September-October 2015 - New Car Dealers Association of BC
Transcription
September-October 2015 - New Car Dealers Association of BC
A publication for members and friends of the New Car Dealers Association of B.C. September-October 2015 S gnals BC's Automotive Leaders of Tomorrow first group gathering aboard Jim Pattison's yacht, 'Nova Spirit' Page 10 “The right benefits plan for Dealer Groups” “As operators of a large public dealer group, it’s important that our employee benefits plan offers competitive prices and exceptional value. We chose CADA 360 and it has proven to be an excellent business decision.” Steve Rose Chief Operating Officer, AutoCanada Inc. CADA 360 Employee Benefits. Built by dealers, for dealers. Every dealer group is unique, which is why no two CADA 360 benefits plans are exactly the same. Our expert advisors will work with you to create the right plan for your group, or your dealership. Call us today at 1-800-463-5289 or email us at [email protected] 2 SIGNALS September - october 2015 Contents 6 10 22 14 23 In This Issue PRESIDENT’S MESSAGE 6 BC AUTOMOTIVE INDUSTRY CONFERENCE Hi-lights from this Annual Education and Networking Event 10 LEADERS OF TOMORROW BC's Under 40 Dealers and Managers Met on Board Jim Pattison's Yacht. 12 22 COMPUTER CENTS How to Protect Against Malware CARPROOF Recall Notices 14 23 SPECIAL OLYMPICS Special Youth Programs 16 HIRING AT DEALERSHIPS Perfecting Your Reference Checks VSA UPDATE Registrar's Clarifications Push Pull or Drag Sales 24 LEGALINE Vicarious Liability 18 AUTOMOTIVE WORKSHOPS BCIT and NCDA Bring You Valuable Workshops SIGNALS September - october 2015 3 S gnals Officers and Directors Jim Inkster Chairman Aspol Motors Ltd. John Chesman Vice-Chairman MCL Motor Cars Blair Qualey President & CEO New Car Dealers Association of BC Directors Paul Batchelor Pacific Newspaper Group Mark Edmonds Ferrari Maserati of Vancouver Darren Graham Applewood Auto Group Jeff Hall Hallmark Ford Sales Ryan Jones Marv Jones Honda Moray Keith Dueck Auto Group Derral Moriyama Bank Of Montreal John Wynia Harbourview Volkswagen Chief Car Washer’s Message T he summer of 2015 was a record breaker in the weather books of many communities around British Columbia. The ‘best summer ever’, as some have called it, was a very strong one for BC’s New Car Dealers. The summer months were also very busy and exciting ones for the New Car Dealers Association staff as we prepared for an exciting and action packed fall season of new programs and events. A very important program that we’ve been looking to get rolling this year, the ‘Automotive Leaders of Tomorrow’, kicked off on September 14th on board the M.V. Nova Spirit, Jimmy Pattison’s yacht. A group of 20 under-forty up and coming leaders in our industry joined the Association’s Chairman, Jim Inkster, NCDA Board Member and ‘Leaders of Tomorrow Program’ Chair, Ryan Jones, and Life Time Achievement Award Winner and New Car Dealer Foundation founder, Mrs. Marnie Carter, and others for a cruise up Howe Sound. The group discussed areas of interest and a terms of reference for the group which will provide networking and professional development opportunities for the next generation of leaders. Association Chairman Jim Inkster remarked to me and the Board of the Association at our recent meeting that there were at least two sets of replacements in the group for our Board of Directors, so our future looks bright. Association Event Manager Christie Morning-Smith was very active over the summer months pulling together the final arrangements for our BC Auto Industry Conference, this year held on September 20 and 21 at the beautiful Fairmont Pacific Rim in downtown Vancouver. This annual conference provides an excellent networking and educational opportunity for our member Dealer Principals, their executives and our associate members. The event also affords the Association an opportunity to update our members on important issues, some of our projects and, from time to time, honour a very special dealer/dealership for a lifetime of achievement in our industry and in the community. At past conferences, we have honoured industry legends, including Jimmy Pattison and the Carter family, with a lifetime achievement award. This year’s BC Auto Industry Conference was another special one as we honoured Tom Harris and the Harris Family for over 50 years of service and achievement. Tom and his family are shining examples of what is so terrific about our industry. During the conference, we had a terrific line-up of speakers and presenters from BC Jobs Minister Shirley Bond, to our national Association Chairman Steve Chipman from the Birchwood Auto Group, and Alex Vetter, CEO & President of Cars.com. I was especially pleased to hear the encouraging prognostications from Scotiabank economist Carlos Gomes, who is expecting a strong finish to this year and another record year for 2016. I received an email from one of our Conference attendees that summarized the feedback I received from many who made the time to join us for this special event: Unit 70 – 10551 Shellbridge Way Richmond, BC V6X 2W9 Tel: 604-214-9964 Fax: 604-214-9965 [email protected] www.newcardealers.ca Copyright: The contents of Signals, such as text, articles, opinions, views, graphics, images, and the selection and arrangement of information (the “Content”), are protected by copyright and other intellectual property laws under both Canadian and foreign laws. Unauthorized use of the Content may violate copyright, trademark, patent and other laws. You must retain all copyright and other proprietary notices contained in the original Content on any copy you make of it. Disclaimer: Information contained within Signals is for general information purposes only and may not be entirely complete or accurate. Use of Signals’ content is done so at your own risk. 4 SIGNALS September - october 2015 “Blair, I found myself yesterday reviewing notes of the speakers' from last week's BC Auto Conference. Not often do I return to informal notes so quickly. It reminds me again what a great line up of talks you arranged this year: particularly -- but not limited to -- Alex Vetter and Ed Woiteshek. As I said last week, they, and Carlos Gomes, were each worth the price of admission on their own.” Thank you to those dealers from around BC who joined us in Vancouver and a HUGE thank you to our conference sponsors and Associate members who made this important event possible. At the Conference I was pleased to announce new initiatives on the education and training front including a new program with our own BCIT to replace the SAIT Management Program from Alberta. This 10-workshop program does not have pre-requisites; however individuals will be encouraged to complete all courses to receive a Certificate of Completion. Class sizes have a maximum of 20. The NCDA and BCIT are also exploring opportunities to put on a “Management Boot Camp” which would be 3-4 days of content. Stay tuned! We are also running a series of HR Roundtable Workshops that will be conducted in our Richmond office. Should these programs be well received, we will look to offer them in other locations around BC. Finally, we are launching a new sales training series with Automotivators with the first session just having launched in early October. The Association will be undertaking a Car Career Public Relations/Marketing campaign this fall through to the end of the calendar year. The campaign will cover issues such as how to build a career in the automotive industry (new car dealerships); current job openings; showcasing the automotive industry as a career (a career that is very different than previous generations or even years); and working with Government to get this information into schools (part of career planning