March - Western Fraternal Life

Transcription

Vol. 119, No. 3 • Established 1897 • March 15, 2016
Warming Bodies
and Hearts
pages 4 - 5
What in the World
are Face Amounts and
Dividends? page 14
New Whole Life
Insurance Products
back cover
Annual Report from Vice President, Information Technology and Secretary
It is an honor and a pleasure to report
to you on behalf of the Administration
Department.
The XXVIII National Convention in
Cedar Rapids, IA was a success due in large
part to the staff and members who committed
their time and efforts in many ways. A big
“thank you” to everyone involved. We are extremely proud of
the accomplishments of the new fraternal service and youth
conference elements added to the Convention and look forward
to incorporating these into future Conventions. Immediately
following the Convention, the Articles of Incorporation and
Bylaws book was revised, printed, and filed with all of the
required states. The National Convention Proceedings were
transcribed and printed. A copy of the Articles of Incorporation
and Bylaws and the National Convention Proceedings were
mailed to all lodges. And, believe it or not, preparations for the
XXIX National Convention in 2019 have begun as the contract
with the Hyatt Regency in Green Bay, WI has been signed.
The Association continues to operate in 18 states with 118
lodges and 37,952 members. We have 514 long-time members
being honored in 2016 for their 50 and 75-year anniversaries as
members of Western Fraternal Life. Congratulations and thank
you for your continued support and dedication.
January and February are often the busiest months at the
Home Office with all of the year-end reporting, tax reporting,
finalizing the budget, compiling information for the annual
statement, and preparing for the first Board of Directors meeting
of the new year. But it is also one of the most gratifying times of
the year because we get the lodge award submissions that detail
the good works performed by you, our members, over the course
of the last year. Reading these submissions makes us proud of
who we are, and our “why” that President Van Dyke spoke of
at the National Convention and in his annual report published
in the January Fraternal Herald. Our members truly do some
remarkable services in the communities where they live and
work, and we thank you for that.
On behalf of the entire staff, I would like to applaud every
lodge that received an award for 2015 as a result of these works.
A total of 83 lodges received awards with 11 receiving the highest
Outstanding Leadership Award, 56 achieving a Level I Award, 9
a Level II, and 7 a Level III. In a future edition of the Fraternal
Herald, we will print a summary of all the community service,
charitable activities, fundraising, fraternal events, and donations
made on behalf of Western Fraternal Life and our lodges so that
you can see the impact we make in our communities.
One of our initiatives for the last few years has been to get
more youth and young adults involved in activities. I am happy
to report for 2015, more lodges did that on a more consistent
basis than has been done in the past. Many lodges are starting
to see the successful types of youth and young adult activities
being done in other lodges, and are incorporating those types of
activities in their calendars. If you would like some new ideas or
help for your lodge in getting youth and young adults involved,
please contact Kelsey Logan in the Fraternal Department.
I would also like to take this opportunity to thank every
agent who has written business with us over the years. You are
a large part of who we are and have brought us the premium
dollars and new members needed to support both the life
insurance and fraternal sides of our organization.
Each year, I also need to thank the dedicated, hard-working
staff in the Home Office. The staff is committed to providing
excellent service to our members. Congratulations to staff
member Jane Dunkel, Accounting Clerk, on celebrating her 15
year anniversary in 2015.
Once again, it is an honor to serve as the Vice President of
Information Technology and Secretary, and I look forward to
meeting many of you in my upcoming travels to each of the
districts.
Fraternally,
Donald M. Nieland
Vice President, Information Technology and Secretary
Cover artwork by 5-year old member, Genevieve Kleiber of No. 108, Denmark, WI.
BOARD OF DIRECTORS
FraternalHerald
Official Organization of
Western Fraternal Life Association.
Published monthly by the Home Office of Western Fraternal
Life Association: No commercial advertising accepted.
Periodical Postage Paid at Cedar Rapids, IA and additional
Mailing Office. Post-Master: Send change of address to:
Western Fraternal Life Association, 1900 1st Avenue NE,
Cedar Rapids, IA 52402. Printed by Automatic Printing Co.
in Omaha, NE (ISSN 0006-9256).
2
District 1, Terry Hynek
(402) 821-3167 Home • (402) 821-2320 Bus.
[email protected]
2375 County Rd. Q, Wilber, NE 68465
District 4, Duane J. Jirik
Chairman of the Board
(952) 758-4885 • [email protected]
1006 3rd St. NE, New Prague, MN 56071
District 2, Brenda Osterman
(608) 487-2655
[email protected]
18803 Ibsen Rd, Sparta, WI 54656
District 5, Mary Bradley
200 W. Cass St., St. Johns, MI 48879
District 3, Donald R. Krall
2324 25th St. SW, Cedar Rapids, IA 52404
Enriching Today, Insuring Tomorrow
District 6, Bonita Fillmore
1803 Lancaster Ave, Klamath Falls, OR 97601
District 7, Ross Sestak
56545 Wolverine Road, Prague, OK 74864
March 2016
Vol. 119, No. 3 • Established 1897 • March 15, 2016
WESTERN FRATERNAL LIFE HOME OFFICE
1900 First Ave. NE, Cedar Rapids, IA 52402
Toll free: (877) 935-2467
(319) 363-2653
Fax: (319) 363-8806
[email protected]
www.wflains.org
Mon. - Thurs.: 7:45 a.m. - 4:30 p.m. (CST)
Fri.: 7:45 a.m. - 1:15 p.m. (CST)
Features
2
Annual Report from Vice President, Information
Technology and Secretary
Don Nieland’s message to members.
4-5
Warming Bodies and Hearts
Western Fraternal Life lodges make blankets for others.
6-7
Magical Czech Holiday Bakery
No. 225 helps bring life to a small Christmas village with their
Czech bakery and participation in village activities.
7
A Simple Fundraising Idea
No. 38 writes a letter to its members to raise money for lodge
events.
7
Octoberfest
District 5 enjoys football, dancing, and a good time.
10
Making a Difference for Flint, MI
Agent Dan Zeiger helps coordinate donations.
MANAGEMENT TEAM
Craig Van Dyke
President
[email protected]
Ann Day Freeman
Senior Vice President and Chief Underwriter
[email protected]
Donald Nieland
Vice President of Information Technology
and Secretary
[email protected]
Jack Minder
Vice President and Treasurer
[email protected]
Daniel Anderegg
Manager of Sales and Marketing
[email protected]
FRATERNAL DEPARTMENT
Kelsey Logan
Member Programs Manager
Darcy Hilton
Member Programs Coordinator
Cindy Motsinger
Communications Coordinator
Shannon Daugherty
Member Programs Assistant
We welcome your
"Letters to Western" sharing your
thoughts about topics related to the
organization, responses to articles,
and thank-you notes.
Some letters will be published,
at editor's discretion, in future
publications of the Fraternal
Herald. Send your letter by email to
[email protected].
March 2016
Departments
8
Youth Art Contest
10th Annual Golf Outing
9
Lodge Award Winners
Blast from the Past
10
Producers Page
11
Financial Planning Matters: Longevity Risk
12
Calendar
13
Kitchen Talk
14
Insurance Matters:
What in the World are Face Amounts and Dividends?
15
Members in Action
16
Spotlight / Youth in the News
17
Graded Benefit Whole Life
18 - 29
Fraternal Focus
29 - 30
In Memoriam
31
Claims
3
Warming Bodies
and Hearts
by Cindy Motsinger, Communications
Coordinator
Comfort and joy can be found in
a warm and beautifully-made blanket.
Several Western Fraternal Life lodges
across the United States have been
inspired to make blankets for others.
For the past four years, members
of No. 360, Manitowoc, WI, have
been involved in Project Linus. The
organization is a nationwide program
that provides homemade securit y
Samantha, Carol Jebavy, Joan Bender, and Cathy Groelle with blankets for Project Linus.
blankets to seriously ill, traumatized, or
needy children.
No. 360 members came together and crocheted, knitted,
In Cedar Rapids, IA, there has also been a long tradition
or made cut-and-tie blankets. Some members worked on their
of making blankets for people who need them. Linda Grove,
blankets at home as they watched television, and other times,
Heritage No. 13, commented that they and other Cedar Rapids
they got together in the evening to knit or crochet as they
lodges have made blankets for nursing homes, Waypoint, and
visited.
youth programs, such as Tanager Place.
Member Barb Schneider commented, "It makes me feel
It's an opportunity to not only help others, but get them
good to be helping children." Many members became involved
involved. In the case of Tanager Place, the children were able to
because they want to help local charity groups and children.
help make the blankets in exchange for good behavior during
Not only is it helpful, but it's something that is easy to do while
the week. Afterward, the kids were able to keep the blanket
relaxing in the evening. The members enjoy seeing everyone's
they made.
finished blankets.
As the lodges
"This project is very gratifying and if you are a knitter or
prepared to make
if you crochet other items, you can use your leftover yarn to
blankets, severa l
do these blankets so it doesn't cost much. I only buy the fleece
members kept an
on sale and that keeps the expenses down also. There are many
eye out for sa les
patterns for these blankets online so you don't have to be overly
at f abric store s.
skilled to do this. Many are very simple patterns. The end
They recommend
products are beautiful and they help so many children of all
talking to managers
ages," said Secretary of No. 360, Cathy Groelle.
about discounts as
While they may not hear about all the recepients of their
the purpose of the
Carol Jebavy, Brenda Osterman, Cathy
Groelle, and Barb Schneider with
blankets, they do know it is making a difference. Recently, they
project is explained.
blankets for Project Linus.
heard of a boy who survived a house fire, and was comforted
Another tip shared
by the gift of a blanket that let him know someone cared.
was to look for antiNext year, No. 360 and No. 142 will be hosting the State
pill fleece, which will retain its appearance after washing.
Convention in October. They plan to supply materials so that
The cut-and-tie blanket activity is one that can be enjoyed
participants can make cut-and-tie blankets as a community
by most ages, and requires no sewing. Below are step-by-step
project at the Convention. More information about this will
instructions for making these blankets.
be included in the State Convention packets.
1. Select your fleece blankets. Use two different fleece patterns
Information about Project Linus, including your local
that complement each other.
contacts and instructions for blankets, can be found online at
2. Purchase anywhere from 1.5 to 3 yards (1.3-2.7 meters) of
www.projectlinus.org.
each fleece. 1.5 yards makes a decent size throw, 2.5-3 yards
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March 2016
Cedar Rapids members cutting fleece to make blankets for Waypoint Domestic Violence Center at
Mount Mercy University on Martin Luther King Day.
3.
4.
5.
6.
7.
8.
9.
(2.3-2.7 meters) makes a nice twin size blanket.
Spread out the material. Spread it out so that the softer or
more brightly colored sides face out, matching both up at
one end and the sides as far as they lay flat. Trim if needed.
Consider the area you have available to spread out your
material. If you don't have room to spread out the whole
material or you can't physically crawl around on the floor,
you can adapt by using a kitchen table or available floor
room to cut and tie your fleece.
Consider how you will measure the cuts to make the ties.
They don't have to be exact. When cutting against the
nap (usually the narrower end) the strips need to be a
little longer (about 4-5 inches/11-14 cm) than along the
long sides, (about 2.5-3 inches/7-9 cm) because they don't
stretch as much while tying.
Cut out a rectangle from both corners with a pair of scissors.
Make sure you are cutting through both pieces of fleece.
Use something rectangular in shape to measure.
Start cutting strips. Cut strips of approximately 1 inch (2.5
centimeters) from each corner down the end and the sides
for as long as the material lies flat.
Tie the corner strips together. Using a simple knot, attach
the bottom layer to the top layer.
Tighten the knot. If you have trouble getting the knot tight
due to arthritic or weak fingers, hold the end of one tail
of the knotted pair with one hand and slide the fingers of
the other hand up to push the knot tighter.
Tie the strips at the end between the two corners next in
March 2016
10.
11.
12.
13.
14.
15.
the same way.
Don't worr y
if t he f leece
puckers.
Flatten the
fleece out. Use
f lat hands to
stretch a nd
smooth the
material so it
lies flat again.
Tie the strips
down each side
for the length
of the blanket.
F l a t t e n a s Jim Wolfe with grandkids Reece and Rilynn
Dolezal, and their friend Drew, showing the
needed.
fleece blanket they tied for Waypoint.
Fold the tied
por t ion up.
Move the fleece down so that more of the material lies flat
(trimming if needed) and repeat steps #6 through #8 until
about 2/3 of the blanket is tied.
Turn the blanket around. Spread the blanket out so that
the remaining end is flat.
Trim end and sides as needed. Repeat from step #5 until
blanket is finished.
Enjoy your finished blanket. Visit these instructions online
at: http://www.wikihow.com/Make-a-Fleece-Tie-Blanket.
5
Left: Members working the Czech and
Slovak bakery in the Village of Ashley.
Magical Czech
Holiday Bakery
by Cindy Motsinger, Communications
Coordinator
Christmas is a magical time of year,
and it's made even more magical in the
small Village of Ashley, located near
Bannister, MI. For the past few years,
a Pere Marquette 1225 steam engine,
the same engine that inspired and made
sound effects for The Polar Express movie,
has come to visit the small community
of 550 people. The movie inspires the
residents to create a 1940's atmosphere
for visitors that come in on the train
for five weekends during the Village
of Ashley Community Christmas. It's
common to see children dress in their
pajamas, like the movie, and adults in
the fashions of the era. It's a community
event that different kind of local groups
like to be involved in.
Members prepare rohlicky.
The Pere Marquette 1225 steam engine.
The members of Michigan No.
225 have been involved with this little
Christmas town for three years. They
6
were asked to utilize the township hall
to create a permanent store feeling.
