
.94004
.93743
.93479
.93206
.05735
.05996
.06257
.06521
.06794
70
71
72
73
74
8.7440
8.4785
8.2128
7.9474
7.6815
.48966
.47480
.45991
.44505
.43016
.51034
.52520
.54009
.55495
.56984
20
21
22
23
24
16.5932
16.5401
16.4849
16.4270
16.3663
.92922
.92625
.92315
.91991
.91651
.07078
.07375
.07685
.08009
.08349
75
76
77
78
79
7.4142
7.1449
6.8735
6.6006
6.3280
.41520
.40011
.38491
.36964
.35437
.58480
.59989
.61509
.63036
.64563
25
26
27
28
29
16.3022
16.2348
16.1636
16.0890
16.0109
.91292
.90915
.90516
.90099
.89661
.08708
.09085
.09484
.09901
.10339
80
81
82
83
84
6.0577
5.7918
5.5314
5.2765
5.0255
.33923
.32434
.30976
.29549
.28143
.66077
.67566
.69024
.70451
.71857
30
31
32
33
34
15.9293
15.8442
15.7555
15.6627
15.5659
.89204
.88728
.88231
.87711
.87169
.10796
.11272
.11769
.12289
.12831
85
86
87
88
89
4.7769
4.5327
4.2964
4.0679
3.8473
.26750
.25383
.24060
.22780
.21545
.73250
.74617
.75940
.77220
.78455
35
36
37
38
39
15.4645
15.3589
15.2486
15.1333
15.0130
.86601
.86010
.85392
.84747
.84073
.13399
.13990
.14608
.15253
.15927
90
91
92
93
94
3.6348
3.4338
3.2479
3.0765
2.9171
.20355
.19229
.18188
.17229
.16336
.79645
.80771
.81812
.82771
.83664
40
41
42
43
44
14.8872
14.7556
14.6182
14.4748
14.3255
.83369
.82632
.81862
.81059
.80223
.16631
.17368
.18138
.18941
.19777
95
96
97
98
99
2.7660
2.6241
2.4928
2.3696
2.2496
.15490
.14695
.13960
.13270
.12598
.84510
.85305
.86040
.86730
.87402
45
46
47
48
49
14.1707
14.0104
13.8449
13.6741
13.4978
.79356
.78458
.77532
.76575
.75588
.20644
.21542
.22468
.23425
.24412
100
101
102
103
104
2.1329
2.0180
1.9052
1.7935
1.6743
.11944
.11301
.10669
.10043
.09376
.88056
.88699
.89331
.89957
.90624
50
51
52
53
54
13.3158
13.1281
12.9355
12.7380
12.5356
.74568
.73518
.72439
.71333
.70199
.25432
.26482
.27561
.28667
.29801
105
106
107
108
109
1.5578
1.4085
1.2279
.9484
.4735
.08724
.07887
.06876
.05311
.02652
.91276
.92113
.93124
.94689
.97348
18
Table S (5.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
16.6452
16.7723
16.7576
16.7379
16.7152
.96542
.97279
.97194
.97080
.96948
.03458
.02721
.02806
.02920
.03052
55
56
57
58
59
12.0830
11.8796
11.6713
11.4590
11.2434
.70082
.68901
.67694
.66462
.65211
Remainder
.29918
.31099
.32306
.33538
.34789
5
6
7
8
9
16.6899
16.6626
16.6331
16.6019
16.5682
.96801
.96643
.96472
.96291
.96096
.03199
.03357
.03528
.03709
.03904
60
61
62
63
64
11.0246
10.8023
10.5759
10.3453
10.1109
.63942
.62653
.61340
.60003
.58643
.36058
.37347
.38660
.39997
.41357
10
11
12
13
14
16.5321
16.4937
16.4531
16.4110
16.3683
.95886
.95664
.95428
.95184
.94936
.04114
.04336
.04572
.04816
.05064
65
66
67
68
69
9.8728
9.6305
9.3834
9.1320
8.8771
.57262
.55857
.54424
.52966
.51487
.42738
.44143
.45576
.47034
.48513
15
16
17
18
19
16.3255
16.2829
16.2402
16.1971
16.1526
.94688
.94441
.94193
.93943
.93685
.05312
.05559
.05807
.06057
.06315
70
71
72
73
74
8.6199
8.3615
8.1027
7.8440
7.5846
.49996
.48497
.46996
.45495
.43991
.50004
.51503
.53004
.54505
.56009
20
21
22
23
24
16.1062
16.0575
16.0068
15.9537
15.8978
.93416
.93134
.92840
.92532
.92207
.06584
.06866
.07160
.07468
.07793
75
76
77
78
79
7.3236
7.0603
6.7948
6.5276
6.2604
.42477
.40950
.39410
.37860
.36310
.57523
.59050
.60590
.62140
.63690
25
26
27
28
29
15.8387
15.7765
15.7107
15.6416
15.5692
.91865
.91504
.91122
.90721
.90301
.08135
.08496
.08878
.09279
.09699
80
81
82
83
84
5.9953
5.7343
5.4785
5.2280
4.9810
.34773
.33259
.31775
.30322
.28890
.65227
.66741
.68225
.69678
.71110
30
31
32
33
34
15.4934
15.4143
15.3317
15.2452
15.1548
.89862
.89403
.88924
.88422
.87898
.10138
.10597
.11076
.11578
.12102
85
86
87
88
89
4.7362
4.4957
4.2626
4.0372
3.8195
.27470
.26075
.24723
.23416
.22153
.72530
.73925
.75277
.76584
.77847
35
36
37
38
39
15.0601
14.9612
14.8578
14.7496
14.6365
.87348
.86775
.86175
.85548
.84892
.12652
.13225
.13825
.14452
.15108
90
91
92
93
94
3.6096
3.4109
3.2270
3.0576
2.8998
.20936
.19783
.18717
.17734
.16819
.79064
.80217
.81283
.82266
.83181
40
41
42
43
44
14.5182
14.3941
14.2643
14.1288
13.9874
.84205
.83486
.82733
.81947
.81127
.15795
.16514
.17267
.18053
.18873
95
96
97
98
99
2.7502
2.6097
2.4797
2.3576
2.2386
.15951
.15136
.14382
.13674
.12984
.84049
.84864
.85618
.86326
.87016
45
46
47
48
49
13.8408
13.6886
13.5314
13.3689
13.2010
.80276
.79394
.78482
.77540
.76566
.19724
.20606
.21518
.22460
.23434
100
101
102
103
104
2.1229
2.0090
1.8971
1.7862
1.6679
.12313
.11652
.11003
.10360
.09674
.87687
.88348
.88997
.89640
.90326
50
51
52
53
54
13.0275
12.8484
12.6644
12.4754
12.2817
.75559
.74521
.73453
.72357
.71234
.24441
.25479
.26547
.27643
.28766
105
106
107
108
109
1.5523
1.4039
1.2244
.9462
.4726
.09003
.08143
.07101
.05488
.02741
.90997
.91857
.92899
.94512
.97259
19
Table S (6.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
16.1278
16.2522
16.2395
16.2220
16.2016
.96767
.97513
.97437
.97332
.97209
.03233
.02487
.02563
.02668
.02791
55
56
57
58
59
11.8459
11.6505
11.4505
11.2463
11.0387
.71075
.69903
.68703
.67478
.66232
Remainder
.28925
.30097
.31297
.32522
.33768
5
6
7
8
9
16.1787
16.1540
16.1273
16.0988
16.0680
.97072
.96924
.96764
.96593
.96408
.02928
.03076
.03236
.03407
.03592
60
61
62
63
64
10.8279
10.6136
10.3951
10.1723
9.9456
.64967
.63682
.62371
.61034
.59674
.35033
.36318
.37629
.38966
.40326
10
11
12
13
14
16.0350
15.9997
15.9624
15.9236
15.8844
.96210
.95998
.95774
.95542
.95306
.03790
.04002
.04226
.04458
.04694
65
66
67
68
69
9.7151
9.4804
9.2407
8.9967
8.7490
.58291
.56882
.55444
.53980
.52494
.41709
.43118
.44556
.46020
.47506
15
16
17
18
19
15.8450
15.8060
15.7669
15.7274
15.6867
.95070
.94836
.94601
.94364
.94120
.04930
.05164
.05399
.05636
.05880
70
71
72
73
74
8.4988
8.2473
7.9951
7.7429
7.4898
.50993
.49484
.47971
.46457
.44939
.49007
.50516
.52029
.53543
.55061
20
21
22
23
24
15.6441
15.5995
15.5530
15.5041
15.4526
.93865
.93597
.93318
.93025
.92716
.06135
.06403
.06682
.06975
.07284
75
76
77
78
79
7.2349
6.9775
6.7177
6.4560
6.1941
.43409
.41865
.40306
.38736
.37164
.56591
.58135
.59694
.61264
.62836
25
26
27
28
29
15.3981
15.3407
15.2797
15.2157
15.1484
.92389
.92044
.91678
.91294
.90891
.07611
.07956
.08322
.08706
.09109
80
81
82
83
84
5.9340
5.6778
5.4265
5.1801
4.9372
.35604
.34067
.32559
.31081
.29623
.64396
.65933
.67441
.68919
.70377
30
31
32
33
34
15.0780
15.0044
14.9274
14.8467
14.7623
.90468
.90026
.89565
.89080
.88574
.09532
.09974
.10435
.10920
.11426
85
86
87
88
89
4.6961
4.4592
4.2294
4.0070
3.7920
.28177
.26755
.25376
.24042
.22752
.71823
.73245
.74624
.75958
.77248
35
36
37
38
39
14.6737
14.5810
14.4841
14.3824
14.2761
.88042
.87486
.86904
.86295
.85656
.11958
.12514
.13096
.13705
.14344
90
91
92
93
94
3.5847
3.3882
3.2065
3.0388
2.8827
.21508
.20329
.19239
.18233
.17296
.78492
.79671
.80761
.81767
.82704
40
41
42
43
44
14.1646
14.0475
13.9249
13.7967
13.6628
.84987
.84285
.83550
.82780
.81977
.15013
.15715
.16450
.17220
.18023
95
96
97
98
99
2.7346
2.5955
2.4666
2.3457
2.2278
.16408
.15573
.14800
.14074
.13367
.83592
.84427
.85200
.85926
.86633
45
46
47
48
49
13.5237
13.3792
13.2298
13.0751
12.9152
.81142
.80275
.79379
.78451
.77491
.18858
.19725
.20621
.21549
.22509
100
101
102
103
104
2.1130
2.0000
1.8890
1.7790
1.6616
.12678
.12000
.11334
.10674
.09969
.87322
.88000
.88666
.89326
.90031
50
51
52
53
54
12.7497
12.5787
12.4027
12.2219
12.0363
.76498
.75472
.74416
.73331
.72218
.23502
.24528
.25584
.26669
.27782
105
106
107
108
109
1.5468
1.3994
1.2209
.9439
.4717
.09281
.08396
.07325
.05664
.02830
.90719
.91604
.92675
.94336
.97170
20
Table S (6.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
15.6396
15.7615
15.7505
15.7349
15.7165
.96966
.97721
.97653
.97556
.97442
.03034
.02279
.02347
.02444
.02558
55
56
57
58
59
11.6165
11.4290
11.2366
11.0402
10.8403
.72022
.70860
.69667
.68449
.67210
Remainder
.27978
.29140
.30333
.31551
.32790
5
6
7
8
9
15.6959
15.6734
15.6491
15.6231
15.5950
.97314
.97175
.97024
.96863
.96689
.02686
.02825
.02976
.03137
.03311
60
61
62
63
64
10.6371
10.4304
10.2195
10.0041
9.7849
.65950
.64669
.63361
.62026
.60666
.34050
.35331
.36639
.37974
.39334
10
11
12
13
14
15.5646
15.5322
15.4978
15.4621
15.4259
.96501
.96300
.96087
.95865
.95641
.03499
.03700
.03913
.04135
.04359
65
66
67
68
69
9.5617
9.3342
9.1017
8.8648
8.6240
.59282
.57872
.56431
.54962
.53469
.40718
.42128
.43569
.45038
.46531
15
16
17
18
19
15.3897
15.3538
15.3180
15.2818
15.2445
.95416
.95194
.94971
.94747
.94516
.04584
.04806
.05029
.05253
.05484
70
71
72
73
74
8.3806
8.1357
7.8900
7.6440
7.3970
.51960
.50442
.48918
.47393
.45861
.48040
.49558
.51082
.52607
.54139
20
21
22
23
24
15.2054
15.1644
15.1217
15.0767
15.0292
.94274
.94020
.93754
.93476
.93181
.05726
.05980
.06246
.06524
.06819
75
76
77
78
79
7.1480
6.8963
6.6421
6.3858
6.1290
.44317
.42757
.41181
.39592
.37999
.55683
.57243
.58819
.60408
.62001
25
26
27
28
29
14.9789
14.9258
14.8693
14.8099
14.7474
.92869
.92540
.92190
.91821
.91434
.07131
.07460
.07810
.08179
.08566
80
81
82
83
84
5.8738
5.6222
5.3753
5.1331
4.8940
.36418
.34858
.33327
.31825
.30343
.63582
.65142
.66673
.68175
.69657
30
31
32
33
34
14.6819
14.6133
14.5415
14.4661
14.3872
.91027
.90602
.90157
.89690
.89201
.08973
.09398
.09843
.10310
.10799
85
86
87
88
89
4.6567
4.4232
4.1966
3.9772
3.7649
.28872
.27424
.26019
.24658
.23342
.71128
.72576
.73981
.75342
.76658
35
36
37
38
39
14.3042
14.2174
14.1264
14.0308
13.9307
.88686
.88148
.87584
.86991
.86371
.11314
.11852
.12416
.13009
.13629
90
91
92
93
94
3.5600
3.3659
3.1861
3.0203
2.8658
.22072
.20869
.19754
.18726
.17768
.77928
.79131
.80246
.81274
.82232
40
41
42
43
44
13.8256
13.7151
13.5993
13.4779
13.3510
.85719
.85034
.84315
.83563
.82776
.14281
.14966
.15685
.16437
.17224
95
96
97
98
99
2.7192
2.5813
2.4537
2.3339
2.2170
.16859
.16004
.15213
.14470
.13745
.83141
.83996
.84787
.85530
.86255
45
46
47
48
49
13.2190
13.0817
12.9396
12.7923
12.6399
.81958
.81107
.80225
.79312
.78367
.18042
.18893
.19775
.20688
.21633
100
101
102
103
104
2.1033
1.9911
1.8810
1.7719
1.6553
.13040
.12345
.11662
.10985
.10263
.86960
.87655
.88338
.89015
.89737
50
51
52
53
54
12.4819
12.3185
12.1502
11.9771
11.7992
.77388
.76375
.75331
.74258
.73155
.22612
.23625
.24669
.25742
.26845
105
106
107
108
109
1.5414
1.3949
1.2175
.9417
.4708
.09557
.08649
.07548
.05839
.02919
.90443
.91351
.92452
.94161
.97081
21
Table S (6.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
15.1785
15.2978
15.2884
15.2745
15.2579
.97143
.97906
.97845
.97757
.97651
.02857
.02094
.02155
.02243
.02349
55
56
57
58
59
11.3947
11.2145
11.0295
10.8404
10.6479
.72926
.71773
.70589
.69379
.68146
Remainder
.27074
.28227
.29411
.30621
.31854
5
6
7
8
9
15.2392
15.2188
15.1966
15.1728
15.1471
.97531
.97400
.97258
.97106
.96941
.02469
.02600
.02742
.02894
.03059
60
61
62
63
64
10.4520
10.2526
10.0488
9.8407
9.6285
.66893
.65616
.64312
.62980
.61622
.33107
.34384
.35688
.37020
.38378
10
11
12
13
14
15.1192
15.0893
15.0576
15.0245
14.9911
.96763
.96572
.96368
.96157
.95943
.03237
.03428
.03632
.03843
.04057
65
66
67
68
69
9.4124
9.1918
8.9663
8.7361
8.5020
.60239
.58828
.57384
.55911
.54413
.39761
.41172
.42616
.44089
.45587
15
16
17
18
19
14.9578
14.9248
14.8918
14.8586
14.8244
.95730
.95518
.95308
.95095
.94876
.04270
.04482
.04692
.04905
.05124
70
71
72
73
74
8.2652
8.0267
7.7872
7.5473
7.3061
.52897
.51371
.49838
.48303
.46759
.47103
.48629
.50162
.51697
.53241
20
21
22
23
24
14.7885
14.7508
14.7115
14.6700
14.6262
.94646
.94405
.94153
.93888
.93608
.05354
.05595
.05847
.06112
.06392
75
76
77
78
79
7.0628
6.8167
6.5679
6.3168
6.0650
.45202
.43627
.42035
.40428
.38816
.54798
.56373
.57965
.59572
.61184
25
26
27
28
29
14.5797
14.5305
14.4781
14.4229
14.3648
.93310
.92995
.92660
.92307
.91935
.06690
.07005
.07340
.07693
.08065
80
81
82
83
84
5.8147
5.5676
5.3249
5.0868
4.8516
.37214
.35633
.34080
.32556
.31050
.62786
.64367
.65920
.67444
.68950
30
31
32
33
34
14.3038
14.2399
14.1729
14.1024
14.0286
.91544
.91135
.90706
.90255
.89783
.08456
.08865
.09294
.09745
.10217
85
86
87
88
89
4.6178
4.3877
4.1642
3.9477
3.7381
.29554
.28081
.26651
.25265
.23924
.70446
.71919
.73349
.74735
.76076
35
36
37
38
39
13.9508
13.8693
13.7839
13.6940
13.5997
.89285
.88764
.88217
.87641
.87038
.10715
.11236
.11783
.12359
.12962
90
91
92
93
94
3.5357
3.3438
3.1660
3.0019
2.8490
.22629
.21400
.20263
.19212
.18234
.77371
.78600
.79737
.80788
.81766
40
41
42
43
44
13.5005
13.3962
13.2866
13.1716
13.0512
.86403
.85736
.85034
.84298
.83528
.13597
.14264
.14966
.15702
.16472
95
96
97
98
99
2.7039
2.5674
2.4410
2.3222
2.2063
.17305
.16431
.15622
.14862
.14120
.82695
.83569
.84378
.85138
.85880
45
46
47
48
49
12.9259
12.7954
12.6601
12.5198
12.3744
.82726
.81891
.81025
.80127
.79196
.17274
.18109
.18975
.19873
.20804
100
101
102
103
104
2.0935
1.9823
1.8731
1.7648
1.6490
.13399
.12687
.11988
.11294
.10554
.86601
.87313
.88012
.88706
.89446
50
51
52
53
54
12.2236
12.0674
11.9064
11.7405
11.5700
.78231
.77231
.76201
.75139
.74048
.21769
.22769
.23799
.24861
.25952
105
106
107
108
109
1.5360
1.3905
1.2140
.9395
.4699
.09830
.08899
.07770
.06013
.03008
.90170
.91101
.92230
.93987
.96992
22
Table S (6.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
14.7424
14.8592
14.8511
14.8387
14.8238
.97300
.98071
.98017
.97935
.97837
.02700
.01929
.01983
.02065
.02163
55
56
57
58
59
11.1800
11.0068
10.8289
10.6468
10.4613
.73788
.72645
.71471
.70269
.69044
Remainder
.26212
.27355
.28529
.29731
.30956
5
6
7
8
9
14.8068
14.7882
14.7679
14.7462
14.7225
.97725
.97602
.97468
.97325
.97168
.02275
.02398
.02532
.02675
.02832
60
61
62
63
64
10.2724
10.0798
9.8830
9.6817
9.4764
.67798
.66527
.65228
.63899
.62544
.32202
.33473
.34772
.36101
.37456
10
11
12
13
14
14.6968
14.6692
14.6399
14.6093
14.5784
.96999
.96817
.96623
.96421
.96217
.03001
.03183
.03377
.03579
.03783
65
66
67
68
69
9.2670
9.0532
8.8342
8.6106
8.3830
.61162
.59751
.58306
.56830
.55328
.38838
.40249
.41694
.43170
.44672
15
16
17
18
19
14.5476
14.5172
14.4869
14.4564
14.4249
.96014
.95813
.95613
.95412
.95204
.03986
.04187
.04387
.04588
.04796
70
71
72
73
74
8.1525
7.9202
7.6867
7.4526
7.2172
.53806
.52273
.50732
.49187
.47633
.46194
.47727
.49268
.50813
.52367
20
21
22
23
24
14.3919
14.3572
14.3210
14.2827
14.2423
.94987
.94758
.94518
.94266
.93999
.05013
.05242
.05482
.05734
.06001
75
76
77
78
79
6.9795
6.7388
6.4952
6.2492
6.0023
.46064
.44476
.42868
.41245
.39615
.53936
.55524
.57132
.58755
.60385
25
26
27
28
29
14.1992
14.1536
14.1050
14.0537
13.9996
.93715
.93414
.93093
.92754
.92397
.06285
.06586
.06907
.07246
.07603
80
81
82
83
84
5.7566
5.5139
5.2754
5.0413
4.8097
.37993
.36392
.34818
.33272
.31744
.62007
.63608
.65182
.66728
.68256
30
31
32
33
34
13.9427
13.8831
13.8205
13.7546
13.6854
.92022
.91628
.91215
.90780
.90324
.07978
.08372
.08785
.09220
.09676
85
86
87
88
89
4.5796
4.3527
4.1324
3.9187
3.7117
.30225
.28728
.27274
.25863
.24497
.69775
.71272
.72726
.74137
.75503
35
36
37
38
39
13.6125
13.5360
13.4556
13.3710
13.2822
.89843
.89338
.88807
.88249
.87662
.10157
.10662
.11193
.11751
.12338
90
91
92
93
94
3.5117
3.3220
3.1462
2.9838
2.8325
.23177
.21925
.20765
.19693
.18694
.76823
.78075
.79235
.80307
.81306
40
41
42
43
44
13.1886
13.0899
12.9862
12.8772
12.7630
.87045
.86394
.85709
.84990
.84236
.12955
.13606
.14291
.15010
.15764
95
96
97
98
99
2.6888
2.5536
2.4283
2.3106
2.1958
.17746
.16853
.16027
.15250
.14492
.82254
.83147
.83973
.84750
.85508
45
46
47
48
49
12.6439
12.5198
12.3910
12.2572
12.1184
.83450
.82630
.81780
.80898
.79982
.16550
.17370
.18220
.19102
.20018
100
101
102
103
104
2.0839
1.9736
1.8652
1.7577
1.6428
.13754
.13026
.12311
.11601
.10843
.86246
.86974
.87689
.88399
.89157
50
51
52
53
54
11.9743
11.8249
11.6708
11.5119
11.3483
.79031
.78045
.77027
.75978
.74899
.20969
.21955
.22973
.24022
.25101
105
106
107
108
109
1.5306
1.3860
1.2106
.9373
.4690
.10102
.09148
.07990
.06186
.03096
.89898
.90852
.92010
.93814
.96904
23
Table S (6.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
14.3295
14.4438
14.4368
14.4258
14.4123
.97441
.98218
.98171
.98095
.98004
.02559
.01782
.01829
.01905
.01996
55
56
57
58
59
10.9722
10.8056
10.6344
10.4591
10.2802
.74611
.73478
.72314
.71122
.69905
Remainder
.25389
.26522
.27686
.28878
.30095
5
6
7
8
9
14.3969
14.3799
14.3614
14.3414
14.3196
.97899
.97783
.97657
.97521
.97373
.02101
.02217
.02343
.02479
.02627
60
61
62
63
64
10.0979
9.9120
9.7218
9.5271
9.3283
.68666
.67402
.66108
.64784
.63432
.31334
.32598
.33892
.35216
.36568
10
11
12
13
14
14.2959
14.2704
14.2432
14.2148
14.1862
.97212
.97039
.96854
.96661
.96466
.02788
.02961
.03146
.03339
.03534
65
66
67
68
69
9.1254
8.9180
8.7054
8.4881
8.2668
.62053
.60643
.59197
.57719
.56214
.37947
.39357
.40803
.42281
.43786
15
16
17
18
19
14.1577
14.1296
14.1017
14.0736
14.0447
.96272
.96081
.95892
.95701
.95504
.03728
.03919
.04108
.04299
.04496
70
71
72
73
74
8.0424
7.8161
7.5884
7.3600
7.1301
.54688
.53149
.51601
.50048
.48485
.45312
.46851
.48399
.49952
.51515
20
21
22
23
24
14.0143
13.9824
13.9489
13.9136
13.8762
.95298
.95080
.94853
.94613
.94358
.04702
.04920
.05147
.05387
.05642
75
76
77
78
79
6.8978
6.6623
6.4238
6.1828
5.9406
.46905
.45304
.43682
.42043
.40396
.53095
.54696
.56318
.57957
.59604
25
26
27
28
29
13.8363
13.7940
13.7488
13.7011
13.6507
.94087
.93800
.93492
.93167
.92824
.05913
.06200
.06508
.06833
.07176
80
81
82
83
84
5.6995
5.4611
5.2268
4.9964
4.7686
.38756
.37136
.35542
.33976
.32426
.61244
.62864
.64458
.66024
.67574
30
31
32
33
34
13.5976
13.5419
13.4834
13.4217
13.3569
.92464
.92085
.91687
.91268
.90827
.07536
.07915
.08313
.08732
.09173
85
86
87
88
89
4.5418
4.3183
4.1009
3.8900
3.6857
.30884
.29364
.27886
.26452
.25062
.69116
.70636
.72114
.73548
.74938
35
36
37
38
39
13.2885
13.2166
13.1410
13.0613
12.9774
.90362
.89873
.89359
.88817
.88247
.09638
.10127
.10641
.11183
.11753
90
91
92
93
94
3.4880
3.3004
3.1265
2.9659
2.8161
.23719
.22443
.21260
.20168
.19150
.76281
.77557
.78740
.79832
.80850
40
41
42
43
44
12.8890
12.7957
12.6975
12.5942
12.4857
.87645
.87011
.86343
.85640
.84902
.12355
.12989
.13657
.14360
.15098
95
96
97
98
99
2.6738
2.5399
2.4158
2.2992
2.1853
.18182
.17271
.16427
.15634
.14860
.81818
.82729
.83573
.84366
.85140
45
46
47
48
49
12.3724
12.2543
12.1316
12.0040
11.8715
.84133
.83329
.82495
.81627
.80726
.15867
.16671
.17505
.18373
.19274
100
101
102
103
104
2.0744
1.9650
1.8574
1.7507
1.6367
.14106
.13362
.12631
.11905
.11129
.85894
.86638
.87369
.88095
.88871
50
51
52
53
54
11.7338
11.5908
11.4432
11.2908
11.1339
.79790
.78818
.77814
.76778
.75710
.20210
.21182
.22186
.23222
.24290
105
106
107
108
109
1.5253
1.3816
1.2072
.9352
.4682
.10372
.09395
.08209
.06359
.03184
.89628
.90605
.91791
.93641
.96816
24
Table S (7.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
13.9381
14.0499
14.0440
14.0341
14.0219
.97567
.98350
.98308
.98239
.98154
.02433
.01650
.01692
.01761
.01846
55
56
57
58
59
10.7709
10.6108
10.4459
10.2769
10.1044
.75396
.74275
.73121
.71939
.70731
Remainder
.24604
.25725
.26879
.28061
.29269
5
6
7
8
9
14.0079
13.9924
13.9754
13.9570
13.9369
.98055
.97947
.97828
.97699
.97558
.01945
.02053
.02172
.02301
.02442
60
61
62
63
64
9.9286
9.7490
9.5651
9.3767
9.1842
.69500
.68243
.66956
.65637
.64289
.30500
.31757
.33044
.34363
.35711
10
11
12
13
14
13.9150
13.8914
13.8661
13.8398
13.8132
.97405
.97240
.97063
.96878
.96692
.02595
.02760
.02937
.03122
.03308
65
66
67
68
69
8.9875
8.7863
8.5799
8.3687
8.1533
.62913
.61504
.60059
.58581
.57073
.37087
.38496
.39941
.41419
.42927
15
16
17
18
19
13.7868
13.7608
13.7350
13.7092
13.6825
.96507
.96326
.96145
.95964
.95778
.03493
.03674
.03855
.04036
.04222
70
71
72
73
74
7.9348
7.7143
7.4923
7.2694
7.0448
.55544
.54000
.52446
.50886
.49314
.44456
.46000
.47554
.49114
.50686
20
21
22
23
24
13.6546
13.6250
13.5942
13.5615
13.5269
.95582
.95375
.95159
.94931
.94688
.04418
.04625
.04841
.05069
.05312
75
76
77
78
79
6.8177
6.5874
6.3539
6.1176
5.8801
.47724
.46112
.44477
.42823
.41160
.52276
.53888
.55523
.57177
.58840
25
26
27
28
29
13.4899
13.4507
13.4086
13.3641
13.3171
.94430
.94155
.93860
.93549
.93220
.05570
.05845
.06140
.06451
.06780
80
81
82
83
84
5.6433
5.4092
5.1788
4.9523
4.7280
.39503
.37865
.36252
.34666
.33096
.60497
.62135
.63748
.65334
.66904
30
31
32
33
34
13.2676
13.2155
13.1608
13.1030
13.0422
.92873
.92509
.92125
.91721
.91295
.07127
.07491
.07875
.08279
.08705
85
86
87
88
89
4.5047
4.2843
4.0699
3.8618
3.6599
.31533
.29990
.28489
.27032
.25619
.68467
.70010
.71511
.72968
.74381
35
36
37
38
39
12.9779
12.9103
12.8391
12.7640
12.6848
.90845
.90372
.89874
.89348
.88794
.09155
.09628
.10126
.10652
.11206
90
91
92
93
94
3.4646
3.2791
3.1071
2.9482
2.7999
.24252
.22954
.21750
.20637
.19599
.75748
.77046
.78250
.79363
.80401
40
41
42
43
44
12.6013
12.5130
12.4198
12.3218
12.2187
.88209
.87591
.86939
.86253
.85531
.11791
.12409
.13061
.13747
.14469
95
96
97
98
99
2.6590
2.5263
2.4034
2.2878
2.1749
.18613
.17684
.16824
.16015
.15224
.81387
.82316
.83176
.83985
.84776
45
46
47
48
49
12.1110
11.9985
11.8815
11.7597
11.6332
.84777
.83989
.83170
.82318
.81432
.15223
.16011
.16830
.17682
.18568
100
101
102
103
104
2.0649
1.9564
1.8497
1.7438
1.6305
.14454
.13695
.12948
.12207
.11414
.85546
.86305
.87052
.87793
.88586
50
51
52
53
54
11.5014
11.3646
11.2231
11.0770
10.9263
.80510
.79552
.78562
.77539
.76484
.19490
.20448
.21438
.22461
.23516
105
106
107
108
109
1.5199
1.3772
1.2039
.9330
.4673
.10640
.09641
.08427
.06531
.03271
.89360
.90359
.91573
.93469
.96729
25
Table S (7.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
13.5666
13.6760
13.6710
13.6622
13.6512
.97679
.98467
.98431
.98368
.98288
.02321
.01533
.01569
.01632
.01712
55
56
57
58
59
10.5760
10.4219
10.2631
10.1002
9.9338
.76147
.75037
.73894
.72722
.71523
Remainder
.23853
.24963
.26106
.27278
.28477
5
6
7
8
9
13.6383
13.6241
13.6085
13.5916
13.5730
.98196
.98094
.97981
.97860
.97726
.01804
.01906
.02019
.02140
.02274
60
61
62
63
64
9.7640
9.5905
9.4127
9.2303
9.0438
.70301
.69052
.67771
.66458
.65116
.29699
.30948
.32229
.33542
.34884
10
11
12
13
14
13.5527
13.5308
13.5073
13.4828
13.4581
.97580
.97422
.97252
.97076
.96898
.02420
.02578
.02748
.02924
.03102
65
66
67
68
69
8.8532
8.6579
8.4574
8.2521
8.0425
.63743
.62337
.60893
.59415
.57906
.36257
.37663
.39107
.40585
.42094
15
16
17
18
19
13.4335
13.4095
13.3857
13.3618
13.3372
.96721
.96548
.96377
.96205
.96028
.03279
.03452
.03623
.03795
.03972
70
71
72
73
74
7.8297
7.6148
7.3982
7.1807
6.9613
.56374
.54826
.53267
.51701
.50121
.43626
.45174
.46733
.48299
.49879
20
21
22
23
24
13.3114
13.2842
13.2556
13.2254
13.1933
.95842
.95646
.95441
.95223
.94992
.04158
.04354
.04559
.04777
.05008
75
76
77
78
79
6.7393
6.5139
6.2852
6.0536
5.8206
.48523
.46900
.45253
.43586
.41908
.51477
.53100
.54747
.56414
.58092
25
26
27
28
29
13.1590
13.1225
13.0834
13.0419
12.9980
.94745
.94482
.94200
.93902
.93586
.05255
.05518
.05800
.06098
.06414
80
81
82
83
84
5.5882
5.3582
5.1317
4.9089
4.6881
.40235
.38579
.36948
.35344
.33754
.59765
.61421
.63052
.64656
.66246
30
31
32
33
34
12.9517
12.9030
12.8517
12.7975
12.7404
.93252
.92902
.92532
.92142
.91731
.06748
.07098
.07468
.07858
.08269
85
86
87
88
89
4.4680
4.2508
4.0393
3.8338
3.6345
.32170
.30606
.29083
.27604
.26168
.67830
.69394
.70917
.72396
.73832
35
36
37
38
39
12.6800
12.6164
12.5493
12.4785
12.4037
.91296
.90838
.90355
.89845
.89307
.08704
.09162
.09645
.10155
.10693
90
91
92
93
94
3.4415
3.2581
3.0879
2.9307
2.7839
.24779
.23458
.22233
.21101
.20044
.75221
.76542
.77767
.78899
.79956
40
41
42
43
44
12.3247
12.2411
12.1527
12.0596
11.9616
.88738
.88136
.87500
.86829
.86124
.11262
.11864
.12500
.13171
.13876
95
96
97
98
99
2.6444
2.5129
2.3911
2.2765
2.1646
.19039
.18093
.17216
.16391
.15585
.80961
.81907
.82784
.83609
.84415
45
46
47
48
49
11.8591
11.7519
11.6403
11.5240
11.4031
.85385
.84613
.83810
.82973
.82102
.14615
.15387
.16190
.17027
.17898
100
101
102
103
104
2.0555
1.9479
1.8420
1.7369
1.6245
.14800
.14025
.13262
.12506
.11696
.85200
.85975
.86738
.87494
.88304
50
51
52
53
54
11.2770
11.1460
11.0103
10.8701
10.7254
.81195
.80251
.79274
.78265
.77223
.18805
.19749
.20726
.21735
.22777
105
106
107
108
109
1.5147
1.3729
1.2005
.9308
.4664
.10906
.09885
.08644
.06702
.03358
.89094
.90115
.91356
.93298
.96642
26
Table S (7.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
13.2136
13.3207
13.3165
13.3086
13.2986
.97780
.98573
.98542
.98484
.98410
.02220
.01427
.01458
.01516
.01590
55
56
57
58
59
10.3871
10.2387
10.0858
9.9287
9.7681
.76864
.75767
.74635
.73472
.72284
Remainder
.23136
.24233
.25365
.26528
.27716
5
6
7
8
9
13.2869
13.2739
13.2595
13.2439
13.2267
.98323
.98227
.98120
.98005
.97878
.01677
.01773
.01880
.01995
.02122
60
61
62
63
64
9.6041
9.4365
9.2644
9.0879
8.9072
.71071
.69830
.68557
.67250
.65913
.28929
.30170
.31443
.32750
.34087
10
11
12
13
14
13.2078
13.1874
13.1655
13.1427
13.1197
.97738
.97587
.97425
.97256
.97085
.02262
.02413
.02575
.02744
.02915
65
66
67
68
69
8.7223
8.5327
8.3380
8.1383
7.9343
.64545
.63142
.61701
.60223
.58714
.35455
.36858
.38299
.39777
.41286
15
16
17
18
19
13.0968
13.0745
13.0525
13.0305
13.0078
.96917
.96752
.96589
.96426
.96258
.03083
.03248
.03411
.03574
.03742
70
71
72
73
74
7.7270
7.5175
7.3062
7.0938
6.8795
.57180
.55629
.54066
.52494
.50908
.42820
.44371
.45934
.47506
.49092
20
21
22
23
24
12.9839
12.9587
12.9323
12.9044
12.8746
.96081
.95895
.95699
.95492
.95272
.03919
.04105
.04301
.04508
.04728
75
76
77
78
79
6.6624
6.4418
6.2178
5.9908
5.7622
.49302
.47670
.46012
.44332
.42640
.50698
.52330
.53988
.55668
.57360
25
26
27
28
29
12.8427
12.8087
12.7722
12.7335
12.6925
.95036
.94785
.94515
.94228
.93925
.04964
.05215
.05485
.05772
.06075
80
81
82
83
84
5.5340
5.3080
5.0853
4.8661
4.6487
.40952
.39279
.37632
.36009
.34401
.59048
.60721
.62368
.63991
.65599
30
31
32
33
34
12.6492
12.6036
12.5555
12.5047
12.4510
.93604
.93267
.92911
.92534
.92138
.06396
.06733
.07089
.07466
.07862
85
86
87
88
89
4.4320
4.2177
4.0091
3.8063
3.6094
.32796
.31211
.29667
.28167
.26710
.67204
.68789
.70333
.71833
.73290
35
36
37
38
39
12.3942
12.3343
12.2711
12.2041
12.1335
.91717
.91274
.90806
.90311
.89788
.08283
.08726
.09194
.09689
.10212
90
91
92
93
94
3.4186
3.2373
3.0690
2.9133
2.7680
.25298
.23956
.22710
.21559
.20483
.74702
.76044
.77290
.78441
.79517
40
41
42
43
44
12.0587
11.9794
11.8956
11.8071
11.7139
.89234
.88648
.88028
.87373
.86683
.10766
.11352
.11972
.12627
.13317
95
96
97
98
99
2.6298
2.4996
2.3789
2.2654
2.1544
.19461
.18497
.17604
.16764
.15943
.80539
.81503
.82396
.83236
.84057
45
46
47
48
49
11.6163
11.5140
11.4075
11.2965
11.1808
.85960
.85204
.84416
.83594
.82738
.14040
.14796
.15584
.16406
.17262
100
101
102
103
104
2.0462
1.9394
1.8344
1.7301
1.6184
.15142
.14352
.13574
.12803
.11976
.84858
.85648
.86426
.87197
.88024
50
51
52
53
54
11.0601
10.9345
10.8045
10.6698
10.5308
.81845
.80916
.79953
.78957
.77928
.18155
.19084
.20047
.21043
.22072
105
106
107
108
109
1.5094
1.3685
1.1972
.9287
.4655
.11170
.10127
.08859
.06872
.03445
.88830
.89873
.91141
.93128
.96555
27
Table S (7.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
12.8778
12.9827
12.9792
12.9721
12.9631
.97871
.98669
.98642
.98588
.98519
.02129
.01331
.01358
.01412
.01481
55
56
57
58
59
10.2040
10.0611
9.9137
9.7622
9.6071
.77550
.76465
.75344
.74193
.73014
Remainder
.22450
.23535
.24656
.25807
.26986
5
6
7
8
9
12.9523
12.9404
12.9271
12.9127
12.8968
.98438
.98347
.98246
.98136
.98015
.01562
.01653
.01754
.01864
.01985
60
61
62
63
64
9.4487
9.2866
9.1202
8.9492
8.7740
.71810
.70578
.69313
.68014
.66683
.28190
.29422
.30687
.31986
.33317
10
11
12
13
14
12.8792
12.8602
12.8397
12.8184
12.7969
.97882
.97738
.97582
.97420
.97256
.02118
.02262
.02418
.02580
.02744
65
66
67
68
69
8.5947
8.4107
8.2214
8.0271
7.8286
.65319
.63921
.62482
.61006
.59497
.34681
.36079
.37518
.38994
.40503
15
16
17
18
19
12.7757
12.7549
12.7345
12.7141
12.6932
.97095
.96937
.96782
.96627
.96468
.02905
.03063
.03218
.03373
.03532
70
71
72
73
74
7.6266
7.4223
7.2162
7.0088
6.7993
.57962
.56409
.54843
.53267
.51675
.42038
.43591
.45157
.46733
.48325
20
21
22
23
24
12.6711
12.6478
12.6233
12.5974
12.5697
.96300
.96123
.95937
.95740
.95530
.03700
.03877
.04063
.04260
.04470
75
76
77
78
79
6.5871
6.3712
6.1517
5.9291
5.7048
.50062
.48421
.46753
.45061
.43356
.49938
.51579
.53247
.54939
.56644
25
26
27
28
29
12.5401
12.5084
12.4744
12.4382
12.3998
.95305
.95064
.94805
.94531
.94239
.04695
.04936
.05195
.05469
.05761
80
81
82
83
84
5.4807
5.2587
5.0397
4.8240
4.6100
.41653
.39966
.38302
.36662
.35036
.58347
.60034
.61698
.63338
.64964
30
31
32
33
34
12.3593
12.3166
12.2715
12.2237
12.1733
.93931
.93606
.93263
.92900
.92517
.06069
.06394
.06737
.07100
.07483
85
86
87
88
89
4.3964
4.1852
3.9793
3.7791
3.5846
.33413
.31807
.30243
.28721
.27243
.66587
.68193
.69757
.71279
.72757
35
36
37
38
39
12.1198
12.0633
12.0036
11.9404
11.8736
.92110
.91681
.91228
.90747
.90239
.07890
.08319
.08772
.09253
.09761
90
91
92
93
94
3.3961
3.2167
3.0502
2.8962
2.7523
.25810
.24447
.23182
.22011
.20918
.74190
.75553
.76818
.77989
.79082
40
41
42
43
44
11.8028
11.7276
11.6480
11.5639
11.4751
.89701
.89130
.88525
.87885
.87211
.10299
.10870
.11475
.12115
.12789
95
96
97
98
99
2.6155
2.4865
2.3669
2.2543
2.1443
.19878
.18897
.17988
.17133
.16297
.80122
.81103
.82012
.82867
.83703
45
46
47
48
49
11.3821
11.2845
11.1829
11.0767
10.9660
.86504
.85762
.84990
.84183
.83342
.13496
.14238
.15010
.15817
.16658
100
101
102
103
104
2.0370
1.9311
1.8268
1.7233
1.6125
.15481
.14676
.13884
.13097
.12255
.84519
.85324
.86116
.86903
.87745
50
51
52
53
54
10.8505
10.7301
10.6052
10.4759
10.3422
.82464
.81548
.80600
.79617
.78601
.17536
.18452
.19400
.20383
.21399
105
106
107
108
109
1.5042
1.3642
1.1939
.9265
.4647
.11432
.10368
.09073
.07042
.03532
.88568
.89632
.90927
.92958
.96468
28
Table S (7.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
12.5581
12.6608
12.6579
12.6516
12.6434
.97953
.98754
.98732
.98683
.98618
.02047
.01246
.01268
.01317
.01382
55
56
57
58
59
10.0265
9.8889
9.7467
9.6005
9.4507
.78207
.77133
.76024
.74884
.73716
Remainder
.21793
.22867
.23976
.25116
.26284
5
6
7
8
9
12.6335
12.6225
12.6103
12.5969
12.5821
.98542
.98456
.98360
.98256
.98141
.01458
.01544
.01640
.01744
.01859
60
61
62
63
64
9.2977
9.1409
8.9798
8.8141
8.6443
.72522
.71299
.70042
.68750
.67426
.27478
.28701
.29958
.31250
.32574
10
11
12
13
14
12.5658
12.5480
12.5289
12.5089
12.4888
.98013
.97875
.97725
.97569
.97413
.01987
.02125
.02275
.02431
.02587
65
66
67
68
69
8.4703
8.2916
8.1076
7.9186
7.7253
.66068
.64674
.63239
.61765
.60257
.33932
.35326
.36761
.38235
.39743
15
16
17
18
19
12.4690
12.4497
12.4307
12.4119
12.3925
.97258
.97108
.96960
.96813
.96661
.02742
.02892
.03040
.03187
.03339
70
71
72
73
74
7.5285
7.3292
7.1280
6.9255
6.7208
.58722
.57168
.55599
.54019
.52422
.41278
.42832
.44401
.45981
.47578
20
21
22
23
24
12.3720
12.3504
12.3277
12.3036
12.2779
.96502
.96333
.96156
.95968
.95768
.03498
.03667
.03844
.04032
.04232
75
76
77
78
79
6.5132
6.3018
6.0868
5.8686
5.6484
.50803
.49154
.47477
.45775
.44057
.49197
.50846
.52523
.54225
.55943
25
26
27
28
29
12.2504
12.2209
12.1890
12.1552
12.1193
.95553
.95323
.95075
.94811
.94531
.04447
.04677
.04925
.05189
.05469
80
81
82
83
84
5.4283
5.2101
4.9948
4.7825
4.5718
.42341
.40639
.38959
.37304
.35660
.57659
.59361
.61041
.62696
.64340
30
31
32
33
34
12.0813
12.0412
11.9989
11.9540
11.9065
.94234
.93922
.93591
.93241
.92871
.05766
.06078
.06409
.06759
.07129
85
86
87
88
89
4.3613
4.1530
3.9499
3.7523
3.5602
.34018
.32394
.30810
.29268
.27769
.65982
.67606
.69190
.70732
.72231
35
36
37
38
39
11.8561
11.8029
11.7465
11.6868
11.6235
.92478
.92062
.91623
.91157
.90663
.07522
.07938
.08377
.08843
.09337
90
91
92
93
94
3.3738
3.1964
3.0317
2.8792
2.7368
.26316
.24932
.23647
.22458
.21347
.73684
.75068
.76353
.77542
.78653
40
41
42
43
44
11.5564
11.4851
11.4094
11.3294
11.2448
.90140
.89583
.88994
.88369
.87710
.09860
.10417
.11006
.11631
.12290
95
96
97
98
99
2.6013
2.4735
2.3549
2.2434
2.1343
.20290
.19293
.18368
.17498
.16647
.79710
.80707
.81632
.82502
.83353
45
46
47
48
49
11.1561
11.0630
10.9659
10.8644
10.7584
.87018
.86292
.85534
.84742
.83916
.12982
.13708
.14466
.15258
.16084
100
101
102
103
104
2.0279
1.9228
1.8193
1.7166
1.6065
.15817
.14997
.14191
.13389
.12531
.84183
.85003
.85809
.86611
.87469
50
51
52
53
54
10.6477
10.5322
10.4123
10.2881
10.1595
.83052
.82151
.81216
.80247
.79244
.16948
.17849
.18784
.19753
.20756
105
106
107
108
109
1.4990
1.3600
1.1906
.9244
.4638
.11693
.10608
.09286
.07210
.03618
.88307
.89392
.90714
.92790
.96382
29
Table S (8.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
12.2534
12.3540
12.3516
12.3460
12.3385
.98027
.98832
.98813
.98768
.98708
.01973
.01168
.01187
.01232
.01292
55
56
57
58
59
9.8543
9.7217
9.5845
9.4434
9.2987
.78834
.77773
.76676
.75547
.74390
Remainder
.21166
.22227
.23324
.24453
.25610
5
6
7
8
9
12.3295
12.3193
12.3080
12.2956
12.2818
.98636
.98555
.98464
.98365
.98255
.01364
.01445
.01536
.01635
.01745
60
61
62
63
64
9.1507
8.9991
8.8431
8.6826
8.5179
.73206
.71993
.70745
.69461
.68143
.26794
.28007
.29255
.30539
.31857
10
11
12
13
14
12.2666
12.2500
12.2320
12.2133
12.1945
.98133
.98000
.97856
.97706
.97556
.01867
.02000
.02144
.02294
.02444
65
66
67
68
69
8.3490
8.1754
7.9965
7.8126
7.6243
.66792
.65403
.63972
.62501
.60994
.33208
.34597
.36028
.37499
.39006
15
16
17
18
19
12.1759
12.1580
12.1403
12.1228
12.1048
.97407
.97264
.97123
.96983
.96839
.02593
.02736
.02877
.03017
.03161
70
71
72
73
74
7.4325
7.2381
7.0418
6.8439
6.6438
.59460
.57905
.56334
.54751
.53151
.40540
.42095
.43666
.45249
.46849
20
21
22
23
24
12.0859
12.0658
12.0448
12.0224
11.9985
.96687
.96527
.96358
.96179
.95988
.03313
.03473
.03642
.03821
.04012
75
76
77
78
79
6.4407
6.2338
6.0231
5.8091
5.5930
.51526
.49870
.48185
.46473
.44744
.48474
.50130
.51815
.53527
.55256
25
26
27
28
29
11.9728
11.9453
11.9155
11.8839
11.8502
.95782
.95562
.95324
.95071
.94802
.04218
.04438
.04676
.04929
.05198
80
81
82
83
84
5.3768
5.1624
4.9506
4.7417
4.5342
.43015
.41299
.39605
.37934
.36273
.56985
.58701
.60395
.62066
.63727
30
31
32
33
34
11.8146
11.7769
11.7371
11.6949
11.6502
.94517
.94215
.93897
.93559
.93202
.05483
.05785
.06103
.06441
.06798
85
86
87
88
89
4.3268
4.1214
3.9210
3.7258
3.5360
.34614
.32971
.31368
.29806
.28288
.65386
.67029
.68632
.70194
.71712
35
36
37
38
39
11.6027
11.5524
11.4992
11.4426
11.3827
.92821
.92419
.91994
.91541
.91062
.07179
.07581
.08006
.08459
.08938
90
91
92
93
94
3.3518
3.1763
3.0133
2.8624
2.7215
.26814
.25411
.24107
.22900
.21772
.73186
.74589
.75893
.77100
.78228
40
41
42
43
44
11.3191
11.2514
11.1794
11.1033
11.0227
.90553
.90011
.89436
.88826
.88181
.09447
.09989
.10564
.11174
.11819
95
96
97
98
99
2.5872
2.4606
2.3431
2.2325
2.1243
.20698
.19685
.18745
.17860
.16995
.79302
.80315
.81255
.82140
.83005
45
46
47
48
49
10.9380
10.8491
10.7563
10.6591
10.5577
.87504
.86793
.86050
.85273
.84461
.12496
.13207
.13950
.14727
.15539
100
101
102
103
104
2.0188
1.9145
1.8119
1.7099
1.6006
.16151
.15316
.14495
.13679
.12805
.83849
.84684
.85505
.86321
.87195
50
51
52
53
54
10.4515
10.3407
10.2256
10.1061
9.9824
.83612
.82725
.81804
.80849
.79860
.16388
.17275
.18196
.19151
.20140
105
106
107
108
109
1.4939
1.3557
1.1873
.9223
.4630
.11951
.10846
.09498
.07378
.03704
.88049
.89154
.90502
.92622
.96296
30
Table S (8.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
11.9627
12.0612
12.0594
12.0543
12.0475
.98094
.98902
.98887
.98845
.98789
.01906
.01098
.01113
.01155
.01211
55
56
57
58
59
9.6873
9.5594
9.4270
9.2907
9.1510
.79436
.78387
.77302
.76184
.75038
Remainder
.20564
.21613
.22698
.23816
.24962
5
6
7
8
9
12.0392
12.0298
12.0193
12.0078
11.9949
.98721
.98644
.98558
.98464
.98359
.01279
.01356
.01442
.01536
.01641
60
61
62
63
64
9.0079
8.8611
8.7100
8.5544
8.3947
.73864
.72661
.71422
.70146
.68836
.26136
.27339
.28578
.29854
.31164
10
11
12
13
14
11.9807
11.9651
11.9483
11.9307
11.9130
.98242
.98114
.97976
.97832
.97687
.01758
.01886
.02024
.02168
.02313
65
66
67
68
69
8.2307
8.0621
7.8881
7.7091
7.5256
.67492
.66109
.64682
.63215
.61710
.32508
.33891
.35318
.36785
.38290
15
16
17
18
19
11.8957
11.8789
11.8625
11.8462
11.8295
.97544
.97407
.97272
.97139
.97002
.02456
.02593
.02728
.02861
.02998
70
71
72
73
74
7.3386
7.1490
6.9573
6.7640
6.5684
.60177
.58622
.57050
.55465
.53861
.39823
.41378
.42950
.44535
.46139
20
21
22
23
24
11.8119
11.7933
11.7737
11.7529
11.7307
.96858
.96705
.96545
.96374
.96191
.03142
.03295
.03455
.03626
.03809
75
76
77
78
79
6.3697
6.1670
5.9606
5.7506
5.5385
.52231
.50570
.48877
.47155
.45416
.47769
.49430
.51123
.52845
.54584
25
26
27
28
29
11.7067
11.6810
11.6531
11.6235
11.5919
.95995
.95784
.95556
.95313
.95054
.04005
.04216
.04444
.04687
.04946
80
81
82
83
84
5.3262
5.1154
4.9071
4.7015
4.4971
.43675
.41946
.40238
.38552
.36876
.56325
.58054
.59762
.61448
.63124
30
31
32
33
34
11.5585
11.5231
11.4857
11.4459
11.4038
.94779
.94489
.94182
.93856
.93511
.05221
.05511
.05818
.06144
.06489
85
86
87
88
89
4.2927
4.0901
3.8923
3.6997
3.5121
.35200
.33539
.31917
.30337
.28799
.64800
.66461
.68083
.69663
.71201
35
36
37
38
39
11.3589
11.3114
11.2611
11.2076
11.1508
.93143
.92754
.92341
.91902
.91437
.06857
.07246
.07659
.08098
.08563
90
91
92
93
94
3.3300
3.1565
2.9952
2.8459
2.7063
.27306
.25883
.24561
.23336
.22191
.72694
.74117
.75439
.76664
.77809
40
41
42
43
44
11.0904
11.0261
10.9576
10.8851
10.8082
.90941
.90414
.89853
.89258
.88627
.09059
.09586
.10147
.10742
.11373
95
96
97
98
99
2.5733
2.4478
2.3314
2.2218
2.1145
.21101
.20072
.19117
.18219
.17339
.78899
.79928
.80883
.81781
.82661
45
46
47
48
49
10.7274
10.6425
10.5537
10.4607
10.3634
.87965
.87268
.86540
.85777
.84980
.12035
.12732
.13460
.14223
.15020
100
101
102
103
104
2.0098
1.9063
1.8045
1.7032
1.5947
.16481
.15632
.14797
.13966
.13077
.83519
.84368
.85203
.86034
.86923
50
51
52
53
54
10.2616
10.1552
10.0446
9.9298
9.8107
.84145
.83273
.82366
.81424
.80448
.15855
.16727
.17634
.18576
.19552
105
106
107
108
109
1.4888
1.3515
1.1840
.9202
.4621
.12208
.11082
.09709
.07545
.03789
.87792
.88918
.90291
.92455
.96211
31
Table S (8.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
11.6851
11.7816
11.7802
11.7757
11.7694
.98155
.98966
.98954
.98916
.98863
.01845
.01034
.01046
.01084
.01137
55
56
57
58
59
9.5252
9.4018
9.2741
9.1424
9.0073
.80011
.78975
.77902
.76796
.75661
Remainder
.19989
.21025
.22098
.23204
.24339
5
6
7
8
9
11.7618
11.7531
11.7434
11.7326
11.7207
.98799
.98726
.98644
.98554
.98454
.01201
.01274
.01356
.01446
.01546
60
61
62
63
64
8.8688
8.7267
8.5804
8.4296
8.2745
.74498
.73305
.72075
.70808
.69506
.25502
.26695
.27925
.29192
.30494
10
11
12
13
14
11.7073
11.6927
11.6768
11.6603
11.6437
.98341
.98219
.98085
.97946
.97807
.01659
.01781
.01915
.02054
.02193
65
66
67
68
69
8.1153
7.9514
7.7822
7.6079
7.4292
.68169
.66792
.65370
.63907
.62405
.31831
.33208
.34630
.36093
.37595
15
16
17
18
19
11.6274
11.6117
11.5964
11.5813
11.5658
.97670
.97538
.97410
.97283
.97153
.02330
.02462
.02590
.02717
.02847
70
71
72
73
74
7.2468
7.0618
6.8746
6.6857
6.4945
.60873
.59319
.57747
.56160
.54554
.39127
.40681
.42253
.43840
.45446
20
21
22
23
24
11.5495
11.5321
11.5139
11.4946
11.4738
.97016
.96870
.96717
.96554
.96380
.02984
.03130
.03283
.03446
.03620
75
76
77
78
79
6.3000
6.1016
5.8992
5.6932
5.4850
.52920
.51253
.49553
.47823
.46074
.47080
.48747
.50447
.52177
.53926
25
26
27
28
29
11.4514
11.4274
11.4013
11.3735
11.3438
.96192
.95990
.95771
.95537
.95288
.03808
.04010
.04229
.04463
.04712
80
81
82
83
84
5.2764
5.0691
4.8642
4.6619
4.4606
.44322
.42581
.40860
.39160
.37469
.55678
.57419
.59140
.60840
.62531
30
31
32
33
34
11.3124
11.2791
11.2439
11.2064
11.1667
.95024
.94745
.94449
.94134
.93800
.04976
.05255
.05551
.05866
.06200
85
86
87
88
89
4.2591
4.0593
3.8641
3.6738
3.4885
.35776
.34098
.32459
.30860
.29304
.64224
.65902
.67541
.69140
.70696
35
36
37
38
39
11.1244
11.0795
11.0319
10.9812
10.9273
.93445
.93068
.92668
.92242
.91790
.06555
.06932
.07332
.07758
.08210
90
91
92
93
94
3.3085
3.1369
2.9773
2.8294
2.6912
.27791
.26350
.25009
.23767
.22606
.72209
.73650
.74991
.76233
.77394
40
41
42
43
44
10.8700
10.8088
10.7436
10.6745
10.6012
.91308
.90794
.90247
.89666
.89050
.08692
.09206
.09753
.10334
.10950
95
96
97
98
99
2.5595
2.4352
2.3198
2.2111
2.1047
.21500
.20456
.19486
.18573
.17680
.78500
.79544
.80514
.81427
.82320
45
46
47
48
49
10.5240
10.4427
10.3578
10.2687
10.1755
.88401
.87719
.87005
.86257
.85474
.11599
.12281
.12995
.13743
.14526
100
101
102
103
104
2.0009
1.8982
1.7971
1.6966
1.5889
.16808
.15945
.15096
.14252
.13347
.83192
.84055
.84904
.85748
.86653
50
51
52
53
54
10.0778
9.9756
9.8692
9.7587
9.6441
.84653
.83795
.82902
.81973
.81010
.15347
.16205
.17098
.18027
.18990
105
106
107
108
109
1.4837
1.3473
1.1808
.9181
.4613
.12463
.11317
.09918
.07712
.03875
.87537
.88683
.90082
.92288
.96125
32
Table S (8.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
11.4198
11.5143
11.5133
11.5093
11.5036
.98210
.99023
.99014
.98980
.98931
.01790
.00977
.00986
.01020
.01069
55
56
57
58
59
9.3678
9.2488
9.1254
8.9982
8.8675
.80563
.79539
.78478
.77384
.76260
Remainder
.19437
.20461
.21522
.22616
.23740
5
6
7
8
9
11.4965
11.4885
11.4794
11.4694
11.4582
.98870
.98801
.98723
.98637
.98540
.01130
.01199
.01277
.01363
.01460
60
61
62
63
64
8.7335
8.5960
8.4541
8.3078
8.1574
.75108
.73925
.72705
.71447
.70154
.24892
.26075
.27295
.28553
.29846
10
11
12
13
14
11.4457
11.4319
11.4170
11.4014
11.3858
.98433
.98314
.98186
.98052
.97917
.01567
.01686
.01814
.01948
.02083
65
66
67
68
69
8.0027
7.8434
7.6788
7.5091
7.3349
.68823
.67453
.66037
.64578
.63080
.31177
.32547
.33963
.35422
.36920
15
16
17
18
19
11.3705
11.3558
11.3415
11.3274
11.3130
.97786
.97660
.97537
.97416
.97292
.02214
.02340
.02463
.02584
.02708
70
71
72
73
74
7.1570
6.9764
6.7936
6.6090
6.4220
.61550
.59997
.58425
.56838
.55229
.38450
.40003
.41575
.43162
.44771
20
21
22
23
24
11.2978
11.2816
11.2647
11.2466
11.2273
.97161
.97022
.96876
.96721
.96554
.02839
.02978
.03124
.03279
.03446
75
76
77
78
79
6.2316
6.0373
5.8389
5.6368
5.4324
.53592
.51921
.50214
.48477
.46718
.46408
.48079
.49786
.51523
.53282
25
26
27
28
29
11.2063
11.1838
11.1594
11.1333
11.1054
.96375
.96181
.95971
.95746
.95507
.03625
.03819
.04029
.04254
.04493
80
81
82
83
84
5.2274
5.0236
4.8221
4.6229
4.4246
.44956
.43203
.41470
.39757
.38051
.55044
.56797
.58530
.60243
.61949
30
31
32
33
34
11.0759
11.0446
11.0114
10.9760
10.9386
.95252
.94983
.94698
.94394
.94072
.04748
.05017
.05302
.05606
.05928
85
86
87
88
89
4.2260
4.0289
3.8363
3.6484
3.4653
.36343
.34649
.32992
.31376
.29801
.63657
.65351
.67008
.68624
.70199
35
36
37
38
39
10.8985
10.8561
10.8110
10.7629
10.7118
.93727
.93362
.92975
.92561
.92122
.06273
.06638
.07025
.07439
.07878
90
91
92
93
94
3.2872
3.1175
2.9595
2.8132
2.6763
.28270
.26810
.25452
.24194
.23017
.71730
.73190
.74548
.75806
.76983
40
41
42
43
44
10.6573
10.5991
10.5371
10.4711
10.4011
.91653
.91152
.90619
.90052
.89449
.08347
.08848
.09381
.09948
.10551
95
96
97
98
99
2.5459
2.4227
2.3083
2.2006
2.0951
.21894
.20835
.19851
.18925
.18018
.78106
.79165
.80149
.81075
.81982
45
46
47
48
49
10.3274
10.2496
10.1683
10.0829
9.9935
.88815
.88147
.87447
.86713
.85944
.11185
.11853
.12553
.13287
.14056
100
101
102
103
104
1.9921
1.8902
1.7898
1.6901
1.5831
.17132
.16256
.15393
.14535
.13615
.82868
.83744
.84607
.85465
.86385
50
51
52
53
54
9.8997
9.8015
9.6992
9.5929
9.4825
.85138
.84293
.83413
.82499
.81549
.14862
.15707
.16587
.17501
.18451
105
106
107
108
109
1.4787
1.3431
1.1775
.9160
.4604
.12717
.11550
.10127
.07877
.03959
.87283
.88450
.89873
.92123
.96041
33
Table S (8.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
11.1660
11.2586
11.2579
11.2543
11.2491
.98260
.99076
.99070
.99038
.98992
.01740
.00924
.00930
.00962
.01008
55
56
57
58
59
9.2149
9.1001
8.9809
8.8579
8.7315
.81092
.80081
.79032
.77949
.76837
Remainder
.18908
.19919
.20968
.22051
.23163
5
6
7
8
9
11.2426
11.2351
11.2267
11.2173
11.2068
.98935
.98869
.98795
.98713
.98620
.01065
.01131
.01205
.01287
.01380
60
61
62
63
64
8.6018
8.4686
8.3311
8.1892
8.0431
.75696
.74523
.73313
.72065
.70779
.24304
.25477
.26687
.27935
.29221
10
11
12
13
14
11.1950
11.1821
11.1680
11.1533
11.1385
.98516
.98402
.98279
.98149
.98019
.01484
.01598
.01721
.01851
.01981
65
66
67
68
69
7.8929
7.7379
7.5777
7.4125
7.2426
.69457
.68094
.66684
.65230
.63735
.30543
.31906
.33316
.34770
.36265
15
16
17
18
19
11.1242
11.1104
11.0970
11.0839
11.0705
.97893
.97771
.97654
.97538
.97420
.02107
.02229
.02346
.02462
.02580
70
71
72
73
74
7.0692
6.8929
6.7143
6.5339
6.3509
.62209
.60657
.59086
.57498
.55888
.37791
.39343
.40914
.42502
.44112
20
21
22
23
24
11.0563
11.0413
11.0255
11.0086
10.9905
.97296
.97163
.97024
.96876
.96717
.02704
.02837
.02976
.03124
.03283
75
76
77
78
79
6.1646
5.9742
5.7797
5.5814
5.3806
.54248
.52573
.50861
.49116
.47350
.45752
.47427
.49139
.50884
.52650
25
26
27
28
29
10.9709
10.9499
10.9269
10.9024
10.8762
.96544
.96359
.96157
.95941
.95711
.03456
.03641
.03843
.04059
.04289
80
81
82
83
84
5.1792
4.9789
4.7805
4.5844
4.3891
.45577
.43814
.42069
.40343
.38624
.54423
.56186
.57931
.59657
.61376
30
31
32
33
34
10.8484
10.8189
10.7876
10.7542
10.7188
.95466
.95206
.94931
.94637
.94326
.04534
.04794
.05069
.05363
.05674
85
86
87
88
89
4.1933
3.9989
3.8088
3.6232
3.4423
.36901
.35190
.33517
.31884
.30292
.63099
.64810
.66483
.68116
.69708
35
36
37
38
39
10.6810
10.6408
10.5981
10.5525
10.5039
.93993
.93639
.93263
.92862
.92435
.06007
.06361
.06737
.07138
.07565
90
91
92
93
94
3.2662
3.0983
2.9420
2.7971
2.6616
.28743
.27265
.25890
.24615
.23422
.71257
.72735
.74110
.75385
.76578
40
41
42
43
44
10.4521
10.3967
10.3376
10.2746
10.2078
.91979
.91491
.90971
.90417
.89828
.08021
.08509
.09029
.09583
.10172
95
96
97
98
99
2.5324
2.4103
2.2969
2.1901
2.0855
.22285
.21210
.20213
.19273
.18352
.77715
.78790
.79787
.80727
.81648
45
46
47
48
49
10.1372
10.0629
9.9849
9.9031
9.8173
.89208
.88553
.87867
.87147
.86392
.10792
.11447
.12133
.12853
.13608
100
101
102
103
104
1.9833
1.8822
1.7826
1.6836
1.5774
.17453
.16563
.15687
.14816
.13881
.82547
.83437
.84313
.85184
.86119
50
51
52
53
54
9.7272
9.6328
9.5344
9.4320
9.3255
.85599
.84768
.83903
.83001
.82065
.14401
.15232
.16097
.16999
.17935
105
106
107
108
109
1.4737
1.3389
1.1743
.9139
.4596
.12968
.11782
.10334
.08042
.04044
.87032
.88218
.89666
.91958
.95956
34
Table S (9.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
10.9229
11.0137
11.0134
11.0101
11.0053
.98306
.99124
.99120
.99091
.99048
.01694
.00876
.00880
.00909
.00952
55
56
57
58
59
9.0665
8.9556
8.8404
8.7215
8.5992
.81598
.80600
.79564
.78493
.77392
Remainder
.18402
.19400
.20436
.21507
.22608
5
6
7
8
9
10.9993
10.9924
10.9845
10.9758
10.9659
.98994
.98932
.98860
.98782
.98693
.01006
.01068
.01140
.01218
.01307
60
61
62
63
64
8.4736
8.3445
8.2112
8.0735
7.9316
.76262
.75100
.73900
.72661
.71385
.23738
.24900
.26100
.27339
.28615
10
11
12
13
14
10.9548
10.9426
10.9293
10.9154
10.9014
.98593
.98483
.98364
.98238
.98113
.01407
.01517
.01636
.01762
.01887
65
66
67
68
69
7.7856
7.6350
7.4790
7.3180
7.1524
.70070
.68715
.67311
.65862
.64372
.29930
.31285
.32689
.34138
.35628
15
16
17
18
19
10.8879
10.8749
10.8624
10.8502
10.8377
.97991
.97874
.97762
.97652
.97539
.02009
.02126
.02238
.02348
.02461
70
71
72
73
74
6.9832
6.8110
6.6365
6.4602
6.2812
.62849
.61299
.59729
.58142
.56531
.37151
.38701
.40271
.41858
.43469
20
21
22
23
24
10.8245
10.8104
10.7957
10.7799
10.7630
.97420
.97294
.97161
.97019
.96867
.02580
.02706
.02839
.02981
.03133
75
76
77
78
79
6.0988
5.9122
5.7215
5.5269
5.3298
.54889
.53210
.51494
.49743
.47968
.45111
.46790
.48506
.50257
.52032
25
26
27
28
29
10.7447
10.7249
10.7034
10.6803
10.6556
.96702
.96524
.96330
.96123
.95901
.03298
.03476
.03670
.03877
.04099
80
81
82
83
84
5.1319
4.9348
4.7397
4.5466
4.3541
.46187
.44413
.42657
.40919
.39187
.53813
.55587
.57343
.59081
.60813
30
31
32
33
34
10.6294
10.6016
10.5721
10.5406
10.5071
.95665
.95415
.95149
.94865
.94564
.04335
.04585
.04851
.05135
.05436
85
86
87
88
89
4.1611
3.9693
3.7816
3.5984
3.4195
.37450
.35724
.34035
.32385
.30776
.62550
.64276
.65965
.67615
.69224
35
36
37
38
39
10.4713
10.4332
10.3927
10.3494
10.3033
.94242
.93899
.93534
.93145
.92730
.05758
.06101
.06466
.06855
.07270
90
91
92
93
94
3.2455
3.0793
2.9247
2.7813
2.6470
.29209
.27714
.26322
.25031
.23823
.70791
.72286
.73678
.74969
.76177
40
41
42
43
44
10.2540
10.2012
10.1449
10.0848
10.0208
.92286
.91811
.91304
.90763
.90187
.07714
.08189
.08696
.09237
.09813
95
96
97
98
99
2.5190
2.3980
2.2856
2.1797
2.0760
.22671
.21582
.20570
.19618
.18684
.77329
.78418
.79430
.80382
.81316
45
46
47
48
49
9.9534
9.8821
9.8074
9.7289
9.6466
.89580
.88939
.88267
.87561
.86819
.10420
.11061
.11733
.12439
.13181
100
101
102
103
104
1.9746
1.8743
1.7754
1.6772
1.5717
.17772
.16869
.15979
.15094
.14145
.82228
.83131
.84021
.84906
.85855
50
51
52
53
54
9.5600
9.4692
9.3745
9.2758
9.1732
.86040
.85223
.84370
.83482
.82559
.13960
.14777
.15630
.16518
.17441
105
106
107
108
109
1.4687
1.3348
1.1711
.9118
.4587
.13218
.12013
.10540
.08206
.04128
.86782
.87987
.89460
.91794
.95872
35
Table S (9.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
10.6900
10.7791
10.7789
10.7761
10.7717
.98348
.99167
.99166
.99140
.99100
.01652
.00833
.00834
.00860
.00900
55
56
57
58
59
8.9223
8.8151
8.7038
8.5887
8.4703
.82085
.81099
.80075
.79016
.77927
Remainder
.17915
.18901
.19925
.20984
.22073
5
6
7
8
9
10.7661
10.7597
10.7523
10.7441
10.7348
.99048
.98989
.98921
.98846
.98760
.00952
.01011
.01079
.01154
.01240
60
61
62
63
64
8.3487
8.2236
8.0943
7.9606
7.8228
.76808
.75657
.74467
.73238
.71970
.23192
.24343
.25533
.26762
.28030
10
11
12
13
14
10.7244
10.7128
10.7002
10.6870
10.6739
.98664
.98558
.98442
.98321
.98199
.01336
.01442
.01558
.01679
.01801
65
66
67
68
69
7.6809
7.5344
7.3825
7.2256
7.0642
.70664
.69316
.67919
.66476
.64991
.29336
.30684
.32081
.33524
.35009
15
16
17
18
19
10.6611
10.6489
10.6372
10.6257
10.6140
.98082
.97970
.97862
.97757
.97649
.01918
.02030
.02138
.02243
.02351
70
71
72
73
74
6.8990
6.7309
6.5604
6.3880
6.2128
.63471
.61924
.60356
.58769
.57158
.36529
.38076
.39644
.41231
.42842
20
21
22
23
24
10.6017
10.5886
10.5748
10.5601
10.5442
.97535
.97415
.97288
.97153
.97007
.02465
.02585
.02712
.02847
.02993
75
76
77
78
79
6.0342
5.8514
5.6644
5.4734
5.2798
.55515
.53833
.52112
.50355
.48574
.44485
.46167
.47888
.49645
.51426
25
26
27
28
29
10.5270
10.5085
10.4882
10.4665
10.4433
.96849
.96678
.96492
.96292
.96078
.03151
.03322
.03508
.03708
.03922
80
81
82
83
84
5.0852
4.8914
4.6994
4.5093
4.3197
.46784
.45001
.43234
.41485
.39741
.53216
.54999
.56766
.58515
.60259
30
31
32
33
34
10.4186
10.3923
10.3645
10.3347
10.3030
.95851
.95610
.95353
.95079
.94788
.04149
.04390
.04647
.04921
.05212
85
86
87
88
89
4.1294
3.9401
3.7549
3.5738
3.3971
.37990
.36249
.34545
.32879
.31253
.62010
.63751
.65455
.67121
.68747
35
36
37
38
39
10.2691
10.2330
10.1946
10.1535
10.1096
.94476
.94144
.93790
.93412
.93008
.05524
.05856
.06210
.06588
.06992
90
91
92
93
94
3.2250
3.0606
2.9075
2.7655
2.6326
.29670
.28158
.26749
.25443
.24220
.70330
.71842
.73251
.74557
.75780
40
41
42
43
44
10.0627
10.0124
9.9586
9.9012
9.8400
.92577
.92114
.91619
.91091
.90528
.07423
.07886
.08381
.08909
.09472
95
96
97
98
99
2.5057
2.3858
2.2744
2.1695
2.0666
.23053
.21950
.20925
.19959
.19012
.76947
.78050
.79075
.80041
.80988
45
46
47
48
49
9.7754
9.7072
9.6356
9.5602
9.4811
.89934
.89306
.88647
.87954
.87226
.10066
.10694
.11353
.12046
.12774
100
101
102
103
104
1.9660
1.8664
1.7683
1.6708
1.5660
.18087
.17171
.16269
.15371
.14407
.81913
.82829
.83731
.84629
.85593
50
51
52
53
54
9.3979
9.3105
9.2193
9.1242
9.0253
.86460
.85656
.84817
.83943
.83032
.13540
.14344
.15183
.16057
.16968
105
106
107
108
109
1.4637
1.3307
1.1679
.9098
.4579
.13466
.12242
.10745
.08370
.04212
.86534
.87758
.89255
.91630
.95788
36
Table S (9.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
10.4667
10.5540
10.5541
10.5515
10.5475
.98387
.99207
.99209
.99184
.99147
.01613
.00793
.00791
.00816
.00853
55
56
57
58
59
8.7821
8.6785
8.5709
8.4595
8.3449
.82551
.81578
.80566
.79519
.78442
Remainder
.17449
.18422
.19434
.20481
.21558
5
6
7
8
9
10.5423
10.5363
10.5294
10.5218
10.5130
.99098
.99041
.98977
.98904
.98822
.00902
.00959
.01023
.01096
.01178
60
61
62
63
64
8.2270
8.1057
7.9803
7.8505
7.7167
.77334
.76194
.75015
.73795
.72537
.22666
.23806
.24985
.26205
.27463
10
11
12
13
14
10.5031
10.4922
10.4803
10.4677
10.4553
.98730
.98627
.98515
.98397
.98279
.01270
.01373
.01485
.01603
.01721
65
66
67
68
69
7.5787
7.4361
7.2882
7.1353
6.9778
.71239
.69899
.68509
.67072
.65592
.28761
.30101
.31491
.32928
.34408
15
16
17
18
19
10.4432
10.4317
10.4207
10.4100
10.3990
.98166
.98058
.97954
.97854
.97751
.01834
.01942
.02046
.02146
.02249
70
71
72
73
74
6.8166
6.6524
6.4858
6.3171
6.1458
.64076
.62533
.60966
.59381
.57770
.35924
.37467
.39034
.40619
.42230
20
21
22
23
24
10.3875
10.3752
10.3623
10.3486
10.3337
.97643
.97527
.97406
.97277
.97137
.02357
.02473
.02594
.02723
.02863
75
76
77
78
79
5.9709
5.7917
5.6083
5.4208
5.2306
.56126
.54442
.52718
.50956
.49167
.43874
.45558
.47282
.49044
.50833
25
26
27
28
29
10.3176
10.3002
10.2811
10.2607
10.2388
.96986
.96822
.96643
.96450
.96244
.03014
.03178
.03357
.03550
.03756
80
81
82
83
84
5.0394
4.8487
4.6597
4.4725
4.2857
.47370
.45578
.43802
.42042
.40285
.52630
.54422
.56198
.57958
.59715
30
31
32
33
34
10.2154
10.1907
10.1643
10.1361
10.1062
.96025
.95792
.95545
.95280
.94998
.03975
.04208
.04455
.04720
.05002
85
86
87
88
89
4.0980
3.9113
3.7284
3.5496
3.3749
.38522
.36767
.35047
.33366
.31724
.61478
.63233
.64953
.66634
.68276
35
36
37
38
39
10.0740
10.0398
10.0033
9.9642
9.9225
.94696
.94374
.94031
.93664
.93271
.05304
.05626
.05969
.06336
.06729
90
91
92
93
94
3.2047
3.0421
2.8905
2.7500
2.6183
.30124
.28596
.27171
.25850
.24612
.69876
.71404
.72829
.74150
.75388
40
41
42
43
44
9.8778
9.8298
9.7784
9.7236
9.6651
.92851
.92400
.91917
.91402
.90852
.07149
.07600
.08083
.08598
.09148
95
96
97
98
99
2.4926
2.3738
2.2633
2.1593
2.0572
.23431
.22314
.21275
.20297
.19338
.76569
.77686
.78725
.79703
.80662
45
46
47
48
49
9.6032
9.5378
9.4691
9.3967
9.3207
.90270
.89655
.89009
.88329
.87615
.09730
.10345
.10991
.11671
.12385
100
101
102
103
104
1.9575
1.8587
1.7613
1.6644
1.5603
.18400
.17471
.16556
.15645
.14667
.81600
.82529
.83444
.84355
.85333
50
51
52
53
54
9.2406
9.1565
9.0687
8.9770
8.8815
.86862
.86071
.85245
.84384
.83486
.13138
.13929
.14755
.15616
.16514
105
106
107
108
109
1.4588
1.3266
1.1647
.9077
.4570
.13713
.12470
.10949
.08532
.04296
.86287
.87530
.89051
.91468
.95704
37
Table S (9.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
10.2523
10.3379
10.3383
10.3360
10.3323
.98422
.99244
.99247
.99225
.99190
.01578
.00756
.00753
.00775
.00810
55
56
57
58
59
8.6458
8.5457
8.4415
8.3337
8.2227
.82999
.82038
.81039
.80004
.78938
Remainder
.17001
.17962
.18961
.19996
.21062
5
6
7
8
9
10.3275
10.3219
10.3154
10.3082
10.3000
.99144
.99090
.99028
.98959
.98880
.00856
.00910
.00972
.01041
.01120
60
61
62
63
64
8.1085
7.9909
7.8691
7.7431
7.6130
.77842
.76712
.75544
.74334
.73085
.22158
.23288
.24456
.25666
.26915
10
11
12
13
14
10.2906
10.2803
10.2689
10.2570
10.2452
.98790
.98690
.98581
.98467
.98354
.01210
.01310
.01419
.01533
.01646
65
66
67
68
69
7.4788
7.3400
7.1960
7.0470
6.8933
.71797
.70464
.69082
.67651
.66176
.28203
.29536
.30918
.32349
.33824
15
16
17
18
19
10.2337
10.2229
10.2125
10.2025
10.1923
.98244
.98140
.98040
.97944
.97846
.01756
.01860
.01960
.02056
.02154
70
71
72
73
74
6.7359
6.5756
6.4127
6.2477
6.0800
.64665
.63125
.61562
.59978
.58368
.35335
.36875
.38438
.40022
.41632
20
21
22
23
24
10.1815
10.1700
10.1579
10.1450
10.1311
.97742
.97632
.97516
.97392
.97259
.02258
.02368
.02484
.02608
.02741
75
76
77
78
79
5.9087
5.7331
5.5531
5.3691
5.1822
.56723
.55037
.53310
.51543
.49749
.43277
.44963
.46690
.48457
.50251
25
26
27
28
29
10.1160
10.0996
10.0816
10.0623
10.0416
.97113
.96956
.96783
.96598
.96400
.02887
.03044
.03217
.03402
.03600
80
81
82
83
84
4.9942
4.8067
4.6207
4.4363
4.2522
.47944
.46144
.44359
.42589
.40821
.52056
.53856
.55641
.57411
.59179
30
31
32
33
34
10.0196
9.9962
9.9713
9.9446
9.9162
.96188
.95963
.95724
.95468
.95195
.03812
.04037
.04276
.04532
.04805
85
86
87
88
89
4.0671
3.8829
3.7023
3.5257
3.3530
.39045
.37276
.35542
.33846
.32189
.60955
.62724
.64458
.66154
.67811
35
36
37
38
39
9.8857
9.8532
9.8185
9.7814
9.7417
.94903
.94591
.94258
.93901
.93520
.05097
.05409
.05742
.06099
.06480
90
91
92
93
94
3.1847
3.0238
2.8738
2.7346
2.6042
.30573
.29028
.27588
.26252
.25000
.69427
.70972
.72412
.73748
.75000
40
41
42
43
44
9.6991
9.6533
9.6042
9.5517
9.4957
.93111
.92671
.92200
.91696
.91159
.06889
.07329
.07800
.08304
.08841
95
96
97
98
99
2.4796
2.3618
2.2524
2.1492
2.0479
.23805
.22674
.21623
.20632
.19660
.76195
.77326
.78377
.79368
.80340
45
46
47
48
49
9.4364
9.3737
9.3077
9.2382
9.1651
.90590
.89987
.89354
.88687
.87985
.09410
.10013
.10646
.11313
.12015
100
101
102
103
104
1.9490
1.8509
1.7543
1.6581
1.5548
.18710
.17769
.16841
.15918
.14926
.81290
.82231
.83159
.84082
.85074
50
51
52
53
54
9.0881
9.0071
8.9224
8.8340
8.7418
.87246
.86468
.85655
.84806
.83922
.12754
.13532
.14345
.15194
.16078
105
106
107
108
109
1.4539
1.3225
1.1616
.9056
.4562
.13958
.12696
.11151
.08694
.04380
.86042
.87304
.88849
.91306
.95620
38
Table S (9.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
10.0464
10.1304
10.1309
10.1289
10.1255
.98454
.99278
.99283
.99263
.99230
.01546
.00722
.00717
.00737
.00770
55
56
57
58
59
8.5132
8.4164
8.3157
8.2113
8.1037
.83429
.82481
.81493
.80470
.79416
Remainder
.16571
.17519
.18507
.19530
.20584
5
6
7
8
9
10.1210
10.1158
10.1097
10.1029
10.0951
.99186
.99135
.99075
.99009
.98932
.00814
.00865
.00925
.00991
.01068
60
61
62
63
64
7.9930
7.8789
7.7607
7.6383
7.5118
.78331
.77213
.76055
.74855
.73616
.21669
.22787
.23945
.25145
.26384
10
11
12
13
14
10.0863
10.0765
10.0657
10.0543
10.0431
.98846
.98749
.98643
.98533
.98422
.01154
.01251
.01357
.01467
.01578
65
66
67
68
69
7.3813
7.2462
7.1059
6.9605
6.8106
.72337
.71013
.69637
.68213
.66744
.27663
.28987
.30363
.31787
.33256
15
16
17
18
19
10.0322
10.0220
10.0122
10.0028
9.9932
.98316
.98215
.98120
.98028
.97934
.01684
.01785
.01880
.01972
.02066
70
71
72
73
74
6.6569
6.5002
6.3410
6.1796
6.0154
.65238
.63702
.62142
.60560
.58951
.34762
.36298
.37858
.39440
.41049
20
21
22
23
24
9.9831
9.9724
9.9611
9.9490
9.9359
.97835
.97729
.97618
.97500
.97372
.02165
.02271
.02382
.02500
.02628
75
76
77
78
79
5.8476
5.6755
5.4989
5.3183
5.1346
.57307
.55620
.53889
.52119
.50319
.42693
.44380
.46111
.47881
.49681
25
26
27
28
29
9.9217
9.9062
9.8893
9.8711
9.8516
.97232
.97081
.96915
.96737
.96545
.02768
.02919
.03085
.03263
.03455
80
81
82
83
84
4.9498
4.7653
4.5822
4.4006
4.2192
.48508
.46700
.44906
.43126
.41348
.51492
.53300
.55094
.56874
.58652
30
31
32
33
34
9.8307
9.8086
9.7850
9.7597
9.7328
.96341
.96124
.95893
.95645
.95381
.03659
.03876
.04107
.04355
.04619
85
86
87
88
89
4.0367
3.8549
3.6765
3.5020
3.3314
.39559
.37778
.36030
.34320
.32647
.60441
.62222
.63970
.65680
.67353
35
36
37
38
39
9.7038
9.6730
9.6400
9.6047
9.5668
.95098
.94795
.94472
.94126
.93755
.04902
.05205
.05528
.05874
.06245
90
91
92
93
94
3.1649
3.0056
2.8572
2.7193
2.5902
.31016
.29455
.28000
.26650
.25384
.68984
.70545
.72000
.73350
.74616
40
41
42
43
44
9.5262
9.4825
9.4356
9.3853
9.3317
.93357
.92928
.92469
.91976
.91451
.06643
.07072
.07531
.08024
.08549
95
96
97
98
99
2.4668
2.3500
2.2415
2.1392
2.0388
.24174
.23030
.21967
.20964
.19980
.75826
.76970
.78033
.79036
.80020
45
46
47
48
49
9.2749
9.2147
9.1513
9.0845
9.0142
.90894
.90304
.89683
.89028
.88339
.09106
.09696
.10317
.10972
.11661
100
101
102
103
104
1.9406
1.8433
1.7473
1.6518
1.5492
.19018
.18064
.17124
.16188
.15182
.80982
.81936
.82876
.83812
.84818
50
51
52
53
54
8.9400
8.8620
8.7803
8.6950
8.6060
.87612
.86847
.86047
.85211
.84339
.12388
.13153
.13953
.14789
.15661
105
106
107
108
109
1.4491
1.3185
1.1585
.9036
.4554
.14201
.12921
.11353
.08855
.04463
.85799
.87079
.88647
.91145
.95537
39
Table S (10.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
9.8484
9.9309
9.9316
9.9298
9.9267
.98484
.99309
.99316
.99298
.99267
.01516
.00691
.00684
.00702
.00733
55
56
57
58
59
8.3843
8.2907
8.1931
8.0920
7.9877
.83843
.82907
.81931
.80920
.79877
Remainder
.16157
.17093
.18069
.19080
.20123
5
6
7
8
9
9.9225
9.9176
9.9119
9.9055
9.8981
.99225
.99176
.99119
.99055
.98981
.00775
.00824
.00881
.00945
.01019
60
61
62
63
64
7.8804
7.7696
7.6549
7.5359
7.4130
.78804
.77696
.76549
.75359
.74130
.21196
.22304
.23451
.24641
.25870
10
11
12
13
14
9.8897
9.8804
9.8701
9.8593
9.8486
.98897
.98804
.98701
.98593
.98486
.01103
.01196
.01299
.01407
.01514
65
66
67
68
69
7.2860
7.1544
7.0177
6.8760
6.7297
.72860
.71544
.70177
.68760
.67297
.27140
.28456
.29823
.31240
.32703
15
16
17
18
19
9.8383
9.8286
9.8194
9.8106
9.8016
.98383
.98286
.98194
.98106
.98016
.01617
.01714
.01806
.01894
.01984
70
71
72
73
74
6.5796
6.4264
6.2707
6.1128
5.9521
.65796
.64264
.62707
.61128
.59521
.34204
.35736
.37293
.38872
.40479
20
21
22
23
24
9.7921
9.7820
9.7714
9.7600
9.7478
.97921
.97820
.97714
.97600
.97478
.02079
.02180
.02286
.02400
.02522
75
76
77
78
79
5.7877
5.6189
5.4457
5.2683
5.0878
.57877
.56189
.54457
.52683
.50878
.42123
.43811
.45543
.47317
.49122
25
26
27
28
29
9.7344
9.7198
9.7038
9.6867
9.6682
.97344
.97198
.97038
.96867
.96682
.02656
.02802
.02962
.03133
.03318
80
81
82
83
84
4.9061
4.7246
4.5443
4.3654
4.1866
.49061
.47246
.45443
.43654
.41866
.50939
.52754
.54557
.56346
.58134
30
31
32
33
34
9.6485
9.6275
9.6052
9.5812
9.5556
.96485
.96275
.96052
.95812
.95556
.03515
.03725
.03948
.04188
.04444
85
86
87
88
89
4.0066
3.8272
3.6511
3.4787
3.3100
.40066
.38272
.36511
.34787
.33100
.59934
.61728
.63489
.65213
.66900
35
36
37
38
39
9.5282
9.4988
9.4675
9.4338
9.3977
.95282
.94988
.94675
.94338
.93977
.04718
.05012
.05325
.05662
.06023
90
91
92
93
94
3.1453
2.9877
2.8407
2.7043
2.5763
.31453
.29877
.28407
.27043
.25763
.68547
.70123
.71593
.72957
.74237
40
41
42
43
44
9.3589
9.3172
9.2723
9.2242
9.1728
.93589
.93172
.92723
.92242
.91728
.06411
.06828
.07277
.07758
.08272
95
96
97
98
99
2.4540
2.3383
2.2307
2.1292
2.0296
.24540
.23383
.22307
.21292
.20296
.75460
.76617
.77693
.78708
.79704
45
46
47
48
49
9.1183
9.0605
8.9996
8.9354
8.8678
.91183
.90605
.89996
.89354
.88678
.08817
.09395
.10004
.10646
.11322
100
101
102
103
104
1.9322
1.8357
1.7404
1.6456
1.5437
.19322
.18357
.17404
.16456
.15437
.80678
.81643
.82596
.83544
.84563
50
51
52
53
54
8.7963
8.7211
8.6423
8.5600
8.4740
.87963
.87211
.86423
.85600
.84740
.12037
.12789
.13577
.14400
.15260
105
106
107
108
109
1.4443
1.3145
1.1553
.9016
.4545
.14443
.13145
.11553
.09016
.04545
.85557
.86855
.88447
.90984
.95455
40
Table S (10.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
9.6580
9.7390
9.7398
9.7382
9.7353
.98512
.99338
.99346
.99330
.99301
.01488
.00662
.00654
.00670
.00699
55
56
57
58
59
8.2588
8.1682
8.0738
7.9758
7.8747
.84240
.83316
.82352
.81353
.80322
Remainder
.15760
.16684
.17648
.18647
.19678
5
6
7
8
9
9.7315
9.7269
9.7215
9.7154
9.7085
.99261
.99214
.99159
.99098
.99027
.00739
.00786
.00841
.00902
.00973
60
61
62
63
64
7.7706
7.6631
7.5516
7.4360
7.3165
.79260
.78163
.77027
.75848
.74628
.20740
.21837
.22973
.24152
.25372
10
11
12
13
14
9.7005
9.6916
9.6818
9.6715
9.6613
.98945
.98854
.98754
.98649
.98545
.01055
.01146
.01246
.01351
.01455
65
66
67
68
69
7.1928
7.0647
6.9315
6.7932
6.6504
.73367
.72060
.70701
.69291
.67834
.26633
.27940
.29299
.30709
.32166
15
16
17
18
19
9.6515
9.6423
9.6336
9.6253
9.6169
.98445
.98352
.98263
.98178
.98092
.01555
.01648
.01737
.01822
.01908
70
71
72
73
74
6.5038
6.3541
6.2018
6.0473
5.8899
.66339
.64812
.63258
.61683
.60077
.33661
.35188
.36742
.38317
.39923
20
21
22
23
24
9.6080
9.5985
9.5885
9.5779
9.5663
.98001
.97904
.97803
.97694
.97576
.01999
.02096
.02197
.02306
.02424
75
76
77
78
79
5.7288
5.5633
5.3933
5.2191
5.0418
.58434
.56746
.55012
.53235
.51426
.41566
.43254
.44988
.46765
.48574
25
26
27
28
29
9.5537
9.5400
9.5249
9.5086
9.4912
.97448
.97308
.97154
.96988
.96810
.02552
.02692
.02846
.03012
.03190
80
81
82
83
84
4.8630
4.6845
4.5070
4.3308
4.1545
.49603
.47781
.45971
.44174
.42376
.50397
.52219
.54029
.55826
.57624
30
31
32
33
34
9.4725
9.4526
9.4314
9.4087
9.3845
.96619
.96417
.96201
.95969
.95721
.03381
.03583
.03799
.04031
.04279
85
86
87
88
89
3.9770
3.7999
3.6260
3.4556
3.2888
.40565
.38759
.36985
.35247
.33546
.59435
.61241
.63015
.64753
.66454
35
36
37
38
39
9.3583
9.3304
9.3006
9.2685
9.2341
.95455
.95170
.94866
.94538
.94188
.04545
.04830
.05134
.05462
.05812
90
91
92
93
94
3.1259
2.9700
2.8245
2.6893
2.5626
.31885
.30294
.28810
.27431
.26139
.68115
.69706
.71190
.72569
.73861
40
41
42
43
44
9.1971
9.1571
9.1142
9.0681
9.0188
.93810
.93403
.92965
.92495
.91992
.06190
.06597
.07035
.07505
.08008
95
96
97
98
99
2.4414
2.3267
2.2200
2.1194
2.0206
.24903
.23733
.22644
.21618
.20610
.75097
.76267
.77356
.78382
.79390
45
46
47
48
49
8.9665
8.9110
8.8525
8.7907
8.7256
.91458
.90892
.90295
.89665
.89001
.08542
.09108
.09705
.10335
.10999
100
101
102
103
104
1.9239
1.8281
1.7335
1.6394
1.5382
.19624
.18647
.17682
.16722
.15690
.80376
.81353
.82318
.83278
.84310
50
51
52
53
54
8.6567
8.5842
8.5082
8.4286
8.3456
.88299
.87559
.86783
.85972
.85125
.11701
.12441
.13217
.14028
.14875
105
106
107
108
109
1.4395
1.3105
1.1522
.8996
.4537
.14682
.13367
.11753
.09175
.04628
.85318
.86633
.88247
.90825
.95372
41
Table S (10.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
9.4748
9.5542
9.5552
9.5538
9.5511
.98537
.99364
.99374
.99359
.99332
.01463
.00636
.00626
.00641
.00668
55
56
57
58
59
8.1367
8.0490
7.9575
7.8626
7.7645
.84622
.83710
.82758
.81771
.80751
Remainder
.15378
.16290
.17242
.18229
.19249
5
6
7
8
9
9.5475
9.5432
9.5381
9.5324
9.5258
.99294
.99249
.99197
.99137
.99069
.00706
.00751
.00803
.00863
.00931
60
61
62
63
64
7.6635
7.5591
7.4508
7.3385
7.2221
.79700
.78615
.77489
.76320
.75110
.20300
.21385
.22511
.23680
.24890
10
11
12
13
14
9.5182
9.5098
9.5004
9.4906
9.4808
.98990
.98901
.98804
.98702
.98600
.01010
.01099
.01196
.01298
.01400
65
66
67
68
69
7.1018
6.9770
6.8471
6.7122
6.5728
.73859
.72561
.71210
.69807
.68357
.26141
.27439
.28790
.30193
.31643
15
16
17
18
19
9.4715
9.4628
9.4546
9.4467
9.4388
.98503
.98413
.98327
.98246
.98163
.01497
.01587
.01673
.01754
.01837
70
71
72
73
74
6.4296
6.2832
6.1342
5.9830
5.8289
.66867
.65346
.63796
.62224
.60620
.33133
.34654
.36204
.37776
.39380
20
21
22
23
24
9.4304
9.4215
9.4121
9.4021
9.3912
.98076
.97983
.97886
.97782
.97669
.01924
.02017
.02114
.02218
.02331
75
76
77
78
79
5.6710
5.5087
5.3419
5.1708
4.9965
.58979
.57291
.55556
.53776
.51963
.41021
.42709
.44444
.46224
.48037
25
26
27
28
29
9.3793
9.3664
9.3521
9.3368
9.3202
.97545
.97411
.97262
.97102
.96930
.02455
.02589
.02738
.02898
.03070
80
81
82
83
84
4.8207
4.6449
4.4702
4.2966
4.1228
.50135
.48307
.46490
.44685
.42877
.49865
.51693
.53510
.55315
.57123
30
31
32
33
34
9.3025
9.2837
9.2636
9.2420
9.2189
.96746
.96550
.96341
.96117
.95877
.03254
.03450
.03659
.03883
.04123
85
86
87
88
89
3.9477
3.7729
3.6012
3.4328
3.2679
.41056
.39238
.37452
.35701
.33987
.58944
.60762
.62548
.64299
.66013
35
36
37
38
39
9.1941
9.1675
9.1391
9.1085
9.0757
.95618
.95342
.95047
.94728
.94387
.04382
.04658
.04953
.05272
.05613
90
91
92
93
94
3.1068
2.9525
2.8084
2.6746
2.5490
.32311
.30706
.29208
.27816
.26510
.67689
.69294
.70792
.72184
.73490
40
41
42
43
44
9.0403
9.0021
8.9610
8.9169
8.8695
.94019
.93622
.93194
.92735
.92243
.05981
.06378
.06806
.07265
.07757
95
96
97
98
99
2.4290
2.3152
2.2095
2.1097
2.0117
.25261
.24078
.22978
.21941
.20921
.74739
.75922
.77022
.78059
.79079
45
46
47
48
49
8.8193
8.7659
8.7097
8.6502
8.5875
.91721
.91166
.90581
.89962
.89310
.08279
.08834
.09419
.10038
.10690
100
101
102
103
104
1.9157
1.8206
1.7267
1.6333
1.5327
.19924
.18934
.17958
.16986
.15941
.80076
.81066
.82042
.83014
.84059
50
51
52
53
54
8.5211
8.4511
8.3778
8.3009
8.2207
.88620
.87892
.87129
.86330
.85495
.11380
.12108
.12871
.13670
.14505
105
106
107
108
109
1.4347
1.3065
1.1491
.8975
.4529
.14921
.13587
.11951
.09334
.04710
.85079
.86413
.88049
.90666
.95290
42
Table S (10.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
9.2982
9.3763
9.3773
9.3761
9.3737
.98561
.99388
.99400
.99387
.99361
.01439
.00612
.00600
.00613
.00639
55
56
57
58
59
8.0179
7.9329
7.8443
7.7522
7.6571
.84989
.84089
.83149
.82173
.81165
Remainder
.15011
.15911
.16851
.17827
.18835
5
6
7
8
9
9.3703
9.3662
9.3614
9.3561
9.3498
.99325
.99282
.99231
.99174
.99108
.00675
.00718
.00769
.00826
.00892
60
61
62
63
64
7.5590
7.4577
7.3524
7.2432
7.1300
.80125
.79051
.77936
.76778
.75578
.19875
.20949
.22064
.23222
.24422
10
11
12
13
14
9.3426
9.3345
9.3255
9.3161
9.3068
.99031
.98945
.98850
.98751
.98652
.00969
.01055
.01150
.01249
.01348
65
66
67
68
69
7.0128
6.8912
6.7646
6.6330
6.4968
.74336
.73047
.71704
.70309
.68866
.25664
.26953
.28296
.29691
.31134
15
16
17
18
19
9.2979
9.2896
9.2818
9.2744
9.2670
.98557
.98470
.98388
.98309
.98230
.01443
.01530
.01612
.01691
.01770
70
71
72
73
74
6.3568
6.2137
6.0680
5.9200
5.7690
.67382
.65866
.64321
.62752
.61151
.32618
.34134
.35679
.37248
.38849
20
21
22
23
24
9.2591
9.2507
9.2419
9.2324
9.2222
.98146
.98057
.97964
.97864
.97755
.01854
.01943
.02036
.02136
.02245
75
76
77
78
79
5.6143
5.4551
5.2913
5.1232
4.9519
.59511
.57824
.56088
.54306
.52490
.40489
.42176
.43912
.45694
.47510
25
26
27
28
29
9.2110
9.1988
9.1853
9.1707
9.1550
.97636
.97507
.97364
.97209
.97043
.02364
.02493
.02636
.02791
.02957
80
81
82
83
84
4.7790
4.6060
4.4339
4.2629
4.0916
.50657
.48824
.47000
.45187
.43371
.49343
.51176
.53000
.54813
.56629
30
31
32
33
34
9.1382
9.1204
9.1013
9.0808
9.0588
.96865
.96676
.96473
.96256
.96024
.03135
.03324
.03527
.03744
.03976
85
86
87
88
89
3.9188
3.7463
3.5767
3.4103
3.2473
.41540
.39711
.37913
.36149
.34421
.58460
.60289
.62087
.63851
.65579
35
36
37
38
39
9.0352
9.0099
8.9828
8.9536
8.9223
.95773
.95505
.95218
.94908
.94576
.04227
.04495
.04782
.05092
.05424
90
91
92
93
94
3.0879
2.9351
2.7925
2.6600
2.5356
.32732
.31113
.29601
.28196
.26877
.67268
.68887
.70399
.71804
.73123
40
41
42
43
44
8.8884
8.8519
8.8125
8.7702
8.7248
.94218
.93830
.93413
.92964
.92482
.05782
.06170
.06587
.07036
.07518
95
96
97
98
99
2.4166
2.3039
2.1990
2.1000
2.0028
.25616
.24421
.23309
.22260
.21229
.74384
.75579
.76691
.77740
.78771
45
46
47
48
49
8.6765
8.6252
8.5711
8.5138
8.4534
.91971
.91427
.90853
.90246
.89606
.08029
.08573
.09147
.09754
.10394
100
101
102
103
104
1.9076
1.8132
1.7200
1.6272
1.5273
.20221
.19220
.18232
.17248
.16190
.79779
.80780
.81768
.82752
.83810
50
51
52
53
54
8.3894
8.3218
8.2510
8.1767
8.0991
.88927
.88211
.87460
.86673
.85850
.11073
.11789
.12540
.13327
.14150
105
106
107
108
109
1.4299
1.3025
1.1461
.8955
.4521
.15157
.13807
.12148
.09493
.04792
.84843
.86193
.87852
.90507
.95208
43
Table S (10.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
9.1281
9.2047
9.2059
9.2048
9.2026
.98583
.99411
.99424
.99412
.99388
.01417
.00589
.00576
.00588
.00612
55
56
57
58
59
7.9021
7.8198
7.7339
7.6446
7.5523
.85343
.84454
.83526
.82562
.81565
Remainder
.14657
.15546
.16474
.17438
.18435
5
6
7
8
9
9.1994
9.1956
9.1911
9.1860
9.1800
.99354
.99313
.99264
.99209
.99144
.00646
.00687
.00736
.00791
.00856
60
61
62
63
64
7.4571
7.3586
7.2564
7.1501
7.0399
.80536
.79473
.78369
.77221
.76031
.19464
.20527
.21631
.22779
.23969
10
11
12
13
14
9.1731
9.1654
9.1568
9.1478
9.1389
.99070
.98986
.98894
.98796
.98700
.00930
.01014
.01106
.01204
.01300
65
66
67
68
69
6.9258
6.8073
6.6838
6.5553
6.4223
.74799
.73519
.72185
.70798
.69361
.25201
.26481
.27815
.29202
.30639
15
16
17
18
19
9.1304
9.1225
9.1152
9.1082
9.1011
.98608
.98523
.98444
.98368
.98292
.01392
.01477
.01556
.01632
.01708
70
71
72
73
74
6.2855
6.1456
6.0030
5.8581
5.7102
.67884
.66373
.64832
.63267
.61670
.32116
.33627
.35168
.36733
.38330
20
21
22
23
24
9.0937
9.0858
9.0775
9.0686
9.0589
.98212
.98126
.98037
.97941
.97837
.01788
.01874
.01963
.02059
.02163
75
76
77
78
79
5.5585
5.4023
5.2416
5.0765
4.9080
.60032
.58345
.56609
.54826
.53007
.39968
.41655
.43391
.45174
.46993
25
26
27
28
29
9.0483
9.0368
9.0240
9.0102
8.9953
.97722
.97597
.97459
.97310
.97149
.02278
.02403
.02541
.02690
.02851
80
81
82
83
84
4.7379
4.5677
4.3982
4.2297
4.0608
.51170
.49331
.47501
.45681
.43856
.48830
.50669
.52499
.54319
.56144
30
31
32
33
34
8.9794
8.9624
8.9443
8.9248
8.9039
.96977
.96794
.96598
.96388
.96162
.03023
.03206
.03402
.03612
.03838
85
86
87
88
89
3.8903
3.7200
3.5525
3.3881
3.2269
.42016
.40176
.38367
.36591
.34850
.57984
.59824
.61633
.63409
.65150
35
36
37
38
39
8.8814
8.8573
8.8315
8.8036
8.7736
.95919
.95659
.95380
.95079
.94755
.04081
.04341
.04620
.04921
.05245
90
91
92
93
94
3.0692
2.9180
2.7768
2.6455
2.5223
.33147
.31514
.29989
.28571
.27241
.66853
.68486
.70011
.71429
.72759
40
41
42
43
44
8.7413
8.7063
8.6685
8.6279
8.5843
.94406
.94028
.93620
.93182
.92710
.05594
.05972
.06380
.06818
.07290
95
96
97
98
99
2.4043
2.2926
2.1886
2.0904
1.9940
.25967
.24760
.23637
.22577
.21535
.74033
.75240
.76363
.77423
.78465
45
46
47
48
49
8.5379
8.4886
8.4365
8.3813
8.3230
.92209
.91676
.91114
.90518
.89889
.07791
.08324
.08886
.09482
.10111
100
101
102
103
104
1.8995
1.8058
1.7133
1.6212
1.5220
.20515
.19503
.18504
.17509
.16437
.79485
.80497
.81496
.82491
.83563
50
51
52
53
54
8.2613
8.1961
8.1276
8.0558
7.9807
.89222
.88518
.87778
.87003
.86192
.10778
.11482
.12222
.12997
.13808
105
106
107
108
109
1.4252
1.2986
1.1430
.8935
.4513
.15393
.14025
.12344
.09650
.04874
.84607
.85975
.87656
.90350
.95126
44
Table S (11.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
8.9640
9.0393
9.0405
9.0396
9.0376
.98604
.99432
.99446
.99436
.99413
.01396
.00568
.00554
.00564
.00587
55
56
57
58
59
7.7894
7.7096
7.6263
7.5397
7.4501
.85683
.84806
.83889
.82936
.81951
Remainder
.14317
.15194
.16111
.17064
.18049
5
6
7
8
9
9.0346
9.0310
9.0267
9.0219
9.0162
.99380
.99341
.99294
.99241
.99178
.00620
.00659
.00706
.00759
.00822
60
61
62
63
64
7.3576
7.2619
7.1625
7.0591
6.9519
.80934
.79881
.78788
.77650
.76471
.19066
.20119
.21212
.22350
.23529
10
11
12
13
14
9.0096
9.0022
8.9940
8.9854
8.9768
.99106
.99024
.98934
.98839
.98745
.00894
.00976
.01066
.01161
.01255
65
66
67
68
69
6.8407
6.7252
6.6047
6.4793
6.3494
.75248
.73977
.72652
.71272
.69843
.24752
.26023
.27348
.28728
.30157
15
16
17
18
19
8.9687
8.9612
8.9542
8.9476
8.9410
.98655
.98573
.98496
.98424
.98350
.01345
.01427
.01504
.01576
.01650
70
71
72
73
74
6.2157
6.0788
5.9392
5.7973
5.6524
.68372
.66867
.65332
.63771
.62177
.31628
.33133
.34668
.36229
.37823
20
21
22
23
24
8.9340
8.9265
8.9187
8.9103
8.9012
.98274
.98191
.98105
.98013
.97913
.01726
.01809
.01895
.01987
.02087
75
76
77
78
79
5.5037
5.3505
5.1927
5.0305
4.8649
.60541
.58856
.57120
.55335
.53513
.39459
.41144
.42880
.44665
.46487
25
26
27
28
29
8.8911
8.8802
8.8681
8.8550
8.8409
.97803
.97682
.97549
.97405
.97249
.02197
.02318
.02451
.02595
.02751
80
81
82
83
84
4.6975
4.5299
4.3630
4.1969
4.0304
.51673
.49829
.47993
.46166
.44334
.48327
.50171
.52007
.53834
.55666
30
31
32
33
34
8.8257
8.8096
8.7924
8.7738
8.7539
.97083
.96906
.96716
.96512
.96293
.02917
.03094
.03284
.03488
.03707
85
86
87
88
89
3.8622
3.6941
3.5286
3.3661
3.2067
.42484
.40635
.38815
.37027
.35274
.57516
.59365
.61185
.62973
.64726
35
36
37
38
39
8.7325
8.7095
8.6848
8.6582
8.6296
.96057
.95804
.95533
.95240
.94925
.03943
.04196
.04467
.04760
.05075
90
91
92
93
94
3.0507
2.9010
2.7612
2.6312
2.5091
.33558
.31911
.30373
.28943
.27600
.66442
.68089
.69627
.71057
.72400
40
41
42
43
44
8.5986
8.5651
8.5289
8.4899
8.4480
.94585
.94216
.93818
.93389
.92928
.05415
.05784
.06182
.06611
.07072
95
96
97
98
99
2.3922
2.2814
2.1783
2.0809
1.9852
.26314
.25095
.23961
.22890
.21838
.73686
.74905
.76039
.77110
.78162
45
46
47
48
49
8.4034
8.3559
8.3057
8.2525
8.1963
.92437
.91915
.91363
.90778
.90160
.07563
.08085
.08637
.09222
.09840
100
101
102
103
104
1.8915
1.7985
1.7066
1.6152
1.5166
.20807
.19783
.18773
.17767
.16683
.79193
.80217
.81227
.82233
.83317
50
51
52
53
54
8.1368
8.0738
8.0076
7.9382
7.8655
.89504
.88811
.88084
.87320
.86520
.10496
.11189
.11916
.12680
.13480
105
106
107
108
109
1.4206
1.2947
1.1400
.8916
.4505
.15626
.14242
.12540
.09807
.04955
.84374
.85758
.87460
.90193
.95045
45
Table S (11.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
8.8056
8.8796
8.8810
8.8802
8.8783
.98623
.99452
.99467
.99458
.99437
.01377
.00548
.00533
.00542
.00563
55
56
57
58
59
7.6795
7.6022
7.5214
7.4373
7.3503
.86011
.85145
.84240
.83298
.82324
Remainder
.13989
.14855
.15760
.16702
.17676
5
6
7
8
9
8.8755
8.8721
8.8680
8.8634
8.8580
.99405
.99367
.99322
.99270
.99210
.00595
.00633
.00678
.00730
.00790
60
61
62
63
64
7.2605
7.1675
7.0708
6.9702
6.8658
.81318
.80276
.79193
.78066
.76897
.18682
.19724
.20807
.21934
.23103
10
11
12
13
14
8.8517
8.8446
8.8368
8.8285
8.8203
.99139
.99060
.98972
.98879
.98787
.00861
.00940
.01028
.01121
.01213
65
66
67
68
69
6.7575
6.6449
6.5273
6.4049
6.2779
.75684
.74423
.73106
.71735
.70313
.24316
.25577
.26894
.28265
.29687
15
16
17
18
19
8.8125
8.8053
8.7987
8.7925
8.7862
.98700
.98620
.98545
.98475
.98405
.01300
.01380
.01455
.01525
.01595
70
71
72
73
74
6.1472
6.0133
5.8767
5.7377
5.5957
.68848
.67349
.65819
.64262
.62672
.31152
.32651
.34181
.35738
.37328
20
21
22
23
24
8.7796
8.7725
8.7651
8.7572
8.7486
.98331
.98252
.98170
.98081
.97984
.01669
.01748
.01830
.01919
.02016
75
76
77
78
79
5.4499
5.2996
5.1446
4.9852
4.8224
.61039
.59355
.57620
.55834
.54010
.38961
.40645
.42380
.44166
.45990
25
26
27
28
29
8.7391
8.7288
8.7173
8.7048
8.6914
.97878
.97762
.97633
.97494
.97344
.02122
.02238
.02367
.02506
.02656
80
81
82
83
84
4.6577
4.4927
4.3283
4.1646
4.0004
.52166
.50318
.48477
.46644
.44805
.47834
.49682
.51523
.53356
.55195
30
31
32
33
34
8.6770
8.6617
8.6453
8.6276
8.6087
.97183
.97011
.96827
.96629
.96417
.02817
.02989
.03173
.03371
.03583
85
86
87
88
89
3.8345
3.6685
3.5050
3.3444
3.1868
.42946
.41087
.39256
.37457
.35692
.57054
.58913
.60744
.62543
.64308
35
36
37
38
39
8.5882
8.5663
8.5427
8.5173
8.4899
.96188
.95942
.95679
.95394
.95087
.03812
.04058
.04321
.04606
.04913
90
91
92
93
94
3.0324
2.8843
2.7458
2.6170
2.4960
.33963
.32304
.30753
.29311
.27956
.66037
.67696
.69247
.70689
.72044
40
41
42
43
44
8.4603
8.4281
8.3934
8.3559
8.3156
.94755
.94395
.94006
.93586
.93135
.05245
.05605
.05994
.06414
.06865
95
96
97
98
99
2.3802
2.2703
2.1681
2.0715
1.9766
.26658
.25428
.24282
.23201
.22138
.73342
.74572
.75718
.76799
.77862
45
46
47
48
49
8.2727
8.2270
8.1786
8.1274
8.0732
.92654
.92142
.91601
.91027
.90419
.07346
.07858
.08399
.08973
.09581
100
101
102
103
104
1.8836
1.7912
1.7000
1.6092
1.5113
.21096
.20062
.19040
.18023
.16927
.78904
.79938
.80960
.81977
.83073
50
51
52
53
54
8.0156
7.9548
7.8908
7.8236
7.7533
.89775
.89093
.88377
.87625
.86837
.10225
.10907
.11623
.12375
.13163
105
106
107
108
109
1.4159
1.2908
1.1369
.8896
.4496
.15858
.14457
.12734
.09963
.05036
.84142
.85543
.87266
.90037
.94964
46
Table S (11.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
8.6527
8.7254
8.7268
8.7262
8.7244
.98641
.99470
.99486
.99478
.99458
.01359
.00530
.00514
.00522
.00542
55
56
57
58
59
7.5725
7.4975
7.4191
7.3375
7.2530
.86326
.85472
.84578
.83647
.82684
Remainder
.13674
.14528
.15422
.16353
.17316
5
6
7
8
9
8.7218
8.7186
8.7148
8.7104
8.7052
.99429
.99392
.99348
.99298
.99240
.00571
.00608
.00652
.00702
.00760
60
61
62
63
64
7.1657
7.0753
6.9812
6.8833
6.7816
.81689
.80659
.79586
.78470
.77310
.18311
.19341
.20414
.21530
.22690
10
11
12
13
14
8.6992
8.6924
8.6848
8.6769
8.6690
.99171
.99093
.99007
.98916
.98827
.00829
.00907
.00993
.01084
.01173
65
66
67
68
69
6.6761
6.5663
6.4515
6.3319
6.2079
.76107
.74855
.73547
.72184
.70770
.23893
.25145
.26453
.27816
.29230
15
16
17
18
19
8.6615
8.6547
8.6484
8.6425
8.6365
.98741
.98664
.98592
.98524
.98456
.01259
.01336
.01408
.01476
.01544
70
71
72
73
74
6.0800
5.9490
5.8153
5.6792
5.5400
.69312
.67819
.66294
.64743
.63156
.30688
.32181
.33706
.35257
.36844
20
21
22
23
24
8.6303
8.6236
8.6167
8.6092
8.6010
.98385
.98309
.98230
.98145
.98052
.01615
.01691
.01770
.01855
.01948
75
76
77
78
79
5.3970
5.2495
5.0973
4.9407
4.7805
.61526
.59844
.58109
.56323
.54498
.38474
.40156
.41891
.43677
.45502
25
26
27
28
29
8.5921
8.5822
8.5713
8.5595
8.5467
.97949
.97838
.97713
.97578
.97433
.02051
.02162
.02287
.02422
.02567
80
81
82
83
84
4.6185
4.4561
4.2941
4.1328
3.9708
.52651
.50799
.48953
.47114
.45268
.47349
.49201
.51047
.52886
.54732
30
31
32
33
34
8.5330
8.5184
8.5028
8.4860
8.4680
.97277
.97110
.96932
.96740
.96535
.02723
.02890
.03068
.03260
.03465
85
86
87
88
89
3.8071
3.6432
3.4817
3.3229
3.1671
.43401
.41532
.39691
.37882
.36105
.56599
.58468
.60309
.62118
.63895
35
36
37
38
39
8.4484
8.4275
8.4050
8.3806
8.3544
.96312
.96073
.95817
.95539
.95240
.03688
.03927
.04183
.04461
.04760
90
91
92
93
94
3.0143
2.8677
2.7306
2.6030
2.4831
.34363
.32691
.31128
.29674
.28308
.65637
.67309
.68872
.70326
.71692
40
41
42
43
44
8.3260
8.2952
8.2619
8.2259
8.1871
.94917
.94565
.94185
.93775
.93333
.05083
.05435
.05815
.06225
.06667
95
96
97
98
99
2.3683
2.2594
2.1579
2.0622
1.9680
.26998
.25757
.24601
.23509
.22435
.73002
.74243
.75399
.76491
.77565
45
46
47
48
49
8.1458
8.1017
8.0551
8.0057
7.9534
.92862
.92360
.91828
.91265
.90668
.07138
.07640
.08172
.08735
.09332
100
101
102
103
104
1.8757
1.7840
1.6935
1.6033
1.5060
.21383
.20338
.19306
.18277
.17169
.78617
.79662
.80694
.81723
.82831
50
51
52
53
54
7.8978
7.8389
7.7771
7.7121
7.6439
.90035
.89364
.88659
.87918
.87141
.09965
.10636
.11341
.12082
.12859
105
106
107
108
109
1.4113
1.2870
1.1339
.8876
.4488
.16089
.14671
.12927
.10119
.05117
.83911
.85329
.87073
.89881
.94883
47
Table S (11.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
8.5049
8.5765
8.5779
8.5774
8.5758
.98657
.99487
.99504
.99498
.99479
.01343
.00513
.00496
.00502
.00521
55
56
57
58
59
7.4681
7.3954
7.3193
7.2401
7.1580
.86630
.85787
.84904
.83985
.83032
Remainder
.13370
.14213
.15096
.16015
.16968
5
6
7
8
9
8.5733
8.5703
8.5666
8.5625
8.5575
.99450
.99415
.99373
.99325
.99267
.00550
.00585
.00627
.00675
.00733
60
61
62
63
64
7.0731
6.9852
6.8937
6.7983
6.6993
.82048
.81029
.79967
.78861
.77711
.17952
.18971
.20033
.21139
.22289
10
11
12
13
14
8.5518
8.5452
8.5380
8.5303
8.5227
.99201
.99125
.99040
.98951
.98864
.00799
.00875
.00960
.01049
.01136
65
66
67
68
69
6.5964
6.4893
6.3773
6.2605
6.1393
.76518
.75276
.73976
.72622
.71215
.23482
.24724
.26024
.27378
.28785
15
16
17
18
19
8.5156
8.5090
8.5030
8.4974
8.4918
.98780
.98705
.98635
.98570
.98505
.01220
.01295
.01365
.01430
.01495
70
71
72
73
74
6.0142
5.8860
5.7551
5.6217
5.4853
.69765
.68278
.66759
.65212
.63630
.30235
.31722
.33241
.34788
.36370
20
21
22
23
24
8.4859
8.4796
8.4730
8.4659
8.4582
.98436
.98363
.98287
.98205
.98115
.01564
.01637
.01713
.01795
.01885
75
76
77
78
79
5.3451
5.2003
5.0508
4.8968
4.7393
.62003
.60323
.58589
.56803
.54976
.37997
.39677
.41411
.43197
.45024
25
26
27
28
29
8.4497
8.4404
8.4300
8.4188
8.4066
.98016
.97909
.97788
.97658
.97517
.01984
.02091
.02212
.02342
.02483
80
81
82
83
84
4.5799
4.4199
4.2604
4.1014
3.9417
.53127
.51271
.49420
.47576
.45723
.46873
.48729
.50580
.52424
.54277
30
31
32
33
34
8.3936
8.3797
8.3648
8.3487
8.3315
.97366
.97204
.97032
.96845
.96646
.02634
.02796
.02968
.03155
.03354
85
86
87
88
89
3.7801
3.6182
3.4587
3.3018
3.1476
.43849
.41971
.40120
.38300
.36512
.56151
.58029
.59880
.61700
.63488
35
36
37
38
39
8.3129
8.2929
8.2714
8.2481
8.2230
.96429
.96197
.95948
.95678
.95386
.03571
.03803
.04052
.04322
.04614
90
91
92
93
94
2.9964
2.8513
2.7155
2.5891
2.4703
.34759
.33075
.31499
.30033
.28656
.65241
.66925
.68501
.69967
.71344
40
41
42
43
44
8.1957
8.1662
8.1341
8.0995
8.0622
.95071
.94728
.94356
.93955
.93522
.04929
.05272
.05644
.06045
.06478
95
96
97
98
99
2.3565
2.2485
2.1479
2.0529
1.9595
.27335
.26083
.24916
.23814
.22730
.72665
.73917
.75084
.76186
.77270
45
46
47
48
49
8.0224
7.9800
7.9350
7.8873
7.8368
.93060
.92568
.92046
.91493
.90907
.06940
.07432
.07954
.08507
.09093
100
101
102
103
104
1.8679
1.7769
1.6870
1.5974
1.5008
.21667
.20612
.19569
.18530
.17409
.78333
.79388
.80431
.81470
.82591
50
51
52
53
54
7.7831
7.7262
7.6663
7.6034
7.5374
.90284
.89624
.88929
.88199
.87434
.09716
.10376
.11071
.11801
.12566
105
106
107
108
109
1.4067
1.2831
1.1309
.8856
.4480
.16318
.14884
.13119
.10273
.05197
.83682
.85116
.86881
.89727
.94803
48
Table S (11.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
8.3621
8.4325
8.4340
8.4335
8.4320
.98673
.99503
.99521
.99516
.99498
.01327
.00497
.00479
.00484
.00502
55
56
57
58
59
7.3664
7.2959
7.2220
7.1450
7.0652
.86923
.86091
.85219
.84311
.83369
Remainder
.13077
.13909
.14781
.15689
.16631
5
6
7
8
9
8.4297
8.4268
8.4234
8.4194
8.4147
.99471
.99437
.99396
.99349
.99294
.00529
.00563
.00604
.00651
.00706
60
61
62
63
64
6.9827
6.8972
6.8081
6.7153
6.6187
.82396
.81387
.80336
.79240
.78101
.17604
.18613
.19664
.20760
.21899
10
11
12
13
14
8.4092
8.4029
8.3959
8.3885
8.3812
.99228
.99154
.99072
.98984
.98898
.00772
.00846
.00928
.01016
.01102
65
66
67
68
69
6.5184
6.4139
6.3046
6.1905
6.0720
.76917
.75684
.74394
.73048
.71649
.23083
.24316
.25606
.26952
.28351
15
16
17
18
19
8.3743
8.3681
8.3624
8.3570
8.3517
.98817
.98743
.98676
.98613
.98550
.01183
.01257
.01324
.01387
.01450
70
71
72
73
74
5.9496
5.8242
5.6959
5.5653
5.4316
.70206
.68725
.67212
.65670
.64092
.29794
.31275
.32788
.34330
.35908
20
21
22
23
24
8.3461
8.3401
8.3339
8.3272
8.3199
.98484
.98414
.98340
.98261
.98175
.01516
.01586
.01660
.01739
.01825
75
76
77
78
79
5.2940
5.1519
5.0051
4.8537
4.6988
.62469
.60792
.59060
.57274
.55446
.37531
.39208
.40940
.42726
.44554
25
26
27
28
29
8.3118
8.3030
8.2931
8.2824
8.2708
.98080
.97975
.97859
.97733
.97596
.01920
.02025
.02141
.02267
.02404
80
81
82
83
84
4.5419
4.3844
4.2271
4.0704
3.9129
.53594
.51735
.49880
.48031
.46172
.46406
.48265
.50120
.51969
.53828
30
31
32
33
34
8.2584
8.2452
8.2310
8.2157
8.1992
.97449
.97293
.97126
.96945
.96751
.02551
.02707
.02874
.03055
.03249
85
86
87
88
89
3.7534
3.5935
3.4359
3.2808
3.1283
.44290
.42404
.40544
.38713
.36914
.55710
.57596
.59456
.61287
.63086
35
36
37
38
39
8.1814
8.1623
8.1417
8.1194
8.0954
.96541
.96315
.96072
.95809
.95525
.03459
.03685
.03928
.04191
.04475
90
91
92
93
94
2.9788
2.8350
2.7005
2.5753
2.4577
.35149
.33453
.31866
.30389
.29000
.64851
.66547
.68134
.69611
.71000
40
41
42
43
44
8.0693
8.0409
8.0101
7.9768
7.9409
.95217
.94882
.94519
.94126
.93702
.04783
.05118
.05481
.05874
.06298
95
96
97
98
99
2.3448
2.2377
2.1380
2.0437
1.9510
.27669
.26405
.25228
.24116
.23022
.72331
.73595
.74772
.75884
.76978
45
46
47
48
49
7.9025
7.8616
7.8182
7.7722
7.7234
.93250
.92767
.92255
.91712
.91136
.06750
.07233
.07745
.08288
.08864
100
101
102
103
104
1.8601
1.7698
1.6805
1.5915
1.4956
.21949
.20883
.19830
.18780
.17648
.78051
.79117
.80170
.81220
.82352
50
51
52
53
54
7.6715
7.6164
7.5585
7.4975
7.4336
.90523
.89874
.89190
.88471
.87716
.09477
.10126
.10810
.11529
.12284
105
106
107
108
109
1.4021
1.2793
1.1279
.8837
.4472
.16545
.15096
.13310
.10428
.05277
.83455
.84904
.86690
.89572
.94723
49
Table S (12.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
8.2240
8.2932
8.2947
8.2944
8.2930
.98688
.99518
.99537
.99532
.99516
.01312
.00482
.00463
.00468
.00484
55
56
57
58
59
7.2672
7.1987
7.1270
7.0521
6.9746
.87206
.86385
.85523
.84626
.83695
Remainder
.12794
.13615
.14477
.15374
.16305
5
6
7
8
9
8.2908
8.2881
8.2848
8.2810
8.2765
.99490
.99457
.99418
.99372
.99318
.00510
.00543
.00582
.00628
.00682
60
61
62
63
64
6.8944
6.8112
6.7245
6.6340
6.5399
.82732
.81734
.80694
.79608
.78479
.17268
.18266
.19306
.20392
.21521
10
11
12
13
14
8.2712
8.2652
8.2584
8.2513
8.2443
.99254
.99182
.99101
.99015
.98931
.00746
.00818
.00899
.00985
.01069
65
66
67
68
69
6.4421
6.3402
6.2334
6.1219
6.0060
.77305
.76082
.74800
.73463
.72072
.22695
.23918
.25200
.26537
.27928
15
16
17
18
19
8.2377
8.2317
8.2262
8.2211
8.2161
.98852
.98780
.98714
.98653
.98593
.01148
.01220
.01286
.01347
.01407
70
71
72
73
74
5.8863
5.7635
5.6379
5.5099
5.3788
.70636
.69162
.67655
.66118
.64545
.29364
.30838
.32345
.33882
.35455
20
21
22
23
24
8.2108
8.2051
8.1992
8.1929
8.1859
.98529
.98461
.98390
.98314
.98231
.01471
.01539
.01610
.01686
.01769
75
76
77
78
79
5.2438
5.1043
4.9601
4.8113
4.6589
.62926
.61251
.59521
.57735
.55906
.37074
.38749
.40479
.42265
.44094
25
26
27
28
29
8.1783
8.1699
8.1605
8.1503
8.1393
.98139
.98039
.97926
.97804
.97671
.01861
.01961
.02074
.02196
.02329
80
81
82
83
84
4.5044
4.3493
4.1944
4.0399
3.8845
.54053
.52191
.50333
.48478
.46614
.45947
.47809
.49667
.51522
.53386
30
31
32
33
34
8.1274
8.1148
8.1012
8.0866
8.0709
.97529
.97377
.97215
.97039
.96851
.02471
.02623
.02785
.02961
.03149
85
86
87
88
89
3.7271
3.5692
3.4134
3.2601
3.1093
.44725
.42830
.40961
.39121
.37311
.55275
.57170
.59039
.60879
.62689
35
36
37
38
39
8.0539
8.0356
8.0159
7.9945
7.9715
.96646
.96427
.96191
.95934
.95657
.03354
.03573
.03809
.04066
.04343
90
91
92
93
94
2.9613
2.8189
2.6858
2.5617
2.4451
.35535
.33827
.32229
.30741
.29341
.64465
.66173
.67771
.69259
.70659
40
41
42
43
44
7.9464
7.9191
7.8895
7.8575
7.8229
.95357
.95030
.94674
.94290
.93875
.04643
.04970
.05326
.05710
.06125
95
96
97
98
99
2.3332
2.2271
2.1281
2.0346
1.9426
.27999
.26725
.25537
.24416
.23312
.72001
.73275
.74463
.75584
.76688
45
46
47
48
49
7.7860
7.7465
7.7046
7.6601
7.6130
.93431
.92957
.92455
.91922
.91356
.06569
.07043
.07545
.08078
.08644
100
101
102
103
104
1.8524
1.7627
1.6741
1.5857
1.4904
.22229
.21153
.20089
.19029
.17885
.77771
.78847
.79911
.80971
.82115
50
51
52
53
54
7.5628
7.5095
7.4534
7.3943
7.3323
.90753
.90114
.89440
.88732
.87988
.09247
.09886
.10560
.11268
.12012
105
106
107
108
109
1.3976
1.2755
1.1250
.8817
.4464
.16771
.15306
.13500
.10581
.05357
.83229
.84694
.86500
.89419
.94643
50
Table S (12.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
8.0903
8.1584
8.1600
8.1597
8.1584
.98702
.99532
.99552
.99548
.99532
.01298
.00468
.00448
.00452
.00468
55
56
57
58
59
7.1704
7.1039
7.0342
6.9615
6.8861
.87478
.86668
.85817
.84930
.84010
Remainder
.12522
.13332
.14183
.15070
.15990
5
6
7
8
9
8.1563
8.1538
8.1506
8.1470
8.1427
.99507
.99476
.99438
.99394
.99341
.00493
.00524
.00562
.00606
.00659
60
61
62
63
64
6.8080
6.7271
6.6426
6.5545
6.4628
.83058
.82071
.81040
.79965
.78846
.16942
.17929
.18960
.20035
.21154
10
11
12
13
14
8.1376
8.1318
8.1253
8.1184
8.1116
.99279
.99208
.99129
.99045
.98962
.00721
.00792
.00871
.00955
.01038
65
66
67
68
69
6.3674
6.2679
6.1636
6.0546
5.9413
.77682
.76468
.75196
.73867
.72484
.22318
.23532
.24804
.26133
.27516
15
16
17
18
19
8.1053
8.0995
8.0943
8.0895
8.0847
.98884
.98814
.98750
.98692
.98633
.01116
.01186
.01250
.01308
.01367
70
71
72
73
74
5.8242
5.7039
5.5809
5.4554
5.3269
.71055
.69588
.68087
.66556
.64988
.28945
.30412
.31913
.33444
.35012
20
21
22
23
24
8.0797
8.0743
8.0687
8.0627
8.0561
.98572
.98506
.98438
.98365
.98284
.01428
.01494
.01562
.01635
.01716
75
76
77
78
79
5.1945
5.0575
4.9158
4.7695
4.6196
.63372
.61701
.59972
.58188
.56359
.36628
.38299
.40028
.41812
.43641
25
26
27
28
29
8.0488
8.0408
8.0319
8.0222
8.0116
.98196
.98098
.97989
.97871
.97742
.01804
.01902
.02011
.02129
.02258
80
81
82
83
84
4.4675
4.3147
4.1621
4.0097
3.8564
.54504
.52640
.50777
.48919
.47049
.45496
.47360
.49223
.51081
.52951
30
31
32
33
34
8.0003
7.9883
7.9753
7.9614
7.9464
.97604
.97457
.97299
.97129
.96946
.02396
.02543
.02701
.02871
.03054
85
86
87
88
89
3.7011
3.5451
3.3912
3.2396
3.0904
.45153
.43251
.41373
.39523
.37703
.54847
.56749
.58627
.60477
.62297
35
36
37
38
39
7.9301
7.9126
7.8937
7.8732
7.8511
.96747
.96533
.96303
.96053
.95783
.03253
.03467
.03697
.03947
.04217
90
91
92
93
94
2.9440
2.8030
2.6711
2.5482
2.4327
.35916
.34197
.32588
.31089
.29679
.64084
.65803
.67412
.68911
.70321
40
41
42
43
44
7.8271
7.8008
7.7724
7.7415
7.7082
.95490
.95170
.94823
.94447
.94040
.04510
.04830
.05177
.05553
.05960
95
96
97
98
99
2.3218
2.2165
2.1183
2.0256
1.9343
.28326
.27041
.25844
.24713
.23599
.71674
.72959
.74156
.75287
.76401
45
46
47
48
49
7.6726
7.6344
7.5940
7.5511
7.5055
.93605
.93140
.92647
.92123
.91567
.06395
.06860
.07353
.07877
.08433
100
101
102
103
104
1.8448
1.7557
1.6677
1.5800
1.4853
.22506
.21420
.20346
.19276
.18121
.77494
.78580
.79654
.80724
.81879
50
51
52
53
54
7.4569
7.4053
7.3510
7.2937
7.2336
.90974
.90345
.89682
.88983
.88250
.09026
.09655
.10318
.11017
.11750
105
106
107
108
109
1.3931
1.2717
1.1220
.8798
.4456
.16995
.15515
.13689
.10734
.05437
.83005
.84485
.86311
.89266
.94563
51
Table S (12.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
7.9609
8.0278
8.0295
8.0293
8.0281
.98715
.99545
.99565
.99563
.99548
.01285
.00455
.00435
.00437
.00452
55
56
57
58
59
7.0759
7.0114
6.9437
6.8730
6.7996
.87742
.86941
.86101
.85225
.84315
Remainder
.12258
.13059
.13899
.14775
.15685
5
6
7
8
9
8.0261
8.0237
8.0207
8.0173
8.0131
.99524
.99494
.99457
.99414
.99363
.00476
.00506
.00543
.00586
.00637
60
61
62
63
64
6.7237
6.6449
6.5626
6.4767
6.3873
.83374
.82397
.81377
.80312
.79203
.16626
.17603
.18623
.19688
.20797
10
11
12
13
14
8.0082
8.0026
7.9963
7.9897
7.9832
.99302
.99233
.99155
.99072
.98991
.00698
.00767
.00845
.00928
.01009
65
66
67
68
69
6.2942
6.1971
6.0952
5.9887
5.8779
.78049
.76844
.75581
.74260
.72886
.21951
.23156
.24419
.25740
.27114
15
16
17
18
19
7.9770
7.9715
7.9665
7.9619
7.9574
.98915
.98847
.98785
.98728
.98671
.01085
.01153
.01215
.01272
.01329
70
71
72
73
74
5.7632
5.6455
5.5249
5.4020
5.2759
.71464
.70004
.68509
.66984
.65421
.28536
.29996
.31491
.33016
.34579
20
21
22
23
24
7.9526
7.9475
7.9422
7.9365
7.9302
.98612
.98549
.98483
.98412
.98335
.01388
.01451
.01517
.01588
.01665
75
76
77
78
79
5.1459
5.0114
4.8722
4.7284
4.5808
.63810
.62142
.60415
.58632
.56802
.36190
.37858
.39585
.41368
.43198
25
26
27
28
29
7.9233
7.9157
7.9072
7.8979
7.8878
.98249
.98155
.98049
.97934
.97809
.01751
.01845
.01951
.02066
.02191
80
81
82
83
84
4.4312
4.2806
4.1302
3.9800
3.8288
.54946
.53080
.51215
.49352
.47477
.45054
.46920
.48785
.50648
.52523
30
31
32
33
34
7.8771
7.8655
7.8532
7.8398
7.8255
.97675
.97533
.97379
.97214
.97036
.02325
.02467
.02621
.02786
.02964
85
86
87
88
89
3.6754
3.5214
3.3693
3.2194
3.0718
.45575
.43665
.41779
.39921
.38091
.54425
.56335
.58221
.60079
.61909
35
36
37
38
39
7.8099
7.7931
7.7750
7.7554
7.7342
.96842
.96634
.96410
.96167
.95904
.03158
.03366
.03590
.03833
.04096
90
91
92
93
94
2.9268
2.7873
2.6566
2.5349
2.4204
.36293
.34563
.32942
.31433
.30012
.63707
.65437
.67058
.68567
.69988
40
41
42
43
44
7.7111
7.6859
7.6584
7.6287
7.5966
.95617
.95305
.94965
.94596
.94198
.04383
.04695
.05035
.05404
.05802
95
96
97
98
99
2.3104
2.2060
2.1087
2.0167
1.9261
.28649
.27354
.26147
.25007
.23883
.71351
.72646
.73853
.74993
.76117
45
46
47
48
49
7.5622
7.5254
7.4864
7.4449
7.4008
.93771
.93315
.92831
.92316
.91769
.06229
.06685
.07169
.07684
.08231
100
101
102
103
104
1.8372
1.7488
1.6614
1.5743
1.4802
.22781
.21685
.20601
.19521
.18354
.77219
.78315
.79399
.80479
.81646
50
51
52
53
54
7.3537
7.3038
7.2511
7.1956
7.1373
.91186
.90567
.89914
.89226
.88502
.08814
.09433
.10086
.10774
.11498
105
106
107
108
109
1.3886
1.2680
1.1191
.8779
.4448
.17218
.15723
.13876
.10886
.05516
.82782
.84277
.86124
.89114
.94484
52
Table S (12.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
7.8355
7.9014
7.9031
7.9029
7.9018
.98727
.99557
.99579
.99577
.99563
.01273
.00443
.00421
.00423
.00437
55
56
57
58
59
6.9838
6.9211
6.8552
6.7865
6.7151
.87995
.87206
.86376
.85510
.84611
Remainder
.12005
.12794
.13624
.14490
.15389
5
6
7
8
9
7.9000
7.8977
7.8948
7.8915
7.8876
.99540
.99511
.99475
.99434
.99384
.00460
.00489
.00525
.00566
.00616
60
61
62
63
64
6.6412
6.5645
6.4844
6.4006
6.3134
.83679
.82713
.81703
.80648
.79549
.16321
.17287
.18297
.19352
.20451
10
11
12
13
14
7.8829
7.8775
7.8714
7.8649
7.8586
.99324
.99256
.99179
.99098
.99019
.00676
.00744
.00821
.00902
.00981
65
66
67
68
69
6.2226
6.1278
6.0282
5.9241
5.8156
.78405
.77210
.75956
.74644
.73277
.21595
.22790
.24044
.25356
.26723
15
16
17
18
19
7.8527
7.8474
7.8426
7.8382
7.8339
.98944
.98877
.98817
.98762
.98707
.01056
.01123
.01183
.01238
.01293
70
71
72
73
74
5.7034
5.5881
5.4700
5.3494
5.2258
.71863
.70410
.68922
.67403
.65845
.28137
.29590
.31078
.32597
.34155
20
21
22
23
24
7.8294
7.8245
7.8195
7.8140
7.8081
.98650
.98589
.98525
.98457
.98382
.01350
.01411
.01475
.01543
.01618
75
76
77
78
79
5.0982
4.9662
4.8293
4.6879
4.5427
.64238
.62573
.60849
.59067
.57238
.35762
.37427
.39151
.40933
.42762
25
26
27
28
29
7.8015
7.7943
7.7861
7.7773
7.7677
.98299
.98208
.98105
.97994
.97873
.01701
.01792
.01895
.02006
.02127
80
81
82
83
84
4.3953
4.2471
4.0988
3.9507
3.8015
.55381
.53513
.51645
.49779
.47899
.44619
.46487
.48355
.50221
.52101
30
31
32
33
34
7.7574
7.7464
7.7346
7.7218
7.7080
.97743
.97604
.97455
.97294
.97121
.02257
.02396
.02545
.02706
.02879
85
86
87
88
89
3.6501
3.4979
3.3476
3.1994
3.0534
.45991
.44074
.42180
.40312
.38473
.54009
.55926
.57820
.59688
.61527
35
36
37
38
39
7.6931
7.6770
7.6597
7.6409
7.6205
.96933
.96731
.96512
.96275
.96018
.03067
.03269
.03488
.03725
.03982
90
91
92
93
94
2.9099
2.7717
2.6423
2.5217
2.4082
.36665
.34924
.33293
.31773
.30343
.63335
.65076
.66707
.68227
.69657
40
41
42
43
44
7.5983
7.5740
7.5476
7.5190
7.4880
.95738
.95433
.95100
.94739
.94349
.04262
.04567
.04900
.05261
.05651
95
96
97
98
99
2.2992
2.1956
2.0991
2.0078
1.9179
.28969
.27665
.26448
.25298
.24166
.71031
.72335
.73552
.74702
.75834
45
46
47
48
49
7.4548
7.4193
7.3816
7.3414
7.2987
.93931
.93483
.93008
.92502
.91964
.06069
.06517
.06992
.07498
.08036
100
101
102
103
104
1.8297
1.7419
1.6551
1.5686
1.4751
.23054
.21948
.20854
.19764
.18587
.76946
.78052
.79146
.80236
.81413
50
51
52
53
54
7.2532
7.2048
7.1538
7.0999
7.0433
.91391
.90781
.90137
.89459
.88746
.08609
.09219
.09863
.10541
.11254
105
106
107
108
109
1.3841
1.2642
1.1161
.8760
.4440
.17440
.15929
.14063
.11037
.05595
.82560
.84071
.85937
.88963
.94405
53
Table S (12.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
7.7139
7.7788
7.7805
7.7805
7.7795
.98739
.99569
.99591
.99590
.99577
.01261
.00431
.00409
.00410
.00423
55
56
57
58
59
6.8938
6.8329
6.7689
6.7020
6.6325
.88241
.87461
.86641
.85785
.84897
Remainder
.11759
.12539
.13359
.14215
.15103
5
6
7
8
9
7.7777
7.7755
7.7728
7.7697
7.7659
.99555
.99527
.99492
.99452
.99403
.00445
.00473
.00508
.00548
.00597
60
61
62
63
64
6.5606
6.4859
6.4078
6.3262
6.2411
.83976
.83019
.82020
.80975
.79886
.16024
.16981
.17980
.19025
.20114
10
11
12
13
14
7.7613
7.7561
7.7502
7.7440
7.7379
.99345
.99278
.99203
.99123
.99045
.00655
.00722
.00797
.00877
.00955
65
66
67
68
69
6.1524
6.0598
5.9626
5.8607
5.7546
.78751
.77566
.76321
.75017
.73659
.21249
.22434
.23679
.24983
.26341
15
16
17
18
19
7.7322
7.7271
7.7225
7.7183
7.7142
.98972
.98906
.98848
.98794
.98741
.01028
.01094
.01152
.01206
.01259
70
71
72
73
74
5.6448
5.5318
5.4160
5.2978
5.1765
.72253
.70807
.69325
.67812
.66259
.27747
.29193
.30675
.32188
.33741
20
21
22
23
24
7.7098
7.7052
7.7004
7.6953
7.6896
.98686
.98627
.98565
.98499
.98427
.01314
.01373
.01435
.01501
.01573
75
76
77
78
79
5.0513
4.9216
4.7871
4.6480
4.5052
.64657
.62996
.61275
.59494
.57666
.35343
.37004
.38725
.40506
.42334
25
26
27
28
29
7.6834
7.6765
7.6687
7.6602
7.6510
.98347
.98259
.98159
.98051
.97933
.01653
.01741
.01841
.01949
.02067
80
81
82
83
84
4.3600
4.2140
4.0678
3.9217
3.7745
.55808
.53939
.52068
.50198
.48314
.44192
.46061
.47932
.49802
.51686
30
31
32
33
34
7.6412
7.6307
7.6194
7.6071
7.5940
.97807
.97672
.97528
.97371
.97203
.02193
.02328
.02472
.02629
.02797
85
86
87
88
89
3.6250
3.4748
3.3262
3.1796
3.0352
.46400
.44477
.42575
.40699
.38851
.53600
.55523
.57425
.59301
.61149
35
36
37
38
39
7.5796
7.5642
7.5476
7.5295
7.5099
.97019
.96822
.96609
.96378
.96127
.02981
.03178
.03391
.03622
.03873
90
91
92
93
94
2.8932
2.7563
2.6281
2.5086
2.3961
.37032
.35281
.33640
.32110
.30670
.62968
.64719
.66360
.67890
.69330
40
41
42
43
44
7.4886
7.4653
7.4398
7.4122
7.3823
.95854
.95555
.95230
.94877
.94494
.04146
.04445
.04770
.05123
.05506
95
96
97
98
99
2.2880
2.1853
2.0895
1.9990
1.9098
.29287
.27972
.26746
.25587
.24445
.70713
.72028
.73254
.74413
.75555
45
46
47
48
49
7.3503
7.3159
7.2795
7.2406
7.1993
.94083
.93644
.93177
.92680
.92151
.05917
.06356
.06823
.07320
.07849
100
101
102
103
104
1.8222
1.7351
1.6489
1.5629
1.4701
.23324
.22209
.21106
.20006
.18817
.76676
.77791
.78894
.79994
.81183
50
51
52
53
54
7.1552
7.1083
7.0588
7.0066
6.9517
.91587
.90987
.90353
.89685
.88981
.08413
.09013
.09647
.10315
.11019
105
106
107
108
109
1.3797
1.2605
1.1132
.8740
.4433
.17660
.16134
.14249
.11188
.05674
.82340
.83866
.85751
.88812
.94326
54
Table S (13.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
7.5961
7.6600
7.6617
7.6617
7.6608
.98750
.99580
.99602
.99602
.99590
.01250
.00420
.00398
.00398
.00410
55
56
57
58
59
6.8060
6.7468
6.6845
6.6194
6.5518
.88478
.87708
.86898
.86052
.85174
Remainder
.11522
.12292
.13102
.13948
.14826
5
6
7
8
9
7.6592
7.6571
7.6545
7.6515
7.6478
.99569
.99542
.99508
.99469
.99421
.00431
.00458
.00492
.00531
.00579
60
61
62
63
64
6.4818
6.4089
6.3328
6.2532
6.1702
.84263
.83316
.82327
.81292
.80213
.15737
.16684
.17673
.18708
.19787
10
11
12
13
14
7.6434
7.6384
7.6327
7.6266
7.6207
.99364
.99299
.99225
.99146
.99070
.00636
.00701
.00775
.00854
.00930
65
66
67
68
69
6.0837
5.9932
5.8982
5.7986
5.6947
.79088
.77912
.76676
.75382
.74031
.20912
.22088
.23324
.24618
.25969
15
16
17
18
19
7.6152
7.6103
7.6059
7.6019
7.5980
.98998
.98934
.98876
.98825
.98773
.01002
.01066
.01124
.01175
.01227
70
71
72
73
74
5.5872
5.4765
5.3630
5.2471
5.1281
.72633
.71194
.69719
.68212
.66665
.27367
.28806
.30281
.31788
.33335
20
21
22
23
24
7.5938
7.5894
7.5849
7.5800
7.5746
.98720
.98663
.98603
.98540
.98470
.01280
.01337
.01397
.01460
.01530
75
76
77
78
79
5.0052
4.8778
4.7456
4.6087
4.4682
.65068
.63411
.61693
.59914
.58086
.34932
.36589
.38307
.40086
.41914
25
26
27
28
29
7.5686
7.5621
7.5546
7.5465
7.5378
.98392
.98307
.98210
.98105
.97991
.01608
.01693
.01790
.01895
.02009
80
81
82
83
84
4.3252
4.1813
4.0372
3.8932
3.7479
.56228
.54357
.52484
.50612
.48723
.43772
.45643
.47516
.49388
.51277
30
31
32
33
34
7.5283
7.5182
7.5074
7.4957
7.4831
.97868
.97737
.97596
.97444
.97280
.02132
.02263
.02404
.02556
.02720
85
86
87
88
89
3.6003
3.4519
3.3050
3.1601
3.0172
.46804
.44874
.42965
.41081
.39224
.53196
.55126
.57035
.58919
.60776
35
36
37
38
39
7.4694
7.4546
7.4386
7.4213
7.4024
.97102
.96910
.96702
.96476
.96232
.02898
.03090
.03298
.03524
.03768
90
91
92
93
94
2.8766
2.7411
2.6141
2.4956
2.3841
.37396
.35634
.33983
.32443
.30994
.62604
.64366
.66017
.67557
.69006
40
41
42
43
44
7.3819
7.3594
7.3349
7.3083
7.2794
.95965
.95673
.95354
.95008
.94632
.04035
.04327
.04646
.04992
.05368
95
96
97
98
99
2.2770
2.1751
2.0801
1.9903
1.9017
.29601
.28276
.27041
.25874
.24723
.70399
.71724
.72959
.74126
.75277
45
46
47
48
49
7.2485
7.2153
7.1800
7.1424
7.1024
.94230
.93798
.93340
.92851
.92331
.05770
.06202
.06660
.07149
.07669
100
101
102
103
104
1.8148
1.7283
1.6427
1.5573
1.4651
.23592
.22468
.21355
.20245
.19046
.76408
.77532
.78645
.79755
.80954
50
51
52
53
54
7.0597
7.0142
6.9662
6.9155
6.8622
.91776
.91185
.90561
.89902
.89208
.08224
.08815
.09439
.10098
.10792
105
106
107
108
109
1.3753
1.2568
1.1103
.8721
.4425
.17879
.16338
.14434
.11338
.05752
.82121
.83662
.85566
.88662
.94248
55
Table S (13.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
7.4818
7.5447
7.5465
7.5465
7.5456
.98760
.99590
.99613
.99614
.99603
.01240
.00410
.00387
.00386
.00397
55
56
57
58
59
6.7202
6.6626
6.6020
6.5387
6.4729
.88706
.87946
.87147
.86311
.85442
Remainder
.11294
.12054
.12853
.13689
.14558
5
6
7
8
9
7.5441
7.5421
7.5396
7.5368
7.5332
.99582
.99556
.99523
.99485
.99439
.00418
.00444
.00477
.00515
.00561
60
61
62
63
64
6.4046
6.3337
6.2595
6.1819
6.1008
.84541
.83605
.82625
.81600
.80531
.15459
.16395
.17375
.18400
.19469
10
11
12
13
14
7.5290
7.5241
7.5186
7.5128
7.5070
.99383
.99318
.99246
.99169
.99093
.00617
.00682
.00754
.00831
.00907
65
66
67
68
69
6.0164
5.9280
5.8350
5.7376
5.6360
.79416
.78249
.77023
.75737
.74395
.20584
.21751
.22977
.24263
.25605
15
16
17
18
19
7.5017
7.4970
7.4927
7.4889
7.4851
.99023
.98960
.98904
.98853
.98804
.00977
.01040
.01096
.01147
.01196
70
71
72
73
74
5.5306
5.4222
5.3110
5.1973
5.0805
.73004
.71573
.70105
.68604
.67062
.26996
.28427
.29895
.31396
.32938
20
21
22
23
24
7.4812
7.4770
7.4727
7.4680
7.4629
.98752
.98697
.98639
.98578
.98511
.01248
.01303
.01361
.01422
.01489
75
76
77
78
79
4.9598
4.8346
4.7047
4.5701
4.4317
.65470
.63817
.62102
.60325
.58498
.34530
.36183
.37898
.39675
.41502
25
26
27
28
29
7.4572
7.4509
7.4438
7.4361
7.4277
.98435
.98352
.98258
.98156
.98045
.01565
.01648
.01742
.01844
.01955
80
81
82
83
84
4.2909
4.1491
4.0071
3.8650
3.7217
.56640
.54769
.52894
.51018
.49126
.43360
.45231
.47106
.48982
.50874
30
31
32
33
34
7.4186
7.4090
7.3986
7.3874
7.3753
.97926
.97799
.97662
.97513
.97354
.02074
.02201
.02338
.02487
.02646
85
86
87
88
89
3.5759
3.4292
3.2841
3.1408
2.9994
.47202
.45266
.43350
.41458
.39592
.52798
.54734
.56650
.58542
.60408
35
36
37
38
39
7.3621
7.3479
7.3326
7.3159
7.2978
.97180
.96993
.96791
.96570
.96331
.02820
.03007
.03209
.03430
.03669
90
91
92
93
94
2.8602
2.7260
2.6002
2.4828
2.3723
.37754
.35983
.34322
.32773
.31314
.62246
.64017
.65678
.67227
.68686
40
41
42
43
44
7.2781
7.2564
7.2328
7.2071
7.1792
.96070
.95785
.95473
.95134
.94765
.03930
.04215
.04527
.04866
.05235
95
96
97
98
99
2.2660
2.1650
2.0708
1.9816
1.8938
.29912
.28578
.27334
.26158
.24998
.70088
.71422
.72666
.73842
.75002
45
46
47
48
49
7.1493
7.1172
7.0831
7.0467
7.0079
.94370
.93947
.93496
.93016
.92505
.05630
.06053
.06504
.06984
.07495
100
101
102
103
104
1.8075
1.7216
1.6366
1.5518
1.4601
.23858
.22725
.21603
.20483
.19274
.76142
.77275
.78397
.79517
.80726
50
51
52
53
54
6.9665
6.9224
6.8758
6.8266
6.7748
.91958
.91376
.90761
.90112
.89428
.08042
.08624
.09239
.09888
.10572
105
106
107
108
109
1.3709
1.2531
1.1075
.8702
.4417
.18096
.16541
.14618
.11487
.05830
.81904
.83459
.85382
.88513
.94170
56
Table S (13.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
7.3709
7.4328
7.4346
7.4347
7.4339
.98770
.99600
.99624
.99625
.99614
.01230
.00400
.00376
.00375
.00386
55
56
57
58
59
6.6364
6.5804
6.5214
6.4598
6.3957
.88928
.88177
.87387
.86561
.85702
Remainder
.11072
.11823
.12613
.13439
.14298
5
6
7
8
9
7.4325
7.4306
7.4282
7.4254
7.4220
.99595
.99570
.99538
.99501
.99455
.00405
.00430
.00462
.00499
.00545
60
61
62
63
64
6.3292
6.2600
6.1877
6.1119
6.0329
.84811
.83885
.82915
.81900
.80841
.15189
.16115
.17085
.18100
.19159
10
11
12
13
14
7.4179
7.4132
7.4079
7.4022
7.3967
.99400
.99337
.99265
.99190
.99115
.00600
.00663
.00735
.00810
.00885
65
66
67
68
69
5.9504
5.8640
5.7731
5.6778
5.5783
.79735
.78578
.77360
.76083
.74749
.20265
.21422
.22640
.23917
.25251
15
16
17
18
19
7.3915
7.3869
7.3828
7.3792
7.3756
.99046
.98985
.98930
.98881
.98833
.00954
.01015
.01070
.01119
.01167
70
71
72
73
74
5.4751
5.3688
5.2598
5.1483
5.0337
.73367
.71943
.70481
.68987
.67451
.26633
.28057
.29519
.31013
.32549
20
21
22
23
24
7.3718
7.3678
7.3637
7.3593
7.3544
.98783
.98729
.98674
.98614
.98549
.01217
.01271
.01326
.01386
.01451
75
76
77
78
79
4.9152
4.7922
4.6644
4.5320
4.3958
.65864
.64216
.62504
.60729
.58904
.34136
.35784
.37496
.39271
.41096
25
26
27
28
29
7.3490
7.3430
7.3361
7.3288
7.3207
.98476
.98396
.98304
.98205
.98097
.01524
.01604
.01696
.01795
.01903
80
81
82
83
84
4.2572
4.1174
3.9774
3.8372
3.6957
.57046
.55173
.53297
.51419
.49523
.42954
.44827
.46703
.48581
.50477
30
31
32
33
34
7.3120
7.3028
7.2928
7.2821
7.2705
.97981
.97857
.97724
.97580
.97424
.02019
.02143
.02276
.02420
.02576
85
86
87
88
89
3.5518
3.4069
3.2634
3.1217
2.9818
.47594
.45652
.43730
.41830
.39956
.52406
.54348
.56270
.58170
.60044
35
36
37
38
39
7.2578
7.2442
7.2295
7.2134
7.1960
.97255
.97072
.96875
.96660
.96427
.02745
.02928
.03125
.03340
.03573
90
91
92
93
94
2.8440
2.7111
2.5864
2.4701
2.3605
.38109
.36328
.34658
.33099
.31631
.61891
.63672
.65342
.66901
.68369
40
41
42
43
44
7.1770
7.1561
7.1333
7.1085
7.0815
.96172
.95892
.95587
.95254
.94893
.03828
.04108
.04413
.04746
.05107
95
96
97
98
99
2.2552
2.1550
2.0615
1.9731
1.8858
.30219
.28877
.27624
.26439
.25270
.69781
.71123
.72376
.73561
.74730
45
46
47
48
49
7.0526
7.0216
6.9886
6.9533
6.9158
.94505
.94089
.93647
.93174
.92671
.05495
.05911
.06353
.06826
.07329
100
101
102
103
104
1.8002
1.7149
1.6305
1.5462
1.4552
.24122
.22979
.21848
.20720
.19499
.75878
.77021
.78152
.79280
.80501
50
51
52
53
54
6.8756
6.8328
6.7876
6.7398
6.6895
.92133
.91560
.90954
.90314
.89639
.07867
.08440
.09046
.09686
.10361
105
106
107
108
109
1.3666
1.2495
1.1046
.8684
.4409
.18312
.16743
.14801
.11636
.05908
.81688
.83257
.85199
.88364
.94092
57
Table S (13.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
7.2632
7.3242
7.3260
7.3261
7.3254
.98779
.99609
.99634
.99635
.99625
.01221
.00391
.00366
.00365
.00375
55
56
57
58
59
6.5545
6.5000
6.4427
6.3826
6.3202
.89141
.88401
.87620
.86803
.85954
Remainder
.10859
.11599
.12380
.13197
.14046
5
6
7
8
9
7.3240
7.3222
7.3200
7.3173
7.3140
.99607
.99582
.99551
.99515
.99471
.00393
.00418
.00449
.00485
.00529
60
61
62
63
64
6.2554
6.1880
6.1174
6.0435
5.9663
.85073
.84156
.83197
.82191
.81141
.14927
.15844
.16803
.17809
.18859
10
11
12
13
14
7.3101
7.3055
7.3003
7.2948
7.2894
.99417
.99355
.99284
.99210
.99136
.00583
.00645
.00716
.00790
.00864
65
66
67
68
69
5.8857
5.8013
5.7124
5.6192
5.5217
.80045
.78898
.77689
.76421
.75095
.19955
.21102
.22311
.23579
.24905
15
16
17
18
19
7.2844
7.2800
7.2761
7.2726
7.2692
.99068
.99008
.98955
.98907
.98860
.00932
.00992
.01045
.01093
.01140
70
71
72
73
74
5.4206
5.3165
5.2095
5.1001
4.9876
.73721
.72304
.70850
.69362
.67832
.26279
.27696
.29150
.30638
.32168
20
21
22
23
24
7.2656
7.2618
7.2578
7.2536
7.2489
.98812
.98760
.98706
.98649
.98585
.01188
.01240
.01294
.01351
.01415
75
76
77
78
79
4.8713
4.7504
4.6248
4.4945
4.3604
.66250
.64606
.62897
.61126
.59302
.33750
.35394
.37103
.38874
.40698
25
26
27
28
29
7.2437
7.2380
7.2315
7.2244
7.2167
.98515
.98437
.98348
.98252
.98147
.01485
.01563
.01652
.01748
.01853
80
81
82
83
84
4.2238
4.0861
3.9480
3.8098
3.6702
.57444
.55571
.53693
.51813
.49914
.42556
.44429
.46307
.48187
.50086
30
31
32
33
34
7.2084
7.1995
7.1900
7.1796
7.1685
.98034
.97913
.97783
.97643
.97491
.01966
.02087
.02217
.02357
.02509
85
86
87
88
89
3.5280
3.3848
3.2430
3.1028
2.9643
.47981
.46034
.44105
.42198
.40315
.52019
.53966
.55895
.57802
.59685
35
36
37
38
39
7.1563
7.1433
7.1291
7.1136
7.0969
.97326
.97148
.96956
.96746
.96518
.02674
.02852
.03044
.03254
.03482
90
91
92
93
94
2.8279
2.6963
2.5728
2.4575
2.3489
.38460
.36670
.34990
.33422
.31945
.61540
.63330
.65010
.66578
.68055
40
41
42
43
44
7.0786
7.0584
7.0364
7.0125
6.9864
.96268
.95995
.95696
.95370
.95015
.03732
.04005
.04304
.04630
.04985
95
96
97
98
99
2.2444
2.1450
2.0523
1.9645
1.8780
.30524
.29172
.27911
.26718
.25541
.69476
.70828
.72089
.73282
.74459
45
46
47
48
49
6.9584
6.9284
6.8964
6.8623
6.8259
.94635
.94226
.93791
.93327
.92832
.05365
.05774
.06209
.06673
.07168
100
101
102
103
104
1.7929
1.7082
1.6244
1.5407
1.4503
.24384
.23232
.22092
.20954
.19724
.75616
.76768
.77908
.79046
.80276
50
51
52
53
54
6.7869
6.7454
6.7015
6.6551
6.6062
.92302
.91738
.91140
.90509
.89844
.07698
.08262
.08860
.09491
.10156
105
106
107
108
109
1.3622
1.2458
1.1017
.8665
.4401
.18526
.16943
.14983
.11784
.05986
.81474
.83057
.85017
.88216
.94014
58
Table S (13.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
7.1586
7.2187
7.2205
7.2207
7.2200
.98788
.99618
.99643
.99645
.99636
.01212
.00382
.00357
.00355
.00364
55
56
57
58
59
6.4745
6.4215
6.3656
6.3071
6.2463
.89348
.88617
.87846
.87038
.86199
Remainder
.10652
.11383
.12154
.12962
.13801
5
6
7
8
9
7.2187
7.2170
7.2148
7.2122
7.2091
.99618
.99594
.99564
.99529
.99486
.00382
.00406
.00436
.00471
.00514
60
61
62
63
64
6.1831
6.1174
6.0486
5.9764
5.9010
.85327
.84420
.83470
.82475
.81434
.14673
.15580
.16530
.17525
.18566
10
11
12
13
14
7.2053
7.2009
7.1958
7.1905
7.1853
.99433
.99372
.99302
.99229
.99157
.00567
.00628
.00698
.00771
.00843
65
66
67
68
69
5.8223
5.7398
5.6529
5.5616
5.4662
.80348
.79209
.78010
.76750
.75433
.19652
.20791
.21990
.23250
.24567
15
16
17
18
19
7.1804
7.1761
7.1723
7.1690
7.1657
.99090
.99031
.98978
.98932
.98887
.00910
.00969
.01022
.01068
.01113
70
71
72
73
74
5.3671
5.2650
5.1601
5.0528
4.9424
.74066
.72657
.71210
.69729
.68205
.25934
.27343
.28790
.30271
.31795
20
21
22
23
24
7.1623
7.1586
7.1549
7.1508
7.1464
.98839
.98789
.98737
.98681
.98620
.01161
.01211
.01263
.01319
.01380
75
76
77
78
79
4.8281
4.7093
4.5858
4.4576
4.3255
.66628
.64989
.63284
.61515
.59692
.33372
.35011
.36716
.38485
.40308
25
26
27
28
29
7.1414
7.1359
7.1297
7.1229
7.1155
.98552
.98476
.98390
.98296
.98194
.01448
.01524
.01610
.01704
.01806
80
81
82
83
84
4.1910
4.0552
3.9191
3.7827
3.6449
.57836
.55962
.54084
.52201
.50299
.42164
.44038
.45916
.47799
.49701
30
31
32
33
34
7.1075
7.0990
7.0898
7.0799
7.0692
.98084
.97966
.97840
.97703
.97555
.01916
.02034
.02160
.02297
.02445
85
86
87
88
89
3.5045
3.3630
3.2228
3.0841
2.9471
.48362
.46409
.44474
.42561
.40670
.51638
.53591
.55526
.57439
.59330
35
36
37
38
39
7.0576
7.0450
7.0314
7.0165
7.0004
.97394
.97221
.97033
.96828
.96605
.02606
.02779
.02967
.03172
.03395
90
91
92
93
94
2.8120
2.6817
2.5593
2.4451
2.3374
.38806
.37007
.35318
.33742
.32256
.61194
.62993
.64682
.66258
.67744
40
41
42
43
44
6.9827
6.9633
6.9420
6.9189
6.8937
.96361
.96093
.95800
.95480
.95133
.03639
.03907
.04200
.04520
.04867
95
96
97
98
99
2.2338
2.1352
2.0432
1.9561
1.8702
.30826
.29466
.28196
.26994
.25809
.69174
.70534
.71804
.73006
.74191
45
46
47
48
49
6.8666
6.8375
6.8065
6.7734
6.7382
.94759
.94357
.93930
.93473
.92987
.05241
.05643
.06070
.06527
.07013
100
101
102
103
104
1.7858
1.7017
1.6184
1.5353
1.4454
.24643
.23483
.22334
.21187
.19946
.75357
.76517
.77666
.78813
.80054
50
51
52
53
54
6.7004
6.6601
6.6174
6.5723
6.5247
.92465
.91909
.91320
.90698
.90042
.07535
.08091
.08680
.09302
.09958
105
106
107
108
109
1.3579
1.2422
1.0989
.8646
.4394
.18740
.17143
.15165
.11932
.06063
.81260
.82857
.84835
.88068
.93937
59
Table S (14.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
7.0569
7.1162
7.1180
7.1182
7.1176
.98797
.99626
.99652
.99655
.99646
.01203
.00374
.00348
.00345
.00354
55
56
57
58
59
6.3963
6.3447
6.2903
6.2333
6.1740
.89549
.88826
.88064
.87266
.86436
Remainder
.10451
.11174
.11936
.12734
.13564
5
6
7
8
9
7.1163
7.1147
7.1126
7.1102
7.1071
.99629
.99606
.99577
.99542
.99500
.00371
.00394
.00423
.00458
.00500
60
61
62
63
64
6.1124
6.0483
5.9811
5.9107
5.8371
.85574
.84676
.83736
.82750
.81719
.14426
.15324
.16264
.17250
.18281
10
11
12
13
14
7.1034
7.0991
7.0942
7.0891
7.0840
.99448
.99388
.99319
.99247
.99176
.00552
.00612
.00681
.00753
.00824
65
66
67
68
69
5.7601
5.6795
5.5944
5.5051
5.4116
.80642
.79513
.78322
.77071
.75763
.19358
.20487
.21678
.22929
.24237
15
16
17
18
19
7.0793
7.0751
7.0715
7.0683
7.0651
.99110
.99052
.99001
.98956
.98912
.00890
.00948
.00999
.01044
.01088
70
71
72
73
74
5.3146
5.2144
5.1116
5.0062
4.8978
.74404
.73002
.71562
.70087
.68570
.25596
.26998
.28438
.29913
.31430
20
21
22
23
24
7.0618
7.0584
7.0548
7.0509
7.0467
.98866
.98817
.98767
.98713
.98653
.01134
.01183
.01233
.01287
.01347
75
76
77
78
79
4.7856
4.6689
4.5474
4.4212
4.2912
.66999
.65364
.63663
.61897
.60076
.33001
.34636
.36337
.38103
.39924
25
26
27
28
29
7.0419
7.0367
7.0307
7.0241
7.0170
.98587
.98513
.98429
.98338
.98238
.01413
.01487
.01571
.01662
.01762
80
81
82
83
84
4.1586
4.0248
3.8905
3.7560
3.6199
.58221
.56347
.54468
.52584
.50679
.41779
.43653
.45532
.47416
.49321
30
31
32
33
34
7.0094
7.0012
6.9924
6.9829
6.9726
.98131
.98017
.97894
.97760
.97617
.01869
.01983
.02106
.02240
.02383
85
86
87
88
89
3.4813
3.3415
3.2028
3.0656
2.9301
.48738
.46780
.44839
.42919
.41021
.51262
.53220
.55161
.57081
.58979
35
36
37
38
39
6.9614
6.9493
6.9362
6.9219
6.9063
.97459
.97290
.97107
.96906
.96688
.02541
.02710
.02893
.03094
.03312
90
91
92
93
94
2.7963
2.6672
2.5459
2.4327
2.3260
.39149
.37341
.35643
.34058
.32563
.60851
.62659
.64357
.65942
.67437
40
41
42
43
44
6.8893
6.8705
6.8500
6.8276
6.8033
.96450
.96188
.95900
.95587
.95246
.03550
.03812
.04100
.04413
.04754
95
96
97
98
99
2.2232
2.1254
2.0341
1.9477
1.8625
.31125
.29756
.28478
.27268
.26074
.68875
.70244
.71522
.72732
.73926
45
46
47
48
49
6.7771
6.7489
6.7189
6.6868
6.6526
.94879
.94484
.94064
.93615
.93136
.05121
.05516
.05936
.06385
.06864
100
101
102
103
104
1.7786
1.6951
1.6124
1.5299
1.4405
.24901
.23732
.22574
.21418
.20168
.75099
.76268
.77426
.78582
.79832
50
51
52
53
54
6.6159
6.5767
6.5353
6.4915
6.4452
.92622
.92074
.91494
.90880
.90233
.07378
.07926
.08506
.09120
.09767
105
106
107
108
109
1.3537
1.2386
1.0961
.8627
.4386
.18951
.17341
.15345
.12078
.06140
.81049
.82659
.84655
.87922
.93860
60
Table S (14.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
6.9581
7.0165
7.0183
7.0186
7.0180
.98805
.99634
.99660
.99663
.99656
.01195
.00366
.00340
.00337
.00344
55
56
57
58
59
6.3199
6.2696
6.2166
6.1611
6.1032
.89742
.89029
.88276
.87487
.86666