courses) so that students can take a look at all the career options within the automotive industry. As I have mentioned previously in this space, a new Association website was launched earlier this year and includes a new Job Board available to our members (www.newcardealers.ca). I continue to encourage all of our dealer members to make use of this new HR tool. We will begin to expand our promotion of BC's New Car Dealers as a place for a terrific career in what has become a true profession this fall on Global TV. Watch for that on TV soon! Our industry is a high tech industry, full of exciting, well-paying careers and we’re going to shout from the rooftops to tell students, parents and other key influencers about this great career option. Kicking off Small Business Month for October, I joined NCDA Chairman Jim Inkster for our Legislative Day in Victoria and reception hosting the government caucus on October 5. BC Jobs Minister, Shirley Bond recognized BC’s New Car Dealers for their valuable contributions to the community fabric in the 55 communities they do business in across the province. As the voice for BC’s new car dealers in BC, the day was an important opportunity to highlight the over 36,000 people employed in the industry and the job and career options in what has become a sophisticated profession providing high paid jobs. Yours truly, Blair Qualey - President & CEO SIGNALS September - october 2015 5 bc Auto Industry conference September 20 - 21, 2015 - Vancouver Conference Recap 6 SIGNALS September - october 2015 SIGNALS September - october 2015 7 Thank you again to our ! s r o s n o p S e c n e Confer OFFICIAL SUPPLIERS PRESENTING SPONSOR GOLD SILVER BRONZE FRIEND 8 SIGNALS September - october 2015 COFFEE BREAK SPONSOR CarProof is the best source of information on B.C. vehicles. Period. Did you know... CarProof estimates 300,000 vehicles in B.C. have unfixed recalls About 1 in 10 vehicles on B.C. roads have been deemed unsafe to drive by their own manufacturer CarProof vehicle history reports alert you to unfixed recalls on the specific car you’re searching. Buy and Sell with Confidence® SIGNALS September - october 2015 9 Leaders of Tomorrow YourAssociationhaslaunchedanewgroup of'AutomotiveLeadersofTomorrow' whichismadeupofupcomingdealersand managementstaffwhoare40yearsofage oryounger.Thegroupmetfortheirfirst meetingonSeptember14thonboardJim Pattison'syacht,'Nova Spirit'. AveryspecialthankyoutoRyanJones, NCDADirector,fortakingleadofthisgroup, andtoMr.JimmyPattisonforuseofhis magnificentyacht! 10 SIGNALS September - october 2015 SIGNALS September - october 2015 11 Computer Cents 4 Common Types Of Malware And How To Protect Your Business From Infection M ost of us are no strangers to the Internet. And I’ll bet you that nearly every one of us have experienced the nasty consequences of an infected system. For some of us the consequences have been severe while others may have been spared the agony of catastrophic loss. Do you know what the differences are among malware, viruses, Trojans, and other online threats? In case you don’t, here’s a description of the four most common ones and the security measures you can take to keep your computer systems protected. Malware is the short version of the word malicious software. This is a general term that encompasses many types of online threats including spyware, viruses, worms, Trojans, adware, ransomware and more. No great surprise here but the purpose of malware is to specifically infect and harm your computer and potentially steal your information. But how do the different types of malware differ from one another? How can you protect your from them? Let’s take a look at four of the most common forms of malware below. Virus - like a virus that can infect a person, a computer virus is a contagious piece of code that infects software and then spreads from file to file on a system. When infected software or files are shared between computers, the virus then spreads to the new host. The best way to protect yourself from viruses is with a reliable antivirus program that is kept updated. Additionally, you should be wary of any executable files you receive because viruses often come packaged in this form. For example, if you’re sent a video file, be aware that if the name includes an “exe” extension like .mov.exe, you’re almost certainly dealing with a virus. Spyware - just like a spy, a hacker uses spyware to track your internet activities and steal your information without you being aware of it. What kind of information is likely to be stolen by Spyware? Credit card numbers and passwords are two common targets. And if stealing your information isn’t bad enough, Spyware is also known to cause PC slowdown, especially when there is more than one program running on your system - which is usually the case with a system that’s infected. A common mistake many people make is to assume their antivirus software automatically protects them from Spyware. Beware - not all antivirus systems are designed to catch spyware. For those that are already suffering from Spyware infestation, two programs that work wonders to clean it out are Malwarebytes and SuperAntiSpyware. Worms - similar to viruses, worms also replicate themselves and spread when they infect a computer. The difference, however, between a worm and a virus is that a worm doesn’t require the help of a human or host program to spread. Instead, they self-replicate and spread across networks without the guidance of a hacker or a file/ program to latch onto. In addition to a reliable antivirus software, to prevent worms from infecting your system you should ensure your firewall is activated and working properly. Trojan - like the Trojan horse from ancient Greek mythology, this type of malware is disguised as a safe program designed to fool users, so that they unwittingly install it on their own system, and later are sabotaged by it. Generally, the hacker uses a Trojan to steal both financial and personal information. It can do this by creating a “backdoor” to your computer that allows the hacker to remotely control it. Similar to the other malware mentioned above, antivirus software is a dependable way to protect yourself against Trojans. For further safety, it’s wise to not open up suspicious attachments, and also ensure that your staff members aren't downloading any programs or applications illegally at the office - as this is a favorite place hackers like to hide Trojans. The bottom line is that protecting the security of your computer(s) is not a part time activity. Monitoring your network consistently 24x7 will be the single best strategy you can use to preserve the security of your systems. Want an easy way to make sure you aren’t making it easy for the bad guys? Worried about other common malware that can cause you trouble? Want to upgrade your existing network security system? Don’t hesitate. Give me a call today at 604.270.1730, or visit us at www.cascadiasystemsgroup.com. We're here to help! Your comments are appreciated – [email protected] Bob Milliken is the President of Cascadia Systems Group. We take care of your IT so you can take care of your business. You can reach Bob directly at 604.270.1730, or by email at [email protected] 12 SIGNALS September - october 2015 CADA 360 Isn't it time you made the switch? Garage Insurance Dealer-driven solutions created exclusively for you Call us today at 1-800-463-5289 or email us at [email protected] CADA 360 Garage Insurance is a product of CADA Services Ltd., provided through HUB International. SIGNALS September - october 2015 13 Special Olympics Snapshot Children with intellectual disabilities are stars of the show in SOBC youth programs B.C.’s New Car Dealers are among the longest-standing supporters of Special Olympics