Diane Bradley helped create the
unique historical feel with decorations,
including glassware, that are reminiscent
of an old Czech village bakery and store.
The members of No. 225 also have
a hand in creating an experience that
many visitors have said "is just like
Grandma used to make!" Member
Gary and Meggan Andrews dressed up as
the devil and the angel. Thomas Bradley Sr.
dressed up as Mikuláš on Saint Nicholas Day.
Joanne Fornusek took care of buying the
ingredients, planning, and scheduling
members to take shifts on the weekend.
Every week for five weeks during the
holidays, members and other people
from the community gathered on
Wednesday to prepare the dough for
traditional rohlicky, tiny powdered sugar
rohlicky, cream wafers, nut cups, and
long rolls. On Thursdays they baked.
While preparing the goods, the members
enjoyed being together and visiting.
On Friday, the train would make
its first visit to Ashley and the bakery.
Around 900 guests would swell into
the town with each train visit, which
totaled four visits over the course of the
weekend.
No. 225 members volunteered their
time to work the Czech and Slovak
bakery on the weekends. Over 1,800
hours are volunteered every year. "It was
very enjoyable to see their smiles. Some
people come every year just to be certain
they could enjoy the experience again,"
Diane Bradley commented.
"It was really nice to meet people
from so many places and talk about
ancestry, sharing ideas, and experiences.
I've met people from all around the world
and the children really enjoy it too,"
Bradley added.
The bakery is able to cover its costs,
and then, give back to the community.
In 2015, they decided to support
the restoration of the township hall.
March 2016
Western Fraternal
Life approved
a Communit y
Matching Fund to
assist in this project.
During the use
of the building in
recent years, they
discovered pieces of
The restored post office.
the old post office,
such as the service windows. It was restored, and is now used
as part of the Country Christmas.
Last year, members Ed Fornusek and Bob Ladiski, both
retired postal workers, dressed up to work the old post office.
They took letters from the children, and stamped them for the
North Pole. They also gave out seasonal coloring pages while
parents took photos. After the season is over, the letters are
given to Macy's, which will donate $1 for every letter to the
Make-A-Wish Foundation. There were over 1,000 letters last
year.
No. 225 and the community plan to keep doing their
bakery during the holiday season. For more information on
the Village of Ashley Country Christmas, visit the website at
www.ashleyvillage.org.
More photos from No. 225 are available on Western
Fraternal Life's website at www.wflains.org/about-western/
recent-news/.
A Simple Fundraising Idea
by Cindy Motsinger, Communications Coordinator
"When you have a small lodge with members scattered
across greater distances, you have to become creative," Ellie
Haeska commented. She and her fellow Zare Svobody No. 38,
Austin, MN members didn't shy from the challenge to raise
money without a fundraiser event, and wrote a fundraising
letter in the fall of 2015.
The letter asks for members to donate money that helps the
lodge hold events throughout the year. Lodge members as far
as Idaho have been getting involved. As they receive donations,
the treasurer deposits them into the lodge account.
In 2015, the involvement was great and $350 was raised.
The lodge plans to do it again, which will make this its sixth
year. In between the letters, No. 38 keeps members involved by
sending regular correspondence about the lodge's activities. It
holds various collections for clothing, food, and drives for other
items throughout the year, so there are plenty of opportunities
for members who are unable to donate money to help out with
lodge activities.
March 2016
Octoberfest
Above: Members and guests dance to music.
by Cindy Motsinger, Communications Coordinator
Football, music,
food, and good
compa ny were t he
ingredients of a fun
day in Lynch, NE.
In October, members
of L ipa ny No. 56
hosted their second
annual Octoberfest
Members and guests watch
event. They invited all
the Huskers game.
District 5 members,
friends, and family via mailed invitations and word-of-mouth.
Approximately 30 people turned out for the occasion.
The idea for Octoberfest came from a desire to try
something new that could be enjoyed with neighboring lodges.
No. 56 members arranged to have the event in a local building,
and provided all of the supplies. A grill was brought in to
cook the brats, and various members brought side dishes and
drinks to share. The lodge purchased beer for the guests. It is a
straight-forward, low maintenance event that allows everyone
to have a great time.
Guests enjoyed
watching the Nebraska
Husker football game,
and then danced to
music provided. Many
guests visited with
each other, and some
new, young people
decided to join in
Delicious brats were grilled up fresh.
when they heard about
the event.
Lipany No. 56 is likely to have the event again in the fall
because it was such a success and so enjoyable. District 5 can
expect to hear more about it as the date is settled.
7
CALLING ALL ARTISTS
Use your imagination and tell us a tale! This year, our theme is:
Fairytales and Folklore
What is your favorite story? Are there fairies, giants, princes and princesses, magic
elves, dragons, and places far away? Whether your favorite story takes place in history,
myth, or even your imagination, we want you to create a visual for us.
Youth Art Month is an annual observance each March to emphasize the value of
art education for all children. Art education develops self-esteem, appreciation of the
work of others, self-expression, cooperation with others, and critical thinking skills.
These skills are vital to the success of our future leaders, our children.
What Can Be Entered?
Theme:
Fairytales and
Folklore
For Western Fraternal Life
members ages 5 to 15.
The Prizes Are:
Category 1 : Ages 5-7
First
$25
Second
$15
Third
$10
First
$30
Second
$20
Third
$15
First
$35
Second
$25
Third
$20
First
$55
Second
$35
Third
$25
Any original drawing of the theme mentioned above; no smaller and no larger
than 8½" x 11". All entries must be on plain white paper or poster board suitable for
mounting. Do not use tracing or light weight paper.
What Materials Can Be Used?
Colored pencils, crayons, water colors, markers, poster paints, ink, oils,
acrylics, or mixed media. No chalk!
General Rules
1. Artist must be a member of Western Fraternal Life.
2. Entry must be received by May 31, 2016.
3. Judge reserves the right to accept or reject any or all entries. Her decision will
be final.
4. Contestants may submit two entries.
5. Contestants can win only one prize.
6. Winners will be announced in the August Fraternal Herald.
7. Work will be handled at the Home Office with the utmost care and will be
returned.
How Do I Enter?
Entries are due May 31, 2016. Entries need to include a school photo (if possible),
along with your name, address, phone number, lodge number, city, state, and zip.
Please put your name on the back of your entry and on your photo. Describe what
you have drawn on another sheet of paper.
Send all entries and your school photo to:
Art Contest, Western Fraternal Life, 1900 First Avenue NE
Cedar Rapids, IA 52402-5372
Western reserves the right to reproduce entries.
10th Annual Golf Outing Friday, June 10, 1 p.m.
St. Andrews Golf Club, Cedar Rapids, IA
Golf (per person) $75
18 holes of golf, golf cart, a meal, and prizes • 4-Person Best Shot Tournament • 1 p.m. Shotgun Start
Golfing for Education
Your participation will benefit our scholarship foundation. If you would like to sign up to golf or have other questions, call
Jack Minder at (319) 363-2653 or (877) 935-2467.
Hole sponsorships available. Registration deadline is May 27, 2016.
8
March 2016
Lodge Award Winners
The list below indicates the lodges who have received a lodge award for activities performed in 2015. On behalf of the
Board of Directors, the Management Team, Agents, and the Home Office staff, I would like to congratulate all the lodges who
participated in the lodge award program. Eleven lodges received the Outstanding Leadership Award, fifty-six lodges received
the Level I Award, nine lodges received the Level II Award, and seven lodges received the Level III Award.
Fraternally yours,
Donald Nieland,Vice President of Information Technology and Secretary
74 Tabor, Dorchester, NE
Outstanding Leadership
76 Milligan, Milligan, NE
7
Cedar, Cedar Rapids, IA
85 Iowa, Protivin, IA
38 Zare Svobody, Austin, MN
95 Hvezdnaty Prapor, Timken, KS
44 Zare Zapadu, Hayward, MN
101 Jan Kollar, Du Bois, NE
108 Verna Laska, Denmark, WI
106 Kosobud, Lankin, ND
127 Owatonna, Owatonna, MN
107 Canby, Canby, MN
141 Bratri Novych Hradu, Cadott, WI
109 Laska, Oklahoma City, OK
147 Cesky Zakopnik, Mandan, ND
142 Verni Bratri, Two Rivers, WI
225 Michigan, Bannister, MI
144 Rip, Mosinee, WI
389 Saline Center, Western, NE
152 Cech, Farwell, NE
426 Lincoln, Lincoln, NE
153 Cesti Vlastenci, Jennings, KS
446 North Texas, Dorchester, TX
155 Montgomery, Montgomery, MN
Level I
160 Klas, Center Point, IA
8
Sladkovsky, Verdigre, NE
168 Zahrada Minnesoty, Mahnomen, MN
9
Plzen, Morse Bluff, NE
181 Seattle, Seattle, WA
11 Hopkins, Hopkins, MN
192 Ledec, Alexandria, MN
13 Heritage, Cedar Rapids, IA
193 Adams, Adams, WI
14 Dennice, Ord, NE
203 Kansasky Vysehrad, Glasco, KS
19 Novy Tabor, Munden, KS
219 Boleslav Jablonsky, Strathcona, MN
20 Zapadni Jednota, Whitelaw, WI
221 Pokrocilost, Menchalville, WI
28 Zapadni Svornost, Clarkson, NE
222 Krasna Budoucnost, Malin, OR
29 Vladislav I, Prague, NE
236 Nadeje Slovanu, Phillips, WI
32 Samo, Hillsboro, WI
242 Owosso, Owosso, MI
45 Hvezda Svobody, Omaha, NE
246 Western View, Alton, KS
46 Oklahoma, Prague, OK
262 Cedar Rapids, Cedar Rapids, IA
53 Vysehrad, Niobrara, NE
296 Zest, Omaha, NE
56 Lipany, Lynch, NE
332 Northern Star, Weyerhaeuser, WI
68 Cecho-Moravan, Brainard, NE
342 Karlin Junior, Spencer, NE
71 Star of South Dakota, Utica, SD
360 Manitowoc Jr., Manitowoc, WI
73 Perun, Menominee, MI
365 Kewaunee, Kewaunee, WI
377
391
400
402
408
423
431
437
2
5
34
48
67
112
330
355
361
10
54
128
196
Golden West, Los Angeles, CA
Pilsen, Luxemburg, WI
Four Hundred, Swisher, IA
Texasska Libuse, Ennis, TX
City Point, City Point, WI
Hawkeye, Cedar Rapids, IA
Colorado, Denver, CO
Loup Valley, Ord, NE
Level II
Cechoslovan, New Prague, MN
Bila Hora, Verdigre, NE
Lumir, Hutchinson, MN
Milwaukee, Milwaukee, WI
Jan Zizka, Yukon, OK
Slavin, Comstock, NE
Pilgrim, Brookfield, IL
Severni Cechoslovak, Ladysmith, WI
Meadowlands Jr., Meadowlands, MN
Level III
Cesky Lev, Minneapolis, MN
Praha-Libuse, Wilber, NE
Moravan, Rossville, KS
Ratolest Wisconsin, Black River
Falls, WI
237 Winner, Winner, SD
357 Racine, Racine, WI
427 Oxford, Oxford, IA
Blast from the Past
1889 Lindsay, NE, No. 50 lodge
members and building.
Send your Blast from the Past
photos to:
[email protected] or
Fraternal Department
Western Fraternal Life
1900 First Avenue NE
Cedar Rapids, IA 52402
March 2016
9
PRODUCERS PAGE
Making a Difference for Flint, MI
By Shannon Daugherty, ACS, FLMI
Dan Zeiger is an example of an agent who wholeheartedly
believes in fraternalism, he states, “I believe we have a moral
obligation to help and serve our fellow man. I want to use the
gifts, talents, and resources that God has blessed me with to be
a blessing to others. I believe in working with fraternals because
they make a difference instead of a dime.”
Dan and his wife Cheryl reside in Lansing, MI. Together
they have six children: Amber, Michael, Mark, Amy, Amber,
and Angela. Cheryl believes in fraternalism just as strongly
as Dan, and helps by bringing people baskets full of items to
comfort them in need.
Dan has been in the fraternal business since 1984 and
started with Western in 2010. He was on the board for MFIC
(Michigan Fraternal Insurance Counsellors) for over 10 years.
He is active in a wide variety of organizations and community
events, including volunteering at Advent House Ministries,
Backpacks for Kids, and Trinity Church, to name a few.
Currently, Flint, MI is
having a serious emergency
with their drinking water
being contaminated by lead.
Western members have been
collecting water, gift cards
to grocery stores, and money
to help out the people in
Flint, MI. So far, about
$3,600 and approximately
50 volunteer hours have been
accomplished by members.
Dan says, “People are great,
they are all asking what they
Dan Zeiger
can do to help.”
Dan urges people to help out their communities when
they see a need. For example, donate groceries to a local food
pantry, help out at a soup kitchen, help plant a tree, order Girl
Scout cookies and have them delivered to a homeless shelter,
and just get involved! This is what fraternalism is all about!
Western Leaders for the Month of January
Personal Producing
General Agents
IA J. David Butler, FICF,
LUTCF
(319) 621-9597
IA Jarod Powell, LUTCF
(563) 449-9181
top ppGa
Randy Kolarik, FIC,
LUTCF (WI)
top career
Carrie Baeten, FIC,
LUTCF (WI)
top coMMercIaL
David Caballero, FIC
(TX)
Top 5 Production Leaders
David Caballero, FIC
Carrie Baeten, FIC, LUTCF
Randy Kolarik, FIC, LUTCF
Michael Brown, FICF
Gregory Konerza
10
IL Fabian Seyller, LUTCF
(815) 484-0700
OK Ervin Londagin, LUTCF,
FICF, AMTCF
(918) 482-1522
WI Randy Kolarik, FIC,
LUTCF
(920) 863-1443
WI Matthew Brown
(608) 718-5222
TX Louie Caballero, FIC
(915) 740-2512
March 2016
FINANCIAL PLANNING MATTERS
Longevity Risk
Longevity risk refers to the
risk that actual survival rates
and life expectancy will exceed
expectations. To pension plan
administrators, this means that
the pricing assumptions and life
expectancies of retirees results
in a greater-than-anticipated
retirement cash outf low. To
individual retirees, it means that
we will outlive our retirement
savings.