Remainder
.10258
.10971
.11724
.12513
.13334
5
6
7
8
9
7.0168
7.0153
7.0133
7.0109
7.0080
.99639
.99617
.99588
.99555
.99513
.00361
.00383
.00412
.00445
.00487
60
61
62
63
64
6.0432
5.9807
5.9151
5.8463
5.7744
.85813
.84925
.83994
.83018
.81996
.14187
.15075
.16006
.16982
.18004
10
11
12
13
14
7.0044
7.0002
6.9955
6.9904
6.9855
.99462
.99403
.99336
.99264
.99194
.00538
.00597
.00664
.00736
.00806
65
66
67
68
69
5.6992
5.6203
5.5371
5.4496
5.3581
.80929
.79809
.78627
.77385
.76085
.19071
.20191
.21373
.22615
.23915
15
16
17
18
19
6.9809
6.9769
6.9734
6.9703
6.9673
.99129
.99072
.99022
.98978
.98935
.00871
.00928
.00978
.01022
.01065
70
71
72
73
74
5.2629
5.1648
5.0638
4.9605
4.8540
.74734
.73340
.71907
.70439
.68927
.25266
.26660
.28093
.29561
.31073
20
21
22
23
24
6.9641
6.9608
6.9574
6.9537
6.9496
.98891
.98843
.98795
.98742
.98685
.01109
.01157
.01205
.01258
.01315
75
76
77
78
79
4.7438
4.6290
4.5095
4.3854
4.2573
.67362
.65732
.64035
.62272
.60454
.32638
.34268
.35965
.37728
.39546
25
26
27
28
29
6.9451
6.9400
6.9343
6.9280
6.9212
.98620
.98549
.98467
.98378
.98281
.01380
.01451
.01533
.01622
.01719
80
81
82
83
84
4.1267
3.9948
3.8624
3.7296
3.5953
.58599
.56726
.54846
.52960
.51053
.41401
.43274
.45154
.47040
.48947
30
31
32
33
34
6.9139
6.9060
6.8976
6.8884
6.8785
.98177
.98065
.97945
.97815
.97675
.01823
.01935
.02055
.02185
.02325
85
86
87
88
89
3.4584
3.3201
3.1831
3.0474
2.9132
.49109
.47146
.45200
.43273
.41368
.50891
.52854
.54800
.56727
.58632
35
36
37
38
39
6.8677
6.8561
6.8435
6.8297
6.8147
.97522
.97356
.97177
.96981
.96768
.02478
.02644
.02823
.03019
.03232
90
91
92
93
94
2.7808
2.6529
2.5327
2.4205
2.3146
.39487
.37670
.35964
.34371
.32868
.60513
.62330
.64036
.65629
.67132
40
41
42
43
44
6.7982
6.7802
6.7603
6.7387
6.7151
.96535
.96278
.95997
.95689
.95354
.03465
.03722
.04003
.04311
.04646
95
96
97
98
99
2.2128
2.1157
2.0252
1.9394
1.8548
.31421
.30044
.28757
.27540
.26338
.68579
.69956
.71243
.72460
.73662
45
46
47
48
49
6.6897
6.6624
6.6333
6.6022
6.5690
.94994
.94606
.94193
.93751
.93279
.05006
.05394
.05807
.06249
.06721
100
101
102
103
104
1.7716
1.6886
1.6065
1.5245
1.4357
.25156
.23978
.22812
.21648
.20387
.74844
.76022
.77188
.78352
.79613
50
51
52
53
6.5334
6.4953
6.4551
6.4124
.92774
.92234
.91662
.91057
.07226
.07766
.08338
.08943
105
106
107
108
1.3494
1.2350
1.0932
.8609
.19162
.17538
.15524
.12224
.80838
.82462
.84476
.87776
54
6.3674
.90418
.09582
109
.4378
.06217
.93783
61
Table S (14.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
6.8620
6.9196
6.9214
6.9217
6.9212
.98813
.99642
.99668
.99672
.99665
.01187
.00358
.00332
.00328
.00335
55
56
57
58
59
6.2451
6.1962
6.1445
6.0904
6.0340
.89930
.89225
.88481
.87701
.86889
Remainder
.10070
.10775
.11519
.12299
.13111
5
6
7
8
9
6.9200
6.9186
6.9166
6.9144
6.9115
.99649
.99627
.99600
.99567
.99526
.00351
.00373
.00400
.00433
.00474
60
61
62
63
64
5.9754
5.9144
5.8504
5.7832
5.7129
.86046
.85167
.84246
.83278
.82266
.13954
.14833
.15754
.16722
.17734
10
11
12
13
14
6.9081
6.9040
6.8994
6.8945
6.8897
.99476
.99418
.99351
.99281
.99211
.00524
.00582
.00649
.00719
.00789
65
66
67
68
69
5.6394
5.5623
5.4809
5.3952
5.3055
.81208
.80097
.78924
.77691
.76399
.18792
.19903
.21076
.22309
.23601
15
16
17
18
19
6.8852
6.8814
6.8780
6.8750
6.8721
.99147
.99092
.99043
.99000
.98958
.00853
.00908
.00957
.01000
.01042
70
71
72
73
74
5.2122
5.1159
5.0169
4.9155
4.8109
.75056
.73670
.72244
.70783
.69278
.24944
.26330
.27756
.29217
.30722
20
21
22
23
24
6.8691
6.8659
6.8626
6.8591
6.8552
.98915
.98869
.98821
.98771
.98715
.01085
.01131
.01179
.01229
.01285
75
76
77
78
79
4.7026
4.5898
4.4723
4.3500
4.2239
.67718
.66093
.64401
.62641
.60825
.32282
.33907
.35599
.37359
.39175
25
26
27
28
29
6.8508
6.8460
6.8405
6.8345
6.8279
.98652
.98583
.98503
.98416
.98322
.01348
.01417
.01497
.01584
.01678
80
81
82
83
84
4.0952
3.9652
3.8346
3.7036
3.5710
.58971
.57099
.55218
.53331
.51422
.41029
.42901
.44782
.46669
.48578
30
31
32
33
34
6.8208
6.8133
6.8052
6.7964
6.7869
.98220
.98111
.97995
.97867
.97731
.01780
.01889
.02005
.02133
.02269
85
86
87
88
89
3.4357
3.2991
3.1635
3.0293
2.8965
.49474
.47507
.45555
.43622
.41710
.50526
.52493
.54445
.56378
.58290
35
36
37
38
39
6.7765
6.7652
6.7531
6.7398
6.7253
.97581
.97420
.97245
.97053
.96845
.02419
.02580
.02755
.02947
.03155
90
91
92
93
94
2.7654
2.6387
2.5196
2.4084
2.3034
.39822
.37997
.36282
.34680
.33169
.60178
.62003
.63718
.65320
.66831
40
41
42
43
44
6.7095
6.6920
6.6729
6.6519
6.6290
.96617
.96365
.96089
.95787
.95458
.03383
.03635
.03911
.04213
.04542
95
96
97
98
99
2.2024
2.1061
2.0163
1.9312
1.8472
.31714
.30328
.29034
.27809
.26599
.68286
.69672
.70966
.72191
.73401
45
46
47
48
49
6.6045
6.5780
6.5498
6.5196
6.4874
.95104
.94723
.94317
.93882
.93418
.04896
.05277
.05683
.06118
.06582
100
101
102
103
104
1.7645
1.6822
1.6006
1.5191
1.4309
.25409
.24223
.23048
.21876
.20606
.74591
.75777
.76952
.78124
.79394
50
51
52
53
54
6.4528
6.4158
6.3767
6.3352
6.2914
.92920
.92388
.91824
.91227
.90597
.07080
.07612
.08176
.08773
.09403
105
106
107
108
109
1.3452
1.2315
1.0904
.8590
.4371
.19371
.17733
.15702
.12370
.06294
.80629
.82267
.84298
.87630
.93706
62
Table S (14.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
6.7685
6.8253
6.8271
6.8274
6.8269
.98820
.99649
.99675
.99680
.99673
.01180
.00351
.00325
.00320
.00327
55
56
57
58
59
6.1720
6.1243
6.0740
6.0212
5.9662
.90111
.89415
.88680
.87909
.87106
Remainder
.09889
.10585
.11320
.12091
.12894
5
6
7
8
9
6.8259
6.8245
6.8226
6.8204
6.8177
.99658
.99637
.99610
.99578
.99538
.00342
.00363
.00390
.00422
.00462
60
61
62
63
64
5.9090
5.8495
5.7870
5.7214
5.6527
.86272
.85402
.84490
.83532
.82529
.13728
.14598
.15510
.16468
.17471
10
11
12
13
14
6.8143
6.8104
6.8059
6.8011
6.7964
.99489
.99432
.99366
.99296
.99228
.00511
.00568
.00634
.00704
.00772
65
66
67
68
69
5.5808
5.5053
5.4256
5.3417
5.2538
.81480
.80378
.79214
.77990
.76706
.18520
.19622
.20786
.22010
.23294
15
16
17
18
19
6.7921
6.7884
6.7851
6.7822
6.7794
.99165
.99110
.99062
.99020
.98980
.00835
.00890
.00938
.00980
.01020
70
71
72
73
74
5.1624
5.0680
4.9708
4.8712
4.7686
.75371
.73992
.72574
.71120
.69621
.24629
.26008
.27426
.28880
.30379
20
21
22
23
24
6.7766
6.7735
6.7703
6.7670
6.7633
.98938
.98893
.98847
.98798
.98744
.01062
.01107
.01153
.01202
.01256
75
76
77
78
79
4.6621
4.5512
4.4356
4.3152
4.1910
.68067
.66447
.64759
.63003
.61189
.31933
.33553
.35241
.36997
.38811
25
26
27
28
29
6.7591
6.7544
6.7491
6.7434
6.7370
.98683
.98615
.98537
.98453
.98361
.01317
.01385
.01463
.01547
.01639
80
81
82
83
84
4.0642
3.9360
3.8071
3.6779
3.5469
.59337
.57465
.55584
.53697
.51785
.40663
.42535
.44416
.46303
.48215
30
31
32
33
34
6.7302
6.7230
6.7152
6.7067
6.6976
.98262
.98155
.98042
.97918
.97784
.01738
.01845
.01958
.02082
.02216
85
86
87
88
89
3.4133
3.2783
3.1443
3.0115
2.8800
.49834
.47863
.45906
.43967
.42048
.50166
.52137
.54094
.56033
.57952
35
36
37
38
39
6.6875
6.6767
6.6650
6.6522
6.6383
.97638
.97480
.97309
.97122
.96919
.02362
.02520
.02691
.02878
.03081
90
91
92
93
94
2.7502
2.6246
2.5066
2.3964
2.2923
.40152
.38319
.36597
.34987
.33468
.59848
.61681
.63403
.65013
.66532
40
41
42
43
44
6.6229
6.6061
6.5875
6.5672
6.5451
.96695
.96448
.96178
.95882
.95559
.03305
.03552
.03822
.04118
.04441
95
96
97
98
99
2.1921
2.0966
2.0075
1.9230
1.8396
.32005
.30611
.29309
.28076
.26858
.67995
.69389
.70691
.71924
.73142
45
46
47
48
49
6.5213
6.4956
6.4683
6.4390
6.4077
.95211
.94836
.94436
.94009
.93552
.04789
.05164
.05564
.05991
.06448
100
101
102
103
104
1.7576
1.6758
1.5947
1.5138
1.4262
.25661
.24466
.23283
.22102
.20822
.74339
.75534
.76717
.77898
.79178
50
51
52
53
54
6.3741
6.3381
6.3001
6.2597
6.2171
.93061
.92537
.91981
.91392
.90770
.06939
.07463
.08019
.08608
.09230
105
106
107
108
109
1.3410
1.2280
1.0877
.8572
.4363
.19578
.17928
.15880
.12515
.06370
.80422
.82072
.84120
.87485
.93630
63
Table S (14.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
6.6775
6.7335
6.7353
6.7356
6.7352
.98827
.99656
.99683
.99688
.99681
.01173
.00344
.00317
.00312
.00319
55
56
57
58
59
6.1005
6.0540
6.0049
5.9534
5.8998
.90287
.89600
.88873
.88111
.87317
Remainder
.09713
.10400
.11127
.11889
.12683
5
6
7
8
9
6.7342
6.7329
6.7311
6.7290
6.7263
.99667
.99647
.99620
.99589
.99550
.00333
.00353
.00380
.00411
.00450
60
61
62
63
64
5.8440
5.7859
5.7248
5.6607
5.5936
.86491
.85631
.84728
.83779
.82785
.13509
.14369
.15272
.16221
.17215
10
11
12
13
14
6.7231
6.7193
6.7149
6.7102
6.7057
.99502
.99445
.99380
.99311
.99244
.00498
.00555
.00620
.00689
.00756
65
66
67
68
69
5.5233
5.4495
5.3714
5.2893
5.2031
.81745
.80652
.79497
.78281
.77006
.18255
.19348
.20503
.21719
.22994
15
16
17
18
19
6.7015
6.6978
6.6946
6.6919
6.6892
.99182
.99128
.99081
.99040
.99000
.00818
.00872
.00919
.00960
.01000
70
71
72
73
74
5.1135
5.0208
4.9254
4.8277
4.7268
.75679
.74308
.72897
.71450
.69957
.24321
.25692
.27103
.28550
.30043
20
21
22
23
24
6.6865
6.6835
6.6805
6.6773
6.6737
.98959
.98916
.98871
.98824
.98771
.01041
.01084
.01129
.01176
.01229
75
76
77
78
79
4.6222
4.5132
4.3994
4.2810
4.1586
.68409
.66795
.65111
.63358
.61547
.31591
.33205
.34889
.36642
.38453
25
26
27
28
29
6.6697
6.6653
6.6602
6.6546
6.6485
.98712
.98646
.98570
.98488
.98398
.01288
.01354
.01430
.01512
.01602
80
81
82
83
84
4.0336
3.9071
3.7801
3.6525
3.5232
.59697
.57826
.55945
.54057
.52143
.40303
.42174
.44055
.45943
.47857
30
31
32
33
34
6.6420
6.6350
6.6275
6.6193
6.6105
.98301
.98198
.98087
.97966
.97835
.01699
.01802
.01913
.02034
.02165
85
86
87
88
89
3.3912
3.2577
3.1252
2.9938
2.8637
.50189
.48214
.46253
.44308
.42383
.49811
.51786
.53747
.55692
.57617
35
36
37
38
39
6.6008
6.5904
6.5791
6.5668
6.5533
.97693
.97538
.97371
.97188
.96989
.02307
.02462
.02629
.02812
.03011
90
91
92
93
94
2.7351
2.6107
2.4938
2.3845
2.2813
.40479
.38638
.36908
.35290
.33764
.59521
.61362
.63092
.64710
.66236
40
41
42
43
44
6.5385
6.5222
6.5043
6.4846
6.4632
.96770
.96529
.96263
.95973
.95655
.03230
.03471
.03737
.04027
.04345
95
96
97
98
99
2.1819
2.0872
1.9987
1.9149
1.8321
.32293
.30891
.29581
.28341
.27115
.67707
.69109
.70419
.71659
.72885
45
46
47
48
49
6.4401
6.4152
6.3886
6.3602
6.3298
.95313
.94945
.94552
.94131
.93681
.04687
.05055
.05448
.05869
.06319
100
101
102
103
104
1.7507
1.6694
1.5889
1.5086
1.4215
.25910
.24708
.23516
.22327
.21038
.74090
.75292
.76484
.77673
.78962
50
51
52
53
54
6.2971
6.2622
6.2252
6.1859
6.1444
.93198
.92681
.92132
.91551
.90937
.06802
.07319
.07868
.08449
.09063
105
106
107
108
109
1.3368
1.2244
1.0849
.8554
.4355
.19785
.18122
.16056
.12659
.06446
.80215
.81878
.83944
.87341
.93554
64
Table S (15.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
6.5889
6.6442
6.6460
6.6463
6.6459
.98834
.99662
.99690
.99695
.99689
.01166
.00338
.00310
.00305
.00311
55
56
57
58
59
6.0305
5.9852
5.9374
5.8871
5.8348
.90458
.89778
.89060
.88307
.87521
Remainder
.09542
.10222
.10940
.11693
.12479
5
6
7
8
9
6.6450
6.6437
6.6420
6.6400
6.6374
.99675
.99656
.99630
.99599
.99561
.00325
.00344
.00370
.00401
.00439
60
61
62
63
64
5.7803
5.7235
5.6639
5.6013
5.5356
.86705
.85853
.84959
.84019
.83035
.13295
.14147
.15041
.15981
.16965
10
11
12
13
14
6.6342
6.6305
6.6263
6.6217
6.6173
.99514
.99458
.99394
.99326
.99259
.00486
.00542
.00606
.00674
.00741
65
66
67
68
69
5.4669
5.3946
5.3182
5.2377
5.1533
.82003
.80920
.79774
.78566
.77299
.17997
.19080
.20226
.21434
.22701
15
16
17
18
19
6.6132
6.6096
6.6066
6.6039
6.6013
.99198
.99145
.99099
.99059
.99020
.00802
.00855
.00901
.00941
.00980
70
71
72
73
74
5.0653
4.9744
4.8808
4.7848
4.6858
.75980
.74617
.73213
.71773
.70287
.24020
.25383
.26787
.28227
.29713
20
21
22
23
24
6.5987
6.5959
6.5930
6.5899
6.5865
.98980
.98938
.98895
.98848
.98797
.01020
.01062
.01105
.01152
.01203
75
76
77
78
79
4.5830
4.4757
4.3638
4.2472
4.1266
.68745
.67136
.65457
.63707
.61899
.31255
.32864
.34543
.36293
.38101
25
26
27
28
29
6.5826
6.5784
6.5734
6.5681
6.5622
.98739
.98675
.98602
.98521
.98434
.01261
.01325
.01398
.01479
.01566
80
81
82
83
84
4.0034
3.8787
3.7533
3.6274
3.4998
.60051
.58181
.56300
.54411
.52496
.39949
.41819
.43700
.45589
.47504
30
31
32
33
34
6.5559
6.5492
6.5420
6.5341
6.5256
.98339
.98238
.98130
.98011
.97884
.01661
.01762
.01870
.01989
.02116
85
86
87
88
89
3.3693
3.2374
3.1063
2.9763
2.8475
.50540
.48561
.46595
.44645
.42713
.49460
.51439
.53405
.55355
.57287
35
36
37
38
39
6.5163
6.5063
6.4954
6.4834
6.4704
.97745
.97594
.97431
.97252
.97057
.02255
.02406
.02569
.02748
.02943
90
91
92
93
94
2.7202
2.5969
2.4811
2.3727
2.2704
.40803
.38954
.37216
.35591
.34056
.59197
.61046
.62784
.64409
.65944
40
41
42
43
44
6.4562
6.4404
6.4230
6.4040
6.3832
.96842
.96606
.96345
.96060
.95748
.03158
.03394
.03655
.03940
.04252
95
96
97
98
99
2.1718
2.0778
1.9900
1.9069
1.8247
.32577
.31168
.29851
.28603
.27370
.67423
.68832
.70149
.71397
.72630
45
46
47
48
49
6.3608
6.3366
6.3109
6.2832
6.2537
.95412
.95050
.94663
.94249
.93806
.04588
.04950
.05337
.05751
.06194
100
101
102
103
104
1.7438
1.6631
1.5832
1.5033
1.4168
.26157
.24947
.23747
.22550
.21251
.73843
.75053
.76253
.77450
.78749
50
51
52
53
54
6.2220
6.1880
6.1519
6.1137
6.0733
.93330
.92820
.92279
.91706
.91100
.06670
.07180
.07721
.08294
.08900
105
106
107
108
109
1.3327
1.2209
1.0821
.8535
.4348
.19990
.18314
.16232
.12803
.06522
.80010
.81686
.83768
.87197
.93478
65
Table S (15.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
6.5027
6.5571
6.5590
6.5593
6.5590
.98841
.99668
.99696
.99702
.99697
.01159
.00332
.00304
.00298
.00303
55
56
57
58
59
5.9620
5.9179
5.8712
5.8222
5.7711
.90623
.89952
.89242
.88497
.87720
Remainder
.09377
.10048
.10758
.11503
.12280
5
6
7
8
9
6.5581
6.5569
6.5552
6.5532
6.5508
.99683
.99664
.99639
.99609
.99572
.00317
.00336
.00361
.00391
.00428
60
61
62
63
64
5.7179
5.6625
5.6042
5.5430
5.4788
.86912
.86069
.85184
.84253
.83278
.13088
.13931
.14816
.15747
.16722
10
11
12
13
14
6.5477
6.5441
6.5399
6.5355
6.5312
.99525
.99470
.99407
.99340
.99274
.00475
.00530
.00593
.00660
.00726
65
66
67
68
69
5.4115
5.3408
5.2660
5.1871
5.1043
.82255
.81180
.80043
.78844
.77586
.17745
.18820
.19957
.21156
.22414
15
16
17
18
19
6.5272
6.5237
6.5208
6.5182
6.5157
.99213
.99161
.99116
.99076
.99039
.00787
.00839
.00884
.00924
.00961
70
71
72
73
74
5.0181
4.9289
4.8370
4.7427
4.6454
.76275
.74919
.73522
.72089
.70610
.23725
.25081
.26478
.27911
.29390
20
21
22
23
24
6.5132
6.5105
6.5077
6.5047
6.5015
.99000
.98959
.98917
.98872
.98822
.01000
.01041
.01083
.01128
.01178
75
76
77
78
79
4.5443
4.4388
4.3287
4.2138
4.0951
.69074
.67470
.65796
.64050
.62245
.30926
.32530
.34204
.35950
.37755
25
26
27
28
29
6.4978
6.4937
6.4889
6.4838
6.4781
.98766
.98704
.98632
.98553
.98468
.01234
.01296
.01368
.01447
.01532
80
81
82
83
84
3.9736
3.8507
3.7270
3.6027
3.4766
.60399
.58530
.56650
.54760
.52844
.39601
.41470
.43350
.45240
.47156
30
31
32
33
34
6.4721
6.4656
6.4586
6.4510
6.4428
.98375
.98277
.98171
.98055
.97931
.01625
.01723
.01829
.01945
.02069
85
86
87
88
89
3.3477
3.2173
3.0877
2.9590
2.8315
.50885
.48903
.46932
.44977
.43039
.49115
.51097
.53068
.55023
.56961
35
36
37
38
39
6.4339
6.4242
6.4137
6.4021
6.3896
.97795
.97648
.97488
.97313
.97122
.02205
.02352
.02512
.02687
.02878
90
91
92
93
94
2.7054
2.5833
2.4685
2.3610
2.2596
.41122
.39266
.37520
.35888
.34346
.58878
.60734
.62480
.64112
.65654
40
41
42
43
44
6.3758
6.3605
6.3437
6.3253
6.3051
.96912
.96680
.96424
.96144
.95838
.03088
.03320
.03576
.03856
.04162
95
96
97
98
99
2.1618
2.0686
1.9814
1.8989
1.8173
.32860
.31442
.30118
.28863
.27623
.67140
.68558
.69882
.71137
.72377
45
46
47
48
49
6.2834
6.2599
6.2349
6.2080
6.1793
.95507
.95151
.94770
.94362
.93926
.04493
.04849
.05230
.05638
.06074
100
101
102
103
104
1.7370
1.6569
1.5774
1.4981
1.4121
.26402
.25184
.23977
.22771
.21464
.73598
.74816
.76023
.77229
.78536
50
51
52
53
54
6.1485
6.1154
6.0803
6.0431
6.0037
.93457
.92954
.92421
.91855
.91257
.06543
.07046
.07579
.08145
.08743
105
106
107
108
109
1.3285
1.2174
1.0794
.8517
.4340
.20194
.18505
.16406
.12946
.06597
.79806
.81495
.83594
.87054
.93403
66
Table S (15.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
6.4186
6.4724
6.4742
6.4746
6.4743
.98847
.99674
.99702
.99709
.99704
.01153
.00326
.00298
.00291
.00296
55
56
57
58
59
5.8950
5.8520
5.8064
5.7585
5.7086
.90783
.90120
.89418
.88681
.87913
Remainder
.09217
.09880
.10582
.11319
.12087
5
6
7
8
9
6.4734
6.4722
6.4707
6.4688
6.4664
.99691
.99673
.99648
.99619
.99582
.00309
.00327
.00352
.00381
.00418
60
61
62
63
64
5.6567
5.6026
5.5457
5.4858
5.4230
.87114
.86280
.85403
.84481
.83514
.12886
.13720
.14597
.15519
.16486
10
11
12
13
14
6.4634
6.4599
6.4558
6.4515
6.4473
.99536
.99482
.99420
.99353
.99288
.00464
.00518
.00580
.00647
.00712
65
66
67
68
69
5.3572
5.2880
5.2147
5.1374
5.0562
.82501
.81435
.80306
.79116
.77865
.17499
.18565
.19694
.20884
.22135
15
16
17
18
19
6.4434
6.4400
6.4371
6.4347
6.4323
.99228
.99176
.99132
.99094
.99057
.00772
.00824
.00868
.00906
.00943
70
71
72
73
74
4.9716
4.8841
4.7938
4.7012
4.6056
.76563
.75214
.73825
.72399
.70926
.23437
.24786
.26175
.27601
.29074
20
21
22
23
24
6.4298
6.4272
6.4246
6.4217
6.4186
.99019
.98979
.98938
.98894
.98846
.00981
.01021
.01062
.01106
.01154
75
76
77
78
79
4.5063
4.4025
4.2941
4.1810
4.0640
.69397
.67799
.66129
.64388
.62585
.30603
.32201
.33871
.35612
.37415
25
26
27
28
29
6.4150
6.4111
6.4065
6.4016
6.3961
.98791
.98731
.98661
.98584
.98500
.01209
.01269
.01339
.01416
.01500
80
81
82
83
84
3.9442
3.8230
3.7009
3.5782
3.4537
.60741
.58874
.56994
.55105
.53188
.39259
.41126
.43006
.44895
.46812
30
31
32
33
34
6.3903
6.3840
6.3773
6.3700
6.3621
.98410
.98314
.98210
.98098
.97976
.01590
.01686
.01790
.01902
.02024
85
86
87
88
89
3.3264
3.1975
3.0692
2.9419
2.8157
.51226
.49241
.47266
.45306
.43362
.48774
.50759
.52734
.54694
.56638
35
36
37
38
39
6.3534
6.3441
6.3339
6.3228
6.3107
.97843
.97699
.97543
.97371
.97184
.02157
.02301
.02457
.02629
.02816
90
91
92
93
94
2.6908
2.5698
2.4560
2.3495
2.2489
.41438
.39575
.37822
.36182
.34633
.58562
.60425
.62178
.63818
.65367
40
41
42
43
44
6.2973
6.2825
6.2662
6.2484
6.2288
.96978
.96751
.96500
.96225
.95924
.03022
.03249
.03500
.03775
.04076
95
96
97
98
99
2.1519
2.0594
1.9729
1.8910
1.8100
.33139
.31715
.30383
.29121
.27874
.66861
.68285
.69617
.70879
.72126
45
46
47
48
49
6.2077
6.1849
6.1606
6.1346
6.1066
.95599
.95248
.94874
.94472
.94042
.04401
.04752
.05126
.05528
.05958
100
101
102
103
104
1.7302
1.6507
1.5717
1.4929
1.4075
.26646
.25420
.24205
.22991
.21675
.73354
.74580
.75795
.77009
.78325
50
51
52
53
54
6.0766
6.0445
6.0103
5.9740
5.9357
.93580
.93085
.92558
.92000
.91409
.06420
.06915
.07442
.08000
.08591
105
106
107
108
109
1.3244
1.2140
1.0766
.8499
.4333
.20396
.18695
.16580
.13088
.06672
.79604
.81305
.83420
.86912
.93328
67
Table S (15.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
6.3367
6.3897
6.3916
6.3920
6.3917
.98853
.99680
.99708
.99715
.99711
.01147
.00320
.00292
.00285
.00289
55
56
57
58
59
5.8294
5.7874
5.7429
5.6962
5.6475
.90939
.90283
.89590
.88861
.88101
Remainder
.09061
.09717
.10410
.11139
.11899
5
6
7
8
9
6.3909
6.3898
6.3882
6.3864
6.3841
.99698
.99680
.99657
.99628
.99592
.00302
.00320
.00343
.00372
.00408
60
61
62
63
64
5.5968
5.5439
5.4882
5.4297
5.3683
.87310
.86484
.85617
.84703
.83745
.12690
.13516
.14383
.15297
.16255
10
11
12
13
14
6.3812
6.3778
6.3738
6.3696
6.3655
.99547
.99493
.99432
.99366
.99301
.00453
.00507
.00568
.00634
.00699
65
66
67
68
69
5.3039
5.2361
5.1643
5.0885
5.0089
.82741
.81683
.80563
.79381
.78139
.17259
.18317
.19437
.20619
.21861
15
16
17
18
19
6.3617
6.3584
6.3556
6.3532
6.3509
.99242
.99191
.99148
.99110
.99075
.00758
.00809
.00852
.00890
.00925
70
71
72
73
74
4.9259
4.8400
4.7514
4.6604
4.5665
.76844
.75504
.74122
.72703
.71237
.23156
.24496
.25878
.27297
.28763
20
21
22
23
24
6.3486
6.3461
6.3435
6.3408
6.3378
.99038
.98999
.98959
.98916
.98869
.00962
.01001
.01041
.01084
.01131
75
76
77
78
79
4.4688
4.3667
4.2600
4.1486
4.0333
.69713
.68121
.66456
.64719
.62920
.30287
.31879
.33544
.35281
.37080
25
26
27
28
29
6.3343
6.3305
6.3262
6.3214
6.3161
.98816
.98757
.98688
.98613
.98531
.01184
.01243
.01312
.01387
.01469
80
81
82
83
84
3.9153
3.7956
3.6752
3.5541
3.4311
.61078
.59212
.57333
.55444
.53526
.38922
.40788
.42667
.44556
.46474
30
31
32
33
34
6.3105
6.3044
6.2980
6.2909
6.2833
.98443
.98349
.98248
.98138
.98019
.01557
.01651
.01752
.01862
.01981
85
86
87
88
89
3.3053
3.1778
3.0510
2.9250
2.8001
.51563
.49574
.47595
.45630
.43681
.48437
.50426
.52405
.54370
.56319
35
36
37
38
39
6.2749
6.2659
6.2561
6.2453
6.2336
.97889
.97748
.97595
.97427
.97244
.02111
.02252
.02405
.02573
.02756
90
91
92
93
94
2.6763
2.5564
2.4436
2.3380
2.2383
.41751
.39880
.38120
.36473
.34917
.58249
.60120
.61880
.63527
.65083
40
41
42
43
44
6.2207
6.2064
6.1906
6.1733
6.1543
.97043
.96819
.96573
.96303
.96007
.02957
.03181
.03427
.03697
.03993
95
96
97
98
99
2.1421
2.0503
1.9645
1.8831
1.8027
.33416
.31984
.30645
.29377
.28122
.66584
.68016
.69355
.70623
.71878
45
46
47
48
49
6.1338
6.1117
6.0881
6.0627
6.0356
.95687
.95342
.94974
.94578
.94155
.04313
.04658
.05026
.05422
.05845
100
101
102
103
104
1.7235
1.6445
1.5661
1.4878
1.4028
.26887
.25654
.24431
.23210
.21884
.73113
.74346
.75569
.76790
.78116
50
51
52
53
54
6.0064
5.9750
5.9418
5.9064
5.8690
.93699
.93210
.92691
.92140
.91557
.06301
.06790
.07309
.07860
.08443
105
106
107
108
109
1.3203
1.2105
1.0739
.8481
.4325
.20597
.18884
.16753
.13230
.06747
.79403
.81116
.83247
.86770
.93253
68
Table S (15.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
6.2569
6.3092
6.3110
6.3115
6.3112
.98859
.99685
.99714
.99721
.99717
.01141
.00315
.00286
.00279
.00283
55
56
57
58
59
5.7652
5.7242
5.6808
5.6351
5.5876
.91090
.90442
.89756
.89035
.88283
Remainder
.08910
.09558
.10244
.10965
.11717
5
6
7
8
9
6.3105
6.3094
6.3079
6.3061
6.3039
.99705
.99688
.99665
.99637
.99601
.00295
.00312
.00335
.00363
.00399
60
61
62
63
64
5.5380
5.4863
5.4319
5.3747
5.3146
.87501
.86684
.85824
.84920
.83970
.12499
.13316
.14176
.15080
.16030
10
11
12
13
14
6.3011
6.2977
6.2939
6.2897
6.2857
.99557
.99504
.99443
.99378
.99314
.00443
.00496
.00557
.00622
.00686
65
66
67
68
69
5.2515
5.1852
5.1148
5.0405
4.9625
.82974
.81926
.80814
.79641
.78407
.17026
.18074
.19186
.20359
.21593
15
16
17
18
19
6.2820
6.2788
6.2761
6.2738
6.2716
.99256
.99206
.99163
.99126
.99091
.00744
.00794
.00837
.00874
.00909
70
71
72
73
74
4.8810
4.7966
4.7096
4.6203
4.5279
.77120
.75787
.74412
.73000
.71541
.22880
.24213
.25588
.27000
.28459
20
21
22
23
24
6.2693
6.2669
6.2645
6.2618
6.2589
.99055
.99017
.98978
.98937
.98891
.00945
.00983
.01022
.01063
.01109
75
76
77
78
79
4.4319
4.3315
4.2264
4.1167
4.0031
.70024
.68437
.66778
.65044
.63249
.29976
.31563
.33222
.34956
.36751
25
26
27
28
29
6.2556
6.2520
6.2478
6.2431
6.2381
.98839
.98781
.98715
.98642
.98561
.01161
.01219
.01285
.01358
.01439
80
81
82
83
84
3.8867
3.7687
3.6498
3.5303
3.4088
.61410
.59545
.57667
.55778
.53859
.38590
.40455
.42333
.44222
.46141
30
31
32
33
34
6.2326
6.2268
6.2205
6.2137
6.2064
.98475
.98383
.98285
.98177
.98061
.01525
.01617
.01715
.01823
.01939
85
86
87
88
89
3.2844
3.1584
3.0329
2.9083
2.7846
.51894
.49903
.47920
.45951
.43996
.48106
.50097
.52080
.54049
.56004
35
36
37
38
39
6.1983
6.1896
6.1801
6.1697
6.1584
.97933
.97796
.97646
.97481
.97302
.02067
.02204
.02354
.02519
.02698
90
91
92
93
94
2.6620
2.5432
2.4314
2.3267
2.2278
.42060
.40183
.38416
.36762
.35199
.57940
.59817
.61584
.63238
.64801
40
41
42
43
44
6.1458
6.1320
6.1167
6.0999
6.0815
.97104
.96885
.96644
.96378
.96087
.02896
.03115
.03356
.03622
.03913
95
96
97
98
99
2.1323
2.0412
1.9561
1.8754
1.7955
.33691
.32251
.30906
.29631
.28369
.66309
.67749
.69094
.70369
.71631
45
46
47
48
49
6.0616
6.0401
6.0171
5.9925
5.9660
.95773
.95433
.95070
.94681
.94264
.04227
.04567
.04930
.05319
.05736
100
101
102
103
104
1.7169
1.6384
1.5605
1.4827
1.3983
.27127
.25886
.24656
.23426
.22093
.72873
.74114
.75344
.76574
.77907
50
51
52
53
54
5.9376
5.9071
5.8747
5.8403
5.8038
.93814
.93332
.92820
.92276
.91700
.06186
.06668
.07180
.07724
.08300
105
106
107
108
109
1.3163
1.2071
1.0712
.8463
.4318
.20797
.19072
.16925
.13371
.06822
.79203
.80928
.83075
.86629
.93178
69
Table S (16.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
6.1790
6.2307
6.2325
6.2329
6.2327
.98864
.99691
.99720
.99727
.99723
.01136
.00309
.00280
.00273
.00277
55
56
57
58
59
5.7022
5.6622
5.6199
5.5753
5.5288
.91236
.90596
.89918
.89205
.88461
Remainder
.08764
.09404
.10082
.10795
.11539
5
6
7
8
9
6.2320
6.2309
6.2295
6.2278
6.2256
.99712
.99695
.99673
.99645
.99610
.00288
.00305
.00327
.00355
.00390
60
61
62
63
64
5.4804
5.4299
5.3767
5.3207
5.2619
.87687
.86878
.86027
.85130
.84190
.12313
.13122
.13973
.14870
.15810
10
11
12
13
14
6.2229
6.2196
6.2159
6.2118
6.2079
.99566
.99514
.99454
.99390
.99327
.00434
.00486
.00546
.00610
.00673
65
66
67
68
69
5.2002
5.1351
5.0662
4.9934
4.9168
.83202
.82162
.81059
.79894
.78668
.16798
.17838
.18941
.20106
.21332
15
16
17
18
19
6.2043
6.2012
6.1986
6.1963
6.1942
.99269
.99219
.99177
.99141
.99107
.00731
.00781
.00823
.00859
.00893
70
71
72
73
74
4.8368
4.7540
4.6686
4.5808
4.4900
.77389
.76064
.74697
.73292
.71840
.22611
.23936
.25303
.26708
.28160
20
21
22
23
24
6.1920
6.1897
6.1873
6.1848
6.1820
.99072
.99035
.98997
.98957
.98912
.00928
.00965
.01003
.01043
.01088
75
76
77
78
79
4.3956
4.2968
4.1933
4.0853
3.9733
.70329
.68748
.67093
.65364
.63572
.29671
.31252
.32907
.34636
.36428
25
26
27
28
29
6.1789
6.1753
6.1712
6.1668
6.1619
.98862
.98805
.98740
.98669
.98590
.01138
.01195
.01260
.01331
.01410
80
81
82
83
84
3.8585
3.7421
3.6248
3.5067
3.3868
.61736
.59873
.57996
.56107
.54188
.38264
.40127
.42004
.43893
.45812
30
31
32
33
34
6.1566
6.1510
6.1450
6.1384
6.1313
.98506
.98416
.98319
.98214
.98101
.01494
.01584
.01681
.01786
.01899
85
86
87
88
89
3.2638
3.1392
3.0151
2.8917
2.7692
.52222
.50227
.48241
.46268
.44308
.47778
.49773
.51759
.53732
.55692
35
36
37
38
39
6.1235
6.1151
6.1059
6.0958
6.0849
.97976
.97841
.97695
.97533
.97358
.02024
.02159
.02305
.02467
.02642
90
91
92
93
94
2.6478
2.5301
2.4192
2.3155
2.2174
.42365
.40482
.38708
.37047
.35478
.57635
.59518
.61292
.62953
.64522
40
41
42
43
44
6.0727
6.0593
6.0445
6.0282
6.0103
.97164
.96949
.96712
.96451
.96164
.02836
.03051
.03288
.03549
.03836
95
96
97
98
99
2.1227
2.0323
1.9477
1.8676
1.7884
.33963
.32516
.31164
.29882
.28614
.66037
.67484
.68836
.70118
.71386
45
46
47
48
49
5.9910
5.9701
5.9477
5.9237
5.8980
.95855
.95521
.95164
.94780
.94369
.04145
.04479
.04836
.05220
.05631
100
101
102
103
104
1.7103
1.6323
1.5549
1.4776
1.3937
.27364
.26116
.24879
.23642
.22299
.72636
.73884
.75121
.76358
.77701
50
51
52
53
54
5.8704
5.8407
5.8091
5.7755
5.7400
.93926
.93450
.92945
.92408
.91839
.06074
.06550
.07055
.07592
.08161
105
106
107
108
109
1.3123
1.2037
1.0685
.8445
.4310
.20996
.19259
.17096
.13512
.06897
.79004
.80741
.82904
.86488
.93103
70
Table S (16.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
6.1031
6.1541
6.1558
6.1563
6.1561
.98870
.99696
.99725
.99732
.99729
.01130
.00304
.00275
.00268
.00271
55
56
57
58
59
5.6406
5.6016
5.5602
5.5166
5.4712
.91378
.90745
.90075
.89370
.88634
Remainder
.08622
.09255
.09925
.10630
.11366
5
6
7
8
9
6.1555
6.1545
6.1531
6.1514
6.1493
.99718
.99702
.99680
.99653
.99619
.00282
.00298
.00320
.00347
.00381
60
61
62
63
64
5.4239
5.3745
5.3225
5.2677
5.2101
.87867
.87067
.86224
.85336
.84404
.12133
.12933
.13776
.14664
.15596
10
11
12
13
14
6.1466
6.1435
6.1398
6.1359
6.1320
.99576
.99524
.99465
.99401
.99339
.00424
.00476
.00535
.00599
.00661
65
66
67
68
69
5.1497
5.0860
5.0185
4.9470
4.8719
.83425
.82393
.81299
.80142
.78924
.16575
.17607
.18701
.19858
.21076
15
16
17
18
19
6.1285
6.1255
6.1229
6.1207
6.1187
.99282
.99233
.99191
.99156
.99123
.00718
.00767
.00809
.00844
.00877
70
71
72
73
74
4.7934
4.7121
4.6281
4.5419
4.4526
.77653
.76336
.74976
.73578
.72133
.22347
.23664
.25024
.26422
.27867
20
21
22
23
24
6.1166
6.1143
6.1121
6.1096
6.1069
.99088
.99052
.99015
.98976
.98932
.00912
.00948
.00985
.01024
.01068
75
76
77
78
79
4.3598
4.2625
4.1607
4.0543
3.9438
.70628
.69053
.67403
.65679
.63890
.29372
.30947
.32597
.34321
.36110
25
26
27
28
29
6.1039
6.1005
6.0966
6.0923
6.0875
.98883
.98828
.98764
.98694
.98618
.01117
.01172
.01236
.01306
.01382
80
81
82
83
84
3.8307
3.7158
3.6000
3.4835
3.3650
.62057
.60196
.58320
.56432
.54512
.37943
.39804
.41680
.43568
.45488
30
31
32
33
34
6.0824
6.0770
6.0712
6.0648
6.0580
.98535
.98447
.98353
.98250
.98139
.01465
.01553
.01647
.01750
.01861
85
86
87
88
89
3.2435
3.1202
2.9974
2.8754
2.7541
.52544
.50548
.48559
.46581
.44616
.47456
.49452
.51441
.53419
.55384
35
36
37
38
39
6.0504
6.0423
6.0334
6.0237
6.0130
.98017
.97885
.97741
.97584
.97411
.01983
.02115
.02259
.02416
.02589
90
91
92
93
94
2.6338
2.5171
2.4072
2.3043
2.2070
.42667
.40777
.38997
.37330
.35754
.57333
.59223
.61003
.62670
.64246
40
41
42
43
44
6.0013
5.9883
5.9739
5.9581
5.9407
.97221
.97010
.96777
.96521
.96239
.02779
.02990
.03223
.03479
.03761
95
96
97
98
99
2.1131
2.0234
1.9395
1.8600
1.7813
.34232
.32779
.31420
.30132
.28856
.65768
.67221
.68580
.69868
.71144
45
46
47
48
49
5.9219
5.9016
5.8799
5.8565
5.8315
.95935
.95606
.95254
.94876
.94471
.04065
.04394
.04746
.05124
.05529
100
101
102
103
104
1.7037
1.6262
1.5494
1.4726
1.3892
.27600
.26345
.25100
.23856
.22505
.72400
.73655
.74900
.76144
.77495
50
51
52
53
54
5.8046
5.7756
5.7448
5.7121
5.6774
.94034
.93565
.93066
.92536
.91974
.05966
.06435
.06934
.07464
.08026
105
106
107
108
109
1.3082
1.2003
1.0658
.8427
.4303
.21194
.19445
.17266
.13652
.06971
.78806
.80555
.82734
.86348
.93029
71
Table S (16.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
6.0290
6.0793
6.0811
6.0816
6.0814
.98875
.99700
.99730
.99738
.99735
.01125
.00300
.00270
.00262
.00265
55
56
57
58
59
5.5802
5.5421
5.5017
5.4591
5.4147
.91516
.90890
.90227
.89530
.88802
Remainder
.08484
.09110
.09773
.10470
.11198
5
6
7
8
9
6.0808
6.0798
6.0785
6.0769
6.0748
.99724
.99709
.99687
.99661
.99627
.00276
.00291
.00313
.00339
.00373
60
61
62
63
64
5.3685
5.3202
5.2693
5.2156
5.1593
.88043
.87251
.86416
.85537
.84613
.11957
.12749
.13584
.14463
.15387
10
11
12
13
14
6.0722
6.0691
6.0655
6.0617
6.0579
.99585
.99534
.99475
.99412
.99350
.00415
.00466
.00525
.00588
.00650
65
66
67
68
69
5.1001
5.0378
4.9715
4.9015
4.8277
.83642
.82619
.81533
.80384
.79175
.16358
.17381
.18467
.19616
.20825
15
16
17
18
19
6.0545
6.0515
6.0491
6.0469
6.0450
.99294
.99245
.99204
.99170
.99137
.00706
.00755
.00796
.00830
.00863
70
71
72
73
74
4.7507
4.6708
4.5884
4.5036
4.4158
.77911
.76601
.75249
.73859
.72420
.22089
.23399
.24751
.26141
.27580
20
21
22
23
24
6.0429
6.0408
6.0386
6.0362
6.0337
.99104
.99068
.99033
.98994
.98952
.00896
.00932
.00967
.01006
.01048
75
76
77
78
79
4.3245
4.2288
4.1285
4.0237
3.9148
.70922
.69352
.67708
.65988
.64203
.29078
.30648
.32292
.34012
.35797
25
26
27
28
29
6.0307
6.0274
6.0236
6.0195
6.0149
.98904
.98850
.98788
.98719
.98644
.01096
.01150
.01212
.01281
.01356
80
81
82
83
84
3.8032
3.6899
3.5756
3.4605
3.3434
.62372
.60514
.58640
.56752
.54832
.37628
.39486
.41360
.43248
.45168
30
31
32
33
34
6.0100
6.0047
5.9991
5.9929
5.9863
.98564
.98478
.98385
.98284
.98176
.01436
.01522
.01615
.01716
.01824
85
86
87
88
89
3.2234
3.1015
2.9800
2.8592
2.7390
.52863
.50864
.48872
.46890
.44920
.47137
.49136
.51128
.53110
.55080
35
36
37
38
39
5.9790
5.9711
5.9626
5.9532
5.9429
.98056
.97927
.97786
.97632
.97463
.01944
.02073
.02214
.02368
.02537
90
91
92
93
94
2.6199
2.5043
2.3953
2.2933
2.1968
.42966
.41070
.39283
.37610
.36027
.57034
.58930
.60717
.62390
.63973
40
41
42
43
44
5.9315
5.9189
5.9049
5.8895
5.8726
.97276
.97069
.96840
.96588
.96311
.02724
.02931
.03160
.03412
.03689
95
96
97
98
99
2.1036
2.0146
1.9313
1.8524
1.7742
.34499
.33039
.31673
.30379
.29097
.65501
.66961
.68327
.69621
.70903
45
46
47
48
49
5.8544
5.8346
5.8135
5.7908
5.7664
.96012
.95687
.95341
.94969
.94569
.03988
.04313
.04659
.05031
.05431
100
101
102
103
104
1.6972
1.6202
1.5439
1.4676
1.3847
.27834
.26572
.25320
.24068
.22709
.72166
.73428
.74680
.75932
.77291
50
51
52
53
54
5.7401
5.7119
5.6819
5.6500
5.6162
.94138
.93676
.93183
.92660
.92105
.05862
.06324
.06817
.07340
.07895
105
106
107
108
109
1.3043
1.1969
1.0632
.8409
.4296
.21390
.19630
.17436
.13792
.07045
.78610
.80370
.82564
.86208
.92955
72
Table S (16.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
5.9566
6.0063
6.0081
6.0086
6.0085
.98880
.99705
.99735
.99743
.99741
.01120
.00295
.00265
.00257
.00259
55
56
57
58
59
5.5211
5.4838
5.4443
5.4028
5.3593
.91650
.91032
.90376
.89686
.88965
Remainder
.08350
.08968
.09624
.10314
.11035
5
6
7
8
9
6.0079
6.0069
6.0057
6.0041
6.0021
.99730
.99715
.99694
.99668
.99635
.00270
.00285
.00306
.00332
.00365
60
61
62
63
64
5.3141
5.2669
5.2171
5.1646
5.1094
.88214
.87430
.86603
.85732
.84816
.11786
.12570
.13397
.14268
.15184
10
11
12
13
14
5.9996
5.9966
5.9931
5.9893
5.9856
.99593
.99543
.99485
.99422
.99361
.00407
.00457
.00515
.00578
.00639
65
66
67
68
69
5.0515
4.9903
4.9254
4.8567
4.7843
.83854
.82840
.81762
.80621
.79420
.16146
.17160
.18238
.19379
.20580
15
16
17
18
19
5.9823
5.9794
5.9769
5.9749
5.9730
.99305
.99258
.99217
.99183
.99152
.00695
.00742
.00783
.00817
.00848
70
71
72
73
74
4.7087
4.6302
4.5492
4.4659
4.3796
.78164
.76862
.75517
.74133
.72702
.21836
.23138
.24483
.25867
.27298
20
21
22
23
24
5.9710
5.9689
5.9668
5.9646
5.9621
.99119
.99084
.99049
.99012
.98971
.00881
.00916
.00951
.00988
.01029
75
76
77
78
79
4.2897
4.1956
4.0968
3.9935
3.8862
.71210
.69647
.68008
.66292
.64511
.28790
.30353
.31992
.33708
.35489
25
26
27
28
29
5.9593
5.9561
5.9524
5.9484
5.9440
.98924
.98871
.98810
.98743
.98670
.01076
.01129
.01190
.01257
.01330
80
81
82
83
84
3.7761
3.6643
3.5515
3.4378
3.3222
.62683
.60827
.58955
.57068
.55148
.37317
.39173
.41045
.42932
.44852
30
31
32
33
34
5.9392
5.9341
5.9287
5.9227
5.9163
.98591
.98507
.98416
.98317
.98211
.01409
.01493
.01584
.01683
.01789
85
86
87
88
89
3.2035
3.0829
2.9627
2.8431
2.7242
.53177
.51177
.49181
.47196
.45221
.46823
.48823
.50819
.52804
.54779
35
36
37
38
39
5.9093
5.9016
5.8934
5.8842
5.8743
.98094
.97967
.97830
.97678
.97513
.01906
.02033
.02170
.02322
.02487
90
91
92
93
94
2.6061
2.4915
2.3835
2.2823
2.1866
.43262
.41359
.39567
.37887
.36298
.56738
.58641
.60433
.62113
.63702
40
41
42
43
44
5.8632
5.8510
5.8374
5.8225
5.8061
.97330
.97126
.96901
.96653
.96381
.02670
.02874
.03099
.03347
.03619
95
96
97
98
99
2.0942
2.0058
1.9232
1.8448
1.7672
.34763
.33297
.31925
.30624
.29336
.65237
.66703
.68075
.69376
.70664
45
46
47
48
49
5.7883
5.7691
5.7485
5.7264
5.7027
.96086
.95767
.95425
.95058
.94665
.03914
.04233
.04575
.04942
.05335
100
101
102
103
104
1.6907
1.6143
1.5384
1.4626
1.3802
.28066
.26797
.25538
.24279
.22912
.71934
.73203
.74462
.75721
.77088
50
51
52
53
54
5.6771
5.6496
5.6203
5.5892
5.5562
.94240
.93783
.93297
.92780
.92232
.05760
.06217
.06703
.07220
.07768
105
106
107
108
109
1.3003
1.1936
1.0605
.8392
.4288
.21585
.19813
.17604
.13930
.07118
.78415
.80187
.82396
.86070
.92882
73
Table S (16.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
5.8860
5.9351
5.9369
5.9374
5.9373
.98885
.99709
.99739
.99748
.99746
.01115
.00291
.00261
.00252
.00254
55
56
57
58
59
5.4631
5.4267
5.3881
5.3475
5.3050
.91780
.91169
.90520
.89837
.89124
Remainder
.08220
.08831
.09480
.10163
.10876
5
6
7
8
9
5.9367
5.9358
5.9346
5.9331
5.9311
.99736
.99721
.99701
.99676
.99643
.00264
.00279
.00299
.00324
.00357
60
61
62
63
64
5.2608
5.2146
5.1658
5.1144
5.0604
.88381
.87604
.86786
.85923
.85015
.11619
.12396
.13214
.14077
.14985
10
11
12
13
14
5.9287
5.9257
5.9223
5.9186
5.9150
.99602
.99552
.99494
.99432
.99372
.00398
.00448
.00506
.00568
.00628
65
66
67
68
69
5.0037
4.9437
4.8801
4.8127
4.7416
.84061
.83055
.81985
.80853
.79659
.15939
.16945
.18015
.19147
.20341
15
16
17
18
19
5.9117
5.9089
5.9065
5.9046
5.9027
.99317
.99270
.99230
.99197
.99165
.00683
.00730
.00770
.00803
.00835
70
71
72
73
74
4.6674
4.5903
4.5107
4.4287
4.3439
.78412
.77117
.75779
.74403
.72978
.21588
.22883
.24221
.25597
.27022
20
21
22
23
24
5.9008
5.8988
5.8967
5.8946
5.8922
.99133
.99099
.99065
.99029
.98989
.00867
.00901
.00935
.00971
.01011
75
76
77
78
79
4.2555
4.1628
4.0656
3.9638
3.8580
.71493
.69935
.68302
.66591
.64814
.28507
.30065
.31698
.33409
.35186
25
26
27
28
29
5.8895
5.8864
5.8828
5.8789
5.8747
.98943
.98892
.98832
.98766
.98694
.01057
.01108
.01168
.01234
.01306
80
81
82
83
84
3.7494
3.6390
3.5277
3.4154
3.3011
.62989
.61136
.59265
.57379
.55459
.37011
.38864
.40735
.42621
.44541
30
31
32
33
34
5.8701
5.8652
5.8599
5.8541
5.8479
.98617
.98535
.98446
.98349
.98245
.01383
.01465
.01554
.01651
.01755
85
86
87
88
89
3.1838
3.0646
2.9456
2.8273
2.7095
.53488
.51485
.49487
.47498
.45519
.46512
.48515
.50513
.52502
.54481
35
36
37
38
39
5.8411
5.8337
5.8257
5.8168
5.8072
.98130
.98006
.97871
.97723
.97560
.01870
.01994
.02129
.02277
.02440
90
91
92
93
94
2.5925
2.4789
2.3718
2.2715
2.1766
.43554
.41646
.39847
.38161
.36567
.56446
.58354
.60153
.61839
.63433
40
41
42
43
44
5.7965
5.7846
5.7714
5.7569
5.7409
.97381
.97181
.96960
.96716
.96448
.02619
.02819
.03040
.03284
.03552
95
96
97
98
99
2.0848
1.9972
1.9151
1.8373
1.7603
.35025
.33552
.32174
.30867
.29573
.64975
.66448
.67826
.69133
.70427
45
46
47
48
49
5.7237
5.7050
5.6849
5.6634
5.6403
.96158
.95843
.95507
.95145
.94757
.03842
.04157
.04493
.04855
.05243
100
101
102
103
104
1.6843
1.6084
1.5330
1.4576
1.3758
.28296
.27021
.25754
.24488
.23113
.71704
.72979
.74246
.75512
.76887
50
51
52
53
54
5.6153
5.5885
5.5600
5.5296
5.4973
.94338
.93887
.93407
.92897
.92355
.05662
.06113
.06593
.07103
.07645
105
106
107
108
109
1.2964
1.1902
1.0579
.8374
.4281
.21779
.19996
.17772
.14069
.07192
.78221
.80004
.82228
.85931
.92808
74
Table S (17.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
5.8170
5.8655
5.8673
5.8678
5.8677
.98890
.99714
.99744
.99753
.99751
.01110
.00286
.00256
.00247
.00249
55
56
57
58
59
5.4063
5.3707
5.3330
5.2932
5.2517
.91907
.91302
.90661
.89985
.89279
Remainder
.08093
.08698
.09339
.10015
.10721
5
6
7
8
9
5.8672
5.8663
5.8651
5.8637
5.8618
.99742
.99727
.99707
.99683
.99650
.00258
.00273
.00293
.00317
.00350
60
61
62
63
64
5.2085
5.1632
5.1155
5.0652
5.0123
.88544
.87775
.86964
.86109
.85209
.11456
.12225
.13036
.13891
.14791
10
11
12
13
14
5.8594
5.8565
5.8532
5.8495
5.8460
.99610
.99561
.99504
.99442
.99382
.00390
.00439
.00496
.00558
.00618
65
66
67
68
69
4.9567
4.8980
4.8355
4.7694
4.6996
.84264
.83265
.82204
.81079
.79894
.15736
.16735
.17796
.18921
.20106
15
16
17
18
19
5.8428
5.8401
5.8378
5.8358
5.8340
.99328
.99281
.99242
.99209
.99179
.00672
.00719
.00758
.00791
.00821
70
71
72
73
74
4.6267
4.5510
4.4727
4.3922
4.3088
.78654
.77367
.76037
.74667
.73249
.21346
.22633
.23963
.25333
.26751
20
21
22
23
24
5.8322
5.8302
5.8283
5.8262
5.8239
.99147
.99114
.99081
.99045
.99006
.00853
.00886
.00919
.00955
.00994
75
76
77
78
79
4.2218
4.1305
4.0348
3.9344
3.8301
.71770
.70219
.68591
.66885
.65112
.28230
.29781
.31409
.33115
.34888
25
26
27
28
29
5.8212
5.8183
5.8149
5.8111
5.8069
.98961
.98911
.98853
.98788
.98718
.01039
.01089
.01147
.01212
.01282
80
81
82
83
84
3.7230
3.6141
3.5041
3.3933
3.2803
.63290
.61439
.59570
.57685
.55766
.36710
.38561
.40430
.42315
.44234
30
31
32
33
34
5.8025
5.7977
5.7926
5.7871
5.7811
.98642
.98562
.98475
.98380
.98278
.01358
.01438
.01525
.01620
.01722
85
86
87
88
89
3.1643
3.0464
2.9287
2.8115
2.6949
.53794
.51789
.49789
.47796
.45813
.46206
.48211
.50211
.52204
.54187
35
36
37
38
39
5.7744
5.7673
5.7595
5.7509
5.7416
.98166
.98044
.97912
.97766
.97607
.01834
.01956
.02088
.02234
.02393
90
91
92
93
94
2.5790
2.4664
2.3603
2.2608
2.1666
.43843
.41929
.40125
.38433
.36832
.56157
.58071
.59875
.61567
.63168
40
41
42
43
44
5.7312
5.7197
5.7069
5.6928
5.6772
.97430
.97234
.97017
.96777
.96513
.02570
.02766
.02983
.03223
.03487
95
96
97
98
99
2.0756
1.9886
1.9071
1.8299
1.7534
.35285
.33806
.32421
.31108
.29808
.64715
.66194
.67579
.68892
.70192
45
46
47
48
49
5.6604
5.6422
5.6227
5.6017
5.5792
.96227
.95917
.95586
.95229
.94846
.03773
.04083
.04414
.04771
.05154
100
101
102
103
104
1.6779
1.6025
1.5276
1.4527
1.3714
.28525
.27242
.25969
.24697
.23313
.71475
.72758
.74031
.75303
.76687
50
51
52
53
54
5.5549
5.5287
5.5008
5.4712
5.4397
.94433
.93988
.93514
.93010
.92475
.05567
.06012
.06486
.06990
.07525
105
106
107
108
109
1.2924
1.1869
1.0552
.8357
.4274
.21971
.20178
.17939
.14206
.07265
.78029
.79822
.82061
.85794
.92735
75
Table S (17.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
5.7497
5.7975
5.7993
5.7998
5.7998
.98894
.99718
.99748
.99757
.99756
.01106
.00282
.00252
.00243
.00244
55
56
57
58
59
5.3506
5.3158
5.2789
5.2400
5.1994
.92030
.91432
.90797
.90129
.89430
Remainder
.07970
.08568
.09203
.09871
.10570
5
6
7
8
9
5.7992
5.7984
5.7973
5.7959
5.7940
.99747
.99733
.99713
.99689
.99658
.00253
.00267
.00287
.00311
.00342
60
61
62
63
64
5.1571
5.1128
5.0662
5.0169
4.9650
.88702
.87941
.87138
.86290
.85399
.11298
.12059
.12862
.13710
.14601
10
11
12
13
14
5.7917
5.7889
5.7856
5.7821
5.7786
.99617
.99569
.99512
.99452
.99392
.00383
.00431
.00488
.00548
.00608
65
66
67
68
69
4.9105
4.8530
4.7917
4.7268
4.6583
.84461
.83471
.82418
.81301
.80123
.15539
.16529
.17582
.18699
.19877
15
16
17
18
19
5.7755
5.7728
5.7705
5.7687
5.7669
.99338
.99292
.99253
.99221
.99191
.00662
.00708
.00747
.00779
.00809
70
71
72
73
74
4.5867
4.5123
4.4354
4.3562
4.2741
.78891
.77612
.76289
.74927
.73515
.21109
.22388
.23711
.25073
.26485
20
21
22
23
24
5.7652
5.7633
5.7614
5.7594
5.7571
.99161
.99128
.99096
.99061
.99023
.00839
.00872
.00904
.00939
.00977
75
76
77
78
79
4.1886
4.0987
4.0044
3.9055
3.8026
.72043
.70498
.68875
.67174
.65405
.27957
.29502
.31125
.32826
.34595
25
26
27
28
29
5.7546
5.7517
5.7484
5.7448
5.7407
.98979
.98930
.98873
.98810
.98741
.01021
.01070
.01127
.01190
.01259
80
81
82
83
84
3.6969
3.5894
3.4809
3.3714
3.2598
.63587
.61738
.59871
.57988
.56069
.36413
.38262
.40129
.42012
.43931
30
31
32
33
34
5.7364
5.7318
5.7269
5.7215
5.7157
.98667
.98587
.98502
.98410
.98310
.01333
.01413
.01498
.01590
.01690
85
86
87
88
89
3.1451
3.0285
2.9120
2.7960
2.6805
.54096
.52090
.50087
.48091
.46104
.45904
.47910
.49913
.51909
.53896
35
36
37
38
39
5.7093
5.7023
5.6948
5.6865
5.6774
.98199
.98080
.97951
.97808
.97651
.01801
.01920
.02049
.02192
.02349
90
91
92
93
94
2.5657
2.4541
2.3488
2.2501
2.1567
.44129
.42210
.40399
.38702
.37096
.55871
.57790
.59601
.61298
.62904
40
41
42
43
44
5.6673
5.6561
5.6437
5.6300
5.6149
.97478
.97285
.97072
.96836
.96576
.02522
.02715
.02928
.03164
.03424
95
96
97
98
99
2.0664
1.9800
1.8992
1.8225
1.7466
.35542
.34057
.32666
.31348
.30041
.64458
.65943
.67334
.68652
.69959
45
46
47
48
49
5.5985
5.5808
5.5618
5.5413
5.5194
.96294
.95989
.95663
.95311
.94933
.03706
.04011
.04337
.04689
.05067
100
101
102
103
104
1.6716
1.5967
1.5223
1.4479
1.3670
.28752
.27463
.26183
.24903
.23512
.71248
.72537
.73817
.75097
.76488
50
51
52
53
54
5.4957
5.4701
5.4429
5.4140
5.3832
.94525
.94086
.93618
.93120
.92592
.05475
.05914
.06382
.06880
.07408
105
106
107
108
109
1.2885
1.1836
1.0526
.8339
.4266
.22163
.20358
.18105
.14343
.07338
.77837
.79642
.81895
.85657
.92662
76
Table S (17.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
5.6838
5.7311
5.7329
5.7334
5.7334
.98899
.99722
.99752
.99762
.99761
.01101
.00278
.00248
.00238
.00239
55
56
57
58
59
5.2959
5.2620
5.2259
5.1879
5.1481
.92149
.91558
.90930
.90269
.89577
Remainder
.07851
.08442
.09070
.09731
.10423
5
6
7
8
9
5.7329
5.7321
5.7310
5.7296
5.7278
.99752
.99738
.99719
.99696
.99665
.00248
.00262
.00281
.00304
.00335
60
61
62
63
64
5.1067
5.0634
5.0177
4.9694
4.9186
.88857
.88103
.87307
.86468
.85584
.11143
.11897
.12693
.13532
.14416
10
11
12
13
14
5.7256
5.7228
5.7196
5.7161
5.7127
.99625
.99577
.99521
.99461
.99402
.00375
.00423
.00479
.00539
.00598
65
66
67
68
69
4.8652
4.8087
4.7487
4.6850
4.6177
.84654
.83672
.82627
.81518
.80348
.15346
.16328
.17373
.18482
.19652
15
16
17
18
19
5.7097
5.7070
5.7049
5.7030
5.7014
.99348
.99303
.99264
.99233
.99204
.00652
.00697
.00736
.00767
.00796
70
71
72
73
74
4.5473
4.4742
4.3986
4.3207
4.2400
.79124
.77852
.76536
.75181
.73776
.20876
.22148
.23464
.24819
.26224
20
21
22
23
24
5.6996
5.6978
5.6960
5.6940
5.6919
.99174
.99142
.99110
.99076
.99039
.00826
.00858
.00890
.00924
.00961
75
76
77
78
79
4.1558
4.0673
3.9744
3.8769
3.7755
.72311
.70772
.69155
.67458
.65693
.27689
.29228
.30845
.32542
.34307
25
26
27
28
29
5.6894
5.6867
5.6834
5.6799
5.6760
.98996
.98948
.98892
.98830
.98763
.01004
.01052
.01108
.01170
.01237
80
81
82
83
84
3.6712
3.5651
3.4579
3.3498
3.2395
.63879
.62033
.60168
.58286
.56367
.36121
.37967
.39832
.41714
.43633
30
31
32
33
34
5.6718
5.6674
5.6626
5.6574
5.6517
.98690
.98612
.98529
.98438
.98340
.01310
.01388
.01471
.01562
.01660
85
86
87
88
89
3.1261
3.0107
2.8955
2.7806
2.6662
.54394
.52387
.50382
.48383
.46392
.45606
.47613
.49618
.51617
.53608
35
36
37
38
39
5.6455
5.6388
5.6315
5.6234
5.6146
.98232
.98115
.97988
.97848
.97694
.01768
.01885
.02012
.02152
.02306
90
91
92
93
94
2.5524
2.4418
2.3374
2.2396
2.1469
.44412
.42488
.40671
.38969
.37356
.55588
.57512
.59329
.61031
.62644
40
41
42
43
44
5.6048
5.5940
5.5819
5.5685
5.5538
.97524
.97335
.97125
.96892
.96636
.02476
.02665
.02875
.03108
.03364
95
96
97
98
99
2.0573
1.9716
1.8913
1.8152
1.7398
.35797
.34305
.32909
.31585
.30272
.64203
.65695
.67091
.68415
.69728
45
46
47
48
49
5.5379
5.5206
5.5021
5.4822
5.4608
.96359
.96059
.95737
.95390
.95017
.03641
.03941
.04263
.04610
.04983
100
101
102
103
104
1.6653
1.5909
1.5169
1.4430
1.3626
.28977
.27681
.26395
.25108
.23709
.71023
.72319
.73605
.74892
.76291
50
51
52
53
54
5.4376
5.4127
5.3862
5.3579
5.3279
.94615
.94181
.93719
.93227
.92705
.05385
.05819
.06281
.06773
.07295
105
106
107
108
109
1.2847
1.1803
1.0500
.8322
.4259
.22353
.20538
.18270
.14480
.07411
.77647
.79462
.81730
.85520
.92589
77
Table S (17.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
5.6195
5.6662
5.6680
5.6685
5.6685
.98903
.99726
.99756
.99766
.99765
.01097
.00274
.00244
.00234
.00235
55
56
57
58
59
5.2424
5.2091
5.1738
5.1366
5.0978
.92265
.91681
.91060
.90405
.89721
Remainder
.07735
.08319
.08940
.09595
.10279
5
6
7
8
9
5.6680
5.6673
5.6662
5.6649
5.6631
.99757
.99744
.99725
.99702
.99671
.00243
.00256
.00275
.00298
.00329
60
61
62
63
64
5.0572
5.0148
4.9700
4.9228
4.8730
.89007
.88260
.87473
.86640
.85765
.10993
.11740
.12527
.13360
.14235
10
11
12
13
14
5.6609
5.6582
5.6551
5.6517
5.6484
.99632
.99585
.99529
.99469
.99411
.00368
.00415
.00471
.00531
.00589
65
66
67
68
69
4.8206
4.7653
4.7063
4.6438
4.5777
.84843
.83869
.82831
.81730
.80568
.15157
.16131
.17169
.18270
.19432
15
16
17
18
19
5.6453
5.6428
5.6406
5.6389
5.6372
.99358
.99313
.99275
.99244
.99215
.00642
.00687
.00725
.00756
.00785
70
71
72
73
74
4.5086
4.4367
4.3624
4.2858
4.2064
.79351
.78087
.76778
.75431
.74033
.20649
.21913
.23222
.24569
.25967
20
21
22
23
24
5.6356
5.6338
5.6320
5.6302
5.6281
.99186
.99155
.99124
.99091
.99054
.00814
.00845
.00876
.00909
.00946
75
76
77
78
79
4.1235
4.0364
3.9448
3.8488
3.7487
.72574
.71041
.69429
.67738
.65977
.27426
.28959
.30571
.32262
.34023
25
26
27
28
29
5.6257
5.6230
5.6199
5.6165
5.6127
.99013
.98966
.98911
.98850
.98784
.00987
.01034
.01089
.01150
.01216
80
81
82
83
84
3.6458
3.5411
3.4352
3.3284
3.2194
.64166
.62323
.60460
.58580
.56662
.35834
.37677
.39540
.41420
.43338
30
31
32
33
34
5.6087
5.6043
5.5997
5.5946
5.5892
.98712
.98636
.98555
.98466
.98370
.01288
.01364
.01445
.01534
.01630
85
86
87
88
89
3.1073
2.9932
2.8791
2.7654
2.6521
.54689
.52680
.50673
.48671
.46677
.45311
.47320
.49327
.51329
.53323
35
36
37
38
39
5.5832
5.5766
5.5696
5.5617
5.5532
.98264
.98149
.98024
.97887
.97736
.01736
.01851
.01976
.02113
.02264
90
91
92
93
94
2.5393
2.4297
2.3262
2.2291
2.1372
.44692
.42762
.40941
.39233
.37615
.55308
.57238
.59059
.60767
.62385
40
41
42
43
44
5.5437
5.5331
5.5214
5.5084
5.4941
.97569
.97383
.97176
.96947
.96695
.02431
.02617
.02824
.03053
.03305
95
96
97
98
99
2.0483
1.9632
1.8835
1.8080
1.7330
.36049
.34552
.33150
.31820
.30501
.63951
.65448
.66850
.68180
.69499
45
46
47
48
49
5.4785
5.4617
5.4437
5.4242
5.4034
.96422
.96126
.95808
.95467
.95099
.03578
.03874
.04192
.04533
.04901
100
101
102
103
104
1.6591
1.5851
1.5117
1.4382
1.3583
.29200
.27898
.26605
.25312
.23906
.70800
.72102
.73395
.74688
.76094
50
51
52
53
54
5.3808
5.3565
5.3305
5.3029
5.2736
.94702
.94274
.93817
.93331
.92815
.05298
.05726
.06183
.06669
.07185
105
106
107
108
109
1.2808
1.1771
1.0474
.8304
.4252
.22542
.20716
.18434
.14616
.07483
.77458
.79284
.81566
.85384
.92517
78
Table S (17.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
5.5566
5.6028
5.6045
5.6051
5.6050
.98907
.99729
.99760
.99770
.99770
.01093
.00271
.00240
.00230
.00230
55
56
57
58
59
5.1898
5.1573
5.1228
5.0864
5.0483
.92379
.91800
.91186
.90538
.89860
Remainder
.07621
.08200
.08814
.09462
.10140
5
6
7
8
9
5.6046
5.6039
5.6028
5.6016
5.5999
.99762
.99749
.99730
.99708
.99678
.00238
.00251
.00270
.00292
.00322
60
61
62
63
64
5.0086
4.9671
4.9233
4.8769
4.8282
.89154
.88414
.87634
.86809
.85941
.10846
.11586
.12366
.13191
.14059
10
11
12
13
14
5.5977
5.5951
5.5920
5.5886
5.5854
.99639
.99592
.99537
.99478
.99420
.00361
.00408
.00463
.00522
.00580
65
66
67
68
69
4.7768
4.7225
4.6647
4.6033
4.5384
.85027
.84061
.83031
.81938
.80784
.14973
.15939
.16969
.18062
.19216
15
16
17
18
19
5.5824
5.5799
5.5778
5.5761
5.5745
.99367
.99323
.99286
.99255
.99227
.00633
.00677
.00714
.00745
.00773
70
71
72
73
74
4.4705
4.3998
4.3267
4.2514
4.1733
.79574
.78317
.77016
.75675
.74285
.20426
.21683
.22984
.24325
.25715
20
21
22
23
24
5.5729
5.5712
5.5695
5.5677
5.5657
.99198
.99168
.99137
.99105
.99069
.00802
.00832
.00863
.00895
.00931
75
76
77
78
79
4.0917
4.0059
3.9157
3.8210
3.7223
.72832
.71305
.69699
.68013
.66257
.27168
.28695
.30301
.31987
.33743
25
26
27
28
29
5.5634
5.5608
5.5578
5.5545
5.5508
.99028
.98982
.98928
.98869
.98804
.00972
.01018
.01072
.01131
.01196
80
81
82
83
84
3.6208
3.5174
3.4128
3.3073
3.1996
.64449
.62609
.60749
.58870
.56953
.35551
.37391
.39251
.41130
.43047
30
31
32
33
34
5.5469
5.5427
5.5382
5.5333
5.5280
.98734
.98660
.98580
.98492
.98398
.01266
.01340
.01420
.01508
.01602
85
86
87
88
89
3.0887
2.9758
2.8629
2.7503
2.6381
.54979
.52969
.50960
.48956
.46958
.45021
.47031
.49040
.51044
.53042
35
36
37
38
39
5.5221
5.5158
5.5089
5.5013
5.4930
.98294
.98181
.98059
.97924
.97776
.01706
.01819
.01941
.02076
.02224
90
91
92
93
94
2.5264
2.4177
2.3150
2.2188
2.1276
.44969
.43034
.41208
.39494
.37871
.55031
.56966
.58792
.60506
.62129
40
41
42
43
44
5.4838
5.4735
5.4621
5.4495
5.4355
.97612
.97429
.97226
.97001
.96752
.02388
.02571
.02774
.02999
.03248
95
96
97
98
99
2.0393
1.9549
1.8758
1.8008
1.7263
.36300
.34797
.33389
.32054
.30729
.63700
.65203
.66611
.67946
.69271
45
46
47
48
49
5.4204
5.4040
5.3864
5.3675
5.3471
.96483
.96191
.95878
.95541
.95178
.03517
.03809
.04122
.04459
.04822
100
101
102
103
104
1.6529
1.5794
1.5064
1.4334
1.3540
.29422
.28114
.26814
.25515
.24101
.70578
.71886
.73186
.74485
.75899
50
51
52
53
54
5.3251
5.3013
5.2760
5.2490
5.2203
.94786
.94363
.93912
.93432
.92922
.05214
.05637
.06088
.06568
.07078
105
106
107
108
109
1.2770
1.1738
1.0448
.8287
.4244
.22730
.20894
.18598
.14751
.07555
.77270
.79106
.81402
.85249
.92445
79
Table S (18.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
5.4951
5.5407
5.5424
5.5430
5.5430
.98911
.99733
.99764
.99774
.99774
.01089
.00267
.00236
.00226
.00226
55
56
57
58
59
5.1383
5.1065
5.0727
5.0371
4.9998
.92489
.91917
.91309
.90667
.89996
Remainder
.07511
.08083
.08691
.09333
.10004
5
6
7
8
9
5.5426
5.5419
5.5409
5.5396
5.5380
.99766
.99754
.99736
.99713
.99684
.00234
.00246
.00264
.00287
.00316
60
61
62
63
64
4.9609
4.9203
4.8773
4.8319
4.7841
.89297
.88565
.87792
.86974
.86114
.10703
.11435
.12208
.13026
.13886
10
11
12
13
14
5.5359
5.5333
5.5303
5.5270
5.5238
.99646
.99600
.99545
.99486
.99429
.00354
.00400
.00455
.00514
.00571
65
66
67
68
69
4.7337
4.6805
4.6237
4.5634
4.4997
.85207
.84249
.83227
.82142
.80995
.14793
.15751
.16773
.17858
.19005
15
16
17
18
19
5.5209
5.5185
5.5164
5.5148
5.5132
.99377
.99332
.99296
.99266
.99238
.00623
.00668
.00704
.00734
.00762
70
71
72
73
74
4.4329
4.3635
4.2916
4.2175
4.1407
.79793
.78543
.77249
.75916
.74532
.20207
.21457
.22751
.24084
.25468
20
21
22
23
24
5.5117
5.5100
5.5084
5.5066
5.5047
.99210
.99180
.99150
.99119
.99084
.00790
.00820
.00850
.00881
.00916
75
76
77
78
79
4.0603
3.9758
3.8869
3.7935
3.6962
.73086
.71565
.69965
.68284
.66532
.26914
.28435
.30035
.31716
.33468
25
26
27
28
29
5.5024
5.4999
5.4970
5.4938
5.4902
.99044
.98999
.98946
.98888
.98824
.00956
.01001
.01054
.01112
.01176
80
81
82
83
84
3.5960
3.4940
3.3907
3.2864
3.1800
.64728
.62891
.61033
.59156
.57240
.35272
.37109
.38967
.40844
.42760
30
31
32
33
34
5.4864
5.4823
5.4780
5.4732
5.4681
.98755
.98682
.98604
.98518
.98425
.01245
.01318
.01396
.01482
.01575
85
86
87
88
89
3.0703
2.9586
2.8469
2.7354
2.6242
.55266
.53255
.51245
.49238
.47236
.44734
.46745
.48755
.50762
.52764
35
36
37
38
39
5.4624
5.4563
5.4496
5.4422
5.4342
.98323
.98213
.98093
.97960
.97815
.01677
.01787
.01907
.02040
.02185
90
91
92
93
94
2.5135
2.4057
2.3040
2.2085
2.1180
.45243
.43303
.41472
.39753
.38124
.54757
.56697
.58528
.60247
.61876
40
41
42
43
44
5.4252
5.4152
5.4041
5.3918
5.3782
.97654
.97474
.97274
.97052
.96807
.02346
.02526
.02726
.02948
.03193
95
96
97
98
99
2.0304
1.9466
1.8681
1.7936
1.7197
.36548
.35039
.33626
.32285
.30955
.63452
.64961
.66374
.67715
.69045
45
46
47
48
49
5.3635
5.3475
5.3303
5.3118
5.2920
.96542
.96254
.95946
.95613
.95255
.03458
.03746
.04054
.04387
.04745
100
101
102
103
104
1.6468
1.5737
1.5012
1.4286
1.3497
.29642
.28327
.27022
.25716
.24294
.70358
.71673
.72978
.74284
.75706
50
51
52
53
54
5.2704
5.2472
5.2225
5.1961
5.1681
.94868
.94450
.94005
.93530
.93026
.05132
.05550
.05995
.06470
.06974
105
106
107
108
109
1.2732
1.1706
1.0422
.8270
.4237
.22917
.21070
.18760
.14886
.07627
.77083
.78930
.81240
.85114
.92373
80
Table S (18.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
5.4349
5.4800
5.4817
5.4823
5.4823
.98915
.99736
.99767
.99778
.99778
.01085
.00264
.00233
.00222
.00222
55
56
57
58
59
5.0877
5.0566
5.0235
4.9886
4.9522
.92596
.92030
.91428
.90793
.90129
Remainder
.07404
.07970
.08572
.09207
.09871
5
6
7
8
9
5.4819
5.4812
5.4803
5.4791
5.4775
.99770
.99758
.99741
.99719
.99690
.00230
.00242
.00259
.00281
.00310
60
61
62
63
64
4.9141
4.8742
4.8322
4.7877
4.7408
.89437
.88711
.87945
.87135
.86282
.10563
.11289
.12055
.12865
.13718
10
11
12
13
14
5.4754
5.4729
5.4699
5.4667
5.4636
.99652
.99607
.99553
.99494
.99437
.00348
.00393
.00447
.00506
.00563
65
66
67
68
69
4.6914
4.6391
4.5834
4.5242
4.4616
.85384
.84432
.83418
.82341
.81202
.14616
.15568
.16582
.17659
.18798
15
16
17
18
19
5.4607
5.4583
5.4563
5.4547
5.4532
.99385
.99342
.99306
.99276
.99249
.00615
.00658
.00694
.00724
.00751
70
71
72
73
74
4.3960
4.3277
4.2570
4.1841
4.1085
.80007
.78765
.77478
.76151
.74774
.19993
.21235
.22522
.23849
.25226
20
21
22
23
24
5.4517
5.4501
5.4485
5.4468
5.4449
.99221
.99192
.99163
.99132
.99098
.00779
.00808
.00837
.00868
.00902
75
76
77
78
79
4.0294
3.9462
3.8586
3.7665
3.6705
.73335
.71821
.70226
.68550
.66803
.26665
.28179
.29774
.31450
.33197
25
26
27
28
29
5.4428
5.4404
5.4375
5.4344
5.4309
.99059
.99015
.98963
.98906
.98843
.00941
.00985
.01037
.01094
.01157
80
81
82
83
84
3.5716
3.4708
3.3688
3.2658
3.1606
.65003
.63169
.61313
.59438
.57523
.34997
.36831
.38687
.40562
.42477
30
31
32
33
34
5.4272
5.4233
5.4190
5.4144
5.4094
.98775
.98704
.98627
.98542
.98452
.01225
.01296
.01373
.01458
.01548
85
86
87
88
89
3.0522
2.9416
2.8311
2.7207
2.6105
.55549
.53538
.51525
.49516
.47511
.44451
.46462
.48475
.50484
.52489
35
36
37
38
39
5.4039
5.3980
5.3915
5.3843
5.3765
.98352
.98243
.98125
.97995
.97852
.01648
.01757
.01875
.02005
.02148
90
91
92
93
94
2.5008
2.3939
2.2930
2.1983
2.1086
.45514
.43570
.41733
.40009
.38376
.54486
.56430
.58267
.59991
.61624
40
41
42
43
44
5.3678
5.3581
5.3473
5.3353
5.3220
.97694
.97517
.97320
.97102
.96861
.02306
.02483
.02680
.02898
.03139
95
96
97
98
99
2.0216
1.9384
1.8605
1.7865
1.7131
.36794
.35279
.33861
.32515
.31179
.63206
.64721
.66139
.67485
.68821
45
46
47
48
49
5.3077
5.2921
5.2753
5.2573
5.2379
.96600
.96315
.96011
.95683
.95330
.03400
.03685
.03989
.04317
.04670
100
101
102
103
104
1.6407
1.5681
1.4960
1.4239
1.3454
.29860
.28540
.27228
.25915
.24487
.70140
.71460
.72772
.74085
.75513
50
51
52
53
54
5.2169
5.1942
5.1701
5.1443
5.1169
.94947
.94535
.94095
.93626
.93127
.05053
.05465
.05905
.06374
.06873
105
106
107
108
109
1.2694
1.1674
1.0397
.8253
.4230
.23103
.21246
.18922
.15020
.07699
.76897
.78754
.81078
.84980
.92301
81
Table S (18.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
5.3760
5.4206
5.4223
5.4229
5.4229
.98919
.99739
.99771
.99781
.99782
.01081
.00261
.00229
.00219
.00218
55
56
57
58
59
5.0381
5.0076
4.9753
4.9411
4.9054
.92700
.92140
.91545
.90916
.90259
Remainder
.07300
.07860
.08455
.09084
.09741
5
6
7
8
9
5.4225
5.4219
5.4210
5.4198
5.4182
.99775
.99763
.99746
.99724
.99696
.00225
.00237
.00254
.00276
.00304
60
61
62
63
64
4.8681
4.8290
4.7878
4.7442
4.6982
.89573
.88854
.88096
.87293
.86447
.10427
.11146
.11904
.12707
.13553
10
11
12
13
14
5.4162
5.4138
5.4109
5.4077
5.4046
.99659
.99613
.99560
.99502
.99445
.00341
.00387
.00440
.00498
.00555
65
66
67
68
69
4.6498
4.5985
4.5438
4.4856
4.4241
.85556
.84612
.83606
.82536
.81404
.14444
.15388
.16394
.17464
.18596
15
16
17
18
19
5.4019
5.3995
5.3976
5.3960
5.3945
.99394
.99351
.99315
.99286
.99259
.00606
.00649
.00685
.00714
.00741
70
71
72
73
74
4.3596
4.2925
4.2230
4.1512
4.0768
.80217
.78982
.77703
.76383
.75013
.19783
.21018
.22297
.23617
.24987
20
21
22
23
24
5.3930
5.3915
5.3899
5.3883
5.3865
.99232
.99203
.99175
.99145
.99111
.00768
.00797
.00825
.00855
.00889
75
76
77
78
79
3.9989
3.9169
3.8306
3.7398
3.6451
.73580
.72072
.70483
.68812
.67069
.26420
.27928
.29517
.31188
.32931
25
26
27
28
29
5.3844
5.3821
5.3793
5.3762
5.3729
.99073
.99030
.98979
.98923
.98861
.00927
.00970
.01021
.01077
.01139
80
81
82
83
84
3.5475
3.4480
3.3472
3.2454
3.1414
.65273
.63442
.61589
.59716
.57802
.34727
.36558
.38411
.40284
.42198
30
31
32
33
34
5.3693
5.3655
5.3614
5.3569
5.3520
.98795
.98725
.98649
.98566
.98477
.01205
.01275
.01351
.01434
.01523
85
86
87
88
89
3.0342
2.9248
2.8154
2.7061
2.5969
.55829
.53817
.51803
.49791
.47784
.44171
.46183
.48197
.50209
.52216
35
36
37
38
39
5.3467
5.3409
5.3346
5.3277
5.3200
.98379
.98273
.98157
.98029
.97889
.01621
.01727
.01843
.01971
.02111
90
91
92
93
94
2.4882
2.3823
2.2822
2.1882
2.0992
.45783
.43833
.41992
.40263
.38625
.54217
.56167
.58008
.59737
.61375
40
41
42
43
44
5.3116
5.3021
5.2916
5.2799
5.2670
.97733
.97559
.97365
.97150
.96913
.02267
.02441
.02635
.02850
.03087
95
96
97
98
99
2.0129
1.9303
1.8529
1.7795
1.7066
.37037
.35518
.34094
.32742
.31401
.62963
.64482
.65906
.67258
.68599
45
46
47
48
49
5.2530
5.2378
5.2214
5.2038
5.1849
.96655
.96375
.96075
.95751
.95402
.03345
.03625
.03925
.04249
.04598
100
101
102
103
104
1.6346
1.5625
1.4909
1.4192
1.3412
.30077
.28750
.27432
.26114
.24678
.69923
.71250
.72568
.73886
.75322
50
51
52
53
54
5.1644
5.1422
5.1186
5.0934
5.0666
.95025
.94617
.94182
.93719
.93226
.04975
.05383
.05818
.06281
.06774
105
106
107
108
109
1.2656
1.1642
1.0371
.8236
.4223
.23287
.21421
.19083
.15154
.07770
.76713
.78579
.80917
.84846
.92230
82
Table S (18.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
5.3184
5.3625
5.3642
5.3648
5.3648
.98922
.99743
.99774
.99785
.99786
.01078
.00257
.00226
.00215
.00214
55
56
57
58
59
4.9893
4.9596
4.9279
4.8944
4.8594
.92802
.92248
.91658
.91036
.90385
Remainder
.07198
.07752
.08342
.08964
.09615
5
6
7
8
9
5.3645
5.3638
5.3629
5.3618
5.3603
.99779
.99767
.99751
.99730
.99701
.00221
.00233
.00249
.00270
.00299
60
61
62
63
64
4.8229
4.7846
4.7442
4.7014
4.6564
.89706
.88994
.88242
.87447
.86608
.10294
.11006
.11758
.12553
.13392
10
11
12
13
14
5.3583
5.3559
5.3531
5.3500
5.3470
.99665
.99620
.99567
.99509
.99453
.00335
.00380
.00433
.00491
.00547
65
66
67
68
69
4.6088
4.5585
4.5048
4.4477
4.3872
.85724
.84788
.83789
.82727
.81603
.14276
.15212
.16211
.17273
.18397
15
16
17
18
19
5.3442
5.3419
5.3400
5.3385
5.3371
.99402
.99360
.99324
.99295
.99269
.00598
.00640
.00676
.00705
.00731
70
71
72
73
74
4.3238
4.2578
4.1894
4.1188
4.0455
.80423
.79195
.77923
.76610
.75247
.19577
.20805
.22077
.23390
.24753
20
21
22
23
24
5.3356
5.3341
5.3326
5.3310
5.3293
.99243
.99214
.99187
.99157
.99124
.00757
.00786
.00813
.00843
.00876
75
76
77
78
79
3.9689
3.8881
3.8030
3.7134
3.6200
.73821
.72319
.70736
.69070
.67332
.26179
.27681
.29264
.30930
.32668
25
26
27
28
29
5.3272
5.3250
5.3223
5.3193
5.3161
.99087
.99044
.98994
.98940
.98879
.00913
.00956
.01006
.01060
.01121
80
81
82
83
84
3.5236
3.4254
3.3259
3.2253
3.1225
.65540
.63712
.61862
.59990
.58078
.34460
.36288
.38138
.40010
.41922
30
31
32
33
34
5.3126
5.3089
5.3049
5.3005
5.2958
.98814
.98745
.98671
.98589
.98502
.01186
.01255
.01329
.01411
.01498
85
86
87
88
89
3.0164
2.9082
2.7998
2.6916
2.5835
.56105
.54093
.52077
.50064
.48053
.43895
.45907
.47923
.49936
.51947
35
36
37
38
39
5.2906
5.2850
5.2789
5.2721
5.2647
.98405
.98301
.98187
.98062
.97924
.01595
.01699
.01813
.01938
.02076
90
91
92
93
94
2.4757
2.3707
2.2714
2.1782
2.0899
.46048
.44094
.42248
.40515
.38871
.53952
.55906
.57752
.59485
.61129
40
41
42
43
44
5.2565
5.2473
5.2370
5.2256
5.2131
.97771
.97599
.97409
.97197
.96963
.02229
.02401
.02591
.02803
.03037
95
96
97
98
99
2.0042
1.9223
1.8454
1.7725
1.7001
.37279
.35754
.34325
.32968
.31622
.62721
.64246
.65675
.67032
.68378
45
46
47
48
49
5.1994
5.1845
5.1686
5.1514
5.1329
.96709
.96433
.96136
.95817
.95473
.03291
.03567
.03864
.04183
.04527
100
101
102
103
104
1.6286
1.5570
1.4858
1.4146
1.3370
.30292
.28959
.27635
.26311
.24868
.69708
.71041
.72365
.73689
.75132
50
51
52
53
54
5.1129
5.0912
5.0681
5.0435
5.0173
.95100
.94697
.94267
.93809
.93322
.04900
.05303
.05733
.06191
.06678
105
106
107
108
109
1.2619
1.1610
1.0346
.8219
.4216
.23471
.21594
.19244
.15287
.07841
.76529
.78406
.80756
.84713
.92159
83
Table S (18.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
5.2620
5.3056
5.3073
5.3079
5.3079
.98926
.99746
.99777
.99788
.99789
.01074
.00254
.00223
.00212
.00211
55
56
57
58
59
4.9415
4.9124
4.8813
4.8486
4.8143
.92901
.92353
.91769
.91153
.90508
Remainder
.07099
.07647
.08231
.08847
.09492
5
6
7
8
9
5.3076
5.3070
5.3061
5.3050
5.3036
.99783
.99772
.99755
.99735
.99707
.00217
.00228
.00245
.00265
.00293
60
61
62
63
64
4.7785
4.7410
4.7014
4.6594
4.6152
.89835
.89130
.88386
.87597
.86766
.10165
.10870
.11614
.12403
.13234
10
11
12
13
14
5.3016
5.2993
5.2965
5.2934
5.2905
.99671
.99626
.99574
.99517
.99461
.00329
.00374
.00426
.00483
.00539
65
66
67
68
69
4.5686
4.5192
4.4664
4.4103
4.3509
.85889
.84960
.83969
.82914
.81797
.14111
.15040
.16031
.17086
.18203
15
16
17
18
19
5.2878
5.2855
5.2837
5.2822
5.2808
.99410
.99368
.99333
.99305
.99279
.00590
.00632
.00667
.00695
.00721
70
71
72
73
74
4.2886
4.2236
4.1563
4.0869
4.0147
.80625
.79404
.78139
.76833
.75477
.19375
.20596
.21861
.23167
.24523
20
21
22
23
24
5.2794
5.2779
5.2765
5.2749
5.2732
.99253
.99225
.99198
.99169
.99137
.00747
.00775
.00802
.00831
.00863
75
76
77
78
79
3.9392
3.8597
3.7758
3.6874
3.5952
.74057
.72562
.70984
.69324
.67590
.25943
.27438
.29016
.30676
.32410
25
26
27
28
29
5.2713
5.2691
5.2665
5.2636
5.2604
.99100
.99059
.99010
.98956
.98896
.00900
.00941
.00990
.01044
.01104
80
81
82
83
84
3.5001
3.4031
3.3048
3.2054
3.1037
.65802
.63978
.62130
.60261
.58350
.34198
.36022
.37870
.39739
.41650
30
31
32
33
34
5.2570
5.2534
5.2495
5.2453
5.2407
.98832
.98764
.98691
.98612
.98526
.01168
.01236
.01309
.01388
.01474
85
86
87
88
89
2.9988
2.8917
2.7845
2.6773
2.5702
.56378
.54365
.52348
.50333
.48319
.43622
.45635
.47652
.49667
.51681
35
36
37
38
39
5.2357
5.2302
5.2243
5.2177
5.2105
.98431
.98329
.98217
.98093
.97958
.01569
.01671
.01783
.01907
.02042
90
91
92
93
94
2.4633
2.3592
2.2607
2.1683
2.0806
.46311
.44353
.42502
.40764
.39116
.53689
.55647
.57498
.59236
.60884
40
41
42
43
44
5.2025
5.1935
5.1836
5.1725
5.1602
.97807
.97639
.97451
.97242
.97012
.02193
.02361
.02549
.02758
.02988
95
96
97
98
99
1.9957
1.9143
1.8380
1.7656
1.6936
.37518
.35988
.34554
.33193
.31841
.62482
.64012
.65446
.66807
.68159
45
46
47
48
49
5.1469
5.1324
5.1168
5.1000
5.0820
.96761
.96488
.96196
.95881
.95541
.03239
.03512
.03804
.04119
.04459
100
101
102
103
104
1.6226
1.5514
1.4807
1.4099
1.3328
.30505
.29167
.27837
.26506
.25057
.69495
.70833
.72163
.73494
.74943
50
51
52
53
54
5.0624
5.0412
5.0186
4.9945
4.9689
.95173
.94775
.94350
.93897
.93415
.04827
.05225
.05650
.06103
.06585
105
106
107
108
109
1.2582
1.1578
1.0321
.8202
.4209
.23653
.21767
.19403
.15420
.07912
.76347
.78233
.80597
.84580
.92088
84
Table S (19.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
5.2068
5.2499
5.2516
5.2522
5.2523
.98929
.99749
.99780
.99792
.99793
.01071
.00251
.00220
.00208
.00207
55
56
57
58
59
4.8946
4.8660
4.8356
4.8035
4.7699
.92997
.92455
.91877
.91267
.90628
Remainder
.07003
.07545
.08123
.08733
.09372
5
6
7
8
9
5.2519
5.2514
5.2505
5.2494
5.2480
.99787
.99776
.99760
.99740
.99712
.00213
.00224
.00240
.00260
.00288
60
61
62
63
64
4.7348
4.6981
4.6592
4.6181
4.5747
.89962
.89264
.88526
.87744
.86920
.10038
.10736
.11474
.12256
.13080
10
11
12
13
14
5.2461
5.2438
5.2411
5.2381
5.2352
.99676
.99632
.99580
.99524
.99469
.00324
.00368
.00420
.00476
.00531
65
66
67
68
69
4.5290
4.4805
4.4287
4.3735
4.3151
.86050
.85129
.84145
.83097
.81988
.13950
.14871
.15855
.16903
.18012
15
16
17
18
19
5.2325
5.2303
5.2285
5.2270
5.2257
.99418
.99376
.99342
.99314
.99288
.00582
.00624
.00658
.00686
.00712
70
71
72
73
74
4.2538
4.1900
4.1237
4.0554
3.9843
.80823
.79609
.78351
.77052
.75703
.19177
.20391
.21649
.22948
.24297
20
21
22
23
24
5.2244
5.2229
5.2215
5.2200
5.2184
.99263
.99236
.99209
.99181
.99149
.00737
.00764
.00791
.00819
.00851
75
76
77
78
79
3.9100
3.8316
3.7489
3.6618
3.5708
.74290
.72800
.71229
.69574
.67845
.25710
.27200
.28771
.30426
.32155
25
26
27
28
29
5.2165
5.2143
5.2118
5.2090
5.2059
.99113
.99072
.99024
.98971
.98913
.00887
.00928
.00976
.01029
.01087
80
81
82
83
84
3.4769
3.3811
3.2840
3.1857
3.0852
.66061
.64240
.62395
.60528
.58619
.33939
.35760
.37605
.39472
.41381
30
31
32
33
34
5.2026
5.1991
5.1954
5.1912
5.1868
.98850
.98783
.98712
.98633
.98549
.01150
.01217
.01288
.01367
.01451
85
86
87
88
89
2.9814
2.8755
2.7693
2.6631
2.5570
.56647
.54634
.52616
.50599
.48583
.43353
.45366
.47384
.49401
.51417
35
36
37
38
39
5.1819
5.1766
5.1708
5.1644
5.1574
.98456
.98355
.98245
.98124
.97991
.01544
.01645
.01755
.01876
.02009
90
91
92
93
94
2.4511
2.3478
2.2502
2.1585
2.0715
.46571
.44609
.42753
.41011
.39358
.53429
.55391
.57247
.58989
.60642
40
41
42
43
44
5.1496
5.1409
5.1311
5.1203
5.1084
.97843
.97677
.97492
.97286
.97059
.02157
.02323
.02508
.02714
.02941
95
96
97
98
99
1.9871
1.9063
1.8306
1.7587
1.6872
.37756
.36220
.34781
.33415
.32058
.62244
.63780
.65219
.66585
.67942
45
46
47
48
49
5.0954
5.0812
5.0660
5.0496
5.0320
.96812
.96543
.96254
.95943
.95608
.03188
.03457
.03746
.04057
.04392
100
101
102
103
104
1.6167
1.5460
1.4757
1.4053
1.3286
.30717
.29373
.28037
.26701
.25244
.69283
.70627
.71963
.73299
.74756
50
51
52
53
54
5.0128
4.9921
4.9700
4.9465
4.9214
.95244
.94851
.94431
.93983
.93506
.04756
.05149
.05569
.06017
.06494
105
106
107
108
109
1.2544
1.1547
1.0296
.8185
.4202
.23834
.21938
.19562
.15552
.07983
.76166
.78062
.80438
.84448
.92017
85
Table S (19.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
5.1528
5.1954
5.1970
5.1976
5.1977
.98933
.99751
.99783
.99795
.99796
.01067
.00249
.00217
.00205
.00204
55
56
57
58
59
4.8485
4.8205
4.7907
4.7593
4.7263
.93091
.92554
.91982
.91378
.90746
Remainder
.06909
.07446
.08018
.08622
.09254
5
6
7
8
9
5.1974
5.1969
5.1960
5.1950
5.1936
.99790
.99780
.99764
.99744
.99717
.00210
.00220
.00236
.00256
.00283
60
61
62
63
64
4.6920
4.6559
4.6178
4.5775
4.5349
.90086
.89394
.88662
.87888
.87070
.09914
.10606
.11338
.12112
.12930
10
11
12
13
14
5.1918
5.1895
5.1868
5.1839
5.1810
.99682
.99638
.99587
.99531
.99476
.00318
.00362
.00413
.00469
.00524
65
66
67
68
69
4.4900
4.4424
4.3915
4.3373
4.2799
.86208
.85294
.84317
.83277
.82175
.13792
.14706
.15683
.16723
.17825
15
16
17
18
19
5.1784
5.1763
5.1745
5.1730
5.1718
.99426
.99384
.99350
.99323
.99298
.00574
.00616
.00650
.00677
.00702
70
71
72
73
74
4.2196
4.1568
4.0916
4.0243
3.9544
.81017
.79810
.78559
.77267
.75925
.18983
.20190
.21441
.22733
.24075
20
21
22
23
24
5.1704
5.1690
5.1677
5.1662
5.1646
.99272
.99246
.99220
.99192
.99161
.00728
.00754
.00780
.00808
.00839
75
76
77
78
79
3.8812
3.8039
3.7224
3.6364
3.5466
.74518
.73035
.71469
.69820
.68095
.25482
.26965
.28531
.30180
.31905
25
26
27
28
29
5.1628
5.1607
5.1582
5.1555
5.1525
.99126
.99086
.99038
.98986
.98929
.00874
.00914
.00962
.01014
.01071
80
81
82
83
84
3.4539
3.3593
3.2633
3.1662
3.0669
.66315
.64498
.62656
.60792
.58884
.33685
.35502
.37344
.39208
.41116
30
31
32
33
34
5.1493
5.1459
5.1423
5.1382
5.1339
.98867
.98802
.98731
.98654
.98572
.01133
.01198
.01269
.01346
.01428
85
86
87
88
89
2.9642
2.8594
2.7542
2.6491
2.5439
.56913
.54900
.52881
.50862
.48843
.43087
.45100
.47119
.49138
.51157
35
36
37
38
39
5.1292
5.1240
5.1184
5.1122
5.1054
.98480
.98381
.98273
.98154
.98023
.01520
.01619
.01727
.01846
.01977
90
91
92
93
94
2.4390
2.3366
2.2397
2.1487
2.0624
.46828
.44862
.43002
.41256
.39598
.53172
.55138
.56998
.58744
.60402
40
41
42
43
44
5.0978
5.0893
5.0798
5.0692
5.0575
.97877
.97714
.97531
.97329
.97105
.02123
.02286
.02469
.02671
.02895
95
96
97
98
99
1.9787
1.8985
1.8233
1.7518
1.6809
.37991
.36451
.35007
.33635
.32273
.62009
.63549
.64993
.66365
.67727
45
46
47
48
49
5.0448
5.0310
5.0162
5.0002
4.9829
.96861
.96596
.96311
.96003
.95672
.03139
.03404
.03689
.03997
.04328
100
101
102
103
104
1.6108
1.5405
1.4706
1.4007
1.3245
.30927
.29578
.28236
.26894
.25431
.69073
.70422
.71764
.73106
.74569
50
51
52
53
54
4.9642
4.9440
4.9224
4.8993
4.8747
.95313
.94924
.94509
.94066
.93594
.04687
.05076
.05491
.05934
.06406
105
106
107
108
109
1.2508
1.1515
1.0271
.8168
.4195
.24015
.22109
.19720
.15683
.08054
.75985
.77891
.80280
.84317
.91946
86
Table S (19.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
5.0998
5.1420
5.1436
5.1442
5.1443
.98936
.99754
.99786
.99798
.99799
.01064
.00246
.00214
.00202
.00201
55
56
57
58
59
4.8032
4.7759
4.7467
4.7158
4.6835
.93183
.92652
.92085
.91487
.90860
Remainder
.06817
.07348
.07915
.08513
.09140
5
6
7
8
9
5.1440
5.1435
5.1427
5.1417
5.1403
.99794
.99784
.99768
.99749
.99722
.00206
.00216
.00232
.00251
.00278
60
61
62
63
64
4.6498
4.6145
4.5771
4.5375
4.4958
.90206
.89521
.88796
.88028
.87218
.09794
.10479
.11204
.11972
.12782
10
11
12
13
14
5.1385
5.1363
5.1337
5.1308
5.1280
.99687
.99644
.99593
.99537
.99483
.00313
.00356
.00407
.00463
.00517
65
66
67
68
69
4.4517
4.4049
4.3549
4.3017
4.2452
.86363
.85456
.84486
.83453
.82358
.13637
.14544
.15514
.16547
.17642
15
16
17
18
19
5.1254
5.1233
5.1216
5.1202
5.1189
.99433
.99392
.99358
.99331
.99307
.00567
.00608
.00642
.00669
.00693
70
71
72
73
74
4.1859
4.1241
4.0600
3.9938
3.9249
.81207
.80008
.78764
.77479
.76143
.18793
.19992
.21236
.22521
.23857
20
21
22
23
24
5.1176
5.1163
5.1149
5.1135
5.1120
.99282
.99256
.99230
.99203
.99173
.00718
.00744
.00770
.00797
.00827
75
76
77
78
79
3.8527
3.7766
3.6962
3.6114
3.5228
.74743
.73266
.71706
.70062
.68342
.25257
.26734
.28294
.29938
.31658
25
26
27
28
29
5.1102
5.1082
5.1058
5.1031
5.1002
.99138
.99099
.99052
.99001
.98944
.00862
.00901
.00948
.00999
.01056
80
81
82
83
84
3.4313
3.3378
3.2430
3.1470
3.0487
.66566
.64753
.62914
.61052
.59146
.33434
.35247
.37086
.38948
.40854
30
31
32
33
34
5.0971
5.0938
5.0902
5.0863
5.0821
.98884
.98819
.98750
.98675
.98593
.01116
.01181
.01250
.01325
.01407
85
86
87
88
89
2.9472
2.8434
2.7393
2.6352
2.5310
.57176
.55162
.53143
.51122
.49101
.42824
.44838
.46857
.48878
.50899
35
36
37
38
39
5.0775
5.0725
5.0670
5.0610
5.0543
.98503
.98406
.98300
.98183
.98054
.01497
.01594
.01700
.01817
.01946
90
91
92
93
94
2.4269
2.3254
2.2293
2.1391
2.0534
.47082
.45113
.43249
.41498
.39836
.52918
.54887
.56751
.58502
.60164
40
41
42
43
44
5.0469
5.0386
5.0294
5.0191
5.0077
.97910
.97750
.97570
.97370
.97149
.02090
.02250
.02430
.02630
.02851
95
96
97
98
99
1.9703
1.8907
1.8160
1.7451
1.6746
.38224
.36679
.35230
.33854
.32487
.61776
.63321
.64770
.66146
.67513
45
46
47
48
49
4.9953
4.9818
4.9673
4.9517
4.9348
.96909
.96647
.96366
.96062
.95735
.03091
.03353
.03634
.03938
.04265
100
101
102
103
104
1.6049
1.5351
1.4657
1.3962
1.3204
.31136
.29781
.28434
.27086
.25616
.68864
.70219
.71566
.72914
.74384
50
51
52
53
54
4.9165
4.8967
4.8755
4.8530
4.8289
.95380
.94996
.94586
.94147
.93681
.04620
.05004
.05414
.05853
.06319
105
106
107
108
109
1.2471
1.1484
1.0246
.8152
.4188
.24194
.22279
.19877
.15814
.08124
.75806
.77721
.80123
.84186
.91876
87
Table S (19.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
5.0479
5.0896
5.0913
5.0919
5.0920
.98939
.99757
.99789
.99801
.99803
.01061
.00243
.00211
.00199
.00197
55
56
57
58
59
4.7588
4.7320
4.7033
4.6731
4.6414
.93272
.92746
.92185
.91593
.90972
Remainder
.06728
.07254
.07815
.08407
.09028
5
6
7
8
9
5.0917
5.0912
5.0904
5.0895
5.0881
.99797
.99787
.99772
.99753
.99727
.00203
.00213
.00228
.00247
.00273
60
61
62
63
64
4.6084
4.5737
4.5371
4.4982
4.4572
.90324
.89645
.88927
.88165
.87362
.09676
.10355
.11073
.11835
.12638
10
11
12
13
14
5.0864
5.0842
5.0816
5.0788
5.0760
.99692
.99650
.99599
.99544
.99490
.00308
.00350
.00401
.00456
.00510
65
66
67
68
69
4.4140
4.3680
4.3189
4.2666
4.2111
.86514
.85614
.84651
.83625
.82537
.13486
.14386
.15349
.16375
.17463
15
16
17
18
19
5.0735
5.0714
5.0697
5.0683
5.0671
.99441
.99400
.99366
.99339
.99315
.00559
.00600
.00634
.00661
.00685
70
71
72
73
74
4.1527
4.0919
4.0288
3.9636
3.8958
.81394
.80201
.78964
.77686
.76357
.18606
.19799
.21036
.22314
.23643
20
21
22
23
24
5.0659
5.0645
5.0633
5.0619
5.0604
.99291
.99265
.99240
.99213
.99184
.00709
.00735
.00760
.00787
.00816
75
76
77
78
79
3.8247
3.7496
3.6704
3.5867
3.4992
.74964
.73493
.71939
.70300
.68585
.25036
.26507
.28061
.29700
.31415
25
26
27
28
29
5.0587
5.0567
5.0544
5.0518
5.0490
.99150
.99111
.99065
.99015
.98959
.00850
.00889
.00935
.00985
.01041
80
81
82
83
84
3.4089
3.3165
3.2229
3.1280
3.0308
.66814
.65004
.63168
.61308
.59404
.33186
.34996
.36832
.38692
.40596
30
31
32
33
34
5.0459
5.0427
5.0392
5.0354
5.0313
.98900
.98836
.98768
.98694
.98614
.01100
.01164
.01232
.01306
.01386
85
86
87
88
89
2.9304
2.8276
2.7246
2.6214
2.5182
.57435
.55422
.53402
.51380
.49356
.42565
.44578
.46598
.48620
.50644
35
36
37
38
39
5.0268
5.0219
5.0166
5.0107
5.0043
.98526
.98430
.98326
.98210
.98084
.01474
.01570
.01674
.01790
.01916
90
91
92
93
94
2.4150
2.3143
2.2190
2.1295
2.0445
.47334
.45361
.43493
.41738
.40072
.52666
.54639
.56507
.58262
.59928
40
41
42
43
44
4.9971
4.9890
4.9800
4.9699
4.9588
.97943
.97784
.97607
.97411
.97192
.02057
.02216
.02393
.02589
.02808
95
96
97
98
99
1.9620
1.8829
1.8088
1.7383
1.6683
.38455
.36905
.35452
.34071
.32699
.61545
.63095
.64548
.65929
.67301
45
46
47
48
49
4.9467
4.9335
4.9193
4.9040
4.8876
.96955
.96697
.96419
.96119
.95796
.03045
.03303
.03581
.03881
.04204
100
101
102
103
104
1.5991
1.5297
1.4607
1.3916
1.3163
.31343
.29983
.28630
.27276
.25800
.68657
.70017
.71370
.72724
.74200
50
51
52
53
54
4.8697
4.8503
4.8296
4.8075
4.7839
.95445
.95066
.94660
.94226
.93765
.04555
.04934
.05340
.05774
.06235
105
106
107
108
109
1.2435
1.1453
1.0221
.8135
.4181
.24372
.22448
.20033
.15945
.08194
.75628
.77552
.79967
.84055
.91806
88
Table S (19.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
4.9971
5.0384
5.0400
5.0406
5.0407
.98943
.99760
.99792
.99804
.99806
.01057
.00240
.00208
.00196
.00194
55
56
57
58
59
4.7151
4.6888
4.6608
4.6311
4.6001
.93359
.92839
.92283
.91696
.91082
Remainder
.06641
.07161
.07717
.08304
.08918
5
6
7
8
9
5.0404
5.0400
5.0392
5.0383
5.0370
.99801
.99791
.99776
.99758
.99732
.00199
.00209
.00224
.00242
.00268
60
61
62
63
64
4.5677
4.5337
4.4977
4.4596
4.4193
.90440
.89767
.89055
.88300
.87503
.09560
.10233
.10945
.11700
.12497
10
11
12
13
14
5.0352
5.0331
5.0306
5.0278
5.0251
.99698
.99655
.99605
.99550
.99496
.00302
.00345
.00395
.00450
.00504
65
66
67
68
69
4.3768
4.3318
4.2835
4.2320
4.1775
.86662
.85769
.84813
.83794
.82714
.13338
.14231
.15187
.16206
.17286
15
16
17
18
19
5.0226
5.0206
5.0189
5.0175
5.0163
.99448
.99407
.99374
.99347
.99324
.00552
.00593
.00626
.00653
.00676
70
71
72
73
74
4.1201
4.0602
3.9980
3.9338
3.8670
.81577
.80392
.79161
.77890
.76567
.18423
.19608
.20839
.22110
.23433
20
21
22
23
24
5.0151
5.0139
5.0126
5.0113
5.0098
.99300
.99274
.99250
.99223
.99195
.00700
.00726
.00750
.00777
.00805
75
76
77
78
79
3.7970
3.7230
3.6449
3.5624
3.4760
.75181
.73716
.72168
.70535
.68825
.24819
.26284
.27832
.29465
.31175
25
26
27
28
29
5.0081
5.0062
5.0040
5.0015
4.9987
.99161
.99123
.99078
.99029
.98974
.00839
.00877
.00922
.00971
.01026
80
81
82
83
84
3.3867
3.2955
3.2030
3.1092
3.0131
.67058
.65251
.63419
.61562
.59659
.32942
.34749
.36581
.38438
.40341
30
31
32
33
34
4.9957
4.9926
4.9892
4.9855
4.9815
.98915
.98853
.98786
.98713
.98635
.01085
.01147
.01214
.01287
.01365
85
86
87
88
89
2.9137
2.8120
2.7100
2.6078
2.5055
.57691
.55678
.53658
.51634
.49608
.42309
.44322
.46342
.48366
.50392
35
36
37
38
39
4.9771
4.9724
4.9672
4.9615
4.9552
.98548
.98453
.98351
.98237
.98113
.01452
.01547
.01649
.01763
.01887
90
91
92
93
94
2.4032
2.3034
2.2088
2.1200
2.0356
.47584
.45607
.43735
.41976
.40306
.52416
.54393
.56265
.58024
.59694
40
41
42
43
44
4.9482
4.9403
4.9315
4.9217
4.9108
.97974
.97818
.97644
.97450
.97234
.02026
.02182
.02356
.02550
.02766
95
96
97
98
99
1.9538
1.8752
1.8016
1.7317
1.6621
.38684
.37130
.35672
.34287
.32910
.61316
.62870
.64328
.65713
.67090
45
46
47
48
49
4.8990
4.8861
4.8723
4.8573
4.8412
.97000
.96745
.96471
.96175
.95856
.03000
.03255
.03529
.03825
.04144
100
101
102
103
104
1.5934
1.5244
1.4558
1.3872
1.3123
.31548
.30183
.28825
.27466
.25983
.68452
.69817
.71175
.72534
.74017
50
51
52
53
54
4.8237
4.8047
4.7845
4.7628
4.7397
.95509
.95134
.94732
.94304
.93847
.04491
.04866
.05268
.05696
.06153
105
106
107
108
109
1.2398
1.1422
1.0196
.8118
.4174
.24549
.22616
.20189
.16074
.08264
.75451
.77384
.79811
.83926
.91736
89
Table S (20.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
4.9473
4.9881
4.9897
4.9903
4.9904
.98946
.99762
.99794
.99806
.99809
.01054
.00238
.00206
.00194
.00191
55
56
57
58
59
4.6722
4.6464
4.6189
4.5899
4.5594
.93444
.92929
.92379
.91797
.91188
Remainder
.06556
.07071
.07621
.08203
.08812
5
6
7
8
9
4.9902
4.9897
4.9890
4.9881
4.9868
.99804
.99795
.99780
.99762
.99736
.00196
.00205
.00220
.00238
.00264
60
61
62
63
64
4.5276
4.4943
4.4590
4.4216
4.3821
.90552
.89886
.89180
.88431
.87641
.09448
.10114
.10820
.11569
.12359
10
11
12
13
14
4.9851
4.9830
4.9805
4.9778
4.9751
.99702
.99661
.99611
.99556
.99503
.00298
.00339
.00389
.00444
.00497
65
66
67
68
69
4.3403
4.2960
4.2486
4.1980
4.1443
.86806
.85920
.84972
.83960
.82886
.13194
.14080
.15028
.16040
.17114
15
16
17
18
19
4.9727
4.9707
4.9691
4.9678
4.9666
.99454
.99414
.99381
.99355
.99332
.00546
.00586
.00619
.00645
.00668
70
71
72
73
74
4.0878
4.0289
3.9677
3.9045
3.8387
.81757
.80578
.79355
.78090
.76774
.18243
.19422
.20645
.21910
.23226
20
21
22
23
24
4.9654
4.9642
4.9630
4.9617
4.9603
.99308
.99283
.99259
.99233
.99205
.00692
.00717
.00741
.00767
.00795
75
76
77
78
79
3.7697
3.6968
3.6197
3.5383
3.4530
.75394
.73936
.72394
.70766
.69061
.24606
.26064
.27606
.29234
.30939
25
26
27
28
29
4.9586
4.9568
4.9545
4.9521
4.9494
.99172
.99135
.99091
.99042
.98988
.00828
.00865
.00909
.00958
.01012
80
81
82
83
84
3.3649
3.2748
3.1833
3.0906
2.9956
.67298
.65495
.63666
.61812
.59911
.32702
.34505
.36334
.38188
.40089
30
31
32
33
34
4.9465
4.9435
4.9402
4.9366
4.9327
.98931
.98869
.98804
.98732
.98654
.01069
.01131
.01196
.01268
.01346
85
86
87
88
89
2.8972
2.7966
2.6955
2.5943
2.4929
.57944
.55931
.53910
.51886
.49858
.42056
.44069
.46090
.48114
.50142
35
36
37
38
39
4.9284
4.9238
4.9188
4.9132
4.9071
.98569
.98476
.98375
.98264
.98141
.01431
.01524
.01625
.01736
.01859
90
91
92
93
94
2.3915
2.2925
2.1987
2.1106
2.0269
.47831
.45850
.43975
.42211
.40537
.52169
.54150
.56025
.57789
.59463
40
41
42
43
44
4.9002
4.8925
4.8839
4.8744
4.8638
.98004
.97851
.97679
.97487
.97275
.01996
.02149
.02321
.02513
.02725
95
96
97
98
99
1.9456
1.8676
1.7945
1.7250
1.6559
.38912
.37352
.35890
.34501
.33119
.61088
.62648
.64110
.65499
.66881
45
46
47
48
49
4.8522
4.8396
4.8261
4.8114
4.7957
.97044
.96792
.96521
.96229
.95914
.02956
.03208
.03479
.03771
.04086
100
101
102
103
104
1.5876
1.5191
1.4509
1.3827
1.3082
.31753
.30382
.29019
.27654
.26164
.68247
.69618
.70981
.72346
.73836
50
51
52
53
54
4.7785
4.7600
4.7401
4.7189
4.6963
.95571
.95200
.94803
.94379
.93927
.04429
.04800
.05197
.05621
.06073
105
106
107
108
109
1.2362
1.1391
1.0172
.8102
.4167
.24725
.22783
.20343
.16204
.08333
.75275
.77217
.79657
.83796
.91667
90
Table S (20.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
4.8984
4.9388
4.9404
4.9410
4.9412
.98949
.99765
.99797
.99809
.99812
.01051
.00235
.00203
.00191
.00188
55
56
57
58
59
4.6301
4.6048
4.5778
4.5493
4.5194
.93527
.93017
.92472
.91896
.91293
Remainder
.06473
.06983
.07528
.08104
.08707
5
6
7
8
9
4.9409
4.9405
4.9398
4.9389
4.9377
.99807
.99798
.99784
.99766
.99741
.00193
.00202
.00216
.00234
.00259
60
61
62
63
64
4.4882
4.4555
4.4209
4.3842
4.3454
.90663
.90002
.89302
.88560
.87776
.09337
.09998
.10698
.11440
.12224
10
11
12
13
14
4.9360
4.9340
4.9315
4.9288
4.9262
.99707
.99666
.99616
.99562
.99509
.00293
.00334
.00384
.00438
.00491
65
66
67
68
69
4.3044
4.2608
4.2142
4.1645
4.1117
.86948
.86069
.85128
.84123
.83056
.13052
.13931
.14872
.15877
.16944
15
16
17
18
19
4.9238
4.9218
4.9202
4.9189
4.9178
.99461
.99421
.99388
.99363
.99340
.00539
.00579
.00612
.00637
.00660
70
71
72
73
74
4.0561
3.9981
3.9379
3.8756
3.8108
.81933
.80762
.79545
.78287
.76978
.18067
.19238
.20455
.21713
.23022
20
21
22
23
24
4.9167
4.9154
4.9143
4.9130
4.9116
.99316
.99292
.99268
.99243
.99215
.00684
.00708
.00732
.00757
.00785
75
76
77
78
79
3.7428
3.6709
3.5949
3.5145
3.4304
.75604
.74152
.72616
.70993
.69293
.24396
.25848
.27384
.29007
.30707
25
26
27
28
29
4.9100
4.9082
4.9061
4.9037
4.9011
.99183
.99147
.99103
.99055
.99002
.00817
.00853
.00897
.00945
.00998
80
81
82
83
84
3.3433
3.2543
3.1639
3.0722
2.9782
.67535
.65736
.63910
.62058
.60160
.32465
.34264
.36090
.37942
.39840
30
31
32
33
34
4.8983
4.8953
4.8921
4.8886
4.8848
.98945
.98885
.98820
.98749
.98674
.01055
.01115
.01180
.01251
.01326
85
86
87
88
89
2.8809
2.7813
2.6812
2.5809
2.4805
.58194
.56182
.54161
.52135
.50105
.41806
.43818
.45839
.47865
.49895
35
36
37
38
39
4.8807
4.8761
4.8712
4.8658
4.8598
.98589
.98498
.98399
.98289
.98169
.01411
.01502
.01601
.01711
.01831
90
91
92
93
94
2.3799
2.2817
2.1887
2.1012
2.0182
.48075
.46091
.44212
.42445
.40767
.51925
.53909
.55788
.57555
.59233
40
41
42
43
44
4.8532
4.8457
4.8373
4.8279
4.8176
.98034
.97882
.97713
.97524
.97315
.01966
.02118
.02287
.02476
.02685
95
96
97
98
99
1.9375
1.8601
1.7875
1.7184
1.6498
.39137
.37573
.36107
.34713
.33326
.60863
.62427
.63893
.65287
.66674
45
46
47
48
49
4.8063
4.7939
4.7807
4.7664
4.7510
.97087
.96838
.96571
.96282
.95970
.02913
.03162
.03429
.03718
.04030
100
101
102
103
104
1.5819
1.5138
1.4461
1.3782
1.3042
.31955
.30580
.29211
.27840
.26345
.68045
.69420
.70789
.72160
.73655
50
51
52
53
54
4.7342
4.7160
4.6966
4.6758
4.6537
.95631
.95264
.94872
.94452
.94005
.04369
.04736
.05128
.05548
.05995
105
106
107
108
109
1.2326
1.1361
1.0147
.8085
.4160
.24899
.22949
.20497
.16333
.08403
.75101
.77051
.79503
.83667
.91597
91
Table S (20.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
4.8506
4.8905
4.8921
4.8927
4.8929
.98952
.99767
.99799
.99812
.99815
.01048
.00233
.00201
.00188
.00185
55
56
57
58
59
4.5886
4.5639
4.5374
4.5094
4.4801
.93608
.93103
.92563
.91993
.91395
Remainder
.06392
.06897
.07437
.08007
.08605
5
6
7
8
9
4.8926
4.8922
4.8915
4.8907
4.8895
.99810
.99801
.99788
.99770
.99745
.00190
.00199
.00212
.00230
.00255
60
61
62
63
64
4.4495
4.4174
4.3834
4.3474
4.3092
.90770
.90115
.89422
.88686
.87909
.09230
.09885
.10578
.11314
.12091
10
11
12
13
14
4.8878
4.8858
4.8834
4.8808
4.8782
.99712
.99671
.99622
.99568
.99515
.00288
.00329
.00378
.00432
.00485
65
66
67
68
69
4.2690
4.2262
4.1804
4.1315
4.0795
.87087
.86215
.85280
.84282
.83222
.12913
.13785
.14720
.15718
.16778
15
16
17
18
19
4.8759
4.8739
4.8723
4.8711
4.8700
.99467
.99428
.99396
.99370
.99347
.00533
.00572
.00604
.00630
.00653
70
71
72
73
74
4.0248
3.9677
3.9084
3.8471
3.7832
.82106
.80941
.79732
.78481
.77178
.17894
.19059
.20268
.21519
.22822
20
21
22
23
24
4.8688
4.8677
4.8665
4.8653
4.8640
.99324
.99300
.99277
.99252
.99225
.00676
.00700
.00723
.00748
.00775
75
76
77
78
79
3.7162
3.6453
3.5703
3.4911
3.4080
.75811
.74365
.72835
.71218
.69522
.24189
.25635
.27165
.28782
.30478
25
26
27
28
29
4.8624
4.8607
4.8586
4.8563
4.8537
.99193
.99158
.99115
.99068
.99015
.00807
.00842
.00885
.00932
.00985
80
81
82
83
84
3.3220
3.2340
3.1446
3.0540
2.9611
.67768
.65973
.64151
.62302
.60406
.32232
.34027
.35849
.37698
.39594
30
31
32
33
34
4.8510
4.8480
4.8449
4.8415
4.8379
.98959
.98900
.98836
.98767
.98692
.01041
.01100
.01164
.01233
.01308
85
86
87
88
89
2.8648
2.7661
2.6670
2.5677
2.4681
.58441
.56429
.54408
.52381
.50350
.41559
.43571
.45592
.47619
.49650
35
36
37
38
39
4.8338
4.8294
4.8246
4.8193
4.8135
.98609
.98520
.98422
.98314
.98195
.01391
.01480
.01578
.01686
.01805
90
91
92
93
94
2.3685
2.2711
2.1788
2.0920
2.0095
.48317
.46330
.44447
.42676
.40994
.51683
.53670
.55553
.57324
.59006
40
41
42
43
44
4.8070
4.7997
4.7915
4.7824
4.7722
.98063
.97913
.97746
.97560
.97353
.01937
.02087
.02254
.02440
.02647
95
96
97
98
99
1.9294
1.8526
1.7805
1.7119
1.6437
.39360
.37792
.36321
.34923
.33532
.60640
.62208
.63679
.65077
.66468
45
46
47
48
49
4.7612
4.7491
4.7362
4.7222
4.7071
.97128
.96882
.96618
.96333
.96025
.02872
.03118
.03382
.03667
.03975
100
101
102
103
104
1.5763
1.5086
1.4413
1.3738
1.3002
.32156
.30776
.29402
.28026
.26524
.67844
.69224
.70598
.71974
.73476
50
51
52
53
54
4.6907
4.6729
4.6539
4.6335
4.6118
.95690
.95327
.94939
.94524
.94081
.04310
.04673
.05061
.05476
.05919
105
106
107
108
109
1.2291
1.1330
1.0123
.8069
.4153
.25073
.23114
.20651
.16461
.08472
.74927
.76886
.79349
.83539
.91528
92
Table S (20.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
4.8036
4.8432
4.8447
4.8454
4.8455
.98954
.99769
.99802
.99814
.99817
.01046
.00231
.00198
.00186
.00183
55
56
57
58
59
4.5479
4.5236
4.4977
4.4702
4.4415
.93687
.93187
.92652
.92087
.91494
Remainder
.06313
.06813
.07348
.07913
.08506
5
6
7
8
9
4.8453
4.8449
4.8442
4.8434
4.8422
.99813
.99805
.99791
.99774
.99749
.00187
.00195
.00209
.00226
.00251
60
61
62
63
64
4.4114
4.3799
4.3465
4.3111
4.2737
.90876
.90226
.89539
.88809
.88038
.09124
.09774
.10461
.11191
.11962
10
11
12
13
14
4.8406
4.8386
4.8363
4.8337
4.8311
.99716
.99676
.99627
.99573
.99521
.00284
.00324
.00373
.00427
.00479
65
66
67
68
69
4.2341
4.1921
4.1471
4.0990
4.0478
.87223
.86358
.85430
.84438
.83385
.12777
.13642
.14570
.15562
.16615
15
16
17
18
19
4.8288
4.8269
4.8254
4.8241
4.8231
.99474
.99434
.99402
.99377
.99355
.00526
.00566
.00598
.00623
.00645
70
71
72
73
74
3.9940
3.9378
3.8794
3.8190
3.7560
.82276
.81118
.79915
.78671
.77375
.17724
.18882
.20085
.21329
.22625
20
21
22
23
24
4.8220
4.8208
4.8197
4.8185
4.8172
.99332
.99309
.99286
.99262
.99235
.00668
.00691
.00714
.00738
.00765
75
76
77
78
79
3.6900
3.6201
3.5461
3.4679
3.3858
.76014
.74574
.73050
.71438
.69748
.23986
.25426
.26950
.28562
.30252
25
26
27
28
29
4.8157
4.8140
4.8120
4.8097
4.8072
.99204
.99168
.99126
.99080
.99028
.00796
.00832
.00874
.00920
.00972
80
81
82
83
84
3.3009
3.2140
3.1256
3.0360
2.9441
.67998
.66208
.64388
.62542
.60648
.32002
.33792
.35612
.37458
.39352
30
31
32
33
34
4.8045
4.8017
4.7987
4.7953
4.7918
.98973
.98915
.98852
.98784
.98710
.01027
.01085
.01148
.01216
.01290
85
86
87
88
89
2.8488
2.7512
2.6530
2.5546
2.4559
.58686
.56674
.54652
.52625
.50592
.41314
.43326
.45348
.47375
.49408
35
36
37
38
39
4.7878
4.7835
4.7789
4.7737
4.7680
.98629
.98540
.98444
.98338
.98221
.01371
.01460
.01556
.01662
.01779
90
91
92
93
94
2.3571
2.2605
2.1689
2.0828
2.0010
.48556
.46566
.44680
.42906
.41220
.51444
.53434
.55320
.57094
.58780
40
41
42
43
44
4.7617
4.7545
4.7465
4.7376
4.7277
.98090
.97943
.97779
.97595
.97391
.01910
.02057
.02221
.02405
.02609
95
96
97
98
99
1.9214
1.8451
1.7735
1.7054
1.6377
.39582
.38009
.36534
.35132
.33736
.60418
.61991
.63466
.64868
.66264
45
46
47
48
49
4.7169
4.7051
4.6925
4.6788
4.6640
.97168
.96926
.96665
.96383
.96078
.02832
.03074
.03335
.03617
.03922
100
101
102
103
104
1.5707
1.5034
1.4365
1.3694
1.2962
.32356
.30970
.29591
.28210
.26703
.67644
.69030
.70409
.71790
.73297
50
51
52
53
54
4.6479
4.6305
4.6118
4.5919
4.5706
.95747
.95388
.95004
.94593
.94155
.04253
.04612
.04996
.05407
.05845
105
106
107
108
109
1.2255
1.1300
1.0099
.8053
.4146
.25246
.23278
.20803
.16589
.08541
.74754
.76722
.79197
.83411
.91459
93
Table S (20.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
4.7576
4.7967
4.7983
4.7989
4.7990
.98957
.99772
.99804
.99817
.99820
.01043
.00228
.00196
.00183
.00180
55
56
57
58
59
4.5079
4.4841
4.4586
4.4317
4.4035
.93764
.93269
.92739
.92179
.91592
Remainder
.06236
.06731
.07261
.07821
.08408
5
6
7
8
9
4.7988
4.7984
4.7978
4.7970
4.7958
.99816
.99808
.99794
.99777
.99753
.00184
.00192
.00206
.00223
.00247
60
61
62
63
64
4.3740
4.3430
4.3103
4.2755
4.2387
.90978
.90335
.89653
.88930
.88165
.09022
.09665
.10347
.11070
.11835
10
11
12
13
14
4.7943
4.7923
4.7900
4.7875
4.7850
.99721
.99681
.99632
.99579
.99527
.00279
.00319
.00368
.00421
.00473
65
66
67
68
69
4.1998
4.1585
4.1142
4.0669
4.0166
.87357
.86498
.85576
.84592
.83545
.12643
.13502
.14424
.15408
.16455
15
16
17
18
19
4.7827
4.7808
4.7793
4.7781
4.7770
.99480
.99441
.99409
.99384
.99362
.00520
.00559
.00591
.00616
.00638
70
71
72
73
74
3.9636
3.9083
3.8507
3.7912
3.7292
.82443
.81292
.80095
.78858
.77568
.17557
.18708
.19905
.21142
.22432
20
21
22
23
24
4.7760
4.7748
4.7738
4.7726
4.7714
.99340
.99317
.99294
.99270
.99244
.00660
.00683
.00706
.00730
.00756
75
76
77
78
79
3.6641
3.5952
3.5222
3.4450
3.3640
.76214
.74780
.73262
.71656
.69970
.23786
.25220
.26738
.28344
.30030
25
26
27
28
29
4.7699
4.7682
4.7662
4.7640
4.7616
.99214
.99179
.99137
.99092
.99041
.00786
.00821
.00863
.00908
.00959
80
81
82
83
84
3.2801
3.1942
3.1068
3.0182
2.9273
.68225
.66438
.64622
.62779
.60888
.31775
.33562
.35378
.37221
.39112
30
31
32
33
34
4.7590
4.7562
4.7532
4.7500
4.7465
.98987
.98929
.98868
.98800
.98728
.01013
.01071
.01132
.01200
.01272
85
86
87
88
89
2.8330
2.7363
2.6391
2.5416
2.4438
.58927
.56916
.54894
.52866
.50831
.41073
.43084
.45106
.47134
.49169
35
36
37
38
39
4.7427
4.7385
4.7339
4.7289
4.7234
.98647
.98561
.98466
.98361
.98246
.01353
.01439
.01534
.01639
.01754
90
91
92
93
94
2.3458
2.2500
2.1592
2.0737
1.9925
.48793
.46800
.44911
.43133
.41443
.51207
.53200
.55089
.56867
.58557
40
41
42
43
44
4.7172
4.7102
4.7024
4.6937
4.6840
.98117
.97972
.97810
.97629
.97427
.01883
.02028
.02190
.02371
.02573
95
96
97
98
99
1.9135
1.8377
1.7666
1.6990
1.6317
.39801
.38225
.36745
.35339
.33939
.60199
.61775
.63255
.64661
.66061
45
46
47
48
49
4.6734
4.6619
4.6495
4.6361
4.6217
.97208
.96968
.96710
.96431
.96130
.02792
.03032
.03290
.03569
.03870
100
101
102
103
104
1.5651
1.4983
1.4317
1.3651
1.2923
.32554
.31164
.29780
.28394
.26880
.67446
.68836
.70220
.71606
.73120
50
51
52
53
54
4.6059
4.5888
4.5706
4.5510
4.5302
.95803
.95448
.95068
.94661
.94228
.04197
.04552
.04932
.05339
.05772
105
106
107
108
109
1.2220
1.1270
1.0075
.8036
.4139
.25418
.23441
.20955
.16716
.08609
.74582
.76559
.79045
.83284
.91391
94
Table S (21.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
4.7124
4.7511
4.7527
4.7533
4.7535
.98960
.99774
.99806
.99819
.99822
.01040
.00226
.00194
.00181
.00178
55
56
57
58
59
4.4686
4.4452
4.4202
4.3938
4.3661
.93840
.93349
.92824
.92269
.91687
Remainder
.06160
.06651
.07176
.07731
.08313
5
6
7
8
9
4.7533
4.7529
4.7523
4.7515
4.7503
.99819
.99811
.99798
.99781
.99757
.00181
.00189
.00202
.00219
.00243
60
61
62
63
64
4.3371
4.3067
4.2746
4.2404
4.2043
.91079
.90441
.89766
.89048
.88289
.08921
.09559
.10234
.10952
.11711
10
11
12
13
14
4.7488
4.7469
4.7446
4.7421
4.7397
.99725
.99685
.99637
.99584
.99533
.00275
.00315
.00363
.00416
.00467
65
66
67
68
69
4.1661
4.1255
4.0819
4.0353
3.9858
.87487
.86635
.85720
.84742
.83702
.12513
.13365
.14280
.15258
.16298
15
16
17
18
19
4.7374
4.7356
4.7341
4.7329
4.7319
.99486
.99447
.99416
.99391
.99369
.00514
.00553
.00584
.00609
.00631
70
71
72
73
74
3.9337
3.8791
3.8225
3.7639
3.7028
.82607
.81462
.80272
.79041
.77758
.17393
.18538
.19728
.20959
.22242
20
21
22
23
24
4.7308
4.7297
4.7287
4.7276
4.7263
.99347
.99324
.99302
.99279
.99253
.00653
.00676
.00698
.00721
.00747
75
76
77
78
79
3.6386
3.5706
3.4986
3.4224
3.3424
.76410
.74983
.73471
.71870
.70190
.23590
.25017
.26529
.28130
.29810
25
26
27
28
29
4.7249
4.7233
4.7213
4.7192
4.7168
.99223
.99189
.99148
.99103
.99053
.00777
.00811
.00852
.00897
.00947
80
81
82
83
84
3.2595
3.1746
3.0883
3.0007
2.9107
.68449
.66666
.64854
.63014
.61124
.31551
.33334
.35146
.36986
.38876
30
31
32
33
34
4.7143
4.7116
4.7087
4.7055
4.7021
.99000
.98943
.98882
.98816
.98745
.01000
.01057
.01118
.01184
.01255
85
86
87
88
89
2.8174
2.7217
2.6254
2.5288
2.4318
.59165
.57155
.55133
.53104
.51068
.40835
.42845
.44867
.46896
.48932
35
36
37
38
39
4.6984
4.6943
4.6899
4.6849
4.6795
.98666
.98580
.98487
.98384
.98271
.01334
.01420
.01513
.01616
.01729
90
91
92
93
94
2.3347
2.2396
2.1495
2.0647
1.9840
.49028
.47032
.45139
.43358
.41665
.50972
.52968
.54861
.56642
.58335
40
41
42
43
44
4.6735
4.6667
4.6591
4.6506
4.6411
.98144
.98001
.97841
.97662
.97463
.01856
.01999
.02159
.02338
.02537
95
96
97
98
99
1.9057
1.8304
1.7598
1.6926
1.6257
.40019
.38438
.36955
.35544
.34141
.59981
.61562
.63045
.64456
.65859
45
46
47
48
49
4.6307
4.6195
4.6073
4.5942
4.5801
.97246
.97009
.96754
.96479
.96181
.02754
.02991
.03246
.03521
.03819
100
101
102
103
104
1.5596
1.4931
1.4270
1.3607
1.2884
.32751
.31356
.29967
.28576
.27056
.67249
.68644
.70033
.71424
.72944
50
51
52
53
54
4.5646
4.5479
4.5300
4.5108
4.4904
.95857
.95506
.95130
.94728
.94299
.04143
.04494
.04870
.05272
.05701
105
106
107
108
109
1.2185
1.1240
1.0051
.8020
.4132
.25589
.23604
.21106
.16842
.08678
.74411
.76396
.78894
.83158
.91322
95
Table S (21.2)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
4.6680
4.7064
4.7080
4.7086
4.7087
.98963
.99776
.99809
.99822
.99825
.01037
.00224
.00191
.00178
.00175
55
56
57
58
59
4.4299
4.4069
4.3824
4.3565
4.3293
.93913
.93427
.92907
.92357
.91780
Remainder
.06087
.06573
.07093
.07643
.08220
5
6
7
8
9
4.7086
4.7082
4.7076
4.7068
4.7057
.99821
.99814
.99801
.99784
.99761
.00179
.00186
.00199
.00216
.00239
60
61
62
63
64
4.3008
4.2710
4.2394
4.2058
4.1703
.91178
.90545
.89875
.89164
.88411
.08822
.09455
.10125
.10836
.11589
10
11
12
13
14
4.7042
4.7024
4.7001
4.6976
4.6952
.99729
.99690
.99642
.99590
.99538
.00271
.00310
.00358
.00410
.00462
65
66
67
68
69
4.1328
4.0929
4.0500
4.0042
3.9555
.87616
.86769
.85861
.84890
.83857
.12384
.13231
.14139
.15110
.16143
15
16
17
18
19
4.6930
4.6912
4.6897
4.6886
4.6876
.99492
.99453
.99422
.99398
.99376
.00508
.00547
.00578
.00602
.00624
70
71
72
73
74
3.9041
3.8504
3.7946
3.7369
3.6767
.82768
.81629
.80446
.79222
.77945
.17232
.18371
.19554
.20778
.22055
20
21
22
23
24
4.6865
4.6855
4.6844
4.6834
4.6822
.99355
.99332
.99310
.99287
.99262
.00645
.00668
.00690
.00713
.00738
75
76
77
78
79
3.6134
3.5464
3.4753
3.4000
3.3210
.76604
.75183
.73676
.72081
.70406
.23396
.24817
.26324
.27919
.29594
25
26
27
28
29
4.6808
4.6792
4.6773
4.6752
4.6729
.99233
.99199
.99159
.99114
.99065
.00767
.00801
.00841
.00886
.00935
80
81
82
83
84
3.2391
3.1552
3.0699
2.9833
2.8943
.68670
.66891
.65082
.63245
.61358
.31330
.33109
.34918
.36755
.38642
30
31
32
33
34
4.6704
4.6678
4.6649
4.6619
4.6586
.99012
.98957
.98897
.98831
.98761
.00988
.01043
.01103
.01169
.01239
85
86
87
88
89
2.8019
2.7071
2.6118
2.5160
2.4199
.59400
.57391
.55370
.53340
.51302
.40600
.42609
.44630
.46660
.48698
35
36
37
38
39
4.6549
4.6509
4.6466
4.6418
4.6365
.98683
.98599
.98508
.98406
.98294
.01317
.01401
.01492
.01594
.01706
90
91
92
93
94
2.3236
2.2293
2.1399
2.0557
1.9757
.49260
.47261
.45366
.43581
.41885
.50740
.52739
.54634
.56419
.58115
40
41
42
43
44
4.6306
4.6240
4.6165
4.6082
4.5989
.98169
.98028
.97870
.97694
.97497
.01831
.01972
.02130
.02306
.02503
95
96
97
98
99
1.8979
1.8231
1.7530
1.6862
1.6198
.40235
.38650
.37163
.35748
.34340
.59765
.61350
.62837
.64252
.65660
45
46
47
48
49
4.5888
4.5778
4.5659
4.5531
4.5392
.97283
.97049
.96797
.96525
.96231
.02717
.02951
.03203
.03475
.03769
100
101
102
103
104
1.5541
1.4880
1.4223
1.3564
1.2845
.32946
.31547
.30152
.28756
.27231
.67054
.68453
.69848
.71244
.72769
50
51
52
53
54
4.5241
4.5077
4.4901
4.4713
4.4513
.95910
.95563
.95191
.94792
.94368
.04090
.04437
.04809
.05208
.05632
105
106
107
108
109
1.2150
1.1210
1.0027
.8004
.4125
.25758
.23765
.21256
.16969
.08746
.74242
.76235
.78744
.83031
.91254
96
Table S (21.4)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
4.6245
4.6625
4.6641
4.6647
4.6648
.98965
.99778
.99811
.99824
.99827
.01035
.00222
.00189
.00176
.00173
55
56
57
58
59
4.3918
4.3693
4.3452
4.3198
4.2931
.93985
.93503
.92988
.92443
.91871
Remainder
.06015
.06497
.07012
.07557
.08129
5
6
7
8
9
4.6647
4.6643
4.6637
4.6630
4.6619
.99824
.99816
.99804
.99788
.99765
.00176
.00184
.00196
.00212
.00235
60
61
62
63
64
4.2651
4.2359
4.2048
4.1718
4.1369
.91274
.90647
.89983
.89277
.88531
.08726
.09353
.10017
.10723
.11469
10
11
12
13
14
4.6604
4.6586
4.6564
4.6540
4.6516
.99733
.99694
.99647
.99595
.99544
.00267
.00306
.00353
.00405
.00456
65
66
67
68
69
4.1001
4.0608
4.0187
3.9736
3.9256
.87741
.86901
.85999
.85035
.84008
.12259
.13099
.14001
.14965
.15992
15
16
17
18
19
4.6494
4.6476
4.6462
4.6451
4.6441
.99497
.99459
.99428
.99404
.99383
.00503
.00541
.00572
.00596
.00617
70
71
72
73
74
3.8750
3.8221
3.7672
3.7102
3.6509
.82925
.81794
.80617
.79399
.78129
.17075
.18206
.19383
.20601
.21871
20
21
22
23
24
4.6431
4.6420
4.6410
4.6400
4.6388
.99362
.99339
.99318
.99296
.99271
.00638
.00661
.00682
.00704
.00729
75
76
77
78
79
3.5885
3.5224
3.4523
3.3780
3.2999
.76794
.75379
.73879
.72289
.70619
.23206
.24621
.26121
.27711
.29381
25
26
27
28
29
4.6375
4.6359
4.6341
4.6320
4.6298
.99242
.99209
.99169
.99125
.99077
.00758
.00791
.00831
.00875
.00923
80
81
82
83
84
3.2190
3.1361
3.0517
2.9660
2.8780
.68887
.67113
.65307
.63473
.61589
.31113
.32887
.34693
.36527
.38411
30
31
32
33
34
4.6273
4.6248
4.6220
4.6190
4.6158
.99025
.98970
.98911
.98846
.98777
.00975
.01030
.01089
.01154
.01223
85
86
87
88
89
2.7866
2.6927
2.5983
2.5034
2.4082
.59633
.57625
.55603
.53573
.51535
.40367
.42375
.44397
.46427
.48465
35
36
37
38
39
4.6122
4.6083
4.6041
4.5994
4.5943
.98701
.98618
.98528
.98427
.98317
.01299
.01382
.01472
.01573
.01683
90
91
92
93
94
2.3126
2.2191
2.1304
2.0468
1.9674
.49490
.47488
.45590
.43802
.42102
.50510
.52512
.54410
.56198
.57898
40
41
42
43
44
4.5885
4.5820
4.5747
4.5666
4.5575
.98194
.98055
.97899
.97725
.97531
.01806
.01945
.02101
.02275
.02469
95
96
97
98
99
1.8901
1.8159
1.7462
1.6799
1.6140
.40449
.38860
.37369
.35951
.34539
.59551
.61140
.62631
.64049
.65461
45
46
47
48
49
4.5476
4.5368
4.5252
4.5126
4.4990
.97319
.97088
.96839
.96570
.96279
.02681
.02912
.03161
.03430
.03721
100
101
102
103
104
1.5486
1.4830
1.4176
1.3522
1.2806
.33140
.31736
.30337
.28936
.27405
.66860
.68264
.69663
.71064
.72595
50
51
52
53
54
4.4842
4.4681
4.4509
4.4325
4.4129
.95962
.95618
.95250
.94856
.94435
.04038
.04382
.04750
.05144
.05565
105
106
107
108
109
1.2116
1.1180
1.0003
.7988
.4119
.25927
.23926
.21406
.17094
.08814
.74073
.76074
.78594
.82906
.91186
97
Table S (21.6)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
4.5818
4.6194
4.6210
4.6216
4.6217
.98968
.99780
.99813
.99826
.99830
.01032
.00220
.00187
.00174
.00170
55
56
57
58
59
4.3544
4.3323
4.3087
4.2837
4.2574
.94055
.93578
.93068
.92527
.91961
Remainder
.05945
.06422
.06932
.07473
.08039
5
6
7
8
9
4.6216
4.6213
4.6207
4.6200
4.6189
.99827
.99819
.99807
.99791
.99768
.00173
.00181
.00193
.00209
.00232
60
61
62
63
64
4.2300
4.2013
4.1708
4.1383
4.1041
.91369
.90747
.90088
.89388
.88648
.08631
.09253
.09912
.10612
.11352
10
11
12
13
14
4.6175
4.6157
4.6135
4.6111
4.6087
.99737
.99699
.99651
.99600
.99549
.00263
.00301
.00349
.00400
.00451
65
66
67
68
69
4.0678
4.0292
3.9877
3.9434
3.8961
.87864
.87030
.86135
.85177
.84157
.12136
.12970
.13865
.14823
.15843
15
16
17
18
19
4.6066
4.6049
4.6034
4.6023
4.6014
.99503
.99465
.99434
.99411
.99390
.00497
.00535
.00566
.00589
.00610
70
71
72
73
74
3.8463
3.7942
3.7401
3.6840
3.6255
.83081
.81956
.80785
.79574
.78310
.16919
.18044
.19215
.20426
.21690
20
21
22
23
24
4.6004
4.5994
4.5984
4.5974
4.5963
.99369
.99347
.99326
.99304
.99279
.00631
.00653
.00674
.00696
.00721
75
76
77
78
79
3.5640
3.4987
3.4295
3.3562
3.2791
.76981
.75573
.74078
.72494
.70829
.23019
.24427
.25922
.27506
.29171
25
26
27
28
29
4.5949
4.5934
4.5916
4.5896
4.5874
.99250
.99218
.99179
.99136
.99088
.00750
.00782
.00821
.00864
.00912
80
81
82
83
84
3.1992
3.1172
3.0338
2.9490
2.8619
.69102
.67331
.65530
.63699
.61817
.30898
.32669
.34470
.36301
.38183
30
31
32
33
34
4.5850
4.5825
4.5798
4.5769
4.5738
.99037
.98982
.98925
.98861
.98793
.00963
.01018
.01075
.01139
.01207
85
86
87
88
89
2.7714
2.6785
2.5849
2.4909
2.3965
.59863
.57856
.55835
.53804
.51764
.40137
.42144
.44165
.46196
.48236
35
36
37
38
39
4.5702
4.5665
4.5624
4.5578
4.5528
.98717
.98636
.98547
.98448
.98340
.01283
.01364
.01453
.01552
.01660
90
91
92
93
94
2.3018
2.2090
2.1209
2.0380
1.9592
.49718
.47714
.45812
.44021
.42318
.50282
.52286
.54188
.55979
.57682
40
41
42
43
44
4.5471
4.5408
4.5337
4.5257
4.5168
.98218
.98081
.97927
.97755
.97563
.01782
.01919
.02073
.02245
.02437
95
96
97
98
99
1.8825
1.8087
1.7395
1.6737
1.6081
.40661
.39069
.37574
.36152
.34735
.59339
.60931
.62426
.63848
.65265
45
46
47
48
49
4.5071
4.4966
4.4852
4.4729
4.4595
.97354
.97126
.96880
.96614
.96326
.02646
.02874
.03120
.03386
.03674
100
101
102
103
104
1.5432
1.4780
1.4130
1.3479
1.2768
.33333
.31924
.30520
.29115
.27578
.66667
.68076
.69480
.70885
.72422
50
51
52
53
54
4.4450
4.4293
4.4124
4.3943
4.3750
.96013
.95672
.95308
.94918
.94501
.03987
.04328
.04692
.05082
.05499
105
106
107
108
109
1.2081
1.1151
.9979
.7972
.4112
.26095
.24086
.21555
.17220
.08882
.73905
.75914
.78445
.82780
.91118
98
Table S (21.8)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
4.5399
4.5772
4.5787
4.5793
4.5795
.98970
.99782
.99815
.99828
.99832
.01030
.00218
.00185
.00172
.00168
55
56
57
58
59
4.3176
4.2959
4.2727
4.2481
4.2224
.94124
.93651
.93145
.92609
.92048
Remainder
.05876
.06349
.06855
.07391
.07952
5
6
7
8
9
4.5793
4.5790
4.5784
4.5777
4.5767
.99829
.99822
.99810
.99794
.99772
.00171
.00178
.00190
.00206
.00228
60
61
62
63
64
4.1955
4.1672
4.1372
4.1054
4.0717
.91461
.90845
.90191
.89497
.88762
.08539
.09155
.09809
.10503
.11238
10
11
12
13
14
4.5753
4.5735
4.5714
4.5690
4.5667
.99741
.99703
.99656
.99604
.99554
.00259
.00297
.00344
.00396
.00446
65
66
67
68
69
4.0360
3.9980
3.9573
3.9136
3.8671
.87985
.87157
.86268
.85316
.84303
.12015
.12843
.13732
.14684
.15697
15
16
17
18
19
4.5646
4.5629
4.5615
4.5604
4.5594
.99508
.99471
.99440
.99417
.99396
.00492
.00529
.00560
.00583
.00604
70
71
72
73
74
3.8180
3.7667
3.7133
3.6581
3.6004
.83233
.82114
.80951
.79746
.78488
.16767
.17886
.19049
.20254
.21512
20
21
22
23
24
4.5585
4.5575
4.5566
4.5556
4.5545
.99375
.99354
.99333
.99311
.99287
.00625
.00646
.00667
.00689
.00713
75
76
77
78
79
3.5397
3.4754
3.4071
3.3347
3.2585
.77166
.75763
.74274
.72696
.71036
.22834
.24237
.25726
.27304
.28964
25
26
27
28
29
4.5532
4.5517
4.5499
4.5480
4.5458
.99259
.99227
.99189
.99146
.99099
.00741
.00773
.00811
.00854
.00901
80
81
82
83
84
3.1795
3.0985
3.0160
2.9322
2.8460
.69313
.67547
.65749
.63922
.62042
.30687
.32453
.34251
.36078
.37958
30
31
32
33
34
4.5435
4.5411
4.5384
4.5356
4.5325
.99048
.98995
.98938
.98875
.98808
.00952
.01005
.01062
.01125
.01192
85
86
87
88
89
2.7564
2.6644
2.5717
2.4786
2.3849
.60090
.58084
.56063
.54033
.51992
.39910
.41916
.43937
.45967
.48008
35
36
37
38
39
4.5291
4.5254
4.5214
4.5169
4.5120
.98734
.98653
.98566
.98468
.98362
.01266
.01347
.01434
.01532
.01638
90
91
92
93
94
2.2910
2.1989
2.1116
2.0293
1.9510
.49944
.47937
.46032
.44239
.42532
.50056
.52063
.53968
.55761
.57468
40
41
42
43
44
4.5065
4.5003
4.4933
4.4855
4.4768
.98242
.98107
.97955
.97785
.97595
.01758
.01893
.02045
.02215
.02405
95
96
97
98
99
1.8748
1.8016
1.7329
1.6675
1.6023
.40872
.39275
.37777
.36351
.34931
.59128
.60725
.62223
.63649
.65069
45
46
47
48
49
4.4674
4.4570
4.4459
4.4338
4.4207
.97389
.97163
.96920
.96657
.96372
.02611
.02837
.03080
.03343
.03628
100
101
102
103
104
1.5378
1.4730
1.4084
1.3437
1.2729
.33524
.32111
.30702
.29292
.27750
.66476
.67889
.69298
.70708
.72250
50
51
52
53
54
4.4065
4.3911
4.3745
4.3568
4.3379
.96062
.95725
.95364
.94978
.94565
.03938
.04275
.04636
.05022
.05435
105
106
107
108
109
1.2047
1.1122
.9956
.7956
.4105
.26262
.24245
.21703
.17344
.08949
.73738
.75755
.78297
.82656
.91051
99
Table S (22.0)
Section 1
Age
Annuity
Life
Estate
Remainder
Age
Annuity
Life
Estate
0
1
2
3
4
4.4988
4.5356
4.5371
4.5377
4.5379
.98973
.99784
.99817
.99830
.99834
.01027
.00216
.00183
.00170
.00166
55
56
57
58
59
4.2814
4.2601
4.2373
4.2132
4.1879
.94191
.93722
.93221
.92690
.92133
Remainder
.05809
.06278
.06779
.07310
.07867
5
6
7
8
9
4.5378
4.5375
4.5370
4.5363
4.5352
.99831
.99825
.99813
.99798
.99775
.00169
.00175
.00187
.00202
.00225
60
61
62
63
64
4.1614
4.1337
4.1042
4.0729
4.0398
.91551
.90940
.90292
.89604
.88875
.08449
.09060
.09708
.10396
.11125
10
11
12
13
14
4.5339
4.5321
4.5300
4.5277
4.5254
.99745
.99707
.99660
.99609
.99559
.00255
.00293
.00340
.00391
.00441
65
66
67
68
69
4.0047
3.9673
3.9272
3.8842
3.8384
.88103
.87282
.86399
.85453
.84446
.11897
.12718
.13601
.14547
.15554
15
16
17
18
19
4.5233
4.5216
4.5203
4.5192
4.5183
.99514
.99476
.99446
.99423
.99402
.00486
.00524
.00554
.00577
.00598
70
71
72
73
74
3.7901
3.7396
3.6870
3.6325
3.5756
.83383
.82270
.81113
.79914
.78663
.16617
.17730
.18887
.20086
.21337
20
21
22
23
24
4.5174
4.5164
4.5155
4.5145
4.5134
.99382
.99361
.99340
.99319
.99295
.00618
.00639
.00660
.00681
.00705
75
76
77
78
79
3.5158
3.4523
3.3849
3.3134
3.2382
.77347
.75951
.74468
.72895
.71240
.22653
.24049
.25532
.27105
.28760
25
26
27
28
29
4.5122
4.5107
4.5090
4.5071
4.5050
.99267
.99236
.99198
.99156
.99110
.00733
.00764
.00802
.00844
.00890
80
81
82
83
84
3.1601
3.0800
2.9984
2.9155
2.8302
.69522
.67760
.65966
.64141
.62265
.30478
.32240
.34034
.35859
.37735
30
31
32
33
34
4.5027
4.5003
4.4978
4.4950
4.4920
.99060
.99007
.98951
.98889
.98823
.00940
.00993
.01049
.01111
.01177
85
86
87
88
89
2.7416
2.6504
2.5586
2.4663
2.3735
.60315
.58310
.56290
.54259
.52217
.39685
.41690
.43710
.45741
.47783
35
36
37
38
39
4.4886
4.4850
4.4811
4.4767
4.4719
.98750
.98670
.98584
.98488
.98383
.01250
.01330
.01416
.01512
.01617
90
91
92
93
94
2.2803
2.1890
2.1023
2.0206
1.9429
.50167
.48158
.46251
.44454
.42744
.49833
.51842
.53749
.55546
.57256
40
41
42
43
44
4.4666
4.4605
4.4537
4.4461
4.4376
.98265
.98131
.97981
.97814
.97626
.01735
.01869
.02019
.02186
.02374
95
96
97
98
99
1.8673
1.7946
1.7263
1.6613
1.5966
.41080
.39481
.37978
.36549
.35125
.58920
.60519
.62022
.63451
.64875
45
46
47
48
49
4.4283
4.4181
4.4072
4.3954
4.3826
.97422
.97199
.96959
.96698
.96417
.02578
.02801
.03041
.03302
.03583
100
101
102
103
104
1.5324
1.4680
1.4038
1.3395
1.2691
.33714
.32296
.30883
.29468
.27920
.66286
.67704
.69117
.70532
.72080
50
51
52
53
54
4.3686
4.3535
4.3372
4.3199
4.3013
.96110
.95777
.95419
.95037
.94628
.03890
.04223
.04581
.04963
.05372
105
106
107
108
109
1.2013
1.1092
.9932
.7940
.4098
.26428
.24403
.21851
.17468
.09016
.73572
.75597
.78149
.82532
.90984
100
Table R(2) - Based on Life Table 90CM
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
0
1
1
2
2
0
0
1
0
1
.16337
.16468
.16608
.16638
.16784
.13923
.14042
.14171
.14200
.14335
.11875
.11984
.12102
.12130
.12252
.10138
.10235
.10342
.10369
.10481
.08662
.08749
.08846
.08872
.08973
.07407
.07485
.07572
.07597
.07687
.06340
.06409
.06486
.06511
.06592
.05432
.05492
.05561
.05585
.05657
.04658
.04711
.04772
.04794
.04858
.03998
.04044
.04098
.04119
.04176
.03435
.03475
.03522
.03543
.03593
.02955
.02988
.03030
.03050
.03093
.02544
.02573
.02609
.02627
.02666
.02193
.02217
.02248
.02266
.02299
.01892
.01912
.01939
.01956
.01985
.01634
.01650
.01674
.01690
.01715
.01413
.01426
.01447
.01462
.01484
.01224
.01234
.01251
.01266
.01284
.01061
.01069
.01083
.01097
.01113
.00921
.00926
.00939
.00952
.00965
2
3
3
3
3
2
0
1
2
3
.16967
.16804
.16956
.17148
.17336
.14505
.14355
.14495
.14673
.14849
.12410
.12273
.12401
.12566
.12729
.10626
.10502
.10618
.10769
.10920
.09105
.08993
.09098
.09237
.09375
.07809
.07708
.07802
.07929
.08055
.06702
.06612
.06696
.06812
.06927
.05757
.05676
.05752
.05856
.05961
.04949
.04878
.04944
.05039
.05134
.04258
.04195
.04254
.04340
.04425
.03666
.03611
.03663
.03740
.03818
.03160
.03111
.03157
.03226
.03296
.02726
.02683
.02723
.02786
.02849
.02353
.02316
.02351
.02407
.02464
.02033
.02001
.02031
.02082
.02133
.01758
.01730
.01757
.01802
.01848
.01522
.01498
.01521
.01561
.01602
.01319
.01298
.01318
.01354
.01391
.01144
.01126
.01143
.01175
.01208
.00993
.00978
.00992
.01021
.01051
4
4
4
4
4
0
1
2
3
4
.16966
.17124
.17324
.17521
.17714
.14507
.14652
.14838
.15022
.15202
.12414
.12546
.12719
.12889
.13057
.10632
.10752
.10910
.11068
.11222
.09113
.09221
.09367
.09511
.09653
.07817
.07915
.08048
.08180
.08310
.06712
.06799
.06920
.07040
.07159
.05767
.05845
.05955
.06064
.06173
.04960
.05029
.05129
.05228
.05327
.04270
.04331
.04421
.04511
.04600
.03679
.03733
.03814
.03895
.03976
.03172
.03220
.03293
.03366
.03439
.02738
.02780
.02845
.02912
.02978
.02366
.02402
.02461
.02521
.02580
.02046
.02077
.02130
.02184
.02238
.01771
.01798
.01846
.01894
.01942
.01534
.01558
.01601
.01644
.01687
.01331
.01351
.01389
.01428
.01467
.01156
.01173
.01207
.01242
.01277
.01004
.01019
.01050
.01081
.01113
5
5
5
5
5
0
1
2
3
4
.17125
.17288
.17496
.17701
.17903
.14655
.14805
.14999
.15191
.15379
.12552
.12689
.12868
.13046
.13221
.10759
.10883
.11049
.11213
.11375
.09230
.09342
.09494
.09644
.09794
.07925
.08026
.08164
.08302
.08439
.06810
.06900
.07026
.07152
.07277
.05857
.05938
.06052
.06167
.06280
.05042
.05114
.05217
.05321
.05424
.04344
.04407
.04501
.04595
.04689
.03746
.03802
.03887
.03972
.04057
.03233
.03282
.03359
.03436
.03512
.02793
.02836
.02905
.02974
.03044
.02415
.02453
.02515
.02577
.02640
.02091
.02123
.02179
.02235
.02292
.01811
.01840
.01890
.01940
.01991
.01571
.01595
.01640
.01685
.01731
.01364
.01385
.01425
.01466
.01507
.01185
.01203
.01239
.01276
.01313
.01031
.01046
.01078
.01111
.01145
5
6
6
6
6
5
0
1
2
3
.18101
.17278
.17446
.17663
.17877
.15565
.14799
.14954
.15155
.15355
.13394
.12686
.12827
.13014
.13199
.11534
.10883
.11011
.11184
.11355
.09941
.09344
.09460
.09618
.09775
.08574
.08030
.08134
.08279
.08423
.07401
.06906
.07000
.07131
.07263
.06393
.05945
.06028
.06148
.06267
.05527
.05122
.05196
.05304
.05413
.04782
.04417
.04483
.04580
.04679
.04141
.03812
.03870
.03959
.04047
.03589
.03293
.03344
.03424
.03504
.03113
.02848
.02892
.02964
.03037
.02703
.02465
.02504
.02568
.02634
.02348
.02135
.02169
.02227
.02286
.02042
.01852
.01881
.01933
.01986
.01777
.01608
.01633
.01679
.01727
.01548
.01397
.01418
.01460
.01503
.01350
.01215
.01233
.01271
.01309
.01178
.01058
.01074
.01107
.01142
6
6
6
7
7
4
5
6
0
1
.18088
.18294
.18497
.17427
.17600
.15552
.15746
.15936
.14939
.15098
.13382
.13562
.13739
.12816
.12962
.11524
.11691
.11855
.11004
.11136
.09931
.10085
.10237
.09456
.09576
.08565
.08707
.08846
.08133
.08241
.07393
.07522
.07650
.07001
.07097
.06386
.06504
.06621
.06032
.06118
.05521
.05629
.05735
.05201
.05277
.04777
.04875
.04972
.04489
.04557
.04137
.04225
.04314
.03878
.03938
.03585
.03665
.03745
.03353
.03405
.03109
.03182
.03255
.02902
.02948
.02699
.02765
.02831
.02514
.02554
.02345
.02405
.02464
.02180
.02215
.02039
.02093
.02147
.01892
.01922
.01775
.01824
.01872
.01644
.01670
.01546
.01590
.01634
.01430
.01452
.01348
.01388
.01427
.01245
.01264
.01177
.01212
.01248
.01085
.01101
7
7
7
7
7
2
3
4
5
6
.17825
.18048
.18267
.18483
.18694
.15307
.15515
.15721
.15923
.16121
.13156
.13349
.13540
.13728
.13913
.11315
.11493
.11670
.11844
.12016
.09740
.09904
.10066
.10227
.10385
.08391
.08541
.08690
.08837
.08983
.07234
.07371
.07507
.07642
.07776
.06242
.06366
.06491
.06614
.06737
.05390
.05503
.05616
.05729
.05841
.04659
.04761
.04864
.04966
.05068
.04030
.04122
.04216
.04309
.04401
.03488
.03572
.03657
.03741
.03825
.03023
.03098
.03175
.03251
.03327
.02621
.02690
.02758
.02827
.02897
.02275
.02337
.02399
.02461
.02524
.01977
.02032
.02088
.02144
.02201
.01719
.01768
.01819
.01870
.01921
.01496
.01541
.01586
.01632
.01678
.01303
.01343
.01384
.01425
.01467
.01136
.01172
.01209
.01246
.01284
7
8
8
8
8
7
0
1
2
3
.18901
.17571
.17749
.17982
.18213
.16316
.15074
.15238
.15455
.15671
.14094
.12943
.13092
.13294
.13494
.12185
.11122
.11258
.11443
.11629
.10542
.09565
.09688
.09859
.10029
.09127
.08234
.08344
.08500
.08656
.07908
.07094
.07192
.07334
.07477
.06858
.06117
.06205
.06334
.06464
.05952
.05279
.05357
.05474
.05592
.05169
.04560
.04629
.04735
.04842
.04493
.03943
.04004
.04100
.04196
.03909
.03412
.03466
.03552
.03640
.03403
.02956
.03003
.03080
.03160
.02966
.02563
.02604
.02674
.02745
.02586
.02224
.02260
.02323
.02387
.02257
.01932
.01963
.02020
.02078
.01972
.01680
.01707
.01758
.01810
.01724
.01463
.01485
.01531
.01578
.01509
.01275
.01294
.01335
.01377
.01322
.01112
.01128
.01165
.01203
8
8
8
8
8
4
5
6
7
8
.18442
.18666
.18887
.19103
.19315
.15885
.16095
.16303
.16506
.16705
.13693
.13889
.14082
.14272
.14459
.11812
.11994
.12174
.12350
.12524
.10198
.10366
.10532
.10695
.10856
.08811
.08965
.09118
.09269
.09417
.07619
.07760
.07900
.08039
.08176
.06593
.06722
.06851
.06978
.07103
.05710
.05828
.05945
.06061
.06176
.04950
.05057
.05163
.05269
.05374
.04294
.04391
.04488
.04585
.04680
.03728
.03816
.03904
.03992
.04079
.03239
.03319
.03399
.03479
.03558
.02817
.02889
.02962
.03034
.03107
.02452
.02517
.02583
.02649
.02714
.02136
.02195
.02255
.02314
.02374
.01863
.01916
.01970
.02023
.02078
.01626
.01674
.01722
.01771
.01820
.01420
.01463
.01507
.01551
.01596
.01241
.01281
.01320
.01360
.01400
9
9
9
9
9
0
1
2
3
4
.17711
.17894
.18134
.18374
.18611
.15206
.15374
.15599
.15823
.16044
.13066
.13219
.13428
.13636
.13842
.11237
.11376
.11568
.11761
.11952
.09672
.09798
.09974
.10151
.10327
.08332
.08445
.08607
.08769
.08930
.07184
.07285
.07433
.07581
.07729
.06200
.06290
.06424
.06559
.06694
.05355
.05435
.05557
.05680
.05803
.04630
.04701
.04811
.04922
.05034
.04006
.04069
.04169
.04269
.04371
.03470
.03525
.03615
.03706
.03798
.03009
.03057
.03138
.03220
.03303
.02611
.02653
.02726
.02800
.02875
.02268
.02304
.02370
.02437
.02505
.01972
.02003
.02063
.02123
.02184
.01717
.01743
.01797
.01851
.01906
.01496
.01519
.01566
.01615
.01665
.01305
.01324
.01367
.01411
.01456
.01139
.01156
.01194
.01234
.01274
101
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
9
9
9
9
9
5
6
7
8
9
.18845
.19075
.19300
.19522
.19738
.16264
.16479
.16692
.16900
.17104
.14046
.14248
.14446
.14641
.14833
.12141
.12328
.12512
.12694
.12873
.10502
.10675
.10846
.11014
.11180
.09091
.09250
.09408
.09563
.09717
.07876
.08022
.08167
.08310
.08452
.06829
.06963
.07096
.07227
.07357
.05925
.06048
.06169
.06290
.06409
.05146
.05257
.05368
.05479
.05588
.04472
.04574
.04675
.04776
.04876
.03890
.03982
.04075
.04166
.04258
.03387
.03470
.03554
.03638
.03721
.02951
.03027
.03103
.03179
.03255
.02573
.02642
.02711
.02780
.02849
.02246
.02308
.02371
.02433
.02496
.01962
.02018
.02075
.02132
.02189
.01715
.01766
.01818
.01869
.01921
.01501
.01547
.01594
.01640
.01687
.01315
.01356
.01398
.01441
.01483
10
10
10
10
10
0
1
2
3
4
.17846
.18033
.18282
.18530
.18775
.15333
.15505
.15737
.15969
.16199
.13185
.13342
.13558
.13773
.13988
.11348
.11491
.11690
.11889
.12087
.09775
.09904
.10087
.10270
.10453
.08428
.08544
.08711
.08879
.09047
.07273
.07376
.07529
.07683
.07836
.06281
.06374
.06513
.06653
.06793
.05430
.05512
.05638
.05766
.05893
.04698
.04771
.04885
.05001
.05117
.04069
.04133
.04236
.04341
.04447
.03528
.03584
.03677
.03772
.03867
.03061
.03110
.03194
.03280
.03366
.02659
.02701
.02777
.02855
.02933
.02312
.02348
.02417
.02487
.02557
.02012
.02044
.02105
.02168
.02232
.01753
.01780
.01835
.01892
.01949
.01529
.01552
.01601
.01652
.01704
.01335
.01354
.01399
.01445
.01491
.01167
.01183
.01223
.01264
.01306
10
10
10
10
10
5
6
7
8
9
.19018
.19257
.19492
.19723
.19949
.16427
.16652
.16873
.17090
.17304