BC. In this issue of Signals we continue the series demonstrating all that your support helps to bring to life through the world of Special Olympics – all the experiences of joy, friendship, empowerment, and acceptance for more than 4,300 athletes with intellectual disabilities around the province. For young Special Olympics BC athlete Katie Oliver, Special Olympics is the place where it’s her turn to take centre stage. “Special Olympics gives her the opportunity to train and compete as an athlete, just as she has watched her brother in his own activities; with Special Olympics, she feels like the star of her own show,” the Oliver family wrote in an e-mail after the 2015 SOBC Youth Sports Day. Special Olympics is a leader in helping kids with intellectual disabilities learn essential motor skills. Through the 79 Special Olympics BC Active Start, FUNdamentals, and Sport Start programs now offered in communities around the province, children with intellectual disabilities ages two to 18 have the opportunity to learn vital motor, sport, and social skills and get active in a fun, friendly environment. Many of these children come to feel left behind and isolated in traditional sport and activity programs. Special Olympics is the place where they belong and thrive – and have so much fun. The power of Special Olympics youth programs was on display in abundance at SOBC’s 2015 Youth Sports Day, hosted at the amazing EA Sports complex in Burnaby with great support from EA staff volunteers as well as SOBC volunteers. With 68 awesome young athletes taking part with their families, the 2015 Youth Sports Day was SOBC’s biggest yet. The fun day gave children with intellectual disabilities who are new to Special Olympics the chance to experience the engaging and entertaining activities that are part of SOBC’s year-round youth programming. The event also welcomed current youth program participants to join the fun and celebrate the end of another season. Oliver, a young FUNdamentals athlete with Down syndrome, spent the day “meeting new friends, trying new activities, and realizing her potential,” wrote Oliver family members Katie, Kieran, Lisa, and Sean. “It is so valuable to us, as her parents, to have the opportunity to meet other parents, and to see the breadth of activities available to our daughter. … We can’t underestimate the value of Youth Sports Day, too, for the siblings of the Special Olympics athletes. Each of them had the opportunity to see other youth with disabilities participating at their own levels, and had the chance to interact with each other, sharing experiences and making connections.” For SOBC – Delta parent Sheryl Gray and her son Nick, the 2015 Youth Sports Day was the followup to a fun first Active Start season. “This past winter was our first time in the Active Start program,” Gray wrote in an e-mail. “When we arrived in the gym on the first day, Nick (age four) dropped his jacket and ran right 14 SIGNALS September - october 2015 in to join the kids and volunteers who were enjoying some free play with balls before the session started. I loved watching Nick interact with the volunteers; it was great to see him so engaged in activities and with other people. “the Active Start program provided both of us with a comfortable environment: no big deal if Nick wanted to sit out part of an activity or do his own thing, and I got to meet some other parents of kids with special needs. We're looking forward to the fall session. “I just need to show Nick his yellow [Active Start athlete] t-shirt and he gets excited for ‘ball.’ He even took his shirt for show-and-tell to preschool, and apparently, pulled the shirt right on and tossed a balloon around.” Special olympics bc is grateful for all of the support from b.c.’s New car Dealers and our provincial partners who help make these lifechanging opportunities possible. More stories from SOBC youth programs: http://www.specialolympics.bc.ca/news/ Youth%20Programs SIGNALS September - october 2015 15 Hiring at Dealerships for Perfecting Steps 5 Your Reference Checks D o you enjoy a long game of phone tag or relish trying to track someone down after hours of time-consuming effort? If so, ignore this blog; but if you’re like the rest of, let’s say—the majority of people inhabiting this earth, then continue reading. The hiring process can be lengthy in itself. There are numerous steps dealership hiring managers must take before they can actually hire a candidate. Nevertheless, there’s one step of the process that can take the longest and therefore cause headaches: performing reference checks. Why is this and what can be done to expedite this part of the hiring process? First of all, the traditional way of checking references is outdated, yet is still used by majority of companies worldwide. Hiring managers continue to get the bulk of work when it comes to contacting and verifying candidates’ references, and this shouldn’t be the case. Why should the manager have to track down numerous references when they do not know any of them? (If I have to contact a stranger on LinkedIn, I usually see if someone in my network knows that person. That way I know I’m more likely to get a response from the stranger if my contact can give me a proper introduction via email. And if not, then I just look like a creep on LinkedIn; no big deal) Secondly, in order to save time and avoid unwanted problems, hiring managers should be requiring their candidates to contact their references and be responsible for making sure they are completed. How can you make this happen? Follow the quick guideline below to renovate the way you conduct your reference checking: The Go-to Reference Checklist 1.Request 3 to 5 references from a candidate. Make sure at least two of the references are the candidate’s former managers and that all of them are non-related to the candidate. This ensures that you’re getting more honest opinions and reviews about the candidate. 2.Make the candidate schedule the reference check meetings for you. Have your candidate reach out to his or her references to set up a time for you to call them and time for them to complete 16 SIGNALS September - october 2015 any questionnaires you might have for them. Your candidate knows the references way better than you do, so he or she has a much better chance of scheduling a phone call at a time you can actually connect with them. 3.Create a reference check questions guide. The only real effort you should be making during this phase of the interview process is conducting phone calls to the references and developing an initial questionnaire for them to fill out. Think about what you want to know about the candidate that you couldn’t figure out during your interviews with him or her. Ask questions that dive into discovering the candidate’s work habits, ethic, skills, culture fit, etc. 4.Make the candidate give references at least a 24-hour notice. If the candidate gives his or her references a notice that you’ll be contacting them in advance, you’ll have a much better chance of connecting with them when you call. This also gives the references time to prepare so that they can give you appropriate feedback about your candidate. 