By Julie Cole, CFP ®, FLMI
Annuity Product Manager
Dat a published by t he
Society of Actuaries shows that
the life expectancy of a male attaining age 65 in 2000 was 84.6
and increased to 86.6 for a male retiring in 2014. Similarly,
life expectancy for a female increased from 86.4 to 88.8 during
that same period.
So, the good news is that Americans are living longer and
many are living healthier lives. The bad news is that because
Americans are living longer many will outlive their savings
and will become dependent on their families and government
welfare for their basic living needs.
Here are a few things you should investigate that could
help you mitigate longevity risk:
1. Transfer the longevity risk to lifetime guaranteed
income annuities. Income annuities guarantee a
lifetime income that you cannot outlive. Similar to
social security and pension plans, income annuities last
as long as you do and could also provide a remainder
to your heirs.
2. Delay retirement and/or the start date of social
security benefits by two years. Assuming that your
full retirement age is 66 and your monthly retirement
benefit is $1,500 at age 66, by delaying the social
security beginning date to age 68, you can increase
your monthly benefit by 8% each year ($120) for a
monthly increase of $240 at age 68.
3. Save more during your working years. Saving
1% more each year for retirement can make a huge
difference in your retirement nest egg.
4. Pursue tax-exempt investments and financial
products like Roth IRAs to decrease the amount of
state and federal income taxes paid on investments.
Roth IRAs and tax-free municipal bonds can provide
a tax-free income.
5. Limit the amount of annual withdrawals from your
retirement nest egg to 4% of the beginning balance.
If your retirement account balance when you begin
your retirement life is $500,000, then your annual
maximum withdrawal should be $20,000 in the first
year. In subsequent years you can give yourself a costof-living adjustment. Depending on your investment
allocation and market fluctuations, adjustments will
need to be made periodically. The 4% rule is generally
accepted by many CFPs as a prudent way to devise a
distribution strategy, but annual reviews of the strategy
are a must.
6. Prepare a preliminary retirement budget. Your
cash flow will be dramatically different in retirement
because your sources of income and uses of that income
will be very different.
No matter what your financial situation is as you begin
your retirement, there are several strategies you can use to make
your nest egg last as long as you do.
Financial planning is just one of the many member benefits
available to Western Fraternal Life members. Call today to see
how Western Fraternal Life can help you reach your financial
goals.
2016 Fraternalist of the Year Applications Available
Our Fraternalist of the Year (FOTY) award is an honor presented by the
Association to recognize a deserving member. This person, who through example
and accomplishment, provided outstanding volunteer service to his or her lodge,
society, and community during the past year.
We have many members who do a great deal for our lodges and their
communities. Please recognize these individuals by submitting their names and
applications. The Fraternalist of the Year guidelines and applications were mailed
to the lodge secretary in the Secretaries Newsletter and can also be found on our
website: www.wflains.org, under the Member Benefit heading. The application
and photo of the member are due at the Home Office May 1, 2016.
March 2016
Honorary Members
Matilda Machacek No. 234,
Buhl, ID
Anna B. Kabatek No. 73,
Menominee, MI
Additional 75-year
Members
Marlene A. Stutzman. No. 423,
Cedar Rapids, IA
11
CALENDAR
Ldg. No.
LODGE MEETINGS
7
Cedar Rapids, IA, 4/12, 5/10, 6/14, 6 p.m. Western Fraternal Life Annex.
13
Cedar Rapids, IA, 4/4, 5/2, Western Fraternal Life Annex social at 5:30
p.m., potluck at 6 p.m., meeting to follow.
Cedar Rapids, IA, Jones Park, Parkview Pavilion, (29th Ave.), social at
5:30 p.m., picnic at 6 p.m., meeting to follow, presentation of pins.
19
Munden, KS, 4/10, 5/8, 6/12, noon, lodge home, potluck & meeting.
28
Clarkson, NE, 4/3, 1:30 p.m., Clarkson Museum.
Clarkson, NE, 5/1, 1:30 p.m., Golden Living Center.
Clarkson, NE, 6/5, 1:30 p.m., Clarkson City Hall.
38
Austin, MN, 3/19, 5/21, 6/16, 1 p.m., Mower Co. Senior Center.
45
Omaha, NE, 4/12, 5/10, 6/8, 6:30 p.m., Holy Ghost Rectory lower level.
68
Brainard, NE, 4/5, 5/3, 6/7, noon, Butler Co. Senior Serv., David City.
73
Menominee, MI, 4/19, 5/14, 6/11, noon, Marinette, WI.
74
Dorchester, NE, 4/4, 5/2, 6/6, 7:30 p.m., lodge hall.
106
Lankin, ND, 4/3, 5/1, 6/5, 1 p.m., Lankin Senior Center, potluck at 12:30,
meeting at 1 p.m.
121
Caldwell, KS, 3/20, 4/17, 5/15, 2 p.m., Nostalgia Nook.
127
Owatonna, MN, 4/11, 5/9, 6/13, 6 p.m., Izaak Walton Bldg, potluck/
meeting.
144
Mosinee, WI, 4/3, 1:30 p.m., Pam Thompson home, 3805 Kinglet
Cr., Wausau, WI.
147
Mandan, ND, 4/5, 5/3, 6/7, 6:30 p.m., lodge hall.
152
Farwell, NE, 4/7, 5/5, 6/2, noon, Farwell fire hall.
155
Montgomery, MN, 4/26, 6 p.m., Flipside Pub & Grill, New Prague,
MN, RSVP 507-744-2716.
Montgomery, MN, 6/13, 7 p.m., John & Evelyn Duban home, Lansdale,
MN, RSVP 507-744-2716.
192
Alexandria, MN, 4/17, 12 p.m., 50 & 75-year members potluck dinner.
Alexandria, MN, 6/26, noon, Maple Lake public beach, picnic potluck
& meeting.
196
Black River Falls, WI, 4/3, 5/1, 6/5, 1 p.m., lodge hall.
221
Menchalville, WI, 4/5, 5/3, 6/2, 8 a.m., Cravings, Whitelaw.
225
Bannister, MI, 4/3, 10 a.m., ZCBJ Hall, Bannister, MI, Appreciation
Dinner. Contact Bob Ladiski 989-862-5029.
Bannister, MI, 4/10, 5/1, 10:30 a.m., ZCBJ Hall, Bannister, MI, meeting
at 10:30 a.m., potluck at noon, followed by program.
236
Phillips, WI, 4/20, 1 p.m., Aspirus Pleasant View Nursing Home.
242
Owosso, MI, 3/20, Psalm Sunday Dinner, need to make reservations.
Owosso, MI, 4/3, lodge hall, board meeting 1 p.m., lodge 1:30 p.m.
246
Alton, KS, 4/9, 5/1, 6/5, 2 p.m., Woodston Coffee Shop.
262
Cedar Rapids, IA, 4/5, 6/7, 6 p.m., Hus Memorial Church.
296
Omaha, NE, 4/19, 6 p.m., Disabled Veterans Hall, 4515 F St.
Omaha, NE, 5/18, 6 p.m., Bohemian Café, 50 & 75-year banquet.
330
Brookfield, IL, 4/14, 5/12, 6/9, 11:30 a.m., location to be determined.
332
Weyerhaeuser, WI, 4/6, 1 p.m, Virginia & Walt Bridson home.
Weyerhaeuser, WI, 5/4, 1 p.m., Steffania Mazzon home.
Weyerhaeuser, WI, 6/1, 1 p.m., Agnes Styczynski home.
342
Spencer, NE, 4/13, 5/11, 6/8, 7 p.m., Frank & Connie Zidko ome.
400
Swisher, IA, 4/11, 5/9, 6/13, 11:30 a.m., Pizza Ranch, 2450 Westdale Dr
SW, Cedar Rapids, IA.
408
City Point, WI, 3/20, 5/1, 6/12, noon, Pinecrest, Pittsville, IA, potluck,
Bingo, & meeting.
423
Cedar Rapids, IA, 4/6, 5/4, 6/1, 6 p.m.
426
Lincoln, NE, 4/3, 12:30 p.m., Lee's Chicken, dine out meeting.
431
Littleton, CO, 4/9, 5/7, 6/4, 12:30 p.m., lodge hall
437
Ord, NE, 4/3, 5/1, 6/5, 1 p.m., Senior Center
March
3/19
3/26
3/29
April
4/3
4/17
4/21
4/30
May
5/1
5/1
5/7
5/14
12
BOARD OF DIRECTORS MEETINGS
Cedar Rapids, IA, 4/22-23, 7/22-23, 11/11-12,
Western Fraternal Life, 1900 First Avenue NE
IA
MI
KS
MN
NE
TX
DISTRICT MEETINGS
Bannister, MI, 5/22, Bannister Lodge Hall, coffee at 9:30 a.m.,
meeting at 10:30 a.m.
MN Dist. 1 Mahnomen, MN, 4/3, Red Apple Café, registration at 11:30 a.m.,
lunch at noon with meeting to follow.
MN Dist. 2 Hutchinson, MN, 4/10, Komensky School, noon dinner followed by
meeting.
MN Dist. 4 Owatonna, MN, 4/24, Isaac Walton Lodge, 1546 548th St. SW,
meal at noon, meeting to follow, MN State scholarships from Dist.
4 due at this time, RSVP by 4/15 to lodge or Dan Stursa 507-451-4613.
MN
Mahnomen, MN, 6/10, Scholarship Committee, Shooting Star Event
Center & Hotel, 777 SE Casino Rd, Mahnomen, MN 56557.
NE Dist. 2 Table Rock, NE, 4/3, Senior Center, meeting, registration 2 p.m.,
start 2:30 p.m.
NE Dist. 4 Morse Bluff, NE, 4/17, Morse Bluff American Legion Hall, potluck at
12:30 p.m.
NE Dist. 5 Lynch, NE, 4/10, Lynch Community Hall, Lynch, NE, registration at
noon, meeting at 1 p.m.
NE Dist. 6 Ord, NE, 3/20, Senior Center, registration at noon, meeting at 2 p.m.,
potluck dinner.
WI Dist. 1 Milwaukee, WI, 4/3, Grobschmidt Senior Center, 2424 15th Ave, So.
Milwaukee, WI 53172, registration/meal at noon, meeting to follow.
WI Dist. 2 Denmark, WI, 5/1, Suster's, Denmark, WI, registration 11:30 a.m.,
noon meal, meeting follows.
WI Dist. 3 Marinette, WI, 6/4, Tradewinds Restaurant, Marinette, WI, noon
registration/meal, meeting to follow.
WI Dist. 4 Phillips, WI, 6/5, St. Therese of Lisieux Catholic Parish dining hall,
registration/lunch at noon, meeting 1 p.m.
WI
Wisconsin Rapids, WI, 3/19, WI Scholarship/Advisory meeting.
MI Dist.
2019 NATIONAL CONvENTION
7/18/19, Hyatt Regency, Green Bay, WI
COMMUNITY EvENTS
5/14
Alexandra, MN, No. 192, 8 p.m., lodge hall, puzzle & games party.
Black River Falls, WI, No. 196, 8 a.m. - 11 a.m., Easter brunch with bunny,
June
Black River Falls high school.
6/14
Bannister, MI, No. 225, Firekeepers Casino Bus Trip, contact Diane
July
Bradley 989-862-5378.
7/7-9
7/16
Ord, NE, No. 437, 1 p.m., Senior Center, meeting, egg hunt Headstart,
2 p.m. community card party.
7/16
Owosso, MI, No. 242, lodge hall, 100 Year Celebration.
Owosso, MI, No. 242, 9 a.m., Join Hands Day, Planting a Tree.
7/22
Bannister, MI, No. 225, 8 a.m. - 4 p.m., Friends of Hospice, Join Hands
August
Day, contact Diane Bradley 989-862-5378.
8/7
Lincoln, NE, No. 426, PLA-MOR Ball Room, baskets for Join Hands Day.
Alexandria, MN, No. 192, 7 p.m., Donald Trousil home, Adopt-A-Highway.
Owatonna, MN, No. 127, Izaak Walton Bldg., Join Hands/From the Heart.
Cedar Rapids, IA, No. 7 & 13, Western Fraternal Life Annex, Join Hands
Day, time TBD, package food for Kids Against Hunger.
STATE MEETINGS
Cedar Rapids, IA, 4/10, Best Western Longbranch Hotel &
Convention Center, 90 Twist Town Rd, Cedar Rapids, IA, registration
10 a.m., kolaches served, start time 11 a.m. catered lunch.
Bannister, MI, 11/6, Owosso Lodge Hall, registration at 9:30 a.m.,
meeting 10 a.m.
Alton, KS, 4/9, Bohemian Cultural Center formally Bull City Café (old
lodge building), registration 11 a.m., cost $15, lunch at noon,
1:30 p.m. entertainment, meeting at 2 p.m.
Mahnomen, MN, 6/11-12, Shooting Star Event Center & Hotel, 777
SE Casino Rd, Mahnomen MN 56557.
Farwell, NE, 10/8, Farwell Fire Hall, registration 9 a.m., coffee &
kolache available. Start 10 a.m. Catered luncheon.
