Financial Services for Medical Professionals

MOUNTAIN WEST BANK
Financial Services
for Medical
Professionals
Division of Glacier Bank
I d a h o | U ta h | W a s h i n g t o n
Whatever your financial goals, we’ll help
you get there safe and secure. Talk with
us and get started today.
Coeur d’Alene
125 Ironwood Dr.
1715 W. Kathleen Ave.
Park City
1776 Park Ave., Suite 101
WASHINGTON
Ione
217 Main St.
Hailey
206 N. Main
Newport
330 N. Washington Ave.
Hayden
305 W. Prairie Ave.
Spokane Valley
12321 E. Mission Ave.
Meridian
4250 E. Fairview Ave.
2970 E. St. Lukes Dr.
Nampa
1223 12th Ave. Rd.
2024 Caldwell Blvd.
Ponderay
476655 Hwy. 95 N.
Post Falls
709 E. Seltice Way
Sandpoint
1323 Hwy. 2
|
Eagle
1539 E. Iron Eagle Dr.
Ketchum
331 N. Leadville Ave.
W W W. MO U N TA I N W ES TBA N K . CO M
Bonners Ferry
7186 First St.
UTAH
Brigham City
110 S. Main
Residential
Lending Offices
800-641-5401
IDAHO
Boise
433 N. 16th St.
800 W. Bannock St.
80 S. Cole Rd.
7107 W. State St.
IDAHO
Coeur d’Alene
101 Ironwood Dr., Suite 164
Meridian
2950 E. Magic View Dr., Suite 140
Sandpoint
1323 Hwy. 2, Suite 200
WASHINGTON
Spokane Valley
12321 E. Mission Ave., 2nd Floor
Most offices open:
Mon. - Fri. 8:30 - 6:00
Many have extended hours!
REV 08/11
WE ARE A COMMUNITY BANK THAT CARES.
Mountain West Bank is a full-service community bank
headquartered in Coeur d’Alene, Idaho, since 1993.
Our business focus can be summarized by the phrase, “local people
serving local people.” When it comes to our most discerning
customers in the medical and dental professions, we take that
concept even further – with individually tailored products and
services designed to help you identify your goals and provide sound
solutions for your personal and business banking needs.
BUSINESS LOANS AND SERVICES
We’re a Small Business Administration Preferred Lender with
local decision making for a quick turnaround. From simple
operating lines to more complex borrowing solutions, we
offer several programs for financing your business’ unique
requirements.
Merchant Services
Increase your financial growth through affordable payment
processing for credit and debit cards.
At Mountain West Bank, we understand the special requirements
of doctors and the demands of a growing medical or dental
practice. We will deliver a range of integrated, flexible and
convenient services, and more importantly, the expertise and
attentiveness of a team of professional bankers dedicated to
your banking satisfaction. We provide person-to-person,
one-stop banking – we even make house calls as we know
you are busy!
e-Commerce Solutions
Our services for professionals include:
• Professional Banking and Preferred Doctor Financing
• Loans to facilitate the start up of a new practice, or buy
an existing practice
• Construct or purchase commercial buildings or real estate loans
• Equipment and leasehold improvement loans
• Elite Lines of Credit
• Convenient locations
• Quick local decisions
• Remote Deposit and Cash Management Services
Specializing in all forms of residential lending, our experts will
guide you through the lending process helping you choose the
loan that fits your needs. Our experts are local people with local
knowledge, and decision-making and funding is provided on the
local level. This results in fast turn-around for closing and
funding your loan.
• Conventional home loans
• Construction loans
• Adjustable Rate Mortgages (ARMs)
• Non-conforming
• FHA, VA and IHA programs
• Investment property
• All-In-One construction loan
• Bridge loans
BUSINESS CHECKING ACCOUNTS
With free Online Banking and Bill Pay, free Visa® Debit Card,
free e-Statements and a free gift!
PERSONAL CHECKING ACCOUNTS
A $50 initial deposit opens any of our checking accounts. Every
account comes with a free Visa® Debit Card, free Online Banking
with Bill Pay, free e-Statements, and a free gift!
BUSINESS SAVINGS ACCOUNTS
Certificate of Deposit Account Registry Service® (CDARS®)
This is the most convenient way for safety-conscious investors
to access FDIC insurance on multi-million-dollar deposits.
With CDARS, you sign one agreement, earn one interest rate
per maturity, and receive one regular statement. There are no
hidden fees. You won’t pay annual, subscription or transaction
fees for using CDARS. The rate you see is the rate you get –
it’s that easy!
Get web-based reporting, affordable API solutions, and hosted
checkout pages for payments online.
Cash Management Services
This service includes remote deposit, direct payroll deposit,
wire transfers, ACH transactions, and more.
REAL ESTATE LOANS
Up to 100% Plus Preferred Physician Loan*
With this program, you can buy a home while you start your
practice. The first loan accommodates the purchase of your
home – up to 80% of the purchase price; the second loan
covers the 20% down plus closing costs for qualified
relocating physicians.
*Subject to internal lending policies of Mountain West Bank. See a bank representative
for details/full disclosures. This is only an example; actual amounts may vary. This is not an
advertisement to extend credit as defined by par. 222.25, Reg Z.
Insured Cash Sweep (ICS)
This economical, dollar-for-dollar reciprocal deposit sweep service
gives investors access to multi-million-dollar FDIC insurance on
deposits. With ICS you earn one interest rate per maturity.
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