Real Estate - Hondros Learning

Transcription

product
catalog
HONDROS LEARNING
Providing High Quality Learning Solutions & Responsive Support Services
Real Estate
Appraisal
Mortgage Lending
Insurance
quality partnership support service
Partner Benefits
...are accurate & responsive.
We pride ourselves on being a customer-friendly company, and will do anything we can to
make sure your needs are met in a convenient and timely fashion.
Not only can you count on Hondros Learning, so can your students.
Our technical support staff is at your service. When you call us, you will see that our
associates are helpful and available.
...will help you grow.
Your partnership with Hondros Learning does not end with a product. We want to help
you achieve the results you can see both in your classroom and in your bottom line.
Our reseller program includes the marketing support necessary to launch
your new courses and products to your students.
From expertly designed e-mail campaigns and postcards to informative classroom
collateral and press releases, we have the marketing tools available to make your reseller
partnership a success.
...are a school too!
Hondros Learning is the result of over 40 years of feedback from students, instructors and
industry professionals. Together with Hondros College, we have provided training and
educational products for over one million students.
You can trust the quality of Hondros Learning products.
Our own instructors and students use our products every day and have proven their
effectiveness, and we regularly solicit feedback to continue to improve our content.
...make your life easier.
We understand the challenge of being an education provider. Course approvals, product
marketing, order fulfillment, instructor training, shipping–we can help with this and more!
Our goal is to provide you with a total solution to help make your life easier.
...are not the competition.
We do not compete with our resellers for students. We work with our resellers to achieve
success. If you don’t succeed, we don’t succeed.
Table of Contents
Real Estate
4
Pre-licensing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5
Post-licenisng . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8
Exam Prep . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9
Classroom Continuing Education Courses . . . . . . . . . . 11
Online Continuing Education Courses . . . . . . . . . . . . . 13
Appraisal14
Qualifying Education: Classroom . . . . . . . . . . . . . . . . 15
Qualifying Education: Online . . . . . . . . . . . . . . . . . . 18
Qualifying Education: Certified Residential . . . . . . . . . . 21
Exam Prep . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23
Classroom Continuing Education Courses . . . . . . . . . . . 24
Mortgage Lending
We have been working with Hondros
for several years and have always found
friendly, helpful
and responsive. When we need
their staff to be
28
Pre-licensing . . . . . . . . . . . . . . . . . . . . . . . . . . . 29
Exam Prep . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30
Insurance and Financial Services
33
Exam Prep . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33
a product quickly, Hondros responds and
Online Continuing Education Course Descriptions . . 35
gets it to us. Their products are top quality
Value Discount Pricing . . . . . . . . . . . . . . . . . . 39
rely on
Hondros and they have
never let us down.
Return Policy . . . . . . . . . . . . . . . . . . . . . . . . 39
and are kept current. We
Elaine Miner
Vice President
Arizona School of Real Estate & Business
Real Estate
Online Pre-licensing
Our pre-licensing solution is
designed specifically to meet your
state’s requirements. The courses
are not just text, they include
engaging video clips and activities
specifically for online education.
Exam Prep
Exam preparation is the key to
success on any exam. Hondros
Learning has several options to help
each student pass the exam the first
time. No matter how the student
learns, we have a solution that will
work.
Classroom
Continuing
Education
Mortgage Fraud, Consumer
Protection, and Reverse Mortgages
addresses concerns of mortgage
fraud, fraudulent mortgage
advertising, and reverse mortgage
misconceptions. Students will gain
the knowledge to help educate
customers and clients about these
topics and to prevent damage in
future transactions.
Online Continuing
Education
Online courses allow you to expand
your educational program by
offering students an alternative to
classroom courses. Your learning
portal can be branded with your
company logo, presenting students
with a seamless transition to the
online courses.
Real Estate Appraisal Mortgage Lending Home Inspection Insurance Financial Services
Pre-licensing
Hours Page
New York Real Estate Sales – The Complete Guide, 3e
75
5
Illinois Real Estate Broker Pre-License Topics
Illinois Broker Applied Real Estate Principles: Interactive
Illinois Real Estate Managing Broker Pre-License Topics
Illinois Managing Broker Applied Management
& Supervision: Interactive
75
15
30
15
6
6
7
7
Post Licensing
Illinois Real Estate Broker Post-License Topics
Illinois Broker Applied Real Estate Practices—Interactive
Hours Page
30
15
Exam Prep
Page
Real Estate Salesperson CompuCram®: Software
Real Estate Math Practice CompuCram®: Software
Real Estate Vocab Crammer™: Flashcards
Real Estate Vocab Crammer™: Audio CD & Dictionary Set
New York Real Estate Sales Review Crammer™: Text
Continuing Education: Classroom
Ethics, Fair Housing, & Agency: The Essentials
Mortgage Fraud, Consumer Protection, and Reverse Mortgages
Illinois Broker Management
New York Fair Housing & Human Rights: Know the Law
Continuing Education: Online
8
8
9
10
10
10
8
Hours Page
7
7
12
7
12
11
12
11
Hours Page
Agency—The Big Picture
Demystifying Real Estate Short Sales
Green in Residences and Appraisals
3
4
4
35
36
36
Housing: Fairness for All
4
37
Investment Analysis for Commercial Properties
Keeping it Real: Property Law and Case Studies
NAR: Ethical Training through Standards of Practice
Predators, Fraud, and Foreclosure
Real Estate Contracts
Thinking Outside the Box: Financing Investment Properties
U.S. Settlement Procedures and Antitrust Law
Valuation Techniques: BPOs and Appraisals
What’s Up Doc? Examining Investment Property
4
4
4
3
3
4
4
4
4
37
37
37
37
38
38
38
38
39
Each classroom course is
complete with textbooks,
PowerPoint presentations,
learning objectives, exams
and course outlines for easy
implementation in your
classroom.
4
HONDROS LE A RNING PRODUC T CATA LOG
V o l u m e D i s c o u n t P r i c i n g —S e e P a g e 39
If you have a market, we have a custom solution.
Your students can complete their required education on their time, in the
comfort of their own home. Our online pre-licensing courses, customized for
your state, prepare your students to become a Real Estate Salesperson.
Online
Pre-licensing
Hondros Learning will research, develop, and manage the online pre-licensing
course for your state. We will also make sure the course is fully approved by
your state and the Association of Real Estate License Law Officials (ARELLO).
Our pre-licensing online courses are not just an online book; they include
engaging video clips and activities designed specifically for online education.
To find out if you are ready to offer Real Estate Online Pre-licensing courses and how
Hondros Learning can develop this course for you, contact your Account Manager
or call 1.866.84LEARN.
New York Real Estate Sales—The Complete Guide,
Classroom
Pre-licensing
3rd Edition
New York Real Estate Sales—The Complete Guide is a
thorough treatment of real estate principles and practices
for New York pre-licensing students. This comprehensive
text covers the fundamentals of the real estate profession
as needed to implement the new 75-hour curriculum
requirement.
The text introduces students to everything from real estate
law to property management—everything future real
estate professionals need to know to not only pass the state
licensing exam, but successfully enter their new careers.
HIGHLIGHTS
• Clear and concise language
• Comprehensive lists of key terms and definitions
• Chapter summaries
• Chapter quizzes
• Real-world examples presented by real estate professionals
• Case studies
* Quantities can be combined across all product lines.
CONTENTS
The Real Estate Profession ;
Real Estate License Law ; Law
of Agency: Relationships with
Sellers, Buyers, Tenants, and
Landlords; Law of Agency:
Relationships between Brokers,
Agents, and Third Parties ;
Law of Agency: The Nature
of the Independent Contractor
Relationship; Estates, Interests,
Liens, and Easements ;
Contracts; Valuation Process
and Pricing Properties; Deeds,
Title Closing, and Costs; Real
Estate Finance: Real Estate
Finance Instruments ; Real Estate
Finance: The Mortgage Loan
Process ; Land Use Regulations
; Construction; Environmental
Issues ; Human Rights and Fair
Housing; Municipal Agencies ;
Property Insurance; Taxes and
Assessments ; Income Tax Issues
in Real Estate ; Condominiums
and Cooperatives ; Commercial
and Investment Properties; Real
Estate Property Management
ISBN: 978-1-59844-204-5
Retail Price: $55.00
Meets the 75-hour
curriculum requirement!
1.8 66.8 4LE A RN W W W.HONDROSLE A RNING.COM
5
Pre-Licensing
Illinois Real Estate Broker Pre-License Topics, 2nd ed.
Designed to meet the 75-hour prelicensing curriculum
requirements for real estate brokers as set forth by the State of
Illinois. The course covers topic areas such as Illinois license
law, agency, state and federal law, relationships with employing
brokers, working with sellers and buyers, real property,
fair housing, ownership, contracts, real estate valuation,
environmental issues, construction, real estate closings,
advertising, property management, and commercial real estate.
CONTENTS
Illinois License Law
Illinois Grounds for Discipline
Human Rights and Fair Housing
Federal Business Law
Agency Relationships
Agency Obligations in Illinois
Advertising and Marketing
Brokerage Office Issues; Estates
and Interests
Easements and Liens
Land Use
Environmental Issues
Construction Overview
Contracts Overview
Brokerage Agreements
Contracts for Selling Property
Real Estate Closings
Leases
The Value of Real Estate
Property Appraisal
Overview of Real Estate Finance
The Mortgage Lending Process
Real Estate Finance Options
Commercial Property Overview
Retail and Office Properties
Commercial Valuation Basics
The Property Management
Profession
Property Management Tools
Landlord-Tenant Relations
The Seller’s Agent
The Listing Appointment; Property
Concerns
Marketing and Communication
The Buyer’s Agent; Qualifying The
Buyer; The Buying Process
Real Estate Math
752 pages. To view full Table of Contents, visit www.hondroslearning.com
HI GH L I GH T S
Sample forms and contracts
Section review questions on key points to help you assess your new
knowledge
• Real-life scenarios to illustrate the topics being taught
• Illinois law citations for quick reference
• Comprehensive real estate glossary, including Illinois-specific terms
•
ISBN: 978-1-59844-186-4
•
Meets the 75-hour
curriculum requirement!
ISBN: 978-1-59844-186-4
ISBN: 978-1-59844-177-2
Combination Price: $55.00
Illinois Broker Applied Real Estate Principles—Interactive
Designed to meet the 15-hour prelicensing interactive curriculum requirement for real estate brokers as set
forth by the State of Illinois. In this course, students will participate in five 3-hour interactive lessons with an
instructor to apply the knowledge learned in the Illinois Real Estate Broker Pre-License Topics course. Each
interactive lesson includes a review of principles, concepts, requirements for compliance, and violations.
