Fraternalism: That`s How They Roll

Transcription

W o o d m e n
o f
th e
W o r l d
F r a t e r n a l
M a g a z i n e
Spring 2010
Caring and Flag
Sharing p.5
Friendship and
Membership p.6
Studio Viohl
Fraternalism:
That’s How
They Roll
More Fraternal
Spirit Pages p.23
learn more at: woodmen.org
President’s Message
Living the Life
I’ve said it before, but it bears
repeating: life insurance is for the living.
It helps some families live the life
they’re accustomed to after a loved one
has passed on. It helps some families
celebrate the well-lived life of a loved
one. It helps some families live the life
they’ve always wanted.
At Woodmen of the World, we
emphasize the ‘life’ in life insurance. In
fact, we officially capitalize the letters in
our tagline, “with you through LIFE.®”
We seek to enrich our members’
lives through our fraternal activities
and lodge communities. We help
improve the lives of others in our
neighborhoods, and we teach the value
of fraternalism to our youth members.
The Woodmen of the World way of
life includes taking care of our own
and making our communities better
places to live.
Our member magazine is a
documentation of all of this: it’s our
fraternal philosophy coming to life.
Inside these pages have always been
photos of you, our valued members,
making a difference in each other’s lives.
This publication is a tribute to you and
a way to intertwine your story with the
Woodmen of the World story.
It’s with this in mind that we decided
to change the name of the magazine to
Woodmen Living. Again, the magazine
has always been about our members
and their lives, but now it’s more so.
The word “living” is also deliberate –
it’s a descriptive word that means
“full of life,” as in living room or living
color. Woodmen of the World is alive
with promise, with hope and with the
enthusiasm of our members.
Consider Woodmen Living your
family photo album. I hope you enjoy
the improvements to the magazine,
and if you don’t see yourself in these
pages, submit your photographs and
story ideas to our editor. I also hope
you’ll continue expanding our family
by living our mission.
Because the Woodmen of the World
way of life is actually very simple: we
care for each other like family.
Sincerely and fraternally,
Danny E. Cummins
President & CEO
2 WOODMEN LIVING Woodmen of the World Fraternal Magazine
Our Mission: Woodmen of
the World exists to benefit
our members through every
stage of life.
Woodmen of the World Life Insurance
Society and/or Omaha Woodmen Life Insurance
Society, founded in 1890, is a fraternal benefit
organization offering insurance protection with
member benefits.
Our nearly 750,000 members, who hold
nearly one million insurance and annuity
certificates, belong to 2,000 lodges throughout
the United States. Lodges conduct fraternal
projects of benefit to people and their
communities. These projects include presenting
U.S. flags to civic and community organizations;
donating equipment to police, fire and rescue
units; providing assistance to senior citizens, the
physically impaired and orphans; and providing
assistance through our disaster relief program
with the American Red Cross.
Life and health insurance and annuity
products are issued by Woodmen of the World
Life Insurance Society and/or Omaha Woodmen
Life Insurance Society (Woodmen of the World),
a Nebraska corporation that is licensed as
Woodmen of the World Life Insurance Society
in all states and the District of Columbia, except
CA, CO, ID, MT, NV, OR, UT, WA and WY. In
those states, Woodmen of the World is licensed
as Omaha Woodmen Life Insurance Society.
Not all products are available in all states. Not
all Woodmen of the World Representatives are
licensed to sell all products offered through
Woodmen of the World and its subsidiaries.
Securities are offered and processed through
Woodmen Financial Services, Inc., 1700 Farnam
Street, Omaha, NE 68102, 877-664-3332,
member FINRA/SIPC, a wholly owned subsidiary
of Woodmen of the World Life Insurance Society
and/or Omaha Woodmen Life Insurance Society.
Securities other than Woodmen Variable Annuity
are issued by companies that are not affiliated
with Woodmen of the World Life Insurance
Society and/or Omaha Woodmen Life Insurance
Society.
Products that are not issued by Woodmen
of the World or offered and processed through
Woodmen Financial Services, Inc., may be
offered through Woodmen Insurance Agency,
Inc., a wholly owned subsidiary of Woodmen
of the World Life Insurance Society and/or
Omaha Woodmen Life Insurance Society. These
products are issued by carriers that are not
affiliated with Woodmen of the World.
in this issue
Spring 2010
Sections
2President’s
Message
4Feedback
5Community
Connection
9Newsworthy
2010 Youth
Camp Schedule
10Member Spotlight
12Today’s Family
15American Mosaic
18Annual Report
2009
22Money Talk
Feature Stories
6 Friendship and Membership
12 Mamas and Papas
Membership means a lot. For a lot of us it
means even more. Read about two high school
pals who rekindled their friendship thanks in
part to Woodmen of the World products.
Mother’s and Father’s Day may seem like
they’ve always been around, but passionate
individuals worked to make them national
holidays. In the case of Mother’s Day, one
of those responsible was a Woodmen of the
World member.
10 On a Roll
35 Clearly Superior
Ralph Dorminey belongs to the Southwest
Georgia Logrollers. Read how he balances his
many commitments and maintains a solid
stance of giving back to the community.
One of the best ways to judge an organization’s
strength is to see what an independent rating
organization says. Once again, A.M. Best has
released a very favorable report about Woodmen
of the World’s operating performance.
23Fraternal Spirit
NEW 10-page
expanded section
33Member News
including March
interest rates
40Lodge Leader
44Fun Zone
46In Memoriam
WOODMEN LIVING Woodmen of the World Fraternal Magazine 3
feedback on the web
WINTER
2010
WooDmen of the WorlD Fraternal Magazine
An American
Original
Forever Family
Diary of a
Youth Camper
We want
your feedback.
Send your comments,
suggestions and questions
to WLEditor@woodmen.
org, and we will print some
of the best letters. Your
opinions matter to us, so
make yourself heard!
Sincerely,
The Woodmen Living
Editorial Team
Call to action:
We are expanding our
Fraternal Spirit section
even more next issue.
See page 23 for helpful
tips, and send your
photos to photos@
woodmenmag.com.
Refreshing,
Real Information
“I’m a new [member]... and
the Winter 2010 magazine
was my first. I was so excited
to read the article ‘A Forever
Family.’ It’s refreshing to
see a magazine publish an
article about foster care and
domestic adoptions instead
of the much-publicized
international adoptions that
is the rage among celebrities.
I was even more excited
to read about the need for
home to parent teens. It is
a HUGE need across the
country. Thank you for
sharing this real information
with your customers!”
Crystal Dillard
 Financial calculators
Sometimes you need answers before you even know
what questions to ask. Our financial calculators can help.
Go to woodmen.org, then click the Investments tab. Plug
your specific information into the calculators, and receive
solid answers at the bottom of the page.
 Lodges in Action
You can click on your state or search by ZIP code or lodge
number to review all the projects lodges in your area
have done. Or search other areas and get ideas you can
implement yourself. Visit Lodges in Action at woodmen.org.
 Lodge Calendars
Looking for one place that can show you all of your
lodge’s upcoming events in one place? Look no further
than woodmen.org. Under the Membership tab, select
Lodges. Then just click Lodge Information, enter your ZIP
code and pick the lodge you want to see.
 eNews
Coordinator, Kentucky Foster & Adoptive
Parent Training Support Network
Murray, KY
Sign up for eNews, Woodmen of the World’s monthly
e-mail newsletter. You can receive helpful information on
products, health topics, fraternal events, and frequently asked
questions. Go to woodmen.org, then look for Quick Links.
Board of Directors
William C. Owen, Chairman, Tallahassee, FL
Danny E. Cummins,
President and CEO, Omaha, NE
Pamela J. Hernandez,
Executive Vice President, Operations and Secretary,
Omaha, NE
Mark L. Schreier,
Executive Vice President, Finance and Treasurer,
Omaha, NE
Mark D. Theisen,
Executive Vice President, Fraternal, Omaha, NE
Larry R. King,
Executive Vice President, Field, Omaha, NE
Thomas T. Gallion III, Montgomery, AL
Daniel W. Rice III, Kinston, NC
Lucia G. Taylor-McCoy, Elkview, WV
Stephen W. Mellor, Memphis, TN
Dr. James W. Bosler III, Louisville, KY
Dr. James W. Shaver, Landis, NC
Roger B. Moore, Lynchburg,VA
James W. Bridges Jr., Las Vegas, NV
Michael C. Shealy, Lexington, SC
Magazine Staff
Managing Editor: Billie Jo Foust
Content Editor: Andy Oerman
Design Editor: Joe Bavaresco
Writers: Nicole Schmoll, Angie Schendt,
Heather Origitano
Designer: Jerry Underwood
Contributors: Kathy Cardwell, Sarah Richart,
Angel Stottle, Mike Wilson
Marketing & Public Relations
Team Vice President: Steve Haack
Woodmen Living (ISSN 1069-1790) is published
quarterly for $2.00 per year by Woodmen of the World
Life Insurance Society and/or Omaha Woodmen Life
Insurance Society, 1700 Farnam St., Omaha, NE 68102.
If you have questions, comments or suggestions
for articles, please direct them to WLEditor@
woodmen.org.
Equal Access Policy
Woodmen of the World Life Insurance Society
and/or Omaha Woodmen Life Insurance Society
is an Equal Access fraternal benefit organization.
It is the policy of Woodmen of the World to seek
qualified members on a nondiscriminatory basis
and to provide all members with equal access to and
allow their participation in the organization’s lodge
system, lodge events, fraternal benefits, and all other
fraternal activities on a nondiscriminatory basis.
woodmen.org
e-mail us at: [email protected]
Periodicals postage paid at Omaha, NE, and
additional mailing offices. Postmaster: Send address
changes to Woodmen Living, c/o Woodmen of
the World Life Insurance Society and/or Omaha
Woodmen Life Insurance Society, 1700 Farnam St.,
Omaha, NE 68102.
Community Connection
Caring and Flag Sharing
Honoring our colors
For JOIN HANDS DAY 2009, members of Lodge 467 in Hempstead, NY, volunteered their time
at the beverage table during the Taste of Freeport, a fund-raiser orgnanized by Freeport Pride.
Plan your JOIN HANDS
DAY® and Flags Across
America Projects
Woodmen of the World members
live all over the United States, have
diverse cultures and experience
different climates. But when it comes
to join hands day® and Flags
Across America, everyone is the
same; we show compassion for our
communities and the country we
all share.
Join hands day and Flags Across
America projects are fast approaching.
Lodge 467 in Hempstead, NY, has
already signed up for their fifth year to
work at the annual Taste of Freeport
for their join hands day project.
