4002 - The International Examiner

Transcription

CELEBRATING NEARLY 40 YEARS
The only nonprofit pan-Asian American newspaper in the country.
FREE EST. 1974 — SEATTLE VOLUME 40, NUMBER 2 — JANUARY 16 2013 - FEBRUARY 5, 2013
PRESENTS IE’S
FINANCIAL
EMPOWERMENT
ISSUE
PREVENT YOUR
DEBT CRISIS.
Tips and stories on keeping
the dollars you have.
FINANCIAL LITERACY
The Next Generation with KeyBank’s Elizabeth Do (pictured above left)
• Good Credit for Life’s Milestones • Facing College Debt • Free Tax
Services & Earned Income Tax Credit • Strengthening the Economy &
Women-Owned Businesses
In Memory:
Wai C. Eng Built a Legacy
Ode to Cultural Icon Flori Montante
Preview:
Children’s Film Festival
in Seattle
National Human
Trafficking Awareness Day
IE Arts: The Seattle
Symphony Celebrates Asia
in the New Year!
2 —— January 16, 2013 - February 5, 2013
INTERNATIONAL EXAMINER
IE VOICES
:: RISING ON UP ::
Congrats to leaders advancing in 2013!
JOBY SHIMOMURA
New Post: Senior Advisor to Jay Inslee, Governor-Elect,
and as of January 16, state Governor
Past Position(s): Inslee’s former campaign manager
She Says: “Having worked with Governor-Elect Inslee
as a Congressman and as a candidate, I know how
passionate he is about Washington and how committed
he is to moving the state forward. I’m very proud to be
helping Governor-Elect Inslee implement his vision for
Washington.” Others Say: “I am committed to fundamental change in the way state government operates, sustained economic
growth in Washington, and meaningful improvement in education,” said
Governor-Elect Inslee. “We have a lot to get done, and I believe ... Joby will
help drive my agenda and move our state forward.”
New Post: Executive Director of Executive Development Institute (EDI)
Past Position(s): Sugiyama is the former executive director and founder of the Center for Career
Alternatives (CCA), a nationally and locally awardwinning agency providing education and employment services. He Says: “Leaders aren’t born, they
are developed and EDI is the perfect agency to do
that. It’s like a dream come true to be able to help
develop our community’s future leaders.” Others Say: “Alan’s community
connections combined with his experience and passion for developing diverse global leaders make him ideal for this position,” said Wallace Greene,
Board President of EDI. “We are excited to welcome him to EDI and know
he will hit the ground running.”
New Post: Board President of Japanese Americn Citizens
League (JACL) - Seattle Chapter
Past Position(s): Former community liaison for Congressman Jim McDermott
She Says: I feel very honored and grateful for being elected
board president of Seattle JACL. This chapter, in particular, has an impressive history, board, and members. As
a Korean American adoptee, I have always looked for a
place where I would feel welcomed and a placewhere I
could share my passion for civil rights. ... I’m looking forward to to deepening my (JACL) relationship and friendships. Others Say: Because she is such an
outstanding activist with a passion for civil rights, “Heidi is the perfect person
to lead our board,” says her predecessor and immediate JACL past president Bill
Tashima. She is our first elected president that is not Japanese.”
IE BOARD OF DIRECTORS
Joyce Zhou, President
Gary Iwamoto, V.P.
Maureen Francisco
Arlene Oki
Andy Yip
ADVISOR
Ron Chew
EDITOR IN CHIEF
Christina Twu
[email protected]
Established in 1974, the
International Examiner is the only
nonprofit pan-Asian American
media organization in the country
and the oldest, most respected
APA publication in the Northwest.
Named after the International
District in Seattle, the “IE” strives
to create awareness within and for
our APA communities.
DEVELOPMENT ASSOCIATE
Kathy Ho
Lessons
Learned from
Subway
BY HUY X. LE
IE Columnist
AL SUGIYAMA
HEIDI PARK
Jagged Noodles:
BUSINESS MANAGER
Ellen Suzuki
[email protected]
CREATIVE DIRECTOR
Ryan Catabay
[email protected]
PRODUCTION DESIGNER
Renee Takara
[email protected]
WEBMASTER/IT SUPPORT
The whole incident has made me
wonder how much of our everyday communications are like Subway customer
rep emails. How often do we ask each
other “How are you doing” and actually
want to hear an honest answer? Never. In
fact, while the person is saying “I’m fine,”
I tend to start walking away.
We have become a society of sound
bites and timeline updates. Our rare
written communications are in the form
of text messages; even holiday and
birthday cards contain barely anything
personal. Our thank-you cards, if we
ever write them, are bland and generic:
“Anna, thank you for having us over on
Friday. It was great to see you and Jim.
Happy New Year.”
We have become paradoxically more
narcissistic yet less personal. For 2013,
I am challenging all of us to “Make it
Personal.” I don’t mean we should bare
our souls to people or reveal our deepest secrets all the time. Or be whiny and
self-absorbed. Making it personal is just
about taking that extra step to connect
to someone as a unique fellow human
being. One way is to bring up memories:
“Hey John, happy birthday. The porcupine on this card reminds me of the time
we dressed up as Goku from Dragon Ball
Z and I accidentally poked one of my
eyes on your spiked-up hair. Remember
that? You still owe me payment for the
emergency room.”
Another way is to show appreciation
for something very specific: “Anna, thank
you for having us for dinner on Friday.
Honestly, that was the best spaghetti I’ve
ever had. I’m going to try your method of
making garlic bread by toasting the bread
and rubbing raw garlic on it. Thanks
for making everything gluten-free also. I
know gluten-free people are very annoying, so thanks for putting up with us.”
Life is too short of us to be superficial
in our everyday communication. Next
time you ask someone how they are
doing, try to convey the message that you
actually want to know. Take time to actually listen and connect. Because if we
continue to be superficial with one
another, then Subway and Samantha and
Sally have already won.
Read more Jagged Noodles
at www.jaggednoodles.com.
Suzanne Manneh
Atia Musazay
Ncoc Nguyen
Robin Park
Roxanne Ray
Sarah Schweppe
Stan Shikuma
Roger Shimomura
Rafu Shimpo
Simona Trakiyska
Stephen Uy
Yayoi L. Winfrey
Ling Zhang
Jimmy Tang
[email protected]
ARTS EDITOR
CONTRIBUTORS
Amy Garyuam Huang
Maria Batayola
Jamei June
Huy X. Le
Alan Chong Lau
Good news, everyone. After my last
column, I actually did write to Subway to
complain about their stupid commercials
with those idiots adults who speak with
kids’ voices, commercials that have been
haunting my dreams. Within one day, I
got a response from a Customer Service
representative:
“Hi Huy, thank you for contacting Subway® and thank you very much
for your feedback regarding our advertising. Subway® has always valued our customers’ opinions and suggestions and we
appreciate you taking the time to submit
yours. Your concerns have been forwarded to our Marketing & PR Departments
for consideration when planning future
advertisements. Nalini Wilson”
Aw, Subway is listening to my opinions. And maybe, just maybe, the world
will see an end to these atrocious commercials. One person can make a difference. My family is wrong! I can make a
difference in the world!! I wrote back to
them:
“Thanks, Nalini. It’s just such a weird
image of these adults with kids’ voices,
and what makes it worse is that poor
Todd is being bullied by Samantha and
Sally. Those women/girls should get their
own Five-Dollar-Footlongs instead of
stealing Todd’s sandwich.”
I have yet to hear back from them.
It’s been two weeks now. WTF? Upon
closer review, their email says nothing! It
didn’t commit Subway to doing anything.
It was just a bunch of words meant to
appease and obfuscate while simultaneously allowing the customer service rep
to feel like she has successfully addressed
the issue without exerting much effort.
[email protected]
[email protected]
International Examiner
622 S. Washington St.
Seattle, WA 98104
Tel: (206) 624-3925
Fax: (206) 624-3046
Website: www.iexaminer.org
Don’t Get Take-Out —
Have it Delivered!
SUBSCRIBE TO THE IE!
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a year, $60 for two years — 24
in-depth issues a year!
Go to www.iexaminer.org and
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mail a check to:
622 S. Washington St., Seattle,
WA 98104. Thank you!
IE NEWS
January 16, 2013 - February 5, 2013 —— 3
U.S.-Japan Study:
Japanese Elders May Be Happier
:: FACTS & FIGURES ::
Budget Priorities for Asian and
Pacific Islander Americans (APIAs)
While the fiscal cliff deal set the tone for President Obama’s second
term, recent findings from the National Asian American Survey (NAAS)
show us how economic circumstances have shaped APIA stances on
budget solutions in the U.S. since the recession began. According to
survey findings:
• Nearly 1 in 4 APIAs report being worse off financially than
one year ago.
Photo: Saburo Shochi is shown last year at 105 at the Gerontological Society of America conference. Dr. Shochi demonstrated
his exercise regimen for seniors. (Image courtesy of Araceli Martinez/La Opinion).
BY RAFU SHIMPO
IE Contributor
New America Media
www.newamericamedia.org
SAN DIEGO — Amid dire predictions
about the world’s rapidly aging population, one group of researchers reports that
cultural practices, traditions and attitudes
may explain why older adults in Japan
seem to be more content in old age than
their American counterparts.
Findings of the United States-Japan
research project, Cultural Perspectives on
Aging and Well-Being: A Comparison of
Japan and the U.S., are among the first
to compare aging and wellbeing of older
adults in the United States and Japan. The
researchers rated psychological aspects,
personal growth, relationships with others, level of autonomy and a feeling of
having purpose in life. Other influences
taken into account were living arrangements, philosophical and religious traditions and popular literature.
The research team for the ambitious
project included Mayumi Karasawa of
Tokyo Women’s Christian University and
Shinobu S. Kitayama of the University
of Michigan joined by other colleagues
at Michigan plus researchers at Harvard,
Stanford and the University of Wisconsin.
The presented the study during the
Gerontological Society of America’s (GSA)
recent conference in San Diego.
Fewer Japanese Elders Live Alone
Japan is an older and more rapidly
aging society than the United States, the
study points out, and it has the highest
median age (41 years) and the longest
life expectancy (80 years) in the world.
Median age and life expectancy in the
U.S. are 35 and 77, respectively.
Older Americans are more likely
to live alone. A reported 10.7 million
or 27 per cent of 65-plus population
in U.S. live on their own, according to the 2009 American Community
Survey, compared with 13 per cent in
Japan in 2010, according to the Japan
National Institute of Population and
Social Security Research.
“Such living arrangements increase
the likelihood that Japanese elders,
in comparison to their U.S. counterparts, give and receive more economic,
instrumental and emotional social support, which may lead to a greater sense
of wellbeing,” the study states.
“Aging has more benign meanings
in Japan than in the U.S.,” according
to the research, pointing to beliefs
rooted in Buddhism, Confucianism and
Taoism that characterize maturity as a
socially valuable part of life, a time of
“spring” or “rebirth”—the reward an
older person earns following a life of
working and childrearing.
The 60th birthday celebration,
known as kanreki, is celebrated among
both Japanese Americans and Japanese
in Japan. Its significance is drawn from
the Asian zodiac calendar with each
year named for a different animal in a
12-year cycle.
At 60, an individual has experienced
five cycles and all five elements—
wood, fire, earth, metal and Continued on Page 7
• AAPI households report that college debt and the cost of
elder care are the biggest financial stressors.
• Samoan Americans report far higher rates of foreclosures (12
percent) since 2008 than Asian Americans (4.9 percent)
• Cambodians and Hmong were hit hardest by job loss (23
percent and 20 percent, respectively)
• 67 percent of APIAs are in favor of raising taxes on high
earners (those with annual household incomes of more than
$250,000)
• The ethnic groups with the highest support for raising taxes
on the wealthy are Korean Americans (79 percent), Vietnamese
Americans (72 percent) and Chinese Americans (70 percent)
• Support for increased spending on government assistance
for the needy was highest among the Hmong population (46
percent) — 10 percent higher than the APIA national average.
• Indian Americans were more likely to support more spending
for health care (55 percent), while Korean Americans are the
least likely (37 percent)
• Filipino Americans were the most likely of all ethnic groups
surveyed to support more spending on Social Security (49
percent), while Korean Americans are the least likely to favor
this (24 percent)
The survey results reflecting the whole year of 2012 are the first
annually representative survey of APIA budget policy stances since
2008. Survey respondents included Cambodian, Chinese, Filipino,
Hmong, Indian, Japanese, Korean, Vietnamese, Native Hawaiian and
Samoan participants.
IE NEWS
Conference Sparks Dialogue on National Human Trafficking Awareness Day
BY SIMONA TRAKIYSKA
IE Contributor
Simona Trakiyska is a student in the
University of Washington Department
of Communication News Laboratory.
ing to Lila Shahani, keynote speaker, assistant secretary of the Philippines’ Human
Development and Poverty Reduction
Cabinet Cluster. Because of limited ecoDon’t just ask us to tell you our story,” a nomic resources in her country, many
human trafficking survivor implored. “We young people have no choice but to purare more than a story.”
sue life elsewhere.