Temple, TX, 4/30, noon meal, meeting at 1 p.m., Ratibor Country
Grill, 10226 FM 2086, RSVP to Julius Dubcak at 512-791-7822.
Omaha, NE, No. 45, Nebraska Veteran's Home, Join Hands Day, lunch
11:30 a.m., games 1 p.m. to 3 p.m.
Omaha, NE, No. 296, Flag Day Picnic with vets from New Visions.
Bannister, MI, No. 225, Elsie Dairy Festival.
Caldwell, KS, No. 121, Caldwell City Pool, swimming party 3 p.m., weiner
roast 6 p.m., meeting 7 p.m.
Phillips, WI, No. 236, 9 a.m., Price County Fair Grounds, Bike Giveaway
at Price Co. Antique & Tractor Expo.
Bannister, MI, No. 225, Lugnuts Game, contact Sally Stoll 989-847-2461.
Bannister, MI, No. 225 & 242, Czechoslovak Harvest Festival, dinner
11:30 a.m. - 2 p.m., cost $10/adults, $4/children, free/preschoolers.
Program 2:30 p.m., dance 3 p.m. with Vesela Kapela. Free admission.
8/12-13 Bannister, MI, No. 225, Relay for Life. Contact Anmarie Andres
989-862-4351.
8/20
Owatonna, MN, No. 127, Steele County Free Fair, Old Time Music Day
& Bike Giveaway.
March 2016
KITCHEN TALK
Just
Desserts
Morning Muffins
Vila Cipov
No. 332, Weyerhaeuser, WI
Individual Cheesecakes
Donna McKettrick
No. 71, Utica, SD
Poppyseed Cake
Eunice Meixner, No. 127,
Owatonna, MN
¼ C butter, softened
2 8 oz pkg. soft cream cheese
1 C sugar
½ C packed brown sugar
½ C sugar
½ C butter
1 tsp salt
2 eggs
2 eggs
2 eggs
1 T milk
1 C milk
1 C sour cream
1 tsp vanilla
1 can poppyseed filling
1 C shredded carrots
1 pkg. vanilla wafers
1 C flour
½ C flaked coconut
1 can blueberry or cherry pie
mix
½ C chopped nuts
½ C raisins
1½ C all-purpose flour
1 tsp baking soda
1 tsp ground cinnamon
½ C chopped nuts
In a mixing bowl, cream butter and
brown sugar. Add the eggs and sour
cream; beat well. Stir in carrots,
coconut, and raisins. Combine flour,
baking soda, cinnamon, and salt.
Stir into the creamed mixture until
moist. Fold in nuts. Fill greased or
paper-lined muffin cups ¾ full. Bake
at 375º for 20-25 minutes or until a
toothpick comes out clean. Cool for
five minutes before removing from
pan to a wire rack. Serve warm.
Yields 1 dozen.
March 2016
Use silver muffin papers. Put 1
vanilla wafer in bottom of each cup.
Mix the cream cheese, eggs, vanilla,
sugar, and milk together and fill
each cup ¾ full. Bake at 350º
for 20 minutes. They will still be
white. Top with a dab of cherry or
blueberry pie mix when cool. The
cakes freeze well with or without
topping. Makes 14 servings.
2 T baking powder
Cream sugar and butter until
light. Add eggs. Add remaining
ingredients and blend. Bake in 9
x 13" greased and floured pan at
350º for 35 to 45 minutes. After
cooling, cake may be dusted with
powdered sugar or drizzled with
frosting.
Kitchen Talk Wants You!
Future issues of Kitchen Talk may feature stories about the talented cooks in our
lodges along with their signature recipes. New Kitchen Talk forms are available
online at www.wflains.org/member-benefits/what-lodge/lodge-forms/.
13
What in the World are Face Amounts and Dividends?
Let’s talk
about two basic
terms used in
insurance that
many people may
not understand:
face amount
and dividends.
Math is not my
favorite subject,
so I’m a little leery of a word like “dividends” but once you
understand, it’s not too bad. We are going to start small
and keep building our knowledge of insurance! There is a
short quiz at the end, and the answers will be in the April
Fraternal Herald.
What Is a Face Amount?
A face amount, or death benefit, is the amount
beneficiaries receive if an insured dies.
What are Dividends?
Western may pay their customers an annual dividend
when the company’s investment returns, paid claims, and
operating expenses in a given year are better than expected.
Dividend amounts can be paid to the owner in cash, left
on deposit at Western, or used to purchase additional life
insurance.
As a concept, you could think of dividends like interest
earned. Dividends are determined annually by Western
when we analyze all income and expenses. Each year we may
pay an appropriate divident to eligible policies. Dividends are
not guaranteed.
When is a Dividend Given?
INVESTMENT
RETURNS
These are better than expected.
By Shannon Daugherty, ACS, FLMI
Pop Quiz
Courtney has a Whole Life insurance policy. She pays
her premiums every month, and the amount her husband
would receive if she dies is $65,000. She uses her dividends
to buy additional life insurance. This adds to her face
amount. After 10 years, the dividend option has purchased
another $3,755 of insurance.
14
CLAIMS
OPERATING
EXPENSES
DIvIDENDS
Results
What is the original face amount Courtney purchased?
What is Courtney’s current face amount?
What option let her buy more insurance?
PAID
March 2016
Members in Action
Want to make an impact in your
co-workers, neighbors, etc., about your
community? As a benefit of your
project and work to get your community
membership, Western Fraternal Life
involved.
wants to help you!
•
Seed money for materials. Use the
Do you have a cause you are
funds to buy supplies and materials for
passionate about? Do you have an
the project.
idea for a project in your community
•
Choose a project. The project
but just don’t have the funds to start
can be either a community event or a
it yourself? This program is for you!
fundraising event. Members in Action
Members in Action provides members
can choose to use the funds to benefit
New Prague students enjoy a science
evening, with funding assistance from
the opportunity to apply for funds
the community with an event that brings
Members in Action.
to support a fundraising project or
people together or use funds to help
community activity.
generate revenue for a fundraiser.
It’s simple: get a team together, choose a project, apply
• Report back! Share the success with Western! Tell us
for funds, then use those funds to buy the supplies and
your story with photos and descriptions of the event to
materials to make your event a success! Afterwards, be sure
help inspire others. This step is important and must be
to share your story with us and the rest of the membership.
completed to be able to apply for Members in Action
Below are some Guidelines and Frequently Asked
funds in the future.
Questions.
To apply, visit our website at www.wflains.org. Rules and
regulations are subject to change. If you have questions,
Guidelines:
please contact Kelsey Logan at 877-935-2467 or email
Members in Action is all about getting our members
[email protected].
involved and giving back to the communities they care
about.
Frequently Asked Questions:
• Get online. Visit our webpage at http://www.wflains.
Q. Who can apply for the Members in Action
org/member-benefits/members-action-program/ for
program?
fun how-to’s and ideas to start a project. Fill out the
Anyone who is a member of Western Fraternal Life.
application and email or mail it to the Home Office, c/o
Q. What kind of activities can be funded?
Kelsey Logan.
Fundraising or community projects. A fundraising
• 90 days or less! After receiving approval from the Home
project must raise money for an individual or
Office, you have 90 days to create and implement an
charitable organization.
event. Get your team together. Tell friends, family,
A community project must be put on for the benefit
of the community and must be open to all in the
Bohemian Crystal Paperweight for Sale
community.
Delegates who attended the National Convention this year
Q. How much will the project receive in funds?
were given a Bohemia Crystal Paperweight.
You can receive up to $250 to be used on supplies
We received many favorable comments. We
and materials to support the event. The funds cannot
have extra paperweights remaining and
be used for a donation or to pay for participation.
are offering members a chance to purchase
For examples, see the project example form for event
them. They will be sold on a first come, first
ideas and items to purchase at our website,
serve basis, and when we are out, we will
www.wflains.org and search for “Members in
not re-order. The cost is $40, which includes
Action.”
shipping and handling.
Q. How long before the event must I apply?
You must apply at least four weeks before the event.
Please make a check out to: Western Fraternal Life
Q. How will I know whether or not my application
Quantity____ Check No. _____ Check Amt. $___
was approved?
Name___________________________________
The Home Office will contact every applicant via
Address___________________________________
letter or phone to let them know the status of their
City________________ State_______ Zip _______
application.
Daytime phone (____) _______________
Mail to: Western Fraternal Life,
1900 First Avenue NE, Cedar Rapids, IA 52402
March 2016
15
SPOTLIGHT / YOUTH IN THE NEWS
Joan Kotas, No. 389, Western, NE
presenting Olga Nejdl with an Honorary
Membership certificate.
Ethel Mach, No. 29, Prague, NE received
an Honorary Membership certificate.
Ledec No. 192 started a new YELL!
group with members Macy and Sidney
Trousil, Lauren and Taylor Huber, Grace
Schmidt, and Blaine Muchow. They
hand made 125 Valentines to deliver to
the local Meals on Wheels recipients
for their first project.
Graduate Drawing
Saline Center No. 389 YELL! kids
collected and delivered magazines to
the Wilber Library on February 10.
Saline Center No. 389's YELL! group
delivered Valentine's goodie bags and
talked about YELL! with the WilberClatonia kindergarten class.
If you are a member of Western
and graduating from high school,
college, or technical school, we
would like to acknowledge you
in the June issue of the Fraternal
Herald. We will also enter your
name in a drawing for three prizes
of $100 each. Please send in the
completed form by May 15.
Entry Form Please Print
Name___________________
WE WANT TO STAY IN TOUCH!
In an effort to get information to our members in a timely manner, we are asking
for emails. Submit this information and be entered into a monthly drawing for
a $50 Visa Gift Card!
Address __________________
________________________
________________________
________________________
Name:______________________Certificate Number (if known):_________
School___________________
E-Mail: _________________________________________________
________________________
⃝ Please contact me for additional changes.
⃝ I would like a digital copy of the Fraternal Herald.
Phone No.________________
If you would like to submit this information via email, please email to:
[email protected].
Sign up for our Member Access by visiting our website: www.wflains.org
Western Fraternal Life, 1900 First Avenue NE, Cedar Rapids, IA 52402
Winner of our "STAY IN TOUCH!"
drawing for the month of February was:
Jerold Becicka
16
Lodge No._____
Mail to: Fraternal Department,
Western Fraternal Life
1900 First Avenue NE,
Cedar Rapids, IA 52402
Must be received by May 15.
For more information, call
877-935-2467.
March 2016
Introducing Graded Benefit Whole Life
Make sure that your family is protected in the event of your death.
Having too little or no life insurance could leave your loved ones
with the burden of paying for a funeral and other expenses out
of their own pockets. Graded Benefit Whole Life Insurance can
provide your family the money needed to cover your final expenses.
What is Graded Benefit Whole Life?
This is a guaranteed level premium Whole Life policy with a
graded death benefit. During the first two policy years, the benefit
for death by non-accidental causes is a refund of all premiums paid
plus 5% interest. Thereafter, the full benefit will be paid. For death
due to accidental causes at any time, the full death benefit will be
paid. Acceptance is based on very few yes/no health questions. No
medical examination, lab test, or doctor’s records are needed.
Features:
•
Available in coverage amounts $2,000 to $15,000.
•
Guaranteed level premiums for the life of the policy
•
Coverage that will remain in force as long as your premiums
are paid on time
•
No medical exam to apply for coverage
•
Underwriting is limited to yes/no questions
•
You can pay Electronic Funds Transfer (EFT) monthly,
quarterly, semi-annually, or annually
•
Offers coverage for your entire life, up to age 121
•
Often used to cover final expenses, such as funeral costs,
medical bills, and debt
•
Policy builds cash values that can be used for emergencies
•
Available for ages 40-85.
Ask about Graded Benefit Whole Life today.
Contact your Western Fraternal Life agent or call (877)935-2467.
March 2016
17
F R AT E R N A L F O C U S
Colorado
21. The lodge will give an incentive to the person from the
lodge who raised the most money.
Colorado No. 431, Denver, CO
Ruby Henderson, Correspondent
Members met with the CSA Lodge on January 18 to learn
of their agenda for 2016. We will be able to repeat some of
the projects we did in 2015. Members also discussed doing
Join Hands Day with CSA members. We know a few children
that may help as well.
Western and CSA
members at the
meeting.
We w a nt to
thank the Home
Office for emailing
all the information for 2016. We look forward to the Fraternal
Connection. Having access to all the information is very
helpful.
We know who our 75 and 50-year members are so they
will be acknowledged. Some are out of state, but a birthday
card will be sent to compensate. For many years, we were blessed with the presence of
one of our members who lived in Aurora. She was contacted
during a get-out-the-members campaign, and she attended
after we suggested we would pick her up since she no longer
drove. In 2013, when she did not answer her phone, I sent
her a card and then received a notice she had moved to
Longmont. I asked her daughter to reply to my card to find
out more about Mildred. I heard from her grandson that she
is now in Broomfield at a memory-care facility. It was a sad
letter from the grandson telling us he had been very busy since
his mother passed away in November and now had to find a
place for Grandma Mildred to live. He wrote Mildred had a
97-year old birthday party and was asked what she wished for
when she blew out her candle and she exclaimed, “ten more
years!” She will always be remembered as a giving person and
a much-needed individual to attend our meetings. We will
still visit Mildred even if she no longer remembers us.
Iowa
Craig Van Dyke shows off his heart at
the February meeting.
On February 9, we held a
meeting with members and
two guests present. The lodge
welcomed guests and our new
member.
Three upcoming events
were mentioned, including
collecting Lego sets for the IA
Fraternal Alliance by March 8,
the Special Olympics Softball
throw on April 9, and the Cystic Fibrosis Walk on April 30.