CONTENTS
HI GH L I GH T S
Multi-layered case study scenarios requiring analysis of the appropriate
actions
• Terminology review; Lesson review questions on key points to help assess
knowledge
• Text of the Illinois Real Estate License Act and the Illinois Human Rights Act
for reference
• Sample forms and contracts for reference
•
ISBN: 978-1-59844-177-2
6
Lesson 1: Agency Relationships
Lesson 2: Fair Housing Issues
Lesson 3: Understanding Contracts
and Escrow
Lesson 4: Real Property Issues
Lesson 5: Leases and Property
Managements
Financial Services Insurance Home Inspection Mortgage Lending Appraisal Real Estate Pre-Licensing
The Illinois Real Estate Managing Broker
Pre-License Topics
Includes the following core topics: Licensing and Operations, Managing Licensees; and Risk
Management, Laws, and Issues. Specifically, this course provides 30 hours of instruction on the
following critical topics: Licensing, operations, special accounts (escrow), recruiting, brokerage support,
transaction supervision, marketing/advertising, dispute resolution, company policies, disclosure issues,
and industry issues.
HI GH L I GH T S
Examines critical elements of brokerage operations.
• Provides discussion of topics related to managing licensees including
hiring, training, mentoring, handling money, supervision, and ensuring
compliance with federal, state, local, and license law.
• Section review questions
•
CONTENTS
Licensing
Operations
Handling Money
Hiring Process and Brokerage
Support
Marketing and Advertising
Dispute Resolution
Risk Management Policies
Risk Management Issues
ISBN: 978-1-59844-176-5
The Illinois Managing Broker Applied Management
and Supervision—Interactive
Provides realistic situational practice building upon core curriculum topics: Licensing and Operations;
Managing Licensees; Risk Management Policies and Issues. Comprehensive lessons focus on the
following critical topics: short sale case, including foreclosure problems; dual agency scenario,
including disclosure issues and duties of confidentiality; brokerage contract dispute with clients,
including minimum services activities; commission dispute, including co-op office with ethics
problems; and team supervision, including company policy manual requirements, hiring process,
advertising/marketing techniques, and escrow account issues.
HI GH L I GH T S
Includes review of key concepts and terms
Provides situational practice in short sale/foreclosure case; dual agency
scenario; brokerage contract dispute with clients; commission dispute
with co-op brokerage; and team supervision
• Section review questions
•
•
CONTENTS
Lesson 1: Short Sale
Lesson 2: Dual Agency
Lesson 3: Brokerage Contract
Dispute with Client
Lesson 4: Minimum Services and
Commission Dispute
Lesson 5: Teams and Escrow
Accounts
ISBN: 978-1-59844-179-6
ISBN: 978-1-59844-176-5
ISBN: 978-1-59844-179-6
7
Post Licensing
Illinois Real Estate Broker Post-License Topics
Includes the core topics: License Law, Local, State and Federal
Laws; Agency; and Real Estate Transactions. Specifically,
this course reviews and checks the licensee’s knowledge on
the following critical topics: License law, real property, risk
management, agency issues, seller counseling, buyer counseling,
market analysis, financing, contracts and conveyances, and
closing transactions. 416 pages. To view full Table of Contents, visit www.
ISBN: 978-1-59844-172-7
CONTENTS
License Law Review
Real Property
Risk Management Issues
Agency Issues
Seller Counseling
hondroslearning.com
Buyer Counseling
Real Estate Transactions
HI GH L I GH T S
Financing
•Provides discussion of the critical relationships between consumers and Contracts and Conveyances
licensed real estate brokers
Closing Transactions
•Examines real estate transactions, including potential conditions that may
arise
•Section review questions on key points
Illinois Broker Applied Real Estate Practices—Interactive
Provides realistic situational practice building upon core curriculum
topics. Specifically this interactive course reviews key concepts
that extend and apply the licensee’s knowledge. Lessons focus on
the following critical topics: Listing activities; buyer representation
with minimum services; dual agency; use of media in advertising;
disclosure situations; and short sales.
HI GH L I GH T S
ISBN: 978-1-59844-178-9
CONTENTS
Lesson 1: Listing Appointment
Lesson 2: Buyer Representation
Lesson 3: Social Media
Lesson 4: RESPA
Lesson 5: Short Sale
• Review of key concepts and terms
• Section review questions to help with information retention
• Self assessment forms
• Illinois Law citations for quick reference
ISBN: 978-1-59844-172-7
ISBN: 978-1-59844-178-9
8
Real Estate Appraisal Mortgage Lending Home Inspection Insurance Financial Services Real Estate Exam Prep
Real Estate Sales CompuCram® —Exam Prep Software
Product
Questions
ISBN
Real Estate Sales
HI GH L I GH T S
• Hundreds of practice exam questions
written by experts with 20+ years of
exam prep experience
Arizona
1,000+
978-1-59844-037-9
California
750+
978-1-59844-016-4
Florida
650+
978-1-59844-015-7
Georgia
1,010+
978-1-59844-092-8
Illinois (Broker)
830+
978-1-59844-184-0
• Two different modes of study: Timed
practice exams or self-paced study
Kentucky
950+
978-1-59844-012-6
Michigan
1,080+
978-1-59844-091-1
• Highlighted real estate glossary terms
for quick reference in review mode
National - AMP
750+
978-1-59844-035-5
National - Pearson VUE
750+
978-1-59844-032-4
National - PSI
1,000+
978-1-59844-034-8
Nevada
1,150+
978-1-59844-090-4
New Jersey
650+
978-1-59844-019-5
New York
500+
978-1-59844-018-8
Pennsylvania
850+
978-1-59844-039-3
Texas
500+
978-1-59844-017-1
National-AMP
900+
978-1-59844-063-8
National-Pearson VUE
900+
978-1-59844-065-2
National-PSI
900+
978-1-59844-066-9
• Questions written in the style of the
actual exam and follow the state
outline
• All questions have rationales to
explain the concept behind the
answer
• Timed exams simulate the real estate
exam and develop time-management
skills
A self-paced question
and answer software
application aiding students
as they study for their real
estate exams. Designed for
each unique exam, every
version is written by a
team of industry experts,
all of whom are working
real estate professionals
with up-to-date knowledge
and experience in the
industry.
• All final exams are graded and
categorized to help identify problem
areas
Real Estate Broker
New York Real Estate Sales—Review Crammer™, 3rd edition
Focuses on the concepts, subjects, and topics you must know to
pass the New York Real Estate Licensing Exam. A thorough review
of the information presented here along with the knowledge you
gained from your 75 hours of pre-licensing coursework are what
you need to pass the exam and begin a rewarding career in real
estate.
HI GH L I GH T S
• Test-taking techniques to help reduce anxiety by fully
preparing you for exam day
•Detailed key terms listings to reinforce the terms that form the
basis of many exam questions
•Chapter quizzes to immediately apply what you learned in your
coursework and reviewed in the Crammer to help you retain
the information more easily
•Extensive math review includes concepts for a solid
knowledge base and exam success
CONTENTS
The Real Estate Profession
Real Estate License Law
Law of Agency 1—Relationships
with Sellers, Buyers, Tenants,
and Landlords
Law of Agency 2—Relationships
between Brokers and Agents
Being an Independent Contractor
Estates, Interests, Liens, and
Easements
Sales and Lease Contracts
ISBN: 978-1-59844-163-5
and much more
9
Real Estate Exam Prep Real Estate Appraisal Mortgage Lending Home Inspection Insurance Financial Services
Real Estate Math Practice CompuCram®
ISBN: 978-1-59844-107-9
Conquer your fear of math and prepare for your real estate sales
exam with CompuCram Exam Prep Software.
•Specifically designed to enhance your real estate math skills and
build confidence for your Real Estate Sales Exam
•Over 200 math problems addressing key concepts written in
the style of the exam
•Take an unlimited number of practice tests
•Highlighted real estate math terms available for quick reference
in review mode
•A large bank of questions for unlimited practice exams
•Two different modes of study: Timed practice or self-paced
study
•Questions organized by category with the ability to mark
individual questions for review
CONTENTS
Interest
Points
Lender’s Yield
Loan Amount (Qualifying)
Seller Pricing/Net to Owner
Appreciation
Depreciation
Capitalization
Gross Rent Multiplier
Closing Costs/Down Payments
Prorations
Annual Property Taxes
Transfer Taxes
Commission
Profit and Loss
Measurement Problems
Real Estate Vocab Crammer™ Audio CD
and Dictionary Set
ISBN: 978-1-59844-069-0
Mastering terminology is the key to passing real estate exams.
This audio CD and dictionary set gives students a convenient
way to study on the go. Usable in the car or with any CD
player, students will learn the vocabulary they need to pass
their exam the first time. Featuring:
• 2 audio CDs and dictionary
• 500 of the most important real estate terms defined
• More than 2 hours of material
• Covers all major real estate topics
CONTENTS
Business Practices and Ethics
Property Descriptions
Contracts and Deeds
Legal
Will and Testament
Mortgage and Insurance
Math and Financial
Appraisal
Real Estate Vocab Crammer™ Flashcards
ISBN: 978-1-59844-059-1
The Real Estate Vocab Crammer Flashcards are an excellent
way to master real estate terminology.
500 Card Box Set 2nd Edition
CONTENTS
FEATURES
Contracts and Deeds
• 500 of the most important real estate terms defined
• Terms are numbered and categorized for ease of use
• Study any time, anywhere
• Allows students to conveniently cram for exams
Appraisal
Business Practices and Ethics
Legal
Math and Financial
Mortgage and Insurance
Property Descriptions
Will and Testament
10
Each course is complete with course outlines, learning objectives,
and PowerPoint presentations to help easily implement the
curriculum in your classroom.
Classroom Continuing Education: Course Title
Classroom
Continuing
Education
Credit Hours
Ethics, Fair Housing, & Agency: The Essentials
7
12
Mortgage Fraud, Consumer Protection, and Reverse
Mortgages
7
New York Fair Housing & Human Rights:
Know the Law
7
Mortgage Fraud, Consumer Protection, and Reverse Mortgages
This course starts by taking a close look at mortgage fraud in real
estate transactions, including the history of mortgage fraud and
its impact on consumers. We will look at the participants in fraud
cases as well as the role of agencies in monitoring fraud. Then,
we will identify various types of mortgage fraud schemes and
mechanisms involved, as well as identify red flags to watch for.
Next, we will focus our attention on consumer protection and its
role as it relates to mortgage advertising. Finally, we will wrap-up
this course with a look at reverse mortgages by identifying the
types, requirements, payment options, and providers as they relate
to consumers and the law. To view full Table of Contents, visit www.