.14200
.14410
.14616
.14820
.15020
.12284
.12479
.12671
.12861
.13048
.10635
.10815
.10993
.11169
.11343
.09214
.09380
.09545
.09707
.09868
.07990
.08142
.08293
.08443
.08591
.06933
.07073
.07212
.07349
.07486
.06021
.06149
.06276
.06402
.06527
.05234
.05350
.05466
.05582
.05696
.04553
.04659
.04765
.04870
.04975
.03964
.04060
.04156
.04252
.04348
.03454
.03541
.03629
.03716
.03804
.03012
.03091
.03171
.03250
.03330
.02629
.02701
.02773
.02845
.02918
.02296
.02362
.02427
.02493
.02559
.02008
.02067
.02126
.02186
.02246
.01757
.01810
.01864
.01918
.01973
.01539
.01587
.01636
.01685
.01735
.01349
.01393
.01437
.01481
.01526
10 10 .20170 .17513 .15217 .13231
11 0 .17976 .15456 .13301 .11456
11 1 .18167 .15632 .13461 .11602
11 2 .18424 .15872 .13684 .11807
11 3 .18680 .16111 .13907 .12013
.11514
.09876
.10008
.10196
.10386
.10026
.08521
.08639
.08812
.08986
.08738
.07359
.07465
.07623
.07782
.07621
.06361
.06455
.06599
.06744
.06652
.05503
.05587
.05717
.05850
.05810
.04766
.04840
.04958
.05078
.05079
.04131
.04196
.04303
.04412
.04444
.03584
.03641
.03738
.03836
.03891
.03113
.03162
.03250
.03339
.03410
.02706
.02749
.02828
.02908
.02990
.02355
.02392
.02463
.02536
.02625
.02051
.02083
.02147
.02213
.02306
.01789
.01816
.01873
.01932
.02028
.01561
.01585
.01636
.01689
.01784
.01365
.01384
.01430
.01478
.01572
.01194
.01210
.01252
.01295
11
11
11
11
11
4
5
6
7
8
.14129
.14349
.14567
.14782
.14994
.12219
.12423
.12626
.12826
.13024
.10576
.10764
.10952
.11137
.11321
.09161
.09334
.09507
.09678
.09848
.07941
.08101
.08259
.08417
.08574
.06890
.07036
.07181
.07326
.07470
.05982
.06116
.06248
.06381
.06513
.05199
.05320
.05441
.05563
.05683
.04522
.04632
.04742
.04853
.04963
.03936
.04036
.04137
.04237
.04338
.03429
.03520
.03611
.03703
.03794
.02990
.03072
.03155
.03238
.03322
.02609
.02684
.02759
.02835
.02910
.02279
.02347
.02415
.02483
.02552
.01993
.02054
.02115
.02177
.02240
.01744
.01799
.01854
.01911
.01968
.01527
.01577
.01627
.01678
.01730
.01339
.01384
.01429
.01476
.01522
11 9 .20155 .17499 .15204
11 10 .20386 .17717 .15409
11 11 .20612 .17932 .15611
12 0 .18102 .15575 .13413
12 1 .18296 .15754 .13576
.13219
.13411
.13600
.11561
.11709
.11503
.11681
.11857
.09974
.10108
.10016
.10182
.10346
.08612
.08732
.08729
.08882
.09034
.07443
.07551
.07612
.07754
.07894
.06439
.06534
.06644
.06774
.06903
.05575
.05660
.05803
.05923
.06041
.04832
.04907
.05073
.05183
.05291
.04192
.04257
.04438
.04539
.04638
.03640
.03697
.03886
.03978
.04069
.03164
.03214
.03405
.03489
.03572
.02753
.02796
.02987
.03063
.03139
.02398
.02435
.02621
.02691
.02761
.02090
.02123
.02303
.02366
.02430
.01824
.01852
.02025
.02083
.02140
.01594
.01617
.01782
.01834
.01887
.01394
.01414
.01570
.01617
.01665
.01221
.01237
12
12
12
12
12
2
3
4
5
6
.18934
.19186
.19434
.19679
.19919
.16349
.16586
.16819
.17049
.17276
.18560
.18825
.19088
.19348
.19605
.16001
.16248
.16495
.16739
.16981
.13806
.14036
.14265
.14493
.14720
.11921
.12134
.12347
.12559
.12769
.10303
.10499
.10695
.10891
.11085
.08911
.09091
.09271
.09452
.09631
.07714
.07878
.08044
.08209
.08374
.06683
.06833
.06984
.07136
.07287
.05795
.05932
.06069
.06208
.06346
.05029
.05153
.05279
.05405
.05531
.04368
.04481
.04595
.04710
.04825
.03798
.03900
.04003
.04107
.04212
.03304
.03397
.03490
.03585
.03680
.02878
.02961
.03046
.03132
.03218
.02509
.02584
.02661
.02738
.02817
.02189
.02257
.02326
.02396
.02467
.01911
.01973
.02035
.02099
.02163
.01671
.01726
.01782
.01840
.01898
.01462
.01512
.01563
.01614
.01667
.01280
.01325
.01371
.01418
.01466
12 7 .19859
12 8 .20109
12 9 .20355
12 10 .20597
12 11 .20833
.17220
.17456
.17689
.17917
.18141
.14943
.15164
.15383
.15597
.15808
.12977
.13183
.13387
.13588
.13785
.11278
.11470
.11659
.11846
.12030
.09809
.09986
.10162
.10335
.10507
.08538
.08702
.08864
.09024
.09183
.07438
.07588
.07737
.07885
.08032
.06484
.06622
.06759
.06895
.07030
.05657
.05784
.05909
.06034
.06159
.04940
.05055
.05170
.05285
.05399
.04317
.04422
.04528
.04633
.04737
.03776
.03872
.03968
.04064
.04160
.03305
.03393
.03480
.03568
.03655
.02896
.02975
.03055
.03135
.03215
.02539
.02611
.02684
.02757
.02830
.02228
.02294
.02360
.02426
.02493
.01957
.02017
.02077
.02137
.02198
.01721
.01775
.01829
.01884
.01940
.01514
.01563
.01613
.01663
.01713
12 12 .21064 .18360 .16015 .13979
13 0 .18223 .15690 .13521 .11663
13 1 .18420 .15872 .13687 .11813
13 2 .18692 .16126 .13923 .12031
13 3 .18964 .16381 .14160 .12251
.12212
.10069
.10205
.10405
.10608
.10675
.08700
.08823
.09007
.09192
.09339
.07525
.07634
.07802
.07972
.08177
.06515
.06612
.06765
.06920
.07164
.05645
.05731
.05870
.06012
.06282
.04896
.04972
.05099
.05227
.05512
.04251
.04318
.04432
.04549
.04841
.03694
.03753
.03856
.03962
.04255
.03214
.03265
.03358
.03454
.03743
.02799
.02843
.02927
.03013
.03295
.02440
.02477
.02553
.02632
.02903
.02129
.02161
.02230
.02300
.02560
.01860
.01887
.01949
.02012
.02259
.01626
.01649
.01705
.01762
.01996
.01424
.01443
.01493
.01545
.01764
.01248
.01264
.01309
.01355
13
13
13
13
13
.10811
.11013
.11215
.11416
.11615
.09379
.09566
.09752
.09937
.10121
.08143
.08315
.08486
.08657
.08827
.07077
.07234
.07391
.07547
.07704
.06155
.06298
.06442
.06585
.06729
.05357
.05488
.05619
.05751
.05882
.04667
.04786
.04906
.05026
.05146
.04069
.04177
.04286
.04396
.04506
.03551
.03649
.03748
.03848
.03948
.03101
.03191
.03281
.03371
.03462
.02711
.02792
.02874
.02956
.03039
.02372
.02445
.02519
.02594
.02670
.02078
.02144
.02211
.02279
.02347
.01821
.01881
.01942
.02003
.02066
.01598
.01652
.01707
.01763
.01819
.01403
.01452
.01502
.01553
.01604
4
5
6
7
8
.19235
.19505
.19771
.20034
.20294
.16635
.16888
.17138
.17386
.17631
.14397
.14633
.14868
.15100
.15330
.12471
.12690
.12908
.13124
.13338
102
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
13
13
13
13
13
9
10
11
12
13
.20550
.20801
.21048
.21289
.21525
.17873
.18111
.18345
.18574
.18799
.15557
.15781
.16001
.16217
.16429
.13550
.13760
.13966
.14170
.14369
.11812
.12007
.12200
.12389
.12576
.10304
.10485
.10664
.10841
.11015
.08996
.09163
.09329
.09493
.09655
.07859
.08014
.08167
.08319
.08469
.06872
.07014
.07156
.07296
.07434
.06013
.06144
.06274
.06403
.06531
.05266
.05386
.05506
.05625
.05742
.04615
.04725
.04835
.04944
.05053
.04048
.04149
.04249
.04350
.04449
.03554
.03646
.03738
.03830
.03921
.03123
.03206
.03291
.03375
.03458
.02746
.02822
.02899
.02976
.03053
.02417
.02486
.02556
.02627
.02697
.02129
.02192
.02256
.02320
.02385
.01877
.01934
.01993
.02051
.02110
.01656
.01709
.01762
.01815
.01869
14
14
14
14
14
0
1
2
3
4
.18339
.18539
.18818
.19098
.19378
.15800
.15985
.16246
.16508
.16770
.13625
.13794
.14036
.14281
.14525
.11761
.11913
.12138
.12364
.12590
.10160
.10298
.10505
.10713
.10922
.08786
.08910
.09099
.09291
.09483
.07605
.07715
.07888
.08064
.08240
.06588
.06687
.06844
.07005
.07166
.05713
.05800
.05944
.06090
.06237
.04959
.05036
.05166
.05299
.05434
.04309
.04376
.04494
.04615
.04737
.03748
.03807
.03913
.04023
.04134
.03263
.03314
.03411
.03510
.03610
.02844
.02888
.02975
.03065
.03156
.02481
.02519
.02598
.02679
.02761
.02167
.02199
.02270
.02343
.02418
.01895
.01922
.01986
.02052
.02119
.01658
.01681
.01739
.01798
.01859
.01453
.01472
.01524
.01577
.01633
.01275
.01290
.01337
.01385
.01435
14
14
14
14
14
5
6
7
8
9
.19655
.19931
.20203
.20472
.20738
.17031
.17290
.17547
.17801
.18052
.14769
.15011
.15251
.15490
.15726
.12817
.13042
.13267
.13489
.13709
.11132
.11341
.11549
.11755
.11961
.09676
.09869
.10061
.10253
.10443
.08418
.08595
.08772
.08949
.09125
.07329
.07492
.07654
.07817
.07979
.06386
.06535
.06684
.06834
.06983
.05569
.05705
.05842
.05979
.06115
.04861
.04985
.05110
.05235
.05360
.04246
.04359
.04473
.04587
.04702
.03712
.03815
.03919
.04023
.04128
.03248
.03342
.03436
.03531
.03627
.02845
.02930
.03016
.03102
.03190
.02494
.02571
.02649
.02728
.02807
.02188
.02258
.02329
.02400
.02473
.01921
.01985
.02049
.02114
.02180
.01689
.01746
.01805
.01864
.01924
.01486
.01538
.01591
.01644
.01699
14
14
14
14
14
10
11
12
13
14
.20999
.21256
.21508
.21755
.21995
.18300
.18543
.18783
.19017
.19246
.15959
.16188
.16414
.16636
.16853
.13928
.14143
.14355
.14564
.14768
.12164
.12365
.12563
.12759
.12950
.10632
.10819
.11003
.11185
.11364
.09299
.09473
.09644
.09814
.09980
.08140
.08301
.08459
.08616
.08771
.07131
.07279
.07426
.07571
.07714
.06252
.06388
.06523
.06657
.06790
.05486
.05611
.05735
.05859
.05981
.04817
.04932
.05046
.05160
.05272
.04233
.04338
.04443
.04548
.04651
.03723
.03819
.03916
.04012
.04107
.03277
.03365
.03453
.03542
.03629
.02887
.02968
.03048
.03129
.03209
.02546
.02619
.02693
.02767
.02841
.02247
.02314
.02381
.02449
.02516
.01984
.02045
.02107
.02169
.02231
.01754
.01810
.01866
.01923
.01980
15
15
15
15
15
0
1
2
3
4
.18450
.18653
.18939
.19227
.19514
.15906
.16093
.16361
.16630
.16900
.13726
.13896
.14145
.14396
.14648
.11855
.12010
.12240
.12473
.12706
.10249
.10388
.10600
.10815
.11031
.08869
.08994
.09188
.09386
.09584
.07681
.07793
.07971
.08152
.08334
.06660
.06759
.06921
.07087
.07253
.05779
.05867
.06015
.06166
.06318
.05020
.05098
.05232
.05369
.05508
.04366
.04433
.04555
.04680
.04806
.03800
.03859
.03969
.04082
.04197
.03311
.03362
.03462
.03564
.03668
.02888
.02932
.03022
.03115
.03209
.02522
.02560
.02641
.02724
.02810
.02204
.02237
.02310
.02385
.02463
.01929
.01956
.02022
.02090
.02160
.01690
.01713
.01772
.01833
.01897
.01482
.01501
.01554
.01610
.01667
.01301
.01317
.01365
.01415
.01466
15
15
15
15
15
5
6
7
8
9
.19800
.20084
.20366
.20644
.20919
.17169
.17436
.17702
.17965
.18225
.14899
.15149
.15398
.15645
.15890
.12939
.13172
.13404
.13635
.13864
.11247
.11463
.11678
.11892
.12105
.09783
.09983
.10182
.10380
.10578
.08517
.08701
.08884
.09068
.09250
.07421
.07590
.07758
.07927
.08096
.06472
.06626
.06781
.06936
.07091
.05648
.05789
.05931
.06073
.06215
.04934
.05062
.05192
.05322
.05452
.04313
.04430
.04549
.04668
.04787
.03774
.03881
.03989
.04097
.04206
.03305
.03402
.03500
.03599
.03699
.02897
.02985
.03074
.03165
.03256
.02542
.02622
.02703
.02785
.02868
.02232
.02304
.02378
.02453
.02528
.01961
.02027
.02094
.02162
.02231
.01725
.01785
.01846
.01908
.01970
.01519
.01573
.01629
.01685
.01742
15
15
15
15
15
10
11
12
13
14
.21191
.21458
.21721
.21978
.22229
.18482
.18736
.18985
.19230
.19469
.16132
.16371
.16606
.16838
.17064
.14090
.14315
.14536
.14754
.14967
.12317
.12526
.12733
.12937
.13137
.10774
.10969
.11162
.11352
.11540
.09432
.09613
.09792
.09969
.10143
.08264
.08431
.08597
.08761
.08923
.07246
.07400
.07553
.07705
.07855
.06358
.06500
.06641
.06782
.06920
.05583
.05714
.05844
.05973
.06102
.04907
.05027
.05146
.05266
.05384
.04316
.04426
.04536
.04645
.04754
.03799
.03900
.04001
.04101
.04201
.03347
.03439
.03532
.03624
.03716
.02951
.03036
.03120
.03205
.03289
.02605
.02681
.02759
.02836
.02914
.02300
.02371
.02441
.02512
.02583
.02034
.02098
.02162
.02227
.02293
.01799
.01858
.01917
.01976
.02036
15 15 .22474 .19703 .17286 .15176
16 0 .18556 .16008 .13822 .11946
16 1 .18762 .16197 .13995 .12102
16 2 .19055 .16471 .14250 .12338
16 3 .19350 .16747 .14507 .12577
.13334
.10334
.10475
.10693
.10913
.11723
.08948
.09075
.09275
.09477
.10315
.07756
.07869
.08052
.08237
.09082
.06729
.06829
.06996
.07166
.08003
.05844
.05932
.06084
.06239
.07057
.05080
.05158
.05296
.05437
.06228
.04421
.04489
.04614
.04742
.05501
.03851
.03910
.04024
.04140
.04862
.03358
.03409
.03512
.03617
.04301
.02931
.02976
.03068
.03164
.03807
.02561
.02599
.02683
.02769
.03373
.02241
.02273
.02348
.02427
.02991
.01962
.01990
.02058
.02128
.02654
.01721
.01743
.01805
.01868
.02357
.01510
.01529
.01584
.01642
.02096
.01327
.01342
.01392
.01444
16
16
16
16
16
4
5
6
7
8
.19645
.19939
.20231
.20522
.20810
.17024
.17301
.17577
.17851
.18123
.14766
.15024
.15282
.15539
.15794
.12817
.13058
.13298
.13537
.13776
.11135
.11358
.11580
.11803
.12025
.09682
.09887
.10093
.10299
.10504
.08425
.08614
.08803
.08993
.09183
.07338
.07511
.07685
.07860
.08035
.06396
.06555
.06714
.06875
.07035
.05580
.05725
.05871
.06018
.06165
.04873
.05005
.05138
.05272
.05407
.04258
.04379
.04500
.04623
.04746
.03725
.03834
.03945
.04057
.04169
.03261
.03361
.03461
.03563
.03666
.02858
.02948
.03039
.03132
.03226
.02507
.02588
.02671
.02756
.02841
.02201
.02275
.02350
.02427
.02504
.01934
.02001
.02069
.02139
.02209
.01701
.01762
.01824
.01887
.01951
.01497
.01552
.01609
.01666
.01724
16
16
16
16
16
9
10
11
12
13
.21095
.21376
.21653
.21926
.22194
.18392
.18659
.18922
.19182
.19437
.16048
.16299
.16547
.16793
.17034
.14013
.14248
.14481
.14712
.14939
.12246
.12465
.12683
.12898
.13111
.10709
.10913
.11116
.11317
.11515
.09373
.09562
.09750
.09936
.10121
.08209
.08384
.08558
.08731
.08903
.07196
.07357
.07518
.07678
.07837
.06313
.06461
.06609
.06757
.06903
.05543
.05679
.05815
.05951
.06086
.04870
.04995
.05120
.05245
.05370
.04283
.04397
.04512
.04627
.04741
.03770
.03874
.03979
.04085
.04190
.03321
.03416
.03512
.03609
.03705
.02927
.03015
.03103
.03191
.03280
.02583
.02663
.02743
.02824
.02905
.02281
.02354
.02427
.02501
.02576
.02016
.02083
.02150
.02217
.02286
.01784
.01844
.01905
.01967
.02030
103
Section 2
Ages
Interest Rate
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
16 14 .22456 .19687 .17271 .15162
16 15 .22712 .19931 .17502 .15381
16 16 .22961 .20169 .17729 .15595
17 0 .18658 .16105 .13914 .12033
17 1 .18866 .16296 .14089 .12191
.13320
.13526
.13727
.10416
.10559
.11711
.11903
.12092
.09025
.09153
.10304
.10483
.10659
.07828
.07942
.09072
.09239
.09403
.06796
.06897
.07994
.08149
.08301
.05906
.05995
.07049
.07192
.07334
.05138
.05216
.06220
.06353
.06484
.04474
.04543
.05494
.05616
.05738
.03900
.03960
.04855
.04969
.05081
.03404
.03455
.04295
.04399
.04502
.02973
.03018
.03802
.03898
.03993
.02600
.02638
.03368
.03456
.03544
.02277
.02309
.02987
.03068
.03148
.01996
.02022
.02650
.02725
.02799
.01751
.01773
.02354
.02422
.02490
.01538
.01557
.02092
.02155
.02218
.01353
.01368
17
17
17
17
17
O
Y
2
3
4
5
6
2.2%
2.4%
2.6%
.19166
.19468
.19770
.20072
.20373
.16577
.16860
.17144
.17428
.17712
.14350
.14614
.14879
.15145
.15411
.12433
.12678
.12924
.13172
.13419
.10782
.11008
.11236
.11465
.11694
.09358
.09566
.09776
.09987
.10199
.08129
.08320
.08513
.08707
.08903
.07068
.07243
.07420
.07598
.07778
.06151
.06311
.06472
.06636
.06800
.05358
.05503
.05651
.05800
.05951
.04671
.04803
.04938
.05074
.05212
.04077
.04196
.04319
.04443
.04568
.03561
.03669
.03780
.03893
.04008
.03113
.03212
.03312
.03415
.03519
.02724
.02814
.02905
.02998
.03093
.02387
.02467
.02550
.02634
.02720
.02093
.02165
.02240
.02317
.02395
.01837
.01902
.01970
.02040
.02110
.01614
.01673
.01734
.01797
.01861
.01419
.01473
.01528
.01585
.01643
17 7 .20672
17 8 .20969
17 9 .21263
17 10 .21554
17 11 .21842
.17994
.18275
.18553
.18829
.19102
.15675
.15939
.16201
.16461
.16719
.13666
.13912
.14158
.14401
.14643
.11924
.12153
.12382
.12609
.12835
.10412
.10624
.10837
.11048
.11259
.09099
.09295
.09492
.09688
.09883
.07958
.08139
.08320
.08502
.08682
.06966
.07132
.07299
.07466
.07633
.06103
.06255
.06409
.06562
.06716
.05351
.05490
.05631
.05773
.05914
.04695
.04823
.04952
.05082
.05212
.04124
.04240
.04358
.04477
.04597
.03625
.03731
.03839
.03948
.04057
.03189
.03286
.03384
.03484
.03584
.02808
.02896
.02986
.03077
.03169
.02475
.02555
.02637
.02720
.02804
.02183
.02256
.02331
.02407
.02483
.01927
.01994
.02062
.02131
.02201
.01703
.01764
.01826
.01889
.01953
17
17
17
17
17
.19372
.19637
.19897
.20152
.20401
.16973
.17224
.17471
.17713
.17950
.14883
.15119
.15352
.15580
.15804
.13059
.13281
.13499
.13714
.13924
.11468
.11674
.11879
.12080
.12277
.10077
.10270
.10460
.10648
.10833
.08863
.09041
.09218
.09393
.09565
.07800
.07966
.08130
.08292
.08452
.06870
.07023
.07175
.07325
.07474
.06056
.06197
.06337
.06476
.06614
.05342
.05472
.05602
.05730
.05857
.04716
.04836
.04955
.05074
.05191
.04167
.04277
.04387
.04496
.04605
.03685
.03786
.03887
.03988
.04087
.03261
.03354
.03447
.03539
.03631
.02889
.02974
.03059
.03144
.03228
.02561
.02639
.02717
.02795
.02873
.02272
.02343
.02415
.02487
.02558
.02018
.02083
.02149
.02214
.02280
17 17 .23458 .20644 .18181 .16023
18 0 .18756 .16199 .14003 .12117
18 1 .18965 .16391 .14179 .12277
18 2 .19271 .16678 .14446 .12524
18 3 .19580 .16968 .14716 .12775
.14131
.10496
.10639
.10867
.11099
.12471
.09100
.09229
.09438
.09651
.11014
.07898
.08012
.08204
.08400
.09734
.06861
.06963
.07138
.07317
.08610
.05967
.06057
.06216
.06380
.07621
.05194
.05273
.05418
.05567
.06750
.04526
.04595
.04727
.04863
.05983
.03949
.04009
.04128
.04251
.05308
.03448
.03500
.03609
.03720
.04712
.03015
.03059
.03157
.03259
.04187
.02639
.02677
.02765
.02857
.03723
.02312
.02344
.02424
.02507
.03313
.02028
.02055
.02127
.02202
.02950
.01781
.01803
.01868
.01936
.02630
.01566
.01584
.01643
.01704
.02346
.01379
.01393
.01446
.01501
18
18
18
18
18
4
5
6
7
8
.19890
.20200
.20509
.20816
.21122
.17259
.17550
.17842
.18132
.18421
.14988
.15261
.15534
.15807
.16078
.13027
.13281
.13536
.13790
.14044
.11333
.11568
.11804
.12041
.12277
.09867
.10084
.10303
.10522
.10741
.08598
.08798
.08999
.09202
.09404
.07499
.07683
.07868
.08054
.08241
.06546
.06714
.06884
.07055
.07227
.05719
.05873
.06028
.06185
.06343
.05001
.05141
.05284
.05427
.05572
.04377
.04505
.04635
.04766
.04898
.03835
.03951
.04069
.04189
.04310
.03362
.03468
.03576
.03685
.03795
.02951
.03047
.03145
.03244
.03345
.02592
.02680
.02768
.02859
.02951
.02279
.02358
.02439
.02522
.02605
.02006
.02078
.02151
.02226
.02302
.01767
.01832
.01899
.01967
.02036
.01558
.01617
.01678
.01740
.01803
18
18
18
18
18
9
10
11
12
13
.21426
.21726
.22024
.22318
.22607
.18709
.18994
.19277
.19556
.19832
.16349
.16618
.16885
.17149
.17410
.14298
.14550
.14800
.15049
.15294
.12513
.12749
.12983
.13216
.13446
.10960
.11179
.11398
.11615
.11830
.09607
.09811
.10013
.10215
.10415
.08428
.08616
.08804
.08991
.09177
.07400
.07573
.07746
.07920
.08092
.06502
.06661
.06821
.06981
.07141
.05718
.05864
.06011
.06159
.06306
.05032
.05167
.05302
.05438
.05573
.04432
.04556
.04680
.04805
.04930
.03907
.04020
.04134
.04249
.04364
.03447
.03551
.03655
.03760
.03866
.03044
.03139
.03234
.03331
.03428
.02691
.02777
.02864
.02953
.03041
.02380
.02459
.02539
.02620
.02701
.02107
.02179
.02252
.02326
.02401
.01867
.01933
.02000
.02067
.02136
18
18
18
18
18
14
15
16
17
18
.22890
.23168
.23440
.23705
.23963
.20102
.20368
.20627
.20881
.21129
.17666
.17918
.18165
.18407
.18643
.15536
.15774
.16008
.16237
.16461
.13673
.13897
.14117
.14333
.14545
.12042
.12252
.12458
.12661
.12861
.10614
.10809
.11002
.11192
.11379
.09361
.09544
.09724
.09901
.10076
.08263
.08433
.08600
.08765
.08928
.07299
.07456
.07612
.07765
.07917
.06453
.06598
.06742
.06884
.07025
.05709
.05843
.05976
.06108
.06239
.05054
.05178
.05301
.05423
.05545
.04478
.04593
.04706
.04819
.04931
.03971
.04077
.04181
.04286
.04389
.03524
.03621
.03718
.03814
.03910
.03130
.03219
.03308
.03397
.03485
.02783
.02865
.02946
.03028
.03109
.02476
.02551
.02626
.02701
.02776
.02204
.02273
.02343
.02412
.02481
19
19
19
19
19
0
1
2
3
4
.18850
.19061
.19373
.19688
.20005
.16289
.16482
.16775
.17071
.17369
.14089
.14266
.14538
.14815
.15093
.12199
.12359
.12611
.12868
.13127
.10572
.10717
.10950
.11187
.11426
.09172
.09301
.09515
.09734
.09955
.07965
.08080
.08277
.08477
.08680
.06924
.07026
.07206
.07389
.07576
.06026
.06116
.06279
.06447
.06618
.05249
.05328
.05477
.05630
.05786
.04578
.04647
.04782
.04921
.05063
.03996
.04056
.04179
.04305
.04434
.03492
.03544
.03655
.03770
.03888
.03056
.03100
.03200
.03304
.03411
.02676
.02714
.02805
.02899
.02996
.02347
.02378
.02461
.02546
.02634
.02060
.02087
.02161
.02238
.02318
.01811
.01832
.01899
.01969
.02041
.01593
.01611
.01671
.01734
.01800
.01404
.01418
.01472
.01529
.01588
19
19
19
19
19
5
6
7
8
9
.20322
.20639
.20955
.21269
.21582
.17668
.17967
.18265
.18563
.18859
.15373
.15653
.15933
.16213
.16492
.13387
.13648
.13910
.14172
.14433
.11668
.11910
.12154
.12397
.12641
.10178
.10402
.10628
.10854
.11080
.08886
.09093
.09301
.09510
.09720
.07764
.07955
.08147
.08340
.08533
.06790
.06965
.07142
.07319
.07498
.05944
.06104
.06266
.06429
.06593
.05207
.05354
.05502
.05651
.05802
.04566
.04700
.04835
.04972
.05111
.04007
.04129
.04253
.04378
.04505
.03520
.03631
.03744
.03859
.03975
.03095
.03196
.03299
.03404
.03510
.02724
.02816
.02910
.03005
.03102
.02399
.02483
.02568
.02655
.02743
.02116
.02191
.02269
.02348
.02429
.01867
.01936
.02007
.02079
.02152
.01649
.01712
.01776
.01842
.01909
12
13
14
15
16
.22125
.22404
.22677
.22944
.23204
104
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
19
19
19
19
19
10
11
12
13
14
.21892
.22200
.22504
.22803
.23098
.19153
.19445
.19734
.20020
.20301
.16769
.17045
.17319
.17589
.17856
.14693
.14953
.15210
.15465
.15716
.12884
.13127
.13368
.13607
.13843
.11307
.11533
.11758
.11981
.12202
.09930
.10140
.10349
.10557
.10764
.08728
.08922
.09116
.09310
.09502
.07677
.07857
.08037
.08216
.08394
.06758
.06924
.07090
.07256
.07421
.05954
.06107
.06260
.06413
.06566
.05250
.05391
.05532
.05673
.05814
.04633
.04762
.04892
.05022
.05152
.04092
.04210
.04329
.04449
.04569
.03617
.03725
.03835
.03945
.04055
.03200
.03299
.03399
.03500
.03602
.02833
.02924
.03016
.03109
.03202
.02511
.02594
.02678
.02763
.02848
.02227
.02303
.02380
.02458
.02536
.01977
.02046
.02117
.02188
.02260
19
19
19
19
19
15
16
17
18
19
.23386
.23669
.23945
.24215
.24479
.20577
.20847
.21112
.21372
.21625
.18118
.18375
.18628
.18875
.19117
.15964
.16207
.16447
.16681
.16911
.14076
.14306
.14531
.14753
.14970
.12421
.12636
.12848
.13056
.13262
.10968
.11169
.11368
.11563
.11756
.09692
.09880
.10065
.10248
.10429
.08571
.08746
.08918
.09089
.09258
.07585
.07747
.07908
.08067
.08224
.06718
.06868
.07017
.07165
.07312
.05954
.06093
.06231
.06369
.06505
.05281
.05410
.05538
.05665
.05791
.04688
.04807
.04925
.05043
.05160
.04165
.04274
.04384
.04492
.04601
.03703
.03804
.03905
.04005
.04106
.03295
.03388
.03481
.03574
.03666
.02934
.03020
.03105
.03191
.03277
.02615
.02694
.02773
.02852
.02931
.02333
.02405
.02478
.02550
.02623
20
20
20
20
20
0
1
2
3
4
.18940
.19152
.19470
.19791
.20115
.16375
.16570
.16868
.17170
.17475
.14172
.14349
.14627
.14909
.15194
.12277
.12438
.12695
.12958
.13222
.10646
.10791
.11029
.11271
.11517
.09242
.09372
.09590
.09814
.10040
.08031
.08146
.08347
.08552
.08760
.06986
.07088
.07271
.07459
.07650
.06083
.06173
.06341
.06512
.06687
.05303
.05382
.05534
.05691
.05851
.04627
.04696
.04835
.04977
.05123
.04043
.04102
.04228
.04358
.04490
.03536
.03587
.03701
.03819
.03939
.03096
.03139
.03243
.03349
.03459
.02713
.02751
.02844
.02941
.03040
.02381
.02412
.02497
.02584
.02675
.02092
.02118
.02194
.02274
.02356
.01840
.01861
.01930
.02002
.02076
.01621
.01638
.01700
.01765
.01832
.01429
.01442
.01498
.01557
.01618
20
20
20
20
20
5
6
7
8
9
.20440
.20764
.21088
.21411
.21732
.17780
.18087
.18393
.18698
.19003
.15480
.15767
.16055
.16343
.16630
.13489
.13757
.14026
.14295
.14564
.11764
.12013
.12263
.12514
.12765
.10269
.10499
.10731
.10963
.11197
.08971
.09184
.09398
.09613
.09829
.07844
.08040
.08237
.08436
.08636
.06865
.07044
.07226
.07409
.07593
.06013
.06178
.06344
.06512
.06682
.05272
.05422
.05575
.05729
.05885
.04626
.04763
.04903
.05044
.05187
.04063
.04188
.04316
.04445
.04576
.03572
.03686
.03802
.03921
.04041
.03143
.03247
.03353
.03461
.03571
.02768
.02863
.02959
.03058
.03158
.02440
.02526
.02614
.02704
.02796
.02153
.02231
.02311
.02393
.02477
.01901
.01973
.02046
.02120
.02196
.01681
.01746
.01812
.01880
.01950
20
20
20
20
20
10
11
12
13
14
.22052
.22369
.22683
.22993
.23298
.19307
.19608
.19907
.20203
.20494
.16916
.17201
.17484
.17764
.18040
.14833
.15100
.15367
.15631
.15891
.13016
.13266
.13516
.13764
.14009
.11431
.11664
.11897
.12129
.12358
.10046
.10263
.10480
.10696
.10911
.08837
.09038
.09239
.09440
.09639
.07779
.07965
.08151
.08337
.08523
.06853
.07025
.07197
.07369
.07541
.06042
.06201
.06360
.06519
.06678
.05332
.05478
.05624
.05771
.05917
.04709
.04843
.04977
.05113
.05248
.04162
.04285
.04409
.04533
.04658
.03682
.03795
.03908
.04023
.04137
.03260
.03363
.03467
.03573
.03678
.02889
.02983
.03079
.03175
.03272
.02562
.02648
.02736
.02825
.02914
.02274
.02353
.02434
.02515
.02597
.02021
.02093
.02166
.02241
.02316
20
20
20
20
20
15
16
17
18
19
.23598
.23892
.24179
.24461
.24736
.20780
.21062
.21338
.21608
.21873
.18312
.18580
.18843
.19101
.19354
.16149
.16402
.16651
.16896
.17137
.14251
.14490
.14725
.14957
.15184
.12586
.12810
.13031
.13249
.13463
.11123
.11332
.11540
.11744
.11946
.09837
.10033
.10226
.10418
.10607
.08707
.08889
.09069
.09248
.09425
.07712
.07881
.08049
.08215
.08380
.06836
.06993
.07149
.07303
.07457
.06064
.06209
.06354
.06497
.06640
.05383
.05517
.05651
.05784
.05917
.04782
.04907
.05030
.05154
.05277
.04252
.04367
.04481
.04595
.04709
.03784
.03889
.03995
.04100
.04206
.03370
.03467
.03564
.03662
.03759
.03003
.03093
.03183
.03272
.03363
.02679
.02761
.02844
.02927
.03010
.02392
.02467
.02544
.02620
.02697
20 20 .25006 .22132 .19602 .17373
21 0 .19026 .16458 .14251 .12353
21 1 .19238 .16653 .14429 .12514
21 2 .19562 .16957 .14712 .12776
21 3 .19890 .17265 .15000 .13044
.15408
.10718
.10863
.11106
.11353
.13675
.09310
.09439
.09662
.09890
.12145
.08095
.08210
.08415
.08624
.10794
.07046
.07148
.07335
.07527
.09600
.06139
.06229
.06400
.06576
.08544
.05355
.05434
.05589
.05750
.07609
.04676
.04745
.04886
.05032
.06782
.04088
.04147
.04276
.04409
.06049
.03578
.03629
.03745
.03866
.05399
.03135
.03178
.03284
.03394
.04823
.02750
.02787
.02882
.02982
.04311
.02415
.02446
.02532
.02622
.03857
.02124
.02149
.02227
.02309
.03453
.01869
.01890
.01960
.02034
.03094
.01648
.01664
.01728
.01795
.02774
.01454
.01467
.01524
.01585
21
21
21
21
21
4
5
6
7
8
.20220
.20552
.20884
.21216
.21547
.17576
.17889
.18202
.18516
.18829
.15291
.15584
.15878
.16173
.16468
.13314
.13587
.13862
.14138
.14414
.11604
.11857
.12112
.12369
.12626
.10122
.10356
.10592
.10830
.11070
.08837
.09053
.09271
.09491
.09713
.07723
.07921
.08122
.08325
.08529
.06755
.06937
.07121
.07308
.07496
.05914
.06080
.06249
.06421
.06594
.05182
.05334
.05489
.05646
.05805
.04545
.04684
.04826
.04969
.05115
.03990
.04117
.04246
.04378
.04511
.03506
.03622
.03740
.03860
.03982
.03084
.03189
.03296
.03406
.03517
.02715
.02811
.02909
.03008
.03110
.02393
.02480
.02569
.02660
.02752
.02111
.02190
.02271
.02353
.02438
.01864
.01935
.02009
.02084
.02162
.01647
.01712
.01779
.01848
.01918
21
21
21
21
21
9
10
11
12
13
.21877
.22206
.22532
.22856
.23176
.19142
.19455
.19765
.20074
.20379
.16763
.17057
.17351
.17643
.17933
.14690
.14967
.15243
.15518
.15791
.12885
.13143
.13402
.13660
.13916
.11310
.11551
.11792
.12033
.12273
.09936
.10159
.10384
.10608
.10832
.08735
.08943
.09151
.09359
.09567
.07686
.07878
.08070
.08263
.08456
.06769
.06946
.07123
.07302
.07480
.05966
.06129
.06292
.06457
.06622
.05263
.05412
.05563
.05715
.05867
.04646
.04783
.04922
.05062
.05202
.04106
.04231
.04359
.04487
.04616
.03631
.03746
.03863
.03981
.04100
.03214
.03319
.03426
.03535
.03644
.02847
.02944
.03042
.03141
.03242
.02525
.02613
.02703
.02794
.02886
.02241
.02321
.02403
.02487
.02572
.01990
.02064
.02139
.02216
.02293
21
21
21
21
21
14
15
16
17
18
.23492
.23803
.24108
.24407
.24700
.20681
.20978
.21270
.21557
.21838
.18219
.18501
.18779
.19053
.19322
.16062
.16329
.16592
.16851
.17107
.14170
.14422
.14670
.14915
.15156
.12511
.12747
.12980
.13210
.13437
.11054
.11274
.11493
.11708
.11922
.09774
.09979
.10183
.10385
.10585
.08649
.08840
.09030
.09218
.09404
.07659
.07836
.08013
.08188
.08361
.06787
.06952
.07115
.07278
.07440
.06020
.06172
.06323
.06474
.06624
.05343
.05484
.05624
.05764
.05903
.04746
.04876
.05005
.05135
.05264
.04219
.04339
.04459
.04578
.04697
.03754
.03864
.03974
.04085
.04195
.03343
.03444
.03546
.03648
.03750
.02979
.03072
.03166
.03260
.03354
.02657
.02743
.02829
.02915
.03002
.02372
.02451
.02530
.02610
.02690
105
Section 2
Ages
Interest Rate
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
21 19 .24987 .22115 .19586 .17358
21 20 .25268 .22386 .19845 .17605
21 21 .25543 .22651 .20100 .17848
22 0 .19108 .16538 .14328 .12426
22 1 .19322 .16733 .14506 .12587
.15394
.15628
.15859
.10787
.10932
.13662
.13883
.14101
.09375
.09505
.12133
.12341
.12546
.08156
.08272
.10782
.10978
.11171
.07104
.07206
.09589
.09772
.09954
.06194
.06283
.08534
.08705
.08875
.05406
.05484
.07600
.07760
.07919
.04724
.04792
.06774
.06923
.07071
.04133
.04191
.06042
.06180
.06318
.03619
.03670
.05393
.05521
.05649
.03174
.03216
.04817
.04936
.05055
.02786
.02822
.04306
.04416
.04527
.02449
.02478
.03852
.03954
.04057
.02155
.02179
.03448
.03543
.03638
.01898
.01918
.03090
.03177
.03265
.01675
.01690
.02770
.02851
.02933
.01479
.01491
22
22
22
22
22
O
Y
2
3
4
5
6
2.2%
2.4%
2.6%
.19651
.19985
.20321
.20660
.20999
.17042
.17356
.17673
.17992
.18312
.14794
.15087
.15384
.15683
.15984
.12854
.13127
.13403
.13682
.13963
.11179
.11432
.11688
.11947
.12208
.09732
.09965
.10201
.10441
.10683
.08480
.08694
.08912
.09133
.09356
.07396
.07593
.07793
.07996
.08202
.06458
.06637
.06820
.07007
.07196
.05643
.05807
.05975
.06146
.06319
.04937
.05086
.05239
.05395
.05554
.04323
.04459
.04598
.04741
.04886
.03789
.03913
.04040
.04170
.04303
.03324
.03437
.03552
.03671
.03792
.02920
.03022
.03127
.03235
.03345
.02567
.02659
.02755
.02853
.02954
.02259
.02343
.02430
.02519
.02610
.01990
.02066
.02145
.02226
.02309
.01755
.01824
.01895
.01969
.02045
.01550
.01612
.01677
.01743
.01812
22 7 .21338
22 8 .21677
22 9 .22016
22 10 .22354
22 11 .22689
.18634
.18955
.19276
.19597
.19917
.16285
.16588
.16891
.17194
.17496
.14245
.14528
.14813
.15097
.15382
.12471
.12735
.13001
.13267
.13533
.10927
.11172
.11419
.11667
.11916
.09582
.09810
.10039
.10269
.10500
.08410
.08620
.08832
.09046
.09260
.07388
.07581
.07777
.07975
.08173
.06495
.06674
.06854
.07036
.07219
.05716
.05879
.06045
.06213
.06382
.05034
.05184
.05337
.05491
.05647
.04438
.04575
.04715
.04857
.05000
.03916
.04041
.04169
.04299
.04431
.03458
.03573
.03690
.03809
.03930
.03057
.03162
.03269
.03378
.03489
.02704
.02800
.02898
.02998
.03100
.02395
.02482
.02572
.02663
.02756
.02123
.02202
.02284
.02368
.02453
.01883
.01956
.02031
.02107
.02185
22
22
22
22
22
12
13
14
15
16
.23023
.23353
.23679
.24001
.24317
.20234
.20550
.20861
.21169
.21472
.17797
.18096
.18392
.18684
.18973
.15665
.15947
.16227
.16503
.16777
.13799
.14064
.14327
.14588
.14845
.12165
.12413
.12659
.12904
.13146
.10732
.10963
.11194
.11422
.11649
.09476
.09691
.09905
.10119
.10330
.08373
.08572
.08772
.08970
.09168
.07404
.07589
.07774
.07958
.08142
.06553
.06724
.06895
.07066
.07236
.05804
.05962
.06120
.06278
.06436
.05145
.05290
.05437
.05583
.05729
.04564
.04698
.04833
.04968
.05103
.04052
.04176
.04300
.04425
.04549
.03601
.03715
.03829
.03944
.04059
.03203
.03307
.03412
.03518
.03624
.02851
.02947
.03043
.03141
.03238
.02540
.02628
.02717
.02806
.02896
.02265
.02345
.02427
.02509
.02592
22
22
22
22
22
17
18
19
20
21
.24627
.24932
.25231
.25524
.25811
.21769
.22062
.22350
.22633
.22910
.19257
.19537
.19812
.20083
.20348
.17046
.17312
.17574
.17832
.18085
.15100
.15351
.15599
.15844
.16085
.13385
.13622
.13856
.14087
.14315
.11874
.12096
.12316
.12534
.12749
.10540
.10748
.10955
.11159
.11362
.09364
.09558
.09751
.09943
.10133
.08324
.08505
.08686
.08865
.09043
.07406
.07574
.07742
.07910
.08076
.06593
.06750
.06906
.07062
.07217
.05875
.06020
.06165
.06310
.06455
.05238
.05373
.05508
.05642
.05777
.04674
.04799
.04924
.05049
.05174
.04174
.04289
.04405
.04521
.04637
.03730
.03837
.03944
.04052
.04159
.03337
.03435
.03534
.03634
.03733
.02987
.03078
.03169
.03261
.03354
.02676
.02759
.02844
.02929
.03015
22 22 .26092 .23181 .20609 .18334
23 0 .19188 .16614 .14401 .12496
23 1 .19401 .16810 .14579 .12657
23 2 .19735 .17124 .14872 .12929
23 3 .20075 .17443 .15171 .13206
.16322
.10854
.10999
.11250
.11507
.14540
.09439
.09568
.09799
.10036
.12961
.08216
.08331
.08543
.08762
.11562
.07160
.07262
.07456
.07656
.10320
.06247
.06336
.06513
.06697
.09219
.05456
.05534
.05696
.05863
.08240
.04771
.04838
.04985
.05138
.07371
.04176
.04234
.04368
.04507
.06598
.03660
.03710
.03831
.03958
.05911
.03212
.03254
.03364
.03479
.05298
.02822
.02857
.02957
.03061
.04753
.02482
.02511
.02601
.02696
.04267
.02185
.02209
.02291
.02377
.03834
.01927
.01946
.02020
.02098
.03447
.01701
.01716
.01783
.01853
.03101
.01504
.01515
.01575
.01639
23
23
23
23
23
4
5
6
7
8
.20418
.20762
.21109
.21455
.21802
.17766
.18091
.18418
.18747
.19076
.15473
.15778
.16085
.16394
.16704
.13488
.13773
.14060
.14349
.14639
.11769
.12033
.12300
.12569
.12840
.10278
.10523
.10770
.11020
.11272
.08984
.09210
.09439
.09670
.09903
.07861
.08068
.08279
.08493
.08708
.06884
.07075
.07269
.07465
.07664
.06034
.06209
.06387
.06568
.06751
.05295
.05455
.05618
.05784
.05952
.04650
.04796
.04946
.05098
.05252
.04088
.04222
.04358
.04497
.04638
.03597
.03719
.03843
.03971
.04100
.03169
.03279
.03393
.03509
.03627
.02794
.02895
.02998
.03104
.03212
.02466
.02557
.02652
.02748
.02847
.02178
.02262
.02348
.02436
.02526
.01926
.02002
.02080
.02161
.02243
.01705
.01774
.01845
.01918
.01994
23
23
23
23
23
9
10
11
12
13
.22149
.22495
.22840
.23183
.23524
.19405
.19734
.20062
.20390
.20714
.17014
.17325
.17636
.17946
.18254
.14930
.15223
.15515
.15807
.16098
.13112
.13386
.13660
.13934
.14208
.11525
.11780
.12036
.12293
.12549
.10139
.10376
.10614
.10853
.11092
.08926
.09146
.09367
.09589
.09812
.07865
.08069
.08273
.08479
.08686
.06937
.07124
.07313
.07504
.07695
.06123
.06295
.06470
.06646
.06823
.05409
.05568
.05729
.05891
.06055
.04782
.04928
.05076
.05226
.05377
.04232
.04366
.04502
.04640
.04779
.03748
.03871
.03996
.04123
.04251
.03323
.03436
.03550
.03667
.03785
.02948
.03052
.03157
.03264
.03372
.02618
.02713
.02809
.02907
.03007
.02327
.02414
.02502
.02592
.02684
.02071
.02150
.02231
.02313
.02397
23
23
23
23
23
14
15
16
17
18
.23860
.24192
.24519
.24840
.25157
.21036
.21354
.21667
.21976
.22280
.18560
.18862
.19161
.19455
.19746
.16387
.16673
.16956
.17236
.17512
.14479
.14749
.15016
.15280
.15541
.12803
.13057
.13307
.13556
.13802
.11330
.11567
.11802
.12035
.12266
.10034
.10255
.10474
.10693
.10909
.08892
.09098
.09303
.09507
.09709
.07887
.08078
.08269
.08458
.08647
.07001
.07178
.07355
.07531
.07707
.06219
.06383
.06547
.06711
.06874
.05529
.05680
.05832
.05984
.06136
.04919
.05059
.05200
.05340
.05481
.04380
.04509
.04639
.04769
.04899
.03903
.04023
.04142
.04263
.04383
.03481
.03591
.03702
.03813
.03924
.03107
.03209
.03311
.03413
.03516
.02776
.02869
.02963
.03058
.03153
.02482
.02568
.02654
.02741
.02829
23
23
23
23
23
19
20
21
22
23
.25468
.25773
.26072
.26365
.26652
.22579
.22874
.23163
.23446
.23724
.20032
.20314
.20592
.20864
.21131
.17784
.18053
.18318
.18578
.18834
.15800
.16055
.16306
.16554
.16798
.14046
.14287
.14525
.14760
.14992
.12496
.12723
.12948
.13170
.13389
.11124
.11338
.11549
.11759
.11965
.09910
.10111
.10309
.10506
.10700
.08835
.09022
.09208
.09393
.09576
.07882
.08057
.08231
.08404
.08575
.07037
.07200
.07363
.07524
.07684
.06287
.06439
.06590
.06741
.06891
.05622
.05763
.05903
.06044
.06184
.05030
.05161
.05292
.05423
.05553
.04504
.04625
.04747
.04869
.04991
.04036
.04149
.04262
.04375
.04488
.03619
.03724
.03829
.03934
.04039
.03248
.03345
.03442
.03540
.03638
.02918
.03007
.03097
.03188
.03279
106
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
24
24
24
24
24
0
1
2
3
4
.19264
.19477
.19816
.20161
.20510
.16688
.16883
.17202
.17527
.17855
.14472
.14650
.14947
.15251
.15558
.12564
.12724
.13001
.13283
.13570
.10919
.11063
.11319
.11580
.11846
.09500
.09629
.09864
.10105
.10352
.08275
.08389
.08605
.08827
.09054
.07215
.07316
.07514
.07718
.07926
.06299
.06387
.06568
.06754
.06946
.05505
.05581
.05746
.05917
.06092
.04817
.04883
.05033
.05189
.05349
.04219
.04276
.04413
.04555
.04701
.03701
.03749
.03873
.04002
.04135
.03249
.03290
.03403
.03520
.03642
.02857
.02890
.02993
.03099
.03210
.02514
.02542
.02635
.02732
.02832
.02216
.02238
.02322
.02410
.02501
.01955
.01973
.02049
.02129
.02211
.01728
.01741
.01810
.01882
.01957
.01529
.01538
.01600
.01666
.01734
24
24
24
24
24
5
6
7
8
9
.20861
.21214
.21568
.21922
.22277
.18187
.18520
.18855
.19191
.19528
.15869
.16183
.16498
.16815
.17133
.13860
.14153
.14448
.14745
.15044
.12116
.12389
.12664
.12941
.13221
.10601
.10854
.11110
.11368
.11628
.09284
.09518
.09755
.09994
.10236
.08139
.08354
.08573
.08794
.09018
.07141
.07339
.07541
.07745
.07951
.06271
.06453
.06639
.06827
.07017
.05513
.05680
.05850
.06023
.06198
.04851
.05004
.05159
.05318
.05479
.04272
.04412
.04555
.04700
.04848
.03766
.03894
.04024
.04158
.04293
.03323
.03440
.03559
.03681
.03805
.02936
.03042
.03151
.03262
.03376
.02595
.02692
.02792
.02894
.02998
.02297
.02385
.02476
.02569
.02664
.02035
.02115
.02198
.02283
.02370
.01805
.01878
.01953
.02031
.02110
24
24
24
24
24
10
11
12
13
14
.22632
.22985
.23338
.23688
.24034
.19866
.20203
.20539
.20873
.21205
.17452
.17771
.18090
.18407
.18722
.15344
.15644
.15945
.16244
.16542
.13501
.13783
.14065
.14347
.14627
.11890
.12153
.12417
.12681
.12944
.10479
.10724
.10970
.11217
.11463
.09243
.09471
.09700
.09929
.10159
.08160
.08371
.08583
.08797
.09010
.07210
.07405
.07602
.07799
.07998
.06376
.06556
.06738
.06921
.07104
.05643
.05809
.05977
.06146
.06316
.04999
.05151
.05306
.05462
.05619
.04432
.04572
.04715
.04859
.05003
.03932
.04061
.04193
.04325
.04459
.03492
.03611
.03731
.03854
.03977
.03104
.03213
.03324
.03436
.03550
.02762
.02862
.02963
.03067
.03171
.02460
.02551
.02644
.02739
.02835
.02192
.02276
.02362
.02449
.02537
24
24
24
24
24
15
16
17
18
19
.24377
.24714
.25047
.25375
.25697
.21532
.21856
.22176
.22491
.22802
.19034
.19343
.19648
.19949
.20246
.16838
.17130
.17420
.17706
.17990
.14906
.15182
.15456
.15727
.15995
.13205
.13465
.13723
.13978
.14232
.11708
.11951
.12193
.12433
.12672
.10387
.10615
.10841
.11067
.11291
.09223
.09435
.09647
.09857
.10067
.08196
.08393
.08590
.08787
.08982
.07288
.07472
.07655
.07838
.08020
.06486
.06656
.06826
.06997
.07167
.05777
.05934
.06092
.06250
.06408
.05149
.05295
.05441
.05588
.05735
.04593
.04728
.04863
.04999
.05135
.04101
.04225
.04350
.04476
.04602
.03664
.03779
.03894
.04011
.04128
.03276
.03382
.03489
.03596
.03705
.02932
.03030
.03128
.03227
.03328
.02626
.02716
.02807
.02899
.02991
24
24
24
24
24
20
21
22
23
24
.26015
.26327
.26632
.26931
.27224
.23108
.23409
.23705
.23995
.24279
.20540
.20829
.21113
.21393
.21666
.18269
.18546
.18817
.19085
.19347
.16261
.16523
.16782
.17037
.17288
.14483
.14732
.14977
.15219
.15458
.12909
.13143
.13375
.13605
.13831
.11513
.11734
.11953
.12169
.12383
.10276
.10483
.10689
.10893
.11094
.09178
.09372
.09565
.09757
.09946
.08203
.08385
.08565
.08745
.08923
.07337
.07506
.07675
.07844
.08011
.06567
.06725
.06883
.07040
.07197
.05882
.06029
.06176
.06323
.06470
.05272
.05409
.05546
.05684
.05821
.04729
.04857
.04984
.05112
.05240
.04245
.04364
.04482
.04602
.04721
.03814
.03924
.04034
.04145
.04256
.03429
.03531
.03633
.03736
.03840
.03085
.03179
.03275
.03370
.03467
25
25
25
25
25
0
1
2
3
4
.19337
.19549
.19893
.20243
.20598
.16759
.16954
.17277
.17606
.17940
.14541
.14717
.15019
.15328
.15641
.12630
.12789
.13069
.13357
.13648
.10982
.11125
.11384
.11650
.11921
.09560
.09687
.09926
.10172
.10423
.08332
.08444
.08664
.08890
.09121
.07269
.07368
.07569
.07777
.07990
.06350
.06436
.06620
.06811
.07006
.05553
.05628
.05796
.05970
.06149
.04862
.04926
.05079
.05238
.05402
.04262
.04317
.04456
.04601
.04750
.03740
.03787
.03914
.04046
.04182
.03286
.03326
.03441
.03561
.03685
.02891
.02924
.03028
.03137
.03250
.02547
.02573
.02668
.02767
.02870
.02246
.02267
.02353
.02443
.02536
.01984
.02000
.02077
.02159
.02244
.01754
.01766
.01836
.01910
.01987
.01553
.01562
.01625
.01692
.01762
25
25
25
25
25
5
6
7
8
9
.20955
.21314
.21675
.22037
.22399
.18278
.18617
.18959
.19303
.19647
.15957
.16277
.16598
.16922
.17247
.13944
.14243
.14544
.14848
.15153
.12196
.12474
.12756
.13039
.13325
.10677
.10935
.11197
.11461
.11727
.09356
.09595
.09837
.10082
.10329
.08207
.08427
.08650
.08877
.09106
.07205
.07408
.07614
.07823
.08035
.06331
.06518
.06707
.06900
.07096
.05569
.05740
.05914
.06091
.06272
.04904
.05060
.05220
.05382
.05548
.04322
.04465
.04611
.04760
.04913
.03812
.03943
.04077
.04214
.04354
.03366
.03486
.03608
.03734
.03862
.02976
.03085
.03197
.03311
.03429
.02633
.02732
.02834
.02939
.03047
.02332
.02423
.02516
.02612
.02710
.02067
.02150
.02235
.02323
.02412
.01835
.01910
.01988
.02068
.02150
25
25
25
25
25
10
11
12
13
14
.22762
.23125
.23486
.23846
.24202
.19992
.20338
.20683
.21026
.21367
.17574
.17901
.18228
.18554
.18879
.15461
.15769
.16077
.16386
.16692
.13613
.13902
.14192
.14482
.14771
.11995
.12266
.12537
.12809
.13080
.10579
.10831
.11084
.11338
.11592
.09338
.09572
.09807
.10044
.10281
.08249
.08466
.08685
.08905
.09125
.07294
.07494
.07697
.07901
.08106
.06454
.06640
.06827
.07016
.07206
.05717
.05888
.06061
.06235
.06411
.05067
.05225
.05385
.05546
.05708
.04496
.04641
.04788
.04937
.05087
.03992
.04126
.04261
.04398
.04537
.03548
.03671
.03795
.03922
.04049
.03157
.03269
.03383
.03500
.03617
.02811
.02914
.03019
.03126
.03234
.02505
.02599
.02696
.02794
.02894
.02234
.02321
.02410
.02500
.02592
25
25
25
25
25
15
16
17
18
19
.24554
.24903
.25246
.25586
.25920
.21705
.22039
.22369
.22696
.23018
.19200
.19519
.19834
.20146
.20455
.16997
.17299
.17599
.17896
.18189
.15058
.15343
.15627
.15908
.16186
.13350
.13619
.13885
.14150
.14414
.11845
.12096
.12347
.12596
.12844
.10517
.10752
.10987
.11221
.11453
.09345
.09565
.09784
.10003
.10221
.08310
.08515
.08719
.08923
.09127
.07396
.07586
.07776
.07966
.08156
.06587
.06764
.06940
.07117
.07294
.05871
.06035
.06199
.06363
.06528
.05238
.05389
.05541
.05693
.05846
.04676
.04816
.04956
.05098
.05240
.04178
.04307
.04437
.04568
.04700
.03736
.03855
.03975
.04096
.04219
.03343
.03453
.03564
.03676
.03789
.02994
.03096
.03199
.03302
.03407
.02684
.02778
.02873
.02968
.03065
25
25
25
25
25
20
21
22
23
24
.26249
.26573
.26892
.27204
.27509
.23336
.23649
.23957
.24260
.24556
.20760
.21060
.21357
.21648
.21934
.18480
.18768
.19051
.19330
.19605
.16462
.16736
.17006
.17272
.17534
.14675
.14934
.15190
.15443
.15693
.13090
.13335
.13577
.13817
.14054
.11685
.11915
.12144
.12370
.12594
.10438
.10654
.10869
.11082
.11294
.09330
.09533
.09735
.09935
.10134
.08346
.08536
.08725
.08913
.09100
.07471
.07649
.07825
.08002
.08177
.06693
.06858
.07023
.07188
.07353
.06000
.06154
.06308
.06462
.06616
.05383
.05526
.05670
.05813
.05957
.04832
.04966
.05099
.05233
.05368
.04342
.04465
.04590
.04715
.04840
.03904
.04018
.04134
.04250
.04367
.03512
.03619
.03727
.03835
.03944
.03163
.03262
.03362
.03462
.03563
107
Section 2
Ages
Interest Rate
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
25 25 .27808 .24847 .22215 .19875
26 0 .19407 .16828 .14607 .12693
26 1 .19618 .17021 .14782 .12851
26 2 .19967 .17348 .15088 .13136
26 3 .20322 .17683 .15401 .13427
.17792
.11043
.11184
.11447
.11718
.15939
.09618
.09744
.09986
.10236
.14287
.08387
.08498
.08721
.08951
.12816
.07321
.07419
.07623
.07835
.11503
.06399
.06484
.06671
.06865
.10332
.05599
.05673
.05844
.06021
.09286
.04906
.04969
.05125
.05287
.08352
.04303
.04357
.04499
.04646
.07516
.03779
.03824
.03953
.04088
.06769
.03323
.03361
.03478
.03600
.06101
.02926
.02957
.03063
.03174
.05502
.02579
.02604
.02700
.02801
.04965
.02276
.02296
.02383
.02475
.04484
.02012
.02027
.02106
.02189
.04053
.01781
.01791
.01863
.01938
.03665
.01578
.01585
.01649
.01718
26
26
26
26
26
4
5
6
7
8
.20682
.21045
.21410
.21778
.22146
.18022
.18365
.18711
.19059
.19409
.15719
.16041
.16366
.16694
.17025
.13724
.14025
.14329
.14636
.14946
.11993
.12273
.12557
.12844
.13133
.10491
.10751
.11014
.11281
.11550
.09186
.09426
.09670
.09917
.10167
.08051
.08272
.08497
.08726
.08957
.07064
.07267
.07474
.07685
.07899
.06203
.06390
.06580
.06774
.06971
.05453
.05624
.05799
.05977
.06159
.04799
.04955
.05115
.05279
.05445
.04227
.04370
.04516
.04666
.04819
.03727
.03858
.03992
.04129
.04269
.03290
.03409
.03531
.03657
.03785
.02907
.03015
.03127
.03242
.03359
.02571
.02670
.02772
.02877
.02984
.02276
.02366
.02459
.02555
.02654
.02017
.02099
.02184
.02272
.02362
.01790
.01865
.01942
.02022
.02104
26
26
26
26
26
9
10
11
12
13
.22516
.22887
.23258
.23628
.23997
.19761
.20114
.20467
.20821
.21173
.17357
.17691
.18026
.18361
.18696
.15259
.15573
.15889
.16205
.16522
.13425
.13720
.14016
.14314
.14612
.11823
.12098
.12375
.12653
.12933
.10420
.10676
.10934
.11195
.11456
.09192
.09430
.09670
.09912
.10155
.08116
.08336
.08559
.08784
.09010
.07172
.07375
.07582
.07790
.08000
.06343
.06531
.06722
.06915
.07109
.05615
.05789
.05964
.06143
.06323
.04976
.05135
.05297
.05461
.05628
.04413
.04559
.04708
.04860
.05014
.03917
.04051
.04189
.04328
.04470
.03480
.03604
.03730
.03858
.03989
.03095
.03208
.03324
.03442
.03562
.02755
.02859
.02965
.03074
.03184
.02454
.02550
.02647
.02747
.02849
.02189
.02276
.02365
.02457
.02551
26
26
26
26
26
14
15
16
17
18
.24363
.24726
.25084
.25439
.25789
.21524
.21871
.22216
.22556
.22894
.19030
.19361
.19689
.20015
.20337
.16838
.17151
.17463
.17772
.18079
.14909
.15205
.15500
.15793
.16083
.13212
.13490
.13768
.14043
.14318
.11717
.11978
.12238
.12497
.12755
.10399
.10643
.10886
.11129
.11371
.09237
.09464
.09692
.09918
.10145
.08211
.08423
.08634
.08846
.09057
.07305
.07501
.07698
.07895
.08092
.06504
.06686
.06869
.07052
.07236
.05796
.05964
.06134
.06304
.06474
.05169
.05325
.05481
.05639
.05797
.04613
.04757
.04902
.05048
.05195
.04121
.04254
.04388
.04523
.04659
.03684
.03807
.03931
.04056
.04182
.03296
.03410
.03524
.03639
.03756
.02952
.03056
.03162
.03268
.03376
.02646
.02742
.02839
.02938
.03037
26
26
26
26
26
19
20
21
22
23
.26135
.26476
.26813
.27144
.27469
.23227
.23557
.23882
.24202
.24517
.20657
.20973
.21285
.21594
.21897
.18384
.18685
.18984
.19279
.19570
.16372
.16659
.16943
.17224
.17502
.14591
.14862
.15131
.15398
.15662
.13012
.13268
.13523
.13775
.14025
.11613
.11853
.12093
.12331
.12568
.10371
.10597
.10822
.11046
.11269
.09269
.09481
.09692
.09902
.10112
.08290
.08488
.08685
.08883
.09079
.07420
.07604
.07789
.07974
.08158
.06646
.06818
.06990
.07163
.07335
.05957
.06117
.06277
.06438
.06600
.05343
.05492
.05642
.05792
.05942
.04796
.04935
.05074
.05214
.05354
.04309
.04437
.04567
.04697
.04828
.03874
.03993
.04113
.04234
.04356
.03485
.03596
.03707
.03820
.03933
.03138
.03240
.03344
.03449
.03554
26 24 .27788 .24827 .22196 .19857
26 25 .28100 .25131 .22490 .20139
26 26 .28405 .25428 .22778 .20416
27 0 .19475 .16893 .14671 .12755
27 1 .19684 .17085 .14844 .12911
.17776
.18046
.18311
.11102
.11242
.15923
.16181
.16434
.09674
.09798
.14273
.14517
.14759
.08440
.08550
.12802
.13034
.13263
.07372
.07468
.11490
.11710
.11926
.06447
.06531
.10320
.10527
.10732
.05645
.05717
.09275
.09470
.09663
.04949
.05010
.08342
.08525
.08706
.04344
.04396
.07507
.07679
.07850
.03817
.03861
.06761
.06922
.07082
.03359
.03395
.06093
.06244
.06394
.02960
.02989
.05495
.05636
.05777
.02611
.02634
.04959
.05091
.05223
.02306
.02324
.04479
.04602
.04725
.02040
.02053
.04048
.04162
.04278
.01807
.01816
.03661
.03768
.03876
.01603
.01608
27
27
27
27
27
O
Y
2
3
4
5
6
2.2%
2.4%
2.6%
.20037
.20397
.20762
.21130
.21502
.17417
.17756
.18100
.18448
.18800
.15154
.15472
.15795
.16122
.16453
.13199
.13495
.13796
.14102
.14412
.11508
.11783
.12063
.12347
.12636
.10044
.10298
.10557
.10821
.11089
.08776
.09010
.09249
.09493
.09741
.07676
.07891
.08111
.08336
.08565
.06721
.06918
.07120
.07327
.07538
.05890
.06071
.06256
.06447
.06641
.05168
.05333
.05503
.05678
.05856
.04540
.04690
.04846
.05005
.05169
.03992
.04129
.04271
.04417
.04567
.03514
.03639
.03768
.03902
.04039
.03097
.03210
.03328
.03450
.03575
.02732
.02835
.02943
.03054
.03168
.02413
.02507
.02605
.02706
.02810
.02134
.02219
.02308
.02400
.02495
.01889
.01966
.02047
.02131
.02218
.01674
.01744
.01818
.01894
.01974
27 7 .21876
27 8 .22251
27 9 .22629
27 10 .23007
27 11 .23386
.19154
.19511
.19870
.20230
.20592
.16787
.17123
.17462
.17804
.18146
.14725
.15041
.15360
.15681
.16004
.12928
.13224
.13522
.13824
.14127
.11361
.11637
.11915
.12196
.12480
.09993
.10249
.10508
.10770
.11035
.08798
.09035
.09275
.09519
.09765
.07754
.07972
.08194
.08420
.08649
.06839
.07041
.07246
.07455
.07666
.06038
.06224
.06413
.06606
.06802
.05336
.05507
.05681
.05859
.06039
.04720
.04877
.05037
.05201
.05367
.04179
.04323
.04470
.04621
.04774
.03704
.03836
.03971
.04109
.04251
.03286
.03407
.03531
.03658
.03788
.02918
.03029
.03142
.03259
.03378
.02594
.02695
.02799
.02906
.03016
.02308
.02400
.02496
.02594
.02694
.02056
.02140
.02227
.02317
.02410
27
27
27
27
27
12
13
14
15
16
.23765
.24143
.24518
.24890
.25259
.20954
.21315
.21674
.22032
.22386
.18490
.18833
.19175
.19516
.19854
.16329
.16654
.16978
.17301
.17622
.14432
.14738
.15044
.15348
.15652
.12766
.13053
.13340
.13627
.13912
.11302
.11570
.11839
.12108
.12376
.10014
.10264
.10515
.10766
.11017
.08880
.09112
.09346
.09581
.09815
.07881
.08097
.08314
.08532
.08751
.07000
.07200
.07402
.07605
.07808
.06223
.06408
.06595
.06783
.06972
.05537
.05708
.05881
.06056
.06231
.04931
.05089
.05249
.05410
.05573
.04395
.04541
.04688
.04838
.04988
.03920
.04055
.04191
.04329
.04468
.03500
.03624
.03750
.03877
.04006
.03128
.03242
.03358
.03475
.03594
.02798
.02903
.03010
.03118
.03227
.02504
.02601
.02700
.02799
.02900
27
27
27
27
27
17
18
19
20
21
.25624
.25986
.26343
.26696
.27045
.22737
.23085
.23429
.23771
.24108
.20190
.20522
.20853
.21180
.21504
.17941
.18257
.18572
.18885
.19195
.15954
.16254
.16553
.16850
.17145
.14197
.14481
.14763
.15044
.15324
.12643
.12910
.13176
.13442
.13706
.11268
.11518
.11769
.12018
.12267
.10050
.10284
.10519
.10753
.10987
.08970
.09189
.09408
.09628
.09848
.08012
.08216
.08421
.08627
.08832
.07162
.07352
.07543
.07735
.07927
.06407
.06584
.06762
.06940
.07120
.05736
.05900
.06066
.06232
.06400
.05139
.05292
.05445
.05600
.05756
.04608
.04749
.04892
.05036
.05181
.04135
.04266
.04398
.04532
.04667
.03714
.03835
.03958
.04082
.04207
.03338
.03450
.03564
.03679
.03795
.03003
.03106
.03211
.03318
.03426
108
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
27
27
27
27
27
22
23
24
25
26
.27388
.27726
.28058
.28384
.28703
.24441
.24768
.25091
.25408
.25719
.21824
.22141
.22452
.22758
.23059
.19501
.19804
.20103
.20398
.20688
.17437
.17726
.18012
.18294
.18572
.15602
.15877
.16149
.16418
.16684
.13969
.14230
.14488
.14744
.14997
.12515
.12762
.13006
.13249
.13489
.11221
.11453
.11684
.11913
.12141
.10067
.10286
.10503
.10720
.10934
.09038
.09243
.09448
.09652
.09854
.08120
.08312
.08505
.08696
.08887
.07300
.07480
.07661
.07840
.08020
.06568
.06736
.06905
.07074
.07242
.05913
.06070
.06228
.06386
.06544
.05327
.05474
.05622
.05770
.05918
.04803
.04940
.05078
.05216
.05355
.04334
.04461
.04590
.04719
.04849
.03913
.04032
.04152
.04272
.04394
.03536
.03646
.03758
.03871
.03984
27 27 .29015 .26023 .23354 .20973
28 0 .19540 .16957 .14732 .12814
28 1 .19748 .17146 .14904 .12968
28 2 .20104 .17482 .15218 .13260
28 3 .20469 .17825 .15539 .13560
.18846
.11159
.11297
.11567
.11845
.16945
.09729
.09851
.10100
.10358
.15246
.08493
.08600
.08829
.09066
.13726
.07422
.07516
.07726
.07944
.12366
.06495
.06576
.06768
.06969
.11147
.05690
.05759
.05936
.06119
.10056
.04991
.05050
.05211
.05379
.09077
.04384
.04434
.04580
.04733
.08198
.03855
.03897
.04030
.04169
.07410
.03395
.03428
.03550
.03677
.06702
.02993
.03020
.03130
.03246
.06066
.02642
.02663
.02763
.02869
.05494
.02336
.02352
.02442
.02538
.04979
.02068
.02079
.02161
.02248
.04516
.01833
.01840
.01914
.01994
.04098
.01627
.01630
.01698
.01770
28
28
28
28
28
4
5
6
7
8
.20838
.21212
.21589
.21969
.22351
.18174
.18528
.18885
.19246
.19609
.15867
.16199
.16535
.16875
.17218
.13866
.14177
.14491
.14810
.15132
.12129
.12419
.12712
.13010
.13311
.10621
.10889
.11162
.11439
.11720
.09310
.09558
.09811
.10068
.10328
.08168
.08398
.08631
.08869
.09110
.07175
.07385
.07601
.07820
.08044
.06308
.06502
.06700
.06902
.07108
.05552
.05730
.05912
.06098
.06288
.04891
.05054
.05221
.05392
.05567
.04314
.04463
.04616
.04773
.04933
.03809
.03945
.04085
.04229
.04376
.03366
.03491
.03619
.03750
.03886
.02978
.03092
.03209
.03330
.03453
.02638
.02742
.02849
.02959
.03072
.02339
.02434
.02531
.02632
.02736
.02076
.02162
.02251
.02344
.02439
.01845
.01923
.02005
.02089
.02176
28
28
28
28
28
9
10
11
12
13
.22736
.23122
.23508
.23896
.24282
.19974
.20342
.20711
.21081
.21451
.17563
.17912
.18262
.18613
.18965
.15457
.15785
.16116
.16448
.16780
.13616
.13923
.14234
.14546
.14860
.12004
.12292
.12582
.12875
.13169
.10593
.10861
.11132
.11405
.11681
.09356
.09605
.09857
.10112
.10369
.08271
.08502
.08736
.08973
.09212
.07318
.07532
.07749
.07969
.08191
.06481
.06679
.06879
.07083
.07289
.05745
.05927
.06113
.06301
.06492
.05098
.05265
.05436
.05611
.05787
.04527
.04682
.04839
.05000
.05163
.04024
.04166
.04311
.04460
.04610
.03581
.03711
.03845
.03981
.04120
.03189
.03309
.03432
.03557
.03685
.02843
.02953
.03066
.03181
.03299
.02537
.02638
.02741
.02848
.02956
.02266
.02358
.02453
.02551
.02651
28
28
28
28
28
14
15
16
17
18
.24667
.25048
.25427
.25803
.26175
.21819
.22186
.22550
.22911
.23269
.19316
.19665
.20013
.20358
.20701
.17113
.17444
.17775
.18103
.18430
.15173
.15486
.15799
.16110
.16419
.13464
.13759
.14053
.14346
.14639
.11957
.12233
.12509
.12785
.13061
.10627
.10885
.11144
.11403
.11662
.09452
.09694
.09935
.10178
.10420
.08415
.08639
.08865
.09091
.09317
.07497
.07706
.07916
.08126
.08337
.06685
.06879
.07074
.07269
.07466
.05965
.06145
.06326
.06508
.06691
.05328
.05494
.05662
.05831
.06001
.04763
.04917
.05072
.05229
.05387
.04261
.04403
.04547
.04692
.04838
.03815
.03947
.04079
.04214
.04350
.03419
.03540
.03663
.03787
.03913
.03067
.03179
.03292
.03407
.03523
.02753
.02856
.02961
.03067
.03175
28
28
28
28
28
19
20
21
22
23
.26543
.26908
.27269
.27625
.27976
.23625
.23977
.24327
.24671
.25012
.21042
.21381
.21716
.22048
.22377
.18755
.19078
.19399
.19717
.20032
.16728
.17035
.17341
.17645
.17945
.14931
.15222
.15512
.15800
.16086
.13336
.13611
.13885
.14158
.14430
.11920
.12179
.12438
.12695
.12952
.10663
.10906
.11149
.11392
.11634
.09544
.09772
.10001
.10229
.10456
.08550
.08763
.08977
.09191
.09405
.07664
.07864
.08064
.08264
.08465
.06876
.07062
.07248
.07436
.07624
.06173
.06346
.06520
.06695
.06871
.05546
.05707
.05869
.06033
.06197
.04987
.05136
.05288
.05440
.05593
.04487
.04626
.04767
.04909
.05052
.04041
.04170
.04300
.04433
.04566
.03641
.03761
.03883
.04006
.04130
.03284
.03395
.03508
.03622
.03738
28
28
28
28
28
24
25
26
27
28
.28321
.28660
.28993
.29319
.29637
.25347
.25678
.26002
.26320
.26631
.22701
.23020
.23335
.23643
.23946
.20344
.20651
.20954
.21252
.21544
.18243
.18537
.18828
.19114
.19395
.16370
.16651
.16928
.17202
.17472
.14699
.14966
.15230
.15492
.15749
.13207
.13460
.13711
.13960
.14205
.11875
.12114
.12352
.12588
.12821
.10684
.10910
.11135
.11358
.11579
.09618
.09832
.10044
.10255
.10464
.08665
.08866
.09066
.09265
.09462
.07812
.08000
.08188
.08376
.08562
.07048
.07224
.07401
.07577
.07753
.06362
.06528
.06694
.06859
.07025
.05748
.05903
.06058
.06214
.06369
.05196
.05341
.05487
.05633
.05779
.04701
.04836
.04972
.05109
.05246
.04255
.04382
.04509
.04638
.04766
.03855
.03973
.04092
.04213
.04333
29
29
29
29
29
0
1
2
3
4
.19602
.19808
.20168
.20537
.20911
.17018
.17205
.17544
.17892
.18246
.14791
.14961
.15278
.15604
.15936
.12872
.13023
.13319
.13623
.13933
.11214
.11349
.11623
.11905
.12193
.09782
.09902
.10154
.10415
.10682
.08543
.08648
.08881
.09121
.09368
.07471
.07562
.07775
.07997
.08224
.06541
.06619
.06815
.07018
.07227
.05734
.05801
.05980
.06166
.06358
.05033
.05089
.05253
.05423
.05599
.04423
.04470
.04619
.04775
.04936
.03892
.03931
.04067
.04209
.04356
.03430
.03461
.03584
.03714
.03848
.03026
.03051
.03163
.03281
.03404
.02674
.02692
.02794
.02902
.03013
.02365
.02379
.02471
.02569
.02671
.02096
.02104
.02188
.02277
.02370
.01859
.01864
.01940
.02021
.02105
.01652
.01653
.01722
.01795
.01872
29
29
29
29
29
5
6
7
8
9
.21290
.21673
.22059
.22447
.22838
.18604
.18967
.19333
.19702
.20074
.16273
.16614
.16960
.17308
.17660
.14248
.14568
.14892
.15219
.15551
.12487
.12786
.13088
.13395
.13705
.10955
.11232
.11514
.11800
.12090
.09620
.09878
.10139
.10405
.10675
.08457
.08695
.08937
.09183
.09434
.07442
.07661
.07885
.08113
.08345
.06555
.06757
.06963
.07174
.07388
.05780
.05966
.06155
.06349
.06547
.05102
.05272
.05447
.05625
.05808
.04508
.04664
.04824
.04988
.05156
.03987
.04130
.04277
.04428
.04582
.03530
.03661
.03796
.03934
.04076
.03129
.03249
.03372
.03499
.03629
.02777
.02886
.02999
.03115
.03235
.02466
.02566
.02669
.02776
.02886
.02193
.02284
.02379
.02476
.02577
.01952
.02036
.02122
.02211
.02303
29
29
29
29
29
10
11
12
13
14
.23231
.23625
.24021
.24415
.24809
.20449
.20825
.21203
.21581
.21958
.18015
.18373
.18732
.19091
.19451
.15885
.16223
.16562
.16902
.17243
.14019
.14336
.14656
.14977
.15298
.12384
.12681
.12980
.13282
.13584
.10949
.11226
.11506
.11788
.12071
.09688
.09946
.10207
.10471
.10736
.08581
.08821
.09063
.09309
.09556
.07607
.07829
.08055
.08283
.08512
.06749
.06955
.07164
.07376
.07589
.05994
.06184
.06378
.06574
.06772
.05328
.05504
.05683
.05864
.06048
.04741
.04903
.05068
.05235
.05405
.04222
.04371
.04523
.04678
.04835
.03763
.03901
.04041
.04184
.04329
.03358
.03484
.03613
.03745
.03879
.02999
.03115
.03234
.03356
.03479
.02681
.02787
.02897
.03009
.03123
.02399
.02497
.02597
.02701
.02806
109
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
29
29
29
29
29
15
16
17
18
19
.25200
.25589
.25974
.26357
.26736
.22334
.22707
.23078
.23447
.23813
.19809
.20166
.20521
.20874
.21225
.17583
.17922
.18260
.18597
.18932
.15620
.15940
.16260
.16580
.16898
.13886
.14189
.14491
.14792
.15094
.12355
.12639
.12923
.13207
.13492
.11001
.11268
.11534
.11801
.12068
.09804
.10053
.10302
.10552
.10803
.08744
.08976
.09209
.09443
.09678
.07804
.08020
.08238
.08456
.08676
.06972
.07173
.07375
.07578
.07783
.06233
.06419
.06607
.06797
.06988
.05577
.05750
.05925
.06101
.06278
.04994
.05155
.05316
.05480
.05645
.04476
.04625
.04775
.04926
.05080
.04015
.04152
.04291
.04432
.04575
.03605
.03732
.03860
.03991
.04123
.03239
.03356
.03475
.03596
.03718
.02913
.03021
.03131
.03243
.03356
29
29
29
29
29
20
21
22
23
24
.27112
.27485
.27853
.28217
.28575
.24177
.24538
.24895
.25248
.25596
.21575
.21922
.22266
.22606
.22943
.19266
.19598
.19927
.20254
.20578
.17216
.17532
.17846
.18159
.18468
.15395
.15695
.15994
.16291
.16586
.13776
.14060
.14343
.14625
.14905
.12336
.12604
.12871
.13138
.13404
.11055
.11307
.11559
.11810
.12061
.09914
.10150
.10387
.10624
.10861
.08897
.09118
.09341
.09564
.09786
.07990
.08197
.08406
.08615
.08824
.07181
.07375
.07570
.07765
.07962
.06458
.06639
.06821
.07005
.07189
.05813
.05981
.06151
.06323
.06495
.05235
.05393
.05551
.05711
.05873
.04719
.04866
.05013
.05163
.05313
.04257
.04393
.04531
.04670
.04811
.03843
.03970
.04098
.04228
.04359
.03472
.03590
.03709
.03830
.03952
29
29
29
29
29
25
26
27
28
29
.28928
.29275
.29615
.29947
.30272
.25940
.26278
.26610
.26935
.27254
.23275
.23603
.23925
.24241
.24551
.20898
.21213
.21525
.21830
.22130
.18775
.19078
.19377
.19671
.19961
.16879
.17168
.17455
.17737
.18015
.15184
.15460
.15733
.16003
.16268
.13668
.13930
.14190
.14447
.14701
.12311
.12560
.12807
.13051
.13292
.11097
.11332
.11566
.11797
.12027
.10009
.10231
.10452
.10671
.10888
.09033
.09242
.09451
.09658
.09864
.08159
.08355
.08552
.08747
.08942
.07373
.07558
.07743
.07928
.08111
.06668
.06842
.07016
.07189
.07363
.06035
.06197
.06361
.06524
.06687
.05465
.05618
.05771
.05924
.06078
.04953
.05096
.05239
.05383
.05528
.04491
.04625
.04760
.04895
.05031
.04076
.04201
.04327
.04454
.04582
30
30
30
30
30
0
1
2
3
4
.19662
.19865
.20229
.20602
.20981
.17076
.17261
.17604
.17956
.18314
.14849
.15015
.15336
.15666
.16002
.12927
.13076
.13375
.13682
.13996
.11268
.11400
.11677
.11963
.12255
.09834
.09950
.10206
.10470
.10741
.08593
.08695
.08930
.09174
.09424
.07518
.07606
.07822
.08047
.08278
.06586
.06662
.06860
.07066
.07278
.05777
.05841
.06022
.06211
.06406
.05073
.05128
.05293
.05466
.05645
.04462
.04506
.04657
.04816
.04979
.03929
.03965
.04103
.04247
.04397
.03464
.03493
.03618
.03750
.03887
.03059
.03081
.03195
.03315
.03440
.02705
.02721
.02824
.02934
.03048
.02395
.02406
.02500
.02599
.02703
.02123
.02130
.02215
.02305
.02400
.01885
.01888
.01965
.02047
.02133
.01676
.01675
.01745
.01820
.01899
30
30
30
30
30
5
6
7
8
9
.21365
.21752
.22144
.22538
.22936
.18677
.19044
.19416
.19791
.20169
.16344
.16690
.17041
.17395
.17753
.14316
.14641
.14970
.15303
.15640
.12553
.12856
.13164
.13476
.13792
.11018
.11300
.11587
.11877
.12173
.09681
.09942
.10208
.10479
.10754
.08514
.08756
.09003
.09254
.09509
.07496
.07719
.07947
.08180
.08416
.06607
.06812
.07023
.07237
.07456
.05829
.06018
.06212
.06409
.06612
.05148
.05322
.05500
.05682
.05868
.04552
.04711
.04874
.05042
.05214
.04029
.04174
.04324
.04478
.04637
.03569
.03703
.03840
.03982
.04127
.03166
.03288
.03414
.03544
.03677
.02811
.02923
.03038
.03157
.03280
.02499
.02601
.02706
.02815
.02928
.02223
.02317
.02413
.02513
.02617
.01981
.02066
.02154
.02246
.02341
30
30
30
30
30
10
11
12
13
14
.23335
.23737
.24140
.24543
.24945
.20551
.20934
.21320
.21706
.22092
.18115
.18479
.18845
.19213
.19580
.15981
.16325
.16672
.17020
.17368
.14112
.14435
.14762
.15090
.15419
.12472
.12775
.13081
.13390
.13699
.11033
.11316
.11603
.11891
.12182
.09769
.10033
.10300
.10570
.10841
.08658
.08903
.09151
.09403
.09656
.07680
.07907
.08138
.08372
.08607
.06818
.07029
.07243
.07460
.07679
.06059
.06254
.06452
.06653
.06857
.05390
.05570
.05753
.05939
.06128
.04799
.04965
.05134
.05306
.05481
.04276
.04429
.04586
.04745
.04907
.03815
.03956
.04100
.04247
.04396
.03406
.03536
.03669
.03804
.03942
.03044
.03163
.03286
.03411
.03538
.02723
.02833
.02946
.03061
.03179
.02438
.02539
.02643
.02750
.02858
30
30
30
30
30
15
16
17
18
19
.25345
.25743
.26139
.26531
.26922
.22476
.22859
.23239
.23618
.23995
.19947
.20313
.20677
.21040
.21402
.17717
.18064
.18411
.18757
.19103
.15748
.16077
.16406
.16735
.17063
.14010
.14320
.14630
.14941
.15252
.12473
.12765
.13057
.13349
.13643
.11114
.11387
.11662
.11936
.12212
.09911
.10166
.10423
.10681
.10940
.08845
.09084
.09324
.09565
.09808
.07900
.08123
.08347
.08572
.08799
.07062
.07269
.07478
.07688
.07900
.06319
.06511
.06705
.06900
.07098
.05658
.05836
.06016
.06198
.06382
.05070
.05236
.05403
.05572
.05743
.04548
.04701
.04856
.05013
.05172
.04082
.04224
.04368
.04513
.04661
.03668
.03799
.03932
.04067
.04204
.03298
.03419
.03543
.03668
.03795
.02968
.03080
.03194
.03310
.03428
30
30
30
30
30
20
21
22
23
24
.27309
.27693
.28074
.28450
.28821
.24370
.24742
.25111
.25476
.25838
.21762
.22120
.22476
.22828
.23178
.19447
.19790
.20131
.20469
.20805
.17390
.17717
.18042
.18366
.18688
.15562
.15873
.16182
.16490
.16796
.13936
.14230
.14523
.14815
.15107
.12489
.12766
.13043
.13320
.13596
.11200
.11461
.11722
.11984
.12244
.10052
.10297
.10542
.10788
.11035
.09027
.09257
.09488
.09719
.09951
.08113
.08329
.08545
.08762
.08980
.07297
.07498
.07701
.07905
.08109
.06568
.06756
.06945
.07136
.07328
.05916
.06092
.06268
.06447
.06626
.05333
.05496
.05661
.05828
.05996
.04811
.04963
.05117
.05273
.05430
.04343
.04485
.04628
.04773
.04920
.03924
.04056
.04189
.04325
.04462
.03548
.03670
.03795
.03921
.04049
30
30
30
30
30
25
26
27
28
29
.29188
.29548
.29902
.30249
.30589
.26194
.26546
.26892
.27232
.27564
.23523
.23864
.24200
.24530
.24854
.21138
.21466
.21791
.22110
.22424
.19006
.19322
.19634
.19941
.20244
.17101
.17403
.17701
.17997
.18287
.15397
.15684
.15969
.16251
.16530
.13871
.14144
.14416
.14685
.14951
.12505
.12764
.13022
.13278
.13531
.11281
.11526
.11770
.12013
.12253
.10183
.10415
.10646
.10875
.11104
.09198
.09417
.09635
.09852
.10068
.08315
.08520
.08726
.08931
.09135
.07521
.07714
.07908
.08101
.08294
.06807
.06989
.07171
.07353
.07535
.06166
.06336
.06507
.06678
.06850
.05588
.05748
.05909
.06070
.06231
.05069
.05218
.05369
.05520
.05672
.04600
.04740
.04882
.05024
.05167
.04178
.04309
.04442
.04575
.04709
30 30 .30920 .27890 .25172 .22732
31 0 .19720 .17133 .14904 .12981
31 1 .19920 .17315 .15068 .13127
31 2 .20287 .17661 .15392 .13429
31 3 .20664 .18017 .15725 .13740
.20542
.11320
.11449
.11729
.12018
.18573
.09884
.09997
.10256
.10523
.16804
.08641
.08740
.08978
.09225
.15213
.07564
.07649
.07868
.08095
.13781
.06630
.06703
.06903
.07112
.12491
.05819
.05880
.06064
.06255
.11330
.05113
.05165
.05332
.05508
.10283
.04500
.04542
.04695
.04855
.09338
.03965
.03999
.04138
.04285
.08486
.03499
.03525
.03652
.03785
.07716
.03091
.03111
.03226
.03348
.07021
.02735
.02749
.02854
.02965
.06392
.02424
.02432
.02527
.02629
.05824
.02151
.02154
.02241
.02333
.05310
.01911
.01911
.01990
.02073
.04844
.01701
.01697
.01768
.01845
110
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
31
31
31
31
31
4
5
6
7
8
.21047
.21435
.21828
.22225
.22625
.18379
.18746
.19119
.19496
.19876
.16065
.16411
.16762
.17118
.17478
.14058
.14382
.14711
.15045
.15383
.12314
.12616
.12924
.13236
.13553
.10798
.11079
.11365
.11656
.11952
.09479
.09739
.10004
.10275
.10550
.08330
.08570
.08815
.09066
.09322
.07328
.07549
.07776
.08008
.08244
.06453
.06657
.06866
.07080
.07299
.05689
.05877
.06069
.06266
.06468
.05022
.05193
.05370
.05551
.05737
.04437
.04594
.04756
.04923
.05094
.03925
.04069
.04217
.04370
.04528
.03475
.03607
.03743
.03884
.04028
.03081
.03202
.03326
.03455
.03588
.02735
.02845
.02959
.03077
.03198
.02430
.02530
.02635
.02743
.02854
.02161
.02253
.02349
.02448
.02550
.01925
.02009
.02096
.02187
.02280
31
31
31
31
31
9
10
11
12
13
.23029
.23435
.23844
.24254
.24665
.20261
.20648
.21039
.21432
.21825
.17842
.18210
.18580
.18954
.19329
.15726
.16073
.16424
.16777
.17133
.13875
.14201
.14530
.14863
.15199
.12252
.12558
.12867
.13179
.13494
.10830
.11115
.11404
.11696
.11991
.09582
.09847
.10116
.10389
.10665
.08486
.08732
.08982
.09236
.09494
.07522
.07750
.07982
.08219
.08458
.06674
.06885
.07100
.07320
.07542
.05928
.06123
.06322
.06525
.06731
.05270
.05450
.05634
.05822
.06013
.04689
.04855
.05025
.05199
.05376
.04177
.04330
.04487
.04647
.04810
.03724
.03865
.04009
.04157
.04309
.03324
.03453
.03586
.03723
.03862
.02970
.03089
.03211
.03337
.03466
.02656
.02765
.02878
.02994
.03113
.02377
.02478
.02582
.02688
.02798
31
31
31
31
31
14
15
16
17
18
.25075
.25484
.25891
.26296
.26699
.22219
.22612
.23004
.23394
.23782
.19705
.20080
.20454
.20828
.21200
.17489
.17845
.18201
.18557
.18912
.15535
.15872
.16210
.16547
.16884
.13811
.14129
.14447
.14766
.15085
.12289
.12587
.12886
.13186
.13487
.10943
.11223
.11503
.11785
.12068
.09753
.10014
.10277
.10541
.10806
.08700
.08944
.09189
.09436
.09684
.07767
.07994
.08222
.08453
.08685
.06940
.07151
.07364
.07578
.07795
.06206
.06402
.06600
.06800
.07002
.05555
.05737
.05921
.06106
.06294
.04977
.05145
.05315
.05488
.05662
.04462
.04618
.04776
.04936
.05098
.04004
.04149
.04295
.04443
.04594
.03597
.03730
.03866
.04003
.04142
.03234
.03357
.03482
.03609
.03739
.02910
.03024
.03139
.03257
.03377
31
31
31
31
31
19
20
21
22
23
.27100
.27498
.27894
.28286
.28675
.24170
.24555
.24939
.25319
.25697
.21572
.21942
.22312
.22679
.23043
.19267
.19622
.19975
.20328
.20678
.17222
.17559
.17896
.18232
.18567
.15404
.15724
.16045
.16365
.16684
.13789
.14092
.14395
.14698
.15001
.12352
.12638
.12924
.13210
.13497
.11073
.11342
.11611
.11882
.12153
.09934
.10186
.10440
.10694
.10949
.08919
.09155
.09393
.09632
.09872
.08014
.08234
.08457
.08681
.08907
.07206
.07412
.07620
.07830
.08042
.06484
.06676
.06871
.07067
.07266
.05839
.06018
.06200
.06384
.06569
.05262
.05429
.05599
.05770
.05943
.04746
.04902
.05060
.05219
.05381
.04284
.04429
.04576
.04725
.04876
.03870
.04004
.04141
.04280
.04421
.03499
.03624
.03751
.03880
.04011
31
31
31
31
31
24
25
26
27
28
.29059
.29439
.29813
.30181
.30542
.26071
.26441
.26806
.27166
.27520
.23405
.23763
.24117
.24467
.24811
.21026
.21371
.21712
.22050
.22383
.18900
.19231
.19560
.19885
.20205
.17001
.17318
.17631
.17943
.18251
.15303
.15604
.15904
.16201
.16495
.13784
.14070
.14354
.14637
.14918
.12423
.12694
.12964
.13233
.13500
.11205
.11461
.11716
.11971
.12225
.10113
.10354
.10596
.10837
.11077
.09133
.09361
.09588
.09816
.10044
.08254
.08468
.08683
.08898
.09112
.07465
.07666
.07868
.08070
.08273
.06756
.06944
.07134
.07324
.07515
.06118
.06295
.06473
.06652
.06832
.05545
.05710
.05877
.06045
.06214
.05029
.05184
.05340
.05498
.05657
.04564
.04709
.04855
.05003
.05152
.04145
.04280
.04417
.04556
.04696
31 29 .30897 .27867 .25150 .22711
31 30 .31243 .28207 .25482 .23033
31 31 .31581 .28540 .25807 .23349
32 0 .19775 .17188 .14957 .13033
32 1 .19972 .17366 .15118 .13176
.20522
.20833
.21139
.11370
.11496
.18555
.18854
.19149
.09932
.10043
.16787
.17074
.17357
.08688
.08783
.15196
.15471
.15742
.07609
.07691
.13765
.14027
.14286
.06673
.06742
.12477
.12726
.12973
.05860
.05918
.11316
.11553
.11788
.05153
.05201
.10270
.10495
.10718
.04537
.04576
.09326
.09539
.09751
.04001
.04031
.08475
.08676
.08877
.03532
.03555
.07706
.07896
.08086
.03123
.03140
.07012
.07191
.07371
.02766
.02776
.06384
.06553
.06723
.02453
.02458
.05816
.05976
.06136
.02178
.02179
.05302
.05453
.05603
.01937
.01934
.04837
.04979
.05121
.01725
.01719
32
32
32
32
32
2
3
4
5
6
.20343
.20723
.21110
.21503
.21900
.17716
.18075
.18441
.18813
.19190
.15445
.15782
.16126
.16476
.16831
.13480
.13795
.14116
.14444
.14778
.11779
.12071
.12371
.12677
.12988
.10304
.10575
.10853
.11137
.11427
.09024
.09274
.09531
.09795
.10064
.07912
.08142
.08380
.08623
.08873
.06945
.07157
.07376
.07600
.07831
.06104
.06298
.06499
.06706
.06918
.05370
.05548
.05733
.05923
.06118
.04731
.04894
.05063
.05237
.05417
.04172
.04321
.04476
.04636
.04801
.03684
.03820
.03961
.04108
.04259
.03257
.03381
.03510
.03644
.03783
.02883
.02996
.03114
.03237
.03364
.02555
.02658
.02766
.02878
.02994
.02267
.02361
.02459
.02562
.02668
.02014
.02099
.02189
.02283
.02380
.01791
.01869
.01951
.02037
.02126
32 7 .22302
32 8 .22708
32 9 .23117
32 10 .23530
32 11 .23945
.19572
.19957
.20348
.20742
.21139
.17192
.17557
.17927
.18301
.18678
.15117
.15460
.15809
.16162
.16518
.13305
.13627
.13954
.14286
.14622
.11723
.12023
.12329
.12640
.12954
.10339
.10619
.10904
.11193
.11488
.09127
.09387
.09652
.09922
.10197
.08066
.08307
.08553
.08803
.09059
.07136
.07358
.07586
.07818
.08056
.06319
.06524
.06735
.06950
.07170
.05601
.05791
.05985
.06184
.06388
.04971
.05145
.05324
.05508
.05696
.04415
.04576
.04741
.04910
.05084
.03926
.04074
.04226
.04382
.04542
.03495
.03631
.03770
.03914
.04062
.03115
.03239
.03367
.03500
.03636
.02778
.02893
.03011
.03132
.03258
.02481
.02586
.02694
.02806
.02922
.02218
.02314
.02414
.02517
.02623
32
32
32
32
32
12
13
14
15
16
.24363
.24781
.25200
.25617
.26033
.21539
.21940
.22341
.22743
.23143
.19058
.19441
.19824
.20207
.20590
.16878
.17241
.17605
.17969
.18333
.14961
.15303
.15647
.15992
.16337
.13273
.13595
.13919
.14244
.14569
.11786
.12088
.12392
.12697
.13004
.10475
.10757
.11042
.11328
.11616
.09319
.09582
.09847
.10115
.10384
.08297
.08542
.08790
.09039
.09291
.07394
.07622
.07852
.08085
.08320
.06595
.06807
.07021
.07237
.07456
.05888
.06084
.06283
.06484
.06687
.05262
.05444
.05628
.05814
.06003
.04707
.04875
.05045
.05218
.05393
.04214
.04369
.04527
.04687
.04850
.03776
.03920
.04066
.04214
.04364
.03387
.03520
.03654
.03792
.03931
.03041
.03163
.03288
.03415
.03544
.02733
.02846
.02961
.03078
.03197
32
32
32
32
32
17
18
19
20
21
.26447
.26859
.27270
.27679
.28086
.23542
.23940
.24337
.24733
.25128
.20972
.21354
.21735
.22116
.22496
.18697
.19062
.19426
.19791
.20155
.16682
.17028
.17375
.17722
.18070
.14896
.15224
.15552
.15882
.16212
.13312
.13620
.13931
.14242
.14555
.11905
.12195
.12488
.12782
.13077
.10655
.10928
.11203
.11479
.11758
.09544
.09800
.10057
.10317
.10579
.08556
.08795
.09036
.09280
.09525
.07677
.07899
.08125
.08353
.08583
.06893
.07101
.07311
.07524
.07739
.06194
.06388
.06584
.06782
.06984
.05571
.05751
.05933
.06119
.06307
.05014
.05182
.05351
.05524
.05699
.04517
.04672
.04830
.04991
.05155
.04073
.04217
.04364
.04513
.04665
.03675
.03809
.03945
.04084
.04226
.03319
.03443
.03569
.03698
.03830
111
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
32
32
32
32
32
22
23
24
25
26
.28490
.28891
.29288
.29681
.30069
.25520
.25910
.26296
.26679
.27057
.22875
.23251
.23625
.23996
.24363
.20518
.20880
.21239
.21597
.21951
.18416
.18762
.19107
.19450
.19791
.16542
.16871
.17200
.17528
.17854
.14868
.15181
.15494
.15807
.16118
.13373
.13670
.13967
.14263
.14559
.12037
.12317
.12598
.12879
.13160
.10842
.11106
.11372
.11637
.11903
.09773
.10021
.10271
.10522
.10773
.08815
.09049
.09284
.09520
.09757
.07957
.08176
.08397
.08619
.08843
.07187
.07393
.07600
.07809
.08019
.06497
.06689
.06884
.07080
.07278
.05877
.06057
.06239
.06423
.06609
.05320
.05489
.05659
.05831
.06006
.04820
.04977
.05136
.05298
.05461
.04370
.04516
.04665
.04816
.04969
.03965
.04101
.04240
.04382
.04525
32
32
32
32
32
27
28
29
30
31
.30451
.30827
.31196
.31557
.31911
.27431
.27800
.28162
.28517
.28864
.24727
.25085
.25438
.25784
.26124
.22303
.22649
.22991
.23328
.23658
.20129
.20463
.20793
.21118
.21438
.18178
.18499
.18816
.19130
.19438
.16427
.16734
.17038
.17339
.17635
.14854
.15147
.15438
.15725
.16009
.13440
.13719
.13996
.14270
.14542
.12169
.12434
.12697
.12958
.13217
.11025
.11276
.11526
.11774
.12020
.09995
.10232
.10469
.10705
.10939
.09067
.09291
.09515
.09739
.09961
.08231
.08442
.08654
.08865
.09076
.07476
.07676
.07876
.08076
.08275
.06796
.06984
.07172
.07361
.07549
.06181
.06358
.06536
.06714
.06892
.05626
.05792
.05959
.06127
.06295
.05124
.05280
.05438
.05596
.05754
.04670
.04817
.04965
.05114
.05263
32 32 .32256 .29204 .26457 .23983
33 0 .19828 .17240 .15009 .13083
33 1 .20022 .17415 .15166 .13222
33 2 .20396 .17768 .15496 .13530
33 3 .20780 .18130 .15836 .13847
.21752
.11419
.11542
.11827
.12122
.19741
.09980
.10086
.10350
.10624
.17927
.08733
.08825
.09068
.09321
.16289
.07653
.07731
.07955
.08188
.14810
.06715
.06781
.06986
.07200
.13473
.05900
.05955
.06143
.06339
.12264
.05191
.05236
.05407
.05588
.11171
.04574
.04609
.04766
.04931
.10182
.04036
.04063
.04206
.04357
.09285
.03566
.03585
.03716
.03854
.08473
.03155
.03168
.03287
.03413
.07737
.02796
.02803
.02911
.03026
.07069
.02481
.02484
.02582
.02686
.06463
.02205
.02203
.02292
.02388
.05913
.01963
.01957
.02038
.02125
.05413
.01750
.01740
.01814
.01893
33
33
33
33
33
4
5
6
7
8
.21170
.21567
.21969
.22376
.22787
.18500
.18876
.19257
.19644
.20035
.16184
.16538
.16898
.17263
.17633
.14173
.14505
.14842
.15186
.15534
.12425
.12735
.13051
.13372
.13699
.10905
.11193
.11487
.11787
.12092
.09582
.09849
.10122
.10401
.10685
.08428
.08675
.08928
.09187
.09451
.07422
.07650
.07883
.08123
.08367
.06543
.06753
.06968
.07190
.07416
.05775
.05968
.06166
.06370
.06579
.05103
.05280
.05462
.05650
.05843
.04514
.04676
.04844
.05017
.05195
.03997
.04147
.04301
.04459
.04623
.03544
.03681
.03822
.03968
.04118
.03146
.03271
.03401
.03535
.03673
.02796
.02910
.03029
.03152
.03279
.02488
.02592
.02701
.02814
.02930
.02216
.02312
.02411
.02514
.02621
.01977
.02064
.02155
.02249
.02348
33
33
33
33
33
9
10
11
12
13
.23202
.23621
.24042
.24467
.24893
.20431
.20831
.21234
.21641
.22049
.18008
.18388
.18771
.19158
.19547
.15888
.16246
.16609
.16975
.17345
.14031
.14368
.14709
.15055
.15404
.12403
.12719
.13039
.13364
.13692
.10974
.11269
.11569
.11873
.12181
.09720
.09995
.10274
.10559
.10847
.08618
.08873
.09133
.09398
.09667
.07648
.07885
.08127
.08373
.08623
.06794
.07013
.07238
.07466
.07699
.06041
.06244
.06452
.06664
.06880
.05377
.05565
.05757
.05954
.06154
.04791
.04964
.05142
.05324
.05510
.04273
.04433
.04597
.04765
.04937
.03815
.03963
.04114
.04269
.04428
.03410
.03546
.03685
.03829
.03976
.03051
.03176
.03304
.03437
.03572
.02732
.02847
.02966
.03088
.03213
.02450
.02555
.02664
.02777
.02893
33
33
33
33
33
14
15
16
17
18
.25319
.25744
.26168
.26591
.27013
.22458
.22867
.23276
.23684
.24091
.19938
.20329
.20720
.21111
.21502
.17716
.18087
.18460
.18832
.19205
.15754
.16106
.16459
.16813
.17168
.14022
.14354
.14688
.15022
.15358
.12491
.12804
.13117
.13433
.13749
.11137
.11430
.11725
.12021
.12319
.09939
.10212
.10488
.10766
.11046
.08877
.09132
.09390
.09650
.09913
.07935
.08173
.08414
.08657
.08902
.07100
.07321
.07546
.07772
.08001
.06358
.06564
.06773
.06984
.07197
.05699
.05890
.06084
.06280
.06479
.05112
.05290
.05470
.05652
.05838
.04590
.04755
.04922
.05091
.05264
.04125
.04278
.04433
.04590
.04750
.03711
.03852
.03996
.04142
.04290
.03341
.03472
.03605
.03740
.03878
.03011
.03132
.03255
.03380
.03508
33
33
33
33
33
19
20
21
22
23
.27434
.27853
.28271
.28687
.29099
.24498
.24904
.25310
.25713
.26114
.21893
.22284
.22674
.23064
.23452
.19579
.19953
.20328
.20702
.21075
.17523
.17880
.18237
.18594
.18951
.15695
.16033
.16373
.16713
.17054
.14068
.14388
.14710
.15033
.15357
.12619
.12922
.13226
.13531
.13838
.11328
.11613
.11900
.12188
.12478
.10177
.10445
.10715
.10986
.11260
.09150
.09401
.09655
.09910
.10167
.08233
.08468
.08706
.08946
.09188
.07414
.07634
.07856
.08081
.08308
.06681
.06886
.07094
.07305
.07518
.06026
.06217
.06411
.06608
.06808
.05439
.05617
.05799
.05983
.06169
.04913
.05079
.05248
.05420
.05595
.04442
.04596
.04754
.04914
.05077
.04019
.04162
.04309
.04459
.04611
.03639
.03772
.03909
.04048
.04190
33
33
33
33
33
24
25
26
27
28
.29509
.29914
.30316
.30712
.31102
.26513
.26909
.27301
.27689
.28071
.23838
.24221
.24602
.24978
.25351
.21446
.21816
.22183
.22548
.22908
.19308
.19663
.20016
.20366
.20714
.17394
.17733
.18071
.18408
.18742
.15680
.16004
.16326
.16648
.16967
.14145
.14453
.14760
.15066
.15371
.12769
.13060
.13352
.13643
.13934
.11534
.11810
.12086
.12363
.12639
.10426
.10687
.10948
.11210
.11471
.09431
.09677
.09923
.10171
.10418
.08537
.08768
.09001
.09234
.09468
.07733
.07950
.08169
.08389
.08610
.07010
.07214
.07419
.07627
.07835
.06358
.06550
.06743
.06938
.07134
.05772
.05951
.06132
.06316
.06501
.05243
.05411
.05581
.05753
.05927
.04766
.04923
.05083
.05244
.05408
.04335
.04482
.04632
.04784
.04937
33
33
33
33
33
29
30
31
32
33
.31486
.31863
.32231
.32592
.32944
.28448
.28818
.29181
.29536
.29884
.25718
.26079
.26434
.26782
.27123
.23264
.23615
.23961
.24300
.24632
.21058
.21397
.21731
.22060
.22383
.19072
.19399
.19721
.20039
.20351
.17284
.17598
.17908
.18214
.18515
.15674
.15974
.16271
.16565
.16854
.14222
.14509
.14793
.15074
.15352
.12913
.13186
.13457
.13726
.13992
.11732
.11992
.12250
.12506
.12760
.10666
.10912
.11158
.11401
.11643
.09702
.09936
.10169
.10400
.10631
.08831
.09053
.09274
.09493
.09712
.08044
.08253
.08462
.08671
.08879
.07332
.07529
.07727
.07924
.08122
.06686
.06873
.07060
.07247
.07434
.06102
.06278
.06455
.06631
.06808
.05572
.05738
.05905
.06072
.06239
.05092
.05248
.05405
.05563
.05722
34
34
34
34
34
0
1
2
3
4
.19880
.20070
.20446
.20833
.21228
.17291
.17462
.17817
.18183
.18556
.15059
.15212
.15544
.15888
.16239
.13132
.13267
.13577
.13898
.14227
.11467
.11585
.11873
.12171
.12477
.10026
.10128
.10395
.10671
.10956
.08778
.08866
.09111
.09367
.09630
.07696
.07770
.07996
.08232
.08475
.06756
.06818
.07026
.07242
.07467
.05940
.05990
.06180
.06379
.06586
.05229
.05270
.05443
.05626
.05816
.04610
.04642
.04800
.04968
.05141
.04070
.04094
.04238
.04391
.04551
.03599
.03615
.03747
.03887
.04033
.03187
.03196
.03317
.03444
.03578
.02826
.02830
.02939
.03056
.03178
.02510
.02509
.02608
.02715
.02826
.02232
.02227
.02317
.02414
.02516
.01988
.01979
.02062
.02150
.02243
.01774
.01762
.01836
.01917
.02002
112
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
34
34
34
34
34
5
6
7
8
9
.21629
.22035
.22446
.22862
.23282
.18936
.19322
.19713
.20109
.20510
.16597
.16961
.17331
.17705
.18086
.14562
.14904
.15252
.15605
.15963
.12791
.13110
.13436
.13767
.14104
.11247
.11545
.11849
.12158
.12474
.09901
.10177
.10460
.10748
.11043
.08725
.08981
.09244
.09512
.09785
.07698
.07934
.08177
.08426
.08680
.06799
.07017
.07242
.07472
.07708
.06011
.06213
.06420
.06633
.06851
.05321
.05507
.05698
.05894
.06095
.04716
.04886
.05062
.05243
.05429
.04184
.04341
.04502
.04669
.04840
.03716
.03860
.04009
.04162
.04320
.03305
.03437
.03573
.03714
.03860
.02942
.03063
.03188
.03318
.03452
.02623
.02733
.02848
.02967
.03090
.02340
.02442
.02547
.02656
.02770
.02091
.02184
.02280
.02381
.02485
34
34
34
34
34
10
11
12
13
14
.23707
.24135
.24566
.24999
.25432
.20916
.21325
.21738
.22154
.22570
.18471
.18860
.19254
.19650
.20047
.16327
.16696
.17069
.17444
.17822
.14446
.14794
.15145
.15500
.15858
.12794
.13120
.13451
.13785
.14122
.11342
.11647
.11957
.12271
.12587
.10065
.10350
.10639
.10933
.11229
.08940
.09205
.09475
.09750
.10027
.07949
.08195
.08447
.08702
.08961
.07074
.07303
.07537
.07774
.08016
.06302
.06514
.06731
.06952
.07176
.05620
.05816
.06017
.06222
.06431
.05017
.05198
.05384
.05574
.05768
.04483
.04651
.04823
.04999
.05178
.04010
.04165
.04324
.04487
.04653
.03590
.03733
.03880
.04031
.04184
.03218
.03350
.03485
.03625
.03767
.02887
.03009
.03134
.03262
.03394
.02593
.02705
.02821
.02939
.03061
34
34
34
34
34
15
16
17
18
19
.25865
.26298
.26729
.27160
.27590
.22987
.23403
.23820
.24236
.24652
.20446
.20845
.21244
.21644
.22044
.18201
.18581
.18962
.19344
.19726
.16217
.16577
.16939
.17301
.17666
.14461
.14801
.15143
.15487
.15833
.12906
.13227
.13549
.13874
.14201
.11529
.11830
.12133
.12439
.12747
.10307
.10589
.10874
.11161
.11450
.09222
.09486
.09753
.10022
.10294
.08259
.08506
.08755
.09007
.09262
.07403
.07633
.07865
.08101
.08339
.06642
.06856
.07072
.07292
.07515
.05964
.06163
.06364
.06569
.06777
.05360
.05545
.05732
.05923
.06116
.04821
.04993
.05167
.05344
.05525
.04341
.04500
.04662
.04826
.04994
.03912
.04059
.04209
.04362
.04518
.03528
.03665
.03804
.03946
.04091
.03185
.03312
.03441
.03573
.03707
34
34
34
34
34
20
21
22
23
24
.28020
.28448
.28875
.29299
.29721
.25068
.25484
.25899
.26312
.26722
.22444
.22845
.23245
.23645
.24043
.20110
.20494
.20879
.21263
.21646
.18032
.18399
.18766
.19134
.19501
.16180
.16529
.16879
.17230
.17581
.14530
.14861
.15193
.15527
.15861
.13057
.13370
.13685
.14001
.14318
.11743
.12038
.12335
.12634
.12935
.10569
.10847
.11127
.11409
.11693
.09520
.09781
.10044
.10310
.10578
.08581
.08826
.09073
.09323
.09576
.07741
.07970
.08202
.08437
.08674
.06988
.07203
.07420
.07641
.07863
.06314
.06514
.06718
.06924
.07133
.05709
.05896
.06086
.06279
.06476
.05166
.05340
.05518
.05699
.05883
.04678
.04841
.05007
.05176
.05348
.04240
.04392
.04546
.04704
.04865
.03846
.03987
.04131
.04279
.04429
34
34
34
34
34
25
26
27
28
29
.30139
.30554
.30964
.31368
.31767
.27131
.27536
.27937
.28334
.28725
.24439
.24832
.25222
.25608
.25990
.22028
.22408
.22785
.23160
.23530
.19868
.20234
.20597
.20958
.21316
.17932
.18282
.18631
.18978
.19322
.16195
.16530
.16863
.17195
.17525
.14637
.14955
.15273
.15590
.15905
.13237
.13539
.13841
.14143
.14444
.11979
.12265
.12552
.12839
.13126
.10848
.11119
.11391
.11663
.11935
.09830
.10086
.10343
.10601
.10859
.08914
.09155
.09398
.09642
.09886
.08089
.08316
.08545
.08776
.09007
.07345
.07559
.07775
.07992
.08210
.06674
.06875
.07079
.07283
.07489
.06069
.06258
.06449
.06642
.06836
.05522
.05700
.05879
.06061
.06244
.05029
.05195
.05364
.05534
.05707
.04582
.04738
.04896
.05057
.05219
34
34
34
34
34
30
31
32
33
34
.32158
.32543
.32919
.33287
.33646
.29110
.29488
.29859
.30223
.30578
.26366
.26736
.27100
.27456
.27805
.23895
.24255
.24610
.24957
.25298
.21669
.22018
.22361
.22699
.23031
.19662
.19999
.20331
.20658
.20979
.17852
.18176
.18495
.18811
.19121
.16218
.16529
.16836
.17139
.17438
.14743
.15040
.15334
.15625
.15913
.13411
.13694
.13975
.14254
.14529
.12206
.12476
.12744
.13010
.13274
.11117
.11373
.11629
.11882
.12134
.10131
.10374
.10617
.10859
.11099
.09238
.09469
.09700
.09930
.10158
.08429
.08648
.08867
.09085
.09303
.07696
.07903
.08111
.08318
.08524
.07031
.07227
.07423
.07620
.07816
.06428
.06613
.06799
.06985
.07171
.05880
.06055
.06231
.06407
.06583
.05383
.05548
.05713
.05880
.06047
35
35
35
35
35
0
1
2
3
4
.19929
.20115
.20494
.20884
.21282
.17340
.17507
.17865
.18234
.18610
.15107
.15256
.15591
.15937
.16292
.13179
.13310
.13623
.13946
.14278
.11513
.11627
.11917
.12218
.12528
.10071
.10169
.10438
.10717
.11004
.08821
.08905
.09153
.09411
.09677
.07738
.07808
.08036
.08274
.08520
.06797
.06854
.07064
.07283
.07510
.05978
.06025
.06217
.06418
.06627
.05266
.05303
.05479
.05663
.05855
.04646
.04673
.04834
.05003
.05179
.04105
.04124
.04270
.04425
.04587
.03632
.03644
.03777
.03919
.04067
.03218
.03224
.03345
.03475
.03610
.02856
.02856
.02967
.03085
.03209
.02538
.02533
.02634
.02742
.02855
.02259
.02250
.02342
.02441
.02544
.02014
.02002
.02085
.02175
.02269
.01799
.01783
.01859
.01940
.02027
35
35
35
35
35
5
6
7
8
9
.21687
.22097
.22513
.22933
.23359
.18994
.19384
.19779
.20180
.20586
.16653
.17021
.17395
.17775
.18160
.14617
.14963
.15315
.15672
.16036
.12844
.13168
.13497
.13833
.14174
.11299
.11600
.11908
.12222
.12542
.09951
.10231
.10517
.10810
.11108
.08773
.09033
.09299
.09571
.09849
.07744
.07984
.08230
.08483
.08741
.06843
.07065
.07292
.07526
.07766
.06054
.06258
.06468
.06684
.06906
.05362
.05550
.05744
.05943
.06148
.04754
.04927
.05106
.05290
.05479
.04221
.04380
.04544
.04713
.04888
.03751
.03897
.04048
.04204
.04366
.03338
.03472
.03611
.03754
.03903
.02974
.03097
.03224
.03356
.03493
.02652
.02765
.02882
.03003
.03129
.02369
.02472
.02579
.02691
.02806
.02118
.02212
.02311
.02413
.02520
35
35
35
35
35
10
11
12
13
14
.23789
.24223
.24660
.25100
.25540
.20997
.21412
.21831
.22253
.22677
.18550
.18946
.19345
.19748
.20152
.16405
.16779
.17158
.17540
.17924
.14522
.14874
.15232
.15593
.15957
.12867
.13199
.13535
.13875
.14218
.11413
.11723
.12038
.12358
.12680
.10133
.10422
.10717
.11016
.11319
.09005
.09275
.09550
.09829
.10112
.08011
.08262
.08518
.08779
.09043
.07134
.07367
.07605
.07848
.08094
.06359
.06575
.06796
.07022
.07251
.05674
.05874
.06079
.06289
.06502
.05068
.05253
.05443
.05638
.05835
.04532
.04703
.04879
.05059
.05242
.04056
.04214
.04377
.04544
.04714
.03634
.03780
.03931
.04085
.04242
.03260
.03394
.03533
.03676
.03822
.02927
.03051
.03179
.03311
.03446
.02630
.02745
.02863
.02985
.03110
35
35
35
35
35
15
16
17
18
19
.25981
.26421
.26861
.27300
.27740
.23101
.23525
.23950
.24375
.24800
.20558
.20964
.21372
.21780
.22189
.18311
.18698
.19087
.19476
.19868
.16323
.16691
.17060
.17430
.17803
.14564
.14911
.15261
.15612
.15966
.13005
.13333
.13662
.13994
.14329
.11624
.11931
.12242
.12554
.12870
.10398
.10687
.10978
.11272
.11569
.09310
.09580
.09853
.10128
.10407
.08343
.08595
.08850
.09108
.09370
.07483
.07718
.07956
.08198
.08442
.06718
.06937
.07159
.07384
.07613
.06036
.06240
.06447
.06657
.06870
.05429
.05618
.05810
.06006
.06205
.04887
.05062
.05241
.05423
.05609
.04403
.04566
.04732
.04901
.05074
.03970
.04122
.04276
.04433
.04594
.03584
.03724
.03867
.04013
.04163
.03238
.03368
.03501
.03636
.03775
113
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
35
35
35
35
35
20
21
22
23
24
.28179
.28618
.29055
.29491
.29925
.25226
.25652
.26077
.26501
.26924
.22599
.23010
.23420
.23831
.24240
.20261
.20655
.21049
.21444
.21839
.18178
.18555
.18932
.19310
.19689
.16322
.16680
.17040
.17401
.17763
.14666
.15006
.15348
.15691
.16036
.13189
.13510
.13834
.14160
.14487
.11869
.12172
.12478
.12787
.13097
.10690
.10975
.11264
.11555
.11848
.09635
.09903
.10175
.10449
.10726
.08691
.08943
.09198
.09456
.09717
.07845
.08082
.08321
.08563
.08809
.07088
.07309
.07533
.07761
.07991
.06408
.06615
.06825
.07038
.07255
.05798
.05992
.06188
.06388
.06591
.05251
.05431
.05615
.05802
.05992
.04759
.04927
.05098
.05273
.05452
.04316
.04473
.04633
.04797
.04963
.03918
.04064
.04213
.04366
.04522
35
35
35
35
35
25
26
27
28
29
.30355
.30783
.31207
.31625
.32038
.27344
.27762
.28177
.28588
.28993
.24648
.25054
.25458
.25858
.26254
.22233
.22625
.23016
.23403
.23788
.20067
.20445
.20821
.21195
.21566
.18125
.18487
.18848
.19207
.19565
.16381
.16727
.17073
.17417
.17760
.14816
.15145
.15474
.15804
.16131
.13409
.13721
.14035
.14349
.14662
.12143
.12440
.12738
.13036
.13334
.11005
.11286
.11568
.11851
.12134
.09980
.10245
.10513
.10781
.11049
.09057
.09307
.09560
.09813
.10068
.08225
.08461
.08699
.08939
.09179
.07474
.07696
.07921
.08147
.08375
.06797
.07006
.07217
.07431
.07645
.06186
.06382
.06581
.06782
.06984
.05633
.05817
.06004
.06193
.06384
.05133
.05306
.05482
.05660
.05840
.04681
.04843
.05008
.05176
.05345
35
35
35
35
35
30
31
32
33
34
.32445
.32844
.33236
.33620
.33996
.29393
.29787
.30173
.30553
.30924
.26645
.27030
.27409
.27781
.28146
.24168
.24543
.24912
.25275
.25632
.21934
.22297
.22656
.23009
.23356
.19919
.20270
.20616
.20958
.21295
.18100
.18438
.18772
.19101
.19427
.16458
.16781
.17102
.17419
.17733
.14973
.15283
.15590
.15895
.16196
.13631
.13927
.14221
.14512
.14801
.12417
.12699
.12979
.13258
.13534
.11318
.11586
.11853
.12119
.12383
.10323
.10577
.10832
.11085
.11337
.09421
.09663
.09904
.10145
.10385
.08603
.08832
.09061
.09290
.09519
.07862
.08078
.08296
.08513
.08730
.07188
.07393
.07599
.07805
.08012
.06577
.06771
.06966
.07161
.07357
.06022
.06205
.06389
.06574
.06759
.05517
.05689
.05863
.06039
.06214
35 35 .34362 .31287 .28503 .25982
36 0 .19977 .17388 .15154 .13225
36 1 .20159 .17550 .15298 .13352
36 2 .20540 .17910 .15636 .13667
36 3 .20933 .18282 .15985 .13993
.23697
.11558
.11667
.11960
.12264
.21626
.10114
.10208
.10479
.10761
.19747
.08864
.08943
.09193
.09453
.18042
.07779
.07844
.08074
.08315
.16494
.06836
.06890
.07101
.07322
.15087
.06017
.06059
.06253
.06456
.13808
.05303
.05335
.05513
.05699
.12645
.04681
.04704
.04866
.05038
.11587
.04138
.04153
.04301
.04458
.10624
.03664
.03672
.03807
.03950
.09746
.03249
.03251
.03374
.03505
.08947
.02885
.02881
.02994
.03113
.08218
.02566
.02558
.02660
.02769
.07552
.02286
.02273
.02366
.02466
.06945
.02040
.02023
.02108
.02199
.06391
.01823
.01804
.01881
.01964
36
36
36
36
36
4
5
6
7
8
.21334
.21743
.22157
.22577
.23002
.18662
.19049
.19442
.19842
.20247
.16343
.16708
.17079
.17457
.17841
.14328
.14670
.15020
.15375
.15737
.12576
.12896
.13223
.13556
.13896
.11051
.11349
.11654
.11965
.12283
.09722
.09999
.10282
.10573
.10869
.08564
.08820
.09083
.09352
.09628
.07552
.07789
.08032
.08281
.08537
.06668
.06886
.07110
.07341
.07578
.05894
.06095
.06302
.06515
.06735
.05216
.05401
.05592
.05789
.05991
.04622
.04792
.04967
.05149
.05336
.04100
.04256
.04418
.04585
.04757
.03642
.03785
.03934
.04087
.04246
.03239
.03370
.03507
.03648
.03794
.02884
.03004
.03129
.03259
.03394
.02571
.02682
.02796
.02915
.03039
.02295
.02396
.02501
.02611
.02725
.02052
.02144
.02240
.02341
.02445
36
36
36
36
36
9
10
11
12
13
.23432
.23867
.24307
.24750
.25196
.20658
.21074
.21495
.21920
.22349
.18231
.18626
.19027
.19432
.19841
.16105
.16479
.16859
.17243
.17631
.14242
.14594
.14952
.15315
.15682
.12607
.12938
.13274
.13615
.13961
.11172
.11481
.11796
.12116
.12441
.09910
.10198
.10492
.10792
.11097
.08799
.09068
.09342
.09622
.09907
.07822
.08071
.08326
.08587
.08853
.06960
.07191
.07429
.07671
.07918
.06200
.06414
.06634
.06860
.07090
.05528
.05727
.05931
.06140
.06353
.04935
.05118
.05307
.05501
.05699
.04410
.04579
.04754
.04933
.05117
.03945
.04102
.04263
.04429
.04599
.03533
.03677
.03826
.03980
.04138
.03167
.03300
.03438
.03580
.03726
.02843
.02965
.03092
.03224
.03359
.02554
.02667
.02784
.02906
.03031
36
36
36
36
36
14
15
16
17
18
.25643
.26091
.26539
.26986
.27434
.22779
.23210
.23642
.24074
.24507
.20252
.20665
.21079
.21494
.21910
.18022
.18415
.18810
.19206
.19604
.16052
.16425
.16799
.17176
.17554
.14311
.14663
.15017
.15373
.15732
.12769
.13101
.13435
.13771
.14110
.11405
.11716
.12030
.12346
.12666
.10195
.10487
.10781
.11078
.11379
.09122
.09395
.09670
.09949
.10231
.08170
.08424
.08682
.08943
.09207
.07323
.07561
.07801
.08045
.08292
.06571
.06792
.07016
.07243
.07474
.05901
.06107
.06315
.06527
.06742
.05305
.05496
.05690
.05887
.06087
.04773
.04950
.05131
.05314
.05501
.04299
.04463
.04631
.04801
.04975
.03875
.04028
.04183
.04342
.04503
.03497
.03638
.03782
.03929
.04080
.03159
.03289
.03423
.03559
.03699
36
36
36
36
36
19
20
21
22
23
.27883
.28331
.28780
.29228
.29675
.24941
.25376
.25812
.26248
.26683
.22328
.22747
.23167
.23588
.24009
.20003
.20405
.20809
.21214
.21619
.17935
.18319
.18705
.19092
.19480
.16094
.16458
.16826
.17195
.17566
.14453
.14798
.15147
.15498
.15851
.12989
.13316
.13646
.13978
.14313
.11683
.11991
.12303
.12617
.12934
.10517
.10807
.11100
.11397
.11696
.09475
.09747
.10023
.10302
.10585
.08543
.08798
.09057
.09320
.09586
.07709
.07948
.08190
.08437
.08687
.06962
.07185
.07413
.07644
.07879
.06292
.06501
.06714
.06930
.07150
.05692
.05887
.06085
.06288
.06494
.05153
.05334
.05520
.05710
.05903
.04669
.04838
.05012
.05189
.05369
.04234
.04391
.04553
.04719
.04888
.03842
.03989
.04140
.04295
.04453
36
36
36
36
36
24
25
26
27
28
.30120
.30563
.31003
.31440
.31873
.27117
.27550
.27980
.28408
.28833
.24430
.24850
.25269
.25685
.26099
.22025
.22430
.22835
.23238
.23639
.19870
.20260
.20649
.21038
.21425
.17938
.18311
.18685
.19058
.19431
.16205
.16562
.16919
.17276
.17633
.14650
.14989
.15330
.15671
.16012
.13254
.13576
.13899
.14224
.14549
.11999
.12304
.12610
.12919
.13228
.10870
.11158
.11449
.11741
.12035
.09855
.10127
.10401
.10678
.10957
.08940
.09197
.09456
.09718
.09981
.08117
.08358
.08603
.08850
.09099
.07374
.07601
.07832
.08065
.08300
.06704
.06918
.07134
.07354
.07576
.06100
.06300
.06504
.06710
.06920
.05554
.05742
.05933
.06127
.06324
.05060
.05237
.05416
.05599
.05784
.04614
.04779
.04948
.05119
.05294
36
36
36
36
36
29
30
31
32
33
.32300
.32722
.33136
.33544
.33944
.29253
.29667
.30076
.30478
.30874
.26509
.26914
.27315
.27709
.28097
.24038
.24432
.24822
.25206
.25585
.21810
.22192
.22570
.22943
.23312
.19801
.20169
.20534
.20895
.21252
.17988
.18342
.18693
.19041
.19386
.16352
.16691
.17028
.17363
.17694
.14874
.15198
.15520
.15841
.16159
.13538
.13847
.14155
.14462
.14767
.12329
.12624
.12917
.13210
.13502
.11236
.11516
.11795
.12075
.12353
.10246
.10512
.10777
.11043
.11308
.09349
.09601
.09853
.10106
.10358
.08537
.08775
.09014
.09254
.09494
.07800
.08025
.08252
.08479
.08707
.07131
.07344
.07558
.07774
.07990
.06524
.06725
.06927
.07131
.07336
.05972
.06162
.06353
.06546
.06741
.05471
.05650
.05831
.06013
.06197
114
Ages
Section 2
Interest Rate
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
36 34 .34336 .31261 .28478 .25958
36 35 .34719 .31641 .28852 .26324
36 36 .35092 .32012 .29218 .26683
37 0 .20023 .17434 .15199 .13270
37 1 .20200 .17592 .15339 .13392
.23675
.24032
.24382
.11601
.11706
.21604
.21951
.22292
.10157
.10246
.19726
.20062
.20392
.08905
.08980
.18022
.18346
.18665
.07819
.07880
.16475
.16787
.17094
.06875
.06924
.15069
.15369
.15665
.06054
.06092
.13791
.14079
.14363
.05339
.05367
.12629
.12904
.13177
.04716
.04734
.11572
.11835
.12096
.04172
.04182
.10610
.10861
.11110
.03696
.03700
.09733
.09972
.10210
.03280
.03277
.08935
.09162
.09389
.02915
.02907
.08206
.08423
.08639
.02595
.02582
.07542
.07748
.07954
.02313
.02296
.06935
.07131
.07327
.02066
.02045
.06382
.06567
.06753
.01848
.01824
37
37
37
37
37
O
Y
2
3
4
5
6
2.2%
2.4%
2.6%
.20584
.20980
.21384
.21796
.22213
.17954
.18328
.18711
.19102
.19499
.15679
.16030
.16391
.16759
.17135
.13709
.14038
.14375
.14721
.15074
.12001
.12307
.12622
.12945
.13276
.10519
.10803
.11096
.11397
.11705
.09231
.09494
.09766
.10046
.10332
.08112
.08354
.08606
.08865
.09131
.07137
.07361
.07592
.07832
.08078
.06287
.06493
.06707
.06927
.07155
.05546
.05735
.05931
.06135
.06345
.04898
.05071
.05252
.05439
.05633
.04332
.04491
.04656
.04828
.05007
.03836
.03981
.04133
.04291
.04455
.03401
.03534
.03673
.03819
.03969
.03020
.03141
.03269
.03402
.03540
.02685
.02796
.02913
.03035
.03162
.02390
.02492
.02598
.02710
.02827
.02131
.02223
.02321
.02424
.02531
.01902
.01987
.02076
.02170
.02268
37 7 .22637
37 8 .23067
37 9 .23501
37 10 .23942
37 11 .24387
.19902
.20312
.20727
.21148
.21574
.17516
.17904
.18299
.18699
.19105
.15433
.15799
.16172
.16550
.16935
.13613
.13956
.14307
.14664
.15026
.12020
.12342
.12670
.13005
.13346
.10626
.10926
.11232
.11546
.11866
.09403
.09683
.09968
.10261
.10560
.08331
.08590
.08856
.09129
.09407
.07389
.07629
.07876
.08130
.08389
.06561
.06783
.07012
.07247
.07488
.05832
.06038
.06250
.06468
.06692
.05191
.05380
.05576
.05778
.05986
.04625
.04800
.04981
.05167
.05359
.04125
.04287
.04454
.04626
.04804
.03684
.03833
.03987
.04146
.04310
.03294
.03431
.03572
.03720
.03872
.02948
.03074
.03205
.03341
.03481
.02642
.02758
.02878
.03004
.03133
.02370
.02477
.02588
.02703
.02823
37
37
37
37
37
12
13
14
15
16
.24836
.25288
.25741
.26196
.26651
.22005
.22440
.22876
.23314
.23753
.19516
.19931
.20348
.20768
.21188
.17325
.17719
.18116
.18516
.18917
.15395
.15768
.16144
.16523
.16904
.13693
.14044
.14400
.14758
.15118
.12191
.12521
.12856
.13193
.13533
.10864
.11174
.11488
.11805
.12125
.09692
.09981
.10275
.10572
.10872
.08654
.08925
.09199
.09477
.09758
.07735
.07987
.08243
.08503
.08766
.06921
.07155
.07394
.07636
.07881
.06199
.06416
.06638
.06864
.07093
.05557
.05759
.05966
.06175
.06389
.04987
.05175
.05366
.05561
.05760
.04480
.04654
.04832
.05013
.05197
.04029
.04190
.04355
.04523
.04694
.03626
.03776
.03928
.04084
.04243
.03268
.03406
.03547
.03692
.03840
.02947
.03075
.03206
.03341
.03477
37
37
37
37
37
17
18
19
20
21
.27106
.27562
.28019
.28477
.28935
.24193
.24634
.25076
.25520
.25965
.21611
.22035
.22461
.22889
.23318
.19320
.19726
.20134
.20544
.20957
.17287
.17673
.18062
.18454
.18849
.15482
.15848
.16217
.16590
.16966
.13876
.14222
.14572
.14925
.15282
.12448
.12774
.13104
.13439
.13777
.11176
.11483
.11794
.12109
.12429
.10043
.10331
.10624
.10920
.11221
.09032
.09302
.09577
.09856
.10139
.08131
.08383
.08640
.08902
.09168
.07325
.07561
.07802
.08047
.08297
.06605
.06826
.07051
.07280
.07514
.05962
.06167
.06377
.06591
.06810
.05385
.05577
.05773
.05973
.06177
.04869
.05047
.05230
.05417
.05608
.04406
.04572
.04742
.04916
.05095
.03991
.04145
.04303
.04466
.04632
.03618
.03761
.03908
.04060
.04215
37
37
37
37
37
22
23
24
25
26
.29393
.29850
.30307
.30762
.31215
.26411
.26857
.27302
.27747
.28190
.23749
.24181
.24613
.25044
.25475
.21371
.21787
.22204
.22621
.23037
.19246
.19644
.20044
.20445
.20846
.17344
.17725
.18108
.18492
.18877
.15642
.16005
.16369
.16736
.17104
.14118
.14462
.14809
.15158
.15509
.12751
.13077
.13406
.13738
.14072
.11526
.11834
.12145
.12460
.12776
.10426
.10716
.11011
.11308
.11608
.09438
.09712
.09989
.10270
.10554
.08550
.08808
.09069
.09334
.09602
.07752
.07994
.08239
.08489
.08742
.07033
.07260
.07491
.07726
.07964
.06386
.06599
.06816
.07037
.07261
.05803
.06002
.06206
.06413
.06624
.05277
.05464
.05655
.05849
.06047
.04803
.04978
.05156
.05339
.05525
.04374
.04538
.04705
.04876
.05051
37
37
37
37
37
27
28
29
30
31
.31665
.32111
.32552
.32988
.33418
.28631
.29069
.29503
.29932
.30356
.25905
.26332
.26756
.27176
.27591
.23453
.23868
.24279
.24688
.25092
.21248
.21648
.22046
.22442
.22834
.19262
.19647
.20031
.20412
.20791
.17473
.17842
.18211
.18578
.18943
.15861
.16214
.16567
.16919
.17269
.14407
.14744
.15081
.15417
.15753
.13095
.13416
.13737
.14058
.14378
.11911
.12215
.12520
.12826
.13132
.10840
.11129
.11419
.11710
.12001
.09873
.10146
.10421
.10697
.10974
.08998
.09256
.09517
.09779
.10041
.08206
.08450
.08696
.08944
.09194
.07488
.07719
.07952
.08186
.08423
.06838
.07056
.07276
.07498
.07721
.06249
.06454
.06661
.06871
.07083
.05715
.05907
.06103
.06301
.06501
.05229
.05411
.05595
.05782
.05971
37
37
37
37
37
32
33
34
35
36
.33842
.34258
.34666
.35066
.35456
.30774
.31185
.31589
.31986
.32373
.28001
.28405
.28802
.29193
.29575
.25492
.25887
.26276
.26659
.27034
.23222
.23606
.23985
.24358
.24725
.21167
.21539
.21907
.22269
.22626
.19305
.19664
.20020
.20371
.20717
.17617
.17963
.18306
.18645
.18980
.16087
.16419
.16749
.17075
.17398
.14698
.15016
.15333
.15646
.15957
.13437
.13742
.14045
.14346
.14644
.12292
.12583
.12872
.13161
.13447
.11251
.11529
.11805
.12080
.12354
.10305
.10569
.10832
.11095
.11357
.09444
.09695
.09946
.10197
.10447
.08660
.08899
.09137
.09376
.09615
.07946
.08173
.08400
.08627
.08854
.07296
.07511
.07726
.07942
.08159
.06703
.06906
.07111
.07316
.07522
.06162
.06355
.06549
.06744
.06940
37 37 .35837 .32752 .29949 .27402
38 0 .20068 .17478 .15244 .13313
38 1 .20240 .17631 .15378 .13430
38 2 .20626 .17996 .15720 .13749
38 3 .21024 .18372 .16074 .14080
.25085
.11644
.11744
.12040
.12349
.22977
.10199
.10283
.10557
.10844
.21057
.08946
.09015
.09269
.09534
.19309
.07858
.07914
.08148
.08393
.17716
.06913
.06957
.07172
.07397
.16264
.06091
.06124
.06321
.06528
.14939
.05375
.05398
.05578
.05769
.13730
.04750
.04764
.04929
.05104
.12626
.04205
.04211
.04362
.04522
.11617
.03728
.03727
.03864
.04011
.10696
.03310
.03303
.03429
.03563
.09853
.02944
.02931
.03046
.03169
.09081
.02623
.02605
.02710
.02822
.08375
.02340
.02319
.02414
.02517
.07729
.02091
.02067
.02153
.02247
.07136
.01872
.01845
.01924
.02009
38
38
38
38
38
.12667
.12993
.13326
.13667
.14014
.11140
.11443
.11755
.12073
.12398
.09808
.10090
.10380
.10677
.10980
.08646
.08908
.09177
.09453
.09735
.07632
.07874
.08123
.08379
.08641
.06744
.06968
.07198
.07435
.07679
.05968
.06173
.06386
.06605
.06831
.05287
.05476
.05672
.05875
.06083
.04690
.04864
.05045
.05231
.05424
.04165
.04325
.04492
.04664
.04841
.03704
.03851
.04004
.04162
.04326
.03298
.03433
.03574
.03719
.03871
.02940
.03064
.03193
.03328
.03467
.02625
.02739
.02857
.02980
.03109
.02346
.02451
.02559
.02673
.02791
.02100
.02196
.02295
.02400
.02508
4
5
6
7
8
.21431
.21846
.22267
.22695
.23128
.18758
.19152
.19552
.19959
.20373
.16437
.16809
.17187
.17573
.17965
.14421
.14770
.15126
.15489
.15859
115
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
38
38
38
38
38
9
10
11
12
13
.23568
.24013
.24463
.24917
.25375
.20793
.21218
.21650
.22086
.22526
.18364
.18769
.19180
.19596
.20016
.16235
.16619
.17008
.17403
.17803
.14369
.14730
.15098
.15471
.15850
.12731
.13070
.13416
.13767
.14124
.11291
.11609
.11933
.12263
.12599
.10025
.10322
.10625
.10934
.11249
.08911
.09187
.09470
.09759
.10054
.07929
.08186
.08449
.08719
.08994
.07063
.07302
.07547
.07798
.08054
.06298
.06520
.06747
.06981
.07219
.05623
.05828
.06039
.06256
.06478
.05025
.05215
.05411
.05612
.05818
.04496
.04672
.04853
.05039
.05231
.04027
.04189
.04357
.04530
.04707
.03611
.03761
.03916
.04076
.04241
.03242
.03380
.03524
.03672
.03824
.02914
.03041
.03174
.03311
.03452
.02621
.02739
.02862
.02989
.03119
38
38
38
38
38
14
15
16
17
18
.25835
.26296
.26758
.27220
.27684
.22969
.23413
.23859
.24306
.24755
.20440
.20866
.21293
.21722
.22154
.18206
.18612
.19020
.19430
.19843
.16232
.16617
.17004
.17395
.17788
.14485
.14849
.15216
.15586
.15959
.12938
.13281
.13628
.13977
.14330
.11568
.11890
.12216
.12545
.12878
.10352
.10655
.10961
.11270
.11584
.09273
.09556
.09843
.10133
.10428
.08315
.08579
.08847
.09119
.09395
.07462
.07709
.07960
.08214
.08472
.06704
.06934
.07168
.07405
.07647
.06028
.06243
.06460
.06682
.06907
.05426
.05625
.05828
.06035
.06245
.04889
.05074
.05263
.05455
.05651
.04409
.04581
.04756
.04935
.05118
.03980
.04140
.04303
.04469
.04639
.03597
.03745
.03896
.04051
.04209
.03254
.03391
.03531
.03675
.03822
38
38
38
38
38
19
20
21
22
23
.28149
.28615
.29083
.29550
.30018
.25205
.25658
.26112
.26568
.27024
.22588
.23024
.23463
.23904
.24345
.20259
.20677
.21099
.21523
.21948
.18184
.18584
.18988
.19394
.19802
.16336
.16716
.17101
.17488
.17878
.14687
.15048
.15413
.15782
.16153
.13216
.13557
.13903
.14253
.14606
.11901
.12224
.12551
.12881
.13216
.10727
.11030
.11339
.11651
.11967
.09676
.09961
.10252
.10546
.10845
.08735
.09003
.09276
.09553
.09835
.07893
.08144
.08400
.08660
.08925
.07138
.07373
.07613
.07857
.08106
.06460
.06680
.06905
.07134
.07368
.05852
.06057
.06267
.06482
.06701
.05305
.05497
.05694
.05895
.06100
.04814
.04993
.05176
.05364
.05557
.04372
.04539
.04710
.04886
.05066
.03973
.04129
.04289
.04453
.04622
38
38
38
38
38
24
25
26
27
28
.30486
.30952
.31417
.31880
.32339
.27480
.27936
.28391
.28845
.29296
.24788
.25231
.25674
.26116
.26556
.22376
.22804
.23232
.23661
.24088
.20212
.20624
.21037
.21450
.21863
.18271
.18666
.19062
.19459
.19857
.16528
.16905
.17284
.17665
.18046
.14962
.15321
.15683
.16046
.16411
.13554
.13895
.14239
.14586
.14934
.12287
.12611
.12938
.13267
.13598
.11147
.11454
.11763
.12076
.12391
.10120
.10410
.10703
.10999
.11297
.09194
.09467
.09744
.10025
.10307
.08359
.08617
.08878
.09143
.09411
.07606
.07848
.08094
.08344
.08597
.06925
.07153
.07385
.07621
.07860
.06310
.06524
.06742
.06965
.07190
.05754
.05955
.06160
.06369
.06582
.05250
.05439
.05632
.05829
.06029
.04795
.04972
.05153
.05338
.05527
38
38
38
38
38
29
30
31
32
33
.32795
.33246
.33691
.34129
.34561
.29744
.30188
.30627
.31060
.31487
.26994
.27428
.27858
.28283
.28703
.24513
.24936
.25355
.25770
.26180
.22275
.22684
.23091
.23494
.23893
.20253
.20648
.21041
.21432
.21819
.18427
.18807
.19186
.19562
.19936
.16776
.17140
.17504
.17866
.18226
.15282
.15631
.15980
.16327
.16673
.13931
.14264
.14597
.14930
.15262
.12707
.13024
.13342
.13660
.13978
.11598
.11900
.12203
.12506
.12809
.10593
.10880
.11168
.11457
.11746
.09681
.09953
.10227
.10501
.10777
.08853
.09111
.09371
.09632
.09894
.08101
.08346
.08592
.08840
.09089
.07418
.07649
.07883
.08118
.08354
.06797
.07016
.07236
.07459
.07684
.06233
.06439
.06648
.06858
.07071
.05718
.05913
.06110
.06310
.06512
38
38
38
38
38
34
35
36
37
38
.34986
.35402
.35810
.36208
.36596
.31908
.32321
.32725
.33122
.33509
.29117
.29524
.29923
.30315
.30698
.26585
.26984
.27377
.27762
.28139
.24288
.24677
.25061
.25437
.25807
.22202
.22580
.22953
.23321
.23682
.20307
.20673
.21035
.21392
.21743
.18584
.18938
.19288
.19634
.19974
.17017
.17358
.17696
.18030
.18360
.15592
.15920
.16245
.16567
.16885
.14294
.14609
.14921
.15231
.15538
.13112
.13413
.13713
.14011
.14306
.12035
.12323
.12610
.12895
.13179
.11052
.11328
.11602
.11876
.12147
.10156
.10419
.10681
.10943
.11203
.09339
.09589
.09839
.10089
.10338
.08592
.08830
.09069
.09307
.09545
.07909
.08136
.08364
.08591
.08819
.07286
.07501
.07718
.07935
.08152
.06715
.06920
.07126
.07332
.07540
39
39
39
39
39
0
1
2
3
4
.20111
.20278
.20666
.21067
.21477
.17521
.17669
.18035
.18415
.18803
.15286
.15415
.15759
.16116
.16482
.13356
.13467
.13788
.14121
.14465
.11686
.11780
.12078
.12389
.12710
.10239
.10318
.10594
.10883
.11181
.08985
.09049
.09305
.09572
.09849
.07897
.07947
.08183
.08430
.08686
.06951
.06989
.07205
.07433
.07670
.06128
.06155
.06353
.06563
.06781
.05410
.05427
.05610
.05802
.06003
.04784
.04793
.04959
.05136
.05321
.04238
.04238
.04391
.04553
.04722
.03759
.03753
.03892
.04041
.04196
.03340
.03328
.03455
.03591
.03734
.02973
.02956
.03072
.03196
.03327
.02651
.02629
.02734
.02848
.02968
.02367
.02341
.02437
.02541
.02651
.02117
.02088
.02176
.02271
.02371
.01897
.01865
.01945
.02032
.02124
39
39
39
39
39
5
6
7
8
9
.21894
.22319
.22750
.23187
.23631
.19200
.19603
.20014
.20431
.20855
.16856
.17238
.17627
.18023
.18425
.14816
.15175
.15542
.15916
.16296
.13039
.13375
.13719
.14070
.14429
.11488
.11802
.12124
.12453
.12789
.10134
.10426
.10726
.11033
.11348
.08950
.09222
.09501
.09787
.10080
.07914
.08166
.08425
.08691
.08964
.07007
.07240
.07480
.07726
.07980
.06211
.06426
.06648
.06877
.07112
.05513
.05711
.05916
.06127
.06345
.04899
.05082
.05271
.05466
.05668
.04359
.04527
.04702
.04882
.05069
.03883
.04038
.04199
.04365
.04538
.03464
.03606
.03754
.03908
.04067
.03094
.03224
.03361
.03502
.03649
.02766
.02887
.03012
.03142
.03278
.02477
.02588
.02703
.02823
.02948
.02221
.02322
.02428
.02539
.02654
39
39
39
39
39
10
11
12
13
14
.24080
.24535
.24995
.25458
.25924
.21286
.21722
.22163
.22609
.23058
.18835
.19251
.19672
.20098
.20527
.16684
.17078
.17478
.17883
.18292
.14794
.15166
.15545
.15928
.16316
.13132
.13482
.13839
.14201
.14567
.11669
.11998
.12333
.12673
.13018
.10380
.10688
.11002
.11321
.11645
.09244
.09531
.09824
.10123
.10427
.08241
.08508
.08782
.09061
.09345
.07354
.07603
.07858
.08119
.08384
.06570
.06801
.07039
.07282
.07529
.05876
.06091
.06312
.06537
.06768
.05261
.05460
.05665
.05875
.06090
.04716
.04900
.05090
.05285
.05485
.04232
.04403
.04579
.04760
.04945
.03802
.03960
.04123
.04291
.04463
.03419
.03565
.03716
.03872
.04031
.03078
.03213
.03353
.03498
.03646
.02775
.02899
.03029
.03163
.03300
39
39
39
39
39
15
16
17
18
19
.26391
.26860
.27329
.27800
.28273
.23508
.23960
.24414
.24870
.25328
.20959
.21393
.21829
.22268
.22709
.18704
.19118
.19535
.19955
.20378
.16707
.17101
.17497
.17897
.18301
.14937
.15310
.15686
.16066
.16450
.13367
.13719
.14074
.14434
.14798
.11973
.12304
.12640
.12979
.13323
.10735
.11046
.11361
.11681
.12005
.09633
.09925
.10221
.10521
.10827
.08653
.08927
.09204
.09485
.09772
.07780
.08036
.08295
.08559
.08828
.07002
.07241
.07483
.07730
.07981
.06308
.06530
.06756
.06987
.07222
.05688
.05895
.06106
.06321
.06541
.05134
.05326
.05523
.05724
.05929
.04638
.04817
.05000
.05187
.05379
.04195
.04361
.04531
.04705
.04884
.03797
.03952
.04110
.04272
.04439
.03440
.03584
.03731
.03882
.04037
116
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
39
39
39
39
39
20
21
22
23
24
.28747
.29224
.29701
.30179
.30657
.25789
.26252
.26717
.27183
.27650
.23154
.23602
.24051
.24503
.24956
.20805
.21235
.21668
.22103
.22541
.18709
.19121
.19536
.19953
.20374
.16838
.17231
.17627
.18026
.18428
.15166
.15539
.15916
.16297
.16681
.13672
.14025
.14383
.14745
.15110
.12334
.12669
.13007
.13350
.13697
.11137
.11452
.11772
.12097
.12425
.10064
.10361
.10663
.10969
.11280
.09102
.09381
.09665
.09954
.10248
.08238
.08501
.08768
.09040
.09317
.07463
.07709
.07960
.08216
.08476
.06766
.06997
.07232
.07473
.07718
.06140
.06356
.06576
.06802
.07032
.05576
.05778
.05984
.06196
.06412
.05068
.05257
.05450
.05648
.05851
.04610
.04787
.04967
.05153
.05343
.04197
.04362
.04531
.04705
.04883
39
39
39
39
39
25
26
27
28
29
.31134
.31611
.32086
.32559
.33028
.28117
.28584
.29050
.29514
.29976
.25410
.25865
.26319
.26772
.27223
.22980
.23420
.23860
.24300
.24739
.20796
.21220
.21646
.22071
.22496
.18834
.19241
.19650
.20059
.20469
.17068
.17458
.17850
.18243
.18636
.15479
.15851
.16226
.16602
.16979
.14048
.14402
.14759
.15118
.15479
.12758
.13095
.13434
.13776
.14120
.11595
.11914
.12237
.12562
.12889
.10546
.10847
.11153
.11462
.11773
.09598
.09883
.10173
.10465
.10761
.08742
.09011
.09285
.09562
.09842
.07967
.08222
.08480
.08742
.09007
.07267
.07507
.07750
.07998
.08249
.06633
.06859
.07088
.07322
.07559
.06059
.06271
.06488
.06708
.06932
.05538
.05738
.05942
.06149
.06361
.05066
.05254
.05445
.05641
.05840
39
39
39
39
39
30
31
32
33
34
.33493
.33953
.34407
.34854
.35295
.30434
.30888
.31336
.31779
.32216
.27671
.28116
.28557
.28992
.29422
.25175
.25609
.26039
.26465
.26886
.22919
.23340
.23758
.24172
.24583
.20877
.21284
.21689
.22091
.22489
.19029
.19422
.19812
.20201
.20586
.17356
.17733
.18109
.18483
.18855
.15840
.16201
.16562
.16922
.17280
.14465
.14811
.15156
.15502
.15845
.13218
.13548
.13878
.14209
.14539
.12086
.12401
.12716
.13032
.13347
.11058
.11357
.11658
.11959
.12261
.10124
.10409
.10695
.10982
.11269
.09275
.09545
.09817
.10090
.10364
.08502
.08758
.09017
.09276
.09537
.07799
.08042
.08287
.08534
.08782
.07159
.07388
.07621
.07855
.08091
.06575
.06792
.07012
.07235
.07459
.06043
.06249
.06457
.06668
.06880
39
39
39
39
39
35
36
37
38
39
.35728
.36153
.36568
.36975
.37371
.32646
.33068
.33481
.33886
.34281
.29846
.30262
.30671
.31072
.31464
.27301
.27711
.28113
.28508
.28895
.24988
.25388
.25782
.26169
.26549
.22884
.23273
.23658
.24036
.24407
.20969
.21347
.21720
.22088
.22450
.19225
.19591
.19952
.20310
.20661
.17636
.17989
.18339
.18685
.19026
.16188
.16528
.16865
.17199
.17529
.14867
.15194
.15519
.15841
.16159
.13662
.13976
.14288
.14597
.14904
.12562
.12863
.13162
.13459
.13754
.11557
.11845
.12132
.12417
.12700
.10639
.10914
.11188
.11462
.11734
.09800
.10062
.10324
.10586
.10847
.09032
.09282
.09532
.09783
.10032
.08329
.08567
.08806
.09045
.09284
.07685
.07912
.08140
.08369
.08597
.07095
.07311
.07529
.07747
.07965
40
40
40
40
40
0
1
2
3
4
.20153
.20314
.20704
.21107
.21520
.17563
.17705
.18074
.18455
.18846
.15328
.15451
.15797
.16156
.16524
.13397
.13502
.13825
.14161
.14507
.11726
.11815
.12115
.12428
.12751
.10279
.10352
.10630
.10921
.11221
.09024
.09082
.09339
.09609
.09888
.07935
.07980
.08217
.08466
.08724
.06988
.07020
.07238
.07468
.07707
.06163
.06185
.06385
.06596
.06817
.05445
.05457
.05640
.05834
.06037
.04818
.04821
.04989
.05167
.05354
.04270
.04265
.04419
.04583
.04754
.03791
.03779
.03920
.04070
.04227
.03371
.03353
.03481
.03619
.03763
.03002
.02980
.03097
.03222
.03355
.02679
.02651
.02758
.02873
.02995
.02394
.02363
.02460
.02566
.02677
.02143
.02109
.02198
.02294
.02396
.01922
.01885
.01966
.02054
.02147
40
40
40
40
40
5
6
7
8
9
.21940
.22368
.22802
.23243
.23691
.19245
.19652
.20066
.20487
.20915
.16902
.17286
.17679
.18078
.18485
.14861
.15223
.15593
.15970
.16355
.13082
.13422
.13769
.14124
.14486
.11531
.11848
.12173
.12505
.12845
.10175
.10471
.10774
.11084
.11402
.08991
.09265
.09547
.09836
.10133
.07953
.08208
.08470
.08738
.09015
.07045
.07280
.07523
.07772
.08029
.06248
.06465
.06690
.06921
.07160
.05548
.05749
.05956
.06170
.06391
.04933
.05118
.05309
.05507
.05712
.04391
.04562
.04739
.04921
.05111
.03914
.04071
.04234
.04403
.04578
.03494
.03638
.03788
.03944
.04106
.03122
.03255
.03393
.03537
.03686
.02794
.02916
.03043
.03176
.03314
.02503
.02615
.02733
.02855
.02982
.02246
.02349
.02457
.02569
.02687
40
40
40
40
40
10
11
12
13
14
.24144
.24604
.25069
.25537
.26009
.21350
.21790
.22237
.22688
.23142
.18898
.19319
.19745
.20176
.20611
.16746
.17145
.17550
.17960
.18375
.14855
.15232
.15615
.16004
.16397
.13192
.13546
.13908
.14275
.14646
.11728
.12060
.12400
.12745
.13095
.10437
.10748
.11067
.11391
.11720
.09299
.09590
.09887
.10191
.10499
.08294
.08565
.08843
.09126
.09415
.07405
.07658
.07917
.08182
.08451
.06619
.06854
.07095
.07342
.07594
.05924
.06141
.06366
.06596
.06830
.05307
.05509
.05717
.05931
.06149
.04760
.04947
.05140
.05339
.05542
.04274
.04447
.04627
.04811
.05000
.03842
.04002
.04169
.04340
.04515
.03457
.03606
.03760
.03919
.04082
.03115
.03252
.03395
.03542
.03693
.02809
.02937
.03069
.03205
.03346
40
40
40
40
40
15
16
17
18
19
.26482
.26957
.27433
.27910
.28391
.23599
.24057
.24517
.24980
.25446
.21049
.21489
.21931
.22377
.22826
.18792
.19212
.19636
.20062
.20493
.16793
.17193
.17596
.18003
.18413
.15021
.15400
.15782
.16168
.16559
.13449
.13806
.14168
.14534
.14904
.12053
.12390
.12730
.13076
.13426
.10812
.11128
.11449
.11774
.12105
.09708
.10005
.10306
.10612
.10923
.08725
.09003
.09286
.09573
.09865
.07850
.08110
.08374
.08643
.08917
.07069
.07311
.07559
.07810
.08068
.06372
.06598
.06829
.07064
.07305
.05749
.05960
.06175
.06395
.06620
.05192
.05389
.05590
.05795
.06005
.04694
.04877
.05064
.05255
.05452
.04248
.04418
.04592
.04770
.04954
.03848
.04006
.04168
.04334
.04505
.03489
.03636
.03787
.03941
.04101
40
40
40
40
40
20
21
22
23
24
.28873
.29358
.29844
.30332
.30820
.25915
.26386
.26860
.27335
.27812
.23278
.23734
.24193
.24654
.25117
.20927
.21366
.21807
.22252
.22699
.18829
.19249
.19672
.20099
.20529
.16955
.17355
.17760
.18168
.18580
.15280
.15661
.16046
.16435
.16829
.13782
.14143
.14509
.14879
.15253
.12441
.12783
.13129
.13480
.13836
.11240
.11562
.11890
.12222
.12559
.10163
.10467
.10776
.11090
.11409
.09197
.09483
.09774
.10070
.10372
.08330
.08599
.08872
.09151
.09436
.07551
.07803
.08060
.08323
.08591
.06851
.07087
.07328
.07575
.07827
.06221
.06442
.06668
.06900
.07137
.05653
.05860
.06072
.06290
.06512
.05142
.05335
.05534
.05738
.05947
.04681
.04862
.05048
.05239
.05435
.04265
.04434
.04608
.04787
.04970
40
40
40
40
40
25
26
27
28
29
.31308
.31796
.32284
.32769
.33251
.28291
.28769
.29247
.29724
.30199
.25582
.26047
.26514
.26980
.27444
.23149
.23600
.24052
.24505
.24956
.20962
.21397
.21834
.22271
.22709
.18995
.19413
.19834
.20255
.20677
.17226
.17626
.18029
.18433
.18839
.15632
.16014
.16399
.16787
.17176
.14196
.14560
.14927
.15297
.15669
.12901
.13247
.13597
.13949
.14304
.11733
.12061
.12393
.12729
.13067
.10678
.10989
.11304
.11622
.11944
.09725
.10019
.10317
.10620
.10925
.08864
.09141
.09424
.09710
.09999
.08084
.08346
.08613
.08884
.09158
.07379
.07626
.07878
.08134
.08393
.06740
.06973
.07210
.07452
.07698
.06161
.06380
.06604
.06832
.07064
.05636
.05842
.06053
.06268
.06487
.05159
.05353
.05551
.05754
.05961
117
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
40
40
40
40
40
30
31
32
33
34
.33730
.34204
.34674
.35137
.35594
.30671
.31139
.31602
.32061
.32514
.27906
.28365
.28821
.29272
.29718
.25407
.25854
.26299
.26741
.27178
.23145
.23580
.24013
.24443
.24869
.21099
.21520
.21939
.22356
.22769
.19245
.19651
.20056
.20459
.20859
.17566
.17956
.18345
.18734
.19121
.16043
.16417
.16791
.17165
.17537
.14661
.15019
.15378
.15736
.16094
.13407
.13749
.14092
.14435
.14778
.12268
.12594
.12921
.13250
.13578
.11233
.11543
.11856
.12169
.12483
.10292
.10587
.10884
.11183
.11483
.09436
.09716
.09999
.10283
.10569
.08656
.08922
.09191
.09462
.09734
.07947
.08199
.08454
.08711
.08970
.07300
.07539
.07780
.08025
.08271
.06710
.06936
.07165
.07397
.07631
.06172
.06385
.06602
.06822
.07045
40
40
40
40
40
35
36
37
38
39
.36043
.36485
.36918
.37342
.37756
.32960
.33399
.33831
.34253
.34667
.30158
.30592
.31018
.31437
.31847
.27610
.28036