Volunteers are needed for the Special Olympics (contact Jack
Minder) and the Cystic Fibrosis Walk (contact Kelsey Logan).
We made a motion to help buy some of the Lego sets for
the IA Fraternal Alliance’s toy collection project.
The lodge held an audit and all financials were in order.
Lodge 7 received the Outstanding Leadership Award again
this year.
An election was held and all
officers retained their positions
for the next year.
In March, members will
write letters to Honor Flight
veterans.
A fter the election and
pizza, members cut out hearts
for the Mended Hearts project.
Members working on the
Mended Hearts Project.
Heritage No. 13, Cedar Rapids, IA
Linda Grove, Correspondent
Members started their meeting with a potluck at the
Annex on January 4, 2016. During the social time, members
signed Valentines for veterans.
The meeting was called to order by President Jim Wolfe.
We held the election of officers for 2016 (see photo for results).
Cedar No. 7, Cedar Rapids, IA
Kelsey Logan, Correspondent
Members met at the Western Fraternal Life Annex in
Cedar Rapids on January 12. The lodge was working on the
audit to be finished in February. Members voted on several
donations, including: a lodge scholarship amount, a donation
to the Big Brothers/Big Sisters event, and providing money
to buy mittens to donate to a local school.
The Bowl for Kids Sake event will be held on February
18
2016 officers (l-r):
Correspondent Linda
Grove, Treasurer
Dennis Hrabak,
Secretary Lee Merta,
President Jim Wolfe,
and Vice President
Emmy Turkington.
March 2016
Two deceased members were recognized: Pauline Norton
and Everett Dague. A memorial will be sent to the families.
We received a thank-you letter from Vice President and
Treasurer Jack Minder from our 50/50 drawings in 2015 for
the scholarship.
Don Krall and Lee Merta audited the lodge books and
the audit was approved. A copy will be taken to the Home
Office and a copy will be kept in the treasurer’s file.
Marge Sedlacek reported on donations to be sent over
the coming year as follows: Big Brothers Big Sisters, Camp
Courageous, Make-A-Wish, Olivet Neighborhood Mission,
Linn Community Food Bank, Linn Community Free Health
Clinic, and National Czech & Slovak Museum & Library.
The group also voted to make a financial donation to supply
food to package meals for Kids Against Hunger. We will
package the food on May 14 at the Annex for our Join Hands
Day project with other Cedar Rapids lodges. It would be
similar to the service project at the National Convention we
did in July 2015. Jim is waiting on Larry Luther from No.
423 to provide us with more details.
Emmy took 45 magazines to St. Luke’s, and from donated
yarn, knitted six caps that went to Garfield School. She
also mentioned that at each meeting, members are asked to
bring food for Mission of Hope. Lee mentioned that he will
be checking with the Freedom Festival for active volunteer
opportunities.
We are requesting members to bring the following items
for Bridgehaven to our March meeting: baby wrapping paper,
peanut butter, diapers size 5-6, and laundry soap.
Easter baskets will be made after the March meeting and
we will put together State Meeting packets after the April
meeting.
Iowa No. 85, Protivin, IA
Cindy Kostohryz, Correspondent
Members met on January 24 at the Heritage Event
Center in Cresco, IA. The meeting was called to order by
Ron Pecinovsky.
The Masopust sponsored by the Czech Heritage
Partnership will be held on February 6, 2016 at the Howard
County Expo Hall in Cresco, IA. Many members are
partnering up to help with this Czech event. Western will
donate and put together a basket to be auctioned off. They
will help with the auction also. The Home Office has sent a
cutting board to be put in the basket. We made a donation
to the Czech Heritage Partnership.
Cindy Kostohryz went over the forms that are needed
to send in to the Home Office. Ken Zajicek went over the
financial audit that is due also. Trustees Larry Kostohryz
and Gene Lundak signed off on them as well.
We talked about the State Meeting, which will be held
at the Best Western Longbranch Hotel in Cedar Rapids on
April 10. We need to have a list of who will be attending as
delegates at the March meeting.
March 2016
We welcomed four new members and a moment of silence
was held for all deceased members.
2-1-1 Community Service hours were documented from
the members of our lodge.
Mary , Tommy , and
Doly Pecinovsky,
Larry Kostohryz,
Lois Zajicek,
Gene Lundak, and
Valerie Pecinovsky.
New member Hayden Kostohryz with
his father Chad Kostohryz.
Kansas
Trocnov No. 121, Caldwell, KS
Vlasta Albert, Correspondent
The January 17 meeting was called to order at the
Nostalgia Nook.
2016 officers are as follows: President Vlasta Albert,
Vice President Anna Mae, and Secretary/Treasurer Nevaleen
Selmat. The year’s activities were handed out as well.
We were sorry to hear of member Mryl Misak’s mother
passing.
Vice President Anna Patton’s grandson, Noah Patton,
was selected into the KS State Band. We congratulate him.
Members discussed making treat packages for shut-ins
for Valentine’s Day. We had other ideas for the New Year as
well.
Upcoming events are the St. Patrick’s party on March
20 at 2 p.m., and spring party on April 17 at 2 p.m., both at
the Nostalgia Nook.
Moravan No. 128, Rossville, KS
Marjorie Hromada, President
The September meeting was held at the lodge hall. A
moment of silence was observed in memory of our past
secretary, Christina Olejnik.
Jerry Rohr repaired the floor and hung new blinds in our
hall. Thank you, Jerry.
The October meeting was held at the lodge hall. We
discussed the success of the community dance. Marvalie
19
Johnson gave Halloween bags
and pencils to children at the
dance.
A senior citizen was given medical
transport by Marvalie Johnson.
The November meeting
was held at the lodge hall. Box
tops were brought for the Silver
Lake Elementary School to be
used for the classroom.
Supplies and used clothing were provided for Let’s Help.
Baby blankets for Topeka Rescue Mission were donated. Soda
tabs were given to the Ronald McDonald House.
The December meeting was held at the Grove
Community Center.
Douglas Martinek painted doors at the lodge hall.
Members brought playing cards and Dominos for
Brighton Place Senior Citizen Center. We will also send
a donation to the Alzheimer’s Association. The Douglas
Martinek family presented a donation to the lodge as well.
The election of officers will take place at a later date. Our
next meeting is March 16 at the lodge hall.
Lower Michigan
Michigan No. 225, Bannister, MI
Amy Fornusek, Correspondent
The February 14 meeting was called to order. A moment
of silence was observed and the Lord’s Prayer recited in
memory of Joyce Godfrey and Rose Santrucek. We welcomed
new members Natasha Comer and Amelia Baese, and the
transfers from the Coldwater Lodge, bringing our total
membership to 920.
Wilma Stambersky thanked the lodge for the thoughtful
cards and poinsettia she received during the holidays. Thankyou cards were received from the family of Rose Santrucek
for the floral arrangement and funeral dinner. Lorainne Fett
thanked the members who helped prepare the dinner. A
thank-you card was also received from Elba Township for the
donation to support next year’s Ashley Country Christmas.
President Bob Ladiski and Vice
President Sally Stoll presenting a
check to John Haycook, Women’s Aid,
to support their work with victims.
Members voted to donate
$300, along with the food
items, personal products, and
cleaning supplies brought in
by members to Women’s Aid of Gratiot, Clare, and Isabella
counties. Mr. John Haycook was present to accept the
20
donations and discussed how the organization serves victims
of domestic violence and sexual assault. Women’s Aid serves
an average of 400-500 people a year.
The lodge will be sponsoring a hole for St. Cyril’s Knights
of Columbus golf outing. The annual audit was held and the
books were found to be in order. Diane Bradley displayed
memorabilia that she had framed from a Divadlo (theater
production) held at the hall in 1935.
Members were congratulated for winning an Outstanding
Lodge Award and Tom Bradley explained some of changes
that are being considered for next year’s award program.
A trip to Firekeepers Casino has been scheduled for
members and non-members for March 29. The bus will
leave the Wal-Mart parking lot in St. John’s at 9 a.m. Cost
per person is $30, but $20 will be returned for play and $5
applied towards food at the casino. Anyone interested in
attending should contact Diane Bradley at 989-862-5378.
Prize winners were Diane Bradley, Bert Wassa, and
Joanne Fornusek, and each member received a large candy
bar.
Upcoming events: April 10, presentation of 50 and
75-year pins and initiation of new members with meeting
at 10:30 a.m., potluck at noon, followed by program with
collection for veterans; April 30, Join Hands Day is sewing
for Friends of Hospice from 8 a.m. to 4 p.m.; May 1, Mother’s
and Father’s Day with meeting at 10:30 a.m., potluck at noon,
followed by program; May 22, District Meeting in Bannister
with coffee hour at 9:30 a.m., meeting at 10:30 a.m.
Minnesota
MN members and
dignitaries:
Ed Hamernik, Colleen
Cahill, Megan Cahill,
Jaroslav Zajicek,
Deputy Chief of Mission,
Embassy Czech Republic,
Washington, DC,
Marit Lee Kucera,
Joan Sedlacek, Debra
Brown, Duane Jirik,
Pamela Kotval, and
Anne Leland.
Several MN Western members had an active part in
planning and supporting the installation and reception of
Marit Lee Kucera as the new Honorary Consul of the Czech
Republic for MN, IA, ND, and SD, held on December 5,
2015, at the historic C.S.P.S. Sokol Hall in Saint Paul, MN.
Hopkins No. 11 served as Kucera’s fiduciary, and treasurer
Deb Brown received the sponsor donations and paid bills.
Pamela Kotval of Hopkins No. 11 served on the event
committee, and was in charge of organizing the reception
food and coordinating the servers. Ed Hamernik of Hopkins
No. 11 worked with he Staropramen beer vendor. Megan
Cahill of Saint Paul No. 69 was one of a group from the Sokol
March 2016
Czech and Slovak Folk Dancers who served the reception food
and beverages. Joan Sedlacek of Minneapolis No. 10 assisted
with various reception tasks. District 4 Director Duane Jirik
was a financial sponsor of the event.
Minnesota District 4
Galen Spinler, Secretary
The MN District 4 Meeting will be held April 26 at the
Isaac Walton Lodge Hall South of Owatonna, MN. The
event will be hosted by No. 127 and will begin with a catered
noon meal with the business meeting following immediately
thereafter.
All MN State scholarship applications from District
4 must be turned in to the respective lodge secretary or
president by that time.
Interested members are to inform their respective lodge
secretary or the No. 127 President Dan Stursa (507-451-4613)
by April 15 if they plan on attending.
The Salvation Army sent a thank-you note for the
difference we have made. Bob Baley received a thank-you
note from Austin and Albert Lea Salvation Armies for the
produce he donated. Mike Ruzek donated a huge bag of
empty pill bottles as well.
Jeanne Rolfson read a letter from President Craig Van
Dyke stressing the “what” and “why” of Western Fraternal
Life. He encouraged members to contact representatives
about the importance of tax exemption for fraternals.
We will hold our annual garage sale on the first weekend
of May. Time to start cleaning out!
Robert Baley Sr. thanked Dorothy for passing out copies
of the yearly financial record.
Jerry and Dorothy Denisen were the two $5 drawing
winners. We ended the afternoon with a game of Bingo.
Zare Zapadu No. 44, Hayward, MN
Elise Nyenhuis, Correspondent
Zare Svobody No. 38, Austin, MN
Ellie Haeska, Correspondent
Members and one guest were present at the January 16
meeting. Jim Prochazka celebrates 75-years of membership
this year. Members signed a card for Louise Weber as well.
Dan Rayman being
sworn in as president
by Bonnie Belshan.
Members enjoying the
January meeting.
Jeanne Rolfson
p a s s e d a s he e t
of paper around
for members to
write their name,
address, telephone
number, and birth
date on it. She will make copies to be distributed to members
at the next meeting.
Our sock drive was a huge success. The socks we collected
will be sent to St. Vincent de Paul to help keep feet dry and
warm in Coeur d’ Alene, ID.
Members collecting
socks for the sock drive.
No. 44 met on February 1 at the Glenville American
Legion. Dan Rayman was installed as our Lodge President
with the assistance of Bonnie Belshan. The Pledge of
Allegiance was recited by all members and we had a moment
of silence for our departed members.
Correspondent Elise Nyenhuis read thank-you notes and
talked about the Young Members Advisory Council, where
she currently is the secretary.
We welcomed new members. In regards to old business,
we may have a buyer for the house, but nothing has been
determined at the present time.
Mollie B. has been booked to perform at our Czech Fest
in September of 2016. Our annual Pancake Breakfast/Bake
Sale was held on March 6 at the Glenville American Legion.
Auditing the treasurer’s books was completed by March 1.
Paper hea r ts
were passed out to each member in January. In February,
members wrote good deeds they did on the hearts for the
Giving Heart Project.
March 2016
Valentine tray favors
were made by the YELL!
group and others.
21
Owatonna No. 127, Owatonna, MN
Ledec No. 192, Alexandria, MN
Members had a monthly meeting on February 8 at the
Izaak Walton Bldg. We are working on our 2016 Lodge
Activity goals to meet the Outstanding Leadership Award. Julie Kriesel is checking with the VFW on a $500
fundraiser that would meet our requirements. More
information is to come next month. Trustees completed the audit of the financial report, so
we’ll send it to the Home Office. The District 4 Meeting will be on April 24 at the Izaak
Walton Bldg. Galen will be sending out invites to the lodges
soon. A committee will be working on details.
Honorary Member Richard Meixner celebrated his 98th
birthday on February 27. Happy birthday Richard!!!