CONTENTS
Mortgage Fraud
Consumer Protection and Fair
Lending
Reverse Mortgages
hondroslearning.com
HI GH L I GH T S
ISBN: 978-1-59844-194-9
•Interactive learning approach, including end-of-unit quizzes
•Key terms clearly defined and explained throughout
•Detailed review of federal lending laws
•Case studies used to reinforce concepts
Ethics, Fair Housing, and Agency: The Essentials
This course provides a thorough review of ethics in real estate
intended to give a sales agent a better and more complete
understanding of professional business practices. Using real life
examples and case studies, this course discusses specific impacts
different agency relationships can have on real estate transaction.
The course also examines the effects and penalties for breach of
duty. Finally, the course reviews federal fair housing laws that
affect licensees.
CONTENTS
Ethics
Agency Relationships
Fair Housing
To view full Table of Contents, visit www.hondroslearning.com
HI GH L I GH T S
•Interactive learning approach, including end-of-unit quizzes
•Detailed review of federal lending laws
ISBN: 978-1-59844-202-1
•Case studies used to reinforce concepts
11
Classroom CE
New York Fair Housing & Human Rights: Know the Law
Fair and equitable treatment in housing is not only the right thing to
do, it’s the law. New York Fair Housing and Human Rights: Know
the Law was written to provide real estate agents with the requisite
knowledge to ensure fair housing compliance. Federal and state laws
exist to protect the rights of victims of housing discrimination. Those
involved in the rental or sale of property must ensure compliance,
not only with buyers and renters, but also with sellers.
The History of Civil Rights
Fair Housing Laws
ADA Compliance
Fair Housing Enforcement
Advertising
New York Civil Rights Law
HI GH L I GH T S
ISBN: 978-1-59844-122-2
CONTENTS
•Interactive learning approach, including end-of-chapter quizzes
•Detailed review of national, New York State, and New York City fair housing
laws
•Examples of actual fair housing violations used to reinforce concepts
The Illinois Broker Management CE course is intended to satisfy
the continuing education requirements for Illinois managing broker
licensees. The chapters in this 12-Hour Broker Management CE
course follow and satisfy the requirements set forth in the Illinois
Required Office Policy Topic outline.
ISBN: 978-1-59844-199-4
In this course, we introduce the real estate professional’s impact on
the events leading to the housing market collapse and economic
problems of recent years. We take a look at the manager’s ongoing
responsibility to promote appropriate steps to affordable property
ownership. We focus on the manager’s most critical duties to
supervise, train, and set policy.
CONTENTS
Introduction
Policy Issues and Policy Manual
Creation
Brokerage Relationship Policies
Fair Housing and Antitrust
Working with Sellers and Buyers
Advertising and Social Media
Risk Reduction
HI GH L I GH T S
•Interactive learning approach, including end-of-chapter quizzes
•Key terms provided and explained throughout
•Detailed review of key aspects of broker management policies
12
Online
Continuing
Education
Online courses allow
you to expand your
educational program
by offering students an
alternative to classroom
courses. Your learning
portal can be branded
with your company logo,
presenting students with
a seamless transition to
the online courses.
Hours Page
Coming Soon:
Agency and the Use of
Electronic Media
Financing Investment
Properties
Managing Investment
Properties
Real Estate Disclosure
Issues: Buyer and Seller
Obligations
The Residential Contract:
Issues, Disputes, and
Solutions
3
35
4
36
4
36
4
37
4
37
Keeping it Real: Property Law and Case Studies
4
37
NAR: Ethical Training through Standards of Practice
4
37
HI GH L I GH T S
Predators, Fraud, and Foreclosure
3
37
4
38
• Profitable revenue-sharing
program
4
38
4
38
4
38
4
39
• Wide variety of courses
developed by industry experts,
with new courses added
frequently
• Assistance in getting online
courses approved through
regulatory agencies
• Administrative site that provides
access to student records to
generate student rosters, monitor
student progress, and more
• Customized learning portal
Online continuing education course descriptions start on page 33.
• Support for students through tollfree number and e-mail
13
Appraisal
Qualifying Education: Classroom - Licensed
Hours Page
Basic Appraisal Principles, 2nd edition *
30
15
Basic Appraisal Procedures, 2nd Edition *
30
15
Market Analysis & Highest and Best Use, 2nd Edition *
15
16
Residential Site Valuation & Cost Approach, 2nd Edition *
15
16
Residential Sales Comparison & Income
Approaches, 2nd edition *
30
17
Residential Report Writing and Case Studies, 2nd Edition*
15
17
Qualifying Education: Online - Licensed
2014-2015 15-Hr National USPAP Equivalent Course
15
18
Basic Residential Appraisal Principles
30
18
Basic Residential Appraisal Procedures
30
18
Residential Report Writing and Case Studies
15
19
Market Analysis and Highest & Best Use
15
19
Residential Sales Comparison & Income Approaches
15
20
Residential Site Valuation and Cost Approach
15
19
Advanced Residential Applications & Case Studies COMING
SOON!
15
x
Statistics, Modeling, and Finance
15
x
Mastering Unique & Complex Property Appraisal COMING
SOON!
15
x
Qualifying Education: Online - Certified
Qualifying Education: Classroom - Certified Residential
Now Available!
Exam Prep
The following 7-hour courses are
currently in development:
Learning has several options to
help each student pass the exam
the first time. No matter how the
student learns, we have a solution
that will prepare them for the exam.
Appraising Green Residences Online
Appraisal Review of Residential
Properties - Online
Sales Comparison Approach Online
Qualifying Education Online CE
Our Qualifying Education courses
meet the standards set by
the Appraiser Qualifications
Board’s 2008 criteria. These
courses are designed to help
students understand the process,
procedures and regulations in an
appraisal career.
your educational program by
offering students an alternative to
classroom courses. Your learning
portal can be customized to look
like your website, presenting
students with a seamless
transition to the online courses.
Hours Page
2014-2015 7-Hr Equivalent USPAP Update Course *
7
35
Appraisal Review of Residential Properties*
7
35
Covering All the Bases in Residential Reporting*
7
36
Defensible Appraising*
7
36
Mastering Unique & Complex Property Appraisal, 2nd Ed.*
20
21
FHA and VA Today*
7
36
Statistics, Modeling, & Finance, 2nd Edition *
15
22
Florida Real Estate Appraisal Laws and Rules
3
36
Green in Residences and Appraisals *
7
36
Methodology and Application of Sales Comparison*
7
37
Michigan Appraiser Law Update
2
37
Hours Page
Appraising Green Residences*
7
25
7
26
Residential Appraisal Review*
7
25
Pennsylvania Mandated Law for Appraisers
2
37
Residential Reporting: Hitting All of the Bases*
7
26
Predators, Fraud, and Foreclosures
3
37
7
26
Defensible Appraisal Practices*
Today’s FHA and VA*
NEW!
NEW!
Exam Prep
Page
Appraisal Review Crammer™ : Course, 3rd Edition
23
Appraisal CompuCram® Exam Prep Software
23
14
• Approved by the Appraiser Qualifications Board (AQB)
Licensed
Residential
Appraisal
Qualifying
Education
Basic Appraisal Principles, 2nd edition
This basic appraisal text provides an overview of real property
concepts and characteristics, legal considerations, value
influences, real estate finance, types of value, economic
principles, real estate markets and analysis, and ethics in
appraisal. Through theory, case studies, and examples, this book
offers practical application of appraisal principles.
CONTENTS
Real Property Concepts and
Characteristics
Legal Consideration
Influences on Real Estate Values
Real Estate Finance
Types of Value
HI GH L I GH T S
•Thorough study of concepts important to appraisal mastery
•Real-world case studies provide opportunity to apply information in a
practical way
•Extensive glossary reinforces comprehension of key terms and
concepts needed for test mastery
Economic Principles
Overview of Real Estate Markets
and Analysis
Ethics: Application in Appraisal
Theory and Practice
Glossary
ISBN: 978-1-59844-174-1
Approved for: Hours
Qualifying Education
30
Continuing Education
28
Basic Appraisal Procedures, 2nd edition
Basic Appraisal Procedures provides an overview of real
estate appraisal approaches to value, valuation procedures,
property description, residential and commercial applications,
improvement construction, home inspection, and appraisal
math. This revised edition of Basic Appraisal Procedures
textbook features clarifications, general updates, and corrections
based on your feedback. The general outline and structure have
not changed. You will find clear writing, updated and amplified
real-world examples and case studies, useful illustrations,
numerous practice questions, and an extensive glossary; making
this text the most up-to-date tool available for achieving
appraisal mastery and exam success! 300 pages. To view full Table of
Contents, visit www.hondroslearning.com
CONTENTS
Valuation Procedures
Overview of Approaches to Value
Property Description
Residential Applications
Commercial Applications
Residential Construction and
Home Inspection
Appraisal Math
Glossary
ISBN: 978-1-59844-110-9
HI GH L I GH T S
•A solid introduction to the fundamentals of appraisal theory,
techniques, and methods, including the three approaches to value,
economic principles, concepts of real property, value influences, and
appraisal data sources
•Real-world case studies to illustrate and apply key concepts
•Most up-to-date text available
AQB Approved
Approved for: Hours
30
28
15
Licensed Residential
Market Analysis & Highest & Best Use, 2nd edition
Identifying and analyzing market forces affecting the buyers’ and
sellers’ behavior is key to understanding and reporting values.
Market Analysis & Highest and Best Use, 2nd edition is designed
to give students the tools needed to properly collect and analyze
market data. Markets, sub-markets, market segmentation, supply
side analysis, demand analysis and the importance of market
analysis to the appraisal process are covered in the first half of this
course. The second half focuses on the theory of Highest and Best
Use.