Giving in Freeport
Lodge 467 joined Freeport Pride,
Inc., four years ago in their fundraising efforts. Freeport Pride offers
substance abuse counseling and
programs to the citizens of Freeport,
NY, a community trying to overcome
drug addiction and the cycle of crime.
Each year, Freeport Pride hosts the
Taste of Freeport, and Lodge 467
offers to lend a hand at the event. “We
run the beverage table at the food
event held each year in April,” said
lodge member Lucille Stemkowski.
“More than 20 restaurants donate
delicious food for the community to
buy for about $30 a ticket. It’s not a
chore, it’s a fun, wonderful event and
hundreds of people attend each year,
even the mayor.”
join hands day is held annually
on the first Saturday in May; this year
it’s on May 1. ::
Flags Across America is celebrated
the month after JOIN HANDS DAY.
It’s a day devoted to honoring the
American flag and is held each year
on Flag Day, June 14.
Flags Across America is an
opportunity for your lodge to show its
true colors in the community. There
are endless ways your lodge can honor
the red, white and blue. You can:
•T
each flag etiquette to local
community groups or schools;
•D
onate a flag to your community
building;
•D
esignate your lodge as a flag
drop-off site; or
•C
onduct a flag-raising ceremony at
a community building or school.
Get together with other lodge
members and come up with a
creative way to celebrate Flags
Across America. ::
Sharing compassion
JOIN HANDS DAY and Flags
Across America projects give
lodge members all over the
nation the chance to show
that Woodmen of the World
cares. Get together with your
lodge and come up with
creative ways you can get
involved with the 2010 projects.
Good luck and have fun!
with you through life
®
20 Pay Whole Life insurance has given Joey
and Melissa Corbin a “stress-free” solution
to providing financial security and insurance
Martin Photography
protection for their sons, Tyler and Evan.
The
Whole
Story
A Friendship Leads To Membership
F
ive years ago, Joey Corbin trusted an old high school friend’s
guidance and purchased Whole Life insurance for his family.
Today, Corbin still trusts his friend, Billy Pate, a Georgia
North Field Representative. That trust has since expanded and
has led him and his wife, Melissa, to put their confidence in
Woodmen of the World’s financial strength, as well. “I trust Billy to give
my family the coverage we need, and I trust his advice,” said Corbin.
The Corbins’ story is not unique, but serves as another reminder
of how Woodmen of the World has always been made up of friends
and families looking out for each other, and passing down through
generations the protection that membership can bring.
Old Friends
It all started years ago, when Corbin attended Lanier Middle School in
Buford, GA, with Pate. “I’ve known Billy for about 25 years,” he said. “My
mother is best friends with his aunt, too.”
Corbin and Pate lost touch after high school when Pate traveled away
to college. “I hadn’t seen him in a while,” said Pate. “One day when I was
back in town, I ran into him while we were eating lunch at the same
place. I explained that I was (a Representative with) Woodmen of the
World. We set up a time to talk over some options for his family.”
Corbin and his wife agreed to meet Pate at their home in Hoschton,
GA, to discuss their needs. “I know that everyone needs life insurance,”
said Corbin. After weighing the alternatives, Pate and the Corbins
determined that 20 Pay Whole Life insurance was their best option. »
CI0004 4/10
Purchasing a 20 Pay
Whole Life certificate
for your children
A 20 Pay Whole Life insurance certificate
offers these benefits:
»»Lifetime insurance coverage
»»A limited premium payment period of
20 years
»» Premiums that will never increase
»»Access to cash value in the future
»»Funds to help ease the financial burden
should the worst happen
»» The cost of life insurance premiums is less
expensive at younger ages
Lifetime coverage
If you want to be sure your children are
protected into their adult years, consider
purchasing a 20 Pay Whole Life insurance
certificate for them. It will provide permanent
coverage for the rest of their lives.
Cash value
Cash value is the cash that grows taxdeferred inside your life insurance
certificate until it is received. Your children
can access money for college, their first
home or any other dream they hope to
reach in the future.
Lower premiums
The cost of life insurance premiums is less
expensive at younger ages. So purchasing
a 20 Pay Whole Life certificate for your
children today may save you significant
money in the long run. And the premiums
are guaranteed never to change.
20 Pay Whole Life Certificate (Form 03-xx-0409)
20 Pay Whole Life Certificate EZ (Form 251-xx-0409)
Contact your local Field Representative today for more information. At that time,
you can discuss the costs, benefits and details of coverage, including any limitations
that may apply.
Martin Photography
with you through LIFE®
Hoschton, GA
‘No X Factor’
“Whole Life is an older product, and there has been very
little change to its features,” said Pate. “It’s a more traditional,
or permanent, type of coverage. You can get it and throw it
in the back of your mind and not worry about it. Whatever
the premium is today, it will be the same in 15 years. There
is no X factor; everything’s pretty much set in stone.”
Pate explained that a 20 Pay Whole Life insurance
certificate would provide the Corbins with lifetime coverage
for the insured and leave a tax-free death benefit to their
beneficiaries, their two sons, Tyler and Evan. It also can help
pay for funeral costs and debts that may be left behind, as well
as provide funding for higher education or leaving a legacy.
With 20 Pay Whole Life, the premiums are paid in full after
20 years. Beneficiaries are left with access to cash value that
grows tax-deferred, which they can use for college or a home.
“20 Pay is popular with families that have young children
because of the long list of benefits,” said Pate.
The features of 20 Pay Whole Life left the Corbins
impressed. “My oldest son, Tyler, who is four, keeps me
pretty busy, so having Whole Life is a stress-free solution,”
said Corbin.
He knows that Whole Life will provide funds to help
ease the financial burden should the worst happen. “If
something happens to me, it would support my family.
Billy Pate (left) and Joey Corbin (right)
That’s the (main) have known each other since junior high,
reason that we
and with the help of Woodmen of the
needed to get
World, they’re still friends today.
insurance. We
don’t want to leave our children with any debt.”
But after learning more, Corbin now also knows that Whole
Life insurance is there for members beyond the death benefit.
“The Whole Life builds up cash value,” said Corbin. “We
wanted something that had a little more to offer our family.”
A Strong Reputation
Melissa Corbin works as a dental hygienist, while Joey Corbin
works in grading and hauling, both residential and commercial,
as well as landscaping. Corbin’s many clients put their trust in
him, and he knows that in business, reputation is everything.
Corbin had heard of Woodmen of the World, but didn’t
have firsthand knowledge. A chance lunchtime encounter
helped Corbin and Pate rekindle their old friendship, and
also begin a new business relationship. After meeting with his
high school buddy, Corbin knew membership would be the
right decision to make for his family, because Woodmen of
the World is all about families just like his.
“Woodmen of the World seems like a great (organization),”
he said. “Billy seems to really enjoy what he does, and I feel
really comfortable with that.” ::
Newsworthy
2010 Youth Camp Schedule
State
Camp Dates
Location
Alabama
June 14-July 16
Blountsville, AL
■ ▲ North Alabama Youth/Senior Camp
July 5-30
McKenzie, AL
■ ▲ Woodmen Camp Riversprings
Arizona
June 27-July 1
Mayer, AZ
Arkansas
June 7-July 2
Clinton, AR
California
June 20-26
Nevada City, CA
June 28-July 2
Wrightwood, CA
Florida
July 18-29
Hosford, FL
■ ▲ Richard W. Ervin Youth Camp
Georgia
June 13-July 1
Gainesville, GA
■ ▲ I.L. Knight Youth Camp
July 11-22
Gainesville, GA
■ ▲ I.L. Knight Youth Camp
June 14-July 2
Brunswick, GA
■ ▲ Woodmen of the World Camp Glynn
August 1-6
West Frankfort, IL
■ ▲ Little Egypt Woodmen Camp
Illinois
Kentucky
Camp Name
▲ Chauncey Ranch
■ ▲ Arkansas Woodmen of the World Youth Camp, Inc.
Camp Gold Hollow
▲ Teresita Pines Wilderness Camp
June 7-25
Murray, KY
■ ▲ Camp WOW of Murray
June 13-July 2
Lexington, KY
■ ▲ Bluegrass Woodmen Youth Camp
June 6-25
Abbeville, LA
■ ▲ WOW LA Youth Camp
June 27-July 3
Forest Hill, LA
■
Maryland
July 11-23
Lewistown, PA
■ ▲ Keystone WOW Camp, Inc.
Mississippi
June 14-July 2
Ackerman, MS
■ ▲ W.O.W. North Miss. Youth Camp, Inc.
June 14-July 9
Hattiesburg, MS
■ ▲ S. Miss WOW Conference & Recreation Center
Nebraska/Iowa
June 27-July 29
Nebraska City, NE
■ ▲ Nebraska/Iowa Camp Woodmen
New Mexico
July 12-16
Torreon, NM
New York/New England
July 11-30
Isle LaMotte, VT
■
North Carolina
July 12-31
Randleman, NC
■ ▲ R.C. “Cliff” Payne Woodmen Youth Camp
July 5-30
Dover, NC
■ ▲ J. Ed Williams WOW Youth Camp
Oklahoma
June 3-6
Clinton, AR
■ ▲ Arkansas Woodmen of the World Youth Camp, Inc.
Pennsylvania
July 11-23
Lewistown, PA
■ ▲ Keystone WOW Camp, Inc.
South Carolina
July 11-29
Patrick, SC
■ ▲ South Carolina WOW Youth Camp, Inc.
Tennessee
July 5-9
Greeneville, TN
Texas
June 20-July 24
Quitman, TX
■ ▲ W.O.W. NE TX Youth Camp
July 11-August 5
Bellville, TX
■ ▲ Southeast Texas Youth Camp
July 11-30
Bandera, TX
■ ▲ Woodmen Camp “Los Hacheros”
June 14-25
Abilene, TX
■
June 13-July 29
Thaxton, VA
■ ▲ SW Virginia W.O.W. Family Activity Center
June 20-July 15
Crewe, VA
■ ▲ Camp Woodmen
Washington/Oregon
July 25-29
Longbranch, WA
Sound View Camp
West Virginia
July 6-11
Selbyville, WV
Upshur County Youth Camp
Louisiana
Virginia
Camp Woodmen
▲ Manzano Mountain Retreat
Camp Woodmen
▲ Clyde Austin 4-H Center
Northwest Texas Youth Camp, Inc.
Dates and locations subject to change. Contact your State Service Center for the most up-to-date information. ■ Woodmen of the World-owned ▲ ACA-accredited
Member Spotlight
Rolling in
Fraternalism
District Leader finds stability in community involvement
F
or Ralph Dorminey,
fraternalism is as easy
as falling off a log. The
Community Outreach
District Leader’s passion
for helping others can become a
balancing act between fraternal
commitments, but his experience
keeps him grounded to the events that
are really important to him, like the
Southwest Georgia Logrollers.
