Introducing… - Greylock Insurance Agency

The Winter quarterly newsletter for Greylock Federal members
Highlights!
Holiday Closings
Martin Luther King Day, January 18
Presidents’ Day, February 15
¡Atencion!
Greylock sirve los miembros quien hablan
en espanol.
FEDERALLY INSURED BY NCUA Volume 43, No.4 | December 31, 2015
Greylock appoints new
President/CEO
John Bissell has been selected by the Greylock Board of Directors
as its next President and Chief Executive Officer. He assumed his
position on October 1, replacing Marilyn Sperling.
John said that, “It has been my honor to have served with Marilyn, and I am excited as
I begin my new position as CEO.” He added that, “Marilyn has been a great leader and
I know I have some big shoes to fill. We have a very solid foundation, and a very strong
vision to help improve the financial lives of the people in Berkshire County. As we say
goodbye to Marilyn, I welcome the opportunity to serve Greylock members, and feel
fortunate to have been mentored and guided by her. The future is exciting to Marilyn,
to me, and I hope to all of you.”
Marilyn said that she was pleased with the Board’s decision saying, “We have worked
closely together for many years, and we share the same values in helping to improve the
financial lives of the people in Berkshire County. I’m delighted to be leaving Greylock
in John’s very capable hands, and I know that the membership will embrace the Board’s
choice of John as our next CEO.”
Happy New Year
From your Credit Union
Attention Snowbirds. Moving?
Changing addresses either permanently, or
snowbirding for the winter… don’t forget to
let us know if your address changes!
RContact Greylock with your new, temporary
address and telephone number by calling
(413) 236-4000
R File your temporary change of address for
your Visa credit card by calling Cardmember
Services at 1-800-558-3424
RLet your local insurance agent
know your new, temporary address
Our Mission...
John Bissell is the Credit Union’s seventh president in the institution’s 81-year history.
Introducing…
Greylock is pleased to announce its
newest member benefit – GreenPath.
As a valued Credit Union member, we are committed to serving you. And as a benefit to
you, we are providing you with free access to money management and financial education
services. Greylock has teamed up with GreenPath in order to bring you GreenPath Financial
Wellness, a financial education and counseling program. Through comprehensive education and exceptional service, GreenPath has been assisting individuals for more than
fifty years.
As a Greylock member, you can receive assistance with personal and family budgeting,
understanding your personal credit report and how to improve your score, personal
money management, and more. To use this new service, simply call 1-877-337-3399, or
visit them on the web at www.greenpathref.com.
Greylock Federal Credit Union is a community-minded financial
cooperative, member owned and not for profit. We are committed to treating everyone better than
they expect and to providing value-driven affordable products and services to our members which
are designed to improve their lives. We strive to enhance and sustain the economic viability of the
communities we serve. We will not compromise fiscal responsibility.
page two
Greylock Federal Credit Union
Volunteer Board of Directors
THE ‘GRAY CHARGES’ SCAM
Gerard E. Burke, Chairman
Ann D. Deely, Vice Chairman
Stanley B. Walczyk, Clerk/Treasurer
Angelo Borsello, Jr.
Robert P. Coco
Tyrone A. Jackson
Kelly J. Krok
The Security Supplement is an ongoing feature to alert members about the fraud and security issues
that are on the horizon—and educate everyone with ways to avoid being the victim of a scam.
Sheila LaBarbera
John C. Law
Kimberly A. Mathews
Anthony J. Rinaldi, Jr.
Your home alarm system could possibly make you a target of a scam. A sign warning would-be
burglars that your house is protected by an electronic alarm system — in the latest scam,
criminals are checking out these signs which often have the original installation date printed
on them. Then they ring the doorbell and pretend to be from the security company, and ask if
they can enter your house to ‘fix’ or ‘update’ your alarm system. One MO is for the scammer to
tell you that his firm has taken over the contract on your existing equipment, and will ask for a
deposit. Will you ever see him again? Nope. Please remember that legitimate companies will
not send a repairman unannounced. And if your company has gone out of business, or if you
need upgrades to your security system, you will be notified in advance by phone or mail, giving
you time to contact the company to get the details — in advance, in writing.
JamieEllen Moncecchi
Assistant Clerk/Recording Officer
Supervisory Committee
Ozias C. Vincelette, Chairman
Lori Broderick-Bean, Jean A. Doak,
Anthony J. Rinaldi, Jr.