The young person spoke last Saturday,
Many young women are offered
Jan. 11 as part of the
jobs overseas as waittwo-day
conference
resses, Shahani said.
on human trafficking
She described a young
held at the University
Filipino woman who
of Washington’s (UW’s)
came across a job opporDespite all global
Seattle campus in obsertunity, and in no time
vance of
National
received her “arranged’’
efforts, human
Human
Trafficking
travel documents by the
Awareness Day. After
recruiters. She left the
trafficking
finding the courage to
Philippines in a small
contact government offiboat, hoping to start
is a still a deep,
cials, Jayson, who asked
a new life, but by the
that his last name not be
time the boat reached
underground
published, was rescued
a Malaysian port, she
by the Federal Bureau of
found herself enchained.
phenomenon that
Investigation (FBI).
“It is very complicated in
The
conference,
the Philippines, because
keeps growing
“Human Trafficking in
of this economic cluster,”
the Era of Globalization”
Shahani said. “Human
worldwide.
was organized by UW
trafficking is a discourse
Women’s Center, sparked
of silence that you have
dialogue about modernto swim through.”
day slavery, labor and sex trafficking. A
Shahani expressed gratitude for the
variety of topics were discussed, including efforts of the Phillipine’s President Benigno
forced migration, labor rights, interna- Aquino and government agencies that are
tional trade agreements and public health. continuously working together toward the
Victims and experts from a range of fields prevention of human trafficking. These
were invited to share their experiences, efforts have resulted in numerous successsuggestions and solutions.
ful prosecutions against traffickers, she
Poverty is a huge factor in driving young said. However, despite all global efforts,
people into human trafficking, accord- human trafficking is a still a deep, under-
“
Conference keynote speaker Lila Shahani (left) and human rights champion
Velma Velouria (middle) pose with an attendee. Photo credit: Simona Trakiyska.
ground phenomenon that keeps growing
worldwide.
Shahani suggested that one solution is
to continue the aggressive work, in partnership with the U.S. Department of Labor, of
shutting down and prosecuting businesses
that expose women or men to prostitution
and forced labor. An additional approach
could be to develop a better mechanism to
identify the victims and to monitor the latest
trafficking methods. Shahani said improving the global economy would lower the
rates of forced migration across domestic
and international borders as fewer young
people would seek out jobs elsewhere.
Worldwide, “the lack of employment
opportunities and the gap between the rich
and the poor forces people to migrate,” said
Neha Misra, senior specialist on migration
and human trafficking at the Solidarity
Center of the American Federation of Labor
and Congress of Industrial Organizations
(AFL-CIO).
Misra, who spoke about forced migration and labor rights, suggested that if we
want to fix the problem of human trafficking we need to look at the issue more
broadly.
“(A) migration worker is anyone who
has left his or her home to search for a job,”
she said.
More than a dozen speakers and panel
participants made it clear that in order to
be effective, policy makers need to actively
work toward strengthening international
and domestic human rights policies.
At the local level, and in timing with
National Human Trafficking Awareness
Day, which was Jan. 11, King County has
launched a campaign to increase human
trafficking. The county released a statement
that the campaign will educational ads on
200 Metro buses that assist people in identifying victims of human trafficking. The
county will also train key county staff on
how to recognize victims.
The county encourages people to call
the National Human Trafficking Resource
Center hotline at 1-888-3737-888 if they
suspect someone may be a victim of
human trafficking or if they are victims
themselves.
For more resources, please contact the
National Human Trafficking Resource
Center for help at 1-888-373-7888. You
may also contact the local Washington AntiTrafficking Response Network (WARN) and
victim assistance line at 206-245-0782 for to
report human trafficking abuse.
Bellevue Vigil Honors New Delhi Rape Victim,
Nirbhaya, Gathers Community Against Violence
A week after the murder and rape of 23-year-old “Nirbhaya,” community
members from all ethnicites gathered at a memorial organized by Washington State India Trade Relations Action Committee (WASITRAC). Above,
Munmun Chatterjee shares her condolences at the Bellevue Westin on Friday, Jan. 4. Later, attendees wrote letters of protest and condolences to the
Prime Minister of India, Dr. Manmohan Singh. Photo credit: WASITRAC.
IE IN REMEMBRANCE
Wai Chow Eng Leaves Community Legacy
He would renovate the
building into a mixed-use
retail and 14-unit apartment building which he
would rename the Far
East Building, earning
him wide recognition as
a pioneer in neighborhood revitalization from
the city and local Chinese
community.
A man ahead of his time,
Wai was “always able to
Photo courtesy of Lynn Eng Chang and Richard Chang.
achieve his vision and his
dreams. He always talked
Wai Chow Eng, respected community about what was missing, what he could
leader, founder of Kau Kau Restaurant and build,” remembers surviving son-in-law
benevolent Chinatown-International District Richard Chang, current owner of Kau Kau
developer died peacefully in his sleep on Restaurant with Wai’s daughter Lynn Eng
Friday, Jan. 4.
Chang. “He always thought about the comHe was 83, and passed on after leading munity first.”
an inspiring life full of family, vision and
His daughter Lynn remembers when Wai
hard-earned accomplishment as founder, would work 14-hour days at the restaurant.
longtime owner and operator of Kau Kau In his early days at the restaurant, he would
Restaurant (1959-1986), Kau Kau BBQ do everything from hosting, waiting on
Market & Restaurant (1974-2003) and tables, cooking, bartending, bussing and
Korea Ginseng Center (1976-1998). While dishwashing, to janitorial work.
running three businesses and carving an
Above all, he was a family man.
institution for Chinese BBQ in the Pacific
“Regardless of how busy he was, he
Northwest, he continued to keep building would always come home for dinner,” Lynn
his dreams to benefit his community.
says. “He would always make it a point to
Wai brought new life to Chinatown- come home and spend time with us.”
International District by spearheading
He held pride in his family name and
new developments. In 1978 at the age built it in his neighborhood.
of 49, Wai bought an old building, the
In 1985, Wai fulfilled a lifelong dream
former Leyte Hotel on Jackson Street. of housing an Ancestral Hall for the Eng
Family Association in its own building.
He built this from the ground up, from the
purchase of the land, to the development
and construction of the building — now
called the Eng Suey Sun Plaza. Along with
the Ancestral Hall, it would include commercial office and retail spaces that would
earn income for the family association.
“I think he would be most proud of starting from nothing, working hard and building his business,” says Lynn.
Wai was born the second son of Kai
Gong Eng and York Fong Lee on the
Chinese Lunar New Year date of August
28, 1929 in Toison, Guangdong, China,
and immigrated to the U.S. in 1937 with
his grandfather and brother Robert. A year
later, Wai’s grandfather returned to China
with his grandsons so they could receive a
proper Chinese education.
In 1939, when World War II broke out,
leaving China was impossible, and his
family suffered extreme hardship nearly
starving to death through these years. By
1946 after WWII ended, Wai returned to
Seattle at 17 to reunite with his father, who
had already been working in the states at
a popular nightclub in Seattle called the
China Pheasant. Since his father worked
too many long hours, it was difficult
for him to care for his son, so he asked
his good friends Edward and Josephine
Clifford to ensure Wai was cared for.
They warmly took Wai in, and Wai
became a popular student at Highline High
School, despite the fact that he could not
yet very well speak English. He was even
elected Junior class president.
By 1951, at age 22, he was drafted and
served in the Korean War, and returned
to Seattle at 24 to enroll in college. With
some assistance from the GI Bill, and
working full-time to cover room, board
and books, Wai was able to attend Seattle
University and University of Washington,
but was forced to quit before graduating
when no more funds from the GI Bill were
available. In 1953, he met the love of his
life and wife Sandra Chinn, and they married the following year.
His life of accomplishment was blessed
with a lifelong partnership and marriage
with Sandra, two children, Clifford and
Lynn, a son-in-law Richard and two grandchildren, Justin (who was called “Little Wai”
for his great resemblance to his grandfather)
and granddaughter Kianna. All but Sandra,
who passed away in April 2011 survive him
and continue to build the next generation of
his legacy.
Wai will be sorely missed and remembered for his strong leadership, intelligence,
vision, wit, charm, generosity, wisdom,
work ethic, strong will, and love of Chinese
literature, poetry and arts.
This obituary is brought to you by Wai C.
Eng’s family, with additional reporting by
Christina Twu.
Join the Whole Kau Kau Family
in Honoring Wai Chow Eng’s Life
Visitation will be on Friday, January 18th from 4:00-8:00
at Sunset Hills Memorial Park & Funeral Home:
1215 145th Pl. SE, Bellevue, WA.
Memorial Services will be held on Saturday, January 19th
at 8:30 am at the Hyatt Regency Bellevue, 900 Bellevue
Way, Bellevue, WA, Evergreen Rooms A-D.
Graveside Services will follow the memorial service at
Sunset Hills Memorial Park, 1215 145th Pl. SE, Bellevue,
WA.
Luncheon following the graveside services at Ocean City
Restaurant, 609 S. Weller St., Seattle, WA.
Wai Chow Eng (1929-2013)
Donations can be made in Wai’s honor to the Wing
Luke Asian Museum, Seattle Chinese Gardens, Nikkei
Concerns or Kin On Community Health Care.
IE IN REMEMBRANCE
Seattle Cultural Icon and Arts Organizer Flori Montante Passes On
Flori Montante in her element as lead organizer
of the Pagdiriwang celebration. Photo courtesy
of Maria Batayola.
BY MARIA BATAYOLA
IE Contributor
There are four Filipino cultural icons in
the Puget Sound area. One of them is
Flori Montante, who passed peacefully on
January 8, 2013 a.m.
Affectionately called “Auntie Flori”
also known as “Ms. Culture,” Flori
Montante was the founder and unpaid
executive director of Filipino Cultural
Heritage Society of Washington (FCHSW)
for decades.
Montante left the Philippines in
search of new horizons with her bachelors
of science in education and masters in
philosophy. She came to the U.S. in 1967
full of vitality and her dreams of making a
difference.
In 1973, Montante helped form the
first bilingual and bicultural program in
the nation, teaching at Seattle Central
Community College. She served as youth
director for Filipino Youth Activities (FYA)
in the ‘70s. In 1986, she formed the
FCHSW with five co-founders and three
organizations: the FYA, the Barangay
Choral and the Filipiniana Dance Troupe.
In 1987, they partnered with Seattle Center
to hold the first Pagdiriwang Celebration
to commemorate the 1898 end of Spanish
rule of the Philippines.
Auntie Flori grew the celebration from
a two-hour cultural presentation to a
three-day celebration. She involved and
partnered with many Filipino ethnic and
Filipino-American groups to feature pageantry, music, dance, food, children’s
activities, drill teams, rock bands, exhibits, martial arts, youth declamation contests, as well as contemporary Filipino
literature, performance, thought and jazz.
She brought out the pride in each one
of us and made the larger community
aware of our artistry and creativity. As the
visionary and lead organizer, she brings
a new theme and focus for each year’s
Pagdiriwang.
To understand Pagdiriwang is to understand what drives Auntie Flori. Presenting
“the best” is her antidote to the classism
that she had experienced. Always the
consummate artist, she mentored emerging artists and advised them to “stick with
your vision” despite the odds.
What is invisible to the larger community is the back story of how Auntie
Flori organized Pagdiriwang. She ensured
that all art forms, as many Filipino ethnic
groups and all ages were included such as
youth in oratory and musical contests by
Filipino American Educators Association,
teens with HYPE, adults with the Filipino
American Chorale Society and senior
performers with the IDIC Young Once.
In 2007, Auntie Flori was honored
by the Ethnic Heritage Council with the
Aspasia Phoutredes Pulakis Memorial
Award for individual leadership at
Pagdiriwang.
Steve Sneed, the Seattle Center’s managing artistic director of cultural programs
who has worked with Auntie Flori for 12
years, expressed his admiration for Auntie
Flori.
“For me, Auntie Flori is a role model
of tireless advocacy for arts in the Filipino
American community. She is an example
of what commitment looks like. She is a
pillar in our cultural community, an icon
of commitment to the arts... always forward looking.”
Pagdiriwang continues to draw thousands of visitors. It's a community building activity for the Filipino Americans and
the larger communities. Auntie Flori, now
in her mid-’80s anointed her successor J.P.
Paredes to continue Pagdiriwang.
Auntie Flori’s dogged spirit continues
to lives in our hearts, our memories and
our commitment to stick with one’s artistic
vision.
IE ARTS
Taiko Boom: Japanese Drumming in Place and Motion
BY STAN SHIKUMA
IE Contributor
Stan Shikuma is a taiko
performer, composer and
percussionist who has
played with Seattle Kokon
Taiko since 1981.