Finding his center
Dorminey and his wife, Shari,
have been members of Lodge 104 in
Moultrie, GA, since 1986. Meeting
with their local Field Representative,
they found that Woodmen of the
World had more to offer than life
insurance. “Woodmen of the World
is not just about having life insurance,
it’s the fraternal side that keeps me
going,” he said.
As the Community Outreach
District Leader, Dorminey takes
on the task of visiting his seven area
lodges once a quarter. He also has
served as lodge President and was
honored with the Georgia Fraternalist
of the Year Award in 1990. “My wife
and I are both really involved with the
community, and she is the backbone
for whatever I do,” said Dorminey.
Dorminey’s favorite lodge events
include flag presentations as well as
his passion, the quarterly Southwest
Georgia Logrollers meeting. “The
Southwest Georgia Logrollers meet
once a quarter,” he said. “It’s made up
of about 100 members from lodges all
over the area. We gather together for
meetings and fellowship, and we have
an auction to raise money.”
The Logrollers – named for their
affiliation with Woodmen of the
World, not because they actually
logroll – have been holding their
events for more than 50 years. They
invite Woodmen of the World
members and encourage them
to buy items like cakes and crafts
while enjoying good food. There’s
good eating and entertainment at
the event,” said Dorminey. “The
Logrollers is a really fun way to raise
money for a local charity.”
Proceeds from the auction go to
the Georgia Sheriffs’ Youth Home,
a facility for children in need. “The
lodge that has the most members
present at the event gets to take home
the Southwest Georgia Logrollers
banner. The banner is passed around
from lodge to lodge, and everyone
loves to have it,” Dorminey adds.
Logging out
Along with his love for Woodmen
of the World, Dorminey is also
enjoying his retirement. “We like
to fish and garden,” he said. “My
wife makes stained glass and enjoys
quilting. We also have eight miniature
donkeys that our granddaughters,
Mackenzie and Jessie, really enjoy
spending time with.”
While family is Dorminey’s priority,
he has found a balance between
caring for his family and helping his
community. “There are some fine
people at Woodmen of the World,”
he said. “You make a lot of friendships
and there are great people who love to
give to others, while having fun.” ::
Studio Viohl
Woodmen Living Woodmen of the World Fraternal Magazine 11
today’s family
12 How
Mother’s Day
Was Made
by Nicole Schmoll
I
n 1890, around the same time that Joseph Cullen
Root founded Woodmen of the World, a grieving
daughter picked up her mother’s passion and began
a crusade to honor mothers with a national day of
recognition. Nearly 25 years later, Anna Jarvis’ dream
became a reality when Congress passed a joint resolution
establishing Mother’s Day on the second Sunday in May.
Mother’s Day is an opportunity to officially celebrate
the love and self-sacrifice that mothers give to their
families every day. In England, a ‘Mothering Sunday’ has
been celebrated for centuries. The tradition dates back
to before the Industrial Revolution when many people
worked as house servants for the wealthy away from their
homes for much of the year. On the fourth Sunday during
Lent, they were permitted to go home to spend time with
their mothers.1
Anna Reeves Jarvis fought to establish an American
version of that day honoring mothers, living and dead,
but passed away before she could realize her vision. Her
daughter, Anna Jarvis, made it her life’s mission to carry out
her mother’s desire.
Although she had no children of her own, the younger
Jarvis’ love for her mother compelled her to pass out 500
white carnations to mothers at St. Andrew’s Methodist
Episcopal Church, where her mother had worshipped while
she was alive. The following year, in 1908, the church held
a special service honoring mothers. That church, located
in Grafton, WV, is now recognized as the International
Mother’s Day Shrine.
Mother’s Day Goes National
According to minister, writer and researcher Jone
Johnson Lewis, by 1909, Mother’s Day services were held
in 46 states. Momentum was building for a national holiday.
Jarvis worked tirelessly, even giving up her job to write
letters to senators, congressmen and organizations in search
of support for a national day honoring mothers. 2
Jarvis gained the support of the World Sunday School
Association, which helped her greatly in convincing
legislators in the states and U.S. Congress to adopt an
official Mother’s Day. In 1912, West Virginia became
the first state to adopt Mother’s Day and two years later,
President Wilson signed a joint resolution adopting
Mother’s Day as the second Sunday in May.
Woodmen of the World Senator
Makes Mother’s Day Official
While he was still a member of
the United States Congress, Texas
Senator and Woodmen of the
World member Morris Sheppard
introduced the joint resolution.
Sheppard’s legislative record reveals
consistent care for children and
families.
Morris Sheppard
Writing for the Online Handbook
of Texas, Richard Bailey states that in 1902, Sheppard ran
for Congress and won his recently deceased father’s seat.
Over the next 10 years, Sheppard developed a reputation as
a master orator. In 1913, he won a seat in the United States
Senate. During his time in the Senate, Sheppard sponsored
legislation promoting child labor laws, women’s suffrage
and prohibition. 3
After Mother’s Day became official, it also became
commercialized, which upset Jarvis greatly. She is quoted
as saying, “I wanted it to be a day of sentiment, not profit.”
Women’s history researcher Jone Johnson Lewis remarks
that Jarvis opposed the selling of flowers for Mother’s Day
and thought that people ought to write their own letters
rather than relying on greeting cards to express their
sentiments to their mothers. »
Today's Family
Facts on
Father’s Day
According to History.com,6 Father’s
Day was first celebrated on July 5,
1908, in Fairmont, WV, at William
Memorial Methodist Episcopal
Church South. Church member
Grace Golden Clayton suggested
the idea of honoring fathers with
a Sunday service after 361 men
were killed in a nearby explosion.
One year later, inspired by the
celebration of Mother’s Day and
a moving sermon, Sonora Smart
Dodd worked to have Father’s Day
celebrated on June 19. It’s believed
that Dodd chose that date to honor
her own father, who was born in
June. In 1924, President Calvin
Coolidge recommended that
Father’s Day become a national
holiday; however, it was not
until 1972 that President Richard
Nixon designated a national day
of observance for fathers on
the third Sunday in June. ::
Jarvis could not have predicted
how Americans would celebrate
Mother’s Day. While she disparaged
any commercialization of the holiday,
Jarvis must have been pleased
that people across the nation were
honoring their mothers in their own
special ways.
Ways to Make Your
Mother Feel Special
Just because Jarvis disliked
purchased flowers and greeting cards
doesn’t mean your mother won’t
like them. Hallmark reports that 96
percent of American consumers take
part in Mother’s Day and that long
distance phone calls peak on that
date.4 If you’re looking for a creative
way to honor Mom this year, consider
these recommendations from About.
com guide Beverly Hernandez:5
»»
Visit your mother in person
»»
Tuck a personal letter inside of the
card you purchased
»»
Make a donation in your mom’s
name to a cause she cares about
»»
Patch up a quarrel, if you’ve had one
»»
Help a friend who’s a mom by
taking care of her kids one day or
evening
»»
Plant a tree or flowers in honor of
your mom for others to enjoy
»»
Make a meal and do the dishes,
letting your Mom relax
However you choose to celebrate
Mother’s Day this year, enjoy
honoring your mother and making
her feel loved for the selfless care she
gives to your family. ::
1. Jone Johnson Lewis, Mother’s Day History: Mothering Sunday in
Britain, accessed online on 2-18-10 at:
http://womenshistory.about.com/od/mothersday/a/britain.htm
2. Jone Johnson Lewis, Anna Jarvis and Mother’s Day, accessed on
2-18-10 online at:
http://womenshistory.about.com/od/mothersday/a/anna_jarvis.htm
3. Richard Bailey, The Online Handbook of Texas, accessed on 2-18-10
online at:
http://www.tshaonline.org/handbook/online/articles/SS/fsh24.html
4. Jone Johnson Lewis, Mother’s Day Statistics, accessed on 2-18-10
online at:
http://womenshistory.about.com/od/mothersday/a/statistics.htm
5. Beverly Hernandez, The History of Mother’s Day, accessed on 2-18-10
online at:
http://womenshistory.about.com/od/mothersday/a/celebrate.htm
6. The History of Father’s Day, accessed on 2-18-10 online at:
http://www.history.com/content/fathersday/history-of-father-s-day
american mosaic
Special Olympics
Shriver’s
Spark
by Nicole Schmoll
The inspiration for an idea that
would eventually blaze into the
Special Olympics was born in the
backyard of its founder, Eunice
Kennedy Shriver.
On a cold morning in 1960, one
family learned that their newborn
would be different. Ashamed and
afraid of raising an intellectually
disabled child, they quietly
committed her to a mental institution
and then ran an obituary notice in
their local newspaper.
A few years later, Eunice Kennedy
Shriver made a bold and calculated
step to prevent such a sad and desperate
event from ever repeating itself. With
pen in hand, she wrote about her sister
Rosemary in the Saturday Evening
Post and launched a lifelong effort to
promote understanding and acceptance
of intellectually disabled people.
Special Olympics is Born
in Shriver’s Backyard
Growing up, Shriver remembers
competing often with her siblings
in various athletic activities. She
always included her sister, Rosemary,
Eunice Kennedy Shriver
in their races, writing, “At Hyannis
Port I would take her as crew in our
boat races and I remember that she
could usually do what she was told …
Winning at anything always brought a
marvelous smile to her face.”1
The sense of joy and accomplishment
felt by Rosemary Kennedy inspired
Shriver years later to create “Camp
Shriver” for intellectually disabled
children at her Maryland farm, »
“The intellectually disabled
are little flames that radiate
warmth and soothing quiet
joy; they shine on the road
that leads to the wisdom of the
heart, to human maturity, and
to true wealth.”
– Eunice Kennedy Shriver
Special Olympics
American Mosaic
2003 Special Olympics Games
“If you seek joy, come see the Special
Olympians. If you seek peace and
understanding, come see the athletes
of Special Olympics. And if you seek
courage or skill or strength, you come
see the athletes of Special Olympics.”
– Eunice Kennedy Shriver
Opening of the 2003
Special Olympics Games in Ireland
Timberlawn, in 1962. Six years later,
as chair of the Joseph P. Kennedy Jr.
Foundation, Shriver started Special
Olympics. She believed sport could be
an avenue for the intellectually disabled
to inform an ignorant society of their
value and abilities.
Intellectually Disabled
the Largest Group
Nearly 200 million people, three
percent of the world’s population,
are intellectually disabled, making
them the largest disability population.