Karen P. Reilly
Editor
Community Bulletin Board
Money Talks is a quarterly publication of Greylock Federal
Credit Union included with each members’ March, June,
September, and December statements. Editorial comment
is encouraged and all correspondence should be sent to the
Editor at 150 West Street, Pittsfield, MA 01201. The articles
and opinions in this publication are not intended to provide
specific recommendations. It is suggested that you consult
a professional with regard to your individual situation.
Member Education Series – Greylock is offering a Member Education Series
which is open to anyone in the community, at no cost. Various educational topics
are offered for those who may interested.
Sessions will be held at the Greylock Insurance Agency location in the Allendale
Shopping Center on Cheshire Road in Pittsfield. The schedule for January,
February, and March is listed below.
• First-Time Homebuyers Class – Wednesday, January 20 &
Thursday, January 21, from 6:00-8:30 p.m. RSVP (413) 236-4125.
Membership is open to persons who live, work (or regularly
conduct business), worship, attend school, participate in
associations, participate in programs to alleviate poverty
or distress, incorporated or unincorporated organizations, or
maintain a facility — in Berkshire County, Massachusetts.
Also included are members of their immediate family or
household, volunteers in the community and organizations
of such persons.
© GFCU 2015. All rights reserved.
• Investing 101 – Tuesday, February 9, from 5:30-7:00 p.m.
RSVP (413) 236-4852 or [email protected].
• Planning for Retirement – Tuesday, March 8, from 5:30-7:00 p.m.
RSVP (413) 236-4852 or [email protected].
Refreshments available 1/2 hour prior to each session. Space is limited, pre-registration is suggested.
newsletter is printed
C This
on recycled paper.
FREE tax prep
assistance in
Berkshire County
Free tax preparation assistance for all
middle and low-income taxpayers, with
special attention to those aged 60 and
older, is available from the beginning of
February until April 15, through the
AARP Foundation’s Tax-Aide Program.
Volunteers trained in cooperation with
the IRS will assist in filling out federal
and Massachusetts tax returns and file
them electronically. You do not need to
be a member of AARP or a retiree to use
this service.
Here are eight Berkshire County sites
offering this service, their schedules, and
phone numbers for making appointments:
Adams: COA Visitors Center, 3 Hoosac Street
(743-8333) Noon-3:30 p.m. on Wednesdays
Dalton: Dalton Senior Center, 40 Field Street Ext.
(684-2000) 9 a.m.-1:30 p.m. on Tuesdays and Fridays
Gt. Barrington: Claire Teague Sr. Ctr., 909 S. Main St.
(528-1881) 9 a.m.-noon on Wednesdays
Lee: COA Senior Center, 21 Crossway Street
(243-5545) 9 a.m.-noon on alternate Thursdays
Lenox: Community Center, 65 Walker Street
(637-5535) 9 a.m.-noon on alternate Thursdays
North Adams: Spitzer Senior Center, 116 Ashland St.
(662-3125) 9 a.m.-1 p.m. on Wednesdays
Pittsfield: Froio Senior Center, 330 North Street
(499-9346) 9 a.m.-1 p.m. on Mondays & Wednesdays
Williamstown: Harper Center, 118 Church Street
(458-8250) 6-9 p.m. on Tuesdays
.......
Free State and Federal tax prep for
incomes under $59K from VITA
Some Berkshire households may also
qualify for an Earned Income Tax Credit
of up to $6,044. Call for an appointment:
Habitat for Humanity VITA Free Tax Prep
Pittsfield or Great Barrington...........(413) 442-3181
BCAC – Berkshire Community Action Council
North County................................... (413) 663-3014
Central and South County.............. (413) 418-3685
Article by Louisa Weeden, Planning and Development Specialist, Elder Services of Berkshire County. For additional information, contact the Information and Referral Department of Elder Services at
(413) 499-0524 or toll free at 1-800-544-5242.