Our YELL! members are busy collecting magazines for
the veterans. If you have any, please bring them to our lodge
meetings. They must be less than six months old. At our next
meeting, we will be talking about some of our other youth
projects for 2016. We currently have one referral out of the four needed for
this year. Please keep bringing in the referral forms. Great
job to Eunice Meixner for the referral. Join Hands Day will be held on May 7. We will discuss
plans for this project at our March meeting. Thank you to all the wonderful cooks who brought
delicious food to our monthly potluck. Lorraine Jirele and Kim Stursa won door prizes. Our meeting was held on January 17 at Donald Trousil’s
home. Thank-you cards were shared from various people.
Members have been collecting purses, which will be filled
with personal items to go to a shelter for abused women. We have three new 50-year members and one 75-year
member. A dinner will be held in their honor on April 17.
Our YELL! group did their first project. They made 125
beautiful Valentine’s Day cards to be included with Meals
on Wheels.
Breyonna Stursa, Correspondent
Donald Trousil, Correspondent
YELL! members Macy
and Sidney Trousil
presenting handmade
Valentines to the Meals
on Wheels coordinator.
Cards made by YELL!
members.
Boleslav Jablonsky No. 219, Strathcona, MN
Shirts we donated
to Owatonna Park
and Recreation youth
program.
Marvel Pesek, Correspondent
Tony Gust’s family
baked treats for a local
law enforcement center
for the holidays.
Zahrada Minnesoty No. 168, Mahnomen, MN
Pearl Uhlir, Correspondent
Members met on January 10 at the Red Apple Café in
Mahnomen.
Secretary Doug Ryant read the report or December’s
meeting. We collected 42 lbs of can tabs. We are also
collecting Box Tops for Education and Campbell’s Soup
labels.
We celebrated Lois Kuhn for 75-years as a member, as
well as John Snobel and Robert Molacek for 50-years.
We will host the District Meeting on June 10 and 11.
The State Meeting will be held at the casino. Join Hands
Day will be near the first of May.
Officers were installed.
22
Members
held a meeting on
January 17. An audit of the books was held by Gladys
Thompson, Dorothy Didrikson, and Wesley Pesek. The
election of officers was held with a motion to keep the same
slate of officers.
A sympathy card was sent to one of our local agents in
Grand Forks; his wife had passed away in December.
Discussion was held on the District 1 Meeting coming
up on April 3 in Mahnomen at Red Apple Café. Our lodge
is hosting.
We served cookies at our local bank on March 3 for Social
Security Days.
March 2016
Cathy Erickson will host a Winter Blues party at the care
center in Thief River Falls. Our lodge will serve lunch.
Zapadni Svornost No. 28, Clarkson, NE
Darlene Hrouda, Secretary
Tammy Fossum,
Darlene Hrouda,
Stanton Hrouda,
Brooke Fossum, Stanley
Holley, and Anna
Hrouda with can tabs
collected all year for
the Ronald McDonald
House.
Willow River No. 346, Willow River, MN
Barb Larson, Correspondent
We held our February meeting in the Wild River
Community Room in Sandstone, MN. President Dolores
Brabec called the meeting to order. Secretary Bob Brabec
read the Secretary’s report and we had discussion on topics
from the report. We are still lacking member participation
which prevents us from doing some of our previous activities
with the community the past couple years.
Treasurer Rosie Mielke read the treasurer’s report. We
elected three members to review and approve our yearly audit.
We received and read appreciation notes from the
receivers of donations we gave at the end of last year. We will
be donating money to the Willow River 5th grade class for
their annual trip to Wolf Ridge, which is an environmental
outing for two days near Cook, MN. This donation is very
helpful as some of the children cannot afford to fully pay
for their trip. We will also be making a monetary donation
to the Bruno Food Shelf and to the Braham Food Shelf.
These donations are graciously accepted for the needy people
in those areas. Rosie Mielke donated and delivered chool
supplies to the Willow River Elementary School.
We have also collected and will be donating numerous
pill bottles, eyeglasses, pop tabs and coupons to local
organizations. Rosie contacted the Home Office and ordered
various Western items. These will be handed out at the
Willow River School and also to our members at the annual
picnic in August.
Nebraska
Plzen No. 9, Morse Bluff, NE
Elaine Vech, Correspondent
On January 21, we held our first meeting of 2016. Elaine
Vech read a letter we are going to send to members for a
donation to repair mortar on the outside of the American
Legion building, formally our lodge building. It was built in
1910 and our lodge sold it to the American Legion in 2001.
It is on the National Registry of Historical Buildings.
Two events we are going to participate in this spring are
the Matcat Wrestling Tournament and garage/bake sale with
the American Legion Auxiliary.
The 2015 financial report was presented and signed. We received thank-you cards for the Halloween bike
giveaway and for the Christmas cookie plates we delivered. Election of officers was held with the following results:
President Keith Racek, Vice President Dennis Vech, Secretary
Willard Horak, and Treasurer/Correspondent Elaine Vech.
Happy Birthday was sung to Elaine Walla and a card was
signed for Virginia Beranek for her 93rd birthday.
March 2016
Hvezda Svobody No. 45, Omaha, NE
Jerri Underwood, Correspondent
Condolences to Frank Ourada, spouse of Virginia
Ourada, who passed away recently. A sympathy card was
sent to the family.
We voted to change our meeting date again. Due to the
use of our new location, we will meet the second Tuesday in
lieu of the third.
Members brought food for St. Vincent de Paul food
pantry to this meeting. Next month we will collect clothes
and cleaning supplies for Stephen Center.
Lipany No. 56, Lynch, NE
Marita Placek, Correspondent
Members gathered in the meeting room of the Niobrara
Valley Hospital on January 18. President Paul opened the
meeting and welcomed our guest, Dolores Micanek.
Treasurer Martha reported we had received a monetary
donation from the NE State Bank for cemetery upkeep.
Correspondence from the Home Office was read.
A thank-you note was read from Hollyn Nelson for the
$200 scholarship she received.
The volunteer sheet was passed around for members to
record their activities. A copy of our activities for 2015 was
reviewed and approved.
We will host the District 5 Meeting on April 10, with a
potluck dinner at noon in the Lynch Community Hall.
The Lynch prom will be held in the hall on the evening
of April 9.
We decided to retain the same officers for 2016 as follows:
President Frank Paul Fisher, Vice President Francis Fisher,
Secretary Trudy Nelson, Treasurer Martha Nelson, and
Correspondent Marita Placek.
The group sang Happy Birthday to Dolores Micanek.
Lunch was served by Marita and Willard Placek. Willard
purchased the chips.
Milligan No. 76, Milligan, NE
Scott Oliva, Secretary
The Underground had a busy January with two special
events, a Texas Holdem tournament and our X Chilympiad.
23
Wade Sluka organized the Texas Holdem and Traci Zelenka
the Chilympiad.
Members Wade Sluka, Scott Oliva, John Zelenda, and
Dan Vavra helped at the Texas Holdem. John Zelenda, Dan
Vavra, and Scott Oliva helped at the Chilympiad. Several
community members and young people helped as well.
The Chilympiad winners were: hot division Kendra
Jansky; regular division 1st place Taelyn Filipi, 2nd place
Becky Vonderfecht, and 3rd place Tom Ortgies. Another
Texas Holdem will be held later in the winter.
We held the Disctrict 3 Meeting on March 13.
We are looking forward to our 10th annual Beers of NE on
April 9, starting at 5 p.m. We have four microbreweries that
will be in attendance, and music furnished by the Chelewski
Boys and the Milligan Brass Band. A meal of roast whole
hog, kraut, and dumplings will be served. We will organize
volunteers to help make dumplings.
We ask anyone having member graduates in their family,
whether high school or college, to please let us know for the
annual list of graduates in the Fraternal Herald.
Cech No. 152, Farwell, NE
Erica Penner, Correspondent
President Emil Kment opened the January 11 meeting
with the flag salute and a moment of silence for departed
members.
The State Meeting will be held on October 8 in Farwell
at the Farwell Fire Hall. The menu for the meeting was
discussed, but no definite plans have been made.
Zest No. 296, Omaha, NE
Lillian Komor, Correspondent
Members met in December for our Children’s Christmas
party. John and Marilyn Slezak prepared the ham and potato
dinner and members brought side dishes. After our meeting,
members prepared surprise bags for the Eastern NE Veterans
Home.
Our next meeting is April 19 at the DAV Hall, located at
4515 F Street. We will have a meal of mashed potatoes, gravy,
fried/baked chicken, and members will bring side dishes. A
Western agent will be present to answer any questions you
have.
May 18 is the 50 and 75-year member banquet at
Bohemian Café located at 1406 South 13th Street. Happy
hour is at 6 p.m. and dinner at 6:30 p.m. Members pay $10.
Honorees are free. The menu is roast pork ($21.10), roast
beef ($22), and roast chicken ($19.60). The price of the
meal includes tax and tip. Please bring exact change. Make
reservations with Frances Riha at 402-731-2360 or Martha
Talmon at 402-731-4121 by May 14.
We collect used eyeglasses to give to the Lion’s Club. If
you have any, please bring them to our meetings.
24
Members, plan to attend our meetings to meet the officers
and members of your lodge. We will be happy to visit with
you.
June 14 will be a Flag Day picnic with vets from New
Visions. June 21 is our indoor picnic.
Auditors met and books are in good order.
Saline Center No. 389, Western, NE
Katie Zoubek, Correspondent
Members attending the February 1 meeting at the Saline
Center observed a moment of silence for departed member
Delbert Duba. A memorial was sent to his family.
Newly-elected Secretary Lorraine Kohout was installed
into her honorable and official position. Hannah Horak will
serve a four-year term on the Western Fraternal Life Young
Member Advisory committee.
Judges and winners
of Chili/Cinnamon
Roll contest.
The 9th annual
Chili/Cinnamon
Roll contest was a
success on January
23 under the
direction of Kim Kotas. The 17 entries of Chili and 11 entries
of cinnamon rolls were sampled by 12 judges. Chili contest 1st
place winner was Brad Kotas, 2nd place Kaleb Kotas, and 3rd
place Roxy Hayek. Cinnamon Roll contest 1st place winner
was Denise Rezabek, 2nd place was Jenna Newton, and 3rd
place was Carol Kotas. After the contest, those present had
the privilege to sample all entries and enjoy music played by
the Chelewski Brothers: Galen Beck, Bob Mager, and Kelly
Homolka.
Discussion was held about the annual consignment
sale. Members and volunteers are putting in several hours
preparing for the sale on March 20.
Seniors who are lodge members and would like to apply
for a scholarship can contact Judy Kohout at 402-947-2236
for more information.
Joan Kotas, Randy Zoubek, Arnie
Homolka, and Phillip Zoubek
celebrating birthdays.
Joan Kotas, Arnie Homolka,
and Randy and Phillip Zoubek
shared treats in honor of their
February birthdays. A happy
anniversary was wished to
Brian and Katie Zoubek. The next meeting will be held on April 4 at 7 p.m.
March 2016
YELL! members
volunteering at the
Chili/Cinnamon
Roll Contest.
The Sa line
C enter Y EL L!
had 11 members
volunteer at the
Chili/Cinnamon Roll contest held on January 23 at the lodge. The group held their 2nd annual Family Fun Night/
Recruitment party on January 30. The winners of the pitch
tournament were Bryce and Hannah Horak. The toy prize
winners were Lacey Novotny, Chase Vnoucek, Kelsey Kotas,
and Sage Zoubek.
YELL! Family Fun
Night/Recruitment
party.
Our Lincoln Czech Day is May 1 at the PLA-MOR Ball
room in Lincoln and it is always a big, happy day for us;
lots of work but fun. We will have a bicycle drawing and of
course our scholarship will be awarded, so if you need an
application for the scholarship please call Donna Aschwege
at 402-421-0803 , Dorothy Benes at 402-435-8912, or Erma
Ruhl at 402-488-6361. For the bicycle drawing, you need to
come and register on May 1.
Our YELL! membership did artwork at our meeting on
February 7. It was reported that Valerie Hosek awarded St.
Patrick’s School five hundred box tops from our lodge and
YELL! group. Good job everyone.
Betty Soukup brought in a receipt from the Ronald
McDonald House for 2.5 lbs of pop tabs we collected.
Eyeglasses, pill bottles, and pop tabs were also brought to the
February 7 meeting. We also passed our collection bucket
for the food bank and our scholarship fund. Our lodge does
support our community in a very positive way, come and be
a part of the good things we do.
North Dakota
Soup labels
and box tops
were taken to the
Wilber-Clatonia
School. The next projects will be delivering goodie bags to
the Wilber-Clatonia kindergarten class and volunteering at
the Saline Center Consignment sale.
Lincoln No. 426, Lincoln, NE
Velma Kotas, Correspondent
Our 2016 Calendar of Events have been mailed. If you did
not receive one, please call Velma at 402-489-9525. Please
mark your Calendar of Events with the following changes:
The Wilber Czech Days are August 6 - 8, not 1 - 3. The
dine-out dinner will be October 2 at PAPA Dee’s in Firth,
NE, not October 6.
Our April 3 meeting is a Dine Out meeting at Lee’s
Chicken, on West Van Dorn. We will eat at 12:30 p.m. and
order off the menu. If you need a ride, please call Velma.
Our membership will be baking kolaches for the Czech
Goulash meal, which will be served at Christ’s Methodist
Church, 4530 A Street on March 2. The food will be served
from 5 p.m. until 6:30 p.m. There will be a free-will offering
for the food.
We are working on participation in the Kids Against
Hunger and we will soon be picking a date to do a food
packing for the hungry, as people should not be hungry. We
are very happy to announce there is a location in Lincoln at
27th and Cornhusker Highway.