People from every walk of life are
misunderstood, and as a result, are
neglected and excluded from the basic
comforts of humanity.
Shriver’s great hope was that society
would see their value and embrace
the intellectually disabled. She wrote,
“The blind had their Helen Keller …
the deaf had Beethoven … Among
the feebleminded, there is none who,
through his achievements, could
demonstrate to the public his value
and the value of those afflicted like
him. It is up to us, then, to uphold the
value of these human beings.” 2
For more than four decades,
the Special Olympics games have
showcased the talents and value of
the intellectually disabled. With a
presence in nearly 200 countries
worldwide, the organization is
constantly expanding its reach.
The 12th World Summer Games
were held in Shanghai, China, in
2007. At least one of the more than
6,500 athletes competing in 20
sports was a Woodmen of the World
member. Guy Case of Manteno, IL,
won a gold medal in singles bocce
ball at the Games. Last winter, the
2009 Winter World Games took
place in Boise, ID.
Get Involved
You can get involved in Special
Olympics by volunteering to be
a coach or sharing your athletic
talents with Special Olympians.
Specialolympics.org lists many ways
that you or your local lodge can
give your time, talent or money to
improve the lives of the intellectually
disabled in your community.
Eunice Kennedy Shriver left a
legacy that any one of us can follow.
By forming a relationship with even
one intellectually disabled person
in your community, you can create
a ripple effect that will impact
the world. ::
1, 2. “Hope for Retarded Children,” by Eunice Kennedy Shriver;
The Saturday Evening Post, 1962
A Very Special World Games
This July 18–23, the second U.S. National Special Olympics Games will be held
in Lincoln, NE. Their proximity to Woodmen of the World’s Home Office gave
Assistant Vice President, Community Outreach John Manna an opportunity to
coach one of two flag football teams participating in the games.
Manna began coaching Nebraska’s teams in March and will room with the team
in Lincoln for the duration of the Games. “Seeing these athletes push themselves
is a powerful reminder of how much they contribute to their communities.”
Manna requested and received support from Lodge 33 in New Jersey to sponsor
10 flag football teams with kits that included everything from flags and footballs
to water bottles and bags. West Tennessee Community Outreach Manager
Claudia Dowdell also arranged for lodges in her area to sponsor 17 teams.
“If it wasn’t for John and Woodmen of the World, we wouldn’t be launching
flag football as soon as or with the success that we did,” said Special Olympics
Nebraska East Region Director Rick Childree.
Nearly 3,000 athletes from all 50 states are expected at the Games in Lincoln.
To find out how you can support the special athletes in your area, contact your
state’s Special Olympics program. ::
annual report 2009
editor ’s note :
The next four pages contain an excerpt from Woodmen of the World’s 2009 Annual Report. In past years, we have
printed the entire Annual Report inside this magazine, but in the spirit of conserving resources, we have determined that the
numbers that summarize this past year are the most important to you, our valued members. To view the interactive Annual Report,
please visit woodmen.org.
Fraternal Service Report
Woodmen of the World is financially strong. But our strength goes beyond dollars. Our true power is most evidenced by our
fraternalism, by the many good deeds our members engage in every day. Our lodge system provides an outlet for members to
show community spirit and develop leadership abilities. Members are also encouraged to take advantage of our fraternal benefits,
which offer assistance and aid in time of need.
Community Service
Member Benefits
Disaster Action Teams
Youth/Senior Camp
121 teams comprised of 1,188 members
More than 8,400 attendees
Make a Difference Day
Disaster Relief Benefit
217 events
$
Flags Across America
Orphan’s Care
369 events
$
Join Hands Day ®
Newborn Benefit
455 events
$
In Honor & Remembrance
471 ceremonies conducted
Matching-Fund Program
1,419 projects in support of individuals, families and communities
American History Trophies & Plaques
4,418 presented to students or placed in schools
American Patriot’s Handbooks
19,774 presented to schools, libraries and newly naturalized citizens
United States Flags
75,539 flags presented to non-profit groups, schools and communities
$
35,541 in benefit payments
60,000 in guaranteed life insurance issued
Prescription Drug Discount
$
425,208 saved by members
Catastrophic Illness Benefit
$
Financial Highlights
Woodmen of the World’s financial performance in 2009 included income of $1.2 billion and a net gain before refunds of $152
million. The volume of life insurance issued in 2009 was more than $2.7 billion. Life insurance in force reached a record $34.9
billion. Woodmen of the World has total assets of nearly $8.1 billion, and $111 of assets for every $100 of liabilities, further indication
of our strong financial position. Benefit payments to members and beneficiaries totaled $516 million, including $149 million in death
benefits. Refunds to members were $109 million.
Dec. 31, 2008
Sources of income
Payments received from members for insurance and annuities
$
822,122,708
Dec. 31, 2009
$
800,299,322
Interest, dividends and rents less investment expenses and taxes
412,156,961
403,273,503
Other income
25,537,616
22,480,528
$ 1,259,817,285
$ 1,226,053,353
Total
How income was used
Death benefits
$
Endowment benefits
149,295,604
$
158,140,513
2,166,573
2,520,718
343,048,945
206,380,435
9,312,815
9,342,616
36,787,463
35,398,515
Refunds to members of certificate values
137,278,834
140,065,477
Refunds to members
131,013,607
108,782,469
Annuity benefits
Disability and hospital benefits
Payments to members and beneficiaries of monies previously deposited with the Society
282,815,877
372,602,036
Total paid to or set aside for members and beneficiaries
Set aside for members and beneficiaries to guarantee payment of future benefits
$ 1,091,719,718
$ 1,033,232,779
Fraternal benefits
$
Civic and community welfare, and fraternal expense
1,437,479
$
1,916,741
27,282,438
28,763,041
3,470,599
6,431,882
Compensation to Field Force for fraternal activities and securing new members
38,100,482
41,605,662
Insurance expense
97,806,569
114,103,248
$ 1,259,817,285
$ 1,226,053,353
Federal, state and other taxes (insurance)
Total
How Strong Is Woodmen of the World?
• Nearly $8.1 billion in assets
• More than $820 million in surplus
• Rated A+ (Superior) by A.M. Best
Annual Report 2009
Assets
Assets
Dec. 31, 2008
Dec. 31, 2009
Bonds
$ 5,271,056,116
$ 5,612,459,059
Preferred Stock
32,277,142
0
Common Stock
275,121,650
375,200,708
1,358,500,084
1,304,436,843
Real Estate
85,794,892
88,426,604
Other Invested Assets
10,861,164
9,486,526
Short Term Investments and Cash
152,889,732
244,178,855
Certificate Loans
168,213,668
168,506,940
Data Processing Equipment
2,569,919
2,000,738
Other Non-Invested Assets
361,071
950,329
83,030,502
83,579,096
141,680,870
185,367,686
$ 7,582,356,810
$ 8,074,593,384
Mortgage Loans
Due & Accrued Investment Income
Separate Account Assets
Total Admitted Assets
Assets
Distribution of Assets
10-year history
$ of Assets (Billions)
$8.07
$7. 58
$7. 60
$7.40
$7.21
$ 6.87
$ 6.4 4
$5. 91
$5 .4 9
$ 5. 24
Certificate Loans
2.1%
Separate
Accounts
2.3%
Other
4.2%
Real Estate
1.1%
Mortgage
Loans
16.2%
Stocks
4.6%
69.5%
Bonds
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
Liabilities
Liabilities
Dec. 31, 2008
Dec. 31, 2009
6,037,202,112
$ 6,380,930,044
Certificate Claims
24,312,739
26,861,312
Certificate Refunds
384,048,017
367,524,992
Advance Payments
9,650,547
9,907,863
47,309,002
98,159,516
Other Liabilities
181,539,846
182,534,462
Separate Account Liabilities
141,680,870
185,367,686
$ 6,825,743,133
$ 7,251,285,875
756,613,677
823,307,509
$ 7,582,356,810
$ 8,074,593,384
Certificate Reserves
$
Asset Valuation Reserve
Total Liabilities
Special Reserve for Fluctuation of Assets, Mortality, Interest & Expense & Fraternal Activities
Total Liabilities And Special Reserves
Dollar of Assets to Every $100 of Liabilities
$
Insurance In Force
$ 34,712,381,509
$ 34,890,091,774
Life Insurance Issued
$ 2,517,700,842
$ 2,736,053,893
Benefit Payments
$
$
Insurance in Force
111
641,102,771
2004
2005
2006
2009
516,449,759
2001
2002
2004
2005
2006
$80 0
$ 517
$ 822
2000
$ 538
2003
$579
$69 6
2003
$523
$491
2002
$6 95
2008
$ 714
$34 .7
2007
$ 34.9
$34 .7
$34. 4
$34. 0
$ 33.3
$32 .8
$ 32. 4
$ of Assets (Millions)
$ 31.9
$ of Assets (Billions)
$31 .2
10-year history
2001
111
Premium Income
10-year history
2000
$
2007
2008
2009
money talk
Dangerous
Debt
W
ould you borrow money from
Al Capone? Take a loan from John Gotti?
Of course not, but paying the minimum
on credit card debt earning 20 percent or
more is just as foolish.
Just like you wouldn’t get yourself in debt to a mob boss,
you shouldn’t be lulled into the comfort of paying only the
minimum on your credit card debt, especially if you can
afford to pay more. Neither should you get comfortable
with the convenience of payday loans that can charge sky
high interest rates.
Many of the banks issuing credit cards would love for
their cardholders to pay only the minimum due on their
debt every month for the rest of their lives, because when
they do that, the banks make more money. That’s because
over time, the interest you’re paying on the initial amount
you borrowed to buy, say, a new car stereo, will amount to
more than what you originally borrowed. The bank gets
their initial loan back plus a whole lot more.
Be a Smart Borrower
Make sure you read the fine print for every credit card
you agree to activate. Know what interest rate you’ll be
charged on purchases, as well as what that rate will jump to
if you make a late payment. And don’t forget about the fees;
late fees, over the limit fees and others can quickly snowball
your debt and increase the money you owe your lender.
Don’t think of credit as ‘free money.’ It is not free; it is
being lent to you by a bank. That bank expects you to pay
back what you have borrowed. And, if you don’t pay off
the full amount of what you charge by the next statement
date after purchase, it will cost you.
Use your credit card to your advantage. Establish a good
credit record by charging something small that you have the
money to buy outright, and then paying it off in full when
the bill is due. The best rule to follow is this: if you can’t
afford to buy it with cash, don’t charge it to your credit card.
Finally, if you have gotten yourself into credit card
debt, contact your financial advisor or a non-profit credit
counseling agency for advice. Set a plan to get out of debt.