WEST STREET ATM ATM
150 West Street, Pittsfield
(413) 236-4000
Lobby:8:30-4:00 M - F
8:30-12:30SAT
Drive up: 8:30-5:00 M, T, W
8:30-6:00 TH, F
8:30-12:30SAT
ELM STREET ATM
71 Elm Street, Pittsfield
(413) 997-4400
Lobby:8:00-5:00 M - F
8:30-12:30SAT
Drive up: 8:00-5:00 M, T, W
8:00-6:00 TH, F
8:30-12:30SAT
KELLOGG STREET ATM
75 Kellogg Street, Pittsfield
(413) 443-5114
Lobby:8:30-4:00 M - F
8:30-12:30SAT
Drive up: 8:30-5:00 M, T, W
8:30-6:00 TH, F
8:30-12:30SAT
MERRILL ROAD ATM
660 Merrill Road, Pittsfield
(413) 445-5555
Lobby: 9:30-5:00 M, T, W
9:30-6:00 TH, F
9:30-3:00SAT
GENERAL DYNAMICS ATM
FOR EMPLOYEES ONLY
100 Plastics Ave., Pittsfield
(413) 443-0554
Office:7:30-2:00M - TH
7:30-11:00F*
ClosedSAT
*Every other Friday
SABIC INNOVATIVE
PLASTICS ATM
FOR EMPLOYEES ON
One Plastics Ave., Pi
(413) 448-6680
Office: 8:30-2:00
Closed
page three
Greylock ’
‘Matters
IRS — a good resource
Find information for Internal
Revenue Service questions and
get assistance on a number of topics when you
visit www.irs.gov for answers to questions you
may have, and for information and forms you
may need.
Watch for the date
You can expect to receive your 1098 and your 1099
statements from Greylock sometime in January.
As the time draws closer, a more accurate date
for the statements mailing will be available on
the website. Visit www.Greylock.org for updates.
NLY
ittsfield
0M - F
SAT
Ensure proper credit for
your loan payment
When making a loan payment by check or money
order, the most secure way to correctly credit
your loan payment is take control and be sure to
list the member name, the type of loan, and the
account number on the memo line of your check
or money order. Make sure you include your
coupon or bill when mailing your payment. And,
if you intend to pay an amount that is different
from the bill, specify where we should apply
those extra funds.
No-fee ATM transactions
Use an ATM anywhere that displays the CO-OP network logo
for no-fee access at more than
30,000 ATMs throughout the U.S. Use your card
with no surcharge fee. One of the easiest ways
to find a participating ATM is to check online at
http://co-opnetwork.org/.
Don’t Become a Victim of
an IRS Impersonation
Scam!
Several tips have been issued by the IRS to help you identify if you are a
potential target of a telephone or email scam or if you find yourself in this
horrible situation:
Scare tactics are used by scammers to try to scare people into making
a false tax payment to the criminal. They threaten you with arrest,
deportation, or that they will revoke your business or driver’s license.
They often leave an urgent call back message via the phone or email.
It is not uncommon for a scam email to contain a fake IRS document
with a phone number or an email address to reply to.
Caller ID spoofing alters the caller ID to make it look like the IRS or
another agency is calling you. Scammers may also use fake IRS titles
and phony badge numbers to make the call seem official. They may
have also searched for your personal information on the internet such
as your name, address, and other details about you to make their
scam sound more legitimate.
GT. BARRINGTON ATM
250 Stockbridge Road
(413) 644-9234
Lobby: 8:30-4:00 M, T, W
8:30-5:00 TH, F
8:30-12:30SAT
Drive up: 8:30-5:00 M - F
8:30-12:30SAT
Security for numbers
For security purposes Greylock has masked all
but the last four digits of account numbers within
Online Banking. You may still see your full account
number on your statement. To distinguish between
accounts, you may use the ‘Account Nickname’
feature under the Options tab.
The Treasury Inspector General for Tax Administration
has received reports of about 600,000 contacts
since October 2013. Nearly 4,000 victims have
reported over $20 million in financial losses as a
result of the scams.
In recent years, IRS impersonation scams have become
more common. There have been email phishing scams,
IRS impersonation telephone scams, and identity theft
scams among others.
On many occasions, the IRS has urged the public to stay
alert for scam telephone calls and emails. Criminals pose
as the IRS to scare or trick you to get your money or personal information.
They often target older Americans, newly arrived immigrants and those
who speak English as a second language. However, anyone could be on
their radar.
It’s a great way to start the New Year and protect
yourself from identity theft. Request your free
Credit Report either by phone at 1-877-322-8228,
or online at www.annualcreditreport.com.
Phishing email and regular mail have also been used where the
scammers copy bogus deficiency notices over official
IRS letterhead and send these to potential victims.