.28455
.28868
.29273
.25291
.25708
.26119
.26523
.26921
.23180
.23586
.23987
.24382
.24771
.21257
.21652
.22041
.22426
.22806
.19505
.19887
.20265
.20639
.21007
.17908
.18277
.18642
.19004
.19361
.16451
.16806
.17159
.17508
.17854
.15121
.15463
.15802
.16139
.16473
.13907
.14235
.14561
.14886
.15208
.12798
.13112
.13425
.13737
.14047
.11784
.12084
.12385
.12684
.12982
.10856
.11144
.11431
.11718
.12004
.10008
.10282
.10557
.10832
.11106
.09231
.09493
.09756
.10019
.10281
.08520
.08769
.09020
.09271
.09523
.07867
.08105
.08345
.08585
.08825
.07270
.07496
.07724
.07954
.08183
40 40 .38160 .35071 .32249 .29669
41 0 .20193 .17604 .15368 .13437
41 1 .20349 .17740 .15486 .13536
41 2 .20741 .18110 .15833 .13861
41 3 .21146 .18494 .16194 .14199
.27311
.11766
.11848
.12150
.12465
.25153
.10318
.10385
.10665
.10957
.23179
.09063
.09114
.09373
.09645
.21371
.07972
.08011
.08249
.08500
.19714
.07024
.07051
.07270
.07502
.18196
.06199
.06214
.06416
.06629
.16804
.05479
.05485
.05670
.05866
.15527
.04851
.04848
.05018
.05198
.14354
.04302
.04292
.04447
.04612
.13278
.03822
.03805
.03946
.04098
.12289
.03401
.03378
.03507
.03646
.11380
.03031
.03003
.03121
.03248
.10543
.02707
.02674
.02782
.02898
.09774
.02421
.02385
.02483
.02589
.09066
.02169
.02130
.02219
.02317
.08414
.01947
.01905
.01987
.02076
41
41
41
41
41
4
5
6
7
8
.21561
.21984
.22414
.22852
.23296
.18887
.19289
.19699
.20116
.20540
.16565
.16945
.17333
.17728
.18131
.14547
.14904
.15269
.15642
.16022
.12790
.13125
.13467
.13817
.14175
.11260
.11572
.11892
.12220
.12555
.09926
.10216
.10514
.10820
.11133
.08761
.09030
.09307
.09591
.09884
.07742
.07991
.08248
.08513
.08785
.06851
.07082
.07319
.07565
.07817
.06071
.06283
.06503
.06730
.06964
.05386
.05582
.05785
.05995
.06212
.04785
.04966
.05153
.05347
.05548
.04257
.04423
.04596
.04775
.04960
.03792
.03945
.04104
.04269
.04440
.03382
.03523
.03669
.03822
.03980
.03021
.03150
.03285
.03425
.03571
.02702
.02821
.02945
.03074
.03208
.02420
.02529
.02643
.02762
.02886
.02171
.02271
.02375
.02485
.02599
41
41
41
41
41
9
10
11
12
13
.23748
.24206
.24669
.25139
.25613
.20972
.21411
.21856
.22307
.22763
.18541
.18959
.19384
.19815
.20251
.16410
.16806
.17209
.17619
.18034
.14541
.14914
.15295
.15683
.16076
.12898
.13250
.13608
.13974
.14345
.11454
.11784
.12120
.12464
.12814
.10184
.10492
.10807
.11129
.11458
.09064
.09352
.09646
.09948
.10256
.08077
.08345
.08620
.08902
.09189
.07206
.07455
.07711
.07974
.08243
.06436
.06667
.06905
.07150
.07401
.05755
.05970
.06191
.06419
.06652
.05152
.05351
.05556
.05768
.05985
.04618
.04802
.04993
.05189
.05391
.04144
.04314
.04491
.04673
.04861
.03723
.03881
.04044
.04213
.04388
.03349
.03495
.03646
.03803
.03965
.03016
.03151
.03291
.03436
.03586
.02719
.02844
.02974
.03108
.03248
41
41
41
41
41
14
15
16
17
18
.26089
.26568
.27049
.27531
.28016
.23223
.23685
.24149
.24616
.25085
.20691
.21134
.21580
.22029
.22481
.18454
.18876
.19302
.19732
.20165
.16474
.16876
.17281
.17690
.18103
.14722
.15102
.15486
.15875
.16267
.13169
.13528
.13891
.14258
.14630
.11792
.12130
.12472
.12818
.13169
.10569
.10886
.11208
.11534
.11865
.09483
.09780
.10082
.10388
.10700
.08516
.08795
.09078
.09365
.09657
.07657
.07917
.08181
.08450
.08725
.06891
.07133
.07381
.07632
.07889
.06207
.06434
.06665
.06900
.07140
.05598
.05809
.06024
.06243
.06468
.05053
.05250
.05450
.05655
.05864
.04566
.04749
.04936
.05127
.05322
.04131
.04301
.04474
.04652
.04834
.03741
.03899
.04060
.04225
.04395
.03391
.03537
.03688
.03842
.04000
41
41
41
41
41
19
20
21
22
23
.28503
.28993
.29486
.29981
.30477
.25558
.26034
.26514
.26996
.27481
.22937
.23397
.23861
.24328
.24798
.20602
.21044
.21490
.21941
.22394
.18521
.18944
.19371
.19803
.20239
.16664
.17067
.17475
.17888
.18305
.15007
.15390
.15778
.16171
.16568
.13526
.13888
.14257
.14630
.15008
.12202
.12544
.12893
.13246
.13605
.11017
.11340
.11669
.12003
.12343
.09955
.10260
.10570
.10886
.11207
.09004
.09290
.09582
.09880
.10183
.08151
.08420
.08694
.08974
.09260
.07385
.07637
.07895
.08158
.08427
.06697
.06933
.07175
.07422
.07675
.06079
.06300
.06526
.06758
.06996
.05523
.05729
.05941
.06158
.06382
.05021
.05214
.05413
.05617
.05826
.04570
.04750
.04936
.05126
.05323
.04163
.04331
.04504
.04683
.04867
41
41
41
41
41
24
25
26
27
28
.30975
.31474
.31974
.32472
.32970
.27968
.28456
.28946
.29436
.29925
.25271
.25746
.26223
.26701
.27179
.22851
.23311
.23773
.24237
.24701
.20678
.21121
.21567
.22015
.22464
.18726
.19151
.19579
.20011
.20444
.16971
.17377
.17788
.18201
.18618
.15391
.15779
.16171
.16567
.16966
.13970
.14339
.14712
.15090
.15471
.12689
.13039
.13394
.13754
.14117
.11534
.11866
.12203
.12545
.12891
.10492
.10807
.11126
.11450
.11779
.09552
.09849
.10151
.10458
.10770
.08702
.08982
.09268
.09559
.09854
.07934
.08198
.08468
.08743
.09023
.07239
.07488
.07743
.08002
.08267
.06610
.06845
.07085
.07330
.07579
.06041
.06261
.06487
.06718
.06954
.05525
.05732
.05944
.06162
.06385
.05056
.05251
.05451
.05656
.05866
41
41
41
41
41
29
30
31
32
33
.33465
.33958
.34446
.34930
.35409
.30413
.30898
.31380
.31859
.32333
.27656
.28132
.28605
.29075
.29542
.25166
.25629
.26091
.26551
.27007
.22914
.23364
.23813
.24260
.24705
.20878
.21313
.21747
.22181
.22612
.19035
.19454
.19873
.20292
.20709
.17367
.17769
.18172
.18575
.18978
.15854
.16240
.16626
.17014
.17401
.14483
.14852
.15222
.15593
.15965
.13240
.13591
.13945
.14300
.14657
.12111
.12446
.12783
.13122
.13463
.11085
.11404
.11726
.12049
.12375
.10154
.10456
.10762
.11070
.11381
.09306
.09594
.09884
.10178
.10473
.08535
.08808
.09084
.09362
.09644
.07834
.08092
.08353
.08618
.08886
.07194
.07439
.07686
.07938
.08192
.06612
.06843
.07077
.07316
.07557
.06080
.06299
.06521
.06747
.06976
41
41
41
41
41
34
35
36
37
38
.35882
.36348
.36807
.37257
.37699
.32802
.33265
.33721
.34170
.34610
.30004
.30461
.30911
.31355
.31792
.27460
.27908
.28351
.28789
.29219
.25147
.25585
.26018
.26446
.26869
.23042
.23468
.23890
.24308
.24721
.21125
.21539
.21949
.22355
.22757
.19379
.19779
.20177
.20571
.20961
.17788
.18174
.18558
.18939
.19317
.16337
.16709
.17079
.17447
.17812
.15013
.15370
.15726
.16081
.16433
.13805
.14147
.14489
.14830
.15170
.12702
.13029
.13357
.13684
.14011
.11693
.12007
.12320
.12634
.12948
.10771
.11071
.11371
.11671
.11972
.09928
.10213
.10500
.10788
.11076
.09156
.09428
.09702
.09977
.10253
.08449
.08709
.08970
.09232
.09496
.07802
.08049
.08298
.08548
.08800
.07208
.07443
.07680
.07919
.08160
118
Ages
Section 2
Interest Rate
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
41 39 .38131 .35042 .32220 .29642
41 40 .38553 .35465 .32640 .30057
41 41 .38965 .35877 .33051 .30464
42 0 .20233 .17643 .15408 .13476
42 1 .20382 .17773 .15519 .13569
.27284
.27693
.28094
.11804
.11881
.25128
.25528
.25922
.10356
.10416
.23154
.23545
.23930
.09100
.09146
.21347
.21728
.22103
.08009
.08041
.19692
.20062
.20427
.07060
.07080
.18175
.18533
.18888
.06234
.06243
.16784
.17130
.17474
.05513
.05513
.15507
.15842
.16174
.04884
.04875
.14336
.14659
.14980
.04334
.04318
.13260
.13571
.13880
.03853
.03829
.12272
.12571
.12869
.03431
.03402
.11364
.11651
.11938
.03060
.03026
.10529
.10805
.11080
.02735
.02696
.09760
.10025
.10289
.02448
.02406
.09053
.09306
.09560
.02195
.02150
.08402
.08644
.08887
.01972
.01924
42
42
42
42
42
O
Y
2
3
4
5
6
2.2%
2.4%
2.6%
.20776
.21183
.21600
.22026
.22459
.18145
.18531
.18926
.19331
.19743
.15868
.16231
.16604
.16987
.17377
.13895
.14235
.14585
.14945
.15313
.12184
.12501
.12828
.13165
.13510
.10698
.10993
.11297
.11612
.11934
.09406
.09679
.09962
.10254
.10555
.08281
.08534
.08796
.09067
.09347
.07301
.07534
.07777
.08028
.08287
.06446
.06661
.06885
.07117
.07357
.05699
.05897
.06103
.06318
.06540
.05046
.05227
.05417
.05615
.05821
.04474
.04640
.04815
.04998
.05187
.03972
.04125
.04286
.04454
.04629
.03532
.03672
.03820
.03975
.04136
.03145
.03274
.03409
.03552
.03700
.02805
.02923
.03047
.03178
.03314
.02505
.02613
.02727
.02847
.02973
.02241
.02339
.02444
.02554
.02670
.02007
.02097
.02193
.02295
.02401
42 7 .22900
42 8 .23347
42 9 .23802
42 10 .24264
42 11 .24732
.20164
.20591
.21026
.21469
.21918
.17776
.18181
.18595
.19017
.19446
.15689
.16072
.16464
.16864
.17271
.13863
.14224
.14593
.14970
.15355
.12265
.12603
.12950
.13305
.13667
.10864
.11180
.11505
.11838
.12178
.09634
.09930
.10233
.10544
.10863
.08555
.08829
.09112
.09403
.09701
.07605
.07860
.08123
.08394
.08673
.06769
.07006
.07251
.07503
.07762
.06033
.06253
.06479
.06714
.06955
.05384
.05587
.05797
.06014
.06239
.04810
.04998
.05192
.05394
.05603
.04303
.04476
.04657
.04844
.05037
.03854
.04014
.04181
.04354
.04534
.03457
.03605
.03759
.03919
.04085
.03104
.03241
.03383
.03531
.03685
.02791
.02917
.03049
.03186
.03329
.02513
.02629
.02751
.02878
.03010
42
42
42
42
42
12
13
14
15
16
.25206
.25684
.26166
.26650
.27136
.22374
.22835
.23299
.23767
.24237
.19881
.20322
.20767
.21216
.21667
.17685
.18105
.18529
.18957
.19389
.15747
.16146
.16548
.16955
.17366
.14037
.14413
.14795
.15180
.15569
.12526
.12881
.13240
.13604
.13972
.11190
.11523
.11861
.12204
.12551
.10007
.10319
.10636
.10958
.11285
.08958
.09250
.09548
.09850
.10156
.08029
.08302
.08580
.08862
.09150
.07203
.07458
.07718
.07982
.08251
.06470
.06707
.06949
.07196
.07448
.05818
.06038
.06264
.06495
.06729
.05237
.05442
.05652
.05867
.06086
.04719
.04910
.05106
.05306
.05510
.04257
.04435
.04617
.04803
.04993
.03845
.04010
.04179
.04352
.04529
.03477
.03630
.03787
.03948
.04113
.03147
.03289
.03435
.03585
.03738
42
42
42
42
42
17
18
19
20
21
.27625
.28116
.28610
.29107
.29608
.24709
.25185
.25665
.26148
.26636
.22122
.22580
.23043
.23510
.23982
.19824
.20263
.20707
.21156
.21610
.17781
.18200
.18624
.19054
.19489
.15963
.16362
.16765
.17175
.17590
.14345
.14722
.15105
.15495
.15890
.12902
.13259
.13622
.13991
.14366
.11616
.11952
.12295
.12644
.12999
.10468
.10784
.11107
.11436
.11772
.09442
.09739
.10043
.10353
.10669
.08525
.08804
.09089
.09380
.09678
.07704
.07965
.08233
.08506
.08787
.06969
.07213
.07464
.07721
.07984
.06310
.06538
.06773
.07013
.07261
.05718
.05932
.06151
.06377
.06608
.05188
.05387
.05592
.05803
.06020
.04711
.04897
.05088
.05285
.05488
.04282
.04455
.04634
.04818
.05008
.03895
.04057
.04224
.04396
.04574
42
42
42
42
42
22
23
24
25
26
.30111
.30616
.31124
.31633
.32142
.27126
.27620
.28116
.28614
.29114
.24457
.24936
.25418
.25903
.26391
.22068
.22530
.22996
.23466
.23939
.19928
.20373
.20821
.21274
.21730
.18011
.18436
.18866
.19301
.19739
.16291
.16696
.17108
.17523
.17944
.14747
.15133
.15525
.15922
.16323
.13360
.13727
.14099
.14477
.14860
.12113
.12461
.12814
.13173
.13537
.10992
.11320
.11655
.11996
.12341
.09982
.10293
.10609
.10931
.11259
.09073
.09366
.09664
.09969
.10280
.08253
.08529
.08810
.09098
.09392
.07514
.07773
.08038
.08310
.08587
.06846
.07090
.07339
.07595
.07857
.06243
.06472
.06706
.06947
.07194
.05697
.05912
.06133
.06360
.06592
.05204
.05405
.05613
.05826
.06045
.04757
.04946
.05141
.05341
.05547
42
42
42
42
42
27
28
29
30
31
.32653
.33162
.33670
.34176
.34678
.29616
.30117
.30617
.31116
.31612
.26880
.27370
.27860
.28348
.28836
.24414
.24890
.25367
.25844
.26319
.22189
.22650
.23112
.23575
.24038
.20181
.20626
.21072
.21520
.21967
.18368
.18795
.19225
.19656
.20088
.16729
.17139
.17551
.17965
.18381
.15248
.15639
.16034
.16431
.16830
.13907
.14280
.14657
.15037
.15419
.12693
.13048
.13408
.13771
.14136
.11593
.11931
.12273
.12619
.12968
.10596
.10917
.11242
.11571
.11903
.09691
.09995
.10304
.10617
.10933
.08870
.09158
.09451
.09748
.10049
.08125
.08397
.08675
.08956
.09242
.07447
.07705
.07967
.08234
.08505
.06830
.07074
.07322
.07575
.07832
.06270
.06499
.06734
.06974
.07217
.05759
.05976
.06198
.06424
.06655
42
42
42
42
42
32
33
34
35
36
.35177
.35670
.36159
.36641
.37117
.32105
.32595
.33079
.33559
.34032
.29320
.29802
.30280
.30753
.31221
.26793
.27265
.27733
.28198
.28658
.24499
.24958
.25416
.25870
.26320
.22415
.22861
.23305
.23748
.24187
.20520
.20952
.21383
.21812
.22239
.18798
.19214
.19631
.20046
.20459
.17230
.17631
.18033
.18433
.18833
.15803
.16189
.16574
.16960
.17345
.14503
.14873
.15243
.15614
.15985
.13319
.13672
.14027
.14383
.14739
.12239
.12576
.12916
.13257
.13598
.11253
.11575
.11899
.12226
.12553
.10353
.10660
.10970
.11281
.11595
.09531
.09824
.10119
.10416
.10716
.08780
.09058
.09339
.09623
.09909
.08093
.08357
.08625
.08896
.09168
.07465
.07716
.07970
.08228
.08488
.06889
.07128
.07370
.07615
.07863
42
42
42
42
42
37
38
39
40
41
.37584
.38044
.38494
.38935
.39366
.34498
.34956
.35406
.35848
.36279
.31682
.32137
.32584
.33022
.33452
.29112
.29560
.30002
.30435
.30861
.26765
.27205
.27639
.28066
.28486
.24621
.25052
.25476
.25895
.26307
.22662
.23081
.23495
.23905
.24308
.20870
.21277
.21680
.22079
.22472
.19230
.19625
.20016
.20403
.20786
.17729
.18111
.18490
.18865
.19237
.16354
.16723
.17089
.17452
.17813
.15095
.15449
.15803
.16154
.16502
.13940
.14281
.14621
.14960
.15297
.12881
.13209
.13536
.13862
.14187
.11909
.12223
.12538
.12852
.13164
.11016
.11318
.11620
.11921
.12222
.10196
.10485
.10775
.11064
.11353
.09443
.09719
.09996
.10274
.10552
.08750
.09014
.09280
.09546
.09813
.08113
.08365
.08619
.08874
.09130
42 42 .39786 .36701 .33872 .31278
43 0 .20271 .17681 .15446 .13514
43 1 .20414 .17805 .15551 .13601
43 2 .20809 .18179 .15902 .13928
43 3 .21218 .18566 .16266 .14270
.28897
.11842
.11912
.12217
.12536
.26712
.10394
.10447
.10730
.11026
.24704
.09137
.09176
.09437
.09712
.22860
.08045
.08070
.08312
.08566
.21164
.07095
.07109
.07331
.07566
.19604
.06268
.06271
.06475
.06691
.18169
.05547
.05540
.05727
.05926
.16848
.04917
.04901
.05073
.05256
.15631
.04366
.04343
.04500
.04668
.14509
.03884
.03854
.03998
.04152
.13475
.03461
.03425
.03557
.03698
.12522
.03089
.03049
.03169
.03299
.11642
.02763
.02718
.02828
.02947
.10830
.02475
.02427
.02527
.02636
.10079
.02221
.02170
.02262
.02362
.09386
.01997
.01944
.02027
.02119
119
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
43
43
43
43
43
4
5
6
7
8
.21637
.22066
.22501
.22945
.23396
.18964
.19371
.19786
.20209
.20640
.16642
.17026
.17419
.17821
.18230
.14622
.14984
.15355
.15733
.16120
.12865
.13204
.13551
.13907
.14271
.11333
.11650
.11975
.12308
.12650
.09997
.10292
.10595
.10906
.11226
.08831
.09104
.09386
.09676
.09974
.07810
.08064
.08325
.08595
.08873
.06917
.07152
.07394
.07644
.07902
.06135
.06351
.06576
.06808
.07047
.05448
.05648
.05855
.06070
.06292
.04845
.05029
.05221
.05419
.05625
.04315
.04484
.04661
.04844
.05035
.03848
.04004
.04167
.04336
.04512
.03436
.03580
.03730
.03886
.04049
.03073
.03205
.03343
.03487
.03637
.02752
.02873
.03001
.03134
.03272
.02468
.02579
.02697
.02819
.02947
.02216
.02319
.02427
.02540
.02658
43
43
43
43
43
9
10
11
12
13
.23854
.24319
.24791
.25269
.25753
.21078
.21525
.21978
.22438
.22903
.18647
.19072
.19505
.19945
.20390
.16515
.16918
.17329
.17748
.18172
.14644
.15025
.15413
.15809
.16212
.13000
.13358
.13724
.14098
.14479
.11553
.11890
.12234
.12586
.12944
.10280
.10595
.10918
.11248
.11585
.09158
.09452
.09754
.10063
.10380
.08168
.08442
.08724
.09014
.09309
.07294
.07549
.07812
.08082
.08359
.06521
.06759
.07003
.07255
.07513
.05838
.06058
.06285
.06520
.06761
.05232
.05436
.05648
.05866
.06090
.04695
.04884
.05080
.05283
.05492
.04218
.04393
.04575
.04764
.04958
.03794
.03957
.04125
.04301
.04481
.03417
.03567
.03724
.03887
.04054
.03081
.03221
.03366
.03517
.03672
.02782
.02911
.03045
.03185
.03330
43
43
43
43
43
14
15
16
17
18
.26239
.26728
.27220
.27714
.28211
.23373
.23845
.24320
.24799
.25280
.20840
.21294
.21750
.22211
.22675
.18601
.19034
.19471
.19912
.20357
.16620
.17031
.17447
.17867
.18292
.14864
.15255
.15649
.16048
.16452
.13308
.13677
.14050
.14428
.14811
.11928
.12275
.12627
.12984
.13346
.10701
.11028
.11359
.11695
.12037
.09611
.09917
.10228
.10544
.10866
.08641
.08928
.09219
.09516
.09819
.07777
.08045
.08318
.08597
.08880
.07007
.07257
.07513
.07773
.08039
.06319
.06554
.06792
.07036
.07285
.05706
.05924
.06147
.06374
.06607
.05157
.05360
.05568
.05781
.05998
.04666
.04856
.05049
.05247
.05451
.04227
.04403
.04583
.04768
.04958
.03833
.03997
.04165
.04337
.04514
.03479
.03632
.03788
.03948
.04113
43
43
43
43
43
19
20
21
22
23
.28711
.29215
.29723
.30234
.30748
.25766
.26257
.26751
.27250
.27752
.23144
.23618
.24097
.24580
.25067
.20807
.21263
.21724
.22190
.22660
.18723
.19159
.19601
.20048
.20501
.16862
.17278
.17701
.18128
.18562
.15200
.15596
.15998
.16406
.16820
.13714
.14089
.14471
.14859
.15253
.12385
.12740
.13101
.13469
.13843
.11194
.11529
.11871
.12219
.12574
.10127
.10443
.10766
.11095
.11430
.09170
.09467
.09771
.10082
.10399
.08311
.08591
.08876
.09169
.09468
.07540
.07802
.08070
.08346
.08627
.06846
.07092
.07344
.07603
.07868
.06222
.06452
.06689
.06932
.07181
.05660
.05875
.06097
.06325
.06559
.05153
.05355
.05562
.05776
.05996
.04696
.04885
.05079
.05280
.05486
.04284
.04460
.04642
.04830
.05024
43
43
43
43
43
24
25
26
27
28
.31265
.31783
.32303
.32824
.33345
.28257
.28765
.29276
.29788
.30301
.25559
.26053
.26551
.27051
.27553
.23136
.23615
.24097
.24583
.25071
.20958
.21420
.21886
.22356
.22829
.19001
.19444
.19893
.20345
.20801
.17239
.17664
.18094
.18528
.18967
.15653
.16059
.16470
.16886
.17306
.14224
.14610
.15002
.15400
.15801
.12935
.13302
.13676
.14054
.14438
.11772
.12121
.12475
.12836
.13201
.10722
.11052
.11389
.11731
.12079
.09774
.10086
.10405
.10729
.11059
.08916
.09211
.09512
.09820
.10133
.08140
.08418
.08703
.08994
.09291
.07437
.07700
.07969
.08244
.08525
.06800
.07048
.07301
.07561
.07827
.06223
.06456
.06695
.06940
.07191
.05699
.05918
.06144
.06375
.06612
.05224
.05430
.05642
.05860
.06084
43
43
43
43
43
29
30
31
32
33
.33866
.34384
.34900
.35412
.35921
.30813
.31325
.31835
.32342
.32846
.28055
.28556
.29057
.29556
.30052
.25560
.26049
.26539
.27027
.27513
.23303
.23778
.24254
.24729
.25203
.21259
.21719
.22180
.22641
.23101
.19408
.19851
.20296
.20742
.21188
.17729
.18156
.18584
.19014
.19444
.16207
.16616
.17027
.17440
.17855
.14826
.15217
.15611
.16007
.16406
.13571
.13945
.14322
.14701
.15083
.12431
.12787
.13147
.13510
.13876
.11394
.11734
.12077
.12423
.12773
.10451
.10774
.11101
.11431
.11765
.09593
.09899
.10210
.10525
.10843
.08811
.09102
.09397
.09696
.10000
.08098
.08374
.08654
.08939
.09228
.07448
.07709
.07975
.08246
.08520
.06855
.07102
.07355
.07611
.07872
.06313
.06547
.06786
.07030
.07278
43
43
43
43
43
34
35
36
37
38
.36425
.36923
.37415
.37900
.38378
.33346
.33842
.34331
.34815
.35291
.30546
.31035
.31519
.31998
.32471
.27997
.28477
.28954
.29426
.29892
.25676
.26146
.26612
.27075
.27532
.23561
.24019
.24474
.24926
.25373
.21633
.22078
.22520
.22960
.23396
.19875
.20305
.20734
.21161
.21585
.18270
.18686
.19101
.19514
.19925
.16805
.17206
.17606
.18005
.18403
.15467
.15852
.16237
.16622
.17006
.14244
.14613
.14984
.15354
.15724
.13125
.13479
.13835
.14191
.14547
.12102
.12441
.12781
.13123
.13465
.11165
.11489
.11815
.12142
.12471
.10306
.10616
.10928
.11241
.11556
.09520
.09815
.10113
.10413
.10715
.08798
.09080
.09365
.09651
.09940
.08137
.08405
.08676
.08950
.09227
.07529
.07785
.08044
.08305
.08569
43
43
43
43
43
39
40
41
42
43
.38846
.39306
.39755
.40194
.40622
.35760
.36219
.36670
.37111
.37541
.32936
.33393
.33842
.34282
.34712
.30351
.30804
.31249
.31685
.32112
.27984
.28430
.28869
.29300
.29722
.25816
.26253
.26684
.27108
.27524
.23829
.24256
.24678
.25093
.25502
.22006
.22422
.22834
.23240
.23640
.20333
.20738
.21139
.21535
.21926
.18798
.19191
.19581
.19966
.20346
.17389
.17769
.18146
.18520
.18890
.16093
.16461
.16826
.17189
.17547
.14903
.15257
.15610
.15961
.16308
.13807
.14149
.14490
.14829
.15165
.12800
.13129
.13457
.13784
.14109
.11872
.12188
.12504
.12819
.13133
.11018
.11322
.11625
.11929
.12231
.10231
.10522
.10814
.11106
.11397
.09505
.09784
.10065
.10345
.10626
.08835
.09103
.09372
.09642
.09912
44
44
44
44
44
0
1
2
3
4
.20308
.20445
.20841
.21252
.21673
.17719
.17836
.18211
.18600
.19000
.15484
.15582
.15934
.16300
.16677
.13551
.13631
.13960
.14304
.14658
.11879
.11942
.12248
.12569
.12900
.10430
.10477
.10761
.11059
.11368
.09173
.09205
.09468
.09744
.10031
.08080
.08099
.08341
.08597
.08864
.07130
.07137
.07360
.07596
.07843
.06302
.06298
.06503
.06721
.06949
.05580
.05566
.05755
.05955
.06165
.04949
.04927
.05100
.05284
.05478
.04397
.04368
.04526
.04695
.04874
.03914
.03878
.04023
.04178
.04342
.03490
.03448
.03581
.03724
.03874
.03118
.03071
.03192
.03323
.03462
.02790
.02740
.02850
.02970
.03098
.02502
.02448
.02549
.02659
.02776
.02247
.02190
.02283
.02383
.02491
.02023
.01963
.02047
.02140
.02238
44
44
44
44
44
5
6
7
8
9
.22103
.22542
.22988
.23442
.23903
.19409
.19827
.20253
.20686
.21128
.17064
.17460
.17864
.18276
.18696
.15022
.15395
.15776
.16166
.16564
.13241
.13591
.13950
.14317
.14692
.11687
.12014
.12350
.12694
.13047
.10328
.10633
.10947
.11269
.11600
.09139
.09423
.09716
.10017
.10326
.08098
.08362
.08634
.08914
.09203
.07185
.07430
.07683
.07943
.08212
.06384
.06610
.06845
.07086
.07336
.05680
.05889
.06106
.06330
.06562
.05060
.05253
.05454
.05662
.05877
.04514
.04692
.04878
.05070
.05270
.04032
.04197
.04369
.04546
.04732
.03607
.03759
.03917
.04082
.04253
.03231
.03371
.03518
.03670
.03828
.02899
.03028
.03163
.03303
.03450
.02604
.02723
.02847
.02977
.03113
.02343
.02452
.02567
.02687
.02812
120
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
44
44
44
44
44
10
11
12
13
14
.24372
.24848
.25330
.25817
.26309
.21578
.22035
.22499
.22968
.23442
.19125
.19562
.20005
.20455
.20910
.16971
.17385
.17808
.18236
.18670
.15076
.15469
.15869
.16276
.16688
.13409
.13779
.14157
.14541
.14931
.11940
.12287
.12643
.13006
.13374
.10644
.10970
.11304
.11645
.11992
.09500
.09805
.10118
.10438
.10764
.08489
.08774
.09067
.09367
.09672
.07594
.07860
.08134
.08414
.08700
.06802
.07050
.07305
.07567
.07834
.06100
.06331
.06568
.06813
.07062
.05477
.05691
.05913
.06140
.06373
.04924
.05123
.05329
.05541
.05758
.04431
.04616
.04808
.05005
.05207
.03993
.04165
.04343
.04526
.04714
.03603
.03762
.03927
.04098
.04273
.03255
.03402
.03556
.03714
.03877
.02944
.03081
.03223
.03370
.03522
44
44
44
44
44
15
16
17
18
19
.26803
.27299
.27798
.28301
.28807
.23920
.24400
.24883
.25371
.25863
.21368
.21830
.22295
.22765
.23240
.19108
.19550
.19996
.20446
.20903
.17104
.17525
.17950
.18381
.18817
.15326
.15726
.16130
.16539
.16955
.13747
.14125
.14508
.14896
.15291
.12344
.12700
.13062
.13429
.13803
.11095
.11430
.11771
.12118
.12471
.09982
.10298
.10619
.10945
.11278
.08991
.09287
.09588
.09895
.10209
.08107
.08384
.08666
.08955
.09250
.07317
.07576
.07841
.08111
.08388
.06611
.06853
.07101
.07354
.07614
.05979
.06206
.06437
.06674
.06917
.05414
.05625
.05841
.06063
.06291
.04907
.05104
.05306
.05513
.05726
.04453
.04636
.04824
.05018
.05217
.04044
.04215
.04391
.04571
.04758
.03678
.03837
.04000
.04169
.04343
44
44
44
44
44
20
21
22
23
24
.29318
.29833
.30352
.30873
.31398
.26360
.26862
.27368
.27878
.28392
.23721
.24207
.24697
.25193
.25693
.21365
.21833
.22306
.22785
.23268
.19260
.19709
.20163
.20624
.21089
.17377
.17806
.18241
.18682
.19129
.15693
.16101
.16516
.16938
.17365
.14184
.14572
.14967
.15368
.15776
.12832
.13200
.13574
.13956
.14344
.11619
.11967
.12322
.12683
.13052
.10530
.10858
.11194
.11536
.11886
.09552
.09861
.10178
.10501
.10832
.08672
.08964
.09262
.09567
.09880
.07881
.08155
.08435
.08723
.09018
.07168
.07425
.07689
.07960
.08239
.06525
.06767
.07015
.07270
.07532
.05946
.06172
.06405
.06645
.06892
.05423
.05635
.05854
.06079
.06311
.04950
.05149
.05354
.05566
.05784
.04523
.04709
.04901
.05100
.05305
44
44
44
44
44
25
26
27
28
29
.31926
.32456
.32988
.33520
.34052
.28909
.29429
.29952
.30476
.31000
.26197
.26704
.27215
.27727
.28241
.23757
.24249
.24745
.25244
.25745
.21560
.22036
.22516
.23000
.23485
.19582
.20040
.20503
.20969
.21439
.17799
.18238
.18683
.19131
.19584
.16190
.16611
.17036
.17467
.17901
.14739
.15139
.15546
.15958
.16375
.13427
.13809
.14197
.14590
.14989
.12242
.12605
.12974
.13349
.13729
.11170
.11514
.11865
.12222
.12584
.10199
.10526
.10859
.11198
.11542
.09320
.09629
.09945
.10267
.10594
.08524
.08816
.09115
.09420
.09731
.07801
.08077
.08360
.08649
.08944
.07146
.07406
.07673
.07947
.08226
.06550
.06796
.07048
.07307
.07571
.06009
.06240
.06479
.06723
.06973
.05517
.05735
.05959
.06190
.06427
44
44
44
44
44
30
31
32
33
34
.34583
.35112
.35638
.36161
.36680
.31524
.32047
.32569
.33087
.33603
.28755
.29269
.29782
.30293
.30801
.26247
.26749
.27251
.27752
.28251
.23973
.24462
.24950
.25439
.25926
.21911
.22384
.22859
.23333
.23808
.20039
.20496
.20955
.21415
.21875
.18339
.18780
.19222
.19667
.20112
.16795
.17218
.17644
.18072
.18501
.15391
.15797
.16205
.16617
.17030
.14114
.14502
.14894
.15288
.15685
.12951
.13322
.13696
.14075
.14455
.11892
.12246
.12604
.12965
.13330
.10927
.11264
.11605
.11951
.12299
.10047
.10368
.10693
.11022
.11355
.09244
.09549
.09858
.10172
.10490
.08511
.08800
.09095
.09394
.09697
.07841
.08116
.08396
.08680
.08969
.07229
.07490
.07755
.08026
.08301
.06669
.06916
.07168
.07426
.07687
44
44
44
44
44
35
36
37
38
39
.37194
.37703
.38205
.38699
.39186
.34114
.34620
.35121
.35615
.36101
.31307
.31808
.32303
.32794
.33277
.28747
.29240
.29729
.30213
.30690
.26412
.26895
.27375
.27850
.28320
.24281
.24752
.25221
.25686
.26147
.22335
.22793
.23250
.23703
.24153
.20557
.21001
.21444
.21885
.22324
.18931
.19361
.19790
.20218
.20644
.17445
.17860
.18274
.18688
.19101
.16084
.16484
.16884
.17284
.17682
.14838
.15223
.15608
.15993
.16378
.13697
.14066
.14437
.14808
.15179
.12651
.13005
.13361
.13718
.14075
.11692
.12031
.12372
.12715
.13058
.10812
.11136
.11463
.11792
.12122
.10004
.10314
.10627
.10942
.11258
.09262
.09558
.09857
.10159
.10462
.08580
.08863
.09148
.09437
.09728
.07953
.08223
.08496
.08772
.09050
44
44
44
44
44
40
41
42
43
44
.39664
.40132
.40590
.41038
.41473
.36580
.37050
.37510
.37960
.38399
.33753
.34222
.34681
.35131
.35570
.31162
.31626
.32082
.32529
.32966
.28784
.29242
.29693
.30135
.30568
.26602
.27052
.27496
.27931
.28359
.24599
.25039
.25474
.25902
.26323
.22758
.23188
.23614
.24033
.24445
.21066
.21485
.21900
.22309
.22713
.19511
.19918
.20321
.20720
.21114
.18080
.18475
.18866
.19254
.19637
.16763
.17145
.17525
.17901
.18274
.15550
.15919
.16287
.16652
.17013
.14432
.14789
.15144
.15498
.15848
.13402
.13746
.14089
.14431
.14770
.12453
.12784
.13115
.13444
.13772
.11576
.11895
.12214
.12532
.12848
.10768
.11074
.11381
.11687
.11993
.10021
.10315
.10610
.10905
.11200
.09331
.09613
.09897
.10181
.10465
45
45
45
45
45
0
1
2
3
4
.20343
.20474
.20872
.21284
.21707
.17755
.17865
.18241
.18632
.19034
.15520
.15611
.15964
.16332
.16712
.13588
.13661
.13991
.14336
.14692
.11915
.11971
.12278
.12601
.12934
.10466
.10505
.10791
.11091
.11401
.09208
.09233
.09497
.09775
.10064
.08115
.08126
.08370
.08628
.08896
.07164
.07163
.07388
.07626
.07874
.06336
.06324
.06531
.06750
.06979
.05613
.05592
.05781
.05983
.06195
.04981
.04952
.05126
.05311
.05507
.04429
.04392
.04551
.04722
.04902
.03945
.03901
.04047
.04204
.04369
.03520
.03471
.03604
.03749
.03901
.03147
.03093
.03215
.03347
.03487
.02818
.02761
.02872
.02994
.03122
.02529
.02468
.02570
.02681
.02799
.02274
.02210
.02303
.02405
.02514
.02048
.01982
.02067
.02161
.02260
45
45
45
45
45
5
6
7
8
9
.22140
.22580
.23029
.23486
.23950
.19445
.19865
.20294
.20730
.21175
.17101
.17499
.17905
.18320
.18744
.15058
.15433
.15817
.16210
.16611
.13277
.13629
.13990
.14360
.14739
.11722
.12052
.12390
.12737
.13093
.10363
.10670
.10987
.11311
.11645
.09173
.09460
.09755
.10058
.10370
.08132
.08397
.08672
.08955
.09246
.07218
.07464
.07719
.07982
.08254
.06415
.06644
.06880
.07125
.07377
.05710
.05922
.06141
.06367
.06602
.05090
.05285
.05488
.05698
.05916
.04543
.04723
.04911
.05105
.05307
.04060
.04227
.04400
.04580
.04768
.03634
.03788
.03948
.04115
.04288
.03258
.03399
.03547
.03701
.03862
.02924
.03055
.03191
.03334
.03482
.02628
.02749
.02875
.03006
.03144
.02366
.02477
.02593
.02715
.02842
45
45
45
45
45
10
11
12
13
14
.24422
.24901
.25388
.25879
.26375
.21628
.22089
.22557
.23030
.23509
.19176
.19616
.20063
.20517
.20976
.17021
.17439
.17865
.18298
.18736
.15126
.15522
.15926
.16337
.16753
.13458
.13831
.14213
.14601
.14996
.11988
.12339
.12698
.13065
.13437
.10691
.11021
.11358
.11703
.12054
.09546
.09854
.10171
.10495
.10824
.08534
.08822
.09118
.09422
.09731
.07638
.07907
.08184
.08468
.08757
.06845
.07096
.07354
.07619
.07890
.06141
.06375
.06616
.06863
.07116
.05517
.05734
.05958
.06189
.06425
.04962
.05164
.05373
.05588
.05808
.04469
.04656
.04850
.05051
.05256
.04029
.04203
.04384
.04570
.04762
.03638
.03799
.03967
.04141
.04319
.03288
.03438
.03594
.03755
.03921
.02976
.03115
.03260
.03410
.03564
121
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
45
45
45
45
45
15
16
17
18
19
.26873
.27374
.27879
.28386
.28898
.23990
.24475
.24964
.25457
.25955
.21439
.21905
.22376
.22851
.23332
.19178
.19625
.20076
.20532
.20994
.17174
.17599
.18030
.18465
.18907
.15395
.15799
.16208
.16622
.17044
.13815
.14197
.14585
.14978
.15378
.12410
.12771
.13137
.13509
.13888
.11159
.11499
.11845
.12196
.12555
.10045
.10365
.10690
.11021
.11360
.09052
.09352
.09658
.09969
.10288
.08166
.08447
.08734
.09026
.09326
.07374
.07638
.07906
.08181
.08462
.06667
.06913
.07164
.07421
.07686
.06033
.06263
.06498
.06739
.06987
.05466
.05681
.05900
.06126
.06358
.04958
.05158
.05363
.05574
.05791
.04501
.04688
.04879
.05076
.05279
.04091
.04265
.04444
.04628
.04817
.03723
.03885
.04052
.04223
.04400
45
45
45
45
45
20
21
22
23
24
.29415
.29937
.30463
.30992
.31526
.26458
.26966
.27479
.27997
.28519
.23819
.24311
.24809
.25312
.25820
.21462
.21937
.22417
.22903
.23395
.19356
.19811
.20273
.20741
.21215
.17472
.17907
.18349
.18798
.19253
.15786
.16201
.16622
.17051
.17486
.14275
.14669
.15071
.15479
.15895
.12921
.13295
.13675
.14064
.14459
.11705
.12059
.12420
.12788
.13164
.10614
.10948
.11290
.11638
.11995
.09633
.09948
.10271
.10601
.10938
.08751
.09048
.09352
.09663
.09982
.07957
.08236
.08522
.08816
.09118
.07242
.07504
.07773
.08050
.08335
.06597
.06843
.07096
.07357
.07625
.06015
.06246
.06484
.06729
.06981
.05489
.05706
.05929
.06159
.06397
.05014
.05217
.05427
.05643
.05867
.04584
.04774
.04971
.05174
.05384
45
45
45
45
45
25
26
27
28
29
.32062
.32601
.33143
.33686
.34229
.29045
.29575
.30108
.30643
.31179
.26333
.26850
.27371
.27894
.28419
.23892
.24394
.24900
.25410
.25922
.21694
.22179
.22669
.23163
.23660
.19714
.20181
.20653
.21130
.21611
.17928
.18376
.18831
.19290
.19753
.16317
.16746
.17181
.17622
.18067
.14862
.15272
.15688
.16109
.16536
.13547
.13938
.14335
.14738
.15146
.12359
.12730
.13108
.13492
.13882
.11283
.11635
.11995
.12361
.12732
.10309
.10643
.10984
.11332
.11686
.09427
.09743
.10067
.10397
.10733
.08626
.08926
.09232
.09545
.09865
.07900
.08183
.08473
.08770
.09073
.07241
.07508
.07782
.08063
.08351
.06642
.06894
.07153
.07419
.07691
.06097
.06335
.06580
.06831
.07089
.05602
.05826
.06057
.06294
.06538
45
45
45
45
45
30
31
32
33
34
.34772
.35314
.35854
.36391
.36924
.31715
.32251
.32785
.33318
.33848
.28946
.29472
.29998
.30524
.31047
.26436
.26951
.27466
.27981
.28495
.24160
.24661
.25163
.25666
.26168
.22095
.22581
.23068
.23557
.24046
.20220
.20689
.21161
.21635
.22109
.18516
.18969
.19424
.19881
.20340
.16968
.17403
.17841
.18282
.18725
.15559
.15976
.16397
.16821
.17248
.14277
.14676
.15080
.15487
.15897
.13109
.13491
.13877
.14267
.14661
.12045
.12410
.12779
.13152
.13529
.11075
.11423
.11775
.12132
.12492
.10190
.10521
.10857
.11197
.11542
.09382
.09697
.10017
.10341
.10670
.08644
.08943
.09247
.09557
.09871
.07970
.08253
.08543
.08837
.09137
.07353
.07622
.07897
.08177
.08462
.06788
.07044
.07305
.07571
.07842
45
45
45
45
45
35
36
37
38
39
.37454
.37978
.38497
.39008
.39513
.34375
.34897
.35415
.35926
.36431
.31568
.32085
.32597
.33105
.33607
.29007
.29516
.30021
.30523
.31019
.26669
.27168
.27664
.28157
.28645
.24534
.25021
.25507
.25989
.26467
.22584
.23058
.23530
.24001
.24468
.20800
.21260
.21719
.22177
.22633
.19169
.19614
.20059
.20504
.20946
.17676
.18106
.18536
.18967
.19396
.16310
.16724
.17139
.17555
.17970
.15057
.15456
.15856
.16257
.16658
.13909
.14292
.14677
.15063
.15450
.12857
.13224
.13593
.13965
.14337
.11891
.12243
.12597
.12954
.13312
.11004
.11341
.11680
.12023
.12367
.10189
.10511
.10837
.11165
.11495
.09440
.09748
.10060
.10374
.10691
.08752
.09046
.09344
.09645
.09948
.08119
.08399
.08683
.08971
.09262
45
45
45
45
45
40
41
42
43
44
.40009
.40496
.40974
.41441
.41896
.36928
.37417
.37897
.38366
.38826
.34102
.34589
.35068
.35538
.35998
.31509
.31992
.32468
.32935
.33392
.29128
.29605
.30075
.30538
.30991
.26942
.27411
.27873
.28329
.28777
.24932
.25392
.25846
.26294
.26734
.23085
.23534
.23978
.24417
.24849
.21386
.21824
.22257
.22686
.23109
.19823
.20248
.20670
.21088
.21501
.18384
.18796
.19206
.19613
.20015
.17058
.17458
.17855
.18250
.18641
.15837
.16223
.16608
.16991
.17370
.14710
.15083
.15456
.15826
.16194
.13672
.14031
.14391
.14749
.15106
.12713
.13060
.13406
.13752
.14097
.11828
.12161
.12496
.12830
.13163
.11010
.11331
.11653
.11975
.12297
.10255
.10563
.10873
.11183
.11493
.09556
.09852
.10150
.10449
.10748
45 45 .42340 .39273 .36446 .33839
46 0 .20378 .17790 .15555 .13623
46 1 .20502 .17894 .15639 .13689
46 2 .20901 .18271 .15994 .14020
46 3 .21315 .18663 .16363 .14367
.31435
.11951
.11999
.12307
.12631
.29216
.10501
.10533
.10819
.11121
.27167
.09243
.09260
.09525
.09805
.25274
.08149
.08153
.08398
.08657
.23525
.07198
.07190
.07415
.07655
.21907
.06369
.06350
.06557
.06778
.20411
.05645
.05617
.05807
.06011
.19027
.05013
.04976
.05151
.05338
.17746
.04459
.04415
.04576
.04748
.16559
.03975
.03924
.04071
.04229
.15459
.03549
.03493
.03628
.03773
.14439
.03175
.03115
.03237
.03371
.13494
.02846
.02782
.02894
.03016
.12617
.02556
.02488
.02591
.02703
.11802
.02300
.02229
.02323
.02426
.11046
.02073
.02001
.02087
.02181
46
46
46
46
46
4
5
6
7
8
.21740
.22174
.22617
.23068
.23527
.19067
.19480
.19902
.20333
.20772
.16745
.17136
.17536
.17945
.18362
.14725
.15093
.15470
.15857
.16252
.12966
.13312
.13666
.14030
.14402
.11433
.11756
.12088
.12429
.12778
.10096
.10396
.10706
.11025
.11352
.08927
.09206
.09495
.09792
.10098
.07904
.08164
.08432
.08708
.08993
.07009
.07249
.07498
.07755
.08020
.06224
.06446
.06676
.06915
.07162
.05535
.05740
.05953
.06174
.06403
.04929
.05119
.05316
.05521
.05733
.04396
.04571
.04753
.04943
.05139
.03926
.04088
.04256
.04431
.04613
.03512
.03661
.03816
.03978
.04146
.03146
.03283
.03426
.03576
.03732
.02823
.02949
.03081
.03219
.03363
.02536
.02652
.02774
.02902
.03035
.02282
.02389
.02501
.02619
.02743
46
46
46
46
46
9
10
11
12
13
.23994
.24470
.24952
.25442
.25938
.21220
.21676
.22140
.22612
.23089
.18789
.19224
.19667
.20118
.20576
.16656
.17069
.17491
.17920
.18357
.14783
.15174
.15573
.15980
.16395
.13137
.13505
.13882
.14267
.14659
.11688
.12034
.12388
.12751
.13122
.10412
.10736
.11069
.11410
.11759
.09287
.09590
.09902
.10222
.10549
.08294
.08577
.08868
.09168
.09475
.07417
.07680
.07952
.08232
.08520
.06640
.06886
.07140
.07401
.07670
.05953
.06181
.06418
.06662
.06912
.05344
.05556
.05776
.06003
.06237
.04803
.05000
.05204
.05416
.05634
.04322
.04505
.04695
.04892
.05095
.03895
.04065
.04241
.04424
.04614
.03514
.03672
.03836
.04006
.04182
.03175
.03321
.03473
.03632
.03796
.02872
.03008
.03149
.03296
.03449
46
46
46
46
46
14
15
16
17
18
.26437
.26940
.27446
.27955
.28467
.23572
.24058
.24547
.25041
.25539
.21039
.21506
.21977
.22453
.22933
.18799
.19246
.19696
.20152
.20613
.16815
.17241
.17670
.18105
.18546
.15057
.15461
.15869
.16283
.16702
.13498
.13879
.14266
.14658
.15056
.12113
.12473
.12838
.13209
.13586
.10883
.11221
.11565
.11915
.12271
.09788
.10106
.10430
.10759
.11095
.08813
.09111
.09415
.09725
.10041
.07944
.08224
.08508
.08799
.09096
.07169
.07430
.07697
.07970
.08248
.06476
.06721
.06971
.07226
.07487
.05857
.06086
.06319
.06558
.06803
.05304
.05517
.05735
.05958
.06187
.04808
.05007
.05210
.05419
.05633
.04363
.04549
.04738
.04933
.05133
.03964
.04137
.04314
.04496
.04683
.03606
.03767
.03932
.04102
.04276
122
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
46
46
46
46
46
19
20
21
22
23
.28985
.29508
.30036
.30568
.31105
.26042
.26551
.27066
.27585
.28110
.23419
.23912
.24411
.24915
.25425
.21080
.21555
.22036
.22523
.23016
.18993
.19447
.19909
.20377
.20852
.17129
.17562
.18004
.18452
.18908
.15462
.15875
.16296
.16724
.17159
.13970
.14362
.14762
.15170
.15585
.12635
.13006
.13386
.13773
.14168
.11438
.11789
.12148
.12515
.12890
.10364
.10695
.11035
.11382
.11737
.09400
.09712
.10032
.10360
.10696
.08534
.08828
.09129
.09439
.09756
.07755
.08031
.08315
.08607
.08906
.07054
.07313
.07580
.07855
.08137
.06423
.06666
.06917
.07175
.07441
.05854
.06082
.06317
.06560
.06810
.05340
.05554
.05775
.06003
.06238
.04876
.05076
.05283
.05497
.05719
.04457
.04644
.04838
.05039
.05247
46
46
46
46
46
24
25
26
27
28
.31646
.32191
.32739
.33291
.33844
.28640
.29175
.29714
.30256
.30801
.25941
.26463
.26989
.27519
.28053
.23516
.24021
.24532
.25048
.25568
.21334
.21822
.22316
.22816
.23320
.19371
.19840
.20316
.20798
.21285
.17602
.18052
.18509
.18972
.19441
.16008
.16438
.16876
.17320
.17770
.14570
.14981
.15399
.15824
.16255
.13273
.13663
.14061
.14467
.14879
.12100
.12471
.12850
.13237
.13630
.11040
.11393
.11753
.12120
.12495
.10082
.10415
.10757
.11106
.11462
.09214
.09530
.09853
.10184
.10523
.08428
.08726
.09032
.09346
.09667
.07715
.07997
.08286
.08583
.08888
.07068
.07334
.07607
.07889
.08177
.06481
.06732
.06990
.07256
.07529
.05947
.06184
.06427
.06679
.06937
.05462
.05685
.05915
.06152
.06396
46
46
46
46
46
29
30
31
32
33
.34398
.34952
.35506
.36059
.36609
.31348
.31896
.32444
.32992
.33538
.28589
.29127
.29666
.30205
.30744
.26091
.26617
.27144
.27672
.28201
.23828
.24339
.24852
.25367
.25884
.21776
.22271
.22769
.23270
.23772
.19915
.20393
.20875
.21359
.21846
.18226
.18686
.19150
.19618
.20089
.16692
.17134
.17580
.18031
.18484
.15298
.15721
.16150
.16582
.17019
.14030
.14435
.14845
.15260
.15680
.12876
.13263
.13655
.14053
.14455
.11825
.12194
.12569
.12949
.13334
.10868
.11220
.11577
.11940
.12308
.09995
.10330
.10670
.11016
.11368
.09199
.09517
.09841
.10171
.10506
.08473
.08775
.09083
.09396
.09716
.07809
.08095
.08388
.08687
.08991
.07202
.07474
.07752
.08035
.08325
.06647
.06905
.07168
.07438
.07714
46
46
46
46
46
34
35
36
37
38
.37157
.37702
.38242
.38777
.39305
.34083
.34625
.35163
.35697
.36225
.31282
.31818
.32351
.32880
.33405
.28729
.29256
.29781
.30303
.30822
.26400
.26916
.27431
.27944
.28453
.24275
.24778
.25281
.25783
.26282
.22334
.22824
.23313
.23802
.24289
.20561
.21036
.21511
.21986
.22460
.18941
.19400
.19860
.20320
.20781
.17459
.17901
.18346
.18791
.19237
.16103
.16529
.16957
.17387
.17818
.14861
.15270
.15683
.16097
.16513
.13723
.14116
.14513
.14912
.15313
.12680
.13057
.13438
.13821
.14207
.11724
.12085
.12450
.12818
.13188
.10846
.11192
.11541
.11894
.12250
.10041
.10371
.10705
.11043
.11384
.09301
.09616
.09935
.10259
.10586
.08620
.08921
.09226
.09536
.09849
.07995
.08281
.08573
.08869
.09169
46
46
46
46
46
39
40
41
42
43
.39827
.40342
.40848
.41344
.41831
.36748
.37263
.37771
.38271
.38760
.33925
.34438
.34945
.35443
.35933
.31335
.31844
.32347
.32842
.33329
.28959
.29461
.29957
.30447
.30929
.26778
.27271
.27759
.28241
.28717
.24774
.25257
.25735
.26208
.26676
.22933
.23404
.23871
.24334
.24793
.21240
.21698
.22154
.22606
.23054
.19683
.20128
.20571
.21011
.21448
.18250
.18681
.19111
.19539
.19964
.16930
.17348
.17764
.18180
.18593
.15715
.16118
.16521
.16923
.17324
.14594
.14983
.15373
.15762
.16150
.13561
.13936
.14312
.14688
.15063
.12608
.12969
.13331
.13694
.14057
.11729
.12076
.12424
.12774
.13124
.10917
.11250
.11585
.11922
.12260
.10166
.10486
.10809
.11133
.11459
.09472
.09779
.10089
.10401
.10715
46 44 .42306 .39240 .36413 .33807
46 45 .42770 .39708 .36883 .34276
46 46 .43221 .40163 .37340 .34733
47 0 .20412 .17824 .15590 .13658
47 1 .20528 .17921 .15666 .13716
.31404
.31868
.32323
.11985
.12026
.29185
.29645
.30095
.10535
.10560
.27137
.27590
.28034
.09277
.09286
.25245
.25690
.26127
.08183
.08179
.23497
.23933
.24362
.07231
.07215
.21881
.22307
.22727
.06401
.06374
.20386
.20802
.21212
.05677
.05641
.19002
.19408
.19808
.05044
.05000
.17722
.18116
.18506
.04490
.04438
.16536
.16919
.17298
.04005
.03947
.15437
.15809
.16177
.03578
.03515
.14419
.14779
.15136
.03204
.03136
.13474
.13823
.14169
.02874
.02802
.12598
.12935
.13270
.02583
.02508
.11785
.12110
.12434
.02326
.02249
.11029
.11344
.11657
.02099
.02019
47
47
47
47
47
2
3
4
5
6
.20929
.21344
.21771
.22207
.22652
.18299
.18693
.19098
.19513
.19938
.16022
.16393
.16776
.17169
.17571
.14048
.14396
.14756
.15126
.15506
.12335
.12661
.12997
.13345
.13701
.10847
.11150
.11464
.11789
.12123
.09552
.09834
.10126
.10428
.10740
.08425
.08685
.08957
.09238
.09528
.07441
.07682
.07934
.08195
.08465
.06583
.06805
.07038
.07280
.07530
.05832
.06037
.06252
.06476
.06708
.05175
.05364
.05562
.05769
.05984
.04599
.04773
.04956
.05147
.05346
.04094
.04253
.04422
.04598
.04782
.03650
.03796
.03951
.04114
.04284
.03259
.03394
.03536
.03686
.03843
.02915
.03038
.03170
.03308
.03453
.02611
.02725
.02845
.02973
.03106
.02343
.02447
.02558
.02675
.02799
.02106
.02201
.02303
.02411
.02525
47 7 .23106
47 8 .23567
47 9 .24037
47 10 .24515
47 11 .25001
.20371
.20812
.21263
.21722
.22189
.17983
.18403
.18832
.19270
.19716
.15894
.16292
.16699
.17115
.17540
.14067
.14442
.14826
.15219
.15622
.12466
.12818
.13179
.13550
.13930
.11061
.11391
.11730
.12079
.12436
.09828
.10136
.10453
.10780
.11116
.08744
.09031
.09328
.09633
.09948
.07789
.08057
.08334
.08619
.08913
.06949
.07198
.07455
.07721
.07996
.06207
.06438
.06678
.06926
.07182
.05552
.05767
.05989
.06220
.06459
.04974
.05172
.05379
.05594
.05816
.04461
.04645
.04837
.05037
.05244
.04007
.04178
.04355
.04541
.04733
.03604
.03762
.03927
.04099
.04278
.03246
.03393
.03545
.03705
.03871
.02928
.03063
.03205
.03353
.03508
.02645
.02770
.02901
.03039
.03182
47
47
47
47
47
12
13
14
15
16
.25494
.25993
.26497
.27003
.27513
.22664
.23145
.23632
.24122
.24616
.20171
.20633
.21099
.21571
.22046
.17973
.18413
.18859
.19310
.19765
.16033
.16451
.16875
.17304
.17738
.14318
.14714
.15116
.15524
.15936
.12802
.13176
.13556
.13942
.14332
.11460
.11812
.12170
.12534
.12903
.10271
.10602
.10939
.11281
.11629
.09216
.09526
.09843
.10165
.10492
.08279
.08570
.08866
.09169
.09476
.07447
.07718
.07996
.08279
.08568
.06706
.06960
.07219
.07485
.07755
.06046
.06283
.06526
.06774
.07027
.05458
.05679
.05905
.06137
.06374
.04933
.05139
.05350
.05567
.05788
.04464
.04656
.04853
.05055
.05261
.04044
.04223
.04407
.04595
.04788
.03669
.03835
.04006
.04182
.04362
.03332
.03487
.03647
.03810
.03978
47
47
47
47
47
17
18
19
20
21
.28027
.28544
.29067
.29595
.30129
.25114
.25616
.26124
.26639
.27160
.22526
.23011
.23502
.24000
.24505
.20225
.20691
.21163
.21643
.22130
.18178
.18623
.19075
.19535
.20002
.16354
.16778
.17210
.17649
.18096
.14729
.15131
.15541
.15960
.16386
.13278
.13660
.14049
.14446
.14852
.11983
.12343
.12711
.13088
.13473
.10825
.11165
.11513
.11869
.12233
.09790
.10110
.10437
.10773
.11118
.08862
.09163
.09471
.09788
.10114
.08031
.08313
.08603
.08902
.09208
.07285
.07550
.07823
.08103
.08392
.06616
.06864
.07120
.07383
.07655
.06014
.06247
.06486
.06733
.06989
.05473
.05690
.05915
.06147
.06387
.04986
.05189
.05399
.05617
.05842
.04547
.04737
.04933
.05137
.05348
.04151
.04328
.04512
.04703
.04901
123
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
47
47
47
47
47
22
23
24
25
26
.30668
.31211
.31760
.32313
.32870
.27686
.28218
.28755
.29298
.29845
.25016
.25533
.26057
.26586
.27120
.22623
.23123
.23630
.24144
.24663
.20477
.20959
.21448
.21944
.22446
.18551
.19013
.19483
.19960
.20445
.16821
.17263
.17713
.18171
.18636
.15265
.15687
.16117
.16555
.17000
.13866
.14267
.14677
.15095
.15520
.12606
.12987
.13377
.13775
.14181
.11471
.11832
.12202
.12580
.12966
.10447
.10789
.11139
.11498
.11865
.09523
.09846
.10178
.10518
.10867
.08688
.08993
.09307
.09629
.09960
.07934
.08222
.08518
.08822
.09135
.07252
.07523
.07802
.08090
.08386
.06634
.06889
.07153
.07424
.07704
.06074
.06314
.06563
.06819
.07083
.05567
.05792
.06026
.06268
.06517
.05106
.05318
.05538
.05766
.06002
47
47
47
47
47
27
28
29
30
31
.33430
.33993
.34558
.35123
.35689
.30397
.30952
.31510
.32069
.32629
.27660
.28204
.28751
.29300
.29851
.25189
.25718
.26252
.26789
.27328
.22955
.23469
.23988
.24510
.25035
.20936
.21432
.21934
.22440
.22950
.19108
.19587
.20071
.20560
.21053
.17453
.17913
.18379
.18850
.19325
.15954
.16395
.16841
.17294
.17751
.14595
.15016
.15444
.15878
.16317
.13361
.13763
.14172
.14587
.15008
.12241
.12624
.13014
.13411
.13814
.11224
.11588
.11960
.12339
.12723
.10298
.10645
.10999
.11359
.11727
.09457
.09786
.10122
.10465
.10815
.08690
.09002
.09322
.09648
.09982
.07992
.08288
.08591
.08901
.09218
.07356
.07636
.07923
.08218
.08519
.06775
.07040
.07313
.07592
.07878
.06245
.06496
.06754
.07019
.07291
47
47
47
47
47
32
33
34
35
36
.36254
.36818
.37379
.37938
.38494
.33189
.33749
.34307
.34864
.35417
.30403
.30955
.31507
.32058
.32606
.27869
.28411
.28953
.29495
.30035
.25563
.26092
.26622
.27153
.27684
.23463
.23978
.24495
.25013
.25531
.21549
.22049
.22551
.23055
.23560
.19805
.20288
.20774
.21263
.21753
.18214
.18680
.19150
.19622
.20097
.16761
.17210
.17663
.18119
.18578
.15435
.15866
.16301
.16741
.17183
.14222
.14636
.15054
.15477
.15903
.13114
.13510
.13911
.14317
.14727
.12100
.12479
.12863
.13252
.13646
.11171
.11534
.11901
.12274
.12651
.10321
.10667
.11018
.11375
.11736
.09542
.09871
.10207
.10548
.10894
.08827
.09141
.09461
.09787
.10118
.08171
.08470
.08775
.09087
.09403
.07569
.07854
.08144
.08441
.08743
47
47
47
47
47
37
38
39
40
41
.39044
.39590
.40129
.40661
.41186
.35967
.36513
.37053
.37586
.38113
.33152
.33693
.34231
.34762
.35288
.30574
.31109
.31641
.32168
.32689
.28212
.28739
.29263
.29783
.30298
.26048
.26565
.27078
.27589
.28096
.24064
.24568
.25071
.25571
.26068
.22244
.22735
.23224
.23713
.24198
.20573
.21049
.21526
.22001
.22475
.19038
.19500
.19962
.20424
.20885
.17628
.18075
.18523
.18971
.19418
.16332
.16763
.17196
.17630
.18064
.15140
.15556
.15974
.16393
.16813
.14043
.14443
.14846
.15250
.15656
.13033
.13418
.13805
.14195
.14587
.12102
.12472
.12845
.13221
.13598
.11245
.11599
.11958
.12319
.12683
.10454
.10794
.11138
.11485
.11836
.09724
.10050
.10380
.10714
.11051
.09051
.09363
.09679
.10000
.10323
47
47
47
47
47
42
43
44
45
46
.41701
.42207
.42703
.43187
.43658
.38632
.39141
.39641
.40129
.40606
.35806
.36316
.36817
.37307
.37786
.33204
.33712
.34210
.34699
.35178
.30807
.31310
.31805
.32290
.32766
.28598
.29094
.29582
.30063
.30535
.26560
.27048
.27529
.28003
.28469
.24681
.25159
.25631
.26097
.26555
.22946
.23414
.23876
.24333
.24783
.21344
.21800
.22252
.22699
.23140
.19865
.20309
.20749
.21185
.21616
.18497
.18928
.19357
.19782
.20202
.17232
.17651
.18068
.18481
.18891
.16063
.16468
.16873
.17274
.17672
.14980
.15372
.15764
.16154
.16541
.13977
.14357
.14736
.15114
.15489
.13049
.13415
.13782
.14148
.14512
.12188
.12542
.12896
.13250
.13603
.11390
.11731
.12073
.12415
.12756
.10650
.10979
.11309
.11639
.11969
47 47 .44116 .41070 .38252 .35645
48 0 .20445 .17857 .15623 .13691
48 1 .20554 .17946 .15692 .13742
48 2 .20955 .18326 .16049 .14075
48 3 .21372 .18721 .16422 .14425
.33231
.12019
.12051
.12362
.12689
.30996
.10569
.10585
.10874
.11178
.28925
.09310
.09312
.09579
.09861
.27005
.08216
.08204
.08451
.08712
.25225
.07263
.07239
.07467
.07709
.23573
.06433
.06398
.06608
.06831
.22040
.05708
.05664
.05857
.06063
.20617
.05075
.05023
.05199
.05389
.19295
.04520
.04461
.04623
.04797
.18066
.04034
.03968
.04117
.04277
.16924
.03607
.03536
.03672
.03820
.15862
.03232
.03156
.03281
.03416
.14873
.02901
.02822
.02936
.03060
.13953
.02610
.02527
.02631
.02746
.13096
.02352
.02267
.02362
.02467
.12298
.02124
.02038
.02125
.02221
48
48
48
48
48
4
5
6
7
8
.21800
.22238
.22685
.23141
.23605
.19128
.19545
.19971
.20407
.20851
.16806
.17201
.17605
.18019
.18441
.14786
.15158
.15540
.15931
.16330
.13027
.13376
.13735
.14103
.14480
.11494
.11820
.12156
.12501
.12856
.10155
.10460
.10773
.11096
.11428
.08985
.09269
.09561
.09862
.10173
.07962
.08225
.08497
.08778
.09067
.07065
.07309
.07561
.07823
.08093
.06279
.06505
.06739
.06981
.07232
.05588
.05797
.06014
.06239
.06472
.04981
.05174
.05375
.05583
.05800
.04447
.04625
.04810
.05004
.05204
.03976
.04140
.04312
.04490
.04677
.03560
.03712
.03870
.04036
.04208
.03193
.03332
.03479
.03632
.03792
.02868
.02996
.03132
.03273
.03421
.02580
.02698
.02823
.02954
.03091
.02324
.02434
.02549
.02670
.02797
48
48
48
48
48
9
10
11
12
13
.24077
.24558
.25047
.25543
.26046
.21304
.21765
.22236
.22714
.23199
.18873
.19314
.19763
.20221
.20686
.16740
.17159
.17586
.18023
.18467
.14866
.15263
.15668
.16082
.16504
.13219
.13593
.13976
.14368
.14767
.11770
.12121
.12482
.12851
.13228
.10493
.10822
.11161
.11508
.11864
.09366
.09675
.09992
.10318
.10652
.08371
.08660
.08957
.09262
.09576
.07492
.07761
.08039
.08325
.08618
.06714
.06965
.07224
.07491
.07766
.06025
.06258
.06500
.06749
.07006
.05413
.05630
.05855
.06088
.06328
.04870
.05072
.05282
.05499
.05723
.04388
.04575
.04770
.04973
.05181
.03958
.04133
.04314
.04502
.04697
.03576
.03738
.03906
.04082
.04263
.03235
.03385
.03542
.03705
.03874
.02930
.03069
.03215
.03367
.03524
48
48
48
48
48
14
15
16
17
18
.26553
.27064
.27577
.28095
.28617
.23689
.24183
.24681
.25183
.25690
.21157
.21632
.22111
.22595
.23085
.18916
.19371
.19830
.20294
.20765
.16932
.17365
.17803
.18247
.18696
.15173
.15584
.16000
.16422
.16851
.13612
.14001
.14396
.14796
.15203
.12225
.12593
.12966
.13345
.13730
.10993
.11339
.11690
.12048
.12413
.09896
.10221
.10552
.10889
.11233
.08918
.09224
.09535
.09852
.10176
.08047
.08333
.08625
.08923
.09228
.07269
.07537
.07811
.08090
.08377
.06574
.06825
.07081
.07343
.07612
.05952
.06187
.06427
.06672
.06924
.05396
.05615
.05839
.06069
.06305
.04897
.05102
.05311
.05526
.05747
.04449
.04641
.04836
.05037
.05244
.04048
.04226
.04409
.04596
.04789
.03687
.03853
.04023
.04199
.04379
48
48
48
48
48
19
20
21
22
23
.29144
.29678
.30217
.30762
.31312
.26203
.26723
.27249
.27781
.28320
.23581
.24084
.24595
.25112
.25635
.21242
.21726
.22219
.22719
.23226
.19153
.19618
.20091
.20572
.21060
.17287
.17731
.18184
.18645
.19114
.15618
.16041
.16473
.16913
.17362
.14124
.14526
.14937
.15356
.15784
.12785
.13167
.13557
.13955
.14363
.11585
.11946
.12315
.12694
.13081
.10508
.10849
.11198
.11556
.11923
.09540
.09862
.10192
.10530
.10878
.08671
.08973
.09284
.09604
.09933
.07888
.08172
.08466
.08767
.09078
.07183
.07450
.07726
.08011
.08304
.06548
.06799
.07058
.07326
.07602
.05975
.06210
.06454
.06706
.06966
.05457
.05678
.05907
.06144
.06389
.04989
.05197
.05412
.05634
.05864
.04566
.04761
.04962
.05171
.05388
124
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
48
48
48
48
48
24
25
26
27
28
.31868
.32428
.32993
.33563
.34135
.28864
.29415
.29970
.30531
.31095
.26166
.26703
.27246
.27794
.28347
.23740
.24261
.24788
.25322
.25862
.21556
.22060
.22571
.23088
.23611
.19590
.20075
.20567
.21067
.21573
.17819
.18284
.18757
.19238
.19726
.16221
.16666
.17120
.17581
.18050
.14779
.15204
.15637
.16079
.16529
.13476
.13881
.14295
.14717
.15147
.12299
.12684
.13078
.13481
.13891
.11234
.11600
.11974
.12358
.12749
.10270
.10617
.10973
.11337
.11710
.09397
.09725
.10062
.10409
.10763
.08605
.08916
.09235
.09564
.09900
.07887
.08181
.08483
.08794
.09114
.07235
.07512
.07798
.08093
.08396
.06642
.06904
.07174
.07453
.07740
.06103
.06350
.06605
.06869
.07141
.05613
.05845
.06086
.06336
.06593
48
48
48
48
48
29
30
31
32
33
.34710
.35286
.35862
.36439
.37016
.31663
.32233
.32804
.33376
.33949
.28904
.29465
.30027
.30591
.31156
.26406
.26953
.27504
.28057
.28611
.24140
.24673
.25210
.25749
.26292
.22085
.22602
.23123
.23647
.24175
.20220
.20719
.21223
.21732
.22244
.18525
.19006
.19493
.19984
.20480
.16985
.17448
.17916
.18389
.18868
.15584
.16028
.16478
.16933
.17394
.14309
.14734
.15165
.15603
.16046
.13148
.13554
.13967
.14386
.14811
.12090
.12478
.12872
.13274
.13681
.11125
.11495
.11872
.12255
.12645
.10245
.10597
.10956
.11322
.11695
.09441
.09776
.10118
.10467
.10823
.08706
.09025
.09350
.09683
.10023
.08035
.08337
.08647
.08964
.09288
.07421
.07708
.08002
.08303
.08612
.06858
.07131
.07410
.07697
.07991
48
48
48
48
48
34
35
36
37
38
.37591
.38164
.38734
.39300
.39862
.34521
.35092
.35660
.36226
.36788
.31721
.32287
.32850
.33412
.33970
.29167
.29724
.30279
.30834
.31386
.26836
.27381
.27926
.28471
.29014
.24706
.25238
.25771
.26304
.26837
.22759
.23277
.23797
.24317
.24837
.20979
.21482
.21986
.22492
.22999
.19351
.19837
.20326
.20817
.21310
.17860
.18329
.18802
.19277
.19755
.16494
.16946
.17403
.17862
.18324
.15242
.15677
.16117
.16560
.17007
.14094
.14512
.14935
.15362
.15793
.13041
.13442
.13848
.14259
.14674
.12074
.12458
.12848
.13243
.13642
.11185
.11554
.11927
.12306
.12689
.10369
.10721
.11079
.11442
.11810
.09618
.09955
.10297
.10645
.10998
.08927
.09249
.09576
.09909
.10248
.08291
.08598
.08911
.09230
.09554
48
48
48
48
48
39
40
41
42
43
.40418
.40968
.41510
.42045
.42570
.37345
.37896
.38442
.38979
.39509
.34524
.35074
.35618
.36156
.36686
.31935
.32480
.33020
.33554
.34082
.29555
.30093
.30627
.31156
.31678
.27368
.27897
.28422
.28943
.29459
.25357
.25875
.26390
.26902
.27410
.23506
.24012
.24516
.25018
.25515
.21803
.22295
.22787
.23277
.23764
.20234
.20713
.21191
.21669
.22144
.18788
.19253
.19718
.20182
.20645
.17455
.17905
.18356
.18807
.19257
.16226
.16661
.17098
.17535
.17972
.15091
.15512
.15934
.16357
.16781
.14044
.14449
.14857
.15266
.15676
.13076
.13467
.13860
.14256
.14652
.12182
.12558
.12937
.13319
.13702
.11356
.11717
.12082
.12450
.12820
.10591
.10938
.11289
.11644
.12001
.09883
.10217
.10554
.10895
.11239
48
48
48
48
48
44
45
46
47
48
.43085
.43589
.44081
.44560
.45025
.40028
.40538
.41035
.41520
.41992
.37207
.37718
.38218
.38706
.39182
.34601
.35111
.35611
.36100
.36576
.32194
.32701
.33198
.33685
.34161
.29969
.30470
.30963
.31447
.31919
.27911
.28406
.28893
.29371
.29839
.26008
.26495
.26974
.27445
.27907
.24247
.24724
.25195
.25658
.26113
.22616
.23083
.23544
.23999
.24446
.21105
.21561
.22012
.22457
.22896
.19705
.20150
.20590
.21025
.21454
.18407
.18840
.19269
.19693
.20113
.17203
.17624
.18041
.18455
.18864
.16086
.16494
.16900
.17303
.17701
.15049
.15445
.15839
.16230
.16618
.14086
.14469
.14851
.15231
.15608
.13191
.13562
.13932
.14301
.14667
.12359
.12718
.13076
.13433
.13789
.11585
.11932
.12279
.12625
.12969
49
49
49
49
49
0
1
2
3
4
.20476
.20578
.20980
.21399
.21828
.17890
.17971
.18351
.18748
.19156
.15656
.15717
.16075
.16449
.16835
.13724
.13767
.14101
.14452
.14815
.12052
.12076
.12388
.12716
.13056
.10601
.10610
.10899
.11205
.11522
.09342
.09336
.09604
.09888
.10183
.08248
.08228
.08476
.08739
.09013
.07295
.07263
.07492
.07735
.07989
.06465
.06422
.06632
.06857
.07092
.05739
.05687
.05880
.06088
.06305
.05105
.05045
.05222
.05413
.05614
.04550
.04483
.04645
.04821
.05006
.04064
.03990
.04139
.04300
.04471
.03636
.03557
.03694
.03842
.04000
.03260
.03177
.03302
.03438
.03583
.02929
.02842
.02956
.03081
.03215
.02637
.02546
.02651
.02766
.02889
.02378
.02286
.02382
.02487
.02601
.02150
.02055
.02143
.02240
.02345
49
49
49
49
49
5
6
7
8
9
.22268
.22717
.23175
.23641
.24116
.19575
.20004
.20441
.20887
.21342
.17231
.17637
.18053
.18478
.18912
.15189
.15572
.15965
.16367
.16779
.13407
.13767
.14137
.14516
.14906
.11850
.12188
.12535
.12892
.13258
.10489
.10805
.11130
.11464
.11808
.09298
.09592
.09896
.10208
.10531
.08254
.08527
.08810
.09102
.09403
.07337
.07592
.07855
.08127
.08408
.06532
.06768
.07013
.07266
.07528
.05824
.06043
.06270
.06505
.06749
.05201
.05403
.05614
.05832
.06059
.04651
.04838
.05033
.05236
.05447
.04165
.04338
.04519
.04707
.04903
.03736
.03896
.04063
.04238
.04420
.03356
.03504
.03659
.03820
.03989
.03020
.03156
.03299
.03449
.03606
.02721
.02847
.02980
.03118
.03264
.02455
.02572
.02695
.02823
.02958
49
49
49
49
49
10
11
12
13
14
.24599
.25091
.25590
.26096
.26607
.21807
.22280
.22762
.23250
.23743
.19355
.19808
.20269
.20737
.21211
.17201
.17631
.18071
.18518
.18971
.15305
.15713
.16130
.16555
.16987
.13635
.14020
.14415
.14818
.15227
.12162
.12526
.12898
.13279
.13666
.10863
.11204
.11555
.11913
.12278
.09714
.10035
.10364
.10701
.11045
.08699
.08999
.09307
.09624
.09947
.07799
.08080
.08369
.08665
.08968
.07002
.07264
.07534
.07812
.08096
.06295
.06539
.06791
.07051
.07317
.05666
.05894
.06129
.06372
.06620
.05107
.05319
.05539
.05765
.05997
.04609
.04807
.05011
.05223
.05440
.04166
.04349
.04540
.04737
.04940
.03770
.03940
.04118
.04302
.04491
.03416
.03575
.03740
.03912
.04088
.03099
.03247
.03401
.03561
.03726
49
49
49
49
49
15
16
17
18
19
.27121
.27638
.28160
.28686
.29218
.24241
.24742
.25248
.25759
.26277
.21690
.22173
.22661
.23155
.23656
.19429
.19892
.20360
.20835
.21316
.17423
.17865
.18312
.18766
.19228
.15642
.16062
.16488
.16920
.17361
.14058
.14456
.14861
.15272
.15691
.12649
.13026
.13408
.13798
.14196
.11394
.11749
.12111
.12479
.12856
.10275
.10610
.10951
.11298
.11655
.09277
.09592
.09912
.10240
.10576
.08385
.08681
.08982
.09290
.09607
.07588
.07865
.08148
.08438
.08735
.06874
.07134
.07399
.07671
.07951
.06235
.06478
.06727
.06982
.07244
.05662
.05889
.06122
.06361
.06607
.05147
.05360
.05577
.05801
.06033
.04685
.04883
.05087
.05297
.05513
.04269
.04454
.04645
.04841
.05044
.03895
.04068
.04246
.04429
.04619
49
49
49
49
49
20
21
22
23
24
.29756
.30301
.30851
.31408
.31970
.26802
.27333
.27872
.28416
.28967
.24164
.24680
.25202
.25732
.26270
.21806
.22304
.22809
.23322
.23843
.19698
.20176
.20662
.21157
.21660
.17810
.18268
.18734
.19209
.19693
.16119
.16556
.17002
.17456
.17920
.14603
.15019
.15444
.15878
.16321
.13242
.13637
.14041
.14454
.14877
.12020
.12394
.12778
.13170
.13572
.10921
.11275
.11638
.12011
.12393
.09932
.10267
.10611
.10964
.11326
.09042
.09358
.09682
.10016
.10360
.08240
.08537
.08844
.09159
.09484
.07516
.07796
.08085
.08383
.08690
.06862
.07126
.07398
.07679
.07969
.06272
.06520
.06776
.07041
.07314
.05738
.05971
.06212
.06461
.06719
.05255
.05473
.05700
.05934
.06178
.04817
.05022
.05235
.05456
.05685
125
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
49
49
49
49
49
25
26
27
28
29
.32537
.33110
.33688
.34269
.34853
.29525
.30088
.30657
.31231
.31808
.26814
.27364
.27922
.28484
.29050
.24372
.24907
.25450
.25998
.26551
.22170
.22689
.23215
.23747
.24285
.20185
.20685
.21193
.21708
.22229
.18392
.18873
.19362
.19858
.20362
.16773
.17234
.17703
.18181
.18665
.15309
.15749
.16199
.16657
.17123
.13984
.14405
.14835
.15273
.15719
.12785
.13185
.13596
.14014
.14441
.11698
.12079
.12470
.12869
.13277
.10712
.11075
.11446
.11827
.12216
.09818
.10162
.10515
.10877
.11247
.09006
.09332
.09667
.10011
.10364
.08268
.08577
.08895
.09221
.09556
.07597
.07889
.08190
.08500
.08818
.06986
.07262
.07547
.07841
.08143
.06430
.06691
.06961
.07239
.07526
.05923
.06169
.06424
.06688
.06960
49
49
49
49
49
30
31
32
33
34
.35439
.36027
.36615
.37204
.37792
.32388
.32970
.33554
.34139
.34724
.29621
.30194
.30770
.31348
.31926
.27109
.27671
.28236
.28803
.29372
.24829
.25376
.25928
.26482
.27039
.22756
.23288
.23824
.24365
.24908
.20871
.21386
.21906
.22431
.22959
.19156
.19654
.20156
.20664
.21176
.17595
.18074
.18559
.19049
.19544
.16172
.16633
.17099
.17571
.18049
.14876
.15317
.15765
.16219
.16679
.13692
.14115
.14545
.14981
.15423
.12612
.13017
.13428
.13846
.14271
.11626
.12012
.12405
.12806
.13213
.10724
.11092
.11468
.11851
.12241
.09899
.10250
.10609
.10975
.11348
.09145
.09479
.09821
.10170
.10526
.08454
.08772
.09097
.09430
.09771
.07820
.08123
.08433
.08750
.09075
.07239
.07527
.07822
.08124
.08434
49
49
49
49
49
35
36
37
38
39
.38378
.38963
.39544
.40121
.40694
.35309
.35892
.36473
.37051
.37625
.32505
.33083
.33660
.34235
.34806
.29942
.30513
.31082
.31651
.32217
.27599
.28159
.28719
.29278
.29836
.25454
.26002
.26550
.27099
.27647
.23491
.24025
.24560
.25096
.25633
.21692
.22211
.22732
.23255
.23778
.20044
.20547
.21053
.21561
.22070
.18532
.19019
.19509
.20002
.20496
.17145
.17615
.18088
.18566
.19045
.15871
.16324
.16781
.17242
.17706
.14701
.15137
.15578
.16023
.16471
.13626
.14045
.14469
.14898
.15330
.12637
.13039
.13447
.13860
.14277
.11727
.12113
.12505
.12901
.13303
.10890
.11259
.11635
.12016
.12402
.10118
.10472
.10832
.11198
.11569
.09407
.09746
.10090
.10441
.10797
.08751
.09075
.09405
.09741
.10083
49
49
49
49
49
40
41
42
43
44
.41261
.41821
.42375
.42919
.43454
.38194
.38757
.39314
.39862
.40402
.35374
.35936
.36493
.37042
.37584
.32779
.33338
.33892
.34439
.34979
.30392
.30944
.31492
.32035
.32571
.28193
.28737
.29278
.29814
.30343
.26168
.26702
.27233
.27760
.28283
.24302
.24824
.25344
.25862
.26375
.22580
.23090
.23599
.24105
.24608
.20992
.21489
.21985
.22479
.22970
.19526
.20009
.20492
.20973
.21453
.18173
.18641
.19110
.19578
.20045
.16922
.17376
.17830
.18285
.18740
.15766
.16205
.16645
.17086
.17528
.14697
.15121
.15547
.15974
.16402
.13708
.14117
.14529
.14942
.15357
.12792
.13187
.13584
.13984
.14385
.11944
.12324
.12707
.13093
.13481
.11158
.11524
.11894
.12266
.12641
.10430
.10782
.11138
.11497
.11859
49
49
49
49
49
45
46
47
48
49
.43978
.44490
.44990
.45476
.45948
.40932
.41450
.41957
.42450
.42930
.38115
.38637
.39147
.39644
.40129
.35510
.36031
.36542
.37041
.37527
.33099
.33618
.34126
.34624
.35111
.30866
.31381
.31886
.32381
.32865
.28798
.29307
.29806
.30297
.30777
.26882
.27383
.27876
.28360
.28835
.25105
.25597
.26082
.26559
.27028
.23458
.23940
.24416
.24885
.25346
.21929
.22401
.22867
.23327
.23779
.20510
.20970
.21426
.21876
.22320
.19192
.19641
.20086
.20526
.20960
.17967
.18404
.18838
.19267
.19692
.16829
.17254
.17676
.18095
.18509
.15771
.16183
.16594
.17001
.17405
.14786
.15186
.15585
.15982
.16375
.13870
.14258
.14645
.15030
.15412
.13016
.13392
.13768
.14142
.14513
.12222
.12586
.12949
.13312
.13673
50
50
50
50
50
0
1
2
3
4
.20507
.20602
.21005
.21424
.21855
.17921
.17995
.18376
.18774
.19184
.15688
.15741
.16099
.16475
.16862
.13756
.13790
.14126
.14478
.14842
.12084
.12100
.12413
.12742
.13083
.10634
.10634
.10924
.11231
.11550
.09374
.09360
.09629
.09914
.10210
.08280
.08251
.08500
.08764
.09040
.07327
.07286
.07515
.07760
.08016
.06496
.06444
.06655
.06881
.07118
.05770
.05709
.05903
.06112
.06331
.05136
.05067
.05245
.05437
.05639
.04580
.04504
.04667
.04844
.05031
.04093
.04010
.04160
.04323
.04495
.03665
.03577
.03714
.03864
.04023
.03288
.03196
.03322
.03459
.03606
.02956
.02861
.02976
.03102
.03237
.02663
.02565
.02670
.02787
.02911
.02405
.02304
.02400
.02507
.02621
.02175
.02073
.02161
.02259
.02365
50
50
50
50
50
5
6
7
8
9
.22297
.22747
.23207
.23675
.24152
.19604
.20034
.20474
.20922
.21380
.17260
.17668
.18086
.18513
.18949
.15218
.15603
.15998
.16402
.16816
.13436
.13798
.14170
.14552
.14943
.11879
.12219
.12568
.12927
.13296
.10518
.10835
.11163
.11499
.11845
.09326
.09622
.09928
.10243
.10567
.08282
.08557
.08842
.09136
.09439
.07365
.07621
.07886
.08160
.08443
.06559
.06797
.07043
.07298
.07563
.05851
.06071
.06300
.06537
.06783
.05227
.05431
.05643
.05863
.06092
.04676
.04865
.05062
.05266
.05479
.04190
.04365
.04547
.04737
.04935
.03760
.03922
.04090
.04267
.04450
.03380
.03529
.03685
.03849
.04019
.03042
.03180
.03325
.03476
.03635
.02743
.02870
.03004
.03145
.03292
.02477
.02595
.02719
.02849
.02986
50
50
50
50
50
10
11
12
13
14
.24638
.25133
.25635
.26144
.26657
.21847
.22322
.22807
.23298
.23795
.19395
.19851
.20315
.20786
.21263
.17241
.17674
.18117
.18567
.19023
.15345
.15756
.16176
.16604
.17039
.13674
.14063
.14461
.14867
.15279
.12202
.12568
.12943
.13327
.13717
.10902
.11246
.11599
.11961
.12329
.09753
.10076
.10408
.10748
.11095
.08737
.09039
.09350
.09670
.09996
.07836
.08119
.08411
.08711
.09017
.07038
.07303
.07576
.07856
.08143
.06330
.06577
.06832
.07094
.07363
.05701
.05931
.06169
.06414
.06666
.05141
.05355
.05577
.05807
.06042
.04642
.04842
.05049
.05263
.05483
.04198
.04384
.04577
.04777
.04982
.03801
.03974
.04154
.04340
.04532
.03446
.03607
.03775
.03949
.04128
.03129
.03279
.03435
.03597
.03764
50
50
50
50
50
15
16
17
18
19
.27175
.27696
.28221
.28751
.29287
.24296
.24801
.25311
.25826
.26348
.21746
.22232
.22724
.23222
.23727
.19485
.19951
.20423
.20902
.21388
.17479
.17924
.18375
.18833
.19299
.15697
.16121
.16550
.16987
.17432
.14113
.14515
.14923
.15338
.15761
.12703
.13083
.13470
.13863
.14265
.11448
.11806
.12171
.12543
.12924
.10328
.10666
.11010
.11361
.11721
.09329
.09646
.09970
.10302
.10641
.08436
.08734
.09039
.09351
.09671
.07637
.07917
.08203
.08497
.08798
.06923
.07185
.07453
.07729
.08012
.06282
.06528
.06780
.07038
.07304
.05708
.05938
.06173
.06416
.06665
.05192
.05407
.05628
.05855
.06089
.04728
.04929
.05136
.05348
.05568
.04311
.04499
.04692
.04891
.05097
.03936
.04111
.04292
.04478
.04671
50
50
50
50
50
20
21
22
23
24
.29830
.30380
.30935
.31498
.32066
.26877
.27413
.27957
.28507
.29065
.24239
.24760
.25288
.25824
.26368
.21882
.22385
.22896
.23415
.23942
.19773
.20257
.20748
.21249
.21758
.17885
.18348
.18820
.19300
.19790
.16194
.16636
.17086
.17547
.18016
.14676
.15097
.15527
.15967
.16416
.13314
.13714
.14123
.14542
.14970
.12091
.12470
.12858
.13256
.13664
.10991
.11349
.11718
.12095
.12483
.10000
.10340
.10688
.11046
.11414
.09109
.09429
.09758
.10097
.10446
.08305
.08606
.08917
.09238
.09568
.07579
.07863
.08157
.08459
.08771
.06924
.07192
.07468
.07753
.08048
.06332
.06584
.06844
.07113
.07391
.05796
.06033
.06278
.06531
.06794
.05311
.05533
.05764
.06003
.06250
.04872
.05080
.05297
.05522
.05755
126
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
50
50
50
50
50
25
26
27
28
29
.32640
.33220
.33806
.34395
.34989
.29629
.30200
.30777
.31359
.31946
.26919
.27477
.28042
.28613
.29189
.24477
.25020
.25571
.26127
.26690
.22275
.22801
.23335
.23876
.24424
.20289
.20796
.21312
.21836
.22366
.18495
.18983
.19480
.19985
.20498
.16874
.17342
.17820
.18306
.18799
.15409
.15857
.16314
.16780
.17255
.14082
.14510
.14947
.15394
.15849
.12881
.13289
.13706
.14133
.14568
.11792
.12180
.12578
.12985
.13401
.10804
.11173
.11552
.11940
.12337
.09908
.10258
.10618
.10987
.11366
.09094
.09425
.09767
.10118
.10479
.08353
.08668
.08992
.09325
.09668
.07680
.07977
.08285
.08601
.08927
.07066
.07348
.07639
.07940
.08249
.06508
.06774
.07050
.07334
.07628
.05998
.06250
.06511
.06780
.07059
50
50
50
50
50
30
31
32
33
34
.35585
.36183
.36782
.37382
.37983
.32536
.33128
.33723
.34320
.34918
.29769
.30353
.30940
.31530
.32121
.27258
.27830
.28406
.28986
.29567
.24977
.25535
.26098
.26664
.27234
.22903
.23446
.23993
.24545
.25101
.21017
.21542
.22073
.22610
.23151
.19300
.19808
.20321
.20841
.21365
.17736
.18225
.18721
.19223
.19730
.16311
.16781
.17258
.17742
.18232
.15012
.15463
.15921
.16386
.16858
.13825
.14258
.14697
.15144
.15598
.12742
.13156
.13577
.14006
.14442
.11752
.12147
.12550
.12961
.13379
.10847
.11224
.11610
.12003
.12403
.10019
.10379
.10746
.11122
.11506
.09261
.09604
.09954
.10313
.10680
.08567
.08893
.09227
.09569
.09920
.07930
.08240
.08558
.08885
.09220
.07346
.07641
.07944
.08255
.08574
50
50
50
50
50
35
36
37
38
39
.38582
.39181
.39776
.40369
.40958
.35516
.36113
.36709
.37302
.37892
.32713
.33306
.33898
.34488
.35076
.30151
.30736
.31320
.31905
.32487
.27807
.28381
.28956
.29532
.30106
.25661
.26223
.26786
.27351
.27916
.23696
.24244
.24794
.25346
.25899
.21894
.22427
.22963
.23501
.24041
.20243
.20760
.21280
.21803
.22329
.18727
.19228
.19732
.20240
.20750
.17336
.17819
.18307
.18799
.19294
.16059
.16524
.16995
.17471
.17950
.14884
.15333
.15787
.16246
.16710
.13804
.14236
.14673
.15116
.15563
.12811
.13225
.13646
.14072
.14503
.11896
.12294
.12698
.13108
.13523
.11054
.11435
.11823
.12217
.12617
.10278
.10643
.11015
.11393
.11777
.09562
.09911
.10268
.10631
.11000
.08901
.09236
.09577
.09925
.10279
50
50
50
50
50
40
41
42
43
44
.41541
.42119
.42691
.43254
.43808
.38478
.39060
.39635
.40203
.40762
.35661
.36241
.36817
.37386
.37947
.33067
.33644
.34217
.34784
.35344
.30679
.31250
.31817
.32379
.32935
.28479
.29041
.29601
.30156
.30706
.26451
.27003
.27553
.28100
.28642
.24581
.25122
.25661
.26197
.26731
.22856
.23383
.23910
.24436
.24959
.21263
.21777
.22291
.22804
.23316
.19792
.20292
.20792
.21293
.21792
.18433
.18918
.19404
.19891
.20378
.17177
.17647
.18119
.18592
.19065
.16014
.16469
.16927
.17386
.17845
.14939
.15379
.15821
.16266
.16712
.13943
.14368
.14796
.15226
.15659
.13021
.13431
.13844
.14260
.14679
.12167
.12561
.12960
.13363
.13767
.11374
.11755
.12139
.12527
.12919
.10640
.11005
.11376
.11751
.12128
50
50
50
50
50
45
46
47
48
49
.44352
.44885
.45405
.45913
.46406
.41312
.41852
.42379
.42894
.43396
.38500
.39042
.39574
.40093
.40600
.35896
.36439
.36971
.37492
.38001
.33484
.34025
.34556
.35076
.35585
.31250
.31786
.32313
.32831
.33338
.29179
.29709
.30231
.30743
.31246
.27259
.27781
.28295
.28802
.29300
.25477
.25990
.26497
.26996
.27487
.23823
.24327
.24824
.25315
.25798
.22288
.22780
.23268
.23749
.24224
.20862
.21343
.21819
.22291
.22757
.19536
.20005
.20471
.20932
.21388
.18304
.18761
.19215
.19665
.20110
.17158
.17602
.18044
.18483
.18918
.16091
.16523
.16953
.17380
.17804
.15098
.15517
.15935
.16351
.16764
.14173
.14580
.14985
.15389
.15792
.13311
.13705
.14099
.14491
.14882
.12508
.12890
.13271
.13652
.14032
50 50 .46886 .43884 .41094 .38498
51 0 .20537 .17951 .15719 .13787
51 1 .20624 .18017 .15764 .13813
51 2 .21028 .18399 .16123 .14150
51 3 .21448 .18798 .16499 .14503
.36082
.12115
.12123
.12437
.12767
.33833
.10665
.10656
.10948
.11256
.31739
.09406
.09382
.09652
.09938
.29788
.08311
.08274
.08523
.08789
.27969
.07358
.07308
.07538
.07784
.26273
.06526
.06466
.06678
.06905
.24692
.05800
.05731
.05926
.06135
.23216
.05165
.05088
.05267
.05460
.21838
.04609
.04524
.04689
.04866
.20551
.04122
.04031
.04181
.04345
.19348
.03693
.03597
.03735
.03885
.18225
.03316
.03216
.03342
.03480
.17174
.02984
.02880
.02995
.03123
.16191
.02690
.02583
.02689
.02806
.15271
.02431
.02322
.02419
.02526
.14410
.02201
.02090
.02179
.02278
51
51
51
51
51
4
5
6
7
8
.21881
.22324
.22776
.23237
.23708
.19210
.19632
.20063
.20505
.20955
.16888
.17288
.17698
.18117
.18546
.14869
.15246
.15633
.16030
.16436
.13110
.13464
.13828
.14202
.14585
.11576
.11907
.12248
.12600
.12960
.10236
.10546
.10865
.11194
.11532
.09066
.09354
.09651
.09959
.10275
.08041
.08309
.08586
.08873
.09168
.07143
.07392
.07649
.07916
.08192
.06355
.06586
.06825
.07073
.07330
.05663
.05876
.06098
.06329
.06568
.05054
.05252
.05457
.05671
.05893
.04518
.04701
.04891
.05089
.05296
.04045
.04214
.04390
.04574
.04766
.03628
.03783
.03946
.04117
.04295
.03259
.03402
.03553
.03711
.03876
.02932
.03064
.03204
.03350
.03503
.02642
.02764
.02893
.03029
.03171
.02384
.02498
.02617
.02743
.02874
51
51
51
51
51
9
10
11
12
13
.24187
.24675
.25172
.25677
.26189
.21415
.21884
.22363
.22850
.23344
.18985
.19433
.19891
.20358
.20833
.16852
.17279
.17715
.18161
.18614
.14979
.15383
.15797
.16220
.16651
.13331
.13713
.14104
.14504
.14913
.11881
.12240
.12608
.12987
.13373
.10602
.10939
.11286
.11642
.12007
.09474
.09790
.10115
.10450
.10793
.08478
.08773
.09078
.09392
.09715
.07596
.07872
.08158
.08452
.08754
.06816
.07074
.07340
.07616
.07899
.06124
.06365
.06614
.06871
.07136
.05511
.05735
.05967
.06207
.06455
.04965
.05174
.05390
.05615
.05847
.04481
.04674
.04876
.05086
.05302
.04049
.04229
.04417
.04613
.04815
.03664
.03831
.04007
.04189
.04378
.03320
.03476
.03639
.03809
.03985
.03013
.03158
.03310
.03468
.03633
51
51
51
51
51
14
15
16
17
18
.26706
.27226
.27751
.28279
.28813
.23844
.24348
.24856
.25370
.25889
.21313
.21798
.22288
.22784
.23285
.19073
.19538
.20008
.20483
.20965
.17089
.17532
.17981
.18435
.18897
.15329
.15750
.16177
.16610
.17050
.13766
.14166
.14571
.14982
.15400
.12378
.12755
.13139
.13528
.13925
.11143
.11499
.11861
.12229
.12605
.10043
.10379
.10719
.11067
.11422
.09063
.09378
.09699
.10026
.10361
.08189
.08485
.08786
.09094
.09409
.07408
.07685
.07968
.08257
.08554
.06710
.06969
.07235
.07506
.07785
.06085
.06328
.06576
.06831
.07092
.05525
.05752
.05985
.06224
.06469
.05023
.05235
.05453
.05677
.05906
.04572
.04771
.04974
.05183
.05399
.04167
.04352
.04543
.04739
.04940
.03802
.03976
.04154
.04337
.04526
51
51
51
51
51
19
20
21
22
23
.29353
.29900
.30454
.31015
.31583
.26414
.26948
.27489
.28038
.28594
.23794
.24311
.24837
.25370
.25911
.21455
.21954
.22462
.22977
.23502
.19366
.19845
.20333
.20830
.21336
.17499
.17957
.18425
.18901
.19387
.15828
.16265
.16711
.17167
.17633
.14331
.14747
.15172
.15607
.16052
.12989
.13384
.13788
.14202
.14626
.11786
.12159
.12542
.12936
.13339
.10704
.11058
.11421
.11793
.12176
.09733
.10066
.10409
.10762
.11125
.08859
.09173
.09497
.09831
.10174
.08071
.08367
.08673
.08988
.09313
.07362
.07641
.07929
.08226
.08533
.06722
.06984
.07255
.07536
.07825
.06144
.06390
.06645
.06910
.07183
.05622
.05853
.06093
.06342
.06599
.05149
.05366
.05592
.05826
.06069
.04721
.04925
.05137
.05357
.05586
127
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
51
51
51
51
51
24
25
26
27
28
.32157
.32738
.33324
.33917
.34515
.29157
.29728
.30306
.30890
.31481
.26461
.27019
.27584
.28156
.28735
.24035
.24577
.25127
.25685
.26250
.21851
.22375
.22908
.23450
.23999
.19883
.20388
.20903
.21426
.21958
.18108
.18594
.19089
.19593
.20106
.16507
.16972
.17447
.17931
.18425
.15060
.15505
.15959
.16424
.16898
.13752
.14177
.14611
.15055
.15510
.12570
.12973
.13388
.13812
.14246
.11499
.11883
.12277
.12682
.13096
.10529
.10893
.11268
.11653
.12049
.09649
.09994
.10350
.10717
.11093
.08850
.09178
.09516
.09864
.10222
.08125
.08435
.08756
.09086
.09426
.07466
.07760
.08063
.08376
.08700
.06867
.07144
.07431
.07728
.08035
.06321
.06583
.06855
.07136
.07427
.05824
.06071
.06328
.06595
.06870
51
51
51
51
51
29
30
31
32
33
.35117
.35722
.36330
.36940
.37551
.32076
.32675
.33278
.33884
.34492
.29320
.29910
.30504
.31102
.31703
.26822
.27399
.27982
.28568
.29159
.24555
.25118
.25686
.26260
.26838
.22497
.23043
.23596
.24154
.24718
.20627
.21156
.21691
.22233
.22781
.18927
.19438
.19955
.20479
.21010
.17381
.17872
.18370
.18876
.19389
.15973
.16444
.16924
.17411
.17906
.14690
.15142
.15603
.16071
.16547
.13520
.13953
.14395
.14844
.15302
.12453
.12867
.13290
.13721
.14160
.11479
.11875
.12278
.12691
.13112
.10590
.10966
.11352
.11746
.12149
.09776
.10135
.10503
.10880
.11265
.09032
.09374
.09725
.10084
.10452
.08351
.08676
.09010
.09353
.09705
.07727
.08036
.08354
.08681
.09016
.07155
.07449
.07751
.08063
.08383
51
51
51
51
51
34
35
36
37
38
.38163
.38776
.39387
.39997
.40605
.35101
.35712
.36323
.36933
.37542
.32306
.32912
.33518
.34124
.34730
.29753
.30350
.30949
.31548
.32147
.27420
.28006
.28594
.29184
.29774
.25286
.25859
.26434
.27013
.27593
.23334
.23892
.24453
.25018
.25585
.21546
.22088
.22635
.23185
.23738
.19908
.20434
.20964
.21499
.22037
.18407
.18915
.19429
.19947
.20470
.17030
.17521
.18017
.18518
.19025
.15767
.16239
.16718
.17202
.17692
.14607
.15061
.15522
.15989
.16463
.13540
.13977
.14421
.14871
.15327
.12560
.12979
.13406
.13839
.14278
.11659
.12061
.12470
.12886
.13309
.10829
.11214
.11606
.12006
.12413
.10065
.10433
.10809
.11193
.11583
.09360
.09713
.10073
.10441
.10816
.08711
.09048
.09392
.09745
.10105
51
51
51
51
51
39
40
41
42
43
.41209
.41809
.42404
.42993
.43575
.38148
.38750
.39349
.39942
.40529
.35334
.35935
.36534
.37127
.37716
.32746
.33343
.33938
.34529
.35115
.30365
.30955
.31544
.32129
.32711
.28173
.28754
.29334
.29912
.30487
.26154
.26724
.27294
.27862
.28428
.24294
.24851
.25409
.25966
.26522
.22578
.23122
.23667
.24212
.24757
.20996
.21525
.22056
.22588
.23121
.19535
.20049
.20566
.21084
.21603
.18187
.18685
.19187
.19691
.20196
.16941
.17423
.17910
.18399
.18890
.15789
.16256
.16727
.17201
.17678
.14724
.15175
.15630
.16089
.16551
.13738
.14173
.14613
.15057
.15505
.12826
.13245
.13670
.14099
.14532
.11981
.12384
.12794
.13208
.13627
.11198
.11586
.11980
.12380
.12784
.10472
.10845
.11225
.11610
.12000
51
51
51
51
51
44
45
46
47
48
.44148
.44712
.45265
.45806
.46334
.41108
.41679
.42239
.42787
.43324
.38297
.38870
.39433
.39986
.40528
.35696
.36268
.36832
.37386
.37930
.33287
.33857
.34419
.34972
.35514
.31057
.31622
.32179
.32728
.33268
.28991
.29548
.30100
.30643
.31178
.27076
.27624
.28168
.28704
.29233
.25299
.25838
.26373
.26901
.27422
.23651
.24179
.24704
.25222
.25735
.22122
.22638
.23151
.23660
.24163
.20701
.21205
.21707
.22205
.22698
.19382
.19873
.20362
.20848
.21331
.18156
.18633
.19110
.19584
.20055
.17015
.17480
.17943
.18406
.18865
.15955
.16405
.16856
.17306
.17754
.14967
.15404
.15842
.16279
.16715
.14048
.14472
.14896
.15321
.15745
.13192
.13602
.14014
.14426
.14837
.12394
.12791
.13190
.13589
.13989
51 49 .46849 .43848 .41057 .38461
51 50 .47351 .44358 .41573 .38981
51 51 .47837 .44854 .42076 .39487
52 0 .20566 .17981 .15749 .13818
52 1 .20645 .18039 .15786 .13835
.36046
.36567
.37074
.12146
.12145
.33798
.34317
.34824
.10696
.10678
.31704
.32220
.32725
.09436
.09404
.29754
.30265
.30766
.08341
.08295
.27936
.28441
.28937
.07388
.07330
.26241
.26739
.27229
.06556
.06487
.24660
.25151
.25633
.05830
.05752
.23185
.23667
.24141
.05195
.05108
.21808
.22281
.22746
.04638
.04545
.20523
.20985
.21441
.04150
.04050
.19321
.19773
.20220
.03721
.03616
.18198
.18640
.19077
.03343
.03234
.17149
.17579
.18006
.03011
.02898
.16167
.16587
.17003
.02717
.02601
.15248
.15657
.16063
.02457
.02339
.14388
.14786
.15182
.02227
.02107
52
52
52
52
52
2
3
4
5
6
.21049
.21471
.21905
.22349
.22803
.18422
.18822
.19234
.19658
.20091
.16146
.16523
.16913
.17315
.17726
.14172
.14527
.14894
.15273
.15661
.12459
.12791
.13135
.13491
.13856
.10970
.11279
.11601
.11934
.12277
.09675
.09962
.10262
.10572
.10893
.08546
.08812
.09091
.09380
.09679
.07560
.07807
.08066
.08335
.08613
.06700
.06928
.07167
.07417
.07676
.05947
.06158
.06379
.06611
.06852
.05288
.05482
.05687
.05901
.06125
.04709
.04888
.05077
.05276
.05483
.04201
.04366
.04541
.04724
.04916
.03755
.03906
.04067
.04237
.04415
.03361
.03501
.03649
.03806
.03971
.03014
.03142
.03280
.03425
.03577
.02708
.02826
.02952
.03086
.03227
.02437
.02545
.02662
.02785
.02916
.02197
.02296
.02404
.02518
.02639
52 7 .23267
52 8 .23738
52 9 .24220
52 10 .24711
52 11 .25210
.20534
.20987
.21448
.21920
.22401
.18147
.18578
.19019
.19470
.19930
.16060
.16468
.16887
.17315
.17754
.14232
.14617
.15013
.15420
.15836
.12630
.12992
.13366
.13749
.14143
.11224
.11564
.11915
.12276
.12647
.09988
.10307
.10636
.10975
.11325
.08902
.09200
.09508
.09826
.10154
.07945
.08223
.08511
.08808
.09116
.07102
.07360
.07629
.07907
.08195
.06357
.06598
.06848
.07108
.07377
.05699
.05923
.06156
.06398
.06649
.05116
.05324
.05541
.05767
.06002
.04600
.04794
.04995
.05206
.05425
.04143
.04322
.04510
.04706
.04910
.03736
.03903
.04077
.04260
.04450
.03375
.03529
.03691
.03861
.04038
.03053
.03196
.03347
.03505
.03670
.02766
.02899
.03039
.03186
.03340
52
52
52
52
52
12
13
14
15
16
.25718
.26232
.26752
.27275
.27803
.22891
.23388
.23890
.24398
.24909
.20400
.20877
.21360
.21849
.22342
.18202
.18658
.19121
.19589
.20062
.16262
.16696
.17136
.17583
.18035
.14546
.14958
.15376
.15801
.16231
.13028
.13418
.13814
.14216
.14624
.11683
.12051
.12425
.12805
.13192
.10491
.10837
.11190
.11548
.11913
.09432
.09758
.10089
.10427
.10771
.08492
.08797
.09109
.09426
.09750
.07655
.07941
.08233
.08532
.08836
.06909
.07177
.07451
.07731
.08017
.06245
.06496
.06752
.07015
.07283
.05652
.05886
.06126
.06372
.06623
.05122
.05341
.05566
.05796
.06031
.04648
.04852
.05062
.05278
.05498
.04223
.04414
.04611
.04812
.05018
.03842
.04021
.04204
.04393
.04586
.03501
.03667
.03839
.04015
.04195
52
52
52
52
52
17
18
19
20
21
.28334
.28871
.29415
.29966
.30525
.25426
.25948
.26478
.27015
.27561
.22840
.23345
.23858
.24379
.24909
.20541
.21026
.21520
.22022
.22534
.18492
.18957
.19431
.19914
.20406
.16667
.17111
.17563
.18025
.18497
.15039
.15461
.15892
.16332
.16783
.13584
.13985
.14394
.14814
.15243
.12285
.12664
.13052
.13450
.13859
.11122
.11480
.11847
.12224
.12612
.10080
.10418
.10765
.11122
.11489
.09147
.09465
.09792
.10129
.10477
.08309
.08609
.08917
.09235
.09563
.07557
.07838
.08129
.08428
.08738
.06881
.07145
.07418
.07700
.07992
.06272
.06520
.06776
.07042
.07317
.05724
.05957
.06197
.06447
.06705
.05230
.05448
.05674
.05908
.06151
.04784
.04988
.05200
.05420
.05649
.04381
.04572
.04771
.04977
.05193
128
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
52
52
52
52
52
22
23
24
25
26
.31090
.31663
.32242
.32829
.33423
.28114
.28675
.29244
.29821
.30406
.25447
.25994
.26549
.27113
.27685
.23055
.23585
.24124
.24672
.25228
.20908
.21419
.21939
.22470
.23009
.18979
.19470
.19971
.20483
.21004
.17244
.17715
.18196
.18687
.19189
.15683
.16133
.16593
.17064
.17546
.14277
.14706
.15146
.15596
.16057
.13010
.13418
.13837
.14267
.14707
.11866
.12254
.12652
.13062
.13482
.10834
.11202
.11580
.11970
.12370
.09901
.10249
.10608
.10978
.11359
.09057
.09387
.09727
.10078
.10440
.08293
.08605
.08927
.09259
.09603
.07601
.07895
.08200
.08515
.08840
.06973
.07251
.07539
.07837
.08146
.06404
.06666
.06937
.07219
.07512
.05886
.06133
.06390
.06656
.06933
.05416
.05649
.05891
.06143
.06404
52
52
52
52
52
27
28
29
30
31
.34023
.34628
.35238
.35852
.36469
.30997
.31595
.32199
.32807
.33419
.28265
.28851
.29445
.30043
.30647
.25794
.26367
.26947
.27533
.28125
.23558
.24115
.24680
.25252
.25830
.21534
.22074
.22622
.23177
.23739
.19701
.20221
.20751
.21288
.21833
.18038
.18539
.19050
.19569
.20095
.16529
.17010
.17501
.18001
.18509
.15159
.15620
.16091
.16572
.17061
.13914
.14355
.14807
.15267
.15737
.12781
.13203
.13635
.14076
.14526
.11751
.12153
.12566
.12988
.13419
.10813
.11196
.11589
.11992
.12404
.09957
.10322
.10697
.11081
.11475
.09177
.09524
.09881
.10247
.10623
.08465
.08794
.09134
.09483
.09842
.07815
.08127
.08450
.08782
.09124
.07220
.07517
.07823
.08140
.08465
.06676
.06958
.07249
.07549
.07859
52
52
52
52
52
32
33
34
35
36
.37089
.37711
.38334
.38959
.39583
.34035
.34654
.35275
.35899
.36522
.31255
.31867
.32482
.33100
.33719
.28722
.29324
.29930
.30539
.31151
.26414
.27003
.27597
.28195
.28796
.24308
.24882
.25462
.26047
.26636
.22385
.22944
.23509
.24079
.24654
.20630
.21171
.21719
.22274
.22833
.19025
.19549
.20079
.20617
.21160
.17558
.18063
.18576
.19096
.19622
.16215
.16702
.17196
.17698
.18207
.14985
.15453
.15929
.16413
.16904
.13859
.14308
.14766
.15231
.15705
.12826
.13257
.13696
.14144
.14599
.11878
.12291
.12712
.13142
.13580
.11009
.11403
.11807
.12219
.12640
.10210
.10587
.10973
.11369
.11772
.09475
.09836
.10205
.10584
.10971
.08800
.09144
.09497
.09859
.10230
.08178
.08506
.08844
.09190
.09545
52
52
52
52
52
37
38
39
40
41
.40207
.40828
.41448
.42063
.42675
.37146
.37769
.38391
.39010
.39625
.34340
.34960
.35580
.36198
.36813
.31764
.32379
.32993
.33607
.34219
.29400
.30006
.30613
.31219
.31825
.27229
.27824
.28420
.29017
.29615
.25233
.25815
.26399
.26986
.27573
.23397
.23965
.24537
.25110
.25686
.21708
.22262
.22818
.23378
.23940
.20154
.20691
.21232
.21778
.22326
.18722
.19242
.19768
.20298
.20831
.17402
.17906
.18415
.18929
.19447
.16185
.16672
.17165
.17663
.18165
.15062
.15532
.16008
.16490
.16977
.14026
.14479
.14938
.15403
.15874
.13068
.13504
.13947
.14396
.14852
.12184
.12603
.13030
.13463
.13902
.11366
.11769
.12179
.12597
.13021
.10609
.10996
.11391
.11793
.12201
.09909
.10280
.10659
.11046
.11440
52
52
52
52
52
42
43
44
45
46
.43282
.43881
.44474
.45057
.45630
.40236
.40842
.41440
.42030
.42611
.37425
.38032
.38633
.39226
.39810
.34828
.35434
.36034
.36627
.37212
.32429
.33030
.33626
.34216
.34799
.30211
.30805
.31395
.31980
.32559
.28160
.28745
.29327
.29905
.30478
.26261
.26836
.27409
.27978
.28543
.24504
.25067
.25629
.26188
.26744
.22876
.23426
.23977
.24525
.25070
.21367
.21905
.22442
.22978
.23512
.19969
.20492
.21016
.21540
.22062
.18671
.19180
.19691
.20201
.20711
.17468
.17962
.18458
.18955
.19451
.16350
.16829
.17311
.17794
.18278
.15312
.15776
.16244
.16713
.17183
.14347
.14797
.15250
.15705
.16161
.13450
.13885
.14324
.14765
.15208
.12616
.13036
.13460
.13888
.14317
.11840
.12245
.12655
.13069
.13485
52
52
52
52
52
47
48
49
50
51
.46191
.46741
.47277
.47800
.48308
.43180
.43738
.44284
.44817
.45335
.40384
.40948
.41499
.42038
.42564
.37787
.38353
.38907
.39450
.39980
.35374
.35939
.36494
.37037
.37569
.33130
.33692
.34245
.34788
.35319
.31043
.31601
.32150
.32689
.33218
.29101
.29653
.30196
.30731
.31256
.27294
.27838
.28374
.28903
.29422
.25610
.26145
.26674
.27195
.27708
.24042
.24567
.25087
.25600
.26106
.22580
.23095
.23605
.24109
.24607
.21218
.21721
.22221
.22715
.23204
.19946
.20438
.20927
.21411
.21891
.18760
.19240
.19718
.20191
.20661
.17652
.18120
.18586
.19049
.19508
.16618
.17074
.17528
.17980
.18428
.15651
.16095
.16537
.16978
.17415
.14748
.15179
.15609
.16038
.16466
.13903
.14322
.14740
.15158
.15574
52 52 .48801 .45839 .43075 .40495
53 0 .20594 .18010 .15778 .13847
53 1 .20665 .18059 .15807 .13856
53 2 .21070 .18443 .16167 .14194
53 3 .21493 .18844 .16546 .14550
.38087
.12176
.12166
.12481
.12814
.35837
.10726
.10700
.10992
.11302
.33734
.09466
.09425
.09696
.09985
.31769
.08371
.08316
.08567
.08835
.29931
.07418
.07350
.07582
.07829
.28212
.06586
.06508
.06721
.06950
.26603
.05859
.05772
.05968
.06179
.25096
.05224
.05128
.05308
.05503
.23685
.04667
.04564
.04729
.04909
.22363
.04178
.04069
.04221
.04387
.21124
.03749
.03635
.03774
.03926
.19962
.03371
.03253
.03380
.03520
.18872
.03038
.02916
.03033
.03162
.17849
.02743
.02619
.02726
.02845
.16889
.02483
.02356
.02454
.02564
.15988
.02252
.02124
.02214
.02314
53
53
53
53
53
4
5
6
7
8
.21928
.22374
.22829
.23294
.23768
.19258
.19683
.20118
.20563
.21017
.16937
.17340
.17753
.18176
.18609
.14918
.15298
.15688
.16089
.16499
.13159
.13516
.13883
.14261
.14648
.11625
.11959
.12304
.12659
.13023
.10286
.10598
.10920
.11253
.11595
.09114
.09405
.09706
.10017
.10338
.08089
.08360
.08640
.08930
.09230
.07191
.07442
.07703
.07973
.08253
.06402
.06635
.06877
.07129
.07390
.05709
.05925
.06150
.06384
.06627
.05100
.05300
.05508
.05725
.05951
.04562
.04747
.04941
.05142
.05352
.04089
.04260
.04439
.04626
.04821
.03670
.03828
.03994
.04168
.04349
.03300
.03446
.03600
.03761
.03929
.02972
.03107
.03249
.03399
.03555
.02681
.02806
.02938
.03076
.03221
.02423
.02538
.02660
.02789
.02923
53
53
53
53
53
9
10
11
12
13
.24251
.24744
.25246
.25756
.26273
.21480
.21954
.22438
.22930
.23430
.19051
.19504
.19967
.20439
.20919
.16919
.17350
.17791
.18242
.18701
.15046
.15455
.15873
.16302
.16739
.13398
.13784
.14180
.14586
.15001
.11948
.12311
.12685
.13068
.13460
.10669
.11010
.11362
.11723
.12093
.09540
.09860
.10190
.10530
.10879
.08542
.08842
.09152
.09471
.09799
.07660
.07941
.08231
.08530
.08838
.06879
.07141
.07412
.07693
.07981
.06186
.06431
.06684
.06947
.07217
.05571
.05799
.06036
.06281
.06534
.05025
.05237
.05458
.05687
.05924
.04538
.04736
.04942
.05157
.05378
.04105
.04289
.04482
.04682
.04889
.03719
.03890
.04070
.04256
.04450
.03374
.03533
.03701
.03875
.04056
.03065
.03214
.03370
.03533
.03701
53
53
53
53
53
14
15
16
17
18
.26795
.27321
.27852
.28387
.28927
.23935
.24445
.24959
.25479
.26004
.21405
.21897
.22393
.22894
.23402
.19166
.19637
.20113
.20595
.21084
.17182
.17631
.18086
.18547
.19015
.15422
.15849
.16282
.16722
.17168
.13859
.14264
.14675
.15093
.15518
.12470
.12853
.13242
.13638
.14042
.11234
.11596
.11964
.12338
.12720
.10133
.10474
.10821
.11174
.11536
.09152
.09473
.09799
.10132
.10473
.08276
.08577
.08884
.09198
.09519
.07494
.07776
.08065
.08360
.08662
.06794
.07059
.07329
.07606
.07891
.06167
.06415
.06669
.06929
.07196
.05605
.05838
.06076
.06320
.06570
.05101
.05319
.05542
.05770
.06006
.04649
.04852
.05061
.05275
.05496
.04242
.04432
.04627
.04828
.05035
.03875
.04053
.04236
.04424
.04618
129
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
53
53
53
53
53
19
20
21
22
23
.29474
.30029
.30591
.31161
.31738
.26537
.27079
.27629
.28186
.28752
.23919
.24443
.24978
.25520
.26072
.21581
.22087
.22603
.23129
.23663
.19492
.19979
.20475
.20981
.21497
.17624
.18090
.18566
.19052
.19548
.15952
.16397
.16852
.17317
.17793
.14455
.14878
.15312
.15756
.16210
.13112
.13514
.13926
.14349
.14783
.11906
.12287
.12679
.13081
.13493
.10823
.11184
.11555
.11936
.12328
.09850
.10190
.10541
.10903
.11275
.08973
.09295
.09626
.09968
.10321
.08184
.08487
.08800
.09123
.09457
.07472
.07757
.08053
.08358
.08673
.06829
.07098
.07376
.07664
.07962
.06249
.06501
.06764
.07035
.07317
.05724
.05961
.06208
.06464
.06730
.05249
.05472
.05704
.05945
.06196
.04819
.05028
.05246
.05473
.05710
53
53
53
53
53
24
25
26
27
28
.32323
.32915
.33515
.34122
.34734
.29327
.29909
.30500
.31098
.31703
.26632
.27202
.27780
.28367
.28961
.24207
.24761
.25324
.25897
.26477
.22023
.22560
.23105
.23661
.24226
.20055
.20572
.21099
.21637
.22184
.18279
.18776
.19284
.19803
.20331
.16676
.17153
.17640
.18139
.18648
.15227
.15683
.16151
.16629
.17118
.13917
.14353
.14799
.15258
.15726
.12732
.13147
.13573
.14011
.14459
.11658
.12053
.12459
.12877
.13305
.10685
.11060
.11446
.11845
.12254
.09802
.10158
.10525
.10904
.11294
.09000
.09338
.09687
.10047
.10418
.08271
.08591
.08922
.09265
.09618
.07609
.07912
.08225
.08551
.08886
.07006
.07292
.07590
.07898
.08217
.06456
.06727
.07009
.07301
.07604
.05956
.06212
.06478
.06755
.07042
53
53
53
53
53
29
30
31
32
33
.35352
.35974
.36600
.37229
.37862
.32315
.32931
.33553
.34178
.34808
.29562
.30169
.30782
.31400
.32022
.27065
.27660
.28261
.28868
.29481
.24799
.25379
.25966
.26560
.27160
.22740
.23304
.23875
.24453
.25039
.20868
.21414
.21969
.22530
.23100
.19166
.19693
.20229
.20773
.21325
.17617
.18125
.18642
.19167
.19701
.16205
.16694
.17191
.17698
.18213
.14918
.15387
.15865
.16353
.16850
.13745
.14194
.14653
.15121
.15599
.12673
.13103
.13543
.13992
.14451
.11695
.12105
.12526
.12956
.13396
.10800
.11192
.11594
.12006
.12428
.09981
.10355
.10739
.11133
.11537
.09232
.09589
.09955
.10331
.10717
.08546
.08885
.09234
.09593
.09963
.07917
.08240
.08572
.08915
.09268
.07340
.07647
.07964
.08290
.08627
53
53
53
53
53
34
35
36
37
38
.38496
.39132
.39768
.40405
.41040
.35440
.36075
.36711
.37348
.37986
.32649
.33279
.33911
.34544
.35179
.30098
.30719
.31344
.31971
.32599
.27765
.28375
.28989
.29607
.30227
.25630
.26227
.26829
.27435
.28044
.23675
.24258
.24845
.25438
.26035
.21885
.22451
.23023
.23601
.24183
.20243
.20792
.21348
.21910
.22477
.18737
.19269
.19807
.20352
.20904
.17355
.17868
.18389
.18917
.19452
.16085
.16580
.17084
.17594
.18112
.14919
.15396
.15881
.16373
.16874
.13846
.14305
.14772
.15247
.15730
.12859
.13299
.13749
.14206
.14672
.11950
.12373
.12805
.13245
.13694
.11113
.11518
.11933
.12356
.12788
.10341
.10730
.11127
.11534
.11949
.09630
.10002
.10383
.10773
.11172
.08973
.09329
.09694
.10068
.10451
53
53
53
53
53
39
40
41
42
43
.41674
.42305
.42933
.43556
.44174
.38622
.39256
.39888
.40517
.41140
.35814
.36448
.37080
.37709
.38334
.33229
.33859
.34488
.35115
.35739
.30849
.31472
.32095
.32716
.33336
.28656
.29270
.29884
.30498
.31111
.26634
.27237
.27841
.28445
.29049
.24770
.25359
.25951
.26545
.27138
.23049
.23624
.24203
.24784
.25366
.21460
.22021
.22586
.23153
.23722
.19992
.20537
.21087
.21640
.22196
.18635
.19165
.19699
.20237
.20779
.17381
.17894
.18412
.18935
.19462
.16220
.16716
.17219
.17726
.18238
.15145
.15625
.16112
.16603
.17100
.14150
.14613
.15084
.15560
.16041
.13227
.13675
.14129
.14589
.15055
.12372
.12803
.13242
.13687
.14137
.11579
.11994
.12417
.12846
.13282
.10843
.11242
.11650
.12064
.12485
53
53
53
53
53
44
45
46
47
48
.44785
.45387
.45979
.46561
.47131
.41757
.42367
.42967
.43558
.44137
.38954
.39567
.40172
.40768
.41353
.36358
.36971
.37577
.38174
.38761
.33952
.34562
.35166
.35762
.36349
.31721
.32326
.32926
.33518
.34103
.29651
.30250
.30843
.31430
.32010
.27731
.28320
.28906
.29486
.30060
.25948
.26527
.27103
.27675
.28241
.24292
.24860
.25425
.25987
.26544
.22753
.23308
.23863
.24414
.24961
.21322
.21865
.22407
.22947
.23483
.19991
.20520
.21050
.21578
.22103
.18752
.19268
.19784
.20300
.20813
.17600
.18101
.18604
.19106
.19607
.16526
.17013
.17502
.17991
.18480
.15525
.15999
.16474
.16950
.17425
.14593
.15052
.15513
.15975
.16439
.13723
.14168
.14615
.15064
.15515
.12911
.13342
.13776
.14212
.14649
53
53
53
53
53
49
50
51
52
53
.47688
.48233
.48763
.49278
.49777
.44705
.45259
.45800
.46327
.46837
.41926
.42488
.43037
.43571
.44090
.39338
.39904
.40457
.40996
.41521
.36927
.37494
.38049
.38591
.39119
.34679
.35244
.35799
.36342
.36871
.32582
.33145
.33697
.34238
.34767
.30626
.31184
.31733
.32270
.32796
.28800
.29352
.29896
.30429
.30951
.27096
.27640
.28177
.28704
.29222
.25503
.26040
.26569
.27089
.27601
.24015
.24542
.25063
.25576
.26080
.22624
.23141
.23653
.24158
.24654
.21323
.21830
.22332
.22828
.23316
.20106
.20602
.21094
.21580
.22060
.18967
.19452
.19933
.20409
.20880
.17900
.18374
.18844
.19310
.19771
.16901
.17363
.17822
.18278
.18729
.15965
.16415
.16863
.17308
.17750
.15087
.15526
.15963
.16397
.16828
54
54
54
54
54
0
1
2
3
4
.20621
.20684
.21090
.21514
.21950
.18038
.18079
.18463
.18865
.19280
.15806
.15826
.16188
.16567
.16960
.13876
.13877
.14215
.14571
.14941
.12205
.12186
.12502
.12836
.13182
.10755
.10720
.11013
.11324
.11648
.09496
.09445
.09717
.10007
.10309
.08401
.08336
.08588
.08856
.09137
.07447
.07370
.07602
.07851
.08112
.06615
.06528
.06741
.06971
.07213
.05888
.05791
.05988
.06200
.06424
.05252
.05147
.05328
.05524
.05731
.04695
.04583
.04749
.04930
.05121
.04206
.04088
.04240
.04407
.04584
.03777
.03653
.03793
.03946
.04109
.03398
.03270
.03398
.03540
.03690
.03064
.02933
.03051
.03181
.03320
.02770
.02636
.02743
.02863
.02991
.02509
.02373
.02471
.02581
.02700
.02277
.02140
.02230
.02332
.02441
54
54
54
54
54
5
6
7
8
9
.22397
.22854
.23320
.23796
.24281
.19707
.20143
.20589
.21045
.21511
.17364
.17779
.18203
.18638
.19082
.15322
.15714
.16116
.16528
.16951
.13541
.13909
.14289
.14678
.15078
.11984
.12330
.12686
.13053
.13430
.10622
.10946
.11280
.11624
.11979
.09430
.09732
.10045
.10367
.10700
.08384
.08666
.08957
.09259
.09571
.07466
.07728
.08000
.08281
.08573
.06659
.06902
.07156
.07418
.07690
.05948
.06175
.06410
.06655
.06909
.05322
.05532
.05751
.05979
.06215
.04770
.04965
.05168
.05379
.05600
.04282
.04462
.04651
.04848
.05053
.03850
.04017
.04192
.04375
.04566
.03467
.03622
.03785
.03954
.04132
.03128
.03271
.03422
.03580
.03745
.02826
.02959
.03099
.03246
.03400
.02558
.02681
.02811
.02947
.03090
54
54
54
54
54
10
11
12
13
14
.24776
.25280
.25792
.26312
.26836
.21987
.22472
.22967
.23469
.23977
.19537
.20003
.20477
.20960
.21448
.17384
.17827
.18280
.18742
.19210
.15488
.15909
.16340
.16779
.17226
.13818
.14216
.14625
.15042
.15466
.12344
.12720
.13106
.13501
.13903
.11043
.11397
.11761
.12134
.12513
.09893
.10226
.10568
.10919
.11277
.08875
.09187
.09509
.09839
.10176
.07973
.08265
.08567
.08877
.09194
.07173
.07446
.07729
.08020
.08318
.06462
.06718
.06982
.07255
.07534
.05830
.06069
.06317
.06572
.06834
.05267
.05490
.05722
.05961
.06206
.04766
.04974
.05191
.05414
.05644
.04319
.04513
.04715
.04924
.05139
.03919
.04100
.04289
.04485
.04686
.03561
.03730
.03907
.04090
.04278
.03241
.03399
.03564
.03735
.03910
130
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
54
54
54
54
54
15
16
17
18
19
.27365
.27898
.28436
.28979
.29529
.24490
.25007
.25529
.26058
.26594
.21942
.22441
.22946
.23457
.23976
.19683
.20162
.20647
.21138
.21639
.17678
.18135
.18599
.19070
.19550
.15895
.16331
.16774
.17223
.17683
.14310
.14724
.15145
.15573
.16011
.12899
.13291
.13690
.14096
.14513
.11642
.12012
.12389
.12774
.13169
.10519
.10869
.11225
.11589
.11963
.09517
.09846
.10182
.10526
.10879
.08621
.08931
.09247
.09571
.09905
.07820
.08111
.08408
.08713
.09027
.07101
.07374
.07654
.07941
.08237
.06457
.06713
.06976
.07246
.07524
.05879
.06119
.06365
.06619
.06881
.05359
.05584
.05815
.06053
.06299
.04892
.05102
.05319
.05542
.05773
.04471
.04668
.04871
.05080
.05297
.04091
.04276
.04466
.04662
.04865
54
54
54
54
54
20
21
22
23
24
.30087
.30654
.31227
.31809
.32399
.27139
.27692
.28254
.28825
.29404
.24504
.25042
.25589
.26145
.26711
.22149
.22669
.23198
.23737
.24287
.20041
.20541
.21051
.21572
.22103
.18152
.18632
.19122
.19623
.20134
.16459
.16918
.17387
.17867
.18358
.14939
.15377
.15825
.16284
.16755
.13574
.13991
.14417
.14856
.15305
.12347
.12742
.13148
.13566
.13994
.11243
.11618
.12003
.12400
.12808
.10249
.10603
.10968
.11345
.11733
.09352
.09687
.10033
.10390
.10758
.08543
.08860
.09187
.09524
.09874
.07812
.08111
.08420
.08740
.09071
.07152
.07434
.07725
.08027
.08341
.06554
.06820
.07095
.07380
.07676
.06013
.06263
.06522
.06792
.07072
.05523
.05758
.06002
.06256
.06521
.05078
.05299
.05529
.05769
.06019
54
54
54
54
54
25
26
27
28
29
.32997
.33602
.34215
.34834
.35459
.29992
.30588
.31193
.31805
.32424
.27286
.27870
.28463
.29064
.29673
.24846
.25415
.25994
.26581
.27177
.22645
.23196
.23759
.24330
.24911
.20657
.21190
.21735
.22288
.22852
.18861
.19375
.19900
.20435
.20980
.17237
.17730
.18235
.18751
.19277
.15767
.16240
.16724
.17220
.17726
.14435
.14887
.15352
.15827
.16313
.13228
.13660
.14104
.14559
.15025
.12133
.12544
.12968
.13403
.13850
.11138
.11530
.11934
.12350
.12776
.10235
.10608
.10992
.11388
.11796
.09413
.09767
.10133
.10511
.10899
.08665
.09001
.09349
.09708
.10078
.07984
.08303
.08633
.08975
.09327
.07363
.07665
.07979
.08303
.08639
.06796
.07082
.07380
.07688
.08007
.06279
.06550
.06832
.07125
.07428
54
54
54
54
54
30
31
32
33
34
.36089
.36723
.37362
.38004
.38648
.33049
.33679
.34313
.34953
.35595
.30288
.30910
.31537
.32169
.32806
.27780
.28390
.29006
.29629
.30257
.25499
.26095
.26698
.27308
.27924
.23424
.24004
.24592
.25187
.25789
.21534
.22097
.22668
.23248
.23834
.19812
.20357
.20910
.21472
.22042
.18242
.18768
.19303
.19847
.20399
.16810
.17316
.17832
.18357
.18891
.15502
.15988
.16485
.16991
.17507
.14307
.14774
.15251
.15738
.16235
.13214
.13661
.14119
.14588
.15065
.12214
.12642
.13081
.13531
.13990
.11298
.11708
.12128
.12559
.13000
.10459
.10851
.11253
.11665
.12088
.09690
.10064
.10448
.10843
.11248
.08985
.09341
.09708
.10085
.10473
.08337
.08676
.09027
.09387
.09758
.07741
.08065
.08399
.08744
.09098
54
54
54
54
54
35
36
37
38
39
.39295
.39944
.40592
.41241
.41889
.36242
.36890
.37540
.38190
.38841
.33448
.34092
.34738
.35387
.36036
.30890
.31526
.32166
.32809
.33453
.28546
.29173
.29803
.30438
.31074
.26398
.27012
.27631
.28255
.28881
.24428
.25028
.25634
.26244
.26859
.22620
.23205
.23795
.24392
.24993
.20960
.21528
.22102
.22683
.23270
.19434
.19985
.20543
.21107
.21678
.18031
.18564
.19105
.19653
.20207
.16741
.17256
.17779
.18310
.18847
.15553
.16050
.16555
.17068
.17589
.14459
.14938
.15425
.15921
.16424
.13451
.13911
.14381
.14859
.15346
.12521
.12964
.13416
.13877
.14346
.11663
.12088
.12523
.12967
.13419
.10871
.11279
.11697
.12124
.12560
.10140
.10531
.10932
.11342
.11762
.09463
.09838
.10223
.10617
.11021
54
54
54
54
54
40
41
42
43
44
.42535
.43178
.43818
.44452
.45081
.39491
.40139
.40784
.41425
.42060
.36685
.37334
.37980
.38623
.39262
.34099
.34744
.35388
.36030
.36669
.31713
.32352
.32991
.33629
.34264
.29510
.30142
.30773
.31404
.32033
.27477
.28097
.28719
.29342
.29963
.25598
.26206
.26817
.27429
.28041
.23861
.24456
.25055
.25655
.26255
.22255
.22836
.23420
.24007
.24596
.20768
.21334
.21904
.22477
.23053
.19392
.19942
.20497
.21056
.21617
.18117
.18651
.19191
.19735
.20282
.16935
.17453
.17977
.18506
.19038
.15840
.16341
.16849
.17362
.17880
.14823
.15309
.15800
.16298
.16801
.13880
.14349
.14825
.15307
.15794
.13004
.13457
.13917
.14383
.14856
.12190
.12627
.13071
.13522
.13980
.11433
.11854
.12283
.12720
.13162
54
54
54
54
54
45
46
47
48
49
.45702
.46313
.46915
.47505
.48084
.42689
.43309
.43920
.44520
.45109
.39894
.40519
.41135
.41742
.42337
.37301
.37928
.38546
.39155
.39754
.34894
.35519
.36136
.36745
.37345
.32658
.33279
.33893
.34500
.35098
.30581
.31195
.31804
.32406
.33001
.28650
.29256
.29858
.30454
.31043
.26854
.27451
.28044
.28632
.29214
.25183
.25770
.26353
.26932
.27506
.23628
.24203
.24775
.25344
.25909
.22180
.22742
.23303
.23861
.24415
.20830
.21380
.21928
.22474
.23018
.19573
.20109
.20644
.21178
.21711
.18400
.18922
.19444
.19966
.20487
.17306
.17814
.18323
.18832
.19340
.16285
.16779
.17274
.17770
.18266
.15332
.15812
.16293
.16776
.17259
.14441
.14907
.15375
.15845
.16315
.13609
.14061
.14515
.14972
.15429
54
54
54
54
54
50
51
52
53
54
.48649
.49201
.49739
.50260
.50765
.45686
.46249
.46798
.47332
.47850
.42922
.43493
.44051
.44593
.45120
.40343
.40919
.41482
.42031
.42564
.37935
.38514
.39080
.39632
.40170
.35687
.36266
.36832
.37386
.37926
.33587
.34163
.34729
.35282
.35822
.31624
.32197
.32759
.33310
.33848
.29790
.30357
.30914
.31461
.31997
.28074
.28634
.29186
.29728
.30259
.26468
.27021
.27566
.28101
.28627
.24965
.25509
.26046
.26575
.27094
.23558
.24093
.24621
.25142
.25654
.22240
.22765
.23284
.23796
.24301
.21005
.21519
.22029
.22532
.23028
.19847
.20350
.20850
.21344
.21831
.18761
.19253
.19742
.20226
.20705
.17742
.18223
.18701
.19175
.19644
.16786
.17255
.17723
.18186
.18646
.15888
.16346
.16802
.17256
.17705
55
55
55
55
55
0
1
2
3
4
.20647
.20702
.21109
.21533
.21971
.18065
.18098
.18482
.18885
.19302
.15834
.15845
.16207
.16588
.16982
.13904
.13896
.14235
.14592
.14963
.12233
.12206
.12522
.12857
.13204
.10783
.10739
.11033
.11345
.11670
.09524
.09465
.09737
.10027
.10331
.08429
.08356
.08608
.08877
.09159
.07476
.07390
.07622
.07872
.08134
.06644
.06547
.06761
.06992
.07235
.05917
.05810
.06007
.06221
.06446
.05281
.05166
.05347
.05544
.05752
.04723
.04601
.04768
.04949
.05142
.04234
.04106
.04259
.04426
.04604
.03804
.03671
.03811
.03965
.04129
.03425
.03288
.03416
.03558
.03710
.03091
.02950
.03068
.03199
.03339
.02796
.02653
.02760
.02881
.03010
.02534
.02389
.02488
.02599
.02718
.02303
.02156
.02247
.02349
.02459
55
55
55
55
55
5
6
7
8
9
.22419
.22877
.23345
.23822
.24309
.19729
.20167
.20615
.21072
.21540
.17387
.17803
.18229
.18665
.19112
.15346
.15739
.16142
.16556
.16980
.13564
.13934
.14315
.14706
.15108
.12007
.12355
.12713
.13081
.13460
.10646
.10971
.11307
.11652
.12009
.09453
.09757
.10071
.10395
.10730
.08407
.08690
.08984
.09287
.09600
.07489
.07752
.08026
.08309
.08603
.06681
.06927
.07181
.07445
.07720
.05971
.06198
.06436
.06682
.06937
.05344
.05556
.05776
.06005
.06244
.04792
.04988
.05192
.05406
.05628
.04303
.04485
.04675
.04873
.05080
.03871
.04039
.04216
.04400
.04593
.03488
.03644
.03808
.03979
.04159
.03148
.03292
.03445
.03604
.03771
.02846
.02980
.03121
.03269
.03425
.02577
.02701
.02833
.02970
.03115
131
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
55
55
55
55
55
10
11
12
13
14
.24806
.25312
.25827
.26348
.26876
.22018
.22505
.23002
.23507
.24017
.19569
.20036
.20513
.20998
.21489
.17416
.17861
.18317
.18781
.19251
.15520
.15943
.16377
.16819
.17267
.13850
.14251
.14661
.15081
.15507
.12377
.12755
.13143
.13540
.13944
.11075
.11431
.11798
.12173
.12555
.09925
.10260
.10604
.10958
.11319
.08907
.09221
.09545
.09877
.10217
.08004
.08298
.08603
.08915
.09235
.07203
.07479
.07764
.08058
.08358
.06492
.06750
.07017
.07292
.07574
.05860
.06101
.06351
.06609
.06873
.05297
.05522
.05756
.05997
.06245
.04795
.05005
.05224
.05450
.05681
.04347
.04543
.04747
.04959
.05176
.03947
.04130
.04321
.04519
.04722
.03588
.03759
.03938
.04123
.04313
.03268
.03427
.03594
.03767
.03945
55
55
55
55
55
15
16
17
18
19
.27407
.27942
.28483
.29028
.29582
.24532
.25052
.25577
.26108
.26648
.21986
.22487
.22994
.23508
.24030
.19727
.20208
.20696
.21190
.21694
.17722
.18182
.18648
.19123
.19606
.15940
.16378
.16823
.17276
.17738
.14355
.14771
.15194
.15625
.16066
.12943
.13338
.13739
.14149
.14568
.11685
.12058
.12438
.12826
.13224
.10563
.10915
.11274
.11641
.12017
.09560
.09892
.10231
.10577
.10933
.08664
.08976
.09295
.09622
.09958
.07862
.08155
.08455
.08763
.09080
.07143
.07418
.07700
.07990
.08288
.06498
.06756
.07021
.07293
.07575
.05919
.06161
.06410
.06666
.06930
.05398
.05626
.05859
.06099
.06348
.04930
.05143
.05362
.05587
.05821
.04508
.04708
.04913
.05124
.05343
.04128
.04315
.04507
.04705
.04911
55
55
55
55
55
20
21
22
23
24
.30143
.30713
.31290
.31876
.32470
.27196
.27753
.28318
.28893
.29477
.24562
.25104
.25654
.26215
.26785
.22207
.22731
.23264
.23808
.24361
.20099
.20603
.21118
.21643
.22178
.18211
.18695
.19189
.19694
.20210
.16518
.16980
.17453
.17938
.18434
.14998
.15439
.15891
.16354
.16829
.13632
.14052
.14483
.14925
.15380
.12405
.12804
.13213
.13635
.14068
.11300
.11678
.12067
.12468
.12880
.10305
.10663
.11032
.11412
.11804
.09407
.09746
.10095
.10456
.10829
.08597
.08917
.09248
.09590
.09943
.07866
.08168
.08480
.08804
.09139
.07204
.07489
.07784
.08090
.08407
.06606
.06874
.07153
.07442
.07742
.06064
.06316
.06579
.06852
.07136
.05572
.05810
.06057
.06315
.06583
.05126
.05350
.05583
.05826
.06080
55
55
55
55
55
25
26
27
28
29
.33073
.33684
.34302
.34928
.35560
.30070
.30672
.31283
.31901
.32527
.27365
.27955
.28554
.29162
.29777
.24926
.25500
.26085
.26680
.27282
.22725
.23283
.23851
.24429
.25017
.20738
.21277
.21827
.22387
.22958
.18941
.19461
.19992
.20534
.21086
.17317
.17816
.18327
.18849
.19382
.15846
.16324
.16815
.17317
.17831
.14514
.14971
.15442
.15924
.16417
.13306
.13743
.14193
.14654
.15127
.12209
.12626
.13056
.13497
.13950
.11214
.11611
.12021
.12442
.12875
.10309
.10687
.11077
.11479
.11893
.09486
.09845
.10216
.10599
.10994
.08736
.09077
.09431
.09795
.10172
.08054
.08377
.08713
.09060
.09419
.07431
.07738
.08057
.08387
.08728
.06863
.07154
.07456
.07770
.08095
.06344
.06619
.06906
.07204
.07513
55
55
55
55
55
30
31
32
33
34
.36197
.36839
.37486
.38137
.38792
.33159
.33797
.34441
.35089
.35742
.30401
.31030
.31666
.32308
.32955
.27893
.28512
.29137
.29769
.30407
.25613
.26217
.26829
.27449
.28076
.23538
.24126
.24723
.25328
.25941
.21648
.22219
.22799
.23388
.23985
.19925
.20478
.21041
.21612
.22192
.18354
.18888
.19432
.19985
.20548
.16921
.17435
.17960
.18494
.19038
.15611
.16106
.16611
.17127
.17652
.14414
.14889
.15375
.15872
.16378
.13320
.13775
.14242
.14719
.15207
.12318
.12754
.13201
.13660
.14128
.11401
.11818
.12246
.12686
.13136
.10560
.10958
.11368
.11789
.12221
.09788
.10169
.10561
.10964
.11378
.09080
.09444
.09818
.10204
.10601
.08430
.08777
.09134
.09503
.09883
.07833
.08163
.08504
.08857
.09220
55
55
55
55
55
35
36
37
38
39
.39449
.40109
.40769
.41431
.42092
.36399
.37059
.37721
.38384
.39049
.33608
.34263
.34922
.35584
.36247
.31051
.31700
.32352
.33008
.33667
.28709
.29347
.29990
.30638
.31289
.26561
.27187
.27818
.28455
.29096
.24590
.25202
.25820
.26444
.27073
.22781
.23377
.23981
.24590
.25206
.21120
.21699
.22286
.22881
.23481
.19592
.20154
.20725
.21303
.21888
.18188
.18732
.19285
.19846
.20414
.16895
.17421
.17956
.18500
.19051
.15705
.16212
.16729
.17255
.17790
.14608
.15097
.15596
.16105
.16622
.13597
.14068
.14549
.15040
.15539
.12664
.13117
.13580
.14053
.14536
.11803
.12239
.12684
.13140
.13605
.11008
.11426
.11855
.12293
.12741
.10273
.10674
.11086
.11508
.11939
.09594
.09979
.10374
.10779
.11194
55
55
55
55
55
40
41
42
43
44
.42752
.43411
.44066
.44717
.45363
.39713
.40376
.41038
.41696
.42349
.36911
.37575
.38238
.38899
.39556
.34327
.34988
.35649
.36309
.36965
.31942
.32598
.33254
.33909
.34563
.29740
.30388
.31036
.31685
.32333
.27706
.28343
.28982
.29622
.30262
.25826
.26451
.27079
.27708
.28339
.24088
.24699
.25314
.25932
.26551
.22479
.23076
.23677
.24282
.24889
.20990
.21571
.22158
.22749
.23342
.19610
.20176
.20748
.21324
.21903
.18332
.18881
.19437
.19998
.20563
.17147
.17680
.18220
.18765
.19315
.16047
.16564
.17087
.17617
.18152
.15027
.15527
.16034
.16548
.17067
.14079
.14562
.15053
.15552
.16056
.13199
.13666
.14141
.14623
.15112
.12381
.12831
.13290
.13757
.14230
.11619
.12054
.12497
.12948
.13407
55
55
55
55
55
45
46
47
48
49
.46002
.46632
.47253
.47864
.48463
.42996
.43636
.44266
.44887
.45497
.40207
.40852
.41488
.42116
.42733
.37617
.38264
.38903
.39533
.40154
.35212
.35857
.36495
.37126
.37749
.32978
.33618
.34254
.34882
.35503
.30900
.31535
.32164
.32789
.33406
.28968
.29594
.30217
.30835
.31447
.27170
.27787
.28401
.29011
.29616
.25496
.26102
.26706
.27307
.27904
.23937
.24532
.25125
.25716
.26302
.22485
.23067
.23648
.24228
.24804
.21131
.21700
.22269
.22836
.23402
.19868
.20424
.20979
.21535
.22089
.18691
.19232
.19774
.20316
.20858
.17591
.18118
.18646
.19176
.19705
.16564
.17077
.17591
.18108
.18624
.15605
.16103
.16604
.17107
.17610
.14709
.15192
.15679
.16168
.16659
.13871
.14340
.14812
.15288
.15766
55
55
55
55
55
50
51
52
53
54
.49050
.49623
.50182
.50726
.51254
.46096
.46682
.47253
.47810
.48351
.43339
.43934
.44514
.45081
.45631
.40766
.41365
.41952
.42525
.43083
.38361
.38964
.39553
.40130
.40693
.36115
.36717
.37308
.37886
.38451
.34015
.34615
.35205
.35783
.36348
.32051
.32648
.33234
.33810
.34373
.30214
.30805
.31387
.31959
.32519
.28495
.29079
.29655
.30222
.30778
.26885
.27462
.28031
.28591
.29142
.25377
.25945
.26506
.27059
.27604
.23964
.24523
.25075
.25620
.26157
.22640
.23188
.23731
.24268
.24797
.21398
.21936
.22469
.22996
.23517
.20234
.20760
.21282
.21800
.22311
.19140
.19655
.20167
.20674
.21176
.18114
.18617
.19118
.19615
.20107
.17150
.17641
.18131
.18617
.19100
.16245
.16724
.17202
.17678
.18150
55 55 .51765 .48876 .46166 .43625
56 0 .20672 .18091 .15861 .13932
56 1 .20720 .18115 .15864 .13914
56 2 .21127 .18501 .16226 .14254
56 3 .21552 .18905 .16607 .14612
.41240
.12261
.12224
.12541
.12876
.39001
.10811
.10758
.11052
.11365
.36899
.09553
.09483
.09756
.10047
.34924
.08458
.08374
.08627
.08897
.33068
.07504
.07408
.07641
.07892
.31323
.06672
.06565
.06780
.07011
.29682
.05945
.05828
.06026
.06240
.28138
.05308
.05184
.05365
.05563
.26686
.04751
.04619
.04786
.04968
.25318
.04261
.04123
.04277
.04445
.24030
.03831
.03688
.03828
.03983
.22816
.03452
.03305
.03434
.03576
.21673
.03117
.02967
.03085
.03217
.20594
.02822
.02669
.02777
.02898
.19578
.02560
.02405
.02504
.02616
.18618
.02328
.02172
.02263
.02365
132
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
56
56
56
56
56
4
5
6
7
8
.21991
.22440
.22900
.23369
.23848
.19322
.19751
.20190
.20639
.21098
.17002
.17409
.17826
.18254
.18692
.14984
.15368
.15762
.16167
.16583
.13225
.13586
.13958
.14340
.14733
.11691
.12030
.12379
.12738
.13108
.10352
.10668
.10995
.11332
.11679
.09180
.09475
.09780
.10096
.10422
.08155
.08429
.08714
.09009
.09314
.07256
.07511
.07776
.08051
.08336
.06466
.06703
.06950
.07206
.07472
.05773
.05992
.06221
.06460
.06708
.05162
.05366
.05578
.05800
.06031
.04624
.04813
.05010
.05216
.05431
.04149
.04324
.04507
.04698
.04898
.03729
.03891
.04061
.04239
.04425
.03358
.03508
.03665
.03830
.04003
.03029
.03167
.03313
.03467
.03628
.02736
.02865
.03000
.03143
.03292
.02477
.02596
.02721
.02854
.02993
56
56
56
56
56
9
10
11
12
13
.24336
.24835
.25343
.25859
.26383
.21568
.22047
.22537
.23036
.23543
.19140
.19599
.20068
.20547
.21035
.17009
.17446
.17894
.18351
.18818
.15136
.15551
.15976
.16412
.16856
.13489
.13881
.14283
.14697
.15118
.12038
.12407
.12788
.13178
.13578
.10758
.11106
.11464
.11833
.12210
.09629
.09956
.10292
.10639
.10995
.08631
.08937
.09253
.09579
.09914
.07748
.08034
.08331
.08637
.08952
.06965
.07233
.07511
.07798
.08094
.06271
.06522
.06781
.07051
.07328
.05655
.05889
.06132
.06384
.06644
.05107
.05325
.05552
.05788
.06032
.04619
.04823
.05035
.05256
.05484
.04184
.04374
.04573
.04779
.04993
.03796
.03974
.04159
.04352
.04552
.03450
.03615
.03788
.03968
.04155
.03139
.03293
.03455
.03624
.03799
56
56
56
56
56
14
15
16
17
18
.26913
.27446
.27984
.28527
.29075
.24055
.24573
.25095
.25622
.26156
.21528
.22027
.22531
.23040
.23557
.19290
.19769
.20252
.20743
.21240
.17307
.17764
.18226
.18696
.19172
.15547
.15982
.16423
.16871
.17326
.13984
.14397
.14816
.15242
.15676
.12595
.12986
.13383
.13787
.14199
.11358
.11728
.12103
.12485
.12876
.10256
.10605
.10959
.11321
.11690
.09274
.09602
.09936
.10277
.10626
.08396
.08705
.09019
.09341
.09670
.07612
.07902
.08198
.08500
.08810
.06910
.07183
.07460
.07745
.08037
.06282
.06537
.06798
.07065
.07340
.05718
.05957
.06202
.06453
.06711
.05212
.05436
.05666
.05901
.06144
.04757
.04967
.05182
.05403
.05631
.04348
.04545
.04746
.04954
.05167
.03979
.04164
.04352
.04547
.04747
56
56
56
56
56
19
20
21
22
23
.29631
.30195
.30768
.31349
.31939
.26698
.27249
.27810
.28379
.28958
.24082
.24617
.25162
.25716
.26280
.21746
.22263
.22790
.23327
.23874
.19659
.20155
.20663
.21181
.21709
.17791
.18267
.18754
.19252
.19761
.16119
.16574
.17039
.17516
.18005
.14621
.15054
.15498
.15954
.16421
.13276
.13688
.14111
.14545
.14992
.12069
.12460
.12862
.13275
.13700
.10985
.11354
.11736
.12128
.12533
.10009
.10359
.10720
.11092
.11476
.09130
.09461
.09802
.10155
.10520
.08338
.08650
.08973
.09307
.09652
.07623
.07917
.08222
.08538
.08865
.06978
.07255
.07543
.07841
.08150
.06395
.06656
.06927
.07208
.07501
.05867
.06112
.06368
.06634
.06910
.05389
.05620
.05861
.06111
.06372
.04955
.05173
.05399
.05635
.05882
56
56
56
56
56
24
25
26
27
28
.32537
.33145
.33760
.34385
.35016
.29546
.30144
.30751
.31367
.31992
.26855
.27440
.28035
.28640
.29253
.24432
.25002
.25581
.26172
.26772
.22250
.22801
.23364
.23938
.24523
.20281
.20814
.21358
.21914
.22481
.18505
.19018
.19542
.20079
.20627
.16901
.17393
.17897
.18414
.18943
.15450
.15922
.16405
.16902
.17410
.14138
.14589
.15051
.15527
.16015
.12950
.13380
.13822
.14277
.14745
.11873
.12282
.12704
.13140
.13587
.10896
.11286
.11688
.12103
.12530
.10010
.10380
.10762
.11158
.11566
.09204
.09555
.09919
.10296
.10685
.08471
.08805
.09150
.09509
.09879
.07805
.08121
.08449
.08789
.09142
.07197
.07497
.07808
.08132
.08467
.06644
.06927
.07222
.07530
.07848
.06139
.06407
.06687
.06978
.07281
56
56
56
56
56
29
30
31
32
33
.35654
.36299
.36949
.37604
.38263
.32624
.33263
.33909
.34561
.35218
.29876
.30506
.31144
.31788
.32439
.27382
.28000
.28626
.29260
.29902
.25117
.25721
.26333
.26954
.27583
.23059
.23646
.24242
.24848
.25462
.21186
.21756
.22335
.22924
.23522
.19482
.20033
.20594
.21164
.21745
.17930
.18461
.19003
.19555
.20117
.16515
.17026
.17549
.18081
.18625
.15225
.15716
.16218
.16732
.17256
.14046
.14518
.15000
.15494
.15999
.12970
.13422
.13884
.14359
.14845
.11986
.12418
.12862
.13317
.13783
.11086
.11499
.11923
.12359
.12807
.10262
.10656
.11062
.11479
.11909
.09507
.09883
.10271
.10670
.11081
.08814
.09173
.09543
.09925
.10319
.08179
.08521
.08874
.09239
.09615
.07596
.07921
.08258
.08606
.08966
56
56
56
56
56
34
35
36
37
38
.38927
.39594
.40264
.40937
.41610
.35881
.36548
.37218
.37892
.38568
.33096
.33759
.34426
.35096
.35771
.30549
.31204
.31864
.32528
.33197
.28219
.28862
.29512
.30167
.30828
.26084
.26715
.27352
.27996
.28646
.24129
.24744
.25367
.25998
.26635
.22335
.22935
.23542
.24158
.24780
.20690
.21272
.21863
.22462
.23069
.19179
.19743
.20317
.20899
.21490
.17791
.18337
.18892
.19457
.20031
.16515
.17042
.17579
.18126
.18682
.15342
.15850
.16368
.16897
.17435
.14261
.14751
.15251
.15761
.16282
.13266
.13737
.14219
.14711
.15213
.12349
.12802
.13265
.13739
.14224
.11504
.11938
.12384
.12840
.13307
.10724
.11140
.11568
.12007
.12457
.10003
.10403
.10813
.11235
.11668
.09337
.09720
.10114
.10519
.10936
56
56
56
56
56
39
40
41
42
43
.42284
.42958
.43631
.44301
.44968
.39245
.39924
.40602
.41279
.41953
.36447
.37125
.37805
.38484
.39161
.33869
.34544
.35220
.35898
.36574
.31493
.32161
.32832
.33504
.34177
.29300
.29960
.30622
.31287
.31953
.27277
.27925
.28578
.29233
.29891
.25409
.26044
.26685
.27329
.27976
.23684
.24304
.24931
.25563
.26198
.22088
.22694
.23306
.23924
.24546
.20613
.21202
.21799
.22402
.23010
.19247
.19820
.20401
.20989
.21582
.17983
.18539
.19103
.19675
.20253
.16811
.17351
.17898
.18454
.19016
.15726
.16248
.16778
.17317
.17864
.14719
.15224
.15737
.16260
.16790
.13785
.14272
.14769
.15275
.15789
.12917
.13388
.13868
.14358
.14856
.12111
.12565
.13029
.13503
.13985
.11363
.11800
.12248
.12705
.13171
56
56
56
56
56
44
45
46
47
48
.45631
.46287
.46936
.47576
.48206
.42624
.43289
.43947
.44598
.45239
.39835
.40505
.41169
.41826
.42474
.37249
.37920
.38585
.39245
.39896
.34848
.35517
.36182
.36840
.37493
.32619
.33283
.33944
.34600
.35250
.30549
.31206
.31861
.32511
.33157
.28625
.29273
.29920
.30563
.31202
.26835
.27473
.28110
.28745
.29377
.25171
.25797
.26423
.27048
.27671
.23622
.24235
.24850
.25463
.26076
.22179
.22779
.23381
.23983
.24584
.20836
.21422
.22010
.22599
.23188
.19583
.20155
.20729
.21305
.21881
.18416
.18972
.19532
.20094
.20657
.17326
.17868
.18413
.18961
.19511
.16310
.16836
.17367
.17901
.18437
.15361
.15872
.16388
.16907
.17430
.14474
.14970
.15471
.15976
.16485
.13646
.14126
.14613
.15104
.15598
56
56
56
56
56
49
50
51
52
53
.48825
.49433
.50028
.50609
.51175
.45870
.46490
.47098
.47692
.48271
.43112
.43741
.44358
.44962
.45551
.40539
.41173
.41795
.42405
.43002
.38137
.38772
.39398
.40012
.40613
.35893
.36528
.37154
.37769
.38372
.33796
.34429
.35053
.35667
.36269
.31837
.32464
.33085
.33696
.34296
.30004
.30626
.31240
.31847
.32443
.28289
.28903
.29512
.30112
.30704
.26685
.27290
.27890
.28484
.29069
.25182
.25778
.26369
.26955
.27533
.23775
.24360
.24942
.25518
.26088
.22457
.23031
.23602
.24168
.24729
.21221
.21783
.22343
.22900
.23451
.20062
.20612
.21161
.21706
.22248
.18974
.19512
.20049
.20584
.21115
.17954
.18479
.19004
.19527
.20048
.16996
.17508
.18021
.18533
.19042
.16096
.16595
.17096
.17596
.18094
133
Section 2
Ages
Interest Rate
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
56 54 .51725 .48835 .46126 .43584
56 55 .52258 .49383 .46685 .44151
56 56 .52775 .49914 .47227 .44703
57 0 .20697 .18116 .15887 .13958
57 1 .20736 .18132 .15881 .13932
.41200