5.Try automated reference checking technology. Using this kind of automated process (much like the aforementioned one listed) holds the candidate responsible for collecting feedback from their references, which is sent directly to you, and never viewed by the candidate. It also allows you to receive timely and honest responses about the candidate’s past job performances to help predict his or her future work performance. Why take the stairs when you can take the elevator? (I know, there are probably many health-related responses to this question, but I think you get the point here). Giving your dealership candidates more responsibility when performing reference checks is not only easier for you, but it also shows just how reliable your candidates can be. James Patrick Kahler is the copywriter and content specialist for Hireology—a data-driven selection management platform that helps companies hire the right people. He is a graduate of the E.W. Scripps School of Journalism at Ohio University and has over four years of professional experience writing for various industries. Canadian Automobile Dealers Association (CADA) Update New car dealers Continue to Post Record Sales Across the Country A midst challenging economic times and immediately in the wake of an unexpected reduction in economic output in the first four months of the year, new car dealers continue to be a bright spot on an uncertain economic landscape. With the wider retail sector undergoing profound challenges arising from the continued shift to online retailing, new car dealers continue to post record sales across the country. In May, new car sales in Canada hit a new monthly record, coming in a just under 198,000 units sold. This topped the previous record – May 2014 – by about 2,000 units, and edges the Canadian market ever closer to its first ever 200,000 sales month. However we’ll likely have to wait another year for that to happen, as May is usually the strongest month of the year. So far in 2015, total sales are up a very strong three per cent over 2014’s record numbers, with consumers driving growth in most segments, though as in recent years, the lion’s share of the growth is coming from the broad truck segment and not from smaller cars. This continues to mark the Canadian consumer’s shift to crossover vehicles and small SUVs – a trend that has been going on for a num ber of years with all manufacturers investing heavily in this segment. the marketplace for new cars, as relatively tight supplies on the gently-used side of the market pushing more consumers into the new vehicle column. Added together with the strongest product the industry has ever produced, and all the fundamentals for continued growth are in place. While economic growth has been weaker than expected to start 2015, it is expected to pick up strongly in the second half of the year as exports are helped along by a weak currency and strengthening U.S. recovery. Many challenges remain, but Canada’s auto retailers are most likely to post another record year in 2015. Given where the industry was just a few years ago, this is very good news for dealers and the economy at large. Michael Hatch, Chief Economist, CADA Consumers continue to respond to record levels of affordability in To shift your Finance Dept into high gear, give us a call. To shift your Finance Dept into high gear, give us a call. John Romfo - National Sales Manager John Romfo - National Sales Manager 1-250-308-1112 1-250-308-1112 AuToMoTIVe MAnAGeMenT WoRkShoPS WITh BCIT & nCDA Management and Leadership Skills for New Car Dealers BUDGETS AND FINANCIAL REPORTS tuesday, November 3, 2015 (1 day workshop) ADVERTISING AND MARKETING Wednesday, November 4, 2015 (1 day workshop) LEADERSHIP Leading Self and Others tuesday, November 17, & Wednesday, November 18, 2015 (2 day workshop) SUPERVISORY SKILLS tuesday, December 08, 2015 (1 day workshop) RECRUITMENT AND INTERVIEWING tuesday, January 19, 2016 (1 day workshop) GOAL SETTING AND PERFORMANCE MANAGEMENT tuesday, February 16, & Wednesday, February 17, 2016 (2 day workshop) CHANGE MANAGEMENT tuesday, march 15, 2016 (1 day workshop) COACHING FOR PERFORMANCE tuesday, April 12 and Wednesday, April 13, 2016 (2 day workshop) PUBLIC SPEAKING WORKSHOP tuesday, may 17, and Wednesday, may 18, 2016 (2 day workshop) EMPLOYEE MOTIVATION tuesday, June 14, 2016 (1 day workshop) Successful completion (including evaluation) of 8 of 10 workshops earns a BCIT Statement of Completion. There is no pre-requisite for any of the workshops. All workshops run from 8:30am – 4:30pm and are held at the New Car Dealers Association of BC office (Unit 70 – 10551 Shellbridge Way, Richmond) Pricing: $450 + tax per one-day workshop $900 + tax per two-day workshop Individuals who pre-register for 8+ workshops will receive a 10% discount. Registration: Go online to www.newcardealers.ca, click on events or contact Christie Morning-Smith at [email protected] or 604-214-9964 local 226. WORKSHOP HIGHLIGHTS (Additional information available oline at www.newcardealers.ca): BUDGETS AND FINANCIAL REPORTS Money matters can be intimidating for even the smartest people. However, having a solid understanding of basic financial terms and methods is crucial to your career. When terms like ROI, EBIT, GAAP, and extrapolation join the conversation, you’ll want to know what people are talking about, and you’ll want to be able to participate in the discussion. The Budgets and Financial Reports workshop will give you a solid foundation in finance. We’ll cover topics like commonly used terms, financial statements, budgets, and forecasting. 18 SIGNALS September - october 2015 ADVERTISING AND MARKETING The modern car buyer is researching, choosing and buying cars very differently today. Digital interactions increasingly influence consumer decision journeys when it comes to shopping for and buying a car. Throughout their journey, customers increasingly rely on digital channels, for example, checking brands’ Web sites, reading reviews, and visiting social networks and community forums in the consideration phase. Recent insights have revealed that more than 50 percent of customers make their decision online, emphasizing the importance of managing the online content and advertising for car makers. This course will look at effective techniques and best practices in marketing and advertising to inform and attract today’s car buyer. LEADERSHIP Leading Self and Others This leadership workshop is designed to enable participants to develop their self-awareness including an awareness of our, perceptions, assumptions and biases. Based on the assumption that leadership is not a position but who you are, participants will begin to explore what it means to lead in their specific context and their specific strengths and challenges in doing so. Participants will have an opportunity to explore emotional intelligence and its relationship to leadership effectiveness. This workshop also covers the important factors in building teams including leadership communications skills needed in a team setting and continues to build on the personal leadership skills. This interactive, applied workshop uses a combination of group interaction, practice sessions, lecturettes, and experiential activities. SUPERVISORY SKILLS This workshop is designed for new supervisors or people interested in leadership responsibility. Participants increase their self-confidence and leadership abilities and establish a foundation for further training in supervision and management. In this workshop the role of the supervisor will be explored and participants will learn the relationship between planning and controlling in organizations. Through a series of group interaction and experiential activities, participants will engage in problem solving and decisions making exercises, as well as delegation exercises. RECRUITMENT AND INTERVIEWING The one-day workshop is intended for individuals involved in the hiring process. Making the right hiring decisions is critical to business success. Making the wrong decisions can be costly. In this workshop, you will learn the steps to take before you say “you’re hired”, such as creating an effective job description, attracting qualified candidates, recruiting techniques, pre-screening interviews, the interview process and questions, evaluating candidates, conducting reference checks, and