Anyone who has seen, heard or felt
the boom of the taiko — the large festival
drums of Japan — knows the power, beauty and visceral vibrations they produce.
Those who have seen a taiko group in performance would likely recognize the taiko
as Japanese in origin, and most would
presume that what they were hearing, seeing and feeling was quite traditional. And
most would be wrong.
To understand why, you would have
travel to Japan and trace the roots of
“kumi-daiko” (group drumming). Or you
could read a new book by Shawn Bender.
“Taiko Boom” examines the rise of kumidaiko as a new performing art in Japan
from the post-World War II era to today.
This groundbreaking work is the first comprehensive study of the subject in English
(or Japanese) and as such, is destined to
be a classic text.
Bender is a cultural anthropologist by
training, and the book grew out of his
doctoral dissertation, so it operates on two
levels. The first (and more reader-friendly)
is the history of kumi-daiko, starting with
four groups he sees as seminal to the development of the new art form: Osuwa Daiko,
Sukeroku Daiko, Ondekoza and Kodo.
The second level flows from the anthro-
pological analysis of taiko as a bridge
between the folkloric, rural past and the
modernized, urban present, between the
highly particularized local manifestation
of culture and the dislocation and commodification of culture in the globalized
economy. This analysis, while fascinating
to a student of taiko, may be too academic
for many readers.
Not to worry, though. Bender provides
much detail on the personalities involved
in each seminal group, their reasons for
taking taiko beyond its historically limited role, and the challenges faced in the
process. Through interviews, field work
and practice (Bender is himself a taiko
player), we find that Oguchi Daihachi,
founder of Osuwa Daiko and considered
the "father of kumi-daiko" in Japan, was
a jazz drummer by training; that one of
the early teachers of Sukeroku Taiko was
influenced and inspired by Brazilian
samba; that Ondekoza originally had a
vision of creating an artisan village featuring all manner of folk arts and crafts
but settled on taiko as their mainstay
because it was the only art that could pay
the bills.
Bender also takes fascinating side trips
into the stories of taiko makers and their
struggle to gain respect and develop the
courage to play the drums they made. He
outlines the rise of women taiko players
in Japan as they work within an art form
that is anything but gender-neutral in its
conception and development, while dealing with a culture that maintains many
patriarchal attitudes. He takes us to the
small villages and islands from which
many of the most popular styles of taiko
performance emanate, including Hachijojima, Miyake-jima and Chichibu.
Bender pays special attention to Kodo,
partially because he spent the most time
with them, but also because they have the
most developed philosophy of taiko and
its connection to both the “furusato” (old
village) culture and the modern global
one. He lived with them for long stretches, both to study what they do (technique,
training regimen, performance) and why
they do it and how both have evolved
over the years.
One astonishing paradox that Bender
finds: In Japan, kumi-daiko is not considered traditional at all. Instead, it is seen as
a post-World War II development (which
it is) and therefore a modern form. Yet,
because it has its roots in folk festivals,
it uses the same instruments as the old
shrine and temple ceremonies and has
eschewed use of any Western instruments or stylization (for the most part).
Kumi-daiko is so dynamic and literally
heart-pounding, it now enjoys enormous
popularity in Japan, particularly at the
hundreds of folk festivals held throughout
the nation.
Much more can be gleaned from
“Taiko Boom” given the time and interest.
(Why, even the footnotes are revealing).
Whether in place or in motion, those who
really want to know Japanese drumming
will find this book essential.
WATCH TAIKO!
KODO appears in concert as part of
the University of Washington World Series
at Meany Hall on February 9 & 10. For
tickets or information, call (206) 5434880 or go to uwworldseries.org.
Then on February 17, the Friends of
Minidoka will hold a benefit Day of
Remembrance 2013 Taiko Festival featuring nine local groups in Pigott Auditorium
at Seattle U. Buy tickets online: www.
minidokataiko.brownpapertickets.com/
or in person at the Japanese Cultural
and Community Center of Washington
(JCCCW).
IE IN REMEMBRANCE
The Cats of Mirikitani:
Remembering the Artist Jimmy Mirikitani
“The Cats of Mirikitani,” a documentary film on the life of a Japanese-American artist by New York-based producer/director Linda Hattendorf burst
onto the scene in 2006 winning the Audience Award at the Tribeca Film Festival. From there, it garnered further praise on the festival circuit and
aired on Public Broadcasting Service (PBS). It made the then 80-year-old artist a noted figure and illuminated a life torn by the trauma of World War
II internment camps, the bombing of Hiroshima and homelessness on the streets of post-9/11 New York. It also brought needed attention to the
issue of homelessness (see the Wing’s current exhibit on this theme) and how it affects all Americans and the healing power of friendship and art in
a fragmented society. Mirikitani died on October 21, 2012 at the age of 92, but not before his eventful life served as an inspiration to many. Fellow
Seattle-raised artist Roger Shimomura and local friend Linda Ando remember the legacy of the man below. — Alan Lau, IE Arts Editor
BY ROGER SHIMOMURA
IE Contributor
In 1999, I was cruising eBay under
the search words “internment camp,”
looking for items that I could add to
my collection of incarceration camp
memorabilia. Among the various listings, a wonderful drawing of a cat
appeared, owned by someone who had
purchased it from a homeless Japanese
man who hung out on Washington
Square, New York City. My interest was
piqued and I called the seller asking
what his drawing had to do with the
search keywords, “internment camp.”
He said he purchased the drawing from
an older fellow who went by the name
“Jimmy,” and who spent most of everyday on Washington Square Park selling
his drawings, mostly of cats and the
camp in which he was interned during
WWII.
Since this location was not too far
from my wife’s apartment in Manhattan,
I decided to see for myself the next time
I visited New York. A few weeks later,
I went to Washington Square Park and
met Jimmy for the first time. It was the
holiday season and Jimmy sat on his
designated park bench in Washington
Square. Next to him were two shopping
carts filled with drawings and art supplies. He was wearing two overcoats and
a hat, and was surrounded by his drawings, weighted down on the ground with
rocks to keep them from blowing away.
I introduced myself to Jimmy, and
Jimmy Mirikitani in Washington Square, New
York. Photo credit: Roger Shimomura.
we bonded immediately when we discovered that we were both artists of
Japanese descent and were both making
art about our camp experiences.
The next two times I went to New
York, I made it a point to bring some
art supplies, or sushi to Jimmy. He
always insisted I take a drawing at no
charge, though he never resisted when
I put money in his overcoat pocket. My
command of Japanese was worse than
Jimmy’s command of English, but we
managed to communicate, mostly talking in halting and abbreviated versions
of both languages. We usually discussed
politics, and our family history. I was
dying to know how he ended up homeless, though that word didn’t seem to be
in his vocabulary.
Then, upon one visit to New York,
unexpectedly, Jimmy was not there.
Every day I was in New York. That week,
I went to Washington Square Park and
sat on his bench. I began to presume
the worst. Months later, I received an
email from a video editor named Linda
Hattendorf, who said that Jimmy had
asked her to send all of his drawings
to me for safekeeping. He had kept the
business card I had given him when we
first met. Jimmy had changed his location from Washington Square Park to
Soho, next to a Korean grocery store just
around the corner from Linda’s apartment. If you have seen the film “Cats
of Mirikitani,” you know the rest of this
incredible story.
As a footnote, I would add that when
Linda discovered Jimmy’s long, lost sister
in Seattle, I discovered that the address
given for her was just two blocks from
my Seattle condo. When Jimmy and
crew came up to Seattle to reunite with
his sister after 50 years, we met at my
condo, and then walked to her apartment. When we knocked on her door, a
man about my age answered; I immediately recognized him. “Ernie?” I asked.
“Roger?” he asked. Simultaneously, we
both said, “What are you doing here?”
Ernie and I had gone to school together
and we hadn’t seen each other in 45
years. It turned out that Jimmy’s sister
Kazuko was Ernie’s mother.
Such was the magic of Jimmy’s life,
bringing people together for various
occasions. This is just one story of the
many that developed over the years I
knew Jimmy. For all his flaws and shortcomings, he constantly generated memorable connections with those with
whom he came into contact. I will miss
my visits with Jimmy when I go to New
York. Since Jimmy has passed, I have
made two trips to Washington Square
just to sit on his bench and reminisce.
While his physical being may have left
this earth, I know that his spirit will
remain with me and his stories will
never fail to put a smile on my face.
R.I.P. Jimmy.
U.S.-Japan Study: Japanese Elders May Be Happier (continued from page 3)
water. The celebrant typically wears a red
hat and red vest, symbolizing a return to
the carefree life of childhood. Other significant milestone celebrations occur at
ages 70, 77, 88, 90, 97 and 100.
Popular in Japanese culture is the
image of the older person as sen-nin, a
wise sage. Aging in Japan is also divided
into more clearly recognized social roles,
the report points out. Japanese women
age 55-70 may experience a particularly
good time of life because they are free
from the obligation of child-rearing, have
time and energy for personal pursuits, and
may have more disposable income than
at any other time of life.
However, Japanese men, typically forced
to retire at 65, may be left without a sense
of purpose, the study says. “These retired
men are sometimes called nure ochiba, or
‘sticky fallen leaf,’” meaning they become
dependent on their wives, seeming to stick
to their shoes like a wet leaf.
Personal Growth, Autonomy and
Relationships
When assessing development of their
talents and capabilities, Americans felt that
their abilities had grown during their 30s
and 40s, but began to decline in middle
age. Japanese responded that their personal growth, including the ability to make
calm, reasoned decisions, had increased
between middle age and old age.
Wellbeing has been correlated with
high levels of autonomy as it pertains
to independence, personal achievement,
self-esteem, uniqueness, self-confidence
and self-motivation. Japanese women
rated their autonomy significantly lower,
relative to their overall wellbeing, than
did Japanese men, but this difference was
not evident in the U.S.
In contrast, the research found that in
the United States men scored much higher than women when asked about managing the demands of daily life and ability
to meet their personal needs, whereas no
gender difference was evident in Japan.
Americans ages 35-55 rated their relationships with others much lower than the
Japanese but reported improved interpersonal relationships as they grew older.
Japanese, though, stated that their relationships with others decreased dramatically after age 50, perhaps due, in part,
to leaving the workforce and/or children
leaving the nest. Gender differences were
also noted in the findings. In addition,
Japanese older adults were more likely to
be married than those in the U.S.
Women in both the U.S. and Japan
scored significantly higher than men
when it came to positive relationships
with others.
Japanese Culture More Supportive
One explanation for the more positive
attitude among the older Japanese was
their generation’s historical context.
“Older members of the Japanese sample
lived through post-war reconstruction…
whereas older members of the U.S. lived
through a post-war economic boom. In
that sense, old age for many in Japan may,
in fact, reflect improvement over prior life
periods,” the report said.
“Results suggest that Japan’s age-supportive cultural meanings and practices
nurture perceptions of personal growth
among its aging adults, whereas in the
U.S., the aged show diminished profiles
of personal growth relative to midlife
adults,” the study concluded.
The researchers also noted that technological advances may undermine perceptions of a purposeful life among aging
adults and that greater attention should be
paid to cultural practices that support
positive attitudes in this area.
IE ARTS
Children, Go Fly a Kite or Watch a Movie.
“Gattu,” starring Mohammad Samad.
Photo courtesy of Children’s Film Festival.
BY YAYOI L. WINFREY
IE Contributor
Yayoi L. Winfrey is a blogger, filmmaker, illustrator,
novelist, screenwriter and
short fiction writer.
What’s better than sitting in a cozy theater
engrossed in a movie while freezing rain
and howling winds churn outside? How
about watching films from both China and
India at this year’s Children’s Film Festival
in Seattle?
At the tender age of 9, Gattu
(Mohammad Samad) is already burdened with man-sized responsibilities.
Working in a junkyard owned by the
“uncle” who purchased him from his
father, Gattu is not above lying or stealing in his hardscrabble world. He’s also
not keen on toiling, since he’s just a kid
who should be out playing rather than
recycling junk all day.
Gattu’s biggest passion is flying kites
and in the small, Central Indian town
where he lives, the kite to beat is called
Kali. Named after the powerful Hindu
goddess, the black kite easily wipes out
the rest by cutting their lines and leaving
them behind as it sails sky high.
Yet Gattu is determined to overcome
Kali. Gattu learns of a school nearby that
has a roof that he can fly his kite from
higher than Kali, so he poses as a student
even though he’s never learned to read.
Soon, he’s caught up in a web of fibs as
he attempts to maneuver through his more
literate classmates.
A selection of The Children’s Film
Society, India, the film “Gattu” fails to
directly address child exploitation. The
abuse Gattu suffers because of his orphan
status is reprehensible as is the corporal
punishment meted out to the other kids who
have their hands slapped, ears pinched, or
heads smacked by irreproachable adults.