ISBN: 978-1-59844-168-0
Approved for: Hours
15
14
HI GH L I GH T S
• New revising author: AQB-certified USPAP instructor and Certified
General Appraiser
CONTENTS
Real Estate Market Analysis
Defining the Market
Analysing the Market
Drawing Conclusions from the
Market
Highest and Best Use
Land Use Restrictions
Economic Considerations
Final Highest and Best Use
Analysis
Glossary
• Thorough presentation of concepts and procedures important to appraisal mastery
• Real-world examples and case studies enhance application of course
material
Residential Site Valuation & Cost Approach, 2nd edition
Part of the market-leading textbook series for appraisal qualifying
education. Residential Site Valuation & Cost Approach, 2nd
edition will help students gain valuable insight and a working
knowledge of the various theories and methodologies for
performing residential site valuation and developing the cost
approach. Various costing methods will be discussed and
applications of the cost approach in residential appraising will be
examined. The important distinction between Replacement Cost
New and Reproduction Cost New will be discussed. 136 pages. To
ISBN: 978-1-59844-175-8
Approved for: Hours
15
14
view full Table of Contents, visit www.hondroslearning.com
HI GH L I GH T S
• Thorough presentation of concepts and procedures important to appraisal mastery
• Real-world examples and case studies enhance application of course
material
CONTENTS
Basic Concepts of Land and
Value
Data Collection and Analysis
Site Valuation
Reasons for Separate Site Valuation
The Cost Approach to Appraisal
Calculating Costs
Depreciation and Final Cost
Conclusions
Glossary
• Numerous review questions written in the actual exam style
• The important distinction between replacement cost new and
reproduction cost new are discussed, along with an in-depth look at
several methods for estimating accrued depreciation
16
Real Estate Appraisal Mortgage Lending Home Inspection Insurance Financial Services Licensed Residential
Residential Sales Comparison & Income Approaches:
concepts and techniques
Fully explains and illustrates how the fundamental principles
of valuation and appraisal standards apply to an assignment
in which the sales comparison and/or income approach is
relevant in the scope of work, and details the development
steps in the appraisal process through reconciliation. As part
of the progression, the student will become acquainted with
accepted methodology and techniques that can be applied
in the assignment using the sales comparison and/or income
approaches. Included and emphasized, through numerous
illustrations and application case studies, are choosing
comparable data, derivation and application of adjustments
for various elements, derivation and application of rates of
capitalization, and the logic and rationale applied during
reconciliation. Also included is an introduction to the HP
12c financial calculator as well as a discussion about using the
sales comparison and income approaches in special situations.
CONTENTS
Introduction to Sales Comparison
and Income Methodologies
Sales Comparison Analysis – Data
Identification and Analysis
Sales Comparison Analysis –
Adjustments and Reconciliations
Introduction to Financial
Calculators
Introduction to Income
Fundamentals
ISBN: 978-1-59844-124-6
Income Analysis
Using the Sales Comparison and
Income Approaches in Special
Situations
Approved for: Hours
30
28
HI GH L I GH T S
• Learn to apply and defend the rationale behind market adjustments
• Up-to-date information on current Mortgage Industry Guidelines and relevant USPAP requirements
• References to USPAP Advisory Opinions and Frequently Asked Questions
• Detailed glossary to help students master key terms for exam success
Residential Report Writing & Case Studies, 2nd edition
Residential Report Writing and Case Studies is deeply rooted
in appraisal professional standards and best practices of an
appraiser when communicating the opinions and conclusions
of a residential appraisal. Beginning with a detailed discussion
of USPAP Rules and the reporting options permitted by
STANDARD 2. Appraisal writing skills are then overviewed
along with several examples. Common reporting issues are
then explored to illustrate the level of detail required in
appraisal commentary. Finally, the most common residential
appraisal reporting form, the Uniform Residential Appraisal
Report (URAR), will be fully illustrated along with the
requirements of the Uniform Appraisal Dataset (UAD).
CONTENTS
Appendix B: Overview of Other
Common Appraisal Forms
HI GH L I GH T S
Glossary
• Written around the new Fannie Mae form, students will gain valuable
insight into properly filling out forms, in compliance with USPAP and
other guidelines
• Numerous review questions written in the style of the actual exam
• Detailed glossary to help students master key terms for exam success
Appraisal Reporting and USPAP
Compliance
Effective Writing and Reasoning
Skills in Appraisal Reporting
Common Issues in Appraisal
Reporting
Residential Appraisal Reporting
Forms
Appendix A: Case Studies
ISBN: 978-1-59844-226-7
Approved for: Hours
15
14
• Case studies to help illustrate key concepts
17
Online Pre-Licensing
2014-15 Equivalent 15-Hr National USPAP Course
Our 15-Hour National USPAP Online Course is an approved equivalent for satisfying the Appraiser
Qualifications Board’s real property qualifying education requirements. This course includes a complete
discussion of the history of appraisal standards as well as the independent boards and regulatory entities that
play a key role in professional standards applying to real property appraisers. The structure and content of
USPAP is fully explored, utilizing numerous compelling case examples that enable the student to understand
the application of USPAP in real world scenarios along with assessment opportunities to challenge the
student throughout the course. Upon completion of this course students will have a solid understanding of
how USPAP applies to appraisal practice and an appraiser’s development and reporting obligations within
the USPAP appraisal process of both tangible and intangible assets.
CONTENTS
UNIT 1: Introduction to USPAP
UNIT 2: USPAP Definitions
UNIT 3: When USPAP Applies and Compliance
Obligations
UNIT 4: Ethics Rule,
UNIT 5: Record keeping Rule and Competency Rule
Approved for: Hours
15
UNIT 6: Scope of Work Rule and Jurisdictional
Exception Rule
UNIT 7: Standard 1: Real Property Appraisal,
Development
UNIT 8: Standard 2: Real Property Appraisal,
Reporting
UNIT 9: Standard 3: Appraisal Review, Development,
and Reporting
UNIT 10: Standards 6-10
UNIT 11: USPAP Statements and Advisory Opinions
Basic Residential Appraisal Principles
The Basic Residential Appraisal Principles online course provides an overview of real property concepts and
characteristics, legal considerations, value influences, real estate finance, types of value, economic principles,
real estate markets and analysis, and ethics in appraisal. Through theory, case studies, and examples, this
course offers practical application of appraisal principles.
CONTENTS
Approved for: Hours
30
Module 1: Overview of Appraisal and Real Estate
Concepts
Module 5: Types of Value and Influences on Real
Estate Values
Module 2: Real Property Estates and Ownership
Module 6: Economic Concepts and Applications
Module 3: Controls and Encumbrances on Ownership
Module 7: Real Estate Market Analysis and Ethical
Practice
Module 4: Transfer of Interests – Instruments and
Agreements
Basic Residential Appraisal Procedures
The Basic Residential Appraisal Procedures online course provides an overview of real estate appraisal
valuation procedures, approaches to value, property description, residential and commercial applications,
residential construction and home inspection, as well as basic appraisal math. Examples are presented
throughout to assist the student with understanding essential concepts. A calculator is recommended for
this course.
Approved for: Hours
30
Check with your state regulatory
agency to confirm appraisal online
pre-licensing is accepted.
18
CONTENTS
Module 1: Valuation Procedures
Module 5: Commercial Applications
Module 2: Overview: Approaches to Value
Module 6: Residential Construction and Home
Inspection
Module 3: Property Description
Module 4: Residential Applications
Module 7: Appraisal Math and Appendixes
Real Estate Appraisal Mortgage Lending Home Inspection Insurance Financial Services Online Pre-Licensing
Market Analysis & Highest and Best Use
Identifying and analyzing market forces affecting the buyers’ and sellers’ behavior is key to understanding
and reporting values. This course is designed to give students the tools needed to properly collect and analyze
market data. Markets, sub-markets, market segmentation, supply side analysis, demand analysis and the
importance of market analysis to the appraisal process are covered in the first half of this course. The second
half focuses on the theory of Highest and Best Use. The two-step analysis along with the four tests for
Highest and Best Use are covered in detail. Drill problems and a short case study allow students to put into
practice the techniques presented in the course. An exam is given at the completion of the course for students
requesting pre-certification credit.
CONTENTS
Module 1: Market Analysis
Module 4: Land Use Restrictions
Module 2: Defining and Analyzing the Market
Module 5: Economic Considerations & Final Highest
and Best Use
Module 3: Market Conclusions and Highest and Best
Use
Module 6: Vocabulary Practice
Approved for: Hours
15
Residential Report Writing and Case Studies
Residential Report Writing & Case Studies is deeply rooted in appraisal professional standards and best
practices of an appraiser when communicating the opinions and conclusions of a residential appraisal.
The course commences with a detailed discussion of USPAP Rules and the reporting options permitted
by STANDARD 2. The most common residential appraisal reporting form, the Uniform Residential
Appraisal Report (URAR), will be fully illustrated along with the requirements of the Uniform Appraisal
Dataset (UAD). The course concludes with an overview of several of the most common residential appraisal
forms. Finally, common reporting issues are explored to illustrate the level of detail required in appraisal
commentary so that appraisal reports are clear and not misleading (or fraudulent).
CONTENTS
Module 1: Appraisal Reporting and USPAP
Compliance
Module 4: Transfer of Interests – Instruments and
Agreements
Module 2: Effective Writing and Reasoning Skills in
Appraisal Reporting
Module 5: Other Common Appraisal Report Forms
Module 6: Additional Case Studies
Module 3: The Uniform Residential Appraisal Report
Form – Part I
Approved for: Hours
15
Residential Site Valuation and Cost Approach
This course will help students gain valuable insight and a working knowledge of the various theories and
methodologies for performing residential site valuation and developing the cost approach in appraisal
practice. Various costing methods will be discussed and applications of the cost approach in residential
appraising will be examined. The important distinction between Replacement Cost New and Reproduction
Cost New will be discussed, along with an in-depth look at accepted methods for estimating accrued
depreciation.
CONTENTS
Module 1: Land Values and Analysis
Module 4: Depreciation and Final Cost Consclusions
Module 2: Site Valuation
Module 5: Practice Problems
Module 3: Cost Approach
Approved for: Hours
15
19
Online Pre-Licensing
Sales Comparison and Income Approaches
This course is designed to provide the student with a comprehensive knowledge of the development and
application of the sales comparison approach and the income approach in residential appraisal assignments.
The course begins with how the fundamental principles of valuation and appraisal standards apply to an
assignment in which the sales comparison and/or income approach is relevant in the scope of work, and
details the development steps in the appraisal process through reconciliation. As part of the progression,
the student will become acquainted with accepted methodology and techniques that can be applied in
the assignment using the sales comparison and/or income approaches. Included and emphasized, through
numerous illustrations and application case studies, are choosing comparable data, derivation and application
of adjustments for various elements, derivation and application of rates of capitalization, and the logic and
rationale applied during reconciliation.
CONTENTS
Approved for: Hours
15
20
Module 1: Introduction to Sales Comparison and
Income Methodologies
Module 4: Introduction to Financial Calculations
Module 2: Analyzing the Subject Property and Data
Investigation
Module 6: Sales Comparison and Income Approach
Applications
Module 5: Introduction to Income Fundamentals
Module 3: Sales Comparison Analysis and Making
an Adjustment
Real Estate Appraisal Mortgage Lending Home Inspection Insurance Financial Services Certified Residential
Certified
Residential
Appraisal
Qualifying
Education
Advanced Residential Applications and Case Studies
Advanced Residential Applications and Case Studies
focuses on complex properties that include valuing
unique and high-end residential dwellings, common-wall
structures, and residential properties with substantial
and sometimes unique, accessory structures and/or
amenities. The textbook makes strong use of case studies
for discussion, analysis, and problem solving to elevate
students’ knowledge of challenging residential appraisal
assignments and develop the expertise to recognize and
address those situations at the Certified Residential level.