making a job offer.” GOAL SETTING AND PERFORMANCE MANAGEMENT The Performance Management process ensures that the employee and the organization are focused on the same priorities, while developing each individual to their fullest potential. The workshop will address setting performance expectations and providing developmental guidance and feedback to enable employees to meet those expectations. Defining employee expectations through the use of competencies will be covered as well as employee performance goal setting, developmental planning (e.g. training and development plans), tips for improving employee productivity, pay for performance structures and career management. CHANGE MANAGEMENT Change is a constant in many of our lives. All around us, technologies, processes, people, ideas, and methods often change, affecting the way we perform daily tasks and live our lives. This workshop will give any leader tools to implement changes more smoothly and to have those changes better accepted. It will also give all participants an understanding of how change is implemented and tools for managing their reactions to change. COACHING FOR PERFORMANCE Coaching is rapidly becoming the quickest and most effective method of developing excellence in workers as they are more than ever expected to be multi-skilled, trained to embrace changes and adapt to the ever-changing marketplace. Good coaching leads to self-motivation and an attitude that is oriented towards solutions and continual improvement rather than problems and avoidance. PUBLIC SPEAKING This two-day introduction to presentation skills will help you to design and deliver great presentations. Whether you present often or have never presented before, this workshop will provide you with the foundations for planning and delivering presentations in both your work and personal life. Presentations are an opportunity to educate, engage and motivate your audience. We’ll break down the elements of a good presentation and provide you with a fun environment to practice your presentation skills. You will have an opportunity to present to others in small groups and as part of a small group you’ll be presenting to the larger group. You’ll receive practical tips and tricks to make your next presentation the most successful one yet! EMPLOYEE MOTIVATION Employee Motivation is becoming ever more important in the workplace as time goes on, everyone agrees that a motivated workforce is far more likely to be a successful workforce. The happier and more professional an employee is, the better the results they will deliver. This workshop is designed to show participants techniques for getting best out of your employees. SIGNALS september - october 2015 19 AreYou Hiring? NCDALaunchesAll-NewJobBoard! our Association is excited to have launched an Y all-new Job Board, available for members of the New Car Dealers Association of BC! Please send us your job openings and business opportunities available at your dealership. This will ensure the website is populated with a robust Job Board posting section connecting you with skilled workers searching for employment. For the next few months, as we launch Phase 11 of the new NCDA website, there will be no charge for dealer members to submit job listings. The Job Board is an invitation to members to post your job opening. Postings by members are separated into different categories including: Accounting & Administration Apprenticeships Body Shop/Collision Customer Service Finance & Insurance/Business Office General Human Resources Leasing Management New & Used Sales Parts department Service department. Within the job postings, the following fields are available to fill in: • Job title, location, company listed • Job description including email/phone contact to apply, deadline • Contact person Send Us Your Job Postings! A Public Relations campaign has begun to promote automotive career opportunities to the public. Don't miss out on this valuable recruitment opportunity. Post your job opportunities now! Contact Christie at [email protected] with any questions and to set up your login credentials for posting. 20 SIGNALS September - october 2015 Welcome TO O U R N E W A S S O C I AT E M E M B E R S AUTOMOTIVATERS HI-CUBE STORAGE PRODUCTS Many of our dealers have worked with Automotivaters over the years; however, many may not be aware of the significant changes in their growth, experience and capabilities over the past decade. Hi-Cube Storage Products specializes in solving the most complex storage challenges by helping you maximize your highly valuable space. We don’t stop at square feet, we aim to help you best utilize every inch of your available cubic footage. Automotivaters has grown internationally working in 10 countries as a top tier automotive industry consultancy and training company. They are successfully enhancing the performance of manufacturer networks, national sales companies, regional associations, large dealer groups, and individual dealers of all size groups. They bring a global perspective in strategies and skill development of staff to all aspects of the business. This leads to increases in volumes, market share, profitability, staff retention and customer loyalty. Automotivaters will be working with NCDA to deliver the highest level of customized “dealer driven” training modules to the Association. These programs will encompass all aspects of dealership operations. Please learn more about Automotivaters and the NCDA at www.automotivaters.com/ncda_members. Contact Dan Leboe at [email protected] or 250-307-6223. CHRISTY INSURANCE LTD. Christy Insurance Agencies Ltd., has been specializing in the field of group benefits and working with CADA and its predecessor FADA, for over 35 years. At Christy Insurance, we pride ourselves on ensuring our clients receive a level of service and attention to detail that is second to none. Our services include renewal negotiation, ongoing claims review, establishing and managing Employee Family Assistance Programs, on site employee education and transition sessions by both ourselves and when required, the insurance carrier. We also facilitate all administration training between our clients and the carrier to ensure they are capable administrators of their plan. Having worked with CADA over the years we believe the program offers great flexibility and choice to dealerships while providing a comprehensive plan with unique benefits to both dealer principles and employees. HIREOLOGY We're excited to welcome Hireology, an award-winning Selection Management System, as a new member of the NCDA. Hireology helps automotive dealerships organize their hiring process and leverage data to make better hiring decisions. Dealer principals, General Managers, and hiring managers use Hireology to deliver consistent and repeatable hiring decisions in the field - leading to lower turnover and increased profitability. For the automotive industry, we offer complete & integrated storage solutions for your parts and service departments. We have options for all parts, regardless of shape and size, including tech bench systems, tire racks, large parts storage racks, toolboxes, and every type of drawer imaginable. Our specialists will help understand your unique needs, and ask all the right questions to determine the best products for your business. From the thousands of fully customizable available products, you can choose from 18 stock colors, or use your dealer’s official RAL colors, all at no extra charge. We are proudly one of the top distributors of Rousseau products in BC, and look forward to serving you. LASER VALLEY TECHNOLOGIES Laser Valley Technologies is proud to be announced as a new Associate Member of the New Car Dealers Association of BC. They support the Association's