Still, the heart of this story is about a child’s
belief in his own abilities, and that’s something “Gattu” can be proud of.
Another choice of the Children’s Film
Society, India, is “Krish Trish and Baltiboy,”
a movie that’s as much fun for adults as it
is for kids. That is, if non-Hindi speaking
children are able to read English subtitles
as quickly as their parents.
Although the film contains three fascinating Indian folktales, the intro to each is
hosted by a male monkey (Krish), a female
cat (Trish) and a donkey with dreadlocks (Baltiboy). Playing their instruments,
Rest in Peace,
Akiri “Mori”
Moriguchi
the three musicians add their comments
before, during and after each story, loudly
and highly animated. But the folktales —
each hailing from a different province —
are beautifully illustrated with captivating
storylines, featuring the engaging music of
Shaleen Sharma.
The first takes place in Rajasthan as
an overweight queen, tired of eating the
same food every day, demands that her
husband dispatch the royal hunter to
acquire her some sweet, deer meat. But
when the hunter attempts to kill a doe,
the deer pleads with him for more time to
complete unfinished business, promising
to return to be slaughtered later. What follows is a moral within a moral.
The story of greed continues in the
next segment from Kerala, where a
wealthy landowner covets the idyllic lifestyle of an impoverished farmer and his
small family. Counting his coconuts, the
landowner notices a poor laborer happily
singing to himself, joyfully playing with
his son and sleeping soundly at night
while the landowner tosses and turns,
obsessed with his own wealth. That is,
until his trusty accountant has an idea to
cause the farmer as much unhappiness as
the landowner.
IE belatedly honors the life of Akira
“Mori” Moriguchi, who passed away Dec.
22, 2012 in peace surrounded by loved ones
and family members after a long battle with
cancer. He was 73.
Mr. Moriguchi will be remembered
for his leadership, his high spirits, his ingenuity and as a key developer of Uwajimaya, Inc. He was chief operating officer of
Uwajimaya until 2008 when he retired. He
founded and operated its wholesale division,
Seasia, and co-founded and franchised the
Magic Dragon restaurant chain, in addition to co-founding and spearheading other
business ventures in the Asian food and food
supply industry.
In his earlier days, he was a young
talent, winning the prestigious Heisman Trophy in All-American Little League Football.
The final tale is set in Punjab where an
aging tiger nearly starves as his hunting
skills diminish. Convinced by a monkey
to start eating humans, the tiger sets off
for a small village and stalks a frightened
farmer. But the farmer cleverly promise a
cow in exchange for his life and runs to
tell his plucky wife who comes up with a
plan to trick the poor tiger.
Birth, life, aging, death and reincarnation are strong themes in Chinese filmmaker Joe Chang’s “China Fantasia”.
Here, a series of five stories unravel, each
with music at its epicenter. As each prologue briefly outlines the history of the
stringed or wind instrument being played,
the titled film’s song is played. Other than
some sound effects, the only audio is the
captivating music without the diversion of
dialogue.
“Moonlight on Spring River” opens
with a pig and her husband, passengers
on a plane. As Mrs. Pig reads a copy of
“The Mandarin Garden”, she sees a colorful animation featuring a beautiful lady
wandering through a palatial estate and
getting involved in various activities like
playing with children in a painting.
In “The Moon is High in the Heaven”,
a little boy sleeping with his father is
carried heavenward while guided by the
doll on his nightstand. He delights in
many awesome adventures until his father
awakens and misses him.
Likely the most intense for children is
“Moon’s Shadow on the Two Springs” based
on blind musician Abing, whose music is
used for this segment. Dying, Abing begins
life again as a baby then experiences war
and poverty before succumbing.
“Plum Blossom Melody” is about a
boy who cries when he has to go away to
school, but returns as a teacher.
In “Lamplight Shining with the Moon”,
a young boy chases after a ball of light as
it transforms the world.
Both fun and food-for-thought films,
filled with music, are featured at this year’s
Children’s Film Festival Seattle. So get out
of the rain and head to the movies.
Children’s Film Festival runs in Seattle from
January 24 to February 3 at Northwest
Film Forum. Details:
www.childrensfilmfestivalseattle.nwfilmforum.org
He also served as a member of the Lotus Skyliners Jazz Ensemble, playing alto saxophone.
He is greatly missed by community
members and his surviving family members,
including his wife, Kimberly Sun; daughters,
Lena Sadako (Albert), Sarah Kim, and Hanah
Sun; his son, Jonathan Michael; and his grandchildren; Donovan, Dylan, Savannah and
Kyla. He will be dearly missed by his siblings
and in-laws: Kenzo and Carol, Suwako and
James, Tomio and Jenny, Hisako and Harvey,
Toshi and Susie, and Tomoko and Koji, and
many more extended family and friends.
May Akiri rest in peace.
To learn more about his life or of ways to
honor him and his family, please read his full
obituary in The North American Post: www.
napost.com.
Financial Empowerment
PREVENT YOUR
DEBT CRISIS.
Tips and Stories on Keeping the
Dollars You Have.
FINANCIAL LITERACY
• The Next Generation with KeyBank’s Elizabeth Do •
• Good Credit for Life’s Milestones • Facing College Debt •
Free Tax Services & Earned Income Tax Credit
• Strengthening the Economy & Women-Owned Businesses
• Saving in the New Year • Bank Safety in the ID
Work Toward Home Loans By Building Good Credit Out of College
BY ATIA MUSAZAY
IE Contributor
From test scores to grade point averages,
it’s easy to feel like one’s value comes down
to a single number during teenage years. It
also happens that in your 20s, you’ll find
there’s a new number in early adulthood to
be wary of: your credit score.
“Credit is your reputation as a borrower. It tells others how likely you are to
repay your loans,” said Tim Su, financial
service officer at Cathay Bank in Bellevue.
It is a number collected by credit score
companies from creditors and then sold
to companies who will “use it to evaluate
potential clients for credit risk, employment,
insurance, etc.”
Scores range from 300 to 850, and 680
to 700 is the typical minimum range banks
expect for a loan approval.
“If you do not have a credit history, lenders do not know whether or not they should
lend you money, you need to build credit
in order to prove your creditworthiness,” Su
mentioned.
For 27-year old Yin Chan, it became
apparent that as a first-time home buyer, it
was crucial she had good credit to be considered for a home mortgage. “When I was
looking to buying a house I noticed (credit)
was important because my loan officer
started telling me I need at least (a score of)
680 to be considered for a loan,” said Chan.
Chan said she is looking to take advantage of the relatively low-interest rates currently, as she house hunts in the Seattle area.
For both young adults and new immi-
Yin Chan, 27, wants to
be a homeowner. Photo
courtesy of Ying Chan.
grants, both whom begin with fresh slates,
there are several ways to begin building
credit.
Signing up for secured credit is the first
step for immigrants, said Branch Manager at
Cathay Bank in Bellevue, Josephine YangBrenner.
She recommends that young people create joint accounts with their parents when
making car purchases, for instance, to begin
building their credit.
“You should establish credit in your late
teens and early 20s so that it is available to
you when you need it,” said Rod Griffin,
director of public education of Experian, a
major credit report company.
For Chan, who has worked at a local
community bank since she was 19, opening
a credit card wasn’t necessarily the path to
building credit, but falling into a consumer
trap without the proper financial education.
“Credit card companies
try to lure you by saying
there is a six-month or
12-month interest-free
rate. ... You develop the
mindset of ‘free money.’”
“I got it because my bank said we might
need it, and my friends were getting it,”
said Chan. “Credit card companies try to
lure you by saying there is a six-month or
12-month interest-free rate. ... You develop
the mindset of ‘free money.’”
The bills stack higher after this duration
in addition to a hefty interest rate, and this is
what the credit companies want, she said.
Chan cautioned against signing up for
too many department store credit cards that
incentivize customers to keep spending
with reward points and other promotions
that make spending harder to control, and
thus, more risk for bad credit. While she
currently is in the process of buying a home
like many other college graduates, Chan
also noted that graduates who are looking
for employment — especially government
agency jobs — may find themselves subject
to credit report checks by employers.
It’s important to stay vigilant for these
reasons. Credit scores should be checked
on an annual basis to make sure the information is consistent and accurate. Regularly
tracking all credit records can determine
identity theft or fraud before consequences
increase.
As a University of Washington graduate, Chan warns other college graduates to
also be careful with school loan payments.
Making a payment late can affect one’s
credit score and this record isn’t removed
typically for seven years.
Yang-Brenner suggests visiting www.
annualcreditreport.com to check one’s
FICO score and to learn about how to build
this number. A FICO score is the number
that measures credit risk. In addition to loan
history, debts, payment history and other
personal information, it comprises a credit
report.
Many young adults say they have a
credit card for emergencies, said Griffin
of Experian. But as his college economics
professor put it: “Pizza and beer on a Friday
night is not an emergency, but all too often
seems like one.”
Chan can add her voice to the chorus,
and believes it’s important to live within
your means, something she learned early
on as a college student. It’s a fine balance
Chan has made between immediate and
future desires as she faces the major adult
milestone of home ownership.
“It’s a ‘do you want your purses and
shoes — or your house?’ type of thing,”
said Chan.
Annual Super Refund Saturday Offers Free Tax Preparation Services
KeyBank Foundation
Helps Communities
Reach Self-Sufficiency
“At Key, the most significant
investment we make is in our
communities. We believe people
deserve the freedom that comes
with economic self-sufficiency,”
says David Parent,
vice president of community relations at
KeyBank. “That’s why the KeyBank
Foundation supports programs
in our communities dedicated to
workforce development and financial education.”
KeyBank
has
contributed
more than $18 million annually to nonprofits across the U.S.
In Washington, $1.6 million last
year went to several hundred of
these organizations, including
larger nonprofits like United Way,
Goodwill and Boys & Girls Club
of America as well as communitybased organizations such as Asian
Counseling and Referral Service
(ACRS), El Centro de la Raza and
Refugee Women’s Alliance.
“We have found that the best
way to reach target populations
is through the efforts of existing
agencies that have the expertise
and history to operate successful outreach programs,” Parent
explains.
At ACRS, financial education
is offered alongside employment
training and English language
classes to about 200 community
members, thanks to a $10,000
contribution to ACRS’s employment and training program every
year since 2011. “We have hosted Key Bank’s
Super Refund Saturday, and with
their contribution, we provide job
placement, job clubs and computer
classes,” says Jeff Wendland, director of employment and citizenship
at ACRS. “One component of the
job clubs is information and education on financial literacy (where)
… we primarily teach how to
budget, what income is needed for
families to meet self-sufficiency,
which career goals can meet their
financial needs and what to do
when they get their first paycheck
from an employer.”
At Tacoma Goodwill, Key funds
the “Key to Change” program with
more then 500 participants annually completing the course. “When
finished they know how to read
a credit report, identify predatory
lending, and begin the process of
gaining control over their financial
lives,” says Parent.
Working towards self-sufficiency is hard work, and layers of
difficulty are added to financial
“Communities” Continued on Page 13
Scheneitha Franks is a Tacoma resident and working mother whose tax refund increased significantly the first year she took advantage of the free tax prep service. Photo
credit: Red Box Pictures.
Income to qualify for Earned Income Tax Credit
$60,000
$50,270
$50,000
$45,060
$40,000
$30,000
$47,162
$41,952
Filing as single
$42,130
$36,920
$19,190
$20,000
$10,000
$0
Married, filing jointly
$13,980
+
With three or more
qualifying children
SARAH SCHWEPPE
IE Contributor
The fiscal cliff crisis may have left some
tax return dates up in the air, but one
thing is certain: KeyBank will be holding
its eighth annual Super Refund Saturday
on Feb. 9, 2013. The event offers free oneon-one help to file personal income tax
returns and helps families qualify for the
Earned Income Tax Credit (EITC).
Michael Fait, Vice President, CRA
Regional Compliance Manager for
KeyBank, estimated that last year’s event
refunded about $4 million across Key’s
footprint.
In many locations across the country,
Super Refund Saturday helps those who
might not file because they don’t know
how and can’t afford to pay for help.
The event is staffed by Internal Revenue
With two
qualifying children
With one
qualifying child
Service-certified volunteers who help participants not only file, but see if they
qualify for EITC.
While Super Refund Saturday is a
yearly kickoff for the free tax preparation
season, other organizations offer these
services in Seattle on a weekly basis. The
United Way of King County will run its
annual Free Tax Preparation Campaign
from Jan. 15 to April 15, 2013.
Lauren McGowan, Associate Director
of Ending Homelessness at United Way of
King County, said United Way’s program
has grown from tiny program serving 500
people to one that served 14,000 last year.
In 2012, United Way’s program
returned $20.7 million in tax refunds. This
year, United Way has about 17 locations
that offer tax preparation sessions at different times of the week.
Since the recession hit, the population
With no
qualifying children
United Way serves has grown.