.41772
.42329
.12288
.12242
.38961
.39537
.40098
.10839
.10775
.36859
.37436
.37999
.09580
.09501
.34885
.35461
.36024
.08485
.08392
.33029
.33604
.34165
.07531
.07426
.31285
.31856
.32415
.06699
.06582
.29645
.30211
.30766
.05972
.05846
.28102
.28662
.29212
.05336
.05201
.26650
.27204
.27748
.04778
.04636
.25283
.25830
.26367
.04288
.04140
.23996
.24535
.25065
.03857
.03704
.22784
.23313
.23836
.03478
.03321
.21641
.22162
.22676
.03143
.02983
.20564
.21075
.21581
.02847
.02685
.19548
.20050
.20546
.02585
.02421
.18590
.19082
.19569
.02353
.02187
57
57
57
57
57
O
Y
2
3
4
5
6
2.2%
2.4%
2.6%
.21144
.21570
.22009
.22460
.22921
.18518
.18923
.19341
.19771
.20212
.16244
.16626
.17022
.17430
.17848
.14272
.14631
.15004
.15389
.15785
.12559
.12895
.13245
.13608
.13981
.11071
.11384
.11712
.12051
.12401
.09775
.10067
.10372
.10689
.11017
.08645
.08916
.09201
.09497
.09803
.07659
.07911
.08175
.08451
.08737
.06798
.07030
.07276
.07532
.07798
.06044
.06259
.06486
.06724
.06972
.05383
.05582
.05792
.06013
.06244
.04803
.04987
.05181
.05386
.05600
.04294
.04463
.04643
.04833
.05031
.03845
.04001
.04168
.04344
.04528
.03450
.03594
.03748
.03911
.04082
.03101
.03234
.03376
.03527
.03686
.02793
.02915
.03046
.03186
.03333
.02520
.02633
.02754
.02883
.03020
.02278
.02382
.02494
.02614
.02741
57 7 .23392
57 8 .23872
57 9 .24362
57 10 .24862
57 11 .25372
.20662
.21123
.21594
.22075
.22567
.18277
.18717
.19167
.19628
.20099
.16191
.16608
.17036
.17475
.17925
.14364
.14758
.15164
.15580
.16007
.12762
.13134
.13516
.13910
.14315
.11356
.11705
.12066
.12437
.12819
.10120
.10448
.10786
.11136
.11496
.09033
.09339
.09657
.09985
.10324
.08075
.08361
.08658
.08966
.09284
.07230
.07497
.07775
.08063
.08362
.06484
.06733
.06992
.07262
.07542
.05824
.06056
.06298
.06550
.06812
.05239
.05455
.05681
.05917
.06162
.04721
.04922
.05133
.05353
.05582
.04261
.04448
.04645
.04850
.05064
.03852
.04027
.04209
.04401
.04601
.03488
.03651
.03821
.04000
.04187
.03164
.03315
.03474
.03641
.03815
.02874
.03015
.03163
.03319
.03482
57
57
57
57
57
12
13
14
15
16
.25890
.26417
.26948
.27484
.28024
.23068
.23577
.24092
.24611
.25136
.20580
.21069
.21565
.22066
.22572
.18384
.18853
.19328
.19809
.20295
.16445
.16892
.17345
.17804
.18269
.14730
.15154
.15585
.16023
.16466
.13212
.13614
.14023
.14438
.14859
.11867
.12246
.12633
.13026
.13426
.10673
.11031
.11396
.11768
.12146
.09613
.09950
.10294
.10645
.11002
.08670
.08987
.09312
.09642
.09978
.07831
.08129
.08434
.08745
.09061
.07083
.07363
.07649
.07941
.08239
.06416
.06678
.06947
.07221
.07501
.05820
.06066
.06318
.06575
.06838
.05287
.05517
.05753
.05995
.06242
.04810
.05025
.05247
.05473
.05705
.04382
.04584
.04791
.05004
.05221
.03998
.04187
.04381
.04580
.04784
.03653
.03830
.04012
.04199
.04390
57
57
57
57
57
17
18
19
20
21
.28569
.29119
.29678
.30245
.30821
.25665
.26202
.26746
.27300
.27864
.23084
.23603
.24131
.24669
.25217
.20787
.21287
.21796
.22315
.22845
.18741
.19220
.19709
.20208
.20719
.16916
.17374
.17841
.18320
.18810
.15287
.15723
.16170
.16627
.17096
.13832
.14246
.14671
.15107
.15555
.12531
.12924
.13327
.13741
.14167
.11366
.11737
.12119
.12513
.12918
.10321
.10673
.11034
.11407
.11791
.09385
.09716
.10058
.10410
.10775
.08544
.08856
.09179
.09512
.09856
.07788
.08082
.08386
.08700
.09026
.07108
.07385
.07671
.07967
.08275
.06495
.06755
.07025
.07304
.07595
.05943
.06187
.06440
.06704
.06978
.05444
.05674
.05912
.06160
.06418
.04993
.05209
.05433
.05666
.05910
.04586
.04788
.04999
.05218
.05447
57
57
57
57
57
22
23
24
25
26
.31405
.31998
.32601
.33212
.33832
.28436
.29018
.29611
.30213
.30825
.25774
.26342
.26921
.27510
.28110
.23386
.23937
.24499
.25073
.25658
.21240
.21773
.22317
.22873
.23441
.19312
.19824
.20349
.20886
.21436
.17576
.18068
.18573
.19090
.19620
.16014
.16485
.16968
.17465
.17974
.14605
.15055
.15518
.15994
.16482
.13334
.13763
.14205
.14660
.15128
.12187
.12595
.13016
.13450
.13897
.11150
.11538
.11939
.12352
.12779
.10212
.10580
.10961
.11355
.11762
.09363
.09712
.10074
.10448
.10835
.08594
.08924
.09267
.09622
.09991
.07896
.08209
.08533
.08871
.09221
.07262
.07558
.07865
.08185
.08518
.06686
.06966
.07257
.07560
.07876
.06163
.06427
.06702
.06990
.07289
.05686
.05936
.06196
.06468
.06752
57
57
57
57
57
27
28
29
30
31
.34462
.35099
.35743
.36394
.37051
.31446
.32077
.32715
.33361
.34014
.28720
.29340
.29969
.30606
.31251
.26254
.26860
.27476
.28101
.28735
.24021
.24611
.25212
.25823
.26442
.21997
.22570
.23154
.23748
.24352
.20162
.20716
.21282
.21858
.22445
.18497
.19031
.19577
.20135
.20703
.16984
.17498
.18025
.18563
.19112
.15609
.16103
.16609
.17127
.17657
.14358
.14832
.15318
.15815
.16325
.13220
.13673
.14138
.14616
.15106
.12182
.12615
.13061
.13519
.13989
.11236
.11649
.12075
.12514
.12964
.10373
.10767
.11174
.11593
.12024
.09584
.09960
.10348
.10749
.11161
.08863
.09221
.09591
.09974
.10368
.08204
.08545
.08897
.09262
.09639
.07601
.07924
.08260
.08608
.08968
.07048
.07356
.07675
.08007
.08350
57
57
57
57
57
32
33
34
35
36
.37714
.38381
.39054
.39731
.40411
.34674
.35339
.36011
.36687
.37368
.31903
.32563
.33229
.33901
.34579
.29377
.30027
.30684
.31348
.32019
.27071
.27709
.28354
.29008
.29668
.24965
.25589
.26220
.26861
.27509
.23041
.23648
.24265
.24890
.25525
.21282
.21872
.22471
.23080
.23699
.19672
.20243
.20825
.21417
.22019
.18197
.18750
.19313
.19887
.20471
.16846
.17380
.17924
.18479
.19045
.15608
.16121
.16646
.17183
.17731
.14471
.14965
.15471
.15989
.16518
.13427
.13902
.14389
.14888
.15398
.12468
.12924
.13392
.13872
.14364
.11586
.12023
.12473
.12934
.13408
.10775
.11194
.11625
.12068
.12523
.10028
.10429
.10842
.11268
.11705
.09339
.09723
.10119
.10527
.10948
.08705
.09072
.09451
.09842
.10246
57
57
57
57
57
37
38
39
40
41
.41094
.41779
.42465
.43152
.43839
.38053
.38741
.39431
.40123
.40815
.35261
.35947
.36636
.37328
.38022
.32695
.33376
.34061
.34750
.35441
.30335
.31008
.31686
.32368
.33054
.28165
.28827
.29495
.30168
.30846
.26166
.26816
.27472
.28134
.28801
.24326
.24961
.25603
.26253
.26908
.22629
.23249
.23877
.24512
.25153
.21065
.21668
.22280
.22900
.23527
.19622
.20207
.20802
.21406
.22018
.18289
.18857
.19435
.20022
.20617
.17057
.17608
.18168
.18738
.19317
.15919
.16452
.16994
.17547
.18109
.14867
.15381
.15905
.16441
.16986
.13892
.14389
.14896
.15413
.15941
.12990
.13469
.13958
.14458
.14969
.12154
.12615
.13087
.13570
.14064
.11379
.11823
.12278
.12744
.13222
.10661
.11088
.11526
.11975
.12436
57
57
57
57
57
42
43
44
45
46
.44524
.45206
.45885
.46559
.47225
.41507
.42197
.42885
.43567
.44244
.38716
.39410
.40102
.40789
.41472
.36134
.36827
.37519
.38208
.38893
.33742
.34432
.35121
.35808
.36492
.31527
.32210
.32893
.33576
.34256
.29473
.30147
.30823
.31499
.32173
.27568
.28232
.28899
.29565
.30232
.25801
.26453
.27108
.27765
.28422
.24160
.24799
.25442
.26087
.26733
.22637
.23261
.23890
.24523
.25156
.21221
.21830
.22445
.23064
.23685
.19904
.20498
.21098
.21702
.22310
.18679
.19258
.19842
.20432
.21025
.17540
.18102
.18671
.19245
.19824
.16478
.17024
.17577
.18136
.18700
.15490
.16019
.16556
.17100
.17649
.14568
.15081
.15603
.16131
.16665
.13709
.14206
.14711
.15224
.15743
.12907
.13388
.13878
.14375
.14879
134
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
57
57
57
57
57
47
48
49
50
51
.47884
.48533
.49172
.49800
.50416
.44913
.45574
.46226
.46867
.47496
.42148
.42816
.43476
.44126
.44765
.39572
.40244
.40908
.41564
.42209
.37171
.37844
.38510
.39168
.39816
.34932
.35603
.36268
.36926
.37575
.32844
.33511
.34173
.34828
.35475
.30896
.31557
.32213
.32863
.33507
.29077
.29730
.30379
.31023
.31662
.27378
.28021
.28662
.29299
.29931
.25790
.26424
.27055
.27683
.28307
.24307
.24928
.25549
.26167
.26782
.22919
.23528
.24137
.24745
.25350
.21621
.22217
.22814
.23411
.24005
.20405
.20989
.21573
.22158
.22741
.19268
.19837
.20409
.20981
.21552
.18202
.18758
.19316
.19875
.20434
.17203
.17745
.18289
.18836
.19383
.16266
.16794
.17325
.17858
.18393
.15388
.15902
.16419
.16939
.17461
57
57
57
57
57
52
53
54
55
56
.51018
.51606
.52178
.52735
.53274
.48113
.48715
.49302
.49873
.50428
.45392
.46005
.46603
.47186
.47753
.42843
.43463
.44070
.44661
.45237
.40454
.41079
.41690
.42288
.42871
.38214
.38841
.39456
.40057
.40643
.36113
.36740
.37356
.37958
.38547
.34142
.34768
.35382
.35984
.36573
.32292
.32914
.33525
.34125
.34713
.30556
.31172
.31779
.32376
.32961
.28924
.29534
.30136
.30728
.31309
.27391
.27994
.28589
.29175
.29751
.25950
.26545
.27132
.27711
.28281
.24595
.25181
.25760
.26331
.26895
.23321
.23896
.24466
.25030
.25586
.22121
.22687
.23247
.23802
.24350
.20992
.21547
.22097
.22643
.23183
.19929
.20473
.21013
.21549
.22079
.18927
.19460
.19989
.20515
.21037
.17983
.18504
.19023
.19539
.20051
57 57 .53796 .50966 .48303 .45797
58 0 .20721 .18141 .15912 .13984
58 1 .20752 .18148 .15897 .13948
58 2 .21160 .18535 .16261 .14289
58 3 .21587 .18940 .16644 .14649
.43437
.12314
.12259
.12577
.12914
.41215
.10865
.10792
.11088
.11402
.39121
.09607
.09518
.09792
.10085
.37148
.08512
.08409
.08663
.08934
.35288
.07558
.07443
.07677
.07929
.33533
.06726
.06599
.06815
.07048
.31878
.05999
.05862
.06061
.06277
.30316
.05363
.05217
.05400
.05600
.28841
.04805
.04652
.04820
.05004
.27449
.04315
.04156
.04310
.04480
.26133
.03884
.03720
.03862
.04018
.24890
.03504
.03337
.03466
.03611
.23715
.03169
.02998
.03117
.03250
.22603
.02873
.02700
.02809
.02931
.21552
.02611
.02436
.02536
.02649
.20557
.02378
.02202
.02293
.02397
58
58
58
58
58
4
5
6
7
8
.22027
.22479
.22941
.23413
.23894
.19359
.19790
.20232
.20684
.21146
.17041
.17450
.17869
.18300
.18740
.15023
.15409
.15806
.16214
.16632
.13265
.13628
.14002
.14387
.14783
.11731
.12072
.12423
.12786
.13159
.10391
.10710
.11039
.11380
.11730
.09220
.09517
.09825
.10144
.10473
.08194
.08471
.08758
.09056
.09364
.07295
.07552
.07820
.08098
.08386
.06505
.06744
.06994
.07253
.07522
.05811
.06033
.06265
.06506
.06757
.05200
.05406
.05621
.05846
.06080
.04661
.04852
.05052
.05261
.05479
.04186
.04363
.04548
.04743
.04946
.03765
.03930
.04102
.04283
.04471
.03393
.03545
.03705
.03873
.04049
.03064
.03204
.03353
.03509
.03673
.02771
.02901
.03039
.03184
.03337
.02511
.02632
.02759
.02895
.03036
58
58
58
58
58
9
10
11
12
13
.24386
.24888
.25399
.25920
.26448
.21619
.22102
.22595
.23098
.23609
.19192
.19655
.20128
.20611
.21102
.17062
.17503
.17954
.18416
.18887
.15190
.15608
.16037
.16477
.16926
.13543
.13938
.14345
.14762
.15189
.12092
.12465
.12849
.13244
.13648
.10813
.11164
.11526
.11899
.12281
.09683
.10013
.10354
.10705
.11066
.08685
.08994
.09315
.09645
.09985
.07801
.08091
.08392
.08702
.09022
.07018
.07290
.07571
.07863
.08163
.06324
.06578
.06841
.07115
.07396
.05707
.05944
.06191
.06447
.06711
.05158
.05380
.05611
.05851
.06099
.04669
.04876
.05092
.05317
.05550
.04234
.04427
.04629
.04840
.05057
.03845
.04025
.04214
.04411
.04615
.03497
.03666
.03842
.04027
.04218
.03186
.03344
.03509
.03681
.03860
58
58
58
58
58
14
15
16
17
18
.26981
.27519
.28061
.28608
.29161
.24126
.24648
.25174
.25706
.26245
.21600
.22103
.22612
.23126
.23647
.19364
.19847
.20335
.20829
.21331
.17381
.17843
.18310
.18783
.19265
.15622
.16061
.16507
.16959
.17419
.14059
.14477
.14900
.15330
.15769
.12670
.13065
.13467
.13875
.14292
.11433
.11807
.12187
.12574
.12969
.10331
.10684
.11043
.11409
.11783
.09348
.09680
.10019
.10364
.10718
.08470
.08783
.09102
.09427
.09761
.07685
.07979
.08279
.08586
.08901
.06982
.07259
.07541
.07830
.08126
.06353
.06612
.06877
.07149
.07428
.05788
.06032
.06280
.06536
.06798
.05281
.05509
.05743
.05982
.06229
.04825
.05039
.05258
.05483
.05715
.04414
.04615
.04821
.05032
.05250
.04044
.04233
.04426
.04624
.04828
58
58
58
58
58
19
20
21
22
23
.29722
.30291
.30870
.31457
.32054
.26792
.27348
.27914
.28490
.29076
.24177
.24718
.25268
.25829
.26401
.21843
.22365
.22898
.23441
.23996
.19756
.20258
.20772
.21297
.21833
.17889
.18371
.18864
.19368
.19885
.16218
.16678
.17150
.17633
.18129
.14719
.15158
.15608
.16071
.16545
.13375
.13792
.14221
.14662
.15115
.12167
.12563
.12971
.13391
.13823
.11082
.11457
.11844
.12243
.12655
.10105
.10460
.10827
.11206
.11597
.09225
.09561
.09908
.10267
.10639
.08432
.08749
.09078
.09418
.09770
.07716
.08015
.08326
.08647
.08981
.07069
.07351
.07645
.07949
.08265
.06485
.06750
.07027
.07314
.07613
.05955
.06206
.06466
.06738
.07020
.05476
.05711
.05957
.06213
.06480
.05041
.05262
.05494
.05736
.05988
58
58
58
58
58
24
25
26
27
28
.32660
.33275
.33900
.34534
.35176
.29672
.30278
.30894
.31521
.32156
.26983
.27577
.28181
.28796
.29421
.24562
.25140
.25730
.26331
.26943
.22381
.22941
.23514
.24099
.24694
.20413
.20955
.21509
.22075
.22654
.18637
.19159
.19693
.20241
.20800
.17033
.17534
.18048
.18575
.19115
.15582
.16062
.16555
.17062
.17582
.14269
.14728
.15200
.15687
.16186
.13080
.13518
.13969
.14435
.14914
.12001
.12419
.12850
.13296
.13754
.11023
.11421
.11832
.12257
.12696
.10135
.10513
.10905
.11310
.11729
.09327
.09687
.10059
.10446
.10845
.08593
.08934
.09288
.09656
.10037
.07924
.08248
.08584
.08934
.09297
.07315
.07622
.07941
.08274
.08619
.06759
.07050
.07353
.07669
.07998
.06251
.06527
.06814
.07115
.07427
58
58
58
58
58
29
30
31
32
33
.35826
.36484
.37147
.37817
.38492
.32801
.33453
.34113
.34779
.35453
.30056
.30700
.31351
.32011
.32679
.27565
.28196
.28837
.29486
.30144
.25301
.25918
.26545
.27182
.27828
.23244
.23844
.24456
.25077
.25708
.21372
.21955
.22548
.23153
.23768
.19667
.20231
.20807
.21393
.21991
.18114
.18659
.19215
.19783
.20362
.16698
.17223
.17759
.18308
.18868
.15406
.15910
.16427
.16956
.17497
.14226
.14710
.15207
.15716
.16238
.13147
.13612
.14088
.14578
.15080
.12161
.12605
.13063
.13533
.14015
.11258
.11683
.12121
.12572
.13036
.10431
.10837
.11257
.11688
.12133
.09673
.10061
.10462
.10875
.11302
.08977
.09348
.09731
.10126
.10535
.08339
.08692
.09058
.09436
.09827
.07752
.08089
.08438
.08800
.09174
58
58
58
58
58
34
35
36
37
38
.39173
.39859
.40549
.41242
.41938
.36133
.36819
.37510
.38205
.38904
.33353
.34035
.34723
.35416
.36113
.30810
.31484
.32165
.32852
.33545
.28482
.29145
.29816
.30494
.31179
.26349
.26999
.27658
.28324
.28998
.24393
.25029
.25673
.26326
.26988
.22600
.23219
.23848
.24486
.25133
.20953
.21555
.22167
.22789
.23420
.19440
.20024
.20619
.21223
.21838
.18050
.18615
.19191
.19779
.20376
.16771
.17318
.17875
.18444
.19024
.15595
.16122
.16661
.17211
.17773
.14511
.15019
.15539
.16071
.16614
.13512
.14001
.14502
.15016
.15541
.12591
.13061
.13544
.14039
.14547
.11741
.12193
.12658
.13135
.13624
.10956
.11390
.11837
.12296
.12768
.10231
.10648
.11077
.11519
.11973
.09561
.09960
.10372
.10797
.11234
135
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
58
58
58
58
58
39
40
41
42
43
.42635
.43335
.44035
.44734
.45431
.39606
.40311
.41017
.41723
.42429
.36815
.37520
.38228
.38937
.39646
.34242
.34944
.35650
.36358
.37067
.31869
.32565
.33265
.33968
.34674
.29679
.30366
.31058
.31754
.32453
.27657
.28332
.29014
.29701
.30392
.25788
.26451
.27121
.27796
.28477
.24060
.24709
.25365
.26028
.26697
.22463
.23096
.23738
.24387
.25042
.20984
.21601
.22227
.22861
.23502
.19614
.20215
.20824
.21443
.22069
.18345
.18929
.19522
.20124
.20734
.17169
.17735
.18311
.18896
.19490
.16078
.16626
.17185
.17754
.18331
.15065
.15596
.16137
.16689
.17250
.14125
.14638
.15162
.15697
.16242
.13251
.13747
.14254
.14772
.15300
.12439
.12917
.13408
.13909
.14420
.11684
.12145
.12619
.13103
.13599
58
58
58
58
58
44
45
46
47
48
.46126
.46816
.47499
.48176
.48844
.43132
.43832
.44526
.45214
.45894
.40354
.41059
.41760
.42455
.43143
.37775
.38482
.39185
.39884
.40576
.35380
.36085
.36788
.37486
.38180
.33154
.33855
.34554
.35250
.35942
.31085
.31779
.32472
.33163
.33851
.29160
.29846
.30531
.31215
.31897
.27369
.28044
.28720
.29395
.30069
.25702
.26365
.27030
.27695
.28359
.24148
.24799
.25451
.26105
.26759
.22701
.23337
.23977
.24619
.25261
.21351
.21973
.22599
.23228
.23858
.20092
.20699
.21311
.21926
.22543
.18917
.19509
.20106
.20707
.21310
.17820
.18396
.18978
.19564
.20154
.16795
.17355
.17922
.18494
.19069
.15837
.16382
.16933
.17490
.18051
.14942
.15471
.16007
.16549
.17095
.14104
.14617
.15138
.15665
.16197
58
58
58
58
58
49
50
51
52
53
.49502
.50150
.50787
.51410
.52020
.46566
.47227
.47878
.48516
.49141
.43823
.44495
.45156
.45805
.46441
.41261
.41939
.42606
.43263
.43907
.38867
.39547
.40218
.40879
.41528
.36628
.37308
.37980
.38643
.39294
.34534
.35212
.35882
.36544
.37196
.32574
.33248
.33915
.34574
.35224
.30740
.31407
.32069
.32724
.33370
.29022
.29681
.30336
.30985
.31626
.27412
.28063
.28710
.29351
.29986
.25903
.26544
.27182
.27815
.28442
.24488
.25118
.25746
.26370
.26989
.23161
.23779
.24397
.25011
.25620
.21916
.22522
.23128
.23731
.24331
.20746
.21340
.21934
.22526
.23115
.19648
.20229
.20810
.21391
.21969
.18616
.19184
.19753
.20321
.20889
.17646
.18200
.18757
.19313
.19869
.16734
.17275
.17818
.18363
.18906
58
58
58
58
58
54
55
56
57
58
.52614
.53193
.53755
.54299
.54826
.49751
.50345
.50924
.51485
.52028
.47062
.47669
.48260
.48835
.49391
.44537
.45153
.45754
.46338
.46905
.42164
.42787
.43394
.43986
.44561
.39934
.40560
.41172
.41769
.42350
.37836
.38464
.39079
.39679
.40264
.35863
.36491
.37106
.37708
.38294
.34006
.34632
.35246
.35847
.36434
.32259
.32881
.33493
.34092
.34677
.30613
.31231
.31838
.32434
.33017
.29062
.29674
.30277
.30869
.31448
.27602
.28207
.28803
.29390
.29965
.26224
.26822
.27411
.27992
.28562
.24926
.25515
.26097
.26670
.27234
.23700
.24281
.24854
.25421
.25978
.22544
.23115
.23680
.24238
.24788
.21453
.22014
.22570
.23120
.23662
.20422
.20973
.21519
.22060
.22595
.19449
.19989
.20525
.21057
.21583
59
59
59
59
59
0
1
2
3
4
.20744
.20767
.21175
.21603
.22044
.18164
.18163
.18550
.18956
.19377
.15936
.15913
.16277
.16660
.17058
.14009
.13964
.14305
.14666
.15041
.12339
.12275
.12593
.12931
.13283
.10891
.10809
.11104
.11420
.11749
.09633
.09534
.09809
.10102
.10410
.08538
.08425
.08679
.08952
.09238
.07585
.07459
.07693
.07946
.08212
.06753
.06615
.06832
.07066
.07313
.06025
.05878
.06077
.06294
.06523
.05389
.05233
.05417
.05617
.05829
.04831
.04668
.04836
.05021
.05218
.04341
.04172
.04326
.04497
.04679
.03910
.03736
.03878
.04035
.04203
.03530
.03352
.03482
.03627
.03783
.03195
.03014
.03133
.03266
.03410
.02898
.02715
.02824
.02947
.03080
.02636
.02450
.02550
.02664
.02787
.02403
.02216
.02308
.02413
.02527
59
59
59
59
59
5
6
7
8
9
.22497
.22960
.23433
.23916
.24409
.19809
.20252
.20705
.21168
.21642
.17468
.17889
.18321
.18763
.19216
.15428
.15826
.16236
.16655
.17086
.13647
.14023
.14409
.14806
.15215
.12091
.12444
.12808
.13182
.13568
.10729
.11060
.11402
.11754
.12117
.09537
.09846
.10166
.10496
.10838
.08491
.08779
.09078
.09388
.09708
.07572
.07841
.08120
.08410
.08710
.06764
.07014
.07275
.07545
.07826
.06052
.06285
.06528
.06780
.07043
.05425
.05641
.05868
.06103
.06348
.04871
.05072
.05283
.05502
.05731
.04381
.04568
.04764
.04968
.05182
.03948
.04121
.04303
.04494
.04693
.03563
.03725
.03894
.04071
.04257
.03222
.03372
.03529
.03694
.03868
.02919
.03058
.03204
.03358
.03520
.02649
.02778
.02914
.03057
.03208
59
59
59
59
59
10
11
12
13
14
.24912
.25425
.25948
.26478
.27013
.22127
.22622
.23127
.23640
.24159
.19681
.20155
.20640
.21134
.21634
.17529
.17982
.18446
.18919
.19398
.15635
.16066
.16508
.16958
.17416
.13965
.14374
.14793
.15221
.15657
.12492
.12878
.13275
.13681
.14094
.11191
.11555
.11930
.12314
.12705
.10040
.10383
.10736
.11099
.11468
.09021
.09343
.09676
.10018
.10366
.08118
.08420
.08733
.09054
.09383
.07316
.07600
.07893
.08196
.08505
.06604
.06870
.07145
.07429
.07719
.05970
.06219
.06477
.06744
.07016
.05406
.05638
.05880
.06130
.06386
.04902
.05120
.05347
.05581
.05821
.04452
.04656
.04868
.05088
.05314
.04050
.04241
.04440
.04646
.04857
.03690
.03869
.04055
.04248
.04446
.03368
.03534
.03709
.03890
.04076
59
59
59
59
59
15
16
17
18
19
.27553
.28097
.28646
.29201
.29763
.24683
.25211
.25745
.26285
.26834
.22139
.22649
.23165
.23689
.24221
.19883
.20373
.20870
.21374
.21887
.17879
.18348
.18824
.19308
.19801
.16098
.16546
.17000
.17462
.17935
.14514
.14939
.15372
.15812
.16263
.13103
.13506
.13917
.14336
.14765
.11844
.12226
.12615
.13013
.13421
.10721
.11082
.11450
.11826
.12213
.09717
.10058
.10405
.10761
.11127
.08820
.09140
.09468
.09804
.10150
.08016
.08318
.08627
.08943
.09270
.07295
.07579
.07870
.08168
.08476
.06648
.06915
.07188
.07469
.07760
.06067
.06318
.06575
.06839
.07113
.05544
.05780
.06021
.06270
.06527
.05073
.05294
.05521
.05755
.05997
.04649
.04857
.05069
.05289
.05517
.04266
.04461
.04661
.04867
.05081
59
59
59
59
59
20
21
22
23
24
.30335
.30917
.31507
.32106
.32715
.27393
.27962
.28541
.29129
.29729
.24764
.25317
.25881
.26456
.27042
.22412
.22948
.23494
.24052
.24622
.20306
.20822
.21350
.21889
.22441
.18419
.18915
.19422
.19942
.20474
.16726
.17201
.17687
.18186
.18698
.15206
.15659
.16125
.16603
.17094
.13840
.14272
.14716
.15173
.15643
.12611
.13022
.13445
.13881
.14330
.11505
.11895
.12297
.12712
.13140
.10508
.10878
.11259
.11653
.12061
.09608
.09958
.10320
.10695
.11082
.08796
.09127
.09470
.09825
.10193
.08061
.08374
.08699
.09036
.09385
.07397
.07693
.07999
.08318
.08650
.06795
.07074
.07364
.07666
.07980
.06250
.06513
.06787
.07072
.07370
.05755
.06003
.06262
.06531
.06813
.05305
.05539
.05783
.06038
.06305
59
59
59
59
59
25
26
27
28
29
.33335
.33963
.34602
.35249
.35904
.30339
.30959
.31590
.32231
.32881
.27639
.28247
.28867
.29498
.30138
.25204
.25797
.26403
.27020
.27648
.23005
.23582
.24172
.24773
.25386
.21019
.21578
.22149
.22733
.23329
.19224
.19762
.20315
.20880
.21457
.17599
.18117
.18649
.19194
.19753
.16127
.16624
.17136
.17661
.18199
.14793
.15269
.15760
.16265
.16783
.13582
.14038
.14509
.14992
.15490
.12483
.12918
.13368
.13832
.14309
.11484
.11899
.12329
.12773
.13230
.10575
.10971
.11381
.11805
.12242
.09748
.10125
.10516
.10920
.11338
.08995
.09353
.09725
.10111
.10510
.08308
.08648
.09002
.09370
.09751
.07680
.08004
.08341
.08691
.09054
.07107
.07414
.07735
.08068
.08414
.06584
.06875
.07180
.07496
.07826
136
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
59
59
59
59
59
30
31
32
33
34
.36567
.37237
.37913
.38596
.39285
.33539
.34205
.34879
.35560
.36248
.30788
.31446
.32113
.32788
.33471
.28286
.28933
.29589
.30255
.30929
.26009
.26642
.27286
.27940
.28602
.23935
.24553
.25182
.25821
.26470
.22046
.22646
.23258
.23881
.24515
.20323
.20905
.21499
.22104
.22721
.18750
.19313
.19888
.20475
.21074
.17313
.17857
.18412
.18981
.19561
.16000
.16524
.17060
.17609
.18170
.14799
.15303
.15819
.16348
.16890
.13700
.14183
.14680
.15190
.15712
.12693
.13156
.13633
.14124
.14627
.11770
.12214
.12671
.13142
.13627
.10922
.11348
.11786
.12239
.12704
.10145
.10552
.10972
.11405
.11852
.09430
.09819
.10221
.10637
.11066
.08773
.09145
.09529
.09927
.10339
.08169
.08523
.08891
.09272
.09666
59
59
59
59
59
35
36
37
38
39
.39979
.40678
.41380
.42087
.42796
.36942
.37642
.38348
.39057
.39771
.34161
.34858
.35561
.36270
.36983
.31612
.32303
.33000
.33704
.34413
.29275
.29955
.30644
.31340
.32042
.27130
.27798
.28475
.29161
.29853
.25160
.25814
.26478
.27151
.27832
.23350
.23988
.24637
.25296
.25963
.21685
.22307
.22940
.23583
.24235
.20154
.20758
.21374
.22000
.22637
.18744
.19330
.19928
.20537
.21157
.17446
.18013
.18592
.19183
.19786
.16248
.16797
.17358
.17931
.18515
.15144
.15674
.16216
.16770
.17337
.14125
.14635
.15159
.15695
.16243
.13183
.13675
.14180
.14698
.15228
.12313
.12787
.13273
.13773
.14285
.11508
.11964
.12432
.12914
.13409
.10763
.11201
.11652
.12117
.12594
.10074
.10495
.10928
.11376
.11836
59
59
59
59
59
40
41
42
43
44
.43507
.44219
.44932
.45644
.46353
.40487
.41206
.41927
.42647
.43366
.37701
.38422
.39145
.39869
.40593
.35128
.35847
.36569
.37294
.38019
.32751
.33465
.34183
.34904
.35626
.30553
.31259
.31970
.32685
.33403
.28520
.29216
.29918
.30624
.31334
.26639
.27323
.28013
.28710
.29410
.24897
.25567
.26245
.26929
.27619
.23283
.23939
.24602
.25273
.25950
.21787
.22427
.23075
.23732
.24395
.20399
.21022
.21656
.22297
.22946
.19111
.19718
.20334
.20960
.21594
.17915
.18505
.19105
.19714
.20332
.16804
.17376
.17959
.18552
.19154
.15771
.16326
.16892
.17468
.18053
.14810
.15348
.15896
.16456
.17025
.13917
.14436
.14968
.15511
.16064
.13084
.13587
.14102
.14628
.15164
.12309
.12795
.13293
.13802
.14323
59
59
59
59
59
45
46
47
48
49
.47059
.47759
.48453
.49138
.49816
.44082
.44794
.45499
.46198
.46889
.41315
.42034
.42747
.43454
.44154
.38742
.39464
.40181
.40893
.41598
.36349
.37070
.37787
.38500
.39208
.34121
.34838
.35553
.36265
.36972
.32046
.32758
.33468
.34176
.34880
.30113
.30817
.31520
.32222
.32921
.28311
.29006
.29700
.30394
.31087
.26631
.27314
.27999
.28684
.29367
.25063
.25735
.26408
.27082
.27756
.23600
.24258
.24919
.25582
.26245
.22233
.22878
.23525
.24175
.24827
.20956
.21586
.22220
.22857
.23496
.19763
.20378
.20997
.21621
.22247
.18647
.19246
.19851
.20461
.21073
.17602
.18187
.18777
.19372
.19970
.16625
.17194
.17769
.18349
.18934
.15709
.16263
.16822
.17388
.17959
.14852
.15390
.15934
.16485
.17042
59
59
59
59
59
50
51
52
53
54
.50483
.51140
.51784
.52415
.53031
.47571
.48242
.48902
.49549
.50181
.44846
.45528
.46200
.46858
.47503
.42296
.42986
.43665
.44332
.44986
.39910
.40603
.41287
.41959
.42620
.37674
.38369
.39055
.39730
.40394
.35580
.36273
.36958
.37634
.38299
.33617
.34307
.34989
.35664
.36328
.31776
.32461
.33139
.33810
.34472
.30049
.30727
.31400
.32066
.32723
.28429
.29099
.29764
.30424
.31075
.26907
.27568
.28225
.28877
.29522
.25479
.26130
.26777
.27420
.28058
.24136
.24776
.25414
.26048
.26677
.22875
.23503
.24130
.24753
.25373
.21688
.22304
.22920
.23533
.24143
.20572
.21176
.21779
.22381
.22981
.19522
.20113
.20704
.21295
.21883
.18534
.19111
.19690
.20269
.20846
.17603
.18167
.18733
.19300
.19866
59
59
59
59
59
55
56
57
58
59
.53632
.54216
.54784
.55333
.55863
.50798
.51400
.51985
.52552
.53100
.48134
.48749
.49348
.49929
.50491
.45627
.46252
.46862
.47454
.48028
.43267
.43900
.44518
.45118
.45701
.41045
.41683
.42306
.42913
.43503
.38953
.39593
.40220
.40831
.41425
.36981
.37623
.38251
.38864
.39461
.35123
.35764
.36391
.37005
.37603
.33371
.34009
.34635
.35248
.35846
.31719
.32353
.32976
.33586
.34183
.30160
.30789
.31408
.32015
.32608
.28689
.29311
.29925
.30527
.31117
.27299
.27915
.28523
.29120
.29705
.25987
.26596
.27196
.27787
.28367
.24748
.25348
.25940
.26524
.27098
.23576
.24167
.24752
.25328
.25895
.22469
.23050
.23626
.24195
.24755
.21421
.21993
.22560
.23120
.23672
.20430
.20992
.21549
.22101
.22645
60
60
60
60
60
0
1
2
3
4
.20766
.20780
.21189
.21618
.22060
.18187
.18178
.18565
.18972
.19393
.15960
.15927
.16292
.16676
.17075
.14033
.13979
.14320
.14682
.15058
.12364
.12290
.12609
.12947
.13300
.10916
.10824
.11120
.11436
.11767
.09658
.09550
.09825
.10119
.10427
.08564
.08441
.08695
.08969
.09256
.07610
.07474
.07709
.07963
.08230
.06778
.06631
.06847
.07082
.07330
.06051
.05894
.06093
.06311
.06541
.05415
.05249
.05432
.05633
.05846
.04857
.04683
.04852
.05037
.05235
.04366
.04187
.04342
.04513
.04696
.03935
.03751
.03893
.04051
.04220
.03555
.03367
.03497
.03643
.03799
.03220
.03028
.03148
.03282
.03427
.02923
.02729
.02838
.02962
.03096
.02660
.02464
.02565
.02679
.02803
.02427
.02230
.02322
.02427
.02542
60
60
60
60
60
5
6
7
8
9
.22513
.22978
.23452
.23936
.24430
.19826
.20270
.20725
.21189
.21665
.17486
.17908
.18341
.18785
.19239
.15446
.15846
.16256
.16677
.17110
.13665
.14042
.14430
.14828
.15238
.12109
.12463
.12829
.13204
.13592
.10748
.11080
.11423
.11776
.12141
.09555
.09866
.10187
.10519
.10862
.08509
.08799
.09100
.09410
.09733
.07590
.07861
.08141
.08432
.08734
.06782
.07034
.07296
.07568
.07850
.06071
.06305
.06549
.06803
.07067
.05443
.05661
.05888
.06125
.06372
.04889
.05092
.05303
.05524
.05755
.04399
.04587
.04784
.04990
.05205
.03965
.04140
.04324
.04515
.04716
.03581
.03743
.03914
.04092
.04280
.03239
.03390
.03549
.03715
.03890
.02936
.03076
.03224
.03379
.03542
.02665
.02795
.02933
.03078
.03230
60
60
60
60
60
10
11
12
13
14
.24935
.25450
.25974
.26506
.27043
.22151
.22648
.23154
.23669
.24190
.19705
.20182
.20668
.21164
.21666
.17554
.18009
.18475
.18949
.19430
.15660
.16093
.16537
.16989
.17449
.13991
.14401
.14822
.15253
.15690
.12518
.12906
.13305
.13713
.14128
.11217
.11583
.11960
.12346
.12739
.10066
.10411
.10766
.11131
.11502
.09047
.09371
.09706
.10049
.10400
.08144
.08448
.08763
.09086
.09416
.07342
.07627
.07923
.08227
.08538
.06629
.06897
.07174
.07460
.07752
.05995
.06246
.06506
.06775
.07049
.05431
.05665
.05909
.06161
.06419
.04927
.05146
.05375
.05611
.05854
.04477
.04682
.04897
.05118
.05346
.04074
.04267
.04467
.04675
.04889
.03714
.03894
.04082
.04277
.04477
.03391
.03559
.03736
.03919
.04106
60
60
60
60
60
15
16
17
18
19
.27585
.28130
.28681
.29238
.29802
.24715
.25245
.25781
.26324
.26875
.22173
.22685
.23203
.23728
.24263
.19917
.20409
.20908
.21414
.21930
.17914
.18385
.18863
.19349
.19844
.16134
.16583
.17039
.17504
.17978
.14549
.14977
.15411
.15854
.16307
.13138
.13544
.13956
.14377
.14809
.11880
.12264
.12655
.13054
.13464
.10757
.11120
.11490
.11868
.12257
.09753
.10095
.10445
.10803
.11171
.08855
.09178
.09508
.09845
.10194
.08051
.08355
.08666
.08984
.09313
.07330
.07616
.07908
.08209
.08519
.06683
.06952
.07227
.07510
.07802
.06101
.06354
.06613
.06879
.07154
.05578
.05815
.06059
.06309
.06569
.05107
.05330
.05558
.05794
.06038
.04682
.04891
.05106
.05327
.05557
.04299
.04495
.04697
.04905
.05121
137
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
60
60
60
60
60
20
21
22
23
24
.30377
.30960
.31553
.32155
.32768
.27436
.28007
.28588
.29180
.29782
.24808
.25364
.25930
.26507
.27097
.22456
.22995
.23544
.24105
.24678
.20351
.20870
.21400
.21943
.22498
.18465
.18963
.19473
.19996
.20531
.16772
.17249
.17739
.18241
.18756
.15252
.15708
.16176
.16657
.17152
.13886
.14321
.14767
.15227
.15701
.12657
.13071
.13496
.13935
.14387
.11551
.11943
.12348
.12766
.13197
.10553
.10926
.11310
.11707
.12118
.09653
.10006
.10371
.10748
.11139
.08841
.09174
.09520
.09878
.10249
.08106
.08421
.08748
.09088
.09441
.07441
.07739
.08048
.08370
.08705
.06839
.07120
.07413
.07717
.08034
.06293
.06558
.06834
.07123
.07423
.05797
.06047
.06308
.06581
.06866
.05347
.05583
.05829
.06087
.06356
60
60
60
60
60
25
26
27
28
29
.33390
.34023
.34665
.35317
.35977
.30396
.31020
.31656
.32301
.32956
.27698
.28310
.28934
.29569
.30215
.25263
.25861
.26471
.27093
.27726
.23066
.23647
.24241
.24847
.25465
.21081
.21643
.22219
.22807
.23408
.19285
.19828
.20385
.20955
.21537
.17660
.18183
.18719
.19270
.19833
.16188
.16690
.17206
.17736
.18280
.14854
.15335
.15830
.16340
.16863
.13643
.14103
.14578
.15067
.15570
.12544
.12983
.13438
.13906
.14388
.11544
.11963
.12398
.12846
.13308
.10635
.11035
.11449
.11878
.12320
.09807
.10188
.10583
.10992
.11415
.09053
.09415
.09792
.10182
.10586
.08365
.08709
.09068
.09440
.09826
.07737
.08064
.08405
.08760
.09128
.07163
.07474
.07798
.08136
.08487
.06639
.06933
.07242
.07563
.07897
60
60
60
60
60
30
31
32
33
34
.36645
.37321
.38003
.38693
.39389
.33620
.34292
.34972
.35660
.36355
.30870
.31534
.32208
.32890
.33581
.28369
.29023
.29686
.30359
.31041
.26094
.26734
.27384
.28045
.28716
.24021
.24645
.25281
.25927
.26585
.22132
.22739
.23358
.23988
.24630
.20409
.20998
.21598
.22212
.22837
.18836
.19406
.19987
.20582
.21189
.17400
.17949
.18512
.19087
.19676
.16086
.16616
.17158
.17715
.18284
.14884
.15394
.15917
.16454
.17004
.13784
.14274
.14777
.15294
.15824
.12776
.13246
.13729
.14227
.14738
.11852
.12302
.12766
.13244
.13736
.11004
.11435
.11880
.12339
.12812
.10225
.10638
.11064
.11504
.11959
.09509
.09904
.10312
.10734
.11171
.08851
.09228
.09619
.10023
.10442
.08245
.08605
.08979
.09367
.09768
60
60
60
60
60
35
36
37
38
39
.40091
.40798
.41510
.42226
.42946
.37058
.37767
.38481
.39201
.39926
.34280
.34986
.35698
.36417
.37142
.31733
.32432
.33139
.33854
.34575
.29397
.30087
.30785
.31492
.32206
.27253
.27930
.28618
.29314
.30018
.25283
.25947
.26621
.27305
.27997
.23474
.24122
.24781
.25450
.26129
.21809
.22441
.23083
.23737
.24401
.20278
.20891
.21517
.22154
.22802
.18867
.19462
.20070
.20690
.21321
.17567
.18144
.18733
.19335
.19949
.16369
.16927
.17497
.18081
.18677
.15263
.15802
.16354
.16919
.17497
.14242
.14762
.15295
.15842
.16402
.13299
.13800
.14315
.14843
.15385
.12428
.12910
.13406
.13916
.14439
.11621
.12085
.12563
.13055
.13561
.10875
.11321
.11781
.12255
.12743
.10183
.10612
.11055
.11512
.11982
60
60
60
60
60
40
41
42
43
44
.43668
.44393
.45118
.45843
.46567
.40654
.41385
.42119
.42853
.43587
.37871
.38605
.39342
.40080
.40820
.35301
.36033
.36770
.37508
.38249
.32926
.33653
.34385
.35121
.35860
.30730
.31450
.32175
.32905
.33638
.28698
.29408
.30124
.30845
.31572
.26818
.27515
.28220
.28931
.29648
.25075
.25759
.26451
.27151
.27856
.23461
.24130
.24808
.25494
.26187
.21964
.22617
.23280
.23952
.24631
.20575
.21211
.21859
.22515
.23180
.19285
.19905
.20536
.21177
.21826
.18087
.18690
.19304
.19928
.20562
.16974
.17559
.18156
.18764
.19381
.15939
.16507
.17086
.17677
.18278
.14976
.15526
.16088
.16662
.17247
.14080
.14612
.15157
.15714
.16282
.13245
.13760
.14288
.14828
.15379
.12467
.12965
.13476
.13999
.14534
60
60
60
60
60
45
46
47
48
49
.47288
.48004
.48714
.49418
.50113
.44318
.45046
.45769
.46486
.47196
.41557
.42293
.43024
.43749
.44469
.38989
.39728
.40463
.41194
.41919
.36599
.37337
.38073
.38806
.39534
.34373
.35109
.35842
.36574
.37301
.32300
.33030
.33759
.34486
.35211
.30368
.31090
.31812
.32534
.33254
.28566
.29279
.29992
.30706
.31419
.26885
.27587
.28290
.28995
.29699
.25316
.26006
.26698
.27392
.28087
.23851
.24527
.25207
.25890
.26574
.22482
.23145
.23811
.24481
.25153
.21203
.21851
.22503
.23160
.23820
.20007
.20640
.21278
.21921
.22567
.18888
.19505
.20128
.20757
.21390
.17840
.18442
.19050
.19664
.20283
.16859
.17445
.18038
.18637
.19242
.15940
.16510
.17088
.17672
.18262
.15079
.15633
.16195
.16765
.17340
60
60
60
60
60
50
51
52
53
54
.50800
.51476
.52140
.52792
.53429
.47897
.48589
.49270
.49938
.50593
.45181
.45884
.46577
.47258
.47926
.42638
.43349
.44050
.44740
.45417
.40256
.40971
.41677
.42373
.43058
.38024
.38741
.39449
.40148
.40837
.35932
.36648
.37356
.38056
.38746
.33970
.34683
.35389
.36087
.36776
.32130
.32838
.33539
.34234
.34921
.30403
.31104
.31800
.32490
.33172
.28781
.29474
.30163
.30846
.31523
.27258
.27941
.28622
.29298
.29968
.25827
.26500
.27171
.27838
.28501
.24481
.25143
.25804
.26462
.27116
.23216
.23866
.24516
.25164
.25808
.22026
.22664
.23302
.23939
.24573
.20906
.21531
.22157
.22783
.23406
.19851
.20463
.21077
.21691
.22303
.18857
.19457
.20058
.20659
.21260
.17921
.18507
.19095
.19685
.20274
60
60
60
60
60
55
56
57
58
59
.54052
.54659
.55249
.55821
.56374
.51233
.51857
.52466
.53056
.53628
.48579
.49218
.49841
.50447
.51034
.46082
.46731
.47366
.47983
.48582
.43729
.44387
.45030
.45657
.46265
.41513
.42176
.42825
.43458
.44074
.39424
.40090
.40743
.41381
.42002
.37455
.38122
.38777
.39417
.40041
.35598
.36264
.36919
.37560
.38185
.33846
.34510
.35163
.35803
.36428
.32192
.32852
.33502
.34140
.34764
.30631
.31286
.31932
.32566
.33187
.29157
.29806
.30446
.31076
.31693
.27764
.28406
.29040
.29664
.30277
.26448
.27082
.27709
.28327
.28934
.25204
.25829
.26448
.27059
.27661
.24027
.24643
.25254
.25858
.26452
.22914
.23520
.24122
.24718
.25305
.21860
.22457
.23050
.23636
.24216
.20863
.21449
.22032
.22610
.23181
60 60 .56908 .54180 .51601 .49163
61 0 .20787 .18210 .15983 .14057
61 1 .20794 .18191 .15941 .13993
61 2 .21203 .18579 .16306 .14335
61 3 .21632 .18986 .16691 .14697
.46855
.12388
.12304
.12623
.12963
.44672
.10940
.10839
.11135
.11452
.42605
.09683
.09564
.09840
.10135
.40648
.08589
.08456
.08710
.08984
.38794
.07635
.07489
.07724
.07979
.37038
.06804
.06646
.06863
.07098
.35373
.06076
.05909
.06108
.06326
.33795
.05440
.05263
.05447
.05649
.32298
.04882
.04698
.04867
.05053
.30878
.04392
.04202
.04357
.04528
.29530
.03960
.03765
.03907
.04066
.28251
.03580
.03381
.03511
.03658
.27036
.03245
.03042
.03162
.03297
.25882
.02948
.02743
.02853
.02977
.24786
.02685
.02478
.02579
.02694
.23744
.02451
.02243
.02336
.02442
61
61
61
61
61
.13316
.13683
.14061
.14450
.14850
.11783
.12127
.12482
.12849
.13226
.10444
.10766
.11099
.11443
.11798
.09272
.09573
.09885
.10207
.10540
.08247
.08527
.08818
.09120
.09432
.07347
.07608
.07879
.08162
.08454
.06557
.06800
.07053
.07316
.07589
.05863
.06088
.06324
.06569
.06824
.05251
.05461
.05680
.05908
.06146
.04712
.04906
.05110
.05323
.05545
.04236
.04416
.04606
.04804
.05011
.03815
.03982
.04158
.04343
.04536
.03442
.03598
.03761
.03933
.04113
.03112
.03256
.03408
.03568
.03736
.02818
.02952
.03093
.03242
.03399
.02557
.02681
.02813
.02951
.03097
4
5
6
7
8
.22074
.22529
.22994
.23470
.23955
.19408
.19842
.20287
.20743
.21209
.17091
.17503
.17926
.18360
.18805
.15074
.15463
.15864
.16276
.16698
138
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
61
61
61
61
61
9
10
11
12
13
.24451
.24957
.25474
.25999
.26533
.21686
.22174
.22672
.23180
.23697
.19261
.19728
.20207
.20695
.21192
.17132
.17578
.18034
.18502
.18978
.15261
.15684
.16119
.16564
.17019
.13615
.14015
.14427
.14850
.15283
.12164
.12543
.12932
.13333
.13743
.10885
.11242
.11609
.11988
.12376
.09756
.10091
.10437
.10795
.11161
.08757
.09072
.09398
.09734
.10080
.07873
.08169
.08475
.08791
.09116
.07090
.07367
.07654
.07951
.08257
.06395
.06654
.06923
.07202
.07490
.05777
.06020
.06272
.06534
.06804
.05228
.05455
.05691
.05937
.06191
.04738
.04951
.05172
.05402
.05641
.04302
.04500
.04708
.04924
.05147
.03912
.04098
.04292
.04494
.04704
.03563
.03737
.03919
.04109
.04305
.03251
.03414
.03584
.03762
.03947
61
61
61
61
61
14
15
16
17
18
.27072
.27615
.28162
.28714
.29273
.24219
.24747
.25278
.25816
.26360
.21696
.22205
.22718
.23238
.23765
.19461
.19950
.20444
.20944
.21452
.17480
.17947
.18420
.18900
.19387
.15722
.16167
.16618
.17077
.17543
.14160
.14583
.15013
.15449
.15893
.12771
.13172
.13580
.13994
.14417
.11534
.11914
.12300
.12693
.13094
.10432
.10791
.11156
.11528
.11908
.09449
.09787
.10131
.10483
.10842
.08570
.08889
.09214
.09545
.09885
.07785
.08085
.08391
.08703
.09024
.07081
.07363
.07651
.07946
.08248
.06451
.06716
.06987
.07264
.07548
.05885
.06134
.06389
.06649
.06917
.05376
.05611
.05850
.06095
.06347
.04919
.05139
.05364
.05594
.05831
.04507
.04714
.04925
.05141
.05364
.04136
.04330
.04528
.04731
.04941
61
61
61
61
61
19
20
21
22
23
.29839
.30415
.31001
.31596
.32201
.26913
.27476
.28050
.28633
.29228
.24302
.24849
.25407
.25976
.26556
.21970
.22499
.23039
.23591
.24155
.19885
.20394
.20915
.21448
.21993
.18019
.18508
.19009
.19521
.20047
.16349
.16816
.17295
.17787
.18292
.14851
.15296
.15754
.16225
.16709
.13506
.13930
.14367
.14816
.15279
.12299
.12701
.13117
.13545
.13987
.11213
.11595
.11990
.12397
.12817
.10235
.10597
.10972
.11359
.11759
.09354
.09697
.10052
.10419
.10799
.08560
.08884
.09220
.09568
.09928
.07843
.08149
.08466
.08796
.09138
.07195
.07483
.07784
.08095
.08420
.06608
.06881
.07164
.07459
.07766
.06077
.06334
.06602
.06880
.07171
.05596
.05838
.06090
.06354
.06629
.05159
.05387
.05625
.05874
.06134
61
61
61
61
61
24
25
26
27
28
.32817
.33442
.34078
.34725
.35381
.29833
.30450
.31078
.31717
.32367
.27148
.27753
.28369
.28997
.29637
.24731
.25320
.25921
.26536
.27162
.22552
.23123
.23708
.24306
.24916
.20586
.21138
.21704
.22285
.22878
.18811
.19343
.19890
.20451
.21025
.17207
.17719
.18245
.18786
.19341
.15756
.16247
.16752
.17273
.17807
.14442
.14912
.15397
.15897
.16411
.13252
.13701
.14165
.14644
.15138
.12173
.12601
.13045
.13503
.13976
.11193
.11602
.12025
.12463
.12916
.10303
.10692
.11095
.11514
.11947
.09494
.09864
.10248
.10647
.11061
.08757
.09109
.09474
.09855
.10250
.08086
.08420
.08768
.09130
.09507
.07474
.07791
.08122
.08467
.08826
.06916
.07217
.07531
.07859
.08201
.06406
.06691
.06990
.07302
.07627
61
61
61
61
61
29
30
31
32
33
.36045
.36719
.37399
.38088
.38784
.33026
.33695
.34373
.35059
.35753
.30287
.30947
.31617
.32297
.32986
.27800
.28448
.29107
.29777
.30457
.25539
.26174
.26819
.27476
.28144
.23484
.24102
.24732
.25374
.26027
.21613
.22213
.22826
.23451
.24089
.19909
.20491
.21085
.21692
.22313
.18356
.18918
.19493
.20082
.20684
.16939
.17481
.18037
.18606
.19188
.15646
.16167
.16703
.17252
.17815
.14464
.14965
.15480
.16010
.16554
.13383
.13864
.14360
.14869
.15393
.12394
.12856
.13331
.13821
.14325
.11488
.11930
.12386
.12857
.13342
.10658
.11081
.11518
.11969
.12435
.09897
.10302
.10720
.11152
.11599
.09198
.09585
.09985
.10399
.10828
.08556
.08925
.09308
.09705
.10116
.07966
.08318
.08684
.09063
.09457
61
61
61
61
61
34
35
36
37
38
.39486
.40196
.40911
.41632
.42357
.36456
.37166
.37883
.38607
.39336
.33684
.34391
.35105
.35827
.36556
.31146
.31846
.32554
.33270
.33995
.28822
.29511
.30210
.30918
.31635
.26692
.27369
.28055
.28752
.29458
.24738
.25400
.26073
.26756
.27450
.22945
.23591
.24248
.24916
.25596
.21298
.21926
.22567
.23219
.23883
.19785
.20394
.21017
.21652
.22300
.18392
.18983
.19588
.20205
.20835
.17111
.17683
.18269
.18867
.19480
.15931
.16484
.17050
.17630
.18224
.14844
.15377
.15924
.16486
.17061
.13841
.14355
.14883
.15426
.15983
.12915
.13411
.13920
.14444
.14982
.12061
.12537
.13028
.13533
.14053
.11271
.11729
.12202
.12689
.13190
.10541
.10981
.11436
.11905
.12388
.09865
.10288
.10725
.11177
.11643
61
61
61
61
61
39
40
41
42
43
.43087
.43819
.44555
.45293
.46031
.40071
.40810
.41553
.42299
.43047
.37291
.38031
.38777
.39527
.40279
.34726
.35465
.36209
.36958
.37711
.32359
.33092
.33832
.34577
.35327
.30174
.30898
.31630
.32368
.33113
.28154
.28867
.29589
.30319
.31055
.26286
.26987
.27697
.28415
.29142
.24558
.25245
.25941
.26647
.27361
.22959
.23630
.24312
.25004
.25705
.21477
.22132
.22798
.23475
.24162
.20104
.20742
.21392
.22053
.22724
.18831
.19451
.20084
.20728
.21384
.17650
.18252
.18867
.19495
.20134
.16553
.17137
.17735
.18345
.18967
.15534
.16100
.16680
.17273
.17878
.14587
.15135
.15697
.16273
.16861
.13706
.14236
.14781
.15339
.15910
.12887
.13399
.13926
.14467
.15021
.12123
.12619
.13128
.13652
.14189
61
61
61
61
61
44
45
46
47
48
.46769
.47504
.48236
.48962
.49682
.43795
.44542
.45285
.46025
.46759
.41033
.41786
.42538
.43286
.44030
.38467
.39223
.39978
.40730
.41480
.36081
.36836
.37591
.38345
.39096
.33862
.34613
.35366
.36117
.36868
.31797
.32542
.33289
.34036
.34783
.29874
.30610
.31350
.32090
.32831
.28083
.28809
.29539
.30271
.31004
.26413
.27128
.27847
.28569
.29293
.24857
.25558
.26265
.26976
.27689
.23404
.24092
.24786
.25484
.26186
.22049
.22721
.23401
.24086
.24775
.20783
.21440
.22105
.22776
.23452
.19600
.20242
.20892
.21548
.22209
.18494
.19120
.19754
.20395
.21043
.17460
.18070
.18688
.19314
.19947
.16493
.17086
.17688
.18298
.18916
.15587
.16163
.16750
.17345
.17947
.14738
.15299
.15869
.16448
.17036
61
61
61
61
61
49
50
51
52
53
.50395
.51100
.51795
.52479
.53151
.47487
.48207
.48919
.49620
.50309
.44768
.45499
.46223
.46937
.47639
.42224
.42963
.43695
.44417
.45130
.39844
.40586
.41323
.42051
.42770
.37615
.38359
.39097
.39828
.40550
.35527
.36269
.37007
.37738
.38461
.33571
.34309
.35044
.35773
.36494
.31738
.32470
.33199
.33924
.34643
.30018
.30742
.31465
.32184
.32898
.28404
.29120
.29835
.30547
.31254
.26890
.27595
.28301
.29004
.29704
.25467
.26162
.26857
.27551
.28242
.24131
.24814
.25498
.26182
.26863
.22876
.23546
.24218
.24891
.25562
.21695
.22352
.23012
.23673
.24333
.20585
.21228
.21875
.22524
.23173
.19540
.20170
.20803
.21439
.22076
.18556
.19172
.19792
.20415
.21040
.17630
.18231
.18838
.19448
.20060
61
61
61
61
61
54
55
56
57
58
.53809
.54453
.55082
.55695
.56289
.50986
.51648
.52296
.52927
.53541
.48330
.49006
.49669
.50316
.50946
.45830
.46518
.47192
.47851
.48493
.43477
.44173
.44856
.45524
.46176
.41262
.41962
.42651
.43325
.43985
.39175
.39878
.40570
.41249
.41913
.37208
.37912
.38605
.39285
.39952
.35354
.36056
.36748
.37429
.38097
.33605
.34304
.34994
.35674
.36341
.31956
.32650
.33337
.34013
.34678
.30399
.31088
.31769
.32441
.33103
.28929
.29611
.30286
.30953
.31611
.27542
.28215
.28883
.29544
.30196
.26231
.26896
.27556
.28209
.28855
.24992
.25647
.26299
.26944
.27582
.23820
.24466
.25108
.25745
.26376
.22712
.23347
.23980
.24608
.25230
.21665
.22289
.22911
.23529
.24143
.20673
.21286
.21897
.22506
.23110
139
Section 2
Ages
Interest Rate
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
61 59 .56865 .54137 .51557 .49118
61 60 .57422 .54713 .52150 .49724
61 61 .57959 .55270 .52723 .50310
62 0 .20808 .18231 .16005 .14079
62 1 .20806 .18204 .15954 .14007
.46810
.47427
.48024
.12411
.12318
.44627
.45251
.45858
.10964
.10852
.42560
.43191
.43804
.09707
.09578
.40603
.41238
.41856
.08613
.08470
.38750
.39387
.40008
.07660
.07503
.36994
.37632
.38254
.06828
.06660
.35330
.35967
.36589
.06101
.05923
.33752
.34387
.35009
.05465
.05278
.32256
.32888
.33507
.04907
.04712
.30837
.31465
.32081
.04417
.04215
.29490
.30113
.30725
.03985
.03779
.28211
.28829
.29436
.03605
.03395
.26997
.27609
.28211
.03269
.03056
.25844
.26450
.27045
.02972
.02756
.24749
.25347
.25936
.02709
.02491
.23708
.24298
.24880
.02476
.02256
62
62
62
62
62
O
Y
2
3
4
5
6
2.2%
2.4%
2.6%
.21215
.21645
.22088
.22544
.23010
.18592
.19000
.19423
.19858
.20304
.16320
.16705
.17106
.17519
.17943
.14349
.14711
.15089
.15479
.15881
.12637
.12977
.13332
.13699
.14078
.11149
.11467
.11799
.12144
.12500
.09854
.10150
.10460
.10783
.11117
.08725
.08999
.09288
.09590
.09903
.07739
.07994
.08263
.08544
.08836
.06877
.07113
.07363
.07625
.07898
.06123
.06341
.06573
.06817
.07071
.05461
.05664
.05879
.06105
.06342
.04881
.05068
.05267
.05477
.05697
.04371
.04543
.04728
.04923
.05128
.03921
.04081
.04252
.04433
.04623
.03525
.03672
.03831
.03999
.04176
.03176
.03311
.03458
.03614
.03778
.02866
.02991
.03127
.03272
.03425
.02592
.02708
.02833
.02968
.03110
.02349
.02455
.02572
.02697
.02829
62 7 .23487
62 8 .23973
62 9 .24470
62 10 .24978
62 11 .25496
.20761
.21228
.21706
.22195
.22695
.18378
.18824
.19282
.19750
.20230
.16294
.16718
.17153
.17600
.18059
.14468
.14870
.15282
.15707
.16143
.12868
.13246
.13636
.14039
.14452
.11462
.11818
.12186
.12566
.12958
.10227
.10561
.10907
.11265
.11635
.09139
.09453
.09778
.10115
.10463
.08181
.08474
.08779
.09096
.09423
.07335
.07610
.07895
.08192
.08500
.06588
.06845
.07112
.07390
.07679
.05927
.06167
.06417
.06678
.06949
.05342
.05566
.05799
.06043
.06297
.04823
.05031
.05250
.05478
.05716
.04362
.04556
.04760
.04974
.05197
.03951
.04133
.04323
.04523
.04732
.03586
.03755
.03933
.04120
.04316
.03260
.03418
.03584
.03759
.03943
.02969
.03116
.03272
.03436
.03607
62
62
62
62
62
12
13
14
15
16
.26023
.26558
.27099
.27643
.28192
.23205
.23723
.24247
.24776
.25310
.20720
.21219
.21724
.22235
.22750
.18528
.19006
.19490
.19981
.20476
.16591
.17047
.17510
.17979
.18454
.14877
.15311
.15752
.16199
.16652
.13360
.13772
.14191
.14616
.15047
.12015
.12405
.12802
.13205
.13614
.10822
.11190
.11565
.11947
.12335
.09762
.10109
.10463
.10824
.11190
.08818
.09146
.09480
.09820
.10166
.07979
.08287
.08601
.08922
.09248
.07230
.07519
.07815
.08117
.08425
.06561
.06833
.07112
.07396
.07686
.05964
.06219
.06481
.06748
.07021
.05429
.05669
.05915
.06166
.06422
.04950
.05175
.05406
.05643
.05883
.04520
.04732
.04949
.05171
.05397
.04134
.04333
.04537
.04745
.04958
.03787
.03974
.04165
.04361
.04561
62
62
62
62
62
17
18
19
20
21
.28746
.29306
.29874
.30452
.31040
.25849
.26394
.26949
.27514
.28090
.23272
.23801
.24339
.24888
.25448
.20978
.21488
.22008
.22539
.23081
.18935
.19424
.19924
.20435
.20958
.17112
.17580
.18059
.18549
.19052
.15485
.15931
.16388
.16857
.17339
.14030
.14455
.14890
.15338
.15799
.12729
.13132
.13546
.13972
.14411
.11564
.11946
.12339
.12744
.13161
.10519
.10881
.11253
.11637
.12034
.09582
.09923
.10275
.10639
.11016
.08739
.09062
.09394
.09739
.10096
.07982
.08286
.08600
.08925
.09263
.07300
.07586
.07882
.08190
.08510
.06685
.06954
.07234
.07524
.07827
.06130
.06384
.06647
.06921
.07207
.05629
.05868
.06116
.06374
.06644
.05176
.05400
.05634
.05877
.06132
.04765
.04977
.05196
.05426
.05666
62
62
62
62
62
22
23
24
25
26
.31637
.32245
.32862
.33491
.34130
.28676
.29272
.29880
.30500
.31131
.26019
.26602
.27197
.27804
.28424
.23635
.24202
.24780
.25373
.25977
.21493
.22041
.22602
.23177
.23765
.19567
.20095
.20637
.21193
.21762
.17833
.18341
.18862
.19398
.19948
.16271
.16758
.17259
.17774
.18304
.14863
.15328
.15808
.16302
.16811
.13592
.14036
.14494
.14968
.15456
.12443
.12867
.13304
.13757
.14224
.11405
.11808
.12225
.12657
.13103
.10465
.10848
.11245
.11657
.12083
.09614
.09977
.10354
.10747
.11153
.08841
.09186
.09545
.09918
.10305
.08141
.08467
.08808
.09162
.09531
.07504
.07813
.08136
.08473
.08824
.06925
.07218
.07524
.07844
.08178
.06397
.06675
.06965
.07269
.07586
.05917
.06179
.06454
.06742
.07044
62
62
62
62
62
27
28
29
30
31
.34780
.35440
.36109
.36787
.37473
.31775
.32428
.33092
.33766
.34448
.29056
.29700
.30355
.31020
.31695
.26596
.27226
.27869
.28522
.29187
.24367
.24982
.25609
.26249
.26900
.22347
.22944
.23555
.24178
.24814
.20513
.21092
.21685
.22290
.22909
.18849
.19408
.19981
.20568
.21168
.17336
.17875
.18428
.18995
.19576
.15960
.16478
.17011
.17558
.18119
.14707
.15205
.15717
.16244
.16785
.13566
.14043
.14535
.15042
.15563
.12525
.12982
.13454
.13941
.14442
.11576
.12013
.12465
.12931
.13412
.10708
.11126
.11559
.12006
.12467
.09916
.10314
.10728
.11156
.11598
.09190
.09571
.09966
.10375
.10799
.08526
.08889
.09266
.09657
.10063
.07918
.08263
.08623
.08997
.09385
.07359
.07689
.08032
.08389
.08760
62
62
62
62
62
32
33
34
35
36
.38167
.38869
.39578
.40294
.41017
.35140
.35841
.36550
.37268
.37993
.32381
.33076
.33781
.34495
.35217
.29862
.30549
.31245
.31952
.32668
.27563
.28237
.28923
.29619
.30326
.25462
.26122
.26794
.27478
.28173
.23540
.24184
.24841
.25510
.26191
.21781
.22408
.23048
.23701
.24367
.20171
.20779
.21401
.22037
.22686
.18695
.19284
.19887
.20505
.21136
.17341
.17911
.18495
.19094
.19707
.16098
.16649
.17213
.17793
.18387
.14957
.15488
.16033
.16593
.17168
.13908
.14419
.14944
.15486
.16041
.12943
.13434
.13941
.14462
.14999
.12055
.12527
.13014
.13517
.14034
.11237
.11690
.12158
.12642
.13141
.10483
.10918
.11367
.11833
.12313
.09787
.10204
.10636
.11083
.11546
.09145
.09544
.09959
.10389
.10834
62
62
62
62
62
37
38
39
40
41
.41745
.42480
.43218
.43961
.44708
.38724
.39463
.40207
.40957
.41711
.35947
.36686
.37431
.38182
.38939
.33393
.34127
.34869
.35618
.36375
.31043
.31769
.32505
.33248
.34000
.28878
.29595
.30320
.31056
.31800
.26884
.27588
.28302
.29026
.29761
.25044
.25734
.26435
.27147
.27869
.23347
.24021
.24707
.25405
.26114
.21780
.22438
.23108
.23790
.24485
.20333
.20973
.21626
.22292
.22971
.18995
.19617
.20252
.20901
.21564
.17757
.18361
.18978
.19610
.20255
.16611
.17196
.17796
.18409
.19037
.15550
.16117
.16698
.17293
.17903
.14567
.15115
.15677
.16254
.16846
.13655
.14184
.14728
.15288
.15862
.12809
.13320
.13846
.14387
.14943
.12023
.12516
.13024
.13548
.14086
.11293
.11769
.12259
.12765
.13286
62
62
62
62
62
42
43
44
45
46
.45457
.46208
.46959
.47708
.48454
.42469
.43230
.43991
.44752
.45511
.39701
.40467
.41235
.42003
.42770
.37137
.37903
.38673
.39444
.40215
.34758
.35522
.36290
.37061
.37832
.32552
.33310
.34074
.34841
.35610
.30504
.31254
.32010
.32771
.33535
.28601
.29341
.30089
.30841
.31597
.26834
.27562
.28298
.29040
.29787
.25190
.25905
.26629
.27359
.28095
.23661
.24362
.25072
.25789
.26513
.22238
.22923
.23619
.24322
.25033
.20912
.21582
.22262
.22951
.23647
.19677
.20330
.20994
.21668
.22350
.18526
.19162
.19810
.20467
.21134
.17452
.18071
.18702
.19343
.19994
.16450
.17051
.17666
.18290
.18925
.15514
.16098
.16695
.17304
.17923
.14640
.15207
.15787
.16379
.16981
.13822
.14372
.14936
.15511
.16097
140
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
62
62
62
62
62
47
48
49
50
51
.49196
.49932
.50662
.51384
.52098
.46267
.47018
.47763
.48502
.49233
.43534
.44295
.45052
.45802
.46545
.40984
.41751
.42514
.43272
.44024
.38603
.39372
.40139
.40901
.41658
.36379
.37147
.37914
.38678
.39437
.34300
.35065
.35829
.36592
.37350
.32356
.33115
.33875
.34634
.35390
.30537
.31289
.32042
.32795
.33546
.28835
.29578
.30323
.31068
.31813
.27242
.27974
.28709
.29445
.30182
.25749
.26470
.27193
.27920
.28647
.24350
.25058
.25770
.26485
.27202
.23038
.23732
.24432
.25135
.25841
.21807
.22488
.23174
.23864
.24558
.20653
.21319
.21990
.22668
.23349
.19568
.20219
.20877
.21541
.22209
.18550
.19186
.19829
.20478
.21133
.17593
.18214
.18842
.19477
.20118
.16693
.17298
.17912
.18533
.19160
62
62
62
62
62
52
53
54
55
56
.52801
.53493
.54172
.54837
.55487
.49954
.50663
.51361
.52045
.52715
.47280
.48004
.48716
.49415
.50101
.44768
.45502
.46225
.46936
.47634
.42408
.43149
.43880
.44599
.45306
.40190
.40934
.41670
.42395
.43108
.38103
.38849
.39587
.40315
.41032
.36141
.36886
.37623
.38352
.39070
.34294
.35036
.35771
.36498
.37216
.32554
.33292
.34023
.34747
.35463
.30917
.31648
.32373
.33093
.33805
.29373
.30097
.30816
.31530
.32237
.27919
.28633
.29345
.30052
.30753
.26547
.27252
.27955
.28654
.29347
.25253
.25948
.26641
.27331
.28017
.24032
.24716
.25398
.26079
.26756
.22880
.23551
.24223
.24893
.25561
.21791
.22451
.23111
.23771
.24428
.20763
.21410
.22059
.22707
.23354
.19791
.20426
.21062
.21699
.22336
62
62
62
62
62
57
58
59
60
61
.56121
.56739
.57337
.57917
.58477
.53370
.54007
.54626
.55226
.55807
.50771
.51425
.52061
.52679
.53277
.48317
.48985
.49634
.50266
.50878
.45999
.46677
.47337
.47979
.48603
.43808
.44493
.45162
.45813
.46446
.41736
.42427
.43101
.43759
.44399
.39777
.40470
.41149
.41811
.42456
.37923
.38618
.39298
.39963
.40612
.36169
.36864
.37544
.38210
.38860
.34509
.35201
.35880
.36546
.37196
.32936
.33625
.34302
.34966
.35615
.31447
.32131
.32804
.33465
.34113
.30035
.30714
.31382
.32039
.32684
.28697
.29369
.30032
.30684
.31325
.27428
.28094
.28750
.29396
.30032
.26225
.26882
.27532
.28172
.28802
.25083
.25732
.26374
.27007
.27631
.23999
.24639
.25273
.25899
.26516
.22970
.23601
.24226
.24844
.25454
62 62 .59018 .56369 .53855 .51471
63 0 .20828 .18252 .16027 .14101
63 1 .20818 .18216 .15967 .14019
63 2 .21227 .18604 .16332 .14362
63 3 .21657 .19013 .16719 .14725
.49209
.12434
.12331
.12651
.12991
.47061
.10987
.10866
.11163
.11481
.45022
.09730
.09592
.09867
.10164
.43085
.08637
.08483
.08738
.09014
.41244
.07684
.07517
.07752
.08008
.39495
.06852
.06673
.06891
.07128
.37832
.06126
.05936
.06136
.06356
.36251
.05489
.05291
.05475
.05678
.34747
.04931
.04725
.04895
.05082
.33316
.04441
.04229
.04384
.04557
.31954
.04010
.03792
.03935
.04095
.30657
.03629
.03408
.03539
.03686
.29422
.03294
.03069
.03189
.03325
.28246
.02997
.02769
.02879
.03005
.27125
.02733
.02504
.02605
.02721
.26056
.02500
.02269
.02362
.02469
63
63
63
63
63
4
5
6
7
8
.22102
.22558
.23025
.23503
.23990
.19436
.19872
.20319
.20777
.21245
.17120
.17534
.17959
.18395
.18842
.15103
.15495
.15897
.16312
.16736
.13346
.13715
.14095
.14486
.14889
.11814
.12159
.12517
.12886
.13265
.10475
.10798
.11134
.11480
.11838
.09303
.09606
.09920
.10245
.10581
.08278
.08560
.08853
.09158
.09473
.07378
.07641
.07915
.08199
.08494
.06588
.06833
.07088
.07354
.07630
.05894
.06121
.06359
.06607
.06865
.05282
.05493
.05715
.05946
.06187
.04743
.04939
.05145
.05360
.05585
.04266
.04449
.04640
.04841
.05051
.03845
.04014
.04192
.04380
.04575
.03472
.03629
.03795
.03969
.04152
.03141
.03287
.03441
.03604
.03774
.02847
.02983
.03126
.03278
.03437
.02586
.02712
.02845
.02986
.03135
63
63
63
63
63
9
10
11
12
13
.24489
.24998
.25517
.26046
.26582
.21725
.22216
.22717
.23228
.23748
.19301
.19771
.20253
.20745
.21245
.17173
.17622
.18082
.18552
.19032
.15303
.15729
.16167
.16616
.17074
.13657
.14061
.14476
.14903
.15339
.12207
.12589
.12982
.13386
.13800
.10928
.11288
.11659
.12041
.12433
.09799
.10138
.10487
.10848
.11218
.08801
.09119
.09448
.09788
.10137
.07917
.08215
.08525
.08845
.09174
.07133
.07413
.07704
.08005
.08315
.06438
.06700
.06973
.07256
.07547
.05820
.06066
.06322
.06587
.06861
.05270
.05500
.05740
.05990
.06247
.04781
.04996
.05221
.05455
.05697
.04344
.04545
.04756
.04976
.05203
.03953
.04142
.04340
.04546
.04759
.03604
.03781
.03966
.04159
.04360
.03292
.03457
.03631
.03812
.04000
63
63
63
63
63
14
15
16
17
18
.27124
.27671
.28221
.28776
.29337
.24274
.24804
.25339
.25880
.26427
.21752
.22264
.22781
.23304
.23834
.19518
.20010
.20508
.21011
.21522
.17539
.18009
.18485
.18968
.19459
.15781
.16230
.16685
.17146
.17616
.14220
.14647
.15080
.15519
.15967
.12832
.13237
.13647
.14065
.14491
.11595
.11979
.12368
.12764
.13169
.10493
.10856
.11224
.11599
.11983
.09510
.09852
.10200
.10554
.10917
.08631
.08954
.09282
.09617
.09960
.07845
.08149
.08458
.08774
.09098
.07142
.07428
.07719
.08016
.08322
.06511
.06780
.07054
.07334
.07622
.05944
.06197
.06455
.06719
.06990
.05436
.05673
.05916
.06164
.06419
.04978
.05201
.05429
.05663
.05903
.04565
.04775
.04990
.05209
.05435
.04193
.04391
.04592
.04799
.05011
63
63
63
63
63
19
20
21
22
23
.29907
.30487
.31076
.31676
.32285
.26983
.27550
.28127
.28715
.29314
.24374
.24925
.25487
.26060
.26646
.22044
.22576
.23121
.23677
.24246
.19960
.20473
.20999
.21536
.22086
.18096
.18588
.19093
.19611
.20141
.16426
.16897
.17381
.17877
.18387
.14928
.15378
.15840
.16316
.16805
.13584
.14012
.14454
.14908
.15375
.12377
.12784
.13204
.13636
.14083
.11291
.11677
.12076
.12488
.12914
.10313
.10679
.11058
.11450
.11855
.09432
.09779
.10138
.10509
.10895
.08638
.08965
.09305
.09658
.10024
.07920
.08230
.08551
.08885
.09232
.07271
.07564
.07868
.08184
.08513
.06684
.06960
.07248
.07547
.07859
.06152
.06413
.06684
.06967
.07263
.05670
.05916
.06172
.06440
.06719
.05233
.05464
.05706
.05959
.06223
63
63
63
63
63
24
25
26
27
28
.32905
.33537
.34179
.34832
.35496
.29925
.30548
.31182
.31828
.32486
.27243
.27853
.28476
.29112
.29759
.24827
.25422
.26030
.26652
.27287
.22650
.23228
.23819
.24425
.25044
.20685
.21244
.21817
.22405
.23007
.18911
.19450
.20004
.20572
.21155
.17308
.17826
.18359
.18908
.19471
.15857
.16355
.16867
.17396
.17938
.14544
.15021
.15512
.16020
.16542
.13354
.13809
.14280
.14767
.15269
.12274
.12709
.13159
.13626
.14107
.11294
.11709
.12139
.12585
.13046
.10404
.10799
.11209
.11635
.12076
.09594
.09970
.10360
.10767
.11189
.08856
.09214
.09586
.09974
.10376
.08184
.08524
.08878
.09248
.09632
.07571
.07894
.08231
.08583
.08950
.07012
.07318
.07639
.07974
.08323
.06501
.06792
.07096
.07415
.07748
63
63
63
63
63
29
30
31
32
33
.36169
.36851
.37541
.38240
.38948
.33154
.33832
.34519
.35216
.35923
.30418
.31088
.31768
.32459
.33160
.27933
.28592
.29262
.29942
.30635
.25675
.26320
.26976
.27644
.28325
.23622
.24250
.24891
.25544
.26211
.21752
.22363
.22986
.23623
.24274
.20049
.20641
.21246
.21865
.22498
.18496
.19068
.19655
.20255
.20870
.17080
.17632
.18198
.18779
.19375
.15786
.16318
.16864
.17425
.18001
.14603
.15115
.15641
.16182
.16739
.13522
.14013
.14519
.15041
.15577
.12532
.13004
.13490
.13991
.14508
.11625
.12077
.12544
.13025
.13523
.10794
.11227
.11674
.12137
.12615
.10031
.10445
.10874
.11318
.11777
.09331
.09727
.10137
.10562
.11003
.08687
.09066
.09458
.09866
.10289
.08095
.08457
.08832
.09222
.09628
141
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
63
63
63
63
63
34
35
36
37
38
.39663
.40386
.41116
.41852
.42594
.36638
.37363
.38095
.38834
.39581
.33871
.34592
.35322
.36061
.36808
.31338
.32052
.32776
.33509
.34252
.29017
.29721
.30436
.31161
.31896
.26889
.27580
.28283
.28998
.29723
.24937
.25614
.26303
.27004
.27717
.23145
.23806
.24479
.25165
.25865
.21499
.22142
.22799
.23469
.24152
.19985
.20610
.21249
.21902
.22569
.18592
.19199
.19819
.20454
.21104
.17310
.17897
.18499
.19116
.19747
.16129
.16697
.17280
.17878
.18491
.15040
.15589
.16152
.16731
.17326
.14036
.14565
.15109
.15669
.16245
.13109
.13618
.14144
.14685
.15242
.12252
.12743
.13249
.13772
.14310
.11460
.11932
.12420
.12924
.13444
.10727
.11182
.11651
.12137
.12639
.10049
.10486
.10938
.11406
.11890
63
63
63
63
63
39
40
41
42
43
.43342
.44094
.44851
.45612
.46374
.40335
.41094
.41859
.42629
.43401
.37562
.38324
.39092
.39866
.40644
.35003
.35763
.36530
.37304
.38084
.32641
.33395
.34158
.34929
.35706
.30459
.31205
.31961
.32725
.33496
.28442
.29177
.29923
.30678
.31442
.26576
.27298
.28033
.28777
.29531
.24849
.25557
.26278
.27010
.27752
.23249
.23943
.24649
.25367
.26096
.21767
.22444
.23135
.23838
.24552
.20393
.21053
.21727
.22414
.23113
.19118
.19761
.20418
.21088
.21771
.17935
.18559
.19199
.19852
.20518
.16836
.17442
.18063
.18699
.19349
.15814
.16402
.17005
.17624
.18256
.14864
.15434
.16019
.16620
.17235
.13980
.14531
.15099
.15682
.16279
.13157
.13690
.14240
.14806
.15386
.12390
.12906
.13438
.13986
.14549
63
63
63
63
63
44
45
46
47
48
.47137
.47899
.48660
.49416
.50168
.44176
.44951
.45724
.46495
.47262
.41425
.42207
.42989
.43769
.44547
.38867
.39653
.40439
.41225
.42009
.36488
.37273
.38061
.38848
.39635
.34274
.35056
.35841
.36627
.37413
.32213
.32989
.33769
.34551
.35334
.30293
.31060
.31833
.32609
.33386
.28503
.29261
.30024
.30791
.31562
.26834
.27580
.28333
.29090
.29851
.25277
.26010
.26750
.27496
.28247
.23823
.24542
.25269
.26003
.26742
.22465
.23170
.23883
.24603
.25329
.21197
.21885
.22584
.23289
.24002
.20011
.20683
.21366
.22057
.22756
.18901
.19558
.20225
.20900
.21584
.17863
.18503
.19154
.19814
.20483
.16891
.17514
.18148
.18793
.19446
.15980
.16586
.17205
.17833
.18471
.15126
.15716
.16318
.16930
.17553
63
63
63
63
63
49
50
51
52
53
.50914
.51653
.52385
.53107
.53818
.48024
.48781
.49530
.50270
.51000
.45320
.46089
.46852
.47606
.48350
.42790
.43567
.44338
.45102
.45858
.40419
.41201
.41978
.42749
.43511
.38198
.38982
.39761
.40535
.41302
.36117
.36899
.37678
.38453
.39221
.34165
.34943
.35720
.36493
.37261
.32334
.33106
.33879
.34648
.35413
.30615
.31380
.32146
.32910
.33670
.29001
.29758
.30516
.31272
.32026
.27485
.28232
.28980
.29728
.30475
.26060
.26796
.27534
.28273
.29011
.24721
.25444
.26171
.26899
.27628
.23461
.24171
.24886
.25603
.26321
.22275
.22973
.23675
.24380
.25086
.21159
.21843
.22532
.23224
.23919
.20108
.20777
.21453
.22133
.22815
.19118
.19773
.20434
.21101
.21770
.18184
.18825
.19472
.20125
.20782
63
63
63
63
63
54
55
56
57
58
.54516
.55202
.55873
.56529
.57169
.51718
.52424
.53116
.53793
.54454
.49084
.49806
.50514
.51208
.51886
.46603
.47336
.48058
.48765
.49457
.44264
.45007
.45738
.46456
.47158
.42060
.42809
.43547
.44272
.44983
.39982
.40734
.41476
.42206
.42922
.38022
.38775
.39518
.40251
.40971
.36172
.36924
.37667
.38400
.39122
.34425
.35174
.35916
.36648
.37369
.32776
.33521
.34259
.34988
.35708
.31218
.31957
.32690
.33416
.34132
.29746
.30478
.31205
.31925
.32637
.28354
.29078
.29798
.30512
.31218
.27038
.27753
.28464
.29171
.29871
.25793
.26498
.27201
.27899
.28592
.24614
.25309
.26002
.26692
.27377
.23499
.24183
.24866
.25546
.26222
.22442
.23115
.23787
.24458
.25125
.21441
.22102
.22764
.23424
.24082
63
63
63
63
63
59
60
61
62
63
.57790
.58392
.58976
.59540
.60084
.55096
.55720
.56325
.56910
.57476
.52546
.53188
.53811
.54415
.54999
.50132
.50788
.51426
.52045
.52645
.47844
.48513
.49163
.49795
.50408
.45677
.46355
.47015
.47657
.48281
.43623
.44308
.44976
.45626
.46259
.41676
.42366
.43039
.43695
.44335
.39829
.40522
.41199
.41860
.42504
.38077
.38771
.39450
.40114
.40761
.36415
.37108
.37788
.38452
.39102
.34836
.35528
.36207
.36872
.37522
.33338
.34027
.34703
.35367
.36017
.31914
.32599
.33273
.33934
.34583
.30562
.31242
.31912
.32570
.33216
.29276
.29951
.30616
.31270
.31912
.28054
.28722
.29381
.30031
.30669
.26892
.27553
.28206
.28850
.29484
.25786
.26440
.27086
.27724
.28352
.24734
.25380
.26018
.26650
.27273
64
64
64
64
64
0
1
2
3
4
.20847
.20829
.21239
.21669
.22114
.18272
.18228
.18616
.19025
.19449
.16047
.15979
.16344
.16731
.17133
.14123
.14031
.14374
.14738
.15117
.12456
.12343
.12663
.13004
.13360
.11010
.10878
.11175
.11494
.11828
.09753
.09604
.09880
.10177
.10489
.08660
.08496
.08751
.09027
.09318
.07708
.07530
.07765
.08022
.08292
.06876
.06686
.06904
.07141
.07393
.06150
.05949
.06149
.06369
.06603
.05513
.05304
.05488
.05691
.05908
.04955
.04738
.04908
.05096
.05296
.04465
.04242
.04397
.04571
.04757
.04034
.03805
.03948
.04108
.04281
.03654
.03420
.03551
.03700
.03859
.03318
.03081
.03201
.03338
.03486
.03021
.02781
.02892
.03018
.03155
.02757
.02516
.02617
.02734
.02861
.02523
.02281
.02374
.02481
.02599
64
64
64
64
64
5
6
7
8
9
.22571
.23039
.23518
.24007
.24506
.19886
.20334
.20793
.21262
.21743
.17548
.17974
.18411
.18860
.19320
.15509
.15913
.16328
.16754
.17192
.13730
.14111
.14503
.14907
.15322
.12174
.12533
.12903
.13284
.13677
.10814
.11150
.11498
.11856
.12227
.09621
.09936
.10262
.10599
.10948
.08575
.08870
.09175
.09491
.09819
.07657
.07931
.08217
.08513
.08821
.06848
.07105
.07371
.07649
.07937
.06137
.06375
.06624
.06883
.07154
.05509
.05731
.05963
.06205
.06458
.04954
.05161
.05378
.05604
.05840
.04464
.04656
.04858
.05069
.05291
.04029
.04209
.04397
.04594
.04801
.03644
.03811
.03986
.04170
.04364
.03302
.03457
.03621
.03792
.03973
.02997
.03142
.03294
.03455
.03624
.02726
.02861
.03003
.03153
.03311
64
64
64
64
64
10
11
12
13
14
.25016
.25537
.26067
.26605
.27148
.22235
.22738
.23251
.23772
.24299
.19791
.20274
.20767
.21269
.21778
.17642
.18104
.18576
.19057
.19545
.15750
.16189
.16640
.17099
.17566
.14082
.14499
.14927
.15365
.15809
.12610
.13005
.13411
.13826
.14248
.11310
.11682
.12066
.12460
.12860
.10159
.10511
.10873
.11245
.11624
.09140
.09471
.09813
.10164
.10522
.08237
.08548
.08870
.09201
.09539
.07435
.07727
.08030
.08342
.08660
.06722
.06996
.07281
.07574
.07874
.06088
.06345
.06612
.06888
.07170
.05522
.05763
.06015
.06274
.06539
.05017
.05244
.05480
.05723
.05973
.04567
.04779
.05000
.05229
.05464
.04163
.04362
.04570
.04785
.05006
.03802
.03989
.04184
.04386
.04593
.03478
.03653
.03836
.04026
.04221
64
64
64
64
64
15
16
17
18
19
.27696
.28248
.28804
.29367
.29938
.24831
.25367
.25909
.26458
.27015
.22291
.22810
.23334
.23866
.24407
.20039
.20537
.21042
.21555
.22078
.18038
.18516
.19000
.19492
.19995
.16259
.16716
.17178
.17650
.18131
.14677
.15111
.15552
.16001
.16462
.13267
.13679
.14098
.14526
.14965
.12009
.12400
.12798
.13204
.13621
.10886
.11256
.11632
.12018
.12414
.09882
.10232
.10588
.10952
.11328
.08984
.09314
.09650
.09995
.10350
.08180
.08490
.08808
.09133
.09469
.07458
.07751
.08050
.08357
.08674
.06810
.07086
.07368
.07657
.07957
.06227
.06487
.06752
.07025
.07308
.05703
.05947
.06197
.06454
.06720
.05231
.05460
.05695
.05937
.06188
.04805
.05021
.05242
.05469
.05706
.04420
.04623
.04831
.05045
.05268
142
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
64
64
64
64
64
20
21
22
23
24
.30519
.31111
.31712
.32323
.32946
.27584
.28163
.28753
.29354
.29967
.24960
.25524
.26099
.26686
.27286
.22612
.23159
.23717
.24288
.24872
.20510
.21037
.21577
.22129
.22695
.18625
.19132
.19652
.20184
.20731
.16935
.17420
.17919
.18431
.18958
.15416
.15880
.16358
.16849
.17355
.14051
.14494
.14950
.15420
.15905
.12822
.13244
.13679
.14128
.14591
.11716
.12117
.12531
.12959
.13401
.10718
.11099
.11492
.11900
.12322
.09817
.10178
.10552
.10939
.11341
.09004
.09346
.09700
.10068
.10451
.08268
.08591
.08927
.09277
.09640
.07602
.07908
.08226
.08557
.08903
.06998
.07287
.07588
.07902
.08230
.06450
.06724
.07008
.07306
.07617
.05953
.06211
.06480
.06762
.07057
.05501
.05744
.05999
.06266
.06546
64
64
64
64
64
25
26
27
28
29
.33580
.34225
.34881
.35548
.36224
.30592
.31229
.31879
.32540
.33211
.27899
.28525
.29164
.29814
.30477
.25469
.26080
.26706
.27344
.27994
.23276
.23870
.24479
.25101
.25737
.21293
.21869
.22460
.23065
.23685
.19499
.20056
.20628
.21215
.21816
.17876
.18412
.18964
.19531
.20113
.16405
.16920
.17452
.17999
.18561
.15071
.15565
.16076
.16603
.17144
.13860
.14333
.14824
.15329
.15851
.12759
.13213
.13682
.14167
.14668
.11759
.12192
.12641
.13106
.13587
.10848
.11262
.11691
.12136
.12596
.10019
.10413
.10823
.11248
.11689
.09263
.09638
.10029
.10436
.10858
.08573
.08930
.09303
.09691
.10094
.07942
.08282
.08638
.09008
.09393
.07366
.07689
.08028
.08381
.08749
.06839
.07146
.07469
.07805
.08156
64
64
64
64
64
30
31
32
33
34
.36910
.37605
.38309
.39022
.39742
.33894
.34586
.35288
.35999
.36721
.31151
.31836
.32532
.33239
.33956
.28657
.29331
.30017
.30715
.31425
.26386
.27047
.27721
.28407
.29105
.24317
.24963
.25622
.26294
.26979
.22431
.23059
.23702
.24358
.25028
.20709
.21320
.21944
.22583
.23236
.19137
.19729
.20334
.20955
.21590
.17701
.18272
.18859
.19460
.20077
.16387
.16938
.17505
.18087
.18684
.15184
.15715
.16262
.16824
.17402
.14082
.14593
.15120
.15663
.16221
.13072
.13563
.14070
.14593
.15132
.12145
.12617
.13104
.13607
.14126
.11294
.11747
.12214
.12698
.13198
.10512
.10946
.11395
.11860
.12341
.09793
.10208
.10639
.11086
.11548
.09131
.09529
.09941
.10370
.10814
.08522
.08902
.09297
.09708
.10135
64
64
64
64
64
35
36
37
38
39
.40471
.41208
.41951
.42701
.43457
.37451
.38190
.38937
.39692
.40454
.34683
.35420
.36167
.36922
.37685
.32145
.32876
.33618
.34369
.35129
.29816
.30538
.31271
.32015
.32770
.27677
.28387
.29110
.29844
.30589
.25711
.26408
.27117
.27839
.28573
.23904
.24585
.25280
.25988
.26708
.22241
.22905
.23584
.24276
.24982
.20709
.21356
.22017
.22693
.23383
.19298
.19926
.20570
.21228
.21901
.17996
.18606
.19231
.19871
.20527
.16796
.17386
.17992
.18614
.19251
.15687
.16258
.16845
.17448
.18067
.14662
.15214
.15782
.16367
.16967
.13715
.14248
.14797
.15363
.15945
.12839
.13353
.13883
.14430
.14993
.12027
.12523
.13034
.13563
.14108
.11275
.11753
.12246
.12756
.13283
.10578
.11038
.11513
.12006
.12515
64
64
64
64
64
40
41
42
43
44
.44219
.44985
.45756
.46529
.47304
.41223
.41998
.42778
.43563
.44350
.38456
.39235
.40020
.40810
.41604
.35899
.36677
.37462
.38254
.39050
.33534
.34308
.35090
.35879
.36675
.31345
.32112
.32888
.33672
.34464
.29319
.30076
.30843
.31620
.32405
.27442
.28187
.28944
.29710
.30486
.25701
.26433
.27178
.27933
.28697
.24087
.24804
.25535
.26276
.27029
.22589
.23290
.24006
.24733
.25472
.21197
.21882
.22582
.23294
.24018
.19904
.20572
.21255
.21951
.22660
.18702
.19353
.20018
.20698
.21390
.17584
.18216
.18864
.19527
.20203
.16543
.17157
.17788
.18433
.19092
.15573
.16170
.16782
.17410
.18052
.14670
.15248
.15843
.16453
.17078
.13827
.14388
.14965
.15557
.16165
.13041
.13584
.14143
.14719
.15309
64
64
64
64
64
45
46
47
48
49
.48079
.48853
.49623
.50390
.51152
.45137
.45925
.46710
.47493
.48271
.42399
.43196
.43991
.44784
.45575
.39849
.40651
.41452
.42252
.43050
.37474
.38276
.39080
.39883
.40685
.35260
.36060
.36862
.37666
.38469
.33195
.33991
.34789
.35589
.36390
.31268
.32057
.32849
.33644
.34441
.29470
.30249
.31033
.31821
.32611
.27790
.28558
.29332
.30111
.30893
.26220
.26976
.27739
.28507
.29280
.24752
.25495
.26245
.27002
.27764
.23379
.24108
.24844
.25588
.26338
.22094
.22808
.23530
.24261
.24998
.20890
.21589
.22297
.23013
.23736
.19763
.20446
.21138
.21840
.22549
.18706
.19373
.20050
.20736
.21431
.17716
.18366
.19026
.19697
.20377
.16786
.17420
.18064
.18720
.19385
.15913
.16531
.17159
.17799
.18448
64
64
64
64
64
50
51
52
53
54
.51908
.52656
.53396
.54126
.54843
.49045
.49812
.50571
.51320
.52058
.46361
.47142
.47916
.48680
.49435
.43845
.44636
.45420
.46196
.46962
.41485
.42282
.43073
.43857
.44632
.39271
.40070
.40865
.41653
.42434
.37192
.37991
.38787
.39577
.40360
.35239
.36036
.36830
.37620
.38404
.33404
.34196
.34987
.35774
.36556
.31679
.32465
.33250
.34033
.34812
.30056
.30835
.31613
.32390
.33163
.28530
.29300
.30070
.30839
.31606
.27094
.27853
.28613
.29374
.30133
.25741
.26489
.27239
.27990
.28740
.24467
.25202
.25941
.26681
.27422
.23266
.23989
.24715
.25444
.26174
.22134
.22843
.23557
.24275
.24993
.21066
.21762
.22463
.23168
.23875
.20059
.20740
.21428
.22120
.22815
.19108
.19775
.20449
.21128
.21810
64
64
64
64
64
55
56
57
58
59
.55549
.56241
.56918
.57579
.58223
.52785
.53498
.54197
.54880
.55546
.50178
.50908
.51625
.52327
.53011
.47718
.48462
.49193
.49909
.50609
.45397
.46151
.46893
.47621
.48332
.43206
.43967
.44717
.45453
.46174
.41136
.41902
.42657
.43399
.44127
.39180
.39949
.40707
.41453
.42185
.37332
.38101
.38860
.39608
.40342
.35585
.36352
.37110
.37858
.38593
.33932
.34696
.35451
.36198
.36932
.32369
.33127
.33879
.34622
.35355
.30889
.31641
.32388
.33127
.33856
.29488
.30233
.30974
.31707
.32431
.28161
.28898
.29631
.30358
.31077
.26904
.27632
.28357
.29077
.29789
.25712
.26431
.27147
.27859
.28563
.24583
.25291
.25998
.26701
.27397
.23511
.24209
.24906
.25599
.26288
.22495
.23181
.23868
.24552
.25231
64
64
64
64
64
60
61
62
63
64
.58848
.59454
.60041
.60609
.61156
.56193
.56822
.57432
.58022
.58592
.53677
.54324
.54953
.55563
.56153
.51290
.51954
.52599
.53225
.53831
.49026
.49703
.50361
.51001
.51621
.46878
.47565
.48234
.48886
.49517
.44838
.45533
.46211
.46872
.47513
.42902
.43603
.44287
.44955
.45604
.41062
.41767
.42457
.43130
.43785
.39315
.40022
.40714
.41391
.42051
.37654
.38362
.39056
.39735
.40397
.36075
.36782
.37476
.38156
.38821
.34573
.35279
.35972
.36651
.37316
.33145
.33847
.34538
.35216
.35881
.31786
.32484
.33172
.33848
.34510
.30492
.31185
.31869
.32542
.33202
.29260
.29948
.30627
.31296
.31952
.28087
.28769
.29442
.30106
.30759
.26970
.27644
.28312
.28970
.29618
.25905
.26572
.27233
.27885
.28528
65
65
65
65
65
0
1
2
3
4
.20866
.20839
.21249
.21680
.22126
.18292
.18238
.18627
.19037
.19461
.16068
.15990
.16355
.16743
.17145
.14144
.14043
.14385
.14750
.15130
.12477
.12355
.12675
.13016
.13373
.11032
.10890
.11187
.11506
.11841
.09775
.09616
.09892
.10190
.10502
.08683
.08508
.08763
.09040
.09331
.07730
.07542
.07778
.08034
.08306
.06899
.06698
.06916
.07154
.07406
.06173
.05961
.06162
.06382
.06616
.05537
.05316
.05501
.05704
.05922
.04979
.04750
.04920
.05108
.05310
.04489
.04254
.04410
.04584
.04771
.04058
.03817
.03960
.04121
.04294
.03677
.03432
.03564
.03712
.03873
.03341
.03093
.03213
.03351
.03500
.03044
.02793
.02904
.03030
.03168
.02781
.02528
.02629
.02746
.02874
.02547
.02293
.02386
.02494
.02612
143
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
65
65
65
65
65
5
6
7
8
9
.22584
.23053
.23532
.24022
.24522
.19899
.20348
.20808
.21278
.21760
.17561
.17988
.18427
.18876
.19337
.15523
.15927
.16344
.16771
.17210
.13743
.14125
.14519
.14924
.15341
.12189
.12548
.12919
.13301
.13695
.10828
.11165
.11514
.11874
.12246
.09636
.09952
.10279
.10617
.10968
.08590
.08885
.09192
.09509
.09839
.07671
.07947
.08234
.08531
.08840
.06863
.07120
.07388
.07667
.07956
.06151
.06391
.06641
.06902
.07173
.05523
.05747
.05980
.06223
.06478
.04969
.05177
.05395
.05622
.05860
.04478
.04672
.04875
.05087
.05310
.04044
.04224
.04413
.04612
.04820
.03658
.03826
.04003
.04188
.04383
.03316
.03472
.03637
.03810
.03992
.03011
.03157
.03311
.03472
.03643
.02740
.02875
.03019
.03170
.03329
65
65
65
65
65
10
11
12
13
14
.25034
.25556
.26087
.26627
.27171
.22253
.22757
.23272
.23794
.24323
.19810
.20294
.20789
.21293
.21802
.17662
.18124
.18598
.19081
.19570
.15770
.16210
.16662
.17124
.17592
.14102
.14521
.14950
.15389
.15835
.12630
.13027
.13434
.13851
.14275
.11330
.11704
.12090
.12485
.12887
.10180
.10533
.10897
.11271
.11651
.09161
.09494
.09837
.10190
.10549
.08258
.08571
.08894
.09227
.09566
.07456
.07750
.08054
.08368
.08688
.06743
.07019
.07305
.07600
.07902
.06108
.06367
.06637
.06914
.07198
.05543
.05786
.06039
.06300
.06567
.05038
.05266
.05504
.05749
.06000
.04587
.04801
.05024
.05255
.05491
.04184
.04384
.04594
.04811
.05033
.03822
.04010
.04207
.04411
.04620
.03498
.03675
.03860
.04051
.04248
65
65
65
65
65
15
16
17
18
19
.27720
.28273
.28831
.29395
.29968
.24856
.25394
.25937
.26487
.27046
.22318
.22837
.23363
.23896
.24439
.20065
.20566
.21072
.21586
.22110
.18065
.18545
.19030
.19524
.20028
.16287
.16745
.17209
.17682
.18165
.14705
.15141
.15583
.16034
.16496
.13295
.13709
.14130
.14559
.14999
.12038
.12430
.12829
.13237
.13656
.10915
.11286
.11665
.12051
.12449
.09912
.10262
.10620
.10986
.11363
.09013
.09345
.09683
.10029
.10386
.08209
.08521
.08840
.09167
.09504
.07487
.07782
.08082
.08391
.08710
.06839
.07116
.07400
.07691
.07992
.06257
.06517
.06784
.07059
.07343
.05732
.05978
.06229
.06487
.06755
.05260
.05491
.05727
.05970
.06223
.04833
.05051
.05273
.05502
.05740
.04448
.04653
.04862
.05077
.05302
65
65
65
65
65
20
21
22
23
24
.30550
.31143
.31746
.32359
.32984
.27616
.28197
.28788
.29391
.30006
.24993
.25559
.26136
.26725
.27327
.22646
.23194
.23754
.24327
.24913
.20545
.21074
.21615
.22169
.22738
.18661
.19169
.19691
.20225
.20775
.16970
.17458
.17958
.18473
.19002
.15452
.15918
.16398
.16891
.17399
.14087
.14532
.14990
.15462
.15949
.12859
.13283
.13719
.14170
.14636
.11752
.12155
.12571
.13001
.13446
.10755
.11137
.11533
.11942
.12367
.09854
.10217
.10593
.10982
.11387
.09040
.09384
.09741
.10111
.10496
.08304
.08630
.08968
.09319
.09685
.07638
.07946
.08266
.08599
.08947
.07034
.07325
.07628
.07944
.08275
.06486
.06761
.07048
.07348
.07661
.05989
.06249
.06520
.06804
.07101
.05536
.05782
.06038
.06307
.06589
65
65
65
65
65
25
26
27
28
29
.33620
.34267
.34926
.35596
.36276
.30634
.31273
.31926
.32590
.33265
.27942
.28570
.29212
.29866
.30533
.25514
.26127
.26756
.27397
.28051
.23321
.23918
.24530
.25156
.25796
.21339
.21918
.22512
.23121
.23744
.19546
.20105
.20681
.21271
.21876
.17923
.18462
.19017
.19588
.20174
.16452
.16970
.17506
.18056
.18622
.15118
.15616
.16130
.16660
.17205
.13907
.14384
.14878
.15387
.15912
.12807
.13263
.13736
.14225
.14730
.11807
.12242
.12695
.13163
.13648
.10896
.11312
.11745
.12193
.12658
.10066
.10463
.10877
.11305
.11750
.09310
.09688
.10083
.10492
.10918
.08620
.08980
.09356
.09747
.10154
.07989
.08332
.08690
.09064
.09453
.07412
.07738
.08080
.08436
.08808
.06885
.07195
.07520
.07860
.08215
65
65
65
65
65
30
31
32
33
34
.36966
.37665
.38373
.39090
.39816
.33951
.34648
.35354
.36071
.36797
.31211
.31900
.32601
.33313
.34035
.28718
.29397
.30088
.30791
.31506
.26448
.27114
.27792
.28484
.29188
.24381
.25031
.25695
.26372
.27063
.22495
.23128
.23775
.24437
.25113
.20774
.21389
.22019
.22663
.23322
.19203
.19798
.20409
.21036
.21677
.17766
.18342
.18934
.19541
.20164
.16453
.17009
.17580
.18168
.18772
.15250
.15786
.16337
.16905
.17489
.14148
.14664
.15195
.15743
.16308
.13138
.13633
.14145
.14673
.15218
.12210
.12687
.13179
.13687
.14213
.11359
.11816
.12289
.12778
.13284
.10577
.11015
.11468
.11939
.12426
.09857
.10277
.10712
.11164
.11632
.09194
.09596
.10014
.10448
.10898
.08584
.08969
.09369
.09785
.10218
65
65
65
65
65
35
36
37
38
39
.40551
.41294
.42043
.42801
.43565
.37534
.38279
.39033
.39796
.40566
.34769
.35512
.36265
.37028
.37800
.32233
.32970
.33719
.34478
.35247
.29905
.30634
.31375
.32127
.32890
.27768
.28485
.29215
.29957
.30712
.25803
.26507
.27224
.27954
.28697
.23997
.24685
.25387
.26104
.26833
.22334
.23006
.23692
.24393
.25108
.20803
.21457
.22126
.22810
.23509
.19392
.20027
.20678
.21345
.22028
.18090
.18707
.19340
.19989
.20653
.16889
.17487
.18101
.18731
.19378
.15780
.16358
.16953
.17565
.18193
.14755
.15314
.15890
.16483
.17092
.13807
.14347
.14904
.15478
.16069
.12930
.13451
.13989
.14544
.15117
.12118
.12620
.13139
.13676
.14230
.11365
.11849
.12350
.12869
.13404
.10667
.11133
.11616
.12117
.12635
65
65
65
65
65
40
41
42
43
44
.44335
.45110
.45891
.46675
.47461
.41344
.42128
.42919
.43714
.44512
.38580
.39369
.40164
.40965
.41771
.36026
.36814
.37610
.38413
.39222
.33664
.34448
.35241
.36042
.36851
.31477
.32255
.33042
.33838
.34642
.29453
.30220
.30999
.31788
.32586
.27577
.28333
.29101
.29880
.30669
.25837
.26580
.27336
.28103
.28881
.24223
.24952
.25693
.26448
.27214
.22725
.23438
.24165
.24905
.25657
.21334
.22030
.22741
.23466
.24203
.20041
.20720
.21414
.22122
.22845
.18838
.19499
.20176
.20868
.21574
.17719
.18362
.19022
.19697
.20386
.16677
.17302
.17944
.18602
.19274
.15706
.16314
.16938
.17578
.18233
.14802
.15391
.15997
.16619
.17257
.13958
.14529
.15117
.15722
.16343
.13170
.13724
.14294
.14882
.15485
65
65
65
65
65
45
46
47
48
49
.48248
.49034
.49818
.50599
.51375
.45312
.46113
.46912
.47710
.48504
.42580
.43390
.44200
.45009
.45815
.40035
.40850
.41666
.42482
.43297
.37663
.38480
.39298
.40118
.40937
.35452
.36267
.37085
.37904
.38725
.33390
.34200
.35014
.35831
.36650
.31465
.32269
.33076
.33888
.34703
.29668
.30462
.31262
.32067
.32875
.27989
.28773
.29563
.30359
.31159
.26419
.27191
.27970
.28755
.29546
.24951
.25710
.26476
.27250
.28030
.23578
.24322
.25075
.25837
.26605
.22292
.23022
.23760
.24508
.25263
.21088
.21802
.22526
.23259
.24001
.19960
.20658
.21366
.22085
.22812
.18902
.19583
.20276
.20979
.21692
.17909
.18574
.19251
.19939
.20637
.16978
.17626
.18287
.18959
.19642
.16103
.16735
.17379
.18036
.18703
65
65
65
65
65
50
51
52
53
54
.52147
.52912
.53669
.54417
.55153
.49294
.50078
.50855
.51623
.52381
.46618
.47417
.48209
.48993
.49768
.44109
.44918
.45721
.46517
.47304
.41755
.42570
.43381
.44185
.44981
.39545
.40364
.41178
.41988
.42790
.37470
.38289
.39105
.39916
.40722
.35520
.36337
.37151
.37963
.38769
.33687
.34499
.35311
.36120
.36925
.31963
.32770
.33576
.34381
.35182
.30342
.31141
.31940
.32739
.33535
.28816
.29606
.30397
.31188
.31978
.27379
.28158
.28940
.29723
.30505
.26026
.26794
.27565
.28338
.29111
.24750
.25506
.26266
.27028
.27792
.23548
.24291
.25039
.25790
.26543
.22414
.23144
.23879
.24618
.25360
.21344
.22060
.22782
.23508
.24238
.20334
.21036
.21744
.22458
.23176
.19381
.20068
.20762
.21463
.22168
144
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
65
65
65
65
65
55
56
57
58
59
.55878
.56590
.57288
.57971
.58636
.53127
.53862
.54582
.55288
.55976
.50532
.51284
.52023
.52748
.53455
.48082
.48848
.49603
.50342
.51066
.45769
.46546
.47312
.48064
.48800
.43584
.44369
.45143
.45904
.46651
.41520
.42310
.43090
.43857
.44611
.39569
.40361
.41145
.41917
.42675
.37724
.38517
.39301
.40075
.40837
.35979
.36770
.37554
.38329
.39091
.34328
.35116
.35898
.36670
.37432
.32765
.33549
.34326
.35096
.35856
.31285
.32063
.32835
.33601
.34357
.29884
.30654
.31420
.32180
.32932
.28556
.29318
.30077
.30830
.31577
.27297
.28050
.28801
.29547
.30287
.26103
.26846
.27588
.28327
.29059
.24971
.25704
.26436
.27166
.27890
.23896
.24618
.25341
.26061
.26777
.22876
.23587
.24299
.25010
.25716
65
65
65
65
65
60
61
62
63
64
.59283
.59911
.60521
.61112
.61683
.56646
.57299
.57932
.58547
.59141
.54146
.54818
.55471
.56106
.56721
.51772
.52461
.53132
.53784
.54416
.49520
.50222
.50907
.51574
.52221
.47381
.48094
.48791
.49469
.50129
.45349
.46071
.46777
.47465
.48135
.43419
.44147
.44860
.45556
.46234
.41584
.42317
.43035
.43737
.44422
.39840
.40576
.41297
.42003
.42692
.38182
.38918
.39641
.40350
.41043
.36604
.37340
.38063
.38773
.39468
.35103
.35837
.36560
.37269
.37965
.33674
.34405
.35126
.35834
.36529
.32314
.33041
.33759
.34465
.35158
.31018
.31741
.32454
.33157
.33848
.29784
.30501
.31209
.31908
.32596
.28608
.29318
.30021
.30716
.31399
.27487
.28190
.28887
.29576
.30255
.26418
.27114
.27804
.28487
.29161
65 65 .62234 .59715 .57315 .55028
66 0 .20884 .18310 .16087 .14164
66 1 .20849 .18249 .16000 .14053
66 2 .21259 .18637 .16366 .14396
66 3 .21690 .19047 .16754 .14761
.52848
.12498
.12366
.12686
.13028
.50769
.11053
.10901
.11199
.11518
.48786
.09797
.09628
.09904
.10202
.46893
.08705
.08519
.08775
.09052
.45088
.07753
.07553
.07789
.08047
.43364
.06922
.06710
.06928
.07166
.41718
.06196
.05973
.06174
.06394
.40146
.05560
.05328
.05512
.05717
.38644
.05002
.04762
.04932
.05121
.37209
.04512
.04265
.04421
.04596
.35837
.04081
.03829
.03972
.04133
.34525
.03701
.03444
.03575
.03724
.33271
.03365
.03105
.03225
.03363
.32071
.03068
.02805
.02915
.03042
.30923
.02804
.02539
.02641
.02758
.29824
.02570
.02304
.02397
.02506
66
66
66
66
66
4
5
6
7
8
.22137
.22595
.23065
.23546
.24036
.19473
.19911
.20361
.20821
.21293
.17157
.17573
.18001
.18441
.18891
.15142
.15535
.15941
.16358
.16787
.13385
.13757
.14139
.14534
.14940
.11853
.12202
.12562
.12934
.13318
.10515
.10841
.11180
.11530
.11891
.09344
.09649
.09966
.10295
.10634
.08319
.08604
.08900
.09208
.09526
.07419
.07685
.07962
.08250
.08548
.06629
.06877
.07135
.07404
.07684
.05935
.06165
.06406
.06657
.06919
.05323
.05537
.05761
.05996
.06241
.04784
.04983
.05192
.05411
.05639
.04307
.04492
.04687
.04891
.05104
.03886
.04058
.04239
.04429
.04629
.03512
.03672
.03841
.04019
.04205
.03181
.03330
.03487
.03653
.03827
.02887
.03025
.03171
.03326
.03489
.02625
.02753
.02890
.03034
.03186
66
66
66
66
66
9
10
11
12
13
.24538
.25050
.25573
.26106
.26647
.21776
.22270
.22776
.23291
.23815
.19354
.19828
.20313
.20810
.21315
.17227
.17680
.18144
.18619
.19104
.15358
.15788
.16231
.16684
.17147
.13713
.14121
.14541
.14972
.15413
.12264
.12650
.13047
.13457
.13875
.10986
.11350
.11726
.12113
.12509
.09857
.10200
.10554
.10920
.11295
.08859
.09181
.09515
.09860
.10215
.07975
.08278
.08592
.08917
.09252
.07192
.07476
.07771
.08078
.08393
.06496
.06763
.07041
.07329
.07625
.05878
.06128
.06389
.06660
.06939
.05328
.05563
.05808
.06062
.06325
.04838
.05058
.05288
.05527
.05774
.04401
.04607
.04823
.05047
.05280
.04010
.04203
.04406
.04617
.04836
.03661
.03842
.04032
.04230
.04436
.03347
.03517
.03696
.03882
.04076
66
66
66
66
66
14
15
16
17
18
.27193
.27743
.28297
.28856
.29422
.24345
.24880
.25419
.25963
.26514
.21826
.22342
.22863
.23390
.23925
.19595
.20091
.20592
.21100
.21615
.17616
.18092
.18572
.19059
.19554
.15861
.16314
.16773
.17239
.17712
.14301
.14732
.15169
.15613
.16065
.12913
.13323
.13738
.14160
.14591
.11677
.12066
.12459
.12860
.13269
.10576
.10943
.11316
.11695
.12083
.09593
.09940
.10292
.10651
.11018
.08714
.09042
.09374
.09714
.10061
.07928
.08237
.08551
.08871
.09200
.07225
.07515
.07811
.08113
.08423
.06594
.06867
.07146
.07431
.07723
.06027
.06285
.06547
.06815
.07091
.05518
.05760
.06007
.06260
.06519
.05059
.05288
.05520
.05758
.06002
.04646
.04861
.05080
.05304
.05534
.04274
.04476
.04681
.04892
.05109
66
66
66
66
66
19
20
21
22
23
.29995
.30579
.31173
.31778
.32393
.27075
.27646
.28228
.28821
.29426
.24469
.25024
.25591
.26170
.26761
.22141
.22678
.23228
.23790
.24364
.20060
.20577
.21108
.21651
.22207
.18197
.18694
.19204
.19727
.20264
.16529
.17004
.17494
.17996
.18512
.15032
.15487
.15955
.16436
.16931
.13689
.14122
.14569
.15028
.15502
.12482
.12894
.13319
.13758
.14211
.11397
.11788
.12192
.12610
.13042
.10419
.10790
.11174
.11572
.11983
.09538
.09890
.10254
.10631
.11023
.08743
.09076
.09421
.09779
.10152
.08025
.08340
.08667
.09007
.09360
.07376
.07673
.07983
.08305
.08640
.06789
.07069
.07362
.07667
.07985
.06256
.06521
.06798
.07086
.07388
.05773
.06023
.06285
.06558
.06843
.05335
.05570
.05818
.06076
.06347
66
66
66
66
66
24
25
26
27
28
.33019
.33657
.34307
.34969
.35641
.30043
.30673
.31315
.31970
.32637
.27365
.27983
.28613
.29258
.29915
.24953
.25555
.26171
.26803
.27447
.22778
.23363
.23963
.24578
.25207
.20816
.21382
.21963
.22561
.23173
.19043
.19590
.20152
.20730
.21324
.17441
.17967
.18509
.19068
.19641
.15992
.16497
.17018
.17556
.18110
.14679
.15163
.15664
.16181
.16714
.13489
.13953
.14432
.14929
.15441
.12410
.12853
.13311
.13787
.14279
.11430
.11852
.12291
.12746
.13218
.10539
.10942
.11360
.11796
.12248
.09728
.10112
.10511
.10928
.11360
.08990
.09355
.09736
.10133
.10546
.08317
.08665
.09027
.09406
.09801
.07703
.08034
.08379
.08740
.09117
.07143
.07457
.07785
.08130
.08489
.06630
.06929
.07241
.07569
.07912
66
66
66
66
66
29
30
31
32
33
.36325
.37018
.37720
.38433
.39154
.33316
.34005
.34705
.35416
.36137
.30585
.31267
.31960
.32665
.33381
.28105
.28775
.29458
.30153
.30862
.25850
.26507
.27177
.27860
.28556
.23799
.24440
.25095
.25763
.26446
.21932
.22555
.23193
.23845
.24512
.20231
.20835
.21455
.22089
.22739
.18679
.19264
.19864
.20480
.21112
.17263
.17828
.18409
.19005
.19618
.15970
.16515
.17075
.17651
.18245
.14788
.15312
.15852
.16409
.16982
.13706
.14210
.14730
.15267
.15820
.12716
.13200
.13700
.14216
.14750
.11808
.12272
.12753
.13250
.13764
.10976
.11421
.11882
.12359
.12854
.10212
.10638
.11080
.11539
.12014
.09510
.09918
.10342
.10782
.11239
.08864
.09255
.09661
.10083
.10522
.08271
.08644
.09033
.09437
.09859
66
66
66
66
66
34
35
36
37
38
.39885
.40625
.41373
.42130
.42894
.36869
.37611
.38362
.39123
.39892
.34109
.34848
.35598
.36358
.37128
.31582
.32314
.33059
.33814
.34581
.29266
.29989
.30724
.31472
.32232
.27142
.27853
.28577
.29314
.30064
.25193
.25889
.26600
.27324
.28062
.23403
.24084
.24779
.25488
.26213
.21759
.22422
.23100
.23794
.24503
.20246
.20891
.21552
.22228
.22921
.18854
.19480
.20123
.20781
.21456
.17572
.18179
.18802
.19443
.20100
.16390
.16978
.17582
.18203
.18842
.15300
.15868
.16454
.17056
.17676
.14294
.14843
.15409
.15992
.16593
.13365
.13895
.14442
.15006
.15588
.12507
.13017
.13545
.14090
.14653
.11713
.12204
.12713
.13240
.13785
.10977
.11451
.11941
.12450
.12976
.10297
.10752
.11225
.11715
.12223
145
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
66
66
66
66
66
39
40
41
42
43
.43665
.44443
.45227
.46017
.46811
.40670
.41456
.42250
.43050
.43855
.37908
.38697
.39494
.40300
.41111
.35358
.36146
.36943
.37749
.38563
.33003
.33786
.34579
.35383
.36196
.30826
.31601
.32388
.33186
.33994
.28814
.29578
.30356
.31146
.31946
.26951
.27704
.28470
.29249
.30040
.25227
.25965
.26718
.27485
.28265
.23629
.24352
.25091
.25844
.26610
.22147
.22854
.23577
.24315
.25068
.20773
.21463
.22170
.22892
.23629
.19497
.20170
.20859
.21565
.22285
.18313
.18967
.19639
.20327
.21031
.17211
.17847
.18501
.19172
.19859
.16187
.16805
.17441
.18094
.18763
.15234
.15834
.16451
.17086
.17738
.14347
.14928
.15527
.16144
.16779
.13520
.14083
.14664
.15263
.15880
.12750
.13294
.13858
.14439
.15038
66
66
66
66
66
44
45
46
47
48
.47608
.48406
.49204
.50001
.50795
.44665
.45477
.46290
.47102
.47914
.41929
.42750
.43573
.44396
.45220
.39384
.40209
.41038
.41868
.42699
.37016
.37842
.38672
.39505
.40340
.34811
.35634
.36463
.37295
.38130
.32756
.33574
.34399
.35228
.36061
.30841
.31651
.32469
.33292
.34120
.29055
.29856
.30665
.31480
.32301
.27389
.28178
.28976
.29782
.30594
.25833
.26609
.27395
.28190
.28992
.24379
.25141
.25914
.26697
.27487
.23020
.23768
.24527
.25296
.26073
.21750
.22482
.23226
.23980
.24745
.20561
.21277
.22006
.22745
.23495
.19448
.20148
.20860
.21584
.22319
.18406
.19089
.19785
.20493
.21213
.17429
.18095
.18775
.19467
.20171
.16514
.17162
.17825
.18501
.19189
.15654
.16286
.16932
.17591
.18264
66
66
66
66
66
49
50
51
52
53
.51586
.52373
.53154
.53927
.54692
.48723
.49528
.50329
.51123
.51909
.46041
.46861
.47677
.48487
.49289
.43529
.44359
.45185
.46007
.46822
.41175
.42010
.42844
.43673
.44497
.38967
.39805
.40642
.41476
.42305
.36896
.37734
.38571
.39407
.40239
.34952
.35787
.36623
.37457
.38290
.33127
.33956
.34788
.35620
.36450
.31412
.32235
.33060
.33887
.34713
.29800
.30614
.31433
.32252
.33073
.28285
.29089
.29898
.30710
.31523
.26859
.27652
.28451
.29253
.30058
.25518
.26299
.27086
.27878
.28673
.24254
.25023
.25798
.26578
.27363
.23064
.23819
.24582
.25350
.26123
.21943
.22684
.23433
.24188
.24949
.20886
.21612
.22347
.23090
.23838
.19889
.20600
.21321
.22050
.22785
.18948
.19644
.20351
.21066
.21787
66
66
66
66
66
54
55
56
57
58
.55447
.56190
.56922
.57640
.58343
.52686
.53452
.54207
.54949
.55676
.50083
.50868
.51641
.52402
.53149
.47629
.48428
.49216
.49993
.50756
.45314
.46123
.46923
.47711
.48487
.43129
.43945
.44753
.45551
.46336
.41066
.41887
.42700
.43504
.44297
.39118
.39940
.40756
.41564
.42361
.37277
.38099
.38916
.39725
.40525
.35537
.36357
.37172
.37981
.38781
.33891
.34708
.35520
.36327
.37126
.32335
.33146
.33954
.34757
.35553
.30863
.31667
.32469
.33267
.34059
.29469
.30265
.31060
.31852
.32638
.28149
.28936
.29723
.30507
.31288
.26898
.27676
.28454
.29230
.30003
.25713
.26480
.27248
.28016
.28781
.24590
.25346
.26104
.26862
.27618
.23525
.24269
.25016
.25764
.26510
.22515
.23246
.23982
.24719
.25456
66
66
66
66
66
59
60
61
62
63
.59029
.59698
.60349
.60981
.61595
.56386
.57079
.57755
.58412
.59051
.53880
.54594
.55290
.55968
.56628
.51503
.52234
.52948
.53644
.54322
.49248
.49993
.50721
.51432
.52125
.47108
.47863
.48603
.49327
.50033
.45076
.45840
.46589
.47322
.48038
.43146
.43916
.44672
.45413
.46137
.41313
.42087
.42848
.43594
.44325
.39571
.40347
.41111
.41861
.42596
.37915
.38692
.39456
.40208
.40947
.36340
.37116
.37880
.38633
.39373
.34842
.35616
.36379
.37131
.37871
.33417
.34187
.34947
.35698
.36436
.32061
.32826
.33583
.34330
.35066
.30770
.31530
.32281
.33024
.33758
.29540
.30294
.31039
.31778
.32507
.28369
.29115
.29855
.30587
.31312
.27253
.27991
.28724
.29450
.30169
.26189
.26919
.27644
.28363
.29076
66 64 .62189 .59669 .57269 .54981
66 65 .62763 .60268 .57888 .55619
66 66 .63316 .60845 .58487 .56236
67 0 .20901 .18329 .16106 .14184
67 1 .20858 .18258 .16010 .14064
.52800
.53454
.54087
.12518
.12376
.50720
.51388
.52035
.11074
.10911
.48737
.49416
.50075
.09818
.09638
.46845
.47533
.48202
.08726
.08530
.45039
.45735
.46412
.07775
.07564
.43315
.44017
.44700
.06944
.06721
.41670
.42376
.43064
.06218
.05984
.40098
.40807
.41499
.05583
.05339
.38597
.39307
.40001
.05025
.04773
.37162
.37873
.38568
.04535
.04277
.35791
.36501
.37197
.04104
.03840
.34480
.35188
.35883
.03724
.03455
.33226
.33932
.34626
.03388
.03116
.32027
.32730
.33421
.03091
.02816
.30879
.31579
.32267
.02827
.02550
.29781
.30476
.31160
.02593
.02315
67
67
67
67
67
2
3
4
5
6
.21268
.21700
.22147
.22606
.23077
.18647
.19057
.19483
.19922
.20373
.16376
.16764
.17168
.17585
.18014
.14406
.14772
.15153
.15547
.15954
.12696
.13039
.13397
.13769
.14153
.11209
.11529
.11865
.12214
.12576
.09915
.10213
.10527
.10854
.11193
.08786
.09063
.09356
.09662
.09980
.07800
.08058
.08331
.08617
.08914
.06939
.07178
.07432
.07698
.07976
.06185
.06406
.06642
.06890
.07149
.05524
.05728
.05947
.06178
.06420
.04943
.05132
.05335
.05550
.05776
.04433
.04608
.04796
.04996
.05206
.03983
.04145
.04319
.04505
.04701
.03586
.03736
.03898
.04071
.04253
.03236
.03374
.03524
.03685
.03855
.02926
.03054
.03193
.03343
.03501
.02652
.02770
.02899
.03038
.03185
.02408
.02517
.02637
.02766
.02903
67 7 .23558
67 8 .24050
67 9 .24552
67 10 .25066
67 11 .25590
.20835
.21307
.21791
.22287
.22793
.18454
.18906
.19369
.19845
.20331
.16372
.16802
.17243
.17697
.18163
.14548
.14955
.15374
.15806
.16250
.12949
.13333
.13730
.14139
.14561
.11544
.11906
.12281
.12668
.13067
.10310
.10650
.11003
.11368
.11746
.09223
.09542
.09874
.10219
.10575
.08265
.08565
.08876
.09200
.09536
.07419
.07700
.07993
.08297
.08613
.06672
.06935
.07209
.07495
.07792
.06011
.06257
.06514
.06782
.07061
.05426
.05656
.05896
.06148
.06410
.04906
.05121
.05346
.05582
.05828
.04444
.04645
.04856
.05077
.05308
.04034
.04221
.04419
.04626
.04843
.03668
.03843
.04028
.04222
.04426
.03341
.03505
.03678
.03861
.04052
.03049
.03202
.03365
.03536
.03716
67
67
67
67
67
12
13
14
15
16
.26124
.26666
.27214
.27765
.28320
.23310
.23836
.24367
.24903
.25443
.20829
.21336
.21848
.22366
.22888
.18639
.19125
.19618
.20115
.20618
.16705
.17169
.17640
.18116
.18598
.14993
.15436
.15885
.16339
.16800
.13478
.13898
.14325
.14758
.15196
.12134
.12533
.12938
.13349
.13765
.10942
.11319
.11702
.12092
.12487
.09882
.10238
.10601
.10970
.11344
.08940
.09276
.09618
.09967
.10320
.08100
.08417
.08740
.09069
.09403
.07351
.07649
.07954
.08264
.08579
.06682
.06963
.07250
.07543
.07840
.06085
.06349
.06619
.06895
.07175
.05549
.05798
.06053
.06312
.06576
.05070
.05304
.05543
.05787
.06036
.04639
.04859
.05085
.05315
.05548
.04252
.04460
.04672
.04888
.05108
.03904
.04099
.04299
.04503
.04710
67
67
67
67
67
17
18
19
20
21
.28880
.29447
.30021
.30606
.31202
.25988
.26541
.27102
.27674
.28258
.23416
.23952
.24497
.25054
.25622
.21127
.21643
.22170
.22709
.23260
.19087
.19583
.20090
.20609
.21141
.17267
.17742
.18228
.18726
.19238
.15642
.16095
.16560
.17037
.17528
.14189
.14621
.15064
.15519
.15989
.12889
.13300
.13721
.14155
.14603
.11725
.12114
.12514
.12928
.13354
.10681
.11049
.11429
.11821
.12228
.09743
.10092
.10452
.10824
.11210
.08901
.09231
.09571
.09924
.10290
.08143
.08454
.08776
.09110
.09457
.07461
.07754
.08058
.08374
.08702
.06845
.07122
.07409
.07707
.08018
.06290
.06551
.06821
.07103
.07397
.05787
.06033
.06289
.06555
.06833
.05333
.05565
.05805
.06057
.06320
.04922
.05140
.05367
.05604
.05852
146
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
67
67
67
67
67
22
23
24
25
26
.31808
.32424
.33053
.33693
.34344
.28853
.29459
.30078
.30710
.31354
.26202
.26795
.27401
.28021
.28653
.23823
.24400
.24990
.25594
.26213
.21685
.22243
.22816
.23403
.24005
.19762
.20301
.20854
.21423
.22007
.18031
.18549
.19083
.19631
.20196
.16472
.16969
.17481
.18009
.18554
.15065
.15541
.16032
.16540
.17063
.13795
.14249
.14720
.15206
.15709
.12647
.13081
.13530
.13996
.14478
.11609
.12022
.12451
.12896
.13357
.10669
.11062
.11471
.11896
.12337
.09817
.10191
.10580
.10985
.11406
.09044
.09399
.09769
.10155
.10557
.08342
.08679
.09031
.09398
.09782
.07704
.08024
.08358
.08708
.09073
.07123
.07427
.07744
.08076
.08424
.06594
.06882
.07183
.07499
.07830
.06112
.06385
.06671
.06971
.07286
67
67
67
67
67
27
28
29
30
31
.35009
.35684
.36370
.37066
.37772
.32012
.32681
.33363
.34056
.34759
.29301
.29961
.30634
.31319
.32016
.26847
.27494
.28155
.28829
.29516
.24623
.25255
.25902
.26562
.27235
.22607
.23222
.23852
.24496
.25154
.20777
.21374
.21985
.22612
.23254
.19115
.19692
.20285
.20893
.21516
.17604
.18161
.18734
.19322
.19927
.16229
.16765
.17318
.17887
.18471
.14977
.15493
.16025
.16574
.17138
.13836
.14331
.14843
.15371
.15915
.12795
.13270
.13761
.14269
.14793
.11845
.12300
.12771
.13259
.13763
.10976
.11411
.11863
.12331
.12816
.10182
.10598
.11031
.11480
.11945
.09455
.09852
.10266
.10696
.11143
.08789
.09168
.09564
.09976
.10404
.08178
.08540
.08919
.09313
.09723
.07617
.07963
.08324
.08701
.09094
67
67
67
67
67
32
33
34
35
36
.38488
.39214
.39949
.40694
.41448
.35474
.36200
.36936
.37683
.38440
.32725
.33446
.34178
.34923
.35678
.30215
.30928
.31653
.32391
.33141
.27923
.28624
.29338
.30067
.30808
.25827
.26515
.27216
.27932
.28662
.23910
.24582
.25268
.25970
.26687
.22155
.22809
.23479
.24166
.24867
.20547
.21183
.21835
.22504
.23189
.19072
.19690
.20323
.20974
.21641
.17719
.18317
.18932
.19564
.20213
.16476
.17055
.17650
.18263
.18893
.15334
.15893
.16468
.17062
.17673
.14284
.14822
.15378
.15952
.16544
.13317
.13836
.14372
.14927
.15499
.12427
.12926
.13443
.13978
.14531
.11606
.12086
.12584
.13100
.13634
.10848
.11310
.11789
.12287
.12802
.10149
.10593
.11054
.11533
.12030
.09503
.09929
.10372
.10833
.11312
67
67
67
67
67
37
38
39
40
41
.42210
.42980
.43758
.44544
.45336
.39206
.39982
.40767
.41561
.42363
.36444
.37221
.38008
.38805
.39611
.33903
.34677
.35461
.36257
.37064
.31563
.32330
.33109
.33900
.34703
.29406
.30164
.30934
.31718
.32514
.27418
.28164
.28923
.29697
.30484
.25583
.26315
.27062
.27823
.28599
.23890
.24606
.25338
.26086
.26849
.22325
.23025
.23741
.24474
.25222
.20878
.21561
.22260
.22977
.23709
.19540
.20205
.20886
.21586
.22302
.18301
.18947
.19611
.20292
.20992
.17153
.17781
.18426
.19089
.19771
.16089
.16698
.17325
.17970
.18633
.15102
.15692
.16300
.16927
.17572
.14186
.14757
.15346
.15955
.16582
.13335
.13888
.14458
.15048
.15657
.12545
.13079
.13631
.14203
.14793
.11809
.12325
.12859
.13413
.13986
67
67
67
67
67
42
43
44
45
46
.46135
.46938
.47745
.48554
.49363
.43172
.43987
.44807
.45631
.46456
.40426
.41248
.42077
.42909
.43744
.37880
.38704
.39536
.40373
.41214
.35517
.36340
.37171
.38009
.38853
.33322
.34141
.34969
.35805
.36647
.31284
.32095
.32917
.33748
.34586
.29389
.30191
.31004
.31827
.32659
.27626
.28417
.29220
.30033
.30856
.25986
.26764
.27555
.28357
.29169
.24458
.25222
.25999
.26789
.27589
.23035
.23783
.24546
.25322
.26109
.21708
.22440
.23188
.23948
.24722
.20470
.21186
.21917
.22662
.23421
.19315
.20013
.20728
.21457
.22200
.18236
.18917
.19615
.20327
.21054
.17228
.17891
.18572
.19267
.19978
.16285
.16931
.17594
.18272
.18966
.15403
.16031
.16677
.17338
.18015
.14578
.15188
.15817
.16461
.17121
67
67
67
67
67
47
48
49
50
51
.50172
.50979
.51784
.52585
.53381
.47281
.48106
.48929
.49749
.50566
.44581
.45418
.46255
.47090
.47922
.42058
.42903
.43749
.44594
.45438
.39700
.40549
.41400
.42252
.43102
.37494
.38344
.39197
.40051
.40906
.35429
.36277
.37129
.37984
.38840
.33497
.34340
.35188
.36040
.36895
.31686
.32523
.33365
.34213
.35063
.29989
.30818
.31652
.32493
.33337
.28399
.29217
.30042
.30874
.31711
.26906
.27713
.28527
.29350
.30178
.25505
.26299
.27102
.27913
.28731
.24190
.24970
.25760
.26560
.27366
.22954
.23721
.24497
.25283
.26078
.21793
.22544
.23306
.24079
.24861
.20701
.21437
.22184
.22943
.23711
.19673
.20394
.21126
.21870
.22624
.18706
.19410
.20127
.20856
.21596
.17795
.18484
.19185
.19899
.20624
67
67
67
67
67
52
53
54
55
56
.54170
.54952
.55724
.56485
.57236
.51377
.52180
.52975
.53760
.54534
.48749
.49570
.50383
.51187
.51981
.46277
.47111
.47938
.48756
.49566
.43950
.44793
.45630
.46460
.47281
.41759
.42608
.43452
.44289
.45119
.39694
.40546
.41394
.42237
.43072
.37749
.38601
.39450
.40295
.41134
.35914
.36765
.37613
.38458
.39298
.34184
.35030
.35876
.36719
.37558
.32551
.33392
.34233
.35072
.35908
.31009
.31843
.32678
.33512
.34343
.29554
.30379
.31206
.32033
.32859
.28178
.28994
.29812
.30631
.31451
.26878
.27684
.28492
.29302
.30113
.25649
.26443
.27241
.28041
.28843
.24487
.25268
.26055
.26845
.27637
.23386
.24155
.24930
.25709
.26491
.22345
.23101
.23863
.24630
.25401
.21358
.22101
.22850
.23605
.24364
67
67
67
67
67
57
58
59
60
61
.57973
.58697
.59404
.60094
.60766
.55297
.56045
.56777
.57492
.58191
.52763
.53532
.54285
.55022
.55742
.50364
.51150
.51921
.52676
.53414
.48093
.48892
.49676
.50446
.51199
.45940
.46749
.47545
.48326
.49092
.43900
.44717
.45521
.46311
.47087
.41966
.42788
.43598
.44395
.45177
.40132
.40956
.41770
.42571
.43359
.38391
.39217
.40032
.40836
.41627
.36740
.37564
.38379
.39184
.39977
.35172
.35994
.36807
.37611
.38403
.33682
.34500
.35311
.36112
.36904
.32268
.33081
.33887
.34684
.35473
.30923
.31730
.32530
.33324
.34109
.29645
.30444
.31239
.32026
.32806
.28430
.29221
.30008
.30789
.31564
.27274
.28056
.28835
.29609
.30377
.26174
.26946
.27717
.28482
.29244
.25127
.25889
.26650
.27407
.28161
67
67
67
67
67
62
63
64
65
66
.61421
.62058
.62675
.63272
.63848
.58871
.59534
.60177
.60799
.61401
.56445
.57130
.57795
.58440
.59065
.54135
.54839
.55524
.56188
.56833
.51936
.52656
.53358
.54039
.54700
.49842
.50576
.51291
.51986
.52662
.47847
.48591
.49318
.50026
.50714
.45946
.46699
.47435
.48153
.48851
.44134
.44893
.45637
.46362
.47070
.42406
.43170
.43919
.44651
.45365
.40757
.41525
.42278
.43015
.43734
.39185
.39955
.40710
.41450
.42174
.37685
.38455
.39211
.39953
.40679
.36253
.37022
.37778
.38521
.39248
.34885
.35652
.36407
.37149
.37877
.33579
.34343
.35096
.35837
.36564
.32332
.33092
.33841
.34580
.35306
.31139
.31895
.32640
.33376
.34099
.30000
.30749
.31491
.32222
.32943
.28910
.29654
.30390
.31117
.31833
67 67 .64404 .61982 .59668 .57456
68 0 .20918 .18346 .16125 .14203
68 1 .20866 .18267 .16019 .14073
68 2 .21277 .18656 .16385 .14416
68 3 .21709 .19067 .16774 .14782
.55341
.12538
.12386
.12706
.13049
.53318
.11094
.10921
.11219
.11540
.51382
.09839
.09648
.09925
.10223
.49530
.08748
.08540
.08796
.09074
.47758
.07796
.07574
.07811
.08069
.46061
.06966
.06731
.06949
.07189
.44436
.06240
.05995
.06195
.06417
.42880
.05605
.05349
.05534
.05739
.41389
.05048
.04784
.04954
.05143
.39960
.04558
.04287
.04443
.04619
.38591
.04127
.03850
.03994
.04156
.37278
.03747
.03466
.03597
.03747
.36018
.03411
.03126
.03247
.03385
.34810
.03114
.02826
.02937
.03065
.33652
.02850
.02561
.02662
.02780
.32539
.02616
.02325
.02418
.02528
147
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
68
68
68
68
68
4
5
6
7
8
.22156
.22616
.23088
.23570
.24062
.19493
.19933
.20384
.20847
.21320
.17178
.17596
.18026
.18467
.18919
.15163
.15559
.15966
.16385
.16816
.13408
.13780
.14165
.14562
.14970
.11876
.12226
.12588
.12962
.13348
.10538
.10866
.11206
.11558
.11921
.09367
.09674
.09993
.10324
.10665
.08342
.08629
.08927
.09237
.09558
.07443
.07710
.07989
.08279
.08580
.06653
.06902
.07163
.07434
.07716
.05959
.06191
.06433
.06687
.06951
.05347
.05563
.05789
.06026
.06273
.04808
.05008
.05219
.05440
.05671
.04331
.04518
.04714
.04921
.05137
.03909
.04083
.04266
.04459
.04661
.03536
.03698
.03868
.04048
.04237
.03205
.03355
.03514
.03682
.03858
.02910
.03050
.03198
.03355
.03520
.02648
.02778
.02917
.03063
.03218
68
68
68
68
68
9
10
11
12
13
.24566
.25081
.25606
.26141
.26685
.21805
.22302
.22810
.23328
.23855
.19384
.19861
.20349
.20848
.21355
.17258
.17713
.18180
.18658
.19146
.15390
.15823
.16268
.16724
.17190
.13746
.14156
.14579
.15013
.15457
.12297
.12686
.13086
.13498
.13920
.11019
.11386
.11765
.12155
.12555
.09891
.10237
.10594
.10963
.11341
.08893
.09218
.09555
.09903
.10261
.08009
.08315
.08633
.08961
.09298
.07226
.07514
.07812
.08121
.08440
.06531
.06801
.07081
.07373
.07673
.05913
.06166
.06430
.06704
.06986
.05363
.05600
.05848
.06106
.06372
.04873
.05096
.05328
.05571
.05821
.04435
.04644
.04863
.05091
.05327
.04045
.04241
.04446
.04661
.04882
.03695
.03879
.04072
.04274
.04483
.03381
.03554
.03735
.03925
.04122
68
68
68
68
68
14
15
16
17
18
.27233
.27786
.28342
.28903
.29470
.24387
.24924
.25465
.26012
.26565
.21869
.22388
.22912
.23441
.23977
.19639
.20138
.20642
.21152
.21670
.17662
.18140
.18623
.19113
.19610
.15907
.16364
.16825
.17293
.17769
.14348
.14783
.15222
.15669
.16123
.12961
.13374
.13792
.14217
.14650
.11726
.12117
.12514
.12917
.13329
.10625
.10995
.11371
.11753
.12144
.09643
.09992
.10347
.10709
.11079
.08764
.09095
.09430
.09772
.10122
.07979
.08290
.08607
.08930
.09261
.07275
.07569
.07867
.08172
.08485
.06644
.06921
.07202
.07490
.07784
.06077
.06338
.06603
.06874
.07152
.05568
.05814
.06063
.06318
.06581
.05109
.05341
.05576
.05816
.06063
.04696
.04914
.05135
.05362
.05595
.04323
.04528
.04737
.04950
.05169
68
68
68
68
68
19
20
21
22
23
.30046
.30632
.31229
.31836
.32454
.27128
.27701
.28286
.28882
.29490
.24524
.25081
.25651
.26233
.26827
.22198
.22737
.23290
.23855
.24433
.20118
.20638
.21172
.21718
.22277
.18257
.18756
.19269
.19796
.20336
.16589
.17068
.17560
.18065
.18585
.15094
.15551
.16022
.16506
.17005
.13751
.14187
.14636
.15099
.15577
.12545
.12960
.13388
.13830
.14286
.11460
.11854
.12261
.12682
.13118
.10483
.10856
.11244
.11644
.12059
.09602
.09956
.10324
.10704
.11099
.08807
.09143
.09491
.09852
.10228
.08089
.08406
.08737
.09079
.09436
.07440
.07740
.08052
.08378
.08716
.06852
.07136
.07431
.07739
.08061
.06320
.06587
.06867
.07159
.07464
.05836
.06089
.06354
.06630
.06919
.05397
.05636
.05886
.06147
.06422
68
68
68
68
68
24
25
26
27
28
.33084
.33726
.34379
.35046
.35723
.30111
.30744
.31390
.32050
.32722
.27435
.28056
.28691
.29341
.30004
.25025
.25631
.26252
.26888
.27538
.22852
.23441
.24045
.24666
.25300
.20891
.21461
.22048
.22650
.23268
.19120
.19671
.20238
.20821
.21420
.17519
.18049
.18596
.19160
.19740
.16070
.16580
.17106
.17649
.18209
.14758
.15247
.15752
.16275
.16814
.13569
.14037
.14521
.15023
.15542
.12490
.12937
.13401
.13882
.14380
.11510
.11937
.12380
.12842
.13319
.10619
.11026
.11450
.11891
.12349
.09808
.10197
.10601
.11023
.11461
.09070
.09440
.09825
.10228
.10647
.08397
.08749
.09116
.09501
.09902
.07783
.08118
.08468
.08835
.09217
.07222
.07540
.07874
.08223
.08589
.06709
.07012
.07329
.07662
.08011
68
68
68
68
68
29
30
31
32
33
.36412
.37111
.37820
.38540
.39269
.33407
.34103
.34810
.35528
.36257
.30679
.31367
.32068
.32780
.33505
.28202
.28879
.29569
.30273
.30989
.25950
.26613
.27290
.27982
.28687
.23901
.24549
.25211
.25887
.26579
.22035
.22666
.23311
.23971
.24647
.20335
.20947
.21574
.22217
.22876
.18785
.19377
.19985
.20609
.21250
.17370
.17942
.18530
.19135
.19757
.16077
.16629
.17197
.17783
.18385
.14895
.15427
.15975
.16540
.17123
.13814
.14325
.14853
.15398
.15961
.12824
.13315
.13823
.14348
.14891
.11916
.12387
.12876
.13381
.13905
.11083
.11536
.12004
.12491
.12995
.10319
.10752
.11202
.11669
.12154
.09616
.10032
.10463
.10912
.11378
.08970
.09368
.09782
.10212
.10660
.08376
.08756
.09153
.09566
.09996
68
68
68
68
68
34
35
36
37
38
.40009
.40758
.41517
.42284
.43061
.36998
.37750
.38512
.39284
.40066
.34242
.34992
.35753
.36525
.37308
.31719
.32462
.33218
.33986
.34766
.29406
.30140
.30887
.31647
.32421
.27285
.28007
.28743
.29493
.30257
.25339
.26046
.26769
.27506
.28259
.23551
.24243
.24950
.25673
.26412
.21908
.22582
.23273
.23980
.24704
.20396
.21053
.21726
.22416
.23123
.19005
.19643
.20298
.20970
.21660
.17723
.18342
.18978
.19632
.20304
.16542
.17141
.17758
.18393
.19047
.15452
.16032
.16629
.17245
.17880
.14446
.15006
.15584
.16181
.16797
.13517
.14057
.14616
.15194
.15791
.12657
.13179
.13719
.14278
.14856
.11862
.12365
.12887
.13427
.13986
.11126
.11611
.12114
.12635
.13176
.10444
.10911
.11396
.11899
.12422
68
68
68
68
68
39
40
41
42
43
.43845
.44637
.45437
.46244
.47056
.40858
.41659
.42469
.43286
.44111
.38102
.38906
.39721
.40545
.41376
.35558
.36361
.37176
.38002
.38836
.33208
.34007
.34818
.35641
.36475
.31035
.31827
.32632
.33450
.34279
.29026
.29808
.30604
.31413
.32235
.27166
.27936
.28721
.29520
.30333
.25444
.26200
.26972
.27759
.28561
.23847
.24588
.25346
.26120
.26908
.22367
.23092
.23834
.24593
.25367
.20994
.21701
.22427
.23170
.23929
.19718
.20408
.21117
.21843
.22587
.18533
.19205
.19896
.20606
.21332
.17432
.18086
.18759
.19450
.20160
.16407
.17042
.17697
.18371
.19063
.15453
.16070
.16706
.17362
.18037
.14565
.15163
.15781
.16419
.17076
.13736
.14316
.14917
.15537
.16175
.12964
.13526
.14108
.14710
.15332
68
68
68
68
68
44
45
46
47
48
.47873
.48692
.49512
.50332
.51152
.44941
.45774
.46611
.47448
.48286
.42215
.43058
.43905
.44754
.45605
.39678
.40527
.41380
.42237
.43096
.37317
.38167
.39023
.39883
.40746
.35118
.35966
.36821
.37681
.38545
.33069
.33911
.34762
.35619
.36482
.31158
.31993
.32838
.33689
.34548
.29375
.30201
.31037
.31881
.32733
.27711
.28526
.29351
.30186
.31030
.26157
.26959
.27773
.28597
.29430
.24704
.25493
.26293
.27105
.27927
.23346
.24120
.24907
.25705
.26514
.22076
.22834
.23606
.24390
.25186
.20887
.21628
.22385
.23154
.23936
.19773
.20498
.21239
.21992
.22759
.18729
.19438
.20162
.20899
.21651
.17751
.18442
.19150
.19871
.20607
.16833
.17507
.18198
.18903
.19623
.15972
.16629
.17302
.17991
.18694
68
68
68
68
68
49
50
51
52
53
.51969
.52784
.53594
.54399
.55196
.49122
.49957
.50789
.51615
.52435
.46455
.47305
.48153
.48997
.49835
.43956
.44816
.45676
.46532
.47384
.41612
.42479
.43347
.44212
.45073
.39413
.40284
.41156
.42026
.42894
.37350
.38221
.39094
.39967
.40838
.35412
.36280
.37152
.38025
.38897
.33591
.34455
.35324
.36194
.37064
.31880
.32738
.33601
.34466
.35333
.30272
.31121
.31976
.32835
.33696
.28758
.29598
.30444
.31295
.32149
.27333
.28162
.28999
.29840
.30686
.25992
.26809
.27634
.28465
.29302
.24729
.25532
.26345
.27166
.27991
.23538
.24328
.25128
.25936
.26751
.22415
.23191
.23978
.24773
.25575
.21355
.22117
.22890
.23671
.24461
.20356
.21102
.21861
.22629
.23405
.19412
.20143
.20887
.21641
.22404
148
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
68
68
68
68
68
54
55
56
57
58
.55985
.56764
.57532
.58289
.59032
.53248
.54051
.54844
.55626
.56395
.50666
.51489
.52302
.53105
.53895
.48229
.49068
.49897
.50717
.51525
.45929
.46779
.47622
.48455
.49277
.43758
.44616
.45467
.46311
.47143
.41706
.42569
.43427
.44278
.45118
.39767
.40633
.41494
.42349
.43196
.37933
.38800
.39663
.40520
.41369
.36199
.37064
.37926
.38784
.39634
.34558
.35420
.36279
.37135
.37985
.33005
.33861
.34717
.35569
.36417
.31535
.32384
.33234
.34082
.34925
.30141
.30983
.31826
.32668
.33506
.28821
.29654
.30489
.31324
.32156
.27570
.28393
.29219
.30046
.30871
.26383
.27196
.28012
.28830
.29646
.25257
.26059
.26864
.27672
.28480
.24189
.24978
.25773
.26571
.27369
.23174
.23952
.24735
.25522
.26310
68
68
68
68
68
59
60
61
62
63
.59759
.60470
.61163
.61840
.62499
.57148
.57885
.58606
.59309
.59995
.54671
.55430
.56173
.56900
.57609
.52319
.53097
.53859
.54605
.55335
.50085
.50879
.51657
.52419
.53166
.47963
.48769
.49560
.50337
.51097
.45947
.46762
.47564
.48351
.49123
.44031
.44853
.45662
.46458
.47239
.42208
.43036
.43851
.44653
.45441
.40475
.41305
.42124
.42931
.43724
.38826
.39657
.40478
.41287
.42084
.37256
.38087
.38908
.39718
.40518
.35762
.36591
.37410
.38221
.39020
.34339
.35164
.35981
.36790
.37589
.32983
.33804
.34617
.35423
.36221
.31691
.32507
.33315
.34118
.34912
.30460
.31269
.32072
.32869
.33660
.29286
.30087
.30884
.31676
.32462
.28166
.28959
.29749
.30535
.31315
.27097
.27882
.28664
.29443
.30217
68
68
68
68
68
64
65
66
67
68
.63139
.63759
.64359
.64938
.65496
.60662
.61309
.61936
.62542
.63126
.58299
.58970
.59620
.60250
.60857
.56045
.56736
.57407
.58057
.58685
.53893
.54602
.55291
.55959
.56606
.51839
.52563
.53267
.53951
.54614
.49878
.50614
.51331
.52029
.52706
.48004
.48751
.49479
.50189
.50877
.46214
.46969
.47707
.48426
.49125
.44503
.45265
.46010
.46737
.47445
.42867
.43634
.44385
.45119
.45833
.41303
.42074
.42829
.43568
.44288
.39807
.40580
.41338
.42081
.42805
.38376
.39150
.39910
.40655
.41383
.37007
.37781
.38541
.39287
.40017
.35696
.36468
.37228
.37975
.38706
.34441
.35211
.35970
.36716
.37447
.33239
.34006
.34763
.35507
.36238
.32088
.32851
.33604
.34347
.35076
.30984
.31743
.32493
.33233
.33960
69
69
69
69
69
0
1
2
3
4
.20935
.20874
.21285
.21717
.22165
.18364
.18275
.18664
.19075
.19502
.16143
.16028
.16394
.16783
.17188
.14221
.14082
.14425
.14791
.15173
.12557
.12395
.12715
.13058
.13418
.11114
.10931
.11229
.11549
.11886
.09859
.09658
.09934
.10233
.10548
.08768
.08550
.08806
.09084
.09378
.07817
.07584
.07821
.08079
.08353
.06988
.06741
.06959
.07199
.07454
.06262
.06004
.06205
.06427
.06664
.05627
.05359
.05544
.05750
.05970
.05070
.04794
.04964
.05154
.05358
.04580
.04297
.04453
.04629
.04819
.04149
.03860
.04004
.04166
.04342
.03769
.03476
.03607
.03757
.03921
.03434
.03136
.03257
.03396
.03547
.03137
.02836
.02947
.03075
.03216
.02873
.02571
.02672
.02791
.02921
.02639
.02335
.02428
.02538
.02659
69
69
69
69
69
5
6
7
8
9
.22626
.23098
.23581
.24074
.24578
.19943
.20395
.20858
.21332
.21818
.17606
.18037
.18479
.18932
.19398
.15569
.15977
.16397
.16829
.17272
.13791
.14177
.14574
.14983
.15405
.12237
.12600
.12975
.13362
.13761
.10877
.11218
.11571
.11935
.12312
.09686
.10005
.10337
.10680
.11035
.08640
.08939
.09250
.09572
.09907
.07722
.08002
.08293
.08595
.08909
.06914
.07175
.07447
.07730
.08025
.06202
.06446
.06701
.06966
.07242
.05575
.05802
.06040
.06288
.06547
.05020
.05232
.05454
.05686
.05929
.04530
.04727
.04934
.05151
.05379
.04095
.04279
.04473
.04676
.04889
.03709
.03881
.04062
.04252
.04452
.03367
.03527
.03696
.03873
.04061
.03062
.03211
.03369
.03535
.03711
.02790
.02929
.03077
.03232
.03397
69
69
69
69
69
10
11
12
13
14
.25094
.25621
.26157
.26702
.27251
.22316
.22825
.23345
.23873
.24406
.19875
.20365
.20865
.21374
.21889
.17729
.18197
.18676
.19165
.19660
.15839
.16285
.16743
.17210
.17683
.14173
.14597
.15032
.15477
.15929
.12702
.13104
.13518
.13941
.14370
.11403
.11783
.12175
.12576
.12984
.10254
.10612
.10983
.11363
.11749
.09235
.09574
.09924
.10283
.10648
.08333
.08651
.08981
.09320
.09666
.07531
.07831
.08142
.08462
.08788
.06818
.07100
.07393
.07695
.08002
.06184
.06449
.06724
.07009
.07299
.05618
.05867
.06127
.06394
.06668
.05113
.05347
.05592
.05844
.06101
.04662
.04882
.05112
.05349
.05592
.04258
.04465
.04681
.04905
.05133
.03896
.04091
.04294
.04505
.04720
.03571
.03754
.03946
.04144
.04347
69
69
69
69
69
15
16
17
18
19
.27805
.28362
.28924
.29493
.30069
.24944
.25487
.26034
.26589
.27152
.22409
.22934
.23464
.24002
.24549
.20160
.20665
.21176
.21695
.22224
.18163
.18647
.19137
.19636
.20145
.16387
.16849
.17319
.17796
.18284
.14806
.15247
.15695
.16150
.16617
.13398
.13817
.14243
.14677
.15122
.12142
.12539
.12944
.13356
.13780
.11020
.11397
.11780
.12172
.12574
.10017
.10373
.10736
.11107
.11489
.09120
.09456
.09800
.10151
.10513
.08315
.08633
.08957
.09289
.09632
.07594
.07894
.08200
.08513
.08837
.06946
.07229
.07517
.07813
.08119
.06363
.06630
.06902
.07181
.07470
.05839
.06090
.06346
.06610
.06882
.05366
.05602
.05844
.06092
.06350
.04939
.05162
.05389
.05623
.05866
.04554
.04763
.04978
.05198
.05427
69
69
69
69
69
20
21
22
23
24
.30656
.31254
.31862
.32482
.33113
.27727
.28313
.28910
.29519
.30141
.25108
.25679
.26262
.26857
.27466
.22765
.23318
.23884
.24464
.25057
.20666
.21201
.21748
.22309
.22885
.18785
.19299
.19827
.20368
.20925
.17097
.17590
.18097
.18618
.19155
.15580
.16053
.16538
.17039
.17555
.14217
.14668
.15132
.15611
.16106
.12990
.13420
.13863
.14321
.14795
.11884
.12293
.12716
.13153
.13606
.10887
.11276
.11678
.12095
.12527
.09987
.10356
.10738
.11135
.11547
.09174
.09524
.09886
.10264
.10656
.08438
.08769
.09114
.09472
.09846
.07771
.08085
.08412
.08752
.09108
.07167
.07464
.07774
.08097
.08435
.06619
.06900
.07193
.07499
.07820
.06120
.06386
.06664
.06954
.07259
.05667
.05919
.06181
.06457
.06746
69
69
69
69
69
25
26
27
28
29
.33756
.34412
.35080
.35760
.36451
.30776
.31424
.32087
.32761
.33448
.28090
.28727
.29378
.30043
.30722
.25666
.26288
.26927
.27579
.28246
.23476
.24083
.24705
.25343
.25995
.21498
.22086
.22691
.23311
.23947
.19708
.20277
.20863
.21465
.22082
.18087
.18636
.19202
.19784
.20383
.16618
.17146
.17692
.18254
.18833
.15286
.15793
.16318
.16860
.17419
.14076
.14562
.15067
.15588
.16126
.12976
.13442
.13926
.14427
.14945
.11976
.12422
.12886
.13366
.13864
.11066
.11492
.11935
.12396
.12873
.10236
.10643
.11067
.11508
.11966
.09479
.09867
.10272
.10694
.11133
.08788
.09158
.09545
.09948
.10369
.08157
.08509
.08879
.09264
.09666
.07579
.07915
.08267
.08635
.09020
.07051
.07370
.07706
.08058
.08425
69
69
69
69
69
30
31
32
33
34
.37153
.37865
.38588
.39321
.40064
.34146
.34856
.35578
.36311
.37056
.31413
.32116
.32832
.33561
.34302
.28926
.29619
.30326
.31047
.31781
.26661
.27342
.28037
.28746
.29470
.24598
.25263
.25944
.26639
.27350