96 pages.
HI GH L I GH T S
• Addresses methodologies used for valuing partial interests and
addressing changes in market conditions
• Reviews cost development, locational considerations, functional
obsolescence, and data identification/quantification issues
• Instructor guide for conducting group activities including
brainstorming, sample case study discussion, and practice case
studies
CONTENTS
UNIT 1: Challenging Appraisal
Assignment from A to Z
Recognizing the Challenging
Assignment
Should I be Here…and What if I
Decide to Stay?
Foundational Concepts and
Principles
Value Conclusions, Reconciliation,
and Reporting
UNIT 2: A Gallery of Challenging
Case Examples
Overimproved Residential
Property
Ownership of a Physical Segment
of a Common Property
ISBN: 978-1-59844-093-5
Approved for: Hours
15
14
Adjusting for Market Conditions
and Location
Mastering Unique & Complex Property Appraisal, 2nd ed.
Mastering Unique & Complex Property Appraisal will
CONTENTS
raise the level of awareness of the scope of work involved
Complex Symptoms
with assignments other than the everyday single-family
Appraising Complex Sites
residential appraisal. It was written to remind and reassure
Appraising Unique and Complex
appraisers that any appraisal problem can be solved and
Residential Properties
equip them with the necessary skills to recognize and resolve
Appraising Historic Residences
the problem. This course offers many scenarios for discussion
Appraising Mixed-use and Small
and includes significant case study work for application.
Commercial Properties
Property types discussed include mixed-use, unusual,
income-producing, and one-of-a-kind.
Applications using various problem-solving techniques are demonstrated and will also help build
confidence and skill in this area. To view full Table of Contents, visit www.hondroslearning.com
HI GH L I GH T S
• Significant case study work for application-based learning
• A variety of property types used for broad exposure
• Thorough discussion of process
• Exposure to non-traditional valuation methods and techniques to build your appraisal tool box and ability
to take on more challenging assignments
ISBN: 978-1-59844-225-0
Approved for: Hours
20
18
21
Certified Residential
Statistics, Modeling, & Finance, 2nd edition
ISBN: 978-1-59844-219-9
Approved for: Hours
15
14
22
Statistics, Modeling, & Finance
provides today’s residential
appraiser with both the theory and
practice of statistics, real estate
finance, and valuation modeling.
The text outlines terminology
and basic principles of statistics,
including practical applications in
statistical analysis, and presents
real estate markets, terms of
financing and real-world examples
of how financing affects the value
of real property.
To view full Table of Contents, visit www.
hondroslearning.com
CONTENTS
What-Why-When
The Measurement of Central Tendency
Gathering Data and Checking Dispersion
Using Sample Data to Draw Conclusions
Theory of Regression Modeling
Practical Application and Case Studies in Statistical Analysis
Introduction to Real Estate Finance
Government Influences on Real Estate Finance
Types of Loans
Compound Interest: Six Functions of a Dollar
Financing Terms Analysis
Practical Application and Case Studies in Real Estate Finance
Real Estate Appraisal Mortgage Lending Home Inspection Insurance Financial Services Exam Prep
Appraisal Review Crammer™
Exam Prep Course, 3rd Edition
Are your students upgrading their licenses to Certified Residential and cramming for their exams?
Help them succeed with the Appraisal Review Crammer! This textbook and accompanying instructor
materials make it easy to offer an Appraisal Review Crammer Course. This review course is beneficial
to both Licensed Residential and Certified Residential appraisers.
This exam prep tool focuses
on the topics and concepts
students need to know to
pass their exam. Its highly
focused review, numerous
study aids, and exam
simulations provide the boost
they need to succeed!
Do your students fear appraisal
math? This text covers all
potential math areas on the
exam and provides significant
practice experience to build
confidence.
CONTENTS
Influences on Real Estate
Appraisal Math and Statistics
Legal Considerations in Appraisal
Sales Comparison Approach
Types of Value
Cost Approach
Economic Principles
Income Approach
Real Estate Markets and Analysis
Site Valuation
Valuation of Partial Interests
Highest and Best Use Analysis
Appraisal Standards and Ethics
Appraisal CompuCram®
Math Review and Practice Exam
The text works
the
equally well in
a
classroom or as
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self-study guid
.
ep
exam pr
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Exam Prep Software
Appraisal CompuCram® is a self-paced appraisal exam question
and answer software application for aiding students as they study
for their appraisal exam. Designed specifically for the National
Uniform Licensed and Certified Residential Appraisal exams, this
product is written by a team of industry experts, all of whom are
working appraisal professionals with up-to-date knowledge and
experience in the industry.
CONTENTS
HI GH L I GH T S
•Over 1,200 practice exam questions written in the style of the exam
•Highlighted appraisal terms for quick reference in review mode
•A large bank of questions for unlimited practice exams
•Two different modes of study: Timed practice or self-paced study
•Concise explanations for the rationale and methods used to correctly
answer all questions
•Questions organized by category and the ability to mark individual
questions for review
Highest and Best Use Analysis
ISBN: 978-1-59844-148-2
Influences on Real Estate Value
Legal Considerations in Appraisal
Types of Value
Economic Principles
Real Estate Markets and Analysis
Updated
and
Expanded
Valuation Process
Appraisal Math & Statistics
Sales Comparison Approach
Site Value
Cost Approach
Valuation of Partial Interests
Appraisal Standards and Ethics
ISBN: 978-1-59844-060-7
23
Classroom
Continuing
Education
Each course is
complete with
course outlines,
learning objectives,
and PowerPoint
presentations to help
easily implement the
curriculum in your
classroom.
Appraising Green Residences
7
25
7
26
Residential Appraisal Review
7
25
Residential Reporting: Hitting All of the Bases
7
26
7
26
Defensible Appraisal Practices
Today’s FHA and VA
Advanced Residential Applications & Case Studies
ISBN: 978-1-59844-093-5
For full details, see page 21
Basic Appraisal Principles, 2nd Edition
ISBN: 978-1-59844-174-1
Basic Appraisal Procedures, 2nd Edition
ISBN: 978-1-59844-110-9
Market Analysis & Highest and Best Use, 2nd Edition
ISBN: 978-1-59844-168-0
24
Hours Page
NEW!
NEW!
NEW!
Mastering Unique & Complex Property Appraisal, 2nd Ed.
ISBN: 978-1-59844-225-0
Residential Sales Comparison & Income Approaches
ISBN: 978-1-59844-124-6
Residential Site Valuation & Cost Approach, 2nd Edition
ISBN: 978-1-59844-175-8
Residential Report Writing and Case Studies, 2nd Edition
ISBN: 978-1-59844-226-7
Statistics, Modeling, & Finance, 2nd Edition
ISBN: 978-1-59844-219-9
Real Estate Appraisal Mortgage Lending Home Inspection Insurance Financial Services Continuing Education
Appraising Green Residences—NEW!!
Green features have become more and more common in
the marketplace. Thus, our Continuing Education course,
Appraising Green Residences is a comprehensive course that
will appeal to a wide variety of appraisers. Why? It’s more
important than ever to understand what goes into appraising
properties with energy efficient features that promote
sustainability and reduce our carbon footprint. Our course
begins with an overview on green materials and techniques
and moves into relevant characteristics. Next is detailed
information on green certification as well as identifying
and adjusting for green features. Last, and probably most
important, are two case studies where students will apply
adjustments, based on what they’ve learned throughout the
course.
CONTENTS
Green Materials and Techniques
Relevant Characteristics
Green Certification
Identifying and Adjusting for Green
Features
Case Study - Applying
Adjustments
ISBN: 978-1-59844-201-4
Approved for: Hours
7
Coming Soon!!
Classroom Continuing Education
Residential Appraisal Review, 2nd edition
Residential Appraisal Review is a comprehensive appraisal
continuing education course that will appeal to appraisers
who are considering entering the practice of appraisal review,
as well as those who are actively performing review work.
Throughout, the course especially emphasizes best practices
for a reviewer when developing opinions and conclusions
regarding the quality of another appraiser’s work. The course
begins with an overview of appraisal review and a discussion
of applicable USPAP Rules, along with illustration of
common errors and shortcomings commonly found by
reviewers. Next STANDARD 3 is fully discussed along
with applicable guidance offered by the Appraisal Standards
Board. The course continues with an overview of the
STANDARDS 1 and 2 appraisal development and reporting
obligations. Finally, common mortgage industry appraisal
and appraisal review forms are illustrated and discussed from
a review perspective.
CONTENTS
Introduction to Appraisal Review
Appraisal Review and USPAP
STANDARD 3
USPAP Performance Standards
for a Real Property Appraisal
Appraisal and Appraisal
Review Forms
ISBN: 978-1-59844-227-4
Approved for: Hours
7
25
Residential Reporting: Hitting All of the Bases, 2nd ed.
ISBN: 978-1-59844-228-1
Approved for: Hours
7
Residential Reporting: Hitting All of the Bases is a complete
exploration of valuable appraisal reporting practices, beginning with a
review of select USPAP reporting obligations. The course continues as
it illustrates the completion of the URAR reporting form, along with
compliance requirements of the Uniform Appraisal Dataset (UAD).
An overview of key reporting areas necessary for the completion of
other appraisal and evaluation forms, including Broker Price Opinion
(BPO) reports, follows. The course concludes with a comprehensive
study of the art of effective communication through composition of
concise narrative commentary for numerous appraisal situations.
CONTENTS
152 pages.
Common Issues in Appraisal
Reporting
HI GH L I GH T S
Appendix: Sample Forms
Appraisal Reporting and USPAP
Compliance
The Uniform Residential
Appraisal Reporting Form
Other Forms and Reports
Effective Writing and Reasoning
Skills in Appraisal Reporting
• Discussion of critical points regarding residential property appraisal
reporting
• Detailed illustration of various reporting forms
• Explanation of how to complete the most common residential property reporting forms
Defensible Appriasal Practices
Defensible Appraisal Practices is an all-encompassing course designed to provide a comprehensive look
at best practices for appraisers in order to recognize and meet those expectations. The course commences
with discussion of various avenues, which could cause liability concerns for appraisers, including the
appraisal review process. Common areas of deficiencies and inadequacies in the appraisal process are also
discussed. The remainder of the course takes a detailed look at
compliance with USPAP, beginning with identification of the
CONTENTS
problem through the reporting process. This includes expanded
The Need for Defensible Appraisal
illustrations of both acceptable and unacceptable practices..