purpose as it benefits the industry and its consumers in BC. A a member, Laser Valley Technologies wishes to complement new car dealers with what they do to foster and ensure a smooth running operation and hence a continually thriving industry. Laser Valley engages with dealers as Managed Print Specialists. As specialists, they consult in four related areas: they optimize your printing fleet, manage your print environment, identify areas where workflow can be automated and they consult on document management strategies. The cost of Print and Document Management can account for nearly 15% of an organizations total revenue. With a good understanding of your business and a thorough assessment of your printing and workflow environment, recommendations can be made that can save you up to 20-30% of these costs. Laser Valley Technologies wishes to extend to you an offer. Allow them to perform a professional assessment of your print, workflow and document management environment so you know where you are really at with your expenditures and then they will make recommendations and propose favorable solutions. Laser Valley Technologies looks forward to meeting with you soon. Contact Reggie Malebranche at [email protected] or 604-888-7085 (1-800-565-1455). continued on page 26 SIGNALS September - october 2015 21 Total Recall - BC - we have a problem . . . let's figure it out together T here are currently around 3 million vehicles registered in BC, and CarProof has records of close to half-a-million with open safety recalls outstanding. This means that one in six vehicles on B.C. roads have been deemed unsafe to drive by the vehicle manufacturer. Is that disturbing to anyone else? It is not a bold statement to say that the open safety recall problem in our industry has gone from a nuisance to a huge black eye. Please forgive my emotion around this topic but I have a lot of passion for it given what is at stake…public safety and the image of our industry. The purpose of this article is not to throw rocks, it is to help problem solve. Why are so many vehicles with open safety recalls still on the road? I don’t have all the answers but what is clear is current methods used to notify vehicle owners aren’t being effective enough. As an example, in August news broke that Chrysler was paying one of the largest regulator imposed civil fines in history, at $105 million, driven by the fact that only 21% of Jeeps recalled in 2013 for a serious safety issue were closed out. Situations like this are a hazard to public safety that cause thousands of preventable injuries and even some deaths. Today most OEM recall campaigns use direct mail as the main way to reach consumers. I think we can all agree that the effectiveness of this service has gone down dramatically in the last 20 years. Even if a consumer opens and reads it, many don’t have confidence/motivation in what to do from there. Consumers are not car experts and could benefit from a more personal touch. Are they more likely to respond to a piece of paper or a reach-out from a trusted expert? Maybe a dealership? Closing an open recall in a proactive way can give dealers an opportunity to generate service revenue, engage with customers to drive loyalty and maybe even sell a new car. As I understand it from our dealer partners, only a minority of dealers take advantage of this opportunity. To help make it easier for dealers, CarProof is offering a free data mining service to provide you with a list of VINs on vehicles you’ve sold in the past 5 years that have open safety recalls. Some of you might be already doing this but if not contact your CarProof representative to learn how to enroll in the free service. We have a dedicated customer service team to help BC dealers execute on this initiative. Admittedly, this is just one idea to help solve the massive issue facing our industry. We need more and I’m asking for your ideas. Earlier this year, I was lucky enough to be part of a group that launched a well-funded industry think tank called The Transparency Advantage (www.transparencyadvantage.org) with the purpose of setting aside time and money to brainstorm on issues like this. To join the brainstorming effort, please email me directly at [email protected]. We need your help! Ed Woiteshek has been the President and CEO of CarProof since November 2014. Previously, he spent 10 years at Hellman & Friedman (“H&F”), a private equity firm based in San Francisco. H&F has a strong history of investing in people-oriented franchises with an impressive track record in information services, digital media, automotive services and insurance. Current and former H&F companies include HUB International, Applied Systems, Mitchell International, Scout 24, Autodata Solutions (a subsidiary of Internet Brands), ABRA Auto Body & Glass, CarProof, DoubleClick, Catalina Marketing and Formula One. Over the last five years, Ed has worked extensively in the automotive and information services spaces in North America and Europe. He has deep experience helping companies build and drive value creation plans both as an active Board member and as an operator. 22 SIGNALS September - october 2015 Motor Vehicle Sales Authority (VSA) Update Registrar's Clarifications - Push Pull or Drag Sales I n short, these sales and their related advertisements are not il- legal. But, the law may be broken depending on the facts of each separate sale or consumer transaction. Under the Business Practices and Consumer Protection Act (BPCPA), all advertised savings claims must be true savings or price benefits. Therefore, the following practices may breach the BPCPA: • Advertising a Push, Pull or Drag sale if the price of the vehicle being sold is increased to recover any expected losses on the trade-in • Advertising a Push, Pull or Drag sale and only applying that discount when the fair market value of the trade-in is greater than the advertised discount The following practices may be considered deceptive during a lease-end buy-out: • Stating that a consumer must pay for an inspection when they do not • Charging a buy-out inspection fee when a warranty inspection was already completed before buy-out and confirmed compliance with the MVA • Stating that a consumer must pay for the repairs indicated by an inspection when they do not • Showing a guaranteed or minimum trade-in value as a deduction in the calculation of total price if the resulting total price does not apply to all consumers • Requiring the inspection or PVI to be done at the dealership, unless the documents require this, or to charge a higher than normal price for this inspection. • Comparing the price of a used vehicle to the MSRP of a new vehicle, or comparing the MSRP of a used vehicle to when it was new Dealership Best Practices • Showing savings based on the MSRP of a vehicle if the dealership does not regularly sell the same vehicle at MSRP • Advertising a vehicle as a demo if the vehicle was not acquired by the dealer from the manufacturer as new (with NVIS intact) and used by the manufacturer or dealer in the normal course of business. Lease-end Buy-out Inspections A lease-end buy-out is a separate motor vehicle transaction. Therefore, the dealer must declare, even to the current lessee, that the vehicle meets the minimum requirements of the Motor Vehicle Act (MVA) when it is sold. It is up to the dealer to decide what evidence to rely on. This could include ongoing maintenance records, recent dealer inspections or a provincial Private Vehicle Inspection (PVI). And, while the law does not mandate an inspection, it is a best practice to do one. Dealers are encouraged to follow industry best practices to protect themselves and their dealerships. Not only do best practices reduce dealership liability, but some practices