“People who have never had to ask for
help before are asking,” McGowan said.
“People who were middle class are now
eligible for the EITC.”
Like the KeyBank event, this program
also helps people determine eligibility for
the EITC.
The EITC is a refundable tax credit for
low- and moderate-income individuals
and families. When the credit exceeds the
amount of taxes owed, those who qualify
for the credit receive a tax refund.
“This program is the largest cash assistance program targeted at low-income
families in the country,” Fait said. “It’s a
really good program that helps people
make ends meet for people in this bracket.”
“Refund” Continued on Page 13
KeyBank Vice President Passes on Financial Literacy to the Next
Generation of Adults
BY ROXANNE RAY
IE Contributor
So many adults struggle with money.
They suffer under heavy debt loads,
and find it challenging to create a budget that balances. They want to avoid
financial crises and have the freedom
to change jobs, but don’t always understand how to save or responsibly use
credit. And they wonder: “Why didn’t
we learn about money management
when we were in school?”
YouthForce, a local nonprofit organization which partners with local companies to provide paid internships to
youth, is working to address these
personal finance issues with underserved teens, primarily youth of color.
Elizabeth Do, KeyBank vice president
and business banker and former Key@
Work program manager, serves as a
YouthForce board member and has
contributed since 2009 as a volunteer
instructor seeking to educate teens
about money before they run into
financial difficulties.
After another KeyBank colleague
had introduced her to YouthForce, she
volunteered as a financial educator.
Soon, they wanted her back.
“I was originally asked to do just a
one-time workshop on ‘banking 101,’
giving the teens guidance as to how to
start a checking account, and educating
them on how to maintain their account
to avoid common fees and pitfalls,” Do
elaborates. “However, based on the
feedback from the teens, YouthForce
asked me to devise a curriculum to
teach once a month over the course of
each employment season.”
Do worked hard to keep the classes
engaging for the YouthForce teens.
“The challenges are typical of those
any teacher or facilitator of young
adults would have – getting teens interested and finding value in the topic,
keeping the teens engaged in the activities and conversations throughout the
workshop and having them apply what
they learn in real life.”
YouthForce supported Do with
resources to make each class successful.
“In order to be effective in my delivery, I utilize games to keep the learning
interactive,” she says. “The YouthForce
staff was very helpful in facilitating icebreakers at the start of each workshop
that get the teens up and moving and
also thinking about the topic of the day.
By utilizing group activities, it keeps
the teens engaged and interactive as
they are learning.”
She also brings her own experiences
to her teaching.
“Being an Asian American myself, I
know that, traditionally, Asian parents
work extremely hard — oftentimes
two to three jobs — to provide for their
families,” she says. “Subsequently, this
means not spending as much time with
their children to teach them these fundamentals.”
“My parents were like this,” Do
adds. “I think part of them assume that
“The most rewarding part of my job is knowing these
teens remember and apply just a small nugget of
what I have taught them as they go through life. I
wish that financial literacy were taught in school, and
that all young adults of all backgrounds could have
this foundation of knowledge.”
KeyBank vice president and business relationships managerfElizabeth Do. Photo courtesy of
KeyBank and Elzabeth Do.
schools teach their children how to
manage money, and ... they assume
money management and budgeting
should be common sense.”
But Do stepped in at YouthForce to
fill the gap.
“I typically share my own personal
struggles with the teens in each workshop,” she says. “For example, in the
‘budgeting/savings’ workshop, I speak
about my struggles in college of living on a limited budget. I really had
to make lists of all the things I wanted
and separate them into ‘needs’ versus
‘wants.’ I would spend my money on
the needs first, and if there was any left
over after putting away into savings,
I could then buy something from the
‘want’ list.”
Do also teaches about avoiding
financial emergencies, a common
challenge for many young people and
adults during the recent recession.
“I shared with them how critical
it is to consistently put money away
into savings for ‘emergency funds,’”
she says. “When I first got my car, I
budgeted for the car payment, gas, car
insurance and routine maintenance,
but not for emergencies.”
Do hopes that the teens will learn
from her mistakes not saving for emergencies.
“I learned quickly when one of my
tires blew out on me and needed to
be replaced,” she says. “However,
the other tires were also worn, and
the store would not sell me just one
because the other was not safe. Two
new tires and $600 later, I learned that
it was important to put money aside
always for situations that are unexpected.”
To make sure her lessons sink in,
Do provides concrete incentives: “I
use candy and gift cards to Subway,
McDonalds, Safeway, Pizza Hut,
- Elizabeth Do, Vice President at KeyBank
KeyBank vice president and YouthForce board member Elizabeth Do volunteers her time to teach teens financial
literacy to establish a strong foundation of good practices before adulthood. Photo courtesy of KeyBank.
Starbucks, Forever 21, Sports Authority,
etc. to reward the teens for right answers
and for doing their homework.”
After teaching at YouthForce for two
years, Do was invited to join the board.
“I feel very blessed that my company, KeyBank, sees value in financial literacy and investing in our community,”
she says. “In a society where we spend
and consume more than what we need
and make, it is critical to know the difference between needs and wants, and
how to be responsible with your hardearned money.”
She enjoys her expanded role in
fundraising and recruiting addition-
al financial literacy instructors, since
she no longer instructs on a regular
basis.
“The most rewarding part of my job
is knowing these teens remember and
apply just a small nugget of what I have
taught them as they go through life,”
she says. “I wish that financial literacy
were taught in school, and that all
young adults of all backgrounds could
have this foundation of knowledge.”
Do believes in the power of financial literacy. Investing in educating our
youth will help these teens become
contributing adults in our communities.”
Spent Too Much Last Year? Get a Strong Savings Start This Year.
BY ROXANNE RAY
IE Contributor
monthly income – putting the other half
toward savings and debt repayment.
Don’t be frightened! The result may suggest a reduction in your standard of living for a while, but if you put this experiment into action, even partially, you may
find that having a lot of savings and no
debt can feel like the ultimate freedom.
5) Consider the Big Things.
Now that the New Year is here, we have two options regarding our personal finances: We can look backward and dwell
on our holiday spending, or we can look forward and consider
some great financial strategies for 2013.
Here are a few ideas to get you on a more solid footing by the
time the holiday season rolls around again at the end of 2013:
1) Pay Yourself First.
If you haven’t put away the full $5,000 of earned income allowed for 2012 in
a Roth IRA, you still have until April 15, 2013. And if you’re over 50, you can
contribute up to $6,000, subject to limits for tax deductibility.
2) Pay Yourself Again.
Plan now to contribute to your Roth IRA during 2013. The allowed amount this
year has increased to $5,500 if you’re under 50, and $6,500 if you’re over 50.
All gains and dividends are tax-free, so Roth IRAs can really pay off over time.
3) Don’t Leave Money on the Table.
Are you getting your full employer match for your 401k or 403b retirement plan?
If not, increase your own deduction until you do. Don’t lose out on money that
can and should be yours.
4) Revisit Your Spending.
If you’re afraid of the word “budget,” then how about just tracking all of your
spending for a month? Once you see where your money is going, you may find
yourself adamant about making a few key changes.
LUNAR NEW YEAR
In S eatt le ’s
2013
C hIinnteartnaotiwonnal
Year of the
Snake !
D is tr ic t
The biggest expenses for most people are housing and transportation.
Adjusting downward can save hundreds of dollars per month, which
can then be used for other priorities,
including debt repayment.
9) Enjoy the Experiences.
6) Read Up.
Instead of buying objects, try seeking out
experiences at little or no cost. Bring
family, friends, and a camera, and create
a wealth of new memories in 2013 that
will be gentle on your finances.
There are dozens of personal finance
books available for free at the library.
Consider authors such as Gail Vaz
Oxlade, Suze Orman, Vicki Robin or
Thomas J. Stanley.
10) Focus on the Positive.
7) Make It Automatic.
Making changes can be hard, but the
results will snowball, and that can
be exhilarating!
Imagine the end
of 2013, with less
debt, more savings,
more knowledge
about where
your money is
going, and a
greater feeling
of peace and
security for the
future. Happy
New Year!
Set up an automatic transfer to one or
more savings accounts every month
or pay period. You can create multiple savings accounts for different
purposes: Emergency Fund, Medical,
Travel, Holiday Spending. Better yet,
have your paycheck direct-deposit go
into one of your Savings accounts, and
then only transfer the actual amount
needed for your necessary expenses to
your Checking account.
8) Use Your Imagination.
Create an imaginary spending plan in
which you spend only half of your
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Key4Women Program Strengthens Women-Owned Businesses and the U.S. Economy
BY AMY GARYUAM HUANG
IE Contributor
Inspiring women to become sustainable business owners, nonprofit executives or other business leaders, KeyBank’s
Key4Women® membership program has
been an anchor for empowerment and
education since 2005.
Whether it’s learning to find a business niche, gaining insight on how to
utilize social media to enhance small
business or simply finding a network of
supporters that share the same passion
for business, Key4Women has become
a national platform with strong local ties.
“Huge numbers of women are
becoming business owners locally,” says
Courtney Jinjika, vice president and area
retail leader for the KeyBank SeattleCascades District. “They want to be educated on financial matters.”
Nationally, the growth is becoming evident. Between 1997 and 2007, the number of women-owned businesses grew
by 44 percent — twice as fast as firms
owned by men.
Having a nationwide network of
women in business, members can gather at workshops to discover innovative
approaches in businesses while building
relationships that enable ongoing education and dialogue.
“It really is all about the connection,”
says Andrea Hueston, a member of the
Key4Women National Advisory Board
and CEO of Artitudes Design, Inc. in
Issaquah, Wash., “I have a network that
I trust. When I need another opinion or
knowledge about the industry, the network has been an amazing resource.”
Women-owned businesses contribute
significantly to the U.S. economy. In a
recent report by the Guardian Life Small
Business Research Institute, they will
account for one-third of the new jobs
created by 2018.
Despite this successful trend and the
anticipated rise, women in business have
been met with challenges.
“Communities” continued from Page 10
management as a newcomer to the
U.S. and its financial systems and
processes.
“Many immigrant communities don’t keep or organize financial assets through banks,” says
Wendland of ACRS. “They may
not understand complicated tax
codes and have a hard time finding qualified, low-cost tax preparation assistants who can speak
their language.”
With KeyBank’s help, ACRS is
able to pass on practices of monthly budgeting and banking and
offer free or low-cost tax preparation resources toward a greater
future for clients.
“By spurring economic self-sufficiency in individuals, we anticipate newly realized prosperity to
reflect upon families, neighborhoods and the business communities Key serves,” says Parent.
“Most women in business are in a
boot-strap,” says Hueston. “What I mean
is that women are not willing to ask for
help. And that’s a huge thing. It took me
a long time to want to take a loan or owe
anybody money.”
Hueston recalls the difficult challenge
her company faced just last year.
“I wouldn’t have made it if I didn’t go to
KeyBank,” says Hueston. “They are very
willing to work with women business
owners. I adore KeyBank. They taught me
how to be smarter with business.”
Understanding the unique challenges
that women face as business owners,
Key4Women underscores the importance of diversity and supports the steady
increase of minority women in businesses.
“Our Key4Women Forums benefit programs like Dress for Success
and we also have partnerships with the
National Minority Supplier Development
Council,” says Jinjika.
According to the 2007 Survey of
Business Owners, almost 800,000 small
businesses are owned by Latinas; more
than 900,000 small businesses are owned
by Black/African American women,
more than 500,000 small businesses are
owned by Asian/Pacific Islander women
and nearly 15,000 small businesses are
owned by American Indian/Alaskan
Native females.
When the economic downturn hit,
KeyBank continued lending to women.
For Key4Women members, relationship
managers at the district level provide
ongoing guidance and tools so women
business owners can learn how to make
smarter financial decisions — especially
during periods of recession.
“Membership in the Greater Seattle
area started very small in 2005,” says
Jinjika. “But now, our number has quadrupled. And many members have more
than checking or savings accounts. They
hold accounts to manage retail and other
commercial businesses.”
From word of mouth, one con“Refund” Continued from Page 10
While beneficial, qualifying for the EITC
isn’t always the easiest process.
“It’s difficult to do these taxes and to
determine eligibility for EITC,” Fait said.
“You have to make 20 separate determinations to see if you qualify.”
Christina Young has been participating
in the Super Refund Saturday event at the
Goodwill in Tacoma, Wash., for years.
“Since it was free to the public, I pretty
much jumped on it,” Young said.
Young said the volunteers were helpful
and gave her information she didn’t know
about before. She said the event is important because many other tax preparation
services charge participants a fee.
“There are a lot of situations where
people don’t get the refund,” Young said.
“[Super Refund Saturday] is very helpful
because not everybody can afford the cost.”
Fait said he thought the largest challenge in filing income tax returns is cost,
but there are others.
nection to another, women are
empowering
women. From an
aspiring
entrepreneur planning
to head a startup
business to a veteran with a strategic five-year plan,
Key4Women
offers support for
all women at different stages of
their
business.