Recently, schemers have also been providing an
official IRS address and tell the victim to mail a
receipt for the payment they made to that address.
by Victoria Tokarev, CPA
ADAMS ATM
2 Park Street (413) 743-7333
Lobby:8:30-4:00 M,T,W,F
8:30-6:00TH
8:30-12:30SAT
Drive up: 8:30-5:00 M,T,W,F
8:30-6:00TH
8:30-12:30SAT
Request your free Credit Report
Most importantly, keep in mind that the real IRS will never:
u Call you to demand immediate w Not allow you to question or
payment. The IRS will first send
appeal the amount that you owe.
correspondence in the U.S.
x Ask for credit or debit card
mail with a bill.
number over the phone.
v Require you to pay your taxes
y Threaten to involve the police or
in a certain way such as a preother agencies to arrest you for
paid debit card.
not paying.
If you believe you are a target of one of these scams, do not provide any
information to the caller and hang up immediately. Contact the Treasury
Inspector General for Tax Administration web page to report the incident
(https://www.treasury.gov/tigta/). It is also advised that you report it to
the Federal Trade Commission using the “FTC Complaint Assistant” on
FTC.gov. If you know you owe taxes, you may call the IRS directly at 800829-1040 to discuss the best way to resolve your case. Visit the IRS
website for updates and more information at www.irs.gov.
Victoria Tokarev is a Senior Tax Accountant at Wolf is a certified public accounting firm with
offices in Springfield and Boston, Massachusetts, Albany, New York, and Livingston, New Jersey
which provides accounting, tax and consulting services to individual and business clients.
LANESBOROUGH ATM
Route 7
(413) 997-4888
Lobby: 10:00-6:00M - F
ClosedSAT
LEE ATM
47 Main Street
(413) 243-2121
Lobby:8:30-4:00 M, T, W
8:30-5:00 TH, F
8:30-12:30SAT
LENOX ATM
NOW OPEN
68 Main Street
(413) 637-4999
Lobby:8:30-4:00 M, T, W
8:30-5:00 TH, F
8:30-12:30SAT
NORTH ADA
66 Main Str
(413) 664-4
Lobby:8
8
Drive up: 8
8
Greylock takes your
input seriously
Members respond to Greylock surveys to offer
compliments, suggestions, and good ideas for
changes that may improve services. To keep you informed of the impact
of your input, suggestions affecting change will continue to be published:
Greylock has begun a Member Education Series of classes for varying
topics such as Debt, Internet Security, and Creditability throughout
Berkshire County, and they have been well received … We Heard You!
Some of the comments received following classes include:
• Lots of useful information to
• I find these classes very helpapply. Very informative with
ful and I’m looking forward to
easy-to-understand tips and
the next class.
tools.
• Information was well covered
• Very good information presented
and questions were answered
in terms that people can
in depth.
understand.
Greylock will continue to pay attention to all feedback received and
act on it appropriately. Your feedback is always appreciated.
We Heard You! … and we thank you!
What is happening to
homeowner premiums?
It’s all over the news…homeowner insurance rates are going up. If you have
not yet received your own renewal, you need to prepare. All of the top insurers
in the Commonwealth have raised rates by as much as 10%— and some even
higher! As a consumer, it can be frustrating to understand. Particularly if you
have NOT had a claim! It’s important to keep in mind that while all insureds
share in the cost of each other’s losses, those homeowners that have had
claims end up paying more than those that are claim free.
Keep your finances
in order.
Help Greylock help you! Members who abuse services
through fraudulent activity and/or cause a loss to the
Credit Union, who use threatening and/or abusive or
inappropriate language or behavior, or who violate the
Credit Union’s federal bylaws will be deemed immediately
ineligible for Greylock’s products or services.
Credit Union losses include but are not limited to:
non-payment of loans; inability to collect on insufficient
funds owed; and uncollectible checks that have been
returned. The Credit Union reserves the right to close
down all ancillary services and accounts with the
exception of the minimum balance requirement in the
membership account. The membership account will not
be closed until the member has been formally expelled
from the Credit Union.
A member’s expulsion from the Credit Union will be
determined by a two thirds vote of the members of the
credit union present at a special meeting called for the
purpose of expulsion, but only after opportunity has been
given him/her to be heard. At the time of the favorable
vote (to terminate membership), all members who have
caused Greylock a loss, or who have had their services
revoked for threatening and/or abusive or inappropriate
language or behavior or who abuse services through
fraudulent activity will be expelled. Expulsion of a
member shall not operate to relieve him/her from liability to Greylock Federal Credit Union. Please allow
your Credit Union to help you if the need arises —
for any reason.