Stop charging new debt and start paying off your highest
interest cards first. ::
The following Web sites provided background information for this article: Americans for Fairness in Lending,
affil.org; and The Motley Fool, fool.com.
New Credit Card Legislation
Protects Consumers
Last May, President Barak Obama signed into
law new measures meant to protect consumers
from predatory practices adopted by lenders.
Among other things, lenders must now disclose
the period of time and total interest it will take
to pay off a credit card balance if only minimum
payments are made. For an explanation of how the
legislation may affect you, visit Consumers Union at
creditcardreform.org/pdf/dodd-summary-509.pdf.
fraternal spirit
Submit Photos to:
[email protected]
You Ought To Be in Pictures
You work hard with your lodge to help your community
and engage your members, and the staff of Woodmen Living
would like to ensure that other members see the wonderful
things you’re doing! In order for us to publish your Fraternal
Spirit submissions, please include the following information:
»»State
»»City
»»Lodge number
»»Names of people in photo
»»Short description of activity/event
In addition, here are some photography tips to follow:
»»Focus – make sure subjects are in focus to avoid
blurry images.
»»Avoid sun – make sure subjects aren’t looking directly
into sunlight, or standing with their backs to the sunlight.
»»Zoom – move closer to subjects to avoid unnecessary
clutter in background.
»»Compose – try to place no more than five people in a shot.
»»Check pixels – use a digital camera with a minimum
of five megapixels.
Send us two to three of your best photos per event, and
remember that photos are not returned.
One more thing to keep in mind is, as much as we enjoy
seeing the flag presentations you all do, we want to showcase
other lodge events, as well. So please send photos of picnics,
community events, fund-raisers, lodge parties, and other events
your lodge participates in to [email protected].
We appreciate all of your Fraternal Spirit entries, so keep
them coming! ::
Lodge 672 Linden, AL
Lodge 225 Lumberton, NC
Members of Lodge 672 attended the Installation of 2010
Lodge Officers and Social at the Linden United Methodist
Church Fellowship Hall.
Lodge 225 member Jon Smith (second from left) presented
a flag to Fairmont High School’s Athletic Director Michael
Baker (left), Principal Sally Jones and Coach Barry Leanard.
Fraternal Spirit
Lodge 1 Albuquerque, NM
Lodge 1 Treasurer Shirley Whalen thanked Navajo Code
Talker Frank Chee Willetto Sr. for raising the flag at their In
Honor and Remembrance ceremony at the Navajo Mission
Life Center.
Lodge 5 North Little Rock, AR
Linda Francis (right) presents a check to Promise House
parents Jesse and Susan Owen on behalf of Lodge 5.
Lodge 339 Sacramento, CA
Lodge 3 Jacksonville, FL
California Jursidictional President Mary Anderson (right)
presented food items to Jill Ostroski of Women Escaping a
Violent Environment (WEAVE) on behalf of Lodge 339.
Lodge 3 members Glen Yearous (left), Field Representative
Larry Wright (center) and Christine Yearous helped run a
Woodmen of the World booth at the Northeast Florida Fair.
Lodge 739 Milledgeville, GA
AZ Jurisdiction Flagstaff, AZ
Members of Lodge 739 presented a flag and flagpole to the
Baldwin Company Recreation Department for In Honor
and Remembrance.
Members attended the 2009 Arizona Jurisdictional
Convention, including State Manager Rodney Barber,
Executive Vice President, Fraternal Mark Theisen and
Board of Director member Dr. James Shaver.
Lodge 54 Shreveport, LA
In Honor and
Remembrance
Lodge 54 held their eighth annual In Honor and Remembrance ceremony at the
DeSoto Parish Chamber of Commerce on Friday, Sept. 11, 2009. Members of the
Mansfield High School’s Army JROTC raised the flag on the newly dedicated
flagpole following the annual program.
Lodges 918/688 Alexandria, KY
Lodge 1123 Loris, SC
Lodge 136 Clover, VA
Area Manager David Combs joined
members of Lodges 918 and 688 for
their Make A Difference Day cookout.
Retired Armed Forces veterans
Morris Graham (left) and Jim Knight
were invited guests at Lodge 1123’s In
Honor and Remembrance ceremony.
Sheriff Stanley Noblin (left) assisted Lodge
136 member Jeffrey Francisco in raising
the flag at an In Honor and Remembrance
ceremony held at the lodge hall.
Fraternal Spirit
Lodge 78 Selmer, TN
Lodge 78 members Patricia Griffin (left) and Barbara Isbell
volunteered at their Make A Difference Day food drive.
Lodge 1218 West Monroe, LA
Lodge 1218 members and Field Representative Doty Guinn
(second from right) presented a flag to the Telecomm
Pioneers, a civic group of retired Bell South workers.
Lodge 827 Murray, KY
Lodge 213 Morris Chapel, TN
Lodge 827 Vice President Mike Faihst presents a check to
Effie Kemp of the Murray Women’s Club to be used for the
Character Counts program.
Lodge 213 celebrated Make A Difference Day by presenting
West Hardin Elementary School teachers with classroom
supplies including tissues and pencils.
Lodge 345 Bowling Green, VA
Lodge 620 Westwego, LA
Field Representative Tommy Satterwhite (left) and Lodge
345 President Jimmy Farmer (right) presented a veteran with
a flag to be flown in front of Bowling Green Health Care.
Lodge 620 members Anthony Nocito (left) and John
Nocito (center) presented a check to James Boesch of the
Avondale Volunteer Fire Department.
Lodge 423 Ecru, MS
Lodge 423 held a holiday-themed retirement party for
members Billy and Martha Jo Donaldson.
Lodge 6 Cumberland, MD
Lodge 6 held their annual awards banquet and handed out
25-Year Service Pins to qualifying members.
Lodge 143 Clarkesville, GA
Field Representative Ricky Pruitt (left) presented U.S and
Georgia state flags to Sheriff Joey Terrell for the Habersham
County Sheriff’s Department on behalf of Lodge 143.
Lodge 982 Stapleton, GA
Lodge 982 President Lamar Massey (right) presented a flag
to Police Chief Jim McClain (left) to be flown in front of
Warrenton City Hall.
Lodge 266 Wewoka, OK
Field Representative Kris Calvert (second from left)
and Fraternal Coordinator Tommy Azlin (left of pole)
presented a flag and flagpole to Head Start for In Honor
and Remembrance.
Lodge 196 Hornbeak, TN
For their Make A Difference project, members of Lodge
196 built two doghouses to be donated to Pudge and Pals.
Fraternal Spirit
Lodge 254 Charles Town, WV
Members of Lodge 254 donated a flag and flagpole to the
Station 26 Volunteer Fire Department in Sissonville for In
Honor and Remembrance.
Lodge 187 Cuthbert, GA
Members of Lodge 187 presented AG Daniel Company
with a flag.
Lodge 895 Alexandria, KY Lodge 931 Richmond, KY
Lodge 895 member Keely Foley and Lodge 931 member
Emily Combs were presented with Youth Fraternalist of the
Year awards at camp.
Lodge 25 Albemarle, NC
Field Representative Sonya Poplin presented flags to North
Stanley High School, Albemarle Middle School and New
London Choice Middle School, on behalf of Lodge 25.
Lodge 494 Vacherie, LA
Lodge 60 Booneville, MS
Vacherie Volunteer Fire Station was presented with a flag on
behalf of Lodge 494.
Lodge 60 President Virgil Robinson presented Camilla
Herron with a $25 gift certificate door prize at their annual
holiday supper.
Lodge 66 San Angelo, TX
Field Representatives Mike Garcia, Kay Braden, Cody
Ashley and Bob Clark worked the Woodmen of the
World booth, sponsored by Lodge 66, at the Chamber of
Commerce Business Expo.
Lodge 4 South Fulton, TN
Members of Lodge 4 presented a $500 check to the Marshall
County Rescue Squad for new rescue sonar equipment.
Lodge 341 Harrisonburg, VA
Lodge 1136 Douglas, GA
Members of Lodge 341 erected a flagpole at the Clover Hill
United Methodist Church.
Lodge 1136 members Arnold Parsons (left), District
Outreach Leader Dawn Tuten (second from right) and
Paige Pate (right) presented Assistant City Manager Charlie
Davis with a flag for the city of Douglas.
Lodge 217 Princeton, WV
Lodge 11 Oakland, MD
Lodge 217 members distributed Woodmen of the World
literature at the Mercer County Fair for a New Member
Outreach event.
Lodge 11 President Asa McCain (right) presents Janice
Hutchinson with a 75-Year Service Pin at their annual
awards banquet.
Fraternal Spirit
Lodge 912 St. Charles, MO
Lodge 912 members presented a flag to the Central County
Fire and Rescue.
Lodge 60 Booneville, MS
Lodge 60 Secretary Ray Burcham presented a flag to Hills
Chapel School.
Lodge 68 Searcy, AR
Lodge 68 members presented a f lag to Riverview
High School.
Lodge 976 Lexington, NC
Retired Field Representative Wayne Markham (left) and
Field Representative Danny Soles (right) honored Lodge
976 member Max Hill on his 90th birthday.
Lodge 728 Murray, KY
Lodge 728 members made a $500 donation to the MurrayCalloway County Hospital Mammography Center during
Breast Cancer Awareness Month.
Lodge 2 Las Vegas, NM
Lodge 2 invited the local Honor Guard to participate in
their In Honor and Remembrance ceremony.
Lodge 196 Hornbeak, TN
Field Representative Steve Kendall (right) presents a $100
check to volunteer firemen Eddie Fickle (left) and Guy
Hogg for the Samburg Fire Department.
Lodge 18 Franklin, VA
Members of Lodge 18 presented a flag to the Ruth Camp
Campbell Memorial Library for their In Honor and
Remembrance ceremony.
Lodge 104 Moultrie, GA
Lodge 709 Columbia, MS
On behalf of Lodge 104, Field Representative Gary
Morris (left), Tigra Griffen (right) and Fraternal Outreach
Coordinator Ralph Dorminey presents Cynthia Davis with
a gift certificate at the Annual Family Day.
State Manager Johnny Hoggatt (right) presents Betty Lou
Tolar with a 25-year Service Pin at the annual holiday party
of Lodge 709.
Lodge 647 Woodbine, IA
Lodge 6018 Valdosta, GA
Lodge 647 member Mary Jane Foutch helped with
games and provided lunch at the Woodlands Apartments
holiday party.
Susan Kent and Tommy Bennett (right) received Lifesaver
Awards at Lodge 6018's annual awards night for saving Jim
Kent (center).