The key purpose
is to help women
start, grow and
thrive.
“What continA contingent from Dress for Success Seattle accepted a check for more than
ues to inspire me
$1,000 at last year’s Key4Women forum. Photo courtesy of KeyBank.
is to see women in
business grow. I’ve
seen them develop from a small
business, to taking
larger loans and
moving into bigger
private and commercial businesses,” says Jinjika.
“It inspires me to
watch the growth
that happens.”
Along
with
educational
tips, my success.”
Since 2005, Key has lent more than
Key4Women offers moments for con$6
billion to women operating businection so the solidarity can be built and
nesses
of all sizes in the 14 states where
strengthened.
it
does
business. In addition to its lendRoundtables, conferences, face-toing
goal
for women business owners, in
face workshops and financial forums
2011,
KeyBank
committed to lend $5
create the opportunity to make new
billion
to
small-businesses
overall in the
business contacts and share business
next
three
years.
experiences with each other. Personal
Start spreading the news to your favoradvisors work closely with clients to
ite
local coffee shop or your auntie’s
access capital and customize financial
grocery
store.
solutions.
“It was the best thing I ever did for
my business,” claims Hueston. “Had I
not found an advisor through KeyBank, I To learn more about Key4Women, please
wouldn’t survive. They have been vital to visit www.key.com/women.
“In a recent report by the Guardian Life Small
Business Research Institute, (women-owned
businesses) will account for one-third of the
new jobs created by 2018.”
“I think language can be a barrier,”
Fait said. “In these lower and moderateincome communities, there is a lot of
diversity.”
In response, KeyBank will have interpreters at Super Refund Saturday to ameliorate the language barrier.
Fait also noted that the tax laws are
always changing, and they can be hard
to keep track of. This year, tax refunds
may be delayed due to the fiscal cliff
crisis resolved Jan. 1. The IRS now has to
issue tax forms based on the revised laws,
which could delay the start of the tax-filing season. It hasn’t yet been announced
when the IRS will start accepting tax
returns.
CNN reported that many of the people
looking to file returns early are “lowincome families who file for the earned
income tax credit.”
Fait said the Feb. 9 event is part of
KeyBank’s overall strategy to work with
local agencies to help low- to moderateincome families manage their finances
and plan for their future.
Super Refund Saturday
Tax Preparation Locations
Tacoma Goodwill
714 South 27th Street
Tacoma, WA
Saturday, February 9, 2013
9:00 a.m. to 3:00 p.m.
Call 253-573-6698 for more information.
South Sound Outreach
1106 Martin Luther King Jr. Way
Tacoma, WA
9:00 a.m. to 3:00 p.m.
Highline Community College
– Outreach Center
23835 Pacific Hwy South, Building 99
Des Moines, WA 98198
9:00 a.m. to 3:00 p.m.
One 22-Year-Old Braves Post-Graduate Debt
BY ROBIN PARK
IE Contributor
This past fall, Kat Young, 22, graduated
from the University of Washington (UW).
While she celebrates earning her bachelor’s
degree, Young, like too many other college
graduates, also faces a mass of student loan
debt.
Young’s $16,500 of debt will not be
easy to pay off. But she is not alone, nor in
the minority. In the state of Washington, 56
percent of college graduates in 2011 accumulated student loan debt, and the average
amount of debt was $22,244, according
to the Institute for College Access and
Success.
And this average will likely be higher
now. Beginning this year and following
a 16 percent tuition hike, resident students attending UW will pay $12,383.
According to the UW, cost of total attendance (housing, transportation, etc.) for students living on-campus would be $19,415
while students living on their own would
be $26,066.
Young, a Chinese American born to
immigrant parents in South Seattle on
Beacon Hill, graduated from Garfield High
School in 2008. Like many students from
similar backgrounds and roots, she was
walked through the college admissions process through her older siblings rather than
her high school career specialist or parents
who might not speak English or be familiar
with the U.S. college admissions process.
Though career specialists in high schools
are an excellent resource, recent layoffs
have left many of Seattle schools with less
and less resources.
As a result, schools have forged community partnerships with college access
organizations to help prepare students for
the admissions and application process.
Franklin and Rainier Beach high schools,
for example, have pulled in the College
Success Foundation and the NELA Center
for Student Success to work with students
on college, financial aid and scholarship
applications and preparing them for college life. Some organizations, such as the
NELA Center for Student Success developed when loan servicing and collecting
companies such as Sallie Mae discovered
that students would default because they
did not understand their loan payments.
Different types of this assistance, however, do not specifically address paying
for higher education. Even though Young
received assistance in applying for college,
she did not get the financial education.
“As far as financial aid, I had no idea
about it,” says Young. “I knew that tuition
was due every quarter, but I didn’t know
anything else behind it like how much it
was, how hard it was to pay, how to receive
loans, what each loan meant, and etc.”
From my own work in college access
programming for the past several years, this
is very common for many students, particularly students of color, second-generation
immigrants and first-generation college students. What most do not know is that: 1)
Each college has a different financial aid
process; 2) Free Application for Federal
Student Aid (FAFSA) is usually only ONE
of the steps in applying for financial aid,
meaning a college typically asks for additional paperwork in addition to the FAFSA;
and 3) the financial aid process typically
begins one year prior to a student’s first
quarter, meaning scholarships for the next
school year become available at the beginning of a student’s graduating year.
“The process wasn’t easy and still isn’t,
because I didn’t received any scholarships,”
Young reflects. “I had to hope that financial
aid would assist me, but they only gave me
the option to take out loans, which I did
because I knew that it wasn’t going to be
easy looking for a job that could cover all
IE Book Review
Most of the time titles make it hard
for the audience to get an accurate
idea of what they will be taking away
after reading a book. Not being able
to judge a book by its cover is proven
incorrect when reading the title of
Maureen Francisco’s “It Takes Moxie:
Off the Boat or Out of School To Make
Your Way In America.” This headline
directly and sincerely states exactly
how the audience will be influenced
and enlightened. Using stories from
successful immigrants, including herself, Francisco encourages her readers
to obtain “moxie,” the quality that
everyone needs to find success in
America. She brings her own life success story, while revealing her disadvantages and hardships. Immigrating
from the Philippines at 5 with the new
language and culture being a huge
barriers, she shares how her abiding
ambitions and persistence created her
destiny. Francisco achieved her dreams
of not only becoming a TV reporter
but a reality TV star in Fox’s “Solitary
3.0.” Struggling financially through
college and as an up-and-coming
reporter, Francisco shares how she
became empowered by making mindful money choices. A whole chapter,
“The Value of Money,” is dedicated to
finances. Francisco explains obtaining
the American dream comes at a cost,
and much of her adventure was paid
with credit cards. In turn, she had to
work hard, save and play later in order
to overcome debt.
Much of the book has immigrant
influence and guidance for someone
just “getting off the boat.” Sections of
the book such as “Don’t Skip Those
English Classes” and “Don’t Lose Your
Native Tongue” strike a balance
between advising to invest in perfecting English skills, while holding pride
in their first language and utilizing it
to be competitive in the workforce. “I
Moxie Continued on Page 15
KCLS Library Contract
Information Available Online!
www.kcls.org/buildings
Information about KCLS construction and
the latest available details on current and
pending projects.
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•
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•
•
•
•
Requests for Proposals
Requests for Qualifications
Current Project Bid Listing
Call for Art Proposals
Site Selection Policy
Announcements of Finalists
Community Meetings
Contacts
New Releases
The King County Library System recognizes
strength and value within our communities,
and we encourage all interested and qualified
service providers to review our public bid
construction opportunities.
of tuition fees.”
Now that Young’s earned her bachelor’s
degree, she is looking for work to begin
paying off her loans but also researching
various graduate programs.
“I’m sure that debt will go much
higher unless I receive scholarships,” she
notes.
While this is the hope of many applying
to graduate school, this is not usually the
case.
Financial aid, especially grants, is usually
prioritized for individuals without college
degrees and many scholarship organizations
are focused on students pursuing undergraduate degrees. Furthermore, Kat’s attitude
reflects the expectation to be in student loan
debt for an extended period of time.
While Kat is still exploring possible
career choices, she has not let her financial
status prevent her from continuing to build
her dreams.
“It Takes Moxie”: The Climb from Humble Beginnings to
Achieving the American Dream
BY JAMEI JUNE
IE Contributor
Architects,
Consultants
& Contractors
Contact Kelly Iverson
Facilities Assistant
[email protected] or 425.369.3308
KeyBank Branch Manager Judy Lui Helps Build Bank Trust and Safety
BY LING ZHANG
IE Contributor
It’s a familiar story whether experienced firsthand, seen in popular media or
read in the news.
Asian immigrants have been coming
to America to earn money for a long time,
yet still struggle with the issue of where
to put that money once they’ve earned
it. Many simply hold on to it — in some
cases accumulating large amounts of cash
and stashing it at home.
This can result in great consequences
as one famous Washington Post report
highlighted more than a decade ago about
a Chinese-American DC-area business
owner who was a target of home robberies and lost $170,000 because of his
decision to store his funds at home. The
piece draws attention to a cultural and
financial phenomenon of choosing not to
keep money at the bank due to cultural
stigma, personal beliefs or other barriers.
Thankfully, in Seattle, “things are getting better somewhat now,” says Judy Lui,
the branch manager of KeyBank in the
Chinatown-International District. “Some
new immigrants may distrust banks here
in the beginning due to their own culture, language barriers or different background, so our job, most importantly, is to
build trust among the immigrant community.”
When asked what strategies the
bank has undertaken to gain the trust of
skeptical immigrants, Judy elaborated on
their approach:
“First of all, we speak the same language as our clients, understand their
background, traditions, and customs,
which makes them feel closer and more
trusting towards us; also, the communication helps them to open up to us gradually, feel more comfortable and take their
walls down over time. For example, with
a new client, we can start with asking
some basic questions to get to know them
better.”
This process doesn’t happen overnight,
though. Rather it’s a gradual progression in
which mutual understanding blooms and
shines over time, through deliberate efforts
by both the bank staff and the clients.
Qing Zhao, a 62-year-old who immigrated from Liaoning, China a few years
ago, was one of these type of clients. Over
time since he has been in the U.S., he
opened a bank account, and his been putting his faith in the U.S. banking system
ever since.
“The representative is friendly and
professional,” explained Zhao. “She came
from the same country as me, speaking
the same language and knowing more
about our traditions and values. With her
help, I feel much more comfortable and
have more faith about where my money
is deposited.”
Other factors also play a significant
role in these customers’ decision-making since technology has progressively
improved.
“For example, education helps customers to realize the importance of the safety
issue, and then they are able to see the
whole financial picture,” Lui explained.
Increased education among immigrants enables them to have a better
grasp of financial institutions. Much of
the stability of a bank, for example, is
guaranteed through the assistance of such
government institutions as the Federal
Deposit Insurance Corporation (FDIC),
whose purpose is to insure customer
deposits of up to 250,000.
“These days, people can just read in
the news about robberies or the dangers
of holding cash,” Lui explained.
“It’s just not safe to leave your cash at
home or to carry it around. I hear this kind
of warning all the time these days,” Zhao
said.
With a combination of these warnings
and building trust, Lui continues to work
towards better outcomes and build trust
speaking in Chinese.
“I would like to see more and more
people feel more trust towards banks
here, for both their own financial benefit
and safety,” said Lui.
“Moxie” Continued from Page 14
to be involved in the sports industry,
even though it meant going back to
school for law. Cho made a life changing decision to quit his job, move to
California, sleep on the ground in his
brother’s apartment and slowly work
his way up after getting work experience with the Sonics. He ended up
making history as the first sports franchise Asian American general manager.
What drove him? Cho says, “Life is too
short not to do something you love.”
The book also features interviews with
Dr. Connie Mariano, the White House
doctor, Amy Chua, author of the New
York Times Best Seller Battle Hymn of
the Tiger Mother, and Seattle-based
Julie Pham, editor of Vietnamese newspaper, Nguio Viet Tay Bac. “Through
the lives of others, I want to share the
challenges and triumphs that they faced
and that we’re all faced with…obstacles and adversities in life.” Francisco
says. “It Takes Moxie” is a great read for
anyone who is going through a challenge, career-related or not. Anything
that takes courage, determination, and
most of all, “moxie.”
see that the economy in this country is
declining, yet there are certain people
who are still achieving their American
Dream: immigrants, children of immigrants, or people who come from humble beginnings,” says Maureen. “They
all have something in common: positive attitude.”
Reviewer Kate Hebert,
a professional who advises doctors,
noted: “It is a great read to learn the
road to success in a foreign environment.”