WE MAKE IT EASY
TO ROLL OVER
YOUR 401(K)
Actual loss experience over a five year period play heavily in estimating future
loss and expense trends for the insurance companies. And all the experts
agree—these weather patterns may be our new norm: Halloween Nor’easter
2011; Tropical Storm Irene; Springfield Tornado; Winter Storm Nemo 2013;
Revere Tornado 2014; and of course, Winter Storm Hercules 2014 which devastated most of eastern Massachusetts.
If you are retiring or changing jobs, you may have
complicated choices to make regarding your 401(k)
plan assets. What you do with these assets could
significantly impact your lifestyle in retirement.
What can you do? Talk to us. We can discuss options with you to help offset
that increase. Higher deductibles, bundling discounts, maximizing available
credits for security and loss reduction efforts such as metal roofing… let’s
talk! As an independent insurance agent, we have many options and we will
work with you to make you feel confident that you have the right insurance.
Homeowner insurance still remains one of the best investments you can make
to protect your most valuable asset.
Call today for more information or to schedule a consultation.
Brian P. Astorino, CRPC
®
WILLIAMSTOWN ATM
455 Main Street
(413) 458-4441
Lobby:8:30-4:00 M - F
8:30-12:30SAT
Drive up: 8:30-5:00 M - F
8:30-12:30SAT
Greylock has sixteen no-fee ATM
Securities and advisory services offered
through LPL Financial, a Registered
Investment Advisor. Member FINRA/
SIPC. Insurance products offered
through LPL Financial or its licensed
affiliates.
Michael A. Fazio, CFP, CTFA
®
Senior Vice President
LPL Financial Advisor
(413) 236-4835
150 West Street • Pittsfield, MA 01201
Not NCUA Insured Not Credit Union Guaranteed May Lose Value
ATM
locations.
All Greylock ATMs are accessible 24/7 and offer members free withdrawals,
inquiries, and transfers. Spanish language is available at all locations,
and U.S. postage stamps are dispensed at select ATMs.
Use any of 30,000 ATMs in the CO-OP Financial Services network in the U.S.
and Canada with no surcharges.
ATM
ATM
ATM
188 Elm Street, Pittsfield
633 Main Street, Dalton
444 Pittsfield Road, Lenox
(Routes 7&20)
DOCUMENT SIZE: 23.5" x 11" ; FOLDED SIZE: 8" x 11"
COLOR: 4/4 ; FOLDS: 8", 16"
AMS ATM
reet
4477
8:30-4:00 M - F
8:30-12:30SAT
8:30-5:00 M - F
8:30-12:30SAT
Your future is too important to risk making the wrong
decision. We can help — every step of the way.
LPL Financial Advisor
(413) 236-4837
660 Merrill Road • Pittsfield, MA 01201
GreylockInsuranceAgency.com
(888 ) 200-4445
MONEY TALKS NEWSLETTER — INSIDE
We
Heard
You!
page four
MONEY TALKS NEWSLETTER — OUTSIDE
Music is Ageless.
Check out our classes for
adults – Cabaret Workshop,
Chamber Ensemble, Guitar
or Piano group classes.
— Give the Gift of Music —
For either a class or private lessons.
Save $20 off Tuition
For new adult students to BMS. Minimum purchase of $100.
Not to be combined with any other BMS discount. Offer expires March 1, 2016.
AmericAn GArAGe Doors
sAles – iNstAllAtioN – rePAir
SPECIALIZING IN REPAIRS
• Garage Doors
• Springs & Parts
• Electric Door Openers
• Replacement Panels
Serving Berkshire County for over 25 years
499-1201 •
663-7019 •
528-2555 •
Pittsfield
North AdAms
GreAt BArriNGtoN
AmericAN mAde.
AmericAN owNed.