provide important evidence if a consumer complaint is filed. Best practices include: • Providing copies of all agreements, mechanical inspections and vehicle history reports • Explaining all documents and agreements to the consumer in detail • Declaring the condition of the vehicle, along with any issues, on the bill of sale • Stating on the lease agreement who is responsible for any leaseend inspection fees and repairs • Knowing the requirements outlined in the VSA Advertising Guidelines. The Role of the VSA Improperly conducting Push, Pull, or Drag sales or lease-end buyouts may result in compliance action. The VSA monitors advertising on an ongoing basis, and up to 150 advertising files are opened each year. An additional 450 or more, consumer-initiated investigations are also opened each year. If corrections are not made and improper practices persist, enforcement action is taken. These include written warnings, undertakings and hearings before the Registrar. Ian Christman, Registrar, Motor Vehicle Sales Authority (VSA) SIGNALS september - october 2015 23 LegaLine VICARIOUS LIABILITY - UPDATE W e have written about the vicarious liability which leasing companies in BC encounter from time to time. Prior to November 2007, lessors of vehicles were liable for all the damage caused by the driver of the vehicle in any accident for which the driver of the leased vehicle was at fault. If there was insufficient insurance, then the leasing company was liable to pay the excess amount owing over and above the amount of the primary insurance. Thus, the leasing company became vicariously liable for the driver’s negligence. This caused a problem in the vehicle leasing industry which was ultimately somewhat alleviated by changes to the legislation in BC and in other jurisdictions in Canada. British Columbia In BC, this change resulted in a vicarious liability cap for the leasing company of $1 million. What was not clear was whether this $1 million cap was in place of or in addition to the insurance taken out on the vehicle by the lessee. In November 2014, the BC Court of Appeal in Stroszyn v. Mitsui Sumitomo Insurance Company Limited decided that: (a)the payment by ICBC, as the primary insurer, was made on behalf of the insured driver, lessor and lessee, reducing the liability of the insureds to the full extent of ICBC’s payment; and (b)however, because the second layer of insurance coverage by Mitsui did not have limiting language required by Section 61 of the Insurance (Vehicle) Act, it meant that the driver was covered by this insurance so that, in this case, both levels of insurance were available to the injured claimant. The result was that: (i) the first $1 million paid out by ICBC completely discharged the lessor’s statutory liability and left the other defendants jointly and severally liable for the balance of the damages; and (ii) because of the missing language, the claimant had access to the excess insurance and neither the driver nor the lessee were subject to the $1 million cap (but in future, this wording omission can be fixed in excess insurance policies). Thus, in BC, the $1 million cap is in place for the lessor without recourse to any excess insurance taken out by the lessor assuming the limiting words in the excess insurance policy are in place. The situation is not the same across Canada. We have had the benefit of reviewing a report done by the Canadian Finance & Leasing Association reviewing vicarious vehicle liability in various jurisdictions in Canada summarized below. Saskatchewan Under the Traffic Safety Act, there is no statutory provision imposing vicarious liability that would make an owner (title owner) liable for the driver/operator (registered owner). As a general rule legal title owners, including vendors or lessors, will not be subject to any vicarious liability for personal injuries under the Automobile Accident Insurance Act (AAIA). In 2012, the Saskatchewan Court of Appeal held in John Acton v. Rural Municipality of Britannia No. 502 and Ron Handel Farm Ltd., that the Plaintiff could both collect no-fault benefits and sue in tort of his notreimbursed economic losses arising from his catastrophic injuries in a single vehicle accident. Once the statutory no-fault benefits provided by the Saskatchewan Government Insurance under the no-fault insurance regime are exhausted, an accident victim may claim for damages against the driver for any additional economic loss above the annual no fault benefit statutory threshold (e.g. loss of future income, excess cost of continuing care, for living assistance, rehabilitation, etc.). Lessors would generally not be held vicariously liable for bodily injury and damage to property caused by a motor vehicle accident. Nova Scotia & Prince Edward Island Conditional sellers and lessors with leases containing an option to purchase are entirely exempted from any vicarious liability. However, these provinces are still considering the insurance priority issues for rental companies and lessors with leases containing no option to purchase. Amendments for rental companies and lessors with leases containing NO option to purchase may be introduced at some point also. In the meantime, lessors are subject to the $1million cap. Brief Summary Provincial legislation imposing a vicarious liability “cap” of $1 million for vehicle lessors and rental companies was adopted in Ontario, followed by British Columbia and Alberta. Nova Scotia and PEI have totally exempted companies financing vehicles by way of conditional sales agreement or by way of lease with an option to purchase. The vicarious liability of lessors with vehicle leases that contain no option to purchase are subject to the $1 million cap as are rental companies. There are other anomalies in other provinces as well, so the levels depend on the location of the accident. Ontario The November 2014 decision of the Ontario Court of Appeal in Xu v. Mitsui Sumitomo Insurance Company Limited effectively said that: “that S. 267.12 of the Insurance Act precludes a lessee from coverage under a lessor’s insurance policy beyond the qualified $1 million cap on liability set out in that section. In other words, the liability of a lessor and its insurer is limited to a maximum of $1 million by reason of s. 267.12.” 24 SIGNALS September - october 2015 By Roderick H. McCloy, Associate Counsel Shapiro Hankinson & Knutson Law Corporation SCRAP-IT 3,250 ANNOUNCES A $ Electric Vehicle Incentive YES! It can be “stacked” with the CEV for BC incentive for a total possible rebate of $8,250. YES! Your dealership needs to be a participating dealership. Please contact us if you require a Letter of Understanding: [email protected] YES! A customer must have vehicle of ANY MODEL YEAR that they are willing to scrap, before they purchase a qualifying electric vehicle. We no longer have a policy in place that requires the vehicle to be 2000 or older. YES! our incentives apply regardless of the number of years the vehicle is leased for. See our combined (ceV & ScrAp-It) list of available incentives on our website on the eVs page. YES! pre-2014 model year eVs are included in our program! YES! plug-in Hybrids still qualify for our regular (option #2) incentives. YES! Details can be found on our website at www.scrapit.ca SIGNALS September - october 2015 25 continued from page 21 Who's Who at the NCDA MERITAGE FINANCIAL GROUP Meritage Financial Group is a financial planning and employee benefits consulting firm based in Victoria BC. They provide comprehensive financial planning and wealth management to both their individual and business owner clients including investment, insurance and estate planning advice. On the employee benefits side of the practice, they are authorized by the Canadian Auto Dealers Association