Being “foreign” can have a
broader definition. For example,
switching careers from being an engineer at Boeing to managing the National
Basketball Association (NBA) would
mean — regardless of your race or
ethnicity — a professional would be
alien to the new business. Francisco’s
book explains easier transitions and
how to network if someone has a similar dream. She includes a story of a
particular man who did just that.
Richard Cho was an engineer for Boeing
but knew it was not his true calling. He
loved sports and that he was destined
Judy Lui is the KeyBank branch manager in Chinatown-International District,
and hopes trust in banks will bring communities more safety and awareness.
Photo credit: Ling Zhang.
“Some new immigrants may distrust banks here in the beginning due to
their own culture, language barriers or different background, so our job,
most importantly, is to build trust among the immigrant community.”
Meet author
Maureen Francisco
at her official “It
Takes Moxie” book
launch party on
Saturday, January
19, sponsored
by Ascend, a
national nonprofit
professional
organization that
nurtures panAsian American
leadership.
Details: www.
ascendleadership.
org/events.
IE ARTS: MUSIC
The Seattle Symphony presents their 5th Annual Celebrate Asia!
BY ROXANNE RAY
IE Contributor
Ludovic Morlot, Seattle Symphony
Orchestra music director, together with
assistant conductor Stilian Kirov, present
this fifth annual multicultural collaboration between the symphony, local AsianAmerican leaders and top musical artists
from around the world.
“Because this is the fifth anniversary of
our ‘Celebrate Asia!’ program, I felt it was
extremely important that I be involved
with the performance this year,” says
Morlot. “’Celebrate Asia!’ is a tremendous opportunity for the symphony to
interact with many of the different Asian
communities in our region, and I am
absolutely thrilled to be a part of it.”
The Seattle Symphony Orchestra programming department focuses on collaboration, working with the Celebrate
Asia! committee to select national and
international musicians.
This year’s performance features a wide
variety of musicians and instruments. On
piano, blind Japanese virtuoso Nobuyuki
Tsujii will be playing, as will piano duo
Kimberly Russ and Oksana Ezhokina.
Ami Subramaniam will play the Indian
violin, with Mahesh Krishnamurthy on the
mridangam, the wooden double-headed
drum used for percussion in southern
India.
“Celebrate Asia!” committee chair
SoYoung Kwon reports that the committee has focused on capturing the breadth
of Puget Sound and international musical
talent.
“’Celebrate Asia!’ is a very unique
event that showcases artists and music that
may not otherwise be seen at Benaroya
Hall,” Kwon says. “It's an opportunity
for those in the Asian and Pacific Islander
(API) community to celebrate their heritage. and it's an important opportunity for
the Seattle Symphony to engage with the
API communities.”
Curating and planning this event
entails partnerships and conversation with
a wide range of groups and individuals.
“The API communities in our region are
extremely diverse, and having an event
that reflects all of those traditions is challenging,” says Kwon. “The committee
strives to balance the representation of
these traditions in the pre-and main stage
performances along with the post-concert
reception.”
Kwon and the committee believe the
result is a great opportunity for the community to come together to share its many
cultures. “I have had the opportunity to
meet many wonderful people from all
backgrounds and learn about many different traditions and customs,” Kwon says.
“It's an opportunity to hear classical
music from a different perspective.”
“Celebrate Asia!” takes place on
January 27, at Benaroya Hall, 200
University Street, Seattle. Details: www.
seattlesymphony.org.
Featured in the 5th Annual Celebrate Asia! program:
Nobuyuki Tsujii.
Featured in the 5th Annual Celebrate
Asia! program: Ami Subramaniam.
Celebrate Asia! 2012 with theSeattle
Symphony. Courtesy of Seatttle Symphony.
Promising Korean-American Soul Singer Releases First Album Produced by Late Willie Mitchell
BY STEPHEN UY
IE Contributor
What caught my eye about David Lee’s
“Without Any Guard” was that it was created in collaboration with the late Willie
Mitchell. I admit that I was excited to plop
this into my stereo system. I mean, soul, pop
and Willie: What could be better than that?
The release of “Without Any Guard”
will be a first for Lee as his debut album.
Born in Seoul, South Korea, Lee says he’s
devoted himself to writing and performing. All of which culminated to this debut
album of his dreams.
This album was also Willie’s final
project before his passing in 2010 —
sadly, before its completion. It would
take another three years of patience and
perseverance for Lee to finish this project
on his own.
I found that this album has a certain
rhythm and style that is the signature of
Willie Mitchell. It is a throwback to the
old-school tunes that are the essence of
the Soul Man himself. All of this is infused
with Lee’s writing, composition and distinct voice. Think indie pop artist Ben
Gibbard mixed with your local church
worship team vocals.
Although I enjoyed the music, I felt
that the singing just didn’t quite make the
cut. What lacks is a certain depth. Just
like a dish that leaves you unsatisfied, the
majority of this album leaves you yearning
for something more.
All of the tracks hover around a similar
counter-tenor like tone. In a way, it is as
if you were listening to the same song
just with different words, albeit a little too
homogenous. Unfortunately, Lee’s voice
just does not command or take charge. I
found myself wanting to like this album.
Alas, that never happened.
Singing aside, Lee’s lyrics and composition demonstrate his talent. I can see
why Willie decided to work with him. It is
a start for this young artist most notably
his opportunity to team with a great producer. However at the end of the day, I
like my soul to be soulful and my pop to
pop. Let’s see what Lee has in store for his
next project.
David Lee’s “Without Any Guard”
comes out on February 12.
Learn more, preview or pre-order his
album online: www.davidleetunes.com
David Lee records his
first album. Photo courtesy of David Lee.
C E L E B R AT E
S U N D AY, J A N U A R Y 2 7, 2 0 1 3
A T B E N A R O YA H A L L
3PM PRE-CONCERT PERFORMANCES | 4PM CONCERT BEGINS
LU D OV I C M O R L OT, C O N D U C TO R | S T I L I A N K I R OV, C O N D U C TO R | M I M I J U N G , H O S T
N O B U Y U K I T S U J I I , P I A N O | K I M B E R LY R U S S A N D O K S A N A E Z H O K I N A , P I A N O D U O
H A N Z A R A K I , S H A KU H AC H I | A M B I S U B R A M A N I A M , I N D I A N V I O L I N
M A H E S H K R I S H N A M U R T H Y, M R I D A N G A M | S E AT T L E S Y M P H O N Y
Heritage attire encouraged
Presenting sponsor:
Supporting sponsor:
Supported in part by
Nobuyuki Tsujii’s performance is generously underwritten by
Tickets start at $19
2 0 6 . 2 1 5 . 4 7 4 7 S E A T T L E S Y M P H O N Y. O R G
Asia Pacific Cultural Center
934
Broadway,
Tacoma, WA
WA 98402
98402
1300 1st Ave,934
Seattle,
WA 98101
Broadway,
Tacoma,
ph: 253-383-3900
253-383-3900
ph: 206-654-3209
Fx: 206-654-3135
Ph:
ph:
www.asiapacificculturalcenter.org
The Seattle Art
Museum (SAM) supports community-based and
www.asiapacificculturalcenter.org
Celebrating
and increasing
increasing awareness
awareness of
of Asia
Asia
social serviceCelebrating
groups. To learn
more:
and
Pacific cultures.
cultures.
[email protected].
Pacific
719 S King St, Seattle, WA 98104
ph: 206-623-5124 fx: 206-652-4963
[email protected] www.wingluke.org
A 98101
Smithsonian Institution affiliate, the
1300 1st
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Seattle, WA
WA
98101
1300
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206-654-3135
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exhibitions
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[email protected].
[email protected].
Political
Leadership& Civil Rights
FoundationSeattle,
(ACLF)WA 98104
Foundation
(ACLF)
PO Box
Box 14461,
14461, Seattle,
Seattle, WA
WA
98104
PO
ph:98104
206-625-3850
ph: 206-625-3850
206-625-3850
ph:
[email protected]
[email protected]
www.aclfnorthwest.org
[email protected]
of Asian Pacific American
Affairs
Community
leadership
development,
networking
leadership
210 11th AveCommunity
SW, Rm 301,
General development,
Administrationnetworking
Building,
and
mentoring.
and
mentoring.
Olympia, WA
98504-0925
Community
leadership
development, networking and mentoring
INTERNATIONAL
EXAMINER
ph: 360-725-5666
or 360-725-5667
fx: 360-586-9501
[email protected] www.capaa.wa.gov
Statewide liasion between government and APA communities.
Monitors and informs public about legislative issues.
advocacy
services
on Classes,
domestic
violence, sexual
sexual assault
assault
and
Anger
Adoption,Childcare,
Pregnancy
advocacy
services
on
domestic
violence,
and
sexual
assault
and
human
trafficking.
human trafficking.
trafficking.
Support, Addiction Treatment, Youth Tutoring.
human
Randolph
Carter
Family
& Learning
Learning Center
Center
Randolph
&
Center
ForCarter
CareerFamily
Alternatives
Center
For
Career
Alternatives
206-323-6336
206-323-6336
901
Rainier
Ave S,
S, Seattle,
Seattle,
WA 98144
98144
901
Rainier
Ave
WA
East
King
County
Family
Center
East King County Family Center
ph:
206-322-9080 fx:
fx: 206-322-9084
206-322-9084425-213-1963
425-213-1963
ph:
206-322-9080
www.ccawa.org
South King
King County
County Family
Family Center
Center
www.ccawa.org
South
253-854-0077
Need aa Job!
Job! Free
Free Training,
Training, GED,
GED, and
and
job placeplace253-854-0077
Need
job
ment service.
service. Information
Information meetings
meetings Tuesdays
Tuesdays
ment
Housing,
Emergency
Services,
Volunteer
Chore,
Housing,
Emergency
Services,
Volunteer
Chore,
and
Thursdays.
and
Thursdays.
Anger
Classes, Adoption,Childcare, Pregnancy
International
District
Medical
Dental
ClinicAsian and
services
primarily
to Seattle
and&&King
International
Medical
Dental
Clinic
720
8th Ave
S,District
Suite
100,
Seattle,
WACounty’s
98104
720206-788-3700
8thIslander
Ave S,
S, Seattle,
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WA 98104
98104
Pacific
communities.
720
8th
Ave
WA
ph:
ph:
206-788-3700
ph: 206-788-3700
Holly Park Medical & Dental Clinic
Holly SPark
Park
Medical
& Dental
Dental
Clinic
Holly
Medical
&
Clinic
3815
Othello
St, 2nd
Floor, Seattle,
WA
98118
Korean’s
Women
Association
3815206-788-3500
Othello St,
St, Seattle,
Seattle,
WA 98118
98118
3815
SS Othello
ph:
123 E WA
96th
St, Tacoma, WA 98445
ph:
206-788-3500
ph: 206-788-3500 ph: 253-535-4202 fx:253-535-4827
www.ichs.com
www.ichs.com
We
are a nonprofit healthwww.kwaoutreach.org
care center offering affordable
[email protected]
We are
are aadental,
nonprofit
health care
care
center offering
offering
affordable
We
nonprofit
health
center
affordable
medical,
pharmacy,
acupuncture
andsocial
health
education
Provides
quality
multicultural,
multilingual,
and
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medical, dental,
dental,
pharmacy,
acupuncture
and health
health
education
medical,
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acupuncture
and
services
primarily
tolimited
Seattleto:
and
County’s
Asianeducation
and
services
to
but
not
theKing
elderly;
disabled,
abused,
services
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and
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and
services
primarily
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Seattle andhungry,
King County’s
Asian
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communities.
children
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Pacific Islander
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communities.
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speaking.
our Community Resource Directory. Email: [email protected]
Political
& Civil Join
Rights
COMMUNITY RESOURCE DIRECTORY
COMMUNITY
RESOURCE DIRECTORY
Arts & Culture
Business
719SSSKing
KingSt,
St,Seattle,
Seattle,WA
WA98104
98104
719
King
St,
Seattle,
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98104
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ph:
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206-623-4559
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[email protected]
www.wingluke.org
[email protected] www.wingluke.org
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[email protected]
Smithsonian
Institution
affiliate,
the
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Smithsonian Institution
Institution affiliate,
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the
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Award-winning
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approximately ph:
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719 S King St, Seattle,
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6230
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community
promotional
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promotional
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ph: 206-725-7535 fx: 206-723-4465
[email protected]
A multiracial, multicultural, intergenerational, open and affirming church on the
corner of Beacon and Graham in Beacon Hill. Rev. Angela L. Ying, Pastor.
Church
Church
Business
Education
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Business Improvement Area
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409 Maynard Ave S, Suite P1
6230 Beacon
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ph:
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organization of community
wide promotional events.
[email protected]
www.deniselouie.org
Multicultural preschool and Head Start services for children ages
3-5 with locations in the ID, Beacon Hill and Rainier Beach.