Fraternal Spirit
Lodge 989 La Grange, NC
Lodge 6 Cumberland, MD
Field Representative Lisa Lancaster
presented a 100% Family plaque and
50-Year Service Pin to Preston Garris.
State Manager Anthony Jurik (blue
shirt) and members of Lodge 6 prepared
holiday presents for 52 patients at the
Allegany County Nursing Home.
Lodge 7 Hamburg, AR
Lodge 467 Hempstead, NY
Lodge 7 member Bettye Berryman
presented a f lag at the annual
holiday party to Harry Hall from
Hamburg VFW.
Lodge 142 Cleveland, OH
Lodge 142 members participated
in the recognition of new citizens
by distributing American Patriot’s
Handbooks.
Members of Lodge 467 planted
daffodil bulbs at the Garden City
Bird Sanctuary for their Make A
Difference Day project.
Lodge 1 Columbus, OH
Lodge 1 President Wes Culbertson
presented a 75-Year Service Pin to
Cleo Griggs at the annual holiday
dinner.
Lodge 115 Tarboro, NC
Area Manager Wes Stocks (left)
presented plaques at the annual holiday
banquet to Lodge 115 members for
their outstanding leadership.
Lodge 38 Bardwell, KY
Lodge 6177 Beaumont, TX
Area Manager Ronnie Lear presented
a Fraternalist of the Year plaque to
Lodge 38 member Dorothy Elliott at
their annual holiday dinner.
Gary Wagner (left) and Mac McCurly
were honored at Lodge 6177’s In Honor
and Remembrance ceremony held at
the Fannett Fire Department.
member news
Samantha Johnson
Bradley Jones II
The
Future
is Now
In an unprecedented move, five of
the six new appointments to the
National Fraternal Committee are
youth members or young adults.
Michael Rowlands
Cody Skees
Tawanna Thornton
“I think all of us are looking forward to the valuable input that
we expect to receive from these new members,” said Executive Vice
President, Fraternal Mark Theisen. “Their fresh ideas will help us as we
develop strategies to become even more relevant to our youth and young
adult members.”
Some of the new members participated in the Youth Forum at the
2009 Woodmen of the World National Convention and one, Samantha
Johnson, was North Carolina’s (and Woodmen of the World’s)
Fraternalist of the Year last year.
New members will serve until Sept.1, 2011. Committee members serve
as sounding boards and make suggestions for new fraternal initiatives.
They also help to implement these new initiatives in their areas.
New National Fraternal Committee members are: Tony Collins,
Omaha, NE; Samantha Johnson, Lexington, SC; Bradley Jones II, Beach
Bluff, TN; Michael Rowlands, Suffolk, VA; Cody Skees, Mount Carmel,
IL; and Tawanna Thornton, Brookhaven, MS.
They join these current members, whose terms will expire Sept. 1, 2010:
Richard Huizar, San Antonio, TX; Susan Jensen, Amelia, VA; Jack Koontz,
Mocksville, NC; Ryan Phillips, Lexington, KY; Merle Sloan, Phoenix, AZ;
and Wilma Jean Smith, Foster, KY.
Woodmen of the World thanks these outgoing members for their
service on the committee: David Gayles, Jacksonville, AR; David Grist,
Rabun Gap, GA; Calista Sommerkamp, Cumberland, MD; Deborah
Summerall, Pearl, MS; Joe Thomas, Selma, AL; and Betty Tindall,
Marion, SC. ::
Tony Collins was unavailable for a photo.
Member News
Boosting Morale,
One Teacher at a Time
Free Lunch Raises Employee Spirits
Take Wing
on the Web
Richmond,
Here’s an alternate
captionVA
style that also
I
n these tough economic times
and with local school employees
facing possible layoffs, Richmond,
VA, Lodge 159 members found a way to
lighten the load by planning a special day
last summer to honor their neighbors.
“Morale was down because of
possible cutbacks, so lodge members
made a barbeque lunch for school
employees,” said Fraternal Coordinator
Sheri Anderson. Before feeding the
crowd of nearly 700, Area Manager
Wayne Anderson spoke about
Woodmen of the World and how the
organization supports families in the
good times as well as the tough times.
In addition to lunch, lodge
members provided door prizes that,
along with the food, encouraged
school employees.
School employees enjoy a homemade
barbeque lunch and presentation from
Lodge 159 members and Area Manager
Wayne Anderson.
“Representative Karen Harrow had
been introducing the school system
to Woodmen of the World for years
through flag presentations, and when
the time was right, because she had
laid that good foundation, the school
system was willing to listen to Karen’s
event idea and, ultimately, let us in to
help their employees,” said Anderson.
Harrow was able to collect names of
people interested in finding out more
about Woodmen of the World products
and membership. “In the end, the event
is an example of how any lodge can
reach out to their community, show
what Woodmen of the World has to
offer, and to show they care.” ::
Catch all the 2010 action
with FalconWatch
Woodmen of the World associates,
along with peregrine falcons Zeus and
Hera, are preparing to welcome a new
bundle of falcon chicks to the top of the
Woodmen Tower in Omaha, NE. And
you have the chance to follow their
journey on woodmen.org/falcons.
Since 1988, we have had the
opportunity to help the peregrine
falcon population win the battle
against endangerment. In 22 years,
the Woodmen of the World falcon
program has produced 46 chicks.
Just because you may not live in
Omaha, doesn’t mean you have to
miss out on all the falcon fun. To
keep up on new information, photos
and blog entries about Zeus, Hera
and their chicks, visit woodmen.org/
falcons. Enjoy! ::
ÔÔ
woodmen.org/falcons
A.M. Best Affirms
Superior Rating
W
oodmen of the World
has once again received an A+
(Superior) rating – the second
highest on the scale – from A.M. Best, one of
the insurance industry’s leading independent
rating organizations.
In its rationale summary, A.M. Best said
the rating “reflects the Society’s more than
adequate risk-adjusted capitalization, its
consistently positive statutory earnings
performance and the Society’s initiatives to
generate growth in premium income.”
“What this means is that an independent
organization specializing in the insurance
industry – people who analyze organizations
like ours all day, every day – agrees that
Woodmen of the World is in excellent
financial health,” said President and CEO
Danny Cummins.
Despite the economic turmoil that
has affected other insurance companies,
Woodmen of the World remains in a strong
financial position.
“This rating re-validates our conservative
investment philosophy and is a confirmation
of our members’ trust. Our members can
rest assured that while we are not changing
our core thinking when it comes to our
investments, we are continually looking at
ways to grow our membership and improve
our processes and products,” said Mark
Schreier, Executive Vice President of Finance
and Treasurer.
A.M. Best Company is a full-service credit
rating organization dedicated to serving the
financial services industries, including the
banking and insurance sectors. Policyholders
and depositors refer to Best's ratings and
analysis as a means of assessing the financial
strength and creditworthiness of risk-bearing
entities and investment vehicles. ::
Woodmen of
the World is
proud to have
been rated A+
by A.M. Best
since 1999.
Member News
Lodge Celebrates
400 Years of Progress
Essex, NY
Famous cartoonist Sid Couchey (second
Last summer, New York Lodge 462
from right) holds a painting celebrating the
commissioned Woodmen of the World discovery of Lake Champlain. The painting
social member and internationally
was commissioned by Lodge 462 members
acclaimed artist Sid Couchey to create
for New York state's Quadracentennial bash.
a painting celebrating the discovery of
Lake Champlain in 1609 by French explorer Samuel de Champlain.
Champlain is generally recognized as the father of Quebec and served
as its first Governor. The Lake that now bears his name was essential to the
development of the Northeastern area of the United States.
Couchey’s home overlooks Lake Champlain, a site that gave him unique
inspiration for the piece. After he completed the painting, Couchey, who is
known for creating comic book characters Richie Rich and Little Lotta, and
other members of New York Lodge 462 then presented that painting to the
town of Champlain in honor of the Quadracentennial statewide celebrations of
Champlain’s accomplishments. New York scheduled Quadracentennial events
throughout last year and Lodge 462 took part in many of them.
“The first evening that Champlain spent in what is now the United States was a
sandy spot on the shores of Isle LaMotte, VT, which is only about 500 yards from
the location of Woodmen of the World’s regional Youth Camp,” said State Office
Administrative Assistant and Lodge 462 Secretary Tim Gonyo.
Gonyo and his fellow lodge members say the painting, service activities and
Youth Camp are just more ways that Woodmen of the World helps make their
community such an enjoyable place to call home. ::
Cleaning for
a Reason
Free housecleaning for
chemotherapy patients
A home can be hard to keep
up even when you’re feeling well,
but what if you are going through
chemotherapy? Cleaning the
house may not be on the top of the
priority list while undergoing these
treatments – but Cleaning for a
Reason has the solution, right in
your hometown.
Cleaning for a Reason Foundation
is a national organization that offers
free housecleaning services to
chemotherapy patients, once a month
for four months. There are currently
more than 600 cleaning services all
over the United States and Canada
partnering with the organization to
provide these free services.
One testimonial located on the
Cleaning for a Reason Web site
reads, “What a wonderful service.
I'm used to having a very clean
house, but I do not have the energy
now and I get overwhelmed easier. I
am very blessed by your ministry.”
Thousands of women are taking
the opportunity to live in a clean
home during a difficult time. If you
know of any women undergoing
chemotherapy, please pass this
information along to them.
For more information, call
Cleaning For a Reason toll-free at
1-877-337-3348. ::
Students
Salute Lodge’s
Generosity
Students and staff at West Harrison High
School in Mississippi don’t have to recite
the Pledge of Allegiance in front of empty
flagpoles anymore. The school was built
after Hurricane Katrina and now, thanks to
Gulfport, MS, Lodge 1446, it has 60 sets of
American flags for the classroom as well as a
stage set and a few outdoor flags.
“The administration and students were
very excited about receiving the flags,” said
Mississippi South Fraternal Coordinator
Farris Watson. “School had already been in
session for a week when we presented the
flags and the students were telling us that
they had been saluting an empty flagpole.
It was just very nice to have Woodmen of
the World be able to honor our country in
this way. ::
Gulfport, MS
Staff and students at West Harrison High School
are thankful for the many new U.S. flags received
from Lodge 1446 members.
Lead Where You Live
Omaha hosts 2010 Fraternal Outreach Workshop
Woodmen of the World’s Fraternal Coordinators and Community
Outreach Managers attended the annual Fraternal Outreach Workshop
at the Embassy Suites in downtown Omaha, NE, February 9-12.