Practices
ISBN: 978-1-59844-220-5
Approved for: Hours
7
USPAP - Public Trust and Ethics
HI GH L I GH T S
USPAP - Other Key Compliance
Obligations
•Interactive learning approach, including case studies and quizzes
Defensible Appraisal Practices in
Developing and Reporting
•Real world examples lend insight and guidance
•Chapter learning aids reinforce learning and retention of key materials
Todays FHA and VA
Today’s FHA and VA focuses on the most current FHA appraisal
requirements—including inspection and reporting requirements,
along with resources for continuing updates on the program. Real
property appraising is ever changing and requires the appraiser to be
proactive and aware of the changing requirements. In the case of FHA
lending, the program has undergone recent changes that significantly
affect FHA appraisal procedures, including changes acknowledging
the growing trend in green building. Some regulations have been
eliminated to create a more effective appraising procedure.
ISBN: 978-1-59844-223-6
Approved for: Hours
7
26
Prospective as well as current FHA Roster Appraisers will benefit
from the book’s detailed review of FHA property and appraisal
requirements. VA Fee Panel Appraisers can ensure their present
practices in performing valuation services meet the expectation of VA
protocol. General conduct and business practices are also discussed.
CONTENTS
The FHA: An Overview
FHA Loan Types
FHA General Requirements
FHA Protocol for Reporting Data
for a One-Unit Dwelling
One-Unit Valuation Methods for
FHA
FHA Appraisal for Other Property
Types
VA Financing and Appraisal
Overview
FHA FAQs and USPAP Changes
for 2014-2015
Online
Continuing
Education
Don’t see what you
are looking for?
Call us today to find out
how we can help develop a
course to fit your needs.
HI GH L I GH T S
•Profitable revenue-sharing program
•Variety of courses developed by
industry experts
•Assistance in getting online courses
approved through regulatory
agencies
•Administrative site provides access
to student records to generate
student rosters, monitor student
progress, etc.
Hours Page
2014-2015 7-Hr Equivalent USPAP Update Course *
7
35
Appraisal Review of Residential Properties*
7
35
Covering All the Bases in Residential Reporting*
7
36
Defensible Appraising*
7
36
FHA and VA Today*
7
36
Florida Real Estate Appraisal Laws and Rules
3
36
Green in Residences and Appraisals *
7
36
Methodology and Application of Sales Comparison*
7
37
2
37
2
37
3
37
• Approved by the Appraiser Qualifications Board (AQB)
Online courses allow
you to expand your
educational program
by offering students
an alternative to
classroom courses.
Your learning portal
can be branded with
your company logo,
presenting students
with a seamless
transition to the
online courses.
•Customized learning portal
•Support for students through
toll-free number and e-mail
27
Mortgage
Lending
Each course is complete with textbooks, PowerPoint
presentations, learning objectives, exams, and course
outlines for easy implementation in your classroom.
Pre-licensing
Mortgage Lending Principles and
Practices is designed to give your
students the information they need to
successfully enter and succeed in the
mortgage lending field.
Exam Prep
Exam preparation is the key to success
on any exam. Hondros Learning has
several options to help each student
pass the exam the first time. No matter
how the student learns, we have a
solution that will work.
Classroom Continuing
Education
Mortgage Loan Originator—Refresher
is intended to serve as a refresher for
all mortgage loan originators, whether
experienced or new.
Online Continuing
Education
your educational program by offering
students an alternative to classroom
courses.
Pre-licensing: Classroom
Mortgage Lending Principles & Practices, 5th ed.
Pre-licensing: Online
16, 17, or 20-Hr Mortgage Loan Originator SAFE
Comprehensive Online Course
Page
29
Page
29
State Specific: AZ, OH, PA, NY, TX - NJ Coming Soon
Exam Prep
Page
Mortgage Loan Originator—Refresher, 2nd edition
30
National Mortgage Lending CompuCram®
31
State Mortgage Loan Originator CompuCram®
AZ, CA, CT, FL, NY, OH,
31
Mortgage Loan Origination Online Review Crammer
30
State Mortgage Loan Origination Online Review Crammer
AZ, CA, CT, FL, NY, OH
30
New 2014 Courses Coming this Spring
State Specific: AZ (1), NJ (2), NY (3) , PA (1)
Page
32
32
State Specific: AZ (1), NJ (2), NY (3), PA (1)
28
Pre-Licensing
Mortgage Lending Principles & Practices, 5th edition
Classroom
A mortgage loan is one of the biggest financial commitments a person will make in his or her
lifetime. Because of this, mortgage professionals must be knowledgeable, ethical, and customer
focused when it comes to providing home loans.
Mortgage Lending Principles and Practices, 5th edition provides a
foundation that will help prepare you to become a capable and
qualified mortgage professional. It will help enable you to stay
current with the changes in federal laws, products, guidelines,
and procedures in the mortgage industry.
Whether used in the classroom or for self-study, you will find
the information presented in a clear and concise manner. The
text includes key terms, examples, chapter summaries and quizzes,
as well as mortgage exercises and case studies to reinforce the
concepts presented. After completion of your pre-licensing
program, this book will serve as a valuable reference tool in
your new mortgage career..
Many state specific mortgage lending supplements are
available with purchase of this text. Call for details.
HI GH L I GH T S
•Federal mortgage-related laws
•General information about mortgage programs and products
•Mortgage loan origination activities
•Ethics expected of mortgage professionals
•Content related to MLO license laws and regulations
CONTENTS
Mortgage Lending Overview
Federal Regulations and Practices
Federal Financial Disclosure Laws
Federal Privacy Protection &
Consumer Identification Laws
Federal Prohibition of Predatory
Lending laws
The SAFE Act
Government Loan Programs
ISBN: 978-1-59844-229-8
Nontraditional/Nonconforming
Loans & Financing
New
Edition
Financials & Calculations Review
Ethics in Mortgage lending
Selected Consumer Protection
Regulations
Loan Process/Products & Finance
Instruments
Conventional Loans/Financing
Uniform State Test
Online
16, 17, or 20-Hour Mortgage Loan Originator
SAFE Comprehensive Online Course
Our NMLS-approved instructor-led course provides all of the tools to help your students
successfully complete their online MLO pre-licensing education—and prepare them for their
exam. Our courses are flexible and convenient, allowing students to move easily through the
lessons, activities, and practice exams. They’ll also have easy access to an instructor and other
students through our discussion forums and other activities.
Each course has a specific start and end date—and the instructor will help make sure your
students keep on track to complete the course. There are no “scheduled” activities so students
can participate when it’s convenient for them. We provide downloadable versions of reading
assignments for offline reading and reference and the NMLS Banking fees are included!
State specific courses are available for Arizona, Ohio, Pennsylvania, New York and Texas.
New Jersey - Coming Soon!
Join our mortgage
online course
referral program!
It’s a fast and easy way
to offer online mortgage
courses to your students
without the hassle of
getting approvals. We’ll
get you set up with a
tracking link and then
it’s as easy as promoting
the courses through your
website.
29
Exam Prep
Mortgage Loan Originator Refresher, 4th edition
This Mortgage Loan Originator Refresher™ textbook is designed to prepare you with the knowledge
you need to pass the National Loan Originator Test, which is mandated by the Secure an Fair
Enforcement for Mortgage Licensing Act of 2008 (SAFE Act). This course is intended for all mortgage
loan originators, whether experienced or new. It includes topics s required by the SAFE Act: Federal
lending legislation, ethics, and nontraditional mortgage products plus the new Uniform State Test
(UST) topics.
HI GH L I GH T S
CONTENTS
• A thorough review of federal mortgage lending-related laws
Federal Lending Legislation
Review
• A discussion of what makes a loan “nontraditional”
• A review of ethical issues, including a summary of laws related
to fair lending, mortgage fraud and predatory lending
ISBN: 978-1-59844-235-9
Exam Prep Course
Online
• A quick review of the mortgage loan origination process
• high level review of key terms and concepts associated with
mortgage origination activities
Nontraditional Mortgage
Products Overview
Ethics: Ongoing Concerns
Mortgage Loan Origination
Activities Review
SAFE Act & UST Content
Mortgage Loan Origination Online Review Crammer
The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) requires all
mortgage loan originators (MLOs) to pass the SAFE Mortgage Loan Originator (MLO) Test, which
includes a national component and may have a state-specific component. This self-paced, online
Mortgage Loan Originator Review Crammer has been designed to prepare you with the knowledge
you need to pass the national component of the MLO Test. It includes clear, succinct discussions on
the topics from the national MLO test outline.
HI GH L I GH T S
CONTENTS
• Provides unlimited opportunities to self-assess your
understanding through tests at the end of each module
Federal Mortgage Laws
• Comprehensive 100-question practice tests that resemble the
content breakdown and types of questions you will see on the
national MLO Test
General Mortgage Knowledge
Loan Origination
Ethics
• Downloadable glossary and summaries for your reference
State Specific Mortgage Loan Origination Online Review Crammer
AZ, CA, CT, FL, GA, IN, MA, NC, NJ, NY, OH, TN, TX, VA
30
Real Estate Appraisal Mortgage Lending Home Inspection Insurance Financial Services Exam Prep
National Mortgage Lending CompuCram®
This self-paced question and answer exam-prep tool is designed specifically for the National
Mortgage Loan Originator with UST exam mandated by the SAFE Act. Regularly updated to
current regulations and revised with new questions, to make it the most current tool available for
exam success!
HI GH L I GH T S
• Over 1000 questions written by experts
with 20+ years of mortgage experience
ISBN: 978-1-59844-108-6
Exam Prep Software
State Mortgage Loan
Originator CompuCram®
• Questions written in the style of the exam
• Two different modes of study: Timed
practice exams or self-paced study
Product
• Highlighted mortgage lending glossary
terms for quick reference in the review
mode
Questions
ISBN
Arizona
200+
978-1-59844-147-5
California
200+
978-1-59844-149-9
Connecticut
200+
978-1-59844-157-4
CONTENTS
Florida
200+
978-1-59844-164-2
Federal Mortgage Lending Legislation
New York
200+
978-1-59844-146-8
Mortgage Loan Programs
Ohio
200+
978-1-59844-151-2
Mortgage Loan Processes
Stand Alone UST
350+
978-1-59844-218-2
Terminology
Lending Calculations
Uniform State Test (UST)
31
Online
Continuing
Education
Don’t see what you
are looking for?
Call us today to find out
how we can help develop a
course to fit your needs.
Join our mortgage online course referral program!