.22716
.23364
.24029
.24709
.25405
.20998
.21628
.22275
.22938
.23618
.19429
.20040
.20668
.21314
.21976
.17994
.18586
.19195
.19821
.20465
.16682
.17254
.17843
.18450
.19074
.15480
.16031
.16601
.17188
.17793
.14378
.14910
.15459
.16026
.16612
.13368
.13880
.14409
.14956
.15522
.12441
.12933
.13442
.13970
.14516
.11589
.12061
.12551
.13060
.13586
.10805
.11259
.11730
.12219
.12727
.10085
.10520
.10972
.11443
.11932
.09421
.09838
.10272
.10725
.11195
.08809
.09209
.09626
.10060
.10513
149
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
69
69
69
69
69
35
36
37
38
39
.40818
.41581
.42353
.43135
.43926
.37812
.38579
.39356
.40144
.40942
.35056
.35822
.36600
.37389
.38189
.32529
.33289
.34063
.34849
.35648
.30208
.30961
.31727
.32507
.33300
.28077
.28818
.29574
.30345
.31130
.26117
.26845
.27588
.28348
.29122
.24315
.25027
.25756
.26502
.27263
.22655
.23351
.24065
.24795
.25542
.21126
.21805
.22501
.23216
.23947
.19717
.20377
.21056
.21753
.22467
.18416
.19058
.19718
.20397
.21094
.17216
.17839
.18480
.19140
.19819
.16107
.16710
.17332
.17974
.18635
.15081
.15665
.16268
.16891
.17533
.14132
.14697
.15281
.15885
.16508
.13254
.13800
.14364
.14949
.15554
.12440
.12967
.13513
.14079
.14665
.11685
.12194
.12721
.13269
.13837
.10985
.11475
.11985
.12514
.13064
69
69
69
69
69
40
41
42
43
44
.44725
.45532
.46346
.47166
.47992
.41750
.42567
.43393
.44226
.45065
.39001
.39823
.40655
.41495
.42344
.36459
.37281
.38115
.38959
.39811
.34107
.34926
.35758
.36601
.37454
.31929
.32742
.33569
.34408
.35258
.29911
.30716
.31535
.32367
.33211
.28041
.28835
.29643
.30466
.31302
.26306
.27087
.27884
.28695
.29521
.24696
.25462
.26246
.27045
.27859
.23200
.23951
.24720
.25505
.26305
.21810
.22545
.23298
.24067
.24854
.20518
.21235
.21971
.22725
.23496
.19315
.20015
.20734
.21471
.22226
.18195
.18877
.19578
.20299
.21037
.17152
.17816
.18499
.19202
.19923
.16179
.16825
.17490
.18175
.18879
.15272
.15899
.16546
.17214
.17900
.14425
.15034
.15663
.16313
.16982
.13634
.14225
.14836
.15468
.16120
69
69
69
69
69
45
46
47
48
49
.48820
.49651
.50482
.51313
.52142
.45909
.46756
.47604
.48454
.49303
.43197
.44055
.44916
.45779
.46643
.40670
.41535
.42404
.43276
.44150
.38314
.39182
.40054
.40931
.41811
.36116
.36983
.37856
.38734
.39617
.34065
.34928
.35798
.36675
.37557
.32149
.33006
.33871
.34744
.35623
.30359
.31208
.32065
.32931
.33805
.28685
.29524
.30372
.31230
.32096
.27119
.27946
.28784
.29632
.30489
.25654
.26468
.27293
.28130
.28977
.24282
.25082
.25894
.26718
.27553
.22996
.23781
.24579
.25390
.26212
.21791
.22561
.23344
.24140
.24949
.20660
.21414
.22182
.22963
.23758
.19600
.20337
.21089
.21855
.22635
.18604
.19324
.20060
.20810
.21575
.17668
.18372
.19091
.19825
.20574
.16789
.17475
.18178
.18896
.19629
69
69
69
69
69
50
51
52
53
54
.52970
.53794
.54613
.55426
.56230
.50152
.50998
.51839
.52675
.53504
.47507
.48370
.49229
.50084
.50932
.45025
.45900
.46772
.47641
.48505
.42693
.43577
.44459
.45338
.46212
.40503
.41391
.42279
.43165
.44047
.38444
.39334
.40224
.41114
.42001
.36507
.37396
.38286
.39177
.40067
.34685
.35571
.36459
.37348
.38237
.32970
.33850
.34734
.35620
.36506
.31355
.32228
.33105
.33986
.34868
.29833
.30697
.31567
.32441
.33317
.28399
.29253
.30113
.30979
.31848
.27046
.27889
.28739
.29595
.30456
.25770
.26601
.27440
.28285
.29136
.24565
.25383
.26210
.27045
.27885
.23428
.24232
.25047
.25869
.26698
.22353
.23144
.23945
.24754
.25571
.21338
.22114
.22901
.23697
.24502
.20378
.21139
.21912
.22695
.23486
69
69
69
69
69
55
56
57
58
59
.57026
.57812
.58587
.59348
.60095
.54325
.55137
.55938
.56726
.57500
.51773
.52606
.53429
.54239
.55036
.49362
.50211
.51052
.51881
.52696
.47082
.47944
.48799
.49642
.50473
.44925
.45798
.46663
.47518
.48361
.42885
.43764
.44637
.45500
.46353
.40954
.41837
.42714
.43584
.44443
.39125
.40010
.40890
.41763
.42627
.37393
.38277
.39158
.40032
.40899
.35751
.36633
.37513
.38387
.39253
.34195
.35073
.35949
.36822
.37687
.32720
.33592
.34464
.35332
.36195
.31320
.32186
.33051
.33915
.34774
.29991
.30849
.31708
.32566
.33419
.28730
.29579
.30430
.31280
.32127
.27533
.28372
.29214
.30056
.30896
.26395
.27224
.28056
.28889
.29721
.25314
.26131
.26953
.27777
.28600
.24286
.25092
.25903
.26716
.27530
69
69
69
69
69
60
61
62
63
64
.60826
.61540
.62238
.62919
.63581
.58258
.59000
.59726
.60435
.61125
.55817
.56583
.57333
.58066
.58781
.53497
.54283
.55053
.55807
.56544
.51290
.52093
.52880
.53652
.54406
.49191
.50007
.50809
.51596
.52365
.47193
.48020
.48833
.49632
.50415
.45291
.46126
.46949
.47758
.48551
.43480
.44321
.45151
.45967
.46769
.41755
.42600
.43435
.44257
.45065
.40111
.40958
.41796
.42622
.43435
.38544
.39392
.40231
.41060
.41876
.37050
.37898
.38737
.39566
.40383
.35626
.36471
.37308
.38137
.38955
.34267
.35108
.35943
.36770
.37587
.32970
.33807
.34638
.35462
.36278
.31732
.32563
.33390
.34211
.35023
.30550
.31375
.32196
.33012
.33820
.29421
.30239
.31054
.31864
.32668
.28342
.29152
.29960
.30765
.31563
69
69
69
69
69
65
66
67
68
69
.64224
.64847
.65450
.66031
.66590
.61796
.62447
.63078
.63687
.64273
.59477
.60152
.60808
.61441
.62052
.57260
.57958
.58635
.59290
.59922
.55142
.55858
.56554
.57229
.57880
.53116
.53849
.54562
.55253
.55922
.51179
.51926
.52653
.53359
.54043
.49327
.50085
.50824
.51543
.52240
.47554
.48321
.49071
.49801
.50509
.45857
.46633
.47391
.48130
.48848
.44233
.45015
.45780
.46527
.47252
.42677
.43464
.44235
.44987
.45720
.41188
.41977
.42752
.43510
.44248
.39760
.40552
.41330
.42091
.42833
.38393
.39185
.39965
.40728
.41473
.37082
.37874
.38654
.39419
.40166
.35825
.36616
.37396
.38161
.38910
.34620
.35409
.36187
.36952
.37701
.33464
.34250
.35026
.35790
.36538
.32354
.33137
.33910
.34672
.35419
70
70
70
70
70
0
1
2
3
4
.20950
.20881
.21292
.21725
.22173
.18380
.18283
.18672
.19083
.19511
.16160
.16036
.16402
.16791
.17196
.14239
.14090
.14433
.14800
.15182
.12576
.12403
.12724
.13067
.13427
.11133
.10939
.11237
.11558
.11896
.09879
.09667
.09943
.10243
.10558
.08788
.08559
.08815
.09093
.09388
.07838
.07593
.07830
.08089
.08363
.07008
.06751
.06969
.07209
.07464
.06283
.06014
.06215
.06437
.06675
.05648
.05369
.05553
.05759
.05980
.05091
.04803
.04973
.05164
.05368
.04602
.04307
.04463
.04639
.04829
.04171
.03870
.04013
.04176
.04352
.03792
.03485
.03617
.03767
.03931
.03456
.03146
.03266
.03405
.03557
.03159
.02846
.02956
.03085
.03226
.02896
.02580
.02681
.02800
.02931
.02662
.02345
.02437
.02547
.02669
70
70
70
70
70
5
6
7
8
9
.22634
.23107
.23591
.24085
.24590
.19952
.20404
.20869
.21344
.21831
.17616
.18047
.18490
.18944
.19411
.15579
.15988
.16409
.16841
.17286
.13801
.14187
.14586
.14996
.15418
.12247
.12611
.12987
.13375
.13775
.10888
.11229
.11583
.11949
.12327
.09696
.10017
.10349
.10693
.11049
.08651
.08951
.09263
.09586
.09921
.07733
.08013
.08305
.08608
.08924
.06925
.07187
.07460
.07744
.08041
.06214
.06458
.06713
.06980
.07257
.05586
.05814
.06053
.06302
.06562
.05031
.05244
.05467
.05700
.05944
.04541
.04739
.04947
.05166
.05395
.04106
.04291
.04486
.04690
.04904
.03720
.03893
.04075
.04266
.04467
.03378
.03538
.03709
.03887
.04076
.03073
.03223
.03382
.03549
.03726
.02801
.02941
.03090
.03246
.03412
70
70
70
70
70
10
11
12
13
14
.25107
.25635
.26172
.26718
.27269
.22330
.22840
.23360
.23890
.24424
.19889
.20380
.20881
.21392
.21908
.17743
.18213
.18693
.19183
.19679
.15854
.16301
.16760
.17229
.17703
.14188
.14613
.15050
.15497
.15950
.12718
.13121
.13536
.13960
.14391
.11419
.11800
.12193
.12596
.13005
.10270
.10630
.11002
.11383
.11771
.09252
.09591
.09943
.10303
.10670
.08349
.08669
.09001
.09341
.09688
.07547
.07849
.08161
.08483
.08810
.06835
.07118
.07413
.07716
.08025
.06200
.06467
.06744
.07030
.07322
.05635
.05885
.06146
.06416
.06691
.05130
.05366
.05611
.05865
.06124
.04679
.04900
.05132
.05370
.05615
.04275
.04483
.04701
.04926
.05156
.03913
.04109
.04314
.04526
.04743
.03588
.03772
.03965
.04165
.04370
150
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
70
70
70
70
70
15
16
17
18
19
.27823
.28382
.28944
.29513
.30091
.24964
.25507
.26055
.26610
.27175
.22429
.22955
.23486
.24024
.24573
.20181
.20687
.21199
.21718
.22248
.18184
.18669
.19161
.19660
.20170
.16408
.16872
.17342
.17821
.18310
.14828
.15270
.15719
.16176
.16644
.13420
.13841
.14268
.14703
.15149
.12165
.12564
.12969
.13383
.13808
.11043
.11421
.11806
.12198
.12602
.10041
.10398
.10762
.11134
.11518
.09143
.09481
.09826
.10178
.10541
.08339
.08659
.08984
.09317
.09661
.07618
.07919
.08226
.08541
.08866
.06970
.07254
.07544
.07841
.08148
.06388
.06655
.06929
.07209
.07499
.05863
.06115
.06373
.06637
.06911
.05390
.05628
.05871
.06120
.06379
.04963
.05187
.05416
.05651
.05895
.04578
.04789
.05004
.05226
.05456
70
70
70
70
70
20
21
22
23
24
.30679
.31278
.31887
.32508
.33140
.27750
.28338
.28936
.29546
.30170
.25133
.25705
.26289
.26886
.27496
.22790
.23345
.23912
.24493
.25088
.20692
.21228
.21777
.22340
.22917
.18812
.19328
.19856
.20399
.20958
.17124
.17619
.18127
.18650
.19188
.15609
.16082
.16569
.17071
.17588
.14246
.14698
.15163
.15644
.16141
.13019
.13450
.13894
.14354
.14829
.11914
.12324
.12748
.13186
.13641
.10917
.11307
.11710
.12128
.12562
.10017
.10387
.10770
.11169
.11583
.09204
.09555
.09919
.10298
.10692
.08468
.08800
.09146
.09506
.09882
.07801
.08116
.08444
.08786
.09143
.07197
.07495
.07806
.08131
.08470
.06649
.06931
.07225
.07533
.07856
.06150
.06417
.06696
.06989
.07295
.05697
.05950
.06214
.06491
.06782
70
70
70
70
70
25
26
27
28
29
.33785
.34442
.35113
.35794
.36488
.30806
.31456
.32120
.32797
.33486
.28121
.28760
.29413
.30081
.30761
.25698
.26323
.26963
.27618
.28287
.23510
.24118
.24743
.25382
.26037
.21532
.22122
.22729
.23352
.23990
.19743
.20313
.20902
.21506
.22126
.18122
.18673
.19242
.19826
.20428
.16654
.17184
.17732
.18297
.18879
.15322
.15831
.16359
.16903
.17465
.14112
.14601
.15108
.15632
.16173
.13013
.13481
.13968
.14471
.14992
.12013
.12461
.12927
.13410
.13911
.11103
.11531
.11977
.12440
.12921
.10274
.10682
.11109
.11552
.12013
.09517
.09907
.10314
.10739
.11180
.08826
.09198
.09587
.09993
.10416
.08195
.08549
.08920
.09308
.09713
.07617
.07954
.08309
.08680
.09067
.07088
.07410
.07748
.08102
.08472
70
70
70
70
70
30
31
32
33
34
.37192
.37907
.38632
.39369
.40115
.34187
.34900
.35624
.36361
.37109
.31455
.32162
.32881
.33613
.34358
.28970
.29666
.30376
.31100
.31838
.26706
.27390
.28088
.28801
.29529
.24644
.25312
.25996
.26696
.27411
.22763
.23414
.24082
.24766
.25466
.21046
.21679
.22330
.22997
.23681
.19477
.20092
.20724
.21373
.22039
.18043
.18638
.19251
.19881
.20529
.16731
.17306
.17899
.18510
.19139
.15530
.16085
.16657
.17249
.17858
.14428
.14963
.15516
.16087
.16677
.13418
.13933
.14466
.15018
.15588
.12491
.12986
.13499
.14031
.14582
.11639
.12115
.12609
.13121
.13652
.10856
.11313
.11787
.12281
.12793
.10135
.10573
.11029
.11504
.11997
.09471
.09891
.10329
.10786
.11261
.08859
.09262
.09682
.10121
.10578
70
70
70
70
70
35
36
37
38
39
.40873
.41640
.42417
.43204
.44000
.37869
.38641
.39423
.40216
.41020
.35116
.35886
.36669
.37464
.38270
.32590
.33356
.34134
.34927
.35731
.30272
.31029
.31800
.32586
.33386
.28142
.28888
.29649
.30426
.31217
.26184
.26916
.27665
.28431
.29211
.24382
.25100
.25834
.26586
.27354
.22723
.23425
.24144
.24881
.25634
.21195
.21879
.22581
.23302
.24040
.19786
.20452
.21137
.21840
.22561
.18487
.19134
.19800
.20485
.21189
.17286
.17914
.18561
.19228
.19915
.16177
.16786
.17414
.18062
.18730
.15152
.15741
.16350
.16980
.17629
.14203
.14773
.15363
.15973
.16604
.13325
.13876
.14446
.15038
.15650
.12510
.13043
.13595
.14167
.14760
.11755
.12269
.12803
.13357
.13932
.11055
.11550
.12066
.12602
.13158
70
70
70
70
70
40
41
42
43
44
.44805
.45619
.46440
.47268
.48102
.41834
.42658
.43491
.44332
.45180
.39088
.39917
.40757
.41606
.42463
.36549
.37379
.38221
.39073
.39935
.34199
.35027
.35867
.36719
.37581
.32024
.32845
.33680
.34528
.35388
.30008
.30821
.31648
.32490
.33344
.28139
.28941
.29759
.30591
.31437
.26406
.27195
.28001
.28822
.29658
.24797
.25571
.26364
.27172
.27997
.23302
.24061
.24839
.25634
.26445
.21913
.22656
.23418
.24197
.24994
.20621
.21347
.22092
.22856
.23637
.19418
.20127
.20855
.21602
.22368
.18298
.18989
.19700
.20430
.21179
.17255
.17927
.18620
.19333
.20065
.16282
.16936
.17611
.18306
.19021
.15375
.16010
.16667
.17344
.18042
.14527
.15145
.15784
.16443
.17123
.13736
.14336
.14956
.15598
.16260
70
70
70
70
70
45
46
47
48
49
.48939
.49780
.50621
.51463
.52304
.46033
.46891
.47750
.48611
.49472
.43327
.44195
.45067
.45942
.46819
.40804
.41680
.42560
.43444
.44331
.38452
.39331
.40215
.41104
.41998
.36257
.37136
.38020
.38912
.39808
.34209
.35083
.35966
.36856
.37752
.32295
.33164
.34042
.34928
.35821
.30507
.31368
.32238
.33118
.34006
.28835
.29686
.30547
.31419
.32299
.27270
.28110
.28960
.29822
.30694
.25806
.26632
.27471
.28322
.29184
.24435
.25247
.26073
.26911
.27761
.23150
.23947
.24759
.25584
.26421
.21945
.22727
.23523
.24334
.25158
.20814
.21580
.22362
.23157
.23967
.19753
.20503
.21268
.22049
.22844
.18757
.19490
.20239
.21004
.21784
.17821
.18537
.19270
.20018
.20783
.16941
.17640
.18356
.19089
.19837
70
70
70
70
70
50
51
52
53
54
.53144
.53981
.54814
.55640
.56460
.50333
.51193
.52049
.52900
.53745
.47696
.48573
.49447
.50318
.51182
.45220
.46110
.46998
.47883
.48763
.42894
.43793
.44690
.45586
.46479
.40709
.41612
.42516
.43419
.44320
.38654
.39559
.40466
.41374
.42279
.36721
.37626
.38533
.39442
.40350
.34902
.35804
.36709
.37617
.38525
.33189
.34086
.34987
.35891
.36798
.31576
.32466
.33361
.34260
.35162
.30056
.30937
.31825
.32717
.33614
.28623
.29494
.30372
.31257
.32146
.27271
.28131
.28999
.29875
.30755
.25995
.26843
.27701
.28565
.29437
.24791
.25626
.26471
.27325
.28186
.23653
.24475
.25308
.26149
.26999
.22578
.23386
.24205
.25034
.25872
.21562
.22356
.23161
.23977
.24802
.20601
.21380
.22171
.22973
.23785
70
70
70
70
70
55
56
57
58
59
.57272
.58074
.58866
.59646
.60411
.54582
.55411
.56231
.57038
.57831
.52041
.52892
.53733
.54564
.55381
.49638
.50507
.51367
.52216
.53053
.47366
.48249
.49123
.49988
.50841
.45217
.46109
.46995
.47872
.48738
.43183
.44082
.44976
.45862
.46738
.41257
.42161
.43060
.43953
.44836
.39433
.40339
.41241
.42137
.43025
.37704
.38610
.39513
.40411
.41302
.36066
.36970
.37872
.38770
.39661
.34512
.35412
.36312
.37208
.38098
.33039
.33933
.34828
.35721
.36609
.31640
.32528
.33418
.34306
.35190
.30313
.31193
.32076
.32957
.33836
.29052
.29924
.30798
.31673
.32546
.27855
.28717
.29582
.30449
.31314
.26717
.27568
.28424
.29282
.30139
.25635
.26475
.27321
.28169
.29018
.24606
.25434
.26269
.27108
.27947
70
70
70
70
70
60
61
62
63
64
.61161
.61896
.62615
.63317
.64001
.58610
.59373
.60121
.60852
.61565
.56184
.56972
.57744
.58501
.59240
.53876
.54685
.55479
.56257
.57018
.51681
.52507
.53319
.54116
.54896
.49591
.50432
.51259
.52071
.52867
.47602
.48454
.49293
.50118
.50928
.45708
.46568
.47417
.48253
.49074
.43903
.44770
.45626
.46471
.47300
.42183
.43055
.43917
.44767
.45604
.40544
.41418
.42283
.43138
.43980
.38981
.39856
.40723
.41580
.42426
.37490
.38365
.39232
.40090
.40938
.36068
.36940
.37806
.38664
.39512
.34710
.35579
.36443
.37300
.38147
.33415
.34279
.35139
.35993
.36839
.32177
.33036
.33892
.34742
.35585
.30995
.31848
.32698
.33544
.34383
.29865
.30711
.31555
.32395
.33230
.28786
.29624
.30461
.31295
.32124
151
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
70
70
70
70
70
65
66
67
68
69
.64666
.65312
.65938
.66543
.67125
.62260
.62935
.63590
.64224
.64835
.59960
.60660
.61341
.62001
.62637
.57761
.58484
.59188
.59870
.60529
.55657
.56401
.57124
.57827
.58507
.53646
.54406
.55147
.55868
.56565
.51721
.52495
.53252
.53988
.54701
.49878
.50665
.51435
.52184
.52912
.48114
.48912
.49692
.50453
.51193
.46425
.47231
.48021
.48792
.49541
.44808
.45620
.46417
.47196
.47954
.43258
.44076
.44878
.45664
.46429
.41773
.42594
.43401
.44192
.44963
.40349
.41173
.41983
.42777
.43553
.38984
.39809
.40621
.41418
.42197
.37675
.38499
.39313
.40111
.40893
.36419
.37243
.38056
.38855
.39638
.35214
.36036
.36848
.37647
.38430
.34057
.34876
.35686
.36485
.37268
.32947
.33763
.34570
.35366
.36149
70 70 .67684 .65421 .63249 .61164
71 0 .20965 .18396 .16176 .14257
71 1 .20888 .18290 .16043 .14098
71 2 .21299 .18679 .16409 .14441
71 3 .21732 .19091 .16799 .14808
.59161
.12594
.12411
.12732
.13076
.57238
.11151
.10947
.11245
.11567
.55390
.09898
.09675
.09951
.10251
.53614
.08808
.08567
.08823
.09102
.51908
.07858
.07602
.07838
.08097
.50267
.07029
.06759
.06977
.07218
.48689
.06304
.06023
.06223
.06446
.47172
.05669
.05378
.05562
.05769
.45712
.05113
.04812
.04982
.05173
.44308
.04623
.04316
.04471
.04648
.42956
.04193
.03879
.04022
.04185
.41655
.03813
.03494
.03625
.03776
.40402
.03478
.03155
.03275
.03415
.39195
.03181
.02855
.02965
.03094
.38033
.02918
.02589
.02690
.02810
.36914
.02684
.02354
.02446
.02557
71
71
71
71
71
4
5
6
7
8
.22181
.22643
.23116
.23600
.24095
.19519
.19960
.20413
.20879
.21354
.17205
.17624
.18056
.18500
.18955
.15191
.15588
.15998
.16419
.16852
.13436
.13811
.14197
.14597
.15007
.11905
.12257
.12621
.12998
.13387
.10567
.10897
.11240
.11595
.11961
.09397
.09706
.10027
.10361
.10706
.08372
.08661
.08962
.09275
.09599
.07474
.07743
.08024
.08317
.08621
.06684
.06935
.07198
.07472
.07757
.05990
.06224
.06469
.06726
.06993
.05378
.05596
.05825
.06065
.06315
.04839
.05042
.05255
.05479
.05713
.04362
.04551
.04750
.04960
.05179
.03941
.04116
.04302
.04498
.04703
.03567
.03731
.03904
.04087
.04279
.03236
.03388
.03550
.03721
.03901
.02941
.03083
.03234
.03394
.03562
.02679
.02811
.02952
.03102
.03260
71
71
71
71
71
9
10
11
12
13
.24601
.25119
.25648
.26186
.26733
.21842
.22342
.22853
.23375
.23905
.19423
.19902
.20394
.20897
.21408
.17298
.17757
.18227
.18709
.19200
.15431
.15868
.16316
.16777
.17246
.13788
.14202
.14629
.15067
.15515
.12340
.12732
.13137
.13553
.13979
.11063
.11434
.11816
.12211
.12615
.09935
.10285
.10646
.11019
.11402
.08938
.09267
.09608
.09961
.10323
.08055
.08364
.08686
.09019
.09361
.07272
.07563
.07866
.08180
.08503
.06577
.06850
.07135
.07431
.07736
.05959
.06216
.06484
.06763
.07050
.05409
.05651
.05903
.06165
.06436
.04919
.05146
.05383
.05630
.05885
.04481
.04695
.04918
.05150
.05391
.04090
.04291
.04500
.04720
.04946
.03741
.03929
.04126
.04333
.04546
.03427
.03604
.03790
.03984
.04186
71
71
71
71
71
14
15
16
17
18
.27285
.27841
.28400
.28963
.29533
.24441
.24982
.25526
.26075
.26631
.21926
.22448
.22974
.23507
.24046
.19698
.20200
.20707
.21220
.21741
.17722
.18204
.18690
.19183
.19683
.15969
.16429
.16894
.17365
.17844
.14411
.14849
.15293
.15742
.16200
.13026
.13442
.13863
.14291
.14727
.11792
.12187
.12587
.12993
.13408
.10691
.11065
.11444
.11830
.12224
.09709
.10063
.10422
.10787
.11160
.08832
.09166
.09505
.09851
.10204
.08047
.08362
.08683
.09009
.09343
.07343
.07641
.07943
.08252
.08567
.06712
.06993
.07278
.07569
.07867
.06146
.06411
.06680
.06954
.07235
.05637
.05886
.06140
.06398
.06664
.05178
.05413
.05652
.05896
.06147
.04765
.04987
.05212
.05442
.05678
.04392
.04601
.04813
.05030
.05252
71
71
71
71
71
19
20
21
22
23
.30112
.30700
.31300
.31910
.32532
.27196
.27773
.28361
.28960
.29572
.24595
.25156
.25729
.26314
.26912
.22271
.22814
.23370
.23939
.24520
.20194
.20717
.21254
.21804
.22368
.18334
.18837
.19354
.19884
.20428
.16669
.17150
.17646
.18155
.18679
.15175
.15635
.16110
.16598
.17101
.13834
.14273
.14726
.15193
.15675
.12628
.13046
.13478
.13924
.14385
.11544
.11941
.12353
.12778
.13218
.10568
.10945
.11336
.11740
.12160
.09688
.10045
.10416
.10801
.11201
.08893
.09232
.09584
.09950
.10330
.08176
.08496
.08830
.09177
.09539
.07527
.07830
.08146
.08475
.08819
.06939
.07226
.07525
.07837
.08163
.06406
.06677
.06961
.07257
.07566
.05923
.06179
.06447
.06728
.07021
.05484
.05726
.05980
.06245
.06523
71
71
71
71
71
24
25
26
27
28
.33166
.33812
.34471
.35143
.35826
.30196
.30834
.31486
.32152
.32830
.27524
.28150
.28791
.29446
.30115
.25117
.25728
.26354
.26997
.27654
.22947
.23541
.24151
.24778
.25419
.20988
.21564
.22156
.22765
.23390
.19219
.19775
.20348
.20938
.21545
.17620
.18156
.18708
.19279
.19866
.16173
.16688
.17220
.17770
.18337
.14862
.15356
.15867
.16397
.16944
.13674
.14147
.14638
.15147
.15673
.12596
.13048
.13518
.14007
.14512
.11616
.12049
.12498
.12966
.13452
.10726
.11139
.11568
.12017
.12482
.09916
.10309
.10720
.11148
.11594
.09177
.09553
.09944
.10354
.10781
.08504
.08862
.09235
.09627
.10035
.07890
.08230
.08587
.08960
.09351
.07329
.07653
.07992
.08349
.08722
.06816
.07124
.07447
.07788
.08144
71
71
71
71
71
29
30
31
32
33
.36522
.37228
.37945
.38673
.39413
.33521
.34225
.34940
.35667
.36407
.30798
.31494
.32203
.32925
.33661
.28325
.29010
.29709
.30422
.31150
.26076
.26748
.27435
.28136
.28852
.24031
.24687
.25358
.26045
.26748
.22168
.22807
.23461
.24132
.24820
.20470
.21090
.21727
.22380
.23051
.18921
.19523
.20140
.20775
.21428
.17508
.18089
.18687
.19303
.19937
.16216
.16777
.17356
.17952
.18566
.15036
.15576
.16134
.16711
.17306
.13955
.14475
.15013
.15570
.16145
.12965
.13466
.13984
.14520
.15075
.12058
.12539
.13037
.13553
.14089
.11225
.11687
.12166
.12663
.13179
.10461
.10903
.11363
.11842
.12339
.09758
.10183
.10624
.11084
.11562
.09112
.09518
.09942
.10384
.10844
.08517
.08906
.09313
.09736
.10179
71
71
71
71
71
34
35
36
37
38
.40163
.40924
.41695
.42476
.43268
.37159
.37923
.38698
.39485
.40283
.34409
.35171
.35946
.36733
.37533
.31891
.32648
.33417
.34201
.34998
.29584
.30331
.31092
.31869
.32660
.27467
.28202
.28953
.29719
.30501
.25524
.26245
.26983
.27737
.28508
.23739
.24445
.25167
.25907
.26665
.22098
.22787
.23493
.24218
.24960
.20589
.21260
.21949
.22656
.23382
.19199
.19852
.20522
.21212
.21921
.17919
.18552
.19204
.19876
.20567
.16739
.17352
.17985
.18638
.19311
.15649
.16244
.16857
.17491
.18145
.14644
.15219
.15813
.16427
.17063
.13714
.14270
.14845
.15440
.16057
.12855
.13391
.13947
.14524
.15121
.12059
.12577
.13114
.13672
.14251
.11323
.11822
.12341
.12880
.13440
.10640
.11121
.11622
.12143
.12685
71
71
71
71
71
39
40
41
42
43
.44069
.44879
.45699
.46527
.47362
.41092
.41912
.42742
.43582
.44431
.38345
.39169
.40005
.40852
.41709
.35809
.36633
.37470
.38319
.39179
.33465
.34285
.35120
.35968
.36828
.31299
.32112
.32941
.33784
.34640
.29295
.30098
.30918
.31754
.32604
.27439
.28231
.29040
.29866
.30707
.25720
.26499
.27296
.28110
.28940
.24127
.24891
.25673
.26474
.27292
.22649
.23397
.24164
.24950
.25755
.21278
.22009
.22760
.23530
.24319
.20004
.20717
.21451
.22205
.22978
.18820
.19515
.20231
.20968
.21725
.17719
.18396
.19094
.19813
.20553
.16694
.17352
.18033
.18734
.19457
.15740
.16380
.17042
.17725
.18430
.14850
.15472
.16116
.16781
.17468
.14021
.14624
.15250
.15897
.16566
.13248
.13833
.14440
.15070
.15721
152
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
71
71
71
71
71
44
45
46
47
48
.48204
.49050
.49899
.50750
.51602
.45287
.46149
.47016
.47885
.48756
.42575
.43447
.44325
.45208
.46094
.40050
.40929
.41814
.42705
.43601
.37699
.38580
.39469
.40365
.41266
.35509
.36389
.37278
.38174
.39077
.33468
.34343
.35229
.36123
.37025
.31563
.32432
.33312
.34201
.35100
.29786
.30645
.31518
.32400
.33293
.28127
.28975
.29837
.30711
.31596
.26576
.27412
.28263
.29126
.30001
.25126
.25949
.26787
.27638
.28502
.23770
.24578
.25403
.26241
.27093
.22501
.23294
.24103
.24928
.25766
.21313
.22089
.22884
.23693
.24517
.20199
.20959
.21738
.22531
.23341
.19155
.19898
.20660
.21438
.22233
.18176
.18902
.19647
.20409
.21188
.17257
.17966
.18694
.19439
.20202
.16393
.17085
.17797
.18525
.19271
71
71
71
71
71
49
50
51
52
53
.52454
.53305
.54155
.55000
.55841
.49629
.50503
.51375
.52245
.53110
.46982
.47872
.48763
.49651
.50536
.44500
.45402
.46306
.47209
.48109
.42172
.43082
.43995
.44908
.45819
.39987
.40901
.41819
.42739
.43658
.37935
.38850
.39771
.40694
.41618
.36007
.36921
.37841
.38765
.39691
.34195
.35105
.36023
.36944
.37870
.32491
.33395
.34308
.35226
.36148
.30887
.31784
.32690
.33602
.34519
.29378
.30266
.31163
.32068
.32979
.27957
.28834
.29722
.30617
.31520
.26618
.27483
.28360
.29246
.30139
.25356
.26208
.27073
.27948
.28831
.24165
.25004
.25856
.26719
.27591
.23042
.23867
.24706
.25556
.26416
.21982
.22792
.23617
.24453
.25301
.20981
.21776
.22586
.23409
.24243
.20035
.20814
.21610
.22418
.23239
71
71
71
71
71
54
55
56
57
58
.56675
.57501
.58320
.59128
.59925
.53970
.54823
.55669
.56505
.57331
.51417
.52292
.53160
.54020
.54869
.49006
.49898
.50784
.51663
.52533
.46729
.47634
.48535
.49429
.50314
.44576
.45492
.46403
.47309
.48207
.42542
.43464
.44383
.45297
.46205
.40617
.41543
.42467
.43387
.44301
.38796
.39723
.40650
.41573
.42492
.37073
.37999
.38925
.39850
.40771
.35440
.36364
.37288
.38213
.39133
.33894
.34813
.35734
.36656
.37575
.32429
.33342
.34258
.35175
.36091
.31039
.31945
.32854
.33766
.34678
.29722
.30619
.31521
.32426
.33331
.28472
.29359
.30252
.31149
.32048
.27285
.28162
.29045
.29934
.30825
.26158
.27024
.27897
.28776
.29658
.25088
.25942
.26804
.27672
.28545
.24071
.24912
.25763
.26620
.27483
71
71
71
71
71
59
60
61
62
63
.60709
.61477
.62231
.62970
.63692
.58143
.58941
.59725
.60493
.61246
.55706
.56529
.57338
.58132
.58912
.53390
.54234
.55064
.55881
.56683
.51188
.52050
.52898
.53734
.54555
.49094
.49970
.50834
.51685
.52523
.47102
.47990
.48865
.49729
.50580
.45207
.46103
.46988
.47862
.48724
.43403
.44305
.45197
.46079
.46950
.41685
.42591
.43488
.44376
.45253
.40049
.40956
.41856
.42748
.43630
.38489
.39397
.40298
.41192
.42078
.37003
.37910
.38811
.39705
.40592
.35586
.36490
.37389
.38282
.39169
.34235
.35135
.36030
.36922
.37807
.32945
.33840
.34732
.35620
.36503
.31715
.32603
.33490
.34373
.35253
.30540
.31422
.32302
.33180
.34055
.29419
.30292
.31165
.32037
.32907
.28347
.29212
.30077
.30942
.31806
71
71
71
71
71
64
65
66
67
68
.64398
.65084
.65752
.66401
.67030
.61982
.62699
.63397
.64077
.64735
.59674
.60418
.61143
.61849
.62534
.57468
.58236
.58985
.59715
.60424
.55360
.56148
.56917
.57668
.58399
.53345
.54150
.54937
.55706
.56455
.51417
.52237
.53040
.53825
.54590
.49572
.50405
.51221
.52020
.52799
.47808
.48650
.49477
.50288
.51079
.46118
.46969
.47805
.48625
.49427
.44501
.45358
.46202
.47030
.47840
.42952
.43814
.44663
.45497
.46315
.41469
.42334
.43187
.44026
.44849
.40047
.40914
.41769
.42612
.43440
.38685
.39552
.40409
.41254
.42085
.37378
.38245
.39102
.39948
.40781
.36126
.36991
.37847
.38693
.39527
.34925
.35787
.36641
.37487
.38320
.33772
.34631
.35483
.36326
.37158
.32666
.33521
.34369
.35210
.36040
71 69 .67635 .65371 .63197 .61110
71 70 .68217 .65982 .63834 .61771
71 71 .68774 .66567 .64446 .62406
72 0 .20980 .18411 .16192 .14273
72 1 .20895 .18297 .16050 .14105
.59106
.59789
.60445
.12611
.12419
.57182
.57884
.58558
.11169
.10955
.55333
.56052
.56744
.09916
.09683
.53557
.54290
.54997
.08827
.08575
.51850
.52596
.53317
.07877
.07610
.50209
.50967
.51699
.07048
.06767
.48631
.49398
.50141
.06324
.06031
.47114
.47889
.48640
.05689
.05386
.45654
.46437
.47195
.05133
.04821
.44249
.45038
.45803
.04644
.04324
.42898
.43691
.44461
.04214
.03887
.41597
.42393
.43167
.03835
.03503
.40345
.41143
.41920
.03499
.03163
.39139
.39939
.40718
.03203
.02863
.37977
.38778
.39558
.02940
.02598
.36858
.37659
.38440
.02706
.02362
72
72
72
72
72
2
3
4
5
6
.21305
.21738
.22188
.22650
.23124
.18685
.19098
.19526
.19968
.20422
.16416
.16806
.17212
.17633
.18065
.14448
.14815
.15199
.15596
.16007
.12739
.13083
.13444
.13819
.14207
.11253
.11575
.11913
.12266
.12631
.09959
.10259
.10576
.10907
.11250
.08831
.09110
.09406
.09715
.10037
.07846
.08106
.08381
.08671
.08972
.06985
.07226
.07482
.07753
.08034
.06231
.06454
.06693
.06945
.07208
.05570
.05777
.05999
.06233
.06479
.04990
.05181
.05387
.05606
.05835
.04480
.04657
.04848
.05051
.05266
.04030
.04194
.04371
.04561
.04761
.03634
.03785
.03950
.04126
.04313
.03283
.03423
.03576
.03741
.03915
.02973
.03103
.03245
.03398
.03560
.02699
.02818
.02950
.03093
.03245
.02455
.02565
.02688
.02821
.02963
72 7 .23609
72 8 .24104
72 9 .24612
72 10 .25130
72 11 .25660
.20888
.21364
.21853
.22354
.22866
.18510
.18965
.19434
.19915
.20407
.16429
.16863
.17310
.17769
.18241
.14607
.15018
.15443
.15881
.16330
.13009
.13398
.13800
.14216
.14643
.11605
.11973
.12353
.12746
.13152
.10372
.10717
.11076
.11448
.11831
.09286
.09611
.09948
.10299
.10662
.08328
.08633
.08951
.09281
.09624
.07484
.07770
.08068
.08379
.08702
.06737
.07005
.07285
.07578
.07882
.06076
.06327
.06590
.06865
.07152
.05491
.05726
.05973
.06231
.06500
.04971
.05191
.05423
.05666
.05919
.04509
.04716
.04933
.05161
.05399
.04099
.04292
.04495
.04710
.04934
.03732
.03913
.04104
.04306
.04517
.03406
.03575
.03754
.03944
.04143
.03113
.03272
.03441
.03619
.03806
72
72
72
72
72
12
13
14
15
16
.26200
.26747
.27300
.27857
.28416
.23389
.23920
.24457
.24999
.25544
.20911
.21424
.21942
.22466
.22993
.18724
.19216
.19715
.20218
.20726
.16792
.17263
.17740
.18223
.18710
.15083
.15532
.15987
.16448
.16914
.13569
.13996
.14430
.14869
.15313
.12227
.12633
.13045
.13462
.13885
.11036
.11420
.11811
.12207
.12608
.09978
.10341
.10711
.11086
.11467
.09036
.09380
.09729
.10084
.10444
.08197
.08521
.08852
.09188
.09528
.07449
.07755
.08067
.08384
.08705
.06781
.07069
.07364
.07663
.07966
.06183
.06455
.06733
.07015
.07302
.05648
.05905
.06167
.06433
.06703
.05168
.05410
.05657
.05909
.06163
.04738
.04966
.05199
.05436
.05676
.04351
.04566
.04786
.05009
.05235
.04002
.04205
.04413
.04623
.04837
72
72
72
72
72
17
18
19
20
21
.28981
.29551
.30131
.30720
.31321
.26094
.26650
.27216
.27794
.28383
.23526
.24066
.24616
.25178
.25752
.21240
.21761
.22293
.22837
.23394
.19203
.19704
.20216
.20741
.21279
.17386
.17867
.18357
.18861
.19379
.15764
.16223
.16692
.17175
.17672
.14314
.14751
.15199
.15660
.16136
.13016
.13431
.13858
.14298
.14752
.11853
.12248
.12653
.13072
.13505
.10810
.11184
.11570
.11968
.12380
.09874
.10228
.10593
.10971
.11364
.09033
.09368
.09713
.10072
.10444
.08276
.08592
.08919
.09259
.09612
.07594
.07893
.08202
.08523
.08858
.06978
.07261
.07553
.07857
.08175
.06423
.06689
.06965
.07253
.07554
.05921
.06172
.06433
.06705
.06989
.05466
.05703
.05949
.06207
.06476
.05054
.05278
.05510
.05753
.06008
153
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
72
72
72
72
72
22
23
24
25
26
.31932
.32555
.33189
.33837
.34497
.28983
.29595
.30221
.30861
.31513
.26338
.26937
.27550
.28177
.28819
.23963
.24546
.25144
.25756
.26384
.21829
.22394
.22974
.23570
.24182
.19910
.20456
.21017
.21594
.22187
.18182
.18707
.19248
.19806
.20380
.16625
.17129
.17650
.18187
.18741
.15220
.15704
.16203
.16720
.17253
.13952
.14414
.14893
.15389
.15901
.12806
.13247
.13705
.14180
.14672
.11769
.12190
.12627
.13081
.13553
.10830
.11231
.11648
.12082
.12533
.09979
.10360
.10758
.11172
.11604
.09207
.09569
.09948
.10343
.10755
.08505
.08850
.09210
.09586
.09980
.07867
.08194
.08537
.08896
.09271
.07286
.07597
.07923
.08264
.08622
.06757
.07052
.07362
.07687
.08028
.06275
.06554
.06848
.07158
.07483
72
72
72
72
72
27
28
29
30
31
.35170
.35856
.36553
.37261
.37981
.32181
.32861
.33554
.34260
.34977
.29477
.30148
.30833
.31531
.32242
.27028
.27687
.28360
.29048
.29750
.24810
.25454
.26113
.26787
.27476
.22798
.23425
.24068
.24727
.25401
.20972
.21581
.22206
.22847
.23505
.19314
.19903
.20509
.21132
.21771
.17805
.18375
.18961
.19565
.20185
.16433
.16982
.17548
.18132
.18733
.15183
.15711
.16257
.16821
.17402
.14043
.14551
.15077
.15620
.16181
.13004
.13491
.13997
.14520
.15061
.12054
.12522
.13007
.13510
.14031
.11186
.11634
.12100
.12583
.13085
.10392
.10821
.11267
.11732
.12214
.09665
.10075
.10503
.10948
.11411
.08998
.09391
.09801
.10228
.10672
.08387
.08762
.09154
.09564
.09990
.07825
.08184
.08559
.08951
.09361
72
72
72
72
72
32
33
34
35
36
.38711
.39453
.40206
.40971
.41745
.35707
.36450
.37204
.37972
.38751
.32967
.33705
.34457
.35223
.36001
.30465
.31196
.31941
.32701
.33474
.28180
.28900
.29634
.30385
.31151
.26091
.26797
.27519
.28258
.29013
.24179
.24870
.25577
.26302
.27044
.22428
.23102
.23793
.24503
.25230
.20823
.21480
.22154
.22846
.23557
.19352
.19989
.20645
.21320
.22013
.18001
.18619
.19256
.19912
.20588
.16761
.17359
.17976
.18614
.19270
.15620
.16199
.16796
.17414
.18052
.14571
.15129
.15707
.16306
.16924
.13604
.14143
.14702
.15281
.15880
.12714
.13234
.13773
.14333
.14912
.11893
.12393
.12913
.13454
.14015
.11135
.11617
.12118
.12640
.13182
.10435
.10899
.11381
.11885
.12408
.09788
.10234
.10698
.11184
.11689
72
72
72
72
72
37
38
39
40
41
.42531
.43326
.44132
.44948
.45773
.39542
.40344
.41158
.41983
.42820
.36792
.37597
.38414
.39244
.40086
.34262
.35064
.35880
.36710
.37553
.31932
.32728
.33539
.34365
.35206
.29784
.30571
.31375
.32194
.33029
.27803
.28579
.29372
.30182
.31009
.25975
.26738
.27518
.28316
.29133
.24286
.25034
.25801
.26586
.27389
.22726
.23458
.24208
.24979
.25769
.21283
.21997
.22732
.23486
.24260
.19947
.20644
.21361
.22098
.22857
.18710
.19388
.20087
.20807
.21549
.17563
.18223
.18904
.19606
.20330
.16500
.17141
.17803
.18487
.19193
.15513
.16135
.16778
.17444
.18132
.14596
.15200
.15824
.16471
.17141
.13745
.14329
.14935
.15563
.16215
.12952
.13518
.14106
.14716
.15349
.12215
.12763
.13332
.13924
.14539
72
72
72
72
72
42
43
44
45
46
.46607
.47449
.48298
.49152
.50009
.43666
.44522
.45386
.46256
.47131
.40940
.41804
.42677
.43558
.44446
.38410
.39278
.40157
.41044
.41939
.36061
.36929
.37809
.38699
.39598
.33880
.34744
.35622
.36511
.37410
.31852
.32710
.33583
.34468
.35364
.29966
.30816
.31681
.32559
.33449
.28211
.29050
.29906
.30775
.31658
.26577
.27404
.28248
.29106
.29979
.25055
.25867
.26698
.27545
.28407
.23635
.24433
.25250
.26083
.26932
.22311
.23093
.23895
.24713
.25549
.21075
.21841
.22626
.23430
.24250
.19920
.20669
.21438
.22226
.23031
.18841
.19573
.20325
.21096
.21886
.17833
.18546
.19281
.20035
.20809
.16889
.17584
.18302
.19039
.19796
.16005
.16683
.17383
.18103
.18842
.15177
.15837
.16519
.17222
.17945
72
72
72
72
72
47
48
49
50
51
.50869
.51730
.52593
.53455
.54316
.48010
.48892
.49775
.50660
.51544
.45338
.46235
.47134
.48036
.48939
.42840
.43747
.44658
.45572
.46489
.40504
.41416
.42334
.43257
.44183
.38317
.39232
.40153
.41081
.42013
.36269
.37183
.38105
.39034
.39969
.34350
.35261
.36181
.37109
.38043
.32552
.33457
.34371
.35296
.36228
.30865
.31762
.32670
.33589
.34516
.29281
.30169
.31069
.31980
.32901
.27795
.28672
.29561
.30463
.31376
.26399
.27264
.28142
.29033
.29936
.25087
.25938
.26804
.27684
.28576
.23853
.24690
.25542
.26410
.27290
.22692
.23514
.24353
.25206
.26074
.21599
.22406
.23230
.24069
.24924
.20569
.21361
.22170
.22995
.23835
.19600
.20375
.21168
.21978
.22805
.18685
.19445
.20222
.21017
.21828
72
72
72
72
72
52
53
54
55
56
.55174
.56027
.56875
.57716
.58549
.52427
.53306
.54180
.55048
.55909
.49841
.50740
.51635
.52526
.53411
.47405
.48320
.49233
.50141
.51045
.45110
.46037
.46962
.47885
.48803
.42947
.43882
.44817
.45749
.46679
.40907
.41847
.42788
.43727
.44665
.38982
.39925
.40868
.41812
.42755
.37166
.38107
.39051
.39997
.40943
.35450
.36389
.37332
.38277
.39223
.33829
.34764
.35703
.36645
.37590
.32297
.33225
.34159
.35097
.36038
.30849
.31769
.32696
.33628
.34564
.29478
.30390
.31308
.32233
.33163
.28182
.29083
.29992
.30909
.31831
.26954
.27844
.28743
.29650
.30564
.25791
.26669
.27557
.28454
.29358
.24689
.25554
.26430
.27316
.28210
.23644
.24497
.25360
.26234
.27117
.22654
.23492
.24343
.25204
.26076
72
72
72
72
72
57
58
59
60
61
.59373
.60186
.60987
.61773
.62545
.56762
.57605
.58435
.59252
.60055
.54288
.55155
.56011
.56854
.57683
.51941
.52829
.53706
.54571
.55422
.49716
.50620
.51515
.52397
.53268
.47604
.48522
.49430
.50327
.51213
.45599
.46527
.47446
.48355
.49254
.43695
.44630
.45558
.46476
.47385
.41887
.42827
.43760
.44685
.45601
.40168
.41111
.42047
.42977
.43898
.38535
.39478
.40416
.41347
.42272
.36981
.37923
.38860
.39793
.40719
.35503
.36442
.37378
.38309
.39235
.34097
.35031
.35963
.36892
.37817
.32758
.33687
.34614
.35539
.36461
.31483
.32405
.33326
.34246
.35164
.30269
.31183
.32097
.33011
.33923
.29111
.30016
.30923
.31830
.32736
.28008
.28904
.29802
.30701
.31600
.26956
.27841
.28730
.29620
.30512
72
72
72
72
72
62
63
64
65
66
.63303
.64046
.64772
.65480
.66169
.60844
.61618
.62375
.63114
.63836
.58498
.59300
.60084
.60852
.61601
.56261
.57086
.57894
.58686
.59460
.54126
.54971
.55800
.56613
.57409
.52088
.52950
.53797
.54628
.55442
.50142
.51018
.51881
.52727
.53558
.48284
.49172
.50046
.50906
.51750
.46509
.47406
.48290
.49161
.50016
.44812
.45716
.46609
.47488
.48353
.43190
.44099
.44998
.45884
.46757
.41639
.42552
.43455
.44346
.45225
.40156
.41071
.41976
.42871
.43754
.38737
.39652
.40559
.41456
.42342
.37379
.38293
.39199
.40097
.40985
.36079
.36990
.37896
.38793
.39681
.34834
.35742
.36645
.37541
.38429
.33642
.34546
.35445
.36338
.37225
.32500
.33398
.34293
.35183
.36067
.31405
.32297
.33187
.34073
.34953
72
72
72
72
72
67
68
69
70
71
.66840
.67491
.68120
.68725
.69305
.64538
.65221
.65880
.66516
.67126
.62332
.63042
.63730
.64393
.65030
.60216
.60951
.61664
.62352
.63014
.58186
.58944
.59679
.60389
.61073
.56239
.57016
.57771
.58502
.59206
.54371
.55165
.55938
.56686
.57408
.52578
.53387
.54175
.54939
.55677
.50857
.51679
.52480
.53258
.54009
.49204
.50037
.50849
.51639
.52403
.47616
.48458
.49281
.50081
.50856
.46091
.46941
.47772
.48580
.49365
.44625
.45481
.46319
.47135
.47927
.43217
.44077
.44920
.45743
.46542
.41862
.42726
.43574
.44401
.45205
.40560
.41426
.42277
.43108
.43917
.39308
.40175
.41027
.41861
.42673
.38103
.38970
.39824
.40659
.41474
.36943
.37810
.38664
.39500
.40316
.35828
.36693
.37545
.38382
.39199
154
Ages
Section 2
Interest Rate
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
72 72 .69860 .67710 .65640 .63648
73 0 .20994 .18426 .16208 .14289
73 1 .20900 .18303 .16056 .14112
73 2 .21311 .18691 .16422 .14454
73 3 .21744 .19104 .16812 .14822
.61730
.12628
.12426
.12746
.13090
.59882
.11186
.10962
.11260
.11582
.58102
.09934
.09690
.09966
.10266
.56387
.08845
.08583
.08838
.09118
.54734
.07896
.07617
.07854
.08113
.53140
.07067
.06775
.06993
.07234
.51604
.06343
.06039
.06239
.06462
.50123
.05709
.05394
.05578
.05785
.48694
.05153
.04829
.04998
.05189
.47315
.04665
.04332
.04488
.04665
.45985
.04235
.03895
.04038
.04202
.44701
.03855
.03511
.03642
.03793
.43462
.03520
.03171
.03291
.03431
.42266
.03224
.02871
.02981
.03111
.41111
.02961
.02606
.02706
.02826
.39995
.02727
.02370
.02462
.02573
73
73
73
73
73
4
5
6
7
8
.22194
.22657
.23131
.23617
.24113
.19532
.19975
.20430
.20896
.21373
.17219
.17640
.18073
.18518
.18975
.15206
.15604
.16015
.16438
.16873
.13451
.13827
.14215
.14616
.15029
.11921
.12274
.12640
.13018
.13408
.10583
.10915
.11259
.11615
.11983
.09414
.09724
.10047
.10382
.10728
.08389
.08679
.08981
.09296
.09622
.07490
.07761
.08044
.08339
.08645
.06701
.06954
.07218
.07494
.07781
.06007
.06242
.06489
.06747
.07017
.05396
.05615
.05845
.06087
.06339
.04856
.05061
.05275
.05501
.05738
.04380
.04570
.04771
.04982
.05203
.03958
.04135
.04323
.04520
.04727
.03585
.03750
.03925
.04109
.04304
.03253
.03407
.03570
.03743
.03925
.02959
.03102
.03255
.03416
.03587
.02696
.02830
.02973
.03124
.03284
73
73
73
73
73
9
10
11
12
13
.24621
.25141
.25671
.26212
.26761
.21863
.22365
.22878
.23402
.23934
.19444
.19926
.20420
.20925
.21438
.17321
.17781
.18254
.18738
.19232
.15454
.15893
.16344
.16806
.17278
.13812
.14228
.14657
.15098
.15548
.12364
.12759
.13166
.13584
.14013
.11088
.11461
.11846
.12243
.12650
.09960
.10312
.10676
.11052
.11438
.08963
.09295
.09639
.09994
.10359
.08081
.08393
.08717
.09052
.09397
.07298
.07592
.07897
.08214
.08539
.06603
.06879
.07167
.07466
.07773
.05985
.06245
.06516
.06797
.07088
.05436
.05680
.05935
.06200
.06474
.04946
.05175
.05415
.05665
.05923
.04508
.04724
.04950
.05185
.05429
.04117
.04320
.04533
.04755
.04985
.03767
.03958
.04158
.04368
.04585
.03454
.03633
.03822
.04019
.04224
73
73
73
73
73
14
15
16
17
18
.27314
.27872
.28432
.28997
.29569
.24472
.25014
.25560
.26111
.26668
.21958
.22482
.23010
.23544
.24085
.19731
.20236
.20744
.21259
.21781
.17757
.18241
.18729
.19223
.19725
.16005
.16467
.16934
.17407
.17887
.14448
.14888
.15333
.15785
.16244
.13063
.13481
.13905
.14335
.14773
.11830
.12227
.12629
.13037
.13454
.10730
.11106
.11488
.11875
.12270
.09748
.10105
.10466
.10833
.11207
.08871
.09208
.09549
.09897
.10252
.08086
.08405
.08727
.09055
.09391
.07383
.07684
.07988
.08299
.08616
.06753
.07036
.07324
.07617
.07917
.06187
.06454
.06725
.07002
.07285
.05677
.05930
.06185
.06446
.06713
.05219
.05457
.05698
.05944
.06196
.04806
.05030
.05258
.05490
.05728
.04433
.04645
.04859
.05078
.05302
73
73
73
73
73
19
20
21
22
23
.30148
.30739
.31340
.31952
.32576
.27235
.27813
.28403
.29004
.29618
.24636
.25198
.25773
.26360
.26960
.22313
.22858
.23416
.23986
.24570
.20237
.20763
.21301
.21853
.22419
.18379
.18884
.19403
.19934
.20481
.16715
.17198
.17696
.18207
.18733
.15222
.15684
.16160
.16651
.17156
.13881
.14322
.14778
.15247
.15731
.12677
.13097
.13531
.13979
.14442
.11593
.11993
.12406
.12833
.13276
.10618
.10997
.11390
.11796
.12218
.09738
.10097
.10471
.10858
.11260
.08944
.09285
.09639
.10007
.10389
.08227
.08549
.08885
.09234
.09598
.07578
.07883
.08202
.08533
.08879
.06990
.07279
.07581
.07895
.08224
.06458
.06731
.07017
.07315
.07627
.05975
.06233
.06503
.06786
.07082
.05535
.05779
.06035
.06303
.06584
73
73
73
73
73
24
25
26
27
28
.33211
.33860
.34521
.35196
.35883
.30244
.30885
.31539
.32208
.32890
.27574
.28203
.28846
.29505
.30177
.25169
.25783
.26412
.27058
.27718
.23000
.23597
.24210
.24840
.25486
.21043
.21622
.22217
.22829
.23458
.19276
.19835
.20410
.21004
.21615
.17678
.18216
.18772
.19346
.19937
.16232
.16750
.17285
.17839
.18410
.14922
.15419
.15933
.16467
.17018
.13734
.14211
.14704
.15217
.15747
.12657
.13113
.13586
.14078
.14588
.11678
.12114
.12567
.13038
.13528
.10788
.11204
.11637
.12089
.12559
.09978
.10375
.10789
.11221
.11671
.09240
.09619
.10014
.10427
.10858
.08568
.08928
.09305
.09700
.10113
.07953
.08297
.08656
.09034
.09429
.07392
.07719
.08062
.08423
.08800
.06879
.07190
.07517
.07861
.08222
73
73
73
73
73
29
30
31
32
33
.36582
.37292
.38014
.38746
.39491
.33585
.34292
.35012
.35744
.36489
.30864
.31565
.32278
.33005
.33746
.28393
.29083
.29787
.30505
.31239
.26147
.26823
.27515
.28221
.28944
.24103
.24764
.25440
.26133
.26842
.22242
.22886
.23545
.24222
.24916
.20546
.21171
.21813
.22472
.23149
.18999
.19605
.20228
.20868
.21528
.17586
.18172
.18776
.19398
.20038
.16296
.16862
.17446
.18048
.18669
.15116
.15662
.16225
.16807
.17409
.14036
.14561
.15105
.15667
.16249
.13047
.13552
.14076
.14618
.15180
.12140
.12626
.13129
.13652
.14195
.11307
.11774
.12259
.12762
.13285
.10543
.10991
.11457
.11941
.12445
.09841
.10270
.10717
.11183
.11668
.09194
.09606
.10036
.10483
.10950
.08599
.08994
.09406
.09836
.10285
73
73
73
73
73
34
35
36
37
38
.40246
.41014
.41792
.42581
.43380
.37246
.38017
.38799
.39594
.40401
.34501
.35270
.36052
.36847
.37656
.31986
.32750
.33527
.34319
.35126
.29682
.30436
.31205
.31990
.32791
.27567
.28310
.29069
.29844
.30636
.25627
.26356
.27102
.27865
.28646
.23844
.24557
.25289
.26038
.26805
.22205
.22902
.23617
.24350
.25103
.20697
.21376
.22074
.22791
.23528
.19309
.19969
.20649
.21348
.22068
.18030
.18671
.19332
.20013
.20715
.16850
.17472
.18114
.18777
.19460
.15762
.16364
.16987
.17630
.18296
.14757
.15340
.15943
.16567
.17214
.13828
.14391
.14976
.15581
.16208
.12968
.13513
.14078
.14665
.15273
.12173
.12699
.13245
.13813
.14403
.11436
.11944
.12472
.13021
.13592
.10754
.11243
.11753
.12283
.12837
73
73
73
73
73
39
40
41
42
43
.44190
.45011
.45841
.46681
.47529
.41219
.42050
.42891
.43744
.44606
.38478
.39313
.40161
.41020
.41891
.35946
.36781
.37631
.38494
.39369
.33607
.34439
.35286
.36148
.37023
.31445
.32270
.33111
.33969
.34841
.29444
.30260
.31093
.31943
.32809
.27591
.28396
.29218
.30059
.30917
.25875
.26666
.27477
.28306
.29153
.24284
.25060
.25857
.26673
.27508
.22808
.23569
.24350
.25152
.25973
.21438
.22182
.22947
.23733
.24539
.20165
.20892
.21640
.22410
.23200
.18982
.19691
.20422
.21174
.21949
.17882
.18572
.19285
.20021
.20778
.16857
.17529
.18224
.18942
.19682
.15904
.16557
.17234
.17933
.18656
.15015
.15649
.16308
.16990
.17694
.14185
.14802
.15442
.16106
.16792
.13412
.14010
.14632
.15278
.15947
73
73
73
73
73
44
45
46
47
48
.48385
.49246
.50111
.50979
.51850
.45477
.46355
.47238
.48126
.49017
.42773
.43661
.44558
.45459
.46365
.40255
.41151
.42055
.42966
.43882
.37911
.38809
.39717
.40633
.41556
.35727
.36624
.37533
.38450
.39375
.33690
.34584
.35489
.36405
.37330
.31790
.32677
.33578
.34489
.35411
.30017
.30895
.31788
.32693
.33609
.28360
.29229
.30112
.31008
.31917
.26813
.27669
.28541
.29427
.30326
.25365
.26208
.27068
.27942
.28831
.24011
.24840
.25686
.26547
.27424
.22743
.23557
.24388
.25236
.26099
.21556
.22354
.23170
.24003
.24852
.20443
.21224
.22025
.22842
.23677
.19400
.20164
.20948
.21750
.22570
.18421
.19168
.19935
.20721
.21525
.17502
.18232
.18982
.19751
.20539
.16638
.17351
.18084
.18837
.19609
O
Y
2.2%
2.4%
2.6%
155
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
73
73
73
73
73
49
50
51
52
53
.52721
.53594
.54465
.55335
.56200
.49910
.50805
.51701
.52596
.53487
.47275
.48188
.49103
.50017
.50930
.44804
.45730
.46659
.47588
.48517
.42485
.43420
.44359
.45300
.46241
.40308
.41248
.42194
.43142
.44092
.38264
.39206
.40154
.41106
.42062
.36343
.37284
.38232
.39186
.40143
.34537
.35474
.36420
.37373
.38330
.32838
.33770
.34711
.35660
.36615
.31239
.32163
.33099
.34042
.34993
.29733
.30649
.31576
.32513
.33457
.28315
.29220
.30138
.31066
.32003
.26978
.27872
.28779
.29698
.30626
.25718
.26599
.27495
.28402
.29320
.24529
.25397
.26280
.27175
.28082
.23407
.24261
.25130
.26013
.26908
.22347
.23186
.24042
.24912
.25794
.21346
.22170
.23011
.23867
.24737
.20399
.21208
.22035
.22877
.23733
73
73
73
73
73
54
55
56
57
58
.57060
.57915
.58762
.59601
.60430
.54375
.55257
.56134
.57002
.57861
.51839
.52745
.53645
.54538
.55423
.49444
.50368
.51288
.52202
.53107
.47181
.48119
.49054
.49985
.50908
.45041
.45990
.46937
.47880
.48817
.43018
.43974
.44930
.45882
.46830
.41103
.42064
.43025
.43985
.44940
.39291
.40254
.41218
.42182
.43142
.37575
.38538
.39503
.40468
.41431
.35949
.36910
.37874
.38839
.39803
.34408
.35365
.36326
.37289
.38252
.32948
.33898
.34854
.35814
.36774
.31562
.32506
.33456
.34410
.35366
.30247
.31183
.32125
.33073
.34024
.29000
.29926
.30860
.31800
.32744
.27814
.28730
.29655
.30587
.31523
.26689
.27593
.28508
.29430
.30358
.25619
.26512
.27415
.28327
.29246
.24601
.25482
.26374
.27275
.28184
73
73
73
73
73
59
60
61
62
63
.61247
.62050
.62840
.63616
.64378
.58709
.59543
.60365
.61173
.61967
.56297
.57158
.58006
.58842
.59664
.54003
.54887
.55758
.56618
.57465
.51821
.52724
.53615
.54495
.55363
.49745
.50664
.51571
.52468
.53354
.47770
.48700
.49621
.50532
.51433
.45889
.46829
.47760
.48683
.49595
.44097
.45044
.45983
.46915
.47837
.42390
.43342
.44287
.45225
.46155
.40763
.41718
.42666
.43609
.44545
.39212
.40167
.41118
.42064
.43003
.37732
.38687
.39638
.40585
.41526
.36321
.37274
.38223
.39169
.40111
.34974
.35923
.36870
.37815
.38756
.33689
.34633
.35575
.36517
.37456
.32461
.33399
.34337
.35274
.36210
.31288
.32219
.33151
.34083
.35015
.30167
.31091
.32015
.32942
.33869
.29096
.30011
.30928
.31848
.32769
73
73
73
73
73
64
65
66
67
68
.65123
.65852
.66562
.67255
.67928
.62745
.63506
.64249
.64975
.65680
.60471
.61261
.62033
.62788
.63523
.58296
.59112
.59910
.60690
.61451
.56216
.57053
.57874
.58677
.59461
.54225
.55081
.55922
.56745
.57550
.52320
.53192
.54049
.54890
.55713
.50495
.51382
.52253
.53109
.53948
.48748
.49646
.50529
.51399
.52250
.47074
.47981
.48875
.49755
.50619
.45471
.46385
.47287
.48176
.49049
.43933
.44853
.45762
.46658
.47539
.42460
.43384
.44297
.45199
.46087
.41046
.41973
.42889
.43796
.44688
.39691
.40618
.41537
.42446
.43343
.38390
.39317
.40237
.41148
.42047
.37142
.38068
.38987
.39898
.40799
.35944
.36867
.37785
.38696
.39597
.34793
.35713
.36628
.37538
.38438
.33688
.34604
.35516
.36423
.37322
73
73
73
73
73
69
70
71
72
73
.68580
.69208
.69811
.70388
.70939
.66364
.67024
.67658
.68266
.68847
.64236
.64924
.65587
.66223
.66831
.62190
.62905
.63593
.64254
.64887
.60224
.60962
.61673
.62358
.63013
.58333
.59092
.59824
.60529
.61206
.56514
.57292
.58043
.58767
.59462
.54765
.55559
.56327
.57068
.57780
.53082
.53891
.54674
.55429
.56157
.51463
.52284
.53080
.53849
.54590
.49903
.50736
.51543
.52324
.53077
.48402
.49244
.50062
.50853
.51617
.46957
.47807
.48633
.49433
.50206
.45565
.46421
.47254
.48062
.48843
.44223
.45085
.45924
.46739
.47527
.42931
.43797
.44640
.45460
.46255
.41685
.42554
.43402
.44226
.45025
.40484
.41355
.42205
.43033
.43837
.39326
.40198
.41050
.41881
.42688
.38210
.39082
.39935
.40767
.41576
74
74
74
74
74
0
1
2
3
4
.21007
.20906
.21316
.21750
.22200
.18440
.18308
.18697
.19110
.19539
.16223
.16062
.16428
.16818
.17225
.14305
.14118
.14461
.14828
.15212
.12644
.12432
.12752
.13096
.13458
.11203
.10969
.11266
.11588
.11928
.09951
.09697
.09973
.10273
.10591
.08863
.08590
.08845
.09125
.09421
.07914
.07625
.07860
.08120
.08397
.07086
.06782
.07000
.07241
.07498
.06362
.06046
.06246
.06469
.06709
.05729
.05401
.05585
.05792
.06015
.05173
.04836
.05005
.05197
.05403
.04684
.04340
.04495
.04672
.04864
.04255
.03903
.04045
.04209
.04388
.03876
.03518
.03649
.03801
.03966
.03541
.03179
.03299
.03439
.03593
.03245
.02879
.02989
.03118
.03261
.02982
.02614
.02714
.02834
.02967
.02748
.02378
.02470
.02581
.02704
74
74
74
74
74
5
6
7
8
9
.22663
.23138
.23624
.24121
.24630
.19982
.20437
.20904
.21382
.21872
.17647
.18080
.18526
.18984
.19454
.15611
.16023
.16447
.16882
.17331
.13834
.14223
.14625
.15038
.15464
.12281
.12648
.13027
.13418
.13822
.10923
.11267
.11624
.11993
.12375
.09732
.10055
.10391
.10738
.11099
.08687
.08990
.09305
.09632
.09972
.07769
.08053
.08348
.08655
.08975
.06962
.07227
.07504
.07792
.08092
.06251
.06498
.06757
.07027
.07310
.05623
.05854
.06097
.06350
.06615
.05069
.05285
.05511
.05749
.05997
.04579
.04780
.04992
.05214
.05448
.04144
.04332
.04530
.04739
.04958
.03758
.03934
.04120
.04315
.04520
.03416
.03580
.03753
.03936
.04130
.03111
.03264
.03427
.03598
.03780
.02839
.02982
.03134
.03295
.03466
74
74
74
74
74
10
11
12
13
14
.25150
.25682
.26223
.26773
.27327
.22375
.22889
.23414
.23947
.24486
.19937
.20431
.20937
.21452
.21973
.17792
.18266
.18751
.19246
.19746
.15904
.16356
.16820
.17293
.17773
.14240
.14670
.15112
.15563
.16021
.12771
.13179
.13599
.14028
.14464
.11473
.11859
.12258
.12665
.13080
.10325
.10690
.11067
.11454
.11847
.09308
.09652
.10009
.10375
.10748
.08406
.08731
.09068
.09414
.09766
.07605
.07911
.08229
.08556
.08889
.06892
.07181
.07481
.07790
.08105
.06258
.06530
.06813
.07105
.07402
.05693
.05949
.06216
.06491
.06772
.05188
.05430
.05681
.05941
.06205
.04737
.04964
.05202
.05447
.05696
.04334
.04547
.04771
.05002
.05238
.03972
.04173
.04384
.04602
.04825
.03647
.03837
.04036
.04242
.04452
74
74
74
74
74
15
16
17
18
19
.27886
.28447
.29013
.29585
.30165
.25029
.25576
.26127
.26685
.27253
.22498
.23027
.23561
.24103
.24654
.20252
.20761
.21277
.21800
.22333
.18257
.18746
.19241
.19744
.20257
.16484
.16952
.17426
.17907
.18400
.14906
.15352
.15804
.16264
.16735
.13500
.13924
.14355
.14793
.15243
.12245
.12648
.13058
.13475
.13903
.11125
.11507
.11896
.12292
.12699
.10124
.10486
.10854
.11229
.11616
.09227
.09570
.09918
.10274
.10641
.08424
.08748
.09077
.09414
.09761
.07704
.08009
.08320
.08639
.08967
.07056
.07345
.07639
.07939
.08250
.06474
.06746
.07024
.07308
.07602
.05950
.06207
.06468
.06737
.07014
.05477
.05720
.05966
.06220
.06482
.05051
.05279
.05512
.05751
.05999
.04665
.04881
.05100
.05326
.05560
74
74
74
74
74
20
21
22
23
24
.30756
.31358
.31971
.32595
.33232
.27831
.28422
.29024
.29638
.30266
.25217
.25793
.26381
.26982
.27597
.22878
.23437
.24008
.24593
.25192
.20783
.21323
.21875
.22442
.23024
.18905
.19425
.19957
.20505
.21068
.17220
.17719
.18231
.18758
.19301
.15706
.16184
.16675
.17181
.17704
.14345
.14801
.15271
.15757
.16258
.13120
.13555
.14004
.14468
.14949
.12016
.12430
.12858
.13302
.13762
.11020
.11414
.11822
.12245
.12685
.10122
.10496
.10884
.11287
.11706
.09309
.09664
.10033
.10417
.10817
.08574
.08911
.09261
.09626
.10007
.07908
.08227
.08560
.08907
.09269
.07304
.07607
.07922
.08252
.08597
.06756
.07043
.07342
.07655
.07983
.06258
.06529
.06813
.07110
.07422
.05805
.06062
.06330
.06612
.06909
156
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
74
74
74
74
74
25
26
27
28
29
.33882
.34544
.35220
.35908
.36609
.30908
.31563
.32233
.32916
.33613
.28226
.28871
.29531
.30205
.30894
.25807
.26438
.27085
.27747
.28424
.23623
.24237
.24869
.25516
.26179
.21648
.22244
.22859
.23489
.24136
.19862
.20439
.21034
.21646
.22275
.18244
.18801
.19377
.19970
.20580
.16778
.17314
.17870
.18443
.19034
.15447
.15963
.16498
.17051
.17622
.14240
.14735
.15249
.15781
.16332
.13142
.13617
.14111
.14622
.15152
.12143
.12598
.13071
.13563
.14073
.11234
.11669
.12122
.12594
.13084
.10405
.10820
.11255
.11707
.12177
.09649
.10046
.10461
.10894
.11345
.08958
.09337
.09734
.10149
.10581
.08327
.08688
.09068
.09464
.09879
.07750
.08094
.08457
.08836
.09233
.07221
.07549
.07895
.08258
.08638
74
74
74
74
74
30
31
32
33
34
.37321
.38044
.38779
.39525
.40283
.34322
.35044
.35778
.36525
.37285
.31596
.32312
.33041
.33784
.34542
.29116
.29822
.30542
.31278
.32029
.26857
.27550
.28259
.28984
.29725
.24799
.25477
.26172
.26884
.27612
.22921
.23583
.24262
.24959
.25673
.21207
.21852
.22513
.23193
.23891
.19642
.20267
.20910
.21573
.22253
.18210
.18816
.19440
.20084
.20746
.16900
.17486
.18091
.18715
.19358
.15700
.16266
.16851
.17456
.18080
.14600
.15147
.15711
.16296
.16901
.13592
.14118
.14663
.15228
.15813
.12665
.13172
.13697
.14243
.14808
.11814
.12301
.12807
.13333
.13879
.11031
.11499
.11986
.12493
.13020
.10311
.10760
.11229
.11717
.12225
.09647
.10078
.10529
.10999
.11489
.09035
.09449
.09882
.10334
.10806
74
74
74
74
74
35
36
37
38
39
.41053
.41834
.42626
.43430
.44244
.38059
.38844
.39642
.40453
.41276
.35313
.36099
.36898
.37710
.38537
.32795
.33576
.34371
.35182
.36007
.30483
.31256
.32044
.32850
.33670
.28358
.29121
.29900
.30696
.31510
.26405
.27155
.27922
.28707
.29510
.24608
.25343
.26096
.26868
.27659
.22953
.23672
.24410
.25167
.25944
.21428
.22130
.22851
.23593
.24354
.20022
.20706
.21409
.22134
.22879
.18725
.19390
.20075
.20782
.21510
.17526
.18172
.18839
.19528
.20238
.16419
.17046
.17694
.18364
.19055
.15395
.16002
.16631
.17282
.17956
.14447
.15035
.15645
.16277
.16932
.13569
.14138
.14729
.15342
.15978
.12755
.13305
.13877
.14472
.15089
.12000
.12532
.13085
.13661
.14260
.11299
.11813
.12348
.12906
.13487
74
74
74
74
74
40
41
42
43
44
.45069
.45904
.46749
.47603
.48465
.42110
.42957
.43815
.44684
.45561
.39376
.40229
.41095
.41972
.42860
.36847
.37702
.38571
.39453
.40346
.34507
.35360
.36228
.37110
.38005
.32340
.33187
.34051
.34930
.35824
.30331
.31171
.32027
.32901
.33789
.28469
.29298
.30145
.31010
.31892
.26741
.27558
.28394
.29248
.30120
.25136
.25939
.26762
.27605
.28466
.23646
.24434
.25242
.26071
.26919
.22260
.23032
.23825
.24639
.25473
.20970
.21725
.22502
.23301
.24120
.19770
.20508
.21268
.22050
.22853
.18652
.19372
.20114
.20880
.21667
.17610
.18311
.19036
.19784
.20555
.16638
.17321
.18028
.18758
.19511
.15730
.16395
.17085
.17797
.18533
.14883
.15530
.16201
.16896
.17614
.14091
.14720
.15373
.16050
.16750
74
74
74
74
74
45
46
47
48
49
.49332
.50205
.51081
.51960
.52840
.46446
.47337
.48233
.49132
.50035
.43757
.44661
.45571
.46486
.47406
.41250
.42162
.43082
.44008
.44940
.38911
.39828
.40753
.41686
.42625
.36729
.37647
.38573
.39509
.40453
.34691
.35606
.36532
.37467
.38412
.32788
.33697
.34618
.35551
.36494
.31008
.31910
.32825
.33752
.34691
.29343
.30236
.31142
.32062
.32994
.27784
.28666
.29563
.30473
.31398
.26325
.27195
.28079
.28980
.29894
.24958
.25814
.26686
.27574
.28478
.23676
.24517
.25376
.26251
.27142
.22474
.23300
.24144
.25005
.25883
.21345
.22156
.22984
.23831
.24695
.20285
.21079
.21892
.22724
.23573
.19289
.20067
.20864
.21680
.22514
.18353
.19114
.19894
.20694
.21513
.17473
.18216
.18980
.19764
.20567
74
74
74
74
74
50
51
52
53
54
.53722
.54604
.55484
.56361
.57233
.50941
.51847
.52753
.53656
.54556
.48329
.49255
.50181
.51106
.52029
.45876
.46817
.47759
.48701
.49642
.43571
.44522
.45476
.46431
.47385
.41404
.42362
.43323
.44287
.45252
.39366
.40327
.41293
.42262
.43233
.37447
.38409
.39376
.40348
.41324
.35641
.36600
.37567
.38539
.39516
.33939
.34894
.35858
.36828
.37804
.32335
.33284
.34243
.35209
.36181
.30823
.31764
.32716
.33676
.34643
.29396
.30328
.31271
.32224
.33185
.28049
.28971
.29904
.30848
.31802
.26778
.27688
.28610
.29545
.30489
.25576
.26474
.27385
.28308
.29242
.24441
.25325
.26224
.27135
.28058
.23367
.24238
.25123
.26022
.26933
.22351
.23207
.24079
.24965
.25864
.21390
.22231
.23088
.23961
.24847
74
74
74
74
74
55
56
57
58
59
.58100
.58961
.59814
.60658
.61490
.55452
.56343
.57226
.58101
.58965
.52948
.53863
.54772
.55673
.56564
.50580
.51515
.52445
.53368
.54281
.48338
.49289
.50236
.51177
.52109
.46216
.47179
.48140
.49095
.50042
.44206
.45178
.46149
.47115
.48074
.42301
.43280
.44257
.45231
.46200
.40496
.41477
.42460
.43440
.44414
.38783
.39766
.40751
.41734
.42713
.37159
.38141
.39126
.40110
.41091
.35617
.36597
.37579
.38563
.39544
.34154
.35128
.36108
.37089
.38069
.32763
.33732
.34707
.35684
.36661
.31442
.32404
.33372
.34344
.35316
.30187
.31140
.32101
.33066
.34033
.28993
.29937
.30889
.31846
.32807
.27857
.28791
.29733
.30683
.31635
.26776
.27699
.28631
.29571
.30516
.25746
.26658
.27580
.28510
.29445
74
74
74
74
74
60
61
62
63
64
.62309
.63116
.63909
.64689
.65454
.59816
.60655
.61482
.62295
.63093
.57443
.58310
.59165
.60008
.60835
.55183
.56074
.56954
.57822
.58675
.53031
.53942
.54843
.55733
.56608
.50980
.51908
.52827
.53735
.54630
.49025
.49967
.50900
.51824
.52735
.47161
.48114
.49059
.49996
.50921
.45383
.46345
.47299
.48246
.49182
.43687
.44655
.45616
.46571
.47516
.42068
.43040
.44007
.44967
.45920
.40522
.41496
.42466
.43431
.44388
.39046
.40021
.40992
.41960
.42920
.37636
.38609
.39581
.40549
.41512
.36288
.37259
.38229
.39197
.40160
.35000
.35967
.36935
.37901
.38863
.33768
.34731
.35694
.36657
.37617
.32590
.33547
.34505
.35464
.36421
.31463
.32413
.33365
.34319
.35272
.30384
.31326
.32272
.33220
.34168
74
74
74
74
74
65
66
67
68
69
.66202
.66933
.67646
.68341
.69015
.63875
.64640
.65387
.66116
.66823
.61647
.62442
.63220
.63979
.64716
.59513
.60335
.61140
.61926
.62690
.57469
.58314
.59143
.59953
.60742
.55510
.56376
.57225
.58057
.58868
.53633
.54516
.55384
.56234
.57064
.51833
.52731
.53615
.54481
.55328
.50106
.51017
.51915
.52796
.53657
.48450
.49372
.50281
.51174
.52049
.46861
.47792
.48710
.49614
.50499
.45336
.46274
.47200
.48112
.49007
.43872
.44815
.45747
.46666
.47569
.42466
.43413
.44350
.45275
.46184
.41116
.42065
.43005
.43934
.44848
.39819
.40769
.41711
.42643
.43560
.38572
.39522
.40465
.41398
.42319
.37374
.38322
.39265
.40199
.41121
.36222
.37168
.38110
.39044
.39966
.35114
.36057
.36997
.37929
.38851
74
74
74
74
74
70
71
72
73
74
.69665
.70291
.70891
.71464
.72012
.67507
.68165
.68797
.69402
.69980
.65430
.66118
.66779
.67412
.68019
.63431
.64146
.64833
.65493
.66125
.61507
.62246
.62958
.63641
.64297
.59655
.60416
.61149
.61854
.62531
.57871
.58651
.59405
.60129
.60826
.56152
.56951
.57722
.58464
.59179
.54497
.55311
.56097
.56856
.57587
.52901
.53729
.54530
.55303
.56048
.51364
.52203
.53017
.53803
.54561
.49881
.50732
.51556
.52353
.53123
.48452
.49311
.50145
.50952
.51733
.47073
.47940
.48783
.49599
.50389
.45743
.46617
.47466
.48290
.49088
.44460
.45339
.46194
.47024
.47829
.43222
.44105
.44965
.45800
.46611
.42027
.42913
.43777
.44617
.45433
.40873
.41761
.42628
.43471
.44292
.39759
.40648
.41517
.42363
.43187
157
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
75
75
75
75
75
0
1
2
3
4
.21020
.20911
.21321
.21755
.22205
.18454
.18314
.18702
.19115
.19544
.16237
.16068
.16433
.16824
.17231
.14320
.14123
.14466
.14834
.15218
.12659
.12438
.12758
.13102
.13464
.11219
.10975
.11272
.11594
.11934
.09968
.09703
.09979
.10279
.10597
.08880
.08596
.08851
.09131
.09428
.07932
.07631
.07867
.08127
.08403
.07104
.06789
.07006
.07247
.07505
.06381
.06053
.06253
.06476
.06716
.05747
.05408
.05592
.05799
.06022
.05192
.04843
.05012
.05203
.05411
.04704
.04347
.04502
.04679
.04871
.04274
.03910
.04052
.04216
.04395
.03896
.03526
.03656
.03808
.03974
.03561
.03186
.03306
.03446
.03600
.03265
.02886
.02996
.03125
.03269
.03002
.02621
.02721
.02841
.02974
.02769
.02385
.02477
.02588
.02712
75
75
75
75
75
5
6
7
8
9
.22669
.23144
.23631
.24129
.24638
.19988
.20443
.20911
.21390
.21881
.17653
.18087
.18534
.18992
.19463
.15618
.16030
.16454
.16891
.17340
.13841
.14231
.14633
.15047
.15474
.12288
.12655
.13035
.13427
.13832
.10930
.11275
.11633
.12002
.12385
.09739
.10063
.10400
.10748
.11109
.08695
.08998
.09314
.09642
.09982
.07777
.08061
.08357
.08665
.08986
.06970
.07235
.07513
.07802
.08103
.06258
.06507
.06767
.07037
.07321
.05631
.05863
.06106
.06360
.06626
.05077
.05293
.05521
.05759
.06009
.04586
.04788
.05001
.05224
.05459
.04152
.04341
.04540
.04749
.04969
.03766
.03943
.04129
.04325
.04532
.03424
.03588
.03763
.03947
.04141
.03119
.03273
.03436
.03608
.03791
.02847
.02991
.03144
.03306
.03477
75
75
75
75
75
10
11
12
13
14
.25159
.25691
.26234
.26784
.27340
.22384
.22899
.23425
.23959
.24499
.19946
.20442
.20949
.21465
.21986
.17802
.18277
.18763
.19259
.19761
.15915
.16368
.16833
.17307
.17787
.14251
.14682
.15125
.15577
.16036
.12782
.13191
.13612
.14043
.14480
.11484
.11872
.12271
.12680
.13096
.10336
.10703
.11081
.11469
.11863
.09319
.09665
.10023
.10391
.10764
.08418
.08744
.09082
.09430
.09783
.07617
.07925
.08244
.08572
.08907
.06905
.07195
.07496
.07806
.08122
.06271
.06544
.06828
.07121
.07420
.05706
.05963
.06231
.06508
.06789
.05201
.05444
.05696
.05957
.06223
.04750
.04978
.05217
.05463
.05715
.04346
.04562
.04787
.05019
.05256
.03984
.04187
.04400
.04619
.04843
.03659
.03851
.04051
.04259
.04470
75
75
75
75
75
15
16
17
18
19
.27899
.28461
.29027
.29600
.30181
.25043
.25590
.26143
.26701
.27269
.22512
.23042
.23577
.24119
.24671
.20267
.20777
.21294
.21817
.22351
.18273
.18763
.19259
.19762
.20276
.16500
.16969
.17443
.17926
.18419
.14923
.15369
.15822
.16283
.16755
.13517
.13942
.14373
.14813
.15263
.12263
.12667
.13077
.13495
.13924
.11143
.11526
.11915
.12312
.12720
.10142
.10505
.10874
.11250
.11638
.09246
.09589
.09938
.10295
.10662
.08443
.08767
.09098
.09435
.09783
.07723
.08029
.08341
.08660
.08990
.07075
.07365
.07660
.07961
.08273
.06493
.06767
.07045
.07330
.07624
.05969
.06227
.06490
.06759
.07037
.05497
.05740
.05988
.06242
.06505
.05070
.05300
.05534
.05773
.06022
.04685
.04901
.05122
.05348
.05583
75
75
75
75
75
20
21
22
23
24
.30772
.31375
.31988
.32613
.33251
.27848
.28440
.29042
.29658
.30286
.25235
.25811
.26400
.27002
.27618
.22897
.23456
.24028
.24614
.25214
.20802
.21343
.21896
.22464
.23047
.18925
.19445
.19979
.20527
.21092
.17240
.17740
.18253
.18781
.19325
.15727
.16205
.16697
.17205
.17729
.14367
.14824
.15294
.15781
.16284
.13142
.13578
.14028
.14493
.14975
.12038
.12454
.12882
.13327
.13788
.11043
.11438
.11847
.12271
.12711
.10144
.10520
.10908
.11313
.11733
.09332
.09688
.10058
.10443
.10844
.08597
.08935
.09286
.09652
.10034
.07931
.08252
.08585
.08933
.09297
.07328
.07631
.07948
.08278
.08624
.06780
.07067
.07367
.07681
.08011
.06282
.06554
.06838
.07137
.07450
.05829
.06086
.06356
.06639
.06937
75
75
75
75
75
25
26
27
28
29
.33902
.34565
.35242
.35932
.36633
.30929
.31585
.32256
.32941
.33639
.28249
.28894
.29556
.30231
.30921
.25830
.26462
.27110
.27774
.28452
.23647
.24262
.24895
.25544
.26208
.21673
.22270
.22886
.23518
.24166
.19887
.20465
.21062
.21676
.22307
.18270
.18828
.19405
.20000
.20612
.16804
.17342
.17899
.18474
.19066
.15474
.15992
.16528
.17082
.17655
.14267
.14764
.15280
.15813
.16366
.13170
.13646
.14141
.14655
.15187
.12171
.12627
.13102
.13596
.14107
.11262
.11698
.12154
.12627
.13119
.10434
.10851
.11286
.11740
.12212
.09678
.10076
.10493
.10928
.11381
.08987
.09368
.09766
.10183
.10617
.08356
.08719
.09100
.09498
.09915
.07779
.08125
.08489
.08870
.09269
.07250
.07580
.07928
.08292
.08674
75
75
75
75
75
30
31
32
33
34
.37347
.38072
.38808
.39557
.40317
.34350
.35073
.35809
.36559
.37321
.31625
.32342
.33074
.33820
.34579
.29146
.29854
.30576
.31315
.32068
.26888
.27584
.28295
.29022
.29766
.24831
.25512
.26209
.26923
.27654
.22954
.23618
.24300
.24999
.25716
.21241
.21888
.22552
.23234
.23935
.19676
.20304
.20950
.21614
.22298
.18245
.18854
.19480
.20126
.20791
.16936
.17524
.18131
.18758
.19404
.15737
.16305
.16892
.17500
.18127
.14637
.15186
.15753
.16341
.16948
.13629
.14157
.14705
.15273
.15860
.12703
.13212
.13739
.14288
.14856
.11852
.12341
.12850
.13379
.13928
.11069
.11540
.12029
.12539
.13069
.10349
.10801
.11272
.11763
.12274
.09685
.10119
.10572
.11045
.11538
.09073
.09490
.09925
.10380
.10855
75
75
75
75
75
35
36
37
38
39
.41090
.41874
.42669
.43475
.44293
.38097
.38886
.39687
.40501
.41327
.35354
.36142
.36944
.37761
.38591
.32837
.33621
.34420
.35234
.36064
.30526
.31302
.32095
.32904
.33729
.28403
.29169
.29951
.30752
.31570
.26451
.27204
.27975
.28764
.29572
.24655
.25393
.26150
.26927
.27722
.23001
.23723
.24465
.25227
.26009
.21477
.22182
.22907
.23653
.24420
.20072
.20759
.21466
.22196
.22946
.18775
.19443
.20133
.20844
.21577
.17577
.18227
.18898
.19591
.20306
.16470
.17101
.17753
.18427
.19124
.15446
.16057
.16690
.17346
.18025
.14499
.15091
.15705
.16342
.17001
.13621
.14194
.14789
.15407
.16048
.12807
.13361
.13938
.14537
.15160
.12052
.12588
.13146
.13727
.14331
.11352
.11869
.12409
.12971
.13557
75
75
75
75
75
40
41
42
43
44
.45122
.45962
.46812
.47671
.48539
.42167
.43018
.43881
.44755
.45639
.39435
.40293
.41164
.42047
.42941
.36908
.37768
.38643
.39530
.40431
.34570
.35428
.36302
.37190
.38092
.32405
.33258
.34127
.35013
.35913
.30398
.31243
.32106
.32986
.33882
.28537
.29372
.30225
.31097
.31986
.26810
.27633
.28475
.29337
.30216
.25207
.26016
.26845
.27695
.28564
.23717
.24511
.25327
.26163
.27019
.22332
.23110
.23910
.24732
.25574
.21044
.21805
.22589
.23395
.24222
.19844
.20588
.21355
.22145
.22956
.18727
.19453
.20202
.20975
.21770
.17685
.18393
.19125
.19880
.20659
.16713
.17403
.18117
.18855
.19616
.15806
.16478
.17174
.17894
.18638
.14959
.15612
.16290
.16993
.17719
.14167
.14803
.15463
.16147
.16856
75
75
75
75
75
45
46
47
48
49
.49412
.50292
.51175
.52061
.52950
.46530
.47428
.48332
.49239
.50151
.43845
.44756
.45674
.46598
.47527
.41341
.42262
.43189
.44124
.45065
.39006
.39931
.40864
.41806
.42756
.36827
.37752
.38688
.39633
.40587
.34792
.35715
.36649
.37595
.38550
.32890
.33808
.34739
.35682
.36635
.31112
.32023
.32948
.33885
.34835
.29449
.30351
.31267
.32198
.33141
.27892
.28783
.29690
.30611
.31547
.26434
.27313
.28208
.29119
.30045
.25068
.25934
.26816
.27715
.28630
.23788
.24639
.25507
.26394
.27296
.22586
.23422
.24276
.25149
.26039
.21458
.22278
.23117
.23975
.24851
.20399
.21203
.22026
.22869
.23731
.19404
.20191
.20998
.21826
.22672
.18468
.19238
.20029
.20841
.21672
.17587
.18341
.19115
.19910
.20726
158
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
75
75
75
75
75
50
51
52
53
54
.53841
.54732
.55622
.56510
.57393
.51066
.51982
.52899
.53813
.54725
.48460
.49397
.50334
.51271
.52206
.46013
.46964
.47918
.48872
.49825
.43712
.44675
.45640
.46608
.47575
.41550
.42519
.43493
.44469
.45448
.39515
.40488
.41467
.42449
.43435
.37600
.38574
.39554
.40540
.41530
.35797
.36769
.37749
.38735
.39727
.34098
.35066
.36043
.37027
.38018
.32496
.33458
.34431
.35411
.36399
.30986
.31941
.32906
.33881
.34864
.29561
.30507
.31464
.32432
.33409
.28216
.29151
.30099
.31058
.32028
.26946
.27870
.28807
.29756
.30717
.25746
.26657
.27582
.28521
.29472
.24611
.25509
.26422
.27350
.28289
.23538
.24423
.25322
.26237
.27165
.22523
.23393
.24279
.25181
.26097
.21562
.22417
.23289
.24178
.25081
75
75
75
75
75
55
56
57
58
59
.58272
.59146
.60012
.60870
.61716
.55634
.56537
.57435
.58324
.59204
.53138
.54067
.54991
.55907
.56814
.50778
.51727
.52672
.53611
.54541
.48543
.49509
.50472
.51429
.52379
.46427
.47406
.48383
.49355
.50320
.44423
.45411
.46398
.47382
.48360
.42523
.43518
.44513
.45505
.46493
.40722
.41721
.42721
.43719
.44714
.39014
.40014
.41017
.42019
.43018
.37394
.38393
.39396
.40399
.41401
.35855
.36852
.37853
.38856
.39859
.34394
.35387
.36385
.37386
.38387
.33007
.33993
.34987
.35984
.36982
.31688
.32668
.33655
.34647
.35641
.30434
.31405
.32386
.33371
.34360
.29241
.30204
.31176
.32154
.33136
.28106
.29059
.30022
.30992
.31966
.27026
.27968
.28921
.29881
.30848
.25998
.26928
.27870
.28821
.29778
75
75
75
75
75
60
61
62
63
64
.62551
.63373
.64184
.64981
.65764
.60071
.60927
.61771
.62603
.63420
.57710
.58595
.59469
.60330
.61178
.55461
.56371
.57270
.58158
.59032
.53319
.54249
.55170
.56081
.56978
.51277
.52225
.53164
.54094
.55012
.49330
.50293
.51247
.52193
.53128
.47474
.48448
.49415
.50374
.51323
.45703
.46686
.47663
.48633
.49594
.44012
.45002
.45987
.46965
.47936
.42399
.43393
.44383
.45368
.46346
.40858
.41855
.42848
.43838
.44821
.39386
.40383
.41379
.42372
.43358
.37980
.38976
.39972
.40966
.41955
.36635
.37629
.38624
.39618
.40607
.35350
.36340
.37332
.38324
.39314
.34120
.35106
.36095
.37084
.38071
.32944
.33924
.34908
.35893
.36878
.31818
.32792
.33769
.34750
.35731
.30740
.31706
.32678
.33653
.34628
75
75
75
75
75
65
66
67
68
69
.66531
.67281
.68015
.68731
.69426
.64222
.65008
.65777
.66527
.67257
.62011
.62827
.63628
.64410
.65171
.59892
.60736
.61565
.62375
.63165
.57862
.58730
.59584
.60419
.61234
.55916
.56806
.57681
.58538
.59376
.54050
.54958
.55852
.56730
.57587
.52260
.53184
.54095
.54990
.55865
.50543
.51481
.52406
.53315
.54207
.48896
.49844
.50782
.51704
.52609
.47314
.48272
.49220
.50153
.51069
.45796
.46761
.47717
.48660
.49586
.44338
.45309
.46271
.47221
.48156
.42937
.43913
.44880
.45836
.46777
.41592
.42570
.43541
.44501
.45448
.40298
.41278
.42251
.43215
.44166
.39055
.40035
.41009
.41975
.42929
.37860
.38838
.39812
.40779
.41735
.36710
.37686
.38660
.39626
.40583
.35604
.36577
.37549
.38514
.39471
75
75
75
75
75
70
71
72
73
74
.70098
.70746
.71369
.71965
.72536
.67964
.68646
.69302
.69930
.70533
.65910
.66622
.67308
.67967
.68599
.63931
.64672
.65386
.66072
.66731
.62026
.62792
.63531
.64242
.64926
.60191
.60980
.61742
.62475
.63181
.58423
.59232
.60015
.60769
.61496
.56718
.57547
.58348
.59121
.59866
.55076
.55920
.56738
.57528
.58290
.53492
.54351
.55184
.55989
.56767
.51965
.52837
.53683
.54501
.55293
.50492
.51375
.52233
.53063
.53867
.49071
.49964
.50831
.51673
.52488
.47700
.48601
.49477
.50328
.51153
.46377
.47284
.48169
.49027
.49861
.45099
.46013
.46903
.47769
.48610
.43866
.44784
.45680
.46551
.47398
.42675
.43596
.44496
.45372
.46225
.41525
.42449
.43352
.44232
.45089
.40413
.41339
.42244
.43127
.43989
75 75 .73081 .71110 .69204 .67363
76 0 .21033 .18467 .16251 .14335
76 1 .20915 .18318 .16073 .14129
76 2 .21325 .18707 .16438 .14471
76 3 .21759 .19120 .16829 .14839
.65582
.12675
.12443
.12763
.13108
.63860
.11235
.10980
.11278
.11600
.62195
.09985
.09709
.09984
.10285
.60584
.08897
.08602
.08857
.09137
.59026
.07949
.07637
.07873
.08133
.57517
.07122
.06795
.07012
.07253
.56058
.06399
.06059
.06259
.06482
.54645
.05766
.05415
.05598
.05805
.53277
.05211
.04849
.05018
.05210
.51952
.04723
.04353
.04508
.04685
.50669
.04294
.03917
.04059
.04223
.49426
.03916
.03532
.03662
.03814
.48222
.03581
.03193
.03312
.03452
.47055
.03285
.02893
.03002
.03132
.45924
.03023
.02628
.02727
.02847
.44828
.02790
.02392
.02483
.02595
76
76
76
76
76
4
5
6
7
8
.22210
.22674
.23150
.23637
.24135
.19549
.19993
.20449
.20917
.21397
.17237
.17659
.18093
.18541
.18999
.15224
.15624
.16036
.16461
.16898
.13470
.13847
.14237
.14640
.15055
.11940
.12295
.12662
.13043
.13435
.10603
.10936
.11282
.11640
.12011
.09434
.09746
.10070
.10407
.10757
.08410
.08701
.09005
.09322
.09651
.07511
.07784
.08068
.08365
.08674
.06722
.06977
.07243
.07521
.07811
.06029
.06266
.06514
.06775
.07047
.05417
.05638
.05871
.06115
.06369
.04878
.05084
.05301
.05529
.05768
.04402
.04594
.04796
.05010
.05234
.03980
.04159
.04349
.04549
.04759
.03607
.03774
.03951
.04138
.04335
.03276
.03431
.03596
.03772
.03956
.02981
.03126
.03281
.03445
.03618
.02719
.02854
.02999
.03153
.03316
76
76
76
76
76
9
10
11
12
13
.24645
.25167
.25700
.26244
.26795
.21888
.22393
.22909
.23436
.23971
.19471
.19955
.20452
.20960
.21477
.17348
.17812
.18287
.18775
.19271
.15483
.15924
.16378
.16844
.17320
.13841
.14261
.14693
.15137
.15591
.12395
.12792
.13202
.13625
.14057
.11119
.11495
.11883
.12284
.12694
.09992
.10347
.10715
.11094
.11483
.08996
.09330
.09678
.10037
.10405
.08113
.08429
.08757
.09096
.09445
.07331
.07628
.07937
.08258
.08588
.06637
.06916
.07208
.07510
.07822
.06019
.06282
.06557
.06843
.07137
.05470
.05717
.05976
.06246
.06523
.04980
.05213
.05457
.05711
.05973
.04543
.04762
.04992
.05232
.05479
.04152
.04358
.04575
.04801
.05035
.03802
.03996
.04201
.04414
.04635
.03488
.03672
.03864
.04066
.04275
76
76
76
76
76
14
15
16
17
18
.27352
.27911
.28474
.29041
.29614
.24512
.25056
.25604
.26157
.26716
.21999
.22526
.23056
.23592
.24135
.19774
.20281
.20792
.21309
.21833
.17801
.18288
.18778
.19275
.19779
.16051
.16516
.16985
.17460
.17943
.14495
.14938
.15386
.15840
.16301
.13111
.13533
.13959
.14391
.14831
.11879
.12279
.12684
.13095
.13514
.10780
.11160
.11544
.11934
.12332
.09800
.10159
.10523
.10892
.11270
.08923
.09263
.09608
.09957
.10315
.08139
.08461
.08786
.09117
.09455
.07437
.07740
.08048
.08361
.08681
.06806
.07094
.07384
.07679
.07982
.06241
.06512
.06786
.07065
.07351
.05732
.05988
.06247
.06510
.06780
.05274
.05515
.05760
.06008
.06263
.04861
.05089
.05320
.05554
.05795
.04488
.04703
.04921
.05143
.05369
76
76
76
76
76
19
20
21
22
23
.30195
.30788
.31391
.32005
.32631
.27285
.27865
.28456
.29060
.29675
.24687
.25252
.25829
.26418
.27021
.22367
.22914
.23474
.24047
.24633
.20293
.20821
.21362
.21916
.22484
.18437
.18944
.19465
.19999
.20548
.16774
.17260
.17760
.18274
.18803
.15282
.15747
.16226
.16719
.17227
.13944
.14387
.14845
.15316
.15803
.12740
.13163
.13599
.14050
.14516
.11658
.12059
.12475
.12905
.13351
.10683
.11064
.11460
.11870
.12295
.09804
.10166
.10542
.10932
.11337
.09011
.09354
.09711
.10082
.10467
.08294
.08619
.08958
.09310
.09677
.07646
.07954
.08275
.08609
.08958
.07059
.07350
.07655
.07972
.08304
.06527
.06803
.07091
.07392
.07707
.06044
.06305
.06578
.06863
.07162
.05605
.05852
.06110
.06381
.06665
159
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
76
76
76
76
76
24
25
26
27
28
.33269
.33920
.34584
.35263
.35953
.30305
.30948
.31606
.32278
.32964
.27637
.28269
.28916
.29578
.30255
.25235
.25852
.26485
.27134
.27799
.23068
.23669
.24285
.24920
.25570
.21114
.21696
.22294
.22911
.23544
.19348
.19910
.20490
.21088
.21703
.17752
.18294
.18854
.19432
.20028
.16307
.16829
.17368
.17926
.18503
.14999
.15500
.16018
.16556
.17112
.13813
.14293
.14791
.15308
.15843
.12736
.13196
.13673
.14170
.14685
.11758
.12198
.12655
.13132
.13627
.10869
.11289
.11726
.12183
.12658
.10060
.10461
.10879
.11316
.11772
.09323
.09705
.10105
.10523
.10960
.08651
.09015
.09396
.09797
.10215
.08037
.08384
.08748
.09131
.09531
.07476
.07807
.08154
.08520
.08902
.06964
.07278
.07609
.07959
.08325
76
76
76
76
76
29
30
31
32
33
.36656
.37371
.38098
.38836
.39587
.33663
.34376
.35101
.35839
.36590
.30947
.31652
.32371
.33104
.33852
.28479
.29174
.29884
.30608
.31348
.26236
.26917
.27615
.28328
.29057
.24195
.24861
.25543
.26243
.26959
.22336
.22985
.23651
.24335
.25036
.20642
.21273
.21921
.22587
.23272
.19097
.19709
.20338
.20986
.21653
.17686
.18278
.18889
.19517
.20166
.16397
.16970
.17560
.18169
.18799
.15219
.15771
.16341
.16931
.17541
.14140
.14672
.15222
.15792
.16382
.13152
.13664
.14194
.14744
.15315
.12246
.12738
.13249
.13779
.14330
.11414
.11887
.12379
.12890
.13421
.10651
.11105
.11578
.12070
.12582
.09949
.10385
.10839
.11312
.11806
.09303
.09721
.10158
.10613
.11088
.08708
.09109
.09528
.09966
.10424
76
76
76
76
76
34
35
36
37
38
.40349
.41124
.41910
.42708
.43517
.37354
.38133
.38924
.39728
.40545
.34614
.35391
.36182
.36987
.37807
.32104
.32875
.33662
.34464
.35282
.29803
.30566
.31345
.32141
.32953
.27693
.28444
.29213
.29999
.30803
.25755
.26493
.27249
.28024
.28817
.23976
.24698
.25440
.26200
.26981
.22339
.23046
.23771
.24516
.25282
.20834
.21522
.22231
.22960
.23710
.19448
.20118
.20808
.21520
.22253
.18170
.18822
.19494
.20187
.20902
.16992
.17624
.18278
.18952
.19650
.15905
.16518
.17152
.17808
.18487
.14901
.15495
.16109
.16746
.17406
.13973
.14547
.15143
.15761
.16402
.13115
.13670
.14246
.14845
.15468
.12320
.12856
.13414
.13994
.14598
.11584
.12102
.12641
.13203
.13788
.10902
.11401
.11922
.12466
.13033
76
76
76
76
76
39
40
41
42
43
.44338
.45171
.46015
.46869
.47733
.41375
.42218
.43074
.43942
.44821
.38641
.39489
.40351
.41227
.42116
.36116
.36965
.37829
.38709
.39602
.33783
.34628
.35491
.36370
.37265
.31625
.32465
.33323
.34198
.35089
.29629
.30460
.31310
.32178
.33064
.27781
.28600
.29440
.30300
.31178
.26068
.26875
.27703
.28551
.29419
.24481
.25273
.26087
.26923
.27779
.23008
.23784
.24584
.25405
.26248
.21640
.22400
.23184
.23990
.24818
.20369
.21113
.21879
.22669
.23482
.19188
.19914
.20663
.21437
.22233
.18089
.18797
.19529
.20285
.21064
.17067
.17755
.18469
.19208
.19970
.16114
.16784
.17480
.18200
.18946
.15226
.15878
.16555
.17258
.17985
.14397
.15031
.15690
.16375
.17084
.13624
.14239
.14880
.15547
.16239
76
76
76
76
76
44
45
46
47
48
.48606
.49486
.50372
.51261
.52155
.45710
.46608
.47513
.48423
.49338
.43016
.43926
.44845
.45770
.46702
.40509
.41426
.42353
.43289
.44232
.38173
.39094
.40026
.40967
.41918
.35997
.36917
.37851
.38794
.39749
.33967
.34885
.35816
.36759
.37713
.32074
.32985
.33912
.34851
.35803
.30306
.31209
.32129
.33062
.34009
.28655
.29548
.30458
.31384
.32324
.27111
.27993
.28893
.29808
.30740
.25668
.26537
.27424
.28328
.29250
.24317
.25172
.26046
.26938
.27847
.23052
.23892
.24752
.25630
.26527
.21867
.22692
.23537
.24400
.25283
.20757
.21565
.22394
.23243
.24111
.19715
.20506
.21319
.22152
.23006
.18737
.19511
.20308
.21125
.21963
.17819
.18576
.19356
.20157
.20979
.16956
.17696
.18459
.19243
.20049
76
76
76
76
76
49
50
51
52
53
.53052
.53951
.54851
.55750
.56648
.50258
.51182
.52108
.53034
.53959
.47639
.48581
.49528
.50475
.51423
.45182
.46139
.47101
.48065
.49031
.42877
.43843
.44816
.45793
.46772
.40712
.41685
.42665
.43650
.44640
.38678
.39654
.40638
.41629
.42624
.36767
.37742
.38728
.39721
.40720
.34969
.35942
.36926
.37919
.38918
.33278
.34246
.35226
.36216
.37214
.31686
.32647
.33622
.34607
.35601
.30186
.31139
.32106
.33085
.34074
.28773
.29716
.30674
.31645
.32627
.27441
.28373
.29321
.30282
.31256
.26185
.27104
.28041
.28992
.29956
.24999
.25905
.26829
.27769
.28722
.23879
.24772
.25683
.26610
.27552
.22821
.23700
.24597
.25511
.26441
.21821
.22685
.23568
.24469
.25386
.20876
.21724
.22593
.23480
.24383
76
76
76
76
76
54
55
56
57
58
.57542
.58432
.59317
.60197
.61067
.54882
.55802
.56719
.57630
.58533
.52370
.53315
.54257
.55195
.56126
.49997
.50962
.51925
.52885
.53839
.47753
.48734
.49714
.50692
.51665
.45631
.46624
.47618
.48610
.49599
.43624
.44626
.45629
.46632
.47633
.41724
.42731
.43742
.44753
.45763
.39924
.40935
.41949
.42966
.43982
.38220
.39231
.40247
.41267
.42287
.36604
.37614
.38630
.39650
.40672
.35072
.36079
.37093
.38112
.39134
.33620
.34621
.35631
.36647
.37667
.32241
.33236
.34240
.35252
.36268
.30932
.31919
.32917
.33923
.34934
.29689
.30667
.31657
.32656
.33661
.28508
.29476
.30457
.31447
.32446
.27385
.28343
.29313
.30295
.31285
.26318
.27264
.28224
.29196
.30177
.25302
.26236
.27185
.28146
.29117
76
76
76
76
76
59
60
61
62
63
.61928
.62777
.63614
.64441
.65254
.59427
.60309
.61181
.62042
.62892
.57048
.57960
.58861
.59753
.60633
.54785
.55722
.56649
.57566
.58474
.52631
.53589
.54538
.55478
.56408
.50581
.51556
.52523
.53482
.54432
.48629
.49617
.50599
.51574
.52542
.46768
.47768
.48762
.49750
.50732
.44995
.46004
.47007
.48006
.48998
.43305
.44320
.45330
.46337
.47338
.41693
.42712
.43727
.44739
.45748
.40155
.41176
.42194
.43210
.44224
.38688
.39708
.40727
.41746
.42763
.37287
.38305
.39324
.40343
.41362
.35948
.36964
.37981
.38999
.40018
.34670
.35682
.36695
.37711
.38728
.33448
.34455
.35464
.36476
.37491
.32281
.33280
.34284
.35292
.36303
.31164
.32156
.33153
.34156
.35162
.30095
.31080
.32069
.33065
.34066
76
76
76
76
76
64
65
66
67
68
.66055
.66840
.67609
.68363
.69099
.63727
.64548
.65354
.66144
.66916
.61500
.62353
.63191
.64013
.64818
.59368
.60249
.61115
.61967
.62801
.57327
.58232
.59124
.60001
.60861
.55372
.56298
.57212
.58112
.58995
.53499
.54444
.55376
.56296
.57200
.51703
.52664
.53614
.54551
.55473
.49983
.50957
.51920
.52872
.53810
.48333
.49318
.50293
.51258
.52209
.46750
.47744
.48729
.49705
.50667
.45232
.46233
.47226
.48210
.49182
.43775
.44781
.45780
.46771
.47752
.42376
.43386
.44389
.45386
.46373
.41033
.42045
.43052
.44052
.45044
.39744
.40756
.41764
.42768
.43763
.38505
.39517
.40525
.41530
.42528
.37314
.38324
.39332
.40337
.41336
.36170
.37177
.38183
.39188
.40187
.35069
.36073
.37077
.38079
.39078
76
76
76
76
76
69
70
71
72
73
.69815
.70508
.71178
.71823
.72441
.67668
.68398
.69102
.69782
.70434
.65603
.66365
.67102
.67812
.68496
.63615
.64406
.65173
.65912
.66624
.61701
.62519
.63312
.64078
.64816
.59859
.60701
.61518
.62308
.63070
.58085
.58948
.59786
.60598
.61382
.56376
.57258
.58116
.58947
.59750
.54730
.55629
.56503
.57352
.58173
.53143
.54057
.54947
.55811
.56648
.51614
.52540
.53444
.54322
.55173
.50139
.51077
.51992
.52883
.53746
.48717
.49665
.50590
.51491
.52366
.47346
.48301
.49236
.50146
.51031
.46023
.46985
.47927
.48845
.49739
.44746
.45714
.46662
.47587
.48488
.43514
.44486
.45439
.46370
.47277
.42325
.43300
.44256
.45192
.46104
.41177
.42153
.43112
.44052
.44968
.40068
.41045
.42006
.42948
.43868
160
Ages
Section 2
Interest Rate
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
76 74 .73034 .71060 .69153 .67309
76 75 .73603 .71661 .69784 .67968
76 76 .74146 .72237 .70389 .68600
77 0 .21045 .18480 .16265 .14349
77 1 .20920 .18323 .16078 .14134
.65527
.66211
.66869
.12690
.12448
.63804
.64512
.65192
.11250
.10986
.62138
.62867
.63569
.10001
.09714
.60526
.61275
.61996
.08913
.08608
.58967
.59733
.60473
.07966
.07643
.57458
.58241
.58998
.07139
.06801
.55998
.56796
.57567
.06417
.06065
.54584
.55396
.56181
.05784
.05421
.53216
.54040
.54838
.05229
.04856
.51891
.52726
.53535
.04742
.04360
.50608
.51452
.52272
.04313
.03923
.49365
.50218
.51047
.03935
.03539
.48161
.49022
.49859
.03601
.03200
.46994
.47862
.48706
.03305
.02900
.45863
.46736
.47587
.03043
.02634
.44767
.45645
.46501
.02810
.02399
77
77
77
77
77
O
Y
2
3
4
5
6
2.2%
2.4%
2.6%
.21330
.21764
.22214
.22679
.23155
.18711
.19124
.19554
.19998
.20455
.16443
.16834
.17241
.17664
.18099
.14476
.14844
.15229
.15629
.16042
.12768
.13113
.13475
.13853
.14243
.11283
.11605
.11945
.12301
.12669
.09990
.10290
.10609
.10942
.11288
.08862
.09142
.09440
.09752
.10077
.07878
.08138
.08416
.08708
.09012
.07018
.07259
.07517
.07790
.08075
.06264
.06488
.06728
.06983
.07250
.05604
.05811
.06035
.06272
.06521
.05024
.05216
.05423
.05645
.05878
.04514
.04691
.04884
.05091
.05308
.04065
.04229
.04408
.04601
.04804
.03668
.03820
.03987
.04166
.04356
.03318
.03459
.03613
.03781
.03958
.03008
.03138
.03282
.03438
.03604
.02733
.02854
.02988
.03133
.03288
.02490
.02601
.02725
.02861
.03006
77 7 .23643
77 8 .24141
77 9 .24652
77 10 .25175
77 11 .25709
.20923
.21403
.21896
.22401
.22917
.18547
.19006
.19478
.19964
.20461
.16468
.16905
.17356
.17821
.18297
.14647
.15062
.15491
.15933
.16388
.13050
.13443
.13850
.14270
.14703
.11648
.12019
.12404
.12802
.13213
.10415
.10765
.11128
.11505
.11894
.09330
.09659
.10001
.10357
.10726
.08373
.08682
.09005
.09341
.09689
.07529
.07819
.08123
.08439
.08768
.06783
.07055
.07341
.07639
.07949
.06123
.06378
.06646
.06927
.07220
.05538
.05777
.06029
.06293
.06569
.05018
.05243
.05480
.05728
.05988
.04557
.04768
.04990
.05224
.05469
.04146
.04344
.04553
.04773
.05004
.03780
.03966
.04162
.04370
.04587
.03453
.03627
.03812
.04008
.04213
.03161
.03325
.03499
.03683
.03877
77
77
77
77
77
12
13
14
15
16
.26253
.26805
.27362
.27923
.28486
.23445
.23981
.24523
.25068
.25617
.20970
.21488
.22011
.22539
.23070
.18785
.19283
.19787
.20295
.20807
.16855
.17332
.17814
.18302
.18793
.15148
.15603
.16064
.16530
.17000
.13637
.14070
.14509
.14953
.15402
.12296
.12708
.13125
.13548
.13975
.11107
.11497
.11894
.12295
.12701
.10049
.10419
.10795
.11176
.11561
.09109
.09459
.09815
.10175
.10540
.08271
.08602
.08939
.09280
.09625
.07524
.07836
.08155
.08477
.08804
.06856
.07152
.07452
.07757
.08066
.06259
.06538
.06823
.07111
.07402
.05725
.05988
.06257
.06529
.06804
.05245
.05495
.05748
.06005
.06265
.04815
.05051
.05290
.05533
.05778
.04428
.04651
.04877
.05107
.05338
.04080
.04291
.04505
.04721
.04940
77
77
77
77
77
17
18
19
20
21
.29054
.29627
.30209
.30802
.31406
.26170
.26730
.27299
.27879
.28472
.23606
.24150
.24703
.25268
.25845
.21324
.21848
.22383
.22931
.23491
.19290
.19795
.20310
.20838
.21379
.17476
.17960
.18454
.18962
.19483
.15856
.16318
.16791
.17278
.17779
.14408
.14849
.15301
.15766
.16245
.13112
.13532
.13962
.14406
.14864
.11951
.12350
.12759
.13182
.13619
.10910
.11288
.11677
.12079
.12496
.09976
.10334
.10703
.11085
.11481
.09136
.09474
.09824
.10187
.10563
.08380
.08700
.09031
.09375
.09733
.07698
.08001
.08315
.08641
.08980
.07084
.07370
.07667
.07975
.08297
.06529
.06800
.07080
.07372
.07677
.06028
.06283
.06548
.06824
.07113
.05574
.05815
.06065
.06326
.06600
.05162
.05390
.05626
.05874
.06133
77
77
77
77
77
22
23
24
25
26
.32020
.32646
.33285
.33937
.34603
.29076
.29692
.30322
.30967
.31625
.26435
.27038
.27656
.28288
.28936
.24064
.24652
.25254
.25872
.26506
.21934
.22503
.23088
.23690
.24307
.20018
.20568
.21134
.21717
.22317
.18293
.18823
.19369
.19933
.20513
.16739
.17248
.17774
.18317
.18877
.15337
.15825
.16330
.16852
.17392
.14071
.14538
.15022
.15523
.16043
.12927
.13373
.13836
.14317
.14816
.11891
.12317
.12760
.13220
.13699
.10954
.11360
.11782
.12223
.12681
.10104
.10491
.10894
.11314
.11753
.09333
.09701
.10085
.10486
.10906
.08632
.08982
.09348
.09731
.10132
.07995
.08327
.08676
.09041
.09424
.07415
.07731
.08062
.08411
.08776
.06887
.07187
.07502
.07833
.08182
.06404
.06689
.06989
.07305
.07637
77
77
77
77
77
27
28
29
30
31
.35282
.35974
.36678
.37394
.38122
.32298
.32985
.33686
.34399
.35126
.29599
.30278
.30970
.31677
.32398
.27156
.27822
.28504
.29200
.29911
.24942
.25594
.26261
.26945
.27643
.22935
.23569
.24221
.24889
.25573
.21113
.21729
.22363
.23014
.23682
.19457
.20055
.20670
.21303
.21953
.17952
.18530
.19125
.19739
.20370
.16582
.17140
.17715
.18309
.18921
.15335
.15872
.16427
.17001
.17593
.14197
.14714
.15249
.15803
.16375
.13159
.13656
.14171
.14704
.15257
.12211
.12688
.13183
.13697
.14229
.11345
.11802
.12277
.12771
.13284
.10552
.10990
.11446
.11921
.12415
.09825
.10245
.10683
.11139
.11614
.09160
.09561
.09981
.10419
.10875
.08549
.08933
.09335
.09756
.10194
.07988
.08356
.08741
.09144
.09565
77
77
77
77
77
32
33
34
35
36
.38862
.39614
.40378
.41155
.41943
.35865
.36619
.37385
.38165
.38959
.33132
.33882
.34646
.35425
.36219
.30638
.31380
.32137
.32911
.33701
.28358
.29090
.29838
.30603
.31385
.26274
.26993
.27728
.28483
.29254
.24367
.25071
.25792
.26533
.27292
.22621
.23308
.24013
.24739
.25483
.21020
.21690
.22378
.23087
.23815
.19552
.20203
.20873
.21565
.22276
.18205
.18836
.19488
.20161
.20854
.16967
.17579
.18211
.18865
.19540
.15829
.16421
.17034
.17669
.18325
.14781
.15354
.15947
.16563
.17200
.13817
.14370
.14944
.15540
.16158
.12928
.13462
.14016
.14593
.15192
.12108
.12623
.13158
.13716
.14296
.11351
.11847
.12364
.12903
.13464
.10651
.11129
.11628
.12149
.12691
.10005
.10465
.10945
.11448
.11973
77
77
77
77
77
37
38
39
40
41
.42743
.43556
.44380
.45216
.46063
.39766
.40586
.41419
.42265
.43125
.37027
.37849
.38687
.39539
.40405
.34506
.35327
.36164
.37016
.37885
.32184
.33000
.33832
.34682
.35550
.30043
.30851
.31676
.32520
.33383
.28069
.28866
.29682
.30517
.31372
.26247
.27031
.27835
.28659
.29504
.24564
.25334
.26124
.26935
.27768
.23008
.23762
.24537
.25334
.26153
.21569
.22306
.23065
.23847
.24651
.20237
.20957
.21698
.22463
.23252
.19003
.19705
.20429
.21176
.21949
.17859
.18542
.19248
.19978
.20733
.16798
.17462
.18150
.18862
.19599
.15813
.16459
.17128
.17821
.18541
.14898
.15525
.16175
.16851
.17552
.14048
.14656
.15287
.15944
.16627
.13256
.13846
.14459
.15098
.15763
.12520
.13091
.13686
.14307
.14954
77
77
77
77
77
42
43
44
45
46
.46922
.47791
.48669
.49554
.50445
.43998
.44882
.45776
.46679
.47590
.41286
.42179
.43085
.44001
.44926
.38770
.39668
.40581
.41504
.42438
.36433
.37333
.38248
.39175
.40114
.34263
.35160
.36074
.37001
.37941
.32245
.33137
.34046
.34971
.35909
.30369
.31253
.32155
.33073
.34008
.28622
.29496
.30389
.31300
.32227
.26995
.27857
.28739
.29640
.30559
.25478
.26327
.27198
.28087
.28995
.24064
.24899
.25755
.26632
.27528
.22745
.23564
.24406
.25268
.26151
.21513
.22316
.23142
.23990
.24858
.20361
.21148
.21958
.22790
.23644
.19285
.20055
.20848
.21664
.22502
.18279
.19030
.19807
.20606
.21428
.17336
.18070
.18830
.19612
.20418
.16454
.17170
.17912
.18677
.19466
.15626
.16325
.17050
.17798
.18569
161
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
77
77
77
77
77
47
48
49
50
51
.51341
.52241
.53145
.54052
.54961
.48507
.49430
.50357
.51288
.52223
.45858
.46797
.47743
.48694
.49649
.43381
.44332
.45290
.46256
.47227
.41063
.42022
.42989
.43965
.44948
.38893
.39855
.40828
.41810
.42801
.36860
.37823
.38798
.39783
.40778
.34955
.35916
.36889
.37875
.38871
.33169
.34125
.35095
.36078
.37073
.31492
.32442
.33406
.34384
.35376
.29919
.30860
.31816
.32788
.33774
.28441
.29371
.30318
.31282
.32261
.27052
.27971
.28907
.29861
.30831
.25746
.26652
.27577
.28520
.29480
.24517
.25410
.26321
.27253
.28201
.23360
.24239
.25137
.26055
.26992
.22271
.23134
.24018
.24923
.25846
.21244
.22092
.22961
.23852
.24762
.20276
.21109
.21962
.22838
.23734
.19363
.20180
.21018
.21878
.22759
77
77
77
77
77
52
53
54
55
56
.55869
.56776
.57680
.58580
.59477
.53159
.54094
.55028
.55959
.56887
.50607
.51565
.52523
.53479
.54434
.48202
.49178
.50156
.51133
.52109
.45935
.46926
.47918
.48912
.49906
.43797
.44798
.45802
.46808
.47816
.41780
.42788
.43799
.44815
.45833
.39876
.40887
.41904
.42926
.43951
.38077
.39090
.40109
.41134
.42163
.36378
.37389
.38408
.39434
.40466
.34771
.35779
.36796
.37821
.38853
.33252
.34255
.35267
.36289
.37319
.31815
.32811
.33817
.34834
.35860
.30454
.31442
.32441
.33452
.34472
.29165
.30143
.31134
.32137
.33152
.27944
.28912
.29893
.30888
.31894
.26787
.27743
.28714
.29698
.30696
.25689
.26633
.27593
.28567
.29554
.24648
.25579
.26526
.27489
.28466
.23659
.24577
.25512
.26463
.27428
77
77
77
77
77
57
58
59
60
61
.60368
.61251
.62124
.62987
.63839
.57810
.58727
.59634
.60531
.61418
.55385
.56329
.57266
.58193
.59110
.53083
.54051
.55012
.55965
.56909
.50898
.51886
.52868
.53842
.54808
.48823
.49827
.50825
.51817
.52802
.46851
.47868
.48880
.49887
.50887
.44978
.46004
.47027
.48045
.49058
.43196
.44229
.45260
.46287
.47310
.41502
.42539
.43575
.44609
.45639
.39890
.40929
.41968
.43006
.44042
.38355
.39395
.40435
.41475
.42514
.36894
.37932
.38972
.40012
.41052
.35502
.36536
.37574
.38613
.39653
.34175
.35205
.36239
.37275
.38314
.32911
.33935
.34964
.35996
.37031
.31705
.32722
.33745
.34772
.35803
.30554
.31563
.32579
.33600
.34625
.29456
.30456
.31464
.32478
.33497
.28408
.29399
.30397
.31403
.32415
77
77
77
77
77
62
63
64
65
66
.64680
.65510
.66326
.67129
.67916
.62295
.63161
.64015
.64854
.65679
.60019
.60916
.61802
.62674
.63532
.57844
.58769
.59683
.60584
.61472
.55766
.56716
.57654
.58581
.59494
.53780
.54750
.55710
.56659
.57595
.51882
.52869
.53848
.54815
.55771
.50066
.51068
.52062
.53046
.54019
.48329
.49343
.50350
.51348
.52336
.46667
.47690
.48708
.49717
.50718
.45076
.46107
.47133
.48151
.49162
.43552
.44589
.45621
.46647
.47666
.42093
.43133
.44170
.45201
.46227
.40695
.41737
.42776
.43812
.44843
.39355
.40397
.41438
.42476
.43511
.38070
.39112
.40153
.41192
.42228
.36838
.37878
.38917
.39956
.40993
.35657
.36693
.37730
.38767
.39804
.34523
.35554
.36588
.37623
.38658
.33435
.34461
.35490
.36522
.37554
77
77
77
77
77
67
68
69
70
71
.68689
.69444
.70180
.70895
.71586
.66488
.67281
.68055
.68807
.69534
.64375
.65202
.66009
.66795
.67556
.62345
.63202
.64040
.64856
.65647
.60394
.61278
.62143
.62987
.63805
.58519
.59427
.60317
.61185
.62028
.56716
.57645
.58557
.59447
.60313
.54982
.55930
.56861
.57771
.58658
.53314
.54279
.55227
.56154
.57059
.51709
.52688
.53651
.54594
.55515
.50165
.51156
.52132
.53089
.54023
.48678
.49679
.50666
.51635
.52582
.47247
.48257
.49253
.50232
.51190
.45868
.46885
.47889
.48877
.49844
.44540
.45562
.46573
.47567
.48542
.43261
.44287
.45302
.46303
.47284
.42028
.43057
.44076
.45081
.46067
.40839
.41869
.42891
.43899
.44890
.39693
.40724
.41747
.42757
.43752
.38588
.39618
.40641
.41653
.42650
77
77
77
77
77
72
73
74
75
76
.72252
.72892
.73508
.74099
.74665
.70236
.70912
.71562
.72187
.72786
.68291
.68999
.69680
.70336
.70967
.66412
.67150
.67861
.68546
.69205
.64598
.65363
.66101
.66813
.67498
.62846
.63636
.64399
.65135
.65845
.61153
.61966
.62751
.63510
.64242
.59518
.60351
.61157
.61937
.62690
.57938
.58789
.59614
.60413
.61185
.56410
.57278
.58120
.58936
.59726
.54933
.55816
.56674
.57505
.58311
.53505
.54402
.55273
.56119
.56939
.52124
.53033
.53916
.54775
.55608
.50788
.51707
.52602
.53472
.54317
.49495
.50423
.51328
.52209
.53065
.48244
.49181
.50094
.50983
.51849
.47034
.47977
.48897
.49795
.50670
.45861
.46810
.47737
.48642
.49524
.44727
.45680
.46612
.47523
.48413
.43628
.44585
.45522
.46438
.47333
77 77 .75206 .73360 .71570 .69836
78 0 .21056 .18492 .16278 .14363
78 1 .20924 .18327 .16082 .14138
78 2 .21333 .18715 .16447 .14480
78 3 .21767 .19128 .16838 .14848
.68155
.12704
.12453
.12772
.13117
.66526
.11266
.10991
.11287
.11610
.64946
.10016
.09719
.09994
.10295
.63414
.08929
.08613
.08867
.09147
.61928
.07982
.07648
.07883
.08143
.60487
.07156
.06806
.07023
.07264
.59088
.06434
.06071
.06270
.06493
.57731
.05802
.05426
.05609
.05816
.56414
.05248
.04861
.05029
.05221
.55136
.04761
.04365
.04519
.04697
.53894
.04332
.03929
.04070
.04234
.52689
.03954
.03545
.03674
.03826
.51519
.03620
.03206
.03324
.03464
.50382
.03325
.02906
.03014
.03144
.49277
.03063
.02640
.02739
.02859
.48204
.02830
.02405
.02495
.02606
78
78
78
78
78
4
5
6
7
8
.22218
.22683
.23159
.23648
.24147
.19558
.20003
.20459
.20929
.21409
.17246
.17669
.18104
.18553
.19012
.15233
.15634
.16047
.16474
.16912
.13480
.13858
.14249
.14653
.15069
.11950
.12306
.12674
.13056
.13450
.10614
.10948
.11294
.11654
.12026
.09445
.09757
.10083
.10421
.10772
.08421
.08713
.09018
.09336
.09666
.07523
.07796
.08082
.08380
.08690
.06734
.06989
.07256
.07536
.07827
.06040
.06278
.06528
.06790
.07063
.05429
.05651
.05884
.06130
.06386
.04890
.05097
.05315
.05545
.05785
.04414
.04607
.04811
.05026
.05251
.03993
.04172
.04363
.04564
.04776
.03619
.03787
.03965
.04154
.04352
.03288
.03444
.03611
.03788
.03974
.02993
.03139
.03295
.03461
.03636
.02731
.02868
.03013
.03169
.03333
78
78
78
78
78
9
10
11
12
13
.24658
.25182
.25716
.26262
.26815
.21902
.22408
.22926
.23454
.23991
.19485
.19972
.20470
.20979
.21498
.17364
.17829
.18306
.18795
.19294
.15499
.15942
.16398
.16866
.17343
.13857
.14279
.14713
.15159
.15615
.12412
.12811
.13223
.13647
.14082
.11136
.11514
.11905
.12308
.12720
.10010
.10367
.10736
.11118
.11510
.09013
.09350
.09700
.10061
.10432
.08131
.08449
.08779
.09121
.09472
.07349
.07649
.07960
.08283
.08615
.06655
.06937
.07231
.07536
.07850
.06038
.06304
.06580
.06869
.07165
.05489
.05739
.06000
.06272
.06552
.04999
.05234
.05481
.05738
.06003
.04562
.04784
.05016
.05258
.05509
.04171
.04380
.04599
.04828
.05065
.03822
.04018
.04225
.04442
.04665
.03508
.03694
.03889
.04094
.04305
78
78
78
78
78
14
15
16
17
18
.27372
.27934
.28498
.29066
.29639
.24534
.25080
.25629
.26183
.26743
.22022
.22551
.23083
.23620
.24163
.19798
.20307
.20820
.21338
.21863
.17827
.18315
.18807
.19305
.19810
.16077
.16543
.17014
.17491
.17975
.14522
.14967
.15416
.15871
.16334
.13139
.13562
.13990
.14424
.14865
.11907
.12310
.12716
.13128
.13548
.10809
.11191
.11577
.11968
.12367
.09829
.10191
.10556
.10927
.11306
.08953
.09296
.09641
.09993
.10352
.08170
.08493
.08821
.09153
.09493
.07467
.07774
.08083
.08397
.08719
.06838
.07127
.07419
.07716
.08020
.06272
.06546
.06822
.07102
.07389
.05764
.06022
.06283
.06548
.06819
.05306
.05550
.05796
.06046
.06302
.04893
.05124
.05356
.05593
.05834
.04521
.04738
.04958
.05181
.05409
162
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
78
78
78
78
78
19
20
21
22
23
.30222
.30815
.31419
.32034
.32661
.27313
.27893
.28486
.29091
.29708
.24717
.25282
.25860
.26451
.27055
.22398
.22946
.23507
.24081
.24669
.20325
.20854
.21396
.21951
.22521
.18470
.18978
.19500
.20036
.20587
.16808
.17295
.17796
.18312
.18842
.15317
.15783
.16264
.16758
.17267
.13979
.14424
.14883
.15356
.15845
.12777
.13200
.13639
.14091
.14558
.11695
.12098
.12515
.12947
.13394
.10721
.11104
.11501
.11912
.12339
.09843
.10206
.10584
.10975
.11381
.09050
.09395
.09753
.10125
.10513
.08334
.08660
.09001
.09354
.09723
.07686
.07995
.08318
.08654
.09004
.07100
.07392
.07698
.08017
.08350
.06568
.06845
.07135
.07437
.07754
.06085
.06347
.06622
.06909
.07210
.05646
.05894
.06155
.06427
.06713
78
78
78
78
78
24
25
26
27
28
.33301
.33953
.34619
.35300
.35992
.30338
.30983
.31643
.32317
.33005
.27673
.28306
.28954
.29619
.30298
.25272
.25890
.26525
.27177
.27844
.23107
.23709
.24328
.24964
.25616
.21153
.21737
.22338
.22957
.23593
.19389
.19953
.20535
.21135
.21753
.17794
.18338
.18900
.19481
.20079
.16350
.16874
.17415
.17976
.18555
.15043
.15546
.16066
.16607
.17166
.13858
.14340
.14840
.15360
.15898
.12782
.13244
.13723
.14223
.14741
.11805
.12246
.12706
.13185
.13683
.10916
.11338
.11778
.12238
.12715
.10108
.10511
.10931
.11371
.11830
.09371
.09755
.10157
.10579
.11018
.08699
.09066
.09450
.09853
.10273
.08086
.08435
.08802
.09187
.09590
.07526
.07859
.08208
.08577
.08962
.07013
.07330
.07664
.08016
.08385
78
78
78
78
78
29
30
31
32
33
.36697
.37415
.38144
.38885
.39639
.33707
.34422
.35149
.35890
.36645
.30992
.31700
.32422
.33158
.33910
.28527
.29224
.29937
.30665
.31409
.26285
.26970
.27670
.28386
.29120
.24246
.24915
.25601
.26303
.27024
.22389
.23041
.23710
.24397
.25103
.20696
.21330
.21982
.22652
.23341
.19152
.19767
.20400
.21052
.21723
.17743
.18338
.18952
.19585
.20238
.16455
.17030
.17625
.18238
.18872
.15277
.15833
.16407
.17000
.17615
.14200
.14735
.15289
.15863
.16457
.13212
.13728
.14262
.14816
.15391
.12307
.12803
.13317
.13852
.14407
.11476
.11953
.12448
.12963
.13499
.10713
.11171
.11647
.12143
.12661
.10012
.10451
.10909
.11387
.11885
.09366
.09788
.10228
.10688
.11168
.08772
.09176
.09599
.10041
.10504
78
78
78
78
78
34
35
36
37
38
.40404
.41183
.41974
.42776
.43591
.37413
.38196
.38991
.39800
.40623
.34676
.35457
.36253
.37063
.37889
.32168
.32944
.33736
.34544
.35368
.29870
.30637
.31422
.32223
.33042
.27762
.28518
.29292
.30084
.30895
.25826
.26569
.27331
.28111
.28911
.24049
.24776
.25523
.26290
.27078
.22414
.23125
.23857
.24608
.25381
.20910
.21604
.22318
.23053
.23811
.19525
.20201
.20897
.21615
.22356
.18249
.18906
.19584
.20284
.21007
.17073
.17710
.18369
.19051
.19756
.15986
.16605
.17245
.17907
.18594
.14983
.15582
.16203
.16847
.17515
.14056
.14636
.15238
.15862
.16511
.13198
.13759
.14342
.14948
.15578
.12404
.12946
.13511
.14098
.14709
.11669
.12192
.12738
.13307
.13900
.10987
.11492
.12020
.12570
.13145
78
78
78
78
78
39
40
41
42
43
.44418
.45257
.46108
.46970
.47843
.41459
.42309
.43172
.44049
.44937
.38729
.39584
.40455
.41339
.42238
.36208
.37064
.37937
.38826
.39729
.33878
.34732
.35603
.36492
.37396
.31724
.32571
.33438
.34323
.35226
.29730
.30570
.31429
.32307
.33205
.27885
.28713
.29562
.30432
.31322
.26175
.26990
.27828
.28687
.29566
.24589
.25391
.26215
.27061
.27929
.23118
.23904
.24713
.25546
.26401
.21753
.22522
.23316
.24133
.24974
.20484
.21236
.22013
.22814
.23640
.19304
.20039
.20798
.21583
.22393
.18206
.18923
.19665
.20433
.21226
.17185
.17883
.18607
.19358
.20133
.16233
.16913
.17619
.18351
.19110
.15345
.16007
.16695
.17410
.18150
.14517
.15161
.15831
.16528
.17250
.13745
.14370
.15022
.15701
.16406
78
78
78
78
78
44
45
46
47
48
.48726
.49616
.50512
.51414
.52321
.45836
.46745
.47661
.48584
.49513
.43149
.44070
.45001
.45939
.46885
.40647
.41576
.42516
.43465
.44424
.38316
.39249
.40195
.41151
.42117
.36145
.37078
.38025
.38984
.39954
.34120
.35050
.35996
.36954
.37925
.32230
.33155
.34096
.35051
.36021
.30466
.31383
.32318
.33267
.34232
.28818
.29725
.30651
.31593
.32551
.27278
.28174
.29089
.30021
.30971
.25837
.26720
.27624
.28545
.29485
.24488
.25358
.26248
.27158
.28086
.23226
.24081
.24957
.25853
.26769
.22043
.22882
.23744
.24625
.25528
.20934
.21757
.22603
.23470
.24358
.19893
.20700
.21530
.22381
.23254
.18917
.19706
.20520
.21356
.22213
.17999
.18772
.19569
.20388
.21230
.17137
.17893
.18673
.19476
.20302
78
78
78
78
78
49
50
51
52
53
.53231
.54145
.55061
.55978
.56893
.50448
.51387
.52330
.53274
.54219
.47838
.48797
.49761
.50728
.51696
.45390
.46364
.47344
.48328
.49315
.43092
.44077
.45069
.46066
.47068
.40935
.41926
.42927
.43933
.44945
.38908
.39903
.40908
.41920
.42939
.37003
.37998
.39004
.40020
.41043
.35211
.36204
.37209
.38225
.39249
.33524
.34513
.35515
.36529
.37552
.31937
.32919
.33916
.34925
.35945
.30441
.31415
.32405
.33409
.34424
.29032
.29997
.30978
.31973
.32982
.27703
.28657
.29628
.30615
.31615
.26449
.27391
.28352
.29328
.30319
.25266
.26195
.27144
.28109
.29090
.24149
.25064
.26000
.26953
.27923
.23093
.23994
.24916
.25857
.26814
.22095
.22981
.23889
.24816
.25761
.21151
.22022
.22916
.23829
.24761
78
78
78
78
78
54
55
56
57
58
.57807
.58717
.59624
.60526
.61421
.55162
.56104
.57043
.57978
.58907
.52664
.53632
.54598
.55561
.56518
.50303
.51292
.52280
.53267
.54249
.48071
.49077
.50083
.51089
.52091
.45960
.46979
.47999
.49020
.50039
.43963
.44991
.46022
.47055
.48087
.42072
.43106
.44145
.45187
.46229
.40281
.41319
.42363
.43411
.44460
.38584
.39624
.40670
.41721
.42775
.36975
.38014
.39061
.40113
.41170
.35450
.36486
.37531
.38583
.39639
.34002
.35034
.36075
.37125
.38180
.32629
.33654
.34690
.35736
.36789
.31324
.32342
.33372
.34413
.35460
.30085
.31095
.32117
.33151
.34193
.28908
.29907
.30921
.31947
.32982
.27788
.28777
.29781
.30798
.31826
.26723
.27701
.28695
.29702
.30721
.25710
.26676
.27658
.28656
.29665
78
78
78
78
78
59
60
61
62
63
.62306
.63182
.64047
.64903
.65747
.59827
.60738
.61639
.62531
.63413
.57468
.58410
.59342
.60266
.61180
.55224
.56191
.57151
.58102
.59045
.53088
.54077
.55059
.56035
.57003
.51053
.52061
.53063
.54059
.55048
.49115
.50138
.51156
.52169
.53176
.47268
.48303
.49334
.50361
.51384
.45507
.46552
.47593
.48632
.49667
.43828
.44880
.45929
.46976
.48021
.42226
.43282
.44337
.45392
.46444
.40698
.41756
.42815
.43874
.44932
.39238
.40297
.41358
.42420
.43482
.37844
.38903
.39963
.41026
.42091
.36513
.37569
.38628
.39691
.40756
.35241
.36293
.37349
.38410
.39474
.34024
.35071
.36123
.37181
.38244
.32861
.33902
.34949
.36003
.37062
.31748
.32782
.33823
.34872
.35927
.30683
.31709
.32743
.33786
.34836
78
78
78
78
78
64
65
66
67
68
.66579
.67398
.68203
.68994
.69768
.64283
.65139
.65982
.66811
.67624
.62084
.62974
.63851
.64715
.65562
.59978
.60898
.61805
.62700
.63579
.57960
.58907
.59841
.60763
.61670
.56028
.56997
.57955
.58901
.59833
.54175
.55164
.56143
.57111
.58065
.52399
.53405
.54401
.55388
.56362
.50695
.51716
.52728
.53731
.54721
.49061
.50094
.51119
.52136
.53141
.47493
.48535
.49571
.50600
.51618
.45988
.47038
.48083
.49121
.50151
.44542
.45599
.46651
.47697
.48736
.43154
.44215
.45272
.46325
.47371
.41821
.42885
.43946
.45004
.46055
.40540
.41605
.42668
.43730
.44785
.39309
.40373
.41438
.42501
.43560
.38125
.39188
.40253
.41317
.42378
.36986
.38047
.39110
.40175
.41236
.35891
.36949
.38010
.39073
.40134
163
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
78
78
78
78
78
69
70
71
72
73
.70524
.71258
.71970
.72657
.73319
.68418
.69191
.69941
.70665
.71364
.66392
.67199
.67983
.68742
.69474
.64440
.65279
.66095
.66884
.67648
.62559
.63427
.64272
.65090
.65881
.60748
.61642
.62512
.63356
.64173
.59002
.59919
.60812
.61680
.62521
.57319
.58257
.59171
.60060
.60923
.55697
.56653
.57586
.58494
.59376
.54132
.55104
.56054
.56980
.57879
.52623
.53609
.54574
.55515
.56430
.51167
.52166
.53144
.54098
.55028
.49762
.50771
.51761
.52727
.53669
.48406
.49424
.50424
.51401
.52354
.47096
.48123
.49130
.50117
.51079
.45832
.46865
.47879
.48873
.49845
.44611
.45649
.46669
.47670
.48648
.43431
.44473
.45498
.46504
.47488
.42292
.43336
.44364
.45375
.46364
.41190
.42236
.43267
.44281
.45274
78
78
78
78
78
74
75
76
77
78
.73956
.74569
.75158
.75721
.76259
.72037
.72685
.73308
.73906
.74476
.70180
.70861
.71517
.72146
.72746
.68384
.69095
.69781
.70439
.71068
.66646
.67385
.68098
.68783
.69439
.64964
.65729
.66467
.67178
.67859
.63336
.64124
.64886
.65620
.66324
.61759
.62569
.63353
.64108
.64834
.60232
.61062
.61866
.62642
.63387
.58753
.59601
.60423
.61218
.61982
.57320
.58185
.59024
.59836
.60617
.55932
.56812
.57666
.58493
.59291
.54587
.55480
.56349
.57190
.58002
.53283
.54188
.55070
.55924
.56750
.52019
.52935
.53828
.54695
.55533
.50793
.51719
.52623
.53500
.54349
.49605
.50539
.51452
.52339
.53199
.48452
.49394
.50315
.51211
.52080
.47334
.48283
.49211
.50115
.50992
.46249
.47203
.48138
.49049
.49934
79
79
79
79
79
0
1
2
3
4
.21068
.20927
.21337
.21771
.22222
.18504
.18331
.18719
.19132
.19562
.16291
.16086
.16451
.16842
.17250
.14376
.14142
.14484
.14852
.15238
.12718
.12458
.12776
.13121
.13484
.11280
.10995
.11292
.11614
.11955
.10031
.09724
.09999
.10300
.10618
.08945
.08618
.08872
.09152
.09450
.07999
.07653
.07888
.08148
.08426
.07173
.06812
.07028
.07269
.07528
.06451
.06076
.06274
.06498
.06739
.05819
.05432
.05614
.05821
.06045
.05265
.04867
.05034
.05226
.05434
.04779
.04371
.04524
.04702
.04895
.04351
.03935
.04075
.04239
.04419
.03973
.03550
.03679
.03831
.03998
.03640
.03211
.03329
.03469
.03625
.03344
.02912
.03019
.03149
.03293
.03083
.02646
.02745
.02865
.02999
.02850
.02411
.02501
.02612
.02737
79
79
79
79
79
5
6
7
8
9
.22687
.23164
.23653
.24152
.24664
.20007
.20464
.20934
.21415
.21908
.17673
.18109
.18558
.19018
.19492
.15639
.16052
.16479
.16918
.17370
.13863
.14254
.14659
.15075
.15505
.12311
.12680
.13062
.13456
.13865
.10953
.11300
.11660
.12033
.12419
.09763
.10088
.10428
.10779
.11144
.08719
.09024
.09343
.09673
.10017
.07801
.08087
.08386
.08697
.09021
.06994
.07262
.07542
.07834
.08139
.06284
.06534
.06797
.07071
.07358
.05657
.05891
.06137
.06394
.06664
.05103
.05321
.05552
.05793
.06047
.04612
.04817
.05033
.05259
.05497
.04178
.04369
.04571
.04784
.05008
.03793
.03971
.04161
.04360
.04571
.03450
.03617
.03795
.03982
.04180
.03145
.03302
.03468
.03644
.03830
.02873
.03020
.03176
.03341
.03517
79
79
79
79
79
10
11
12
13
14
.25188
.25724
.26269
.26823
.27382
.22415
.22933
.23463
.24000
.24544
.19979
.20478
.20988
.21508
.22033
.17836
.18314
.18804
.19304
.19809
.15949
.16406
.16875
.17354
.17838
.14287
.14721
.15169
.15626
.16088
.12819
.13232
.13658
.14093
.14534
.11522
.11914
.12318
.12732
.13151
.10375
.10746
.11129
.11521
.11920
.09359
.09710
.10072
.10444
.10822
.08458
.08789
.09132
.09484
.09843
.07658
.07970
.08295
.08628
.08967
.06946
.07241
.07548
.07863
.08183
.06313
.06591
.06880
.07178
.07482
.05748
.06010
.06284
.06565
.06852
.05244
.05491
.05750
.06016
.06287
.04793
.05027
.05271
.05522
.05778
.04390
.04610
.04841
.05079
.05321
.04028
.04236
.04454
.04679
.04908
.03703
.03900
.04106
.04319
.04536
79
79
79
79
79
15
16
17
18
19
.27944
.28508
.29077
.29651
.30234
.25090
.25640
.26195
.26755
.27325
.22562
.23094
.23632
.24176
.24730
.20319
.20832
.21351
.21876
.22412
.18327
.18820
.19318
.19823
.20340
.16556
.17028
.17505
.17989
.18485
.14980
.15430
.15886
.16349
.16823
.13576
.14004
.14439
.14880
.15333
.12323
.12731
.13144
.13564
.13996
.11205
.11591
.11984
.12383
.12794
.10205
.10571
.10943
.11322
.11712
.09310
.09657
.10009
.10368
.10738
.08508
.08836
.09170
.09510
.09861
.07789
.08099
.08414
.08736
.09068
.07142
.07436
.07733
.08038
.08352
.06561
.06838
.07119
.07407
.07705
.06038
.06299
.06565
.06837
.07118
.05566
.05813
.06064
.06321
.06587
.05140
.05373
.05610
.05853
.06104
.04755
.04975
.05199
.05428
.05666
79
79
79
79
79
20
21
22
23
24
.30827
.31432
.32047
.32675
.33315
.27906
.28500
.29105
.29722
.30353
.25296
.25875
.26465
.27070
.27689
.22960
.23522
.24096
.24685
.25288
.20868
.21411
.21967
.22538
.23124
.18993
.19516
.20052
.20604
.21171
.17311
.17813
.18329
.18860
.19407
.15800
.16281
.16775
.17286
.17813
.14441
.14900
.15374
.15864
.16370
.13218
.13656
.14109
.14578
.15063
.12116
.12534
.12966
.13413
.13878
.11122
.11520
.11931
.12358
.12803
.10224
.10603
.10994
.11402
.11826
.09413
.09772
.10145
.10533
.10938
.08679
.09020
.09374
.09744
.10130
.08014
.08338
.08674
.09026
.09393
.07412
.07718
.08038
.08372
.08722
.06864
.07155
.07458
.07775
.08109
.06367
.06642
.06930
.07231
.07548
.05914
.06175
.06448
.06734
.07036
79
79
79
79
79
25
26
27
28
29
.33968
.34635
.35316
.36009
.36716
.30999
.31659
.32334
.33023
.33726
.28323
.28972
.29637
.30317
.31012
.25908
.26543
.27196
.27864
.28548
.23727
.24346
.24984
.25637
.26307
.21756
.22357
.22977
.23614
.24268
.19973
.20555
.21157
.21775
.22412
.18358
.18920
.19503
.20102
.20720
.16894
.17437
.17999
.18578
.19177
.15566
.16088
.16630
.17190
.17768
.14361
.14862
.15383
.15923
.16481
.13265
.13746
.14247
.14766
.15304
.12268
.12729
.13209
.13708
.14226
.11361
.11801
.12262
.12741
.13239
.10533
.10955
.11396
.11856
.12334
.09778
.10181
.10604
.11044
.11504
.09089
.09474
.09878
.10300
.10741
.08459
.08826
.09213
.09617
.10040
.07882
.08233
.08602
.08990
.09395
.07354
.07689
.08042
.08412
.08801
79
79
79
79
79
30
31
32
33
34
.37434
.38164
.38906
.39662
.40429
.34442
.35171
.35913
.36669
.37439
.31722
.32445
.33182
.33935
.34703
.29247
.29961
.30690
.31435
.32196
.26993
.27695
.28413
.29148
.29899
.24939
.25626
.26330
.27053
.27792
.23066
.23737
.24425
.25132
.25858
.21356
.22009
.22680
.23371
.24081
.19794
.20428
.21081
.21755
.22447
.18365
.18980
.19615
.20270
.20944
.17058
.17654
.18269
.18904
.19560
.15861
.16436
.17032
.17648
.18285
.14763
.15319
.15894
.16491
.17108
.13756
.14292
.14848
.15425
.16023
.12832
.13348
.13884
.14442
.15020
.11982
.12479
.12996
.13534
.14094
.11201
.11679
.12177
.12696
.13236
.10481
.10941
.11421
.11921
.12443
.09818
.10260
.10722
.11204
.11707
.09207
.09632
.10075
.10540
.11025
79
79
79
79
79
35
36
37
38
39
.41209
.42001
.42806
.43623
.44453
.38223
.39021
.39832
.40657
.41496
.35486
.36284
.37096
.37924
.38767
.32975
.33768
.34578
.35405
.36248
.30669
.31455
.32259
.33081
.33920
.28551
.29327
.30122
.30935
.31767
.26603
.27367
.28150
.28953
.29775
.24811
.25561
.26330
.27120
.27931
.23161
.23895
.24649
.25425
.26222
.21640
.22357
.23095
.23855
.24638
.20238
.20937
.21658
.22401
.23167
.18944
.19624
.20327
.21053
.21803
.17748
.18410
.19095
.19803
.20534
.16644
.17286
.17952
.18642
.19355
.15622
.16245
.16892
.17563
.18259
.14676
.15280
.15908
.16561
.17237
.13799
.14385
.14994
.15628
.16286
.12987
.13554
.14144
.14759
.15399
.12233
.12782
.13354
.13950
.14572
.11533
.12064
.12617
.13196
.13799
164
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
79
79
79
79
79
40
41
42
43
44
.45294
.46149
.47014
.47891
.48778
.42349
.43215
.44095
.44988
.45891
.39626
.40500
.41388
.42291
.43206
.37108
.37984
.38877
.39785
.40707
.34777
.35652
.36545
.37454
.38379
.32618
.33489
.34378
.35285
.36210
.30618
.31481
.32364
.33266
.34187
.28763
.29616
.30491
.31385
.32299
.27041
.27883
.28747
.29631
.30537
.25443
.26271
.27122
.27996
.28890
.23957
.24771
.25608
.26469
.27351
.22576
.23374
.24197
.25043
.25912
.21291
.22073
.22879
.23710
.24565
.20094
.20859
.21649
.22464
.23303
.18979
.19726
.20499
.21298
.22121
.17940
.18669
.19425
.20206
.21013
.16970
.17681
.18419
.19183
.19973
.16065
.16758
.17478
.18224
.18997
.15219
.15894
.16596
.17325
.18081
.14429
.15086
.15770
.16481
.17219
79
79
79
79
79
45
46
47
48
49
.49672
.50574
.51481
.52393
.53310
.46804
.47726
.48655
.49590
.50531
.44133
.45069
.46013
.46966
.47926
.41641
.42588
.43543
.44508
.45482
.39318
.40269
.41232
.42205
.43188
.37149
.38102
.39067
.40045
.41034
.35123
.36075
.37040
.38019
.39010
.33230
.34178
.35140
.36117
.37107
.31460
.32401
.33358
.34331
.35318
.29804
.30737
.31686
.32652
.33634
.28254
.29176
.30116
.31074
.32049
.26802
.27713
.28642
.29590
.30555
.25441
.26339
.27256
.28192
.29148
.24165
.25049
.25952
.26877
.27821
.22967
.23836
.24726
.25637
.26568
.21843
.22697
.23572
.24469
.25386
.20787
.21625
.22484
.23366
.24270
.19794
.20616
.21459
.22326
.23215
.18861
.19666
.20493
.21344
.22218
.17982
.18770
.19581
.20417
.21275
79
79
79
79
79
50
51
52
53
54
.54230
.55154
.56078
.57001
.57923
.51477
.52428
.53380
.54333
.55285
.48892
.49864
.50839
.51816
.52794
.46463
.47452
.48445
.49441
.50439
.44180
.45181
.46187
.47198
.48213
.42033
.43042
.44058
.45080
.46107
.40013
.41027
.42049
.43079
.44114
.38111
.39127
.40153
.41187
.42227
.36320
.37335
.38361
.39397
.40440
.34632
.35644
.36668
.37703
.38747
.33040
.34048
.35068
.36099
.37142
.31539
.32539
.33554
.34581
.35619
.30122
.31114
.32121
.33142
.34175
.28784
.29766
.30764
.31777
.32804
.27520
.28492
.29480
.30483
.31502
.26326
.27285
.28262
.29256
.30265
.25196
.26143
.27108
.28090
.29089
.24127
.25061
.26013
.26983
.27971
.23115
.24035
.24974
.25932
.26907
.22157
.23062
.23987
.24932
.25895
79
79
79
79
79
55
56
57
58
59
.58843
.59759
.60672
.61577
.62474
.56237
.57186
.58132
.59072
.60005
.53772
.54748
.55723
.56693
.57655
.51438
.52438
.53436
.54431
.55420
.49229
.50247
.51266
.52281
.53291
.47137
.48170
.49204
.50236
.51264
.45154
.46198
.47244
.48290
.49333
.43274
.44326
.45382
.46438
.47492
.41491
.42549
.43611
.44674
.45738
.39800
.40860
.41926
.42995
.44064
.38194
.39254
.40322
.41394
.42467
.36669
.37728
.38795
.39868
.40943
.35220
.36276
.37341
.38413
.39488
.33843
.34894
.35955
.37024
.38098
.32534
.33579
.34635
.35699
.36770
.31288
.32326
.33375
.34435
.35500
.30103
.31132
.32174
.33227
.34287
.28975
.29994
.31028
.32073
.33126
.27900
.28909
.29933
.30970
.32015
.26876
.27875
.28888
.29915
.30952
79
79
79
79
79
60
61
62
63
64
.63362
.64240
.65108
.65967
.66814
.60928
.61843
.62749
.63646
.64531
.58610
.59557
.60496
.61426
.62345
.56401
.57375
.58343
.59302
.60251
.54295
.55293
.56285
.57270
.58246
.52287
.53305
.54318
.55325
.56323
.50372
.51406
.52436
.53462
.54480
.48544
.49592
.50637
.51678
.52713
.46799
.47857
.48914
.49969
.51018
.45132
.46199
.47266
.48331
.49391
.43540
.44613
.45687
.46760
.47830
.42019
.43096
.44175
.45254
.46331
.40565
.41644
.42726
.43810
.44892
.39174
.40254
.41337
.42423
.43510
.37844
.38922
.40006
.41093
.42181
.36571
.37647
.38729
.39816
.40905
.35353
.36425
.37504
.38589
.39677
.34186
.35253
.36329
.37411
.38497
.33068
.34130
.35200
.36278
.37362
.31998
.33052
.34117
.35190
.36269
79
79
79
79
79
65
66
67
68
69
.67648
.68469
.69277
.70069
.70844
.65404
.66264
.67112
.67944
.68758
.63253
.64148
.65031
.65899
.66749
.61190
.62116
.63031
.63931
.64814
.59211
.60165
.61108
.62037
.62949
.57312
.58291
.59259
.60214
.61152
.55490
.56490
.57480
.58458
.59420
.53740
.54759
.55769
.56767
.57750
.52060
.53095
.54122
.55137
.56139
.50446
.51494
.52536
.53567
.54585
.48895
.49955
.51009
.52054
.53086
.47405
.48474
.49538
.50595
.51639
.45972
.47049
.48122
.49187
.50242
.44594
.45677
.46757
.47830
.48894
.43269
.44356
.45441
.46521
.47592
.41994
.43084
.44172
.45257
.46334
.40767
.41858
.42949
.44037
.45119
.39586
.40677
.41769
.42860
.43944
.38449
.39539
.40631
.41723
.42809
.37353
.38441
.39533
.40624
.41712
79
79
79
79
79
70
71
72
73
74
.71598
.72329
.73036
.73719
.74377
.69551
.70322
.71068
.71788
.72484
.67578
.68385
.69166
.69921
.70652
.65676
.66515
.67329
.68116
.68878
.63841
.64709
.65553
.66370
.67161
.62071
.62966
.63836
.64680
.65498
.60362
.61282
.62177
.63046
.63888
.58714
.59655
.60572
.61463
.62328
.57122
.58083
.59020
.59932
.60817
.55585
.56564
.57519
.58449
.59353
.54101
.55095
.56066
.57013
.57934
.52667
.53675
.54661
.55622
.56558
.51282
.52302
.53300
.54274
.55225
.49943
.50973
.51983
.52969
.53932
.48649
.49688
.50707
.51703
.52677
.47398
.48445
.49472
.50477
.51461
.46188
.47241
.48275
.49288
.50281
.45018
.46076
.47116
.48136
.49135
.43886
.44948
.45993
.47018
.48024
.42791
.43856
.44904
.45934
.46945
79
79
79
79
79
75
76
77
78
79
.75012
.75622
.76208
.76768
.77300
.73155
.73802
.74423
.75017
.75582
.71357
.72037
.72691
.73317
.73913
.69615
.70326
.71010
.71666
.72291
.67927
.68667
.69380
.70064
.70716
.66291
.67058
.67797
.68507
.69185
.64705
.65497
.66261
.66995
.67697
.63168
.63983
.64770
.65527
.66250
.61678
.62513
.63321
.64099
.64844
.60233
.61088
.61915
.62713
.63477
.58831
.59704
.60549
.61365
.62147
.57471
.58360
.59222
.60054
.60853
.56152
.57055
.57933
.58781
.59595
.54872
.55789
.56680
.57542
.58371
.53629
.54558
.55462
.56337
.57179
.52423
.53363
.54278
.55166
.56020
.51252
.52202
.53128
.54026
.54891
.50115
.51073
.52009
.52917
.53793
.49010
.49977
.50920
.51838
.52723
.47937
.48911
.49862
.50787
.51682
80
80
80
80
80
0
1
2
3
4
.21079
.20931
.21340
.21774
.22225
.18516
.18334
.18722
.19135
.19565
.16303
.16090
.16454
.16845
.17253
.14389
.14146
.14488
.14856
.15241
.12732
.12462
.12780