“The purpose of the annual workshop is to share Woodmen of the
World’s strategic objectives with the group,” said Assistant Vice President,
Community Outreach John Manna. “It also provides direction to the
Fraternal Program, as Fraternal Coordinators prepare for 2010 Fraternal
Summits in their respective marketing areas.”
The theme of the 2010 workshop was “Lead Where You Live.” Attendees
were encouraged to do what works best in their area; raise awareness,
involve Field members, and build partnerships to help grow membership.
Several Home Office associates helped introduce and discuss the
topics of Community Centers, on-line community resources, Story
Books, the Five-Star Challenge, expanding Woodmen of the World’s
youth community, and social media. ::
Academic Decathlon
Welcomed to Omaha
For many years, Woodmen of the World has been a national sponsor
of the United States Academic Decathlon (USAD).
At every National Competition, Woodmen of the World supplies
plaques to every team that makes it there, so that every team goes home
with something. It’s a small, but important, gesture.
It’s because of this long-standing relationship with USAD, and the strong
presence that the Academic Decathlon has in Nebraska high schools, that
the National Competition is coming to Omaha from April 21-24.
The 10 events revolve around one central theme, and this year it’s
the French Revolution. Tests are given in subjects such as economics,
music and math. Other events also include speech and interviewing.
Many Woodmen of the World members and associates are expected
to volunteer. ::
Member News
Save Big With
New Discount
Program
T
he benefits of belonging
just got better for Woodmen of
the World members.
“Many of our members asked about
implementing a discount program,
and we responded by launching one
last January,” said Executive Vice
President, Fraternal Mark Theisen.
Woodmen of the World is
partnering with a company that
specializes in member discount
programs. They contract with other
membership organizations and
are able to attract national brands
to offer exclusive discounts.
“For the rollout of the new program,
we’ve decided to offer a small
sampling to gauge the interest level,
said Director, Fraternal Outreach
Barb Courtier.” The agency we’ve
contracted with is able to adjust the
discounts by adding new ones and
expanding on popular categories as
the program progresses.”
For now, discounts are available
on wireless phones, online data
storage, identity theft protection,
car rentals, and hotels.
Members don’t need a card to
receive the discounts. A special page
has been set up on woodmen.org that
includes links to the companies
offering discounts.
“Members should
check the member
discount page on
woodmen.org
often, because
it will be
updated
with our
newest
discounts,”
Courtier
said. ::
‘Through
Life’
Selected
as New
Password
For most people, a password
is something entered, usually
into a computer, to access
information. For Woodmen of the
World lodges, a password is the
declaration of a ceremonial phrase
that carries a message about our
common values.
“Part of what makes Woodmen
of the World such a special
organization is the respect we have
for the traditions started by those
members who came before us,”
said Director, Fraternal Outreach
Barb Courtier.
President Danny Cummins
selected “Through Life” as our
password for the next four years.
Lodges will incorporate the
password into the beginning of
each meeting. As they do, they’ll
be reminded of how Woodmen
of the World offers products and
fraternal programs to benefit
members through every stage of
their lives. ::
Interest Rates
Deferred Annuities In Force Rate*
*Current inforce interest rates apply when a certificate’s initial rate guarantee period
March 2010
Tier 1
Tier 2
3.00% 3.15%
has expired or when an initial rate guarantee period has not been chosen. Current
inforce interest rates are subject to change monthly.
The rates at left are for existing annuities that are out of their initial guarantee period.
You may be able to earn a higher rate with a new annuity with a locked-in interest rate.
Tier 1: Values under $25,000
Tier 2: Values $25,000 and above
Contact your Woodmen of the World Representative if you are interested in receiving
more information. You can also call 1-800-225-3108 or go to woodmen.org.
Freedom Series Annuity Interest Rates
Certificates issued in March 2010 Rate credited during initial lock-in period.
Annuity Product
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5
Tier 6
1
n/a
5.55%
5.80%
6.00%
6.40%
6.70%
FPDA with First year Interest Bonus
SPDA with First Year Interest Bonus
n/a
4.55%
4.80%
5.00%
5.40%
5.70%
SPDA
3
2.55%
2.95%
3.20%
3.40%
3.80%
4.10%
FPDA
3
2.40%
2.80%
3.05%
3.25%
3.65%
3.95%
2
1 The First Year interest rate on the Freedom Series Single Premium Deferred Annuity (SPDA) with a First Year Interest Bonus is guaranteed for the first certificate year and includes the firstyear-only interest bonus of 3.00%. Renewal (Current) interest rates are credited after the first certificate year. Renewal (Current) interest rates are set monthly by Woodmen. They will never
be lower than the minimum guaranteed interest rate of 1.00%.
2 The First Year interest rate on a Flexible Premium Deferred Annuity (FPDA) with a First Year Interest Bonus is guaranteed for the first certificate year and includes the first-year-only interest
bonus of 2.00%. Renewal (Current) interest rates are credited after the first certificate year. Renewal (Current) interest rates are set monthly by Woodmen. They will never be lower than
the minimum guaranteed interest rate of 1.00%.
3 During the initial lock in period, the interest rate will not change. Lock in periods of one month or one year are available.
March 2010 Rate credited after initial lock-in period expires.
Annuity Product
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5
Tier 6
SPDA with First Year Interest Bonus
2.15%
2.55%
2.80%
3.00%
3.40%
3.70%
FPDA with First year Interest Bonus
2.15%
2.55%
2.80%
3.00%
3.40%
3.70%
SPDA
2.55%
2.95%
3.20%
3.40%
3.80%
4.10%
FPDA
2.40%
2.80%
3.05%
3.25%
3.65%
3.95%
After the initial lock-in period expires, interest rates may vary each month. Interest rates are set monthly by Woodmen and will never be lower than the minimum guaranteed interest
rate of 1.00%.
Tier 1:Values under $10,000
Tier 2:Values $10,000 and under $25,000
Tier 5:Values $500,000 and under $1,000,000
Tier 6:Values $1,000,000 and above
SPDA (Single Premium Deferred Annuity)
FPDA (Flexible Premium Deferred Annuity)
Single Premium Deferred Annuity (SPDA) with First Year Bonus (Form 7961-XX-0707))
Flexible Premium Deferred Annuity (FPDA) with First Year Bonus (Form 7963-XX-0707)
Single Premium Deferred Annuity (SPDA) (Form 7962-XX-0707)
Flexible Premium Deferred Annuity (FPDA) (Form 7964-XX-0707)
lodge leader
Fraternally Speaking
‘Welcome to our Lodge’
You’ve paid
your dues,
quite literally.
But many of
you have never
been to a lodge
function before.
We hope to
change that
Mark D. Theisen
this year.
By “we,” I mean those of us here at
the Home Office, our associates in the
Field, and our lodge leaders right in
your community.
One way we are changing
things is by making our lodges
more accessible through this very
publication, Woodmen Living. Before,
we had a separate publication called
Lodge Leader that was sent only to
lodge officers. But we realized this
information could be beneficial
to all members, not just those in
certain officer positions. After all,
many members organize projects
and manage events at lodges, so
they should have exposure to the
valuable information that was in
Lodge Leader. So we folded Lodge
Leader into the new Woodmen Living
publication, and we’re happy to share
our fraternal messages with our entire
membership!
In this section, you’ll find a
profile of a Fraternal Coordinator
or Community Outreach Manager.
These are important people to us in
the Fraternal area – they are our link
to you, our valued members. They
also are connected to the Field, and
in some cases, they run our youth
and senior camps. You’ll also find
important information about your
member benefits, and you’ll also get
to know a member of the National
Fraternal Committee. These fellow
members have served in many lodge
capacities, and they are helping us
develop new and improved fraternal
programs. Other popular features
from Lodge Leader, like recognizing
Lodge Centennials, also remain.
We are excited to introduce
many of you to the fraternal side of
Woodmen of the World, and we hope
by expressing our enthusiasm for our
fraternal programs and our passion for
all the opportunities we have to offer,
that you and your family will become
more involved. I hope the first thing
you hear at your first lodge function is,
“Welcome to our lodge.”
Sincerely and fraternally,
Mark D. Theisen
Executive Vice President, Fraternal
Dates to
Remember
May 1
Fraternalist of the Year
nominations from lodges are
due to State Service Center.
May 1
Fraternal dues will be held
if the Home Office has not
received from lodges a 2009
Annual Lodge Financial Report
and a 2010 Calendar.
May 12
Woodmen of the World’s Youth
Program, Boys of Woodcraft,
began in 1903.
June 6
Woodmen of the World
Anniversary (June 6, 1890)
July
Annual Lodge Membership Lists
will be sent to lodge Secretaries.
Fraternal Coordinator Profile
All in the Family
Courtier
Appointed
Director
Barb Courtier has
been appointed Director,
Fraternal Outreach,
effective March 1, 2010.
Courtier began her
career in 1984 in Field
Services. In 1995, she was
promoted to Executive
Administrative Assistant
to the Executive Vice
President, Fraternal, and
in 2007, she became
Supervisor of Fraternal
and Lodge Services.
Pitman, PA
Roger and Phyllis Mervine love
F
or Roger and Phyllis Mervine, Woodmen
of the World is more than just like a family to them,
Coordinators for Pennsylvania
it is family. For the past 12 years, Roger Mervine
and Maryland.
has been the Fraternal Coordinator for Pennsylvania, and
three years ago, his wife, Phyllis, joined him as Fraternal Coordinator for Maryland.
“The folks in our Marketing Area get two for the price of one,” said Phyllis Mervine in
her thick, Pennsylvania Dutch accent. Mervine was a Field Representative and then Area
Manager for 27 years before she retired from the Field and became a Fraternal Coordinator.
“Roger and I have a lot of fun working with the lodges,” she added with a laugh.
Mervine loves helping her lodges plan flag presentations, community outreach events
and In Honor and Remembrance activities. “We do so much for people. I love Woodmen
of the World’s focus on promoting patriotism and community service,” she said. “Some
fraternal organizations limit themselves to social activities like spaghetti dinners. We do
those, but we do so much more than just have fun around food.”
Phyllis Mervine encourages every member to get involved in his or her local lodge.
“Attend a meeting. They all need ideas and support.” ::
serving members as Fraternal
She serves as a member
of Lodges 14 and 6011 in
Council Bluffs, IA, and
has served on the Iowa
Jurisdictional Fraternal
Committee. ::
Barb Courtier
Lodge Leader
Fraternalism’s
Biggest Fan
National Fraternal Committee member Wilma Jean
Smith loves sports. When she’s not watching her youngest
daughter, Karlie, compete in volleyball or tennis, she’s
cheering on the other athletes at Bracken County High
School in Brooksville, KY. The school’s gym holds a special
place in Smith’s heart. Three years after her husband passed
away in a car accident, members of Lodge 871 created boards
that hang there to showcase school athletes in his memory.