It’s a fast and easy way to offer online mortgage courses to
your students without the hassle of getting approvals. We’ll
get you set up with a tracking link and then it’s as easy as
promoting the courses through your website
Course Title
Hours
Page
State Specific: AZ (1), NJ (4), NY (3), PA (1)
HI GH L I GH T S
•Variety of courses developed by industry experts
•Assistance in getting online courses approved through regulatory
agencies
•Support for students through toll-free number and e-mail
32
Insurance
Page
Exam Prep
Insurance Vocab Crammer : Flashcards
Life & Health, Property & Casualty
™
34
Insurance
& Financial
Services
Hours Page
Benefit Solutions for Business Markets
5
35
Commercial Coverages
6
36
Education Funding
4
36
Explaining Annuities to Your Clients
4
36
Flood Insurance Training for Insurance Agents
3
36
The Insurance Producer’s Guide to Ethics
4
37
Insurance Solutions for Business Markets
5
37
Preferred Practices for the Insurance Professional
4
38
Ten Habits for LCTI Agents
6
38
Understanding the Commercial General Liability Policy
4
38
Understanding E&O Coverage
4
38
Understanding Homeowners Endorsements
4
38
Exam Prep
Learning has several options to help
each student pass the exam the first
time. No matter how the student
learns, we have a solution that will
prepare them for the exam.
Online Continuing
Education
Online courses allow you
to expand your educational
program by offering students
an alternative to classroom
courses. Your learning portal can
be branded with your company
logo, presenting students with a
seamless transition to the online
courses.
Insurance Vocab Crammer™ Flashcards
For the visual learner, the Life & Health and Property &
Casualty Insurance Flashcards are an excellent way to master
insurance terminology. Each product contains hundreds
of the most important insurance terms, numbered and
categorized by topic for easy reference. To understand the
most important insurance terms, in the most efficient way
possible, study with these Flashcards and you’ll be on your
way to passing your exam and a successful career.
HI GH L I GH T S
Life & Health
ISBN: 978-1-59844-071-3
• Hundreds of the most important
Life & Health and Property &
Casualty terms defined
Property & Casualty
ISBN: 978-1-59844-072-0
• Terms are numbered and
categorized for ease of use
• Study any time, anywhere
• Allows students to conveniently
cram for exams
33
Online
Continuing
Education
Online courses allow you to expand your
educational program by offering students
an alternative to classroom courses. Your
learning portal can be branded with your
company logo, presenting students with a
seamless transition to the online courses.
HI GH L I GH T S
•Variety of courses developed by
industry experts
•Assistance in getting online courses
approved through regulatory
agencies
•Administrative site provides access
to student records to generate
student rosters, monitor student
progress, etc.
Hours Page
5
35
6
36
Education Funding
4
36
4
36
3
36
4
37
5
37
4
38
6
38
4
38
4
38
4
38
•Customized learning portal
•Support for students through toll-free
number and e-mail
34
Online CE
Course
Descriptions
2014-15 7-Hr Equivalent USPAP Update Course
The core of this course focuses on the 2014-2015 Uniform Standards
of Professional Appraisal Practice updates as set forth by the Appraisal
Standards Board of The Appraisal Foundation. Also included are issues
that appraisers face in their daily appraisal assignments, as well as common
USPAP violations.
APPROVED FOR APPRAISAL
Buyers and sellers of real estate want assurance that their individual
interests are protected. They want to know what type of relationship they
have with their sales agent before disclosing confidential information
regarding a real estate transaction. In an ongoing attempt to protect
consumers involved in real estate transactions, agency laws were created.
Though agency laws can vary from state to state, they all provide the same
basic requirements.
APPROVED FOR REAL ESTATE
Appraisal Review of Residential Properties
The focus of this course will be on reviewing appraisals (and/or its
components) performed by other appraisers as part of an appraisal
assignment. Today, more than ever, the need for assurance that quality
appraisals are being developed and communicated is of paramount
importance for preserving public trust in professional appraisal practice.
Schemes and breakdowns in the financial industry in recent years have
prompted an outcry for quality assurance in the appraisal mechanism
to reduce risk for users of appraisal services. Because of these issues, the
importance of quality appraisal review is more important than ever and
should result in increased demand for competent and knowledgeable
reviewers.
The business markets provide many opportunities for the life and health
agent. Besides being in an arena dealing with interesting and hard-working
people, the business markets are filled with important needs that the agent
can derive personal and professional satisfaction from meeting.
This course will provide the agent with the information and tools
businesses need to provide benefits for their employees through meeting
group benefits objectives, developing executive incentives, establishing
retirement plans, all while managing cash flow and taxation related to all
these needs.
INSURANCE
35
Commercial insurance coverage fills an important need for businesses.
Without it, a business could suffer such significant loss that its ongoing
financial health is suspended. This course looks at the many types of
commercial insurance coverages available and how they meet a business’
needs.
First, the many risks a business is exposed to are considered. Next,
principles of risk management are explained, and the importance of
insurance in managing risks is defined. Liability coverages are then
examined, for large and small businesses. Business property coverages
are discussed, followed by business auto coverage. Transportation and
communication risks are addressed through inland marine coverage. The
course concludes with a look at terrorism coverage.
INSURANCE
Covering All the Bases in Residential Reporting
In this course, we will explore valuable appraisal reporting practices,
beginning with a review of select USPAP reporting obligations. Next,
we will review the completion of the URAR reporting form, along with
compliance requirements of the Uniform Automated Dataset (UAD).
An overview of key reporting areas necessary for the completion of other
appraisal and evaluation forms, including Broker’s Pricing Opinion (BPO)
reports, will follow. We’ll conclude this course with a comprehensive study
of the art of effective communication through composition of concise
narrative commentary for numerous appraisal situations.
Defensible Appraising
Defensible Appraising is an all-encompassing course designed to provide a
comprehensive look at best practices for appraisers in order to recognize
and meet those expectations. The course commences with discussion
of various avenues, which could cause liability concerns for appraisers,
including the appraisal review process. Common areas of deficiencies and
inadequacies in the appraisal process are discussed as well. The remainder
of the course takes a detailed look at compliance with USPAP, beginning
with identification of the problem through the reporting process. This
includes expanded illustrations of both acceptable and unacceptable
practices.
REAL ESTATE
Thinking about expanding your business to include shorts sales? Many
real estate professionals have, and they are growing their business while
helping distressed homeowners who are facing foreclosure. In this course,
you will gain first-hand knowledge of the short sales process and the
strategies to ensure successful short sales transactions.
Education Funding
This course is designed to equip the insurance agent in assisting clients
with their education funding needs. It begins by looking at the need
for a college education today and the trends in its cost. It provides a
comprehensive overview of various college funding tools, including
through financial aid, Section 529 plans, Coverdell ESAs, and Savings
Bonds. Tax rules surrounding the payment of higher education are
described, including both tax credit rules and tax deductibility of certain
36
tuition, fees and student loan interest. The use of IRA and qualified plan
funds for payment of higher education expenses is discussed, including
the use of fixed and variable annuities within these plans. The use of life
insurance as a college funding vehicle, including through the use of the
death benefit and by taking loans or withdrawals from cash values, is
explored. The course concludes with a synopsis of common sense ways
an education plan can be fulfilled, by using a budget, limiting the use of
credit cards and planning ahead.
APPROVED FOR INSURANCE
This course seeks to explain the inner workings of the annuity in simple
language and simple application. Annuities are valuable products that
assist in retirement planning, structured legal settlements, even the
awarding of lottery winnings.
FHA and VA Today
FHA and VA Today focuses on the most current FHA appraisal
requirements—including inspection and reporting requirements, along
with resources for continuing updates on the program. Real property
appraising is ever changing and requires the appraiser to be proactive
and aware of the changing requirements. In the case of FHA lending,
the program has undergone recent changes that significantly affect FHA
appraisal procedures, including changes acknowledging the growing
trend in green building. Some regulations have been eliminated to create
a more effective appraising procedure.
REAL ESTATE
In this Flood Insurance course, you will have the opportunity to learn
the basic knowledge necessary to qualify consumers and to sell Flood
Insurance policies. We’ll explore the three types of flood policies and
contrast them to other types of property insurance and federal disaster
assistance. Next, we’ll discuss how to educate your clients before and after
a loss. Finally, we wrap up with discussions about preferred and high risk
policies, and Excess Flood Insurance.
Florida Real Estate Appraisal Law and Rules
This course is offered for the express purpose of meeting the continuing
education requirements of real estate appraisers in Florida. This course,
which includes Florida Statutes and Florida Administrative Code, fulfills
the three-hour state requirement for appraisal continuing education.
In this course on the appraisal of green residences, we will study the
basic concepts about green as it applies to real estate and the appraisal
of property value, primarily regarding residential property. We will
review the elements of green materials and techniques, as well as relevant
property characteristics that affect value. We will also cover what to look
for when inspecting the interior and exterior of a home, including any
related adjustments and the effect of green.
APPROVED FOR REAL ESTATE APPROVED FOR APPRAISAL
Fair and equitable treatment in housing and real estate transactions is a
right by law. In this course, we will focus on the mandatory fair housing
issues that real estate licensees must understand. The United States
Congress and your state legislature have made it clear that ensuring
everyone equal access to housing is an important goal for our society. Real
estate agents need to know what conduct violates anti-discrimination laws
to avoid potential liability.
The purpose of this course is to examine the concept of ethics and how
it relates to the insurance producer. It attempts to show how embracing a
personal code of business ethics will guide the producer’s activities beyond
what is required (or prohibited) by law toward a higher level of service and
success. The course looks at the difference between compliance and ethics,
the practical and ethical duties a producer owes to his or her insurer, and
clients, practice areas that are common sources for conflicts and problems
and how they can be avoided, case law that documents the many areas
that are ripe for client/producer/insurer disputes and conflicts, and how to
develop a principled and ethics-based approach to one’s practice.
INSURANCE
The business markets provide many opportunities for the life and health
agent. Besides being in an arena dealing with interesting and hard-working
people, the business markets are filled with important needs that the agent
can derive personal and professional satisfaction from meeting.
This course will provide an in-depth exploration of business and health
insurance and the role they play on the business market. We will focus
on 412(i) and Health Savings Account plans and will delve into the
definitions and components of business insurance, a discussion of rising
health insurance costs and the counter-measures that have been made in
response, and tax rules that accompany business and health insurance.
INSURANCE
Methodology and Applications of Sales Comparison
This course is designed to provide the student with a comprehensive
knowledge of the development and application of the sales comparison
approach in residential appraisal assignments. The course begins with how
the fundamental principles of valuation and appraisal standards apply to
an assignment in which the sales comparison approach is relevant in the
scope of work, and details the development steps in the appraisal process
through reconciliation. As part of the progression, you will become
acquainted with accepted methodology and techniques that can be
applied in the assignment using the sales comparison approach. Included
and emphasized, through numerous illustrations and application case
studies, are choosing comparable data, derivation and application of
adjustments for various elements, derivation and application of rates of
capitalization, and the logic and rationale applied during reconciliation.