.13125
.13488
.11294
.10999
.11295
.11618
.11959
.10046
.09728
.10003
.10304
.10623
.08960
.08622
.08876
.09156
.09454
.08014
.07658
.07892
.08152
.08430
.07189
.06816
.07032
.07273
.07532
.06468
.06081
.06279
.06503
.06744
.05836
.05437
.05619
.05826
.06050
.05283
.04872
.05039
.05231
.05439
.04797
.04376
.04529
.04707
.04900
.04369
.03940
.04080
.04244
.04424
.03991
.03556
.03684
.03836
.04003
.03658
.03217
.03334
.03474
.03630
.03363
.02917
.03024
.03154
.03298
.03102
.02652
.02750
.02870
.03004
.02870
.02416
.02506
.02617
.02742
80
80
80
80
80
5
6
7
8
9
.22690
.23167
.23657
.24157
.24669
.20010
.20468
.20938
.21419
.21914
.17677
.18113
.18562
.19023
.19497
.15643
.16057
.16484
.16923
.17376
.13867
.14259
.14664
.15081
.15512
.12315
.12684
.13067
.13462
.13871
.10957
.11304
.11665
.12039
.12425
.09767
.10093
.10433
.10785
.11150
.08723
.09029
.09348
.09679
.10024
.07806
.08093
.08392
.08704
.09029
.06999
.07267
.07548
.07841
.08147
.06289
.06539
.06803
.07077
.07365
.05662
.05896
.06143
.06401
.06671
.05108
.05327
.05558
.05800
.06054
.04618
.04822
.05039
.05266
.05505
.04183
.04375
.04578
.04791
.05016
.03798
.03977
.04167
.04367
.04579
.03456
.03623
.03801
.03989
.04188
.03151
.03307
.03474
.03651
.03839
.02879
.03026
.03182
.03348
.03525
165
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
80
80
80
80
80
10
11
12
13
14
.25194
.25730
.26277
.26831
.27390
.22421
.22940
.23470
.24009
.24553
.19985
.20485
.20996
.21517
.22042
.17843
.18322
.18813
.19313
.19819
.15956
.16414
.16884
.17363
.17848
.14294
.14730
.15178
.15636
.16099
.12826
.13240
.13667
.14103
.14545
.11530
.11923
.12328
.12742
.13163
.10383
.10755
.11139
.11532
.11932
.09367
.09719
.10082
.10456
.10835
.08466
.08798
.09142
.09496
.09855
.07666
.07980
.08305
.08640
.08980
.06955
.07251
.07558
.07875
.08196
.06322
.06601
.06891
.07190
.07495
.05757
.06020
.06295
.06578
.06866
.05253
.05501
.05761
.06028
.06300
.04802
.05037
.05282
.05535
.05792
.04399
.04620
.04852
.05091
.05335
.04037
.04246
.04466
.04692
.04922
.03713
.03910
.04118
.04332
.04550
80
80
80
80
80
15
16
17
18
19
.27953
.28518
.29087
.29661
.30245
.25100
.25651
.26205
.26766
.27337
.22572
.23105
.23643
.24188
.24742
.20330
.20843
.21363
.21888
.22425
.18338
.18832
.19330
.19836
.20353
.16568
.17040
.17518
.18003
.18499
.14992
.15443
.15899
.16363
.16838
.13588
.14018
.14452
.14895
.15348
.12336
.12744
.13158
.13579
.14011
.11218
.11605
.11998
.12398
.12809
.10219
.10586
.10958
.11338
.11728
.09324
.09671
.10024
.10384
.10755
.08522
.08851
.09185
.09526
.09877
.07803
.08114
.08430
.08752
.09085
.07157
.07451
.07749
.08054
.08369
.06576
.06854
.07136
.07424
.07722
.06052
.06315
.06581
.06854
.07136
.05581
.05829
.06080
.06338
.06604
.05155
.05389
.05627
.05870
.06122
.04770
.04991
.05216
.05445
.05684
80
80
80
80
80
20
21
22
23
24
.30838
.31444
.32059
.32687
.33328
.27918
.28512
.29117
.29736
.30367
.25308
.25888
.26479
.27084
.27703
.22973
.23535
.24110
.24699
.25303
.20882
.21426
.21982
.22553
.23140
.19008
.19531
.20068
.20620
.21188
.17326
.17828
.18345
.18876
.19424
.15815
.16296
.16792
.17303
.17830
.14456
.14917
.15391
.15881
.16388
.13234
.13673
.14126
.14595
.15081
.12132
.12551
.12983
.13432
.13897
.11139
.11537
.11949
.12377
.12822
.10241
.10620
.11013
.11421
.11846
.09431
.09790
.10164
.10552
.10958
.08697
.09038
.09393
.09763
.10150
.08032
.08356
.08693
.09045
.09414
.07430
.07737
.08057
.08392
.08742
.06883
.07174
.07478
.07796
.08130
.06385
.06661
.06950
.07252
.07570
.05933
.06194
.06468
.06755
.07057
80
80
80
80
80
25
26
27
28
29
.33982
.34649
.35331
.36025
.36732
.31014
.31674
.32350
.33040
.33743
.28338
.28988
.29654
.30335
.31031
.25924
.26560
.27213
.27882
.28567
.23744
.24364
.25002
.25656
.26327
.21773
.22375
.22996
.23634
.24289
.19990
.20574
.21176
.21796
.22434
.18376
.18940
.19523
.20123
.20743
.16913
.17456
.18019
.18600
.19200
.15586
.16108
.16651
.17212
.17792
.14381
.14883
.15405
.15945
.16505
.13285
.13767
.14269
.14789
.15328
.12289
.12750
.13232
.13732
.14251
.11381
.11823
.12285
.12765
.13265
.10554
.10977
.11419
.11880
.12360
.09800
.10204
.10627
.11069
.11530
.09111
.09496
.09902
.10325
.10768
.08481
.08849
.09237
.09642
.10067
.07904
.08256
.08627
.09015
.09422
.07376
.07712
.08066
.08438
.08828
80
80
80
80
80
30
31
32
33
34
.37451
.38183
.38926
.39682
.40451
.34460
.35190
.35934
.36691
.37462
.31741
.32466
.33204
.33959
.34727
.29267
.29982
.30713
.31460
.32222
.27014
.27717
.28436
.29173
.29926
.24961
.25650
.26355
.27079
.27820
.23089
.23761
.24451
.25160
.25887
.21379
.22034
.22707
.23399
.24111
.19818
.20454
.21109
.21783
.22478
.18390
.19007
.19643
.20299
.20975
.17083
.17680
.18297
.18934
.19592
.15887
.16464
.17061
.17679
.18317
.14790
.15347
.15924
.16522
.17142
.13783
.14321
.14878
.15457
.16057
.12859
.13377
.13915
.14474
.15055
.12010
.12508
.13027
.13567
.14128
.11229
.11708
.12208
.12729
.13271
.10509
.10971
.11452
.11954
.12478
.09847
.10290
.10753
.11238
.11743
.09236
.09662
.10107
.10574
.11061
80
80
80
80
80
35
36
37
38
39
.41233
.42027
.42833
.43652
.44484
.38248
.39047
.39861
.40688
.41529
.35512
.36312
.37126
.37957
.38802
.33002
.33798
.34610
.35439
.36285
.30698
.31486
.32292
.33116
.33958
.28581
.29359
.30156
.30972
.31807
.26634
.27400
.28185
.28991
.29816
.24843
.25594
.26366
.27159
.27973
.23194
.23929
.24686
.25465
.26265
.21674
.22393
.23133
.23896
.24682
.20272
.20973
.21697
.22443
.23213
.18979
.19662
.20367
.21096
.21849
.17784
.18448
.19135
.19846
.20581
.16680
.17325
.17993
.18686
.19403
.15658
.16284
.16934
.17608
.18307
.14713
.15320
.15950
.16606
.17286
.13837
.14425
.15037
.15674
.16335
.13025
.13594
.14187
.14806
.15449
.12271
.12822
.13397
.13997
.14622
.11572
.12105
.12661
.13243
.13850
80
80
80
80
80
40
41
42
43
44
.45328
.46185
.47054
.47934
.48825
.42385
.43254
.44138
.45034
.45941
.39664
.40541
.41433
.42339
.43259
.37147
.38027
.38923
.39835
.40762
.34818
.35697
.36593
.37507
.38437
.32661
.33535
.34428
.35340
.36269
.30662
.31529
.32416
.33323
.34248
.28808
.29665
.30544
.31443
.32362
.27088
.27934
.28801
.29691
.30602
.25490
.26323
.27178
.28057
.28957
.24006
.24824
.25666
.26531
.27419
.22626
.23428
.24255
.25106
.25981
.21341
.22127
.22938
.23775
.24635
.20146
.20914
.21709
.22529
.23375
.19031
.19783
.20560
.21364
.22193
.17993
.18726
.19487
.20273
.21086
.17024
.17739
.18482
.19251
.20047
.16119
.16816
.17541
.18293
.19072
.15274
.15953
.16660
.17394
.18156
.14484
.15145
.15834
.16551
.17295
80
80
80
80
80
45
46
47
48
49
.49724
.50630
.51542
.52459
.53381
.46859
.47786
.48719
.49660
.50607
.44190
.45131
.46081
.47040
.48005
.41701
.42653
.43614
.44585
.45565
.39380
.40337
.41305
.42285
.43275
.37213
.38172
.39144
.40128
.41124
.35190
.36148
.37119
.38105
.39103
.33299
.34253
.35221
.36205
.37203
.31531
.32478
.33442
.34421
.35416
.29876
.30815
.31771
.32745
.33735
.28328
.29257
.30204
.31169
.32152
.26877
.27794
.28731
.29686
.30660
.25517
.26422
.27346
.28291
.29255
.24242
.25133
.26044
.26977
.27929
.23046
.23922
.24819
.25738
.26678
.21923
.22783
.23666
.24571
.25498
.20867
.21712
.22580
.23470
.24383
.19876
.20704
.21556
.22431
.23329
.18943
.19755
.20590
.21450
.22333
.18065
.18860
.19679
.20523
.21390
80
80
80
80
80
50
51
52
53
54
.54308
.55238
.56169
.57100
.58030
.51560
.52517
.53477
.54438
.55398
.48979
.49958
.50941
.51926
.52913
.46554
.47550
.48551
.49556
.50564
.44275
.45283
.46298
.47319
.48342
.42131
.43149
.44174
.45205
.46241
.40114
.41137
.42168
.43207
.44253
.38215
.39240
.40275
.41319
.42370
.36427
.37451
.38487
.39533
.40587
.34741
.35763
.36797
.37842
.38898
.33152
.34169
.35199
.36242
.37296
.31653
.32663
.33688
.34726
.35776
.30238
.31240
.32257
.33289
.34334
.28902
.29894
.30903
.31927
.32966
.27640
.28621
.29620
.30636
.31666
.26447
.27416
.28404
.29410
.30431
.25318
.26275
.27252
.28246
.29257
.24251
.25195
.26158
.27141
.28141
.23240
.24170
.25120
.26091
.27079
.22283
.23199
.24135
.25092
.26068
80
80
80
80
80
55
56
57
58
59
.58958
.59883
.60805
.61721
.62628
.56359
.57318
.58274
.59224
.60168
.53900
.54887
.55872
.56853
.57828
.51573
.52583
.53592
.54599
.55600
.49369
.50398
.51428
.52456
.53479
.47282
.48326
.49372
.50417
.51459
.45304
.46360
.47419
.48478
.49534
.43429
.44493
.45561
.46631
.47700
.41650
.42720
.43795
.44873
.45951
.39962
.41035
.42114
.43198
.44282
.38360
.39433
.40515
.41601
.42690
.36838
.37911
.38992
.40080
.41170
.35392
.36462
.37541
.38628
.39719
.34018
.35083
.36159
.37243
.38333
.32711
.33770
.34841
.35922
.37008
.31468
.32520
.33585
.34660
.35742
.30285
.31328
.32386
.33454
.34531
.29159
.30193
.31242
.32303
.33373
.28086
.29110
.30149
.31202
.32265
.27063
.28076
.29106
.30150
.31204
166
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
80
80
80
80
80
60
61
62
63
64
.63527
.64416
.65298
.66169
.67030
.61103
.62030
.62950
.63860
.64760
.58795
.59754
.60707
.61652
.62587
.56594
.57582
.58564
.59539
.60505
.54497
.55509
.56516
.57517
.58509
.52496
.53529
.54557
.55581
.56597
.50588
.51637
.52684
.53727
.54763
.48766
.49830
.50892
.51951
.53005
.47027
.48102
.49177
.50249
.51317
.45366
.46450
.47534
.48618
.49698
.43780
.44870
.45962
.47054
.48144
.42263
.43358
.44455
.45554
.46652
.40813
.41910
.43011
.44115
.45219
.39427
.40525
.41627
.42734
.43842
.38100
.39197
.40300
.41408
.42518
.36831
.37925
.39027
.40135
.41246
.35615
.36707
.37806
.38912
.40023
.34452
.35538
.36634
.37737
.38846
.33337
.34417
.35508
.36608
.37714
.32268
.33342
.34427
.35522
.36625
80
80
80
80
80
65
66
67
68
69
.67879
.68715
.69539
.70348
.71140
.65649
.66525
.67390
.68240
.69073
.63511
.64423
.65324
.66211
.67081
.61460
.62405
.63338
.64258
.65162
.59492
.60466
.61428
.62378
.63312
.57604
.58603
.59591
.60568
.61529
.55792
.56812
.57824
.58824
.59810
.54052
.55091
.56123
.57144
.58152
.52380
.53436
.54486
.55526
.56552
.50774
.51845
.52909
.53965
.55009
.49231
.50313
.51391
.52461
.53519
.47747
.48840
.49928
.51010
.52081
.46321
.47421
.48519
.49611
.50693
.44949
.46055
.47160
.48261
.49352
.43629
.44740
.45851
.46958
.48057
.42359
.43473
.44588
.45700
.46806
.41136
.42252
.43370
.44486
.45597
.39959
.41075
.42195
.43314
.44428
.38825
.39941
.41061
.42181
.43298
.37733
.38847
.39966
.41087
.42205
80
80
80
80
80
70
71
72
73
74
.71913
.72663
.73390
.74092
.74771
.69886
.70676
.71443
.72185
.72902
.67931
.68758
.69562
.70339
.71092
.66045
.66907
.67743
.68554
.69340
.64226
.65118
.65986
.66827
.67644
.62471
.63391
.64286
.65156
.66000
.60777
.61721
.62642
.63537
.64407
.59141
.60108
.61052
.61971
.62864
.57561
.58549
.59514
.60454
.61369
.56036
.57042
.58025
.58984
.59919
.54562
.55584
.56585
.57561
.58513
.53137
.54174
.55190
.56181
.57150
.51761
.52811
.53839
.54845
.55828
.50430
.51491
.52532
.53549
.54545
.49144
.50214
.51265
.52293
.53301
.47900
.48978
.50037
.51076
.52093
.46696
.47781
.48848
.49895
.50922
.45532
.46622
.47696
.48749
.49784
.44405
.45500
.46579
.47638
.48679
.43315
.44413
.45495
.46560
.47607
80
80
80
80
80
75
76
77
78
79
.75426
.76058
.76666
.77247
.77801
.73595
.74265
.74909
.75526
.76114
.71821
.72525
.73204
.73855
.74475
.70102
.70838
.71549
.72231
.72882
.68435
.69202
.69942
.70653
.71333
.66819
.67614
.68382
.69120
.69827
.65253
.66073
.66866
.67630
.68362
.63733
.64577
.65395
.66182
.66937
.62259
.63125
.63965
.64775
.65551
.60829
.61716
.62575
.63406
.64203
.59442
.60347
.61225
.62075
.62891
.58095
.59017
.59913
.60780
.61614
.56788
.57726
.58638
.59521
.60371
.55519
.56471
.57398
.58296
.59161
.54287
.55252
.56192
.57104
.57984
.53091
.54067
.55019
.55944
.56837
.51929
.52915
.53879
.54815
.55720
.50800
.51796
.52769
.53716
.54632
.49703
.50707
.51689
.52646
.53572
.48637
.49648
.50639
.51604
.52539
80 80 .78324 .76671 .75063 .73499
81 0 .21089 .18527 .16315 .14401
81 1 .20934 .18338 .16093 .14150
81 2 .21343 .18725 .16457 .14491
81 3 .21777 .19138 .16848 .14859
.71977
.12744
.12466
.12784
.13129
.70497
.11308
.11003
.11299
.11622
.69057
.10060
.09732
.10006
.10307
.67655
.08975
.08626
.08880
.09160
.66290
.08029
.07662
.07896
.08156
.64962
.07204
.06821
.07036
.07277
.63669
.06484
.06085
.06283
.06507
.62410
.05853
.05441
.05623
.05830
.61183
.05300
.04877
.05043
.05235
.59989
.04814
.04381
.04533
.04711
.58825
.04386
.03945
.04084
.04248
.57691
.04009
.03561
.03688
.03840
.56586
.03676
.03222
.03338
.03479
.55510
.03382
.02922
.03029
.03158
.54460
.03121
.02657
.02754
.02874
.53437
.02889
.02422
.02510
.02621
81
81
81
81
81
4
5
6
7
8
.22228
.22693
.23171
.23660
.24161
.19568
.20014
.20471
.20942
.21424
.17257
.17680
.18117
.18566
.19028
.15245
.15646
.16061
.16488
.16928
.13492
.13871
.14263
.14668
.15086
.11962
.12319
.12689
.13072
.13467
.10626
.10961
.11309
.11670
.12044
.09458
.09771
.10098
.10438
.10790
.08434
.08727
.09034
.09353
.09685
.07536
.07810
.08097
.08397
.08709
.06748
.07004
.07272
.07554
.07847
.06054
.06293
.06544
.06808
.07083
.05443
.05666
.05901
.06148
.06407
.04905
.05112
.05332
.05563
.05806
.04429
.04622
.04828
.05044
.05272
.04007
.04188
.04380
.04583
.04797
.03634
.03803
.03982
.04173
.04374
.03303
.03460
.03628
.03807
.03995
.03009
.03156
.03313
.03480
.03658
.02747
.02884
.03031
.03188
.03355
81
81
81
81
81
9
10
11
12
13
.24674
.25199
.25736
.26283
.26838
.21919
.22426
.22946
.23477
.24017
.19503
.19991
.20491
.21004
.21525
.17382
.17849
.18329
.18821
.19322
.15517
.15963
.16421
.16892
.17372
.13877
.14300
.14737
.15186
.15645
.12431
.12833
.13248
.13676
.14113
.11157
.11537
.11930
.12336
.12752
.10031
.10390
.10763
.11148
.11542
.09035
.09375
.09727
.10092
.10466
.08153
.08474
.08807
.09152
.09506
.07372
.07674
.07988
.08315
.08650
.06678
.06963
.07260
.07568
.07886
.06061
.06329
.06610
.06901
.07202
.05512
.05765
.06029
.06305
.06589
.05023
.05261
.05511
.05771
.06040
.04586
.04811
.05046
.05292
.05547
.04195
.04407
.04630
.04863
.05103
.03846
.04046
.04256
.04476
.04704
.03532
.03721
.03920
.04128
.04344
81
81
81
81
81
14
15
16
17
18
.27398
.27961
.28527
.29096
.29671
.24561
.25109
.25660
.26215
.26777
.22051
.22582
.23115
.23654
.24199
.19829
.20340
.20854
.21374
.21900
.17858
.18349
.18842
.19342
.19848
.16109
.16578
.17051
.17530
.18015
.14556
.15003
.15455
.15911
.16376
.13174
.13600
.14030
.14465
.14908
.11943
.12348
.12757
.13171
.13592
.10846
.11230
.11618
.12011
.12412
.09867
.10231
.10599
.10972
.11352
.08991
.09337
.09685
.10038
.10399
.08208
.08535
.08865
.09199
.09541
.07507
.07816
.08128
.08444
.08767
.06878
.07170
.07465
.07764
.08070
.06313
.06589
.06868
.07151
.07439
.05805
.06066
.06330
.06597
.06870
.05348
.05595
.05843
.06096
.06354
.04935
.05169
.05404
.05643
.05886
.04563
.04784
.05006
.05232
.05462
81
81
81
81
81
19
20
21
22
23
.30255
.30849
.31454
.32070
.32699
.27347
.27929
.28524
.29129
.29748
.24753
.25320
.25900
.26491
.27097
.22436
.22986
.23548
.24123
.24713
.20365
.20895
.21439
.21996
.22567
.18511
.19021
.19545
.20082
.20634
.16851
.17339
.17842
.18359
.18891
.15362
.15829
.16311
.16807
.17318
.14025
.14471
.14932
.15406
.15897
.12824
.13249
.13688
.14142
.14612
.11743
.12147
.12566
.12999
.13448
.10770
.11154
.11553
.11966
.12394
.09892
.10257
.10637
.11030
.11438
.09101
.09447
.09807
.10181
.10570
.08385
.08713
.09055
.09411
.09781
.07738
.08049
.08374
.08711
.09064
.07152
.07447
.07754
.08075
.08410
.06621
.06900
.07191
.07496
.07815
.06139
.06403
.06679
.06968
.07271
.05701
.05950
.06212
.06487
.06774
81
81
81
81
81
24
25
26
27
28
.33340
.33994
.34662
.35344
.36039
.30380
.31027
.31688
.32365
.33055
.27716
.28352
.29002
.29669
.30351
.25317
.25938
.26575
.27229
.27899
.23155
.23759
.24380
.25019
.25674
.21203
.21789
.22392
.23014
.23653
.19440
.20007
.20591
.21194
.21815
.17847
.18393
.18957
.19541
.20143
.16405
.16930
.17474
.18038
.18620
.15099
.15604
.16127
.16671
.17232
.13914
.14399
.14902
.15425
.15966
.12840
.13304
.13786
.14289
.14810
.11864
.12308
.12770
.13253
.13754
.10976
.11401
.11843
.12306
.12788
.10169
.10574
.10997
.11441
.11903
.09433
.09820
.10224
.10649
.11092
.08762
.09131
.09518
.09924
.10349
.08149
.08501
.08870
.09259
.09666
.07589
.07925
.08278
.08649
.09039
.07077
.07397
.07734
.08089
.08462
167
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
81
81
81
81
81
29
30
31
32
33
.36747
.37467
.38200
.38944
.39701
.33760
.34477
.35208
.35953
.36712
.31048
.31759
.32484
.33224
.33980
.28585
.29286
.30002
.30734
.31482
.26346
.27034
.27738
.28458
.29196
.24309
.24982
.25671
.26378
.27103
.22454
.23110
.23783
.24474
.25185
.20763
.21401
.22057
.22731
.23425
.19221
.19840
.20477
.21133
.21810
.17813
.18413
.19031
.19668
.20326
.16527
.17107
.17705
.18323
.18962
.15351
.15910
.16489
.17087
.17707
.14274
.14814
.15373
.15951
.16551
.13288
.13808
.14347
.14906
.15486
.12384
.12884
.13403
.13943
.14504
.11554
.12035
.12535
.13055
.13597
.10792
.11254
.11736
.12237
.12760
.10091
.10536
.10998
.11481
.11985
.09447
.09873
.10318
.10783
.11269
.08853
.09262
.09690
.10137
.10605
81
81
81
81
81
34
35
36
37
38
.40471
.41254
.42050
.42858
.43679
.37484
.38271
.39072
.39887
.40716
.34750
.35536
.36337
.37154
.37986
.32246
.33027
.33825
.34639
.35470
.29951
.30724
.31514
.32322
.33149
.27846
.28608
.29388
.30187
.31005
.25913
.26662
.27430
.28217
.29025
.24138
.24872
.25626
.26400
.27195
.22506
.23223
.23961
.24720
.25502
.21004
.21704
.22425
.23168
.23934
.19621
.20303
.21007
.21732
.22482
.18347
.19011
.19696
.20403
.21135
.17172
.17816
.18483
.19172
.19886
.16088
.16713
.17360
.18031
.18727
.15086
.15692
.16320
.16972
.17649
.14160
.14747
.15356
.15989
.16648
.13304
.13871
.14462
.15076
.15716
.12511
.13060
.13631
.14227
.14848
.11776
.12307
.12860
.13437
.14040
.11095
.11607
.12143
.12702
.13286
81
81
81
81
81
39
40
41
42
43
.44512
.45359
.46219
.47090
.47974
.41559
.42417
.43290
.44176
.45075
.38834
.39698
.40578
.41473
.42383
.36318
.37183
.38066
.38966
.39881
.33993
.34856
.35737
.36637
.37555
.31843
.32700
.33577
.34474
.35390
.29853
.30702
.31572
.32463
.33374
.28011
.28850
.29710
.30593
.31496
.26305
.27130
.27980
.28851
.29745
.24722
.25534
.26370
.27230
.28112
.23254
.24051
.24872
.25718
.26588
.21891
.22671
.23477
.24308
.25164
.20624
.21388
.22177
.22993
.23834
.19447
.20193
.20965
.21764
.22589
.18351
.19079
.19835
.20617
.21425
.17331
.18041
.18779
.19543
.20335
.16381
.17073
.17792
.18539
.19314
.15495
.16168
.16870
.17599
.18356
.14668
.15324
.16007
.16719
.17458
.13897
.14534
.15200
.15893
.16615
81
81
81
81
81
44
45
46
47
48
.48868
.49770
.50680
.51597
.52519
.45987
.46908
.47839
.48778
.49723
.43307
.44242
.45188
.46143
.47106
.40812
.41756
.42712
.43678
.44655
.38489
.39437
.40399
.41372
.42358
.36323
.37272
.38236
.39214
.40204
.34304
.35251
.36214
.37191
.38183
.32420
.33361
.34321
.35296
.36286
.30661
.31595
.32548
.33518
.34504
.29017
.29942
.30887
.31850
.32830
.27481
.28395
.29330
.30283
.31256
.26044
.26946
.27869
.28812
.29775
.24699
.25587
.26498
.27429
.28381
.23440
.24314
.25211
.26129
.27068
.22260
.23118
.24001
.24905
.25831
.21153
.21996
.22863
.23753
.24665
.20115
.20942
.21793
.22667
.23565
.19141
.19950
.20786
.21644
.22527
.18225
.19018
.19837
.20680
.21547
.17365
.18141
.18943
.19770
.20621
81
81
81
81
81
49
50
51
52
53
.53446
.54379
.55315
.56252
.57190
.50676
.51634
.52598
.53564
.54533
.48078
.49057
.50043
.51033
.52026
.45641
.46636
.47640
.48648
.49661
.43354
.44361
.45377
.46400
.47428
.41206
.42220
.43246
.44279
.45319
.39188
.40207
.41237
.42277
.43325
.37291
.38311
.39344
.40387
.41440
.35506
.36525
.37557
.38602
.39657
.33827
.34842
.35872
.36915
.37970
.32246
.33255
.34280
.35320
.36373
.30757
.31758
.32777
.33811
.34859
.29353
.30345
.31356
.32383
.33425
.28029
.29010
.30012
.31031
.32066
.26779
.27750
.28741
.29750
.30776
.25600
.26558
.27537
.28536
.29552
.24486
.25431
.26398
.27385
.28390
.23434
.24365
.25318
.26293
.27286
.22439
.23355
.24295
.25256
.26238
.21497
.22399
.23325
.24272
.25241
81
81
81
81
81
54
55
56
57
58
.58127
.59063
.59996
.60927
.61852
.55501
.56470
.57437
.58403
.59363
.53021
.54017
.55013
.56008
.56999
.50677
.51696
.52715
.53735
.54753
.48461
.49497
.50537
.51577
.52616
.46364
.47415
.48470
.49527
.50584
.44380
.45442
.46508
.47578
.48650
.42502
.43571
.44646
.45726
.46809
.40722
.41796
.42877
.43965
.45055
.39036
.40112
.41196
.42288
.43385
.37437
.38513
.39598
.40693
.41793
.35921
.36994
.38079
.39174
.40275
.34482
.35551
.36633
.37726
.38827
.33115
.34180
.35257
.36347
.37446
.31818
.32875
.33947
.35032
.36128
.30585
.31635
.32699
.33778
.34868
.29413
.30454
.31510
.32582
.33666
.28299
.29329
.30377
.31440
.32517
.27238
.28258
.29295
.30350
.31418
.26229
.27237
.28264
.29308
.30368
81
81
81
81
81
59
60
61
62
63
.62769
.63678
.64578
.65471
.66355
.60317
.61264
.62202
.63134
.64057
.57985
.58964
.59935
.60901
.61859
.55765
.56772
.57772
.58767
.59756
.53651
.54682
.55707
.56728
.57744
.51638
.52688
.53735
.54778
.55817
.49719
.50786
.51850
.52912
.53971
.47891
.48971
.50050
.51127
.52203
.46147
.47238
.48328
.49419
.50508
.44483
.45582
.46682
.47783
.48884
.42896
.44001
.45107
.46216
.47326
.41381
.42489
.43600
.44714
.45832
.39933
.41043
.42157
.43276
.44398
.38551
.39661
.40776
.41896
.43022
.37230
.38338
.39452
.40573
.41701
.35967
.37072
.38184
.39304
.40432
.34759
.35860
.36968
.38086
.39213
.33603
.34698
.35803
.36917
.38041
.32497
.33586
.34685
.35795
.36915
.31438
.32520
.33612
.34717
.35833
81
81
81
81
81
64
65
66
67
68
.67228
.68090
.68941
.69780
.70605
.64971
.65874
.66765
.67646
.68513
.62809
.63748
.64676
.65594
.66499
.60737
.61709
.62670
.63621
.64560
.58752
.59752
.60743
.61724
.62694
.56849
.57874
.58891
.59899
.60896
.55024
.56071
.57110
.58142
.59164
.53274
.54339
.55399
.56451
.57495
.51595
.52676
.53753
.54824
.55886
.49983
.51078
.52169
.53256
.54335
.48435
.49542
.50645
.51746
.52839
.46949
.48065
.49179
.50291
.51397
.45522
.46645
.47767
.48888
.50005
.44150
.45278
.46407
.47537
.48662
.42831
.43964
.45098
.46233
.47366
.41564
.42699
.43836
.44976
.46114
.40345
.41480
.42620
.43763
.44906
.39172
.40307
.41448
.42593
.43738
.38043
.39177
.40317
.41463
.42610
.36957
.38089
.39227
.40372
.41521
81
81
81
81
81
69
70
71
72
73
.71414
.72203
.72971
.73717
.74438
.69363
.70195
.71004
.71791
.72552
.67387
.68257
.69105
.69929
.70728
.65483
.66388
.67270
.68129
.68962
.63648
.64584
.65498
.66388
.67253
.61878
.62842
.63785
.64704
.65598
.60171
.61161
.62130
.63076
.63996
.58525
.59538
.60530
.61500
.62444
.56936
.57970
.58983
.59975
.60941
.55403
.56455
.57488
.58498
.59485
.53923
.54991
.56041
.57069
.58074
.52494
.53576
.54641
.55685
.56706
.51114
.52209
.53287
.54344
.55380
.49780
.50886
.51976
.53046
.54094
.48492
.49607
.50707
.51788
.52848
.47247
.48370
.49478
.50568
.51638
.46044
.47173
.48288
.49387
.50465
.44881
.46015
.47136
.48241
.49327
.43756
.44893
.46019
.47130
.48223
.42667
.43808
.44937
.46052
.47151
81
81
81
81
81
74
75
76
77
78
.75136
.75811
.76464
.77093
.77696
.73290
.74005
.74696
.75363
.76003
.71503
.72254
.72982
.73684
.74359
.69771
.70556
.71317
.72053
.72761
.68094
.68910
.69702
.70469
.71207
.66468
.67313
.68135
.68930
.69697
.64892
.65765
.66613
.67435
.68228
.63365
.64262
.65135
.65982
.66800
.61884
.62804
.63700
.64570
.65411
.60448
.61389
.62306
.63197
.64060
.59056
.60015
.60952
.61863
.62745
.57705
.58681
.59636
.60565
.61466
.56394
.57386
.58357
.59303
.60221
.55122
.56129
.57114
.58076
.59010
.53887
.54907
.55906
.56882
.57830
.52689
.53720
.54732
.55720
.56682
.51526
.52567
.53589
.54590
.55564
.50396
.51446
.52479
.53490
.54475
.49298
.50357
.51398
.52419
.53414
.48232
.49298
.50347
.51376
.52381
168
Ages
Section 2
Interest Rate
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
81 79 .78271 .76615 .75004 .73437
81 80 .78815 .77194 .75615 .74080
81 81 .79328 .77739 .76192 .74686
82 0 .21099 .18538 .16326 .14413
82 1 .20936 .18341 .16096 .14153
.71913
.72585
.73219
.12757
.12469
.70431
.71129
.71790
.11321
.11007
.68989
.69713
.70398
.10073
.09736
.67585
.68333
.69041
.08989
.08630
.66219
.66990
.67720
.08044
.07666
.64889
.65681
.66432
.07219
.06825
.63595
.64406
.65176
.06499
.06089
.62334
.63164
.63952
.05869
.05446
.61107
.61954
.62759
.05316
.04881
.59911
.60774
.61596
.04830
.04385
.58747
.59625
.60461
.04403
.03949
.57612
.58504
.59354
.04027
.03565
.56507
.57412
.58275
.03694
.03226
.55429
.56346
.57222
.03400
.02927
.54379
.55308
.56194
.03139
.02662
.53356
.54294
.55191
.02907
.02427
82
82
82
82
82
O
Y
2
3
4
5
6
2.2%
2.4%
2.6%
.21345
.21779
.22230
.22696
.23174
.18728
.19140
.19571
.20016
.20475
.16460
.16851
.17259
.17683
.18120
.14494
.14862
.15248
.15649
.16064
.12787
.13132
.13495
.13874
.14266
.11302
.11625
.11966
.12322
.12692
.10010
.10311
.10630
.10965
.11313
.08883
.09163
.09461
.09775
.10102
.07899
.08160
.08438
.08731
.09038
.07040
.07281
.07540
.07814
.08102
.06287
.06510
.06751
.07008
.07277
.05627
.05834
.06058
.06297
.06549
.05047
.05239
.05447
.05670
.05905
.04537
.04715
.04908
.05117
.05336
.04089
.04252
.04433
.04627
.04832
.03693
.03844
.04011
.04192
.04385
.03343
.03483
.03638
.03807
.03987
.03033
.03162
.03307
.03465
.03633
.02758
.02878
.03013
.03160
.03318
.02515
.02625
.02751
.02888
.03036
82 7 .23664
82 8 .24165
82 9 .24678
82 10 .25204
82 11 .25741
.20945
.21428
.21923
.22431
.22952
.18570
.19032
.19507
.19996
.20497
.16492
.16932
.17386
.17854
.18335
.14672
.15090
.15522
.15968
.16428
.13076
.13472
.13882
.14306
.14744
.11674
.12049
.12437
.12839
.13255
.10442
.10795
.11162
.11543
.11938
.09358
.09690
.10036
.10397
.10770
.08402
.08715
.09041
.09381
.09734
.07558
.07852
.08159
.08481
.08814
.06813
.07089
.07378
.07681
.07996
.06153
.06412
.06684
.06970
.07268
.05568
.05812
.06068
.06337
.06618
.05050
.05278
.05519
.05772
.06038
.04588
.04803
.05029
.05268
.05519
.04178
.04379
.04593
.04818
.05055
.03812
.04001
.04202
.04415
.04638
.03486
.03663
.03853
.04053
.04265
.03194
.03361
.03539
.03729
.03929
82
82
82
82
82
12
13
14
15
16
.26289
.26845
.27405
.27969
.28535
.23483
.24024
.24569
.25117
.25669
.21010
.21532
.22059
.22590
.23124
.18827
.19329
.19837
.20349
.20864
.16899
.17380
.17867
.18358
.18853
.15194
.15653
.16119
.16588
.17062
.13683
.14121
.14565
.15014
.15465
.12345
.12761
.13184
.13610
.14041
.11156
.11552
.11953
.12359
.12768
.10100
.10475
.10856
.11241
.11630
.09161
.09516
.09877
.10242
.10611
.08324
.08660
.09002
.09348
.09697
.07577
.07896
.08220
.08547
.08877
.06911
.07212
.07518
.07828
.08141
.06314
.06600
.06889
.07183
.07478
.05781
.06050
.06325
.06602
.06881
.05302
.05557
.05817
.06079
.06343
.04872
.05114
.05360
.05608
.05857
.04486
.04715
.04947
.05182
.05418
.04138
.04355
.04575
.04797
.05020
82
82
82
82
82
17
18
19
20
21
.29105
.29680
.30264
.30858
.31464
.26224
.26786
.27357
.27939
.28534
.23663
.24209
.24764
.25331
.25911
.21384
.21910
.22447
.22997
.23560
.19352
.19859
.20376
.20907
.21451
.17541
.18026
.18523
.19033
.19557
.15923
.16387
.16863
.17352
.17855
.14477
.14920
.15374
.15842
.16324
.13183
.13605
.14038
.14484
.14946
.12024
.12425
.12837
.13262
.13703
.10984
.11365
.11757
.12161
.12581
.10051
.10412
.10784
.11169
.11568
.09213
.09554
.09907
.10272
.10652
.08458
.08781
.09115
.09462
.09823
.07778
.08084
.08400
.08729
.09071
.07165
.07454
.07753
.08064
.08389
.06611
.06884
.07167
.07462
.07771
.06110
.06369
.06636
.06916
.07208
.05657
.05901
.06154
.06419
.06696
.05246
.05477
.05716
.05967
.06229
82
82
82
82
82
22
23
24
25
26
.32081
.32709
.33351
.34006
.34674
.29140
.29759
.30392
.31039
.31700
.26503
.27108
.27729
.28364
.29015
.24135
.24725
.25330
.25952
.26589
.22008
.22580
.23168
.23773
.24394
.20095
.20648
.21217
.21803
.22407
.18373
.18905
.19455
.20022
.20606
.16821
.17333
.17861
.18408
.18973
.15421
.15912
.16420
.16946
.17491
.14157
.14627
.15114
.15620
.16144
.13015
.13464
.13931
.14416
.14919
.11981
.12410
.12856
.13321
.13804
.11045
.11454
.11881
.12325
.12788
.10197
.10587
.10994
.11419
.11862
.09427
.09798
.10186
.10592
.11016
.08728
.09081
.09451
.09838
.10244
.08092
.08428
.08780
.09150
.09537
.07513
.07832
.08167
.08520
.08890
.06985
.07289
.07608
.07944
.08298
.06504
.06792
.07096
.07416
.07754
82
82
82
82
82
27
28
29
30
31
.35357
.36052
.36761
.37482
.38215
.32378
.33069
.33774
.34493
.35225
.29683
.30366
.31063
.31775
.32502
.27244
.27914
.28601
.29303
.30020
.25034
.25690
.26363
.27052
.27757
.23030
.23669
.24326
.25000
.25691
.21211
.21832
.22472
.23129
.23803
.19558
.20161
.20782
.21421
.22078
.18056
.18639
.19240
.19860
.20499
.16689
.17251
.17833
.18434
.19053
.15443
.15986
.16548
.17128
.17728
.14308
.14830
.15372
.15932
.16512
.13272
.13774
.14296
.14836
.15396
.12326
.12808
.13310
.13831
.14371
.11461
.11924
.12406
.12907
.13428
.10669
.11113
.11577
.12059
.12560
.09944
.10370
.10815
.11278
.11761
.09280
.09688
.10114
.10560
.11024
.08670
.09061
.09470
.09898
.10344
.08110
.08484
.08877
.09287
.09716
82
82
82
82
82
32
33
34
35
36
.38960
.39719
.40489
.41274
.42070
.35970
.36730
.37503
.38292
.39094
.33243
.33999
.34770
.35558
.36361
.30753
.31502
.32267
.33050
.33849
.28478
.29217
.29973
.30748
.31540
.26399
.27125
.27869
.28633
.29415
.24496
.25207
.25937
.26688
.27457
.22753
.23448
.24163
.24898
.25654
.21156
.21834
.22531
.23251
.23990
.19692
.20351
.21030
.21732
.22455
.18347
.18987
.19648
.20332
.21037
.17112
.17733
.18375
.19040
.19727
.15976
.16578
.17200
.17846
.18515
.14931
.15513
.16116
.16743
.17393
.13969
.14531
.15115
.15723
.16353
.13082
.13625
.14190
.14778
.15390
.12263
.12788
.13334
.13903
.14496
.11508
.12014
.12541
.13092
.13666
.10810
.11298
.11807
.12339
.12895
.10165
.10635
.11126
.11640
.12178
82
82
82
82
82
37
38
39
40
41
.42880
.43703
.44538
.45387
.46249
.39910
.40741
.41587
.42447
.43321
.37179
.38013
.38863
.39729
.40611
.34665
.35498
.36348
.37216
.38101
.32349
.33178
.34024
.34889
.35774
.30215
.31036
.31875
.32735
.33615
.28247
.29057
.29887
.30739
.31612
.26430
.27227
.28046
.28887
.29751
.24751
.25535
.26341
.27169
.28021
.23200
.23968
.24759
.25574
.26413
.21765
.22517
.23292
.24091
.24916
.20437
.21171
.21929
.22713
.23522
.19206
.19923
.20663
.21430
.22223
.18066
.18764
.19487
.20236
.21012
.17007
.17687
.18392
.19123
.19882
.16025
.16686
.17372
.18086
.18827
.15112
.15755
.16422
.17118
.17841
.14264
.14887
.15537
.16214
.16919
.13474
.14080
.14711
.15370
.16057
.12739
.13327
.13940
.14580
.15250
82
82
82
82
82
42
43
44
45
46
.47123
.48009
.48906
.49812
.50726
.44210
.45113
.46028
.46953
.47888
.41510
.42423
.43350
.44289
.45239
.39004
.39923
.40857
.41805
.42765
.36677
.37598
.38536
.39488
.40455
.34516
.35435
.36372
.37325
.38294
.32506
.33421
.34355
.35306
.36274
.30637
.31544
.32472
.33418
.34383
.28897
.29795
.30714
.31654
.32612
.27276
.28163
.29072
.30002
.30953
.25766
.26640
.27537
.28457
.29397
.24357
.25217
.26102
.27009
.27938
.23042
.23888
.24758
.25651
.26568
.21815
.22644
.23500
.24379
.25281
.20668
.21481
.22321
.23184
.24073
.19595
.20392
.21215
.22063
.22936
.18592
.19371
.20178
.21010
.21867
.17653
.18414
.19204
.20019
.20861
.16773
.17517
.18289
.19088
.19913
.15948
.16674
.17430
.18211
.19020
169
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
82
82
82
82
82
47
48
49
50
51
.51646
.52573
.53505
.54442
.55384
.48830
.49781
.50738
.51702
.52672
.46198
.47167
.48144
.49129
.50121
.43737
.44718
.45710
.46711
.47721
.41433
.42424
.43426
.44439
.45462
.39277
.40272
.41281
.42302
.43334
.37256
.38254
.39265
.40291
.41328
.35363
.36359
.37371
.38397
.39438
.33587
.34580
.35588
.36614
.37654
.31921
.32907
.33911
.34933
.35971
.30356
.31335
.32332
.33348
.34382
.28886
.29856
.30845
.31853
.32881
.27505
.28463
.29442
.30442
.31462
.26206
.27152
.28120
.29110
.30120
.24983
.25917
.26872
.27851
.28850
.23832
.24752
.25694
.26660
.27649
.22748
.23653
.24582
.25535
.26511
.21726
.22616
.23530
.24470
.25432
.20762
.21637
.22536
.23461
.24410
.19853
.20712
.21596
.22506
.23441
82
82
82
82
82
52
53
54
55
56
.56327
.57271
.58215
.59158
.60099
.53644
.54619
.55595
.56571
.57546
.51117
.52117
.53120
.54124
.55128
.48736
.49757
.50781
.51807
.52836
.46492
.47528
.48569
.49614
.50662
.44374
.45422
.46477
.47536
.48601
.42376
.43432
.44496
.45567
.46644
.40489
.41551
.42622
.43700
.44786
.38707
.39771
.40846
.41929
.43021
.37023
.38087
.39162
.40248
.41344
.35430
.36492
.37567
.38653
.39750
.33924
.34982
.36053
.37137
.38234
.32498
.33550
.34617
.35697
.36791
.31148
.32192
.33253
.34328
.35418
.29869
.30905
.31958
.33026
.34111
.28656
.29683
.30727
.31788
.32865
.27507
.28523
.29557
.30609
.31678
.26416
.27421
.28444
.29486
.30547
.25381
.26373
.27385
.28417
.29467
.24399
.25378
.26378
.27398
.28438
82
82
82
82
82
57
58
59
60
61
.61037
.61971
.62897
.63815
.64726
.58520
.59490
.60453
.61410
.62359
.56132
.57133
.58129
.59118
.60101
.53865
.54893
.55916
.56933
.57946
.51713
.52762
.53809
.54851
.55888
.49668
.50736
.51802
.52864
.53923
.47725
.48807
.49889
.50968
.52046
.45877
.46971
.48066
.49159
.50251
.44120
.45223
.46327
.47431
.48536
.42448
.43557
.44668
.45781
.46895
.40856
.41969
.43085
.44204
.45325
.39341
.40455
.41574
.42697
.43823
.37897
.39011
.40131
.41255
.42385
.36521
.37633
.38752
.39877
.41007
.35209
.36317
.37434
.38557
.39688
.33957
.35061
.36174
.37295
.38423
.32763
.33861
.34969
.36085
.37211
.31624
.32714
.33816
.34927
.36048
.30535
.31618
.32712
.33817
.34933
.29496
.30570
.31656
.32754
.33863
82
82
82
82
82
62
63
64
65
66
.65629
.66524
.67409
.68284
.69148
.63301
.64237
.65163
.66079
.66985
.61078
.62049
.63012
.63965
.64908
.58953
.59956
.60950
.61937
.62914
.56922
.57952
.58975
.59990
.60997
.54980
.56033
.57081
.58122
.59155
.53121
.54195
.55264
.56328
.57385
.51343
.52434
.53522
.54605
.55682
.49641
.50747
.51850
.52949
.54044
.48011
.49128
.50245
.51358
.52469
.46450
.47577
.48704
.49829
.50953
.44954
.46088
.47224
.48359
.49493
.43520
.44659
.45802
.46944
.48088
.42145
.43288
.44435
.45584
.46734
.40826
.41971
.43121
.44274
.45430
.39561
.40707
.41858
.43014
.44173
.38347
.39491
.40643
.41800
.42962
.37181
.38324
.39474
.40631
.41794
.36061
.37201
.38349
.39505
.40668
.34986
.36121
.37266
.38420
.39581
82
82
82
82
82
67
68
69
70
71
.70001
.70841
.71665
.72471
.73256
.67880
.68763
.69630
.70479
.71306
.65842
.66763
.67670
.68557
.69424
.63882
.64838
.65780
.66703
.67605
.61996
.62984
.63958
.64913
.65848
.60182
.61198
.62200
.63185
.64150
.58435
.59477
.60505
.61517
.62508
.56754
.57818
.58870
.59905
.60921
.55136
.56219
.57291
.58348
.59386
.53576
.54677
.55768
.56844
.57902
.52074
.53190
.54297
.55390
.56465
.50626
.51755
.52876
.53984
.55075
.49231
.50371
.51504
.52625
.53730
.47886
.49035
.50178
.51311
.52427
.46588
.47745
.48897
.50039
.51166
.45336
.46499
.47659
.48809
.49945
.44129
.45296
.46461
.47618
.48762
.42963
.44134
.45303
.46465
.47616
.41838
.43011
.44183
.45350
.46505
.40751
.41925
.43100
.44269
.45429
82
82
82
82
82
72
73
74
75
76
.74018
.74757
.75474
.76169
.76841
.72111
.72892
.73650
.74385
.75098
.70268
.71087
.71883
.72656
.73406
.68485
.69340
.70171
.70979
.71763
.66760
.67648
.68511
.69352
.70169
.65092
.66009
.66903
.67773
.68620
.63477
.64422
.65343
.66242
.67117
.61915
.62885
.63831
.64755
.65656
.60402
.61395
.62365
.63312
.64237
.58938
.59951
.60942
.61911
.62858
.57520
.58552
.59562
.60551
.61518
.56146
.57195
.58223
.59230
.60215
.54815
.55880
.56923
.57947
.58949
.53526
.54604
.55662
.56700
.57718
.52276
.53366
.54437
.55489
.56521
.51065
.52165
.53247
.54311
.55357
.49890
.51000
.52092
.53167
.54224
.48751
.49869
.50970
.52055
.53122
.47647
.48771
.49880
.50973
.52050
.46575
.47705
.48821
.49921
.51007
82
82
82
82
82
77
78
79
80
81
.77490
.78114
.78710
.79275
.79808
.75786
.76448
.77082
.77683
.78251
.74131
.74829
.75498
.76133
.76733
.72523
.73255
.73957
.74624
.75255
.70960
.71724
.72457
.73155
.73815
.69442
.70236
.70997
.71723
.72411
.67966
.68787
.69577
.70329
.71043
.66531
.67379
.68193
.68971
.69709
.65136
.66008
.66846
.67648
.68409
.63780
.64673
.65535
.66358
.67141
.62460
.63375
.64257
.65101
.65904
.61177
.62111
.63012
.63876
.64698
.59928
.60880
.61800
.62682
.63522
.58713
.59682
.60619
.61517
.62374
.57531
.58515
.59467
.60382
.61254
.56380
.57378
.58345
.59274
.60161
.55260
.56271
.57251
.58194
.59095
.54169
.55192
.56185
.57140
.58054
.53107
.54141
.55145
.56112
.57037
.52073
.53117
.54131
.55109
.56045
82 82 .80308 .78784 .77298 .75849
83 0 .21108 .18548 .16336 .14424
83 1 .20939 .18343 .16099 .14156
83 2 .21347 .18730 .16463 .14497
83 3 .21781 .19143 .16853 .14864
.74437
.12769
.12472
.12790
.13134
.73059
.11333
.11010
.11305
.11628
.71716
.10086
.09740
.10013
.10314
.70406
.09002
.08634
.08886
.09166
.69128
.08058
.07670
.07903
.08163
.67881
.07234
.06829
.07043
.07284
.66664
.06514
.06093
.06290
.06514
.65477
.05884
.05450
.05630
.05837
.64318
.05331
.04885
.05051
.05242
.63187
.04846
.04389
.04541
.04718
.62082
.04419
.03954
.04092
.04256
.61004
.04043
.03570
.03696
.03848
.59951
.03711
.03231
.03346
.03486
.58923
.03417
.02931
.03037
.03166
.57919
.03157
.02666
.02762
.02882
.56938
.02925
.02431
.02519
.02629
83
83
83
83
83
4
5
6
7
8
.22233
.22698
.23176
.23667
.24168
.19573
.20019
.20477
.20948
.21431
.17262
.17686
.18123
.18573
.19036
.15250
.15652
.16067
.16496
.16936
.13498
.13877
.14269
.14676
.15094
.11968
.12325
.12696
.13080
.13476
.10633
.10968
.11316
.11678
.12053
.09464
.09778
.10105
.10446
.10800
.08441
.08735
.09042
.09362
.09695
.07543
.07818
.08105
.08406
.08719
.06755
.07011
.07280
.07563
.07857
.06061
.06301
.06553
.06817
.07094
.05451
.05674
.05909
.06158
.06417
.04912
.05120
.05340
.05573
.05817
.04436
.04630
.04836
.05054
.05283
.04015
.04196
.04389
.04593
.04808
.03642
.03811
.03991
.04183
.04385
.03311
.03469
.03637
.03817
.04007
.03017
.03164
.03322
.03490
.03669
.02755
.02892
.03040
.03199
.03366
83
83
83
83
83
9
10
11
12
13
.24682
.25208
.25746
.26294
.26851
.21927
.22436
.22957
.23489
.24030
.19511
.20001
.20502
.21016
.21539
.17391
.17859
.18340
.18834
.19336
.15527
.15974
.16433
.16906
.17388
.13887
.14312
.14750
.15200
.15661
.12442
.12845
.13261
.13690
.14129
.11167
.11549
.11944
.12352
.12769
.10042
.10403
.10777
.11164
.11560
.09046
.09387
.09741
.10108
.10484
.08165
.08487
.08821
.09169
.09525
.07384
.07687
.08003
.08332
.08669
.06690
.06976
.07275
.07586
.07905
.06073
.06343
.06625
.06919
.07222
.05524
.05779
.06045
.06323
.06609
.05035
.05275
.05527
.05789
.06060
.04599
.04825
.05062
.05311
.05567
.04208
.04422
.04646
.04881
.05124
.03859
.04060
.04273
.04495
.04725
.03545
.03736
.03937
.04148
.04365
170
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
83
83
83
83
83
14
15
16
17
18
.27412
.27976
.28542
.29113
.29688
.24576
.25125
.25677
.26233
.26795
.22067
.22598
.23133
.23672
.24218
.19845
.20357
.20873
.21393
.21920
.17875
.18367
.18862
.19362
.19869
.16127
.16598
.17071
.17551
.18037
.14574
.15023
.15476
.15933
.16398
.13193
.13620
.14051
.14488
.14931
.11963
.12369
.12779
.13194
.13616
.10866
.11252
.11641
.12035
.12437
.09887
.10253
.10622
.10996
.11377
.09012
.09359
.09709
.10063
.10425
.08230
.08558
.08889
.09225
.09567
.07529
.07840
.08153
.08470
.08794
.06900
.07194
.07490
.07791
.08097
.06336
.06614
.06894
.07178
.07467
.05828
.06091
.06356
.06624
.06898
.05371
.05620
.05870
.06124
.06383
.04959
.05194
.05431
.05671
.05915
.04587
.04810
.05034
.05260
.05491
83
83
83
83
83
19
20
21
22
23
.30272
.30867
.31473
.32090
.32719
.27366
.27949
.28543
.29150
.29769
.24773
.25340
.25921
.26513
.27119
.22457
.23007
.23570
.24146
.24736
.20387
.20917
.21462
.22019
.22592
.18534
.19044
.19569
.20107
.20660
.16874
.17364
.17867
.18385
.18918
.15386
.15854
.16337
.16833
.17346
.14050
.14497
.14958
.15434
.15925
.12849
.13275
.13716
.14170
.14641
.11769
.12174
.12594
.13028
.13478
.10797
.11182
.11582
.11995
.12425
.09920
.10286
.10666
.11060
.11469
.09129
.09476
.09837
.10212
.10602
.08414
.08743
.09086
.09442
.09814
.07767
.08079
.08404
.08743
.09097
.07181
.07477
.07786
.08107
.08444
.06651
.06930
.07223
.07528
.07848
.06169
.06434
.06711
.07001
.07305
.05731
.05982
.06245
.06520
.06809
83
83
83
83
83
24
25
26
27
28
.33360
.34016
.34685
.35368
.36064
.30402
.31050
.31712
.32390
.33082
.27740
.28376
.29028
.29696
.30379
.25342
.25964
.26602
.27257
.27929
.23180
.23785
.24407
.25048
.25705
.21230
.21817
.22421
.23044
.23685
.19468
.20035
.20621
.21226
.21848
.17875
.18423
.18988
.19574
.20177
.16434
.16961
.17506
.18072
.18656
.15129
.15635
.16160
.16705
.17269
.13945
.14431
.14935
.15460
.16004
.12872
.13337
.13821
.14325
.14848
.11896
.12341
.12805
.13290
.13793
.11009
.11435
.11879
.12344
.12827
.10202
.10609
.11034
.11479
.11943
.09467
.09855
.10261
.10688
.11133
.08796
.09167
.09555
.09963
.10390
.08184
.08538
.08909
.09299
.09708
.07625
.07962
.08316
.08690
.09081
.07113
.07434
.07773
.08130
.08505
83
83
83
83
83
29
30
31
32
33
.36774
.37495
.38229
.38975
.39734
.33787
.34507
.35239
.35986
.36746
.31077
.31790
.32517
.33259
.34017
.28616
.29319
.30036
.30770
.31521
.26378
.27068
.27774
.28496
.29237
.24342
.25017
.25709
.26418
.27145
.22489
.23147
.23822
.24515
.25228
.20799
.21439
.22097
.22773
.23470
.19258
.19879
.20519
.21177
.21856
.17852
.18453
.19073
.19713
.20374
.16566
.17148
.17749
.18369
.19011
.15391
.15953
.16533
.17134
.17757
.14315
.14857
.15418
.15999
.16602
.13330
.13852
.14393
.14954
.15538
.12426
.12929
.13450
.13992
.14556
.11597
.12081
.12583
.13106
.13651
.10836
.11300
.11784
.12288
.12814
.10136
.10582
.11047
.11533
.12040
.09492
.09920
.10368
.10835
.11324
.08898
.09310
.09740
.10190
.10662
83
83
83
83
83
34
35
36
37
38
.40506
.41291
.42089
.42900
.43724
.37521
.38310
.39114
.39931
.40764
.34789
.35578
.36382
.37201
.38037
.32287
.33071
.33871
.34688
.35523
.29994
.30770
.31563
.32374
.33204
.27890
.28655
.29439
.30241
.31063
.25959
.26711
.27482
.28273
.29085
.24186
.24923
.25680
.26457
.27257
.22555
.23276
.24017
.24780
.25565
.21055
.21758
.22482
.23229
.23999
.19673
.20358
.21065
.21795
.22549
.18400
.19067
.19755
.20467
.21204
.17226
.17874
.18544
.19237
.19956
.16143
.16771
.17422
.18097
.18798
.15142
.15751
.16383
.17040
.17721
.14217
.14807
.15420
.16058
.16721
.13361
.13932
.14527
.15145
.15790
.12569
.13121
.13697
.14297
.14924
.11835
.12369
.12927
.13508
.14116
.11154
.11671
.12210
.12774
.13363
83
83
83
83
83
39
40
41
42
43
.44561
.45412
.46276
.47152
.48041
.41611
.42473
.43350
.44241
.45146
.38889
.39757
.40642
.41542
.42458
.36375
.37245
.38133
.39038
.39960
.34053
.34920
.35807
.36713
.37637
.31905
.32767
.33650
.34553
.35475
.29918
.30772
.31648
.32545
.33463
.28078
.28921
.29788
.30677
.31588
.26373
.27204
.28060
.28938
.29840
.24793
.25610
.26452
.27319
.28209
.23326
.24128
.24956
.25809
.26687
.21964
.22751
.23563
.24401
.25265
.20699
.21469
.22265
.23088
.23937
.19523
.20275
.21054
.21861
.22694
.18429
.19163
.19925
.20715
.21532
.17410
.18126
.18871
.19643
.20443
.16461
.17159
.17885
.18640
.19423
.15576
.16256
.16964
.17702
.18467
.14750
.15412
.16103
.16822
.17571
.13979
.14623
.15296
.15998
.16729
83
83
83
83
83
44
45
46
47
48
.48941
.49850
.50767
.51691
.52621
.46064
.46993
.47931
.48878
.49832
.43389
.44331
.45285
.46248
.47221
.40898
.41849
.42814
.43789
.44776
.38578
.39534
.40505
.41488
.42484
.36416
.37374
.38347
.39334
.40335
.34401
.35356
.36328
.37316
.38318
.32519
.33470
.34439
.35424
.36426
.30763
.31707
.32670
.33650
.34648
.29123
.30057
.31012
.31985
.32978
.27589
.28512
.29458
.30423
.31407
.26154
.27066
.28000
.28954
.29930
.24812
.25710
.26631
.27574
.28539
.23554
.24438
.25346
.26276
.27229
.22376
.23245
.24139
.25055
.25995
.21271
.22124
.23003
.23905
.24831
.20235
.21072
.21935
.22822
.23733
.19262
.20082
.20929
.21801
.22697
.18348
.19151
.19982
.20838
.21719
.17489
.18276
.19090
.19929
.20795
83
83
83
83
83
49
50
51
52
53
.53558
.54500
.55446
.56395
.57344
.50794
.51763
.52738
.53716
.54697
.48203
.49193
.50191
.51194
.52200
.45772
.46779
.47795
.48816
.49843
.43491
.44510
.45539
.46575
.47618
.41348
.42375
.43414
.44461
.45517
.39335
.40367
.41411
.42466
.43530
.37443
.38476
.39523
.40582
.41652
.35663
.36695
.37743
.38803
.39875
.33988
.35017
.36062
.37121
.38194
.32411
.33434
.34475
.35531
.36602
.30925
.31941
.32976
.34027
.35093
.29524
.30531
.31559
.32603
.33664
.28203
.29200
.30219
.31255
.32309
.26957
.27943
.28951
.29978
.31023
.25781
.26754
.27751
.28767
.29803
.24669
.25630
.26614
.27619
.28645
.23619
.24566
.25537
.26530
.27544
.22626
.23559
.24516
.25497
.26498
.21686
.22604
.23548
.24515
.25504
83
83
83
83
83
54
55
56
57
58
.58294
.59244
.60192
.61138
.62079
.55679
.56662
.57645
.58627
.59605
.53209
.54220
.55233
.56245
.57254
.50874
.51909
.52946
.53984
.55020
.48667
.49720
.50777
.51837
.52896
.46579
.47647
.48720
.49797
.50875
.44602
.45682
.46767
.47858
.48951
.42731
.43818
.44914
.46015
.47120
.40958
.42051
.43153
.44262
.45376
.39278
.40374
.41479
.42594
.43714
.37685
.38781
.39888
.41006
.42130
.36174
.37269
.38375
.39494
.40620
.34740
.35831
.36936
.38053
.39179
.33379
.34465
.35566
.36680
.37805
.32086
.33165
.34261
.35371
.36492
.30857
.31929
.33018
.34122
.35239
.29689
.30752
.31833
.32930
.34041
.28578
.29631
.30703
.31793
.32897
.27521
.28564
.29626
.30707
.31803
.26515
.27546
.28598
.29669
.30757
83
83
83
83
83
59
60
61
62
63
.63013
.63940
.64860
.65772
.66678
.60577
.61543
.62501
.63454
.64401
.58259
.59258
.60251
.61240
.62222
.56053
.57081
.58104
.59123
.60138
.53952
.55005
.56054
.57100
.58142
.51951
.53024
.54095
.55164
.56231
.50044
.51135
.52224
.53313
.54401
.48226
.49331
.50436
.51541
.52647
.46492
.47609
.48726
.49845
.50965
.44838
.45963
.47090
.48221
.49353
.43259
.44391
.45526
.46665
.47807
.41752
.42888
.44028
.45174
.46324
.40312
.41450
.42594
.43744
.44900
.38937
.40076
.41221
.42374
.43534
.37622
.38760
.39905
.41059
.42221
.36365
.37500
.38644
.39798
.40961
.35163
.36294
.37435
.38587
.39749
.34013
.35139
.36275
.37425
.38585
.32912
.34031
.35163
.36308
.37466
.31857
.32970
.34096
.35236
.36389
171
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
83
83
83
83
83
64
65
66
67
68
.67574
.68461
.69337
.70203
.71056
.65339
.66267
.67186
.68095
.68993
.63197
.64164
.65121
.66069
.67006
.61145
.62145
.63137
.64120
.65093
.59179
.60208
.61231
.62246
.63251
.57293
.58349
.59398
.60442
.61476
.55484
.56563
.57637
.58705
.59765
.53749
.54848
.55943
.57033
.58116
.52084
.53200
.54313
.55423
.56526
.50486
.51616
.52745
.53872
.54993
.48951
.50094
.51236
.52377
.53514
.47476
.48630
.49783
.50937
.52087
.46060
.47221
.48384
.49548
.50710
.44698
.45866
.47036
.48209
.49381
.43389
.44561
.45737
.46917
.48097
.42131
.43306
.44486
.45671
.46857
.40920
.42096
.43279
.44468
.45660
.39754
.40931
.42115
.43307
.44502
.38633
.39809
.40993
.42186
.43384
.37553
.38727
.39911
.41104
.42303
83
83
83
83
83
69
70
71
72
73
.71895
.72716
.73517
.74296
.75052
.69875
.70740
.71584
.72407
.73206
.67929
.68834
.69718
.70580
.71419
.66052
.66993
.67915
.68813
.69688
.64242
.65217
.66172
.67104
.68013
.62497
.63502
.64487
.65450
.66389
.60813
.61845
.62858
.63849
.64817
.59188
.60245
.61283
.62300
.63293
.57620
.58699
.59759
.60799
.61816
.56105
.57204
.58285
.59346
.60385
.54643
.55759
.56859
.57938
.58997
.53231
.54362
.55478
.56575
.57650
.51866
.53011
.54141
.55253
.56345
.50548
.51705
.52847
.53973
.55078
.49273
.50440
.51594
.52731
.53850
.48041
.49217
.50380
.51528
.52657
.46849
.48032
.49204
.50360
.51500
.45697
.46886
.48064
.49228
.50376
.44582
.45775
.46959
.48130
.49285
.43503
.44700
.45888
.47064
.48225
83
83
83
83
83
74
75
76
77
78
.75786
.76499
.77190
.77858
.78502
.73982
.74737
.75469
.76178
.76862
.72234
.73028
.73799
.74546
.75267
.70540
.71370
.72177
.72960
.73716
.68898
.69761
.70602
.71418
.72207
.67306
.68200
.69072
.69919
.70739
.65762
.66685
.67585
.68461
.69310
.64264
.65214
.66141
.67044
.67919
.62811
.63785
.64737
.65665
.66566
.61402
.62398
.63373
.64324
.65248
.60034
.61051
.62047
.63019
.63965
.58706
.59742
.60757
.61750
.62716
.57417
.58470
.59503
.60514
.61499
.56165
.57234
.58284
.59311
.60314
.54950
.56033
.57097
.58141
.59159
.53769
.54865
.55943
.57000
.58034
.52622
.53729
.54820
.55890
.56937
.51508
.52625
.53727
.54809
.55868
.50425
.51551
.52663
.53756
.54826
.49373
.50507
.51627
.52730
.53811
83
83
83
83
83
79
80
81
82
83
.79118
.79703
.80257
.80777
.81265
.77517
.78140
.78729
.79284
.79804
.75959
.76617
.77240
.77827
.78379
.74442
.75134
.75789
.76407
.76988
.72965
.73688
.74374
.75021
.75630
.71527
.72280
.72994
.73669
.74305
.70127
.70908
.71649
.72350
.73011
.68763
.69570
.70337
.71062
.71747
.67435
.68266
.69057
.69806
.70513
.66140
.66995
.67808
.68579
.69308
.64879
.65755
.66590
.67382
.68131
.63650
.64547
.65401
.66213
.66981
.62452
.63368
.64241
.65071
.65858
.61284
.62218
.63109
.63956
.64760
.60146
.61096
.62004
.62867
.63687
.59036
.60001
.60924
.61804
.62639
.57953
.58933
.59871
.60764
.61614
.56898
.57891
.58842
.59749
.60612
.55868
.56873
.57837
.58757
.59632
.54863
.55880
.56855
.57787
.58675
84
84
84
84
84
0
1
2
3
4
.21117
.20941
.21349
.21783
.22235
.18557
.18346
.18732
.19145
.19576
.16347
.16102
.16465
.16856
.17264
.14435
.14159
.14499
.14867
.15253
.12780
.12475
.12792
.13137
.13500
.11345
.11013
.11308
.11630
.11971
.10099
.09743
.10016
.10316
.10635
.09015
.08637
.08889
.09169
.09467
.08071
.07673
.07906
.08165
.08444
.07248
.06832
.07046
.07287
.07546
.06528
.06097
.06293
.06517
.06758
.05898
.05453
.05633
.05840
.06065
.05346
.04889
.05054
.05245
.05454
.04862
.04393
.04544
.04721
.04915
.04435
.03958
.04096
.04259
.04439
.04059
.03574
.03700
.03851
.04018
.03728
.03235
.03350
.03490
.03645
.03434
.02936
.03041
.03170
.03314
.03174
.02671
.02766
.02885
.03020
.02943
.02435
.02522
.02633
.02758
84
84
84
84
84
5
6
7
8
9
.22701
.23179
.23669
.24171
.24685
.20021
.20480
.20951
.21434
.21930
.17688
.18126
.18576
.19039
.19515
.15655
.16070
.16499
.16940
.17395
.13879
.14272
.14679
.15098
.15531
.12328
.12699
.13083
.13480
.13891
.10971
.11319
.11682
.12057
.12446
.09781
.10109
.10450
.10804
.11172
.08738
.09045
.09366
.09699
.10046
.07821
.08109
.08410
.08723
.09051
.07014
.07284
.07566
.07861
.08170
.06304
.06556
.06821
.07098
.07388
.05677
.05913
.06161
.06422
.06695
.05124
.05344
.05577
.05821
.06078
.04634
.04840
.05058
.05288
.05530
.04200
.04393
.04597
.04813
.05041
.03815
.03995
.04187
.04389
.04604
.03472
.03641
.03821
.04011
.04214
.03168
.03326
.03495
.03674
.03864
.02896
.03044
.03203
.03371
.03551
84
84
84
84
84
10
11
12
13
14
.25212
.25750
.26299
.26856
.27418
.22440
.22961
.23494
.24036
.24582
.20005
.20507
.21022
.21545
.22073
.17864
.18345
.18840
.19343
.19852
.15978
.16439
.16912
.17394
.17882
.14316
.14755
.15207
.15668
.16135
.12850
.13267
.13697
.14137
.14582
.11554
.11950
.12359
.12777
.13201
.10408
.10783
.11171
.11568
.11971
.09393
.09748
.10115
.10492
.10875
.08492
.08828
.09176
.09533
.09896
.07693
.08010
.08339
.08678
.09022
.06982
.07282
.07593
.07914
.08239
.06349
.06632
.06927
.07230
.07539
.05785
.06052
.06331
.06618
.06910
.05281
.05534
.05797
.06069
.06346
.04831
.05070
.05319
.05577
.05838
.04428
.04653
.04890
.05133
.05381
.04067
.04280
.04504
.04735
.04969
.03742
.03944
.04156
.04375
.04597
84
84
84
84
84
15
16
17
18
19
.27983
.28549
.29120
.29695
.30280
.25132
.25684
.26240
.26803
.27374
.22606
.23141
.23680
.24226
.24782
.20365
.20881
.21401
.21929
.22466
.18375
.18870
.19371
.19878
.20396
.16606
.17080
.17560
.18047
.18544
.15032
.15485
.15943
.16408
.16885
.13629
.14061
.14498
.14942
.15397
.12378
.12789
.13204
.13627
.14061
.11261
.11651
.12046
.12448
.12861
.10263
.10633
.11007
.11389
.11781
.09369
.09720
.10075
.10436
.10809
.08568
.08900
.09236
.09579
.09932
.07850
.08164
.08482
.08806
.09141
.07205
.07502
.07803
.08110
.08426
.06625
.06905
.07190
.07480
.07780
.06102
.06368
.06636
.06911
.07195
.05631
.05882
.06136
.06396
.06664
.05206
.05443
.05683
.05928
.06182
.04821
.05046
.05273
.05505
.05745
84
84
84
84
84
20
21
22
23
24
.30875
.31481
.32098
.32727
.33370
.27957
.28552
.29159
.29778
.30412
.25349
.25930
.26523
.27129
.27750
.23016
.23580
.24156
.24747
.25353
.20927
.21472
.22030
.22603
.23191
.19055
.19579
.20118
.20671
.21241
.17374
.17878
.18396
.18930
.19480
.15865
.16348
.16845
.17358
.17888
.14508
.14970
.15446
.15938
.16447
.13287
.13728
.14183
.14654
.15142
.12187
.12607
.13041
.13492
.13959
.11194
.11594
.12008
.12438
.12886
.10298
.10679
.11073
.11483
.11911
.09488
.09850
.10225
.10616
.11024
.08756
.09099
.09456
.09828
.10217
.08092
.08418
.08757
.09111
.09482
.07490
.07800
.08122
.08459
.08812
.06944
.07237
.07543
.07864
.08200
.06448
.06726
.07016
.07321
.07641
.05996
.06260
.06535
.06825
.07129
84
84
84
84
84
25
26
27
28
29
.34025
.34695
.35378
.36075
.36785
.31060
.31722
.32401
.33093
.33800
.28387
.29039
.29708
.30391
.31090
.25975
.26613
.27270
.27941
.28629
.23797
.24420
.25061
.25718
.26392
.21829
.22434
.23058
.23699
.24357
.20048
.20634
.21240
.21863
.22504
.18436
.19002
.19588
.20192
.20815
.16975
.17520
.18087
.18671
.19275
.15649
.16174
.16720
.17285
.17868
.14445
.14950
.15476
.16020
.16584
.13352
.13836
.14341
.14865
.15409
.12356
.12821
.13306
.13810
.14333
.11450
.11895
.12360
.12845
.13348
.10624
.11050
.11496
.11961
.12445
.09871
.10278
.10705
.11151
.11616
.09183
.09572
.09981
.10408
.10855
.08554
.08926
.09317
.09727
.10155
.07978
.08333
.08708
.09100
.09511
.07451
.07790
.08148
.08524
.08919
172
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
84
84
84
84
84
30
31
32
33
34
.37507
.38242
.38988
.39748
.40521
.34520
.35253
.36000
.36761
.37537
.31804
.32532
.33274
.34032
.34806
.29333
.30052
.30786
.31537
.32305
.27083
.27790
.28513
.29254
.30012
.25033
.25725
.26435
.27163
.27910
.23163
.23839
.24533
.25247
.25979
.21456
.22115
.22792
.23489
.24206
.19896
.20537
.21196
.21876
.22576
.18471
.19092
.19733
.20394
.21077
.17166
.17768
.18389
.19032
.19696
.15971
.16553
.17155
.17778
.18423
.14876
.15438
.16020
.16624
.17250
.13871
.14413
.14976
.15561
.16167
.12948
.13471
.14014
.14580
.15166
.12101
.12604
.13128
.13674
.14242
.11321
.11806
.12311
.12838
.13386
.10603
.11069
.11556
.12064
.12595
.09941
.10390
.10859
.11349
.11861
.09331
.09763
.10214
.10686
.11181
84
84
84
84
84
35
36
37
38
39
.41307
.42106
.42918
.43744
.44582
.38327
.39132
.39951
.40785
.41633
.35596
.36401
.37222
.38059
.38912
.33090
.33891
.34710
.35546
.36400
.30789
.31584
.32396
.33228
.34078
.28676
.29460
.30264
.31088
.31932
.26733
.27505
.28298
.29111
.29946
.24945
.25703
.26482
.27284
.28107
.23298
.24041
.24806
.25593
.26403
.21781
.22507
.23256
.24028
.24823
.20382
.21091
.21822
.22578
.23357
.19091
.19782
.20495
.21234
.21996
.17899
.18570
.19266
.19986
.20732
.16797
.17450
.18126
.18829
.19556
.15777
.16411
.17069
.17753
.18463
.14833
.15448
.16088
.16753
.17444
.13959
.14555
.15176
.15823
.16496
.13149
.13726
.14328
.14957
.15611
.12397
.12956
.13540
.14150
.14786
.11699
.12240
.12805
.13397
.14016
84
84
84
84
84
40
41
42
43
44
.45434
.46300
.47179
.48069
.48972
.42497
.43376
.44270
.45177
.46098
.39782
.40669
.41572
.42491
.43424
.37272
.38162
.39069
.39994
.40935
.34948
.35837
.36746
.37672
.38617
.32796
.33681
.34587
.35512
.36457
.30802
.31680
.32580
.33501
.34442
.28952
.29822
.30713
.31627
.32563
.27236
.28094
.28976
.29880
.30808
.25643
.26488
.27357
.28251
.29168
.24162
.24993
.25849
.26730
.27636
.22785
.23600
.24442
.25309
.26202
.21504
.22303
.23129
.23982
.24861
.20311
.21093
.21903
.22740
.23604
.19200
.19965
.20758
.21578
.22427
.18163
.18911
.19687
.20491
.21323
.17196
.17926
.18685
.19472
.20287
.16294
.17006
.17746
.18516
.19315
.15451
.16144
.16868
.17620
.18402
.14662
.15338
.16044
.16779
.17543
84
84
84
84
84
45
46
47
48
49
.49883
.50804
.51731
.52665
.53605
.47029
.47971
.48921
.49879
.50845
.44369
.45326
.46294
.47271
.48257
.41889
.42858
.43837
.44828
.45829
.39576
.40551
.41538
.42538
.43550
.37417
.38395
.39386
.40391
.41410
.35401
.36378
.37370
.38377
.39399
.33517
.34490
.35480
.36486
.37509
.31755
.32722
.33707
.34711
.35731
.30107
.31066
.32044
.33042
.34058
.28563
.29513
.30483
.31473
.32482
.27118
.28057
.29016
.29997
.30998
.25763
.26689
.27637
.28608
.29599
.24492
.25405
.26341
.27299
.28280
.23300
.24199
.25120
.26066
.27035
.22181
.23064
.23972
.24904
.25860
.21129
.21997
.22889
.23807
.24749
.20140
.20992
.21869
.22772
.23700
.19210
.20046
.20907
.21795
.22708
.18335
.19154
.19999
.20871
.21770
84
84
84
84
84
50
51
52
53
54
.54552
.55503
.56456
.57411
.58366
.51818
.52798
.53782
.54768
.55756
.49252
.50255
.51263
.52275
.53290
.46840
.47861
.48889
.49922
.50960
.44574
.45608
.46651
.47701
.48756
.42442
.43486
.44540
.45602
.46672
.40436
.41487
.42548
.43619
.44699
.38548
.39601
.40667
.41744
.42831
.36769
.37823
.38890
.39970
.41061
.35093
.36145
.37211
.38291
.39384
.33512
.34560
.35623
.36702
.37794
.32021
.33062
.34121
.35196
.36285
.30613
.31647
.32700
.33769
.34854
.29284
.30309
.31353
.32416
.33495
.28028
.29043
.30078
.31132
.32204
.26840
.27844
.28869
.29914
.30977
.25717
.26709
.27723
.28757
.29811
.24654
.25634
.26635
.27658
.28701
.23648
.24614
.25603
.26614
.27646
.22695
.23647
.24622
.25621
.26641
84
84
84
84
84
55
56
57
58
59
.59322
.60276
.61229
.62177
.63119
.56745
.57735
.58724
.59710
.60690
.54308
.55328
.56347
.57365
.58378
.52001
.53046
.54092
.55137
.56178
.49817
.50882
.51949
.53017
.54083
.47747
.48829
.49914
.51002
.52088
.45786
.46880
.47980
.49083
.50186
.43926
.45030
.46141
.47256
.48372
.42162
.43273
.44392
.45516
.46643
.40488
.41603
.42728
.43859
.44993
.38899
.40016
.41143
.42279
.43419
.37389
.38506
.39634
.40772
.41915
.35954
.37069
.38197
.39335
.40479
.34590
.35701
.36827
.37963
.39107
.33293
.34399
.35520
.36653
.37796
.32059
.33158
.34274
.35403
.36542
.30884
.31976
.33085
.34208
.35342
.29765
.30848
.31949
.33066
.34195
.28699
.29773
.30865
.31974
.33096
.27683
.28746
.29830
.30930
.32044
84
84
84
84
84
60
61
62
63
64
.64054
.64982
.65903
.66818
.67725
.61664
.62631
.63594
.64550
.65499
.59386
.60389
.61387
.62381
.63367
.57216
.58249
.59278
.60304
.61324
.55146
.56205
.57262
.58316
.59365
.53171
.54253
.55334
.56413
.57488
.51287
.52388
.53489
.54589
.55687
.49489
.50605
.51723
.52842
.53958
.47771
.48901
.50033
.51167
.52300
.46130
.47270
.48414
.49560
.50708
.44563
.45710
.46863
.48020
.49179
.43064
.44217
.45377
.46542
.47710
.41630
.42787
.43952
.45123
.46298
.40259
.41418
.42585
.43761
.44942
.38947
.40106
.41275
.42453
.43637
.37690
.38848
.40017
.41196
.42383
.36487
.37642
.38810
.39988
.41176
.35334
.36486
.37650
.38827
.40014
.34230
.35376
.36537
.37711
.38897
.33171
.34311
.35467
.36638
.37820
84
84
84
84
84
65
66
67
68
69
.68622
.69509
.70387
.71254
.72106
.66439
.67370
.68292
.69203
.70100
.64345
.65315
.66277
.67229
.68167
.62336
.63342
.64340
.65327
.66302
.60408
.61445
.62475
.63496
.64505
.58557
.59622
.60681
.61731
.62770
.56780
.57869
.58953
.60031
.61097
.55072
.56183
.57290
.58391
.59482
.53431
.54561
.55688
.56810
.57923
.51854
.53000
.54145
.55285
.56418
.50338
.51497
.52657
.53814
.54964
.48880
.50051
.51224
.52394
.53559
.47477
.48658
.49841
.51024
.52202
.46127
.47315
.48508
.49701
.50890
.44827
.46022
.47222
.48424
.49623
.43576
.44775
.45981
.47190
.48396
.42371
.43573
.44783
.45997
.47211
.41210
.42414
.43627
.44845
.46064
.40091
.41296
.42511
.43731
.44954
.39013
.40217
.41432
.42655
.43880
84
84
84
84
84
70
71
72
73
74
.72941
.73757
.74551
.75323
.76074
.70980
.71840
.72679
.73495
.74289
.69088
.69989
.70868
.71725
.72559
.67261
.68200
.69117
.70011
.70882
.65497
.66470
.67422
.68350
.69256
.63794
.64798
.65781
.66741
.67680
.62148
.63181
.64193
.65183
.66150
.60559
.61618
.62656
.63672
.64666
.59022
.60105
.61167
.62207
.63227
.57537
.58641
.59725
.60787
.61829
.56102
.57224
.58327
.59410
.60473
.54713
.55852
.56974
.58075
.59156
.53370
.54524
.55661
.56779
.57878
.52071
.53238
.54389
.55521
.56636
.50814
.51992
.53156
.54301
.55430
.49597
.50785
.51960
.53117
.54258
.48419
.49616
.50800
.51967
.53119
.47278
.48482
.49674
.50850
.52013
.46173
.47383
.48582
.49766
.50937
.45102
.46318
.47522
.48713
.49891
84
84
84
84
84
75
76
77
78
79
.76804
.77513
.78200
.78862
.79498
.75062
.75814
.76543
.77247
.77922
.73372
.74164
.74932
.75675
.76388
.71733
.72561
.73366
.74145
.74895
.70141
.71004
.71844
.72657
.73440
.68597
.69492
.70363
.71208
.72023
.67097
.68022
.68923
.69798
.70642
.65640
.66593
.67523
.68425
.69297
.64226
.65204
.66160
.67089
.67986
.62852
.63854
.64834
.65787
.66709
.61517
.62541
.63543
.64519
.65463
.60220
.61264
.62287
.63284
.64250
.58959
.60022
.61064
.62080
.63066
.57733
.58813
.59873
.60907
.61912
.56542
.57637
.58713
.59765
.60786
.55383
.56493
.57584
.58651
.59688
.54257
.55379
.56483
.57565
.58617
.53161
.54295
.55411
.56506
.57572
.52095
.53239
.54367
.55474
.56552
.51057
.52211
.53349
.54467
.55557
173
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
84
84
84
84
84
80
81
82
83
84
.80103
.80676
.81216
.81724
.82201
.78567
.79177
.79752
.80294
.80804
.77069
.77715
.78324
.78898
.79439
.75610
.76289
.76931
.77535
.78106
.74188
.74898
.75570
.76204
.76803
.72802
.73542
.74243
.74904
.75529
.71450
.72219
.72947
.73634
.74285
.70132
.70927
.71681
.72394
.73069
.68847
.69667
.70445
.71182
.71880
.67594
.68438
.69239
.69998
.70717
.66371
.67237
.68060
.68840
.69581
.65178
.66065
.66909
.67709
.68469
.64014
.64921
.65784
.66604
.67382
.62879
.63804
.64685
.65523
.66319
.61770
.62713
.63612
.64466
.65279
.60689
.61648
.62562
.63433
.64262
.59633
.60607
.61537
.62422
.63266
.58601
.59590
.60534
.61434
.62292
.57595
.58596
.59554
.60467
.61339
.56611
.57625
.58595
.59521
.60406
85
85
85
85
85
0
1
2
3
4
.21126
.20944
.21351
.21785
.22236
.18567
.18348
.18734
.19147
.19577
.16357
.16104
.16467
.16858
.17266
.14446
.14162
.14502
.14869
.15255
.12791
.12478
.12795
.13139
.13502
.11357
.11016
.11310
.11632
.11973
.10111
.09746
.10018
.10319
.10638
.09028
.08640
.08892
.09171
.09469
.08084
.07677
.07908
.08168
.08446
.07261
.06835
.07049
.07290
.07549
.06542
.06100
.06296
.06519
.06761
.05913
.05457
.05636
.05843
.06067
.05361
.04893
.05057
.05248
.05457
.04877
.04397
.04548
.04724
.04918
.04451
.03961
.04099
.04262
.04442
.04075
.03578
.03703
.03854
.04021
.03744
.03239
.03353
.03493
.03648
.03450
.02940
.03044
.03173
.03317
.03191
.02675
.02770
.02889
.03023
.02960
.02440
.02526
.02636
.02761
85
85
85
85
85
5
6
7
8
9
.22702
.23181
.23671
.24173
.24688
.20023
.20482
.20954
.21437
.21934
.17691
.18128
.18579
.19042
.19518
.15657
.16072
.16501
.16943
.17398
.13882
.14275
.14682
.15101
.15534
.12331
.12701
.13086
.13483
.13895
.10973
.11322
.11685
.12060
.12450
.09784
.10111
.10453
.10807
.11176
.08740
.09048
.09369
.09702
.10050
.07824
.08112
.08413
.08727
.09055
.07017
.07287
.07570
.07865
.08174
.06307
.06559
.06825
.07102
.07393
.05680
.05916
.06165
.06425
.06699
.05127
.05347
.05581
.05825
.06083
.04637
.04843
.05062
.05292
.05534
.04203
.04396
.04601
.04817
.05045
.03818
.03998
.04191
.04394
.04609
.03476
.03645
.03825
.04016
.04218
.03171
.03329
.03499
.03678
.03869
.02899
.03048
.03207
.03376
.03556
85
85
85
85
85
10
11
12
13
14
.25215
.25754
.26304
.26861
.27423
.22443
.22965
.23499
.24041
.24588
.20009
.20512
.21027
.21550
.22080
.17867
.18350
.18845
.19349
.19858
.15982
.16443
.16917
.17400
.17889
.14321
.14760
.15212
.15674
.16142
.12854
.13272
.13703
.14143
.14589
.11559
.11955
.12365
.12784
.13209
.10413
.10788
.11177
.11575
.11979
.09398
.09753
.10122
.10499
.10883
.08497
.08834
.09183
.09541
.09904
.07698
.08016
.08346
.08686
.09030
.06987
.07288
.07600
.07922
.08248
.06354
.06638
.06934
.07238
.07548
.05790
.06058
.06338
.06626
.06919
.05287
.05540
.05805
.06078
.06355
.04837
.05076
.05327
.05585
.05847
.04434
.04660
.04897
.05142
.05391
.04072
.04287
.04511
.04743
.04979
.03748
.03951
.04164
.04384
.04607
85
85
85
85
85
15
16
17
18
19
.27988
.28556
.29126
.29702
.30287
.25138
.25691
.26247
.26810
.27382
.22612
.23148
.23688
.24234
.24790
.20372
.20888
.21409
.21937
.22475
.18382
.18878
.19379
.19887
.20405
.16614
.17089
.17569
.18055
.18553
.15040
.15493
.15952
.16418
.16894
.13637
.14070
.14507
.14951
.15406
.12387
.12798
.13214
.13637
.14071
.11270
.11661
.12056
.12458
.12871
.10272
.10642
.11017
.11399
.11792
.09379
.09729
.10085
.10447
.10820
.08578
.08910
.09247
.09590
.09943
.07860
.08174
.08493
.08818
.09153
.07215
.07512
.07814
.08121
.08438
.06635
.06916
.07201
.07492
.07792
.06112
.06378
.06648
.06923
.07207
.05641
.05893
.06148
.06408
.06676
.05216
.05454
.05695
.05941
.06195
.04832
.05057
.05285
.05517
.05758
85
85
85
85
85
20
21
22
23
24
.30882
.31489
.32106
.32735
.33378
.27965
.28560
.29167
.29787
.30421
.25358
.25938
.26531
.27138
.27759
.23025
.23589
.24165
.24756
.25363
.20936
.21481
.22040
.22613
.23202
.19064
.19589
.20128
.20682
.21252
.17384
.17888
.18407
.18941
.19491
.15875
.16359
.16856
.17369
.17899
.14519
.14981
.15457
.15949
.16459
.13298
.13739
.14194
.14666
.15154
.12198
.12618
.13053
.13504
.13972
.11206
.11606
.12021
.12451
.12899
.10310
.10691
.11086
.11496
.11924
.09500
.09862
.10238
.10629
.11038
.08768
.09112
.09469
.09842
.10231
.08105
.08431
.08770
.09125
.09496
.07503
.07813
.08135
.08472
.08826
.06957
.07251
.07557
.07878
.08214
.06461
.06739
.07030
.07335
.07656
.06009
.06273
.06549
.06839
.07144
85
85
85
85
85
25
26
27
28
29
.34034
.34703
.35388
.36085
.36795
.31069
.31732
.32411
.33104
.33811
.28396
.29049
.29718
.30402
.31102
.25985
.26624
.27281
.27953
.28642
.23808
.24431
.25072
.25730
.26405
.21840
.22445
.23070
.23711
.24371
.20060
.20646
.21252
.21876
.22518
.18448
.19015
.19601
.20206
.20830
.16987
.17533
.18100
.18685
.19290
.15662
.16188
.16734
.17299
.17884
.14459
.14964
.15490
.16035
.16599
.13365
.13850
.14356
.14881
.15425
.12370
.12835
.13321
.13826
.14350
.11464
.11910
.12376
.12861
.13365
.10639
.11065
.11512
.11977
.12462
.09886
.10293
.10721
.11168
.11634
.09198
.09587
.09997
.10425
.10873
.08569
.08941
.09334
.09744
.10174
.07994
.08349
.08725
.09118
.09530
.07467
.07806
.08165
.08542
.08937
85
85
85
85
85
30
31
32
33
34
.37518
.38253
.39000
.39761
.40534
.34531
.35265
.36013
.36775
.37551
.31816
.32545
.33288
.34047
.34821
.29346
.30065
.30800
.31553
.32321
.27097
.27804
.28528
.29270
.30029
.25047
.25740
.26451
.27180
.27927
.23177
.23854
.24550
.25264
.25998
.21471
.22131
.22809
.23507
.24225
.19912
.20553
.21214
.21895
.22596
.18487
.19109
.19751
.20413
.21097
.17183
.17785
.18408
.19052
.19716
.15988
.16571
.17174
.17799
.18444
.14893
.15456
.16040
.16645
.17271
.13889
.14432
.14996
.15582
.16189
.12967
.13491
.14035
.14601
.15189
.12119
.12624
.13149
.13696
.14265
.11340
.11825
.12332
.12860
.13410
.10622
.11089
.11577
.12087
.12618
.09961
.10410
.10880
.11372
.11885
.09351
.09783
.10236
.10710
.11205
85
85
85
85
85
35
36
37
38
39
.41322
.42122
.42934
.43761
.44601
.38343
.39148
.39968
.40803
.41653
.35612
.36418
.37240
.38079
.38934
.33107
.33910
.34729
.35567
.36422
.30807
.31603
.32417
.33250
.34102
.28694
.29480
.30285
.31111
.31956
.26752
.27526
.28320
.29135
.29971
.24965
.25724
.26505
.27308
.28133
.23319
.24063
.24829
.25618
.26430
.21803
.22530
.23280
.24054
.24851
.20404
.21114
.21847
.22604
.23386
.19114
.19805
.20521
.21261
.22026
.17922
.18595
.19292
.20014
.20762
.16820
.17475
.18153
.18857
.19587
.15801
.16437
.17096
.17782
.18494
.14858
.15474
.16115
.16783
.17476
.13984
.14582
.15204
.15853
.16528
.13174
.13753
.14357
.14987
.15644
.12422
.12983
.13569
.14181
.14819
.11724
.12267
.12835
.13429
.14049
85
85
85
85
85
40
41
42
43
44
.45454
.46322
.47202
.48095
.49000
.42519
.43399
.44295
.45204
.46128
.39805
.40694
.41599
.42520
.43455
.37296
.38188
.39098
.40025
.40968
.34973
.35865
.36775
.37704
.38652
.32822
.33710
.34618
.35546
.36493
.30829
.31710
.32612
.33536
.34480
.28981
.29852
.30746
.31663
.32602
.27265
.28126
.29010
.29917
.30848
.25673
.26520
.27392
.28289
.29210
.24193
.25026
.25885
.26769
.27678
.22817
.23634
.24479
.25349
.26246
.21536
.22338
.23167
.24023
.24905
.20344
.21129
.21942
.22782
.23650
.19233
.20001
.20797
.21621
.22473
.18197
.18948
.19727
.20534
.21370
.17231
.17964
.18725
.19516
.20335
.16329
.17044
.17788
.18561
.19364
.15486
.16183
.16909
.17665
.18451
.14698
.15377
.16086
.16825
.17593
174
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
85
85
85
85
85
45
46
47
48
49
.49914
.50837
.51768
.52705
.53649
.47061
.48006
.48959
.49921
.50891
.44404
.45364
.46335
.47315
.48305
.41926
.42897
.43880
.44874
.45880
.39614
.40592
.41583
.42587
.43603
.37457
.38438
.39433
.40442
.41466
.35442
.36423
.37418
.38430
.39457
.33559
.34537
.35530
.36541
.37569
.31799
.32770
.33760
.34767
.35793
.30152
.31115
.32098
.33100
.34122
.28610
.29564
.30538
.31533
.32548
.27165
.28109
.29073
.30058
.31065
.25812
.26742
.27695
.28670
.29668
.24542
.25459
.26400
.27363
.28350
.23351
.24254
.25181
.26132
.27106
.22232
.23120
.24033
.24970
.25932
.21181
.22054
.22951
.23875
.24823
.20193
.21050
.21932
.22841
.23775
.19264
.20105
.20971
.21864
.22784
.18389
.19214
.20064
.20942
.21846
85
85
85
85
85
50
51
52
53
54
.54599
.55554
.56511
.57471
.58432
.51868
.52852
.53841
.54832
.55826
.49305
.50312
.51325
.52343
.53364
.46896
.47922
.48955
.49994
.51037
.44632
.45672
.46720
.47776
.48837
.42503
.43553
.44612
.45680
.46756
.40499
.41555
.42623
.43700
.44787
.38613
.39673
.40744
.41828
.42922
.36836
.37896
.38970
.40057
.41155
.35162
.36220
.37293
.38381
.39481
.33583
.34637
.35708
.36793
.37893
.32093
.33142
.34208
.35290
.36387
.30688
.31729
.32788
.33865
.34958
.29360
.30392
.31443
.32514
.33601
.28105
.29127
.30170
.31232
.32312
.26919
.27930
.28962
.30015
.31087
.25797
.26797
.27818
.28860
.29923
.24736
.25722
.26731
.27763
.28815
.23731
.24704
.25701
.26720
.27761
.22779
.23738
.24721
.25728
.26758
85
85
85
85
85
55
56
57
58
59
.59392
.60353
.61311
.62266
.63215
.56821
.57817
.58812
.59805
.60792
.54388
.55414
.56441
.57466
.58487
.52085
.53136
.54190
.55243
.56293
.49905
.50977
.52052
.53129
.54203
.47839
.48928
.50022
.51117
.52212
.45881
.46984
.48092
.49203
.50315
.44025
.45137
.46257
.47381
.48507
.42264
.43383
.44511
.45645
.46782
.40593
.41717
.42850
.43991
.45136
.39006
.40132
.41269
.42415
.43565
.37499
.38625
.39764
.40911
.42066
.36067
.37191
.38329
.39477
.40633
.34705
.35826
.36961
.38109
.39264
.33410
.34526
.35658
.36802
.37956
.32178
.33288
.34414
.35554
.36705
.31005
.32107
.33227
.34362
.35508
.29888
.30982
.32094
.33222
.34363
.28824
.29908
.31012
.32132
.33267
.27810
.28884
.29978
.31090
.32217
85
85
85
85
85
60
61
62
63
64
.64157
.65093
.66023
.66946
.67862
.61774
.62750
.63721
.64687
.65645
.59503
.60514
.61522
.62525
.63522
.57339
.58381
.59420
.60456
.61487
.55274
.56343
.57411
.58476
.59537
.53306
.54397
.55489
.56579
.57666
.51427
.52538
.53650
.54762
.55872
.49633
.50760
.51890
.53021
.54151
.47920
.49061
.50205
.51351
.52498
.46284
.47435
.48591
.49751
.50912
.44720
.45880
.47045
.48215
.49389
.43225
.44391
.45563
.46742
.47925
.41796
.42965
.44143
.45328
.46519
.40428
.41599
.42780
.43970
.45167
.39119
.40291
.41474
.42666
.43867
.37866
.39037
.40219
.41414
.42616
.36665
.37834
.39016
.40210
.41413
.35515
.36680
.37860
.39052
.40256
.34413
.35574
.36749
.37939
.39141
.33357
.34511
.35682
.36868
.38068
85
85
85
85
85
65
66
67
68
69
.68769
.69667
.70556
.71435
.72299
.66596
.67538
.68472
.69396
.70307
.64512
.65494
.66468
.67433
.68385
.62511
.63529
.64541
.65543
.66533
.60592
.61641
.62686
.63722
.64746
.58749
.59827
.60900
.61967
.63022
.56979
.58082
.59182
.60275
.61359
.55278
.56403
.57527
.58644
.59753
.53644
.54789
.55932
.57072
.58203
.52073
.53235
.54396
.55555
.56706
.50563
.51739
.52916
.54091
.55260
.49110
.50298
.51489
.52678
.53863
.47713
.48911
.50113
.51315
.52513
.46368
.47574
.48785
.49998
.51209
.45073
.46286
.47505
.48727
.49947
.43826
.45044
.46269
.47498
.48727
.42626
.43846
.45076
.46311
.47547
.41469
.42692
.43925
.45164
.46405
.40354
.41577
.42812
.44055
.45301
.39279
.40502
.41738
.42982
.44231
85
85
85
85
85
70
71
72
73
74
.73148
.73977
.74786
.75573
.76339
.71201
.72076
.72930
.73762
.74572
.69321
.70238
.71134
.72007
.72860
.67507
.68462
.69397
.70308
.71199
.65755
.66745
.67715
.68662
.69588
.64063
.65085
.66088
.67067
.68026
.62428
.63480
.64512
.65522
.66511
.60849
.61927
.62986
.64023
.65040
.59322
.60424
.61508
.62570
.63613
.57846
.58970
.60076
.61161
.62227
.56419
.57563
.58689
.59795
.60882
.55039
.56200
.57344
.58469
.59576
.53703
.54880
.56041
.57183
.58307
.52411
.53602
.54777
.55934
.57075
.51161
.52363
.53551
.54723
.55878
.49950
.51163
.52363
.53546
.54715
.48778
.50000
.51210
.52404
.53584
.47643
.48873
.50091
.51294
.52485
.46544
.47780
.49005
.50217
.51416
.45478
.46719
.47951
.49169
.50377
85
85
85
85
85
75
76
77
78
79
.77085
.77812
.78516
.79197
.79852
.75363
.76133
.76881
.77604
.78300
.73691
.74502
.75290
.76054
.76789
.72069
.72918
.73744
.74545
.75317
.70494
.71378
.72240
.73077
.73883
.68964
.69882
.70777
.71647
.72486
.67479
.68428
.69354
.70254
.71124
.66037
.67014
.67969
.68898
.69797
.64636
.65640
.66621
.67578
.68503
.63274
.64303
.65309
.66291
.67242
.61951
.63002
.64032
.65037
.66012
.60666
.61738
.62789
.63816
.64813
.59416
.60507
.61578
.62626
.63643
.58200
.59309
.60399
.61465
.62502
.57019
.58144
.59250
.60334
.61389
.55869
.57009
.58131
.59231
.60303
.54751
.55904
.57041
.58156
.59243
.53663
.54829
.55978
.57107
.58208
.52605
.53781
.54942
.56084
.57198
.51574
.52761
.53933
.55086
.56213
85
85
85
85
85
80
81
82
83
84
.80476
.81068
.81627
.82154
.82651
.78965
.79596
.80192
.80754
.81284
.77492
.78159
.78790
.79386
.79949
.76056
.76758
.77422
.78050
.78643
.74655
.75390
.76087
.76745
.77367
.73290
.74056
.74782
.75469
.76120
.71959
.72754
.73508
.74223
.74900
.70660
.71483
.72264
.73004
.73707
.69393
.70242
.71049
.71814
.72540
.68156
.69030
.69861
.70650
.71399
.66950
.67847
.68701
.69512
.70283
.65773
.66692
.67567
.68399
.69191
.64624
.65563
.66459
.67311
.68122
.63502
.64461
.65376
.66246
.67076
.62407
.63384
.64317
.65205
.66053
.61338
.62332
.63281
.64187
.65051
.60294
.61303
.62269
.63191
.64071
.59274
.60299
.61279
.62216
.63111
.58278
.59316
.60311
.61262
.62171
.57305
.58356
.59364
.60328
.61251
85 85 .83118 .81784 .80480 .79204
86 0 .21134 .18576 .16366 .14456
86 1 .20946 .18350 .16107 .14164
86 2 .21353 .18736 .16469 .14504
86 3 .21787 .19149 .16860 .14871
.77956
.12802
.12480
.12797
.13141
.76735
.11368
.11019
.11313
.11635
.75541
.10123
.09749
.10021
.10321
.74373
.09040
.08643
.08894
.09174
.73229
.08097
.07680
.07911
.08170
.72110
.07274
.06839
.07051
.07292
.71015
.06556
.06103
.06299
.06522
.69944
.05927
.05460
.05639
.05846
.68894
.05376
.04896
.05060
.05251
.67867
.04892
.04401
.04551
.04727
.66861
.04466
.03965
.04102
.04265
.65876
.04091
.03581
.03706
.03857
.64911
.03759
.03243
.03356
.03496
.63966
.03467
.02943
.03047
.03176
.63041
.03207
.02678
.02773
.02892
.62134
.02976
.02443
.02529
.02639
86
86
86
86
86
.13504
.13884
.14277
.14684
.15104
.11976
.12333
.12704
.13088
.13486
.10640
.10975
.11324
.11687
.12063
.09472
.09786
.10114
.10456
.10810
.08449
.08743
.09050
.09372
.09706
.07551
.07826
.08114
.08416
.08730
.06763
.07020
.07290
.07573
.07868
.06070
.06310
.06562
.06828
.07105
.05459
.05683
.05919
.06168
.06429
.04921
.05129
.05350
.05584
.05829
.04445
.04640
.04846
.05065
.05295
.04024
.04206
.04399
.04604
.04820
.03651
.03821
.04001
.04194
.04397
.03320
.03478
.03648
.03828
.04020
.03026
.03174
.03332
.03502
.03682
.02764
.02902
.03051
.03210
.03380
4
5
6
7
8
.22238
.22704
.23183
.23673
.24176
.19579
.20025
.20484
.20956
.21439
.17268
.17692
.18130
.18581
.19044
.15257
.15659
.16074
.16504
.16945
175
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
86
86
86
86
86
9
10
11
12
13
.24690
.25218
.25757
.26308
.26866
.21936
.22447
.22969
.23503
.24046
.19521
.20012
.20515
.21031
.21555
.17401
.17871
.18354
.18849
.19354
.15538
.15986
.16448
.16922
.17406
.13898
.14325
.14765
.15217
.15680
.12453
.12858
.13277
.13708
.14149
.11179
.11563
.11960
.12370
.12790
.10054
.10417
.10793
.11183
.11582
.09059
.09402
.09758
.10127
.10506
.08178
.08502
.08839
.09189
.09548
.07397
.07702
.08021
.08352
.08693
.06703
.06992
.07293
.07606
.07929
.06087
.06359
.06644
.06940
.07246
.05539
.05795
.06064
.06345
.06634
.05050
.05292
.05546
.05811
.06085
.04613
.04842
.05082
.05333
.05593
.04223
.04439
.04666
.04904
.05150
.03874
.04078
.04293
.04518
.04751
.03560
.03753
.03957
.04171
.04392
86
86
86
86
86
14
15
16
17
18
.27428
.27994
.28561
.29132
.29708
.24593
.25144
.25697
.26254
.26817
.22085
.22618
.23154
.23694
.24241
.19864
.20378
.20895
.21416
.21944
.17895
.18389
.18885
.19387
.19895
.16148
.16621
.17096
.17576
.18064
.14596
.15047
.15501
.15960
.16426
.13215
.13645
.14078
.14515
.14960
.11986
.12395
.12806
.13223
.13646
.10890
.11278
.11669
.12065
.12467
.09912
.10280
.10651
.11027
.11409
.09038
.09387
.09739
.10095
.10457
.08256
.08587
.08920
.09257
.09600
.07556
.07869
.08184
.08503
.08828
.06927
.07224
.07522
.07824
.08132
.06363
.06644
.06926
.07212
.07503
.05856
.06122
.06389
.06659
.06934
.05399
.05651
.05903
.06159
.06419
.04988
.05226
.05465
.05706
.05952
.04616
.04842
.05068
.05296
.05529
86
86
86
86
86
19
20
21
22
23
.30293
.30889
.31496
.32113
.32743
.27389
.27972
.28567
.29175
.29795
.24797
.25365
.25946
.26539
.27146
.22482
.23033
.23597
.24174
.24765
.20413
.20945
.21490
.22048
.22622
.18562
.19073
.19598
.20137
.20691
.16903
.17393
.17898
.18416
.18950
.15416
.15885
.16368
.16866
.17379
.14080
.14528
.14991
.15467
.15960
.12881
.13308
.13749
.14205
.14677
.11802
.12208
.12629
.13064
.13515
.10830
.11216
.11617
.12032
.12462
.09954
.10321
.10702
.11097
.11508
.09163
.09511
.09874
.10250
.10641
.08449
.08779
.09123
.09481
.09854
.07803
.08116
.08443
.08783
.09138
.07218
.07515
.07825
.08147
.08485
.06688
.06969
.07263
.07569
.07891
.06207
.06473
.06752
.07043
.07348
.05769
.06021
.06286
.06562
.06852
86
86
86
86
86
24
25
26
27
28
.33385
.34042
.34712
.35396
.36094
.30429
.31077
.31741
.32420
.33113
.27768
.28405
.29058
.29728
.30413
.25371
.25994
.26634
.27291
.27964
.23211
.23818
.24441
.25083
.25741
.21262
.21850
.22456
.23081
.23723
.19501
.20070
.20657
.21264
.21888
.17910
.18459
.19026
.19613
.20219
.16470
.16998
.17545
.18113
.18698
.15166
.15674
.16200
.16747
.17313
.13983
.14471
.14977
.15503
.16049
.12911
.13377
.13863
.14369
.14895
.11936
.12383
.12848
.13335
.13840
.11050
.11477
.11923
.12390
.12876
.10244
.10652
.11079
.11526
.11992
.09509
.09899
.10307
.10736
.11183
.08839
.09211
.09602
.10012
.10441
.08228
.08583
.08956
.09349
.09760
.07669
.08008
.08364
.08740
.09134
.07158
.07481
.07821
.08181
.08558
86
86
86
86
86
29
30
31
32
33
.36805
.37528
.38263
.39011
.39773
.33821
.34542
.35276
.36025
.36788
.31113
.31827
.32556
.33300
.34060
.28653
.29358
.30078
.30814
.31566
.26417
.27109
.27817
.28542
.29285
.24383
.25060
.25754
.26465
.27195
.22531
.23191
.23869
.24565
.25280
.20843
.21485
.22145
.22824
.23524
.19303
.19927
.20569
.21230
.21912
.17898
.18502
.19125
.19767
.20431
.16614
.17198
.17801
.18425
.19069
.15440
.16004
.16588
.17191
.17817
.14365
.14910
.15473
.16057
.16664
.13381
.13905
.14450
.15014
.15601
.12478
.12983
.13508
.14053
.14621
.11650
.12136
.12642
.13168
.13716
.10890
.11357
.11844
.12351
.12880
.10190
.10640
.11108
.11597
.12108
.09547
.09979
.10429
.10900
.11393
.08955
.09369
.09802
.10256
.10731
86
86
86
86
86
34
35
36
37
38
.40547
.41335
.42135
.42949
.43777
.37564
.38357
.39163
.39984
.40820
.34835
.35627
.36434
.37257
.38097
.32336
.33122
.33926
.34747
.35586
.30045
.30824
.31620
.32435
.33270
.27943
.28711
.29498
.30305
.31131
.26014
.26770
.27544
.28340
.29156
.24243
.24983
.25744
.26526
.27330
.22614
.23338
.24083
.24851
.25641
.21115
.21822
.22551
.23302
.24077
.19735
.20424
.21135
.21870
.22629
.18464
.19134
.19827
.20544
.21286
.17291
.17943
.18617
.19316
.20040
.16209
.16842
.17497
.18177
.18883
.15210
.15823
.16460
.17121
.17809
.14286
.14880
.15498
.16141
.16810
.13431
.14007
.14606
.15230
.15880
.12640
.13197
.13778
.14383
.15015
.11907
.12446
.13008
.13595
.14209
.11227
.11748
.12292
.12861
.13457
86
86
86
86
86
39
40
41
42
43
.44618
.45473
.46341
.47224
.48118
.41671
.42538
.43420
.44318
.45229
.38953
.39826
.40716
.41623
.42546
.36442
.37317
.38211
.39123
.40052
.34123
.34996
.35889
.36802
.37733
.31978
.32846
.33735
.34645
.35576
.29994
.30854
.31736
.32641
.33567
.28157
.29006
.29880
.30776
.31695
.26454
.27292
.28154
.29041
.29951
.24876
.25700
.26549
.27424
.28323
.23412
.24221
.25056
.25917
.26804
.22052
.22845
.23665
.24512
.25386
.20789
.21565
.22369
.23201
.24060
.19615
.20374
.21161
.21977
.22820
.18522
.19264
.20034
.20833
.21660
.17505
.18228
.18981
.19763
.20574
.16557
.17263
.17998
.18762
.19556
.15674
.16361
.17078
.17825
.18602
.14849
.15519
.16218
.16947
.17707
.14080
.14731
.15413
.16125
.16866
86
86
86
86
86
44
45
46
47
48
.49025
.49942
.50867
.51800
.52740
.46154
.47091
.48038
.48994
.49959
.43484
.44435
.45398
.46371
.47355
.40998
.41958
.42933
.43919
.44917
.38683
.39649
.40630
.41624
.42631
.36526
.37493
.38477
.39475
.40489
.34514
.35479
.36463
.37462
.38478
.32637
.33598
.34578
.35576
.36591
.30884
.31839
.32814
.33807
.34819
.29247
.30193
.31160
.32147
.33153
.27717
.28652
.29610
.30588
.31587
.26285
.27209
.28155
.29124
.30114
.24946
.25856
.26791
.27747
.28728
.23691
.24587
.25509
.26453
.27422
.22515
.23397
.24304
.25235
.26191
.21413
.22279
.23171
.24088
.25031
.20379
.21229
.22106
.23008
.23936
.19408
.20241
.21103
.21990
.22903
.18496
.19313
.20158
.21029
.21928
.17639
.18439
.19268
.20123
.21006
86
86
86
86
86
49
50
51
52
53
.53687
.54641
.55600
.56561
.57525
.50932
.51913
.52901
.53894
.54890
.48349
.49352
.50364
.51382
.52404
.45926
.46946
.47977
.49014
.50058
.43652
.44685
.45729
.46782
.47843
.41516
.42558
.43612
.44677
.45751
.39509
.40556
.41618
.42690
.43774
.37623
.38672
.39737
.40814
.41904
.35849
.36897
.37963
.39042
.40135
.34179
.35225
.36289
.37368
.38461
.32607
.33648
.34708
.35784
.36877
.31126
.32160
.33214
.34286
.35375
.29730
.30755
.31802
.32868
.33952
.28413
.29429
.30467
.31526
.32603
.27171
.28176
.29204
.30253
.31323
.25998
.26991
.28009
.29048
.30108
.24890
.25871
.26876
.27904
.28954
.23843
.24810
.25803
.26820
.27859
.22853
.23806
.24786
.25790
.26817
.21917
.22855
.23821
.24812
.25827
86
86
86
86
86
54
55
56
57
58
.58490
.59456
.60422
.61386
.62347
.55888
.56889
.57890
.58892
.59891
.53430
.54460
.55492
.56525
.57557
.51107
.52161
.53219
.54279
.55339
.48911
.49984
.51063
.52146
.53229
.46833
.47922
.49018
.50119
.51222
.44866
.45968
.47077
.48193
.49313
.43004
.44114
.45234
.46362
.47494
.41240
.42357
.43484
.44620
.45762
.39568
.40688
.41820
.42962
.44112
.37983
.39104
.40238
.41384
.42539
.36480
.37600
.38734
.39881
.41039
.35053
.36170
.37302
.38449
.39607
.33698
.34811
.35940
.37085
.38242
.32411
.33518
.34642
.35783
.36938
.31188
.32287
.33406
.34542
.35692
.30025
.31116
.32228
.33357
.34502
.28919
.30001
.31104
.32226
.33365
.27867
.28939
.30032
.31146
.32278
.26865
.27926
.29009
.30114
.31237
176
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
86
86
86
86
86
59
60
61
62
63
.63302
.64251
.65193
.66131
.67062
.60885
.61874
.62857
.63836
.64811
.58585
.59609
.60628
.61644
.62656
.56396
.57450
.58500
.59549
.60595
.54311
.55391
.56469
.57546
.58621
.52326
.53428
.54528
.55630
.56730
.50433
.51554
.52674
.53796
.54919
.48629
.49765
.50902
.52042
.53184
.46908
.48056
.49207
.50362
.51520
.45266
.46424
.47586
.48753
.49925
.43699
.44864
.46035
.47211
.48394
.42203
.43373
.44550
.45734
.46926
.40774
.41947
.43128
.44318
.45516
.39408
.40582
.41766
.42959
.44162
.38103
.39277
.40460
.41656
.42862
.36854
.38026
.39209
.40405
.41613
.35660
.36829
.38010
.39205
.40413
.34517
.35682
.36859
.38052
.39259
.33423
.34582
.35755
.36944
.38149
.32376
.33528
.34696
.35880
.37081
86
86
86
86
86
64
65
66
67
68
.67986
.68902
.69810
.70710
.71599
.65778
.66738
.67691
.68636
.69571
.63663
.64662
.65655
.66642
.67619
.61636
.62671
.63700
.64723
.65739
.59692
.60759
.61820
.62878
.63927
.57829
.58923
.60014
.61101
.62181
.56041
.57160
.58276
.59390
.60499
.54326
.55466
.56605
.57743
.58876
.52679
.53838
.54997
.56156
.57311
.51099
.52274
.53449
.54627
.55802
.49580
.50769
.51960
.53153
.54345
.48122
.49322
.50525
.51732
.52939
.46720
.47929
.49143
.50362
.51582
.45373
.46589
.47811
.49040
.50271
.44077
.45299
.46528
.47765
.49006
.42831
.44057
.45291
.46534
.47783
.41632
.42860
.44098
.45346
.46601
.40477
.41707
.42947
.44199
.45458
.39366
.40596
.41837
.43091
.44354
.38296
.39524
.40766
.42021
.43286
86
86
86
86
86
69
70
71
72
73
.72475
.73336
.74178
.75000
.75801
.70494
.71402
.72290
.73159
.74006
.68585
.69534
.70466
.71377
.72266
.66743
.67732
.68702
.69653
.70581
.64966
.65991
.66997
.67984
.68949
.63252
.64309
.65349
.66368
.67367
.61598
.62685
.63754
.64804
.65833
.60002
.61115
.62211
.63289
.64346
.58460
.59597
.60718
.61821
.62904
.56971
.58130
.59273
.60399
.61506
.55533
.56711
.57874
.59021
.60149
.54143
.55338
.56520
.57686
.58833
.52800
.54010
.55208
.56391
.57556
.51502
.52725
.53937
.55135
.56316
.50246
.51481
.52706
.53917
.55112
.49032
.50277
.51512
.52736
.53944
.47857
.49111
.50356
.51589
.52809
.46721
.47981
.49234
.50477
.51706
.45621
.46887
.48147
.49397
.50635
.44556
.45827
.47092
.48349
.49594
86
86
86
86
86
74
75
76
77
78
.76582
.77344
.78086
.78807
.79506
.74832
.75639
.76426
.77192
.77934
.73135
.73984
.74813
.75621
.76404
.71489
.72377
.73246
.74092
.74915
.69893
.70818
.71723
.72606
.73464
.68345
.69303
.70242
.71159
.72052
.66842
.67832
.68803
.69752
.70676
.65384
.66403
.67403
.68382
.69336
.63968
.65014
.66042
.67049
.68031
.62594
.63665
.64718
.65750
.66759
.61260
.62353
.63430
.64486
.65519
.59964
.61078
.62176
.63255
.64311
.58705
.59839
.60957
.62056
.63133
.57482
.58633
.59769
.60888
.61985
.56293
.57461
.58614
.59750
.60865
.55138
.56320
.57489
.58641
.59773
.54015
.55210
.56393
.57560
.58707
.52924
.54130
.55326
.56507
.57668
.51862
.53079
.54286
.55480
.56655
.50829
.52056
.53273
.54478
.55665
86
86
86
86
86
79
80
81
82
83
.80178
.80821
.81431
.82009
.82554
.78649
.79333
.79984
.80600
.81182
.77160
.77883
.78572
.79224
.79841
.75708
.76469
.77193
.77880
.78530
.74294
.75089
.75848
.76567
.77249
.72915
.73744
.74534
.75285
.75997
.71571
.72431
.73252
.74032
.74773
.70261
.71150
.72000
.72808
.73576
.68984
.69900
.70777
.71612
.72405
.67738
.68681
.69583
.70443
.71261
.66523
.67490
.68417
.69300
.70141
.65337
.66328
.67277
.68183
.69046
.64181
.65193
.66164
.67091
.67975
.63053
.64085
.65076
.66023
.66926
.61951
.63002
.64012
.64979
.65901
.60877
.61946
.62973
.63957
.64897
.59828
.60913
.61957
.62958
.63915
.58804
.59904
.60964
.61981
.62953
.57804
.58919
.59993
.61024
.62011
.56827
.57956
.59044
.60089
.61090
86 84 .83069 .81732 .80424 .79146
86 85 .83556 .82252 .80977 .79729
86 86 .84011 .82739 .81495 .80276
87 0 .21142 .18584 .16375 .14465
87 1 .20947 .18352 .16109 .14166
.77895
.78508
.79083
.12812
.12483
.76672
.77313
.77915
.11378
.11021
.75476
.76143
.76771
.10134
.09751
.74305
.74998
.75650
.09051
.08646
.73160
.73877
.74553
.08109
.07682
.72039
.72780
.73478
.07287
.06841
.70942
.71705
.72425
.06568
.06106
.69869
.70653
.71394
.05940
.05463
.68818
.69622
.70383
.05389
.04899
.67789
.68613
.69392
.04906
.04404
.66782
.67624
.68421
.04480
.03968
.65796
.66655
.67470
.04105
.03584
.64830
.65706
.66537
.03775
.03246
.63884
.64776
.65622
.03482
.02947
.62958
.63865
.64726
.03223
.02682
.62050
.62971
.63846
.02992
.02447
87
87
87
87
87
2
3
4
5
6
.21355
.21788
.22239
.22706
.23184
.18738
.19150
.19581
.20027
.20486
.16471
.16861
.17270
.17694
.18132
.14506
.14873
.15259
.15661
.16076
.12799
.13143
.13506
.13886
.14279
.11315
.11637
.11977
.12335
.12706
.10023
.10323
.10642
.10977
.11327
.08897
.09176
.09474
.09788
.10116
.07913
.08173
.08451
.08745
.09053
.07054
.07294
.07553
.07828
.08117
.06301
.06524
.06765
.07022
.07292
.05642
.05848
.06072
.06312
.06564
.05063
.05253
.05462
.05685
.05922
.04553
.04729
.04923
.05132
.05353
.04105
.04267
.04448
.04642
.04849
.03709
.03859
.04027
.04208
.04402
.03359
.03498
.03654
.03823
.04004
.03050
.03178
.03323
.03481
.03650
.02776
.02894
.03029
.03177
.03335
.02532
.02642
.02767
.02905
.03054
87 7 .23675
87 8 .24178
87 9 .24693
87 10 .25221
87 11 .25760
.20958
.21441
.21939
.22449
.22972
.18583
.19046
.19524
.20015
.20519
.16506
.16948
.17404
.17874
.18358
.14686
.15106
.15540
.15989
.16451
.13091
.13488
.13901
.14328
.14768
.11690
.12066
.12456
.12862
.13281
.10458
.10813
.11182
.11566
.11964
.09374
.09708
.10057
.10421
.10798
.08419
.08733
.09062
.09406
.09763
.07575
.07871
.08181
.08506
.08843
.06830
.07108
.07400
.07707
.08026
.06171
.06432
.06707
.06996
.07298
.05587
.05832
.06091
.06363
.06649
.05068
.05299
.05542
.05800
.06069
.04607
.04824
.05053
.05296
.05551
.04197
.04401
.04617
.04846
.05087
.03831
.04023
.04227
.04443
.04671
.03505
.03685
.03878
.04082
.04298
.03213
.03383
.03564
.03758
.03962
87
87
87
87
87
12
13
14
15
16
.26311
.26870
.27433
.27999
.28566
.23507
.24050
.24598
.25149
.25702
.21035
.21560
.22090
.22624
.23160
.18854
.19359
.19870
.20384
.20901
.16926
.17411
.17901
.18395
.18892
.15222
.15685
.16154
.16627
.17103
.13713
.14155
.14602
.15054
.15508
.12375
.12796
.13222
.13652
.14085
.11188
.11587
.11993
.12402
.12814
.10133
.10512
.10897
.11286
.11677
.09194
.09554
.09919
.10288
.10659
.08358
.08699
.09045
.09395
.09747
.07612
.07935
.08263
.08595
.08928
.06946
.07252
.07563
.07877
.08193
.06351
.06641
.06935
.07232
.07531
.05817
.06092
.06371
.06652
.06935
.05339
.05600
.05864
.06130
.06398
.04910
.05157
.05407
.05660
.05913
.04525
.04759
.04996
.05235
.05474
.04177
.04399
.04624
.04851
.05077
87
87
87
87
87
17
18
19
20
21
.29138
.29714
.30299
.30895
.31502
.26260
.26823
.27395
.27978
.28574
.23701
.24247
.24804
.25372
.25953
.21423
.21951
.22489
.23040
.23604
.19394
.19902
.20420
.20952
.21498
.17584
.18071
.18569
.19080
.19606
.15968
.16434
.16911
.17401
.17906
.14523
.14968
.15424
.15893
.16377
.13231
.13654
.14089
.14537
.15000
.12073
.12476
.12890
.13317
.13759
.11035
.11418
.11811
.12217
.12639
.10103
.10466
.10839
.11226
.11627
.09266
.09609
.09963
.10331
.10712
.08512
.08838
.09173
.09522
.09884
.07833
.08141
.08459
.08790
.09134
.07221
.07512
.07813
.08127
.08454
.06668
.06944
.07229
.07525
.07836
.06169
.06429
.06699
.06980
.07274
.05716
.05963
.06217
.06484
.06763
.05306
.05539
.05780
.06033
.06297
177
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
87
87
87
87
87
22
23
24
25
26
.32119
.32749
.33392
.34049
.34719
.29181
.29802
.30436
.31085
.31748
.26546
.27154
.27776
.28413
.29066
.24181
.24773
.25380
.26003
.26642
.22056
.22630
.23220
.23826
.24450
.20145
.20700
.21271
.21859
.22466
.18425
.18959
.19511
.20080
.20667
.16875
.17389
.17919
.18469
.19036
.15477
.15970
.16480
.17009
.17556
.14215
.14687
.15176
.15684
.16211
.13074
.13525
.13994
.14482
.14988
.12042
.12473
.12921
.13389
.13875
.11107
.11519
.11947
.12394
.12860
.10260
.10652
.11061
.11489
.11936
.09492
.09865
.10255
.10664
.11091
.08794
.09149
.09521
.09911
.10320
.08159
.08497
.08851
.09224
.09615
.07581
.07902
.08240
.08596
.08969
.07054
.07360
.07682
.08021
.08377
.06574
.06865
.07171
.07494
.07835
87
87
87
87
87
27
28
29
30
31
.35404
.36102
.36813
.37537
.38273
.32428
.33122
.33830
.34551
.35286
.29736
.30422
.31122
.31837
.32567
.27300
.27973
.28663
.29368
.30089
.25093
.25752
.26428
.27120
.27829
.23091
.23734
.24394
.25071
.25766
.21274
.21899
.22542
.23203
.23881
.19624
.20230
.20855
.21498
.22159
.18124
.18710
.19316
.19940
.20582
.16759
.17325
.17911
.18515
.19139
.15515
.16061
.16627
.17212
.17816
.14382
.14908
.15453
.16018
.16602
.13347
.13853
.14379
.14924
.15489
.12403
.12889
.13395
.13920
.14465
.11539
.12006
.12493
.12999
.13524
.10749
.11197
.11665
.12152
.12658
.10026
.10455
.10905
.11373
.11860
.09363
.09774
.10206
.10656
.11125
.08754
.09149
.09563
.09995
.10446
.08195
.08573
.08970
.09386
.09820
87
87
87
87
87
32
33
34
35
36
.39021
.39783
.40558
.41346
.42148
.36035
.36799
.37576
.38369
.39176
.33311
.34072
.34848
.35640
.36448
.30825
.31579
.32349
.33136
.33941
.28554
.29298
.30058
.30838
.31636
.26478
.27209
.27958
.28727
.29515
.24578
.25294
.26029
.26785
.27561
.22838
.23538
.24258
.24999
.25761
.21244
.21927
.22630
.23355
.24101
.19782
.20446
.21132
.21840
.22569
.18440
.19086
.19752
.20442
.21155
.17207
.17833
.18481
.19153
.19847
.16074
.16681
.17309
.17962
.18637
.15031
.15618
.16227
.16861
.17518
.14070
.14638
.15228
.15843
.16481
.13185
.13734
.14305
.14900
.15520
.12368
.12899
.13451
.14027
.14628
.11615
.12126
.12660
.13218
.13800
.10918
.11412
.11927
.12467
.13031
.10274
.10750
.11248
.11770
.12315
87
87
87
87
87
37
38
39
40
41
.42962
.43791
.44633
.45489
.46359
.39998
.40835
.41687
.42555
.43439
.37272
.38113
.38970
.39844
.40736
.34763
.35603
.36460
.37337
.38232
.32452
.33287
.34142
.35016
.35911
.30322
.31150
.31998
.32867
.33758
.28357
.29175
.30014
.30876
.31760
.26544
.27350
.28178
.29029
.29904
.24870
.25662
.26476
.27315
.28179
.23322
.24098
.24899
.25724
.26576
.21890
.22650
.23435
.24246
.25083
.20565
.21308
.22076
.22871
.23693
.19337
.20063
.20814
.21592
.22398
.18199
.18907
.19640
.20401
.21190
.17144
.17833
.18548
.19291
.20063
.16163
.16834
.17531
.18256
.19011
.15253
.15905
.16584
.17291
.18028
.14407
.15040
.15701
.16390
.17109
.13619
.14234
.14877
.15548
.16250
.12886
.13483
.14108
.14761
.15445
87
87
87
87
87
42
43
44
45
46
.47243
.48139
.49048
.49966
.50894
.44338
.45251
.46178
.47117
.48066
.41644
.42569
.43509
.44462
.45428
.39145
.40077
.41025
.41988
.42964
.36825
.37759
.38711
.39679
.40663
.34670
.35603
.36555
.37525
.38512
.32667
.33595
.34544
.35513
.36499
.30803
.31724
.32669
.33632
.34616
.29068
.29981
.30917
.31874
.32852
.27452
.28354
.29281
.30229
.31200
.25947
.26836
.27751
.28690
.29651
.24542
.25418
.26321
.27247
.28198
.23232
.24093
.24982
.25895
.26834
.22008
.22854
.23728
.24628
.25553
.20865
.21695
.22553
.23438
.24349
.19796
.20609
.21452
.22321
.23217
.18795
.19592
.20418
.21272
.22153
.17859
.18638
.19448
.20285
.21150
.16982
.17744
.18537
.19357
.20206
.16159
.16904
.17680
.18484
.19317
87
87
87
87
87
47
48
49
50
51
.51829
.52772
.53722
.54678
.55640
.49025
.49993
.50969
.51953
.52945
.46404
.47391
.48388
.49395
.50410
.43953
.44954
.45967
.46991
.48025
.41660
.42671
.43695
.44732
.45780
.39513
.40530
.41561
.42607
.43666
.37502
.38521
.39556
.40607
.41673
.35617
.36636
.37672
.38725
.39795
.33849
.34865
.35899
.36952
.38022
.32190
.33201
.34231
.35281
.36350
.30633
.31636
.32660
.33706
.34771
.29170
.30164
.31181
.32219
.33279
.27795
.28779
.29786
.30816
.31869
.26501
.27474
.28471
.29491
.30535
.25284
.26245
.27229
.28240
.29274
.24138
.25085
.26058
.27056
.28079
.23059
.23992
.24951
.25937
.26948
.22042
.22960
.23905
.24877
.25877
.21082
.21985
.22916
.23875
.24861
.20177
.21064
.21980
.22925
.23897
87
87
87
87
87
52
53
54
55
56
.56606
.57574
.58543
.59513
.60483
.53941
.54942
.55944
.56950
.57956
.51432
.52459
.53490
.54524
.55562
.49067
.50116
.51170
.52229
.53292
.46838
.47904
.48977
.50056
.51140
.44735
.45814
.46902
.47997
.49099
.42751
.43839
.44938
.46045
.47161
.40877
.41972
.43078
.44195
.45321
.39107
.40206
.41317
.42440
.43574
.37435
.38534
.39647
.40774
.41913
.35853
.36951
.38065
.39192
.40334
.34357
.35452
.36563
.37690
.38832
.32941
.34031
.35138
.36263
.37403
.31600
.32683
.33785
.34905
.36043
.30329
.31405
.32500
.33615
.34747
.29125
.30192
.31279
.32386
.33513
.27983
.29040
.30118
.31217
.32337
.26899
.27945
.29014
.30104
.31215
.25871
.26905
.27963
.29043
.30145
.24894
.25916
.26962
.28031
.29124
87
87
87
87
87
57
58
59
60
61
.61453
.62419
.63380
.64335
.65283
.58963
.59968
.60968
.61963
.62953
.56601
.57639
.58673
.59704
.60730
.54359
.55425
.56489
.57550
.58608
.52229
.53320
.54409
.55496
.56582
.50206
.51317
.52428
.53537
.54647
.48284
.49411
.50539
.51668
.52797
.46456
.47596
.48739
.49883
.51029
.44717
.45868
.47022
.48179
.49339
.43063
.44221
.45384
.46551
.47722
.41488
.42651
.43820
.44994
.46175
.39988
.41154
.42327
.43507
.44693
.38558
.39725
.40901
.42084
.43275
.37196
.38362
.39538
.40723
.41916
.35897
.37061
.38235
.39420
.40615
.34658
.35818
.36990
.38172
.39367
.33476
.34630
.35798
.36978
.38170
.32347
.33495
.34658
.35833
.37022
.31268
.32410
.33566
.34736
.35921
.30238
.31371
.32520
.33684
.34863
87
87
87
87
87
62
63
64
65
66
.66227
.67166
.68098
.69022
.69939
.63940
.64922
.65898
.66866
.67828
.61754
.62774
.63789
.64798
.65801
.59665
.60719
.61769
.62814
.63854
.57667
.58751
.59832
.60909
.61982
.55757
.56867
.57975
.59080
.60182
.53929
.55061
.56193
.57324
.58452
.52179
.53331
.54484
.55636
.56787
.50504
.51673
.52843
.54014
.55186
.48899
.50082
.51268
.52455
.53644
.47362
.48556
.49754
.50956
.52160
.45889
.47092
.48300
.49513
.50731
.44476
.45686
.46903
.48126
.49354
.43121
.44337
.45560
.46790
.48027
.41822
.43040
.44268
.45504
.46749
.40574
.41795
.43026
.44266
.45516
.39377
.40598
.41830
.43073
.44327
.38227
.39447
.40680
.41924
.43180
.37122
.38340
.39572
.40816
.42074
.36061
.37275
.38505
.39748
.41006
87
87
87
87
87
67
68
69
70
71
.70848
.71747
.72634
.73506
.74360
.68784
.69730
.70664
.71583
.72485
.66798
.67787
.68765
.69727
.70672
.64889
.65916
.66933
.67935
.68920
.63051
.64113
.65166
.66204
.67226
.61282
.62376
.63461
.64533
.65588
.59579
.60701
.61815
.62917
.64003
.57939
.59086
.60227
.61356
.62469
.56358
.57529
.58693
.59847
.60985
.54836
.56026
.57212
.58387
.59549
.53368
.54576
.55780
.56976
.58158
.51953
.53177
.54398
.55611
.56812
.50588
.51825
.53061
.54290
.55507
.49272
.50520
.51769
.53011
.54243
.48002
.49260
.50519
.51774
.53019
.46776
.48042
.49310
.50575
.51832
.45592
.46865
.48141
.49415
.50681
.44449
.45727
.47010
.48291
.49566
.43346
.44627
.45914
.47202
.48484
.42279
.43563
.44854
.46146
.47434
178
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
87
87
87
87
87
72
73
74
75
76
.75194
.76008
.76802
.77578
.78335
.73366
.74227
.75067
.75889
.76692
.71597
.72501
.73385
.74250
.75096
.69885
.70829
.71753
.72658
.73545
.68228
.69209
.70170
.71113
.72037
.66623
.67639
.68634
.69612
.70571
.65070
.66116
.67144
.68154
.69145
.63565
.64640
.65697
.66737
.67758
.62107
.63209
.64293
.65360
.66410
.60694
.61820
.62929
.64022
.65098
.59325
.60473
.61605
.62721
.63821
.57998
.59166
.60319
.61456
.62579
.56710
.57897
.59069
.60226
.61369
.55462
.56665
.57854
.59030
.60192
.54252
.55470
.56674
.57866
.59046
.53077
.54308
.55527
.56734
.57930
.51937
.53180
.54411
.55632
.56843
.50831
.52084
.53327
.54560
.55784
.49757
.51019
.52272
.53516
.54752
.48714
.49984
.51246
.52500
.53746
87
87
87
87
87
77
78
79
80
81
.79072
.79787
.80477
.81137
.81764
.77475
.78235
.78968
.79671
.80340
.75922
.76724
.77499
.78242
.78950
.74410
.75252
.76066
.76848
.77593
.72940
.73819
.74670
.75488
.76268
.71509
.72423
.73309
.74160
.74974
.70116
.71063
.71982
.72866
.73711
.68760
.69738
.70687
.71602
.72477
.67440
.68447
.69425
.70368
.71271
.66155
.67189
.68194
.69164
.70094
.64903
.65962
.66993
.67988
.68943
.63683
.64766
.65821
.66840
.67818
.62496
.63600
.64677
.65718
.66719
.61338
.62463
.63561
.64623
.65645
.60210
.61354
.62471
.63553
.64595
.59111
.60272
.61407
.62508
.63568
.58039
.59217
.60369
.61487
.62564
.56994
.58187
.59355
.60489
.61583
.55975
.57182
.58364
.59513
.60622
.54982
.56201
.57397
.58560
.59683
87
87
87
87
87
82
83
84
85
86
.82360
.82922
.83455
.83960
.84433
.80975
.81576
.82145
.82684
.83191
.79623
.80260
.80864
.81437
.81975
.78301
.78973
.79610
.80215
.80784
.77010
.77715
.78384
.79019
.79617
.75749
.76484
.77184
.77848
.78474
.74516
.75281
.76009
.76702
.77355
.73311
.74104
.74860
.75579
.76258
.72133
.72953
.73735
.74480
.75183
.70981
.71827
.72633
.73403
.74129
.69855
.70725
.71555
.72348
.73097
.68754
.69647
.70499
.71314
.72085
.67677
.68591
.69466
.70301
.71093
.66624
.67559
.68453
.69309
.70120
.65593
.66548
.67462
.68337
.69167
.64585
.65558
.66490
.67384
.68232
.63599
.64589
.65539
.66449
.67315
.62633
.63640
.64606
.65534
.66415
.61689
.62711
.63693
.64636
.65533
.60764
.61801
.62798
.63756
.64668
87 87 .84872 .83661 .82475 .81313
88 0 .21150 .18592 .16384 .14475
88 1 .20949 .18354 .16111 .14169
88 2 .21356 .18739 .16473 .14507
88 3 .21790 .19152 .16863 .14874
.80174
.12822
.12485
.12800
.13145
.79057
.11388
.11024
.11317
.11638
.77963
.10144
.09754
.10025
.10325
.76891
.09062
.08648
.08899
.09178
.75839
.08120
.07685
.07915
.08175
.74808
.07298
.06844
.07056
.07296
.73797
.06581
.06109
.06304
.06526
.72806
.05953
.05466
.05644
.05850
.71834
.05402
.04902
.05065
.05255
.70880
.04919
.04407
.04556
.04732
.69945
.04494
.03971
.04107
.04270
.69027
.04120
.03588
.03711
.03862
.68127
.03789
.03249
.03362
.03501
.67243
.03497
.02950
.03053
.03181
.66376
.03238
.02685
.02778
.02897
.65525
.03008
.02450
.02535
.02644
88
88
88
88
88
4
5
6
7
8
.22241
.22707
.23185
.23677
.24179
.19582
.20028
.20487
.20959
.21443
.17271
.17696
.18133
.18585
.19048
.15260
.15662
.16078
.16507
.16950
.13508
.13887
.14281
.14688
.15108
.11979
.12336
.12707
.13093
.13491
.10644
.10979
.11328
.11692
.12068
.09476
.09790
.10118
.10460
.10815
.08453
.08747
.09055
.09376
.09711
.07555
.07830
.08119
.08421
.08736
.06767
.07024
.07294
.07578
.07874
.06074
.06314
.06567
.06833
.07111
.05464
.05687
.05924
.06173
.06435
.04925
.05134
.05355
.05589
.05835
.04450
.04644
.04851
.05071
.05301
.04029
.04211
.04404
.04610
.04827
.03656
.03826
.04007
.04200
.04404
.03325
.03483
.03653
.03834
.04026
.03031
.03179
.03338
.03508
.03688
.02769
.02907
.03056
.03216
.03386
88
88
88
88
88
9
10
11
12
13
.24695
.25223
.25763
.26314
.26873
.21941
.22452
.22975
.23510
.24054
.19526
.20017
.20522
.21038
.21564
.17406
.17877
.18361
.18857
.19363
.15543
.15992
.16455
.16930
.17415
.13903
.14331
.14772
.15226
.15690
.12459
.12865
.13284
.13717
.14159
.11185
.11570
.11968
.12379
.12801
.10060
.10424
.10801
.11192
.11593
.09065
.09409
.09767
.10137
.10517
.08184
.08509
.08848
.09199
.09559
.07403
.07710
.08030
.08363
.08705
.06710
.07000
.07302
.07617
.07941
.06094
.06367
.06653
.06951
.07258
.05545
.05803
.06074
.06356
.06647
.05057
.05300
.05556
.05823
.06098
.04620
.04850
.05092
.05345
.05606
.04230
.04447
.04676
.04916
.05164
.03881
.04086
.04303
.04530
.04765
.03568
.03762
.03967
.04183
.04406
88
88
88
88
88
14
15
16
17
18
.27437
.28003
.28571
.29143
.29719
.24602
.25154
.25707
.26265
.26828
.22095
.22629
.23165
.23706
.24253
.19874
.20389
.20907
.21429
.21957
.17906
.18400
.18898
.19400
.19908
.16159
.16633
.17109
.17590
.18078
.14608
.15060
.15514
.15974
.16441
.13227
.13658
.14092
.14530
.14975
.11999
.12408
.12821
.13238
.13662
.10903
.11292
.11684
.12081
.12484
.09925
.10295
.10666
.11043
.11426
.09052
.09402
.09754
.10111
.10474
.08270
.08602
.08936
.09274
.09618
.07570
.07884
.08200
.08520
.08846
.06942
.07240
.07539
.07842
.08150
.06378
.06660
.06943
.07230
.07521
.05871
.06138
.06406
.06677
.06953
.05415
.05668
.05921
.06178
.06438
.05003
.05243
.05483
.05725
.05972
.04632
.04859
.05086
.05316
.05549
88
88
88
88
88
19
20
21
22
23
.30304
.30900
.31507
.32125
.32755
.27400
.27984
.28580
.29187
.29808
.24809
.25378
.25959
.26553
.27160
.22496
.23047
.23611
.24188
.24780
.20427
.20959
.21505
.22063
.22637
.18576
.19088
.19613
.20153
.20707
.16918
.17409
.17914
.18433
.18967
.15431
.15901
.16385
.16883
.17397
.14097
.14545
.15008
.15485
.15978
.12898
.13325
.13767
.14223
.14696
.11819
.12226
.12647
.13083
.13534
.10848
.11234
.11636
.12051
.12482
.09972
.10340
.10721
.11117
.11528
.09182
.09531
.09894
.10270
.10662
.08468
.08799
.09144
.09502
.09875
.07823
.08136
.08463
.08804
.09159
.07238
.07535
.07846
.08169
.08507
.06708
.06990
.07284
.07591
.07913
.06227
.06494
.06773
.07065
.07371
.05790
.06043
.06308
.06585
.06876
88
88
88
88
88
24
25
26
27
28
.33398
.34055
.34725
.35411
.36109
.30442
.31092
.31755
.32435
.33129
.27782
.28420
.29074
.29744
.30430
.25387
.26010
.26650
.27308
.27982
.23227
.23834
.24458
.25101
.25761
.21279
.21868
.22474
.23100
.23743
.19519
.20089
.20676
.21284
.21909
.17928
.18478
.19046
.19634
.20240
.16489
.17018
.17566
.18134
.18721
.15185
.15694
.16221
.16769
.17336
.14003
.14491
.14998
.15526
.16073
.12931
.13399
.13885
.14393
.14919
.11957
.12405
.12871
.13359
.13865
.11072
.11500
.11947
.12414
.12901
.10266
.10675
.11103
.11551
.12019
.09532
.09922
.10332
.10761
.11210
.08862
.09235
.09627
.10038
.10468
.08251
.08607
.08981
.09375
.09788
.07693
.08033
.08390
.08767
.09162
.07182
.07506
.07847
.08208
.08587
88
88
88
88
88
29
30
31
32
33
.36821
.37545
.38281
.39030
.39792
.33838
.34560
.35295
.36045
.36809
.31131
.31846
.32576
.33321
.34082
.28672
.29378
.30099
.30836
.31590
.26437
.27130
.27839
.28565
.29309
.24404
.25082
.25777
.26489
.27221
.22553
.23214
.23893
.24590
.25307
.20866
.21509
.22170
.22851
.23552
.19327
.19951
.20595
.21257
.21941
.17922
.18527
.19152
.19795
.20461
.16639
.17224
.17829
.18454
.19100
.15466
.16031
.16616
.17221
.17848
.14392
.14937
.15502
.16088
.16696
.13408
.13934
.14479
.15045
.15634
.12506
.13013
.13539
.14085
.14654
.11678
.12166
.12673
.13200
.13750
.10918
.11387
.11875
.12384
.12915
.10220
.10670
.11140
.11631
.12143
.09577
.10010
.10462
.10935
.11429
.08985
.09401
.09836
.10291
.10768
179
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
88
88
88
88
88
34
35
36
37
38
.40567
.41357
.42159
.42974
.43803
.37587
.38380
.39188
.40011
.40849
.34859
.35652
.36460
.37285
.38127
.32360
.33149
.33954
.34777
.35618
.30071
.30851
.31650
.32466
.33303
.27971
.28740
.29529
.30337
.31166
.26043
.26800
.27576
.28374
.29192
.24272
.25014
.25777
.26561
.27368
.22644
.23370
.24118
.24887
.25680
.21147
.21855
.22586
.23340
.24117
.19768
.20459
.21172
.21908
.22670
.18497
.19169
.19865
.20584
.21328
.17325
.17979
.18656
.19357
.20083
.16244
.16879
.17537
.18219
.18928
.15245
.15861
.16500
.17164
.17854
.14322
.14919
.15539
.16184
.16856
.13468
.14046
.14648
.15274
.15927
.12678
.13237
.13820
.14428
.15063
.11946
.12486
.13051
.13641
.14258
.11266
.11789
.12336
.12908
.13507
88
88
88
88
88
39
40
41
42
43
.44646
.45503
.46374
.47259
.48157
.41702
.42571
.43455
.44356
.45271
.38985
.39860
.40753
.41663
.42590
.36476
.37354
.38250
.39166
.40099
.34158
.35034
.35930
.36847
.37782
.32015
.32886
.33778
.34692
.35627
.30033
.30895
.31781
.32690
.33620
.28197
.29049
.29926
.30827
.31750
.26496
.27336
.28202
.29093
.30008
.24919
.25746
.26599
.27478
.28382
.23456
.24268
.25107
.25973
.26865
.22098
.22894
.23718
.24569
.25448
.20836
.21615
.22423
.23259
.24123
.19662
.20425
.21216
.22036
.22885
.18571
.19316
.20090
.20894
.21726
.17555
.18282
.19039
.19825
.20641
.16608
.17317
.18056
.18825
.19625
.15725
.16416
.17138
.17889
.18672
.14902
.15575
.16278
.17013
.17778
.14133
.14788
.15474
.16191
.16939
88
88
88
88
88
44
45
46
47
48
.49068
.49988
.50917
.51855
.52800
.46200
.47140
.48092
.49053
.50023
.43532
.44487
.45455
.46433
.47423
.41049
.42013
.42993
.43984
.44988
.38736
.39706
.40693
.41692
.42706
.36581
.37553
.38543
.39547
.40567
.34572
.35542
.36532
.37537
.38560
.32697
.33663
.34649
.35653
.36676
.30946
.31906
.32887
.33887
.34906
.29311
.30262
.31236
.32229
.33243
.27782
.28723
.29688
.30673
.31680
.26353
.27282
.28236
.29211
.30209
.25015
.25931
.26873
.27837
.28825
.23762
.24664
.25593
.26545
.27521
.22587
.23475
.24390
.25329
.26293
.21487
.22359
.23259
.24184
.25135
.20454
.21310
.22195
.23105
.24042
.19484
.20324
.21193
.22088
.23011
.18573
.19397
.20250
.21130
.22037
.17717
.18524
.19361
.20225
.21117
88
88
88
88
88
49
50
51
52
53
.53752
.54712
.55677
.56645
.57617
.51001
.51989
.52984
.53984
.54988
.48423
.49433
.50451
.51477
.52508
.46003
.47031
.48069
.49115
.50167
.43733
.44774
.45826
.46888
.47958
.41601
.42651
.43713
.44787
.45871
.39598
.40653
.41723
.42805
.43898
.37715
.38772
.39846
.40933
.42033
.35944
.37001
.38076
.39165
.40269
.34277
.35332
.36405
.37495
.38600
.32708
.33758
.34828
.35915
.37019
.31230
.32273
.33337
.34420
.35521
.29836
.30871
.31929
.33006
.34102
.28522
.29547
.30597
.31666
.32756
.27282
.28297
.29336
.30397
.31479
.26111
.27115
.28143
.29194
.30267
.25005
.25996
.27013
.28054
.29117
.23960
.24938
.25943
.26971
.28024
.22972
.23936
.24928
.25944
.26985
.22037
.22987
.23965
.24969
.25997
88
88
88
88
88
54
55
56
57
58
.58590
.59564
.60538
.61512
.62483
.55994
.57004
.58015
.59027
.60037
.53543
.54582
.55624
.56668
.57712
.51226
.52290
.53358
.54430
.55502
.49035
.50119
.51210
.52304
.53401
.46963
.48063
.49171
.50285
.51402
.45002
.46115
.47236
.48366
.49499
.43145
.44267
.45400
.46541
.47688
.41386
.42514
.43655
.44805
.45963
.39718
.40851
.41996
.43153
.44319
.38138
.39272
.40420
.41581
.42752
.36638
.37772
.38921
.40084
.41257
.35215
.36346
.37494
.38657
.39832
.33864
.34991
.36136
.37297
.38471
.32581
.33702
.34842
.36000
.37172
.31361
.32476
.33610
.34763
.35932
.30202
.31308
.32436
.33583
.34746
.29099
.30196
.31316
.32456
.33613
.28049
.29137
.30247
.31379
.32530
.27050
.28127
.29228
.30351
.31493
88
88
88
88
88
59
60
61
62
63
.63449
.64409
.65364
.66314
.67259
.61042
.62043
.63040
.64032
.65021
.58752
.59789
.60822
.61852
.62880
.56572
.57640
.58705
.59769
.60831
.54497
.55591
.56683
.57776
.58869
.52519
.53636
.54753
.55871
.56989
.50635
.51770
.52908
.54047
.55189
.48838
.49990
.51144
.52302
.53464
.47124
.48289
.49458
.50631
.51810
.45489
.46665
.47845
.49031
.50224
.43929
.45112
.46301
.47498
.48702
.42439
.43627
.44823
.46028
.47242
.41016
.42208
.43408
.44619
.45840
.39656
.40849
.42053
.43268
.44494
.38356
.39549
.40754
.41972
.43202
.37112
.38305
.39509
.40727
.41959
.35923
.37112
.38315
.39533
.40766
.34785
.35970
.37170
.38386
.39618
.33695
.34875
.36071
.37284
.38514
.32652
.33826
.35016
.36225
.37452
88
88
88
88
88
64
65
66
67
68
.68198
.69130
.70054
.70972
.71880
.66005
.66981
.67952
.68916
.69872
.63903
.64920
.65932
.66939
.67938
.61889
.62943
.63992
.65037
.66076
.59958
.61045
.62127
.63207
.64281
.58107
.59222
.60334
.61445
.62551
.56331
.57471
.58610
.59749
.60884
.54627
.55789
.56952
.58115
.59276
.52991
.54173
.55356
.56541
.57725
.51420
.52619
.53820
.55025
.56229
.49911
.51124
.52341
.53563
.54785
.48462
.49687
.50917
.52153
.53392
.47069
.48304
.49545
.50794
.52046
.45730
.46972
.48223
.49482
.50746
.44442
.45691
.46949
.48217
.49491
.43203
.44456
.45720
.46995
.48278
.42011
.43267
.44535
.45816
.47106
.40863
.42121
.43392
.44677
.45972
.39759
.41017
.42290
.43577
.44876
.38695
.39952
.41225
.42515
.43816
88
88
88
88
88
69
70
71
72
73
.72777
.73659
.74524
.75369
.76195
.70817
.71747
.72660
.73553
.74426
.68927
.69901
.70858
.71796
.72713
.67104
.68119
.69116
.70095
.71053
.65346
.66397
.67432
.68449
.69445
.63649
.64734
.65804
.66854
.67885
.62012
.63127
.64228
.65311
.66373
.60431
.61574
.62703
.63815
.64907
.58904
.60073
.61228
.62366
.63486
.57430
.58621
.59799
.60962
.62106
.56005
.57217
.58416
.59601
.60768
.54628
.55858
.57077
.58281
.59469
.53298
.54544
.55779
.57002
.58208
.52011
.53272
.54522
.55761
.56984
.50767
.52040
.53304
.54557
.55795
.49564
.50847
.52123
.53389
.54641
.48400
.49692
.50978
.52255
.53520
.47273
.48573
.49868
.51155
.52430
.46182
.47489
.48791
.50086
.51371
.45126
.46438
.47747
.49049
.50342
88
88
88
88
88
74
75
76
77
78
.77001
.77790
.78561
.79313
.80043
.75280
.76116
.76934
.77732
.78509
.73611
.74491
.75353
.76195
.77015
.71992
.72913
.73816
.74699
.75560
.70422
.71381
.72322
.73244
.74142
.68897
.69892
.70869
.71827
.72762
.67418
.68446
.69456
.70448
.71416
.65982
.67041
.68082
.69105
.70105
.64588
.65675
.66745
.67797
.68827
.63234
.64347
.65444
.66524
.67582
.61919
.63056
.64179
.65284
.66367
.60642
.61801
.62946
.64075
.65183
.59401
.60580
.61747
.62898
.64029
.58194
.59393
.60579
.61750
.62902
.57022
.58237
.59442
.60632
.61803
.55882
.57113
.58334
.59542
.60731
.54774
.56019
.57255
.58479
.59685
.53696
.54954
.56204
.57442
.58665
.52648
.53917
.55179
.56431
.57668
.51628
.52907
.54181
.55445
.56695
88
88
88
88
88
79
80
81
82
83
.80748
.81424
.82069
.82680
.83260
.79259
.79979
.80666
.81319
.81937
.77808
.78569
.79297
.79988
.80644
.76393
.77194
.77959
.78688
.79380
.75013
.75852
.76654
.77417
.78143
.73668
.74542
.75378
.76175
.76933
.72357
.73264
.74132
.74961
.75749
.71077
.72015
.72915
.73773
.74591
.69829
.70797
.71725
.72612
.73458
.68612
.69607
.70563
.71477
.72349
.67424
.68445
.69427
.70367
.71264
.66264
.67311
.68317
.69281
.70202
.65133
.66202
.67231
.68218
.69162
.64028
.65119
.66170
.67178
.68143
.62949
.64061
.65133
.66161
.67147
.61896
.63027
.64118
.65166
.66170
.60867
.62016
.63125
.64191
.65214
.59863
.61028
.62154
.63238
.64278
.58882
.60063
.61205
.62304
.63360
.57923
.59119
.60276
.61390
.62462
180
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
88
88
88
88
88
84
85
86
87
88
.83810
.84331
.84822
.85278
.85700
.82525
.83083
.83608
.84096
.84549
.81268
.81860
.82418
.82938
.83420
.80038
.80663
.81253
.81803
.82313
.78834
.79491
.80111
.80690
.81227
.77655
.78343
.78992
.79598
.80161
.76501
.77218
.77896
.78528
.79116
.75372
.76117
.76821
.77479
.78091
.74266
.75037
.75767
.76449
.77085
.73183
.73979
.74734
.75440
.76097
.72122
.72943
.73721
.74449
.75128
.71083
.71927
.72727
.73477
.74177
.70066
.70932
.71753
.72524
.73244
.69069
.69956
.70798
.71589
.72327
.68092
.68999
.69861
.70671
.71428
.67135
.68061
.68942
.69770
.70544
.66197
.67141
.68040
.68885
.69677
.65278
.66239
.67155
.68017
.68825
.64377
.65355
.66287
.67165
.67988
.63494
.64487
.65435
.66329
.67167
89
89
89
89
89
0
1
2
3
4
.21157
.20951
.21357
.21791
.22242
.18600
.18356
.18741
.19153
.19583
.16392
.16113
.16474
.16864
.17272
.14483
.14170
.14509
.14876
.15261
.12831
.12487
.12802
.13146
.13509
.11398
.11026
.11318
.11640
.11981
.10154
.09756
.10027
.10326
.10645
.09073
.08650
.08900
.09179
.09477
.08131
.07687
.07917
.08176
.08454
.07310
.06846
.07058
.07298
.07557
.06592
.06112
.06306
.06528
.06769
.05965
.05468
.05646
.05852
.06076
.05415
.04904
.05067
.05257
.05466
.04932
.04409
.04558
.04734
.04927
.04507
.03974
.04109
.04272
.04452
.04133
.03590
.03714
.03864
.04031
.03803
.03252
.03364
.03503
.03658
.03511
.02953
.03055
.03183
.03327
.03252
.02688
.02781
.02899
.03033
.03023
.02453
.02537
.02646
.02771
89
89
89
89
89
5
6
7
8
9
.22708
.23187
.23678
.24181
.24696
.20029
.20488
.20961
.21445
.21942
.17697
.18135
.18586
.19050
.19528
.15664
.16079
.16509
.16951
.17408
.13889
.14282
.14690
.15110
.15545
.12338
.12709
.13094
.13493
.13905
.10981
.11330
.11694
.12070
.12461
.09792
.10120
.10462
.10817
.11187
.08748
.09056
.09378
.09713
.10062
.07832
.08121
.08423
.08738
.09068
.07026
.07296
.07580
.07876
.08187
.06316
.06569
.06835
.07113
.07406
.05689
.05926
.06175
.06437
.06713
.05136
.05357
.05591
.05837
.06097
.04646
.04853
.05073
.05304
.05548
.04213
.04406
.04612
.04829
.05059
.03828
.04009
.04202
.04406
.04623
.03486
.03655
.03836
.04028
.04233
.03181
.03340
.03510
.03691
.03884
.02910
.03058
.03219
.03389
.03571
89
89
89
89
89
10
11
12
13
14
.25225
.25765
.26317
.26876
.27440
.22454
.22978
.23513
.24057
.24606
.20020
.20524
.21042
.21568
.22099
.17879
.18363
.18860
.19367
.19879
.15995
.16458
.16934
.17419
.17911
.14333
.14775
.15230
.15694
.16164
.12868
.13288
.13721
.14164
.14612
.11572
.11971
.12383
.12805
.13232
.10427
.10805
.11196
.11597
.12004
.09412
.09770
.10141
.10522
.10908
.08512
.08851
.09203
.09564
.09931
.07713
.08034
.08367
.08710
.09057
.07003
.07306
.07622
.07946
.08276
.06370
.06657
.06956
.07264
.07576
.05807
.06078
.06361
.06652
.06948
.05303
.05560
.05828
.06104
.06384
.04854
.05096
.05350
.05612
.05878
.04451
.04680
.04921
.05169
.05421
.04090
.04307
.04535
.04771
.05010
.03766
.03972
.04188
.04412
.04639
89
89
89
89
89
15
16
17
18
19
.28007
.28575
.29147
.29724
.30309
.25158
.25712
.26270
.26833
.27405
.22633
.23170
.23711
.24258
.24815
.20394
.20912
.21434
.21963
.22501
.18405
.18903
.19405
.19914
.20433
.16638
.17114
.17596
.18084
.18582
.15065
.15520
.15980
.16447
.16924
.13664
.14098
.14536
.14982
.15438
.12414
.12827
.13245
.13669
.14104
.11298
.11691
.12087
.12491
.12905
.10301
.10673
.11050
.11433
.11826
.09408
.09761
.10118
.10482
.10855
.08608
.08943
.09281
.09625
.09980
.07891
.08208
.08528
.08854
.09190
.07247
.07546
.07850
.08158
.08476
.06667
.06951
.07238
.07530
.07831
.06145
.06414
.06685
.06961
.07247
.05675
.05929
.06186
.06447
.06717
.05250
.05491
.05734
.05981
.06236
.04867
.05094
.05324
.05558
.05799
89
89
89
89
89
20
21
22
23
24
.30905
.31512
.32130
.32760
.33404
.27989
.28585
.29193
.29813
.30448
.25383
.25965
.26559
.27166
.27789
.23052
.23617
.24194
.24786
.25393
.20965
.21511
.22070
.22644
.23234
.19094
.19620
.20160
.20714
.21286
.17415
.17921
.18440
.18975
.19526
.15908
.16392
.16890
.17405
.17936
.14552
.15015
.15493
.15986
.16497
.13332
.13775
.14231
.14704
.15194
.12233
.12655
.13091
.13543
.14012
.11242
.11644
.12060
.12491
.12940
.10348
.10730
.11126
.11537
.11966
.09539
.09902
.10279
.10671
.11081
.08807
.09152
.09511
.09885
.10275
.08145
.08472
.08813
.09169
.09542
.07544
.07855
.08179
.08517
.08872
.06999
.07294
.07601
.07923
.08261
.06503
.06783
.07075
.07381
.07703
.06052
.06318
.06595
.06886
.07193
89
89
89
89
89
25
26
27
28
29
.34061
.34731
.35417
.36116
.36828
.31098
.31762
.32442
.33136
.33845
.28427
.29080
.29751
.30437
.31138
.26017
.26657
.27316
.27990
.28680
.23841
.24466
.25109
.25769
.26446
.21875
.22482
.23108
.23752
.24413
.20096
.20684
.21292
.21918
.22562
.18486
.19054
.19643
.20250
.20875
.17026
.17574
.18143
.18730
.19337
.15702
.16230
.16778
.17346
.17933
.14500
.15007
.15536
.16083
.16650
.13408
.13895
.14403
.14930
.15477
.12414
.12881
.13369
.13876
.14403
.11509
.11957
.12425
.12912
.13419
.10685
.11113
.11562
.12030
.12518
.09933
.10342
.10772
.11222
.11690
.09246
.09637
.10049
.10480
.10931
.08618
.08992
.09387
.09800
.10232
.08043
.08401
.08779
.09174
.09590
.07517
.07859
.08220
.08599
.08998
89
89
89
89
89
30
31
32
33
34
.37552
.38289
.39038
.39801
.40576
.34567
.35303
.36053
.36817
.37596
.31854
.32585
.33330
.34092
.34869
.29386
.30108
.30845
.31600
.32371
.27139
.27849
