add comprehensive insurance analysis to your game plan

Before your next merger or acquisition
add comprehensive insurance
analysis to your game plan
Let SRA help you create a winning strategy
with innovative risk-transfer solutions
Adding Insurance Experts to Your Team of Advisors Is One Smart Move.
Making deals is a complicated business and each merger
and acquisition transaction you make carries substantial
risk. The more you know about what those risks are, and
how you can insure against them, the more profitable
your investments become.
unfunded 401(k) plan, not having adequate reserves for
liabilities-related worker’s compensation or self-funded
medical plans, or being in violation of regulations
stemming from healthcare reform can mean the
difference between a successful investment and a multimillion dollar mistake.
Comprehensive analysis and due diligence of insurance
coverage and policies should be a critical component
of your transaction strategy. Not knowing about an
SRA Transaction Advisory Team Provides Critical Expertise.
The SRA Transaction Advisory Team provides you
with a wealth of experience in all areas of insurance.
With over 100 years of collective experience, the team
is uniquely equipped to provide the expertise you need
to help you estimate your risks critical in your decision
making process. In addition to in-depth understanding
of insurance and risk management strategies, the team
brings financial, legal and human capital-related industry
knowledge to the table.
Property & Casualty
Through analysis and due diligence of the policies
and coverage such as those presented below, the SRA
Transaction Advisory Team can assess the risk you face
as well as make appropriate post-close recommendations
that set you up for future success.
Benefits / Retirement
Property/Foreign Property Policies
Health Care Plans
»» Medical, Dental, Vision
»» Short/Long Term Disability
»» EAP, Wellness
Commercial General Liability
Long-Term Care
Auto/Fleet Liability
Voluntary Plans
Workers’ Compensation
Worksite Products
Directors and Officer’s
Administrative Services (ASO)
Cyber Liability
Life Insurance
E&O (Professional Coverage)
Key Man Insurance/Business Continuation
Product Liability
401(k); non-qualified plans
Environmental
Fully-insured plans; self-funded plans
Comprehensive Services Reduce Risk and Maximize Your Investment.
The SRA Transaction Advisory Team is adept at asking
the right questions, digging deep into company policies
and data, and providing the analysis necessary for good
decision making. Armed with the right information,
you’ll have the power to make the best offer, close the
best deal, and manage on-going operations to maximize
your investment.
Depending on the complexity of the transaction and size
of the business, a variety of payment arrangements can
be negotiated from a fee-based contract to a post-close
broker of record agreement.
The SRA Transaction Advisory Process
Initial
Assessment
»» Identify key areas
of concern for
Buyer
»» Evaluate Target’s
Business Model
»» Gather data/
policies/SPD’s
Audit Phase
Due Diligence
Ancillary
Insurance
Recommendations
»» Review policies
»» Review contract
»» Reps & Warranties
for adequacy/
deficiency of limits
and deductibles
»» Compliance review,
including healthcare
reform and ERISA
»» Review target’s
exposure to losses
and potential
liabilities
»» Market analysis,
providing a
comprehensive
look at competing
carriers/coverage
options
»» Review of self-
funded plans and
adequacy of reserves
requirements
»» Risk analysis
»» Establish compliance
baseline
»» Establish best
practices
»» Close and post-close
punch list
»» Final
recommendations
Insurance - protects
against financial
loss resulting from
a breach of a
representations and
warranties clause
»» Tax Opinion
Insurance - transfers
risk related to
consequences of tax
issues, past or future
»» Specific Issue
Insurance - protects
against issue identified
in the due diligence
process
»» Claim or Litigation
Buyout - covers the
costs of a court
judgment, approved
settlement or defense
costs incurred in
litigation up to an
agreed cap
Ongoing
Portfolio
Management
»» Strategic
planning &
execution
»» Risk
management
»» Human capital
consulting
»» Financial and
budget analysis
»» Renewal
negotiations
Merger and Acquisition Experience Provides Added Value to Your
Team of Experts.
Having been involved in hundreds of deals over the
course of their careers, the SRA Transaction Advisory
Team understands the many nuances involved in
investment transactions. The SRA team:
»» Understands the sensitive nature of investment
decisions, and respects the confidentiality and
discretion required;
»» Understands the competing goals and objectives of
various parties involved and acts accordingly;
»» Performs well under tight time frames;
»» Works well with other team members, including
CPAs, financial analysts, attorneys and others.
Whether your next investment is in bioengineering,
manufacturing, or retail, SRA can help assess the risks of the
deal and insure the profitability of your transaction.
SRA services are designed to run parallel with your deal.
»» Target
»» Negotiate
»» Close
»» Create Value
»» Grow
»» Partner
Schifman Remley Associates (SRA) is the second largest
independently-owned brokerage firm in the midwest,
providing property and casualty insurance, bond and surety
placement, and claims management services to middlemarket clients worldwide. SRA Benefits, LLC, is a benefits
5201 Johnson Drive
Suite 305
»» Divest
»» Restructure
»» Wind Down
consulting firm specializing in employee, executive and
retirement benefits for individuals and small, medium and
large companies. For more information about the services
provided, visit www.SRAins.com or www.SRABenefits.com,
or contact [email protected].
Mission, KS 66205
913.236.3090
SRABenefits.com