Also included is a discussion about using the sales comparison approach
in special situations.
REAL ESTATE
This two-hour continuing education course is designed to help appraisers
in the state of Michigan become knowledgeable regarding recent changes
in Michigan law and become more aware of their duties and responsibilities
under the law.
NAR: Ethical Training through the Standards of Practice
This continuing education course addresses the specifics of the National
Association of REALTORS® Code of Ethics and ethical practices and
decision making for real estate professionals. Additionally, this course
may potentially be approvable for REALTORS® who wish to fulfill
quadrennial Code of Ethics requirement from the National Association
of REALTORS. Check with your local REALTORS® association.
Knowledge of investment analysis is important for all real estate
practitioners who venture into the world of investment real estate when
servicing their clients. Analysis of an investment property requires expertise
and knowledge on the part of the real estate professional in several areas.
Usually, the points of analysis and the methodology becomes complex.
The units found in this course amplify the areas where the practitioner
must have special skills to complete his analysis. The four key areas that
comprise investment analysis are: Investor Analysis, Property Analysis,
Lease Analysis, and Value Analysis.
REAL ESTATE
The Pennsylvania Mandated Law for Appraisers course fulfills the twohour mandatory law continuing education requirement for appraisers in
the Commonwealth of Pennsylvania. In this course, you will examine the
Pennsylvania Appraisers Certification Act, in detail. You will also review
the responsibilities of the certified appraiser when overseeing the work of
appraisal assistants. Important issues such as violations, complaints, and
disciplinary actions that an appraiser needs to understand and avoid are
also included.
Keeping It Real: Property Law and Case Studies
Expand your real estate business, with foreclosure properties. In this
course you will explore various contributors to the increase in foreclosures
and learn preventative measures to help consumers avoid the damaging
effects of foreclosure. You will examine the foreclosures process and
potential issues that may occur. Finally, you will learn alternatives that
consumers can choose when faced with foreclosure.
This continuing education course revisits basic concepts of property law,
including the nature of property, freehold and leasehold estates, possessory
and non-possessory interests, co-ownership issues, conveyances, property
rights, and restrictions on those rights. So that students can then put their
understanding of these concepts into context, students will also be able to
analyze a number of legal cases that involve property issues.
37
The insurance industry’s name is often besmirched with stories of
unethical agents. It is easy to find legal cases brought against agents who
were putting their own interests before their clients or to hear stories of
agents who did not have the best interests of their clients at heart. It is only
by incorporating preferred practices into your own business that you can
begin to help the industry’s reputation.
In this course, we will discuss both the legal and ethical implications of
being an insurance agent. We will examine the best practices for sales,
business, e-conduct, and privacy. We will also look at loss control and
consumer protection.
INSURANCE
Real estate professionals will be required to handle and understand various
real estate contracts. Since many disputes can be tied back to contracts,
this is important information to know. This course will begin with the
different classifications and status of contracts, and the requirements to
form a valid contract. It will also review what constitutes a breach of
contract, and the different methods that may be used to remedy a breach.
Finally, it will provide an introduction to the different types of contracts
frequently used by real estate agents.
This course will look at ten habits that responsible LCTI agents should
practice. Responsible agents focus on the tools, techniques, and ideals
that can be used to bring consistency and fair dealing to an LTC insurance
production.
We will also discuss habits, focusing on the simple techniques and
straight-forward concepts insurance agents can use to responsibly transact
long term care insurance.
INSURANCE
In this course, the instructor will share his vast knowledge and expertise
as a real estate broker to teach you how to think outside of the box. The
information, stories, and advice he shares on creative financing strategies
will allow you to provide a level of service to your investor clients that goes
well beyond pointing them to traditional commercial mortgage lenders.
In addition to learning about various financing alternatives, you will see
how you can educate your clients so they can get the most out of their
investment opportunities.
This course provides a complete description of the Commercial General
Liability Policy, better known as the CGL. You’ll learn what the policy
covers and excludes as well as who is covered under the policy. Limits
of liability and the types of policy forms are discussed in detail. You’ll
also have an opportunity to apply what you have learned to special
circumstances. Overall, you will be able to explain the CGL policy with
clarity and certainty to your customers.
38
The ever-increasing complexities of today’s business transactions and the
rising use of litigation have prompted a need for Errors and Omissions (E
& O) insurance programs. This type of insurance is necessary to reduce
the risk of potential lawsuits for sales and service professionals and the
businesses they represent. The following course addresses E & O and
professional liability insurance, answering many of the questions about
how E & O insurance works.
E & O is a form of insurance that covers liabilities for errors, mistakes
and negligence in the usual business activities. It does not, however, cover
fraudulent behavior, punitive damages or claims based on transactions for
the personal account of a business professional. Considering the enormous
exposure to liability of business professionals under the provisions of
the broad liability laws, the importance of E & O insurance cannot be
overstated. Take the purchase of E&O insurance seriously – it is one of the
most important business decisions a professional will make.
INSURANCE
The Understanding Homeowners Endorsements course examines
insurance endorsements that offer protection beyond the typical coverage
of a Homeowners Insurance policy. You’ll learn about protecting the
small business owner, entrepreneur, and landlord from liabilities, property
damage, and other losses. You will also learn which endorsements cover
perils such as earthquakes, water damage, sinkholes, and others. You will
gain the knowledge to assist your clients in determining proper amount
of coverages for inflation and replacement costs. Additionally, for clients
who want unique liability coverage for items such as watercraft or rented
structures, you will know with certainty what endorsements to offer them.
INSURANCE
In this course, we will study the difference between a deed and title.
Looking at the requirements for a valid deed, different kinds of deeds, and
the importance of recording a deed. Then study title: the concept or theory
of real property ownership, reviewing elements related to title to property.
Studying real estate closings, or settlements, including the documents
and roles of all parties involved plus the difference between escrow and
roundtable closings. We will also review settlement statements, including
the HUD-1 Settlement Statement followed by the different costs and fees
associated with closing and who is generally responsible for those costs.
We will review the Real Estate Settlement Procedures Act (RESPA) and
its requirements. Finally, we will review basic concepts related to ethics.
We will review federal antitrust laws, study specific types of antitrust
violations, then review fraud and misrepresentation.
This course explores pricing of real estate from both the viewpoint of an
appraiser and an agent. There are similarities and differences between
BPOs (Broker Price Opinions) and Appraisals. In this course, we’ll
discuss the following topics: BPOs and appraisals—who does them, where
they are legal, why are they ordered; methodology that is similar, what
is different; BPO process and types of BPO orders; common errors and
misconceptions, BPOs and the agent—creating a steady stream of income
by doing BPOs; risk reduction and best practices.
REAL ESTATE
VOLUME DISCOUNT PRICING
This continuing education course allows real estate licensees to focus on
the investment goals of their clients. It discusses some basic characteristics
of investing, and helps licensees see how to uncover the motivations of their
investor clients as they analyze various property investment opportunities.
The course also examines ways in which licensees can help clients find the
value of property and formulas that allow them to determine whether the
property is meeting their investment needs.
HONDROS LEARNING RETURN POLICY
Individual Purchases:
Textbooks, Exam Prep, and Software Products Refund and Return Policy*:
Any unused item purchased from Hondros Learning may be returned for a
full refund within 30 days of original invoice date. Returned products must
include all original materials, must be returned in the original packaging, and
received in original and salable condition, and must be accompanied by an
original receipt, invoice, or packing slip. No opened software or audio CDs
may be returned.
Sale Items: Any items purchased “on sale” are final sales. They are
non-returnable and non-refundable.
Customer Partner Purchases:
Textbooks, Exam Prep, and Software Products Refund and Return Policy*:
Any unused item purchased from Hondros Learning may be returned for
a refund within 30 days of original invoice date. Returned products must
include all original materials, must be returned in the original packaging and
received in original and salable condition, and must be accompanied by an
original receipt, invoice, or packing slip. No opened software or audio CDs
may be returned.
Quantity Discount Purchases: Quantity discounts are available for qualified
customer partner purchasing in bulk. Hondros Learning reserves the right
to adjust quantity discount pricing, and any refund or credit due for returns,
based on original discount pricing received versus qualifying discount level
after returns.
Customized Products: All customized product sales are final. They are
Sale Items: Any items purchased “on sale” are final sales. They are
Retail Cost
Unit Cost
Quantity / Savings
10-99 / 35% 100-299 / 45% 300-499 / 50%
$12
$ 7.80
$ 6.60
$ 6.00
$15
$ 9.75
$ 8.25
$ 7.50
$18
$11.70
$ 9.90
$ 9.00
$25
$16.25
$13.75
$12.50
$29
$18.85
$15.95
$14.50
$35
$22.75
$19.25
$17.50
$40
$26.00
$22.00
$20.00
$45
$29.25
$24.75
$22.50
$49
$31.85
$26.95
$24.50
$50
$32.50
$27.50
$25.00
$55
$65
$69
$70
$33.75
$42.25
$45.00
$45.50
$30.25
$35.75
$38.00
$38.50
$27.50
$32.50
$34.50
$35.00
500+
Please
Contact
Us!
Hondros Learning’s new Extended Return Policy options offer you more
flexibility in your business! If you require longer than our 30-day return
period, we can now offer you the following time frames within which to return
our products:
• Returns 31-60 days past the original invoice date will be refunded at 85% of
the total return amount.
• Returns 61-90 days past the original invoice date will be refunded at 70% of
the total return amount.
As with our 30-day policy, all returns must be accompanied by an original
receipt, invoice, or packing slip. All other provisions of our policy apply.
Refund Method:
Refunds for customer partner purchases will be credited toward your
account to be used on your next order, unless otherwise specified. When
requested, refunds for purchases made with a credit card will be credited to
the card used for the original purchase and refunds for purchases made with
cash or check will be issued by check from Hondros Learning’s corporate
office. Credit card refunds will be processed and payments (if applicable)
will be made within 3 days of returned product receipt; cash or check refunds
within 30 days.
Return Address:
Please package all returns appropriately to ensure they arrive in original and
salable condition and send to:
Hondros Learning, LLC
Attn: Accounting
4140 Executive Parkway
Westerville, OH 43081
*Hondros Learning’s Return Policy is subject to change without notice.
39
Write for Us!
Hondros Learning is committed
to continuing our excellence in
educational services and want to
partner with professionals like you
– dedicated, active, involved, and
interested in contributing to your
chosen field. Contact 1.866.84LEARN
or visit www.hondroslearning.com
for more information
WWW.HONDROSLEARNING.COM
Phone: 1.866.84LEARN
Email: [email protected]
© 2012

Real Estate - Hondros Learning

Transcription

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