.28575
.29320
.30082
.25091
.25787
.26500
.27232
.27982
.23224
.23903
.24601
.25318
.26055
.21519
.22181
.22862
.23564
.24285
.19962
.20606
.21269
.21953
.22657
.18538
.19163
.19808
.20473
.21160
.17236
.17841
.18466
.19113
.19781
.16043
.16628
.17234
.17862
.18511
.14949
.15515
.16101
.16710
.17340
.13946
.14492
.15059
.15648
.16259
.13025
.13552
.14099
.14669
.15261
.12179
.12686
.13215
.13765
.14338
.11400
.11889
.12399
.12930
.13484
.10684
.11154
.11645
.12159
.12694
.10023
.10476
.10949
.11445
.11962
.09415
.09850
.10306
.10784
.11283
89
89
89
89
89
35
36
37
38
39
.41366
.42169
.42984
.43814
.44658
.38390
.39198
.40022
.40861
.41714
.35662
.36471
.37297
.38139
.38998
.33160
.33966
.34789
.35631
.36491
.30863
.31662
.32480
.33317
.34173
.28753
.29542
.30351
.31181
.32031
.26812
.27590
.28388
.29208
.30049
.25028
.25791
.26576
.27384
.28214
.23384
.24132
.24902
.25696
.26514
.21870
.22601
.23356
.24134
.24937
.20473
.21187
.21925
.22687
.23475
.19185
.19881
.20601
.21346
.22117
.17994
.18672
.19374
.20102
.20855
.16894
.17553
.18237
.18947
.19683
.15877
.16517
.17182
.17873
.18591
.14935
.15557
.16203
.16876
.17576
.14063
.14665
.15293
.15948
.16629
.13254
.13838
.14447
.15084
.15747
.12504
.13070
.13660
.14279
.14924
.11807
.12355
.12928
.13528
.14155
89
89
89
89
89
40
41
42
43
44
.45516
.46388
.47274
.48173
.49085
.42584
.43470
.44372
.45288
.46218
.39875
.40769
.41680
.42608
.43552
.37369
.38267
.39183
.40118
.41070
.35050
.35948
.36865
.37802
.38758
.32903
.33797
.34712
.35648
.36604
.30913
.31800
.32710
.33642
.34596
.29068
.29946
.30848
.31773
.32722
.27355
.28223
.29115
.30031
.30972
.25765
.26620
.27501
.28407
.29338
.24288
.25129
.25996
.26890
.27810
.22915
.23740
.24593
.25474
.26381
.21636
.22446
.23284
.24150
.25044
.20447
.21240
.22062
.22912
.23792
.19338
.20114
.20919
.21754
.22618
.18304
.19063
.19851
.20670
.21518
.17340
.18081
.18852
.19654
.20486
.16440
.17163
.17917
.18701
.19517
.15599
.16304
.17041
.17808
.18606
.14812
.15500
.16219
.16969
.17751
181
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
89
89
89
89
89
45
46
47
48
49
.50007
.50938
.51878
.52825
.53779
.47160
.48114
.49077
.50049
.51030
.44509
.45479
.46459
.47451
.48453
.42036
.43018
.44011
.45018
.46036
.39731
.40719
.41721
.42738
.43767
.37578
.38570
.39577
.40600
.41637
.35569
.36560
.37568
.38594
.39635
.33690
.34679
.35686
.36711
.37754
.31934
.32918
.33921
.34943
.35984
.30291
.31268
.32264
.33281
.34319
.28754
.29721
.30709
.31719
.32751
.27313
.28269
.29248
.30250
.31273
.25963
.26907
.27875
.28866
.29881
.24697
.25628
.26583
.27564
.28568
.23509
.24426
.25368
.26336
.27329
.22393
.23296
.24224
.25179
.26159
.21345
.22233
.23146
.24087
.25055
.20360
.21232
.22130
.23057
.24010
.19433
.20289
.21172
.22084
.23023
.18561
.19401
.20268
.21164
.22089
89
89
89
89
89
50
51
52
53
54
.54741
.55709
.56680
.57655
.58631
.52021
.53018
.54021
.55028
.56039
.49466
.50488
.51517
.52551
.53590
.47066
.48108
.49157
.50213
.51276
.44811
.45867
.46932
.48006
.49088
.42690
.43756
.44833
.45921
.47018
.40694
.41767
.42853
.43951
.45059
.38815
.39892
.40984
.42088
.43204
.37045
.38124
.39217
.40326
.41447
.35377
.36454
.37548
.38658
.39782
.33804
.34878
.35970
.37079
.38203
.32321
.33389
.34477
.35583
.36706
.30920
.31982
.33064
.34165
.35284
.29598
.30651
.31726
.32821
.33935
.28348
.29392
.30458
.31546
.32653
.27167
.28200
.29257
.30335
.31435
.26050
.27072
.28117
.29186
.30277
.24993
.26002
.27036
.28094
.29176
.23992
.24988
.26010
.27057
.28127
.23043
.24027
.25036
.26070
.27130
89
89
89
89
89
55
56
57
58
59
.59609
.60587
.61565
.62541
.63511
.57052
.58067
.59083
.60098
.61109
.54633
.55680
.56729
.57777
.58823
.52344
.53417
.54494
.55571
.56647
.50176
.51271
.52371
.53473
.54575
.48123
.49236
.50355
.51478
.52601
.46177
.47304
.48439
.49578
.50720
.44332
.45470
.46617
.47770
.48927
.42581
.43727
.44884
.46048
.47216
.40920
.42071
.43235
.44407
.45584
.39343
.40497
.41665
.42842
.44027
.37845
.39000
.40170
.41351
.42540
.36421
.37575
.38745
.39927
.41119
.35068
.36219
.37387
.38569
.39762
.33781
.34928
.36093
.37273
.38464
.32556
.33697
.34858
.36034
.37223
.31390
.32525
.33679
.34851
.36036
.30280
.31406
.32554
.33720
.34900
.29222
.30339
.31479
.32638
.33812
.28213
.29321
.30452
.31603
.32771
89
89
89
89
89
60
61
62
63
64
.64476
.65436
.66391
.67343
.68288
.62115
.63116
.64115
.65110
.66100
.59865
.60903
.61940
.62975
.64005
.57720
.58791
.59861
.60930
.61996
.55675
.56774
.57874
.58974
.60071
.53724
.54848
.55973
.57099
.58225
.51863
.53007
.54154
.55304
.56454
.50085
.51247
.52413
.53583
.54755
.48388
.49564
.50746
.51933
.53123
.46767
.47955
.49150
.50351
.51557
.45217
.46415
.47620
.48834
.50053
.43736
.44940
.46154
.47377
.48607
.42319
.43528
.44748
.45979
.47218
.40964
.42176
.43400
.44637
.45883
.39666
.40880
.42107
.43347
.44598
.38424
.39637
.40866
.42108
.43363
.37234
.38446
.39674
.40917
.42174
.36094
.37303
.38529
.39772
.41030
.35002
.36207
.37430
.38671
.39928
.33954
.35154
.36373
.37612
.38867
89
89
89
89
89
65
66
67
68
69
.69226
.70157
.71082
.71999
.72905
.67084
.68062
.69035
.69999
.70954
.65030
.66050
.67065
.68074
.69072
.63058
.64116
.65170
.66219
.67258
.61166
.62258
.63347
.64431
.65507
.59349
.60471
.61592
.62709
.63818
.57604
.58753
.59902
.61048
.62188
.55927
.57100
.58274
.59447
.60614
.54315
.55509
.56706
.57902
.59094
.52766
.53979
.55195
.56412
.57626
.51276
.52505
.53738
.54974
.56208
.49843
.51085
.52334
.53586
.54837
.48464
.49718
.50979
.52246
.53512
.47137
.48400
.49672
.50951
.52231
.45859
.47130
.48411
.49700
.50992
.44628
.45905
.47194
.48492
.49794
.43443
.44724
.46019
.47324
.48634
.42300
.43585
.44884
.46195
.47512
.41199
.42485
.43788
.45103
.46425
.40137
.41424
.42728
.44046
.45374
89
89
89
89
89
70
71
72
73
74
.73796
.74671
.75527
.76363
.77181
.71894
.72817
.73722
.74606
.75472
.70057
.71025
.71975
.72904
.73815
.68284
.69293
.70284
.71255
.72208
.66571
.67618
.68648
.69657
.70649
.64916
.65998
.67063
.68108
.69135
.63317
.64431
.65528
.66606
.67666
.61772
.62915
.64041
.65149
.66240
.60277
.61447
.62600
.63736
.64856
.58832
.60026
.61204
.62365
.63511
.57435
.58650
.59851
.61035
.62205
.56083
.57317
.58539
.59744
.60936
.54774
.56026
.57266
.58491
.59702
.53508
.54775
.56032
.57274
.58504
.52281
.53563
.54834
.56092
.57339
.51094
.52388
.53672
.54944
.56206
.49944
.51248
.52544
.53829
.55104
.48830
.50143
.51449
.52745
.54033
.47750
.49072
.50386
.51692
.52991
.46704
.48032
.49354
.50668
.51976
89
89
89
89
89
75
76
77
78
79
.77981
.78765
.79530
.80274
.80994
.76321
.77152
.77965
.78757
.79523
.74709
.75585
.76443
.77278
.78088
.73143
.74062
.74961
.75839
.76690
.71623
.72580
.73519
.74436
.75326
.70146
.71140
.72115
.73069
.73996
.68711
.69739
.70749
.71737
.72699
.67316
.68376
.69418
.70439
.71433
.65960
.67050
.68122
.69174
.70198
.64642
.65760
.66860
.67940
.68994
.63361
.64504
.65631
.66737
.67818
.62115
.63281
.64432
.65564
.66670
.60902
.62091
.63265
.64420
.65549
.59723
.60932
.62127
.63304
.64455
.58576
.59803
.61017
.62215
.63387
.57459
.58703
.59936
.61152
.62344
.56372
.57632
.58881
.60115
.61325
.55314
.56588
.57852
.59102
.60329
.54283
.55571
.56849
.58114
.59357
.53280
.54579
.55870
.57149
.58406
89
89
89
89
89
80
81
82
83
84
.81686
.82345
.82973
.83568
.84134
.80259
.80963
.81632
.82268
.82873
.78867
.79612
.80322
.80996
.81638
.77509
.78293
.79041
.79752
.80430
.76184
.77005
.77789
.78535
.79247
.74890
.75747
.76565
.77344
.78088
.73627
.74517
.75368
.76179
.76954
.72393
.73315
.74197
.75038
.75843
.71189
.72141
.73052
.73922
.74755
.70013
.70993
.71932
.72830
.73689
.68864
.69871
.70836
.71760
.72645
.67742
.68774
.69765
.70713
.71622
.66645
.67702
.68716
.69687
.70619
.65574
.66653
.67689
.68683
.69637
.64527
.65627
.66684
.67699
.68675
.63503
.64623
.65701
.66736
.67731
.62503
.63642
.64738
.65792
.66806
.61525
.62681
.63796
.64867
.65899
.60568
.61741
.62873
.63961
.65010
.59633
.60822
.61969
.63073
.64139
89
89
89
89
89
85
86
87
88
89
.84672
.85179
.85651
.86089
.86494
.83448
.83991
.84497
.84966
.85401
.82250
.82826
.83365
.83865
.84328
.81075
.81685
.82255
.82784
.83275
.79925
.80567
.81166
.81724
.82240
.78798
.79470
.80098
.80683
.81225
.77694
.78395
.79050
.79661
.80228
.76612
.77340
.78022
.78659
.79249
.75551
.76306
.77014
.77674
.78288
.74512
.75292
.76024
.76708
.77344
.73493
.74298
.75053
.75759
.76417
.72494
.73322
.74100
.74828
.75506
.71514
.72365
.73165
.73913
.74611
.70554
.71426
.72247
.73015
.73731
.69612
.70505
.71345
.72133
.72867
.68689
.69601
.70460
.71266
.72019
.67783
.68714
.69592
.70415
.71184
.66894
.67843
.68738
.69579
.70364
.66022
.66989
.67900
.68757
.69558
.65167
.66150
.67077
.67950
.68766
90
90
90
90
90
0
1
2
3
4
.21163
.20952
.21359
.21792
.22243
.18607
.18357
.18742
.19154
.19584
.16400
.16114
.16476
.16865
.17274
.14491
.14172
.14510
.14877
.15263
.12839
.12489
.12804
.13147
.13510
.11407
.11028
.11320
.11641
.11982
.10164
.09758
.10028
.10328
.10647
.09083
.08653
.08902
.09181
.09479
.08141
.07689
.07919
.08178
.08456
.07320
.06849
.07060
.07300
.07558
.06603
.06114
.06308
.06530
.06771
.05976
.05471
.05648
.05854
.06078
.05426
.04907
.05069
.05259
.05467
.04944
.04412
.04560
.04735
.04929
.04520
.03977
.04111
.04274
.04453
.04146
.03593
.03716
.03866
.04033
.03816
.03255
.03366
.03505
.03660
.03524
.02956
.03057
.03185
.03329
.03266
.02691
.02783
.02901
.03035
.03037
.02456
.02540
.02649
.02773
182
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
90
90
90
90
90
5
6
7
8
9
.22709
.23188
.23679
.24182
.24698
.20030
.20489
.20962
.21446
.21944
.17698
.18136
.18587
.19051
.19529
.15665
.16081
.16510
.16953
.17410
.13890
.14284
.14691
.15112
.15547
.12339
.12710
.13096
.13494
.13907
.10982
.11331
.11695
.12072
.12463
.09793
.10121
.10464
.10819
.11189
.08750
.09058
.09380
.09715
.10064
.07834
.08122
.08425
.08740
.09070
.07027
.07298
.07582
.07878
.08189
.06317
.06570
.06837
.07115
.07408
.05691
.05927
.06177
.06439
.06715
.05138
.05359
.05593
.05839
.06099
.04648
.04855
.05075
.05306
.05551
.04214
.04408
.04614
.04831
.05062
.03829
.04011
.04204
.04408
.04626
.03487
.03657
.03838
.04031
.04236
.03183
.03342
.03512
.03693
.03887
.02911
.03060
.03221
.03391
.03574
90
90
90
90
90
10
11
12
13
14
.25227
.25767
.26319
.26879
.27443
.22456
.22980
.23516
.24060
.24609
.20022
.20527
.21044
.21571
.22102
.17881
.18366
.18863
.19370
.19882
.15997
.16460
.16937
.17423
.17914
.14336
.14778
.15233
.15698
.16168
.12870
.13290
.13724
.14168
.14617
.11575
.11974
.12387
.12809
.13237
.10429
.10808
.11200
.11601
.12008
.09415
.09773
.10145
.10526
.10913
.08515
.08854
.09207
.09569
.09936
.07716
.08037
.08371
.08714
.09062
.07006
.07309
.07626
.07951
.08281
.06373
.06660
.06960
.07268
.07581
.05810
.06081
.06365
.06657
.06954
.05306
.05563
.05832
.06109
.06390
.04857
.05100
.05354
.05617
.05883
.04454
.04684
.04925
.05175
.05427
.04093
.04311
.04540
.04776
.05016
.03769
.03975
.04193
.04417
.04645
90
90
90
90
90
15
16
17
18
19
.28010
.28579
.29151
.29728
.30313
.25162
.25716
.26274
.26837
.27410
.22637
.23174
.23716
.24263
.24820
.20398
.20916
.21439
.21968
.22506
.18410
.18908
.19410
.19919
.20438
.16642
.17119
.17601
.18089
.18588
.15070
.15525
.15986
.16453
.16930
.13669
.14103
.14542
.14988
.15444
.12419
.12833
.13250
.13675
.14110
.11304
.11696
.12093
.12497
.12911
.10306
.10679
.11056
.11439
.11833
.09414
.09767
.10125
.10488
.10862
.08614
.08949
.09288
.09632
.09987
.07897
.08214
.08535
.08861
.09197
.07253
.07553
.07857
.08165
.08484
.06673
.06958
.07245
.07537
.07839
.06152
.06421
.06692
.06969
.07255
.05682
.05936
.06193
.06455
.06725
.05257
.05498
.05741
.05989
.06244
.04873
.05102
.05332
.05566
.05808
90
90
90
90
90
20
21
22
23
24
.30909
.31517
.32135
.32765
.33408
.27994
.28590
.29198
.29818
.30453
.25388
.25970
.26564
.27172
.27794
.23058
.23622
.24200
.24792
.25399
.20970
.21517
.22076
.22650
.23240
.19100
.19626
.20166
.20721
.21292
.17421
.17927
.18446
.18981
.19533
.15914
.16398
.16897
.17411
.17943
.14559
.15022
.15500
.15993
.16504
.13339
.13782
.14238
.14711
.15201
.12240
.12662
.13098
.13550
.14020
.11249
.11651
.12067
.12499
.12948
.10355
.10737
.11133
.11545
.11975
.09547
.09910
.10287
.10680
.11089
.08815
.09160
.09519
.09893
.10284
.08153
.08481
.08821
.09177
.09550
.07552
.07863
.08187
.08526
.08881
.07007
.07302
.07610
.07932
.08271
.06512
.06791
.07084
.07390
.07713
.06061
.06326
.06604
.06895
.07202
90
90
90
90
90
25
26
27
28
29
.34066
.34737
.35422
.36121
.36834
.31103
.31767
.32448
.33142
.33852
.28432
.29086
.29757
.30444
.31145
.26023
.26664
.27322
.27997
.28687
.23848
.24472
.25116
.25776
.26453
.21882
.22489
.23115
.23759
.24421
.20103
.20692
.21300
.21926
.22570
.18493
.19062
.19651
.20258
.20884
.17034
.17582
.18151
.18739
.19346
.15710
.16238
.16787
.17355
.17942
.14508
.15016
.15544
.16092
.16659
.13416
.13903
.14412
.14939
.15486
.12423
.12890
.13378
.13886
.14413
.11518
.11966
.12434
.12922
.13430
.10694
.11122
.11572
.12040
.12528
.09942
.10352
.10782
.11232
.11701
.09255
.09647
.10060
.10491
.10942
.08627
.09002
.09397
.09811
.10244
.08053
.08411
.08789
.09185
.09601
.07527
.07869
.08231
.08611
.09009
90
90
90
90
90
30
31
32
33
34
.37558
.38295
.39045
.39808
.40584
.34574
.35310
.36060
.36825
.37604
.31862
.32593
.33338
.34100
.34877
.29394
.30116
.30854
.31609
.32380
.27147
.27857
.28584
.29329
.30092
.25100
.25796
.26509
.27242
.27992
.23232
.23912
.24611
.25329
.26066
.21528
.22191
.22872
.23574
.24296
.19971
.20616
.21279
.21964
.22669
.18548
.19173
.19818
.20485
.21172
.17246
.17851
.18477
.19125
.19794
.16053
.16639
.17246
.17874
.18524
.14960
.15526
.16113
.16722
.17353
.13957
.14504
.15071
.15661
.16273
.13036
.13564
.14112
.14682
.15274
.12190
.12698
.13227
.13779
.14352
.11412
.11901
.12412
.12944
.13499
.10696
.11167
.11659
.12173
.12709
.10036
.10489
.10963
.11459
.11977
.09427
.09863
.10320
.10798
.11298
90
90
90
90
90
35
36
37
38
39
.41374
.42177
.42994
.43824
.44669
.38399
.39208
.40032
.40871
.41726
.35672
.36481
.37307
.38151
.39010
.33170
.33976
.34800
.35643
.36503
.30873
.31673
.32491
.33329
.34187
.28763
.29554
.30363
.31194
.32045
.26824
.27602
.28401
.29221
.30063
.25039
.25804
.26589
.27398
.28229
.23396
.24145
.24916
.25711
.26529
.21882
.22615
.23370
.24150
.24953
.20486
.21201
.21940
.22703
.23491
.19198
.19895
.20616
.21362
.22134
.18008
.18687
.19389
.20118
.20873
.16909
.17568
.18253
.18963
.19701
.15892
.16532
.17198
.17891
.18610
.14950
.15572
.16219
.16893
.17595
.14078
.14681
.15310
.15966
.16649
.13270
.13855
.14465
.15102
.15767
.12520
.13086
.13678
.14297
.14944
.11823
.12372
.12946
.13547
.14176
90
90
90
90
90
40
41
42
43
44
.45527
.46400
.47287
.48188
.49101
.42596
.43483
.44386
.45303
.46235
.39888
.40783
.41695
.42624
.43569
.37383
.38282
.39199
.40135
.41089
.35064
.35963
.36882
.37820
.38778
.32918
.33813
.34729
.35667
.36625
.30928
.31817
.32728
.33662
.34617
.29084
.29963
.30867
.31794
.32744
.27372
.28241
.29134
.30053
.30995
.25783
.26639
.27521
.28429
.29362
.24306
.25148
.26017
.26913
.27835
.22933
.23760
.24615
.25497
.26407
.21655
.22467
.23306
.24174
.25070
.20466
.21261
.22084
.22937
.23818
.19358
.20135
.20943
.21779
.22645
.18325
.19085
.19875
.20695
.21546
.17361
.18103
.18876
.19680
.20514
.16461
.17186
.17941
.18728
.19546
.15620
.16327
.17066
.17835
.18636
.14834
.15524
.16245
.16997
.17781
90
90
90
90
90
45
46
47
48
49
.50024
.50957
.51898
.52847
.53803
.47179
.48134
.49098
.50073
.51056
.44528
.45500
.46482
.47476
.48481
.42057
.43040
.44036
.45044
.46065
.39752
.40742
.41747
.42765
.43798
.37601
.38595
.39604
.40629
.41669
.35592
.36586
.37596
.38624
.39668
.33715
.34706
.35715
.36743
.37788
.31960
.32945
.33951
.34976
.36020
.30318
.31296
.32295
.33315
.34355
.28780
.29750
.30741
.31754
.32789
.27341
.28300
.29281
.30285
.31313
.25991
.26938
.27908
.28903
.29921
.24726
.25660
.26618
.27601
.28609
.23538
.24459
.25404
.26375
.27371
.22423
.23329
.24260
.25218
.26202
.21376
.22267
.23183
.24127
.25098
.20391
.21266
.22168
.23098
.24055
.19465
.20324
.21211
.22126
.23069
.18594
.19437
.20307
.21207
.22135
90
90
90
90
90
50
51
52
53
54
.54767
.55737
.56711
.57689
.58668
.52048
.53049
.54054
.55065
.56078
.49496
.50521
.51552
.52590
.53632
.47098
.48142
.49194
.50254
.51320
.44844
.45903
.46971
.48049
.49134
.42724
.43794
.44875
.45966
.47067
.40730
.41807
.42896
.43998
.45110
.38852
.39933
.41028
.42137
.43257
.37084
.38166
.39264
.40376
.41502
.35417
.36498
.37596
.38710
.39839
.33846
.34924
.36019
.37133
.38262
.32363
.33436
.34528
.35638
.36766
.30964
.32030
.33116
.34222
.35346
.29643
.30700
.31779
.32879
.33998
.28394
.29442
.30513
.31605
.32718
.27214
.28252
.29313
.30396
.31501
.26098
.27124
.28174
.29248
.30345
.25041
.26055
.27094
.28158
.29245
.24041
.25043
.26069
.27121
.28198
.23094
.24082
.25096
.26136
.27201
183
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
90
90
90
90
90
55
56
57
58
59
.59649
.60631
.61612
.62592
.63566
.57095
.58114
.59134
.60153
.61168
.54679
.55729
.56782
.57835
.58885
.52392
.53469
.54550
.55632
.56713
.50227
.51326
.52431
.53538
.54644
.48176
.49293
.50417
.51545
.52674
.46232
.47364
.48504
.49649
.50796
.44389
.45532
.46684
.47843
.49006
.42641
.43792
.44954
.46124
.47298
.40982
.42138
.43307
.44485
.45669
.39407
.40566
.41740
.42923
.44115
.37910
.39071
.40247
.41434
.42630
.36489
.37648
.38824
.40013
.41212
.35137
.36294
.37469
.38657
.39857
.33851
.35004
.36176
.37363
.38561
.32628
.33776
.34943
.36126
.37323
.31464
.32604
.33766
.34945
.36138
.30355
.31488
.32642
.33815
.35003
.29298
.30422
.31569
.32735
.33918
.28291
.29406
.30544
.31702
.32878
90
90
90
90
90
60
61
62
63
64
.64535
.65500
.66460
.67416
.68367
.62178
.63185
.64189
.65189
.66185
.59932
.60976
.62018
.63059
.64095
.57791
.58868
.59944
.61020
.62092
.55750
.56855
.57961
.59067
.60172
.53803
.54932
.56064
.57198
.58331
.51945
.53095
.54249
.55406
.56564
.50171
.51339
.52512
.53690
.54869
.48477
.49660
.50849
.52044
.53242
.46859
.48053
.49256
.50466
.51680
.45312
.46516
.47730
.48952
.50180
.43833
.45045
.46267
.47499
.48738
.42419
.43636
.44864
.46104
.47352
.41066
.42286
.43519
.44765
.46020
.39771
.40993
.42229
.43478
.44739
.38531
.39753
.40990
.42242
.43507
.37344
.38564
.39801
.41054
.42321
.36206
.37424
.38659
.39912
.41180
.35115
.36329
.37562
.38813
.40081
.34070
.35279
.36508
.37756
.39022
90
90
90
90
90
65
66
67
68
69
.69311
.70249
.71181
.72105
.73019
.67176
.68160
.69140
.70113
.71076
.65127
.66154
.67178
.68195
.69202
.63161
.64227
.65290
.66347
.67395
.61274
.62374
.63472
.64566
.65652
.59462
.60593
.61723
.62850
.63970
.57722
.58880
.60039
.61196
.62347
.56050
.57232
.58417
.59600
.60779
.54443
.55647
.56854
.58062
.59266
.52898
.54121
.55348
.56577
.57803
.51413
.52651
.53896
.55144
.56391
.49984
.51236
.52496
.53761
.55025
.48609
.49873
.51146
.52425
.53706
.47285
.48559
.49844
.51135
.52429
.46011
.47293
.48587
.49889
.51195
.44783
.46072
.47374
.48685
.50001
.43601
.44894
.46202
.47521
.48846
.42462
.43758
.45071
.46396
.47728
.41363
.42662
.43978
.45307
.46646
.40304
.41604
.42922
.44255
.45598
90
90
90
90
90
70
71
72
73
74
.73919
.74802
.75667
.76513
.77341
.72025
.72958
.73872
.74767
.75645
.70197
.71175
.72135
.73076
.73999
.68432
.69452
.70454
.71437
.72402
.66727
.67785
.68826
.69848
.70853
.65079
.66173
.67250
.68308
.69349
.63487
.64614
.65724
.66815
.67890
.61949
.63105
.64245
.65367
.66473
.60461
.61644
.62812
.63962
.65097
.59022
.60230
.61423
.62599
.63761
.57631
.58860
.60076
.61276
.62462
.56285
.57534
.58771
.59992
.61201
.54982
.56249
.57505
.58746
.59975
.53721
.55004
.56276
.57536
.58784
.52500
.53797
.55085
.56360
.57626
.51317
.52627
.53929
.55219
.56499
.50172
.51493
.52806
.54109
.55404
.49062
.50393
.51717
.53031
.54339
.47987
.49326
.50659
.51984
.53302
.46945
.48290
.49631
.50965
.52294
90
90
90
90
90
75
76
77
78
79
.78153
.78948
.79726
.80483
.81216
.76505
.77349
.78175
.78980
.79761
.74905
.75794
.76666
.77516
.78342
.73351
.74283
.75197
.76091
.76958
.71841
.72813
.73768
.74701
.75609
.70374
.71384
.72376
.73347
.74292
.68949
.69994
.71021
.72028
.73008
.67564
.68641
.69702
.70742
.71756
.66218
.67325
.68417
.69488
.70533
.64909
.66045
.67165
.68265
.69340
.63636
.64798
.65945
.67073
.68176
.62398
.63584
.64756
.65910
.67039
.61194
.62402
.63598
.64776
.65929
.60022
.61252
.62469
.63669
.64845
.58882
.60131
.61368
.62589
.63786
.57773
.59038
.60294
.61535
.62752
.56692
.57974
.59247
.60506
.61742
.55641
.56937
.58226
.59501
.60755
.54616
.55927
.57230
.58521
.59791
.53619
.54942
.56258
.57563
.58849
90
90
90
90
90
80
81
82
83
84
.81922
.82596
.83238
.83848
.84430
.80512
.81231
.81917
.82569
.83190
.79137
.79899
.80625
.81316
.81976
.77795
.78597
.79362
.80091
.80787
.76485
.77325
.78127
.78892
.79624
.75205
.76082
.76919
.77719
.78484
.73956
.74867
.75738
.76571
.77367
.72737
.73680
.74583
.75447
.76274
.71545
.72520
.73453
.74346
.75202
.70382
.71385
.72347
.73269
.74152
.69245
.70276
.71266
.72213
.73124
.68135
.69192
.70207
.71180
.72116
.67049
.68131
.69171
.70168
.71128
.65989
.67093
.68156
.69177
.70159
.64952
.66079
.67163
.68206
.69210
.63938
.65086
.66191
.67254
.68279
.62947
.64114
.65239
.66322
.67366
.61978
.63164
.64307
.65409
.66472
.61031
.62233
.63394
.64513
.65594
.60104
.61323
.62500
.63636
.64733
90
90
90
90
90
85
86
87
88
89
.84983
.85505
.85993
.86447
.86866
.83782
.84341
.84864
.85350
.85801
.82605
.83200
.83756
.84274
.84754
.81452
.82081
.82669
.83218
.83726
.80322
.80984
.81603
.82181
.82717
.79215
.79908
.80557
.81163
.81726
.78129
.78852
.79530
.80163
.80752
.77066
.77817
.78523
.79182
.79795
.76023
.76802
.77534
.78218
.78855
.75000
.75806
.76563
.77272
.77932
.73998
.74829
.75610
.76342
.77025
.73014
.73870
.74675
.75429
.76133
.72050
.72929
.73756
.74532
.75257
.71104
.72006
.72855
.73651
.74396
.70177
.71099
.71969
.72786
.73549
.69267
.70210
.71099
.71935
.72717
.68374
.69336
.70245
.71099
.71899
.67498
.68479
.69406
.70278
.71095
.66638
.67637
.68581
.69470
.70304
.65794
.66810
.67772
.68677
.69526
90 90 .87253 .86216 .85197 .84196
91 0 .21170 .18614 .16407 .14499
91 1 .20953 .18359 .16116 .14174
91 2 .21360 .18743 .16477 .14511
91 3 .21793 .19155 .16866 .14878
.83213
.12847
.12490
.12805
.13149
.82246
.11415
.11029
.11321
.11642
.81296
.10172
.09760
.10030
.10329
.80363
.09092
.08654
.08904
.09182
.79446
.08151
.07691
.07921
.08179
.78544
.07330
.06851
.07061
.07301
.77658
.06614
.06116
.06309
.06531
.76786
.05987
.05473
.05650
.05855
.75929
.05438
.04909
.05071
.05261
.75087
.04955
.04414
.04562
.04737
.74259
.04531
.03979
.04113
.04275
.73444
.04158
.03595
.03718
.03867
.72643
.03828
.03257
.03368
.03507
.71855
.03537
.02958
.03059
.03187
.71080
.03279
.02694
.02785
.02903
.70318
.03050
.02459
.02542
.02650
91
91
91
91
91
4
5
6
7
8
.22244
.22710
.23189
.23680
.24183
.19585
.20031
.20490
.20963
.21447
.17275
.17699
.18137
.18589
.19053
.15264
.15666
.16082
.16511
.16954
.13512
.13891
.14285
.14692
.15113
.11983
.12340
.12712
.13097
.13496
.10648
.10983
.11333
.11696
.12073
.09480
.09794
.10123
.10465
.10821
.08457
.08751
.09059
.09381
.09716
.07560
.07835
.08123
.08426
.08741
.06772
.07029
.07299
.07583
.07880
.06079
.06319
.06572
.06838
.07117
.05469
.05692
.05929
.06179
.06441
.04930
.05139
.05360
.05595
.05841
.04455
.04650
.04857
.05076
.05308
.04034
.04216
.04410
.04616
.04833
.03662
.03831
.04012
.04206
.04410
.03331
.03489
.03659
.03840
.04033
.03037
.03185
.03343
.03514
.03695
.02775
.02913
.03062
.03222
.03393
91
91
91
91
91
9
10
11
12
13
.24699
.25228
.25769
.26321
.26882
.21945
.22457
.22982
.23518
.24063
.19531
.20023
.20529
.21047
.21573
.17411
.17883
.18368
.18866
.19373
.15548
.15998
.16462
.16939
.17426
.13909
.14338
.14780
.15236
.15701
.12465
.12872
.13293
.13727
.14171
.11191
.11577
.11977
.12390
.12813
.10066
.10431
.10810
.11203
.11605
.09072
.09417
.09776
.10148
.10530
.08191
.08517
.08857
.09210
.09573
.07410
.07718
.08040
.08374
.08718
.06717
.07008
.07312
.07629
.07955
.06101
.06376
.06663
.06963
.07273
.05553
.05812
.06084
.06368
.06661
.05064
.05309
.05566
.05836
.06113
.04628
.04859
.05103
.05358
.05621
.04238
.04457
.04687
.04929
.05179
.03889
.04096
.04314
.04544
.04781
.03576
.03772
.03979
.04197
.04422
184
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
91
91
91
91
91
14
15
16
17
18
.27446
.28013
.28582
.29154
.29731
.24612
.25165
.25719
.26278
.26841
.22105
.22641
.23178
.23720
.24267
.19886
.20402
.20920
.21443
.21972
.17918
.18414
.18912
.19415
.19924
.16172
.16647
.17124
.17606
.18094
.14621
.15074
.15530
.15991
.16458
.13241
.13673
.14108
.14547
.14993
.12013
.12424
.12837
.13256
.13680
.10918
.11308
.11701
.12099
.12503
.09940
.10311
.10684
.11062
.11445
.09067
.09419
.09773
.10131
.10494
.08286
.08619
.08955
.09294
.09639
.07586
.07902
.08220
.08541
.08867
.06959
.07258
.07559
.07863
.08172
.06395
.06679
.06964
.07251
.07544
.05889
.06157
.06427
.06699
.06976
.05432
.05687
.05942
.06200
.06462
.05021
.05263
.05505
.05748
.05996
.04650
.04879
.05108
.05339
.05573
91
91
91
91
91
19
20
21
22
23
.30317
.30913
.31521
.32139
.32769
.27414
.27998
.28594
.29202
.29823
.24824
.25393
.25975
.26569
.27176
.22511
.23062
.23627
.24205
.24797
.20443
.20975
.21522
.22081
.22655
.18593
.19105
.19631
.20171
.20726
.16935
.17427
.17932
.18452
.18987
.15449
.15919
.16404
.16903
.17417
.14116
.14564
.15028
.15506
.15999
.12917
.13345
.13788
.14245
.14717
.11839
.12246
.12669
.13105
.13557
.10868
.11256
.11658
.12074
.12506
.09993
.10361
.10744
.11140
.11552
.09204
.09553
.09917
.10294
.10687
.08491
.08822
.09167
.09526
.09900
.07846
.08160
.08488
.08829
.09185
.07262
.07559
.07871
.08195
.08534
.06732
.07014
.07310
.07617
.07940
.06252
.06519
.06799
.07092
.07398
.05815
.06068
.06334
.06612
.06903
91
91
91
91
91
24
25
26
27
28
.33413
.34070
.34741
.35427
.36126
.30458
.31108
.31772
.32453
.33148
.27799
.28437
.29092
.29763
.30449
.25404
.26029
.26669
.27328
.28003
.23246
.23853
.24478
.25122
.25782
.21298
.21888
.22495
.23122
.23766
.19539
.20109
.20698
.21306
.21933
.17949
.18499
.19068
.19658
.20265
.16511
.17040
.17589
.18158
.18747
.15208
.15717
.16245
.16794
.17363
.14027
.14515
.15023
.15552
.16100
.12955
.13424
.13911
.14420
.14947
.11982
.12430
.12898
.13386
.13894
.11097
.11526
.11974
.12443
.12931
.10292
.10702
.11130
.11580
.12049
.09558
.09950
.10360
.10791
.11241
.08889
.09263
.09656
.10069
.10500
.08279
.08636
.09011
.09406
.09820
.07721
.08062
.08420
.08798
.09195
.07211
.07536
.07878
.08240
.08621
91
91
91
91
91
29
30
31
32
33
.36839
.37564
.38301
.39051
.39815
.33857
.34580
.35317
.36067
.36832
.31151
.31868
.32599
.33345
.34108
.28694
.29401
.30123
.30861
.31617
.26460
.27154
.27865
.28592
.29337
.24428
.25107
.25803
.26517
.27250
.22578
.23240
.23921
.24619
.25338
.20892
.21536
.22199
.22881
.23584
.19354
.19980
.20624
.21289
.21974
.17950
.18557
.19182
.19828
.20495
.16668
.17255
.17861
.18487
.19135
.15495
.16062
.16649
.17256
.17885
.14422
.14969
.15536
.16124
.16733
.13439
.13967
.14514
.15082
.15672
.12538
.13046
.13574
.14123
.14694
.11711
.12200
.12709
.13239
.13790
.10952
.11422
.11912
.12423
.12956
.10254
.10706
.11178
.11670
.12185
.09611
.10046
.10500
.10975
.11472
.09020
.09438
.09875
.10332
.10811
91
91
91
91
91
34
35
36
37
38
.40591
.41381
.42185
.43002
.43833
.37612
.38407
.39216
.40040
.40880
.34885
.35680
.36490
.37317
.38160
.32388
.33179
.33986
.34810
.35653
.30100
.30882
.31683
.32502
.33340
.28002
.28773
.29564
.30374
.31205
.26075
.26834
.27613
.28412
.29233
.24306
.25050
.25815
.26601
.27410
.22679
.23407
.24157
.24928
.25724
.21183
.21894
.22627
.23382
.24163
.19805
.20498
.21213
.21953
.22717
.18535
.19210
.19908
.20629
.21376
.17365
.18021
.18700
.19403
.20133
.16284
.16921
.17582
.18267
.18978
.15287
.15905
.16546
.17213
.17906
.14365
.14963
.15586
.16234
.16909
.13512
.14092
.14696
.15325
.15982
.12722
.13283
.13869
.14480
.15118
.11990
.12534
.13101
.13694
.14314
.11312
.11838
.12387
.12962
.13564
91
91
91
91
91
39
40
41
42
43
.44678
.45537
.46411
.47299
.48200
.41736
.42607
.43495
.44398
.45317
.39021
.39899
.40795
.41708
.42639
.36514
.37395
.38294
.39213
.40150
.34198
.35077
.35977
.36896
.37836
.32057
.32931
.33827
.34744
.35683
.30076
.30942
.31832
.32744
.33679
.28242
.29098
.29979
.30883
.31812
.26543
.27387
.28257
.29152
.30071
.24968
.25798
.26655
.27539
.28448
.23506
.24322
.25165
.26035
.26933
.22149
.22949
.23777
.24634
.25518
.20889
.21672
.22484
.23326
.24195
.19717
.20483
.21279
.22104
.22959
.18626
.19375
.20154
.20963
.21801
.17611
.18343
.19104
.19896
.20718
.16666
.17379
.18123
.18898
.19703
.15784
.16480
.17206
.17963
.18752
.14962
.15639
.16348
.17088
.17859
.14194
.14854
.15545
.16267
.17021
91
91
91
91
91
44
45
46
47
48
.49114
.50039
.50973
.51915
.52866
.46250
.47194
.48151
.49117
.50093
.43585
.44545
.45518
.46502
.47498
.41105
.42075
.43060
.44057
.45067
.38795
.39771
.40763
.41769
.42790
.36643
.37621
.38616
.39627
.40654
.34636
.35612
.36608
.37621
.38651
.32764
.33736
.34729
.35740
.36770
.31016
.31982
.32970
.33977
.35004
.29383
.30340
.31321
.32322
.33345
.27856
.28804
.29776
.30769
.31785
.26429
.27365
.28326
.29310
.30317
.25093
.26016
.26966
.27938
.28936
.23842
.24751
.25688
.26648
.27635
.22670
.23565
.24487
.25435
.26409
.21570
.22450
.23358
.24292
.25253
.20539
.21403
.22296
.23216
.24163
.19571
.20419
.21297
.22201
.23134
.18662
.19494
.20356
.21245
.22163
.17807
.18623
.19468
.20342
.21245
91
91
91
91
91
49
50
51
52
53
.53824
.54790
.55762
.56739
.57718
.51078
.52073
.53076
.54084
.55096
.48504
.49522
.50549
.51583
.52623
.46090
.47125
.48172
.49227
.50290
.43824
.44873
.45934
.47006
.48086
.41696
.42754
.43827
.44911
.46005
.39697
.40761
.41841
.42934
.44039
.37818
.38885
.39969
.41067
.42179
.36051
.37118
.38203
.39304
.40421
.34388
.35452
.36537
.37638
.38756
.32822
.33882
.34963
.36063
.37180
.31347
.32401
.33477
.34573
.35687
.29957
.31003
.32072
.33162
.34272
.28646
.29682
.30744
.31827
.32931
.27408
.28435
.29487
.30561
.31658
.26240
.27256
.28297
.29362
.30450
.25137
.26140
.27170
.28225
.29303
.24095
.25085
.26103
.27146
.28214
.23109
.24085
.25091
.26122
.27179
.22176
.23139
.24131
.25149
.26194
91
91
91
91
91
54
55
56
57
58
.58700
.59684
.60669
.61654
.62636
.56113
.57132
.58155
.59178
.60201
.53669
.54719
.55773
.56829
.57886
.51359
.52434
.53515
.54600
.55686
.49175
.50271
.51375
.52483
.53595
.47109
.48223
.49344
.50472
.51605
.45154
.46281
.47417
.48561
.49711
.43304
.44440
.45587
.46744
.47908
.41550
.42693
.43849
.45016
.46191
.39889
.41036
.42197
.43371
.44555
.38313
.39463
.40627
.41806
.42995
.36819
.37968
.39134
.40315
.41508
.35401
.36548
.37713
.38894
.40089
.34054
.35198
.36360
.37541
.38735
.32776
.33914
.35072
.36250
.37442
.31560
.32692
.33845
.35018
.36208
.30405
.31529
.32675
.33843
.35028
.29306
.30421
.31560
.32721
.33900
.28260
.29366
.30496
.31649
.32822
.27264
.28360
.29481
.30625
.31791
91
91
91
91
91
59
60
61
62
63
.63615
.64588
.65556
.66521
.67482
.61219
.62234
.63245
.64254
.65259
.58941
.59992
.61040
.62087
.63133
.56771
.57854
.58936
.60017
.61098
.54706
.55816
.56926
.58038
.59150
.52738
.53872
.55007
.56145
.57284
.50863
.52017
.53173
.54333
.55497
.49076
.50246
.51420
.52600
.53784
.47371
.48555
.49744
.50940
.52142
.45745
.46940
.48141
.49350
.50567
.44192
.45396
.46607
.47827
.49056
.42710
.43920
.45138
.46367
.47606
.41294
.42508
.43732
.44967
.46215
.39941
.41157
.42384
.43625
.44878
.38648
.39864
.41093
.42337
.43595
.37411
.38627
.39856
.41101
.42361
.36228
.37441
.38669
.39914
.41176
.35096
.36305
.37531
.38774
.40036
.34012
.35217
.36438
.37679
.38940
.32973
.34173
.35390
.36627
.37885
185
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
91
91
91
91
91
64
65
66
67
68
.68437
.69386
.70330
.71268
.72199
.66260
.67256
.68247
.69234
.70214
.64175
.65213
.66247
.67277
.68302
.62177
.63252
.64325
.65395
.66460
.60261
.61370
.62477
.63583
.64686
.58424
.59563
.60701
.61839
.62975
.56662
.57827
.58993
.60160
.61326
.54971
.56159
.57350
.58543
.59736
.53348
.54556
.55769
.56985
.58203
.51789
.53016
.54247
.55484
.56723
.50292
.51534
.52782
.54036
.55295
.48854
.50108
.51370
.52641
.53916
.47472
.48737
.50011
.51295
.52585
.46143
.47417
.48701
.49996
.51299
.44865
.46145
.47438
.48743
.50057
.43635
.44921
.46220
.47533
.48857
.42452
.43742
.45046
.46365
.47697
.41313
.42605
.43913
.45237
.46575
.40217
.41510
.42820
.44148
.45490
.39161
.40454
.41764
.43095
.44441
91
91
91
91
91
69
70
71
72
73
.73120
.74027
.74918
.75792
.76647
.71184
.72141
.73082
.74006
.74910
.69318
.70321
.71308
.72278
.73228
.67517
.68563
.69592
.70605
.71598
.65781
.66864
.67933
.68985
.70018
.64105
.65224
.66329
.67417
.68486
.62487
.63638
.64776
.65897
.67001
.60926
.62106
.63274
.64426
.65561
.59417
.60624
.61819
.63000
.64163
.57961
.59192
.60411
.61617
.62807
.56553
.57806
.59048
.60277
.61491
.55193
.56465
.57727
.58978
.60214
.53878
.55167
.56448
.57718
.58974
.52606
.53911
.55208
.56495
.57770
.51376
.52694
.54006
.55309
.56600
.50187
.51516
.52841
.54158
.55464
.49035
.50375
.51712
.53041
.54360
.47921
.49270
.50616
.51956
.53288
.46843
.48199
.49553
.50903
.52245
.45798
.47160
.48522
.49880
.51231
91
91
91
91
91
74
75
76
77
78
.77484
.78305
.79111
.79899
.80669
.75797
.76668
.77523
.78361
.79179
.74161
.75079
.75980
.76864
.77729
.72574
.73535
.74480
.75408
.76315
.71034
.72035
.73021
.73989
.74938
.69540
.70578
.71602
.72609
.73596
.68089
.69162
.70221
.71264
.72288
.66680
.67786
.68878
.69955
.71013
.65312
.66448
.67571
.68680
.69769
.63983
.65147
.66299
.67437
.68556
.62693
.63882
.65061
.66226
.67374
.61438
.62652
.63856
.65046
.66220
.60219
.61455
.62682
.63896
.65095
.59034
.60290
.61538
.62775
.63997
.57882
.59157
.60424
.61682
.62925
.56762
.58054
.59339
.60616
.61879
.55673
.56980
.58282
.59576
.60858
.54613
.55934
.57251
.58562
.59861
.53582
.54916
.56247
.57572
.58887
.52578
.53924
.55268
.56607
.57936
91
91
91
91
91
79
80
81
82
83
.81415
.82133
.82820
.83476
.84100
.79973
.80739
.81472
.82172
.82838
.78568
.79378
.80155
.80897
.81604
.77198
.78050
.78868
.79650
.80396
.75862
.76754
.77611
.78431
.79214
.74558
.75488
.76382
.77238
.78056
.73286
.74252
.75181
.76072
.76924
.72045
.73045
.74007
.74931
.75814
.70833
.71865
.72860
.73814
.74728
.69651
.70713
.71738
.72721
.73665
.68497
.69588
.70640
.71652
.72623
.67370
.68488
.69567
.70606
.71603
.66270
.67413
.68518
.69581
.70603
.65195
.66362
.67491
.68578
.69624
.64145
.65335
.66486
.67596
.68664
.63120
.64330
.65503
.66635
.67724
.62118
.63348
.64541
.65693
.66802
.61139
.62388
.63600
.64770
.65899
.60183
.61449
.62678
.63867
.65014
.59247
.60530
.61776
.62982
.64146
91
91
91
91
91
84
85
86
87
88
.84695
.85263
.85800
.86302
.86770
.83475
.84082
.84657
.85196
.85697
.82280
.82925
.83537
.84110
.84644
.81109
.81792
.82438
.83045
.83610
.79963
.80680
.81361
.81999
.82595
.78840
.79591
.80304
.80973
.81598
.77740
.78523
.79267
.79965
.80619
.76662
.77476
.78249
.78977
.79657
.75606
.76449
.77251
.78006
.78712
.74571
.75442
.76272
.77052
.77784
.73557
.74454
.75310
.76116
.76873
.72562
.73486
.74367
.75197
.75977
.71587
.72536
.73441
.74294
.75096
.70632
.71603
.72532
.73408
.74231
.69695
.70689
.71639
.72537
.73381
.68776
.69791
.70763
.71681
.72545
.67875
.68911
.69903
.70840
.71724
.66991
.68046
.69058
.70014
.70916
.66124
.67198
.68228
.69203
.70122
.65273
.66365
.67413
.68405
.69342
91 89 .87204 .86163 .85141 .84137
91 90 .87605 .86594 .85600 .84623
91 91 .87969 .86985 .86018 .85067
92 0 .21175 .18620 .16413 .14506
92 1 .20955 .18360 .16117 .14175
.83150
.83664
.84132
.12855
.12492
.82181
.82720
.83212
.11423
.11031
.81228
.81793
.82308
.10181
.09761
.80292
.80881
.81418
.09100
.08656
.79372
.79984
.80543
.08160
.07693
.78468
.79103
.79683
.07340
.06853
.77579
.78236
.78836
.06623
.06118
.76705
.77383
.78003
.05997
.05475
.75847
.76544
.77184
.05448
.04911
.75002
.75720
.76377
.04966
.04416
.74172
.74908
.75584
.04542
.03981
.73355
.74110
.74803
.04169
.03598
.72552
.73325
.74034
.03840
.03259
.71763
.72553
.73278
.03549
.02960
.70986
.71792
.72533
.03291
.02696
.70222
.71044
.71800
.03062
.02461
92
92
92
92
92
2
3
4
5
6
.21361
.21794
.22245
.22711
.23189
.18744
.19156
.19586
.20032
.20491
.16478
.16867
.17275
.17700
.18138
.14513
.14879
.15265
.15667
.16083
.12806
.13150
.13513
.13892
.14286
.11323
.11643
.11984
.12341
.12713
.10031
.10330
.10649
.10984
.11334
.08905
.09183
.09481
.09795
.10124
.07922
.08180
.08458
.08752
.09060
.07063
.07302
.07561
.07836
.08125
.06311
.06533
.06773
.07030
.07300
.05651
.05857
.06080
.06320
.06573
.05072
.05262
.05470
.05694
.05930
.04563
.04739
.04932
.05140
.05362
.04115
.04277
.04456
.04651
.04858
.03720
.03869
.04036
.04217
.04411
.03370
.03508
.03663
.03832
.04014
.03061
.03188
.03332
.03490
.03660
.02787
.02904
.03038
.03186
.03345
.02544
.02652
.02777
.02915
.03064
92 7 .23681
92 8 .24184
92 9 .24700
92 10 .25229
92 11 .25771
.20964
.21448
.21946
.22459
.22983
.18589
.19054
.19532
.20025
.20530
.16512
.16955
.17412
.17884
.18370
.14693
.15114
.15550
.16000
.16464
.13098
.13497
.13910
.14339
.14782
.11698
.12074
.12466
.12874
.13295
.10466
.10822
.11193
.11579
.11979
.09382
.09718
.10068
.10433
.10813
.08427
.08743
.09073
.09419
.09778
.07584
.07881
.08193
.08519
.08859
.06839
.07118
.07412
.07720
.08042
.06180
.06443
.06719
.07010
.07315
.05596
.05843
.06103
.06378
.06666
.05078
.05309
.05555
.05814
.06087
.04617
.04835
.05066
.05311
.05569
.04207
.04412
.04630
.04861
.05105
.03842
.04034
.04240
.04459
.04690
.03516
.03697
.03891
.04098
.04317
.03224
.03395
.03578
.03774
.03982
92
92
92
92
92
12
13
14
15
16
.26323
.26884
.27449
.28016
.28585
.23520
.24065
.24615
.25168
.25722
.21049
.21576
.22108
.22644
.23181
.18868
.19376
.19889
.20405
.20924
.16942
.17429
.17921
.18417
.18916
.15238
.15704
.16175
.16650
.17128
.13729
.14174
.14624
.15078
.15534
.12392
.12816
.13245
.13677
.14112
.11205
.11608
.12016
.12428
.12842
.10151
.10533
.10921
.11313
.11706
.09213
.09576
.09944
.10316
.10689
.08377
.08722
.09071
.09423
.09778
.07632
.07959
.08290
.08624
.08960
.06967
.07276
.07590
.07907
.08225
.06372
.06665
.06963
.07263
.07564
.05839
.06117
.06400
.06684
.06969
.05361
.05625
.05893
.06163
.06432
.04933
.05183
.05437
.05692
.05948
.04547
.04785
.05026
.05268
.05510
.04200
.04426
.04655
.04885
.05114
92
92
92
92
92
17
18
19
20
21
.29157
.29735
.30320
.30916
.31524
.26281
.26845
.27417
.28001
.28598
.23723
.24271
.24828
.25397
.25979
.21447
.21976
.22515
.23066
.23631
.19419
.19928
.20447
.20980
.21526
.17610
.18098
.18597
.19109
.19636
.15995
.16462
.16940
.17431
.17937
.14552
.14998
.15454
.15924
.16409
.13260
.13685
.14121
.14570
.15033
.12104
.12508
.12922
.13350
.13793
.11067
.11450
.11844
.12252
.12674
.10136
.10500
.10874
.11261
.11664
.09299
.09644
.09999
.10367
.10750
.08546
.08873
.09210
.09559
.09923
.07868
.08178
.08497
.08828
.09174
.07257
.07550
.07852
.08166
.08494
.06705
.06982
.07268
.07566
.07877
.06206
.06468
.06738
.07021
.07316
.05754
.06002
.06258
.06526
.06806
.05345
.05579
.05822
.06075
.06341
186
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
92
92
92
92
92
22
23
24
25
26
.32142
.32773
.33416
.34074
.34745
.29206
.29827
.30462
.31112
.31777
.26573
.27180
.27803
.28442
.29096
.24209
.24801
.25409
.26033
.26674
.22085
.22660
.23250
.23858
.24483
.20176
.20731
.21303
.21893
.22500
.18457
.18992
.19544
.20115
.20704
.16908
.17423
.17955
.18505
.19074
.15511
.16005
.16516
.17046
.17595
.14250
.14723
.15214
.15723
.16252
.13110
.13563
.14033
.14522
.15030
.12080
.12512
.12961
.13430
.13918
.11146
.11559
.11988
.12437
.12905
.10300
.10693
.11104
.11533
.11981
.09533
.09907
.10298
.10709
.11138
.08835
.09192
.09565
.09957
.10367
.08201
.08541
.08896
.09271
.09663
.07624
.07947
.08286
.08643
.09018
.07098
.07405
.07728
.08069
.08428
.06619
.06911
.07218
.07543
.07886
92
92
92
92
92
27
28
29
30
31
.35431
.36131
.36844
.37569
.38306
.32457
.33153
.33862
.34585
.35322
.29768
.30454
.31157
.31874
.32605
.27333
.28008
.28699
.29407
.30129
.25127
.25788
.26466
.27160
.27871
.23127
.23772
.24434
.25114
.25810
.21312
.21939
.22584
.23247
.23928
.19664
.20272
.20898
.21543
.22207
.18165
.18753
.19361
.19987
.20632
.16801
.17369
.17957
.18564
.19190
.15559
.16107
.16675
.17263
.17869
.14427
.14955
.15503
.16070
.16657
.13394
.13902
.14430
.14978
.15545
.12450
.12939
.13447
.13975
.14523
.11588
.12057
.12546
.13055
.13583
.10799
.11249
.11720
.12209
.12719
.10077
.10509
.10960
.11432
.11922
.09414
.09829
.10263
.10716
.11188
.08807
.09204
.09621
.10056
.10511
.08249
.08630
.09029
.09448
.09885
92
92
92
92
92
32
33
34
35
36
.39056
.39820
.40597
.41388
.42192
.36073
.36838
.37618
.38413
.39223
.33352
.34114
.34892
.35687
.36498
.30868
.31623
.32396
.33186
.33994
.28599
.29345
.30108
.30890
.31691
.26525
.27258
.28010
.28782
.29573
.24627
.25346
.26084
.26843
.27622
.22889
.23592
.24314
.25059
.25824
.21297
.21982
.22688
.23417
.24167
.19836
.20504
.21192
.21903
.22637
.18496
.19145
.19814
.20508
.21224
.17265
.17894
.18545
.19220
.19919
.16133
.16743
.17375
.18031
.18711
.15091
.15682
.16295
.16932
.17593
.14132
.14704
.15297
.15916
.16558
.13248
.13801
.14376
.14975
.15598
.12433
.12967
.13523
.14104
.14708
.11681
.12196
.12733
.13296
.13882
.10985
.11483
.12002
.12546
.13114
.10343
.10822
.11324
.11850
.12400
92
92
92
92
92
37
38
39
40
41
.43009
.43840
.44686
.45545
.46420
.40048
.40888
.41744
.42616
.43504
.37325
.38169
.39030
.39909
.40805
.34819
.35662
.36524
.37405
.38305
.32511
.33350
.34209
.35088
.35988
.30383
.31215
.32068
.32942
.33839
.28422
.29244
.30087
.30954
.31844
.26611
.27421
.28254
.29110
.29992
.24939
.25735
.26555
.27400
.28270
.23393
.24175
.24980
.25811
.26670
.21964
.22729
.23519
.24336
.25180
.20641
.21389
.22162
.22963
.23793
.19415
.20146
.20902
.21687
.22500
.18279
.18992
.19731
.20498
.21295
.17225
.17920
.18641
.19391
.20171
.16247
.16923
.17626
.18358
.19121
.15338
.15996
.16681
.17395
.18140
.14494
.15133
.15799
.16496
.17223
.13708
.14329
.14977
.15656
.16366
.12976
.13579
.14210
.14871
.15563
92
92
92
92
92
42
43
44
45
46
.47309
.48211
.49126
.50051
.50987
.44409
.45328
.46262
.47208
.48166
.41720
.42651
.43598
.44559
.45534
.39225
.40163
.41119
.42090
.43076
.36909
.37850
.38810
.39787
.40781
.34758
.35698
.36659
.37638
.38635
.32758
.33694
.34653
.35630
.36628
.30898
.31828
.32781
.33755
.34749
.29167
.30088
.31033
.32001
.32991
.27554
.28465
.29401
.30360
.31343
.26051
.26950
.27875
.28825
.29798
.24650
.25536
.26448
.27386
.28349
.23343
.24214
.25113
.26038
.26989
.22122
.22977
.23862
.24774
.25712
.20981
.21821
.22691
.23588
.24512
.19914
.20738
.21592
.22474
.23384
.18916
.19723
.20561
.21428
.22323
.17982
.18772
.19594
.20444
.21324
.17107
.17880
.18685
.19519
.20383
.16287
.17043
.17831
.18648
.19496
92
92
92
92
92
47
48
49
50
51
.51931
.52883
.53842
.54810
.55784
.49134
.50111
.51098
.52094
.53099
.46520
.47517
.48525
.49544
.50574
.44075
.45087
.46112
.47149
.48198
.41788
.42811
.43847
.44898
.45962
.39647
.40676
.41721
.42781
.43856
.37642
.38674
.39723
.40789
.41871
.35762
.36794
.37845
.38914
.40000
.34000
.35029
.36078
.37148
.38236
.32346
.33371
.34416
.35483
.36571
.30793
.31811
.32851
.33914
.34998
.29335
.30345
.31377
.32434
.33513
.27964
.28964
.29988
.31036
.32109
.26675
.27664
.28677
.29717
.30782
.25462
.26439
.27441
.28470
.29526
.24320
.25284
.26274
.27292
.28337
.23244
.24194
.25171
.26177
.27211
.22231
.23166
.24130
.25123
.26144
.21274
.22195
.23144
.24124
.25133
.20372
.21278
.22212
.23178
.24174
92
92
92
92
92
52
53
54
55
56
.56762
.57744
.58728
.59714
.60702
.54109
.55124
.56143
.57165
.58190
.51610
.52653
.53701
.54753
.55810
.49255
.50321
.51393
.52471
.53555
.47036
.48119
.49211
.50310
.51417
.44942
.46040
.47147
.48263
.49388
.42967
.44075
.45194
.46323
.47463
.41102
.42217
.43344
.44484
.45635
.39340
.40459
.41592
.42739
.43899
.37675
.38796
.39932
.41084
.42249
.36101
.37221
.38358
.39512
.40681
.34612
.35730
.36865
.38019
.39189
.33203
.34316
.35449
.36600
.37770
.31868
.32976
.34103
.35251
.36418
.30604
.31704
.32826
.33969
.35132
.29406
.30498
.31612
.32748
.33906
.28269
.29352
.30457
.31586
.32738
.27191
.28263
.29359
.30480
.31624
.26168
.27229
.28315
.29425
.30561
.25196
.26245
.27320
.28421
.29547
92
92
92
92
92
57
58
59
60
61
.61690
.62675
.63657
.64633
.65605
.59217
.60242
.61265
.62283
.63297
.56870
.57931
.58989
.60044
.61096
.54643
.55733
.56822
.57909
.58995
.52529
.53644
.54760
.55874
.56989
.50520
.51657
.52795
.53933
.55073
.48611
.49765
.50922
.52081
.53242
.46796
.47965
.49137
.50312
.51492
.45070
.46250
.47435
.48624
.49818
.43427
.44616
.45810
.47011
.48217
.41864
.43058
.44260
.45469
.46686
.40375
.41573
.42780
.43995
.45219
.38956
.40156
.41366
.42586
.43815
.37604
.38804
.40015
.41237
.42470
.36314
.37513
.38724
.39946
.41182
.35084
.36280
.37489
.38710
.39946
.33910
.35101
.36307
.37527
.38761
.32790
.33975
.35177
.36393
.37625
.31720
.32899
.34094
.35306
.36534
.30697
.31868
.33058
.34264
.35488
92
92
92
92
92
62
63
64
65
66
.66573
.67538
.68498
.69452
.70401
.64310
.65320
.66326
.67327
.68323
.62148
.63198
.64245
.65288
.66327
.60081
.61167
.62251
.63332
.64410
.58105
.59222
.60339
.61454
.62567
.56215
.57360
.58506
.59651
.60795
.54407
.55576
.56747
.57919
.59092
.52676
.53866
.55060
.56255
.57453
.51020
.52227
.53440
.54656
.55875
.49433
.50656
.51885
.53118
.54357
.47912
.49148
.50391
.51640
.52896
.46455
.47701
.48956
.50218
.51488
.45058
.46312
.47576
.48849
.50132
.43718
.44978
.46250
.47532
.48825
.42432
.43697
.44975
.46264
.47565
.41198
.42466
.43748
.45043
.46351
.40014
.41283
.42567
.43866
.45179
.38876
.40145
.41431
.42732
.44049
.37783
.39051
.40337
.41639
.42959
.36733
.37999
.39283
.40585
.41906
92
92
92
92
92
67
68
69
70
71
.71344
.72281
.73208
.74122
.75020
.69315
.70302
.71279
.72243
.73192
.67364
.68395
.69418
.70429
.71424
.65487
.66559
.67624
.68677
.69716
.63680
.64790
.65893
.66985
.68063
.61941
.63085
.64223
.65351
.66465
.60267
.61441
.62611
.63771
.64918
.58654
.59856
.61054
.62244
.63422
.57100
.58327
.59551
.60768
.61973
.55603
.56851
.58099
.59340
.60571
.54159
.55427
.56696
.57959
.59213
.52768
.54053
.55340
.56623
.57897
.51425
.52726
.54029
.55330
.56623
.50130
.51444
.52762
.54078
.55388
.48880
.50205
.51536
.52866
.54191
.47674
.49009
.50350
.51692
.53030
.46509
.47852
.49202
.50555
.51905
.45384
.46733
.48092
.49453
.50813
.44297
.45652
.47016
.48386
.49754
.43247
.44605
.45975
.47351
.48727
187
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
92
92
92
92
92
72
73
74
75
76
.75901
.76763
.77609
.78439
.79254
.74123
.75036
.75931
.76812
.77677
.72402
.73362
.74304
.75231
.76144
.70737
.71740
.72726
.73697
.74653
.69124
.70167
.71194
.72206
.73203
.67563
.68643
.69707
.70757
.71793
.66050
.67165
.68264
.69349
.70422
.64585
.65731
.66863
.67981
.69087
.63165
.64340
.65502
.66651
.67788
.61789
.62991
.64180
.65357
.66524
.60454
.61681
.62895
.64099
.65294
.59160
.60410
.61648
.62876
.64095
.57906
.59175
.60435
.61685
.62928
.56688
.57977
.59256
.60527
.61792
.55507
.56812
.58109
.59400
.60684
.54361
.55681
.56995
.58302
.59606
.53248
.54582
.55910
.57234
.58554
.52168
.53514
.54856
.56194
.57530
.51119
.52476
.53829
.55181
.56531
.50100
.51467
.52831
.54194
.55557
92
92
92
92
92
77
78
79
80
81
.80052
.80832
.81589
.82319
.83018
.78525
.79355
.80161
.80939
.81685
.77039
.77916
.78768
.79591
.80382
.75593
.76514
.77410
.78276
.79109
.74185
.75147
.76085
.76992
.77864
.72814
.73815
.74792
.75738
.76649
.71479
.72517
.73531
.74514
.75460
.70179
.71252
.72300
.73317
.74298
.68912
.70018
.71099
.72149
.73162
.67678
.68814
.69926
.71007
.72051
.66475
.67640
.68782
.69892
.70964
.65303
.66495
.67664
.68801
.69901
.64160
.65377
.66572
.67736
.68862
.63046
.64287
.65506
.66694
.67844
.61960
.63223
.64464
.65675
.66849
.60901
.62184
.63447
.64679
.65875
.59868
.61170
.62452
.63705
.64922
.58860
.60180
.61481
.62753
.63988
.57876
.59213
.60531
.61821
.63075
.56917
.58268
.59603
.60909
.62181
92
92
92
92
92
82
83
84
85
86
.83686
.84322
.84930
.85511
.86062
.82397
.83077
.83728
.84349
.84939
.81137
.81859
.82549
.83210
.83837
.79905
.80666
.81395
.82094
.82757
.78700
.79499
.80265
.80999
.81697
.77521
.78356
.79157
.79926
.80657
.76368
.77237
.78072
.78873
.79636
.75239
.76141
.77008
.77841
.78635
.74135
.75068
.75966
.76829
.77652
.73054
.74017
.74944
.75836
.76688
.71996
.72987
.73942
.74863
.75741
.70960
.71979
.72960
.73907
.74811
.69947
.70991
.71998
.72970
.73899
.68954
.70022
.71054
.72050
.73003
.67982
.69073
.70128
.71147
.72123
.67030
.68143
.69220
.70261
.71259
.66097
.67231
.68329
.69392
.70410
.65184
.66338
.67455
.68538
.69577
.64289
.65462
.66598
.67700
.68758
.63412
.64602
.65757
.66877
.67954
92
92
92
92
92
87
88
89
90
91
.86577
.87058
.87506
.87919
.88296
.85491
.86007
.86488
.86932
.87337
.84426
.84975
.85487
.85961
.86393
.83379
.83962
.84504
.85007
.85465
.82352
.82966
.83538
.84068
.84553
.81344
.81988
.82588
.83145
.83655
.80354
.81027
.81655
.82238
.82771
.79382
.80083
.80738
.81346
.81902
.78428
.79155
.79836
.80468
.81047
.77490
.78244
.78949
.79605
.80205
.76570
.77348
.78077
.78756
.79377
.75665
.76468
.77220
.77920
.78562
.74777
.75603
.76377
.77098
.77760
.73904
.74752
.75548
.76290
.76971
.73046
.73916
.74732
.75494
.76193
.72203
.73094
.73930
.74711
.75428
.71375
.72286
.73141
.73940
.74675
.70561
.71491
.72365
.73182
.73933
.69761
.70709
.71601
.72435
.73203
.68975
.69941
.70850
.71701
.72484
92 92 .88635 .87701 .86782 .85878
93 0 .21180 .18625 .16419 .14512
93 1 .20956 .18361 .16118 .14176
93 2 .21361 .18745 .16479 .14514
93 3 .21794 .19157 .16868 .14880
.84988
.12861
.12493
.12807
.13151
.84113
.11430
.11032
.11324
.11644
.83251
.10188
.09763
.10032
.10331
.82403
.09108
.08658
.08906
.09184
.81569
.08168
.07695
.07923
.08182
.80747
.07348
.06854
.07064
.07304
.79938
.06632
.06120
.06312
.06534
.79142
.06006
.05477
.05653
.05858
.78358
.05457
.04913
.05074
.05263
.77586
.04975
.04418
.04565
.04740
.76825
.04552
.03983
.04117
.04278
.76077
.04179
.03600
.03721
.03870
.75340
.03850
.03261
.03372
.03509
.74613
.03559
.02963
.03063
.03190
.73898
.03302
.02698
.02789
.02906
.73193
.03073
.02463
.02545
.02653
93
93
93
93
93
4
5
6
7
8
.22245
.22711
.23190
.23682
.24185
.19587
.20033
.20492
.20964
.21449
.17276
.17701
.18139
.18590
.19055
.15265
.15668
.16083
.16513
.16956
.13513
.13893
.14286
.14694
.15115
.11985
.12342
.12713
.13099
.13498
.10650
.10985
.11335
.11698
.12076
.09482
.09796
.10125
.10467
.10823
.08459
.08753
.09061
.09384
.09719
.07562
.07837
.08126
.08428
.08744
.06774
.07031
.07301
.07585
.07882
.06081
.06321
.06574
.06841
.07120
.05471
.05695
.05931
.06181
.06444
.04933
.05142
.05363
.05597
.05844
.04458
.04652
.04859
.05079
.05311
.04037
.04218
.04412
.04618
.04836
.03664
.03834
.04015
.04209
.04413
.03334
.03492
.03661
.03843
.04036
.03040
.03187
.03346
.03517
.03698
.02778
.02916
.03065
.03225
.03396
93
93
93
93
93
9
10
11
12
13
.24701
.25230
.25772
.26325
.26886
.21947
.22460
.22985
.23521
.24067
.19533
.20026
.20532
.21050
.21578
.17413
.17886
.18371
.18870
.19378
.15551
.16001
.16466
.16944
.17431
.13912
.14341
.14784
.15240
.15706
.12468
.12875
.13297
.13732
.14176
.11194
.11580
.11981
.12394
.12818
.10069
.10435
.10815
.11208
.11611
.09075
.09420
.09780
.10153
.10536
.08194
.08521
.08861
.09215
.09579
.07413
.07722
.08044
.08380
.08725
.06721
.07012
.07317
.07635
.07962
.06105
.06380
.06668
.06969
.07279
.05556
.05816
.06089
.06374
.06668
.05068
.05313
.05571
.05842
.06121
.04632
.04863
.05108
.05364
.05629
.04242
.04461
.04692
.04935
.05187
.03893
.04100
.04319
.04550
.04789
.03580
.03776
.03984
.04203
.04430
93
93
93
93
93
14
15
16
17
18
.27451
.28018
.28588
.29160
.29737
.24617
.25170
.25725
.26284
.26848
.22111
.22646
.23184
.23726
.24274
.19891
.20408
.20927
.21450
.21979
.17924
.18420
.18919
.19422
.19931
.16178
.16653
.17131
.17613
.18102
.14627
.15081
.15538
.15999
.16466
.13248
.13680
.14116
.14555
.15002
.12019
.12431
.12846
.13264
.13689
.10925
.11316
.11710
.12108
.12512
.09948
.10319
.10693
.11071
.11455
.09075
.09427
.09782
.10140
.10504
.08294
.08628
.08964
.09304
.09649
.07594
.07911
.08229
.08551
.08878
.06967
.07267
.07569
.07873
.08183
.06403
.06688
.06974
.07262
.07555
.05897
.06167
.06437
.06710
.06987
.05441
.05697
.05953
.06211
.06473
.05030
.05273
.05515
.05759
.06007
.04659
.04890
.05119
.05350
.05585
93
93
93
93
93
19
20
21
22
23
.30323
.30919
.31527
.32145
.32776
.27420
.28005
.28601
.29209
.29830
.24831
.25400
.25982
.26576
.27184
.22518
.23070
.23635
.24213
.24805
.20451
.20983
.21530
.22089
.22664
.18601
.19113
.19640
.20180
.20735
.16944
.17435
.17941
.18461
.18997
.15458
.15929
.16414
.16912
.17427
.14125
.14574
.15038
.15516
.16010
.12927
.13355
.13798
.14255
.14728
.11849
.12257
.12679
.13116
.13568
.10879
.11266
.11669
.12085
.12517
.10004
.10372
.10755
.11152
.11564
.09215
.09564
.09928
.10306
.10699
.08502
.08834
.09179
.09538
.09913
.07857
.08172
.08500
.08841
.09198
.07273
.07571
.07883
.08207
.08547
.06744
.07027
.07322
.07630
.07953
.06264
.06532
.06812
.07105
.07412
.05828
.06081
.06347
.06625
.06917
93
93
93
93
93
24
25
26
27
28
.33420
.34077
.34749
.35435
.36135
.30465
.31115
.31780
.32461
.33157
.27807
.28446
.29100
.29772
.30459
.25413
.26037
.26678
.27338
.28013
.23255
.23863
.24488
.25132
.25793
.21307
.21897
.22505
.23132
.23777
.19549
.20120
.20708
.21317
.21944
.17959
.18510
.19079
.19669
.20277
.16521
.17051
.17601
.18170
.18759
.15219
.15728
.16257
.16807
.17375
.14038
.14527
.15035
.15565
.16113
.12967
.13436
.13924
.14433
.14961
.11994
.12443
.12911
.13400
.13909
.11109
.11539
.11987
.12457
.12946
.10304
.10715
.11144
.11595
.12064
.09571
.09963
.10374
.10806
.11257
.08903
.09277
.09670
.10084
.10516
.08292
.08650
.09025
.09421
.09836
.07735
.08076
.08435
.08814
.09212
.07225
.07550
.07893
.08256
.08637
188
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
93
93
93
93
93
29
30
31
32
33
.36848
.37573
.38311
.39061
.39825
.33867
.34590
.35327
.36078
.36844
.31161
.31878
.32610
.33357
.34120
.28704
.29412
.30135
.30873
.31629
.26471
.27166
.27877
.28605
.29351
.24440
.25119
.25816
.26531
.27264
.22590
.23253
.23934
.24633
.25352
.20904
.21550
.22213
.22896
.23599
.19367
.19994
.20639
.21304
.21990
.17964
.18571
.19197
.19844
.20511
.16682
.17269
.17876
.18504
.19153
.15510
.16078
.16665
.17273
.17902
.14437
.14985
.15553
.16141
.16751
.13454
.13983
.14531
.15100
.15691
.12554
.13063
.13591
.14141
.14713
.11727
.12217
.12727
.13257
.13810
.10968
.11440
.11931
.12442
.12976
.10271
.10724
.11197
.11690
.12206
.09629
.10064
.10519
.10995
.11493
.09038
.09456
.09894
.10352
.10832
93
93
93
93
93
34
35
36
37
38
.40602
.41393
.42197
.43015
.43847
.37624
.38419
.39229
.40054
.40895
.34898
.35693
.36504
.37332
.38176
.32402
.33193
.34001
.34826
.35670
.30114
.30897
.31699
.32518
.33358
.28016
.28789
.29580
.30392
.31224
.26091
.26850
.27630
.28430
.29253
.24322
.25067
.25833
.26620
.27431
.22696
.23425
.24175
.24948
.25745
.21200
.21912
.22646
.23403
.24185
.19823
.20517
.21234
.21974
.22740
.18554
.19230
.19928
.20651
.21400
.17384
.18041
.18721
.19426
.20157
.16304
.16942
.17604
.18290
.19003
.15307
.15926
.16569
.17237
.17931
.14385
.14985
.15609
.16259
.16935
.13533
.14114
.14719
.15350
.16008
.12743
.13306
.13893
.14505
.15145
.12012
.12557
.13126
.13720
.14342
.11334
.11861
.12412
.12988
.13592
93
93
93
93
93
39
40
41
42
43
.44693
.45553
.46428
.47317
.48220
.41752
.42624
.43513
.44418
.45338
.39038
.39917
.40815
.41730
.42662
.36532
.37414
.38315
.39236
.40175
.34217
.35097
.35998
.36920
.37862
.32077
.32952
.33850
.34769
.35710
.30097
.30964
.31856
.32770
.33707
.28264
.29121
.30004
.30910
.31841
.26566
.27411
.28283
.29180
.30102
.24991
.25823
.26682
.27568
.28479
.23530
.24348
.25193
.26065
.26965
.22174
.22976
.23806
.24665
.25551
.20914
.21699
.22514
.23357
.24230
.19743
.20511
.21309
.22137
.22994
.18653
.19404
.20185
.20996
.21838
.17639
.18372
.19136
.19930
.20755
.16694
.17409
.18155
.18933
.19741
.15813
.16510
.17239
.17999
.18791
.14991
.15671
.16382
.17124
.17899
.14224
.14886
.15579
.16304
.17062
93
93
93
93
93
44
45
46
47
48
.49136
.50062
.50999
.51944
.52897
.46273
.47220
.48179
.49148
.50127
.43610
.44572
.45548
.46535
.47534
.41131
.42104
.43091
.44091
.45105
.38823
.39801
.40796
.41805
.42829
.36672
.37653
.38651
.39665
.40696
.34667
.35646
.36645
.37660
.38694
.32796
.33771
.34767
.35782
.36815
.31049
.32018
.33009
.34020
.35051
.29417
.30378
.31362
.32367
.33393
.27892
.28843
.29818
.30815
.31835
.26466
.27405
.28370
.29357
.30369
.25131
.26057
.27010
.27987
.28989
.23880
.24794
.25734
.26699
.27689
.22709
.23608
.24534
.25486
.26465
.21611
.22494
.23407
.24345
.25310
.20581
.21449
.22346
.23270
.24222
.19614
.20465
.21347
.22256
.23194
.18705
.19541
.20407
.21300
.22223
.17851
.18671
.19520
.20399
.21307
93
93
93
93
93
49
50
51
52
53
.53858
.54827
.55803
.56783
.57766
.51115
.52113
.53119
.54131
.55148
.48543
.49564
.50595
.51633
.52678
.46131
.47170
.48221
.49280
.50348
.43867
.44920
.45986
.47062
.48148
.41742
.42804
.43881
.44970
.46070
.39745
.40813
.41898
.42995
.44106
.37868
.38939
.40028
.41132
.42249
.36102
.37174
.38264
.39371
.40493
.34441
.35510
.36600
.37707
.38831
.32877
.33942
.35029
.36134
.37258
.31403
.32462
.33544
.34646
.35767
.30015
.31066
.32141
.33238
.34355
.28705
.29747
.30815
.31904
.33015
.27469
.28501
.29560
.30641
.31745
.26303
.27324
.28372
.29444
.30539
.25201
.26210
.27247
.28308
.29394
.24160
.25156
.26181
.27231
.28307
.23175
.24158
.25170
.26208
.27273
.22244
.23213
.24211
.25237
.26290
93
93
93
93
93
54
55
56
57
58
.58753
.59741
.60731
.61721
.62709
.56169
.57193
.58221
.59250
.60279
.53728
.54784
.55843
.56906
.57969
.51422
.52503
.53590
.54681
.55774
.49242
.50344
.51453
.52569
.53687
.47179
.48299
.49427
.50562
.51702
.45228
.46360
.47503
.48655
.49813
.43380
.44523
.45677
.46842
.48014
.41629
.42779
.43943
.45118
.46301
.39971
.41125
.42294
.43477
.44669
.38398
.39555
.40727
.41915
.43113
.36906
.38063
.39237
.40427
.41630
.35491
.36646
.37819
.39010
.40214
.34147
.35298
.36469
.37659
.38864
.32870
.34017
.35184
.36371
.37574
.31657
.32797
.33959
.35142
.36343
.30504
.31636
.32792
.33970
.35166
.29407
.30531
.31679
.32851
.34041
.28363
.29478
.30618
.31782
.32966
.27369
.28474
.29605
.30760
.31937
93
93
93
93
93
59
60
61
62
63
.63693
.64673
.65647
.66619
.67588
.61304
.62325
.63343
.64359
.65373
.59031
.60089
.61145
.62200
.63254
.56867
.57957
.59047
.60137
.61227
.54806
.55925
.57043
.58164
.59286
.52844
.53986
.55130
.56277
.57427
.50974
.52136
.53302
.54471
.55646
.49191
.50370
.51554
.52744
.53939
.47490
.48684
.49883
.51089
.52303
.45868
.47073
.48285
.49505
.50734
.44320
.45533
.46755
.47987
.49228
.42841
.44062
.45291
.46532
.47784
.41429
.42654
.43889
.45137
.46398
.40080
.41307
.42546
.43799
.45066
.38790
.40018
.41259
.42516
.43787
.37557
.38784
.40026
.41284
.42558
.36377
.37602
.38843
.40101
.41377
.35248
.36470
.37708
.38965
.40242
.34167
.35384
.36619
.37874
.39150
.33132
.34344
.35574
.36826
.38099
93
93
93
93
93
64
65
66
67
68
.68551
.69509
.70462
.71411
.72353
.66383
.67388
.68389
.69387
.70378
.64306
.65354
.66398
.67440
.68477
.62315
.63401
.64485
.65567
.66646
.60407
.61527
.62646
.63765
.64882
.58577
.59727
.60878
.62030
.63181
.56822
.57999
.59178
.60360
.61541
.55137
.56339
.57543
.58751
.59960
.53521
.54743
.55969
.57201
.58435
.51968
.53209
.54455
.55708
.56964
.50478
.51733
.52996
.54268
.55544
.49045
.50314
.51592
.52879
.54173
.47668
.48948
.50239
.51540
.52850
.46345
.47634
.48935
.50248
.51571
.45072
.46368
.47678
.49002
.50336
.43847
.45150
.46466
.47798
.49142
.42669
.43975
.45297
.46636
.47988
.41535
.42844
.44170
.45514
.46873
.40443
.41753
.43081
.44430
.45794
.39391
.40701
.42031
.43382
.44751
93
93
93
93
93
69
70
71
72
73
.73285
.74205
.75109
.75997
.76866
.71361
.72332
.73287
.74226
.75146
.69506
.70524
.71526
.72512
.73479
.67718
.68778
.69824
.70853
.71864
.65992
.67092
.68177
.69247
.70298
.64326
.65462
.66585
.67691
.68781
.62719
.63888
.65044
.66185
.67309
.61167
.62366
.63553
.64725
.65881
.59668
.60894
.62109
.63311
.64496
.58220
.59471
.60712
.61939
.63152
.56821
.58094
.59358
.60610
.61848
.55469
.56762
.58047
.59321
.60582
.54163
.55473
.56777
.58071
.59353
.52899
.54226
.55547
.56859
.58159
.51676
.53017
.54354
.55682
.57000
.50494
.51847
.53197
.54540
.55873
.49350
.50714
.52075
.53431
.54779
.48242
.49616
.50988
.52355
.53715
.47170
.48551
.49932
.51310
.52681
.46132
.47520
.48908
.50294
.51676
93
93
93
93
93
74
75
76
77
78
.77719
.78556
.79379
.80187
.80976
.76049
.76938
.77812
.78670
.79509
.74430
.75366
.76288
.77193
.78081
.72859
.73839
.74806
.75756
.76688
.71334
.72356
.73364
.74357
.75332
.69855
.70915
.71962
.72995
.74009
.68418
.69515
.70599
.71668
.72720
.67023
.68153
.69272
.70376
.71463
.65669
.66830
.67980
.69117
.70237
.64353
.65543
.66723
.67891
.69042
.63075
.64291
.65499
.66695
.67876
.61832
.63074
.64307
.65530
.66738
.60625
.61889
.63147
.64394
.65628
.59451
.60737
.62016
.63287
.64545
.58310
.59615
.60915
.62207
.63487
.57200
.58523
.59842
.61154
.62455
.56121
.57460
.58796
.60127
.61447
.55071
.56424
.57776
.59124
.60463
.54049
.55416
.56783
.58146
.59502
.53054
.54433
.55814
.57192
.58563
189
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
93
93
93
93
93
79
80
81
82
83
.81743
.82483
.83194
.83872
.84520
.80326
.81115
.81873
.82597
.83289
.78945
.79780
.80582
.81351
.82085
.77597
.78476
.79322
.80132
.80906
.76282
.77203
.78089
.78939
.79752
.75000
.75960
.76885
.77772
.78622
.73748
.74745
.75707
.76630
.77516
.72527
.73559
.74556
.75513
.76432
.71334
.72400
.73430
.74420
.75371
.70170
.71268
.72329
.73350
.74331
.69034
.70161
.71252
.72302
.73312
.67924
.69080
.70198
.71276
.72314
.66840
.68022
.69167
.70272
.71336
.65782
.66989
.68159
.69289
.70378
.64747
.65978
.67172
.68325
.69438
.63737
.64990
.66206
.67382
.68517
.62749
.64023
.65261
.66458
.67615
.61784
.63077
.64335
.65552
.66730
.60841
.62152
.63429
.64665
.65862
.59919
.61247
.62541
.63796
.65011
93
93
93
93
93
84
85
86
87
88
.85139
.85732
.86295
.86823
.87316
.83952
.84587
.85189
.85755
.86284
.82789
.83464
.84105
.84707
.85271
.81650
.82363
.83041
.83678
.84276
.80533
.81283
.81997
.82668
.83298
.79439
.80224
.80972
.81676
.82337
.78367
.79186
.79966
.80702
.81392
.77316
.78167
.78980
.79745
.80464
.76286
.77168
.78011
.78805
.79552
.75277
.76188
.77060
.77882
.78656
.74287
.75227
.76126
.76975
.77775
.73316
.74283
.75209
.76084
.76909
.72364
.73357
.74309
.75209
.76057
.71430
.72449
.73425
.74348
.75220
.70515
.71557
.72556
.73503
.74397
.69617
.70681
.71703
.72672
.73587
.68735
.69822
.70865
.71855
.72791
.67871
.68978
.70042
.71053
.72008
.67023
.68150
.69234
.70263
.71238
.66190
.67336
.68439
.69487
.70480
93
93
93
93
93
89
90
91
92
93
.87776
.88201
.88589
.88939
.89252
.86778
.87235
.87652
.88028
.88365
.85797
.86285
.86730
.87131
.87492
.84833
.85350
.85823
.86249
.86632
.83885
.84431
.84930
.85380
.85785
.82954
.83527
.84052
.84525
.84951
.82038
.82638
.83188
.83683
.84130
.81137
.81763
.82337
.82855
.83321
.80252
.80903
.81500
.82039
.82524
.79381
.80056
.80676
.81235
.81740
.78524
.79223
.79864
.80444
.80967
.77682
.78403
.79066
.79664
.80205
.76853
.77597
.78280
.78897
.79455
.76038
.76803
.77505
.78141
.78715
.75236
.76021
.76743
.77396
.77987
.74447
.75252
.75993
.76663
.77269
.73671
.74495
.75253
.75940
.76562
.72907
.73749
.74525
.75228
.75864
.72156
.73016
.73808
.74527
.75177
.71416
.72293
.73102
.73835
.74500
94
94
94
94
94
0
1
2
3
4
.21185
.20956
.21362
.21795
.22246
.18630
.18362
.18746
.19157
.19587
.16425
.16119
.16480
.16869
.17277
.14518
.14177
.14514
.14881
.15266
.12867
.12494
.12808
.13151
.13514
.11437
.11033
.11325
.11645
.11986
.10195
.09764
.10033
.10332
.10651
.09115
.08659
.08907
.09185
.09483
.08175
.07696
.07924
.08183
.08460
.07356
.06856
.07065
.07305
.07563
.06640
.06121
.06313
.06535
.06775
.06014
.05478
.05654
.05859
.06082
.05466
.04915
.05075
.05264
.05472
.04984
.04420
.04566
.04741
.04934
.04561
.03985
.04118
.04279
.04459
.04189
.03601
.03723
.03871
.04038
.03860
.03263
.03373
.03511
.03665
.03569
.02964
.03064
.03191
.03335
.03312
.02700
.02790
.02907
.03041
.03084
.02465
.02547
.02655
.02779
94
94
94
94
94
5
6
7
8
9
.22712
.23191
.23682
.24185
.24702
.20033
.20493
.20965
.21450
.21948
.17701
.18139
.18591
.19055
.19534
.15668
.16084
.16514
.16957
.17414
.13894
.14287
.14695
.15116
.15552
.12343
.12714
.13100
.13499
.13913
.10986
.11335
.11699
.12076
.12469
.09797
.10125
.10468
.10824
.11195
.08754
.09062
.09384
.09720
.10070
.07838
.08127
.08429
.08745
.09076
.07032
.07302
.07586
.07883
.08195
.06322
.06575
.06842
.07121
.07415
.05696
.05932
.06182
.06445
.06722
.05143
.05364
.05598
.05845
.06106
.04653
.04860
.05080
.05312
.05558
.04220
.04413
.04620
.04837
.05069
.03835
.04016
.04210
.04415
.04633
.03493
.03662
.03844
.04037
.04243
.03188
.03347
.03518
.03700
.03894
.02917
.03066
.03227
.03398
.03581
94
94
94
94
94
10
11
12
13
14
.25231
.25773
.26326
.26887
.27453
.22461
.22986
.23523
.24069
.24619
.20027
.20533
.21052
.21580
.22113
.17887
.18373
.18871
.19380
.19893
.16003
.16467
.16945
.17433
.17926
.14342
.14785
.15242
.15708
.16180
.12876
.13298
.13733
.14179
.14630
.11582
.11982
.12396
.12821
.13250
.10436
.10816
.11210
.11613
.12022
.09422
.09782
.10155
.10539
.10927
.08522
.08863
.09218
.09581
.09951
.07724
.08046
.08382
.08727
.09078
.07013
.07319
.07637
.07964
.08297
.06381
.06670
.06972
.07282
.07597
.05818
.06091
.06377
.06671
.06970
.05315
.05573
.05844
.06124
.06407
.04865
.05110
.05367
.05632
.05901
.04463
.04694
.04938
.05190
.05445
.04102
.04322
.04553
.04792
.05034
.03778
.03986
.04206
.04433
.04663
94
94
94
94
94
15
16
17
18
19
.28020
.28590
.29162
.29740
.30325
.25172
.25727
.26286
.26850
.27423
.22649
.23187
.23729
.24277
.24834
.20410
.20929
.21453
.21982
.22521
.18423
.18922
.19425
.19934
.20454
.16656
.17134
.17616
.18105
.18604
.15084
.15541
.16002
.16469
.16948
.13683
.14119
.14559
.15005
.15462
.12435
.12849
.13268
.13693
.14129
.11319
.11713
.12112
.12516
.12931
.10323
.10697
.11075
.11459
.11853
.09431
.09786
.10144
.10508
.10883
.08632
.08968
.09308
.09653
.10008
.07915
.08233
.08555
.08882
.09219
.07271
.07573
.07877
.08187
.08506
.06692
.06978
.07266
.07559
.07862
.06171
.06442
.06714
.06992
.07278
.05701
.05957
.06216
.06478
.06749
.05277
.05520
.05764
.06012
.06269
.04894
.05124
.05355
.05590
.05833
94
94
94
94
94
20
21
22
23
24
.30922
.31530
.32148
.32779
.33423
.28007
.28604
.29212
.29833
.30468
.25403
.25985
.26579
.27187
.27810
.23073
.23638
.24216
.24808
.25416
.20987
.21533
.22093
.22668
.23258
.19117
.19643
.20184
.20739
.21311
.17439
.17945
.18465
.19000
.19553
.15932
.16418
.16917
.17431
.17964
.14578
.15042
.15520
.16014
.16526
.13359
.13802
.14259
.14733
.15223
.12261
.12684
.13120
.13573
.14043
.11271
.11673
.12090
.12522
.12972
.10377
.10760
.11156
.11569
.11999
.09569
.09933
.10311
.10704
.11115
.08838
.09184
.09543
.09918
.10310
.08176
.08505
.08846
.09203
.09577
.07576
.07888
.08213
.08552
.08908
.07032
.07328
.07636
.07959
.08298
.06537
.06817
.07110
.07417
.07741
.06087
.06353
.06631
.06923
.07231
94
94
94
94
94
25
26
27
28
29
.34080
.34752
.35438
.36138
.36851
.31119
.31784
.32465
.33160
.33870
.28449
.29104
.29776
.30463
.31165
.26041
.26682
.27341
.28017
.28709
.23867
.24492
.25136
.25797
.26476
.21901
.22509
.23137
.23782
.24444
.20124
.20713
.21322
.21949
.22595
.18514
.19084
.19674
.20282
.20909
.17056
.17605
.18175
.18764
.19372
.15733
.16262
.16812
.17381
.17969
.14532
.15041
.15570
.16119
.16688
.13441
.13929
.14438
.14967
.15516
.12448
.12916
.13406
.13914
.14443
.11544
.11993
.12463
.12952
.13461
.10720
.11150
.11601
.12070
.12560
.09969
.10380
.10812
.11263
.11734
.09283
.09676
.10090
.10523
.10975
.08656
.09031
.09428
.09843
.10278
.08082
.08441
.08821
.09218
.09636
.07556
.07900
.08263
.08644
.09045
94
94
94
94
94
30
31
32
33
34
.37577
.38315
.39065
.39830
.40607
.34594
.35331
.36082
.36848
.37628
.31883
.32615
.33362
.34125
.34903
.29416
.30139
.30878
.31635
.32408
.27171
.27882
.28610
.29356
.30120
.25124
.25821
.26536
.27270
.28023
.23258
.23939
.24639
.25359
.26097
.21555
.22219
.22902
.23605
.24329
.19999
.20645
.21310
.21996
.22703
.18577
.19204
.19850
.20518
.21207
.17276
.17883
.18510
.19160
.19830
.16084
.16671
.17280
.17910
.18562
.14992
.15560
.16148
.16759
.17392
.13990
.14538
.15107
.15699
.16312
.13070
.13599
.14148
.14721
.15315
.12224
.12734
.13265
.13818
.14394
.11447
.11938
.12450
.12985
.13541
.10731
.11204
.11698
.12214
.12752
.10072
.10527
.11003
.11501
.12021
.09464
.09902
.10361
.10841
.11344
190
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
94
94
94
94
94
35
36
37
38
39
.41398
.42202
.43020
.43853
.44699
.38424
.39235
.40060
.40901
.41758
.35699
.36510
.37338
.38183
.39045
.33199
.34007
.34833
.35677
.36540
.30904
.31705
.32525
.33366
.34225
.28795
.29587
.30399
.31232
.32085
.26857
.27637
.28438
.29261
.30106
.25074
.25840
.26628
.27439
.28273
.23432
.24183
.24957
.25754
.26575
.21920
.22654
.23412
.24194
.25001
.20525
.21242
.21983
.22749
.23540
.19238
.19937
.20660
.21409
.22184
.18049
.18730
.19435
.20167
.20925
.16951
.17613
.18300
.19013
.19754
.15935
.16578
.17246
.17942
.18664
.14994
.15619
.16269
.16946
.17650
.14123
.14729
.15360
.16019
.16706
.13316
.13903
.14516
.15157
.15825
.12567
.13136
.13731
.14353
.15003
.11871
.12422
.12999
.13604
.14236
94
94
94
94
94
40
41
42
43
44
.45559
.46435
.47325
.48229
.49145
.42631
.43521
.44426
.45347
.46283
.39925
.40823
.41738
.42671
.43620
.37422
.38324
.39245
.40185
.41142
.35106
.36007
.36930
.37872
.38835
.32961
.33859
.34779
.35721
.36684
.30974
.31865
.32781
.33719
.34679
.29131
.30014
.30922
.31853
.32809
.27421
.28293
.29191
.30114
.31062
.25833
.26693
.27580
.28492
.29431
.24358
.25204
.26078
.26979
.27907
.22987
.23818
.24677
.25565
.26481
.21711
.22526
.23371
.24244
.25146
.20523
.21322
.22150
.23009
.23896
.19416
.20198
.21010
.21853
.22725
.18384
.19149
.19944
.20771
.21628
.17422
.18169
.18947
.19757
.20598
.16523
.17253
.18014
.18807
.19631
.15684
.16396
.17139
.17915
.18723
.14899
.15593
.16320
.17078
.17869
94
94
94
94
94
45
46
47
48
49
.50072
.51010
.51955
.52910
.53872
.47231
.48191
.49160
.50140
.51130
.44583
.45560
.46548
.47548
.48559
.42115
.43104
.44105
.45120
.46148
.39814
.40810
.41820
.42845
.43885
.37666
.38665
.39681
.40713
.41760
.35660
.36660
.37677
.38712
.39764
.33785
.34783
.35799
.36834
.37888
.32033
.33025
.34038
.35070
.36123
.30393
.31379
.32385
.33413
.34463
.28859
.29835
.30834
.31855
.32899
.27421
.28387
.29377
.30390
.31427
.26074
.27029
.28007
.29011
.30039
.24811
.25753
.26719
.27712
.28730
.23626
.24554
.25507
.26488
.27495
.22513
.23426
.24366
.25334
.26329
.21467
.22366
.23292
.24246
.25228
.20485
.21368
.22279
.23219
.24187
.19560
.20428
.21324
.22249
.23203
.18690
.19542
.20422
.21332
.22272
94
94
94
94
94
50
51
52
53
54
.54842
.55819
.56801
.57786
.58774
.52129
.53136
.54150
.55169
.56192
.49581
.50614
.51654
.52701
.53753
.47188
.48241
.49302
.50372
.51448
.44939
.46007
.47085
.48173
.49269
.42824
.43903
.44994
.46096
.47208
.40834
.41921
.43021
.44133
.45258
.38961
.40052
.41158
.42278
.43411
.37197
.38289
.39398
.40523
.41662
.35534
.36626
.37736
.38862
.40004
.33966
.35056
.36163
.37290
.38433
.32488
.33572
.34676
.35800
.36942
.31092
.32170
.33269
.34388
.35527
.29774
.30844
.31936
.33050
.34185
.28529
.29590
.30674
.31780
.32909
.27352
.28402
.29477
.30576
.31697
.26239
.27278
.28342
.29432
.30544
.25185
.26213
.27266
.28345
.29448
.24188
.25203
.26244
.27312
.28405
.23243
.24245
.25274
.26330
.27413
94
94
94
94
94
55
56
57
58
59
.59764
.60756
.61748
.62739
.63726
.57218
.58248
.59280
.60311
.61339
.54810
.55872
.56938
.58003
.59068
.52531
.53621
.54715
.55811
.56906
.50374
.51486
.52604
.53726
.54848
.48330
.49461
.50599
.51742
.52887
.46393
.47539
.48694
.49855
.51019
.44557
.45714
.46882
.48058
.49238
.42815
.43981
.45159
.46347
.47539
.41162
.42334
.43520
.44716
.45919
.39593
.40769
.41959
.43162
.44372
.38102
.39280
.40473
.41680
.42896
.36686
.37863
.39057
.40266
.41485
.35340
.36514
.37708
.38917
.40138
.34059
.35230
.36421
.37629
.38849
.32841
.34007
.35194
.36399
.37617
.31681
.32841
.34023
.35223
.36439
.30577
.31729
.32904
.34100
.35311
.29524
.30668
.31837
.33025
.34232
.28521
.29656
.30816
.31998
.33198
94
94
94
94
94
60
61
62
63
64
.64707
.65685
.66660
.67631
.68598
.62363
.63384
.64403
.65420
.66433
.60129
.61188
.62247
.63304
.64360
.58000
.59092
.60186
.61280
.62372
.55969
.57091
.58216
.59341
.60467
.54033
.55180
.56331
.57485
.58640
.52185
.53354
.54528
.55707
.56888
.50421
.51609
.52803
.54003
.55206
.48737
.49940
.51151
.52369
.53592
.47128
.48344
.49569
.50803
.52043
.45590
.46816
.48053
.49300
.50554
.44120
.45354
.46600
.47858
.49124
.42714
.43954
.45207
.46473
.47750
.41369
.42613
.43871
.45144
.46429
.40082
.41328
.42590
.43867
.45158
.38850
.40096
.41360
.42640
.43936
.37669
.38915
.40179
.41461
.42759
.36538
.37782
.39045
.40327
.41627
.35454
.36694
.37955
.39237
.40537
.34415
.35651
.36908
.38188
.39487
94
94
94
94
94
65
66
67
68
69
.69560
.70517
.71469
.72416
.73353
.67443
.68448
.69450
.70446
.71434
.65411
.66460
.67507
.68550
.69584
.63462
.64551
.65639
.66723
.67800
.61592
.62716
.63840
.64962
.66079
.59795
.60951
.62109
.63266
.64418
.58070
.59255
.60443
.61630
.62815
.56413
.57623
.58837
.60053
.61267
.54820
.56052
.57291
.58532
.59772
.53288
.54541
.55800
.57064
.58328
.51816
.53085
.54364
.55647
.56933
.50399
.51683
.52978
.54280
.55585
.49036
.50333
.51642
.52959
.54281
.47724
.49032
.50353
.51684
.53021
.46461
.47778
.49109
.50452
.51802
.45244
.46568
.47908
.49261
.50622
.44072
.45402
.46749
.48110
.49481
.42943
.44277
.45629
.46997
.48376
.41854
.43191
.44547
.45921
.47307
.40805
.42142
.43502
.44880
.46271
94
94
94
94
94
70
71
72
73
74
.74278
.75188
.76081
.76957
.77816
.72411
.73372
.74317
.75243
.76153
.70608
.71617
.72609
.73583
.74541
.68867
.69919
.70956
.71974
.72977
.67185
.68278
.69355
.70415
.71459
.65561
.66691
.67805
.68903
.69985
.63991
.65155
.66304
.67437
.68555
.62473
.63668
.64849
.66015
.67166
.61006
.62230
.63440
.64635
.65817
.59587
.60837
.62074
.63296
.64507
.58214
.59487
.60749
.61997
.63234
.56886
.58181
.59465
.60736
.61997
.55601
.56915
.58219
.59511
.60795
.54357
.55688
.57010
.58322
.59626
.53152
.54499
.55838
.57167
.58489
.51985
.53346
.54700
.56045
.57384
.50855
.52228
.53595
.54954
.56309
.49760
.51143
.52522
.53894
.55263
.48699
.50091
.51480
.52864
.54245
.47670
.49070
.50468
.51862
.53254
94
94
94
94
94
75
76
77
78
79
.78660
.79491
.80306
.81104
.81880
.77049
.77931
.78798
.79647
.80473
.75485
.76415
.77330
.78227
.79102
.73966
.74941
.75901
.76844
.77763
.72489
.73507
.74510
.75496
.76458
.71055
.72113
.73156
.74182
.75184
.69661
.70756
.71837
.72901
.73942
.68306
.69436
.70552
.71652
.72728
.66989
.68151
.69300
.70433
.71544
.65708
.66900
.68080
.69245
.70388
.64462
.65682
.66891
.68086
.69259
.63250
.64496
.65733
.66956
.68157
.62071
.63341
.64603
.65852
.67080
.60923
.62216
.63502
.64775
.66029
.59807
.61120
.62428
.63724
.65001
.58719
.60052
.61380
.62698
.63997
.57661
.59012
.60358
.61696
.63016
.56630
.57997
.59361
.60717
.62057
.55626
.57008
.58388
.59762
.61119
.54648
.56044
.57439
.58828
.60202
94
94
94
94
94
80
81
82
83
84
.82630
.83350
.84038
.84696
.85326
.81273
.82041
.82776
.83479
.84153
.79948
.80761
.81541
.82288
.83004
.78654
.79511
.80334
.81121
.81877
.77391
.78290
.79152
.79979
.80774
.76157
.77095
.77996
.78861
.79692
.74952
.75928
.76865
.77765
.78632
.73775
.74786
.75758
.76693
.77593
.72625
.73669
.74675
.75642
.76574
.71501
.72577
.73614
.74612
.75575
.70402
.71509
.72576
.73604
.74596
.69329
.70464
.71560
.72615
.73635
.68279
.69442
.70564
.71647
.72693
.67253
.68441
.69589
.70697
.71770
.66249
.67462
.68634
.69766
.70863
.65268
.66503
.67699
.68854
.69974
.64308
.65565
.66782
.67959
.69102
.63369
.64646
.65884
.67082
.68246
.62450
.63747
.65004
.66222
.67405
.61551
.62866
.64142
.65379
.66581
191
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
94
94
94
94
94
85
86
87
88
89
.85930
.86504
.87043
.87548
.88019
.84800
.85414
.85992
.86534
.87039
.83691
.84345
.84961
.85537
.86076
.82604
.83296
.83947
.84558
.85130
.81538
.82266
.82952
.83596
.84199
.80492
.81255
.81975
.82651
.83284
.79467
.80263
.81015
.81722
.82384
.78461
.79290
.80072
.80808
.81498
.77473
.78333
.79146
.79911
.80628
.76505
.77395
.78236
.79028
.79772
.75555
.76473
.77342
.78160
.78929
.74622
.75568
.76463
.77307
.78100
.73707
.74679
.75599
.76468
.77285
.72808
.73805
.74750
.75643
.76483
.71926
.72947
.73916
.74832
.75693
.71061
.72105
.73096
.74034
.74917
.70210
.71277
.72290
.73248
.74152
.69376
.70463
.71497
.72476
.73400
.68556
.69664
.70718
.71717
.72659
.67751
.68878
.69952
.70969
.71930
94
94
94
94
94
90
91
92
93
94
.88455
.88854
.89214
.89537
.89830
.87508
.87937
.88324
.88671
.88987
.86577
.87035
.87447
.87819
.88156
.85661
.86147
.86585
.86980
.87338
.84759
.85273
.85735
.86153
.86532
.83872
.84412
.84899
.85338
.85737
.83000
.83565
.84075
.84536
.84954
.82141
.82732
.83264
.83745
.84183
.81297
.81911
.82465
.82966
.83422
.80465
.81103
.81679
.82199
.82673
.79647
.80307
.80903
.81443
.81934
.78842
.79523
.80140
.80697
.81205
.78049
.78752
.79388
.79963
.80487
.77268
.77992
.78646
.79239
.79779
.76500
.77243
.77916
.78525
.79081
.75744
.76506
.77197
.77822
.78393
.74999
.75780
.76488
.77129
.77714
.74266
.75064
.75789
.76445
.77045
.73543
.74359
.75100
.75771
.76385
.72832
.73665
.74421
.75107
.75734
95
95
95
95
95
0
1
2
3
4
.21190
.20957
.21363
.21795
.22246
.18635
.18363
.18746
.19158
.19588
.16430
.16120
.16480
.16869
.17277
.14523
.14178
.14515
.14881
.15267
.12873
.12495
.12809
.13152
.13515
.11443
.11035
.11325
.11646
.11986
.10201
.09765
.10034
.10333
.10651
.09122
.08660
.08908
.09186
.09484
.08182
.07697
.07926
.08183
.08461
.07363
.06857
.07066
.07305
.07564
.06648
.06123
.06314
.06536
.06776
.06022
.05480
.05655
.05860
.06083
.05474
.04916
.05076
.05265
.05473
.04993
.04421
.04567
.04742
.04935
.04570
.03986
.04119
.04280
.04460
.04197
.03603
.03724
.03873
.04039
.03869
.03265
.03375
.03512
.03666
.03579
.02966
.03065
.03192
.03336
.03321
.02702
.02792
.02908
.03042
.03093
.02467
.02548
.02656
.02780
95
95
95
95
95
5
6
7
8
9
.22712
.23191
.23683
.24186
.24702
.20034
.20493
.20966
.21450
.21949
.17702
.18140
.18592
.19056
.19535
.15669
.16085
.16515
.16958
.17415
.13894
.14288
.14696
.15117
.15552
.12344
.12715
.13101
.13499
.13913
.10987
.11336
.11700
.12077
.12470
.09798
.10126
.10469
.10825
.11196
.08755
.09063
.09385
.09721
.10071
.07839
.08127
.08430
.08746
.09077
.07033
.07303
.07587
.07884
.08196
.06323
.06576
.06842
.07122
.07416
.05697
.05933
.06183
.06446
.06723
.05143
.05365
.05599
.05846
.06107
.04654
.04861
.05081
.05313
.05559
.04220
.04414
.04621
.04839
.05070
.03836
.04017
.04211
.04416
.04634
.03494
.03663
.03845
.04038
.04244
.03189
.03348
.03519
.03701
.03895
.02918
.03067
.03228
.03399
.03583
95
95
95
95
95
10
11
12
13
14
.25232
.25774
.26327
.26889
.27454
.22461
.22987
.23524
.24070
.24621
.20028
.20534
.21053
.21581
.22115
.17888
.18374
.18873
.19381
.19895
.16004
.16469
.16947
.17435
.17928
.14343
.14786
.15243
.15710
.16183
.12877
.13299
.13735
.14181
.14632
.11583
.11984
.12398
.12823
.13253
.10437
.10818
.11212
.11615
.12025
.09423
.09783
.10157
.10541
.10930
.08524
.08865
.09219
.09584
.09953
.07725
.08048
.08384
.08730
.09080
.07015
.07320
.07639
.07967
.08300
.06383
.06672
.06974
.07285
.07600
.05819
.06093
.06379
.06674
.06973
.05316
.05575
.05846
.06126
.06410
.04867
.05112
.05369
.05634
.05904
.04464
.04696
.04940
.05192
.05448
.04103
.04323
.04555
.04795
.05037
.03779
.03988
.04208
.04436
.04666
95
95
95
95
95
15
16
17
18
19
.28022
.28592
.29165
.29742
.30328
.25174
.25730
.26288
.26852
.27426
.22651
.23189
.23731
.24279
.24836
.20412
.20932
.21455
.21985
.22524
.18425
.18924
.19428
.19937
.20457
.16658
.17137
.17619
.18108
.18607
.15086
.15544
.16005
.16473
.16951
.13686
.14122
.14562
.15008
.15465
.12437
.12852
.13271
.13696
.14132
.11322
.11717
.12115
.12519
.12934
.10326
.10700
.11078
.11462
.11857
.09434
.09789
.10148
.10512
.10887
.08635
.08971
.09311
.09657
.10012
.07918
.08237
.08559
.08886
.09223
.07274
.07576
.07881
.08191
.08511
.06696
.06982
.07270
.07564
.07866
.06174
.06445
.06719
.06996
.07282
.05705
.05961
.06220
.06482
.06754
.05281
.05524
.05768
.06017
.06274
.04898
.05128
.05360
.05595
.05837
95
95
95
95
95
20
21
22
23
24
.30924
.31532
.32151
.32781
.33425
.28010
.28607
.29215
.29836
.30471
.25406
.25988
.26582
.27190
.27813
.23076
.23641
.24219
.24811
.25419
.20990
.21536
.22096
.22671
.23262
.19120
.19647
.20187
.20743
.21315
.17442
.17949
.18468
.19004
.19557
.15936
.16421
.16920
.17435
.17967
.14582
.15046
.15524
.16018
.16530
.13363
.13806
.14263
.14737
.15227
.12265
.12688
.13124
.13577
.14047
.11275
.11677
.12094
.12526
.12976
.10381
.10764
.11161
.11573
.12003
.09573
.09937
.10315
.10708
.11119
.08843
.09189
.09548
.09923
.10315
.08181
.08509
.08851
.09208
.09582
.07581
.07893
.08217
.08557
.08913
.07036
.07332
.07641
.07964
.08303
.06542
.06822
.07115
.07423
.07746
.06091
.06358
.06636
.06928
.07236
95
95
95
95
95
25
26
27
28
29
.34083
.34755
.35441
.36141
.36854
.31122
.31787
.32468
.33164
.33874
.28452
.29107
.29779
.30466
.31169
.26044
.26685
.27345
.28021
.28713
.23870
.24495
.25140
.25801
.26480
.21905
.22513
.23141
.23786
.24449
.20128
.20717
.21326
.21953
.22599
.18518
.19088
.19678
.20287
.20914
.17060
.17609
.18180
.18769
.19377
.15737
.16266
.16817
.17386
.17975
.14537
.15045
.15575
.16124
.16693
.13445
.13934
.14443
.14972
.15521
.12453
.12921
.13411
.13920
.14449
.11549
.11998
.12468
.12957
.13467
.10725
.11155
.11606
.12076
.12566
.09974
.10385
.10817
.11269
.11740
.09288
.09681
.10095
.10528
.10981
.08661
.09037
.09434
.09849
.10284
.08087
.08447
.08826
.09225
.09642
.07562
.07905
.08269
.08651
.09051
95
95
95
95
95
30
31
32
33
34
.37580
.38318
.39069
.39833
.40611
.34598
.35335
.36086
.36852
.37633
.31887
.32619
.33366
.34129
.34908
.29420
.30144
.30883
.31639
.32412
.27175
.27886
.28615
.29361
.30126
.25129
.25826
.26541
.27276
.28028
.23263
.23944
.24644
.25364
.26103
.21560
.22224
.22907
.23611
.24335
.20004
.20650
.21316
.22002
.22709
.18582
.19209
.19856
.20525
.21214
.17281
.17889
.18516
.19166
.19837
.16090
.16677
.17286
.17916
.18569
.14997
.15566
.16155
.16766
.17399
.13996
.14544
.15114
.15706
.16320
.13076
.13605
.14155
.14728
.15323
.12231
.12741
.13272
.13826
.14402
.11453
.11945
.12457
.12992
.13549
.10738
.11211
.11705
.12222
.12761
.10079
.10534
.11011
.11509
.12030
.09471
.09909
.10368
.10849
.11352
95
95
95
95
95
35
36
37
38
39
.41402
.42207
.43025
.43858
.44704
.38429
.39240
.40065
.40907
.41764
.35704
.36515
.37343
.38189
.39051
.33204
.34012
.34838
.35683
.36546
.30909
.31711
.32531
.33372
.34232
.28801
.29593
.30405
.31239
.32093
.26863
.27644
.28445
.29268
.30113
.25080
.25847
.26635
.27447
.28281
.23439
.24190
.24964
.25762
.26583
.21926
.22661
.23419
.24202
.25009
.20532
.21249
.21991
.22757
.23549
.19245
.19945
.20668
.21418
.22193
.18057
.18738
.19444
.20176
.20934
.16958
.17621
.18308
.19023
.19763
.15943
.16586
.17255
.17951
.18674
.15002
.15627
.16278
.16955
.17661
.14132
.14738
.15370
.16029
.16716
.13324
.13912
.14526
.15167
.15836
.12575
.13145
.13740
.14363
.15014
.11880
.12432
.13009
.13614
.14247
192
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
95
95
95
95
95
40
41
42
43
44
.45565
.46441
.47332
.48236
.49153
.42637
.43527
.44433
.45355
.46291
.39931
.40830
.41746
.42679
.43629
.37429
.38331
.39253
.40193
.41152
.35113
.36015
.36938
.37882
.38845
.32969
.33868
.34789
.35731
.36695
.30982
.31874
.32790
.33729
.34691
.29139
.30023
.30931
.31864
.32820
.27430
.28303
.29201
.30125
.31075
.25842
.26703
.27590
.28504
.29444
.24368
.25214
.26089
.26991
.27920
.22997
.23828
.24689
.25577
.26494
.21721
.22537
.23382
.24257
.25160
.20533
.21333
.22162
.23022
.23911
.19427
.20209
.21023
.21866
.22740
.18395
.19161
.19957
.20784
.21643
.17433
.18181
.18960
.19771
.20613
.16534
.17265
.18027
.18821
.19647
.15695
.16408
.17153
.17930
.18739
.14911
.15606
.16334
.17093
.17886
95
95
95
95
95
45
46
47
48
49
.50081
.51019
.51966
.52921
.53884
.47240
.48201
.49171
.50152
.51143
.44593
.45571
.46560
.47561
.48573
.42126
.43115
.44118
.45134
.46163
.39825
.40822
.41833
.42860
.43901
.37677
.38678
.39694
.40728
.41777
.35672
.36673
.37691
.38728
.39781
.33798
.34796
.35814
.36850
.37906
.32046
.33040
.34053
.35088
.36142
.30407
.31394
.32401
.33431
.34482
.28873
.29851
.30851
.31874
.32919
.27436
.28403
.29394
.30409
.31447
.26089
.27045
.28025
.29030
.30060
.24826
.25769
.26738
.27732
.28751
.23641
.24571
.25526
.26508
.27517
.22529
.23444
.24386
.25355
.26352
.21484
.22384
.23311
.24267
.25251
.20502
.21386
.22299
.23241
.24211
.19578
.20447
.21344
.22271
.23228
.18708
.19561
.20443
.21355
.22297
95
95
95
95
95
50
51
52
53
54
.54855
.55834
.56817
.57803
.58793
.52143
.53152
.54167
.55188
.56212
.49597
.50631
.51672
.52721
.53775
.47205
.48258
.49321
.50393
.51471
.44956
.46025
.47105
.48195
.49293
.42842
.43923
.45015
.46119
.47234
.40853
.41941
.43043
.44158
.45284
.38981
.40073
.41181
.42303
.43439
.37217
.38312
.39423
.40549
.41691
.35555
.36649
.37761
.38890
.40034
.33988
.35079
.36190
.37318
.38464
.32510
.33597
.34703
.35829
.36974
.31115
.32195
.33297
.34419
.35561
.29798
.30870
.31965
.33081
.34218
.28554
.29617
.30703
.31812
.32944
.27377
.28430
.29507
.30608
.31733
.26264
.27306
.28373
.29465
.30581
.25212
.26241
.27297
.28379
.29486
.24215
.25232
.26276
.27347
.28444
.23271
.24275
.25307
.26366
.27451
95
95
95
95
95
55
56
57
58
59
.59785
.60778
.61773
.62766
.63754
.57241
.58272
.59306
.60339
.61369
.54834
.55898
.56966
.58034
.59100
.52556
.53648
.54744
.55843
.56941
.50400
.51515
.52635
.53760
.54884
.48358
.49491
.50632
.51778
.52926
.46422
.47570
.48728
.49892
.51059
.44587
.45747
.46918
.48097
.49280
.42846
.44015
.45197
.46387
.47583
.41195
.42370
.43559
.44758
.45965
.39626
.40805
.42000
.43205
.44420
.38137
.39318
.40515
.41725
.42944
.36722
.37902
.39100
.40312
.41535
.35377
.36555
.37752
.38964
.40189
.34097
.35272
.36466
.37678
.38902
.32880
.34049
.35240
.36449
.37672
.31721
.32884
.34070
.35274
.36495
.30617
.31773
.32953
.34152
.35368
.29566
.30714
.31886
.33079
.34290
.28564
.29702
.30867
.32052
.33257
95
95
95
95
95
60
61
62
63
64
.64738
.65718
.66696
.67670
.68640
.62396
.63419
.64441
.65462
.66478
.60164
.61226
.62288
.63349
.64407
.58037
.59133
.60230
.61327
.62423
.56009
.57134
.58262
.59391
.60521
.54075
.55225
.56380
.57537
.58696
.52229
.53402
.54579
.55762
.56947
.50467
.51658
.52856
.54060
.55268
.48784
.49991
.51206
.52429
.53656
.47177
.48397
.49626
.50864
.52109
.45641
.46871
.48112
.49363
.50623
.44173
.45411
.46661
.47923
.49195
.42769
.44013
.45270
.46541
.47823
.41425
.42673
.43936
.45214
.46504
.40139
.41390
.42656
.43939
.45235
.38908
.40159
.41428
.42714
.44015
.37729
.38980
.40249
.41536
.42840
.36600
.37848
.39116
.40404
.41710
.35517
.36762
.38028
.39316
.40622
.34479
.35720
.36983
.38268
.39573
95
95
95
95
95
65
66
67
68
69
.69605
.70565
.71522
.72472
.73414
.67491
.68500
.69506
.70507
.71500
.65463
.66516
.67567
.68614
.69654
.63517
.64610
.65702
.66791
.67874
.61649
.62778
.63907
.65035
.66157
.59856
.61017
.62180
.63342
.64500
.58134
.59323
.60516
.61710
.62900
.56479
.57694
.58914
.60136
.61356
.54889
.56126
.57371
.58618
.59865
.53360
.54618
.55883
.57154
.58425
.51890
.53165
.54449
.55740
.57033
.50476
.51766
.53067
.54376
.55688
.49115
.50418
.51733
.53058
.54387
.47805
.49119
.50447
.51785
.53130
.46544
.47867
.49206
.50556
.51914
.45330
.46660
.48007
.49368
.50737
.44160
.45496
.46850
.48220
.49599
.43032
.44373
.45733
.47109
.48497
.41946
.43289
.44653
.46035
.47430
.40898
.42243
.43610
.44997
.46397
95
95
95
95
95
70
71
72
73
74
.74344
.75258
.76157
.77038
.77902
.72481
.73448
.74398
.75330
.76247
.70683
.71697
.72695
.73676
.74641
.68947
.70005
.71048
.72073
.73083
.67269
.68369
.69452
.70519
.71570
.65649
.66786
.67907
.69012
.70103
.64083
.65254
.66411
.67551
.68678
.62570
.63772
.64961
.66134
.67294
.61106
.62338
.63556
.64759
.65951
.59691
.60949
.62194
.63425
.64646
.58322
.59603
.60874
.62131
.63377
.56998
.58301
.59593
.60874
.62145
.55716
.57038
.58352
.59654
.60947
.54475
.55815
.57147
.58468
.59783
.53273
.54629
.55978
.57317
.58650
.52110
.53479
.54843
.56199
.57549
.50983
.52365
.53742
.55112
.56478
.49890
.51283
.52673
.54056
.55436
.48832
.50234
.51634
.53029
.54422
.47806
.49216
.50625
.52031
.53435
95
95
95
95
95
75
76
77
78
79
.78753
.79591
.80413
.81219
.82003
.77149
.78039
.78913
.79770
.80606
.75592
.76530
.77453
.78359
.79243
.74079
.75062
.76032
.76984
.77913
.72609
.73635
.74648
.75643
.76616
.71181
.72247
.73301
.74337
.75351
.69793
.70897
.71988
.73063
.74116
.68444
.69583
.70710
.71821
.72910
.67132
.68304
.69465
.70610
.71734
.65856
.67059
.68251
.69429
.70585
.64616
.65847
.67068
.68276
.69463
.63409
.64666
.65915
.67152
.68367
.62235
.63517
.64792
.66054
.67297
.61092
.62397
.63696
.64983
.66252
.59980
.61306
.62627
.63938
.65230
.58897
.60243
.61584
.62917
.64232
.57843
.59207
.60567
.61920
.63257
.56816
.58196
.59575
.60947
.62303
.55816
.57212
.58607
.59996
.61371
.54842
.56252
.57662
.59068
.60460
95
95
95
95
95
80
81
82
83
84
.82761
.83490
.84188
.84855
.85495
.81414
.82192
.82937
.83650
.84335
.80099
.80923
.81713
.82470
.83198
.78815
.79683
.80516
.81315
.82083
.77560
.78471
.79345
.80184
.80991
.76335
.77286
.78199
.79076
.79921
.75139
.76127
.77078
.77992
.78872
.73970
.74994
.75980
.76929
.77844
.72828
.73886
.74906
.75888
.76835
.71712
.72802
.73854
.74868
.75847
.70621
.71742
.72825
.73868
.74877
.69554
.70705
.71816
.72889
.73926
.68512
.69690
.70829
.71928
.72993
.67492
.68697
.69862
.70987
.72078
.66495
.67725
.68914
.70065
.71180
.65520
.66773
.67986
.69160
.70300
.64566
.65841
.67077
.68273
.69435
.63633
.64929
.66186
.67403
.68587
.62720
.64036
.65313
.66550
.67754
.61827
.63161
.64457
.65714
.66937
95
95
95
95
95
85
86
87
88
89
.86109
.86694
.87243
.87759
.88240
.84992
.85618
.86208
.86761
.87277
.83897
.84563
.85191
.85780
.86331
.82822
.83527
.84192
.84816
.85400
.81769
.82511
.83211
.83869
.84485
.80735
.81513
.82247
.82938
.83585
.79721
.80533
.81300
.82022
.82700
.78727
.79571
.80370
.81123
.81829
.77751
.78627
.79456
.80238
.80972
.76793
.77700
.78558
.79368
.80129
.75853
.76789
.77676
.78513
.79300
.74930
.75894
.76808
.77671
.78484
.74025
.75016
.75956
.76844
.77681
.73136
.74153
.75118
.76030
.76890
.72263
.73305
.74294
.75230
.76113
.71406
.72471
.73484
.74443
.75347
.70565
.71653
.72687
.73668
.74593
.69738
.70848
.71904
.72906
.73852
.68927
.70057
.71134
.72156
.73121
.68130
.69280
.70377
.71418
.72402
193
Section 2
Ages
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
95
95
95
95
95
90
91
92
93
94
.88687
.89096
.89465
.89797
.90099
.87758
.88198
.88595
.88952
.89277
.86844
.87313
.87737
.88119
.88466
.85944
.86443
.86893
.87299
.87668
.85059
.85586
.86061
.86490
.86881
.84188
.84742
.85242
.85694
.86105
.83331
.83911
.84435
.84909
.85340
.82488
.83093
.83641
.84135
.84586
.81657
.82288
.82858
.83373
.83842
.80840
.81494
.82086
.82621
.83109
.80036
.80713
.81326
.81881
.82387
.79244
.79943
.80577
.81151
.81674
.78464
.79185
.79839
.80431
.80971
.77696
.78439
.79112
.79721
.80278
.76940
.77703
.78395
.79022
.79595
.76195
.76978
.77688
.78332
.78921
.75462
.76264
.76992
.77652
.78256
.74740
.75561
.76306
.76982
.77600
.74029
.74867
.75629
.76320
.76953
.73328
.74184
.74962
.75668
.76314
95 95 .90376 .89575 .88786 .88007
96 0 .21194 .18639 .16434 .14528
96 1 .20958 .18364 .16121 .14179
96 2 .21363 .18747 .16481 .14516
96 3 .21796 .19158 .16870 .14882
.87240
.12878
.12496
.12810
.13153
.86483
.11448
.11036
.11326
.11647
.85737
.10207
.09766
.10035
.10334
.85001
.09128
.08661
.08909
.09187
.84275
.08189
.07699
.07926
.08184
.83560
.07370
.06858
.07067
.07306
.82854
.06655
.06124
.06315
.06537
.82157
.06029
.05481
.05656
.05861
.81470
.05481
.04917
.05077
.05266
.80793
.05000
.04423
.04568
.04743
.80124
.04578
.03988
.04120
.04281
.79465
.04206
.03604
.03725
.03874
.78814
.03877
.03266
.03376
.03513
.78172
.03587
.02968
.03067
.03193
.77539
.03330
.02703
.02793
.02909
.76913
.03103
.02469
.02550
.02657
96
96
96
96
96
4
5
6
7
8
.22247
.22713
.23192
.23683
.24186
.19588
.20034
.20494
.20966
.21451
.17278
.17702
.18140
.18592
.19057
.15267
.15669
.16085
.16515
.16958
.13515
.13895
.14288
.14696
.15117
.11987
.12344
.12715
.13101
.13500
.10652
.10987
.11337
.11701
.12078
.09484
.09799
.10127
.10470
.10826
.08462
.08756
.09064
.09386
.09721
.07565
.07839
.08128
.08431
.08747
.06777
.07034
.07304
.07588
.07885
.06084
.06324
.06577
.06843
.07123
.05474
.05697
.05934
.06184
.06447
.04936
.05144
.05366
.05600
.05847
.04460
.04655
.04862
.05082
.05314
.04040
.04221
.04415
.04621
.04839
.03667
.03837
.04018
.04212
.04417
.03337
.03495
.03664
.03846
.04039
.03043
.03190
.03349
.03520
.03702
.02781
.02919
.03068
.03229
.03400
96
96
96
96
96
9
10
11
12
13
.24703
.25233
.25775
.26328
.26890
.21950
.22462
.22988
.23525
.24071
.19535
.20029
.20535
.21054
.21583
.17416
.17889
.18375
.18874
.19383
.15553
.16004
.16470
.16948
.17436
.13914
.14344
.14787
.15245
.15712
.12470
.12878
.13301
.13737
.14182
.11197
.11584
.11985
.12400
.12824
.10072
.10438
.10819
.11213
.11617
.09078
.09424
.09785
.10159
.10543
.08197
.08525
.08866
.09221
.09586
.07417
.07726
.08049
.08386
.08732
.06724
.07016
.07322
.07641
.07969
.06108
.06384
.06673
.06976
.07287
.05560
.05820
.06094
.06381
.06676
.05071
.05317
.05577
.05848
.06129
.04635
.04868
.05113
.05371
.05637
.04245
.04465
.04698
.04942
.05195
.03897
.04105
.04325
.04557
.04797
.03584
.03781
.03990
.04210
.04439
96
96
96
96
96
14
15
16
17
18
.27456
.28024
.28594
.29166
.29744
.24622
.25176
.25732
.26290
.26855
.22116
.22653
.23191
.23733
.24281
.19897
.20414
.20934
.21458
.21987
.17930
.18427
.18927
.19430
.19940
.16184
.16661
.17139
.17622
.18111
.14634
.15089
.15546
.16008
.16475
.13255
.13689
.14125
.14565
.15011
.12027
.12440
.12855
.13274
.13699
.10932
.11325
.11719
.12118
.12522
.09956
.10328
.10703
.11081
.11466
.09083
.09437
.09792
.10151
.10515
.08302
.08638
.08975
.09315
.09660
.07603
.07921
.08240
.08562
.08890
.06976
.07277
.07580
.07885
.08195
.06413
.06699
.06985
.07274
.07567
.05907
.06178
.06449
.06722
.07000
.05451
.05708
.05965
.06224
.06486
.05040
.05284
.05527
.05772
.06021
.04669
.04901
.05132
.05363
.05599
96
96
96
96
96
19
20
21
22
23
.30330
.30926
.31534
.32153
.32784
.27428
.28012
.28609
.29217
.29838
.24839
.25408
.25990
.26585
.27193
.22526
.23078
.23644
.24222
.24814
.20460
.20992
.21539
.22099
.22674
.18610
.19123
.19650
.20190
.20746
.16954
.17445
.17952
.18472
.19007
.15468
.15939
.16424
.16923
.17438
.14135
.14585
.15049
.15527
.16021
.12938
.13366
.13809
.14267
.14740
.11860
.12268
.12691
.13128
.13580
.10890
.11278
.11681
.12097
.12530
.10016
.10385
.10768
.11165
.11577
.09227
.09577
.09941
.10319
.10713
.08514
.08846
.09193
.09552
.09927
.07870
.08185
.08514
.08855
.09212
.07286
.07585
.07897
.08222
.08561
.06758
.07041
.07337
.07645
.07968
.06278
.06546
.06827
.07120
.07427
.05842
.06096
.06362
.06641
.06933
96
96
96
96
96
24
25
26
27
28
.33427
.34085
.34757
.35444
.36144
.30474
.31124
.31789
.32471
.33166
.27816
.28455
.29110
.29782
.30469
.25422
.26047
.26688
.27348
.28024
.23265
.23873
.24499
.25143
.25805
.21318
.21908
.22516
.23144
.23789
.19560
.20131
.20720
.21330
.21957
.17971
.18522
.19092
.19682
.20291
.16533
.17064
.17613
.18184
.18773
.15231
.15741
.16270
.16821
.17390
.14051
.14540
.15049
.15579
.16128
.12980
.13449
.13938
.14448
.14977
.12007
.12457
.12925
.13415
.13924
.11123
.11553
.12002
.12472
.12962
.10319
.10730
.11160
.11611
.12081
.09586
.09979
.10390
.10822
.11274
.08918
.09293
.09686
.10100
.10534
.08308
.08666
.09042
.09439
.09854
.07751
.08092
.08452
.08832
.09230
.07241
.07567
.07910
.08274
.08656
96
96
96
96
96
29
30
31
32
33
.36857
.37583
.38321
.39072
.39837
.33877
.34601
.35338
.36090
.36856
.31172
.31890
.32622
.33370
.34133
.28716
.29424
.30147
.30887
.31644
.26483
.27179
.27890
.28619
.29366
.24452
.25133
.25830
.26546
.27280
.22603
.23267
.23949
.24649
.25369
.20918
.21564
.22229
.22912
.23616
.19382
.20009
.20655
.21321
.22008
.17979
.18587
.19214
.19861
.20530
.16698
.17286
.17894
.18522
.19172
.15526
.16095
.16683
.17291
.17922
.14454
.15003
.15571
.16160
.16772
.13472
.14001
.14550
.15120
.15712
.12571
.13081
.13611
.14161
.14734
.11745
.12236
.12747
.13278
.13832
.10987
.11459
.11951
.12464
.12999
.10289
.10744
.11218
.11712
.12229
.09648
.10085
.10541
.11017
.11516
.09057
.09477
.09916
.10375
.10856
96
96
96
96
96
34
35
36
37
38
.40614
.41406
.42211
.43029
.43862
.37637
.38433
.39244
.40070
.40912
.34912
.35708
.36520
.37348
.38194
.32417
.33209
.34017
.34844
.35689
.30130
.30914
.31716
.32537
.33378
.28033
.28806
.29599
.30411
.31245
.26108
.26869
.27649
.28451
.29274
.24340
.25086
.25853
.26641
.27453
.22715
.23445
.24196
.24970
.25769
.21220
.21933
.22668
.23426
.24209
.19843
.20538
.21256
.21998
.22765
.18575
.19252
.19951
.20676
.21426
.17405
.18063
.18745
.19451
.20184
.16326
.16965
.17628
.18316
.19031
.15330
.15950
.16594
.17263
.17960
.14408
.15010
.15635
.16286
.16964
.13556
.14139
.14746
.15378
.16038
.12768
.13332
.13920
.14534
.15176
.12037
.12583
.13153
.13749
.14372
.11360
.11888
.12440
.13018
.13624
96
96
96
96
96
39
40
41
42
43
.44709
.45570
.46447
.47338
.48242
.41769
.42643
.43533
.44440
.45362
.39056
.39937
.40836
.41753
.42687
.36552
.37435
.38338
.39260
.40201
.34238
.35120
.36022
.36946
.37890
.32099
.32976
.33875
.34797
.35740
.30120
.30989
.31882
.32798
.33738
.28288
.29147
.30031
.30940
.31873
.26590
.27438
.28311
.29210
.30135
.25017
.25851
.26712
.27600
.28514
.23557
.24376
.25223
.26099
.27001
.22202
.23005
.23838
.24699
.25588
.20943
.21730
.22547
.23393
.24268
.19772
.20542
.21343
.22173
.23033
.18683
.19436
.20220
.21034
.21878
.17670
.18405
.19171
.19968
.20797
.16725
.17443
.18192
.18972
.19783
.15845
.16545
.17276
.18039
.18834
.15024
.15706
.16419
.17165
.17943
.14257
.14921
.15617
.16346
.17107
194
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
96
96
96
96
96
44
45
46
47
48
.49160
.50088
.51027
.51975
.52931
.46299
.47248
.48210
.49181
.50163
.43637
.44602
.45580
.46570
.47572
.41160
.42135
.43126
.44129
.45146
.38854
.39835
.40832
.41845
.42872
.36704
.37687
.38689
.39707
.40741
.34700
.35682
.36685
.37704
.38742
.32831
.33809
.34809
.35827
.36865
.31085
.32058
.33052
.34067
.35103
.29455
.30419
.31407
.32416
.33447
.27931
.28885
.29864
.30866
.31890
.26506
.27449
.28417
.29409
.30426
.25172
.26102
.27060
.28041
.29047
.23923
.24840
.25784
.26754
.27750
.22753
.23655
.24586
.25543
.26527
.21656
.22543
.23460
.24403
.25374
.20627
.21499
.22400
.23329
.24287
.19661
.20517
.21403
.22317
.23260
.18753
.19593
.20464
.21363
.22291
.17900
.18724
.19579
.20462
.21376
96
96
96
96
96
49
50
51
52
53
.53895
.54867
.55847
.56831
.57819
.51154
.52156
.53166
.54182
.55204
.48585
.49610
.50645
.51688
.52738
.46176
.47219
.48274
.49338
.50411
.43914
.44971
.46042
.47123
.48215
.41791
.42858
.43940
.45034
.46140
.39797
.40870
.41959
.43063
.44180
.37922
.38998
.40092
.41202
.42326
.36158
.37235
.38331
.39444
.40573
.34499
.35574
.36670
.37783
.38914
.32937
.34008
.35101
.36213
.37343
.31466
.32530
.33619
.34727
.35856
.30079
.31136
.32218
.33321
.34446
.28771
.29819
.30893
.31990
.33109
.27537
.28575
.29640
.30729
.31841
.26372
.27399
.28454
.29534
.30638
.25272
.26287
.27331
.28401
.29495
.24232
.25235
.26267
.27325
.28410
.23249
.24239
.25258
.26305
.27378
.22320
.23295
.24302
.25336
.26398
96
96
96
96
96
54
55
56
57
58
.58809
.59803
.60798
.61794
.62789
.56230
.57260
.58293
.59329
.60364
.53794
.54855
.55921
.56990
.58061
.51491
.52579
.53672
.54771
.55871
.49315
.50424
.51540
.52663
.53790
.47256
.48382
.49518
.50661
.51810
.45308
.46448
.47598
.48759
.49925
.43463
.44614
.45776
.46950
.48131
.41716
.42874
.44046
.45230
.46423
.40061
.41224
.42401
.43593
.44795
.38491
.39657
.40838
.42035
.43244
.37003
.38168
.39352
.40552
.41765
.35590
.36754
.37937
.39138
.40354
.34249
.35409
.36591
.37791
.39007
.32975
.34131
.35308
.36506
.37721
.31764
.32914
.34087
.35281
.36493
.30614
.31756
.32923
.34112
.35320
.29519
.30654
.31813
.32996
.34199
.28478
.29603
.30754
.31930
.33127
.27486
.28602
.29744
.30912
.32101
96
96
96
96
96
59
60
61
62
63
.63780
.64766
.65748
.66728
.67704
.61397
.62425
.63451
.64476
.65499
.59129
.60196
.61260
.62324
.63388
.56972
.58071
.59169
.60268
.61369
.54917
.56044
.57172
.58303
.59435
.52960
.54112
.55265
.56423
.57584
.51095
.52268
.53443
.54624
.55810
.49318
.50508
.51702
.52903
.54111
.47622
.48827
.50037
.51255
.52481
.46005
.47221
.48444
.49677
.50919
.44461
.45687
.46920
.48165
.49420
.42988
.44220
.45462
.46716
.47982
.41580
.42817
.44065
.45326
.46602
.40235
.41475
.42727
.43994
.45276
.38950
.40190
.41445
.42716
.44003
.37720
.38961
.40216
.41489
.42780
.36544
.37783
.39038
.40311
.41604
.35419
.36654
.37907
.39180
.40473
.34341
.35573
.36823
.38094
.39386
.33310
.34536
.35781
.37049
.38340
96
96
96
96
96
64
65
66
67
68
.68677
.69645
.70608
.71568
.72522
.66518
.67534
.68546
.69556
.70560
.64450
.65509
.66565
.67620
.68671
.62468
.63566
.64662
.65758
.66852
.60568
.61701
.62833
.63967
.65099
.58747
.59910
.61075
.62242
.63409
.56999
.58190
.59384
.60582
.61781
.55323
.56538
.57758
.58983
.60210
.53713
.54950
.56193
.57442
.58695
.52168
.53424
.54686
.55957
.57233
.50684
.51956
.53236
.54526
.55823
.49258
.50544
.51839
.53146
.54461
.47888
.49185
.50494
.51815
.53146
.46571
.47878
.49197
.50531
.51876
.45304
.46618
.47947
.49292
.50649
.44085
.45406
.46742
.48096
.49464
.42913
.44238
.45580
.46941
.48318
.41784
.43112
.44459
.45826
.47209
.40697
.42027
.43377
.44748
.46138
.39651
.40981
.42332
.43707
.45101
96
96
96
96
96
69
70
71
72
73
.73468
.74402
.75321
.76224
.77110
.71558
.72543
.73515
.74470
.75408
.69716
.70750
.71769
.72773
.73759
.67940
.69017
.70081
.71130
.72161
.66226
.67344
.68449
.69539
.70612
.64573
.65728
.66870
.67998
.69110
.62977
.64166
.65343
.66506
.67654
.61436
.62656
.63865
.65061
.66241
.59948
.61196
.62434
.63660
.64871
.58511
.59784
.61049
.62302
.63541
.57122
.58419
.59707
.60985
.62250
.55780
.57097
.58408
.59709
.60998
.54483
.55818
.57149
.58470
.59781
.53228
.54581
.55929
.57269
.58600
.52015
.53382
.54746
.56104
.57452
.50841
.52221
.53599
.54972
.56337
.49705
.51097
.52488
.53874
.55254
.48605
.50007
.51409
.52808
.54201
.47541
.48951
.50363
.51772
.53178
.46510
.47928
.49348
.50767
.52182
96
96
96
96
96
74
75
76
77
78
.77980
.78836
.79680
.80509
.81321
.76330
.77239
.78134
.79016
.79881
.74730
.75687
.76632
.77563
.78477
.73177
.74180
.75171
.76148
.77109
.71670
.72716
.73750
.74771
.75776
.70208
.71293
.72368
.73430
.74476
.68788
.69911
.71023
.72124
.73209
.67409
.68567
.69715
.70852
.71974
.66070
.67260
.68441
.69612
.70769
.64769
.65989
.67202
.68404
.69593
.63506
.64753
.65995
.67227
.68447
.62278
.63551
.64819
.66080
.67328
.61084
.62381
.63674
.64961
.66236
.59924
.61243
.62559
.63870
.65170
.58795
.60135
.61473
.62806
.64130
.57698
.59056
.60414
.61768
.63115
.56630
.58006
.59382
.60756
.62123
.55592
.56983
.58376
.59768
.61154
.54581
.55987
.57395
.58804
.60208
.53598
.55016
.56439
.57863
.59284
96
96
96
96
96
79
80
81
82
83
.82113
.82879
.83616
.84322
.84998
.80724
.81541
.82327
.83082
.83804
.79369
.80234
.81068
.81868
.82635
.78048
.78958
.79837
.80680
.81490
.76758
.77712
.78633
.79519
.80369
.75500
.76496
.77457
.78382
.79271
.74272
.75307
.76307
.77269
.78195
.73074
.74145
.75182
.76180
.77142
.71904
.73010
.74081
.75114
.76110
.70762
.71901
.73005
.74071
.75098
.69646
.70817
.71952
.73049
.74107
.68557
.69757
.70922
.72048
.73135
.67493
.68721
.69914
.71068
.72183
.66453
.67708
.68927
.70108
.71250
.65437
.66717
.67962
.69168
.70335
.64444
.65748
.67016
.68246
.69437
.63474
.64800
.66091
.67344
.68557
.62526
.63872
.65185
.66459
.67694
.61599
.62965
.64297
.65592
.66848
.60692
.62076
.63428
.64742
.66018
96
96
96
96
96
84
85
86
87
88
.85647
.86271
.86865
.87424
.87950
.84498
.85166
.85803
.86403
.86966
.83373
.84083
.84760
.85399
.86000
.82269
.83020
.83737
.84413
.85050
.81188
.81977
.82732
.83445
.84116
.80128
.80955
.81746
.82493
.83198
.79089
.79952
.80778
.81559
.82295
.78070
.78967
.79827
.80640
.81408
.77071
.78001
.78893
.79738
.80535
.76092
.77053
.77976
.78851
.79677
.75131
.76123
.77075
.77979
.78833
.74189
.75210
.76191
.77122
.78003
.73264
.74313
.75322
.76280
.77186
.72357
.73433
.74468
.75451
.76383
.71468
.72569
.73629
.74637
.75593
.70594
.71720
.72804
.73836
.74815
.69738
.70886
.71994
.73049
.74050
.68897
.70068
.71198
.72275
.73297
.68071
.69264
.70415
.71513
.72556
.67261
.68474
.69646
.70764
.71827
96
96
96
96
96
89
90
91
92
93
.88441
.88898
.89317
.89694
.90035
.87494
.87985
.88435
.88841
.89208
.86562
.87086
.87567
.88001
.88393
.85646
.86202
.86712
.87174
.87590
.84745
.85332
.85871
.86358
.86798
.83859
.84476
.85042
.85555
.86018
.82987
.83633
.84226
.84764
.85249
.82129
.82803
.83423
.83984
.84491
.81285
.81986
.82631
.83216
.83744
.80454
.81182
.81852
.82458
.83008
.79637
.80390
.81084
.81712
.82282
.78832
.79610
.80327
.80977
.81566
.78041
.78842
.79581
.80252
.80860
.77262
.78086
.78847
.79537
.80163
.76495
.77341
.78123
.78833
.79477
.75739
.76608
.77410
.78139
.78800
.74996
.75885
.76707
.77454
.78132
.74264
.75174
.76015
.76779
.77474
.73543
.74472
.75332
.76114
.76824
.72834
.73782
.74659
.75458
.76183
195
Section 2
Ages
Interest Rate
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
96 94 .90345 .89541 .88749 .87969
96 95 .90630 .89848 .89078 .88318
96 96 .90890 .90129 .89378 .88638
97 0 .21197 .18644 .16439 .14533
97 1 .20959 .18365 .16122 .14180
.87199
.87569
.87907
.12883
.12497
.86440
.86830
.87186
.11454
.11037
.85692
.86101
.86475
.10213
.09767
.84954
.85381
.85773
.09134
.08662
.84227
.84672
.85081
.08195
.07700
.83509
.83972
.84397
.07376
.06859
.82801
.83282
.83723
.06661
.06125
.82103
.82601
.83057
.06036
.05482
.81415
.81929
.82400
.05488
.04919
.80736
.81265
.81752
.05008
.04424
.80066
.80611
.81112
.04585
.03989
.79405
.79965
.80480
.04213
.03606
.78753
.79328
.79856
.03885
.03268
.78109
.78698
.79241
.03595
.02969
.77474
.78077
.78633
.03339
.02705
.76848
.77465
.78032
.03111
.02470
97
97
97
97
97
O
Y
2
3
4
5
6
2.2%
2.4%
2.6%
.21364
.21796
.22247
.22713
.23192
.18748
.19159
.19589
.20035
.20494
.16482
.16870
.17278
.17703
.18141
.14517
.14882
.15268
.15670
.16086
.12810
.13153
.13516
.13895
.14289
.11327
.11647
.11988
.12345
.12716
.10036
.10334
.10653
.10988
.11337
.08910
.09188
.09485
.09799
.10127
.07927
.08185
.08462
.08756
.09064
.07068
.07307
.07565
.07840
.08129
.06316
.06537
.06778
.07034
.07304
.05657
.05861
.06085
.06324
.06577
.05078
.05267
.05475
.05698
.05935
.04569
.04744
.04937
.05145
.05366
.04121
.04282
.04461
.04656
.04863
.03726
.03874
.04041
.04222
.04416
.03377
.03514
.03668
.03837
.04019
.03068
.03194
.03338
.03495
.03665
.02794
.02910
.03044
.03191
.03350
.02551
.02658
.02782
.02920
.03069
97 7 .23684
97 8 .24187
97 9 .24703
97 10 .25233
97 11 .25775
.20967
.21451
.21950
.22463
.22988
.18593
.19057
.19536
.20029
.20536
.16516
.16959
.17416
.17889
.18376
.14697
.15118
.15554
.16005
.16471
.13102
.13501
.13915
.14345
.14788
.11701
.12079
.12471
.12879
.13302
.10470
.10826
.11198
.11585
.11986
.09387
.09722
.10073
.10439
.10820
.08432
.08747
.09078
.09425
.09786
.07589
.07886
.08198
.08526
.08867
.06844
.07123
.07418
.07727
.08050
.06185
.06448
.06725
.07017
.07323
.05601
.05848
.06109
.06385
.06675
.05083
.05315
.05561
.05822
.06096
.04622
.04840
.05072
.05319
.05578
.04212
.04417
.04636
.04869
.05115
.03847
.04040
.04246
.04467
.04699
.03521
.03703
.03898
.04106
.04327
.03229
.03401
.03585
.03782
.03991
97
97
97
97
97
12
13
14
15
16
.26329
.26891
.27457
.28025
.28595
.23526
.24073
.24624
.25178
.25733
.21055
.21584
.22118
.22654
.23193
.18875
.19384
.19899
.20416
.20936
.16949
.17438
.17932
.18429
.18929
.15246
.15713
.16186
.16663
.17141
.13738
.14184
.14636
.15091
.15548
.12401
.12826
.13257
.13691
.14127
.11215
.11619
.12029
.12442
.12857
.10160
.10545
.10934
.11327
.11722
.09223
.09588
.09958
.10331
.10706
.08387
.08734
.09085
.09439
.09795
.07642
.07971
.08304
.08640
.08977
.06977
.07289
.07605
.07924
.08243
.06382
.06678
.06978
.07280
.07583
.05850
.06131
.06415
.06701
.06988
.05373
.05639
.05909
.06180
.06452
.04944
.05197
.05453
.05711
.05968
.04559
.04799
.05043
.05287
.05531
.04212
.04441
.04672
.04904
.05135
97
97
97
97
97
17
18
19
20
21
.29168
.29746
.30332
.30928
.31536
.26292
.26856
.27430
.28014
.28611
.23735
.24283
.24841
.25410
.25992
.21460
.21989
.22529
.23081
.23646
.19432
.19942
.20462
.20995
.21541
.17624
.18113
.18613
.19125
.19652
.16010
.16478
.16956
.17448
.17954
.14567
.15014
.15471
.15942
.16427
.13277
.13702
.14138
.14588
.15052
.12121
.12525
.12940
.13369
.13812
.11084
.11468
.11863
.12271
.12694
.10154
.10518
.10893
.11281
.11684
.09318
.09663
.10019
.10388
.10771
.08565
.08893
.09230
.09580
.09945
.07888
.08198
.08518
.08850
.09196
.07277
.07571
.07873
.08188
.08517
.06726
.07003
.07290
.07589
.07901
.06227
.06490
.06761
.07044
.07340
.05776
.06024
.06281
.06550
.06831
.05367
.05602
.05845
.06100
.06366
97
97
97
97
97
22
23
24
25
26
.32155
.32786
.33429
.34087
.34759
.29219
.29840
.30476
.31126
.31792
.26587
.27195
.27818
.28457
.29112
.24224
.24817
.25425
.26050
.26691
.22101
.22676
.23267
.23876
.24501
.20192
.20748
.21321
.21911
.22519
.18474
.19010
.19563
.20134
.20723
.16926
.17441
.17974
.18525
.19095
.15530
.16024
.16536
.17067
.17617
.14270
.14743
.15234
.15745
.16274
.13131
.13584
.14054
.14544
.15053
.12101
.12533
.12984
.13453
.13941
.11168
.11581
.12011
.12461
.12929
.10323
.10716
.11127
.11557
.12006
.09556
.09930
.10323
.10734
.11164
.08859
.09216
.09590
.09983
.10394
.08225
.08565
.08922
.09297
.09690
.07649
.07972
.08312
.08670
.09046
.07124
.07431
.07755
.08096
.08456
.06645
.06937
.07245
.07571
.07915
97
97
97
97
97
27
28
29
30
31
.35446
.36146
.36860
.37586
.38324
.32473
.33169
.33879
.34604
.35341
.29785
.30472
.31175
.31893
.32625
.27351
.28027
.28719
.29427
.30151
.25146
.25808
.26487
.27182
.27894
.23147
.23792
.24456
.25136
.25834
.21333
.21961
.22607
.23271
.23953
.19685
.20294
.20922
.21568
.22233
.18187
.18777
.19386
.20013
.20659
.16824
.17394
.17983
.18591
.19219
.15583
.16132
.16702
.17290
.17898
.14452
.14981
.15530
.16099
.16688
.13419
.13929
.14458
.15007
.15576
.12477
.12966
.13476
.14006
.14555
.11615
.12085
.12576
.13086
.13616
.10827
.11278
.11750
.12241
.12752
.10105
.10538
.10992
.11464
.11957
.09443
.09859
.10295
.10749
.11223
.08836
.09235
.09653
.10090
.10547
.08279
.08661
.09063
.09483
.09922
97
97
97
97
97
32
33
34
35
36
.39075
.39840
.40617
.41409
.42214
.36093
.36859
.37640
.38437
.39248
.33373
.34137
.34916
.35712
.36524
.30890
.31647
.32421
.33213
.34022
.28623
.29370
.30134
.30918
.31721
.26550
.27284
.28037
.28811
.29604
.24653
.25373
.26113
.26873
.27654
.22917
.23621
.24345
.25091
.25858
.21325
.22012
.22720
.23450
.24202
.19866
.20535
.21225
.21938
.22673
.18527
.19177
.19848
.20544
.21262
.17296
.17927
.18580
.19257
.19958
.16165
.16777
.17411
.18069
.18751
.15125
.15717
.16332
.16971
.17635
.14167
.14740
.15336
.15956
.16601
.13284
.13838
.14415
.15016
.15642
.12469
.13005
.13563
.14146
.14753
.11718
.12235
.12774
.13339
.13927
.11023
.11522
.12044
.12590
.13161
.10381
.10863
.11366
.11895
.12448
97
97
97
97
97
37
38
39
40
41
.43033
.43866
.44713
.45575
.46452
.40074
.40916
.41774
.42647
.43538
.37352
.38198
.39061
.39942
.40842
.34848
.35694
.36557
.37440
.38344
.32542
.33383
.34244
.35125
.36029
.30416
.31250
.32105
.32982
.33881
.28456
.29280
.30126
.30995
.31889
.26647
.27459
.28294
.29153
.30038
.24976
.25775
.26597
.27445
.28319
.23432
.24215
.25024
.25858
.26719
.22004
.22771
.23564
.24384
.25231
.20682
.21432
.22209
.23013
.23846
.19458
.20191
.20950
.21738
.22555
.18323
.19038
.19780
.20551
.21352
.17270
.17967
.18691
.19445
.20229
.16293
.16972
.17678
.18413
.19180
.15385
.16046
.16734
.17452
.18201
.14542
.15184
.15854
.16554
.17286
.13757
.14381
.15033
.15715
.16429
.13026
.13632
.14266
.14931
.15628
97
97
97
97
97
42
43
44
45
46
.47343
.48248
.49166
.50095
.51035
.44445
.45368
.46305
.47255
.48217
.41759
.42693
.43644
.44609
.45589
.39266
.40208
.41168
.42143
.43134
.36953
.37897
.38862
.39843
.40842
.34804
.35748
.36713
.37697
.38699
.32806
.33746
.34709
.35692
.36695
.30948
.31882
.32840
.33819
.34820
.29218
.30144
.31095
.32068
.33064
.27608
.28523
.29465
.30430
.31419
.26107
.27011
.27941
.28896
.29876
.24708
.25598
.26516
.27460
.28430
.23402
.24278
.25183
.26114
.27073
.22183
.23043
.23934
.24852
.25798
.21043
.21889
.22764
.23668
.24600
.19978
.20807
.21668
.22556
.23474
.18982
.19795
.20639
.21512
.22415
.18049
.18845
.19673
.20530
.21418
.17176
.17954
.18766
.19607
.20479
.16357
.17119
.17913
.18738
.19594
196
Ages
Section 2
Interest Rate
O
Y
2.2%
2.4%
2.6%
2.8%
3.0%
3.2%
3.4%
3.6%
3.8%
4.0%
4.2%
4.4%
4.6%
4.8%
5.0%
5.2%
5.4%
5.6%
5.8%
6.0%
97
97
97
97
97
47
48
49
50
51
.51983
.52940
.53904
.54878
.55858
.49190
.50172
.51165
.52167
.53178
.46579
.47582
.48596
.49622
.50658
.44139
.45156
.46187
.47231
.48288
.41855
.42884
.43927
.44985
.46057
.39717
.40753
.41804
.42872
.43955
.37715
.38754
.39810
.40884
.41976
.35839
.36878
.37936
.39013
.40109
.34079
.35116
.36173
.37251
.38349
.32429
.33461
.34514
.35590
.36688
.30879
.31904
.32953
.34025
.35119
.29423
.30441
.31482
.32548
.33638
.28055
.29063
.30095
.31154
.32238
.26768
.27765
.28788
.29838
.30914
.25558
.26543
.27555
.28595
.29662
.24418
.25391
.26390
.27419
.28476
.23345
.24304
.25291
.26308
.27354
.22333
.23278
.24252
.25256
.26290
.21379
.22309
.23269
.24260
.25282
.20479
.21394
.22339
.23317
.24325
97
97
97
97
97
52
53
54
55
56
.56843
.57832
.58824
.59819
.60816
.54196
.55219
.56246
.57277
.58312
.51703
.52754
.53811
.54873
.55941
.49354
.50428
.51509
.52598
.53693
.47139
.48232
.49334
.50444
.51563
.45051
.46158
.47276
.48404
.49541
.43081
.44199
.45329
.46471
.47623
.41220
.42346
.43485
.44638
.45802
.39463
.40594
.41739
.42899
.44073
.37803
.38936
.40085
.41249
.42430
.36233
.37366
.38516
.39683
.40867
.34748
.35879
.37028
.38196
.39382
.33343
.34470
.35616
.36782
.37968
.32013
.33134
.34276
.35439
.36623
.30752
.31866
.33002
.34161
.35341
.29558
.30664
.31793
.32945
.34121
.28425
.29522
.30643
.31788
.32957
.27350
.28437
.29549
.30686
.31848
.26330
.27406
.28508
.29636
.30790
.25362
.26426
.27517
.28635
.29781
97
97
97
97
97
57
58
59
60
61
.61813
.62810
.63802
.64790
.65774
.59350
.60387
.61421
.62452
.63479
.57012
.58085
.59155
.60224
.61290
.54794
.55897
.56999
.58100
.59201
.52688
.53816
.54946
.56076
.57206
.50687
.51838
.52991
.54145
.55301
.48786
.49955
.51127
.52302
.53481
.46978
.48162
.49351
.50543
.51741
.45259
.46455
.47657
.48864
.50077
.43624
.44829
.46041
.47260
.48486
.42067
.43278
.44499
.45727
.46964
.40584
.41800
.43026
.44261
.45506
.39172
.40390
.41620
.42860
.44111
.37826
.39045
.40276
.41519
.42775
.36542
.37760
.38992
.40236
.41494
.35318
.36533
.37763
.39007
.40266
.34150
.35361
.36588
.37831
.39089
.33034
.34241
.35464
.36703
.37960
.31969
.33170
.34388
.35623
.36877
.30952
.32145
.33357
.34587
.35837
97
97
97
97
97
62
63
64
65
66
.66756
.67735
.68710
.69680
.70646
.64506
.65531
.66553
.67572
.68587
.62357
.63423
.64488
.65549
.66609
.60303
.61406
.62508
.63609
.64708
.58339
.59475
.60611
.61746
.62882
.56461
.57625
.58791
.59958
.61126
.54664
.55854
.57046
.58240
.59438
.52945
.54156
.55371
.56590
.57814
.51299
.52528
.53764
.55005
.56251
.49722
.50968
.52221
.53480
.54747
.48212
.49471
.50739
.52014
.53299
.46764
.48034
.49315
.50604
.51905
.45376
.46656
.47946
.49248
.50561
.44045
.45332
.46631
.47942
.49266
.42769
.44060
.45366
.46685
.48019
.41543
.42838
.44149
.45474
.46815
.40367
.41664
.42977
.44307
.45655
.39237
.40535
.41850
.43183
.44536
.38152
.39449
.40765
.42100
.43455
.37109
.38404
.39720
.41055
.42413
97
97
97
97
97
67
68
69
70
71
.71609
.72566
.73515
.74453
.75377
.69600
.70608
.71609
.72599
.73575
.67667
.68722
.69771
.70809
.71833
.65808
.66906
.67998
.69080
.70149
.64020
.65156
.66288
.67411
.68521
.62298
.63470
.64638
.65798
.66946
.60640
.61844
.63045
.64239
.65422
.59044
.60276
.61507
.62732
.63947
.57505
.58764
.60022
.61276
.62520
.56023
.57305
.58588
.59867
.61138
.54594
.55897
.57202
.58504
.59800
.53217
.54537
.55862
.57186
.58503
.51888
.53225
.54567
.55910
.57247
.50606
.51957
.53315
.54675
.56030
.49369
.50732
.52104
.53479
.54850
.48175
.49549
.50933
.52321
.53707
.47022
.48405
.49799
.51199
.52597
.45909
.47299
.48702
.50112
.51522
.44833
.46229
.47640
.49058
.50478
.43794
.45195
.46611
.48037
.49465
97
97
97
97
97
72
73
74
75
76
.76284
.77174
.78049
.78910
.79759
.74534
.75477
.76404
.77318
.78219
.72841
.73832
.74809
.75772
.76723
.71203
.72239
.73261
.74270
.75268
.69616
.70694
.71759
.72811
.73852
.68079
.69197
.70301
.71394
.72476
.66591
.67745
.68886
.70016
.71136
.65149
.66336
.67511
.68676
.69833
.63752
.64970
.66177
.67374
.68564
.62398
.63644
.64880
.66108
.67329
.61085
.62357
.63620
.64876
.66127
.59811
.61108
.62396
.63678
.64956
.58577
.59895
.61206
.62513
.63815
.57379
.58717
.60050
.61378
.62704
.56216
.57573
.58925
.60274
.61622
.55088
.56461
.57831
.59199
.60567
.53992
.55381
.56767
.58152
.59539
.52929
.54331
.55731
.57133
.58537
.51896
.53310
.54724
.56140

Publication 1457 (Rev. July 1999)

Transcription

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