to offer the CADA 360 Employee Benefits Plan to clients and members of the CADA and NCDA. This program is run as a not-forprofit trust and overseen by a board of trusted dealer principals across Canada. The size and buying power allows the plan to provide pricing, stability and benefits that simply cannot be matched in this sector. Meritage Financial Group has a thorough understanding of the needs of both dealer principals and their employees; taking a tailored approach to plan review, design, implementation and ongoing service. Contact Shane Edmison at [email protected] or Toll Free: 1-800-487-4028. OUR VISION: For member dealers and the dealer franchise system to be seen by the public as the best choice to fulfill all their automotive needs. We are a small, but dedicated and hardworking team of four individuals working to serve all Members of the New Car Dealers Association of BC. Should any questions, concerns, issues or ideas arise, the Association staff will be available to listen and help. Get in touch via phone, email, fax or in person at the Richmond office! Blair Qualey Shakira Maqbool President & CEO [email protected] Senior Accountant & Office Manager [email protected] Jason heard Christie Morning-Smith Executive Director, Vancouver International Auto Show [email protected] Event Manager [email protected] #70-10551 Shellbridge Way, Richmond, BC V6X 2W9 | Phone: 604-214-9964 | Fax: 604-214-9965 TORCH AGENCY Torch is a full-service agency specializing in research, creative and digital services. We have a special blend of expertise that allow us to devise unique strategies for your business. Our senior leadership team includes experts in research, strategy, creative and digital. A mixture that can do anything you imagine. We’ve worked with everyone from multinational corporations to small local businesses. Let's build a long term relationship and develop a marketing strategy to serve your dealership's unique needs and local market. Visit http://torch.agency/for more! CORPORATE PARTNERS AND SUPPLIERS The New Car Dealers Association of B.C. would like to acknowledge these fine companies for their support of your association’s activities: We’re a Canadian firm based in Vancouver, with offices in Toronto and Ottawa as well. We pride ourselves in our ongoing consultative process. This involves you, the client, in the strategy, design and implementation of your campaign. We create long-lasting business development plans tailored specifically to your business. Contact Maor Frankel at Torch Agency at [email protected] or 647.333.6267 http://torch.agency 26 SIGNALS September - october 2015 Signals, the official publication of the New Car Dealers Association of B.C, is published six times a year. It is designed and printed at Total Graphics Inc. and distributed to dealer members, select government agencies and the Association’s corporate partners. Please direct all inquiries about Signals to the Editor, Christie Morning-Smith. Associate Member Listing The New Car Dealers Association of BC is a member driven organization. In addition to dealer Members, a strong and valuable group of Associate Members belong and contribute to the success. Many Associate Members have direct ties with the automotive industry, oftentimes specializing in areas and issues specific to the industry. Preferred rates are often offered by Associates to Dealer Members. 6279490 Canada Inc. dba e-Dealer ADESA Auctions Canada Corp AllWest Insurance Services Ltd. Auto123.com - Xprima.com Corporation Inc AutoAlert Inc. Automotivaters Baseline Processing BC Media Works (Speed Shift Media) BCIT - School of Transportation BMO - Bank of Montreal - Dealership Finance Calla Financial Services Ltd. Canadian Automobile Dealers Association Canadian Black Book CARFAX Canada Ltd. CarProof CDK Global Christy Insurance Agencies Ltd. CIBC Commercial Banking Convertus Digital Inc. CTL Corp DealerSocket Dealertrack Technologies Evolio - Xprima .com Corporation Inc First Access Funding Corp. First Canadian Insurance Corporation General Bank of Canada Hi-Cube Storage Products Ltd Hireology HUB International Insurance Brokers Industrial Alliance Insurance & Financial Services Inc. Kent-Macpherson Appraisals Ltd. Kijiji Canada Laser Valley Technologies Corp. Marsh Canada Limited Meritage Financial Group Michael Mason & Co. Ltd. MNP MyAutoNews.ca NXGEN Canada Pacific Newspaper Group Profit Building Solutions Radius Security RBC Automotive Finance Group Roy Speed & Ross Ltd. (Operating as RSR Global) Scotia Dealer Advantage Scotiabank Western Dealer Finance Centre Serti Information Solutions Shapiro Hankinson & Knutson Law Corp Strathcom Media Inc. TD Auto Finance The ReFrame Financial Group Inc. Torch Total Graphics inc. Western Dealers Co-Auto Wolrige Mahon Chartered Professional Accountants Shane Hambly John Macdonald Dana Voynovich Gisele Goguen John O'Brien Warren Cederberg Roberto Cabrone Steve Barker Guy Ellis Bradley Warren Nick Calla Lucille Laframboise Kathy Ward Jon Arnett Scott Osinchuk Greg Wallin Carrie Storjeoff Phil Lehn Kevin Gordon Denise Buott Shellie Pierce Debbie Brewer Kyell Vyncke Paul Stephanson John Romfo Marley Begg Jo-Ann Horsting Mike Crothers Wayne LeGear Michel Poirier Adrian Rizzo Bobbi Barnes Perry Niehaus Tom Swan Shane Edmison Steve Batchelor Darrell Endresen Morgan van Holst Don Andrews Paul Batchelor Debbie Sykes Jonnie Graham Erik Jensen Karey Davidson Gina Guercio Warren Sandbeck Pascal Lafleche Roderick H. McCloy Duncan Cochrane Danny Long Antonio Zivanovic Maor Frankel Jeff Mesina Mike Reid Masato Oki, C.A. [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] (416) 853-5626 (604) 232-4403 (604) 731-6696 (888) 474-2886 (949) 398-7000 (250) 920-7775 (604) 696-3710 (604) 520-9177 (604) 432-8543 (604) 665-7064 (604) 921-4048 (800) 463-5289 (905) 477-0343 (416) 997-1839 (780) 901-1612 (778) 838-0639 (604) 913-2474 (604) 665-1318 (888) 354-6441 1-855-378-5626 (206) 730-2055 (905) 281-6229 (888) 474-2886 (888) 816-5574 (250) 308-1112 1-877-443-5620 (604) 835-5077 (312) 253-7808 (604) 269-1944 (604) 882-8220 (250) 763-2236 (416) 969-2256 (604) 888-7085 (604) 443-3520 (250) 475-6050 (250) 384-7304 (604) 949-2088 (519) 932-1149 (604) 946-8884 (604) 605-2546 (604) 506-2842 (604) 232-2405 (604) 468-4590 (905) 631-5865 (778) 373-4248 (800) 268-0762 (514) 493-1909 (604) 684-0727 (780) 433-8844 (403) 819-1244 (604) 726-6142 (778) 835-3715 (604) 294-0223 (780) 468-9552 (604) 684-6212 www.edealer.ca www.adesa.com www.allwestins.com www.xprima.com/en www.autoalert.com www.automotivaters.com www.baselineprocessing.com www.speedshiftmedia.com www.bcit.ca/transportation www.bmo.com www.callafinancial.ca www.cada.ca www.canadianblackbook.com www.carfaxonline.ca www.carproof.com www.cdkglobal.com www.christyinsurance.com www.cibc.com www.convertus.com ww.ctlcorp.ca www.dealersocket.com www.dealertrack.ca www.xprima.com/en www.fafcorp.ca www.firstcanadian.ca www.generalbank.ca www.hicube.com/industry/automotive.asp www.hireology.com www.hubinternational.com www.salgroup.com www.kent-macpherson.com www.kijiji.ca/autos www.laservalley.com www.marsh.com www.meritagefinancialgroup.ca www.michaelmason.ca www.mnp.ca www.myautonews.ca www.paylogec.com www.sunprovince.com www.pbsmanagedservices.com www.radiussecurity.ca www.rbc.com/canada.html www.royspeedross.com www.scotiabank.com/scotiadealeradvantage www.scotiabank.com www.serti.com www.shk.ca www.strathcom.com www.TDFS.com www.TheReFrameGroup.com www.torch.agency www.totalgraphics.com www.wdcoauto.com www.wm.ca SIGNALS september - october 2015 27 CADA 360 Isn't it time you made the switch? Employee Benefits Dealer-driven solutions created exclusively for you Call us today at 1-800-463-5289 or email us at [email protected] 28 SIGNALS September - october 2015