Lincoln is working on the Queen, Prince, and Princess
for 2016, if you have any interest in this please call and we
will help you get started with an application. March 2016
Kosobud No. 106, Lankin, ND
JoAnn Ryba, Correspondent
Twelve members were present at the meeting on February
14. We held a moment of silence for Anton Hodny. We
achieved a Level 1 Award for the 2015 year.
The cemetery board gave more ideas on how we can
improve our cemetery with donations we are receiving. We
may have a wall with donors listed or a bench.
We received thank-you letters for donations sent to
Pregnancy Health Center, Fordville Quick Response, and St.
Granna’s Home in Warsaw. A thank-you note was received
from the ND Veteran’s Home in Lisbon for the many items
and money we sent them to be used for tools in their shop.
Youth members create
Valentine cards for
Lakota and Park River
nursing homes.
We discussed
different projects
we can do to keep
ou r L e vel 1 in
2016.
Ju n ior a nd
adult members made 100 Valentines at the meeting for the
Lakota and Park River rest homes. Labels for Education
coupons and Campbell’s Soup labels were given to Lakota
and Park River Schools as well.
We discussed 50 and 75-year members.
A donation was given to the Kosobud Cemetery in
memory of Marlene Augustin.
25
Hodonin No. 188, Minot, ND
Berniece Kolar dancing with her
great-grandson, Aiden Hale.
Joan Smat Peterson, Correspondent
Members met in February instead of January due to
weather. The approach of Valentine’s Day infused a heartshaped candy box offering from President Novak and Sister
Hambek, which is always appreciated and enjoyed. We all
participated in the special game drawing which Novak
originated.
Jacquelyn Smith completed the Home Office reports and
finances have been audited. Officers will remain the same
with one addition, Vice President Joan Peterson. Monthly
meetings will remain the same at the Sr. Center on the second
Tuesday each month at noon for lunch with the meeting
ensuing.
Secretary Smith will send notices to six members
attaining their 50-year pins and one 75-year pin
.
Oklahoma
Watch next month for more
about our Valentine Dance
and much more! 2016 will be
another great year, and we want
all our members to be involved.
South Dakota
South Dakota WFLA Scholarship Fund
The Scholarship Board wishes to remind eligible students
that the April 1 deadline to apply for the two SD WFLA
Scholarship of $250 is drawing near. The application form
and eligibility requirements can be found on the website at
www.wflains.org.
Washington
Jan Zizka No. 67, Yukon, OK
Elaine Benda, President
We met in January and began planning for the OK
State Meeting, which we host this year. It will be April 16
at Yukon Czech Hall. The meeting will be in the afternoon,
followed by dinner and a dance. Please contact the OK State
Secretary, Marilyn Berousek, at 405-945-0670, or email me
at [email protected] for details. We hope everyone from OK
will be able to attend, and we invite any lodge members from
other states to come as well!
On February 6, we held our annual Masopust Dance (the
Czech Mardi Gras). There were beads, costumes, masks, and
door prizes for all ages. The highlight of the evening was a
balloon drop, which the children especially loved!
Masopust balloon drop.
We are honored to wish our member, Berniece Kolar, a
very happy 90th birthday! Berniece is one of our most active
members and always has been. She is involved in every activity
we do. She is a regular volunteer worker at dances, she always
attends meetings, and she is one of the hardest workers at
every clean-up day. Berniece celebrated her 90th birthday at
one of our Polka dances.
26
Seattle No. 181, Seattle, WA
Marjorie Bianco, Correspondent
Members enjoying
lunch at the
Cheesecake Factory.
Bill Zila (center) was up to attending
a recent lodge gathering.
Our meeting was a luncheon
at the Cheesecake Factory
Restaurant in Tukwila on
January 23. We welcomed guest
Kevin Kucera, who expressed
interest in membership and
has Western Fraternal Life family members in MN. Steven
Soucek shared his original poem, which was written in
honor of his NE family members and the harsh winter they
experienced.
Officer elections were held and we congratulate and thank
our 2016 leadership staff: President Patricia Klein, Treasurer
Bob Vernon, and Secretary/Correspondent Marjorie
Bianco. Our lodge has many additional opportunities for
extra involvement, which include the following committee
positions: Member Assistance, Education & Entertainment,
Cultural Heritage, Awards & Appreciation, Finance Auditing,
Growing Lodge, Community Service, and Publicity.
March 2016
We received a thank-you letter from the Green Kirkland
Partnership for our volunteer participation in 2015.
Meeting attendees brought labels/Box Tops for Education,
cancelled postage stamps, and current edition magazines
for our ongoing collections to support various charities and
community programs.
Sadly, our beloved Rosemary (Rosie) Loss Bodien passed
away after a courageous battle with cancer. We send our
heartfelt condolences to the Bodien family. Rosie had served
as both our lodge president and vice president, and as our
Czech/Slovak heritage ambassador, enriching our knowledge
and participation in Czechoslovakian genealogy and cultural
activities at the local, national, and international levels. A
celebration of life service was held on January 30, and the
huge turnout was a testimonial to the positive impact Rosie
made during her lifetime. We thank our District 6 Director,
Bonita Fillmore, who traveled a great distance to attend
Rosie’s memorial. Our lodge received a generous donation
from Joan Sedlacek (member of No. 10 in MN) for us to
establish a scholarship to honor Rosie Bodien. Rosie was told
of this honor shortly before her death, and she was deeply
touched.
being undertaken throughout the year. We collect box tops,
and Campbell’s Soup labels for All Saint’s School. We collect
cans and tabs for Ronald McDonald House, and collect food
items and toys for Denmark Community Cupboard. For the
April meeting we will be collecting clothing for St. Vincent
de Paul and for the June meeting we will be gathering items
for the Golden House.
Four lodge members attended the planning meeting on
January 17 for the District 2 Dinner Bingo event that is to
be held on April 3 at Susters. Karen Dohnal will volunteer
to bring prizes for the event.
We are planning to sort items at St. Vincent de Paul on
February 27.
The YELL! group decorated Valentine’s cookies on
February 11 for the local nursing home, childcare center, and
Green Bay Red Cross Center. Prior to the holiday, the group
had made 20 blankets for cancer patients, created over 200
cards for the Holiday for Heroes program, and decorated
faces at the lodge Christmas party. The group will also be
completing another 30 Hour Famine in the spring to raise
money to fight hunger.
Wisconsin/Upper Michigan
Verna Laska No. 108, Denmark, WI
Celia Kolarik, Correspondent
To the right and below:
YELL! group making and
writing out Holiday for
Heroes cards.
To the right and below:
lodge Christmas party.
T he me e t i n g
opened at 7:30
p.m. on February
3 at Susters.
Thank-you letters
were read from our scholarship winners and from Curative
Transportation. We welcomed new member Joanna Hertel.
Many members rang bells for the Salvation Army over
the holidays, including Dick Dohnal, Rudy Kolarik, Peggy
Klipstein, and Carmen Lacenski. We reviewed all the service
hours given by our members to help those in need.
We also reminded members of the collections that are
March 2016
An appreciation dinner was held on March 6 at Wertel’s
to celebrate the great work done last year. We also took this
opportunity to celebrate with our 50-year and 75-year lodge
members.
The Advisory Committee meeting will be held on March
19 at Hotel Meade.
The lodge is once again participating in the bowling
for Big Brothers/Big Sister’s event. This will be held at CZ’s
on April 10 at noon. A chicken dinner will be available
afterwards for those who wish to join us.
The YELL! group will once again be helping the
American Legion serve food at their Porkie Breakfast, which
is scheduled for Palm Sunday.
27
A reminder that the District 2 Meeting is going to be held
at Suster’s in Denmark on May 1 at noon. Join Hand’s Day
is tentatively planned for May 28 at Maribel Caves. Randy
will confirm at the next meeting.
The Brat Fry’s are scheduled for May 20 and June 3 at
Main Street Market in Denmark. This is one of our bigger
fundraising activities and is very successful. Members are to
bring baked goods for the sale.
The State Convention is going to be held October 8 - 9
in at the Holiday Inn in Maintowoc.
Rudy Kolarik gave an update on the Kwik Trip card
fundraising efforts. A big thank you to Rudy for continuing
to support this and help the lodge raise funds for our
community service functions.
We are in the possession of a supply of Boyd’s Bears,
which we plan to donate. The YELL! group will be removing
the tags from the bears at one of their upcoming meetings.
Various groups were discussed as potential recipients of the
bears, including the local hospitals, County Rescue Squads,
and working with Y100 to donate to St. Jude’s Hospital.
The Audit Committee also met and approved the
Financial Statement (thank you to Greg Lacenski, Jim
Schaetz, and Tom Klika). Next year’s committee was chosen
and Bill Klipstine will be replacing Tom Klika.
The election of officers was held at the close of the
meeting with results as follows: President Becky Steinberger,
Vice President Tom Klika, Treasurer Mary Kvitek, Secretary
Judy Klika, and Correspondent Celia Kolarik.
The next meeting will be held on April 6, at Suster’s.
Bratri Novych Hradu No. 141, Cadott, WI
Harlow Hagen sharing
bears with Natalie
Robarge at The Classics
on Hillcrest Green
Senior Living Center.
Lidice Art Contest
participants Mya
Staley, Skylar Parks,
Lila Staley, and Hunter
Parks.
Our lodge
meeting was
January 21 at the
Color Center in
Cadott. We finalized our schedule of events for the coming
year and set all the remaining meeting dates. Plans have
already started for Long Live the Squeeze Box on May 6.
28
Boyd Bears were brought to The Classics on Hillcrest
Green Senior Living Center in Altoona. Harlow Hagen
helped with the distribution of bears to the Sales and
Marketing Manager of the Center, Natalie Robarge. The
bears will be shared with senior residents in the Memory
Care Units. An unexpected reward came while explaining
what Western Fraternal Life was about. Natalie told us of
a resident who was very proud of his Czech heritage just as
he walked down the hallway. She introduced us from the
Bohemian Hall in Cadott. Smiling, he said, “jak se máš.”
Upon hearing the reply “dobré,” he gave us a great big hug!
Our lodge has entries in the 44th Lidice Art Contest.
Skylar and Hunter Parks and Mya and Lila Staley drew
pictures based on this year’s theme of school and education.
Graduating seniors, make sure you apply for the Lodge
141 Scholarship, WI/Upper MI and the WFLA National
Scholarships.
Spring House Cleaning and meeting will be April 21 at
5 p.m. Squeeze Box is May 6 at 7 p.m.
Rip No. 144, Mosinee, WI
Pamela Thompson, Correspondent
Members met on January 15 to complete lodge awards.
The regulations and rules were read and discussed. Paperwork
and projects from the past were reviewed, discussed, and
passed on to the new secretary/correspondent. Discussions
regarding remaining paperwork to be completed, and
calendar of events took place. The calendar and paperwork
was completed by February 7.
The meeting was called to order by Beverly Matke on
February 1. The pledge was recited and roll call was taken.
A moment of silence was held for our two bereavements,
Joseph Belohlavek and Charlotte Weakley. Our sympathies
to the families.
Thank-you notes were read from Mosinee Circle of Joy for
our donation of food and Dottie and Eathjen for used printer
cartridges. Correspondence from Home Office was read and
discussed. Presentation of scholarships were discussed for
Mosinee High School and decided that we would present
them in person. Checks for the two scholarships were sent
to Mosinee High School.
A new project for St. Patrick’s Day was discussed. A
project will be conducted with Mosinee’s St. Paul Elementary
preschool group. The project will include cookie decorating.
Further planning will take place after a time is established
with Valerie Bradfish, the preschool teacher.
Rules regarding establishing a YELL! group were
discussed. Join Hands Day rules were discussed. A decision
was made to do a planting lesson accompanied with
decorating pots and a snack with the Mosinee Head Start
Preschool group at Mosinee Elementary School. Date and
time will be determined in the coming month. Our calendar
of events was discussed and dates determined for our
March 2016
community picnic and community Christmas celebration. Financial statements were audited.
A delicious lunch was served by Arne and Gladys
Ruha. Agnes Mikes’ 90th birthday and Janice Wieloch’s
birthday were celebrated with a beautiful cake and ice cream.
Northern Star No. 332, Weyerhaeuser, WI
Gertrude Bonczyk, Correspondent
The February 9 meeting was held at the home of Anges
Styczynski. Secretary and treasurer’s reports were read and
accepted.
Gertie Bonczyk talked about the Family Benefit program
and it was suggested that we approach two members about
it.
We gave $25 to the Ronald McDonald Foundation.
Join Hands Day will be May 7.
Severni Cechoslovak No. 355, Ladysmith, WI
Shirley Neidel, Correspondent
We finished our donations and talked about a new one.
Members made plans for 2016. Many organizations need
help and we are planning to do whatever we can.
Manitowoc Jr. No. 360, Manitowoc, WI
Cathy Groelle, Correspondent
Members met on January 9 and set up the meeting
schedule for 2016. Tentative dates are May 14, June 11,
July 9, August 13, September 10, and November 5.
In February, Carol Jebavy, Cathy Groelle, and Elaine
Naidl will audit the books from last year and work on the
annual report for the Home Office.
We discussed our upcoming meeting for the district rally
in April. Carol Jebavy is the district president, and we are
planning Bingo for entertainment. We believe the rally will
be held on April 3, but are still finalizing the location.
Members discussed Carol and Cathy working with the
Two Rivers lodge to start organizing the State Convention.
Several coupons for the veterans and overseas active
service families were turned in during the meeting.
In Memoriam
They are not gone who pass
beyond the clasp of hand, out
from the strong embrace.
They are but come so close we
need not grope with hands
Nor look to see, nor try to catch
the sound of feet,
They have put off their shoes,
softly to walk by day
Within our thoughts, to tread at
night our dream-led paths
of sleep.