One North Main Street, Lanesboro • Tom Delphia, Owner
We’re by your side so your
We’re by your
side
socan
your
loved
one
loved
one
stay
at home
can stay at home.
a lM g r E n la W
attorneys & Counselors at law
We specialize in providing our
clients with Peace of Mind
through thoughtful Estate,
Tax and Care Planning
413.637.5075
One West Street, lenox, ma 01240
www.almgrenlaw.com
 Personal Care
Call for a free,
Call for a free, no-obligation
appointment.
no-obligation
appointment
(413) 442-0907
(413) 442-0907
homeinstead.com/berkshire
homeinstead.com/berkshire
MADMACS
Wm. E. Tatro
Construction
•
•
•
•
•
•
•
Foundations
Septics
Driveways
Demolition
Gravel, Loam, Fill
Land Clearing
Septic Design
Authorized|Sales|Service|Local
Authorized|Sales|Service|Local
Now serving
serving Macs and
Now
and PCs!
PCs!
Berkshire County’s
County’s ONLY
Berkshire
ONLY Apple
Apple
Authorized
iPhone
Repair
Authorized iPhone Repair Center
Center
Billy Tatro, Owner
Fully licensed and insured
413.445.5858|madmacs.com
413.445.5858|madmacs.com
DOCUMENT SIZE: 23.5" x 11" ; FOLDED SIZE: 8" x 11"
COLOR: 4/4 ; FOLDS: 8", 16"
Free Estimates(413)684-3655 • (413)329-5106
talk about savings.
say hello to the Sprint Credit Union Member Discount.
Learn more
• Call: 877.SAVE.4.CU
• Visit: www.SprintStoreLocator.com
• Click: LoveMyCreditUnion.org/Sprint
 Companionship
Personal Care • Companionship
• Shopping
& Errands
 Meal Prep
 Light Housekeeping
 Med
Reminders • Med
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& Errands
Meal Prep • Light
Housekeeping
Reminders
Consumers
Save
10
%
Businesses
Save
or
15
%
Be sure to mention this code for
your discount
• Consumer: NACUC_ZZM
• Business: NACUC_ZDS_ZZM
Credit union membership
validation is required.
Credit approval req. Early Termination Fee (sprint.com/etf): After 14 days, up to $350/line. IL Discount: Available for eligible company employees or org. members (ongoing verification). Discounts subject
to change according to the company's agreement with Sprint and are available upon request for monthly svc charges on select plans. Discount only applies to data buy-ups/add-ons for Unlimited, My Way
and Framily plans, Talk 450, and primary line on Talk Share 700. Other Terms: Offers and coverage not available everywhere or for all phones/networks/plans. Restrictions apply. See store or sprint.com or
www.lovemycreditunion.org/Sprint. ©2014 Sprint. All rights reserved. Sprint and the logo are trademarks of Sprint. Other marks are the property of their respective owners.
On select regularly priced
Sprint monthly service.
Plus, waived activation
& upgrade fees (up to
$36 in savings each).
Get your FREE Love
My Credit Union
Rewards app and
simplify credit union
membership
validation.
2014 Sprint Item #800-22
©2014 CU Solutions Group 091614 3528
Ads and advertisers are subject to approval by Greylock Federal Credit Union. GFCU and its subsidiaries make no representations as to the accuracy of the
information of its advertisers, and in no way should the advertisements be considered an endorsement of the products or services contained on this page.
For details to advertise and reach more than 73,000 members, contact the Editor at 5 Cheshire Road, Suite 26, Pittsfield, MA 01201.
page six
22
ANNUAL
MEETING
Mark your calendar for Greylock Federal Credit
Union’s (the “Credit Union”) 81 ANNUAL
MEETING scheduled for Tuesday, March 22,
2016 at the Crowne Plaza at 5:30 p.m. Check-in
begins at 4:30 p.m. Chairman of the Board
Gerard Burke and President and CEO John
Bissell will review highlights from 2015, and
Executive Vice President and CFO Michael
Stoddard will report on the Credit Union’s
financial condition. Copies of the 2015 Annual
Report will be distributed. Dinner and door
prizes will follow the meeting. Dinner is available on a first-come basis.
ST
NOMINATING COMMITTEE
In accordance with the Credit Union’s bylaws
(the “Bylaws”), the Credit Union’s Nominating
Committee (the “Nominating Committee”) submits the following slate of five candidates (each
a “Nominee”) to fill the five open seats on the
Credit Union’s Board of Directors (the “Board”)
for election at the Annual Meeting.