OCA
- Greater
Seattle
Commission
of Asian
Pacific
American Affairs
Commission
ofMaynard
Asian
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606SW,
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210
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210
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Administration
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WA
98114
210
11th
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General
Administration
Building,
Olympia, WA 98504-0925
Olympia,
WA
98504-0925
ph:98504-0925
(206)
682-0665 www.ocaseattle.org
Olympia,
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ph:
360-725-5666
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[email protected]
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[email protected]
OCA
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606
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Ave. South
- Suite 104
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WA 98114
606
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PO Box 14344, Seattle, WA 98104
[email protected] www.naaapseattle.org
Fostering future leaders through education, networking and
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Chaya
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22291,
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1-877-92CHAYA.
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Family Safety Center
P.O. Box 14047, Seattle, WA 98114
ph: 206-467-9976
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Gilda’s Club Seattle
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Senior Services
Community
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815 SSSWeller
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4416
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St,
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WA 98118
815
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ph: 206-652-2330
206-652-2330 fx:
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206-652-2344
206-721-3630
206-721-3626
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[email protected] www.kinon.org
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[email protected]
Asian & Pacific Islander Women &
home
care, home
home
health,
Alzheimer’s
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4416 SS Brandon
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4416
St,
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[email protected]
Randolph
Family & Learning Center
ph: 206-721-3630
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fx:Carter
206-721-3626
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Asian
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Women &
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[email protected]
www.kinon.org
Asian
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Women &&
East Kingof
County
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&&Family
Pacific
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Description
organization/services
offered:
Family
Safety
Center
4416
S Brandon
St, Seattle,
WA
98118
100-bed,
Medicare
and
Medicaid
certified,
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Medicare
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425-213-1963
Family
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Center
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Box on
14047,
Seattle,
WA 98114
ph:
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skilled
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Box
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Seattle,
WAterm
98114
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14047,
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98114
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ph:
206-467-9976
www.apiwfsc.org
[email protected]
www.kinon.org
care needs
needs
of programs
the Chinese/Asian
Chinese/Asian
community
members.
253-854-0077
care
of
the
community
members.
ph: 206-467-9976
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www.apiwfsc.org
ph:
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803
South
Lane
Street
Seattle,
WA
98104
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Street
Seattle,
WA
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Carter
Family
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Randolph
Carter
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For
CareerFamily
Alternatives
Center
For
Career
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Part-time
training
program
for low206-323-6336
income
206-323-6336
901
Rainier
Ave
S, Seattle,
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WA
98144
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Ave
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98144
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Kingof
County
Family
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Asian
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age
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Description
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King
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ph: 206-322-9080
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fx: 206-322-9084
206-322-9084425-213-1963
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Job!
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Training,
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and
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Need a Job! Free Training, GED, and253-854-0077
job
803
South
Lane
Street Seattle,
WA 98104
ment
service.
Information
meetings
Tuesdays
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service.
Information
meetings
Tuesdays
Housing,
Emergency
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Volunteer
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206-292-5184
fx:
206-838-3057
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National
Asian Adoption,Childcare,
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Support,
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Senior
Community
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ph: 206-322-5272
206-322-5272 fx:
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206-322-5387
ph:
www.napca.org
Description
offered: Assisted Living,
www.napca.org
Chaya
Chaya
1601
E YeslerofWay,
Seattle,
WA 98122
Center
For
Career
Alternatives
Part-time
training
program
for low
low seniors.
income
Center
For
Career
Alternatives
Adult
Day
Services,
meal
programs
for
low-income
income
Part-time
training
program
for
income
PO
Box
22291,
Seattle,
WA
POfx:
Box
22291,
Seattle,
WA 98122
98122
ph: 206-323-7100
206-325-1502
www.nikkeiconcerns.org
901
Rainier
Ave
S, Seattle,
Seattle,
WA
98144
Asian
Pacific
Islanders
age
55+
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901
Rainier
Ave
S,
WA
98144
Medicaid accepted.
55+
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ph:
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ph: 206-568-7576
206-568-7576
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Rehabilitation
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care
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assisted
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community;
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ph:
206-322-9080
fx:
206-322-9084
King
Pierce
Counties.
ph:
206-322-9080
fx: 206-322-9084
[email protected]
&& Pierce
Counties.
[email protected]
activity program;King
continuing
education.
www.ccawa.org
www.ccawa.org
Chaya
Chaya serves
serves South
South Asian
Asian survivors
survivors of
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Need
Job!
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Information
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Information
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Tuesdays
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Helpline:
206-325-0325
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Helpline:
206-325-0325
and
Thursdays.
and
Thursdays.
1-877-92CHAYA.
1-877-92CHAYA.
ROBERT A. RICHARDS
Education
Education
Asian Pacific Islander Community
Education
Leadership
Housing & Join our Community Resource Directory. Email: [email protected]
OURCE DIRECTORY
Neighborhood Planning
of Asia
Foundation (ACLF)
PO Box 14461, Seattle, WA 98104
ph: 206-625-3850
[email protected]
Beacon Ave S.
801 SS Lane
Lane St,
St,
Seattle, WA
WA
98104 3327
801
Seattle,
98104
Community
leadership
development,
networking
Seattle,
WA 98144
ph:
206-621-7880
HomeSight
ph:
801206-621-7880
S Lane St,
Seattle,
WA 98104 ph: 206-725-9740
and
mentoring.
[email protected]
www.deniselouie.org
Rainier Ave S, Seattle, WA 98118
[email protected]
ph:
206-621-7880 5117www.deniselouie.org
Multicultural preschool
preschool
and Head
Head Start
Startfx:
services
for children
children ages
ages
ph: 206-723-4355
206-760-4210
Multicultural
and
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[email protected]
www.deniselouie.org
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with locations
locations
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Rainier
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3-5
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Beacon
Hill
and
Rainier
Beach.
Multicultural
preschool
Start
services
for
children
Private
Pay
full-day
($900/mo)
and
part-day
classes
($500/mo)
3-5
with locations
in the
ID, Beacon
Hill PO
and
Rainier
Beach.real
Asian
Pacific
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Community
Box
14461
HomeSight
homeownership
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Leadership
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Seattle,
98104
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home buyer
education
andWA
counseling,
PO
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14461,
Seattle,
WA
98104
ph:98104
206-625-3850
and lending. PO Box 14461, Seattle, WA
ph: 206-625-3850
206-625-3850
ph:
[email protected]
[email protected]
[email protected]
of Asian Pacific American
Affairs
P.O. Box
16016
Community
leadership
development,
networking
leadership
development,
networking
210 11th AveCommunity
SW, HomeSight
Rm Community
301,
General
Administration
Building,
Inter*Im
Development
Seattle,
WA 98116 Association
HomeSight
and
mentoring.
and
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Olympia, WA
98504-0925
Community
leadership
development,
networking
and
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310
Maynard
Ave
S,
Seattle,
WA
98104
HomeSight
5117
Rainier
Ave
S,
Seattle,
WA
98118
[email protected]
www.vnsf.org
5117
Rainier Ave S,fx:Seattle,
WA 98118
ph: 360-725-5666
or
360-725-5667
360-586-9501
206-624-1802
fx: S,
206-624-5859
5117
Rainierstudents
Ave
Seattle,
WA 98118
ph: 206-723-4355
206-723-4355
fx:
206-760-4210
ph:
fx:
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underprivileged
in206-760-4210
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to achieve
[email protected]
www.capaa.wa.gov
[email protected]
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ph:
206-723-4355
fx: 206-760-4210
www.homesightwa.org
www.homesightwa.org
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www.acrs.org
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History project
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low-income
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info please
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www.
diversity
iaww.org to
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our
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INTERNATIONAL
EXAMINER FOR
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resourCe
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Please mail a check for $25 to the International
Examiner or donate to:
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Thank you for your contribution.
email:
[email protected]
IE NEWS
Banks Settle Foreclosure Charges for $8.5 Billion
BY NGOC NGUYEN AND
SUZANNE MANNEH
IE Contributors
New America Media
www.newamericamedia.org
SAN FRANCISCO – In light of a recent
$8.5 billion settlement between federal
bank regulators and 10 big banks, 3.8
million homeowners can expect to get a
check in the mail.
The agreement, announced Monday,
calls for $3.3 billion in direct payments
to eligible homeowners – people who
had home loans with one of the 10
banks in the agreement and who were
in some stage of foreclosure in 2009 and
2010. Another $5.2 billion is set aside
for other forms of relief to homeowners,
including loan modifications.
The Office of the Comptroller of
the Currency (OCC) and the Federal
Reserve Board crafted the deal with the
banks, which includes Aurora, Bank of
America, Citibank, JPMorgan Chase,
MetLife Bank, PNC, Sovereign, SunTrust,
U.S. Bank, and Wells Fargo.
The settlement ends the regulators’
much-touted Independent Foreclosure
Review program that allowed foreclosed
homeowners to potentially recoup
money from their bank for wrongful
foreclosure by requesting a review of
their file by a consultant. The OCC and
Federal Reserve Board publicized the
program for more than a year, and as
of the Dec. 31 deadline, nearly half a
million homeowners had requested a
review.
Instead of a review and the possibility of compensation for some, lump sum
payments will go out to a larger pool of
millions of homeowners.
“All 3.8 million eligible borrowers
serviced by these 10 companies will
receive a check,” said OCC spokesman
Bryan Hubbard, adding that the settlement provides “the largest cash payout
to borrowers affected by foreclosure to
date.” The payments range from “a few
hundred dollars to $125,000.”
Hubbard said that the “lump sum
is determined by the type of error that
could have occurred during the borrower’s foreclosure,” and borrowers will
be segregated based on the “characteristics of their loan.” For example, those
eligible for the highest level of compensation are active duty military members
and homeowners who were never delinquent whose homes were foreclosed on,
he said.
People who previously filed a request
for review would receive “higher payments” in each category, Hubbard said.
The foreclosure review process
came out of enforcement actions by
federal regulators in the wake of the
“robo-signing” controversy, when it
was revealed that banks wrongfully
foreclosed on homeowners without
verifying the underlying documents.
The April 2011 consent decree required
foreclosure review program troubling
from the beginning.
“What I think happened is that there
were a number of discrepancies and
issues with the independence of these
consultants and the process,” MartinezBoyette said. “And the regulators and
the banks just took the easy way out.”
Going forward, Goldberg said, oversight of the settlement terms are needed
to ensure accountability.
Housing and consumer rights organizations are calling for an independent monitor to oversee the process.
Goldberg said regulators should incentivize banks to offer assistance that
will help homeowners remain in their
homes; for example, giving more credit
for loan modifications with principal
reductions than for short sales.
Goldberg said half of the 3.8 million
borrowers eligible for relief under the
settlement are still in their homes.
Martinez-Boyette said relief has been
slow to trickle down to homeowners.
“Funds [from the settlement] are also
supposed to go toward modifications,
but how can we track that and make
sure it is reaching the people who were
affected by the reason this process was
put in place to begin with—which is the
robo-signing scandal?” he said.
Hubbard, the OCC spokesman, said
an analysis of the files reviewed under
the program found that “6.5 percent had
incurred a compensable error.”
Without the settlement, Hubbard
adds, the “total pot of money would
have been less.”
Hubbard said borrowers would be
contacted by March with details about
payment.
Half of the
3.8 million
borrowers
eligible
for relief
under the
settlement
are still
in their
homes.
IE CLASSIFIEDS
Discover how to BE, DO or HAVE
ANYTHING your heart desires! For a
FREE CD and more information, please
call 206-745-2135.
“
Photo credit: Justin Sullivan / Getty Images
banks to overhaul their foreclosure
practices and set up a process for
redress to borrowers who suffered
financial harm.
Debby Goldberg, special projects
director with the National Fair Housing
Alliance, said the recent settlement “jettisons the idea that they [regulators]
have the ability to find the harm” done
to homeowners. It offers compensation
to a greater number of people, but “the
amount of money on the table is not
enough,” she said.
If each borrower were to receive the
same amount, it would work out to less
than $900 per person, she said, but in
reality, “some people will get more and
some people will get less.”
Housing advocates and counselors
agree that the foreclosure review process was flawed. News reports revealed
the program was biased toward the
banks and expensive, with consultants
reaping billions of dollars. Regulators
had pushed back the deadline several times and beefed up their outreach
because of low participation.
Goldberg said efforts to publicize the
foreclosure review program were inadequate, with “little targeted outreach to
communities of color hardest hit by the
foreclosure crisis.”
“The flawed outreach raises a real
concern whether prioritizing people
who filed requests for review is appropriate,” said Goldberg, noting that it
could reinforce inequities in the process.
Cheyenne
Martinez-Boyette,
housing counselor lead for the San
Francisco-based Mission Economic and
Development Agency, said he found the
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suppliers who reflect the unique diversity of our customers.
Key’s commitment to this end can be seen through our dedicated
supplier diversity team. If you lead a minority-, women-, or
veteran-owned business, join us as we strive toward achieving a
stronger and more diverse workforce for the future.
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4002 - The International Examiner

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