Violet Spinler
No. 346, Willow River, MN
Sister Violet Spinler was born January
3, 1922 in Rock Creek, MN to Theodore
and Mary (Hanson) Johnson and died
January 25, 2016 in Winthrop, MN.
Funeral services were held February 9,
with interment at Winthrop Cemetery.
Violet married Henry Spinler October
26, 1940 in Sandstone. She was a 50-year
member and served as Correspondent
and Secretary of the lodge.
Survivors include sons, Henry
Spinler Jr. of Winthrop, Howard
(Judy) Spinler of Beaver Dam, WI, and Herbert (Janet) Spinler of
Crookston; 9 grandchildren, 9 great-grandchildren, and 3 great
great-grandchildren.
Rose Santrucek
No. 225, Bannister, MI
Sister Rose Santrucek was born December 7, 1914 in Bannister to
Charles and Elizabeth (Motz) Kubinger and died January 28, 2016
in Houghton Lake, MI. Funeral services were held January 30, with
interment at Ford Cemetery in Elba Twp Gratiot County.
Rose married Ernest Santrucek April 27, 1945 in Bannister,
MI. She was a 75-year member and served as Vice President and
Financial Secretary of the lodge and was a Convention delegate.
Survivors include daughters, Jane (Donald) Johnson of Houghton
Lake, MI and Erna (Craig) Pedigo of Wales, MI; sisters, Jenny
(Robert) Mahoney of East Lansing, MI and Lillian Schubel of Vero
Beach, FL; 2 grandchildren and 2 great-grandchildren.
Tom Bradley, Secretary
Virginia M. Ourada
No. 45, Omaha, NE
Sister Virginia Ourada was born October 9, 1935 and died
January 8, 2016 in Omaha, NE. Funeral services were held January
12, with interment at Bohemian Cemetery in Omaha, NE.
Virginia married Frank Ourada.
Survivors include husband, Frank Ourada; daughter, Jeanne
McBride; and many grandchildren.
Jerri Underwood, Secretary
March 2016
29
IN MEMORIAM
Rosemary “Rosie” Bodien
No. 181, Seattle, WA
Sister Rosie
Bodien was born
March 10, 1943
in Minnesota to
Ladislav and Lydia
(Straka) Loss and
died December 25,
2015 in Redmond,
WA. Funeral
services were held
January 30, 2016 in
Redmond, WA.
Rosie married Danforth “Dan” Bodien
June 4, 1966 in Stillwater, MN. She was
a 50-year member and served as President
and Vice President of the lodge. Rosie was
also the Czech Cultural Heritage Liaison,
MVP of the National Fraternal Congress of
America in 2010, and Founder and Chair
of the Czech/Slovak Interest Group for
Genealogical Research.
Survivors include husband, Dan Bodien
of Kirkland, WA; sons, Andrew Bodien of
Portland, OR and Scott (Elizabeth) Bodien
of Charlotte, NC; daughter, Tanya (Miguel
Codes Pineiro) Bodien of Dubai, UAE;
sisters, Emilie (Ron) Sharpless of Alturas, CA
and Louise Cameron of Roseville, MN; and
3 grandchildren.
Marjorie Bianco, Secretary
Delbert W. Duba
No. 389, Western, NE
Brother
Delbert Duba was
born August 21,
1939 in Friend,
NE to Albert and
Esther (Engel)
Duba and died
January 8, 2016
in Milligan,
NE. Funeral
services were held
January 13, with
interment at Wilber Czech Cemetery.
Delbert married Carol Shestak January
22, 1966 in Dorchester, NE.
Survivors include wife, Carol Duba; sons,
Delbert Duba Jr. and Albert Lee Duba;
daughter, Lynne (Jose) Rivera; sisters,
Darlene Slezak, Esther Tupa, and Shirley
Zalesky; 3 grandchildren and 2 greatgrandchildren.
Joan Kotas
Theresa Lange
No. 28, Clarkson, NE
Sister Theresa Lange was born December
31, 1961 in Schuyler, NE to Alvin and
Shirley (Karel) Stodola and died June 5,
2015. Funeral services were held June 8, with
interment at Clarkson National Cemetery.
Theresa married Michael Lange in 1983.
She was a 50-year member.
Survivors include mother, Shirley Stodola
of Clarkson; daughter, Sonya Rycek of
Lincoln, NE; son, Seth Lange of Hebron;
30
sisters, Patty (Brian) Pieper of Howells and
Karen Doffin of Stanton; and brother, Russ
(Robin) Stodola of Clarkson.
Darlene Hrouda, Secretary
Helen Mae Stanek
No. 39, Fort Dodge, IA
Sister Helen Stanek
was born May 7,
1933 in Britt, IA
to John and Pearl
(Davis) Schleuger
and died December
30, 2015. Funeral
services were
held January 5,
with interment at
Elkhorn Township
Cemetery in
Moorland, IA.
Helen married Laurin Stanek September
18, 1954 in Fort Dodge, IA. She was a 50year member.
Survivors include husband, Laurin
Stanek; daughter, Leica (Kenney) Castellaw
of Brighton, CO; sons, Doug (Paula)
Stanek and Jason (Cindy) Stanek both of
Fort Dodge, IA; brother, Floyd (Bonnie)
Schleuger of Johnsville, SC; sisters, Alice
Caldwell of Goose Creek, SC, Janis (Walt)
Wood and Fran (Bill) Wood both of Fort
Dodge, IA; 8 grandchildren and 8 greatgrandchildren.
LaVonne Halligan, Secretary
Anna Adamec
No. 408, City Point, WI
Sister Anna
Adamec was
born December
22, 1913 in West
Allis, WI to Frank
and Christine
(Krivanek)
Sojka and died
January 15, 2016
in Neillsville,
WI. Funeral
services were held
January 20, with interment at Neillsville City
Cemetery.
Anna married Anton “Tony” Adamec in
Neillsville, WI. She was a 75-year member
and an Honorary Member.
Survivors include children, Marian
(Edward) Genteman of Neillsville, WI,
John (K) Adamec of Albert Lea, MN; 11
grandchildren, 15 great-grandchildren, and 6
great great-grandchildren.
Marian Genteman, Daughter
September 8, 1956 in Kellnersville, WI. She
was a 50-year member.
Survivors include daughters, Laurie (Jay)
Rumpf of Rochester, MN and Lynn (Kelly)
Wildes of Arbor Vitae, WI; sons, John
(Nancy) Wagner of Greenleaf, WI, Richard
(Michelle) Wagner of Idaho Falls, ID, and
Robert (Debra) Wagner of Fredonia, WI;
sisters, Jean Suchomel of Madison, WI and
Anne (Michael) Hayes of Los Altos, CA;
brother, Joseph Suchomel of Whitelaw, WI; 8
grandchildren and 4 great-grandchildren.
Joyce Cisler, Secretary
Anton R. Hodny
No. 106, Lankin, ND
Brother Anton
Hodny was born
June 15, 1922 in
Lankin, ND to
Jacob and Mary
(Urban) Hodny and
died January 14,
2016 in Fargo, ND.
A private spring
funeral will be held
at Memorial Park
Gardens Cemetery
in Grand Forks.
Anton married Florence Lukes April 11,
1946. He was a 50-year member and served
in the US Army.
Survivors include wife, Florence Hodny
and daughter, Carolyn Hodny both of Fargo,
ND.
Carolyn Hodny, Daughter
Jane Wagner
No. 20, Whitelaw, WI
Sister Jane Wagner was born January 4,
1935 in Brockville, WI to Joseph and Gladys
(Herald) Suchomel and died January 20,
2016 in Jefferson, WI. A celebration of life
was held January 30.
Jane married Frederick “Fritz” Wagner
March 2016
Claims for January 2016
Lodge
No.
Name
Place of Death
Bartho, Donald F ..............
Beekley, Dorothy M .........
Bodien, Rosemary L .........
Bowers, Patrick W ............
Buchner, Sandra L ............
Bunda, Clarence J .............
Burt, Johnny R ..................
Chalupa, Lauren L ............
Cotton, James A ...............
Czarnecki, Mark D ............
Dukatz, Helen R................
Filipi, Marvin F .................
Gardner, Rex D .................
Genter, Jessie M ...............
Godfrey , Joyce E..............
Hart, Bernard L. ...............
Hempel, Bernice J ............
Hoppa, Raymond P ..........
Houfek, Sylvia ..................
Jaroska, Robert S. ............
Kaspar, Norma J ...............
Koehler, Adeline ...............
Krenk, Marie ....................
Kruis, Debra K ..................
List, Alice ..........................
Loberger, Jeanelle F .........
Lomicka, Clarence ............
Mc Areavy, Thomas J .......
Mc Comb, Agnes B ...........
Mc Tire, Charles R ............
Micuda, Phillip N ..............
Mleziva, David P ...............
Nelson, Robert L ..............
Pechota, Larry G ..............
Plansky, Jean E .................
Portwood, Walter E .........
Prokop, Dorothy C............
Reardon, Christopher J ....
Ribnicky, George R ...........
Rigel, Leonard O ...............
Shimota, Joseph G ...........
Skutchan, Joseph J ...........
Totka, John .......................
Vasut, Victor F ..................
Vsetecka, William H .........
Walker, Mathew D ...........
Walton, Rex R...................
Warejcka, Sandra .............
Arden Hills, MN ............
Wilber, NE .....................
Kirkland, WA .................
Springfield, OR ..............
Fond Du Lac, WI............
Ft Dodge, IA ..................
Dallas, TX ......................
Washington, IA .............
Emory, TX .....................
Madison, WI .................
St Louis Park, MN..........
Pineville, LA ..................
Witten, SD.....................
Vero Beach, FL ..............
Coldwater, MI ...............
Floodwood, MN ............
Mitchell, SD ..................
Dewey, WI.....................
Norfolk, NE ...................
Clarkson, NE .................
Forest Park, IL ...............
Wisconsin Rapids, WI ...
Hudson, FL ....................
Gaines TWP, MI.............
Chesaning, MI ...............
Green Bay, WI ...............
Ft Dodge, IA ..................
Coralville, IA..................
Salem, OR .....................
Pineville, LA ..................
Oconomowoc, WI .........
Manitowoc, WI .............
Fairfield, IA ...................
Colome, SD ...................
Two Rivers, WI ..............
Homestead, IA ..............
Omaha, NE ....................
Big Lake, MN .................
Monongahela, PA .........
Marengo, IA ..................
Alexandria, MN .............
Lincoln, NE ....................
Racine, WI .....................
Hayward, CA .................
Ellinwood, KS ................
Duluth, MN ...................
Oakley, MI .....................
Wagner, SD ...................
March 2016
260
3
181
222
20
39
401
427
401
85
11
260
237
280
225
10
81
144
28
28
196
332
68
242
242
142
39
427
222
260
48
20
427
237
142
427
296
34
295
423
192
3
48
377
95
155
242
81
Became
Member
Date of
Death
2012
1936
1943
1958
1958
1937
1989
1933
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1998
1945
1939
2002
1946
2004
1997
1971
1988
1949
1946
1944
1936
1935
2007
1966
1955
1931
1966
1931
1973
1937
1964
2000
2008
1987
1965
1987
1993
1948
1939
2008
1943
1955
1934
1936
1981
1952
1952
12/07/15
03/11/15
12/25/15
09/19/13
12/02/15
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08/19/15
12/12/15
11/27/15
12/23/15
12/16/15
12/06/15
12/23/15
12/27/15
12/14/15
10/17/15
12/21/15
09/12/09
12/17/15
02/22/12
10/10/15
01/17/15
10/30/15
02/12/10
Check out these great
sponsored organizations:
National Czech & Slovak
Museum & Library: find out
upcoming events and special
exhibits: www.ncsml.org
WOES FM: The Polka Palace,
a non-commercial, educational
radio station broadcast from
Ovid-Elsie High School, Elsie,
MI. Listen to us on your smart
phone app Tune In. Online at
www.ovidelsie.org
Czech-American TV PO Box
100001, Cape Coral, FL 33910
(708) 813-0028
www.catvusa.com
Czech Radio Programs,
Cleveland, OH Joe Kocab,
WHK Radio 1220 AM, Sundays
from 3:03 to 5 p.m. EST
Simulcast: www.whkwradio.
com (Click "Listen")
Visit Western Fraternal Life
online at www.wflains.org
31
Introducing Simplified Issue Whole Life
When it comes to buying life insurance, it shouldn’t be complicated. You
want to provide for your loved ones, to ensure they have the funds to
cover expenses -- like funeral costs, outstanding medical bills, and help
replace income lost due to a death.
What is Simplified Issue Whole Life?
We make it simple to purchase valuable Whole Life insurance coverage.
Acceptance is based on your answers to the yes/no health questions on
the application. No medical examination, lab test, or doctor’s records
are needed. This is a guaranteed level death benefit and level premium
Whole Life policy. The full death benefit is available immediately.
Features:
• Available in coverage amounts of $5,000 to $24,999
• Premium options are: one-time premium, 10-year payment plan, 20year payment plan, or lifetime payment plan
• Guaranteed level premiums for the life of the policy
• Coverage that will remain in force as long as your premiums are paid
on time
• No medical exam to apply for coverage
• Underwriting is limited to yes/no questions
• You can pay monthly, quarterly, semi-annually, or annually by
electronic funds transfer (EFT)
• Offers coverage for your entire life, up to age 121
• Policy builds cash values that can be used for down payment on a
house, tuition, and emergencies
• Often used to cover final expenses, such as funeral costs, medical bills,
and debt
Ask about Simplified Issue Whole Life today.
Contact your Western Fraternal Life agent or call (877)935-2467.

March - Western Fraternal Life

Transcription

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