BOARD CANDIDATE
NOMINATION PETITIONS
Greylock members who are interested in running for a seat on the Board of Directors may
request a Nomination Petition at any Greylock
branch. To qualify, a member must be age 18 or
over, and submit a completed Nomination Petition (including a signed certificate from the
member stating that the member is agreeable to
such nomination and will serve if elected), 500
signatures of current Credit Union members, a
statement of qualifications, and biographical
information similar to those listed at the right.
Candidates must return completed Nomination
Petitions directly to AVP/Executive Assistant
JamieEllen Moncecchi at 150 West St., Pittsfield
no later than 4:00 p.m. on Thursday, February 11,
2016. No Nomination Petitions will be accepted
after this deadline. For more information on
Nomination Petitions, call (413) 236-4103.
VOTING PROCEDURES
In accordance with the Bylaws, because the
number of Nominees put forth by the Nominating Committee is equal to the number of open
seats, nominations from the floor will not be
M E E T T H E C A N D I DAT E S
Ann D. Deely
Ann joined the Board in November 2010 and serves as Vice Chairman. She chairs
the Governance/By-Laws committees and serves on the Asset Liability and Executive
committees. Ann is a partner of the law firm Deely & Deely in Lee. Ann is a graduate
of Thomas M. Cooley Law School in Lansing [MI] and has a bachelor’s degree in
Business Management from Pine Manor College in Chestnut Hill. She is a member
of the Berkshire and MA Bar Associations and is a MA Bar Foundation Life Fellow.
She has served with the Lee Youth Association, the Lee Planning Board, Berkshire
United Way, and the Lee High School Building Committee. Ann lives in Lee.
Kimberly A. Mathews
Kim joined the Board in May 2015 and serves as a member of the Community
Support, Governance and Loan Policy committees. She was Senior Vice President
and General Counsel at Legacy Bancorp, and has a broad background in banking
law. Kim graduated from the University of New Hampshire with a bachelor’s degree
and earned a J.D. from the University of Illinois at Urbana-Champaign College of
Law, and was admitted to the Massachusetts Bar in 1996. She is currently in the
Master of Social Work program at Simmons School of Social Work. She serves on
the boards of the Elizabeth Freeman Center, SuitYourSelf, Dalton CRA, St. Agnes
Academy, and volunteers for the Berkshire Center for Justice. She is married to
Chris Mathews. They have two children Kate and Connor.
Tyrone A. Jackson
Tyrone joined the board in November 2015. He has served on Greylock’s Supervisory
Committee for the past year and is a member of the Board of Managers of Greylock
Technology Group LLC. Tyrone runs Big Head Books, a company he founded in 2011,
and is the author of several children’s books. His previous experience includes:
Territory Sales and Retention Representative, Republic Services; Assistant Service
Manager for Cintas Corporation; Customer Response Operator with Link To Life;
and Account Executive with Olla Beauty Supply [NJ]. Tyrone has three children and
lives in Pittsfield.
Anthony J. Rinaldi, Jr.
Tony joined the Board in 1994, and served as Chairman for five years. He serves as
a member of the Supervisory Committee, and as a member of the Asset Liability,
Compensation, and Executive committees. He is a graduate of Boston College School
of Management with a bachelor’s degree in accounting. He works for Berkshire Health
Systems as Executive Vice President of Fairview Hospital. He is an advanced member of the Massachusetts Chapter of the Hospital Financial Management Association.
Tony resides in Richmond with his wife Wendy and their three children.
Stanley B. Walczyk
Stan joined the board in November 2011 and serves as the Secretary and Treasurer.
He chairs the Community Support and serves on the Loan Policy Committee. He is
the president of O’Laughlin HomeCare Pharmacy in Dalton. Stan is a graduate of
the Massachusetts College of Pharmacy in Boston, and Berkshire Community College,
and is active in the MA Board of Pharmacy, the MA Pharmacist Association, and
the National Association of Retail Druggists. He was a past member of the Board
of Pharmacy, serving as president, appointed by Governor Deval Patrick. Stan is a
member of the Dalton Rotary Club and the 3rd Degree Knights of Columbus. Stan
lives in Dalton with his wife Paula. They have two grown children Kate and John.
allowed. Elections will not be conducted
by ballot unless properly submitted.
Nomination Petitions resulting in there
being more Nominees than open seats, in
which event, ballots will be distributed.
The order of other business will be an-
nounced at the meeting; it includes a
special meeting called for the purpose of
expelling members who have caused a
loss to the Credit Union, but only after
those members have been given an opportunity to speak.