“The boards represent so many of the things that I care about
– family, country and Woodmen of the World,” said Smith.
Before Smith’s husband passed away, they were seasoned
Jurisdictional delegates, attending every Convention since
1975. Smith has held every position in her local lodge
including President, and, for many years, Secretary. As a
National Delegate, her family was able to attend the 2005
National Convention in Omaha.
“Woodmen of the World means so much to my family,”
said Smith. “I was talking to another widow at a ballgame
recently who didn’t have insurance and was struggling to pay
the bills. I just can’t imagine where we’d be
without Woodmen of the World, and am
so grateful to be a part of it.”
As a member of the National
Fraternal Committee, Smith enjoys
helping lodges introduce more people
in their communities to Woodmen of
the World. “We just need to get
involved in our communities
and let them know about
all the wonderful things
has to offer, because
we really do make a
difference.” ::
National Fraternal Committee
member Wilma Jean Smith »
Tell us About Your
Lodge Event Online
Lodges have been
diligent about entering
their 2010 calendar
event information into
myfraternalweb.org and
excitement is building over
all you have planned for
this year. However, each
lodge needs to go back
online and report on its
2009 events. Woodmen
of the World relies on this
post-event information
to provide statistics about
our fraternal activity to
the National Fraternal
Congress of America.
To enter post-event
information, go to the
home page dashboard
of your lodge’s Web site
at MyFraternalWeb.org,
click on ‘events’ and select
‘queue.’ Finally, click on
the event you want to enter
details for, such as how
many members and nonmembers attended. The
more details you provide,
the more others will see
just how fraternal we are!
For more information
on how to enter
post-event reporting
information
online, call
your Fraternal
Coordinator
or Community
Outreach Manager. ::
Lodge
Centennials
Lodge 347
Auburn, KY
Founded May 2, 1910
Lodge 525
Abbeville, SC
Founded May 11, 1910
Lodge 279
Lynchburg, TN
Founded May 25, 1910
Lodge 514
Ripley, AL
Founded June 2, 1910
Lodge 19
Naples, TX
Lodge 229
Sunbury, PA
Reach Out to Parents
With a Piggy Bank
N
ew parents are
always grateful for
gifts that help their
children develop good
habits. Given that, it’s
no surprise that families are joining
Vermont Lodge 1 in response to an
outreach idea that members there
came up with. The lodge connected
with their local hospital to give away
a piggy bank and life insurance
information inside a Woodmen of the
World bag to every baby born at their
local hospital.
“One of our local Representatives,
Bob Cole, came up with this great
idea of handing out Woodmen of
the World-themed piggy banks to
the families of newborns at our local
hospital,” said New York Community
Outreach Manager Liza Rooney.
“After meeting with lodge members
and gaining their support, he set up a
meeting with the hospital’s CEO who
was happy to go along with the idea.”
The lodge decided to include a few
brochures about Woodmen of the
World products along with letters
from Cole and the Lodge President
inviting the newborns’ families to a
lodge meeting.
Cole learned that about 450 babies
Sheldon, VT
were born each year at the local
hospital, Northwestern Medical
Center, and confirmed that the lodge
had enough funds available to budget
for that many piggy banks annually.
“It’s been so successful that Malone,
NY, Lodge 1022 is now working with
Bob to contact their local hospital to
set up the same agreement to provide
piggy banks to newborns there,” said
Rooney. “Lodge 1 has seen a few
families attend lodge meetings and
become members. In December, one
family signed eight applications with
Bob, so it’s a great way to bring new
members into a lodge.”
Cole checks with the hospital
regularly to make sure they have
New York Field Representative Bob Cole
presents a Woodmen of the World bag
and bank to a nurse at Northwestern
Medical Center.
an adequate supply of bags, all the
while building relationships with
community organizations and
building awareness of Woodmen of
the World in the community.
“Some of our other lodges are in the
process of setting up booths at local
baby fairs,” said Rooney. “I think it’s
a great way for us to get our name
out, and reaching out to new parents
makes so much sense because they
need life insurance for their growing
families, and they can benefit from the
fraternal opportunities we offer.” ::
fun zone
Have a good joke? Make your fellow fraternalists laugh.
Please send contributions to [email protected]
We’re All Wound Up for Spring!
Words can be found reading up, down, forward, backward, or diagonally. Answers to the puzzle can be
found on our Web site, woodmen.org, by clicking on the Woodmen Living link on the home page. Enjoy!
Word List:
Allergies
Asparagus
Babies
Blossoms
Buds
Bunnies
Chirps
Cleaning
Crocus
Daffodils
Dew
Earthworms
Eggs
Flip Flops
Grass
Green
Lambs
Mud
Peas
Puddles
Rain
Robins
Seeds
Spring Break
Spring Fever
Spring Training
Tadpoles
Tornadoes
Tulips
B
N
L
A
M
B
S
D
O
I
L
Z
S
D
R
B
I
P
E
F
L
I
P
F
L
O
P
S
M
L
J
I
I
G
S
E
K
G
L
I
P
R
Q
S
O
H
Q
X
O
D
I
Q
R
R
O
R
H
U
E
T
S
C
Y
R
V
K
Z
T
S
G
X
O
S
Q
D
N
S
Z
L
B
E
P
L
S
Q
T
P
R
D
P
P
D
O
O
A
E
U
B
S
O
B
Y
U
W R
G
R
H
L
G
X
S
A
D
B
E
T
I
W
L
T
F
I
I
B
E
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A Quick Cure
for Spring Fever
Spring Smiles
Q: W
hen do monkeys fall from the sky?
A: During Ape-ril showers!
Four high school boys afflicted with spring fever
skipped their morning classes. After lunch they reported
to the teacher that they had a flat tire.
Q: C
an February March?
A: No, but April May!
Much to their relief she smiled and said, "Well, you missed
a test today so have a seat and take out a piece of paper."
Q: W
hat season is it when you are on a trampoline?
A: Spring-time!
Still smiling, she waited for them to sit down. Then she
said: "First question: Which tire was flat?"
Flutter
Maze Start
Finish
in memoriam
Kenneth Bagatelle
Age: 67
Lodge 467 Freeport, NY
Preston Malloy
Age: 82
Lodge 7 Hamburg, AK
Joyce Sparks
Age: 76
Lodge 4 Savannah, GA
Walter E. Turner
Age: 88
Lodge 921 Pleasant Garden, NC
Marvin Watkins
Age: 84
Lodge 54 Shreveport, LA
In Memoriam Submission Guidelines: The editors of Woodmen
Living want to give your departed loved ones the most respectful and
complete recognition possible. To aid us in doing this, please include the
following minimum information and send it to [email protected]:
your loved one’s full name as you would like it printed, age, lodge number
and hometown. Also let us know if he or she served as a Jurisdictional
Officer, a National Committee Member, a State Manager or a National
Representative. In addition, when including photos, please submit photos
of the highest possible quality to assure adequate printing. Thank you.
There are few guarantees in life.
Here’s one.
With Whole Life Insurance from Woodmen of the World, you can be assured that if you pay your
premiums, you will have coverage for the rest of your life, and that the premiums you pay will never go up.
Whole Life Insurance is dependable, lifelong insurance that can help:
• Your family maintain its lifestyle after your death
• Pay for your children’s higher education if you’re not there
• Pay off your mortgage when you’re gone
• Cover the cost of your funeral
Whole Life Insurance also offers tax-deferred build-up within your certificate, known as cash value.
Some things never change. And sometimes that’s exactly what you want. Call your Representative today
to find out more.
Forms 01-XX-0409 (Life Paid Up at 100); 09-XX-0409 (Life Paid Up at 65); 03-XX-0409 (20 Pay Life); 04-XX-0409 (Single Premium Whole Life);
250-XX-0409 (EZ Life Paid Up at 100); 252-XX-0409 (EZ Life Paid Up at 65); 251-XX-0409 (EZ 20 Pay Life); 253-XX-0409 (EZ Single Premium
Whole Life); 254-XX-0409 (Conversion Life Paid Up at 100). This certificate has exceptions, limitations and restrictions. For costs and complete details
in coverage, contact your Woodmen of the World Representative.
CD0589WOW 12/09
PERIODICALS
At Camp Woodmen, kids won’t believe their eyes.
Want a fun summer activity for your kids? Look no further than Camp Woodmen. At Woodmen of the
World summer camp, they’ll learn about nature, develop life skills and have fun with activities like:
• Ropes courses
• Campfires • Archery
• Hiking • Fishing
• Swimming • Sports
Call your local office today to find out about Woodmen of the World membership1 and how your children
can experience our summer camp program.
1. A
n individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a Woodmen of the World product. Youth program,
summer camps and senior camps are not available in all areas.
CD0328WOW 2/10
fun zone
Have a good joke? Make your fellow fraternalists laugh.
Please send contributions to [email protected]
We’re All Wound Up for Spring!
Words can be found reading up, down, forward, backward, or diagonally. Answers to the puzzle can be
found on our Web site, woodmen.org, by clicking on the Woodmen Living link on the home page. Enjoy!
Word List:
Allergies
Asparagus
Babies
Blossoms
Buds
Bunnies
Chirps
Cleaning
Crocus
Daffodils
Dew
Earthworms
Eggs
Flip Flops
Grass
Green
Lambs
Mud
Peas
Puddles
Rain
Robins
Seeds
Spring Break
Spring Fever
Spring Training
Tadpoles
Tornadoes
Tulips
B
N
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A
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B
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U
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C
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Q
D
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S
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L
B
E
P
L
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T
P
R
D
P
P
D
O
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A
E
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B
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O
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Y
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A
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B
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44 WOODMEN LIVING Woodmen of the World Fraternal Magazine ANSWER KEY
A Quick Cure
for Spring Fever
Spring Smiles
Q: W
hen do monkeys fall from the sky?
A: During Ape-ril showers!
Four high school boys afflicted with spring fever
skipped their morning classes. After lunch they reported
to the teacher that they had a flat tire.
Q: C
an February March?
A: No, but April May!
Much to their relief she smiled and said, "Well, you missed
a test today so have a seat and take out a piece of paper."
Q: W
hat season is it when you are on a trampoline?
A: Spring-time!
Still smiling, she waited for them to sit down. Then she
said: "First question: Which tire was flat?"
Flutter
Maze Start
Finish
WOODMEN LIVING Woodmen of the World Fraternal Magazine ANSWER KEY 45

Fraternalism: That`s How They Roll

Transcription

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